Sales Report:Supplement No. 1 dated Oct 08, 2012 to Prospectus dated Oct 05, 2012File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Oct 05, 2012 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Oct 05, 2012 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
612539
This series of Notes was issued and sold upon the funding of the borrower loan #75402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $410.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 9y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,907 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| shiny-bonus2 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidate debt/home improvement
My financial situation:
I am a good candidate for this loan because...
I do much better at paying one bill on time even if it is larger than say 5 smaller bills, so putting everything into one payment will be very beneficial. learned from my mistakes from when i was younger, but now i still have to pay for them
Monthly net income: $2400
Monthly expenses: $1200
Housing: $610
Insurance: $60
Car expenses: $340
Utilities: $130
Phone, cable, internet: $49
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $8300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 10/1/2012 9:01:21 AM |
| heavenly-interest9 | $1,000.00 | 10/1/2012 11:09:15 AM |
| income-triangulation1 | $25.00 | 10/1/2012 9:00:50 AM |
| credit-adventurer313 | $25.00 | 10/1/2012 9:11:44 AM |
| finance-boomerang0 | $25.00 | 10/1/2012 9:30:01 AM |
| haplender | $50.00 | 10/1/2012 9:39:02 AM |
| fboba | $300.00 | 10/1/2012 9:02:18 AM |
| Bank_Of_XL | $25.00 | 10/1/2012 9:05:00 AM |
| cash-mad-scientist3 | $25.00 | 10/1/2012 9:53:14 AM |
| reasonable_usury | $50.00 | 10/1/2012 9:54:15 AM |
| penny-surgeon | $25.00 | 10/1/2012 9:09:56 AM |
| ethical-truth211 | $100.00 | 10/1/2012 10:07:52 AM |
| glimmering-liberty616 | $25.00 | 10/1/2012 9:22:40 AM |
| zipemdown | $25.00 | 10/1/2012 10:18:02 AM |
| supreme-treasure8 | $100.00 | 10/1/2012 10:18:38 AM |
| Iamthewalrus | $25.00 | 10/1/2012 10:23:03 AM |
| jamiee73 | $25.00 | 10/1/2012 10:27:11 AM |
| justreturns | $25.00 | 10/1/2012 10:28:30 AM |
| the-silver-blaster | $50.00 | 10/1/2012 9:34:08 AM |
| LeReve | $500.00 | 10/1/2012 9:36:35 AM |
| bent300 | $50.00 | 10/1/2012 9:29:54 AM |
| first-pragmatic-power | $25.00 | 10/1/2012 10:41:14 AM |
| B1-Lancer | $33.83 | 10/1/2012 10:44:17 AM |
| crdcteng | $50.00 | 10/1/2012 9:57:45 AM |
| azazle | $50.00 | 10/1/2012 9:51:08 AM |
| ethical-truth211 | $400.00 | 10/1/2012 10:07:26 AM |
| RoyFauntleroy | $25.00 | 10/1/2012 10:15:37 AM |
| dukeiyer | $25.00 | 10/1/2012 10:38:06 AM |
| jubilant-capital1 | $25.00 | 10/1/2012 10:44:06 AM |
| pierrelasvegas | $25.00 | 10/1/2012 11:15:34 AM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:13 AM |
| grnii78 | $125.00 | 10/1/2012 11:46:08 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:44 AM |
| justasoldier | $75.00 | 10/1/2012 11:33:30 AM |
| jybank | $49.00 | 10/1/2012 11:42:58 AM |
| responsibility-butterfly | $25.00 | 10/1/2012 9:32:04 AM |
| natural-affluence6 | $25.00 | 10/1/2012 10:02:15 AM |
| RGlad | $200.00 | 10/1/2012 9:00:55 AM |
| LendingPimp | $52.00 | 10/1/2012 9:01:39 AM |
| money-genome84 | $250.00 | 10/1/2012 9:03:02 AM |
| creditjunky | $50.00 | 10/1/2012 9:12:01 AM |
| commerce-venture1 | $25.00 | 10/1/2012 9:05:05 AM |
| affluence-kingdom9 | $100.00 | 10/1/2012 9:59:48 AM |
| Rockymtnhi | $100.00 | 10/1/2012 9:19:11 AM |
| speedy-peso1 | $100.00 | 10/1/2012 9:32:50 AM |
| Money__Tree | $200.00 | 10/1/2012 9:28:45 AM |
| thrifty-generosity222 | $50.00 | 10/1/2012 10:28:33 AM |
| BankofRon_IRA | $100.00 | 10/1/2012 10:31:40 AM |
| mikrolown | $25.00 | 10/1/2012 9:44:08 AM |
| LaGrangeLender | $60.00 | 10/1/2012 10:40:57 AM |
| ready-interest9 | $25.00 | 10/1/2012 10:46:05 AM |
| LendingPimp_2 | $51.00 | 10/1/2012 10:46:50 AM |
| MI2 | $5,000.00 | 10/1/2012 9:46:37 AM |
| heerzaquestion | $75.00 | 10/1/2012 9:47:15 AM |
| LoanerPrincipal | $25.00 | 10/1/2012 11:15:15 AM |
| revenue-serenity | $25.00 | 10/1/2012 9:51:46 AM |
| theboat | $30.00 | 10/1/2012 9:53:18 AM |
| bonus-seahorse | $35.00 | 10/1/2012 11:33:38 AM |
| community-burrito9 | $35.00 | 10/1/2012 10:07:30 AM |
| proper-exchange8 | $50.00 | 10/1/2012 10:22:04 AM |
| community-seahorse0 | $25.00 | 10/1/2012 12:01:35 PM |
| Altitude-Transport | $35.00 | 10/1/2012 10:29:09 AM |
| und-alum | $25.00 | 10/1/2012 10:14:22 AM |
| first-balance-neutron | $50.00 | 10/1/2012 10:23:17 AM |
| return-enthusiast1 | $50.00 | 10/1/2012 11:05:08 AM |
| networks4ever | $25.00 | 10/1/2012 10:47:38 AM |
| dough-kitten5 | $25.00 | 10/1/2012 11:49:27 AM |
| money-baron | $100.00 | 10/1/2012 11:32:34 AM |
| tolerant-responsibility051 | $2,000.00 | 10/1/2012 11:49:50 AM |
| back-scratchers | $55.00 | 10/1/2012 12:02:23 PM |
| grasshopper774 | $26.00 | 10/1/2012 12:10:17 PM |
| worth-blanket2 | $1,401.00 | 10/1/2012 12:16:23 PM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
612805
This series of Notes was issued and sold upon the funding of the borrower loan #75653, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-30-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $146.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,933 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| silver-iris4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit card consolidation
I want to pay revolving credit cards off with a fixed loan with a specific pay off date.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-missile | $25.00 | 9/30/2012 12:25:28 PM |
| CashFlow13 | $1,250.00 | 9/30/2012 12:00:53 PM |
| RGlad | $200.00 | 9/30/2012 12:03:55 PM |
| vutah | $25.00 | 9/30/2012 12:08:26 PM |
| RedmondMan | $25.00 | 9/30/2012 12:08:46 PM |
| networks4ever | $25.00 | 9/30/2012 12:10:28 PM |
| trumpeter391 | $50.00 | 9/30/2012 12:12:14 PM |
| toblerone | $25.00 | 9/30/2012 12:20:42 PM |
| mennleo | $37.00 | 9/30/2012 12:24:19 PM |
| tolerant-responsibility051 | $1,937.99 | 9/30/2012 12:27:53 PM |
| moneyforthehoney | $30.00 | 9/30/2012 12:08:33 PM |
| gold-sushi | $25.00 | 9/30/2012 12:11:55 PM |
| orange-vigilance-shower | $50.00 | 9/30/2012 12:12:14 PM |
| janeybooboo | $100.00 | 9/30/2012 12:04:07 PM |
| melodious-fairness | $50.00 | 9/30/2012 12:06:13 PM |
| pierrelasvegas | $25.00 | 9/30/2012 12:19:36 PM |
| credit-missile | $75.00 | 9/30/2012 12:22:09 PM |
| washboard1 | $25.00 | 9/30/2012 12:08:24 PM |
| enthralling-deal53 | $100.00 | 9/30/2012 12:10:54 PM |
| Dave0 | $25.00 | 9/30/2012 12:12:08 PM |
| pedroballgame | $50.00 | 9/30/2012 12:22:19 PM |
| kind-magnificent-bid | $50.00 | 9/30/2012 12:27:40 PM |
| Investor_DP | $200.00 | 9/30/2012 12:12:36 PM |
| Abece | $115.01 | 9/30/2012 12:15:10 PM |
| derauma | $30.00 | 9/30/2012 12:02:37 PM |
| invincible-deal82 | $25.00 | 9/30/2012 12:16:45 PM |
| octoberfresh | $25.00 | 9/30/2012 12:17:11 PM |
| zipemdown | $25.00 | 9/30/2012 12:22:09 PM |
| drg6289 | $25.00 | 9/30/2012 12:09:55 PM |
| transaction-hugger4 | $100.00 | 9/30/2012 12:23:38 PM |
| blazing-capital2 | $250.00 | 9/30/2012 12:20:25 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
616747
This series of Notes was issued and sold upon the funding of the borrower loan #75632, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-30-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 31.58% |
Borrower rate/APR:
| 32.58% / 35.37% |
Monthly payment:
| $135.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.13% | | |
| |
Estimated return*:
| 15.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 20y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,741 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tghicks |
Borrower's state:
| Maryland |
Borrower's group:
| NO DELINQZ |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 104 ( 99% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $50,900.00 | < 31 days late:
| 1
( 1% )
| 700-719
(Mar-2011)
720-739
(Jul-2010)
720-739
(Nov-2007)
700-719
(Feb-2007)
|
|
Principal balance:
| $870.62 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 105 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| yield-lion2 | $150.00 | 9/30/2012 12:01:07 PM |
| marinbb | $125.03 | 9/30/2012 12:00:44 PM |
| fabulous-community4 | $150.00 | 9/30/2012 12:02:25 PM |
| credit-missile | $25.02 | 9/30/2012 12:18:24 PM |
| Dusigrosz | $339.00 | 9/30/2012 12:00:43 PM |
| loan-master1 | $50.00 | 9/30/2012 12:11:40 PM |
| BankofRon | $25.00 | 9/30/2012 12:18:22 PM |
| frantic-retirement | $100.00 | 9/30/2012 12:00:33 PM |
| PLANECRASH | $45.00 | 9/30/2012 12:01:01 PM |
| lowrater | $150.60 | 9/30/2012 12:01:38 PM |
| first-balance-neutron | $50.00 | 9/30/2012 12:02:55 PM |
| vutah | $65.00 | 9/30/2012 12:03:51 PM |
| melodious-fairness | $50.00 | 9/30/2012 12:06:13 PM |
| loan-master1 | $50.00 | 9/30/2012 12:11:24 PM |
| LendSoHardUniversity | $125.04 | 9/30/2012 12:00:32 PM |
| Face-foist | $100.00 | 9/30/2012 12:01:12 PM |
| moneyforthehoney | $27.00 | 9/30/2012 12:17:00 PM |
| Hedge-Fund | $50.00 | 9/30/2012 12:03:24 PM |
| the-respectful-transaction | $25.00 | 9/30/2012 12:17:21 PM |
| vutah | $25.00 | 9/30/2012 12:07:28 PM |
| Jasmel | $225.92 | 9/30/2012 12:23:32 PM |
| credit-missile | $46.00 | 9/30/2012 12:17:43 PM |
| fascinating-generosity3 | $100.00 | 9/30/2012 12:00:32 PM |
| marinbb | $75.00 | 9/30/2012 12:01:09 PM |
| credit-missile | $224.00 | 9/30/2012 12:14:00 PM |
| lucrative-loan | $50.00 | 9/30/2012 12:03:51 PM |
| Dave0 | $25.00 | 9/30/2012 12:12:09 PM |
| tolerant-currency6 | $25.00 | 9/30/2012 12:17:22 PM |
| sweety075 | $25.00 | 9/30/2012 12:21:51 PM |
| zipemdown | $25.00 | 9/30/2012 12:22:09 PM |
| fantastic-contract1 | $300.00 | 9/30/2012 12:00:44 PM |
| trumpeter5 | $50.00 | 9/30/2012 12:01:23 PM |
| RGlad | $200.00 | 9/30/2012 12:01:28 PM |
| janeybooboo | $100.00 | 9/30/2012 12:01:41 PM |
| adaptable-return21 | $50.00 | 9/30/2012 12:01:14 PM |
| MoneyForNothing | $150.99 | 9/30/2012 12:01:34 PM |
| momentous-value | $25.00 | 9/30/2012 12:12:43 PM |
| lucrative-loan | $200.00 | 9/30/2012 12:01:48 PM |
| invincible-deal82 | $25.00 | 9/30/2012 12:16:45 PM |
| money-baron | $100.00 | 9/30/2012 12:03:14 PM |
| __A1B2 | $26.00 | 9/30/2012 12:17:05 PM |
| octoberfresh | $25.00 | 9/30/2012 12:17:11 PM |
| GGreg799 | $25.00 | 9/30/2012 12:17:38 PM |
| lowrater | $50.40 | 9/30/2012 12:05:29 PM |
| RedmondMan | $25.00 | 9/30/2012 12:06:51 PM |
| 52digital | $75.00 | 9/30/2012 12:08:06 PM |
| networks4ever | $25.00 | 9/30/2012 12:10:29 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
634001
This series of Notes was issued and sold upon the funding of the borrower loan #75411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $128.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| focused-dinero3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 94% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $21,000.00 | < 31 days late:
| 1
( 6% )
| 780-799
(Apr-2011)
|
|
Principal balance:
| $16,473.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Braces in adulthood!
This loan will be used to pay for braces that I've needed for a long time. My parents were unable to afford this while I was a child, but I always promised myself I'd get them before I turned 40. Well now I'm 37 so I better get moving on this goal!
I am a good candidate for this loan because I have extremely low revolving credit. I avoid credit cards like the plague! I am a homeowner of 6 years with an excellent job and I always pay my bills 100% of the time. My credit score of 800+ speaks for itself! Thank you so much!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Taxman44 | $25.00 | 10/2/2012 5:00:41 PM |
| mindful-generosity1 | $50.00 | 10/2/2012 5:02:12 PM |
| Jassi | $25.00 | 10/2/2012 5:05:45 PM |
| fragonardlives | $25.00 | 10/2/2012 5:11:57 PM |
| income-encore1 | $50.00 | 10/2/2012 5:12:13 PM |
| kinetic-yield4 | $25.00 | 10/2/2012 5:12:34 PM |
| velocityasaurus-rex4 | $100.00 | 10/2/2012 5:00:57 PM |
| phaded | $25.00 | 10/2/2012 5:02:09 PM |
| payout-motivator0 | $25.00 | 10/2/2012 5:03:31 PM |
| pirahna125 | $25.00 | 10/2/2012 5:02:53 PM |
| phenomenal-rate1 | $500.00 | 10/2/2012 5:04:58 PM |
| lionheart722 | $100.00 | 10/2/2012 5:07:41 PM |
| currency-persimmon | $25.00 | 10/2/2012 5:10:13 PM |
| a-finance-nirvana | $25.00 | 10/2/2012 5:09:00 PM |
| LeReve | $500.00 | 10/2/2012 5:26:01 PM |
| new-truth-chuckler | $33.00 | 10/2/2012 5:11:13 PM |
| zassociate | $200.00 | 10/2/2012 5:12:16 PM |
| D911ave | $50.00 | 10/2/2012 5:29:20 PM |
| WeedPatch | $50.00 | 10/2/2012 5:30:48 PM |
| imogen22 | $50.00 | 10/2/2012 5:14:34 PM |
| fboba | $300.00 | 10/2/2012 5:31:14 PM |
| special-dinero553 | $25.00 | 10/2/2012 5:16:13 PM |
| bold-wampum-compadre | $100.00 | 10/2/2012 5:17:25 PM |
| trustism | $31.62 | 10/2/2012 5:17:31 PM |
| affluence-kingdom9 | $100.00 | 10/2/2012 5:17:08 PM |
| dignified-truth7 | $200.00 | 10/2/2012 5:18:46 PM |
| bazaar-tulip | $25.00 | 10/2/2012 5:21:54 PM |
| gmoney37 | $50.00 | 10/2/2012 5:23:44 PM |
| sweet-social2 | $25.00 | 10/2/2012 5:21:29 PM |
| colospgs | $25.00 | 10/2/2012 5:25:45 PM |
| market-cougar3 | $50.00 | 10/2/2012 5:26:56 PM |
| compassion-twister2 | $50.00 | 10/2/2012 5:29:02 PM |
| Darts | $50.00 | 10/2/2012 5:32:44 PM |
| calm-platinum957 | $35.00 | 10/2/2012 5:03:17 PM |
| pious-currency875 | $100.00 | 10/2/2012 5:10:36 PM |
| aztec | $50.00 | 10/2/2012 5:17:19 PM |
| wishihadmore | $25.00 | 10/2/2012 5:07:04 PM |
| justreturns | $25.00 | 10/2/2012 5:18:57 PM |
| JRS | $25.00 | 10/2/2012 5:20:18 PM |
| Castellan | $50.00 | 10/2/2012 5:10:27 PM |
| repayment-pagoda8 | $100.00 | 10/2/2012 5:10:58 PM |
| engaging-worth | $25.00 | 10/2/2012 5:13:58 PM |
| nickel-ferret | $25.00 | 10/2/2012 5:17:36 PM |
| p2p-paradise | $25.00 | 10/2/2012 5:20:38 PM |
| rmachi | $25.00 | 10/2/2012 5:24:40 PM |
| mar97 | $25.00 | 10/2/2012 5:24:43 PM |
| progressive-economy261 | $225.38 | 10/2/2012 5:32:57 PM |
| treasure-palace661 | $350.00 | 10/2/2012 5:32:18 PM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
634331
This series of Notes was issued and sold upon the funding of the borrower loan #75677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $23,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $625.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 11y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,870 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| moola-maracas9 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Pay off Credit Cards
My financial situation: Stable and Growing
I am a good candidate for this loan because... I appreciate my creditors. They were there for me when I needed them. It is time to repay them. I have not been late on a single payment as my credit report will indicate. I will repay prosper on time, every month until my loan is repaid. I have upgraded my position at work from Facility Operator II to Facility Operator III to be effective as of 1/1/13 and a salary increase of $4,500 per year. My career is in Waste Treatment and I have 22 years in the field. I feel that a loan made to me would be a good investment for you as a lender and allow me to save money and reach my financial goals.
Monthly net income: $2700.00
Monthly expenses: $2061.00
Housing: $763.00
Insurance: $64.00
Car expenses: $0 Paid for
Utilities: $70.00
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $514.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,500.00 | 9/26/2012 5:02:03 PM |
| Whipster | $60.00 | 9/26/2012 5:01:33 PM |
| vagrantprodigy | $33.71 | 9/26/2012 5:07:38 PM |
| durability-seahorse7 | $50.00 | 9/26/2012 5:10:09 PM |
| vutah | $45.00 | 9/26/2012 5:03:26 PM |
| SunnyMoney | $50.00 | 9/26/2012 5:13:54 PM |
| worth-blanket2 | $20,700.00 | 9/26/2012 5:14:03 PM |
| tech310 | $50.00 | 9/26/2012 5:05:31 PM |
| Taxman44 | $25.00 | 9/26/2012 5:05:42 PM |
| commerce-venture1 | $25.00 | 9/26/2012 5:06:22 PM |
| repayment-pagoda8 | $100.00 | 9/26/2012 5:08:51 PM |
| moneyforthehoney | $32.00 | 9/26/2012 5:10:32 PM |
| orange-liberty-oyster | $100.00 | 9/26/2012 5:10:54 PM |
| orange-spiritual-contract | $100.00 | 9/26/2012 5:12:24 PM |
| best-bonafide-p2p | $25.00 | 9/26/2012 5:11:07 PM |
| mmills1220 | $25.00 | 9/26/2012 5:12:34 PM |
| 100units | $200.00 | 9/26/2012 5:09:46 PM |
| wonder3 | $35.00 | 9/26/2012 5:02:09 PM |
| real-return2 | $26.00 | 9/26/2012 5:03:00 PM |
| fund-medalist171 | $60.00 | 9/26/2012 5:11:23 PM |
| HeroSupport | $60.00 | 9/26/2012 5:03:27 PM |
| commitment-neutron1 | $200.00 | 9/26/2012 5:02:43 PM |
| affluence-microscope2 | $200.00 | 9/26/2012 5:04:08 PM |
| phenomenal-rate1 | $500.00 | 9/26/2012 5:05:17 PM |
| tolerant-responsibility051 | $2,000.00 | 9/26/2012 5:07:55 PM |
| friendly-gold | $25.00 | 9/26/2012 5:08:15 PM |
| benevolent-loot5 | $200.00 | 9/26/2012 5:10:24 PM |
| Plow_n_Sow | $25.00 | 9/26/2012 5:10:01 PM |
| imogen22 | $50.00 | 9/26/2012 5:11:35 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
635255
This series of Notes was issued and sold upon the funding of the borrower loan #75559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 12y 2m |
|
Amount delinquent:
| $348 |
Total credit lines:
| 21 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,301 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-plentiful-economy |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2.112
Monthly expenses: $
Housing: $1.029
Insurance: $
Car expenses: $
Utilities: $100
Phone, cable, internet: $283
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Whipster | $60.00 | 9/21/2012 5:05:22 PM |
| HeroSupport | $25.00 | 9/21/2012 5:07:50 PM |
| houli123 | $25.00 | 9/21/2012 6:00:33 PM |
| money-baron | $100.00 | 9/21/2012 5:59:58 PM |
| PrimeFunding | $25.00 | 9/21/2012 6:19:22 PM |
| california111 | $100.00 | 9/21/2012 10:00:19 PM |
| papaloha | $25.00 | 9/21/2012 10:04:07 PM |
| irrelevant | $50.00 | 9/22/2012 5:06:50 AM |
| dudebrah | $25.00 | 9/21/2012 6:57:41 PM |
| foothillender | $25.00 | 9/22/2012 6:46:09 AM |
| RothySkynx | $25.00 | 9/22/2012 9:37:05 AM |
| azazle | $50.00 | 9/22/2012 11:32:57 AM |
| integrity-builder | $50.00 | 9/22/2012 12:53:08 PM |
| worthy-bid8 | $100.00 | 9/22/2012 1:43:40 PM |
| wise-charming-reward | $500.00 | 9/23/2012 9:12:06 AM |
| insrq | $25.00 | 9/23/2012 1:41:25 PM |
| Nazbuster | $100.00 | 9/23/2012 9:52:08 PM |
| new-marketplace-lyrics | $25.00 | 9/23/2012 3:32:21 PM |
| investment-comet | $25.00 | 9/24/2012 7:10:04 AM |
| KB-IRA | $28.94 | 9/24/2012 7:21:04 AM |
| enticing-finance758 | $27.27 | 9/24/2012 4:54:27 AM |
| klend4 | $25.00 | 9/24/2012 6:45:55 AM |
| responsibility-butterfly | $25.00 | 9/22/2012 8:29:01 AM |
| Endeavour | $35.00 | 9/21/2012 5:09:56 PM |
| majestic-note6 | $150.00 | 9/21/2012 5:17:49 PM |
| duty-viola | $25.00 | 9/21/2012 5:44:48 PM |
| RJN | $33.00 | 9/21/2012 5:20:28 PM |
| EnglishGeekInNYC | $50.00 | 9/21/2012 6:15:15 PM |
| bewitching-dollar5 | $100.00 | 9/21/2012 6:00:49 PM |
| Rogelio48 | $25.00 | 9/21/2012 9:16:02 PM |
| let_me_retire | $50.00 | 9/22/2012 3:53:23 AM |
| heavenly-interest9 | $1,000.00 | 9/21/2012 10:42:16 PM |
| Kissabledevil | $25.00 | 9/21/2012 7:41:43 PM |
| fountain355 | $25.00 | 9/22/2012 7:17:19 AM |
| courteous-platinum7 | $25.00 | 9/22/2012 7:52:19 AM |
| Bob450 | $25.00 | 9/22/2012 8:04:56 AM |
| scoobiedoo | $40.02 | 9/22/2012 7:30:07 AM |
| graceful-investment | $106.00 | 9/22/2012 6:36:15 PM |
| CA-Lender | $25.00 | 9/22/2012 2:42:27 PM |
| money-fort | $25.00 | 9/22/2012 7:35:49 PM |
| pierrelasvegas | $25.00 | 9/23/2012 2:04:29 AM |
| Bank42 | $25.00 | 9/23/2012 6:00:55 AM |
| Nipper99 | $100.00 | 9/23/2012 9:04:39 AM |
| Farmer-Ted | $25.00 | 9/23/2012 11:02:37 PM |
| jebber007 | $44.77 | 9/23/2012 2:08:11 PM |
| natural-point1 | $25.00 | 9/23/2012 7:09:30 PM |
| first-dinero-temple | $25.00 | 9/23/2012 9:04:12 PM |
| simplelender80 | $500.00 | 9/24/2012 7:17:09 AM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
635321
This series of Notes was issued and sold upon the funding of the borrower loan #75279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $322.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 12y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,718 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| direct-income993 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay off some bills
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1600
Monthly expenses: $
Housing: $0
Insurance: $200
Car expenses: $360
Utilities: $0
Phone, cable, internet: $200
Food, entertainment: $30
Clothing, household expenses: $20
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Archchancellor | $25.00 | 9/27/2012 12:08:41 PM |
| pythia | $25.00 | 9/27/2012 12:57:33 PM |
| s2k4ojobr | $25.00 | 9/27/2012 1:16:15 PM |
| brightest-gain-investor | $621.00 | 9/27/2012 1:29:36 PM |
| money-baron | $100.00 | 9/27/2012 11:56:26 AM |
| transparency-position | $99.00 | 9/27/2012 12:07:37 PM |
| real-return2 | $26.00 | 9/27/2012 11:52:37 AM |
| LoanerPrincipal | $25.00 | 9/27/2012 11:54:36 AM |
| Bob450 | $25.00 | 9/27/2012 1:19:00 PM |
| leverage-monger | $44.00 | 9/27/2012 12:28:30 PM |
| EthanColeInvestingGroup | $25.00 | 9/27/2012 12:41:44 PM |
| best-bonafide-p2p | $25.00 | 9/27/2012 12:15:00 PM |
| stollcm | $25.00 | 9/27/2012 12:28:58 PM |
| nevee | $35.00 | 9/27/2012 12:36:01 PM |
| worth-blanket2 | $9,900.00 | 9/27/2012 11:54:57 AM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
635463
This series of Notes was issued and sold upon the funding of the borrower loan #75605, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1977 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $1,325 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-credible-benefit |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Start additional business thru ASP Services Inc.
This loan will be used to...to start a promotional companie for real estate continuing ed courses
financial situation: I am in good shape but need to pursue other opportunities
I am a good candidate for this loan because... I am goal oriented, aggressive and want to get back all of my losses from 2008.
Monthly net income: $ 5000
Monthly expenses: $1500
Housing: $650
Insurance: $218
Car expenses: $0
Utilities: $130
Phone, cable, internet: $120
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zingaro | $25.00 | 9/18/2012 5:22:23 PM |
| Dubbs360 | $250.00 | 9/18/2012 6:05:50 PM |
| irrelevant | $50.00 | 9/18/2012 11:05:10 PM |
| let_me_retire | $50.00 | 9/18/2012 11:33:30 PM |
| courteous-platinum7 | $30.00 | 9/19/2012 1:26:47 AM |
| credit-adventurer313 | $25.00 | 9/19/2012 3:05:36 AM |
| businessbroker101 | $25.00 | 9/19/2012 7:59:39 AM |
| durability-seahorse7 | $100.00 | 9/19/2012 5:22:21 AM |
| dudebrah | $25.00 | 9/19/2012 8:06:48 AM |
| papaloha | $25.00 | 9/19/2012 9:30:59 AM |
| killjoy00 | $32.32 | 9/19/2012 9:01:56 PM |
| cp-family | $50.00 | 9/20/2012 5:20:12 PM |
| Sparchange | $25.00 | 9/20/2012 10:34:58 PM |
| treasure-hunter270 | $25.00 | 9/21/2012 3:55:13 PM |
| RothySkynx | $25.00 | 9/22/2012 9:36:40 AM |
| simplelender80 | $500.00 | 9/24/2012 7:16:55 AM |
| Miami | $25.00 | 9/24/2012 9:40:00 AM |
| glroark | $50.00 | 9/24/2012 1:48:29 PM |
| asset-linkage | $25.00 | 9/24/2012 10:11:30 AM |
| ready-agreement5 | $50.00 | 9/24/2012 11:03:12 AM |
| responsibility-butterfly | $25.00 | 9/18/2012 7:15:55 PM |
| pdub | $250.00 | 9/18/2012 5:58:33 PM |
| berniemadeoff | $25.00 | 9/19/2012 10:38:44 AM |
| SSC_CCV | $40.00 | 9/19/2012 11:23:24 AM |
| bonus-seahorse | $25.00 | 9/20/2012 1:25:34 AM |
| Phillip4ever | $53.68 | 9/19/2012 8:54:55 PM |
| worthy-bid8 | $100.00 | 9/20/2012 9:01:07 AM |
| rate-sceptre | $25.00 | 9/21/2012 6:54:39 AM |
| miamibeachloaner | $100.00 | 9/21/2012 3:53:08 AM |
| Kissabledevil | $25.00 | 9/21/2012 7:41:24 PM |
| integrity-builder | $50.00 | 9/22/2012 12:52:58 PM |
| pierrelasvegas | $25.00 | 9/23/2012 2:04:11 AM |
| california111 | $100.00 | 9/23/2012 8:40:37 AM |
| first-dinero-temple | $25.00 | 9/23/2012 9:05:04 PM |
| deal-hickory5 | $100.00 | 9/24/2012 9:07:06 AM |
| benevolent-marketplace4 | $144.00 | 9/24/2012 1:50:13 PM |
| bellaquito | $500.00 | 9/24/2012 10:56:44 AM |
| CA-Lender | $25.00 | 9/24/2012 12:29:30 PM |
| azazle | $50.00 | 9/24/2012 1:49:59 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
638745
This series of Notes was issued and sold upon the funding of the borrower loan #75772, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $456.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 28y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,566 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| order-nucleus0 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 33 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $6,900.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2011)
660-679
(Dec-2009)
|
|
Principal balance:
| $4,099.62 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off credit cards.
My financial situation:
I am a good candidate for this loan because...I never make late payments. I have a 4 year to retirement plan. First the credit cards must go. My credit score recently took a dive because 3 of my 5 credit cards were sold to another bank and they lowered the limits to just above the balance. I can't wait to pay them off.
Monthly net income: $3000
Monthly expenses: $ 900
Housing: $300
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $50.00 | 9/28/2012 5:11:04 PM |
| Dusigrosz | $344.00 | 9/28/2012 5:00:18 PM |
| XP | $35.00 | 9/28/2012 5:01:26 PM |
| Zane314 | $50.00 | 9/28/2012 5:02:04 PM |
| commitment-neutron1 | $200.00 | 9/28/2012 5:03:25 PM |
| brainy-return234 | $25.00 | 9/28/2012 5:03:53 PM |
| Beld | $50.00 | 9/28/2012 5:05:22 PM |
| phenomenal-rate1 | $500.00 | 9/28/2012 5:06:11 PM |
| simplelender80 | $500.00 | 9/28/2012 5:07:36 PM |
| EFS | $300.00 | 9/28/2012 5:07:45 PM |
| shmb6508 | $50.00 | 9/28/2012 5:13:36 PM |
| Bob450 | $25.00 | 9/28/2012 5:01:06 PM |
| handy-justice | $50.00 | 9/28/2012 5:02:15 PM |
| Dusigrosz | $27.00 | 9/28/2012 5:02:41 PM |
| prudent-hope7 | $25.00 | 9/28/2012 5:03:15 PM |
| economy-shrubbery6 | $25.00 | 9/28/2012 5:03:31 PM |
| exciting-loyalty3 | $25.00 | 9/28/2012 5:04:13 PM |
| LendSoHardUniversity | $125.04 | 9/28/2012 5:00:22 PM |
| payout-achievement | $50.00 | 9/28/2012 5:00:51 PM |
| gold-pudding6 | $60.00 | 9/28/2012 5:25:40 PM |
| lowrater | $50.60 | 9/28/2012 5:06:25 PM |
| listing-reformation8 | $35.00 | 9/28/2012 5:26:07 PM |
| careful-vigilance4 | $25.00 | 9/28/2012 5:06:42 PM |
| friendly-gold | $25.00 | 9/28/2012 5:28:25 PM |
| 84928429 | $50.00 | 9/28/2012 5:08:05 PM |
| dmunySF | $50.00 | 9/28/2012 5:30:40 PM |
| money-surge1 | $25.00 | 9/28/2012 5:05:28 PM |
| fortytwo | $150.00 | 9/28/2012 5:10:15 PM |
| SkepticalBen | $25.00 | 9/28/2012 5:05:39 PM |
| upright-revenue7 | $25.00 | 9/28/2012 5:10:51 PM |
| mercuriant | $25.00 | 9/28/2012 5:38:38 PM |
| pierrelasvegas | $25.00 | 9/28/2012 5:13:55 PM |
| thrilling-fund427 | $50.00 | 9/28/2012 5:07:57 PM |
| azazle | $50.00 | 9/28/2012 5:09:10 PM |
| compassionate-auction6 | $150.00 | 9/28/2012 5:43:33 PM |
| market-jam | $25.00 | 9/28/2012 5:09:59 PM |
| supreme-treasure8 | $100.00 | 9/28/2012 5:44:14 PM |
| Diamond_Jim | $25.00 | 9/28/2012 5:16:52 PM |
| tornandfrayed | $25.00 | 9/28/2012 5:11:34 PM |
| cnovak | $25.00 | 9/28/2012 5:19:05 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:19:09 PM |
| magnificent-felicity4 | $25.00 | 9/28/2012 5:14:22 PM |
| versatile-dime442 | $250.00 | 9/28/2012 5:20:04 PM |
| dedicated-transaction796 | $25.00 | 9/28/2012 5:14:34 PM |
| MoneyForNothing | $25.00 | 9/28/2012 5:20:29 PM |
| Assets-Up | $25.00 | 9/28/2012 5:54:06 PM |
| squeebie | $50.00 | 9/28/2012 5:19:43 PM |
| cash-kin7 | $25.00 | 9/28/2012 5:19:45 PM |
| return-pioneer221 | $200.00 | 9/28/2012 5:19:53 PM |
| genius520 | $100.00 | 9/28/2012 5:26:53 PM |
| intrepid-loot | $25.00 | 9/28/2012 5:20:18 PM |
| WalnutCreekguy | $50.00 | 9/28/2012 5:20:54 PM |
| miamibeachloaner | $100.00 | 9/28/2012 5:21:19 PM |
| roman2008 | $25.00 | 9/28/2012 5:29:08 PM |
| worth-sanctuary9 | $25.00 | 9/28/2012 5:22:06 PM |
| life-is-great | $25.00 | 9/28/2012 5:23:14 PM |
| jamiee73 | $25.00 | 9/28/2012 5:31:13 PM |
| 52digital | $75.00 | 9/28/2012 5:32:02 PM |
| duty-viola | $35.00 | 9/28/2012 5:32:08 PM |
| gimmeopenroad | $50.00 | 9/28/2012 5:34:05 PM |
| tolerant-responsibility051 | $2,000.00 | 9/28/2012 5:35:33 PM |
| LeReve | $500.00 | 9/28/2012 5:25:46 PM |
| progressive-economy261 | $500.00 | 9/28/2012 5:36:00 PM |
| rvfbroker | $25.00 | 9/28/2012 5:26:38 PM |
| ethical-truth211 | $500.00 | 9/28/2012 5:27:13 PM |
| melodious-fairness | $50.00 | 9/28/2012 5:27:29 PM |
| Toby1montana | $29.00 | 9/28/2012 5:36:47 PM |
| stormtrooper72 | $79.80 | 9/28/2012 5:29:16 PM |
| gotjack-IRA | $25.03 | 9/28/2012 5:30:38 PM |
| Sunbase | $25.00 | 9/28/2012 5:31:06 PM |
| XwileycoyoteX | $25.00 | 9/28/2012 5:33:40 PM |
| musegaze | $50.00 | 9/28/2012 5:44:12 PM |
| loan-fate | $50.00 | 9/28/2012 5:45:51 PM |
| svandgts | $25.00 | 9/28/2012 5:39:47 PM |
| ItsJustMe79 | $25.00 | 9/28/2012 5:51:32 PM |
| Hedge-Fund | $25.00 | 9/28/2012 5:53:07 PM |
| social-cocktail1 | $200.00 | 9/28/2012 5:54:21 PM |
| the-laudable-peso | $40.00 | 9/28/2012 5:47:37 PM |
| Silver_Rupee | $25.01 | 9/28/2012 5:49:12 PM |
| Wellman | $25.00 | 9/28/2012 5:49:48 PM |
| asiaratt | $50.00 | 9/28/2012 5:53:03 PM |
| vivid-return426 | $25.00 | 9/28/2012 5:54:15 PM |
| marinbb | $125.03 | 9/28/2012 5:00:23 PM |
| fascinating-generosity3 | $100.00 | 9/28/2012 5:00:17 PM |
| durability-ace9 | $30.00 | 9/28/2012 5:01:22 PM |
| green-high-five7 | $25.00 | 9/28/2012 5:01:33 PM |
| trajectory8 | $25.00 | 9/28/2012 5:02:48 PM |
| shawnw2 | $325.00 | 9/28/2012 5:11:32 PM |
| nimble-revenue5 | $100.00 | 9/28/2012 5:15:27 PM |
| fantastic-contract1 | $300.00 | 9/28/2012 5:00:19 PM |
| trumpeter5 | $25.00 | 9/28/2012 5:00:51 PM |
| skro | $25.00 | 9/28/2012 5:18:18 PM |
| Wangchuk | $25.01 | 9/28/2012 5:00:33 PM |
| MoneyForNothing | $25.33 | 9/28/2012 5:00:58 PM |
| green-trade-dolphin | $64.51 | 9/28/2012 5:01:21 PM |
| sunwell | $50.00 | 9/28/2012 5:06:23 PM |
| asset-professor | $25.00 | 9/28/2012 5:25:58 PM |
| Katburg | $25.00 | 9/28/2012 5:26:30 PM |
| berniemadeoff | $50.00 | 9/28/2012 5:26:47 PM |
| marwadi-62 | $2,000.00 | 9/28/2012 5:27:47 PM |
| graceful-investment | $60.00 | 9/28/2012 5:28:35 PM |
| EnglishGeekInNYC | $25.00 | 9/28/2012 5:05:50 PM |
| imogen22 | $50.00 | 9/28/2012 5:11:36 PM |
| DirtyJenga | $25.00 | 9/28/2012 5:37:17 PM |
| newfoundation | $25.00 | 9/28/2012 5:39:05 PM |
| Banker2OO7 | $75.00 | 9/28/2012 5:41:45 PM |
| proper-exchange8 | $50.00 | 9/28/2012 5:42:10 PM |
| thankful-nickel2 | $55.55 | 9/28/2012 5:07:45 PM |
| handshake5 | $100.00 | 9/28/2012 5:14:11 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:12 PM |
| bewitching-dollar5 | $100.00 | 9/28/2012 5:08:34 PM |
| persist_in_doing | $25.00 | 9/28/2012 5:15:08 PM |
| the-profit-oracle | $25.00 | 9/28/2012 5:15:30 PM |
| AF-Chief | $25.00 | 9/28/2012 5:16:13 PM |
| virtuous-repayment | $25.00 | 9/28/2012 5:45:25 PM |
| jkeller4000 | $100.00 | 9/28/2012 5:17:42 PM |
| durability-seahorse7 | $50.00 | 9/28/2012 5:48:54 PM |
| profit-powerplant | $25.00 | 9/28/2012 5:18:50 PM |
| et28 | $75.00 | 9/28/2012 5:11:58 PM |
| graceful-IRAinvestment | $60.00 | 9/28/2012 5:12:15 PM |
| env | $25.00 | 9/28/2012 5:12:31 PM |
| GGreg799 | $25.00 | 9/28/2012 5:50:36 PM |
| new-intuitive-dime | $25.00 | 9/28/2012 5:52:12 PM |
| gallant-economy9 | $50.00 | 9/28/2012 5:52:14 PM |
| quantum_leap | $25.00 | 9/28/2012 5:14:35 PM |
| cp-family | $50.00 | 9/28/2012 5:22:23 PM |
| kind-truth-circuit | $50.00 | 9/28/2012 5:23:32 PM |
| bubb_hans | $25.00 | 9/28/2012 5:18:37 PM |
| unassuming-note | $25.00 | 9/28/2012 5:18:48 PM |
| km007 | $25.00 | 9/28/2012 5:27:03 PM |
| kellydawn | $25.00 | 9/28/2012 5:28:31 PM |
| ultimate-bid8 | $28.86 | 9/28/2012 5:30:10 PM |
| invincible-deal82 | $25.00 | 9/28/2012 5:22:46 PM |
| pembull | $25.00 | 9/28/2012 5:22:58 PM |
| robust-diversification3 | $50.00 | 9/28/2012 5:35:05 PM |
| XwileycoyoteX | $25.00 | 9/28/2012 5:35:28 PM |
| exchange-windmill7 | $25.00 | 9/28/2012 5:27:35 PM |
| andrew491 | $50.00 | 9/28/2012 5:29:14 PM |
| community-gyration7 | $25.00 | 9/28/2012 5:38:33 PM |
| red-power-pecan | $50.00 | 9/28/2012 5:30:03 PM |
| ah-long | $25.00 | 9/28/2012 5:38:46 PM |
| benjamins-rumbler | $50.00 | 9/28/2012 5:34:09 PM |
| commerce-web5 | $25.00 | 9/28/2012 5:36:44 PM |
| compassion-expert | $25.00 | 9/28/2012 5:37:03 PM |
| professional-vigilance9 | $78.00 | 9/28/2012 5:37:46 PM |
| jwesleym | $25.00 | 9/28/2012 5:49:23 PM |
| morpholog | $50.00 | 9/28/2012 5:49:37 PM |
| bountiful-social976 | $50.00 | 9/28/2012 5:41:49 PM |
| Dubbly | $25.00 | 9/28/2012 5:50:47 PM |
| DER | $25.00 | 9/28/2012 5:42:43 PM |
| nodrivelpls | $25.00 | 9/28/2012 5:51:40 PM |
| worldly-community3 | $50.00 | 9/28/2012 5:53:26 PM |
| enchanted-note14 | $25.00 | 9/28/2012 5:51:21 PM |
| SummitAdvisors | $50.00 | 9/28/2012 5:54:23 PM |
| 154 Investments
|
Borrower Payment Dependent Notes Series
640113
This series of Notes was issued and sold upon the funding of the borrower loan #75499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $282.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 10y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,518 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peace-universe7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Home renovations
This loan will be used to... repair rental property
My financial situation: fair
I am a good candidate for this loan because... It's my investment
Monthly net income: $ 3200
Monthly expenses: $ 1000
Housing: $ 730
Insurance: $ NA
Car expenses: $ NA
Utilities: $ 45
Phone, cable, internet: $ 110
Food, entertainment: $ NA
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RGlad | $200.00 | 9/17/2012 9:07:40 AM |
| scholarly-order6 | $25.00 | 9/17/2012 9:10:51 AM |
| income-triangulation1 | $25.00 | 9/17/2012 9:01:39 AM |
| progressive-economy261 | $500.00 | 9/17/2012 9:28:52 AM |
| friendly-gold | $25.00 | 9/17/2012 9:13:55 AM |
| superb-funds335 | $25.00 | 9/17/2012 9:40:19 AM |
| 1NiceLender | $25.00 | 9/17/2012 9:20:10 AM |
| thankful-nickel2 | $25.00 | 9/17/2012 9:31:16 AM |
| money-baron | $50.00 | 9/17/2012 10:22:24 AM |
| janeybooboo | $75.00 | 9/17/2012 9:07:50 AM |
| azazle | $25.00 | 9/17/2012 10:46:03 AM |
| gold-pudding6 | $60.00 | 9/17/2012 9:37:36 AM |
| calbertrand | $25.00 | 9/17/2012 12:18:12 PM |
| MI2 | $3,181.83 | 9/17/2012 12:22:14 PM |
| Tradesmanlender | $25.00 | 9/17/2012 9:23:21 AM |
| LoanerPrincipal | $25.00 | 9/17/2012 10:33:54 AM |
| money-baron-Roth401k | $50.00 | 9/17/2012 10:34:59 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:28 AM |
| 1stPlace | $50.00 | 9/17/2012 10:15:11 AM |
| responsibility-butterfly | $25.00 | 9/17/2012 11:08:37 AM |
| benevolent-marketplace4 | $2,500.00 | 9/17/2012 9:23:00 AM |
| spartacusiam | $25.00 | 9/17/2012 9:09:43 AM |
| 52digital | $75.00 | 9/17/2012 9:12:00 AM |
| Rogelio48 | $52.00 | 9/17/2012 9:46:49 AM |
| enriched-return057 | $100.00 | 9/17/2012 9:48:25 AM |
| goat0 | $100.00 | 9/17/2012 10:06:54 AM |
| toblerone | $25.00 | 9/17/2012 10:13:30 AM |
| Beld | $50.00 | 9/17/2012 9:12:36 AM |
| I_Like_to_Invest | $25.00 | 9/17/2012 9:51:08 AM |
| first-wampum-gazer | $1,000.00 | 9/17/2012 9:52:16 AM |
| supreme-treasure8 | $100.00 | 9/17/2012 9:16:32 AM |
| integrity-reactor4 | $100.00 | 9/17/2012 10:06:12 AM |
| heavy_ax | $50.00 | 9/17/2012 10:10:41 AM |
| networks4ever | $25.00 | 9/17/2012 10:20:02 AM |
| julijask | $25.00 | 9/17/2012 10:28:50 AM |
| RedmondMan | $25.00 | 9/17/2012 11:01:35 AM |
| cash-mad-scientist3 | $25.00 | 9/17/2012 9:34:23 AM |
| Comoparklender | $25.00 | 9/17/2012 9:58:29 AM |
| liberty-magnate | $25.00 | 9/17/2012 10:18:03 AM |
| first-pragmatic-power | $25.00 | 9/17/2012 10:30:09 AM |
| Weaverville | $25.00 | 9/17/2012 10:41:30 AM |
| best-bonafide-p2p | $25.00 | 9/17/2012 10:59:34 AM |
| Iwillhuntyoudown | $25.00 | 9/17/2012 11:41:59 AM |
| principal-star | $25.00 | 9/17/2012 11:42:32 AM |
| phenomenal-power6 | $81.17 | 9/17/2012 12:03:22 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
640401
This series of Notes was issued and sold upon the funding of the borrower loan #75237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $533.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1976 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,587 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blazing-trade9 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan: wedding
This loan will be used to... pay for a wedding reception
My financial situation: good
I am a good candidate for this loan because... I have never missed a payment to anybody, ever. Pulling my credit report will show that.
Monthly net income: $4640
Monthly expenses: $
Housing: $900
Insurance: $110
Car expenses: $499
Utilities: $0
Phone, cable, internet: $120
Food, entertainment: $500
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tranquil-gain1 | $75.00 | 9/25/2012 5:02:19 PM |
| urbane-income7 | $25.00 | 9/25/2012 5:09:13 PM |
| bold-wampum-compadre | $50.00 | 9/25/2012 5:11:00 PM |
| commerce-venture1 | $25.00 | 9/25/2012 5:13:41 PM |
| adventurer447 | $300.00 | 9/25/2012 5:31:58 PM |
| tranquil-note5 | $50.00 | 9/25/2012 5:32:07 PM |
| dignified-truth7 | $200.00 | 9/25/2012 5:36:33 PM |
| versatile-dime442 | $250.00 | 9/25/2012 5:38:11 PM |
| openness-antioxidant | $75.00 | 9/25/2012 5:43:57 PM |
| skillful-justice879 | $25.00 | 9/25/2012 5:30:28 PM |
| historic-value7 | $100.00 | 9/25/2012 5:41:40 PM |
| progressive-economy261 | $500.00 | 9/25/2012 6:00:04 PM |
| RGlad | $250.00 | 9/25/2012 5:58:10 PM |
| Interloper | $40.00 | 9/25/2012 6:10:41 PM |
| janeybooboo | $100.00 | 9/25/2012 6:12:21 PM |
| bazaar-tulip | $500.00 | 9/25/2012 6:14:36 PM |
| pdub | $750.00 | 9/25/2012 5:55:13 PM |
| ericgassercom | $25.00 | 9/25/2012 6:16:08 PM |
| cycle198 | $25.00 | 9/25/2012 6:20:21 PM |
| p2ploan-hunter4 | $50.00 | 9/25/2012 6:24:01 PM |
| LODenterprises | $25.00 | 9/25/2012 6:31:33 PM |
| MI2 | $5,000.00 | 9/25/2012 6:07:24 PM |
| kenji4861 | $25.00 | 9/25/2012 6:35:52 PM |
| Taxman44 | $25.00 | 9/25/2012 6:39:30 PM |
| worldly-commitment173 | $64.00 | 9/25/2012 6:43:11 PM |
| leverage-sensai6 | $25.00 | 9/25/2012 6:44:19 PM |
| Robin_Hood | $100.00 | 9/25/2012 6:49:51 PM |
| LenderDan | $200.00 | 9/25/2012 6:22:11 PM |
| excellent-funds649 | $130.00 | 9/25/2012 6:15:16 PM |
| houli123 | $175.00 | 9/25/2012 7:28:36 PM |
| bill-artisan7 | $25.00 | 9/25/2012 6:35:07 PM |
| BaxterEvil | $25.00 | 9/25/2012 8:07:55 PM |
| BigBag | $25.00 | 9/25/2012 8:43:41 PM |
| mikeleib | $25.00 | 9/25/2012 8:49:47 PM |
| principal-cooker2 | $50.00 | 9/25/2012 6:29:33 PM |
| breadbroker | $25.00 | 9/25/2012 6:48:34 PM |
| rescue | $100.00 | 9/25/2012 6:38:36 PM |
| kfrench | $75.00 | 9/25/2012 6:58:03 PM |
| ninjazx10rida | $50.00 | 9/25/2012 6:58:43 PM |
| finance-investor3 | $25.00 | 9/25/2012 10:19:42 PM |
| Incredible_Bob | $25.00 | 9/25/2012 7:24:27 PM |
| loot-cannon764 | $25.00 | 9/25/2012 11:23:43 PM |
| missmeg | $25.00 | 9/25/2012 6:53:26 PM |
| a-noble-coin | $25.00 | 9/25/2012 8:48:02 PM |
| FWF-kinetic | $25.00 | 9/25/2012 9:12:06 PM |
| Iwillhuntyoudown | $25.00 | 9/25/2012 10:04:04 PM |
| gain-keeper9 | $25.00 | 9/25/2012 10:25:55 PM |
| california111 | $100.00 | 9/25/2012 11:06:05 PM |
| consolidate1 | $28.78 | 9/26/2012 12:23:28 AM |
| zorg77 | $25.00 | 9/25/2012 9:42:07 PM |
| fides-cx | $217.01 | 9/26/2012 1:43:19 AM |
| best-bonafide-p2p | $50.00 | 9/25/2012 5:09:25 PM |
| green-trade-dolphin | $30.83 | 9/25/2012 5:01:50 PM |
| commerce-gargantuan2 | $50.00 | 9/25/2012 5:15:24 PM |
| compassion-twister2 | $50.00 | 9/25/2012 5:16:48 PM |
| special-dinero553 | $25.00 | 9/25/2012 5:33:52 PM |
| lionheart722 | $100.00 | 9/25/2012 5:31:01 PM |
| order-tamale | $400.00 | 9/25/2012 5:25:31 PM |
| phenomenal-rate1 | $500.00 | 9/25/2012 5:26:26 PM |
| LeReve | $500.00 | 9/25/2012 5:41:09 PM |
| tenacious-affluence | $25.00 | 9/25/2012 5:34:10 PM |
| nodebtin3 | $25.00 | 9/25/2012 5:44:24 PM |
| imogen22 | $50.00 | 9/25/2012 5:32:26 PM |
| intuitive-benefit3 | $100.00 | 9/25/2012 5:49:26 PM |
| Dubbs360 | $500.00 | 9/25/2012 5:59:10 PM |
| magnificent-dime4 | $25.00 | 9/25/2012 6:18:21 PM |
| rupee-prairie | $30.00 | 9/25/2012 6:25:18 PM |
| special-generosity2 | $25.00 | 9/25/2012 6:37:19 PM |
| JeremyLinFan | $30.00 | 9/25/2012 6:14:55 PM |
| EatWiCheese | $28.00 | 9/25/2012 6:45:06 PM |
| transparency-sapling | $25.00 | 9/25/2012 6:45:56 PM |
| hopeful_lender | $100.00 | 9/25/2012 6:21:06 PM |
| toblerone | $25.00 | 9/25/2012 6:12:02 PM |
| orbiter687 | $35.00 | 9/25/2012 6:50:18 PM |
| corndog4000 | $104.00 | 9/25/2012 6:19:50 PM |
| adelaide-moira | $25.00 | 9/25/2012 7:25:05 PM |
| friendly-gold | $25.00 | 9/25/2012 6:22:18 PM |
| buffalobills | $25.00 | 9/25/2012 7:49:58 PM |
| metro457 | $100.00 | 9/25/2012 6:35:01 PM |
| DreisersFinancier | $50.00 | 9/25/2012 6:37:56 PM |
| DarthContinent | $25.00 | 9/25/2012 6:28:19 PM |
| unassailable-funds754 | $25.00 | 9/25/2012 6:43:26 PM |
| alexander-hamilton | $250.00 | 9/25/2012 6:46:14 PM |
| Watersports | $50.00 | 9/25/2012 6:48:43 PM |
| dignified-finance | $25.00 | 9/25/2012 6:34:52 PM |
| Lendomatic | $50.00 | 9/25/2012 10:14:11 PM |
| momentous-velocity5 | $50.00 | 9/25/2012 6:42:56 PM |
| Ripsaw4U | $50.00 | 9/25/2012 10:44:47 PM |
| hope-eagle6 | $25.00 | 9/25/2012 6:45:22 PM |
| mikyazmar | $25.00 | 9/25/2012 6:45:35 PM |
| studious-bonus7 | $100.00 | 9/25/2012 6:47:40 PM |
| helpful-loan245 | $25.00 | 9/25/2012 11:39:11 PM |
| Astyanax | $30.00 | 9/26/2012 12:26:46 AM |
| marwadi-62 | $600.00 | 9/25/2012 6:59:43 PM |
| greekgst99 | $25.00 | 9/25/2012 7:01:35 PM |
| sharp-platinum326 | $25.00 | 9/25/2012 8:45:04 PM |
| Rollshaft | $25.00 | 9/25/2012 9:10:25 PM |
| fulfilling-responsibilityOFU | $116.38 | 9/25/2012 10:27:20 PM |
| gold-maestro6 | $50.00 | 9/25/2012 10:32:48 PM |
| finagler | $25.00 | 9/25/2012 8:17:27 PM |
| discostu | $25.00 | 9/25/2012 11:16:00 PM |
| eker1170 | $25.00 | 9/25/2012 9:17:28 PM |
| DJSco | $50.00 | 9/25/2012 9:34:54 PM |
| powerful-return1 | $66.00 | 9/25/2012 10:35:46 PM |
| dedication-magnolia9 | $25.00 | 9/25/2012 10:50:44 PM |
| 105 Investments
|
Borrower Payment Dependent Notes Series
641043
This series of Notes was issued and sold upon the funding of the borrower loan #75556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $88.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1968 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 17y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,540 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| durability-cycle7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Conslidate loans
My financial situation:
I am a good candidate for this loan because...as soon as I pay off the debts, I will be in excellent financial status
Monthly net income: $4,500
Monthly expenses: $
Housing: $1,000
Insurance: $190.00
Car expenses: $72.00
Utilities: $150.00
Phone, cable, internet: $108.00
Food, entertainment: $400.00
Clothing, household expenses: $00
Credit cards and other loans: $2800
Other expenses: $
Medical $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 9/18/2012 5:03:15 PM |
| income-triangulation1 | $25.00 | 9/18/2012 5:03:59 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:05:52 PM |
| thrilling-fund427 | $50.00 | 9/18/2012 5:06:34 PM |
| vutah | $25.00 | 9/18/2012 5:08:25 PM |
| pierrelasvegas | $25.00 | 9/18/2012 5:13:22 PM |
| 113121 | $25.00 | 9/18/2012 5:27:26 PM |
| dmunySF | $50.00 | 9/18/2012 5:35:19 PM |
| gotjack-IRA | $25.02 | 9/18/2012 5:37:02 PM |
| cash-mad-scientist3 | $25.00 | 9/18/2012 5:11:31 PM |
| lowrater | $50.40 | 9/18/2012 5:11:57 PM |
| Beld | $50.00 | 9/18/2012 5:30:10 PM |
| skillful-asset5 | $30.00 | 9/18/2012 5:40:39 PM |
| Investor_DP | $200.00 | 9/18/2012 5:42:21 PM |
| Rogelio48 | $52.00 | 9/18/2012 5:43:32 PM |
| friendly-gold | $25.00 | 9/18/2012 5:46:14 PM |
| Dubbs360 | $277.55 | 9/18/2012 6:05:23 PM |
| money-baron | $50.00 | 9/18/2012 5:57:55 PM |
| thankful-nickel2 | $25.00 | 9/18/2012 5:59:54 PM |
| the-enthralling-coin | $25.00 | 9/18/2012 6:02:49 PM |
| InChicago | $40.03 | 9/18/2012 5:04:08 PM |
| supreme-treasure8 | $100.00 | 9/18/2012 5:14:25 PM |
| affluence-microscope2 | $200.00 | 9/18/2012 5:10:46 PM |
| radiant-dollar9 | $200.00 | 9/18/2012 5:16:35 PM |
| spartacusiam | $25.00 | 9/18/2012 5:16:02 PM |
| LeReve | $500.00 | 9/18/2012 5:20:18 PM |
| imogen22 | $25.00 | 9/18/2012 5:11:28 PM |
| Money__Tree | $200.00 | 9/18/2012 5:48:11 PM |
| versatile-dime442 | $250.00 | 9/18/2012 5:17:10 PM |
| ready-justice7 | $50.00 | 9/18/2012 5:32:24 PM |
| bazaar-tulip | $25.00 | 9/18/2012 6:00:53 PM |
| pdub | $250.00 | 9/18/2012 5:58:33 PM |
| mckhbnpc | $50.00 | 9/18/2012 5:58:40 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
641619
This series of Notes was issued and sold upon the funding of the borrower loan #75366, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1983 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 2
/
3 | Length of status: | 0y 2m |
|
Amount delinquent:
| $30,997 |
Total credit lines:
| 30 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,579 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thrilling-penny0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan: Personal loan
This loan will be used to make a major purchase.
My financial situation: Better now because I have a full time job.
I am a good candidate for this loan because I have a full time with a decent income.
Monthly net income: $5133.00
Monthly expenses: $2315
Housing: $0
Insurance: $204
Car expenses: $0
Utilities: $72
Phone, cable, internet: $108
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $700
Other expenses: $682
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/19/2012 6:28:15 PM |
| durability-seahorse7 | $100.00 | 9/19/2012 9:24:16 AM |
| worthy-bid8 | $100.00 | 9/19/2012 6:01:08 PM |
| speedy-point | $25.00 | 9/19/2012 11:47:00 PM |
| miamibeachloaner | $100.00 | 9/21/2012 3:53:10 AM |
| capital-investor8 | $25.00 | 9/21/2012 7:01:08 AM |
| IIP77 | $25.00 | 9/21/2012 9:00:53 AM |
| benevolent-transaction090 | $50.00 | 9/21/2012 10:12:24 AM |
| p2p-scientist868 | $50.00 | 9/21/2012 10:00:45 AM |
| pdub | $200.00 | 9/21/2012 12:21:59 PM |
| kulender | $50.00 | 9/21/2012 1:49:39 PM |
| YeoLenderSource | $25.00 | 9/22/2012 1:23:59 PM |
| tech310 | $50.00 | 9/22/2012 1:58:29 PM |
| NorthernFunds | $25.00 | 9/22/2012 3:39:44 PM |
| integrity-builder | $50.00 | 9/23/2012 7:51:47 AM |
| first-serene-credit | $25.00 | 9/24/2012 7:48:06 AM |
| silver-enlightenment0 | $25.00 | 9/25/2012 10:24:15 AM |
| versatile-silver644 | $50.00 | 9/25/2012 2:38:28 PM |
| unassailable-funds754 | $25.00 | 9/25/2012 6:43:20 PM |
| rupee-prairie | $25.00 | 9/25/2012 6:31:31 PM |
| gain-keeper9 | $25.00 | 9/25/2012 10:25:52 PM |
| dinero-jedi | $25.00 | 9/26/2012 4:40:12 AM |
| green-trade-wildcat | $100.00 | 9/26/2012 7:16:06 AM |
| Lubava | $25.00 | 9/26/2012 7:24:33 AM |
| Urban-MBA | $25.00 | 9/26/2012 8:37:43 AM |
| manfromMaine | $25.00 | 9/26/2012 9:42:53 AM |
| principal-cooker2 | $50.00 | 9/26/2012 9:33:17 AM |
| life-is-great | $25.00 | 9/26/2012 10:07:12 AM |
| wise-innocent-value | $48.35 | 9/26/2012 9:36:26 AM |
| bold-shrewd-duty | $106.00 | 9/26/2012 10:46:22 AM |
| korby524 | $25.00 | 9/26/2012 11:06:44 AM |
| banker34 | $29.12 | 9/26/2012 11:39:58 AM |
| DreDub | $25.00 | 9/26/2012 3:24:52 PM |
| businessbroker101 | $25.00 | 9/26/2012 6:16:36 PM |
| listing-dreams1 | $50.00 | 9/26/2012 10:12:44 PM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:26 PM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:09:39 PM |
| imbaldjerry | $25.00 | 9/26/2012 8:36:50 PM |
| Georgous | $165.00 | 9/26/2012 9:45:04 PM |
| flower77867 | $52.76 | 9/26/2012 11:25:13 PM |
| onesunca | $19.33 | 9/26/2012 11:32:13 PM |
| papaloha | $25.00 | 9/19/2012 9:31:03 AM |
| EnglishGeekInNYC | $50.00 | 9/19/2012 11:12:51 AM |
| deal-hickory5 | $100.00 | 9/19/2012 5:54:48 PM |
| bewitching-dollar5 | $100.00 | 9/19/2012 6:10:08 PM |
| reward-adventure | $50.00 | 9/20/2012 5:10:40 PM |
| cp-family | $50.00 | 9/20/2012 5:20:13 PM |
| california111 | $100.00 | 9/21/2012 7:28:48 AM |
| enthralling-balance4 | $25.00 | 9/21/2012 11:01:01 AM |
| Use_It_Wisely | $25.00 | 9/21/2012 2:44:16 PM |
| Kissabledevil | $25.00 | 9/21/2012 7:41:27 PM |
| RothySkynx | $25.00 | 9/22/2012 9:36:42 AM |
| Skynxhunt | $25.00 | 9/22/2012 9:32:16 AM |
| pierrelasvegas | $25.00 | 9/23/2012 2:04:13 AM |
| wise-investment-lionheart2 | $25.00 | 9/23/2012 10:37:43 AM |
| reasonable-nickel6 | $25.00 | 9/23/2012 12:23:18 PM |
| bubb_hans | $25.00 | 9/24/2012 10:04:04 AM |
| asset-linkage | $25.00 | 9/24/2012 10:11:31 AM |
| compatible-deal9 | $25.00 | 9/24/2012 10:54:06 AM |
| Weaverville | $25.00 | 9/24/2012 3:33:07 PM |
| the-credit-maker | $25.00 | 9/24/2012 6:30:11 PM |
| receptive-affluence035 | $25.00 | 9/25/2012 8:45:32 AM |
| tolerant-responsibility051 | $500.00 | 9/25/2012 9:46:04 AM |
| mammalian4 | $25.00 | 9/25/2012 2:57:30 PM |
| open-minded-p2p1 | $25.00 | 9/25/2012 6:48:11 PM |
| spoolin18t | $50.00 | 9/26/2012 7:17:26 AM |
| grf1945 | $25.00 | 9/26/2012 5:43:56 AM |
| SecondChanceLendingSERV | $26.20 | 9/26/2012 8:38:06 AM |
| netg | $25.00 | 9/26/2012 9:41:46 AM |
| diversification-taco1 | $25.00 | 9/26/2012 10:00:14 AM |
| nex | $25.00 | 9/26/2012 10:49:21 AM |
| Alpha-AssistU | $25.00 | 9/26/2012 10:51:38 AM |
| leverage-monger | $25.00 | 9/26/2012 10:55:42 AM |
| orearella3 | $25.00 | 9/26/2012 10:57:16 AM |
| cash-strawberry3 | $25.00 | 9/26/2012 2:18:18 PM |
| dollardave | $50.00 | 9/26/2012 2:55:17 PM |
| paytonbrigadier | $250.00 | 9/26/2012 7:06:56 PM |
| chererat | $25.00 | 9/26/2012 7:18:58 PM |
| fides-cx | $53.24 | 9/26/2012 11:08:17 PM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
641969
This series of Notes was issued and sold upon the funding of the borrower loan #75526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $22,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $723.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,592 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-credit-fox |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Gecko Climbing Skins
Gecko Skins NA, Inc. is the licensed North American distributor of MP Sports? Austrian made climbing skins and accessories. The company - profitable in its first year - is growing rapidly and is set to double in size this season and reach six digit revenues in the 2013-14 season.
It's products include the worldwide patent pending Gecko glue-less (ski and splitboard) climbing skin which represents a significant technological breakthrough in the alpine touring/backcountry skiing market ? the fastest growing niche in the $3 billion winter sports industry (according to Snowsports Industry of America) - a niche that grew 44% last year alone. The company last year grew to a dealer network of over 60 retailers and e-tailers, in specialty sports and ski shops throughout North America including EMS (Eastern Mountain Sports), among others. The Gecko climbing skins were a "BrandNew Finalist" at ISPO and a final 5 finalist for "Best New Product" at the 2012 Outdoor Retailer Winter exposition. This year it launches two new products and is in development of a custom skin system for more than one key ski and snowboard company for introduction at the 2013 Snowsports Industry of America convention. The company is seeking inventory financing in support of its rapid, but conservative and successful growth.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Castellan | $50.00 | 9/19/2012 5:04:49 PM |
| imogen22 | $50.00 | 9/19/2012 5:10:58 PM |
| superb-funds335 | $25.00 | 9/19/2012 5:11:22 PM |
| justreturns | $25.00 | 9/19/2012 5:03:58 PM |
| phenomenal-rate1 | $500.00 | 9/19/2012 5:04:40 PM |
| SBT | $25.00 | 9/19/2012 5:35:39 PM |
| mariah8641 | $30.00 | 9/19/2012 5:52:24 PM |
| CreditBuilder2 | $25.01 | 9/19/2012 6:10:23 PM |
| durability-seahorse7 | $50.00 | 9/19/2012 5:24:44 PM |
| kfrench | $75.00 | 9/19/2012 6:11:13 PM |
| commerce-gargantuan2 | $50.00 | 9/19/2012 5:27:29 PM |
| aztec | $50.00 | 9/19/2012 5:43:08 PM |
| jcornehlsen | $25.00 | 9/19/2012 6:33:59 PM |
| intuitive-benefit3 | $100.00 | 9/19/2012 5:47:49 PM |
| bazaar-tulip | $25.00 | 9/19/2012 5:41:26 PM |
| ready-interest9 | $25.00 | 9/19/2012 6:02:42 PM |
| thrifty-transaction578 | $25.00 | 9/19/2012 6:06:29 PM |
| CIC | $25.00 | 9/20/2012 2:29:25 AM |
| socrates520 | $50.00 | 9/19/2012 11:34:10 PM |
| bonafide-economy | $25.00 | 9/20/2012 6:54:15 AM |
| market-maximizer472 | $100.00 | 9/20/2012 6:55:45 AM |
| penny-drum7 | $25.00 | 9/20/2012 6:51:11 AM |
| Dubbs360 | $500.00 | 9/20/2012 8:26:33 AM |
| LeReve | $500.00 | 9/20/2012 9:19:45 AM |
| special-dinero553 | $25.00 | 9/20/2012 9:11:40 AM |
| velocity-scrutinzer6 | $50.00 | 9/20/2012 11:23:09 AM |
| Rockymtnhi | $100.00 | 9/20/2012 10:04:08 AM |
| goal-income1 | $300.00 | 9/20/2012 9:56:44 AM |
| a-finance-director | $100.00 | 9/20/2012 10:14:46 AM |
| Interloper | $35.00 | 9/20/2012 10:23:07 AM |
| tenacious-affluence | $25.00 | 9/20/2012 10:01:33 AM |
| excellent-funds649 | $50.00 | 9/20/2012 5:12:35 PM |
| miamibeachloaner | $100.00 | 9/21/2012 3:53:11 AM |
| MI2 | $5,000.00 | 9/21/2012 12:27:53 PM |
| pdub | $750.00 | 9/21/2012 12:20:09 PM |
| giftgold | $25.00 | 9/21/2012 12:53:08 PM |
| penny-kahuna0 | $25.00 | 9/21/2012 3:41:23 PM |
| luminous-finance9 | $26.00 | 9/21/2012 5:32:48 PM |
| Ganadai | $25.00 | 9/21/2012 6:21:11 PM |
| coin-tweet | $50.00 | 9/21/2012 6:55:57 PM |
| KLCRAY | $25.00 | 9/22/2012 1:35:24 AM |
| Kissabledevil | $25.00 | 9/21/2012 7:37:29 PM |
| zippy-revenue8 | $25.00 | 9/22/2012 5:34:15 AM |
| abnvette | $25.00 | 9/22/2012 7:07:35 AM |
| Benkneebob | $34.00 | 9/22/2012 12:15:15 PM |
| integrity-builder | $50.00 | 9/22/2012 12:47:14 PM |
| mindful-generosity1 | $50.00 | 9/22/2012 12:51:33 PM |
| kevin314 | $25.00 | 9/22/2012 1:14:15 PM |
| the-gentle-dinero9 | $25.00 | 9/23/2012 7:20:05 AM |
| Littlepeng | $25.00 | 9/22/2012 5:47:03 PM |
| wealth-infusion6 | $50.00 | 9/22/2012 8:00:45 PM |
| california111 | $100.00 | 9/23/2012 8:40:38 AM |
| pioneer580 | $50.00 | 9/23/2012 3:48:19 PM |
| paladin510 | $25.00 | 9/23/2012 4:15:02 PM |
| simplelender80 | $500.00 | 9/24/2012 7:16:57 AM |
| I_Like_to_Invest | $50.00 | 9/24/2012 7:50:20 AM |
| loan-fluffy-bunny5 | $28.71 | 9/24/2012 8:44:52 AM |
| ulisingh | $50.00 | 9/24/2012 9:56:15 AM |
| compassionate-payment218 | $25.00 | 9/24/2012 1:28:50 PM |
| well-rounded-investment | $25.00 | 9/24/2012 2:51:56 PM |
| treasure-palace661 | $350.00 | 9/24/2012 10:28:26 AM |
| swampman | $50.00 | 9/24/2012 2:18:17 PM |
| autonomous-basis | $30.00 | 9/24/2012 4:27:50 PM |
| gnuey | $25.00 | 9/24/2012 4:56:35 PM |
| adventurer447 | $300.00 | 9/24/2012 5:14:06 PM |
| Kyjamune | $25.00 | 9/24/2012 5:04:13 PM |
| EJO | $25.00 | 9/24/2012 5:05:14 PM |
| Darts | $50.00 | 9/24/2012 5:23:59 PM |
| ingenious-deal6 | $25.00 | 9/24/2012 5:43:51 PM |
| peaceful-social7 | $20.77 | 9/25/2012 12:52:42 AM |
| diplomatic-wealth7 | $100.00 | 9/24/2012 6:49:38 PM |
| responsibility-butterfly | $25.00 | 9/19/2012 6:28:20 PM |
| ciccio70 | $25.00 | 9/19/2012 5:06:43 PM |
| best-bonafide-p2p | $50.00 | 9/19/2012 5:14:03 PM |
| Vegasjim | $25.00 | 9/19/2012 5:05:14 PM |
| granddaddy | $50.00 | 9/19/2012 5:42:54 PM |
| Taxman44 | $25.00 | 9/19/2012 5:45:52 PM |
| ready-justice7 | $50.00 | 9/19/2012 5:27:20 PM |
| obduro_1 | $25.00 | 9/19/2012 5:59:16 PM |
| fragonardlives | $25.00 | 9/19/2012 6:04:20 PM |
| LoanerPrincipal | $25.00 | 9/19/2012 5:21:48 PM |
| compassion-twister2 | $50.00 | 9/19/2012 5:39:06 PM |
| lionheart722 | $100.00 | 9/19/2012 5:39:39 PM |
| Robin_Hood | $50.00 | 9/19/2012 5:44:20 PM |
| friendly-gold | $25.00 | 9/19/2012 5:37:50 PM |
| lochinvar | $75.00 | 9/19/2012 6:12:47 PM |
| Lev8 | $25.00 | 9/20/2012 6:06:18 AM |
| blue-lucrative-rate | $50.00 | 9/19/2012 8:15:30 PM |
| kenji4861 | $25.00 | 9/19/2012 6:34:29 PM |
| respectful-credit820 | $25.00 | 9/19/2012 7:13:41 PM |
| p2ploan-hunter4 | $25.00 | 9/19/2012 8:08:59 PM |
| gmoney37 | $50.00 | 9/20/2012 9:19:27 AM |
| commanding-bid973 | $300.00 | 9/20/2012 8:11:59 AM |
| floridahelper | $100.00 | 9/20/2012 5:37:05 PM |
| yield-seeker | $50.00 | 9/20/2012 8:25:11 PM |
| impartial-economy1 | $25.00 | 9/20/2012 5:57:08 PM |
| jga516 | $25.00 | 9/20/2012 8:20:01 PM |
| wildguy | $100.00 | 9/21/2012 6:28:02 AM |
| progressive-economy261 | $500.00 | 9/21/2012 9:32:30 AM |
| imon32red | $25.00 | 9/21/2012 3:32:10 PM |
| worth21 | $25.00 | 9/21/2012 2:01:30 PM |
| revenue-serenity | $25.00 | 9/21/2012 3:28:18 PM |
| kulender | $50.00 | 9/21/2012 1:49:40 PM |
| a-finance-nirvana | $25.00 | 9/21/2012 5:18:28 PM |
| houli123 | $50.00 | 9/22/2012 3:11:33 AM |
| azazle | $50.00 | 9/21/2012 8:25:46 PM |
| enthusiastic-p2ploan0 | $100.00 | 9/22/2012 8:51:33 AM |
| coloradoloanman | $25.00 | 9/22/2012 6:30:51 AM |
| RothySkynx | $25.00 | 9/22/2012 9:36:42 AM |
| payment-gusto | $25.00 | 9/22/2012 5:44:28 PM |
| FWF-kinetic | $25.00 | 9/22/2012 8:26:45 PM |
| paladin847 | $70.00 | 9/22/2012 3:09:48 PM |
| unrelenting-integrity | $25.00 | 9/22/2012 3:09:50 PM |
| flo_rida | $100.00 | 9/23/2012 12:37:03 PM |
| Plutis | $25.00 | 9/23/2012 12:37:23 PM |
| rodaku | $50.74 | 9/23/2012 7:34:44 PM |
| benevolent-marketplace4 | $2,500.00 | 9/24/2012 7:12:42 AM |
| Dragon4021 | $25.00 | 9/23/2012 7:05:14 PM |
| green28 | $50.00 | 9/24/2012 1:31:23 PM |
| melodious-rupee3 | $25.00 | 9/24/2012 1:41:40 PM |
| JpNetInvestments | $100.00 | 9/24/2012 10:32:38 AM |
| CalCollegeFund19 | $27.09 | 9/24/2012 3:50:40 PM |
| Borbole | $27.56 | 9/24/2012 4:39:19 PM |
| MonkeyHero | $30.00 | 9/24/2012 12:12:42 PM |
| Rivervale_Westwood | $25.00 | 9/24/2012 2:31:02 PM |
| LenderToAll | $100.00 | 9/24/2012 3:24:49 PM |
| McChan | $87.12 | 9/24/2012 2:44:09 PM |
| Index_Plus | $5,000.00 | 9/24/2012 2:45:27 PM |
| Netminder | $25.00 | 9/24/2012 3:33:09 PM |
| jdrez | $50.00 | 9/24/2012 5:00:38 PM |
| sturdy-fairness0 | $100.00 | 9/24/2012 5:15:36 PM |
| integrity-palm9 | $25.00 | 9/24/2012 6:02:09 PM |
| myersei | $25.00 | 9/24/2012 5:39:40 PM |
| Med-Tech-Here | $28.00 | 9/24/2012 6:15:25 PM |
| contract-bopper | $25.00 | 9/24/2012 5:48:31 PM |
| loan-keeper9 | $100.00 | 9/24/2012 5:49:34 PM |
| top-courteous-peso | $75.00 | 9/24/2012 6:11:17 PM |
| riproaringrapids | $50.00 | 9/24/2012 6:11:50 PM |
| Solid-Platinum | $25.00 | 9/25/2012 12:20:28 AM |
| gustavholstopus32 | $25.00 | 9/24/2012 6:49:26 PM |
| prosha | $25.00 | 9/24/2012 9:23:22 PM |
| 141 Investments
|
Borrower Payment Dependent Notes Series
642309
This series of Notes was issued and sold upon the funding of the borrower loan #75634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,280 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-speedy-leverage |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...to relocate to find a better job
My financial situation:
I am a good candidate for this loan because...because I have a good history with paying bills. I still self employed with another company so I will be make more money. Last year I made the bulk of my money with a company called Arise and I'm now with another company that provides 1099 misc forms for my work but I'm also full time with Convergys and currently working overtime. I just need a little money to relocate.
Monthly net income: $1300.00-$1,500.00
Monthly expenses: $1172.38
Housing: $402.00
Insurance: $110.13
Car expenses: $0
Utilities: $157.00
Phone, cable, internet: $154.12
Food, entertainment: $0 I don't pay for it(food). I don't have much time for entertainment
Clothing, household expenses: $0 I hardly buy clothes
Credit cards and other loans: $327.23
Other expenses: $21.90
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/30/2012 6:50:33 AM |
| RJN | $35.00 | 9/29/2012 12:09:21 PM |
| lowrater | $50.60 | 9/29/2012 12:33:29 PM |
| riveting-credit5 | $25.00 | 9/29/2012 1:38:05 PM |
| Cookstersalibi | $25.00 | 9/29/2012 3:19:08 PM |
| duty-viola | $25.00 | 9/29/2012 10:48:30 PM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:43 PM |
| pierrelasvegas | $25.00 | 9/30/2012 3:54:31 AM |
| majestic-note6 | $150.00 | 9/30/2012 5:31:53 PM |
| chato2345 | $25.00 | 10/1/2012 5:45:52 AM |
| reasonable_usury | $50.00 | 10/1/2012 10:03:07 AM |
| LuvToLend | $25.00 | 10/1/2012 12:32:19 PM |
| Farmer-Ted | $25.00 | 10/1/2012 4:39:46 PM |
| enchanted-note | $25.00 | 10/1/2012 5:09:13 PM |
| Moneypenny6 | $25.00 | 10/1/2012 12:42:17 PM |
| bewitching-dollar5 | $100.00 | 10/1/2012 5:15:18 PM |
| Piitb08 | $150.00 | 10/1/2012 6:24:07 PM |
| kendigme | $50.00 | 10/1/2012 5:59:45 PM |
| p2ploan-aggregator4 | $25.00 | 10/1/2012 10:06:38 PM |
| serene-capital | $25.00 | 10/2/2012 1:03:17 AM |
| safe-dinero6 | $30.00 | 10/2/2012 6:20:41 AM |
| CA-Lender | $25.00 | 10/2/2012 6:30:10 AM |
| leverage-monger | $25.00 | 10/2/2012 6:38:50 AM |
| prodigy525 | $50.00 | 10/2/2012 7:03:18 AM |
| mindful-generosity1 | $50.00 | 9/29/2012 12:49:32 PM |
| Zingaro | $25.00 | 9/29/2012 12:54:53 PM |
| hopeful_lender | $100.00 | 9/29/2012 4:37:12 PM |
| money-baron | $100.00 | 9/29/2012 2:30:03 PM |
| witty-compassion | $25.00 | 9/29/2012 8:56:32 PM |
| Star_Witness | $25.00 | 9/29/2012 2:49:39 PM |
| dollar-idol7 | $25.00 | 9/29/2012 5:36:49 PM |
| enderak | $100.00 | 9/29/2012 8:59:32 PM |
| california111 | $100.00 | 9/30/2012 11:20:49 AM |
| let_me_retire | $25.00 | 10/1/2012 3:34:07 AM |
| sensible-fund | $25.00 | 9/30/2012 5:37:56 PM |
| netg | $25.00 | 10/1/2012 7:39:48 AM |
| MoneyBadger | $25.00 | 10/1/2012 8:45:12 AM |
| heerzaquestion | $25.00 | 10/1/2012 7:57:36 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:38 AM |
| whitegold24k | $25.00 | 10/1/2012 3:43:57 PM |
| irrelevant | $50.00 | 10/1/2012 5:05:42 PM |
| buffalobills | $25.00 | 10/1/2012 5:09:29 PM |
| upbeat-finance8 | $25.00 | 10/1/2012 7:01:42 PM |
| yield-hut | $25.00 | 10/2/2012 4:38:30 AM |
| KB-IRA | $100.00 | 10/1/2012 10:07:25 PM |
| Leshan | $50.00 | 10/2/2012 8:39:51 AM |
| Starfin300 | $29.27 | 10/2/2012 3:44:02 AM |
| compassion-burrito | $25.00 | 10/2/2012 7:19:47 AM |
| the-bill-venture | $50.00 | 10/2/2012 9:27:50 AM |
| botfolio | $257.13 | 10/2/2012 10:22:10 AM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
642401
This series of Notes was issued and sold upon the funding of the borrower loan #75480, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,700.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-03-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $74.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,046 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rate-goose |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 38 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2011)
660-679
(Mar-2010)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 38 | | |
Description
Get rid of credit card debt
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $40.00 | 10/3/2012 9:02:15 AM |
| PLANECRASH | $45.00 | 10/3/2012 9:02:17 AM |
| first-serene-credit | $25.00 | 10/3/2012 9:06:34 AM |
| DasMula | $50.00 | 10/3/2012 9:14:00 AM |
| NekHoldings | $25.00 | 10/3/2012 9:02:34 AM |
| azazle | $50.00 | 10/3/2012 9:23:06 AM |
| loan-master1 | $25.00 | 10/3/2012 9:24:39 AM |
| Hippo-IRA1 | $30.00 | 10/3/2012 9:07:29 AM |
| lowrater | $100.60 | 10/3/2012 9:04:36 AM |
| gain-equator | $25.00 | 10/3/2012 9:09:49 AM |
| moola-accelerator6 | $50.00 | 10/3/2012 9:16:40 AM |
| illinois_joe | $26.20 | 10/3/2012 9:18:30 AM |
| dkjl | $30.11 | 10/3/2012 9:19:36 AM |
| Dont_Worry_Be_Happy | $25.00 | 10/3/2012 9:13:53 AM |
| commerce-venture1 | $64.63 | 10/3/2012 9:14:29 AM |
| dukeiyer | $25.00 | 10/3/2012 9:23:03 AM |
| worth-blanket2 | $25.00 | 10/3/2012 9:27:07 AM |
| worth-blanket2 | $746.12 | 10/3/2012 9:34:23 AM |
| income-plato | $25.00 | 10/3/2012 9:31:10 AM |
| ALANGREANSPAN | $25.00 | 10/3/2012 9:02:21 AM |
| Face-foist | $450.00 | 10/3/2012 9:02:25 AM |
| XP | $25.00 | 10/3/2012 9:04:01 AM |
| mikeandcat | $50.00 | 10/3/2012 9:06:22 AM |
| 312-Lender | $58.92 | 10/3/2012 9:14:04 AM |
| Fitiwalt7 | $26.89 | 10/3/2012 9:15:45 AM |
| LendSoHardUniversity | $125.04 | 10/3/2012 9:01:55 AM |
| LENDO-CALRISSIAN | $25.00 | 10/3/2012 9:03:29 AM |
| trumpeter5 | $25.00 | 10/3/2012 9:01:59 AM |
| Charlie010 | $25.00 | 10/3/2012 9:02:33 AM |
| adaptable-return21 | $25.00 | 10/3/2012 9:02:40 AM |
| scholarly-order6 | $50.00 | 10/3/2012 9:02:52 AM |
| MoneyForNothing | $50.38 | 10/3/2012 9:03:01 AM |
| mikeandcat | $88.21 | 10/3/2012 9:03:07 AM |
| trumpeter391 | $175.00 | 10/3/2012 9:04:18 AM |
| paxnj | $25.00 | 10/3/2012 9:07:51 AM |
| DasMula | $50.00 | 10/3/2012 9:13:43 AM |
| krafty01 | $200.00 | 10/3/2012 9:23:21 AM |
| green-high-five7 | $35.00 | 10/3/2012 9:21:03 AM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
642813
This series of Notes was issued and sold upon the funding of the borrower loan #75571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,568 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| paydaysomeday |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: This loan will be used to buy business inventory. We recently moved to a larger location and am looking to add a load of liquidation appliances to our inventory. In the past these loads generally sell within a short time.
My financial situation: My financial situation is stable and my credit score is good.
Monthly net income: $3800
Monthly expenses: $1785
Housing: $700
Insurance: $135
Car expenses: $240
Utilities: $200
Phone, cable, internet: $160
Food, entertainment: $350
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-triangulation1 | $25.00 | 9/21/2012 9:02:00 AM |
| PrimeFunding | $25.00 | 9/21/2012 10:33:15 AM |
| julijask | $25.00 | 9/21/2012 11:06:08 AM |
| money-baron | $50.00 | 9/21/2012 10:30:29 AM |
| pdub | $200.00 | 9/21/2012 12:22:11 PM |
| compassion-twister2 | $50.00 | 9/21/2012 10:57:27 AM |
| blitzen40 | $25.00 | 9/21/2012 9:55:24 AM |
| fountain355 | $25.00 | 9/21/2012 1:20:56 PM |
| let_me_retire | $50.00 | 9/21/2012 3:13:41 PM |
| treasure-hunter270 | $25.00 | 9/21/2012 3:49:13 PM |
| dudebrah | $25.00 | 9/21/2012 6:54:34 PM |
| mindful-generosity1 | $50.00 | 9/21/2012 6:15:58 PM |
| buffalobills | $25.00 | 9/22/2012 12:26:43 PM |
| generous-deal6 | $25.00 | 9/22/2012 1:02:55 PM |
| CA-Lender | $25.00 | 9/22/2012 2:47:54 PM |
| lib5836 | $25.00 | 9/22/2012 11:19:17 PM |
| pierrelasvegas | $25.00 | 9/23/2012 2:04:25 AM |
| rodaku | $25.00 | 9/23/2012 7:37:14 PM |
| simplelender80 | $500.00 | 9/24/2012 7:17:05 AM |
| Weaverville | $25.00 | 9/24/2012 3:33:11 PM |
| kendigme | $25.34 | 9/24/2012 5:39:34 PM |
| best-bonafide-p2p | $25.00 | 9/24/2012 6:21:34 PM |
| Index_Plus | $1,174.66 | 9/25/2012 8:25:32 AM |
| responsibility-butterfly | $25.00 | 9/21/2012 2:51:07 PM |
| riveting-credit5 | $25.00 | 9/21/2012 9:05:02 AM |
| blue-order-comet | $25.00 | 9/21/2012 10:55:13 AM |
| RothySkynx | $25.00 | 9/22/2012 9:36:59 AM |
| california111 | $100.00 | 9/23/2012 8:40:42 AM |
| sdcc72 | $25.00 | 9/24/2012 1:25:09 PM |
| greencat | $50.00 | 9/24/2012 3:28:33 PM |
| benevolent-marketplace4 | $1,250.00 | 9/24/2012 1:50:28 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
642903
This series of Notes was issued and sold upon the funding of the borrower loan #75763, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-2007 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $286 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| organized-money737 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidate balance on my credit card and pay monthly rent
This loan will be used to pay off the monthly balance on my credit card, pay my monthly rent, consolidate my create situation, and assist my family with their financial situation.
My financial situation:
I am a good candidate for this loan because I have very good credit (above 740), I have never been late on a credit card payment or car loan payment, I have good control of my spending and financial situation, and I have no loans and am not in debt. I am very safe.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/29/2012 7:45:27 AM |
| bewitching-dollar5 | $100.00 | 9/28/2012 5:08:35 PM |
| green-high-five7 | $25.00 | 9/28/2012 5:15:48 PM |
| ethical-truth211 | $50.00 | 9/28/2012 5:27:52 PM |
| riveting-credit5 | $25.00 | 9/28/2012 5:52:43 PM |
| natural-liberty4 | $183.00 | 9/28/2012 6:09:10 PM |
| Assets-Up | $25.00 | 9/28/2012 5:56:26 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:43 AM |
| melodious-openness | $309.78 | 9/29/2012 5:21:54 AM |
| bellaquito | $500.00 | 9/28/2012 7:14:41 PM |
| california111 | $100.00 | 9/28/2012 9:49:20 PM |
| ResQDoc | $25.00 | 9/29/2012 11:17:59 AM |
| melodious-openness | $200.00 | 9/29/2012 5:16:51 AM |
| credit-maverick1 | $100.00 | 9/29/2012 5:50:11 AM |
| japerk | $25.00 | 9/29/2012 9:44:15 AM |
| unassailable-funds754 | $25.00 | 9/29/2012 9:14:48 AM |
| greenback-chairman5 | $25.00 | 9/29/2012 11:07:39 AM |
| worthy-bid8 | $100.00 | 9/29/2012 12:21:07 PM |
| Bob450 | $25.00 | 9/29/2012 12:14:00 PM |
| diplomatic-wealth7 | $25.00 | 9/29/2012 1:38:11 PM |
| wise-deal-panda | $100.00 | 9/29/2012 1:32:37 PM |
| petsheep | $25.00 | 9/29/2012 3:48:02 PM |
| Cookstersalibi | $25.00 | 9/29/2012 3:19:07 PM |
| MKKBucks | $7.22 | 9/29/2012 4:03:40 PM |
| duty-viola | $35.00 | 9/28/2012 5:32:09 PM |
| refresher211 | $25.00 | 9/28/2012 5:15:21 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:19:28 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:13 PM |
| 52digital | $75.00 | 9/28/2012 6:34:09 PM |
| azazle | $50.00 | 9/28/2012 7:40:07 PM |
| papaloha | $25.00 | 9/28/2012 7:52:22 PM |
| heerzaquestion | $25.00 | 9/29/2012 5:31:16 AM |
| tranquil-note5 | $75.00 | 9/29/2012 11:33:42 AM |
| credit-prodigy4 | $50.00 | 9/29/2012 12:06:14 PM |
| irrelevant | $50.00 | 9/29/2012 7:52:28 AM |
| affluence-kingdom9 | $25.00 | 9/29/2012 10:09:25 AM |
| cash-strawberry3 | $25.00 | 9/29/2012 1:51:35 PM |
| money-baron | $100.00 | 9/29/2012 2:30:01 PM |
| P2P_Investor | $715.00 | 9/29/2012 2:47:27 PM |
| rate-sceptre | $25.00 | 9/29/2012 2:06:46 PM |
| duty-viola | $25.00 | 9/29/2012 2:56:40 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
642945
This series of Notes was issued and sold upon the funding of the borrower loan #75321, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-21-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $415.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 3m |
|
Amount delinquent:
| $200 |
Total credit lines:
| 23 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 4 |
Revolving credit balance:
| $3,924 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-greenback-poblano |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to... consolidate bills
My financial situation:
I am a good candidate for this loan because...I make a good imcome and have good credit
Monthly net income: $13200.00
Monthly expenses: $ 6500
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/21/2012 9:02:17 AM |
| progressive-economy261 | $417.97 | 9/21/2012 9:32:40 AM |
| RGlad | $200.00 | 9/21/2012 9:03:24 AM |
| bewitching-dollar5 | $100.00 | 9/21/2012 9:16:28 AM |
| worth-blanket2 | $13,500.00 | 9/21/2012 9:08:07 AM |
| Bob450 | $30.00 | 9/21/2012 9:09:26 AM |
| the-enthralling-coin | $25.00 | 9/21/2012 9:24:42 AM |
| first-class-gold0 | $122.00 | 9/21/2012 9:28:09 AM |
| LeReve | $500.00 | 9/21/2012 9:29:39 AM |
| bob450-roth | $25.00 | 9/21/2012 9:12:00 AM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
643075
This series of Notes was issued and sold upon the funding of the borrower loan #75306, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-20-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
|
Lender yield:
| 23.33% |
Borrower rate/APR:
| 24.33% / 26.89% |
Monthly payment:
| $289.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.78% | | |
| |
Estimated return*:
| 14.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 600-619 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 8 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 4m |
|
Amount delinquent:
| $1,534 |
Total credit lines:
| 19 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,663 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| liberty-encourager9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2011)
|
|
Principal balance:
| $10,166.16 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 9/20/2012 9:03:41 AM |
| IIP77 | $25.00 | 9/20/2012 9:05:26 AM |
| thrilling-fund427 | $50.00 | 9/20/2012 9:06:03 AM |
| Beld | $50.00 | 9/20/2012 9:08:11 AM |
| bob450-roth | $25.00 | 9/20/2012 9:09:12 AM |
| real-return2 | $26.00 | 9/20/2012 9:04:32 AM |
| doncm | $25.00 | 9/20/2012 9:07:30 AM |
| affluence-microscope2 | $200.00 | 9/20/2012 9:03:18 AM |
| et28 | $75.00 | 9/20/2012 9:03:53 AM |
| worth-blanket2 | $9,000.00 | 9/20/2012 9:09:42 AM |
| tylerfd | $50.00 | 9/20/2012 9:11:15 AM |
| MoneyForNothing | $24.00 | 9/20/2012 9:12:39 AM |
| networks4ever | $25.00 | 9/20/2012 9:05:51 AM |
| finance-prescription | $50.00 | 9/20/2012 9:06:51 AM |
| pdli_dude | $25.00 | 9/20/2012 9:10:20 AM |
| historic-value7 | $300.00 | 9/20/2012 9:10:41 AM |
| pierrelasvegas | $25.00 | 9/20/2012 9:12:30 AM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
643183
This series of Notes was issued and sold upon the funding of the borrower loan #75246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-21-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $166.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 13y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,159 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-point-multiplier |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tying up loose ends
Purpose of loan:
This loan will be used to...pay off three remaining balances on credit cards, as well as help pay for finishing the driveway and master bedroom floor of my house.
My financial situation:
I am a good candidate for this loan because...I will use the money wisely, and will consistently make my monthly payment back to Prosper investors.
Monthly net income: $3,500
Monthly expenses: $
Housing: $husband's check covers
Insurance: $250
Car expenses: $100
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $700
Clothing, household expenses: $400
Credit cards and other loans: $1,000
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| real-return2 | $26.00 | 9/21/2012 5:02:03 PM |
| Bank_Of_XL | $25.00 | 9/21/2012 5:03:36 PM |
| income-triangulation1 | $25.00 | 9/21/2012 5:02:49 PM |
| thrilling-fund427 | $50.00 | 9/21/2012 5:06:56 PM |
| FinDoc | $25.00 | 9/21/2012 5:07:54 PM |
| moneyforthehoney | $27.00 | 9/21/2012 5:09:11 PM |
| lowrater | $50.70 | 9/21/2012 5:10:29 PM |
| InChicago | $40.03 | 9/21/2012 5:03:45 PM |
| worth-blanket2 | $5,400.00 | 9/21/2012 5:10:25 PM |
| pierrelasvegas | $25.00 | 9/21/2012 5:02:25 PM |
| affluence-microscope2 | $200.00 | 9/21/2012 5:03:29 PM |
| mckhbnpc | $50.00 | 9/21/2012 5:06:20 PM |
| credit-adventurer313 | $25.00 | 9/21/2012 5:02:00 PM |
| imogen22 | $31.27 | 9/21/2012 5:10:49 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
643371
This series of Notes was issued and sold upon the funding of the borrower loan #75514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $621.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 20y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,179 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| suave-yield3 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pragmatic-auction8 | $50.00 | 9/22/2012 12:03:47 PM |
| Beld | $50.00 | 9/22/2012 12:26:13 PM |
| tender-commerce8 | $50.00 | 9/22/2012 12:27:32 PM |
| openness-antioxidant | $75.00 | 9/22/2012 12:30:34 PM |
| supreme-treasure8 | $100.00 | 9/22/2012 12:39:52 PM |
| mindful-generosity1 | $50.00 | 9/22/2012 12:51:41 PM |
| NickelSteamroller | $35.00 | 9/22/2012 12:40:53 PM |
| robust-diversification3 | $50.00 | 9/22/2012 1:03:55 PM |
| musegaze | $50.00 | 9/22/2012 1:06:42 PM |
| tech310 | $50.00 | 9/22/2012 1:17:09 PM |
| income-triangulation1 | $25.00 | 9/22/2012 1:03:21 PM |
| Bank_Of_XL | $25.00 | 9/22/2012 5:05:22 PM |
| whitegold24k | $50.00 | 9/22/2012 5:08:48 PM |
| pierrelasvegas | $25.00 | 9/22/2012 2:20:55 PM |
| money-baron | $100.00 | 9/22/2012 2:34:22 PM |
| EnglishGeekInNYC | $50.00 | 9/22/2012 1:56:22 PM |
| payment-gusto | $25.00 | 9/22/2012 5:43:19 PM |
| wealth-infusion6 | $50.00 | 9/22/2012 8:00:53 PM |
| FWF-kinetic | $25.00 | 9/22/2012 8:05:03 PM |
| Laissez-faire | $25.00 | 9/23/2012 8:35:21 AM |
| california111 | $100.00 | 9/23/2012 8:40:50 AM |
| Nipper99 | $100.00 | 9/23/2012 9:08:02 AM |
| gold-maestro6 | $50.00 | 9/23/2012 4:30:37 PM |
| benevolent-marketplace4 | $2,500.00 | 9/24/2012 7:12:54 AM |
| ouyangers | $50.00 | 9/24/2012 4:23:33 AM |
| simplelender80 | $500.00 | 9/24/2012 7:17:17 AM |
| Dubbs360 | $500.00 | 9/24/2012 7:18:53 AM |
| MI2 | $5,000.00 | 9/24/2012 7:23:35 AM |
| sosleep | $25.00 | 9/24/2012 8:28:53 AM |
| aquariano | $25.00 | 9/24/2012 8:41:28 AM |
| historic-value7 | $100.00 | 9/24/2012 9:33:48 AM |
| wonder3 | $25.00 | 9/24/2012 9:05:11 AM |
| Latinun | $25.00 | 9/24/2012 9:53:54 AM |
| jcholloway831 | $32.00 | 9/24/2012 9:55:16 AM |
| scholarly-order6 | $35.00 | 9/24/2012 10:01:48 AM |
| Dowanhill | $25.00 | 9/24/2012 10:06:15 AM |
| profitable-pound7 | $35.00 | 9/24/2012 10:11:05 AM |
| dukeiyer | $25.00 | 9/24/2012 10:14:55 AM |
| bold-marketplace-awakening | $150.00 | 9/24/2012 10:30:08 AM |
| red-rate-whistle | $35.00 | 9/24/2012 10:30:58 AM |
| JpNetInvestments | $100.00 | 9/24/2012 10:32:40 AM |
| mr_haldane | $100.00 | 9/24/2012 10:44:04 AM |
| jamiee73 | $25.00 | 9/24/2012 9:28:08 AM |
| community-seahorse0 | $25.00 | 9/24/2012 11:21:06 AM |
| restless-currency | $40.00 | 9/24/2012 9:31:50 AM |
| HenryS | $30.00 | 9/24/2012 9:41:23 AM |
| resolute-worth4 | $50.00 | 9/24/2012 9:56:57 AM |
| CAGE-Investments | $25.00 | 9/24/2012 9:47:45 AM |
| adventurer447 | $300.00 | 9/24/2012 10:06:12 AM |
| engrossing-commerce | $25.00 | 9/24/2012 9:59:51 AM |
| wealth-competitor | $25.00 | 9/24/2012 10:05:56 AM |
| mrack | $25.00 | 9/24/2012 10:07:40 AM |
| Greenbak | $25.00 | 9/24/2012 10:08:33 AM |
| skunkor2 | $25.00 | 9/24/2012 10:27:40 AM |
| likeable-responsibility6 | $50.00 | 9/24/2012 10:30:05 AM |
| power-chef420 | $25.00 | 9/24/2012 10:32:31 AM |
| ready-agreement5 | $50.00 | 9/24/2012 10:59:23 AM |
| compatible-deal9 | $50.00 | 9/24/2012 11:13:06 AM |
| heavy_ax | $31.90 | 9/24/2012 11:33:30 AM |
| responsibility-butterfly | $25.00 | 9/23/2012 8:25:57 AM |
| duty-viola | $35.00 | 9/22/2012 12:13:22 PM |
| friendly-gold | $25.00 | 9/22/2012 12:08:57 PM |
| WalnutCreekguy | $50.00 | 9/22/2012 12:25:05 PM |
| the-silver-blaster | $50.00 | 9/22/2012 12:07:09 PM |
| first-pragmatic-power | $25.00 | 9/22/2012 12:30:05 PM |
| entertaining-revenue4 | $50.00 | 9/22/2012 12:41:16 PM |
| tranquil-gain1 | $75.00 | 9/22/2012 12:49:00 PM |
| leverage-sensai6 | $25.00 | 9/22/2012 12:44:35 PM |
| BankofRon_IRA | $100.00 | 9/22/2012 1:42:29 PM |
| selector568 | $143.00 | 9/22/2012 2:05:01 PM |
| PrimeFunding | $25.00 | 9/22/2012 1:58:56 PM |
| NorthernFunds | $100.00 | 9/22/2012 3:39:10 PM |
| wise-charming-reward | $500.00 | 9/23/2012 9:13:18 AM |
| special-dinero553 | $25.00 | 9/23/2012 12:42:32 PM |
| flo_rida | $100.00 | 9/23/2012 12:37:14 PM |
| imogen22 | $50.00 | 9/23/2012 12:40:54 PM |
| AVS | $25.00 | 9/23/2012 4:04:57 PM |
| LeReve | $500.00 | 9/23/2012 12:50:48 PM |
| thrifty-generosity222 | $100.00 | 9/23/2012 9:43:48 PM |
| Nazbuster | $100.00 | 9/23/2012 10:14:28 PM |
| klend4 | $25.00 | 9/24/2012 7:18:38 AM |
| scarlet-velvet | $50.08 | 9/23/2012 8:43:30 PM |
| Farmer-Ted | $25.00 | 9/23/2012 11:14:05 PM |
| dynadave | $1,000.00 | 9/24/2012 8:58:39 AM |
| john0720 | $25.00 | 9/24/2012 7:26:04 AM |
| progressive-economy261 | $500.00 | 9/24/2012 7:14:52 AM |
| buffalobills | $25.00 | 9/24/2012 7:35:30 AM |
| bazaar-tulip | $25.00 | 9/24/2012 9:21:53 AM |
| riskreward | $250.00 | 9/24/2012 8:26:26 AM |
| DrewOdette | $25.00 | 9/24/2012 10:03:59 AM |
| soleowner | $25.00 | 9/24/2012 10:06:44 AM |
| Educatedmike | $25.00 | 9/24/2012 10:08:49 AM |
| asset-linkage | $25.00 | 9/24/2012 10:11:40 AM |
| transaction-keeper5 | $25.00 | 9/24/2012 10:38:31 AM |
| marketplace-singularity3 | $25.00 | 9/24/2012 9:29:26 AM |
| marketplace-singularity3 | $25.00 | 9/24/2012 9:30:08 AM |
| stollcm | $25.00 | 9/24/2012 10:41:44 AM |
| blue-order-comet | $25.00 | 9/24/2012 11:04:29 AM |
| Netminder | $25.00 | 9/24/2012 11:25:47 AM |
| JonDough | $30.02 | 9/24/2012 9:50:26 AM |
| compassion-expert | $25.00 | 9/24/2012 10:01:17 AM |
| dmunySF | $50.00 | 9/24/2012 9:59:03 AM |
| velocity-solo | $25.00 | 9/24/2012 10:04:16 AM |
| life-is-great | $25.00 | 9/24/2012 10:11:14 AM |
| TrekTune | $25.00 | 9/24/2012 10:12:00 AM |
| Palacios | $50.00 | 9/24/2012 10:21:52 AM |
| cberthiaume | $25.00 | 9/24/2012 10:25:44 AM |
| truth-companion | $25.00 | 9/24/2012 10:31:49 AM |
| deal-banker | $30.00 | 9/24/2012 10:19:41 AM |
| DesertDog_KactusKitty | $25.00 | 9/24/2012 10:21:28 AM |
| money-bauble | $43.00 | 9/24/2012 10:23:49 AM |
| treasure-palace661 | $350.00 | 9/24/2012 10:28:29 AM |
| Cotter | $60.00 | 9/24/2012 10:38:32 AM |
| LoanerPrincipal | $25.00 | 9/24/2012 10:56:15 AM |
| FinanceEngine | $60.00 | 9/24/2012 10:57:24 AM |
| 115 Investments
|
Borrower Payment Dependent Notes Series
643377
This series of Notes was issued and sold upon the funding of the borrower loan #75722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $630.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Principal |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,050 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| merciful-cash3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit card debt.
My financial situation:
I am a good candidate for this loan because...I have a reliable income, I have good payment history, and I haven't accrued additional debt in a long time. I've been trying to pay down my debt and need a lower interest rate to do so.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/23/2012 8:25:58 AM |
| hopeful_lender | $300.00 | 9/22/2012 12:05:35 PM |
| excellent-funds649 | $50.00 | 9/22/2012 12:23:21 PM |
| compassion-twister2 | $50.00 | 9/22/2012 12:05:24 PM |
| Castellan | $50.00 | 9/22/2012 12:25:31 PM |
| tenacious-affluence | $25.00 | 9/22/2012 12:53:26 PM |
| Taxman44 | $25.00 | 9/22/2012 1:31:05 PM |
| kenji4861 | $25.00 | 9/22/2012 1:32:06 PM |
| EnglishGeekInNYC | $50.00 | 9/22/2012 1:56:22 PM |
| blot44 | $25.00 | 9/22/2012 1:59:44 PM |
| marketplace-singularity3 | $35.00 | 9/22/2012 6:12:05 PM |
| california111 | $100.00 | 9/23/2012 8:40:50 AM |
| imogen22 | $50.00 | 9/23/2012 12:40:32 PM |
| herbyman | $50.00 | 9/24/2012 7:37:59 AM |
| simplelender80 | $500.00 | 9/24/2012 7:17:19 AM |
| bazaar-tulip | $25.00 | 9/24/2012 9:21:53 AM |
| revenue-carnation043 | $25.00 | 9/24/2012 7:34:25 PM |
| broosky2 | $100.00 | 9/25/2012 7:07:11 AM |
| samurai2 | $44.50 | 9/25/2012 7:50:45 AM |
| KLCRAY | $50.00 | 9/25/2012 2:19:59 AM |
| loyalty-hornet6 | $25.00 | 9/25/2012 6:34:39 AM |
| Aimvest | $25.00 | 9/25/2012 9:51:58 AM |
| proper-exchange8 | $200.00 | 9/26/2012 7:49:08 AM |
| themoneydoctor | $50.00 | 9/26/2012 9:20:09 AM |
| yield-museum | $100.00 | 9/26/2012 12:02:49 PM |
| silver-explorer6 | $25.00 | 9/26/2012 5:01:24 PM |
| Ripsaw4U | $50.00 | 9/26/2012 5:34:29 PM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:09:42 PM |
| Good-Yield | $25.00 | 9/27/2012 11:05:58 AM |
| wampum-chorus3 | $25.00 | 9/27/2012 4:45:03 PM |
| lendersf | $50.00 | 9/28/2012 2:15:53 PM |
| Cookstersalibi | $25.00 | 9/28/2012 11:36:41 AM |
| pious-currency875 | $100.00 | 9/28/2012 6:07:36 PM |
| reward-force | $25.00 | 9/28/2012 10:05:44 PM |
| Dave0 | $25.00 | 9/29/2012 12:48:45 PM |
| newest-forthright-note | $25.00 | 9/29/2012 7:20:51 PM |
| aspen5 | $50.00 | 9/29/2012 8:50:31 PM |
| principal-aggregator5 | $25.00 | 9/29/2012 3:28:12 PM |
| yield-seeker | $25.00 | 9/29/2012 5:11:39 PM |
| safe-rate7 | $50.00 | 9/30/2012 4:01:37 AM |
| Mailmon | $25.00 | 9/30/2012 11:41:22 AM |
| giftgold | $25.00 | 9/30/2012 3:47:25 PM |
| SamyFromRI | $25.00 | 10/1/2012 6:48:10 AM |
| CJMC | $25.00 | 9/30/2012 7:40:38 PM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:21 AM |
| repayment-chihuahua3 | $25.00 | 10/2/2012 1:37:01 AM |
| flexible-rate1 | $25.00 | 10/2/2012 8:49:28 AM |
| neighborly-hope6 | $100.00 | 10/2/2012 9:19:06 AM |
| Empower-personal-responsibility | $25.00 | 10/2/2012 1:29:02 PM |
| responsibility-venture8 | $100.00 | 10/2/2012 1:54:09 PM |
| the-careful-fund | $25.00 | 10/2/2012 1:55:23 PM |
| dordee | $71.03 | 10/2/2012 11:04:51 AM |
| phenomenal-gain5 | $30.00 | 10/2/2012 3:45:09 PM |
| velocityasaurus-rex4 | $100.00 | 10/2/2012 5:00:54 PM |
| wishihadmore | $25.00 | 10/2/2012 5:02:00 PM |
| j2ee | $50.00 | 10/2/2012 5:06:29 PM |
| Cheburashka | $30.00 | 10/2/2012 5:08:50 PM |
| wise-bid-umbrella | $25.00 | 10/2/2012 2:35:58 PM |
| Tasmir | $25.00 | 10/2/2012 3:03:48 PM |
| repayment-pagoda8 | $100.00 | 10/2/2012 5:11:29 PM |
| HomerdohNY | $25.00 | 10/2/2012 3:53:06 PM |
| velocity-javelin8 | $25.00 | 10/2/2012 5:14:45 PM |
| SAVMYSOL | $25.00 | 10/2/2012 5:16:35 PM |
| elegant-auction3 | $25.00 | 10/2/2012 5:03:05 PM |
| nerdfactor | $25.00 | 10/2/2012 5:08:06 PM |
| worth-web5 | $50.00 | 10/2/2012 5:34:08 PM |
| ski bum | $100.00 | 10/2/2012 5:19:02 PM |
| prudent-payment316 | $25.00 | 10/2/2012 5:18:02 PM |
| Investoman | $25.00 | 10/2/2012 5:37:45 PM |
| hard-working-rate3 | $25.00 | 10/2/2012 5:18:32 PM |
| csakhil | $50.00 | 10/2/2012 5:38:54 PM |
| larslfe | $25.00 | 10/2/2012 5:20:56 PM |
| moola-gondola1 | $25.00 | 10/2/2012 5:23:57 PM |
| realtormoises | $25.00 | 10/2/2012 5:25:30 PM |
| p2p-scientist868 | $50.00 | 10/2/2012 5:48:23 PM |
| sharpey | $25.00 | 10/2/2012 5:30:10 PM |
| platinum-lightning | $50.00 | 10/2/2012 5:27:18 PM |
| nimble-payout818 | $50.00 | 10/2/2012 5:59:27 PM |
| leeball | $50.00 | 10/2/2012 5:34:50 PM |
| compoundinterest | $25.00 | 10/2/2012 5:38:45 PM |
| unforgettable-wealth4 | $50.00 | 10/2/2012 5:39:57 PM |
| JoyfulVegetarian | $25.00 | 10/2/2012 5:45:44 PM |
| velocity-solo | $25.00 | 10/2/2012 5:45:54 PM |
| payout-crescendo9 | $500.00 | 10/2/2012 5:48:03 PM |
| social-tostada9 | $50.00 | 10/2/2012 5:44:36 PM |
| compassionate-payment218 | $25.00 | 10/2/2012 5:46:54 PM |
| mausolfe | $25.00 | 10/2/2012 5:50:25 PM |
| platinum-genetics | $25.00 | 10/2/2012 5:54:48 PM |
| Index_Plus | $1,989.47 | 10/2/2012 6:09:03 PM |
| mindful-generosity1 | $50.00 | 9/22/2012 12:51:41 PM |
| lionheart722 | $100.00 | 9/22/2012 12:42:33 PM |
| commerce-gargantuan2 | $50.00 | 9/22/2012 12:57:54 PM |
| spartacusiam | $25.00 | 9/22/2012 12:58:47 PM |
| GoldenKoi | $100.00 | 9/23/2012 1:07:48 AM |
| paladin510 | $25.00 | 9/23/2012 3:47:14 PM |
| flo_rida | $100.00 | 9/23/2012 12:37:15 PM |
| windguy | $50.00 | 9/23/2012 12:49:28 PM |
| community-seahorse0 | $25.00 | 9/24/2012 11:21:06 AM |
| Darts | $50.00 | 9/24/2012 5:24:02 PM |
| adventurer447 | $300.00 | 9/24/2012 5:14:09 PM |
| houli123 | $50.00 | 9/24/2012 11:10:46 PM |
| Pickmar | $25.00 | 9/25/2012 12:08:42 PM |
| nodebtin3 | $25.00 | 9/25/2012 5:44:08 PM |
| pdub | $750.00 | 9/25/2012 5:55:05 PM |
| Dubbs360 | $500.00 | 9/25/2012 5:58:49 PM |
| spoolin18t | $55.00 | 9/26/2012 7:21:22 AM |
| HereToHelp305 | $75.00 | 9/26/2012 8:08:11 AM |
| social-pear9 | $50.00 | 9/26/2012 8:37:54 AM |
| netg | $25.00 | 9/26/2012 9:34:54 AM |
| Leopoldine | $26.00 | 9/26/2012 10:47:30 AM |
| cash-strawberry3 | $25.00 | 9/26/2012 2:15:55 PM |
| american6 | $50.00 | 9/26/2012 10:54:58 AM |
| williamgates | $25.00 | 9/26/2012 10:07:03 PM |
| green28 | $50.00 | 9/27/2012 5:17:07 AM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:29 PM |
| Splangy613 | $50.00 | 9/27/2012 3:20:40 PM |
| andrew491 | $50.00 | 9/28/2012 12:24:19 AM |
| rokman | $50.00 | 9/28/2012 9:18:52 AM |
| blue-unrelenting-rupee | $25.00 | 9/28/2012 12:27:59 PM |
| HikeMoab | $25.00 | 9/28/2012 2:54:19 PM |
| mar97 | $25.00 | 9/28/2012 5:57:39 PM |
| totoro | $25.00 | 9/28/2012 6:21:19 PM |
| sanjubab | $50.00 | 9/28/2012 7:15:58 PM |
| affluence-kingdom9 | $100.00 | 9/29/2012 10:06:54 AM |
| platinum-czar | $50.00 | 9/29/2012 11:39:23 AM |
| finance-dandelion | $25.00 | 9/29/2012 2:57:04 PM |
| Nazbuster | $200.00 | 9/29/2012 2:49:19 PM |
| otherwisedisposed | $500.00 | 9/29/2012 7:52:39 PM |
| bonafide-economy | $50.00 | 9/30/2012 8:34:42 AM |
| serene-truth2 | $100.00 | 9/30/2012 7:23:40 PM |
| well-rounded-benjamins | $25.00 | 10/1/2012 5:43:53 AM |
| WhiteInvestor | $27.00 | 9/30/2012 7:20:32 PM |
| tenacious-payout | $25.00 | 10/1/2012 7:53:12 AM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:02 AM |
| LaGrangeLender | $60.00 | 10/1/2012 10:40:49 AM |
| friendinmoney | $25.00 | 10/2/2012 8:59:20 AM |
| botfolio | $300.00 | 10/2/2012 10:22:03 AM |
| MI2 | $5,000.00 | 10/2/2012 10:25:32 AM |
| ingenious-point1 | $25.00 | 10/2/2012 10:26:35 AM |
| feiandasun | $25.00 | 10/2/2012 1:19:28 PM |
| Use_It_Wisely | $25.00 | 10/2/2012 1:54:15 PM |
| unassailable-funds754 | $25.00 | 10/2/2012 2:28:42 PM |
| mrmopar | $50.00 | 10/2/2012 3:15:02 PM |
| Weaverville | $100.00 | 10/2/2012 2:20:05 PM |
| LaXavier | $25.00 | 10/2/2012 2:21:16 PM |
| Batman2u | $50.00 | 10/2/2012 2:36:51 PM |
| Supp0rter | $100.00 | 10/2/2012 3:56:34 PM |
| zassociate | $200.00 | 10/2/2012 5:12:25 PM |
| Leshan | $50.00 | 10/2/2012 2:49:47 PM |
| mtquan | $25.00 | 10/2/2012 5:02:55 PM |
| dough-kitten5 | $25.00 | 10/2/2012 4:22:13 PM |
| power-trophy7 | $25.00 | 10/2/2012 5:05:23 PM |
| euro-speaker8 | $100.00 | 10/2/2012 5:05:33 PM |
| swampman | $25.00 | 10/2/2012 5:17:51 PM |
| transparency-halo | $25.00 | 10/2/2012 5:08:10 PM |
| figs4u2 | $100.00 | 10/2/2012 5:09:31 PM |
| Plutis | $25.00 | 10/2/2012 5:10:49 PM |
| larrybird | $1,000.00 | 10/2/2012 5:12:06 PM |
| bonus-tent | $25.00 | 10/2/2012 5:13:52 PM |
| benjamins-explosion142 | $25.00 | 10/2/2012 5:16:03 PM |
| selfmademan | $25.00 | 10/2/2012 5:19:17 PM |
| auction-sage | $100.00 | 10/2/2012 5:19:19 PM |
| ctgscott | $25.00 | 10/2/2012 5:19:47 PM |
| narblark | $50.00 | 10/2/2012 5:36:50 PM |
| kind-transparency-ferret | $100.00 | 10/2/2012 5:44:12 PM |
| credit-scout7 | $50.00 | 10/2/2012 5:24:35 PM |
| mrladybug101 | $25.00 | 10/2/2012 5:26:23 PM |
| ethicalhumanist | $100.00 | 10/2/2012 5:31:37 PM |
| treasure-palace661 | $350.00 | 10/2/2012 5:32:00 PM |
| yukongin | $50.00 | 10/2/2012 5:32:55 PM |
| lender987654321 | $50.00 | 10/2/2012 6:06:43 PM |
| BB-ptoploan | $50.00 | 10/2/2012 5:40:27 PM |
| logical-reward8 | $25.00 | 10/2/2012 5:40:22 PM |
| durability-warmth | $50.00 | 10/2/2012 5:41:32 PM |
| octoberfresh | $25.00 | 10/2/2012 5:48:43 PM |
| RodBlizz42 | $29.00 | 10/2/2012 5:49:13 PM |
| prudent-dough458 | $25.00 | 10/2/2012 5:53:05 PM |
| Tylerh | $250.00 | 10/2/2012 5:56:18 PM |
| marketplace-cello5 | $25.00 | 10/2/2012 5:56:34 PM |
| arkayem | $50.00 | 10/2/2012 5:59:54 PM |
| versatile-silver644 | $50.00 | 10/2/2012 6:00:58 PM |
| gracej | $25.00 | 10/2/2012 6:00:47 PM |
| Nickle-Back | $30.00 | 10/2/2012 6:04:41 PM |
| enticing-note | $25.00 | 10/2/2012 6:06:14 PM |
| 184 Investments
|
Borrower Payment Dependent Notes Series
643557
This series of Notes was issued and sold upon the funding of the borrower loan #75713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-30-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $55.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,676 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| responsibility-fox0 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| enthralling-deal53 | $75.00 | 9/30/2012 12:10:54 PM |
| Investor_DP | $200.00 | 9/30/2012 12:12:36 PM |
| fboba | $300.00 | 9/30/2012 12:18:00 PM |
| tolerant-responsibility051 | $1,325.00 | 9/30/2012 12:27:53 PM |
| Dave0 | $25.00 | 9/30/2012 12:12:09 PM |
| mikrolown | $25.00 | 9/30/2012 12:14:26 PM |
| pierrelasvegas | $25.00 | 9/30/2012 12:19:36 PM |
| zipemdown | $25.00 | 9/30/2012 12:22:10 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
643603
This series of Notes was issued and sold upon the funding of the borrower loan #75444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-24-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $557.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 8y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14,587 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| adaptable-capital7 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,500.00 | 9/24/2012 5:03:40 PM |
| responsibility-butterfly | $25.00 | 9/25/2012 8:30:23 AM |
| simplelender80 | $500.00 | 9/24/2012 5:02:45 PM |
| windguy | $50.00 | 9/24/2012 5:15:52 PM |
| imogen22 | $50.00 | 9/24/2012 5:08:57 PM |
| tenacious-affluence | $25.00 | 9/24/2012 5:28:16 PM |
| adventurer447 | $300.00 | 9/24/2012 5:14:14 PM |
| Darts | $50.00 | 9/24/2012 5:24:05 PM |
| best-bonafide-p2p | $50.00 | 9/24/2012 6:00:58 PM |
| kenji4861 | $25.00 | 9/24/2012 5:44:14 PM |
| Taxman44 | $25.00 | 9/24/2012 5:45:49 PM |
| mindful-generosity1 | $50.00 | 9/24/2012 6:01:24 PM |
| EnglishGeekInNYC | $50.00 | 9/24/2012 6:12:20 PM |
| houli123 | $50.00 | 9/24/2012 11:10:50 PM |
| dukeiyer | $25.00 | 9/24/2012 7:09:54 PM |
| Interloper | $45.00 | 9/24/2012 7:17:49 PM |
| FWF-kinetic | $25.00 | 9/24/2012 9:13:50 PM |
| Mad_Scientist | $50.00 | 9/25/2012 4:48:14 AM |
| heerzaquestion | $25.00 | 9/25/2012 4:56:45 AM |
| MonopolyDred | $25.00 | 9/25/2012 5:27:33 AM |
| broosky2 | $100.00 | 9/25/2012 7:07:12 AM |
| USMC0311 | $25.00 | 9/25/2012 8:56:35 AM |
| riskreward | $250.00 | 9/25/2012 10:35:08 AM |
| fly4sugar | $50.00 | 9/25/2012 2:33:10 PM |
| jcornehlsen | $25.00 | 9/25/2012 11:03:53 AM |
| bold-wampum-compadre | $50.00 | 9/25/2012 1:36:48 PM |
| julijask | $25.00 | 9/25/2012 1:42:01 PM |
| availableloan | $25.00 | 9/25/2012 5:05:27 PM |
| nodebtin3 | $25.00 | 9/25/2012 5:44:10 PM |
| pdub | $750.00 | 9/25/2012 5:55:07 PM |
| Dubbs360 | $500.00 | 9/25/2012 5:58:54 PM |
| dough-kitten5 | $50.00 | 9/26/2012 3:34:58 AM |
| chac | $300.00 | 9/25/2012 7:39:37 PM |
| producer553 | $25.00 | 9/26/2012 6:26:08 AM |
| ore-hero231 | $150.00 | 9/26/2012 2:07:46 AM |
| social-pear9 | $50.00 | 9/26/2012 8:37:55 AM |
| netg | $25.00 | 9/26/2012 9:34:55 AM |
| ONECENTATATIME | $30.00 | 9/26/2012 2:43:40 PM |
| american6 | $50.00 | 9/26/2012 10:55:00 AM |
| zippy-revenue8 | $30.00 | 9/26/2012 4:29:59 PM |
| leverage-monger | $25.00 | 9/26/2012 10:57:25 AM |
| sfp1 | $250.00 | 9/26/2012 12:22:05 PM |
| astute-benjamins | $150.00 | 9/26/2012 1:20:47 PM |
| jubilant-capital1 | $25.00 | 9/26/2012 4:23:34 PM |
| Goldberry | $50.00 | 9/26/2012 9:01:08 PM |
| BOZO88 | $25.00 | 9/26/2012 6:53:51 PM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:30 PM |
| herbyman | $50.00 | 9/27/2012 5:34:55 AM |
| loyalty-czar | $100.00 | 9/26/2012 8:11:42 PM |
| mighty-return326 | $100.00 | 9/27/2012 6:59:27 AM |
| blue-laudable-dinero | $25.00 | 9/27/2012 7:35:46 AM |
| williamgates | $25.00 | 9/26/2012 10:07:05 PM |
| KCEnterprises | $25.00 | 9/27/2012 9:05:51 AM |
| neighborly-hope6 | $100.00 | 9/27/2012 9:09:15 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:26 AM |
| auction-sage | $100.00 | 9/27/2012 9:18:45 AM |
| repayment-pagoda8 | $100.00 | 9/27/2012 9:09:25 AM |
| Investoman | $25.00 | 9/27/2012 9:37:12 AM |
| benjamins-nest | $64.94 | 9/27/2012 9:42:52 AM |
| kind-transparency-ferret | $100.00 | 9/27/2012 9:41:04 AM |
| calamango | $50.00 | 9/27/2012 10:02:11 AM |
| compatible-deal9 | $50.00 | 9/27/2012 11:01:54 AM |
| MrG27 | $25.00 | 9/27/2012 10:23:26 AM |
| Good-Yield | $25.00 | 9/27/2012 11:05:59 AM |
| overflowinglife | $102.00 | 9/27/2012 11:36:09 AM |
| MassBile | $26.47 | 9/27/2012 11:57:05 AM |
| bellaquito | $500.00 | 9/27/2012 11:54:42 AM |
| poster177 | $50.00 | 9/27/2012 12:34:00 PM |
| income-encore1 | $25.00 | 9/27/2012 1:29:54 PM |
| Splangy613 | $50.00 | 9/27/2012 3:20:41 PM |
| 1313mark1313 | $41.08 | 9/27/2012 3:46:17 PM |
| wampum-chorus3 | $25.00 | 9/27/2012 4:45:04 PM |
| kulender | $100.00 | 9/27/2012 8:27:20 PM |
| thankful-nickel2 | $25.00 | 9/27/2012 5:44:10 PM |
| unafraid-loan5 | $25.00 | 9/28/2012 6:44:35 AM |
| wise-nourishing-leverage | $25.00 | 9/27/2012 6:21:00 PM |
| red-benjamins-bliss | $50.00 | 9/28/2012 7:36:15 AM |
| payout-magician | $25.00 | 9/27/2012 9:18:02 PM |
| sensible-interest2 | $25.00 | 9/28/2012 12:05:30 AM |
| andrew491 | $50.00 | 9/28/2012 12:24:20 AM |
| Engrrob | $25.00 | 9/27/2012 9:32:00 PM |
| The-Penis-Martinez | $25.00 | 9/28/2012 9:17:19 AM |
| azafranke | $150.00 | 9/28/2012 7:28:28 AM |
| Rockymtnhi | $100.00 | 9/28/2012 8:52:43 AM |
| spartacusiam | $25.00 | 9/24/2012 5:34:32 PM |
| excellent-funds649 | $50.00 | 9/24/2012 5:24:23 PM |
| brainy-credit1 | $40.00 | 9/24/2012 5:54:49 PM |
| bazaar-tulip | $25.00 | 9/24/2012 5:33:55 PM |
| smart-note9 | $25.00 | 9/24/2012 8:32:56 PM |
| KLCRAY | $50.00 | 9/25/2012 2:20:01 AM |
| community-burrito9 | $25.00 | 9/24/2012 6:39:55 PM |
| blot44 | $25.00 | 9/25/2012 5:07:04 AM |
| balance316 | $26.00 | 9/25/2012 6:12:52 AM |
| tender-wealth0 | $25.00 | 9/25/2012 6:43:58 AM |
| cash-cymbal3 | $74.00 | 9/25/2012 8:19:42 AM |
| loyalty-hornet6 | $25.00 | 9/25/2012 6:34:41 AM |
| Index_Plus | $5,000.00 | 9/25/2012 8:04:07 AM |
| Rockymtnhi | $100.00 | 9/25/2012 9:03:25 AM |
| Cai8899 | $25.00 | 9/25/2012 9:34:04 AM |
| HikeMoab | $25.00 | 9/25/2012 9:52:45 AM |
| azazle | $50.00 | 9/25/2012 1:21:17 PM |
| Kessler | $26.00 | 9/25/2012 5:58:11 PM |
| MI2 | $5,000.00 | 9/25/2012 6:09:28 PM |
| LOANS-LOANS-LOANS | $25.00 | 9/26/2012 3:53:34 AM |
| transaction-keeper5 | $25.00 | 9/25/2012 7:40:00 PM |
| napmanger | $100.00 | 9/25/2012 9:47:40 PM |
| ethical-truth211 | $300.00 | 9/26/2012 3:03:26 AM |
| cerebral-dollar773 | $25.00 | 9/26/2012 7:26:05 AM |
| proper-exchange8 | $200.00 | 9/26/2012 7:49:09 AM |
| HereToHelp305 | $75.00 | 9/26/2012 8:08:12 AM |
| quickstep | $150.00 | 9/26/2012 2:06:17 AM |
| Zipperdu | $32.43 | 9/26/2012 8:34:12 AM |
| jcw3rd | $25.00 | 9/26/2012 5:31:13 AM |
| friendinmoney | $25.00 | 9/26/2012 8:42:40 AM |
| Rockymtnhi | $100.00 | 9/26/2012 9:13:49 AM |
| Leopoldine | $26.00 | 9/26/2012 10:47:32 AM |
| EJPiper | $25.00 | 9/26/2012 4:04:29 PM |
| sensible-interest2 | $25.00 | 9/26/2012 5:48:27 PM |
| payout-paladin3 | $500.00 | 9/26/2012 7:08:22 PM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:09:43 PM |
| Henrylin | $30.00 | 9/27/2012 6:06:27 AM |
| john0720 | $25.00 | 9/27/2012 6:56:11 AM |
| green28 | $50.00 | 9/27/2012 5:17:07 AM |
| dynadave | $1,000.00 | 9/27/2012 6:21:52 AM |
| enriching-trade2 | $50.00 | 9/27/2012 9:34:14 AM |
| hard-working-rate3 | $25.00 | 9/27/2012 9:48:24 AM |
| Senechal | $25.00 | 9/27/2012 10:06:41 AM |
| logical-reward8 | $25.00 | 9/27/2012 9:53:13 AM |
| flo_rida | $100.00 | 9/27/2012 10:40:43 AM |
| vines99 | $25.00 | 9/27/2012 10:13:37 AM |
| 340 | $25.00 | 9/27/2012 10:13:50 AM |
| Castellan | $50.00 | 9/27/2012 10:24:27 AM |
| Redemptor | $25.00 | 9/27/2012 10:26:31 AM |
| truth-igniter4 | $25.00 | 9/27/2012 11:35:35 AM |
| compoundinterest | $25.00 | 9/27/2012 10:29:56 AM |
| socrates520 | $50.00 | 9/27/2012 10:46:02 AM |
| community-stream9 | $50.00 | 9/27/2012 10:58:28 AM |
| compassionate-dime0 | $50.00 | 9/27/2012 11:20:28 AM |
| cunning-camaraderi70 | $25.00 | 9/27/2012 11:07:55 AM |
| ddog0224 | $150.00 | 9/27/2012 4:05:21 PM |
| radforj22 | $100.00 | 9/27/2012 12:51:55 PM |
| tomdooley12520 | $40.00 | 9/27/2012 1:58:03 PM |
| proud-money9 | $50.00 | 9/27/2012 2:33:57 PM |
| Balraug | $111.39 | 9/27/2012 3:34:37 PM |
| currency-persimmon | $50.00 | 9/27/2012 2:23:45 PM |
| honor_natisx21 | $25.00 | 9/27/2012 11:22:22 PM |
| well-mannered-income3 | $80.00 | 9/27/2012 6:00:52 PM |
| WxChem | $25.00 | 9/27/2012 6:14:32 PM |
| resplendent-dollar | $50.00 | 9/28/2012 7:35:44 AM |
| Nickle-Back | $30.00 | 9/27/2012 6:26:40 PM |
| bonafide-yield351 | $25.00 | 9/27/2012 7:57:53 PM |
| honor_natisx21 | $25.00 | 9/27/2012 11:21:56 PM |
| keichi03 | $25.00 | 9/28/2012 5:50:44 AM |
| fairness-boomer6 | $50.00 | 9/28/2012 6:32:14 AM |
| tolerant-responsibility051 | $86.69 | 9/28/2012 9:22:24 AM |
| fboba | $300.00 | 9/28/2012 8:22:17 AM |
| flexible-money1 | $150.00 | 9/28/2012 7:06:56 AM |
| antlr | $25.00 | 9/28/2012 7:22:23 AM |
| MrBadExample | $133.00 | 9/28/2012 9:02:36 AM |
| 159 Investments
|
Borrower Payment Dependent Notes Series
643697
This series of Notes was issued and sold upon the funding of the borrower loan #75589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $138.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1968 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,886 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| labadia |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Home Improvements to my kitchen and bathroom
This loan will be used to...
My financial situation: Credit score of 712
I am a good candidate for this loan because: I have good credit, make enough income to pay and exceed my monthly minimum payments, live in a home rent and mortgage free.
Monthly net income: $113,300
Monthly expenses: $1950
Housing: $0
Insurance: $120
Car expenses: $200
Utilities: $275
Phone, cable, internet: $110
Food, entertainment: $500
Clothing, household expenses: $130
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/27/2012 9:01:07 AM |
| RGlad | $19.97 | 9/27/2012 9:05:12 AM |
| commerce-venture1 | $50.00 | 9/27/2012 9:02:35 AM |
| cattlebaron | $150.00 | 9/27/2012 9:04:38 AM |
| RGlad | $100.00 | 9/27/2012 9:05:05 AM |
| income-triangulation1 | $25.00 | 9/27/2012 9:02:39 AM |
| worth-blanket2 | $4,500.00 | 9/27/2012 9:03:43 AM |
| CA-Lender | $25.00 | 9/27/2012 9:03:54 AM |
| friendly-gold | $25.00 | 9/27/2012 9:04:26 AM |
| Bob450 | $25.00 | 9/27/2012 9:02:35 AM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
643773
This series of Notes was issued and sold upon the funding of the borrower loan #75682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $376.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,919 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ServingOverseas88 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Clean Slate
Purpose of loan: Debt Consolidation
This loan will be used to pay off student loans and credit cards debt I accrued while in school.
My financial situation: I am stationed overseas and receive a regular salary. I live comfortably but due to local expenses (everything is in Euros, not dollars here) and contributing some of my income to my parents back in the states I can only afford to slowly pay off the credit debt I accrued while at school.
I am a good candidate for this loan because I get paid regularly twice a month and have never been delinquent with my bill payment - especially automated online payments. I have an 8-yr contract with graduate school already lined up. Job security and bi-monthly pay means I won't have any issues making loan payments. As an individual, I take a lot of pride in my ability to fulfill commitments. I have no criminal record, I graduated from a prestigious nationally-acclaimed university, and serve my country faithfully. This loan will allow me to completely clear the last of the debt that has stuck with me since finishing school.
Monthly net income: $5000 (fluctuates + or - a few hundred based on cost of living allowances)
Monthly expenses: $ 2000 (to support my parents in the states)
Housing: $0 (Government-paid housing)
Insurance: $ 296
Car expenses: $200
Utilities: $200
Phone, cable, internet: $ 100
Food, entertainment: $500
Clothing, household expenses: $ variable but no more than 200/month
Credit cards and other loans: $200 (min. payments split between cards/loans)
Other expenses: $300 (savings) + $600 (Assist in brother's tuition) + misc. unplanned expenses
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| adventurer447 | $300.00 | 9/26/2012 9:05:45 AM |
| new-impeccable-coin | $31.00 | 9/26/2012 9:06:22 AM |
| RGlad | $300.00 | 9/26/2012 9:08:18 AM |
| worth-blanket2 | $9,000.00 | 9/26/2012 9:08:26 AM |
| social-pear9 | $25.00 | 9/26/2012 9:08:30 AM |
| bazaar-tulip | $25.00 | 9/26/2012 9:04:41 AM |
| competent-commitment5 | $25.00 | 9/26/2012 9:07:41 AM |
| Bank_Of_XL | $25.00 | 9/26/2012 9:06:21 AM |
| NickelSteamroller | $35.00 | 9/26/2012 9:06:58 AM |
| EarlyRiser | $250.00 | 9/26/2012 9:07:04 AM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
643813
This series of Notes was issued and sold upon the funding of the borrower loan #75276, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
8 | Length of status: | 0y 8m |
|
Amount delinquent:
| $42 |
Total credit lines:
| 37 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $860 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commerce-statue5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt I aquired in college so I can start fresh now that i have a new career!
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 9/25/2012 1:04:18 PM |
| InChicago | $80.03 | 9/21/2012 5:03:10 PM |
| bewitching-dollar5 | $100.00 | 9/21/2012 6:00:52 PM |
| EnglishGeekInNYC | $50.00 | 9/21/2012 6:15:17 PM |
| dudebrah | $25.00 | 9/21/2012 6:59:36 PM |
| Kissabledevil | $25.00 | 9/21/2012 7:41:46 PM |
| papaloha | $25.00 | 9/21/2012 10:04:09 PM |
| scoobiedoo | $25.02 | 9/22/2012 7:30:37 AM |
| let_me_retire | $25.00 | 9/22/2012 6:52:32 AM |
| ultimate-peace | $62.50 | 9/22/2012 10:20:10 AM |
| worthy-bid8 | $100.00 | 9/22/2012 1:43:41 PM |
| integrity-builder | $25.00 | 9/23/2012 7:54:05 AM |
| pierrelasvegas | $25.00 | 9/23/2012 2:04:31 AM |
| first-serene-credit | $25.00 | 9/24/2012 7:50:55 AM |
| asset-linkage | $25.00 | 9/24/2012 10:11:38 AM |
| kulender | $50.00 | 9/24/2012 8:56:12 PM |
| melodious-openness | $100.00 | 9/25/2012 4:56:46 AM |
| mammalian4 | $25.00 | 9/25/2012 2:59:49 PM |
| durability-seahorse7 | $50.00 | 9/25/2012 5:18:25 PM |
| open-minded-p2p1 | $25.00 | 9/25/2012 6:50:56 PM |
| spoolin18t | $50.00 | 9/26/2012 7:17:26 AM |
| SecondChanceLendingSERV | $26.21 | 9/26/2012 8:42:01 AM |
| reasonable-nickel6 | $25.00 | 9/26/2012 9:01:13 AM |
| silver-enlightenment0 | $25.00 | 9/26/2012 10:04:40 AM |
| korby524 | $25.00 | 9/26/2012 11:06:45 AM |
| LuvToLend | $25.00 | 9/26/2012 4:19:27 PM |
| quarkyuzu | $50.00 | 9/26/2012 4:13:52 PM |
| imbaldjerry | $25.00 | 9/26/2012 8:36:50 PM |
| justasoldier | $75.00 | 9/26/2012 8:38:31 PM |
| paytonbrigadier | $250.00 | 9/26/2012 7:06:56 PM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:09:41 PM |
| chererat | $25.00 | 9/26/2012 7:19:31 PM |
| listing-dreams1 | $50.00 | 9/26/2012 10:12:39 PM |
| larryboy10 | $25.00 | 9/26/2012 10:32:58 PM |
| fervent-commerce | $108.00 | 9/27/2012 8:13:45 AM |
| ethical-truth211 | $25.00 | 9/27/2012 9:10:22 AM |
| Batman2u | $25.00 | 9/27/2012 3:14:36 PM |
| responsibility-butterfly | $25.00 | 9/22/2012 8:29:06 AM |
| SolarMoonshine | $25.00 | 9/21/2012 6:10:40 PM |
| california111 | $100.00 | 9/21/2012 10:00:20 PM |
| RothySkynx | $25.00 | 9/22/2012 9:37:08 AM |
| Nazbuster | $100.00 | 9/23/2012 9:53:41 PM |
| Weaverville | $25.00 | 9/24/2012 3:33:12 PM |
| capital-investor8 | $25.00 | 9/25/2012 8:41:23 AM |
| receptive-affluence035 | $25.00 | 9/25/2012 8:45:33 AM |
| tolerant-responsibility051 | $500.00 | 9/25/2012 9:46:05 AM |
| versatile-silver644 | $50.00 | 9/25/2012 2:38:30 PM |
| pdub | $250.00 | 9/25/2012 5:57:00 PM |
| unassailable-funds754 | $25.00 | 9/25/2012 6:43:21 PM |
| rupee-prairie | $25.00 | 9/25/2012 6:31:31 PM |
| Land_on_your_feet | $25.00 | 9/26/2012 6:25:03 AM |
| Yaout | $50.00 | 9/26/2012 7:00:34 AM |
| grf1945 | $25.00 | 9/26/2012 5:43:57 AM |
| netg | $25.00 | 9/26/2012 9:41:46 AM |
| life-is-great | $25.00 | 9/26/2012 10:07:15 AM |
| the-credit-maker | $25.00 | 9/26/2012 11:15:19 AM |
| djmgd790 | $50.00 | 9/26/2012 11:20:36 AM |
| Astyanax | $30.00 | 9/26/2012 12:01:58 PM |
| manatee21 | $50.00 | 9/26/2012 11:46:11 AM |
| value-burrito | $25.24 | 9/26/2012 4:45:17 PM |
| compatible-deal9 | $25.00 | 9/26/2012 4:18:36 PM |
| businessbroker101 | $25.00 | 9/26/2012 6:16:36 PM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:29 PM |
| durability-flow8 | $129.15 | 9/27/2012 4:10:23 AM |
| 168RichCapital | $25.09 | 9/27/2012 6:15:48 AM |
| newest-currency-vibrato | $25.00 | 9/26/2012 8:37:30 PM |
| heavenly-deal141 | $25.00 | 9/27/2012 8:08:32 AM |
| EretzCapital | $50.00 | 9/27/2012 8:31:20 AM |
| I-Believe-In-You | $25.00 | 9/27/2012 8:24:57 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:25 AM |
| NobisEst | $25.00 | 9/27/2012 10:03:31 AM |
| mebowl300 | $50.00 | 9/27/2012 10:56:45 AM |
| CA-Lender | $25.00 | 9/27/2012 10:41:55 AM |
| 1LTRN | $25.00 | 9/27/2012 11:21:16 AM |
| 1313mark1313 | $25.05 | 9/27/2012 3:42:33 PM |
| 1LTRN | $25.00 | 9/27/2012 11:21:27 AM |
| Mucman72 | $25.00 | 9/27/2012 5:12:31 PM |
| speedy-peso1 | $100.00 | 9/27/2012 5:22:57 PM |
| currency-bumblebee | $38.71 | 9/27/2012 5:47:57 PM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
643859
This series of Notes was issued and sold upon the funding of the borrower loan #75508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.49% |
Listing Start date:
| Sep-24-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $1,718.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 4.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 840-859 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,676 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loot-angel6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Consolidate credit card debt
My financial situation:
My credit is excellent, I've been paying the credit card payments, but would prefer to pay a lower interest rate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/25/2012 8:30:21 AM |
| Bendistraw | $25.00 | 9/24/2012 9:09:12 AM |
| PittsburghCapital | $25.00 | 9/24/2012 9:20:38 AM |
| Helping_1_at_a_time | $50.00 | 9/24/2012 9:01:43 AM |
| flo_rida | $100.00 | 9/24/2012 9:04:31 AM |
| tenacious-affluence | $25.00 | 9/24/2012 9:42:15 AM |
| brainy-credit1 | $40.00 | 9/24/2012 10:00:05 AM |
| commerce-gargantuan2 | $50.00 | 9/24/2012 9:10:01 AM |
| _NaLNaBB | $200.00 | 9/24/2012 9:21:38 AM |
| bazaar-tulip | $25.00 | 9/24/2012 9:21:56 AM |
| mindful-generosity1 | $50.00 | 9/24/2012 9:46:15 AM |
| FAsAreDUMB | $52.70 | 9/24/2012 9:54:23 AM |
| bicyclist2270 | $25.00 | 9/24/2012 2:53:17 PM |
| ready-interest9 | $25.00 | 9/24/2012 10:15:42 AM |
| a-versatile-power | $25.00 | 9/24/2012 10:40:02 AM |
| CIC | $25.00 | 9/24/2012 10:45:21 AM |
| igivecauseicare | $25.00 | 9/24/2012 10:54:49 AM |
| HikeMoab | $25.00 | 9/24/2012 11:37:28 AM |
| green28 | $50.00 | 9/24/2012 1:31:25 PM |
| smart-platinum7 | $175.84 | 9/24/2012 3:05:42 PM |
| thg0703 | $25.00 | 9/24/2012 3:54:48 PM |
| Kyjamune | $25.00 | 9/24/2012 5:04:17 PM |
| Darts | $50.00 | 9/24/2012 5:24:04 PM |
| soulful-p2p432 | $25.00 | 9/24/2012 5:46:12 PM |
| integrity-arboretum0 | $500.00 | 9/24/2012 7:45:51 PM |
| money-ballet6 | $25.00 | 9/24/2012 11:22:54 PM |
| blot44 | $25.00 | 9/25/2012 5:05:34 AM |
| weatherman89 | $100.00 | 9/25/2012 6:28:43 AM |
| loyalty-hornet6 | $25.00 | 9/25/2012 6:34:40 AM |
| TheBelt | $25.00 | 9/24/2012 10:02:47 PM |
| houli123 | $50.00 | 9/24/2012 11:10:48 PM |
| KLCRAY | $50.00 | 9/25/2012 2:20:00 AM |
| broosky2 | $100.00 | 9/25/2012 7:07:12 AM |
| mjjjrj | $25.00 | 9/25/2012 10:32:17 AM |
| ohdannyboyo | $49.70 | 9/25/2012 10:40:42 AM |
| note-willow8 | $25.00 | 9/25/2012 12:01:00 PM |
| focused-agreement481 | $25.00 | 9/25/2012 12:30:00 PM |
| Dubbs360 | $500.00 | 9/25/2012 5:58:50 PM |
| nodebtin3 | $25.00 | 9/25/2012 5:44:09 PM |
| Tonusb0 | $25.00 | 9/25/2012 5:57:38 PM |
| pdub | $750.00 | 9/25/2012 5:55:06 PM |
| agbullet55443 | $400.00 | 9/25/2012 9:44:28 PM |
| Ripsaw4U | $50.00 | 9/25/2012 10:44:30 PM |
| Talents3508 | $25.00 | 9/26/2012 6:31:42 AM |
| mjjjrj | $25.73 | 9/26/2012 8:09:02 AM |
| netg | $25.00 | 9/26/2012 9:34:55 AM |
| american6 | $50.00 | 9/26/2012 10:54:58 AM |
| azazle | $50.00 | 9/26/2012 11:31:31 AM |
| hopeful_lender | $100.00 | 9/26/2012 5:43:26 PM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:09:42 PM |
| BlessedEveryDay | $25.00 | 9/26/2012 6:56:11 PM |
| seadogs | $25.00 | 9/27/2012 4:22:21 AM |
| KCEnterprises | $25.00 | 9/27/2012 9:05:51 AM |
| Splangy613 | $50.00 | 9/27/2012 3:20:41 PM |
| wampum-chorus3 | $25.00 | 9/27/2012 4:45:04 PM |
| LongTail | $40.00 | 9/27/2012 9:25:02 PM |
| atlacatl | $25.00 | 9/28/2012 9:03:16 AM |
| first-favorite-bonus9 | $25.00 | 9/28/2012 9:03:19 AM |
| skuba | $75.00 | 9/28/2012 9:04:53 AM |
| credit-scout7 | $50.00 | 9/28/2012 9:05:57 AM |
| bowdish1 | $41.00 | 9/28/2012 9:13:21 AM |
| tsui517 | $50.00 | 9/28/2012 9:29:27 AM |
| brilliant-loyalty7 | $25.00 | 9/28/2012 9:32:08 AM |
| revmax | $25.00 | 9/28/2012 9:32:36 AM |
| Cre8iveCash | $25.00 | 9/28/2012 9:00:56 AM |
| lenderforyoutoday | $50.00 | 9/28/2012 9:02:30 AM |
| ski bum | $100.00 | 9/28/2012 9:03:32 AM |
| bonus-sergeant6 | $25.00 | 9/28/2012 9:04:44 AM |
| MTLoans | $25.00 | 9/28/2012 9:44:12 AM |
| Redemptor | $25.00 | 9/28/2012 9:44:17 AM |
| Gabriel02 | $25.00 | 9/28/2012 9:05:46 AM |
| krisran | $50.00 | 9/28/2012 9:06:07 AM |
| compassionate-income5 | $25.00 | 9/28/2012 9:46:49 AM |
| djs81 | $75.00 | 9/28/2012 9:50:13 AM |
| kevin314 | $25.00 | 9/28/2012 9:50:43 AM |
| thoughtful-fairness2 | $25.00 | 9/28/2012 9:51:51 AM |
| platinum-genetics | $25.00 | 9/28/2012 9:57:38 AM |
| miked8303 | $50.00 | 9/28/2012 9:58:56 AM |
| benefit-thunder0 | $25.00 | 9/28/2012 9:58:59 AM |
| riskadverse44 | $25.00 | 9/28/2012 9:59:12 AM |
| a-truth-upholder | $25.00 | 9/28/2012 10:01:20 AM |
| eeyore101 | $25.00 | 9/28/2012 9:16:34 AM |
| soheagle | $25.00 | 9/28/2012 9:04:46 AM |
| selfmademan | $25.00 | 9/28/2012 9:05:18 AM |
| responsibility-venture8 | $150.00 | 9/28/2012 11:07:04 AM |
| mrsasman | $50.00 | 9/28/2012 9:30:53 AM |
| leeball | $50.00 | 9/28/2012 9:31:17 AM |
| kurg | $25.00 | 9/28/2012 9:19:05 AM |
| unforgettable-wealth4 | $50.00 | 9/28/2012 9:33:17 AM |
| BainCapital-2point0 | $25.00 | 9/28/2012 12:30:28 PM |
| intuitive-camaraderi9 | $25.00 | 9/28/2012 9:43:21 AM |
| chicco | $500.00 | 9/28/2012 9:29:24 AM |
| loan-mammal | $100.00 | 9/28/2012 9:44:51 AM |
| Great-Mom | $25.00 | 9/28/2012 9:30:26 AM |
| dharma1 | $25.00 | 9/28/2012 9:31:14 AM |
| methodical-basis822 | $25.00 | 9/28/2012 9:45:49 AM |
| emphatic-responsibility | $50.00 | 9/28/2012 9:47:54 AM |
| greenback-bull6 | $50.00 | 9/28/2012 9:37:12 AM |
| ms48105 | $25.00 | 9/28/2012 9:40:32 AM |
| AFairDeal | $25.00 | 9/28/2012 9:52:33 AM |
| conaty | $50.00 | 9/28/2012 9:53:18 AM |
| Rdodson11 | $25.00 | 9/28/2012 9:53:36 AM |
| natural-affluence4 | $25.00 | 9/28/2012 9:41:32 AM |
| thevogelfamily | $30.00 | 9/28/2012 9:55:11 AM |
| donotlie | $25.00 | 9/28/2012 4:16:02 PM |
| kid8549 | $100.00 | 9/28/2012 9:57:29 AM |
| SojournerMobile | $25.00 | 9/28/2012 9:58:25 AM |
| principal-planetarium4 | $100.00 | 9/28/2012 9:59:44 AM |
| Cheapo1234 | $61.70 | 9/28/2012 10:12:36 AM |
| neighborly-hope6 | $100.00 | 9/28/2012 5:00:47 PM |
| knowledgeable-silver6 | $25.00 | 9/28/2012 5:00:49 PM |
| benevolent-moola291 | $50.00 | 9/28/2012 9:49:08 AM |
| knitwit | $25.00 | 9/28/2012 9:50:17 AM |
| iolaire | $25.00 | 9/28/2012 9:52:08 AM |
| FunnelMan | $50.00 | 9/28/2012 10:48:32 AM |
| narblark | $50.00 | 9/28/2012 9:53:07 AM |
| keen-wealth5 | $27.25 | 9/28/2012 11:03:16 AM |
| valemic | $25.00 | 9/28/2012 9:57:08 AM |
| first-charming-fund | $25.00 | 9/28/2012 11:26:20 AM |
| coin-flow541 | $26.00 | 9/28/2012 10:01:35 AM |
| auction-iris9 | $120.00 | 9/28/2012 5:04:55 PM |
| rutzebach | $200.00 | 9/28/2012 12:27:47 PM |
| power-leader1 | $25.00 | 9/28/2012 5:06:55 PM |
| deal-violin | $25.45 | 9/28/2012 12:47:46 PM |
| trade-boots1 | $100.00 | 9/28/2012 5:07:13 PM |
| dfealk | $25.00 | 9/28/2012 5:07:14 PM |
| Cookstersalibi | $25.00 | 9/28/2012 11:36:42 AM |
| proud-pound4 | $25.00 | 9/28/2012 5:08:45 PM |
| blLending | $25.00 | 9/28/2012 12:14:06 PM |
| hillbilly40 | $25.00 | 9/28/2012 2:47:33 PM |
| bd1288 | $41.28 | 9/28/2012 3:27:36 PM |
| abundant-compassion327 | $25.00 | 9/28/2012 1:03:40 PM |
| asset-reaction | $44.63 | 9/28/2012 1:40:14 PM |
| penny-kahuna0 | $25.00 | 9/28/2012 4:44:03 PM |
| best-decisive-peace | $25.00 | 9/28/2012 5:17:37 PM |
| objective-investor | $250.00 | 9/28/2012 5:01:15 PM |
| sharpey | $25.00 | 9/28/2012 5:19:25 PM |
| matthart | $25.00 | 9/28/2012 5:02:20 PM |
| anyoi | $25.00 | 9/28/2012 5:03:04 PM |
| meux99 | $25.00 | 9/28/2012 5:03:11 PM |
| treasure-bison | $41.60 | 9/28/2012 4:30:04 PM |
| invincible-deal82 | $25.00 | 9/28/2012 5:22:45 PM |
| hitsman | $50.00 | 9/28/2012 5:04:29 PM |
| RankPaid | $25.00 | 9/28/2012 5:00:45 PM |
| transparency-halo | $25.00 | 9/28/2012 5:01:06 PM |
| sympathetic-funds818 | $25.00 | 9/28/2012 5:02:33 PM |
| velocityasaurus-rex4 | $100.00 | 9/28/2012 5:04:47 PM |
| joyful-worth486 | $25.00 | 9/28/2012 5:04:57 PM |
| JBBank | $50.00 | 9/28/2012 5:06:04 PM |
| bumblebee210 | $25.00 | 9/28/2012 5:13:30 PM |
| Dave0 | $25.00 | 9/28/2012 5:08:48 PM |
| gemoscar | $25.00 | 9/28/2012 5:10:12 PM |
| stable-transaction145 | $30.00 | 9/28/2012 5:16:16 PM |
| bill-igloo | $25.00 | 9/28/2012 5:11:12 PM |
| Nickle-Back | $30.00 | 9/28/2012 5:11:23 PM |
| commanding-treasure2 | $75.00 | 9/28/2012 5:11:47 PM |
| Iamthewalrus | $25.00 | 9/28/2012 5:19:07 PM |
| syounker | $25.00 | 9/28/2012 5:19:37 PM |
| treasure-singularity | $25.00 | 9/28/2012 5:13:34 PM |
| power-amusement | $25.00 | 9/28/2012 5:13:37 PM |
| sabre79 | $25.00 | 9/28/2012 5:14:30 PM |
| building-america | $25.00 | 9/28/2012 5:15:00 PM |
| kind-genuine-dough | $25.00 | 9/28/2012 5:21:05 PM |
| wetlands | $200.00 | 9/28/2012 5:16:33 PM |
| BB-ptoploan | $50.00 | 9/28/2012 5:22:50 PM |
| texrob20 | $25.00 | 9/28/2012 5:21:43 PM |
| Castellan | $50.00 | 9/28/2012 5:21:58 PM |
| compassion-twister2 | $50.00 | 9/24/2012 9:15:31 AM |
| petera650 | $25.00 | 9/24/2012 9:12:24 AM |
| imogen22 | $50.00 | 9/24/2012 9:09:07 AM |
| lionheart722 | $100.00 | 9/24/2012 10:08:30 AM |
| AcProb5 | $25.00 | 9/24/2012 9:16:55 AM |
| kenji4861 | $25.00 | 9/24/2012 9:11:20 AM |
| UncleBuffett | $50.00 | 9/24/2012 9:33:03 AM |
| Taxman44 | $25.00 | 9/24/2012 9:23:53 AM |
| Dollars4Rent | $50.00 | 9/24/2012 9:40:56 AM |
| note-willow8 | $25.00 | 9/24/2012 9:59:54 AM |
| excellent-funds649 | $50.00 | 9/24/2012 10:07:15 AM |
| Gold-bug | $50.00 | 9/24/2012 10:01:23 AM |
| EnglishGeekInNYC | $50.00 | 9/24/2012 10:09:06 AM |
| kfrench | $75.00 | 9/24/2012 10:17:41 AM |
| supernova719 | $50.00 | 9/24/2012 10:27:20 AM |
| community-seahorse0 | $25.00 | 9/24/2012 11:21:08 AM |
| Obnoticus | $25.00 | 9/24/2012 2:07:08 PM |
| Shomee_dmoney | $25.00 | 9/24/2012 4:08:12 PM |
| simplelender80 | $500.00 | 9/24/2012 5:02:39 PM |
| adventurer447 | $300.00 | 9/24/2012 5:14:11 PM |
| spartacusiam | $25.00 | 9/24/2012 5:34:32 PM |
| velocity-motivator6 | $25.00 | 9/24/2012 6:15:33 PM |
| enchanted-note | $50.00 | 9/24/2012 6:18:03 PM |
| jcornehlsen | $25.00 | 9/24/2012 6:17:57 PM |
| tender-wealth0 | $25.00 | 9/25/2012 6:43:16 AM |
| intrepid-compassion29 | $25.00 | 9/25/2012 8:05:25 AM |
| bold-sensible-basis | $25.00 | 9/25/2012 5:28:19 AM |
| SlateHillCapital | $100.00 | 9/25/2012 5:37:19 AM |
| benjamins-party4 | $26.06 | 9/25/2012 6:04:11 AM |
| samurai2 | $25.00 | 9/25/2012 6:29:12 AM |
| ams294 | $100.00 | 9/25/2012 10:07:50 AM |
| jennifer55126 | $25.00 | 9/25/2012 10:14:49 AM |
| elfincove | $100.00 | 9/25/2012 4:16:50 PM |
| chac | $500.00 | 9/25/2012 12:03:03 PM |
| bazaar-tiramisu4 | $25.00 | 9/25/2012 2:35:06 PM |
| p2ploan-hunter4 | $100.00 | 9/25/2012 6:21:46 PM |
| unrelenting-power5 | $45.00 | 9/25/2012 7:30:51 PM |
| proper-exchange8 | $200.00 | 9/26/2012 7:49:09 AM |
| california111 | $100.00 | 9/25/2012 11:05:58 PM |
| HereToHelp305 | $75.00 | 9/26/2012 8:08:12 AM |
| spoolin18t | $55.00 | 9/26/2012 7:21:22 AM |
| social-pear9 | $50.00 | 9/26/2012 8:37:55 AM |
| Rockymtnhi | $100.00 | 9/26/2012 9:08:17 AM |
| harmonious-contract5 | $25.00 | 9/26/2012 1:09:42 PM |
| Leopoldine | $26.00 | 9/26/2012 10:47:31 AM |
| compatible-deal9 | $50.00 | 9/26/2012 4:23:44 PM |
| MikeMann | $200.00 | 9/26/2012 4:42:41 PM |
| Corlei | $50.00 | 9/26/2012 6:07:23 PM |
| AKrad | $25.00 | 9/26/2012 5:42:15 PM |
| williamgates | $25.00 | 9/26/2012 10:07:04 PM |
| ryreesado | $25.00 | 9/26/2012 6:59:48 PM |
| diamondridge | $25.00 | 9/26/2012 7:03:55 PM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:30 PM |
| perfume956 | $50.00 | 9/27/2012 9:32:45 AM |
| availableloan | $25.00 | 9/27/2012 10:13:39 AM |
| basis-viking | $25.00 | 9/27/2012 10:36:43 AM |
| ForMyFamily | $50.00 | 9/27/2012 10:54:02 AM |
| Good-Yield | $25.00 | 9/27/2012 11:05:58 AM |
| radforj22 | $50.00 | 9/27/2012 12:52:33 PM |
| brilliant-duty9 | $25.00 | 9/27/2012 11:56:02 AM |
| andrew491 | $50.00 | 9/28/2012 12:24:20 AM |
| calessabay | $25.00 | 9/28/2012 9:00:29 AM |
| nofreelunch | $50.00 | 9/28/2012 9:00:58 AM |
| worldly-loyalty459 | $100.00 | 9/27/2012 7:28:36 PM |
| hrubinst | $50.00 | 9/28/2012 9:02:09 AM |
| thedoctor | $100.00 | 9/28/2012 9:04:23 AM |
| dunox | $25.00 | 9/28/2012 9:04:25 AM |
| gjm6d | $25.00 | 9/28/2012 9:05:39 AM |
| hard-working-rate3 | $25.00 | 9/28/2012 9:07:01 AM |
| Tradesmanlender | $25.00 | 9/28/2012 9:28:50 AM |
| wtrboy | $25.00 | 9/28/2012 9:31:08 AM |
| slartibardfast | $25.00 | 9/28/2012 9:34:16 AM |
| figs4u2 | $100.00 | 9/28/2012 9:02:35 AM |
| auction-sage | $100.00 | 9/28/2012 9:42:36 AM |
| Tylerh | $250.00 | 9/28/2012 9:05:32 AM |
| octoberfresh | $25.00 | 9/28/2012 9:45:05 AM |
| fboba | $300.00 | 9/28/2012 8:22:16 AM |
| greenbacchus | $25.00 | 9/28/2012 9:46:09 AM |
| profit33r | $50.00 | 9/28/2012 9:50:15 AM |
| nerdfactor | $25.00 | 9/28/2012 9:01:24 AM |
| kubien | $25.00 | 9/28/2012 9:55:38 AM |
| Avala | $100.00 | 9/28/2012 9:12:08 AM |
| famous-ore2 | $50.00 | 9/28/2012 9:58:23 AM |
| Turkish101 | $25.00 | 9/28/2012 9:58:59 AM |
| tidy-generosity | $25.00 | 9/28/2012 9:02:57 AM |
| subtle-revenue0 | $25.00 | 9/28/2012 9:03:35 AM |
| bosco44 | $25.00 | 9/28/2012 10:03:29 AM |
| brutusbone | $25.00 | 9/28/2012 9:17:56 AM |
| TEAM-Jasper | $25.00 | 9/28/2012 10:50:07 AM |
| vivacious-truth3 | $25.00 | 9/28/2012 9:11:42 AM |
| LenderS23 | $25.00 | 9/28/2012 9:24:38 AM |
| Octavian315 | $35.00 | 9/28/2012 11:08:24 AM |
| rakem777 | $25.00 | 9/28/2012 9:26:38 AM |
| primetime | $29.55 | 9/28/2012 11:23:45 AM |
| p2p-scientist868 | $50.00 | 9/28/2012 9:27:46 AM |
| trade-solo | $25.00 | 9/28/2012 9:15:41 AM |
| transparency-river1 | $750.00 | 9/28/2012 9:16:40 AM |
| The_Lending_Muscle | $25.00 | 9/28/2012 9:31:59 AM |
| WhiteInvestor | $30.00 | 9/28/2012 9:32:23 AM |
| Investoman | $25.00 | 9/28/2012 9:19:27 AM |
| petsheep | $25.00 | 9/28/2012 12:09:29 PM |
| abasvram | $25.00 | 9/28/2012 9:36:09 AM |
| Kame | $25.00 | 9/28/2012 9:36:34 AM |
| blue-unrelenting-rupee | $25.00 | 9/28/2012 12:27:59 PM |
| funds-captain4 | $50.00 | 9/28/2012 9:37:29 AM |
| gentle-gold | $25.00 | 9/28/2012 9:38:34 AM |
| greenback-sage433 | $25.00 | 9/28/2012 12:41:18 PM |
| lostontheedge | $25.00 | 9/28/2012 9:41:42 AM |
| unforgettable-pound574 | $50.00 | 9/28/2012 9:42:04 AM |
| woodenshoes | $25.00 | 9/28/2012 9:24:56 AM |
| aabadabadoo | $50.00 | 9/28/2012 9:25:49 AM |
| blukahlua | $25.00 | 9/28/2012 1:21:14 PM |
| flexiboy35 | $25.00 | 9/28/2012 9:43:51 AM |
| srilm | $25.00 | 9/28/2012 9:44:05 AM |
| Arg3998 | $50.00 | 9/28/2012 9:31:54 AM |
| skubwa | $25.00 | 9/28/2012 9:46:34 AM |
| peripatetic | $25.00 | 9/28/2012 9:47:07 AM |
| orange-courageous-dedication | $25.00 | 9/28/2012 9:32:48 AM |
| michaelwong | $50.00 | 9/28/2012 9:48:39 AM |
| enriching-trade2 | $50.00 | 9/28/2012 9:33:19 AM |
| understanding-fairness9 | $50.00 | 9/28/2012 9:33:22 AM |
| loan-paladin470 | $25.00 | 9/28/2012 9:33:36 AM |
| js60l | $25.00 | 9/28/2012 9:50:10 AM |
| Pasagam | $50.00 | 9/28/2012 9:50:51 AM |
| donnajoy | $25.00 | 9/28/2012 9:37:39 AM |
| asset-conqueror6 | $25.00 | 9/28/2012 9:40:48 AM |
| jga516 | $25.00 | 9/28/2012 4:15:12 PM |
| jmb_lending | $25.00 | 9/28/2012 9:42:53 AM |
| cliffjumper | $25.00 | 9/28/2012 9:56:37 AM |
| benjamins-explosion142 | $25.00 | 9/28/2012 9:56:43 AM |
| cloud8 | $40.00 | 9/28/2012 4:21:40 PM |
| spencer14883 | $25.00 | 9/28/2012 9:57:31 AM |
| brstern2 | $25.00 | 9/28/2012 9:58:47 AM |
| elasermd | $50.00 | 9/28/2012 9:59:41 AM |
| FootoftheMountain | $25.00 | 9/28/2012 4:39:25 PM |
| compoundinterest | $25.00 | 9/28/2012 10:01:09 AM |
| sugybutt | $31.50 | 9/28/2012 10:02:52 AM |
| transparent-loan5 | $100.00 | 9/28/2012 10:07:52 AM |
| p1k4blu | $25.00 | 9/28/2012 9:47:36 AM |
| spenrod | $25.00 | 9/28/2012 9:48:46 AM |
| htguan | $25.00 | 9/28/2012 10:15:26 AM |
| stensonb | $25.00 | 9/28/2012 5:01:09 PM |
| useful-money715 | $25.00 | 9/28/2012 9:50:38 AM |
| friendly-felicity497 | $50.00 | 9/28/2012 5:01:19 PM |
| ideal-platinum2 | $100.00 | 9/28/2012 10:46:52 AM |
| maple1 | $75.00 | 9/28/2012 10:53:41 AM |
| realtormoises | $25.00 | 9/28/2012 9:55:17 AM |
| pragmatic-contract | $25.00 | 9/28/2012 9:56:14 AM |
| 16888 | $25.00 | 9/28/2012 9:57:00 AM |
| transparency-baton | $25.00 | 9/28/2012 10:01:07 AM |
| mike7872 | $50.00 | 9/28/2012 10:06:25 AM |
| responsive-worth5 | $25.00 | 9/28/2012 11:51:29 AM |
| runbix7 | $30.00 | 9/28/2012 1:44:20 PM |
| kalex752 | $25.00 | 9/28/2012 5:09:03 PM |
| martinatime | $50.00 | 9/28/2012 5:10:41 PM |
| affluence-wasp6 | $25.00 | 9/28/2012 2:37:14 PM |
| hostbank | $100.00 | 9/28/2012 5:11:43 PM |
| coactor | $50.00 | 9/28/2012 1:34:00 PM |
| akcoline | $25.00 | 9/28/2012 5:13:01 PM |
| lendersf | $50.00 | 9/28/2012 2:15:54 PM |
| point-bandit | $50.00 | 9/28/2012 2:23:01 PM |
| top-kindness-sensation | $25.00 | 9/28/2012 2:24:30 PM |
| Preteur | $25.00 | 9/28/2012 5:00:41 PM |
| fiddlerzvi | $50.00 | 9/28/2012 5:18:40 PM |
| Bodyboard | $102.08 | 9/28/2012 3:30:42 PM |
| aasx1108 | $25.00 | 9/28/2012 5:18:43 PM |
| everythingbagel | $100.00 | 9/28/2012 5:20:29 PM |
| the-enterprising-leverage | $50.00 | 9/28/2012 5:20:38 PM |
| peso-voyage2 | $100.00 | 9/28/2012 5:22:49 PM |
| intrepid-payment7 | $25.00 | 9/28/2012 5:24:09 PM |
| balanced-social242 | $30.00 | 9/28/2012 5:24:32 PM |
| mlender | $25.00 | 9/28/2012 5:24:37 PM |
| top-community-voyage | $50.00 | 9/28/2012 5:00:58 PM |
| jey6941 | $25.00 | 9/28/2012 5:04:22 PM |
| NOLALEND | $25.00 | 9/28/2012 5:11:46 PM |
| ebgb234 | $25.00 | 9/28/2012 5:08:03 PM |
| fortytwo | $150.00 | 9/28/2012 5:10:13 PM |
| income-excellence1 | $25.00 | 9/28/2012 5:11:08 PM |
| bds9646 | $26.00 | 9/28/2012 5:18:11 PM |
| firewomin | $25.00 | 9/28/2012 5:13:22 PM |
| cash-merry-maker | $25.00 | 9/28/2012 5:19:36 PM |
| magnificent-felicity4 | $50.00 | 9/28/2012 5:15:58 PM |
| hope-kingdom | $125.00 | 9/28/2012 5:22:31 PM |
| colbie | $25.00 | 9/28/2012 5:24:11 PM |
| bazaar-fluffy-bunny1 | $25.00 | 9/28/2012 5:21:47 PM |
| a-transparency-prodigy | $25.00 | 9/28/2012 5:21:56 PM |
| 353 Investments
|
Borrower Payment Dependent Notes Series
643981
This series of Notes was issued and sold upon the funding of the borrower loan #75384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1985 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 47y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,725 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wealth-amigo151 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/25/2012 8:30:23 AM |
| 52digital | $75.00 | 9/24/2012 6:39:21 PM |
| bellaquito | $500.00 | 9/24/2012 6:47:46 PM |
| Index_Plus | $1,250.00 | 9/25/2012 8:25:37 AM |
| receptive-affluence035 | $25.00 | 9/25/2012 8:45:36 AM |
| bewitching-dollar5 | $100.00 | 9/25/2012 9:55:15 AM |
| worthy-bid8 | $100.00 | 9/25/2012 9:58:03 AM |
| compatible-deal9 | $25.00 | 9/25/2012 12:30:48 PM |
| vigilance-spinner3 | $25.00 | 9/25/2012 3:21:34 PM |
| MI2 | $955.00 | 9/25/2012 6:23:08 PM |
| kulender | $50.00 | 9/24/2012 8:56:21 PM |
| tolerant-responsibility051 | $120.00 | 9/25/2012 9:46:06 AM |
| wise-deal-panda | $100.00 | 9/25/2012 10:06:44 AM |
| versatile-silver644 | $50.00 | 9/25/2012 2:38:33 PM |
| pierrelasvegas | $25.00 | 9/25/2012 11:58:12 AM |
| seabassx | $25.00 | 9/25/2012 2:18:16 PM |
| return-blueberry383 | $50.00 | 9/25/2012 4:06:26 PM |
| pdub | $250.00 | 9/25/2012 5:57:03 PM |
| Dubbs360 | $250.00 | 9/25/2012 5:59:30 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
644119
This series of Notes was issued and sold upon the funding of the borrower loan #75704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-24-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $334.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 93% |
|
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Teacher's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,669 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| granny-cjs |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/25/2012 8:30:23 AM |
| simplelender80 | $500.00 | 9/24/2012 5:02:46 PM |
| auction-sage | $100.00 | 9/24/2012 5:12:48 PM |
| adventurer447 | $300.00 | 9/24/2012 5:14:14 PM |
| octoberfresh | $25.00 | 9/24/2012 5:21:08 PM |
| imogen22 | $50.00 | 9/24/2012 5:08:57 PM |
| Taxman44 | $25.00 | 9/24/2012 5:45:49 PM |
| Darts | $50.00 | 9/24/2012 5:24:05 PM |
| Castellan | $50.00 | 9/24/2012 5:36:03 PM |
| logical-reward8 | $25.00 | 9/24/2012 5:37:27 PM |
| ingenious-deal6 | $25.00 | 9/24/2012 5:43:51 PM |
| community-burrito9 | $25.00 | 9/24/2012 6:39:26 PM |
| dukeiyer | $25.00 | 9/24/2012 7:09:54 PM |
| mindful-generosity1 | $50.00 | 9/24/2012 6:01:24 PM |
| Cai8899 | $25.00 | 9/24/2012 6:04:32 PM |
| bellaquito | $500.00 | 9/24/2012 6:45:08 PM |
| cash-cymbal3 | $100.00 | 9/25/2012 8:15:50 AM |
| KLCRAY | $50.00 | 9/25/2012 2:20:02 AM |
| heerzaquestion | $25.00 | 9/25/2012 4:56:19 AM |
| Digs | $25.00 | 9/25/2012 5:22:23 AM |
| MonopolyDred | $25.00 | 9/25/2012 5:27:52 AM |
| broosky2 | $100.00 | 9/25/2012 7:07:13 AM |
| compoundinterest | $25.00 | 9/25/2012 10:00:48 AM |
| julijask | $25.00 | 9/25/2012 1:42:01 PM |
| TheDorito | $50.00 | 9/25/2012 5:42:37 PM |
| nodebtin3 | $25.00 | 9/25/2012 5:44:10 PM |
| pdub | $750.00 | 9/25/2012 5:55:07 PM |
| Dubbs360 | $500.00 | 9/25/2012 5:58:54 PM |
| MI2 | $4,766.00 | 9/25/2012 6:09:28 PM |
| Kyjamune | $25.00 | 9/24/2012 5:04:18 PM |
| repayment-pagoda8 | $100.00 | 9/24/2012 5:07:25 PM |
| windguy | $50.00 | 9/24/2012 5:15:53 PM |
| calamango | $50.00 | 9/24/2012 5:38:19 PM |
| flo_rida | $100.00 | 9/24/2012 5:20:43 PM |
| excellent-funds649 | $50.00 | 9/24/2012 5:24:24 PM |
| tenacious-affluence | $25.00 | 9/24/2012 5:28:16 PM |
| bazaar-tulip | $25.00 | 9/24/2012 5:33:55 PM |
| kenji4861 | $25.00 | 9/24/2012 5:44:14 PM |
| unequivocal-return | $250.00 | 9/24/2012 7:20:48 PM |
| FWF-kinetic | $25.00 | 9/24/2012 9:14:39 PM |
| GoldenKoi | $100.00 | 9/25/2012 5:05:34 AM |
| houli123 | $50.00 | 9/24/2012 11:10:50 PM |
| bill-expert | $25.00 | 9/25/2012 8:59:01 AM |
| loyalty-hornet6 | $25.00 | 9/25/2012 6:34:41 AM |
| Index_Plus | $5,000.00 | 9/25/2012 8:04:07 AM |
| Lev8 | $25.00 | 9/25/2012 9:34:43 AM |
| Aimvest | $25.00 | 9/25/2012 9:52:00 AM |
| nevee | $35.00 | 9/25/2012 10:06:34 AM |
| wwwUniversal | $25.00 | 9/25/2012 10:32:54 AM |
| compatible-deal9 | $50.00 | 9/25/2012 12:22:24 PM |
| riskreward | $250.00 | 9/25/2012 10:35:08 AM |
| gothampark | $25.00 | 9/25/2012 10:57:48 AM |
| sentimental-cash0 | $25.00 | 9/25/2012 1:47:02 PM |
| transparency-position | $99.00 | 9/25/2012 11:43:25 AM |
| ddog0224 | $50.00 | 9/25/2012 11:59:59 AM |
| return-blueberry383 | $100.00 | 9/25/2012 3:56:15 PM |
| versatile-silver644 | $50.00 | 9/25/2012 2:38:33 PM |
| daw1878 | $50.00 | 9/25/2012 5:37:12 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
644153
This series of Notes was issued and sold upon the funding of the borrower loan #75544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 51% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $114,848 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| thrilling-cash556 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...pay quarterly insurances and monthly finances until start of new job next month
My financial situation: working part-time hours after being layed off 4 months ago
I am a good candidate for this loan because...determined to find a full-time job to help with my bills and manage my childrens' school activities just need a little to hold me over.
Monthly net income: $ approx. 2000
Monthly expenses: $
Housing: $247/month
Insurance: $approx. 1400 over 3 months
Car expenses: $512/month
Utilities: $$180/month electric
Phone, cable, internet: $187/month
Food, entertainment: $245 every 3 months
Clothing, household expenses: $
Credit cards and other loans: $486/month
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2012 1:43:18 PM |
| refresher211 | $25.00 | 9/27/2012 5:18:55 PM |
| durability-seahorse7 | $50.00 | 9/27/2012 6:21:13 PM |
| speedy-peso1 | $100.00 | 9/27/2012 5:23:05 PM |
| bewitching-dollar5 | $100.00 | 9/27/2012 5:23:48 PM |
| kurtb57 | $100.00 | 9/27/2012 10:20:14 PM |
| duty-viola | $35.00 | 9/27/2012 6:10:23 PM |
| ChoiceInvestments | $25.00 | 9/27/2012 6:42:08 PM |
| orange-useful-revenue | $32.00 | 9/28/2012 4:25:04 AM |
| KB-IRA | $100.00 | 9/27/2012 10:27:36 PM |
| keichi03 | $25.00 | 9/28/2012 6:22:50 AM |
| tolerant-responsibility051 | $500.00 | 9/28/2012 9:19:43 AM |
| thehousewife | $25.00 | 9/28/2012 5:40:51 AM |
| Mehungry | $140.75 | 9/28/2012 11:31:34 AM |
| Cookstersalibi | $25.00 | 9/28/2012 11:41:32 AM |
| helping-out | $25.00 | 9/28/2012 9:33:18 AM |
| fervent-commerce | $72.00 | 9/28/2012 1:04:57 PM |
| imogen22 | $50.00 | 9/28/2012 9:32:14 AM |
| diplomatic-wealth7 | $25.00 | 9/28/2012 3:32:13 PM |
| deal-hickory5 | $60.00 | 9/28/2012 10:03:53 AM |
| transparent-loan5 | $100.00 | 9/28/2012 10:10:36 AM |
| worthy-bid8 | $100.00 | 9/28/2012 5:04:06 PM |
| simplelender80 | $500.00 | 9/28/2012 5:07:29 PM |
| thoughtful-integrity | $25.58 | 9/28/2012 1:46:32 PM |
| Assets-Up | $25.00 | 9/28/2012 12:17:37 PM |
| dough-souffle | $25.00 | 9/28/2012 6:21:38 PM |
| the-credit-maker | $25.00 | 9/28/2012 6:24:55 PM |
| Tg-Dynasty | $25.00 | 9/28/2012 5:53:58 PM |
| principal-cooker2 | $50.00 | 9/28/2012 6:11:12 PM |
| money-baron-Roth401k | $50.00 | 9/28/2012 6:52:49 PM |
| Jimthemoo | $40.00 | 9/28/2012 6:51:55 PM |
| papaloha | $25.00 | 9/27/2012 9:40:59 PM |
| riveting-credit5 | $25.00 | 9/27/2012 5:46:40 PM |
| money-baron | $100.00 | 9/27/2012 6:33:16 PM |
| jkeller4000 | $25.00 | 9/27/2012 6:38:39 PM |
| bonafide-yield351 | $25.00 | 9/27/2012 7:59:31 PM |
| mindful-generosity1 | $50.00 | 9/28/2012 9:41:24 AM |
| rutzebach | $50.00 | 9/28/2012 12:34:03 PM |
| credit-prodigy4 | $50.00 | 9/28/2012 3:44:59 PM |
| bid-stockpiler1 | $50.00 | 9/28/2012 3:04:57 PM |
| m0rlock | $100.00 | 9/28/2012 4:49:44 PM |
| wonderous-principal083 | $25.00 | 9/28/2012 5:57:22 PM |
| productive-note2 | $50.00 | 9/28/2012 5:28:57 PM |
| svandgts | $25.00 | 9/28/2012 5:39:46 PM |
| the-laudable-peso | $40.00 | 9/28/2012 5:47:36 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:01 PM |
| wale-ld | $36.25 | 9/28/2012 6:29:17 PM |
| TheCount | $25.00 | 9/28/2012 5:59:03 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:09:07 PM |
| Lubava | $25.79 | 9/28/2012 6:29:40 PM |
| slgilligan | $50.00 | 9/28/2012 7:17:13 PM |
| sensible-fund | $17.63 | 9/28/2012 7:23:28 PM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
644171
This series of Notes was issued and sold upon the funding of the borrower loan #75252, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
9 | Length of status: | 9y 8m |
|
Amount delinquent:
| $16,761 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $65,608 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| speedy-benjamins5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...help with personal expenses
My financial situation:
I am a good candidate for this loan because...I am a hard working professional with 25 years of work experience.
Monthly net income: $11000
Monthly expenses: $8000
Housing: $3700
Insurance: $100
Car expenses: $1000
Utilities: $100
Phone, cable, internet: $300
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $2000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pdub | $250.00 | 9/25/2012 5:57:16 PM |
| open-minded-p2p1 | $25.00 | 9/25/2012 6:25:29 PM |
| roux | $25.00 | 9/25/2012 7:41:58 PM |
| SecondChanceLendingSERV | $26.50 | 9/26/2012 8:45:16 AM |
| receptive-affluence035 | $25.00 | 9/26/2012 10:30:29 AM |
| korby524 | $25.00 | 9/26/2012 11:06:48 AM |
| leverage-monger | $25.00 | 9/26/2012 11:11:34 AM |
| billybragg | $25.00 | 9/26/2012 3:46:05 PM |
| paytonbrigadier | $250.00 | 9/26/2012 7:06:57 PM |
| continental2 | $40.40 | 9/26/2012 9:28:58 PM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:34 PM |
| chroman | $50.00 | 9/27/2012 4:49:13 AM |
| imbaldjerry | $25.00 | 9/26/2012 8:36:50 PM |
| helping-out | $30.00 | 9/27/2012 5:39:51 AM |
| rutzebach | $50.00 | 9/27/2012 12:37:05 PM |
| cp-family | $26.00 | 9/27/2012 5:43:19 PM |
| joey1011 | $25.00 | 9/28/2012 8:06:00 AM |
| payout-thinker7 | $25.00 | 9/28/2012 7:52:22 AM |
| cash-reaction2 | $25.00 | 9/28/2012 9:55:59 AM |
| fervent-commerce | $36.00 | 9/28/2012 1:03:03 PM |
| revenue-magnolia | $50.00 | 9/28/2012 3:28:50 PM |
| HoldenGroupLending | $41.00 | 9/28/2012 9:39:14 AM |
| credit-prodigy4 | $50.00 | 9/28/2012 3:44:58 PM |
| ferocious-wealth0 | $30.34 | 9/28/2012 10:24:33 AM |
| coloradoadam | $25.00 | 9/28/2012 10:46:58 AM |
| env | $25.00 | 9/28/2012 12:38:10 PM |
| Borikuoso | $50.00 | 9/28/2012 11:06:57 AM |
| sportract05 | $50.00 | 9/28/2012 1:26:06 PM |
| loan-oasis4 | $25.00 | 9/28/2012 1:40:51 PM |
| miamibeachloaner | $21.62 | 9/28/2012 5:21:13 PM |
| economy-shrubbery6 | $25.00 | 9/28/2012 5:03:30 PM |
| m0rlock | $100.00 | 9/28/2012 4:49:40 PM |
| dedicated-transaction796 | $25.00 | 9/28/2012 5:14:33 PM |
| responsibility-butterfly | $25.00 | 9/26/2012 6:10:08 PM |
| california111 | $100.00 | 9/25/2012 10:54:50 PM |
| tolerant-responsibility051 | $500.00 | 9/25/2012 8:58:09 PM |
| papaloha | $25.00 | 9/25/2012 8:03:59 PM |
| durability-seahorse7 | $25.00 | 9/26/2012 3:01:25 AM |
| reasonable-nickel6 | $25.00 | 9/26/2012 9:01:17 AM |
| worthy-bid8 | $100.00 | 9/26/2012 10:21:56 AM |
| dollardave | $50.00 | 9/26/2012 2:55:19 PM |
| deal-hickory5 | $100.00 | 9/26/2012 5:06:32 PM |
| UstedEsElHombre | $100.00 | 9/26/2012 6:45:21 PM |
| fair-gain8 | $25.00 | 9/26/2012 6:46:57 PM |
| impala6464 | $27.97 | 9/26/2012 6:12:13 PM |
| businessbroker101 | $25.00 | 9/26/2012 6:16:37 PM |
| social-pear9 | $25.00 | 9/26/2012 7:29:35 PM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:05:56 PM |
| capital-javelin3 | $50.00 | 9/27/2012 6:26:31 AM |
| first-serene-credit | $25.00 | 9/26/2012 11:55:48 PM |
| the-laudable-peso | $40.00 | 9/27/2012 9:14:13 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:28 AM |
| speedy-peso1 | $100.00 | 9/27/2012 5:22:57 PM |
| GourmetPizzaGuy | $44.17 | 9/27/2012 4:13:53 PM |
| 907 | $25.00 | 9/27/2012 10:53:42 PM |
| yield-hut | $25.00 | 9/28/2012 4:37:58 AM |
| progressive-penny0 | $25.00 | 9/27/2012 6:57:09 PM |
| MBBinthBK | $25.00 | 9/27/2012 8:19:14 PM |
| restless-payment312 | $500.00 | 9/28/2012 9:18:35 AM |
| preeminant-moola6 | $25.00 | 9/28/2012 9:56:24 AM |
| reward-adventure | $50.00 | 9/28/2012 9:09:44 AM |
| thoughtful-integrity | $25.00 | 9/28/2012 1:44:54 PM |
| diplomatic-wealth7 | $25.00 | 9/28/2012 3:32:11 PM |
| seineil | $75.00 | 9/28/2012 9:46:38 AM |
| sgt-schultz | $41.00 | 9/28/2012 11:07:03 AM |
| Finestra1972 | $25.00 | 9/28/2012 9:59:55 AM |
| Credit4Talent | $25.00 | 9/28/2012 10:21:41 AM |
| Helping-U-Succeed | $25.00 | 9/28/2012 10:24:58 AM |
| well-rounded-finance924 | $40.00 | 9/28/2012 12:53:29 PM |
| durability-ace9 | $30.00 | 9/28/2012 5:01:21 PM |
| 70 Investments
|
Borrower Payment Dependent Notes Series
644187
This series of Notes was issued and sold upon the funding of the borrower loan #75502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $71.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1984 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
7 | Length of status: | 14y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,100 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| green-wealth-cannon |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
consolidate ccd/xmas trip
Purpose of loan:
This loan will be used to...purchase fuel oil for the winter, make minor improvements to reduce heating cost and increase
My financial situation:
I am a good candidate for this loan because...I always pay me debts and pay them on time, will use some of this money to pay off smaller credit card balances
Monthly net income: $2412
Monthly expenses: $2288
Housing: $ 900
Insurance: $ 110
Car expenses: $ 415
Utilities: $ 85
Phone, cable, internet: $ 20
Food, entertainment: $ 75
Clothing, household expenses: $ 25
Credit cards and other loans: $ 638
Other expenses: $ 20
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| the-truth-hercules | $100.00 | 9/28/2012 5:01:53 PM |
| vutah | $35.00 | 9/28/2012 5:04:22 PM |
| azazle | $50.00 | 9/28/2012 5:04:40 PM |
| pierrelasvegas | $25.00 | 9/28/2012 5:01:24 PM |
| wonder3 | $25.00 | 9/28/2012 5:02:14 PM |
| MoneyForNothing | $25.01 | 9/28/2012 5:03:42 PM |
| affluence-microscope2 | $200.00 | 9/28/2012 5:04:41 PM |
| rate-hawk | $25.00 | 9/28/2012 5:01:45 PM |
| ryan6853 | $25.11 | 9/28/2012 5:03:56 PM |
| money-surge1 | $25.00 | 9/28/2012 5:05:28 PM |
| credit-missile | $125.00 | 9/28/2012 5:02:21 PM |
| fcrick | $25.00 | 9/28/2012 5:02:23 PM |
| commitment-neutron1 | $200.00 | 9/28/2012 5:03:22 PM |
| money-baron-roth-IRA | $50.00 | 9/28/2012 5:03:45 PM |
| industrious-transparency6 | $25.00 | 9/28/2012 5:01:04 PM |
| restless-currency | $40.00 | 9/28/2012 5:02:08 PM |
| tech310 | $50.00 | 9/28/2012 5:02:10 PM |
| rcm87 | $50.00 | 9/28/2012 5:02:44 PM |
| geuvera-capital | $25.00 | 9/28/2012 5:03:06 PM |
| Beld | $50.00 | 9/28/2012 5:05:23 PM |
| money-baron | $100.00 | 9/28/2012 5:00:43 PM |
| ready-justice7 | $50.00 | 9/28/2012 5:05:32 PM |
| durability-ace9 | $30.00 | 9/28/2012 5:01:23 PM |
| Zane314 | $50.00 | 9/28/2012 5:02:04 PM |
| zipemdown | $25.00 | 9/28/2012 5:02:28 PM |
| order-tamale | $400.00 | 9/28/2012 5:04:10 PM |
| velocityasaurus-rex4 | $100.00 | 9/28/2012 5:04:49 PM |
| lowrater | $100.60 | 9/28/2012 5:05:28 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
644465
This series of Notes was issued and sold upon the funding of the borrower loan #75378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-24-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $385.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 14y 5m |
|
Amount delinquent:
| $4,745 |
Total credit lines:
| 21 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $767 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dime-demon7 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2011)
|
|
Principal balance:
| $6,222.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| social-aspen097 | $300.00 | 9/24/2012 5:03:17 PM |
| affluence-microscope2 | $200.00 | 9/24/2012 5:02:17 PM |
| first-careful-currency | $300.00 | 9/24/2012 5:01:31 PM |
| BlindJoeDeath | $50.00 | 9/24/2012 5:01:41 PM |
| Sefotonga | $25.00 | 9/24/2012 5:03:13 PM |
| worth-blanket2 | $13,500.00 | 9/24/2012 5:03:26 PM |
| urbane-income7 | $25.00 | 9/24/2012 5:03:09 PM |
| DL-JL | $25.00 | 9/24/2012 5:01:35 PM |
| resolute-worth4 | $50.00 | 9/24/2012 5:02:23 PM |
| simplelender80 | $500.00 | 9/24/2012 5:02:50 PM |
| Retired_Senior | $250.00 | 9/24/2012 5:03:07 PM |
| durability-seahorse7 | $50.00 | 9/24/2012 5:03:24 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
644585
This series of Notes was issued and sold upon the funding of the borrower loan #75680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $427.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1978 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 33y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,656 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| riveting-power2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...consolidate outstanding debt
My financial situation: Wells Fargo
I am a good candidate for this loan because...I am in a position to consolidate several outstanding debts and could have the capability to pay this loan off early and by doing so increase my credit raing. I always work hard to repay any debt that I have.
Monthly net income: $6,000.00
Monthly expenses: $750.00
Housing: $200.00
Insurance: $75.00
Car expenses: $250.00
Utilities: $50.00
Phone, cable, internet: $225.00
Food, entertainment: $250.00
Clothing, household expenses: $100.00
Credit cards and other loans: $2300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 9/29/2012 12:02:07 PM |
| responsibility-butterfly | $25.00 | 9/30/2012 6:50:34 AM |
| Wangchuk | $25.12 | 9/29/2012 12:02:36 PM |
| asset-professor | $25.00 | 9/29/2012 12:06:20 PM |
| competent-commitment5 | $25.00 | 9/29/2012 12:07:42 PM |
| DasMula | $25.00 | 9/29/2012 12:10:33 PM |
| silver-trident5 | $259.00 | 9/29/2012 12:13:47 PM |
| handy-justice | $50.00 | 9/29/2012 12:17:11 PM |
| scholarly-order6 | $100.00 | 9/29/2012 12:04:35 PM |
| janeybooboo | $75.00 | 9/29/2012 12:08:14 PM |
| NickelSteamroller | $35.00 | 9/29/2012 12:44:51 PM |
| RGlad | $250.00 | 9/29/2012 12:04:35 PM |
| Starica | $150.00 | 9/29/2012 1:17:31 PM |
| duty-viola | $35.00 | 9/29/2012 12:29:18 PM |
| EarlyRiser | $250.00 | 9/29/2012 1:18:13 PM |
| mindful-generosity1 | $50.00 | 9/29/2012 12:49:32 PM |
| Dave0 | $25.00 | 9/29/2012 12:49:08 PM |
| wildanne | $50.00 | 9/29/2012 12:52:45 PM |
| WalnutCreekguy | $50.00 | 9/29/2012 1:47:14 PM |
| first-pragmatic-power | $25.00 | 9/29/2012 1:37:54 PM |
| 52digital | $75.00 | 9/29/2012 2:09:05 PM |
| houli123 | $25.00 | 9/29/2012 1:47:47 PM |
| missing-link | $25.00 | 9/29/2012 2:18:06 PM |
| wise-charming-reward | $500.00 | 9/29/2012 2:38:01 PM |
| Leshan | $50.00 | 9/29/2012 6:00:54 PM |
| lovely-currency3 | $50.00 | 9/29/2012 2:13:39 PM |
| tech310 | $50.00 | 9/29/2012 2:43:59 PM |
| Laissez-faire | $50.00 | 9/29/2012 2:31:14 PM |
| john0720 | $25.00 | 9/29/2012 2:35:12 PM |
| scoobiedoo | $40.00 | 9/29/2012 3:06:21 PM |
| BBsapphire-2-loan | $100.00 | 9/29/2012 10:29:08 PM |
| Jabez | $50.00 | 9/29/2012 3:46:04 PM |
| LoanerPrincipal | $25.00 | 9/29/2012 3:02:51 PM |
| Digger85 | $100.00 | 9/30/2012 6:53:21 AM |
| VirginiaBuckeye | $100.00 | 9/29/2012 6:24:49 PM |
| stock106 | $25.00 | 9/30/2012 8:07:26 AM |
| graceful-investment | $106.00 | 9/29/2012 4:21:55 PM |
| jhouman | $50.00 | 9/30/2012 8:25:34 AM |
| marketplace-singularity3 | $65.00 | 9/29/2012 6:28:19 PM |
| erowis | $25.00 | 9/29/2012 8:39:55 PM |
| bonus-seahorse | $25.00 | 9/30/2012 11:22:23 AM |
| otherwisedisposed | $100.00 | 9/29/2012 7:52:54 PM |
| Mailmon | $25.00 | 9/30/2012 11:41:24 AM |
| california111 | $100.00 | 9/30/2012 11:20:49 AM |
| KindCharmingReflective-affluence | $25.00 | 9/30/2012 11:22:27 AM |
| geechee | $25.00 | 9/30/2012 1:54:10 PM |
| GCSS | $25.00 | 9/30/2012 1:55:22 PM |
| thelovebug | $100.00 | 9/30/2012 12:30:15 PM |
| sensible-fund | $25.00 | 9/30/2012 5:33:31 PM |
| one-midas | $35.00 | 9/30/2012 4:22:01 PM |
| phenomenal-rate1 | $500.00 | 9/30/2012 5:17:41 PM |
| COCHINOBOY | $40.00 | 9/30/2012 5:29:36 PM |
| commerce-venture1 | $25.00 | 9/29/2012 12:06:59 PM |
| VirginiaBuckeye | $250.00 | 9/29/2012 12:38:58 PM |
| brainy-return234 | $25.00 | 9/29/2012 12:10:16 PM |
| selector568 | $300.00 | 9/29/2012 12:08:34 PM |
| zipemdown | $25.00 | 9/29/2012 12:16:24 PM |
| rautility | $50.00 | 9/29/2012 12:38:16 PM |
| credit-czar5 | $25.00 | 9/29/2012 1:47:19 PM |
| haplender | $50.00 | 9/29/2012 1:55:04 PM |
| angelinvestor2 | $40.00 | 9/29/2012 2:01:07 PM |
| Tradesmanlender | $25.00 | 9/29/2012 2:03:29 PM |
| cash-mad-scientist3 | $25.00 | 9/29/2012 1:41:12 PM |
| platinum-boss2 | $25.00 | 9/29/2012 2:20:09 PM |
| vutah | $45.00 | 9/29/2012 1:52:05 PM |
| supreme-treasure8 | $100.00 | 9/29/2012 2:00:37 PM |
| Nipper99 | $100.00 | 9/29/2012 2:32:49 PM |
| money-baron | $100.00 | 9/29/2012 3:03:14 PM |
| SLN-10 | $50.00 | 9/29/2012 3:08:49 PM |
| thrifty-capital | $38.00 | 9/29/2012 3:18:54 PM |
| berniemadeoff | $25.00 | 9/29/2012 2:37:09 PM |
| sweetsassymolassy | $25.00 | 9/29/2012 2:40:11 PM |
| cash-strawberry3 | $25.00 | 9/29/2012 2:26:14 PM |
| apostle901 | $25.00 | 9/29/2012 2:53:50 PM |
| FWF-kinetic | $25.00 | 9/29/2012 10:11:50 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:39:35 PM |
| gotjack-IRA | $50.00 | 9/29/2012 3:51:51 PM |
| Colorado2006 | $26.19 | 9/30/2012 4:43:22 AM |
| ferpeiks | $100.00 | 9/30/2012 5:26:27 AM |
| bid-stockpiler1 | $57.58 | 9/30/2012 6:32:23 AM |
| open-minded-p2p1 | $25.00 | 9/29/2012 3:04:32 PM |
| wonder3 | $25.00 | 9/29/2012 7:32:47 PM |
| hopeful_lender | $100.00 | 9/29/2012 4:35:11 PM |
| green-high-five7 | $25.00 | 9/29/2012 5:09:26 PM |
| dollar-idol7 | $25.00 | 9/29/2012 5:37:09 PM |
| philantist | $25.00 | 9/29/2012 10:00:21 PM |
| revenue-tamer3 | $25.00 | 9/30/2012 12:28:01 PM |
| mammalian4 | $25.00 | 9/30/2012 11:23:21 AM |
| MI2 | $3,500.00 | 9/30/2012 10:06:11 AM |
| intuitive-velocity4 | $25.00 | 9/30/2012 12:30:40 PM |
| special-dinero553 | $25.00 | 9/30/2012 5:26:25 PM |
| SimpleChoice | $25.00 | 9/30/2012 12:53:43 PM |
| speedy-peso1 | $100.00 | 9/30/2012 5:30:42 PM |
| majestic-note6 | $200.00 | 9/30/2012 5:31:43 PM |
| LeReve | $73.11 | 9/30/2012 5:35:36 PM |
| Nickle-Back | $30.00 | 9/30/2012 1:29:08 PM |
| 96 Investments
|
Borrower Payment Dependent Notes Series
644659
This series of Notes was issued and sold upon the funding of the borrower loan #75661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 478% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 29
/
27 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 66 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $66,917 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rate-lotus2 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| refresher211 | $25.00 | 9/24/2012 9:11:49 AM |
| riveting-credit5 | $25.00 | 9/24/2012 9:02:21 AM |
| duty-viola | $35.00 | 9/24/2012 9:45:50 AM |
| PrimeFunding | $25.00 | 9/24/2012 10:00:44 AM |
| Zingaro | $25.00 | 9/24/2012 10:11:46 AM |
| let_me_retire | $25.00 | 9/24/2012 12:52:24 PM |
| EnglishGeekInNYC | $50.00 | 9/24/2012 10:18:17 AM |
| asset-linkage | $25.00 | 9/24/2012 10:11:44 AM |
| money-baron | $100.00 | 9/24/2012 10:18:25 AM |
| 52digital | $75.00 | 9/24/2012 10:44:27 AM |
| bellaquito | $500.00 | 9/24/2012 10:56:45 AM |
| determined-economy460 | $25.00 | 9/24/2012 9:20:11 AM |
| mindful-generosity1 | $50.00 | 9/24/2012 9:46:16 AM |
| mad-scientist418 | $25.00 | 9/24/2012 12:15:56 PM |
| rabbidlender | $25.00 | 9/24/2012 12:53:30 PM |
| benevolent-marketplace4 | $965.00 | 9/24/2012 1:50:36 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
644801
This series of Notes was issued and sold upon the funding of the borrower loan #75754, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $410.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 7y 0m |
|
Amount delinquent:
| $286 |
Total credit lines:
| 37 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $4,168 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unrivaled-dough853 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Transportation
Purpose of loan:
This loan will be used to... Buy Trucks
My financial situation:
I am a good candidate for this loan because... I pay my bills
Monthly net income: $755
Monthly expenses: $
Housing: $505
Insurance: $150
Car expenses: $673
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| magnificent-felicity4 | $25.00 | 9/28/2012 5:11:00 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:18:54 PM |
| LeReve | $500.00 | 9/28/2012 5:25:31 PM |
| andrew491 | $50.00 | 9/28/2012 5:29:14 PM |
| houli123 | $25.00 | 9/28/2012 5:53:29 PM |
| thrifty-generosity222 | $50.00 | 9/28/2012 5:55:36 PM |
| bazaar-tulip | $25.00 | 9/28/2012 6:08:18 PM |
| duty-viola | $35.00 | 9/28/2012 5:32:09 PM |
| Comoparklender | $25.00 | 9/28/2012 6:54:19 PM |
| hope-hickory | $50.00 | 9/28/2012 8:28:16 PM |
| money-bauble | $100.00 | 9/28/2012 6:10:12 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:07:58 PM |
| thankful-nickel2 | $25.00 | 9/28/2012 6:30:28 PM |
| Splangy613 | $25.00 | 9/28/2012 6:14:41 PM |
| SLN-10 | $30.00 | 9/28/2012 6:43:57 PM |
| irrelevant | $50.00 | 9/29/2012 7:54:05 AM |
| papaloha | $25.00 | 9/28/2012 7:52:23 PM |
| mcgillis99 | $50.00 | 9/28/2012 8:52:24 PM |
| loyalty-sherpa | $25.00 | 9/29/2012 12:00:42 PM |
| haplender | $100.00 | 9/29/2012 8:40:05 AM |
| greenwell | $50.00 | 9/29/2012 10:03:08 AM |
| CAGE-Investments | $25.00 | 9/29/2012 12:14:30 PM |
| affluence-kingdom9 | $100.00 | 9/29/2012 10:07:01 AM |
| Aliso-Viejo | $30.00 | 9/29/2012 12:37:44 PM |
| paytonbrigadier | $250.00 | 9/29/2012 1:22:10 PM |
| upright-silver | $25.00 | 9/29/2012 1:30:58 PM |
| TrekTune | $25.00 | 9/29/2012 1:38:33 PM |
| industrious-kindness152 | $100.00 | 9/29/2012 1:39:03 PM |
| witty-credit467 | $25.00 | 9/29/2012 1:47:51 PM |
| Cheburashka | $30.00 | 9/29/2012 1:48:02 PM |
| omniviper | $25.00 | 9/29/2012 1:50:23 PM |
| restless-currency | $40.00 | 9/29/2012 1:53:00 PM |
| velocity-pear | $25.00 | 9/29/2012 1:55:46 PM |
| ferris2484 | $25.00 | 9/29/2012 1:56:50 PM |
| 1randyp | $25.00 | 9/29/2012 1:21:26 PM |
| sharpey | $25.00 | 9/29/2012 1:35:25 PM |
| alexander-hamilton | $250.00 | 9/29/2012 1:26:10 PM |
| spark548 | $25.00 | 9/29/2012 1:37:24 PM |
| durability-mad-scientist4 | $95.00 | 9/29/2012 1:29:39 PM |
| SkepticalBen | $25.00 | 9/29/2012 1:41:30 PM |
| vestratech | $25.00 | 9/29/2012 1:34:06 PM |
| investment-kingdom | $25.00 | 9/29/2012 2:05:26 PM |
| life-is-great | $25.00 | 9/29/2012 2:06:07 PM |
| GatorBux | $36.00 | 9/29/2012 1:44:18 PM |
| ineba | $25.00 | 9/29/2012 1:36:36 PM |
| rescue | $100.00 | 9/29/2012 1:36:40 PM |
| figs4u2 | $100.00 | 9/29/2012 2:07:34 PM |
| tender-commerce8 | $50.00 | 9/29/2012 1:46:52 PM |
| listing-escalator9 | $25.00 | 9/29/2012 1:48:50 PM |
| p2p-czar3 | $25.00 | 9/29/2012 1:50:00 PM |
| social-cocktail1 | $200.00 | 9/29/2012 1:50:28 PM |
| upright-commitment5 | $25.00 | 9/29/2012 1:44:24 PM |
| best-charming-leverage | $50.00 | 9/29/2012 1:44:42 PM |
| benjamins-utopia | $100.00 | 9/29/2012 1:46:23 PM |
| fortytwo | $150.00 | 9/29/2012 2:14:03 PM |
| lakehavasu88 | $25.00 | 9/29/2012 1:48:36 PM |
| handshake5 | $100.00 | 9/29/2012 2:19:14 PM |
| astute-wealth8 | $25.00 | 9/29/2012 1:56:46 PM |
| statuesque-affluence058 | $25.00 | 9/29/2012 1:50:04 PM |
| wwwUniversal | $25.00 | 9/29/2012 2:21:59 PM |
| mercuriant | $25.00 | 9/29/2012 1:58:40 PM |
| red-luminous-gain | $25.00 | 9/29/2012 1:51:52 PM |
| I_Really_Hate_Banks | $25.00 | 9/29/2012 1:52:32 PM |
| nodebtin3 | $25.00 | 9/29/2012 1:53:06 PM |
| angelinvestor2 | $40.00 | 9/29/2012 2:00:58 PM |
| the-profit-oracle | $25.00 | 9/29/2012 2:01:49 PM |
| respectful-note5 | $25.00 | 9/29/2012 2:34:17 PM |
| capital-owner4 | $50.00 | 9/29/2012 2:03:42 PM |
| Bookophile | $50.00 | 9/29/2012 2:05:23 PM |
| selector568 | $300.00 | 9/29/2012 2:41:11 PM |
| money-vista | $25.00 | 9/29/2012 2:06:48 PM |
| riskadverse44 | $25.00 | 9/29/2012 1:59:05 PM |
| financial-frenzy | $50.00 | 9/29/2012 2:04:53 PM |
| hope-gadget | $25.00 | 9/29/2012 2:17:59 PM |
| unforgettable-wealth4 | $50.00 | 9/29/2012 2:13:10 PM |
| Greenbak | $25.00 | 9/29/2012 2:51:22 PM |
| engrossing-commerce | $25.00 | 9/29/2012 2:40:14 PM |
| Cookstersalibi | $25.00 | 9/29/2012 3:05:01 PM |
| thorough-capital799 | $25.00 | 9/30/2012 8:00:21 AM |
| Smallbear | $25.00 | 9/30/2012 12:16:41 PM |
| dougm | $25.00 | 9/30/2012 10:15:51 AM |
| Cedm44 | $33.61 | 9/30/2012 11:23:36 AM |
| california111 | $100.00 | 9/30/2012 4:02:21 PM |
| LoisLoan | $25.00 | 9/30/2012 5:29:11 PM |
| platinum-bumblebee227 | $25.00 | 9/30/2012 5:37:30 PM |
| receptive-affluence035 | $25.00 | 10/1/2012 8:49:33 AM |
| extraordinary-dollar7 | $25.00 | 9/30/2012 10:41:19 PM |
| PrimeFunding | $50.00 | 10/1/2012 2:27:39 AM |
| bent300 | $50.00 | 10/1/2012 9:29:50 AM |
| Munnie | $25.00 | 10/1/2012 6:00:54 AM |
| Garnet123 | $25.00 | 10/1/2012 8:04:10 AM |
| capital-investor8 | $25.00 | 10/1/2012 8:45:34 AM |
| sohuge1234 | $25.00 | 10/1/2012 10:05:08 AM |
| scrappy-fairness639 | $25.00 | 10/1/2012 10:10:37 AM |
| benefit-admirer8 | $25.00 | 10/1/2012 10:10:45 AM |
| RufusGreyhound | $50.00 | 10/1/2012 12:00:13 PM |
| Iamthewalrus | $25.00 | 10/1/2012 11:05:43 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:31 AM |
| Sabo | $30.00 | 10/1/2012 12:51:53 PM |
| community-seahorse0 | $25.00 | 10/1/2012 12:01:31 PM |
| p40thawk | $25.00 | 10/1/2012 12:34:00 PM |
| responsibility-butterfly | $25.00 | 9/29/2012 7:45:27 AM |
| tech310 | $50.00 | 9/28/2012 5:02:11 PM |
| supreme-treasure8 | $100.00 | 9/28/2012 5:44:15 PM |
| WalnutCreekguy | $50.00 | 9/28/2012 5:20:54 PM |
| benevolent-marketplace4 | $2,500.00 | 9/28/2012 6:11:51 PM |
| rbettenc | $25.00 | 9/29/2012 7:25:49 AM |
| real-return2 | $26.00 | 9/28/2012 7:11:56 PM |
| thrifty-capital | $25.00 | 9/28/2012 7:02:53 PM |
| AAe | $30.00 | 9/29/2012 8:45:05 AM |
| pierrelasvegas | $25.00 | 9/28/2012 7:22:33 PM |
| Quiza12 | $100.00 | 9/29/2012 7:07:53 AM |
| zorg77 | $25.00 | 9/29/2012 7:44:47 AM |
| Bob450 | $25.00 | 9/29/2012 8:37:36 AM |
| bob450-roth | $25.00 | 9/29/2012 9:04:49 AM |
| rautility | $50.00 | 9/29/2012 10:04:05 AM |
| desertoasis | $50.00 | 9/29/2012 11:48:24 AM |
| zipemdown | $25.00 | 9/29/2012 12:16:12 PM |
| Dave0 | $25.00 | 9/29/2012 12:48:53 PM |
| Banker7371 | $25.00 | 9/29/2012 1:39:25 PM |
| daisuke | $25.00 | 9/29/2012 1:14:21 PM |
| zeelender | $25.00 | 9/29/2012 1:43:07 PM |
| treasure-widget | $25.00 | 9/29/2012 1:43:09 PM |
| treasure-pipeline | $25.00 | 9/29/2012 1:48:12 PM |
| miked8303 | $50.00 | 9/29/2012 1:55:43 PM |
| hope-equation | $25.00 | 9/29/2012 1:56:26 PM |
| prohelper | $25.00 | 9/29/2012 1:31:21 PM |
| best-witty-income | $25.00 | 9/29/2012 1:32:45 PM |
| Beld | $50.00 | 9/29/2012 1:30:02 PM |
| studious-bonus7 | $100.00 | 9/29/2012 2:03:54 PM |
| bnlforever | $25.00 | 9/29/2012 2:06:45 PM |
| CJLENDER | $25.00 | 9/29/2012 1:45:17 PM |
| SummitAdvisors | $45.00 | 9/29/2012 1:36:11 PM |
| SRK_FROM_WA | $25.00 | 9/29/2012 2:08:00 PM |
| awe-inspiring-commitment972 | $50.00 | 9/29/2012 1:38:48 PM |
| revolutionary082 | $27.27 | 9/29/2012 1:39:49 PM |
| unassailable-funds754 | $25.00 | 9/29/2012 1:40:53 PM |
| musegaze | $50.00 | 9/29/2012 2:10:10 PM |
| yield-trader | $25.00 | 9/29/2012 1:51:00 PM |
| red-power-pecan | $50.00 | 9/29/2012 1:52:11 PM |
| Takeover22 | $100.00 | 9/29/2012 2:11:42 PM |
| pound-ace | $25.00 | 9/29/2012 2:13:30 PM |
| yield-lion | $25.00 | 9/29/2012 1:46:12 PM |
| zone6 | $100.00 | 9/29/2012 2:15:18 PM |
| transaction-locomotive183 | $25.00 | 9/29/2012 1:48:32 PM |
| EL_Papin | $25.00 | 9/29/2012 2:26:34 PM |
| velocity-solo | $25.00 | 9/29/2012 2:31:35 PM |
| authentic-liberty7 | $25.00 | 9/29/2012 2:32:01 PM |
| Track-Layer | $100.00 | 9/29/2012 2:02:02 PM |
| magnitude787 | $30.00 | 9/29/2012 2:02:50 PM |
| tolerant-truth2 | $50.00 | 9/29/2012 2:40:50 PM |
| rate-mogul | $50.00 | 9/29/2012 1:57:57 PM |
| impressive-dough4 | $25.00 | 9/29/2012 2:09:15 PM |
| ijspence | $25.00 | 9/29/2012 2:00:46 PM |
| indomitable-dedication | $25.00 | 9/29/2012 2:10:52 PM |
| 6moonbeams | $50.00 | 9/29/2012 2:03:05 PM |
| gizzywump | $25.00 | 9/29/2012 2:04:14 PM |
| riproaringrapids | $50.00 | 9/29/2012 2:09:18 PM |
| help4u | $50.00 | 9/29/2012 5:28:04 PM |
| networks4ever | $25.00 | 9/29/2012 2:25:38 PM |
| Leshan | $50.00 | 9/29/2012 5:51:49 PM |
| compassionate-auction6 | $150.00 | 9/29/2012 2:13:43 PM |
| Palacios | $50.00 | 9/29/2012 2:28:05 PM |
| spiritual-social3 | $25.00 | 9/29/2012 2:29:59 PM |
| commerce-renewal | $70.00 | 9/29/2012 8:59:28 PM |
| first-pragmatic-power | $25.00 | 9/29/2012 2:40:05 PM |
| luminous-finance9 | $26.00 | 9/30/2012 5:31:58 AM |
| money-baron | $100.00 | 9/29/2012 3:03:08 PM |
| indomitable-economy8 | $25.00 | 9/29/2012 3:05:15 PM |
| frooogal | $25.00 | 9/29/2012 5:16:32 PM |
| CalBear08 | $33.33 | 9/30/2012 12:21:59 AM |
| bettndon | $80.00 | 9/30/2012 5:29:47 AM |
| ouyangers | $25.00 | 9/30/2012 6:22:34 AM |
| credit-adventurer313 | $25.00 | 9/30/2012 8:38:41 AM |
| 1stPlace | $50.00 | 9/30/2012 8:54:25 AM |
| ns2397 | $25.00 | 9/30/2012 10:37:34 AM |
| mammalian4 | $25.00 | 9/30/2012 11:26:38 AM |
| revenue-tamer3 | $25.00 | 9/30/2012 12:27:59 PM |
| kulender | $100.00 | 9/30/2012 8:13:08 PM |
| giftgold | $25.00 | 9/30/2012 3:48:57 PM |
| compassion-pagoda3 | $25.00 | 10/1/2012 3:22:26 AM |
| notupdated | $25.00 | 9/30/2012 4:37:44 PM |
| money-yeller | $50.00 | 10/1/2012 6:14:08 AM |
| commerce-enlistment | $50.00 | 10/1/2012 6:50:39 AM |
| netg | $25.83 | 10/1/2012 7:38:11 AM |
| systematic-loan | $25.00 | 10/1/2012 8:09:21 AM |
| CJMC | $25.00 | 9/30/2012 7:40:42 PM |
| atbright | $25.00 | 9/30/2012 9:34:32 PM |
| best-active-listing | $25.00 | 9/30/2012 11:33:08 PM |
| proper-exchange8 | $100.00 | 9/30/2012 11:40:53 PM |
| platinum-exec1 | $50.00 | 10/1/2012 5:55:43 AM |
| Use_It_Wisely | $25.00 | 10/1/2012 8:03:10 AM |
| patriot897 | $25.00 | 10/1/2012 8:20:10 AM |
| Touchette | $25.00 | 10/1/2012 8:28:13 AM |
| blue-unrelenting-rupee | $25.00 | 10/1/2012 8:55:26 AM |
| revenue-serenity | $25.00 | 10/1/2012 9:51:43 AM |
| RoyFauntleroy | $25.00 | 10/1/2012 10:15:36 AM |
| jamiee73 | $25.00 | 10/1/2012 10:27:08 AM |
| Obiwan_Kanobi | $25.00 | 10/1/2012 9:42:51 AM |
| tolerant-responsibility051 | $2,000.00 | 10/1/2012 11:49:48 AM |
| und-alum | $25.00 | 10/1/2012 10:14:21 AM |
| soulful-p2p432 | $25.00 | 10/1/2012 10:59:44 AM |
| green-fund-sitar | $50.00 | 10/1/2012 11:06:38 AM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:07 AM |
| leverage-monger | $8.96 | 10/1/2012 1:09:52 PM |
| 205 Investments
|
Borrower Payment Dependent Notes Series
644979
This series of Notes was issued and sold upon the funding of the borrower loan #75550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
4 | Length of status: | 1y 4m |
|
Amount delinquent:
| $35,794 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,736 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| intuitive-listing328 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...do some repairs on my car and some other things around the house I have to get fixed.
My financial situation: Good but ran a little short of cash.
I am a good candidate for this loan because...I went through a period where I was unemployed and now I am back I my feet and caught up. I am trying to fix my credit as I continue.
Monthly net income: $4600 plus commission
Monthly expenses: $
Housing: $2864.30
Insurance: $110.00
Car expenses: $0
Utilities: $300
Phone, cable, internet: $175.00
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/29/2012 7:45:28 AM |
| bewitching-dollar5 | $100.00 | 9/28/2012 5:08:35 PM |
| irrelevant | $50.00 | 9/29/2012 7:53:33 AM |
| papaloha | $25.00 | 9/28/2012 7:52:23 PM |
| california111 | $100.00 | 9/28/2012 9:49:21 PM |
| affluence-kingdom9 | $25.00 | 9/29/2012 10:09:25 AM |
| unassailable-funds754 | $25.00 | 9/29/2012 9:14:48 AM |
| marala4285 | $35.00 | 9/29/2012 10:46:52 AM |
| diplomatic-wealth7 | $25.00 | 9/29/2012 1:38:11 PM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:35 PM |
| jhouman | $50.00 | 9/30/2012 8:25:52 AM |
| continental2 | $50.00 | 9/30/2012 11:38:38 AM |
| 08bob | $25.00 | 9/30/2012 10:43:51 AM |
| youthful-currency959 | $100.00 | 9/30/2012 2:36:52 PM |
| Land_on_your_feet | $25.00 | 10/1/2012 6:18:38 AM |
| Iamthewalrus | $25.00 | 10/1/2012 7:54:10 AM |
| bubb_hans | $25.00 | 10/1/2012 9:27:17 AM |
| compatible-deal9 | $25.00 | 10/1/2012 11:44:38 AM |
| tolerant-responsibility051 | $500.00 | 10/1/2012 11:48:44 AM |
| dough-comforter6 | $42.86 | 10/1/2012 10:21:02 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:32 AM |
| worth-blanket2 | $2,024.00 | 10/1/2012 12:50:48 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:19:29 PM |
| open-minded-p2p1 | $25.00 | 9/28/2012 6:49:20 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:44 AM |
| worthy-bid8 | $100.00 | 9/29/2012 12:21:07 PM |
| pembull | $25.00 | 9/29/2012 3:09:54 PM |
| continental2 | $50.00 | 9/30/2012 11:37:59 AM |
| korby524 | $25.00 | 9/30/2012 8:19:55 PM |
| loan-heaven44 | $100.00 | 10/1/2012 9:51:53 AM |
| cp-family | $50.00 | 10/1/2012 10:13:30 AM |
| trajectory8 | $25.00 | 10/1/2012 11:16:06 AM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:07 AM |
| dollardave | $50.00 | 10/1/2012 12:23:15 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
645119
This series of Notes was issued and sold upon the funding of the borrower loan #75580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $143.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,669 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jholl1224 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off little brothers loan
Purpose of loan: to pay off little brother's existing loan
This loan will be used to... pay off loan
My financial situation: stable
I am a good candidate for this loan because... I am a responsible borrower and I value my good credit
Monthly net income: $2336.00
Monthly expenses:
Housing: $ 986.00
Insurance: included in house payment
Car expenses: $294
Utilities: $100
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $350.00 | 9/26/2012 9:37:53 AM |
| adventurer447 | $300.00 | 9/26/2012 9:05:46 AM |
| social-pear9 | $25.00 | 9/26/2012 9:08:30 AM |
| bazaar-tulip | $25.00 | 9/26/2012 9:04:42 AM |
| special-dinero553 | $25.00 | 9/26/2012 9:12:51 AM |
| mindful-generosity1 | $50.00 | 9/26/2012 9:35:43 AM |
| LeReve | $500.00 | 9/26/2012 9:23:13 AM |
| scholarly-order6 | $50.00 | 9/26/2012 9:15:51 AM |
| payout-paradise5 | $25.00 | 9/26/2012 9:26:15 AM |
| NolockHolmes | $75.00 | 9/26/2012 9:46:42 AM |
| riskreward | $250.00 | 9/26/2012 9:51:15 AM |
| Railbird | $47.00 | 9/26/2012 9:39:53 AM |
| Beld | $50.00 | 9/26/2012 9:49:30 AM |
| Rollshaft | $25.00 | 9/26/2012 9:26:48 AM |
| dpries123 | $25.00 | 9/26/2012 9:27:32 AM |
| netg | $25.00 | 9/26/2012 9:35:02 AM |
| dignified-truth7 | $200.00 | 9/26/2012 9:17:27 AM |
| ethical-truth211 | $300.00 | 9/26/2012 9:36:53 AM |
| genelinist | $400.00 | 9/26/2012 9:42:50 AM |
| transparency-river1 | $750.00 | 9/26/2012 9:44:22 AM |
| mikrolown | $25.00 | 9/26/2012 9:49:49 AM |
| bazaar-festivity | $3.00 | 9/26/2012 9:53:11 AM |
| moola-gondola1 | $25.00 | 9/26/2012 9:32:19 AM |
| principal-cooker2 | $50.00 | 9/26/2012 9:33:18 AM |
| return-enforcer5 | $25.00 | 9/26/2012 9:40:00 AM |
| DiligentiaLLC | $50.00 | 9/26/2012 9:47:29 AM |
| sensible-trade | $100.00 | 9/26/2012 9:51:34 AM |
| Drewkeeper | $25.00 | 9/26/2012 9:45:10 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
645167
This series of Notes was issued and sold upon the funding of the borrower loan #75420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $75.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| exchange-wonder4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan: furniture
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2299.20
Monthly expenses: $ 1585.00
Housing: $ 840.00
Insurance: $ 90.00
Car expenses: $ 160.00
Utilities: $ 85.00
Phone, cable, internet: $90.00
Food, entertainment: $ 170.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 0
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| affluence-microscope2 | $200.00 | 9/26/2012 9:02:18 AM |
| social-pear9 | $25.00 | 9/26/2012 9:08:31 AM |
| j2ee | $50.00 | 9/26/2012 9:04:45 AM |
| enriching-trade2 | $50.00 | 9/26/2012 9:17:22 AM |
| versatile-dime442 | $250.00 | 9/26/2012 9:19:19 AM |
| rzlender | $25.00 | 9/26/2012 9:08:17 AM |
| CK1 | $25.00 | 9/26/2012 9:06:30 AM |
| special-dinero553 | $25.00 | 9/26/2012 9:12:51 AM |
| bullwink27 | $25.00 | 9/26/2012 9:09:35 AM |
| focused-yield4 | $29.00 | 9/26/2012 9:17:45 AM |
| radiant-dollar9 | $200.00 | 9/26/2012 9:18:44 AM |
| pierrelasvegas | $25.00 | 9/26/2012 9:14:22 AM |
| rescue | $97.00 | 9/26/2012 9:22:06 AM |
| a-finance-nirvana | $25.00 | 9/26/2012 9:14:59 AM |
| LeReve | $124.00 | 9/26/2012 9:23:13 AM |
| dignified-truth7 | $200.00 | 9/26/2012 9:17:27 AM |
| the-silver-blaster | $50.00 | 9/26/2012 9:21:09 AM |
| azazle | $50.00 | 9/26/2012 9:22:01 AM |
| bazaar-tulip | $25.00 | 9/26/2012 9:04:42 AM |
| octoberfresh | $25.00 | 9/26/2012 9:03:20 AM |
| income-triangulation1 | $25.00 | 9/26/2012 9:10:49 AM |
| elegant-return3 | $25.00 | 9/26/2012 9:12:09 AM |
| nickel-ferret | $25.00 | 9/26/2012 9:15:37 AM |
| adventurer447 | $300.00 | 9/26/2012 9:05:46 AM |
| scholarly-order6 | $50.00 | 9/26/2012 9:10:07 AM |
| quest0 | $50.00 | 9/26/2012 9:19:03 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
645285
This series of Notes was issued and sold upon the funding of the borrower loan #75483, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $102.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
14 | Length of status: | 22y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,979 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vivid-return767 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Prosper Loan
Purpose of loan:
This loan will be used to...finance a vehicle
My financial situation:
I am a good candidate for this loan because...long standing financial situation, good credit rating with no issues, long term employee with a steady income
Monthly net income: $8,900
Monthly expenses: $3,800
Housing: $1600
Insurance: $200
Car expenses: $300
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $500
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bob450 | $25.00 | 9/26/2012 9:02:17 AM |
| janeybooboo | $100.00 | 9/26/2012 9:02:54 AM |
| RGlad | $200.00 | 9/26/2012 9:03:23 AM |
| WisconsinFinance | $25.00 | 9/26/2012 9:04:03 AM |
| CA-Lender | $50.00 | 9/26/2012 9:04:44 AM |
| adventurer447 | $300.00 | 9/26/2012 9:05:46 AM |
| wonder3 | $30.00 | 9/26/2012 9:04:31 AM |
| 1stPlace | $75.00 | 9/26/2012 9:04:52 AM |
| worth-blanket2 | $3,150.00 | 9/26/2012 9:06:30 AM |
| vutah | $45.00 | 9/26/2012 9:03:00 AM |
| TheSituation | $25.00 | 9/26/2012 9:04:02 AM |
| bazaar-tulip | $25.00 | 9/26/2012 9:04:42 AM |
| best-bonafide-p2p | $25.00 | 9/26/2012 9:04:55 AM |
| Bank_Of_XL | $25.00 | 9/26/2012 9:05:51 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
645315
This series of Notes was issued and sold upon the funding of the borrower loan #75647, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2007 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,255 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| awesome-dinero463 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off some credit card debt.
My financial situation:
I am a good candidate for this loan because...i work hard and always pay my bills on time.
Monthly net income: $3000
Monthly expenses: $
Housing: $0
Insurance: $150
Car expenses: $352
Utilities: $0
Phone, cable, internet: $200
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| competent-commitment5 | $25.00 | 9/30/2012 1:03:07 PM |
| wise-charming-reward | $500.00 | 9/30/2012 1:40:14 PM |
| Laissez-faire | $25.00 | 9/30/2012 1:49:56 PM |
| continental2 | $50.00 | 9/30/2012 3:58:00 PM |
| majestic-note6 | $150.00 | 9/30/2012 5:31:54 PM |
| blitzen40 | $25.00 | 9/30/2012 1:06:04 PM |
| enriched-return057 | $50.00 | 9/30/2012 1:15:59 PM |
| scoobiedoo | $25.00 | 9/30/2012 6:09:50 PM |
| skillful-justice879 | $7.87 | 9/30/2012 7:59:29 PM |
| 52digital | $75.00 | 9/30/2012 1:30:09 PM |
| john0720 | $25.00 | 9/30/2012 1:34:03 PM |
| money-baron | $100.00 | 9/30/2012 1:38:20 PM |
| Kqwik | $25.00 | 9/30/2012 2:29:17 PM |
| bellaquito | $500.00 | 9/30/2012 2:25:13 PM |
| green-high-five7 | $25.00 | 9/30/2012 4:19:18 PM |
| voipguy88 | $50.00 | 9/30/2012 4:55:55 PM |
| SB94114 | $25.00 | 9/30/2012 5:05:30 PM |
| refresher211 | $25.00 | 9/30/2012 5:27:55 PM |
| betterthanstock | $25.00 | 9/30/2012 6:14:37 PM |
| Stkmkttrdr | $100.00 | 9/30/2012 6:56:33 PM |
| refined-return922 | $25.00 | 9/30/2012 7:18:52 PM |
| majestic-currency3 | $25.00 | 9/30/2012 7:21:11 PM |
| kila-designer | $100.00 | 9/30/2012 6:46:14 PM |
| URBANCAPITAL | $26.74 | 9/30/2012 7:49:12 PM |
| CreditBuilder2 | $25.02 | 9/30/2012 1:58:36 PM |
| SolarMoonshine | $25.00 | 9/30/2012 3:51:51 PM |
| california111 | $50.00 | 9/30/2012 3:52:20 PM |
| RJN | $35.00 | 9/30/2012 12:56:31 PM |
| azazle | $50.00 | 9/30/2012 12:58:28 PM |
| calmfunds | $1,400.00 | 9/30/2012 6:23:31 PM |
| mlpinz | $50.00 | 9/30/2012 7:13:28 PM |
| scrappy-rate9 | $40.37 | 9/30/2012 7:29:31 PM |
| investordiy_dot_com | $25.00 | 9/30/2012 7:59:13 PM |
| Nipper99 | $100.00 | 9/30/2012 1:34:25 PM |
| courteous-note1 | $25.00 | 9/30/2012 3:11:39 PM |
| Impact_Vector | $25.00 | 9/30/2012 4:58:07 PM |
| ethicalhumanist | $50.00 | 9/30/2012 6:00:27 PM |
| Detour11 | $25.00 | 9/30/2012 7:06:37 PM |
| prudent-bid3 | $25.00 | 9/30/2012 7:15:53 PM |
| foldingbenny2 | $40.00 | 9/30/2012 7:44:11 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
645423
This series of Notes was issued and sold upon the funding of the borrower loan #75824, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-30-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-04-2012 |
|
|
Lender yield:
| 9.71% |
Borrower rate/APR:
| 10.71% / 12.94% |
Monthly payment:
| $367.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.70% | | |
| |
Estimated return*:
| 8.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Apr-2005 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $226 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| green-focused-worth |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
A&M Maintenance
Purpose of loan:
This loan will be used to...
fund my start up commercial cleaning business. This will help me purchase supplies, equipment, transportation, and will give me a payroll buffer.
My financial situation:
I am a good candidate for this loan because...
I will make sure this loan gets paid regardless of my business' performance. I will be paying the loan from the salary at my current full-time job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $100.00 | 9/30/2012 1:37:34 PM |
| Castellan | $50.00 | 9/30/2012 12:22:40 PM |
| quantumwellguy | $50.00 | 9/30/2012 12:58:28 PM |
| excellent-funds649 | $50.00 | 9/30/2012 12:21:49 PM |
| octoberfresh | $25.00 | 9/30/2012 12:17:11 PM |
| bellaquito | $500.00 | 9/30/2012 2:22:37 PM |
| SlateHillCapital | $100.00 | 9/30/2012 3:24:56 PM |
| compoundinterest | $25.00 | 9/30/2012 12:44:18 PM |
| imogen22 | $50.00 | 9/30/2012 5:24:14 PM |
| knowledgeable-silver6 | $25.00 | 9/30/2012 1:10:39 PM |
| antlr | $25.00 | 9/30/2012 1:05:17 PM |
| VikingInvestments | $25.00 | 9/30/2012 6:38:48 PM |
| john0720 | $25.00 | 9/30/2012 1:56:34 PM |
| dedicated-hope640 | $25.00 | 9/30/2012 8:50:49 PM |
| shrewd-deal | $25.00 | 9/30/2012 2:21:33 PM |
| vines99 | $25.00 | 9/30/2012 9:46:20 PM |
| napmanger | $100.00 | 9/30/2012 9:47:51 PM |
| hopeful_lender | $100.00 | 9/30/2012 1:59:11 PM |
| penny-drum7 | $25.00 | 9/30/2012 2:39:41 PM |
| the-determined-value | $50.00 | 9/30/2012 10:08:45 PM |
| tender-wealth0 | $25.00 | 9/30/2012 3:09:50 PM |
| SushiForever | $40.00 | 9/30/2012 3:49:44 PM |
| irishalaskan | $25.00 | 9/30/2012 4:38:19 PM |
| CSAworker | $25.00 | 9/30/2012 4:08:49 PM |
| the-magnetic-transaction | $200.00 | 9/30/2012 5:16:48 PM |
| aspen5 | $50.00 | 10/1/2012 6:28:54 AM |
| market-maximizer472 | $100.00 | 10/1/2012 6:56:36 AM |
| attentive-coin4 | $100.00 | 9/30/2012 6:37:32 PM |
| CJMC | $25.00 | 9/30/2012 7:40:47 PM |
| cerebral-dollar773 | $25.00 | 9/30/2012 8:02:15 PM |
| mauge35 | $50.00 | 9/30/2012 10:49:02 PM |
| proper-exchange8 | $100.00 | 9/30/2012 11:41:02 PM |
| skifamily1992 | $32.97 | 10/1/2012 4:30:54 AM |
| well-rounded-benjamins | $25.00 | 10/1/2012 5:43:01 AM |
| Wicky | $25.00 | 10/1/2012 5:46:34 AM |
| SamyFromRI | $25.00 | 10/1/2012 6:33:09 AM |
| investment-comet | $25.00 | 10/1/2012 7:14:27 AM |
| screw-the-banks | $25.00 | 10/1/2012 8:44:27 AM |
| reasonable_usury | $50.00 | 10/1/2012 9:58:17 AM |
| Rockymtnhi | $100.00 | 10/1/2012 9:21:19 AM |
| bent300 | $50.00 | 10/1/2012 9:29:54 AM |
| truth-igniter4 | $25.00 | 10/1/2012 10:47:58 AM |
| Altitude-Transport | $25.00 | 10/1/2012 10:37:57 AM |
| Sabo | $25.00 | 10/1/2012 10:46:27 AM |
| SalesGuyMN | $500.00 | 10/1/2012 2:55:21 PM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:42 AM |
| capital-renewal | $25.00 | 10/1/2012 12:59:19 PM |
| community-seahorse0 | $25.00 | 10/1/2012 12:01:34 PM |
| betterthanstock | $25.00 | 10/1/2012 5:16:41 PM |
| responsive-worth5 | $50.00 | 10/1/2012 5:52:59 PM |
| bazaar-tulip | $25.00 | 10/1/2012 6:38:38 PM |
| stocker | $25.00 | 10/2/2012 5:20:05 AM |
| awesome-dollar6 | $100.00 | 10/2/2012 12:41:23 AM |
| benefit-banshee | $25.00 | 10/2/2012 8:37:52 AM |
| villagers | $50.00 | 10/2/2012 9:14:58 AM |
| neighborly-hope6 | $100.00 | 10/2/2012 9:19:13 AM |
| transparency-river1 | $108.00 | 10/2/2012 9:16:07 AM |
| botfolio | $300.00 | 10/2/2012 10:22:12 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:07 AM |
| ingenious-point1 | $25.00 | 10/2/2012 10:26:39 AM |
| houli123 | $50.00 | 10/2/2012 12:07:24 PM |
| xynny | $45.00 | 10/2/2012 1:01:31 PM |
| Empower-personal-responsibility | $25.00 | 10/2/2012 1:27:03 PM |
| golden-platinum7 | $25.00 | 10/2/2012 1:43:30 PM |
| doublediamond | $25.00 | 10/2/2012 1:48:47 PM |
| blue-entertaining-dinero | $25.00 | 10/2/2012 11:11:33 AM |
| dime-vista2 | $25.00 | 10/2/2012 3:26:54 PM |
| Weaverville | $100.00 | 10/2/2012 2:20:09 PM |
| unassailable-funds754 | $25.00 | 10/2/2012 2:28:43 PM |
| mindful-generosity1 | $50.00 | 10/2/2012 5:02:11 PM |
| bankojerry | $25.00 | 10/2/2012 4:16:04 PM |
| trustism | $90.00 | 10/2/2012 5:18:49 PM |
| treasure-palace661 | $350.00 | 10/2/2012 5:32:05 PM |
| adventurer447 | $300.00 | 10/2/2012 5:51:56 PM |
| thorough-marketplace441 | $25.00 | 10/3/2012 6:09:17 AM |
| Leshan | $50.00 | 10/3/2012 8:32:49 AM |
| 08bob | $50.00 | 10/3/2012 3:31:14 AM |
| blue-lucrative-rate | $50.00 | 10/3/2012 7:38:50 AM |
| aabadabadoo | $47.00 | 10/3/2012 8:55:29 AM |
| myersei | $25.00 | 10/3/2012 9:46:32 AM |
| justice-mermaid067 | $25.00 | 10/3/2012 9:54:44 AM |
| american6 | $50.00 | 10/3/2012 10:10:46 AM |
| squadron465 | $25.00 | 10/3/2012 10:44:54 AM |
| ideal-platinum1 | $50.00 | 10/3/2012 10:20:15 AM |
| kevin314 | $25.00 | 10/3/2012 10:24:22 AM |
| bruin558 | $120.00 | 10/3/2012 10:55:47 AM |
| radforj22 | $50.00 | 10/3/2012 10:38:10 AM |
| wwwUniversal | $25.00 | 10/3/2012 10:49:27 AM |
| blue-unrelenting-rupee | $25.00 | 10/3/2012 1:08:50 PM |
| primetime | $26.00 | 10/3/2012 1:18:22 PM |
| epic-transaction | $51.73 | 10/3/2012 1:30:38 PM |
| green-moola-sniffer | $25.00 | 10/3/2012 2:18:48 PM |
| friendly-justice444 | $200.00 | 10/3/2012 3:24:45 PM |
| unbeatable-integrity822 | $25.63 | 10/3/2012 3:48:06 PM |
| cash-hotshot139 | $25.00 | 10/3/2012 5:05:04 PM |
| Archaeologist | $25.00 | 10/3/2012 5:27:39 PM |
| gjm6d | $25.00 | 10/3/2012 6:09:21 PM |
| logical-reward8 | $25.00 | 10/3/2012 6:24:43 PM |
| ethical-durability7 | $25.00 | 10/3/2012 6:49:09 PM |
| Brookst | $50.00 | 10/3/2012 6:59:09 PM |
| keen-credit6 | $27.00 | 10/3/2012 7:49:17 PM |
| agbullet55443 | $100.00 | 10/3/2012 9:44:02 PM |
| Bockhunter | $25.00 | 10/4/2012 6:36:46 AM |
| fairwealth | $25.00 | 10/4/2012 5:50:57 AM |
| goat361 | $40.00 | 10/4/2012 4:49:52 AM |
| Iowa65 | $25.02 | 10/4/2012 4:57:51 AM |
| economy-popcorn | $25.00 | 10/4/2012 6:11:28 AM |
| return-blaster291 | $25.00 | 10/4/2012 6:20:29 AM |
| felicity-clipper | $35.00 | 10/4/2012 7:08:07 AM |
| DENARA | $29.00 | 10/4/2012 7:37:49 AM |
| Roop1121 | $400.00 | 10/4/2012 8:13:33 AM |
| SamyFromRI | $25.00 | 10/4/2012 8:24:40 AM |
| creative-gold9 | $25.00 | 10/4/2012 8:51:26 AM |
| RocketSurgeon | $25.00 | 10/4/2012 9:16:22 AM |
| Pasagam | $50.00 | 10/4/2012 9:41:56 AM |
| platinum-genetics | $25.00 | 10/4/2012 9:53:41 AM |
| p2ploan-harmony913 | $50.00 | 10/4/2012 10:01:07 AM |
| bomdel | $25.00 | 10/4/2012 10:13:44 AM |
| fortytwo | $126.09 | 10/4/2012 10:14:26 AM |
| responsibility-butterfly | $25.00 | 10/1/2012 9:31:59 AM |
| ingenious-deal6 | $25.00 | 9/30/2012 12:22:42 PM |
| mar97 | $25.00 | 9/30/2012 12:35:32 PM |
| affluence-kingdom9 | $100.00 | 9/30/2012 1:13:57 PM |
| Dave0 | $25.00 | 9/30/2012 12:12:09 PM |
| green-trade-dolphin2 | $27.20 | 9/30/2012 12:03:44 PM |
| obduro_1 | $25.00 | 9/30/2012 12:04:34 PM |
| sanjubab | $100.00 | 9/30/2012 12:18:20 PM |
| blot44 | $25.00 | 9/30/2012 12:32:53 PM |
| first-funds-palace | $25.00 | 9/30/2012 12:41:52 PM |
| Taxman44 | $25.00 | 9/30/2012 12:46:17 PM |
| Dollars4Rent | $50.00 | 9/30/2012 12:30:10 PM |
| loyalty-hornet6 | $25.00 | 9/30/2012 12:32:11 PM |
| Rivervale_Westwood | $25.00 | 9/30/2012 12:33:05 PM |
| repayment-pagoda8 | $100.00 | 9/30/2012 5:20:42 PM |
| pious-currency875 | $100.00 | 9/30/2012 1:27:19 PM |
| jcornehlsen | $25.00 | 9/30/2012 1:29:21 PM |
| ForMyFamily | $50.00 | 9/30/2012 1:59:04 PM |
| HikeMoab | $35.00 | 9/30/2012 1:41:20 PM |
| FWF-kinetic | $25.00 | 9/30/2012 2:36:39 PM |
| Cookstersalibi | $25.00 | 9/30/2012 11:35:32 PM |
| CIC | $25.00 | 10/1/2012 2:51:06 AM |
| giftgold | $25.00 | 9/30/2012 3:47:33 PM |
| elated-wealth876 | $95.00 | 9/30/2012 4:31:02 PM |
| california111 | $100.00 | 9/30/2012 4:02:29 PM |
| voipguy88 | $50.00 | 9/30/2012 4:57:24 PM |
| helpful-fund7 | $100.00 | 10/1/2012 6:17:33 AM |
| I_Like_to_Invest | $25.00 | 10/1/2012 6:37:41 AM |
| contract-victor5 | $40.00 | 10/1/2012 7:19:01 AM |
| serene-truth2 | $100.00 | 9/30/2012 7:23:51 PM |
| URBANCAPITAL | $100.00 | 9/30/2012 8:17:08 PM |
| korby524 | $25.00 | 9/30/2012 8:19:59 PM |
| QsDad | $25.00 | 9/30/2012 11:35:38 PM |
| astute-benjamins | $150.00 | 10/1/2012 4:47:22 AM |
| Hopeta | $25.00 | 10/1/2012 6:45:38 AM |
| benjamins-thunder | $25.00 | 10/1/2012 10:33:17 AM |
| Obiwan_Kanobi | $25.00 | 10/1/2012 10:13:43 AM |
| loyalty-voyage | $25.00 | 10/1/2012 2:31:21 PM |
| dukeiyer | $25.00 | 10/1/2012 11:16:36 AM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:12 AM |
| bonus-seahorse | $50.00 | 10/1/2012 1:53:30 PM |
| best-bonafide-p2p | $50.00 | 10/1/2012 5:25:23 PM |
| kenji4861 | $25.00 | 10/1/2012 6:20:48 PM |
| reverent-hope5 | $25.00 | 10/1/2012 10:35:03 PM |
| gold-mate1 | $31.22 | 10/2/2012 4:45:12 AM |
| zippy-revenue8 | $25.00 | 10/2/2012 5:15:00 AM |
| Charmart | $25.00 | 10/2/2012 6:00:09 AM |
| foldingbenny2 | $50.08 | 10/2/2012 12:29:23 AM |
| loyalist1 | $100.00 | 10/2/2012 8:20:52 AM |
| flexible-rate1 | $25.00 | 10/2/2012 8:49:37 AM |
| GoldenKoi | $100.00 | 10/1/2012 11:54:47 PM |
| repayment-chihuahua3 | $25.00 | 10/2/2012 1:37:07 AM |
| El_Scubano | $25.00 | 10/2/2012 7:49:50 AM |
| Investoman | $25.00 | 10/2/2012 9:21:35 AM |
| bold-wampum-compadre | $100.00 | 10/2/2012 9:35:11 AM |
| Cai8899 | $25.00 | 10/2/2012 9:39:44 AM |
| objective-investor | $250.00 | 10/2/2012 10:23:28 AM |
| pdub | $750.00 | 10/2/2012 10:23:36 AM |
| Rulea72 | $25.00 | 10/2/2012 3:20:14 PM |
| QuincyCapital | $25.00 | 10/2/2012 11:09:10 AM |
| tenacious-affluence | $25.00 | 10/2/2012 5:01:52 PM |
| newest-bid-britches | $100.00 | 10/2/2012 5:02:28 PM |
| punctual-worth263 | $50.00 | 10/2/2012 1:26:19 PM |
| KCEnterprises | $25.00 | 10/2/2012 2:48:42 PM |
| cwss-lending | $50.00 | 10/2/2012 2:27:05 PM |
| darknesscrown | $25.00 | 10/2/2012 3:41:10 PM |
| zassociate | $200.00 | 10/2/2012 5:12:27 PM |
| Darts | $50.00 | 10/2/2012 5:32:40 PM |
| availableloan | $25.00 | 10/2/2012 6:11:10 PM |
| FamilyEducationFund | $25.00 | 10/2/2012 8:15:19 PM |
| bill-booster5 | $25.00 | 10/2/2012 8:45:56 PM |
| hitsman | $50.00 | 10/2/2012 6:28:20 PM |
| spry-nickel | $50.00 | 10/2/2012 6:21:31 PM |
| loyalty-circuitry | $100.00 | 10/2/2012 7:25:56 PM |
| OCedHrt | $71.36 | 10/3/2012 12:57:01 AM |
| SnakeEater | $100.00 | 10/3/2012 3:55:09 AM |
| AaronL | $25.00 | 10/3/2012 8:39:49 AM |
| deal-financier5 | $50.00 | 10/3/2012 8:49:11 AM |
| pilot1723 | $25.00 | 10/3/2012 6:12:51 AM |
| progressive-wampum0 | $25.00 | 10/3/2012 6:48:09 AM |
| cashasaurus0 | $100.00 | 10/3/2012 6:59:27 AM |
| Brisket_Bob | $60.00 | 10/3/2012 7:18:15 AM |
| Lender0010 | $100.00 | 10/3/2012 8:12:39 AM |
| credit-socrates648 | $1,000.00 | 10/3/2012 8:44:39 AM |
| first-serene-credit | $25.00 | 10/3/2012 9:17:28 AM |
| principal-trident | $25.00 | 10/3/2012 9:44:45 AM |
| VASLENDING | $25.00 | 10/3/2012 10:07:18 AM |
| issiohoyo | $50.00 | 10/3/2012 10:15:39 AM |
| durability-slingshot2 | $75.00 | 10/3/2012 10:03:17 AM |
| hard-working-rate3 | $25.00 | 10/3/2012 10:03:48 AM |
| enriching-trade2 | $25.00 | 10/3/2012 10:54:43 AM |
| Gnube | $25.00 | 10/3/2012 10:34:04 AM |
| LimaGuy | $25.00 | 10/3/2012 12:01:45 PM |
| Dubbs360 | $500.00 | 10/3/2012 12:37:00 PM |
| return-tycoon3 | $50.00 | 10/3/2012 10:56:20 AM |
| compatible-deal9 | $50.00 | 10/3/2012 12:54:08 PM |
| fascinating-transparency6 | $150.00 | 10/3/2012 1:08:12 PM |
| wise-bid-umbrella | $25.00 | 10/3/2012 1:29:09 PM |
| deal-cowbell695 | $25.00 | 10/3/2012 2:21:32 PM |
| unabashed-investment3 | $100.00 | 10/3/2012 4:05:28 PM |
| SMU_ponies | $25.00 | 10/3/2012 5:27:48 PM |
| Arvicco | $400.00 | 10/3/2012 5:34:04 PM |
| wise-unequivocal-return | $25.00 | 10/3/2012 5:54:17 PM |
| Aimvest | $25.00 | 10/3/2012 6:08:12 PM |
| Businessincubator | $50.00 | 10/3/2012 6:25:27 PM |
| the-commerce-legend | $75.90 | 10/3/2012 8:41:04 PM |
| sturzstrom | $25.00 | 10/3/2012 6:37:03 PM |
| gmf | $25.00 | 10/3/2012 9:46:05 PM |
| GraffitiBridge | $25.00 | 10/3/2012 6:45:42 PM |
| liberty-point | $100.00 | 10/3/2012 6:52:44 PM |
| asset-linkage | $25.00 | 10/4/2012 1:43:29 AM |
| market-trooper3 | $30.00 | 10/3/2012 8:03:31 PM |
| otherwisedisposed | $400.00 | 10/3/2012 10:23:43 PM |
| rf7949 | $25.00 | 10/4/2012 5:13:46 AM |
| priceless-felicity7 | $25.00 | 10/3/2012 10:42:21 PM |
| Hexnut | $100.00 | 10/3/2012 9:36:41 PM |
| ericsb | $82.43 | 10/4/2012 7:27:10 AM |
| respectful-credit820 | $25.00 | 10/3/2012 11:16:36 PM |
| hl8428 | $25.00 | 10/4/2012 5:14:23 AM |
| plentiful-platinum5 | $100.00 | 10/4/2012 8:20:53 AM |
| order-supernova6 | $50.00 | 10/4/2012 8:28:19 AM |
| Leopoldine | $29.65 | 10/4/2012 8:32:39 AM |
| clean-penny059 | $100.00 | 10/4/2012 6:52:52 AM |
| loyaltyologist | $25.00 | 10/4/2012 7:05:59 AM |
| finagler | $25.00 | 10/4/2012 7:15:29 AM |
| Investor704 | $50.00 | 10/4/2012 7:02:25 AM |
| elfincove | $122.73 | 10/4/2012 7:26:25 AM |
| contract-paloverde1 | $25.00 | 10/4/2012 7:59:53 AM |
| yield-chihuahua9 | $28.95 | 10/4/2012 8:58:41 AM |
| Boliviaguy | $29.04 | 10/4/2012 8:59:35 AM |
| educationfirst | $50.00 | 10/4/2012 9:15:20 AM |
| dedicated-diversification5 | $125.00 | 10/4/2012 9:13:34 AM |
| loanlaw | $25.00 | 10/4/2012 9:42:06 AM |
| orangetrust | $100.00 | 10/4/2012 10:14:10 AM |
| 253 Investments
|
Borrower Payment Dependent Notes Series
645431
This series of Notes was issued and sold upon the funding of the borrower loan #75432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 16.39% |
Borrower rate/APR:
| 17.39% / 25.21% |
Monthly payment:
| $1,370.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.01% | | |
| |
Estimated return*:
| 6.26% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 73% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,908 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| riveting-dime299 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Venture
Purpose of loan:
This loan will be used to fund my near future endeavor. I have come up with an invention to assist injured or elder animals. My focus is on dogs, at the moment, but can easily branch out to various animals. I have a prototype created, with the help of a mechanical engineer in the family. I have met with veterinary schools/clinics in my location, and am now ready to venture out to other clinics and conventions in the United States. I have been working with a lawyer, and I have a web page designed and ready to launch. This loan will allow me to have a bit more breathing room while I pursue my future.
My financial situation:
I am a perfect candidate for this loan because I have no debt besides my shared mortgage, and one final car payment to make. I have paid off my student loans, I just sold my townhouse I was renting out, and I pay my credit card balance in full and on time each and every month. I track all of my expenses to make sure I am living within my means, I do accounting for a living, and I just love numbers. I disagree with Proper?s ?D? rating for this loan request. I have paid every bill I have ever had, and on time. I have an excellent credit score, and am very proud of my money management skills.
Monthly net income: $2,820
Monthly expenses: $1,410
Housing: $0
Insurance: $200
Car expenses: $60
Utilities: $200
Phone, cable, internet: $0
Food, entertainment: $400
Clothing, household expenses: $550
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| FinDoc | $25.00 | 9/26/2012 5:03:04 PM |
| duty-viola | $35.00 | 9/26/2012 5:03:33 PM |
| durability-seahorse7 | $50.00 | 9/26/2012 5:10:09 PM |
| imogen22 | $50.00 | 9/26/2012 5:12:01 PM |
| chad-bro-chill | $25.00 | 9/26/2012 5:06:21 PM |
| diplomatic-wealth7 | $25.00 | 9/26/2012 5:18:11 PM |
| rolltide09 | $50.00 | 9/26/2012 5:52:55 PM |
| LeReve | $500.00 | 9/26/2012 5:21:24 PM |
| careful-vigilance4 | $25.00 | 9/26/2012 5:30:44 PM |
| justreturns | $25.00 | 9/26/2012 5:27:08 PM |
| houli123 | $25.00 | 9/26/2012 5:37:12 PM |
| mjjjrj | $25.00 | 9/26/2012 5:40:16 PM |
| kfrench | $25.00 | 9/26/2012 5:48:26 PM |
| supreme-treasure8 | $100.00 | 9/26/2012 5:59:50 PM |
| proper-exchange8 | $50.00 | 9/26/2012 6:03:07 PM |
| sunwell | $50.00 | 9/26/2012 6:03:17 PM |
| pragmatic-auction8 | $25.00 | 9/26/2012 6:52:37 PM |
| The_Secret | $42.42 | 9/26/2012 6:53:09 PM |
| bonus-animal4 | $75.00 | 9/26/2012 6:54:56 PM |
| paytonbrigadier | $250.00 | 9/26/2012 7:07:04 PM |
| SLN-10 | $50.00 | 9/26/2012 7:07:46 PM |
| brainy-return234 | $25.00 | 9/26/2012 6:27:31 PM |
| cash-kin7 | $25.00 | 9/26/2012 6:27:49 PM |
| pleasant-listing712 | $25.00 | 9/26/2012 7:06:18 PM |
| diamondridge | $50.00 | 9/26/2012 7:06:37 PM |
| fantastic-bazaar2 | $100.00 | 9/26/2012 7:07:15 PM |
| money-baron | $100.00 | 9/26/2012 7:24:53 PM |
| Elefunt | $25.00 | 9/26/2012 7:27:31 PM |
| bazaar-tulip | $500.00 | 9/26/2012 7:28:07 PM |
| nebraskajen | $25.59 | 9/26/2012 8:39:09 PM |
| nickel-banshee | $33.50 | 9/27/2012 7:15:10 AM |
| bold-economy-kayak | $50.00 | 9/26/2012 8:47:06 PM |
| calbertrand | $25.00 | 9/27/2012 7:29:27 AM |
| gimincorp | $25.00 | 9/27/2012 8:30:44 AM |
| openness-cosmos9 | $50.00 | 9/27/2012 8:46:31 AM |
| wealth-funkmaster8 | $50.00 | 9/26/2012 11:26:35 PM |
| first-serene-credit | $25.00 | 9/26/2012 11:53:42 PM |
| CIC | $25.00 | 9/27/2012 2:34:52 AM |
| nodebtin3 | $100.00 | 9/27/2012 3:59:55 AM |
| Bubba-doggie-dog | $25.00 | 9/27/2012 3:52:52 AM |
| Shomee_dmoney | $25.00 | 9/27/2012 5:53:48 AM |
| grf1945 | $50.00 | 9/27/2012 6:43:50 AM |
| loyalist1 | $150.00 | 9/27/2012 8:15:57 AM |
| mac-triskele | $25.00 | 9/27/2012 8:21:23 AM |
| Tradesmanlender | $25.00 | 9/27/2012 9:33:52 AM |
| first-social-sensai | $50.00 | 9/27/2012 9:51:27 AM |
| Redemptor | $25.00 | 9/27/2012 10:26:34 AM |
| fortytwo | $150.00 | 9/27/2012 10:29:26 AM |
| stock106 | $50.00 | 9/27/2012 2:19:14 PM |
| judson | $25.00 | 9/27/2012 11:22:40 AM |
| robust-economy275 | $25.00 | 9/27/2012 11:50:16 AM |
| dalawya | $25.00 | 9/27/2012 1:12:52 PM |
| smart-platinum7 | $55.02 | 9/27/2012 2:27:17 PM |
| Splangy613 | $50.00 | 9/27/2012 3:10:55 PM |
| speedy-peso1 | $100.00 | 9/27/2012 5:22:25 PM |
| SF-Professional | $25.00 | 9/27/2012 3:35:08 PM |
| Gandalf0001 | $50.00 | 9/27/2012 3:33:54 PM |
| dough-kitten5 | $25.00 | 9/27/2012 4:05:52 PM |
| enticing-affluence6 | $50.00 | 9/27/2012 4:44:04 PM |
| dmunySF | $50.00 | 9/27/2012 5:14:22 PM |
| golfman1 | $52.43 | 9/27/2012 5:37:35 PM |
| responsibility-butterfly | $25.00 | 9/26/2012 6:10:31 PM |
| commitment-neutron1 | $200.00 | 9/26/2012 5:03:08 PM |
| top-courteous-peso | $75.00 | 9/26/2012 5:06:17 PM |
| friendly-gold | $25.00 | 9/26/2012 5:08:16 PM |
| WalnutCreekguy | $50.00 | 9/26/2012 5:04:17 PM |
| pierrelasvegas | $25.00 | 9/26/2012 5:14:22 PM |
| rakem777 | $25.00 | 9/26/2012 5:06:02 PM |
| bellaquito | $500.00 | 9/26/2012 5:26:04 PM |
| 52digital | $75.00 | 9/26/2012 5:44:44 PM |
| adventurer447 | $300.00 | 9/26/2012 5:19:38 PM |
| luann199 | $25.00 | 9/26/2012 5:31:26 PM |
| bold-marketplace-awakening | $150.00 | 9/26/2012 5:39:05 PM |
| money-exchanger4 | $25.00 | 9/26/2012 6:19:38 PM |
| value-allocator1 | $100.00 | 9/26/2012 5:52:01 PM |
| loyalty-dragster7 | $100.00 | 9/26/2012 5:54:15 PM |
| auction-bonaza8 | $100.00 | 9/26/2012 5:56:08 PM |
| octoberfresh | $25.00 | 9/26/2012 5:59:20 PM |
| social-pear9 | $25.00 | 9/26/2012 6:33:25 PM |
| missing-link | $25.00 | 9/26/2012 6:01:21 PM |
| sincere-agreement9 | $54.66 | 9/26/2012 6:33:58 PM |
| miamibeachloaner | $25.00 | 9/26/2012 6:34:43 PM |
| ore-leather | $25.00 | 9/26/2012 6:09:36 PM |
| fmanjoo | $25.00 | 9/26/2012 6:52:09 PM |
| mindful-generosity1 | $50.00 | 9/26/2012 6:15:14 PM |
| BostonCapital | $100.00 | 9/26/2012 6:16:06 PM |
| finance-prescription | $100.00 | 9/26/2012 6:19:57 PM |
| Beld | $50.00 | 9/26/2012 6:22:08 PM |
| Zoomzoom22 | $50.00 | 9/26/2012 7:35:16 PM |
| Comoparklender | $25.00 | 9/26/2012 6:37:13 PM |
| weatherman89 | $100.00 | 9/26/2012 8:20:00 PM |
| berniemadeoff | $25.00 | 9/26/2012 6:46:46 PM |
| open-minded-p2p1 | $25.00 | 9/26/2012 6:51:42 PM |
| UncleBuffett | $25.00 | 9/26/2012 6:53:58 PM |
| scholarly-order6 | $30.00 | 9/26/2012 7:05:06 PM |
| money-baron-Roth401k | $50.00 | 9/26/2012 7:05:11 PM |
| Baltija11 | $25.00 | 9/27/2012 3:43:36 AM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:10:01 PM |
| LEEOFTAMPA | $25.00 | 9/27/2012 5:58:05 AM |
| wkeboarder21 | $100.00 | 9/27/2012 6:12:17 AM |
| azazle | $50.00 | 9/26/2012 7:41:16 PM |
| LoanerPrincipal | $25.00 | 9/26/2012 7:46:05 PM |
| a-noble-coin | $25.00 | 9/27/2012 8:09:30 AM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:47 PM |
| jutdon84 | $28.74 | 9/26/2012 10:35:39 PM |
| Hogan55 | $28.59 | 9/27/2012 4:15:37 AM |
| rakey | $25.00 | 9/27/2012 6:36:03 AM |
| gothampark | $25.00 | 9/27/2012 7:17:16 AM |
| elfincove | $50.00 | 9/27/2012 7:27:46 AM |
| orangetrust | $50.00 | 9/27/2012 7:07:15 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:34 AM |
| master648 | $35.00 | 9/27/2012 8:33:04 AM |
| fantastic-wampum1 | $97.00 | 9/27/2012 9:28:18 AM |
| credit-wheel7 | $25.00 | 9/27/2012 9:08:52 AM |
| worth-quark7 | $25.00 | 9/27/2012 9:09:15 AM |
| porter22 | $25.00 | 9/27/2012 9:29:56 AM |
| profit-powerplant | $25.00 | 9/27/2012 10:18:32 AM |
| magical-kindness888888 | $50.00 | 9/27/2012 10:30:09 AM |
| bold-deal-czar | $25.00 | 9/27/2012 11:18:05 AM |
| heerzaquestion | $25.00 | 9/27/2012 11:45:50 AM |
| benjamins-party4 | $59.76 | 9/27/2012 10:33:48 AM |
| MI2 | $5,000.00 | 9/27/2012 10:45:36 AM |
| brightest-gain-investor | $1,000.00 | 9/27/2012 1:29:26 PM |
| erdoc54 | $25.00 | 9/27/2012 3:02:14 PM |
| new-gold-wrangler | $1,000.00 | 9/27/2012 11:12:14 AM |
| wampum-chorus3 | $25.00 | 9/27/2012 4:43:23 PM |
| a-versatile-power | $25.00 | 9/27/2012 12:53:49 PM |
| radforj22 | $25.00 | 9/27/2012 1:02:22 PM |
| genius520 | $100.00 | 9/27/2012 5:22:22 PM |
| Helenska11 | $200.00 | 9/27/2012 3:22:15 PM |
| jtn4148 | $50.00 | 9/27/2012 3:32:13 PM |
| keichi03 | $25.00 | 9/27/2012 5:38:30 PM |
| jazzlender | $25.00 | 9/27/2012 5:03:40 PM |
| Mucman72 | $25.00 | 9/27/2012 5:11:54 PM |
| Money4Friends | $25.00 | 9/27/2012 5:39:41 PM |
| 135 Investments
|
Borrower Payment Dependent Notes Series
645479
This series of Notes was issued and sold upon the funding of the borrower loan #75465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 1y 3m |
|
Amount delinquent:
| $1,405 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,312 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dime-fluffy-bunny5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
pay for my grandmothers funeral !!
My financial situation:
I am a good candidate for this loan because...
i can pay it every month on time !! please i really need a loan goin thru a funeral
Monthly net income: $4800
Monthly expenses: $4800
Housing: $1000
Insurance: $
Car expenses: $
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $300
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bewitching-dollar5 | $100.00 | 9/26/2012 5:51:28 PM |
| paytonbrigadier | $206.00 | 9/26/2012 7:07:05 PM |
| worthy-bid8 | $100.00 | 9/27/2012 10:12:00 AM |
| speedy-peso1 | $100.00 | 9/27/2012 5:23:01 PM |
| RJN | $35.00 | 9/27/2012 5:48:49 PM |
| courteous-platinum7 | $25.00 | 9/28/2012 3:47:33 AM |
| papaloha | $25.00 | 9/27/2012 9:40:52 PM |
| tolerant-responsibility051 | $500.00 | 9/28/2012 9:19:39 AM |
| diplomatic-wealth7 | $25.00 | 9/28/2012 3:32:12 PM |
| money-baron-Roth401k | $25.00 | 9/28/2012 6:52:48 PM |
| irrelevant | $50.00 | 9/29/2012 9:05:48 AM |
| california111 | $100.00 | 9/28/2012 9:49:14 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:35 AM |
| unassailable-funds754 | $25.00 | 9/29/2012 9:14:44 AM |
| Leshan | $50.00 | 9/29/2012 10:00:00 AM |
| reward-adventure | $50.00 | 9/29/2012 12:48:23 PM |
| the-laudable-peso | $40.00 | 9/29/2012 12:50:15 PM |
| bubb_hans | $25.00 | 9/29/2012 1:30:40 PM |
| lender-inc | $25.00 | 9/30/2012 7:24:55 AM |
| dime-bigwig4 | $25.00 | 9/30/2012 9:19:08 AM |
| DRS | $125.00 | 9/29/2012 6:41:43 PM |
| REASONABLE | $25.00 | 9/30/2012 10:26:09 AM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:30 PM |
| p2p-mover0 | $28.00 | 9/30/2012 11:32:06 AM |
| responsibility-butterfly | $25.00 | 9/26/2012 6:10:32 PM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:10:02 PM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:47 PM |
| durability-seahorse7 | $50.00 | 9/27/2012 3:35:50 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:35 AM |
| fervent-commerce | $156.00 | 9/27/2012 8:39:31 AM |
| loan-heaven44 | $50.00 | 9/28/2012 1:37:12 PM |
| m0rlock | $100.00 | 9/28/2012 4:49:41 PM |
| simplelender80 | $500.00 | 9/28/2012 5:07:24 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:09:05 PM |
| mcgillis99 | $50.00 | 9/28/2012 8:52:18 PM |
| hope-hickory | $50.00 | 9/28/2012 8:28:14 PM |
| top-responsibility-sage | $25.00 | 9/28/2012 10:45:22 PM |
| best-commerce-leader | $25.00 | 9/29/2012 5:04:17 AM |
| tszbgae | $50.00 | 9/29/2012 6:59:17 AM |
| credit-prodigy4 | $50.00 | 9/29/2012 12:06:10 PM |
| affluence-kingdom9 | $25.00 | 9/29/2012 10:09:21 AM |
| copper | $29.00 | 9/29/2012 12:02:27 PM |
| jonathan10s | $50.00 | 9/29/2012 10:59:09 AM |
| economy-shrubbery6 | $25.00 | 9/29/2012 12:16:56 PM |
| djh47a | $25.00 | 9/29/2012 12:22:08 PM |
| winmals | $25.00 | 9/29/2012 1:12:10 PM |
| mt3209 | $25.00 | 9/29/2012 1:27:44 PM |
| silver-enlightenment0 | $25.00 | 9/29/2012 1:34:55 PM |
| principal-cooker2 | $50.00 | 9/29/2012 1:42:19 PM |
| life-is-great | $25.00 | 9/29/2012 2:06:06 PM |
| BGILlender | $36.00 | 9/29/2012 8:49:43 PM |
| commerce-renewal | $70.00 | 9/29/2012 8:59:26 PM |
| drkosh | $25.00 | 9/30/2012 7:31:03 AM |
| trade-surge393 | $25.00 | 9/29/2012 7:33:38 PM |
| aztec | $100.00 | 9/29/2012 8:14:19 PM |
| duty-viola | $25.00 | 9/29/2012 10:48:29 PM |
| compatible-deal9 | $25.00 | 9/30/2012 9:41:34 AM |
| thorough-capital799 | $25.00 | 9/30/2012 8:00:20 AM |
| likeable-hope | $25.00 | 9/30/2012 8:22:30 AM |
| jhouman | $25.00 | 9/30/2012 8:28:40 AM |
| 08bob | $25.00 | 9/30/2012 10:54:55 AM |
| credit-high-five8 | $25.00 | 9/30/2012 9:24:33 AM |
| dougm | $25.00 | 9/30/2012 10:15:49 AM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
645501
This series of Notes was issued and sold upon the funding of the borrower loan #75809, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $199.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
1 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $749 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-eloquent-trade2 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| open-minded-p2p1 | $25.00 | 9/27/2012 12:09:27 PM |
| C2Banking | $25.00 | 9/27/2012 3:48:25 PM |
| 52digital | $75.00 | 9/27/2012 5:00:56 PM |
| money-baron | $100.00 | 9/27/2012 11:56:26 AM |
| brightest-gain-investor | $1,000.00 | 9/27/2012 1:29:36 PM |
| paradise-foothill | $50.00 | 9/27/2012 2:06:41 PM |
| the-silver-blaster | $50.00 | 9/27/2012 5:30:19 PM |
| bubb_hans | $25.00 | 9/27/2012 5:32:36 PM |
| Money4Friends | $25.00 | 9/27/2012 5:39:42 PM |
| wampum-chorus3 | $25.00 | 9/27/2012 4:43:25 PM |
| special-dinero553 | $25.00 | 9/27/2012 5:15:43 PM |
| phenomenal-rate1 | $500.00 | 9/27/2012 5:06:53 PM |
| superb-funds335 | $25.00 | 9/27/2012 5:24:37 PM |
| nodebtin3 | $100.00 | 9/27/2012 5:39:55 PM |
| LoanerPrincipal | $25.00 | 9/27/2012 12:02:04 PM |
| Beld | $50.00 | 9/27/2012 5:09:09 PM |
| careful-vigilance4 | $25.00 | 9/27/2012 5:15:20 PM |
| majestic-note6 | $200.00 | 9/27/2012 5:23:58 PM |
| Splangy613 | $50.00 | 9/27/2012 3:10:58 PM |
| cash-kin7 | $25.00 | 9/27/2012 5:33:50 PM |
| friendly-gold | $25.00 | 9/27/2012 5:01:25 PM |
| gokart83 | $25.00 | 9/27/2012 5:07:16 PM |
| EBITDA | $25.00 | 9/27/2012 5:05:06 PM |
| pierrelasvegas | $25.00 | 9/27/2012 5:16:26 PM |
| proper-exchange8 | $50.00 | 9/27/2012 5:22:15 PM |
| sunwell | $50.00 | 9/27/2012 5:15:34 PM |
| linda-yan | $50.00 | 9/27/2012 5:18:43 PM |
| LeReve | $500.00 | 9/27/2012 5:28:16 PM |
| asset-professor | $25.00 | 9/27/2012 5:31:20 PM |
| speedy-peso1 | $100.00 | 9/27/2012 5:22:26 PM |
| brainy-return234 | $25.00 | 9/27/2012 5:29:57 PM |
| first-pragmatic-power | $25.00 | 9/27/2012 5:40:36 PM |
| Index_Plus | $1,650.00 | 9/27/2012 5:41:59 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
645505
This series of Notes was issued and sold upon the funding of the borrower loan #75665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $540.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 19
/
18 | Length of status: | 7y 11m |
|
Amount delinquent:
| $79 |
Total credit lines:
| 49 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,386 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| melodious-marketplace838 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| thrifty-generosity222 | $100.00 | 9/25/2012 5:05:42 PM |
| shalofin | $25.00 | 9/25/2012 5:22:29 PM |
| WalnutCreekguy | $50.00 | 9/25/2012 5:08:08 PM |
| affluence-microscope2 | $200.00 | 9/25/2012 5:25:54 PM |
| durability-seahorse7 | $50.00 | 9/25/2012 5:19:39 PM |
| BostonCapital | $100.00 | 9/25/2012 5:25:11 PM |
| Beld | $50.00 | 9/25/2012 5:32:18 PM |
| CAGE-Investments | $25.00 | 9/25/2012 5:17:46 PM |
| trade-boots1 | $100.00 | 9/25/2012 5:27:58 PM |
| nickel-ferret | $25.00 | 9/25/2012 5:35:23 PM |
| order-tamale | $385.00 | 9/25/2012 5:25:35 PM |
| ready-justice7 | $50.00 | 9/25/2012 5:27:44 PM |
| special-dinero553 | $25.00 | 9/25/2012 5:34:03 PM |
| pierrelasvegas | $25.00 | 9/25/2012 5:34:28 PM |
| bazaar-tulip | $25.00 | 9/25/2012 5:31:27 PM |
| williemc44 | $25.00 | 9/25/2012 5:45:20 PM |
| point653 | $25.00 | 9/25/2012 5:47:25 PM |
| sjc224 | $25.00 | 9/25/2012 5:32:55 PM |
| radiant-dollar9 | $200.00 | 9/25/2012 5:37:55 PM |
| StPong | $25.00 | 9/25/2012 5:50:30 PM |
| witty-credit467 | $25.00 | 9/25/2012 5:52:11 PM |
| return-pioneer221 | $200.00 | 9/25/2012 5:55:21 PM |
| EnglishGeekInNYC | $25.00 | 9/25/2012 5:43:55 PM |
| income-champion | $25.00 | 9/25/2012 5:58:30 PM |
| mwl | $25.00 | 9/25/2012 5:47:28 PM |
| houli123 | $25.00 | 9/25/2012 5:50:59 PM |
| pdub | $750.00 | 9/25/2012 5:55:14 PM |
| gss_000 | $25.00 | 9/25/2012 5:47:57 PM |
| MI2 | $5,000.00 | 9/25/2012 6:07:27 PM |
| tech310 | $50.00 | 9/25/2012 5:49:06 PM |
| vmann | $25.00 | 9/25/2012 5:51:22 PM |
| moviedaze | $25.00 | 9/25/2012 6:00:46 PM |
| cash-kin7 | $25.00 | 9/25/2012 6:01:40 PM |
| progressive-economy261 | $500.00 | 9/25/2012 6:00:07 PM |
| elegant-hope578 | $50.00 | 9/25/2012 6:00:14 PM |
| robust-diversification3 | $50.00 | 9/25/2012 6:00:27 PM |
| jstefans | $25.00 | 9/25/2012 6:02:37 PM |
| pious-market939 | $40.00 | 9/25/2012 6:11:41 PM |
| selector568 | $300.00 | 9/25/2012 6:36:12 PM |
| supreme-treasure8 | $100.00 | 9/25/2012 6:14:17 PM |
| red-power-pecan | $50.00 | 9/25/2012 6:06:02 PM |
| velocity-solo | $25.00 | 9/25/2012 6:18:02 PM |
| likeable-responsibility6 | $50.00 | 9/25/2012 6:19:03 PM |
| compoundinterest | $25.00 | 9/25/2012 6:20:55 PM |
| economy-producer | $25.00 | 9/25/2012 6:15:40 PM |
| p2p-czar3 | $25.00 | 9/25/2012 6:19:20 PM |
| LoanerPrincipal | $25.00 | 9/25/2012 6:30:00 PM |
| friendly-gold | $25.00 | 9/25/2012 6:22:20 PM |
| first-pragmatic-power | $25.00 | 9/25/2012 6:32:09 PM |
| suk200 | $25.00 | 9/25/2012 6:22:41 PM |
| tender-commerce8 | $50.00 | 9/25/2012 6:23:36 PM |
| p2ploan-hunter4 | $50.00 | 9/25/2012 6:24:01 PM |
| scho0590 | $82.67 | 9/25/2012 6:30:08 PM |
| bold-marketplace-awakening | $150.00 | 9/25/2012 7:11:53 PM |
| breadbroker | $25.00 | 9/25/2012 6:48:34 PM |
| abundant-dinero5 | $50.00 | 9/25/2012 7:08:24 PM |
| Educatedmike | $25.00 | 9/25/2012 5:20:01 PM |
| Aliso-Viejo | $50.00 | 9/25/2012 5:24:59 PM |
| keynaples | $100.00 | 9/25/2012 5:22:21 PM |
| justreturns | $25.00 | 9/25/2012 5:26:12 PM |
| j2ee | $50.00 | 9/25/2012 5:27:39 PM |
| trimwork99 | $25.00 | 9/25/2012 5:20:39 PM |
| soleowner | $25.00 | 9/25/2012 5:30:24 PM |
| daw1878 | $50.00 | 9/25/2012 5:37:15 PM |
| LeReve | $500.00 | 9/25/2012 5:41:22 PM |
| dmunySF | $50.00 | 9/25/2012 5:31:09 PM |
| yield-trader | $25.00 | 9/25/2012 5:46:15 PM |
| adventurer447 | $300.00 | 9/25/2012 5:32:03 PM |
| dignified-truth7 | $200.00 | 9/25/2012 5:36:45 PM |
| global-invest-group | $25.00 | 9/25/2012 5:33:19 PM |
| Counselco | $25.00 | 9/25/2012 5:50:56 PM |
| proper-exchange8 | $50.00 | 9/25/2012 5:51:33 PM |
| repayment-walnut2 | $25.00 | 9/25/2012 5:55:16 PM |
| restless-currency | $40.00 | 9/25/2012 5:35:46 PM |
| Jloaner | $100.00 | 9/25/2012 5:56:28 PM |
| versatile-dime442 | $250.00 | 9/25/2012 5:38:20 PM |
| impeccable-ore3 | $25.00 | 9/25/2012 5:44:37 PM |
| medic_up | $25.00 | 9/25/2012 5:53:27 PM |
| pragmatic-auction8 | $50.00 | 9/25/2012 5:54:54 PM |
| handy-money9 | $75.00 | 9/25/2012 6:01:54 PM |
| nodebtin3 | $25.00 | 9/25/2012 5:44:27 PM |
| on_your_side | $25.00 | 9/25/2012 5:56:08 PM |
| life-is-great | $25.00 | 9/25/2012 6:04:49 PM |
| Argbargle | $25.00 | 9/25/2012 6:09:24 PM |
| calamango | $50.00 | 9/25/2012 5:58:27 PM |
| cospilot | $25.00 | 9/25/2012 6:10:14 PM |
| fortytwo | $150.00 | 9/25/2012 5:53:29 PM |
| EastBayCapital | $25.00 | 9/25/2012 5:54:05 PM |
| shiny-dollar9 | $25.00 | 9/25/2012 6:14:48 PM |
| compassion-expert | $25.00 | 9/25/2012 6:15:19 PM |
| important-gold5 | $25.00 | 9/25/2012 6:15:39 PM |
| money-surge1 | $25.00 | 9/25/2012 5:56:34 PM |
| azazle | $50.00 | 9/25/2012 6:17:10 PM |
| velocityasaurus-rex4 | $100.00 | 9/25/2012 5:59:40 PM |
| rjleves | $49.00 | 9/25/2012 5:59:52 PM |
| RGlad | $300.00 | 9/25/2012 5:57:53 PM |
| velocity-pear | $25.00 | 9/25/2012 5:58:21 PM |
| gold-pudding6 | $60.00 | 9/25/2012 5:58:41 PM |
| Dubbs360 | $500.00 | 9/25/2012 5:59:14 PM |
| rupee-prairie | $25.00 | 9/25/2012 6:27:02 PM |
| upright-commitment5 | $25.00 | 9/25/2012 6:33:46 PM |
| profitable-fairness1 | $50.00 | 9/25/2012 6:02:32 PM |
| DadWarbucks | $25.00 | 9/25/2012 6:10:17 PM |
| new-sharp-leverage | $25.00 | 9/25/2012 6:11:01 PM |
| rescue | $100.00 | 9/25/2012 6:38:36 PM |
| bazaar-festivity | $25.00 | 9/25/2012 6:14:09 PM |
| truth-companion | $25.00 | 9/25/2012 6:14:19 PM |
| Robin_Hood | $50.00 | 9/25/2012 6:45:54 PM |
| alexander-hamilton | $107.00 | 9/25/2012 6:46:14 PM |
| EconomicRecovery1 | $25.00 | 9/25/2012 6:12:20 PM |
| LenderDan | $134.00 | 9/25/2012 6:22:11 PM |
| the-enthralling-coin | $25.00 | 9/25/2012 6:51:19 PM |
| daisuke | $25.00 | 9/25/2012 6:23:22 PM |
| duty-viola | $35.00 | 9/25/2012 6:15:45 PM |
| bid-czar8 | $100.00 | 9/25/2012 6:16:32 PM |
| dime-fighter | $25.00 | 9/25/2012 6:18:41 PM |
| SeaDevil | $25.00 | 9/25/2012 6:19:07 PM |
| Vreet | $25.00 | 9/25/2012 6:21:41 PM |
| responsive-principal8 | $25.00 | 9/25/2012 6:30:25 PM |
| money-baron | $82.33 | 9/25/2012 7:36:18 PM |
| tolerant-truth2 | $25.00 | 9/25/2012 6:36:18 PM |
| loyalty-cargo | $50.00 | 9/25/2012 6:39:02 PM |
| professional-vigilance9 | $100.00 | 9/25/2012 6:40:08 PM |
| social-cocktail1 | $200.00 | 9/25/2012 6:29:30 PM |
| transparency-sapling | $25.00 | 9/25/2012 6:45:57 PM |
| JSCharter | $50.00 | 9/25/2012 6:31:54 PM |
| dukeiyer | $25.00 | 9/25/2012 6:36:40 PM |
| competent-commitment5 | $25.00 | 9/25/2012 6:37:01 PM |
| persevering | $25.00 | 9/25/2012 7:10:05 PM |
| Comoparklender | $25.00 | 9/25/2012 7:17:07 PM |
| unassailable-funds754 | $25.00 | 9/25/2012 6:43:27 PM |
| unforgettable-order9 | $25.00 | 9/25/2012 7:24:21 PM |
| leverage-sensai6 | $25.00 | 9/25/2012 6:44:19 PM |
| MAYBROOK | $25.00 | 9/25/2012 6:55:19 PM |
| kfrench | $75.00 | 9/25/2012 6:58:04 PM |
| unger | $110.00 | 9/25/2012 7:18:15 PM |
| 136 Investments
|
Borrower Payment Dependent Notes Series
645519
This series of Notes was issued and sold upon the funding of the borrower loan #75435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $577.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 840-859 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,298 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| new-adventurous-currency |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to assist in the payment of a new pool. We are paying the majority of the cost for this pool at around $50,000. But the total pool cost is $75,000 and I'm looking to finance the remaining amount.
My financial situation:
I am a good candidate for this loan because I have a credit score of above 745, have a stable and good income of over $250,000/yr, and will most likely pay this loan amount off within the first 2 years. My wife is just returning to work after taking 11 years off to raise our children and while she builds her income up I don't want to take on the full burden of the pool cost. I'm reliable and a safe investment for this minimal loan amount. Thank you for your time and consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| commitment-neutron1 | $200.00 | 9/26/2012 5:02:35 PM |
| Taxman44 | $25.00 | 9/26/2012 5:05:43 PM |
| worth-blanket2 | $22,500.00 | 9/26/2012 5:13:31 PM |
| income-triangulation1 | $25.00 | 9/26/2012 5:03:58 PM |
| phenomenal-rate1 | $500.00 | 9/26/2012 5:04:54 PM |
| brainy-credit1 | $40.00 | 9/26/2012 5:17:28 PM |
| adventurer447 | $300.00 | 9/26/2012 5:19:40 PM |
| friendly-gold | $25.00 | 9/26/2012 5:08:18 PM |
| excellent-funds649 | $50.00 | 9/26/2012 5:40:03 PM |
| napmanger | $200.00 | 9/26/2012 5:17:16 PM |
| best-bonafide-p2p | $100.00 | 9/26/2012 5:15:13 PM |
| thrifty-transaction578 | $25.00 | 9/26/2012 5:32:34 PM |
| Bank_Of_XL | $25.00 | 9/26/2012 5:03:31 PM |
| LeReve | $500.00 | 9/26/2012 5:20:40 PM |
| imogen22 | $50.00 | 9/26/2012 5:11:08 PM |
| fund-medalist171 | $50.00 | 9/26/2012 5:12:19 PM |
| paladin847 | $70.00 | 9/26/2012 5:11:52 PM |
| durability-slingshot2 | $53.00 | 9/26/2012 5:39:56 PM |
| commerce-venture1 | $25.00 | 9/26/2012 5:15:33 PM |
| the-enthralling-coin | $25.00 | 9/26/2012 5:45:24 PM |
| yield-deployment5 | $25.00 | 9/26/2012 5:18:48 PM |
| hopeful_lender | $140.00 | 9/26/2012 5:32:37 PM |
| bid-youngster026 | $25.00 | 9/26/2012 5:44:48 PM |
| LoanerPrincipal | $22.00 | 9/26/2012 5:48:12 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
645537
This series of Notes was issued and sold upon the funding of the borrower loan #75553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $308.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| natural-income281 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000
Monthly expenses: $2000
Housing: $1500
Insurance: $150
Car expenses: $100
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-triangulation1 | $25.00 | 9/26/2012 5:02:28 PM |
| commitment-neutron1 | $200.00 | 9/26/2012 5:02:58 PM |
| duty-viola | $35.00 | 9/26/2012 5:03:34 PM |
| Bob450 | $25.00 | 9/26/2012 5:04:25 PM |
| affluence-microscope2 | $200.00 | 9/26/2012 5:04:33 PM |
| simplyonce | $25.00 | 9/26/2012 5:06:52 PM |
| worth-blanket2 | $9,450.00 | 9/26/2012 5:12:35 PM |
| WalnutCreekguy | $50.00 | 9/26/2012 5:04:18 PM |
| lowrater | $50.70 | 9/26/2012 5:05:43 PM |
| tolerant-responsibility051 | $2,000.00 | 9/26/2012 5:07:56 PM |
| commerce-venture1 | $25.00 | 9/26/2012 5:08:23 PM |
| transparency-sapling | $25.00 | 9/26/2012 5:09:06 PM |
| CA-Lender | $25.00 | 9/26/2012 5:11:20 PM |
| DLUVLY1 | $25.00 | 9/26/2012 5:11:55 PM |
| decisive-income7 | $2,500.00 | 9/26/2012 5:02:30 PM |
| tech310 | $50.00 | 9/26/2012 5:05:32 PM |
| thrilling-fund427 | $50.00 | 9/26/2012 5:07:10 PM |
| best-bonafide-p2p | $25.00 | 9/26/2012 5:07:22 PM |
| bob450-roth | $25.00 | 9/26/2012 5:08:26 PM |
| paladin847 | $70.00 | 9/26/2012 5:11:52 PM |
| friendly-gold | $25.00 | 9/26/2012 5:08:19 PM |
| credit-coach118 | $40.01 | 9/26/2012 5:08:38 PM |
| durability-seahorse7 | $50.00 | 9/26/2012 5:10:10 PM |
| imogen22 | $50.00 | 9/26/2012 5:11:47 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
645553
This series of Notes was issued and sold upon the funding of the borrower loan #75387, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $557.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 12y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,238 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| open-minded-generosity253 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation/Home Improvement
Purpose of loan:
This loan will be used to consolidate debt and make home improvements. I am looking to increase the value of my home by remodeling the kitchen.
My financial situation:
I am a good candidate for this loan because my payment history is immaculate, I have a great credit rating and I have a low debt to income ratio.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $3,000.00 | 9/26/2012 5:06:05 PM |
| responsibility-butterfly | $25.00 | 9/26/2012 6:10:34 PM |
| Bank_Of_XL | $25.00 | 9/26/2012 5:03:13 PM |
| Kessler | $26.00 | 9/26/2012 5:05:47 PM |
| fund-medalist171 | $34.00 | 9/26/2012 5:13:38 PM |
| brainy-credit1 | $40.00 | 9/26/2012 5:17:29 PM |
| adventurer447 | $300.00 | 9/26/2012 5:19:41 PM |
| excellent-funds649 | $50.00 | 9/26/2012 5:40:04 PM |
| tenacious-affluence | $25.00 | 9/26/2012 6:11:01 PM |
| payout-paladin3 | $250.00 | 9/26/2012 7:05:25 PM |
| jubilant-capital1 | $50.00 | 9/26/2012 7:06:07 PM |
| social-pear9 | $50.00 | 9/26/2012 6:26:17 PM |
| EnglishGeekInNYC | $50.00 | 9/26/2012 6:37:41 PM |
| dt_one | $25.00 | 9/26/2012 8:17:03 PM |
| nodebtin3 | $100.00 | 9/27/2012 3:59:56 AM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:10:03 PM |
| zippy-revenue8 | $25.00 | 9/27/2012 5:03:10 AM |
| ready-interest9 | $25.00 | 9/26/2012 7:22:00 PM |
| smart-note9 | $25.00 | 9/26/2012 8:01:03 PM |
| Supernick | $500.00 | 9/27/2012 7:06:35 AM |
| blot44 | $25.00 | 9/27/2012 5:50:27 AM |
| KCEnterprises | $25.00 | 9/27/2012 9:05:53 AM |
| john0720 | $25.00 | 9/27/2012 6:56:13 AM |
| Zipperdu | $38.04 | 9/27/2012 7:53:07 AM |
| Cai8899 | $25.00 | 9/27/2012 9:26:52 AM |
| Interloper | $50.00 | 9/27/2012 12:02:15 PM |
| Good-Yield | $25.00 | 9/27/2012 11:06:01 AM |
| nevee | $35.00 | 9/27/2012 7:06:32 PM |
| heerzaquestion | $26.00 | 9/28/2012 5:23:13 AM |
| cerebral-dollar773 | $50.00 | 9/28/2012 6:40:42 AM |
| capital-heaven5 | $500.00 | 9/27/2012 8:25:42 PM |
| kind-bazaar-kitten | $25.00 | 9/28/2012 7:53:59 AM |
| loyalty-hornet6 | $25.00 | 9/28/2012 7:58:43 AM |
| themoneydoctor | $277.90 | 9/28/2012 3:45:06 PM |
| penny-kahuna0 | $25.00 | 9/28/2012 4:44:04 PM |
| shrewd-deal | $25.00 | 9/28/2012 11:50:10 AM |
| Cookstersalibi | $25.00 | 9/28/2012 11:36:44 AM |
| Pogo5 | $26.84 | 9/28/2012 12:14:39 PM |
| sanjubab | $100.00 | 9/28/2012 12:24:42 PM |
| booOST | $36.71 | 9/28/2012 3:13:02 PM |
| coin-popcorn | $30.00 | 9/28/2012 4:18:39 PM |
| first-graceful-contract | $25.00 | 9/28/2012 1:50:46 PM |
| blue-laudable-dinero | $64.98 | 9/28/2012 2:02:53 PM |
| auction-sage | $100.00 | 9/28/2012 5:17:45 PM |
| chac | $500.00 | 9/28/2012 3:23:22 PM |
| Long-term2040 | $25.00 | 9/28/2012 4:06:25 PM |
| RockpointCapital | $200.00 | 9/28/2012 4:33:23 PM |
| the-magnetic-transaction | $173.00 | 9/28/2012 5:05:04 PM |
| listing-reformation8 | $35.00 | 9/28/2012 5:24:55 PM |
| Plow_n_Sow | $25.00 | 9/28/2012 5:05:55 PM |
| cardminger | $25.00 | 9/28/2012 5:47:19 PM |
| mizon291 | $30.00 | 9/28/2012 5:11:56 PM |
| magnificent-felicity4 | $50.00 | 9/28/2012 5:15:59 PM |
| investment-genetics90 | $25.00 | 9/28/2012 5:56:51 PM |
| mar97 | $25.00 | 9/28/2012 5:57:42 PM |
| loot-heart | $25.00 | 9/28/2012 6:02:41 PM |
| Searlzy | $25.00 | 9/28/2012 5:29:39 PM |
| supersarah61 | $41.05 | 9/28/2012 5:32:47 PM |
| benevolent-marketplace4 | $2,500.00 | 9/28/2012 6:11:35 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:42:53 PM |
| ckatak | $50.00 | 9/28/2012 6:15:09 PM |
| american6 | $50.00 | 9/28/2012 6:22:28 PM |
| helpishere777 | $25.00 | 9/28/2012 6:34:25 PM |
| compoundinterest | $25.00 | 9/28/2012 6:01:46 PM |
| pd_EXCELLENTcredit | $25.00 | 9/28/2012 7:32:45 PM |
| pious-currency875 | $100.00 | 9/28/2012 6:07:40 PM |
| treasure-palace661 | $350.00 | 9/28/2012 6:13:35 PM |
| garlicguy | $225.00 | 9/28/2012 10:27:04 PM |
| latestone | $25.00 | 9/28/2012 11:11:32 PM |
| Investoman | $25.00 | 9/28/2012 6:13:49 PM |
| Millertime_496 | $30.00 | 9/29/2012 12:46:40 AM |
| cozy-principal883 | $27.30 | 9/29/2012 4:00:09 AM |
| enterprising-exchange6 | $50.00 | 9/28/2012 6:19:37 PM |
| nuclearmoose | $50.00 | 9/28/2012 6:22:15 PM |
| larslfe | $25.00 | 9/28/2012 6:22:26 PM |
| LaBamba | $150.00 | 9/29/2012 5:11:07 AM |
| open-minded-finance1 | $55.00 | 9/29/2012 5:18:52 AM |
| senior1 | $25.00 | 9/28/2012 6:23:07 PM |
| Digs | $25.00 | 9/29/2012 5:31:11 AM |
| studious-kindness0 | $50.00 | 9/28/2012 6:25:52 PM |
| C_Mark | $50.00 | 9/28/2012 6:26:32 PM |
| nickel-companion5 | $25.00 | 9/28/2012 6:12:44 PM |
| helping-out | $150.00 | 9/29/2012 6:15:34 AM |
| Smallbear | $25.00 | 9/29/2012 6:19:45 AM |
| payout-fort1 | $25.00 | 9/29/2012 6:24:20 AM |
| unrivaled-capital322 | $200.00 | 9/29/2012 6:32:50 AM |
| Glory_Honor_Orange | $110.35 | 9/29/2012 6:44:05 AM |
| Tenfutta | $25.00 | 9/29/2012 6:50:36 AM |
| income-encore1 | $150.00 | 9/28/2012 6:38:04 PM |
| mflawyer | $25.00 | 9/29/2012 7:10:06 AM |
| enriching-trade2 | $25.00 | 9/28/2012 6:54:38 PM |
| ultimate-commitment | $50.00 | 9/28/2012 6:57:33 PM |
| payout-optimizer1 | $100.00 | 9/28/2012 7:01:29 PM |
| bellaquito | $500.00 | 9/28/2012 7:12:12 PM |
| dough-kitten5 | $50.00 | 9/28/2012 6:35:59 PM |
| meenan | $25.00 | 9/28/2012 6:38:04 PM |
| income-encore1 | $50.00 | 9/28/2012 6:45:20 PM |
| houli123 | $50.00 | 9/28/2012 7:58:55 PM |
| hml | $150.00 | 9/28/2012 8:31:21 PM |
| enriched-truth | $37.58 | 9/28/2012 9:06:12 PM |
| interest88 | $69.00 | 9/28/2012 10:28:20 PM |
| income-awakening6 | $25.00 | 9/28/2012 8:14:52 PM |
| red-penny-philosopher | $25.00 | 9/29/2012 2:52:23 AM |
| mcgillis99 | $50.00 | 9/28/2012 8:52:19 PM |
| gilbrear | $25.00 | 9/29/2012 5:15:27 AM |
| a-dollar-orchestra | $448.83 | 9/29/2012 5:32:25 AM |
| atlacatl | $25.00 | 9/28/2012 10:53:32 PM |
| cash-cymbal3 | $100.00 | 9/29/2012 5:52:05 AM |
| wampum-chorus3 | $100.00 | 9/29/2012 6:20:30 AM |
| glc527 | $35.84 | 9/29/2012 2:38:00 AM |
| awesome-generosity4 | $40.00 | 9/29/2012 6:46:59 AM |
| greenback-loyalist8 | $25.00 | 9/29/2012 6:58:47 AM |
| jonnysixgun | $50.00 | 9/29/2012 7:06:57 AM |
| awesome-dollar6 | $200.00 | 9/29/2012 4:40:47 AM |
| Ambassador | $75.00 | 9/29/2012 4:54:53 AM |
| Svigel | $29.95 | 9/29/2012 4:58:10 AM |
| astute-benjamins | $150.00 | 9/29/2012 6:11:17 AM |
| Manta_Rai | $30.00 | 9/29/2012 6:25:40 AM |
| AM2008 | $25.00 | 9/29/2012 6:35:21 AM |
| chicagobanker | $50.00 | 9/29/2012 6:57:14 AM |
| Oakland | $50.00 | 9/29/2012 7:07:48 AM |
| wojo | $40.00 | 9/29/2012 7:17:57 AM |
| imogen22 | $50.00 | 9/26/2012 5:11:25 PM |
| Taxman44 | $25.00 | 9/26/2012 5:05:43 PM |
| best-bonafide-p2p | $100.00 | 9/26/2012 5:12:17 PM |
| napmanger | $150.00 | 9/26/2012 5:13:41 PM |
| proper-exchange8 | $50.00 | 9/26/2012 6:03:08 PM |
| kenji4861 | $25.00 | 9/26/2012 6:03:56 PM |
| hopeful_lender | $200.00 | 9/26/2012 5:37:41 PM |
| community-burrito9 | $25.00 | 9/26/2012 6:14:14 PM |
| mindful-generosity1 | $50.00 | 9/26/2012 6:15:16 PM |
| marketplace-singularity3 | $135.00 | 9/26/2012 5:52:58 PM |
| sensible-interest2 | $25.00 | 9/26/2012 5:53:24 PM |
| julijask | $100.00 | 9/26/2012 6:38:12 PM |
| bold-wampum-compadre | $50.00 | 9/26/2012 6:04:59 PM |
| bazaar-tulip | $25.00 | 9/26/2012 6:17:15 PM |
| Laissez-faire | $25.00 | 9/26/2012 7:25:06 PM |
| RGlad | $200.00 | 9/26/2012 6:32:54 PM |
| jcornehlsen | $25.00 | 9/26/2012 6:33:33 PM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:48 PM |
| green28 | $50.00 | 9/27/2012 5:17:11 AM |
| herbyman | $50.00 | 9/27/2012 5:42:45 AM |
| Henrylin | $25.00 | 9/27/2012 6:09:15 AM |
| HikeMoab | $50.00 | 9/26/2012 7:35:54 PM |
| spy0 | $25.00 | 9/27/2012 6:27:29 AM |
| integrity-web | $25.00 | 9/26/2012 8:01:32 PM |
| FWF-kinetic | $25.00 | 9/26/2012 10:06:57 PM |
| RBSbank | $58.42 | 9/27/2012 7:57:54 AM |
| frankdelraza | $25.00 | 9/27/2012 9:29:17 AM |
| Detour11 | $25.00 | 9/27/2012 9:47:22 AM |
| ingenious-deal6 | $25.00 | 9/27/2012 10:41:19 AM |
| vines99 | $25.00 | 9/27/2012 10:14:28 AM |
| deal-kung-fu | $75.00 | 9/27/2012 10:34:25 AM |
| Balraug | $100.00 | 9/27/2012 3:37:42 PM |
| leverage-monger | $25.00 | 9/27/2012 12:46:53 PM |
| Splangy613 | $50.00 | 9/27/2012 3:20:44 PM |
| andrew491 | $50.00 | 9/28/2012 12:24:23 AM |
| RBSbank | $33.68 | 9/28/2012 5:13:29 AM |
| bonafide-yield351 | $25.00 | 9/27/2012 7:58:06 PM |
| calbertrand | $25.00 | 9/28/2012 6:41:24 AM |
| azazle | $50.00 | 9/28/2012 8:49:16 AM |
| fboba | $300.00 | 9/28/2012 8:22:18 AM |
| rutzebach | $500.00 | 9/28/2012 12:35:16 PM |
| tolerant-responsibility051 | $2,000.00 | 9/28/2012 9:22:24 AM |
| Gordon_Gekko1 | $30.00 | 9/28/2012 1:57:29 PM |
| brightest-income-hunter | $50.00 | 9/28/2012 2:02:51 PM |
| lendersf | $50.00 | 9/28/2012 2:15:56 PM |
| rich329 | $25.00 | 9/28/2012 3:32:28 PM |
| Stozer | $25.00 | 9/28/2012 10:46:37 AM |
| RatRaceChamp | $50.00 | 9/28/2012 1:00:59 PM |
| repayment-pagoda8 | $100.00 | 9/28/2012 5:08:52 PM |
| Truckie-FD | $55.36 | 9/28/2012 2:37:40 PM |
| blue-unrelenting-rupee | $25.00 | 9/28/2012 12:28:00 PM |
| jga516 | $25.00 | 9/28/2012 4:15:14 PM |
| oldrebel | $25.00 | 9/28/2012 2:04:27 PM |
| keen-credit6 | $29.00 | 9/28/2012 2:22:43 PM |
| availableloan | $25.00 | 9/28/2012 5:01:02 PM |
| fair-interest6 | $41.83 | 9/28/2012 4:05:16 PM |
| bonus-seahorse | $100.00 | 9/28/2012 4:19:16 PM |
| cloud8 | $35.00 | 9/28/2012 4:38:23 PM |
| hitsman | $50.00 | 9/28/2012 5:04:30 PM |
| proud-pound4 | $25.00 | 9/28/2012 5:08:46 PM |
| octoberfresh | $25.00 | 9/28/2012 5:06:17 PM |
| simplelender80 | $500.00 | 9/28/2012 5:07:25 PM |
| mtquan | $25.00 | 9/28/2012 5:47:16 PM |
| Castellan | $50.00 | 9/28/2012 5:21:59 PM |
| logical-reward8 | $25.00 | 9/28/2012 5:55:41 PM |
| puifais | $50.00 | 9/28/2012 5:20:46 PM |
| brightest-repayment-patriot | $75.00 | 9/28/2012 6:18:33 PM |
| PeterV | $25.00 | 9/28/2012 6:19:55 PM |
| totoro | $25.00 | 9/28/2012 6:21:20 PM |
| zone6 | $100.00 | 9/28/2012 6:26:04 PM |
| Clambake | $25.00 | 9/28/2012 6:27:29 PM |
| Avala | $100.00 | 9/28/2012 6:36:40 PM |
| moola-man | $25.00 | 9/28/2012 6:39:28 PM |
| silver-stacker | $25.00 | 9/28/2012 6:46:58 PM |
| gojackgo | $50.00 | 9/28/2012 7:00:50 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:07:25 PM |
| FL-Lender | $25.00 | 9/28/2012 7:18:11 PM |
| new-ore-venture | $100.00 | 9/28/2012 7:57:41 PM |
| Myrm | $65.00 | 9/28/2012 8:04:43 PM |
| geekguy | $25.00 | 9/28/2012 6:09:22 PM |
| Theofficer_roth_ira | $147.74 | 9/28/2012 8:35:49 PM |
| reinforced-velocity158 | $400.00 | 9/28/2012 9:37:01 PM |
| pythia | $50.00 | 9/28/2012 11:50:39 PM |
| UHcougars | $25.00 | 9/29/2012 12:23:13 AM |
| Astyanax | $30.00 | 9/29/2012 1:15:43 AM |
| a-unflappable-finance | $100.00 | 9/28/2012 6:16:14 PM |
| MPdeez | $42.66 | 9/28/2012 6:16:29 PM |
| innocent-loot | $25.00 | 9/28/2012 6:16:52 PM |
| socrates520 | $50.00 | 9/28/2012 6:23:50 PM |
| flexible-duty3 | $25.00 | 9/29/2012 5:31:04 AM |
| gracej | $25.00 | 9/28/2012 6:24:14 PM |
| JLMGroupFunds | $25.00 | 9/28/2012 6:13:55 PM |
| active-reward7 | $50.00 | 9/28/2012 6:35:00 PM |
| damage | $25.00 | 9/28/2012 6:14:55 PM |
| lendacity | $25.00 | 9/28/2012 6:15:42 PM |
| Rulea72 | $25.00 | 9/29/2012 7:03:43 AM |
| deal-thinker7 | $25.00 | 9/29/2012 7:05:14 AM |
| lending401 | $25.00 | 9/28/2012 6:48:39 PM |
| spartacusiam | $25.00 | 9/28/2012 6:19:59 PM |
| well-mannered-power8 | $25.00 | 9/28/2012 6:22:23 PM |
| point-leather9 | $25.00 | 9/28/2012 6:22:59 PM |
| wwwUniversal | $25.00 | 9/28/2012 6:56:07 PM |
| prudent-bid3 | $37.93 | 9/28/2012 8:07:35 PM |
| lucrative-rate2 | $100.00 | 9/28/2012 7:11:21 PM |
| income-buffalo1 | $100.00 | 9/28/2012 7:21:00 PM |
| entertaining-credit5 | $30.00 | 9/28/2012 7:27:09 PM |
| C525 | $25.00 | 9/28/2012 9:45:23 PM |
| felicity-fertilizer6 | $25.00 | 9/28/2012 11:48:36 PM |
| appastk | $25.00 | 9/28/2012 8:20:33 PM |
| sushi537 | $25.00 | 9/29/2012 12:42:34 AM |
| ethical-truth211 | $200.00 | 9/29/2012 2:49:59 AM |
| 08bob | $25.00 | 9/29/2012 3:44:17 AM |
| leverage-galleon | $30.00 | 9/28/2012 8:57:54 PM |
| blackstar | $25.00 | 9/29/2012 4:10:06 AM |
| dollar-heart5 | $34.00 | 9/29/2012 4:54:18 AM |
| Hybodant | $60.00 | 9/29/2012 5:24:18 AM |
| jhernand17 | $25.00 | 9/28/2012 10:45:48 PM |
| caring-contract6 | $50.00 | 9/28/2012 11:06:58 PM |
| worlds-best-worth2 | $25.00 | 9/28/2012 11:29:26 PM |
| radforj22 | $100.00 | 9/29/2012 6:30:11 AM |
| Johnab | $26.00 | 9/29/2012 7:11:55 AM |
| orange-dynamic-euro | $25.00 | 9/29/2012 6:40:28 AM |
| tszbgae | $50.00 | 9/29/2012 6:59:17 AM |
| VGitane25 | $160.01 | 9/29/2012 7:24:25 AM |
| 246 Investments
|
Borrower Payment Dependent Notes Series
645579
This series of Notes was issued and sold upon the funding of the borrower loan #75249, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,488 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reward-explorer947 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: repairs
This loan will be used to...repairs
My financial situation:
I am a good candidate for this loan because...my credit score
Monthly net income: $85000
Monthly expenses: $3000
Housing: $1500
Insurance: $100
Car expenses: $500
Utilities: $300
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $
200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/26/2012 6:10:34 PM |
| majestic-note6 | $150.00 | 9/26/2012 5:18:46 PM |
| appetizing-loyalty354 | $100.00 | 9/26/2012 5:21:38 PM |
| bewitching-dollar5 | $100.00 | 9/26/2012 5:51:29 PM |
| rate-advocator7 | $100.00 | 9/26/2012 5:52:23 PM |
| SolarMoonshine | $25.00 | 9/26/2012 6:04:00 PM |
| open-minded-p2p1 | $25.00 | 9/26/2012 7:07:48 PM |
| first-serene-credit | $25.00 | 9/27/2012 12:00:58 AM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:10:03 PM |
| tolerant-dinero2 | $25.00 | 9/27/2012 8:45:08 AM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:49 PM |
| businessbroker101 | $25.00 | 9/27/2012 9:10:01 AM |
| fervent-commerce | $36.00 | 9/27/2012 8:31:30 AM |
| compatible-return120 | $25.00 | 9/27/2012 9:32:48 AM |
| worthy-bid8 | $100.00 | 9/27/2012 10:12:01 AM |
| compassion-paladin042 | $50.00 | 9/27/2012 10:50:47 AM |
| promise2 | $25.00 | 9/27/2012 11:01:39 AM |
| tranquil-loyalty465 | $50.00 | 9/27/2012 11:23:30 AM |
| currency-bumblebee | $25.00 | 9/27/2012 5:44:41 PM |
| Lubava | $25.00 | 9/27/2012 7:49:01 PM |
| kurtb57 | $100.00 | 9/27/2012 10:19:45 PM |
| continental2 | $100.00 | 9/28/2012 7:23:42 AM |
| enthralling-balance4 | $25.00 | 9/28/2012 7:58:36 AM |
| YampaQuant | $25.00 | 9/28/2012 10:45:05 AM |
| sincere-agreement9 | $25.00 | 9/28/2012 2:06:22 PM |
| m0rlock | $450.00 | 9/28/2012 4:48:25 PM |
| lean-dedication | $25.00 | 9/28/2012 10:53:22 AM |
| ultimate-dough0 | $50.00 | 9/28/2012 11:13:49 AM |
| Freedom_Lending | $25.34 | 9/28/2012 1:47:02 PM |
| Astyanax | $25.00 | 9/28/2012 12:44:50 PM |
| Lilybell | $29.88 | 9/28/2012 4:16:34 PM |
| WealthBuildingLessons | $50.00 | 9/28/2012 2:15:36 PM |
| CA-Lender | $25.00 | 9/28/2012 4:45:41 PM |
| credit-prodigy4 | $50.00 | 9/28/2012 3:44:58 PM |
| bubb_hans | $3.27 | 9/28/2012 5:18:30 PM |
| durability-seahorse7 | $50.00 | 9/27/2012 3:35:51 AM |
| bonus-seahorse | $30.00 | 9/26/2012 10:40:34 PM |
| melodious-openness | $200.00 | 9/27/2012 5:23:07 AM |
| greencat | $50.00 | 9/27/2012 7:16:56 AM |
| farlik | $25.00 | 9/27/2012 9:10:56 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:35 AM |
| vines99 | $25.00 | 9/27/2012 10:24:44 AM |
| productive-note2 | $40.00 | 9/27/2012 10:53:59 AM |
| speedy-peso1 | $100.00 | 9/27/2012 5:23:02 PM |
| papaloha | $25.00 | 9/27/2012 9:40:53 PM |
| Southbay96 | $25.00 | 9/28/2012 7:20:49 AM |
| joey1011 | $25.00 | 9/28/2012 8:06:48 AM |
| KB-IRA | $100.00 | 9/27/2012 10:27:17 PM |
| courteous-platinum7 | $25.00 | 9/28/2012 3:47:43 AM |
| orchestra960 | $300.00 | 9/28/2012 9:14:54 AM |
| subtle-leverage4 | $25.00 | 9/28/2012 6:19:59 AM |
| Tyrion31 | $25.00 | 9/28/2012 8:59:22 AM |
| newest-currency-vibrato | $50.00 | 9/28/2012 9:13:46 AM |
| deal-hickory5 | $100.00 | 9/28/2012 10:03:52 AM |
| tolerant-responsibility051 | $500.00 | 9/28/2012 9:19:39 AM |
| rutzebach | $50.00 | 9/28/2012 12:32:11 PM |
| seabassx | $25.00 | 9/28/2012 9:39:28 AM |
| BlendZen | $46.40 | 9/28/2012 11:31:26 AM |
| droopie1 | $25.00 | 9/28/2012 10:46:49 AM |
| upbeat-investment9 | $25.00 | 9/28/2012 11:28:35 AM |
| HomerdohNY | $25.00 | 9/28/2012 12:22:56 PM |
| EretzCapital | $39.11 | 9/28/2012 2:04:46 PM |
| diplomatic-wealth7 | $25.00 | 9/28/2012 3:32:12 PM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
645687
This series of Notes was issued and sold upon the funding of the borrower loan #75611, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 21.59% |
Borrower rate/APR:
| 22.59% / 26.40% |
Monthly payment:
| $577.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.07% | | |
| |
Estimated return*:
| 11.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 5y 10m |
|
Amount delinquent:
| $1,155 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,328 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-competent-treasure |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 19 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $15,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2011)
740-759
(Apr-2011)
|
|
Principal balance:
| $9,203.10 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DoctorJoe | $25.00 | 9/27/2012 11:52:13 AM |
| money-baron | $100.00 | 9/27/2012 11:56:26 AM |
| felicity-contributor3 | $25.00 | 9/27/2012 12:13:20 PM |
| radforj22 | $25.00 | 9/27/2012 1:00:50 PM |
| num1irish | $25.00 | 9/27/2012 2:56:20 PM |
| Freedom_Lending | $29.44 | 9/27/2012 3:22:40 PM |
| Numbat77 | $25.00 | 9/27/2012 12:30:30 PM |
| Gandalf0001 | $25.00 | 9/27/2012 3:31:04 PM |
| Splangy613 | $50.00 | 9/27/2012 3:10:58 PM |
| jtn4148 | $50.00 | 9/27/2012 3:38:54 PM |
| halothane_logic | $25.00 | 9/27/2012 12:13:36 PM |
| Budson_Group | $65.00 | 9/27/2012 2:53:44 PM |
| Helenska11 | $100.00 | 9/27/2012 3:21:02 PM |
| skillful-justice879 | $24.98 | 9/27/2012 3:39:48 PM |
| worth-blanket2 | $13,500.00 | 9/27/2012 11:57:20 AM |
| WriteTheLegend | $250.00 | 9/27/2012 12:22:50 PM |
| contract-equinox | $50.00 | 9/27/2012 11:56:28 AM |
| 01a_MrsUSC | $100.00 | 9/27/2012 12:10:14 PM |
| rutzebach | $65.58 | 9/27/2012 12:27:43 PM |
| surge9 | $350.00 | 9/27/2012 12:48:18 PM |
| forthright-trade | $35.00 | 9/27/2012 2:09:13 PM |
| YesMatt | $25.00 | 9/27/2012 3:05:00 PM |
| commitment-farm | $30.00 | 9/27/2012 2:41:48 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
645689
This series of Notes was issued and sold upon the funding of the borrower loan #75698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $291.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,148 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ferocious-openness3 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay off credit cardsThis loan will be used to...debt consolidationMy financial situation: I am a good candidate for this loan because...i work everyday i pay my bills and would like to get rid of credit card debtMonthly net income: $2600Monthly expenses: $2399Housing: $531Insurance: $178Car expenses: $160Utilities: $230Phone, cable, internet: $150Food, entertainment: $400Clothing, household expenses: $400Credit cards and other loans: $350Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| commitment-neutron1 | $200.00 | 9/26/2012 5:03:09 PM |
| WalnutCreekguy | $50.00 | 9/26/2012 5:04:19 PM |
| durability-seahorse7 | $50.00 | 9/26/2012 5:10:10 PM |
| pierrelasvegas | $25.00 | 9/26/2012 5:14:22 PM |
| phenomenal-rate1 | $500.00 | 9/26/2012 5:05:27 PM |
| friendly-gold | $25.00 | 9/26/2012 5:08:20 PM |
| special-dinero553 | $25.00 | 9/26/2012 5:14:04 PM |
| 52digital | $75.00 | 9/26/2012 5:44:45 PM |
| adventurer447 | $300.00 | 9/26/2012 5:19:41 PM |
| supreme-treasure8 | $100.00 | 9/26/2012 5:59:51 PM |
| bellaquito | $500.00 | 9/26/2012 5:26:05 PM |
| careful-vigilance4 | $25.00 | 9/26/2012 5:30:44 PM |
| bold-marketplace-awakening | $150.00 | 9/26/2012 5:39:06 PM |
| mindful-generosity1 | $50.00 | 9/26/2012 6:15:17 PM |
| BostonCapital | $100.00 | 9/26/2012 6:16:06 PM |
| green-high-five7 | $25.00 | 9/26/2012 6:08:26 PM |
| Elefunt | $25.00 | 9/26/2012 6:12:18 PM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:10:04 PM |
| Beld | $50.00 | 9/26/2012 6:22:09 PM |
| money-baron | $100.00 | 9/26/2012 7:24:54 PM |
| scoobiedoo | $25.01 | 9/26/2012 7:52:16 PM |
| reflective-rupee | $25.00 | 9/26/2012 9:32:55 PM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:50 PM |
| Digs | $25.00 | 9/27/2012 4:49:01 AM |
| LoanerPrincipal | $25.00 | 9/26/2012 7:46:05 PM |
| investmentgeek | $25.00 | 9/27/2012 6:38:27 AM |
| grf1945 | $50.00 | 9/27/2012 6:43:51 AM |
| orangetrust | $50.00 | 9/27/2012 7:07:16 AM |
| melodious-openness | $100.00 | 9/27/2012 5:25:06 AM |
| green-order-captain | $50.00 | 9/27/2012 7:20:58 AM |
| evilkats | $50.00 | 9/27/2012 7:45:53 AM |
| agreement-protector6 | $25.00 | 9/27/2012 8:28:33 AM |
| 1800porsche | $25.00 | 9/27/2012 9:08:15 AM |
| lyndyn | $25.00 | 9/27/2012 9:23:54 AM |
| nevee | $35.00 | 9/27/2012 9:25:39 AM |
| return-enthusiast1 | $25.00 | 9/27/2012 9:41:31 AM |
| profit-powerplant | $25.00 | 9/27/2012 10:18:33 AM |
| sunwell | $50.00 | 9/27/2012 9:47:17 AM |
| graceful-IRAinvestment | $34.99 | 9/27/2012 10:29:10 AM |
| NobisEst | $25.00 | 9/27/2012 10:04:18 AM |
| ethical-truth211 | $200.00 | 9/27/2012 10:19:17 AM |
| responsibility-butterfly | $25.00 | 9/26/2012 6:10:36 PM |
| intelligent-yield | $34.00 | 9/26/2012 5:04:28 PM |
| imogen22 | $25.00 | 9/26/2012 5:12:02 PM |
| diplomatic-wealth7 | $25.00 | 9/26/2012 5:18:12 PM |
| auction-bonaza8 | $100.00 | 9/26/2012 5:56:09 PM |
| LeReve | $500.00 | 9/26/2012 5:21:24 PM |
| first-pragmatic-power | $25.00 | 9/26/2012 5:34:45 PM |
| pound-mushroom3 | $25.00 | 9/26/2012 5:43:08 PM |
| finance-prescription | $100.00 | 9/26/2012 6:19:58 PM |
| sensible-interest2 | $25.00 | 9/26/2012 5:52:11 PM |
| loyalty-dragster7 | $100.00 | 9/26/2012 5:54:17 PM |
| octoberfresh | $25.00 | 9/26/2012 5:59:22 PM |
| proper-exchange8 | $50.00 | 9/26/2012 6:03:08 PM |
| EnglishGeekInNYC | $25.00 | 9/26/2012 6:08:54 PM |
| BBsapphire-2-loan | $100.00 | 9/26/2012 7:03:23 PM |
| money-baron-Roth401k | $50.00 | 9/26/2012 7:05:11 PM |
| Investor_DP | $200.00 | 9/26/2012 7:12:20 PM |
| cash-kin7 | $25.00 | 9/26/2012 6:27:50 PM |
| greenback-sage433 | $25.00 | 9/26/2012 7:47:33 PM |
| missing-link | $25.00 | 9/26/2012 6:43:29 PM |
| competent-commitment5 | $25.00 | 9/26/2012 6:44:14 PM |
| COCHINOBOY | $65.00 | 9/26/2012 6:45:56 PM |
| callmebryan | $25.00 | 9/26/2012 9:20:30 PM |
| pragmatic-auction8 | $25.00 | 9/26/2012 6:52:38 PM |
| pleasant-listing712 | $25.00 | 9/26/2012 7:06:19 PM |
| first-serene-credit | $25.00 | 9/26/2012 11:59:18 PM |
| paytonbrigadier | $250.00 | 9/26/2012 7:07:05 PM |
| mikeandcat | $50.00 | 9/27/2012 4:47:55 AM |
| Laissez-faire | $25.00 | 9/26/2012 7:23:40 PM |
| bazaar-tulip | $500.00 | 9/26/2012 7:28:08 PM |
| RotJ | $100.00 | 9/27/2012 6:51:01 AM |
| justasoldier | $100.00 | 9/26/2012 8:27:16 PM |
| supreme-exchange547 | $25.00 | 9/26/2012 9:08:05 PM |
| FinanceEngine | $50.00 | 9/26/2012 10:35:05 PM |
| KindCharmingReflective-affluence | $25.00 | 9/26/2012 11:11:34 PM |
| nodebtin3 | $100.00 | 9/27/2012 3:59:56 AM |
| y2kman9 | $25.00 | 9/27/2012 5:59:11 AM |
| DiligentiaLLC | $75.00 | 9/27/2012 5:39:24 AM |
| MoneyBadger | $25.00 | 9/27/2012 6:16:33 AM |
| Frover | $25.00 | 9/27/2012 6:40:28 AM |
| pythia | $25.00 | 9/27/2012 8:05:32 AM |
| Curly-Girly | $25.00 | 9/27/2012 8:18:58 AM |
| loyalist1 | $100.00 | 9/27/2012 8:20:02 AM |
| EretzCapital | $100.00 | 9/27/2012 8:33:41 AM |
| skillful-justice879 | $25.00 | 9/27/2012 9:12:01 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:36 AM |
| jpac1066 | $25.00 | 9/27/2012 9:21:39 AM |
| ethical-truth211 | $500.00 | 9/27/2012 9:43:41 AM |
| SimpleChoice | $25.00 | 9/27/2012 10:26:06 AM |
| mercuriant | $25.00 | 9/27/2012 10:15:40 AM |
| Redemptor | $25.00 | 9/27/2012 10:26:35 AM |
| ethical-truth211 | $100.00 | 9/27/2012 10:19:34 AM |
| graceful-investment | $106.00 | 9/27/2012 10:26:04 AM |
| 94 Investments
|
Borrower Payment Dependent Notes Series
645719
This series of Notes was issued and sold upon the funding of the borrower loan #75285, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1984 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 13
/
13 | Length of status: | 20y 9m |
|
Amount delinquent:
| $66,600 |
Total credit lines:
| 21 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,347 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 36 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-thrilling-vigilance |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Replace Heating/ Cooling System in home
This loan will be used to...purchase and installation cost
My financial situation: I had an unexpected funeral expense had to use household savings.
I am a good candidate for this loan because... I can afford monthly payments.
Monthly net income: $ 2800.00
Monthly expenses: $
Housing: $ 500.00 a month
Insurance: $ 36.00 a month
Car expenses: $
Utilities: $ 200.00 a month
Phone, cable, internet: $ 250.00 a month
Food, entertainment: $ 300.00 a month
Clothing, household expenses: $ 150.00 a month
Credit cards and other loans: $ 800.00 a month
Other expenses: $ 100.00 a month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2012 1:43:10 PM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:40 AM |
| bewitching-dollar5 | $100.00 | 9/27/2012 9:27:00 AM |
| speedy-peso1 | $100.00 | 9/27/2012 5:23:02 PM |
| durability-seahorse7 | $50.00 | 9/27/2012 6:21:11 PM |
| courteous-platinum7 | $25.00 | 9/28/2012 3:44:33 AM |
| tolerant-responsibility051 | $500.00 | 9/28/2012 9:19:40 AM |
| simplelender80 | $500.00 | 9/28/2012 5:07:27 PM |
| worthy-bid8 | $100.00 | 9/28/2012 5:04:03 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:09:05 PM |
| california111 | $100.00 | 9/28/2012 9:49:15 PM |
| diplomatic-wealth7 | $25.00 | 9/28/2012 6:24:17 PM |
| continental2 | $100.00 | 9/29/2012 7:39:23 AM |
| irrelevant | $50.00 | 9/29/2012 7:59:35 AM |
| credible-benjamins724 | $25.00 | 9/29/2012 8:44:05 AM |
| unassailable-funds754 | $25.00 | 9/29/2012 9:14:44 AM |
| genuine-loan0 | $25.00 | 9/29/2012 10:12:27 AM |
| top-responsibility-sage | $25.00 | 9/28/2012 10:45:22 PM |
| Millertime_496 | $30.00 | 9/29/2012 12:46:09 AM |
| gain-expert | $31.29 | 9/29/2012 1:24:34 AM |
| Saleen06 | $25.00 | 9/29/2012 10:42:15 AM |
| jonathan10s | $50.00 | 9/29/2012 10:59:10 AM |
| mittman43 | $96.15 | 9/29/2012 10:40:15 AM |
| open-minded-p2p1 | $25.00 | 9/27/2012 12:01:31 PM |
| papaloha | $25.00 | 9/27/2012 9:40:54 PM |
| m0rlock | $100.00 | 9/28/2012 4:49:42 PM |
| 168RichCapital | $25.09 | 9/29/2012 6:14:18 AM |
| wampum-chorus3 | $25.00 | 9/29/2012 7:36:00 AM |
| pembull | $25.00 | 9/28/2012 7:04:13 PM |
| Tscheddar | $25.00 | 9/29/2012 7:46:53 AM |
| hope-hickory | $50.00 | 9/28/2012 8:28:14 PM |
| affluence-kingdom9 | $25.00 | 9/29/2012 10:09:21 AM |
| ultimate-peace | $250.00 | 9/29/2012 5:30:44 AM |
| Jimthemoo | $30.00 | 9/29/2012 10:35:22 AM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:35 AM |
| return-venture1 | $100.00 | 9/29/2012 8:30:01 AM |
| trader-joe | $25.00 | 9/29/2012 9:00:34 AM |
| SecondChanceLendingSERV | $26.23 | 9/29/2012 10:49:01 AM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
645733
This series of Notes was issued and sold upon the funding of the borrower loan #75429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $533.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1983 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 15y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $179,432 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| awesome-velocity3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...Home Renovation
My financial situation:
I am a good candidate for this loan because I have a high annual income of $190,000 (salary + bonus). the company i work for is doing very well and I always pay back my loans
Monthly net income: $6800
Monthly expenses: $
Housing: $2134
Insurance: $220
Car expenses: $0
Utilities: $250
Phone, cable, internet: $140
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| best-bonafide-p2p | $100.00 | 9/25/2012 5:03:52 PM |
| urbane-income7 | $25.00 | 9/25/2012 5:09:15 PM |
| imogen22 | $50.00 | 9/25/2012 5:32:26 PM |
| dignified-truth7 | $200.00 | 9/25/2012 5:36:34 PM |
| lionheart722 | $100.00 | 9/25/2012 5:31:03 PM |
| justreturns | $25.00 | 9/25/2012 5:26:13 PM |
| adventurer447 | $300.00 | 9/25/2012 5:32:05 PM |
| historic-value7 | $100.00 | 9/25/2012 5:41:40 PM |
| thankful-nickel2 | $50.00 | 9/25/2012 5:54:34 PM |
| tenacious-affluence | $25.00 | 9/25/2012 5:34:15 PM |
| MI2 | $5,000.00 | 9/25/2012 6:07:28 PM |
| intuitive-benefit3 | $100.00 | 9/25/2012 5:49:27 PM |
| toblerone | $25.00 | 9/25/2012 6:12:02 PM |
| pdub | $750.00 | 9/25/2012 5:55:15 PM |
| cash-mad-scientist3 | $25.00 | 9/25/2012 6:00:18 PM |
| Dubbs360 | $500.00 | 9/25/2012 5:59:15 PM |
| RGlad | $250.00 | 9/25/2012 6:02:11 PM |
| leverage-sensai6 | $25.00 | 9/25/2012 6:44:20 PM |
| dollar-vibraphone4 | $125.00 | 9/25/2012 6:11:04 PM |
| buffalobills | $25.00 | 9/25/2012 7:53:43 PM |
| rescue | $100.00 | 9/25/2012 6:38:37 PM |
| mikeleib | $25.00 | 9/25/2012 8:49:48 PM |
| unassailable-funds754 | $25.00 | 9/25/2012 6:43:28 PM |
| zorg77 | $25.00 | 9/25/2012 9:42:31 PM |
| wildguy | $100.00 | 9/25/2012 7:02:26 PM |
| eKarate | $26.06 | 9/25/2012 11:00:23 PM |
| ace230 | $50.00 | 9/26/2012 2:11:52 AM |
| ninjazx10rida | $50.00 | 9/25/2012 6:58:44 PM |
| wise-careful-greenback | $30.00 | 9/25/2012 8:19:47 PM |
| adelaide-moira | $25.00 | 9/25/2012 7:25:06 PM |
| dinero-jedi | $25.00 | 9/26/2012 4:40:14 AM |
| thebiggestnagger | $25.93 | 9/26/2012 5:33:31 AM |
| BigBag | $25.00 | 9/26/2012 5:36:46 AM |
| Lendomatic | $100.00 | 9/25/2012 10:18:15 PM |
| BBsapphire-2-loan | $100.00 | 9/26/2012 12:04:51 AM |
| fishcreek | $50.00 | 9/26/2012 1:32:26 AM |
| dough-kitten5 | $50.00 | 9/26/2012 3:32:58 AM |
| gain-keeper9 | $25.88 | 9/25/2012 10:30:18 PM |
| moola-man | $25.00 | 9/26/2012 7:43:00 AM |
| california111 | $100.00 | 9/25/2012 11:06:06 PM |
| gustavholstopus32 | $25.00 | 9/26/2012 5:17:46 AM |
| newest-generous-income | $25.00 | 9/26/2012 1:59:40 AM |
| historic-value7 | $100.00 | 9/26/2012 6:29:54 AM |
| Ruckus888 | $93.07 | 9/26/2012 6:37:29 AM |
| Urban-MBA | $25.00 | 9/26/2012 8:35:06 AM |
| benefit-lyrics9 | $268.22 | 9/26/2012 8:50:38 AM |
| jcw3rd | $25.00 | 9/26/2012 5:28:46 AM |
| treasure-hunter270 | $25.00 | 9/26/2012 5:51:59 AM |
| cmg891 | $25.00 | 9/26/2012 6:32:06 AM |
| openness-arch | $25.00 | 9/26/2012 6:33:32 AM |
| ericsb | $113.83 | 9/26/2012 8:00:58 AM |
| HereToHelp305 | $75.00 | 9/26/2012 8:08:22 AM |
| helpful-fund7 | $100.00 | 9/26/2012 7:39:47 AM |
| social-pear9 | $25.00 | 9/26/2012 8:40:58 AM |
| emergencyMD | $25.00 | 9/26/2012 7:42:59 AM |
| SDSCorp | $25.00 | 9/26/2012 7:59:06 AM |
| transparency-gondola5 | $25.00 | 9/26/2012 8:09:50 AM |
| credit-coach118 | $25.27 | 9/26/2012 8:21:58 AM |
| durable-investment8 | $35.00 | 9/26/2012 8:26:50 AM |
| revenue-serenity | $25.00 | 9/26/2012 8:38:50 AM |
| commerce-gargantuan2 | $50.00 | 9/25/2012 5:15:25 PM |
| Ripsaw4U | $34.00 | 9/25/2012 5:13:18 PM |
| compassion-twister2 | $50.00 | 9/25/2012 5:16:52 PM |
| order-tamale | $400.00 | 9/25/2012 5:25:32 PM |
| phenomenal-rate1 | $500.00 | 9/25/2012 5:26:27 PM |
| tranquil-note5 | $50.00 | 9/25/2012 5:32:08 PM |
| community-burrito9 | $35.00 | 9/25/2012 5:44:41 PM |
| special-dinero553 | $25.00 | 9/25/2012 5:33:53 PM |
| LeReve | $500.00 | 9/25/2012 5:41:10 PM |
| nodebtin3 | $25.00 | 9/25/2012 5:44:28 PM |
| versatile-dime442 | $250.00 | 9/25/2012 5:38:11 PM |
| green28 | $50.00 | 9/25/2012 5:52:55 PM |
| openness-antioxidant | $75.00 | 9/25/2012 5:43:58 PM |
| progressive-economy261 | $500.00 | 9/25/2012 6:00:08 PM |
| excellent-funds649 | $130.00 | 9/25/2012 6:15:17 PM |
| Bank_Of_XL | $25.00 | 9/25/2012 6:33:08 PM |
| Taxman44 | $25.00 | 9/25/2012 6:39:32 PM |
| friendly-gold | $25.00 | 9/25/2012 6:22:20 PM |
| fund-blackberry6 | $25.00 | 9/25/2012 6:25:35 PM |
| BaxterEvil | $25.00 | 9/25/2012 8:07:56 PM |
| rupee-prairie | $30.00 | 9/25/2012 6:25:20 PM |
| transparency-sapling | $25.00 | 9/25/2012 6:45:57 PM |
| Robin_Hood | $45.74 | 9/25/2012 6:50:39 PM |
| competent-commitment5 | $25.00 | 9/25/2012 6:37:01 PM |
| gain-keeper9 | $25.00 | 9/25/2012 10:25:56 PM |
| hope-eagle6 | $25.00 | 9/25/2012 6:45:22 PM |
| Watersports | $50.00 | 9/25/2012 6:49:43 PM |
| WellMaker | $1,000.00 | 9/25/2012 7:51:26 PM |
| sharp-platinum326 | $25.00 | 9/25/2012 8:42:36 PM |
| spy0 | $25.00 | 9/26/2012 5:31:52 AM |
| napmanger | $100.00 | 9/25/2012 9:53:30 PM |
| bonus-seahorse | $75.00 | 9/25/2012 10:14:07 PM |
| Ripsaw4U | $50.00 | 9/25/2012 10:32:30 PM |
| MateCocido | $36.00 | 9/26/2012 7:11:16 AM |
| helpful-loan245 | $25.00 | 9/25/2012 11:39:22 PM |
| FWF-kinetic | $25.00 | 9/25/2012 9:12:44 PM |
| euphoria8 | $35.00 | 9/26/2012 2:23:49 AM |
| dedication-magnolia9 | $25.00 | 9/25/2012 10:50:45 PM |
| peace-maximizer8 | $25.00 | 9/26/2012 5:15:58 AM |
| viennese | $25.00 | 9/26/2012 8:21:24 AM |
| Petiza | $36.00 | 9/26/2012 7:05:07 AM |
| tiger1818 | $25.00 | 9/26/2012 4:47:49 AM |
| B2152 | $25.00 | 9/26/2012 5:05:38 AM |
| loyalty-dragster7 | $75.00 | 9/26/2012 5:15:33 AM |
| ASG_NECO | $25.00 | 9/26/2012 7:15:54 AM |
| JustMee | $25.00 | 9/26/2012 6:13:23 AM |
| worth21 | $25.00 | 9/26/2012 7:44:49 AM |
| proper-exchange8 | $200.00 | 9/26/2012 7:49:12 AM |
| spoolin18t | $100.00 | 9/26/2012 7:16:56 AM |
| Lubava | $50.00 | 9/26/2012 7:35:55 AM |
| YellowJacket | $25.00 | 9/26/2012 8:00:22 AM |
| 111 Investments
|
Borrower Payment Dependent Notes Series
645745
This series of Notes was issued and sold upon the funding of the borrower loan #75671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $250.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $482 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 38 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commerce-sensation |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to pay for house expenses during 10weeks (including $3000.00 rent), while my husband will be in NJ for a unpaid training. We have no savings at the moment, but this training will allow him to be certified, level one auto technician for the MINI, car brand, and that should change our finacial life.
My financial situation:
I am a good candidate for this loan because we have no debt, besides our cars loans. We are in creasing our credit in order to buy a house with a low interst, as soon that we can build some savings, so we're not messing with our bills.
Monthly net income: $4500.00
Monthly expenses: $4200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CMJ-Partners | $100.00 | 9/27/2012 5:06:21 PM |
| j2ee | $50.00 | 9/27/2012 5:07:42 PM |
| Splangy613 | $25.00 | 9/27/2012 5:01:37 PM |
| affluence-microscope2 | $200.00 | 9/27/2012 5:04:41 PM |
| MoneyForNothing | $25.11 | 9/27/2012 5:07:06 PM |
| Beld | $50.00 | 9/27/2012 5:09:10 PM |
| dime-sprout | $25.00 | 9/27/2012 5:03:22 PM |
| red-power-pecan | $50.00 | 9/27/2012 5:08:41 PM |
| credit-missile | $75.00 | 9/27/2012 5:04:26 PM |
| hitsman | $50.00 | 9/27/2012 5:10:06 PM |
| friendly-gold | $25.00 | 9/27/2012 5:01:31 PM |
| worth-blanket2 | $6,300.00 | 9/27/2012 5:03:20 PM |
| NekHoldings | $25.00 | 9/27/2012 5:06:55 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
645751
This series of Notes was issued and sold upon the funding of the borrower loan #75517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $546.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,139 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| responsible-community487 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 18 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $27,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2011)
780-799
(Feb-2011)
|
|
Principal balance:
| $7,602.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Debt consolidation
Purpose of loan: Paying off last of my credit cards
This loan will be used to...Pay off my debt on a lower interest rate
My financial situation:
I am a good candidate for this loan because...I've been paying down my loans over the past 2 years and my credit score is now 754 since the last loan I took from Prosper. This is the last loan I'll need to be completely debt free.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $99.00 | 9/27/2012 10:23:43 AM |
| friendly-gold | $25.00 | 9/27/2012 9:04:27 AM |
| wise-charming-reward | $500.00 | 9/27/2012 9:05:16 AM |
| windguy | $50.00 | 9/27/2012 9:22:13 AM |
| Detour11 | $25.00 | 9/27/2012 9:11:56 AM |
| special-dinero553 | $25.00 | 9/27/2012 9:14:49 AM |
| kindness-fanatic | $25.00 | 9/27/2012 9:20:53 AM |
| nodebtin3 | $100.00 | 9/27/2012 10:03:31 AM |
| compassion-twister2 | $50.00 | 9/27/2012 10:06:31 AM |
| Taxman44 | $25.00 | 9/27/2012 10:13:04 AM |
| kind-transparency-ferret | $100.00 | 9/27/2012 9:41:11 AM |
| mindful-generosity1 | $50.00 | 9/27/2012 10:23:15 AM |
| coin-conductor614 | $50.00 | 9/27/2012 9:58:29 AM |
| socrates520 | $50.00 | 9/27/2012 10:46:03 AM |
| phaded | $25.00 | 9/27/2012 10:49:44 AM |
| green-order-captain | $50.00 | 9/27/2012 10:52:49 AM |
| lionheart722 | $100.00 | 9/27/2012 10:17:58 AM |
| community-stream9 | $50.00 | 9/27/2012 10:58:32 AM |
| gallant-economy9 | $50.00 | 9/27/2012 10:59:26 AM |
| market-cougar3 | $50.00 | 9/27/2012 10:23:21 AM |
| geniusj | $25.00 | 9/27/2012 11:06:10 AM |
| payout-paladin3 | $500.00 | 9/27/2012 11:32:19 AM |
| CreditBuilder2 | $25.01 | 9/27/2012 10:37:11 AM |
| JonDough | $27.83 | 9/27/2012 1:01:00 PM |
| vinayski | $25.00 | 9/27/2012 10:56:57 AM |
| silver-explorer6 | $25.00 | 9/27/2012 10:52:55 AM |
| tenacious-affluence | $25.00 | 9/27/2012 10:53:22 AM |
| justreturns | $25.00 | 9/27/2012 10:59:06 AM |
| community-burrito9 | $25.00 | 9/27/2012 2:11:18 PM |
| jubilant-capital1 | $25.00 | 9/27/2012 2:17:04 PM |
| loyalty-dragster7 | $100.00 | 9/27/2012 11:01:11 AM |
| payout-paladin3 | $500.00 | 9/27/2012 2:29:39 PM |
| commerce-gargantuan2 | $50.00 | 9/27/2012 11:03:59 AM |
| kenji4861 | $25.00 | 9/27/2012 11:13:08 AM |
| Cherrypicker | $50.00 | 9/27/2012 4:02:06 PM |
| hidavehi | $33.00 | 9/27/2012 11:18:11 AM |
| capital-blueberry | $25.00 | 9/27/2012 12:17:02 PM |
| Ripsaw4U | $50.00 | 9/27/2012 11:28:18 AM |
| loot-cannon764 | $50.00 | 9/27/2012 4:54:23 PM |
| loyalty-tuba0 | $31.22 | 9/27/2012 12:39:15 PM |
| rutzebach | $400.00 | 9/27/2012 12:39:51 PM |
| DoctorJoe | $25.00 | 9/27/2012 11:53:42 AM |
| repayment-pagoda8 | $100.00 | 9/27/2012 5:09:44 PM |
| williamgates | $25.00 | 9/27/2012 5:16:40 PM |
| jubilant-agreement0 | $25.00 | 9/27/2012 1:24:13 PM |
| Splangy613 | $50.00 | 9/27/2012 3:20:45 PM |
| jtn4148 | $50.00 | 9/27/2012 3:40:33 PM |
| azazle | $50.00 | 9/27/2012 3:48:36 PM |
| fuse136 | $25.00 | 9/27/2012 4:36:13 PM |
| adventurer447 | $300.00 | 9/27/2012 5:48:00 PM |
| skro | $25.00 | 9/27/2012 5:12:58 PM |
| ninjazx10rida | $25.00 | 9/27/2012 5:14:20 PM |
| Tradesmanlender | $25.00 | 9/27/2012 5:07:51 PM |
| squeebie | $50.00 | 9/27/2012 6:33:02 PM |
| RyanTH9893 | $25.00 | 9/27/2012 6:39:35 PM |
| hitsman | $50.00 | 9/27/2012 5:10:04 PM |
| prudent-dough458 | $25.00 | 9/27/2012 5:20:22 PM |
| nickel-ferret | $25.00 | 9/27/2012 5:18:06 PM |
| compoundinterest | $25.00 | 9/27/2012 5:18:36 PM |
| Techne_Funds_LLC | $25.00 | 9/27/2012 7:30:28 PM |
| wetlands | $200.00 | 9/27/2012 5:19:08 PM |
| EtaDuck | $25.00 | 9/27/2012 5:20:57 PM |
| trade-burrito4 | $35.00 | 9/27/2012 5:31:42 PM |
| citizenX | $50.00 | 9/27/2012 5:32:32 PM |
| capital-heaven5 | $500.00 | 9/27/2012 8:31:24 PM |
| RoyFauntleroy | $25.00 | 9/27/2012 9:24:56 PM |
| dhkny5 | $40.00 | 9/27/2012 5:42:43 PM |
| deal-gazer | $50.00 | 9/28/2012 1:19:56 AM |
| dynadave | $1,000.00 | 9/28/2012 3:11:34 AM |
| mennleo | $50.00 | 9/27/2012 5:46:17 PM |
| wdove511 | $25.00 | 9/28/2012 4:03:24 AM |
| best-commerce-leader | $156.86 | 9/28/2012 4:36:19 AM |
| virtuous-yield | $25.00 | 9/28/2012 4:40:57 AM |
| reflective-ore3 | $25.00 | 9/27/2012 6:14:59 PM |
| crw1950 | $48.44 | 9/28/2012 4:58:26 AM |
| bb575 | $50.00 | 9/27/2012 6:17:55 PM |
| historic-balance5 | $50.00 | 9/27/2012 6:00:19 PM |
| transaction-keeper5 | $25.00 | 9/27/2012 6:25:42 PM |
| graduatey2k | $25.00 | 9/28/2012 6:12:31 AM |
| friendly-felicity497 | $50.00 | 9/27/2012 6:07:59 PM |
| phenomenal-gain5 | $30.00 | 9/27/2012 6:10:56 PM |
| agreement-bunny | $35.00 | 9/28/2012 6:45:45 AM |
| doomsday18 | $25.00 | 9/28/2012 6:52:25 AM |
| soulwork | $50.00 | 9/27/2012 7:00:50 PM |
| treasure-serrano729 | $27.84 | 9/28/2012 7:50:27 AM |
| spartacusiam | $25.00 | 9/27/2012 6:43:28 PM |
| shrewd-dedication2 | $100.00 | 9/27/2012 7:03:45 PM |
| caring-marketplace6 | $30.00 | 9/28/2012 9:01:09 AM |
| LongTail | $30.00 | 9/27/2012 9:32:48 PM |
| lending_well | $25.00 | 9/28/2012 9:01:31 AM |
| 6moonbeams | $50.00 | 9/28/2012 9:01:34 AM |
| figs4u2 | $35.00 | 9/28/2012 9:02:35 AM |
| economy-popcorn | $25.00 | 9/27/2012 8:26:26 PM |
| ski bum | $68.00 | 9/28/2012 9:03:32 AM |
| andrew491 | $50.00 | 9/28/2012 12:19:09 AM |
| kulender | $100.00 | 9/27/2012 8:27:25 PM |
| FWF-kinetic | $25.00 | 9/27/2012 8:28:05 PM |
| Felici_Finance | $25.00 | 9/28/2012 3:32:58 AM |
| skifamily1992 | $30.29 | 9/28/2012 4:42:32 AM |
| tmdmf | $25.00 | 9/28/2012 4:53:21 AM |
| lovely-bid3 | $75.00 | 9/28/2012 5:11:27 AM |
| cash-sensai2 | $25.00 | 9/28/2012 9:12:13 AM |
| PPLIN810 | $25.27 | 9/28/2012 12:00:21 AM |
| SweetSerenityInvest | $25.50 | 9/28/2012 6:01:27 AM |
| market-maximizer472 | $100.00 | 9/28/2012 6:37:02 AM |
| producer455 | $25.00 | 9/28/2012 2:04:25 AM |
| TW2000 | $25.00 | 9/28/2012 9:16:54 AM |
| continental2 | $50.00 | 9/28/2012 7:16:11 AM |
| gold-commander0 | $25.00 | 9/28/2012 9:18:15 AM |
| Southbay96 | $25.00 | 9/28/2012 7:21:37 AM |
| RebuildingAmerica | $25.00 | 9/28/2012 5:04:37 AM |
| red-benjamins-bliss | $50.00 | 9/28/2012 7:36:19 AM |
| proud-dollar1 | $25.00 | 9/28/2012 5:35:30 AM |
| thorough-income854 | $30.00 | 9/28/2012 6:03:07 AM |
| fboba | $225.00 | 9/28/2012 8:28:17 AM |
| fairness-boomer6 | $50.00 | 9/28/2012 6:39:09 AM |
| antlr | $25.00 | 9/28/2012 7:22:27 AM |
| Rockymtnhi | $100.00 | 9/28/2012 9:02:03 AM |
| Tylerh | $58.00 | 9/28/2012 9:05:32 AM |
| noemi64 | $25.00 | 9/28/2012 9:07:05 AM |
| lounges | $25.00 | 9/28/2012 9:08:49 AM |
| upc_tnt | $25.00 | 9/28/2012 9:01:26 AM |
| benefit-dreams | $25.00 | 9/28/2012 9:15:39 AM |
| brutusbone | $25.00 | 9/28/2012 9:17:56 AM |
| hopethisworks | $25.00 | 9/28/2012 9:08:46 AM |
| downtownfarm | $25.00 | 9/28/2012 9:09:42 AM |
| bowdish1 | $100.00 | 9/28/2012 9:13:21 AM |
| newest-currency-vibrato | $25.00 | 9/28/2012 9:17:01 AM |
| phenomenal-rate1 | $500.00 | 9/27/2012 9:05:15 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:40 AM |
| excellent-funds649 | $50.00 | 9/27/2012 9:16:58 AM |
| thrifty-transaction578 | $25.00 | 9/27/2012 9:06:21 AM |
| green28 | $50.00 | 9/27/2012 9:32:08 AM |
| Nipper99 | $100.00 | 9/27/2012 9:07:38 AM |
| unrivaled-deal676 | $50.00 | 9/27/2012 9:07:55 AM |
| imogen22 | $50.00 | 9/27/2012 9:12:10 AM |
| dignified-truth7 | $200.00 | 9/27/2012 9:18:04 AM |
| LeReve | $500.00 | 9/27/2012 9:23:32 AM |
| tranquil-gain1 | $75.00 | 9/27/2012 9:56:07 AM |
| ready-interest9 | $25.00 | 9/27/2012 9:30:35 AM |
| payout-reaction740 | $50.00 | 9/27/2012 9:30:55 AM |
| Senechal | $25.00 | 9/27/2012 10:06:47 AM |
| repayment-chihuahua3 | $25.00 | 9/27/2012 9:38:50 AM |
| flexible-rate1 | $25.00 | 9/27/2012 10:17:05 AM |
| marketplace-singularity3 | $100.00 | 9/27/2012 9:44:10 AM |
| kmw | $50.00 | 9/27/2012 10:05:25 AM |
| Feyenoord | $30.00 | 9/27/2012 11:04:03 AM |
| lamsabuy | $200.00 | 9/27/2012 10:24:36 AM |
| vines99 | $25.00 | 9/27/2012 10:17:18 AM |
| moola-accelerator6 | $44.20 | 9/27/2012 11:08:48 AM |
| kind-wealth-pumpkin | $50.00 | 9/27/2012 11:36:01 AM |
| LoanerPrincipal | $25.00 | 9/27/2012 10:40:38 AM |
| bellaquito | $500.00 | 9/27/2012 11:50:37 AM |
| kind-rupee-welder | $25.00 | 9/27/2012 10:32:45 AM |
| EnglishGeekInNYC | $25.00 | 9/27/2012 10:45:30 AM |
| sentry256 | $25.00 | 9/27/2012 10:36:29 AM |
| intuitive-benefit3 | $100.00 | 9/27/2012 10:51:09 AM |
| entertaining-revenue4 | $50.00 | 9/27/2012 10:52:47 AM |
| sturdy-fairness0 | $100.00 | 9/27/2012 11:02:43 AM |
| indomitable-economy8 | $25.00 | 9/27/2012 2:05:49 PM |
| XP | $25.00 | 9/27/2012 2:06:11 PM |
| richboy56 | $25.00 | 9/27/2012 11:05:12 AM |
| _wally_ | $50.00 | 9/27/2012 11:24:34 AM |
| fuzed | $25.00 | 9/27/2012 11:26:39 AM |
| fairness-frontier6 | $100.00 | 9/27/2012 3:19:04 PM |
| greenback-drummer9 | $50.00 | 9/27/2012 11:12:52 AM |
| Good-Yield | $25.00 | 9/27/2012 11:13:19 AM |
| sensible-interest2 | $25.00 | 9/27/2012 4:57:09 PM |
| poster177 | $50.00 | 9/27/2012 12:34:03 PM |
| radforj22 | $50.00 | 9/27/2012 12:57:52 PM |
| brightest-gain-investor | $1,000.00 | 9/27/2012 1:29:34 PM |
| Plutis | $25.00 | 9/27/2012 5:09:19 PM |
| best-bonafide-p2p | $50.00 | 9/27/2012 12:29:07 PM |
| illustrado | $25.00 | 9/27/2012 5:12:22 PM |
| sasquatch5 | $25.00 | 9/27/2012 1:52:22 PM |
| kind-magical-investment | $25.00 | 9/27/2012 5:22:20 PM |
| promise2 | $50.00 | 9/27/2012 3:43:54 PM |
| Batman2u | $50.00 | 9/27/2012 4:13:28 PM |
| handy-money9 | $75.00 | 9/27/2012 5:53:59 PM |
| commanding-bid973 | $75.00 | 9/27/2012 4:51:24 PM |
| calm-platinum957 | $35.00 | 9/27/2012 6:17:01 PM |
| bazaar-tulip | $25.00 | 9/27/2012 5:23:32 PM |
| sjo1984111 | $25.00 | 9/27/2012 7:53:23 PM |
| kind-exchange-association | $45.00 | 9/27/2012 10:01:29 PM |
| Brisket_Bob | $25.00 | 9/27/2012 10:33:41 PM |
| thankful-nickel2 | $55.05 | 9/27/2012 5:37:50 PM |
| fboba | $75.00 | 9/27/2012 5:39:36 PM |
| studious-bonus7 | $100.00 | 9/27/2012 6:07:53 PM |
| sublime-liberty6 | $50.00 | 9/28/2012 1:22:23 AM |
| intrepid-pound | $25.00 | 9/27/2012 6:11:10 PM |
| prudent-payment316 | $25.00 | 9/27/2012 6:15:22 PM |
| Hillbilly_Banker | $30.00 | 9/28/2012 5:06:57 AM |
| hard-working-rate3 | $25.00 | 9/27/2012 6:18:10 PM |
| cordial-bonus | $25.00 | 9/27/2012 6:22:18 PM |
| DirtyJenga | $25.00 | 9/27/2012 6:25:23 PM |
| Nickle-Back | $30.00 | 9/27/2012 6:26:40 PM |
| reaction5 | $25.00 | 9/27/2012 6:29:05 PM |
| revenue-appraiser | $25.00 | 9/28/2012 6:17:28 AM |
| Money_Hog | $25.00 | 9/28/2012 6:26:00 AM |
| velocityasaurus-rex4 | $100.00 | 9/27/2012 6:10:12 PM |
| contract-bopper | $25.00 | 9/27/2012 6:10:34 PM |
| joyful-yield3 | $25.00 | 9/27/2012 7:02:19 PM |
| grammaspurse | $25.00 | 9/28/2012 7:32:59 AM |
| ready-justice7 | $50.00 | 9/27/2012 6:23:18 PM |
| Rulea72 | $25.00 | 9/28/2012 7:35:52 AM |
| kind-bazaar-kitten | $25.00 | 9/28/2012 7:49:34 AM |
| loyalty-hornet6 | $25.00 | 9/28/2012 7:58:44 AM |
| heroic-payout9 | $25.00 | 9/28/2012 8:05:46 AM |
| keen-credit6 | $25.00 | 9/27/2012 9:52:24 PM |
| nwburbsguy17 | $25.84 | 9/27/2012 7:46:19 PM |
| bunnybear | $25.07 | 9/27/2012 10:52:14 PM |
| skuba | $75.00 | 9/28/2012 9:04:53 AM |
| victorcab | $25.00 | 9/28/2012 9:05:52 AM |
| Melrosian | $100.00 | 9/27/2012 8:37:34 PM |
| spark548 | $25.00 | 9/28/2012 9:07:56 AM |
| SRK_FROM_WA | $25.00 | 9/28/2012 9:08:19 AM |
| awern | $28.56 | 9/28/2012 5:12:19 AM |
| honor_natisx21 | $25.00 | 9/27/2012 10:45:37 PM |
| Clarkekent3000 | $25.00 | 9/28/2012 5:39:05 AM |
| ladybird1 | $50.00 | 9/28/2012 9:12:52 AM |
| exchange-cub | $50.00 | 9/28/2012 12:06:38 AM |
| exchange-cub | $200.00 | 9/28/2012 12:17:06 AM |
| keichi03 | $36.00 | 9/28/2012 5:53:36 AM |
| enticing-capital6 | $50.00 | 9/28/2012 9:13:39 AM |
| five-star-order1 | $50.00 | 9/28/2012 12:34:37 AM |
| cerebral-dollar773 | $25.00 | 9/28/2012 6:36:29 AM |
| WeshaTheLeopard | $50.31 | 9/28/2012 3:04:31 AM |
| balance-voyager | $42.00 | 9/28/2012 9:19:09 AM |
| capital-futurist | $25.00 | 9/28/2012 9:19:46 AM |
| dough-kitten5 | $50.00 | 9/28/2012 5:14:44 AM |
| Sutpen55 | $25.00 | 9/28/2012 6:19:20 AM |
| clean-penny059 | $100.00 | 9/28/2012 8:22:55 AM |
| sophiegirl | $42.35 | 9/28/2012 8:32:16 AM |
| Rockymtnhi | $100.00 | 9/28/2012 9:02:15 AM |
| principal-trombone | $50.00 | 9/28/2012 9:02:53 AM |
| unequivocal-exchange | $25.00 | 9/28/2012 9:04:48 AM |
| duty-gusto6 | $75.00 | 9/28/2012 9:06:45 AM |
| successful-agreement7 | $100.00 | 9/28/2012 9:08:09 AM |
| priceless-note7 | $100.00 | 9/28/2012 9:02:22 AM |
| chestnut4 | $25.00 | 9/28/2012 9:14:42 AM |
| rokman | $60.00 | 9/28/2012 9:14:58 AM |
| IP | $25.00 | 9/28/2012 9:16:42 AM |
| Investoman | $25.00 | 9/28/2012 9:19:28 AM |
| MartiniCognac | $25.00 | 9/28/2012 9:11:02 AM |
| jrbill1998 | $50.00 | 9/28/2012 9:11:24 AM |
| MoxiePop | $25.00 | 9/28/2012 9:12:19 AM |
| hope-percolator8 | $50.00 | 9/28/2012 9:17:19 AM |
| Yogidog | $25.00 | 9/28/2012 9:18:25 AM |
| 248 Investments
|
Borrower Payment Dependent Notes Series
645785
This series of Notes was issued and sold upon the funding of the borrower loan #75264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $220.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 11m |
|
Amount delinquent:
| $411 |
Total credit lines:
| 27 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $4,772 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| BackOnTrack23 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 75 ( 89% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,600.00 | < 31 days late:
| 9
( 11% )
| 640-659
(Jul-2011)
600-619
(Sep-2009)
600-619
(Jul-2009)
560-579
(Jun-2008)
|
|
Principal balance:
| $5,375.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 84 | | |
Description
Returning Prosper Customer - Safe
Purpose of loan: This loan will be used to pay off my existing Prosper loan which is at a higher interest rate, and the remaining will be use to invest on Prosper. I am a returning Prosper customer. Because of Prosper my credit score has improved which has allowed me to buy a house, and I am extremely grateful. I would now like to pay off my existing Prosper loan which is at a higher interest rate and use the remaining funds to invest in other Prosper loans.
My financial situation:
I am a good candidate for this loan because...I am a returning Prosper customer who has paid off past loans. Because of Propser I was able to clean up past mistakes, improve my credit score, buy a house, and give back to other Prosper customers. I have invested myself on Prosper and love it! I have a great steady job which I have been at for the past 5 years and earn $100K+ per year.
Monthly net income: $9,000
Monthly expenses: $3,875
Housing: $1600
Insurance: $150
Car expenses: $700
Utilities: $300
Phone, cable, internet: $125
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $100
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $50.00 | 9/27/2012 9:08:06 AM |
| trumpeter391 | $43.92 | 9/27/2012 9:02:12 AM |
| RGlad | $300.00 | 9/27/2012 9:02:31 AM |
| commitment-neutron1 | $200.00 | 9/27/2012 9:03:20 AM |
| NekHoldings | $25.00 | 9/27/2012 9:05:04 AM |
| smart-gain | $50.00 | 9/27/2012 9:08:35 AM |
| kind-credit-bear | $250.00 | 9/27/2012 9:11:28 AM |
| CAGE-Investments | $25.00 | 9/27/2012 9:12:05 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:40 AM |
| pierrelasvegas | $25.00 | 9/27/2012 9:15:45 AM |
| Military_Money_Wise | $25.00 | 9/27/2012 9:03:07 AM |
| commerce-venture1 | $25.00 | 9/27/2012 9:03:15 AM |
| Bob450 | $25.00 | 9/27/2012 9:03:53 AM |
| radiant-dollar9 | $200.00 | 9/27/2012 9:19:25 AM |
| DasMula | $200.00 | 9/27/2012 9:04:34 AM |
| scholarly-order6 | $175.00 | 9/27/2012 9:04:00 AM |
| cash-reaction2 | $25.00 | 9/27/2012 9:05:19 AM |
| point-oyster5 | $25.00 | 9/27/2012 9:23:13 AM |
| benefit-admirer8 | $25.00 | 9/27/2012 9:06:38 AM |
| FirstBank | $50.00 | 9/27/2012 9:05:33 AM |
| bewitching-dollar5 | $100.00 | 9/27/2012 9:27:00 AM |
| adventurer447 | $300.00 | 9/27/2012 9:07:48 AM |
| MoneyForNothing | $25.75 | 9/27/2012 9:09:00 AM |
| pragmatic-auction8 | $50.00 | 9/27/2012 9:07:34 AM |
| thrilling-fund427 | $50.00 | 9/27/2012 9:07:38 AM |
| compassion-expert | $25.00 | 9/27/2012 9:09:53 AM |
| rescue | $100.00 | 9/27/2012 9:08:25 AM |
| social-cocktail1 | $200.00 | 9/27/2012 9:35:02 AM |
| bazaar-tulip | $25.00 | 9/27/2012 9:37:59 AM |
| kain11286 | $75.00 | 9/27/2012 9:39:19 AM |
| dime-sprout | $25.00 | 9/27/2012 9:13:56 AM |
| CMJ-Partners | $100.00 | 9/27/2012 9:14:26 AM |
| brilliant-market680 | $25.00 | 9/27/2012 9:12:59 AM |
| brian4571 | $25.00 | 9/27/2012 9:40:54 AM |
| capital-investor8 | $25.00 | 9/27/2012 9:14:09 AM |
| thrifty-generosity222 | $100.00 | 9/27/2012 9:19:33 AM |
| musegaze | $50.00 | 9/27/2012 9:16:10 AM |
| the-profit-oracle | $25.00 | 9/27/2012 9:21:07 AM |
| versatile-dime442 | $250.00 | 9/27/2012 9:19:48 AM |
| TrekTune | $25.00 | 9/27/2012 9:20:21 AM |
| Thunderswan | $100.00 | 9/27/2012 9:21:35 AM |
| ethical-truth211 | $200.00 | 9/27/2012 9:24:32 AM |
| integrity-web | $25.00 | 9/27/2012 9:31:55 AM |
| integrity-scout | $25.00 | 9/27/2012 9:33:50 AM |
| haplender | $50.00 | 9/27/2012 9:35:07 AM |
| AF-Chief | $25.00 | 9/27/2012 9:31:47 AM |
| purposeful-durability8 | $100.00 | 9/27/2012 9:33:09 AM |
| Socorro_Capital_Partners | $25.01 | 9/27/2012 9:33:47 AM |
| ccclaireee333 | $25.00 | 9/27/2012 9:40:05 AM |
| top-investment-american | $25.00 | 9/27/2012 9:39:59 AM |
| hillerod | $26.27 | 9/27/2012 9:02:19 AM |
| friendly-gold | $25.00 | 9/27/2012 9:04:27 AM |
| MG_Holdings | $40.00 | 9/27/2012 9:06:11 AM |
| Hedge-Fund | $50.00 | 9/27/2012 9:07:03 AM |
| networks4ever | $25.00 | 9/27/2012 9:08:28 AM |
| trumpeter5 | $50.00 | 9/27/2012 9:01:38 AM |
| social-aspen097 | $300.00 | 9/27/2012 9:04:49 AM |
| Caine1974 | $100.00 | 9/27/2012 9:32:05 AM |
| vutah | $25.00 | 9/27/2012 9:10:40 AM |
| five-star-justice | $25.00 | 9/27/2012 9:10:42 AM |
| tolerant-responsibility051 | $2,000.00 | 9/27/2012 9:38:41 AM |
| Beld | $50.00 | 9/27/2012 9:39:02 AM |
| finance-prescription | $100.00 | 9/27/2012 9:39:29 AM |
| best-charming-leverage | $50.00 | 9/27/2012 9:14:47 AM |
| wormdc | $25.00 | 9/27/2012 9:15:36 AM |
| receptive-affluence035 | $25.00 | 9/27/2012 9:15:43 AM |
| money-bauble | $100.00 | 9/27/2012 9:20:39 AM |
| attentive-vigilance1 | $25.00 | 9/27/2012 9:17:08 AM |
| LeReve | $500.00 | 9/27/2012 9:23:50 AM |
| BusyPeople | $50.00 | 9/27/2012 9:20:00 AM |
| nimble-revenue5 | $100.00 | 9/27/2012 9:25:17 AM |
| cash-kin7 | $25.00 | 9/27/2012 9:21:01 AM |
| handshake5 | $100.00 | 9/27/2012 9:28:37 AM |
| porter22 | $25.00 | 9/27/2012 9:29:56 AM |
| first-resolute-deal | $25.00 | 9/27/2012 9:25:29 AM |
| nex | $25.00 | 9/27/2012 9:26:49 AM |
| orearella3 | $25.00 | 9/27/2012 9:32:23 AM |
| zipemdown | $25.00 | 9/27/2012 9:38:27 AM |
| kind-transparency-ferret | $100.00 | 9/27/2012 9:41:11 AM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
645807
This series of Notes was issued and sold upon the funding of the borrower loan #75261, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $355.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
8 | Length of status: | 9y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $9,207 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| goal-finance3 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 31 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2011)
640-659
(Jul-2010)
|
|
Principal balance:
| $1,983.81 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Home improvement
Purpose of loan:
Make repairs to our bathroom, which has a leaking tub and waterproof our basement, which flooded. In addition, I will be consolidating other debt because this is a much lower interest rate.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time and am focused on becoming debt free. I have borrowed from Prosper in the past; one loan is paid in full and I will pay off the one I have currently with these funds, as well as complete our home improvements.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| value-wind0 | $25.00 | 9/27/2012 9:02:50 AM |
| commitment-neutron1 | $200.00 | 9/27/2012 9:02:55 AM |
| american6 | $50.00 | 9/27/2012 9:05:02 AM |
| worth-blanket2 | $13,500.00 | 9/27/2012 9:02:29 AM |
| friendly-gold | $25.00 | 9/27/2012 9:04:28 AM |
| phenomenal-rate1 | $500.00 | 9/27/2012 9:05:24 AM |
| adventurer447 | $300.00 | 9/27/2012 9:07:49 AM |
| djs81 | $75.00 | 9/27/2012 9:05:40 AM |
| thrifty-transaction578 | $25.00 | 9/27/2012 9:06:21 AM |
| MoneyForNothing | $25.31 | 9/27/2012 9:03:00 AM |
| RGlad | $250.00 | 9/27/2012 9:02:07 AM |
| green-trade-dolphin2 | $49.62 | 9/27/2012 9:02:11 AM |
| ivy-league-MBA | $25.00 | 9/27/2012 9:03:50 AM |
| versatile-silver644 | $50.00 | 9/27/2012 9:03:28 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
645907
This series of Notes was issued and sold upon the funding of the borrower loan #75641, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 12y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,553 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 81 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payout-sanctuary4 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: expand my business
This loan will be used to...equipment
My financial situation: good
I am a good candidate for this loan because...pay my bills in time ,i want to have a great credit
Monthly net income: $6000
Monthly expenses: $3500
Housing: $1070
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2012 1:43:24 PM |
| rate-advocator7 | $100.00 | 9/28/2012 9:02:42 AM |
| green-high-five7 | $25.00 | 9/28/2012 9:23:47 AM |
| tolerant-responsibility051 | $500.00 | 9/28/2012 9:19:44 AM |
| greencat | $50.00 | 9/28/2012 9:54:33 AM |
| vines99 | $25.00 | 9/28/2012 11:30:15 AM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:09 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:41 AM |
| determined-bid945 | $25.00 | 9/29/2012 8:09:44 AM |
| return-venture1 | $100.00 | 9/29/2012 8:31:16 AM |
| unassailable-funds754 | $25.00 | 9/29/2012 9:14:47 AM |
| papaloha | $25.00 | 9/28/2012 7:52:21 PM |
| irrelevant | $50.00 | 9/29/2012 7:55:10 AM |
| droopie1 | $25.00 | 9/29/2012 10:23:18 AM |
| SecondChanceLendingSERV | $26.23 | 9/29/2012 10:49:29 AM |
| wise-deal-panda | $100.00 | 9/29/2012 1:32:36 PM |
| seeyouontv | $40.00 | 9/29/2012 2:35:55 PM |
| speedy-peso1 | $100.00 | 9/28/2012 9:44:43 AM |
| azazle | $50.00 | 9/28/2012 9:30:31 AM |
| bonus-seahorse | $25.00 | 9/28/2012 4:12:23 PM |
| ASuperJohn | $86.00 | 9/28/2012 5:26:43 PM |
| worthy-bid8 | $100.00 | 9/28/2012 5:04:07 PM |
| appetizing-loyalty354 | $100.00 | 9/28/2012 5:06:57 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:09:08 PM |
| 52digital | $75.00 | 9/28/2012 6:34:09 PM |
| open-minded-p2p1 | $25.00 | 9/28/2012 6:41:45 PM |
| bellaquito | $500.00 | 9/28/2012 7:14:41 PM |
| ledesma31 | $26.00 | 9/29/2012 8:02:05 AM |
| DrWill | $25.00 | 9/28/2012 7:52:13 PM |
| california111 | $100.00 | 9/28/2012 9:49:19 PM |
| melodious-openness | $200.00 | 9/29/2012 5:12:42 AM |
| continental2 | $100.00 | 9/29/2012 7:34:05 AM |
| 168RichCapital | $25.09 | 9/29/2012 6:15:25 AM |
| Pogo5 | $25.00 | 9/29/2012 8:13:17 AM |
| Tizzo27 | $49.00 | 9/29/2012 10:03:42 AM |
| genuine-loan0 | $25.00 | 9/29/2012 10:15:24 AM |
| marala4285 | $35.00 | 9/29/2012 10:48:21 AM |
| affluence-kingdom9 | $25.00 | 9/29/2012 10:09:24 AM |
| officer_moneyMaker | $28.20 | 9/29/2012 11:03:25 AM |
| rutzebach | $50.00 | 9/29/2012 12:20:08 PM |
| diplomatic-wealth7 | $25.00 | 9/29/2012 1:38:10 PM |
| dariop | $25.01 | 9/29/2012 1:23:33 PM |
| kevin314 | $25.00 | 9/29/2012 1:42:46 PM |
| P2P_Investor | $284.47 | 9/29/2012 2:47:26 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
645913
This series of Notes was issued and sold upon the funding of the borrower loan #75788, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $252.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $58,253 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-organic-social |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| historic-value7 | $200.00 | 9/27/2012 2:03:47 PM |
| worth-blanket2 | $6,300.00 | 9/27/2012 11:55:54 AM |
| special-dinero553 | $25.00 | 9/27/2012 5:15:31 PM |
| dignified-truth7 | $200.00 | 9/27/2012 5:19:52 PM |
| friendly-gold | $25.00 | 9/27/2012 5:01:26 PM |
| Splangy613 | $50.00 | 9/27/2012 3:10:58 PM |
| speedy-peso1 | $100.00 | 9/27/2012 2:12:59 PM |
| thrifty-generosity222 | $100.00 | 9/27/2012 5:13:09 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
645973
This series of Notes was issued and sold upon the funding of the borrower loan #75592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
3 | Length of status: | 3y 10m |
|
Amount delinquent:
| $561 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $278 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| adventurous-yield128 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000
Monthly expenses: $200
Housing: $700
Insurance: $55
Car expenses: $0
Utilities: $100
Phone, cable, internet: $120
Food, entertainment: $40
Clothing, household expenses: $150
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scholarly-order6 | $25.00 | 10/1/2012 5:01:09 PM |
| grf1945 | $25.00 | 10/1/2012 5:10:19 PM |
| BankofRon | $25.00 | 10/1/2012 5:23:02 PM |
| mikbos | $25.00 | 10/1/2012 5:24:33 PM |
| principal-cooker2 | $50.00 | 10/1/2012 5:43:50 PM |
| pierrelasvegas | $25.00 | 10/1/2012 5:27:05 PM |
| enriching-dollar1 | $100.00 | 10/1/2012 5:20:52 PM |
| dmunySF | $50.00 | 10/1/2012 5:32:56 PM |
| speedy-peso1 | $100.00 | 10/1/2012 5:36:41 PM |
| versatile-dime442 | $250.00 | 10/1/2012 5:37:34 PM |
| zorg77 | $25.00 | 10/1/2012 5:38:32 PM |
| cash-kin7 | $25.00 | 10/1/2012 5:39:59 PM |
| env | $25.00 | 10/1/2012 6:01:33 PM |
| natural-liberty4 | $200.00 | 10/1/2012 5:39:20 PM |
| careful-vigilance4 | $25.00 | 10/1/2012 5:51:31 PM |
| proper-exchange8 | $50.00 | 10/1/2012 5:47:25 PM |
| nimble-revenue5 | $85.00 | 10/1/2012 6:30:19 PM |
| elegant-hope578 | $50.00 | 10/1/2012 5:58:02 PM |
| interest-agave | $25.00 | 10/1/2012 6:10:53 PM |
| BankofRon_IRA | $100.00 | 10/1/2012 6:00:37 PM |
| joyous-peace443 | $25.00 | 10/1/2012 6:45:15 PM |
| new-truth-chuckler | $40.00 | 10/1/2012 6:02:28 PM |
| Comoparklender | $25.00 | 10/1/2012 6:18:42 PM |
| money-surge1 | $25.00 | 10/1/2012 6:20:07 PM |
| robust-diversification3 | $50.00 | 10/1/2012 6:20:35 PM |
| adventurer447 | $300.00 | 10/1/2012 6:21:14 PM |
| rvfbroker | $25.00 | 10/1/2012 6:10:06 PM |
| Learning2Lend | $25.00 | 10/1/2012 6:10:37 PM |
| vibraphone3 | $25.00 | 10/1/2012 6:57:34 PM |
| EL_Papin | $25.00 | 10/1/2012 7:03:02 PM |
| toblerone | $25.00 | 10/1/2012 6:39:34 PM |
| statuesque-affluence058 | $25.00 | 10/1/2012 6:56:19 PM |
| money-baron | $65.00 | 10/1/2012 7:06:18 PM |
| trade-boots1 | $100.00 | 10/1/2012 5:14:37 PM |
| benevolent-loot5 | $200.00 | 10/1/2012 5:22:39 PM |
| power-chihuahua | $25.00 | 10/1/2012 5:29:21 PM |
| commitment-neutron1 | $200.00 | 10/1/2012 5:07:34 PM |
| bewitching-dollar5 | $100.00 | 10/1/2012 5:15:21 PM |
| azazle | $50.00 | 10/1/2012 5:11:07 PM |
| asset-professor | $25.00 | 10/1/2012 5:19:23 PM |
| rookiecrd1 | $100.00 | 10/1/2012 5:41:55 PM |
| Bendan | $26.00 | 10/1/2012 5:18:41 PM |
| durability-ace9 | $30.00 | 10/1/2012 5:42:37 PM |
| life-is-great | $25.00 | 10/1/2012 5:25:47 PM |
| deal-galleon | $25.00 | 10/1/2012 5:34:47 PM |
| reasonable-nickel6 | $25.00 | 10/1/2012 6:08:59 PM |
| JauaFlash | $25.00 | 10/1/2012 5:49:24 PM |
| lucrative-deal5 | $25.00 | 10/1/2012 5:49:55 PM |
| useful-money715 | $25.00 | 10/1/2012 6:11:20 PM |
| social-cocktail1 | $200.00 | 10/1/2012 5:50:56 PM |
| musegaze | $50.00 | 10/1/2012 5:54:52 PM |
| zipemdown | $25.00 | 10/1/2012 6:29:29 PM |
| 52digital | $75.00 | 10/1/2012 6:00:25 PM |
| DSFinancial | $25.00 | 10/1/2012 6:14:01 PM |
| jazzlender | $25.00 | 10/1/2012 6:09:14 PM |
| paytonbrigadier | $250.00 | 10/1/2012 6:53:06 PM |
| TronMedici | $50.00 | 10/1/2012 6:28:15 PM |
| professional-vigilance9 | $100.00 | 10/1/2012 6:59:25 PM |
| Zane314 | $48.00 | 10/1/2012 6:33:15 PM |
| MikeyZ2008 | $25.00 | 10/1/2012 6:21:06 PM |
| bubb_hans | $25.00 | 10/1/2012 6:38:47 PM |
| fortytwo | $81.00 | 10/1/2012 6:25:00 PM |
| silver-enlightenment0 | $25.00 | 10/1/2012 6:57:48 PM |
| wwwUniversal | $25.00 | 10/1/2012 6:47:39 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
645989
This series of Notes was issued and sold upon the funding of the borrower loan #75769, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-03-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $456.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,534 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| pure-fund468 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2011)
|
|
Principal balance:
| $7,946.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/3/2012 9:50:30 AM |
| mikeandcat | $50.00 | 10/3/2012 9:04:13 AM |
| bewitching-dollar5 | $100.00 | 10/3/2012 9:49:30 AM |
| azazle | $25.00 | 10/3/2012 9:50:46 AM |
| nickel-speaker6 | $50.00 | 10/3/2012 9:58:30 AM |
| Mrs-Honeydew | $25.00 | 10/3/2012 10:25:35 AM |
| papaloha | $33.00 | 10/3/2012 10:01:25 AM |
| pound-mushroom3 | $25.00 | 10/3/2012 10:41:06 AM |
| durability-seahorse7 | $50.00 | 10/3/2012 10:42:08 AM |
| capital-renewal | $50.00 | 10/3/2012 10:50:20 AM |
| Beld | $50.00 | 10/3/2012 10:21:47 AM |
| integrity-reactor4 | $100.00 | 10/3/2012 10:51:26 AM |
| musegaze | $49.00 | 10/3/2012 10:52:48 AM |
| Investor_DP | $200.00 | 10/3/2012 11:01:11 AM |
| Ducatiman1978 | $25.00 | 10/3/2012 11:01:51 AM |
| financial-frenzy | $50.00 | 10/3/2012 10:32:12 AM |
| persist_in_doing | $25.00 | 10/3/2012 10:35:51 AM |
| supreme-exchange547 | $25.00 | 10/3/2012 10:37:09 AM |
| money-baron | $100.00 | 10/3/2012 11:27:10 AM |
| haplender | $50.00 | 10/3/2012 10:42:59 AM |
| red-power-pecan | $28.00 | 10/3/2012 11:30:28 AM |
| tolerant-currency6 | $25.00 | 10/3/2012 11:54:30 AM |
| FarmersBank | $50.00 | 10/3/2012 11:56:09 AM |
| spry-hope4 | $300.00 | 10/3/2012 10:47:51 AM |
| dime-sprout | $25.00 | 10/3/2012 11:12:16 AM |
| money-baron-roth-IRA | $50.00 | 10/3/2012 11:28:03 AM |
| quirky1981 | $25.00 | 10/3/2012 12:07:12 PM |
| DoctorJoe | $25.00 | 10/3/2012 3:56:04 PM |
| Jimthemoo | $25.00 | 10/3/2012 12:38:32 PM |
| melodious-fairness | $50.00 | 10/3/2012 5:00:50 PM |
| Bob450 | $25.00 | 10/3/2012 1:08:59 PM |
| Cromag | $25.00 | 10/3/2012 2:23:23 PM |
| Jasner | $25.00 | 10/3/2012 4:05:00 PM |
| capital-owner4 | $28.00 | 10/3/2012 5:14:54 PM |
| rautility | $50.00 | 10/3/2012 5:17:59 PM |
| Splangy613 | $25.00 | 10/3/2012 5:05:13 PM |
| newest-currency-vibrato | $25.00 | 10/3/2012 5:05:39 PM |
| EnglishGeekInNYC | $25.00 | 10/3/2012 5:09:56 PM |
| nuetron | $25.00 | 10/3/2012 5:14:21 PM |
| thrilling-fund427 | $50.00 | 10/3/2012 5:16:05 PM |
| mindful-generosity1 | $50.00 | 10/3/2012 5:31:58 PM |
| LeReve | $500.00 | 10/3/2012 5:34:57 PM |
| zipemdown | $25.00 | 10/3/2012 5:36:18 PM |
| peace-fixer8 | $25.00 | 10/3/2012 5:59:17 PM |
| money-bauble | $100.00 | 10/3/2012 5:38:06 PM |
| adventurer447 | $300.00 | 10/3/2012 5:41:57 PM |
| cp-family | $50.00 | 10/3/2012 5:55:24 PM |
| proper-exchange8 | $50.00 | 10/3/2012 5:50:51 PM |
| wise-unequivocal-return | $25.00 | 10/3/2012 5:54:20 PM |
| tolerant-responsibility051 | $2,000.00 | 10/3/2012 6:15:34 PM |
| blue-treasure-mammalian | $250.00 | 10/3/2012 6:36:54 PM |
| mercuriant | $25.00 | 10/3/2012 6:12:57 PM |
| angelinvestor2 | $40.00 | 10/3/2012 6:17:42 PM |
| whitegold24k | $50.00 | 10/3/2012 6:16:19 PM |
| friendly-gold | $25.00 | 10/3/2012 6:26:14 PM |
| wwwUniversal | $25.00 | 10/3/2012 6:37:55 PM |
| trumpeter391 | $25.00 | 10/3/2012 9:04:49 AM |
| first-serene-credit | $25.00 | 10/3/2012 9:06:21 AM |
| handy-justice | $50.00 | 10/3/2012 9:11:54 AM |
| duty-viola | $35.00 | 10/3/2012 9:47:25 AM |
| AF-Chief | $25.00 | 10/3/2012 9:47:07 AM |
| cognizant-rupee7 | $25.00 | 10/3/2012 10:06:45 AM |
| WalnutCreekguy | $50.00 | 10/3/2012 9:55:21 AM |
| networks4ever | $25.00 | 10/3/2012 9:57:39 AM |
| etraboulay | $50.00 | 10/3/2012 10:03:39 AM |
| EFS | $200.00 | 10/3/2012 10:03:32 AM |
| 52digital | $75.00 | 10/3/2012 10:05:21 AM |
| supreme-treasure8 | $100.00 | 10/3/2012 10:43:09 AM |
| Silver_Rupee | $25.01 | 10/3/2012 10:17:10 AM |
| fortytwo | $44.00 | 10/3/2012 10:50:23 AM |
| Comoparklender | $25.00 | 10/3/2012 10:21:27 AM |
| DreDub | $25.00 | 10/3/2012 11:02:33 AM |
| first-pragmatic-power | $25.00 | 10/3/2012 11:05:54 AM |
| tech310 | $50.00 | 10/3/2012 11:10:33 AM |
| 1randyp | $25.00 | 10/3/2012 10:37:13 AM |
| open-minded-p2p1 | $25.00 | 10/3/2012 11:49:54 AM |
| careful-vigilance4 | $25.00 | 10/3/2012 10:51:48 AM |
| Wellman | $25.00 | 10/3/2012 10:55:17 AM |
| pierrelasvegas | $25.00 | 10/3/2012 10:57:06 AM |
| desertoasis | $25.00 | 10/3/2012 1:34:17 PM |
| blue-unrelenting-rupee | $25.00 | 10/3/2012 11:17:46 AM |
| credit-socrates648 | $1,000.00 | 10/3/2012 2:15:07 PM |
| PrimeFunding | $25.00 | 10/3/2012 11:34:50 AM |
| DiligentiaLLC | $75.00 | 10/3/2012 12:20:59 PM |
| Dubbs360 | $500.00 | 10/3/2012 12:37:20 PM |
| Bank_of_the_Galaxy | $25.00 | 10/3/2012 4:22:59 PM |
| income-sycamore2 | $25.00 | 10/3/2012 12:54:26 PM |
| hope-fortress753 | $25.00 | 10/3/2012 4:45:00 PM |
| compatible-deal9 | $25.00 | 10/3/2012 1:04:23 PM |
| Canidae | $25.00 | 10/3/2012 5:01:55 PM |
| ddog0224 | $32.58 | 10/3/2012 1:45:32 PM |
| simeonthewhale | $25.00 | 10/3/2012 1:57:37 PM |
| melodious-capital3 | $25.00 | 10/3/2012 3:34:22 PM |
| Assets-Up | $25.00 | 10/3/2012 4:12:14 PM |
| bob450-roth | $25.00 | 10/3/2012 4:27:26 PM |
| MyPFBlog | $25.00 | 10/3/2012 5:00:37 PM |
| phenomenal-rate1 | $500.00 | 10/3/2012 5:12:45 PM |
| spark548 | $100.00 | 10/3/2012 5:14:23 PM |
| new-truth-chuckler | $33.00 | 10/3/2012 5:05:36 PM |
| social-cocktail1 | $200.00 | 10/3/2012 5:26:05 PM |
| versatile-dime442 | $34.00 | 10/3/2012 5:29:37 PM |
| profit-powerplant | $25.00 | 10/3/2012 5:44:13 PM |
| money-baron-Roth401k | $25.00 | 10/3/2012 6:08:29 PM |
| bold-direct-asset | $50.00 | 10/3/2012 6:08:44 PM |
| rescue | $68.00 | 10/3/2012 5:58:13 PM |
| the-laudable-peso | $40.00 | 10/3/2012 6:16:10 PM |
| MI2 | $5,000.00 | 10/3/2012 6:08:01 PM |
| credit-wheel7 | $25.00 | 10/3/2012 6:29:02 PM |
| red-eloquent-rupee | $50.00 | 10/3/2012 6:30:13 PM |
| paladin847 | $70.00 | 10/3/2012 6:10:43 PM |
| 108lender | $200.00 | 10/3/2012 6:16:04 PM |
| MoneyForNothing | $10.41 | 10/3/2012 6:38:08 PM |
| berniemadeoff | $50.00 | 10/3/2012 6:26:04 PM |
| nashibaksi | $30.00 | 10/3/2012 6:36:15 PM |
| 114 Investments
|
Borrower Payment Dependent Notes Series
646101
This series of Notes was issued and sold upon the funding of the borrower loan #75414, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 6
/
7 | Length of status: | 4y 7m |
|
Amount delinquent:
| $6,691 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,555 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sympathetic-payout6 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 27 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2010)
|
|
Principal balance:
| $719.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
Medical/Dental
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| hillerod | $26.01 | 10/1/2012 5:01:36 PM |
| handshake5 | $100.00 | 10/1/2012 5:02:40 PM |
| bewitching-dollar5 | $100.00 | 10/1/2012 5:15:21 PM |
| brainy-return234 | $25.00 | 10/1/2012 5:20:11 PM |
| MoneyForNothing | $54.27 | 10/1/2012 5:01:55 PM |
| trumpeter5 | $25.00 | 10/1/2012 5:00:49 PM |
| commerce-venture1 | $25.00 | 10/1/2012 5:01:09 PM |
| handy-justice | $25.00 | 10/1/2012 5:01:19 PM |
| kinder-credit-bear | $250.00 | 10/1/2012 5:01:51 PM |
| commitment-neutron1 | $200.00 | 10/1/2012 5:07:35 PM |
| NekHoldings | $25.00 | 10/1/2012 5:10:24 PM |
| wwwUniversal | $25.00 | 10/1/2012 5:11:33 PM |
| tolerant-responsibility051 | $2,000.00 | 10/1/2012 5:08:40 PM |
| fascinating-money236 | $25.00 | 10/1/2012 5:17:18 PM |
| integrity-web | $25.00 | 10/1/2012 5:19:13 PM |
| enriching-dollar1 | $100.00 | 10/1/2012 5:20:52 PM |
| Bendan | $100.00 | 10/1/2012 5:18:41 PM |
| LittleMingo | $30.00 | 10/1/2012 5:03:46 PM |
| ProsprousLender | $25.00 | 10/1/2012 5:04:21 PM |
| cp-family | $50.00 | 10/1/2012 5:13:09 PM |
| trade-boots1 | $100.00 | 10/1/2012 5:14:38 PM |
| return-pioneer221 | $200.00 | 10/1/2012 5:20:23 PM |
| Nickle-Back | $30.00 | 10/1/2012 5:20:57 PM |
| sweety075 | $25.00 | 10/1/2012 5:20:20 PM |
| marwadi-62 | $409.72 | 10/1/2012 5:21:30 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
646143
This series of Notes was issued and sold upon the funding of the borrower loan #75396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-bill-dissector |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to pay household expenses.
My financial situation:
I am a good candidate for this loan because I always pay my debts.
Monthly net income: $2500
Monthly expenses: $
Housing: $500
Insurance: $100
Car expenses: $294
Utilities: $70
Phone, cable, internet: $50
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $130
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $100.00 | 9/27/2012 11:27:01 AM |
| houli123 | $25.00 | 9/27/2012 9:05:29 AM |
| income-triangulation1 | $25.00 | 9/27/2012 9:01:29 AM |
| refresher211 | $25.00 | 9/27/2012 9:17:18 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:42 AM |
| rate-advocator7 | $100.00 | 9/27/2012 9:47:53 AM |
| SweatyBalls | $40.00 | 9/27/2012 9:45:19 AM |
| mindful-generosity1 | $50.00 | 9/27/2012 10:23:16 AM |
| john0720 | $25.00 | 9/27/2012 11:12:43 AM |
| Zingaro | $25.00 | 9/27/2012 10:27:47 AM |
| competent-commitment5 | $25.00 | 9/27/2012 11:17:22 AM |
| heerzaquestion | $25.00 | 9/27/2012 11:46:29 AM |
| reflective-rupee | $25.00 | 9/27/2012 11:06:23 AM |
| Uylsses | $50.00 | 9/27/2012 3:12:15 PM |
| money-baron | $100.00 | 9/27/2012 11:28:03 AM |
| let_me_retire | $75.00 | 9/27/2012 2:14:08 PM |
| buffalobills | $25.00 | 9/27/2012 5:09:27 PM |
| credit-coach118 | $25.00 | 9/27/2012 5:23:38 PM |
| speedy-peso1 | $100.00 | 9/27/2012 5:23:03 PM |
| payout-magician | $25.00 | 9/27/2012 9:19:01 PM |
| papaloha | $25.00 | 9/27/2012 9:40:55 PM |
| currency-bumblebee | $50.00 | 9/27/2012 5:53:32 PM |
| Money_Working | $25.00 | 9/27/2012 6:19:00 PM |
| appetizing-loyalty354 | $100.00 | 9/27/2012 9:24:33 AM |
| majestic-note6 | $150.00 | 9/27/2012 9:20:24 AM |
| bewitching-dollar5 | $100.00 | 9/27/2012 9:27:01 AM |
| first-euro-rapture | $25.00 | 9/27/2012 9:31:35 AM |
| duty-viola | $35.00 | 9/27/2012 9:55:42 AM |
| green-high-five7 | $25.00 | 9/27/2012 10:47:48 AM |
| azazle | $50.00 | 9/27/2012 3:47:03 PM |
| bonus-seahorse | $25.00 | 9/27/2012 4:17:12 PM |
| open-minded-p2p1 | $25.00 | 9/27/2012 12:13:21 PM |
| transformer855 | $25.00 | 9/27/2012 2:05:25 PM |
| kurtb57 | $62.40 | 9/27/2012 10:20:56 PM |
| simiray | $30.00 | 9/27/2012 5:58:33 PM |
| wise-deal-panda | $57.00 | 9/27/2012 6:13:05 PM |
| preeminant-moola6 | $25.00 | 9/27/2012 6:46:57 PM |
| palm864 | $25.00 | 9/27/2012 7:17:33 PM |
| lowrater | $50.60 | 9/27/2012 6:42:59 PM |
| capital-heaven5 | $100.00 | 9/27/2012 8:27:59 PM |
| DasMula | $25.00 | 9/27/2012 9:26:26 PM |
| Reddy_Capital | $25.00 | 9/27/2012 9:41:19 PM |
| OnTracInvest | $25.00 | 9/27/2012 10:09:23 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
646171
This series of Notes was issued and sold upon the funding of the borrower loan #75255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 17y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,761 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cerebral-p2p058 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $25.00 | 9/26/2012 5:15:35 PM |
| Hedge-Fund | $25.00 | 9/26/2012 5:12:23 PM |
| bewitching-dollar5 | $100.00 | 9/26/2012 5:51:29 PM |
| SolarMoonshine | $25.00 | 9/26/2012 6:03:06 PM |
| fervent-commerce | $108.00 | 9/27/2012 8:35:09 AM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:50 PM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:37 AM |
| ethical-truth211 | $50.00 | 9/27/2012 9:26:41 AM |
| let_me_retire | $25.00 | 9/27/2012 2:10:24 PM |
| commitment-farm | $30.00 | 9/27/2012 2:43:25 PM |
| currency-bumblebee | $25.00 | 9/27/2012 5:45:07 PM |
| promise2 | $25.00 | 9/28/2012 7:54:45 AM |
| hard-working-truth6 | $30.40 | 9/27/2012 9:43:20 PM |
| DreDub | $25.00 | 9/28/2012 5:49:55 AM |
| accelerator1 | $25.00 | 9/28/2012 7:15:09 AM |
| continental2 | $72.33 | 9/28/2012 7:23:53 AM |
| Suit | $118.35 | 9/28/2012 9:03:05 AM |
| tolerant-responsibility051 | $500.00 | 9/28/2012 9:19:40 AM |
| compatible-deal9 | $25.00 | 9/28/2012 10:39:23 AM |
| simplelender80 | $500.00 | 9/28/2012 5:07:26 PM |
| credit-prodigy4 | $50.00 | 9/28/2012 3:44:58 PM |
| investment-cluster | $25.00 | 9/28/2012 4:15:08 PM |
| miamibeachloaner | $100.00 | 9/28/2012 5:21:18 PM |
| businessbroker101 | $25.00 | 9/28/2012 5:25:50 PM |
| Sunbase | $25.00 | 9/28/2012 5:31:06 PM |
| bubb_hans | $25.00 | 9/28/2012 5:18:37 PM |
| responsibility-butterfly | $25.00 | 9/26/2012 6:10:38 PM |
| majestic-note6 | $150.00 | 9/26/2012 5:18:46 PM |
| Rogelio48 | $30.00 | 9/26/2012 6:31:01 PM |
| open-minded-p2p1 | $25.00 | 9/26/2012 7:00:32 PM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:10:05 PM |
| ultimate-peace | $25.00 | 9/27/2012 5:34:30 AM |
| seadogs | $25.00 | 9/27/2012 4:19:10 AM |
| djmgd790 | $50.00 | 9/27/2012 6:37:42 AM |
| greencat | $50.00 | 9/27/2012 7:15:17 AM |
| lean-dedication | $25.00 | 9/27/2012 11:11:50 AM |
| fuzed | $25.00 | 9/27/2012 11:26:39 AM |
| 312-Lender | $25.00 | 9/27/2012 12:07:21 PM |
| dudebrah | $25.00 | 9/27/2012 2:00:03 PM |
| durability-seahorse7 | $50.00 | 9/27/2012 6:21:11 PM |
| speedy-peso1 | $100.00 | 9/27/2012 5:23:02 PM |
| enthralling-balance4 | $25.00 | 9/28/2012 7:58:06 AM |
| courteous-platinum7 | $25.00 | 9/28/2012 3:47:55 AM |
| papaloha | $25.00 | 9/27/2012 9:40:54 PM |
| Tyrion31 | $25.00 | 9/28/2012 9:02:04 AM |
| joey1011 | $25.00 | 9/28/2012 8:07:01 AM |
| orchestra960 | $294.00 | 9/28/2012 9:14:54 AM |
| Malkial | $25.00 | 9/28/2012 10:00:39 AM |
| SecondChanceLendingSERV | $25.00 | 9/28/2012 9:31:12 AM |
| deal-hickory5 | $100.00 | 9/28/2012 10:03:52 AM |
| worthy-bid8 | $100.00 | 9/28/2012 5:04:02 PM |
| EretzCapital | $50.00 | 9/28/2012 2:56:34 PM |
| m0rlock | $100.00 | 9/28/2012 4:49:42 PM |
| diplomatic-wealth7 | $25.00 | 9/28/2012 3:32:12 PM |
| Joyflyer | $37.11 | 9/28/2012 5:10:50 PM |
| life-is-great | $25.00 | 9/28/2012 5:23:13 PM |
| svandgts | $25.00 | 9/28/2012 5:39:45 PM |
| Dubbs360 | $379.81 | 9/28/2012 5:42:54 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
646209
This series of Notes was issued and sold upon the funding of the borrower loan #75685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1977 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 36y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,656 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dime-magician7 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To pay off some debts
This loan will be used to... pay off some debts
My financial situation: solvent
I am a good candidate for this loan because... I am in an emergency situtation
Monthly net income: $2422
Monthly expenses: $2622
Housing: $1355
Insurance: $900
Car expenses: $255
Utilities: $144
Phone, cable, internet: $132
Food, entertainment: $140
Clothing, household expenses: $140
Credit cards and other loans: $850
Other expenses: $1500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| graceful-investment | $106.00 | 10/2/2012 9:05:23 AM |
| netg | $50.00 | 10/2/2012 9:15:53 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:18 AM |
| majestic-note6 | $150.00 | 10/2/2012 9:27:34 AM |
| best-bonafide-p2p | $25.00 | 10/2/2012 9:48:45 AM |
| diplomatic-wealth7 | $25.00 | 10/2/2012 10:23:47 AM |
| enriched-return057 | $50.00 | 10/2/2012 10:12:06 AM |
| heartpounding-note972 | $25.00 | 10/2/2012 10:35:59 AM |
| bellaquito | $500.00 | 10/2/2012 12:06:22 PM |
| Silver_Rupee | $25.01 | 10/2/2012 11:15:16 AM |
| open-minded-p2p1 | $25.00 | 10/2/2012 11:29:33 AM |
| 52digital | $75.00 | 10/2/2012 11:28:56 AM |
| Numbat77 | $25.00 | 10/2/2012 12:12:32 PM |
| worth-blanket2 | $2,066.00 | 10/2/2012 1:12:08 PM |
| responsibility-butterfly | $25.00 | 10/2/2012 10:59:20 AM |
| finance-ecstasy7 | $25.00 | 10/2/2012 9:20:55 AM |
| refresher211 | $25.00 | 10/2/2012 9:22:37 AM |
| bewitching-dollar5 | $100.00 | 10/2/2012 9:42:30 AM |
| riveting-credit5 | $25.00 | 10/2/2012 10:30:47 AM |
| vines99 | $25.00 | 10/2/2012 11:05:18 AM |
| botfolio | $300.00 | 10/2/2012 10:22:23 AM |
| competent-commitment5 | $25.00 | 10/2/2012 10:27:32 AM |
| bold-wampum-compadre | $50.00 | 10/2/2012 12:01:46 PM |
| worthy-bid8 | $100.00 | 10/2/2012 10:57:28 AM |
| tolerant-dime2 | $28.00 | 10/2/2012 11:12:21 AM |
| john0720 | $25.00 | 10/2/2012 11:20:37 AM |
| let_me_retire | $50.00 | 10/2/2012 12:23:34 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
646221
This series of Notes was issued and sold upon the funding of the borrower loan #75348, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 11m |
|
Amount delinquent:
| $85 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $959 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| listing-harp2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2012 1:43:15 PM |
| Nipper99 | $100.00 | 9/27/2012 1:02:50 PM |
| let_me_retire | $50.00 | 9/27/2012 2:18:00 PM |
| speedy-peso1 | $100.00 | 9/27/2012 5:23:04 PM |
| scoobiedoo | $25.00 | 9/27/2012 7:38:15 PM |
| bewitching-dollar5 | $100.00 | 9/27/2012 5:23:46 PM |
| majestic-note6 | $150.00 | 9/27/2012 5:24:12 PM |
| RJN | $35.00 | 9/27/2012 5:48:49 PM |
| upbeat-finance8 | $25.00 | 9/28/2012 8:48:55 AM |
| papaloha | $25.00 | 9/27/2012 9:40:57 PM |
| tolerant-responsibility051 | $500.00 | 9/28/2012 9:19:41 AM |
| rjcoutur2001 | $107.80 | 9/28/2012 9:02:40 AM |
| foothillender | $25.00 | 9/28/2012 8:12:17 AM |
| ksdj92 | $500.00 | 9/28/2012 3:04:30 PM |
| CA-Lender | $25.00 | 9/28/2012 9:52:13 AM |
| compatible-deal9 | $25.00 | 9/28/2012 10:40:13 AM |
| natural-liberty4 | $200.00 | 9/28/2012 6:09:06 PM |
| durability-seahorse7 | $50.00 | 9/28/2012 5:48:51 PM |
| california111 | $100.00 | 9/28/2012 9:49:16 PM |
| Dan7 | $75.00 | 9/28/2012 11:03:24 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:38 AM |
| melodious-openness | $200.00 | 9/29/2012 5:10:15 AM |
| Glory_Honor_Orange | $50.00 | 9/29/2012 6:42:02 AM |
| nalaari | $25.00 | 9/29/2012 6:50:01 AM |
| hope-hickory | $50.00 | 9/28/2012 8:28:15 PM |
| best-commerce-leader | $50.00 | 9/29/2012 5:04:49 AM |
| pfh | $25.00 | 9/29/2012 5:07:29 AM |
| ethical-truth211 | $50.00 | 9/29/2012 2:52:29 AM |
| Soothsayer | $25.00 | 9/29/2012 4:41:26 AM |
| ultimate-peace | $62.50 | 9/29/2012 5:36:17 AM |
| wise-charming-reward | $200.00 | 9/27/2012 1:00:19 PM |
| greencat | $50.00 | 9/27/2012 3:21:57 PM |
| currency-bumblebee | $25.00 | 9/27/2012 5:56:12 PM |
| bonafide-yield351 | $25.00 | 9/27/2012 7:59:17 PM |
| octoberfresh | $25.00 | 9/27/2012 6:46:57 PM |
| courteous-platinum7 | $25.00 | 9/28/2012 3:48:11 AM |
| bold-shrewd-dedication | $250.00 | 9/28/2012 11:32:25 AM |
| m0rlock | $100.00 | 9/28/2012 4:49:44 PM |
| worthy-bid8 | $100.00 | 9/28/2012 5:04:04 PM |
| impala6464 | $25.00 | 9/28/2012 8:16:35 PM |
| top-responsibility-sage | $25.00 | 9/28/2012 10:45:23 PM |
| bsmtloan | $126.49 | 9/29/2012 7:00:12 AM |
| tolerant-truth2 | $25.00 | 9/28/2012 7:23:33 PM |
| azazle | $50.00 | 9/28/2012 7:30:46 PM |
| WillBeFreeOfDebt | $25.09 | 9/29/2012 6:06:28 AM |
| BackOnTrack23 | $27.92 | 9/29/2012 6:51:37 AM |
| scrooge2020 | $34.36 | 9/29/2012 4:40:21 AM |
| bancoroyal | $30.84 | 9/29/2012 7:20:49 AM |
| payout-mongoose | $25.00 | 9/29/2012 6:14:41 AM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
646251
This series of Notes was issued and sold upon the funding of the borrower loan #75760, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 31.58% |
Borrower rate/APR:
| 32.58% / 35.37% |
Monthly payment:
| $135.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.13% | | |
| |
Estimated return*:
| 15.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
9 | Length of status: | 3y 2m |
|
Amount delinquent:
| $358 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,946 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| stockpiler521 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
Home Improvement
This loan will be used to...
Build a Back Porch and furnish
My financial situation:
Stable-Good-Full Time
I am a good candidate for this loan because...
I work full time, pay my bills on schedule, support my family and want to add value to my home.
Monthly net income: $ 9,750.00
Monthly expenses: $
Housing: $ 1.145.00
Insurance: $ 203.00
Car expenses: $ 600.00
Utilities: $ 65.00
Phone, cable, internet: $ 53.00
Food, entertainment: $ 120.00
Clothing, household expenses: $ 350.00
Credit cards and other loans: $ 150.00
Other expenses: $ 120.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| open-minded-p2p1 | $25.00 | 9/27/2012 12:09:27 PM |
| 6_kids_college_fund | $25.00 | 9/27/2012 12:49:46 PM |
| Farmer-Ted | $25.00 | 9/27/2012 12:51:52 PM |
| heavenly-interest9 | $123.01 | 9/27/2012 1:20:08 PM |
| LuvToLend | $25.00 | 9/27/2012 12:17:40 PM |
| money-baron | $100.00 | 9/27/2012 11:56:27 AM |
| worth-blanket2 | $3,600.00 | 9/27/2012 11:59:42 AM |
| Bob450 | $25.00 | 9/27/2012 1:00:19 PM |
| Bad_Debt | $26.99 | 9/27/2012 1:17:38 PM |
| enthralling-balance4 | $25.00 | 9/27/2012 12:39:06 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
646329
This series of Notes was issued and sold upon the funding of the borrower loan #75794, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1963 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 12y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,243 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fords4ever |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Financial
This loan will be used to...Financial
My financial situation:Need to pay employees and utilities
I am a good candidate for this loan because...I can make the payment listed for the amount requested.
Monthly net income: $4800.00
Monthly expenses: $250.00
Housing: $800.00
Insurance: $54.00
Car expenses: $260.00
Phone, cable, internet: $98.00
Food, entertainment: $350.00
Clothing, household expenses: $150.00
Credit cards and other loans: $100.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2012 1:43:18 PM |
| appetizing-loyalty354 | $100.00 | 9/27/2012 5:43:36 PM |
| cattlebaron | $25.00 | 9/27/2012 5:19:58 PM |
| natural-point1 | $25.00 | 9/27/2012 8:44:17 PM |
| currency-bumblebee | $25.00 | 9/27/2012 5:59:08 PM |
| houli123 | $25.00 | 9/27/2012 6:23:00 PM |
| rate-advocator7 | $100.00 | 9/27/2012 6:40:11 PM |
| blitzen40 | $25.00 | 9/27/2012 6:48:12 PM |
| let_me_retire | $75.00 | 9/27/2012 6:52:01 PM |
| papaloha | $25.00 | 9/27/2012 9:40:59 PM |
| crippledcircus | $28.10 | 9/28/2012 1:18:27 PM |
| Rogelio48 | $25.00 | 9/28/2012 1:01:05 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:39 AM |
| vines99 | $25.00 | 9/29/2012 10:22:09 AM |
| Slick58 | $25.00 | 9/29/2012 4:36:52 PM |
| Star_Witness | $25.00 | 9/29/2012 2:49:14 PM |
| brilliant-balance | $35.00 | 9/29/2012 2:55:22 PM |
| enderak | $100.00 | 9/29/2012 8:59:40 PM |
| jhouman | $25.00 | 9/30/2012 8:28:42 AM |
| california111 | $100.00 | 9/30/2012 11:20:41 AM |
| WindomDev | $25.00 | 9/30/2012 8:02:30 PM |
| Iamthewalrus | $25.00 | 10/1/2012 7:54:09 AM |
| cp-family | $50.00 | 10/1/2012 10:13:29 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:27 AM |
| worth-blanket2 | $1,314.00 | 10/1/2012 12:57:15 PM |
| money-baron | $100.00 | 9/27/2012 6:33:16 PM |
| speedy-peso1 | $100.00 | 9/27/2012 5:23:05 PM |
| income-triangulation1 | $25.00 | 9/28/2012 1:49:53 AM |
| duty-viola | $35.00 | 9/27/2012 6:10:24 PM |
| grf1945 | $50.00 | 9/28/2012 7:04:05 AM |
| open-minded-p2p1 | $25.00 | 9/27/2012 7:32:44 PM |
| favorite-commerce | $30.00 | 9/28/2012 1:05:07 PM |
| shrewd-deal | $25.00 | 9/28/2012 11:50:11 AM |
| Interloper | $25.00 | 9/28/2012 3:46:58 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:02 PM |
| foothillender | $25.00 | 9/29/2012 7:15:50 AM |
| ultimate-peace | $250.00 | 9/29/2012 5:34:12 AM |
| marala4285 | $35.00 | 9/29/2012 10:46:12 AM |
| affluence-kingdom9 | $25.00 | 9/29/2012 10:09:23 AM |
| dudebrah | $25.00 | 9/29/2012 6:07:06 PM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:34 PM |
| Digger85 | $100.00 | 9/30/2012 6:43:18 AM |
| famous-reward9 | $200.00 | 10/1/2012 6:27:34 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
646463
This series of Notes was issued and sold upon the funding of the borrower loan #75703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $475 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| trade-heart3 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding
Purpose of loan:
This loan will be used to... pay for wedding in Dec 12,2012.
My financial situation: good
I am a good candidate for this loan because... I pay all my bills on time and have good credit.
Monthly net income: $ 1800
Monthly expenses: $
Housing: $ 100
Insurance: $100
Car expenses: $ 250
Utilities: $
Phone, cable, internet: $ 45
Food, entertainment: $ 250
Clothing, household expenses: $ 100
Credit cards and other loans: $ 100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| netg | $50.00 | 10/2/2012 9:15:42 AM |
| refresher211 | $25.00 | 10/2/2012 9:22:37 AM |
| bewitching-dollar5 | $100.00 | 10/2/2012 9:42:30 AM |
| majestic-note6 | $150.00 | 10/2/2012 9:27:34 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:18 AM |
| botfolio | $300.00 | 10/2/2012 10:22:23 AM |
| 52digital | $75.00 | 10/2/2012 11:28:57 AM |
| Land_on_your_feet | $28.22 | 10/2/2012 11:04:56 AM |
| SOP_Bank | $25.00 | 10/2/2012 11:19:40 AM |
| bold-pound-statuette | $150.00 | 10/2/2012 11:16:56 AM |
| CheapDolo22 | $25.00 | 10/2/2012 12:01:47 PM |
| one-midas | $25.00 | 10/2/2012 12:35:02 PM |
| responsibility-butterfly | $25.00 | 10/2/2012 10:59:21 AM |
| rate-advocator7 | $100.00 | 10/2/2012 9:04:26 AM |
| appetizing-loyalty354 | $100.00 | 10/2/2012 9:44:52 AM |
| vines99 | $25.00 | 10/2/2012 11:05:26 AM |
| let_me_retire | $25.00 | 10/2/2012 12:24:07 PM |
| worthy-bid8 | $100.00 | 10/2/2012 10:57:28 AM |
| john0720 | $25.00 | 10/2/2012 11:20:38 AM |
| bellaquito | $500.00 | 10/2/2012 12:06:23 PM |
| greencat | $50.00 | 10/2/2012 12:21:51 PM |
| worth-blanket2 | $2,047.00 | 10/2/2012 1:11:03 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
646493
This series of Notes was issued and sold upon the funding of the borrower loan #75562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $360.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
18 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,014 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| liberty-buckeye |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3238.00
Monthly expenses: $ 350
Housing: $514.00
Insurance: $100
Car expenses: $250
Utilities: $ 125.00
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $ 125.00
Credit cards and other loans: $ 500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,500.00 | 9/28/2012 5:01:58 PM |
| InChicago | $80.03 | 9/28/2012 5:02:51 PM |
| 113121 | $25.00 | 9/28/2012 5:17:56 PM |
| responsibility-butterfly | $25.00 | 9/29/2012 7:45:29 AM |
| tech310 | $50.00 | 9/28/2012 5:02:12 PM |
| cash-mad-scientist3 | $25.00 | 9/28/2012 5:25:10 PM |
| ethical-truth211 | $300.00 | 9/28/2012 5:32:42 PM |
| magnificent-felicity4 | $25.00 | 9/28/2012 5:11:01 PM |
| XwileycoyoteX | $25.00 | 9/28/2012 5:35:29 PM |
| imogen22 | $50.00 | 9/28/2012 5:11:28 PM |
| mikrolown | $25.00 | 9/28/2012 5:13:04 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:14 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:18:55 PM |
| WalnutCreekguy | $50.00 | 9/28/2012 5:20:55 PM |
| LeReve | $500.00 | 9/28/2012 5:25:32 PM |
| duty-viola | $35.00 | 9/28/2012 5:32:09 PM |
| supreme-treasure8 | $100.00 | 9/28/2012 5:44:16 PM |
| gotjack-IRA | $25.02 | 9/28/2012 6:39:07 PM |
| papaloha | $25.00 | 9/28/2012 7:52:24 PM |
| Rollshaft | $25.00 | 9/28/2012 8:42:37 PM |
| benevolent-marketplace4 | $2,500.00 | 9/28/2012 6:11:51 PM |
| commerce-venture1 | $25.00 | 9/28/2012 6:26:57 PM |
| EngineersAlliance | $75.00 | 9/28/2012 6:35:35 PM |
| liberty-tostada7 | $50.00 | 9/28/2012 6:58:01 PM |
| LoanerPrincipal | $25.00 | 9/28/2012 6:42:37 PM |
| SLN-10 | $30.00 | 9/28/2012 6:43:57 PM |
| Comoparklender | $25.00 | 9/28/2012 6:54:20 PM |
| treasure-bliss | $75.00 | 9/29/2012 9:13:37 AM |
| hope-hickory | $50.00 | 9/28/2012 8:28:16 PM |
| vines99 | $25.00 | 9/29/2012 10:23:23 AM |
| tranquil-note5 | $75.00 | 9/29/2012 11:27:10 AM |
| rbettenc | $25.00 | 9/29/2012 7:25:50 AM |
| s2k4ojobr | $25.00 | 9/29/2012 6:54:27 AM |
| Quiza12 | $100.00 | 9/29/2012 7:07:54 AM |
| zorg77 | $50.00 | 9/29/2012 8:07:57 AM |
| bob450-roth | $25.00 | 9/29/2012 9:05:26 AM |
| zipemdown | $25.00 | 9/29/2012 12:16:13 PM |
| ResQDoc | $25.00 | 9/29/2012 10:30:28 AM |
| marala4285 | $30.00 | 9/29/2012 10:45:01 AM |
| greenwell | $50.00 | 9/29/2012 10:03:08 AM |
| Astyanax | $30.00 | 9/29/2012 11:19:25 AM |
| fund-tom-tom6 | $25.00 | 9/29/2012 12:12:49 PM |
| bazaar-festivity | $25.00 | 9/29/2012 12:21:13 PM |
| orearella3 | $25.00 | 9/29/2012 12:49:15 PM |
| money-bauble | $100.00 | 9/29/2012 1:53:26 PM |
| theboat | $30.00 | 9/29/2012 1:49:52 PM |
| impressive-dough4 | $25.00 | 9/29/2012 2:09:16 PM |
| tender-commerce8 | $50.00 | 9/29/2012 1:46:53 PM |
| money-baron | $100.00 | 9/29/2012 3:03:09 PM |
| EL_Papin | $25.00 | 9/29/2012 2:26:34 PM |
| sgt-schultz | $27.00 | 9/29/2012 6:38:00 PM |
| fortytwo | $150.00 | 9/29/2012 2:14:03 PM |
| wwwUniversal | $25.00 | 9/29/2012 2:22:00 PM |
| networks4ever | $25.00 | 9/29/2012 2:25:39 PM |
| BankofRon_IRA | $100.00 | 9/29/2012 2:34:39 PM |
| KrisKringle | $30.00 | 9/29/2012 10:15:08 PM |
| AKhusky | $25.00 | 9/29/2012 11:51:57 PM |
| selector568 | $300.00 | 9/29/2012 2:41:12 PM |
| CalBear08 | $33.33 | 9/30/2012 12:22:20 AM |
| jderek01 | $37.50 | 9/29/2012 2:49:12 PM |
| China-man | $66.74 | 9/30/2012 6:57:11 AM |
| jtc26 | $50.00 | 9/29/2012 4:13:32 PM |
| investment-cluster | $50.00 | 9/29/2012 4:41:45 PM |
| erowis | $75.00 | 9/29/2012 8:37:20 PM |
| commerce-renewal | $70.00 | 9/29/2012 8:59:28 PM |
| otherwisedisposed | $100.00 | 9/29/2012 7:52:44 PM |
| ethical-truth211 | $200.00 | 9/30/2012 4:57:36 AM |
| mdc1988 | $170.51 | 9/30/2012 8:22:00 AM |
| ferpeiks | $100.00 | 9/30/2012 5:26:25 AM |
| bewitching-dollar5 | $100.00 | 9/28/2012 5:08:36 PM |
| 1stPlace | $75.00 | 9/28/2012 5:12:03 PM |
| income-triangulation1 | $25.00 | 9/28/2012 5:01:29 PM |
| azazle | $50.00 | 9/28/2012 5:06:16 PM |
| green-high-five7 | $25.00 | 9/28/2012 5:02:32 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:08:01 PM |
| bazaar-tulip | $25.00 | 9/28/2012 6:08:19 PM |
| toblerone | $25.00 | 9/28/2012 6:19:26 PM |
| thrifty-generosity222 | $50.00 | 9/28/2012 5:55:37 PM |
| the-silver-blaster | $50.00 | 9/28/2012 5:58:34 PM |
| houli123 | $25.00 | 9/28/2012 5:53:30 PM |
| Fitiwalt7 | $30.53 | 9/28/2012 8:47:48 PM |
| leverage-galleon | $30.40 | 9/28/2012 9:01:55 PM |
| fitiwalt | $30.48 | 9/28/2012 9:18:53 PM |
| treasure-palace661 | $350.00 | 9/28/2012 6:13:40 PM |
| blueshound | $25.00 | 9/29/2012 6:37:39 AM |
| Splangy613 | $25.00 | 9/28/2012 6:14:41 PM |
| nalaari | $37.10 | 9/29/2012 6:54:12 AM |
| RGlad | $200.00 | 9/28/2012 6:15:53 PM |
| irrelevant | $50.00 | 9/29/2012 7:49:10 AM |
| pierrelasvegas | $25.00 | 9/28/2012 7:22:34 PM |
| Scrooge_McDuck2 | $100.00 | 9/28/2012 6:37:12 PM |
| Bob450 | $25.00 | 9/29/2012 8:38:20 AM |
| haplender | $100.00 | 9/29/2012 8:40:06 AM |
| thrifty-capital | $25.00 | 9/28/2012 7:02:53 PM |
| FWF-kinetic | $25.00 | 9/28/2012 9:10:11 PM |
| moneylender25 | $25.00 | 9/29/2012 10:58:48 AM |
| principal-laser | $92.31 | 9/29/2012 6:29:16 AM |
| scholarly-order6 | $75.00 | 9/29/2012 4:25:24 AM |
| loyalty-circuitry | $50.00 | 9/29/2012 7:33:51 AM |
| rautility | $50.00 | 9/29/2012 9:28:38 AM |
| Abece | $159.14 | 9/29/2012 7:58:15 AM |
| Ready2Loan | $25.00 | 9/29/2012 9:55:02 AM |
| sensible-interest2 | $34.91 | 9/29/2012 10:22:17 AM |
| affluence-kingdom9 | $100.00 | 9/29/2012 10:07:01 AM |
| desertoasis | $50.00 | 9/29/2012 11:48:24 AM |
| Dave0 | $25.00 | 9/29/2012 12:48:54 PM |
| jybank | $49.00 | 9/29/2012 12:22:39 PM |
| mindful-generosity1 | $50.00 | 9/29/2012 12:49:25 PM |
| revenue-tamer3 | $25.00 | 9/29/2012 1:17:35 PM |
| superb-funds335 | $25.00 | 9/29/2012 1:20:46 PM |
| musegaze | $50.00 | 9/29/2012 2:10:11 PM |
| angelinvestor2 | $40.00 | 9/29/2012 2:00:59 PM |
| the-profit-oracle | $25.00 | 9/29/2012 2:01:50 PM |
| first-pragmatic-power | $25.00 | 9/29/2012 2:40:06 PM |
| life-is-great | $25.00 | 9/29/2012 2:06:08 PM |
| mercuriant | $25.00 | 9/29/2012 1:58:40 PM |
| Cookstersalibi | $25.00 | 9/29/2012 3:05:01 PM |
| indomitable-economy8 | $25.00 | 9/29/2012 3:05:15 PM |
| leverage-galleon | $30.00 | 9/29/2012 4:26:22 PM |
| handshake5 | $60.00 | 9/29/2012 2:19:14 PM |
| MyPFBlog | $25.00 | 9/29/2012 2:10:56 PM |
| serene-capital | $25.00 | 9/30/2012 2:40:09 AM |
| integrity-american | $26.00 | 9/29/2012 5:24:20 PM |
| dollar-idol7 | $25.00 | 9/29/2012 5:37:00 PM |
| peaceful-greenback719 | $25.00 | 9/29/2012 11:12:35 PM |
| seabass123 | $25.00 | 9/30/2012 6:19:15 AM |
| ouyangers | $25.00 | 9/30/2012 6:22:35 AM |
| brightest-heavenly-vigilance | $35.00 | 9/29/2012 9:40:40 PM |
| upbeat-marketplace | $25.00 | 9/30/2012 8:00:56 AM |
| 129 Investments
|
Borrower Payment Dependent Notes Series
646501
This series of Notes was issued and sold upon the funding of the borrower loan #75399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $567.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,768 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| restless-power244 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate my debt and payoff outstanding bills
My financial situation:
I am a good candidate for this loan because...I have excellent credit and have always paid my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lionheart722 | $100.00 | 9/28/2012 9:07:49 AM |
| imogen22 | $50.00 | 9/28/2012 9:19:00 AM |
| WhiteInvestor | $27.00 | 9/28/2012 9:32:51 AM |
| Taxman44 | $25.00 | 9/28/2012 9:05:15 AM |
| compoundinterest | $25.00 | 9/28/2012 10:01:10 AM |
| silver-explorer6 | $25.00 | 9/28/2012 9:18:32 AM |
| repayment-pagoda8 | $100.00 | 9/28/2012 9:16:06 AM |
| green28 | $50.00 | 9/28/2012 9:17:28 AM |
| blue-useful-auction | $25.00 | 9/28/2012 11:46:42 AM |
| auction-sage | $100.00 | 9/28/2012 9:42:37 AM |
| mindful-generosity1 | $50.00 | 9/28/2012 9:41:30 AM |
| octoberfresh | $25.00 | 9/28/2012 9:45:07 AM |
| loyalty-hornet6 | $25.00 | 9/28/2012 9:49:06 AM |
| Good-Yield | $25.00 | 9/28/2012 10:47:04 AM |
| Cookstersalibi | $25.00 | 9/28/2012 11:36:45 AM |
| velocityasaurus-rex4 | $100.00 | 9/28/2012 5:04:49 PM |
| fboba | $300.00 | 9/28/2012 5:00:40 PM |
| andrew491 | $50.00 | 9/28/2012 5:29:13 PM |
| benevolent-marketplace4 | $2,500.00 | 9/28/2012 6:11:49 PM |
| totoro | $25.00 | 9/28/2012 6:21:23 PM |
| kfrench | $75.00 | 9/28/2012 7:03:56 PM |
| hopeful_lender | $150.00 | 9/28/2012 7:36:30 PM |
| bazaar-tulip | $25.00 | 9/28/2012 6:08:17 PM |
| radforj22 | $52.75 | 9/29/2012 6:26:42 AM |
| ready-interest9 | $25.00 | 9/28/2012 7:01:24 PM |
| bellaquito | $500.00 | 9/28/2012 7:12:13 PM |
| payout-optimizer1 | $27.00 | 9/28/2012 7:01:31 PM |
| california111 | $100.00 | 9/28/2012 9:49:20 PM |
| cerebral-dollar773 | $25.00 | 9/29/2012 4:49:53 AM |
| azazle | $50.00 | 9/29/2012 4:52:27 AM |
| samurai2 | $25.00 | 9/29/2012 6:35:26 AM |
| chac | $400.00 | 9/29/2012 8:41:42 AM |
| unassailable-funds754 | $25.00 | 9/29/2012 9:14:47 AM |
| blue-unrelenting-rupee | $25.00 | 9/29/2012 10:19:44 AM |
| Investoman | $25.00 | 9/29/2012 1:56:40 PM |
| finance-dandelion | $25.00 | 9/29/2012 2:49:51 PM |
| proud-wealth2 | $27.06 | 9/29/2012 5:00:32 PM |
| yield-seeker | $25.00 | 9/29/2012 5:11:40 PM |
| Theofficer | $27.23 | 9/29/2012 6:21:56 PM |
| balance-solo0 | $50.00 | 9/29/2012 6:38:48 PM |
| indomitable-economy8 | $25.00 | 9/29/2012 3:05:15 PM |
| mlpinz | $25.00 | 9/29/2012 4:15:03 PM |
| credit-high-five8 | $25.00 | 9/30/2012 9:26:50 AM |
| contract-victor5 | $30.00 | 9/29/2012 10:55:18 PM |
| AlBRich | $25.00 | 9/30/2012 11:52:10 AM |
| richmondcowboy | $25.00 | 9/29/2012 8:16:52 PM |
| houli123 | $25.00 | 9/30/2012 6:42:54 AM |
| compatible-deal9 | $50.00 | 9/30/2012 9:35:21 AM |
| cardminger | $25.00 | 9/30/2012 12:54:03 PM |
| Money_Working | $33.35 | 9/30/2012 10:20:07 AM |
| Lendomatic | $25.00 | 9/30/2012 12:00:46 PM |
| antlr | $25.00 | 9/30/2012 1:05:15 PM |
| adventurer447 | $300.00 | 9/30/2012 12:58:43 PM |
| transparency-river1 | $750.00 | 9/30/2012 5:21:11 PM |
| hitsman | $50.00 | 9/30/2012 1:16:49 PM |
| Octavian315 | $35.00 | 9/30/2012 1:21:01 PM |
| the-justice-stockpiler | $25.00 | 9/30/2012 1:21:14 PM |
| grove88 | $25.00 | 9/30/2012 10:09:52 PM |
| finance-symphony7 | $200.00 | 9/30/2012 2:55:38 PM |
| giftgold | $25.00 | 9/30/2012 3:47:29 PM |
| katnmouse | $37.00 | 10/1/2012 5:23:50 AM |
| j2ee | $27.00 | 9/30/2012 5:17:52 PM |
| CJMC | $25.00 | 9/30/2012 7:40:42 PM |
| Spiv_51 | $25.00 | 10/1/2012 3:45:55 AM |
| bent300 | $50.00 | 10/1/2012 9:29:50 AM |
| investment-comet | $25.00 | 10/1/2012 7:14:08 AM |
| gjm6d | $25.00 | 10/1/2012 9:14:46 AM |
| LaGrangeLender | $60.00 | 10/1/2012 10:40:52 AM |
| peso-fortress | $25.00 | 10/1/2012 11:58:28 AM |
| jwstclair | $50.00 | 10/1/2012 10:37:04 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:31 AM |
| interestimator | $25.00 | 10/1/2012 4:23:28 PM |
| RufusGreyhound | $25.00 | 10/1/2012 11:59:36 AM |
| shaker348 | $25.00 | 10/1/2012 5:06:42 PM |
| tenacious-affluence | $25.00 | 10/1/2012 5:03:35 PM |
| BizAnalyst | $50.00 | 10/1/2012 5:01:48 PM |
| Yogidog | $25.00 | 10/1/2012 5:13:28 PM |
| wetlands | $52.00 | 10/1/2012 5:31:53 PM |
| socrates520 | $50.00 | 10/1/2012 5:16:37 PM |
| rookiecrd1 | $100.00 | 10/1/2012 5:41:54 PM |
| halfcr83 | $50.00 | 10/1/2012 6:12:32 PM |
| logical-reward8 | $25.00 | 10/1/2012 5:57:02 PM |
| Techne_Funds_LLC | $25.00 | 10/1/2012 6:33:02 PM |
| martinatime | $50.00 | 10/1/2012 6:38:52 PM |
| compassionate-payment218 | $25.00 | 10/1/2012 6:40:56 PM |
| red-fervent-deal | $25.00 | 10/1/2012 6:37:36 PM |
| stikman | $50.00 | 10/1/2012 7:56:56 PM |
| BaxterEvil | $25.00 | 10/1/2012 7:16:01 PM |
| worth-game-changer8 | $25.00 | 10/1/2012 10:40:28 PM |
| finance-coyote3 | $1,000.00 | 10/1/2012 7:20:11 PM |
| transparency-baton | $25.00 | 10/1/2012 6:59:35 PM |
| liberty-point | $50.00 | 10/1/2012 8:04:39 PM |
| blLending | $25.00 | 10/1/2012 7:40:59 PM |
| jhernand17 | $25.00 | 10/2/2012 8:15:42 AM |
| RocketSurgeon | $25.00 | 10/2/2012 9:04:37 AM |
| crw1950 | $38.84 | 10/2/2012 4:49:01 AM |
| awesome-generosity4 | $25.00 | 10/2/2012 4:52:45 AM |
| bbjones3 | $100.00 | 10/2/2012 5:14:54 AM |
| icon7 | $50.00 | 10/2/2012 7:14:14 AM |
| YampaQuant | $25.00 | 10/2/2012 7:26:53 AM |
| broosky2 | $100.00 | 10/2/2012 7:28:43 AM |
| velocity-solo | $25.00 | 10/2/2012 9:01:25 AM |
| selfmademan | $25.00 | 10/2/2012 9:19:56 AM |
| gallant-economy9 | $50.00 | 10/2/2012 9:26:02 AM |
| Leopoldine | $26.71 | 10/2/2012 9:34:28 AM |
| the-bill-venture | $25.00 | 10/2/2012 9:21:51 AM |
| thrilling-listing51 | $100.00 | 10/2/2012 9:27:54 AM |
| minista | $25.00 | 10/2/2012 9:28:39 AM |
| dharma1 | $25.00 | 10/2/2012 9:28:44 AM |
| csakhil | $50.00 | 10/2/2012 10:03:58 AM |
| UstedEsElHombre | $100.00 | 10/2/2012 10:05:43 AM |
| ddamenace | $50.00 | 10/2/2012 9:33:21 AM |
| lostontheedge | $25.00 | 10/2/2012 10:07:09 AM |
| reaction5 | $25.00 | 10/2/2012 9:34:53 AM |
| squweech | $25.00 | 10/2/2012 10:10:36 AM |
| Great-Mom | $25.00 | 10/2/2012 9:40:16 AM |
| larslfe | $25.00 | 10/2/2012 10:15:34 AM |
| botfolio | $300.00 | 10/2/2012 10:22:06 AM |
| magical-fairness4 | $25.00 | 10/2/2012 9:47:18 AM |
| pdub | $570.48 | 10/2/2012 10:23:32 AM |
| power-trophy7 | $25.00 | 10/2/2012 10:00:01 AM |
| aesop56 | $25.00 | 10/2/2012 10:13:26 AM |
| 2ravens | $25.00 | 10/2/2012 10:18:12 AM |
| JebkaClan | $25.00 | 10/2/2012 10:19:58 AM |
| Cheburashka | $30.00 | 10/2/2012 10:23:26 AM |
| responsibility-butterfly | $25.00 | 9/28/2012 1:43:27 PM |
| excellent-funds649 | $50.00 | 9/28/2012 9:07:43 AM |
| windguy | $50.00 | 9/28/2012 9:49:02 AM |
| blot44 | $25.00 | 9/28/2012 2:44:05 PM |
| lendersf | $50.00 | 9/28/2012 2:15:58 PM |
| kenji4861 | $25.00 | 9/28/2012 5:03:28 PM |
| EnglishGeekInNYC | $25.00 | 9/28/2012 5:05:50 PM |
| mar97 | $25.00 | 9/28/2012 5:57:45 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:11 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:07:29 PM |
| reinforced-velocity158 | $100.00 | 9/28/2012 9:51:34 PM |
| pious-currency875 | $100.00 | 9/28/2012 6:07:44 PM |
| treasure-palace661 | $350.00 | 9/28/2012 6:13:39 PM |
| Bank_Of_XL | $25.00 | 9/29/2012 10:26:01 AM |
| vines99 | $25.00 | 9/28/2012 11:57:51 PM |
| GoldenKoi | $100.00 | 9/29/2012 1:31:05 AM |
| elegant-auction3 | $25.00 | 9/29/2012 7:27:49 AM |
| affluence-kingdom9 | $100.00 | 9/29/2012 10:07:00 AM |
| Dave0 | $25.00 | 9/29/2012 12:48:52 PM |
| bonafide-cash | $100.00 | 9/29/2012 12:38:35 PM |
| valiant-fairness9 | $50.00 | 9/29/2012 2:24:21 PM |
| 1SteelerFan | $25.00 | 9/29/2012 2:28:38 PM |
| aspen5 | $50.00 | 9/29/2012 8:50:33 PM |
| KrisKringle | $50.00 | 9/29/2012 10:11:17 PM |
| principal-aggregator5 | $25.00 | 9/29/2012 3:28:16 PM |
| bb575 | $50.00 | 9/30/2012 2:18:25 AM |
| Leshan | $50.00 | 9/30/2012 8:05:55 AM |
| Make_it_Rain | $100.00 | 9/29/2012 4:26:48 PM |
| kind-lovely-credit | $50.00 | 9/30/2012 9:51:23 AM |
| rcj1411 | $25.00 | 9/29/2012 7:00:11 PM |
| commerce-renewal | $80.00 | 9/29/2012 8:59:28 PM |
| otherwisedisposed | $200.00 | 9/29/2012 7:52:42 PM |
| phenomenal-gain5 | $30.00 | 9/29/2012 8:02:29 PM |
| continental2 | $50.00 | 9/30/2012 11:37:59 AM |
| continental2 | $50.00 | 9/30/2012 11:38:49 AM |
| safe-rate7 | $50.00 | 9/30/2012 4:00:09 AM |
| luminous-finance9 | $26.00 | 9/30/2012 6:03:26 AM |
| ouyangers | $100.00 | 9/30/2012 6:23:12 AM |
| bonafide-economy | $50.00 | 9/30/2012 8:34:46 AM |
| thickhead | $25.00 | 9/30/2012 12:43:41 PM |
| nasjack | $25.00 | 9/30/2012 11:25:26 AM |
| rmachi | $25.00 | 9/30/2012 1:10:37 PM |
| responsive-worth5 | $25.00 | 9/30/2012 12:21:34 PM |
| AFairDeal | $25.00 | 9/30/2012 12:34:58 PM |
| penny-drum7 | $25.00 | 9/30/2012 2:39:40 PM |
| Castellan | $50.00 | 9/30/2012 12:22:34 PM |
| nuclearmoose | $50.00 | 9/30/2012 1:22:05 PM |
| korby524 | $25.00 | 9/30/2012 8:19:55 PM |
| proper-exchange8 | $100.00 | 9/30/2012 11:40:53 PM |
| exchange-cub | $200.00 | 9/30/2012 4:35:50 PM |
| skifamily1992 | $25.00 | 10/1/2012 4:25:22 AM |
| Plutis | $25.00 | 9/30/2012 5:19:50 PM |
| onecooldrink | $25.00 | 9/30/2012 5:28:01 PM |
| helpful-exchange9 | $50.00 | 9/30/2012 6:53:38 PM |
| serene-truth2 | $100.00 | 9/30/2012 7:23:45 PM |
| Tradesmanlender | $25.00 | 10/1/2012 9:03:17 AM |
| Sixmil | $100.00 | 9/30/2012 9:02:45 PM |
| treasure-expert | $25.00 | 9/30/2012 8:33:24 PM |
| dollars4debts | $25.00 | 9/30/2012 8:36:18 PM |
| Castelj | $28.00 | 10/1/2012 4:30:04 AM |
| transparent-loan5 | $100.00 | 10/1/2012 5:31:09 AM |
| famous-reward9 | $200.00 | 10/1/2012 6:27:34 AM |
| mmabel | $25.00 | 10/1/2012 6:47:58 AM |
| tenacious-payout | $25.00 | 10/1/2012 7:56:10 AM |
| Nickle-Back | $30.00 | 10/1/2012 9:19:47 AM |
| prudent-deal662 | $25.00 | 10/1/2012 9:50:33 AM |
| Sabo | $25.00 | 10/1/2012 10:46:24 AM |
| angrenost | $25.00 | 10/1/2012 4:29:54 PM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:06 AM |
| community-seahorse0 | $25.00 | 10/1/2012 12:01:31 PM |
| blue-euro-entrepreneur | $25.00 | 10/1/2012 1:41:38 PM |
| aabadabadoo | $25.00 | 10/1/2012 5:14:44 PM |
| capital-renewal | $25.00 | 10/1/2012 12:59:18 PM |
| retiresecure | $25.00 | 10/1/2012 1:06:58 PM |
| abrial | $25.00 | 10/1/2012 3:41:51 PM |
| lawdog33 | $25.00 | 10/1/2012 5:04:08 PM |
| blissful-bazaar | $50.00 | 10/1/2012 5:25:44 PM |
| gain-neutrino9 | $25.00 | 10/1/2012 5:09:51 PM |
| adaboy65 | $100.00 | 10/1/2012 5:43:35 PM |
| enriching-dollar1 | $36.00 | 10/1/2012 5:20:10 PM |
| KSandbFL | $50.00 | 10/1/2012 6:01:03 PM |
| benjamin67 | $25.00 | 10/1/2012 6:02:26 PM |
| wwwUniversal | $25.00 | 10/1/2012 6:47:38 PM |
| loanlaw | $25.00 | 10/1/2012 6:50:48 PM |
| Avala | $100.00 | 10/1/2012 6:23:49 PM |
| prudent-dough458 | $25.00 | 10/1/2012 6:59:55 PM |
| flo_rida | $100.00 | 10/1/2012 6:17:10 PM |
| awwaww | $25.00 | 10/1/2012 6:17:42 PM |
| neighborly-hope6 | $100.00 | 10/1/2012 6:18:40 PM |
| Blucruz | $100.00 | 10/1/2012 7:45:21 PM |
| economy-tuba7 | $50.00 | 10/1/2012 6:54:58 PM |
| repayment-chihuahua3 | $25.00 | 10/2/2012 1:37:03 AM |
| yield-hut | $25.00 | 10/2/2012 4:33:45 AM |
| Earnest_Money | $25.00 | 10/1/2012 8:20:29 PM |
| plentiful-note6 | $25.00 | 10/2/2012 6:08:30 AM |
| sgt-schultz | $30.00 | 10/2/2012 8:03:54 AM |
| lion445 | $34.65 | 10/2/2012 4:38:38 AM |
| flexible-rate1 | $25.00 | 10/2/2012 8:49:31 AM |
| Charmart | $25.00 | 10/2/2012 5:58:19 AM |
| doncm | $25.00 | 10/2/2012 9:01:56 AM |
| listing-dreams1 | $50.00 | 10/2/2012 2:14:13 AM |
| C_Mark | $50.00 | 10/2/2012 9:03:02 AM |
| Prairie-MN | $30.00 | 10/2/2012 9:06:02 AM |
| penny-kahuna0 | $25.00 | 10/2/2012 7:31:36 AM |
| q4golf | $30.00 | 10/2/2012 7:54:43 AM |
| Future-Await21 | $25.00 | 10/2/2012 6:32:15 AM |
| HelpMe-HelpYou | $45.93 | 10/2/2012 7:41:25 AM |
| zanglish101 | $30.00 | 10/2/2012 9:01:04 AM |
| hard-working-rate3 | $25.00 | 10/2/2012 9:03:04 AM |
| handy-money9 | $75.00 | 10/2/2012 9:19:58 AM |
| Aimvest | $25.00 | 10/2/2012 9:05:12 AM |
| trade-boots1 | $100.00 | 10/2/2012 9:10:21 AM |
| villagers | $50.00 | 10/2/2012 9:14:56 AM |
| Clambake | $25.00 | 10/2/2012 9:34:31 AM |
| promise2 | $25.00 | 10/2/2012 9:41:25 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:05 AM |
| the-bill-venture | $100.00 | 10/2/2012 9:25:51 AM |
| whistledicksmith | $25.00 | 10/2/2012 9:30:03 AM |
| pwkpwk | $25.00 | 10/2/2012 9:37:00 AM |
| mtquan | $25.00 | 10/2/2012 9:52:33 AM |
| ingenious-point1 | $50.00 | 10/2/2012 10:09:10 AM |
| the-sunny-loot | $25.00 | 10/2/2012 10:11:18 AM |
| unafraid-loan5 | $25.00 | 10/2/2012 10:15:15 AM |
| scholarly-benefit5 | $25.00 | 10/2/2012 10:21:14 AM |
| 249 Investments
|
Borrower Payment Dependent Notes Series
646603
This series of Notes was issued and sold upon the funding of the borrower loan #75667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $23,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-03-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $755.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1978 |
Debt/Income ratio:
| 73% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
18 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,395 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hopeful-point8 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/30/2012 6:50:35 AM |
| value-investor9 | $50.00 | 10/1/2012 10:20:44 AM |
| justreturns | $25.00 | 9/29/2012 12:14:58 PM |
| scholarly-benefit5 | $25.00 | 9/29/2012 12:15:14 PM |
| Taxman44 | $25.00 | 9/29/2012 12:57:30 PM |
| AFairDeal | $25.00 | 9/29/2012 12:29:45 PM |
| rmachi | $25.00 | 9/29/2012 12:32:03 PM |
| SBT | $25.00 | 9/29/2012 1:07:00 PM |
| compoundinterest | $25.00 | 9/29/2012 12:41:02 PM |
| pious-currency875 | $100.00 | 9/29/2012 12:41:59 PM |
| minista | $25.00 | 9/29/2012 12:37:41 PM |
| well-rounded-felicity378 | $50.00 | 9/29/2012 12:44:00 PM |
| LoanerPrincipal | $25.00 | 9/29/2012 1:00:31 PM |
| affluence-tycoon | $25.00 | 9/29/2012 1:21:11 PM |
| fboba | $300.00 | 9/29/2012 1:27:53 PM |
| wigglesworth4 | $500.00 | 9/29/2012 1:15:41 PM |
| turbostar666 | $25.00 | 9/29/2012 1:19:24 PM |
| mar97 | $25.00 | 9/29/2012 2:00:14 PM |
| thrifty-transaction578 | $25.00 | 9/29/2012 1:26:54 PM |
| repayment-chihuahua3 | $25.00 | 9/29/2012 1:29:40 PM |
| loyalty-hornet6 | $25.00 | 9/29/2012 2:02:35 PM |
| CreditBuilder2 | $25.01 | 9/29/2012 1:40:41 PM |
| golden-cat | $25.00 | 9/29/2012 1:47:39 PM |
| Clambake | $25.00 | 9/29/2012 1:55:52 PM |
| mizon291 | $30.00 | 9/29/2012 1:50:32 PM |
| enthralling-investment | $25.00 | 9/29/2012 1:50:35 PM |
| hostbank | $73.00 | 9/29/2012 2:00:19 PM |
| kfrench | $75.00 | 9/29/2012 2:31:52 PM |
| excellent-funds649 | $50.00 | 9/29/2012 2:05:09 PM |
| SRK_FROM_WA | $25.00 | 9/29/2012 2:08:02 PM |
| bazaar-tulip | $25.00 | 9/29/2012 2:08:57 PM |
| d2vid | $50.00 | 9/29/2012 4:36:29 PM |
| shaps | $25.00 | 9/29/2012 2:18:43 PM |
| american6 | $50.00 | 9/29/2012 2:17:57 PM |
| top-courteous-peso | $75.00 | 9/29/2012 2:30:46 PM |
| prosha | $25.00 | 9/29/2012 9:13:26 PM |
| california111 | $100.00 | 9/30/2012 11:20:50 AM |
| otherwisedisposed | $200.00 | 9/29/2012 7:52:54 PM |
| FWF-kinetic | $25.00 | 9/29/2012 10:21:36 PM |
| bb575 | $50.00 | 9/30/2012 2:18:25 AM |
| Good-Yield | $25.00 | 9/30/2012 3:29:56 AM |
| bonafide-economy | $50.00 | 9/30/2012 8:34:50 AM |
| appastk | $25.00 | 9/30/2012 8:40:05 AM |
| compatible-deal9 | $50.00 | 9/30/2012 9:37:20 AM |
| continental2 | $50.00 | 9/30/2012 11:38:01 AM |
| ninjazx10rida | $25.00 | 9/30/2012 1:05:11 PM |
| brainy-dedication | $25.00 | 9/30/2012 1:10:14 PM |
| IP | $25.00 | 9/30/2012 1:29:49 PM |
| Castellan | $50.00 | 9/30/2012 12:22:39 PM |
| microfunder | $25.00 | 9/30/2012 12:44:37 PM |
| historic-balance5 | $50.00 | 9/30/2012 12:46:43 PM |
| anwn | $29.00 | 9/30/2012 12:48:35 PM |
| holstj | $25.00 | 9/30/2012 12:41:32 PM |
| repayment-pagoda8 | $100.00 | 9/30/2012 5:20:01 PM |
| imogen22 | $50.00 | 9/30/2012 5:24:00 PM |
| abundanceforever | $52.50 | 9/30/2012 5:25:23 PM |
| wetlands | $200.00 | 9/30/2012 5:28:33 PM |
| thrilling-listing51 | $100.00 | 9/30/2012 5:32:03 PM |
| commanding-loot030 | $56.00 | 9/30/2012 1:03:32 PM |
| invincible-agreement8 | $106.00 | 9/30/2012 6:17:08 PM |
| Splangy613 | $25.00 | 9/30/2012 1:24:27 PM |
| CJMC | $25.00 | 9/30/2012 7:40:46 PM |
| proper-exchange8 | $100.00 | 9/30/2012 11:41:00 PM |
| worthy-return516 | $75.00 | 9/30/2012 5:01:20 PM |
| social-aspen097 | $300.00 | 9/30/2012 5:16:10 PM |
| phenomenal-rate1 | $500.00 | 9/30/2012 5:17:05 PM |
| delectable-order532 | $100.00 | 9/30/2012 5:18:30 PM |
| Retired_Senior | $250.00 | 9/30/2012 5:15:58 PM |
| wise-virtuous-vigilance | $100.00 | 9/30/2012 5:28:07 PM |
| focused-yield4 | $100.00 | 9/30/2012 5:29:19 PM |
| newest-payment-trapper | $62.50 | 9/30/2012 5:19:24 PM |
| LoisLoan | $25.00 | 9/30/2012 5:29:12 PM |
| BocaYogi50 | $120.75 | 10/1/2012 6:49:02 AM |
| Thunderswan | $100.00 | 9/30/2012 5:33:21 PM |
| WhiteInvestor | $27.00 | 9/30/2012 7:19:59 PM |
| mlpinz | $25.00 | 9/30/2012 7:14:00 PM |
| korby524 | $25.00 | 9/30/2012 8:19:57 PM |
| dollars4debts | $25.00 | 9/30/2012 8:36:19 PM |
| best-active-listing | $25.00 | 9/30/2012 11:33:08 PM |
| williamgates | $25.00 | 10/1/2012 4:46:01 AM |
| ItsJustMe79 | $25.00 | 10/1/2012 9:23:34 AM |
| platinum-exec1 | $50.00 | 10/1/2012 5:55:46 AM |
| ICHITECH | $25.00 | 10/1/2012 5:08:24 AM |
| hitsman | $50.00 | 10/1/2012 9:32:45 AM |
| Garnet123 | $25.00 | 10/1/2012 8:04:10 AM |
| integrity-builder | $25.00 | 10/1/2012 8:25:08 AM |
| the-justice-stockpiler | $25.00 | 10/1/2012 10:09:35 AM |
| bent300 | $50.00 | 10/1/2012 9:29:53 AM |
| revenue-serenity | $25.00 | 10/1/2012 9:51:44 AM |
| capital-renewal | $25.00 | 10/1/2012 12:59:18 PM |
| a-finance-director | $100.00 | 10/1/2012 1:36:51 PM |
| trajectory8 | $25.00 | 10/1/2012 11:12:21 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:39 AM |
| aspen5 | $25.00 | 10/1/2012 4:40:39 PM |
| dough-kitten5 | $25.00 | 10/1/2012 11:55:38 AM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:10 AM |
| chemistry220 | $25.00 | 10/1/2012 12:25:21 PM |
| breathtaking-transparency9 | $25.00 | 10/1/2012 1:25:21 PM |
| av22 | $58.84 | 10/1/2012 7:18:08 PM |
| newest-glowing-cash | $50.00 | 10/1/2012 7:21:04 PM |
| yield-hut | $25.00 | 10/2/2012 4:33:45 AM |
| the-determined-value | $50.00 | 10/1/2012 11:22:24 PM |
| villagers | $50.00 | 10/2/2012 9:14:58 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:06 AM |
| progressive-economy261 | $500.00 | 10/2/2012 10:20:48 AM |
| money-bauble | $200.00 | 10/2/2012 10:46:38 AM |
| flypenguin | $25.00 | 10/2/2012 10:49:21 AM |
| wise-bonus-honker | $25.00 | 10/2/2012 10:52:59 AM |
| BigGun | $25.00 | 10/2/2012 10:53:25 AM |
| productive-finance | $25.00 | 10/2/2012 10:58:20 AM |
| the-enterprising-leverage | $25.00 | 10/2/2012 10:59:02 AM |
| botfolio | $300.00 | 10/2/2012 10:22:10 AM |
| pdub | $750.00 | 10/2/2012 10:23:35 AM |
| authentic-liberty7 | $25.00 | 10/2/2012 11:12:03 AM |
| modo52 | $25.00 | 10/2/2012 11:13:54 AM |
| don8ter | $50.00 | 10/2/2012 10:48:51 AM |
| HereToHelp305 | $58.00 | 10/2/2012 12:41:46 PM |
| Kravcorp | $25.00 | 10/2/2012 10:52:19 AM |
| sail120 | $25.00 | 10/2/2012 10:50:46 AM |
| magical-credit523 | $25.00 | 10/2/2012 10:57:42 AM |
| Weaverville | $50.00 | 10/2/2012 2:18:59 PM |
| Danfromnapa | $25.00 | 10/2/2012 10:59:45 AM |
| lakshmilila | $25.00 | 10/2/2012 11:00:44 AM |
| martinatime | $25.00 | 10/2/2012 11:07:44 AM |
| Chutney | $25.00 | 10/2/2012 11:09:39 AM |
| meenan | $25.00 | 10/2/2012 11:06:06 AM |
| mrmopar | $50.00 | 10/2/2012 3:15:04 PM |
| KVEER | $25.00 | 10/2/2012 11:13:08 AM |
| capital-magician561 | $25.00 | 10/2/2012 11:14:34 AM |
| habellydancer | $25.00 | 10/2/2012 11:16:09 AM |
| tenacious-affluence | $25.00 | 10/2/2012 5:01:50 PM |
| wwwUniversal | $25.00 | 10/2/2012 11:41:42 AM |
| nourishing-wampum7 | $25.00 | 10/2/2012 5:05:19 PM |
| ulisingh | $50.00 | 10/2/2012 5:08:39 PM |
| Tasmir | $25.00 | 10/2/2012 3:03:48 PM |
| stoopidnoodle | $25.00 | 10/2/2012 5:14:39 PM |
| commerce-web5 | $25.00 | 10/2/2012 5:03:14 PM |
| DarkInvestor | $27.00 | 10/2/2012 4:39:04 PM |
| miamibeachloaner | $100.00 | 10/2/2012 5:09:22 PM |
| bxdoc | $25.00 | 10/2/2012 5:22:29 PM |
| zassociate | $200.00 | 10/2/2012 5:12:14 PM |
| gold-pudding6 | $60.00 | 10/2/2012 5:15:20 PM |
| treasure-palace661 | $350.00 | 10/2/2012 5:32:05 PM |
| swampman | $25.00 | 10/2/2012 5:17:51 PM |
| hard-working-rate3 | $25.00 | 10/2/2012 5:18:32 PM |
| loyalty-sherpa | $25.00 | 10/2/2012 5:34:03 PM |
| larslfe | $25.00 | 10/2/2012 5:20:56 PM |
| credit-scout7 | $43.00 | 10/2/2012 5:24:36 PM |
| squeebie | $50.00 | 10/2/2012 5:45:10 PM |
| compassionate-payment218 | $25.00 | 10/2/2012 5:46:54 PM |
| ready-justice7 | $50.00 | 10/2/2012 5:47:42 PM |
| brightest-affluence-motivator | $50.00 | 10/2/2012 5:52:45 PM |
| prudent-dough458 | $25.00 | 10/2/2012 5:53:06 PM |
| chlebie | $50.00 | 10/2/2012 6:11:13 PM |
| awe-inspiring-commitment972 | $50.00 | 10/2/2012 5:38:27 PM |
| csakhil | $50.00 | 10/2/2012 5:38:54 PM |
| durability-warmth | $50.00 | 10/2/2012 5:41:33 PM |
| payout-crescendo9 | $500.00 | 10/2/2012 5:48:04 PM |
| greenback-snowdome1 | $50.00 | 10/2/2012 5:49:38 PM |
| DavidMonsy | $25.00 | 10/2/2012 5:49:45 PM |
| flo_rida | $100.00 | 10/2/2012 6:01:19 PM |
| robertmm25 | $50.00 | 10/2/2012 6:11:47 PM |
| deal-vibrato | $25.00 | 10/2/2012 6:08:12 PM |
| jhussey | $51.00 | 10/2/2012 6:30:14 PM |
| loyalty-circuitry | $100.00 | 10/2/2012 7:29:22 PM |
| brightest-listing-scrutinzer | $50.00 | 10/2/2012 7:36:16 PM |
| progressive-wampum0 | $25.00 | 10/3/2012 6:43:16 AM |
| promise2 | $25.00 | 10/3/2012 7:14:04 AM |
| unafraid-loan5 | $25.00 | 10/3/2012 7:27:06 AM |
| worldly-commitment173 | $100.00 | 10/3/2012 9:51:46 AM |
| inspired-investment8 | $100.00 | 10/3/2012 9:53:59 AM |
| jsw7us | $50.00 | 10/3/2012 9:57:21 AM |
| durability-slingshot2 | $75.00 | 10/3/2012 10:03:16 AM |
| engaging-yield4 | $25.00 | 10/3/2012 10:04:14 AM |
| Patter256 | $25.00 | 10/3/2012 9:46:23 AM |
| allotment464 | $100.00 | 10/3/2012 10:10:20 AM |
| elasermd | $36.00 | 10/3/2012 9:49:01 AM |
| nosualcneas | $25.00 | 10/3/2012 9:53:07 AM |
| mvalley | $25.00 | 10/3/2012 9:54:02 AM |
| Flanagan | $25.00 | 10/3/2012 9:51:13 AM |
| gold-circuitry | $100.00 | 10/3/2012 9:56:59 AM |
| Cheburashka | $26.00 | 10/3/2012 9:53:47 AM |
| deal-contributor8 | $25.00 | 10/3/2012 9:59:42 AM |
| loyalty-dragster7 | $100.00 | 10/3/2012 9:59:56 AM |
| worth-web5 | $27.00 | 10/3/2012 10:03:09 AM |
| nickel-alien | $50.00 | 10/3/2012 10:07:46 AM |
| SpareChangeHero | $25.00 | 10/3/2012 10:08:37 AM |
| sparkling-contract7 | $25.00 | 10/3/2012 10:13:48 AM |
| velocityasaurus-rex4 | $100.00 | 9/29/2012 12:32:05 PM |
| Cash-Flow | $854.00 | 9/29/2012 1:13:15 PM |
| octoberfresh | $25.00 | 9/29/2012 12:36:00 PM |
| Dave0 | $25.00 | 9/29/2012 12:49:08 PM |
| newest-tough-contract | $25.00 | 9/29/2012 1:27:29 PM |
| ualf | $33.00 | 9/29/2012 12:48:21 PM |
| mindful-generosity1 | $50.00 | 9/29/2012 12:49:32 PM |
| affluence-kingdom9 | $100.00 | 9/29/2012 1:19:06 PM |
| ingenious-deal6 | $25.00 | 9/29/2012 1:19:16 PM |
| Investoman | $25.00 | 9/29/2012 1:56:42 PM |
| the-profit-oracle | $25.00 | 9/29/2012 2:01:56 PM |
| 6moonbeams | $50.00 | 9/29/2012 2:03:07 PM |
| Aimvest | $25.00 | 9/29/2012 1:39:18 PM |
| note-mover9 | $25.00 | 9/29/2012 1:49:50 PM |
| tlam168 | $25.00 | 9/29/2012 1:50:21 PM |
| green28 | $50.00 | 9/29/2012 1:42:42 PM |
| careful-penny | $25.00 | 9/29/2012 2:12:26 PM |
| the-capital-multiplier | $100.00 | 9/29/2012 1:58:25 PM |
| unassuming-generosity | $25.00 | 9/29/2012 1:50:55 PM |
| Vegasjim | $25.00 | 9/29/2012 2:37:24 PM |
| aztec | $50.00 | 9/29/2012 2:06:22 PM |
| intuitive-benefit3 | $100.00 | 9/29/2012 2:07:29 PM |
| lionheart722 | $100.00 | 9/29/2012 2:12:55 PM |
| commanding-treasure2 | $75.00 | 9/29/2012 2:09:59 PM |
| w3alter | $36.00 | 9/29/2012 2:12:07 PM |
| point653 | $25.00 | 9/29/2012 2:13:21 PM |
| kenji4861 | $25.00 | 9/29/2012 2:29:21 PM |
| commerce-renewal | $80.00 | 9/29/2012 8:59:31 PM |
| Cookstersalibi | $25.00 | 9/29/2012 2:36:54 PM |
| bellaquito | $500.00 | 9/29/2012 3:13:20 PM |
| principal-aggregator5 | $25.00 | 9/29/2012 3:28:16 PM |
| hopeful_lender | $100.00 | 9/29/2012 4:33:34 PM |
| rupee-champion7 | $27.00 | 9/29/2012 5:25:11 PM |
| help4u | $50.00 | 9/29/2012 5:28:05 PM |
| richmondcowboy | $25.00 | 9/29/2012 8:16:54 PM |
| nasjack | $25.00 | 9/30/2012 11:25:27 AM |
| ouyangers | $100.00 | 9/30/2012 6:21:46 AM |
| red-deal-genius | $25.00 | 9/30/2012 5:12:06 AM |
| BigBag | $25.00 | 9/30/2012 8:52:03 AM |
| kind-lovely-credit | $50.00 | 9/30/2012 9:51:24 AM |
| adventurer447 | $195.00 | 9/30/2012 12:58:43 PM |
| socrates520 | $25.00 | 9/30/2012 1:26:29 PM |
| slojudy | $25.00 | 9/30/2012 1:43:23 PM |
| giftgold | $25.00 | 9/30/2012 3:47:32 PM |
| progressive-gold6 | $100.00 | 9/30/2012 5:27:12 PM |
| onecooldrink | $25.00 | 9/30/2012 5:28:29 PM |
| auction-sage | $100.00 | 9/30/2012 5:29:39 PM |
| market-assembler | $50.00 | 9/30/2012 1:09:57 PM |
| mclapperton | $58.12 | 9/30/2012 5:58:21 PM |
| helpful-exchange9 | $150.00 | 9/30/2012 6:54:33 PM |
| serene-truth2 | $100.00 | 9/30/2012 7:23:49 PM |
| Sixmil | $100.00 | 9/30/2012 9:11:56 PM |
| grove88 | $25.00 | 9/30/2012 10:09:52 PM |
| towering-cash6 | $25.00 | 9/30/2012 10:46:17 PM |
| compassion-pagoda3 | $25.00 | 10/1/2012 3:22:27 AM |
| notupdated | $25.00 | 9/30/2012 4:37:45 PM |
| benevolent-loot5 | $200.00 | 9/30/2012 5:23:04 PM |
| special-dinero553 | $25.00 | 9/30/2012 5:25:52 PM |
| nickel-ferret | $25.00 | 9/30/2012 5:27:25 PM |
| bid-banjo3 | $100.00 | 9/30/2012 5:22:06 PM |
| dough-arrow0 | $200.00 | 9/30/2012 5:23:43 PM |
| natural-liberty4 | $200.00 | 9/30/2012 5:32:15 PM |
| deal-goliath4 | $500.00 | 9/30/2012 5:26:57 PM |
| dignified-truth7 | $200.00 | 9/30/2012 5:28:49 PM |
| versatile-dime442 | $250.00 | 9/30/2012 5:31:02 PM |
| enthusiastic-cash599 | $50.00 | 9/30/2012 5:34:42 PM |
| LeReve | $500.00 | 9/30/2012 5:35:04 PM |
| chac | $300.00 | 10/1/2012 7:50:59 AM |
| Touchette | $25.00 | 10/1/2012 8:28:13 AM |
| foldingbenny2 | $50.00 | 9/30/2012 8:53:06 PM |
| kulender | $100.00 | 9/30/2012 8:13:11 PM |
| happyinvallarta | $50.00 | 9/30/2012 10:43:13 PM |
| transparent-loan5 | $100.00 | 10/1/2012 5:29:23 AM |
| natural-income422 | $51.00 | 10/1/2012 8:02:53 AM |
| Use_It_Wisely | $25.00 | 10/1/2012 8:03:11 AM |
| truth-poplar | $26.73 | 10/1/2012 8:41:23 AM |
| dollardave | $50.00 | 10/1/2012 12:23:15 PM |
| Sabo | $30.00 | 10/1/2012 10:46:26 AM |
| dukeiyer | $25.00 | 10/1/2012 11:03:38 AM |
| Nickle-Back | $30.00 | 10/1/2012 5:20:55 PM |
| new-truth-chuckler | $40.00 | 10/1/2012 5:59:54 PM |
| enticing-exchange3 | $25.00 | 10/2/2012 8:48:46 AM |
| awesome-generosity4 | $25.00 | 10/2/2012 4:53:54 AM |
| bbjones3 | $100.00 | 10/2/2012 5:14:54 AM |
| flexible-rate1 | $25.00 | 10/2/2012 8:49:36 AM |
| magical-fairness4 | $25.00 | 10/2/2012 9:48:25 AM |
| harperpotok | $100.00 | 10/2/2012 10:48:32 AM |
| truth-magician1 | $25.00 | 10/2/2012 10:51:29 AM |
| miked8303 | $50.00 | 10/2/2012 10:52:45 AM |
| reinforced-reward | $25.00 | 10/2/2012 10:53:32 AM |
| hope-kingdom | $50.00 | 10/2/2012 10:54:53 AM |
| iolaire | $25.00 | 10/2/2012 10:57:56 AM |
| restech | $25.00 | 10/2/2012 10:59:35 AM |
| dordee | $60.00 | 10/2/2012 11:09:46 AM |
| Avala | $100.00 | 10/2/2012 11:13:42 AM |
| inspiring-payout5 | $25.00 | 10/2/2012 11:14:02 AM |
| BuckeyesBacker | $35.00 | 10/2/2012 11:25:59 AM |
| Loan-A-Ranger | $25.00 | 10/2/2012 11:30:30 AM |
| gallant-bazaar | $25.00 | 10/2/2012 10:48:12 AM |
| new-bid-boomarang | $25.00 | 10/2/2012 12:31:21 PM |
| KonkoKid | $25.00 | 10/2/2012 10:51:27 AM |
| studious-bonus7 | $100.00 | 10/2/2012 10:58:33 AM |
| responsibility-fortress | $25.00 | 10/2/2012 11:00:28 AM |
| spirit07a | $100.00 | 10/2/2012 11:04:41 AM |
| LoanMonkey | $43.00 | 10/2/2012 11:02:12 AM |
| unassailable-funds754 | $25.00 | 10/2/2012 2:28:43 PM |
| TW2000 | $25.00 | 10/2/2012 11:15:14 AM |
| benjamins-utopia | $100.00 | 10/2/2012 11:12:34 AM |
| adaboy65 | $75.00 | 10/2/2012 11:42:42 AM |
| runner262 | $25.00 | 10/2/2012 11:40:14 AM |
| elegant-auction3 | $25.00 | 10/2/2012 5:03:06 PM |
| Med-Tech-Here | $28.00 | 10/2/2012 5:04:23 PM |
| MadHun | $200.00 | 10/2/2012 5:07:34 PM |
| the-careful-fund | $25.00 | 10/2/2012 1:55:25 PM |
| nodebtin3 | $100.00 | 10/2/2012 5:14:16 PM |
| friendly-gold | $25.00 | 10/2/2012 5:14:49 PM |
| bicyclebear | $25.00 | 10/2/2012 5:15:29 PM |
| DreisersFinancier | $50.00 | 10/2/2012 5:07:37 PM |
| larrybird | $561.00 | 10/2/2012 5:12:06 PM |
| selfmademan | $25.00 | 10/2/2012 5:19:17 PM |
| DirtyJenga | $25.00 | 10/2/2012 5:27:22 PM |
| mausolfe | $25.00 | 10/2/2012 5:50:26 PM |
| Darts | $50.00 | 10/2/2012 5:32:40 PM |
| Tylerh | $177.00 | 10/2/2012 5:56:19 PM |
| narblark | $25.00 | 10/2/2012 5:36:50 PM |
| rate-mogul | $50.00 | 10/2/2012 5:38:39 PM |
| helpinghand63 | $25.00 | 10/2/2012 5:46:25 PM |
| value-wind0 | $25.00 | 10/2/2012 5:49:59 PM |
| HamachiMan | $50.00 | 10/2/2012 5:55:00 PM |
| Justbiz | $50.00 | 10/2/2012 5:55:30 PM |
| LiquidLender | $25.00 | 10/2/2012 5:57:51 PM |
| versatile-silver644 | $50.00 | 10/2/2012 6:00:58 PM |
| hopethisworks | $25.00 | 10/2/2012 6:03:54 PM |
| loot-caper | $25.00 | 10/2/2012 6:14:26 PM |
| spry-nickel | $50.00 | 10/2/2012 6:21:30 PM |
| Rick21 | $25.00 | 10/2/2012 6:25:25 PM |
| vigorous-integrity8 | $25.00 | 10/2/2012 8:23:37 PM |
| diligent-felicity132 | $100.00 | 10/3/2012 6:40:20 AM |
| determined-economy460 | $28.08 | 10/3/2012 8:07:15 AM |
| progressive-asset | $27.00 | 10/3/2012 9:45:25 AM |
| fmvaulter | $25.00 | 10/3/2012 9:51:26 AM |
| jmb_lending | $25.00 | 10/3/2012 10:01:57 AM |
| Ivan2007 | $50.00 | 10/3/2012 10:02:28 AM |
| virtuous-bill1 | $25.00 | 10/3/2012 9:46:09 AM |
| precious-coin3 | $50.00 | 10/3/2012 9:48:17 AM |
| principal-trident | $25.00 | 10/3/2012 9:44:44 AM |
| jtrue71 | $25.00 | 10/3/2012 9:46:03 AM |
| igloo268 | $25.00 | 10/3/2012 9:47:21 AM |
| basis-gazer0 | $25.00 | 10/3/2012 9:48:59 AM |
| What-goes-around-comes-around | $25.00 | 10/3/2012 9:49:23 AM |
| ItNoKnot | $29.00 | 10/3/2012 10:11:53 AM |
| dfealk | $25.00 | 10/3/2012 9:52:46 AM |
| opportunity85 | $25.00 | 10/3/2012 9:59:34 AM |
| carlover | $25.00 | 10/3/2012 10:02:10 AM |
| resource777 | $50.00 | 10/3/2012 10:02:32 AM |
| GBLENDER | $25.00 | 10/3/2012 10:10:12 AM |
| xphile | $25.00 | 10/3/2012 10:13:33 AM |
| pound-doughnut | $25.00 | 10/3/2012 10:16:07 AM |
| ready-bid9 | $50.00 | 10/3/2012 10:16:15 AM |
| 347 Investments
|
Borrower Payment Dependent Notes Series
646623
This series of Notes was issued and sold upon the funding of the borrower loan #75676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 10y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $216,807 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| soulful-wampum8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to... pay taxes
My financial situation: is steady
I am a good candidate for this loan because... my credit score is good
Monthly net income: $10,000
Monthly expenses: $7,500
Housing: $2500
Insurance: $200
Car expenses: $1000
Utilities: $500
Phone, cable, internet: $200
Food, entertainment: $800
Clothing, household expenses: $500
Credit cards and other loans: $3000
Other expenses: $1500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tolerant-responsibility051 | $500.00 | 9/28/2012 9:19:44 AM |
| refresher211 | $25.00 | 9/28/2012 9:38:26 AM |
| mindful-generosity1 | $50.00 | 9/28/2012 9:41:30 AM |
| new-impeccable-coin | $27.00 | 9/28/2012 10:14:01 AM |
| vutah | $25.00 | 9/28/2012 9:27:40 AM |
| vines99 | $25.00 | 9/28/2012 11:31:07 AM |
| let_me_retire | $100.00 | 9/28/2012 1:06:10 PM |
| speedy-peso1 | $100.00 | 9/28/2012 9:44:44 AM |
| CA-Lender | $25.00 | 9/28/2012 9:51:22 AM |
| Cookstersalibi | $25.00 | 9/28/2012 11:41:33 AM |
| enriched-return057 | $50.00 | 9/28/2012 11:03:08 AM |
| shrewd-deal | $25.00 | 9/28/2012 11:45:08 AM |
| spirited-greenback814 | $25.00 | 9/28/2012 3:59:45 PM |
| favorite-commerce | $50.00 | 9/28/2012 1:04:54 PM |
| worthy-bid8 | $45.00 | 9/28/2012 5:04:08 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:11 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:09:10 PM |
| liberty-tostada7 | $25.00 | 9/28/2012 6:49:50 PM |
| FL-Lender | $25.00 | 9/28/2012 7:13:58 PM |
| open-minded-p2p1 | $25.00 | 9/28/2012 6:16:05 PM |
| justasoldier | $50.00 | 9/28/2012 6:17:40 PM |
| melodious-openness | $100.00 | 9/29/2012 5:13:46 AM |
| japerk | $25.00 | 9/29/2012 9:44:39 AM |
| droopie1 | $25.00 | 9/29/2012 10:25:58 AM |
| Fund-2032 | $100.00 | 9/29/2012 9:43:11 AM |
| generous-deal6 | $25.00 | 9/29/2012 12:51:24 PM |
| silver-trident5 | $500.00 | 9/29/2012 12:13:46 PM |
| diplomatic-wealth7 | $25.00 | 9/29/2012 1:38:10 PM |
| CincyTex | $25.00 | 9/29/2012 1:40:31 PM |
| abradle2 | $25.00 | 9/29/2012 1:44:51 PM |
| bold-social-widget | $25.00 | 9/29/2012 2:41:28 PM |
| duty-viola | $25.00 | 9/29/2012 2:55:12 PM |
| d2vid | $100.00 | 9/29/2012 4:31:58 PM |
| AmericanCowboy | $100.00 | 9/29/2012 3:04:22 PM |
| rutzebach | $100.00 | 9/29/2012 4:14:10 PM |
| responsibility-butterfly | $25.00 | 9/28/2012 1:43:28 PM |
| nethosters | $25.00 | 9/28/2012 9:45:32 AM |
| greencat | $50.00 | 9/28/2012 9:53:53 AM |
| newest-currency-vibrato | $25.00 | 9/28/2012 9:11:04 AM |
| Relient-K | $25.00 | 9/28/2012 9:22:51 AM |
| openness-antioxidant | $75.00 | 9/28/2012 9:23:59 AM |
| thankful-nickel2 | $25.00 | 9/28/2012 12:51:29 PM |
| papaloha | $25.00 | 9/28/2012 7:52:22 PM |
| reinforced-velocity158 | $25.00 | 9/28/2012 9:48:31 PM |
| irrelevant | $50.00 | 9/29/2012 7:59:03 AM |
| reflective-rupee | $25.00 | 9/28/2012 8:24:47 PM |
| DADOF1 | $25.00 | 9/28/2012 7:24:05 PM |
| california111 | $100.00 | 9/28/2012 9:49:20 PM |
| ChoiceInvestments | $26.50 | 9/29/2012 10:28:22 AM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:42 AM |
| unassailable-funds754 | $25.00 | 9/29/2012 9:14:48 AM |
| affluence-kingdom9 | $25.00 | 9/29/2012 10:09:24 AM |
| greenback-chairman5 | $25.00 | 9/29/2012 11:08:36 AM |
| rate-sceptre | $25.00 | 9/29/2012 1:59:15 PM |
| cash-strawberry3 | $25.00 | 9/29/2012 1:47:44 PM |
| money-baron | $100.00 | 9/29/2012 2:30:01 PM |
| techs | $25.00 | 9/29/2012 2:47:02 PM |
| d2vid | $51.50 | 9/29/2012 4:32:16 PM |
| blue-order-comet | $25.00 | 9/29/2012 2:38:57 PM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
646625
This series of Notes was issued and sold upon the funding of the borrower loan #75354, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $146.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,708 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| indomitable-hope9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Repair Loan
Purpose of loan: Home Repairs
This loan will be used to: Replace the roof on our home and complete other repairs
I am a good candidate for this loan because I have a great government job and have been there for the past 5 years. I plan on paying this loan as agreed or even faster because I don't like to keep debt dragging for a long time.
Monthly net income: $5850
Monthly expenses: $
Housing: $1100
Insurance: $108
Car expenses: $264
Utilities: $250
Phone, cable, internet: $128
Food, entertainment: $100
Clothing, household expenses: $150
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/28/2012 5:04:02 PM |
| cattlebaron | $25.00 | 9/28/2012 5:01:08 PM |
| tech310 | $50.00 | 9/28/2012 5:02:13 PM |
| azazle | $50.00 | 9/28/2012 5:04:14 PM |
| 84928429 | $50.00 | 9/28/2012 5:08:05 PM |
| intrepid-loot | $25.00 | 9/28/2012 5:22:30 PM |
| credit-coach118 | $40.01 | 9/28/2012 5:25:38 PM |
| magnificent-felicity4 | $25.00 | 9/28/2012 5:11:02 PM |
| imogen22 | $50.00 | 9/28/2012 5:11:29 PM |
| mikrolown | $25.00 | 9/28/2012 5:13:05 PM |
| lowrater | $75.60 | 9/28/2012 5:07:20 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:18:56 PM |
| LeReve | $500.00 | 9/28/2012 5:25:33 PM |
| decisive-income7 | $2,500.00 | 9/28/2012 5:01:22 PM |
| 113121 | $500.00 | 9/28/2012 5:14:53 PM |
| 113121 | $472.36 | 9/28/2012 5:26:05 PM |
| income-triangulation1 | $25.00 | 9/28/2012 5:01:19 PM |
| green-high-five7 | $25.00 | 9/28/2012 5:01:52 PM |
| vutah | $35.00 | 9/28/2012 5:03:12 PM |
| WalnutCreekguy | $50.00 | 9/28/2012 5:20:56 PM |
| Bob450 | $25.00 | 9/28/2012 5:02:22 PM |
| moneyforthehoney | $37.00 | 9/28/2012 5:06:40 PM |
| 1stPlace | $100.00 | 9/28/2012 5:07:49 PM |
| best-bonafide-p2p | $25.00 | 9/28/2012 5:13:28 PM |
| bewitching-dollar5 | $100.00 | 9/28/2012 5:08:37 PM |
| justreturns | $25.00 | 9/28/2012 5:22:17 PM |
| penny-surgeon | $25.00 | 9/28/2012 5:23:52 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
646667
This series of Notes was issued and sold upon the funding of the borrower loan #75697, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $572.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,484 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| loan-euphoria8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used investment...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3500
Monthly expenses: $0
Housing: $0
Insurance: $300
Car expenses: $350
Utilities: $0
Phone, cable, internet: $50
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/1/2012 9:32:00 AM |
| Dave0 | $25.00 | 9/30/2012 12:12:09 PM |
| missing-link | $25.00 | 9/30/2012 1:02:23 PM |
| supreme-treasure8 | $100.00 | 9/30/2012 1:08:29 PM |
| 52digital | $75.00 | 9/30/2012 12:08:06 PM |
| open-minded-p2p1 | $25.00 | 9/30/2012 2:07:28 PM |
| california111 | $50.00 | 9/30/2012 3:52:21 PM |
| haplender | $50.00 | 9/30/2012 12:49:10 PM |
| first-pragmatic-power | $25.00 | 9/30/2012 1:45:13 PM |
| transparency-position | $63.00 | 9/30/2012 2:20:42 PM |
| platinum-exec1 | $50.00 | 10/1/2012 5:55:47 AM |
| special-dinero553 | $25.00 | 9/30/2012 5:26:26 PM |
| integrity-builder | $25.00 | 10/1/2012 8:25:08 AM |
| WindomDev | $25.00 | 9/30/2012 8:35:58 PM |
| historic-value7 | $200.00 | 10/1/2012 5:25:54 AM |
| money-yeller | $49.00 | 10/1/2012 6:14:12 AM |
| ItsJustMe79 | $25.00 | 10/1/2012 9:23:35 AM |
| MI2 | $5,000.00 | 10/1/2012 9:46:37 AM |
| dukeiyer | $25.00 | 10/1/2012 10:52:49 AM |
| Learning2Lend | $25.00 | 10/1/2012 10:07:49 AM |
| invincible-leverage483 | $25.00 | 10/1/2012 12:48:48 PM |
| return-enthusiast1 | $25.00 | 10/1/2012 11:16:02 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:42 AM |
| dinero-journey9 | $50.00 | 10/1/2012 4:31:15 PM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:12 AM |
| profit-powerplant | $25.00 | 10/1/2012 5:20:06 PM |
| Farmer-Ted | $25.00 | 10/1/2012 4:37:24 PM |
| Nickle-Back | $30.00 | 10/1/2012 5:20:56 PM |
| mercuriant | $25.00 | 10/1/2012 6:51:14 PM |
| SBT | $25.00 | 10/1/2012 7:21:20 PM |
| greekgst99 | $25.00 | 10/1/2012 6:53:55 PM |
| newest-glowing-cash | $50.00 | 10/1/2012 7:21:05 PM |
| credit-maverick1 | $100.00 | 10/1/2012 7:34:24 PM |
| asset-professor | $25.00 | 10/2/2012 7:08:46 AM |
| yield-hut | $25.00 | 10/2/2012 4:27:21 AM |
| NobisEst | $25.00 | 10/2/2012 7:52:27 AM |
| DiligentiaLLC | $75.00 | 10/2/2012 6:50:34 AM |
| ready-agreement5 | $25.00 | 10/2/2012 8:13:51 AM |
| the-bill-venture | $25.00 | 10/2/2012 9:24:53 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:07 AM |
| 1randyp | $25.00 | 10/2/2012 10:20:40 AM |
| compatible-deal9 | $50.00 | 10/2/2012 9:45:10 AM |
| Elefunt | $25.00 | 10/2/2012 10:03:21 AM |
| careful-vigilance4 | $25.00 | 10/2/2012 10:07:30 AM |
| rolltide09 | $50.00 | 10/2/2012 10:09:11 AM |
| fantastic-wampum1 | $67.00 | 10/2/2012 10:21:45 AM |
| zipemdown | $25.00 | 9/30/2012 12:22:10 PM |
| money-baron | $100.00 | 9/30/2012 2:06:08 PM |
| speedy-peso1 | $100.00 | 9/30/2012 5:30:43 PM |
| azazle | $25.00 | 9/30/2012 12:56:31 PM |
| kulender | $100.00 | 9/30/2012 8:13:14 PM |
| pierrelasvegas | $25.00 | 9/30/2012 2:13:19 PM |
| atbright | $25.00 | 9/30/2012 9:34:35 PM |
| chato2345 | $25.00 | 10/1/2012 5:23:17 AM |
| phenomenal-rate1 | $500.00 | 9/30/2012 5:17:43 PM |
| LeReve | $500.00 | 9/30/2012 5:35:39 PM |
| Index_Plus | $5,000.00 | 9/30/2012 7:27:09 PM |
| proper-exchange8 | $100.00 | 9/30/2012 11:41:03 PM |
| PrimeFunding | $25.00 | 10/1/2012 2:29:12 AM |
| investment-comet | $25.00 | 10/1/2012 7:17:52 AM |
| revenue-tamer3 | $25.00 | 10/1/2012 10:07:58 AM |
| cp-family | $50.00 | 10/1/2012 10:13:34 AM |
| SimpleChoice | $25.00 | 10/1/2012 10:41:02 AM |
| revenue-serenity | $25.00 | 10/1/2012 9:51:45 AM |
| jamiee73 | $25.00 | 10/1/2012 10:27:09 AM |
| dough-kitten5 | $25.00 | 10/1/2012 11:07:05 AM |
| LoanerPrincipal | $25.00 | 10/1/2012 11:24:22 AM |
| whitegold24k | $100.00 | 10/1/2012 3:45:11 PM |
| thelovebug | $100.00 | 10/1/2012 6:11:56 PM |
| kendigme | $50.00 | 10/1/2012 5:59:01 PM |
| new-truth-chuckler | $40.00 | 10/1/2012 5:59:55 PM |
| cognizant-bazaar5 | $25.00 | 10/1/2012 6:22:16 PM |
| cash-cymbal3 | $100.00 | 10/1/2012 7:07:46 PM |
| Soulphoniks-Holdings | $25.00 | 10/2/2012 4:50:04 AM |
| listing-dreams1 | $25.00 | 10/2/2012 2:17:43 AM |
| dough-kitten5 | $25.00 | 10/2/2012 4:16:27 AM |
| Leshan | $50.00 | 10/2/2012 8:36:04 AM |
| flexible-rate1 | $25.00 | 10/2/2012 8:49:37 AM |
| botfolio | $300.00 | 10/2/2012 10:22:12 AM |
| progressive-economy261 | $500.00 | 10/2/2012 10:20:49 AM |
| 80 Investments
|
Borrower Payment Dependent Notes Series
646719
This series of Notes was issued and sold upon the funding of the borrower loan #75393, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,414 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| justice-enjoyment |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...change heating system from oil to gas
My financial situation:
I am a good candidate for this loan because...I pay my bebits
Monthly net income: $3200
Monthly expenses: $
Housing: $400
Insurance: $235
Car expenses: $75
Utilities: $
Phone, cable, internet: $230
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $230
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/28/2012 5:01:38 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:19:30 PM |
| bewitching-dollar5 | $100.00 | 9/28/2012 5:08:37 PM |
| majestic-note6 | $150.00 | 9/28/2012 5:20:35 PM |
| green-high-five7 | $25.00 | 9/28/2012 5:15:08 PM |
| ethical-truth211 | $25.00 | 9/28/2012 6:06:54 PM |
| fitiwalt | $25.00 | 9/28/2012 9:15:23 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:47 AM |
| unassailable-funds754 | $25.00 | 9/29/2012 9:14:49 AM |
| california111 | $100.00 | 9/28/2012 9:49:21 PM |
| melodious-openness | $100.00 | 9/29/2012 5:14:08 AM |
| scholarly-order6 | $50.00 | 9/29/2012 4:23:34 AM |
| sincerlyyours | $100.00 | 9/29/2012 8:10:49 AM |
| continental2 | $100.00 | 9/29/2012 7:39:12 AM |
| droopie1 | $25.00 | 9/29/2012 10:23:56 AM |
| affluence-kingdom9 | $25.00 | 9/29/2012 10:09:25 AM |
| Astyanax | $30.00 | 9/29/2012 11:18:10 AM |
| credit-prodigy4 | $30.00 | 9/29/2012 12:06:14 PM |
| rutzebach | $50.00 | 9/29/2012 12:21:07 PM |
| rate-sceptre | $25.00 | 9/29/2012 1:41:30 PM |
| john0720 | $25.00 | 9/29/2012 2:35:11 PM |
| Star_Witness | $25.00 | 9/29/2012 2:48:47 PM |
| responsibility-butterfly | $25.00 | 9/29/2012 7:45:32 AM |
| azazle | $50.00 | 9/28/2012 5:16:19 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:18 PM |
| enriched-return057 | $50.00 | 9/28/2012 5:16:23 PM |
| historic-value7 | $100.00 | 9/28/2012 5:38:22 PM |
| Rogelio48 | $25.00 | 9/28/2012 5:45:44 PM |
| vines99 | $25.00 | 9/28/2012 11:25:56 PM |
| justasoldier | $50.00 | 9/28/2012 6:14:38 PM |
| 52digital | $75.00 | 9/28/2012 6:34:10 PM |
| SweatyBalls | $25.00 | 9/28/2012 6:49:43 PM |
| thankful-nickel2 | $25.00 | 9/28/2012 6:29:07 PM |
| bellaquito | $500.00 | 9/28/2012 7:14:42 PM |
| amlu1988 | $25.00 | 9/29/2012 9:14:00 AM |
| let_me_retire | $50.00 | 9/28/2012 9:23:22 PM |
| papaloha | $25.00 | 9/28/2012 7:52:25 PM |
| Leshan | $50.00 | 9/29/2012 9:57:20 AM |
| ResQDoc | $25.00 | 9/29/2012 10:32:56 AM |
| SecondChanceLendingSERV | $26.23 | 9/29/2012 10:50:24 AM |
| exciting-fairness | $200.00 | 9/29/2012 5:47:44 AM |
| tranquil-note5 | $75.00 | 9/29/2012 11:32:36 AM |
| ejcunc | $25.00 | 9/29/2012 3:24:11 AM |
| foothillender | $25.00 | 9/29/2012 7:17:33 AM |
| JoePaNation | $65.00 | 9/29/2012 9:43:00 AM |
| TWGCJ | $25.00 | 9/29/2012 10:04:03 AM |
| Bob450 | $25.00 | 9/29/2012 8:58:26 AM |
| marala4285 | $35.00 | 9/29/2012 10:45:44 AM |
| worthy-bid8 | $100.00 | 9/29/2012 12:21:07 PM |
| WindomDev | $50.00 | 9/29/2012 12:22:30 PM |
| winmals | $25.00 | 9/29/2012 1:13:47 PM |
| mindful-generosity1 | $50.00 | 9/29/2012 12:49:26 PM |
| Kyileo | $25.00 | 9/29/2012 2:05:49 PM |
| diplomatic-wealth7 | $25.00 | 9/29/2012 1:38:11 PM |
| sappy02 | $48.00 | 9/29/2012 2:17:53 PM |
| unrelenting-euro7 | $50.00 | 9/29/2012 2:07:31 PM |
| petsheep | $25.00 | 9/29/2012 3:36:23 PM |
| the_spook | $46.02 | 9/29/2012 4:06:49 PM |
| Cookstersalibi | $25.00 | 9/29/2012 3:19:07 PM |
| duty-viola | $25.00 | 9/29/2012 2:54:48 PM |
| Papujo | $31.16 | 9/29/2012 3:03:10 PM |
| d2vid | $108.56 | 9/29/2012 4:31:27 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
646743
This series of Notes was issued and sold upon the funding of the borrower loan #75617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 21.54% |
Borrower rate/APR:
| 22.54% / 30.46% |
Monthly payment:
| $187.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.57% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,137 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| commitment-giant6 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have a short term need and intend to repay same in the next 60 to 90 days.
Monthly net income: $5946.00
Monthly expenses: $500
Housing: $1248.00
Insurance: $35.00
Car expenses: $0
Utilities: $200.00
Phone, cable, internet: $150,00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $250.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| commitment-neutron1 | $200.00 | 9/28/2012 5:03:37 PM |
| scrappy-diversification7 | $1,725.00 | 9/28/2012 5:10:32 PM |
| handy-justice | $50.00 | 9/28/2012 5:07:10 PM |
| benevolent-loot5 | $200.00 | 9/28/2012 5:09:54 PM |
| careful-vigilance4 | $25.00 | 9/28/2012 5:06:43 PM |
| azazle | $50.00 | 9/28/2012 5:07:12 PM |
| trade-boots1 | $100.00 | 9/28/2012 5:07:49 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
646757
This series of Notes was issued and sold upon the funding of the borrower loan #75511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $391.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $25,103 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| agile-peso6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2011)
|
|
Principal balance:
| $3,320.64 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to replace the roof on my house
My financial situation:
I am a good candidate for this loan because I pay all of my bills on time and have no late payments on my credit report.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 9/28/2012 5:10:17 PM |
| economy-shrubbery6 | $25.00 | 9/28/2012 5:03:31 PM |
| sunwell | $50.00 | 9/28/2012 5:06:24 PM |
| careful-vigilance4 | $25.00 | 9/28/2012 5:06:44 PM |
| thrilling-fund427 | $50.00 | 9/28/2012 5:07:58 PM |
| Diamond_Jim | $25.00 | 9/28/2012 5:16:52 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:19:10 PM |
| cash-kin7 | $25.00 | 9/28/2012 5:19:46 PM |
| WalnutCreekguy | $50.00 | 9/28/2012 5:20:57 PM |
| miamibeachloaner | $100.00 | 9/28/2012 5:21:20 PM |
| brainy-return234 | $25.00 | 9/28/2012 5:03:53 PM |
| life-is-great | $25.00 | 9/28/2012 5:23:15 PM |
| handy-justice | $50.00 | 9/28/2012 5:04:44 PM |
| phenomenal-rate1 | $500.00 | 9/28/2012 5:06:11 PM |
| LeReve | $500.00 | 9/28/2012 5:25:47 PM |
| listing-reformation8 | $35.00 | 9/28/2012 5:26:22 PM |
| melodious-fairness | $50.00 | 9/28/2012 5:27:29 PM |
| duty-viola | $35.00 | 9/28/2012 5:32:10 PM |
| money-surge1 | $25.00 | 9/28/2012 5:05:29 PM |
| pierrelasvegas | $25.00 | 9/28/2012 5:13:55 PM |
| magnificent-felicity4 | $25.00 | 9/28/2012 5:14:22 PM |
| roland1 | $25.00 | 9/28/2012 5:08:19 PM |
| Elefunt | $25.00 | 9/28/2012 5:43:39 PM |
| durability-seahorse7 | $50.00 | 9/28/2012 5:48:56 PM |
| Wellman | $25.00 | 9/28/2012 5:49:48 PM |
| asiaratt | $50.00 | 9/28/2012 5:53:03 PM |
| versatile-dime442 | $152.00 | 9/28/2012 5:20:04 PM |
| networks4ever | $25.00 | 9/28/2012 5:54:53 PM |
| quantum_leap | $25.00 | 9/28/2012 5:16:17 PM |
| reordan | $25.00 | 9/28/2012 6:03:26 PM |
| money-baron-Roth401k | $25.00 | 9/28/2012 6:05:18 PM |
| azazle | $50.00 | 9/28/2012 5:22:47 PM |
| progressive-economy261 | $500.00 | 9/28/2012 5:36:02 PM |
| enchanted-note | $25.00 | 9/28/2012 5:37:06 PM |
| oreyedoc | $50.00 | 9/28/2012 6:09:13 PM |
| 87Marc | $25.00 | 9/28/2012 6:10:24 PM |
| mark5337 | $52.00 | 9/28/2012 6:14:52 PM |
| supreme-treasure8 | $100.00 | 9/28/2012 5:44:17 PM |
| svandgts | $25.00 | 9/28/2012 5:39:48 PM |
| money-baron-roth-IRA | $50.00 | 9/28/2012 6:31:18 PM |
| DreisersFinancier | $46.00 | 9/28/2012 5:55:50 PM |
| community-burrito9 | $35.00 | 9/28/2012 5:49:34 PM |
| Tscheddar | $25.00 | 9/28/2012 7:22:15 PM |
| AKVG_Lending | $50.00 | 9/28/2012 7:29:49 PM |
| chererat | $25.00 | 9/28/2012 7:36:22 PM |
| jiggaman7 | $100.00 | 9/28/2012 6:07:20 PM |
| treasure-palace661 | $350.00 | 9/28/2012 6:13:43 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:08:45 PM |
| arsisi | $25.00 | 9/28/2012 6:29:52 PM |
| integrity-reactor4 | $100.00 | 9/28/2012 6:30:19 PM |
| Scrooge_McDuck2 | $100.00 | 9/28/2012 6:37:12 PM |
| organic-commerce9 | $25.00 | 9/28/2012 6:55:03 PM |
| mikbos | $25.00 | 9/28/2012 6:26:07 PM |
| sensible-fund | $26.01 | 9/28/2012 7:22:19 PM |
| well-mannered-income3 | $90.00 | 9/28/2012 6:37:50 PM |
| fortytwo | $150.00 | 9/28/2012 5:10:16 PM |
| MoneyForNothing | $25.09 | 9/28/2012 5:04:18 PM |
| Beld | $50.00 | 9/28/2012 5:05:23 PM |
| commitment-neutron1 | $200.00 | 9/28/2012 5:03:25 PM |
| dmunySF | $50.00 | 9/28/2012 5:30:41 PM |
| bewitching-dollar5 | $100.00 | 9/28/2012 5:08:37 PM |
| 52digital | $75.00 | 9/28/2012 5:32:03 PM |
| tolerant-responsibility051 | $2,000.00 | 9/28/2012 5:35:34 PM |
| imogen22 | $25.00 | 9/28/2012 5:11:36 PM |
| DER | $25.00 | 9/28/2012 5:42:44 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:18 PM |
| persist_in_doing | $25.00 | 9/28/2012 5:15:08 PM |
| AF-Chief | $25.00 | 9/28/2012 5:16:13 PM |
| the-laudable-peso | $40.00 | 9/28/2012 5:47:37 PM |
| et28 | $75.00 | 9/28/2012 5:11:59 PM |
| GGreg799 | $25.00 | 9/28/2012 5:50:36 PM |
| handshake5 | $100.00 | 9/28/2012 5:14:12 PM |
| cp-family | $28.00 | 9/28/2012 5:22:24 PM |
| bubb_hans | $25.00 | 9/28/2012 5:18:38 PM |
| RGlad | $100.00 | 9/28/2012 6:02:32 PM |
| andrew491 | $50.00 | 9/28/2012 5:29:16 PM |
| finance-prescription | $100.00 | 9/28/2012 6:06:55 PM |
| kind-truth-circuit | $46.00 | 9/28/2012 5:23:33 PM |
| ethical-truth211 | $50.00 | 9/28/2012 5:25:28 PM |
| genius520 | $100.00 | 9/28/2012 5:26:54 PM |
| friendly-gold | $25.00 | 9/28/2012 5:28:26 PM |
| money-bauble | $100.00 | 9/28/2012 6:10:13 PM |
| Comoparklender | $25.00 | 9/28/2012 6:13:21 PM |
| daniel5075 | $100.00 | 9/28/2012 6:15:55 PM |
| peso-lyrics7 | $50.00 | 9/28/2012 5:45:29 PM |
| enchanted-note14 | $25.00 | 9/28/2012 5:51:21 PM |
| pedroballgame | $45.00 | 9/28/2012 6:24:41 PM |
| tnjohnso | $25.00 | 9/28/2012 6:27:03 PM |
| valiant-liberty4 | $25.00 | 9/28/2012 6:33:10 PM |
| Xillin | $25.00 | 9/28/2012 6:40:40 PM |
| postalwhiz | $25.00 | 9/28/2012 5:58:18 PM |
| MyPFBlog | $25.00 | 9/28/2012 6:00:59 PM |
| Investor_DP | $200.00 | 9/28/2012 6:53:50 PM |
| Pitufo | $25.00 | 9/28/2012 7:30:30 PM |
| adventurer447 | $300.00 | 9/28/2012 5:59:32 PM |
| cvlender | $25.00 | 9/28/2012 6:02:08 PM |
| transaction-hugger4 | $100.00 | 9/28/2012 6:05:30 PM |
| p2p-scientist868 | $50.00 | 9/28/2012 6:16:33 PM |
| benevolent-marketplace4 | $2,500.00 | 9/28/2012 6:11:54 PM |
| MadHun | $159.00 | 9/28/2012 6:29:25 PM |
| Cronos | $38.00 | 9/28/2012 6:33:58 PM |
| Splangy613 | $25.00 | 9/28/2012 6:14:43 PM |
| oldtruckads | $25.00 | 9/28/2012 6:15:26 PM |
| Lacimae | $66.00 | 9/28/2012 6:50:14 PM |
| LoanerPrincipal | $25.00 | 9/28/2012 6:50:20 PM |
| bazaar-tulip | $500.00 | 9/28/2012 6:53:07 PM |
| bbanzai | $25.00 | 9/28/2012 6:21:57 PM |
| wwwUniversal | $25.00 | 9/28/2012 6:22:50 PM |
| marketplace-hut9 | $25.00 | 9/28/2012 7:00:19 PM |
| 888GoldIngots | $25.00 | 9/28/2012 7:15:15 PM |
| dollar-vibraphone4 | $51.56 | 9/28/2012 7:22:51 PM |
| rutzebach | $30.34 | 9/28/2012 7:45:21 PM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
646831
This series of Notes was issued and sold upon the funding of the borrower loan #75303, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $111.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 10y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,841 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| speedy-gain549 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate household debts
My financial situation:
I am a good candidate for this loan because...I have been at my job nearly 11 years and will repay loan as agreed.
Monthly net income: $ 2300.00
Monthly expenses: $ 1500.00
Housing: $ 600.00
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 200
Phone, cable, internet: $ 83.00
Food, entertainment: $ 150.00
Clothing, household expenses: $ 50
Credit cards and other loans: $ 367.00
Other expenses: $ 100.00 (IRA)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| contributor897 | $25.00 | 9/27/2012 12:43:23 PM |
| indomitable-economy8 | $25.00 | 9/27/2012 2:05:49 PM |
| TheDorito | $61.07 | 9/27/2012 5:18:33 PM |
| kindness-warmth3 | $50.00 | 9/27/2012 5:20:05 PM |
| dedicated-hope9 | $25.00 | 9/27/2012 3:10:09 PM |
| greenback-drummer9 | $50.00 | 9/27/2012 2:03:25 PM |
| sasquatch5 | $25.00 | 9/27/2012 2:05:31 PM |
| bonus-seahorse | $74.00 | 9/27/2012 4:18:53 PM |
| investment-cluster | $25.00 | 9/27/2012 4:22:53 PM |
| jybank | $49.00 | 9/27/2012 4:27:14 PM |
| friendly-gold | $25.00 | 9/27/2012 5:01:28 PM |
| thrifty-generosity222 | $100.00 | 9/27/2012 5:13:09 PM |
| CK1 | $25.00 | 9/27/2012 5:05:33 PM |
| special-dinero553 | $25.00 | 9/27/2012 5:15:32 PM |
| j2ee | $50.00 | 9/27/2012 5:07:42 PM |
| nickel-ferret | $25.00 | 9/27/2012 5:18:41 PM |
| dignified-truth7 | $200.00 | 9/27/2012 5:19:53 PM |
| brightest-gain-investor | $1,000.00 | 9/27/2012 1:29:37 PM |
| fairness-frontier6 | $100.00 | 9/27/2012 3:19:04 PM |
| britches613 | $25.00 | 9/27/2012 4:00:14 PM |
| newest-generous-income | $25.00 | 9/27/2012 12:26:36 PM |
| speedy-peso1 | $100.00 | 9/27/2012 2:12:59 PM |
| courteous-fund9 | $50.00 | 9/27/2012 5:19:40 PM |
| cropdust3r | $25.00 | 9/27/2012 5:20:04 PM |
| Splangy613 | $50.00 | 9/27/2012 3:10:59 PM |
| Foothill-Paradise | $31.43 | 9/27/2012 2:02:50 PM |
| community-burrito9 | $45.00 | 9/27/2012 2:07:26 PM |
| auction-seeker4 | $25.00 | 9/27/2012 3:07:49 PM |
| Batman2u | $25.00 | 9/27/2012 4:16:25 PM |
| affluence-microscope2 | $200.00 | 9/27/2012 5:04:40 PM |
| EBITDA | $25.00 | 9/27/2012 5:05:07 PM |
| Beld | $50.00 | 9/27/2012 5:09:09 PM |
| fantastic-wampum1 | $100.00 | 9/27/2012 5:13:18 PM |
| linda-yan | $50.00 | 9/27/2012 5:18:44 PM |
| pierrelasvegas | $25.00 | 9/27/2012 5:16:02 PM |
| orange-market-amigo | $200.00 | 9/27/2012 5:18:30 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
646841
This series of Notes was issued and sold upon the funding of the borrower loan #75258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $98.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 29y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,795 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| income-hero |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
700-719
(Oct-2008)
|
|
Principal balance:
| $2,998.68 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
lower interest
Purpose of loan:
lower the interest on current prosper loan
My financial situation:
I am a good candidate for this loan because I have been making consistent payments & credit score remains good.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| icchok | $41.00 | 9/29/2012 12:06:24 PM |
| MoneyForNothing | $25.00 | 9/29/2012 12:08:39 PM |
| lendme2 | $29.00 | 9/29/2012 12:10:18 PM |
| finance-explosion6 | $25.00 | 9/29/2012 12:11:41 PM |
| OnePoorDude | $25.00 | 9/29/2012 12:12:44 PM |
| pietro_torna_indietro | $25.00 | 9/29/2012 12:15:00 PM |
| Mountain-Lion-IRA1 | $30.00 | 9/29/2012 12:25:13 PM |
| DreisersFinancier | $50.00 | 9/29/2012 12:28:40 PM |
| jonmars | $25.00 | 9/29/2012 12:09:05 PM |
| gjh37 | $25.00 | 9/29/2012 12:11:35 PM |
| pious-currency875 | $100.00 | 9/29/2012 12:41:59 PM |
| DoctorJoe | $25.00 | 9/29/2012 12:48:29 PM |
| xrycac | $25.00 | 9/29/2012 12:07:47 PM |
| missgina | $25.00 | 9/29/2012 12:50:29 PM |
| ManhattanLender | $25.00 | 9/29/2012 12:25:42 PM |
| spiritual-money299 | $50.00 | 9/29/2012 12:14:11 PM |
| Approved | $50.00 | 9/29/2012 12:55:35 PM |
| justreturns | $25.00 | 9/29/2012 12:14:58 PM |
| AFairDeal | $25.00 | 9/29/2012 12:29:45 PM |
| sweet-social2 | $25.00 | 9/29/2012 1:07:23 PM |
| HamachiMan | $50.00 | 9/29/2012 12:39:54 PM |
| aasx1108 | $25.00 | 9/29/2012 12:26:14 PM |
| skuba | $75.00 | 9/29/2012 12:48:39 PM |
| compassionate-payment218 | $25.00 | 9/29/2012 12:36:29 PM |
| minista | $25.00 | 9/29/2012 12:37:41 PM |
| bazaar-paladin7 | $25.00 | 9/29/2012 12:49:35 PM |
| wonderful-currency | $25.00 | 9/29/2012 12:50:12 PM |
| compoundinterest | $25.00 | 9/29/2012 12:41:02 PM |
| helpinghand63 | $25.00 | 9/29/2012 12:41:19 PM |
| magical-credit523 | $25.00 | 9/29/2012 12:42:25 PM |
| hopethisworks | $25.00 | 9/29/2012 12:43:30 PM |
| fairness-palm | $28.00 | 9/29/2012 12:55:34 PM |
| wise-bazaar-mason | $25.00 | 9/29/2012 12:57:17 PM |
| dhkny5 | $40.00 | 9/29/2012 1:00:43 PM |
| integrity-hug2 | $50.00 | 9/29/2012 1:05:09 PM |
| x-lender | $25.00 | 9/29/2012 1:07:35 PM |
| jmb_lending | $25.00 | 9/29/2012 1:08:58 PM |
| Hiro07 | $25.00 | 9/29/2012 1:09:41 PM |
| 0600Zulu | $25.00 | 9/29/2012 12:51:52 PM |
| lowrater | $75.80 | 9/29/2012 12:53:42 PM |
| pirahna125 | $25.00 | 9/29/2012 12:54:29 PM |
| liberty-viola | $30.00 | 9/29/2012 1:07:54 PM |
| Cash-Flow | $327.48 | 9/29/2012 1:13:15 PM |
| TennSquire | $25.00 | 9/29/2012 12:14:00 PM |
| redalert99 | $29.00 | 9/29/2012 12:17:37 PM |
| Great-Mom | $25.00 | 9/29/2012 12:20:07 PM |
| Syzygy | $25.00 | 9/29/2012 12:28:36 PM |
| silver-explorer6 | $25.00 | 9/29/2012 12:06:03 PM |
| TomDalonajay | $25.00 | 9/29/2012 12:08:36 PM |
| green-trade-dolphin2 | $32.72 | 9/29/2012 12:02:40 PM |
| hitsman | $50.00 | 9/29/2012 12:41:56 PM |
| ualf | $50.00 | 9/29/2012 12:48:21 PM |
| hard-working-rate3 | $25.00 | 9/29/2012 12:16:29 PM |
| caliguian | $25.00 | 9/29/2012 12:08:02 PM |
| RG | $30.00 | 9/29/2012 12:09:11 PM |
| E_G | $32.00 | 9/29/2012 12:11:24 PM |
| SailAwayMoon | $25.00 | 9/29/2012 12:51:46 PM |
| likeable-money4 | $25.00 | 9/29/2012 12:27:40 PM |
| RDCoop | $25.00 | 9/29/2012 12:14:37 PM |
| Sneezie | $100.00 | 9/29/2012 12:29:10 PM |
| velocityasaurus-rex4 | $100.00 | 9/29/2012 12:32:06 PM |
| moola-gondola1 | $25.00 | 9/29/2012 12:39:18 PM |
| gravbox | $25.00 | 9/29/2012 12:25:17 PM |
| wonderous-principal083 | $25.00 | 9/29/2012 12:29:22 PM |
| commerce-web5 | $25.00 | 9/29/2012 12:30:53 PM |
| macjp123 | $50.00 | 9/29/2012 12:31:34 PM |
| mindful-generosity1 | $50.00 | 9/29/2012 12:49:33 PM |
| BDL-Roth | $40.00 | 9/29/2012 12:39:38 PM |
| direct-social3 | $50.00 | 9/29/2012 12:40:21 PM |
| ivy-league-MBA | $25.00 | 9/29/2012 12:50:55 PM |
| currency-solo | $25.00 | 9/29/2012 12:46:56 PM |
| Taxman44 | $25.00 | 9/29/2012 12:57:30 PM |
| Dave0 | $25.00 | 9/29/2012 12:49:08 PM |
| trade-burrito4 | $35.00 | 9/29/2012 1:08:52 PM |
| DadWarbucks | $25.00 | 9/29/2012 12:50:37 PM |
| generous-deal6 | $25.00 | 9/29/2012 12:51:26 PM |
| lostontheedge | $25.00 | 9/29/2012 1:11:18 PM |
| Queueball1 | $25.00 | 9/29/2012 12:59:14 PM |
| engaging-worth | $25.00 | 9/29/2012 1:03:39 PM |
| kind-rupee-welder | $25.00 | 9/29/2012 1:08:01 PM |
| engaging-worth | $25.00 | 9/29/2012 1:09:59 PM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
646851
This series of Notes was issued and sold upon the funding of the borrower loan #75318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $304.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 15y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,214 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 46 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| glider576 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/29/2012 7:45:33 AM |
| vutah | $25.00 | 9/28/2012 5:07:38 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:19:10 PM |
| LeReve | $500.00 | 9/28/2012 5:25:47 PM |
| geniusj | $25.00 | 9/28/2012 5:36:16 PM |
| appetizing-loyalty354 | $100.00 | 9/28/2012 5:06:58 PM |
| azazle | $50.00 | 9/28/2012 5:13:11 PM |
| WalnutCreekguy | $50.00 | 9/28/2012 5:20:58 PM |
| penny-surgeon | $25.00 | 9/28/2012 5:23:53 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:08:45 PM |
| Splangy613 | $25.00 | 9/28/2012 6:14:43 PM |
| supreme-treasure8 | $100.00 | 9/28/2012 5:44:17 PM |
| progressive-economy261 | $500.00 | 9/28/2012 5:36:02 PM |
| market-bearer0 | $25.00 | 9/28/2012 5:54:13 PM |
| ethical-truth211 | $100.00 | 9/28/2012 6:05:52 PM |
| LendingPimp | $52.00 | 9/28/2012 5:56:12 PM |
| hope-hickory | $50.00 | 9/28/2012 8:28:17 PM |
| Makingitrain | $25.00 | 9/28/2012 6:09:35 PM |
| RGlad | $200.00 | 9/28/2012 6:04:59 PM |
| toblerone | $25.00 | 9/28/2012 6:19:27 PM |
| integrity-reactor4 | $100.00 | 9/28/2012 6:30:19 PM |
| goat0 | $100.00 | 9/28/2012 7:05:49 PM |
| pierrelasvegas | $25.00 | 9/28/2012 7:22:35 PM |
| LendingPimp | $100.00 | 9/28/2012 9:57:59 PM |
| papaloha | $25.00 | 9/28/2012 7:52:25 PM |
| wale-ld | $27.10 | 9/29/2012 4:46:23 AM |
| zipemdown | $25.00 | 9/29/2012 12:16:13 PM |
| greenwell | $50.00 | 9/29/2012 10:03:10 AM |
| affluence-kingdom9 | $50.00 | 9/29/2012 10:12:24 AM |
| thelovebug | $100.00 | 9/29/2012 12:50:20 PM |
| credit-czar5 | $25.00 | 9/29/2012 1:47:16 PM |
| Nickle-Back | $30.00 | 9/29/2012 1:56:14 PM |
| money-bauble | $100.00 | 9/29/2012 1:53:27 PM |
| wwwUniversal | $25.00 | 9/29/2012 2:22:01 PM |
| first-pragmatic-power | $25.00 | 9/29/2012 2:40:06 PM |
| zydeco337 | $25.00 | 9/29/2012 7:27:19 PM |
| ethical-truth211 | $200.00 | 9/30/2012 5:03:21 AM |
| Entejaeger | $83.18 | 9/30/2012 9:04:05 AM |
| bewitching-dollar5 | $100.00 | 9/28/2012 5:08:37 PM |
| LendingPimp_2 | $100.00 | 9/28/2012 5:08:49 PM |
| phenomenal-rate1 | $500.00 | 9/28/2012 5:06:11 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:19 PM |
| market-bearer0 | $25.00 | 9/28/2012 5:53:05 PM |
| 52digital | $75.00 | 9/28/2012 5:32:04 PM |
| benevolent-marketplace4 | $2,500.00 | 9/28/2012 6:11:55 PM |
| selector568 | $300.00 | 9/28/2012 5:44:03 PM |
| rate-advocator7 | $100.00 | 9/28/2012 5:37:13 PM |
| open-minded-p2p1 | $25.00 | 9/28/2012 6:41:46 PM |
| bonus-demon | $25.00 | 9/28/2012 5:50:06 PM |
| treasure-palace661 | $350.00 | 9/28/2012 6:13:43 PM |
| Bob450 | $25.00 | 9/29/2012 8:35:51 AM |
| bob450-roth | $25.00 | 9/29/2012 9:03:58 AM |
| vines99 | $25.00 | 9/29/2012 10:23:38 AM |
| top-responsibility-sage | $25.00 | 9/28/2012 10:45:24 PM |
| marala4285 | $35.00 | 9/29/2012 10:47:17 AM |
| Quiza12 | $100.00 | 9/29/2012 7:21:44 AM |
| haplender | $100.00 | 9/29/2012 8:40:07 AM |
| ResQDoc | $25.00 | 9/29/2012 10:32:03 AM |
| jybank | $49.00 | 9/29/2012 12:21:34 PM |
| desertoasis | $50.00 | 9/29/2012 11:48:24 AM |
| asset-professor | $25.00 | 9/29/2012 12:06:17 PM |
| careful-vigilance4 | $25.00 | 9/29/2012 12:17:28 PM |
| Dave0 | $25.00 | 9/29/2012 12:48:55 PM |
| CC911 | $25.00 | 9/29/2012 1:59:18 PM |
| angelinvestor2 | $40.00 | 9/29/2012 2:01:01 PM |
| MyPFBlog | $25.00 | 9/29/2012 2:10:56 PM |
| networks4ever | $25.00 | 9/29/2012 2:25:39 PM |
| aztec | $50.00 | 9/29/2012 8:15:51 PM |
| jhouman | $25.00 | 9/30/2012 8:27:30 AM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:36 PM |
| MI2 | $1,100.39 | 9/30/2012 10:06:06 AM |
| CalBear08 | $33.33 | 9/30/2012 12:22:45 AM |
| ethical-truth211 | $100.00 | 9/30/2012 5:04:25 AM |
| credit-adventurer313 | $25.00 | 9/30/2012 8:38:42 AM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
646853
This series of Notes was issued and sold upon the funding of the borrower loan #75620, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1982 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $188 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| integrity-winner846 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Start-Up Business
Purpose of loan: Working Capital.
This loan will be used as working capital for a dog daycare activity center. The shift of dogs from the traditional role of a pet to a valuable member of the family has resulted in the emergence of a relatively new but booming pet industry market ? Dog Daycare. We specialize in caring for dogs while their owners are at work or have other commitments that would force their dog to be left home alone. We provide the type of social stimulation that every dog needs but may not be able to get because of an owner?s inability due to work or other commitments.
The chosen area in Maryland has a significant population of pet owners; however there are no dog daycare centers in the local area to fulfill the demand.
The services we provide are as follows:
? Overnight Care: Leave your pet for as long as necessary for 24-hour care and attention.
? Day Care: Provide a fun and safe atmosphere for pets to spend the day exercising and enjoying the company of other pets.
? Pet Grooming: Provide professional pet grooming services.
? Animal Behavior Courses: Provide certified animal training courses for the beginner, intermediate, and advanced.
? Pet Portraits: On-site portrait opportunities.
? Gift Shop: Provide specialty pet-related gifts and products.
? Special Events: Coordinate pet birthday parties or any other special occasions on-site or at a location of choice.
? Special Requests: Provide service for pets with special needs including administering medication, assisting with recovery from surgery, handicaps, etc.
? Pet Taxi.
My financial situation:
I am a good candidate for this loan because I have been gainfully employed with the same company for over six (6) years. I have a monthly gross income of $7,000 and am currently in the process of earning my Diploma in Understanding Canine Behavior, Canine First-Aid and CPR, and Basic Dog Training.
Monthly net income: $5,120
Monthly expenses: ($2,925)
*************Break-down Below*******************
Housing: -$1,450
Insurance: -$100
Car expenses: -$350
Utilities: -$300
Phone, cable, internet: -$75
Food, entertainment: -$100
Clothing, household expenses: -$200
Credit cards and other loans: -$50
Other expenses: -$300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/30/2012 6:50:35 AM |
| worthy-bid8 | $100.00 | 9/29/2012 12:21:11 PM |
| appetizing-loyalty354 | $100.00 | 9/29/2012 1:37:44 PM |
| azazle | $50.00 | 9/29/2012 1:29:10 PM |
| rate-sceptre | $25.00 | 9/29/2012 2:02:16 PM |
| JABevan | $25.00 | 9/29/2012 2:13:25 PM |
| brilliant-balance | $50.00 | 9/29/2012 2:55:22 PM |
| goat0 | $100.00 | 9/29/2012 2:22:40 PM |
| tranquil-wealth1 | $25.00 | 9/29/2012 5:12:25 PM |
| first-class-gold0 | $100.00 | 9/29/2012 2:13:23 PM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:44 PM |
| enderak | $100.00 | 9/29/2012 8:59:47 PM |
| vines99 | $25.00 | 9/29/2012 11:55:36 PM |
| economy-popcorn | $25.00 | 9/30/2012 8:05:26 AM |
| bonus-seahorse | $25.00 | 9/30/2012 11:25:58 AM |
| compatible-return120 | $25.00 | 10/1/2012 6:36:01 AM |
| greencat | $50.00 | 10/1/2012 7:04:50 AM |
| magical-loyalty679 | $25.00 | 10/1/2012 7:52:15 AM |
| Iamthewalrus | $25.00 | 10/1/2012 7:54:13 AM |
| Land_on_your_feet | $30.27 | 10/1/2012 6:16:45 AM |
| spry-felicity4 | $35.00 | 10/1/2012 10:17:48 AM |
| Miami | $25.00 | 10/1/2012 10:17:59 AM |
| HenryS | $30.00 | 10/1/2012 9:34:01 AM |
| mfdbtm | $25.00 | 10/1/2012 9:44:38 AM |
| newest-bid-britches | $100.00 | 10/1/2012 9:45:19 AM |
| benefit-lyrics9 | $33.35 | 10/1/2012 9:57:53 AM |
| YeoLenderSource | $25.00 | 10/1/2012 10:17:21 AM |
| cp-family | $50.00 | 10/1/2012 10:13:32 AM |
| dollardave | $50.00 | 10/1/2012 12:23:15 PM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:39 AM |
| worth-blanket2 | $675.00 | 10/1/2012 12:45:25 PM |
| rate-advocator7 | $100.00 | 9/29/2012 2:05:30 PM |
| green-high-five7 | $25.00 | 9/29/2012 4:52:57 PM |
| gain-bull4 | $40.00 | 9/29/2012 8:45:15 PM |
| gotjack-IRA | $25.00 | 9/29/2012 3:53:59 PM |
| pierrelasvegas | $25.00 | 9/30/2012 3:54:32 AM |
| 12Knocksinna | $25.00 | 9/30/2012 9:33:13 AM |
| nickel-karate5 | $50.00 | 9/29/2012 8:48:48 PM |
| california111 | $100.00 | 9/30/2012 11:20:50 AM |
| Rancid | $25.00 | 9/30/2012 8:22:48 AM |
| jhouman | $50.00 | 9/30/2012 8:25:54 AM |
| 08bob | $50.00 | 9/30/2012 10:36:41 AM |
| continental2 | $50.00 | 9/30/2012 11:38:02 AM |
| Sixmil | $50.00 | 9/30/2012 9:05:30 PM |
| ore-leather | $25.00 | 9/30/2012 5:42:42 PM |
| money-fort | $25.00 | 9/30/2012 9:20:46 PM |
| let_me_retire | $50.00 | 10/1/2012 3:37:23 AM |
| balanced-balance6 | $25.00 | 10/1/2012 6:26:27 AM |
| loan-heaven44 | $100.00 | 10/1/2012 9:50:28 AM |
| reasonable_usury | $50.00 | 10/1/2012 10:01:56 AM |
| dough-comforter6 | $50.00 | 10/1/2012 10:05:43 AM |
| Obiwan_Kanobi | $25.00 | 10/1/2012 9:50:01 AM |
| roadster199 | $25.00 | 10/1/2012 9:40:47 AM |
| wampum-jet0 | $25.00 | 10/1/2012 10:55:04 AM |
| trajectory8 | $25.00 | 10/1/2012 11:16:07 AM |
| gain-expert | $25.00 | 10/1/2012 9:52:00 AM |
| Renoan | $48.10 | 10/1/2012 11:34:29 AM |
| YampaQuant | $25.00 | 10/1/2012 10:06:37 AM |
| M1KID | $25.00 | 10/1/2012 11:49:00 AM |
| steady-fairness761 | $25.00 | 10/1/2012 10:16:14 AM |
| green-truth-mermaid | $30.00 | 10/1/2012 10:29:28 AM |
| prudent-loot | $25.00 | 10/1/2012 10:52:59 AM |
| dukeiyer | $25.00 | 10/1/2012 11:12:44 AM |
| interstellar | $75.00 | 10/1/2012 11:01:19 AM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:10 AM |
| compatible-deal9 | $25.00 | 10/1/2012 11:47:14 AM |
| tolerant-responsibility051 | $500.00 | 10/1/2012 11:48:46 AM |
| dollar-turtle | $30.00 | 10/1/2012 12:17:09 PM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
646869
This series of Notes was issued and sold upon the funding of the borrower loan #75291, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $60.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,846 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| calm-return286 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 27 ( 93% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 2
( 7% )
| 660-679
(Apr-2010)
|
|
Principal balance:
| $98.64 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off higher interest rate credit card balances.
My financial situation:
I am a good candidate for this loan because I am a single mother who is the sole provider for a 5 year old boy. I am frugal and responsible, but I am still paying off credit cards that I very naively opened in college. I have a current loan from prosper and I have never been late on, nor missed, a payment. I currently live with my father, so I do not pay rent, utilities, etc. However, I'm struggling to get my credit score up where it belongs so I can one day buy a house for my son and I to live in.
Monthly net income: $900
Monthly expenses: $150
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $52.09 | 9/29/2012 12:01:38 PM |
| MoneyForNothing | $40.27 | 9/29/2012 12:03:12 PM |
| CMJ-Partners | $100.00 | 9/29/2012 12:03:42 PM |
| LittleMingo | $30.00 | 9/29/2012 12:04:38 PM |
| janeybooboo | $100.00 | 9/29/2012 12:07:01 PM |
| auction-bonaza8 | $96.46 | 9/29/2012 12:11:08 PM |
| LendSoHardUniversity | $125.04 | 9/29/2012 12:01:10 PM |
| methodical-interest039 | $33.00 | 9/29/2012 12:02:07 PM |
| LENDO-CALRISSIAN | $25.00 | 9/29/2012 12:02:49 PM |
| ResQDoc | $30.11 | 9/29/2012 12:03:41 PM |
| stylish-revenue4 | $25.00 | 9/29/2012 12:06:59 PM |
| gold-sushi | $25.00 | 9/29/2012 12:02:56 PM |
| credit-missile | $125.00 | 9/29/2012 12:08:31 PM |
| ChefATL | $25.00 | 9/29/2012 12:09:55 PM |
| DasMula | $200.00 | 9/29/2012 12:02:19 PM |
| scholarly-order6 | $25.00 | 9/29/2012 12:02:40 PM |
| trumpeter391 | $200.00 | 9/29/2012 12:05:18 PM |
| bewitching-dollar5 | $100.00 | 9/29/2012 12:07:17 PM |
| palpbert | $25.00 | 9/29/2012 12:09:19 PM |
| symbiosis | $31.00 | 9/29/2012 12:09:40 PM |
| InChicago | $120.03 | 9/29/2012 12:01:39 PM |
| market-cougar3 | $50.00 | 9/29/2012 12:07:06 PM |
| enchanted-note14 | $25.00 | 9/29/2012 12:07:14 PM |
| CA-Lender | $25.00 | 9/29/2012 12:08:19 PM |
| Bob450 | $25.00 | 9/29/2012 12:08:38 PM |
| RGlad | $100.00 | 9/29/2012 12:01:36 PM |
| commerce-venture1 | $25.00 | 9/29/2012 12:02:20 PM |
| scholarly-order6 | $100.00 | 9/29/2012 12:02:31 PM |
| the-healthy-commitment | $25.00 | 9/29/2012 12:03:35 PM |
| blue-lively-platinum | $25.00 | 9/29/2012 12:03:57 PM |
| zone8 | $92.00 | 9/29/2012 12:08:54 PM |
| moneyforthehoney | $25.00 | 9/29/2012 12:09:41 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
646919
This series of Notes was issued and sold upon the funding of the borrower loan #75782, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $199.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,349 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| principal-paddle0 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to purchase a second "around town" vehicle to limit the mileage on our current car, and to payoff the remaining balance of our current car - $1,000
My financial situation:
I am a good candidate for this loan because I have made great progress in the repair of my credit, and have maintained a positive employment status during the past 8 years despite the current challenges in my industry. This loan is to improve the quality of life for my family by providing a second vehicle available - potentially even allowing for an additional income earner in the household.
Monthly net income: $3770
Monthly expenses: $2340
Housing: $600
Insurance: $90
Car expenses: $250
Utilities: $300
Phone, cable, internet: $50
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/30/2012 6:50:35 AM |
| RGlad | $150.00 | 9/29/2012 12:03:48 PM |
| silver-explorer6 | $25.00 | 9/29/2012 12:06:04 PM |
| DasMula | $25.00 | 9/29/2012 12:14:09 PM |
| zipemdown | $25.00 | 9/29/2012 12:16:25 PM |
| handy-justice | $50.00 | 9/29/2012 12:18:46 PM |
| SolarMoonshine | $25.00 | 9/29/2012 12:03:04 PM |
| Hedge-Fund | $25.00 | 9/29/2012 12:08:22 PM |
| Dave0 | $25.00 | 9/29/2012 12:49:09 PM |
| first-pragmatic-power | $25.00 | 9/29/2012 1:37:55 PM |
| azazle | $50.00 | 9/29/2012 1:25:05 PM |
| 52digital | $75.00 | 9/29/2012 2:09:06 PM |
| angelinvestor2 | $40.00 | 9/29/2012 2:01:07 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:39:35 PM |
| supreme-treasure8 | $100.00 | 9/29/2012 2:00:37 PM |
| klemer | $25.00 | 9/29/2012 4:21:40 PM |
| toblerone | $25.00 | 9/29/2012 2:37:49 PM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:45 PM |
| investment-cluster | $25.00 | 9/29/2012 4:49:33 PM |
| stock106 | $25.00 | 9/30/2012 8:07:00 AM |
| taltman | $25.00 | 9/29/2012 6:09:22 PM |
| MI2 | $2,500.00 | 9/30/2012 10:06:11 AM |
| newest-generous-income | $25.00 | 9/30/2012 12:52:49 AM |
| vutah | $25.00 | 9/30/2012 12:06:54 PM |
| jhouman | $25.00 | 9/30/2012 8:27:32 AM |
| mammalian4 | $25.00 | 9/30/2012 11:23:52 AM |
| thelovebug | $100.00 | 9/30/2012 12:30:15 PM |
| phenomenal-rate1 | $391.03 | 9/30/2012 5:17:42 PM |
| 113121 | $25.00 | 9/29/2012 5:11:57 PM |
| selector568 | $300.00 | 9/29/2012 12:08:34 PM |
| geniusj | $25.00 | 9/29/2012 12:18:15 PM |
| open-minded-p2p1 | $25.00 | 9/29/2012 12:45:14 PM |
| a-finance-nirvana | $25.00 | 9/29/2012 1:34:10 PM |
| credit-czar5 | $25.00 | 9/29/2012 1:47:19 PM |
| haplender | $50.00 | 9/29/2012 1:55:04 PM |
| WalnutCreekguy | $50.00 | 9/29/2012 1:47:14 PM |
| worth-shower8 | $100.00 | 9/29/2012 2:23:50 PM |
| jtc26 | $50.00 | 9/29/2012 4:15:47 PM |
| paradise-foothill | $53.95 | 9/29/2012 2:56:22 PM |
| gotjack-IRA | $25.02 | 9/29/2012 5:23:12 PM |
| invest-in-ed | $50.00 | 9/29/2012 11:02:27 PM |
| witty-compassion | $25.00 | 9/29/2012 8:57:22 PM |
| bonus-seahorse | $35.00 | 9/30/2012 11:18:25 AM |
| Nickle-Back | $30.00 | 9/30/2012 1:29:09 PM |
| california111 | $100.00 | 9/30/2012 4:02:27 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
646937
This series of Notes was issued and sold upon the funding of the borrower loan #75770, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $387.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 10y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,120 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| resplendent-money818 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business - Non Profit Start up
Purpose of loan: The Flying Warrior Fund - Non Profit Start up. The Flying Warrior Fund has been a dream of mine. I was a former Army Infantrymen for 9 years. One thing I never understood was why on holidays, or for emergencies I had to pay for my own ticket home. I was an E-3 making little to no money and could not see my family who I missed dearly. So our vision is to create a Non Profit that will 100% Fund Soldiers flights home on holidays, for emergencies (Death or serious illness in family), and to fly family members to their wounded soldiers who may be across the country at Walter Reed.
We currently have 2 Raffles and a Golf Tournament scheduled where we estimate bring in around $60,000 in donations.
This loan will be used for the initial funding and start up expenses for The Flying Warrior Fund Non Profit.
Lawyer Fees
501c3 Filing Paperwork
Grant Writing
Initial Fund Deposit - 3000 to fly 10 soldiers home.
Web Design
Logo Design
Raffle Tickets
Signs
Golf Balls
Advertising
Prizes
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 4500
Monthly expenses: $2300
Housing: $ 1400
Insurance: $ 100
Car expenses: $ 222
Utilities: $ 100
Phone, cable, internet: $ 100
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/2/2012 10:59:06 AM |
| azazle | $50.00 | 10/1/2012 5:11:37 PM |
| commerce-venture1 | $25.00 | 10/1/2012 5:09:20 PM |
| new-truth-chuckler | $40.00 | 10/1/2012 5:59:59 PM |
| 52digital | $75.00 | 10/1/2012 6:00:25 PM |
| the-silver-blaster | $50.00 | 10/1/2012 6:01:48 PM |
| haplender | $50.00 | 10/1/2012 5:53:54 PM |
| mindful-generosity1 | $50.00 | 10/1/2012 6:19:41 PM |
| netg | $50.00 | 10/1/2012 6:11:13 PM |
| julijask | $25.00 | 10/1/2012 7:16:27 PM |
| open-minded-p2p1 | $25.00 | 10/1/2012 7:18:28 PM |
| zipemdown | $25.00 | 10/1/2012 6:29:30 PM |
| first-pragmatic-power | $25.00 | 10/1/2012 6:57:23 PM |
| justreturns | $25.00 | 10/1/2012 6:49:03 PM |
| money-bauble | $100.00 | 10/1/2012 6:51:24 PM |
| pierrelasvegas | $25.00 | 10/1/2012 7:28:50 PM |
| blue-subtle-integrity | $75.00 | 10/2/2012 5:04:44 AM |
| gotjack-IRA | $50.00 | 10/1/2012 8:34:03 PM |
| newest-glowing-cash | $50.00 | 10/1/2012 7:21:10 PM |
| integrity-reactor4 | $100.00 | 10/1/2012 7:23:20 PM |
| EngineersAlliance | $75.00 | 10/1/2012 7:25:03 PM |
| 340 | $25.00 | 10/1/2012 10:05:12 PM |
| credit-adventurer313 | $25.00 | 10/2/2012 3:29:06 AM |
| Gregger | $25.00 | 10/2/2012 4:34:56 AM |
| flexible-rate1 | $25.00 | 10/2/2012 8:49:39 AM |
| brainy-return234 | $50.00 | 10/2/2012 9:53:45 AM |
| Scrooge_McDuck2 | $100.00 | 10/2/2012 9:31:46 AM |
| botfolio | $300.00 | 10/2/2012 10:22:13 AM |
| stocker | $25.00 | 10/2/2012 9:50:39 AM |
| progressive-economy261 | $500.00 | 10/2/2012 10:20:51 AM |
| dordee | $40.00 | 10/2/2012 11:12:16 AM |
| tolerant-dime2 | $44.00 | 10/2/2012 11:21:12 AM |
| first-integrity-gravity | $50.00 | 10/2/2012 10:38:24 AM |
| authentic-finance194 | $100.00 | 10/2/2012 12:12:51 PM |
| berniemadeoff | $25.00 | 10/2/2012 12:18:53 PM |
| historic-value7 | $200.00 | 10/2/2012 11:07:57 AM |
| dough-kitten5 | $25.00 | 10/2/2012 4:21:45 PM |
| willinvest | $25.00 | 10/2/2012 3:07:53 PM |
| best-bonafide-p2p | $25.00 | 10/1/2012 5:22:52 PM |
| income-triangulation1 | $25.00 | 10/1/2012 5:00:46 PM |
| zeeexsixare | $400.00 | 10/1/2012 5:06:56 PM |
| cattlebaron | $25.00 | 10/1/2012 5:21:37 PM |
| proper-exchange8 | $50.00 | 10/1/2012 5:47:25 PM |
| duty-viola | $30.00 | 10/1/2012 5:52:41 PM |
| zorg77 | $50.00 | 10/1/2012 5:39:19 PM |
| supreme-treasure8 | $100.00 | 10/1/2012 5:40:33 PM |
| LeReve | $500.00 | 10/1/2012 5:44:08 PM |
| kendigme | $26.65 | 10/1/2012 6:03:16 PM |
| LoanerPrincipal | $25.00 | 10/1/2012 7:25:52 PM |
| SLN-10 | $30.00 | 10/1/2012 7:33:12 PM |
| Sid-K | $25.00 | 10/1/2012 6:59:23 PM |
| networks4ever | $25.00 | 10/1/2012 7:15:50 PM |
| money-baron | $100.00 | 10/1/2012 7:19:38 PM |
| vines99 | $25.00 | 10/1/2012 9:56:50 PM |
| return-enforcer5 | $25.00 | 10/2/2012 8:06:00 AM |
| bold-wampum-compadre | $100.00 | 10/2/2012 9:35:12 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:09 AM |
| MI2 | $5,000.00 | 10/2/2012 10:29:52 AM |
| kulender | $50.00 | 10/2/2012 1:40:12 PM |
| Weaverville | $25.00 | 10/2/2012 2:18:38 PM |
| Toastmaster007 | $35.00 | 10/2/2012 12:35:45 PM |
| kendigme | $50.00 | 10/2/2012 5:07:02 PM |
| gimincorp | $25.00 | 10/2/2012 2:17:36 PM |
| spark548 | $100.00 | 10/2/2012 5:08:12 PM |
| treasure-palace661 | $350.00 | 10/2/2012 5:32:06 PM |
| Index_Plus | $3,129.35 | 10/2/2012 5:42:05 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
646969
This series of Notes was issued and sold upon the funding of the borrower loan #75297, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $213.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 37
/
31 | Length of status: | 11y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 107 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,172 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| benefit-motivator6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2011)
|
|
Principal balance:
| $3,320.64 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,950.00 | 9/27/2012 1:38:46 PM |
| historic-value7 | $200.00 | 9/27/2012 1:57:50 PM |
| tomdooley12520 | $25.00 | 9/27/2012 1:58:56 PM |
| community-burrito9 | $25.00 | 9/27/2012 2:04:14 PM |
| convergentthinker | $300.00 | 9/27/2012 1:58:53 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
646987
This series of Notes was issued and sold upon the funding of the borrower loan #75538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $467.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 11y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,449 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| inspiring-investment252 |
Borrower's state:
| Wyoming |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Bill payoff and home remodel
Purpose of loan:
This loan will be used to...
payoff an installment loan and add a bathroom in my basement
My financial situation:
I am a good candidate for this loan because...
I have a good credit score and I paid off my last loan through prosper early
Monthly net income: $5800.00
Monthly expenses: $
Housing: $1387.00
Insurance: $40.00
Car expenses: $50.00
Utilities: $200.00
Phone, cable, internet: $150.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 9/27/2012 5:02:54 PM |
| LittleMingo | $25.00 | 9/27/2012 5:04:10 PM |
| credit-missile | $100.00 | 9/27/2012 5:05:30 PM |
| 52digital | $75.00 | 9/27/2012 5:01:00 PM |
| historic-value7 | $200.00 | 9/27/2012 5:06:05 PM |
| NekHoldings | $25.00 | 9/27/2012 5:06:19 PM |
| friendly-gold | $25.00 | 9/27/2012 5:01:32 PM |
| worth-blanket2 | $13,500.00 | 9/27/2012 5:02:06 PM |
| MoneyForNothing | $25.04 | 9/27/2012 5:06:37 PM |
| janeybooboo | $75.00 | 9/27/2012 5:02:34 PM |
| vutah | $25.00 | 9/27/2012 5:04:18 PM |
| credit-missile | $125.00 | 9/27/2012 5:03:58 PM |
| Bob450 | $25.00 | 9/27/2012 5:01:55 PM |
| understanding-dollar67 | $25.00 | 9/27/2012 5:01:05 PM |
| Splangy613 | $25.00 | 9/27/2012 5:01:39 PM |
| RGlad | $200.00 | 9/27/2012 5:02:21 PM |
| lowrater | $50.70 | 9/27/2012 5:02:30 PM |
| handy-justice | $50.00 | 9/27/2012 5:02:54 PM |
| hillerod | $26.27 | 9/27/2012 5:06:38 PM |
| phenomenal-rate1 | $500.00 | 9/27/2012 5:07:10 PM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
647001
This series of Notes was issued and sold upon the funding of the borrower loan #75372, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 6 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
15 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,434 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-economy-hickory |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 5 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fabulous-community4 | $50.00 | 9/29/2012 12:30:04 PM |
| DasMula | $100.00 | 9/29/2012 12:02:03 PM |
| LENDO-CALRISSIAN | $50.00 | 9/29/2012 12:03:47 PM |
| community-burrito9 | $35.00 | 9/29/2012 12:26:06 PM |
| drcoop | $25.00 | 9/29/2012 12:06:01 PM |
| MoneyForNothing | $25.05 | 9/29/2012 12:06:28 PM |
| cnovak | $25.00 | 9/29/2012 12:02:19 PM |
| Bob450 | $25.00 | 9/29/2012 12:09:00 PM |
| bob450-roth | $25.00 | 9/29/2012 12:15:09 PM |
| zipemdown | $25.00 | 9/29/2012 12:16:25 PM |
| networks4ever | $25.00 | 9/29/2012 1:07:42 PM |
| tolerant-responsibility051 | $2,000.00 | 9/29/2012 1:10:08 PM |
| nex | $25.00 | 9/29/2012 12:42:53 PM |
| Dont_Worry_Be_Happy | $25.00 | 9/29/2012 12:47:48 PM |
| genius520 | $100.00 | 9/29/2012 1:06:56 PM |
| dukeiyer | $25.00 | 9/29/2012 12:53:25 PM |
| azazle | $50.00 | 9/29/2012 1:17:03 PM |
| LittleMingo | $30.00 | 9/29/2012 12:07:01 PM |
| yield-lion2 | $50.00 | 9/29/2012 12:45:48 PM |
| RGlad | $100.00 | 9/29/2012 12:02:04 PM |
| let_me_retire | $96.87 | 9/29/2012 12:09:24 PM |
| Bad_Debt | $25.86 | 9/29/2012 12:31:05 PM |
| NekHoldings | $25.00 | 9/29/2012 12:10:13 PM |
| lowrater | $50.60 | 9/29/2012 12:04:27 PM |
| handy-justice | $100.00 | 9/29/2012 12:14:02 PM |
| economy-shrubbery6 | $25.00 | 9/29/2012 12:16:57 PM |
| Dave0 | $25.00 | 9/29/2012 12:49:09 PM |
| deal-galleon | $25.00 | 9/29/2012 12:17:58 PM |
| finance-prescription | $100.00 | 9/29/2012 12:27:59 PM |
| interest-agave | $25.00 | 9/29/2012 12:15:29 PM |
| power-chihuahua | $25.00 | 9/29/2012 12:30:48 PM |
| careful-vigilance4 | $25.00 | 9/29/2012 12:17:35 PM |
| asiaratt | $43.00 | 9/29/2012 12:41:25 PM |
| octoberfresh | $25.00 | 9/29/2012 12:36:00 PM |
| cp-family | $34.00 | 9/29/2012 12:38:50 PM |
| BankofRon_IRA | $100.00 | 9/29/2012 12:39:45 PM |
| DoctorJoe | $25.00 | 9/29/2012 12:47:51 PM |
| money-baron | $100.00 | 9/29/2012 1:09:56 PM |
| Comoparklender | $25.00 | 9/29/2012 1:10:40 PM |
| AAnderson1750 | $200.00 | 9/29/2012 1:21:21 PM |
| GGreg799 | $25.00 | 9/29/2012 1:12:11 PM |
| bullincage | $25.00 | 9/29/2012 1:21:42 PM |
| paytonbrigadier | $59.62 | 9/29/2012 1:22:11 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
647035
This series of Notes was issued and sold upon the funding of the borrower loan #75360, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 10 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,345 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| octosincity |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 65 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $16,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2011)
640-659
(Jul-2010)
700-719
(Jun-2010)
560-579
(Aug-2008)
|
|
Principal balance:
| $5,242.29 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 65 | | |
Description
Delete some Debt and eBay the Rest
Purpose of loan: To get some of my credit card debt down so I can get my new eBay business going.
This loan will be used to...I have sold some items, but I need the money to get some inventory and to pay them fees. My online store was not going the way I planned, but eBay - I know - will be lucrative.
My financial situation:
I am a good candidate for this loan because...This is my 4th, and final loan on this site. I am hoping to one day be able to pay back by loaning money to others. I feel for people that need money. I hope one day to not have that feeling.
Monthly net income: $ 5775
Monthly expenses: $ 2000
Housing: $ 700
Insurance: $ 111
Car expenses: $ 500
Utilities: $ 0
Phone, cable, internet: $ 100
Food, entertainment: $ 600
Clothing, household expenses: $ 50
Credit cards and other loans: $ 800
Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| school-loan-gambler | $500.00 | 9/28/2012 9:01:35 AM |
| marinbb | $100.00 | 9/28/2012 9:02:28 AM |
| marinbb | $25.00 | 9/28/2012 9:04:08 AM |
| credit-missile | $25.00 | 9/28/2012 9:03:02 AM |
| quantum_leap | $42.81 | 9/28/2012 9:02:15 AM |
| NekHoldings | $25.00 | 9/28/2012 9:03:08 AM |
| papaloha | $222.00 | 9/28/2012 9:03:18 AM |
| Plow_n_Sow | $25.00 | 9/28/2012 9:06:27 AM |
| historic-value7 | $200.00 | 9/28/2012 9:09:39 AM |
| green-high-five7 | $25.00 | 9/28/2012 9:18:02 AM |
| fantastic-contract1 | $300.00 | 9/28/2012 9:01:35 AM |
| the-respectful-transaction | $25.00 | 9/28/2012 9:02:37 AM |
| gain-equator | $25.00 | 9/28/2012 9:03:28 AM |
| lowrater | $75.80 | 9/28/2012 9:03:44 AM |
| LENDO-CALRISSIAN | $25.00 | 9/28/2012 9:10:13 AM |
| frantic-retirement | $100.00 | 9/28/2012 9:01:37 AM |
| trumpeter5 | $25.00 | 9/28/2012 9:02:08 AM |
| adaptable-return21 | $25.00 | 9/28/2012 9:02:31 AM |
| handy-justice | $50.00 | 9/28/2012 9:08:57 AM |
| generous-deal6 | $25.00 | 9/28/2012 9:09:51 AM |
| tolerant-responsibility051 | $42.77 | 9/28/2012 9:19:45 AM |
| 113121 | $25.00 | 9/28/2012 9:05:19 AM |
| credit-missile | $75.00 | 9/28/2012 9:02:51 AM |
| fascinating-generosity3 | $100.00 | 9/28/2012 9:01:36 AM |
| LittleMingo | $50.00 | 9/28/2012 9:12:03 AM |
| Feyenoord | $30.00 | 9/28/2012 9:03:01 AM |
| adaptable-return21 | $25.00 | 9/28/2012 9:05:14 AM |
| Tyrion31 | $25.00 | 9/28/2012 9:05:49 AM |
| green-trade-dolphin | $25.03 | 9/28/2012 9:10:34 AM |
| myutmost | $60.00 | 9/28/2012 9:14:56 AM |
| 10jwbajore | $66.94 | 9/28/2012 9:16:25 AM |
| MStax | $250.00 | 9/28/2012 9:16:44 AM |
| Dusigrosz | $344.00 | 9/28/2012 9:01:34 AM |
| newest-currency-vibrato | $25.00 | 9/28/2012 9:03:07 AM |
| Dusigrosz | $400.00 | 9/28/2012 9:03:10 AM |
| RGlad | $100.00 | 9/28/2012 9:04:01 AM |
| competent-commitment5 | $25.00 | 9/28/2012 9:06:21 AM |
| kain11286 | $75.00 | 9/28/2012 9:11:50 AM |
| MoneyForNothing | $65.65 | 9/28/2012 9:02:37 AM |
| thorough-payout8 | $25.00 | 9/28/2012 9:03:18 AM |
| MStax | $250.00 | 9/28/2012 9:17:49 AM |
| thorough-payout8 | $25.00 | 9/28/2012 9:06:07 AM |
| ALANGREANSPAN | $25.00 | 9/28/2012 9:11:37 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
647083
This series of Notes was issued and sold upon the funding of the borrower loan #75342, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $148.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $894 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| silver-equalizer8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Home Improvement
This loan will be used to... Re-model my bathroom and fix my broken AC/ Heating unit
My financial situation: Is now very good. I make $90,000 a year as a single person and own my own home.
I am a good candidate for this loan because... I am able to make the monthly payments easily with my income.
Monthly net income: $5,000
Monthly expenses: $
Housing: $1350 mortgage payment
Insurance: $89
Car expenses: $399 car payment
Utilities: $150
Phone, cable, internet: $130
Food, entertainment: $1250
Clothing, household expenses: $350
Credit cards and other loans: $175
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $25.00 | 9/28/2012 5:02:31 PM |
| LendingPimp_2 | $100.00 | 9/28/2012 5:08:50 PM |
| handy-justice | $50.00 | 9/28/2012 5:11:02 PM |
| azazle | $50.00 | 9/28/2012 5:12:20 PM |
| WalnutCreekguy | $50.00 | 9/28/2012 5:20:59 PM |
| progressive-economy261 | $500.00 | 9/28/2012 5:36:02 PM |
| justasoldier | $150.00 | 9/28/2012 6:11:35 PM |
| 52digital | $75.00 | 9/28/2012 5:32:04 PM |
| selector568 | $300.00 | 9/28/2012 5:44:03 PM |
| geniusj | $25.00 | 9/28/2012 5:36:16 PM |
| rate-advocator7 | $100.00 | 9/28/2012 5:37:14 PM |
| RGlad | $150.00 | 9/28/2012 6:04:28 PM |
| benevolent-marketplace4 | $1,327.00 | 9/28/2012 6:11:55 PM |
| Makingitrain | $25.00 | 9/28/2012 6:09:35 PM |
| phenomenal-rate1 | $298.00 | 9/28/2012 5:06:12 PM |
| 1stPlace | $100.00 | 9/28/2012 5:26:13 PM |
| appetizing-loyalty354 | $100.00 | 9/28/2012 5:06:58 PM |
| green-high-five7 | $25.00 | 9/28/2012 5:07:37 PM |
| bonus-demon | $25.00 | 9/28/2012 5:48:45 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:19:10 PM |
| LeReve | $500.00 | 9/28/2012 5:25:47 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:08:45 PM |
| supreme-treasure8 | $100.00 | 9/28/2012 5:44:17 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:19 PM |
| ethical-truth211 | $200.00 | 9/28/2012 6:03:28 PM |
| RGlad | $50.00 | 9/28/2012 6:04:42 PM |
| MyPFBlog | $25.00 | 9/28/2012 6:00:59 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
647087
This series of Notes was issued and sold upon the funding of the borrower loan #75498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1984 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 6m |
|
Amount delinquent:
| $133 |
Total credit lines:
| 34 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $196 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| established-credit548 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Business
This loan will be used to...pay business expenses
My financial situation:
I am a good candidate for this loan because...before my financial crises in 2009, I had a great credit history and have maintained one since 2009.
Monthly net income: $2600
Monthly expenses: $2450
Housing: $929
Insurance: $52
Car expenses: $460
Utilities: $62
Phone, cable, internet: $189
Food, entertainment: $280
Clothing, household expenses: $320
Credit cards and other loans: $40
Other expenses: $118
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| continental2 | $50.00 | 9/30/2012 3:58:00 PM |
| hopeful_lender | $100.00 | 9/30/2012 1:57:39 PM |
| california111 | $50.00 | 9/30/2012 3:52:21 PM |
| pierrelasvegas | $25.00 | 10/1/2012 12:15:54 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:43 AM |
| responsibility-butterfly | $25.00 | 10/1/2012 9:32:01 AM |
| cp-family | $50.00 | 10/1/2012 10:13:35 AM |
| tolerant-responsibility051 | $500.00 | 10/1/2012 11:48:48 AM |
| worth-blanket2 | $3,152.00 | 10/1/2012 1:09:55 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
647117
This series of Notes was issued and sold upon the funding of the borrower loan #75695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-30-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $148.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,573 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| integrityasaurus4 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to buy a car and get it on the road for my son
My financial situation:
I am a good candidate for this loan because I always pay my loans on time and I have help to pay the loan off
The only mark I have is because of co-signing which I will not do again
Monthly net income: $1086
Monthly expenses: $547 total
Housing: $340
Insurance: $0
Car expenses: $0
Utilities: $50
Phone, cable, internet: $107
Food, entertainment: $Food Stamp (180)
Clothing, household expenses: $0
Credit cards and other loans: $50
Other expenses: $0
(son helps pay expenses)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| auction-bonaza8 | $100.00 | 9/30/2012 12:09:38 PM |
| azazle | $50.00 | 9/30/2012 12:49:55 PM |
| antlr | $25.00 | 9/30/2012 1:05:17 PM |
| supreme-treasure8 | $100.00 | 9/30/2012 1:08:30 PM |
| bellaquito | $500.00 | 9/30/2012 12:13:35 PM |
| 52digital | $75.00 | 9/30/2012 12:08:07 PM |
| Investor_DP | $200.00 | 9/30/2012 1:40:34 PM |
| tolerant-responsibility051 | $2,000.00 | 9/30/2012 12:27:54 PM |
| octoberfresh | $25.00 | 9/30/2012 12:17:12 PM |
| zipemdown | $25.00 | 9/30/2012 12:22:10 PM |
| Bob450 | $25.00 | 9/30/2012 4:51:35 PM |
| WalnutCreekguy | $50.00 | 9/30/2012 1:00:14 PM |
| haplender | $50.00 | 9/30/2012 12:49:10 PM |
| credit-czar5 | $25.00 | 9/30/2012 1:16:13 PM |
| money-baron | $100.00 | 9/30/2012 1:38:20 PM |
| first-pragmatic-power | $25.00 | 9/30/2012 1:45:13 PM |
| transparency-position | $63.00 | 9/30/2012 2:20:42 PM |
| thrilling-fund427 | $50.00 | 9/30/2012 5:18:48 PM |
| sensible-fund | $25.00 | 9/30/2012 5:29:05 PM |
| LeReve | $500.00 | 9/30/2012 5:35:39 PM |
| gold-sushi | $25.00 | 9/30/2012 12:11:56 PM |
| Dave0 | $25.00 | 9/30/2012 12:12:10 PM |
| networks4ever | $25.00 | 9/30/2012 1:26:38 PM |
| integrity-reactor4 | $100.00 | 9/30/2012 1:38:42 PM |
| duty-viola | $35.00 | 9/30/2012 12:29:09 PM |
| MyPFBlog | $25.00 | 9/30/2012 12:32:51 PM |
| jazzlender | $25.00 | 9/30/2012 12:51:57 PM |
| point653 | $25.00 | 9/30/2012 12:39:44 PM |
| Elefunt | $25.00 | 9/30/2012 12:54:18 PM |
| COCHINOBOY | $60.00 | 9/30/2012 5:27:16 PM |
| coyone | $50.00 | 9/30/2012 12:56:25 PM |
| unconquerable-cash | $25.00 | 9/30/2012 6:44:04 PM |
| mlpinz | $25.00 | 9/30/2012 7:12:14 PM |
| Engineer44 | $30.00 | 9/30/2012 2:11:19 PM |
| pierrelasvegas | $25.00 | 9/30/2012 1:42:10 PM |
| lovely-order7 | $25.00 | 9/30/2012 2:16:37 PM |
| california111 | $100.00 | 9/30/2012 4:02:30 PM |
| speedy-peso1 | $100.00 | 9/30/2012 5:30:44 PM |
| Index_Plus | $237.00 | 9/30/2012 7:27:10 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
647189
This series of Notes was issued and sold upon the funding of the borrower loan #75626, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 21.59% |
Borrower rate/APR:
| 22.59% / 26.40% |
Monthly payment:
| $577.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.07% | | |
| |
Estimated return*:
| 11.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 28y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,410 | Stated income: | $0 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ECS--INVESTMENTS-AND-LOANS |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 6 |
On-time:
| 38 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $32,600.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2011)
680-699
(Jul-2010)
660-679
(Feb-2010)
660-679
(Jul-2009)
|
|
Principal balance:
| $7,692.33 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 38 | | |
Description
Debt consolidation
Purpose of loan: pay off old prosper and credit card
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... paid off over 30,000 dollars in prosper loan and never even a day late.this loan will make it close to 50,000 thousand dollars.
Monthly net income: $10,000
Monthly expenses: $4,000
Housing: $0 paid off
Insurance: $500
Car expenses: $400 lease
Utilities: $400
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $4,000
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 9/30/2012 4:20:30 PM |
| Laxa | $25.00 | 9/30/2012 12:01:06 PM |
| melodious-fairness | $50.00 | 9/30/2012 12:06:14 PM |
| 52digital | $75.00 | 9/30/2012 12:08:08 PM |
| loan-master1 | $25.00 | 9/30/2012 12:10:08 PM |
| Assets-Up | $25.00 | 9/30/2012 12:22:57 PM |
| transaction-hugger4 | $100.00 | 9/30/2012 12:23:39 PM |
| thankful-nickel2 | $55.55 | 9/30/2012 12:28:28 PM |
| genuine-euro9 | $35.00 | 9/30/2012 12:51:49 PM |
| first-pragmatic-power | $25.00 | 9/30/2012 12:56:03 PM |
| discrete-gold579 | $50.00 | 9/30/2012 1:02:21 PM |
| pureIRA | $150.00 | 9/30/2012 1:06:54 PM |
| melodious-capital3 | $41.22 | 9/30/2012 1:18:02 PM |
| LendSoHardUniversity | $125.04 | 9/30/2012 12:01:06 PM |
| trumpeter5 | $25.00 | 9/30/2012 12:01:38 PM |
| tolerant-currency6 | $25.00 | 9/30/2012 12:18:13 PM |
| moola-accelerator6 | $50.00 | 9/30/2012 12:06:42 PM |
| industrious-currency | $25.00 | 9/30/2012 1:40:27 PM |
| JeremyLinFan | $40.00 | 9/30/2012 12:26:22 PM |
| bellaquito | $500.00 | 9/30/2012 12:13:35 PM |
| sunwell | $50.00 | 9/30/2012 12:14:11 PM |
| susurrus | $100.00 | 9/30/2012 12:38:23 PM |
| point653 | $25.00 | 9/30/2012 12:39:44 PM |
| promise2 | $25.00 | 9/30/2012 3:30:34 PM |
| scholarly-order6 | $100.00 | 9/30/2012 12:42:12 PM |
| deal-seagull7 | $45.00 | 9/30/2012 12:44:05 PM |
| return-grizzly | $100.00 | 9/30/2012 12:46:28 PM |
| unassailable-fund | $40.00 | 9/30/2012 12:31:11 PM |
| productive-note2 | $50.00 | 9/30/2012 12:57:09 PM |
| phenomenal-rate1 | $500.00 | 9/30/2012 5:17:44 PM |
| AF-Chief | $25.00 | 9/30/2012 12:59:54 PM |
| sensible-fund | $30.00 | 9/30/2012 5:24:38 PM |
| virtuous-repayment | $25.00 | 9/30/2012 1:04:27 PM |
| azazle | $25.00 | 9/30/2012 12:52:49 PM |
| Feyenoord | $30.00 | 9/30/2012 1:04:57 PM |
| glimmering-commerce452 | $25.00 | 9/30/2012 1:08:21 PM |
| supreme-treasure8 | $100.00 | 9/30/2012 1:08:30 PM |
| LeReve | $500.00 | 9/30/2012 5:35:40 PM |
| crw1950 | $50.00 | 9/30/2012 5:42:00 PM |
| Vaanolo | $25.00 | 9/30/2012 6:09:44 PM |
| shawnw2 | $325.00 | 9/30/2012 1:24:02 PM |
| halothane_logic | $75.00 | 9/30/2012 1:42:06 PM |
| dime-sprout | $25.00 | 9/30/2012 1:52:43 PM |
| LoanerPrincipal | $25.00 | 9/30/2012 2:02:53 PM |
| money-baron-roth-IRA | $50.00 | 9/30/2012 2:04:44 PM |
| respectful-dough429 | $75.00 | 9/30/2012 1:38:59 PM |
| money-baron | $100.00 | 9/30/2012 2:06:09 PM |
| wise-charming-reward | $200.00 | 9/30/2012 1:39:15 PM |
| gotjack-IRA | $100.03 | 9/30/2012 2:33:39 PM |
| youthful-currency959 | $100.00 | 9/30/2012 2:20:19 PM |
| first-dinero-paladin | $75.00 | 9/30/2012 3:52:32 PM |
| courteous-note1 | $25.00 | 9/30/2012 3:09:41 PM |
| didibagle | $50.00 | 9/30/2012 3:26:37 PM |
| one-midas | $35.00 | 9/30/2012 4:32:23 PM |
| SB94114 | $25.00 | 9/30/2012 5:02:22 PM |
| green-high-five7 | $25.00 | 9/30/2012 4:31:37 PM |
| voipguy88 | $50.00 | 9/30/2012 4:40:13 PM |
| orange-spiritual-contract | $100.00 | 9/30/2012 5:24:56 PM |
| ethicalhumanist | $100.00 | 9/30/2012 5:31:06 PM |
| natural-liberty4 | $200.00 | 9/30/2012 5:32:46 PM |
| thrilling-exchange36 | $25.00 | 9/30/2012 5:38:07 PM |
| benefit-trident | $25.00 | 9/30/2012 5:53:41 PM |
| ultimate-wealth7 | $25.00 | 9/30/2012 6:06:42 PM |
| appetizing-point5 | $30.00 | 9/30/2012 6:35:11 PM |
| attentive-coin4 | $200.00 | 9/30/2012 6:37:32 PM |
| Index_Plus | $5,000.00 | 9/30/2012 7:27:10 PM |
| debt-system880 | $25.00 | 9/30/2012 7:25:11 PM |
| payout-paladin3 | $100.00 | 9/30/2012 7:43:27 PM |
| fcrick | $25.00 | 9/30/2012 12:32:07 PM |
| LittleMingo | $30.00 | 9/30/2012 1:30:07 PM |
| RGlad | $100.00 | 9/30/2012 12:03:24 PM |
| lowrater | $50.60 | 9/30/2012 12:06:40 PM |
| auction-bonaza8 | $100.00 | 9/30/2012 12:09:38 PM |
| panther757 | $25.00 | 9/30/2012 12:17:45 PM |
| duty-viola | $35.00 | 9/30/2012 12:29:10 PM |
| haplender | $50.00 | 9/30/2012 12:49:11 PM |
| antlr | $25.00 | 9/30/2012 1:05:17 PM |
| MoneyForNothing | $25.38 | 9/30/2012 12:05:08 PM |
| tnjohnso | $25.00 | 9/30/2012 1:09:01 PM |
| credit-czar5 | $25.00 | 9/30/2012 1:16:13 PM |
| green-trade-dolphin | $90.02 | 9/30/2012 12:01:07 PM |
| nuetron | $25.00 | 9/30/2012 12:01:20 PM |
| SLN-10 | $100.00 | 9/30/2012 12:04:13 PM |
| Nipper99 | $100.00 | 9/30/2012 1:32:29 PM |
| pierrelasvegas | $25.00 | 9/30/2012 1:42:11 PM |
| JayIsABear | $25.00 | 9/30/2012 1:42:48 PM |
| Dave0 | $25.00 | 9/30/2012 12:12:10 PM |
| wonderous-principal083 | $25.00 | 9/30/2012 12:13:52 PM |
| chererat | $25.00 | 9/30/2012 2:01:01 PM |
| the-respectful-transaction | $25.00 | 9/30/2012 12:17:21 PM |
| GGreg799 | $25.00 | 9/30/2012 12:17:39 PM |
| thrifty-capital | $28.00 | 9/30/2012 2:37:05 PM |
| zipemdown | $25.00 | 9/30/2012 12:22:11 PM |
| five-star-note | $200.00 | 9/30/2012 12:41:54 PM |
| Banker2OO7 | $75.00 | 9/30/2012 12:45:34 PM |
| continental2 | $50.00 | 9/30/2012 3:58:00 PM |
| california111 | $100.00 | 9/30/2012 4:02:30 PM |
| persist_in_doing | $25.00 | 9/30/2012 12:53:22 PM |
| HenlopenCapital | $25.00 | 9/30/2012 5:16:04 PM |
| orchestra960 | $92.00 | 9/30/2012 5:19:00 PM |
| WalnutCreekguy | $50.00 | 9/30/2012 1:00:15 PM |
| jazzlender | $25.00 | 9/30/2012 12:51:57 PM |
| special-dinero553 | $25.00 | 9/30/2012 5:26:27 PM |
| Thunderswan | $100.00 | 9/30/2012 5:33:45 PM |
| well-mannered-income3 | $120.00 | 9/30/2012 1:07:11 PM |
| betterthanstock | $100.00 | 9/30/2012 5:56:15 PM |
| nashibaksi | $30.00 | 9/30/2012 6:23:08 PM |
| grammaspurse | $25.00 | 9/30/2012 6:25:12 PM |
| quantum_leap | $32.24 | 9/30/2012 1:27:18 PM |
| EFS | $200.00 | 9/30/2012 1:13:42 PM |
| Wangchuk | $25.01 | 9/30/2012 1:15:56 PM |
| janeybooboo | $25.25 | 9/30/2012 1:32:13 PM |
| Investor_DP | $200.00 | 9/30/2012 1:40:34 PM |
| jubilant-agreement0 | $25.00 | 9/30/2012 1:25:23 PM |
| Laissez-faire | $50.00 | 9/30/2012 1:47:59 PM |
| open-minded-p2p1 | $25.00 | 9/30/2012 1:57:25 PM |
| new-gold-wrangler | $1,000.00 | 9/30/2012 1:45:15 PM |
| OK_Loans | $25.00 | 9/30/2012 2:08:15 PM |
| brondero | $81.00 | 9/30/2012 2:22:05 PM |
| rutzebach | $100.00 | 9/30/2012 3:00:47 PM |
| rbgnr111 | $25.00 | 9/30/2012 4:22:18 PM |
| fuse136 | $25.00 | 9/30/2012 3:58:58 PM |
| Wish-Granted | $25.88 | 9/30/2012 5:10:05 PM |
| abundanceforever | $52.50 | 9/30/2012 5:25:42 PM |
| Impact_Vector | $25.00 | 9/30/2012 4:55:47 PM |
| speedy-peso1 | $100.00 | 9/30/2012 5:30:44 PM |
| bullish2bearish | $96.42 | 9/30/2012 5:52:20 PM |
| DasMula | $100.00 | 9/30/2012 7:04:37 PM |
| Detour11 | $25.00 | 9/30/2012 7:17:20 PM |
| foldingbenny2 | $50.00 | 9/30/2012 7:35:14 PM |
| just-finance2 | $50.00 | 9/30/2012 7:26:13 PM |
| URBANCAPITAL | $3.86 | 9/30/2012 7:52:22 PM |
| 132 Investments
|
Borrower Payment Dependent Notes Series
647193
This series of Notes was issued and sold upon the funding of the borrower loan #75489, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,173 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unassailable-p2ploan181 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
My wife is needing to have a root canal done and this will be such a blessing .thanks
My financial situation: I am currently employed
I am a good candidate for this loan because...I will pay this back monthly
Monthly net income: $4500
Monthly expenses: $3500
Housing: $1000
Insurance: $450
Car expenses: $1500
Utilities: $300
Phone, cable, internet: $350
Food, entertainment: $300
Clothing, household expenses: $400
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bewitching-dollar5 | $100.00 | 10/1/2012 5:15:23 PM |
| income-triangulation1 | $25.00 | 10/1/2012 5:01:27 PM |
| MG_Holdings | $25.00 | 10/1/2012 5:14:18 PM |
| majestic-note6 | $150.00 | 10/1/2012 5:38:34 PM |
| riveting-credit5 | $25.00 | 10/1/2012 5:28:17 PM |
| best-bonafide-p2p | $25.00 | 10/1/2012 5:23:44 PM |
| openness-antioxidant | $75.00 | 10/1/2012 5:38:40 PM |
| Free-the-usa-1776 | $25.00 | 10/1/2012 5:47:20 PM |
| netg | $50.00 | 10/1/2012 6:10:21 PM |
| tranquil-gain1 | $75.00 | 10/1/2012 6:46:41 PM |
| julijask | $25.00 | 10/1/2012 7:07:48 PM |
| scoobiedoo | $25.00 | 10/2/2012 4:43:59 AM |
| LaGrangeLender | $40.00 | 10/2/2012 6:11:25 AM |
| sincerlyyours | $100.00 | 10/1/2012 9:05:15 PM |
| yield-hut | $25.00 | 10/2/2012 4:38:30 AM |
| herschelw | $100.00 | 10/2/2012 12:26:55 AM |
| serene-capital | $25.00 | 10/2/2012 1:03:49 AM |
| let_me_retire | $100.00 | 10/2/2012 3:51:09 AM |
| 168RichCapital | $25.10 | 10/2/2012 6:27:48 AM |
| fountain355 | $25.00 | 10/2/2012 5:04:35 AM |
| Frover | $7.90 | 10/2/2012 6:29:24 AM |
| azazle | $50.00 | 10/1/2012 5:08:24 PM |
| pmj453 | $27.00 | 10/1/2012 5:50:31 PM |
| competent-commitment5 | $25.00 | 10/1/2012 6:19:11 PM |
| credit-maverick1 | $50.00 | 10/1/2012 7:38:28 PM |
| money-baron | $100.00 | 10/1/2012 7:06:20 PM |
| SolarMoonshine | $25.00 | 10/1/2012 7:13:12 PM |
| Zingaro | $25.00 | 10/1/2012 6:50:54 PM |
| KB-IRA | $100.00 | 10/1/2012 10:07:53 PM |
| bold-gold-relaxation | $200.00 | 10/1/2012 8:12:23 PM |
| Relaxo | $300.00 | 10/2/2012 6:21:29 AM |
| Core-Marketing | $25.00 | 10/2/2012 5:08:10 AM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
647225
This series of Notes was issued and sold upon the funding of the borrower loan #75602, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Sep-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 26.70% |
Borrower rate/APR:
| 27.70% / 31.63% |
Monthly payment:
| $123.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.48% | | |
| |
Estimated return*:
| 12.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $504 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peace-prodigy6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Vacation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6000
Monthly expenses: $2300
Housing: $1200
Insurance: $150
Car expenses: $350
Utilities: $300
Phone, cable, internet: $55
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $25
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| yield-lion2 | $100.00 | 9/30/2012 12:01:21 PM |
| fabulous-community4 | $75.00 | 9/30/2012 12:02:33 PM |
| 52digital | $75.00 | 9/30/2012 12:08:08 PM |
| Dave0 | $25.00 | 9/30/2012 12:12:10 PM |
| lowrater | $50.50 | 9/30/2012 12:02:08 PM |
| MoneyForNothing | $25.02 | 9/30/2012 12:02:52 PM |
| melodious-fairness | $50.00 | 9/30/2012 12:06:14 PM |
| zipemdown | $25.00 | 9/30/2012 12:22:11 PM |
| GGreg799 | $25.00 | 9/30/2012 12:17:39 PM |
| sweety075 | $25.00 | 9/30/2012 12:22:58 PM |
| BankofRon_IRA | $100.00 | 9/30/2012 12:28:32 PM |
| credit-missile | $125.00 | 9/30/2012 12:21:05 PM |
| RGlad | $100.00 | 9/30/2012 12:02:57 PM |
| wonderous-principal083 | $25.00 | 9/30/2012 12:13:52 PM |
| lucrative-loan | $150.00 | 9/30/2012 12:01:57 PM |
| vutah | $25.00 | 9/30/2012 12:03:11 PM |
| tolerant-responsibility051 | $2,000.00 | 9/30/2012 12:27:54 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
647229
This series of Notes was issued and sold upon the funding of the borrower loan #75733, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-30-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 31.58% |
Borrower rate/APR:
| 32.58% / 35.37% |
Monthly payment:
| $67.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.13% | | |
| |
Estimated return*:
| 15.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 11m |
|
Amount delinquent:
| $2,794 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,109 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| camaraderi-jam8 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dave0 | $25.00 | 9/30/2012 12:12:11 PM |
| 52digital | $75.00 | 9/30/2012 12:08:08 PM |
| zipemdown | $25.00 | 9/30/2012 12:22:11 PM |
| tolerant-responsibility051 | $1,875.00 | 9/30/2012 12:27:54 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
647277
This series of Notes was issued and sold upon the funding of the borrower loan #75724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-30-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $161.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
9 | Length of status: | 8y 5m |
|
Amount delinquent:
| $1,749 |
Total credit lines:
| 42 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $982 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gabemeister |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: I want to finish paying off smaller debt
This loan will be used to...pay off final credit card bills and car note
My financial situation:
I am a good candidate for this loan because...i have been reducing my debt and raising my credit score!
Monthly net income: $4200
Monthly expenses: $300
Housing: $1050
Insurance: $165
Car expenses: $200
Utilities: $250
Phone, cable, internet: $175
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $950
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $25.00 | 9/30/2012 12:02:53 PM |
| first-balance-neutron | $50.00 | 9/30/2012 12:02:55 PM |
| first-pragmatic-power | $25.00 | 9/30/2012 1:45:13 PM |
| Dave0 | $25.00 | 9/30/2012 12:12:11 PM |
| california111 | $100.00 | 9/30/2012 4:02:30 PM |
| toblerone | $25.00 | 9/30/2012 1:39:09 PM |
| CJMC | $25.00 | 9/30/2012 7:40:47 PM |
| BankofRon_IRA | $100.00 | 9/30/2012 1:51:56 PM |
| SLN-10 | $30.00 | 9/30/2012 2:01:47 PM |
| proper-exchange8 | $100.00 | 9/30/2012 11:41:03 PM |
| platinum-exec1 | $50.00 | 10/1/2012 5:55:48 AM |
| LeReve | $500.00 | 9/30/2012 5:35:26 PM |
| neptuno | $25.00 | 9/30/2012 7:07:07 PM |
| tender-ore | $25.00 | 10/1/2012 8:17:29 AM |
| atbright | $25.00 | 9/30/2012 9:34:36 PM |
| bent300 | $50.00 | 10/1/2012 9:29:54 AM |
| bm0816 | $25.00 | 10/1/2012 6:59:58 AM |
| Rogelio48 | $25.00 | 10/1/2012 7:01:02 AM |
| msw_engr | $50.00 | 10/1/2012 9:14:26 AM |
| jamiee73 | $25.00 | 10/1/2012 10:27:10 AM |
| revenue-serenity | $25.00 | 10/1/2012 9:51:45 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:44 AM |
| bewitching-dollar5 | $100.00 | 10/1/2012 10:04:45 AM |
| RoyFauntleroy | $25.00 | 10/1/2012 10:15:37 AM |
| und-alum | $25.00 | 10/1/2012 10:14:22 AM |
| historic-nickel | $25.00 | 10/1/2012 10:31:11 AM |
| gbrook8 | $170.99 | 10/1/2012 1:16:25 PM |
| tolerant-responsibility051 | $2,000.00 | 10/1/2012 11:49:50 AM |
| Bob450 | $25.00 | 10/1/2012 12:12:50 PM |
| Sabo | $30.00 | 10/1/2012 12:51:53 PM |
| community-seahorse0 | $25.00 | 10/1/2012 12:01:35 PM |
| fiserve4u | $50.00 | 10/1/2012 12:05:55 PM |
| leverage-monger | $44.00 | 10/1/2012 1:11:25 PM |
| responsibility-butterfly | $25.00 | 10/1/2012 9:32:01 AM |
| thrifty-generosity222 | $50.00 | 9/30/2012 12:54:56 PM |
| supreme-treasure8 | $100.00 | 9/30/2012 1:08:31 PM |
| zipemdown | $25.00 | 9/30/2012 12:22:11 PM |
| fboba | $300.00 | 9/30/2012 12:18:01 PM |
| thrifty-capital | $27.00 | 9/30/2012 2:38:03 PM |
| brainy-credit1 | $40.00 | 9/30/2012 12:39:16 PM |
| haplender | $50.00 | 9/30/2012 12:49:12 PM |
| WalnutCreekguy | $50.00 | 9/30/2012 1:00:15 PM |
| scoobiedoo | $60.01 | 9/30/2012 1:13:04 PM |
| affluence-kingdom9 | $100.00 | 9/30/2012 1:13:58 PM |
| networks4ever | $25.00 | 9/30/2012 1:26:38 PM |
| 84928429 | $50.00 | 9/30/2012 1:19:38 PM |
| kulender | $100.00 | 9/30/2012 8:13:14 PM |
| pierrelasvegas | $25.00 | 9/30/2012 2:13:19 PM |
| community-burrito9 | $25.00 | 9/30/2012 1:57:26 PM |
| PrimeFunding | $50.00 | 10/1/2012 2:27:40 AM |
| money-yeller | $50.00 | 10/1/2012 6:14:12 AM |
| speedy-peso1 | $100.00 | 9/30/2012 5:30:33 PM |
| Iamthewalrus | $25.00 | 10/1/2012 7:54:14 AM |
| jubilant-capital1 | $25.00 | 9/30/2012 8:46:37 PM |
| chato2345 | $25.00 | 10/1/2012 5:47:40 AM |
| commerce-enlistment | $25.00 | 10/1/2012 6:50:16 AM |
| ready-vigilance3 | $50.00 | 10/1/2012 7:33:28 AM |
| tenacious-payout | $25.00 | 10/1/2012 7:59:20 AM |
| systematic-loan | $25.00 | 10/1/2012 8:09:23 AM |
| reasonable_usury | $50.00 | 10/1/2012 9:56:07 AM |
| djh47a | $25.00 | 10/1/2012 9:05:54 AM |
| knowledgeable-silver6 | $25.00 | 10/1/2012 9:33:01 AM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:13 AM |
| Miami | $25.00 | 10/1/2012 10:17:59 AM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
647311
This series of Notes was issued and sold upon the funding of the borrower loan #75659, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 7.01% |
Borrower rate/APR:
| 8.01% / 11.73% |
Monthly payment:
| $173.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.00% | | |
| |
Estimated return*:
| 4.26% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,771 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| income-fox3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Credit card consolidation
Purpose of loan:
This loan will be used to...
consolidate high interest credit card debt
My financial situation:
I am a good candidate for this loan because...
I have an excellent payment history with a previous Prosper loan of a greater amount.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| velocity-scrutinzer6 | $50.00 | 9/28/2012 5:01:32 PM |
| first-careful-currency | $300.00 | 9/28/2012 5:02:40 PM |
| ready-bid9 | $50.00 | 9/28/2012 5:03:33 PM |
| responsibility-cherry6 | $25.00 | 9/28/2012 5:04:45 PM |
| transparency-baton | $25.00 | 9/28/2012 5:05:44 PM |
| lowrater | $100.40 | 9/28/2012 5:06:09 PM |
| MoneyForNothing | $25.00 | 9/28/2012 5:06:18 PM |
| sensible-bid9 | $25.00 | 9/28/2012 5:06:52 PM |
| treasure-pipeline | $25.00 | 9/28/2012 5:05:42 PM |
| loyalty-hornet6 | $25.00 | 9/28/2012 5:06:31 PM |
| rcm87 | $50.00 | 9/28/2012 5:02:44 PM |
| BofM | $25.00 | 9/28/2012 5:03:13 PM |
| dckpolo | $25.00 | 9/28/2012 5:03:41 PM |
| fundstream | $25.00 | 9/28/2012 5:04:18 PM |
| velocityasaurus-rex4 | $100.00 | 9/28/2012 5:04:49 PM |
| Azonic21 | $25.00 | 9/28/2012 5:04:53 PM |
| ready-justice7 | $50.00 | 9/28/2012 5:05:37 PM |
| sturdy-fairness0 | $100.00 | 9/28/2012 5:07:10 PM |
| dadalou | $25.00 | 9/28/2012 5:03:47 PM |
| studious-bonus7 | $100.00 | 9/28/2012 5:05:07 PM |
| octoberfresh | $25.00 | 9/28/2012 5:06:19 PM |
| simplelender80 | $500.00 | 9/28/2012 5:07:39 PM |
| intuitive-benefit3 | $100.00 | 9/28/2012 5:03:19 PM |
| EnglishGeekInNYC | $25.00 | 9/28/2012 5:05:50 PM |
| greenback-snowdome1 | $50.00 | 9/28/2012 5:05:55 PM |
| trade-boots1 | $100.00 | 9/28/2012 5:07:05 PM |
| Pman | $25.00 | 9/28/2012 5:08:01 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
647387
This series of Notes was issued and sold upon the funding of the borrower loan #75267, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $96.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
11 | Length of status: | 17y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,382 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| elated-openness4 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 24 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2011)
680-699
(Jun-2010)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt of credit card and some home improvements.
My financial situation:
I am a good candidate for this loan because I am hopeful to pay this loan off earlier than the allotted time. I also have had 2 previous loans with Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CaptainBL | $25.00 | 10/1/2012 9:02:25 AM |
| Tradesmanlender | $25.00 | 10/1/2012 9:03:19 AM |
| order-tamale | $400.00 | 10/1/2012 9:13:38 AM |
| BrooklynJim | $25.00 | 10/1/2012 9:16:53 AM |
| wonderful-currency | $25.00 | 10/1/2012 9:22:32 AM |
| wise-charming-reward | $500.00 | 10/1/2012 9:26:30 AM |
| RGlad | $101.00 | 10/1/2012 9:28:07 AM |
| obduro_1 | $25.00 | 10/1/2012 9:01:49 AM |
| duty-gusto6 | $75.00 | 10/1/2012 9:04:31 AM |
| MoneyForNothing | $25.24 | 10/1/2012 9:04:43 AM |
| Perdita_II | $25.00 | 10/1/2012 9:15:13 AM |
| market-cougar3 | $50.00 | 10/1/2012 9:15:14 AM |
| phenomenal-rate1 | $500.00 | 10/1/2012 9:16:04 AM |
| GoGalt | $50.00 | 10/1/2012 9:08:18 AM |
| Plutis | $25.00 | 10/1/2012 9:20:46 AM |
| imogen22 | $50.00 | 10/1/2012 9:24:24 AM |
| Nipper99 | $100.00 | 10/1/2012 9:29:31 AM |
| bid-banjo3 | $100.00 | 10/1/2012 9:22:46 AM |
| ItsJustMe79 | $25.00 | 10/1/2012 9:23:36 AM |
| special-dinero553 | $25.00 | 10/1/2012 9:26:04 AM |
| green-trade-dolphin2 | $41.42 | 10/1/2012 9:03:11 AM |
| determined-revenue1 | $35.00 | 10/1/2012 9:14:50 AM |
| chestnut4 | $25.00 | 10/1/2012 9:19:58 AM |
| tender-fund1 | $45.70 | 10/1/2012 9:20:29 AM |
| equitable-p2ploan8 | $25.00 | 10/1/2012 9:23:16 AM |
| loyalty-hornet6 | $25.00 | 10/1/2012 9:25:12 AM |
| dignified-truth7 | $151.64 | 10/1/2012 9:29:41 AM |
| friendly-gold | $25.00 | 10/1/2012 9:04:28 AM |
| newest-rate-relaxation | $50.00 | 10/1/2012 9:05:10 AM |
| fuse136 | $25.00 | 10/1/2012 9:05:07 AM |
| superb-funds335 | $25.00 | 10/1/2012 9:05:25 AM |
| affluence-widget7 | $50.00 | 10/1/2012 9:06:44 AM |
| intuitive-benefit3 | $100.00 | 10/1/2012 9:20:51 AM |
| pirahna125 | $25.00 | 10/1/2012 9:17:34 AM |
| wetlands | $200.00 | 10/1/2012 9:29:19 AM |
| excellent-funds649 | $50.00 | 10/1/2012 9:23:41 AM |
| nickel-ferret | $25.00 | 10/1/2012 9:27:55 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
647403
This series of Notes was issued and sold upon the funding of the borrower loan #75842, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $223.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 15y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,331 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| best-consummate-loyalty |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to... build an addition
My financial situation:
I am a good candidate for this loan because... because I have very good credit
Monthly net income: $ 9000
Monthly expenses: $1000
Housing: $ 2000
Insurance: $ 200
Car expenses: $ 690
Utilities: $ 300
Phone, cable, internet: $ 300
Food, entertainment: $ 500
Clothing, household expenses: $ 100
Credit cards and other loans: $ 100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-triangulation1 | $25.00 | 10/2/2012 9:02:00 AM |
| commerce-venture1 | $25.00 | 10/2/2012 9:02:21 AM |
| money-bauble | $100.00 | 10/2/2012 9:02:20 AM |
| zipemdown | $25.00 | 10/2/2012 9:08:14 AM |
| Assets-Up | $26.89 | 10/2/2012 9:07:38 AM |
| selector568 | $300.00 | 10/2/2012 9:33:44 AM |
| supreme-treasure8 | $100.00 | 10/2/2012 9:44:40 AM |
| justreturns | $25.00 | 10/2/2012 10:10:16 AM |
| bewitching-dollar5 | $100.00 | 10/2/2012 9:42:30 AM |
| LendingPimp_2 | $100.00 | 10/2/2012 9:44:50 AM |
| marketplace-singularity3 | $100.00 | 10/2/2012 9:54:43 AM |
| MI2 | $4,305.11 | 10/2/2012 10:30:01 AM |
| goat0 | $150.00 | 10/2/2012 9:58:30 AM |
| finance-boomerang0 | $25.00 | 10/2/2012 10:01:14 AM |
| smear87 | $50.00 | 10/2/2012 10:02:27 AM |
| engaging-worth | $25.00 | 10/2/2012 10:06:01 AM |
| botfolio | $300.00 | 10/2/2012 10:22:23 AM |
| 113121 | $500.00 | 10/2/2012 9:52:11 AM |
| commerce-venture1 | $25.00 | 10/2/2012 9:01:32 AM |
| rate-advocator7 | $100.00 | 10/2/2012 9:04:26 AM |
| azazle | $25.00 | 10/2/2012 9:24:21 AM |
| community-burrito9 | $35.00 | 10/2/2012 9:28:53 AM |
| 52digital | $75.00 | 10/2/2012 9:30:48 AM |
| LeReve | $500.00 | 10/2/2012 9:32:36 AM |
| appetizing-loyalty354 | $100.00 | 10/2/2012 9:44:52 AM |
| I_Like_to_Invest | $25.00 | 10/2/2012 9:43:40 AM |
| best-bonafide-p2p | $50.00 | 10/2/2012 9:44:51 AM |
| the-silver-blaster | $50.00 | 10/2/2012 10:06:28 AM |
| new-truth-chuckler | $33.00 | 10/2/2012 10:09:13 AM |
| progressive-economy261 | $500.00 | 10/2/2012 10:21:01 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
647451
This series of Notes was issued and sold upon the funding of the borrower loan #75628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,300.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $73.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,522 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| debtelliminator |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 13 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $12,800.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2012)
740-759
(Jul-2011)
|
|
Principal balance:
| $4,790.68 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Home Repair
Purpose of loan: to repair a break in our plumbing to city sewer
This loan will be used to... pay for the excavation and plumbing repair
My financial situation: young family that lives within it's means but just can't seem to get ahead of these unexpected types of repairs
I am a good candidate for this loan because... have been a prosper loan member with good payment history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Cookstersalibi | $25.00 | 9/30/2012 12:06:44 PM |
| D911ave | $50.00 | 9/30/2012 12:11:44 PM |
| ready-interest9 | $25.00 | 9/30/2012 12:14:51 PM |
| sweety075 | $25.00 | 9/30/2012 12:22:18 PM |
| velocityasaurus-rex4 | $100.00 | 9/30/2012 12:23:47 PM |
| alliancecapital1 | $25.00 | 9/30/2012 12:27:00 PM |
| Jassi | $25.00 | 9/30/2012 12:27:38 PM |
| value-guru3 | $25.00 | 9/30/2012 12:37:46 PM |
| lowrater | $50.70 | 9/30/2012 12:02:51 PM |
| Dave0 | $25.00 | 9/30/2012 12:12:11 PM |
| aztec | $50.00 | 9/30/2012 12:03:19 PM |
| Perdita_II | $25.00 | 9/30/2012 12:22:01 PM |
| repayment-chihuahua3 | $25.00 | 9/30/2012 12:11:21 PM |
| Castellan | $50.00 | 9/30/2012 12:22:41 PM |
| top-enriched-return | $34.00 | 9/30/2012 12:23:49 PM |
| mennleo | $50.00 | 9/30/2012 12:24:19 PM |
| silver-explorer6 | $25.00 | 9/30/2012 12:26:43 PM |
| RainyDayLoans | $35.00 | 9/30/2012 12:13:48 PM |
| DreisersFinancier | $50.00 | 9/30/2012 12:19:38 PM |
| Rivervale_Westwood | $25.00 | 9/30/2012 12:33:05 PM |
| excellent-funds649 | $50.00 | 9/30/2012 12:21:50 PM |
| lagnisiruk | $25.00 | 9/30/2012 12:26:04 PM |
| mar97 | $25.00 | 9/30/2012 12:35:32 PM |
| MoneyForNothing | $0.83 | 9/30/2012 12:38:42 PM |
| Aberdeen | $99.00 | 9/30/2012 12:14:15 PM |
| Jay_Tee | $50.00 | 9/30/2012 12:09:16 PM |
| wonderous-principal083 | $25.00 | 9/30/2012 12:13:53 PM |
| tolerant-currency6 | $25.00 | 9/30/2012 12:19:06 PM |
| Dakota98 | $50.00 | 9/30/2012 12:23:37 PM |
| elephantparty | $50.00 | 9/30/2012 12:24:25 PM |
| awwaww | $25.00 | 9/30/2012 12:33:34 PM |
| gmoney37 | $50.00 | 9/30/2012 12:35:28 PM |
| compassion-twister2 | $50.00 | 9/30/2012 12:38:13 PM |
| green-trade-dolphin2 | $35.47 | 9/30/2012 12:02:11 PM |
| swampman | $25.00 | 9/30/2012 12:07:58 PM |
| IPG1 | $25.00 | 9/30/2012 12:10:04 PM |
| 108lender | $200.00 | 9/30/2012 12:01:38 PM |
| openness-wind8 | $50.00 | 9/30/2012 12:02:32 PM |
| invincible-deal82 | $25.00 | 9/30/2012 12:16:46 PM |
| fboba | $300.00 | 9/30/2012 12:18:01 PM |
| superb-funds335 | $25.00 | 9/30/2012 12:20:49 PM |
| payout-motivator0 | $25.00 | 9/30/2012 12:08:21 PM |
| trade-burrito4 | $35.00 | 9/30/2012 12:24:06 PM |
| market-cougar3 | $50.00 | 9/30/2012 12:12:15 PM |
| prudent-dough458 | $25.00 | 9/30/2012 12:14:14 PM |
| currency-persimmon | $25.00 | 9/30/2012 12:31:05 PM |
| justreturns | $25.00 | 9/30/2012 12:31:36 PM |
| aabadabadoo | $50.00 | 9/30/2012 12:17:46 PM |
| ingenious-deal6 | $25.00 | 9/30/2012 12:22:42 PM |
| RememberToForget | $25.00 | 9/30/2012 12:25:25 PM |
| calm-platinum957 | $35.00 | 9/30/2012 12:28:38 PM |
| loyalty-hornet6 | $25.00 | 9/30/2012 12:32:12 PM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
647467
This series of Notes was issued and sold upon the funding of the borrower loan #75599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $93.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.49% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 840-859 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,671 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Baby10729 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to have gastric sleeve surgery
My financial situation:
I am a good candidate for this loan because I make enough money to pay it back without any problems.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kenji4861 | $25.00 | 9/28/2012 5:03:28 PM |
| repayment-pagoda8 | $100.00 | 9/28/2012 5:08:43 PM |
| imogen22 | $50.00 | 9/28/2012 5:10:48 PM |
| EnglishGeekInNYC | $25.00 | 9/28/2012 5:05:51 PM |
| octoberfresh | $25.00 | 9/28/2012 5:06:21 PM |
| compassion-twister2 | $50.00 | 9/28/2012 5:02:18 PM |
| sweet-social2 | $25.00 | 9/28/2012 5:07:55 PM |
| Ripsaw4U | $50.00 | 9/28/2012 5:13:25 PM |
| magnificent-felicity4 | $50.00 | 9/28/2012 5:16:01 PM |
| gravbox | $25.00 | 9/28/2012 6:03:09 PM |
| andrew491 | $50.00 | 9/28/2012 5:29:17 PM |
| pirahna125 | $25.00 | 9/28/2012 5:39:30 PM |
| revenue-serenity5 | $25.00 | 9/28/2012 5:51:07 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:07:30 PM |
| mar97 | $25.00 | 9/28/2012 5:57:48 PM |
| RainyDayLoans | $35.00 | 9/28/2012 6:05:51 PM |
| benevolent-marketplace4 | $516.00 | 9/28/2012 6:11:57 PM |
| simplelender80 | $500.00 | 9/28/2012 5:07:40 PM |
| loot-baton | $25.00 | 9/28/2012 5:20:01 PM |
| velocityasaurus-rex4 | $100.00 | 9/28/2012 5:04:50 PM |
| supersarah61 | $25.00 | 9/28/2012 5:34:59 PM |
| loyalty-hornet6 | $25.00 | 9/28/2012 5:06:31 PM |
| fabulous-bazaar4 | $25.00 | 9/28/2012 5:11:17 PM |
| generous-deal6 | $25.00 | 9/28/2012 5:08:23 PM |
| excellent-funds649 | $50.00 | 9/28/2012 5:15:03 PM |
| HikeMoab | $35.00 | 9/28/2012 5:44:14 PM |
| auction-sage | $89.00 | 9/28/2012 5:17:47 PM |
| Perdita_II | $25.00 | 9/28/2012 5:19:34 PM |
| bazaar-tulip | $25.00 | 9/28/2012 6:08:24 PM |
| commerce-gargantuan2 | $50.00 | 9/28/2012 5:37:25 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:22 PM |
| green28 | $50.00 | 9/28/2012 5:54:30 PM |
| x-lender | $25.00 | 9/28/2012 5:54:05 PM |
| Cookstersalibi | $25.00 | 9/28/2012 6:09:11 PM |
| compoundinterest | $25.00 | 9/28/2012 6:01:47 PM |
| pious-currency875 | $100.00 | 9/28/2012 6:07:47 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
647489
This series of Notes was issued and sold upon the funding of the borrower loan #75568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $223.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Biologist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,775 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 102% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lovely-kindness3 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt.
My financial situation:
I am a good candidate for this loan because
Monthly net income: $ 4300
Monthly expenses: $ 200
Housing: $ 1560
Insurance: $ 110
Car expenses: $ 400
Utilities: $ 200
Phone, cable, internet: $ 120
Food, entertainment: $ 400
Clothing, household expenses: $ 200
Credit cards and other loans: $ 500
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 10/1/2012 9:03:53 AM |
| janeybooboo | $100.00 | 10/1/2012 9:06:07 AM |
| MI2 | $5,000.00 | 10/1/2012 9:46:38 AM |
| commerce-venture1 | $25.00 | 10/1/2012 9:05:48 AM |
| RGlad | $200.00 | 10/1/2012 9:05:53 AM |
| penny-surgeon | $25.00 | 10/1/2012 9:09:57 AM |
| scholarly-order6 | $25.00 | 10/1/2012 9:10:37 AM |
| revenue-tamer3 | $25.00 | 10/1/2012 10:07:58 AM |
| azazle | $50.00 | 10/1/2012 9:47:37 AM |
| integrity-web | $30.00 | 10/1/2012 9:51:53 AM |
| reasonable_usury | $50.00 | 10/1/2012 9:51:53 AM |
| Learning2Lend | $25.00 | 10/1/2012 10:07:50 AM |
| responsibility-butterfly | $25.00 | 10/1/2012 9:32:05 AM |
| natural-affluence6 | $25.00 | 10/1/2012 10:03:20 AM |
| Hedge-Fund | $25.00 | 10/1/2012 9:18:52 AM |
| ItsJustMe79 | $25.00 | 10/1/2012 9:23:37 AM |
| haplender | $50.00 | 10/1/2012 9:39:03 AM |
| golffish2 | $25.00 | 10/1/2012 9:02:25 AM |
| ethical-truth211 | $1,000.00 | 10/1/2012 10:04:49 AM |
| netg | $50.00 | 10/1/2012 10:07:45 AM |
| Hedge-Fund | $25.00 | 10/1/2012 9:16:13 AM |
| speedy-peso1 | $100.00 | 10/1/2012 9:33:05 AM |
| LeReve | $500.00 | 10/1/2012 9:36:45 AM |
| vutah | $25.00 | 10/1/2012 10:05:05 AM |
| 52digital | $29.97 | 10/1/2012 10:11:21 AM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
647491
This series of Notes was issued and sold upon the funding of the borrower loan #75775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $225.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2003 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Bus Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,195 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| inspired-worth2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2012)
720-739
(Oct-2010)
|
|
Principal balance:
| $1,301.62 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt. I will use it to pay off the balance on my first higher rate prosper loan and pay off three credit card balances that I ran up to renovate an investment property in philadelphia. I will be renting out the property soon but will not count that income in qualifying for this loan.
My financial situation:
I am a good candidate for this loan because I make more than enough income to cover the payments for this loan every month. I also keep my living expenses low. I don't have any kids, no mortgage ( I own investment property outright), and no car note. I have a perfect payment record on my first prosper loan- no missed payments, never late. My credit score is very important to me. You will be paid back in full. Thanks for your consideration.
Monthly Income: $2400 net
Monthly expenses:
Rent: $617
Cable,gas,electric: $200
Cell Phone: $20
Transportation: $125
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| terrific-p2p4 | $500.00 | 9/28/2012 5:01:30 PM |
| reduce_US_govt_debt | $35.00 | 9/28/2012 5:03:40 PM |
| azazle | $50.00 | 9/28/2012 5:05:25 PM |
| sunwell | $50.00 | 9/28/2012 5:06:25 PM |
| careful-vigilance4 | $25.00 | 9/28/2012 5:06:44 PM |
| thrilling-fund427 | $50.00 | 9/28/2012 5:07:58 PM |
| shawnw2 | $325.00 | 9/28/2012 5:11:32 PM |
| brainy-return234 | $25.00 | 9/28/2012 5:03:54 PM |
| interstellar | $75.00 | 9/28/2012 5:25:23 PM |
| MoneyForNothing | $25.23 | 9/28/2012 5:01:53 PM |
| berniemadeoff | $50.00 | 9/28/2012 5:26:47 PM |
| melodious-fairness | $50.00 | 9/28/2012 5:27:30 PM |
| friendly-gold | $25.00 | 9/28/2012 5:28:27 PM |
| graceful-investment | $60.00 | 9/28/2012 5:28:35 PM |
| bewitching-dollar5 | $100.00 | 9/28/2012 5:08:38 PM |
| Beld | $50.00 | 9/28/2012 5:05:24 PM |
| et28 | $75.00 | 9/28/2012 5:11:59 PM |
| simplelender80 | $500.00 | 9/28/2012 5:07:40 PM |
| magnificent-felicity4 | $25.00 | 9/28/2012 5:14:22 PM |
| profit-powerplant | $25.00 | 9/28/2012 5:18:50 PM |
| graceful-IRAinvestment | $60.00 | 9/28/2012 5:12:15 PM |
| moneyforthehoney | $30.00 | 9/28/2012 5:22:21 PM |
| pembull | $25.00 | 9/28/2012 5:22:59 PM |
| life-is-great | $25.00 | 9/28/2012 5:23:15 PM |
| ethical-truth211 | $100.00 | 9/28/2012 5:23:30 PM |
| asset-professor | $25.00 | 9/28/2012 5:25:59 PM |
| LeReve | $500.00 | 9/28/2012 5:25:48 PM |
| InChicago | $40.03 | 9/28/2012 5:03:27 PM |
| 113121 | $503.78 | 9/28/2012 5:30:25 PM |
| LittleMingo | $30.00 | 9/28/2012 5:09:45 PM |
| 113121 | $75.00 | 9/28/2012 5:10:56 PM |
| Bob450 | $25.00 | 9/28/2012 5:02:05 PM |
| XP | $33.00 | 9/28/2012 5:02:19 PM |
| phenomenal-rate1 | $500.00 | 9/28/2012 5:06:12 PM |
| quantum_leap | $25.00 | 9/28/2012 5:13:41 PM |
| pierrelasvegas | $25.00 | 9/28/2012 5:13:56 PM |
| Macbethofscots | $25.00 | 9/28/2012 5:15:52 PM |
| CashFlow13 | $1,250.00 | 9/28/2012 5:01:30 PM |
| green-high-five7 | $25.00 | 9/28/2012 5:02:15 PM |
| handy-justice | $50.00 | 9/28/2012 5:03:02 PM |
| WalnutCreekguy | $50.00 | 9/28/2012 5:21:00 PM |
| ethical-truth211 | $400.00 | 9/28/2012 5:23:52 PM |
| listing-reformation8 | $120.00 | 9/28/2012 5:24:32 PM |
| EnglishGeekInNYC | $25.00 | 9/28/2012 5:05:51 PM |
| LendSoHardUniversity | $125.04 | 9/28/2012 5:01:28 PM |
| trumpeter5 | $25.00 | 9/28/2012 5:02:14 PM |
| fortytwo | $150.00 | 9/28/2012 5:10:17 PM |
| lowrater | $50.70 | 9/28/2012 5:06:40 PM |
| EFS | $260.94 | 9/28/2012 5:07:11 PM |
| MoneyForNothing | $25.00 | 9/28/2012 5:14:31 PM |
| hillerod | $26.28 | 9/28/2012 5:10:59 PM |
| kind-credit-bear | $250.00 | 9/28/2012 5:18:03 PM |
| intrepid-loot | $25.00 | 9/28/2012 5:18:27 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:19:11 PM |
| cash-kin7 | $25.00 | 9/28/2012 5:19:46 PM |
| AF-Chief | $25.00 | 9/28/2012 5:16:14 PM |
| return-grizzly | $100.00 | 9/28/2012 5:16:27 PM |
| logical-investment4 | $25.00 | 9/28/2012 5:26:23 PM |
| down-with-big-banks-2 | $25.00 | 9/28/2012 5:26:59 PM |
| andrew491 | $50.00 | 9/28/2012 5:29:18 PM |
| worth-sanctuary9 | $25.00 | 9/28/2012 5:22:06 PM |
| genius520 | $100.00 | 9/28/2012 5:26:54 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
647737
This series of Notes was issued and sold upon the funding of the borrower loan #75604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $108.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
13 | Length of status: | 16y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,176 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unforgettable-fund72 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to pay for some expensive dental work that my insurance does not cover.
My financial situation:
I am a good candidate for this loan because I have a steady income as does my husband. We each sign contracts for 12 months at a time and both have tenure at our respective jobs.
Monthly net income: $ 6000
Monthly expenses: $
Housing: $ 1400
Insurance: $ 200
Car expenses: $189
Utilities: $300
Phone, cable, internet: $ 240
Food, entertainment: $800
Clothing, household expenses: $600
Credit cards and other loans: $ 1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| azazle | $25.00 | 10/1/2012 5:04:41 PM |
| global-invest-group | $25.00 | 10/1/2012 5:15:38 PM |
| restless-currency | $40.00 | 10/1/2012 5:00:57 PM |
| BostonCapital | $100.00 | 10/1/2012 5:21:28 PM |
| Whipster | $60.00 | 10/1/2012 5:01:57 PM |
| pierrelasvegas | $25.00 | 10/1/2012 5:26:18 PM |
| Beld | $50.00 | 10/1/2012 5:03:16 PM |
| silver-explorer6 | $25.00 | 10/1/2012 5:14:56 PM |
| cattlebaron | $50.00 | 10/1/2012 5:18:32 PM |
| j2ee | $50.00 | 10/1/2012 5:13:42 PM |
| bazaar-festivity | $25.00 | 10/1/2012 5:15:53 PM |
| the-brilliant-currency | $25.00 | 10/1/2012 5:40:19 PM |
| special-dinero553 | $25.00 | 10/1/2012 5:25:51 PM |
| thrifty-generosity222 | $50.00 | 10/1/2012 5:30:52 PM |
| radiant-dollar9 | $200.00 | 10/1/2012 5:35:48 PM |
| nickel-ferret | $25.00 | 10/1/2012 5:29:23 PM |
| oregonusa | $25.00 | 10/1/2012 5:29:35 PM |
| seineil | $75.00 | 10/1/2012 5:32:46 PM |
| dignified-truth7 | $200.00 | 10/1/2012 5:33:05 PM |
| majestic-note6 | $200.00 | 10/1/2012 5:37:50 PM |
| wise-balanced-moola | $25.00 | 10/1/2012 5:40:59 PM |
| proper-exchange8 | $50.00 | 10/1/2012 5:47:27 PM |
| friendly-gold | $25.00 | 10/1/2012 5:10:12 PM |
| Track-Layer | $100.00 | 10/1/2012 5:14:43 PM |
| wizardii | $25.00 | 10/1/2012 5:01:38 PM |
| thrifty-capital | $25.00 | 10/1/2012 5:28:04 PM |
| durability-seahorse7 | $50.00 | 10/1/2012 5:10:27 PM |
| repayment-chihuahua3 | $25.00 | 10/1/2012 5:32:23 PM |
| fantastic-bazaar2 | $50.00 | 10/1/2012 5:35:45 PM |
| Byrd24 | $100.00 | 10/1/2012 5:19:00 PM |
| cash-kin7 | $25.00 | 10/1/2012 5:39:59 PM |
| pragmatic-auction8 | $50.00 | 10/1/2012 5:17:06 PM |
| LeReve | $500.00 | 10/1/2012 5:43:45 PM |
| WalnutCreekguy | $50.00 | 10/1/2012 5:27:26 PM |
| haplender | $50.00 | 10/1/2012 5:53:55 PM |
| versatile-dime442 | $250.00 | 10/1/2012 5:37:17 PM |
| speedy-peso1 | $100.00 | 10/1/2012 5:36:18 PM |
| inspire22 | $25.00 | 10/1/2012 5:41:45 PM |
| supreme-treasure8 | $100.00 | 10/1/2012 5:40:35 PM |
| first-pragmatic-power | $25.00 | 10/1/2012 5:51:12 PM |
| bonus-demon | $50.00 | 10/1/2012 5:44:44 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
647743
This series of Notes was issued and sold upon the funding of the borrower loan #75574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $225.31 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 15y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,933 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| asset-fertilizer9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2012)
720-739
(Oct-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to..pay off our credit cards and pay for some vehicle damage that needs to be repaired..
My financial situation:
I am a good candidate for this loan because...We have had prosper loans in the past and paid them off early. We plan to pay a good chunk off towards the end of March.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RGlad | $200.00 | 9/29/2012 12:02:32 PM |
| caper945 | $100.00 | 9/29/2012 12:04:54 PM |
| gjh37 | $25.00 | 9/29/2012 12:11:36 PM |
| moneyforthehoney | $30.00 | 9/29/2012 12:12:19 PM |
| Astyanax | $25.00 | 9/29/2012 12:13:07 PM |
| community-burrito9 | $35.00 | 9/29/2012 12:25:09 PM |
| octoberfresh | $25.00 | 9/29/2012 12:36:01 PM |
| money-to-bless | $25.00 | 9/29/2012 12:08:24 PM |
| Abece | $424.94 | 9/29/2012 12:12:21 PM |
| magical-credit523 | $25.00 | 9/29/2012 12:42:25 PM |
| DoctorJoe | $25.00 | 9/29/2012 12:49:16 PM |
| green-discrete-rupee | $50.00 | 9/29/2012 12:12:39 PM |
| justreturns | $25.00 | 9/29/2012 12:14:59 PM |
| hard-working-rate3 | $25.00 | 9/29/2012 12:16:29 PM |
| Cash-Flow | $1,500.00 | 9/29/2012 1:13:22 PM |
| dkjl | $25.00 | 9/29/2012 1:26:41 PM |
| Fitiwalt7 | $25.00 | 9/29/2012 12:40:15 PM |
| compoundinterest | $25.00 | 9/29/2012 12:41:03 PM |
| pious-currency875 | $100.00 | 9/29/2012 12:41:59 PM |
| azazle | $50.00 | 9/29/2012 1:20:11 PM |
| superb-funds335 | $25.00 | 9/29/2012 1:20:47 PM |
| thankful-nickel2 | $25.00 | 9/29/2012 1:55:54 PM |
| entertaining-revenue4 | $50.00 | 9/29/2012 1:14:53 PM |
| fishcreek | $25.00 | 9/29/2012 1:29:04 PM |
| affluence-kingdom9 | $100.00 | 9/29/2012 1:19:07 PM |
| calm-liberty9 | $31.00 | 9/29/2012 1:59:28 PM |
| sweety075 | $25.00 | 9/29/2012 1:22:26 PM |
| direct-compassion | $28.00 | 9/29/2012 1:25:34 PM |
| objective-investor | $77.00 | 9/29/2012 1:28:22 PM |
| AKhusky | $25.00 | 9/29/2012 2:01:29 PM |
| invincible-deal82 | $25.00 | 9/29/2012 1:28:24 PM |
| the-profit-oracle | $25.00 | 9/29/2012 2:01:56 PM |
| awe-inspiring-commitment972 | $50.00 | 9/29/2012 1:38:48 PM |
| elegant-income3 | $50.00 | 9/29/2012 1:30:25 PM |
| mvalley | $25.00 | 9/29/2012 2:03:35 PM |
| intuitive-benefit3 | $100.00 | 9/29/2012 2:07:30 PM |
| bazaar-tulip | $25.00 | 9/29/2012 2:08:57 PM |
| riproaringrapids | $50.00 | 9/29/2012 2:09:19 PM |
| leverage-reaction | $25.00 | 9/29/2012 1:40:09 PM |
| listing-trapper3 | $50.00 | 9/29/2012 2:11:24 PM |
| bambampk | $450.00 | 9/29/2012 2:11:56 PM |
| floridahelper | $25.00 | 9/29/2012 2:16:04 PM |
| sharp-income2 | $100.00 | 9/29/2012 2:17:41 PM |
| entertaining-rate9 | $25.00 | 9/29/2012 1:57:03 PM |
| sclark | $25.00 | 9/29/2012 2:22:46 PM |
| cablenews | $65.00 | 9/29/2012 1:51:31 PM |
| charming-exchange7 | $25.00 | 9/29/2012 1:53:42 PM |
| brightest-repayment-patriot | $58.00 | 9/29/2012 2:31:11 PM |
| sjlender | $31.00 | 9/29/2012 1:53:58 PM |
| LaGrangeLender | $60.00 | 9/29/2012 1:54:25 PM |
| availableloan | $25.00 | 9/29/2012 2:33:42 PM |
| marwadi-62 | $500.00 | 9/29/2012 2:33:52 PM |
| skidoo99 | $25.00 | 9/29/2012 2:36:37 PM |
| Tradesmanlender | $25.00 | 9/29/2012 2:03:30 PM |
| Investoman | $25.00 | 9/29/2012 1:56:42 PM |
| influential-benjamins0 | $100.00 | 9/29/2012 2:05:50 PM |
| finance-dandelion | $25.00 | 9/29/2012 2:46:00 PM |
| john0720 | $25.00 | 9/29/2012 2:47:49 PM |
| w3alter | $50.00 | 9/29/2012 2:12:08 PM |
| point653 | $25.00 | 9/29/2012 2:13:21 PM |
| ChoiceInvestments | $25.00 | 9/29/2012 3:29:12 PM |
| american6 | $50.00 | 9/29/2012 2:17:57 PM |
| marketplace-cello5 | $25.00 | 9/29/2012 2:09:00 PM |
| realtormoises | $25.00 | 9/29/2012 2:29:49 PM |
| urbane-deal152 | $50.00 | 9/29/2012 2:16:49 PM |
| wwwUniversal | $25.00 | 9/29/2012 2:22:05 PM |
| dignified-finance | $25.00 | 9/29/2012 2:46:33 PM |
| djkaiser | $25.00 | 9/29/2012 2:49:21 PM |
| the-enthralling-coin | $25.00 | 9/29/2012 2:31:41 PM |
| Zuzu | $25.00 | 9/29/2012 2:38:46 PM |
| EthanColeInvestingGroup | $25.00 | 9/29/2012 2:46:48 PM |
| worthy-value1 | $25.00 | 9/29/2012 2:56:03 PM |
| one-midas | $75.00 | 9/29/2012 2:58:57 PM |
| trade-wingding5 | $50.00 | 9/29/2012 3:02:41 PM |
| truth-chooser1 | $25.00 | 9/29/2012 3:11:49 PM |
| indomitable-benjamins5 | $25.00 | 9/29/2012 3:26:23 PM |
| credit-missile | $146.98 | 9/29/2012 3:38:12 PM |
| Milonguero | $100.00 | 9/29/2012 12:03:24 PM |
| DasMula | $25.00 | 9/29/2012 12:14:36 PM |
| Hippo-IRA1 | $35.00 | 9/29/2012 12:18:04 PM |
| Sneezie | $100.00 | 9/29/2012 12:29:11 PM |
| macjp123 | $35.00 | 9/29/2012 12:31:35 PM |
| janeybooboo | $100.00 | 9/29/2012 12:07:14 PM |
| minista | $25.00 | 9/29/2012 12:37:42 PM |
| Cai8899 | $25.00 | 9/29/2012 12:08:19 PM |
| hitsman | $50.00 | 9/29/2012 12:41:56 PM |
| helpful-loan245 | $25.00 | 9/29/2012 12:42:53 PM |
| commerce-venture1 | $25.00 | 9/29/2012 12:13:42 PM |
| ualf | $50.00 | 9/29/2012 12:48:22 PM |
| MoneyForNothing | $25.07 | 9/29/2012 12:05:41 PM |
| AFairDeal | $25.00 | 9/29/2012 12:29:45 PM |
| nri22 | $25.00 | 9/29/2012 1:21:50 PM |
| thrifty-transaction578 | $25.00 | 9/29/2012 1:26:54 PM |
| Taxman44 | $25.00 | 9/29/2012 12:57:30 PM |
| gjm6d | $25.00 | 9/29/2012 12:58:07 PM |
| Dave0 | $25.00 | 9/29/2012 12:49:09 PM |
| networks4ever | $25.00 | 9/29/2012 1:07:42 PM |
| mindful-generosity1 | $50.00 | 9/29/2012 12:49:33 PM |
| ptjg | $100.00 | 9/29/2012 1:40:57 PM |
| generous-deal6 | $25.00 | 9/29/2012 12:51:26 PM |
| gold-commander0 | $25.00 | 9/29/2012 1:41:57 PM |
| gracej | $25.00 | 9/29/2012 1:48:42 PM |
| engaging-worth | $25.00 | 9/29/2012 1:12:29 PM |
| chestnut4 | $25.00 | 9/29/2012 1:28:38 PM |
| hostbank | $100.00 | 9/29/2012 2:00:19 PM |
| fboba | $300.00 | 9/29/2012 1:27:53 PM |
| Aimvest | $25.00 | 9/29/2012 1:39:19 PM |
| sturdy-fairness0 | $100.00 | 9/29/2012 1:40:32 PM |
| CreditBuilder2 | $25.01 | 9/29/2012 1:40:41 PM |
| studious-bonus7 | $100.00 | 9/29/2012 2:03:55 PM |
| SRK_FROM_WA | $25.00 | 9/29/2012 2:08:02 PM |
| enthralling-investment | $25.00 | 9/29/2012 1:50:36 PM |
| unassailable-funds754 | $25.00 | 9/29/2012 1:40:55 PM |
| EnglishGeekInNYC | $25.00 | 9/29/2012 1:46:47 PM |
| Clambake | $25.00 | 9/29/2012 1:55:53 PM |
| keen-credit6 | $30.00 | 9/29/2012 2:22:08 PM |
| dime-sprout | $25.00 | 9/29/2012 2:31:13 PM |
| authentic-liberty7 | $25.00 | 9/29/2012 2:32:02 PM |
| 6moonbeams | $50.00 | 9/29/2012 2:03:07 PM |
| excellent-funds649 | $50.00 | 9/29/2012 2:05:10 PM |
| subtle-social4 | $25.00 | 9/29/2012 2:43:09 PM |
| blazing-capital2 | $250.00 | 9/29/2012 2:48:58 PM |
| LoanerPrincipal | $25.00 | 9/29/2012 2:55:16 PM |
| mar97 | $25.00 | 9/29/2012 2:00:15 PM |
| Elefunt | $25.00 | 9/29/2012 2:56:45 PM |
| Kyileo | $25.00 | 9/29/2012 2:11:39 PM |
| loyalty-hornet6 | $25.00 | 9/29/2012 2:02:35 PM |
| loot-heart | $25.00 | 9/29/2012 2:03:36 PM |
| petsheep | $25.00 | 9/29/2012 3:33:23 PM |
| cash-cymbal3 | $100.00 | 9/29/2012 2:20:36 PM |
| Masdevallia | $25.00 | 9/29/2012 2:09:21 PM |
| calbertrand | $25.00 | 9/29/2012 2:24:00 PM |
| wigglesworth4 | $100.00 | 9/29/2012 2:26:38 PM |
| balance-voyager | $40.00 | 9/29/2012 2:27:43 PM |
| unforgettable-wealth4 | $50.00 | 9/29/2012 2:13:11 PM |
| benjamin67 | $25.00 | 9/29/2012 2:28:53 PM |
| kenji4861 | $25.00 | 9/29/2012 2:29:22 PM |
| C_Mark | $50.00 | 9/29/2012 2:15:15 PM |
| mennleo | $50.00 | 9/29/2012 2:17:18 PM |
| ScionAltera | $25.00 | 9/29/2012 2:22:22 PM |
| green28 | $50.00 | 9/29/2012 2:41:31 PM |
| benjamins-thunder | $25.00 | 9/29/2012 2:43:42 PM |
| 1SteelerFan | $30.00 | 9/29/2012 2:24:36 PM |
| CoolPlexer | $25.00 | 9/29/2012 2:44:41 PM |
| Eastern | $50.00 | 9/29/2012 2:55:19 PM |
| hardwareman | $25.00 | 9/29/2012 2:58:27 PM |
| AmericanCowboy | $193.00 | 9/29/2012 3:00:16 PM |
| fantastic-investment9 | $25.00 | 9/29/2012 2:31:39 PM |
| proud-pound4 | $25.00 | 9/29/2012 3:05:20 PM |
| ianakacg | $25.00 | 9/29/2012 2:49:26 PM |
| thisbucksforu | $25.00 | 9/29/2012 3:04:02 PM |
| currency-persimmon | $50.00 | 9/29/2012 3:12:10 PM |
| 152 Investments
|
Borrower Payment Dependent Notes Series
647751
This series of Notes was issued and sold upon the funding of the borrower loan #75586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $369 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 64 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-unflappable-affluence |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidating tax debt
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...have been employed by same employer for 5+ years (consistent yearly bonus and salary increases as well). Good credit history (including previous home ownership and multi auto loans) prior to market collapse in 2008, have since rebounded with no issues.
Monthly net income: $2150
Monthly expenses: $1654
Housing: $727
Insurance: $22
Car expenses: $250
Utilities: $150
Phone, cable, internet: $90
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $15
Other expenses: $ 250 childcare
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/2/2012 10:59:08 AM |
| bewitching-dollar5 | $100.00 | 10/1/2012 5:15:25 PM |
| NolockHolmes | $55.00 | 10/1/2012 5:16:19 PM |
| majestic-note6 | $150.00 | 10/1/2012 5:38:35 PM |
| vines99 | $25.00 | 10/1/2012 9:54:24 PM |
| first-serene-credit | $25.00 | 10/1/2012 11:10:34 PM |
| melodious-openness | $100.00 | 10/2/2012 5:28:30 AM |
| open-minded-p2p1 | $25.00 | 10/1/2012 7:27:00 PM |
| john0720 | $25.00 | 10/1/2012 7:41:21 PM |
| YampaQuant | $25.00 | 10/2/2012 7:29:27 AM |
| ready-agreement5 | $25.00 | 10/2/2012 8:05:37 AM |
| LaGrangeLender | $25.00 | 10/2/2012 6:18:26 AM |
| NobisEst | $25.00 | 10/2/2012 7:49:38 AM |
| diplomatic-wealth7 | $25.00 | 10/2/2012 10:23:45 AM |
| botfolio | $300.00 | 10/2/2012 10:22:15 AM |
| Malkial | $25.00 | 10/2/2012 10:26:52 AM |
| SecondChanceLendingSERV | $25.00 | 10/2/2012 11:43:07 AM |
| inspired-fund8 | $25.00 | 10/2/2012 1:15:39 PM |
| worth-blanket2 | $1,492.00 | 10/2/2012 1:21:17 PM |
| cattlebaron | $25.00 | 10/1/2012 5:17:58 PM |
| azazle | $25.00 | 10/1/2012 5:17:26 PM |
| Rogelio48 | $25.00 | 10/1/2012 5:45:11 PM |
| Zingaro | $25.00 | 10/1/2012 6:50:55 PM |
| WeAlNe | $25.00 | 10/2/2012 4:12:38 AM |
| greencat | $50.00 | 10/2/2012 7:18:04 AM |
| 907 | $25.00 | 10/2/2012 8:48:31 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:11 AM |
| Land_on_your_feet | $25.00 | 10/2/2012 11:02:35 AM |
| ethical-truth211 | $100.00 | 10/2/2012 11:49:50 AM |
| integrity-parsec | $28.38 | 10/2/2012 12:56:53 PM |
| worthy-bid8 | $100.00 | 10/2/2012 10:57:26 AM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
647753
This series of Notes was issued and sold upon the funding of the borrower loan #75658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 17y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,335 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| velocity-mirth1 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...Homes improvements to kitchen, patio and backyard
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 8000.00
Monthly expenses: $ 500.00
Housing: $ 2267.00
Insurance: $ 125.00
Car expenses: $ 677.00
Utilities: $ 300.00
Phone, cable, internet: $ 350.00
Food, entertainment: $ 500.00
Clothing, household expenses: $ 125.00
Credit cards and other loans: $ 800.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $160.03 | 10/2/2012 7:30:17 AM |
| InChicago | $160.03 | 10/2/2012 8:59:16 AM |
| InChicago | $160.03 | 10/2/2012 8:59:50 AM |
| income-triangulation1 | $25.00 | 10/1/2012 5:01:45 PM |
| vutah | $45.00 | 10/1/2012 5:04:16 PM |
| riveting-credit5 | $25.00 | 10/1/2012 5:28:17 PM |
| CA-Lender | $50.00 | 10/1/2012 5:06:56 PM |
| community-burrito9 | $35.00 | 10/1/2012 5:23:10 PM |
| Relient-K | $25.00 | 10/1/2012 5:37:47 PM |
| majestic-note6 | $150.00 | 10/1/2012 5:38:35 PM |
| mindful-generosity1 | $50.00 | 10/1/2012 6:19:42 PM |
| kendigme | $25.00 | 10/1/2012 6:02:22 PM |
| money-baron | $100.00 | 10/1/2012 7:06:21 PM |
| Cookstersalibi | $25.00 | 10/1/2012 7:20:34 PM |
| scoobiedoo | $25.00 | 10/1/2012 8:09:44 PM |
| first-serene-credit | $25.00 | 10/1/2012 11:09:21 PM |
| peso-lyrics7 | $50.00 | 10/2/2012 5:04:17 AM |
| SolarMoonshine | $25.00 | 10/1/2012 7:11:34 PM |
| leverage-monger | $25.00 | 10/2/2012 6:57:15 AM |
| klend4 | $25.00 | 10/2/2012 3:42:36 AM |
| 340 | $25.00 | 10/1/2012 10:04:55 PM |
| fountain355 | $25.00 | 10/2/2012 5:06:28 AM |
| the-wealth-taxi | $26.71 | 10/2/2012 5:48:08 AM |
| greencat | $50.00 | 10/2/2012 7:16:45 AM |
| brightest-income-hunter | $50.00 | 10/2/2012 8:49:15 AM |
| KEOLEND | $25.00 | 10/2/2012 9:14:30 AM |
| enchanted-note | $25.00 | 10/2/2012 9:22:41 AM |
| alluring-yield5 | $21.95 | 10/2/2012 10:01:14 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:44:36 AM |
| InChicago | $160.03 | 10/2/2012 7:00:17 AM |
| InChicago | $160.03 | 10/2/2012 8:00:21 AM |
| InChicago | $160.03 | 10/2/2012 9:00:22 AM |
| InChicago | $160.03 | 10/2/2012 9:00:53 AM |
| InChicago | $160.03 | 10/2/2012 9:01:54 AM |
| InChicago | $160.03 | 10/2/2012 9:02:25 AM |
| InChicago | $160.03 | 10/2/2012 8:30:15 AM |
| InChicago | $160.03 | 10/2/2012 9:01:24 AM |
| bewitching-dollar5 | $100.00 | 10/1/2012 5:15:25 PM |
| best-bonafide-p2p | $25.00 | 10/1/2012 5:21:29 PM |
| refresher211 | $25.00 | 10/1/2012 5:30:23 PM |
| pmj453 | $25.00 | 10/1/2012 5:47:11 PM |
| WindomDev | $25.00 | 10/1/2012 6:16:15 PM |
| ferocious-kindness8 | $30.00 | 10/1/2012 6:07:52 PM |
| competent-commitment5 | $25.00 | 10/1/2012 6:19:12 PM |
| open-minded-p2p1 | $25.00 | 10/1/2012 7:18:29 PM |
| vines99 | $25.00 | 10/1/2012 9:52:05 PM |
| Silver_Rupee | $25.01 | 10/1/2012 6:59:33 PM |
| amsoilrules | $25.00 | 10/2/2012 3:46:06 AM |
| Numbat77 | $25.00 | 10/1/2012 8:08:53 PM |
| compatible-return120 | $25.00 | 10/2/2012 8:01:04 AM |
| quest0 | $50.00 | 10/2/2012 8:34:44 AM |
| the-inspired-justice | $25.00 | 10/2/2012 8:43:51 AM |
| foldingbenny2 | $40.00 | 10/2/2012 12:38:20 AM |
| Leshan | $50.00 | 10/2/2012 8:51:01 AM |
| melodious-openness | $200.00 | 10/2/2012 5:25:44 AM |
| graceful-investment | $106.00 | 10/2/2012 8:55:24 AM |
| let_me_retire | $75.00 | 10/2/2012 3:58:41 AM |
| ultimate-peace | $175.00 | 10/2/2012 6:22:46 AM |
| LaGrangeLender | $60.00 | 10/2/2012 6:15:28 AM |
| Sid-K | $25.00 | 10/2/2012 9:49:05 AM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
647805
This series of Notes was issued and sold upon the funding of the borrower loan #75686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2007 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 9y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $835 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| best-openness-baker |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2000
Monthly expenses: $386
Housing: $0
Insurance: $181
Car expenses: $0
Utilities: $0
Phone, cable, internet: $142
Food, entertainment: $
Clothing, household expenses: $
Credit cards and oth0 loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/2/2012 10:59:09 AM |
| income-triangulation1 | $25.00 | 10/1/2012 5:01:54 PM |
| azazle | $50.00 | 10/1/2012 5:18:05 PM |
| refresher211 | $25.00 | 10/1/2012 5:30:24 PM |
| netg | $50.00 | 10/1/2012 6:10:57 PM |
| mindful-generosity1 | $50.00 | 10/1/2012 6:19:42 PM |
| LesPaul1 | $25.00 | 10/1/2012 8:30:24 PM |
| HotStreak | $25.00 | 10/1/2012 9:38:41 PM |
| CreditBuilder2 | $25.02 | 10/1/2012 7:10:15 PM |
| wojo | $25.00 | 10/2/2012 5:27:50 AM |
| open-minded-p2p1 | $25.00 | 10/1/2012 7:27:01 PM |
| buffalobills | $25.00 | 10/2/2012 7:27:33 AM |
| NobisEst | $25.00 | 10/2/2012 7:46:53 AM |
| let_me_retire | $50.00 | 10/2/2012 4:07:39 AM |
| return-enforcer5 | $25.00 | 10/2/2012 8:29:00 AM |
| 168RichCapital | $25.10 | 10/2/2012 6:26:28 AM |
| leverage-monger | $25.00 | 10/2/2012 6:47:55 AM |
| compatible-return120 | $25.00 | 10/2/2012 8:00:44 AM |
| ready-agreement5 | $25.00 | 10/2/2012 8:06:16 AM |
| greencat | $50.00 | 10/2/2012 7:17:11 AM |
| docdekay | $50.00 | 10/2/2012 9:14:26 AM |
| bubb_hans | $25.00 | 10/2/2012 9:59:09 AM |
| return-rocket9 | $50.00 | 10/2/2012 10:11:05 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:11 AM |
| diplomatic-wealth7 | $25.00 | 10/2/2012 10:23:46 AM |
| pops71408 | $28.45 | 10/2/2012 9:51:31 AM |
| cash-reaction2 | $25.00 | 10/2/2012 10:01:57 AM |
| alluring-yield5 | $25.00 | 10/2/2012 10:03:31 AM |
| robgw | $50.00 | 10/2/2012 10:50:35 AM |
| botfolio | $300.00 | 10/2/2012 10:22:15 AM |
| runbix7 | $25.00 | 10/2/2012 10:24:04 AM |
| trumpeter391 | $25.00 | 10/2/2012 10:30:16 AM |
| Cybercusp | $25.00 | 10/2/2012 10:45:14 AM |
| 1LTRN | $25.00 | 10/2/2012 10:46:41 AM |
| Stkmkttrdr | $100.00 | 10/2/2012 11:08:19 AM |
| interstellar | $75.00 | 10/2/2012 11:26:14 AM |
| enriched-return057 | $50.00 | 10/1/2012 5:19:30 PM |
| majestic-note6 | $150.00 | 10/1/2012 5:38:35 PM |
| bewitching-dollar5 | $100.00 | 10/1/2012 5:15:26 PM |
| Rogelio48 | $30.00 | 10/1/2012 5:44:46 PM |
| competent-commitment5 | $25.00 | 10/1/2012 6:19:12 PM |
| bellaquito | $500.00 | 10/1/2012 7:43:57 PM |
| spartacusiam | $25.00 | 10/1/2012 6:52:12 PM |
| money-baron | $100.00 | 10/1/2012 7:06:21 PM |
| vines99 | $25.00 | 10/1/2012 9:53:20 PM |
| first-serene-credit | $25.00 | 10/1/2012 11:07:51 PM |
| rockhound84 | $25.00 | 10/2/2012 4:59:13 AM |
| scoobiedoo | $25.00 | 10/1/2012 8:09:17 PM |
| favorite-commerce | $30.00 | 10/1/2012 8:55:24 PM |
| ultimate-peace | $250.00 | 10/2/2012 6:21:03 AM |
| melodious-openness | $200.00 | 10/1/2012 7:40:01 PM |
| foothillender | $25.00 | 10/2/2012 7:36:39 AM |
| laudable-payout6 | $25.00 | 10/2/2012 1:16:12 AM |
| KB-IRA | $100.00 | 10/1/2012 10:06:29 PM |
| quest0 | $50.00 | 10/2/2012 8:35:01 AM |
| LaGrangeLender | $40.00 | 10/2/2012 6:14:54 AM |
| newest-bid-britches | $100.00 | 10/2/2012 10:11:45 AM |
| blue-unrelenting-rupee | $25.00 | 10/2/2012 10:16:18 AM |
| deal-hickory5 | $100.00 | 10/2/2012 10:33:27 AM |
| durability-seahorse7 | $50.00 | 10/2/2012 10:13:06 AM |
| reward-adventure | $50.00 | 10/2/2012 10:57:23 AM |
| businessbroker101 | $25.00 | 10/2/2012 10:17:50 AM |
| dedicated-transaction796 | $25.00 | 10/2/2012 10:21:51 AM |
| QuincyCapital | $25.00 | 10/2/2012 11:09:11 AM |
| invincible-deal82 | $25.00 | 10/2/2012 10:26:57 AM |
| Emberfox | $50.00 | 10/2/2012 10:39:52 AM |
| economy-shrubbery6 | $25.00 | 10/2/2012 10:47:48 AM |
| worthy-bid8 | $100.00 | 10/2/2012 10:57:27 AM |
| Navy_Wife_Retired | $71.43 | 10/2/2012 11:56:53 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
647837
This series of Notes was issued and sold upon the funding of the borrower loan #75833, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,100.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-04-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $163.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $15,418 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| control916 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan:
Purchase a 2002 Harley Davidson V-Rod, 10,000 miles
My financial situation:
Very solid employment. Though I've been with my current employer for six months, I was with my former employer for over 5 years (NOV 2006-MAR 2012). I just refinanced my home in May and it was recently appraised at $780K and my mortgage is $530K, so I have a lot of equity in my house.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $3,000.00 | 10/4/2012 9:25:39 AM |
| responsibility-butterfly | $50.00 | 10/4/2012 9:32:25 AM |
| RGlad | $100.00 | 10/3/2012 5:05:51 PM |
| compoundinterest | $25.00 | 10/3/2012 5:07:12 PM |
| IP | $25.00 | 10/3/2012 5:19:20 PM |
| janeybooboo | $50.00 | 10/3/2012 5:28:27 PM |
| repayment-chihuahua3 | $25.00 | 10/3/2012 5:32:16 PM |
| Dubbs360 | $500.00 | 10/3/2012 6:04:40 PM |
| hitsman | $50.00 | 10/3/2012 6:11:34 PM |
| gravbox | $25.00 | 10/3/2012 6:03:09 PM |
| Sneezie | $100.00 | 10/3/2012 6:08:21 PM |
| excellent-funds649 | $50.00 | 10/3/2012 6:29:52 PM |
| networks4ever | $25.00 | 10/3/2012 6:37:16 PM |
| 08bob | $25.00 | 10/3/2012 9:08:48 PM |
| SharkAttack | $25.00 | 10/3/2012 10:25:35 PM |
| economy-popcorn | $25.00 | 10/4/2012 6:10:48 AM |
| super_pickle | $50.00 | 10/4/2012 8:48:02 AM |
| invest-in-ed | $125.00 | 10/4/2012 5:52:56 AM |
| Isanpankki | $25.00 | 10/4/2012 6:29:23 AM |
| first-serene-credit | $25.00 | 10/4/2012 8:51:46 AM |
| hardkore007 | $50.00 | 10/4/2012 9:48:16 AM |
| kenji4861 | $25.00 | 10/4/2012 11:13:28 AM |
| Johnab | $25.00 | 10/4/2012 12:30:11 PM |
| toblerone | $25.00 | 10/4/2012 11:24:03 AM |
| bellaquito | $500.00 | 10/4/2012 11:43:32 AM |
| leverage-monger | $25.00 | 10/4/2012 11:47:54 AM |
| compatible-deal9 | $50.00 | 10/4/2012 12:23:26 PM |
| museic1 | $124.99 | 10/4/2012 1:09:30 PM |
| green-moola-sniffer | $25.00 | 10/3/2012 5:01:27 PM |
| wildguy | $100.00 | 10/3/2012 5:08:17 PM |
| phenomenal-rate1 | $500.00 | 10/3/2012 5:11:56 PM |
| Taxman44 | $25.00 | 10/3/2012 5:22:31 PM |
| kscc183 | $25.00 | 10/3/2012 5:24:41 PM |
| Castellan | $50.00 | 10/3/2012 5:27:10 PM |
| intuitive-benefit3 | $100.00 | 10/3/2012 5:42:16 PM |
| loyalty-hornet6 | $25.00 | 10/3/2012 5:33:31 PM |
| Arvicco | $400.00 | 10/3/2012 5:33:55 PM |
| brightest-listing-scrutinzer | $50.00 | 10/3/2012 5:53:14 PM |
| CreditBuilder2 | $25.01 | 10/3/2012 6:00:17 PM |
| mar97 | $25.00 | 10/3/2012 6:06:58 PM |
| kind-unassuming-fund | $25.00 | 10/3/2012 11:14:53 PM |
| jybank | $50.00 | 10/3/2012 9:13:19 PM |
| oldboter | $50.00 | 10/4/2012 5:14:29 AM |
| respectful-credit820 | $25.00 | 10/3/2012 11:16:44 PM |
| burrben | $100.00 | 10/4/2012 4:16:22 AM |
| deal-pioneer1 | $50.00 | 10/4/2012 5:52:02 AM |
| P2P_CARE | $100.00 | 10/4/2012 8:06:50 AM |
| napmanger | $100.00 | 10/4/2012 8:31:27 AM |
| p2ploan-harmony913 | $50.00 | 10/4/2012 10:01:12 AM |
| KLCRAY | $25.00 | 10/4/2012 11:49:41 AM |
| azazle | $25.00 | 10/4/2012 12:36:25 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
647937
This series of Notes was issued and sold upon the funding of the borrower loan #75679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $73.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.96% | | |
| |
Estimated return*:
| 10.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,798 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hutogw |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 43 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2011)
620-639
(Oct-2010)
760-779
(Aug-2008)
|
|
Principal balance:
| $2,152.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 43 | | |
Description
Wedding Loans
Purpose of loan:
I'm getting married!!! I've done an excellent job not asking my parents for financial help for the past few years and I don't want to start asking now. My fiance need a few more dollars to make my day as wonderful as I possibly can.
My financial situation:
I am a good candidate for this loan because I have steady employment as a salaried high school teacher and I will DEFINITELY pay this loan back on time if not before.
Monthly net income: $ 2942
Monthly expenses: $ 365
Housing: $ 1256
Insurance: $
Car expenses: $ 279
Utilities: $
Phone, cable, internet: $ 200
Food, entertainment: $ 200
Clothing, household expenses: $ 50
Credit cards and other loans: $ 208
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $40.00 | 10/2/2012 9:01:40 AM |
| Milonguero | $100.00 | 10/2/2012 9:01:24 AM |
| MoneyForNothing | $75.43 | 10/2/2012 9:02:48 AM |
| hard-working-rate3 | $25.00 | 10/2/2012 9:03:05 AM |
| ahalls | $25.00 | 10/2/2012 9:05:32 AM |
| williemc44 | $25.00 | 10/2/2012 9:05:57 AM |
| order-tamale | $400.00 | 10/2/2012 9:06:11 AM |
| RGlad | $200.00 | 10/2/2012 9:01:26 AM |
| rautility | $50.00 | 10/2/2012 9:03:09 AM |
| jkeller4000 | $100.00 | 10/2/2012 9:01:52 AM |
| scholarly-order6 | $200.00 | 10/2/2012 9:02:01 AM |
| thorough-payout8 | $35.00 | 10/2/2012 9:02:26 AM |
| best-charming-leverage | $50.00 | 10/2/2012 9:02:49 AM |
| commerce-venture1 | $25.00 | 10/2/2012 9:03:08 AM |
| rate-hawk | $25.00 | 10/2/2012 9:03:50 AM |
| money-surge1 | $25.00 | 10/2/2012 9:04:28 AM |
| credit-missile | $125.00 | 10/2/2012 9:02:50 AM |
| gain-equator | $25.00 | 10/2/2012 9:02:35 AM |
| lowrater | $100.60 | 10/2/2012 9:04:53 AM |
| Assets-Up | $25.00 | 10/2/2012 9:01:17 AM |
| caper945 | $100.00 | 10/2/2012 9:02:54 AM |
| CMJ-Partners | $100.00 | 10/2/2012 9:03:30 AM |
| life-is-great | $25.00 | 10/2/2012 9:05:38 AM |
| janeybooboo | $100.00 | 10/2/2012 9:01:38 AM |
| ore-holly | $25.00 | 10/2/2012 9:02:33 AM |
| StPong | $25.00 | 10/2/2012 9:03:49 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
647979
This series of Notes was issued and sold upon the funding of the borrower loan #75655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $116.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
8 | Length of status: | 1y 3m |
|
Amount delinquent:
| $6,450 |
Total credit lines:
| 51 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $118,463 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| extraordinary-truth6 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2011)
|
|
Principal balance:
| $5,244.37 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan: debt consolodation
This loan will be used to...payoff a high interest CC and fix ailing car
My financial situation: we have sold our house and are out from a high mortgage payment
I am a good candidate for this loan because...I am finally getting my financial situation under control
Monthly net income: $4,900
Monthly expenses: $3,797
Housing: $1,400
Insurance: $262
Car expenses: $340
Utilities: $300
Phone, cable, internet: $125
Food, entertainment: $300
Clothing, household expenses: $470
Credit cards and other loans: $400
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 10/1/2012 5:08:57 PM |
| Beld | $50.00 | 10/1/2012 5:03:17 PM |
| payout-achievement | $45.00 | 10/1/2012 5:02:09 PM |
| handshake5 | $28.00 | 10/1/2012 5:02:41 PM |
| life-is-great | $25.00 | 10/1/2012 5:25:47 PM |
| handy-justice | $25.00 | 10/1/2012 5:01:59 PM |
| WalnutCreekguy | $50.00 | 10/1/2012 5:27:28 PM |
| MoneyForNothing | $25.11 | 10/1/2012 5:05:34 PM |
| cp-family | $50.00 | 10/1/2012 5:13:10 PM |
| mikbos | $25.00 | 10/1/2012 5:24:34 PM |
| special-dinero553 | $25.00 | 10/1/2012 5:26:03 PM |
| pierrelasvegas | $25.00 | 10/1/2012 5:26:30 PM |
| principal-cooker2 | $50.00 | 10/1/2012 5:43:51 PM |
| proper-exchange8 | $50.00 | 10/1/2012 5:47:28 PM |
| csa_101824 | $25.00 | 10/1/2012 5:50:59 PM |
| unassailable-fund | $40.00 | 10/1/2012 5:27:16 PM |
| cash-kin7 | $25.00 | 10/1/2012 5:40:00 PM |
| the-brilliant-currency | $25.00 | 10/1/2012 5:40:19 PM |
| speedy-peso1 | $100.00 | 10/1/2012 5:36:30 PM |
| rookiecrd1 | $100.00 | 10/1/2012 5:41:56 PM |
| majestic-note6 | $200.00 | 10/1/2012 5:38:12 PM |
| fantastic-bazaar2 | $25.00 | 10/1/2012 5:39:26 PM |
| supreme-treasure8 | $100.00 | 10/1/2012 5:40:37 PM |
| trajectory8 | $25.00 | 10/1/2012 5:47:40 PM |
| turbobrat | $25.00 | 10/1/2012 5:49:50 PM |
| careful-vigilance4 | $25.00 | 10/1/2012 5:51:31 PM |
| elegant-hope578 | $50.00 | 10/1/2012 5:58:03 PM |
| haplender | $50.00 | 10/1/2012 5:53:57 PM |
| phenomenal-rate1 | $500.00 | 10/1/2012 5:12:07 PM |
| Evolver | $50.00 | 10/1/2012 5:13:38 PM |
| friendly-gold | $25.00 | 10/1/2012 5:10:13 PM |
| durability-seahorse7 | $50.00 | 10/1/2012 5:10:28 PM |
| trade-boots1 | $44.00 | 10/1/2012 5:14:18 PM |
| DoctorJoe | $25.00 | 10/1/2012 5:40:52 PM |
| social-cocktail1 | $200.00 | 10/1/2012 5:50:57 PM |
| sunwell | $50.00 | 10/1/2012 5:51:10 PM |
| Mikale360 | $25.00 | 10/1/2012 5:57:22 PM |
| money-baron-Roth401k | $25.00 | 10/1/2012 5:33:13 PM |
| mmckune | $25.00 | 10/1/2012 5:41:30 PM |
| durability-ace9 | $30.00 | 10/1/2012 5:42:37 PM |
| LeReve | $500.00 | 10/1/2012 5:44:09 PM |
| Free-the-usa-1776 | $25.00 | 10/1/2012 5:49:24 PM |
| wonderous-principal083 | $25.00 | 10/1/2012 5:45:07 PM |
| musegaze | $50.00 | 10/1/2012 5:54:54 PM |
| janeybooboo | $37.89 | 10/1/2012 5:59:28 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
647983
This series of Notes was issued and sold upon the funding of the borrower loan #75773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 5m |
|
Amount delinquent:
| $1,840 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $216 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| coin-equilibrium4 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/1/2012 9:32:07 AM |
| cp-family | $50.00 | 10/1/2012 10:13:36 AM |
| worth-blanket2 | $1,352.00 | 10/1/2012 12:49:42 PM |
| tolerant-responsibility051 | $500.00 | 10/1/2012 11:48:49 AM |
| open-minded-p2p1 | $25.00 | 10/1/2012 11:15:49 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:46 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
648333
This series of Notes was issued and sold upon the funding of the borrower loan #75725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $194.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.31% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1983 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 26y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,137 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| pata97 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Mar-2012)
|
|
Principal balance:
| $8,110.52 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...lower debt
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| calm-platinum957 | $35.00 | 10/2/2012 5:03:17 PM |
| special-dinero553 | $25.00 | 10/2/2012 5:16:14 PM |
| phaded | $25.00 | 10/2/2012 5:02:09 PM |
| phenomenal-rate1 | $500.00 | 10/2/2012 5:04:59 PM |
| affluence-kingdom9 | $100.00 | 10/2/2012 5:17:11 PM |
| bazaar-tulip | $25.00 | 10/2/2012 5:21:57 PM |
| new-truth-chuckler | $33.00 | 10/2/2012 5:11:16 PM |
| pious-currency875 | $100.00 | 10/2/2012 5:10:39 PM |
| repayment-pagoda8 | $100.00 | 10/2/2012 5:10:58 PM |
| zassociate | $200.00 | 10/2/2012 5:12:17 PM |
| dignified-truth7 | $200.00 | 10/2/2012 5:18:47 PM |
| ready-interest9 | $25.00 | 10/2/2012 5:41:49 PM |
| LeReve | $493.00 | 10/2/2012 5:26:02 PM |
| RG | $30.00 | 10/2/2012 6:03:24 PM |
| wonderful-currency | $25.00 | 10/2/2012 5:37:33 PM |
| 108lender | $179.00 | 10/2/2012 5:34:44 PM |
| entertaining-revenue4 | $50.00 | 10/2/2012 5:37:15 PM |
| Sneezie | $100.00 | 10/2/2012 5:41:30 PM |
| IP | $25.00 | 10/2/2012 5:42:22 PM |
| intuitive-benefit3 | $100.00 | 10/2/2012 5:48:16 PM |
| best-bonafide-p2p | $50.00 | 10/2/2012 5:43:09 PM |
| compassion-twister2 | $50.00 | 10/2/2012 6:35:29 PM |
| loyalty-hornet6 | $25.00 | 10/2/2012 5:54:43 PM |
| california111 | $100.00 | 10/2/2012 6:59:22 PM |
| Ripsaw4U | $50.00 | 10/2/2012 6:38:29 PM |
| bellaquito | $500.00 | 10/2/2012 6:48:08 PM |
| LaGrangeLender | $60.00 | 10/2/2012 6:48:20 PM |
| Mont_Brinker | $80.99 | 10/2/2012 7:32:46 PM |
| loyalty-circuitry | $100.00 | 10/2/2012 7:29:24 PM |
| lionheart722 | $100.00 | 10/2/2012 5:07:42 PM |
| nickel-ferret | $25.00 | 10/2/2012 5:17:37 PM |
| Castellan | $50.00 | 10/2/2012 5:10:29 PM |
| openness-antioxidant | $100.00 | 10/2/2012 5:13:23 PM |
| fboba | $300.00 | 10/2/2012 5:31:15 PM |
| treasure-palace661 | $350.00 | 10/2/2012 5:32:23 PM |
| imogen22 | $50.00 | 10/2/2012 5:14:35 PM |
| EnglishGeekInNYC | $25.00 | 10/2/2012 5:33:19 PM |
| excellent-funds649 | $50.00 | 10/2/2012 5:38:56 PM |
| mar97 | $25.00 | 10/2/2012 5:24:44 PM |
| silver-explorer6 | $25.00 | 10/2/2012 5:42:39 PM |
| payout-reaction740 | $50.00 | 10/2/2012 5:43:54 PM |
| windguy | $50.00 | 10/2/2012 5:24:14 PM |
| KDW08 | $25.00 | 10/2/2012 5:29:23 PM |
| Darts | $50.00 | 10/2/2012 5:32:46 PM |
| progressive-economy261 | $500.00 | 10/2/2012 5:33:02 PM |
| compoundinterest | $25.00 | 10/2/2012 5:38:48 PM |
| adorable-asset9 | $100.00 | 10/2/2012 6:11:50 PM |
| spartacusiam | $25.00 | 10/2/2012 5:43:41 PM |
| spry-nickel | $50.00 | 10/2/2012 6:21:33 PM |
| wildguy | $100.00 | 10/2/2012 6:23:42 PM |
| DavidMonsy | $50.00 | 10/2/2012 5:45:28 PM |
| adventurer447 | $129.00 | 10/2/2012 5:51:58 PM |
| repayment-chihuahua3 | $25.00 | 10/2/2012 5:52:12 PM |
| prudent-dough458 | $25.00 | 10/2/2012 5:53:06 PM |
| rokman | $60.00 | 10/2/2012 5:57:48 PM |
| CreditBuilder2 | $25.01 | 10/2/2012 6:03:36 PM |
| unassailable-funds754 | $25.00 | 10/2/2012 6:05:32 PM |
| the-capital-shooter | $25.00 | 10/2/2012 6:10:13 PM |
| gravbox | $25.00 | 10/2/2012 6:13:28 PM |
| credit-maple | $25.00 | 10/2/2012 6:12:53 PM |
| thrifty-transaction578 | $25.00 | 10/2/2012 6:15:44 PM |
| RyanTH9893 | $25.00 | 10/2/2012 6:41:26 PM |
| kenji4861 | $25.00 | 10/2/2012 6:44:55 PM |
| toblerone | $25.00 | 10/2/2012 7:03:28 PM |
| Elefunt | $25.00 | 10/2/2012 7:22:41 PM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
648389
This series of Notes was issued and sold upon the funding of the borrower loan #75749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $118.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1982 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,357 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| new-cordial-p2p |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 20 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,800.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2011)
700-719
(Mar-2011)
|
|
Principal balance:
| $4,031.87 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-triangulation1 | $25.00 | 10/2/2012 5:04:22 PM |
| CMJ-Partners | $100.00 | 10/2/2012 5:08:38 PM |
| Castellan | $50.00 | 10/2/2012 5:10:29 PM |
| pious-currency875 | $100.00 | 10/2/2012 5:10:39 PM |
| zassociate | $200.00 | 10/2/2012 5:12:17 PM |
| treasure-palace661 | $350.00 | 10/2/2012 5:32:25 PM |
| market-cougar3 | $50.00 | 10/2/2012 5:26:57 PM |
| repayment-chihuahua3 | $25.00 | 10/2/2012 5:52:12 PM |
| CreditBuilder2 | $25.01 | 10/2/2012 6:03:36 PM |
| excellent-funds649 | $50.00 | 10/2/2012 5:38:56 PM |
| IP | $25.00 | 10/2/2012 5:42:22 PM |
| gravbox | $25.00 | 10/2/2012 6:13:29 PM |
| intuitive-benefit3 | $100.00 | 10/2/2012 5:48:16 PM |
| enticing-capital6 | $50.00 | 10/2/2012 5:47:47 PM |
| ethical-truth211 | $27.00 | 10/2/2012 5:56:01 PM |
| bellaquito | $500.00 | 10/2/2012 6:48:08 PM |
| dime-sprout | $25.00 | 10/2/2012 6:51:52 PM |
| RGlad | $85.00 | 10/2/2012 6:52:57 PM |
| AsianDragon | $25.00 | 10/2/2012 6:17:14 PM |
| thoughtful-economy1 | $96.59 | 10/2/2012 9:09:18 PM |
| HenlopenCapital | $25.00 | 10/2/2012 6:14:03 PM |
| RGlad | $65.00 | 10/2/2012 6:41:17 PM |
| loyalty-circuitry | $100.00 | 10/2/2012 7:29:25 PM |
| promise2 | $42.72 | 10/2/2012 7:56:23 PM |
| systematic-fairness1 | $55.48 | 10/2/2012 9:11:09 PM |
| MoneyForNothing | $25.20 | 10/2/2012 5:04:28 PM |
| sweety075 | $25.00 | 10/2/2012 5:03:55 PM |
| phenomenal-rate1 | $500.00 | 10/2/2012 5:05:14 PM |
| networks4ever | $25.00 | 10/2/2012 5:05:53 PM |
| new-truth-chuckler | $33.00 | 10/2/2012 5:11:17 PM |
| repayment-pagoda8 | $100.00 | 10/2/2012 5:11:26 PM |
| imogen22 | $50.00 | 10/2/2012 5:14:35 PM |
| affluence-kingdom9 | $100.00 | 10/2/2012 5:17:12 PM |
| tolerant-currency6 | $25.00 | 10/2/2012 5:35:04 PM |
| bold-wampum-compadre | $100.00 | 10/2/2012 5:17:28 PM |
| peso-tostada | $200.00 | 10/2/2012 5:35:48 PM |
| bazaar-tulip | $25.00 | 10/2/2012 5:21:57 PM |
| Darts | $50.00 | 10/2/2012 5:32:46 PM |
| progressive-economy261 | $500.00 | 10/2/2012 5:33:02 PM |
| MichaelProsper | $40.00 | 10/2/2012 5:59:29 PM |
| compoundinterest | $25.00 | 10/2/2012 5:38:49 PM |
| thrifty-transaction578 | $25.00 | 10/2/2012 6:15:44 PM |
| helpful-loan245 | $25.00 | 10/2/2012 6:22:11 PM |
| 0_0 | $25.00 | 10/2/2012 5:46:52 PM |
| bid-stockpiler1 | $25.00 | 10/2/2012 5:53:53 PM |
| didibagle | $100.00 | 10/2/2012 5:53:59 PM |
| loyalty-hornet6 | $25.00 | 10/2/2012 5:54:43 PM |
| LaGrangeLender | $60.00 | 10/2/2012 6:48:21 PM |
| FinanceEngine | $60.00 | 10/2/2012 6:02:43 PM |
| atlas100 | $25.00 | 10/2/2012 7:47:11 PM |
| mad-scientist418 | $25.00 | 10/2/2012 7:53:54 PM |
| adorable-asset9 | $200.00 | 10/2/2012 6:12:19 PM |
| the-fund-mussel | $100.00 | 10/2/2012 6:16:53 PM |
| community-burrito9 | $35.00 | 10/2/2012 6:14:57 PM |
| Bamaman205 | $25.00 | 10/2/2012 6:15:41 PM |
| john0720 | $25.00 | 10/2/2012 6:24:47 PM |
| kenji4861 | $25.00 | 10/2/2012 6:44:55 PM |
| brightest-listing-scrutinzer | $50.00 | 10/2/2012 7:36:19 PM |
| napmanger | $100.00 | 10/2/2012 8:47:50 PM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
648435
This series of Notes was issued and sold upon the funding of the borrower loan #75646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 30.85% |
Borrower rate/APR:
| 31.85% / 34.61% |
Monthly payment:
| $134.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.43% | | |
| |
Estimated return*:
| 15.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,142 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| first-market-spark |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2012)
|
|
Principal balance:
| $3,570.42 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan: Consolidate debt accrued during first year of business. Income has picked up substantially, and now I would like to be able to pay off some of my credit card balances.
My financial situation:
I am a good candidate for this loan because... I have had another Prosper loan for the past 6 months and it has always been my NUMBER 1 priority. I value the ability to get loans from peers and I make sure that I am on time paying back every month. I have 0 days past due on my other Prosper loan.
My credit score has lowered since my last loan due to having to use my cards up to the limits to make it through year one of business. The primary purpose of this loan is to lower the balances of the maximums to help get my credit score back up. Thank you for all your help everyone, I greatly appreciate it.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bad_Debt | $25.00 | 10/2/2012 5:02:54 PM |
| understanding-dollar67 | $25.00 | 10/2/2012 5:03:23 PM |
| cash-reaction2 | $25.00 | 10/2/2012 5:13:32 PM |
| life-is-great | $25.00 | 10/2/2012 5:13:54 PM |
| deal-galleon | $25.00 | 10/2/2012 5:05:37 PM |
| mikbos | $25.00 | 10/2/2012 5:06:54 PM |
| bid-czar8 | $100.00 | 10/2/2012 5:18:30 PM |
| networks4ever | $25.00 | 10/2/2012 5:05:54 PM |
| newest-currency-vibrato | $25.00 | 10/2/2012 5:06:17 PM |
| speedy-peso1 | $100.00 | 10/2/2012 5:20:53 PM |
| bewitching-dollar5 | $100.00 | 10/2/2012 5:11:04 PM |
| AF-Chief | $25.00 | 10/2/2012 5:16:16 PM |
| benevolent-loot5 | $200.00 | 10/2/2012 5:13:55 PM |
| imogen22 | $50.00 | 10/2/2012 5:15:15 PM |
| 87Marc | $25.00 | 10/2/2012 5:34:22 PM |
| pierrelasvegas | $25.00 | 10/2/2012 5:17:22 PM |
| cp-family | $50.00 | 10/2/2012 5:35:21 PM |
| NekHoldings | $25.00 | 10/2/2012 5:22:07 PM |
| money-baron | $100.00 | 10/2/2012 5:21:50 PM |
| natural-liberty4 | $200.00 | 10/2/2012 5:22:54 PM |
| paytonbrigadier | $226.00 | 10/2/2012 5:29:26 PM |
| melodious-fairness | $50.00 | 10/2/2012 5:33:45 PM |
| FL-Lender | $25.00 | 10/2/2012 5:37:43 PM |
| bubb_hans | $25.00 | 10/2/2012 5:34:29 PM |
| social-cocktail1 | $200.00 | 10/2/2012 5:40:10 PM |
| handy-justice | $50.00 | 10/2/2012 5:02:07 PM |
| money-baron-Roth401k | $25.00 | 10/2/2012 5:03:20 PM |
| lowrater | $50.40 | 10/2/2012 5:03:28 PM |
| duty-viola | $35.00 | 10/2/2012 5:22:08 PM |
| 52digital | $75.00 | 10/2/2012 5:26:44 PM |
| dedicated-transaction796 | $25.00 | 10/2/2012 5:12:08 PM |
| Bob450 | $25.00 | 10/2/2012 5:29:24 PM |
| BankofRon | $25.00 | 10/2/2012 5:30:30 PM |
| handshake5 | $100.00 | 10/2/2012 5:12:36 PM |
| michaelray703 | $25.00 | 10/2/2012 5:15:01 PM |
| professional-vigilance9 | $100.00 | 10/2/2012 5:15:46 PM |
| robust-diversification3 | $50.00 | 10/2/2012 5:34:26 PM |
| a-credit-rotation | $25.00 | 10/2/2012 5:35:27 PM |
| refresher211 | $25.00 | 10/2/2012 5:17:59 PM |
| orearella3 | $25.00 | 10/2/2012 5:37:16 PM |
| env | $25.00 | 10/2/2012 5:38:03 PM |
| power-chihuahua | $25.00 | 10/2/2012 5:19:34 PM |
| versatile-dime442 | $250.00 | 10/2/2012 5:22:02 PM |
| bob450-roth | $25.00 | 10/2/2012 5:27:55 PM |
| genius520 | $100.00 | 10/2/2012 5:28:19 PM |
| transaction-circuit | $75.00 | 10/2/2012 5:27:40 PM |
| treasure-palace661 | $350.00 | 10/2/2012 5:32:25 PM |
| jiggaman7 | $52.00 | 10/2/2012 5:33:56 PM |
| progressive-economy261 | $500.00 | 10/2/2012 5:33:03 PM |
| BankofRon_IRA | $100.00 | 10/2/2012 5:37:25 PM |
| community-spartan | $50.00 | 10/2/2012 5:37:41 PM |
| justice-gourd | $100.00 | 10/2/2012 5:35:30 PM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
648439
This series of Notes was issued and sold upon the funding of the borrower loan #75631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $412.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,843 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| moola-bearer6 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Business
Purpose of loan:
This loan will be used to...complete build out and renovations to a commercial property I own in order to provide a new location for my fitness center.
My financial situation:
I am a good candidate for this loan because...I own two successful businesses and real estate producing good income, I have never made a late payment and always fulfill my obligations.(2nd Prosper loan)
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $25.00 | 10/1/2012 5:26:54 PM |
| handshake5 | $100.00 | 10/1/2012 5:02:41 PM |
| tnjohnso | $25.00 | 10/1/2012 5:08:19 PM |
| grf1945 | $25.00 | 10/1/2012 5:10:20 PM |
| Byrd24 | $100.00 | 10/1/2012 5:16:06 PM |
| pragmatic-auction8 | $50.00 | 10/1/2012 5:17:06 PM |
| prohelper | $25.00 | 10/1/2012 5:18:29 PM |
| finance-prescription | $100.00 | 10/1/2012 5:23:19 PM |
| trade-beeper4 | $25.00 | 10/1/2012 5:23:42 PM |
| MoneyForNothing | $25.08 | 10/1/2012 5:06:52 PM |
| integrity-web | $25.00 | 10/1/2012 5:26:12 PM |
| WalnutCreekguy | $50.00 | 10/1/2012 5:27:28 PM |
| MG_Holdings | $25.00 | 10/1/2012 5:09:11 PM |
| gold-pudding6 | $60.00 | 10/1/2012 5:05:13 PM |
| magnitude787 | $30.00 | 10/1/2012 5:31:10 PM |
| sgf | $25.00 | 10/1/2012 5:08:59 PM |
| cattlebaron | $50.00 | 10/1/2012 5:14:14 PM |
| DirtyJenga | $25.00 | 10/1/2012 5:34:11 PM |
| mikrolown | $25.00 | 10/1/2012 5:18:48 PM |
| nex | $25.00 | 10/1/2012 5:12:37 PM |
| cash-kin7 | $25.00 | 10/1/2012 5:40:00 PM |
| platinum-lightning | $50.00 | 10/1/2012 5:40:06 PM |
| pedroballgame | $50.00 | 10/1/2012 5:24:05 PM |
| imogen22 | $50.00 | 10/1/2012 5:24:09 PM |
| Cookstersalibi | $25.00 | 10/1/2012 5:17:24 PM |
| auction-turtle0 | $25.00 | 10/1/2012 5:40:55 PM |
| pierrelasvegas | $25.00 | 10/1/2012 5:26:18 PM |
| rogue_monster | $50.00 | 10/1/2012 5:20:28 PM |
| bid-czar8 | $100.00 | 10/1/2012 5:45:43 PM |
| handy-money9 | $75.00 | 10/1/2012 5:25:40 PM |
| Theofficer_roth_ira | $25.41 | 10/1/2012 5:31:47 PM |
| g0avs3327 | $25.00 | 10/1/2012 5:52:12 PM |
| speedy-peso1 | $100.00 | 10/1/2012 5:36:19 PM |
| hard-working-loot | $50.00 | 10/1/2012 5:29:14 PM |
| musegaze | $50.00 | 10/1/2012 5:54:54 PM |
| daisuke | $25.00 | 10/1/2012 5:31:45 PM |
| dmunySF | $50.00 | 10/1/2012 5:32:56 PM |
| hitsman | $50.00 | 10/1/2012 5:59:29 PM |
| DreisersFinancier | $50.00 | 10/1/2012 5:59:45 PM |
| supreme-treasure8 | $100.00 | 10/1/2012 5:40:38 PM |
| valiant-liberty4 | $25.00 | 10/1/2012 5:36:10 PM |
| versatile-dime442 | $250.00 | 10/1/2012 5:37:17 PM |
| dedicated-hope640 | $25.00 | 10/1/2012 5:37:57 PM |
| greenback-snowdome1 | $50.00 | 10/1/2012 6:01:30 PM |
| adaboy65 | $100.00 | 10/1/2012 5:43:36 PM |
| ready-justice7 | $50.00 | 10/1/2012 6:04:05 PM |
| best-witty-income | $25.00 | 10/1/2012 5:40:07 PM |
| AF-Chief | $25.00 | 10/1/2012 6:08:02 PM |
| jamiee73 | $25.00 | 10/1/2012 6:09:50 PM |
| dime-sprout | $25.00 | 10/1/2012 5:49:03 PM |
| Investor_DP | $200.00 | 10/1/2012 5:41:09 PM |
| DoctorJoe | $25.00 | 10/1/2012 5:41:32 PM |
| revolutionary082 | $27.27 | 10/1/2012 6:11:32 PM |
| nanda | $25.00 | 10/1/2012 5:42:12 PM |
| compassionate-auction6 | $150.00 | 10/1/2012 6:14:04 PM |
| enchanted-note14 | $25.00 | 10/1/2012 5:53:01 PM |
| StPong | $25.00 | 10/1/2012 5:46:04 PM |
| historic-value7 | $100.00 | 10/1/2012 5:54:13 PM |
| P2P_Investor | $1,000.00 | 10/1/2012 5:47:18 PM |
| payment-entrepreneur126 | $50.00 | 10/1/2012 5:57:04 PM |
| robust-diversification3 | $50.00 | 10/1/2012 6:20:36 PM |
| incbx | $55.00 | 10/1/2012 5:58:07 PM |
| cognizant-bazaar5 | $25.00 | 10/1/2012 6:22:16 PM |
| orange-stable-gain | $50.00 | 10/1/2012 6:29:02 PM |
| TulaneGrad | $25.00 | 10/1/2012 6:00:19 PM |
| calamango | $43.00 | 10/1/2012 5:54:26 PM |
| KSandbFL | $50.00 | 10/1/2012 6:01:04 PM |
| tolerant-truth2 | $40.00 | 10/1/2012 5:57:42 PM |
| tender-commerce8 | $50.00 | 10/1/2012 6:30:25 PM |
| LaGrangeLender | $60.00 | 10/1/2012 6:05:18 PM |
| heavenly-bazaar3 | $100.00 | 10/1/2012 6:07:47 PM |
| Mikale360 | $25.00 | 10/1/2012 5:59:04 PM |
| melodious-fairness | $50.00 | 10/1/2012 6:09:43 PM |
| wampum-optimization | $25.00 | 10/1/2012 6:36:48 PM |
| WindomDev | $25.00 | 10/1/2012 6:09:50 PM |
| drcoop | $25.00 | 10/1/2012 6:38:07 PM |
| kind-bill-supporter | $25.00 | 10/1/2012 6:11:53 PM |
| subtle-bill727 | $25.00 | 10/1/2012 6:44:54 PM |
| transparency-sapling | $25.00 | 10/1/2012 6:45:59 PM |
| JCM_MN | $41.00 | 10/1/2012 6:46:36 PM |
| transaction-hugger4 | $100.00 | 10/1/2012 6:19:31 PM |
| rakstar | $25.00 | 10/1/2012 6:08:46 PM |
| Jloaner | $100.00 | 10/1/2012 6:09:34 PM |
| adventurer447 | $300.00 | 10/1/2012 6:21:15 PM |
| wizard750 | $28.00 | 10/1/2012 6:10:19 PM |
| intrepid-loot | $25.00 | 10/1/2012 6:27:01 PM |
| networks4ever | $25.00 | 10/1/2012 6:12:00 PM |
| statuesque-affluence058 | $25.00 | 10/1/2012 6:56:19 PM |
| burntxsoul | $25.00 | 10/1/2012 6:13:20 PM |
| first-pragmatic-power | $25.00 | 10/1/2012 6:57:25 PM |
| rupee-master6 | $25.00 | 10/1/2012 6:16:36 PM |
| miamibeachloaner | $100.00 | 10/1/2012 6:30:36 PM |
| Assets-Up | $25.00 | 10/1/2012 6:18:49 PM |
| persist_in_doing | $25.00 | 10/1/2012 6:35:10 PM |
| warde43502 | $25.00 | 10/1/2012 6:38:25 PM |
| investorRE | $25.00 | 10/1/2012 6:21:10 PM |
| Dave0 | $25.00 | 10/1/2012 6:23:04 PM |
| fortytwo | $150.00 | 10/1/2012 6:25:01 PM |
| compounding21 | $25.00 | 10/1/2012 6:28:44 PM |
| loan-fate | $50.00 | 10/1/2012 6:28:57 PM |
| chlebie | $50.00 | 10/1/2012 6:47:19 PM |
| compassion-expert | $25.00 | 10/1/2012 6:47:35 PM |
| flexible-peso05 | $25.00 | 10/1/2012 6:49:11 PM |
| interstellar | $75.00 | 10/1/2012 6:50:30 PM |
| responsibility-force333 | $40.00 | 10/1/2012 6:51:04 PM |
| paladin847 | $70.00 | 10/1/2012 6:39:10 PM |
| Autolex | $25.00 | 10/1/2012 6:44:58 PM |
| williemc44 | $25.00 | 10/1/2012 6:47:26 PM |
| mercuriant | $25.00 | 10/1/2012 6:51:15 PM |
| money-bauble | $100.00 | 10/1/2012 6:51:26 PM |
| fcrick | $25.00 | 10/1/2012 6:18:29 PM |
| tolerant-responsibility051 | $2,000.00 | 10/1/2012 5:08:41 PM |
| lowrater | $75.40 | 10/1/2012 5:11:24 PM |
| thrilling-fund427 | $50.00 | 10/1/2012 5:16:09 PM |
| NYCFinancier | $32.00 | 10/1/2012 5:16:35 PM |
| jstefans | $25.00 | 10/1/2012 5:18:19 PM |
| octoberfresh | $25.00 | 10/1/2012 5:22:31 PM |
| life-is-great | $25.00 | 10/1/2012 5:25:48 PM |
| mkomar | $25.00 | 10/1/2012 5:26:43 PM |
| Beld | $50.00 | 10/1/2012 5:03:18 PM |
| friendly-gold | $25.00 | 10/1/2012 5:10:13 PM |
| durability-seahorse7 | $50.00 | 10/1/2012 5:10:28 PM |
| affluence-microscope2 | $200.00 | 10/1/2012 5:09:11 PM |
| Hambone1111 | $25.00 | 10/1/2012 5:33:01 PM |
| eloquent-economy721 | $25.00 | 10/1/2012 5:38:24 PM |
| structure9 | $25.00 | 10/1/2012 5:14:51 PM |
| mad4wknds | $25.00 | 10/1/2012 5:15:05 PM |
| CAGE-Investments | $25.00 | 10/1/2012 5:23:44 PM |
| transaction-keeper5 | $25.00 | 10/1/2012 5:24:59 PM |
| tech310 | $50.00 | 10/1/2012 5:42:05 PM |
| return-pioneer221 | $200.00 | 10/1/2012 5:20:24 PM |
| new-truth-chuckler | $25.00 | 10/1/2012 5:45:28 PM |
| houli123 | $25.00 | 10/1/2012 5:29:04 PM |
| Railbird | $50.00 | 10/1/2012 5:23:04 PM |
| proper-exchange8 | $50.00 | 10/1/2012 5:47:30 PM |
| azazle | $50.00 | 10/1/2012 5:23:48 PM |
| auction-bonaza8 | $100.00 | 10/1/2012 5:31:43 PM |
| listing-escalator9 | $25.00 | 10/1/2012 5:33:16 PM |
| radiant-dollar9 | $200.00 | 10/1/2012 5:36:06 PM |
| oldmora | $50.00 | 10/1/2012 5:37:03 PM |
| thrifty-generosity222 | $50.00 | 10/1/2012 5:30:53 PM |
| new-gold-wrangler | $1,000.00 | 10/1/2012 5:31:16 PM |
| shmb6508 | $50.00 | 10/1/2012 5:31:46 PM |
| ASR3 | $50.00 | 10/1/2012 5:58:42 PM |
| CanArkRoamNu | $25.00 | 10/1/2012 5:39:23 PM |
| 6moonbeams | $50.00 | 10/1/2012 5:59:11 PM |
| the-brilliant-currency | $25.00 | 10/1/2012 5:40:19 PM |
| Caerus | $50.00 | 10/1/2012 5:35:59 PM |
| capital-renewal | $50.00 | 10/1/2012 6:00:14 PM |
| dragonfly-amulet | $25.00 | 10/1/2012 5:38:00 PM |
| brilliant-market680 | $25.00 | 10/1/2012 6:01:51 PM |
| washboard1 | $25.00 | 10/1/2012 5:38:43 PM |
| benevolent-bonus | $25.00 | 10/1/2012 5:39:30 PM |
| respectful-note5 | $25.00 | 10/1/2012 6:08:42 PM |
| useful-money715 | $25.00 | 10/1/2012 6:11:20 PM |
| rookiecrd1 | $100.00 | 10/1/2012 5:41:56 PM |
| MrBailey | $25.00 | 10/1/2012 5:42:26 PM |
| social-cocktail1 | $200.00 | 10/1/2012 5:50:57 PM |
| durability-ace9 | $30.00 | 10/1/2012 5:42:38 PM |
| LeReve | $500.00 | 10/1/2012 5:43:46 PM |
| SimpleChoice | $25.00 | 10/1/2012 6:15:56 PM |
| flo_rida | $100.00 | 10/1/2012 6:17:13 PM |
| productive-ore | $25.00 | 10/1/2012 5:53:20 PM |
| svandgts | $25.00 | 10/1/2012 5:45:38 PM |
| money-vista | $25.00 | 10/1/2012 6:20:14 PM |
| Macbethofscots | $25.00 | 10/1/2012 6:20:32 PM |
| industrious-transparency6 | $25.00 | 10/1/2012 5:47:53 PM |
| social-attraction463 | $25.00 | 10/1/2012 6:21:42 PM |
| obfuscatedsn | $100.00 | 10/1/2012 6:22:07 PM |
| Vreet | $25.00 | 10/1/2012 5:51:53 PM |
| duty-viola | $35.00 | 10/1/2012 5:52:43 PM |
| p2p-czar3 | $25.00 | 10/1/2012 6:29:00 PM |
| haplender | $50.00 | 10/1/2012 5:54:00 PM |
| 1randyp | $25.00 | 10/1/2012 6:00:31 PM |
| nimble-revenue5 | $100.00 | 10/1/2012 6:30:19 PM |
| gamp | $25.00 | 10/1/2012 6:02:01 PM |
| nuetron | $25.00 | 10/1/2012 5:57:44 PM |
| mckhbnpc | $50.00 | 10/1/2012 5:58:36 PM |
| Reinadog9 | $25.00 | 10/1/2012 6:13:48 PM |
| mobius_titan | $25.00 | 10/1/2012 6:14:09 PM |
| blazing-capital2 | $250.00 | 10/1/2012 6:46:24 PM |
| SkepticalBen | $25.00 | 10/1/2012 6:48:13 PM |
| DrewOdette | $25.00 | 10/1/2012 6:07:29 PM |
| tylerfd | $35.00 | 10/1/2012 6:49:22 PM |
| Aliso-Viejo | $50.00 | 10/1/2012 6:08:06 PM |
| best-charming-leverage | $50.00 | 10/1/2012 6:50:09 PM |
| keynaples | $100.00 | 10/1/2012 6:08:12 PM |
| jazzlender | $25.00 | 10/1/2012 6:09:16 PM |
| skunkor2 | $27.00 | 10/1/2012 6:09:54 PM |
| dkjl | $25.00 | 10/1/2012 6:23:12 PM |
| nyran20 | $50.00 | 10/1/2012 6:53:25 PM |
| money51282 | $100.00 | 10/1/2012 6:11:48 PM |
| zipemdown | $25.00 | 10/1/2012 6:29:33 PM |
| affluence-kingdom9 | $100.00 | 10/1/2012 6:30:04 PM |
| Zane314 | $50.00 | 10/1/2012 6:33:15 PM |
| money-surge1 | $25.00 | 10/1/2012 6:20:07 PM |
| CapitalismRocks | $25.00 | 10/1/2012 6:37:51 PM |
| bazaar-tulip | $25.00 | 10/1/2012 6:38:42 PM |
| hope-gadget | $25.00 | 10/1/2012 6:21:18 PM |
| the-dollar-topper | $150.00 | 10/1/2012 6:22:18 PM |
| mondial4 | $25.00 | 10/1/2012 6:25:15 PM |
| reduce_US_govt_debt | $30.00 | 10/1/2012 6:42:50 PM |
| economy-producer | $25.00 | 10/1/2012 6:47:42 PM |
| red-power-pecan | $50.00 | 10/1/2012 6:52:28 PM |
| MoneyForNothing | $5.84 | 10/1/2012 6:57:44 PM |
| a-social-nebula | $50.00 | 10/1/2012 6:43:41 PM |
| wwwUniversal | $25.00 | 10/1/2012 6:47:40 PM |
| squeebie | $50.00 | 10/1/2012 6:48:54 PM |
| Latinun | $25.00 | 10/1/2012 6:51:59 PM |
| paytonbrigadier | $250.00 | 10/1/2012 6:53:06 PM |
| AdamDB | $25.00 | 10/1/2012 6:53:21 PM |
| sensible-fund | $35.00 | 10/1/2012 6:56:51 PM |
| 212 Investments
|
Borrower Payment Dependent Notes Series
648475
This series of Notes was issued and sold upon the funding of the borrower loan #75315, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $225.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 1m |
|
Amount delinquent:
| $48 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,987 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| social-delight899 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2012)
|
|
Principal balance:
| $5,549.27 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because of my continued ability to pay my bills and hold a job. I am taking this loan out to consolidate my credit cards and give myself a small cushion of capital while I work to rebuild and begin saving. I am very close to gaining a higher professional status and increasing my pay by a little more than double in the next few months.
T explain what appears to be short term employment history showing one month, it is because I recently changed jobs. I work in film and television and as opportunities arise or seasons go on hiatus I adjust. I have changed the television show I am working on to help speed up the process of attaining a higher income. The "promotion" will take place late November and increase my current income by more than double within a few months.
Monthly net income: $2,800
Monthly expenses: $1,800
Housing: $1000
Insurance: $0
Car expenses: $0
Utilities: $200
Phone, cable, internet: $30
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $3500
Other expenses: $130
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-missile | $75.00 | 10/1/2012 5:07:44 PM |
| LittleMingo | $25.00 | 10/1/2012 5:08:19 PM |
| fcrick | $25.00 | 10/1/2012 6:18:30 PM |
| durability-seahorse7 | $50.00 | 10/1/2012 5:10:29 PM |
| kinder-credit-bear | $250.00 | 10/1/2012 5:01:52 PM |
| transaction-keeper5 | $25.00 | 10/1/2012 5:23:26 PM |
| Theofficer_roth_ira | $25.41 | 10/1/2012 5:30:35 PM |
| friendly-gold | $25.00 | 10/1/2012 5:10:13 PM |
| grf1945 | $25.00 | 10/1/2012 5:10:20 PM |
| azazle | $50.00 | 10/1/2012 5:24:29 PM |
| LeReve | $500.00 | 10/1/2012 5:44:10 PM |
| WalnutCreekguy | $50.00 | 10/1/2012 5:27:29 PM |
| careful-vigilance4 | $25.00 | 10/1/2012 5:51:32 PM |
| money-baron-Roth401k | $25.00 | 10/1/2012 5:33:14 PM |
| cash-kin7 | $25.00 | 10/1/2012 5:40:01 PM |
| 52digital | $75.00 | 10/1/2012 6:00:27 PM |
| melodious-bill | $25.00 | 10/1/2012 5:47:05 PM |
| Bob450 | $25.00 | 10/1/2012 5:52:20 PM |
| proper-exchange8 | $50.00 | 10/1/2012 5:47:30 PM |
| RGlad | $150.00 | 10/1/2012 5:51:28 PM |
| jamiee73 | $25.00 | 10/1/2012 6:09:50 PM |
| new-truth-chuckler | $40.00 | 10/1/2012 6:00:04 PM |
| capital-renewal | $50.00 | 10/1/2012 6:00:14 PM |
| melodious-fairness | $50.00 | 10/1/2012 6:09:43 PM |
| shrewd-peace7 | $25.00 | 10/1/2012 6:23:42 PM |
| Zane314 | $50.00 | 10/1/2012 6:33:15 PM |
| paladin847 | $70.00 | 10/1/2012 6:39:10 PM |
| vontuse | $25.00 | 10/1/2012 6:40:47 PM |
| p2ploan-instrument2 | $100.00 | 10/1/2012 6:41:13 PM |
| bdkjr | $25.00 | 10/1/2012 6:43:02 PM |
| zipemdown | $25.00 | 10/1/2012 6:29:33 PM |
| SkepticalBen | $25.00 | 10/1/2012 6:48:14 PM |
| mercuriant | $25.00 | 10/1/2012 6:51:16 PM |
| money-bauble | $100.00 | 10/1/2012 6:51:26 PM |
| paytonbrigadier | $250.00 | 10/1/2012 6:53:06 PM |
| statuesque-affluence058 | $25.00 | 10/1/2012 6:56:19 PM |
| gold-sushi | $25.00 | 10/1/2012 6:57:31 PM |
| wwwUniversal | $25.00 | 10/1/2012 6:47:40 PM |
| bewitching-dollar5 | $100.00 | 10/1/2012 5:15:28 PM |
| Beld | $50.00 | 10/1/2012 5:03:18 PM |
| handy-justice | $50.00 | 10/1/2012 5:04:44 PM |
| bob450-roth | $25.00 | 10/1/2012 5:03:09 PM |
| pierrelasvegas | $25.00 | 10/1/2012 5:26:30 PM |
| tolerant-responsibility051 | $2,000.00 | 10/1/2012 5:08:41 PM |
| cp-family | $50.00 | 10/1/2012 5:13:10 PM |
| phenomenal-rate1 | $500.00 | 10/1/2012 5:12:17 PM |
| fantastic-bazaar2 | $25.00 | 10/1/2012 5:39:27 PM |
| kind-credit-bear | $250.00 | 10/1/2012 5:22:37 PM |
| thrilling-fund427 | $50.00 | 10/1/2012 5:16:21 PM |
| integrity-web | $25.00 | 10/1/2012 5:22:39 PM |
| haplender | $50.00 | 10/1/2012 5:54:01 PM |
| musegaze | $50.00 | 10/1/2012 5:54:55 PM |
| historic-value7 | $100.00 | 10/1/2012 5:39:56 PM |
| Laissez-faire | $25.00 | 10/1/2012 5:34:16 PM |
| speedy-peso1 | $100.00 | 10/1/2012 5:36:30 PM |
| greenback-snowdome1 | $50.00 | 10/1/2012 6:01:30 PM |
| EnglishGeekInNYC | $25.00 | 10/1/2012 6:07:58 PM |
| the-brilliant-currency | $25.00 | 10/1/2012 5:40:20 PM |
| supreme-treasure8 | $100.00 | 10/1/2012 5:40:38 PM |
| Learning2Lend | $25.00 | 10/1/2012 6:10:38 PM |
| networks4ever | $25.00 | 10/1/2012 6:12:00 PM |
| robust-diversification3 | $50.00 | 10/1/2012 6:20:36 PM |
| sunwell | $50.00 | 10/1/2012 5:51:10 PM |
| Helenska11 | $50.00 | 10/1/2012 6:03:20 PM |
| AF-Chief | $25.00 | 10/1/2012 6:08:03 PM |
| interstellar | $75.00 | 10/1/2012 6:50:30 PM |
| adventurer447 | $300.00 | 10/1/2012 6:21:15 PM |
| debt-force | $25.00 | 10/1/2012 6:51:30 PM |
| wizard750 | $27.00 | 10/1/2012 6:10:19 PM |
| thelovebug | $100.00 | 10/1/2012 6:11:56 PM |
| first-pragmatic-power | $25.00 | 10/1/2012 6:57:25 PM |
| professional-vigilance9 | $100.00 | 10/1/2012 6:59:25 PM |
| miamibeachloaner | $54.00 | 10/1/2012 6:30:36 PM |
| Diamond_Jim | $25.00 | 10/1/2012 6:40:46 PM |
| TronMedici | $50.00 | 10/1/2012 6:28:16 PM |
| compassion-expert | $25.00 | 10/1/2012 6:47:36 PM |
| 108lender | $200.00 | 10/1/2012 6:48:59 PM |
| bold-direct-asset | $50.00 | 10/1/2012 6:56:00 PM |
| bubb_hans | $25.00 | 10/1/2012 6:38:47 PM |
| vibraphone3 | $25.00 | 10/1/2012 6:57:35 PM |
| subtle-bill727 | $25.00 | 10/1/2012 6:44:54 PM |
| sensible-fund | $25.00 | 10/1/2012 6:56:18 PM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
648571
This series of Notes was issued and sold upon the funding of the borrower loan #75441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $271.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1979 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $569 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 39 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| triumphant-loyalty2 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: 10,000
This loan will be used to... Home Improvement
My financial situation:
I am a good candidate for this loan because...I have been improving credit for last two years. I have an good work history and will be able to pay back the loan.
Monthly net income: $5200
Monthly expenses: $
Housing: $1000
Insurance: $186
Car expenses: $240
Utilities: $100
Phone, cable, internet: $235
Food, entertainment: $150
Clothing, household expenses: $125
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $300.00 | 10/1/2012 5:32:42 PM |
| natural-affluence6 | $25.00 | 10/2/2012 3:01:46 AM |
| responsibility-butterfly | $25.00 | 10/2/2012 10:59:11 AM |
| friendly-gold | $25.00 | 10/1/2012 5:10:14 PM |
| commerce-venture1 | $25.00 | 10/1/2012 5:12:57 PM |
| Theodon | $50.00 | 10/1/2012 5:16:45 PM |
| tenacious-affluence | $25.00 | 10/1/2012 5:03:37 PM |
| bewitching-dollar5 | $100.00 | 10/1/2012 5:15:29 PM |
| mikrolown | $25.00 | 10/1/2012 5:18:48 PM |
| rate-advocator7 | $100.00 | 10/1/2012 5:24:11 PM |
| the-brilliant-currency | $25.00 | 10/1/2012 5:40:20 PM |
| hope-eagle6 | $25.00 | 10/1/2012 5:24:11 PM |
| azazle | $50.00 | 10/1/2012 5:25:47 PM |
| IP | $25.00 | 10/1/2012 5:25:13 PM |
| appetizing-loyalty354 | $100.00 | 10/1/2012 5:32:12 PM |
| haplender | $50.00 | 10/1/2012 5:54:01 PM |
| intuitive-benefit3 | $100.00 | 10/1/2012 5:58:53 PM |
| natural-liberty4 | $200.00 | 10/1/2012 5:39:00 PM |
| urbane-income7 | $25.00 | 10/1/2012 5:49:10 PM |
| first-funds-palace | $25.00 | 10/1/2012 5:52:39 PM |
| DreisersFinancier | $50.00 | 10/1/2012 5:59:46 PM |
| new-truth-chuckler | $40.00 | 10/1/2012 6:00:04 PM |
| flo_rida | $100.00 | 10/1/2012 6:17:14 PM |
| Sagamore | $200.00 | 10/1/2012 7:05:41 PM |
| pious-currency875 | $100.00 | 10/1/2012 6:19:24 PM |
| networks4ever | $25.00 | 10/1/2012 7:15:53 PM |
| geniusj | $25.00 | 10/1/2012 6:30:10 PM |
| proper-exchange8 | $200.00 | 10/1/2012 7:05:29 PM |
| worth-game-changer8 | $25.00 | 10/1/2012 10:40:31 PM |
| equitable-peace9 | $41.06 | 10/2/2012 12:07:20 AM |
| repayment-chihuahua3 | $25.00 | 10/2/2012 1:37:09 AM |
| coin-baron | $25.00 | 10/1/2012 8:11:15 PM |
| credit-triumph1 | $25.00 | 10/2/2012 6:31:54 AM |
| irrelevant | $50.00 | 10/2/2012 5:07:49 AM |
| flexible-rate1 | $25.00 | 10/2/2012 8:49:41 AM |
| zorg77 | $25.00 | 10/2/2012 6:21:29 AM |
| friendinmoney | $25.00 | 10/2/2012 9:09:32 AM |
| leverage-monger | $33.00 | 10/2/2012 6:49:24 AM |
| pound-mushroom3 | $25.00 | 10/2/2012 9:12:52 AM |
| compassionate-dime0 | $50.00 | 10/2/2012 9:20:04 AM |
| Investoman | $25.00 | 10/2/2012 9:21:36 AM |
| villagers | $50.00 | 10/2/2012 9:15:02 AM |
| riproaringrapids | $50.00 | 10/2/2012 9:18:59 AM |
| adventurer447 | $300.00 | 10/2/2012 10:12:39 AM |
| 2ravens | $25.00 | 10/2/2012 10:18:14 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:12 AM |
| greentomato | $25.00 | 10/2/2012 10:07:35 AM |
| 6moonbeams | $39.00 | 10/2/2012 10:42:38 AM |
| cognizant-liberty4 | $26.00 | 10/2/2012 10:20:05 AM |
| dojo2 | $25.00 | 10/2/2012 10:59:38 AM |
| botfolio | $300.00 | 10/2/2012 10:22:17 AM |
| MI2 | $2,000.00 | 10/2/2012 10:29:56 AM |
| transparency-sapling | $25.00 | 10/2/2012 10:34:30 AM |
| spotty | $39.00 | 10/2/2012 10:38:23 AM |
| truth-magician1 | $25.00 | 10/2/2012 10:51:30 AM |
| bewitching-commitment421 | $50.00 | 10/2/2012 11:07:30 AM |
| ResQDoc | $25.00 | 10/2/2012 11:00:59 AM |
| historic-value7 | $200.00 | 10/2/2012 11:04:25 AM |
| durability-seahorse7 | $50.00 | 10/1/2012 5:10:29 PM |
| phenomenal-rate1 | $500.00 | 10/1/2012 5:11:44 PM |
| jcornehlsen | $25.00 | 10/1/2012 5:10:58 PM |
| cattlebaron | $25.00 | 10/1/2012 5:13:21 PM |
| versatile-dime442 | $250.00 | 10/1/2012 5:37:06 PM |
| Taxman44 | $25.00 | 10/1/2012 5:38:29 PM |
| scholarly-order6 | $25.00 | 10/1/2012 5:18:12 PM |
| loyalty-hornet6 | $25.00 | 10/1/2012 5:19:18 PM |
| LeReve | $500.00 | 10/1/2012 5:43:27 PM |
| orange-liberty-oyster | $100.00 | 10/1/2012 5:22:54 PM |
| Rivervale_Westwood | $25.00 | 10/1/2012 5:30:20 PM |
| penny-surgeon | $25.00 | 10/1/2012 5:53:46 PM |
| openness-linkage | $25.00 | 10/1/2012 5:29:52 PM |
| RGlad | $200.00 | 10/1/2012 5:56:09 PM |
| greenback-snowdome1 | $50.00 | 10/1/2012 6:01:31 PM |
| CROBRUN | $50.00 | 10/1/2012 6:04:45 PM |
| jamiee73 | $25.00 | 10/1/2012 6:09:51 PM |
| gravbox | $25.00 | 10/1/2012 6:17:05 PM |
| money-bauble | $100.00 | 10/1/2012 6:51:26 PM |
| excellent-funds649 | $130.00 | 10/1/2012 6:55:28 PM |
| newest-glowing-cash | $50.00 | 10/1/2012 7:21:12 PM |
| affluence-kingdom9 | $100.00 | 10/1/2012 6:30:04 PM |
| integrity-reactor4 | $100.00 | 10/1/2012 6:30:21 PM |
| EthanColeInvestingGroup | $25.00 | 10/1/2012 6:31:06 PM |
| bazaar-tulip | $25.00 | 10/1/2012 6:38:42 PM |
| paladin847 | $70.00 | 10/1/2012 6:39:13 PM |
| green-high-five7 | $25.00 | 10/1/2012 8:34:55 PM |
| toblerone | $25.00 | 10/1/2012 7:01:54 PM |
| LendingPimp_2 | $26.00 | 10/1/2012 7:39:59 PM |
| adlending | $50.00 | 10/2/2012 8:54:47 AM |
| primecreditseeker | $25.00 | 10/2/2012 5:55:16 AM |
| treasure-bliss | $150.00 | 10/2/2012 3:53:13 AM |
| Ravyn | $25.00 | 10/2/2012 6:22:33 AM |
| bbjones3 | $100.00 | 10/2/2012 5:14:56 AM |
| plentiful-note6 | $25.00 | 10/2/2012 6:08:32 AM |
| first-silver-bridge | $29.00 | 10/2/2012 8:17:44 AM |
| mvalley | $25.00 | 10/2/2012 9:12:47 AM |
| netg | $50.00 | 10/2/2012 8:15:11 AM |
| enticing-exchange3 | $25.00 | 10/2/2012 8:48:48 AM |
| rescue | $100.00 | 10/2/2012 9:31:10 AM |
| scholarly-order6 | $100.00 | 10/2/2012 9:33:42 AM |
| gmoney37 | $50.00 | 10/2/2012 10:21:21 AM |
| magical-fairness4 | $25.00 | 10/2/2012 9:48:26 AM |
| red-luminous-gain | $25.00 | 10/2/2012 10:51:35 AM |
| progressive-economy261 | $500.00 | 10/2/2012 10:20:55 AM |
| MyPFBlog | $25.00 | 10/2/2012 10:18:44 AM |
| dreammachine | $50.00 | 10/2/2012 11:09:21 AM |
| newest-peace-surgeon | $4.94 | 10/2/2012 11:11:02 AM |
| Cheburashka | $30.00 | 10/2/2012 10:23:27 AM |
| reflective-cash0 | $50.00 | 10/2/2012 10:40:41 AM |
| american6 | $50.00 | 10/2/2012 10:39:41 AM |
| sacramentan | $50.00 | 10/2/2012 10:42:20 AM |
| Sefotonga | $25.00 | 10/2/2012 10:43:08 AM |
| Zanch | $25.00 | 10/2/2012 10:49:33 AM |
| bold-riveting-social | $42.00 | 10/2/2012 11:06:09 AM |
| 113 Investments
|
Borrower Payment Dependent Notes Series
648589
This series of Notes was issued and sold upon the funding of the borrower loan #75640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 4m |
|
Amount delinquent:
| $72,051 |
Total credit lines:
| 26 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,877 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| harmonious-p2ploan268 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2012)
|
|
Principal balance:
| $6,556.84 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan: Debt consolidation.
This loan will be used to... combine several credit cards into one lower monthly payment.
My financial situation: good
I am a good candidate for this loan because...I am trying to get things in line for my family and I to purchase a home next year and I will not default.
Monthly net income: $3200
Monthly expenses: $2100 (total from below)
Housing: $750
Insurance: $50
Car expenses: $100
Utilities: $130
Phone, cable, internet: $120
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/2/2012 10:59:11 AM |
| handy-justice | $25.00 | 10/1/2012 5:03:30 PM |
| worthy-bid8 | $100.00 | 10/1/2012 5:13:54 PM |
| majestic-note6 | $150.00 | 10/1/2012 5:38:36 PM |
| transaction-keeper5 | $25.00 | 10/1/2012 5:21:14 PM |
| bewitching-dollar5 | $100.00 | 10/1/2012 5:15:29 PM |
| life-is-great | $25.00 | 10/1/2012 5:25:48 PM |
| melodious-capital3 | $25.00 | 10/1/2012 5:22:20 PM |
| durability-ace9 | $30.00 | 10/1/2012 5:42:38 PM |
| diplomatic-wealth7 | $25.00 | 10/1/2012 5:40:16 PM |
| brightest-bonafide-deal | $25.00 | 10/1/2012 5:45:06 PM |
| the-laudable-peso | $40.00 | 10/1/2012 6:31:09 PM |
| reasonable-nickel6 | $25.00 | 10/1/2012 6:09:00 PM |
| bubb_hans | $25.00 | 10/1/2012 6:38:48 PM |
| miamibeachloaner | $100.00 | 10/1/2012 6:30:36 PM |
| businessbroker101 | $25.00 | 10/1/2012 6:52:23 PM |
| priceless-felicity7 | $25.00 | 10/1/2012 7:45:35 PM |
| broosky2 | $50.00 | 10/2/2012 7:28:45 AM |
| ready-agreement5 | $25.00 | 10/2/2012 8:01:55 AM |
| contract-student2 | $40.00 | 10/2/2012 5:55:14 AM |
| ultimate-peace | $62.50 | 10/2/2012 6:21:37 AM |
| helping-out | $35.00 | 10/2/2012 8:06:25 AM |
| icon7 | $35.00 | 10/2/2012 7:18:22 AM |
| TheCount | $25.00 | 10/2/2012 9:02:39 AM |
| AAnderson1750 | $48.00 | 10/2/2012 9:17:15 AM |
| deal-banker | $25.00 | 10/2/2012 10:04:04 AM |
| richboy56 | $25.00 | 10/2/2012 10:35:01 AM |
| blue-unrelenting-rupee | $25.00 | 10/2/2012 10:16:18 AM |
| reward-adventure | $50.00 | 10/2/2012 10:57:23 AM |
| interstellar | $26.00 | 10/2/2012 11:26:14 AM |
| worth-blanket2 | $1,192.00 | 10/2/2012 1:16:26 PM |
| fcrick | $25.00 | 10/1/2012 6:18:30 PM |
| durability-seahorse7 | $50.00 | 10/1/2012 5:10:29 PM |
| kind-credit-bear | $250.00 | 10/1/2012 5:22:38 PM |
| money-baron-Roth401k | $25.00 | 10/1/2012 5:33:14 PM |
| cp-family | $50.00 | 10/1/2012 5:13:10 PM |
| DoctorJoe | $25.00 | 10/1/2012 5:43:43 PM |
| elegant-hope578 | $25.00 | 10/1/2012 5:58:03 PM |
| speedy-peso1 | $100.00 | 10/1/2012 5:36:53 PM |
| principal-cooker2 | $50.00 | 10/1/2012 5:43:51 PM |
| wonderous-principal083 | $25.00 | 10/1/2012 5:45:07 PM |
| Kunakiku | $25.00 | 10/1/2012 6:48:36 PM |
| AF-Chief | $25.00 | 10/1/2012 6:08:03 PM |
| paytonbrigadier | $144.00 | 10/1/2012 6:53:07 PM |
| open-minded-p2p1 | $25.00 | 10/1/2012 7:30:40 PM |
| mikeandcat | $50.00 | 10/2/2012 4:47:11 AM |
| revenue-appraiser | $25.00 | 10/2/2012 4:53:36 AM |
| larryboy10 | $25.00 | 10/1/2012 7:31:16 PM |
| contract-equinox | $25.00 | 10/1/2012 10:23:50 PM |
| reverent-hope5 | $25.00 | 10/1/2012 10:34:22 PM |
| rutzebach | $50.00 | 10/1/2012 10:55:15 PM |
| compassion-angel4 | $82.30 | 10/2/2012 4:19:07 AM |
| just-finance2 | $25.00 | 10/2/2012 5:22:14 AM |
| important-trade094 | $40.00 | 10/2/2012 5:58:51 AM |
| trumpeter391 | $33.47 | 10/2/2012 7:21:12 AM |
| NobisEst | $25.00 | 10/2/2012 7:41:53 AM |
| the-charming-integrity | $25.00 | 10/2/2012 7:30:43 AM |
| BlackBear1505 | $25.00 | 10/2/2012 8:49:01 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:13 AM |
| gallant-economy9 | $50.00 | 10/2/2012 9:26:03 AM |
| sweetsassymolassy | $25.00 | 10/2/2012 9:42:37 AM |
| deal-hickory5 | $42.00 | 10/2/2012 10:33:28 AM |
| money-baron-roth-IRA | $50.00 | 10/2/2012 11:22:01 AM |
| american-investor | $25.00 | 10/2/2012 10:53:08 AM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
648623
This series of Notes was issued and sold upon the funding of the borrower loan #75727, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-04-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,746 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bassoon36 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... debt consolidation
My financial situation:
I am a good candidate for this loan because... i have a steady great paying job consitantly for the last 6+ years. I've had no credit blemishes the last 2 years.
Monthly net income: $4100
Monthly expenses: $1500
Housing: $466
Insurance: $85
Car expenses: $0
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $75
Other expenses: $
50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-high-five7 | $35.00 | 10/3/2012 9:40:45 AM |
| DasMula | $25.00 | 10/3/2012 9:19:46 AM |
| first-serene-credit | $25.00 | 10/3/2012 9:48:55 AM |
| azazle | $25.00 | 10/3/2012 10:00:03 AM |
| etraboulay | $50.00 | 10/3/2012 10:03:41 AM |
| 52digital | $75.00 | 10/3/2012 10:05:23 AM |
| papaloha | $25.00 | 10/3/2012 10:10:00 AM |
| deal-galleon | $25.00 | 10/3/2012 10:16:54 AM |
| power-chihuahua | $25.00 | 10/3/2012 10:19:42 AM |
| cberthiaume | $50.00 | 10/3/2012 11:20:59 AM |
| 108-IRA | $50.00 | 10/3/2012 10:50:39 AM |
| careful-vigilance4 | $25.00 | 10/3/2012 10:51:48 AM |
| Investor_DP | $200.00 | 10/3/2012 11:01:12 AM |
| generous-deal6 | $25.00 | 10/3/2012 12:58:51 PM |
| DreDub | $25.00 | 10/3/2012 11:02:33 AM |
| JGuide | $25.00 | 10/3/2012 11:05:07 AM |
| joelnet | $25.00 | 10/3/2012 12:53:37 PM |
| desertoasis | $25.00 | 10/3/2012 1:34:17 PM |
| unabashed-investment3 | $150.00 | 10/3/2012 3:54:58 PM |
| market-pudding | $25.00 | 10/3/2012 4:40:46 PM |
| benevolent-loot5 | $200.00 | 10/3/2012 5:20:23 PM |
| Comoparklender | $25.00 | 10/3/2012 5:09:24 PM |
| alexander-hamilton | $50.00 | 10/3/2012 5:15:58 PM |
| zipemdown | $25.00 | 10/3/2012 5:36:19 PM |
| proper-exchange8 | $50.00 | 10/3/2012 5:50:51 PM |
| bold-direct-asset | $50.00 | 10/3/2012 6:08:45 PM |
| MI2 | $500.00 | 10/3/2012 6:08:02 PM |
| SolarMoonshine | $25.00 | 10/3/2012 6:56:05 PM |
| sisepuede | $25.00 | 10/3/2012 7:11:44 PM |
| pythia | $25.00 | 10/4/2012 4:39:24 AM |
| california111 | $100.00 | 10/3/2012 10:30:44 PM |
| businessbroker101 | $25.00 | 10/4/2012 2:47:56 AM |
| peaceful-greenback719 | $27.31 | 10/4/2012 5:19:19 AM |
| responsibility-butterfly | $25.00 | 10/3/2012 9:50:33 AM |
| bewitching-dollar5 | $100.00 | 10/3/2012 9:49:32 AM |
| BankofRon_IRA | $100.00 | 10/3/2012 10:14:41 AM |
| 111TaxMan | $25.00 | 10/3/2012 10:48:35 AM |
| Eric_Gagne | $50.00 | 10/3/2012 12:12:44 PM |
| JGuide | $25.00 | 10/3/2012 11:00:00 AM |
| pierrelasvegas | $25.00 | 10/3/2012 11:10:41 AM |
| bellaquito | $500.00 | 10/3/2012 11:37:06 AM |
| open-minded-p2p1 | $25.00 | 10/3/2012 11:49:55 AM |
| Dubbs360 | $500.00 | 10/3/2012 12:37:24 PM |
| pious-openness | $25.00 | 10/3/2012 12:42:36 PM |
| compatible-deal9 | $25.00 | 10/3/2012 1:05:30 PM |
| barefootpaul | $25.00 | 10/3/2012 1:10:30 PM |
| justasoldier | $45.00 | 10/3/2012 3:55:48 PM |
| speedy-peso1 | $100.00 | 10/3/2012 5:29:07 PM |
| priceless-capital0 | $25.00 | 10/3/2012 6:12:47 PM |
| gothampark | $25.00 | 10/3/2012 6:23:41 PM |
| money-fort | $25.00 | 10/3/2012 6:59:44 PM |
| slowgains | $25.00 | 10/3/2012 9:33:20 PM |
| SV-AZ | $32.53 | 10/3/2012 7:18:42 PM |
| paradise-foothill | $50.00 | 10/3/2012 8:35:47 PM |
| newest-generous-income | $25.00 | 10/4/2012 4:07:23 AM |
| New-Truck-Savings | $25.00 | 10/4/2012 5:01:35 AM |
| capital-blueberry | $15.16 | 10/4/2012 5:35:38 AM |
| quest0 | $25.00 | 10/4/2012 4:36:34 AM |
| pfh | $25.00 | 10/4/2012 5:14:17 AM |
| principal-laser | $45.00 | 10/4/2012 5:33:14 AM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
648769
This series of Notes was issued and sold upon the funding of the borrower loan #75757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,200.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $358.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 3m |
|
Amount delinquent:
| $86 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,945 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newest-funds-tuba |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2012)
660-679
(Oct-2011)
|
|
Principal balance:
| $11,608.46 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...improve home and existing grounds in and around home
My financial situation:
I am a good candidate for this loan because...i have an excellant record with my currentloan and have payment auto taken from account
Monthly net income: $5500
Monthly expenses: $2700 total
Housing: $1132
Insurance: $included
Car expenses: $700Utilities: $150Phone, cable, internet: $5000Food, entertainment: $300Clothing, household expenses: $100Credit cards and other loans: $400Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 10/2/2012 9:06:27 AM |
| fcrick | $25.00 | 10/2/2012 9:08:39 AM |
| hard-working-rate3 | $25.00 | 10/2/2012 9:03:05 AM |
| scholarly-order6 | $50.00 | 10/2/2012 9:05:25 AM |
| first-careful-currency | $300.00 | 10/2/2012 9:05:51 AM |
| SummitAdvisors | $50.00 | 10/2/2012 9:12:24 AM |
| prudent-hope7 | $25.00 | 10/2/2012 9:13:49 AM |
| the-auction-bear | $25.00 | 10/2/2012 9:17:19 AM |
| money-bauble | $100.00 | 10/2/2012 9:02:23 AM |
| ethical-durability7 | $25.00 | 10/2/2012 9:20:24 AM |
| Aimvest | $25.00 | 10/2/2012 9:05:12 AM |
| magical-credit523 | $25.00 | 10/2/2012 9:05:16 AM |
| janeybooboo | $75.00 | 10/2/2012 9:05:41 AM |
| wetlands | $200.00 | 10/2/2012 9:23:25 AM |
| DadWarbucks | $25.00 | 10/2/2012 9:02:47 AM |
| focused-yield4 | $100.00 | 10/2/2012 9:24:09 AM |
| deal-promiser1 | $50.00 | 10/2/2012 9:03:29 AM |
| investisure | $50.00 | 10/2/2012 9:08:36 AM |
| coin-planet | $28.00 | 10/2/2012 9:26:00 AM |
| phenomenal-rate1 | $500.00 | 10/2/2012 9:09:08 AM |
| williemc44 | $25.00 | 10/2/2012 9:05:57 AM |
| affluence-microscope2 | $200.00 | 10/2/2012 9:06:33 AM |
| CMJ-Partners | $100.00 | 10/2/2012 9:06:56 AM |
| bid-czar8 | $100.00 | 10/2/2012 9:07:27 AM |
| SmokeyMirror | $25.00 | 10/2/2012 9:13:15 AM |
| rescue | $100.00 | 10/2/2012 9:31:11 AM |
| metro457 | $29.00 | 10/2/2012 9:32:28 AM |
| hitsman | $50.00 | 10/2/2012 9:32:45 AM |
| Cronos | $100.00 | 10/2/2012 9:09:49 AM |
| income-buddy7 | $50.00 | 10/2/2012 9:34:38 AM |
| prudent-payment316 | $25.00 | 10/2/2012 9:34:51 AM |
| jamiee73 | $25.00 | 10/2/2012 9:13:40 AM |
| skuba | $75.00 | 10/2/2012 9:17:11 AM |
| benevolent-loot5 | $200.00 | 10/2/2012 9:17:43 AM |
| orange-liberty-oyster | $100.00 | 10/2/2012 9:18:05 AM |
| networks4ever | $25.00 | 10/2/2012 9:18:16 AM |
| benevolent-marketplace4 | $2,500.00 | 10/2/2012 9:36:30 AM |
| reasonable-transaction7 | $25.00 | 10/2/2012 9:37:03 AM |
| villagers | $50.00 | 10/2/2012 9:15:09 AM |
| tolerant-responsibility051 | $2,000.00 | 10/2/2012 9:37:33 AM |
| p2p-scientist868 | $50.00 | 10/2/2012 9:37:41 AM |
| BXA | $50.00 | 10/2/2012 9:42:03 AM |
| Cash-Flow | $910.00 | 10/2/2012 9:43:13 AM |
| CSUgrad08 | $25.00 | 10/2/2012 9:44:59 AM |
| flexible-return297 | $25.00 | 10/2/2012 9:22:30 AM |
| heart514 | $25.00 | 10/2/2012 9:23:11 AM |
| auction-sage | $100.00 | 10/2/2012 9:24:42 AM |
| LifeOfLearning | $25.00 | 10/2/2012 9:28:48 AM |
| versatile-dime442 | $250.00 | 10/2/2012 9:26:09 AM |
| sfmdg | $25.00 | 10/2/2012 9:31:43 AM |
| ultimate-payment | $25.00 | 10/2/2012 9:32:34 AM |
| active-market | $50.00 | 10/2/2012 9:38:10 AM |
| dinero-speaker | $25.00 | 10/2/2012 9:36:09 AM |
| gold-commander0 | $25.00 | 10/2/2012 9:41:12 AM |
| flexible-value | $50.00 | 10/2/2012 9:39:22 AM |
| napmanger | $100.00 | 10/2/2012 9:39:51 AM |
| durability-ace9 | $30.00 | 10/2/2012 9:41:30 AM |
| bewitching-dollar5 | $100.00 | 10/2/2012 9:42:33 AM |
| ChrisTJ | $25.00 | 10/2/2012 9:43:11 AM |
| loyalty-sherpa | $25.00 | 10/2/2012 9:43:19 AM |
| SacramentoLoaners | $25.00 | 10/2/2012 9:44:18 AM |
| prohelper | $25.00 | 10/2/2012 9:46:05 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:22 AM |
| ItsJustMe79 | $25.00 | 10/2/2012 9:50:53 AM |
| gracej | $25.00 | 10/2/2012 9:48:42 AM |
| capital-renewal | $50.00 | 10/2/2012 9:53:12 AM |
| DirtyJenga | $25.00 | 10/2/2012 9:53:28 AM |
| deal-zoo | $50.00 | 10/2/2012 9:12:29 AM |
| mvalley | $25.00 | 10/2/2012 9:12:48 AM |
| helpinghand63 | $25.00 | 10/2/2012 9:12:50 AM |
| zeelender | $25.00 | 10/2/2012 9:16:24 AM |
| debt-fuse158 | $25.00 | 10/2/2012 9:02:15 AM |
| Msbutterfly | $34.00 | 10/2/2012 9:02:45 AM |
| F16Pilot | $25.00 | 10/2/2012 9:04:54 AM |
| RGlad | $150.00 | 10/2/2012 9:05:28 AM |
| DaveG56313 | $25.00 | 10/2/2012 9:29:02 AM |
| successful-agreement7 | $100.00 | 10/2/2012 9:07:47 AM |
| integrity-reactor4 | $100.00 | 10/2/2012 9:32:05 AM |
| trade-boots1 | $100.00 | 10/2/2012 9:10:35 AM |
| mpatrick | $100.00 | 10/2/2012 9:34:46 AM |
| deal-wind | $25.00 | 10/2/2012 9:12:47 AM |
| affluence-kingdom9 | $100.00 | 10/2/2012 9:16:39 AM |
| bid-banjo3 | $100.00 | 10/2/2012 9:16:50 AM |
| 100units | $200.00 | 10/2/2012 9:17:14 AM |
| rogue_monster | $50.00 | 10/2/2012 9:36:41 AM |
| enriching-dollar1 | $100.00 | 10/2/2012 9:16:26 AM |
| wealth-grasshopper0 | $50.00 | 10/2/2012 9:41:55 AM |
| kind-lovely-marketplace | $25.00 | 10/2/2012 9:21:08 AM |
| radiant-dollar9 | $200.00 | 10/2/2012 9:25:10 AM |
| Investoman | $25.00 | 10/2/2012 9:21:37 AM |
| intrepid-transaction5 | $100.00 | 10/2/2012 9:26:36 AM |
| realwopr | $25.00 | 10/2/2012 9:24:03 AM |
| bright-leverage2 | $25.00 | 10/2/2012 9:24:20 AM |
| money-genome84 | $250.00 | 10/2/2012 9:24:40 AM |
| redx | $25.00 | 10/2/2012 9:28:30 AM |
| wayman | $25.00 | 10/2/2012 9:28:58 AM |
| gallant-economy9 | $50.00 | 10/2/2012 9:26:04 AM |
| CaptainBlueberry | $25.00 | 10/2/2012 9:30:12 AM |
| bnlforever | $25.00 | 10/2/2012 9:31:04 AM |
| wise-rupee-sanctuary | $50.00 | 10/2/2012 9:53:58 AM |
| emphatic-responsibility | $50.00 | 10/2/2012 9:28:41 AM |
| enthusiastic-cash599 | $50.00 | 10/2/2012 9:31:32 AM |
| gizzywump | $25.00 | 10/2/2012 9:31:38 AM |
| awe-inspiring-commitment972 | $50.00 | 10/2/2012 9:31:41 AM |
| LeReve | $500.00 | 10/2/2012 9:32:10 AM |
| DDHMoney | $25.00 | 10/2/2012 9:33:46 AM |
| market-assembler | $50.00 | 10/2/2012 9:38:07 AM |
| red-eloquent-rupee | $50.00 | 10/2/2012 9:39:31 AM |
| hostbank | $67.00 | 10/2/2012 9:35:45 AM |
| nitai | $25.00 | 10/2/2012 9:38:00 AM |
| Cai8899 | $25.00 | 10/2/2012 9:39:44 AM |
| BlindJoeDeath | $50.00 | 10/2/2012 9:43:17 AM |
| Redmond | $25.00 | 10/2/2012 9:44:23 AM |
| blivet1970 | $25.00 | 10/2/2012 9:44:57 AM |
| enthralling-investment | $25.00 | 10/2/2012 9:45:42 AM |
| the-laudable-peso | $40.00 | 10/2/2012 9:45:47 AM |
| bazaar-tulip | $25.00 | 10/2/2012 9:48:37 AM |
| commerce-web5 | $25.00 | 10/2/2012 9:49:34 AM |
| Maetryx | $25.00 | 10/2/2012 9:47:31 AM |
| TheoProf | $25.00 | 10/2/2012 9:50:17 AM |
| magical-fairness4 | $25.00 | 10/2/2012 9:48:27 AM |
| best-phenomenal-treasure | $25.00 | 10/2/2012 9:50:59 AM |
| sincere-agreement9 | $51.08 | 10/2/2012 9:53:51 AM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
648783
This series of Notes was issued and sold upon the funding of the borrower loan #75492, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-04-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,950 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| maal99 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate some high interest credit cards into a single payment and save some money.
My financial situation:
I am a good candidate for this loan because employment has been stable for nearly two years now and most of this debt occurred several years ago when I was unemployed.
Monthly net income: $2800-4000
Monthly expenses: $ 1700+
Housing: $ 300
Insurance: $ 500
Car expenses: $ 200
Utilities: $0
Phone, cable, internet: $ 70
Food, entertainment: $ 200
Clothing, household expenses: $
Credit cards and other loans: $ 400
Other expenses: Varies
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Whipster | $60.00 | 10/3/2012 5:01:58 PM |
| pierrelasvegas | $25.00 | 10/3/2012 5:04:32 PM |
| Endeavour | $150.00 | 10/3/2012 5:06:02 PM |
| lovely-currency3 | $50.00 | 10/3/2012 5:08:26 PM |
| bewitching-dollar5 | $100.00 | 10/3/2012 5:11:33 PM |
| Zingaro | $25.00 | 10/3/2012 5:03:01 PM |
| Nipper99 | $100.00 | 10/3/2012 5:04:32 PM |
| Bad_Debt | $25.00 | 10/3/2012 5:04:51 PM |
| netg | $50.00 | 10/3/2012 5:06:54 PM |
| SOP_Bank | $25.00 | 10/3/2012 5:06:33 PM |
| refresher211 | $100.00 | 10/3/2012 5:25:58 PM |
| majestic-note6 | $150.00 | 10/3/2012 5:30:12 PM |
| Relient-K | $25.00 | 10/3/2012 5:43:34 PM |
| competent-commitment5 | $25.00 | 10/3/2012 6:07:48 PM |
| ethical-truth211 | $100.00 | 10/3/2012 5:49:31 PM |
| john0720 | $25.00 | 10/3/2012 6:31:09 PM |
| whitegold24k | $25.00 | 10/3/2012 6:30:22 PM |
| SolarMoonshine | $25.00 | 10/3/2012 6:54:32 PM |
| alaskanbearcub | $25.00 | 10/3/2012 7:29:27 PM |
| Detour11 | $25.00 | 10/3/2012 7:53:02 PM |
| commerce-venture1 | $25.00 | 10/3/2012 8:09:33 PM |
| california111 | $100.00 | 10/3/2012 10:30:46 PM |
| golffish2 | $50.00 | 10/4/2012 3:57:01 AM |
| DevinHill | $25.00 | 10/3/2012 5:04:09 PM |
| tolerant-dime2 | $27.00 | 10/3/2012 5:12:52 PM |
| HeroSupport | $60.00 | 10/3/2012 5:04:09 PM |
| enriched-return057 | $50.00 | 10/3/2012 5:05:30 PM |
| lowrater | $50.60 | 10/3/2012 5:07:51 PM |
| DasMula | $25.00 | 10/3/2012 5:09:18 PM |
| lowrater | $75.40 | 10/3/2012 5:12:09 PM |
| bold-wampum-compadre | $95.00 | 10/3/2012 5:25:36 PM |
| spark548 | $100.00 | 10/3/2012 5:14:39 PM |
| green-high-five7 | $35.00 | 10/3/2012 5:29:47 PM |
| diplomatic-wealth7 | $25.00 | 10/3/2012 5:36:12 PM |
| skillful-justice879 | $25.00 | 10/3/2012 5:39:38 PM |
| wonder3 | $25.00 | 10/3/2012 6:05:03 PM |
| Dubbs360 | $500.00 | 10/3/2012 6:04:41 PM |
| platinum-boss2 | $25.00 | 10/3/2012 6:38:40 PM |
| mad-scientist418 | $25.00 | 10/3/2012 6:25:19 PM |
| azazle | $25.00 | 10/3/2012 6:48:10 PM |
| finance-relaxation3 | $25.00 | 10/3/2012 11:03:12 PM |
| abundant-one | $25.00 | 10/3/2012 6:50:22 PM |
| whitegoldira | $25.00 | 10/3/2012 7:07:56 PM |
| otherwisedisposed | $100.00 | 10/3/2012 10:24:02 PM |
| cwss-lending | $25.00 | 10/4/2012 1:36:51 AM |
| let_me_retire | $31.98 | 10/4/2012 3:32:05 AM |
| quest0 | $25.00 | 10/4/2012 4:37:53 AM |
| ultimate-peace | $240.02 | 10/4/2012 5:02:07 AM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
648901
This series of Notes was issued and sold upon the funding of the borrower loan #75800, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 11.46% |
Borrower rate/APR:
| 12.46% / 18.19% |
Monthly payment:
| $712.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.27% | | |
| |
Estimated return*:
| 5.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1984 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 11y 6m |
|
Amount delinquent:
| $567 |
Total credit lines:
| 23 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,281 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| finance-daydream |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 1
( 3% )
| 700-719
(Aug-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fcrick | $25.00 | 10/2/2012 5:39:21 PM |
| profitable-fairness1 | $50.00 | 10/2/2012 5:01:43 PM |
| pious-currency875 | $100.00 | 10/2/2012 5:10:39 PM |
| new-truth-chuckler | $33.00 | 10/2/2012 5:11:19 PM |
| durability-seahorse7 | $50.00 | 10/2/2012 5:01:40 PM |
| tenacious-affluence | $25.00 | 10/2/2012 5:01:53 PM |
| mjjjrj | $25.00 | 10/2/2012 5:19:20 PM |
| CMJ-Partners | $100.00 | 10/2/2012 5:11:04 PM |
| fair-pound5 | $50.00 | 10/2/2012 5:29:09 PM |
| AF-Chief | $25.00 | 10/2/2012 5:16:17 PM |
| justreturns | $25.00 | 10/2/2012 5:18:58 PM |
| marwadi-62 | $2,000.00 | 10/2/2012 5:19:11 PM |
| unforgettable-wealth4 | $50.00 | 10/2/2012 5:39:57 PM |
| auction-sage | $100.00 | 10/2/2012 5:19:32 PM |
| unassassinable | $25.00 | 10/2/2012 5:22:49 PM |
| QuidWilson | $25.00 | 10/2/2012 5:20:15 PM |
| JRS | $25.00 | 10/2/2012 5:23:33 PM |
| currency-persimmon | $35.00 | 10/2/2012 5:23:37 PM |
| IP | $25.00 | 10/2/2012 5:42:22 PM |
| Pairodimes | $25.00 | 10/2/2012 5:26:07 PM |
| azazle | $50.00 | 10/2/2012 5:26:55 PM |
| tech310 | $50.00 | 10/2/2012 5:28:17 PM |
| rokman | $50.00 | 10/2/2012 5:58:44 PM |
| Gold-bug | $50.00 | 10/2/2012 6:02:29 PM |
| progressive-economy261 | $500.00 | 10/2/2012 5:33:05 PM |
| wildanne | $50.00 | 10/2/2012 6:04:07 PM |
| TheHillsAreAlive | $25.00 | 10/2/2012 6:07:36 PM |
| ethicalhumanist | $100.00 | 10/2/2012 5:39:50 PM |
| durability-warmth | $50.00 | 10/2/2012 5:41:34 PM |
| proud-deal06 | $32.86 | 10/2/2012 6:15:47 PM |
| mercuriant | $25.00 | 10/2/2012 5:46:19 PM |
| ethical-truth211 | $100.00 | 10/2/2012 5:50:21 PM |
| adventurer447 | $300.00 | 10/2/2012 5:51:58 PM |
| repayment-chihuahua3 | $25.00 | 10/2/2012 5:52:13 PM |
| fmanjoo | $25.00 | 10/2/2012 5:54:21 PM |
| funds-gourd4 | $110.00 | 10/2/2012 5:57:35 PM |
| MicroLender357 | $25.00 | 10/2/2012 5:58:02 PM |
| unassailable-funds754 | $25.00 | 10/2/2012 6:05:32 PM |
| supreme-exchange547 | $25.00 | 10/2/2012 6:06:31 PM |
| gravbox | $25.00 | 10/2/2012 6:13:29 PM |
| peso-magnifico | $50.00 | 10/2/2012 6:13:08 PM |
| rescue | $100.00 | 10/2/2012 5:02:32 PM |
| josuae | $25.00 | 10/2/2012 5:02:37 PM |
| MoneyForNothing | $30.34 | 10/2/2012 5:03:40 PM |
| zassociate | $200.00 | 10/2/2012 5:12:40 PM |
| enthusiastic-point | $25.00 | 10/2/2012 5:04:48 PM |
| lionheart722 | $100.00 | 10/2/2012 5:07:43 PM |
| bazaar-tulip | $25.00 | 10/2/2012 5:21:58 PM |
| miamibeachloaner | $36.00 | 10/2/2012 5:09:24 PM |
| benevolent-loot5 | $200.00 | 10/2/2012 5:13:45 PM |
| friendly-gold | $25.00 | 10/2/2012 5:14:51 PM |
| affluence-kingdom9 | $100.00 | 10/2/2012 5:17:13 PM |
| _NaLNaBB | $100.00 | 10/2/2012 5:17:55 PM |
| wetlands | $200.00 | 10/2/2012 5:18:25 PM |
| tolerant-currency6 | $25.00 | 10/2/2012 5:36:06 PM |
| versatile-dime442 | $250.00 | 10/2/2012 5:21:08 PM |
| compoundinterest | $25.00 | 10/2/2012 5:38:49 PM |
| shrewd-dedication2 | $25.00 | 10/2/2012 5:39:49 PM |
| ready-justice7 | $50.00 | 10/2/2012 5:47:44 PM |
| dynamic-money271 | $100.00 | 10/2/2012 5:24:52 PM |
| LeReve | $500.00 | 10/2/2012 5:26:13 PM |
| agreement-guild | $31.00 | 10/2/2012 5:52:20 PM |
| benjamins-party4 | $25.74 | 10/2/2012 5:28:31 PM |
| amlu1988 | $25.00 | 10/2/2012 5:53:22 PM |
| loyalty-hornet6 | $25.00 | 10/2/2012 5:54:44 PM |
| financial-frenzy | $50.00 | 10/2/2012 5:58:12 PM |
| Darts | $50.00 | 10/2/2012 5:32:47 PM |
| ucsd-triton | $25.00 | 10/2/2012 5:35:34 PM |
| wonderful-currency | $25.00 | 10/2/2012 5:37:35 PM |
| capital-renewal | $50.00 | 10/2/2012 5:43:51 PM |
| LaGrangeLender | $60.00 | 10/2/2012 6:14:31 PM |
| BostonCapital | $63.92 | 10/2/2012 6:16:40 PM |
| ethical-truth211 | $100.00 | 10/2/2012 5:50:51 PM |
| payout-crescendo9 | $500.00 | 10/2/2012 5:48:09 PM |
| intuitive-benefit3 | $100.00 | 10/2/2012 5:48:17 PM |
| note-willow8 | $25.00 | 10/2/2012 5:49:00 PM |
| GreenLender11 | $100.00 | 10/2/2012 5:57:14 PM |
| rakem777 | $25.00 | 10/2/2012 5:57:11 PM |
| urbane-income7 | $25.00 | 10/2/2012 5:59:24 PM |
| haplender | $50.00 | 10/2/2012 6:01:38 PM |
| theogeer | $25.00 | 10/2/2012 6:12:57 PM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
648921
This series of Notes was issued and sold upon the funding of the borrower loan #75477, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-04-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $415.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1983 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $82,974 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| finance-jubilee6 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| historic-value7 | $200.00 | 10/3/2012 7:42:17 PM |
| pierrelasvegas | $25.00 | 10/3/2012 5:04:32 PM |
| octoberfresh | $25.00 | 10/3/2012 5:01:36 PM |
| green-moola-sniffer | $25.00 | 10/3/2012 5:01:29 PM |
| persist_in_doing | $25.00 | 10/3/2012 5:01:58 PM |
| bazaar-festivity | $25.00 | 10/3/2012 5:03:53 PM |
| thrilling-fund427 | $50.00 | 10/3/2012 5:16:02 PM |
| new-truth-chuckler | $33.00 | 10/3/2012 5:05:37 PM |
| Investor_DP | $200.00 | 10/3/2012 5:06:44 PM |
| EnglishGeekInNYC | $25.00 | 10/3/2012 5:09:58 PM |
| pragmatic-auction8 | $50.00 | 10/3/2012 5:24:49 PM |
| justreturns | $25.00 | 10/3/2012 5:13:31 PM |
| smart-gain | $50.00 | 10/3/2012 5:31:05 PM |
| transparency-river1 | $136.00 | 10/3/2012 5:18:18 PM |
| mindful-generosity1 | $50.00 | 10/3/2012 5:31:59 PM |
| ethical-truth211 | $100.00 | 10/3/2012 5:20:41 PM |
| LeReve | $500.00 | 10/3/2012 5:34:48 PM |
| speedy-peso1 | $100.00 | 10/3/2012 5:28:56 PM |
| unequaled-truth9 | $100.00 | 10/3/2012 5:32:09 PM |
| natural-liberty4 | $25.00 | 10/3/2012 5:31:02 PM |
| TulaneGrad | $25.00 | 10/3/2012 5:45:59 PM |
| supreme-treasure8 | $100.00 | 10/3/2012 5:34:31 PM |
| Tradesmanlender | $25.00 | 10/3/2012 5:36:31 PM |
| zipemdown | $25.00 | 10/3/2012 5:36:21 PM |
| durability-seahorse7 | $50.00 | 10/3/2012 5:37:00 PM |
| peace-fixer8 | $25.00 | 10/3/2012 5:59:19 PM |
| Dubbs360 | $500.00 | 10/3/2012 6:04:42 PM |
| hitsman | $50.00 | 10/3/2012 6:11:35 PM |
| thrifty-generosity222 | $50.00 | 10/3/2012 6:14:23 PM |
| drcoop | $25.00 | 10/3/2012 6:03:33 PM |
| spry-hope4 | $200.00 | 10/3/2012 6:16:15 PM |
| income-buffalo1 | $44.80 | 10/3/2012 6:19:56 PM |
| affluence-kingdom9 | $100.00 | 10/3/2012 6:05:24 PM |
| mckhbnpc | $50.00 | 10/3/2012 6:10:55 PM |
| WalnutCreekguy | $50.00 | 10/3/2012 6:09:34 PM |
| networks4ever | $25.00 | 10/3/2012 6:14:06 PM |
| reordan | $25.00 | 10/3/2012 6:15:11 PM |
| tolerant-responsibility051 | $2,000.00 | 10/3/2012 6:15:35 PM |
| community-burrito9 | $25.00 | 10/3/2012 6:20:18 PM |
| DiligentiaLLC | $50.00 | 10/3/2012 7:04:16 PM |
| SLN-10 | $30.00 | 10/3/2012 7:07:35 PM |
| BankofRon_IRA | $100.00 | 10/3/2012 6:27:37 PM |
| compoundinterest | $25.00 | 10/3/2012 6:23:33 PM |
| SweetSerenityInvest | $25.48 | 10/3/2012 8:06:58 PM |
| PrimeFunding | $25.00 | 10/3/2012 6:27:48 PM |
| Slapshot | $25.00 | 10/3/2012 6:41:32 PM |
| Comoparklender | $25.00 | 10/3/2012 7:03:07 PM |
| CalBear08 | $33.33 | 10/3/2012 11:33:43 PM |
| scarlet-velvet | $50.08 | 10/3/2012 7:58:27 PM |
| RSV | $25.00 | 10/4/2012 1:00:09 AM |
| dough-kitten5 | $25.00 | 10/3/2012 7:15:48 PM |
| cr8on | $100.00 | 10/3/2012 9:27:24 PM |
| pythia | $50.00 | 10/4/2012 4:38:53 AM |
| otherwisedisposed | $300.00 | 10/3/2012 10:24:02 PM |
| kind-bazaar-kitten | $25.00 | 10/3/2012 10:43:14 PM |
| cwss-lending | $25.00 | 10/4/2012 1:26:31 AM |
| burrben | $100.00 | 10/4/2012 4:15:24 AM |
| quest0 | $50.00 | 10/4/2012 4:34:14 AM |
| New-Truck-Savings | $25.00 | 10/4/2012 5:10:30 AM |
| Suit | $50.77 | 10/4/2012 6:34:50 AM |
| worth-quark7 | $25.00 | 10/4/2012 5:53:25 AM |
| Bank-of-Jon | $30.54 | 10/4/2012 6:03:04 AM |
| commitment-neutron1 | $200.00 | 10/3/2012 5:08:50 PM |
| bewitching-dollar5 | $100.00 | 10/3/2012 5:11:34 PM |
| melodious-fairness | $50.00 | 10/3/2012 5:00:50 PM |
| duty-viola | $35.00 | 10/3/2012 5:01:16 PM |
| tech310 | $50.00 | 10/3/2012 5:20:20 PM |
| CA-Lender | $25.00 | 10/3/2012 5:07:02 PM |
| thrifty-capital | $25.00 | 10/3/2012 5:07:47 PM |
| dime-sprout | $25.00 | 10/3/2012 5:14:08 PM |
| spark548 | $100.00 | 10/3/2012 5:14:12 PM |
| LaGrangeLender | $60.00 | 10/3/2012 5:31:13 PM |
| AF-Chief | $25.00 | 10/3/2012 5:31:45 PM |
| imogen22 | $50.00 | 10/3/2012 5:22:11 PM |
| social-cocktail1 | $156.00 | 10/3/2012 5:26:05 PM |
| money-bauble | $100.00 | 10/3/2012 5:38:06 PM |
| radiant-dollar9 | $200.00 | 10/3/2012 5:28:45 PM |
| versatile-dime442 | $250.00 | 10/3/2012 5:29:30 PM |
| wayman | $25.00 | 10/3/2012 5:32:39 PM |
| Sid-K | $25.00 | 10/3/2012 5:33:26 PM |
| haplender | $50.00 | 10/3/2012 5:37:40 PM |
| adventurer447 | $300.00 | 10/3/2012 5:41:57 PM |
| MI2 | $5,000.00 | 10/3/2012 6:08:04 PM |
| brightest-listing-scrutinzer | $50.00 | 10/3/2012 5:53:15 PM |
| wise-unequivocal-return | $25.00 | 10/3/2012 5:54:20 PM |
| fair-pound5 | $50.00 | 10/3/2012 5:50:03 PM |
| proper-exchange8 | $50.00 | 10/3/2012 5:50:52 PM |
| CAGE-Investments | $25.00 | 10/3/2012 5:51:22 PM |
| compassion-paladin042 | $25.00 | 10/3/2012 6:12:44 PM |
| AllanBK | $25.00 | 10/3/2012 6:20:45 PM |
| structure9 | $25.00 | 10/3/2012 6:21:58 PM |
| friendly-gold | $25.00 | 10/3/2012 6:26:15 PM |
| ptjg | $48.00 | 10/3/2012 6:27:53 PM |
| dough-souffle | $25.00 | 10/3/2012 6:28:38 PM |
| financial-frenzy | $50.00 | 10/3/2012 6:11:39 PM |
| mercuriant | $25.00 | 10/3/2012 6:12:58 PM |
| moneybags16 | $25.00 | 10/3/2012 6:08:56 PM |
| capital-renewal | $50.00 | 10/3/2012 6:14:03 PM |
| zchamilton | $50.00 | 10/3/2012 6:31:11 PM |
| fboba | $300.00 | 10/3/2012 6:09:54 PM |
| EL_Papin | $25.00 | 10/3/2012 6:38:17 PM |
| transparency-sapling | $25.00 | 10/3/2012 6:13:51 PM |
| whitegold24k | $100.00 | 10/3/2012 6:19:18 PM |
| bazaar-tulip | $25.00 | 10/3/2012 6:28:29 PM |
| red-eloquent-rupee | $50.00 | 10/3/2012 6:30:14 PM |
| integrity-web | $25.00 | 10/3/2012 8:24:35 PM |
| credit-wheel7 | $25.00 | 10/3/2012 6:29:03 PM |
| nashibaksi | $30.00 | 10/3/2012 6:38:25 PM |
| enchanted-note14 | $25.00 | 10/3/2012 6:33:05 PM |
| 52digital | $75.00 | 10/3/2012 6:36:49 PM |
| GraffitiBridge | $25.00 | 10/3/2012 6:45:46 PM |
| phenomenal-asset4 | $25.00 | 10/3/2012 7:37:49 PM |
| sensible-interest2 | $25.00 | 10/3/2012 8:38:04 PM |
| transaction-keeper5 | $25.00 | 10/3/2012 9:23:58 PM |
| DoctorJoe | $25.00 | 10/4/2012 4:21:03 AM |
| Hardlyskiing01 | $150.00 | 10/3/2012 8:15:30 PM |
| deal-pioneer1 | $25.00 | 10/4/2012 5:48:26 AM |
| FWF-kinetic | $25.00 | 10/3/2012 10:02:57 PM |
| PacificNWRunner | $32.00 | 10/4/2012 12:58:14 AM |
| CougarRoar | $25.00 | 10/3/2012 11:44:20 PM |
| gold-fluffy-bunny4 | $25.00 | 10/4/2012 4:25:17 AM |
| principal-laser | $80.00 | 10/4/2012 5:25:47 AM |
| 122 Investments
|
Borrower Payment Dependent Notes Series
649031
This series of Notes was issued and sold upon the funding of the borrower loan #75715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,800.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Oct-03-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-03-2012 |
|
|
Lender yield:
| 9.33% |
Borrower rate/APR:
| 10.33% / 16.03% |
Monthly payment:
| $246.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.18% | | |
| |
Estimated return*:
| 4.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 12y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Waiter/Waitress |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,234 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peso-motor3 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,300.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...to pay some bills off early
My financial situation: very stable
I am a good candidate for this loan because...I have had one loan this year from prosper for 1 year for 2300 and paid it off in 7 months which now makes 3 personal loans i have had and paid them all off with no problems. Here is the deal i was rejected for 7700 for 3 years due to me not making enough to qualify for it. I am making 1600-1700 amont now that i am full time server and i mow grass at 600 amonth i have the stubs to prove 1600 + due to a busy season at restaurant.My score moves up and down from 670 up to 720 but one thing remains constant...me paying my bills on time and off. I ask the prosper community to once again put the faith in me to make me more solvent and give you the investors more capital gain. I am going on 10 years of never missing a payment and i am very proud of that. I am have paid off loans with same income from same job i have had for 14 years this will be no different, All i ask is look at my track record.
net income: $
Monthly expenses: $300
Housing: $500
Insurance: $100
Car expenses: $0
Utilities: $100
Phone, cable, internet: $
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| brightest-affluence-motivator | $43.00 | 10/3/2012 5:02:04 PM |
| MicroLender357 | $25.00 | 10/3/2012 5:03:16 PM |
| yomanie | $25.00 | 10/3/2012 5:03:18 PM |
| bazaar-festivity | $25.00 | 10/3/2012 5:03:53 PM |
| Investoman | $25.00 | 10/3/2012 5:08:08 PM |
| principal-cooker2 | $50.00 | 10/3/2012 5:09:21 PM |
| EnglishGeekInNYC | $25.00 | 10/3/2012 5:09:58 PM |
| unassassinable | $25.00 | 10/3/2012 5:12:41 PM |
| peace-maximizer8 | $25.00 | 10/3/2012 5:02:09 PM |
| octoberfresh | $25.00 | 10/3/2012 5:01:36 PM |
| dajen1 | $35.00 | 10/3/2012 5:01:40 PM |
| loyalty-sherpa | $25.00 | 10/3/2012 5:02:41 PM |
| Huck007 | $25.00 | 10/3/2012 5:03:34 PM |
| Banker7371 | $25.00 | 10/3/2012 5:17:45 PM |
| sweety075 | $25.00 | 10/3/2012 5:04:59 PM |
| letsmakeitsuccessful | $25.00 | 10/3/2012 5:05:48 PM |
| kindness-jedi | $25.00 | 10/3/2012 5:06:25 PM |
| first-careful-currency | $300.00 | 10/3/2012 5:08:12 PM |
| samo102us | $25.00 | 10/3/2012 5:08:10 PM |
| zrohmm | $25.00 | 10/3/2012 5:10:40 PM |
| Kerosene_Hat | $25.00 | 10/3/2012 5:12:18 PM |
| lamsabuy | $200.00 | 10/3/2012 5:13:52 PM |
| terrific-currency8 | $25.00 | 10/3/2012 5:15:02 PM |
| hillbilly40 | $25.00 | 10/3/2012 5:16:37 PM |
| truth-silo | $50.00 | 10/3/2012 5:16:44 PM |
| und-alum | $25.00 | 10/3/2012 5:17:57 PM |
| realtormoises | $25.00 | 10/3/2012 5:17:03 PM |
| flexible-peso05 | $25.00 | 10/3/2012 5:18:10 PM |
| zassociate | $200.00 | 10/3/2012 5:18:48 PM |
| Med-Tech-Here | $28.00 | 10/3/2012 5:18:50 PM |
| IP | $25.00 | 10/3/2012 5:19:22 PM |
| contract-lotus | $50.00 | 10/3/2012 5:04:42 PM |
| PittsburghMark | $25.00 | 10/3/2012 5:07:20 PM |
| theogeer | $25.00 | 10/3/2012 5:07:23 PM |
| newest-currency-vibrato | $25.00 | 10/3/2012 5:07:35 PM |
| simpy | $25.00 | 10/3/2012 5:08:43 PM |
| breathtaking-funds6 | $50.00 | 10/3/2012 5:01:11 PM |
| ultimate-payment | $25.00 | 10/3/2012 5:01:20 PM |
| CaptainBlueberry | $25.00 | 10/3/2012 5:02:17 PM |
| mmckune | $25.00 | 10/3/2012 5:17:40 PM |
| magical-credit523 | $25.00 | 10/3/2012 5:18:12 PM |
| Splangy613 | $25.00 | 10/3/2012 5:05:14 PM |
| cash-reaction2 | $25.00 | 10/3/2012 5:19:04 PM |
| SOP_Bank | $25.00 | 10/3/2012 5:05:20 PM |
| wealth-grasshopper0 | $50.00 | 10/3/2012 5:05:35 PM |
| new-truth-chuckler | $33.00 | 10/3/2012 5:05:37 PM |
| currency-secret-agent | $25.00 | 10/3/2012 5:06:27 PM |
| compoundinterest | $25.00 | 10/3/2012 5:07:14 PM |
| Ducatiman1978 | $25.00 | 10/3/2012 5:07:22 PM |
| commitment-neutron1 | $200.00 | 10/3/2012 5:08:37 PM |
| lowrater | $50.60 | 10/3/2012 5:09:31 PM |
| mrmopar | $25.00 | 10/3/2012 5:09:13 PM |
| lostontheedge | $25.00 | 10/3/2012 5:10:38 PM |
| no_agenda_lender | $25.00 | 10/3/2012 5:13:37 PM |
| trade-boots1 | $100.00 | 10/3/2012 5:13:50 PM |
| omniviper | $25.00 | 10/3/2012 5:14:33 PM |
| _NaLNaBB | $150.00 | 10/3/2012 5:15:02 PM |
| Gold-bug | $50.00 | 10/3/2012 5:17:16 PM |
| gold-commander0 | $25.00 | 10/3/2012 5:17:49 PM |
| speedster351 | $25.00 | 10/3/2012 5:18:27 PM |
| rautility | $50.00 | 10/3/2012 5:17:59 PM |
| bid-banjo3 | $60.40 | 10/3/2012 5:19:26 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
649155
This series of Notes was issued and sold upon the funding of the borrower loan #75471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Oct-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-03-2012 |
|
|
Lender yield:
| 29.57% |
Borrower rate/APR:
| 30.57% / 33.30% |
Monthly payment:
| $130.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 15.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,366 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 120% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| champion329 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 19 ( 76% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 6
( 24% )
| 660-679
(Dec-2011)
700-719
(Jan-2011)
|
|
Principal balance:
| $9,266.16 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Business
Purpose of loan:
This loan will be used to purchase inventory.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $35.00 | 10/3/2012 5:01:17 PM |
| trumpeter5 | $25.00 | 10/3/2012 5:01:44 PM |
| pierrelasvegas | $25.00 | 10/3/2012 5:04:34 PM |
| moola-flag4 | $25.00 | 10/3/2012 5:06:57 PM |
| imogen22 | $50.00 | 10/3/2012 5:22:23 PM |
| 52digital | $75.00 | 10/3/2012 5:23:53 PM |
| cash-kin7 | $25.00 | 10/3/2012 5:11:01 PM |
| speedy-peso1 | $100.00 | 10/3/2012 5:29:08 PM |
| alexander-hamilton | $50.00 | 10/3/2012 5:15:59 PM |
| restless-payment312 | $500.00 | 10/3/2012 5:20:56 PM |
| benevolent-loot5 | $200.00 | 10/3/2012 5:20:23 PM |
| social-cocktail1 | $200.00 | 10/3/2012 5:26:05 PM |
| nerdbomber | $25.00 | 10/3/2012 5:28:12 PM |
| adventurer447 | $300.00 | 10/3/2012 5:41:58 PM |
| ITExec | $48.00 | 10/3/2012 5:42:28 PM |
| BankofRon_IRA | $100.00 | 10/3/2012 5:32:43 PM |
| power-chihuahua | $25.00 | 10/3/2012 5:43:47 PM |
| ILoveBearHats | $25.00 | 10/3/2012 5:45:13 PM |
| JauaFlash | $25.00 | 10/3/2012 5:53:20 PM |
| life-is-great | $25.00 | 10/3/2012 5:37:19 PM |
| Banker2OO7 | $75.00 | 10/3/2012 5:39:43 PM |
| damanq | $25.00 | 10/3/2012 5:44:47 PM |
| nodebtin3 | $100.00 | 10/3/2012 5:49:33 PM |
| Dave0 | $25.00 | 10/3/2012 5:50:00 PM |
| Sunbase | $25.00 | 10/3/2012 6:00:32 PM |
| bid-czar8 | $100.00 | 10/3/2012 6:04:28 PM |
| Nickle-Back | $30.00 | 10/3/2012 6:08:33 PM |
| LittleMingo | $25.00 | 10/3/2012 5:08:24 PM |
| Canidae | $25.00 | 10/3/2012 5:01:56 PM |
| Splangy613 | $25.00 | 10/3/2012 5:05:14 PM |
| netg | $50.00 | 10/3/2012 5:05:21 PM |
| reasonable-nickel6 | $25.00 | 10/3/2012 5:26:23 PM |
| established-economy9 | $25.00 | 10/3/2012 5:19:35 PM |
| AF-Chief | $25.00 | 10/3/2012 5:31:46 PM |
| zipemdown | $25.00 | 10/3/2012 5:36:22 PM |
| etraboulay | $50.00 | 10/3/2012 5:54:12 PM |
| witty-openness | $25.00 | 10/3/2012 6:04:35 PM |
| cp-family | $50.00 | 10/3/2012 5:55:24 PM |
| proper-exchange8 | $50.00 | 10/3/2012 5:50:53 PM |
| tolerant-responsibility051 | $737.00 | 10/3/2012 6:15:36 PM |
| Dubbs360 | $500.00 | 10/3/2012 6:04:44 PM |
| DSFinancial | $25.00 | 10/3/2012 6:10:23 PM |
| money-baron-Roth401k | $25.00 | 10/3/2012 6:08:29 PM |
| networks4ever | $25.00 | 10/3/2012 6:14:07 PM |
| capital-deployment | $25.00 | 10/3/2012 6:11:19 PM |
| whitegold24k | $25.00 | 10/3/2012 6:15:35 PM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
617912
This series of Notes was issued and sold upon the funding of the borrower loan #75593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 11y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,838 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| scrappy-power1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2.100.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/26/2012 6:10:17 PM |
| income-triangulation1 | $25.00 | 9/26/2012 5:00:46 PM |
| historic-value7 | $100.00 | 9/26/2012 5:49:30 PM |
| bewitching-dollar5 | $100.00 | 9/26/2012 5:51:24 PM |
| worthy-bid8 | $100.00 | 9/26/2012 6:16:48 PM |
| competent-commitment5 | $25.00 | 9/26/2012 6:44:13 PM |
| justasoldier | $50.00 | 9/26/2012 8:35:55 PM |
| enriched-return057 | $50.00 | 9/26/2012 9:55:31 PM |
| yons88 | $25.00 | 9/26/2012 10:04:41 PM |
| money-baron | $100.00 | 9/26/2012 6:56:00 PM |
| julijask | $25.00 | 9/26/2012 7:01:32 PM |
| greencat | $50.00 | 9/27/2012 7:14:28 AM |
| first-serene-credit | $25.00 | 9/26/2012 11:57:02 PM |
| fervent-commerce | $270.00 | 9/27/2012 8:28:33 AM |
| CA-Lender | $25.00 | 9/27/2012 9:01:55 AM |
| ethical-truth211 | $75.00 | 9/27/2012 10:16:57 AM |
| NobisEst | $25.00 | 9/27/2012 10:11:10 AM |
| vines99 | $25.00 | 9/27/2012 10:26:54 AM |
| let_me_retire | $50.26 | 9/27/2012 1:55:26 PM |
| money-fort | $25.00 | 9/27/2012 1:57:40 PM |
| jkeller4000 | $25.00 | 9/27/2012 11:08:55 AM |
| Numbat77 | $25.00 | 9/27/2012 12:25:45 PM |
| yield-human | $50.00 | 9/27/2012 2:26:47 PM |
| bid-stockpiler1 | $79.99 | 9/27/2012 6:00:25 PM |
| DreDub | $25.00 | 9/28/2012 5:50:16 AM |
| community-oracle | $25.00 | 9/27/2012 6:01:11 PM |
| FutureLenderEC | $40.00 | 9/28/2012 6:12:35 AM |
| maal99 | $25.00 | 9/28/2012 6:48:43 AM |
| courteous-platinum7 | $25.00 | 9/28/2012 3:46:13 AM |
| yield-hut | $25.00 | 9/28/2012 4:37:59 AM |
| kurtb57 | $93.55 | 9/27/2012 10:21:16 PM |
| Felici_Finance | $25.00 | 9/28/2012 3:34:18 AM |
| tolerant-responsibility051 | $500.00 | 9/28/2012 9:19:38 AM |
| promise2 | $25.00 | 9/28/2012 7:56:08 AM |
| Tyrion31 | $25.00 | 9/28/2012 8:56:30 AM |
| Bob450 | $25.00 | 9/28/2012 8:58:51 AM |
| steven3333 | $25.00 | 9/28/2012 8:08:55 AM |
| refresher211 | $25.00 | 9/26/2012 5:15:36 PM |
| durability-seahorse7 | $50.00 | 9/26/2012 5:10:04 PM |
| majestic-note6 | $150.00 | 9/26/2012 5:18:43 PM |
| riveting-credit5 | $25.00 | 9/26/2012 5:40:52 PM |
| mindful-generosity1 | $50.00 | 9/26/2012 6:15:08 PM |
| community-burrito9 | $25.00 | 9/26/2012 6:16:55 PM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:09:49 PM |
| Rogelio48 | $25.00 | 9/26/2012 6:37:07 PM |
| reflective-rupee | $25.00 | 9/26/2012 9:31:41 PM |
| Silver_Rupee | $25.01 | 9/26/2012 6:51:34 PM |
| open-minded-p2p1 | $25.00 | 9/26/2012 7:00:30 PM |
| paytonbrigadier | $250.00 | 9/26/2012 7:06:59 PM |
| melodious-openness | $100.00 | 9/27/2012 5:17:05 AM |
| Laissez-faire | $25.00 | 9/26/2012 7:30:44 PM |
| adamdroker | $25.00 | 9/26/2012 9:12:31 PM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:38 PM |
| RotJ | $50.00 | 9/27/2012 6:54:20 AM |
| Christophe | $25.00 | 9/27/2012 7:22:38 AM |
| buffalobills | $25.00 | 9/27/2012 7:38:42 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:30 AM |
| generous-deal6 | $25.00 | 9/27/2012 9:43:56 AM |
| ethical-truth211 | $25.00 | 9/27/2012 10:10:47 AM |
| blue-order-comet | $25.00 | 9/27/2012 11:43:59 AM |
| dudebrah | $25.00 | 9/27/2012 1:56:00 PM |
| mebowl300 | $75.00 | 9/27/2012 10:57:04 AM |
| Wordsmth | $25.00 | 9/27/2012 11:49:27 AM |
| CA_Lender | $25.00 | 9/27/2012 2:49:04 PM |
| speedy-peso1 | $100.00 | 9/27/2012 5:22:58 PM |
| currency-bumblebee | $25.00 | 9/27/2012 5:49:37 PM |
| favorite-commerce | $50.00 | 9/27/2012 4:56:00 PM |
| papaloha | $25.00 | 9/27/2012 9:40:48 PM |
| pfh | $25.00 | 9/28/2012 5:14:08 AM |
| bonafide-yield351 | $25.00 | 9/27/2012 7:59:02 PM |
| capital-heaven5 | $150.00 | 9/27/2012 8:29:44 PM |
| keichi03 | $25.00 | 9/28/2012 5:54:35 AM |
| reordan | $25.00 | 9/28/2012 9:19:54 AM |
| Suit | $66.19 | 9/28/2012 9:25:14 AM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
619532
This series of Notes was issued and sold upon the funding of the borrower loan #75767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $257.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1973 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,736 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mreynolds2468 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 1
( 3% )
| 600-619
(Feb-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Hot tub
Purpose of loan:
I bought my house several years ago and the previous owners had a hot tub. I wanted one as well and since they did all the wiring, all I had to do was purchase the tub itself. I bought one recently with a small down payment and I wanted to finance it through the dealer, however, the dealer didn't give me any documentation about the terms. I stuck with the dealer since I had a close family friend go through the same dealer. They said the interest rate was approximately 8% which I asked to see it in writing but the dealer went through a 3rd party financial institution and said that they would give me all the necessary documentation. I decided if the rate was as they said, to go forward. I called the financial institution as well about the interest rate and they confirmed 8.99% which I was fine with. Upon receiving my first invoice, the interest rate "magically* changed to 27.99%. This loan is simply to correct a bait-and-switch loan. I will approach the BBB and other government organizations to further document my experience.
My financial situation:
I am a good candidate for this loan because I've been a prior prosper borrower 4 years ago. Since then, my credit score has gone up over 150 points and I've been extremely strict about my finances.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| HUNTER599673 | $25.00 | 9/25/2012 5:01:07 PM |
| figs4u2 | $63.00 | 9/25/2012 5:01:11 PM |
| narblark | $30.00 | 9/25/2012 5:03:34 PM |
| amijo | $25.00 | 9/25/2012 5:03:48 PM |
| LenderOnWheels | $25.00 | 9/25/2012 5:05:15 PM |
| Rivervale_Westwood | $25.00 | 9/25/2012 5:06:20 PM |
| social-attraction463 | $25.00 | 9/25/2012 5:06:41 PM |
| lost-money-so-far-on-these | $25.00 | 9/25/2012 5:09:04 PM |
| boater01 | $100.00 | 9/25/2012 5:09:52 PM |
| miked8303 | $50.00 | 9/25/2012 5:10:08 PM |
| miamibeachloaner | $100.00 | 9/25/2012 5:01:23 PM |
| nimble-payout818 | $50.00 | 9/25/2012 5:01:45 PM |
| GetItRight | $25.00 | 9/25/2012 5:01:56 PM |
| blissful-ore5 | $25.00 | 9/25/2012 5:11:43 PM |
| golden-wealth2 | $100.00 | 9/25/2012 5:02:26 PM |
| shred123 | $25.00 | 9/25/2012 5:12:56 PM |
| Redmond | $25.00 | 9/25/2012 5:02:52 PM |
| Ripsaw4U | $50.00 | 9/25/2012 5:13:17 PM |
| Koomarbit | $30.00 | 9/25/2012 5:14:08 PM |
| compassion-twister2 | $50.00 | 9/25/2012 5:16:34 PM |
| tenacious-peace954 | $26.00 | 9/25/2012 5:04:43 PM |
| sc91 | $25.00 | 9/25/2012 5:06:06 PM |
| top-silver-american | $25.00 | 9/25/2012 5:07:24 PM |
| dospapalotes | $25.00 | 9/25/2012 5:24:38 PM |
| exact-loan5 | $50.00 | 9/25/2012 5:24:42 PM |
| loyalty-sherpa | $25.00 | 9/25/2012 5:24:57 PM |
| aztec | $50.00 | 9/25/2012 5:25:13 PM |
| TommyTucker | $100.00 | 9/25/2012 5:25:22 PM |
| RB_Double-A_Bravo | $38.12 | 9/25/2012 5:03:20 PM |
| jtrue71 | $25.00 | 9/25/2012 5:03:36 PM |
| Macinvest | $25.00 | 9/25/2012 5:26:29 PM |
| bonus-tent | $25.00 | 9/25/2012 5:11:42 PM |
| TomDalonajay | $25.00 | 9/25/2012 5:12:05 PM |
| finance_mba | $25.00 | 9/25/2012 5:12:11 PM |
| magical-credit523 | $25.00 | 9/25/2012 5:27:06 PM |
| flexible-value | $50.00 | 9/25/2012 5:12:25 PM |
| Atlanta-Buyer | $25.00 | 9/25/2012 5:12:34 PM |
| ready-justice7 | $50.00 | 9/25/2012 5:27:41 PM |
| excellent-funds649 | $50.00 | 9/25/2012 5:27:47 PM |
| transparency-silo2 | $25.00 | 9/25/2012 5:28:16 PM |
| commerce-gargantuan2 | $50.00 | 9/25/2012 5:15:21 PM |
| JayKae | $30.00 | 9/25/2012 5:15:29 PM |
| ivy-league-MBA | $25.00 | 9/25/2012 5:07:41 PM |
| HamachiMan | $50.00 | 9/25/2012 5:08:11 PM |
| Avala | $100.00 | 9/25/2012 5:08:31 PM |
| Sothenwhat | $100.00 | 9/25/2012 5:09:25 PM |
| value-microscope | $25.00 | 9/25/2012 5:22:03 PM |
| dthompso | $36.00 | 9/25/2012 5:22:40 PM |
| efficient-worth2 | $25.00 | 9/25/2012 5:10:05 PM |
| DanLash | $25.00 | 9/25/2012 5:10:11 PM |
| bewitching-commitment421 | $100.00 | 9/25/2012 5:10:39 PM |
| bold-wampum-compadre | $50.00 | 9/25/2012 5:10:55 PM |
| immaculate-compassion8 | $25.00 | 9/25/2012 5:25:03 PM |
| euro-speaker8 | $64.00 | 9/25/2012 5:13:31 PM |
| diversification-empire | $25.00 | 9/25/2012 5:25:39 PM |
| vordo | $25.00 | 9/25/2012 5:18:18 PM |
| JRS | $25.00 | 9/25/2012 5:19:44 PM |
| flo_rida | $100.00 | 9/25/2012 5:24:05 PM |
| mindful-generosity1 | $50.00 | 9/25/2012 5:24:44 PM |
| CreditBuilder2 | $25.01 | 9/25/2012 5:28:09 PM |
| travel101 | $25.00 | 9/25/2012 5:01:09 PM |
| chlebie | $50.00 | 9/25/2012 5:01:34 PM |
| JJ9876 | $25.00 | 9/25/2012 5:02:48 PM |
| adaboy65 | $100.00 | 9/25/2012 5:03:21 PM |
| spartacusiam | $25.00 | 9/25/2012 5:05:01 PM |
| deal-vibrato | $25.00 | 9/25/2012 5:06:26 PM |
| urbane-deal152 | $50.00 | 9/25/2012 5:06:52 PM |
| jibe-set | $100.00 | 9/25/2012 5:07:05 PM |
| thankful-nickel2 | $55.55 | 9/25/2012 5:07:36 PM |
| wonderous-p2ploan3 | $25.00 | 9/25/2012 5:08:26 PM |
| BofM | $25.00 | 9/25/2012 5:02:01 PM |
| strombo27 | $25.00 | 9/25/2012 5:02:41 PM |
| Tradesmanlender | $25.00 | 9/25/2012 5:14:09 PM |
| the-bid-sorcerer | $50.00 | 9/25/2012 5:15:34 PM |
| ohnezweck | $50.00 | 9/25/2012 5:04:17 PM |
| deal-contributor8 | $25.00 | 9/25/2012 5:17:02 PM |
| smilinguy | $25.00 | 9/25/2012 5:05:07 PM |
| knowledgeable-silver6 | $25.00 | 9/25/2012 5:17:55 PM |
| brightest-affluence-motivator | $50.00 | 9/25/2012 5:05:24 PM |
| unforgettable-pound574 | $50.00 | 9/25/2012 5:05:45 PM |
| jhussey | $100.00 | 9/25/2012 5:06:16 PM |
| silktea | $25.00 | 9/25/2012 5:06:18 PM |
| payout-reaction740 | $50.00 | 9/25/2012 5:00:34 PM |
| IP | $25.00 | 9/25/2012 5:06:36 PM |
| Purple11 | $100.00 | 9/25/2012 5:23:08 PM |
| gold-commander0 | $25.00 | 9/25/2012 5:23:24 PM |
| DirtyJenga | $25.00 | 9/25/2012 5:06:46 PM |
| credit-nirvana698 | $30.00 | 9/25/2012 5:23:42 PM |
| squeebie | $50.00 | 9/25/2012 5:24:02 PM |
| mvalley | $25.00 | 9/25/2012 5:24:19 PM |
| asya | $27.00 | 9/25/2012 5:02:08 PM |
| bold-direct-social9 | $25.00 | 9/25/2012 5:24:40 PM |
| ptjg | $100.00 | 9/25/2012 5:25:22 PM |
| nail19027 | $25.00 | 9/25/2012 5:25:33 PM |
| dood2112 | $25.00 | 9/25/2012 5:08:57 PM |
| justreturns | $25.00 | 9/25/2012 5:26:10 PM |
| Zolton | $300.00 | 9/25/2012 5:09:49 PM |
| GMPK_TLAS | $28.00 | 9/25/2012 5:10:21 PM |
| Vegas777 | $25.00 | 9/25/2012 5:11:04 PM |
| LaGrangeLender | $60.00 | 9/25/2012 5:11:14 PM |
| cozy-note | $25.00 | 9/25/2012 5:26:53 PM |
| stilleto8 | $25.00 | 9/25/2012 5:27:02 PM |
| j2ee | $50.00 | 9/25/2012 5:27:08 PM |
| mad-scientist0 | $50.00 | 9/25/2012 5:13:15 PM |
| commanding-treasure2 | $31.00 | 9/25/2012 5:13:59 PM |
| MadHun | $200.00 | 9/25/2012 5:14:05 PM |
| affluence-tycoon | $25.00 | 9/25/2012 5:14:48 PM |
| Cash-Flow | $1,500.00 | 9/25/2012 5:07:01 PM |
| ItsJustMe79 | $25.00 | 9/25/2012 5:28:22 PM |
| satisfying-deal5 | $50.00 | 9/25/2012 5:08:59 PM |
| credible-compassion6 | $25.00 | 9/25/2012 5:22:49 PM |
| mathomas3 | $50.00 | 9/25/2012 5:23:31 PM |
| scottyb73 | $25.00 | 9/25/2012 5:11:06 PM |
| attractive-rate | $28.43 | 9/25/2012 5:11:19 PM |
| tolstoy00 | $25.00 | 9/25/2012 5:12:14 PM |
| affluence-microscope2 | $200.00 | 9/25/2012 5:25:37 PM |
| treasure-dreamer7 | $25.00 | 9/25/2012 5:13:36 PM |
| Tai | $25.00 | 9/25/2012 5:13:39 PM |
| kls4560 | $25.00 | 9/25/2012 5:27:56 PM |
| LoanerPrincipal | $25.00 | 9/25/2012 5:28:23 PM |
| Castellan | $50.00 | 9/25/2012 5:20:57 PM |
| 108lender | $200.00 | 9/25/2012 5:21:24 PM |
| betak | $25.00 | 9/25/2012 5:24:15 PM |
| first-careful-currency | $300.00 | 9/25/2012 5:25:16 PM |
| value-wind0 | $25.00 | 9/25/2012 5:25:28 PM |
| phenomenal-rate1 | $500.00 | 9/25/2012 5:26:07 PM |
| 126 Investments
|
Borrower Payment Dependent Notes Series
620172
This series of Notes was issued and sold upon the funding of the borrower loan #75709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $126.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 8m |
|
Amount delinquent:
| $2,600 |
Total credit lines:
| 14 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unflappable-silver099 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| commitment-neutron1 | $200.00 | 9/28/2012 5:03:37 PM |
| bewitching-dollar5 | $100.00 | 9/28/2012 5:08:38 PM |
| handy-justice | $50.00 | 9/28/2012 5:05:25 PM |
| duty-viola | $35.00 | 9/28/2012 5:32:11 PM |
| BankofRon_IRA | $100.00 | 9/28/2012 5:32:39 PM |
| JauaFlash | $25.00 | 9/28/2012 5:45:07 PM |
| cash-kin7 | $25.00 | 9/28/2012 5:19:46 PM |
| asiaratt | $50.00 | 9/28/2012 5:53:03 PM |
| nodrivelpls | $25.00 | 9/28/2012 5:51:41 PM |
| gallant-economy9 | $50.00 | 9/28/2012 5:52:15 PM |
| adventurer447 | $300.00 | 9/28/2012 5:59:32 PM |
| jiggaman7 | $96.00 | 9/28/2012 6:07:21 PM |
| top-wealth-grasshopper | $25.00 | 9/28/2012 5:58:15 PM |
| ethical-truth211 | $25.00 | 9/28/2012 5:59:35 PM |
| justasoldier | $50.00 | 9/28/2012 6:09:22 PM |
| benevolent-marketplace4 | $239.00 | 9/28/2012 6:12:03 PM |
| careful-vigilance4 | $25.00 | 9/28/2012 5:06:44 PM |
| green-high-five7 | $25.00 | 9/28/2012 5:12:34 PM |
| simplelender80 | $500.00 | 9/28/2012 5:07:40 PM |
| 52digital | $75.00 | 9/28/2012 5:32:05 PM |
| fortytwo | $45.00 | 9/28/2012 5:10:17 PM |
| BankofRon | $25.00 | 9/28/2012 5:34:41 PM |
| progressive-economy261 | $500.00 | 9/28/2012 5:36:03 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:19:18 PM |
| vivid-return426 | $25.00 | 9/28/2012 5:54:15 PM |
| social-cocktail1 | $85.00 | 9/28/2012 5:54:21 PM |
| credit-artisan8 | $25.00 | 9/28/2012 5:58:02 PM |
| skillful-justice879 | $25.00 | 9/28/2012 6:04:30 PM |
| principal-cooker2 | $50.00 | 9/28/2012 6:11:14 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:08:55 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
620196
This series of Notes was issued and sold upon the funding of the borrower loan #75616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $157.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1975 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
14 | Length of status: | 22y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,420 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-dime-caravan |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes / Medical Expenses
Purpose of loan:
This loan will be used to pay the annual property taxes due on my home ($2800). The remainder will be used to pay several medical expenses that are not covered by insurance.
My financial situation:
I am a good candidate for this loan because I am mature, stable and responsible. I own my home, have been working for the same company for 22+ years, have been in the same line of business since 1978 and have a solid income. Due to a series of bad investments over the past several years, my credit rating has decreased and I am making every effort to resolve this. I am in critical need of these funds to help with the above stated expenses as I pursue the efforts associated with debt reduction.
Monthly net income: $9140
Monthly expenses:
Housing: $3118
Insurance: $235
Car expenses: $375
Utilities: $408
Phone, cable, internet: $330
Food, entertainment: $475
Clothing, household expenses: $295
Credit cards and other loans: $1725
Other expenses: $480
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $25.00 | 10/1/2012 5:32:00 PM |
| lowrater | $100.60 | 10/1/2012 5:16:15 PM |
| bullwink27 | $25.00 | 10/1/2012 5:02:12 PM |
| handy-justice | $50.00 | 10/1/2012 5:06:55 PM |
| azazle | $50.00 | 10/1/2012 5:26:15 PM |
| cattlebaron | $25.00 | 10/1/2012 5:12:30 PM |
| asset-professor | $25.00 | 10/1/2012 5:19:24 PM |
| majestic-note6 | $200.00 | 10/1/2012 5:38:13 PM |
| silver-explorer6 | $25.00 | 10/1/2012 5:14:56 PM |
| 1stBankAndHal | $25.14 | 10/1/2012 5:15:19 PM |
| pierrelasvegas | $25.00 | 10/1/2012 5:26:31 PM |
| thrifty-capital | $35.00 | 10/1/2012 5:22:53 PM |
| open-minded-p2p1 | $25.00 | 10/1/2012 5:29:46 PM |
| buffalobills | $25.00 | 10/1/2012 5:29:54 PM |
| courteous-kindness1 | $25.00 | 10/1/2012 5:50:50 PM |
| new-truth-chuckler | $40.00 | 10/1/2012 6:00:04 PM |
| a-finance-nirvana | $25.00 | 10/1/2012 5:48:34 PM |
| musegaze | $50.00 | 10/1/2012 5:54:56 PM |
| 52digital | $75.00 | 10/1/2012 6:00:27 PM |
| the-silver-blaster | $50.00 | 10/1/2012 6:01:49 PM |
| heavenly-interest9 | $1,000.00 | 10/1/2012 5:02:29 PM |
| income-triangulation1 | $25.00 | 10/1/2012 5:02:25 PM |
| Beld | $50.00 | 10/1/2012 5:03:18 PM |
| CA-Lender | $25.00 | 10/1/2012 5:05:47 PM |
| phenomenal-rate1 | $500.00 | 10/1/2012 5:12:08 PM |
| order-banshee3 | $25.00 | 10/1/2012 5:32:41 PM |
| global-invest-group | $25.00 | 10/1/2012 5:15:38 PM |
| profit-powerplant | $25.00 | 10/1/2012 5:20:06 PM |
| octoberfresh | $25.00 | 10/1/2012 5:22:32 PM |
| supreme-treasure8 | $100.00 | 10/1/2012 5:40:39 PM |
| blue-subtle-integrity | $25.00 | 10/1/2012 5:22:50 PM |
| proper-exchange8 | $50.00 | 10/1/2012 5:47:31 PM |
| engaging-worth | $25.00 | 10/1/2012 5:50:49 PM |
| special-dinero553 | $25.00 | 10/1/2012 5:26:04 PM |
| WalnutCreekguy | $50.00 | 10/1/2012 5:27:30 PM |
| RGlad | $150.00 | 10/1/2012 5:55:54 PM |
| speedy-peso1 | $100.00 | 10/1/2012 5:36:30 PM |
| capital-renewal | $50.00 | 10/1/2012 6:00:14 PM |
| LeReve | $500.00 | 10/1/2012 5:44:10 PM |
| Helenska11 | $174.26 | 10/1/2012 6:04:55 PM |
| first-pragmatic-power | $25.00 | 10/1/2012 5:51:13 PM |
| haplender | $50.00 | 10/1/2012 5:54:01 PM |
| janeybooboo | $50.00 | 10/1/2012 6:00:55 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
622046
This series of Notes was issued and sold upon the funding of the borrower loan #75273, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $108.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
4 | Length of status: | 12y 0m |
|
Amount delinquent:
| $6,661 |
Total credit lines:
| 31 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,024 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| responsibility-fate4 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Continuing Educatino
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| affluence-microscope2 | $200.00 | 9/28/2012 5:04:41 PM |
| j2ee | $50.00 | 9/28/2012 5:07:01 PM |
| simplelender80 | $500.00 | 9/28/2012 5:07:41 PM |
| pierrelasvegas | $25.00 | 9/28/2012 5:13:41 PM |
| wise-virtuous-vigilance | $65.00 | 9/28/2012 5:16:04 PM |
| life-is-great | $25.00 | 9/28/2012 5:23:15 PM |
| a-finance-nirvana | $25.00 | 9/28/2012 5:23:22 PM |
| velocityasaurus-rex4 | $100.00 | 9/28/2012 5:04:51 PM |
| LeReve | $447.00 | 9/28/2012 5:25:34 PM |
| restless-currency | $40.00 | 9/28/2012 5:02:09 PM |
| special-dinero553 | $25.00 | 9/28/2012 5:13:17 PM |
| versatile-dime442 | $250.00 | 9/28/2012 5:19:58 PM |
| breathtaking-funds6 | $43.00 | 9/28/2012 5:21:24 PM |
| CAGE-Investments | $25.00 | 9/28/2012 5:18:10 PM |
| nickel-ferret | $25.00 | 9/28/2012 5:14:53 PM |
| radiant-dollar9 | $200.00 | 9/28/2012 5:18:42 PM |
| order-tamale | $400.00 | 9/28/2012 5:04:11 PM |
| Beld | $50.00 | 9/28/2012 5:05:24 PM |
| abundanceforever | $30.00 | 9/28/2012 5:12:29 PM |
| dignified-truth7 | $200.00 | 9/28/2012 5:17:23 PM |
| magnificent-felicity4 | $25.00 | 9/28/2012 5:11:04 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:18:57 PM |
| WalnutCreekguy | $50.00 | 9/28/2012 5:21:01 PM |
| BostonCapital | $100.00 | 9/28/2012 5:18:05 PM |
| cash-kin7 | $25.00 | 9/28/2012 5:19:47 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
624010
This series of Notes was issued and sold upon the funding of the borrower loan #75649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1975 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 840-859 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 21y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,975 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bonus-pie2 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/2/2012 10:59:12 AM |
| lowrater | $50.60 | 10/1/2012 5:04:07 PM |
| riveting-credit5 | $25.00 | 10/1/2012 5:28:18 PM |
| bewitching-dollar5 | $100.00 | 10/1/2012 5:15:29 PM |
| fund-medalist171 | $50.00 | 10/1/2012 5:36:47 PM |
| top-courteous-peso | $27.00 | 10/1/2012 6:11:18 PM |
| greenback-buckeye | $25.00 | 10/1/2012 8:59:54 PM |
| herschelw | $35.00 | 10/2/2012 12:27:22 AM |
| fountain355 | $25.00 | 10/2/2012 5:05:36 AM |
| wkeboarder21 | $50.00 | 10/2/2012 6:31:11 AM |
| leverage-monger | $33.00 | 10/2/2012 6:52:39 AM |
| vines99 | $25.00 | 10/2/2012 11:05:07 AM |
| dynadave | $1,000.00 | 10/2/2012 12:58:03 PM |
| vanklein | $25.00 | 10/2/2012 1:10:53 PM |
| heavenly-interest9 | $1,000.00 | 10/1/2012 5:02:44 PM |
| commerce-venture1 | $25.00 | 10/1/2012 5:04:08 PM |
| handy-justice | $50.00 | 10/1/2012 5:07:28 PM |
| scholarly-order6 | $25.00 | 10/1/2012 5:17:36 PM |
| azazle | $50.00 | 10/1/2012 6:26:10 PM |
| competent-commitment5 | $25.00 | 10/1/2012 6:19:12 PM |
| loyalty-czar | $100.00 | 10/1/2012 6:50:00 PM |
| open-minded-p2p1 | $25.00 | 10/1/2012 6:51:20 PM |
| adamdroker | $25.00 | 10/1/2012 8:29:15 PM |
| money-baron | $100.00 | 10/1/2012 7:06:23 PM |
| gotjack-IRA | $25.00 | 10/1/2012 8:36:20 PM |
| let_me_retire | $100.00 | 10/2/2012 4:10:02 AM |
| CA-Lender | $125.00 | 10/2/2012 6:31:10 AM |
| Wangchuk | $25.01 | 10/2/2012 7:18:54 AM |
| botfolio | $300.00 | 10/2/2012 10:22:17 AM |
| ddog0224 | $50.00 | 10/2/2012 11:02:53 AM |
| worth-blanket2 | $479.00 | 10/2/2012 1:14:18 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
624698
This series of Notes was issued and sold upon the funding of the borrower loan #75474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-04-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $394.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,155 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-mad-scientist7 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To consolidate my debt.
This loan will be used to...Pay off my credit cards, and some minor medical bills.
My financial situation: Is good. The credit cards are the only things really hanging over my head. If these were paid off, my financial situation would be much better.
I am a good candidate for this loan because...
I work hard and strive to get back to a financial place I once was. I have run into some financial issues in the past, which were due to the "perfect storm" scenario. If something bad could happen, it did.
I have been working on my credit, I have done a decent job and continue to work hard to regain financial stability. It is a slow process, but a process I am sticking to. I am determined and dedicated toward this goal. Failure is not an option.
Monthly net income: $ 5600
Monthly expenses: $ 3600
Housing: $ 1700
Insurance: $ 400
Car expenses: $500
Utilities: $250
Phone, cable, internet: $120
Food, entertainment: $500
Clothing, household expenses: $50
Credit cards and other loans: $600
Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| new-truth-chuckler | $33.00 | 10/2/2012 5:11:20 PM |
| phenomenal-rate1 | $500.00 | 10/2/2012 5:06:03 PM |
| spark548 | $100.00 | 10/2/2012 5:08:19 PM |
| special-dinero553 | $25.00 | 10/2/2012 5:16:42 PM |
| azazle | $50.00 | 10/2/2012 5:33:36 PM |
| LeReve | $500.00 | 10/2/2012 5:26:50 PM |
| ethical-truth211 | $200.00 | 10/2/2012 5:26:29 PM |
| supreme-treasure8 | $100.00 | 10/2/2012 6:00:18 PM |
| open-minded-p2p1 | $25.00 | 10/2/2012 5:43:21 PM |
| financial-frenzy | $50.00 | 10/2/2012 5:58:13 PM |
| toblerone | $25.00 | 10/2/2012 6:52:26 PM |
| cattlebaron | $25.00 | 10/2/2012 7:54:54 PM |
| etraboulay | $50.00 | 10/3/2012 10:03:37 AM |
| new-felicity-burger | $59.33 | 10/3/2012 4:01:42 PM |
| refined-return922 | $25.00 | 10/3/2012 4:27:58 PM |
| collider048 | $25.00 | 10/3/2012 3:04:29 PM |
| orchestra960 | $300.00 | 10/3/2012 5:16:19 PM |
| CA-Lender | $25.00 | 10/3/2012 5:05:02 PM |
| irrelevant | $50.00 | 10/3/2012 5:06:50 PM |
| principal-cooker2 | $50.00 | 10/3/2012 5:09:21 PM |
| Comoparklender | $25.00 | 10/3/2012 5:09:23 PM |
| commitment-neutron1 | $200.00 | 10/3/2012 5:09:00 PM |
| cash-kin7 | $25.00 | 10/3/2012 5:11:01 PM |
| loyalty-dragster7 | $100.00 | 10/3/2012 5:25:43 PM |
| gizzywump | $25.00 | 10/3/2012 5:29:24 PM |
| versatile-dime442 | $250.00 | 10/3/2012 5:29:37 PM |
| commerce-web5 | $25.00 | 10/3/2012 5:32:02 PM |
| enriching-dollar1 | $100.00 | 10/3/2012 5:19:07 PM |
| Diamond_Jim | $25.00 | 10/3/2012 5:33:11 PM |
| enthusiastic-cash599 | $50.00 | 10/3/2012 5:33:40 PM |
| social-cocktail1 | $200.00 | 10/3/2012 5:26:05 PM |
| Katburg | $25.00 | 10/3/2012 5:25:00 PM |
| unassailable-funds754 | $25.00 | 10/3/2012 5:26:12 PM |
| nerdbomber | $25.00 | 10/3/2012 5:28:12 PM |
| marketplace-cello5 | $25.00 | 10/3/2012 5:32:07 PM |
| ITExec | $100.00 | 10/3/2012 5:42:27 PM |
| tornandfrayed | $25.00 | 10/3/2012 5:31:37 PM |
| FRC64 | $25.00 | 10/3/2012 5:46:54 PM |
| payout-achievement | $50.00 | 10/3/2012 5:36:37 PM |
| durability-seahorse7 | $50.00 | 10/3/2012 5:36:58 PM |
| silver-wonder278 | $25.00 | 10/3/2012 6:00:20 PM |
| paytonbrigadier | $250.00 | 10/3/2012 5:46:33 PM |
| priceless-capital0 | $25.00 | 10/3/2012 6:07:32 PM |
| CPAMAN | $25.00 | 10/3/2012 5:50:31 PM |
| proper-exchange8 | $50.00 | 10/3/2012 5:50:49 PM |
| rvfbroker | $25.00 | 10/3/2012 6:11:14 PM |
| reward-giant1 | $25.00 | 10/3/2012 5:58:36 PM |
| deal-pinnacle7 | $25.00 | 10/3/2012 6:00:12 PM |
| Sunbase | $25.00 | 10/3/2012 6:00:31 PM |
| money-surge1 | $25.00 | 10/3/2012 6:02:05 PM |
| cp-family | $50.00 | 10/3/2012 5:55:23 PM |
| andrew491 | $50.00 | 10/3/2012 6:06:05 PM |
| bid-czar8 | $100.00 | 10/3/2012 6:04:25 PM |
| red-eloquent-rupee | $50.00 | 10/3/2012 6:30:10 PM |
| economy-producer | $25.00 | 10/3/2012 6:14:26 PM |
| social-trumpet | $25.00 | 10/3/2012 6:14:52 PM |
| upright-silver | $25.00 | 10/3/2012 6:15:29 PM |
| bold-social-widget | $25.00 | 10/3/2012 6:41:27 PM |
| value-fortress3 | $25.00 | 10/3/2012 6:42:33 PM |
| capital-renewal | $50.00 | 10/3/2012 6:14:02 PM |
| kind-credit-bear | $100.00 | 10/3/2012 6:48:52 PM |
| momentous-velocity5 | $50.00 | 10/3/2012 6:49:23 PM |
| EBITDA | $25.00 | 10/3/2012 6:20:00 PM |
| friendly-gold | $25.00 | 10/3/2012 6:26:10 PM |
| jiggaman7 | $100.00 | 10/3/2012 6:26:25 PM |
| 6moonbeams | $50.00 | 10/3/2012 6:26:42 PM |
| rate-mogul | $50.00 | 10/3/2012 6:23:01 PM |
| versatile-silver644 | $50.00 | 10/3/2012 6:23:07 PM |
| Investor_DP | $200.00 | 10/3/2012 6:23:09 PM |
| SummitAdvisors | $50.00 | 10/3/2012 6:30:04 PM |
| kind-unassuming-fund | $25.00 | 10/3/2012 11:14:48 PM |
| saxaphone6 | $25.00 | 10/3/2012 6:53:36 PM |
| revenue-statesperson4 | $100.00 | 10/4/2012 12:56:48 AM |
| catnip007 | $25.03 | 10/3/2012 7:23:03 PM |
| riveting-community | $26.00 | 10/3/2012 7:38:48 PM |
| B2152 | $25.00 | 10/4/2012 4:50:22 AM |
| california111 | $100.00 | 10/3/2012 10:30:42 PM |
| Suit | $95.40 | 10/4/2012 6:34:35 AM |
| quest0 | $25.00 | 10/4/2012 4:33:41 AM |
| New-Truck-Savings | $25.00 | 10/4/2012 5:19:26 AM |
| worlds-best-commerce5 | $50.00 | 10/4/2012 5:52:14 AM |
| responsibility-butterfly | $25.00 | 10/3/2012 9:50:12 AM |
| thrifty-capital | $35.00 | 10/2/2012 5:04:17 PM |
| majestic-note6 | $200.00 | 10/2/2012 5:22:23 PM |
| 52digital | $75.00 | 10/2/2012 5:26:44 PM |
| vutah | $25.00 | 10/2/2012 5:13:35 PM |
| commerce-venture1 | $25.00 | 10/2/2012 5:15:55 PM |
| progressive-economy261 | $500.00 | 10/2/2012 5:33:05 PM |
| silver-explorer6 | $25.00 | 10/2/2012 5:42:39 PM |
| zipemdown | $25.00 | 10/2/2012 5:49:07 PM |
| first-pragmatic-power | $25.00 | 10/2/2012 5:37:22 PM |
| haplender | $50.00 | 10/2/2012 6:01:39 PM |
| pierrelasvegas | $25.00 | 10/2/2012 7:02:29 PM |
| SolarMoonshine | $25.00 | 10/2/2012 7:21:17 PM |
| liberty-tostada7 | $25.00 | 10/2/2012 7:12:08 PM |
| C2Banking | $25.00 | 10/2/2012 8:02:30 PM |
| TruTaing | $25.00 | 10/3/2012 8:59:00 AM |
| Agonbiew | $100.00 | 10/3/2012 8:03:24 AM |
| green-high-five7 | $35.00 | 10/3/2012 9:57:43 AM |
| income-sycamore2 | $25.00 | 10/3/2012 12:54:23 PM |
| gold-maestro6 | $50.00 | 10/3/2012 3:24:02 PM |
| peaceful-greenback719 | $25.00 | 10/3/2012 3:44:08 PM |
| melodious-fairness | $50.00 | 10/3/2012 5:00:49 PM |
| Canidae | $25.00 | 10/3/2012 5:01:55 PM |
| a-finance-nirvana | $25.00 | 10/3/2012 5:03:07 PM |
| quiksilver180 | $48.25 | 10/3/2012 3:57:50 PM |
| investment-cluster | $25.00 | 10/3/2012 4:14:04 PM |
| Beld | $50.00 | 10/3/2012 5:11:04 PM |
| market-pudding | $25.00 | 10/3/2012 4:27:24 PM |
| trajectory8 | $25.00 | 10/3/2012 5:03:20 PM |
| truth-silo | $25.00 | 10/3/2012 5:16:44 PM |
| Splangy613 | $25.00 | 10/3/2012 5:05:11 PM |
| unassassinable | $25.00 | 10/3/2012 5:12:40 PM |
| wwwUniversal | $25.00 | 10/3/2012 5:30:06 PM |
| engrossing-responsibility0 | $50.00 | 10/3/2012 5:18:14 PM |
| established-economy9 | $25.00 | 10/3/2012 5:19:35 PM |
| bassman2 | $25.00 | 10/3/2012 5:33:15 PM |
| robust-diversification3 | $50.00 | 10/3/2012 5:21:15 PM |
| yield-lion | $25.00 | 10/3/2012 5:22:45 PM |
| adventurer447 | $300.00 | 10/3/2012 5:41:54 PM |
| nodebtin3 | $100.00 | 10/3/2012 5:49:32 PM |
| miamibeachloaner | $91.00 | 10/3/2012 5:35:09 PM |
| rescue | $100.00 | 10/3/2012 5:58:12 PM |
| life-is-great | $25.00 | 10/3/2012 5:37:18 PM |
| debt-force | $25.00 | 10/3/2012 5:39:24 PM |
| wonderous-principal083 | $25.00 | 10/3/2012 5:43:45 PM |
| FASTIZIO_P | $27.00 | 10/3/2012 6:05:29 PM |
| asset-professor | $25.00 | 10/3/2012 5:44:36 PM |
| market-jam | $25.00 | 10/3/2012 5:48:45 PM |
| Dave0 | $25.00 | 10/3/2012 5:49:59 PM |
| Nickle-Back | $30.00 | 10/3/2012 6:08:32 PM |
| flexible-value | $50.00 | 10/3/2012 6:09:05 PM |
| Ballybay | $100.00 | 10/3/2012 5:47:55 PM |
| wise-unequivocal-return | $25.00 | 10/3/2012 5:54:18 PM |
| km007 | $25.00 | 10/3/2012 5:52:46 PM |
| peace-fixer8 | $25.00 | 10/3/2012 5:59:15 PM |
| Miklot | $30.00 | 10/3/2012 6:18:23 PM |
| jamiee73 | $25.00 | 10/3/2012 6:21:35 PM |
| WalnutCreekguy | $50.00 | 10/3/2012 6:09:32 PM |
| commerce-guitar6 | $25.00 | 10/3/2012 6:29:10 PM |
| the-laudable-peso | $40.00 | 10/3/2012 6:16:10 PM |
| asiaratt | $50.00 | 10/3/2012 6:16:35 PM |
| magnificent-dime4 | $25.00 | 10/3/2012 6:38:12 PM |
| GraffitiBridge | $25.00 | 10/3/2012 6:45:44 PM |
| angelinvestor2 | $40.00 | 10/3/2012 6:17:42 PM |
| Pogo5 | $35.38 | 10/3/2012 7:04:24 PM |
| pixeldave | $25.00 | 10/3/2012 6:28:56 PM |
| gold-pudding6 | $60.00 | 10/3/2012 6:30:06 PM |
| Hardlyskiing01 | $150.00 | 10/3/2012 8:15:30 PM |
| gallant-economy9 | $50.00 | 10/3/2012 6:41:25 PM |
| KirosPOS | $68.00 | 10/3/2012 10:05:39 PM |
| leverage-sensai6 | $25.00 | 10/3/2012 6:53:52 PM |
| spitzbergen | $25.00 | 10/3/2012 6:43:05 PM |
| Hokie83 | $34.00 | 10/3/2012 7:00:11 PM |
| dough-kitten5 | $25.00 | 10/3/2012 7:16:18 PM |
| the-dollar-topper | $150.00 | 10/3/2012 6:55:49 PM |
| trumpeter391 | $25.00 | 10/3/2012 7:30:28 PM |
| asset-linkage | $25.00 | 10/4/2012 1:43:30 AM |
| Flyhighboi20 | $47.80 | 10/4/2012 2:19:12 AM |
| klend4 | $25.00 | 10/4/2012 3:35:17 AM |
| pythia | $50.00 | 10/4/2012 4:41:22 AM |
| return-smasher2 | $41.38 | 10/3/2012 9:24:48 PM |
| prudent-bid3 | $28.43 | 10/4/2012 6:21:23 AM |
| RSV | $25.00 | 10/4/2012 1:00:56 AM |
| pfh | $25.00 | 10/4/2012 5:14:32 AM |
| stock106 | $25.00 | 10/4/2012 5:55:56 AM |
| sgt-schultz | $45.00 | 10/4/2012 6:14:51 AM |
| 167 Investments
|
Borrower Payment Dependent Notes Series
625760
This series of Notes was issued and sold upon the funding of the borrower loan #75791, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1978 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 3m |
|
Amount delinquent:
| $33,432 |
Total credit lines:
| 46 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,745 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loot-solo83 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: To pay off a lump sum loan offer.
This loan will be used to...
My financial situation:good
I am a good candidate for this loan because..I pay my loans on time..
Monthly net income: $4300.
Monthly expenses: $2700
Housing: $1500
Insurance: $155..
Car expenses: $269.
Utilities: $90.
Phone, cable, internet: $135.
Food, entertainment: $90
Clothing, household expenses: $100.
Credit cards and other loans: $290
Other expenses: $50.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bewitching-dollar5 | $100.00 | 10/2/2012 9:42:34 AM |
| worth-blanket2 | $3,600.00 | 10/2/2012 1:17:28 PM |
| kulender | $50.00 | 10/2/2012 1:40:22 PM |
| durability-seahorse7 | $50.00 | 10/2/2012 5:01:36 PM |
| treasure-generator | $25.00 | 10/2/2012 1:33:42 PM |
| irrelevant | $50.00 | 10/2/2012 5:05:45 PM |
| spark548 | $100.00 | 10/2/2012 5:08:30 PM |
| responsibility-butterfly | $25.00 | 10/2/2012 10:59:27 AM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
625798
This series of Notes was issued and sold upon the funding of the borrower loan #75830, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $71.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,509 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| stable-credit476 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan: Auto
This loan will be used to...
My financial situation: Bank of America
I am a good candidate for this loan because... Purchase new car, low on cash.
Monthly net income: $2200.00
Monthly expenses: $1900.00
Housing: $550.00
Insurance: $100.00
Car expenses: $300.00
Utilities: $
Phone, cable, internet: $100.00
Food, entertainment: $300.00
Clothing, household expenses: $
Credit cards and other loans: $400.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| StarshineXL | $200.00 | 9/28/2012 9:01:29 AM |
| lending_well | $25.00 | 9/28/2012 9:01:32 AM |
| Taxman44 | $25.00 | 9/28/2012 9:05:13 AM |
| msh345 | $25.00 | 9/28/2012 9:08:36 AM |
| 6moonbeams | $50.00 | 9/28/2012 9:01:35 AM |
| Splangy613 | $25.00 | 9/28/2012 9:02:03 AM |
| commitment-neutron1 | $200.00 | 9/28/2012 9:07:09 AM |
| lionheart722 | $100.00 | 9/28/2012 9:07:48 AM |
| janeybooboo | $50.00 | 9/28/2012 9:08:05 AM |
| SRK_FROM_WA | $25.00 | 9/28/2012 9:08:21 AM |
| repayment-chihuahua3 | $25.00 | 9/28/2012 9:11:31 AM |
| duty-gusto6 | $61.00 | 9/28/2012 9:06:46 AM |
| dynamic-money271 | $100.00 | 9/28/2012 9:11:18 AM |
| thorough-payout8 | $25.00 | 9/28/2012 9:08:47 AM |
| best-bonafide-p2p | $50.00 | 9/28/2012 9:09:44 AM |
| wise-charming-reward | $200.00 | 9/28/2012 9:11:34 AM |
| phenomenal-rate1 | $129.00 | 9/28/2012 9:12:17 AM |
| EnglishGeekInNYC | $25.00 | 9/28/2012 9:03:30 AM |
| hard-working-rate3 | $25.00 | 9/28/2012 9:07:02 AM |
| auction-bonaza8 | $100.00 | 9/28/2012 9:01:51 AM |
| RGlad | $100.00 | 9/28/2012 9:02:22 AM |
| order-tamale | $400.00 | 9/28/2012 9:07:46 AM |
| casserole9 | $35.00 | 9/28/2012 9:09:01 AM |
| breadbroker | $25.00 | 9/28/2012 9:12:11 AM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
628290
This series of Notes was issued and sold upon the funding of the borrower loan #75495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $148.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 1
/
1 | Length of status: | 2y 2m |
|
Amount delinquent:
| $8,023 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $75 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Materialgirl |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...to pay off my debt that has been hard for me to get caught up on.
My financial situation:
I am a good candidate for this loan because...I have paid my bills ontime and this loan will help me get back on top. I have a son that is a graduate this year and I would like to send him to college.
Monthly net income: $ 37,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/2/2012 10:59:12 AM |
| bewitching-dollar5 | $100.00 | 10/1/2012 5:15:30 PM |
| pierrelasvegas | $25.00 | 10/1/2012 5:26:31 PM |
| Beld | $50.00 | 10/1/2012 5:03:19 PM |
| tolerant-responsibility051 | $1,018.00 | 10/1/2012 5:08:41 PM |
| thrilling-fund427 | $50.00 | 10/1/2012 5:16:21 PM |
| phenomenal-rate1 | $487.00 | 10/1/2012 5:12:17 PM |
| speedy-peso1 | $100.00 | 10/1/2012 5:36:31 PM |
| haplender | $50.00 | 10/1/2012 5:54:02 PM |
| new-truth-chuckler | $40.00 | 10/1/2012 6:00:05 PM |
| capital-renewal | $50.00 | 10/1/2012 6:00:14 PM |
| 52digital | $75.00 | 10/1/2012 6:00:27 PM |
| Comoparklender | $25.00 | 10/1/2012 6:18:42 PM |
| robust-diversification3 | $37.00 | 10/1/2012 6:20:37 PM |
| networks4ever | $25.00 | 10/1/2012 7:15:53 PM |
| bubb_hans | $25.00 | 10/1/2012 6:38:48 PM |
| Kunakiku | $25.00 | 10/1/2012 6:51:15 PM |
| Sutpen55 | $25.00 | 10/2/2012 5:32:37 AM |
| miamibeachloaner | $25.00 | 10/1/2012 7:29:51 PM |
| asset-professor | $25.00 | 10/2/2012 7:08:47 AM |
| benefit-banshee | $25.00 | 10/2/2012 8:09:49 AM |
| credit-adventurer313 | $25.00 | 10/2/2012 3:29:08 AM |
| bold-phenomenal-funds | $40.00 | 10/2/2012 8:43:27 AM |
| Canidae | $25.00 | 10/2/2012 9:25:07 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:13 AM |
| CC911 | $25.00 | 10/2/2012 9:52:21 AM |
| careful-vigilance4 | $25.00 | 10/2/2012 10:07:30 AM |
| progressive-economy261 | $500.00 | 10/2/2012 10:20:55 AM |
| burrito6 | $34.00 | 10/2/2012 10:33:00 AM |
| 1LTRN | $25.00 | 10/2/2012 10:43:55 AM |
| 1randyp | $25.00 | 10/2/2012 10:20:40 AM |
| Diamond_Jim | $25.00 | 10/2/2012 10:34:20 AM |
| orearella3 | $25.00 | 10/2/2012 10:39:05 AM |
| trade-beeper4 | $25.00 | 10/2/2012 10:50:53 AM |
| supreme-treasure8 | $100.00 | 10/1/2012 5:40:39 PM |
| proper-exchange8 | $50.00 | 10/1/2012 5:47:31 PM |
| WalnutCreekguy | $50.00 | 10/1/2012 5:27:30 PM |
| LeReve | $500.00 | 10/1/2012 5:44:11 PM |
| Investor_DP | $200.00 | 10/1/2012 7:11:22 PM |
| zipemdown | $25.00 | 10/1/2012 6:29:34 PM |
| money-bauble | $100.00 | 10/1/2012 6:51:27 PM |
| first-pragmatic-power | $25.00 | 10/1/2012 6:57:26 PM |
| newest-glowing-cash | $50.00 | 10/1/2012 7:21:12 PM |
| integrity-reactor4 | $100.00 | 10/1/2012 7:23:21 PM |
| Track-Layer | $100.00 | 10/1/2012 7:24:05 PM |
| yield-hut | $25.00 | 10/2/2012 4:27:22 AM |
| TC_12June12 | $25.00 | 10/1/2012 9:10:25 PM |
| desertoasis | $25.00 | 10/2/2012 8:48:42 AM |
| revenue-statesperson4 | $100.00 | 10/2/2012 5:49:41 AM |
| leverage-monger | $25.00 | 10/2/2012 6:40:35 AM |
| flexible-rate1 | $25.00 | 10/2/2012 8:49:42 AM |
| Epiphanic | $25.00 | 10/2/2012 8:51:51 AM |
| capital-investor8 | $25.00 | 10/2/2012 8:59:44 AM |
| sosleep | $25.00 | 10/2/2012 9:36:01 AM |
| 0_0 | $25.00 | 10/2/2012 9:58:50 AM |
| thelovebug | $100.00 | 10/2/2012 10:30:50 AM |
| friendly-gold | $25.00 | 10/2/2012 10:43:10 AM |
| LuvToLend | $25.00 | 10/2/2012 10:47:07 AM |
| economy-shrubbery6 | $25.00 | 10/2/2012 10:47:48 AM |
| red-luminous-gain | $25.00 | 10/2/2012 10:51:35 AM |
| ColoradoLender82 | $19.00 | 10/2/2012 11:00:13 AM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
628498
This series of Notes was issued and sold upon the funding of the borrower loan #75637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $540.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 16y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $77,792 | Stated income: | $0 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| TinkFan |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 72 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $38,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2010)
760-779
(Jan-2008)
760-779
(Apr-2007)
|
|
Principal balance:
| $676.04 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 72 | | |
Description
Fourth Prosper Loan! Easy Money
I am looking to pay off a few higher APR bills that I have accumulated. What happened was that my husband and I have always carried some revolving debt, but once the new credit card laws passed (or I guess before in preparation for the law), our cards' APR's jumped fairly high in a few cases. Normally, the amount in interest we paid would not be a factor at under 10%, but now in some cases we are over 25%, and that is unacceptable. Here are the cards:
Discover: $10000 at 25.99%
Citibank: $1600 at 28.99%
HSBC: $1000 at 24.99%
Total: $12600
I decided to go for the 3 year loan instead of the 5 year loan due to the difference in rates. We can easily afford the higher monthly payment between the two, and we tend to pay off loans before they mature. While the APR for this loan is certainly on the higher end, the rates we have been offered have not been better, and I love the concept of Prosper.
We have two cars right now worth combined over $20,000, and have almost $20,000 in equity in our home. We have money market accounts and numerous sources of income. There is no reason for us defaulting on a loan, especially one funded by regular people (like us).
This is not a "make or break" situation for us by any stretch of the imagination. We like to save when we can, even if it is a small amount (I would say this is a small-moderate amount). I have perfect payment history for decades and this loan could simply loosen some strings for us.
Thanks for looking!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handshake5 | $100.00 | 10/1/2012 5:02:42 PM |
| MoneyForNothing | $25.72 | 10/1/2012 5:08:51 PM |
| gain-equator | $25.00 | 10/1/2012 5:09:45 PM |
| trumpeter5 | $25.00 | 10/1/2012 5:01:50 PM |
| innovator2 | $100.00 | 10/1/2012 5:05:43 PM |
| __A1B2 | $28.00 | 10/1/2012 5:06:10 PM |
| Beld | $50.00 | 10/1/2012 5:03:19 PM |
| WalnutCreekguy | $50.00 | 10/1/2012 5:27:30 PM |
| scholarly-order6 | $50.00 | 10/1/2012 5:06:06 PM |
| GL464 | $115.65 | 10/1/2012 5:06:51 PM |
| j2ee | $50.00 | 10/1/2012 5:13:43 PM |
| ready-agreement5 | $50.00 | 10/1/2012 5:09:16 PM |
| durability-seahorse7 | $50.00 | 10/1/2012 5:10:30 PM |
| pragmatic-auction8 | $50.00 | 10/1/2012 5:17:06 PM |
| speedy-peso1 | $100.00 | 10/1/2012 5:36:19 PM |
| special-dinero553 | $25.00 | 10/1/2012 5:25:52 PM |
| pierrelasvegas | $25.00 | 10/1/2012 5:26:18 PM |
| LeReve | $500.00 | 10/1/2012 5:43:46 PM |
| payout-paradise5 | $25.00 | 10/1/2012 5:20:08 PM |
| melodious-bill | $50.00 | 10/1/2012 5:47:28 PM |
| quantum_leap | $50.00 | 10/1/2012 5:23:39 PM |
| thrifty-generosity222 | $50.00 | 10/1/2012 5:30:53 PM |
| repayment-chihuahua3 | $25.00 | 10/1/2012 5:32:24 PM |
| thrifty-capital | $28.00 | 10/1/2012 5:26:07 PM |
| pmj453 | $25.00 | 10/1/2012 5:53:28 PM |
| Iamthewalrus | $25.00 | 10/1/2012 5:29:54 PM |
| dignified-truth7 | $200.00 | 10/1/2012 5:33:06 PM |
| Laissez-faire | $100.00 | 10/1/2012 5:39:32 PM |
| hitsman | $50.00 | 10/1/2012 5:59:29 PM |
| cash-kin7 | $25.00 | 10/1/2012 5:40:01 PM |
| radiant-dollar9 | $200.00 | 10/1/2012 5:35:48 PM |
| supreme-treasure8 | $100.00 | 10/1/2012 5:40:39 PM |
| capital-renewal | $50.00 | 10/1/2012 6:00:15 PM |
| rookiecrd1 | $100.00 | 10/1/2012 5:41:57 PM |
| betterthanstock | $25.00 | 10/1/2012 5:42:12 PM |
| robust-economy275 | $25.00 | 10/1/2012 5:43:32 PM |
| janeybooboo | $74.74 | 10/1/2012 5:43:38 PM |
| Mikale360 | $25.00 | 10/1/2012 6:02:14 PM |
| ready-justice7 | $50.00 | 10/1/2012 6:04:06 PM |
| AF-Chief | $25.00 | 10/1/2012 6:08:04 PM |
| proper-exchange8 | $50.00 | 10/1/2012 5:47:32 PM |
| jazzlender | $25.00 | 10/1/2012 6:09:16 PM |
| dime-sprout | $25.00 | 10/1/2012 5:49:03 PM |
| dkjl | $25.00 | 10/1/2012 6:16:59 PM |
| DoctorJoe | $30.00 | 10/1/2012 5:44:33 PM |
| Comoparklender | $25.00 | 10/1/2012 6:18:43 PM |
| transaction-hugger4 | $66.00 | 10/1/2012 6:19:31 PM |
| elegant-hope578 | $50.00 | 10/1/2012 5:58:03 PM |
| first-pragmatic-power | $25.00 | 10/1/2012 5:51:13 PM |
| abundant-euro0 | $40.00 | 10/1/2012 5:59:49 PM |
| impressive-return173 | $50.00 | 10/1/2012 5:56:04 PM |
| responsible-finance9 | $64.80 | 10/1/2012 6:35:28 PM |
| Jloaner | $100.00 | 10/1/2012 6:09:34 PM |
| micko | $25.00 | 10/1/2012 6:38:15 PM |
| investment-artist | $90.10 | 10/1/2012 6:12:51 PM |
| LaGrangeLender | $60.00 | 10/1/2012 6:05:18 PM |
| thankful-nickel2 | $55.55 | 10/1/2012 6:47:23 PM |
| five-star-note | $200.00 | 10/1/2012 6:06:17 PM |
| first-balance-neutron | $50.00 | 10/1/2012 6:06:40 PM |
| robust-diversification3 | $50.00 | 10/1/2012 6:20:37 PM |
| jamiee73 | $25.00 | 10/1/2012 6:09:51 PM |
| panther757 | $25.00 | 10/1/2012 6:51:51 PM |
| leverage-sensai6 | $25.00 | 10/1/2012 6:11:03 PM |
| helpbestican | $25.00 | 10/1/2012 6:12:58 PM |
| treasure-widget | $25.00 | 10/1/2012 7:00:31 PM |
| Navy-Retired | $276.16 | 10/1/2012 6:34:00 PM |
| mcs99 | $100.00 | 10/1/2012 6:36:37 PM |
| fboba | $300.00 | 10/1/2012 6:22:43 PM |
| money-baron | $100.00 | 10/1/2012 7:19:38 PM |
| Laxa | $25.00 | 10/1/2012 6:28:36 PM |
| interstellar | $75.00 | 10/1/2012 7:22:35 PM |
| dukeiyer | $25.00 | 10/1/2012 7:26:22 PM |
| Kunakiku | $50.00 | 10/1/2012 6:48:06 PM |
| affluence-kingdom9 | $100.00 | 10/1/2012 6:30:04 PM |
| genius520 | $100.00 | 10/1/2012 6:49:26 PM |
| tender-commerce8 | $50.00 | 10/1/2012 6:30:25 PM |
| fantastic-wampum1 | $100.00 | 10/1/2012 7:42:31 PM |
| Latinun | $25.00 | 10/1/2012 6:51:59 PM |
| Blue_Devil | $50.00 | 10/1/2012 6:36:53 PM |
| statuesque-affluence058 | $25.00 | 10/1/2012 6:56:19 PM |
| Palacios | $50.00 | 10/1/2012 6:58:29 PM |
| a_andy | $25.06 | 10/1/2012 9:08:30 PM |
| djmjkelso | $25.00 | 10/1/2012 9:34:25 PM |
| finance-prescription | $100.00 | 10/1/2012 7:08:55 PM |
| Jordan1123 | $25.00 | 10/1/2012 6:50:10 PM |
| 340 | $25.00 | 10/1/2012 10:04:07 PM |
| contract-equinox | $92.26 | 10/1/2012 10:25:20 PM |
| Sturgee | $25.00 | 10/1/2012 11:06:29 PM |
| the-determined-value | $25.00 | 10/1/2012 11:09:49 PM |
| Piaoliang | $25.00 | 10/1/2012 11:11:17 PM |
| pposFUNDing | $30.95 | 10/2/2012 12:28:45 AM |
| sushi537 | $25.00 | 10/2/2012 1:18:30 AM |
| Emperor_of_Banking | $100.00 | 10/1/2012 6:58:04 PM |
| treasure-bliss | $150.00 | 10/2/2012 3:53:13 AM |
| profitable-money | $50.00 | 10/1/2012 7:35:58 PM |
| mikeandcat | $300.00 | 10/2/2012 4:51:53 AM |
| social-comet7 | $81.67 | 10/2/2012 4:56:58 AM |
| wise-deal-panda | $200.00 | 10/1/2012 7:12:03 PM |
| greenback-loyalist8 | $25.00 | 10/2/2012 5:55:51 AM |
| melodious-capital3 | $50.00 | 10/1/2012 8:48:38 PM |
| LaGrangeLender | $60.00 | 10/2/2012 6:08:44 AM |
| FWF-kinetic | $50.00 | 10/1/2012 9:04:49 PM |
| peaceful-greenback719 | $25.00 | 10/2/2012 6:11:56 AM |
| samurai2 | $25.90 | 10/2/2012 6:22:41 AM |
| brightest-organized-balance | $50.00 | 10/1/2012 7:34:20 PM |
| carlitos77 | $50.00 | 10/1/2012 8:00:05 PM |
| deal-gazer | $50.00 | 10/1/2012 11:49:24 PM |
| RB_Double-A_Bravo | $38.11 | 10/1/2012 8:28:28 PM |
| Book-Mark | $25.00 | 10/1/2012 8:31:15 PM |
| C2Banking | $25.00 | 10/1/2012 8:38:19 PM |
| hillbilly40 | $36.00 | 10/2/2012 2:00:53 AM |
| dough-kitten5 | $25.00 | 10/2/2012 4:17:16 AM |
| yield-hut | $25.00 | 10/2/2012 4:27:22 AM |
| credible-balance0 | $25.00 | 10/2/2012 4:40:24 AM |
| dynadave | $1,000.00 | 10/1/2012 11:11:38 PM |
| BorthersKeeper | $25.00 | 10/2/2012 5:14:36 AM |
| YosemiteSam | $25.00 | 10/2/2012 5:28:19 AM |
| important-trade094 | $71.61 | 10/2/2012 5:57:40 AM |
| superb-income6 | $156.38 | 10/2/2012 3:41:16 AM |
| principal-laser | $100.00 | 10/2/2012 6:13:58 AM |
| corporatejim | $47.96 | 10/2/2012 4:18:39 AM |
| crw1950 | $30.00 | 10/2/2012 4:48:02 AM |
| transaction-keeper5 | $25.00 | 10/2/2012 5:03:24 AM |
| just-finance2 | $25.00 | 10/2/2012 5:20:44 AM |
| contract-student2 | $100.00 | 10/2/2012 5:55:42 AM |
| plentiful-note6 | $25.00 | 10/2/2012 6:08:32 AM |
| credit-missile | $125.00 | 10/1/2012 5:02:16 PM |
| LittleMingo | $30.00 | 10/1/2012 5:05:09 PM |
| fcrick | $25.00 | 10/1/2012 6:18:30 PM |
| credit-missile | $25.00 | 10/1/2012 8:56:30 PM |
| affluence-microscope2 | $200.00 | 10/1/2012 5:08:52 PM |
| friendly-gold | $25.00 | 10/1/2012 5:10:14 PM |
| fuse136 | $25.00 | 10/1/2012 5:13:33 PM |
| virtuous-repayment | $25.00 | 10/1/2012 5:17:53 PM |
| return-pioneer221 | $41.00 | 10/1/2012 5:20:24 PM |
| imogen22 | $50.00 | 10/1/2012 5:24:09 PM |
| life-is-great | $25.00 | 10/1/2012 5:25:48 PM |
| CA-Lender | $25.00 | 10/1/2012 5:02:47 PM |
| shalofin | $25.00 | 10/1/2012 5:10:17 PM |
| nickel-ferret | $25.00 | 10/1/2012 5:29:24 PM |
| JeremyLinFan | $40.00 | 10/1/2012 5:29:44 PM |
| bold-principal-thinker | $25.00 | 10/1/2012 5:29:50 PM |
| order-banshee3 | $50.00 | 10/1/2012 5:32:43 PM |
| fantastic-bazaar2 | $50.00 | 10/1/2012 5:35:45 PM |
| versatile-dime442 | $250.00 | 10/1/2012 5:37:17 PM |
| the-brilliant-currency | $25.00 | 10/1/2012 5:40:21 PM |
| integrity-web | $25.00 | 10/1/2012 5:17:45 PM |
| moola-accelerator6 | $50.00 | 10/1/2012 5:25:09 PM |
| tech310 | $50.00 | 10/1/2012 5:42:05 PM |
| azazle | $50.00 | 10/1/2012 5:27:45 PM |
| progressive-gold6 | $100.00 | 10/1/2012 5:28:33 PM |
| abundanceforever | $52.50 | 10/1/2012 5:25:17 PM |
| turbobrat | $25.00 | 10/1/2012 5:49:51 PM |
| social-cocktail1 | $200.00 | 10/1/2012 5:50:57 PM |
| dmunySF | $50.00 | 10/1/2012 5:32:57 PM |
| Banker2OO7 | $75.00 | 10/1/2012 5:34:58 PM |
| duty-viola | $35.00 | 10/1/2012 5:52:43 PM |
| haplender | $50.00 | 10/1/2012 5:54:02 PM |
| dynamic-money271 | $87.00 | 10/1/2012 5:39:02 PM |
| janeybooboo | $25.26 | 10/1/2012 5:59:08 PM |
| Caerus | $40.00 | 10/1/2012 5:35:59 PM |
| new-truth-chuckler | $40.00 | 10/1/2012 6:00:05 PM |
| principal-cooker2 | $50.00 | 10/1/2012 5:43:51 PM |
| wonderous-principal083 | $25.00 | 10/1/2012 5:45:07 PM |
| melodious-fairness | $50.00 | 10/1/2012 6:09:44 PM |
| durability-ace9 | $30.00 | 10/1/2012 5:42:38 PM |
| moola-accelerator6 | $50.00 | 10/1/2012 6:16:49 PM |
| intrepid-compassion29 | $25.00 | 10/1/2012 5:54:27 PM |
| basis-spartan922 | $50.00 | 10/1/2012 6:20:34 PM |
| producer455 | $25.67 | 10/1/2012 5:59:37 PM |
| RGlad | $250.00 | 10/1/2012 5:52:00 PM |
| velocityasaurus-rex4 | $100.00 | 10/1/2012 5:59:50 PM |
| p2p-czar3 | $25.00 | 10/1/2012 6:29:00 PM |
| musegaze | $50.00 | 10/1/2012 5:54:56 PM |
| persist_in_doing | $25.00 | 10/1/2012 6:35:11 PM |
| wizard750 | $28.00 | 10/1/2012 6:10:20 PM |
| KSandbFL | $50.00 | 10/1/2012 6:01:04 PM |
| greenback-snowdome1 | $50.00 | 10/1/2012 6:01:31 PM |
| flo_rida | $100.00 | 10/1/2012 6:17:14 PM |
| american-investor | $25.00 | 10/1/2012 6:03:35 PM |
| justreturns | $25.00 | 10/1/2012 6:49:04 PM |
| mindful-generosity1 | $50.00 | 10/1/2012 6:19:43 PM |
| keynaples | $100.00 | 10/1/2012 6:08:12 PM |
| mercuriant | $25.00 | 10/1/2012 6:51:16 PM |
| WindomDev | $25.00 | 10/1/2012 6:10:16 PM |
| sensible-fund | $28.61 | 10/1/2012 6:55:02 PM |
| Reinadog9 | $25.00 | 10/1/2012 6:13:48 PM |
| roland1 | $25.00 | 10/1/2012 6:18:07 PM |
| Assets-Up | $31.79 | 10/1/2012 6:19:08 PM |
| Schubs | $50.00 | 10/1/2012 6:33:09 PM |
| brondero | $53.00 | 10/1/2012 7:08:47 PM |
| tolerant-currency6 | $25.00 | 10/1/2012 7:13:58 PM |
| bazaar-tulip | $25.00 | 10/1/2012 6:38:42 PM |
| velocity-solo | $25.00 | 10/1/2012 7:15:47 PM |
| USAFVET2010 | $58.83 | 10/1/2012 6:38:47 PM |
| adventurer447 | $300.00 | 10/1/2012 6:21:15 PM |
| Feyenoord | $30.00 | 10/1/2012 6:46:01 PM |
| zipemdown | $25.00 | 10/1/2012 6:29:35 PM |
| Tscheddar | $25.00 | 10/1/2012 7:30:05 PM |
| miamibeachloaner | $100.00 | 10/1/2012 6:30:37 PM |
| johnnypop | $100.00 | 10/1/2012 6:52:40 PM |
| cash-cymbal3 | $100.00 | 10/1/2012 6:55:29 PM |
| upbeat-finance8 | $25.00 | 10/1/2012 6:56:12 PM |
| MangoHedge | $50.00 | 10/1/2012 8:08:02 PM |
| silver-enlightenment0 | $25.00 | 10/1/2012 6:57:49 PM |
| RainyDayFunds | $25.00 | 10/1/2012 6:58:01 PM |
| SamyFromRI | $25.00 | 10/1/2012 6:41:33 PM |
| postalwhiz | $25.00 | 10/1/2012 7:01:44 PM |
| transparency-sapling | $25.00 | 10/1/2012 6:46:00 PM |
| vines99 | $25.00 | 10/1/2012 9:55:03 PM |
| rcflick | $25.00 | 10/1/2012 7:15:37 PM |
| bm0816 | $25.00 | 10/1/2012 10:20:07 PM |
| newest-glowing-cash | $50.00 | 10/1/2012 7:21:12 PM |
| compoundinterest | $25.00 | 10/1/2012 6:57:56 PM |
| sam-dog-dew | $25.00 | 10/1/2012 6:58:20 PM |
| LoanerPrincipal | $25.00 | 10/1/2012 7:25:52 PM |
| professional-vigilance9 | $100.00 | 10/1/2012 6:59:32 PM |
| klend4 | $25.00 | 10/2/2012 3:34:52 AM |
| deal-promiser1 | $50.00 | 10/1/2012 7:30:43 PM |
| dhkny5 | $25.00 | 10/1/2012 7:06:50 PM |
| fate-amenable-to-change | $40.00 | 10/1/2012 7:16:14 PM |
| DalCowboys | $25.00 | 10/1/2012 8:54:33 PM |
| doopers | $100.00 | 10/1/2012 7:22:19 PM |
| dollar-idol7 | $25.00 | 10/1/2012 7:44:00 PM |
| worth-game-changer8 | $25.00 | 10/1/2012 10:40:31 PM |
| first-serene-credit | $25.00 | 10/1/2012 10:52:43 PM |
| scarlet-velvet | $25.08 | 10/1/2012 11:07:26 PM |
| Astyanax | $40.00 | 10/1/2012 8:20:36 PM |
| nycgoat | $25.00 | 10/2/2012 3:53:35 AM |
| wilchik | $40.00 | 10/2/2012 4:06:51 AM |
| first-dinero-paladin | $50.00 | 10/1/2012 9:55:03 PM |
| hope-hickory8 | $25.00 | 10/2/2012 4:10:55 AM |
| rockhound84 | $29.00 | 10/2/2012 4:57:18 AM |
| sublime-liberty6 | $50.00 | 10/1/2012 11:51:31 PM |
| awern | $37.78 | 10/2/2012 5:17:07 AM |
| jonnysixgun | $26.08 | 10/2/2012 5:21:07 AM |
| ldr2000 | $50.00 | 10/2/2012 12:57:33 AM |
| cerebral-dollar773 | $25.00 | 10/2/2012 6:02:22 AM |
| pure-note0 | $25.00 | 10/2/2012 4:29:12 AM |
| bsmtloan | $29.86 | 10/2/2012 5:31:17 AM |
| new-economy-cadence | $25.00 | 10/2/2012 5:51:46 AM |
| intelligent-moola1 | $30.00 | 10/2/2012 6:17:00 AM |
| point-doughnut | $349.92 | 10/2/2012 6:24:59 AM |
| 243 Investments
|
Borrower Payment Dependent Notes Series
628648
This series of Notes was issued and sold upon the funding of the borrower loan #75541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $582.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
23 | Length of status: | 10y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,346 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sympathetic-rupee77 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to boost business sales with marketing
My financial situation:
I am a good candidate for this loan because, I started this business in 2002 and going on the 11th year. Have good credit, took in 1.2 in sales last year, have awards for outstanding service.
Monthly net income: $50,000+
Monthly expenses: $30,000
Housing: $1100.00
Insurance: $300
Car expenses: $780
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| heavenly-interest9 | $1,000.00 | 9/29/2012 8:27:20 PM |
| responsibility-butterfly | $25.00 | 9/30/2012 6:50:26 AM |
| commerce-venture1 | $25.00 | 9/29/2012 12:01:44 PM |
| blue-subtle-integrity | $25.00 | 9/29/2012 12:06:38 PM |
| fund-medalist171 | $50.00 | 9/29/2012 12:20:30 PM |
| cattlebaron | $100.00 | 9/29/2012 12:26:22 PM |
| finance-prescription | $100.00 | 9/29/2012 12:27:58 PM |
| Katburg | $25.00 | 9/29/2012 12:01:19 PM |
| cnovak | $25.00 | 9/29/2012 12:02:19 PM |
| kfrench | $25.00 | 9/29/2012 12:38:54 PM |
| asiaratt | $50.00 | 9/29/2012 12:41:25 PM |
| brainy-return234 | $25.00 | 9/29/2012 12:10:14 PM |
| duty-viola | $35.00 | 9/29/2012 12:29:16 PM |
| rhin0cerx | $27.00 | 9/29/2012 12:59:25 PM |
| careful-vigilance4 | $25.00 | 9/29/2012 12:17:29 PM |
| nimble-revenue5 | $75.00 | 9/29/2012 1:08:22 PM |
| Tylerh | $197.00 | 9/29/2012 1:13:25 PM |
| svandgts | $25.00 | 9/29/2012 1:14:26 PM |
| octoberfresh | $25.00 | 9/29/2012 12:35:59 PM |
| cash-reaction2 | $25.00 | 9/29/2012 12:38:03 PM |
| Dave0 | $25.00 | 9/29/2012 12:49:02 PM |
| refined-transparency154 | $50.00 | 9/29/2012 1:41:16 PM |
| extraordinary-return995 | $50.00 | 9/29/2012 12:52:27 PM |
| WalnutCreekguy | $50.00 | 9/29/2012 1:47:11 PM |
| houli123 | $25.00 | 9/29/2012 1:47:46 PM |
| capital-renewal | $25.00 | 9/29/2012 1:19:45 PM |
| shrewd-peace7 | $25.00 | 9/29/2012 1:00:18 PM |
| 1randyp | $25.00 | 9/29/2012 1:21:27 PM |
| missing-link | $25.00 | 9/29/2012 1:32:17 PM |
| silver-enlightenment0 | $25.00 | 9/29/2012 1:34:56 PM |
| graceful-D4Sinvestment | $101.00 | 9/29/2012 1:30:24 PM |
| authoritative-platinum7 | $50.00 | 9/29/2012 1:44:07 PM |
| azazle | $50.00 | 9/29/2012 2:08:07 PM |
| credit-czar5 | $25.00 | 9/29/2012 1:47:16 PM |
| _NaLNaBB | $200.00 | 9/29/2012 1:49:21 PM |
| loan-fate | $50.00 | 9/29/2012 2:15:06 PM |
| zone6 | $37.00 | 9/29/2012 2:15:19 PM |
| rolltide09 | $50.00 | 9/29/2012 1:56:33 PM |
| graceful-investment | $101.00 | 9/29/2012 2:21:50 PM |
| red-power-pecan | $50.00 | 9/29/2012 1:52:12 PM |
| angelinvestor2 | $40.00 | 9/29/2012 2:01:03 PM |
| exciting-loyalty3 | $25.00 | 9/29/2012 1:54:20 PM |
| pound-mushroom3 | $25.00 | 9/29/2012 2:33:31 PM |
| the-profit-oracle | $25.00 | 9/29/2012 2:01:53 PM |
| first-pragmatic-power | $25.00 | 9/29/2012 2:40:07 PM |
| burrito6 | $38.00 | 9/29/2012 2:05:52 PM |
| bellaquito | $500.00 | 9/29/2012 1:59:51 PM |
| scoobiedoo | $60.01 | 9/29/2012 3:04:15 PM |
| indomitable-economy8 | $25.00 | 9/29/2012 3:05:17 PM |
| 52digital | $75.00 | 9/29/2012 2:09:02 PM |
| hopeful_lender | $100.00 | 9/29/2012 4:48:16 PM |
| musegaze | $50.00 | 9/29/2012 2:10:11 PM |
| Lacimae | $65.00 | 9/29/2012 2:13:26 PM |
| fortytwo | $150.00 | 9/29/2012 2:14:04 PM |
| berniemadeoff | $25.00 | 9/29/2012 2:37:09 PM |
| sjc224 | $25.00 | 9/29/2012 2:17:39 PM |
| handshake5 | $100.00 | 9/29/2012 2:19:14 PM |
| income-buffalo1 | $59.13 | 9/29/2012 8:07:54 PM |
| Anamorph | $25.00 | 9/29/2012 8:13:08 PM |
| well-rounded-felicity378 | $25.00 | 9/29/2012 2:43:35 PM |
| momentous-velocity5 | $40.00 | 9/29/2012 2:27:13 PM |
| natural-point1 | $25.00 | 9/29/2012 9:26:48 PM |
| blazing-capital2 | $250.00 | 9/29/2012 2:31:42 PM |
| brightest-heavenly-vigilance | $30.00 | 9/29/2012 9:32:07 PM |
| Investor_DP | $200.00 | 9/29/2012 2:42:18 PM |
| gotjack-IRA | $50.00 | 9/29/2012 3:51:05 PM |
| marketplace-hut9 | $25.00 | 9/29/2012 2:55:01 PM |
| Digger85 | $100.00 | 9/30/2012 6:48:15 AM |
| help4u | $50.00 | 9/29/2012 5:28:05 PM |
| dollar-idol7 | $30.00 | 9/29/2012 5:30:01 PM |
| Zoomzoom22 | $283.55 | 9/30/2012 7:18:27 AM |
| first-funds-palace | $25.00 | 9/30/2012 7:25:00 AM |
| ChoiceInvestments | $25.00 | 9/29/2012 3:32:57 PM |
| MI2 | $2,000.00 | 9/30/2012 10:06:09 AM |
| Money_Working | $25.00 | 9/30/2012 10:06:56 AM |
| loyalty-czar | $100.00 | 9/29/2012 8:58:04 PM |
| joefoolz | $35.55 | 9/30/2012 11:19:28 AM |
| FWF-kinetic | $25.00 | 9/29/2012 10:06:22 PM |
| contract-victor5 | $25.00 | 9/29/2012 10:59:45 PM |
| flergum | $57.27 | 9/30/2012 12:02:25 AM |
| ferpeiks | $100.00 | 9/30/2012 5:26:26 AM |
| economy-sunrise | $25.00 | 9/29/2012 9:10:04 PM |
| CashFlowLender | $25.00 | 9/30/2012 6:54:19 AM |
| vines99 | $25.00 | 9/29/2012 11:54:29 PM |
| jhouman | $25.00 | 9/30/2012 8:27:30 AM |
| ouyangers | $25.00 | 9/30/2012 6:20:29 AM |
| kind-lovely-credit | $150.00 | 9/30/2012 9:51:23 AM |
| california111 | $73.59 | 9/30/2012 11:20:45 AM |
| Assets-Up | $25.00 | 9/29/2012 12:05:11 PM |
| CA-Lender | $150.00 | 9/29/2012 12:07:54 PM |
| RGlad | $150.00 | 9/29/2012 12:01:02 PM |
| rate-angel9 | $50.00 | 9/29/2012 12:35:30 PM |
| neighborly-velocity4 | $25.00 | 9/29/2012 12:13:32 PM |
| auction-bonaza8 | $100.00 | 9/29/2012 12:11:07 PM |
| zipemdown | $25.00 | 9/29/2012 12:16:19 PM |
| fantastic-wampum1 | $100.00 | 9/29/2012 1:08:30 PM |
| cp-family | $50.00 | 9/29/2012 12:38:49 PM |
| postalwhiz | $25.00 | 9/29/2012 1:11:20 PM |
| Starica | $150.00 | 9/29/2012 1:17:31 PM |
| DreisersFinancier | $26.00 | 9/29/2012 12:28:40 PM |
| EarlyRiser | $250.00 | 9/29/2012 1:18:13 PM |
| Wellman | $25.00 | 9/29/2012 1:25:52 PM |
| the-laudable-peso | $40.00 | 9/29/2012 12:50:16 PM |
| money-surge1 | $25.00 | 9/29/2012 12:50:33 PM |
| stock106 | $25.00 | 9/29/2012 1:30:39 PM |
| dedicated-transaction796 | $25.00 | 9/29/2012 12:53:36 PM |
| rescue | $100.00 | 9/29/2012 1:36:41 PM |
| Miklot | $30.00 | 9/29/2012 12:51:28 PM |
| basis-drummer | $25.00 | 9/29/2012 1:44:27 PM |
| social-cocktail1 | $200.00 | 9/29/2012 1:50:29 PM |
| paytonbrigadier | $245.00 | 9/29/2012 1:22:11 PM |
| credit-dandelion148 | $200.00 | 9/29/2012 1:24:29 PM |
| profit-powerplant | $25.00 | 9/29/2012 1:53:56 PM |
| debt-force | $25.00 | 9/29/2012 1:58:19 PM |
| supreme-treasure8 | $100.00 | 9/29/2012 2:00:34 PM |
| 6moonbeams | $50.00 | 9/29/2012 2:03:06 PM |
| Tradesmanlender | $25.00 | 9/29/2012 2:03:29 PM |
| unassailable-funds754 | $25.00 | 9/29/2012 1:40:54 PM |
| mikbos | $25.00 | 9/29/2012 1:34:24 PM |
| 108-IRA | $202.00 | 9/29/2012 1:49:28 PM |
| compatible-power8 | $25.00 | 9/29/2012 1:41:50 PM |
| principal-cooker2 | $50.00 | 9/29/2012 1:42:21 PM |
| rogue_monster | $50.00 | 9/29/2012 2:13:07 PM |
| P2P_Investor | $1,000.00 | 9/29/2012 2:23:30 PM |
| BostonCapital | $100.00 | 9/29/2012 1:52:33 PM |
| vutah | $45.00 | 9/29/2012 1:54:40 PM |
| haplender | $50.00 | 9/29/2012 1:55:01 PM |
| Sid-K | $25.00 | 9/29/2012 1:56:21 PM |
| LoanerPrincipal | $25.00 | 9/29/2012 3:02:49 PM |
| money-baron | $100.00 | 9/29/2012 3:03:11 PM |
| point653 | $25.00 | 9/29/2012 2:13:18 PM |
| life-is-great | $25.00 | 9/29/2012 2:06:09 PM |
| sunwell | $50.00 | 9/29/2012 2:07:27 PM |
| graceful-investment | $101.00 | 9/29/2012 2:21:23 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:10:16 PM |
| frooogal | $25.00 | 9/29/2012 5:16:33 PM |
| SBT | $25.00 | 9/29/2012 2:25:19 PM |
| ColinREI | $60.57 | 9/29/2012 5:38:41 PM |
| Comoparklender | $25.00 | 9/29/2012 2:27:27 PM |
| treasure-coyote3 | $39.10 | 9/29/2012 6:31:47 PM |
| Elefunt | $25.00 | 9/29/2012 2:13:28 PM |
| Tbone49 | $25.00 | 9/29/2012 7:10:33 PM |
| flexible-income7 | $25.00 | 9/29/2012 7:30:59 PM |
| open-minded-p2p1 | $25.00 | 9/29/2012 2:35:21 PM |
| otherwisedisposed | $100.00 | 9/29/2012 7:52:51 PM |
| money-baron-Roth401k | $50.00 | 9/29/2012 2:42:39 PM |
| graceful-IRAinvestment | $101.00 | 9/29/2012 2:24:28 PM |
| rautility | $50.00 | 9/29/2012 2:29:31 PM |
| enderak | $200.00 | 9/29/2012 8:59:34 PM |
| new-gold-wrangler | $1,000.00 | 9/29/2012 2:31:09 PM |
| Cookstersalibi | $25.00 | 9/29/2012 3:12:42 PM |
| Pitufo | $25.00 | 9/29/2012 10:42:27 PM |
| luminous-finance9 | $26.00 | 9/30/2012 5:29:11 AM |
| green-high-five7 | $25.00 | 9/29/2012 5:03:24 PM |
| thrifty-capital | $25.00 | 9/29/2012 3:44:33 PM |
| g8rtone | $25.00 | 9/29/2012 8:19:29 PM |
| gothampark | $25.00 | 9/29/2012 8:22:35 PM |
| commerce-renewal | $70.00 | 9/29/2012 8:59:30 PM |
| mcs99 | $100.00 | 9/29/2012 9:48:13 PM |
| capital_projects_investor | $25.00 | 9/29/2012 8:13:41 PM |
| bid-stockpiler1 | $25.00 | 9/30/2012 6:30:04 AM |
| kendigme | $50.00 | 9/30/2012 5:27:56 AM |
| wadkuzma | $25.00 | 9/30/2012 7:07:29 AM |
| photon8 | $36.61 | 9/30/2012 7:54:19 AM |
| thorough-capital799 | $25.00 | 9/30/2012 8:00:22 AM |
| 08bob | $25.00 | 9/30/2012 10:08:39 AM |
| generous-peace4 | $42.62 | 9/30/2012 10:12:31 AM |
| benefit-trident | $25.00 | 9/30/2012 10:21:06 AM |
| sam-dog-dew | $25.00 | 9/30/2012 11:12:17 AM |
| dougm | $25.00 | 9/30/2012 10:15:52 AM |
| benjamins-fan6 | $25.00 | 9/30/2012 10:36:13 AM |
| bonus-seahorse | $25.00 | 9/30/2012 11:17:30 AM |
| 172 Investments
|
Borrower Payment Dependent Notes Series
629560
This series of Notes was issued and sold upon the funding of the borrower loan #75737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dime-excellency8 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...Start a cleaning business.
My financial situation: Good.
I am a good candidate for this loan because...I have been in the cleaning business for 5 years.I have receieved a promotion to Housekeeping/Supervisor about 17 months ago.Therefore I should be able to provide customers with the quality cleaning services they demand.My credit history simply shows I pay all debts on time and I never missed 1 single payment.
Monthly net income: $3,333.33
Monthly expenses: $
Housing: $764.00
Insurance: $30.00
Car expenses: $0.00
Utilities: $30.00
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $15.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/29/2012 7:45:38 AM |
| appetizing-loyalty354 | $100.00 | 9/28/2012 5:06:59 PM |
| rate-advocator7 | $100.00 | 9/28/2012 5:37:14 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:23 PM |
| green-high-five7 | $25.00 | 9/28/2012 5:16:29 PM |
| SweatyBalls | $35.00 | 9/28/2012 5:45:54 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:19:30 PM |
| best-bonafide-p2p | $25.00 | 9/28/2012 5:14:46 PM |
| loan-tycoon0 | $25.00 | 9/28/2012 5:25:08 PM |
| riveting-credit5 | $25.00 | 9/28/2012 5:52:44 PM |
| worlds-best-worth2 | $25.00 | 9/28/2012 11:27:07 PM |
| irrelevant | $50.00 | 9/29/2012 7:50:52 AM |
| goat0 | $100.00 | 9/28/2012 7:15:28 PM |
| CA-Lender | $25.00 | 9/29/2012 9:36:34 AM |
| capital_projects_investor | $25.00 | 9/28/2012 10:03:35 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:48 AM |
| marala4285 | $35.00 | 9/29/2012 10:50:04 AM |
| Astyanax | $30.00 | 9/29/2012 11:51:23 AM |
| kendigme | $25.00 | 9/30/2012 5:28:35 AM |
| FundMaker | $25.00 | 9/29/2012 9:47:22 PM |
| enderak | $50.00 | 9/29/2012 8:59:37 PM |
| duty-viola | $25.00 | 9/29/2012 10:48:30 PM |
| fund-javelin1 | $25.00 | 9/30/2012 5:38:22 AM |
| favorite-commerce | $50.00 | 9/30/2012 2:20:05 PM |
| ethicalhumanist | $50.00 | 9/30/2012 5:46:21 PM |
| hidavehi | $43.01 | 9/30/2012 8:57:43 PM |
| chato2345 | $25.00 | 10/1/2012 5:02:18 AM |
| return-enforcer5 | $25.00 | 10/1/2012 8:05:00 AM |
| groundsquirrel | $25.00 | 10/1/2012 8:48:38 AM |
| chato2345 | $25.00 | 10/1/2012 4:47:16 AM |
| Onlyhappycustomers | $25.00 | 10/1/2012 5:46:53 AM |
| big-mac-50 | $200.00 | 10/1/2012 7:02:19 AM |
| transformer855 | $25.00 | 10/1/2012 9:00:10 AM |
| jwstclair | $25.00 | 10/1/2012 10:37:33 AM |
| mfdbtm | $25.00 | 10/1/2012 9:50:50 AM |
| reasonable_usury | $100.00 | 10/1/2012 10:09:29 AM |
| income-triangulation1 | $25.00 | 9/28/2012 5:02:24 PM |
| julijask | $25.00 | 9/28/2012 7:15:26 PM |
| reflective-rupee | $25.00 | 9/28/2012 8:23:22 PM |
| reduce_US_govt_debt | $35.00 | 9/28/2012 6:14:50 PM |
| RJN | $35.00 | 9/28/2012 6:15:46 PM |
| open-minded-p2p1 | $25.00 | 9/28/2012 6:49:20 PM |
| azazle | $50.00 | 9/28/2012 7:51:28 PM |
| papaloha | $25.00 | 9/28/2012 7:52:27 PM |
| bold-pound-statuette | $150.00 | 9/28/2012 9:09:53 PM |
| vines99 | $25.00 | 9/29/2012 10:24:24 AM |
| amlu1988 | $25.00 | 9/29/2012 9:31:22 AM |
| affluence-kingdom9 | $25.00 | 9/29/2012 10:09:26 AM |
| let_me_retire | $75.00 | 9/29/2012 12:14:17 PM |
| generous-deal6 | $25.00 | 9/29/2012 12:51:24 PM |
| mindful-generosity1 | $50.00 | 9/29/2012 12:49:28 PM |
| CincyTex | $25.00 | 9/29/2012 1:45:57 PM |
| blue-order-comet | $25.00 | 9/29/2012 2:38:59 PM |
| money-baron | $100.00 | 9/29/2012 2:30:01 PM |
| Gaius | $50.01 | 9/29/2012 10:40:21 PM |
| Cookstersalibi | $25.00 | 9/29/2012 3:19:07 PM |
| Tbone49 | $25.00 | 9/29/2012 7:16:43 PM |
| Leshan | $50.00 | 9/29/2012 5:58:34 PM |
| california111 | $100.00 | 9/30/2012 11:20:43 AM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:38 PM |
| buffalobills | $25.00 | 9/29/2012 8:08:14 PM |
| bid-stockpiler1 | $50.00 | 9/30/2012 6:12:14 AM |
| Digger85 | $100.00 | 9/30/2012 6:47:13 AM |
| drkosh | $50.00 | 9/30/2012 7:38:29 AM |
| Mostlycoins | $25.00 | 9/30/2012 8:12:46 AM |
| 340 | $25.00 | 9/30/2012 9:55:32 AM |
| sam-dog-dew | $25.00 | 9/30/2012 6:32:00 PM |
| fountain355 | $25.00 | 10/1/2012 5:12:17 AM |
| Happyhourcomics | $25.00 | 10/1/2012 9:17:10 AM |
| famous-reward9 | $200.00 | 10/1/2012 6:27:35 AM |
| big-mac-50 | $200.00 | 10/1/2012 7:02:01 AM |
| greencat | $50.00 | 10/1/2012 7:02:20 AM |
| ibano | $11.98 | 10/1/2012 11:21:41 AM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
632058
This series of Notes was issued and sold upon the funding of the borrower loan #75535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $358.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,632 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| xaos84 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4200.00
Monthly expenses: $
Housing: $850.00
Insurance: $150.00
Car expenses: $0
Utilities: $150.00
Phone, cable, internet: $0
Food, entertainment: $200.00
Clothing, household expenses: $0
Credit cards and other loans: $650.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| phenomenal-rate1 | $500.00 | 9/26/2012 9:03:58 AM |
| competent-commitment5 | $25.00 | 9/26/2012 9:07:40 AM |
| ericgassercom | $25.00 | 9/26/2012 9:02:32 AM |
| imogen22 | $50.00 | 9/26/2012 9:10:56 AM |
| selector568 | $300.00 | 9/26/2012 9:00:48 AM |
| wildanne | $50.00 | 9/26/2012 9:01:00 AM |
| skillful-justice879 | $25.00 | 9/26/2012 9:04:28 AM |
| durability-seahorse7 | $50.00 | 9/26/2012 9:22:45 AM |
| LeReve | $500.00 | 9/26/2012 9:23:25 AM |
| principal-cooker2 | $46.00 | 9/26/2012 9:33:17 AM |
| social-cocktail1 | $200.00 | 9/26/2012 9:09:40 AM |
| income-triangulation1 | $25.00 | 9/26/2012 9:11:24 AM |
| hopeful_lender | $100.00 | 9/26/2012 9:18:42 AM |
| special-dinero553 | $25.00 | 9/26/2012 9:13:10 AM |
| first-friendly-listing | $50.00 | 9/26/2012 9:42:16 AM |
| breathtaking-funds6 | $41.00 | 9/26/2012 9:16:20 AM |
| nethawk00 | $25.00 | 9/26/2012 9:43:38 AM |
| azazle | $50.00 | 9/26/2012 9:26:45 AM |
| VmIE | $25.00 | 9/26/2012 9:47:10 AM |
| brightest-affluence-motivator | $50.00 | 9/26/2012 9:48:27 AM |
| finance-investor3 | $25.00 | 9/26/2012 9:24:24 AM |
| bold-marketplace-awakening | $150.00 | 9/26/2012 9:33:54 AM |
| zotzot | $50.00 | 9/26/2012 9:56:10 AM |
| worldly-community3 | $50.00 | 9/26/2012 10:03:54 AM |
| jmainc | $25.00 | 9/26/2012 10:04:17 AM |
| return-enforcer5 | $25.00 | 9/26/2012 9:39:27 AM |
| rate-advocator7 | $100.00 | 9/26/2012 10:05:29 AM |
| special-deal5 | $25.00 | 9/26/2012 10:05:42 AM |
| proper-exchange8 | $50.00 | 9/26/2012 10:05:58 AM |
| Ducatiman1978 | $25.00 | 9/26/2012 10:08:49 AM |
| genelinist | $500.00 | 9/26/2012 9:45:03 AM |
| mercuriant | $25.00 | 9/26/2012 9:46:02 AM |
| thankful-nickel2 | $25.00 | 9/26/2012 10:12:51 AM |
| asiaratt | $50.00 | 9/26/2012 10:13:05 AM |
| reordan | $25.00 | 9/26/2012 9:49:00 AM |
| value-wind0 | $25.00 | 9/26/2012 9:50:50 AM |
| money-vista | $25.00 | 9/26/2012 9:42:14 AM |
| debt-force | $25.00 | 9/26/2012 9:57:36 AM |
| Beld | $50.00 | 9/26/2012 9:49:29 AM |
| burrito6 | $50.00 | 9/26/2012 9:50:16 AM |
| EBITDA | $25.00 | 9/26/2012 10:00:42 AM |
| zone6 | $100.00 | 9/26/2012 9:50:23 AM |
| CPAMAN | $25.00 | 9/26/2012 9:51:52 AM |
| red-eloquent-rupee | $50.00 | 9/26/2012 9:53:43 AM |
| money-surge1 | $25.00 | 9/26/2012 9:53:56 AM |
| kind-magnificent-bid | $50.00 | 9/26/2012 10:03:28 AM |
| larslfe | $25.00 | 9/26/2012 9:54:11 AM |
| robust-diversification3 | $50.00 | 9/26/2012 10:04:09 AM |
| generous-deal6 | $25.00 | 9/26/2012 9:56:39 AM |
| appetizing-loyalty354 | $100.00 | 9/26/2012 10:07:31 AM |
| best-elevated-social | $25.00 | 9/26/2012 9:59:28 AM |
| durability-ace9 | $30.00 | 9/26/2012 10:00:57 AM |
| symbiosis | $50.00 | 9/26/2012 10:01:48 AM |
| Katburg | $25.00 | 9/26/2012 10:03:12 AM |
| bubb_hans | $25.00 | 9/26/2012 10:03:19 AM |
| life-is-great | $25.00 | 9/26/2012 10:07:17 AM |
| Scoote2912 | $25.00 | 9/26/2012 10:07:51 AM |
| DeltaGambler | $50.00 | 9/26/2012 10:16:58 AM |
| Money4Friends | $25.00 | 9/26/2012 10:17:27 AM |
| niceville80 | $25.00 | 9/26/2012 10:18:05 AM |
| krisran | $32.00 | 9/26/2012 10:19:29 AM |
| MADAOO7 | $50.00 | 9/26/2012 10:15:26 AM |
| community-gyration7 | $25.00 | 9/26/2012 10:17:57 AM |
| lakehavasu88 | $25.00 | 9/26/2012 10:18:42 AM |
| vontuse | $25.00 | 9/26/2012 10:26:39 AM |
| Wellman | $25.00 | 9/26/2012 10:20:28 AM |
| Canidae | $25.00 | 9/26/2012 10:21:09 AM |
| indomitable-dedication | $25.00 | 9/26/2012 10:23:01 AM |
| traice | $25.00 | 9/26/2012 10:25:18 AM |
| 113121 | $100.00 | 9/26/2012 9:35:50 AM |
| adventurer447 | $300.00 | 9/26/2012 9:05:41 AM |
| Rockymtnhi | $100.00 | 9/26/2012 9:06:49 AM |
| deal-banker | $50.00 | 9/26/2012 9:00:55 AM |
| authoritative-platinum7 | $50.00 | 9/26/2012 9:05:07 AM |
| scholarly-order6 | $50.00 | 9/26/2012 9:18:22 AM |
| vutah | $25.00 | 9/26/2012 9:06:15 AM |
| open-minded-p2p1 | $25.00 | 9/26/2012 9:06:23 AM |
| TackingWindward | $25.00 | 9/26/2012 9:19:54 AM |
| janeybooboo | $50.00 | 9/26/2012 9:10:07 AM |
| felicity-contributor3 | $35.00 | 9/26/2012 9:11:51 AM |
| DasMula | $25.00 | 9/26/2012 9:14:14 AM |
| social-pear9 | $25.00 | 9/26/2012 9:08:29 AM |
| 52digital | $75.00 | 9/26/2012 9:16:01 AM |
| EngineersAlliance | $100.00 | 9/26/2012 9:09:37 AM |
| RGlad | $150.00 | 9/26/2012 9:10:21 AM |
| majestic-note6 | $200.00 | 9/26/2012 9:19:39 AM |
| the-silver-blaster | $50.00 | 9/26/2012 9:21:09 AM |
| netg | $25.00 | 9/26/2012 9:41:47 AM |
| diplomatic-wealth7 | $25.00 | 9/26/2012 9:16:50 AM |
| transparency-river1 | $750.00 | 9/26/2012 9:44:56 AM |
| exciting-loyalty3 | $25.00 | 9/26/2012 9:47:30 AM |
| sensible-trade | $100.00 | 9/26/2012 9:51:34 AM |
| ultimate-payment | $25.00 | 9/26/2012 9:54:58 AM |
| ethical-truth211 | $200.00 | 9/26/2012 9:55:18 AM |
| tkr2 | $25.00 | 9/26/2012 9:55:49 AM |
| gotjack-IRA | $25.02 | 9/26/2012 9:56:07 AM |
| mindful-generosity1 | $50.00 | 9/26/2012 9:35:41 AM |
| Diamond_Jim | $25.00 | 9/26/2012 10:13:43 AM |
| nimble-revenue5 | $100.00 | 9/26/2012 9:49:47 AM |
| repayment-genius7 | $25.00 | 9/26/2012 10:15:56 AM |
| feedpaulyfaster | $25.00 | 9/26/2012 10:16:46 AM |
| historic-value7 | $100.00 | 9/26/2012 10:17:11 AM |
| bold-direct-asset | $50.00 | 9/26/2012 10:22:28 AM |
| justreturns | $25.00 | 9/26/2012 9:46:28 AM |
| hopethisworks | $25.00 | 9/26/2012 9:47:28 AM |
| mikbos | $25.00 | 9/26/2012 9:57:41 AM |
| jivory | $25.00 | 9/26/2012 9:58:31 AM |
| DiligentiaLLC | $75.00 | 9/26/2012 9:48:08 AM |
| handshake5 | $92.98 | 9/26/2012 10:28:12 AM |
| the-profit-oracle | $25.00 | 9/26/2012 9:59:23 AM |
| dough-bear | $25.00 | 9/26/2012 10:00:08 AM |
| cash-reaction2 | $25.00 | 9/26/2012 10:02:51 AM |
| bold-principal-thinker | $25.00 | 9/26/2012 10:03:06 AM |
| economy-producer | $25.00 | 9/26/2012 10:04:30 AM |
| careful-vigilance4 | $25.00 | 9/26/2012 9:56:07 AM |
| ASR3 | $50.00 | 9/26/2012 10:06:37 AM |
| tremendous-payment | $25.00 | 9/26/2012 10:07:22 AM |
| global-invest-group | $25.00 | 9/26/2012 9:59:52 AM |
| ah-long | $25.00 | 9/26/2012 10:00:38 AM |
| BXA | $43.00 | 9/26/2012 10:01:28 AM |
| unforgettable-wealth4 | $50.00 | 9/26/2012 10:03:39 AM |
| zone8 | $100.00 | 9/26/2012 10:15:06 AM |
| Miklot | $30.00 | 9/26/2012 10:16:54 AM |
| greenback-investor7 | $100.00 | 9/26/2012 10:09:04 AM |
| heart514 | $25.00 | 9/26/2012 10:19:26 AM |
| haplender | $50.00 | 9/26/2012 10:20:38 AM |
| 108-IRA | $250.00 | 9/26/2012 10:17:24 AM |
| whatknows | $25.00 | 9/26/2012 10:23:09 AM |
| loot-geyser1 | $25.00 | 9/26/2012 10:25:22 AM |
| cash-mad-scientist3 | $25.00 | 9/26/2012 10:26:48 AM |
| MadHun | $200.00 | 9/26/2012 10:20:15 AM |
| 131 Investments
|
Borrower Payment Dependent Notes Series
632104
This series of Notes was issued and sold upon the funding of the borrower loan #75324, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,390.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $309.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,916 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| steady-euro4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2011)
|
|
Principal balance:
| $11,608.46 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Tenngurl
Purpose of loan:
This loan will be used for debt consolidation.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| convergentthinker | $200.00 | 9/27/2012 2:00:00 PM |
| indomitable-economy8 | $25.00 | 9/27/2012 2:05:50 PM |
| unafraid-loan5 | $25.00 | 9/27/2012 3:10:42 PM |
| dough-kitten5 | $25.00 | 9/27/2012 4:05:05 PM |
| El_Maestro | $71.81 | 9/27/2012 2:17:07 PM |
| gilbrear | $25.00 | 9/27/2012 3:09:29 PM |
| historic-value7 | $200.00 | 9/27/2012 1:58:59 PM |
| Good-Yield | $25.00 | 9/27/2012 1:59:22 PM |
| 1313mark1313 | $25.08 | 9/27/2012 3:39:35 PM |
| ajst1 | $100.00 | 9/27/2012 3:50:08 PM |
| integrity-web | $25.00 | 9/27/2012 4:08:45 PM |
| napmanger | $47.21 | 9/27/2012 4:14:50 PM |
| Splangy613 | $50.00 | 9/27/2012 3:20:48 PM |
| BlessedEveryDay | $25.00 | 9/27/2012 2:40:51 PM |
| bentheredunthat | $150.00 | 9/27/2012 2:47:18 PM |
| JGENERAL | $50.00 | 9/27/2012 3:49:09 PM |
| nimble-money086 | $25.00 | 9/27/2012 2:13:04 PM |
| worth-blanket2 | $12,051.00 | 9/27/2012 1:37:26 PM |
| themoneydoctor | $59.89 | 9/27/2012 3:17:01 PM |
| community-burrito9 | $35.00 | 9/27/2012 2:05:36 PM |
| Solid-Platinum | $25.00 | 9/27/2012 3:36:14 PM |
| intrepid-loot | $25.00 | 9/27/2012 2:18:03 PM |
| green-satisfying-investment3 | $25.00 | 9/27/2012 4:13:28 PM |
| the_spook | $0.01 | 9/27/2012 4:44:01 PM |
| jtn4148 | $50.00 | 9/27/2012 3:31:01 PM |
| ddog0224 | $25.00 | 9/27/2012 4:00:41 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
634396
This series of Notes was issued and sold upon the funding of the borrower loan #75827, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-03-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $352.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,890 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| industrious-dime0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to purchase an investment property in Warren, Ohio.
My financial situation:
I am a good candidate for this loan because I have extensive experience in real estate purchases and investments.
Monthly net income: $6,000.00
Monthly expenses: $
Housing: $1,000.00
Insurance: $500.00
Car expenses: $300.00
Utilities: $215.00
Phone, cable, internet: $200.00
Food, entertainment: $500.00
Clothing, household expenses: $500.00
Credit cards and other loans: $700.00
Other expenses: $1,000.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $4,539.80 | 10/3/2012 9:35:47 AM |
| responsibility-butterfly | $25.00 | 10/3/2012 9:50:22 AM |
| credit-missile | $75.00 | 10/3/2012 4:27:44 PM |
| Bank_Of_XL | $25.00 | 10/3/2012 9:02:57 AM |
| commerce-venture1 | $50.00 | 10/3/2012 9:15:35 AM |
| DasMula | $50.00 | 10/3/2012 9:54:08 AM |
| mad-scientist0 | $25.00 | 10/3/2012 9:43:24 AM |
| CA-Lender | $50.00 | 10/3/2012 10:00:36 AM |
| bewitching-dollar5 | $100.00 | 10/3/2012 9:49:27 AM |
| Gregger | $41.43 | 10/3/2012 10:25:10 AM |
| financial-frenzy | $50.00 | 10/3/2012 10:32:09 AM |
| networks4ever | $25.00 | 10/3/2012 11:09:32 AM |
| pierrelasvegas | $25.00 | 10/3/2012 11:18:17 AM |
| fair-pound5 | $25.00 | 10/3/2012 10:42:45 AM |
| supreme-treasure8 | $100.00 | 10/3/2012 10:43:07 AM |
| ready-interest9 | $25.00 | 10/3/2012 10:46:50 AM |
| spry-hope4 | $300.00 | 10/3/2012 10:47:49 AM |
| janeybooboo | $100.00 | 10/3/2012 12:15:47 PM |
| Wangchuk | $25.01 | 10/3/2012 11:01:43 AM |
| HikeMoab | $25.00 | 10/3/2012 11:01:50 AM |
| Bob450 | $25.00 | 10/3/2012 1:10:17 PM |
| new-impeccable-coin | $38.00 | 10/3/2012 3:33:03 PM |
| RGlad | $250.00 | 10/3/2012 12:19:35 PM |
| income-sycamore2 | $25.00 | 10/3/2012 12:54:24 PM |
| marketplace-singularity3 | $25.00 | 10/3/2012 4:43:09 PM |
| bluehen00 | $30.00 | 10/3/2012 4:58:08 PM |
| Myrick | $25.00 | 10/3/2012 3:09:17 PM |
| irrelevant | $50.00 | 10/3/2012 5:05:08 PM |
| the-enthralling-coin | $25.00 | 10/3/2012 5:27:23 PM |
| the-silver-blaster | $50.00 | 10/3/2012 5:15:51 PM |
| imogen22 | $50.00 | 10/3/2012 5:22:10 PM |
| Taz-Man-IIWIS | $25.00 | 10/3/2012 5:36:06 PM |
| Wall-St | $50.50 | 10/3/2012 5:38:18 PM |
| LeReve | $500.00 | 10/3/2012 5:34:46 PM |
| goat0 | $150.00 | 10/3/2012 6:03:51 PM |
| LendingPimp | $52.00 | 10/3/2012 5:54:23 PM |
| benjaminsky | $25.00 | 10/3/2012 6:00:26 PM |
| income-triangulation1 | $25.00 | 10/3/2012 9:01:00 AM |
| green-high-five7 | $35.00 | 10/3/2012 9:36:05 AM |
| gotjack-IRA | $25.02 | 10/3/2012 9:51:49 AM |
| DasMula | $25.00 | 10/3/2012 9:57:04 AM |
| credible-responsibility022 | $25.00 | 10/3/2012 9:58:24 AM |
| azazle | $50.00 | 10/3/2012 9:39:45 AM |
| community-burrito9 | $35.00 | 10/3/2012 10:02:19 AM |
| best-bonafide-p2p | $50.00 | 10/3/2012 9:50:51 AM |
| DasMula | $25.00 | 10/3/2012 9:57:15 AM |
| profit-powerplant | $25.00 | 10/3/2012 10:51:27 AM |
| PrimeFunding | $25.00 | 10/3/2012 10:31:57 AM |
| supreme-exchange547 | $25.00 | 10/3/2012 10:37:08 AM |
| haplender | $50.00 | 10/3/2012 10:42:56 AM |
| fboba | $300.00 | 10/3/2012 10:51:10 AM |
| Dubbs360 | $500.00 | 10/3/2012 12:37:13 PM |
| first-pragmatic-power | $25.00 | 10/3/2012 11:05:52 AM |
| enriched-return057 | $50.00 | 10/3/2012 2:16:42 PM |
| toblerone | $25.00 | 10/3/2012 11:36:01 AM |
| Jasner | $25.00 | 10/3/2012 4:05:56 PM |
| credit-socrates648 | $1,000.00 | 10/3/2012 2:15:05 PM |
| green-moola-sniffer | $25.00 | 10/3/2012 2:18:53 PM |
| kendigme | $36.60 | 10/3/2012 2:52:34 PM |
| funds-juniper | $25.00 | 10/3/2012 2:56:31 PM |
| Investing-in-you-2 | $32.37 | 10/3/2012 3:11:04 PM |
| bob450-roth | $25.00 | 10/3/2012 4:29:03 PM |
| MyPFBlog | $25.00 | 10/3/2012 4:56:29 PM |
| friendinmoney | $25.00 | 10/3/2012 5:01:01 PM |
| 1stPlace | $100.00 | 10/3/2012 5:15:43 PM |
| credit-maple | $25.00 | 10/3/2012 5:03:57 PM |
| credit-adventurer313 | $25.00 | 10/3/2012 5:20:26 PM |
| spark548 | $100.00 | 10/3/2012 5:14:09 PM |
| money-bauble | $100.00 | 10/3/2012 5:38:05 PM |
| zipemdown | $25.00 | 10/3/2012 5:36:17 PM |
| geniusj | $25.00 | 10/3/2012 5:59:03 PM |
| MI2 | $2,134.27 | 10/3/2012 6:07:56 PM |
| peace-fixer8 | $25.00 | 10/3/2012 5:59:16 PM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
635288
This series of Notes was issued and sold upon the funding of the borrower loan #75776, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $900.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,310 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dealelstiltskin1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6400
Monthly expenses: $500
Housing: $1500
Insurance: $160
Car expenses: $861
Utilities: $75
Phone, cable, internet: $144
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $1000
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| VirginiaBuckeye | $250.00 | 9/25/2012 9:10:26 AM |
| special-dinero553 | $25.00 | 9/25/2012 9:10:49 AM |
| cattlebaron | $25.00 | 9/25/2012 9:10:53 AM |
| skillful-justice879 | $25.00 | 9/25/2012 9:13:44 AM |
| musegaze | $50.00 | 9/25/2012 9:03:16 AM |
| paytonbrigadier | $250.00 | 9/25/2012 9:02:10 AM |
| LeReve | $500.00 | 9/25/2012 9:17:35 AM |
| supreme-treasure8 | $100.00 | 9/25/2012 9:05:30 AM |
| RGlad | $200.00 | 9/25/2012 9:07:34 AM |
| credit-maple | $25.00 | 9/25/2012 9:27:09 AM |
| currency-fan9 | $50.00 | 9/25/2012 9:31:09 AM |
| ferocious-kindness8 | $30.00 | 9/25/2012 9:36:52 AM |
| openness-antioxidant | $75.00 | 9/25/2012 9:22:44 AM |
| dedicated-contract755 | $25.00 | 9/25/2012 9:17:19 AM |
| pragmatic-auction8 | $50.00 | 9/25/2012 9:22:19 AM |
| rcflick | $25.00 | 9/25/2012 9:48:32 AM |
| professional-vigilance9 | $100.00 | 9/25/2012 9:53:56 AM |
| mindful-generosity1 | $50.00 | 9/25/2012 9:32:26 AM |
| bazaar-tulip | $25.00 | 9/25/2012 9:32:56 AM |
| structure9 | $25.00 | 9/25/2012 10:02:50 AM |
| simplyonce | $25.00 | 9/25/2012 9:49:06 AM |
| fortytwo | $150.00 | 9/25/2012 10:04:23 AM |
| the-dollar-topper | $71.00 | 9/25/2012 10:08:47 AM |
| robust-diversification3 | $50.00 | 9/25/2012 10:09:45 AM |
| friendly-gold | $25.00 | 9/25/2012 9:46:48 AM |
| listing-vista | $50.00 | 9/25/2012 10:00:22 AM |
| first-pragmatic-power | $25.00 | 9/25/2012 10:18:29 AM |
| oldmora | $34.00 | 9/25/2012 10:20:20 AM |
| tech310 | $50.00 | 9/25/2012 10:21:44 AM |
| durability-ace9 | $30.00 | 9/25/2012 10:03:12 AM |
| EarlyRiser | $250.00 | 9/25/2012 9:58:59 AM |
| CAGE-Investments | $25.00 | 9/25/2012 10:03:06 AM |
| thrifty-generosity222 | $100.00 | 9/25/2012 10:34:51 AM |
| WalnutCreekguy | $50.00 | 9/25/2012 10:03:44 AM |
| Cai8899 | $25.00 | 9/25/2012 10:39:40 AM |
| cognizant-bazaar5 | $25.00 | 9/25/2012 10:14:01 AM |
| pierrelasvegas | $25.00 | 9/25/2012 10:58:03 AM |
| missing-link | $25.00 | 9/25/2012 11:00:47 AM |
| competent-commitment5 | $25.00 | 9/25/2012 10:27:42 AM |
| money-vista | $25.00 | 9/25/2012 10:30:07 AM |
| social-cocktail1 | $200.00 | 9/25/2012 10:20:23 AM |
| hard-working-rate3 | $25.00 | 9/25/2012 10:31:32 AM |
| Comoparklender | $25.00 | 9/25/2012 11:05:46 AM |
| ferocious-benefit7 | $25.00 | 9/25/2012 4:30:16 PM |
| principal-cooker2 | $50.00 | 9/25/2012 10:43:17 AM |
| transaction-keeper5 | $25.00 | 9/25/2012 4:48:34 PM |
| money-baron | $100.00 | 9/25/2012 10:50:25 AM |
| liberty-tostada7 | $50.00 | 9/25/2012 11:14:47 AM |
| bold-wampum-compadre | $50.00 | 9/25/2012 1:36:49 PM |
| social-tostada9 | $50.00 | 9/25/2012 11:50:59 AM |
| RKLFinancial | $25.00 | 9/25/2012 3:48:16 PM |
| global-invest-group | $25.00 | 9/25/2012 5:33:18 PM |
| g5g | $25.00 | 9/25/2012 5:32:42 PM |
| MI2 | $5,000.00 | 9/25/2012 6:07:13 PM |
| janeybooboo | $50.00 | 9/25/2012 6:11:59 PM |
| daisuke | $25.00 | 9/25/2012 6:23:22 PM |
| p2ploan-hunter4 | $50.00 | 9/25/2012 6:24:00 PM |
| unassailable-funds754 | $25.00 | 9/25/2012 6:43:25 PM |
| rupee-prairie | $25.00 | 9/25/2012 6:27:01 PM |
| papaloha | $25.00 | 9/25/2012 8:03:53 PM |
| nevee | $35.00 | 9/25/2012 6:26:27 PM |
| FWF-kinetic | $25.00 | 9/25/2012 9:11:38 PM |
| ethical-truth211 | $300.00 | 9/26/2012 3:04:59 AM |
| WellMaker | $25.00 | 9/25/2012 7:44:17 PM |
| grf1945 | $50.00 | 9/26/2012 5:42:41 AM |
| MoneyBadger | $25.00 | 9/26/2012 6:23:11 AM |
| credit-birch | $30.00 | 9/25/2012 10:41:12 PM |
| mikeleib | $25.00 | 9/25/2012 8:49:47 PM |
| helpful-loan245 | $25.00 | 9/25/2012 11:39:48 PM |
| dough-kitten5 | $25.00 | 9/26/2012 3:36:02 AM |
| dt_one | $25.00 | 9/25/2012 10:19:30 PM |
| moola-man | $25.00 | 9/26/2012 7:42:59 AM |
| california111 | $100.00 | 9/25/2012 11:06:02 PM |
| credit-coach118 | $35.36 | 9/26/2012 8:20:48 AM |
| jp8612 | $28.00 | 9/26/2012 6:13:05 AM |
| scarlet-velvet | $25.08 | 9/26/2012 7:35:18 AM |
| proper-exchange8 | $200.00 | 9/26/2012 7:49:11 AM |
| HereToHelp305 | $75.00 | 9/26/2012 8:08:15 AM |
| chrisb1414 | $25.00 | 9/26/2012 8:25:17 AM |
| jralending | $25.00 | 9/26/2012 8:40:29 AM |
| SimpleChoice | $25.00 | 9/26/2012 9:19:38 AM |
| netg | $25.00 | 9/26/2012 9:34:57 AM |
| unassailable-fund | $30.00 | 9/26/2012 9:45:49 AM |
| the-profit-oracle | $25.00 | 9/26/2012 9:59:23 AM |
| EBITDA | $25.00 | 9/26/2012 10:00:42 AM |
| kind-magnificent-bid | $50.00 | 9/26/2012 10:03:28 AM |
| Railbird | $50.00 | 9/26/2012 9:39:53 AM |
| mercuriant | $25.00 | 9/26/2012 9:46:01 AM |
| mikbos | $25.00 | 9/26/2012 10:15:17 AM |
| transparency-river1 | $750.00 | 9/26/2012 9:44:21 AM |
| triumphant-point5 | $50.00 | 9/26/2012 10:08:10 AM |
| new-truth-chuckler | $25.00 | 9/26/2012 10:07:05 AM |
| CasaDeTomas | $50.00 | 9/26/2012 10:15:58 AM |
| ttnk62918 | $25.00 | 9/26/2012 11:42:57 AM |
| handshake5 | $100.00 | 9/26/2012 10:28:12 AM |
| Astyanax | $40.00 | 9/26/2012 11:47:35 AM |
| commanding-treasure2 | $54.00 | 9/26/2012 10:43:56 AM |
| OregonDane | $25.00 | 9/26/2012 10:44:29 AM |
| ore-genius2 | $200.00 | 9/26/2012 3:37:46 PM |
| gold-maestro6 | $50.00 | 9/26/2012 10:57:21 AM |
| profitable-fairness1 | $50.00 | 9/26/2012 10:58:34 AM |
| und-alum | $25.00 | 9/26/2012 11:09:11 AM |
| the-enthralling-coin | $25.00 | 9/26/2012 12:00:22 PM |
| deal-wind | $25.00 | 9/26/2012 1:09:48 PM |
| berniemadeoff | $25.00 | 9/26/2012 12:08:55 PM |
| moola-tulip1 | $45.00 | 9/26/2012 1:34:57 PM |
| samurai2 | $25.00 | 9/26/2012 12:23:14 PM |
| gatorsean2168 | $25.00 | 9/26/2012 4:51:40 PM |
| silver-explorer6 | $25.00 | 9/26/2012 5:01:27 PM |
| useful-money715 | $25.00 | 9/26/2012 5:38:01 PM |
| mondial4 | $30.00 | 9/26/2012 5:58:15 PM |
| dynrep | $25.00 | 9/26/2012 5:38:07 PM |
| Jloaner | $100.00 | 9/26/2012 6:08:19 PM |
| jstefans | $25.00 | 9/26/2012 5:40:06 PM |
| valiant-liberty4 | $25.00 | 9/26/2012 5:48:23 PM |
| top-community-voyage | $50.00 | 9/26/2012 5:48:43 PM |
| sensible-interest2 | $25.00 | 9/26/2012 5:47:37 PM |
| Gladglide | $25.00 | 9/26/2012 5:53:23 PM |
| jamiee73 | $25.00 | 9/26/2012 5:56:33 PM |
| hdolga | $25.00 | 9/26/2012 6:28:01 PM |
| leverage-sensai6 | $25.00 | 9/26/2012 6:03:30 PM |
| hope-kingdom | $44.00 | 9/26/2012 6:43:51 PM |
| 1randyp | $25.00 | 9/26/2012 6:48:10 PM |
| moviedaze | $25.00 | 9/26/2012 6:09:30 PM |
| squeebie | $50.00 | 9/26/2012 6:15:23 PM |
| top-investment-american | $25.00 | 9/26/2012 6:12:49 PM |
| micko | $25.00 | 9/26/2012 6:17:35 PM |
| Dowanhill | $25.00 | 9/26/2012 6:24:01 PM |
| keynaples | $100.00 | 9/26/2012 6:22:57 PM |
| wwwUniversal | $25.00 | 9/26/2012 6:31:33 PM |
| cash-kin7 | $25.00 | 9/26/2012 6:27:46 PM |
| compassion-expert | $25.00 | 9/26/2012 6:34:34 PM |
| unafraid-cash2 | $42.00 | 9/26/2012 7:00:34 PM |
| responsibility-butterfly | $25.00 | 9/26/2012 6:10:04 PM |
| 108-IRA | $250.00 | 9/25/2012 9:02:33 AM |
| commerce-gargantuan2 | $50.00 | 9/25/2012 9:07:36 AM |
| adventurer447 | $300.00 | 9/25/2012 9:25:10 AM |
| historic-value7 | $100.00 | 9/25/2012 9:09:02 AM |
| life-is-great | $25.00 | 9/25/2012 9:31:02 AM |
| compassion-twister2 | $50.00 | 9/25/2012 9:12:51 AM |
| Beld | $50.00 | 9/25/2012 9:15:24 AM |
| tranquil-gain1 | $75.00 | 9/25/2012 9:17:57 AM |
| jubilant-capital1 | $100.00 | 9/25/2012 9:42:17 AM |
| restless-currency | $40.00 | 9/25/2012 9:42:56 AM |
| tender-commerce8 | $50.00 | 9/25/2012 9:48:17 AM |
| payout-paradise5 | $25.00 | 9/25/2012 9:30:55 AM |
| red-power-pecan | $47.00 | 9/25/2012 9:51:18 AM |
| benevolent-marketplace4 | $2,500.00 | 9/25/2012 9:30:45 AM |
| niceguy777 | $25.00 | 9/25/2012 10:03:23 AM |
| compassionate-auction6 | $147.00 | 9/25/2012 10:12:34 AM |
| supersdf | $25.00 | 9/25/2012 10:15:59 AM |
| duty-viola | $35.00 | 9/25/2012 10:00:26 AM |
| value-wind0 | $25.00 | 9/25/2012 10:29:20 AM |
| the-silver-blaster | $50.00 | 9/25/2012 10:06:55 AM |
| riskreward | $250.00 | 9/25/2012 10:34:00 AM |
| houli123 | $25.00 | 9/25/2012 10:34:09 AM |
| alexander-hamilton | $250.00 | 9/25/2012 10:09:41 AM |
| durability-seahorse7 | $50.00 | 9/25/2012 10:13:39 AM |
| bold-marketplace-awakening | $150.00 | 9/25/2012 10:48:35 AM |
| blue-order-comet | $25.00 | 9/25/2012 11:00:15 AM |
| bazaar-festivity | $25.00 | 9/25/2012 10:11:36 AM |
| thrifty-capital | $25.00 | 9/25/2012 11:20:19 AM |
| kk-gp | $100.00 | 9/25/2012 10:12:45 AM |
| benefit-lyrics9 | $28.42 | 9/25/2012 10:20:02 AM |
| NickelSteamroller | $35.00 | 9/25/2012 10:20:37 AM |
| careful-compassion | $25.00 | 9/25/2012 1:30:25 PM |
| toblerone | $25.00 | 9/25/2012 10:50:22 AM |
| magnitude787 | $25.00 | 9/25/2012 10:56:56 AM |
| dukeiyer | $25.00 | 9/25/2012 10:30:19 AM |
| bold-social-widget | $25.00 | 9/25/2012 11:02:30 AM |
| buffalobills | $25.00 | 9/25/2012 11:10:45 AM |
| john0720 | $25.00 | 9/25/2012 11:24:27 AM |
| JeremyLinFan | $30.00 | 9/25/2012 10:43:52 AM |
| Stair-Step-Refi | $25.00 | 9/25/2012 10:59:42 AM |
| LoanerPrincipal | $25.00 | 9/25/2012 11:05:05 AM |
| spartacusiam | $25.00 | 9/25/2012 5:05:00 PM |
| loot-caper | $25.00 | 9/25/2012 3:47:00 PM |
| return-enthusiast1 | $25.00 | 9/25/2012 1:02:38 PM |
| azazle | $50.00 | 9/25/2012 4:46:38 PM |
| orange-stable-gain | $50.00 | 9/25/2012 5:10:23 PM |
| versatile-silver644 | $50.00 | 9/25/2012 2:38:37 PM |
| marketplace-singularity3 | $75.00 | 9/25/2012 4:33:00 PM |
| keiphers | $25.00 | 9/25/2012 4:46:54 PM |
| stollcm | $25.00 | 9/25/2012 5:24:29 PM |
| imogen22 | $50.00 | 9/25/2012 5:32:28 PM |
| ready-justice7 | $50.00 | 9/25/2012 5:27:41 PM |
| dignified-truth7 | $200.00 | 9/25/2012 5:36:43 PM |
| loyalty-dragster7 | $61.00 | 9/25/2012 5:58:19 PM |
| nodebtin3 | $25.00 | 9/25/2012 5:44:16 PM |
| pdub | $750.00 | 9/25/2012 5:55:10 PM |
| Dubbs360 | $500.00 | 9/25/2012 5:58:59 PM |
| p2p-czar3 | $25.00 | 9/25/2012 6:19:20 PM |
| progressive-economy261 | $500.00 | 9/25/2012 5:59:59 PM |
| cropdust3r | $25.00 | 9/25/2012 6:40:43 PM |
| EnglishGeekInNYC | $50.00 | 9/25/2012 7:03:18 PM |
| fund-tom-tom6 | $25.00 | 9/25/2012 6:17:44 PM |
| sharp-platinum326 | $25.00 | 9/25/2012 8:47:28 PM |
| DJSco | $50.00 | 9/25/2012 9:34:54 PM |
| transparency-sapling | $25.00 | 9/25/2012 6:45:55 PM |
| dinero-jedi | $25.00 | 9/26/2012 4:40:13 AM |
| treasure-hunter270 | $25.00 | 9/26/2012 5:52:41 AM |
| spoolin18t | $100.00 | 9/26/2012 7:16:53 AM |
| Vector | $25.00 | 9/26/2012 4:31:16 AM |
| discostu | $25.00 | 9/25/2012 11:22:00 PM |
| rockhound84 | $25.00 | 9/26/2012 5:22:38 AM |
| crw1950 | $50.00 | 9/26/2012 5:08:29 AM |
| peace-maximizer8 | $25.00 | 9/26/2012 5:15:57 AM |
| jcw3rd | $25.00 | 9/26/2012 5:30:42 AM |
| DiligentiaLLC | $75.00 | 9/26/2012 6:05:33 AM |
| wonder3 | $25.00 | 9/26/2012 6:26:15 AM |
| nalaari | $30.43 | 9/26/2012 7:16:12 AM |
| YampaQuant | $25.00 | 9/26/2012 7:20:11 AM |
| revenue-serenity | $25.00 | 9/26/2012 8:38:49 AM |
| deal-banker | $50.00 | 9/26/2012 9:00:17 AM |
| CashBank | $25.00 | 9/26/2012 8:21:17 AM |
| social-pear9 | $25.00 | 9/26/2012 8:40:57 AM |
| terrific-dough6 | $50.00 | 9/26/2012 9:14:47 AM |
| entertaining-revenue4 | $50.00 | 9/26/2012 9:27:08 AM |
| moola-gondola1 | $25.00 | 9/26/2012 9:32:17 AM |
| red-eloquent-rupee | $32.00 | 9/26/2012 9:53:43 AM |
| money-surge1 | $25.00 | 9/26/2012 9:53:56 AM |
| tkr2 | $25.00 | 9/26/2012 9:55:49 AM |
| velocity-warrior | $25.00 | 9/26/2012 10:00:40 AM |
| a-unflappable-finance | $46.00 | 9/26/2012 9:39:22 AM |
| economy-producer | $25.00 | 9/26/2012 10:04:29 AM |
| MadHun | $200.00 | 9/26/2012 10:20:14 AM |
| heavenly-interest2 | $30.00 | 9/26/2012 9:47:45 AM |
| unforgettable-wealth4 | $50.00 | 9/26/2012 10:03:39 AM |
| aquariano | $25.00 | 9/26/2012 10:46:12 AM |
| DadWarbucks | $25.00 | 9/26/2012 10:00:55 AM |
| DLUVLY1 | $25.00 | 9/26/2012 10:01:16 AM |
| haplender | $50.00 | 9/26/2012 10:20:38 AM |
| korby524 | $25.00 | 9/26/2012 11:06:47 AM |
| gold-gazelle | $25.00 | 9/26/2012 11:07:15 AM |
| sfp1 | $140.39 | 9/26/2012 12:23:11 PM |
| elegant-hope578 | $50.00 | 9/26/2012 10:45:04 AM |
| new-moola-triangulation | $25.00 | 9/26/2012 2:37:43 PM |
| best-charming-leverage | $50.00 | 9/26/2012 10:51:14 AM |
| thorough-duty641 | $25.00 | 9/26/2012 3:52:42 PM |
| Peacepower | $30.00 | 9/26/2012 4:17:46 PM |
| top-jubilant-nickel | $25.00 | 9/26/2012 11:52:42 AM |
| elevated-investment | $25.00 | 9/26/2012 11:49:57 AM |
| contract-paloverde1 | $25.00 | 9/26/2012 1:38:21 PM |
| dynadave | $1,000.00 | 9/26/2012 1:39:54 PM |
| commitment-neutron1 | $250.00 | 9/26/2012 12:49:03 PM |
| trustworthy-finance6 | $300.00 | 9/26/2012 12:49:13 PM |
| harmonious-contract5 | $25.00 | 9/26/2012 1:06:44 PM |
| guardian259 | $25.00 | 9/26/2012 2:43:01 PM |
| lhpd | $25.00 | 9/26/2012 3:32:06 PM |
| silver-breeze3 | $25.00 | 9/26/2012 4:04:38 PM |
| waverunner088 | $25.00 | 9/26/2012 5:02:58 PM |
| UstedEsElHombre | $100.00 | 9/26/2012 5:42:54 PM |
| miked8303 | $50.00 | 9/26/2012 5:49:06 PM |
| durability-slingshot2 | $53.00 | 9/26/2012 5:39:50 PM |
| payment-halo | $25.00 | 9/26/2012 5:37:29 PM |
| bold-gold-pilot | $25.00 | 9/26/2012 6:02:45 PM |
| dmunySF | $50.00 | 9/26/2012 6:07:59 PM |
| letsmakeitsuccessful | $25.00 | 9/26/2012 6:08:56 PM |
| velocity-solo | $25.00 | 9/26/2012 6:52:34 PM |
| money-bauble | $200.00 | 9/26/2012 6:58:49 PM |
| Reinadog9 | $25.00 | 9/26/2012 6:13:41 PM |
| adaboy65 | $100.00 | 9/26/2012 6:25:08 PM |
| JoyfulVegetarian | $25.00 | 9/26/2012 6:25:35 PM |
| pedroballgame | $50.00 | 9/26/2012 6:36:10 PM |
| red-rate-whistle | $35.00 | 9/26/2012 6:41:38 PM |
| skunkor2 | $25.00 | 9/26/2012 6:43:31 PM |
| RocketSurgeon | $25.00 | 9/26/2012 6:42:44 PM |
| iLend-weGrow | $50.00 | 9/26/2012 6:56:25 PM |
| unforgettable-order9 | $25.00 | 9/26/2012 7:00:26 PM |
| 269 Investments
|
Borrower Payment Dependent Notes Series
635714
This series of Notes was issued and sold upon the funding of the borrower loan #75821, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $412.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 15y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,886 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-camaraderi-taxi |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 9/28/2012 9:02:27 AM |
| fcrick | $25.00 | 9/28/2012 9:25:50 AM |
| responsibility-butterfly | $25.00 | 9/28/2012 1:43:20 PM |
| income-triangulation1 | $25.00 | 9/28/2012 9:00:54 AM |
| Splangy613 | $25.00 | 9/28/2012 9:02:03 AM |
| msh345 | $25.00 | 9/28/2012 9:07:47 AM |
| thrilling-fund427 | $50.00 | 9/28/2012 9:14:18 AM |
| nanda | $25.00 | 9/28/2012 9:18:47 AM |
| azazle | $50.00 | 9/28/2012 9:26:35 AM |
| Tradesmanlender | $25.00 | 9/28/2012 9:28:51 AM |
| papaloha | $222.00 | 9/28/2012 9:01:35 AM |
| auction-bonaza8 | $100.00 | 9/28/2012 9:01:52 AM |
| pierrelasvegas | $25.00 | 9/28/2012 9:35:06 AM |
| quantum_leap | $25.00 | 9/28/2012 9:02:57 AM |
| DadWarbucks | $25.00 | 9/28/2012 9:42:30 AM |
| cash-kin7 | $25.00 | 9/28/2012 9:45:37 AM |
| duty-gusto6 | $75.00 | 9/28/2012 9:06:46 AM |
| awe-inspiring-commitment972 | $50.00 | 9/28/2012 9:49:27 AM |
| Investor_DP | $200.00 | 9/28/2012 9:07:58 AM |
| capital-renewal | $25.00 | 9/28/2012 9:51:03 AM |
| affluence-microscope2 | $200.00 | 9/28/2012 9:09:47 AM |
| 6moonbeams | $50.00 | 9/28/2012 9:01:35 AM |
| best-bonafide-p2p | $25.00 | 9/28/2012 9:11:19 AM |
| best-charming-leverage | $50.00 | 9/28/2012 9:01:39 AM |
| lakehavasu88 | $25.00 | 9/28/2012 9:12:35 AM |
| tech310 | $50.00 | 9/28/2012 9:14:43 AM |
| thrifty-funds1 | $25.00 | 9/28/2012 9:14:59 AM |
| rescue | $100.00 | 9/28/2012 9:15:11 AM |
| Bob450 | $25.00 | 9/28/2012 9:05:06 AM |
| restless-payment312 | $500.00 | 9/28/2012 9:18:22 AM |
| ASR3 | $50.00 | 9/28/2012 9:18:28 AM |
| credit-dandelion148 | $200.00 | 9/28/2012 9:19:23 AM |
| compatible-deal9 | $50.00 | 9/28/2012 10:34:40 AM |
| successful-agreement7 | $48.00 | 9/28/2012 9:08:09 AM |
| bonus-seahorse | $27.00 | 9/28/2012 10:54:45 AM |
| enriched-return057 | $50.00 | 9/28/2012 11:02:48 AM |
| Shanester | $25.00 | 9/28/2012 9:13:57 AM |
| bob450-roth | $25.00 | 9/28/2012 9:14:48 AM |
| rebelduke | $25.00 | 9/28/2012 9:15:43 AM |
| income-rocker2 | $50.00 | 9/28/2012 9:15:58 AM |
| AF-Chief | $25.00 | 9/28/2012 9:32:26 AM |
| community-burrito9 | $35.00 | 9/28/2012 12:23:12 PM |
| treasure-widget | $25.00 | 9/28/2012 9:20:48 AM |
| rutzebach | $100.00 | 9/28/2012 12:29:04 PM |
| superb-fund9 | $25.00 | 9/28/2012 9:22:30 AM |
| Lender_1972 | $35.00 | 9/28/2012 12:52:12 PM |
| tnjohnso | $25.00 | 9/28/2012 9:42:45 AM |
| jazzlender | $25.00 | 9/28/2012 9:26:40 AM |
| radiant-dollar9 | $200.00 | 9/28/2012 9:43:48 AM |
| friendly-gold | $25.00 | 9/28/2012 9:28:57 AM |
| compassionate-dime0 | $50.00 | 9/28/2012 9:44:25 AM |
| octoberfresh | $25.00 | 9/28/2012 9:45:05 AM |
| 1randyp | $25.00 | 9/28/2012 9:48:28 AM |
| brightest-excellent-rate | $50.00 | 9/28/2012 2:16:28 PM |
| networks4ever | $25.00 | 9/28/2012 9:50:56 AM |
| musegaze | $50.00 | 9/28/2012 9:51:20 AM |
| DiligentiaLLC | $50.00 | 9/28/2012 3:24:18 PM |
| credit-prodigy4 | $80.00 | 9/28/2012 3:36:53 PM |
| mindful-generosity1 | $50.00 | 9/28/2012 9:41:26 AM |
| desertoasis | $25.00 | 9/28/2012 9:53:25 AM |
| 108-IRA | $250.00 | 9/28/2012 9:43:16 AM |
| speedy-peso1 | $100.00 | 9/28/2012 9:44:00 AM |
| natural-interest7 | $25.00 | 9/28/2012 9:59:15 AM |
| wwwUniversal | $25.00 | 9/28/2012 10:00:04 AM |
| versatile-dime442 | $250.00 | 9/28/2012 9:45:24 AM |
| durability-seahorse7 | $50.00 | 9/28/2012 9:46:11 AM |
| Malkial | $25.00 | 9/28/2012 10:04:35 AM |
| worth-quark7 | $25.00 | 9/28/2012 10:36:44 AM |
| benefit-javelin | $32.42 | 9/28/2012 10:40:35 AM |
| jstefans | $25.00 | 9/28/2012 9:57:03 AM |
| wormdc | $25.00 | 9/28/2012 9:58:54 AM |
| simplyonce | $25.00 | 9/28/2012 10:02:18 AM |
| erowis | $50.00 | 9/28/2012 12:57:08 PM |
| Cookstersalibi | $25.00 | 9/28/2012 11:39:55 AM |
| credit-adventurer313 | $25.00 | 9/28/2012 2:08:12 PM |
| ben1crew | $46.30 | 9/28/2012 11:57:08 AM |
| revenue-serenity | $25.00 | 9/28/2012 2:05:05 PM |
| fairness-atmosphere | $25.00 | 9/28/2012 2:20:20 PM |
| BlessedEveryDay | $25.00 | 9/28/2012 2:35:44 PM |
| ChoiceInvestments | $25.00 | 9/28/2012 3:03:12 PM |
| credit-missile | $139.00 | 9/28/2012 9:04:11 AM |
| MoneyForNothing | $25.01 | 9/28/2012 9:01:52 AM |
| supreme-treasure8 | $100.00 | 9/28/2012 9:01:57 AM |
| mikrolown | $25.00 | 9/28/2012 9:02:10 AM |
| hard-working-rate3 | $25.00 | 9/28/2012 9:07:02 AM |
| SRK_FROM_WA | $25.00 | 9/28/2012 9:08:21 AM |
| breadbroker | $25.00 | 9/28/2012 9:12:12 AM |
| dime-sprout | $25.00 | 9/28/2012 9:12:21 AM |
| MrSHiat | $25.00 | 9/28/2012 9:14:28 AM |
| bid-czar8 | $100.00 | 9/28/2012 9:15:09 AM |
| reordan | $25.00 | 9/28/2012 9:19:54 AM |
| tolerant-responsibility051 | $2,000.00 | 9/28/2012 9:20:22 AM |
| Asgardian | $25.00 | 9/28/2012 9:32:02 AM |
| the-silver-blaster | $50.00 | 9/28/2012 9:03:39 AM |
| robust-diversification3 | $50.00 | 9/28/2012 9:42:38 AM |
| vines99 | $25.00 | 9/28/2012 9:42:43 AM |
| LeReve | $500.00 | 9/28/2012 9:52:14 AM |
| openness-surge0 | $25.00 | 9/28/2012 9:01:12 AM |
| rcflick | $25.00 | 9/28/2012 9:53:23 AM |
| zipemdown | $25.00 | 9/28/2012 9:54:38 AM |
| cash-mad-scientist3 | $25.00 | 9/28/2012 9:54:40 AM |
| valiant-liberty4 | $25.00 | 9/28/2012 9:11:35 AM |
| nex | $25.00 | 9/28/2012 9:56:09 AM |
| newest-currency-vibrato | $25.00 | 9/28/2012 9:02:19 AM |
| auction-fanatic8 | $25.00 | 9/28/2012 9:57:53 AM |
| first-resolute-deal | $25.00 | 9/28/2012 9:59:09 AM |
| profitable-fairness1 | $35.00 | 9/28/2012 10:00:13 AM |
| green-high-five7 | $25.00 | 9/28/2012 9:16:31 AM |
| RGlad | $100.00 | 9/28/2012 9:04:14 AM |
| red-power-pecan | $50.00 | 9/28/2012 9:17:06 AM |
| MyPFBlog | $25.00 | 9/28/2012 10:35:23 AM |
| coloradoadam | $25.00 | 9/28/2012 10:47:29 AM |
| pug90000 | $30.20 | 9/28/2012 10:54:28 AM |
| moneyforthehoney | $30.00 | 9/28/2012 9:10:12 AM |
| mad4wknds | $25.00 | 9/28/2012 9:12:02 AM |
| persevering | $25.00 | 9/28/2012 9:25:32 AM |
| Index_Plus | $5,000.00 | 9/28/2012 11:27:41 AM |
| quest0 | $50.00 | 9/28/2012 12:03:37 PM |
| Assets-Up | $25.00 | 9/28/2012 12:15:42 PM |
| wampum-optimization | $25.00 | 9/28/2012 9:42:55 AM |
| SimonHova | $25.00 | 9/28/2012 9:29:29 AM |
| alexander-hamilton | $93.00 | 9/28/2012 9:29:44 AM |
| thrifty-generosity222 | $50.00 | 9/28/2012 9:45:50 AM |
| LaGrangeLender | $60.00 | 9/28/2012 9:32:06 AM |
| jbobmurph | $25.00 | 9/28/2012 2:02:21 PM |
| natural-greenback6 | $25.00 | 9/28/2012 9:49:06 AM |
| yield-trader | $25.00 | 9/28/2012 9:35:00 AM |
| mikeandcat | $43.13 | 9/28/2012 3:27:32 PM |
| finance-prescription | $100.00 | 9/28/2012 9:51:26 AM |
| ready-interest9 | $25.00 | 9/28/2012 9:52:45 AM |
| paladin847 | $26.00 | 9/28/2012 9:42:06 AM |
| prohelper | $25.00 | 9/28/2012 9:55:44 AM |
| reduce_US_govt_debt | $35.00 | 9/28/2012 9:43:33 AM |
| sjc224 | $25.00 | 9/28/2012 9:52:07 AM |
| proper-exchange8 | $50.00 | 9/28/2012 9:52:47 AM |
| cash-reaction2 | $25.00 | 9/28/2012 9:55:59 AM |
| shmb6508 | $50.00 | 9/28/2012 9:56:18 AM |
| bullish2bearish | $40.00 | 9/28/2012 11:14:11 AM |
| social-cocktail1 | $200.00 | 9/28/2012 9:57:13 AM |
| sensational-note3 | $25.00 | 9/28/2012 10:10:26 AM |
| petsheep | $25.00 | 9/28/2012 12:03:55 PM |
| credit-coach118 | $40.37 | 9/28/2012 10:56:37 AM |
| thankful-nickel2 | $50.00 | 9/28/2012 12:44:49 PM |
| sportract05 | $25.00 | 9/28/2012 1:28:20 PM |
| buffalobills | $25.00 | 9/28/2012 12:36:12 PM |
| Pitufo | $50.00 | 9/28/2012 12:52:17 PM |
| Navy-Retired | $144.01 | 9/28/2012 3:36:49 PM |
| DrWill | $58.56 | 9/28/2012 3:39:37 PM |
| 148 Investments
|
Borrower Payment Dependent Notes Series
638080
This series of Notes was issued and sold upon the funding of the borrower loan #75270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Sep-20-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
|
Lender yield:
| 13.59% |
Borrower rate/APR:
| 14.59% / 18.21% |
Monthly payment:
| $344.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.36% | | |
| |
Estimated return*:
| 8.62% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
11 | Length of status: | 0y 2m |
|
Amount delinquent:
| $90 |
Total credit lines:
| 36 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,775 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| infusion985 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt.
My financial situation:
I am a good candidate for this loan because I have stable income employed as a registered nurse. I have been employed consistently for the last 10 years.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/20/2012 1:07:45 PM |
| wise-charming-reward | $500.00 | 9/20/2012 9:09:52 AM |
| special-dinero553 | $25.00 | 9/20/2012 9:11:52 AM |
| lionheart722 | $100.00 | 9/20/2012 9:10:17 AM |
| intuitive-benefit3 | $100.00 | 9/20/2012 9:02:47 AM |
| ready-justice7 | $50.00 | 9/20/2012 9:44:20 AM |
| Taxman44 | $25.00 | 9/20/2012 9:45:52 AM |
| friendly-gold | $25.00 | 9/20/2012 9:26:05 AM |
| durability-seahorse7 | $50.00 | 9/20/2012 9:28:21 AM |
| tranquil-note5 | $50.00 | 9/20/2012 9:37:02 AM |
| transaction-keeper5 | $25.00 | 9/20/2012 9:55:54 AM |
| thrilling-exchange36 | $101.64 | 9/20/2012 3:03:52 PM |
| sugnal | $50.00 | 9/20/2012 3:14:11 PM |
| velocity-scrutinzer6 | $100.00 | 9/20/2012 11:28:39 AM |
| justreturns | $25.00 | 9/20/2012 10:26:00 AM |
| lostontheedge | $25.00 | 9/20/2012 12:34:06 PM |
| SirArthur | $25.00 | 9/20/2012 5:12:16 PM |
| tylerfd | $50.00 | 9/20/2012 5:19:05 PM |
| squeebie | $50.00 | 9/20/2012 5:20:07 PM |
| excellent-funds649 | $130.00 | 9/20/2012 5:55:48 PM |
| brightest-dignified-penny | $25.00 | 9/20/2012 5:17:09 PM |
| nickel-karate5 | $50.00 | 9/20/2012 7:32:03 PM |
| platinum-lightning | $50.00 | 9/20/2012 6:04:16 PM |
| bonus-raker0 | $25.00 | 9/20/2012 6:16:42 PM |
| Kravcorp | $25.00 | 9/20/2012 8:17:24 PM |
| bold-sunny-generosity | $25.00 | 9/21/2012 5:48:34 AM |
| credible-responsibility022 | $25.00 | 9/21/2012 6:38:55 AM |
| mlender | $25.00 | 9/21/2012 12:55:17 AM |
| Win_With_P2P | $25.00 | 9/21/2012 7:23:39 AM |
| elegant-income3 | $50.00 | 9/21/2012 9:04:21 AM |
| listing-dreams1 | $25.00 | 9/21/2012 7:13:32 AM |
| listing-dreams1 | $100.00 | 9/21/2012 7:13:05 AM |
| UBOtto186 | $50.00 | 9/21/2012 9:48:04 AM |
| simpy | $25.00 | 9/21/2012 10:01:22 AM |
| TheoProf | $25.00 | 9/21/2012 10:05:33 AM |
| lender2611 | $25.00 | 9/21/2012 10:11:54 AM |
| dreammachine | $50.00 | 9/21/2012 10:12:12 AM |
| runner262 | $25.00 | 9/21/2012 10:13:33 AM |
| principal-kung-fu | $25.00 | 9/21/2012 10:17:54 AM |
| progressive-economy261 | $500.00 | 9/21/2012 9:32:31 AM |
| rescue | $100.00 | 9/21/2012 10:12:18 AM |
| dragonfly-amulet | $25.00 | 9/21/2012 10:17:12 AM |
| jamiee73 | $25.00 | 9/21/2012 9:43:30 AM |
| deal-secret-agent | $25.00 | 9/21/2012 10:23:08 AM |
| meenan | $25.00 | 9/21/2012 10:23:56 AM |
| successful-agreement7 | $43.00 | 9/21/2012 9:51:12 AM |
| the-auction-bear | $25.00 | 9/21/2012 9:55:59 AM |
| thedoctor | $50.00 | 9/21/2012 10:36:31 AM |
| ore-genius2 | $200.00 | 9/21/2012 11:35:59 AM |
| pdub | $500.00 | 9/21/2012 12:21:16 PM |
| LeReve | $500.00 | 9/20/2012 9:19:53 AM |
| zotzot | $30.00 | 9/20/2012 9:32:53 AM |
| bullwink27 | $25.00 | 9/20/2012 9:36:09 AM |
| order-tamale | $400.00 | 9/20/2012 9:02:17 AM |
| Nipper99 | $100.00 | 9/20/2012 9:16:14 AM |
| phenomenal-rate1 | $500.00 | 9/20/2012 9:04:38 AM |
| versatile-dime442 | $250.00 | 9/20/2012 9:16:40 AM |
| urbane-income7 | $25.00 | 9/20/2012 9:24:10 AM |
| tenacious-affluence | $25.00 | 9/20/2012 10:01:36 AM |
| bazaar-tulip | $25.00 | 9/20/2012 10:06:48 AM |
| a-finance-director | $100.00 | 9/20/2012 10:12:49 AM |
| adventurer447 | $300.00 | 9/20/2012 10:13:48 AM |
| gold-maestro6 | $50.00 | 9/20/2012 11:13:41 AM |
| the-brilliant-currency | $75.00 | 9/20/2012 9:54:48 AM |
| leverage-sensai6 | $25.00 | 9/20/2012 9:58:11 AM |
| socrates520 | $50.00 | 9/20/2012 10:32:05 AM |
| houli123 | $150.00 | 9/20/2012 11:04:32 AM |
| Palentier | $25.00 | 9/20/2012 5:39:03 PM |
| cerebral-dollar773 | $25.00 | 9/21/2012 4:13:51 AM |
| hope-pudding0 | $30.84 | 9/21/2012 5:48:31 AM |
| azazle | $50.00 | 9/20/2012 8:54:02 PM |
| Makemony | $25.00 | 9/21/2012 3:20:26 AM |
| miamibeachloaner | $100.00 | 9/21/2012 3:53:15 AM |
| jga516 | $25.00 | 9/20/2012 8:20:03 PM |
| a-social-nebula | $50.00 | 9/20/2012 8:45:09 PM |
| truth-silo | $50.00 | 9/21/2012 9:06:12 AM |
| loyalist1 | $100.00 | 9/21/2012 8:19:24 AM |
| first-careful-currency | $300.00 | 9/21/2012 9:11:10 AM |
| SummitAdvisors | $25.00 | 9/21/2012 9:27:18 AM |
| tech310 | $50.00 | 9/21/2012 9:31:21 AM |
| mercuriant | $25.00 | 9/21/2012 9:40:21 AM |
| mvalley | $25.00 | 9/21/2012 9:41:00 AM |
| stanfordgrad05 | $50.00 | 9/21/2012 10:03:51 AM |
| blivet1970 | $25.00 | 9/21/2012 10:04:08 AM |
| letsmakeitsuccessful | $25.00 | 9/21/2012 10:06:30 AM |
| kariviel | $25.00 | 9/21/2012 10:09:06 AM |
| indomitable-dedication | $25.00 | 9/21/2012 9:52:59 AM |
| authentic-liberty7 | $25.00 | 9/21/2012 10:13:12 AM |
| compassion-bauble4 | $25.00 | 9/21/2012 10:23:46 AM |
| bid-czar8 | $100.00 | 9/21/2012 10:00:58 AM |
| reflective-cash0 | $50.00 | 9/21/2012 10:25:31 AM |
| enthusiastic-point | $25.00 | 9/21/2012 10:03:07 AM |
| IslandParadise | $30.00 | 9/21/2012 10:06:56 AM |
| famous-bid9 | $25.00 | 9/21/2012 10:08:26 AM |
| profitable-benefit952 | $100.00 | 9/21/2012 10:11:19 AM |
| bill-image | $25.00 | 9/21/2012 10:47:32 AM |
| famous-ore2 | $50.00 | 9/21/2012 10:15:19 AM |
| sr47567 | $25.00 | 9/21/2012 9:48:43 AM |
| kattghoti | $25.00 | 9/21/2012 9:50:19 AM |
| the-profit-oracle | $25.00 | 9/21/2012 9:56:35 AM |
| hard-working-rate3 | $25.00 | 9/21/2012 9:58:13 AM |
| TeamAmerica | $25.00 | 9/21/2012 9:58:53 AM |
| p2p-scientist868 | $50.00 | 9/21/2012 10:00:47 AM |
| resolute-worth4 | $50.00 | 9/21/2012 10:01:52 AM |
| ranstlin | $25.00 | 9/21/2012 10:02:25 AM |
| MI2 | $1,809.52 | 9/21/2012 12:27:56 PM |
| benevolent-transaction090 | $50.00 | 9/21/2012 10:12:24 AM |
| wwwUniversal | $25.00 | 9/21/2012 10:41:05 AM |
| 108 Investments
|
Borrower Payment Dependent Notes Series
639414
This series of Notes was issued and sold upon the funding of the borrower loan #75797, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $415.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
2 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,104 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-loan-mulberry |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan:
This loan will be used to meet my wedding expenses.
My financial situation:
I am a good candidate for this loan because I have a stable job and will pay the installments on time.
Monthly net income: $ 4307
Monthly expenses: $ 2500
Housing: $ 700
Insurance: $ 150
Car expenses: $ 200
Utilities: $ 300
Phone, cable, internet: $ 200
Food, entertainment: $ 200
Clothing, household expenses: $
Credit cards and other loans: $ 300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| heavenly-interest9 | $2,000.00 | 9/26/2012 5:06:47 PM |
| responsibility-butterfly | $25.00 | 9/26/2012 6:10:18 PM |
| natural-affluence6 | $25.00 | 9/27/2012 5:01:43 AM |
| historic-value7 | $200.00 | 9/26/2012 5:01:20 PM |
| friendly-gold | $25.00 | 9/26/2012 5:08:08 PM |
| mikrolown | $25.00 | 9/26/2012 5:01:39 PM |
| vutah | $35.00 | 9/26/2012 5:01:26 PM |
| durability-seahorse7 | $50.00 | 9/26/2012 5:10:05 PM |
| paladin847 | $70.00 | 9/26/2012 5:11:48 PM |
| CAGE-Investments | $25.00 | 9/26/2012 5:37:09 PM |
| LendingPimp | $52.00 | 9/26/2012 5:18:01 PM |
| robust-diversification3 | $50.00 | 9/26/2012 5:15:59 PM |
| adventurer447 | $300.00 | 9/26/2012 5:19:29 PM |
| bewitching-dollar5 | $100.00 | 9/26/2012 5:51:25 PM |
| the-silver-blaster | $50.00 | 9/26/2012 5:52:33 PM |
| LeReve | $500.00 | 9/26/2012 5:20:59 PM |
| money-surge1 | $25.00 | 9/26/2012 5:58:58 PM |
| blue111 | $25.00 | 9/26/2012 6:04:41 PM |
| Money__Tree | $200.00 | 9/26/2012 6:05:45 PM |
| green-high-five7 | $25.00 | 9/26/2012 5:41:54 PM |
| ingenious-deal6 | $25.00 | 9/26/2012 5:47:49 PM |
| global-invest-group | $25.00 | 9/26/2012 5:49:50 PM |
| loyalty-dragster7 | $100.00 | 9/26/2012 5:54:12 PM |
| social-cocktail1 | $200.00 | 9/26/2012 5:57:50 PM |
| superb-funds335 | $25.00 | 9/26/2012 6:36:58 PM |
| toblerone | $25.00 | 9/26/2012 6:38:40 PM |
| proper-exchange8 | $50.00 | 9/26/2012 6:03:03 PM |
| SweatyBalls | $35.00 | 9/26/2012 6:07:22 PM |
| gotjack-IRA | $25.02 | 9/26/2012 6:08:38 PM |
| daisuke | $25.00 | 9/26/2012 6:10:47 PM |
| haplender | $50.00 | 9/26/2012 6:14:24 PM |
| handshake5 | $100.00 | 9/26/2012 6:12:06 PM |
| mindful-generosity1 | $50.00 | 9/26/2012 6:15:09 PM |
| generous-deal6 | $25.00 | 9/26/2012 6:17:21 PM |
| pragmatic-auction8 | $50.00 | 9/26/2012 6:18:33 PM |
| rockhound84 | $25.00 | 9/26/2012 7:11:34 PM |
| cash-kin7 | $25.00 | 9/26/2012 6:27:47 PM |
| mckhbnpc | $50.00 | 9/26/2012 6:28:27 PM |
| networks4ever | $25.00 | 9/26/2012 7:32:29 PM |
| penny-surgeon | $25.00 | 9/26/2012 6:33:54 PM |
| RGlad | $300.00 | 9/26/2012 6:31:55 PM |
| first-wampum-gazer | $1,000.00 | 9/26/2012 6:37:33 PM |
| COCHINOBOY | $60.00 | 9/26/2012 6:41:23 PM |
| 1randyp | $25.00 | 9/26/2012 6:48:14 PM |
| turbo79 | $25.00 | 9/26/2012 8:59:41 PM |
| eloquent-economy721 | $25.00 | 9/26/2012 9:44:13 PM |
| The_Secret | $37.92 | 9/26/2012 6:55:24 PM |
| FWF-kinetic | $25.00 | 9/26/2012 9:49:37 PM |
| MyPFBlog | $25.00 | 9/26/2012 6:57:26 PM |
| first-pragmatic-power | $25.00 | 9/26/2012 7:04:40 PM |
| paytonbrigadier | $250.00 | 9/26/2012 7:06:59 PM |
| fantastic-bazaar2 | $100.00 | 9/26/2012 7:07:13 PM |
| chrisb1414 | $25.00 | 9/26/2012 7:27:59 PM |
| dynadave | $1,000.00 | 9/27/2012 5:56:22 AM |
| 01a_MrUSC_IRA | $25.00 | 9/26/2012 8:00:27 PM |
| orangetrust | $50.00 | 9/27/2012 7:07:13 AM |
| market-bearer0 | $30.00 | 9/27/2012 7:52:01 AM |
| gold-disk | $25.00 | 9/27/2012 12:52:21 AM |
| credit-adventurer313 | $31.18 | 9/27/2012 2:15:44 AM |
| nodebtin3 | $100.00 | 9/27/2012 3:59:52 AM |
| seabass123 | $25.00 | 9/27/2012 3:37:45 AM |
| BlessedEveryDay | $25.00 | 9/27/2012 4:30:47 AM |
| friendinmoney | $28.00 | 9/27/2012 5:54:20 AM |
| melodious-openness | $200.00 | 9/27/2012 5:34:39 AM |
| buffalobills | $25.00 | 9/27/2012 7:37:20 AM |
| marketplace-singularity3 | $70.00 | 9/27/2012 7:16:40 AM |
| loot-knickers5 | $74.52 | 9/27/2012 7:58:55 AM |
| orange-preeminant-bill | $75.00 | 9/27/2012 8:01:41 AM |
| Rockymtnhi | $100.00 | 9/27/2012 9:13:25 AM |
| 1stPlace | $75.00 | 9/27/2012 8:56:50 AM |
| simplyonce | $25.00 | 9/27/2012 9:25:42 AM |
| kind-transparency-ferret | $100.00 | 9/27/2012 9:41:06 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:30 AM |
| BizAnalyst | $50.00 | 9/27/2012 9:18:09 AM |
| heartpounding-loyalty7 | $25.00 | 9/27/2012 9:17:48 AM |
| enchanted-note | $25.00 | 9/27/2012 9:25:49 AM |
| Senechal | $25.00 | 9/27/2012 10:06:43 AM |
| mercuriant | $25.00 | 9/27/2012 10:15:39 AM |
| moola-sphinx7 | $100.00 | 9/27/2012 9:53:29 AM |
| wealth-pipeline | $25.00 | 9/27/2012 10:11:07 AM |
| structure9 | $25.00 | 9/27/2012 10:24:55 AM |
| kindness-jedi | $25.00 | 9/27/2012 10:31:47 AM |
| 113121 | $100.00 | 9/26/2012 5:58:19 PM |
| income-triangulation1 | $25.00 | 9/26/2012 5:02:36 PM |
| commerce-venture1 | $25.00 | 9/26/2012 5:02:38 PM |
| commitment-neutron1 | $200.00 | 9/26/2012 5:02:55 PM |
| WalnutCreekguy | $50.00 | 9/26/2012 5:04:10 PM |
| Bank_Of_XL | $25.00 | 9/26/2012 5:01:15 PM |
| tech310 | $50.00 | 9/26/2012 5:05:30 PM |
| bob450-roth | $25.00 | 9/26/2012 5:09:03 PM |
| imogen22 | $50.00 | 9/26/2012 5:11:46 PM |
| thrifty-generosity222 | $100.00 | 9/26/2012 5:34:57 PM |
| pound-mushroom3 | $25.00 | 9/26/2012 5:43:07 PM |
| money-bauble | $100.00 | 9/26/2012 5:20:54 PM |
| supreme-treasure8 | $100.00 | 9/26/2012 5:59:47 PM |
| Quid-Pro-Quo | $38.61 | 9/26/2012 6:06:26 PM |
| dmunySF | $50.00 | 9/26/2012 6:08:00 PM |
| durability-slingshot2 | $53.00 | 9/26/2012 5:39:52 PM |
| ready-justice7 | $50.00 | 9/26/2012 5:36:53 PM |
| Educatedmike | $25.00 | 9/26/2012 5:45:43 PM |
| durability-ace9 | $30.00 | 9/26/2012 6:17:19 PM |
| tender-commerce8 | $50.00 | 9/26/2012 5:46:56 PM |
| orange-stable-gain | $50.00 | 9/26/2012 5:47:46 PM |
| knowledgeable-silver6 | $25.00 | 9/26/2012 6:18:49 PM |
| money-genome84 | $250.00 | 9/26/2012 6:21:57 PM |
| freedomlender | $25.00 | 9/26/2012 6:24:50 PM |
| hard-working-rate3 | $25.00 | 9/26/2012 5:56:43 PM |
| EL_Papin | $25.00 | 9/26/2012 6:36:24 PM |
| orange-sensational-peace | $100.00 | 9/26/2012 6:06:26 PM |
| bazaar-tulip | $25.00 | 9/26/2012 6:17:11 PM |
| Beld | $50.00 | 9/26/2012 6:22:06 PM |
| Sagamore | $200.00 | 9/26/2012 7:11:05 PM |
| musegaze | $50.00 | 9/26/2012 6:21:41 PM |
| money-baron | $100.00 | 9/26/2012 7:24:52 PM |
| selector568 | $300.00 | 9/26/2012 6:36:18 PM |
| azazle | $50.00 | 9/26/2012 7:35:58 PM |
| Comoparklender | $25.00 | 9/26/2012 6:37:11 PM |
| LoanerPrincipal | $25.00 | 9/26/2012 7:46:04 PM |
| Rogelio48 | $25.00 | 9/26/2012 6:36:23 PM |
| newest-currency-vibrato | $25.00 | 9/26/2012 8:24:30 PM |
| LendingPimp_2 | $51.00 | 9/26/2012 6:46:00 PM |
| transaction-keeper5 | $25.00 | 9/26/2012 8:54:35 PM |
| reflective-rupee | $25.00 | 9/26/2012 9:33:45 PM |
| finance-investor3 | $25.00 | 9/26/2012 10:02:45 PM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:39 PM |
| tylerfd | $50.00 | 9/26/2012 7:00:48 PM |
| FinanceEngine | $50.00 | 9/26/2012 10:35:25 PM |
| mr_haldane | $100.00 | 9/26/2012 7:06:35 PM |
| truth-companion | $25.00 | 9/26/2012 7:08:14 PM |
| bettndon | $80.00 | 9/27/2012 3:52:20 AM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:09:50 PM |
| martinatime | $25.00 | 9/26/2012 7:29:20 PM |
| pierrelasvegas | $25.00 | 9/26/2012 7:35:35 PM |
| LendingPimp_2 | $150.00 | 9/26/2012 7:49:42 PM |
| revenue-appraiser | $25.00 | 9/27/2012 6:28:44 AM |
| 01a_MrsUSC | $50.00 | 9/26/2012 8:00:10 PM |
| Iwillhuntyoudown | $25.00 | 9/26/2012 8:39:11 PM |
| Christophe | $25.00 | 9/27/2012 7:25:42 AM |
| credit-birch | $60.00 | 9/26/2012 9:15:29 PM |
| deal-banker | $45.00 | 9/27/2012 8:53:24 AM |
| Bob450 | $25.00 | 9/27/2012 9:00:37 AM |
| golffish2 | $25.00 | 9/27/2012 3:54:08 AM |
| heerzaquestion | $90.00 | 9/27/2012 4:39:29 AM |
| scholarly-order6 | $100.00 | 9/27/2012 4:34:10 AM |
| DiligentiaLLC | $110.60 | 9/27/2012 5:39:59 AM |
| grf1945 | $25.00 | 9/27/2012 6:24:51 AM |
| MoneyBadger | $25.00 | 9/27/2012 6:16:07 AM |
| RedmondMan | $25.00 | 9/27/2012 7:14:07 AM |
| treasure-bliss | $75.00 | 9/27/2012 7:59:07 AM |
| EretzCapital | $50.00 | 9/27/2012 8:32:59 AM |
| loyalist1 | $150.00 | 9/27/2012 8:19:38 AM |
| receptive-affluence035 | $25.00 | 9/27/2012 9:15:42 AM |
| ethical-truth211 | $300.00 | 9/27/2012 9:41:32 AM |
| return-enthusiast1 | $25.00 | 9/27/2012 9:43:34 AM |
| jpac1066 | $50.00 | 9/27/2012 9:22:31 AM |
| enriching-trade2 | $48.00 | 9/27/2012 9:34:14 AM |
| bold-direct-asset | $50.00 | 9/27/2012 10:28:30 AM |
| crdcteng | $50.00 | 9/27/2012 9:58:40 AM |
| alexander-hamilton | $250.00 | 9/27/2012 9:53:33 AM |
| cognizant-bazaar5 | $25.00 | 9/27/2012 10:24:25 AM |
| fortytwo | $150.00 | 9/27/2012 10:29:25 AM |
| MI2 | $745.15 | 9/27/2012 10:45:33 AM |
| unforgettable-wealth4 | $50.00 | 9/27/2012 10:35:07 AM |
| 163 Investments
|
Borrower Payment Dependent Notes Series
639430
This series of Notes was issued and sold upon the funding of the borrower loan #75730, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 31.58% |
Borrower rate/APR:
| 32.58% / 35.37% |
Monthly payment:
| $135.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.13% | | |
| |
Estimated return*:
| 15.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 9y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,268 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hope-drum2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate and pay off some retail credit card accounts.
My financial situation:
I am a good candidate for this loan because I have a stable work history in a well-paying position and have an exceptional payment history in all of my personal and joint accounts, including mortgage, car payments, and all credit/loan accounts.
Monthly net income: $5200
Monthly expenses: $5000
Housing: $1700
Insurance: $90
Car expenses: $520
Utilities: $250
Phone, cable, internet: $250
Food, entertainment: $1000
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-triangulation1 | $25.00 | 10/2/2012 5:02:06 PM |
| Bad_Debt | $25.00 | 10/2/2012 5:03:35 PM |
| deal-enthusiast | $130.00 | 10/2/2012 5:03:48 PM |
| felicity-contributor3 | $25.00 | 10/2/2012 5:10:18 PM |
| bewitching-dollar5 | $100.00 | 10/2/2012 5:11:06 PM |
| mindful-generosity1 | $50.00 | 10/2/2012 5:02:15 PM |
| understanding-dollar67 | $25.00 | 10/2/2012 5:03:23 PM |
| lowrater | $50.40 | 10/2/2012 5:04:09 PM |
| Wangchuk | $25.12 | 10/2/2012 5:08:35 PM |
| innovator2 | $106.04 | 10/2/2012 5:16:01 PM |
| vutah | $45.00 | 10/2/2012 5:13:17 PM |
| benevolent-loot5 | $200.00 | 10/2/2012 5:13:56 PM |
| tolerant-dime2 | $39.00 | 10/2/2012 5:16:31 PM |
| refresher211 | $25.00 | 10/2/2012 5:18:00 PM |
| JRS | $25.00 | 10/2/2012 5:19:30 PM |
| pierrelasvegas | $25.00 | 10/2/2012 5:17:22 PM |
| power-chihuahua | $25.00 | 10/2/2012 5:19:34 PM |
| emance | $88.69 | 10/2/2012 5:18:22 PM |
| brainy-return234 | $25.00 | 10/2/2012 5:23:33 PM |
| ethical-truth211 | $200.00 | 10/2/2012 5:23:57 PM |
| ethical-truth211 | $100.00 | 10/2/2012 5:24:21 PM |
| duty-viola | $35.00 | 10/2/2012 5:22:08 PM |
| natural-liberty4 | $200.00 | 10/2/2012 5:22:55 PM |
| heavenly-interest9 | $2,000.00 | 10/2/2012 5:04:37 PM |
| imogen22 | $50.00 | 10/2/2012 5:15:16 PM |
| handy-justice | $50.00 | 10/2/2012 5:04:14 PM |
| bold-wampum-compadre | $100.00 | 10/2/2012 5:17:28 PM |
| azazle | $25.00 | 10/2/2012 5:15:34 PM |
| speedy-peso1 | $100.00 | 10/2/2012 5:20:53 PM |
| lovely-currency3 | $50.00 | 10/2/2012 5:24:10 PM |
| bob450-roth | $25.00 | 10/2/2012 5:26:43 PM |
| 52digital | $75.00 | 10/2/2012 5:26:45 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
641312
This series of Notes was issued and sold upon the funding of the borrower loan #75243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $80.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1972 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 33y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,624 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wonderful-return238 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: consolidate bills
This loan will be used to...
My financial situation:
I am a good candidate for this loan because.. I have a steady well paying job .
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| wetlands | $200.00 | 9/18/2012 5:14:54 PM |
| CreditBuilder2 | $25.01 | 9/18/2012 5:35:45 PM |
| mariah8641 | $30.00 | 9/18/2012 5:39:56 PM |
| abundanceforever | $52.50 | 9/18/2012 5:12:16 PM |
| Perdita_II | $25.00 | 9/18/2012 5:45:44 PM |
| IPG1 | $25.00 | 9/18/2012 5:29:45 PM |
| Castellan | $50.00 | 9/18/2012 5:32:50 PM |
| availableloan | $25.00 | 9/18/2012 5:56:41 PM |
| pdub | $250.00 | 9/18/2012 5:58:32 PM |
| affluence-microscope2 | $200.00 | 9/18/2012 5:09:55 PM |
| auction-sage | $100.00 | 9/18/2012 5:15:28 PM |
| nickel-ferret | $25.00 | 9/18/2012 5:14:03 PM |
| velocityasaurus-rex4 | $100.00 | 9/18/2012 5:20:57 PM |
| radiant-dollar9 | $200.00 | 9/18/2012 5:15:58 PM |
| thrifty-transaction578 | $25.00 | 9/18/2012 5:16:07 PM |
| Taxman44 | $25.00 | 9/18/2012 5:17:30 PM |
| intuitive-benefit3 | $100.00 | 9/18/2012 5:31:11 PM |
| LeReve | $500.00 | 9/18/2012 5:19:56 PM |
| gravbox | $25.00 | 9/18/2012 5:21:15 PM |
| special-dinero553 | $25.00 | 9/18/2012 5:47:16 PM |
| a-finance-nirvana | $25.00 | 9/18/2012 5:47:20 PM |
| lionheart722 | $100.00 | 9/18/2012 5:24:51 PM |
| ready-justice7 | $50.00 | 9/18/2012 5:32:22 PM |
| bazaar-tulip | $25.00 | 9/18/2012 6:00:51 PM |
| friendly-gold | $25.00 | 9/18/2012 5:46:11 PM |
| thankful-nickel2 | $25.00 | 9/18/2012 5:53:03 PM |
| Dubbs360 | $500.00 | 9/18/2012 6:05:19 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
641464
This series of Notes was issued and sold upon the funding of the borrower loan #75656, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-2007 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| velocity-hot-rod4 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidate and make one monthly payment
My financial situation:
I am a good candidate for this loan because...
i got involved with the payday loan and i always pay but im getting nowhere also my payment can be automatically taken from my checking account so please consider me as a candidate this loan will payoff alot
Monthly net income: $2500
Monthly expenses: $1750
Housing: $700
Insurance: $49
Car expenses: $100
Utilities: $100
Phone, cable, internet: $90
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: 500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $100.00 | 9/18/2012 9:45:11 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:11 AM |
| dudebrah | $25.00 | 9/18/2012 11:21:19 AM |
| Jim33 | $25.00 | 9/18/2012 11:02:50 AM |
| money-baron-Roth401k | $50.00 | 9/18/2012 11:05:31 AM |
| tender-ore | $25.00 | 9/18/2012 12:43:35 PM |
| JBF_Investments | $27.75 | 9/18/2012 2:13:00 PM |
| FundMaker | $25.00 | 9/18/2012 2:42:42 PM |
| cleo1255 | $50.00 | 9/18/2012 5:05:26 PM |
| revenue-serenity | $25.00 | 9/18/2012 11:18:36 AM |
| LuvToLend | $29.00 | 9/18/2012 11:53:51 AM |
| the-credit-maker | $25.00 | 9/18/2012 6:24:07 PM |
| KB-IRA | $30.00 | 9/18/2012 9:32:04 PM |
| Malkial | $25.00 | 9/18/2012 9:38:53 PM |
| LoanerShark | $125.00 | 9/19/2012 2:59:09 AM |
| SolarMoonshine | $25.00 | 9/18/2012 6:51:26 PM |
| justasoldier | $50.00 | 9/18/2012 9:13:37 PM |
| KindCharmingReflective-affluence | $25.00 | 9/18/2012 10:38:02 PM |
| kulender | $28.00 | 9/19/2012 4:58:49 AM |
| Blackberry_Hill_AFH | $32.46 | 9/19/2012 5:37:00 AM |
| active-wealth3 | $25.00 | 9/18/2012 10:46:08 PM |
| let_me_retire | $77.04 | 9/18/2012 11:25:21 PM |
| flexible-duty3 | $25.00 | 9/19/2012 5:05:52 AM |
| Military_Money_Wise | $12.87 | 9/19/2012 5:51:34 AM |
| handy-justice | $50.00 | 9/18/2012 9:12:39 AM |
| greencat | $50.00 | 9/18/2012 9:06:44 AM |
| durability-seahorse7 | $50.00 | 9/18/2012 9:01:05 AM |
| responsibility-butterfly | $25.00 | 9/18/2012 7:15:50 PM |
| majestic-note6 | $150.00 | 9/18/2012 9:15:07 AM |
| papaloha | $25.00 | 9/18/2012 9:19:04 AM |
| market-bearer0 | $25.00 | 9/18/2012 9:20:47 AM |
| Rogelio48 | $25.00 | 9/18/2012 9:15:06 AM |
| kevin314 | $25.00 | 9/18/2012 9:41:51 AM |
| spartacusiam | $25.00 | 9/18/2012 9:57:37 AM |
| EnglishGeekInNYC | $50.00 | 9/18/2012 10:54:59 AM |
| newest-generous-income | $25.00 | 9/18/2012 10:45:52 AM |
| DreDub | $25.00 | 9/18/2012 10:50:55 AM |
| careful-vigilance4 | $25.00 | 9/18/2012 11:13:02 AM |
| Been_There_Owed_That | $185.00 | 9/18/2012 12:13:29 PM |
| dinero-launcher | $34.65 | 9/18/2012 2:54:15 PM |
| ultimate-peace | $125.00 | 9/18/2012 4:56:05 PM |
| rate-advocator7 | $200.00 | 9/18/2012 1:56:03 PM |
| appetizing-loyalty354 | $200.00 | 9/18/2012 1:58:23 PM |
| deal-hickory5 | $25.00 | 9/18/2012 4:10:58 PM |
| natural-point1 | $25.00 | 9/18/2012 5:55:04 PM |
| pdub | $250.00 | 9/18/2012 5:58:29 PM |
| Lubava | $25.00 | 9/18/2012 6:37:25 PM |
| Astyanax | $35.00 | 9/18/2012 7:54:51 PM |
| melodious-openness | $200.00 | 9/18/2012 8:21:17 PM |
| Dubbs360 | $250.00 | 9/18/2012 6:05:48 PM |
| LendingPimp | $26.00 | 9/18/2012 6:14:33 PM |
| sisepuede | $25.00 | 9/18/2012 8:37:21 PM |
| Bob450 | $25.00 | 9/18/2012 7:01:08 PM |
| SV-AZ | $25.00 | 9/18/2012 7:12:45 PM |
| kic008 | $55.23 | 9/19/2012 1:50:44 AM |
| LendingPimp | $60.00 | 9/19/2012 2:56:08 AM |
| cloaked_isotope | $25.00 | 9/18/2012 10:03:33 PM |
| PrimeFunding | $25.00 | 9/19/2012 12:13:44 AM |
| helpingyou1 | $25.00 | 9/19/2012 1:41:41 AM |
| Tiffies3 | $42.00 | 9/19/2012 3:42:43 AM |
| quest0 | $50.00 | 9/19/2012 5:07:55 AM |
| pfh | $25.00 | 9/19/2012 5:38:25 AM |
| cozy-principal883 | $25.00 | 9/19/2012 5:49:55 AM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
641490
This series of Notes was issued and sold upon the funding of the borrower loan #75701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $315.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,204 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| invincible-payment4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Payoff loans with higher interest rates.
My financial situation:
I am a good candidate for this loan because...I pay my bills ontime.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mindful-generosity1 | $50.00 | 9/25/2012 5:24:45 PM |
| Castellan | $50.00 | 9/25/2012 5:21:00 PM |
| j2ee | $50.00 | 9/25/2012 5:27:17 PM |
| bazaar-tulip | $25.00 | 9/25/2012 5:31:25 PM |
| excellent-funds649 | $50.00 | 9/25/2012 5:27:47 PM |
| brainy-credit1 | $40.00 | 9/25/2012 5:46:51 PM |
| tenacious-affluence | $25.00 | 9/25/2012 5:34:07 PM |
| pdub | $500.00 | 9/25/2012 5:56:13 PM |
| blot44 | $25.00 | 9/25/2012 5:59:05 PM |
| windguy | $50.00 | 9/25/2012 5:40:06 PM |
| octoberfresh | $25.00 | 9/25/2012 6:05:24 PM |
| generous-deal6 | $25.00 | 9/25/2012 5:59:56 PM |
| velocityasaurus-rex4 | $100.00 | 9/25/2012 5:59:39 PM |
| kenji4861 | $25.00 | 9/25/2012 5:59:48 PM |
| Taxman44 | $25.00 | 9/25/2012 6:39:26 PM |
| commerce-gargantuan2 | $50.00 | 9/25/2012 6:12:18 PM |
| rupee-prairie | $30.00 | 9/25/2012 6:25:17 PM |
| hopeful_lender | $150.00 | 9/25/2012 6:31:42 PM |
| compassion-twister2 | $50.00 | 9/25/2012 6:37:22 PM |
| payout-paladin3 | $500.00 | 9/25/2012 7:02:42 PM |
| Ripsaw4U | $50.00 | 9/25/2012 10:40:56 PM |
| california111 | $100.00 | 9/25/2012 10:54:48 PM |
| chac | $500.00 | 9/25/2012 8:00:21 PM |
| powerful-return1 | $25.00 | 9/25/2012 10:35:06 PM |
| Red-Bull-One | $50.00 | 9/25/2012 8:35:45 PM |
| coopPV | $50.00 | 9/25/2012 8:41:01 PM |
| Solid-Platinum | $30.00 | 9/25/2012 11:42:56 PM |
| _NaLNaBB | $200.00 | 9/25/2012 10:17:38 PM |
| compoundinterest | $25.00 | 9/25/2012 5:31:33 PM |
| imogen22 | $50.00 | 9/25/2012 5:32:11 PM |
| lionheart722 | $100.00 | 9/25/2012 5:30:59 PM |
| adventurer447 | $300.00 | 9/25/2012 5:31:51 PM |
| repayment-pagoda8 | $100.00 | 9/25/2012 5:29:48 PM |
| EnglishGeekInNYC | $25.00 | 9/25/2012 5:43:54 PM |
| Sneezie | $100.00 | 9/25/2012 5:38:35 PM |
| member_98419 | $25.00 | 9/25/2012 5:33:42 PM |
| auction-sage | $100.00 | 9/25/2012 5:37:06 PM |
| nodebtin3 | $25.00 | 9/25/2012 5:44:18 PM |
| green28 | $50.00 | 9/25/2012 5:52:54 PM |
| Dubbs360 | $500.00 | 9/25/2012 5:59:03 PM |
| MI2 | $5,000.00 | 9/25/2012 6:22:07 PM |
| Bank_Of_XL | $25.00 | 9/25/2012 6:33:59 PM |
| ninjazx10rida | $50.00 | 9/25/2012 6:58:41 PM |
| ready-interest9 | $25.00 | 9/25/2012 6:24:55 PM |
| truth-igniter4 | $25.00 | 9/25/2012 6:24:31 PM |
| kfrench | $75.00 | 9/25/2012 6:58:03 PM |
| bellaquito | $500.00 | 9/25/2012 6:48:29 PM |
| sharp-platinum326 | $25.00 | 9/25/2012 8:46:27 PM |
| discostu | $25.00 | 9/25/2012 11:05:09 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
641684
This series of Notes was issued and sold upon the funding of the borrower loan #75330, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $342.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2006 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,584 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ThedaywhenLLZinebsangMyButterfly |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2011)
|
|
Principal balance:
| $0.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Business
Purpose of loan:
I drove a Taxi in the city of Philadelphia for more than 4 years. Four months ago I qualified to drive a Limo but I figured that it makes less money than the Taxi buisness. I thought that if I buy my own limo I would make more money, but after doing my math I noticed that it's not the case. Now I thing I'm gonna go back to the taxi buisness.
My financial situation:
I am a good candidate for this loan because my credit history is excellent. I never paid a credit card or loan payment or public service fee late in all the time I dealed with lenders. I've never made a loan or use a credit card's money for fun, I use whatever I'm able to pay and when I feel I can handle. In one word I have a job and a reputation to worry about.
Monthly net income: $2200-2400.00
Monthly expenses: $1300-1600.00
Housing: $750.00 rent
Insurance: $0.00 I don't have a private car
Car expenses: $0.00 We lease the limousine 24/7
Utilities: $40-70.00 I only pay the electric bill.
Phone, cable, internet: $110.00
Food, entertainment: $200-250.00
Clothing, household expenses: $100-150.00
Credit cards and other loans: $200.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| friendly-gold | $25.00 | 9/27/2012 5:01:32 PM |
| first-careful-currency | $300.00 | 9/27/2012 5:03:18 PM |
| benjamins-explosion142 | $25.00 | 9/27/2012 5:03:39 PM |
| dough-arrow0 | $200.00 | 9/27/2012 5:12:24 PM |
| imogen22 | $50.00 | 9/27/2012 5:13:12 PM |
| abundanceforever | $52.50 | 9/27/2012 5:14:41 PM |
| auction-sage | $100.00 | 9/27/2012 5:20:49 PM |
| transparency-sapling | $25.00 | 9/27/2012 5:28:11 PM |
| AF-Chief | $25.00 | 9/27/2012 5:30:37 PM |
| nodebtin3 | $100.00 | 9/27/2012 5:39:57 PM |
| mikrolown | $25.00 | 9/27/2012 5:41:47 PM |
| Index_Plus | $5,000.00 | 9/27/2012 5:42:02 PM |
| Taxman44 | $25.00 | 9/27/2012 5:45:17 PM |
| affluence-microscope2 | $200.00 | 9/27/2012 5:04:17 PM |
| wonderful-currency | $25.00 | 9/27/2012 5:51:40 PM |
| phenomenal-rate1 | $500.00 | 9/27/2012 5:06:20 PM |
| hope-percolator8 | $50.00 | 9/27/2012 5:11:30 PM |
| j2ee | $50.00 | 9/27/2012 5:07:29 PM |
| MoneyForNothing | $25.06 | 9/27/2012 5:08:19 PM |
| radiant-dollar9 | $200.00 | 9/27/2012 5:21:01 PM |
| enthusiastic-cash599 | $50.00 | 9/27/2012 5:27:09 PM |
| lionheart722 | $100.00 | 9/27/2012 5:31:32 PM |
| auction-bonaza8 | $100.00 | 9/27/2012 5:37:56 PM |
| azazle | $50.00 | 9/27/2012 5:26:26 PM |
| Splangy613 | $25.00 | 9/27/2012 5:01:39 PM |
| commitment-neutron1 | $200.00 | 9/27/2012 5:03:42 PM |
| newest-payment-trapper | $62.50 | 9/27/2012 5:08:55 PM |
| special-dinero553 | $25.00 | 9/27/2012 5:15:18 PM |
| brondero | $60.00 | 9/27/2012 5:16:22 PM |
| compoundinterest | $25.00 | 9/27/2012 5:18:39 PM |
| wetlands | $200.00 | 9/27/2012 5:19:20 PM |
| dignified-truth7 | $200.00 | 9/27/2012 5:19:43 PM |
| citizenX | $50.00 | 9/27/2012 5:32:33 PM |
| tylerfd | $50.00 | 9/27/2012 5:37:17 PM |
| Terapin0511 | $25.00 | 9/27/2012 5:40:45 PM |
| LaGrangeLender | $60.00 | 9/27/2012 5:44:23 PM |
| repayment-pagoda8 | $100.00 | 9/27/2012 5:10:46 PM |
| benevolent-loot5 | $200.00 | 9/27/2012 5:11:46 PM |
| nickel-ferret | $25.00 | 9/27/2012 5:18:25 PM |
| urbane-income7 | $25.00 | 9/27/2012 5:27:02 PM |
| LeReve | $500.00 | 9/27/2012 5:27:56 PM |
| versatile-dime442 | $250.00 | 9/27/2012 5:23:12 PM |
| bid-czar8 | $100.00 | 9/27/2012 5:39:01 PM |
| bazaar-tulip | $25.00 | 9/27/2012 5:23:38 PM |
| andrew491 | $50.00 | 9/27/2012 5:42:06 PM |
| tranquil-note5 | $50.00 | 9/27/2012 5:32:21 PM |
| enchanted-note14 | $25.00 | 9/27/2012 5:54:23 PM |
| keichi03 | $25.65 | 9/27/2012 5:46:35 PM |
| reverent-bazaar284 | $25.00 | 9/27/2012 5:46:59 PM |
| adventurer447 | $300.00 | 9/27/2012 5:48:00 PM |
| bid-stockpiler1 | $14.29 | 9/27/2012 5:56:00 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
642472
This series of Notes was issued and sold upon the funding of the borrower loan #75453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-22-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $586.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1982 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 11y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Investor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,265 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| commitment-raker761 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off debt
My financial situation:
I am a good candidate for this loan because...I have a good credit score, and in good standing
Monthly net income: $4,200
Monthly expenses: $
Housing: $1,729
Insurance: $
Car expenses: $
Utilities: $155
Phone, cable, internet: $222
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,500.00 | 9/22/2012 12:01:31 PM |
| Investor_DP | $200.00 | 9/22/2012 12:02:04 PM |
| statuesque-affluence058 | $25.00 | 9/22/2012 12:01:26 PM |
| pound-ace | $25.00 | 9/22/2012 12:01:36 PM |
| durability-mad-scientist4 | $100.00 | 9/22/2012 12:02:49 PM |
| InChicago | $80.03 | 9/22/2012 12:02:22 PM |
| Plow_n_Sow | $25.00 | 9/22/2012 12:03:00 PM |
| magnitude787 | $30.00 | 9/22/2012 12:02:13 PM |
| worth-blanket2 | $18,000.00 | 9/22/2012 12:03:21 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
642624
This series of Notes was issued and sold upon the funding of the borrower loan #75459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $446.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14,749 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bid-enjoyment052 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: personal
This loan will be used to...purchase equipment
My financial situation:
I am a good candidate for this loan because...
I am responsible and accountable for all of my actions.
Monthly net income: $4200
Monthly expenses: ~ $2200
Housing: $200
Insurance: $125
Car expenses: $100
Utilities: $250
Phone, cable, internet: $165
Food, entertainment: $100
Clothing, household expenses: $150
Credit cards and other loans: $400
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| commitment-neutron1 | $200.00 | 9/26/2012 5:03:04 PM |
| worth-blanket2 | $13,500.00 | 9/26/2012 5:11:44 PM |
| friendly-gold | $25.00 | 9/26/2012 5:08:08 PM |
| tolerant-responsibility051 | $2,000.00 | 9/26/2012 5:07:54 PM |
| WalnutCreekguy | $50.00 | 9/26/2012 5:04:11 PM |
| phenomenal-rate1 | $500.00 | 9/26/2012 5:05:35 PM |
| thrilling-fund427 | $50.00 | 9/26/2012 5:07:21 PM |
| durability-seahorse7 | $50.00 | 9/26/2012 5:10:06 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
642852
This series of Notes was issued and sold upon the funding of the borrower loan #75240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-21-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $308.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2005 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $172 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| systematic-dedication469 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-triangulation1 | $25.00 | 9/21/2012 9:01:40 AM |
| fides-cx | $25.00 | 9/21/2012 9:12:48 AM |
| penny-surgeon | $25.00 | 9/21/2012 9:19:06 AM |
| bob450-roth | $25.00 | 9/21/2012 9:11:43 AM |
| imogen22 | $50.00 | 9/21/2012 9:20:17 AM |
| affluence-microscope2 | $200.00 | 9/21/2012 9:12:40 AM |
| thrilling-fund427 | $50.00 | 9/21/2012 9:16:05 AM |
| bewitching-dollar5 | $100.00 | 9/21/2012 9:16:22 AM |
| Bank_Of_XL | $25.00 | 9/21/2012 9:02:44 AM |
| mikrolown | $25.00 | 9/21/2012 9:28:52 AM |
| pierrelasvegas | $25.00 | 9/21/2012 9:22:08 AM |
| the-silver-blaster | $50.00 | 9/21/2012 9:33:08 AM |
| pound-mushroom3 | $25.00 | 9/21/2012 9:40:57 AM |
| friendly-gold | $25.00 | 9/21/2012 9:45:21 AM |
| ready-justice7 | $50.00 | 9/21/2012 9:33:14 AM |
| versatile-dime442 | $250.00 | 9/21/2012 9:26:04 AM |
| first-wampum-gazer | $1,000.00 | 9/21/2012 10:08:05 AM |
| dmunySF | $50.00 | 9/21/2012 9:53:05 AM |
| best-bonafide-p2p | $25.00 | 9/21/2012 10:10:45 AM |
| superb-funds335 | $25.00 | 9/21/2012 9:53:40 AM |
| tech310 | $50.00 | 9/21/2012 9:31:23 AM |
| I_Like_to_Invest | $25.00 | 9/21/2012 9:31:43 AM |
| mckhbnpc | $50.00 | 9/21/2012 9:59:42 AM |
| progressive-economy261 | $500.00 | 9/21/2012 9:32:37 AM |
| whitegold24k | $200.00 | 9/21/2012 10:32:39 AM |
| toblerone | $25.00 | 9/21/2012 9:39:34 AM |
| kila-designer | $249.00 | 9/21/2012 10:16:01 AM |
| networks4ever | $25.00 | 9/21/2012 10:27:14 AM |
| bellaquito | $500.00 | 9/21/2012 10:33:22 AM |
| p2p-scientist868 | $50.00 | 9/21/2012 10:00:55 AM |
| 1stPlace | $100.00 | 9/21/2012 9:01:47 AM |
| Bob450 | $30.00 | 9/21/2012 9:06:58 AM |
| miamibeachloaner | $100.00 | 9/21/2012 9:13:53 AM |
| LendingPimp_2 | $26.00 | 9/21/2012 9:03:58 AM |
| money-bauble | $100.00 | 9/21/2012 9:12:51 AM |
| cash-mad-scientist3 | $25.00 | 9/21/2012 9:25:32 AM |
| finance-investor3 | $25.00 | 9/21/2012 9:02:04 AM |
| duty-viola | $25.00 | 9/21/2012 9:08:44 AM |
| LeReve | $500.00 | 9/21/2012 9:29:36 AM |
| ingenious-deal6 | $25.00 | 9/21/2012 9:50:17 AM |
| credit-adventurer313 | $25.00 | 9/21/2012 9:56:26 AM |
| radiant-dollar9 | $200.00 | 9/21/2012 9:25:44 AM |
| scoobiedoo | $25.00 | 9/21/2012 10:01:35 AM |
| houli123 | $25.00 | 9/21/2012 9:49:21 AM |
| azazle | $50.00 | 9/21/2012 10:37:03 AM |
| first-pragmatic-power | $25.00 | 9/21/2012 10:19:30 AM |
| 52digital | $75.00 | 9/21/2012 10:24:43 AM |
| selector568 | $300.00 | 9/21/2012 10:26:13 AM |
| supreme-treasure8 | $100.00 | 9/21/2012 9:48:17 AM |
| pdub | $500.00 | 9/21/2012 12:21:20 PM |
| MI2 | $3,695.00 | 9/21/2012 12:28:12 PM |
| reflective-rupee | $25.00 | 9/21/2012 9:57:44 AM |
| Investor_DP | $200.00 | 9/21/2012 9:59:17 AM |
| genelinist | $350.00 | 9/21/2012 11:48:12 AM |
| 6_kids_college_fund | $25.00 | 9/21/2012 10:04:05 AM |
| Beld | $50.00 | 9/21/2012 10:10:31 AM |
| thankful-nickel2 | $25.00 | 9/21/2012 10:39:05 AM |
| money-baron | $50.00 | 9/21/2012 10:54:26 AM |
| crdcteng | $50.00 | 9/21/2012 11:26:31 AM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
643042
This series of Notes was issued and sold upon the funding of the borrower loan #75601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $642.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 11y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,582 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| restless-deal748 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to medical expense
My financial situation:
I am a good candidate for this loan because I have a fulltime job for the state of Wisconsin and I make $6200 every two weeks. I have really good credit and very low debt to income ratio
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| phenomenal-rate1 | $500.00 | 9/24/2012 9:03:41 AM |
| Rockymtnhi | $100.00 | 9/24/2012 9:06:53 AM |
| special-dinero553 | $25.00 | 9/24/2012 9:10:05 AM |
| mr_haldane | $100.00 | 9/24/2012 9:11:44 AM |
| LeReve | $500.00 | 9/24/2012 9:15:49 AM |
| compassion-twister2 | $50.00 | 9/24/2012 9:16:59 AM |
| Taxman44 | $25.00 | 9/24/2012 9:23:51 AM |
| intuitive-benefit3 | $100.00 | 9/24/2012 9:08:33 AM |
| imogen22 | $50.00 | 9/24/2012 9:08:57 AM |
| commerce-gargantuan2 | $50.00 | 9/24/2012 9:10:01 AM |
| excellent-funds649 | $50.00 | 9/24/2012 10:07:14 AM |
| skillful-justice879 | $25.00 | 9/24/2012 10:23:14 AM |
| CreditBuilder2 | $25.01 | 9/24/2012 9:18:10 AM |
| LoanerPrincipal | $25.00 | 9/24/2012 9:31:15 AM |
| mindful-generosity1 | $50.00 | 9/24/2012 9:46:13 AM |
| lionheart722 | $100.00 | 9/24/2012 10:08:30 AM |
| EnglishGeekInNYC | $50.00 | 9/24/2012 10:09:05 AM |
| best-bonafide-p2p | $50.00 | 9/24/2012 2:54:04 PM |
| JpNetInvestments | $100.00 | 9/24/2012 10:32:41 AM |
| community-seahorse0 | $25.00 | 9/24/2012 11:21:07 AM |
| compassionate-payment218 | $25.00 | 9/24/2012 1:28:51 PM |
| swampman | $50.00 | 9/24/2012 2:18:22 PM |
| worth21 | $25.00 | 9/24/2012 2:54:37 PM |
| Darts | $50.00 | 9/24/2012 5:24:03 PM |
| sturdy-fairness0 | $100.00 | 9/24/2012 5:15:36 PM |
| awesome-dollar6 | $100.00 | 9/24/2012 5:55:23 PM |
| tranquil-gain1 | $75.00 | 9/24/2012 5:31:51 PM |
| diplomatic-wealth7 | $25.00 | 9/24/2012 6:49:38 PM |
| hopeful_lender | $100.00 | 9/24/2012 8:02:16 PM |
| houli123 | $50.00 | 9/24/2012 11:10:46 PM |
| thg0703 | $25.00 | 9/25/2012 12:35:09 AM |
| KLCRAY | $50.00 | 9/25/2012 2:19:59 AM |
| compugn1234 | $50.00 | 9/25/2012 8:42:00 AM |
| vivixmedia | $25.00 | 9/25/2012 9:00:40 AM |
| encouraging-repayment5 | $25.00 | 9/25/2012 7:36:14 AM |
| investment-comet | $25.00 | 9/25/2012 7:23:38 AM |
| studious-bonus7 | $100.00 | 9/25/2012 9:05:40 AM |
| Plutis | $25.00 | 9/25/2012 9:05:59 AM |
| paytonbrigadier | $250.00 | 9/25/2012 9:02:03 AM |
| coin-trumpet | $40.00 | 9/25/2012 9:12:56 AM |
| helpinghand63 | $25.00 | 9/25/2012 9:13:38 AM |
| flexible-value | $50.00 | 9/25/2012 9:15:04 AM |
| 6moonbeams | $34.00 | 9/25/2012 9:04:15 AM |
| ramsba | $50.00 | 9/25/2012 9:18:45 AM |
| important-gold5 | $25.00 | 9/25/2012 9:21:04 AM |
| gallant-economy9 | $31.00 | 9/25/2012 9:21:06 AM |
| rcm87 | $50.00 | 9/25/2012 9:21:27 AM |
| the-worthy-income | $25.00 | 9/25/2012 9:26:53 AM |
| ohnezweck | $50.00 | 9/25/2012 9:27:51 AM |
| unforgettable-wealth4 | $50.00 | 9/25/2012 9:06:26 AM |
| powdrsnow | $25.00 | 9/25/2012 9:29:31 AM |
| WorldlyWorker | $25.00 | 9/25/2012 9:30:10 AM |
| apollohipe | $25.00 | 9/25/2012 9:13:22 AM |
| Tradesmanlender | $25.00 | 9/25/2012 9:32:18 AM |
| Soxxes | $25.00 | 9/25/2012 9:15:05 AM |
| rupee-artisan | $25.00 | 9/25/2012 9:33:44 AM |
| integrity-saver | $25.00 | 9/25/2012 9:34:46 AM |
| Quiddity | $25.00 | 9/25/2012 9:18:15 AM |
| gold-pudding6 | $60.00 | 9/25/2012 9:12:38 AM |
| orange-dollar-raccoon | $100.00 | 9/25/2012 9:19:47 AM |
| bluebird343 | $50.00 | 9/25/2012 9:13:25 AM |
| mvalley | $25.00 | 9/25/2012 9:21:02 AM |
| uralrider | $25.00 | 9/25/2012 9:39:00 AM |
| Chutney | $50.00 | 9/25/2012 9:40:32 AM |
| SBT | $25.00 | 9/25/2012 9:22:55 AM |
| basis-mate7 | $25.00 | 9/25/2012 9:15:55 AM |
| inspired-investment8 | $84.00 | 9/25/2012 9:43:16 AM |
| thundermustard | $25.00 | 9/25/2012 9:44:17 AM |
| keeks | $25.00 | 9/25/2012 9:26:27 AM |
| calm-deal7 | $25.00 | 9/25/2012 9:26:43 AM |
| hickeyjosp | $50.00 | 9/25/2012 9:27:25 AM |
| Tai | $25.00 | 9/25/2012 9:27:32 AM |
| loan-rider7 | $25.00 | 9/25/2012 9:29:23 AM |
| silktea | $25.00 | 9/25/2012 9:23:14 AM |
| brightest-precious-dollar | $25.00 | 9/25/2012 9:29:42 AM |
| resolute-basis9 | $25.00 | 9/25/2012 9:49:10 AM |
| enthralling-investment | $25.00 | 9/25/2012 9:31:42 AM |
| 1phantom | $25.00 | 9/25/2012 9:26:57 AM |
| affluence-tycoon | $25.00 | 9/25/2012 9:53:14 AM |
| lawyervon | $25.00 | 9/25/2012 9:28:59 AM |
| leeball | $25.00 | 9/25/2012 9:35:34 AM |
| TLIngram | $25.00 | 9/25/2012 9:58:02 AM |
| Ivan2007 | $50.00 | 9/25/2012 9:38:23 AM |
| donicurioso | $25.00 | 9/25/2012 9:58:25 AM |
| ALVO | $50.00 | 9/25/2012 9:58:39 AM |
| squeebie | $50.00 | 9/25/2012 9:39:41 AM |
| stoopidnoodle | $25.00 | 9/25/2012 9:33:32 AM |
| Lev8 | $25.00 | 9/25/2012 9:34:42 AM |
| sjlnn | $25.00 | 9/25/2012 9:37:57 AM |
| mtp | $42.00 | 9/25/2012 10:03:21 AM |
| Raser | $50.00 | 9/25/2012 10:05:14 AM |
| prudent-payment316 | $25.00 | 9/25/2012 10:06:05 AM |
| swm | $29.00 | 9/25/2012 9:41:08 AM |
| larslfe | $25.00 | 9/25/2012 10:07:23 AM |
| minista | $25.00 | 9/25/2012 10:07:39 AM |
| spark548 | $25.00 | 9/25/2012 10:07:43 AM |
| funds-twister3 | $25.00 | 9/25/2012 10:08:26 AM |
| finance_mba | $25.00 | 9/25/2012 9:46:10 AM |
| stampx | $25.00 | 9/25/2012 9:55:01 AM |
| AFairDeal | $25.00 | 9/25/2012 9:47:23 AM |
| shrewd-balance2 | $58.00 | 9/25/2012 9:48:45 AM |
| stilleto8 | $25.00 | 9/25/2012 9:49:03 AM |
| JDED | $25.00 | 9/25/2012 9:49:19 AM |
| chlebie | $50.00 | 9/25/2012 10:13:24 AM |
| Purple11 | $100.00 | 9/25/2012 10:14:07 AM |
| Aimvest | $25.00 | 9/25/2012 9:51:58 AM |
| KeepOnRunning | $100.00 | 9/25/2012 10:16:17 AM |
| successful-agreement7 | $100.00 | 9/25/2012 9:52:09 AM |
| benjamins-utopia | $53.00 | 9/25/2012 10:17:03 AM |
| dood2112 | $25.00 | 9/25/2012 10:17:51 AM |
| reflective-ore3 | $25.00 | 9/25/2012 10:19:35 AM |
| diverse2 | $30.00 | 9/25/2012 10:01:21 AM |
| HUNTER599673 | $25.00 | 9/25/2012 10:21:05 AM |
| misterhobbs | $25.00 | 9/25/2012 10:26:12 AM |
| emo13 | $33.00 | 9/25/2012 10:28:16 AM |
| hard-working-rate3 | $25.00 | 9/25/2012 10:31:31 AM |
| broomfieldbucks | $25.00 | 9/25/2012 10:01:46 AM |
| authentic-liberty7 | $25.00 | 9/25/2012 10:32:21 AM |
| dc_lobster | $25.00 | 9/25/2012 10:02:14 AM |
| hopethisworks | $25.00 | 9/25/2012 10:07:50 AM |
| Worldskiboy | $50.00 | 9/25/2012 10:03:04 AM |
| delivery | $25.00 | 9/25/2012 10:04:29 AM |
| reinforced-basis2 | $25.00 | 9/25/2012 10:05:21 AM |
| top-commitment-champ | $25.00 | 9/25/2012 10:42:20 AM |
| asya | $27.00 | 9/25/2012 10:15:02 AM |
| nri22 | $25.00 | 9/25/2012 10:15:18 AM |
| timbob | $59.00 | 9/25/2012 10:08:13 AM |
| syounker | $25.00 | 9/25/2012 10:17:47 AM |
| gristle | $50.00 | 9/25/2012 10:08:40 AM |
| sadhikari | $25.00 | 9/25/2012 10:19:02 AM |
| brightest-breathtaking-finance | $100.00 | 9/25/2012 10:20:12 AM |
| the-shrewd-wampum | $25.00 | 9/25/2012 10:09:48 AM |
| scrappy-leverage6 | $25.00 | 9/25/2012 10:10:19 AM |
| platinum-genetics | $25.00 | 9/25/2012 10:23:05 AM |
| Tylerh | $250.00 | 9/25/2012 10:26:48 AM |
| accord131 | $25.00 | 9/25/2012 10:13:26 AM |
| EtaDuck | $25.00 | 9/25/2012 10:13:47 AM |
| Aljasa2008 | $25.00 | 9/25/2012 10:14:51 AM |
| chump_change1977 | $25.00 | 9/25/2012 10:16:48 AM |
| lendme2 | $50.00 | 9/25/2012 10:17:22 AM |
| tflood1967 | $35.00 | 9/25/2012 10:35:34 AM |
| bessbird | $50.00 | 9/25/2012 10:19:07 AM |
| ItsJustMe79 | $25.00 | 9/25/2012 10:21:08 AM |
| figs4u2 | $100.00 | 9/25/2012 10:22:23 AM |
| GATrust | $25.00 | 9/25/2012 10:26:08 AM |
| luminous-marketplace5 | $25.00 | 9/25/2012 10:29:42 AM |
| fcukciti | $35.00 | 9/25/2012 10:35:44 AM |
| exact-loan5 | $50.00 | 9/25/2012 10:39:33 AM |
| responsibility-butterfly | $25.00 | 9/25/2012 8:30:19 AM |
| bazaar-tulip | $25.00 | 9/24/2012 9:21:55 AM |
| tenacious-affluence | $25.00 | 9/24/2012 9:42:14 AM |
| thrifty-transaction578 | $25.00 | 9/24/2012 9:52:00 AM |
| lochinvar | $75.00 | 9/24/2012 10:22:47 AM |
| ulisingh | $50.00 | 9/24/2012 9:56:16 AM |
| friendly-gold | $25.00 | 9/24/2012 9:57:34 AM |
| heerzaquestion | $51.00 | 9/24/2012 2:18:36 PM |
| Index_Plus | $5,000.00 | 9/24/2012 2:45:33 PM |
| treasure-palace661 | $350.00 | 9/24/2012 10:28:30 AM |
| gnuey | $25.00 | 9/24/2012 4:56:36 PM |
| melodious-rupee3 | $25.00 | 9/24/2012 1:41:41 PM |
| progressive-economy261 | $500.00 | 9/24/2012 5:05:48 PM |
| gjm6d | $25.00 | 9/24/2012 5:00:51 PM |
| simplelender80 | $500.00 | 9/24/2012 5:02:37 PM |
| adventurer447 | $300.00 | 9/24/2012 5:14:09 PM |
| ready-justice7 | $50.00 | 9/24/2012 5:33:22 PM |
| Castellan | $50.00 | 9/24/2012 5:36:01 PM |
| kenji4861 | $25.00 | 9/24/2012 6:18:35 PM |
| kulender | $50.00 | 9/24/2012 8:56:17 PM |
| loyalty-hornet6 | $25.00 | 9/25/2012 6:34:39 AM |
| sjlender | $100.00 | 9/25/2012 9:05:12 AM |
| first-careful-currency | $300.00 | 9/25/2012 9:01:00 AM |
| invest-excellent8 | $25.00 | 9/25/2012 9:16:19 AM |
| payout-harmony4 | $50.00 | 9/25/2012 9:19:02 AM |
| deal-contributor8 | $25.00 | 9/25/2012 9:19:23 AM |
| jeewrx | $50.00 | 9/25/2012 9:21:08 AM |
| Banker7371 | $25.00 | 9/25/2012 9:08:38 AM |
| Investoman | $25.00 | 9/25/2012 9:07:25 AM |
| currency-fan9 | $50.00 | 9/25/2012 9:31:07 AM |
| the-capital-multiplier | $38.00 | 9/25/2012 9:31:19 AM |
| iwantmore | $25.00 | 9/25/2012 9:14:11 AM |
| janasek | $25.00 | 9/25/2012 9:14:53 AM |
| transparency-baton | $25.00 | 9/25/2012 9:33:43 AM |
| E_G | $50.00 | 9/25/2012 9:34:39 AM |
| DadWarbucks | $25.00 | 9/25/2012 9:35:45 AM |
| transparency-galleon | $25.00 | 9/25/2012 9:35:52 AM |
| the-precious-bid | $25.00 | 9/25/2012 9:36:01 AM |
| newest-rate-relaxation | $50.00 | 9/25/2012 9:18:39 AM |
| ianakacg | $25.00 | 9/25/2012 9:12:36 AM |
| spiceguy | $50.00 | 9/25/2012 9:13:19 AM |
| treasure-pipeline | $25.00 | 9/25/2012 9:21:47 AM |
| scholarly-benefit5 | $25.00 | 9/25/2012 9:14:36 AM |
| Cpay2Me | $25.00 | 9/25/2012 9:39:44 AM |
| commanding-treasure2 | $28.00 | 9/25/2012 9:40:12 AM |
| Avala | $99.00 | 9/25/2012 9:41:17 AM |
| iolaire | $25.00 | 9/25/2012 9:15:18 AM |
| MBIntl | $100.00 | 9/25/2012 9:24:21 AM |
| kinetic-openness0 | $25.00 | 9/25/2012 9:18:02 AM |
| capital-dynamo0 | $25.00 | 9/25/2012 9:46:01 AM |
| gold-position | $25.00 | 9/25/2012 9:21:35 AM |
| subtle-revenue0 | $25.00 | 9/25/2012 9:28:30 AM |
| dhw1 | $25.00 | 9/25/2012 9:47:39 AM |
| contract-bopper | $25.00 | 9/25/2012 9:29:25 AM |
| Syzygy | $25.00 | 9/25/2012 9:48:04 AM |
| loan4 | $25.00 | 9/25/2012 9:30:07 AM |
| PODEMOS | $50.00 | 9/25/2012 9:24:16 AM |
| debt-fuse158 | $25.00 | 9/25/2012 9:25:44 AM |
| innocent-income4 | $25.00 | 9/25/2012 9:31:40 AM |
| harperpotok | $100.00 | 9/25/2012 9:26:45 AM |
| downtownfarm | $25.00 | 9/25/2012 9:27:15 AM |
| rmachi | $25.00 | 9/25/2012 9:52:43 AM |
| LenderFish | $25.00 | 9/25/2012 9:33:48 AM |
| DublinCaLender | $26.00 | 9/25/2012 9:27:56 AM |
| top-silver-american | $25.00 | 9/25/2012 9:54:45 AM |
| restech | $25.00 | 9/25/2012 9:34:50 AM |
| fadeddingo | $25.00 | 9/25/2012 9:35:37 AM |
| enriching-liberty629 | $25.00 | 9/25/2012 9:32:15 AM |
| eg192 | $25.00 | 9/25/2012 9:37:37 AM |
| techvet | $50.00 | 9/25/2012 9:57:33 AM |
| open-wealth492 | $25.00 | 9/25/2012 9:38:19 AM |
| jrbill1998 | $50.00 | 9/25/2012 9:32:36 AM |
| precious-coin3 | $50.00 | 9/25/2012 9:38:27 AM |
| lostontheedge | $25.00 | 9/25/2012 9:33:07 AM |
| w3alter | $50.00 | 9/25/2012 9:59:18 AM |
| bchang2001 | $25.00 | 9/25/2012 9:33:50 AM |
| cozy-note | $25.00 | 9/25/2012 9:34:35 AM |
| csakhil | $50.00 | 9/25/2012 10:01:05 AM |
| american6 | $50.00 | 9/25/2012 10:01:42 AM |
| flo_rida | $100.00 | 9/25/2012 9:44:58 AM |
| taylor883 | $50.00 | 9/25/2012 9:36:04 AM |
| rudyindc | $25.00 | 9/25/2012 10:02:43 AM |
| commanding-loot030 | $60.00 | 9/25/2012 9:46:18 AM |
| organic-responsibility530 | $25.00 | 9/25/2012 10:03:09 AM |
| the-profit-oracle | $25.00 | 9/25/2012 9:40:45 AM |
| tripnosis | $25.00 | 9/25/2012 10:05:59 AM |
| A007 | $50.00 | 9/25/2012 9:42:41 AM |
| dparkhom | $50.00 | 9/25/2012 9:44:46 AM |
| _kyle | $34.00 | 9/25/2012 9:52:26 AM |
| buraky | $50.00 | 9/25/2012 10:09:37 AM |
| ngmansfield | $25.00 | 9/25/2012 10:10:16 AM |
| amijo | $25.00 | 9/25/2012 9:54:57 AM |
| siesta100 | $25.00 | 9/25/2012 10:12:10 AM |
| dinero-speaker | $25.00 | 9/25/2012 10:14:05 AM |
| ijspence | $25.00 | 9/25/2012 9:55:49 AM |
| KVEER | $25.00 | 9/25/2012 9:57:22 AM |
| ready-bid9 | $50.00 | 9/25/2012 9:50:58 AM |
| brightest-affluence-motivator | $50.00 | 9/25/2012 9:51:09 AM |
| bonanza1973 | $25.00 | 9/25/2012 9:58:41 AM |
| nonregla | $25.00 | 9/25/2012 10:16:11 AM |
| enriching-trade2 | $50.00 | 9/25/2012 9:58:49 AM |
| Herluftrolle | $25.00 | 9/25/2012 10:17:29 AM |
| ranstlin | $25.00 | 9/25/2012 10:00:29 AM |
| magical-credit523 | $25.00 | 9/25/2012 9:53:19 AM |
| best-marketologist | $25.00 | 9/25/2012 10:17:45 AM |
| Fuzkaska__F_u_n_d_s | $25.00 | 9/25/2012 9:54:28 AM |
| Max8319 | $25.00 | 9/25/2012 10:00:53 AM |
| steiglends | $98.00 | 9/25/2012 10:18:52 AM |
| bdpres1 | $25.00 | 9/25/2012 10:01:09 AM |
| steamboatgal | $50.00 | 9/25/2012 10:01:28 AM |
| MadHun | $200.00 | 9/25/2012 10:20:33 AM |
| wonderous-truth6 | $25.00 | 9/25/2012 10:02:25 AM |
| bxdoc | $25.00 | 9/25/2012 10:21:33 AM |
| unrivaled-justice | $25.00 | 9/25/2012 9:58:22 AM |
| commerce-web5 | $25.00 | 9/25/2012 10:22:05 AM |
| Mantis75 | $25.00 | 9/25/2012 9:58:27 AM |
| Clambake | $25.00 | 9/25/2012 9:58:47 AM |
| enticing-note | $25.00 | 9/25/2012 10:23:01 AM |
| lounges | $25.00 | 9/25/2012 10:23:21 AM |
| loyalty-sherpa | $25.00 | 9/25/2012 10:03:36 AM |
| Kravcorp | $25.00 | 9/25/2012 10:04:19 AM |
| gracej | $25.00 | 9/25/2012 10:04:58 AM |
| Rick21 | $25.00 | 9/25/2012 10:27:40 AM |
| awe-inspiring-commitment972 | $50.00 | 9/25/2012 10:05:25 AM |
| natecam | $25.00 | 9/25/2012 10:30:53 AM |
| bashar | $25.00 | 9/25/2012 10:01:44 AM |
| ErsatzMike | $25.00 | 9/25/2012 10:07:03 AM |
| upbeat-coin937 | $25.00 | 9/25/2012 10:07:48 AM |
| Obiwan_Kanobi | $25.00 | 9/25/2012 10:34:05 AM |
| glider537 | $25.00 | 9/25/2012 10:08:54 AM |
| JJ9876 | $25.00 | 9/25/2012 10:04:27 AM |
| market-waterfall5 | $34.00 | 9/25/2012 10:07:14 AM |
| Msbutterfly | $50.00 | 9/25/2012 10:16:30 AM |
| DreisersFinancier | $50.00 | 9/25/2012 10:07:31 AM |
| gold-commander0 | $25.00 | 9/25/2012 10:08:02 AM |
| benefit-prescription6 | $100.00 | 9/25/2012 10:17:49 AM |
| topher515 | $25.00 | 9/25/2012 10:18:46 AM |
| flypenguin | $25.00 | 9/25/2012 10:08:58 AM |
| clean-greenback5 | $25.00 | 9/25/2012 10:09:21 AM |
| Redmond | $25.00 | 9/25/2012 10:20:27 AM |
| klin | $25.00 | 9/25/2012 10:10:06 AM |
| skuba | $75.00 | 9/25/2012 10:10:22 AM |
| SacramentoChad | $25.00 | 9/25/2012 10:10:39 AM |
| market-assembler | $50.00 | 9/25/2012 10:10:43 AM |
| realtormoises | $25.00 | 9/25/2012 10:23:29 AM |
| terminal-velocity34 | $25.00 | 9/25/2012 10:27:46 AM |
| lDewey | $25.00 | 9/25/2012 10:13:28 AM |
| wwwUniversal | $25.00 | 9/25/2012 10:32:54 AM |
| HamachiMan | $50.00 | 9/25/2012 10:34:29 AM |
| DirtyJenga | $25.00 | 9/25/2012 10:18:05 AM |
| syrepsorp | $29.00 | 9/25/2012 10:18:07 AM |
| zone6 | $43.00 | 9/25/2012 10:36:43 AM |
| Cheburashka | $30.00 | 9/25/2012 10:19:11 AM |
| pixeldave | $35.00 | 9/25/2012 10:40:16 AM |
| Marfloogan | $25.00 | 9/25/2012 10:20:57 AM |
| zanglish101 | $30.00 | 9/25/2012 10:40:36 AM |
| dlamp | $50.00 | 9/25/2012 10:41:35 AM |
| Shoveldummy | $50.00 | 9/25/2012 10:23:51 AM |
| gjh37 | $25.00 | 9/25/2012 10:24:53 AM |
| GrommetPosse | $50.00 | 9/25/2012 10:25:48 AM |
| value-wind0 | $25.00 | 9/25/2012 10:29:18 AM |
| wigglesworth4 | $94.00 | 9/25/2012 10:30:45 AM |
| a-sentimental-return9 | $25.00 | 9/25/2012 10:36:13 AM |
| 311 Investments
|
Borrower Payment Dependent Notes Series
643120
This series of Notes was issued and sold upon the funding of the borrower loan #75565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $582.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 56% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 24y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,568 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| famous-silver723 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $500.00 | 9/28/2012 9:01:09 AM |
| asset-professor | $25.00 | 9/28/2012 9:33:14 AM |
| first-pragmatic-power | $25.00 | 9/28/2012 9:36:49 AM |
| speedy-peso1 | $100.00 | 9/28/2012 9:44:14 AM |
| competent-commitment5 | $25.00 | 9/28/2012 9:06:19 AM |
| LeReve | $500.00 | 9/28/2012 9:52:29 AM |
| 52digital | $75.00 | 9/28/2012 9:01:45 AM |
| Cookstersalibi | $25.00 | 9/28/2012 11:40:34 AM |
| Tradesmanlender | $25.00 | 9/28/2012 9:28:51 AM |
| houli123 | $25.00 | 9/28/2012 9:32:03 AM |
| brightest-excellent-rate | $50.00 | 9/28/2012 2:16:28 PM |
| NickelSteamroller | $35.00 | 9/28/2012 9:55:08 AM |
| worth-blanket2 | $50.00 | 9/28/2012 11:02:13 AM |
| upbeat-investment9 | $25.00 | 9/28/2012 11:24:12 AM |
| graceful-investment | $106.00 | 9/28/2012 10:09:53 AM |
| octoberfresh | $25.00 | 9/28/2012 5:06:18 PM |
| sunwell | $50.00 | 9/28/2012 5:06:23 PM |
| Index_Plus | $5,000.00 | 9/28/2012 11:28:10 AM |
| Laissez-faire | $25.00 | 9/28/2012 4:42:49 PM |
| high_flyer | $300.00 | 9/28/2012 3:03:30 PM |
| jga516 | $25.00 | 9/28/2012 4:15:15 PM |
| brainy-return234 | $25.00 | 9/28/2012 5:03:51 PM |
| m0rlock | $100.00 | 9/28/2012 4:49:45 PM |
| EnglishGeekInNYC | $25.00 | 9/28/2012 5:05:49 PM |
| simplelender80 | $500.00 | 9/28/2012 5:07:30 PM |
| Nickle-Back | $30.00 | 9/28/2012 5:11:25 PM |
| careful-vigilance4 | $25.00 | 9/28/2012 5:06:41 PM |
| enthusiastic-cash599 | $50.00 | 9/28/2012 5:25:01 PM |
| revenue-tamer3 | $25.00 | 9/28/2012 5:59:06 PM |
| friendly-gold | $25.00 | 9/28/2012 5:28:22 PM |
| elegant-hope578 | $50.00 | 9/28/2012 5:37:01 PM |
| mercuriant | $25.00 | 9/28/2012 5:38:37 PM |
| leverage-sensai6 | $25.00 | 9/28/2012 6:13:14 PM |
| progressive-economy261 | $500.00 | 9/28/2012 5:35:59 PM |
| Wellman | $25.00 | 9/28/2012 5:49:47 PM |
| DER | $25.00 | 9/28/2012 5:42:43 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:06 PM |
| missing-link | $25.00 | 9/28/2012 6:25:56 PM |
| mikbos | $25.00 | 9/28/2012 6:26:07 PM |
| Elefunt | $25.00 | 9/28/2012 5:43:39 PM |
| intuitive-velocity4 | $25.00 | 9/28/2012 5:48:45 PM |
| kila-designer | $249.00 | 9/28/2012 5:52:20 PM |
| duty-powerplant0 | $25.00 | 9/28/2012 5:53:23 PM |
| worldly-gold | $48.00 | 9/28/2012 6:04:11 PM |
| benevolent-marketplace4 | $2,500.00 | 9/28/2012 6:11:46 PM |
| thankful-nickel2 | $25.00 | 9/28/2012 6:15:10 PM |
| daniel5075 | $44.00 | 9/28/2012 6:15:55 PM |
| justasoldier | $75.00 | 9/28/2012 6:19:22 PM |
| treasure-palace661 | $350.00 | 9/28/2012 6:13:37 PM |
| dough-kitten5 | $25.50 | 9/28/2012 6:32:08 PM |
| responsibility-butterfly | $25.00 | 9/28/2012 1:43:21 PM |
| Splangy613 | $25.00 | 9/28/2012 9:02:04 AM |
| mindful-generosity1 | $50.00 | 9/28/2012 9:41:26 AM |
| supreme-treasure8 | $100.00 | 9/28/2012 9:01:58 AM |
| duty-viola | $35.00 | 9/28/2012 10:01:41 AM |
| phenomenal-rate1 | $500.00 | 9/28/2012 9:12:58 AM |
| special-dinero553 | $25.00 | 9/28/2012 9:33:51 AM |
| blue-unrelenting-rupee | $25.00 | 9/28/2012 12:28:01 PM |
| Beld | $50.00 | 9/28/2012 5:05:20 PM |
| intrepid-compassion29 | $25.00 | 9/28/2012 1:10:31 PM |
| bid-stockpiler1 | $150.00 | 9/28/2012 3:14:15 PM |
| magnificent-felicity4 | $25.00 | 9/28/2012 5:14:21 PM |
| FootoftheMountain | $25.00 | 9/28/2012 4:38:55 PM |
| WalnutCreekguy | $50.00 | 9/28/2012 5:20:51 PM |
| payout-achievement | $49.00 | 9/28/2012 5:00:51 PM |
| bold-marketplace-awakening | $150.00 | 9/28/2012 5:28:37 PM |
| abundanceforever | $52.50 | 9/28/2012 5:12:41 PM |
| pierrelasvegas | $25.00 | 9/28/2012 5:13:54 PM |
| nycfinance | $25.00 | 9/28/2012 5:17:40 PM |
| cash-kin7 | $25.00 | 9/28/2012 5:19:45 PM |
| andrew491 | $50.00 | 9/28/2012 5:29:10 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:08:43 PM |
| Scoote2912 | $25.00 | 9/28/2012 6:08:59 PM |
| EBITDA | $25.00 | 9/28/2012 6:26:09 PM |
| asiaratt | $50.00 | 9/28/2012 5:53:02 PM |
| durability-seahorse7 | $50.00 | 9/28/2012 5:48:52 PM |
| auction-bonaza8 | $100.00 | 9/28/2012 6:05:55 PM |
| wealth-performer054 | $51.00 | 9/28/2012 5:57:00 PM |
| postalwhiz | $25.00 | 9/28/2012 5:58:18 PM |
| luann199 | $25.00 | 9/28/2012 6:04:19 PM |
| bellaquito | $500.00 | 9/28/2012 6:09:19 PM |
| principal-cooker2 | $50.00 | 9/28/2012 6:11:13 PM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
643218
This series of Notes was issued and sold upon the funding of the borrower loan #75650, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 600-619 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 7m |
|
Amount delinquent:
| $583 |
Total credit lines:
| 23 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,470 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| investment-hornet6 |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
|
|
Principal balance:
| $2,780.64 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off some bills and get some automotive work done
My financial situation:
I am a good candidate for this loan because...
I have a stable job with a stable company and I am trying to build up my credit rating, making sure to pay all my debts.
Monthly net income: $4570
Monthly expenses: $250
Housing: $1365
Insurance: $89
Car expenses: $120
Utilities: $250
Phone, cable, internet: $90
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fcrick | $25.00 | 9/21/2012 5:57:03 PM |
| felicity-contributor3 | $25.00 | 9/21/2012 5:04:13 PM |
| worthy-bid8 | $100.00 | 9/21/2012 5:04:40 PM |
| handy-justice | $50.00 | 9/21/2012 5:05:15 PM |
| DasMula | $25.00 | 9/21/2012 5:06:01 PM |
| durability-seahorse7 | $50.00 | 9/21/2012 5:20:24 PM |
| AF-Chief | $25.00 | 9/21/2012 5:27:30 PM |
| bid-stockpiler1 | $25.00 | 9/21/2012 6:00:42 PM |
| kinder-credit-bear | $250.00 | 9/21/2012 6:03:16 PM |
| unassailable-fund | $30.00 | 9/21/2012 6:14:29 PM |
| dudebrah | $25.00 | 9/21/2012 6:57:09 PM |
| ChoiceInvestments | $25.00 | 9/21/2012 7:55:44 PM |
| blazing-silver524 | $25.00 | 9/22/2012 4:43:53 AM |
| visionary-dedication5 | $25.00 | 9/22/2012 5:59:51 AM |
| goal-benefit2 | $27.21 | 9/22/2012 8:57:00 AM |
| gothampark | $25.00 | 9/22/2012 8:00:54 AM |
| Skynxhunt | $25.00 | 9/22/2012 9:32:21 AM |
| larryboy10 | $25.00 | 9/22/2012 9:38:35 AM |
| Caed-Aldwych | $25.00 | 9/22/2012 6:26:47 AM |
| melodious-capital3 | $27.88 | 9/22/2012 10:49:44 AM |
| compatible-deal9 | $25.00 | 9/22/2012 11:09:32 AM |
| economy-shrubbery6 | $25.00 | 9/22/2012 12:11:53 PM |
| Track-Layer | $100.00 | 9/22/2012 12:24:55 PM |
| DevinHill | $25.00 | 9/22/2012 1:00:26 PM |
| IIP77 | $25.00 | 9/22/2012 12:57:40 PM |
| money-baron-Roth401k | $25.00 | 9/22/2012 1:20:02 PM |
| promise2 | $25.00 | 9/22/2012 1:36:17 PM |
| reward-adventure | $50.00 | 9/22/2012 1:18:19 PM |
| deal-hickory5 | $100.00 | 9/22/2012 1:48:45 PM |
| NorthernFunds | $25.00 | 9/22/2012 3:39:47 PM |
| impala6464 | $25.00 | 9/22/2012 6:57:56 PM |
| money-baron-roth-IRA | $28.00 | 9/22/2012 2:45:22 PM |
| jutdon84 | $25.00 | 9/22/2012 11:04:04 PM |
| CalBear08 | $33.33 | 9/22/2012 6:35:06 PM |
| dough-kitten5 | $25.00 | 9/23/2012 8:33:35 AM |
| greenback-snowdome1 | $100.00 | 9/22/2012 7:17:45 PM |
| rupee-universe | $25.00 | 9/22/2012 9:47:49 PM |
| the-money-maker | $25.00 | 9/22/2012 9:54:25 PM |
| icon7 | $50.00 | 9/23/2012 8:49:59 AM |
| wise-investment-lionheart2 | $25.00 | 9/23/2012 10:33:37 AM |
| magnetic-integrity7 | $25.00 | 9/23/2012 12:21:25 AM |
| reasonable-nickel6 | $25.00 | 9/23/2012 12:23:26 PM |
| versatile-dime442 | $100.00 | 9/23/2012 12:47:27 PM |
| dollardave | $50.00 | 9/23/2012 1:03:13 PM |
| enriching-dollar1 | $100.00 | 9/23/2012 12:38:54 PM |
| contract-lionheart | $51.18 | 9/23/2012 2:22:20 PM |
| responsibility-butterfly | $25.00 | 9/22/2012 8:28:59 AM |
| bewitching-dollar5 | $100.00 | 9/21/2012 6:00:48 PM |
| kind-credit-bear | $250.00 | 9/21/2012 6:11:18 PM |
| EnglishGeekInNYC | $50.00 | 9/21/2012 6:15:14 PM |
| Kissabledevil | $25.00 | 9/21/2012 7:41:42 PM |
| coin-architect2 | $120.00 | 9/21/2012 7:45:12 PM |
| papaloha | $111.00 | 9/21/2012 10:00:40 PM |
| Bank42 | $25.00 | 9/21/2012 7:19:49 PM |
| mikeandcat | $68.93 | 9/22/2012 6:17:34 AM |
| 168RichCapital | $25.09 | 9/22/2012 6:39:05 AM |
| bunnybear | $30.56 | 9/22/2012 8:54:57 AM |
| ohmarkybaby | $25.00 | 9/22/2012 1:50:01 AM |
| Piitb08 | $150.00 | 9/22/2012 5:28:10 AM |
| druidpoet | $27.00 | 9/22/2012 11:51:40 AM |
| jtc26 | $65.10 | 9/22/2012 12:02:15 PM |
| Iloanyoumoney | $50.00 | 9/22/2012 11:42:48 AM |
| RothySkynx | $25.00 | 9/22/2012 9:37:04 AM |
| DreDub | $25.00 | 9/22/2012 10:16:45 AM |
| bubb_hans | $25.00 | 9/22/2012 12:26:25 PM |
| nhrma | $26.72 | 9/22/2012 12:11:15 PM |
| TheCount | $25.00 | 9/22/2012 12:38:13 PM |
| copper | $50.00 | 9/22/2012 12:48:12 PM |
| integrity-builder | $50.00 | 9/22/2012 12:53:08 PM |
| orearella3 | $25.00 | 9/22/2012 1:13:06 PM |
| life-is-great | $25.00 | 9/22/2012 1:12:13 PM |
| tech310 | $50.00 | 9/22/2012 1:58:30 PM |
| s_man1 | $25.00 | 9/22/2012 7:01:59 PM |
| Feyenoord | $30.00 | 9/22/2012 6:21:57 PM |
| desertoasis | $25.00 | 9/22/2012 8:23:46 PM |
| peaceful-agreement2 | $50.00 | 9/22/2012 7:11:13 PM |
| Cawse | $25.00 | 9/23/2012 9:39:28 AM |
| pierrelasvegas | $25.00 | 9/23/2012 2:04:28 AM |
| jmeasn | $100.00 | 9/23/2012 10:57:24 AM |
| blue-tender-currency | $100.00 | 9/23/2012 4:17:26 AM |
| bid-lightning9 | $25.00 | 9/23/2012 3:27:29 AM |
| sgt-schultz | $28.00 | 9/23/2012 4:05:38 AM |
| social-zebra | $30.00 | 9/23/2012 8:23:13 AM |
| abundant-euro0 | $40.00 | 9/23/2012 12:51:02 PM |
| blackberry313 | $25.00 | 9/23/2012 12:54:51 PM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
643356
This series of Notes was issued and sold upon the funding of the borrower loan #75390, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $527.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 9.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-2007 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,350 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| thrilling-bazaar125 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: close out high APR credit card debts
This loan will be used to...pay-out my credit card debts
My financial situation: good
I am a good candidate for this loan because...i have enough funds to pay-out my debt but would like to bring down the APR and interest rates
Monthly net income: $7000.00
Monthly expenses: $800
Housing: $2300
Insurance: $250
Car expenses: $500
Utilities: $100
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $400
Credit cards and other loans: $15000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/29/2012 7:45:39 AM |
| phenomenal-rate1 | $500.00 | 9/28/2012 5:05:46 PM |
| magnificent-felicity4 | $25.00 | 9/28/2012 5:11:04 PM |
| azazle | $50.00 | 9/28/2012 5:11:28 PM |
| commitment-neutron1 | $200.00 | 9/28/2012 5:03:09 PM |
| LeReve | $500.00 | 9/28/2012 5:25:28 PM |
| compassion-twister2 | $50.00 | 9/28/2012 5:02:19 PM |
| intuitive-benefit3 | $100.00 | 9/28/2012 5:03:19 PM |
| order-tamale | $400.00 | 9/28/2012 5:04:01 PM |
| dedicated-contract755 | $25.00 | 9/28/2012 5:08:21 PM |
| geniusj | $25.00 | 9/28/2012 5:36:17 PM |
| simplelender80 | $500.00 | 9/28/2012 5:07:41 PM |
| dignified-truth7 | $200.00 | 9/28/2012 5:17:08 PM |
| loot-baton | $25.00 | 9/28/2012 5:20:01 PM |
| wildanne | $50.00 | 9/28/2012 5:58:20 PM |
| versatile-dime442 | $250.00 | 9/28/2012 5:19:51 PM |
| a-finance-nirvana | $25.00 | 9/28/2012 5:23:23 PM |
| pious-currency875 | $100.00 | 9/28/2012 6:07:48 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:07:52 PM |
| benefit-thunder0 | $25.00 | 9/28/2012 5:26:28 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:23 PM |
| hope-eagle6 | $25.00 | 9/28/2012 5:35:38 PM |
| tranquil-note5 | $50.00 | 9/28/2012 5:47:48 PM |
| silver-explorer6 | $25.00 | 9/28/2012 6:28:55 PM |
| wise-charming-reward | $500.00 | 9/28/2012 6:29:42 PM |
| Sagamore | $200.00 | 9/28/2012 6:33:31 PM |
| repayment-chihuahua3 | $25.00 | 9/28/2012 5:50:07 PM |
| pound-mushroom3 | $25.00 | 9/28/2012 6:00:29 PM |
| duty-powerplant0 | $25.00 | 9/28/2012 5:53:24 PM |
| sanjubab | $50.00 | 9/28/2012 7:16:03 PM |
| RGlad | $200.00 | 9/28/2012 6:09:03 PM |
| lionheart722 | $100.00 | 9/28/2012 6:17:43 PM |
| quickstep | $125.00 | 9/29/2012 4:19:19 AM |
| benevolent-marketplace4 | $2,500.00 | 9/28/2012 6:12:04 PM |
| availableloan | $25.00 | 9/28/2012 6:14:10 PM |
| marketplace-singularity3 | $125.00 | 9/29/2012 6:58:15 AM |
| Nipper99 | $100.00 | 9/28/2012 6:38:40 PM |
| Quiza12 | $100.00 | 9/29/2012 7:07:55 AM |
| toblerone | $25.00 | 9/28/2012 6:19:28 PM |
| JTHarris | $25.00 | 9/29/2012 8:01:46 AM |
| booyah | $100.00 | 9/28/2012 6:48:42 PM |
| decisive-silver9 | $25.00 | 9/28/2012 7:58:40 PM |
| prudent-bid3 | $25.00 | 9/28/2012 8:12:13 PM |
| kindness-fox8 | $25.00 | 9/28/2012 9:19:43 PM |
| rautility | $50.00 | 9/29/2012 9:35:33 AM |
| houli123 | $250.00 | 9/28/2012 7:53:22 PM |
| MakoF16 | $50.00 | 9/29/2012 10:01:47 AM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:49 AM |
| affluence-kingdom9 | $100.00 | 9/29/2012 10:07:04 AM |
| ResQDoc | $25.00 | 9/29/2012 10:26:57 AM |
| marwadi-62 | $1,000.00 | 9/29/2012 10:45:55 AM |
| Astyanax | $50.00 | 9/29/2012 11:09:58 AM |
| neuroshred | $50.00 | 9/29/2012 6:36:59 AM |
| starry2001 | $25.00 | 9/29/2012 6:53:23 AM |
| jpac1066 | $100.00 | 9/29/2012 6:02:34 AM |
| Interloper | $50.00 | 9/29/2012 8:56:47 AM |
| rbettenc | $25.00 | 9/29/2012 7:25:52 AM |
| powderbumps | $25.00 | 9/29/2012 7:46:11 AM |
| Megaton | $25.00 | 9/29/2012 7:56:38 AM |
| chac | $300.00 | 9/29/2012 8:44:36 AM |
| no_agenda_lender | $25.00 | 9/29/2012 12:14:53 PM |
| platinum-czar | $43.67 | 9/29/2012 11:33:34 AM |
| terrific-dough6 | $50.00 | 9/29/2012 12:06:33 PM |
| enriching-trade2 | $50.00 | 9/29/2012 12:05:22 PM |
| mindful-generosity1 | $50.00 | 9/29/2012 12:49:28 PM |
| ManhattanLender | $25.00 | 9/29/2012 12:25:41 PM |
| revenue-tamer3 | $25.00 | 9/29/2012 1:17:35 PM |
| bonafide-cash | $100.00 | 9/29/2012 12:29:15 PM |
| mercuriant | $25.00 | 9/29/2012 1:58:41 PM |
| principal-cooker2 | $50.00 | 9/29/2012 1:42:20 PM |
| unrivaled-deal676 | $50.00 | 9/29/2012 1:46:34 PM |
| Nickle-Back | $30.00 | 9/29/2012 1:56:15 PM |
| jdrez | $38.13 | 9/29/2012 1:55:05 PM |
| inderdeep90 | $33.00 | 9/29/2012 2:06:02 PM |
| openness-antioxidant | $75.00 | 9/28/2012 5:07:08 PM |
| tech310 | $50.00 | 9/28/2012 5:02:14 PM |
| windguy | $50.00 | 9/28/2012 5:23:18 PM |
| loyalty-hornet6 | $25.00 | 9/28/2012 5:06:32 PM |
| special-dinero553 | $25.00 | 9/28/2012 5:13:08 PM |
| lowrater | $50.60 | 9/28/2012 5:08:17 PM |
| imogen22 | $50.00 | 9/28/2012 5:11:10 PM |
| cash-mad-scientist3 | $25.00 | 9/28/2012 5:25:13 PM |
| andrew491 | $50.00 | 9/28/2012 5:29:18 PM |
| historic-value7 | $100.00 | 9/28/2012 5:38:22 PM |
| entertaining-revenue4 | $50.00 | 9/28/2012 5:42:03 PM |
| inspire22 | $25.00 | 9/28/2012 5:44:31 PM |
| progressive-economy261 | $500.00 | 9/28/2012 5:36:04 PM |
| Taxman44 | $25.00 | 9/28/2012 6:15:39 PM |
| tranquil-gain1 | $75.00 | 9/28/2012 5:36:11 PM |
| nevee | $35.00 | 9/28/2012 5:47:07 PM |
| revenue-serenity5 | $25.00 | 9/28/2012 5:51:08 PM |
| Ripsaw4U | $50.00 | 9/28/2012 6:36:13 PM |
| ethical-truth211 | $500.00 | 9/28/2012 5:59:03 PM |
| XwileycoyoteX | $25.00 | 9/28/2012 6:03:42 PM |
| unger | $195.00 | 9/28/2012 7:17:30 PM |
| Pitufo | $25.00 | 9/28/2012 7:36:26 PM |
| bazaar-tulip | $25.00 | 9/28/2012 6:08:25 PM |
| leverage-sensai6 | $25.00 | 9/28/2012 6:13:16 PM |
| treasure-palace661 | $350.00 | 9/28/2012 6:13:45 PM |
| urbane-income7 | $25.00 | 9/28/2012 6:12:20 PM |
| Splangy613 | $25.00 | 9/28/2012 6:14:44 PM |
| Rivervale_Westwood | $25.00 | 9/28/2012 6:18:01 PM |
| thankful-nickel2 | $50.00 | 9/28/2012 6:18:52 PM |
| Johnab | $25.00 | 9/29/2012 7:23:54 AM |
| openness-cosmos9 | $50.00 | 9/29/2012 7:29:22 AM |
| Pogo5 | $25.00 | 9/29/2012 8:10:51 AM |
| seabassx | $25.00 | 9/29/2012 8:27:47 AM |
| 1traveler | $25.00 | 9/28/2012 9:39:44 PM |
| compassionate-payment218 | $200.00 | 9/29/2012 9:52:34 AM |
| scholarly-order6 | $125.00 | 9/29/2012 4:21:43 AM |
| vines99 | $25.00 | 9/29/2012 10:24:36 AM |
| loyalty-circuitry | $50.00 | 9/29/2012 7:32:12 AM |
| benefit-persimmon6 | $100.00 | 9/29/2012 12:03:51 PM |
| justinology | $25.05 | 9/29/2012 7:58:25 AM |
| Byrd24 | $100.00 | 9/29/2012 9:50:55 AM |
| Ready2Loan | $25.00 | 9/29/2012 9:55:55 AM |
| haplender | $100.00 | 9/29/2012 8:40:07 AM |
| orange-preeminant-bill | $100.00 | 9/29/2012 9:17:24 AM |
| LongTail | $33.00 | 9/29/2012 10:31:46 AM |
| lm75 | $25.00 | 9/29/2012 10:16:35 AM |
| brilliant-leverage4 | $50.00 | 9/29/2012 10:26:12 AM |
| S_McK04 | $43.28 | 9/29/2012 10:37:49 AM |
| tranquil-note5 | $75.00 | 9/29/2012 11:37:28 AM |
| Dave0 | $25.00 | 9/29/2012 12:48:58 PM |
| gjm6d | $25.00 | 9/29/2012 12:58:07 PM |
| bazaar-festivity | $25.00 | 9/29/2012 12:21:14 PM |
| structure9 | $25.00 | 9/29/2012 1:20:08 PM |
| docdekay | $50.00 | 9/29/2012 12:50:51 PM |
| keichi03 | $25.00 | 9/29/2012 1:32:22 PM |
| generous-deal6 | $25.00 | 9/29/2012 12:51:25 PM |
| Investoman | $25.00 | 9/29/2012 1:56:42 PM |
| angelinvestor2 | $40.00 | 9/29/2012 2:01:01 PM |
| sweety075 | $8.27 | 9/29/2012 2:11:21 PM |
| 133 Investments
|
Borrower Payment Dependent Notes Series
643538
This series of Notes was issued and sold upon the funding of the borrower loan #75357, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $95.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,213 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tlinds10 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CA-Lender | $25.00 | 9/26/2012 9:03:51 AM |
| phenomenal-rate1 | $500.00 | 9/26/2012 9:03:58 AM |
| selector568 | $300.00 | 9/26/2012 9:00:48 AM |
| worth-blanket2 | $2,200.00 | 9/26/2012 9:04:02 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
643606
This series of Notes was issued and sold upon the funding of the borrower loan #75595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| social-floret2 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...pay household exspenses
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/22/2012 8:29:00 AM |
| majestic-note6 | $150.00 | 9/21/2012 5:17:49 PM |
| Zingaro | $25.00 | 9/21/2012 5:09:51 PM |
| DasMula | $25.00 | 9/21/2012 5:11:54 PM |
| appetizing-loyalty354 | $100.00 | 9/21/2012 5:32:23 PM |
| bewitching-dollar5 | $100.00 | 9/21/2012 6:00:49 PM |
| dudebrah | $25.00 | 9/21/2012 6:57:26 PM |
| cattlebaron | $25.00 | 9/21/2012 9:56:28 PM |
| papaloha | $25.00 | 9/21/2012 10:04:07 PM |
| FundMaker | $25.99 | 9/22/2012 11:27:11 AM |
| ultimate-peace | $75.00 | 9/22/2012 10:18:02 AM |
| simiray | $30.00 | 9/22/2012 12:32:48 PM |
| integrity-builder | $50.00 | 9/23/2012 7:51:47 AM |
| first-serene-credit | $25.00 | 9/24/2012 7:45:47 AM |
| simplelender80 | $500.00 | 9/24/2012 7:17:08 AM |
| asset-linkage | $25.00 | 9/24/2012 10:11:37 AM |
| scoobiedoo | $25.00 | 9/24/2012 12:18:55 PM |
| benevolent-marketplace4 | $1,114.01 | 9/24/2012 1:50:29 PM |
| rate-advocator7 | $100.00 | 9/21/2012 5:20:54 PM |
| california111 | $100.00 | 9/21/2012 10:00:19 PM |
| Kissabledevil | $25.00 | 9/21/2012 7:41:43 PM |
| goat0 | $100.00 | 9/21/2012 6:13:46 PM |
| let_me_retire | $25.00 | 9/22/2012 3:52:40 AM |
| RothySkynx | $25.00 | 9/22/2012 9:37:04 AM |
| CA-Lender | $25.00 | 9/22/2012 2:47:08 PM |
| worthy-bid8 | $100.00 | 9/22/2012 1:43:40 PM |
| pierrelasvegas | $25.00 | 9/23/2012 2:04:28 AM |
| quest0 | $50.00 | 9/24/2012 4:28:42 AM |
| yons88 | $25.00 | 9/24/2012 8:53:12 AM |
| tranquil-ore4 | $30.00 | 9/24/2012 11:12:44 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
643914
This series of Notes was issued and sold upon the funding of the borrower loan #75468, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 32y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,989 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-reflective-contract9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| riveting-credit5 | $25.00 | 9/25/2012 5:03:10 PM |
| vutah | $55.00 | 9/25/2012 5:04:19 PM |
| Starica | $150.00 | 9/25/2012 5:42:25 PM |
| pdub | $250.00 | 9/25/2012 5:57:09 PM |
| sweetsassymolassy | $25.00 | 9/25/2012 7:07:52 PM |
| money-baron | $100.00 | 9/25/2012 7:26:17 PM |
| MI2 | $1,250.00 | 9/25/2012 6:23:13 PM |
| kendigme | $25.00 | 9/26/2012 3:47:06 AM |
| credible-responsibility022 | $25.00 | 9/26/2012 4:36:39 AM |
| cattlebaron | $25.00 | 9/25/2012 9:21:16 PM |
| gotjack-IRA | $25.00 | 9/25/2012 7:49:59 PM |
| california111 | $100.00 | 9/25/2012 11:06:04 PM |
| let_me_retire | $50.00 | 9/26/2012 2:50:24 AM |
| CA-Lender | $50.00 | 9/26/2012 7:17:16 AM |
| dpries123 | $25.00 | 9/26/2012 9:21:36 AM |
| heavenly-interest9 | $1,000.00 | 9/26/2012 9:05:30 AM |
| EarlyRiser | $250.00 | 9/25/2012 5:54:21 PM |
| Dubbs360 | $250.00 | 9/25/2012 5:59:35 PM |
| duty-viola | $35.00 | 9/25/2012 6:15:43 PM |
| open-minded-p2p1 | $25.00 | 9/25/2012 6:25:28 PM |
| cattlebaron | $25.00 | 9/25/2012 9:21:10 PM |
| let_me_retire | $25.00 | 9/26/2012 3:03:05 AM |
| papaloha | $25.00 | 9/25/2012 8:03:56 PM |
| filovirus | $25.00 | 9/26/2012 6:24:00 AM |
| eagle1271 | $25.00 | 9/26/2012 8:12:46 AM |
| social-pear9 | $25.00 | 9/26/2012 8:48:56 AM |
| eboomer2611 | $25.00 | 9/26/2012 9:03:50 AM |
| burgeoning-generosity9 | $37.09 | 9/26/2012 9:39:12 AM |
| transparency-river1 | $47.91 | 9/26/2012 9:45:33 AM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
644074
This series of Notes was issued and sold upon the funding of the borrower loan #75664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,300.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Sep-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 6.89% |
Borrower rate/APR:
| 7.89% / 9.23% |
Monthly payment:
| $541.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.89% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2006 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,833 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wise-bid-umbrella |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay of high APR credit cards
My financial situation:
I am a good candidate for this loan because I have a great payment history, stable job in a reputed profession ( medical fellow in training).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $28.02 | 9/22/2012 12:02:45 PM |
| excellent-funds649 | $50.00 | 9/22/2012 12:23:21 PM |
| lionheart722 | $100.00 | 9/22/2012 12:42:30 PM |
| tenacious-affluence | $25.00 | 9/22/2012 12:53:25 PM |
| compassion-twister2 | $50.00 | 9/22/2012 1:30:07 PM |
| blot44 | $25.00 | 9/22/2012 1:59:09 PM |
| kenji4861 | $25.00 | 9/22/2012 1:32:05 PM |
| california111 | $100.00 | 9/23/2012 8:40:49 AM |
| blue-useful-auction | $25.00 | 9/23/2012 9:56:43 AM |
| chac | $300.00 | 9/23/2012 5:50:50 PM |
| simplelender80 | $500.00 | 9/24/2012 7:17:16 AM |
| obduro_1 | $25.00 | 9/24/2012 8:36:37 AM |
| Perdita_II | $50.00 | 9/24/2012 8:50:35 AM |
| green28 | $50.00 | 9/24/2012 1:26:45 PM |
| j2ee | $50.00 | 9/24/2012 5:04:46 PM |
| repayment-pagoda8 | $100.00 | 9/24/2012 5:06:55 PM |
| adventurer447 | $300.00 | 9/24/2012 5:14:08 PM |
| logical-reward8 | $25.00 | 9/24/2012 5:37:26 PM |
| octoberfresh | $25.00 | 9/24/2012 5:21:07 PM |
| Darts | $50.00 | 9/24/2012 5:24:02 PM |
| socrates520 | $50.00 | 9/24/2012 5:26:58 PM |
| penny-kahuna0 | $25.00 | 9/24/2012 6:46:35 PM |
| revenue-carnation043 | $25.00 | 9/24/2012 7:33:23 PM |
| bletourn | $25.00 | 9/24/2012 7:36:42 PM |
| loyalty-hornet6 | $25.00 | 9/25/2012 6:34:38 AM |
| broosky2 | $100.00 | 9/25/2012 7:07:11 AM |
| Lev8 | $25.00 | 9/25/2012 9:34:42 AM |
| pdub | $750.00 | 9/25/2012 5:55:05 PM |
| MI2 | $5,000.00 | 9/25/2012 6:22:04 PM |
| rupee-prairie | $30.00 | 9/25/2012 6:25:13 PM |
| azazle | $50.00 | 9/25/2012 9:24:37 PM |
| HereToHelp305 | $75.00 | 9/26/2012 8:08:10 AM |
| ritwik | $100.00 | 9/26/2012 7:06:26 AM |
| cerebral-dollar773 | $25.00 | 9/26/2012 7:23:52 AM |
| social-pear9 | $50.00 | 9/26/2012 8:37:54 AM |
| Plutis | $25.00 | 9/26/2012 9:06:50 AM |
| neighborly-hope6 | $100.00 | 9/26/2012 9:21:44 AM |
| WhiteInvestor | $27.00 | 9/26/2012 9:18:53 AM |
| holstj | $50.00 | 9/26/2012 9:42:54 AM |
| netg | $25.00 | 9/26/2012 9:34:53 AM |
| market-assembler | $100.00 | 9/26/2012 9:38:33 AM |
| AFairDeal | $25.00 | 9/26/2012 9:56:53 AM |
| american6 | $50.00 | 9/26/2012 10:54:57 AM |
| friendinmoney | $28.78 | 9/26/2012 10:25:40 AM |
| hitsman | $50.00 | 9/26/2012 10:23:04 AM |
| anwn | $50.00 | 9/26/2012 12:32:21 PM |
| compatible-deal9 | $50.00 | 9/26/2012 4:09:53 PM |
| Ripsaw4U | $50.00 | 9/26/2012 5:48:45 PM |
| jcornehlsen | $25.00 | 9/26/2012 7:12:14 PM |
| williamgates | $25.00 | 9/26/2012 10:07:03 PM |
| screw-the-banks | $25.00 | 9/26/2012 10:16:12 PM |
| Culebra1930 | $75.00 | 9/27/2012 7:41:44 AM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:29 PM |
| dough-kitten5 | $50.00 | 9/27/2012 3:38:52 AM |
| awesome-generosity4 | $35.00 | 9/27/2012 5:01:08 AM |
| transparency-river1 | $750.00 | 9/27/2012 9:09:55 AM |
| kind-transparency-ferret | $100.00 | 9/27/2012 9:41:03 AM |
| Senechal | $25.00 | 9/27/2012 10:06:41 AM |
| Nickle-Back | $30.00 | 9/27/2012 10:04:23 AM |
| fortytwo | $45.00 | 9/27/2012 10:29:25 AM |
| vines99 | $25.00 | 9/27/2012 10:31:44 AM |
| TryingToHelpUsBoth | $25.00 | 9/27/2012 2:15:24 PM |
| llequire1 | $100.00 | 9/27/2012 11:03:06 AM |
| poster177 | $50.00 | 9/27/2012 12:34:00 PM |
| citizenX | $50.00 | 9/27/2012 5:32:29 PM |
| Splangy613 | $50.00 | 9/27/2012 3:20:40 PM |
| Brklyn01 | $30.00 | 9/27/2012 5:59:04 PM |
| wampum-chorus3 | $25.00 | 9/27/2012 4:45:03 PM |
| friendly-felicity497 | $50.00 | 9/27/2012 6:07:57 PM |
| worldly-loyalty459 | $50.00 | 9/27/2012 7:20:48 PM |
| red-benjamins-bliss | $50.00 | 9/28/2012 7:36:14 AM |
| SC2TX | $100.00 | 9/28/2012 8:14:25 AM |
| radforj22 | $25.00 | 9/27/2012 8:41:15 PM |
| kulender | $100.00 | 9/27/2012 8:27:19 PM |
| finder61 | $25.00 | 9/27/2012 9:07:49 PM |
| andrew491 | $50.00 | 9/28/2012 12:24:19 AM |
| market-maximizer472 | $100.00 | 9/28/2012 6:38:04 AM |
| Felici_Finance | $25.00 | 9/28/2012 3:35:39 AM |
| antlr | $25.00 | 9/28/2012 7:22:22 AM |
| JKnLydia | $26.00 | 9/28/2012 4:34:14 AM |
| Suit | $637.81 | 9/28/2012 9:28:29 AM |
| moola-snowdome0 | $25.00 | 9/28/2012 8:42:54 AM |
| jga516 | $25.00 | 9/28/2012 4:15:12 PM |
| cloud8 | $40.00 | 9/28/2012 4:36:14 PM |
| Octavian315 | $35.00 | 9/28/2012 11:08:24 AM |
| upbeat-investment9 | $25.00 | 9/28/2012 11:19:03 AM |
| asset-reaction | $50.00 | 9/28/2012 1:41:36 PM |
| credit-prodigy4 | $100.00 | 9/28/2012 3:33:45 PM |
| Isotope | $25.00 | 9/28/2012 4:22:04 PM |
| billyisafob | $25.00 | 9/28/2012 5:08:17 PM |
| chilandman | $50.00 | 9/28/2012 5:55:13 PM |
| mar97 | $25.00 | 9/28/2012 5:57:39 PM |
| pious-currency875 | $100.00 | 9/28/2012 6:07:36 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:07:24 PM |
| responsibility-butterfly | $25.00 | 9/23/2012 8:25:54 AM |
| Castellan | $50.00 | 9/22/2012 12:25:31 PM |
| bazaar-tulip | $25.00 | 9/22/2012 12:39:47 PM |
| mindful-generosity1 | $50.00 | 9/22/2012 12:51:39 PM |
| loan-mongoose1 | $25.00 | 9/22/2012 12:52:27 PM |
| Taxman44 | $25.00 | 9/22/2012 1:31:04 PM |
| commerce-gargantuan2 | $50.00 | 9/22/2012 1:36:59 PM |
| EnglishGeekInNYC | $50.00 | 9/22/2012 2:11:14 PM |
| GoldenKoi | $200.00 | 9/23/2012 1:07:20 AM |
| HikeMoab | $25.00 | 9/23/2012 8:54:58 AM |
| imogen22 | $50.00 | 9/23/2012 12:40:32 PM |
| flo_rida | $100.00 | 9/23/2012 12:37:13 PM |
| windguy | $50.00 | 9/23/2012 12:49:27 PM |
| paladin510 | $25.00 | 9/23/2012 3:46:34 PM |
| Reddy_Capital | $25.00 | 9/23/2012 10:49:10 PM |
| zenyatta | $25.00 | 9/24/2012 8:33:08 AM |
| I_Like_to_Invest | $50.00 | 9/24/2012 7:50:22 AM |
| compassionate-payment218 | $25.00 | 9/24/2012 1:28:51 PM |
| community-seahorse0 | $25.00 | 9/24/2012 11:21:05 AM |
| enterprising-exchange6 | $50.00 | 9/24/2012 5:22:39 PM |
| auction-sage | $100.00 | 9/24/2012 5:12:48 PM |
| ingenious-deal6 | $25.00 | 9/24/2012 5:43:51 PM |
| bellaquito | $500.00 | 9/24/2012 6:45:08 PM |
| velocityasaurus-rex4 | $100.00 | 9/24/2012 6:09:02 PM |
| houli123 | $50.00 | 9/24/2012 11:10:46 PM |
| KLCRAY | $50.00 | 9/25/2012 2:19:59 AM |
| britgsb | $50.00 | 9/25/2012 9:05:38 AM |
| Investoman | $25.00 | 9/25/2012 9:07:24 AM |
| compoundinterest | $25.00 | 9/25/2012 10:00:46 AM |
| gjm6d | $25.00 | 9/25/2012 9:49:33 AM |
| Aimvest | $25.00 | 9/25/2012 9:51:57 AM |
| versatile-silver644 | $50.00 | 9/25/2012 2:38:31 PM |
| FL-Lender | $28.89 | 9/25/2012 4:30:59 PM |
| Dakota98 | $25.00 | 9/25/2012 4:48:20 PM |
| nodebtin3 | $25.00 | 9/25/2012 5:44:07 PM |
| Dubbs360 | $500.00 | 9/25/2012 5:58:49 PM |
| ninjazx10rida | $50.00 | 9/25/2012 6:58:38 PM |
| unassailable-funds754 | $25.00 | 9/25/2012 6:43:22 PM |
| spoolin18t | $100.00 | 9/26/2012 7:16:51 AM |
| proper-exchange8 | $200.00 | 9/26/2012 7:49:08 AM |
| Leopoldine | $26.00 | 9/26/2012 10:47:30 AM |
| hard-working-rate3 | $25.00 | 9/26/2012 10:45:47 AM |
| korby524 | $25.00 | 9/26/2012 11:06:45 AM |
| silver-explorer6 | $25.00 | 9/26/2012 5:01:23 PM |
| durability-slingshot2 | $53.00 | 9/26/2012 5:39:48 PM |
| hopeful_lender | $125.00 | 9/26/2012 5:43:47 PM |
| availableloan | $25.00 | 9/26/2012 6:05:05 PM |
| top-enriched-return | $50.00 | 9/26/2012 6:33:47 PM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:09:42 PM |
| georgethesir | $50.00 | 9/27/2012 6:59:31 AM |
| imbaldjerry | $25.00 | 9/26/2012 8:33:50 PM |
| prossperous01 | $30.00 | 9/27/2012 8:40:55 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:26 AM |
| reward-galaxy | $25.00 | 9/27/2012 9:18:40 AM |
| Redemptor | $25.00 | 9/27/2012 10:26:28 AM |
| Detour11 | $25.00 | 9/27/2012 10:17:21 AM |
| community-stream9 | $50.00 | 9/27/2012 10:58:27 AM |
| indomitable-economy8 | $25.00 | 9/27/2012 2:05:46 PM |
| Good-Yield | $25.00 | 9/27/2012 11:05:58 AM |
| nimble-integrity658 | $25.00 | 9/27/2012 12:46:45 PM |
| Hasemoto | $25.00 | 9/27/2012 2:59:33 PM |
| LongTail | $30.00 | 9/27/2012 9:42:23 PM |
| LiquidLender | $25.00 | 9/27/2012 6:11:44 PM |
| lagnisiruk | $25.00 | 9/27/2012 5:53:42 PM |
| keichi03 | $25.00 | 9/28/2012 5:52:42 AM |
| capital-heaven5 | $250.00 | 9/27/2012 7:50:20 PM |
| RememberToForget | $25.00 | 9/28/2012 5:13:51 AM |
| awern | $25.00 | 9/28/2012 5:15:50 AM |
| agreement-bunny | $25.00 | 9/28/2012 6:47:00 AM |
| nvest4u | $31.41 | 9/28/2012 10:31:03 AM |
| rate-allocator | $40.00 | 9/28/2012 10:46:54 AM |
| Cookstersalibi | $25.00 | 9/28/2012 11:36:41 AM |
| vertigo2x | $25.00 | 9/28/2012 11:54:04 AM |
| deal-violin | $25.00 | 9/28/2012 12:57:58 PM |
| BlessedEveryDay | $25.00 | 9/28/2012 2:34:33 PM |
| RocketSurgeon | $25.00 | 9/28/2012 9:53:20 AM |
| FunnelMan | $50.00 | 9/28/2012 10:54:44 AM |
| blue-unrelenting-rupee | $25.00 | 9/28/2012 12:27:59 PM |
| thankful-nickel2 | $25.00 | 9/28/2012 12:50:10 PM |
| magnificent-felicity4 | $25.00 | 9/28/2012 5:15:58 PM |
| ferrous | $100.00 | 9/28/2012 5:52:57 PM |
| halfcr83 | $50.00 | 9/28/2012 5:54:46 PM |
| benevolent-marketplace4 | $293.09 | 9/28/2012 6:11:23 PM |
| 177 Investments
|
Borrower Payment Dependent Notes Series
644138
This series of Notes was issued and sold upon the funding of the borrower loan #75692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 11y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 5 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| loot-utopia6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...pay off some debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4580
Monthly expenses: $
Housing: $200
Insurance: $60
Car expenses: $0
Utilities: $100
Phone, cable, internet: $0
Food, entertainment: $80
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $
100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/25/2012 8:30:31 AM |
| simplelender80 | $500.00 | 9/24/2012 5:03:02 PM |
| Rockymtnhi | $100.00 | 9/24/2012 5:24:35 PM |
| lochinvar | $50.00 | 9/24/2012 5:24:57 PM |
| mindful-generosity1 | $50.00 | 9/24/2012 6:01:29 PM |
| Rogelio48 | $25.00 | 9/24/2012 6:08:42 PM |
| money-baron | $100.00 | 9/24/2012 6:39:40 PM |
| heerzaquestion | $25.00 | 9/25/2012 4:55:42 AM |
| Index_Plus | $1,250.00 | 9/25/2012 8:25:40 AM |
| ultimate-peace | $25.00 | 9/25/2012 1:22:54 PM |
| mammalian4 | $25.00 | 9/25/2012 2:54:47 PM |
| drluong | $25.00 | 9/25/2012 4:24:12 PM |
| dudebrah | $25.00 | 9/25/2012 6:03:22 PM |
| MI2 | $595.00 | 9/25/2012 6:23:09 PM |
| majestic-note6 | $150.00 | 9/24/2012 5:14:53 PM |
| rate-advocator7 | $100.00 | 9/24/2012 5:37:53 PM |
| NolockHolmes | $75.00 | 9/24/2012 5:40:41 PM |
| appetizing-loyalty354 | $100.00 | 9/24/2012 5:47:32 PM |
| skillful-asset5 | $30.00 | 9/24/2012 5:49:44 PM |
| let_me_retire | $50.00 | 9/24/2012 6:19:55 PM |
| bewitching-dollar5 | $100.00 | 9/25/2012 9:55:19 AM |
| pierrelasvegas | $25.00 | 9/25/2012 11:58:14 AM |
| azazle | $50.00 | 9/25/2012 1:00:10 PM |
| pdub | $250.00 | 9/25/2012 5:57:06 PM |
| Dubbs360 | $250.00 | 9/25/2012 5:59:32 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
644160
This series of Notes was issued and sold upon the funding of the borrower loan #75300, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-24-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $115.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,943 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hard-working-camaraderi972 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to... purchace a vehicle
My financial situation:
I am a good candidate for this loan because... all other bills paid, low rent payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| progressive-economy261 | $500.00 | 9/24/2012 5:06:04 PM |
| gravbox | $25.00 | 9/24/2012 5:11:34 PM |
| adventurer447 | $300.00 | 9/24/2012 5:14:23 PM |
| LeReve | $500.00 | 9/24/2012 5:16:34 PM |
| imogen22 | $50.00 | 9/24/2012 5:08:47 PM |
| cello1 | $25.00 | 9/24/2012 5:21:50 PM |
| scholarly-order6 | $25.00 | 9/24/2012 5:12:53 PM |
| tenacious-affluence | $25.00 | 9/24/2012 5:28:19 PM |
| Rivervale_Westwood | $25.00 | 9/24/2012 5:17:55 PM |
| superb-funds335 | $25.00 | 9/24/2012 5:49:04 PM |
| excellent-funds649 | $50.00 | 9/24/2012 5:24:26 PM |
| friendly-gold | $25.00 | 9/24/2012 5:50:11 PM |
| intuitive-benefit3 | $100.00 | 9/24/2012 5:50:39 PM |
| astute-benjamins | $150.00 | 9/24/2012 5:34:08 PM |
| paladin847 | $70.00 | 9/24/2012 5:42:31 PM |
| networks4ever | $25.00 | 9/24/2012 6:30:14 PM |
| marwadi-62 | $500.00 | 9/24/2012 6:41:24 PM |
| houli123 | $200.00 | 9/24/2012 7:04:54 PM |
| intrepid-loot | $25.00 | 9/24/2012 7:27:50 PM |
| peso-tostada | $200.00 | 9/24/2012 6:10:43 PM |
| fairness-symphony2 | $50.00 | 9/24/2012 7:09:28 PM |
| paradise-foothill | $100.00 | 9/24/2012 7:41:44 PM |
| sweety075 | $3.92 | 9/24/2012 8:10:07 PM |
| weiyinsan | $25.00 | 9/24/2012 8:08:11 PM |
| simplelender80 | $500.00 | 9/24/2012 5:03:03 PM |
| phenomenal-rate1 | $500.00 | 9/24/2012 5:03:38 PM |
| treasure-palace661 | $350.00 | 9/24/2012 5:07:16 PM |
| bazaar-tulip | $25.00 | 9/24/2012 5:33:59 PM |
| Darts | $50.00 | 9/24/2012 5:24:08 PM |
| thrifty-transaction578 | $25.00 | 9/24/2012 5:25:36 PM |
| djh47a | $25.00 | 9/24/2012 5:52:43 PM |
| Taxman44 | $25.00 | 9/24/2012 5:45:53 PM |
| CreditBuilder2 | $25.01 | 9/24/2012 5:53:06 PM |
| productive-finance2 | $28.89 | 9/24/2012 7:58:08 PM |
| mindful-generosity1 | $50.00 | 9/24/2012 6:01:29 PM |
| Cai8899 | $25.00 | 9/24/2012 6:04:34 PM |
| jcornehlsen | $25.00 | 9/24/2012 6:17:58 PM |
| benjamins-engine6 | $27.18 | 9/24/2012 6:26:00 PM |
| community-burrito9 | $45.00 | 9/24/2012 6:36:23 PM |
| unequivocal-return | $250.00 | 9/24/2012 7:07:47 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
644176
This series of Notes was issued and sold upon the funding of the borrower loan #75486, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $146.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1985 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 23y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,625 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| a-kindness-bigwig |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consoladate debts and payoff bills
This loan will be used to...
My financial situation: Stable
I am a good candidate for this loan because...My income to debt ratio is good
Monthly net income: $3264.
Monthly expenses: $
Housing: $1500.00
Insurance: $70.00
Car expenses: $100.00
Utilities: $150.00
Phone, cable, internet: $110.00
Food, entertainment: $450.00
Clothing, household expenses: $75.00
Credit cards and other loans: $350.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,500.00 | 9/27/2012 11:58:26 AM |
| newest-generous-income | $25.00 | 9/27/2012 12:28:05 PM |
| Bob450 | $25.00 | 9/27/2012 1:01:11 PM |
| s2k4ojobr | $25.00 | 9/27/2012 1:18:45 PM |
| SkinnyFish | $0.97 | 9/27/2012 1:38:13 PM |
| best-bonafide-p2p | $25.00 | 9/27/2012 12:16:57 PM |
| kk-gp | $100.00 | 9/27/2012 12:29:53 PM |
| leverage-monger | $44.00 | 9/27/2012 12:27:17 PM |
| InChicago | $80.03 | 9/27/2012 1:00:18 PM |
| LoanerPrincipal | $25.00 | 9/27/2012 11:54:36 AM |
| money-baron | $100.00 | 9/27/2012 11:56:28 AM |
| marketplace-singularity3 | $50.00 | 9/27/2012 1:11:19 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
644332
This series of Notes was issued and sold upon the funding of the borrower loan #75345, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $653.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $85,589 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bmbanzai |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 14 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $14,430.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jul-2011)
800-819
(May-2008)
860-879
(Oct-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Nothing Like a Sure Thing - PART 4
NOTHING LIKE A SURE THING >>>>> This will be my 4'th Successful Loan with Prosper
Purpose of loan:
This loan will be used to re-organize the last of some outstanding credit card debt and help improve my cash flow. I am currently and active lender in Prosper and a previous borrower for 3 previous loans.
My financial situation:
I have been a lender and borrower in Prosper since the beginning of 2007 and I am very conservative.
Monthly net income: $
I am currently employed as a project manager in the same industry for over 20 years. My skills are in high demand, and very transferable. I am married, have been a homeowner for over 12 years, and am very financially responsible.
This will be my fourth loan with Prosper. The first three loans were paid in full without any late payments.
Thank you in advance for your help.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/29/2012 7:45:40 AM |
| MoneyForNothing | $25.14 | 9/28/2012 5:02:57 PM |
| order-tamale | $400.00 | 9/28/2012 5:03:43 PM |
| velocityasaurus-rex4 | $100.00 | 9/28/2012 5:04:51 PM |
| newest-tough-contract | $25.00 | 9/28/2012 5:21:08 PM |
| Science7124 | $25.00 | 9/28/2012 5:22:34 PM |
| BB-ptoploan | $50.00 | 9/28/2012 5:22:51 PM |
| ramsba | $50.00 | 9/28/2012 5:24:35 PM |
| phenomenal-rate1 | $500.00 | 9/28/2012 5:05:26 PM |
| LeReve | $500.00 | 9/28/2012 5:25:21 PM |
| Relevance | $25.00 | 9/28/2012 5:27:37 PM |
| sturdy-fairness0 | $100.00 | 9/28/2012 5:07:11 PM |
| affluence-microscope2 | $200.00 | 9/28/2012 5:04:20 PM |
| wonderous-p2ploan3 | $25.00 | 9/28/2012 5:29:51 PM |
| mariah8641 | $30.00 | 9/28/2012 5:09:28 PM |
| LandoC1 | $25.00 | 9/28/2012 5:33:04 PM |
| the-shrewd-wampum | $25.00 | 9/28/2012 5:34:02 PM |
| j2ee | $50.00 | 9/28/2012 5:06:37 PM |
| IP | $25.00 | 9/28/2012 5:36:13 PM |
| bold-riveting-social | $50.00 | 9/28/2012 5:42:45 PM |
| nickel-ferret | $25.00 | 9/28/2012 5:14:37 PM |
| magnificent-felicity4 | $50.00 | 9/28/2012 5:16:02 PM |
| dignified-truth7 | $200.00 | 9/28/2012 5:16:56 PM |
| calm-deal7 | $25.00 | 9/28/2012 5:46:11 PM |
| SacramentoChad | $25.00 | 9/28/2012 5:50:12 PM |
| special-dinero553 | $25.00 | 9/28/2012 5:12:53 PM |
| 6moonbeams | $50.00 | 9/28/2012 5:51:27 PM |
| peace-cadence | $25.00 | 9/28/2012 5:52:23 PM |
| wildguy | $100.00 | 9/28/2012 5:53:12 PM |
| Brittle | $25.00 | 9/28/2012 5:53:28 PM |
| gjh37 | $25.00 | 9/28/2012 5:53:44 PM |
| blue-vigilance-nest | $100.00 | 9/28/2012 5:54:36 PM |
| DadWarbucks | $25.00 | 9/28/2012 5:56:06 PM |
| hope-kingdom | $51.00 | 9/28/2012 5:22:32 PM |
| siesta100 | $25.00 | 9/28/2012 5:56:42 PM |
| Redmond | $25.00 | 9/28/2012 5:23:25 PM |
| Macinvest | $25.00 | 9/28/2012 5:24:07 PM |
| fairness-sundae2 | $100.00 | 9/28/2012 5:25:43 PM |
| Worldskiboy | $50.00 | 9/28/2012 6:02:36 PM |
| RGlad | $100.00 | 9/28/2012 6:02:52 PM |
| Buddy07 | $25.00 | 9/28/2012 5:28:07 PM |
| friendly-gold | $25.00 | 9/28/2012 5:28:27 PM |
| wealth-empire7 | $25.00 | 9/28/2012 6:03:39 PM |
| riproaringrapids | $50.00 | 9/28/2012 6:04:23 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:07:14 PM |
| market-assembler | $50.00 | 9/28/2012 5:30:33 PM |
| adaboy65 | $100.00 | 9/28/2012 5:31:49 PM |
| dime-explosion | $25.00 | 9/28/2012 5:24:05 PM |
| bazaar-tulip | $25.00 | 9/28/2012 6:08:26 PM |
| stable-euro1 | $25.00 | 9/28/2012 5:27:53 PM |
| tolstoy00 | $25.00 | 9/28/2012 5:28:21 PM |
| velocity-amplifier9 | $25.00 | 9/28/2012 5:36:29 PM |
| capital-marsupial3 | $25.00 | 9/28/2012 6:09:02 PM |
| power-kin | $25.00 | 9/28/2012 6:09:29 PM |
| andrew491 | $50.00 | 9/28/2012 5:29:18 PM |
| larrybird | $770.00 | 9/28/2012 5:37:51 PM |
| CreditBuilder2 | $25.01 | 9/28/2012 5:29:23 PM |
| bharosa | $25.00 | 9/28/2012 5:38:30 PM |
| benevolent-marketplace4 | $2,500.00 | 9/28/2012 6:12:04 PM |
| SpectrumCen | $25.00 | 9/28/2012 5:32:41 PM |
| worth-web5 | $32.00 | 9/28/2012 5:33:41 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:24 PM |
| TomDalonajay | $25.00 | 9/28/2012 5:35:09 PM |
| Med-Tech-Here | $28.00 | 9/28/2012 5:43:44 PM |
| chiemsee | $25.00 | 9/28/2012 5:45:53 PM |
| impartial-p2p6 | $25.00 | 9/28/2012 6:16:36 PM |
| wigglesworth4 | $500.00 | 9/28/2012 6:17:34 PM |
| tenacious-affluence | $25.00 | 9/28/2012 5:36:31 PM |
| spartacusiam | $25.00 | 9/28/2012 6:19:59 PM |
| note-mover9 | $25.00 | 9/28/2012 5:40:56 PM |
| marketplace-cello5 | $25.00 | 9/28/2012 5:51:19 PM |
| gallant-economy9 | $50.00 | 9/28/2012 5:52:15 PM |
| Ivan2007 | $50.00 | 9/28/2012 6:24:53 PM |
| market-cougar3 | $50.00 | 9/28/2012 5:52:32 PM |
| 4est | $25.00 | 9/28/2012 5:53:19 PM |
| luminous-marketplace5 | $50.00 | 9/28/2012 5:43:37 PM |
| unrivaled-deal676 | $50.00 | 9/28/2012 5:53:55 PM |
| a-sentimental-return9 | $25.00 | 9/28/2012 6:30:12 PM |
| nosualcneas | $25.00 | 9/28/2012 5:45:12 PM |
| sunnyboy_7478 | $50.00 | 9/28/2012 5:57:04 PM |
| Rick21 | $25.00 | 9/28/2012 5:57:59 PM |
| shaker348 | $25.00 | 9/28/2012 5:49:56 PM |
| ItsJustMe79 | $25.00 | 9/28/2012 5:51:33 PM |
| hopethisworks | $25.00 | 9/28/2012 5:52:08 PM |
| asya | $27.00 | 9/28/2012 6:01:54 PM |
| JJ9876 | $25.00 | 9/28/2012 5:53:17 PM |
| hard-working-rate3 | $25.00 | 9/28/2012 5:53:34 PM |
| FL-Lender | $25.00 | 9/28/2012 7:08:28 PM |
| Cheburashka | $27.00 | 9/28/2012 5:54:59 PM |
| Scoreman | $25.00 | 9/28/2012 5:56:00 PM |
| greenback-investor7 | $100.00 | 9/28/2012 5:56:37 PM |
| brightest-precious-dollar | $25.00 | 9/28/2012 5:57:55 PM |
| commerce-broker | $25.00 | 9/28/2012 5:58:23 PM |
| thrifty-transaction578 | $25.00 | 9/28/2012 6:01:41 PM |
| the-bright-velocity | $25.00 | 9/28/2012 6:03:47 PM |
| orange-mindful-bazaar | $38.00 | 9/28/2012 6:11:01 PM |
| mcgillis99 | $50.00 | 9/28/2012 8:52:26 PM |
| wise-deal-gravitas | $25.00 | 9/28/2012 6:05:32 PM |
| illustrado | $25.00 | 9/28/2012 6:07:05 PM |
| a-unflappable-finance | $100.00 | 9/28/2012 6:16:15 PM |
| jjb3 | $25.00 | 9/28/2012 6:09:15 PM |
| rate-mogul | $50.00 | 9/28/2012 6:18:49 PM |
| Flourishflower | $50.00 | 9/28/2012 6:20:04 PM |
| GranCarol | $25.00 | 9/28/2012 6:25:36 PM |
| zone6 | $100.00 | 9/28/2012 6:26:05 PM |
| thankful-nickel2 | $25.00 | 9/28/2012 6:12:39 PM |
| mooselegs19 | $25.00 | 9/28/2012 6:12:48 PM |
| mogul42 | $25.00 | 9/28/2012 6:29:40 PM |
| corporatejim | $46.51 | 9/29/2012 6:32:51 AM |
| derwiki | $25.00 | 9/28/2012 6:33:59 PM |
| Splangy613 | $25.00 | 9/28/2012 6:14:44 PM |
| pragmatic-camaraderi | $25.00 | 9/28/2012 6:21:36 PM |
| american6 | $50.00 | 9/28/2012 6:22:30 PM |
| authentic-liberty7 | $25.00 | 9/28/2012 6:22:46 PM |
| Tscheddar | $25.00 | 9/29/2012 7:45:16 AM |
| freefly67 | $27.26 | 9/29/2012 7:47:56 AM |
| finance-coyote3 | $854.47 | 9/29/2012 7:51:17 AM |
| dollar-vibraphone4 | $1,000.00 | 9/28/2012 7:38:33 PM |
| wwwUniversal | $25.00 | 9/28/2012 6:56:09 PM |
| cerebral-dollar773 | $25.00 | 9/28/2012 7:54:01 PM |
| SweetSerenityInvest | $25.50 | 9/28/2012 9:48:57 PM |
| papaloha | $555.00 | 9/28/2012 7:50:31 PM |
| california111 | $100.00 | 9/28/2012 9:49:22 PM |
| handy-affluence9 | $27.70 | 9/29/2012 5:13:00 AM |
| 340 | $25.41 | 9/29/2012 12:06:58 AM |
| blue-laudable-dinero | $25.00 | 9/29/2012 6:35:40 AM |
| tszbgae | $50.00 | 9/29/2012 6:59:19 AM |
| Quiza12 | $100.00 | 9/29/2012 7:07:56 AM |
| Johnab | $25.00 | 9/29/2012 7:28:06 AM |
| ferocious-benefit7 | $60.00 | 9/29/2012 7:43:29 AM |
| Rulea72 | $25.00 | 9/29/2012 7:07:51 AM |
| investmentgroup | $50.00 | 9/28/2012 6:31:09 PM |
| ready-justice7 | $50.00 | 9/28/2012 5:05:37 PM |
| loyalty-hornet6 | $25.00 | 9/28/2012 5:06:33 PM |
| entertaining-rate9 | $25.00 | 9/28/2012 5:09:50 PM |
| bewitching-commitment421 | $100.00 | 9/28/2012 5:13:58 PM |
| sparkmeister | $25.00 | 9/28/2012 5:16:54 PM |
| skro | $25.00 | 9/28/2012 5:18:18 PM |
| XP | $25.00 | 9/28/2012 5:02:57 PM |
| azazle | $50.00 | 9/28/2012 5:20:41 PM |
| windguy | $50.00 | 9/28/2012 5:22:37 PM |
| MyKids2012 | $25.00 | 9/28/2012 5:26:28 PM |
| cmw65 | $25.00 | 9/28/2012 5:28:05 PM |
| intuitive-benefit3 | $100.00 | 9/28/2012 5:03:20 PM |
| DondeEstaMiDinero | $25.00 | 9/28/2012 5:34:48 PM |
| MoonMama | $25.00 | 9/28/2012 5:35:07 PM |
| progressive-economy261 | $500.00 | 9/28/2012 5:36:04 PM |
| DirtyJenga | $25.00 | 9/28/2012 5:37:18 PM |
| LaGrangeLender | $60.00 | 9/28/2012 5:37:44 PM |
| innocent-income4 | $25.00 | 9/28/2012 5:38:32 PM |
| Koomarbit | $30.00 | 9/28/2012 5:38:57 PM |
| wetlands | $200.00 | 9/28/2012 5:16:18 PM |
| miked8303 | $50.00 | 9/28/2012 5:46:31 PM |
| auction-sage | $100.00 | 9/28/2012 5:17:33 PM |
| egw | $50.00 | 9/28/2012 5:17:50 PM |
| repayment-chihuahua3 | $25.00 | 9/28/2012 5:50:08 PM |
| HamachiMan | $50.00 | 9/28/2012 5:50:11 PM |
| enthralling-investment | $25.00 | 9/28/2012 5:52:35 PM |
| excellent-funds649 | $50.00 | 9/28/2012 5:15:04 PM |
| wise-virtuous-vigilance | $100.00 | 9/28/2012 5:15:35 PM |
| Kravcorp | $25.00 | 9/28/2012 5:54:37 PM |
| investment-kingdom | $25.00 | 9/28/2012 5:54:57 PM |
| point653 | $25.00 | 9/28/2012 5:56:04 PM |
| bowdish1 | $100.00 | 9/28/2012 5:57:27 PM |
| radiant-dollar9 | $200.00 | 9/28/2012 5:18:07 PM |
| the-transaction-stronghold | $25.00 | 9/28/2012 5:58:49 PM |
| adventurer447 | $300.00 | 9/28/2012 5:59:32 PM |
| miamibeachloaner | $100.00 | 9/28/2012 5:21:22 PM |
| Castellan | $50.00 | 9/28/2012 5:22:00 PM |
| chlebie | $50.00 | 9/28/2012 5:24:52 PM |
| gold-pudding6 | $60.00 | 9/28/2012 5:25:41 PM |
| transparency-silo2 | $25.00 | 9/28/2012 6:08:35 PM |
| Sang1963 | $50.00 | 9/28/2012 5:28:04 PM |
| Breakfast_Gypsy | $25.00 | 9/28/2012 5:36:42 PM |
| commerce-web5 | $25.00 | 9/28/2012 5:36:44 PM |
| GMPK_TLAS | $34.00 | 9/28/2012 5:40:07 PM |
| treasure-dreamer7 | $25.00 | 9/28/2012 6:11:20 PM |
| stoopidnoodle | $25.00 | 9/28/2012 5:33:08 PM |
| treasure-palace661 | $350.00 | 9/28/2012 6:13:45 PM |
| platinum-lightning | $50.00 | 9/28/2012 5:43:50 PM |
| handy-money9 | $75.00 | 9/28/2012 5:35:46 PM |
| goldie414 | $50.00 | 9/28/2012 5:45:56 PM |
| p2p-scientist868 | $50.00 | 9/28/2012 6:16:33 PM |
| affluence-tycoon | $25.00 | 9/28/2012 5:36:33 PM |
| brightest-repayment-patriot | $73.00 | 9/28/2012 6:18:33 PM |
| E_G | $50.00 | 9/28/2012 5:48:27 PM |
| Natronpee | $25.00 | 9/28/2012 5:37:49 PM |
| 0OPS | $25.00 | 9/28/2012 6:21:06 PM |
| brightest-affluence-motivator | $50.00 | 9/28/2012 5:41:47 PM |
| well-mannered-power8 | $25.00 | 9/28/2012 6:22:24 PM |
| Dallaspat | $50.00 | 9/28/2012 6:23:23 PM |
| compassion-twister2 | $50.00 | 9/28/2012 6:23:42 PM |
| socrates520 | $50.00 | 9/28/2012 6:23:52 PM |
| gracej | $25.00 | 9/28/2012 6:24:15 PM |
| spark548 | $25.00 | 9/28/2012 5:53:01 PM |
| JKEnterprises | $25.00 | 9/28/2012 6:27:53 PM |
| silver-explorer6 | $25.00 | 9/28/2012 6:28:56 PM |
| steiglends | $79.00 | 9/28/2012 5:44:54 PM |
| dignified-finance | $50.00 | 9/28/2012 6:34:42 PM |
| meenan | $25.00 | 9/28/2012 6:38:05 PM |
| Kodak-Midas | $25.00 | 9/28/2012 5:56:22 PM |
| mondial4 | $100.00 | 9/28/2012 5:56:35 PM |
| historic-balance5 | $50.00 | 9/28/2012 5:47:23 PM |
| mar97 | $25.00 | 9/28/2012 5:57:50 PM |
| engaging-yield4 | $25.00 | 9/28/2012 5:51:46 PM |
| compoundinterest | $25.00 | 9/28/2012 6:01:47 PM |
| loyalty-dragster7 | $100.00 | 9/28/2012 6:01:56 PM |
| top-silver-american | $25.00 | 9/28/2012 6:02:59 PM |
| prudent-payment316 | $25.00 | 9/28/2012 6:03:19 PM |
| green28 | $26.00 | 9/28/2012 5:54:31 PM |
| bellaquito | $500.00 | 9/28/2012 7:09:23 PM |
| listing-meridian | $50.00 | 9/28/2012 6:06:32 PM |
| unassuming-generosity | $25.00 | 9/28/2012 5:55:26 PM |
| pious-currency875 | $100.00 | 9/28/2012 6:07:48 PM |
| JoyfulVegetarian | $25.00 | 9/28/2012 6:08:49 PM |
| jhussey | $100.00 | 9/28/2012 6:01:18 PM |
| the-kinetic-nickel | $25.00 | 9/28/2012 6:09:27 PM |
| UstedEsElHombre | $100.00 | 9/28/2012 6:06:49 PM |
| burgeoning-silver | $25.00 | 9/28/2012 6:07:03 PM |
| magical-credit523 | $25.00 | 9/28/2012 6:15:24 PM |
| ranstlin | $25.00 | 9/28/2012 6:08:39 PM |
| Taxman44 | $25.00 | 9/28/2012 6:15:39 PM |
| lionheart722 | $100.00 | 9/28/2012 6:17:43 PM |
| kind-magical-investment | $25.00 | 9/28/2012 6:18:14 PM |
| power-trophy7 | $25.00 | 9/28/2012 6:11:08 PM |
| mvalley | $25.00 | 9/28/2012 6:20:33 PM |
| lakshmilila | $25.00 | 9/28/2012 6:12:10 PM |
| nickel-companion5 | $25.00 | 9/28/2012 6:12:45 PM |
| Clambake | $25.00 | 9/28/2012 6:27:29 PM |
| Investoman | $25.00 | 9/28/2012 6:13:49 PM |
| lenderrob | $25.00 | 9/28/2012 6:33:33 PM |
| active-reward7 | $38.00 | 9/28/2012 6:35:01 PM |
| ErsatzMike | $25.00 | 9/28/2012 6:21:08 PM |
| larslfe | $25.00 | 9/28/2012 6:22:27 PM |
| MadHun | $200.00 | 9/28/2012 6:29:26 PM |
| wilchik | $50.00 | 9/28/2012 7:06:26 PM |
| dough-kitten5 | $50.00 | 9/28/2012 6:34:53 PM |
| transaction-keeper5 | $25.00 | 9/28/2012 7:56:55 PM |
| resolute-basis9 | $25.00 | 9/28/2012 7:12:20 PM |
| appastk | $25.00 | 9/28/2012 8:36:39 PM |
| income-cocktail3 | $25.00 | 9/28/2012 8:47:33 PM |
| USMC0311 | $25.00 | 9/28/2012 8:49:22 PM |
| vines99 | $25.00 | 9/28/2012 11:23:40 PM |
| worlds-best-worth2 | $25.00 | 9/28/2012 11:39:27 PM |
| best-commerce-leader | $100.00 | 9/29/2012 5:06:36 AM |
| elegant-auction3 | $25.00 | 9/29/2012 7:27:49 AM |
| wampum-chorus3 | $25.00 | 9/29/2012 6:31:49 AM |
| tolerant-currency6 | $25.00 | 9/29/2012 7:00:34 AM |
| 248 Investments
|
Borrower Payment Dependent Notes Series
644408
This series of Notes was issued and sold upon the funding of the borrower loan #75689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $22,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $847.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
9 | Length of status: | 9y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,183 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| velocity-fate0 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $25.00 | 9/25/2012 5:16:27 PM |
| first-pragmatic-power | $25.00 | 9/25/2012 5:01:27 PM |
| thrifty-generosity222 | $100.00 | 9/25/2012 5:05:37 PM |
| CAGE-Investments | $25.00 | 9/25/2012 5:17:37 PM |
| gotjack-IRA | $25.02 | 9/25/2012 5:32:15 PM |
| sgt-schultz | $25.00 | 9/25/2012 5:52:12 PM |
| dignified-truth7 | $200.00 | 9/25/2012 5:36:43 PM |
| nodebtin3 | $25.00 | 9/25/2012 5:44:19 PM |
| pdub | $339.98 | 9/25/2012 5:55:11 PM |
| historic-value7 | $200.00 | 9/25/2012 5:50:06 PM |
| pragmatic-auction8 | $50.00 | 9/25/2012 5:54:53 PM |
| commerce-venture1 | $25.00 | 9/25/2012 5:01:43 PM |
| vutah | $45.00 | 9/25/2012 5:04:42 PM |
| worth-blanket2 | $20,250.00 | 9/25/2012 5:01:57 PM |
| WalnutCreekguy | $50.00 | 9/25/2012 5:07:59 PM |
| scoobiedoo | $40.00 | 9/25/2012 5:33:16 PM |
| durability-seahorse7 | $50.00 | 9/25/2012 5:19:04 PM |
| special-dinero553 | $25.00 | 9/25/2012 5:34:01 PM |
| adventurer447 | $300.00 | 9/25/2012 5:31:52 PM |
| Beld | $50.00 | 9/25/2012 5:32:14 PM |
| piledriver570 | $200.00 | 9/25/2012 5:33:46 PM |
| LeReve | $500.00 | 9/25/2012 5:41:19 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
644504
This series of Notes was issued and sold upon the funding of the borrower loan #75408, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $537.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 17y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,600 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| SJBRADBERRY |
Borrower's state:
| Texas |
Borrower's group:
| Christian Opportunities |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 42 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2011)
660-679
(Jan-2010)
640-659
(Sep-2009)
640-659
(May-2008)
|
|
Principal balance:
| $4,031.87 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 42 | | |
Description
Debt consolidation
Purpose of loan: This loan will be used to...Pay off all credit cards and 2 other loansMy financial situation: Very stable- Have been with the same company for 18 yearsI am a good candidate for this loan because... I pay my bills always on time, and am very dependable.Monthly net income: $3500Monthly expenses: $Total for all things is about 2200Housing: $430.00Insurance: $160.00Car expenses: $300.00Utilities: $150.00Phone, cable, internet: $200.00Food, entertainment: $150.00Clothing, household expenses: $0Credit cards and other loans: $400.00Other expenses: $0.00P
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-missile | $65.00 | 9/27/2012 5:02:27 PM |
| fcrick | $25.00 | 9/27/2012 6:09:52 PM |
| RGlad | $300.00 | 9/27/2012 5:01:03 PM |
| janeybooboo | $100.00 | 9/27/2012 5:01:15 PM |
| Rollshaft | $33.18 | 9/27/2012 5:02:20 PM |
| felicity-contributor3 | $35.00 | 9/27/2012 5:02:51 PM |
| dime-sprout | $25.00 | 9/27/2012 5:03:22 PM |
| EnglishGeekInNYC | $25.00 | 9/27/2012 5:06:43 PM |
| pierrelasvegas | $25.00 | 9/27/2012 5:16:02 PM |
| brondero | $62.00 | 9/27/2012 5:20:07 PM |
| Banker2OO7 | $75.00 | 9/27/2012 5:22:04 PM |
| JeremyLinFan | $40.00 | 9/27/2012 5:30:08 PM |
| first-pragmatic-power | $25.00 | 9/27/2012 5:40:36 PM |
| top-goodhearted-liberty | $25.00 | 9/27/2012 5:43:32 PM |
| Splangy613 | $25.00 | 9/27/2012 5:01:40 PM |
| five-star-note | $200.00 | 9/27/2012 5:02:24 PM |
| adventurer447 | $127.00 | 9/27/2012 5:48:01 PM |
| MoneyForNothing | $80.42 | 9/27/2012 5:03:32 PM |
| affluence-microscope2 | $200.00 | 9/27/2012 5:04:41 PM |
| Comoparklender | $25.00 | 9/27/2012 5:53:44 PM |
| bid-stockpiler1 | $222.00 | 9/27/2012 5:54:18 PM |
| entertaining-revenue4 | $50.00 | 9/27/2012 6:01:56 PM |
| WalnutCreekguy | $50.00 | 9/27/2012 6:14:57 PM |
| reflective-ore3 | $25.00 | 9/27/2012 6:15:00 PM |
| transaction-hugger4 | $100.00 | 9/27/2012 5:12:26 PM |
| cvlender | $25.00 | 9/27/2012 5:12:40 PM |
| cash-delight1 | $25.00 | 9/27/2012 6:19:09 PM |
| azazle | $50.00 | 9/27/2012 5:14:24 PM |
| durability-seahorse7 | $50.00 | 9/27/2012 6:21:13 PM |
| CMJ-Partners | $100.00 | 9/27/2012 5:07:14 PM |
| Kumasan | $101.00 | 9/27/2012 6:30:57 PM |
| j2ee | $50.00 | 9/27/2012 5:07:43 PM |
| ChoiceInvestments | $30.00 | 9/27/2012 6:34:25 PM |
| Beld | $50.00 | 9/27/2012 5:09:10 PM |
| paradigm_shift | $100.00 | 9/27/2012 6:38:08 PM |
| best-bonafide-p2p | $25.00 | 9/27/2012 5:11:21 PM |
| speedy-peso1 | $100.00 | 9/27/2012 5:22:08 PM |
| XP | $25.00 | 9/27/2012 5:12:27 PM |
| imogen22 | $50.00 | 9/27/2012 5:13:24 PM |
| velocity-solo | $25.00 | 9/27/2012 7:03:17 PM |
| bold-social-widget | $25.00 | 9/27/2012 7:11:23 PM |
| versatile-dime442 | $250.00 | 9/27/2012 5:23:41 PM |
| wise-charming-reward | $500.00 | 9/27/2012 7:29:39 PM |
| skillful-justice879 | $4.27 | 9/27/2012 7:46:20 PM |
| ethical-truth211 | $200.00 | 9/27/2012 5:26:17 PM |
| songbird98 | $25.00 | 9/27/2012 5:22:12 PM |
| bazaar-tulip | $25.00 | 9/27/2012 5:23:38 PM |
| nodebtin3 | $100.00 | 9/27/2012 5:39:57 PM |
| melodious-fairness | $50.00 | 9/27/2012 5:41:39 PM |
| thorough-duty641 | $25.00 | 9/27/2012 5:26:36 PM |
| bazaar-festivity | $25.00 | 9/27/2012 5:43:21 PM |
| AF-Chief | $25.00 | 9/27/2012 5:30:37 PM |
| benevolent-bonus | $25.00 | 9/27/2012 5:47:32 PM |
| cash-kin7 | $25.00 | 9/27/2012 5:33:50 PM |
| responsive-principal8 | $25.00 | 9/27/2012 5:54:30 PM |
| life-is-great | $25.00 | 9/27/2012 5:37:42 PM |
| moola-accelerator6 | $50.00 | 9/27/2012 5:59:33 PM |
| velocityasaurus-rex4 | $100.00 | 9/27/2012 6:10:16 PM |
| angelinvestor2 | $40.00 | 9/27/2012 6:12:22 PM |
| supreme-treasure8 | $100.00 | 9/27/2012 5:49:58 PM |
| susurrus | $100.00 | 9/27/2012 6:15:29 PM |
| market-cougar3 | $50.00 | 9/27/2012 6:15:42 PM |
| pposFUNDing | $25.00 | 9/27/2012 5:58:01 PM |
| the-brilliant-currency | $25.00 | 9/27/2012 6:03:44 PM |
| mikeandcat | $50.00 | 9/27/2012 6:36:48 PM |
| wealth-competitor | $25.00 | 9/27/2012 6:12:30 PM |
| repayment-chihuahua3 | $25.00 | 9/27/2012 6:20:36 PM |
| 01a_MrUSC_IRA | $50.00 | 9/27/2012 7:16:31 PM |
| mindful-generosity1 | $50.00 | 9/27/2012 6:23:24 PM |
| RebuildingAmerica | $26.36 | 9/27/2012 7:34:40 PM |
| Dubbly | $25.00 | 9/27/2012 6:31:21 PM |
| tech310 | $50.00 | 9/27/2012 6:39:41 PM |
| moneylender25 | $50.00 | 9/27/2012 6:40:19 PM |
| money-baron | $100.00 | 9/27/2012 6:48:29 PM |
| interstellar | $75.00 | 9/27/2012 6:51:28 PM |
| soulwork | $50.00 | 9/27/2012 7:02:08 PM |
| evilkats | $50.00 | 9/27/2012 7:10:44 PM |
| The-Helper | $50.00 | 9/27/2012 7:15:28 PM |
| liberty-tostada7 | $50.00 | 9/27/2012 7:27:30 PM |
| truth-lyrics7 | $27.77 | 9/27/2012 7:36:15 PM |
| friendly-gold | $25.00 | 9/27/2012 5:01:33 PM |
| NekHoldings | $25.00 | 9/27/2012 5:08:11 PM |
| justice-economist | $25.00 | 9/27/2012 5:16:49 PM |
| dignified-truth7 | $200.00 | 9/27/2012 5:19:53 PM |
| radiant-dollar9 | $200.00 | 9/27/2012 5:21:37 PM |
| fund-jedi3 | $25.00 | 9/27/2012 5:30:28 PM |
| randsenterprise | $25.00 | 9/27/2012 5:41:51 PM |
| Wish-Granted | $25.00 | 9/27/2012 5:03:27 PM |
| well-mannered-income3 | $40.00 | 9/27/2012 5:49:10 PM |
| fuse136 | $25.00 | 9/27/2012 5:58:13 PM |
| dollar-vibraphone4 | $301.07 | 9/27/2012 5:08:26 PM |
| jstefans | $25.00 | 9/27/2012 6:11:51 PM |
| nanda | $25.00 | 9/27/2012 5:10:19 PM |
| phaded | $25.00 | 9/27/2012 6:12:38 PM |
| illustrado | $25.00 | 9/27/2012 5:12:23 PM |
| Jloaner | $100.00 | 9/27/2012 6:18:57 PM |
| Macbethofscots | $25.00 | 9/27/2012 6:19:33 PM |
| historic-value7 | $150.00 | 9/27/2012 5:04:25 PM |
| NickelSteamroller | $35.00 | 9/27/2012 6:20:20 PM |
| sharp-platinum326 | $25.00 | 9/27/2012 6:20:51 PM |
| Plow_n_Sow | $25.00 | 9/27/2012 5:05:12 PM |
| squeebie | $50.00 | 9/27/2012 6:33:02 PM |
| loan-master1 | $25.00 | 9/27/2012 6:39:55 PM |
| musegaze | $50.00 | 9/27/2012 5:20:11 PM |
| p2p-blossom938 | $25.00 | 9/27/2012 6:47:51 PM |
| thrifty-generosity222 | $100.00 | 9/27/2012 5:13:10 PM |
| extraordinary-interest1 | $50.00 | 9/27/2012 5:14:14 PM |
| 01a_MrsUSC | $100.00 | 9/27/2012 7:02:43 PM |
| special-dinero553 | $25.00 | 9/27/2012 5:15:32 PM |
| money-baron-roth-IRA | $50.00 | 9/27/2012 7:12:50 PM |
| Nipper99 | $100.00 | 9/27/2012 7:25:42 PM |
| nickel-ferret | $25.00 | 9/27/2012 5:18:42 PM |
| marwadi-62 | $330.00 | 9/27/2012 7:38:37 PM |
| courteous-fund9 | $50.00 | 9/27/2012 5:19:41 PM |
| ready-agreement5 | $50.00 | 9/27/2012 5:27:11 PM |
| LeReve | $500.00 | 9/27/2012 5:28:05 PM |
| proper-exchange8 | $50.00 | 9/27/2012 5:22:17 PM |
| citizenX | $50.00 | 9/27/2012 5:32:34 PM |
| GoGalt | $50.00 | 9/27/2012 5:38:13 PM |
| currency-bumblebee | $100.00 | 9/27/2012 5:41:38 PM |
| mikrolown | $25.00 | 9/27/2012 5:41:47 PM |
| Index_Plus | $5,000.00 | 9/27/2012 5:42:02 PM |
| thankful-nickel2 | $55.55 | 9/27/2012 5:31:38 PM |
| gold-miser9 | $68.52 | 9/27/2012 5:35:09 PM |
| persist_in_doing | $25.00 | 9/27/2012 5:55:13 PM |
| tylerfd | $50.00 | 9/27/2012 5:37:17 PM |
| CAGE-Investments | $25.00 | 9/27/2012 6:00:53 PM |
| roland1 | $25.00 | 9/27/2012 6:01:50 PM |
| fboba | $75.00 | 9/27/2012 5:39:39 PM |
| leverage-sensai6 | $25.00 | 9/27/2012 6:03:17 PM |
| historic-value7 | $200.00 | 9/27/2012 6:03:55 PM |
| andrew491 | $50.00 | 9/27/2012 5:42:07 PM |
| duty-viola | $35.00 | 9/27/2012 6:10:24 PM |
| halothane_logic | $25.00 | 9/27/2012 6:16:49 PM |
| FinanceEngine | $80.00 | 9/27/2012 6:17:07 PM |
| ready-justice7 | $50.00 | 9/27/2012 6:23:19 PM |
| community-burrito9 | $35.00 | 9/27/2012 6:00:38 PM |
| lamsabuy | $149.00 | 9/27/2012 6:09:20 PM |
| BigHorizon | $111.86 | 9/27/2012 6:41:05 PM |
| palm864 | $25.00 | 9/27/2012 6:10:24 PM |
| intrepid-pound | $25.00 | 9/27/2012 6:11:11 PM |
| dhkny5 | $25.00 | 9/27/2012 6:50:24 PM |
| chorus731 | $25.00 | 9/27/2012 6:16:51 PM |
| LoanerPrincipal | $25.00 | 9/27/2012 7:06:14 PM |
| Maximum_Investment | $25.00 | 9/27/2012 7:30:00 PM |
| transaction-keeper5 | $25.00 | 9/27/2012 6:24:41 PM |
| Money_Working | $25.00 | 9/27/2012 6:28:09 PM |
| compoundinterest | $25.00 | 9/27/2012 6:31:40 PM |
| thrifty-capital | $40.00 | 9/27/2012 6:32:00 PM |
| well-rounded-dinero | $25.00 | 9/27/2012 6:43:58 PM |
| justreturns | $25.00 | 9/27/2012 6:50:54 PM |
| treasure-trader | $25.00 | 9/27/2012 6:55:21 PM |
| finance-vault | $25.00 | 9/27/2012 7:01:25 PM |
| 153 Investments
|
Borrower Payment Dependent Notes Series
644582
This series of Notes was issued and sold upon the funding of the borrower loan #75598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $88.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 14y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,621 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| worth-oyster |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring Financing
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000.00
Monthly expenses: $900.00
Housing: $500.00
Insurance: $200
Car expenses: $260
Utilities: $200
Phone, cable, internet: $150.00
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $400.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/25/2012 9:00:59 AM |
| commerce-venture1 | $25.00 | 9/25/2012 9:02:15 AM |
| income-triangulation1 | $25.00 | 9/25/2012 9:01:46 AM |
| Fitiwalt7 | $25.00 | 9/25/2012 9:04:54 AM |
| supreme-treasure8 | $100.00 | 9/25/2012 9:05:31 AM |
| 1stPlace | $50.00 | 9/25/2012 9:05:56 AM |
| worth-blanket2 | $2,880.00 | 9/25/2012 9:04:21 AM |
| lowrater | $24.97 | 9/25/2012 9:06:20 AM |
| Bob450 | $30.00 | 9/25/2012 9:03:11 AM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
644628
This series of Notes was issued and sold upon the funding of the borrower loan #75363, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $572.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 9y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,964 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| transparency-legend7 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase (15 year old) Business
Purpose of loan: To Purchase an existing Business with a 15 year track record.
This loan will be used to...
My financial situation: Financials are solid and subsidized thru other income streams.
I am a good candidate for this loan because...
Monthly net income: $3695.10+ Rental Income
Monthly expenses: $
Housing: $1274.32
Insurance: $83.00
Car expenses: $840.61
Utilities: $175.00
Phone, cable, internet: $0
Food, entertainment: $150.00
Clothing, household expenses: $50.00
Credit cards and other loans: $652.88
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Diamond_Jim | $25.00 | 9/25/2012 5:01:32 PM |
| phenomenal-rate1 | $500.00 | 9/25/2012 5:26:47 PM |
| WalnutCreekguy | $50.00 | 9/25/2012 5:07:59 PM |
| Plow_n_Sow | $25.00 | 9/25/2012 5:08:49 PM |
| Beld | $50.00 | 9/25/2012 5:32:14 PM |
| brainy-return234 | $25.00 | 9/25/2012 5:34:30 PM |
| special-dinero553 | $25.00 | 9/25/2012 5:34:21 PM |
| careful-vigilance4 | $25.00 | 9/25/2012 5:31:14 PM |
| LeReve | $500.00 | 9/25/2012 5:41:30 PM |
| nodebtin3 | $25.00 | 9/25/2012 5:44:19 PM |
| progressive-economy261 | $500.00 | 9/25/2012 6:00:01 PM |
| pragmatic-auction8 | $25.00 | 9/25/2012 6:31:46 PM |
| authoritative-platinum7 | $50.00 | 9/25/2012 6:08:49 PM |
| supreme-treasure8 | $100.00 | 9/25/2012 6:14:15 PM |
| Wellman | $25.00 | 9/25/2012 6:41:33 PM |
| janeybooboo | $100.00 | 9/25/2012 6:12:52 PM |
| scholarly-order6 | $30.00 | 9/25/2012 6:51:00 PM |
| rhin0cerx | $50.00 | 9/25/2012 6:24:44 PM |
| rupee-prairie | $25.00 | 9/25/2012 6:27:01 PM |
| friendly-gold | $25.00 | 9/25/2012 6:22:17 PM |
| TronMedici | $25.00 | 9/25/2012 7:32:58 PM |
| first-pragmatic-power | $25.00 | 9/25/2012 6:32:09 PM |
| WellMaker | $25.00 | 9/25/2012 7:44:17 PM |
| asiaratt | $50.00 | 9/25/2012 6:27:42 PM |
| gain-keeper9 | $25.00 | 9/25/2012 10:25:54 PM |
| unassailable-funds754 | $25.00 | 9/25/2012 6:43:25 PM |
| openness-cosmos9 | $50.00 | 9/25/2012 7:19:01 PM |
| thrifty-capital | $38.00 | 9/25/2012 7:34:36 PM |
| papaloha | $25.00 | 9/25/2012 8:03:56 PM |
| tolerant-responsibility051 | $2,000.00 | 9/25/2012 9:01:18 PM |
| cattlebaron | $25.00 | 9/25/2012 9:20:40 PM |
| grf1945 | $50.00 | 9/26/2012 5:42:41 AM |
| duty-ninja0 | $25.00 | 9/26/2012 5:51:26 AM |
| Lendomatic | $25.00 | 9/25/2012 10:17:53 PM |
| wise-careful-greenback | $25.00 | 9/25/2012 8:18:59 PM |
| mikeleib | $25.00 | 9/25/2012 8:49:47 PM |
| spoolin18t | $100.00 | 9/26/2012 7:16:54 AM |
| dinero-jedi | $25.00 | 9/26/2012 4:40:13 AM |
| sgt-schultz | $44.12 | 9/26/2012 6:23:52 AM |
| Brisket_Bob | $25.00 | 9/26/2012 7:01:33 AM |
| benefit-javelin | $44.76 | 9/26/2012 7:10:56 AM |
| coin-magnitude | $25.00 | 9/26/2012 6:32:32 AM |
| Lagadia | $50.00 | 9/26/2012 7:09:48 AM |
| marketplace-cello5 | $25.00 | 9/26/2012 9:15:07 AM |
| the-dollar-topper | $139.00 | 9/26/2012 9:21:53 AM |
| FASTIZIO_P | $27.00 | 9/26/2012 9:12:43 AM |
| hard-working-loot | $36.00 | 9/26/2012 9:14:26 AM |
| 6moonbeams | $50.00 | 9/26/2012 9:17:38 AM |
| decisive-income7 | $500.00 | 9/25/2012 5:06:10 PM |
| bold-wampum-compadre | $50.00 | 9/25/2012 5:10:56 PM |
| durability-seahorse7 | $50.00 | 9/25/2012 5:19:06 PM |
| zeeexsixare | $400.00 | 9/25/2012 5:01:05 PM |
| 52digital | $75.00 | 9/25/2012 5:26:15 PM |
| adventurer447 | $300.00 | 9/25/2012 5:31:53 PM |
| lean-trade178 | $25.00 | 9/25/2012 5:29:21 PM |
| shrewd-peace7 | $25.00 | 9/25/2012 5:48:59 PM |
| selector568 | $300.00 | 9/25/2012 5:34:41 PM |
| diplomatic-wealth7 | $25.00 | 9/25/2012 5:58:04 PM |
| RGlad | $200.00 | 9/25/2012 5:59:01 PM |
| Dubbs360 | $500.00 | 9/25/2012 5:59:04 PM |
| Canidae | $25.00 | 9/25/2012 6:06:37 PM |
| paladin847 | $70.00 | 9/25/2012 5:49:16 PM |
| pdub | $750.00 | 9/25/2012 5:55:12 PM |
| Miklot | $30.00 | 9/25/2012 6:16:30 PM |
| robust-diversification3 | $50.00 | 9/25/2012 6:00:25 PM |
| MI2 | $5,000.00 | 9/25/2012 6:07:19 PM |
| cropdust3r | $25.00 | 9/25/2012 6:40:43 PM |
| bold-marketplace-awakening | $150.00 | 9/25/2012 6:12:34 PM |
| ventureboy | $30.00 | 9/25/2012 6:24:34 PM |
| pierrelasvegas | $25.00 | 9/25/2012 7:20:07 PM |
| azazle | $50.00 | 9/25/2012 6:21:05 PM |
| social-cocktail1 | $200.00 | 9/25/2012 6:29:28 PM |
| pembull | $25.00 | 9/25/2012 6:29:43 PM |
| p2ploan-hunter4 | $50.00 | 9/25/2012 6:24:00 PM |
| money-baron-Roth401k | $50.00 | 9/25/2012 6:38:45 PM |
| SLN-10 | $50.00 | 9/25/2012 6:53:20 PM |
| Comoparklender | $25.00 | 9/25/2012 7:17:06 PM |
| california111 | $100.00 | 9/25/2012 11:06:04 PM |
| scholarly-order6 | $50.00 | 9/26/2012 1:42:46 AM |
| dough-kitten5 | $25.00 | 9/26/2012 3:31:29 AM |
| ouyangers | $25.00 | 9/25/2012 7:30:40 PM |
| helping-out | $35.00 | 9/26/2012 5:09:54 AM |
| WellMaker | $25.00 | 9/25/2012 7:48:14 PM |
| zorg77 | $25.00 | 9/25/2012 9:41:45 PM |
| treasure-hunter270 | $25.00 | 9/26/2012 5:51:44 AM |
| CA-Lender | $25.00 | 9/26/2012 7:15:07 AM |
| courteous-platinum7 | $25.00 | 9/26/2012 12:37:37 AM |
| Leshan | $50.00 | 9/26/2012 7:29:23 AM |
| revenue-serenity | $25.00 | 9/26/2012 8:38:50 AM |
| Bomber | $25.00 | 9/26/2012 4:55:52 AM |
| Lubava | $50.00 | 9/26/2012 7:28:55 AM |
| Pookie22 | $25.00 | 9/26/2012 9:05:11 AM |
| eagle1271 | $25.00 | 9/26/2012 8:12:02 AM |
| social-pear9 | $25.00 | 9/26/2012 8:40:58 AM |
| felicity-contributor3 | $25.00 | 9/26/2012 8:56:47 AM |
| prescription0 | $25.00 | 9/26/2012 9:08:43 AM |
| Lendersaurus-Rex | $38.80 | 9/26/2012 9:17:23 AM |
| exact-p2p2 | $25.00 | 9/26/2012 9:17:48 AM |
| saffron4 | $25.00 | 9/26/2012 9:18:52 AM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
644708
This series of Notes was issued and sold upon the funding of the borrower loan #75309, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 27y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,366 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tremendous-finance684 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Pay Expenses
This loan will be used to...
Pay some bills, including 401k loan
My financial situation: ok
I am a good candidate for this loan because... I have a history of paying my bills on time. My goal is to pay off 401k loan of $8,500 and then borrow $25,000 to pay off most of my creditors. Not including Student Loans. They are in deferrment for another 12 months.
Monthly net income: $$5,000
Monthly expenses: $$4,000
Housing: $1706
Insurance: $237
Car expenses: $350 prepaid through March 2013
Utilities: $225
Phone, cable, internet: $175
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 52digital | $75.00 | 9/28/2012 9:01:45 AM |
| RGlad | $150.00 | 9/28/2012 9:02:33 AM |
| StarshineXL | $200.00 | 9/28/2012 9:10:12 AM |
| tolerant-responsibility051 | $2,000.00 | 9/28/2012 9:20:23 AM |
| azazle | $50.00 | 9/28/2012 9:24:06 AM |
| lowrater | $50.60 | 9/28/2012 9:01:33 AM |
| Splangy613 | $25.00 | 9/28/2012 9:02:04 AM |
| janeybooboo | $50.00 | 9/28/2012 9:06:24 AM |
| income-triangulation1 | $25.00 | 9/28/2012 9:01:05 AM |
| generous-deal6 | $25.00 | 9/28/2012 9:09:49 AM |
| bid-czar8 | $100.00 | 9/28/2012 9:15:09 AM |
| commitment-neutron1 | $200.00 | 9/28/2012 9:07:28 AM |
| green-high-five7 | $25.00 | 9/28/2012 9:19:57 AM |
| handy-justice | $50.00 | 9/28/2012 9:11:51 AM |
| courteous-kindness1 | $25.00 | 9/28/2012 9:24:58 AM |
| worldly-community3 | $50.00 | 9/28/2012 9:16:10 AM |
| BankofRon | $25.00 | 9/28/2012 9:24:08 AM |
| cp-family | $50.00 | 9/28/2012 9:28:06 AM |
| fascinating-money236 | $25.00 | 9/28/2012 9:06:00 AM |
| benevolent-loot5 | $200.00 | 9/28/2012 9:17:58 AM |
| vutah | $25.00 | 9/28/2012 9:28:21 AM |
| openness-surge0 | $25.00 | 9/28/2012 9:01:13 AM |
| trade-boots1 | $100.00 | 9/28/2012 9:13:44 AM |
| red-power-pecan | $34.00 | 9/28/2012 9:17:06 AM |
| reordan | $25.00 | 9/28/2012 9:19:54 AM |
| MikeyZ2008 | $25.00 | 9/28/2012 9:20:54 AM |
| orearella3 | $25.00 | 9/28/2012 9:29:21 AM |
| Suit | $340.40 | 9/28/2012 9:31:36 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
644766
This series of Notes was issued and sold upon the funding of the borrower loan #75333, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 7m |
|
Amount delinquent:
| $8,020 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $609 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cognizant-return9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2700
Monthly expenses: $0
Housing: $467
Insurance: $50
Car expenses: $225
Utilities: $127Phone, cable, internet: $110
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $25Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| open-minded-p2p1 | $25.00 | 9/30/2012 2:04:24 PM |
| california111 | $50.00 | 9/30/2012 3:52:18 PM |
| worthy-bid8 | $100.00 | 9/30/2012 1:20:49 PM |
| Iamthewalrus | $25.00 | 10/1/2012 7:54:13 AM |
| tolerant-responsibility051 | $500.00 | 10/1/2012 11:48:47 AM |
| worth-blanket2 | $3,027.00 | 10/1/2012 12:27:01 PM |
| responsibility-butterfly | $25.00 | 10/1/2012 9:31:57 AM |
| continental2 | $50.00 | 9/30/2012 3:57:59 PM |
| pierrelasvegas | $25.00 | 10/1/2012 12:15:53 AM |
| Rogelio48 | $25.00 | 9/30/2012 6:53:24 PM |
| the-inspired-justice | $25.00 | 10/1/2012 8:38:32 AM |
| cp-family | $50.00 | 10/1/2012 10:13:33 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:40 AM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:11 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
644776
This series of Notes was issued and sold upon the funding of the borrower loan #75288, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Teacher's Aide |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,701 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| SMILEYROBIN |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/25/2012 8:30:33 AM |
| PrimeFunding | $25.00 | 9/24/2012 5:13:51 PM |
| majestic-note6 | $150.00 | 9/24/2012 5:14:53 PM |
| EnglishGeekInNYC | $50.00 | 9/24/2012 6:37:54 PM |
| skillful-asset5 | $30.00 | 9/24/2012 5:49:09 PM |
| money-baron | $100.00 | 9/24/2012 6:39:41 PM |
| SolarMoonshine | $25.00 | 9/24/2012 6:47:18 PM |
| daekpon | $75.00 | 9/24/2012 7:57:44 PM |
| greencat | $50.00 | 9/25/2012 7:17:53 AM |
| courteous-platinum7 | $30.00 | 9/25/2012 12:53:50 AM |
| Index_Plus | $1,250.00 | 9/25/2012 8:25:41 AM |
| first-serene-credit | $25.00 | 9/25/2012 8:37:54 AM |
| enchanted-note | $25.00 | 9/25/2012 9:29:35 AM |
| green-high-five7 | $25.00 | 9/25/2012 9:56:19 AM |
| moola-monger9 | $75.00 | 9/25/2012 3:05:13 PM |
| money-fort | $25.00 | 9/25/2012 4:25:19 PM |
| azazle | $50.00 | 9/25/2012 1:12:34 PM |
| yougottaloveit | $25.00 | 9/25/2012 2:36:31 PM |
| pierrelasvegas | $25.00 | 9/25/2012 11:58:15 AM |
| Dubbs360 | $250.00 | 9/25/2012 5:59:32 PM |
| Bob450 | $25.00 | 9/25/2012 6:03:14 PM |
| dudebrah | $25.00 | 9/25/2012 6:03:37 PM |
| calamango | $50.00 | 9/24/2012 5:38:21 PM |
| skillful-market6 | $25.00 | 9/24/2012 5:46:10 PM |
| duty-viola | $35.00 | 9/24/2012 5:49:52 PM |
| NickelSteamroller | $35.00 | 9/24/2012 5:33:42 PM |
| mindful-generosity1 | $50.00 | 9/24/2012 6:01:30 PM |
| let_me_retire | $75.00 | 9/24/2012 6:23:08 PM |
| melodious-openness | $200.00 | 9/25/2012 4:42:28 AM |
| bewitching-dollar5 | $100.00 | 9/25/2012 9:55:20 AM |
| ultimate-peace | $235.00 | 9/25/2012 1:23:58 PM |
| Low_income_senior_citizen | $25.00 | 9/25/2012 5:03:52 PM |
| seabassx | $25.00 | 9/25/2012 2:18:04 PM |
| versatile-silver644 | $50.00 | 9/25/2012 2:38:36 PM |
| deal-kung-fu | $25.00 | 9/25/2012 1:02:03 PM |
| stock106 | $25.00 | 9/25/2012 3:14:42 PM |
| pdub | $250.00 | 9/25/2012 5:57:06 PM |
| MI2 | $410.00 | 9/25/2012 6:23:10 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
644818
This series of Notes was issued and sold upon the funding of the borrower loan #75706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
3 | Length of status: | 9y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $123 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| emphatic-revenue629 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan: cover bills
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bewitching-dollar5 | $100.00 | 9/25/2012 5:01:01 PM |
| deal-enthusiast | $75.00 | 9/25/2012 5:02:55 PM |
| trade-boots1 | $100.00 | 9/25/2012 5:28:19 PM |
| enriching-dollar1 | $100.00 | 9/25/2012 5:30:34 PM |
| versatile-dime442 | $250.00 | 9/25/2012 5:38:39 PM |
| imogen22 | $50.00 | 9/25/2012 5:32:35 PM |
| pierrelasvegas | $25.00 | 9/25/2012 5:34:47 PM |
| BankofRon_IRA | $100.00 | 9/25/2012 5:52:39 PM |
| capital-renewal | $25.00 | 9/25/2012 5:39:25 PM |
| Dubbs360 | $500.00 | 9/25/2012 5:59:06 PM |
| calamango | $50.00 | 9/25/2012 5:58:26 PM |
| nex | $25.00 | 9/25/2012 5:59:23 PM |
| understanding-dollar67 | $25.00 | 9/25/2012 5:02:44 PM |
| power-chihuahua | $25.00 | 9/25/2012 5:13:04 PM |
| 52digital | $75.00 | 9/25/2012 5:26:16 PM |
| benevolent-loot5 | $200.00 | 9/25/2012 5:31:31 PM |
| mindful-generosity1 | $50.00 | 9/25/2012 5:24:47 PM |
| careful-vigilance4 | $25.00 | 9/25/2012 5:31:15 PM |
| adventurer447 | $300.00 | 9/25/2012 5:31:54 PM |
| Bad_Debt | $25.00 | 9/25/2012 5:41:16 PM |
| pdub | $250.00 | 9/25/2012 5:57:10 PM |
| nodebtin3 | $25.00 | 9/25/2012 5:44:21 PM |
| Bob450 | $25.00 | 9/25/2012 5:56:46 PM |
| tolerant-responsibility051 | $2,000.00 | 9/25/2012 5:59:42 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
644822
This series of Notes was issued and sold upon the funding of the borrower loan #75707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $217.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,425 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| greenback-pouch7 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2200
Monthly expenses: $1200
Housing: $665
Insurance: $180
Car expenses: $100
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| methodical-interest039 | $30.00 | 9/25/2012 5:01:39 PM |
| commerce-venture1 | $25.00 | 9/25/2012 5:02:37 PM |
| orange-liberty-oyster | $100.00 | 9/25/2012 5:05:20 PM |
| risk_free | $444.60 | 9/25/2012 5:07:25 PM |
| bewitching-dollar5 | $100.00 | 9/25/2012 5:01:02 PM |
| income-triangulation1 | $25.00 | 9/25/2012 5:02:51 PM |
| lowrater | $50.40 | 9/25/2012 5:06:00 PM |
| worth-blanket2 | $7,200.00 | 9/25/2012 5:02:27 PM |
| dukeiyer | $25.00 | 9/25/2012 5:03:07 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
644836
This series of Notes was issued and sold upon the funding of the borrower loan #75523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,300.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $230.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,743 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-compassion-glider |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidation of remaining debt
pay off credit cards
car loan
trailer loan
loan to get roof replaced
My financial situation:
I am a good candidate for this loan because...i have great credit and i am focused on cleaning up what i have left and have one payment instead of 8 payments a month. I would like auto pay set up. I pride myself on paying my bills on time and i feel overwhelmed with making sure i pay all my bills on time due to differnt due dates and to NEVER be late. i just want to pay one bill a month and not have to worry about a bunch of monthly bills. I plan to close some of my credit cards when i pay them off, and plan only to keep a couple of them for emergancy purpose and for travel. the point i want to get to is NO DEBT aside from my house payment and utilities along with the basics of such as food and gas. I have worked very hard to keep my credit clean, and would like to stop worring did i miss something
Monthly net income: $4,478
Monthly expenses: $ 3, 569
Housing: $1636
Insurance: $353 car insurance
Car expenses: $206.00 car payment
Utilities: $164 have well water so no water bill
Phone, cable, internet: $300
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $ 510
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| silver-explorer6 | $25.00 | 9/26/2012 5:01:31 PM |
| Bank_Of_XL | $25.00 | 9/26/2012 5:01:49 PM |
| dumbass | $25.00 | 9/26/2012 5:10:28 PM |
| j2ee | $50.00 | 9/26/2012 5:05:55 PM |
| windguy | $50.00 | 9/26/2012 5:19:44 PM |
| compoundinterest | $25.00 | 9/26/2012 5:24:09 PM |
| imogen22 | $50.00 | 9/26/2012 5:11:24 PM |
| durability-slingshot2 | $53.00 | 9/26/2012 5:39:53 PM |
| auction-sage | $100.00 | 9/26/2012 5:17:10 PM |
| commerce-gargantuan2 | $50.00 | 9/26/2012 5:31:20 PM |
| Ripsaw4U | $50.00 | 9/26/2012 5:34:31 PM |
| excellent-funds649 | $50.00 | 9/26/2012 5:40:02 PM |
| tenacious-affluence | $25.00 | 9/26/2012 6:10:58 PM |
| Aaron_Oz | $25.00 | 9/26/2012 5:40:08 PM |
| ingenious-deal6 | $25.00 | 9/26/2012 5:47:49 PM |
| RJN | $35.00 | 9/26/2012 5:51:15 PM |
| kenji4861 | $25.00 | 9/26/2012 6:03:54 PM |
| fragonardlives | $25.00 | 9/26/2012 6:05:57 PM |
| LiveNow | $25.00 | 9/26/2012 6:49:32 PM |
| velocityasaurus-rex4 | $100.00 | 9/26/2012 6:11:40 PM |
| social-pear9 | $50.00 | 9/26/2012 6:26:16 PM |
| OKPapa | $25.00 | 9/26/2012 10:01:05 PM |
| williamgates | $25.00 | 9/26/2012 10:07:10 PM |
| TryingToHelpUsBoth | $25.00 | 9/27/2012 12:55:49 AM |
| jubilant-capital1 | $50.00 | 9/26/2012 7:16:45 PM |
| ready-interest9 | $25.00 | 9/26/2012 7:21:58 PM |
| bellaquito | $500.00 | 9/26/2012 7:30:37 PM |
| screw-the-banks | $25.00 | 9/26/2012 8:26:39 PM |
| crude | $25.00 | 9/27/2012 7:36:41 AM |
| singletrck | $25.00 | 9/27/2012 8:24:39 AM |
| GoldenKoi | $100.00 | 9/27/2012 1:52:39 AM |
| seabass123 | $25.00 | 9/27/2012 3:35:09 AM |
| nodebtin3 | $100.00 | 9/27/2012 3:59:52 AM |
| KCEnterprises | $25.00 | 9/27/2012 9:05:52 AM |
| blot44 | $25.00 | 9/27/2012 5:47:14 AM |
| Pickmar | $25.00 | 9/27/2012 6:28:33 AM |
| roadtruck | $70.00 | 9/27/2012 6:30:46 AM |
| oskizzle | $25.00 | 9/27/2012 7:24:38 AM |
| broosky2 | $100.00 | 9/27/2012 7:25:22 AM |
| super_pickle | $200.00 | 9/27/2012 8:06:28 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:30 AM |
| hitsman | $50.00 | 9/27/2012 9:57:28 AM |
| kind-transparency-ferret | $100.00 | 9/27/2012 9:41:06 AM |
| logical-reward8 | $25.00 | 9/27/2012 9:53:14 AM |
| wadkuzma | $25.00 | 9/27/2012 10:34:47 AM |
| pay_day | $50.00 | 9/27/2012 10:27:03 AM |
| Castellan | $50.00 | 9/27/2012 10:24:28 AM |
| prudent-deal662 | $25.00 | 9/27/2012 10:52:49 AM |
| Good-Yield | $25.00 | 9/27/2012 11:06:01 AM |
| Money_Hog | $25.00 | 9/27/2012 12:13:22 PM |
| LongTail | $50.00 | 9/27/2012 9:29:57 PM |
| friendly-felicity497 | $50.00 | 9/27/2012 6:07:58 PM |
| Nickle-Back | $30.00 | 9/27/2012 6:26:40 PM |
| capital-heaven5 | $250.00 | 9/27/2012 7:54:15 PM |
| PAPAT | $25.00 | 9/27/2012 6:52:05 PM |
| kulender | $100.00 | 9/27/2012 8:27:21 PM |
| JustOneVoice | $25.00 | 9/28/2012 2:25:23 AM |
| Felici_Finance | $25.00 | 9/28/2012 3:33:48 AM |
| Investoman | $25.00 | 9/28/2012 9:19:28 AM |
| keichi03 | $25.00 | 9/28/2012 5:53:04 AM |
| leverage-monger | $25.00 | 9/28/2012 8:32:22 AM |
| brazzier-cluster | $25.00 | 9/28/2012 7:35:42 AM |
| red-benjamins-bliss | $50.00 | 9/28/2012 7:36:16 AM |
| loyalty-hornet6 | $25.00 | 9/28/2012 7:58:43 AM |
| rokman | $50.00 | 9/28/2012 9:08:17 AM |
| Suit | $283.07 | 9/28/2012 9:24:34 AM |
| responsibility-butterfly | $25.00 | 9/26/2012 6:10:20 PM |
| Phryne | $50.00 | 9/26/2012 5:02:45 PM |
| Taxman44 | $25.00 | 9/26/2012 5:05:40 PM |
| adventurer447 | $300.00 | 9/26/2012 5:19:31 PM |
| repayment-pagoda8 | $100.00 | 9/26/2012 5:08:35 PM |
| spartacusiam | $25.00 | 9/26/2012 5:23:16 PM |
| engaging-worth | $25.00 | 9/26/2012 5:08:40 PM |
| brainy-credit1 | $40.00 | 9/26/2012 5:17:27 PM |
| lionheart722 | $100.00 | 9/26/2012 5:21:58 PM |
| compassion-twister2 | $50.00 | 9/26/2012 5:28:12 PM |
| green28 | $50.00 | 9/26/2012 5:30:01 PM |
| proper-exchange8 | $50.00 | 9/26/2012 6:03:03 PM |
| EnglishGeekInNYC | $25.00 | 9/26/2012 6:08:53 PM |
| mindful-generosity1 | $50.00 | 9/26/2012 6:15:09 PM |
| american6 | $50.00 | 9/26/2012 5:47:09 PM |
| bazaar-tulip | $25.00 | 9/26/2012 6:17:11 PM |
| octoberfresh | $25.00 | 9/26/2012 5:59:19 PM |
| generous-deal6 | $25.00 | 9/26/2012 6:17:22 PM |
| enriching-trade2 | $50.00 | 9/26/2012 6:17:31 PM |
| justinology | $25.00 | 9/26/2012 9:48:18 PM |
| ltstout | $25.00 | 9/27/2012 3:13:21 AM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:09:51 PM |
| penny-kahuna0 | $25.00 | 9/27/2012 6:36:32 AM |
| georgethesir | $50.00 | 9/27/2012 6:59:34 AM |
| Tbone49 | $25.00 | 9/26/2012 9:26:53 PM |
| tranquil-wealth1 | $28.35 | 9/27/2012 8:21:38 AM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:40 PM |
| goodhearted-basis4 | $25.00 | 9/26/2012 11:08:17 PM |
| Dan4703 | $25.00 | 9/27/2012 3:08:16 AM |
| BlessedEveryDay | $25.00 | 9/27/2012 4:32:09 AM |
| CFOGO | $25.00 | 9/27/2012 4:51:49 AM |
| blue-useful-auction | $25.00 | 9/27/2012 6:34:29 AM |
| Brisket_Bob | $55.00 | 9/27/2012 6:48:19 AM |
| spiff666 | $26.66 | 9/27/2012 7:58:52 AM |
| Plutis | $25.00 | 9/27/2012 9:08:42 AM |
| netg | $25.00 | 9/27/2012 9:43:04 AM |
| Senechal | $25.00 | 9/27/2012 10:06:43 AM |
| hard-working-rate3 | $25.00 | 9/27/2012 9:48:25 AM |
| crdcteng | $25.00 | 9/27/2012 10:07:59 AM |
| compatible-deal9 | $50.00 | 9/27/2012 10:59:59 AM |
| kind-clean-community | $25.00 | 9/27/2012 11:33:03 AM |
| napoleon1168 | $25.00 | 9/27/2012 10:42:27 AM |
| SMVM87 | $50.00 | 9/27/2012 10:52:11 AM |
| economy-tuba7 | $50.00 | 9/27/2012 10:42:41 AM |
| courteous-trade229 | $40.00 | 9/27/2012 10:45:05 AM |
| socrates520 | $50.00 | 9/27/2012 10:46:02 AM |
| income-encore1 | $100.00 | 9/27/2012 1:29:24 PM |
| community-stream9 | $50.00 | 9/27/2012 10:58:29 AM |
| Splangy613 | $50.00 | 9/27/2012 3:20:43 PM |
| Napoli_Lending | $110.00 | 9/27/2012 11:37:23 AM |
| Solid-Platinum | $25.00 | 9/27/2012 3:37:02 PM |
| Cherrypicker | $50.00 | 9/27/2012 3:59:56 PM |
| poster177 | $50.00 | 9/27/2012 12:34:02 PM |
| radforj22 | $71.15 | 9/27/2012 12:50:43 PM |
| market-maximizer472 | $100.00 | 9/27/2012 3:04:39 PM |
| dough-kitten5 | $25.00 | 9/27/2012 4:08:28 PM |
| abundant-dinero5 | $25.00 | 9/27/2012 4:34:40 PM |
| wampum-chorus3 | $25.00 | 9/27/2012 4:45:04 PM |
| Bieling | $25.00 | 9/27/2012 7:00:14 PM |
| bejfishing | $25.00 | 9/27/2012 7:08:29 PM |
| encouraging-fund | $25.00 | 9/27/2012 10:16:49 PM |
| awern | $25.00 | 9/28/2012 5:16:32 AM |
| antlr | $25.00 | 9/28/2012 7:22:25 AM |
| finance-lion8 | $30.00 | 9/27/2012 6:23:59 PM |
| MCDXLIV | $25.00 | 9/28/2012 8:18:08 AM |
| andrew491 | $50.00 | 9/28/2012 12:24:22 AM |
| Hopeta | $25.00 | 9/28/2012 4:17:14 AM |
| BigGuyBank | $27.77 | 9/28/2012 7:51:36 AM |
| teamtiny | $25.00 | 9/28/2012 7:58:28 AM |
| SC2TX | $100.00 | 9/28/2012 8:12:05 AM |
| fboba | $300.00 | 9/28/2012 8:22:18 AM |
| ahfcp | $25.00 | 9/28/2012 9:01:33 AM |
| Rockymtnhi | $100.00 | 9/28/2012 9:02:37 AM |
| GTFreeFlyer | $25.00 | 9/28/2012 9:02:39 AM |
| loot-cannon764 | $50.00 | 9/28/2012 9:22:42 AM |
| 141 Investments
|
Borrower Payment Dependent Notes Series
644838
This series of Notes was issued and sold upon the funding of the borrower loan #75339, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $271.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,111 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| goodhearted-dinero5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| WalnutCreekguy | $50.00 | 9/25/2012 5:08:00 PM |
| palm864 | $25.00 | 9/25/2012 5:19:46 PM |
| careful-vigilance4 | $25.00 | 9/25/2012 5:31:15 PM |
| 52digital | $75.00 | 9/25/2012 5:26:16 PM |
| bullwink27 | $25.00 | 9/25/2012 5:32:48 PM |
| nodebtin3 | $25.00 | 9/25/2012 5:44:21 PM |
| adventurer447 | $300.00 | 9/25/2012 5:31:54 PM |
| shrewd-peace7 | $25.00 | 9/25/2012 5:48:59 PM |
| special-dinero553 | $25.00 | 9/25/2012 5:34:21 PM |
| progressive-economy261 | $500.00 | 9/25/2012 6:00:02 PM |
| robust-diversification3 | $50.00 | 9/25/2012 6:00:25 PM |
| Canidae | $25.00 | 9/25/2012 6:06:37 PM |
| diplomatic-wealth7 | $25.00 | 9/25/2012 5:58:04 PM |
| asset-professor | $25.00 | 9/25/2012 6:06:56 PM |
| first-pragmatic-power | $25.00 | 9/25/2012 5:01:28 PM |
| NickelSteamroller | $35.00 | 9/25/2012 5:04:14 PM |
| income-triangulation1 | $25.00 | 9/25/2012 5:05:36 PM |
| phenomenal-rate1 | $500.00 | 9/25/2012 5:26:48 PM |
| Beld | $50.00 | 9/25/2012 5:32:15 PM |
| LeReve | $500.00 | 9/25/2012 5:41:30 PM |
| brainy-return234 | $25.00 | 9/25/2012 5:34:31 PM |
| majestic-note6 | $200.00 | 9/25/2012 5:39:00 PM |
| Dubbs360 | $500.00 | 9/25/2012 5:59:06 PM |
| pdub | $250.00 | 9/25/2012 5:57:10 PM |
| MI2 | $3,740.00 | 9/25/2012 6:07:21 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
644846
This series of Notes was issued and sold upon the funding of the borrower loan #75282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 1m |
|
Amount delinquent:
| $10,796 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,190 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fair-basis8 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to purchase a 2001 Toyota Camry LE that will be used to commute to my second job
My financial situation:
I am a good candidate for this loan because my current financial situation allows me to pay all bills on time as well as save 10% of my net income and invest up to 7% of my net income.
Monthly net income: $2400-2800
Monthly expenses: $1665
Housing: $600
Insurance: $30
Car expenses: $0
Utilities: $50
Phone, cable, internet: $110
Food, entertainment: $500
Clothing, household expenses: $125
Credit cards and other loans: $250
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reasonable-nickel6 | $25.00 | 9/26/2012 9:01:17 AM |
| tolerant-responsibility051 | $2,000.00 | 9/26/2012 9:08:08 AM |
| 52digital | $75.00 | 9/26/2012 9:16:01 AM |
| deal-galleon | $25.00 | 9/26/2012 9:06:04 AM |
| SimpleChoice | $25.00 | 9/26/2012 9:19:38 AM |
| social-pear9 | $25.00 | 9/26/2012 9:04:33 AM |
| capital-investor8 | $25.00 | 9/26/2012 9:11:23 AM |
| scholarly-order6 | $25.00 | 9/26/2012 9:17:33 AM |
| DSFinancial | $25.00 | 9/26/2012 9:27:33 AM |
| dpries123 | $25.00 | 9/26/2012 9:29:00 AM |
| principal-cooker2 | $50.00 | 9/26/2012 9:33:18 AM |
| decisive-income7 | $500.00 | 9/26/2012 9:22:40 AM |
| trade-boots1 | $100.00 | 9/26/2012 9:05:04 AM |
| benevolent-loot5 | $200.00 | 9/26/2012 9:09:53 AM |
| power-chihuahua | $25.00 | 9/26/2012 9:01:11 AM |
| adventurer447 | $300.00 | 9/26/2012 9:05:42 AM |
| enriching-dollar1 | $100.00 | 9/26/2012 9:08:20 AM |
| BankofRon_IRA | $100.00 | 9/26/2012 9:24:34 AM |
| tylerfd | $33.00 | 9/26/2012 9:25:37 AM |
| nourishing-interest0 | $25.00 | 9/26/2012 9:27:52 AM |
| cnovak | $25.00 | 9/26/2012 9:13:01 AM |
| DasMula | $25.00 | 9/26/2012 9:13:10 AM |
| BankofRon | $25.00 | 9/26/2012 9:08:58 AM |
| pierrelasvegas | $25.00 | 9/26/2012 9:14:38 AM |
| exact-p2p2 | $25.00 | 9/26/2012 9:17:48 AM |
| Sunbase | $25.00 | 9/26/2012 9:26:49 AM |
| helpinghand63 | $25.00 | 9/26/2012 9:27:03 AM |
| wise-innocent-value | $38.00 | 9/26/2012 9:35:23 AM |
| HamachiMan | $29.00 | 9/26/2012 9:32:39 AM |
| red-power-pecan | $50.00 | 9/26/2012 9:34:16 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
644998
This series of Notes was issued and sold upon the funding of the borrower loan #75375, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $335.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,813 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dinero-slingshot7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate credit card debt
My financial situation:
I am a good candidate for this loan because...
I earn a steady paycheck in a booming industry, and i've been a good credit citizen for years.
Monthly net income: $5,961
Monthly expenses: $3,339
Housing: $1450
Insurance: $93
Car expenses: $350
Utilities: $479
Phone, cable, internet: $275
Food, entertainment: $275
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-missile | $75.00 | 9/25/2012 9:06:37 AM |
| diplomatic-wealth7 | $25.00 | 9/25/2012 9:04:07 AM |
| HeroSupport | $60.00 | 9/25/2012 9:05:07 AM |
| DasMula | $25.00 | 9/25/2012 9:02:12 AM |
| worth-blanket2 | $7,650.00 | 9/25/2012 9:11:16 AM |
| income-triangulation1 | $25.00 | 9/25/2012 9:03:34 AM |
| EngineersAlliance | $100.00 | 9/25/2012 9:03:56 AM |
| phenomenal-rate1 | $500.00 | 9/25/2012 9:02:55 AM |
| orchestra960 | $107.00 | 9/25/2012 9:05:01 AM |
| cattlebaron | $25.00 | 9/25/2012 9:06:25 AM |
| supreme-treasure8 | $100.00 | 9/25/2012 9:05:33 AM |
| abundanceforever | $44.00 | 9/25/2012 9:10:22 AM |
| Nopa | $25.00 | 9/25/2012 9:07:56 AM |
| decisive-income7 | $1,000.00 | 9/25/2012 9:04:27 AM |
| commerce-venture1 | $25.00 | 9/25/2012 9:04:20 AM |
| competent-commitment5 | $25.00 | 9/25/2012 9:04:54 AM |
| vutah | $35.00 | 9/25/2012 9:05:27 AM |
| golffish2 | $25.00 | 9/25/2012 9:03:20 AM |
| Fitiwalt7 | $31.96 | 9/25/2012 9:05:27 AM |
| Whipster | $60.00 | 9/25/2012 9:04:05 AM |
| Endeavour | $35.00 | 9/25/2012 9:06:03 AM |
| Wellman | $25.00 | 9/25/2012 9:06:58 AM |
| special-dinero553 | $25.00 | 9/25/2012 9:10:59 AM |
| Katburg | $25.00 | 9/25/2012 9:07:35 AM |
| RGlad | $300.00 | 9/25/2012 9:08:38 AM |
| VirginiaBuckeye | $250.00 | 9/25/2012 9:10:26 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
645008
This series of Notes was issued and sold upon the funding of the borrower loan #75644, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $330.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,086 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| openness-fertilizer8 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Payoff debt and have one payment
My financial situation: Good
I am a good candidate for this loan because...
I always make my payments on time. I can not stand to be late.
Monthly net income: $1600
Monthly expenses: $900
Housing: $418
Insurance: $17.84
Car expenses: $0
Utilities: $120
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $0
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Katburg | $25.00 | 9/29/2012 12:01:19 PM |
| asset-professor | $25.00 | 9/29/2012 12:06:18 PM |
| zipemdown | $25.00 | 9/29/2012 12:16:19 PM |
| careful-vigilance4 | $25.00 | 9/29/2012 12:17:30 PM |
| ericgassercom | $25.00 | 9/29/2012 12:05:56 PM |
| MichaelProsper | $40.00 | 9/29/2012 12:20:47 PM |
| finance-prescription | $100.00 | 9/29/2012 12:27:58 PM |
| EBITDA | $25.00 | 9/29/2012 12:21:47 PM |
| rautility | $50.00 | 9/29/2012 12:38:15 PM |
| the-laudable-peso | $40.00 | 9/29/2012 12:50:16 PM |
| mikbos | $25.00 | 9/29/2012 1:34:24 PM |
| debt-force | $25.00 | 9/29/2012 1:58:20 PM |
| nri22 | $25.00 | 9/29/2012 1:21:49 PM |
| Wellman | $25.00 | 9/29/2012 1:25:52 PM |
| principal-cooker2 | $50.00 | 9/29/2012 1:42:21 PM |
| life-is-great | $25.00 | 9/29/2012 2:06:10 PM |
| 52digital | $75.00 | 9/29/2012 2:09:03 PM |
| rogue_monster | $50.00 | 9/29/2012 2:13:07 PM |
| Laissez-faire | $25.00 | 9/29/2012 2:36:12 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:10:17 PM |
| bullwink27 | $25.00 | 9/29/2012 2:12:34 PM |
| Cookstersalibi | $25.00 | 9/29/2012 3:12:43 PM |
| point653 | $25.00 | 9/29/2012 2:13:19 PM |
| Elefunt | $25.00 | 9/29/2012 2:13:28 PM |
| 907 | $25.00 | 9/29/2012 4:05:55 PM |
| aquariano | $25.00 | 9/29/2012 4:14:07 PM |
| graceful-investment | $106.00 | 9/29/2012 4:21:09 PM |
| d2vid | $50.00 | 9/29/2012 4:29:28 PM |
| jetavana | $25.00 | 9/29/2012 2:21:22 PM |
| green-high-five7 | $25.00 | 9/29/2012 5:05:38 PM |
| truth-silo | $50.00 | 9/29/2012 2:14:26 PM |
| P2P_Investor | $1,000.00 | 9/29/2012 2:23:30 PM |
| Comoparklender | $25.00 | 9/29/2012 2:27:28 PM |
| FWF-kinetic | $25.00 | 9/29/2012 10:09:58 PM |
| vines99 | $25.00 | 9/29/2012 11:54:37 PM |
| Finchy78 | $25.00 | 9/30/2012 6:07:32 AM |
| CashFlowLender | $25.00 | 9/30/2012 6:59:54 AM |
| frooogal | $25.00 | 9/29/2012 5:17:20 PM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:41 PM |
| Theofficer | $25.00 | 9/29/2012 6:20:22 PM |
| MightyMataya | $25.00 | 9/30/2012 11:20:47 AM |
| natural-point1 | $25.00 | 9/29/2012 9:18:53 PM |
| contract-victor5 | $30.00 | 9/29/2012 11:00:22 PM |
| gothampark | $25.00 | 9/29/2012 8:24:11 PM |
| mindful-deal289 | $25.00 | 9/29/2012 8:42:01 PM |
| commerce-renewal | $70.00 | 9/29/2012 8:59:31 PM |
| drkosh | $25.00 | 9/30/2012 7:37:24 AM |
| compatible-deal9 | $25.00 | 9/30/2012 9:38:02 AM |
| dougm | $25.00 | 9/30/2012 10:15:52 AM |
| jhouman | $25.00 | 9/30/2012 8:27:30 AM |
| BigBag | $25.00 | 9/30/2012 8:50:16 AM |
| california111 | $100.00 | 9/30/2012 11:20:47 AM |
| gold-fluffy-bunny4 | $35.00 | 9/30/2012 10:08:48 AM |
| Money_Working | $32.00 | 9/30/2012 10:12:20 AM |
| friendship290 | $25.00 | 9/30/2012 10:59:28 AM |
| mammalian4 | $25.00 | 9/30/2012 11:17:24 AM |
| AlBRich | $25.00 | 9/30/2012 11:51:38 AM |
| Lendomatic | $22.48 | 9/30/2012 11:59:54 AM |
| responsibility-butterfly | $25.00 | 9/30/2012 6:50:26 AM |
| brainy-return234 | $25.00 | 9/29/2012 12:10:15 PM |
| octoberfresh | $25.00 | 9/29/2012 12:35:59 PM |
| peace-fiesta7 | $25.00 | 9/29/2012 12:40:18 PM |
| gold-sushi | $25.00 | 9/29/2012 12:02:55 PM |
| duty-viola | $35.00 | 9/29/2012 12:29:16 PM |
| shrewd-peace7 | $25.00 | 9/29/2012 1:00:18 PM |
| mindful-generosity1 | $50.00 | 9/29/2012 12:49:30 PM |
| silver-enlightenment0 | $25.00 | 9/29/2012 1:34:56 PM |
| first-pragmatic-power | $25.00 | 9/29/2012 1:37:54 PM |
| Dave0 | $25.00 | 9/29/2012 12:49:02 PM |
| Bankman68 | $25.00 | 9/29/2012 1:01:14 PM |
| harmonious-asset9 | $25.00 | 9/29/2012 1:41:18 PM |
| profit-powerplant | $25.00 | 9/29/2012 1:53:56 PM |
| exciting-loyalty3 | $25.00 | 9/29/2012 1:54:20 PM |
| haplender | $50.00 | 9/29/2012 1:55:01 PM |
| bubb_hans | $25.00 | 9/29/2012 1:30:40 PM |
| bellaquito | $500.00 | 9/29/2012 1:59:51 PM |
| authoritative-platinum7 | $31.00 | 9/29/2012 1:44:08 PM |
| credit-czar5 | $25.00 | 9/29/2012 1:47:17 PM |
| musegaze | $50.00 | 9/29/2012 2:10:12 PM |
| WalnutCreekguy | $50.00 | 9/29/2012 1:47:11 PM |
| cash-strawberry3 | $25.00 | 9/29/2012 2:21:48 PM |
| theboat | $30.00 | 9/29/2012 1:49:52 PM |
| supreme-treasure8 | $100.00 | 9/29/2012 2:00:35 PM |
| angelinvestor2 | $40.00 | 9/29/2012 2:01:04 PM |
| the-profit-oracle | $25.00 | 9/29/2012 2:01:54 PM |
| tech310 | $50.00 | 9/29/2012 2:43:58 PM |
| sunwell | $50.00 | 9/29/2012 2:07:27 PM |
| indomitable-economy8 | $25.00 | 9/29/2012 3:05:17 PM |
| currency-persimmon | $25.00 | 9/29/2012 3:14:42 PM |
| unforgettable-wealth4 | $50.00 | 9/29/2012 2:13:10 PM |
| hopeful_lender | $100.00 | 9/29/2012 4:45:37 PM |
| blue-subtle-integrity | $25.00 | 9/29/2012 2:20:49 PM |
| jgar_O | $25.00 | 9/29/2012 2:29:46 PM |
| fortytwo | $53.00 | 9/29/2012 2:14:04 PM |
| john0720 | $25.00 | 9/29/2012 2:35:11 PM |
| quantum_leap | $25.00 | 9/29/2012 7:58:42 PM |
| marketplace-hut9 | $25.00 | 9/29/2012 2:55:02 PM |
| LoanerPrincipal | $25.00 | 9/29/2012 3:02:49 PM |
| Investor_DP | $200.00 | 9/29/2012 2:42:18 PM |
| klemer | $25.00 | 9/29/2012 4:23:22 PM |
| berniemadeoff | $25.00 | 9/29/2012 2:56:25 PM |
| money-baron | $100.00 | 9/29/2012 3:03:12 PM |
| Digger85 | $100.00 | 9/30/2012 6:49:25 AM |
| help4u | $25.00 | 9/29/2012 5:29:11 PM |
| Cory79 | $30.00 | 9/29/2012 6:39:49 PM |
| integrity-american | $25.52 | 9/29/2012 5:24:21 PM |
| MI2 | $2,800.00 | 9/30/2012 10:06:10 AM |
| KrisKringle | $25.00 | 9/29/2012 10:09:52 PM |
| Frover | $30.00 | 9/30/2012 7:08:02 AM |
| ouyangers | $25.00 | 9/30/2012 6:20:30 AM |
| brettj | $50.00 | 9/30/2012 8:15:43 AM |
| benjamins-fan6 | $25.00 | 9/30/2012 10:38:45 AM |
| Scottyd911 | $50.00 | 9/30/2012 11:37:21 AM |
| continental2 | $50.00 | 9/30/2012 11:38:00 AM |
| rdhfire | $25.00 | 9/30/2012 11:56:26 AM |
| Lendomatic | $25.00 | 9/30/2012 11:59:38 AM |
| 116 Investments
|
Borrower Payment Dependent Notes Series
645012
This series of Notes was issued and sold upon the funding of the borrower loan #75577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 11y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,211 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 102% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| payment-mole6 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2.732
Monthly expenses: $
Housing: $515
Insurance: $74
Car expenses: $411
Utilities: $300
Phone, cable, internet: $125
Food, entertainment: $
Clothing, household expenses: $400
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| riveting-credit5 | $25.00 | 9/25/2012 5:03:10 PM |
| bold-wampum-compadre | $50.00 | 9/25/2012 5:10:57 PM |
| best-bonafide-p2p | $25.00 | 9/25/2012 5:13:14 PM |
| openness-antioxidant | $75.00 | 9/25/2012 5:43:57 PM |
| majestic-note6 | $150.00 | 9/25/2012 5:39:11 PM |
| Dubbs360 | $250.00 | 9/25/2012 5:59:36 PM |
| pdub | $250.00 | 9/25/2012 5:57:11 PM |
| open-minded-p2p1 | $25.00 | 9/25/2012 6:42:19 PM |
| duty-viola | $35.00 | 9/25/2012 6:15:44 PM |
| competent-commitment5 | $25.00 | 9/25/2012 7:25:22 PM |
| blue-order-comet | $25.00 | 9/25/2012 7:34:15 PM |
| pious-openness | $25.00 | 9/26/2012 5:42:40 AM |
| greencat | $50.00 | 9/26/2012 7:12:38 AM |
| dough-kitten5 | $25.00 | 9/26/2012 3:35:42 AM |
| 168RichCapital | $25.09 | 9/26/2012 6:34:13 AM |
| Interloper | $40.00 | 9/26/2012 7:24:31 AM |
| transparency-river1 | $389.91 | 9/26/2012 9:45:34 AM |
| theaterguy | $30.00 | 9/26/2012 9:33:07 AM |
| NickelSteamroller | $35.00 | 9/25/2012 5:04:14 PM |
| income-triangulation1 | $25.00 | 9/25/2012 5:03:37 PM |
| enriched-return057 | $50.00 | 9/25/2012 6:00:12 PM |
| azazle | $50.00 | 9/25/2012 6:33:38 PM |
| MI2 | $1,250.00 | 9/25/2012 6:23:15 PM |
| favorite-commerce | $50.00 | 9/25/2012 8:25:40 PM |
| CA-Lender | $25.00 | 9/25/2012 6:30:19 PM |
| money-baron | $100.00 | 9/25/2012 7:26:18 PM |
| Asgardian | $25.00 | 9/26/2012 5:40:31 AM |
| buffalobills | $25.00 | 9/25/2012 7:51:52 PM |
| ultimate-peace | $250.00 | 9/26/2012 5:55:41 AM |
| papaloha | $25.00 | 9/25/2012 8:03:56 PM |
| filovirus | $25.00 | 9/26/2012 6:25:45 AM |
| tomdooley12520 | $35.00 | 9/26/2012 6:52:52 AM |
| Bob450 | $25.00 | 9/26/2012 7:41:24 AM |
| thehousewife | $25.00 | 9/26/2012 7:43:33 AM |
| california111 | $100.00 | 9/25/2012 11:06:04 PM |
| courteous-platinum7 | $25.00 | 9/26/2012 12:38:10 AM |
| scholarly-order6 | $35.00 | 9/26/2012 1:48:19 AM |
| LaGrangeLender | $25.00 | 9/26/2012 5:59:45 AM |
| let_me_retire | $75.00 | 9/26/2012 2:54:37 AM |
| treasure-hunter270 | $25.00 | 9/26/2012 5:52:27 AM |
| Leshan | $50.00 | 9/26/2012 7:34:10 AM |
| 1NiceLender | $25.00 | 9/26/2012 8:55:59 AM |
| wildanne | $50.00 | 9/26/2012 9:01:00 AM |
| mindful-generosity1 | $50.00 | 9/26/2012 9:35:41 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
645078
This series of Notes was issued and sold upon the funding of the borrower loan #75547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2010 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,706 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vibrant-fund697 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home moving
Purpose of loan:
This loan will be used for home moving.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 90000
Monthly expenses: $ 2000
Housing: $ 850
Insurance: $ 160
Car expenses: $ 250
Utilities: $ 100
Phone, cable, internet: $ 150
Food, entertainment: $ 250
Clothing, household expenses: $ 150
Credit cards and other loans: $ 300
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mindful-generosity1 | $50.00 | 9/25/2012 5:24:48 PM |
| pdub | $250.00 | 9/25/2012 5:57:11 PM |
| calamango | $50.00 | 9/25/2012 5:58:27 PM |
| CreditBuilder2 | $25.02 | 9/25/2012 6:20:12 PM |
| Dubbs360 | $250.00 | 9/25/2012 5:59:36 PM |
| money-baron | $100.00 | 9/25/2012 7:26:18 PM |
| MoneyBadger | $25.00 | 9/26/2012 6:22:14 AM |
| KB-IRA | $150.00 | 9/25/2012 10:45:53 PM |
| order-banshee3 | $25.00 | 9/25/2012 8:49:01 PM |
| let_me_retire | $75.00 | 9/26/2012 2:55:13 AM |
| durability-seahorse7 | $25.00 | 9/26/2012 3:01:24 AM |
| dough-kitten5 | $25.00 | 9/26/2012 3:34:37 AM |
| runway3 | $25.00 | 9/26/2012 4:54:21 AM |
| generous-peace4 | $26.00 | 9/26/2012 8:13:53 AM |
| thrftylendr | $25.00 | 9/26/2012 6:21:22 AM |
| big-mac-50 | $183.93 | 9/26/2012 8:19:35 AM |
| ltschetter | $25.00 | 9/26/2012 6:44:10 AM |
| benefit-javelin | $44.76 | 9/26/2012 7:11:23 AM |
| YampaQuant | $25.00 | 9/26/2012 7:22:01 AM |
| autobahn77 | $31.20 | 9/26/2012 7:25:38 AM |
| wojo | $25.00 | 9/26/2012 6:31:31 AM |
| agalt | $25.00 | 9/26/2012 7:50:42 AM |
| Yaout | $50.00 | 9/26/2012 7:04:35 AM |
| spoolin18t | $50.00 | 9/26/2012 7:17:28 AM |
| cash-turbine1 | $29.00 | 9/26/2012 7:33:08 AM |
| Bob450 | $25.00 | 9/26/2012 7:41:03 AM |
| refresher211 | $25.00 | 9/25/2012 5:35:43 PM |
| RJN | $35.00 | 9/25/2012 5:46:56 PM |
| azazle | $50.00 | 9/25/2012 6:28:36 PM |
| open-minded-p2p1 | $25.00 | 9/25/2012 6:50:56 PM |
| MI2 | $1,250.00 | 9/25/2012 6:23:15 PM |
| papaloha | $25.00 | 9/25/2012 8:03:57 PM |
| tolerant-responsibility051 | $500.00 | 9/25/2012 8:58:07 PM |
| california111 | $100.00 | 9/25/2012 10:54:48 PM |
| Robato | $25.00 | 9/26/2012 2:51:51 AM |
| rockhound84 | $50.00 | 9/26/2012 5:21:51 AM |
| mikeandcat | $50.00 | 9/26/2012 7:10:46 AM |
| hfpinc | $25.00 | 9/26/2012 4:52:08 AM |
| CA-Lender | $25.00 | 9/26/2012 7:15:45 AM |
| Lubava | $50.00 | 9/26/2012 7:22:55 AM |
| 168RichCapital | $25.09 | 9/26/2012 6:33:16 AM |
| nodebtin3 | $100.00 | 9/26/2012 7:06:42 AM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
645172
This series of Notes was issued and sold upon the funding of the borrower loan #75635, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $113.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $167 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| neighborly-commerce232 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $25.00 | 9/25/2012 9:21:17 AM |
| commerce-venture1 | $25.00 | 9/25/2012 9:03:15 AM |
| DasMula | $25.00 | 9/25/2012 9:13:49 AM |
| Eminent_Endeavors | $25.00 | 9/25/2012 9:29:39 AM |
| benevolent-marketplace4 | $1,805.00 | 9/25/2012 9:30:47 AM |
| special-dinero553 | $25.00 | 9/25/2012 9:10:50 AM |
| Beld | $50.00 | 9/25/2012 9:15:25 AM |
| paladin847 | $70.00 | 9/25/2012 9:27:18 AM |
| supreme-treasure8 | $100.00 | 9/25/2012 9:05:33 AM |
| pragmatic-auction8 | $50.00 | 9/25/2012 9:22:20 AM |
| LeReve | $500.00 | 9/25/2012 9:17:37 AM |
| adventurer447 | $300.00 | 9/25/2012 9:25:14 AM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
645200
This series of Notes was issued and sold upon the funding of the borrower loan #75662, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 16.28% |
Borrower rate/APR:
| 17.28% / 19.66% |
Monthly payment:
| $375.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.21% | | |
| |
Estimated return*:
| 12.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2008 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,736 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-wonderous-velocity |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2012)
|
|
Principal balance:
| $7,944.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay house bills and credit card bills.The expenses of my newborn daughter also to improve my credit score.
My financial situation:
I am a good candidate for this loan because... I work two jobs and I always pay my bills early or on time. I'm just trying to maintain in this economy and provide for my family through tough times.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| TomDalonajay | $25.00 | 9/26/2012 9:03:22 AM |
| repayment-pagoda8 | $100.00 | 9/26/2012 9:07:14 AM |
| networks4ever | $25.00 | 9/26/2012 9:02:04 AM |
| bazaar-tulip | $25.00 | 9/26/2012 9:04:39 AM |
| balance-hornet | $42.00 | 9/26/2012 9:04:52 AM |
| wetlands | $200.00 | 9/26/2012 9:16:30 AM |
| riproaringrapids | $50.00 | 9/26/2012 9:04:01 AM |
| adventurer447 | $300.00 | 9/26/2012 9:05:43 AM |
| imogen22 | $50.00 | 9/26/2012 9:10:11 AM |
| point653 | $25.00 | 9/26/2012 9:32:12 AM |
| CreditBuilder2 | $25.01 | 9/26/2012 9:07:26 AM |
| obduro_1 | $25.00 | 9/26/2012 9:32:34 AM |
| genelinist | $200.00 | 9/26/2012 9:40:20 AM |
| downtownfarm | $25.00 | 9/26/2012 9:22:24 AM |
| quest0 | $50.00 | 9/26/2012 9:15:19 AM |
| ulisingh | $33.00 | 9/26/2012 9:16:10 AM |
| roi-advantage | $25.00 | 9/26/2012 9:43:38 AM |
| 6moonbeams | $40.00 | 9/26/2012 9:17:38 AM |
| riskreward | $250.00 | 9/26/2012 9:53:13 AM |
| moola-gondola1 | $25.00 | 9/26/2012 9:32:19 AM |
| larslfe | $25.00 | 9/26/2012 9:54:11 AM |
| exact-loan5 | $50.00 | 9/26/2012 9:54:40 AM |
| Dont_Worry_Be_Happy | $25.00 | 9/26/2012 9:23:22 AM |
| deal-contributor8 | $25.00 | 9/26/2012 9:34:13 AM |
| enthralling-investment | $25.00 | 9/26/2012 9:34:31 AM |
| responsibility-cherry6 | $25.00 | 9/26/2012 9:58:13 AM |
| sab | $25.00 | 9/26/2012 9:28:04 AM |
| golden-responsibility189 | $100.00 | 9/26/2012 9:58:58 AM |
| DadWarbucks | $25.00 | 9/26/2012 10:00:55 AM |
| ninjazx10rida | $25.00 | 9/26/2012 10:01:19 AM |
| tolstoy00 | $25.00 | 9/26/2012 10:01:58 AM |
| topher515 | $25.00 | 9/26/2012 10:02:16 AM |
| market-assembler | $100.00 | 9/26/2012 9:38:37 AM |
| mvalley | $25.00 | 9/26/2012 10:03:43 AM |
| secobarbital | $27.00 | 9/26/2012 10:04:19 AM |
| macjp123 | $50.00 | 9/26/2012 10:07:20 AM |
| netg | $25.00 | 9/26/2012 9:35:01 AM |
| Graces | $25.00 | 9/26/2012 10:08:33 AM |
| Cai8899 | $25.00 | 9/26/2012 9:44:16 AM |
| Franchiseguy | $25.00 | 9/26/2012 10:10:00 AM |
| miked8303 | $50.00 | 9/26/2012 10:10:41 AM |
| TennSquire | $25.00 | 9/26/2012 10:11:07 AM |
| manfromMaine | $25.00 | 9/26/2012 9:38:45 AM |
| a-unflappable-finance | $100.00 | 9/26/2012 9:39:23 AM |
| PCGeekWI | $25.00 | 9/26/2012 10:16:21 AM |
| hayhelp | $25.00 | 9/26/2012 10:18:31 AM |
| Kame | $25.00 | 9/26/2012 9:53:09 AM |
| community-burrito9 | $25.00 | 9/26/2012 10:18:43 AM |
| currency-agave | $32.00 | 9/26/2012 10:19:31 AM |
| lendacity | $25.00 | 9/26/2012 9:54:22 AM |
| lenderob | $50.00 | 9/26/2012 10:19:44 AM |
| mason13a | $25.00 | 9/26/2012 10:20:06 AM |
| bold-riveting-social | $50.00 | 9/26/2012 9:55:10 AM |
| NDFIRTH | $50.00 | 9/26/2012 9:43:58 AM |
| awe-inspiring-commitment972 | $50.00 | 9/26/2012 9:55:26 AM |
| Stafo | $25.00 | 9/26/2012 9:55:38 AM |
| hitsman | $50.00 | 9/26/2012 10:23:06 AM |
| bold-steady-peso | $100.00 | 9/26/2012 9:57:03 AM |
| jresu537 | $25.00 | 9/26/2012 10:23:56 AM |
| helpishere777 | $25.00 | 9/26/2012 9:57:31 AM |
| the_winning_ticket | $52.00 | 9/26/2012 10:26:19 AM |
| gold-pudding6 | $60.00 | 9/26/2012 10:27:48 AM |
| tenacious-affluence | $25.00 | 9/26/2012 9:49:08 AM |
| takarlstad | $25.00 | 9/26/2012 10:29:04 AM |
| value-wind0 | $25.00 | 9/26/2012 9:50:51 AM |
| Ivan2007 | $50.00 | 9/26/2012 10:01:30 AM |
| 108lender | $199.00 | 9/26/2012 9:52:52 AM |
| dokiya777 | $25.00 | 9/26/2012 10:02:28 AM |
| misterhobbs | $25.00 | 9/26/2012 9:53:33 AM |
| bsg43 | $25.00 | 9/26/2012 10:39:40 AM |
| fervent-revenue7 | $25.00 | 9/26/2012 9:55:22 AM |
| MartiniCognac | $25.00 | 9/26/2012 10:44:05 AM |
| AFairDeal | $25.00 | 9/26/2012 9:56:53 AM |
| surge9 | $200.00 | 9/26/2012 10:44:43 AM |
| capital-arboretum | $80.00 | 9/26/2012 9:57:05 AM |
| ujiba | $37.00 | 9/26/2012 10:45:22 AM |
| loyalty-locomotive | $25.00 | 9/26/2012 9:59:17 AM |
| Money2Lend_U | $250.00 | 9/26/2012 10:08:47 AM |
| Tylerh | $214.00 | 9/26/2012 10:09:25 AM |
| BiggestG | $25.00 | 9/26/2012 10:46:29 AM |
| oracle3 | $25.00 | 9/26/2012 10:09:49 AM |
| hrubinst | $50.00 | 9/26/2012 10:10:39 AM |
| income-excellence1 | $25.00 | 9/26/2012 10:10:44 AM |
| otalon | $25.00 | 9/26/2012 10:01:56 AM |
| dignified-finance | $25.00 | 9/26/2012 10:48:17 AM |
| first-bright-pound | $100.00 | 9/26/2012 10:02:30 AM |
| mrfixerupper | $25.00 | 9/26/2012 10:49:09 AM |
| stoopidnoodle | $25.00 | 9/26/2012 10:02:58 AM |
| Insuredcash | $25.00 | 9/26/2012 10:12:09 AM |
| Chervianne | $50.00 | 9/26/2012 10:12:19 AM |
| dckpolo | $25.00 | 9/26/2012 10:17:00 AM |
| icontender | $26.00 | 9/26/2012 10:17:32 AM |
| growing_entrepreneur | $25.00 | 9/26/2012 10:09:08 AM |
| excellent-funds649 | $50.00 | 9/26/2012 10:11:26 AM |
| the-bill-gatherer | $25.00 | 9/26/2012 10:13:41 AM |
| gjm6d | $25.00 | 9/26/2012 10:14:56 AM |
| greenback-museum | $25.00 | 9/26/2012 10:22:59 AM |
| laniac | $50.00 | 9/26/2012 10:23:27 AM |
| brightest-precious-dollar | $25.00 | 9/26/2012 10:29:43 AM |
| angelinvestor2 | $40.00 | 9/26/2012 10:30:22 AM |
| Millmanator | $25.00 | 9/26/2012 10:20:54 AM |
| lending_well | $25.00 | 9/26/2012 10:21:12 AM |
| sarahsophie | $25.00 | 9/26/2012 10:32:11 AM |
| steiglends | $100.00 | 9/26/2012 10:21:15 AM |
| Med-Tech-Here | $28.00 | 9/26/2012 10:34:18 AM |
| MasterKey | $25.00 | 9/26/2012 10:24:55 AM |
| Cash-Flow | $1,500.00 | 9/26/2012 10:37:39 AM |
| bchang2001 | $25.00 | 9/26/2012 10:27:35 AM |
| happy-asset | $25.00 | 9/26/2012 10:38:59 AM |
| versatilenyguy | $50.00 | 9/26/2012 10:28:51 AM |
| brightest-inspired-gain | $25.00 | 9/26/2012 10:35:04 AM |
| gracej | $25.00 | 9/26/2012 10:36:09 AM |
| friendly-gold | $25.00 | 9/26/2012 10:37:21 AM |
| successful-agreement7 | $100.00 | 9/26/2012 10:45:40 AM |
| riskadverse44 | $25.00 | 9/26/2012 10:40:09 AM |
| compoundinterest | $25.00 | 9/26/2012 10:40:52 AM |
| figs4u2 | $88.00 | 9/26/2012 10:46:25 AM |
| thrifty-transaction578 | $25.00 | 9/26/2012 10:43:01 AM |
| buraky | $50.00 | 9/26/2012 10:44:22 AM |
| nex | $25.00 | 9/26/2012 10:49:21 AM |
| lendme2 | $50.00 | 9/26/2012 10:49:33 AM |
| hard-working-rate3 | $25.00 | 9/26/2012 10:45:50 AM |
| MONEYLENDER101 | $25.00 | 9/26/2012 10:48:30 AM |
| Great-Mom | $25.00 | 9/26/2012 10:49:36 AM |
| TheReaderRabbit | $13.91 | 9/26/2012 10:50:22 AM |
| phenomenal-rate1 | $500.00 | 9/26/2012 9:03:27 AM |
| chestnut4 | $25.00 | 9/26/2012 9:02:31 AM |
| basis-gazer0 | $25.00 | 9/26/2012 9:08:46 AM |
| sincere-moola474 | $112.00 | 9/26/2012 9:14:24 AM |
| Thunderswan | $100.00 | 9/26/2012 9:20:37 AM |
| RGlad | $150.00 | 9/26/2012 9:04:47 AM |
| tolerant-responsibility051 | $2,000.00 | 9/26/2012 9:08:09 AM |
| janeybooboo | $75.00 | 9/26/2012 9:04:58 AM |
| resolute-basis9 | $25.00 | 9/26/2012 9:23:16 AM |
| peace-maximizer8 | $25.00 | 9/26/2012 9:08:41 AM |
| income-triangulation1 | $25.00 | 9/26/2012 9:12:01 AM |
| icchok | $39.00 | 9/26/2012 9:14:46 AM |
| social-pear9 | $50.00 | 9/26/2012 9:11:27 AM |
| MoneyForNothing | $25.08 | 9/26/2012 9:12:26 AM |
| emphatic-responsibility | $38.00 | 9/26/2012 9:20:16 AM |
| windguy | $50.00 | 9/26/2012 9:21:33 AM |
| mogul42 | $25.00 | 9/26/2012 9:15:05 AM |
| thankful-yield8 | $25.00 | 9/26/2012 9:15:20 AM |
| entertaining-revenue4 | $50.00 | 9/26/2012 9:27:09 AM |
| Aimvest | $25.00 | 9/26/2012 9:19:23 AM |
| Investoman | $25.00 | 9/26/2012 9:21:51 AM |
| LeReve | $500.00 | 9/26/2012 9:22:50 AM |
| stable-euro1 | $25.00 | 9/26/2012 9:24:04 AM |
| Taxman44 | $25.00 | 9/26/2012 9:58:34 AM |
| BCdiggs | $25.00 | 9/26/2012 9:35:21 AM |
| power-trophy7 | $25.00 | 9/26/2012 10:00:35 AM |
| mindful-generosity1 | $50.00 | 9/26/2012 9:35:42 AM |
| magical-credit523 | $25.00 | 9/26/2012 9:36:12 AM |
| gain-kitten | $25.00 | 9/26/2012 10:03:26 AM |
| codavee | $119.00 | 9/26/2012 9:33:37 AM |
| skuba | $75.00 | 9/26/2012 10:06:28 AM |
| GranCarol | $25.00 | 9/26/2012 10:08:23 AM |
| bluebird343 | $50.00 | 9/26/2012 10:09:00 AM |
| rudyindc | $25.00 | 9/26/2012 10:09:06 AM |
| fcukciti | $35.00 | 9/26/2012 10:10:32 AM |
| minista | $25.00 | 9/26/2012 10:11:36 AM |
| ore-jalapeno4 | $40.00 | 9/26/2012 10:12:25 AM |
| mikbos | $25.00 | 9/26/2012 10:15:53 AM |
| Msbutterfly | $50.00 | 9/26/2012 10:18:18 AM |
| holstj | $50.00 | 9/26/2012 9:42:56 AM |
| HeadHunter | $50.00 | 9/26/2012 9:54:07 AM |
| krisran | $50.00 | 9/26/2012 10:19:29 AM |
| orange-courageous-dedication | $25.00 | 9/26/2012 9:43:24 AM |
| engaging-yield4 | $25.00 | 9/26/2012 9:44:04 AM |
| ethical-truth211 | $100.00 | 9/26/2012 9:44:21 AM |
| euro-speaker8 | $81.00 | 9/26/2012 10:21:21 AM |
| Clambake | $25.00 | 9/26/2012 9:56:56 AM |
| junecleaver | $25.00 | 9/26/2012 10:25:26 AM |
| hopethisworks | $25.00 | 9/26/2012 9:47:28 AM |
| sturdy-fairness0 | $100.00 | 9/26/2012 9:58:51 AM |
| the-profit-oracle | $25.00 | 9/26/2012 9:59:24 AM |
| IP | $25.00 | 9/26/2012 9:59:47 AM |
| kingbutthd | $25.00 | 9/26/2012 9:59:54 AM |
| mennleo | $50.00 | 9/26/2012 9:51:21 AM |
| Cheburashka | $30.00 | 9/26/2012 10:35:49 AM |
| E_G | $50.00 | 9/26/2012 10:01:41 AM |
| Justbiz | $50.00 | 9/26/2012 10:03:04 AM |
| faultlinejohnny | $100.00 | 9/26/2012 10:39:15 AM |
| Timma | $37.00 | 9/26/2012 9:55:35 AM |
| ijspence | $25.00 | 9/26/2012 10:41:03 AM |
| social-attraction463 | $25.00 | 9/26/2012 9:57:11 AM |
| bewitching-commitment421 | $100.00 | 9/26/2012 9:58:11 AM |
| sensational-yield833 | $25.00 | 9/26/2012 10:46:16 AM |
| historic-balance5 | $50.00 | 9/26/2012 10:09:34 AM |
| gold-commander0 | $25.00 | 9/26/2012 9:59:58 AM |
| top-sensible-yield | $25.00 | 9/26/2012 10:02:08 AM |
| Avala | $57.00 | 9/26/2012 10:12:07 AM |
| generator535 | $50.00 | 9/26/2012 10:12:22 AM |
| bonanza1973 | $25.00 | 9/26/2012 10:03:32 AM |
| durability-solstice8 | $50.00 | 9/26/2012 10:12:42 AM |
| unforgettable-wealth4 | $50.00 | 9/26/2012 10:03:39 AM |
| brw | $25.00 | 9/26/2012 10:13:01 AM |
| entertaining-rate9 | $25.00 | 9/26/2012 10:16:36 AM |
| C_Mark | $50.00 | 9/26/2012 10:17:14 AM |
| greenback-investor7 | $100.00 | 9/26/2012 10:09:05 AM |
| loanscholar | $25.00 | 9/26/2012 10:11:39 AM |
| The_Lending_Muscle | $25.00 | 9/26/2012 10:19:46 AM |
| jutdon84 | $25.00 | 9/26/2012 10:12:28 AM |
| MadHun | $200.00 | 9/26/2012 10:20:15 AM |
| dinero-speaker | $25.00 | 9/26/2012 10:17:01 AM |
| fund-boomerang | $25.00 | 9/26/2012 10:23:21 AM |
| educationfirst | $50.00 | 9/26/2012 10:19:25 AM |
| DublinCaLender | $26.00 | 9/26/2012 10:29:22 AM |
| Devsfan3 | $50.00 | 9/26/2012 10:30:01 AM |
| currency-stockpiler8 | $25.00 | 9/26/2012 10:33:36 AM |
| timbob | $100.00 | 9/26/2012 10:34:39 AM |
| Mopedcouple | $25.00 | 9/26/2012 10:24:25 AM |
| thorough-return768 | $25.00 | 9/26/2012 10:26:21 AM |
| jtrue71 | $25.00 | 9/26/2012 10:38:08 AM |
| dunedin | $25.00 | 9/26/2012 10:28:04 AM |
| unbelievable-coin2 | $25.00 | 9/26/2012 10:29:38 AM |
| SastreMason | $25.00 | 9/26/2012 10:30:20 AM |
| intuitive-benefit3 | $100.00 | 9/26/2012 10:30:48 AM |
| Worldskiboy | $50.00 | 9/26/2012 10:33:16 AM |
| resource777 | $50.00 | 9/26/2012 10:35:58 AM |
| ItsJustMe79 | $25.00 | 9/26/2012 10:40:27 AM |
| worth-web5 | $50.00 | 9/26/2012 10:41:33 AM |
| paladin847 | $70.00 | 9/26/2012 10:42:56 AM |
| mdf | $29.00 | 9/26/2012 10:44:24 AM |
| k219824 | $125.00 | 9/26/2012 10:49:56 AM |
| 225 Investments
|
Borrower Payment Dependent Notes Series
645202
This series of Notes was issued and sold upon the funding of the borrower loan #75734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 19.39% |
Borrower rate/APR:
| 20.39% / 22.85% |
Monthly payment:
| $280.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.05% | | |
| |
Estimated return*:
| 13.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1977 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 15y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,887 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tenacious-capital433 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate credit card debt only from Citi.
My financial situation:
I am a good candidate for this loan because...i have excellent credit and have always paid bills on time. Home is within 12 months of being paid completely. No car payments.
Monthly net income: $2679.22
Monthly expenses:
Housing: $300
Insurance: $100
Car expenses: $ 0
Utilities: $85
Phone, cable, internet: $65
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $9,450.00 | 9/27/2012 1:35:34 PM |
| historic-value7 | $200.00 | 9/27/2012 1:58:49 PM |
| natural-liberty4 | $200.00 | 9/27/2012 2:04:43 PM |
| credible-benjamins724 | $72.02 | 9/27/2012 2:39:50 PM |
| mckhbnpc | $50.00 | 9/27/2012 2:26:56 PM |
| RedmondMan | $25.00 | 9/27/2012 1:57:08 PM |
| intrepid-loot | $25.00 | 9/27/2012 2:13:46 PM |
| jubilant-capital1 | $25.00 | 9/27/2012 2:20:06 PM |
| for_your_success | $50.00 | 9/27/2012 2:03:30 PM |
| community-burrito9 | $35.00 | 9/27/2012 2:05:12 PM |
| Whipster | $60.00 | 9/27/2012 2:19:53 PM |
| 1stPlace | $125.00 | 9/27/2012 2:39:25 PM |
| Endeavour | $60.00 | 9/27/2012 2:22:59 PM |
| credit-adventurer313 | $30.00 | 9/27/2012 1:45:05 PM |
| navy_cash | $30.15 | 9/27/2012 1:57:22 PM |
| HeroSupport | $60.00 | 9/27/2012 2:21:15 PM |
| BlessedEveryDay | $2.83 | 9/27/2012 2:47:47 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
645274
This series of Notes was issued and sold upon the funding of the borrower loan #75623, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Not employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
13 | Length of status: | 2y 7m |
|
Amount delinquent:
| $143 |
Total credit lines:
| 33 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,324 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unbeatable-nickel0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2400
Monthly expenses: $
Housing: $600
Insurance: $134
Car expenses: $125
Utilities: $300
Phone, cable, internet: $127
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2012 1:43:19 PM |
| speedy-peso1 | $100.00 | 9/27/2012 5:23:06 PM |
| bewitching-dollar5 | $100.00 | 9/27/2012 5:23:49 PM |
| graceful-investment | $106.00 | 9/27/2012 8:05:29 PM |
| money-baron | $100.00 | 9/27/2012 6:33:19 PM |
| Suit | $25.00 | 9/28/2012 9:30:35 AM |
| worthy-bid8 | $100.00 | 9/28/2012 5:04:06 PM |
| m0rlock | $100.00 | 9/28/2012 4:49:45 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:09:07 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:39 AM |
| credit-prodigy4 | $30.00 | 9/29/2012 12:06:12 PM |
| diplomatic-wealth7 | $25.00 | 9/29/2012 1:38:09 PM |
| transparent-loan5 | $100.00 | 9/29/2012 3:22:39 PM |
| drkosh | $25.00 | 9/30/2012 7:29:46 AM |
| continental2 | $50.00 | 9/30/2012 11:37:58 AM |
| KB-IRA | $100.00 | 9/30/2012 8:00:18 PM |
| Sixmil | $25.00 | 9/30/2012 8:59:47 PM |
| Obiwan_Kanobi | $25.00 | 10/1/2012 9:50:00 AM |
| orchestra960 | $103.00 | 10/1/2012 9:19:43 AM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:05 AM |
| cp-family | $50.00 | 10/1/2012 10:13:29 AM |
| dollardave | $50.00 | 10/1/2012 12:23:14 PM |
| interstellar | $75.00 | 10/1/2012 11:01:18 AM |
| trajectory8 | $25.00 | 10/1/2012 11:16:06 AM |
| RufusGreyhound | $25.00 | 10/1/2012 12:01:37 PM |
| power-maple122 | $36.71 | 10/1/2012 1:05:38 PM |
| worth-blanket2 | $138.00 | 10/1/2012 1:07:40 PM |
| papaloha | $25.00 | 9/27/2012 9:41:00 PM |
| tolerant-responsibility051 | $500.00 | 9/28/2012 9:19:43 AM |
| CA-Lender | $25.00 | 9/28/2012 9:51:00 AM |
| durability-seahorse7 | $50.00 | 9/28/2012 5:48:52 PM |
| irrelevant | $50.00 | 9/29/2012 7:53:01 AM |
| california111 | $100.00 | 9/28/2012 9:49:17 PM |
| affluence-kingdom9 | $25.00 | 9/29/2012 10:09:23 AM |
| unassailable-funds754 | $25.00 | 9/29/2012 1:40:53 PM |
| duty-viola | $25.00 | 9/29/2012 2:57:52 PM |
| jhouman | $25.00 | 9/30/2012 8:28:42 AM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:34 PM |
| korby524 | $25.00 | 9/30/2012 8:19:54 PM |
| bubb_hans | $25.00 | 10/1/2012 9:27:17 AM |
| famous-reward9 | $200.00 | 10/1/2012 10:03:04 AM |
| wonderous-principal083 | $25.00 | 10/1/2012 10:32:04 AM |
| soulful-p2p432 | $25.00 | 10/1/2012 10:59:44 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:28 AM |
| LuvToLend | $25.00 | 10/1/2012 12:32:53 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
645366
This series of Notes was issued and sold upon the funding of the borrower loan #75336, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 4.86% |
Borrower rate/APR:
| 5.86% / 6.80% |
Monthly payment:
| $1,118.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.87% | | |
| |
Estimated return*:
| 3.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,688 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reasonable-finance4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2012 1:43:15 PM |
| CIC | $25.00 | 9/27/2012 1:15:25 PM |
| income-encore1 | $25.00 | 9/27/2012 1:30:12 PM |
| ams294 | $25.00 | 9/27/2012 3:19:33 PM |
| Bendistraw | $25.00 | 9/27/2012 5:03:20 PM |
| wealth-prodigy1 | $50.00 | 9/27/2012 1:09:49 PM |
| lionheart722 | $100.00 | 9/27/2012 5:31:30 PM |
| Batman2u | $25.00 | 9/27/2012 3:12:03 PM |
| blot44 | $25.00 | 9/27/2012 4:24:35 PM |
| compoundinterest | $25.00 | 9/27/2012 5:18:38 PM |
| Gold-bug | $50.00 | 9/27/2012 5:20:17 PM |
| Zach842 | $25.00 | 9/27/2012 6:51:22 PM |
| bazaar-tulip | $25.00 | 9/27/2012 5:23:37 PM |
| nodebtin3 | $100.00 | 9/27/2012 5:39:56 PM |
| member_98419 | $25.00 | 9/27/2012 5:43:17 PM |
| Taxman44 | $25.00 | 9/27/2012 5:45:15 PM |
| hopeful_lender | $100.00 | 9/27/2012 6:35:35 PM |
| green28 | $50.00 | 9/27/2012 6:10:03 PM |
| velocityasaurus-rex4 | $100.00 | 9/27/2012 6:10:13 PM |
| mindful-generosity1 | $50.00 | 9/27/2012 6:23:24 PM |
| excellent-funds649 | $50.00 | 9/27/2012 6:32:46 PM |
| ready-interest9 | $25.00 | 9/27/2012 6:48:46 PM |
| andrew491 | $50.00 | 9/28/2012 12:24:24 AM |
| D100 | $25.00 | 9/28/2012 9:18:41 AM |
| social-pear9 | $25.00 | 9/28/2012 7:25:18 AM |
| red-benjamins-bliss | $50.00 | 9/28/2012 7:36:21 AM |
| fboba | $300.00 | 9/28/2012 8:22:19 AM |
| Octavian315 | $35.00 | 9/28/2012 11:08:25 AM |
| WhiteInvestor | $30.00 | 9/28/2012 9:35:16 AM |
| heavensfx | $25.00 | 9/28/2012 1:07:37 PM |
| elfincove | $100.00 | 9/28/2012 2:38:02 PM |
| Helping_1_at_a_time | $50.00 | 9/28/2012 9:54:32 AM |
| Cookstersalibi | $25.00 | 9/28/2012 11:36:44 AM |
| blue-unrelenting-rupee | $25.00 | 9/28/2012 12:28:01 PM |
| donotlie | $25.00 | 9/28/2012 4:19:05 PM |
| historic-reward468 | $100.00 | 9/28/2012 2:22:32 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:07:27 PM |
| benevolent-marketplace4 | $2,500.00 | 9/28/2012 6:11:39 PM |
| chac | $500.00 | 9/28/2012 9:31:15 PM |
| california111 | $100.00 | 9/28/2012 9:49:16 PM |
| radforj22 | $50.00 | 9/29/2012 6:29:27 AM |
| mhotchan | $100.00 | 9/29/2012 7:11:37 AM |
| totoro | $25.00 | 9/28/2012 6:21:22 PM |
| payout-optimizer1 | $100.00 | 9/28/2012 7:01:31 PM |
| Utonomy | $200.00 | 9/29/2012 8:52:09 AM |
| rautility | $100.00 | 9/29/2012 9:38:01 AM |
| brainy-penny5 | $25.00 | 9/29/2012 6:49:36 AM |
| principal-accord1 | $25.00 | 9/29/2012 9:42:42 AM |
| unassailable-funds754 | $25.00 | 9/29/2012 9:14:46 AM |
| jonathan10s | $50.00 | 9/29/2012 10:59:11 AM |
| Solid-Platinum | $30.00 | 9/29/2012 11:41:27 AM |
| newest-trade-wicket | $25.00 | 9/29/2012 1:00:52 PM |
| djs81 | $65.00 | 9/29/2012 1:18:01 PM |
| AFairDeal | $25.00 | 9/29/2012 12:29:44 PM |
| Dave0 | $25.00 | 9/29/2012 12:48:49 PM |
| Aaron_Oz | $25.00 | 9/29/2012 1:01:26 PM |
| objective-investor | $250.00 | 9/29/2012 1:28:21 PM |
| first-favorite-bonus9 | $25.00 | 9/29/2012 1:31:29 PM |
| Tradesmanlender | $25.00 | 9/29/2012 2:03:26 PM |
| BenR | $100.00 | 9/29/2012 1:30:53 PM |
| nuclearmoose | $50.00 | 9/29/2012 1:52:44 PM |
| theogeer | $25.00 | 9/29/2012 1:42:51 PM |
| Investoman | $25.00 | 9/29/2012 1:56:40 PM |
| floridahelper | $25.00 | 9/29/2012 2:13:11 PM |
| green-satisfying-investment3 | $25.00 | 9/29/2012 3:46:10 PM |
| integrity-american | $26.00 | 9/29/2012 5:24:20 PM |
| valiant-fairness9 | $50.00 | 9/29/2012 2:24:20 PM |
| trade-surge393 | $50.00 | 9/29/2012 7:24:34 PM |
| richmondcowboy | $25.00 | 9/29/2012 8:16:52 PM |
| finance-dandelion | $25.00 | 9/29/2012 2:47:03 PM |
| 1SteelerFan | $50.00 | 9/29/2012 2:27:51 PM |
| GoldenGo4 | $31.07 | 9/29/2012 9:14:12 PM |
| KrisKringle | $75.00 | 9/29/2012 10:14:42 PM |
| Theofficer_roth_ira | $150.00 | 9/29/2012 6:16:47 PM |
| principal-aggregator5 | $25.00 | 9/29/2012 3:28:15 PM |
| phenomenal-gain5 | $30.00 | 9/29/2012 8:02:15 PM |
| help4u | $25.00 | 9/29/2012 5:29:11 PM |
| Anamorph | $25.00 | 9/29/2012 8:12:36 PM |
| radareye2 | $25.00 | 9/30/2012 2:18:45 AM |
| reward-excellency1 | $25.00 | 9/30/2012 3:35:16 AM |
| samurai2 | $25.00 | 9/29/2012 8:24:34 PM |
| a-compassion-cherry | $25.00 | 9/29/2012 11:19:34 PM |
| msb-emba | $25.00 | 9/30/2012 3:29:48 AM |
| kenji4861 | $25.00 | 9/27/2012 5:08:10 PM |
| imogen22 | $50.00 | 9/27/2012 5:12:54 PM |
| a-versatile-power | $25.00 | 9/27/2012 12:54:22 PM |
| Good-Yield | $35.00 | 9/27/2012 1:50:06 PM |
| Splangy613 | $50.00 | 9/27/2012 3:20:47 PM |
| EnglishGeekInNYC | $25.00 | 9/27/2012 5:06:42 PM |
| wampum-chorus3 | $25.00 | 9/27/2012 4:45:06 PM |
| auction-sage | $100.00 | 9/27/2012 5:20:31 PM |
| enchanted-note | $50.00 | 9/27/2012 6:48:43 PM |
| bellaquito | $500.00 | 9/27/2012 7:51:55 PM |
| rakem777 | $25.00 | 9/27/2012 5:29:54 PM |
| _NaLNaBB | $250.00 | 9/27/2012 5:45:04 PM |
| mjjjrj | $25.00 | 9/27/2012 5:50:31 PM |
| octoberfresh | $25.00 | 9/27/2012 6:08:05 PM |
| velocity-motivator6 | $25.00 | 9/27/2012 6:50:00 PM |
| kfrench | $75.00 | 9/27/2012 6:55:26 PM |
| QuidWilson | $25.00 | 9/27/2012 7:03:36 PM |
| loyalty-hornet6 | $25.00 | 9/28/2012 7:58:46 AM |
| UncleBuffett | $50.00 | 9/27/2012 6:57:49 PM |
| Shomee_dmoney | $25.00 | 9/27/2012 8:00:57 PM |
| kulender | $100.00 | 9/27/2012 8:27:31 PM |
| imdave4me | $25.00 | 9/28/2012 2:52:30 AM |
| Rockymtnhi | $100.00 | 9/28/2012 9:04:20 AM |
| first-charming-fund | $25.00 | 9/28/2012 11:26:58 AM |
| jennifer55126 | $25.00 | 9/28/2012 9:32:41 AM |
| point-bandit | $50.00 | 9/28/2012 2:23:38 PM |
| proper-exchange8 | $50.00 | 9/28/2012 9:52:46 AM |
| benefit-thunder0 | $25.00 | 9/28/2012 10:03:40 AM |
| azazle | $50.00 | 9/28/2012 4:15:26 PM |
| lendersf | $50.00 | 9/28/2012 2:15:56 PM |
| ingenious-deal6 | $25.00 | 9/28/2012 5:10:53 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:00 PM |
| treasure-palace661 | $350.00 | 9/28/2012 6:13:36 PM |
| prudent-deal662 | $25.00 | 9/28/2012 6:20:29 PM |
| pious-currency875 | $100.00 | 9/28/2012 6:07:42 PM |
| responsive-worth5 | $50.00 | 9/29/2012 7:25:17 AM |
| Corlei | $50.00 | 9/29/2012 9:39:35 AM |
| compatible-deal9 | $50.00 | 9/29/2012 9:49:53 AM |
| bullet-shark | $25.00 | 9/29/2012 7:02:21 AM |
| TigerForce | $69.48 | 9/29/2012 7:49:11 AM |
| liberty-point | $50.00 | 9/29/2012 8:13:40 AM |
| elegant-auction3 | $25.00 | 9/29/2012 7:27:48 AM |
| affluence-kingdom9 | $100.00 | 9/29/2012 10:06:59 AM |
| silver-dogwood4 | $25.00 | 9/29/2012 9:56:42 AM |
| petera650 | $25.00 | 9/29/2012 1:14:56 PM |
| adventurer447 | $300.00 | 9/29/2012 1:20:28 PM |
| swiftsoul | $50.00 | 9/29/2012 12:38:09 PM |
| hitsman | $50.00 | 9/29/2012 12:41:55 PM |
| Searlzy | $25.00 | 9/29/2012 1:11:51 PM |
| Nickle-Back | $30.00 | 9/29/2012 1:56:12 PM |
| supernova719 | $75.00 | 9/29/2012 1:57:37 PM |
| american6 | $50.00 | 9/29/2012 2:17:55 PM |
| wigglesworth4 | $100.00 | 9/29/2012 2:26:37 PM |
| skillful-diversification2 | $25.00 | 9/29/2012 2:10:34 PM |
| indomitable-economy8 | $25.00 | 9/29/2012 3:05:14 PM |
| fortytwo | $150.00 | 9/29/2012 2:14:03 PM |
| meux99 | $25.00 | 9/29/2012 2:05:32 PM |
| wwwUniversal | $25.00 | 9/29/2012 2:21:58 PM |
| kwan | $25.00 | 9/29/2012 5:25:45 PM |
| a2190b | $30.00 | 9/29/2012 5:36:42 PM |
| balance-solo0 | $50.00 | 9/29/2012 6:38:47 PM |
| weatherman89 | $53.19 | 9/29/2012 6:58:03 PM |
| blLending | $25.00 | 9/29/2012 7:26:50 PM |
| otherwisedisposed | $200.00 | 9/29/2012 7:52:41 PM |
| Vegasjim | $25.00 | 9/29/2012 2:37:23 PM |
| enterprising-exchange6 | $50.00 | 9/29/2012 8:05:44 PM |
| aztec | $68.71 | 9/29/2012 8:13:33 PM |
| screw-the-banks | $25.00 | 9/29/2012 9:12:37 PM |
| the-bright-velocity | $25.00 | 9/29/2012 2:42:49 PM |
| red-deal-genius | $25.00 | 9/30/2012 5:12:05 AM |
| RiderIRA | $334.38 | 9/29/2012 6:00:41 PM |
| sgt-schultz | $25.00 | 9/29/2012 6:38:25 PM |
| yield-seeker | $25.00 | 9/29/2012 5:11:40 PM |
| dollar-idol7 | $30.00 | 9/29/2012 5:30:18 PM |
| aspen5 | $50.00 | 9/29/2012 8:50:32 PM |
| commerce-renewal | $80.00 | 9/29/2012 8:59:27 PM |
| Builder60 | $25.00 | 9/29/2012 8:05:31 PM |
| order-supernova6 | $25.00 | 9/29/2012 8:49:58 PM |
| lchapman299 | $25.00 | 9/29/2012 10:06:46 PM |
| bb575 | $50.00 | 9/30/2012 2:18:24 AM |
| Kyne | $97.17 | 9/30/2012 5:30:41 AM |
| 164 Investments
|
Borrower Payment Dependent Notes Series
645406
This series of Notes was issued and sold upon the funding of the borrower loan #75510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-04-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $54.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,202 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| account98118 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to improve my credit score with Prosper.com so I borrow more money at a lower rate. I need to show a history of good payments in order to qualify for AA rating. Ultimately I want to start an online business which will require payments to some design firms. I plan on borrowing 25k for that endeavor and can't do it at 20%!
My financial situation:
I am a good candidate for this loan because I'm a software engineer in Seattle that makes big bucks. I bought a bankruptcy house and fixed it up. My payment for the house is 650/mo and all my coworkers/friends are paying 3k/mo!
I don't really want to go into the full breakdown of finances. I save 3k/mo cash because I don't have a house burdening me down (average house price in King county is 500k!). I make 130k (100k + bonuses) and this loan is to up the rating.
You can profit as I pay to play.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| heavenly-interest9 | $1,000.00 | 10/4/2012 9:13:27 AM |
| income-triangulation1 | $25.00 | 10/4/2012 9:00:38 AM |
| first-serene-credit | $50.00 | 10/4/2012 9:01:53 AM |
| repayment-chihuahua3 | $25.00 | 10/4/2012 9:05:13 AM |
| Zane314 | $50.00 | 10/4/2012 9:01:23 AM |
| azazle | $50.00 | 10/4/2012 9:03:52 AM |
| credit-adventurer313 | $25.00 | 10/4/2012 9:12:58 AM |
| magical-credit523 | $25.00 | 10/4/2012 9:00:39 AM |
| compoundinterest | $25.00 | 10/4/2012 9:01:59 AM |
| the-laudable-peso | $40.00 | 10/4/2012 9:00:57 AM |
| Abece | $510.00 | 10/4/2012 9:15:34 AM |
| Bank_Of_XL | $25.00 | 10/4/2012 9:01:42 AM |
| commerce-venture1 | $25.00 | 10/4/2012 9:01:52 AM |
| loyalty-hornet6 | $25.00 | 10/4/2012 9:06:28 AM |
| mar97 | $25.00 | 10/4/2012 9:05:42 AM |
| red-eloquent-rupee | $50.00 | 10/4/2012 9:06:42 AM |
| Taz-Man-IIWIS | $25.00 | 10/4/2012 9:12:20 AM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
645452
This series of Notes was issued and sold upon the funding of the borrower loan #75520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 67% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,907 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| liberty-worker0 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Downpayment and Rent
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/26/2012 6:10:22 PM |
| durability-seahorse7 | $50.00 | 9/26/2012 5:10:07 PM |
| riveting-credit5 | $25.00 | 9/26/2012 5:40:53 PM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:09:53 PM |
| 52digital | $75.00 | 9/26/2012 7:42:12 PM |
| Slick58 | $25.00 | 9/27/2012 6:29:39 AM |
| chiwang | $94.33 | 9/27/2012 5:42:33 AM |
| ultimate-peace | $25.00 | 9/27/2012 5:36:03 AM |
| treasure-hunter270 | $25.00 | 9/27/2012 6:40:47 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:31 AM |
| master648 | $35.00 | 9/27/2012 8:32:02 AM |
| ethical-truth211 | $25.00 | 9/27/2012 9:55:46 AM |
| let_me_retire | $50.00 | 9/27/2012 1:59:55 PM |
| Bob450 | $25.00 | 9/27/2012 1:23:04 PM |
| GourmetPizzaGuy | $50.00 | 9/27/2012 4:19:38 PM |
| RJN | $35.00 | 9/27/2012 5:48:48 PM |
| preeminant-moola6 | $25.00 | 9/27/2012 6:48:04 PM |
| kurtb57 | $44.05 | 9/27/2012 10:20:31 PM |
| bewitching-dollar5 | $100.00 | 9/26/2012 5:51:25 PM |
| Zingaro | $25.00 | 9/26/2012 6:58:54 PM |
| mindful-generosity1 | $50.00 | 9/26/2012 6:15:10 PM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:41 PM |
| paytonbrigadier | $250.00 | 9/26/2012 7:07:00 PM |
| bellaquito | $500.00 | 9/26/2012 7:33:18 PM |
| enriched-return057 | $25.00 | 9/26/2012 10:00:07 PM |
| fervent-commerce | $270.00 | 9/27/2012 8:30:15 AM |
| EretzCapital | $42.52 | 9/27/2012 8:35:17 AM |
| enchanted-note | $25.00 | 9/27/2012 9:25:49 AM |
| wise-deal-panda | $100.00 | 9/27/2012 9:34:43 AM |
| worthy-bid8 | $100.00 | 9/27/2012 10:11:58 AM |
| vines99 | $25.00 | 9/27/2012 10:09:31 AM |
| mebowl300 | $54.10 | 9/27/2012 10:58:19 AM |
| Mucman72 | $25.00 | 9/27/2012 5:13:49 PM |
| speedy-peso1 | $100.00 | 9/27/2012 5:22:58 PM |
| keichi03 | $25.00 | 9/27/2012 5:49:19 PM |
| currency-bumblebee | $25.00 | 9/27/2012 5:50:08 PM |
| thankful-nickel2 | $25.00 | 9/27/2012 5:43:40 PM |
| papaloha | $25.00 | 9/27/2012 9:40:49 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
645630
This series of Notes was issued and sold upon the funding of the borrower loan #75779, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $220.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,683 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-eloquent-gold |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to pay for property taxes that my lawyer did not include on my mortgage deed due to error. Taxes are now due. Loan will also be used for minor house improvements.
My financial situation:
I am a good candidate for this loan because I have a large secure income of $152,000 (which can be verified by W2) from my employer who I have worked for since 2003. I pay my bills on time and in full.
Monthly net income: $10000
Monthly expenses: $
Housing: $2600
Insurance: $98
Car expenses: $100
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $700
Clothing, household expenses: $200
Credit cards and other loans: $530
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mikrolown | $25.00 | 9/26/2012 5:01:40 PM |
| duty-viola | $35.00 | 9/26/2012 5:03:29 PM |
| income-triangulation1 | $25.00 | 9/26/2012 5:01:15 PM |
| commitment-neutron1 | $200.00 | 9/26/2012 5:02:55 PM |
| money-to-bless | $25.00 | 9/26/2012 5:04:40 PM |
| TheSituation | $25.00 | 9/26/2012 5:04:02 PM |
| friendly-gold | $25.00 | 9/26/2012 5:08:11 PM |
| InChicago | $40.03 | 9/26/2012 5:00:59 PM |
| heavenly-interest9 | $1,000.00 | 9/26/2012 5:05:49 PM |
| heavenly-interest9 | $1,000.00 | 9/26/2012 5:05:57 PM |
| tech310 | $50.00 | 9/26/2012 5:05:30 PM |
| WisconsinFinance | $25.00 | 9/26/2012 5:04:02 PM |
| Bank_Of_XL | $25.00 | 9/26/2012 5:04:08 PM |
| commerce-venture1 | $50.00 | 9/26/2012 5:03:24 PM |
| Bob450 | $25.00 | 9/26/2012 5:04:10 PM |
| WalnutCreekguy | $50.00 | 9/26/2012 5:04:12 PM |
| worth-blanket2 | $6,750.00 | 9/26/2012 5:09:25 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
645686
This series of Notes was issued and sold upon the funding of the borrower loan #75712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| breathtaking-point176 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| heavenly-interest9 | $1,000.00 | 9/26/2012 5:05:24 PM |
| responsibility-butterfly | $25.00 | 9/26/2012 6:10:25 PM |
| income-triangulation1 | $25.00 | 9/26/2012 5:01:05 PM |
| duty-viola | $35.00 | 9/26/2012 5:03:30 PM |
| CA-Lender | $25.00 | 9/26/2012 5:10:48 PM |
| appetizing-loyalty354 | $100.00 | 9/26/2012 5:21:36 PM |
| cattlebaron | $100.00 | 9/26/2012 5:36:27 PM |
| houli123 | $25.00 | 9/26/2012 5:37:11 PM |
| SolarMoonshine | $25.00 | 9/26/2012 6:07:28 PM |
| competent-commitment5 | $25.00 | 9/26/2012 5:38:49 PM |
| rate-advocator7 | $100.00 | 9/26/2012 5:52:40 PM |
| open-minded-p2p1 | $25.00 | 9/26/2012 6:39:29 PM |
| blue111 | $25.00 | 9/26/2012 6:04:41 PM |
| mindful-generosity1 | $50.00 | 9/26/2012 6:15:11 PM |
| COCHINOBOY | $35.00 | 9/26/2012 6:49:12 PM |
| money-baron | $100.00 | 9/26/2012 6:56:01 PM |
| beachfunder | $200.00 | 9/26/2012 7:01:05 PM |
| scoobiedoo | $40.00 | 9/26/2012 8:00:39 PM |
| justasoldier | $50.00 | 9/26/2012 8:33:58 PM |
| SweatyBalls | $35.00 | 9/26/2012 5:06:49 PM |
| Hedge-Fund | $25.00 | 9/26/2012 5:11:14 PM |
| lowrater | $100.60 | 9/26/2012 5:07:02 PM |
| MoneyForNothing | $25.00 | 9/26/2012 5:09:58 PM |
| money-to-bless | $25.00 | 9/26/2012 5:10:45 PM |
| handy-justice | $50.00 | 9/26/2012 5:12:18 PM |
| majestic-note6 | $150.00 | 9/26/2012 5:18:44 PM |
| lochinvar | $50.00 | 9/26/2012 5:51:21 PM |
| bewitching-dollar5 | $100.00 | 9/26/2012 5:51:26 PM |
| AKrad | $25.00 | 9/26/2012 5:40:52 PM |
| Rockymtnhi | $100.00 | 9/26/2012 6:14:28 PM |
| skillful-justice879 | $25.00 | 9/26/2012 5:49:22 PM |
| ferocious-kindness8 | $30.00 | 9/26/2012 5:57:17 PM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:09:54 PM |
| azazle | $50.00 | 9/26/2012 6:30:34 PM |
| first-wampum-gazer | $1,000.00 | 9/26/2012 6:37:33 PM |
| Iwillhuntyoudown | $25.00 | 9/26/2012 8:28:51 PM |
| Rockymtnhi | $100.00 | 9/26/2012 7:53:42 PM |
| leverage-tsunami | $25.00 | 9/26/2012 8:36:46 PM |
| newest-currency-vibrato | $24.40 | 9/26/2012 8:42:17 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
645698
This series of Notes was issued and sold upon the funding of the borrower loan #75507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $346.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $960 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reflective-income133 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rental Property
***Apologies to all the people that successfully funded me last time. There was a mix-up with paperwork with Prosper and now that has been sorted out. Please let's try again! Thank you***
Purpose of loan: This loan is to make up the difference in cash buying rental property
This loan will be used to...fully pay out rental property. Since my last try here on Prosper I have changed jobs and worked towards cash savings and small investments. I would like to go out on my own using what I have saved and buy a property in mind to rent.
The property is in a high density area and readily available to rent and would bring in more than the cost of this loan (approximately $500-$600 in rent).
My financial situation:
My monthly income take home is about $2000, which shows I can cover the loan while I find the right renter(s).
I only have my school loan left from my degree ($125/mo). I own a car outright and pay only my share of rent and incidentals (about $1100/mo). I am able to buy gas at Costco and minimize car usage by taking the bus.
I am a good candidate for this loan because...
I do not have cable, eat out, or any other extraneous expenses - I realize the value of hard work and want to be free of the current job cycle by working hard and saving money.
Some day I do hope to open my own coffee place and believe that this is just one more step in the right direction.
Thank you
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $100.00 | 9/27/2012 11:27:01 AM |
| income-triangulation1 | $25.00 | 9/27/2012 9:03:06 AM |
| phenomenal-rate1 | $500.00 | 9/27/2012 9:05:25 AM |
| commitment-neutron1 | $200.00 | 9/27/2012 9:02:58 AM |
| excellent-funds649 | $50.00 | 9/27/2012 9:16:59 AM |
| thrifty-transaction578 | $25.00 | 9/27/2012 9:06:22 AM |
| octoberfresh | $25.00 | 9/27/2012 9:31:06 AM |
| Investoman | $25.00 | 9/27/2012 9:37:13 AM |
| obduro_1 | $25.00 | 9/27/2012 10:16:07 AM |
| generous-deal6 | $25.00 | 9/27/2012 9:43:59 AM |
| enterprising-exchange6 | $50.00 | 9/27/2012 9:51:45 AM |
| compoundinterest | $25.00 | 9/27/2012 10:29:58 AM |
| newest-bid-britches | $100.00 | 9/27/2012 10:40:21 AM |
| Senechal | $25.00 | 9/27/2012 10:06:48 AM |
| Good-Yield | $25.00 | 9/27/2012 11:13:22 AM |
| Castellan | $50.00 | 9/27/2012 10:24:29 AM |
| bellaquito | $500.00 | 9/27/2012 11:50:37 AM |
| paladin847 | $70.00 | 9/27/2012 10:43:37 AM |
| daddysgotya | $100.00 | 9/27/2012 11:54:20 AM |
| intelligent-reward | $25.00 | 9/27/2012 11:55:46 AM |
| LoanerPrincipal | $25.00 | 9/27/2012 10:40:39 AM |
| intuitive-benefit3 | $100.00 | 9/27/2012 10:51:10 AM |
| best-bonafide-p2p | $50.00 | 9/27/2012 12:27:11 PM |
| poster177 | $50.00 | 9/27/2012 12:34:03 PM |
| superb-funds335 | $25.00 | 9/27/2012 10:45:45 AM |
| dalawya | $25.00 | 9/27/2012 1:14:41 PM |
| indomitable-economy8 | $25.00 | 9/27/2012 2:05:49 PM |
| green28 | $50.00 | 9/27/2012 11:09:51 AM |
| houli123 | $55.00 | 9/27/2012 11:01:44 AM |
| john0720 | $25.00 | 9/27/2012 11:33:14 AM |
| jtn4148 | $50.00 | 9/27/2012 3:34:13 PM |
| networks4ever | $25.00 | 9/27/2012 11:13:29 AM |
| astute-benjamins | $150.00 | 9/27/2012 12:01:28 PM |
| tenacious-affluence | $25.00 | 9/27/2012 5:09:40 PM |
| hitsman | $50.00 | 9/27/2012 5:10:04 PM |
| bazaar-tulip | $25.00 | 9/27/2012 5:23:34 PM |
| community-burrito9 | $25.00 | 9/27/2012 2:10:22 PM |
| Balraug | $50.00 | 9/27/2012 3:36:59 PM |
| Balraug | $50.00 | 9/27/2012 3:37:59 PM |
| jybank | $50.00 | 9/27/2012 4:21:35 PM |
| commanding-bid973 | $75.00 | 9/27/2012 4:51:24 PM |
| principal-exec | $25.00 | 9/27/2012 8:37:23 PM |
| Robin_Hood | $168.41 | 9/27/2012 9:04:52 PM |
| cashasaurus0 | $100.00 | 9/27/2012 9:19:08 PM |
| sturdy-fairness0 | $100.00 | 9/27/2012 5:48:03 PM |
| didibagle | $100.00 | 9/27/2012 11:52:30 PM |
| SBT | $25.00 | 9/27/2012 6:16:52 PM |
| ready-justice7 | $50.00 | 9/27/2012 6:23:19 PM |
| keichi03 | $25.00 | 9/28/2012 5:55:30 AM |
| cxl9 | $50.00 | 9/27/2012 6:09:38 PM |
| affluence-hickory | $25.00 | 9/28/2012 7:05:20 AM |
| Long-term2040 | $25.00 | 9/27/2012 7:23:04 PM |
| RebuildingAmerica | $25.00 | 9/27/2012 7:39:16 PM |
| Kentrader14 | $326.82 | 9/27/2012 8:19:48 PM |
| capital-heaven5 | $100.00 | 9/27/2012 8:24:19 PM |
| Mat25 | $100.00 | 9/27/2012 8:37:18 PM |
| duty-gusto6 | $75.00 | 9/28/2012 9:06:45 AM |
| hard-working-rate3 | $25.00 | 9/28/2012 9:07:02 AM |
| RoyFauntleroy | $25.00 | 9/27/2012 9:24:56 PM |
| andrew491 | $50.00 | 9/28/2012 12:19:09 AM |
| loan-upholder4 | $25.00 | 9/28/2012 7:07:43 AM |
| Felici_Finance | $25.00 | 9/28/2012 3:35:17 AM |
| JGENERAL | $100.00 | 9/28/2012 7:18:42 AM |
| resplendent-dollar | $50.00 | 9/28/2012 7:33:07 AM |
| bonafide-yield351 | $25.00 | 9/28/2012 7:49:34 AM |
| wealth-fields8 | $50.00 | 9/28/2012 9:22:36 AM |
| radforj22 | $25.00 | 9/28/2012 5:46:29 AM |
| thrilling-loyalty2 | $25.00 | 9/28/2012 9:23:36 AM |
| loyalty-hornet6 | $25.00 | 9/28/2012 7:58:45 AM |
| clean-penny059 | $100.00 | 9/28/2012 8:22:56 AM |
| wtrboy | $25.00 | 9/28/2012 9:31:08 AM |
| Vans1975 | $26.09 | 9/28/2012 7:18:59 AM |
| antlr | $25.00 | 9/28/2012 7:22:27 AM |
| harperpotok | $100.00 | 9/28/2012 9:40:00 AM |
| w3alter | $50.00 | 9/28/2012 9:40:43 AM |
| BuzzyBee336 | $50.00 | 9/28/2012 8:35:35 AM |
| rockhound84 | $46.00 | 9/28/2012 8:52:40 AM |
| calamango | $25.00 | 9/28/2012 9:16:05 AM |
| tolerant-responsibility051 | $2,000.00 | 9/28/2012 9:21:57 AM |
| exuberant-pound | $25.00 | 9/28/2012 9:26:29 AM |
| Great-Mom | $25.00 | 9/28/2012 9:30:27 AM |
| orange-courageous-dedication | $25.00 | 9/28/2012 9:32:48 AM |
| Magician | $25.00 | 9/28/2012 9:36:19 AM |
| unforgettable-pound574 | $50.00 | 9/28/2012 9:42:04 AM |
| velocity-blossom161 | $100.00 | 9/28/2012 9:29:42 AM |
| value-wind0 | $25.00 | 9/28/2012 9:32:01 AM |
| magical-credit523 | $25.00 | 9/28/2012 9:42:03 AM |
| repayment-pagoda8 | $100.00 | 9/27/2012 9:09:06 AM |
| RGlad | $150.00 | 9/27/2012 9:09:33 AM |
| imogen22 | $50.00 | 9/27/2012 9:12:11 AM |
| friendly-gold | $25.00 | 9/27/2012 9:04:30 AM |
| StarshineXL | $300.00 | 9/27/2012 9:25:44 AM |
| kind-transparency-ferret | $100.00 | 9/27/2012 9:41:13 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:43 AM |
| wetlands | $200.00 | 9/27/2012 9:17:46 AM |
| LeReve | $500.00 | 9/27/2012 9:23:33 AM |
| Cai8899 | $25.00 | 9/27/2012 9:26:53 AM |
| subtle-revenue0 | $25.00 | 9/27/2012 10:43:16 AM |
| nodebtin3 | $100.00 | 9/27/2012 10:03:40 AM |
| Taxman44 | $25.00 | 9/27/2012 10:13:05 AM |
| Redemptor | $25.00 | 9/27/2012 10:26:37 AM |
| kenji4861 | $25.00 | 9/27/2012 11:13:09 AM |
| mindful-generosity1 | $50.00 | 9/27/2012 10:23:17 AM |
| napmanger | $100.00 | 9/27/2012 11:24:10 AM |
| heerzaquestion | $76.00 | 9/27/2012 11:43:32 AM |
| CreditBuilder2 | $25.01 | 9/27/2012 10:37:11 AM |
| compassion-paladin042 | $50.00 | 9/27/2012 10:48:29 AM |
| leverage-monger | $25.00 | 9/27/2012 12:42:46 PM |
| rlmtr | $40.00 | 9/27/2012 10:57:27 AM |
| community-stream9 | $50.00 | 9/27/2012 10:58:33 AM |
| whitegoldira | $150.00 | 9/27/2012 11:01:59 AM |
| geniusj | $25.00 | 9/27/2012 11:06:10 AM |
| Frosty | $100.00 | 9/27/2012 11:32:07 AM |
| dime-sprout | $25.00 | 9/27/2012 11:18:28 AM |
| cocopuffs | $25.00 | 9/27/2012 4:40:49 PM |
| fuzed | $25.00 | 9/27/2012 11:26:39 AM |
| Interloper | $50.00 | 9/27/2012 12:02:16 PM |
| julijask | $50.00 | 9/27/2012 12:12:42 PM |
| buffalobills | $25.00 | 9/27/2012 5:11:26 PM |
| for_your_success | $100.00 | 9/27/2012 1:03:03 PM |
| aabadabadoo | $50.00 | 9/27/2012 1:03:38 PM |
| brightest-gain-investor | $1,000.00 | 9/27/2012 1:29:35 PM |
| truth-poplar | $25.10 | 9/27/2012 2:36:41 PM |
| azazle | $50.00 | 9/27/2012 3:51:47 PM |
| citizenX | $50.00 | 9/27/2012 5:32:32 PM |
| Splangy613 | $50.00 | 9/27/2012 3:20:46 PM |
| ddog0224 | $100.00 | 9/27/2012 4:02:02 PM |
| Razor129 | $27.66 | 9/27/2012 7:19:00 PM |
| Entre-Investor | $25.00 | 9/27/2012 7:25:02 PM |
| gmoney37 | $50.00 | 9/27/2012 5:44:30 PM |
| mennleo | $50.00 | 9/27/2012 5:46:17 PM |
| Digs | $25.00 | 9/28/2012 5:40:53 AM |
| Techne_Funds_LLC | $25.00 | 9/27/2012 7:30:28 PM |
| payout-thinker7 | $25.00 | 9/28/2012 7:53:04 AM |
| glimmering-revenue4 | $25.00 | 9/28/2012 8:03:25 AM |
| FWF-kinetic | $25.00 | 9/27/2012 8:21:44 PM |
| evergreen16 | $200.00 | 9/28/2012 8:29:03 AM |
| KileNSmyth4 | $48.64 | 9/28/2012 8:40:42 AM |
| valiant-note129 | $50.00 | 9/27/2012 10:39:46 PM |
| swissbanker | $25.00 | 9/27/2012 8:18:46 PM |
| kulender | $100.00 | 9/27/2012 8:27:27 PM |
| 1willray | $25.00 | 9/27/2012 9:38:07 PM |
| msh345 | $25.00 | 9/28/2012 9:09:08 AM |
| SlateHillCapital | $50.00 | 9/28/2012 4:43:18 AM |
| dough-kitten5 | $25.00 | 9/28/2012 5:17:12 AM |
| vines99 | $25.00 | 9/27/2012 10:48:46 PM |
| bonus-seahorse | $105.00 | 9/28/2012 12:56:54 AM |
| calbertrand | $25.00 | 9/28/2012 6:39:59 AM |
| nalaari | $34.00 | 9/28/2012 6:40:52 AM |
| dynadave | $1,000.00 | 9/28/2012 3:28:52 AM |
| cash-cymbal3 | $100.00 | 9/28/2012 7:32:20 AM |
| red-benjamins-bliss | $50.00 | 9/28/2012 7:36:19 AM |
| yield-cougar0 | $25.00 | 9/28/2012 7:47:55 AM |
| ranstlin | $25.00 | 9/28/2012 9:26:36 AM |
| terminal-velocity34 | $25.00 | 9/28/2012 9:28:08 AM |
| chicco | $44.00 | 9/28/2012 9:29:25 AM |
| cerebral-dollar773 | $25.00 | 9/28/2012 6:35:40 AM |
| sfd | $50.00 | 9/28/2012 8:27:58 AM |
| miamibeachloaner | $100.00 | 9/28/2012 9:32:46 AM |
| kind-magical-investment | $25.00 | 9/28/2012 9:33:01 AM |
| grotheik | $25.00 | 9/28/2012 7:18:43 AM |
| unforgettable-wealth4 | $50.00 | 9/28/2012 9:33:18 AM |
| enriching-trade2 | $50.00 | 9/28/2012 9:33:21 AM |
| natural-greenback6 | $25.00 | 9/28/2012 9:36:11 AM |
| greenback-bull6 | $28.00 | 9/28/2012 9:37:12 AM |
| transparent-dinero8 | $25.00 | 9/28/2012 7:46:46 AM |
| promise2 | $25.00 | 9/28/2012 7:52:24 AM |
| responsibility-venture8 | $100.00 | 9/28/2012 8:35:21 AM |
| affluence-microscope2 | $200.00 | 9/28/2012 9:08:00 AM |
| 6moonbeams | $50.00 | 9/28/2012 9:01:34 AM |
| newest-currency-vibrato | $25.00 | 9/28/2012 9:05:02 AM |
| Yogidog | $25.00 | 9/28/2012 9:18:26 AM |
| SRK_FROM_WA | $25.00 | 9/28/2012 9:08:20 AM |
| lost-money-so-far-on-these | $25.00 | 9/28/2012 9:24:44 AM |
| Tradesmanlender | $25.00 | 9/28/2012 9:28:50 AM |
| leeball | $50.00 | 9/28/2012 9:31:17 AM |
| Suit | $34.60 | 9/28/2012 9:32:54 AM |
| pragmatic-peace017 | $40.00 | 9/28/2012 9:26:37 AM |
| DaMoneyTree | $25.00 | 9/28/2012 9:30:14 AM |
| helpinghand63 | $25.00 | 9/28/2012 9:32:39 AM |
| LenderS23 | $75.00 | 9/28/2012 9:36:46 AM |
| enthralling-investment | $25.00 | 9/28/2012 9:41:07 AM |
| Alpha-AssistU | $25.00 | 9/28/2012 9:41:46 AM |
| focused-yield4 | $100.00 | 9/28/2012 9:42:12 AM |
| 184 Investments
|
Borrower Payment Dependent Notes Series
645710
This series of Notes was issued and sold upon the funding of the borrower loan #75532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $188.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2008 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $201 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| msb1989 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan: a reliable used car
This loan will be used to...daily activities,primarily work
My financial situation:
I am a good candidate for this loan because...I live at home with no plans to move for the next few years and I have a good,steady job that I plan to stay at long term and I have no bills or living expenses. I live with my parents
Monthly net income: $1300
Monthly expenses: $0
Housing: $0
Insurance: $0
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simiray | $30.00 | 9/27/2012 9:06:10 AM |
| j2ee | $50.00 | 9/27/2012 9:06:46 AM |
| pragmatic-auction8 | $50.00 | 9/27/2012 9:07:35 AM |
| commitment-neutron1 | $200.00 | 9/27/2012 9:03:22 AM |
| radiant-dollar9 | $200.00 | 9/27/2012 9:19:14 AM |
| friendly-gold | $25.00 | 9/27/2012 9:04:31 AM |
| imogen22 | $50.00 | 9/27/2012 9:12:37 AM |
| Beld | $50.00 | 9/27/2012 9:39:03 AM |
| kind-transparency-ferret | $100.00 | 9/27/2012 9:41:13 AM |
| thrifty-generosity222 | $100.00 | 9/27/2012 9:19:34 AM |
| wise-virtuous-vigilance | $100.00 | 9/27/2012 9:17:35 AM |
| GoodScot | $25.00 | 9/27/2012 9:19:56 AM |
| moola-sphinx7 | $100.00 | 9/27/2012 9:53:31 AM |
| ethical-truth211 | $100.00 | 9/27/2012 10:01:58 AM |
| luann199 | $25.00 | 9/27/2012 9:28:48 AM |
| BostonCapital | $100.00 | 9/27/2012 9:35:04 AM |
| Tradesmanlender | $25.00 | 9/27/2012 9:33:52 AM |
| bazaar-paladin7 | $103.92 | 9/27/2012 10:13:42 AM |
| repayment-chihuahua3 | $25.00 | 9/27/2012 9:38:50 AM |
| formula842 | $25.00 | 9/27/2012 9:46:54 AM |
| deal-wasp0 | $25.00 | 9/27/2012 9:47:15 AM |
| loan-fate | $50.00 | 9/27/2012 9:44:16 AM |
| auction-bonaza8 | $100.00 | 9/27/2012 10:00:23 AM |
| ethical-truth211 | $100.00 | 9/27/2012 10:01:30 AM |
| nodebtin3 | $100.00 | 9/27/2012 10:03:40 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:43 AM |
| special-dinero553 | $25.00 | 9/27/2012 9:15:12 AM |
| nickel-ferret | $25.00 | 9/27/2012 9:16:54 AM |
| BxRealtor | $25.00 | 9/27/2012 9:19:45 AM |
| affluence-microscope2 | $200.00 | 9/27/2012 9:04:22 AM |
| LeReve | $500.00 | 9/27/2012 9:23:51 AM |
| cash-delight1 | $25.00 | 9/27/2012 9:27:23 AM |
| fantastic-wampum1 | $100.00 | 9/27/2012 9:28:19 AM |
| pound-mushroom3 | $25.00 | 9/27/2012 9:28:28 AM |
| pierrelasvegas | $25.00 | 9/27/2012 9:15:45 AM |
| dignified-truth7 | $200.00 | 9/27/2012 9:18:29 AM |
| scholarly-order6 | $25.00 | 9/27/2012 9:13:48 AM |
| wizardii | $25.00 | 9/27/2012 9:46:29 AM |
| versatile-dime442 | $250.00 | 9/27/2012 9:19:49 AM |
| dynamic-money271 | $100.00 | 9/27/2012 9:26:04 AM |
| dariop | $25.01 | 9/27/2012 9:22:28 AM |
| octoberfresh | $25.00 | 9/27/2012 9:31:06 AM |
| porter22 | $25.00 | 9/27/2012 9:29:57 AM |
| missing-link | $25.00 | 9/27/2012 10:12:41 AM |
| tech310 | $50.00 | 9/27/2012 9:36:47 AM |
| mikrolown | $25.00 | 9/27/2012 10:13:13 AM |
| cash-mad-scientist3 | $25.00 | 9/27/2012 9:37:16 AM |
| cnovak | $25.00 | 9/27/2012 9:47:21 AM |
| WalnutCreekguy | $50.00 | 9/27/2012 9:42:36 AM |
| 1randyp | $25.00 | 9/27/2012 9:42:44 AM |
| new-gold-wrangler | $1,000.00 | 9/27/2012 9:42:57 AM |
| green-principal-maniac | $50.00 | 9/27/2012 9:49:32 AM |
| dsw6440 | $50.00 | 9/27/2012 9:58:51 AM |
| duty-viola | $35.00 | 9/27/2012 9:55:43 AM |
| hitsman | $50.00 | 9/27/2012 9:57:30 AM |
| green-gain-delight | $6.07 | 9/27/2012 10:14:08 AM |
| Senechal | $25.00 | 9/27/2012 10:06:49 AM |
| principal-cooker2 | $50.00 | 9/27/2012 10:09:53 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
645738
This series of Notes was issued and sold upon the funding of the borrower loan #75294, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 153% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 11y 0m |
|
Amount delinquent:
| $707 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $667 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brainy-asset7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
auto
Purpose of loan:
This loan will be used to... is to fix my car
My financial situation:
I am a good candidate for this loan because ...I currently have ben at my same job for almost 12 yers my car was in an accident an I only had liability I can not efford a new one also I wud rather fix my car that I have ownd for 12 year I am a single mothe with 2 biologicl kids an 2 adopted boys I'm a student in colleg in my sopmore year.I am on low houseing so my rent is only 175.a month which is my largest bill.
Monthly net income: $2ooo
Monthly expenses: $850.
Housing: $175 a month (sec 8)
Insurance: $0
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/26/2012 6:10:26 PM |
| bewitching-dollar5 | $100.00 | 9/26/2012 5:51:26 PM |
| open-minded-p2p1 | $25.00 | 9/26/2012 7:00:31 PM |
| courteous-platinum7 | $30.00 | 9/27/2012 3:32:36 AM |
| fervent-commerce | $25.00 | 9/27/2012 8:32:23 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:32 AM |
| speedy-peso1 | $100.00 | 9/27/2012 5:22:58 PM |
| tolerant-responsibility051 | $500.00 | 9/28/2012 9:19:38 AM |
| m0rlock | $100.00 | 9/28/2012 4:49:41 PM |
| compatible-deal9 | $25.00 | 9/28/2012 10:37:48 AM |
| hope-hickory | $50.00 | 9/28/2012 8:28:13 PM |
| california111 | $100.00 | 9/28/2012 9:49:13 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:34 AM |
| natural-liberty4 | $200.00 | 9/28/2012 6:09:04 PM |
| impala6464 | $25.00 | 9/28/2012 8:20:17 PM |
| best-commerce-leader | $45.61 | 9/29/2012 5:03:21 AM |
| tszbgae | $50.00 | 9/29/2012 6:59:17 AM |
| copper | $50.00 | 9/29/2012 12:02:26 PM |
| leverage-boomer0 | $25.00 | 9/29/2012 6:14:32 AM |
| unassailable-funds754 | $25.00 | 9/29/2012 9:14:43 AM |
| Leshan | $50.00 | 9/29/2012 9:55:07 AM |
| SecondChanceLendingSERV | $26.23 | 9/29/2012 10:50:55 AM |
| the-laudable-peso | $40.00 | 9/29/2012 12:50:14 PM |
| HenryS | $30.00 | 9/29/2012 12:36:24 PM |
| reward-adventure | $50.00 | 9/29/2012 12:48:23 PM |
| bullincage | $25.24 | 9/29/2012 1:22:01 PM |
| engrossing-responsibility0 | $45.00 | 9/29/2012 12:49:43 PM |
| cp-family | $50.00 | 9/29/2012 12:38:49 PM |
| dedicated-transaction796 | $25.00 | 9/29/2012 12:53:36 PM |
| bubb_hans | $25.00 | 9/29/2012 1:30:40 PM |
| diversification-taco1 | $25.00 | 9/29/2012 1:37:35 PM |
| life-is-great | $25.00 | 9/29/2012 2:06:06 PM |
| silver-enlightenment0 | $25.00 | 9/29/2012 1:34:55 PM |
| deal-force0 | $33.50 | 9/29/2012 1:45:59 PM |
| finance-dandelion | $25.00 | 9/29/2012 2:45:14 PM |
| the_spook | $20.82 | 9/29/2012 4:04:00 PM |
| paytonbrigadier | $250.00 | 9/26/2012 7:07:01 PM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:09:54 PM |
| ultimate-peace | $125.00 | 9/27/2012 5:36:42 AM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:43 PM |
| durability-seahorse7 | $50.00 | 9/27/2012 3:35:48 AM |
| worthy-bid8 | $100.00 | 9/27/2012 10:11:59 AM |
| bonafide-yield351 | $25.00 | 9/27/2012 7:59:10 PM |
| papaloha | $25.00 | 9/27/2012 9:40:50 PM |
| whirlingdervish | $25.00 | 9/28/2012 11:32:05 AM |
| diplomatic-wealth7 | $25.00 | 9/28/2012 3:32:11 PM |
| simplelender80 | $500.00 | 9/28/2012 5:07:20 PM |
| sensational-note3 | $25.00 | 9/28/2012 6:10:58 PM |
| top-responsibility-sage | $25.00 | 9/28/2012 10:45:21 PM |
| banker34 | $31.48 | 9/29/2012 8:46:28 AM |
| mcgillis99 | $50.00 | 9/28/2012 8:52:17 PM |
| ethical-truth211 | $100.00 | 9/29/2012 2:54:03 AM |
| income-rocker2 | $36.00 | 9/29/2012 12:00:35 PM |
| ledesma31 | $26.00 | 9/29/2012 8:02:58 AM |
| affluence-kingdom9 | $25.00 | 9/29/2012 10:09:20 AM |
| djh47a | $25.00 | 9/29/2012 12:22:08 PM |
| progress-credit | $25.00 | 9/29/2012 10:51:10 AM |
| jonathan10s | $50.00 | 9/29/2012 10:59:08 AM |
| cash-reaction2 | $25.00 | 9/29/2012 12:38:01 PM |
| economy-shrubbery6 | $25.00 | 9/29/2012 12:16:56 PM |
| orearella3 | $25.00 | 9/29/2012 12:49:14 PM |
| TheCount | $25.00 | 9/29/2012 1:19:19 PM |
| csakhil | $50.00 | 9/29/2012 1:25:29 PM |
| principal-cooker2 | $50.00 | 9/29/2012 1:42:18 PM |
| svandgts | $25.00 | 9/29/2012 1:14:25 PM |
| druidpoet | $27.50 | 9/29/2012 2:33:58 PM |
| moola-disk | $25.00 | 9/29/2012 2:50:30 PM |
| PadreAyudate | $32.62 | 9/29/2012 3:49:23 PM |
| duty-viola | $25.00 | 9/29/2012 2:54:10 PM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
645744
This series of Notes was issued and sold upon the funding of the borrower loan #75583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $148.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
6 | Length of status: | 13y 6m |
|
Amount delinquent:
| $1,156 |
Total credit lines:
| 35 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $990 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| diversification-refresher9 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to... purchase an enclosed trailer for my business.
My financial situation:
I am a good candidate for this loan because...I work seven days a week. I have been a manager for Wal-Mart Distribution Center for over 7 years. I also own my own business since December of last year.
Monthly net income: $ 3100
Monthly expenses: $
Housing: $780
Insurance: $125
Car expenses: $625
Utilities: $150
Phone, cable, internet: $190
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| commitment-neutron1 | $200.00 | 9/26/2012 5:03:07 PM |
| worth-blanket2 | $4,500.00 | 9/26/2012 5:11:08 PM |
| WalnutCreekguy | $50.00 | 9/26/2012 5:04:13 PM |
| phenomenal-rate1 | $500.00 | 9/26/2012 5:05:36 PM |
| friendly-gold | $25.00 | 9/26/2012 5:08:12 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
645752
This series of Notes was issued and sold upon the funding of the borrower loan #75683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $301.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,603 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benevolent-return013 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...
Salon update/remodeling
My financial situation:
I am a good candidate for this loan because...
Steady income....
Monthly net income: $4000.00
Monthly expenses: $3500.00
Housing: $2000.00
Insurance: $1000/year
Car expenses: $500.00
Utilities: $250.00
Phone, cable, internet: $100.00
Food, entertainment: $100.00
Clothing, household expenses: $0
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| commitment-neutron1 | $150.00 | 9/27/2012 9:03:22 AM |
| affluence-microscope2 | $200.00 | 9/27/2012 9:04:22 AM |
| friendly-gold | $25.00 | 9/27/2012 9:04:31 AM |
| pierrelasvegas | $25.00 | 9/27/2012 9:15:45 AM |
| versatile-dime442 | $250.00 | 9/27/2012 9:19:49 AM |
| dynamic-money271 | $96.00 | 9/27/2012 9:26:04 AM |
| repayment-chihuahua3 | $25.00 | 9/27/2012 9:38:50 AM |
| 1randyp | $25.00 | 9/27/2012 9:42:44 AM |
| special-dinero553 | $25.00 | 9/27/2012 9:15:13 AM |
| wise-virtuous-vigilance | $61.00 | 9/27/2012 9:17:35 AM |
| thrifty-generosity222 | $100.00 | 9/27/2012 9:19:34 AM |
| LeReve | $500.00 | 9/27/2012 9:23:51 AM |
| green-gain-delight | $25.00 | 9/27/2012 10:14:08 AM |
| tender-commerce8 | $50.00 | 9/27/2012 10:25:01 AM |
| dsw6440 | $50.00 | 9/27/2012 9:58:51 AM |
| auction-bonaza8 | $100.00 | 9/27/2012 10:00:23 AM |
| MI2 | $3,000.00 | 9/27/2012 10:45:38 AM |
| nodebtin3 | $100.00 | 9/27/2012 10:03:41 AM |
| community-stream9 | $50.00 | 9/27/2012 10:58:33 AM |
| svandgts | $25.00 | 9/27/2012 10:24:00 AM |
| pedroballgame | $50.00 | 9/27/2012 10:33:48 AM |
| responsive-principal8 | $25.00 | 9/27/2012 10:58:48 AM |
| silver-enlightenment0 | $25.00 | 9/27/2012 10:57:58 AM |
| gallant-economy9 | $45.00 | 9/27/2012 10:59:27 AM |
| useful-money715 | $25.00 | 9/27/2012 11:00:44 AM |
| adventurer447 | $273.00 | 9/27/2012 11:02:23 AM |
| j2ee | $50.00 | 9/27/2012 9:06:46 AM |
| cattlebaron | $25.00 | 9/27/2012 9:06:41 AM |
| pragmatic-auction8 | $50.00 | 9/27/2012 9:07:35 AM |
| nickel-ferret | $25.00 | 9/27/2012 9:16:54 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:44 AM |
| dignified-truth7 | $200.00 | 9/27/2012 9:18:30 AM |
| radiant-dollar9 | $200.00 | 9/27/2012 9:19:14 AM |
| DreisersFinancier | $31.00 | 9/27/2012 9:34:33 AM |
| Senechal | $25.00 | 9/27/2012 10:06:49 AM |
| gold-maestro6 | $50.00 | 9/27/2012 10:09:45 AM |
| BostonCapital | $100.00 | 9/27/2012 9:35:04 AM |
| WalnutCreekguy | $50.00 | 9/27/2012 9:42:37 AM |
| velocityasaurus-rex4 | $100.00 | 9/27/2012 10:17:27 AM |
| kind-transparency-ferret | $100.00 | 9/27/2012 9:41:13 AM |
| blazing-capital2 | $250.00 | 9/27/2012 10:24:12 AM |
| Redemptor | $25.00 | 9/27/2012 10:26:37 AM |
| moola-sphinx7 | $100.00 | 9/27/2012 9:53:31 AM |
| EBITDA | $25.00 | 9/27/2012 10:45:43 AM |
| transparency-sapling | $25.00 | 9/27/2012 10:53:57 AM |
| MAYBROOK | $25.00 | 9/27/2012 10:54:35 AM |
| mikrolown | $25.00 | 9/27/2012 10:13:13 AM |
| P2P_Investor | $852.00 | 9/27/2012 10:31:18 AM |
| tostada88 | $25.00 | 9/27/2012 10:32:55 AM |
| maxion | $25.00 | 9/27/2012 10:35:46 AM |
| payout-paradise5 | $25.00 | 9/27/2012 10:46:52 AM |
| transparency-silo2 | $25.00 | 9/27/2012 10:47:08 AM |
| paladin847 | $67.00 | 9/27/2012 10:43:37 AM |
| supreme-treasure8 | $100.00 | 9/27/2012 10:44:23 AM |
| yield-victor837 | $50.00 | 9/27/2012 10:50:04 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
645864
This series of Notes was issued and sold upon the funding of the borrower loan #75718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $518.53 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 2m |
|
Amount delinquent:
| $615 |
Total credit lines:
| 27 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,015 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 52 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| diversification-knickers5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Business Expansion
This loan will be used to...Purchase new equipment
My financial situation:
I am a good candidate for this loan because...I am a prudent business manager.
Monthly net income: $6400
Monthly expenses: $1000
Housing: $1150
Insurance: $300
Car expenses: $545
Utilities: $0
Phone, cable, internet: $80
Food, entertainment: $50
Clothing, household expenses: $65
Credit cards and other loans: $190
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| WalnutCreekguy | $50.00 | 9/26/2012 5:04:14 PM |
| commitment-neutron1 | $200.00 | 9/26/2012 5:03:07 PM |
| phenomenal-rate1 | $500.00 | 9/26/2012 5:05:27 PM |
| special-dinero553 | $25.00 | 9/26/2012 5:14:04 PM |
| LeReve | $500.00 | 9/26/2012 5:21:23 PM |
| careful-vigilance4 | $25.00 | 9/26/2012 5:30:43 PM |
| 52digital | $75.00 | 9/26/2012 5:44:44 PM |
| Beld | $50.00 | 9/26/2012 6:22:07 PM |
| thrifty-capital | $25.00 | 9/26/2012 5:57:05 PM |
| pragmatic-auction8 | $25.00 | 9/26/2012 6:52:37 PM |
| cash-kin7 | $25.00 | 9/26/2012 6:27:48 PM |
| brainy-return234 | $25.00 | 9/26/2012 6:27:31 PM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:09:56 PM |
| pierrelasvegas | $25.00 | 9/26/2012 7:35:36 PM |
| nodebtin3 | $100.00 | 9/27/2012 3:59:53 AM |
| loyalist1 | $100.00 | 9/27/2012 8:20:01 AM |
| dedicated-hope9 | $25.00 | 9/27/2012 3:00:09 PM |
| leverage-sensai6 | $25.00 | 9/27/2012 6:03:16 PM |
| angelinvestor2 | $40.00 | 9/27/2012 6:12:18 PM |
| speedy-peso1 | $100.00 | 9/27/2012 5:22:25 PM |
| thorough-income854 | $40.00 | 9/28/2012 6:00:54 AM |
| competent-credit9 | $27.94 | 9/28/2012 3:36:28 AM |
| buddy486 | $25.00 | 9/28/2012 7:43:28 AM |
| clean-penny059 | $100.00 | 9/28/2012 8:22:55 AM |
| nourishing-interest0 | $25.00 | 9/28/2012 8:26:05 AM |
| Canidae | $25.00 | 9/28/2012 9:42:43 AM |
| m0rlock | $100.00 | 9/28/2012 4:49:41 PM |
| progressive-economy261 | $500.00 | 9/28/2012 5:35:57 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:08:43 PM |
| wwwUniversal | $25.00 | 9/28/2012 6:56:06 PM |
| Comoparklender | $25.00 | 9/28/2012 6:54:17 PM |
| haplender | $100.00 | 9/29/2012 8:40:04 AM |
| hope-hickory | $50.00 | 9/28/2012 8:28:13 PM |
| greenwell | $50.00 | 9/29/2012 10:03:07 AM |
| ResQDoc | $25.00 | 9/29/2012 11:19:14 AM |
| zipemdown | $25.00 | 9/29/2012 12:16:12 PM |
| Dave0 | $25.00 | 9/29/2012 12:48:48 PM |
| thelovebug | $100.00 | 9/29/2012 12:50:20 PM |
| cash-strawberry3 | $25.00 | 9/29/2012 1:45:21 PM |
| credit-czar5 | $25.00 | 9/29/2012 1:47:16 PM |
| Nickle-Back | $30.00 | 9/29/2012 1:56:10 PM |
| california111 | $100.00 | 9/30/2012 11:20:40 AM |
| antlr | $25.00 | 9/30/2012 1:05:14 PM |
| atbright | $25.00 | 9/30/2012 9:34:32 PM |
| availableloan | $25.00 | 9/30/2012 5:41:19 PM |
| integrity-builder | $25.00 | 10/1/2012 8:25:07 AM |
| kulender | $100.00 | 9/30/2012 8:13:07 PM |
| platinum-exec1 | $50.00 | 10/1/2012 5:55:42 AM |
| money-yeller | $50.00 | 10/1/2012 6:14:07 AM |
| Learning2Lend | $25.00 | 10/1/2012 10:07:47 AM |
| cp-family | $50.00 | 10/1/2012 10:13:27 AM |
| ItsJustMe79 | $25.00 | 10/1/2012 9:23:32 AM |
| sunwell | $50.00 | 10/1/2012 10:13:58 AM |
| p40thawk | $25.00 | 10/1/2012 12:33:59 PM |
| jamiee73 | $25.00 | 10/1/2012 10:27:08 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:23 AM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:03 AM |
| froggieboy | $100.00 | 10/1/2012 3:40:07 PM |
| InvestorATL | $25.00 | 10/1/2012 4:22:20 PM |
| flexible-rate1 | $25.00 | 10/2/2012 8:49:29 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:04 AM |
| suave-commitment6 | $30.00 | 10/2/2012 4:43:36 PM |
| principal-cooker2 | $50.00 | 10/2/2012 5:00:45 PM |
| authoritative-platinum7 | $50.00 | 10/2/2012 5:01:13 PM |
| Weaverville | $25.00 | 10/2/2012 2:18:37 PM |
| willinvest | $25.00 | 10/2/2012 3:05:08 PM |
| auction-seeker4 | $25.00 | 10/2/2012 4:05:43 PM |
| rescue | $100.00 | 10/2/2012 5:02:31 PM |
| the-dollar-topper | $107.00 | 10/2/2012 5:16:36 PM |
| nourishing-wampum7 | $25.00 | 10/2/2012 5:05:19 PM |
| etraboulay | $50.00 | 10/2/2012 5:09:56 PM |
| vontuse | $25.00 | 10/2/2012 5:11:51 PM |
| michaelray703 | $25.00 | 10/2/2012 5:15:01 PM |
| logical-investment4 | $25.00 | 10/2/2012 5:15:56 PM |
| dough-bear | $25.00 | 10/2/2012 5:16:22 PM |
| powerplant62 | $25.00 | 10/2/2012 5:18:07 PM |
| unassassinable | $25.00 | 10/2/2012 5:22:48 PM |
| Diamond_Jim | $25.00 | 10/2/2012 5:25:36 PM |
| majestic-moola4 | $25.00 | 10/2/2012 5:29:28 PM |
| responsibility-butterfly | $25.00 | 9/26/2012 6:10:27 PM |
| friendly-gold | $25.00 | 9/26/2012 5:08:13 PM |
| paladin847 | $70.00 | 9/26/2012 5:11:51 PM |
| a-finance-nirvana | $25.00 | 9/26/2012 5:12:58 PM |
| supreme-treasure8 | $100.00 | 9/26/2012 5:59:49 PM |
| open-minded-p2p1 | $25.00 | 9/26/2012 6:15:20 PM |
| loyalty-dragster7 | $100.00 | 9/26/2012 5:54:14 PM |
| proper-exchange8 | $50.00 | 9/26/2012 6:03:06 PM |
| roux | $25.00 | 9/26/2012 7:20:08 PM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:43 PM |
| first-pragmatic-power | $25.00 | 9/26/2012 7:04:42 PM |
| paytonbrigadier | $250.00 | 9/26/2012 7:07:02 PM |
| durability-seahorse7 | $50.00 | 9/27/2012 3:35:48 AM |
| scoobiedoo | $40.01 | 9/26/2012 7:51:48 PM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:33 AM |
| bitterroot_mt | $25.00 | 9/27/2012 9:33:25 AM |
| diplomatic-wealth7 | $25.00 | 9/27/2012 9:39:51 AM |
| knowledgeable-silver6 | $25.00 | 9/27/2012 9:55:26 AM |
| Splangy613 | $50.00 | 9/27/2012 3:10:54 PM |
| wampum-chorus3 | $25.00 | 9/27/2012 4:43:22 PM |
| Makingitrain | $25.00 | 9/27/2012 6:14:23 PM |
| papaloha | $25.00 | 9/27/2012 9:40:51 PM |
| andrew491 | $50.00 | 9/28/2012 12:24:23 AM |
| ouyangers | $25.00 | 9/28/2012 5:28:28 AM |
| transaction-squirrel734 | $25.00 | 9/28/2012 8:36:29 AM |
| bonafide-yield351 | $25.00 | 9/28/2012 7:51:49 AM |
| musegaze | $50.00 | 9/28/2012 9:51:19 AM |
| simplelender80 | $500.00 | 9/28/2012 5:07:20 PM |
| Cookstersalibi | $25.00 | 9/28/2012 11:40:33 AM |
| jga516 | $25.00 | 9/28/2012 4:15:13 PM |
| top-responsibility-sage | $25.00 | 9/28/2012 10:45:22 PM |
| benevolent-marketplace4 | $2,500.00 | 9/28/2012 6:11:34 PM |
| mikbos | $25.00 | 9/28/2012 6:26:07 PM |
| bazaar-tulip | $500.00 | 9/28/2012 6:53:06 PM |
| powderbumps | $25.00 | 9/29/2012 7:46:10 AM |
| mcgillis99 | $50.00 | 9/28/2012 8:52:17 PM |
| Quiza12 | $100.00 | 9/29/2012 7:21:43 AM |
| return-venture1 | $100.00 | 9/29/2012 8:38:02 AM |
| orearella3 | $25.00 | 9/29/2012 12:49:14 PM |
| shrewd-peace7 | $25.00 | 9/29/2012 1:00:17 PM |
| worth-shower8 | $100.00 | 9/29/2012 2:23:31 PM |
| jhouman | $25.00 | 9/30/2012 8:27:30 AM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:30 PM |
| stock106 | $25.00 | 9/30/2012 8:06:30 AM |
| statuesque-listing929 | $50.00 | 9/30/2012 6:11:39 PM |
| glimmering-commerce452 | $25.00 | 9/30/2012 1:12:16 PM |
| exchange-tapestry114 | $25.00 | 10/1/2012 7:48:02 AM |
| bent300 | $50.00 | 10/1/2012 9:29:49 AM |
| revenue-serenity | $25.00 | 10/1/2012 9:51:42 AM |
| leverage-monger | $25.00 | 10/1/2012 1:13:39 PM |
| irrelevant | $50.00 | 10/1/2012 5:06:14 PM |
| new-truth-chuckler | $40.00 | 10/1/2012 5:59:52 PM |
| newest-glowing-cash | $50.00 | 10/1/2012 7:21:02 PM |
| yield-hut | $25.00 | 10/2/2012 4:27:20 AM |
| desertoasis | $25.00 | 10/2/2012 8:48:40 AM |
| asset-professor | $25.00 | 10/2/2012 7:08:46 AM |
| the-bill-venture | $25.00 | 10/2/2012 9:34:05 AM |
| dordee | $40.00 | 10/2/2012 11:06:23 AM |
| VesuvianMan | $25.00 | 10/2/2012 11:02:38 AM |
| genuine-greenback | $30.00 | 10/2/2012 4:04:55 PM |
| silver-stacker | $25.00 | 10/2/2012 4:30:33 PM |
| benefit-position | $25.00 | 10/2/2012 4:47:05 PM |
| ASR3 | $50.00 | 10/2/2012 5:03:10 PM |
| down-with-big-banks-2 | $25.00 | 10/2/2012 5:04:53 PM |
| trade-boots1 | $100.00 | 10/2/2012 5:07:36 PM |
| ChefATL | $25.00 | 10/2/2012 5:13:36 PM |
| yield-lion | $25.00 | 10/2/2012 5:02:07 PM |
| tornandfrayed | $25.00 | 10/2/2012 5:01:01 PM |
| silver-wonder278 | $25.00 | 10/2/2012 5:05:11 PM |
| the-laudable-peso | $40.00 | 10/2/2012 5:02:17 PM |
| loot-geyser1 | $25.00 | 10/2/2012 5:06:17 PM |
| bid-czar8 | $100.00 | 10/2/2012 5:18:29 PM |
| hope-base | $25.00 | 10/2/2012 5:07:14 PM |
| NewOrleans2012 | $25.00 | 10/2/2012 5:05:02 PM |
| spark548 | $100.00 | 10/2/2012 5:08:11 PM |
| versatile-dime442 | $250.00 | 10/2/2012 5:21:37 PM |
| miamibeachloaner | $100.00 | 10/2/2012 5:09:22 PM |
| orchestra960 | $300.00 | 10/2/2012 5:09:38 PM |
| newest-currency-vibrato | $40.00 | 10/2/2012 5:09:51 PM |
| resplendent-moola | $25.00 | 10/2/2012 5:23:31 PM |
| organic-order | $25.00 | 10/2/2012 5:24:33 PM |
| FASTIZIO_P | $27.00 | 10/2/2012 5:10:45 PM |
| dedicated-transaction796 | $25.00 | 10/2/2012 5:12:08 PM |
| Pookie22 | $25.00 | 10/2/2012 5:27:32 PM |
| handshake5 | $100.00 | 10/2/2012 5:12:35 PM |
| foxtrot12 | $72.00 | 10/2/2012 5:13:28 PM |
| cash-reaction2 | $25.00 | 10/2/2012 5:13:31 PM |
| life-is-great | $25.00 | 10/2/2012 5:13:53 PM |
| nowits10 | $25.00 | 10/2/2012 5:14:54 PM |
| professional-vigilance9 | $100.00 | 10/2/2012 5:15:45 PM |
| wise-rupee-sanctuary | $48.00 | 10/2/2012 5:15:33 PM |
| bassman2 | $25.00 | 10/2/2012 5:16:10 PM |
| money-surge1 | $25.00 | 10/2/2012 5:17:40 PM |
| bountiful-social976 | $50.00 | 10/2/2012 5:20:03 PM |
| durability-antioxidant9 | $25.00 | 10/2/2012 5:25:27 PM |
| exciting-loyalty3 | $5.05 | 10/2/2012 5:29:52 PM |
| 175 Investments
|
Borrower Payment Dependent Notes Series
646048
This series of Notes was issued and sold upon the funding of the borrower loan #75450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 22.62% |
Borrower rate/APR:
| 23.62% / 26.16% |
Monthly payment:
| $428.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.08% | | |
| |
Estimated return*:
| 14.59% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2008 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,164 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| thorough-community2 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2011)
|
|
Principal balance:
| $2,985.22 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3400
Monthly expenses: $2930 (Total)
Housing: $700
Insurance: $100
Car expenses: $500
Utilities: $270
Phone, cable, internet: $110
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $350 - gas, groceries, miscellaneous
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| heavenly-interest9 | $1,000.00 | 10/2/2012 5:05:42 PM |
| credit-missile | $100.00 | 10/2/2012 5:02:31 PM |
| mindful-generosity1 | $50.00 | 10/2/2012 5:02:16 PM |
| john0720 | $25.00 | 10/2/2012 5:02:20 PM |
| Silver_Rupee | $25.01 | 10/2/2012 5:07:46 PM |
| spark548 | $100.00 | 10/2/2012 5:08:01 PM |
| strive2 | $25.00 | 10/2/2012 5:10:47 PM |
| zassociate | $200.00 | 10/2/2012 5:12:56 PM |
| mikrolown | $25.00 | 10/2/2012 5:04:08 PM |
| EFS | $200.00 | 10/2/2012 5:16:58 PM |
| networks4ever | $25.00 | 10/2/2012 5:05:54 PM |
| thrifty-capital | $25.00 | 10/2/2012 5:06:35 PM |
| radiant-dollar9 | $200.00 | 10/2/2012 5:20:36 PM |
| CMJ-Partners | $100.00 | 10/2/2012 5:07:17 PM |
| newfoundation | $25.00 | 10/2/2012 5:23:16 PM |
| thrilling-fund427 | $50.00 | 10/2/2012 5:09:10 PM |
| fair-pound5 | $50.00 | 10/2/2012 5:29:10 PM |
| smart-gain | $50.00 | 10/2/2012 5:12:37 PM |
| affluence-kingdom9 | $100.00 | 10/2/2012 5:17:14 PM |
| AF-Chief | $25.00 | 10/2/2012 5:16:17 PM |
| bold-wampum-compadre | $100.00 | 10/2/2012 5:17:29 PM |
| Comoparklender | $25.00 | 10/2/2012 5:38:12 PM |
| Investor_DP | $200.00 | 10/2/2012 5:38:25 PM |
| duty-viola | $35.00 | 10/2/2012 5:22:08 PM |
| ethical-truth211 | $300.00 | 10/2/2012 5:21:55 PM |
| bazaar-tulip | $25.00 | 10/2/2012 5:21:58 PM |
| nuetron | $25.00 | 10/2/2012 5:25:32 PM |
| 84928429 | $50.00 | 10/2/2012 5:45:12 PM |
| LeReve | $500.00 | 10/2/2012 5:26:33 PM |
| Dubbly | $25.00 | 10/2/2012 5:27:30 PM |
| graceful-investment | $60.00 | 10/2/2012 5:27:55 PM |
| NickelSteamroller | $35.00 | 10/2/2012 5:31:50 PM |
| FinanceEngine | $50.00 | 10/2/2012 6:02:22 PM |
| musegaze | $50.00 | 10/2/2012 6:10:08 PM |
| WalnutCreekguy | $50.00 | 10/2/2012 6:11:28 PM |
| Index_Plus | $5,000.00 | 10/2/2012 5:42:18 PM |
| paladin847 | $50.00 | 10/2/2012 6:22:52 PM |
| restless-currency | $40.00 | 10/2/2012 6:24:34 PM |
| graceful-IRAinvestment | $60.00 | 10/2/2012 5:46:49 PM |
| 52digital | $75.00 | 10/2/2012 6:34:52 PM |
| loancrusader | $25.00 | 10/2/2012 6:36:35 PM |
| metro457 | $100.00 | 10/2/2012 6:41:34 PM |
| red-power-pecan | $50.00 | 10/2/2012 5:54:24 PM |
| LaGrangeLender | $60.00 | 10/2/2012 6:48:22 PM |
| supreme-treasure8 | $100.00 | 10/2/2012 6:00:19 PM |
| credit-maple | $25.00 | 10/2/2012 6:12:54 PM |
| dukeiyer | $25.00 | 10/2/2012 6:13:18 PM |
| money-bauble | $64.00 | 10/2/2012 6:19:36 PM |
| travels536 | $25.00 | 10/2/2012 6:27:52 PM |
| grnii78 | $175.00 | 10/2/2012 6:28:52 PM |
| euro-spark | $25.00 | 10/2/2012 6:30:42 PM |
| CreditBuilder2 | $25.02 | 10/2/2012 6:43:16 PM |
| 01a_MrsUSC | $100.00 | 10/2/2012 6:48:28 PM |
| thorough-duty641 | $25.00 | 10/2/2012 6:46:31 PM |
| EngineersAlliance | $75.00 | 10/2/2012 6:49:10 PM |
| money-baron | $100.00 | 10/2/2012 6:55:02 PM |
| MoneyForNothing | $10.58 | 10/2/2012 7:12:11 PM |
| LittleMingo | $30.00 | 10/2/2012 5:07:46 PM |
| dime-sprout | $25.00 | 10/2/2012 5:02:26 PM |
| Beld | $50.00 | 10/2/2012 5:07:23 PM |
| enthusiastic-point | $25.00 | 10/2/2012 5:04:48 PM |
| 312-Lender | $100.00 | 10/2/2012 5:02:24 PM |
| thrifty-generosity222 | $50.00 | 10/2/2012 5:27:26 PM |
| azazle | $25.00 | 10/2/2012 5:27:42 PM |
| bewitching-dollar5 | $100.00 | 10/2/2012 5:11:06 PM |
| new-truth-chuckler | $33.00 | 10/2/2012 5:11:20 PM |
| treasure-palace661 | $350.00 | 10/2/2012 5:32:28 PM |
| pierrelasvegas | $25.00 | 10/2/2012 5:16:55 PM |
| Bob450 | $25.00 | 10/2/2012 5:33:32 PM |
| melodious-fairness | $50.00 | 10/2/2012 5:33:46 PM |
| tolerant-currency6 | $25.00 | 10/2/2012 5:37:09 PM |
| versatile-dime442 | $250.00 | 10/2/2012 5:21:25 PM |
| mckhbnpc | $28.00 | 10/2/2012 5:41:57 PM |
| Feyenoord | $30.00 | 10/2/2012 5:25:22 PM |
| the-silver-blaster | $50.00 | 10/2/2012 5:44:26 PM |
| tech310 | $50.00 | 10/2/2012 5:28:17 PM |
| market-cougar3 | $50.00 | 10/2/2012 5:26:57 PM |
| pragmatic-auction8 | $50.00 | 10/2/2012 5:31:55 PM |
| marketplace-singularity3 | $50.00 | 10/2/2012 5:58:25 PM |
| progressive-economy261 | $500.00 | 10/2/2012 5:33:06 PM |
| FL-Lender | $25.00 | 10/2/2012 5:33:11 PM |
| EnglishGeekInNYC | $25.00 | 10/2/2012 5:33:19 PM |
| EBITDA | $25.00 | 10/2/2012 6:00:23 PM |
| robust-diversification3 | $50.00 | 10/2/2012 5:34:27 PM |
| justice-gourd | $46.37 | 10/2/2012 5:38:19 PM |
| unassailable-funds754 | $25.00 | 10/2/2012 6:05:33 PM |
| CAGE-Investments | $25.00 | 10/2/2012 6:11:31 PM |
| melodious-openness | $200.00 | 10/2/2012 6:13:07 PM |
| community-burrito9 | $25.00 | 10/2/2012 6:13:44 PM |
| capital-renewal | $50.00 | 10/2/2012 5:43:51 PM |
| adorable-asset9 | $100.00 | 10/2/2012 6:14:05 PM |
| persist_in_doing | $25.00 | 10/2/2012 5:45:36 PM |
| enchanted-note14 | $25.00 | 10/2/2012 6:20:10 PM |
| zeelender | $25.00 | 10/2/2012 6:20:58 PM |
| Greenbak | $25.00 | 10/2/2012 6:21:22 PM |
| Assets-Up | $25.00 | 10/2/2012 5:48:55 PM |
| zipemdown | $25.00 | 10/2/2012 5:49:08 PM |
| payout-crescendo9 | $500.00 | 10/2/2012 5:48:09 PM |
| bid-stockpiler1 | $25.00 | 10/2/2012 5:52:09 PM |
| BankofRon_IRA | $100.00 | 10/2/2012 6:37:34 PM |
| adventurer447 | $300.00 | 10/2/2012 5:51:58 PM |
| first-pragmatic-power | $25.00 | 10/2/2012 6:43:11 PM |
| LoanerPrincipal | $25.00 | 10/2/2012 6:45:44 PM |
| financial-frenzy | $50.00 | 10/2/2012 5:58:14 PM |
| gotjack-IRA | $150.01 | 10/2/2012 7:11:15 PM |
| haplender | $50.00 | 10/2/2012 6:01:39 PM |
| Cookstersalibi | $25.00 | 10/2/2012 6:04:05 PM |
| bellaquito | $500.00 | 10/2/2012 6:20:47 PM |
| HenlopenCapital | $25.00 | 10/2/2012 6:14:17 PM |
| ImNotSoDumb | $33.01 | 10/2/2012 6:19:04 PM |
| shawnw2 | $150.00 | 10/2/2012 6:25:53 PM |
| compoundinterest | $25.00 | 10/2/2012 6:30:50 PM |
| graceful-D4Sinvestment | $60.00 | 10/2/2012 6:43:58 PM |
| money-baron-roth-IRA | $50.00 | 10/2/2012 6:59:07 PM |
| helpful-credit156 | $25.00 | 10/2/2012 7:05:25 PM |
| 115 Investments
|
Borrower Payment Dependent Notes Series
646184
This series of Notes was issued and sold upon the funding of the borrower loan #75614, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $567.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Engineer - Chemical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,689 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-listing-financier |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my existing credit card debt from being irresponsible with wedding expenses.
My financial situation:
I am a good candidate for this loan because I am smart with numbers and am reliable. I work as an engineer and make a solid income. I just wanted more of a wedding than we could afford and allowed myself to get caught up in the frenzy. I am typically very conservative so this behavior was very unlike me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2012 1:43:20 PM |
| kenji4861 | $25.00 | 9/27/2012 5:08:12 PM |
| bazaar-tulip | $25.00 | 9/27/2012 5:23:38 PM |
| Ripsaw4U | $50.00 | 9/27/2012 5:39:18 PM |
| member_98419 | $25.00 | 9/27/2012 5:43:17 PM |
| compassion-twister2 | $50.00 | 9/27/2012 5:27:50 PM |
| LongTail | $30.00 | 9/27/2012 9:39:47 PM |
| Taxman44 | $25.00 | 9/27/2012 5:45:17 PM |
| silver-explorer6 | $25.00 | 9/27/2012 5:52:52 PM |
| blot44 | $25.00 | 9/27/2012 8:27:12 PM |
| green28 | $50.00 | 9/28/2012 9:17:27 AM |
| Good-Yield | $25.00 | 9/28/2012 8:15:31 AM |
| jubilant-capital1 | $50.00 | 9/28/2012 7:34:37 AM |
| spirited-greenback814 | $25.00 | 9/28/2012 4:08:17 PM |
| velocityasaurus-rex4 | $100.00 | 9/28/2012 5:04:48 PM |
| Cookstersalibi | $25.00 | 9/28/2012 11:36:45 AM |
| Capitalincome | $25.00 | 9/28/2012 3:52:17 PM |
| hitsman | $50.00 | 9/28/2012 5:04:31 PM |
| simplelender80 | $500.00 | 9/28/2012 5:07:30 PM |
| repayment-pagoda8 | $100.00 | 9/28/2012 5:08:43 PM |
| auction-sage | $100.00 | 9/28/2012 5:17:46 PM |
| magnificent-felicity4 | $50.00 | 9/28/2012 5:16:01 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:02 PM |
| revenue-serenity5 | $25.00 | 9/28/2012 5:51:06 PM |
| payout-paladin3 | $500.00 | 9/28/2012 6:23:31 PM |
| socrates520 | $50.00 | 9/28/2012 6:23:52 PM |
| ultimate-commitment | $75.00 | 9/28/2012 6:54:44 PM |
| compoundinterest | $25.00 | 9/28/2012 6:01:47 PM |
| payout-optimizer1 | $100.00 | 9/28/2012 7:01:31 PM |
| Nicedad72 | $25.00 | 9/28/2012 7:47:03 PM |
| mar97 | $25.00 | 9/28/2012 5:57:44 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:07:28 PM |
| prudent-dough458 | $25.00 | 9/28/2012 6:12:13 PM |
| treasure-palace661 | $350.00 | 9/28/2012 6:13:37 PM |
| benevolent-marketplace4 | $2,500.00 | 9/28/2012 6:11:45 PM |
| Bucket219 | $25.00 | 9/29/2012 5:11:04 AM |
| ericsb | $38.20 | 9/29/2012 6:30:49 AM |
| wampum-chorus3 | $25.00 | 9/29/2012 7:32:51 AM |
| bellaquito | $500.00 | 9/28/2012 7:12:12 PM |
| reinforced-velocity158 | $300.00 | 9/28/2012 9:37:32 PM |
| vines99 | $25.00 | 9/28/2012 11:23:31 PM |
| jonathan10s | $50.00 | 9/29/2012 10:59:12 AM |
| radforj22 | $100.00 | 9/29/2012 6:27:44 AM |
| 08bob | $25.00 | 9/29/2012 3:46:44 AM |
| georgethesir | $50.00 | 9/29/2012 11:36:54 AM |
| responsive-worth5 | $50.00 | 9/29/2012 7:25:17 AM |
| continental2 | $100.00 | 9/29/2012 7:32:36 AM |
| shrewd-dedication2 | $100.00 | 9/29/2012 6:10:13 AM |
| finance-coyote3 | $1,000.00 | 9/29/2012 7:55:02 AM |
| Popcorn_Shrimper | $30.70 | 9/29/2012 8:34:25 AM |
| elated-wealth876 | $100.00 | 9/29/2012 7:30:55 AM |
| wampum-chorus3 | $25.00 | 9/29/2012 7:34:34 AM |
| ovva | $35.44 | 9/29/2012 9:47:06 AM |
| compatible-deal9 | $50.00 | 9/29/2012 9:55:18 AM |
| robot777 | $72.00 | 9/29/2012 12:11:42 PM |
| TWGCJ | $25.00 | 9/29/2012 10:04:21 AM |
| gain-neutrino9 | $25.00 | 9/29/2012 12:14:04 PM |
| affluence-kingdom9 | $100.00 | 9/29/2012 10:06:59 AM |
| scholarly-benefit5 | $25.00 | 9/29/2012 12:15:14 PM |
| Solid-Platinum | $30.00 | 9/29/2012 11:38:40 AM |
| rutzebach | $200.00 | 9/29/2012 12:22:24 PM |
| Kyjamune | $25.00 | 9/29/2012 12:28:30 PM |
| don8ter | $50.00 | 9/29/2012 12:29:07 PM |
| think-become | $25.00 | 9/29/2012 10:30:10 AM |
| abundant-dinero5 | $25.00 | 9/29/2012 11:05:39 AM |
| Preteur | $25.00 | 9/29/2012 12:31:44 PM |
| bowdish1 | $83.00 | 9/29/2012 12:32:43 PM |
| WindomDev | $100.00 | 9/29/2012 12:38:05 PM |
| dunox | $25.00 | 9/29/2012 12:39:55 PM |
| acropiloterau2002 | $25.00 | 9/29/2012 12:40:56 PM |
| gold-colonel8 | $25.00 | 9/29/2012 12:42:12 PM |
| boogles72 | $25.00 | 9/29/2012 12:44:48 PM |
| economy-molecule3 | $500.00 | 9/29/2012 12:49:12 PM |
| bold-yield-rumbler | $25.00 | 9/29/2012 12:49:47 PM |
| takeller | $25.00 | 9/29/2012 12:49:53 PM |
| Mookouw | $25.00 | 9/29/2012 12:11:49 PM |
| MoneyMA | $25.00 | 9/29/2012 12:50:48 PM |
| LR_Biker | $50.00 | 9/29/2012 12:51:59 PM |
| wise-treasure-banker | $100.00 | 9/29/2012 12:52:05 PM |
| GlowHost | $25.00 | 9/29/2012 12:53:01 PM |
| fairness-palm | $50.00 | 9/29/2012 12:55:33 PM |
| gjm6d | $25.00 | 9/29/2012 12:58:07 PM |
| Goat | $25.00 | 9/29/2012 1:00:47 PM |
| hard-working-rate3 | $25.00 | 9/29/2012 12:16:27 PM |
| NR | $25.00 | 9/29/2012 1:01:47 PM |
| truth-explorer | $25.00 | 9/29/2012 1:03:48 PM |
| mulberry4 | $50.00 | 9/29/2012 1:05:42 PM |
| point-zebra | $25.00 | 9/29/2012 12:33:19 PM |
| semdoc1 | $25.00 | 9/29/2012 1:07:19 PM |
| kyomoon | $50.00 | 9/29/2012 12:36:59 PM |
| KWarrior | $48.00 | 9/29/2012 12:21:42 PM |
| BDL-Roth | $40.00 | 9/29/2012 12:39:38 PM |
| Keebs | $25.00 | 9/29/2012 12:40:19 PM |
| currency-scientist7 | $25.00 | 9/29/2012 12:41:44 PM |
| platinum-sorcerer6 | $50.00 | 9/29/2012 12:44:23 PM |
| ualf | $50.00 | 9/29/2012 12:48:20 PM |
| obedient-dollar3 | $25.00 | 9/29/2012 12:49:36 PM |
| investment-pro4 | $100.00 | 9/29/2012 12:49:57 PM |
| moola-gondola1 | $25.00 | 9/29/2012 12:39:15 PM |
| LogicalCC | $25.00 | 9/29/2012 12:50:46 PM |
| puchkoo | $50.00 | 9/29/2012 12:52:47 PM |
| foxworthy77 | $25.00 | 9/29/2012 12:54:20 PM |
| treasure-singularity | $25.00 | 9/29/2012 12:48:10 PM |
| familyguy21 | $30.00 | 9/29/2012 12:48:25 PM |
| JazzFranchise | $25.00 | 9/29/2012 12:57:08 PM |
| thevogelfamily | $30.00 | 9/29/2012 12:48:42 PM |
| minatoku | $25.00 | 9/29/2012 12:57:52 PM |
| mnmcarve | $25.00 | 9/29/2012 12:58:08 PM |
| Dave0 | $25.00 | 9/29/2012 12:48:50 PM |
| proud-pound4 | $25.00 | 9/29/2012 1:05:45 PM |
| nav1elt | $25.00 | 9/29/2012 12:51:08 PM |
| everythingbagel | $100.00 | 9/29/2012 12:53:57 PM |
| Kame | $25.00 | 9/29/2012 12:56:25 PM |
| taz007 | $25.00 | 9/29/2012 12:57:47 PM |
| inspired-investment8 | $100.00 | 9/29/2012 12:58:48 PM |
| MrDavid | $75.00 | 9/29/2012 12:58:57 PM |
| damage | $25.00 | 9/29/2012 12:58:59 PM |
| standanddeliver | $50.00 | 9/29/2012 1:01:41 PM |
| adventurous-commerce | $25.00 | 9/29/2012 1:03:00 PM |
| Phryne | $50.00 | 9/27/2012 5:14:39 PM |
| Bank_Of_XL | $25.00 | 9/27/2012 5:08:54 PM |
| imogen22 | $50.00 | 9/27/2012 5:12:55 PM |
| commerce-gargantuan2 | $50.00 | 9/27/2012 5:24:18 PM |
| windguy | $50.00 | 9/27/2012 5:26:29 PM |
| lionheart722 | $100.00 | 9/27/2012 5:31:32 PM |
| GoldenKoi | $100.00 | 9/28/2012 12:29:45 AM |
| hopeful_lender | $100.00 | 9/27/2012 6:34:20 PM |
| kfrench | $75.00 | 9/27/2012 6:55:26 PM |
| excellent-funds649 | $50.00 | 9/27/2012 6:32:48 PM |
| loyalty-hornet6 | $25.00 | 9/28/2012 7:58:47 AM |
| fboba | $300.00 | 9/28/2012 8:22:20 AM |
| andrew491 | $50.00 | 9/28/2012 12:24:25 AM |
| WhiteInvestor | $27.00 | 9/28/2012 9:31:54 AM |
| mindful-generosity1 | $50.00 | 9/28/2012 9:41:25 AM |
| jga516 | $25.00 | 9/28/2012 4:15:14 PM |
| EnglishGeekInNYC | $25.00 | 9/28/2012 5:05:49 PM |
| Longtermcapitalmgmt | $25.00 | 9/28/2012 5:14:22 PM |
| octoberfresh | $25.00 | 9/28/2012 5:06:17 PM |
| pious-currency875 | $100.00 | 9/28/2012 6:07:43 PM |
| totoro | $25.00 | 9/28/2012 6:21:23 PM |
| x-lender | $25.00 | 9/28/2012 5:54:05 PM |
| mtquan | $25.00 | 9/28/2012 5:47:17 PM |
| mcgillis99 | $50.00 | 9/28/2012 8:52:22 PM |
| california111 | $100.00 | 9/28/2012 9:49:18 PM |
| cerebral-dollar773 | $34.50 | 9/29/2012 4:44:21 AM |
| dollar-heart5 | $25.72 | 9/29/2012 4:55:38 AM |
| prainvestment | $25.00 | 9/29/2012 4:59:41 AM |
| Glory_Honor_Orange | $200.00 | 9/29/2012 6:42:54 AM |
| bradfid | $25.00 | 9/28/2012 6:35:18 PM |
| elegant-auction3 | $25.00 | 9/29/2012 7:27:48 AM |
| 1willray | $33.85 | 9/29/2012 7:41:03 AM |
| coin-lesson3 | $48.23 | 9/29/2012 7:49:43 AM |
| return-buddy | $25.00 | 9/29/2012 7:59:39 AM |
| Fun54115 | $25.00 | 9/29/2012 8:21:12 AM |
| unassailable-funds754 | $25.00 | 9/29/2012 9:14:47 AM |
| rautility | $25.00 | 9/29/2012 9:39:32 AM |
| screw-the-banks | $25.00 | 9/28/2012 7:47:02 PM |
| SweetSerenityInvest | $25.50 | 9/29/2012 9:48:59 AM |
| silver-dogwood4 | $25.00 | 9/29/2012 9:51:10 AM |
| chac | $500.00 | 9/28/2012 9:38:25 PM |
| unrivaled-capital322 | $200.00 | 9/29/2012 6:34:06 AM |
| promise2 | $64.01 | 9/29/2012 11:41:01 AM |
| azazle | $50.00 | 9/29/2012 4:51:32 AM |
| mhotchan | $100.00 | 9/29/2012 7:11:38 AM |
| zippy-revenue8 | $25.00 | 9/29/2012 5:23:19 AM |
| worthy-commitment7 | $25.00 | 9/29/2012 7:43:22 AM |
| tszbgae | $50.00 | 9/29/2012 6:59:18 AM |
| liberty-point | $100.00 | 9/29/2012 8:12:59 AM |
| Longstreet47 | $39.69 | 9/29/2012 8:28:26 AM |
| japerk | $25.00 | 9/29/2012 9:43:10 AM |
| justinology | $26.00 | 9/29/2012 7:56:47 AM |
| worlds-best-worth2 | $25.00 | 9/29/2012 9:38:31 AM |
| ipitch19 | $35.00 | 9/29/2012 10:01:39 AM |
| kvandivo | $25.00 | 9/29/2012 12:24:20 PM |
| ManhattanLender | $25.00 | 9/29/2012 12:25:41 PM |
| Frankieb21 | $25.00 | 9/29/2012 12:28:28 PM |
| AFairDeal | $25.00 | 9/29/2012 12:29:44 PM |
| gavinsp | $25.00 | 9/29/2012 11:33:45 AM |
| Trentsteel_98 | $25.00 | 9/29/2012 12:38:59 PM |
| kaykarun | $50.00 | 9/29/2012 12:39:11 PM |
| orloan | $25.00 | 9/29/2012 12:40:09 PM |
| finance-negotiator2 | $25.00 | 9/29/2012 12:40:54 PM |
| mnbud | $25.00 | 9/29/2012 12:41:49 PM |
| Daneistes | $50.00 | 9/29/2012 12:44:28 PM |
| Castellan | $50.00 | 9/29/2012 12:13:52 PM |
| ideal-penny8 | $25.00 | 9/29/2012 12:47:46 PM |
| leeball | $50.00 | 9/29/2012 12:18:30 PM |
| lowrate | $50.00 | 9/29/2012 12:49:35 PM |
| Strato | $25.02 | 9/29/2012 12:49:51 PM |
| loan-confidant4 | $25.00 | 9/29/2012 12:51:55 PM |
| skidoo99 | $25.00 | 9/29/2012 12:53:07 PM |
| market-honker | $25.00 | 9/29/2012 12:54:18 PM |
| mentalsweat | $25.00 | 9/29/2012 12:56:24 PM |
| Syzygy | $25.00 | 9/29/2012 12:28:35 PM |
| biobulator | $25.00 | 9/29/2012 1:01:10 PM |
| KarmaBum77 | $25.00 | 9/29/2012 1:02:04 PM |
| income-excellence1 | $25.00 | 9/29/2012 1:04:25 PM |
| knowledgeable-currency6 | $25.00 | 9/29/2012 12:32:12 PM |
| income-fortress | $25.00 | 9/29/2012 1:07:05 PM |
| compassionate-payment218 | $25.00 | 9/29/2012 12:36:28 PM |
| logical-reward8 | $25.00 | 9/29/2012 1:08:19 PM |
| AmericanCredit | $100.00 | 9/29/2012 1:08:20 PM |
| fair_rates | $25.00 | 9/29/2012 1:08:38 PM |
| Great-Mom | $25.00 | 9/29/2012 12:20:07 PM |
| EvalCrux | $50.00 | 9/29/2012 12:38:33 PM |
| impartial-silver085 | $50.00 | 9/29/2012 12:39:19 PM |
| blue-fervent-pound | $25.00 | 9/29/2012 12:40:31 PM |
| adevadeh | $25.00 | 9/29/2012 12:40:40 PM |
| Cashew6 | $25.00 | 9/29/2012 12:41:53 PM |
| peace-flower9 | $50.00 | 9/29/2012 12:27:22 PM |
| vb3jmg | $50.00 | 9/29/2012 12:43:21 PM |
| Savings_EQ_Dignity | $50.00 | 9/29/2012 12:45:46 PM |
| shrewd-balance2 | $100.00 | 9/29/2012 12:45:56 PM |
| kurizoo | $25.00 | 9/29/2012 12:47:53 PM |
| elasermd | $50.00 | 9/29/2012 12:48:03 PM |
| atmosphere750 | $50.00 | 9/29/2012 12:49:11 PM |
| minista | $25.00 | 9/29/2012 12:37:40 PM |
| bds9646 | $26.00 | 9/29/2012 12:49:38 PM |
| asset-equilibrium0 | $25.00 | 9/29/2012 12:49:46 PM |
| deadbabyseal | $25.00 | 9/29/2012 12:50:09 PM |
| equitable-basis | $25.00 | 9/29/2012 12:40:44 PM |
| jasperpants | $25.00 | 9/29/2012 12:41:04 PM |
| ultimatepaintball | $25.00 | 9/29/2012 12:50:39 PM |
| exchange-pledge | $50.00 | 9/29/2012 12:50:41 PM |
| important-penny3 | $25.00 | 9/29/2012 12:41:43 PM |
| trustu | $50.00 | 9/29/2012 12:41:51 PM |
| orange-courageous-dedication | $25.00 | 9/29/2012 12:51:21 PM |
| credit-magician | $25.00 | 9/29/2012 12:52:08 PM |
| euro-speaker8 | $100.00 | 9/29/2012 12:52:11 PM |
| neighborly-hope6 | $100.00 | 9/29/2012 12:52:55 PM |
| lawyerman | $25.00 | 9/29/2012 12:47:13 PM |
| Willylump | $25.00 | 9/29/2012 12:55:02 PM |
| medman | $25.00 | 9/29/2012 12:56:39 PM |
| skuba | $75.00 | 9/29/2012 12:48:38 PM |
| ujiba | $50.00 | 9/29/2012 12:58:38 PM |
| snowman34 | $25.00 | 9/29/2012 1:01:29 PM |
| natural-affluence4 | $25.00 | 9/29/2012 12:49:18 PM |
| bdloans | $50.00 | 9/29/2012 1:04:13 PM |
| catheroo | $25.00 | 9/29/2012 1:07:58 PM |
| payout-equalizer8 | $25.00 | 9/29/2012 12:50:18 PM |
| awe53 | $25.00 | 9/29/2012 12:56:20 PM |
| a-unflappable-finance | $100.00 | 9/29/2012 12:56:44 PM |
| payout-harmony4 | $50.00 | 9/29/2012 12:56:56 PM |
| spirit07a | $100.00 | 9/29/2012 12:57:09 PM |
| laboheme | $25.00 | 9/29/2012 12:57:24 PM |
| RusRobo | $25.00 | 9/29/2012 12:57:41 PM |
| onlyinchicago | $50.00 | 9/29/2012 12:57:44 PM |
| JohnW12 | $25.00 | 9/29/2012 12:59:08 PM |
| onegoodlender | $25.00 | 9/29/2012 12:59:18 PM |
| tharmon | $25.00 | 9/29/2012 12:59:32 PM |
| masonn | $50.00 | 9/29/2012 1:00:03 PM |
| afotherg | $25.00 | 9/29/2012 1:00:29 PM |
| loyalty-locomotive | $25.00 | 9/29/2012 1:04:47 PM |
| dpfl55 | $25.00 | 9/29/2012 1:07:12 PM |
| 9boag | $25.00 | 9/29/2012 1:08:34 PM |
| 255 Investments
|
Borrower Payment Dependent Notes Series
646228
This series of Notes was issued and sold upon the funding of the borrower loan #75815, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $155.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 19y 10m |
|
Amount delinquent:
| $10,322 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,357 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| asset-cadence8 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...Pay for a lap band, so that I am able to get the weight off and make my life healthier. Dont want to be on disability, i want to be able to continue working and not be bogged down with medical issues.
My financial situation:
I am a good candidate for this loan because...I have health insurance ,however they will not pay for this procedure. I took it all the way to the board years ago on appeal. I fit the criteria for medical need, however they still will not cover it.
Monthly net income: $2300
Monthly expenses: $
Housing: $500
Insurance: $108
Car expenses: $150
Utilities: $0
Phone, cable, internet: $175
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $350
Other expenses: $100-meds
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| receptive-affluence035 | $25.00 | 9/28/2012 5:19:01 PM |
| WalnutCreekguy | $50.00 | 9/28/2012 5:21:02 PM |
| open-minded-p2p1 | $25.00 | 9/28/2012 5:11:15 PM |
| ethical-truth211 | $50.00 | 9/28/2012 5:53:25 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:19:11 PM |
| five-star-justice | $25.00 | 9/28/2012 5:31:20 PM |
| 52digital | $75.00 | 9/28/2012 5:32:05 PM |
| justasoldier | $50.00 | 9/28/2012 6:08:16 PM |
| benevolent-marketplace4 | $2,500.00 | 9/28/2012 6:12:05 PM |
| palpbert | $25.00 | 9/28/2012 6:26:55 PM |
| haplender | $100.00 | 9/29/2012 8:40:08 AM |
| pierrelasvegas | $25.00 | 9/28/2012 7:22:37 PM |
| top-responsibility-sage | $25.00 | 9/28/2012 10:45:25 PM |
| zorg77 | $25.00 | 9/29/2012 7:42:29 AM |
| payout-thinker7 | $25.00 | 9/29/2012 10:02:22 AM |
| igloo0 | $195.00 | 9/29/2012 10:02:54 AM |
| responsibility-butterfly | $25.00 | 9/29/2012 7:45:41 AM |
| progressive-economy261 | $500.00 | 9/28/2012 5:36:04 PM |
| supreme-treasure8 | $100.00 | 9/28/2012 5:44:19 PM |
| capital-investor8 | $25.00 | 9/28/2012 5:25:18 PM |
| LeReve | $500.00 | 9/28/2012 5:25:48 PM |
| integrity-reactor4 | $100.00 | 9/28/2012 6:30:19 PM |
| SLN-10 | $30.00 | 9/28/2012 6:43:58 PM |
| papaloha | $25.00 | 9/28/2012 7:52:29 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:08:46 PM |
| SouthernRemarketing | $25.00 | 9/29/2012 4:49:56 AM |
| hope-hickory | $50.00 | 9/28/2012 8:28:18 PM |
| Quiza12 | $100.00 | 9/29/2012 7:21:45 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
646274
This series of Notes was issued and sold upon the funding of the borrower loan #75622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 22y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,178 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| diversification-formula1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes owed on houser
Purpose of loan:
This loan will be used to...taxes for house
My financial situation:
I am a good candidate for this loan because...I'm just trying to catch up with taxes that I got out of hand. I just had my mortgage refi to a lower amount. I will be working overtime in January, when it's usually there. I'll be able to pay the loan back a little earlier.
Monthly net income: $3200.
Monthly expenses: $
Housing: $1498.
Insurance: $88.
Car expenses: $0
Utilities: $200.
Phone, cable, internet: $180.
Food, entertainment: $100.
Clothing, household expenses: $100.
Credit cards and other loans: $700.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| heavenly-interest9 | $1,000.00 | 9/28/2012 9:54:28 AM |
| wise-charming-reward | $200.00 | 9/28/2012 9:09:50 AM |
| Nipper99 | $100.00 | 9/28/2012 9:13:36 AM |
| majestic-note6 | $150.00 | 9/28/2012 9:46:30 AM |
| income-triangulation1 | $25.00 | 9/28/2012 9:01:22 AM |
| newest-currency-vibrato | $25.00 | 9/28/2012 9:14:31 AM |
| competent-commitment5 | $25.00 | 9/28/2012 9:06:20 AM |
| drjekyllus | $25.00 | 9/28/2012 9:43:15 AM |
| greencat | $50.00 | 9/28/2012 9:53:23 AM |
| handy-justice | $50.00 | 9/28/2012 9:16:37 AM |
| rate-advocator7 | $100.00 | 9/28/2012 9:02:41 AM |
| speedy-peso1 | $100.00 | 9/28/2012 9:44:42 AM |
| mindful-generosity1 | $50.00 | 9/28/2012 9:41:27 AM |
| ethical-truth211 | $100.00 | 9/28/2012 9:53:25 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
646362
This series of Notes was issued and sold upon the funding of the borrower loan #75674, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $46.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 9 |
Current / open credit lines:
| 2
/
3 | Length of status: | 20y 4m |
|
Amount delinquent:
| $5,600 |
Total credit lines:
| 22 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,092 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bid-hyperdrive7 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2011)
|
|
Principal balance:
| $2,321.72 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Vacation
Purpose of loan:
This loan will be used to...Fund a vacation
My financial situation:
I am a good candidate for this loan because...I have a secure job that I have been at for 20 years and I have had a prosper loan before and was always current on payments
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.00 | 9/27/2012 5:02:54 PM |
| worth-blanket2 | $1,800.00 | 9/27/2012 5:01:26 PM |
| China-man | $25.00 | 9/27/2012 5:05:06 PM |
| friendly-gold | $25.00 | 9/27/2012 5:01:34 PM |
| Splangy613 | $25.00 | 9/27/2012 5:01:41 PM |
| historic-value7 | $100.00 | 9/27/2012 5:01:52 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
646392
This series of Notes was issued and sold upon the funding of the borrower loan #75746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $259.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 12y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,956 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| helpful-velocity629 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate some credit cards
My financial situation:
I am a good candidate for this loan because...it will be repaid in full quickly.
Monthly net income: $2800
Monthly expenses: $750
Housing: $740
Insurance: 0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| withering-flounder | $50.00 | 9/27/2012 5:01:04 PM |
| 52digital | $75.00 | 9/27/2012 5:01:02 PM |
| janeybooboo | $50.00 | 9/27/2012 5:08:03 PM |
| KindCharmingReflective-affluence | $25.00 | 9/27/2012 5:08:14 PM |
| careful-vigilance4 | $25.00 | 9/27/2012 5:15:22 PM |
| speedy-peso1 | $100.00 | 9/27/2012 5:22:28 PM |
| LeReve | $500.00 | 9/27/2012 5:28:17 PM |
| gotjack-IRA | $25.02 | 9/27/2012 5:38:37 PM |
| Bob450 | $25.00 | 9/27/2012 5:03:55 PM |
| historic-value7 | $150.00 | 9/27/2012 5:05:34 PM |
| phenomenal-rate1 | $500.00 | 9/27/2012 5:06:54 PM |
| cash-mad-scientist3 | $25.00 | 9/27/2012 5:07:27 PM |
| Splangy613 | $25.00 | 9/27/2012 5:01:41 PM |
| special-dinero553 | $25.00 | 9/27/2012 5:15:44 PM |
| 113121 | $25.00 | 9/27/2012 5:17:11 PM |
| RGlad | $150.00 | 9/27/2012 5:07:52 PM |
| handy-justice | $50.00 | 9/27/2012 5:08:50 PM |
| ethical-truth211 | $100.00 | 9/27/2012 5:19:27 PM |
| majestic-note6 | $200.00 | 9/27/2012 5:23:59 PM |
| first-economy-spectacle | $25.00 | 9/27/2012 5:32:42 PM |
| first-pragmatic-power | $25.00 | 9/27/2012 5:40:37 PM |
| Index_Plus | $4,324.98 | 9/27/2012 5:42:03 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
646452
This series of Notes was issued and sold upon the funding of the borrower loan #75740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 12y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,263 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| riveting-peso725 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off payday loans which I foolishly took out when short of cash.
My financial situation:
I am a good candidate for this loan because...
I pay my debts, have a good job, and wish to be debt free as soon as possible.
Monthly net income: $2671
Monthly expenses: $400
Housing: $520
Insurance: $74
Car expenses: $80
Utilities: $50
Phone, cable, internet: $35
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $ 856
Other expenses: $ Student loan 425, currently in Forbearance
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-triangulation1 | $25.00 | 9/28/2012 5:02:34 PM |
| appetizing-loyalty354 | $100.00 | 9/28/2012 5:06:59 PM |
| rate-advocator7 | $100.00 | 9/28/2012 5:37:14 PM |
| green-high-five7 | $25.00 | 9/28/2012 5:13:08 PM |
| azazle | $50.00 | 9/28/2012 5:14:23 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:19:31 PM |
| 1NiceLender | $25.00 | 9/28/2012 5:20:16 PM |
| refresher211 | $25.00 | 9/28/2012 5:15:22 PM |
| majestic-note6 | $150.00 | 9/28/2012 5:20:35 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:25 PM |
| Rogelio48 | $30.00 | 9/28/2012 5:43:55 PM |
| Assets-Up | $25.00 | 9/28/2012 5:54:54 PM |
| papaloha | $25.00 | 9/28/2012 7:52:29 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:49 AM |
| thankful-nickel2 | $25.00 | 9/28/2012 6:26:48 PM |
| reduce_US_govt_debt | $35.00 | 9/28/2012 6:14:50 PM |
| competent-commitment5 | $25.00 | 9/28/2012 6:17:54 PM |
| wise-charming-reward | $200.00 | 9/28/2012 6:27:00 PM |
| julijask | $25.00 | 9/28/2012 7:15:26 PM |
| sensible-fund | $25.37 | 9/28/2012 7:24:48 PM |
| Bad_Debt | $25.00 | 9/28/2012 10:14:18 PM |
| freedom3 | $584.63 | 9/29/2012 5:42:29 AM |
| vines99 | $25.00 | 9/28/2012 11:25:29 PM |
| adamdroker | $25.00 | 9/28/2012 11:58:43 PM |
| handy-justice | $25.00 | 9/28/2012 5:15:38 PM |
| bewitching-dollar5 | $100.00 | 9/28/2012 5:08:38 PM |
| best-bonafide-p2p | $25.00 | 9/28/2012 5:14:27 PM |
| riveting-credit5 | $25.00 | 9/28/2012 5:52:44 PM |
| Nipper99 | $100.00 | 9/28/2012 6:40:17 PM |
| SweatyBalls | $30.00 | 9/28/2012 6:50:23 PM |
| ethical-truth211 | $400.00 | 9/28/2012 5:51:27 PM |
| jetavana | $25.00 | 9/28/2012 9:41:26 PM |
| california111 | $100.00 | 9/28/2012 9:49:22 PM |
| open-minded-p2p1 | $25.00 | 9/28/2012 6:41:48 PM |
| Nipper99 | $100.00 | 9/28/2012 6:40:50 PM |
| transparency-position | $60.00 | 9/28/2012 7:03:22 PM |
| reflective-rupee | $25.00 | 9/28/2012 8:22:40 PM |
| Core-Marketing | $35.00 | 9/29/2012 4:22:15 AM |
| melodious-openness | $500.00 | 9/29/2012 5:11:25 AM |
| flexible-duty3 | $25.00 | 9/29/2012 5:32:32 AM |
| exciting-fairness | $200.00 | 9/29/2012 5:36:58 AM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
646456
This series of Notes was issued and sold upon the funding of the borrower loan #75505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 11m |
|
Amount delinquent:
| $19,260 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,187 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| urbane-commerce632 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need to pay Medical Bills
Purpose of loan:
This loan will be used to pay Medical Bills
My financial situation:
I am a good candidate for this loan because I have steady income and a steady job.
Monthly net income: $6250
Monthly expenses: $5000
Housing: $1650
Insurance: $0
Car expenses: $1000
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $35.00 | 9/26/2012 5:03:31 PM |
| bewitching-dollar5 | $100.00 | 9/26/2012 5:51:27 PM |
| geophreigh | $25.00 | 9/27/2012 3:20:33 AM |
| courteous-platinum7 | $25.00 | 9/27/2012 3:31:42 AM |
| priceless-felicity7 | $25.00 | 9/26/2012 7:09:59 PM |
| worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:45 PM |
| durability-seahorse7 | $50.00 | 9/27/2012 3:35:48 AM |
| newest-generous-income | $25.00 | 9/27/2012 5:52:25 AM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:33 AM |
| worthy-bid8 | $100.00 | 9/27/2012 10:12:00 AM |
| rutzebach | $50.00 | 9/27/2012 12:38:18 PM |
| jtn4148 | $25.00 | 9/27/2012 3:37:18 PM |
| ledesma31 | $26.00 | 9/27/2012 12:41:02 PM |
| let_me_retire | $75.00 | 9/27/2012 2:06:05 PM |
| continental2 | $100.00 | 9/28/2012 7:23:31 AM |
| Melrosian | $27.00 | 9/27/2012 8:35:54 PM |
| publisherptw | $25.00 | 9/28/2012 8:08:01 AM |
| deal-hickory5 | $100.00 | 9/28/2012 10:03:52 AM |
| upbeat-investment9 | $25.00 | 9/28/2012 11:16:33 AM |
| tolerant-responsibility051 | $500.00 | 9/28/2012 9:19:39 AM |
| preeminant-moola6 | $25.00 | 9/28/2012 9:29:54 AM |
| SecondChanceLendingSERV | $25.00 | 9/28/2012 9:30:45 AM |
| Lea1791 | $105.37 | 9/28/2012 11:36:02 AM |
| simplelender80 | $339.49 | 9/28/2012 5:07:21 PM |
| m0rlock | $100.00 | 9/28/2012 4:49:41 PM |
| responsibility-butterfly | $25.00 | 9/26/2012 6:10:29 PM |
| majestic-note6 | $150.00 | 9/26/2012 5:18:45 PM |
| first-serene-credit | $25.00 | 9/27/2012 12:00:08 AM |
| paytonbrigadier | $250.00 | 9/26/2012 7:07:02 PM |
| ultimate-peace | $117.14 | 9/27/2012 5:37:45 AM |
| grf1945 | $50.00 | 9/27/2012 6:43:49 AM |
| 312-Lender | $25.00 | 9/27/2012 12:07:20 PM |
| fuzed | $25.00 | 9/27/2012 11:26:38 AM |
| planetibet | $25.00 | 9/27/2012 11:44:51 AM |
| speedy-peso1 | $100.00 | 9/27/2012 5:22:59 PM |
| papaloha | $25.00 | 9/27/2012 9:40:51 PM |
| reward-adventure | $50.00 | 9/28/2012 9:09:45 AM |
| businessbroker101 | $25.00 | 9/28/2012 9:30:36 AM |
| diplomatic-wealth7 | $25.00 | 9/28/2012 3:32:11 PM |
| credit-prodigy4 | $50.00 | 9/28/2012 3:44:58 PM |
| CA-Lender | $25.00 | 9/28/2012 4:45:57 PM |
| thoughtful-integrity | $25.00 | 9/28/2012 1:46:08 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
646458
This series of Notes was issued and sold upon the funding of the borrower loan #75608, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $177.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,894 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| clean-rupee424 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
i work and make money
Monthly net income: $6000.00
Monthly expenses: $2800.00
Housing: $1400.00
Insurance: $125.00
Car expenses: $750.00
Utilities: $125.00
Phone, cable, internet: $200.00
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $100.00
Other expenses: $300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $25.00 | 9/28/2012 9:04:10 AM |
| openness-surge0 | $25.00 | 9/28/2012 9:01:15 AM |
| 52digital | $75.00 | 9/28/2012 9:01:46 AM |
| handy-justice | $50.00 | 9/28/2012 9:09:41 AM |
| rhin0cerx | $50.00 | 9/28/2012 9:10:27 AM |
| symbiosis | $50.00 | 9/28/2012 9:12:38 AM |
| phenomenal-rate1 | $500.00 | 9/28/2012 9:12:59 AM |
| bid-czar8 | $100.00 | 9/28/2012 9:15:09 AM |
| rescue | $100.00 | 9/28/2012 9:15:12 AM |
| credit-dandelion148 | $79.00 | 9/28/2012 9:19:23 AM |
| MikeyZ2008 | $25.00 | 9/28/2012 9:20:54 AM |
| friendly-gold | $25.00 | 9/28/2012 9:28:57 AM |
| asset-professor | $25.00 | 9/28/2012 9:33:15 AM |
| framework145 | $25.00 | 9/28/2012 9:04:50 AM |
| durability-seahorse7 | $50.00 | 9/28/2012 9:46:11 AM |
| proper-exchange8 | $39.00 | 9/28/2012 9:52:47 AM |
| zipemdown | $25.00 | 9/28/2012 9:54:39 AM |
| shmb6508 | $25.00 | 9/28/2012 9:56:18 AM |
| social-cocktail1 | $200.00 | 9/28/2012 9:57:14 AM |
| EBITDA | $25.00 | 9/28/2012 9:13:52 AM |
| debt-force | $25.00 | 9/28/2012 9:17:31 AM |
| chkrvrty | $50.00 | 9/28/2012 9:22:00 AM |
| market-jam | $25.00 | 9/28/2012 9:26:01 AM |
| cp-family | $50.00 | 9/28/2012 9:28:06 AM |
| worldly-community3 | $50.00 | 9/28/2012 9:16:11 AM |
| red-power-pecan | $50.00 | 9/28/2012 9:17:06 AM |
| compassion-twister2 | $50.00 | 9/28/2012 9:19:18 AM |
| selector568 | $300.00 | 9/28/2012 9:38:21 AM |
| azazle | $50.00 | 9/28/2012 9:23:24 AM |
| ChuckieG | $25.00 | 9/28/2012 9:35:12 AM |
| capital-renewal | $25.00 | 9/28/2012 9:51:03 AM |
| pierrelasvegas | $25.00 | 9/28/2012 9:35:58 AM |
| sunwell | $50.00 | 9/28/2012 9:45:03 AM |
| rvfbroker | $25.00 | 9/28/2012 9:48:31 AM |
| musegaze | $50.00 | 9/28/2012 9:51:23 AM |
| gotjack-IRA | $25.02 | 9/28/2012 9:55:59 AM |
| rate-advocator7 | $100.00 | 9/28/2012 9:02:41 AM |
| authoritative-platinum7 | $50.00 | 9/28/2012 9:02:59 AM |
| toblerone | $25.00 | 9/28/2012 9:12:47 AM |
| top-historic-peso | $25.00 | 9/28/2012 9:21:59 AM |
| silver-wonder278 | $25.00 | 9/28/2012 9:23:06 AM |
| indomitable-economy8 | $25.00 | 9/28/2012 9:26:54 AM |
| auction-bonaza8 | $100.00 | 9/28/2012 9:01:52 AM |
| supreme-treasure8 | $100.00 | 9/28/2012 9:01:59 AM |
| Splangy613 | $25.00 | 9/28/2012 9:02:05 AM |
| RGlad | $100.00 | 9/28/2012 9:02:08 AM |
| majestic-note6 | $200.00 | 9/28/2012 9:45:46 AM |
| 1randyp | $25.00 | 9/28/2012 9:48:28 AM |
| StarshineXL | $100.00 | 9/28/2012 9:07:44 AM |
| 6moonbeams | $50.00 | 9/28/2012 9:01:35 AM |
| cash-reaction2 | $25.00 | 9/28/2012 9:56:00 AM |
| jstefans | $25.00 | 9/28/2012 9:57:04 AM |
| davisfl | $25.00 | 9/28/2012 9:29:56 AM |
| silver-explorer6 | $25.00 | 9/28/2012 9:18:31 AM |
| special-dinero553 | $25.00 | 9/28/2012 9:33:51 AM |
| first-pragmatic-power | $25.00 | 9/28/2012 9:36:50 AM |
| robust-trade | $25.00 | 9/28/2012 9:21:05 AM |
| saffron4 | $25.00 | 9/28/2012 9:21:35 AM |
| robust-diversification3 | $50.00 | 9/28/2012 9:42:39 AM |
| NolockHolmes | $75.00 | 9/28/2012 9:44:45 AM |
| geniusj | $25.00 | 9/28/2012 9:48:24 AM |
| djh47a | $25.00 | 9/28/2012 9:37:11 AM |
| LeReve | $500.00 | 9/28/2012 9:52:29 AM |
| Canidae | $25.00 | 9/28/2012 9:42:43 AM |
| speedy-peso1 | $100.00 | 9/28/2012 9:44:14 AM |
| steady-truth5 | $25.00 | 9/28/2012 9:47:28 AM |
| Thunderswan | $100.00 | 9/28/2012 9:48:29 AM |
| finance-prescription | $100.00 | 9/28/2012 9:51:27 AM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
646472
This series of Notes was issued and sold upon the funding of the borrower loan #75529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $155.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,301 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| witty-commerce5 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: it will be used to consolidate credit cards with higher interest rates and at the same time lower the monthly payment
This loan will be used to...
My financial situation: i have a few cards to pay off but i have a secured government job
I am a good candidate for this loan because...i have good credit and i have always paid my debt. i do not default on payments
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,009.30 | 9/28/2012 10:30:56 AM |
| proper-commitment5 | $25.00 | 9/28/2012 9:02:01 AM |
| janeybooboo | $100.00 | 9/28/2012 9:07:19 AM |
| lowrater | $50.70 | 9/28/2012 9:27:15 AM |
| astute-benjamins | $150.00 | 9/28/2012 9:38:45 AM |
| EnglishGeekInNYC | $25.00 | 9/28/2012 9:03:30 AM |
| RGlad | $150.00 | 9/28/2012 9:04:35 AM |
| Taxman44 | $25.00 | 9/28/2012 9:05:14 AM |
| ethical-truth211 | $1,000.00 | 9/28/2012 9:46:46 AM |
| rokman | $70.00 | 9/28/2012 9:07:36 AM |
| theaterguy | $30.00 | 9/28/2012 10:04:14 AM |
| excellent-funds649 | $50.00 | 9/28/2012 9:07:42 AM |
| azazle | $50.00 | 9/28/2012 9:26:07 AM |
| repayment-pagoda8 | $100.00 | 9/28/2012 9:16:17 AM |
| mindful-generosity1 | $50.00 | 9/28/2012 9:41:27 AM |
| dumbass | $25.00 | 9/28/2012 9:58:22 AM |
| tolerant-responsibility051 | $2,000.00 | 9/28/2012 9:22:25 AM |
| Bank_Of_XL | $25.00 | 9/28/2012 9:27:13 AM |
| engaging-worth | $25.00 | 9/28/2012 9:32:55 AM |
| Suit | $390.00 | 9/28/2012 9:36:30 AM |
| auction-sage | $100.00 | 9/28/2012 9:42:36 AM |
| best-bonafide-p2p | $50.00 | 9/28/2012 9:10:26 AM |
| Detour11 | $25.00 | 9/28/2012 10:16:13 AM |
| compatible-deal9 | $50.00 | 9/28/2012 10:30:13 AM |
| generous-deal6 | $25.00 | 9/28/2012 9:09:50 AM |
| Plow_n_Sow | $75.00 | 9/28/2012 9:22:49 AM |
| Requiem | $25.00 | 9/28/2012 9:11:08 AM |
| imogen22 | $50.00 | 9/28/2012 9:18:59 AM |
| octoberfresh | $25.00 | 9/28/2012 9:45:06 AM |
| loyalty-hornet6 | $25.00 | 9/28/2012 9:49:05 AM |
| kenji4861 | $25.00 | 9/28/2012 9:56:41 AM |
| Cai8899 | $25.00 | 9/28/2012 9:51:30 AM |
| radforj22 | $25.00 | 9/28/2012 9:53:25 AM |
| compoundinterest | $25.00 | 9/28/2012 10:01:10 AM |
| mike7872 | $50.00 | 9/28/2012 10:04:13 AM |
| transparency-universe8 | $25.00 | 9/28/2012 10:21:51 AM |
| Salvy | $25.00 | 9/28/2012 10:27:35 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
646482
This series of Notes was issued and sold upon the funding of the borrower loan #75381, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $803.63 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,430 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gain-cluster294 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to expand my candle business, add new products to our inventory.
My financial situation:
I am a good candidate for this loan because I have steady employment that is separate from my candle business. I have never made a late payment on any debt. I am proud of my good credit score and I would never do anything to jeopardize my credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2012 1:43:22 PM |
| silver-explorer6 | $25.00 | 9/28/2012 9:18:31 AM |
| Splangy613 | $25.00 | 9/28/2012 9:02:05 AM |
| Taxman44 | $25.00 | 9/28/2012 9:05:14 AM |
| excellent-funds649 | $50.00 | 9/28/2012 9:07:42 AM |
| lionheart722 | $100.00 | 9/28/2012 9:07:49 AM |
| CreditBuilder2 | $25.01 | 9/28/2012 9:44:48 AM |
| mindful-generosity1 | $50.00 | 9/28/2012 9:41:28 AM |
| luminous-finance9 | $26.00 | 9/28/2012 9:48:59 AM |
| intuitive-benefit3 | $100.00 | 9/28/2012 9:50:40 AM |
| CIC | $25.00 | 9/28/2012 11:47:23 AM |
| Cookstersalibi | $25.00 | 9/28/2012 11:38:29 AM |
| magnificent-felicity4 | $50.00 | 9/28/2012 5:16:01 PM |
| jga516 | $25.00 | 9/28/2012 4:11:53 PM |
| fboba | $300.00 | 9/28/2012 5:00:38 PM |
| andrew491 | $50.00 | 9/28/2012 5:29:11 PM |
| revenue-serenity5 | $25.00 | 9/28/2012 5:51:07 PM |
| friendly-gold | $25.00 | 9/28/2012 5:28:23 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:06 PM |
| progressive-economy261 | $500.00 | 9/28/2012 5:35:59 PM |
| thrifty-transaction578 | $25.00 | 9/28/2012 6:01:40 PM |
| bazaar-tulip | $25.00 | 9/28/2012 6:08:15 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:07:13 PM |
| Quiza12 | $100.00 | 9/29/2012 7:07:52 AM |
| azazle | $50.00 | 9/29/2012 5:02:19 AM |
| floridahelper | $25.00 | 9/29/2012 2:08:47 PM |
| mlpinz | $25.00 | 9/29/2012 4:15:43 PM |
| kenji4861 | $25.00 | 9/29/2012 2:29:17 PM |
| FWF-kinetic | $25.00 | 9/29/2012 10:17:10 PM |
| principal-aggregator5 | $25.00 | 9/29/2012 3:28:16 PM |
| balance-solo0 | $50.00 | 9/29/2012 6:38:48 PM |
| bonafide-economy | $50.00 | 9/30/2012 8:34:45 AM |
| balance-tamer7 | $208.89 | 9/30/2012 11:47:57 AM |
| newest-rate-relaxation | $50.00 | 10/1/2012 9:05:09 AM |
| silver-flower448 | $25.00 | 10/1/2012 9:07:46 AM |
| awwaww | $25.00 | 10/1/2012 9:08:22 AM |
| happyinvallarta | $50.00 | 9/30/2012 10:43:12 PM |
| knowledgeable-silver6 | $25.00 | 10/1/2012 9:33:01 AM |
| majikthanos | $50.00 | 10/1/2012 9:54:35 AM |
| prudent-dough458 | $25.00 | 10/1/2012 10:03:07 AM |
| WeAlNe | $25.00 | 10/1/2012 9:19:37 AM |
| mtquan | $25.00 | 10/1/2012 10:04:51 AM |
| SpareChangeHero | $25.00 | 10/1/2012 10:05:21 AM |
| notupdated | $25.00 | 10/1/2012 9:21:45 AM |
| bss97603 | $25.00 | 10/1/2012 10:07:00 AM |
| ItsJustMe79 | $25.00 | 10/1/2012 9:23:33 AM |
| BrooklynJim | $25.00 | 10/1/2012 9:16:52 AM |
| newest-payment-trapper | $62.50 | 10/1/2012 9:20:05 AM |
| nickel-ferret | $25.00 | 10/1/2012 9:27:54 AM |
| wetlands | $200.00 | 10/1/2012 9:29:19 AM |
| mrladybug101 | $25.00 | 10/1/2012 9:25:21 AM |
| Reyom_Lending | $25.00 | 10/1/2012 9:29:28 AM |
| Thunderswan | $100.00 | 10/1/2012 9:35:04 AM |
| pharmkid21 | $25.00 | 10/1/2012 9:30:27 AM |
| hitsman | $50.00 | 10/1/2012 9:32:45 AM |
| revenue-serenity | $25.00 | 10/1/2012 9:51:43 AM |
| dukeiyer | $25.00 | 10/1/2012 11:03:37 AM |
| forthright-affluence3 | $25.00 | 10/1/2012 9:57:23 AM |
| compoundinterest | $25.00 | 10/1/2012 10:11:31 AM |
| loot-heart | $25.00 | 10/1/2012 10:17:11 AM |
| zerocreativity1 | $50.00 | 10/1/2012 10:23:15 AM |
| bellaquito | $500.00 | 10/1/2012 12:00:27 PM |
| chemistry220 | $25.00 | 10/1/2012 12:25:21 PM |
| shawndw | $25.00 | 10/1/2012 10:19:31 AM |
| Sabo | $30.00 | 10/1/2012 10:46:24 AM |
| integrity-starter | $25.00 | 10/1/2012 10:46:35 AM |
| whitegold24k | $150.00 | 10/1/2012 3:57:48 PM |
| loan-upholder4 | $25.00 | 10/1/2012 11:28:17 AM |
| gold-disk | $25.00 | 10/1/2012 4:05:23 PM |
| soulful-p2p432 | $25.00 | 10/1/2012 11:16:51 AM |
| fly99 | $25.00 | 10/1/2012 11:17:24 AM |
| tenacious-affluence | $25.00 | 10/1/2012 5:03:35 PM |
| youngster50 | $25.00 | 10/1/2012 12:14:15 PM |
| capital-renewal | $25.00 | 10/1/2012 12:59:17 PM |
| Empower-personal-responsibility | $25.00 | 10/1/2012 1:17:36 PM |
| SalesGuyMN | $50.00 | 10/1/2012 2:49:52 PM |
| a-finance-director | $100.00 | 10/1/2012 1:36:48 PM |
| dime-vista2 | $25.00 | 10/1/2012 3:05:26 PM |
| Billfred | $25.00 | 10/1/2012 4:42:40 PM |
| bewitching-commitment421 | $100.00 | 10/1/2012 5:19:33 PM |
| shrewd-dedication2 | $100.00 | 10/1/2012 5:34:32 PM |
| socrates520 | $50.00 | 10/1/2012 5:16:37 PM |
| Wilobe | $25.00 | 10/1/2012 5:30:59 PM |
| blissful-bazaar | $50.00 | 10/1/2012 5:25:43 PM |
| greenback-snowdome1 | $50.00 | 10/1/2012 6:01:27 PM |
| miamibeachloaner | $100.00 | 10/1/2012 6:30:34 PM |
| new-truth-chuckler | $40.00 | 10/1/2012 5:59:53 PM |
| KSandbFL | $50.00 | 10/1/2012 6:01:02 PM |
| radforj22 | $25.00 | 10/1/2012 6:36:21 PM |
| adventurer447 | $300.00 | 10/1/2012 6:21:11 PM |
| BaxterEvil | $25.00 | 10/1/2012 7:16:01 PM |
| feiandasun | $25.00 | 10/1/2012 8:11:32 PM |
| chlebie | $50.00 | 10/1/2012 6:47:19 PM |
| loanlaw | $25.00 | 10/1/2012 6:50:47 PM |
| igloo268 | $25.00 | 10/1/2012 7:24:22 PM |
| powerful-deal8 | $50.00 | 10/1/2012 8:03:01 PM |
| treasure-promiser1 | $100.00 | 10/2/2012 5:30:53 AM |
| Blucruz | $100.00 | 10/1/2012 7:45:21 PM |
| GreenLender11 | $100.00 | 10/1/2012 9:13:10 PM |
| adlending | $50.00 | 10/2/2012 8:54:45 AM |
| arejaybe | $25.00 | 10/2/2012 9:00:40 AM |
| doncm | $25.00 | 10/2/2012 9:01:56 AM |
| C_Mark | $50.00 | 10/2/2012 9:03:01 AM |
| hard-working-rate3 | $25.00 | 10/2/2012 9:03:04 AM |
| auction-iris9 | $120.00 | 10/2/2012 9:03:35 AM |
| successful-agreement7 | $100.00 | 10/2/2012 9:07:46 AM |
| Mindful7 | $25.00 | 10/2/2012 5:37:38 AM |
| reflective-ore3 | $25.00 | 10/2/2012 9:08:50 AM |
| potatoepicker | $50.00 | 10/2/2012 9:08:56 AM |
| jhernand17 | $25.00 | 10/2/2012 8:14:56 AM |
| first-silver-bridge | $29.00 | 10/2/2012 8:17:43 AM |
| amijo | $25.00 | 10/2/2012 9:12:18 AM |
| mvalley | $25.00 | 10/2/2012 9:12:46 AM |
| worth-web5 | $37.00 | 10/2/2012 9:13:30 AM |
| Alpha-AssistU | $25.00 | 10/2/2012 9:15:20 AM |
| think-become | $25.00 | 10/2/2012 9:16:35 AM |
| zzztimbo | $25.00 | 10/2/2012 9:16:46 AM |
| capital-zoo | $25.00 | 10/2/2012 9:02:50 AM |
| zanglish101 | $30.00 | 10/2/2012 9:01:03 AM |
| AFairDeal | $25.00 | 10/2/2012 9:07:22 AM |
| Msbutterfly | $50.00 | 10/2/2012 9:02:45 AM |
| skiberdad | $50.00 | 10/2/2012 9:28:10 AM |
| villagers | $59.00 | 10/2/2012 9:14:56 AM |
| JKEnterprises | $25.00 | 10/2/2012 9:08:25 AM |
| diverse2 | $30.00 | 10/2/2012 9:31:49 AM |
| mrfixerupper | $25.00 | 10/2/2012 9:36:53 AM |
| STLLAB-MO | $25.00 | 10/2/2012 9:38:37 AM |
| gold-commander0 | $25.00 | 10/2/2012 9:41:11 AM |
| deal-goliath4 | $500.00 | 10/2/2012 9:20:58 AM |
| enthralling-wampum | $25.00 | 10/2/2012 9:21:12 AM |
| riproaringrapids | $50.00 | 10/2/2012 9:18:58 AM |
| loyalty-sherpa | $25.00 | 10/2/2012 9:43:19 AM |
| siesta100 | $25.00 | 10/2/2012 9:46:11 AM |
| gallant-economy9 | $50.00 | 10/2/2012 9:26:02 AM |
| velocity-amplifier9 | $25.00 | 10/2/2012 9:28:08 AM |
| emphatic-responsibility | $50.00 | 10/2/2012 9:28:23 AM |
| fcukciti | $35.00 | 10/2/2012 9:29:11 AM |
| LittlePiggyBank | $25.00 | 10/2/2012 9:52:02 AM |
| silver-innovator8 | $25.00 | 10/2/2012 9:54:54 AM |
| awe-inspiring-commitment972 | $50.00 | 10/2/2012 9:31:41 AM |
| minista | $25.00 | 10/2/2012 9:28:38 AM |
| ore-jalapeno4 | $50.00 | 10/2/2012 9:57:03 AM |
| kyomoon | $38.00 | 10/2/2012 9:57:54 AM |
| DaveG56313 | $25.00 | 10/2/2012 9:29:02 AM |
| forceful-nickel6 | $25.00 | 10/2/2012 9:33:48 AM |
| Insuredcash | $25.00 | 10/2/2012 9:30:16 AM |
| mtpscuba | $25.00 | 10/2/2012 9:59:49 AM |
| Axium | $50.00 | 10/2/2012 10:00:21 AM |
| charming-economy438 | $25.00 | 10/2/2012 9:32:19 AM |
| the-bill-venture | $50.00 | 10/2/2012 9:35:21 AM |
| Sothenwhat | $56.00 | 10/2/2012 9:35:24 AM |
| hostbank | $100.00 | 10/2/2012 9:35:45 AM |
| lizard_lips | $25.00 | 10/2/2012 9:32:50 AM |
| dinero-speaker | $25.00 | 10/2/2012 9:36:09 AM |
| the-magnificent-loan | $27.00 | 10/2/2012 9:39:19 AM |
| Great-Mom | $25.00 | 10/2/2012 9:40:16 AM |
| aasx1108 | $25.00 | 10/2/2012 9:37:58 AM |
| c4shmunne | $50.00 | 10/2/2012 9:38:42 AM |
| JJ9876 | $25.00 | 10/2/2012 9:42:39 AM |
| buraky | $50.00 | 10/2/2012 9:42:59 AM |
| lagnisiruk | $25.00 | 10/2/2012 10:17:17 AM |
| uprising35 | $25.00 | 10/2/2012 9:45:35 AM |
| value-wind0 | $25.00 | 10/2/2012 9:46:54 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:05 AM |
| otalon | $25.00 | 10/2/2012 9:47:41 AM |
| gracej | $25.00 | 10/2/2012 9:48:41 AM |
| commerce-web5 | $25.00 | 10/2/2012 9:49:34 AM |
| rupee-artisan | $25.00 | 10/2/2012 9:49:36 AM |
| mittio | $25.00 | 10/2/2012 9:49:38 AM |
| jms1983 | $25.00 | 10/2/2012 9:50:24 AM |
| top-sensible-yield | $25.00 | 10/2/2012 9:48:39 AM |
| topher515 | $25.00 | 10/2/2012 9:53:03 AM |
| brightest-affluence-motivator | $50.00 | 10/2/2012 9:56:28 AM |
| honker425 | $79.00 | 10/2/2012 9:58:02 AM |
| enterprising-bazaar2 | $25.00 | 10/2/2012 9:59:25 AM |
| treasure-pipeline | $25.00 | 10/2/2012 9:58:47 AM |
| mtp | $100.00 | 10/2/2012 9:58:55 AM |
| dordee | $75.00 | 10/2/2012 11:07:45 AM |
| pdub | $750.00 | 10/2/2012 10:23:31 AM |
| new-mystical-dime | $19.37 | 10/2/2012 1:28:42 PM |
| special-dinero553 | $25.00 | 9/28/2012 9:33:11 AM |
| geniusj | $25.00 | 9/28/2012 9:48:24 AM |
| repayment-chihuahua3 | $25.00 | 9/28/2012 9:11:32 AM |
| green28 | $50.00 | 9/28/2012 9:17:28 AM |
| phenomenal-rate1 | $500.00 | 9/28/2012 9:11:48 AM |
| upbeat-investment9 | $50.00 | 9/28/2012 11:15:49 AM |
| commerce-gargantuan2 | $50.00 | 9/28/2012 9:15:51 AM |
| imogen22 | $50.00 | 9/28/2012 9:18:45 AM |
| compassion-twister2 | $50.00 | 9/28/2012 9:19:18 AM |
| dignified-truth7 | $200.00 | 9/28/2012 9:41:39 AM |
| loyalty-hornet6 | $25.00 | 9/28/2012 9:49:06 AM |
| spirited-greenback814 | $25.00 | 9/28/2012 3:56:32 PM |
| LeReve | $305.00 | 9/28/2012 5:25:21 PM |
| LoanerPrincipal | $25.00 | 9/28/2012 5:29:46 PM |
| simplelender80 | $500.00 | 9/28/2012 5:07:32 PM |
| justreturns | $25.00 | 9/28/2012 5:22:16 PM |
| a-finance-nirvana | $25.00 | 9/28/2012 5:23:21 PM |
| treasure-palace661 | $350.00 | 9/28/2012 6:13:37 PM |
| Rivervale_Westwood | $25.00 | 9/28/2012 6:17:59 PM |
| pious-currency875 | $100.00 | 9/28/2012 6:07:44 PM |
| mar97 | $25.00 | 9/28/2012 5:57:44 PM |
| benevolent-marketplace4 | $2,500.00 | 9/28/2012 6:11:47 PM |
| sanjubab | $50.00 | 9/28/2012 7:16:02 PM |
| affluence-kingdom9 | $100.00 | 9/29/2012 10:06:59 AM |
| georgethesir | $50.00 | 9/29/2012 11:36:54 AM |
| Dave0 | $25.00 | 9/29/2012 12:48:51 PM |
| richmondcowboy | $25.00 | 9/29/2012 8:16:52 PM |
| MrEville | $25.00 | 9/29/2012 8:42:01 PM |
| market-trooper3 | $30.00 | 9/29/2012 6:48:20 PM |
| california111 | $100.00 | 9/30/2012 11:20:41 AM |
| otherwisedisposed | $500.00 | 9/29/2012 7:52:42 PM |
| Castellan | $50.00 | 9/30/2012 12:22:33 PM |
| benjamins-fan6 | $25.00 | 9/30/2012 10:43:19 AM |
| IP | $25.00 | 9/30/2012 1:29:48 PM |
| giftgold | $25.00 | 9/30/2012 3:47:28 PM |
| penny-drum7 | $25.00 | 9/30/2012 2:39:40 PM |
| serene-truth2 | $100.00 | 9/30/2012 7:23:44 PM |
| CJMC | $25.00 | 9/30/2012 7:40:42 PM |
| kulender | $100.00 | 9/30/2012 8:13:07 PM |
| proper-exchange8 | $100.00 | 9/30/2012 11:40:52 PM |
| bid-banjo3 | $100.00 | 10/1/2012 9:22:46 AM |
| platinum-exec1 | $50.00 | 10/1/2012 5:55:43 AM |
| miked8303 | $45.00 | 10/1/2012 9:32:56 AM |
| investment-comet | $25.00 | 10/1/2012 7:18:59 AM |
| integrity-builder | $25.00 | 10/1/2012 8:25:07 AM |
| Tradesmanlender | $25.00 | 10/1/2012 9:03:16 AM |
| KeepOnRunning | $100.00 | 10/1/2012 9:53:54 AM |
| historic-balance5 | $50.00 | 10/1/2012 9:03:27 AM |
| duty-gusto6 | $75.00 | 10/1/2012 9:04:30 AM |
| tenacious-liberty1 | $25.00 | 10/1/2012 9:58:52 AM |
| order-tamale | $400.00 | 10/1/2012 9:13:37 AM |
| ready-justice7 | $50.00 | 10/1/2012 10:08:33 AM |
| the-justice-stockpiler | $25.00 | 10/1/2012 10:09:35 AM |
| octoberfresh | $25.00 | 10/1/2012 9:23:48 AM |
| repayment-pagoda8 | $100.00 | 10/1/2012 9:21:12 AM |
| gold-pudding6 | $60.00 | 10/1/2012 9:32:37 AM |
| opportunity85 | $25.00 | 10/1/2012 9:33:30 AM |
| velocityasaurus-rex4 | $100.00 | 10/1/2012 9:33:32 AM |
| bent300 | $50.00 | 10/1/2012 9:29:50 AM |
| benjamins-thunder | $50.00 | 10/1/2012 9:30:43 AM |
| Obiwan_Kanobi | $25.00 | 10/1/2012 9:39:26 AM |
| Iamthewalrus | $25.00 | 10/1/2012 11:05:42 AM |
| asset-conqueror6 | $25.00 | 10/1/2012 10:03:39 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:29 AM |
| compatible-deal9 | $50.00 | 10/1/2012 11:36:09 AM |
| helpinghand63 | $25.00 | 10/1/2012 10:17:25 AM |
| point653 | $25.00 | 10/1/2012 10:15:24 AM |
| DalawaFunds | $25.00 | 10/1/2012 12:41:21 PM |
| fuzed | $25.00 | 10/1/2012 12:46:46 PM |
| coin-amigo | $27.02 | 10/1/2012 10:24:29 AM |
| ujiba | $50.00 | 10/1/2012 10:53:11 AM |
| standanddeliver | $50.00 | 10/1/2012 11:01:05 AM |
| trajectory8 | $25.00 | 10/1/2012 11:12:20 AM |
| aspen5 | $25.00 | 10/1/2012 4:40:38 PM |
| Lev8 | $25.00 | 10/1/2012 12:06:46 PM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:05 AM |
| dollardave | $50.00 | 10/1/2012 12:23:15 PM |
| p40thawk | $25.00 | 10/1/2012 12:34:00 PM |
| breathtaking-transparency9 | $25.00 | 10/1/2012 1:24:41 PM |
| shaker348 | $25.00 | 10/1/2012 5:06:41 PM |
| Plutis | $25.00 | 10/1/2012 5:16:51 PM |
| Investoman | $25.00 | 10/1/2012 5:45:45 PM |
| DirtyJenga | $25.00 | 10/1/2012 5:34:10 PM |
| wise-virtuous-vigilance | $100.00 | 10/1/2012 5:30:47 PM |
| Kravcorp | $25.00 | 10/1/2012 5:38:26 PM |
| auction-sage | $100.00 | 10/1/2012 5:33:51 PM |
| wildguy | $100.00 | 10/1/2012 5:47:09 PM |
| velocity-scrutinzer6 | $50.00 | 10/1/2012 5:53:24 PM |
| compassionate-payment218 | $25.00 | 10/1/2012 6:40:55 PM |
| flo_rida | $100.00 | 10/1/2012 6:17:09 PM |
| payout-influencer2 | $25.00 | 10/1/2012 6:44:49 PM |
| sturdy-fairness0 | $100.00 | 10/1/2012 6:15:34 PM |
| Techne_Funds_LLC | $25.00 | 10/1/2012 6:33:01 PM |
| Vegasjim | $25.00 | 10/1/2012 7:07:25 PM |
| wwwUniversal | $25.00 | 10/1/2012 6:47:38 PM |
| dojo2 | $100.00 | 10/1/2012 6:35:43 PM |
| restless-currency | $40.00 | 10/1/2012 6:45:19 PM |
| khamen | $25.00 | 10/1/2012 10:03:48 PM |
| yield-hut | $25.00 | 10/2/2012 4:38:29 AM |
| Earnest_Money | $25.00 | 10/1/2012 8:10:38 PM |
| newest-glowing-cash | $50.00 | 10/1/2012 7:21:03 PM |
| Piaoliang | $25.48 | 10/1/2012 11:14:13 PM |
| worth21 | $25.00 | 10/2/2012 7:41:28 AM |
| worth-game-changer8 | $25.00 | 10/1/2012 10:40:28 PM |
| bbjones3 | $100.00 | 10/2/2012 5:14:53 AM |
| innocent-income4 | $25.00 | 10/2/2012 9:02:01 AM |
| debt-fuse158 | $25.00 | 10/2/2012 9:02:13 AM |
| magical-credit523 | $25.00 | 10/2/2012 9:05:15 AM |
| plentiful-note6 | $25.00 | 10/2/2012 6:08:29 AM |
| bold-liberty-spartan | $25.00 | 10/2/2012 9:10:18 AM |
| renaissance168 | $25.00 | 10/2/2012 8:12:07 AM |
| dparkhom | $50.00 | 10/2/2012 9:12:55 AM |
| Nickle-Back | $30.00 | 10/2/2012 9:14:39 AM |
| orange-courageous-dedication | $25.00 | 10/2/2012 9:14:42 AM |
| skuba | $75.00 | 10/2/2012 9:17:10 AM |
| flexible-rate1 | $25.00 | 10/2/2012 8:49:31 AM |
| Aimvest | $25.00 | 10/2/2012 9:05:11 AM |
| DadWarbucks | $25.00 | 10/2/2012 9:02:47 AM |
| responsibility-cherry6 | $25.00 | 10/2/2012 9:26:34 AM |
| sjlender | $51.00 | 10/2/2012 9:06:18 AM |
| encore02 | $50.00 | 10/2/2012 9:12:27 AM |
| bonanza1973 | $25.00 | 10/2/2012 9:28:42 AM |
| djs81 | $75.00 | 10/2/2012 9:08:08 AM |
| ijspence | $25.00 | 10/2/2012 9:13:19 AM |
| p2p-scientist868 | $50.00 | 10/2/2012 9:37:40 AM |
| market-assembler | $50.00 | 10/2/2012 9:38:06 AM |
| MoonMama | $25.00 | 10/2/2012 9:20:16 AM |
| euro-speaker8 | $80.00 | 10/2/2012 9:18:14 AM |
| CaboWaboRobo | $25.00 | 10/2/2012 9:42:20 AM |
| mogul42 | $25.00 | 10/2/2012 9:21:52 AM |
| fishintime | $64.00 | 10/2/2012 9:19:18 AM |
| Redmond | $25.00 | 10/2/2012 9:44:23 AM |
| enthralling-investment | $25.00 | 10/2/2012 9:45:42 AM |
| virtuous-bill1 | $25.00 | 10/2/2012 9:27:27 AM |
| bowdish1 | $100.00 | 10/2/2012 9:28:17 AM |
| krisran | $27.00 | 10/2/2012 9:25:19 AM |
| mtnbikemania | $200.00 | 10/2/2012 9:49:43 AM |
| subtle-revenue0 | $25.00 | 10/2/2012 9:50:04 AM |
| wtrboy | $25.00 | 10/2/2012 9:53:08 AM |
| transparent-principal679 | $36.00 | 10/2/2012 9:27:01 AM |
| dollar-spy | $25.00 | 10/2/2012 9:55:18 AM |
| Tai | $25.00 | 10/2/2012 10:00:37 AM |
| metro457 | $100.00 | 10/2/2012 9:32:27 AM |
| upbeat-coin937 | $25.00 | 10/2/2012 9:36:33 AM |
| pwkpwk | $25.00 | 10/2/2012 9:36:59 AM |
| downtownfarm | $25.00 | 10/2/2012 9:33:54 AM |
| Clambake | $25.00 | 10/2/2012 9:34:30 AM |
| prudent-payment316 | $25.00 | 10/2/2012 9:34:51 AM |
| NVSTRKOBALT | $25.00 | 10/2/2012 9:37:49 AM |
| bold-wampum-compadre | $100.00 | 10/2/2012 9:35:10 AM |
| top-commitment-champ | $25.00 | 10/2/2012 9:38:11 AM |
| abundant-velocity5 | $92.00 | 10/2/2012 9:39:15 AM |
| benevolent-moola291 | $50.00 | 10/2/2012 9:39:49 AM |
| rudyindc | $25.00 | 10/2/2012 9:38:40 AM |
| professional-credit0 | $50.00 | 10/2/2012 9:41:57 AM |
| flexible-value | $50.00 | 10/2/2012 9:39:21 AM |
| Tylerh | $250.00 | 10/2/2012 9:41:53 AM |
| SacramentoLoaners | $25.00 | 10/2/2012 9:44:18 AM |
| mason13a | $25.00 | 10/2/2012 9:42:22 AM |
| Cash-Flow | $1,500.00 | 10/2/2012 9:43:13 AM |
| affluence-tycoon | $25.00 | 10/2/2012 9:46:07 AM |
| magical-fairness4 | $25.00 | 10/2/2012 9:48:24 AM |
| best-bonafide-p2p | $50.00 | 10/2/2012 9:49:38 AM |
| shaps | $25.00 | 10/2/2012 9:52:41 AM |
| icchok | $50.00 | 10/2/2012 9:50:08 AM |
| NDFIRTH | $50.00 | 10/2/2012 9:51:12 AM |
| bxdoc | $25.00 | 10/2/2012 9:57:22 AM |
| power-trophy7 | $25.00 | 10/2/2012 10:00:00 AM |
| yukongin | $50.00 | 10/2/2012 10:00:51 AM |
| botfolio | $300.00 | 10/2/2012 10:22:05 AM |
| QuincyCapital | $25.00 | 10/2/2012 11:09:10 AM |
| AEH_Now | $25.00 | 10/2/2012 11:59:15 AM |
| bill-expert | $25.00 | 10/2/2012 12:11:03 PM |
| HereToHelp305 | $58.00 | 10/2/2012 12:41:45 PM |
| sinner_c5 | $25.00 | 10/2/2012 12:47:11 PM |
| saver266 | $54.73 | 10/2/2012 12:05:29 PM |
| 356 Investments
|
Borrower Payment Dependent Notes Series
646576
This series of Notes was issued and sold upon the funding of the borrower loan #75710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $415.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1979 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 10y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,948 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-hope-boomarang |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/30/2012 6:50:27 AM |
| Abece | $202.78 | 9/29/2012 12:16:40 PM |
| geniusj | $25.00 | 9/29/2012 12:18:14 PM |
| duty-viola | $35.00 | 9/29/2012 12:29:17 PM |
| commerce-venture1 | $25.00 | 9/29/2012 12:04:35 PM |
| historic-value7 | $100.00 | 9/29/2012 12:18:53 PM |
| generous-deal6 | $25.00 | 9/29/2012 12:51:26 PM |
| kevin314 | $25.00 | 9/29/2012 1:42:46 PM |
| angelinvestor2 | $40.00 | 9/29/2012 2:01:04 PM |
| fboba | $300.00 | 9/29/2012 1:27:51 PM |
| WalnutCreekguy | $50.00 | 9/29/2012 1:47:11 PM |
| houli123 | $25.00 | 9/29/2012 1:47:46 PM |
| money-bauble | $100.00 | 9/29/2012 1:53:27 PM |
| tech310 | $50.00 | 9/29/2012 1:54:38 PM |
| the-silver-blaster | $50.00 | 9/29/2012 1:58:17 PM |
| LendingPimp_2 | $26.00 | 9/29/2012 2:48:57 PM |
| SLN-10 | $30.00 | 9/29/2012 3:18:34 PM |
| first-wampum-gazer | $1,000.00 | 9/29/2012 2:20:06 PM |
| real-return2 | $26.00 | 9/29/2012 2:49:44 PM |
| income-triangulation1 | $25.00 | 9/29/2012 4:30:10 PM |
| jhouman | $50.00 | 9/30/2012 8:26:19 AM |
| scoobiedoo | $40.00 | 9/30/2012 10:55:55 AM |
| luminous-finance9 | $26.00 | 9/30/2012 5:32:30 AM |
| FWF-kinetic | $25.00 | 9/29/2012 10:19:26 PM |
| credit-adventurer313 | $25.00 | 9/30/2012 8:41:07 AM |
| 1stPlace | $50.00 | 9/30/2012 9:05:04 AM |
| nevee | $35.00 | 9/30/2012 1:28:37 PM |
| ethical-income2 | $25.00 | 9/30/2012 2:31:20 PM |
| LeReve | $500.00 | 9/30/2012 5:35:25 PM |
| california111 | $100.00 | 9/30/2012 4:02:24 PM |
| giftgold | $25.00 | 9/30/2012 3:48:59 PM |
| speedy-peso1 | $100.00 | 9/30/2012 5:30:31 PM |
| statuesque-listing929 | $100.00 | 9/30/2012 6:29:08 PM |
| prudent-bid3 | $30.00 | 9/30/2012 7:23:45 PM |
| justreturns | $25.00 | 9/29/2012 12:14:57 PM |
| Dave0 | $25.00 | 9/29/2012 12:49:03 PM |
| cattlebaron | $25.00 | 9/29/2012 12:25:58 PM |
| zipemdown | $25.00 | 9/29/2012 12:16:20 PM |
| ingenious-deal6 | $25.00 | 9/29/2012 1:19:16 PM |
| lowrater | $50.60 | 9/29/2012 12:33:39 PM |
| mindful-generosity1 | $50.00 | 9/29/2012 12:49:30 PM |
| cash-mad-scientist3 | $25.00 | 9/29/2012 1:41:11 PM |
| haplender | $50.00 | 9/29/2012 1:55:01 PM |
| affluence-kingdom9 | $100.00 | 9/29/2012 1:19:05 PM |
| thrifty-generosity222 | $50.00 | 9/29/2012 2:00:08 PM |
| bazaar-tulip | $25.00 | 9/29/2012 2:08:55 PM |
| brainy-credit1 | $40.00 | 9/29/2012 2:11:34 PM |
| EngineersAlliance | $75.00 | 9/29/2012 2:13:05 PM |
| networks4ever | $25.00 | 9/29/2012 2:25:40 PM |
| supreme-treasure8 | $100.00 | 9/29/2012 2:00:35 PM |
| rautility | $50.00 | 9/29/2012 2:29:31 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:39:31 PM |
| LoanerPrincipal | $25.00 | 9/29/2012 3:02:50 PM |
| Bank_Of_XL | $25.00 | 9/29/2012 5:02:25 PM |
| otherwisedisposed | $100.00 | 9/29/2012 7:52:52 PM |
| first-pragmatic-power | $25.00 | 9/29/2012 2:40:07 PM |
| money-baron | $100.00 | 9/29/2012 3:03:12 PM |
| back-scratchers | $55.00 | 9/29/2012 3:13:36 PM |
| ferpeiks | $100.00 | 9/30/2012 5:26:27 AM |
| hopeful_lender | $150.00 | 9/29/2012 4:44:12 PM |
| thrifty-capital | $27.00 | 9/29/2012 3:43:22 PM |
| vines99 | $25.00 | 9/30/2012 10:00:55 AM |
| MI2 | $5,000.00 | 9/30/2012 10:06:10 AM |
| first-balance-neutron | $50.00 | 9/30/2012 10:52:41 AM |
| Sagamore | $200.00 | 9/30/2012 1:49:33 PM |
| Index_Plus | $5,000.00 | 9/30/2012 7:27:03 PM |
| CJMC | $11.62 | 9/30/2012 7:40:44 PM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
646590
This series of Notes was issued and sold upon the funding of the borrower loan #75691, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $787.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 9y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,000 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| abundant-payout6 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay down some debt.
My financial situation:
I am a good candidate for this loan because i have a secure job with steady income and i pay my bills on time. I'm paying a lot in interest right now and would like to eliminate it.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2012 1:43:22 PM |
| Taxman44 | $25.00 | 9/28/2012 9:05:14 AM |
| excellent-funds649 | $50.00 | 9/28/2012 9:07:42 AM |
| lionheart722 | $100.00 | 9/28/2012 9:07:49 AM |
| green28 | $50.00 | 9/28/2012 9:17:28 AM |
| silver-explorer6 | $25.00 | 9/28/2012 9:18:32 AM |
| Bank_Of_XL | $25.00 | 9/28/2012 9:23:14 AM |
| imogen22 | $50.00 | 9/28/2012 9:18:59 AM |
| mindful-generosity1 | $50.00 | 9/28/2012 9:41:28 AM |
| jubilant-capital1 | $25.00 | 9/28/2012 10:50:17 AM |
| Cookstersalibi | $25.00 | 9/28/2012 11:36:45 AM |
| Good-Yield | $25.00 | 9/28/2012 10:47:03 AM |
| blot44 | $25.00 | 9/28/2012 2:43:25 PM |
| kenji4861 | $25.00 | 9/28/2012 5:03:27 PM |
| fboba | $300.00 | 9/28/2012 5:00:38 PM |
| samurai2 | $25.00 | 9/29/2012 6:36:11 AM |
| ready-interest9 | $25.00 | 9/28/2012 7:01:24 PM |
| kfrench | $75.00 | 9/28/2012 7:03:55 PM |
| houli123 | $25.00 | 9/30/2012 6:42:53 AM |
| bonafide-economy | $50.00 | 9/30/2012 8:34:45 AM |
| aspen5 | $50.00 | 9/29/2012 8:50:33 PM |
| california111 | $100.00 | 9/30/2012 11:20:42 AM |
| proper-exchange8 | $100.00 | 9/30/2012 11:40:52 PM |
| tenacious-payout | $25.00 | 10/1/2012 7:55:37 AM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:06 AM |
| chemistry220 | $25.00 | 10/1/2012 12:25:21 PM |
| gold-disk | $25.00 | 10/1/2012 4:05:23 PM |
| unforgettable-pound574 | $50.00 | 10/1/2012 5:01:02 PM |
| the-justice-stockpiler | $25.00 | 10/1/2012 5:01:26 PM |
| shaker348 | $25.00 | 10/1/2012 5:06:41 PM |
| trade-boots1 | $100.00 | 10/1/2012 5:13:57 PM |
| DalawaFunds | $25.00 | 10/1/2012 12:36:38 PM |
| Empower-personal-responsibility | $25.00 | 10/1/2012 1:20:09 PM |
| dcfinancial | $50.00 | 10/1/2012 4:22:11 PM |
| tenacious-affluence | $25.00 | 10/1/2012 5:03:35 PM |
| wetlands | $200.00 | 10/1/2012 5:31:53 PM |
| american6 | $50.00 | 10/1/2012 5:32:17 PM |
| auction-sage | $100.00 | 10/1/2012 5:34:19 PM |
| socrates520 | $50.00 | 10/1/2012 5:16:37 PM |
| transparency-river1 | $750.00 | 10/1/2012 5:19:05 PM |
| csakhil | $50.00 | 10/1/2012 5:19:27 PM |
| transparency-game-changer0 | $50.00 | 10/1/2012 5:37:52 PM |
| versatile-silver644 | $50.00 | 10/1/2012 5:21:32 PM |
| platinum-lightning | $50.00 | 10/1/2012 5:40:05 PM |
| transparency-baton | $25.00 | 10/1/2012 5:19:28 PM |
| debtfreenow-82 | $50.00 | 10/1/2012 5:43:56 PM |
| gallant-economy9 | $50.00 | 10/1/2012 5:45:00 PM |
| handy-money9 | $75.00 | 10/1/2012 5:25:40 PM |
| responsive-worth5 | $25.00 | 10/1/2012 5:51:41 PM |
| hitsman | $50.00 | 10/1/2012 5:59:28 PM |
| rookiecrd1 | $100.00 | 10/1/2012 5:41:54 PM |
| skeptikos | $100.00 | 10/1/2012 6:05:12 PM |
| useful-money715 | $25.00 | 10/1/2012 6:11:20 PM |
| AFairDeal | $25.00 | 10/1/2012 5:50:31 PM |
| adaboy65 | $100.00 | 10/1/2012 5:43:35 PM |
| compoundinterest | $25.00 | 10/1/2012 5:58:28 PM |
| tough-principal4 | $25.00 | 10/1/2012 5:52:06 PM |
| enriching-trade2 | $50.00 | 10/1/2012 6:30:31 PM |
| larslfe | $25.00 | 10/1/2012 6:07:12 PM |
| djs81 | $75.00 | 10/1/2012 6:00:41 PM |
| KSandbFL | $50.00 | 10/1/2012 6:01:02 PM |
| neighborly-hope6 | $100.00 | 10/1/2012 6:18:40 PM |
| nuclearmoose | $50.00 | 10/1/2012 6:50:23 PM |
| scholarly-benefit5 | $25.00 | 10/1/2012 6:08:58 PM |
| Aimvest | $25.00 | 10/1/2012 6:12:05 PM |
| UstedEsElHombre | $100.00 | 10/1/2012 6:17:20 PM |
| TheSmartAtheist | $25.00 | 10/1/2012 7:04:41 PM |
| compassionate-payment218 | $25.00 | 10/1/2012 6:40:55 PM |
| fortytwo | $150.00 | 10/1/2012 6:25:00 PM |
| Techne_Funds_LLC | $25.00 | 10/1/2012 6:33:02 PM |
| martinatime | $50.00 | 10/1/2012 6:38:52 PM |
| rogue_monster | $50.00 | 10/1/2012 6:49:24 PM |
| worth-game-changer8 | $25.00 | 10/1/2012 10:40:28 PM |
| selfmademan | $25.00 | 10/1/2012 6:51:46 PM |
| prudent-dough458 | $25.00 | 10/1/2012 6:59:55 PM |
| bbjones3 | $100.00 | 10/2/2012 5:14:53 AM |
| BaxterEvil | $25.00 | 10/1/2012 7:16:01 PM |
| Blucruz | $100.00 | 10/1/2012 7:45:21 PM |
| repayment-chihuahua3 | $25.00 | 10/2/2012 1:37:02 AM |
| RSB-VA | $50.00 | 10/2/2012 9:02:27 AM |
| REVSTJ999 | $25.00 | 10/2/2012 9:05:53 AM |
| investment-comet | $25.00 | 10/2/2012 7:06:27 AM |
| ms48105 | $25.00 | 10/2/2012 9:06:36 AM |
| vikings23 | $25.00 | 10/2/2012 9:16:11 AM |
| new-nourishing-trade | $25.00 | 10/2/2012 9:01:58 AM |
| GMOD026 | $25.00 | 10/2/2012 9:17:26 AM |
| AnxiousAirman | $50.00 | 10/2/2012 9:18:43 AM |
| riproaringrapids | $50.00 | 10/2/2012 9:18:58 AM |
| auction-iris9 | $120.00 | 10/2/2012 9:03:35 AM |
| EvalCrux | $50.00 | 10/2/2012 9:04:48 AM |
| arkayem | $50.00 | 10/2/2012 9:01:12 AM |
| important-penny3 | $25.00 | 10/2/2012 9:24:38 AM |
| penny-leader416 | $25.00 | 10/2/2012 9:03:30 AM |
| pimienta | $25.00 | 10/2/2012 9:24:54 AM |
| good_lender | $25.00 | 10/2/2012 9:08:38 AM |
| a-unflappable-finance | $100.00 | 10/2/2012 9:25:48 AM |
| empire051 | $25.00 | 10/2/2012 9:09:20 AM |
| diversification-surge | $25.00 | 10/2/2012 9:04:49 AM |
| transparent-principal679 | $100.00 | 10/2/2012 9:27:02 AM |
| JKKCapital | $25.00 | 10/2/2012 9:28:12 AM |
| Hogpilot | $50.00 | 10/2/2012 9:11:07 AM |
| MoneyMA | $25.00 | 10/2/2012 9:06:23 AM |
| faithey | $50.00 | 10/2/2012 9:11:57 AM |
| whistledicksmith | $25.00 | 10/2/2012 9:30:02 AM |
| money-hunter6 | $25.00 | 10/2/2012 9:14:28 AM |
| downtownfarm | $25.00 | 10/2/2012 9:33:54 AM |
| Gabriel02 | $25.00 | 10/2/2012 9:35:08 AM |
| impartial-deal | $25.00 | 10/2/2012 9:35:21 AM |
| worth-web5 | $50.00 | 10/2/2012 9:13:30 AM |
| joyful-worth486 | $25.00 | 10/2/2012 9:14:09 AM |
| PRGuyinVA | $25.00 | 10/2/2012 9:17:34 AM |
| rulender | $25.00 | 10/2/2012 9:36:17 AM |
| pwkpwk | $25.00 | 10/2/2012 9:36:59 AM |
| dough-guard3 | $100.00 | 10/2/2012 9:15:29 AM |
| DesiKuber | $25.00 | 10/2/2012 9:37:50 AM |
| abundant-velocity5 | $100.00 | 10/2/2012 9:39:16 AM |
| BxRealtor | $25.00 | 10/2/2012 9:39:46 AM |
| holstj | $25.00 | 10/2/2012 9:19:04 AM |
| NLB-PHX | $25.00 | 10/2/2012 9:23:15 AM |
| AdamClemSC | $25.00 | 10/2/2012 9:24:07 AM |
| thrilling-listing51 | $100.00 | 10/2/2012 9:27:53 AM |
| ramsbladder | $25.00 | 10/2/2012 9:27:56 AM |
| minista | $25.00 | 10/2/2012 9:28:39 AM |
| dharma1 | $25.00 | 10/2/2012 9:28:44 AM |
| shortstop21 | $25.00 | 10/2/2012 9:51:27 AM |
| thedoctor | $100.00 | 10/2/2012 9:51:45 AM |
| kbguru | $25.00 | 10/2/2012 9:26:42 AM |
| AJSinvest | $25.00 | 10/2/2012 9:27:39 AM |
| kyomoon | $50.00 | 10/2/2012 9:57:54 AM |
| asdf9876 | $25.00 | 10/2/2012 9:29:00 AM |
| cash-merry-maker | $25.00 | 10/2/2012 9:58:53 AM |
| Clambake | $25.00 | 10/2/2012 9:34:31 AM |
| prudent-payment316 | $25.00 | 10/2/2012 9:34:51 AM |
| meux99 | $25.00 | 10/2/2012 10:04:35 AM |
| Mark-O-Polo | $25.00 | 10/2/2012 9:33:00 AM |
| aasx1108 | $25.00 | 10/2/2012 9:37:58 AM |
| c4shmunne | $50.00 | 10/2/2012 9:38:42 AM |
| benevolent-marketplace4 | $2,500.00 | 10/2/2012 9:36:27 AM |
| first-favorite-bonus9 | $25.00 | 10/2/2012 9:41:27 AM |
| p2p-scientist868 | $50.00 | 10/2/2012 9:37:41 AM |
| Tylerh | $250.00 | 10/2/2012 9:41:53 AM |
| BB-ptoploan | $50.00 | 10/2/2012 9:38:48 AM |
| rytrearc | $25.00 | 10/2/2012 9:39:24 AM |
| Au-Ag-Pt | $25.00 | 10/2/2012 10:15:53 AM |
| harty | $50.00 | 10/2/2012 10:16:51 AM |
| 2ravens | $25.00 | 10/2/2012 10:18:12 AM |
| JazzFranchise | $25.00 | 10/2/2012 9:43:09 AM |
| lounges | $25.00 | 10/2/2012 9:45:21 AM |
| SacramentoLoaners | $25.00 | 10/2/2012 9:44:18 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:05 AM |
| loyalty-delight6 | $25.00 | 10/2/2012 9:47:43 AM |
| jt530 | $25.00 | 10/2/2012 10:22:48 AM |
| hope-kingdom | $125.00 | 10/2/2012 9:50:06 AM |
| gracej | $25.00 | 10/2/2012 9:48:41 AM |
| standanddeliver | $50.00 | 10/2/2012 9:51:28 AM |
| Bubbasnestegg | $25.00 | 10/2/2012 9:51:49 AM |
| market-enthusiast | $25.00 | 10/2/2012 10:25:24 AM |
| red-unequivocal-finance | $25.00 | 10/2/2012 9:52:45 AM |
| mizon291 | $25.00 | 10/2/2012 10:25:42 AM |
| blukestrel | $25.00 | 10/2/2012 9:53:31 AM |
| choss02 | $100.00 | 10/2/2012 10:29:47 AM |
| Nathan8823 | $25.00 | 10/2/2012 9:56:44 AM |
| 1phantom | $25.00 | 10/2/2012 9:54:01 AM |
| enterprising-bazaar2 | $25.00 | 10/2/2012 9:59:25 AM |
| realtormoises | $25.00 | 10/2/2012 9:57:56 AM |
| power-trophy7 | $25.00 | 10/2/2012 10:00:01 AM |
| joedeshon | $25.00 | 10/2/2012 10:33:12 AM |
| mtp | $100.00 | 10/2/2012 9:58:55 AM |
| bansir | $25.00 | 10/2/2012 9:59:39 AM |
| iflyforfun | $25.00 | 10/2/2012 10:02:45 AM |
| platinum-genetics | $25.00 | 10/2/2012 10:01:33 AM |
| rewards | $25.00 | 10/2/2012 10:04:19 AM |
| jjb3 | $25.00 | 10/2/2012 10:36:43 AM |
| attentive-compassion1 | $50.00 | 10/2/2012 10:38:48 AM |
| intuitive-camaraderi9 | $25.00 | 10/2/2012 10:42:00 AM |
| trade-solo | $25.00 | 10/2/2012 10:08:23 AM |
| Sykes66 | $25.00 | 10/2/2012 10:07:16 AM |
| durability-officer | $200.00 | 10/2/2012 10:09:07 AM |
| exchange-pledge | $50.00 | 10/2/2012 10:09:50 AM |
| steiglends | $100.00 | 10/2/2012 10:11:43 AM |
| blooming-market | $25.00 | 10/2/2012 10:10:13 AM |
| JebkaClan | $25.00 | 10/2/2012 10:19:58 AM |
| syrepsorp | $50.00 | 10/2/2012 10:15:02 AM |
| the-enterprising-leverage | $50.00 | 10/2/2012 10:59:01 AM |
| figs4u2 | $100.00 | 10/2/2012 10:21:24 AM |
| LoanMonkey | $50.00 | 10/2/2012 11:02:12 AM |
| downbet | $50.00 | 10/2/2012 10:21:28 AM |
| meenan | $25.00 | 10/2/2012 11:06:06 AM |
| a-transparency-prodigy | $25.00 | 10/2/2012 11:08:24 AM |
| mpactlender | $50.00 | 10/2/2012 10:24:20 AM |
| pdub | $750.00 | 10/2/2012 10:23:32 AM |
| peripatetic | $25.00 | 10/2/2012 10:26:16 AM |
| invincible-deal82 | $25.00 | 10/2/2012 10:26:56 AM |
| habellydancer | $18.00 | 10/2/2012 11:16:07 AM |
| sharpey | $25.00 | 10/2/2012 10:25:31 AM |
| goldeneye777 | $51.00 | 10/2/2012 10:25:51 AM |
| ianakacg | $25.00 | 10/2/2012 10:31:47 AM |
| Schuld66 | $25.00 | 10/2/2012 10:33:33 AM |
| principal-planetarium4 | $100.00 | 10/2/2012 10:33:04 AM |
| HAVEANICEDAY | $25.00 | 10/2/2012 10:35:45 AM |
| Natronpee | $25.00 | 10/2/2012 10:39:53 AM |
| ckatak | $50.00 | 10/2/2012 10:39:28 AM |
| cingular | $25.00 | 10/2/2012 10:41:09 AM |
| ndwayno | $25.00 | 10/2/2012 10:40:04 AM |
| jmb_lending | $25.00 | 10/2/2012 10:44:42 AM |
| don8ter | $50.00 | 10/2/2012 10:48:50 AM |
| Mostyle | $25.00 | 10/2/2012 10:50:06 AM |
| sail120 | $25.00 | 10/2/2012 10:50:46 AM |
| best-deal-banker | $50.00 | 10/2/2012 10:47:45 AM |
| LordKinbote | $25.00 | 10/2/2012 10:48:29 AM |
| emo13 | $50.00 | 10/2/2012 10:48:48 AM |
| lincs | $25.00 | 10/2/2012 10:49:23 AM |
| iolaire | $25.00 | 10/2/2012 10:57:56 AM |
| ceg451 | $25.00 | 10/2/2012 10:58:43 AM |
| mrsasman | $25.00 | 10/2/2012 11:06:15 AM |
| responsibility-fortress | $25.00 | 10/2/2012 11:00:27 AM |
| Chutney | $25.00 | 10/2/2012 11:09:38 AM |
| jrwoodie | $25.00 | 10/2/2012 11:11:43 AM |
| Ripsaw4U | $50.00 | 9/28/2012 9:11:36 AM |
| WhiteInvestor | $27.00 | 9/28/2012 9:30:51 AM |
| windguy | $50.00 | 9/28/2012 9:49:02 AM |
| spirited-greenback814 | $25.00 | 9/28/2012 3:53:56 PM |
| loyalty-hornet6 | $25.00 | 9/28/2012 9:49:06 AM |
| compassion-twister2 | $50.00 | 9/28/2012 2:12:23 PM |
| lendersf | $50.00 | 9/28/2012 2:15:57 PM |
| mar97 | $25.00 | 9/28/2012 5:57:44 PM |
| andrew491 | $50.00 | 9/28/2012 5:29:11 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:07 PM |
| pious-currency875 | $100.00 | 9/28/2012 6:07:44 PM |
| bazaar-tulip | $25.00 | 9/28/2012 6:08:15 PM |
| mhotchan | $100.00 | 9/29/2012 7:11:38 AM |
| affluence-kingdom9 | $100.00 | 9/29/2012 10:07:00 AM |
| Dave0 | $25.00 | 9/29/2012 12:48:51 PM |
| EnglishGeekInNYC | $50.00 | 9/29/2012 2:48:41 PM |
| floridahelper | $25.00 | 9/29/2012 2:14:30 PM |
| otherwisedisposed | $200.00 | 9/29/2012 7:52:42 PM |
| Castellan | $50.00 | 9/30/2012 12:22:33 PM |
| azazle | $50.00 | 9/30/2012 1:01:31 PM |
| giftgold | $25.00 | 9/30/2012 3:47:28 PM |
| serene-truth2 | $100.00 | 9/30/2012 7:23:45 PM |
| treasure-expert | $25.00 | 9/30/2012 8:34:30 PM |
| ujiba | $50.00 | 10/1/2012 10:53:11 AM |
| Iamthewalrus | $25.00 | 10/1/2012 11:05:43 AM |
| payout-paladin3 | $500.00 | 10/1/2012 11:06:34 AM |
| loyalty-voyage | $25.00 | 10/1/2012 2:32:05 PM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:30 AM |
| compatible-deal9 | $50.00 | 10/1/2012 11:33:02 AM |
| benjamins-explosion142 | $25.00 | 10/1/2012 5:03:33 PM |
| p40thawk | $25.00 | 10/1/2012 12:34:00 PM |
| fuzed | $25.00 | 10/1/2012 12:46:47 PM |
| bellaquito | $500.00 | 10/1/2012 12:03:01 PM |
| j2ee | $50.00 | 10/1/2012 5:13:04 PM |
| capital-renewal | $25.00 | 10/1/2012 12:59:18 PM |
| miked8303 | $50.00 | 10/1/2012 5:01:54 PM |
| elfincove | $25.00 | 10/1/2012 4:05:44 PM |
| cardminger | $25.00 | 10/1/2012 5:06:30 PM |
| swampman | $25.00 | 10/1/2012 5:31:41 PM |
| loot-heart | $25.00 | 10/1/2012 5:16:42 PM |
| repayment-pagoda8 | $100.00 | 10/1/2012 5:17:56 PM |
| blissful-bazaar | $50.00 | 10/1/2012 5:25:44 PM |
| leeball | $50.00 | 10/1/2012 5:18:58 PM |
| enriching-dollar1 | $100.00 | 10/1/2012 5:20:10 PM |
| octoberfresh | $25.00 | 10/1/2012 5:22:31 PM |
| Investoman | $25.00 | 10/1/2012 5:45:46 PM |
| coin-saffron5 | $50.00 | 10/1/2012 5:29:58 PM |
| Cheburashka | $30.00 | 10/1/2012 5:48:16 PM |
| member_98419 | $25.00 | 10/1/2012 5:38:32 PM |
| logical-reward8 | $25.00 | 10/1/2012 5:57:02 PM |
| girlwithglasses | $50.00 | 10/1/2012 5:39:18 PM |
| adventurer447 | $300.00 | 10/1/2012 6:21:12 PM |
| velocityasaurus-rex4 | $100.00 | 10/1/2012 5:59:48 PM |
| velocity-solo | $25.00 | 10/1/2012 5:55:40 PM |
| reaction5 | $25.00 | 10/1/2012 6:30:46 PM |
| Tradesmanlender | $25.00 | 10/1/2012 6:11:25 PM |
| investment-kingdom | $25.00 | 10/1/2012 6:13:18 PM |
| JoyfulVegetarian | $25.00 | 10/1/2012 6:41:00 PM |
| flo_rida | $100.00 | 10/1/2012 6:17:10 PM |
| awwaww | $25.00 | 10/1/2012 6:17:42 PM |
| Redemptor | $25.00 | 10/1/2012 6:08:10 PM |
| loanlaw | $25.00 | 10/1/2012 6:50:47 PM |
| doncm | $25.00 | 10/1/2012 6:51:49 PM |
| nodebtin3 | $100.00 | 10/1/2012 6:27:41 PM |
| mtquan | $25.00 | 10/1/2012 6:57:02 PM |
| damanq | $25.00 | 10/1/2012 6:15:46 PM |
| Kyjamune | $25.00 | 10/1/2012 6:30:42 PM |
| Vegasjim | $25.00 | 10/1/2012 7:07:25 PM |
| unforgettable-wealth4 | $50.00 | 10/1/2012 6:20:15 PM |
| Avala | $100.00 | 10/1/2012 6:23:48 PM |
| AdamDB | $25.00 | 10/1/2012 6:53:21 PM |
| del30 | $25.00 | 10/1/2012 7:03:29 PM |
| Metasequoia | $25.00 | 10/1/2012 9:19:38 PM |
| eeyore101 | $25.00 | 10/1/2012 6:47:04 PM |
| broosky2 | $100.00 | 10/2/2012 7:28:43 AM |
| flexible-rate1 | $25.00 | 10/2/2012 8:49:31 AM |
| zanglish101 | $30.00 | 10/2/2012 9:01:03 AM |
| mulberry4 | $50.00 | 10/2/2012 9:01:34 AM |
| Zuzu | $25.00 | 10/2/2012 9:01:49 AM |
| brutusbone | $25.00 | 10/2/2012 9:03:21 AM |
| penny-kahuna0 | $25.00 | 10/2/2012 7:31:36 AM |
| plentiful-note6 | $25.00 | 10/2/2012 6:08:30 AM |
| cerebral-dollar773 | $25.00 | 10/2/2012 6:16:28 AM |
| magical-greenback | $25.00 | 10/2/2012 9:10:37 AM |
| vtown_vet | $25.00 | 10/2/2012 8:22:00 AM |
| Heatguy | $50.00 | 10/2/2012 9:14:22 AM |
| red-diversification-paradise | $25.00 | 10/2/2012 9:15:48 AM |
| Nopa | $25.00 | 10/2/2012 9:16:17 AM |
| wdfraser | $25.00 | 10/2/2012 9:00:58 AM |
| soheagle | $25.00 | 10/2/2012 9:01:51 AM |
| C_Mark | $50.00 | 10/2/2012 9:03:02 AM |
| hard-working-rate3 | $25.00 | 10/2/2012 9:03:04 AM |
| apetrock | $25.00 | 10/2/2012 9:03:07 AM |
| peso-voyage2 | $100.00 | 10/2/2012 9:20:45 AM |
| agreement-surgeon6 | $100.00 | 10/2/2012 9:02:11 AM |
| Viamin | $25.00 | 10/2/2012 9:07:39 AM |
| well-mannered-duty315 | $25.00 | 10/2/2012 9:02:25 AM |
| fair-rate | $25.00 | 10/2/2012 9:23:48 AM |
| Cre8iveCash | $25.00 | 10/2/2012 9:03:32 AM |
| tlp43 | $25.00 | 10/2/2012 9:09:53 AM |
| auction-rocket | $25.00 | 10/2/2012 9:05:49 AM |
| sjlender | $100.00 | 10/2/2012 9:06:19 AM |
| intrepid-credit5 | $25.00 | 10/2/2012 9:29:43 AM |
| Sothenwhat | $100.00 | 10/2/2012 9:35:24 AM |
| hostbank | $100.00 | 10/2/2012 9:35:45 AM |
| orange-courageous-dedication | $25.00 | 10/2/2012 9:14:43 AM |
| villagers | $50.00 | 10/2/2012 9:14:56 AM |
| ctgscott | $25.00 | 10/2/2012 9:37:36 AM |
| helpishere777 | $25.00 | 10/2/2012 9:37:52 AM |
| fishintime | $100.00 | 10/2/2012 9:19:19 AM |
| LoanGiver | $25.00 | 10/2/2012 9:16:16 AM |
| loot-heaven4 | $50.00 | 10/2/2012 9:38:22 AM |
| fearless-wampum2 | $25.00 | 10/2/2012 9:20:17 AM |
| Great-Mom | $25.00 | 10/2/2012 9:40:16 AM |
| skuba | $75.00 | 10/2/2012 9:17:11 AM |
| kubien | $25.00 | 10/2/2012 9:17:51 AM |
| euro-speaker8 | $100.00 | 10/2/2012 9:18:14 AM |
| mason13a | $25.00 | 10/2/2012 9:42:22 AM |
| krisran | $50.00 | 10/2/2012 9:25:20 AM |
| ikaika1 | $25.00 | 10/2/2012 9:25:30 AM |
| PhalanxBulldog | $25.00 | 10/2/2012 9:26:10 AM |
| banker727 | $25.00 | 10/2/2012 9:22:44 AM |
| magical-fairness4 | $25.00 | 10/2/2012 9:48:24 AM |
| bowdish1 | $100.00 | 10/2/2012 9:28:17 AM |
| income-excellence1 | $25.00 | 10/2/2012 9:25:12 AM |
| jbaum | $40.00 | 10/2/2012 9:30:57 AM |
| interest-pony6 | $25.00 | 10/2/2012 9:31:13 AM |
| honker425 | $100.00 | 10/2/2012 9:58:02 AM |
| stolan | $50.00 | 10/2/2012 9:29:56 AM |
| cebgop | $25.00 | 10/2/2012 9:35:02 AM |
| BDL-Roth | $40.00 | 10/2/2012 10:02:18 AM |
| Wilvara | $25.00 | 10/2/2012 9:31:36 AM |
| thoughtful-fairness2 | $25.00 | 10/2/2012 10:04:54 AM |
| funds-captain4 | $50.00 | 10/2/2012 10:05:30 AM |
| marketplace-cello5 | $25.00 | 10/2/2012 10:06:43 AM |
| reward-walnut | $25.00 | 10/2/2012 10:07:25 AM |
| locomotive7 | $25.00 | 10/2/2012 9:36:46 AM |
| Preteur | $25.00 | 10/2/2012 10:10:08 AM |
| cpblue79 | $100.00 | 10/2/2012 9:38:54 AM |
| bonus-tent | $25.00 | 10/2/2012 10:10:52 AM |
| worth-excellence4 | $25.00 | 10/2/2012 9:36:14 AM |
| the-bright-velocity | $25.00 | 10/2/2012 9:41:00 AM |
| brightest-repayment-patriot | $75.00 | 10/2/2012 10:12:10 AM |
| MicroL | $25.00 | 10/2/2012 9:41:59 AM |
| the-magnificent-loan | $100.00 | 10/2/2012 9:39:20 AM |
| benevolent-moola291 | $50.00 | 10/2/2012 9:39:50 AM |
| Nedly | $25.00 | 10/2/2012 10:14:25 AM |
| GMPK_TLAS | $50.00 | 10/2/2012 9:44:21 AM |
| Carpetkid | $100.00 | 10/2/2012 9:42:24 AM |
| bds9646 | $26.00 | 10/2/2012 10:20:45 AM |
| investment-guardian9 | $25.00 | 10/2/2012 9:45:01 AM |
| aggresive-commerce8 | $50.00 | 10/2/2012 10:22:40 AM |
| efficient-marketplace | $25.00 | 10/2/2012 9:48:19 AM |
| financelover | $50.00 | 10/2/2012 9:51:56 AM |
| dfealk | $25.00 | 10/2/2012 9:49:26 AM |
| discrete-basis1 | $75.00 | 10/2/2012 9:52:23 AM |
| shaps | $25.00 | 10/2/2012 9:52:41 AM |
| majestic-dedication | $50.00 | 10/2/2012 9:52:49 AM |
| bid-papyrus | $25.00 | 10/2/2012 9:51:16 AM |
| wtrboy | $25.00 | 10/2/2012 9:53:09 AM |
| syounker | $25.00 | 10/2/2012 10:28:43 AM |
| lender987654321 | $50.00 | 10/2/2012 10:29:27 AM |
| ore-jalapeno4 | $50.00 | 10/2/2012 9:57:03 AM |
| capital-dynamo0 | $25.00 | 10/2/2012 9:54:39 AM |
| taurusco | $100.00 | 10/2/2012 9:57:17 AM |
| soulful-income6 | $100.00 | 10/2/2012 10:32:15 AM |
| marketplace-achievement | $25.00 | 10/2/2012 10:32:50 AM |
| yukongin | $50.00 | 10/2/2012 10:00:51 AM |
| ITS-A-WONDERFUL-LIFE | $25.00 | 10/2/2012 10:33:29 AM |
| income-fortress | $25.00 | 10/2/2012 9:59:21 AM |
| dartmouth99 | $25.00 | 10/2/2012 10:00:03 AM |
| transparency-halo | $25.00 | 10/2/2012 10:03:51 AM |
| Mr_Kensington | $25.00 | 10/2/2012 10:02:20 AM |
| pawsitive | $30.00 | 10/2/2012 10:05:48 AM |
| rlrcstr | $25.00 | 10/2/2012 10:05:24 AM |
| solstice175 | $25.00 | 10/2/2012 10:06:19 AM |
| siegoris | $25.00 | 10/2/2012 10:41:50 AM |
| proud-pound4 | $25.00 | 10/2/2012 10:42:43 AM |
| lostontheedge | $25.00 | 10/2/2012 10:07:09 AM |
| kind-genuine-dough | $25.00 | 10/2/2012 10:09:46 AM |
| fiddlerzvi | $50.00 | 10/2/2012 10:08:52 AM |
| ingenious-point1 | $25.00 | 10/2/2012 10:10:07 AM |
| pubnat | $25.00 | 10/2/2012 10:08:59 AM |
| LendDoc | $25.00 | 10/2/2012 10:09:22 AM |
| ThomasC | $50.00 | 10/2/2012 10:09:51 AM |
| power-haven459 | $25.00 | 10/2/2012 10:48:21 AM |
| productive-principal7 | $25.00 | 10/2/2012 10:12:23 AM |
| ultimatepaintball | $25.00 | 10/2/2012 10:12:30 AM |
| x-lender | $25.00 | 10/2/2012 10:13:08 AM |
| Emgolda | $25.00 | 10/2/2012 10:17:23 AM |
| velocity-javelin8 | $25.00 | 10/2/2012 10:19:44 AM |
| kinetic-openness0 | $25.00 | 10/2/2012 10:14:57 AM |
| freesia54 | $50.00 | 10/2/2012 10:58:45 AM |
| lagnisiruk | $25.00 | 10/2/2012 10:17:18 AM |
| riskadverse44 | $25.00 | 10/2/2012 10:19:03 AM |
| red-deal-genius | $25.00 | 10/2/2012 11:02:23 AM |
| sympathetic-asset | $25.00 | 10/2/2012 10:21:29 AM |
| botfolio | $300.00 | 10/2/2012 10:22:06 AM |
| selvamfinance | $25.00 | 10/2/2012 11:06:48 AM |
| enticing-note | $25.00 | 10/2/2012 10:24:48 AM |
| g314 | $25.00 | 10/2/2012 10:24:27 AM |
| worthy-dinero8 | $25.00 | 10/2/2012 10:27:51 AM |
| ZeoInvestments | $25.00 | 10/2/2012 10:26:13 AM |
| 247Hustler | $25.00 | 10/2/2012 10:30:45 AM |
| pound-idol543 | $100.00 | 10/2/2012 10:31:40 AM |
| red-robust-rupee | $25.00 | 10/2/2012 10:36:42 AM |
| deal-frontier | $25.00 | 10/2/2012 10:38:03 AM |
| junomich | $25.00 | 10/2/2012 10:38:21 AM |
| macgeek | $50.00 | 10/2/2012 10:40:03 AM |
| mosby | $25.00 | 10/2/2012 10:40:08 AM |
| commanding-treasure2 | $75.00 | 10/2/2012 10:42:40 AM |
| obedient-dollar3 | $25.00 | 10/2/2012 10:43:50 AM |
| delivery | $25.00 | 10/2/2012 10:44:54 AM |
| phillipd48 | $25.00 | 10/2/2012 10:45:19 AM |
| Thunder08 | $25.00 | 10/2/2012 10:47:11 AM |
| tranquil-greenback9 | $100.00 | 10/2/2012 10:43:31 AM |
| MVP2008 | $25.00 | 10/2/2012 10:44:16 AM |
| Shingu | $50.00 | 10/2/2012 10:45:05 AM |
| ThomasCrown | $50.00 | 10/2/2012 10:46:12 AM |
| JohnGalt94 | $25.00 | 10/2/2012 10:50:29 AM |
| SMU_ponies | $25.00 | 10/2/2012 10:47:29 AM |
| fotep-financial | $25.00 | 10/2/2012 10:52:57 AM |
| investment-network | $50.00 | 10/2/2012 11:00:13 AM |
| spirit07a | $100.00 | 10/2/2012 11:04:41 AM |
| dordee | $75.00 | 10/2/2012 11:08:18 AM |
| balance-voyager | $40.00 | 10/2/2012 11:06:46 AM |
| siege01 | $25.00 | 10/2/2012 11:12:56 AM |
| benjamins-utopia | $100.00 | 10/2/2012 11:12:33 AM |
| 446 Investments
|
Borrower Payment Dependent Notes Series
646628
This series of Notes was issued and sold upon the funding of the borrower loan #75758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,761 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| new-bazaar-prodigy |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...pay current bills due
My financial situation:
I am a good candidate for this loan because. I am a responsible person. I know from past experiences how important credit worthiness is and I value my credibility.
Monthly net income: $2028
Monthly expenses: $1005
Housing: $200
Insurance: $100
Car expenses: $150.00
Utilities: $100
Phone, cable, internet: $80.00
Food, entertainment: $150
Clothing, household expenses: $75
Credit cards and other loans: $150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/29/2012 7:45:42 AM |
| speedy-peso1 | $100.00 | 9/28/2012 5:19:31 PM |
| green-high-five7 | $25.00 | 9/28/2012 5:14:24 PM |
| Zingaro | $25.00 | 9/28/2012 5:53:49 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:50 AM |
| california111 | $100.00 | 9/28/2012 9:49:23 PM |
| worlds-best-worth2 | $25.00 | 9/28/2012 11:40:58 PM |
| affluence-kingdom9 | $25.00 | 9/29/2012 10:09:26 AM |
| gain-expert | $30.00 | 9/29/2012 1:23:24 AM |
| newest-generous-income | $25.00 | 9/29/2012 10:46:34 AM |
| ResQDoc | $25.00 | 9/29/2012 11:21:21 AM |
| let_me_retire | $25.00 | 9/29/2012 12:15:25 PM |
| diplomatic-wealth7 | $25.00 | 9/29/2012 1:38:11 PM |
| Theofficer_roth_ira | $26.12 | 9/29/2012 6:15:48 PM |
| wealth-renaissance5 | $25.00 | 9/30/2012 1:22:18 AM |
| ibano | $25.00 | 9/29/2012 7:07:27 PM |
| unifiedac | $30.00 | 9/30/2012 11:05:28 AM |
| winmals | $1.79 | 9/30/2012 12:12:55 PM |
| drkosh | $25.00 | 9/30/2012 7:32:14 AM |
| stock106 | $25.00 | 9/30/2012 8:16:23 AM |
| jhouman | $25.00 | 9/30/2012 8:28:44 AM |
| continental2 | $50.00 | 9/30/2012 11:37:59 AM |
| handy-justice | $35.00 | 9/28/2012 5:22:22 PM |
| bewitching-dollar5 | $100.00 | 9/28/2012 5:08:39 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:26 PM |
| papaloha | $25.00 | 9/28/2012 7:52:30 PM |
| Lend2006 | $25.00 | 9/29/2012 8:50:58 AM |
| unassailable-funds754 | $25.00 | 9/29/2012 9:14:49 AM |
| determined-bid945 | $25.00 | 9/29/2012 8:11:52 AM |
| Boiler7777 | $27.09 | 9/29/2012 9:11:40 AM |
| pious-openness | $25.00 | 9/29/2012 11:28:36 AM |
| worthy-bid8 | $100.00 | 9/29/2012 12:21:08 PM |
| bazaar-paladin7 | $25.00 | 9/29/2012 12:50:33 PM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:39 PM |
| wise-bonus-orchid | $50.00 | 9/30/2012 9:47:52 AM |
| mammalian4 | $25.00 | 9/30/2012 11:18:46 AM |
| aztec | $100.00 | 9/29/2012 8:18:42 PM |
| bazaar-kangaroo | $100.00 | 9/30/2012 5:55:15 AM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
646654
This series of Notes was issued and sold upon the funding of the borrower loan #75731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $144.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 2m |
|
Amount delinquent:
| $3,822 |
Total credit lines:
| 22 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,579 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| zippy-pound71 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to repair my car.
My financial situation:
I am a good candidate for this loan because I am sufficient income to repay on-time every-time. I try not to borrow more money than what is needed.
Monthly net income: $ 2500
Monthly expenses: $ 1500
Housing: $ 930
Insurance: $84
Car expenses: $ 0
Utilities: $ 60
Phone, cable, internet: $200
Food, entertainment: $ 100
Clothing, household expenses: $
Credit cards and other loans: $ 84
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2012 1:43:14 PM |
| friendly-gold | $25.00 | 9/27/2012 9:04:37 AM |
| pragmatic-auction8 | $50.00 | 9/27/2012 9:07:36 AM |
| special-dinero553 | $25.00 | 9/27/2012 9:15:13 AM |
| kind-transparency-ferret | $100.00 | 9/27/2012 9:41:15 AM |
| nodebtin3 | $100.00 | 9/27/2012 10:03:43 AM |
| community-stream9 | $50.00 | 9/27/2012 10:58:34 AM |
| sharp-platinum326 | $25.00 | 9/27/2012 10:16:52 AM |
| tech310 | $50.00 | 9/27/2012 11:09:14 AM |
| adam_rodgers | $25.00 | 9/27/2012 10:29:40 AM |
| supreme-treasure8 | $100.00 | 9/27/2012 10:44:25 AM |
| silver-explorer6 | $25.00 | 9/27/2012 10:52:56 AM |
| compatible-deal9 | $25.00 | 9/27/2012 11:13:24 AM |
| paradise-foothill | $50.00 | 9/27/2012 2:07:34 PM |
| speedy-peso1 | $100.00 | 9/27/2012 2:12:55 PM |
| britches613 | $25.00 | 9/27/2012 4:00:07 PM |
| supreme-exchange547 | $25.00 | 9/27/2012 6:34:59 PM |
| RJN | $35.00 | 9/27/2012 5:48:49 PM |
| angelinvestor2 | $40.00 | 9/27/2012 6:12:21 PM |
| grf1945 | $50.00 | 9/28/2012 7:04:04 AM |
| Brisket_Bob | $25.92 | 9/28/2012 7:11:24 AM |
| cash-delight1 | $25.00 | 9/27/2012 6:19:09 PM |
| azafranke | $100.00 | 9/28/2012 7:38:06 AM |
| kulender | $100.00 | 9/27/2012 8:27:29 PM |
| bullwink27 | $25.00 | 9/28/2012 3:28:00 AM |
| ouyangers | $50.00 | 9/28/2012 5:25:04 AM |
| jmvingeorgia | $25.00 | 9/28/2012 9:20:11 AM |
| rzlender | $25.00 | 9/28/2012 9:21:10 AM |
| orearella3 | $25.00 | 9/28/2012 9:29:21 AM |
| mercuriant | $25.00 | 9/28/2012 9:16:08 AM |
| ttnk62918 | $25.00 | 9/28/2012 9:32:21 AM |
| bonus-seahorse | $76.00 | 9/28/2012 10:53:19 AM |
| Cookstersalibi | $25.00 | 9/28/2012 11:39:55 AM |
| restless-currency | $40.00 | 9/28/2012 5:02:07 PM |
| natural-liberty4 | $68.08 | 9/28/2012 6:07:54 PM |
| ericgassercom | $25.00 | 9/28/2012 5:49:39 PM |
| alaskan1 | $25.00 | 9/28/2012 6:04:39 PM |
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:46 AM |
| thrifty-generosity222 | $100.00 | 9/27/2012 9:19:37 AM |
| dignified-truth7 | $200.00 | 9/27/2012 9:18:31 AM |
| LeReve | $500.00 | 9/27/2012 9:23:52 AM |
| repayment-chihuahua3 | $25.00 | 9/27/2012 9:38:51 AM |
| WalnutCreekguy | $50.00 | 9/27/2012 9:42:38 AM |
| duty-viola | $35.00 | 9/27/2012 9:55:43 AM |
| gold-maestro6 | $50.00 | 9/27/2012 10:06:28 AM |
| first-pragmatic-power | $25.00 | 9/27/2012 10:19:26 AM |
| pierrelasvegas | $25.00 | 9/27/2012 11:12:24 AM |
| Splangy613 | $50.00 | 9/27/2012 3:10:57 PM |
| money-baron | $100.00 | 9/27/2012 11:28:03 AM |
| bazaar-tulip | $25.00 | 9/27/2012 5:23:36 PM |
| papaloha | $25.00 | 9/27/2012 9:40:56 PM |
| andrew491 | $50.00 | 9/27/2012 5:42:06 PM |
| durability-seahorse7 | $50.00 | 9/27/2012 6:21:12 PM |
| thorough-income854 | $40.00 | 9/28/2012 6:00:56 AM |
| clean-penny059 | $100.00 | 9/28/2012 8:22:56 AM |
| BBsapphire-2-loan | $100.00 | 9/27/2012 11:27:59 PM |
| yield-hut | $25.00 | 9/28/2012 4:38:03 AM |
| LenderS23 | $25.00 | 9/28/2012 9:34:26 AM |
| red-benjamins-bliss | $50.00 | 9/28/2012 7:36:20 AM |
| buddy486 | $25.00 | 9/28/2012 7:40:43 AM |
| transparent-dinero8 | $50.00 | 9/28/2012 7:45:47 AM |
| joey1011 | $25.00 | 9/28/2012 8:08:57 AM |
| transaction-squirrel734 | $25.00 | 9/28/2012 8:21:34 AM |
| shrewd-deal | $25.00 | 9/28/2012 11:50:11 AM |
| jga516 | $25.00 | 9/28/2012 4:11:52 PM |
| cloud8 | $40.00 | 9/28/2012 4:20:59 PM |
| upbeat-investment9 | $25.00 | 9/28/2012 10:57:11 AM |
| leverage-boomer0 | $25.00 | 9/28/2012 4:20:11 PM |
| m0rlock | $100.00 | 9/28/2012 4:49:43 PM |
| FootoftheMountain | $25.00 | 9/28/2012 4:38:55 PM |
| Beld | $50.00 | 9/28/2012 5:05:19 PM |
| fortytwo | $150.00 | 9/28/2012 5:10:15 PM |
| magnificent-felicity4 | $25.00 | 9/28/2012 5:10:58 PM |
| bold-direct-asset | $50.00 | 9/28/2012 5:36:49 PM |
| revenue-tamer3 | $25.00 | 9/28/2012 5:59:06 PM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
646710
This series of Notes was issued and sold upon the funding of the borrower loan #75652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 2m |
|
Amount delinquent:
| $764 |
Total credit lines:
| 22 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $189 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cello232 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation/Atty
Purpose of loan: This loan will be used to... To pay for atty and pay off loans
My financial situation:
I am a good candidate for this loan because...I have worked Full Time for 25 yrs. I currently make $19.24/hr However, I am paying child support on 3 children and 2 of those children no longer require my support. After having the child support removed/modified I can repay this loan quickly.
Monthly net income: $ 3078.80
Monthly expenses: $
Housing: $750.00
Insurance: $100.00
Car expenses: $200.00
Utilities: $150.00
Phone, cable, internet: $265.00
Food, entertainment: $300.00
Clothing, household expenses: $
Credit cards and other loans: $100.00
Other expenses: $80.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/29/2012 7:45:42 AM |
| bewitching-dollar5 | $100.00 | 9/28/2012 5:08:40 PM |
| ethical-truth211 | $100.00 | 9/28/2012 5:47:12 PM |
| green-high-five7 | $25.00 | 9/28/2012 5:17:12 PM |
| majestic-note6 | $150.00 | 9/28/2012 5:20:36 PM |
| SoldiersMom | $50.00 | 9/28/2012 6:21:20 PM |
| justasoldier | $75.00 | 9/28/2012 6:06:24 PM |
| open-minded-p2p1 | $25.00 | 9/28/2012 6:49:21 PM |
| CA-Lender | $25.00 | 9/29/2012 9:36:11 AM |
| california111 | $100.00 | 9/28/2012 9:49:23 PM |
| marala4285 | $35.00 | 9/29/2012 10:46:34 AM |
| unassailable-funds754 | $25.00 | 9/29/2012 9:14:49 AM |
| SudianX | $25.00 | 9/29/2012 8:32:36 AM |
| producer455 | $25.00 | 9/29/2012 10:04:04 AM |
| let_me_retire | $25.00 | 9/29/2012 12:15:59 PM |
| affluence-kingdom9 | $25.00 | 9/29/2012 10:09:26 AM |
| diplomatic-wealth7 | $25.00 | 9/29/2012 1:38:12 PM |
| zydeco337 | $25.00 | 9/29/2012 7:29:54 PM |
| duty-viola | $35.00 | 9/29/2012 2:58:29 PM |
| stock106 | $25.00 | 9/30/2012 8:16:00 AM |
| Boiler7777 | $25.00 | 9/29/2012 6:02:01 PM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:40 PM |
| natural-point1 | $25.00 | 9/29/2012 9:21:47 PM |
| jhouman | $25.00 | 9/30/2012 8:28:44 AM |
| mammalian4 | $25.00 | 9/30/2012 11:34:23 AM |
| youthful-currency959 | $100.00 | 9/30/2012 2:24:42 PM |
| treasure-expert | $25.00 | 9/30/2012 8:33:30 PM |
| benjamins-nest | $41.94 | 9/30/2012 10:33:03 PM |
| circulatingdollars | $25.00 | 10/1/2012 6:42:55 AM |
| Iamthewalrus | $25.00 | 10/1/2012 7:54:11 AM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:08 AM |
| desertoasis | $0.04 | 10/1/2012 1:18:11 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:19:31 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:50 AM |
| melodious-openness | $100.00 | 9/29/2012 5:18:04 AM |
| melodious-openness | $100.00 | 9/29/2012 5:19:35 AM |
| DasMula | $25.00 | 9/29/2012 9:31:24 AM |
| papaloha | $25.00 | 9/28/2012 7:52:30 PM |
| reflective-rupee | $25.00 | 9/28/2012 8:27:50 PM |
| TravisMcGee | $25.00 | 9/29/2012 11:37:08 AM |
| scoobiedoo | $60.02 | 9/29/2012 7:03:43 AM |
| Cessna172 | $25.00 | 9/29/2012 8:54:47 AM |
| worthy-bid8 | $100.00 | 9/29/2012 12:21:08 PM |
| ResQDoc | $25.00 | 9/29/2012 12:01:58 PM |
| FundMaker | $25.00 | 9/29/2012 9:54:14 PM |
| Leshan | $50.00 | 9/29/2012 6:03:21 PM |
| Zoomzoom22 | $25.00 | 9/30/2012 7:14:24 AM |
| continental2 | $50.00 | 9/30/2012 11:37:59 AM |
| Sixmil | $25.00 | 9/30/2012 9:03:21 PM |
| beeper2 | $50.00 | 9/30/2012 10:55:37 PM |
| korby524 | $25.00 | 9/30/2012 8:19:55 PM |
| chato2345 | $25.00 | 10/1/2012 5:07:39 AM |
| big-mac-50 | $200.00 | 10/1/2012 6:57:07 AM |
| loan-heaven44 | $100.00 | 10/1/2012 9:48:58 AM |
| cp-family | $50.00 | 10/1/2012 10:13:30 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:35 AM |
| worth-blanket2 | $204.00 | 10/1/2012 12:28:08 PM |
| Sabo | $26.00 | 10/1/2012 10:46:25 AM |
| Altitude-Transport | $25.00 | 10/1/2012 10:30:41 AM |
| mfdbtm | $25.00 | 10/1/2012 10:50:00 AM |
| trajectory8 | $25.00 | 10/1/2012 11:16:07 AM |
| tolerant-responsibility051 | $500.00 | 10/1/2012 11:48:45 AM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
646736
This series of Notes was issued and sold upon the funding of the borrower loan #75728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 29.57% |
Borrower rate/APR:
| 30.57% / 33.30% |
Monthly payment:
| $114.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 15.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 15y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,080 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 102% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| enticing-return154 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2011)
|
|
Principal balance:
| $3,320.64 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Pay off medical bills from kids and myself
My financial situation:
I am a good candidate for this loan because... I have been diligent in paying my loan on time and by paying off the medical bills, I'll be in a situation to begin saving and paying back this loan sooner.
Monthly net income: $ 3000
Monthly expenses: $
Housing: $ 700
Insurance: $
Car expenses: $ 286
Utilities: $175
Phone, cable, internet: $ 250
Food, entertainment: $ 300
Clothing, household expenses: $ 250
Credit cards and other loans: $ 350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 9/28/2012 5:09:11 PM |
| Bob450 | $25.00 | 9/28/2012 5:02:51 PM |
| bewitching-dollar5 | $100.00 | 9/28/2012 5:08:41 PM |
| benevolent-loot5 | $200.00 | 9/28/2012 5:09:54 PM |
| ethical-truth211 | $300.00 | 9/28/2012 5:20:39 PM |
| economy-shrubbery6 | $25.00 | 9/28/2012 5:03:31 PM |
| handy-justice | $50.00 | 9/28/2012 5:03:51 PM |
| life-is-great | $25.00 | 9/28/2012 5:23:16 PM |
| bob450-roth | $25.00 | 9/28/2012 5:05:32 PM |
| genius520 | $100.00 | 9/28/2012 5:26:55 PM |
| madisonboy123 | $25.00 | 9/28/2012 5:04:26 PM |
| careful-vigilance4 | $25.00 | 9/28/2012 5:06:45 PM |
| pierrelasvegas | $25.00 | 9/28/2012 5:14:06 PM |
| handshake5 | $100.00 | 9/28/2012 5:14:12 PM |
| jkeller4000 | $81.00 | 9/28/2012 5:17:43 PM |
| interstellar | $75.00 | 9/28/2012 5:25:23 PM |
| BankofRon_IRA | $100.00 | 9/28/2012 5:32:39 PM |
| 52digital | $75.00 | 9/28/2012 5:32:06 PM |
| credit-missile | $75.00 | 9/28/2012 5:04:09 PM |
| MoneyForNothing | $25.09 | 9/28/2012 5:04:54 PM |
| et28 | $75.00 | 9/28/2012 5:11:59 PM |
| nimble-revenue5 | $100.00 | 9/28/2012 5:15:28 PM |
| Macbethofscots | $25.00 | 9/28/2012 5:15:53 PM |
| bubb_hans | $25.00 | 9/28/2012 5:18:38 PM |
| return-pioneer221 | $30.00 | 9/28/2012 5:19:54 PM |
| green-high-five7 | $25.00 | 9/28/2012 5:03:18 PM |
| cp-family | $50.00 | 9/28/2012 5:22:24 PM |
| commitment-neutron1 | $200.00 | 9/28/2012 5:03:37 PM |
| simplelender80 | $500.00 | 9/28/2012 5:07:41 PM |
| trade-boots1 | $100.00 | 9/28/2012 5:07:49 PM |
| money-surge1 | $25.00 | 9/28/2012 5:05:29 PM |
| euro-banker | $25.00 | 9/28/2012 5:10:21 PM |
| azazle | $50.00 | 9/28/2012 5:08:25 PM |
| dedicated-transaction796 | $25.00 | 9/28/2012 5:14:34 PM |
| quantum_leap | $25.00 | 9/28/2012 5:15:39 PM |
| AF-Chief | $25.00 | 9/28/2012 5:16:14 PM |
| joyous-peace443 | $25.00 | 9/28/2012 5:17:55 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:19:18 PM |
| cash-kin7 | $25.00 | 9/28/2012 5:19:47 PM |
| melodious-fairness | $50.00 | 9/28/2012 5:27:30 PM |
| invincible-deal82 | $25.00 | 9/28/2012 5:22:47 PM |
| Sunbase | $25.00 | 9/28/2012 5:31:06 PM |
| tolerant-responsibility051 | $363.91 | 9/28/2012 5:35:35 PM |
| dmunySF | $50.00 | 9/28/2012 5:30:41 PM |
| robust-diversification3 | $50.00 | 9/28/2012 5:35:05 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
646772
This series of Notes was issued and sold upon the funding of the borrower loan #75761, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $119.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1985 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 13y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $67,242 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| merciful-felicity2 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
pay off debt due to spouse's unexpected reduction of income
My financial situation:
I am a good candidate for this loan because...
I am securely employed and have $12500 in savings bonds coming due in 2013.
Monthly net income: $4600
Monthly expenses: $
Housing: $857
Insurance: $120
Car expenses: $100
Utilities: $220
Phone, cable, internet: $300
Food, entertainment: $1300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RGlad | $150.00 | 9/29/2012 12:04:49 PM |
| careful-vigilance4 | $25.00 | 9/29/2012 12:17:32 PM |
| handy-justice | $50.00 | 9/29/2012 12:27:06 PM |
| Katburg | $25.00 | 9/29/2012 12:01:19 PM |
| asset-professor | $25.00 | 9/29/2012 12:06:19 PM |
| EBITDA | $25.00 | 9/29/2012 12:21:47 PM |
| open-minded-p2p1 | $25.00 | 9/29/2012 12:45:14 PM |
| seineil | $75.00 | 9/29/2012 1:22:13 PM |
| stock106 | $25.00 | 9/29/2012 1:31:46 PM |
| Evolver | $50.00 | 9/29/2012 1:35:12 PM |
| community-burrito9 | $35.00 | 9/29/2012 12:59:58 PM |
| intelligent-yield | $50.00 | 9/29/2012 1:09:00 PM |
| MikeyZ2008 | $25.00 | 9/29/2012 1:18:24 PM |
| sunwell | $50.00 | 9/29/2012 2:07:27 PM |
| first-pragmatic-power | $25.00 | 9/29/2012 1:37:54 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:10:17 PM |
| point653 | $25.00 | 9/29/2012 2:13:19 PM |
| haplender | $50.00 | 9/29/2012 1:55:01 PM |
| toblerone | $25.00 | 9/29/2012 1:59:40 PM |
| rautility | $50.00 | 9/29/2012 2:29:31 PM |
| AKhusky | $25.00 | 9/29/2012 2:02:28 PM |
| well-rounded-payout0 | $50.00 | 9/29/2012 2:03:12 PM |
| worth-shower8 | $100.00 | 9/29/2012 2:23:37 PM |
| Comoparklender | $25.00 | 9/29/2012 2:27:28 PM |
| silver-explorer6 | $25.00 | 9/29/2012 12:06:03 PM |
| zipemdown | $25.00 | 9/29/2012 12:16:20 PM |
| JohnSmallberries | $25.00 | 9/29/2012 12:21:34 PM |
| shrewd-peace7 | $25.00 | 9/29/2012 1:00:18 PM |
| breathtaking-funds6 | $35.00 | 9/29/2012 1:00:21 PM |
| direct-social3 | $50.00 | 9/29/2012 12:40:21 PM |
| bubb_hans | $25.00 | 9/29/2012 1:30:40 PM |
| Zingaro | $25.00 | 9/29/2012 12:54:52 PM |
| Dave0 | $25.00 | 9/29/2012 12:49:04 PM |
| Guerrilla_Man | $25.00 | 9/29/2012 1:52:30 PM |
| Wellman | $25.00 | 9/29/2012 1:25:52 PM |
| mikbos | $25.00 | 9/29/2012 1:34:25 PM |
| silver-enlightenment0 | $25.00 | 9/29/2012 1:34:57 PM |
| WalnutCreekguy | $50.00 | 9/29/2012 1:47:12 PM |
| credit-czar5 | $25.00 | 9/29/2012 1:47:17 PM |
| wwwUniversal | $25.00 | 9/29/2012 2:22:03 PM |
| angelinvestor2 | $40.00 | 9/29/2012 2:01:05 PM |
| the-profit-oracle | $25.00 | 9/29/2012 2:01:54 PM |
| life-is-great | $25.00 | 9/29/2012 2:06:10 PM |
| 52digital | $75.00 | 9/29/2012 2:09:03 PM |
| supreme-treasure8 | $100.00 | 9/29/2012 2:00:35 PM |
| Investor_DP | $200.00 | 9/29/2012 2:42:21 PM |
| scrappy-diversification7 | $1,040.00 | 9/29/2012 2:47:11 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
646786
This series of Notes was issued and sold upon the funding of the borrower loan #75327, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $351 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gravitas773 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Debt Consolidation
My financial situation:
I am a good candidate for this loan because...
I pay my bills regularly. At this time I would like to narrow down my bill payments.
Monthly net income: $2,850
Monthly expenses: $
Housing: $300.00
Insurance: $100.00
Car expenses: $360.00
Utilities: $125.00
Phone, cable, internet: $75.00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $250.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| benjamins-explosion142 | $25.00 | 9/27/2012 9:13:47 AM |
| ethical-truth211 | $100.00 | 9/27/2012 9:03:03 AM |
| ethical-truth211 | $50.00 | 9/27/2012 10:24:00 AM |
| Zingaro | $25.00 | 9/27/2012 10:27:47 AM |
| let_me_retire | $25.00 | 9/27/2012 2:16:51 PM |
| bellaquito | $500.00 | 9/27/2012 11:57:39 AM |
| open-minded-p2p1 | $25.00 | 9/27/2012 12:09:26 PM |
| currency-bumblebee | $25.00 | 9/27/2012 5:54:54 PM |
| Rogelio48 | $25.00 | 9/27/2012 6:55:23 PM |
| melodious-openness | $400.00 | 9/28/2012 4:22:23 AM |
| courteous-platinum7 | $25.00 | 9/28/2012 3:48:07 AM |
| tolerant-responsibility051 | $351.30 | 9/28/2012 9:19:41 AM |
| Hedge-Fund | $25.00 | 9/27/2012 9:17:34 AM |
| bewitching-dollar5 | $100.00 | 9/27/2012 9:27:03 AM |
| majestic-note6 | $150.00 | 9/27/2012 9:20:24 AM |
| ethical-truth211 | $100.00 | 9/27/2012 10:23:43 AM |
| vines99 | $25.00 | 9/27/2012 10:28:49 AM |
| ILoveBearHats | $25.00 | 9/27/2012 10:10:15 AM |
| greencat | $50.00 | 9/27/2012 10:18:49 AM |
| NobisEst | $25.00 | 9/27/2012 10:15:57 AM |
| bonus-seahorse | $25.00 | 9/27/2012 4:20:17 PM |
| dudebrah | $25.00 | 9/27/2012 2:00:42 PM |
| speedy-peso1 | $100.00 | 9/27/2012 5:23:04 PM |
| credit-coach118 | $25.00 | 9/27/2012 5:26:05 PM |
| papaloha | $25.00 | 9/27/2012 9:40:57 PM |
| yield-hut | $25.00 | 9/28/2012 4:38:04 AM |
| brazzier-cluster | $25.00 | 9/28/2012 7:37:02 AM |
| dough-kitten5 | $25.00 | 9/28/2012 5:15:23 AM |
| promise2 | $25.00 | 9/28/2012 7:56:32 AM |
| upbeat-finance8 | $25.00 | 9/28/2012 8:50:26 AM |
| Tyrion31 | $48.70 | 9/28/2012 8:57:06 AM |
| terrific-dough6 | $50.00 | 9/28/2012 9:01:54 AM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
646788
This series of Notes was issued and sold upon the funding of the borrower loan #75721, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $230.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,360 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dollar-elvis882 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... although i have only been at my present job for 9 months i was with my prevous employer for almost 13 years. my 14 year old twin daughters have caused me to need a little extra money as of late. one needing braces on her teeth and the other being a type one diabetic
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/29/2012 7:45:43 AM |
| phenomenal-rate1 | $500.00 | 9/28/2012 5:05:41 PM |
| intuitive-benefit3 | $100.00 | 9/28/2012 5:03:20 PM |
| Castellan | $50.00 | 9/28/2012 5:22:00 PM |
| jonmars | $25.00 | 9/28/2012 5:26:03 PM |
| andrew491 | $50.00 | 9/28/2012 5:29:18 PM |
| ready-justice7 | $50.00 | 9/28/2012 5:05:37 PM |
| TomDalonajay | $25.00 | 9/28/2012 5:35:09 PM |
| tenacious-affluence | $25.00 | 9/28/2012 5:36:32 PM |
| commerce-web5 | $25.00 | 9/28/2012 5:36:45 PM |
| ethical-truth211 | $500.00 | 9/28/2012 5:42:54 PM |
| wetlands | $200.00 | 9/28/2012 5:16:18 PM |
| auction-sage | $100.00 | 9/28/2012 5:17:33 PM |
| thrifty-transaction578 | $25.00 | 9/28/2012 6:01:42 PM |
| compoundinterest | $25.00 | 9/28/2012 6:01:48 PM |
| miamibeachloaner | $100.00 | 9/28/2012 5:21:22 PM |
| chlebie | $50.00 | 9/28/2012 5:24:53 PM |
| SpectrumCen | $25.00 | 9/28/2012 5:32:42 PM |
| LeReve | $500.00 | 9/28/2012 5:25:21 PM |
| gold-pudding6 | $35.00 | 9/28/2012 5:25:41 PM |
| progressive-economy261 | $500.00 | 9/28/2012 5:36:05 PM |
| treasure-palace661 | $350.00 | 9/28/2012 6:13:46 PM |
| Splangy613 | $25.00 | 9/28/2012 6:14:45 PM |
| mvalley | $25.00 | 9/28/2012 6:20:33 PM |
| aesop56 | $25.00 | 9/28/2012 6:02:52 PM |
| Kravcorp | $25.00 | 9/28/2012 5:54:38 PM |
| bellaquito | $500.00 | 9/28/2012 7:09:23 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:07:14 PM |
| mar97 | $25.00 | 9/28/2012 5:57:50 PM |
| adventurer447 | $300.00 | 9/28/2012 5:59:33 PM |
| pious-currency875 | $100.00 | 9/28/2012 6:07:48 PM |
| socrates520 | $50.00 | 9/28/2012 6:23:53 PM |
| cash-cymbal3 | $100.00 | 9/29/2012 5:55:04 AM |
| nickel-companion5 | $25.00 | 9/28/2012 6:12:45 PM |
| dough-kitten5 | $50.00 | 9/28/2012 6:35:17 PM |
| makerain | $25.00 | 9/29/2012 6:52:45 AM |
| Taxman44 | $25.00 | 9/28/2012 6:15:40 PM |
| wilchik | $35.00 | 9/28/2012 7:01:17 PM |
| blue-laudable-dinero | $25.00 | 9/28/2012 8:30:29 PM |
| mcgillis99 | $50.00 | 9/28/2012 8:52:26 PM |
| handy-affluence9 | $25.00 | 9/29/2012 5:11:06 AM |
| LaBamba | $100.00 | 9/29/2012 5:11:52 AM |
| economy-popcorn | $25.00 | 9/29/2012 5:45:22 AM |
| astute-benjamins | $150.00 | 9/29/2012 6:11:53 AM |
| sturdy-fairness0 | $27.00 | 9/28/2012 5:07:11 PM |
| excellent-funds649 | $50.00 | 9/28/2012 5:15:05 PM |
| loyalty-hornet6 | $25.00 | 9/28/2012 5:06:34 PM |
| bold-riveting-social | $50.00 | 9/28/2012 5:42:46 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:28 PM |
| magnificent-felicity4 | $50.00 | 9/28/2012 5:16:02 PM |
| friendly-gold | $25.00 | 9/28/2012 5:28:27 PM |
| economy-tuba7 | $50.00 | 9/28/2012 6:06:23 PM |
| soular21804 | $25.00 | 9/28/2012 5:22:54 PM |
| CreditBuilder2 | $25.01 | 9/28/2012 5:29:23 PM |
| RGlad | $200.00 | 9/28/2012 6:10:14 PM |
| benevolent-marketplace4 | $2,500.00 | 9/28/2012 6:12:06 PM |
| Med-Tech-Here | $28.00 | 9/28/2012 5:43:44 PM |
| liberty-viola | $30.00 | 9/28/2012 6:35:57 PM |
| DreisersFinancier | $50.00 | 9/28/2012 5:55:50 PM |
| vines99 | $25.00 | 9/28/2012 11:25:02 PM |
| bazaar-tulip | $25.00 | 9/28/2012 6:08:29 PM |
| red-penny-philosopher | $25.00 | 9/29/2012 2:53:28 AM |
| aztec | $50.00 | 9/28/2012 6:20:17 PM |
| azazle | $50.00 | 9/29/2012 4:48:28 AM |
| makerain | $25.00 | 9/29/2012 6:52:58 AM |
| lendacity | $25.00 | 9/28/2012 6:15:43 PM |
| Quiza12 | $100.00 | 9/29/2012 7:07:57 AM |
| wwwUniversal | $25.00 | 9/28/2012 6:56:10 PM |
| reinforced-velocity158 | $200.00 | 9/28/2012 9:49:40 PM |
| MrOglesby | $25.00 | 9/29/2012 5:36:56 AM |
| sthomasg | $25.00 | 9/29/2012 6:00:51 AM |
| 08bob | $25.00 | 9/29/2012 3:48:30 AM |
| tszbgae | $50.00 | 9/29/2012 6:59:19 AM |
| openness-cosmos9 | $50.00 | 9/29/2012 7:28:27 AM |
| Brisket_Bob | $27.55 | 9/29/2012 7:50:07 AM |
| Abece | $417.44 | 9/29/2012 7:51:21 AM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
646834
This series of Notes was issued and sold upon the funding of the borrower loan #75351, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,434 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blissful-bazaar388 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: House repairs
This loan will be used to...repair house
My financial situation: Good
I am a good candidate for this loan because...I make all my payments on time
Monthly net income: $3500
Monthly expenses: $2500
Housing: $1400
Insurance: $included in mortage
Car expenses: $250
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| let_me_retire | $75.00 | 9/27/2012 1:58:03 PM |
| bewitching-dollar5 | $100.00 | 9/27/2012 5:23:47 PM |
| greencat | $50.00 | 9/27/2012 3:22:38 PM |
| speedy-peso1 | $100.00 | 9/27/2012 5:23:04 PM |
| papaloha | $25.00 | 9/27/2012 9:40:58 PM |
| currency-bumblebee | $25.00 | 9/27/2012 5:57:02 PM |
| green-high-five7 | $25.00 | 9/27/2012 6:39:04 PM |
| grf1945 | $50.00 | 9/28/2012 7:04:04 AM |
| NolockHolmes | $75.00 | 9/28/2012 9:44:45 AM |
| m0rlock | $100.00 | 9/28/2012 4:49:44 PM |
| worthy-bid8 | $100.00 | 9/28/2012 5:04:04 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:00 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:09:07 PM |
| azazle | $50.00 | 9/28/2012 7:34:36 PM |
| hope-hickory | $50.00 | 9/28/2012 8:28:15 PM |
| california111 | $100.00 | 9/28/2012 9:49:17 PM |
| SudianX | $25.00 | 9/29/2012 8:36:06 AM |
| market-bearer0 | $25.00 | 9/29/2012 9:01:35 AM |
| affluence-kingdom9 | $25.00 | 9/29/2012 10:09:23 AM |
| genuine-loan0 | $25.00 | 9/29/2012 10:09:28 AM |
| marala4285 | $35.00 | 9/29/2012 10:45:26 AM |
| SecondChanceLendingSERV | $26.23 | 9/29/2012 10:51:22 AM |
| Leshan | $50.00 | 9/29/2012 9:59:07 AM |
| ResQDoc | $25.00 | 9/29/2012 10:21:36 AM |
| diplomatic-wealth7 | $25.00 | 9/29/2012 1:38:09 PM |
| ibano | $25.00 | 9/29/2012 7:05:49 PM |
| commerce-renewal | $70.00 | 9/29/2012 8:59:27 PM |
| EretzCapital | $100.00 | 9/29/2012 8:23:52 PM |
| jhouman | $50.00 | 9/30/2012 8:25:52 AM |
| bazaar-scrutinzer5 | $25.00 | 9/30/2012 10:45:48 AM |
| mammalian4 | $25.00 | 9/30/2012 11:19:53 AM |
| note-goblin0 | $25.00 | 9/30/2012 4:45:25 PM |
| genuine-euro9 | $25.00 | 9/30/2012 12:47:42 PM |
| glimmering-commerce452 | $25.00 | 9/30/2012 1:13:04 PM |
| mlpinz | $3.53 | 9/30/2012 7:09:51 PM |
| Engineer44 | $25.00 | 9/30/2012 2:08:01 PM |
| Investing-in-you-2 | $25.00 | 9/30/2012 3:03:26 PM |
| responsibility-butterfly | $25.00 | 9/28/2012 1:43:16 PM |
| majestic-note6 | $150.00 | 9/27/2012 5:24:13 PM |
| natural-point1 | $25.00 | 9/27/2012 8:20:09 PM |
| vines99 | $25.00 | 9/27/2012 10:53:20 PM |
| tolerant-responsibility051 | $500.00 | 9/28/2012 9:19:42 AM |
| quest0 | $50.00 | 9/28/2012 12:05:30 PM |
| durability-seahorse7 | $50.00 | 9/28/2012 5:48:52 PM |
| ethical-truth211 | $100.00 | 9/29/2012 2:57:19 AM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:38 AM |
| melodious-openness | $100.00 | 9/29/2012 5:15:21 AM |
| open-dough6 | $25.00 | 9/29/2012 7:07:24 AM |
| terrific-dough6 | $50.00 | 9/29/2012 12:06:32 PM |
| unassailable-funds754 | $25.00 | 9/29/2012 9:14:46 AM |
| jonathan10s | $50.00 | 9/29/2012 10:59:12 AM |
| impeccable-wampum8 | $60.24 | 9/29/2012 12:52:28 PM |
| berniemadeoff | $25.00 | 9/29/2012 3:03:48 PM |
| 111TaxMan | $25.00 | 9/30/2012 7:39:20 AM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:31 PM |
| ideal-point749 | $25.00 | 9/30/2012 6:52:08 AM |
| winmals | $25.00 | 9/30/2012 12:14:24 PM |
| stock106 | $25.00 | 9/30/2012 8:18:02 AM |
| drkosh | $25.00 | 9/30/2012 7:31:59 AM |
| 08bob | $50.00 | 9/30/2012 10:49:42 AM |
| continental2 | $50.00 | 9/30/2012 11:37:57 AM |
| promise2 | $25.00 | 9/30/2012 3:32:40 PM |
| impala6464 | $30.00 | 9/30/2012 1:43:13 PM |
| ethicalhumanist | $25.00 | 9/30/2012 5:32:54 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
646892
This series of Notes was issued and sold upon the funding of the borrower loan #75812, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $186.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,242 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| terrific-order9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-bill-supporter | $25.00 | 9/29/2012 12:01:34 PM |
| Contact911 | $25.00 | 9/29/2012 12:06:46 PM |
| BofM | $25.00 | 9/29/2012 12:08:31 PM |
| FirstBank | $50.00 | 9/29/2012 12:12:48 PM |
| hard-working-loot | $50.00 | 9/29/2012 12:15:56 PM |
| zipemdown | $25.00 | 9/29/2012 12:16:21 PM |
| bid-czar8 | $100.00 | 9/29/2012 12:17:41 PM |
| influential-cash7 | $25.00 | 9/29/2012 12:18:36 PM |
| shiny-dollar9 | $25.00 | 9/29/2012 12:20:15 PM |
| EBITDA | $25.00 | 9/29/2012 12:21:48 PM |
| DreisersFinancier | $50.00 | 9/29/2012 12:28:40 PM |
| Webpreneur | $50.00 | 9/29/2012 12:05:09 PM |
| ericgassercom | $25.00 | 9/29/2012 12:05:56 PM |
| velocityasaurus-rex4 | $100.00 | 9/29/2012 12:32:05 PM |
| WolRab | $48.00 | 9/29/2012 12:07:34 PM |
| Aliso-Viejo | $50.00 | 9/29/2012 12:37:44 PM |
| credible-balance6 | $50.00 | 9/29/2012 12:38:37 PM |
| thedude393 | $25.00 | 9/29/2012 12:39:01 PM |
| trade-birch9 | $25.00 | 9/29/2012 12:39:13 PM |
| ryanplays311 | $25.00 | 9/29/2012 12:43:32 PM |
| new-sharp-leverage | $25.00 | 9/29/2012 12:13:45 PM |
| Chrisf39 | $25.00 | 9/29/2012 12:46:39 PM |
| CAGE-Investments | $25.00 | 9/29/2012 12:14:31 PM |
| leverage-sensai6 | $25.00 | 9/29/2012 12:14:40 PM |
| proper-exchange8 | $32.00 | 9/29/2012 12:05:25 PM |
| EastBayCapital | $25.00 | 9/29/2012 12:18:33 PM |
| wizardii | $25.00 | 9/29/2012 12:19:39 PM |
| successful-agreement7 | $100.00 | 9/29/2012 12:10:25 PM |
| ASR3 | $50.00 | 9/29/2012 12:12:28 PM |
| openness-surge0 | $25.00 | 9/29/2012 12:24:16 PM |
| Vreet | $25.00 | 9/29/2012 12:13:58 PM |
| finance-prescription | $100.00 | 9/29/2012 12:27:58 PM |
| the-yield-surfer | $25.00 | 9/29/2012 12:28:07 PM |
| dinero-speaker | $25.00 | 9/29/2012 12:58:12 PM |
| commerce-web5 | $25.00 | 9/29/2012 12:30:52 PM |
| Reinadog9 | $25.00 | 9/29/2012 1:02:06 PM |
| first-resolute-deal | $25.00 | 9/29/2012 12:16:54 PM |
| HenryS | $30.00 | 9/29/2012 12:36:24 PM |
| bold-principal-fountain | $25.00 | 9/29/2012 12:18:01 PM |
| bonus-tent | $25.00 | 9/29/2012 12:37:20 PM |
| euro-watcher7 | $25.00 | 9/29/2012 12:19:07 PM |
| note-sphinx | $25.00 | 9/29/2012 1:10:18 PM |
| moola-gondola1 | $25.00 | 9/29/2012 12:39:17 PM |
| bonFire8 | $28.00 | 9/29/2012 12:40:01 PM |
| Tylerh | $250.00 | 9/29/2012 1:13:25 PM |
| heart514 | $25.00 | 9/29/2012 12:41:21 PM |
| rcm87 | $50.00 | 9/29/2012 12:26:04 PM |
| revenue-tamer3 | $25.00 | 9/29/2012 1:17:37 PM |
| felicity-contributor3 | $25.00 | 9/29/2012 12:46:44 PM |
| williemc44 | $25.00 | 9/29/2012 12:47:28 PM |
| Nickle-and-Dime-Loans | $25.00 | 9/29/2012 12:32:11 PM |
| repayment-genius7 | $25.00 | 9/29/2012 12:35:52 PM |
| cash-reaction2 | $25.00 | 9/29/2012 12:38:04 PM |
| DadWarbucks | $25.00 | 9/29/2012 12:50:36 PM |
| on_your_side | $25.00 | 9/29/2012 12:42:09 PM |
| CapitalismRocks | $25.00 | 9/29/2012 12:48:30 PM |
| money-surge1 | $25.00 | 9/29/2012 12:50:33 PM |
| wayman | $25.00 | 9/29/2012 12:51:50 PM |
| 1st_Florida_Lender | $25.00 | 9/29/2012 12:53:22 PM |
| svandgts | $25.00 | 9/29/2012 1:14:26 PM |
| BXA | $50.00 | 9/29/2012 1:16:29 PM |
| bath836 | $25.00 | 9/29/2012 12:57:43 PM |
| jstefans | $25.00 | 9/29/2012 12:59:21 PM |
| economy-producer | $25.00 | 9/29/2012 1:01:08 PM |
| Toby1montana | $50.00 | 9/29/2012 1:03:37 PM |
| genius520 | $100.00 | 9/29/2012 1:06:54 PM |
| Maetryx | $25.00 | 9/29/2012 1:08:16 PM |
| brilliant-market680 | $25.00 | 9/29/2012 1:08:36 PM |
| Comoparklender | $25.00 | 9/29/2012 1:10:39 PM |
| ironman84 | $50.00 | 9/29/2012 1:16:46 PM |
| ericb674 | $25.00 | 9/29/2012 1:17:24 PM |
| RGlad | $100.00 | 9/29/2012 12:04:12 PM |
| silver-explorer6 | $25.00 | 9/29/2012 12:06:03 PM |
| janeybooboo | $50.00 | 9/29/2012 12:08:55 PM |
| courteous-wealth6 | $28.00 | 9/29/2012 12:15:12 PM |
| pierrelasvegas | $25.00 | 9/29/2012 12:18:20 PM |
| strive2 | $25.00 | 9/29/2012 12:28:02 PM |
| Tai | $25.00 | 9/29/2012 12:31:03 PM |
| contract-maracas | $25.00 | 9/29/2012 12:35:36 PM |
| nanda | $25.00 | 9/29/2012 12:37:46 PM |
| larslfe | $25.00 | 9/29/2012 12:08:22 PM |
| transparency-trust | $52.00 | 9/29/2012 12:38:56 PM |
| basis-mammal | $25.00 | 9/29/2012 12:01:01 PM |
| helpinghand63 | $25.00 | 9/29/2012 12:41:18 PM |
| hard-working-rate3 | $25.00 | 9/29/2012 12:16:28 PM |
| Railbird | $35.00 | 9/29/2012 12:08:04 PM |
| Dave0 | $25.00 | 9/29/2012 12:49:04 PM |
| wampum-optimization | $25.00 | 9/29/2012 12:17:39 PM |
| Cronos | $100.00 | 9/29/2012 12:49:22 PM |
| value-showcase828 | $25.00 | 9/29/2012 12:20:30 PM |
| blue-nourishing-principal | $50.00 | 9/29/2012 12:21:51 PM |
| transparency-sapling | $25.00 | 9/29/2012 12:55:18 PM |
| fabulous-revenue7 | $25.00 | 9/29/2012 12:27:12 PM |
| a-unflappable-finance | $100.00 | 9/29/2012 12:56:45 PM |
| gold-gazelle | $25.00 | 9/29/2012 12:58:46 PM |
| moviedaze | $25.00 | 9/29/2012 1:05:38 PM |
| qwsd12 | $50.00 | 9/29/2012 12:19:24 PM |
| shmb6508 | $50.00 | 9/29/2012 1:10:06 PM |
| bazaar-festivity | $25.00 | 9/29/2012 12:21:15 PM |
| cash-kin7 | $25.00 | 9/29/2012 12:39:51 PM |
| suk200 | $25.00 | 9/29/2012 12:23:42 PM |
| wigglesworth4 | $500.00 | 9/29/2012 1:15:41 PM |
| top-investment-american | $25.00 | 9/29/2012 12:26:34 PM |
| StPong | $25.00 | 9/29/2012 1:17:03 PM |
| new-truth-chuckler | $25.00 | 9/29/2012 1:17:46 PM |
| HamachiMan | $50.00 | 9/29/2012 12:39:53 PM |
| Falling | $25.00 | 9/29/2012 12:40:11 PM |
| professional-vigilance9 | $100.00 | 9/29/2012 12:50:31 PM |
| Hambone1111 | $25.00 | 9/29/2012 1:02:15 PM |
| nimble-revenue5 | $100.00 | 9/29/2012 1:08:22 PM |
| moola-wildebeest3 | $50.00 | 9/29/2012 1:14:06 PM |
| daisuke | $25.00 | 9/29/2012 1:14:21 PM |
| the-dollar-topper | $150.00 | 9/29/2012 1:00:37 PM |
| standanddeliver | $27.00 | 9/29/2012 1:01:41 PM |
| first-wampum-trapper | $25.00 | 9/29/2012 1:11:26 PM |
| rjleves | $49.00 | 9/29/2012 1:18:08 PM |
| 116 Investments
|
Borrower Payment Dependent Notes Series
646930
This series of Notes was issued and sold upon the funding of the borrower loan #75596, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $157.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1978 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 13y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $78,107 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reward-upholder97 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Consolidate bills
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| wampum-chorus3 | $25.00 | 9/27/2012 4:45:07 PM |
| Good-Yield | $35.00 | 9/27/2012 1:50:06 PM |
| bazaar-tulip | $25.00 | 9/27/2012 5:23:38 PM |
| Splangy613 | $50.00 | 9/27/2012 3:20:49 PM |
| lionheart722 | $100.00 | 9/27/2012 5:31:31 PM |
| kenji4861 | $25.00 | 9/27/2012 5:08:11 PM |
| compoundinterest | $25.00 | 9/27/2012 5:18:39 PM |
| auction-sage | $100.00 | 9/27/2012 5:20:32 PM |
| gravbox | $25.00 | 9/27/2012 5:27:44 PM |
| compassion-twister2 | $50.00 | 9/27/2012 5:28:49 PM |
| Taxman44 | $25.00 | 9/27/2012 5:45:16 PM |
| andrew491 | $50.00 | 9/28/2012 12:24:25 AM |
| velocityasaurus-rex4 | $100.00 | 9/27/2012 6:10:15 PM |
| agreement-bunny | $25.00 | 9/28/2012 7:24:39 AM |
| bellaquito | $500.00 | 9/27/2012 7:51:55 PM |
| rokman | $60.00 | 9/28/2012 9:06:35 AM |
| Tbone49 | $25.00 | 9/27/2012 11:15:05 PM |
| radforj22 | $85.59 | 9/28/2012 5:36:44 AM |
| loyalty-hornet6 | $25.00 | 9/28/2012 7:58:46 AM |
| -PokerNut | $50.00 | 9/28/2012 8:37:30 AM |
| compatible-deal9 | $50.00 | 9/28/2012 10:27:42 AM |
| D911ave | $50.00 | 9/28/2012 9:21:13 AM |
| WealthBuildingLessons | $25.00 | 9/28/2012 2:08:32 PM |
| responsibility-orchestra1 | $25.00 | 9/28/2012 11:49:26 AM |
| Emgolda | $25.00 | 9/28/2012 5:12:17 PM |
| jga516 | $25.00 | 9/28/2012 4:15:14 PM |
| credit-prodigy4 | $50.00 | 9/28/2012 3:44:59 PM |
| availableloan | $25.00 | 9/28/2012 5:01:02 PM |
| proud-pound4 | $25.00 | 9/28/2012 5:08:46 PM |
| mtquan | $25.00 | 9/28/2012 5:47:17 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:01 PM |
| pious-currency875 | $100.00 | 9/28/2012 6:07:43 PM |
| benevolent-marketplace4 | $924.41 | 9/28/2012 6:11:39 PM |
| responsibility-butterfly | $25.00 | 9/28/2012 1:43:17 PM |
| repayment-pagoda8 | $100.00 | 9/27/2012 5:10:15 PM |
| windguy | $50.00 | 9/27/2012 5:26:29 PM |
| octoberfresh | $25.00 | 9/27/2012 6:08:06 PM |
| imogen22 | $50.00 | 9/27/2012 5:12:55 PM |
| kulender | $100.00 | 9/27/2012 8:27:33 PM |
| capital-heaven5 | $200.00 | 9/27/2012 8:33:09 PM |
| Ripsaw4U | $50.00 | 9/27/2012 5:39:18 PM |
| excellent-funds649 | $50.00 | 9/27/2012 6:32:47 PM |
| hopeful_lender | $200.00 | 9/27/2012 6:34:44 PM |
| teamtiny | $25.00 | 9/28/2012 7:55:57 AM |
| kfrench | $75.00 | 9/27/2012 6:41:06 PM |
| green28 | $50.00 | 9/27/2012 6:46:31 PM |
| social-pear9 | $25.00 | 9/28/2012 7:25:18 AM |
| jazz619 | $25.00 | 9/28/2012 9:22:27 AM |
| Sarspatula | $25.00 | 9/28/2012 9:11:04 AM |
| friendly-felicity497 | $40.00 | 9/28/2012 5:01:20 PM |
| sweet-social2 | $25.00 | 9/28/2012 9:56:53 AM |
| hitsman | $50.00 | 9/28/2012 5:04:31 PM |
| HomerdohNY | $25.00 | 9/28/2012 12:25:34 PM |
| Johnab | $25.00 | 9/28/2012 4:10:50 PM |
| cloud8 | $30.00 | 9/28/2012 4:31:01 PM |
| rce1964 | $25.00 | 9/28/2012 5:04:36 PM |
| magnificent-felicity4 | $50.00 | 9/28/2012 5:16:00 PM |
| revenue-serenity5 | $25.00 | 9/28/2012 5:51:05 PM |
| Longtermcapitalmgmt | $25.00 | 9/28/2012 5:15:03 PM |
| supersarah61 | $25.00 | 9/28/2012 5:34:07 PM |
| Jassi | $25.00 | 9/28/2012 5:33:09 PM |
| ferrous | $100.00 | 9/28/2012 5:52:12 PM |
| natural-liberty4 | $200.00 | 9/28/2012 6:07:28 PM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
646944
This series of Notes was issued and sold upon the funding of the borrower loan #75456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $23,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 13.27% |
Borrower rate/APR:
| 14.27% / 16.58% |
Monthly payment:
| $550.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.22% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
22 | Length of status: | 14y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,494 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| olympia123 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 70 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $9,800.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2009)
720-739
(May-2009)
720-739
(Jul-2008)
|
|
Principal balance:
| $62.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 70 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off current credit cards and have one payment
My financial situation:
I am a good candidate for this loan because...
I have had 2 prior prosper loans and have paid them both off without ever being late. And I will not have a problem making the payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $30.00 | 9/29/2012 12:57:32 PM |
| RGlad | $250.00 | 9/29/2012 12:01:47 PM |
| CMJ-Partners | $100.00 | 9/29/2012 12:05:25 PM |
| BofM | $25.00 | 9/29/2012 12:08:32 PM |
| deal-vibrato | $25.00 | 9/29/2012 12:08:40 PM |
| trumpeter391 | $50.00 | 9/29/2012 12:09:01 PM |
| the-shrewd-wampum | $25.00 | 9/29/2012 12:09:30 PM |
| red-historic-liberty | $25.00 | 9/29/2012 12:09:46 PM |
| moola-computer | $30.00 | 9/29/2012 12:11:34 PM |
| Patrician | $33.00 | 9/29/2012 12:11:52 PM |
| iolaire | $25.00 | 9/29/2012 12:11:58 PM |
| LenderOnWheels | $25.00 | 9/29/2012 12:12:17 PM |
| independent-revenue4 | $76.00 | 9/29/2012 12:12:19 PM |
| egw | $50.00 | 9/29/2012 12:15:51 PM |
| larrybird | $114.00 | 9/29/2012 12:17:24 PM |
| redalert99 | $46.00 | 9/29/2012 12:17:37 PM |
| resolute-basis9 | $25.00 | 9/29/2012 12:18:41 PM |
| Zolton | $253.00 | 9/29/2012 12:19:19 PM |
| credit-maple | $25.00 | 9/29/2012 12:21:53 PM |
| fiddlerzvi | $50.00 | 9/29/2012 12:01:08 PM |
| joyking | $48.00 | 9/29/2012 12:30:09 PM |
| snazzet | $25.00 | 9/29/2012 12:30:23 PM |
| ohnezweck | $50.00 | 9/29/2012 12:04:46 PM |
| Tyre | $27.00 | 9/29/2012 12:31:11 PM |
| gatorjh | $25.00 | 9/29/2012 12:36:23 PM |
| krisran | $50.00 | 9/29/2012 12:10:20 PM |
| community-saver158 | $28.00 | 9/29/2012 12:10:41 PM |
| brightest-riveting-order | $25.00 | 9/29/2012 12:10:51 PM |
| pious-currency875 | $100.00 | 9/29/2012 12:41:58 PM |
| ski bum | $100.00 | 9/29/2012 12:12:22 PM |
| broomfieldbucks | $25.00 | 9/29/2012 12:12:46 PM |
| bchbum | $25.00 | 9/29/2012 12:03:58 PM |
| fund-medalist171 | $50.00 | 9/29/2012 12:13:09 PM |
| DoctorJoe | $25.00 | 9/29/2012 12:44:14 PM |
| Headhunter14 | $33.00 | 9/29/2012 12:04:28 PM |
| Plow_n_Sow | $50.00 | 9/29/2012 12:04:44 PM |
| RockCrown | $25.00 | 9/29/2012 12:14:48 PM |
| eloquent-dime318 | $25.00 | 9/29/2012 12:05:17 PM |
| BiggestG | $25.00 | 9/29/2012 12:48:17 PM |
| top-sensible-yield | $25.00 | 9/29/2012 12:15:34 PM |
| icchok | $50.00 | 9/29/2012 12:06:24 PM |
| Avala | $100.00 | 9/29/2012 12:16:33 PM |
| Cai8899 | $25.00 | 9/29/2012 12:08:19 PM |
| larslfe | $25.00 | 9/29/2012 12:08:22 PM |
| economy-molecule3 | $191.00 | 9/29/2012 12:49:12 PM |
| Pasagam | $50.00 | 9/29/2012 12:18:18 PM |
| kind-unassuming-fund | $25.00 | 9/29/2012 12:49:16 PM |
| velocity-javelin8 | $25.00 | 9/29/2012 12:18:57 PM |
| successful-agreement7 | $100.00 | 9/29/2012 12:10:25 PM |
| chakra | $25.00 | 9/29/2012 12:20:54 PM |
| exchange-pledge | $50.00 | 9/29/2012 12:50:41 PM |
| ivy-league-MBA | $25.00 | 9/29/2012 12:50:55 PM |
| Koomarbit | $30.00 | 9/29/2012 12:51:05 PM |
| nerdfactor | $25.00 | 9/29/2012 12:13:19 PM |
| LR_Biker | $50.00 | 9/29/2012 12:51:59 PM |
| kchen486 | $50.00 | 9/29/2012 12:52:02 PM |
| investment-artist | $90.10 | 9/29/2012 12:52:38 PM |
| everythingbagel | $60.00 | 9/29/2012 12:53:57 PM |
| rhodylend | $25.00 | 9/29/2012 12:14:19 PM |
| don8ter | $50.00 | 9/29/2012 12:29:07 PM |
| dinero-speaker | $25.00 | 9/29/2012 12:58:12 PM |
| lnuss25 | $40.00 | 9/29/2012 12:16:11 PM |
| restech | $25.00 | 9/29/2012 12:30:37 PM |
| hard-working-rate3 | $25.00 | 9/29/2012 12:16:29 PM |
| tolstoy00 | $25.00 | 9/29/2012 1:01:15 PM |
| commerce-web5 | $25.00 | 9/29/2012 12:30:52 PM |
| auction-iris9 | $120.00 | 9/29/2012 12:16:39 PM |
| standanddeliver | $50.00 | 9/29/2012 1:01:42 PM |
| selvamfinance | $25.00 | 9/29/2012 12:31:19 PM |
| community-burrito9 | $55.00 | 9/29/2012 12:31:31 PM |
| GreenSun | $25.00 | 9/29/2012 12:17:14 PM |
| proud-pound4 | $25.00 | 9/29/2012 1:05:45 PM |
| octoberfresh | $25.00 | 9/29/2012 12:35:59 PM |
| the_winning_ticket | $37.00 | 9/29/2012 12:37:26 PM |
| p2p-harmony | $100.00 | 9/29/2012 12:19:08 PM |
| jeffpac | $50.00 | 9/29/2012 1:08:56 PM |
| green-fairness-caravan | $50.00 | 9/29/2012 12:37:56 PM |
| Redmond | $25.00 | 9/29/2012 1:09:22 PM |
| basis-mate7 | $25.00 | 9/29/2012 12:19:41 PM |
| innovator10 | $500.00 | 9/29/2012 1:10:28 PM |
| value-microscope | $25.00 | 9/29/2012 1:10:52 PM |
| moola-gondola1 | $25.00 | 9/29/2012 12:39:17 PM |
| shawndw | $25.00 | 9/29/2012 1:11:59 PM |
| rudyindc | $25.00 | 9/29/2012 1:12:06 PM |
| carlover | $25.00 | 9/29/2012 1:12:14 PM |
| compoundinterest | $25.00 | 9/29/2012 12:41:02 PM |
| order-fortress6 | $25.00 | 9/29/2012 12:41:31 PM |
| Millmanator | $25.00 | 9/29/2012 12:28:05 PM |
| dckpolo | $25.00 | 9/29/2012 12:43:34 PM |
| flypenguin | $25.00 | 9/29/2012 12:29:24 PM |
| flo_rida | $59.00 | 9/29/2012 1:18:15 PM |
| urbane-duty560 | $25.00 | 9/29/2012 1:18:53 PM |
| Tapu22 | $25.00 | 9/29/2012 12:31:09 PM |
| macjp123 | $50.00 | 9/29/2012 12:31:34 PM |
| DaveG56313 | $25.00 | 9/29/2012 1:20:32 PM |
| efficient-marketplace | $25.00 | 9/29/2012 12:32:55 PM |
| BxRealtor | $25.00 | 9/29/2012 1:20:54 PM |
| Hutpit | $75.00 | 9/29/2012 12:34:32 PM |
| Dave0 | $25.00 | 9/29/2012 12:49:04 PM |
| ItsJustMe79 | $25.00 | 9/29/2012 1:22:06 PM |
| csakhil | $50.00 | 9/29/2012 1:25:31 PM |
| tripnosis | $25.00 | 9/29/2012 12:38:17 PM |
| mg6619 | $25.00 | 9/29/2012 12:38:35 PM |
| fboba | $300.00 | 9/29/2012 1:27:52 PM |
| fairness-sundae2 | $100.00 | 9/29/2012 1:27:58 PM |
| socalavi8tor | $25.00 | 9/29/2012 1:28:02 PM |
| GlobalVisionary | $50.00 | 9/29/2012 1:29:28 PM |
| baker39 | $25.00 | 9/29/2012 12:51:03 PM |
| orange-courageous-dedication | $25.00 | 9/29/2012 12:51:22 PM |
| bessbird | $50.00 | 9/29/2012 12:42:01 PM |
| checkuto | $25.00 | 9/29/2012 12:44:40 PM |
| burgeoning-silver | $25.00 | 9/29/2012 12:46:42 PM |
| AceNow | $50.00 | 9/29/2012 12:47:41 PM |
| virtuous-repayment | $25.00 | 9/29/2012 12:54:58 PM |
| KVEER | $25.00 | 9/29/2012 12:56:22 PM |
| Hawaiibynight | $25.00 | 9/29/2012 12:48:27 PM |
| payout-harmony4 | $25.00 | 9/29/2012 12:56:57 PM |
| helpishere777 | $25.00 | 9/29/2012 1:35:51 PM |
| Bank_of_the_Galaxy | $25.00 | 9/29/2012 12:57:56 PM |
| junecleaver | $25.00 | 9/29/2012 1:37:45 PM |
| dospapalotes | $25.00 | 9/29/2012 12:59:56 PM |
| awe-inspiring-commitment972 | $50.00 | 9/29/2012 1:38:48 PM |
| Aimvest | $25.00 | 9/29/2012 1:39:18 PM |
| mindful-generosity1 | $50.00 | 9/29/2012 12:49:31 PM |
| flexible-value | $50.00 | 9/29/2012 1:40:11 PM |
| sturdy-fairness0 | $100.00 | 9/29/2012 1:40:31 PM |
| CreditBuilder2 | $25.01 | 9/29/2012 1:40:41 PM |
| Cash-Flow | $1,500.00 | 9/29/2012 1:13:14 PM |
| credit-superstar3 | $25.00 | 9/29/2012 12:53:00 PM |
| Taxman44 | $25.00 | 9/29/2012 12:57:29 PM |
| peace-pilot | $25.00 | 9/29/2012 1:47:21 PM |
| MrDavid | $50.00 | 9/29/2012 12:58:57 PM |
| famous-bid9 | $50.00 | 9/29/2012 1:48:11 PM |
| JDED | $25.00 | 9/29/2012 1:49:10 PM |
| What-goes-around-comes-around | $25.00 | 9/29/2012 1:49:45 PM |
| transparency-halo | $25.00 | 9/29/2012 1:20:49 PM |
| market-assembler | $50.00 | 9/29/2012 1:51:07 PM |
| mariah8641 | $30.00 | 9/29/2012 1:21:44 PM |
| jms1983 | $25.00 | 9/29/2012 1:06:36 PM |
| nodebtin3 | $100.00 | 9/29/2012 1:53:06 PM |
| hrubinst | $43.00 | 9/29/2012 1:10:37 PM |
| Clambake | $25.00 | 9/29/2012 1:55:52 PM |
| GMPK_TLAS | $50.00 | 9/29/2012 1:14:18 PM |
| greenfuture | $25.00 | 9/29/2012 1:28:59 PM |
| keyniny | $35.00 | 9/29/2012 1:17:39 PM |
| entertaining-rate9 | $25.00 | 9/29/2012 1:57:03 PM |
| reflective-ore3 | $25.00 | 9/29/2012 1:30:45 PM |
| wise-loan-poplar | $25.00 | 9/29/2012 1:19:25 PM |
| cash-sensai2 | $25.00 | 9/29/2012 1:21:04 PM |
| lakshmilila | $25.00 | 9/29/2012 1:32:55 PM |
| calm-liberty9 | $300.00 | 9/29/2012 1:59:28 PM |
| JKEnterprises | $25.00 | 9/29/2012 1:59:37 PM |
| icontender | $46.00 | 9/29/2012 1:59:53 PM |
| basis-ferret8 | $28.00 | 9/29/2012 1:23:13 PM |
| mar97 | $25.00 | 9/29/2012 2:00:12 PM |
| axp2000 | $100.00 | 9/29/2012 1:25:03 PM |
| durability-solstice8 | $50.00 | 9/29/2012 1:35:36 PM |
| ijspence | $25.00 | 9/29/2012 2:00:46 PM |
| scrappy-leverage6 | $25.00 | 9/29/2012 1:36:38 PM |
| thrifty-transaction578 | $25.00 | 9/29/2012 1:26:54 PM |
| intuitive-integrity9 | $50.00 | 9/29/2012 1:27:06 PM |
| historic-balance5 | $50.00 | 9/29/2012 1:28:06 PM |
| invincible-deal82 | $25.00 | 9/29/2012 1:28:23 PM |
| miamibeachloaner | $100.00 | 9/29/2012 1:29:04 PM |
| KEOLEND | $25.00 | 9/29/2012 1:38:44 PM |
| loyalty-hornet6 | $25.00 | 9/29/2012 2:02:34 PM |
| harperpotok | $100.00 | 9/29/2012 2:02:38 PM |
| Halo-Investments | $50.00 | 9/29/2012 1:40:06 PM |
| durability-officer | $200.00 | 9/29/2012 1:31:24 PM |
| Tradesmanlender | $25.00 | 9/29/2012 2:03:29 PM |
| unassailable-funds754 | $25.00 | 9/29/2012 1:40:54 PM |
| reaction5 | $25.00 | 9/29/2012 1:41:10 PM |
| kelseyshea | $25.00 | 9/29/2012 1:41:59 PM |
| dspmn | $25.00 | 9/29/2012 1:33:14 PM |
| lounges | $25.00 | 9/29/2012 1:42:49 PM |
| lendacity | $25.00 | 9/29/2012 2:07:12 PM |
| intuitive-benefit3 | $100.00 | 9/29/2012 2:07:29 PM |
| immaculate-compassion8 | $25.00 | 9/29/2012 1:37:03 PM |
| spark548 | $25.00 | 9/29/2012 1:37:25 PM |
| xphile | $25.00 | 9/29/2012 2:08:21 PM |
| treasure-pipeline | $25.00 | 9/29/2012 1:48:13 PM |
| ALVO | $50.00 | 9/29/2012 1:38:46 PM |
| value-wind0 | $25.00 | 9/29/2012 1:49:47 PM |
| riproaringrapids | $50.00 | 9/29/2012 2:09:19 PM |
| sc91 | $25.00 | 9/29/2012 2:09:21 PM |
| Mint_Man | $25.00 | 9/29/2012 2:09:49 PM |
| platinum-genetics | $25.00 | 9/29/2012 1:51:34 PM |
| triumph126 | $25.00 | 9/29/2012 2:11:43 PM |
| currency-agave | $40.00 | 9/29/2012 2:12:47 PM |
| unforgettable-wealth4 | $50.00 | 9/29/2012 2:13:11 PM |
| greenback-investor7 | $100.00 | 9/29/2012 1:45:14 PM |
| benjamins-utopia | $100.00 | 9/29/2012 1:46:25 PM |
| ready-interest9 | $25.00 | 9/29/2012 1:55:39 PM |
| capital-zoo | $25.00 | 9/29/2012 2:14:49 PM |
| floridahelper | $50.00 | 9/29/2012 2:15:29 PM |
| integrity-saver | $25.00 | 9/29/2012 2:15:49 PM |
| gracej | $25.00 | 9/29/2012 1:48:42 PM |
| boater01 | $100.00 | 9/29/2012 1:48:46 PM |
| transparency-baton | $25.00 | 9/29/2012 1:49:06 PM |
| meenan | $100.00 | 9/29/2012 1:57:35 PM |
| Relevance | $25.00 | 9/29/2012 1:58:46 PM |
| delivery | $25.00 | 9/29/2012 1:53:11 PM |
| stoopidnoodle | $25.00 | 9/29/2012 1:53:40 PM |
| orange-dollar-raccoon | $100.00 | 9/29/2012 2:01:11 PM |
| ready-bid9 | $50.00 | 9/29/2012 2:01:14 PM |
| wise-alluring-penny | $50.00 | 9/29/2012 1:54:30 PM |
| bobby5832708 | $25.00 | 9/29/2012 1:54:56 PM |
| 6moonbeams | $50.00 | 9/29/2012 2:03:06 PM |
| blissful-ore5 | $25.00 | 9/29/2012 2:03:11 PM |
| market-waterfall5 | $35.00 | 9/29/2012 1:55:30 PM |
| gain-kitten | $25.00 | 9/29/2012 1:55:57 PM |
| influential-benjamins0 | $100.00 | 9/29/2012 2:05:50 PM |
| dparkhom | $50.00 | 9/29/2012 2:09:12 PM |
| Rdodson11 | $25.00 | 9/29/2012 2:00:21 PM |
| enticing-note | $25.00 | 9/29/2012 2:09:28 PM |
| community-pipeline | $25.00 | 9/29/2012 2:01:17 PM |
| point653 | $25.00 | 9/29/2012 2:13:19 PM |
| puifais | $35.00 | 9/29/2012 2:03:53 PM |
| bid-pioneer3 | $50.00 | 9/29/2012 2:04:27 PM |
| dg5803 | $25.00 | 9/29/2012 2:14:00 PM |
| excellent-funds649 | $50.00 | 9/29/2012 2:05:09 PM |
| narblark | $50.00 | 9/29/2012 2:14:06 PM |
| the-bid-sorcerer | $50.00 | 9/29/2012 2:05:39 PM |
| exuberant-dime | $25.00 | 9/29/2012 2:06:26 PM |
| victor111818 | $25.00 | 9/29/2012 2:07:16 PM |
| SRK_FROM_WA | $25.00 | 9/29/2012 2:08:01 PM |
| bazaar-tulip | $25.00 | 9/29/2012 2:08:55 PM |
| Ciphernetic | $25.00 | 9/29/2012 2:10:41 PM |
| mtp | $46.00 | 9/29/2012 2:11:03 PM |
| slartibardfast | $25.00 | 9/29/2012 2:12:45 PM |
| glider537 | $25.00 | 9/29/2012 2:12:57 PM |
| zone6 | $100.00 | 9/29/2012 2:15:19 PM |
| urbane-deal152 | $50.00 | 9/29/2012 2:16:49 PM |
| PCGeekWI | $25.00 | 9/29/2012 12:03:30 PM |
| wonderous-p2ploan3 | $25.00 | 9/29/2012 12:03:55 PM |
| dartmouth99 | $25.00 | 9/29/2012 12:04:35 PM |
| THREE-POINTS-LENDING | $25.00 | 9/29/2012 12:05:59 PM |
| jrbill1998 | $50.00 | 9/29/2012 12:06:43 PM |
| market-cougar3 | $50.00 | 9/29/2012 12:07:05 PM |
| wtrboy | $25.00 | 9/29/2012 12:08:38 PM |
| Abece | $447.61 | 9/29/2012 12:09:07 PM |
| ResQDoc | $50.00 | 9/29/2012 12:09:11 PM |
| building-america | $25.00 | 9/29/2012 12:09:53 PM |
| lendme2 | $50.00 | 9/29/2012 12:10:17 PM |
| tremendous-asset088 | $25.00 | 9/29/2012 12:10:39 PM |
| finance-explosion6 | $25.00 | 9/29/2012 12:11:40 PM |
| mmellace | $25.00 | 9/29/2012 12:12:06 PM |
| justreturns | $25.00 | 9/29/2012 12:14:57 PM |
| intrepid-loot | $25.00 | 9/29/2012 12:15:51 PM |
| trapper569 | $25.00 | 9/29/2012 12:17:12 PM |
| williamdkit | $50.00 | 9/29/2012 12:17:16 PM |
| kvandivo | $25.00 | 9/29/2012 12:24:20 PM |
| rcm87 | $50.00 | 9/29/2012 12:26:04 PM |
| peace-flower9 | $32.00 | 9/29/2012 12:27:23 PM |
| MoonMama | $25.00 | 9/29/2012 12:01:15 PM |
| benefit-prescription6 | $100.00 | 9/29/2012 12:02:07 PM |
| green-trade-dolphin2 | $58.69 | 9/29/2012 12:02:09 PM |
| AFairDeal | $25.00 | 9/29/2012 12:29:45 PM |
| moola-accelerator6 | $50.00 | 9/29/2012 12:30:11 PM |
| hayhelp | $25.00 | 9/29/2012 12:04:42 PM |
| payout-optimizer | $25.00 | 9/29/2012 12:05:00 PM |
| MoneyForNothing | $100.70 | 9/29/2012 12:05:08 PM |
| unrivaled-silver | $25.00 | 9/29/2012 12:31:29 PM |
| 1phantom | $25.00 | 9/29/2012 12:31:48 PM |
| worth-web5 | $50.00 | 9/29/2012 12:06:22 PM |
| selfmademan | $25.00 | 9/29/2012 12:06:53 PM |
| fcukciti | $35.00 | 9/29/2012 12:07:23 PM |
| rainorshine47 | $25.00 | 9/29/2012 12:02:13 PM |
| skro | $25.00 | 9/29/2012 12:40:35 PM |
| helpinghand63 | $25.00 | 9/29/2012 12:41:19 PM |
| E_G | $50.00 | 9/29/2012 12:11:23 PM |
| Nikelaos | $25.00 | 9/29/2012 12:44:24 PM |
| TennSquire | $25.00 | 9/29/2012 12:13:59 PM |
| fuse136 | $25.00 | 9/29/2012 12:46:35 PM |
| andlifegoeson | $25.00 | 9/29/2012 12:14:08 PM |
| elasermd | $42.00 | 9/29/2012 12:48:03 PM |
| Ivan2007 | $50.00 | 9/29/2012 12:15:02 PM |
| janeybooboo | $100.00 | 9/29/2012 12:07:44 PM |
| Great-Mom | $25.00 | 9/29/2012 12:20:07 PM |
| zoomdrm57 | $33.00 | 9/29/2012 12:11:17 PM |
| gjh37 | $25.00 | 9/29/2012 12:11:35 PM |
| DadWarbucks | $25.00 | 9/29/2012 12:50:36 PM |
| SanJoser | $25.00 | 9/29/2012 12:21:29 PM |
| scholarly-order6 | $125.00 | 9/29/2012 12:12:31 PM |
| jubilant-capital1 | $50.00 | 9/29/2012 12:25:07 PM |
| calm-platinum957 | $35.00 | 9/29/2012 12:13:36 PM |
| KinderGentlerLender | $100.00 | 9/29/2012 12:25:53 PM |
| PRGuyinVA | $25.00 | 9/29/2012 12:26:33 PM |
| resource777 | $50.00 | 9/29/2012 12:14:17 PM |
| Kame | $25.00 | 9/29/2012 12:56:25 PM |
| a-unflappable-finance | $100.00 | 9/29/2012 12:56:45 PM |
| courteous-wealth6 | $60.00 | 9/29/2012 12:15:13 PM |
| argentina78 | $25.00 | 9/29/2012 12:58:02 PM |
| Uncle_Scrooge | $50.00 | 9/29/2012 12:58:16 PM |
| inspired-investment8 | $100.00 | 9/29/2012 12:58:49 PM |
| afotherg | $25.00 | 9/29/2012 1:00:29 PM |
| grlscz | $25.00 | 9/29/2012 12:30:17 PM |
| microlender67 | $25.00 | 9/29/2012 1:01:37 PM |
| peace-maximizer8 | $25.00 | 9/29/2012 12:31:22 PM |
| Preteur | $25.00 | 9/29/2012 12:31:45 PM |
| dood2112 | $25.00 | 9/29/2012 12:34:35 PM |
| minista | $25.00 | 9/29/2012 12:37:41 PM |
| leeball | $50.00 | 9/29/2012 12:18:31 PM |
| eg192 | $25.00 | 9/29/2012 12:37:48 PM |
| fair_rates | $25.00 | 9/29/2012 1:08:39 PM |
| bobb72 | $25.00 | 9/29/2012 12:37:50 PM |
| hard-working-income0 | $25.00 | 9/29/2012 1:09:16 PM |
| enticing-capital6 | $50.00 | 9/29/2012 12:19:42 PM |
| brightest-affluence-motivator | $50.00 | 9/29/2012 12:38:31 PM |
| balance-voyager | $75.00 | 9/29/2012 12:20:25 PM |
| EvalCrux | $26.00 | 9/29/2012 12:38:34 PM |
| Fitiwalt7 | $25.00 | 9/29/2012 12:38:54 PM |
| GranCarol | $25.00 | 9/29/2012 12:39:35 PM |
| benjaminsapult | $25.00 | 9/29/2012 1:13:01 PM |
| VentureExplorer | $61.00 | 9/29/2012 12:26:02 PM |
| Elbanko | $30.00 | 9/29/2012 1:15:15 PM |
| babokd | $100.00 | 9/29/2012 12:43:26 PM |
| djs81 | $75.00 | 9/29/2012 1:18:01 PM |
| dime-explosion | $25.00 | 9/29/2012 12:45:41 PM |
| A007 | $50.00 | 9/29/2012 12:29:53 PM |
| GoGalt | $50.00 | 9/29/2012 12:48:33 PM |
| Tai | $25.00 | 9/29/2012 12:31:03 PM |
| sweety075 | $25.00 | 9/29/2012 1:20:49 PM |
| bowdish1 | $100.00 | 9/29/2012 12:32:43 PM |
| kyomoon | $50.00 | 9/29/2012 12:36:59 PM |
| tolerant-currency6 | $25.00 | 9/29/2012 1:23:04 PM |
| bonus-tent | $25.00 | 9/29/2012 12:37:20 PM |
| natural-affluence4 | $25.00 | 9/29/2012 12:49:18 PM |
| ChrisJB | $25.00 | 9/29/2012 12:37:59 PM |
| nycloan | $25.00 | 9/29/2012 12:38:39 PM |
| lawyervon | $25.00 | 9/29/2012 1:27:38 PM |
| HamachiMan | $50.00 | 9/29/2012 12:39:53 PM |
| Breakfast_Gypsy | $25.00 | 9/29/2012 12:50:22 PM |
| squeebie | $50.00 | 9/29/2012 12:40:47 PM |
| ultimatepaintball | $25.00 | 9/29/2012 12:50:40 PM |
| Herluftrolle | $25.00 | 9/29/2012 12:51:20 PM |
| hitsman | $50.00 | 9/29/2012 12:41:56 PM |
| magical-credit523 | $25.00 | 9/29/2012 12:42:24 PM |
| friendly-gold | $25.00 | 9/29/2012 12:42:31 PM |
| Trolley08 | $25.00 | 9/29/2012 12:52:10 PM |
| hopethisworks | $25.00 | 9/29/2012 12:43:29 PM |
| charming-return031 | $25.00 | 9/29/2012 1:32:04 PM |
| ChrisTJ | $25.00 | 9/29/2012 1:32:49 PM |
| vtrentster | $30.00 | 9/29/2012 12:55:00 PM |
| ualf | $50.00 | 9/29/2012 12:48:21 PM |
| wahoo-trader | $25.00 | 9/29/2012 12:56:37 PM |
| skuba | $75.00 | 9/29/2012 12:48:39 PM |
| bewitching-commitment421 | $100.00 | 9/29/2012 12:57:20 PM |
| ujiba | $32.00 | 9/29/2012 12:58:38 PM |
| payout-paladin3 | $750.00 | 9/29/2012 1:37:14 PM |
| JohnW12 | $25.00 | 9/29/2012 12:59:08 PM |
| gold-pudding6 | $60.00 | 9/29/2012 1:01:06 PM |
| bdloans | $31.00 | 9/29/2012 1:04:13 PM |
| brightest-breathtaking-finance | $100.00 | 9/29/2012 1:07:56 PM |
| buraky | $50.00 | 9/29/2012 1:40:39 PM |
| ptjg | $100.00 | 9/29/2012 1:40:56 PM |
| DirtyJenga | $25.00 | 9/29/2012 1:10:20 PM |
| SharingTheLuv | $25.00 | 9/29/2012 12:51:09 PM |
| clickbrain | $25.00 | 9/29/2012 12:51:44 PM |
| gold-commander0 | $25.00 | 9/29/2012 1:41:56 PM |
| unforgettable-order9 | $48.00 | 9/29/2012 1:12:01 PM |
| euro-speaker8 | $100.00 | 9/29/2012 12:52:11 PM |
| Tylerh | $250.00 | 9/29/2012 1:13:25 PM |
| entertaining-revenue4 | $50.00 | 9/29/2012 1:14:52 PM |
| donloah | $25.00 | 9/29/2012 1:15:07 PM |
| bonanza1973 | $25.00 | 9/29/2012 1:15:49 PM |
| JazzFranchise | $25.00 | 9/29/2012 12:57:08 PM |
| spirit07a | $80.00 | 9/29/2012 12:57:09 PM |
| BobInWisconsin | $94.00 | 9/29/2012 1:47:14 PM |
| affluence-kingdom9 | $100.00 | 9/29/2012 1:19:05 PM |
| Yanwoo | $25.00 | 9/29/2012 12:58:18 PM |
| azazle | $50.00 | 9/29/2012 1:19:39 PM |
| gallant-economy9 | $50.00 | 9/29/2012 1:20:10 PM |
| the-enthralling-coin | $25.00 | 9/29/2012 1:49:15 PM |
| adventurer447 | $300.00 | 9/29/2012 1:20:29 PM |
| Sevron | $60.00 | 9/29/2012 1:49:26 PM |
| satisfying-deal5 | $50.00 | 9/29/2012 1:21:24 PM |
| choss02 | $42.00 | 9/29/2012 1:52:52 PM |
| mulberry4 | $50.00 | 9/29/2012 1:05:42 PM |
| natecam | $25.00 | 9/29/2012 1:23:01 PM |
| networks4ever | $25.00 | 9/29/2012 1:07:42 PM |
| KryptonWare-com | $25.00 | 9/29/2012 1:53:32 PM |
| thankful-nickel2 | $50.00 | 9/29/2012 1:53:50 PM |
| charming-economy438 | $25.00 | 9/29/2012 1:11:22 PM |
| power-trophy7 | $25.00 | 9/29/2012 1:55:21 PM |
| topher515 | $25.00 | 9/29/2012 1:55:59 PM |
| chestnut4 | $25.00 | 9/29/2012 1:28:38 PM |
| x32248 | $25.00 | 9/29/2012 1:28:52 PM |
| Gr8Deal | $50.00 | 9/29/2012 1:29:11 PM |
| otalon | $25.00 | 9/29/2012 1:56:55 PM |
| brutusbone | $25.00 | 9/29/2012 1:30:22 PM |
| downtownfarm | $25.00 | 9/29/2012 1:19:00 PM |
| Katahdin | $50.00 | 9/29/2012 1:30:55 PM |
| terminal-velocity34 | $25.00 | 9/29/2012 1:58:14 PM |
| jbaum | $40.00 | 9/29/2012 1:31:32 PM |
| Spooky_Action | $25.00 | 9/29/2012 1:31:50 PM |
| Rick21 | $25.00 | 9/29/2012 1:32:28 PM |
| jst1 | $25.00 | 9/29/2012 1:59:03 PM |
| timbob | $100.00 | 9/29/2012 1:20:57 PM |
| riskadverse44 | $25.00 | 9/29/2012 1:59:06 PM |
| nri22 | $25.00 | 9/29/2012 1:21:50 PM |
| Downs108 | $25.00 | 9/29/2012 1:59:56 PM |
| dthompso | $30.00 | 9/29/2012 1:59:59 PM |
| TrustPlus | $50.00 | 9/29/2012 1:23:12 PM |
| hostbank | $100.00 | 9/29/2012 2:00:18 PM |
| sharpey | $25.00 | 9/29/2012 1:35:26 PM |
| atwaterville | $25.00 | 9/29/2012 2:00:40 PM |
| durable-pound5 | $25.00 | 9/29/2012 1:36:28 PM |
| moola-rose8 | $50.00 | 9/29/2012 2:01:09 PM |
| papaman | $25.00 | 9/29/2012 1:29:06 PM |
| capital-spectacle6 | $25.00 | 9/29/2012 1:39:08 PM |
| bid-fort3 | $25.00 | 9/29/2012 1:31:26 PM |
| compatible-power8 | $25.00 | 9/29/2012 1:41:51 PM |
| Justbiz | $50.00 | 9/29/2012 1:32:58 PM |
| rmsyvt | $25.00 | 9/29/2012 1:42:07 PM |
| investment-guardian9 | $25.00 | 9/29/2012 1:36:43 PM |
| Pizza-man | $50.00 | 9/29/2012 1:37:31 PM |
| Cheburashka | $30.00 | 9/29/2012 1:48:03 PM |
| WorldlyWorker | $25.00 | 9/29/2012 1:49:18 PM |
| enthralling-investment | $25.00 | 9/29/2012 1:50:35 PM |
| benefit-dreams | $25.00 | 9/29/2012 1:42:24 PM |
| w3alter | $50.00 | 9/29/2012 2:12:07 PM |
| ore-jalapeno4 | $43.00 | 9/29/2012 2:12:49 PM |
| LaGrangeLender | $60.00 | 9/29/2012 1:54:24 PM |
| chomper969 | $25.00 | 9/29/2012 1:46:02 PM |
| loan-rider7 | $25.00 | 9/29/2012 1:55:09 PM |
| miked8303 | $50.00 | 9/29/2012 1:55:43 PM |
| benevolent-moola291 | $50.00 | 9/29/2012 2:16:06 PM |
| onetuxllc | $25.00 | 9/29/2012 1:56:25 PM |
| Investoman | $25.00 | 9/29/2012 1:56:42 PM |
| Aljasa2008 | $25.00 | 9/29/2012 1:51:05 PM |
| dajen1 | $40.00 | 9/29/2012 1:51:22 PM |
| maracas71 | $25.00 | 9/29/2012 1:59:48 PM |
| ianakacg | $25.00 | 9/29/2012 1:51:54 PM |
| active-reward7 | $25.00 | 9/29/2012 2:00:52 PM |
| ChiPhi49083 | $25.00 | 9/29/2012 1:54:05 PM |
| justice-trajectory7 | $25.00 | 9/29/2012 1:54:32 PM |
| luminous-marketplace5 | $50.00 | 9/29/2012 1:55:26 PM |
| mvalley | $25.00 | 9/29/2012 2:03:34 PM |
| studious-bonus7 | $100.00 | 9/29/2012 2:03:55 PM |
| Nickle-Back | $30.00 | 9/29/2012 1:56:15 PM |
| investment-kingdom | $25.00 | 9/29/2012 2:05:26 PM |
| firewomin | $25.00 | 9/29/2012 1:56:53 PM |
| rate-mogul | $50.00 | 9/29/2012 1:57:57 PM |
| IP | $25.00 | 9/29/2012 1:57:59 PM |
| ColoradoBanker | $50.00 | 9/29/2012 1:58:29 PM |
| marketplace-cello5 | $25.00 | 9/29/2012 2:09:00 PM |
| AKhusky | $25.00 | 9/29/2012 2:00:16 PM |
| math1973 | $47.00 | 9/29/2012 2:09:23 PM |
| sammyhammy | $25.00 | 9/29/2012 2:09:38 PM |
| metro457 | $100.00 | 9/29/2012 2:09:50 PM |
| ThomasC | $50.00 | 9/29/2012 2:11:19 PM |
| the-profit-oracle | $25.00 | 9/29/2012 2:01:55 PM |
| psonicl | $47.00 | 9/29/2012 2:12:28 PM |
| 108lender | $200.00 | 9/29/2012 2:02:06 PM |
| All_Wins | $58.33 | 9/29/2012 2:03:22 PM |
| ocean99 | $50.00 | 9/29/2012 2:04:51 PM |
| HuckerJ | $25.00 | 9/29/2012 2:14:17 PM |
| C_Mark | $50.00 | 9/29/2012 2:15:15 PM |
| Atlanta-Buyer | $25.00 | 9/29/2012 2:06:14 PM |
| excellent-hope | $25.00 | 9/29/2012 2:07:01 PM |
| community-bee | $25.00 | 9/29/2012 2:17:02 PM |
| figs4u2 | $100.00 | 9/29/2012 2:07:34 PM |
| bold-organic-yield | $40.00 | 9/29/2012 2:08:36 PM |
| kriegs | $28.00 | 9/29/2012 2:08:45 PM |
| fervent-revenue7 | $25.00 | 9/29/2012 2:15:27 PM |
| Woodworker57 | $25.00 | 9/29/2012 2:16:45 PM |
| JJ9876 | $25.00 | 9/29/2012 2:17:04 PM |
| mennleo | $50.00 | 9/29/2012 2:17:17 PM |
| slojudy | $25.00 | 9/29/2012 2:17:19 PM |
| 470 Investments
|
Borrower Payment Dependent Notes Series
646968
This series of Notes was issued and sold upon the funding of the borrower loan #75836, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-04-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $557.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 14y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,492 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| shrewd-deal742 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate current debt into one low payment versus paying numerous creditors.
My financial situation:
I am a good candidate for this loan because I have a very high FICO score and pay all of my bills early and on time and have been employed for a major Hotel brand for over 14 years. I have no late payments and am a very responsible borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jubilant-capital1 | $50.00 | 9/29/2012 12:23:13 PM |
| pious-currency875 | $100.00 | 9/29/2012 12:41:59 PM |
| fund-medalist171 | $35.00 | 9/29/2012 12:18:57 PM |
| Dave0 | $25.00 | 9/29/2012 12:49:05 PM |
| fboba | $300.00 | 9/29/2012 1:27:52 PM |
| Taxman44 | $25.00 | 9/29/2012 12:57:29 PM |
| bazaar-tulip | $25.00 | 9/29/2012 2:08:55 PM |
| ready-interest9 | $25.00 | 9/29/2012 2:49:54 PM |
| mar97 | $25.00 | 9/29/2012 2:00:13 PM |
| loyalty-hornet6 | $25.00 | 9/29/2012 2:02:34 PM |
| finance-dandelion | $25.00 | 9/29/2012 2:58:37 PM |
| FWF-kinetic | $25.00 | 9/29/2012 10:23:36 PM |
| marketplace-singularity3 | $125.00 | 9/29/2012 6:29:55 PM |
| aspen5 | $50.00 | 9/29/2012 8:50:36 PM |
| RBSbank | $50.07 | 9/30/2012 6:35:52 AM |
| houli123 | $25.00 | 9/30/2012 6:42:57 AM |
| bonus-seahorse | $250.00 | 9/30/2012 11:29:34 AM |
| blot44 | $25.00 | 9/30/2012 12:33:42 PM |
| Detour11 | $25.00 | 9/30/2012 6:57:26 PM |
| california111 | $100.00 | 9/30/2012 4:02:25 PM |
| cerebral-dollar773 | $25.00 | 9/30/2012 8:04:15 PM |
| herbyman | $50.00 | 10/1/2012 6:44:15 AM |
| heerzaquestion | $50.00 | 10/1/2012 7:55:32 AM |
| reasonable_usury | $50.00 | 10/1/2012 10:07:24 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:37 AM |
| tolerant-responsibility051 | $2,000.00 | 10/1/2012 11:51:13 AM |
| ddog0224 | $50.00 | 10/1/2012 10:28:47 AM |
| dukeiyer | $25.00 | 10/1/2012 11:16:35 AM |
| reward-dynamo | $25.00 | 10/1/2012 5:04:40 PM |
| betterthanstock | $50.00 | 10/1/2012 5:19:53 PM |
| repayment-pagoda8 | $100.00 | 10/1/2012 5:18:22 PM |
| producer455 | $25.60 | 10/1/2012 5:54:34 PM |
| compoundinterest | $25.00 | 10/1/2012 5:58:29 PM |
| mindful-generosity1 | $50.00 | 10/1/2012 6:19:33 PM |
| chac | $300.00 | 10/1/2012 7:45:17 PM |
| payout-paladin3 | $500.00 | 10/1/2012 6:59:05 PM |
| 340 | $25.00 | 10/1/2012 10:04:50 PM |
| EnglishGeekInNYC | $50.00 | 10/1/2012 7:20:19 PM |
| sri59 | $100.00 | 10/2/2012 8:07:37 AM |
| loyalist1 | $100.00 | 10/2/2012 8:20:52 AM |
| first-serene-credit | $25.00 | 10/1/2012 11:04:02 PM |
| flexible-rate1 | $25.00 | 10/2/2012 8:49:35 AM |
| neighborly-hope6 | $100.00 | 10/2/2012 9:19:12 AM |
| Investoman | $25.00 | 10/2/2012 9:21:34 AM |
| nevee | $35.00 | 10/2/2012 10:03:24 AM |
| Cai8899 | $25.00 | 10/2/2012 9:39:44 AM |
| lendacity | $25.00 | 10/2/2012 9:41:09 AM |
| magical-fairness4 | $25.00 | 10/2/2012 9:48:24 AM |
| pdub | $750.00 | 10/2/2012 10:23:35 AM |
| tenacious-affluence | $25.00 | 10/2/2012 9:50:36 AM |
| investment-genetics90 | $25.00 | 10/2/2012 10:04:29 AM |
| octoberfresh | $25.00 | 10/2/2012 10:48:00 AM |
| fortytwo | $150.00 | 10/2/2012 10:52:00 AM |
| cardminger | $25.00 | 10/2/2012 10:15:11 AM |
| adventurer447 | $300.00 | 10/2/2012 10:12:38 AM |
| awwaww | $25.00 | 10/2/2012 10:15:46 AM |
| treasure-generator | $25.00 | 10/2/2012 1:33:42 PM |
| socrates520 | $50.00 | 10/2/2012 11:09:34 AM |
| punctual-worth263 | $50.00 | 10/2/2012 11:04:58 AM |
| Avala | $39.00 | 10/2/2012 11:13:42 AM |
| OregonDane | $25.00 | 10/2/2012 11:44:33 AM |
| Loan-A-Ranger | $25.00 | 10/2/2012 11:30:30 AM |
| ethical-truth211 | $200.00 | 10/2/2012 1:22:57 PM |
| integrity-parsec | $25.00 | 10/2/2012 12:57:49 PM |
| the-careful-fund | $25.00 | 10/2/2012 1:55:24 PM |
| cwss-lending | $100.00 | 10/2/2012 2:25:28 PM |
| dough-kitten5 | $25.00 | 10/2/2012 4:26:58 PM |
| kind-exchange-association | $38.86 | 10/2/2012 4:13:53 PM |
| treasure-palace661 | $350.00 | 10/2/2012 5:32:04 PM |
| hitsman | $50.00 | 10/2/2012 6:28:20 PM |
| sanjubab | $100.00 | 10/2/2012 9:10:20 PM |
| spry-nickel | $40.00 | 10/2/2012 6:21:30 PM |
| DrStaff | $50.00 | 10/3/2012 3:57:38 AM |
| toughersteak | $30.00 | 10/3/2012 6:40:39 AM |
| Brisket_Bob | $100.89 | 10/3/2012 7:10:04 AM |
| payout-paladin3 | $250.00 | 10/2/2012 9:13:27 PM |
| orange-brainy-return | $25.00 | 10/3/2012 8:02:59 AM |
| UHcougars | $25.00 | 10/3/2012 12:13:43 AM |
| 08bob | $50.00 | 10/3/2012 3:29:48 AM |
| rockerZ71 | $25.00 | 10/3/2012 5:40:28 AM |
| WhiteInvestor | $30.00 | 10/3/2012 8:50:01 AM |
| Supernick | $500.00 | 10/3/2012 6:37:56 AM |
| trumpeter391 | $25.00 | 10/3/2012 6:54:55 AM |
| dissector56958 | $25.00 | 10/3/2012 6:57:53 AM |
| petangerie | $80.31 | 10/3/2012 7:03:34 AM |
| GrooveBiz | $50.00 | 10/3/2012 7:32:11 AM |
| Lender0010 | $50.00 | 10/3/2012 8:16:03 AM |
| best-asset-jedi | $25.00 | 10/3/2012 8:40:50 AM |
| peace-fixer8 | $25.00 | 10/3/2012 8:41:23 AM |
| hawaii5-0 | $50.00 | 10/3/2012 9:07:15 AM |
| principal-trident | $25.00 | 10/3/2012 9:44:44 AM |
| ideal-platinum1 | $50.00 | 10/3/2012 10:20:15 AM |
| eljobe | $45.00 | 10/3/2012 10:01:59 AM |
| hard-working-rate3 | $25.00 | 10/3/2012 10:03:48 AM |
| JTHarris | $25.00 | 10/3/2012 11:05:43 AM |
| Gnube | $25.00 | 10/3/2012 10:34:03 AM |
| beer-gardener | $50.00 | 10/3/2012 1:32:59 PM |
| green-moola-sniffer | $25.00 | 10/3/2012 2:18:48 PM |
| chorus731 | $25.00 | 10/3/2012 12:28:34 PM |
| Dubbs360 | $500.00 | 10/3/2012 12:36:59 PM |
| friendinmoney | $25.00 | 10/3/2012 5:06:50 PM |
| Arvicco | $400.00 | 10/3/2012 5:34:03 PM |
| wise-unequivocal-return | $25.00 | 10/3/2012 5:54:17 PM |
| Aimvest | $25.00 | 10/3/2012 6:08:12 PM |
| platinum-genetics | $25.00 | 10/3/2012 6:33:36 PM |
| aesop56 | $25.00 | 10/3/2012 6:23:56 PM |
| logical-reward8 | $25.00 | 10/3/2012 6:24:43 PM |
| GraffitiBridge | $25.00 | 10/3/2012 6:45:42 PM |
| priceless-felicity7 | $25.00 | 10/3/2012 10:42:20 PM |
| p2p-rocker141 | $25.00 | 10/4/2012 1:02:59 AM |
| peregrine | $50.00 | 10/3/2012 8:53:50 PM |
| bonafide-yield351 | $25.00 | 10/3/2012 9:08:05 PM |
| respectful-credit820 | $25.00 | 10/3/2012 11:16:36 PM |
| trade-wildcat2 | $35.00 | 10/4/2012 7:26:20 AM |
| asset-linkage | $25.00 | 10/4/2012 1:43:29 AM |
| Canassatego | $25.00 | 10/4/2012 5:21:48 AM |
| RBSbank | $34.28 | 10/4/2012 5:47:03 AM |
| Suit | $76.28 | 10/4/2012 6:36:26 AM |
| farlik | $25.00 | 10/4/2012 7:55:35 AM |
| Occhy | $30.00 | 10/4/2012 7:21:50 AM |
| velocity-balancer6 | $25.00 | 10/4/2012 7:55:58 AM |
| Leopoldine | $30.00 | 10/4/2012 8:33:27 AM |
| Rogue_Funding | $25.00 | 10/4/2012 8:37:05 AM |
| wtrboy | $25.00 | 10/4/2012 9:17:55 AM |
| unforgettable-wealth4 | $50.00 | 10/4/2012 9:14:19 AM |
| selfmademan | $25.00 | 10/4/2012 9:42:55 AM |
| AmericanCredit | $76.00 | 10/4/2012 9:59:49 AM |
| p2ploan-harmony913 | $50.00 | 10/4/2012 10:01:07 AM |
| loanlaw | $25.00 | 10/4/2012 9:42:06 AM |
| jocephus | $25.00 | 10/4/2012 10:18:29 AM |
| Great-Mom | $25.00 | 10/4/2012 9:59:08 AM |
| orange-dollar-raccoon | $100.00 | 10/4/2012 10:27:56 AM |
| cash-merry-maker | $25.00 | 10/4/2012 10:29:27 AM |
| a-unflappable-finance | $99.00 | 10/4/2012 10:06:25 AM |
| reward-walnut | $25.00 | 10/4/2012 10:34:21 AM |
| Daneistes | $50.00 | 10/4/2012 10:34:26 AM |
| dilbert17 | $25.00 | 10/4/2012 10:35:38 AM |
| invincible-deal82 | $25.00 | 10/4/2012 10:38:07 AM |
| C_Mark | $50.00 | 10/4/2012 10:13:31 AM |
| the_winning_ticket | $100.00 | 10/4/2012 10:13:56 AM |
| spilunker768 | $25.00 | 10/4/2012 10:40:07 AM |
| poster177 | $50.00 | 10/4/2012 10:14:09 AM |
| cspot | $25.00 | 10/4/2012 10:40:41 AM |
| thoughtful-fairness2 | $25.00 | 10/4/2012 10:15:00 AM |
| Tradesmanlender | $25.00 | 10/4/2012 10:40:59 AM |
| AFairDeal | $25.00 | 10/4/2012 10:41:39 AM |
| dynamic-gold3 | $25.00 | 10/4/2012 10:16:32 AM |
| Octavian315 | $26.00 | 10/4/2012 10:16:41 AM |
| mcarm66 | $25.00 | 10/4/2012 10:19:06 AM |
| the-profit-worker | $25.00 | 10/4/2012 10:44:57 AM |
| larrybird | $1,000.00 | 10/4/2012 10:17:48 AM |
| krisran | $50.00 | 10/4/2012 10:20:30 AM |
| rupee-lotus5 | $50.00 | 10/4/2012 10:21:59 AM |
| selvamfinance | $25.00 | 10/4/2012 10:20:32 AM |
| ThomasC | $50.00 | 10/4/2012 10:22:40 AM |
| finance-assembler | $30.00 | 10/4/2012 10:56:49 AM |
| nasjack | $25.00 | 10/4/2012 10:31:20 AM |
| UstedEsElHombre | $100.00 | 10/4/2012 10:29:39 AM |
| JLMGroupFunds | $25.00 | 10/4/2012 10:31:38 AM |
| hardwareman | $25.00 | 10/4/2012 11:07:11 AM |
| LogicalCC | $25.00 | 10/4/2012 10:35:05 AM |
| LR_Biker | $50.00 | 10/4/2012 10:32:46 AM |
| gzeo | $25.00 | 10/4/2012 10:33:31 AM |
| cingular | $25.00 | 10/4/2012 10:33:47 AM |
| Medops911 | $25.00 | 10/4/2012 10:35:07 AM |
| Logan7 | $25.00 | 10/4/2012 10:41:36 AM |
| solarwind | $25.00 | 10/4/2012 10:44:14 AM |
| inspired-investment8 | $100.00 | 10/4/2012 10:50:37 AM |
| MoneyMoon | $25.00 | 10/4/2012 10:49:42 AM |
| jennifer55126 | $25.00 | 10/4/2012 11:28:33 AM |
| vigilance-revolutionary | $50.00 | 10/4/2012 10:50:31 AM |
| velocity-javelin8 | $25.00 | 10/4/2012 10:52:22 AM |
| slartibardfast | $25.00 | 10/4/2012 10:52:25 AM |
| bdiddy1268 | $25.00 | 10/4/2012 11:01:36 AM |
| Maccs55 | $25.00 | 10/4/2012 10:56:10 AM |
| gallant-economy9 | $50.00 | 10/4/2012 11:02:46 AM |
| siege01 | $25.00 | 10/4/2012 11:03:22 AM |
| spqrxxi | $25.00 | 10/4/2012 11:07:24 AM |
| zone6 | $100.00 | 10/4/2012 11:29:06 AM |
| aver2801 | $25.00 | 10/4/2012 11:30:36 AM |
| responsibility-butterfly | $25.00 | 9/30/2012 6:50:28 AM |
| RGlad | $100.00 | 9/29/2012 12:06:18 PM |
| green-trade-dolphin2 | $27.02 | 9/29/2012 12:03:42 PM |
| community-burrito9 | $30.00 | 9/29/2012 12:30:50 PM |
| affluence-kingdom9 | $100.00 | 9/29/2012 1:19:05 PM |
| excellent-funds649 | $50.00 | 9/29/2012 2:05:09 PM |
| kenji4861 | $25.00 | 9/29/2012 1:57:19 PM |
| jtc26 | $50.00 | 9/29/2012 4:16:58 PM |
| hopeful_lender | $150.00 | 9/29/2012 4:43:14 PM |
| sanjubab | $50.00 | 9/29/2012 2:12:43 PM |
| sri59 | $100.00 | 9/30/2012 3:23:17 AM |
| Zipperdu | $45.46 | 9/30/2012 6:32:03 AM |
| otherwisedisposed | $500.00 | 9/29/2012 7:52:52 PM |
| dollar-idol7 | $30.00 | 9/29/2012 5:30:52 PM |
| peace-cell2 | $25.00 | 9/29/2012 9:05:05 PM |
| Good-Yield | $50.00 | 9/30/2012 3:25:56 AM |
| vines99 | $25.00 | 9/29/2012 11:56:47 PM |
| bonafide-economy | $50.00 | 9/30/2012 8:36:16 AM |
| azazle | $50.00 | 9/30/2012 1:01:00 PM |
| themoneydoctor | $100.00 | 9/30/2012 1:18:35 PM |
| Castellan | $50.00 | 9/30/2012 12:22:39 PM |
| janeybooboo | $75.00 | 9/30/2012 12:16:55 PM |
| serene-truth2 | $100.00 | 9/30/2012 7:23:49 PM |
| john0720 | $25.00 | 9/30/2012 1:56:34 PM |
| new-ore-venture | $100.00 | 9/30/2012 10:02:01 PM |
| proper-exchange8 | $100.00 | 9/30/2012 11:40:59 PM |
| giftgold | $25.00 | 9/30/2012 3:47:32 PM |
| 3_boyz | $50.00 | 9/30/2012 3:49:59 PM |
| Daubertoo | $25.00 | 9/30/2012 4:28:41 PM |
| imogen22 | $50.00 | 9/30/2012 5:24:13 PM |
| SamyFromRI | $25.00 | 10/1/2012 6:42:05 AM |
| napmanger | $200.00 | 9/30/2012 9:43:42 PM |
| WindomDev | $25.00 | 9/30/2012 9:35:43 PM |
| truth-igniter4 | $25.00 | 10/1/2012 10:47:58 AM |
| leverage-monger | $25.00 | 10/1/2012 1:27:56 PM |
| responsive-worth5 | $50.00 | 10/1/2012 5:52:56 PM |
| BiggestG | $25.00 | 10/1/2012 7:12:26 PM |
| repayment-chihuahua3 | $25.00 | 10/2/2012 1:37:06 AM |
| bellaquito | $500.00 | 10/1/2012 7:40:29 PM |
| bbjones3 | $100.00 | 10/2/2012 5:14:54 AM |
| the-magnetic-transaction | $29.00 | 10/2/2012 9:07:30 AM |
| villagers | $50.00 | 10/2/2012 9:14:57 AM |
| transparency-river1 | $750.00 | 10/2/2012 9:16:07 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:06 AM |
| nuclearmoose | $50.00 | 10/2/2012 9:51:37 AM |
| ingenious-point1 | $50.00 | 10/2/2012 10:10:57 AM |
| botfolio | $300.00 | 10/2/2012 10:22:09 AM |
| american6 | $50.00 | 10/2/2012 10:39:39 AM |
| calamango | $50.00 | 10/2/2012 10:46:26 AM |
| comoy | $25.00 | 10/2/2012 10:58:49 AM |
| mybackyard | $69.13 | 10/2/2012 12:38:19 PM |
| daddysgotya | $50.00 | 10/2/2012 12:03:50 PM |
| unassailable-funds754 | $25.00 | 10/2/2012 2:28:43 PM |
| blackstar | $25.00 | 10/2/2012 1:43:06 PM |
| Weaverville | $100.00 | 10/2/2012 2:20:08 PM |
| grotheik | $30.00 | 10/2/2012 3:40:33 PM |
| wise-bid-umbrella | $25.00 | 10/2/2012 2:35:58 PM |
| refined-return922 | $25.00 | 10/2/2012 3:55:34 PM |
| zassociate | $200.00 | 10/2/2012 5:12:27 PM |
| Darts | $50.00 | 10/2/2012 5:32:39 PM |
| nhm | $25.00 | 10/2/2012 6:12:09 PM |
| loyalty-circuitry | $100.00 | 10/2/2012 7:25:55 PM |
| __A1B2 | $31.00 | 10/2/2012 8:49:10 PM |
| wwwUniversal | $25.00 | 10/2/2012 6:30:28 PM |
| upperdeck | $25.00 | 10/3/2012 6:42:06 AM |
| keen-credit6 | $27.00 | 10/2/2012 7:58:46 PM |
| aldeed | $400.00 | 10/3/2012 7:28:34 AM |
| 77dowplace | $40.00 | 10/3/2012 1:12:04 AM |
| honeybee11 | $50.00 | 10/3/2012 3:46:25 AM |
| astute-fairness0 | $25.00 | 10/3/2012 6:10:43 AM |
| dime-advantage4 | $25.00 | 10/3/2012 8:56:02 AM |
| Flanders122 | $25.00 | 10/3/2012 8:56:54 AM |
| deal-financier5 | $75.00 | 10/3/2012 8:58:29 AM |
| rubylender | $25.00 | 10/3/2012 6:31:58 AM |
| blue-lucrative-rate | $50.00 | 10/3/2012 7:32:14 AM |
| dynadave | $1,000.00 | 10/3/2012 6:57:59 AM |
| DaveTheWave | $25.00 | 10/3/2012 8:27:35 AM |
| astute-benjamins | $150.00 | 10/3/2012 8:04:48 AM |
| kermitdafrog | $25.00 | 10/3/2012 8:05:23 AM |
| peace-fixer8 | $25.00 | 10/3/2012 8:41:11 AM |
| Leshan | $50.00 | 10/3/2012 8:32:06 AM |
| agalt | $100.00 | 10/3/2012 9:39:30 AM |
| durability-slingshot2 | $75.00 | 10/3/2012 10:03:16 AM |
| justice-mermaid067 | $25.00 | 10/3/2012 9:54:44 AM |
| diggingupward | $25.00 | 10/3/2012 10:03:02 AM |
| diversification-cycle4 | $200.00 | 10/3/2012 10:16:45 AM |
| issiohoyo | $25.00 | 10/3/2012 10:21:55 AM |
| mr_haldane | $100.00 | 10/3/2012 10:52:32 AM |
| squadron465 | $25.00 | 10/3/2012 10:44:54 AM |
| deal-cowbell695 | $25.00 | 10/3/2012 2:21:32 PM |
| radforj22 | $25.00 | 10/3/2012 11:59:04 AM |
| angrenost | $25.00 | 10/3/2012 3:55:22 PM |
| credible-responsibility022 | $25.00 | 10/3/2012 1:30:34 PM |
| cordial-loan036 | $50.00 | 10/3/2012 1:33:25 PM |
| antlr | $25.00 | 10/3/2012 4:21:36 PM |
| hawaladar | $35.00 | 10/3/2012 4:33:51 PM |
| cash-hotshot139 | $25.00 | 10/3/2012 5:05:02 PM |
| flo_rida | $100.00 | 10/3/2012 6:04:55 PM |
| andrew491 | $50.00 | 10/3/2012 6:06:05 PM |
| fly4sugar | $50.00 | 10/3/2012 8:28:55 PM |
| producer455 | $25.00 | 10/3/2012 9:03:34 PM |
| blue-laudable-dinero | $34.22 | 10/3/2012 8:01:07 PM |
| clean-penny059 | $100.00 | 10/4/2012 6:52:51 AM |
| exchange-portait7 | $30.00 | 10/4/2012 4:43:09 AM |
| hl8428 | $29.89 | 10/4/2012 5:13:56 AM |
| deal-scientist5 | $75.00 | 10/4/2012 4:44:30 AM |
| New-Truck-Savings | $25.00 | 10/4/2012 5:05:15 AM |
| malacandra | $50.00 | 10/4/2012 8:12:16 AM |
| mizon291 | $25.00 | 10/4/2012 9:07:52 AM |
| innocent-loot | $25.00 | 10/4/2012 9:08:19 AM |
| RichDadPoorDad | $25.00 | 10/4/2012 9:35:17 AM |
| Pasagam | $50.00 | 10/4/2012 9:41:56 AM |
| meux99 | $25.00 | 10/4/2012 9:37:54 AM |
| jfd287 | $25.00 | 10/4/2012 9:39:59 AM |
| minista | $25.00 | 10/4/2012 9:47:36 AM |
| klin | $25.00 | 10/4/2012 10:16:46 AM |
| shabufa | $25.00 | 10/4/2012 10:26:42 AM |
| lender_100 | $25.00 | 10/4/2012 10:29:04 AM |
| rulender | $25.00 | 10/4/2012 10:31:50 AM |
| dpfl55 | $25.00 | 10/4/2012 10:32:37 AM |
| skuba | $75.00 | 10/4/2012 10:40:39 AM |
| dharma1 | $25.00 | 10/4/2012 10:14:30 AM |
| BuffetRocks | $50.00 | 10/4/2012 10:41:01 AM |
| riskadverse44 | $25.00 | 10/4/2012 10:15:54 AM |
| cunning-worth5 | $25.00 | 10/4/2012 10:41:48 AM |
| riproaringrapids | $50.00 | 10/4/2012 10:19:54 AM |
| Snoopylover | $25.00 | 10/4/2012 10:19:54 AM |
| green-tree-shake | $35.00 | 10/4/2012 10:52:32 AM |
| lifeslessons | $25.00 | 10/4/2012 10:22:06 AM |
| durability-officer | $200.00 | 10/4/2012 10:53:55 AM |
| Beverly_Hills_Lender | $25.00 | 10/4/2012 10:24:09 AM |
| gojackgo | $50.00 | 10/4/2012 10:55:52 AM |
| transparency-halo | $25.00 | 10/4/2012 10:26:37 AM |
| GreatReturnForYou | $25.00 | 10/4/2012 10:56:38 AM |
| Svendolyn80 | $50.00 | 10/4/2012 10:30:03 AM |
| BicyclePostLendingDivision | $35.00 | 10/4/2012 10:59:32 AM |
| Emgolda | $25.00 | 10/4/2012 10:30:39 AM |
| figs4u2 | $100.00 | 10/4/2012 10:32:59 AM |
| Kunakiku | $25.00 | 10/4/2012 10:33:58 AM |
| worth-sanctuary9 | $25.00 | 10/4/2012 10:34:02 AM |
| macgeek | $50.00 | 10/4/2012 10:33:37 AM |
| proud-pound4 | $25.00 | 10/4/2012 10:36:24 AM |
| credit-human8 | $25.00 | 10/4/2012 10:43:02 AM |
| velocity-solo | $25.00 | 10/4/2012 11:22:27 AM |
| elasermd | $50.00 | 10/4/2012 10:44:39 AM |
| cordial-affluence2 | $25.00 | 10/4/2012 11:26:38 AM |
| orange-liberty-oyster | $25.00 | 10/4/2012 10:51:47 AM |
| justice-disk7 | $25.00 | 10/4/2012 10:50:28 AM |
| intently | $25.00 | 10/4/2012 10:53:23 AM |
| power-trophy7 | $25.00 | 10/4/2012 10:53:04 AM |
| Gabriel02 | $25.00 | 10/4/2012 10:55:26 AM |
| Graces | $25.00 | 10/4/2012 10:58:00 AM |
| worth-web5 | $50.00 | 10/4/2012 10:55:30 AM |
| mledom | $25.00 | 10/4/2012 10:56:13 AM |
| treasure-omatic2 | $50.00 | 10/4/2012 11:04:49 AM |
| djs81 | $75.00 | 10/4/2012 11:01:29 AM |
| srilm | $25.00 | 10/4/2012 11:02:08 AM |
| Chutney | $25.00 | 10/4/2012 11:11:38 AM |
| atope | $25.00 | 10/4/2012 11:04:01 AM |
| orange-mindful-bazaar | $50.00 | 10/4/2012 11:13:33 AM |
| gracej | $25.00 | 10/4/2012 11:10:40 AM |
| social-zebra | $25.00 | 10/4/2012 11:21:09 AM |
| brutusbone | $25.00 | 10/4/2012 11:13:39 AM |
| justinology | $30.00 | 10/4/2012 11:23:17 AM |
| 344 Investments
|
Borrower Payment Dependent Notes Series
647020
This series of Notes was issued and sold upon the funding of the borrower loan #75625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-27-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $467.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1975 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,611 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| BogeyMaster |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate all my bills
My financial situation:
I am a good candidate for this loan because...I work full time and never miss a payment on the bills I owe. I just need to make this easier to manage by having just one payment. And also so I can pay this debt off much faster.
Monthly net income: $2,200.00
Monthly expenses: $150.00
Housing: $560.00
Insurance: $60.00
Car expenses: $400.00
Utilities: $50.00
Phone, cable, internet: $100.00
Food, entertainment: $100.00
Clothing, household expenses: $200.00
Credit cards and other loans: $365.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Splangy613 | $25.00 | 9/27/2012 5:01:42 PM |
| Bob450 | $25.00 | 9/27/2012 5:02:12 PM |
| worth-blanket2 | $13,500.00 | 9/27/2012 5:04:27 PM |
| phenomenal-rate1 | $500.00 | 9/27/2012 5:07:10 PM |
| cash-mad-scientist3 | $25.00 | 9/27/2012 5:07:28 PM |
| careful-vigilance4 | $25.00 | 9/27/2012 5:15:22 PM |
| RGlad | $100.00 | 9/27/2012 5:05:23 PM |
| janeybooboo | $50.00 | 9/27/2012 5:05:35 PM |
| handy-justice | $50.00 | 9/27/2012 5:06:17 PM |
| 52digital | $75.00 | 9/27/2012 5:01:02 PM |
| azazle | $50.00 | 9/27/2012 5:11:12 PM |
| historic-value7 | $300.00 | 9/27/2012 5:04:47 PM |
| ethical-truth211 | $100.00 | 9/27/2012 5:18:24 PM |
| felicity-contributor3 | $25.00 | 9/27/2012 5:08:33 PM |
| speedy-peso1 | $100.00 | 9/27/2012 5:22:28 PM |
| bewitching-dollar5 | $100.00 | 9/27/2012 5:23:49 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
647070
This series of Notes was issued and sold upon the funding of the borrower loan #75619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54,644 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| beeper956 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business expansion
Purpose of loan:
This loan will be used to...expand my business even futher for the Christmas season
My financial situation:
I am a good candidate for this loan because...I should have no past dues on my credit bureau, my business has generated over $400,000 in sales this year (online retailer). And I would like to expand my business by purchasing even more inventory for Christmas time. My margins are pretty good so I feel that even though this rate is horrible I can still overcome this and make a tidy profit on this. I also work full time which supplements my business income
Monthly net income: $11666
Monthly expenses: $
Housing: $1000
Insurance: $105
Car expenses: $50
Utilities: $150
Phone, cable, internet: $120
Food, entertainment: $75
Clothing, household expenses: $75
Credit cards and other loans: $
Other expenses: $
The above is somewhat tough to fill out, my credit rating is only "higher risk" because I have company credit cards that are in my personal name (which I will fix at the begining of next year to help my credit score)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $100.00 | 9/29/2012 12:21:09 PM |
| RGlad | $100.00 | 9/29/2012 12:01:20 PM |
| let_me_retire | $25.00 | 9/29/2012 12:18:22 PM |
| mindful-generosity1 | $50.00 | 9/29/2012 12:49:31 PM |
| riveting-credit5 | $25.00 | 9/29/2012 1:38:04 PM |
| gain-equator | $25.00 | 9/29/2012 1:33:34 PM |
| rate-sceptre | $25.00 | 9/29/2012 2:03:22 PM |
| neptuno | $25.00 | 9/29/2012 4:01:12 PM |
| favorite-commerce | $50.00 | 9/29/2012 3:02:17 PM |
| Gaius | $100.00 | 9/29/2012 10:29:39 PM |
| bellaquito | $500.00 | 9/29/2012 3:19:29 PM |
| vines99 | $25.00 | 9/29/2012 11:54:47 PM |
| Numbat77 | $25.00 | 9/29/2012 3:38:29 PM |
| Digger85 | $100.00 | 9/30/2012 6:51:02 AM |
| prudent-gain7 | $25.00 | 9/30/2012 7:08:21 AM |
| Leshan | $50.00 | 9/30/2012 8:05:22 AM |
| bid-stockpiler1 | $25.00 | 9/30/2012 6:16:38 AM |
| pierrelasvegas | $25.00 | 9/30/2012 3:54:31 AM |
| Frover | $30.00 | 9/30/2012 7:06:10 AM |
| TFAD72 | $25.00 | 9/30/2012 11:00:23 AM |
| california111 | $100.00 | 9/30/2012 11:20:48 AM |
| refresher211 | $25.00 | 9/30/2012 5:27:54 PM |
| InvestingInYourDream | $104.75 | 9/30/2012 6:25:41 PM |
| foldingbenny2 | $30.00 | 9/30/2012 7:55:56 PM |
| Tensleep | $62.52 | 9/30/2012 9:39:59 PM |
| integrity-electron9 | $50.00 | 9/30/2012 8:59:17 PM |
| billybragg | $25.00 | 9/30/2012 11:02:34 PM |
| WindomDev | $50.00 | 9/30/2012 9:57:16 PM |
| azazle | $50.00 | 10/1/2012 9:21:28 AM |
| nickel-universe2 | $25.00 | 10/1/2012 8:04:10 AM |
| Iamthewalrus | $25.00 | 10/1/2012 7:54:11 AM |
| cp-family | $50.00 | 10/1/2012 10:13:31 AM |
| Sabo | $100.00 | 10/1/2012 10:46:25 AM |
| responsibility-butterfly | $25.00 | 9/30/2012 6:50:29 AM |
| cattlebaron | $50.00 | 9/29/2012 12:22:55 PM |
| duty-viola | $35.00 | 9/29/2012 12:29:17 PM |
| handy-justice | $50.00 | 9/29/2012 12:25:58 PM |
| money-baron | $100.00 | 9/29/2012 2:30:02 PM |
| open-minded-p2p1 | $25.00 | 9/29/2012 2:35:21 PM |
| Cookstersalibi | $25.00 | 9/29/2012 3:19:08 PM |
| graceful-investment | $106.00 | 9/29/2012 2:23:19 PM |
| contract-victor5 | $30.00 | 9/29/2012 11:03:39 PM |
| luminous-finance9 | $26.00 | 9/30/2012 5:35:30 AM |
| credit-driver9 | $74.88 | 9/30/2012 5:56:48 AM |
| quarkyuzu | $50.00 | 9/30/2012 10:20:37 AM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:42 PM |
| Kqwik | $25.00 | 9/29/2012 11:35:40 PM |
| kendigme | $32.73 | 9/30/2012 5:29:07 AM |
| stock106 | $25.00 | 9/30/2012 8:14:35 AM |
| jhouman | $50.00 | 9/30/2012 8:25:53 AM |
| 08bob | $50.00 | 9/30/2012 10:37:58 AM |
| continental2 | $50.00 | 9/30/2012 11:38:00 AM |
| Assets-Up | $25.00 | 9/30/2012 12:33:14 PM |
| shawnb777 | $50.00 | 9/30/2012 1:28:19 PM |
| money-fort | $25.00 | 9/30/2012 9:20:08 PM |
| fountain355 | $25.00 | 10/1/2012 5:11:26 AM |
| famous-reward9 | $200.00 | 10/1/2012 6:27:36 AM |
| LakeShoreLending | $25.00 | 9/30/2012 5:24:32 PM |
| sensible-fund | $30.00 | 9/30/2012 5:36:12 PM |
| Sixmil | $50.00 | 9/30/2012 9:01:19 PM |
| mauge35 | $50.00 | 9/30/2012 10:45:26 PM |
| best-bonafide-p2p | $25.00 | 10/1/2012 9:17:40 AM |
| towering-cash6 | $25.00 | 9/30/2012 10:49:51 PM |
| reducereuserecycle | $25.00 | 9/30/2012 10:59:45 PM |
| bold-pound-statuette | $150.00 | 10/1/2012 3:02:56 AM |
| golffish2 | $25.00 | 10/1/2012 4:04:39 AM |
| scholarly-order6 | $75.00 | 10/1/2012 5:21:25 AM |
| thehousewife | $25.00 | 10/1/2012 8:19:22 AM |
| groundsquirrel | $25.00 | 10/1/2012 8:44:32 AM |
| blue-unrelenting-rupee | $25.00 | 10/1/2012 8:50:37 AM |
| greencat | $50.00 | 10/1/2012 9:51:29 AM |
| green-truth-mermaid | $30.00 | 10/1/2012 10:30:53 AM |
| reasonable_usury | $50.00 | 10/1/2012 10:07:03 AM |
| CA-Lender | $8.12 | 10/1/2012 10:48:10 AM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
647076
This series of Notes was issued and sold upon the funding of the borrower loan #75629, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $582.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1983 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 12
/
13 | Length of status: | 10y 1m |
|
Amount delinquent:
| $443 |
Total credit lines:
| 51 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $64,876 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Kiwanis |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 91% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 9% )
| 780-799
(Sep-2010)
760-779
(Oct-2009)
780-799
(Apr-2007)
800-819
(Mar-2007)
|
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Other
Purpose of loan: Establish OHIO lending.
This loan will be used to Establish OHIO lending
My financial situation:
Own the D1 D2 permit in OHIO inside a 1800 seat 8 screen Cinema. Looking for two LLC's to run the Cinema and one for the food operations. My LLC will keep the beverage gross.
Monthly net income: Projecting $800,000 (Low includes ticket and food sales)
Monthly expenses: % of gross
Housing: N/A
Insurance: $3200 (Business)
Car expenses: N/A
Utilities: N/A
Phone, cable, internet: $120
Food, entertainment: N/A
Clothing, household expenses: N/A
Credit cards and other loans: N/A
Other expenses: Inventory
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/30/2012 6:50:29 AM |
| halothane_logic | $26.00 | 9/29/2012 12:00:59 PM |
| upright-revenue7 | $25.00 | 9/29/2012 12:01:44 PM |
| Megs44 | $25.00 | 9/29/2012 12:08:20 PM |
| Radiant_Lion | $150.00 | 9/29/2012 12:08:57 PM |
| successful-agreement7 | $89.00 | 9/29/2012 12:10:26 PM |
| etraboulay | $50.00 | 9/29/2012 12:10:46 PM |
| leverage-sensai6 | $25.00 | 9/29/2012 12:14:40 PM |
| bid-czar8 | $100.00 | 9/29/2012 12:17:42 PM |
| ITExec | $100.00 | 9/29/2012 12:19:53 PM |
| finance-prescription | $100.00 | 9/29/2012 12:27:59 PM |
| Preferred-Lender | $25.00 | 9/29/2012 12:02:23 PM |
| cp-family | $50.00 | 9/29/2012 12:38:50 PM |
| purposeful-durability8 | $100.00 | 9/29/2012 12:41:07 PM |
| fjl3 | $25.00 | 9/29/2012 12:12:25 PM |
| CMJ-Partners | $100.00 | 9/29/2012 12:04:53 PM |
| handy-justice | $50.00 | 9/29/2012 12:15:28 PM |
| biz20 | $25.00 | 9/29/2012 12:07:55 PM |
| money-surge1 | $25.00 | 9/29/2012 12:50:34 PM |
| FASTIZIO_P | $27.00 | 9/29/2012 12:13:16 PM |
| wonderous-principal083 | $25.00 | 9/29/2012 12:29:22 PM |
| zipemdown | $25.00 | 9/29/2012 12:16:22 PM |
| economy-producer | $25.00 | 9/29/2012 1:01:08 PM |
| truth-companion | $27.00 | 9/29/2012 12:16:52 PM |
| smithd76 | $25.00 | 9/29/2012 12:17:11 PM |
| durability-molecule | $25.00 | 9/29/2012 1:07:37 PM |
| Maetryx | $25.00 | 9/29/2012 1:08:16 PM |
| qwsd12 | $28.00 | 9/29/2012 12:19:25 PM |
| lucrative-dollar | $25.00 | 9/29/2012 1:10:42 PM |
| top-gold-library | $25.00 | 9/29/2012 12:23:44 PM |
| skro | $25.00 | 9/29/2012 12:40:35 PM |
| boybutter | $25.00 | 9/29/2012 12:24:44 PM |
| moola-wildebeest3 | $44.00 | 9/29/2012 1:14:07 PM |
| helpinghand63 | $25.00 | 9/29/2012 12:41:19 PM |
| Sibelius2 | $25.00 | 9/29/2012 12:43:11 PM |
| tornandfrayed | $25.00 | 9/29/2012 12:47:52 PM |
| lcole32 | $25.00 | 9/29/2012 12:49:23 PM |
| brightest-affluence-motivator | $50.00 | 9/29/2012 12:38:32 PM |
| davisfl | $25.00 | 9/29/2012 12:49:41 PM |
| ore-healer6 | $100.00 | 9/29/2012 12:50:11 PM |
| heart514 | $25.00 | 9/29/2012 12:41:21 PM |
| Beld | $50.00 | 9/29/2012 1:30:03 PM |
| silver-enlightenment0 | $25.00 | 9/29/2012 1:34:57 PM |
| kind-lovely-marketplace | $25.00 | 9/29/2012 1:36:21 PM |
| DER | $25.00 | 9/29/2012 1:36:58 PM |
| shrewd-peace7 | $25.00 | 9/29/2012 1:00:18 PM |
| Dave0 | $25.00 | 9/29/2012 12:49:05 PM |
| Hambone1111 | $25.00 | 9/29/2012 1:02:15 PM |
| Learning2Lend | $25.00 | 9/29/2012 12:49:20 PM |
| the-credit-maker | $100.00 | 9/29/2012 1:07:38 PM |
| kind-rupee-welder | $25.00 | 9/29/2012 1:08:00 PM |
| the-laudable-peso | $40.00 | 9/29/2012 12:50:16 PM |
| jmb_lending | $25.00 | 9/29/2012 1:08:58 PM |
| shmb6508 | $50.00 | 9/29/2012 1:10:06 PM |
| dedicated-transaction796 | $25.00 | 9/29/2012 12:53:36 PM |
| credit-czar5 | $25.00 | 9/29/2012 1:47:18 PM |
| ivadood | $38.00 | 9/29/2012 1:19:29 PM |
| capital-renewal | $25.00 | 9/29/2012 1:19:45 PM |
| MrSHiat | $25.00 | 9/29/2012 12:59:05 PM |
| foxtrot12 | $75.00 | 9/29/2012 1:48:24 PM |
| oreyedoc | $50.00 | 9/29/2012 1:20:14 PM |
| gethsemane4 | $25.00 | 9/29/2012 1:49:31 PM |
| daniel5075 | $100.00 | 9/29/2012 1:00:54 PM |
| yield-trader | $25.00 | 9/29/2012 1:51:00 PM |
| washboard1 | $25.00 | 9/29/2012 1:21:29 PM |
| income-pillow | $75.00 | 9/29/2012 1:21:59 PM |
| genius520 | $100.00 | 9/29/2012 1:06:56 PM |
| csakhil | $50.00 | 9/29/2012 1:25:31 PM |
| MrBailey | $25.00 | 9/29/2012 1:28:00 PM |
| TheHillsAreAlive | $25.00 | 9/29/2012 1:19:49 PM |
| adventurer447 | $300.00 | 9/29/2012 1:20:30 PM |
| ChrisTJ | $25.00 | 9/29/2012 1:32:49 PM |
| supreme-treasure8 | $100.00 | 9/29/2012 2:00:36 PM |
| SummitAdvisors | $50.00 | 9/29/2012 1:36:11 PM |
| jkeller4000 | $100.00 | 9/29/2012 1:39:05 PM |
| bubb_hans | $25.00 | 9/29/2012 1:30:41 PM |
| gizzywump | $25.00 | 9/29/2012 2:04:15 PM |
| mikbos | $25.00 | 9/29/2012 1:34:25 PM |
| best-charming-leverage | $50.00 | 9/29/2012 1:44:43 PM |
| worldly-community3 | $50.00 | 9/29/2012 1:46:51 PM |
| Ballybay | $100.00 | 9/29/2012 1:37:05 PM |
| top-goodhearted-liberty | $25.00 | 9/29/2012 1:49:48 PM |
| Diamond_Jim | $25.00 | 9/29/2012 1:50:44 PM |
| unassailable-funds754 | $25.00 | 9/29/2012 1:40:55 PM |
| loan-mammal | $100.00 | 9/29/2012 1:40:58 PM |
| jwesleym | $25.00 | 9/29/2012 1:52:48 PM |
| top-historic-peso | $25.00 | 9/29/2012 1:42:44 PM |
| authoritative-platinum7 | $50.00 | 9/29/2012 1:44:08 PM |
| compassionate-auction6 | $150.00 | 9/29/2012 2:13:44 PM |
| fortytwo | $150.00 | 9/29/2012 2:14:04 PM |
| thankful-nickel2 | $25.00 | 9/29/2012 1:55:29 PM |
| powerplant62 | $25.00 | 9/29/2012 1:56:19 PM |
| p2ploan-charmer | $25.00 | 9/29/2012 1:48:48 PM |
| statuesque-affluence058 | $25.00 | 9/29/2012 1:50:05 PM |
| debt-force | $25.00 | 9/29/2012 1:58:20 PM |
| richboy56 | $25.00 | 9/29/2012 1:52:26 PM |
| exciting-loyalty3 | $25.00 | 9/29/2012 1:54:20 PM |
| 6moonbeams | $50.00 | 9/29/2012 2:03:07 PM |
| roman2008 | $25.00 | 9/29/2012 2:03:09 PM |
| burrito6 | $50.00 | 9/29/2012 2:05:52 PM |
| order-pony8 | $62.10 | 9/29/2012 2:42:54 PM |
| money-baron-Roth401k | $25.00 | 9/29/2012 1:58:44 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:10:17 PM |
| angelinvestor2 | $40.00 | 9/29/2012 2:01:05 PM |
| spiritual-money299 | $50.00 | 9/29/2012 2:12:53 PM |
| rogue_monster | $50.00 | 9/29/2012 2:13:08 PM |
| 02408575 | $25.00 | 9/29/2012 2:03:32 PM |
| financial-frenzy | $44.00 | 9/29/2012 2:04:53 PM |
| nowits10 | $25.00 | 9/29/2012 2:05:12 PM |
| life-is-great | $25.00 | 9/29/2012 2:06:11 PM |
| rutzebach | $100.00 | 9/29/2012 4:11:09 PM |
| wwwUniversal | $25.00 | 9/29/2012 2:22:04 PM |
| worth-shower8 | $100.00 | 9/29/2012 2:23:56 PM |
| indomitable-dedication | $25.00 | 9/29/2012 2:10:53 PM |
| help4u | $50.00 | 9/29/2012 5:28:05 PM |
| listing-trapper3 | $50.00 | 9/29/2012 2:11:24 PM |
| poetic-reward0 | $25.00 | 9/29/2012 2:26:45 PM |
| five-star-principal0 | $25.00 | 9/29/2012 2:12:59 PM |
| authentic-liberty7 | $25.00 | 9/29/2012 2:32:02 PM |
| jscope | $25.00 | 9/29/2012 2:33:03 PM |
| dime-sprout | $25.00 | 9/29/2012 2:16:08 PM |
| Razors_Edge | $25.00 | 9/29/2012 2:38:59 PM |
| Anamorph | $25.00 | 9/29/2012 8:08:38 PM |
| Investor_DP | $200.00 | 9/29/2012 2:42:21 PM |
| well-rounded-felicity378 | $25.00 | 9/29/2012 2:43:35 PM |
| BGILlender | $50.00 | 9/29/2012 8:48:21 PM |
| gristle_mcthornbody | $25.00 | 9/29/2012 9:26:33 PM |
| first-pragmatic-power | $25.00 | 9/29/2012 2:40:08 PM |
| TahoeKid | $50.00 | 9/30/2012 2:39:42 AM |
| vanklein | $25.00 | 9/30/2012 3:28:11 AM |
| Cookstersalibi | $25.00 | 9/29/2012 3:12:43 PM |
| Theofficer_roth_ira | $75.00 | 9/29/2012 6:14:31 PM |
| found | $86.56 | 9/29/2012 6:17:06 PM |
| favorite-deal6 | $30.17 | 9/29/2012 6:20:22 PM |
| 907 | $50.00 | 9/29/2012 4:03:52 PM |
| the_spook | $25.00 | 9/29/2012 4:04:58 PM |
| jhernand17 | $25.00 | 9/29/2012 4:19:21 PM |
| treasure-coyote3 | $25.00 | 9/29/2012 6:25:05 PM |
| sgt-schultz | $30.00 | 9/29/2012 6:39:23 PM |
| dougm | $25.00 | 9/30/2012 10:15:52 AM |
| benjamins-fan6 | $25.00 | 9/30/2012 10:37:01 AM |
| cmg891 | $30.00 | 9/29/2012 7:48:19 PM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:42 PM |
| continental2 | $50.00 | 9/30/2012 11:39:04 AM |
| nickel-karate5 | $50.00 | 9/29/2012 8:43:28 PM |
| enderak | $250.00 | 9/29/2012 8:59:26 PM |
| LightTheWay | $50.00 | 9/30/2012 12:21:16 PM |
| KADENA462 | $25.00 | 9/30/2012 9:33:00 AM |
| wise-bonus-orchid | $100.00 | 9/30/2012 9:46:08 AM |
| thelovebug | $100.00 | 9/30/2012 12:30:14 PM |
| C2Banking | $31.14 | 9/30/2012 10:45:01 AM |
| compatible-deal9 | $25.00 | 9/30/2012 9:39:20 AM |
| bonus-rotation1 | $150.00 | 9/30/2012 10:31:19 AM |
| well-mannered-income3 | $70.00 | 9/30/2012 1:04:01 PM |
| payout-carnival | $26.68 | 9/30/2012 11:48:54 AM |
| sensible-fund | $25.00 | 9/30/2012 4:29:13 PM |
| proper-exchange8 | $50.00 | 9/30/2012 1:07:50 PM |
| glimmering-commerce452 | $25.00 | 9/30/2012 1:06:47 PM |
| Nickle-Back | $30.00 | 9/30/2012 1:29:08 PM |
| chererat | $25.00 | 9/30/2012 2:00:18 PM |
| amlu1988 | $25.00 | 9/30/2012 3:09:05 PM |
| worthy-return516 | $75.00 | 9/30/2012 4:58:27 PM |
| phenomenal-rate1 | $500.00 | 9/30/2012 5:17:40 PM |
| top-benefit-sequoia | $25.00 | 9/30/2012 4:25:18 PM |
| orchestra960 | $300.00 | 9/30/2012 5:19:00 PM |
| bid-banjo3 | $100.00 | 9/30/2012 5:22:32 PM |
| LittleMingo | $30.00 | 9/29/2012 12:02:22 PM |
| fcrick | $25.00 | 9/29/2012 1:20:04 PM |
| cnovak | $25.00 | 9/29/2012 12:02:19 PM |
| MoneyForNothing | $25.10 | 9/29/2012 12:06:50 PM |
| vegibenz | $25.00 | 9/29/2012 12:07:04 PM |
| larslfe | $25.00 | 9/29/2012 12:08:23 PM |
| justreturns | $25.00 | 9/29/2012 12:14:57 PM |
| TronMedici | $50.00 | 9/29/2012 12:20:13 PM |
| panther757 | $25.00 | 9/29/2012 12:02:01 PM |
| duty-viola | $35.00 | 9/29/2012 12:29:17 PM |
| unassassinable | $25.00 | 9/29/2012 12:32:09 PM |
| aggresive-nickel2 | $25.00 | 9/29/2012 12:36:04 PM |
| zone8 | $100.00 | 9/29/2012 12:08:53 PM |
| symbiosis | $50.00 | 9/29/2012 12:09:39 PM |
| ChefATL | $25.00 | 9/29/2012 12:09:55 PM |
| Katburg | $25.00 | 9/29/2012 12:01:20 PM |
| HamachiMan | $50.00 | 9/29/2012 12:39:54 PM |
| brainy-return234 | $25.00 | 9/29/2012 12:10:15 PM |
| Fire2 | $25.00 | 9/29/2012 12:40:34 PM |
| hopethisworks | $25.00 | 9/29/2012 12:43:30 PM |
| unassailable-fund | $40.00 | 9/29/2012 12:04:26 PM |
| Webpreneur | $50.00 | 9/29/2012 12:05:09 PM |
| bountiful-social976 | $50.00 | 9/29/2012 12:15:10 PM |
| jiggaman7 | $100.00 | 9/29/2012 12:07:59 PM |
| careful-vigilance4 | $25.00 | 9/29/2012 12:17:33 PM |
| market-jam | $25.00 | 9/29/2012 12:18:35 PM |
| trajectory8 | $25.00 | 9/29/2012 12:21:24 PM |
| ASR3 | $50.00 | 9/29/2012 12:12:28 PM |
| nodrivelpls | $25.00 | 9/29/2012 12:59:46 PM |
| economy-shrubbery6 | $25.00 | 9/29/2012 12:16:57 PM |
| nanda | $25.00 | 9/29/2012 12:37:46 PM |
| Comoparklender | $25.00 | 9/29/2012 1:10:40 PM |
| asiaratt | $50.00 | 9/29/2012 12:41:25 PM |
| productive-ore | $25.00 | 9/29/2012 1:19:22 PM |
| commerce-web5 | $25.00 | 9/29/2012 12:30:53 PM |
| 1randyp | $25.00 | 9/29/2012 1:21:27 PM |
| Cronos | $54.00 | 9/29/2012 12:49:22 PM |
| tolerant-currency6 | $25.00 | 9/29/2012 1:25:09 PM |
| cash-reaction2 | $25.00 | 9/29/2012 12:38:04 PM |
| Wellman | $25.00 | 9/29/2012 1:25:52 PM |
| Zane314 | $50.00 | 9/29/2012 1:29:09 PM |
| on_your_side | $25.00 | 9/29/2012 12:42:09 PM |
| SubmergedPilot | $25.00 | 9/29/2012 1:32:04 PM |
| rvfbroker | $25.00 | 9/29/2012 1:32:26 PM |
| best-witty-income | $25.00 | 9/29/2012 1:32:45 PM |
| leverage-hawk | $50.00 | 9/29/2012 12:48:01 PM |
| kind-magnificent-bid | $37.00 | 9/29/2012 1:37:21 PM |
| rhin0cerx | $50.00 | 9/29/2012 12:59:25 PM |
| the-dollar-topper | $150.00 | 9/29/2012 1:00:37 PM |
| engrossing-responsibility0 | $50.00 | 9/29/2012 12:49:43 PM |
| exchange-pledge | $50.00 | 9/29/2012 12:50:42 PM |
| Miklot | $30.00 | 9/29/2012 12:51:30 PM |
| postalwhiz | $25.00 | 9/29/2012 1:11:20 PM |
| GGreg799 | $25.00 | 9/29/2012 1:12:11 PM |
| svandgts | $25.00 | 9/29/2012 1:14:26 PM |
| transaction-hugger4 | $100.00 | 9/29/2012 1:16:10 PM |
| WalnutCreekguy | $50.00 | 9/29/2012 1:47:12 PM |
| gallant-economy9 | $50.00 | 9/29/2012 1:20:10 PM |
| social-cocktail1 | $200.00 | 9/29/2012 1:50:30 PM |
| Toby1montana | $27.00 | 9/29/2012 1:03:37 PM |
| nimble-revenue5 | $100.00 | 9/29/2012 1:08:23 PM |
| brilliant-market680 | $25.00 | 9/29/2012 1:08:36 PM |
| compounding21 | $25.00 | 9/29/2012 1:09:20 PM |
| ah-long | $25.00 | 9/29/2012 1:27:31 PM |
| american-investor | $25.00 | 9/29/2012 1:56:23 PM |
| money51282 | $54.00 | 9/29/2012 1:29:37 PM |
| vanpelt | $25.00 | 9/29/2012 1:31:02 PM |
| prohelper | $25.00 | 9/29/2012 1:31:21 PM |
| dough-bear | $25.00 | 9/29/2012 1:19:40 PM |
| mercuriant | $25.00 | 9/29/2012 1:58:42 PM |
| ErvLending | $25.00 | 9/29/2012 1:32:47 PM |
| pedroballgame | $48.00 | 9/29/2012 1:33:03 PM |
| red-eloquent-rupee | $30.00 | 9/29/2012 1:33:29 PM |
| paytonbrigadier | $250.00 | 9/29/2012 1:22:11 PM |
| Mark-7 | $50.00 | 9/29/2012 1:35:01 PM |
| top-asset-chemistry | $25.00 | 9/29/2012 1:36:18 PM |
| investment-guardian9 | $25.00 | 9/29/2012 1:36:44 PM |
| schoolchamp | $25.00 | 9/29/2012 1:39:07 PM |
| appcoder | $25.00 | 9/29/2012 1:46:36 PM |
| rescue | $100.00 | 9/29/2012 1:36:41 PM |
| 87Marc | $25.00 | 9/29/2012 2:07:38 PM |
| 52digital | $75.00 | 9/29/2012 2:09:04 PM |
| Canidae | $25.00 | 9/29/2012 1:40:13 PM |
| musegaze | $50.00 | 9/29/2012 2:10:14 PM |
| AF-Chief | $25.00 | 9/29/2012 1:51:19 PM |
| principal-cooker2 | $50.00 | 9/29/2012 1:42:22 PM |
| jmainc | $25.00 | 9/29/2012 1:53:44 PM |
| point653 | $25.00 | 9/29/2012 2:13:20 PM |
| organic-order | $25.00 | 9/29/2012 1:45:28 PM |
| Lacimae | $100.00 | 9/29/2012 2:13:26 PM |
| KarlMarx | $25.00 | 9/29/2012 1:51:21 PM |
| red-power-pecan | $50.00 | 9/29/2012 1:52:13 PM |
| micko | $25.00 | 9/29/2012 1:52:46 PM |
| money-baron-roth-IRA | $50.00 | 9/29/2012 2:31:53 PM |
| LaGrangeLender | $60.00 | 9/29/2012 1:54:25 PM |
| haplender | $50.00 | 9/29/2012 1:55:02 PM |
| melodious-fairness | $50.00 | 9/29/2012 1:55:14 PM |
| tremendous-payment | $25.00 | 9/29/2012 1:57:49 PM |
| rate-mogul | $28.00 | 9/29/2012 1:57:58 PM |
| marketplace-hut9 | $25.00 | 9/29/2012 2:55:02 PM |
| worldly-gold | $50.00 | 9/29/2012 2:00:33 PM |
| loot-geyser1 | $25.00 | 9/29/2012 2:10:49 PM |
| indomitable-economy8 | $25.00 | 9/29/2012 3:05:18 PM |
| payout-cello | $25.00 | 9/29/2012 2:12:17 PM |
| the-profit-oracle | $25.00 | 9/29/2012 2:01:55 PM |
| kind-truth-circuit | $50.00 | 9/29/2012 2:16:00 PM |
| sjc224 | $25.00 | 9/29/2012 2:17:39 PM |
| sunwell | $50.00 | 9/29/2012 2:07:27 PM |
| michaelray703 | $25.00 | 9/29/2012 2:07:36 PM |
| marketplace-cello5 | $25.00 | 9/29/2012 2:09:00 PM |
| frooogal | $25.00 | 9/29/2012 5:16:33 PM |
| interstellar | $75.00 | 9/29/2012 2:25:27 PM |
| rautility | $50.00 | 9/29/2012 2:29:32 PM |
| vibraphone3 | $25.00 | 9/29/2012 2:14:11 PM |
| helpful-credit156 | $67.30 | 9/29/2012 7:04:14 PM |
| pixeldave | $25.00 | 9/29/2012 2:32:23 PM |
| valiant-liberty4 | $25.00 | 9/29/2012 2:33:16 PM |
| handshake5 | $100.00 | 9/29/2012 2:19:15 PM |
| gustavzantanon | $25.00 | 9/29/2012 2:40:44 PM |
| gothampark | $25.00 | 9/29/2012 8:21:22 PM |
| order-supernova6 | $25.00 | 9/29/2012 8:54:41 PM |
| payment-pursuit3 | $25.00 | 9/29/2012 2:30:48 PM |
| currency-persimmon | $25.00 | 9/29/2012 3:11:30 PM |
| Zoomzoom22 | $50.00 | 9/29/2012 10:35:16 PM |
| Pitufo | $25.00 | 9/29/2012 10:40:56 PM |
| a-compassion-cherry | $25.00 | 9/29/2012 11:14:59 PM |
| open-minded-p2p1 | $25.00 | 9/29/2012 3:04:32 PM |
| hardatwork1 | $25.00 | 9/29/2012 5:57:12 PM |
| Rider | $89.82 | 9/29/2012 5:59:46 PM |
| roux | $25.00 | 9/29/2012 3:19:43 PM |
| trade-surge393 | $25.00 | 9/29/2012 7:28:18 PM |
| 08bob | $25.00 | 9/30/2012 9:56:43 AM |
| commerce-renewal | $70.00 | 9/29/2012 8:59:31 PM |
| top-goal-fund | $35.00 | 9/30/2012 11:31:32 AM |
| draggon77 | $25.00 | 9/29/2012 10:57:40 PM |
| CalBear08 | $33.33 | 9/30/2012 12:20:56 AM |
| invest-in-ed | $50.00 | 9/29/2012 10:56:39 PM |
| lender-inc | $25.00 | 9/30/2012 7:23:18 AM |
| dynamic-contract944 | $25.00 | 9/30/2012 7:27:06 AM |
| ouyangers | $25.00 | 9/30/2012 6:20:30 AM |
| thorough-capital799 | $25.00 | 9/30/2012 8:00:22 AM |
| WakkaWakkaWakka | $33.15 | 9/30/2012 9:51:28 AM |
| jhouman | $25.00 | 9/30/2012 8:27:31 AM |
| transaction-keeper5 | $25.00 | 9/30/2012 12:47:26 PM |
| USMC0311 | $25.00 | 9/30/2012 9:22:28 AM |
| mammalian4 | $25.00 | 9/30/2012 11:22:46 AM |
| abundant-power | $25.00 | 9/30/2012 12:51:41 PM |
| tpcnet | $40.05 | 9/30/2012 11:28:14 AM |
| california111 | $100.00 | 9/30/2012 11:20:48 AM |
| continental2 | $100.00 | 9/30/2012 11:26:11 AM |
| Lendomatic | $25.00 | 9/30/2012 11:59:23 AM |
| hillerod | $26.29 | 9/30/2012 12:37:18 PM |
| courteous-note1 | $25.00 | 9/30/2012 3:12:59 PM |
| cash-kin7 | $25.00 | 9/30/2012 12:45:02 PM |
| first-dinero-paladin | $50.00 | 9/30/2012 3:55:20 PM |
| notupdated | $25.00 | 9/30/2012 4:37:45 PM |
| SimpleChoice | $25.00 | 9/30/2012 12:53:43 PM |
| jazzlender | $25.00 | 9/30/2012 12:51:56 PM |
| antlr | $25.00 | 9/30/2012 1:05:15 PM |
| Engineer44 | $25.00 | 9/30/2012 2:09:32 PM |
| NekHoldings | $25.00 | 9/30/2012 4:06:35 PM |
| 327 Investments
|
Borrower Payment Dependent Notes Series
647120
This series of Notes was issued and sold upon the funding of the borrower loan #75607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 23y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $840 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hard-working-contract5 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation: Stable
I am a good candidate for this loan because... I'm financially able to re-pay loan
Monthly net income: $ 3500.00
Monthly expenses: $ 100.00
Housing: $ 1200.00
Insurance: $ 255.00
Car expenses: $ 640.30
Utilities: $ 200.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 75.00
Clothing, household expenses: $ 25.00
Credit cards and other loans: $ 300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $160.03 | 9/30/2012 1:00:02 PM |
| EngineersAlliance | $35.00 | 9/30/2012 1:32:39 PM |
| SolarMoonshine | $25.00 | 9/30/2012 3:52:30 PM |
| majestic-note6 | $150.00 | 9/30/2012 5:31:53 PM |
| 52digital | $75.00 | 9/30/2012 1:30:09 PM |
| bellaquito | $500.00 | 9/30/2012 2:25:13 PM |
| beeper2 | $35.00 | 9/30/2012 10:56:36 PM |
| continental2 | $50.00 | 9/30/2012 3:57:59 PM |
| cp-family | $50.00 | 10/1/2012 10:13:33 AM |
| Sabo | $26.00 | 10/1/2012 10:46:26 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:41 AM |
| tolerant-responsibility051 | $500.00 | 10/1/2012 11:48:47 AM |
| worth-blanket2 | $1,946.00 | 10/1/2012 12:35:23 PM |
| natural-affluence6 | $25.00 | 10/1/2012 5:01:11 AM |
| responsibility-butterfly | $25.00 | 10/1/2012 9:31:57 AM |
| open-minded-p2p1 | $25.00 | 9/30/2012 1:57:25 PM |
| california111 | $50.00 | 9/30/2012 3:52:19 PM |
| Land_on_your_feet | $25.00 | 10/1/2012 6:17:57 AM |
| Sixmil | $25.00 | 9/30/2012 9:08:42 PM |
| vines99 | $25.00 | 9/30/2012 9:45:54 PM |
| pierrelasvegas | $25.00 | 10/1/2012 12:15:53 AM |
| let_me_retire | $25.00 | 10/1/2012 3:43:48 AM |
| reasonable_usury | $50.00 | 10/1/2012 10:00:27 AM |
| compatible-deal9 | $25.00 | 10/1/2012 11:48:50 AM |
| dukeiyer | $25.00 | 10/1/2012 11:12:44 AM |
| bonus-seahorse | $25.00 | 10/1/2012 11:35:30 AM |
| debt_helper | $25.00 | 10/1/2012 12:05:28 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
647322
This series of Notes was issued and sold upon the funding of the borrower loan #75700, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Sep-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 6.24% |
Borrower rate/APR:
| 7.24% / 8.58% |
Monthly payment:
| $309.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.24% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Architect |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,740 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| contract-brilliance472 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off a credit card that is a variable rate, and has risen to 19+%!
My financial situation:
I am a working architect with an excellent professional reputation and a solid work history. I have my own home which is only $9,000 in principal from being paid off completely, and I have been screened by my bank as an excellent candidate for a home equity loan. However, having owned my home for almost 25 years now, I would prefer to explore options that do not involve further encumbering my home, despite the ostensible advantage in interest rate. I also possess art possessions inherited from my family that, in an emergency, could easily be liquidated to more than cover the loan amount requested here.
I have no children or legal dependents, alimony, child support, liens, or any negative encumbrances. I have always had a very sound and reliable financial record. No bankruptcies or defaults or history of repetitive late payments. I know you will find me a solid and reliable investment target. Thank you in advance for your consideration and interest.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $100.00 | 9/30/2012 1:37:34 PM |
| green-trade-dolphin2 | $28.02 | 9/30/2012 12:03:13 PM |
| Dave0 | $25.00 | 9/30/2012 12:12:08 PM |
| Good-Yield | $40.00 | 9/30/2012 12:05:30 PM |
| kfrench | $75.00 | 9/30/2012 1:13:45 PM |
| pious-currency875 | $100.00 | 9/30/2012 1:27:19 PM |
| excellent-funds649 | $50.00 | 9/30/2012 12:21:49 PM |
| loot-baton | $25.00 | 9/30/2012 12:16:18 PM |
| CoolPlexer | $50.00 | 9/30/2012 2:05:59 PM |
| fboba | $300.00 | 9/30/2012 12:18:00 PM |
| green28 | $50.00 | 9/30/2012 12:24:39 PM |
| loyalty-hornet6 | $25.00 | 9/30/2012 12:32:11 PM |
| blot44 | $25.00 | 9/30/2012 12:32:16 PM |
| Ripsaw4U | $50.00 | 9/30/2012 12:45:54 PM |
| rmachi | $25.00 | 9/30/2012 1:10:38 PM |
| ready-interest9 | $25.00 | 9/30/2012 1:38:01 PM |
| giftgold | $25.00 | 9/30/2012 3:47:33 PM |
| samurai2 | $25.00 | 9/30/2012 2:39:11 PM |
| azazle | $50.00 | 9/30/2012 3:59:27 PM |
| LiveNow | $25.00 | 10/1/2012 4:55:08 AM |
| aspen5 | $50.00 | 10/1/2012 6:28:53 AM |
| imogen22 | $50.00 | 9/30/2012 5:24:14 PM |
| market-maximizer472 | $100.00 | 10/1/2012 6:57:32 AM |
| blue-useful-auction | $25.00 | 10/1/2012 7:13:09 AM |
| schnatty | $85.63 | 10/1/2012 7:32:10 AM |
| windguy | $50.00 | 9/30/2012 5:34:16 PM |
| cerebral-dollar773 | $50.00 | 9/30/2012 8:03:52 PM |
| proper-exchange8 | $100.00 | 9/30/2012 11:41:02 PM |
| singletrck | $25.00 | 10/1/2012 8:01:21 AM |
| LaGrangeLender | $60.00 | 10/1/2012 10:40:56 AM |
| Phryne | $50.00 | 10/1/2012 10:01:17 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:42 AM |
| prudent-deal662 | $25.00 | 10/1/2012 10:35:53 AM |
| gravbox | $25.00 | 10/1/2012 6:17:02 PM |
| bazaar-tulip | $25.00 | 10/1/2012 6:38:37 PM |
| kenji4861 | $25.00 | 10/1/2012 6:20:48 PM |
| fabulous-bazaar4 | $25.00 | 10/1/2012 6:39:59 PM |
| GoldenKoi | $200.00 | 10/1/2012 11:54:20 PM |
| Mjm33 | $50.00 | 10/1/2012 8:24:15 PM |
| neighborly-hope6 | $100.00 | 10/2/2012 9:19:12 AM |
| frankdelraza | $50.00 | 10/2/2012 9:44:45 AM |
| top-unforgettable-income | $25.00 | 10/2/2012 11:15:34 AM |
| Plutis | $25.00 | 10/2/2012 5:10:50 PM |
| Crisscross | $30.00 | 10/2/2012 4:21:19 PM |
| mojii77 | $50.00 | 10/2/2012 4:49:47 PM |
| mindful-generosity1 | $50.00 | 10/2/2012 5:02:11 PM |
| elegant-auction3 | $25.00 | 10/2/2012 5:03:06 PM |
| velocityasaurus-rex4 | $100.00 | 10/2/2012 5:00:56 PM |
| RocketSurgeon | $25.00 | 10/2/2012 5:26:55 PM |
| repayment-pagoda8 | $100.00 | 10/2/2012 5:11:30 PM |
| treasure-palace661 | $350.00 | 10/2/2012 5:32:05 PM |
| compoundinterest | $25.00 | 10/2/2012 5:38:47 PM |
| EnglishGeekInNYC | $25.00 | 10/2/2012 5:33:17 PM |
| Capitalincome | $25.00 | 10/2/2012 5:43:09 PM |
| prudent-dough458 | $25.00 | 10/2/2012 5:53:06 PM |
| supreme-point895 | $100.00 | 10/2/2012 5:58:01 PM |
| rokman | $40.00 | 10/2/2012 5:59:56 PM |
| nhm | $33.00 | 10/2/2012 6:12:10 PM |
| responsibility-butterfly | $25.00 | 10/1/2012 9:31:59 AM |
| decisive-income7 | $3,000.00 | 10/2/2012 1:17:59 PM |
| silver-explorer6 | $25.00 | 9/30/2012 12:26:42 PM |
| mar97 | $25.00 | 9/30/2012 12:35:31 PM |
| Taxman44 | $25.00 | 9/30/2012 12:46:16 PM |
| Castellan | $50.00 | 9/30/2012 12:22:40 PM |
| SunsetCoastCapital | $25.00 | 9/30/2012 12:25:04 PM |
| sanjubab | $50.00 | 9/30/2012 1:46:50 PM |
| Rivervale_Westwood | $25.00 | 9/30/2012 12:33:04 PM |
| compassion-twister2 | $50.00 | 9/30/2012 12:38:13 PM |
| tender-wealth0 | $25.00 | 9/30/2012 3:11:27 PM |
| HikeMoab | $50.00 | 9/30/2012 5:03:42 PM |
| lionheart722 | $100.00 | 9/30/2012 1:04:19 PM |
| dime-smasher5 | $25.00 | 9/30/2012 1:06:22 PM |
| affluence-kingdom9 | $100.00 | 9/30/2012 1:13:57 PM |
| Tbone49 | $25.00 | 9/30/2012 1:51:20 PM |
| hopeful_lender | $100.00 | 9/30/2012 2:02:23 PM |
| Salvy | $25.00 | 9/30/2012 8:56:22 PM |
| california111 | $50.00 | 9/30/2012 3:52:19 PM |
| chesterCFO | $25.00 | 9/30/2012 5:53:37 PM |
| serene-truth2 | $100.00 | 9/30/2012 7:23:50 PM |
| I_Like_to_Invest | $25.00 | 10/1/2012 6:37:41 AM |
| patriot897 | $25.00 | 10/1/2012 8:20:11 AM |
| CFOGO | $25.00 | 10/1/2012 10:35:48 AM |
| truth-igniter4 | $25.00 | 10/1/2012 9:58:41 AM |
| reasonable_usury | $100.00 | 10/1/2012 9:59:11 AM |
| pinnacle10 | $100.00 | 10/1/2012 4:14:07 PM |
| community-seahorse0 | $25.00 | 10/1/2012 12:01:34 PM |
| napoleon1168 | $25.00 | 10/1/2012 5:00:59 PM |
| commerce-gargantuan2 | $50.00 | 10/1/2012 5:35:30 PM |
| skillful-finance | $25.00 | 10/1/2012 6:40:32 PM |
| chac | $400.00 | 10/1/2012 7:50:10 PM |
| Planecourage | $25.00 | 10/1/2012 9:08:31 PM |
| repayment-chihuahua3 | $25.00 | 10/2/2012 1:37:06 AM |
| Plow_n_Sow | $50.00 | 10/2/2012 6:03:18 AM |
| booster73 | $26.00 | 10/2/2012 6:08:51 AM |
| benefit-banshee | $25.00 | 10/2/2012 8:36:28 AM |
| flexible-rate1 | $25.00 | 10/2/2012 8:49:36 AM |
| availableloan | $25.00 | 10/2/2012 9:12:34 AM |
| ingenious-deal6 | $25.00 | 10/2/2012 9:43:59 AM |
| botfolio | $300.00 | 10/2/2012 10:22:11 AM |
| conductor146 | $25.00 | 10/2/2012 10:25:32 AM |
| we-all-win | $27.47 | 10/2/2012 12:47:55 PM |
| tommyb34 | $25.00 | 10/2/2012 1:04:46 PM |
| zassociate | $200.00 | 10/2/2012 5:12:27 PM |
| KCEnterprises | $25.00 | 10/2/2012 2:48:42 PM |
| tenacious-affluence | $25.00 | 10/2/2012 5:01:51 PM |
| lagnisiruk | $25.00 | 10/2/2012 5:07:04 PM |
| enterprising-exchange6 | $50.00 | 10/2/2012 5:12:03 PM |
| spartacusiam | $25.00 | 10/2/2012 5:43:40 PM |
| Darts | $50.00 | 10/2/2012 5:32:40 PM |
| Sneezie | $100.00 | 10/2/2012 5:41:28 PM |
| adventurer447 | $300.00 | 10/2/2012 5:51:56 PM |
| octoberfresh | $25.00 | 10/2/2012 5:48:45 PM |
| AsianDragon | $100.00 | 10/2/2012 6:38:02 PM |
| LiquidLender | $25.00 | 10/2/2012 5:57:52 PM |
| hopeful_lender | $130.00 | 10/2/2012 5:58:59 PM |
| unassailable-funds754 | $25.00 | 10/2/2012 6:05:30 PM |
| spry-nickel | $50.00 | 10/2/2012 6:21:31 PM |
| student17354 | $35.00 | 10/2/2012 6:42:37 PM |
| bellaquito | $66.88 | 10/2/2012 6:51:36 PM |
| 119 Investments
|
Borrower Payment Dependent Notes Series
647354
This series of Notes was issued and sold upon the funding of the borrower loan #75405, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 27.39% |
Borrower rate/APR:
| 28.39% / 32.33% |
Monthly payment:
| $145.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.14% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 12y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,132 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-silver-nexus8 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... Pay off some credit cards
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3000
Monthly expenses: $ 21000
Housing: $ 1000
Insurance: $ 100
Car expenses: $ 50
Utilities: $ 80
Phone, cable, internet: $ 200
Food, entertainment: $ 100
Clothing, household expenses: $100
Credit cards and other loans: $ 700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/1/2012 9:32:09 AM |
| scholarly-order6 | $25.00 | 10/1/2012 9:06:23 AM |
| EarlyRiser | $250.00 | 10/1/2012 9:23:05 AM |
| speedy-peso1 | $100.00 | 10/1/2012 9:33:12 AM |
| NickelSteamroller | $35.00 | 10/1/2012 9:39:22 AM |
| VirginiaBuckeye | $250.00 | 10/1/2012 9:43:48 AM |
| Obiwan_Kanobi | $25.00 | 10/1/2012 9:45:26 AM |
| lowrater | $75.40 | 10/1/2012 9:04:40 AM |
| integrity-web | $25.00 | 10/1/2012 9:53:18 AM |
| thrifty-capital | $25.00 | 10/1/2012 9:54:03 AM |
| BankofRon_IRA | $100.00 | 10/1/2012 9:04:09 AM |
| open-minded-p2p1 | $25.00 | 10/1/2012 9:22:55 AM |
| bubb_hans | $25.00 | 10/1/2012 9:27:18 AM |
| lovely-currency3 | $50.00 | 10/1/2012 9:37:41 AM |
| Nipper99 | $100.00 | 10/1/2012 9:30:09 AM |
| natural-liberty4 | $200.00 | 10/1/2012 9:34:53 AM |
| TronMedici | $50.00 | 10/1/2012 9:56:34 AM |
| azazle | $50.00 | 10/1/2012 9:49:54 AM |
| VirginiaBuckeye | $200.00 | 10/1/2012 9:58:24 AM |
| magnetic-gold1 | $98.60 | 10/1/2012 10:02:50 AM |
| decisive-income7 | $500.00 | 10/1/2012 9:02:46 AM |
| commerce-venture1 | $25.00 | 10/1/2012 9:11:21 AM |
| ItsJustMe79 | $25.00 | 10/1/2012 9:23:38 AM |
| courteous-kindness1 | $25.00 | 10/1/2012 9:34:52 AM |
| greencat | $50.00 | 10/1/2012 9:49:22 AM |
| skillful-justice879 | $25.00 | 10/1/2012 9:04:11 AM |
| ethical-truth211 | $500.00 | 10/1/2012 9:53:16 AM |
| commitment-neutron1 | $200.00 | 10/1/2012 9:13:16 AM |
| transaction-circuit | $75.00 | 10/1/2012 9:14:20 AM |
| tolerant-dime2 | $41.00 | 10/1/2012 9:06:35 AM |
| Hedge-Fund | $25.00 | 10/1/2012 9:16:58 AM |
| wise-charming-reward | $200.00 | 10/1/2012 9:24:48 AM |
| imogen22 | $50.00 | 10/1/2012 9:24:57 AM |
| power-chihuahua | $25.00 | 10/1/2012 9:27:40 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
647396
This series of Notes was issued and sold upon the funding of the borrower loan #75752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 27.39% |
Borrower rate/APR:
| 28.39% / 32.33% |
Monthly payment:
| $83.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.14% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 16
/
17 | Length of status: | 11y 6m |
|
Amount delinquent:
| $1,387 |
Total credit lines:
| 36 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,192 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Goddess-4-one |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 31 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2010)
|
|
Principal balance:
| $153.31 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Looking for Some Relief
Unexpected expenses have come up and I need a little help to get me through. My current Prosper Loan is almost paid off, and I am expecting a salary increase within the next few months with some retroactve pay heading my way. Would love a little financial relief until then.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $30.00 | 10/1/2012 9:04:53 AM |
| NekHoldings | $25.00 | 10/1/2012 9:02:14 AM |
| trumpeter5 | $25.00 | 10/1/2012 9:03:08 AM |
| point-doughnut | $40.00 | 10/1/2012 9:05:16 AM |
| deal-banker | $50.00 | 10/1/2012 9:12:04 AM |
| enriching-dollar1 | $100.00 | 10/1/2012 9:22:34 AM |
| BankofRon_IRA | $100.00 | 10/1/2012 9:04:09 AM |
| intrepid-repayment1 | $25.00 | 10/1/2012 9:04:45 AM |
| hillerod | $26.01 | 10/1/2012 9:03:07 AM |
| commitment-neutron1 | $200.00 | 10/1/2012 9:13:16 AM |
| AF-Chief | $25.00 | 10/1/2012 9:22:27 AM |
| Hedge-Fund | $25.00 | 10/1/2012 9:14:54 AM |
| bubb_hans | $25.00 | 10/1/2012 9:27:19 AM |
| MoneyForNothing | $31.31 | 10/1/2012 9:03:00 AM |
| scholarly-order6 | $25.00 | 10/1/2012 9:04:18 AM |
| Jasmel | $400.00 | 10/1/2012 9:05:01 AM |
| helick | $25.00 | 10/1/2012 9:15:28 AM |
| trade-boots1 | $100.00 | 10/1/2012 9:17:57 AM |
| Nickle-Back | $30.00 | 10/1/2012 9:19:50 AM |
| vigorous-velocity | $200.00 | 10/1/2012 9:20:08 AM |
| benevolent-loot5 | $200.00 | 10/1/2012 9:23:44 AM |
| pierrelasvegas | $25.00 | 10/1/2012 9:27:21 AM |
| papaloha | $44.00 | 10/1/2012 9:02:19 AM |
| fuse136 | $25.00 | 10/1/2012 9:07:14 AM |
| MStax | $100.00 | 10/1/2012 9:03:34 AM |
| power-chihuahua | $25.00 | 10/1/2012 9:27:40 AM |
| jhouman | $50.00 | 10/1/2012 9:20:55 AM |
| ItsJustMe79 | $25.00 | 10/1/2012 9:23:38 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
647408
This series of Notes was issued and sold upon the funding of the borrower loan #75613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,416 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| moyers100 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation assistance
Purpose of loan:
This loan will be used to consolidate two of my credit cards and pay off my Dell account. The interest rate and designated payment schedule will assist in paying off what currently seems to be endless debt.
My financial situation:
I am a good candidate for this loan because the consolidation of the two credit cards and Dell payments per month will save me $150 a month. I also recently was provided with a raise which will help in making the payments very manageable.
Thank you for your consideration.
Monthly net income: $2757
Monthly expenses: $2267
Housing: $700
Insurance: $40
Car expenses: $357
Utilities: $150
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-triangulation1 | $25.00 | 10/1/2012 9:02:05 AM |
| ethical-truth211 | $200.00 | 10/1/2012 9:27:16 AM |
| reasonable_usury | $50.00 | 10/1/2012 9:47:51 AM |
| let_me_retire | $75.00 | 10/1/2012 11:21:18 AM |
| compatible-deal9 | $25.00 | 10/1/2012 11:51:09 AM |
| StrongMonty | $90.20 | 10/1/2012 10:27:37 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:48 AM |
| astro128 | $40.00 | 10/1/2012 11:33:36 AM |
| market-pudding | $25.00 | 10/1/2012 11:52:55 AM |
| decisive-income7 | $1,000.00 | 10/1/2012 9:09:51 AM |
| responsibility-butterfly | $25.00 | 10/1/2012 9:32:09 AM |
| azazle | $50.00 | 10/1/2012 9:55:57 AM |
| cash-strawberry3 | $25.00 | 10/1/2012 10:57:41 AM |
| greencat | $50.00 | 10/1/2012 9:48:35 AM |
| cp-family | $50.00 | 10/1/2012 10:13:37 AM |
| worth-blanket2 | $1,497.00 | 10/1/2012 12:34:21 PM |
| Sabo | $50.00 | 10/1/2012 10:46:31 AM |
| money-baron | $100.00 | 10/1/2012 10:51:17 AM |
| dukeiyer | $25.00 | 10/1/2012 11:12:45 AM |
| justasoldier | $50.00 | 10/1/2012 11:26:53 AM |
| tolerant-responsibility051 | $500.00 | 10/1/2012 11:48:49 AM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
647410
This series of Notes was issued and sold upon the funding of the borrower loan #75751, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
22 | Length of status: | 15y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,370 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| credit-cedar8 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation. TO BRING DOWN A
Purpose of loan:
This loan will be used to...pay down and eliminate some monthly bills
My financial situation:
I am a good candidate for this loan because... I always pay my bills on time, and am not a wasteful person with my money
Monthly net income: $5590.
Housing: $
00
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-high-five7 | $25.00 | 9/28/2012 5:11:52 PM |
| refresher211 | $25.00 | 9/28/2012 5:15:23 PM |
| income-triangulation1 | $25.00 | 9/28/2012 5:02:44 PM |
| majestic-note6 | $150.00 | 9/28/2012 5:20:36 PM |
| justasoldier | $75.00 | 9/28/2012 6:04:19 PM |
| pierrelasvegas | $25.00 | 9/29/2012 2:48:51 AM |
| mhotchan | $100.00 | 9/29/2012 7:12:38 AM |
| liberty-tostada7 | $25.00 | 9/28/2012 6:49:51 PM |
| cajunguy | $25.00 | 9/29/2012 7:28:15 AM |
| bellaquito | $500.00 | 9/28/2012 7:14:42 PM |
| dollar-doughnut6 | $36.00 | 9/29/2012 8:03:05 AM |
| papaloha | $25.00 | 9/28/2012 7:52:32 PM |
| reflective-rupee | $25.00 | 9/28/2012 8:24:03 PM |
| mpatrick | $75.00 | 9/29/2012 9:10:26 AM |
| amlu1988 | $25.00 | 9/28/2012 8:48:19 PM |
| p1b2g3c | $25.00 | 9/29/2012 11:02:52 AM |
| TravisMcGee | $25.00 | 9/29/2012 11:35:19 AM |
| Navy-Retired | $131.14 | 9/29/2012 6:43:59 AM |
| silver-dogwood4 | $25.00 | 9/29/2012 9:55:59 AM |
| Bob450 | $25.00 | 9/29/2012 9:00:35 AM |
| rautility | $25.00 | 9/29/2012 9:31:00 AM |
| CA-Lender | $25.00 | 9/29/2012 9:36:48 AM |
| hopheadmike | $25.00 | 9/29/2012 10:41:06 AM |
| JoePaNation | $125.00 | 9/29/2012 9:42:13 AM |
| newest-generous-income | $25.00 | 9/29/2012 10:47:50 AM |
| SecondChanceLendingSERV | $26.23 | 9/29/2012 10:49:56 AM |
| liberty-point | $50.00 | 9/29/2012 11:06:33 AM |
| pious-openness | $25.00 | 9/29/2012 11:37:06 AM |
| affluence-kingdom9 | $25.00 | 9/29/2012 10:09:27 AM |
| responsibility-butterfly | $25.00 | 9/29/2012 7:45:44 AM |
| handy-justice | $50.00 | 9/28/2012 5:10:05 PM |
| appetizing-loyalty354 | $100.00 | 9/28/2012 5:06:59 PM |
| community-burrito9 | $35.00 | 9/28/2012 5:49:35 PM |
| enriched-return057 | $50.00 | 9/28/2012 5:16:52 PM |
| speedy-peso1 | $100.00 | 9/28/2012 5:19:32 PM |
| rate-advocator7 | $100.00 | 9/28/2012 5:37:15 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:30 PM |
| open-minded-p2p1 | $25.00 | 9/28/2012 6:16:07 PM |
| thankful-nickel2 | $25.00 | 9/28/2012 6:16:21 PM |
| Navy_Wife_Retired | $100.00 | 9/29/2012 6:33:23 AM |
| MyPFBlog | $25.00 | 9/28/2012 6:32:50 PM |
| competent-commitment5 | $25.00 | 9/28/2012 6:17:55 PM |
| Silver_Rupee | $25.01 | 9/28/2012 6:49:38 PM |
| azazle | $50.00 | 9/28/2012 7:36:11 PM |
| graceful-investment | $106.00 | 9/28/2012 8:23:23 PM |
| 77scout | $75.00 | 9/29/2012 9:06:34 AM |
| california111 | $100.00 | 9/28/2012 9:49:24 PM |
| 08bob | $25.00 | 9/29/2012 4:12:55 AM |
| melodious-openness | $100.00 | 9/29/2012 5:13:33 AM |
| vines99 | $25.00 | 9/28/2012 11:25:49 PM |
| greenback-chairman5 | $25.00 | 9/29/2012 11:06:24 AM |
| Astyanax | $25.00 | 9/29/2012 11:13:15 AM |
| evilkats | $50.00 | 9/29/2012 11:51:37 AM |
| unassailable-funds754 | $25.00 | 9/29/2012 9:14:50 AM |
| the-phenomenal-cash | $25.00 | 9/29/2012 9:34:02 AM |
| let_me_retire | $25.00 | 9/29/2012 12:16:55 PM |
| Rip128 | $100.00 | 9/29/2012 10:13:48 AM |
| credit-prodigy4 | $60.00 | 9/29/2012 12:06:15 PM |
| nethosters | $25.00 | 9/29/2012 12:17:53 PM |
| rutzebach | $48.37 | 9/29/2012 12:15:31 PM |
| worthy-bid8 | $100.00 | 9/29/2012 12:21:09 PM |
| bazaar-paladin7 | $82.25 | 9/29/2012 12:48:50 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
647452
This series of Notes was issued and sold upon the funding of the borrower loan #75501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-04-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $557.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 47y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,579 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| attractive-community418 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/29/2012 7:45:45 AM |
| loyalty-hornet6 | $25.00 | 9/28/2012 5:06:35 PM |
| Dubbs360 | $500.00 | 9/28/2012 5:43:31 PM |
| imogen22 | $50.00 | 9/28/2012 5:10:49 PM |
| ethical-truth211 | $500.00 | 9/28/2012 5:37:54 PM |
| pious-currency875 | $100.00 | 9/28/2012 6:07:49 PM |
| bazaar-tulip | $25.00 | 9/28/2012 6:08:32 PM |
| Taxman44 | $25.00 | 9/28/2012 6:15:40 PM |
| Interloper | $50.00 | 9/29/2012 8:56:49 AM |
| compatible-deal9 | $50.00 | 9/29/2012 9:59:29 AM |
| ResQDoc | $25.00 | 9/29/2012 11:49:08 AM |
| Dave0 | $25.00 | 9/29/2012 12:49:01 PM |
| bonafide-economy | $50.00 | 9/30/2012 8:36:15 AM |
| otherwisedisposed | $100.00 | 9/29/2012 7:52:50 PM |
| sri59 | $100.00 | 9/30/2012 3:23:02 AM |
| Good-Yield | $25.00 | 9/30/2012 3:23:38 AM |
| houli123 | $25.00 | 9/30/2012 6:42:56 AM |
| john0720 | $25.00 | 9/30/2012 1:56:33 PM |
| california111 | $100.00 | 9/30/2012 4:02:24 PM |
| herbyman | $50.00 | 10/1/2012 6:42:14 AM |
| kinetic-currency7 | $25.00 | 9/30/2012 6:12:05 PM |
| serene-truth2 | $100.00 | 9/30/2012 7:23:48 PM |
| DrNano | $50.00 | 9/30/2012 8:25:37 PM |
| best-bonafide-p2p | $25.00 | 10/1/2012 9:28:13 AM |
| 340 | $25.00 | 10/1/2012 10:04:40 PM |
| flexible-rate1 | $25.00 | 10/2/2012 8:49:34 AM |
| sri59 | $100.00 | 10/2/2012 8:07:18 AM |
| pdub | $750.00 | 10/2/2012 10:23:34 AM |
| ingenious-point1 | $25.00 | 10/2/2012 10:26:38 AM |
| treasure-palace661 | $350.00 | 10/2/2012 5:32:03 PM |
| sanjubab | $100.00 | 10/2/2012 9:09:38 PM |
| wise-bid-umbrella | $25.00 | 10/3/2012 1:29:09 PM |
| cwss-lending | $50.00 | 10/3/2012 11:38:40 AM |
| mr_haldane | $100.00 | 10/3/2012 5:02:59 PM |
| green-moola-sniffer | $25.00 | 10/3/2012 2:18:47 PM |
| deal-cowbell695 | $25.00 | 10/3/2012 2:23:06 PM |
| commanding-bid973 | $100.00 | 10/3/2012 2:55:51 PM |
| Investoman | $25.00 | 10/3/2012 5:08:06 PM |
| antlr | $25.00 | 10/3/2012 4:21:35 PM |
| worth-solstice | $60.00 | 10/3/2012 4:59:48 PM |
| transparency-river1 | $71.00 | 10/3/2012 5:18:08 PM |
| Gnube | $25.00 | 10/3/2012 5:20:42 PM |
| unassailable-funds754 | $25.00 | 10/3/2012 5:26:11 PM |
| hard-working-rate3 | $25.00 | 10/3/2012 5:25:15 PM |
| Arvicco | $400.00 | 10/3/2012 5:34:02 PM |
| fortytwo | $150.00 | 10/3/2012 5:55:11 PM |
| availableloan | $25.00 | 10/3/2012 5:59:50 PM |
| calamango | $50.00 | 10/3/2012 5:45:45 PM |
| socrates520 | $50.00 | 10/3/2012 5:45:35 PM |
| Hanalei712 | $37.00 | 10/3/2012 6:13:09 PM |
| wise-unequivocal-return | $25.00 | 10/3/2012 5:54:16 PM |
| unforgettable-wealth4 | $50.00 | 10/3/2012 6:19:32 PM |
| minista | $25.00 | 10/3/2012 6:01:13 PM |
| brandilton | $25.00 | 10/3/2012 6:24:49 PM |
| majestic-principal1 | $25.00 | 10/3/2012 6:26:01 PM |
| dpfl55 | $25.00 | 10/3/2012 6:27:40 PM |
| investment-genetics90 | $25.00 | 10/3/2012 6:10:47 PM |
| abundant-exchange | $50.00 | 10/3/2012 6:29:12 PM |
| Aimvest | $25.00 | 10/3/2012 6:08:12 PM |
| platinum-genetics | $25.00 | 10/3/2012 6:33:36 PM |
| _kyle | $50.00 | 10/3/2012 6:39:13 PM |
| C_Mark | $50.00 | 10/3/2012 6:13:11 PM |
| educationfirst | $50.00 | 10/3/2012 6:13:19 PM |
| new-return-faire | $87.00 | 10/3/2012 6:17:05 PM |
| payout-crescendo9 | $500.00 | 10/3/2012 6:18:18 PM |
| TSC | $50.00 | 10/3/2012 6:53:32 PM |
| orange-penny-shooter | $25.00 | 10/3/2012 6:54:42 PM |
| kind-transparency-ferret | $100.00 | 10/3/2012 6:17:27 PM |
| Marfloogan | $25.00 | 10/3/2012 6:23:19 PM |
| midde551 | $25.00 | 10/3/2012 7:05:26 PM |
| lendacity | $25.00 | 10/3/2012 6:26:18 PM |
| newest-trade-spruce | $25.00 | 10/3/2012 7:16:43 PM |
| hybridatl | $25.00 | 10/3/2012 6:23:16 PM |
| riproaringrapids | $50.00 | 10/3/2012 6:24:46 PM |
| platinum-lightning | $50.00 | 10/3/2012 6:27:11 PM |
| loantigger | $25.00 | 10/3/2012 6:31:00 PM |
| NASBHC | $25.00 | 10/3/2012 6:32:25 PM |
| sail120 | $25.00 | 10/3/2012 6:33:11 PM |
| cptproton | $50.00 | 10/3/2012 6:34:09 PM |
| EnglishGeekInNYC | $50.00 | 10/3/2012 6:34:47 PM |
| standanddeliver | $50.00 | 10/3/2012 6:28:41 PM |
| dime-sycamore3 | $50.00 | 10/3/2012 6:29:30 PM |
| red-deal-genius | $25.00 | 10/3/2012 6:36:00 PM |
| ninjazx10rida | $25.00 | 10/3/2012 6:37:41 PM |
| robertmm25 | $50.00 | 10/3/2012 6:30:28 PM |
| likeable-value | $25.00 | 10/3/2012 6:31:26 PM |
| balance-voyager | $40.00 | 10/3/2012 6:40:01 PM |
| GraffitiBridge | $25.00 | 10/3/2012 6:45:42 PM |
| hope-kingdom | $25.00 | 10/3/2012 6:53:02 PM |
| silver-acrobat5 | $25.00 | 10/3/2012 6:54:14 PM |
| Maccs55 | $25.00 | 10/3/2012 7:03:28 PM |
| p2p-rocker141 | $25.00 | 10/4/2012 1:02:59 AM |
| dough-kitten5 | $25.00 | 10/3/2012 7:13:26 PM |
| keen-credit6 | $28.00 | 10/3/2012 7:52:12 PM |
| savvycash | $25.00 | 10/3/2012 9:40:27 PM |
| agreement-bunny | $25.00 | 10/3/2012 8:09:27 PM |
| New-Truck-Savings | $25.00 | 10/4/2012 5:04:33 AM |
| Senechal | $75.00 | 10/3/2012 11:44:45 PM |
| youthful-peace4 | $45.85 | 10/4/2012 8:00:16 AM |
| Supernick | $500.00 | 10/4/2012 8:17:59 AM |
| williamgates | $25.00 | 10/4/2012 8:25:32 AM |
| Plow_n_Sow | $75.00 | 10/4/2012 6:22:25 AM |
| matt84003 | $25.00 | 10/4/2012 9:01:00 AM |
| Cheburashka | $30.00 | 10/4/2012 9:02:56 AM |
| clean-penny059 | $100.00 | 10/4/2012 6:52:51 AM |
| officer_moneyMaker | $50.00 | 10/4/2012 7:49:12 AM |
| wrchism | $50.00 | 10/4/2012 9:08:25 AM |
| Holtavious | $25.00 | 10/4/2012 9:10:02 AM |
| delivery | $25.00 | 10/4/2012 9:13:05 AM |
| illustrado | $25.00 | 10/4/2012 9:00:36 AM |
| peso-genome | $50.00 | 10/4/2012 9:01:14 AM |
| FrayBentos | $25.00 | 10/4/2012 9:02:42 AM |
| steiglends | $100.00 | 10/4/2012 9:02:54 AM |
| velocity-solo | $25.00 | 10/4/2012 9:16:48 AM |
| dfealk | $25.00 | 10/4/2012 9:01:03 AM |
| unadilla | $50.00 | 10/4/2012 9:01:44 AM |
| Avala | $100.00 | 10/4/2012 9:19:48 AM |
| blooming-market | $25.00 | 10/4/2012 9:03:58 AM |
| smallcountry | $25.00 | 10/4/2012 9:22:10 AM |
| lend_to_you | $25.00 | 10/4/2012 9:09:00 AM |
| csakhil | $50.00 | 10/4/2012 9:29:33 AM |
| taurusco | $100.00 | 10/4/2012 9:29:38 AM |
| ianakacg | $25.00 | 10/4/2012 9:13:01 AM |
| reaction5 | $25.00 | 10/4/2012 9:12:48 AM |
| virtualbank | $25.00 | 10/4/2012 9:14:30 AM |
| awwaww | $25.00 | 10/4/2012 9:14:04 AM |
| meenan | $100.00 | 10/4/2012 9:15:43 AM |
| shaker348 | $25.00 | 10/4/2012 9:14:14 AM |
| special-wealth2 | $50.00 | 10/4/2012 9:33:08 AM |
| credit-vinyl | $25.00 | 10/4/2012 9:14:22 AM |
| ProjectVenture | $25.00 | 10/4/2012 9:15:31 AM |
| bobby5832708 | $25.00 | 10/4/2012 9:16:00 AM |
| social-tostada9 | $50.00 | 10/4/2012 9:34:03 AM |
| a-transparency-prodigy | $25.00 | 10/4/2012 9:17:41 AM |
| ocho | $25.00 | 10/4/2012 9:16:57 AM |
| Natronpee | $25.00 | 10/4/2012 9:35:57 AM |
| subtle-revenue0 | $25.00 | 10/4/2012 9:18:24 AM |
| KileNSmyth4 | $31.59 | 10/4/2012 9:19:18 AM |
| feedpaulyfaster | $25.00 | 10/4/2012 9:19:17 AM |
| Rdodson11 | $25.00 | 10/4/2012 9:38:41 AM |
| woodenshoes | $25.00 | 10/4/2012 9:20:57 AM |
| jjb3 | $25.00 | 10/4/2012 9:42:54 AM |
| mr55262 | $25.00 | 10/4/2012 9:23:43 AM |
| intuitive-integrity9 | $50.00 | 10/4/2012 9:24:56 AM |
| damanq | $25.00 | 10/4/2012 9:45:24 AM |
| diligent-leverage | $25.00 | 10/4/2012 9:26:59 AM |
| dunox | $25.00 | 10/4/2012 9:46:23 AM |
| MrMoney0622 | $25.00 | 10/4/2012 9:27:51 AM |
| Warwick | $50.00 | 10/4/2012 9:47:50 AM |
| kalex752 | $25.00 | 10/4/2012 9:27:36 AM |
| magical-greenback | $25.00 | 10/4/2012 9:29:07 AM |
| masonn | $50.00 | 10/4/2012 9:30:12 AM |
| leeball | $50.00 | 10/4/2012 9:30:59 AM |
| thedoctor | $100.00 | 10/4/2012 9:52:57 AM |
| TCayce | $25.00 | 10/4/2012 9:53:45 AM |
| rangers94 | $25.00 | 10/4/2012 9:32:08 AM |
| purdue98 | $100.00 | 10/4/2012 9:33:12 AM |
| 1phantom | $25.00 | 10/4/2012 9:57:47 AM |
| Savings_EQ_Dignity | $50.00 | 10/4/2012 9:58:03 AM |
| AmericanCredit | $100.00 | 10/4/2012 9:59:49 AM |
| brooklynjoe | $25.00 | 10/4/2012 9:33:48 AM |
| greenbacchus | $25.00 | 10/4/2012 9:34:30 AM |
| p2ploan-harmony913 | $50.00 | 10/4/2012 10:01:07 AM |
| kmavm | $50.00 | 10/4/2012 9:36:38 AM |
| jenkris | $25.00 | 10/4/2012 10:02:50 AM |
| best-payout-wrangler | $25.00 | 10/4/2012 9:37:36 AM |
| speyer | $25.00 | 10/4/2012 9:39:05 AM |
| LandE2BG | $50.00 | 10/4/2012 9:38:28 AM |
| Pasagam | $50.00 | 10/4/2012 9:41:56 AM |
| bonus-tent | $25.00 | 10/4/2012 9:41:17 AM |
| Sigonio | $50.00 | 10/4/2012 9:43:56 AM |
| euro-speaker8 | $100.00 | 10/4/2012 9:43:10 AM |
| Clambake | $25.00 | 10/4/2012 9:43:47 AM |
| keyfig | $25.00 | 10/4/2012 10:08:01 AM |
| loanlaw | $25.00 | 10/4/2012 9:45:03 AM |
| hostbank | $100.00 | 10/4/2012 9:46:55 AM |
| helpishere777 | $25.00 | 10/4/2012 10:08:42 AM |
| Zayatz | $25.00 | 10/4/2012 10:09:57 AM |
| capital-futurist | $25.00 | 10/4/2012 10:11:08 AM |
| Nickle-Back | $30.00 | 10/4/2012 10:11:36 AM |
| WxChem | $25.00 | 10/4/2012 10:11:54 AM |
| Quiddity | $25.00 | 10/4/2012 9:53:17 AM |
| guybyny | $25.00 | 10/4/2012 9:55:58 AM |
| orange-resolute-platinum | $25.00 | 10/4/2012 9:56:20 AM |
| kanpur63 | $25.00 | 10/4/2012 10:00:02 AM |
| treasure-generator | $25.00 | 10/4/2012 9:57:23 AM |
| Great-Mom | $25.00 | 10/4/2012 9:59:08 AM |
| realtormoises | $25.00 | 10/4/2012 10:00:03 AM |
| famous-ore2 | $50.00 | 10/4/2012 10:00:55 AM |
| blue-calm-commitment | $25.00 | 10/4/2012 10:03:25 AM |
| a-unflappable-finance | $100.00 | 10/4/2012 10:06:25 AM |
| mistertao | $25.00 | 10/4/2012 10:04:30 AM |
| adaboy65 | $100.00 | 10/4/2012 10:11:38 AM |
| bds9646 | $26.00 | 10/4/2012 10:10:04 AM |
| anyoi | $25.00 | 10/4/2012 10:11:47 AM |
| the_winning_ticket | $28.59 | 10/4/2012 10:13:54 AM |
| decisive-income7 | $3,500.00 | 9/28/2012 5:04:10 PM |
| excellent-funds649 | $50.00 | 9/28/2012 5:15:05 PM |
| mar97 | $25.00 | 9/28/2012 5:57:51 PM |
| sanjubab | $50.00 | 9/28/2012 6:51:45 PM |
| cerebral-dollar773 | $25.00 | 9/29/2012 4:45:24 AM |
| ready-interest9 | $25.00 | 9/28/2012 7:01:27 PM |
| bonafide-yield351 | $25.00 | 9/29/2012 4:01:19 AM |
| vines99 | $25.00 | 9/29/2012 10:26:15 AM |
| Bank_Of_XL | $25.00 | 9/29/2012 10:28:36 AM |
| affluence-kingdom9 | $100.00 | 9/29/2012 10:07:05 AM |
| Cai8899 | $25.00 | 9/29/2012 12:08:18 PM |
| mindful-generosity1 | $34.00 | 9/29/2012 12:49:30 PM |
| community-burrito9 | $25.00 | 9/29/2012 12:35:21 PM |
| fboba | $300.00 | 9/29/2012 1:27:51 PM |
| kenji4861 | $25.00 | 9/29/2012 1:57:18 PM |
| azazle | $50.00 | 9/29/2012 2:00:05 PM |
| FWF-kinetic | $25.00 | 9/29/2012 10:18:49 PM |
| aspen5 | $50.00 | 9/29/2012 8:50:35 PM |
| Castellan | $50.00 | 9/30/2012 12:22:38 PM |
| giftgold | $25.00 | 9/30/2012 3:47:31 PM |
| proper-exchange8 | $100.00 | 9/30/2012 11:40:58 PM |
| delmo | $29.00 | 10/1/2012 8:26:41 AM |
| heartpounding-note972 | $25.00 | 10/1/2012 10:39:39 AM |
| dukeiyer | $25.00 | 10/1/2012 11:16:34 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:36 AM |
| tolerant-responsibility051 | $2,000.00 | 10/1/2012 11:51:13 AM |
| leverage-monger | $25.00 | 10/1/2012 1:25:44 PM |
| repayment-chihuahua3 | $25.00 | 10/2/2012 1:37:05 AM |
| neighborly-hope6 | $100.00 | 10/2/2012 9:19:11 AM |
| bold-wampum-compadre | $100.00 | 10/2/2012 9:35:11 AM |
| botfolio | $300.00 | 10/2/2012 10:22:08 AM |
| Nil2008 | $100.00 | 10/2/2012 2:57:40 PM |
| Darts | $50.00 | 10/2/2012 5:32:39 PM |
| loyalty-circuitry | $100.00 | 10/2/2012 7:25:55 PM |
| 77dowplace | $40.00 | 10/3/2012 1:11:22 AM |
| tomdooley12520 | $50.00 | 10/3/2012 5:43:52 AM |
| WhiteInvestor | $30.00 | 10/3/2012 8:49:47 AM |
| credible-responsibility022 | $25.00 | 10/3/2012 1:30:13 PM |
| bellaquito | $500.00 | 10/3/2012 11:49:34 AM |
| first-serene-credit | $25.00 | 10/3/2012 5:01:04 PM |
| octoberfresh | $25.00 | 10/3/2012 5:01:33 PM |
| repayment-pagoda8 | $100.00 | 10/3/2012 5:17:42 PM |
| cash-hotshot139 | $25.00 | 10/3/2012 5:05:02 PM |
| radforj22 | $50.00 | 10/3/2012 5:20:21 PM |
| compoundinterest | $25.00 | 10/3/2012 5:07:09 PM |
| tenacious-affluence | $25.00 | 10/3/2012 5:21:50 PM |
| enterprising-exchange6 | $50.00 | 10/3/2012 5:27:50 PM |
| auction-sage | $100.00 | 10/3/2012 5:27:53 PM |
| bletourn | $25.00 | 10/3/2012 5:30:17 PM |
| american6 | $50.00 | 10/3/2012 5:44:08 PM |
| squadron465 | $25.00 | 10/3/2012 5:34:51 PM |
| cardminger | $25.00 | 10/3/2012 5:39:35 PM |
| adventurer447 | $300.00 | 10/3/2012 5:41:53 PM |
| innocent-loot | $25.00 | 10/3/2012 6:10:57 PM |
| hitsman | $50.00 | 10/3/2012 6:11:32 PM |
| resolute-felicity353 | $50.00 | 10/3/2012 5:55:34 PM |
| wtrboy | $25.00 | 10/3/2012 6:16:23 PM |
| figs4u2 | $100.00 | 10/3/2012 6:00:14 PM |
| andrew491 | $50.00 | 10/3/2012 6:06:05 PM |
| logical-reward8 | $25.00 | 10/3/2012 6:24:42 PM |
| flo_rida | $100.00 | 10/3/2012 6:04:55 PM |
| AFairDeal | $25.00 | 10/3/2012 6:10:25 PM |
| fenderxes | $25.00 | 10/3/2012 6:28:39 PM |
| vibrant-trade8 | $35.00 | 10/3/2012 6:12:17 PM |
| orange-dollar-raccoon | $49.00 | 10/3/2012 6:09:18 PM |
| Borrow2Grow | $54.00 | 10/3/2012 6:10:03 PM |
| kinetic-openness0 | $25.00 | 10/3/2012 6:32:48 PM |
| cunning-worth5 | $25.00 | 10/3/2012 6:34:44 PM |
| riskadverse44 | $25.00 | 10/3/2012 6:38:32 PM |
| GreatReturnForYou | $25.00 | 10/3/2012 6:39:25 PM |
| skvat | $25.00 | 10/3/2012 6:18:29 PM |
| RichDadPoorDad | $25.00 | 10/3/2012 6:25:11 PM |
| narblark | $50.00 | 10/3/2012 6:26:58 PM |
| payout-harmony4 | $50.00 | 10/3/2012 6:28:58 PM |
| p2p-scientist868 | $50.00 | 10/3/2012 6:25:02 PM |
| theemhdoctor | $25.00 | 10/3/2012 6:27:10 PM |
| peregrine | $50.00 | 10/3/2012 8:53:26 PM |
| wwwUniversal | $25.00 | 10/3/2012 6:37:52 PM |
| fervent-revenue7 | $25.00 | 10/3/2012 6:38:19 PM |
| 08bob | $50.00 | 10/3/2012 9:03:09 PM |
| BookandLaw | $25.00 | 10/3/2012 6:40:13 PM |
| gallant-economy9 | $50.00 | 10/3/2012 6:41:24 PM |
| CapeDollars | $25.00 | 10/3/2012 6:31:13 PM |
| hardwareman | $25.00 | 10/3/2012 6:45:49 PM |
| LAKESPRING | $25.00 | 10/3/2012 6:44:46 PM |
| Brisket_Bob | $36.72 | 10/3/2012 7:05:51 PM |
| selfmademan | $25.00 | 10/3/2012 6:51:47 PM |
| respectful-credit820 | $25.00 | 10/3/2012 11:16:35 PM |
| asset-linkage | $25.00 | 10/4/2012 1:43:28 AM |
| RocketSurgeon | $25.00 | 10/3/2012 7:18:58 PM |
| mclapperton | $98.81 | 10/4/2012 5:31:01 AM |
| otherwisedisposed | $200.00 | 10/3/2012 10:28:12 PM |
| WeAlNe | $25.00 | 10/3/2012 9:26:21 PM |
| bb575 | $50.00 | 10/4/2012 6:38:26 AM |
| priceless-felicity7 | $25.00 | 10/3/2012 10:42:20 PM |
| 1willray | $30.44 | 10/4/2012 3:04:18 AM |
| malacandra | $50.00 | 10/4/2012 8:11:58 AM |
| yield-explosion1 | $25.00 | 10/4/2012 6:15:29 AM |
| rootcanaler | $50.00 | 10/4/2012 9:01:50 AM |
| puifais | $50.00 | 10/4/2012 9:01:55 AM |
| MrDavid | $75.00 | 10/4/2012 9:02:17 AM |
| acropiloterau2002 | $25.00 | 10/4/2012 9:03:33 AM |
| AWTT | $25.00 | 10/4/2012 9:05:38 AM |
| Loan_Stranger | $25.00 | 10/4/2012 9:05:46 AM |
| power-thinker3 | $25.00 | 10/4/2012 8:25:49 AM |
| Auditman | $50.00 | 10/4/2012 9:15:06 AM |
| worth21 | $25.00 | 10/4/2012 8:53:16 AM |
| InvestinginU | $25.00 | 10/4/2012 9:19:21 AM |
| investment-network | $50.00 | 10/4/2012 9:21:00 AM |
| nerdfactor | $25.00 | 10/4/2012 9:07:04 AM |
| larslfe | $25.00 | 10/4/2012 9:28:06 AM |
| sympathetic-funds818 | $25.00 | 10/4/2012 9:07:16 AM |
| Patrician | $50.00 | 10/4/2012 9:09:33 AM |
| diversification-surge | $25.00 | 10/4/2012 9:07:50 AM |
| sound | $50.00 | 10/4/2012 9:10:41 AM |
| wise-alluring-penny | $50.00 | 10/4/2012 9:09:42 AM |
| MoneyMA | $25.00 | 10/4/2012 9:10:22 AM |
| downtownfarm | $25.00 | 10/4/2012 9:11:22 AM |
| marketplace-cello5 | $25.00 | 10/4/2012 9:12:50 AM |
| br4444 | $50.00 | 10/4/2012 9:13:07 AM |
| enticing-note | $25.00 | 10/4/2012 9:14:16 AM |
| Kether | $25.00 | 10/4/2012 9:34:16 AM |
| rewards | $25.00 | 10/4/2012 9:36:07 AM |
| bowdish1 | $100.00 | 10/4/2012 9:19:52 AM |
| Woodworker57 | $25.00 | 10/4/2012 9:20:14 AM |
| amsterq | $25.00 | 10/4/2012 9:39:39 AM |
| first-favorite-bonus9 | $25.00 | 10/4/2012 9:21:47 AM |
| money-explorer3 | $25.00 | 10/4/2012 9:20:53 AM |
| gemoscar | $25.00 | 10/4/2012 9:42:03 AM |
| kewgdns | $30.00 | 10/4/2012 9:24:19 AM |
| orange-courageous-dedication | $25.00 | 10/4/2012 9:22:37 AM |
| lifegrowth | $25.00 | 10/4/2012 9:24:36 AM |
| sharpey | $25.00 | 10/4/2012 9:23:37 AM |
| PA2LA | $25.00 | 10/4/2012 9:44:43 AM |
| bid-papyrus | $25.00 | 10/4/2012 9:45:00 AM |
| BxRealtor | $25.00 | 10/4/2012 9:45:56 AM |
| BrianRK | $26.00 | 10/4/2012 9:46:25 AM |
| JebkaClan | $25.00 | 10/4/2012 9:25:57 AM |
| Zuzu | $25.00 | 10/4/2012 9:46:47 AM |
| benevolent-moola291 | $50.00 | 10/4/2012 9:49:36 AM |
| Quaven | $25.00 | 10/4/2012 9:51:04 AM |
| versatile-silver644 | $50.00 | 10/4/2012 9:31:03 AM |
| silverloan | $50.00 | 10/4/2012 9:31:11 AM |
| BDL-Roth | $40.00 | 10/4/2012 9:56:02 AM |
| NLB-PHX | $25.00 | 10/4/2012 9:33:00 AM |
| Willylump | $25.00 | 10/4/2012 9:33:32 AM |
| market-waterfall5 | $100.00 | 10/4/2012 9:34:00 AM |
| PRGuyinVA | $25.00 | 10/4/2012 10:00:29 AM |
| benefit-judo5 | $50.00 | 10/4/2012 9:35:59 AM |
| MONEYLENDER101 | $50.00 | 10/4/2012 9:36:24 AM |
| g314 | $25.00 | 10/4/2012 10:01:49 AM |
| influential-responsibility9 | $25.00 | 10/4/2012 9:37:08 AM |
| a-truth-upholder | $25.00 | 10/4/2012 10:02:43 AM |
| meux99 | $25.00 | 10/4/2012 9:37:54 AM |
| cebgop | $25.00 | 10/4/2012 9:39:42 AM |
| jfd287 | $25.00 | 10/4/2012 9:39:59 AM |
| power-leader1 | $25.00 | 10/4/2012 9:40:22 AM |
| TrustPlus | $50.00 | 10/4/2012 10:04:46 AM |
| bombay56 | $50.00 | 10/4/2012 9:40:53 AM |
| medman | $25.00 | 10/4/2012 9:41:19 AM |
| Ragnar | $25.00 | 10/4/2012 9:46:52 AM |
| Turkish101 | $25.00 | 10/4/2012 10:10:50 AM |
| greenback-bull6 | $50.00 | 10/4/2012 10:13:13 AM |
| Spring342 | $25.00 | 10/4/2012 9:55:07 AM |
| asset-conqueror6 | $25.00 | 10/4/2012 9:57:45 AM |
| Tylerh | $250.00 | 10/4/2012 9:58:33 AM |
| MoneySiles | $25.00 | 10/4/2012 9:57:24 AM |
| excellent-nickel | $25.00 | 10/4/2012 10:00:44 AM |
| generosity-giraffe0 | $50.00 | 10/4/2012 9:58:06 AM |
| mlb123 | $25.00 | 10/4/2012 10:05:26 AM |
| nodebtin3 | $100.00 | 10/4/2012 10:08:52 AM |
| biobulator | $25.00 | 10/4/2012 10:07:47 AM |
| RodBlizz42 | $29.00 | 10/4/2012 10:11:13 AM |
| 369 Investments
|
Borrower Payment Dependent Notes Series
647484
This series of Notes was issued and sold upon the funding of the borrower loan #75764, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
5 | Length of status: | 19y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,500 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| courageous-gain461 |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan: Relocation
This loan will be used to... Relocate from Montana to Washington, DC
My financial situation: No savings and immediate need to relocate.
I am a good candidate for this loan because... credit score 687. I am getting a raise. It is included in the app.
Monthly net income: $ 6613
Monthly expenses: $ 4315
Housing: $ 750
Insurance: $ 91
Car expenses: $ 93
Utilities: $217
Phone, cable, internet: $124
Food, entertainment: $1140
Clothing, household expenses: $134
Credit cards and other loans: $641
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 10/1/2012 9:10:56 AM |
| responsibility-butterfly | $25.00 | 10/1/2012 9:32:09 AM |
| income-triangulation1 | $25.00 | 10/1/2012 9:02:17 AM |
| scholarly-order6 | $75.00 | 10/1/2012 9:12:49 AM |
| Rockymtnhi | $100.00 | 10/1/2012 9:18:51 AM |
| appetizing-loyalty354 | $100.00 | 10/1/2012 9:03:10 AM |
| azazle | $50.00 | 10/1/2012 9:53:36 AM |
| Rockymtnhi | $100.00 | 10/1/2012 9:22:28 AM |
| first-wampum-gazer | $1,000.00 | 10/1/2012 10:32:29 AM |
| money-baron | $100.00 | 10/1/2012 10:51:18 AM |
| heerzaquestion | $60.00 | 10/1/2012 9:52:16 AM |
| reasonable_usury | $50.00 | 10/1/2012 9:46:39 AM |
| Iamthewalrus | $25.00 | 10/1/2012 10:23:04 AM |
| lochinvar | $50.00 | 10/1/2012 10:33:23 AM |
| mfdbtm | $25.00 | 10/1/2012 10:52:53 AM |
| ibano | $25.00 | 10/1/2012 11:15:07 AM |
| pietro_torna_indietro | $50.00 | 10/1/2012 11:16:20 AM |
| Silver_Rupee | $25.01 | 10/1/2012 11:07:46 AM |
| let_me_retire | $75.00 | 10/1/2012 11:19:12 AM |
| commerce-venture1 | $25.00 | 10/1/2012 9:14:08 AM |
| Hedge-Fund | $25.00 | 10/1/2012 9:17:18 AM |
| openness-antioxidant | $75.00 | 10/1/2012 9:44:28 AM |
| SweatyBalls | $35.00 | 10/1/2012 9:21:24 AM |
| rate-advocator7 | $100.00 | 10/1/2012 9:29:35 AM |
| open-minded-p2p1 | $25.00 | 10/1/2012 11:07:20 AM |
| justasoldier | $50.00 | 10/1/2012 11:25:30 AM |
| prudent-loot | $25.00 | 10/1/2012 10:51:48 AM |
| bonus-seahorse | $50.00 | 10/1/2012 11:36:06 AM |
| gotjack-IRA | $25.00 | 10/1/2012 11:43:03 AM |
| reward-giant1 | $45.00 | 10/1/2012 11:30:48 AM |
| worth-blanket2 | $560.00 | 10/1/2012 12:26:31 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
647596
This series of Notes was issued and sold upon the funding of the borrower loan #75638, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $269 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| euro-stilleto7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...Replace my furnace and hot water heater
My financial situation:
I am a good candidate for this loan because...I'm responsible and my loan will be payed on time.
Monthly net income: $3956.00
Monthly expenses:2201.00
Housing: $1058.00 mortgage
Insurance: $91.00 home owner/car 66.00
Car expenses: $480.00
Utilities: $120.00
Phone, cable, internet: $161.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $25.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/29/2012 12:01:05 PM |
| SolarMoonshine | $25.00 | 9/29/2012 12:01:07 PM |
| MG_Holdings | $75.00 | 9/29/2012 12:04:10 PM |
| finance-investor3 | $25.00 | 9/29/2012 12:09:59 PM |
| Gregger | $25.00 | 9/29/2012 12:25:17 PM |
| Hedge-Fund | $100.00 | 9/29/2012 12:02:47 PM |
| commerce-venture1 | $25.00 | 9/29/2012 12:10:01 PM |
| worthy-bid8 | $100.00 | 9/29/2012 12:21:10 PM |
| openness-antioxidant | $75.00 | 9/29/2012 12:39:30 PM |
| global-invest-group | $25.00 | 9/29/2012 12:50:06 PM |
| azazle | $50.00 | 9/29/2012 1:21:21 PM |
| tranquil-gain1 | $75.00 | 9/29/2012 2:00:23 PM |
| bazaar-scrutinzer5 | $25.00 | 9/29/2012 4:54:35 PM |
| scoobiedoo | $40.02 | 9/29/2012 3:05:23 PM |
| beakerfish | $100.00 | 9/29/2012 11:14:08 PM |
| jhouman | $50.00 | 9/30/2012 8:25:53 AM |
| d2vid | $200.00 | 9/29/2012 4:38:04 PM |
| integrity-web | $25.00 | 9/30/2012 10:00:50 AM |
| Fitiwalt7 | $29.44 | 9/29/2012 8:47:52 PM |
| KramericaIndustries | $25.15 | 9/29/2012 6:47:07 PM |
| mammalian4 | $25.00 | 9/30/2012 11:28:17 AM |
| continental2 | $50.00 | 9/30/2012 11:38:01 AM |
| vines99 | $25.00 | 9/29/2012 11:55:02 PM |
| pierrelasvegas | $25.00 | 9/30/2012 3:54:31 AM |
| natural-point1 | $25.00 | 9/29/2012 9:19:49 PM |
| the-inspired-justice | $25.00 | 9/29/2012 11:14:49 PM |
| priceless-euro0 | $100.00 | 9/30/2012 6:54:49 AM |
| drkosh | $25.00 | 9/30/2012 7:31:34 AM |
| stock106 | $25.00 | 9/30/2012 8:13:56 AM |
| asset-trajectory | $25.00 | 9/30/2012 11:41:49 AM |
| kila-designer | $250.00 | 9/30/2012 6:48:02 PM |
| foldingbenny2 | $40.00 | 9/30/2012 7:48:30 PM |
| Sixmil | $50.00 | 9/30/2012 8:58:25 PM |
| majestic-note6 | $150.00 | 9/30/2012 5:31:53 PM |
| quicksilver70 | $25.00 | 9/30/2012 5:53:59 PM |
| McDeeter | $50.00 | 9/30/2012 6:16:51 PM |
| first-genuine-bid | $60.00 | 9/30/2012 7:31:45 PM |
| KB-IRA | $100.00 | 9/30/2012 7:59:57 PM |
| BigBag | $25.00 | 9/30/2012 8:15:09 PM |
| responsibility-butterfly | $25.00 | 9/30/2012 6:50:30 AM |
| scholarly-order6 | $100.00 | 9/29/2012 12:05:22 PM |
| handy-justice | $50.00 | 9/29/2012 12:20:49 PM |
| cattlebaron | $25.00 | 9/29/2012 12:21:21 PM |
| DasMula | $25.00 | 9/29/2012 12:07:35 PM |
| ResQDoc | $25.00 | 9/29/2012 12:10:57 PM |
| Rogelio48 | $40.00 | 9/29/2012 12:25:02 PM |
| berniemadeoff | $25.00 | 9/29/2012 2:48:38 PM |
| dudebrah | $25.00 | 9/29/2012 6:10:22 PM |
| john0720 | $25.00 | 9/29/2012 2:35:11 PM |
| pembull | $25.00 | 9/29/2012 3:09:55 PM |
| bellaquito | $500.00 | 9/29/2012 3:19:29 PM |
| patriot0 | $50.00 | 9/29/2012 6:41:57 PM |
| DevinHill | $25.00 | 9/30/2012 8:02:47 AM |
| green-high-five7 | $25.00 | 9/29/2012 4:47:27 PM |
| BanqueDeFrance | $50.00 | 9/29/2012 8:55:31 PM |
| california111 | $100.00 | 9/30/2012 11:20:48 AM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:43 PM |
| Colorado2006 | $25.00 | 9/30/2012 4:45:56 AM |
| Money_Working | $25.00 | 9/30/2012 10:09:44 AM |
| 08bob | $50.00 | 9/30/2012 10:32:27 AM |
| secret-santa | $25.00 | 9/30/2012 5:24:07 PM |
| kila-designer | $100.00 | 9/30/2012 6:48:16 PM |
| finance-relaxation3 | $25.00 | 9/30/2012 8:43:12 PM |
| continental2 | $100.00 | 9/30/2012 9:03:01 PM |
| MoneyM | $10.36 | 9/30/2012 9:15:06 PM |
| RebuildingAmerica | $25.00 | 9/30/2012 5:40:49 PM |
| ethicalhumanist | $50.00 | 9/30/2012 5:52:20 PM |
| prudent-bid3 | $25.00 | 9/30/2012 7:20:06 PM |
| bnoble09 | $25.00 | 9/30/2012 8:32:54 PM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
647652
This series of Notes was issued and sold upon the funding of the borrower loan #75312, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $157.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,087 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| credit-associate696 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate 2 credit card balances.
My financial situation:
These bills are the result of several unexpected large auto repairs and moving expenses. I have the means to pay off the balance but am trying to avoid the high interest rates of the cards.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $100.00 | 10/1/2012 10:35:14 AM |
| excellent-funds649 | $50.00 | 10/1/2012 9:23:42 AM |
| pious-currency875 | $100.00 | 10/1/2012 9:52:32 AM |
| imogen22 | $50.00 | 10/1/2012 9:24:40 AM |
| EnglishGeekInNYC | $25.00 | 10/1/2012 10:14:14 AM |
| serene-truth2 | $100.00 | 10/1/2012 9:43:44 AM |
| credit-coach118 | $25.00 | 10/1/2012 10:38:51 AM |
| rmachi | $25.00 | 10/1/2012 9:34:19 AM |
| cwegert | $25.00 | 10/1/2012 9:46:23 AM |
| Phryne | $50.00 | 10/1/2012 9:51:43 AM |
| enterprising-exchange6 | $50.00 | 10/1/2012 9:54:13 AM |
| Castellan | $50.00 | 10/1/2012 10:04:41 AM |
| bonus-seahorse | $200.00 | 10/1/2012 11:36:25 AM |
| djscal | $25.00 | 10/1/2012 10:05:51 AM |
| silver-explorer6 | $25.00 | 10/1/2012 10:24:00 AM |
| zwx1997 | $25.00 | 10/1/2012 12:31:04 PM |
| Sabo | $25.00 | 10/1/2012 10:46:31 AM |
| sanjubab | $50.00 | 10/1/2012 10:57:38 AM |
| John_Galt | $55.00 | 10/1/2012 4:06:15 PM |
| Sneezie | $100.00 | 10/1/2012 5:01:59 PM |
| capital-renewal | $25.00 | 10/1/2012 12:59:20 PM |
| community-seahorse0 | $25.00 | 10/1/2012 12:01:39 PM |
| elfincove | $25.00 | 10/1/2012 4:05:45 PM |
| radforj22 | $50.00 | 10/1/2012 4:28:58 PM |
| entertaining-greenback2 | $47.94 | 10/1/2012 4:40:00 PM |
| Nickle-Back | $30.00 | 10/1/2012 5:20:57 PM |
| moneytolend72 | $25.00 | 10/1/2012 4:31:09 PM |
| abundance923 | $50.00 | 10/1/2012 5:24:05 PM |
| betterthanstock | $25.00 | 10/1/2012 5:05:32 PM |
| conductor146 | $25.00 | 10/1/2012 5:07:59 PM |
| elated-wealth876 | $100.00 | 10/1/2012 5:09:40 PM |
| Jassi | $25.00 | 10/1/2012 5:08:25 PM |
| CapStack | $50.00 | 10/1/2012 5:10:07 PM |
| Plutis | $25.00 | 10/1/2012 5:17:02 PM |
| clenh2o | $25.00 | 10/1/2012 5:52:53 PM |
| chilandman | $38.00 | 10/1/2012 5:55:34 PM |
| piledriver552 | $30.00 | 10/1/2012 5:38:02 PM |
| hitsman | $50.00 | 10/1/2012 5:59:28 PM |
| responsibility-butterfly | $25.00 | 10/1/2012 9:32:10 AM |
| bent300 | $50.00 | 10/1/2012 9:29:58 AM |
| velocityasaurus-rex4 | $100.00 | 10/1/2012 9:33:33 AM |
| windguy | $50.00 | 10/1/2012 9:35:41 AM |
| compassion-twister2 | $50.00 | 10/1/2012 9:45:29 AM |
| reasonable_usury | $50.00 | 10/1/2012 9:45:47 AM |
| tender-wealth0 | $25.00 | 10/1/2012 9:54:35 AM |
| HikeMoab | $50.00 | 10/1/2012 9:08:26 AM |
| Perdita_II | $25.00 | 10/1/2012 9:15:13 AM |
| GoGators01 | $25.00 | 10/1/2012 9:14:10 AM |
| Ripsaw4U | $50.00 | 10/1/2012 10:13:22 AM |
| repayment-pagoda8 | $100.00 | 10/1/2012 9:21:47 AM |
| loyalty-hornet6 | $25.00 | 10/1/2012 9:25:13 AM |
| Taxman44 | $25.00 | 10/1/2012 10:31:30 AM |
| prudent-deal662 | $25.00 | 10/1/2012 10:35:54 AM |
| jubilant-capital1 | $25.00 | 10/1/2012 10:39:14 AM |
| scientists | $25.00 | 10/1/2012 9:46:25 AM |
| pay_day | $25.00 | 10/1/2012 9:34:33 AM |
| Rivervale_Westwood | $25.00 | 10/1/2012 9:35:26 AM |
| RJN | $35.00 | 10/1/2012 9:41:04 AM |
| kfrench | $75.00 | 10/1/2012 10:53:47 AM |
| truth-igniter4 | $25.00 | 10/1/2012 9:58:41 AM |
| affluence-kingdom9 | $100.00 | 10/1/2012 9:59:52 AM |
| gravbox | $25.00 | 10/1/2012 11:10:17 AM |
| mar97 | $25.00 | 10/1/2012 9:55:29 AM |
| compoundinterest | $25.00 | 10/1/2012 10:11:33 AM |
| Good-Yield | $25.00 | 10/1/2012 11:41:46 AM |
| aspen5 | $50.00 | 10/1/2012 10:07:55 AM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:16 AM |
| the-justice-stockpiler | $25.00 | 10/1/2012 10:09:36 AM |
| bellaquito | $500.00 | 10/1/2012 12:03:02 PM |
| lionheart722 | $100.00 | 10/1/2012 10:29:39 AM |
| Centerline15 | $25.00 | 10/1/2012 10:20:39 AM |
| proper-exchange8 | $50.00 | 10/1/2012 10:22:07 AM |
| CFOGO | $25.00 | 10/1/2012 10:34:23 AM |
| LaGrangeLender | $60.00 | 10/1/2012 10:40:59 AM |
| LendToCause | $25.00 | 10/1/2012 3:36:13 PM |
| gain-neutrino9 | $25.00 | 10/1/2012 4:53:23 PM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:50 AM |
| compatible-deal9 | $50.00 | 10/1/2012 11:35:22 AM |
| Yogidog | $25.00 | 10/1/2012 5:13:28 PM |
| natural-penny9 | $27.27 | 10/1/2012 3:53:17 PM |
| engaging-worth | $25.00 | 10/1/2012 1:38:51 PM |
| pinnacle10 | $25.00 | 10/1/2012 4:12:58 PM |
| super_pickle | $75.00 | 10/1/2012 3:05:13 PM |
| cello1 | $25.00 | 10/1/2012 3:32:25 PM |
| gjm6d | $25.00 | 10/1/2012 5:05:51 PM |
| aabadabadoo | $25.00 | 10/1/2012 5:14:03 PM |
| transparency-river1 | $500.00 | 10/1/2012 5:19:05 PM |
| The_Lending_Expert | $25.00 | 10/1/2012 5:56:39 PM |
| commerce-gargantuan2 | $50.00 | 10/1/2012 5:35:30 PM |
| ryan6853 | $25.11 | 10/1/2012 6:01:10 PM |
| mindful-generosity1 | $48.24 | 10/1/2012 6:19:34 PM |
| responsive-worth5 | $50.00 | 10/1/2012 5:53:00 PM |
| Ilyav | $55.44 | 10/1/2012 6:13:38 PM |
| azazle | $50.00 | 10/1/2012 6:14:54 PM |
| 94 Investments
|
Borrower Payment Dependent Notes Series
647664
This series of Notes was issued and sold upon the funding of the borrower loan #75668, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $116.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 15y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Engineer - Chemical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,721 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| p2p-viking6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
eliminate debt
Debt consolidation This loan will be used to. consolidate some high interest loans. I want to pay them off.
My financial situation:
I am a good candidate for this loan because...I always pay my bills on time and stay on top of debt. I just want to consolidate. I have a great high paying job,which I have had for 16 year.
I want to eliminate the high interest APR, so I can payoff quicker.
Monthly net income: $4300
Monthly expenses: $
Housing: $1100
Insurance: $100
Car expenses: $499
Utilities: $140
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 10/1/2012 9:02:35 AM |
| Tradesmanlender | $25.00 | 10/1/2012 9:03:19 AM |
| Plow_n_Sow | $25.00 | 10/1/2012 9:04:31 AM |
| auction-bonaza8 | $100.00 | 10/1/2012 9:05:16 AM |
| luann199 | $25.00 | 10/1/2012 9:12:57 AM |
| phenomenal-rate1 | $500.00 | 10/1/2012 9:16:59 AM |
| EarlyRiser | $142.60 | 10/1/2012 9:23:06 AM |
| RGlad | $150.00 | 10/1/2012 9:05:23 AM |
| commerce-venture1 | $25.00 | 10/1/2012 9:08:11 AM |
| best-bonafide-p2p | $25.00 | 10/1/2012 9:13:01 AM |
| Nickle-Back | $30.00 | 10/1/2012 9:19:50 AM |
| extraordinary-dollar7 | $25.00 | 10/1/2012 9:12:43 AM |
| wonder3 | $25.00 | 10/1/2012 9:02:59 AM |
| well-rounded-payout0 | $50.00 | 10/1/2012 9:04:11 AM |
| felicity-contributor3 | $25.00 | 10/1/2012 9:06:35 AM |
| fantastic-wampum1 | $100.00 | 10/1/2012 9:07:07 AM |
| gold-sushi | $25.00 | 10/1/2012 9:05:06 AM |
| janeybooboo | $75.00 | 10/1/2012 9:05:10 AM |
| lowrater | $75.40 | 10/1/2012 9:12:52 AM |
| new-impeccable-coin | $47.00 | 10/1/2012 9:04:37 AM |
| one-midas | $50.00 | 10/1/2012 9:05:37 AM |
| scholarly-order6 | $75.00 | 10/1/2012 9:05:49 AM |
| _NaLNaBB | $250.00 | 10/1/2012 9:16:36 AM |
| thorough-payout8 | $25.00 | 10/1/2012 9:17:53 AM |
| social-zebra | $30.00 | 10/1/2012 9:09:49 AM |
| deal-banker | $75.00 | 10/1/2012 9:10:03 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
647674
This series of Notes was issued and sold upon the funding of the borrower loan #75818, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $592.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,006 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| integrity2012 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Out of Debt for Good! Grateful
Purpose of loan:
This loan will be used to consolidate higher interest credit card debt.
I am in a recovery program to eliminate all debt. I do not incur any new unsecured debt.
This loan will be used to consolidate credit card debt and pay off in 3 years.
My financial situation:
I am a good candidate for this loan because I have stable employment, I keep excellent daily records of my finances, I pay my bills on-time, I keep monthly spending plans, I keep a prudent reserve savings, and I am in a debt recovery program whereby I do no incur any new unsecured debt. Funds from this loan will be used to retire credit card debt.
Monthly net income: $9,300
Monthly expenses (total of the below, includes savings reserve): $8,100
Housing & Utilities: $1600
Subway & Taxi: $140
Phone, cable, internet: $140
Food, entertainment: $600
Clothing, household expenses: $300
Credit cards and other loans: $3,000
Other expenses: $800 (Medical, Hair, Gym, Toiletries, etc.)
Education/Classes: $300
Give: $20
Savings: $1,200+
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/2/2012 10:59:14 AM |
| credit-missile | $48.00 | 10/2/2012 3:48:20 PM |
| commerce-venture1 | $25.00 | 10/1/2012 5:06:04 PM |
| handy-justice | $50.00 | 10/1/2012 5:06:21 PM |
| vutah | $45.00 | 10/1/2012 5:08:48 PM |
| lowrater | $50.40 | 10/1/2012 5:06:26 PM |
| supreme-treasure8 | $100.00 | 10/1/2012 5:40:42 PM |
| Nipper99 | $100.00 | 10/1/2012 5:27:18 PM |
| LeReve | $500.00 | 10/1/2012 5:44:11 PM |
| thrifty-capital | $25.00 | 10/1/2012 5:28:05 PM |
| first-pragmatic-power | $25.00 | 10/1/2012 5:51:14 PM |
| haplender | $50.00 | 10/1/2012 5:54:03 PM |
| betterthanstock | $65.00 | 10/1/2012 5:38:18 PM |
| ferocious-kindness8 | $30.00 | 10/1/2012 6:07:53 PM |
| competent-commitment5 | $25.00 | 10/1/2012 6:19:13 PM |
| proper-exchange8 | $50.00 | 10/1/2012 5:47:35 PM |
| 52digital | $75.00 | 10/1/2012 6:00:28 PM |
| janeybooboo | $50.00 | 10/1/2012 6:00:38 PM |
| new-truth-chuckler | $40.00 | 10/1/2012 6:00:08 PM |
| azazle | $50.00 | 10/1/2012 6:28:16 PM |
| WindomDev | $50.00 | 10/1/2012 6:14:19 PM |
| zipemdown | $25.00 | 10/1/2012 6:29:37 PM |
| compassion-twister2 | $50.00 | 10/1/2012 7:15:18 PM |
| LesPaul1 | $25.00 | 10/1/2012 8:26:22 PM |
| toblerone | $25.00 | 10/1/2012 7:01:54 PM |
| silver-trident5 | $500.00 | 10/1/2012 6:46:59 PM |
| SolarMoonshine | $25.00 | 10/1/2012 7:08:35 PM |
| EnglishGeekInNYC | $50.00 | 10/1/2012 7:20:21 PM |
| newest-glowing-cash | $50.00 | 10/1/2012 7:21:14 PM |
| LoanerPrincipal | $25.00 | 10/1/2012 7:25:53 PM |
| LaGrangeLender | $40.00 | 10/2/2012 6:20:29 AM |
| zorg77 | $25.00 | 10/2/2012 6:25:42 AM |
| leverage-monger | $25.00 | 10/2/2012 7:07:29 AM |
| exciting-fairness | $200.00 | 10/2/2012 6:19:12 AM |
| loyalist1 | $100.00 | 10/2/2012 8:15:14 AM |
| benefit-banshee | $25.00 | 10/2/2012 8:08:39 AM |
| flexible-rate1 | $25.00 | 10/2/2012 8:49:44 AM |
| bold-wampum-compadre | $100.00 | 10/2/2012 9:35:13 AM |
| historic-value7 | $200.00 | 10/2/2012 11:05:15 AM |
| botfolio | $300.00 | 10/2/2012 10:22:20 AM |
| valiant-liberty4 | $25.00 | 10/2/2012 11:10:19 AM |
| pdub | $750.00 | 10/2/2012 10:23:39 AM |
| skockie | $100.00 | 10/2/2012 11:27:53 AM |
| roux | $25.00 | 10/2/2012 11:45:42 AM |
| commitment-farm | $45.00 | 10/2/2012 10:35:25 AM |
| Weaverville | $25.00 | 10/2/2012 2:18:40 PM |
| top-visionary-truth | $25.00 | 10/2/2012 2:26:44 PM |
| Farmer-Ted | $25.00 | 10/2/2012 2:39:45 PM |
| vines99 | $25.00 | 10/2/2012 11:09:41 AM |
| authentic-liberty7 | $25.00 | 10/2/2012 11:12:03 AM |
| arsisi | $25.00 | 10/2/2012 11:08:11 AM |
| Rulea72 | $25.00 | 10/2/2012 3:25:15 PM |
| Vector | $25.00 | 10/2/2012 3:40:32 PM |
| Comoparklender | $25.00 | 10/2/2012 11:18:27 AM |
| the_spook | $32.00 | 10/2/2012 4:24:56 PM |
| lagnisiruk | $25.00 | 10/2/2012 11:15:24 AM |
| tranquil-note5 | $50.00 | 10/2/2012 11:45:30 AM |
| momentous-velocity5 | $50.00 | 10/2/2012 11:32:29 AM |
| Navy_Wife_Retired | $100.00 | 10/2/2012 11:58:24 AM |
| jybank | $49.00 | 10/2/2012 12:41:58 PM |
| saver266 | $50.00 | 10/2/2012 12:07:11 PM |
| kulender | $50.00 | 10/2/2012 1:40:15 PM |
| wale-ld | $40.25 | 10/2/2012 1:03:19 PM |
| smallbizrule | $25.00 | 10/2/2012 1:51:48 PM |
| commerce-guitar6 | $25.00 | 10/2/2012 2:14:48 PM |
| dinero-philosopher1 | $30.00 | 10/2/2012 1:51:32 PM |
| cwss-lending | $50.00 | 10/2/2012 2:12:04 PM |
| reverent-bazaar284 | $25.00 | 10/2/2012 2:59:39 PM |
| phenomenal-gain5 | $30.00 | 10/2/2012 3:43:41 PM |
| bailey7563 | $25.00 | 10/2/2012 2:29:29 PM |
| Relient-K | $25.00 | 10/2/2012 3:18:18 PM |
| heavenly-interest9 | $1,000.00 | 10/1/2012 5:04:14 PM |
| 113121 | $35.00 | 10/1/2012 5:35:06 PM |
| natural-affluence6 | $25.00 | 10/2/2012 3:02:49 AM |
| scholarly-order6 | $150.00 | 10/1/2012 5:09:52 PM |
| income-triangulation1 | $25.00 | 10/1/2012 5:02:57 PM |
| CA-Lender | $25.00 | 10/1/2012 5:05:37 PM |
| special-dinero553 | $25.00 | 10/1/2012 5:26:05 PM |
| open-minded-p2p1 | $25.00 | 10/1/2012 5:29:46 PM |
| Laissez-faire | $100.00 | 10/1/2012 5:36:00 PM |
| phenomenal-rate1 | $500.00 | 10/1/2012 5:12:08 PM |
| silver-explorer6 | $25.00 | 10/1/2012 5:14:58 PM |
| order-banshee3 | $25.00 | 10/1/2012 5:45:33 PM |
| wise-charming-reward | $500.00 | 10/1/2012 5:31:11 PM |
| RGlad | $250.00 | 10/1/2012 5:54:39 PM |
| majestic-note6 | $200.00 | 10/1/2012 5:38:13 PM |
| sustainable-lender | $25.00 | 10/1/2012 6:29:23 PM |
| callmebryan | $25.00 | 10/1/2012 8:11:39 PM |
| spartacusiam | $25.00 | 10/1/2012 6:52:12 PM |
| pierrelasvegas | $25.00 | 10/1/2012 7:28:54 PM |
| irrelevant | $50.00 | 10/2/2012 5:06:12 AM |
| LaGrangeLender | $60.00 | 10/1/2012 7:19:48 PM |
| finance-investor3 | $25.00 | 10/1/2012 8:38:57 PM |
| community-satellite7 | $50.00 | 10/2/2012 7:53:18 AM |
| laudable-payout6 | $25.00 | 10/2/2012 1:16:54 AM |
| graceful-investment | $106.00 | 10/2/2012 8:59:03 AM |
| NobisEst | $25.00 | 10/2/2012 8:04:09 AM |
| careful-compassion | $25.00 | 10/2/2012 9:23:08 AM |
| gold-maestro6 | $50.00 | 10/2/2012 10:35:13 AM |
| the-silver-blaster | $50.00 | 10/2/2012 10:06:27 AM |
| progressive-economy261 | $500.00 | 10/2/2012 10:20:58 AM |
| Investor_DP | $200.00 | 10/2/2012 11:17:14 AM |
| marketplace-hut9 | $25.00 | 10/2/2012 11:20:17 AM |
| MI2 | $5,000.00 | 10/2/2012 10:29:58 AM |
| Jim33 | $25.00 | 10/2/2012 11:33:25 AM |
| wwwUniversal | $25.00 | 10/2/2012 11:41:43 AM |
| TronMedici | $25.00 | 10/2/2012 11:41:59 AM |
| Sabo | $30.00 | 10/2/2012 1:22:40 PM |
| Astyanax | $40.00 | 10/2/2012 1:46:09 PM |
| dime-sprout | $25.00 | 10/2/2012 11:08:13 AM |
| unassailable-funds754 | $25.00 | 10/2/2012 2:28:45 PM |
| Iwillhuntyoudown | $25.00 | 10/2/2012 2:29:27 PM |
| QuincyCapital | $25.00 | 10/2/2012 11:09:12 AM |
| worldly-community3 | $50.00 | 10/2/2012 11:07:32 AM |
| capital-magician561 | $25.00 | 10/2/2012 11:14:36 AM |
| moola-buddy | $25.00 | 10/2/2012 11:09:54 AM |
| dough-kitten5 | $25.00 | 10/2/2012 4:17:44 PM |
| vibraphone3 | $25.00 | 10/2/2012 11:20:55 AM |
| established-moola859 | $25.00 | 10/2/2012 12:06:20 PM |
| Curly-Girly | $25.00 | 10/2/2012 1:12:29 PM |
| lions_crown | $50.00 | 10/2/2012 1:24:01 PM |
| treasure-generator | $25.00 | 10/2/2012 1:28:29 PM |
| Tonusb0 | $25.00 | 10/2/2012 1:46:08 PM |
| MasterTech33 | $29.34 | 10/2/2012 3:22:55 PM |
| myduck | $40.00 | 10/2/2012 3:37:09 PM |
| silver-stacker | $15.01 | 10/2/2012 4:27:19 PM |
| tender-ore | $25.00 | 10/2/2012 3:30:30 PM |
| 127 Investments
|
Borrower Payment Dependent Notes Series
647716
This series of Notes was issued and sold upon the funding of the borrower loan #75719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 7 |
Current / open credit lines:
| 0
/
0 | Length of status: | 6y 6m |
|
Amount delinquent:
| $14,186 |
Total credit lines:
| 26 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nice_smile75150 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SolarMoonshine | $25.00 | 9/29/2012 12:04:00 PM |
| pierrelasvegas | $25.00 | 9/30/2012 3:54:31 AM |
| otherwisedisposed | $100.00 | 9/29/2012 8:02:43 PM |
| california111 | $100.00 | 9/30/2012 4:02:26 PM |
| tolerant-responsibility051 | $500.00 | 10/1/2012 11:48:45 AM |
| responsibility-butterfly | $25.00 | 9/30/2012 6:50:32 AM |
| worthy-bid8 | $100.00 | 9/29/2012 12:21:10 PM |
| open-minded-p2p1 | $25.00 | 9/29/2012 2:35:22 PM |
| stock106 | $25.00 | 9/30/2012 8:13:33 AM |
| continental2 | $50.00 | 9/30/2012 11:38:01 AM |
| Iamthewalrus | $25.00 | 10/1/2012 7:54:12 AM |
| cp-family | $50.00 | 10/1/2012 10:13:31 AM |
| reward-giant1 | $48.00 | 10/1/2012 11:30:37 AM |
| sympathetic-funds818 | $25.00 | 10/1/2012 11:42:10 AM |
| worth-blanket2 | $2,877.00 | 10/1/2012 1:01:07 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
647768
This series of Notes was issued and sold upon the funding of the borrower loan #75462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 31.58% |
Borrower rate/APR:
| 32.58% / 35.37% |
Monthly payment:
| $135.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.13% | | |
| |
Estimated return*:
| 15.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
2 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,375 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 35 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| value-sonnet2 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have been employed as a restaurant manager for the last 13 years. The only time I have been with out work is when I purposely took time off to spend with my family. And that was for only 2 months total.
Monthly net income: $ 4700.00
Monthly expenses: $2600 total
Housing: $1400
Insurance: $125
Car expenses: $0 - my car is paid off already.
Utilities: $200
Phone, cable, internet: $0 - It is paid for already by my wife's family
Food, entertainment: $400 - includes groceries
Clothing, household expenses: $ as needed
Credit cards and other loans: $230
Other expenses: $200 budget for whatever comes up. Usually more food.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pierrelasvegas | $25.00 | 10/2/2012 5:17:23 PM |
| deal-enthusiast | $70.00 | 10/2/2012 5:04:46 PM |
| speedy-peso1 | $100.00 | 10/2/2012 5:20:54 PM |
| benevolent-loot5 | $200.00 | 10/2/2012 5:13:56 PM |
| progressive-economy261 | $500.00 | 10/2/2012 5:33:07 PM |
| asset-professor | $25.00 | 10/2/2012 5:43:56 PM |
| well-mannered-income3 | $40.00 | 10/2/2012 5:48:01 PM |
| newest-currency-vibrato | $40.00 | 10/2/2012 5:22:16 PM |
| natural-liberty4 | $200.00 | 10/2/2012 5:22:55 PM |
| 52digital | $75.00 | 10/2/2012 5:26:45 PM |
| azazle | $25.00 | 10/2/2012 5:32:34 PM |
| power-chihuahua | $25.00 | 10/2/2012 5:19:35 PM |
| payout-crescendo9 | $500.00 | 10/2/2012 5:48:09 PM |
| BankofRon_IRA | $100.00 | 10/2/2012 5:37:25 PM |
| alexander-hamilton | $50.00 | 10/2/2012 6:09:26 PM |
| melodious-openness | $247.31 | 10/2/2012 6:14:01 PM |
| melodious-openness | $1,402.69 | 10/2/2012 6:16:28 PM |
| zipemdown | $25.00 | 10/2/2012 5:49:08 PM |
| adventurer447 | $300.00 | 10/2/2012 5:51:59 PM |
| careful-vigilance4 | $25.00 | 10/2/2012 6:12:13 PM |
| jazzlender | $25.00 | 10/2/2012 6:12:34 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
647864
This series of Notes was issued and sold upon the funding of the borrower loan #75688, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 9
/
10 | Length of status: | 8y 2m |
|
Amount delinquent:
| $628 |
Total credit lines:
| 43 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 47 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bknick |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan: medical/dental
This loan will be used to... pay for procedures
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 6151
Monthly expenses: $
Housing: $ 1700
Insurance: $ 275
Car expenses: $ 750
Utilities: $ 390
Phone, cable, internet: $425
Food, entertainment: $ 250
Clothing, household expenses: $ 600
Credit cards and other loans: $ 250
Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bob450 | $25.00 | 10/1/2012 5:05:21 PM |
| cattlebaron | $25.00 | 10/1/2012 5:09:01 PM |
| enriching-dollar1 | $70.00 | 10/1/2012 5:20:53 PM |
| benevolent-loot5 | $200.00 | 10/1/2012 5:22:39 PM |
| deal-enthusiast | $35.00 | 10/1/2012 5:05:52 PM |
| pierrelasvegas | $25.00 | 10/1/2012 5:27:05 PM |
| power-chihuahua | $25.00 | 10/1/2012 5:29:21 PM |
| trade-boots1 | $63.00 | 10/1/2012 5:14:38 PM |
| brainy-return234 | $25.00 | 10/1/2012 5:20:12 PM |
| bewitching-dollar5 | $100.00 | 10/1/2012 5:15:33 PM |
| mikbos | $25.00 | 10/1/2012 5:24:34 PM |
| deal-galleon | $25.00 | 10/1/2012 5:34:48 PM |
| BankofRon_IRA | $100.00 | 10/1/2012 6:00:37 PM |
| first-balance-neutron | $27.00 | 10/1/2012 6:06:41 PM |
| careful-vigilance4 | $25.00 | 10/1/2012 5:51:32 PM |
| TronMedici | $50.00 | 10/1/2012 6:28:16 PM |
| 52digital | $75.00 | 10/1/2012 6:00:28 PM |
| musegaze | $50.00 | 10/1/2012 5:54:57 PM |
| Mucman72 | $25.00 | 10/1/2012 6:34:51 PM |
| toblerone | $25.00 | 10/1/2012 6:39:35 PM |
| Comoparklender | $25.00 | 10/1/2012 6:18:43 PM |
| robust-diversification3 | $50.00 | 10/1/2012 6:20:38 PM |
| money-fort | $25.00 | 10/1/2012 9:09:25 PM |
| felicity-fertilizer6 | $25.00 | 10/1/2012 9:31:58 PM |
| 108-IRA | $50.00 | 10/1/2012 7:10:39 PM |
| networks4ever | $25.00 | 10/1/2012 7:15:54 PM |
| open-minded-p2p1 | $25.00 | 10/1/2012 7:30:41 PM |
| EL_Papin | $25.00 | 10/1/2012 7:03:03 PM |
| fountain355 | $25.00 | 10/2/2012 5:03:33 AM |
| Core-Marketing | $80.00 | 10/2/2012 5:09:04 AM |
| melodious-openness | $100.00 | 10/2/2012 5:34:51 AM |
| leverage-monger | $44.00 | 10/2/2012 6:35:45 AM |
| sgt-schultz | $55.00 | 10/2/2012 8:03:37 AM |
| courteous-platinum7 | $30.00 | 10/2/2012 5:55:07 AM |
| Sturgee | $25.00 | 10/2/2012 7:09:05 AM |
| 168RichCapital | $25.10 | 10/2/2012 6:25:22 AM |
| azafranke | $100.00 | 10/2/2012 8:24:46 AM |
| Iloanyoumoney | $50.00 | 10/2/2012 7:12:11 AM |
| red-power-pecan | $50.00 | 10/2/2012 9:13:54 AM |
| gothampark | $25.00 | 10/2/2012 9:17:45 AM |
| Nickle-Back | $30.00 | 10/2/2012 9:14:40 AM |
| commitment-neutron1 | $200.00 | 10/1/2012 5:07:35 PM |
| versatile-dime442 | $250.00 | 10/1/2012 5:37:34 PM |
| cash-kin7 | $25.00 | 10/1/2012 5:40:02 PM |
| natural-liberty4 | $200.00 | 10/1/2012 5:39:21 PM |
| speedy-peso1 | $100.00 | 10/1/2012 5:36:41 PM |
| rookiecrd1 | $100.00 | 10/1/2012 5:41:57 PM |
| new-truth-chuckler | $40.00 | 10/1/2012 6:02:29 PM |
| proper-exchange8 | $50.00 | 10/1/2012 5:47:36 PM |
| DSFinancial | $25.00 | 10/1/2012 6:14:01 PM |
| social-cocktail1 | $120.00 | 10/1/2012 5:50:58 PM |
| adventurer447 | $300.00 | 10/1/2012 6:21:16 PM |
| joyous-peace443 | $25.00 | 10/1/2012 6:45:15 PM |
| bubb_hans | $25.00 | 10/1/2012 6:38:48 PM |
| zipemdown | $25.00 | 10/1/2012 6:29:38 PM |
| campingdad11 | $33.33 | 10/1/2012 9:09:19 PM |
| ChoiceInvestments | $25.00 | 10/1/2012 9:32:14 PM |
| Kunakiku | $25.00 | 10/1/2012 6:50:31 PM |
| vibraphone3 | $25.00 | 10/1/2012 6:57:35 PM |
| SLN-10 | $30.00 | 10/1/2012 7:33:12 PM |
| Investor_DP | $200.00 | 10/1/2012 7:11:22 PM |
| moola-buddy | $25.00 | 10/1/2012 7:22:37 PM |
| credit-adventurer313 | $25.00 | 10/2/2012 3:29:10 AM |
| yield-hut | $25.00 | 10/2/2012 4:27:23 AM |
| safe-dinero6 | $30.00 | 10/2/2012 6:32:41 AM |
| life-is-great | $25.00 | 10/2/2012 9:05:38 AM |
| asset-professor | $25.00 | 10/2/2012 7:08:47 AM |
| IamLejo | $50.00 | 10/2/2012 8:06:49 AM |
| commerce-jujitsu5 | $25.22 | 10/2/2012 8:24:20 AM |
| desertoasis | $25.00 | 10/2/2012 8:48:42 AM |
| compassionate-auction6 | $12.35 | 10/2/2012 9:19:01 AM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
647882
This series of Notes was issued and sold upon the funding of the borrower loan #75806, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $171.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 24y 3m |
|
Amount delinquent:
| $3,378 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,360 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| momentous-credit055 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan: pay House Expenses
This loan will be used to...
To bridge household expenses do to Personal taxes due and unexpected car repairs.
My financial situation: Stable with long term employment.
I am a good candidate for this loan because...
I have had long term employment with a steady employment.
Monthly net income: $6400.00
Monthly expenses: $400.00
Housing: $2500.00
Insurance: $83.00
Car expenses: $575.00
Utilities: $200.00
Phone, cable, internet: $240.00
Food, entertainment: $500.00
Clothing, household expenses: $200.00
Credit cards and other loans: $450.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $45.00 | 10/1/2012 5:07:15 PM |
| WalnutCreekguy | $36.00 | 10/1/2012 5:27:31 PM |
| first-pragmatic-power | $25.00 | 10/1/2012 5:51:15 PM |
| supreme-treasure8 | $100.00 | 10/1/2012 5:40:43 PM |
| proper-exchange8 | $50.00 | 10/1/2012 5:47:36 PM |
| Comoparklender | $25.00 | 10/1/2012 6:18:43 PM |
| Ballybay | $100.00 | 10/1/2012 6:18:59 PM |
| scrappy-diversification7 | $2,000.00 | 10/1/2012 7:19:03 PM |
| tmdmf | $25.00 | 10/1/2012 7:58:56 PM |
| Investor_DP | $200.00 | 10/1/2012 7:11:23 PM |
| newest-glowing-cash | $50.00 | 10/1/2012 7:21:14 PM |
| helping-out | $70.01 | 10/1/2012 9:16:17 PM |
| 168RichCapital | $3.99 | 10/2/2012 6:24:33 AM |
| newest-generous-income | $30.00 | 10/2/2012 1:13:36 AM |
| yield-hut | $25.00 | 10/2/2012 4:27:23 AM |
| thrifty-capital | $25.00 | 10/1/2012 5:28:06 PM |
| phenomenal-rate1 | $500.00 | 10/1/2012 5:12:08 PM |
| majestic-note6 | $200.00 | 10/1/2012 5:38:13 PM |
| pierrelasvegas | $25.00 | 10/1/2012 5:26:31 PM |
| special-dinero553 | $25.00 | 10/1/2012 5:26:05 PM |
| integrity-web | $25.00 | 10/1/2012 5:31:24 PM |
| new-truth-chuckler | $40.00 | 10/1/2012 6:00:08 PM |
| capital-renewal | $50.00 | 10/1/2012 6:00:15 PM |
| LeReve | $500.00 | 10/1/2012 5:44:12 PM |
| haplender | $50.00 | 10/1/2012 5:54:04 PM |
| zipemdown | $25.00 | 10/1/2012 6:29:38 PM |
| 52digital | $75.00 | 10/1/2012 6:00:29 PM |
| open-minded-p2p1 | $25.00 | 10/1/2012 6:51:21 PM |
| leverage-sensai6 | $25.00 | 10/1/2012 6:11:05 PM |
| toblerone | $25.00 | 10/1/2012 6:39:35 PM |
| Ravyn | $25.00 | 10/2/2012 6:22:43 AM |
| Piaoliang | $25.00 | 10/1/2012 11:13:16 PM |
| listing-dreams1 | $25.00 | 10/2/2012 2:17:44 AM |
| klend4 | $25.00 | 10/2/2012 3:36:33 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
648134
This series of Notes was issued and sold upon the funding of the borrower loan #75447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $144.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 16y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,709 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cherry316 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan: Auto down payment
This loan will be used to... Make a down payment on new auto
My financial situation: Good
I am a good candidate for this loan because... I do pay my bills on time to keep my credit build.
Monthly net income: $ 3663.69
Monthly expenses: $
Housing: $ 871.00
Insurance: $ 643.00 year included in mortgage pyament
Car expenses: $ 519.00
Utilities: $286.00
Phone, cable, internet: $182.95
Food, entertainment: $ 458.00
Clothing, household expenses: $ 223.00
Credit cards and other loans: $ 368.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| new-truth-chuckler | $33.00 | 10/2/2012 5:11:21 PM |
| RJN | $35.00 | 10/2/2012 5:09:19 PM |
| NickelSteamroller | $35.00 | 10/2/2012 5:31:50 PM |
| nickel-ferret | $25.00 | 10/2/2012 5:17:48 PM |
| EnglishGeekInNYC | $25.00 | 10/2/2012 5:33:19 PM |
| affluence-kingdom9 | $100.00 | 10/2/2012 5:17:14 PM |
| gold-sushi | $25.00 | 10/2/2012 5:40:42 PM |
| NolockHolmes | $75.00 | 10/2/2012 5:24:48 PM |
| LeReve | $500.00 | 10/2/2012 5:26:34 PM |
| missing-link | $25.00 | 10/2/2012 5:25:44 PM |
| treasure-palace661 | $350.00 | 10/2/2012 5:32:29 PM |
| fboba | $300.00 | 10/2/2012 5:31:16 PM |
| simiray | $30.00 | 10/2/2012 5:39:40 PM |
| first-pragmatic-power | $25.00 | 10/2/2012 5:37:23 PM |
| Index_Plus | $1,032.00 | 10/2/2012 5:42:18 PM |
| best-bonafide-p2p | $25.00 | 10/2/2012 5:12:33 PM |
| calm-platinum957 | $35.00 | 10/2/2012 5:03:17 PM |
| pierrelasvegas | $25.00 | 10/2/2012 5:16:55 PM |
| mikrolown | $25.00 | 10/2/2012 5:04:08 PM |
| spark548 | $100.00 | 10/2/2012 5:08:02 PM |
| j2ee | $50.00 | 10/2/2012 5:07:00 PM |
| zassociate | $200.00 | 10/2/2012 5:12:57 PM |
| azazle | $50.00 | 10/2/2012 5:30:27 PM |
| engaging-worth | $25.00 | 10/2/2012 5:13:58 PM |
| special-dinero553 | $25.00 | 10/2/2012 5:16:33 PM |
| progressive-economy261 | $500.00 | 10/2/2012 5:33:07 PM |
| justreturns | $25.00 | 10/2/2012 5:18:58 PM |
| majestic-note6 | $200.00 | 10/2/2012 5:22:11 PM |
| thrifty-generosity222 | $50.00 | 10/2/2012 5:27:26 PM |
| fair-pound5 | $50.00 | 10/2/2012 5:29:11 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
648170
This series of Notes was issued and sold upon the funding of the borrower loan #75610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $128.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
3 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,751 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| green-rate-cougar |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan: vaction
This loan will be used to..to see family members that I have not seen in years
My financialation:
I am a good candidate for this loan because.
I Work 12 hours a day. I have been at my job for all most 6 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/2/2012 10:59:32 AM |
| cwegert | $25.00 | 10/2/2012 9:11:21 AM |
| silver-explorer6 | $25.00 | 10/2/2012 9:16:22 AM |
| best-bonafide-p2p | $25.00 | 10/2/2012 9:16:57 AM |
| powerful-return1 | $25.00 | 10/2/2012 9:20:38 AM |
| nickel-ferret | $25.00 | 10/2/2012 9:21:44 AM |
| phenomenal-rate1 | $500.00 | 10/2/2012 9:08:34 AM |
| Phryne | $50.00 | 10/2/2012 9:07:06 AM |
| wonderful-currency | $25.00 | 10/2/2012 9:36:21 AM |
| imogen22 | $50.00 | 10/2/2012 9:18:25 AM |
| villagers | $50.00 | 10/2/2012 9:15:11 AM |
| excellent-funds649 | $50.00 | 10/2/2012 9:21:18 AM |
| D911ave | $41.00 | 10/2/2012 9:53:17 AM |
| intuitive-benefit3 | $100.00 | 10/2/2012 9:56:17 AM |
| thrifty-transaction578 | $25.00 | 10/2/2012 9:33:42 AM |
| Perdita_II | $25.00 | 10/2/2012 9:34:08 AM |
| new-truth-chuckler | $33.00 | 10/2/2012 10:09:18 AM |
| payout-motivator0 | $25.00 | 10/2/2012 10:10:50 AM |
| IP | $25.00 | 10/2/2012 10:11:38 AM |
| pious-currency875 | $100.00 | 10/2/2012 10:12:04 AM |
| djh47a | $25.00 | 10/2/2012 9:42:01 AM |
| Castellan | $50.00 | 10/2/2012 9:46:59 AM |
| gravbox | $25.00 | 10/2/2012 9:53:35 AM |
| loyalty-hornet6 | $25.00 | 10/2/2012 9:57:01 AM |
| Taxman44 | $25.00 | 10/2/2012 10:05:28 AM |
| Approved | $50.00 | 10/2/2012 10:05:51 AM |
| eridient | $25.00 | 10/2/2012 10:46:51 AM |
| azazle | $25.00 | 10/2/2012 11:05:28 AM |
| kfrench | $75.00 | 10/2/2012 11:07:42 AM |
| mar97 | $25.00 | 10/2/2012 11:10:32 AM |
| thankful-nickel2 | $25.00 | 10/2/2012 10:29:49 AM |
| RJN | $35.00 | 10/2/2012 10:26:43 AM |
| compoundinterest | $25.00 | 10/2/2012 10:34:58 AM |
| LoanerPrincipal | $25.00 | 10/2/2012 10:49:37 AM |
| affluence-kingdom9 | $100.00 | 10/2/2012 9:16:42 AM |
| cash-vault | $25.00 | 10/2/2012 9:05:14 AM |
| dignified-truth7 | $200.00 | 10/2/2012 9:23:46 AM |
| superb-funds335 | $25.00 | 10/2/2012 9:25:28 AM |
| bold-wampum-compadre | $100.00 | 10/2/2012 9:35:17 AM |
| repayment-pagoda8 | $100.00 | 10/2/2012 9:15:18 AM |
| payment-freshmaker | $40.00 | 10/2/2012 9:41:18 AM |
| Rivervale_Westwood | $25.00 | 10/2/2012 9:41:42 AM |
| fascinating-benefit279 | $50.00 | 10/2/2012 9:27:18 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:24 AM |
| a-finance-nirvana | $25.00 | 10/2/2012 9:28:00 AM |
| compassion-twister2 | $50.00 | 10/2/2012 9:30:42 AM |
| 0_0 | $25.00 | 10/2/2012 9:58:51 AM |
| geniusj | $25.00 | 10/2/2012 10:03:02 AM |
| lionheart722 | $100.00 | 10/2/2012 9:35:41 AM |
| seineil | $75.00 | 10/2/2012 9:43:28 AM |
| botfolio | $300.00 | 10/2/2012 10:22:32 AM |
| first-funds-palace | $25.00 | 10/2/2012 10:24:02 AM |
| CreditBuilder2 | $25.01 | 10/2/2012 10:34:42 AM |
| engaging-worth | $25.00 | 10/2/2012 10:06:01 AM |
| Dan4703 | $25.00 | 10/2/2012 10:45:49 AM |
| enriching-trade2 | $42.00 | 10/2/2012 10:12:44 AM |
| progressive-economy261 | $500.00 | 10/2/2012 10:21:09 AM |
| velocityasaurus-rex4 | $100.00 | 10/2/2012 10:22:52 AM |
| prudent-deal662 | $25.00 | 10/2/2012 11:11:58 AM |
| visionary-generosity0 | $50.00 | 10/2/2012 10:24:40 AM |
| loot-baton | $25.00 | 10/2/2012 10:32:13 AM |
| commerce-gargantuan2 | $50.00 | 10/2/2012 10:55:42 AM |
| affluence-widget7 | $45.00 | 10/2/2012 10:58:14 AM |
| kenji4861 | $25.00 | 10/2/2012 11:08:21 AM |
| sanjubab | $13.99 | 10/2/2012 11:12:23 AM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
648188
This series of Notes was issued and sold upon the funding of the borrower loan #75423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 15.74% |
Borrower rate/APR:
| 16.74% / 19.11% |
Monthly payment:
| $469.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.68% | | |
| |
Estimated return*:
| 11.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 13y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,217 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| LifeIsGood-NC |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 47 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $22,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2011)
760-779
(Aug-2008)
|
|
Principal balance:
| $5,720.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 47 | | |
Description
Debt consolidation
Purpose of loan:
To payoff revolving credit cards to get on an amortized schedule to payoff the debt rather than pay the minimum. I'm a current prosper loan holder. I have one paid off prosper loan that never had a late payment. I have one active prosper loan that has never had a late payment.
My financial situation:
I owe $350K on my home mortgage but it is currently valued between $400-425K. I own 3 cars (no loans) that have a clear title. The value of these 3 cars is approximately $20K. I have $25K equity in my 401K. Other valuables worth $20K
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $5,000.00 | 10/2/2012 9:57:12 AM |
| responsibility-butterfly | $25.00 | 10/2/2012 10:59:32 AM |
| lowrater | $50.40 | 10/2/2012 9:06:29 AM |
| phenomenal-rate1 | $500.00 | 10/2/2012 9:08:44 AM |
| MoneyForNothing | $64.00 | 10/2/2012 9:16:36 AM |
| imogen22 | $50.00 | 10/2/2012 9:18:26 AM |
| RGlad | $200.00 | 10/2/2012 9:04:32 AM |
| GoGalt | $50.00 | 10/2/2012 9:22:24 AM |
| CMJ-Partners | $100.00 | 10/2/2012 9:07:57 AM |
| Fitiwalt7 | $30.99 | 10/2/2012 9:23:54 AM |
| janeybooboo | $100.00 | 10/2/2012 9:04:18 AM |
| MoneyForNothing | $47.47 | 10/2/2012 9:09:12 AM |
| thrifty-transaction578 | $25.00 | 10/2/2012 9:33:42 AM |
| bold-wampum-compadre | $100.00 | 10/2/2012 9:35:18 AM |
| Eminent_Endeavors | $30.70 | 10/2/2012 9:18:39 AM |
| affluence-kingdom9 | $100.00 | 10/2/2012 9:16:42 AM |
| networks4ever | $25.00 | 10/2/2012 9:18:16 AM |
| payout-paladin3 | $750.00 | 10/2/2012 9:42:55 AM |
| excellent-funds649 | $50.00 | 10/2/2012 9:21:18 AM |
| market-cougar3 | $50.00 | 10/2/2012 9:51:30 AM |
| fuse136 | $25.00 | 10/2/2012 9:29:41 AM |
| Plow_n_Sow | $75.00 | 10/2/2012 9:53:44 AM |
| credit-maple | $25.00 | 10/2/2012 9:28:36 AM |
| investment-artist | $90.10 | 10/2/2012 10:03:00 AM |
| hitsman | $50.00 | 10/2/2012 9:32:46 AM |
| Asgardian | $25.00 | 10/2/2012 9:37:12 AM |
| justreturns | $25.00 | 10/2/2012 10:10:17 AM |
| Cai8899 | $25.00 | 10/2/2012 9:39:44 AM |
| compatible-deal9 | $50.00 | 10/2/2012 9:40:59 AM |
| green-high-five7 | $35.00 | 10/2/2012 9:43:43 AM |
| trustworthy-money2 | $25.00 | 10/2/2012 9:47:17 AM |
| nickel-speaker6 | $200.00 | 10/2/2012 10:23:25 AM |
| neuroshred | $44.25 | 10/2/2012 9:48:44 AM |
| intrepid-loot | $25.00 | 10/2/2012 9:58:02 AM |
| integrity-web | $30.00 | 10/2/2012 9:59:11 AM |
| best-ready-credit | $50.00 | 10/2/2012 10:35:57 AM |
| IP | $25.00 | 10/2/2012 10:11:38 AM |
| truth-magician1 | $25.00 | 10/2/2012 10:51:31 AM |
| progressive-economy261 | $500.00 | 10/2/2012 10:21:10 AM |
| botfolio | $300.00 | 10/2/2012 10:22:32 AM |
| pdub | $750.00 | 10/2/2012 10:23:43 AM |
| thankful-nickel2 | $50.00 | 10/2/2012 10:24:32 AM |
| helynn | $25.00 | 10/2/2012 10:23:50 AM |
| dsnybnd | $25.00 | 10/2/2012 11:15:25 AM |
| repayment-chihuahua3 | $25.00 | 10/2/2012 11:21:14 AM |
| trumpeter391 | $50.00 | 10/2/2012 10:32:52 AM |
| LAGuy89 | $25.00 | 10/2/2012 12:02:18 PM |
| CheapDolo22 | $1.60 | 10/2/2012 12:06:02 PM |
| the-enthralling-coin | $25.00 | 10/2/2012 10:43:04 AM |
| cattlebaron | $25.00 | 10/2/2012 10:46:55 AM |
| kenji4861 | $25.00 | 10/2/2012 11:08:21 AM |
| mar97 | $25.00 | 10/2/2012 11:10:32 AM |
| WeshaTheLeopard | $50.00 | 10/2/2012 11:14:53 AM |
| Feyenoord | $30.00 | 10/2/2012 11:17:52 AM |
| julijask | $50.00 | 10/2/2012 11:40:51 AM |
| felicity-contributor3 | $35.00 | 10/2/2012 11:44:13 AM |
| EverettFinancial | $100.00 | 10/2/2012 11:24:49 AM |
| tranquil-note5 | $50.00 | 10/2/2012 11:47:03 AM |
| skockie | $100.00 | 10/2/2012 11:28:56 AM |
| dime-sprout | $25.00 | 10/2/2012 11:29:52 AM |
| ethical-truth211 | $1,800.00 | 10/2/2012 11:58:37 AM |
| elegant-return3 | $25.00 | 10/2/2012 9:10:28 AM |
| repayment-pagoda8 | $100.00 | 10/2/2012 9:15:22 AM |
| bullish2bearish | $81.34 | 10/2/2012 9:16:38 AM |
| income-triangulation1 | $25.00 | 10/2/2012 9:04:30 AM |
| fboba | $300.00 | 10/2/2012 9:24:01 AM |
| __A1B2 | $30.00 | 10/2/2012 9:09:05 AM |
| scholarly-order6 | $175.00 | 10/2/2012 9:11:11 AM |
| Detour11 | $25.00 | 10/2/2012 9:12:07 AM |
| villagers | $50.00 | 10/2/2012 9:15:11 AM |
| best-bonafide-p2p | $50.00 | 10/2/2012 9:15:49 AM |
| deal-banker | $100.00 | 10/2/2012 9:53:25 AM |
| loyalty-hornet6 | $25.00 | 10/2/2012 9:57:01 AM |
| windguy | $50.00 | 10/2/2012 9:30:05 AM |
| entertaining-revenue4 | $50.00 | 10/2/2012 9:33:09 AM |
| benevolent-marketplace4 | $2,500.00 | 10/2/2012 9:36:31 AM |
| napmanger | $100.00 | 10/2/2012 9:37:19 AM |
| new-truth-chuckler | $33.00 | 10/2/2012 10:09:18 AM |
| Tradesmanlender | $25.00 | 10/2/2012 9:37:07 AM |
| pious-currency875 | $100.00 | 10/2/2012 10:12:04 AM |
| DasMula | $50.00 | 10/2/2012 10:14:51 AM |
| magical-fairness4 | $25.00 | 10/2/2012 9:47:06 AM |
| virtuous-repayment | $25.00 | 10/2/2012 9:46:03 AM |
| Castellan | $50.00 | 10/2/2012 9:46:59 AM |
| _NaLNaBB | $100.00 | 10/2/2012 10:22:27 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:24 AM |
| lucrative-durability | $25.00 | 10/2/2012 9:47:32 AM |
| marketplace-singularity3 | $150.00 | 10/2/2012 9:56:01 AM |
| intuitive-benefit3 | $100.00 | 10/2/2012 9:56:18 AM |
| moola-accelerator6 | $50.00 | 10/2/2012 9:56:03 AM |
| azazle | $50.00 | 10/2/2012 10:01:47 AM |
| compoundinterest | $25.00 | 10/2/2012 10:34:59 AM |
| Taxman44 | $25.00 | 10/2/2012 10:05:28 AM |
| jubilant-capital1 | $25.00 | 10/2/2012 10:43:37 AM |
| BorrowLend | $25.00 | 10/2/2012 10:10:40 AM |
| forceful-wealth244 | $25.00 | 10/2/2012 10:54:59 AM |
| USMC0311 | $25.00 | 10/2/2012 10:56:27 AM |
| vines99 | $100.00 | 10/2/2012 10:58:58 AM |
| _NaLNaBB | $400.00 | 10/2/2012 10:21:48 AM |
| Cookstersalibi | $25.00 | 10/2/2012 11:10:17 AM |
| zchamilton | $50.00 | 10/2/2012 10:22:35 AM |
| helynn | $25.00 | 10/2/2012 10:24:25 AM |
| 340 | $455.00 | 10/2/2012 11:17:02 AM |
| SweetSerenityInvest | $25.14 | 10/2/2012 11:25:06 AM |
| toblerone | $25.00 | 10/2/2012 11:32:54 AM |
| trumpeter391 | $50.00 | 10/2/2012 10:34:25 AM |
| CreditBuilder2 | $25.01 | 10/2/2012 10:34:42 AM |
| bellaquito | $500.00 | 10/2/2012 11:57:00 AM |
| cattlebaron | $25.00 | 10/2/2012 10:46:50 AM |
| 340 | $27.00 | 10/2/2012 11:04:43 AM |
| QuincyCapital | $25.00 | 10/2/2012 11:09:12 AM |
| LaGrangeLender | $60.00 | 10/2/2012 11:14:55 AM |
| overflowinglife | $50.00 | 10/2/2012 11:11:55 AM |
| tolerant-currency6 | $25.00 | 10/2/2012 11:25:10 AM |
| john0720 | $25.00 | 10/2/2012 11:31:49 AM |
| phaded | $25.00 | 10/2/2012 11:42:15 AM |
| tolerant-dime2 | $49.00 | 10/2/2012 11:23:35 AM |
| peace-cell2 | $25.00 | 10/2/2012 11:53:05 AM |
| viennese | $25.00 | 10/2/2012 12:04:53 PM |
| 119 Investments
|
Borrower Payment Dependent Notes Series
648194
This series of Notes was issued and sold upon the funding of the borrower loan #75694, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $358.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1978 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 6m |
|
Amount delinquent:
| $3,450 |
Total credit lines:
| 18 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,483 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 42 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nygirl42 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2011)
680-699
(Aug-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate high interest credit card debt.
My financial situation:
I am a good candidate for this loan because 1) I have successfully paid off a prior Prosper Loan; 2) I have been employed at the same job for 5 1/2 years and have secure employment with financial upside; 3) I have NEVER not paid my debts.
Monthly net income: $6,000
Monthly expenses: $5045
Housing: $2,600
Insurance: $145
Car expenses: $0
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $1200
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| hard-working-rate3 | $25.00 | 10/2/2012 9:03:05 AM |
| scholarly-order6 | $25.00 | 10/2/2012 9:06:06 AM |
| restless-fund5 | $25.00 | 10/2/2012 9:10:15 AM |
| principal-cooker2 | $50.00 | 10/2/2012 9:10:50 AM |
| helpinghand63 | $25.00 | 10/2/2012 9:12:50 AM |
| flexible-treasure480 | $25.00 | 10/2/2012 9:18:54 AM |
| first-pragmatic-power | $25.00 | 10/2/2012 9:09:46 AM |
| affluence-microscope2 | $200.00 | 10/2/2012 9:06:45 AM |
| successful-agreement7 | $100.00 | 10/2/2012 9:07:47 AM |
| proper-exchange8 | $50.00 | 10/2/2012 9:07:51 AM |
| red-power-pecan | $50.00 | 10/2/2012 9:13:55 AM |
| Beld | $50.00 | 10/2/2012 9:09:16 AM |
| handshake5 | $100.00 | 10/2/2012 9:33:52 AM |
| zeelender | $25.00 | 10/2/2012 9:16:24 AM |
| the-deal-ace | $25.00 | 10/2/2012 9:13:12 AM |
| affluence-kingdom9 | $100.00 | 10/2/2012 9:16:42 AM |
| hope-percolator8 | $50.00 | 10/2/2012 9:17:32 AM |
| wise-felicity-blossom | $100.00 | 10/2/2012 9:14:36 AM |
| durability-ace9 | $30.00 | 10/2/2012 9:41:30 AM |
| exchange-squirrel | $200.00 | 10/2/2012 9:42:14 AM |
| compassionate-auction6 | $150.00 | 10/2/2012 9:19:02 AM |
| on_your_side | $25.00 | 10/2/2012 9:42:47 AM |
| SacramentoLoaners | $25.00 | 10/2/2012 9:44:19 AM |
| wise-virtuous-vigilance | $100.00 | 10/2/2012 9:23:06 AM |
| supreme-treasure8 | $100.00 | 10/2/2012 9:44:48 AM |
| radiant-dollar9 | $200.00 | 10/2/2012 9:25:24 AM |
| nickel-ferret | $25.00 | 10/2/2012 9:22:06 AM |
| bazaar-tulip | $25.00 | 10/2/2012 9:48:37 AM |
| money-vista | $25.00 | 10/2/2012 9:52:54 AM |
| silver-enlightenment0 | $25.00 | 10/2/2012 9:30:15 AM |
| versatile-dime442 | $250.00 | 10/2/2012 9:26:22 AM |
| bonecrusher | $25.00 | 10/2/2012 9:55:15 AM |
| TennSquire | $25.00 | 10/2/2012 9:55:16 AM |
| wormdc | $25.00 | 10/2/2012 9:32:07 AM |
| LeReve | $500.00 | 10/2/2012 9:32:26 AM |
| emphatic-responsibility | $50.00 | 10/2/2012 9:28:56 AM |
| resolute-worth4 | $29.00 | 10/2/2012 9:58:27 AM |
| cozy-truth6 | $25.00 | 10/2/2012 9:31:18 AM |
| enthusiastic-cash599 | $50.00 | 10/2/2012 9:31:45 AM |
| social-trumpet | $25.00 | 10/2/2012 10:06:07 AM |
| Fire2 | $25.00 | 10/2/2012 9:33:04 AM |
| income-rocker2 | $50.00 | 10/2/2012 9:34:01 AM |
| income-buddy7 | $50.00 | 10/2/2012 9:34:38 AM |
| dime-sprout | $25.00 | 10/2/2012 9:37:37 AM |
| pious-market939 | $40.00 | 10/2/2012 9:35:26 AM |
| lowlite6647 | $25.00 | 10/2/2012 10:10:42 AM |
| WalnutCreekguy | $50.00 | 10/2/2012 9:40:14 AM |
| red-eloquent-rupee | $25.00 | 10/2/2012 9:39:31 AM |
| J-Rott | $200.00 | 10/2/2012 9:40:56 AM |
| merriewold | $40.00 | 10/2/2012 9:41:02 AM |
| ChrisTJ | $25.00 | 10/2/2012 9:43:12 AM |
| loyalty-sherpa | $25.00 | 10/2/2012 9:43:19 AM |
| compatible-deal9 | $50.00 | 10/2/2012 9:41:47 AM |
| Asgardian | $25.00 | 10/2/2012 9:45:03 AM |
| worth-philosopher9 | $25.24 | 10/2/2012 9:46:05 AM |
| wonderous-principal083 | $25.00 | 10/2/2012 9:46:41 AM |
| jstefans | $25.00 | 10/2/2012 9:48:13 AM |
| melodious-fairness | $50.00 | 10/2/2012 9:51:14 AM |
| market-cougar3 | $50.00 | 10/2/2012 9:51:30 AM |
| turbolozano | $25.00 | 10/2/2012 9:49:58 AM |
| integrity-web | $25.00 | 10/2/2012 9:57:27 AM |
| shrewd-truth1 | $25.00 | 10/2/2012 9:59:07 AM |
| cash-reaction2 | $25.00 | 10/2/2012 10:01:58 AM |
| pembull | $25.00 | 10/2/2012 9:59:59 AM |
| mystikdragon | $67.19 | 10/2/2012 10:00:59 AM |
| valiant-liberty4 | $25.00 | 10/2/2012 10:04:12 AM |
| trade-birch9 | $25.00 | 10/2/2012 10:03:29 AM |
| igloo268 | $25.00 | 10/2/2012 10:03:45 AM |
| lostontheedge | $25.00 | 10/2/2012 10:07:10 AM |
| return-pioneer221 | $200.00 | 10/2/2012 10:05:46 AM |
| wigglesworth4 | $65.00 | 10/2/2012 10:08:29 AM |
| nimble-revenue5 | $100.00 | 10/2/2012 10:08:04 AM |
| value-showcase828 | $25.00 | 10/2/2012 10:08:30 AM |
| new-truth-chuckler | $33.00 | 10/2/2012 10:09:18 AM |
| adventurer447 | $234.75 | 10/2/2012 10:12:39 AM |
| unrelenting-auction7 | $25.00 | 10/2/2012 10:11:50 AM |
| fcrick | $25.00 | 10/2/2012 9:08:40 AM |
| zipemdown | $25.00 | 10/2/2012 9:08:21 AM |
| economy-producer | $25.00 | 10/2/2012 9:08:48 AM |
| social-cocktail1 | $200.00 | 10/2/2012 9:20:14 AM |
| order-tamale | $43.00 | 10/2/2012 9:06:12 AM |
| MoneyForNothing | $30.27 | 10/2/2012 9:06:15 AM |
| investisure | $50.00 | 10/2/2012 9:08:36 AM |
| life-is-great | $25.00 | 10/2/2012 9:05:39 AM |
| j2ee | $50.00 | 10/2/2012 9:10:03 AM |
| CMJ-Partners | $100.00 | 10/2/2012 9:07:23 AM |
| jamiee73 | $25.00 | 10/2/2012 9:13:40 AM |
| rescue | $100.00 | 10/2/2012 9:31:11 AM |
| awe-inspiring-commitment972 | $50.00 | 10/2/2012 9:31:41 AM |
| prudent-payment316 | $25.00 | 10/2/2012 9:34:51 AM |
| bid-banjo3 | $100.00 | 10/2/2012 9:17:01 AM |
| benevolent-marketplace4 | $2,500.00 | 10/2/2012 9:36:31 AM |
| the-bill-venture | $100.00 | 10/2/2012 9:38:04 AM |
| ericgassercom | $25.00 | 10/2/2012 9:39:18 AM |
| kind-lovely-marketplace | $25.00 | 10/2/2012 9:21:08 AM |
| BlindJoeDeath | $50.00 | 10/2/2012 9:43:17 AM |
| pierrelasvegas | $25.00 | 10/2/2012 9:20:10 AM |
| gallant-economy9 | $50.00 | 10/2/2012 9:26:04 AM |
| halothane_logic | $26.00 | 10/2/2012 9:27:45 AM |
| OGS_Capital | $25.25 | 10/2/2012 9:27:59 AM |
| booster73 | $25.30 | 10/2/2012 9:48:55 AM |
| finance-prescription | $100.00 | 10/2/2012 9:25:58 AM |
| majestic-note6 | $200.00 | 10/2/2012 9:26:52 AM |
| hitsman | $50.00 | 10/2/2012 9:32:46 AM |
| Thunderswan | $100.00 | 10/2/2012 9:29:20 AM |
| important-camaraderi584 | $25.00 | 10/2/2012 9:29:39 AM |
| justice-economist | $25.00 | 10/2/2012 9:59:48 AM |
| love-interest | $25.00 | 10/2/2012 9:35:22 AM |
| thehousewife | $50.00 | 10/2/2012 9:33:08 AM |
| real-return2 | $25.00 | 10/2/2012 9:37:09 AM |
| LightTheWay | $50.00 | 10/2/2012 9:34:33 AM |
| kind-bill-supporter | $25.00 | 10/2/2012 9:39:06 AM |
| musegaze | $50.00 | 10/2/2012 10:10:34 AM |
| LaGrangeLender | $60.00 | 10/2/2012 10:11:09 AM |
| real-return | $25.00 | 10/2/2012 9:40:31 AM |
| wealth-grasshopper0 | $50.00 | 10/2/2012 9:41:55 AM |
| BXA | $26.00 | 10/2/2012 9:42:04 AM |
| prohelper | $25.00 | 10/2/2012 9:46:05 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:25 AM |
| brainy-return234 | $50.00 | 10/2/2012 9:53:52 AM |
| wise-rupee-sanctuary | $50.00 | 10/2/2012 9:53:59 AM |
| capital-renewal | $50.00 | 10/2/2012 9:53:13 AM |
| moola-accelerator6 | $50.00 | 10/2/2012 9:56:03 AM |
| ASR3 | $50.00 | 10/2/2012 9:58:32 AM |
| deal-banker | $25.00 | 10/2/2012 10:02:16 AM |
| newest-glowing-cash | $50.00 | 10/2/2012 10:02:00 AM |
| bhelgarath | $25.00 | 10/2/2012 10:04:46 AM |
| csakhil | $50.00 | 10/2/2012 10:04:00 AM |
| velocity-warrior | $25.00 | 10/2/2012 10:07:05 AM |
| payout-paradise5 | $25.00 | 10/2/2012 10:10:03 AM |
| ns2397 | $25.00 | 10/2/2012 10:08:55 AM |
| kevin314 | $25.00 | 10/2/2012 10:11:00 AM |
| p2p-czar3 | $25.00 | 10/2/2012 10:11:52 AM |
| 133 Investments
|
Borrower Payment Dependent Notes Series
648200
This series of Notes was issued and sold upon the funding of the borrower loan #75766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-03-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $319.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 8y 5m |
|
Amount delinquent:
| $95 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,602 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| geyser866 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| new-truth-chuckler | $33.00 | 10/2/2012 5:11:21 PM |
| azazle | $25.00 | 10/2/2012 5:15:02 PM |
| newest-currency-vibrato | $25.00 | 10/2/2012 5:21:02 PM |
| gold-sushi | $25.00 | 10/2/2012 5:40:42 PM |
| brainy-return234 | $25.00 | 10/2/2012 5:23:34 PM |
| smoothmoniker | $25.00 | 10/2/2012 5:44:28 PM |
| adventurer447 | $300.00 | 10/2/2012 5:51:59 PM |
| durability-ace9 | $30.00 | 10/2/2012 5:52:05 PM |
| asiaratt | $50.00 | 10/2/2012 5:52:43 PM |
| Blessed1950 | $50.00 | 10/2/2012 5:54:14 PM |
| progressive-economy261 | $500.00 | 10/2/2012 5:33:07 PM |
| supreme-treasure8 | $100.00 | 10/2/2012 6:00:19 PM |
| haplender | $50.00 | 10/2/2012 6:01:40 PM |
| market-jam | $25.00 | 10/2/2012 6:03:00 PM |
| Whipster | $60.00 | 10/2/2012 6:09:44 PM |
| env | $25.00 | 10/2/2012 6:15:20 PM |
| soccermom33 | $25.00 | 10/2/2012 5:52:03 PM |
| zipemdown | $25.00 | 10/2/2012 5:49:09 PM |
| money-baron-Roth401k | $50.00 | 10/2/2012 6:37:16 PM |
| red-power-pecan | $50.00 | 10/2/2012 5:54:25 PM |
| financial-frenzy | $50.00 | 10/2/2012 5:58:14 PM |
| EBITDA | $25.00 | 10/2/2012 6:00:23 PM |
| unassailable-funds754 | $25.00 | 10/2/2012 6:05:33 PM |
| NotOprah | $47.00 | 10/2/2012 6:01:43 PM |
| oldmora | $50.00 | 10/2/2012 6:02:39 PM |
| debt-force | $25.00 | 10/2/2012 6:16:27 PM |
| Endeavour | $60.00 | 10/2/2012 6:18:47 PM |
| marketplace-hut9 | $25.00 | 10/2/2012 6:19:42 PM |
| LoanerPrincipal | $25.00 | 10/2/2012 6:19:57 PM |
| jebber007 | $25.00 | 10/2/2012 6:28:19 PM |
| golden-marketplace599 | $25.00 | 10/3/2012 3:08:18 AM |
| first-pragmatic-power | $25.00 | 10/2/2012 6:43:12 PM |
| bonus-demon | $50.00 | 10/2/2012 7:15:24 PM |
| benefit-awakening9 | $50.00 | 10/2/2012 7:29:09 PM |
| mindful-deal289 | $25.00 | 10/2/2012 8:48:09 PM |
| quirky1981 | $25.00 | 10/3/2012 8:33:57 AM |
| scholarly-order6 | $25.00 | 10/3/2012 4:48:00 AM |
| cash-turbine1 | $25.00 | 10/3/2012 6:46:45 AM |
| the-unequivocal-pound | $150.00 | 10/3/2012 7:26:45 AM |
| foothillender | $25.00 | 10/3/2012 9:14:10 AM |
| frogperson | $150.00 | 10/3/2012 8:35:01 AM |
| ultimate-peace | $25.00 | 10/3/2012 8:40:47 AM |
| first-serene-credit | $25.00 | 10/3/2012 9:20:35 AM |
| etraboulay | $50.00 | 10/3/2012 10:03:38 AM |
| Beld | $43.00 | 10/3/2012 10:21:46 AM |
| abundant-power | $25.00 | 10/3/2012 10:30:50 AM |
| DreDub | $25.00 | 10/3/2012 11:02:32 AM |
| cberthiaume | $50.00 | 10/3/2012 11:20:58 AM |
| thenadamgoes | $25.00 | 10/3/2012 10:40:52 AM |
| wwwUniversal | $25.00 | 10/3/2012 10:49:28 AM |
| LizJX | $25.00 | 10/3/2012 10:49:46 AM |
| Ducatiman1978 | $25.00 | 10/3/2012 11:01:48 AM |
| VesuvianMan | $25.00 | 10/3/2012 11:03:07 AM |
| impressive-return173 | $27.00 | 10/3/2012 11:11:27 AM |
| LimaGuy | $47.29 | 10/3/2012 12:02:58 PM |
| responsibility-butterfly | $25.00 | 10/3/2012 9:50:16 AM |
| phenomenal-rate1 | $500.00 | 10/2/2012 5:06:03 PM |
| spark548 | $100.00 | 10/2/2012 5:08:20 PM |
| thrifty-capital | $25.00 | 10/2/2012 5:08:24 PM |
| 52digital | $75.00 | 10/2/2012 5:26:46 PM |
| special-dinero553 | $25.00 | 10/2/2012 5:16:42 PM |
| pierrelasvegas | $25.00 | 10/2/2012 5:17:04 PM |
| majestic-note6 | $200.00 | 10/2/2012 5:22:24 PM |
| selector568 | $300.00 | 10/2/2012 5:42:27 PM |
| capital-renewal | $50.00 | 10/2/2012 5:43:51 PM |
| asset-professor | $25.00 | 10/2/2012 5:43:56 PM |
| LeReve | $500.00 | 10/2/2012 5:26:51 PM |
| payout-crescendo9 | $500.00 | 10/2/2012 5:48:10 PM |
| silver-enlightenment0 | $25.00 | 10/2/2012 5:49:53 PM |
| postalwhiz | $25.00 | 10/2/2012 6:05:10 PM |
| musegaze | $50.00 | 10/2/2012 6:10:08 PM |
| WalnutCreekguy | $50.00 | 10/2/2012 6:11:28 PM |
| jazzlender | $25.00 | 10/2/2012 6:12:34 PM |
| silver-explorer6 | $25.00 | 10/2/2012 5:42:40 PM |
| open-minded-p2p1 | $25.00 | 10/2/2012 5:43:22 PM |
| vibraphone3 | $25.00 | 10/2/2012 6:13:52 PM |
| saffron4 | $25.00 | 10/2/2012 6:14:57 PM |
| proper-exchange8 | $50.00 | 10/2/2012 5:44:03 PM |
| Frenchynh | $25.00 | 10/2/2012 5:47:45 PM |
| burrito6 | $50.00 | 10/2/2012 5:51:42 PM |
| compassionate-auction6 | $150.00 | 10/2/2012 5:53:37 PM |
| miamibeachloaner | $25.00 | 10/2/2012 6:38:40 PM |
| the-credit-maker | $100.00 | 10/2/2012 5:57:16 PM |
| well-rounded-felicity378 | $50.00 | 10/2/2012 5:59:06 PM |
| houli123 | $25.00 | 10/2/2012 6:09:52 PM |
| RGlad | $100.00 | 10/2/2012 7:43:51 PM |
| symbiosis | $50.00 | 10/2/2012 6:11:06 PM |
| supreme-exchange547 | $25.00 | 10/2/2012 6:06:32 PM |
| careful-vigilance4 | $25.00 | 10/2/2012 6:12:13 PM |
| Investor_DP | $200.00 | 10/2/2012 6:16:32 PM |
| Meticulous | $27.00 | 10/2/2012 9:04:46 PM |
| EngineersAlliance | $100.00 | 10/2/2012 6:13:11 PM |
| valiant-liberty4 | $25.00 | 10/2/2012 6:13:34 PM |
| economy-producer | $25.00 | 10/2/2012 6:13:45 PM |
| km007 | $25.00 | 10/2/2012 6:13:54 PM |
| jml3482 | $25.00 | 10/2/2012 6:23:10 PM |
| kind-truth-circuit | $50.00 | 10/2/2012 6:24:08 PM |
| BostonCapital | $100.00 | 10/2/2012 6:16:41 PM |
| bonus-zone | $25.00 | 10/2/2012 6:18:46 PM |
| payment-pursuit3 | $25.00 | 10/2/2012 6:36:37 PM |
| silver-halo3 | $50.00 | 10/2/2012 6:33:48 PM |
| metro457 | $100.00 | 10/2/2012 6:41:34 PM |
| HeroSupport | $60.00 | 10/2/2012 6:38:18 PM |
| money-baron | $100.00 | 10/2/2012 6:55:02 PM |
| unger | $255.00 | 10/2/2012 7:13:55 PM |
| s_man1 | $25.00 | 10/2/2012 8:21:24 PM |
| joey1011 | $25.00 | 10/3/2012 8:50:18 AM |
| global-invest-group | $28.53 | 10/3/2012 8:45:15 AM |
| papaloha | $25.00 | 10/3/2012 10:09:59 AM |
| thankful-nickel2 | $25.00 | 10/3/2012 10:31:59 AM |
| first-integrity-gravity | $50.00 | 10/3/2012 10:01:23 AM |
| forthright-trade | $35.00 | 10/3/2012 10:08:13 AM |
| helping-out | $25.00 | 10/3/2012 10:17:16 AM |
| bazaar-festivity | $25.00 | 10/3/2012 10:54:10 AM |
| thelovebug | $80.00 | 10/3/2012 10:32:04 AM |
| cwss-lending | $25.00 | 10/3/2012 10:42:54 AM |
| worthy-bid8 | $141.00 | 10/3/2012 10:55:47 AM |
| Wellman | $25.00 | 10/3/2012 10:55:16 AM |
| ttnk62918 | $25.00 | 10/3/2012 10:59:11 AM |
| Ben_Graham | $25.00 | 10/3/2012 11:00:17 AM |
| LuvToLend | $26.18 | 10/3/2012 11:07:34 AM |
| MapleLaker | $25.00 | 10/3/2012 11:16:00 AM |
| 122 Investments
|
Borrower Payment Dependent Notes Series
648230
This series of Notes was issued and sold upon the funding of the borrower loan #75417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 26.10% |
Borrower rate/APR:
| 27.10% / 31.01% |
Monthly payment:
| $163.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.91% | | |
| |
Estimated return*:
| 12.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 17
/
16 | Length of status: | 3y 5m |
|
Amount delinquent:
| $22,144 |
Total credit lines:
| 64 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $22,441 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| stormtrooper72 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 12 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2011)
680-699
(Sep-2008)
660-679
(Nov-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt consolidation, 3rd Prosper Ln
This will be my 3rd Prosper loan. All previous loans were paid on-time and ahead of schedule. A recent COLA raise brings in an extra $300/mo after taxes, so your payments are assured. I appreciate your bids.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-galleon | $25.00 | 10/2/2012 5:05:37 PM |
| bewitching-dollar5 | $100.00 | 10/2/2012 5:11:07 PM |
| ProsprousLender | $25.00 | 10/2/2012 5:04:30 PM |
| money-baron-Roth401k | $25.00 | 10/2/2012 5:03:20 PM |
| pierrelasvegas | $25.00 | 10/2/2012 5:17:23 PM |
| MoneyForNothing | $25.12 | 10/2/2012 5:06:10 PM |
| versatile-dime442 | $232.00 | 10/2/2012 5:22:02 PM |
| bailey7563 | $25.00 | 10/2/2012 5:16:27 PM |
| melodious-fairness | $50.00 | 10/2/2012 5:33:46 PM |
| robust-diversification3 | $50.00 | 10/2/2012 5:34:27 PM |
| ethical-truth211 | $100.00 | 10/2/2012 5:18:23 PM |
| fascinating-money236 | $25.00 | 10/2/2012 5:40:08 PM |
| power-chihuahua | $25.00 | 10/2/2012 5:19:35 PM |
| genius520 | $82.00 | 10/2/2012 5:28:20 PM |
| red-power-pecan | $50.00 | 10/2/2012 5:54:25 PM |
| BankofRon_IRA | $100.00 | 10/2/2012 5:37:25 PM |
| careful-vigilance4 | $25.00 | 10/2/2012 6:12:13 PM |
| payout-crescendo9 | $500.00 | 10/2/2012 5:48:10 PM |
| impressive-balance8 | $25.35 | 10/2/2012 5:51:59 PM |
| amlu1988 | $25.00 | 10/2/2012 5:52:46 PM |
| DSFinancial | $25.00 | 10/2/2012 5:58:22 PM |
| FinanceEngine | $60.00 | 10/2/2012 6:01:59 PM |
| Investor_DP | $94.53 | 10/2/2012 6:16:32 PM |
| thrifty-capital | $25.00 | 10/2/2012 5:07:27 PM |
| benevolent-loot5 | $200.00 | 10/2/2012 5:13:56 PM |
| CMJ-Partners | $100.00 | 10/2/2012 5:03:59 PM |
| sweety075 | $25.00 | 10/2/2012 5:04:27 PM |
| NekHoldings | $25.00 | 10/2/2012 5:21:16 PM |
| newest-currency-vibrato | $25.00 | 10/2/2012 5:07:16 PM |
| natural-liberty4 | $200.00 | 10/2/2012 5:22:56 PM |
| AF-Chief | $25.00 | 10/2/2012 5:16:17 PM |
| CA-Lender | $25.00 | 10/2/2012 5:17:22 PM |
| community-spartan | $47.00 | 10/2/2012 5:37:41 PM |
| Comoparklender | $25.00 | 10/2/2012 5:38:12 PM |
| speedy-peso1 | $100.00 | 10/2/2012 5:20:54 PM |
| handy-justice | $50.00 | 10/2/2012 5:21:00 PM |
| Sunbase | $25.00 | 10/2/2012 5:48:39 PM |
| 52digital | $75.00 | 10/2/2012 5:26:46 PM |
| the-credit-maker | $29.00 | 10/2/2012 5:57:16 PM |
| progressive-economy261 | $500.00 | 10/2/2012 5:33:08 PM |
| cp-family | $50.00 | 10/2/2012 5:35:21 PM |
| alexander-hamilton | $50.00 | 10/2/2012 6:09:27 PM |
| well-mannered-income3 | $90.00 | 10/2/2012 5:44:22 PM |
| LaGrangeLender | $60.00 | 10/2/2012 6:14:31 PM |
| zipemdown | $25.00 | 10/2/2012 5:49:09 PM |
| brmar | $25.00 | 10/2/2012 5:47:25 PM |
| adventurer447 | $300.00 | 10/2/2012 5:51:59 PM |
| bid-stockpiler1 | $50.00 | 10/2/2012 5:50:46 PM |
| ethicalhumanist | $50.00 | 10/2/2012 5:56:02 PM |
| green_acres | $30.00 | 10/2/2012 5:54:51 PM |
| wonderous-principal083 | $25.00 | 10/2/2012 5:58:41 PM |
| mrxtravis | $25.00 | 10/2/2012 6:00:01 PM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
648284
This series of Notes was issued and sold upon the funding of the borrower loan #75438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $91.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,343 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newest-duty-blanket |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| phenomenal-rate1 | $500.00 | 10/2/2012 5:06:19 PM |
| bewitching-dollar5 | $100.00 | 10/2/2012 5:11:09 PM |
| new-truth-chuckler | $33.00 | 10/2/2012 5:11:21 PM |
| LeReve | $500.00 | 10/2/2012 5:26:51 PM |
| azazle | $25.00 | 10/2/2012 5:12:24 PM |
| bold-wampum-compadre | $100.00 | 10/2/2012 5:17:30 PM |
| Zingaro | $17.00 | 10/2/2012 5:40:50 PM |
| Bob450 | $25.00 | 10/2/2012 5:30:05 PM |
| spark548 | $100.00 | 10/2/2012 5:08:20 PM |
| thrilling-fund427 | $50.00 | 10/2/2012 5:09:28 PM |
| bellaquito | $500.00 | 10/2/2012 5:14:00 PM |
| pierrelasvegas | $25.00 | 10/2/2012 5:17:05 PM |
| 52digital | $75.00 | 10/2/2012 5:26:46 PM |
| progressive-economy261 | $500.00 | 10/2/2012 5:33:09 PM |
| treasure-palace661 | $350.00 | 10/2/2012 5:32:29 PM |
| LendingPimp_2 | $100.00 | 10/2/2012 5:36:10 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
648294
This series of Notes was issued and sold upon the funding of the borrower loan #75716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $125.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 21y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,890 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| resolute-point0 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate a few loans that are draining with monthlt payments
My financial situation:
I am a good candidate for this loan because...I have a steady income, I would allow direct withdrawal, I am a hard worked recently acquiring a second job to clear debt
Monthly net income: $ 5200
Monthly expenses: $ 200
Housing: $ 700
Insurance: $ 135
Car expenses: $ 300
Utilities: $ 165
Phone, cable, internet: $ 55
Food, entertainment: $ 100
Clothing, household expenses: $ 50
Credit cards and other loans: $ 1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $25.00 | 10/2/2012 9:46:30 AM |
| responsibility-butterfly | $25.00 | 10/2/2012 10:59:32 AM |
| benevolent-loot5 | $200.00 | 10/2/2012 9:17:55 AM |
| zipemdown | $25.00 | 10/2/2012 9:08:21 AM |
| RJN | $25.00 | 10/2/2012 9:24:46 AM |
| natural-liberty4 | $200.00 | 10/2/2012 9:28:06 AM |
| wonder3 | $25.00 | 10/2/2012 9:12:09 AM |
| pierrelasvegas | $25.00 | 10/2/2012 9:20:42 AM |
| speedy-peso1 | $100.00 | 10/2/2012 9:25:46 AM |
| 52digital | $75.00 | 10/2/2012 9:30:52 AM |
| DasMula | $25.00 | 10/2/2012 10:14:19 AM |
| alexander-hamilton | $50.00 | 10/2/2012 9:45:04 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:25 AM |
| BankofRon_IRA | $100.00 | 10/2/2012 9:54:29 AM |
| integrity-web | $25.00 | 10/2/2012 10:02:22 AM |
| careful-vigilance4 | $25.00 | 10/2/2012 10:07:32 AM |
| platinum-boss2 | $25.00 | 10/2/2012 10:57:07 AM |
| botfolio | $300.00 | 10/2/2012 10:22:32 AM |
| decisive-income7 | $500.00 | 10/2/2012 9:44:12 AM |
| Canidae | $25.00 | 10/2/2012 9:25:08 AM |
| vutah | $45.00 | 10/2/2012 9:11:54 AM |
| bold-wampum-compadre | $100.00 | 10/2/2012 9:35:18 AM |
| Evolver | $50.00 | 10/2/2012 9:38:24 AM |
| bewitching-dollar5 | $100.00 | 10/2/2012 9:42:35 AM |
| scoobiedoo | $40.00 | 10/2/2012 10:26:05 AM |
| brainy-return234 | $50.00 | 10/2/2012 9:53:52 AM |
| wwwUniversal | $25.00 | 10/2/2012 10:01:41 AM |
| 1LTRN | $25.00 | 10/2/2012 10:45:42 AM |
| ColoradoLender82 | $25.00 | 10/2/2012 11:01:14 AM |
| progressive-economy261 | $500.00 | 10/2/2012 10:21:10 AM |
| lovely-currency3 | $50.00 | 10/2/2012 10:27:29 AM |
| power-chihuahua | $25.00 | 10/2/2012 10:48:36 AM |
| ResQDoc | $25.00 | 10/2/2012 10:58:43 AM |
| Land_on_your_feet | $25.00 | 10/2/2012 10:59:10 AM |
| bazaar-festivity | $25.00 | 10/2/2012 11:05:07 AM |
| MADAOO7 | $36.00 | 10/2/2012 11:01:40 AM |
| well-rounded-payout0 | $50.00 | 10/2/2012 11:06:52 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
648408
This series of Notes was issued and sold upon the funding of the borrower loan #75785, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-03-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $337.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 15y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,897 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bright-basis6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Finish Pool Project
This loan will be used to...
My financial situation: Employed 15yrs, stable industry, pay on time
I am a good candidate for this loan because...
Monthly net income: $6143
Housing: $2050
Insurance: $88
Car expenses: $338 (2981 remaining will pay off with some of this loan)
Utilities: $350
Phone, cable, internet: $475
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $1210
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $500.00 | 10/2/2012 5:39:06 PM |
| natural-affluence6 | $25.00 | 10/3/2012 1:01:14 AM |
| income-triangulation1 | $25.00 | 10/2/2012 5:02:47 PM |
| best-bonafide-p2p | $25.00 | 10/2/2012 5:10:59 PM |
| commerce-venture1 | $25.00 | 10/2/2012 5:15:09 PM |
| bold-wampum-compadre | $100.00 | 10/2/2012 5:17:31 PM |
| tolerant-dime2 | $50.00 | 10/2/2012 5:21:27 PM |
| bewitching-dollar5 | $100.00 | 10/2/2012 5:11:10 PM |
| thrifty-generosity222 | $50.00 | 10/2/2012 5:27:27 PM |
| Bank_Of_XL | $25.00 | 10/2/2012 5:15:08 PM |
| azazle | $50.00 | 10/2/2012 5:35:38 PM |
| progressive-economy261 | $500.00 | 10/2/2012 5:33:10 PM |
| Bob450 | $25.00 | 10/2/2012 5:33:59 PM |
| haplender | $50.00 | 10/2/2012 6:01:40 PM |
| bid-stockpiler1 | $91.71 | 10/2/2012 6:13:35 PM |
| 84928429 | $50.00 | 10/2/2012 5:45:12 PM |
| zipemdown | $25.00 | 10/2/2012 5:49:10 PM |
| marketplace-singularity3 | $100.00 | 10/2/2012 5:58:45 PM |
| financial-frenzy | $50.00 | 10/2/2012 5:58:15 PM |
| liberty-tostada7 | $50.00 | 10/2/2012 7:05:22 PM |
| SLN-10 | $30.00 | 10/2/2012 7:23:49 PM |
| community-burrito9 | $35.00 | 10/2/2012 6:00:49 PM |
| gotjack-IRA | $75.00 | 10/2/2012 7:32:13 PM |
| thefisherman | $25.00 | 10/2/2012 7:45:09 PM |
| cattlebaron | $50.00 | 10/2/2012 7:52:27 PM |
| Cookstersalibi | $25.00 | 10/2/2012 6:21:39 PM |
| PrimeFunding | $25.00 | 10/2/2012 9:46:43 PM |
| golffish2 | $50.00 | 10/3/2012 3:28:58 AM |
| first-pragmatic-power | $25.00 | 10/2/2012 6:43:12 PM |
| scholarly-order6 | $150.00 | 10/3/2012 4:47:15 AM |
| scoobiedoo | $40.00 | 10/2/2012 6:48:49 PM |
| LaGrangeLender | $57.00 | 10/2/2012 6:48:23 PM |
| green-high-five7 | $35.00 | 10/2/2012 7:31:12 PM |
| loyalty-circuitry | $25.00 | 10/2/2012 7:35:15 PM |
| blueshound | $25.00 | 10/3/2012 7:26:27 AM |
| Christophe | $25.00 | 10/2/2012 9:12:18 PM |
| itsmaj | $50.00 | 10/3/2012 1:44:13 AM |
| vines99 | $25.00 | 10/3/2012 2:21:45 AM |
| bold-pound-statuette | $150.00 | 10/3/2012 5:42:13 AM |
| Leshan | $50.00 | 10/3/2012 5:57:26 AM |
| Detour11 | $25.00 | 10/3/2012 6:54:55 AM |
| MTF | $50.00 | 10/3/2012 7:24:51 AM |
| RedmondMan | $25.00 | 10/3/2012 7:34:14 AM |
| DevinHill | $25.00 | 10/3/2012 7:12:12 AM |
| Brisket_Bob | $50.00 | 10/3/2012 7:26:32 AM |
| InChicago | $80.03 | 10/3/2012 6:40:11 AM |
| thrifty-capital | $25.00 | 10/2/2012 5:06:35 PM |
| spark548 | $100.00 | 10/2/2012 5:08:03 PM |
| Money__Tree | $200.00 | 10/2/2012 5:10:34 PM |
| Wangchuk | $25.12 | 10/2/2012 5:08:36 PM |
| LeReve | $500.00 | 10/2/2012 5:26:35 PM |
| fboba | $300.00 | 10/2/2012 5:31:17 PM |
| Index_Plus | $5,000.00 | 10/2/2012 5:42:18 PM |
| fair-pound5 | $50.00 | 10/2/2012 5:29:12 PM |
| treasure-palace661 | $350.00 | 10/2/2012 5:32:30 PM |
| enchanted-note | $25.00 | 10/2/2012 5:55:13 PM |
| top-courageous-payment3 | $37.00 | 10/2/2012 5:56:37 PM |
| ferocious-kindness8 | $30.00 | 10/2/2012 5:38:00 PM |
| credit-maple | $25.00 | 10/2/2012 6:12:55 PM |
| Abece | $318.18 | 10/2/2012 6:34:49 PM |
| networks4ever | $25.00 | 10/2/2012 6:37:25 PM |
| inspire22 | $25.00 | 10/2/2012 5:52:34 PM |
| supreme-treasure8 | $100.00 | 10/2/2012 6:00:20 PM |
| graceful-investment | $53.00 | 10/2/2012 6:03:17 PM |
| thankful-nickel2 | $50.00 | 10/2/2012 7:56:52 PM |
| community-burrito9 | $35.00 | 10/2/2012 6:12:47 PM |
| ZOSOzoso | $33.10 | 10/2/2012 9:28:19 PM |
| bonus-seahorse | $30.00 | 10/3/2012 1:02:17 AM |
| Rogelio48 | $31.00 | 10/2/2012 6:35:56 PM |
| money-genome84 | $250.00 | 10/2/2012 6:32:46 PM |
| wonder3 | $30.00 | 10/2/2012 6:49:04 PM |
| EngineersAlliance | $75.00 | 10/2/2012 6:49:10 PM |
| az2012 | $25.00 | 10/3/2012 6:05:37 AM |
| pierrelasvegas | $25.00 | 10/2/2012 7:02:30 PM |
| RGlad | $184.00 | 10/2/2012 7:04:07 PM |
| cattlebaron | $100.00 | 10/2/2012 7:52:14 PM |
| mad-scientist418 | $25.00 | 10/2/2012 8:01:08 PM |
| integrity-web | $30.00 | 10/2/2012 8:40:33 PM |
| zorg77 | $50.00 | 10/2/2012 9:01:31 PM |
| careful-return0 | $25.00 | 10/3/2012 3:12:24 AM |
| flyboy21 | $25.00 | 10/3/2012 5:18:35 AM |
| 1stPlace | $75.00 | 10/3/2012 6:40:46 AM |
| friendinmoney | $25.00 | 10/3/2012 6:39:12 AM |
| Pendruce | $25.00 | 10/3/2012 6:45:46 AM |
| newest-sturdy-yield | $19.86 | 10/3/2012 7:51:08 AM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
648410
This series of Notes was issued and sold upon the funding of the borrower loan #75426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $60.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-2007 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,570 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| politicalwriter |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 49 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2011)
640-659
(Feb-2010)
620-639
(Nov-2009)
600-619
(May-2008)
|
|
Principal balance:
| $618.89 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
Medical/Dental and Auto
Purpose of loan: I have to cover some dental costs (I don't have dental insurance, only medical). Also have to cover auto work until I am able to sue the other driver who ran into me (she didn't have automotive insurance).
This loan will be used to pay for automotive body work to make it street legal and some general dental work. I will be able to make steady payments on this loan and most likely can pay off a larger portion once my small claims court case against the other driver is won.
My financial situation: My credit score according to Prosper (Experian) is:
Your Credit Score 675
Source: Experian Date: 10/2/2012
I am a good candidate for this loan because I am gainfully employed (full-time) and I make my payments on time. I've never been late on my rent, my car insurance or on my credit card payments. In fact, I pay my car insurance 6 months at the time to save a bit of money on the premium.
Monthly net income: $1,752
Monthly expenses: $1525
Housing: $545
Insurance: $100
Car expenses: $60
Utilities: $30
Phone, cable, internet: $45
Food, entertainment: $400
Clothing, household expenses: $70
Credit cards and other loans: $75
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fabulous-community4 | $50.00 | 10/2/2012 5:03:14 PM |
| yield-lion2 | $48.00 | 10/2/2012 5:02:59 PM |
| income-triangulation1 | $25.00 | 10/2/2012 5:02:37 PM |
| money-baron-Roth401k | $25.00 | 10/2/2012 5:03:21 PM |
| thrifty-capital | $35.00 | 10/2/2012 5:03:52 PM |
| innovator2 | $100.00 | 10/2/2012 5:04:23 PM |
| CMJ-Partners | $100.00 | 10/2/2012 5:04:40 PM |
| azazle | $50.00 | 10/2/2012 5:10:25 PM |
| RedmondMan | $25.00 | 10/2/2012 5:10:37 PM |
| lucrative-loan | $100.00 | 10/2/2012 5:02:41 PM |
| handy-justice | $25.00 | 10/2/2012 5:06:15 PM |
| phenomenal-rate1 | $500.00 | 10/2/2012 5:06:19 PM |
| return-grizzly | $100.00 | 10/2/2012 5:06:56 PM |
| RLaumeyer | $70.22 | 10/2/2012 5:09:05 PM |
| bewitching-dollar5 | $100.00 | 10/2/2012 5:11:10 PM |
| MoneyForNothing | $40.00 | 10/2/2012 5:11:08 PM |
| LittleMingo | $40.00 | 10/2/2012 5:03:54 PM |
| LittleMingo | $40.00 | 10/2/2012 5:03:24 PM |
| adaptable-return21 | $25.00 | 10/2/2012 5:03:42 PM |
| sweety075 | $25.00 | 10/2/2012 5:04:08 PM |
| lowrater | $100.60 | 10/2/2012 5:04:50 PM |
| MoneyForNothing | $49.49 | 10/2/2012 5:02:58 PM |
| felicity-contributor3 | $25.00 | 10/2/2012 5:03:45 PM |
| 312-Lender | $34.70 | 10/2/2012 5:02:43 PM |
| newest-currency-vibrato | $40.00 | 10/2/2012 5:05:33 PM |
| methodical-interest039 | $35.00 | 10/2/2012 5:07:19 PM |
| Silver_Rupee | $25.01 | 10/2/2012 5:07:46 PM |
| networks4ever | $25.00 | 10/2/2012 5:05:55 PM |
| spark548 | $100.00 | 10/2/2012 5:08:20 PM |
| Beld | $50.00 | 10/2/2012 5:07:23 PM |
| thrilling-fund427 | $50.00 | 10/2/2012 5:09:28 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
648526
This series of Notes was issued and sold upon the funding of the borrower loan #75743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $252.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 65% |
|
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
13 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,487 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jakebrady |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 62 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2010)
640-659
(Jun-2008)
640-659
(May-2008)
|
|
Principal balance:
| $779.62 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 62 | | |
Description
Home improvement
Purpose of loan: Home Improvement
This loan will be used to...Remodel kitchen, bath rooms & get a tree cut down
My financial situation:
I am a good candidate for this loan because...I have a Great record with Prosper.
Monthly net income: $2,459.60
Monthly expenses: $1966.06
Housing: $605
Insurance: $84
Car expenses: $231.90
Utilities: $90
Phone, cable, internet: $55.16
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| myutmost | $90.00 | 10/1/2012 5:03:07 PM |
| berniemadeoff | $26.00 | 10/1/2012 5:03:44 PM |
| the-respectful-transaction | $25.00 | 10/1/2012 5:16:24 PM |
| commerce-venture1 | $25.00 | 10/1/2012 5:03:12 PM |
| Beld | $50.00 | 10/1/2012 5:03:20 PM |
| thrifty-capital | $28.00 | 10/1/2012 5:26:07 PM |
| MoneyForNothing | $62.62 | 10/1/2012 5:03:45 PM |
| __A1B2 | $27.00 | 10/1/2012 5:03:52 PM |
| friendly-gold | $25.00 | 10/1/2012 5:10:15 PM |
| betterthanstock | $25.00 | 10/1/2012 5:29:27 PM |
| JeremyLinFan | $40.00 | 10/1/2012 5:29:44 PM |
| sweety075 | $25.00 | 10/1/2012 5:09:01 PM |
| phenomenal-rate1 | $500.00 | 10/1/2012 5:12:08 PM |
| integrity-web | $25.00 | 10/1/2012 5:14:31 PM |
| Razors_Edge | $25.00 | 10/1/2012 5:41:02 PM |
| pierrelasvegas | $25.00 | 10/1/2012 5:26:32 PM |
| respectful-dough429 | $100.00 | 10/1/2012 5:22:18 PM |
| RGlad | $100.00 | 10/1/2012 5:50:39 PM |
| cash-kin7 | $25.00 | 10/1/2012 5:40:03 PM |
| speedy-peso1 | $100.00 | 10/1/2012 5:36:31 PM |
| LeReve | $500.00 | 10/1/2012 5:44:12 PM |
| five-star-note | $200.00 | 10/1/2012 6:06:17 PM |
| DoctorJoe | $30.00 | 10/1/2012 5:46:17 PM |
| proper-exchange8 | $50.00 | 10/1/2012 5:47:38 PM |
| leverage-sensai6 | $25.00 | 10/1/2012 6:11:05 PM |
| turbobrat | $25.00 | 10/1/2012 5:49:51 PM |
| finance-relaxation3 | $25.00 | 10/1/2012 5:41:28 PM |
| first-pragmatic-power | $25.00 | 10/1/2012 5:51:15 PM |
| duty-viola | $35.00 | 10/1/2012 5:52:44 PM |
| new-truth-chuckler | $40.00 | 10/1/2012 6:00:10 PM |
| MoneyForNothing | $13.76 | 10/1/2012 6:30:01 PM |
| melodious-fairness | $50.00 | 10/1/2012 6:09:45 PM |
| jamiee73 | $25.00 | 10/1/2012 6:09:52 PM |
| capital-renewal | $50.00 | 10/1/2012 6:00:16 PM |
| competent-commitment5 | $25.00 | 10/1/2012 6:19:13 PM |
| basis-spartan922 | $50.00 | 10/1/2012 6:19:31 PM |
| exchange-squirrel | $200.00 | 10/1/2012 6:08:34 PM |
| dkjl | $25.00 | 10/1/2012 6:14:03 PM |
| zipemdown | $25.00 | 10/1/2012 6:29:40 PM |
| platinum-boss2 | $40.00 | 10/1/2012 6:21:08 PM |
| LittleMingo | $50.00 | 10/1/2012 5:03:05 PM |
| credit-missile | $75.00 | 10/1/2012 5:03:09 PM |
| matthewa | $25.00 | 10/1/2012 5:15:46 PM |
| marwadi-62 | $2,000.00 | 10/1/2012 5:21:30 PM |
| moola-accelerator6 | $42.00 | 10/1/2012 5:25:09 PM |
| CA-Lender | $25.00 | 10/1/2012 5:03:06 PM |
| handy-justice | $50.00 | 10/1/2012 5:03:08 PM |
| lowrater | $50.40 | 10/1/2012 5:05:43 PM |
| NekHoldings | $25.00 | 10/1/2012 5:11:59 PM |
| scholarly-order6 | $25.00 | 10/1/2012 5:07:42 PM |
| adaptable-return21 | $25.00 | 10/1/2012 5:09:19 PM |
| durability-seahorse7 | $50.00 | 10/1/2012 5:10:32 PM |
| special-dinero553 | $25.00 | 10/1/2012 5:26:05 PM |
| brainy-return234 | $25.00 | 10/1/2012 5:20:12 PM |
| WalnutCreekguy | $50.00 | 10/1/2012 5:27:31 PM |
| money-baron-Roth401k | $25.00 | 10/1/2012 5:33:14 PM |
| Mikale360 | $25.00 | 10/1/2012 5:57:59 PM |
| 52digital | $75.00 | 10/1/2012 6:00:29 PM |
| greenback-snowdome1 | $50.00 | 10/1/2012 6:01:31 PM |
| wonderous-principal083 | $25.00 | 10/1/2012 5:45:08 PM |
| supreme-treasure8 | $100.00 | 10/1/2012 5:40:44 PM |
| Laissez-faire | $100.00 | 10/1/2012 5:40:47 PM |
| promise2 | $34.64 | 10/1/2012 5:50:02 PM |
| netg | $50.00 | 10/1/2012 5:50:13 PM |
| janeybooboo | $74.74 | 10/1/2012 5:43:38 PM |
| careful-vigilance4 | $25.00 | 10/1/2012 5:51:33 PM |
| Navy_Wife_Retired | $80.84 | 10/1/2012 6:27:14 PM |
| haplender | $50.00 | 10/1/2012 5:54:06 PM |
| musegaze | $50.00 | 10/1/2012 5:54:58 PM |
| azazle | $50.00 | 10/1/2012 6:15:16 PM |
| LaGrangeLender | $60.00 | 10/1/2012 6:05:19 PM |
| AF-Chief | $25.00 | 10/1/2012 6:08:04 PM |
| WindomDev | $25.00 | 10/1/2012 6:08:23 PM |
| Helenska11 | $50.00 | 10/1/2012 6:08:30 PM |
| thelovebug | $100.00 | 10/1/2012 6:11:58 PM |
| abundant-power | $25.00 | 10/1/2012 6:17:50 PM |
| robust-diversification3 | $50.00 | 10/1/2012 6:20:38 PM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
648552
This series of Notes was issued and sold upon the funding of the borrower loan #75778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-04-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $537.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
5 | Length of status: | 9y 7m |
|
Amount delinquent:
| $86,351 |
Total credit lines:
| 31 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,266 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-adorable-transaction |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,597.09 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Existing loan payoff
Purpose of loan:
This loan will be used to help pay off a business line of credit with an original amount of $250,000. We have paid the balance down to $90,000 and now my lender has offered to reduce the balance to $40,000. We are doing our best to take advantage of this offer by collecting and saving as much cash as possible.
My financial situation: I own a small fast food restaurant that offers excellent value items. Our sales have been rising this entire year, we forecast this increase in sales to continue due to ongoing economic uncertainty.
I am a good candidate for this loan because I have an excellent track record with Prosper as a borrower and have good credit to boot. I have a family and have everything to lose if I don't uphold my end of the deal.
Monthly net income: $10,800
Monthly expenses: $
Housing: $2100
Insurance: $180
Car expenses: $900
Utilities: $250
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $1000
Other expenses:
-Short term loan with balance of $8000. Monthly payment is $2500, will be paid in full on December 2012.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fcrick | $25.00 | 10/3/2012 11:01:45 AM |
| investmentgroup | $50.00 | 10/3/2012 11:33:38 AM |
| first-serene-credit | $25.00 | 10/3/2012 9:10:37 AM |
| Dont_Worry_Be_Happy | $25.00 | 10/3/2012 9:14:57 AM |
| the-dollar-topper | $83.00 | 10/3/2012 9:43:53 AM |
| paytonbrigadier | $250.00 | 10/3/2012 9:45:46 AM |
| CapitalismRocks | $25.00 | 10/3/2012 9:48:20 AM |
| CMJ-Partners | $100.00 | 10/3/2012 9:39:03 AM |
| papaloha | $333.00 | 10/3/2012 9:59:46 AM |
| credible-responsibility022 | $25.00 | 10/3/2012 10:02:35 AM |
| monster4 | $50.00 | 10/3/2012 10:02:47 AM |
| the-brilliant-currency | $25.00 | 10/3/2012 9:47:04 AM |
| durability-slingshot2 | $75.00 | 10/3/2012 10:03:23 AM |
| handshake5 | $100.00 | 10/3/2012 10:03:46 AM |
| genius520 | $100.00 | 10/3/2012 10:09:12 AM |
| brightest-commitment-wildebeest | $25.00 | 10/3/2012 10:09:29 AM |
| cash-kin7 | $25.00 | 10/3/2012 9:52:42 AM |
| justice-mermaid067 | $25.00 | 10/3/2012 9:54:46 AM |
| sparkling-contract7 | $25.00 | 10/3/2012 10:16:54 AM |
| brilliant-market680 | $25.00 | 10/3/2012 10:19:09 AM |
| green-fund-sitar | $50.00 | 10/3/2012 9:56:21 AM |
| leverage-sensai6 | $25.00 | 10/3/2012 10:21:13 AM |
| Comoparklender | $25.00 | 10/3/2012 10:21:26 AM |
| journey517 | $25.00 | 10/3/2012 10:25:51 AM |
| principal-cooker2 | $50.00 | 10/3/2012 10:30:27 AM |
| SeaDevil | $25.00 | 10/3/2012 10:01:03 AM |
| dmunySF | $50.00 | 10/3/2012 10:01:29 AM |
| ferdberfel | $25.00 | 10/3/2012 10:04:52 AM |
| shmb6508 | $50.00 | 10/3/2012 10:35:15 AM |
| vigilance-spinner3 | $25.00 | 10/3/2012 10:40:20 AM |
| allotment464 | $46.00 | 10/3/2012 10:10:21 AM |
| elegant-hope578 | $50.00 | 10/3/2012 10:16:52 AM |
| dime-sprout | $25.00 | 10/3/2012 10:16:36 AM |
| capital-renewal | $50.00 | 10/3/2012 10:50:19 AM |
| robust-diversification3 | $50.00 | 10/3/2012 10:18:24 AM |
| velocity-pear | $25.00 | 10/3/2012 10:20:02 AM |
| statuesque-affluence058 | $25.00 | 10/3/2012 10:21:50 AM |
| jybank | $50.00 | 10/3/2012 10:24:25 AM |
| Mrs-Honeydew | $25.00 | 10/3/2012 10:24:25 AM |
| top-payout-fixer | $25.00 | 10/3/2012 10:26:44 AM |
| finance-prescription | $100.00 | 10/3/2012 10:55:45 AM |
| new-transaction-wrangler | $25.00 | 10/3/2012 10:28:37 AM |
| smooothymon | $25.00 | 10/3/2012 10:33:22 AM |
| tkr2 | $25.00 | 10/3/2012 10:35:43 AM |
| yomanie | $25.00 | 10/3/2012 10:35:49 AM |
| Vreet | $25.00 | 10/3/2012 10:36:30 AM |
| cberthiaume | $50.00 | 10/3/2012 11:20:58 AM |
| compoundinterest | $25.00 | 10/3/2012 11:24:38 AM |
| fair-pound5 | $25.00 | 10/3/2012 10:42:45 AM |
| RoyFauntleroy | $25.00 | 10/3/2012 11:50:22 AM |
| Tscheddar | $25.00 | 10/3/2012 12:08:07 PM |
| fortytwo | $200.00 | 10/3/2012 10:50:22 AM |
| musegaze | $50.00 | 10/3/2012 10:52:48 AM |
| Victor-E-Lane | $25.00 | 10/3/2012 11:06:29 AM |
| engineering-wealth | $50.00 | 10/3/2012 11:09:22 AM |
| adventurer447 | $300.00 | 10/3/2012 11:09:04 AM |
| money-baron-roth-IRA | $50.00 | 10/3/2012 11:28:03 AM |
| insrq | $25.00 | 10/3/2012 11:45:19 AM |
| Astyanax | $42.35 | 10/3/2012 3:36:12 PM |
| transparency-position | $61.00 | 10/3/2012 12:32:06 PM |
| income-sycamore2 | $25.00 | 10/3/2012 12:54:24 PM |
| green-moola-sniffer | $25.00 | 10/3/2012 2:18:53 PM |
| melodious-capital3 | $25.00 | 10/3/2012 3:34:55 PM |
| DoctorJoe | $25.00 | 10/3/2012 3:53:25 PM |
| prudent-loot | $25.00 | 10/3/2012 4:10:42 PM |
| yonderalaska | $30.60 | 10/3/2012 4:25:50 PM |
| spark548 | $100.00 | 10/3/2012 5:14:10 PM |
| Splangy613 | $25.00 | 10/3/2012 5:05:12 PM |
| affluence-microscope2 | $200.00 | 10/3/2012 5:10:03 PM |
| special-dinero553 | $25.00 | 10/3/2012 5:23:57 PM |
| nickel-ferret | $25.00 | 10/3/2012 5:25:38 PM |
| versatile-dime442 | $250.00 | 10/3/2012 5:29:30 PM |
| transparency-river1 | $750.00 | 10/3/2012 5:18:18 PM |
| hope-percolator8 | $47.00 | 10/3/2012 5:19:57 PM |
| LeReve | $500.00 | 10/3/2012 5:34:46 PM |
| dignified-truth7 | $200.00 | 10/3/2012 5:27:37 PM |
| radiant-dollar9 | $200.00 | 10/3/2012 5:28:35 PM |
| wwwUniversal | $25.00 | 10/3/2012 5:30:07 PM |
| rbettenc | $25.00 | 10/3/2012 5:42:50 PM |
| nodebtin3 | $67.00 | 10/3/2012 5:49:33 PM |
| peace-fixer8 | $25.00 | 10/3/2012 5:59:16 PM |
| brightest-organized-balance | $25.00 | 10/3/2012 5:51:19 PM |
| prudent-bid3 | $25.00 | 10/3/2012 5:47:11 PM |
| CAGE-Investments | $25.00 | 10/3/2012 5:51:22 PM |
| brightest-listing-scrutinzer | $50.00 | 10/3/2012 5:53:14 PM |
| affluence-kingdom9 | $100.00 | 10/3/2012 6:05:21 PM |
| Iamthewalrus | $25.00 | 10/3/2012 6:21:13 PM |
| orearella3 | $25.00 | 10/3/2012 6:17:39 PM |
| angelinvestor2 | $40.00 | 10/3/2012 6:17:42 PM |
| Preferred-Lender | $25.00 | 10/3/2012 6:15:17 PM |
| spry-hope4 | $200.00 | 10/3/2012 6:16:15 PM |
| AllanBK | $28.48 | 10/3/2012 6:23:52 PM |
| felicity-neutron4 | $25.00 | 10/3/2012 7:00:09 PM |
| jamiee73 | $25.00 | 10/3/2012 6:21:36 PM |
| williemc44 | $25.00 | 10/3/2012 6:28:12 PM |
| blue-laudable-dinero | $25.00 | 10/3/2012 7:59:29 PM |
| Hardlyskiing01 | $150.00 | 10/3/2012 8:15:30 PM |
| momentous-velocity5 | $50.00 | 10/3/2012 6:49:23 PM |
| GraffitiBridge | $25.00 | 10/3/2012 6:45:45 PM |
| incbx | $48.00 | 10/3/2012 6:52:38 PM |
| burrben | $100.00 | 10/4/2012 4:15:23 AM |
| oxnard | $100.00 | 10/4/2012 5:50:58 AM |
| loyalty-paradise1 | $25.00 | 10/4/2012 1:18:52 AM |
| wyogirllender | $50.00 | 10/4/2012 7:47:12 AM |
| p2p-rocker141 | $25.00 | 10/4/2012 1:02:59 AM |
| New-Truck-Savings | $25.00 | 10/4/2012 5:09:52 AM |
| sgt-schultz | $40.00 | 10/4/2012 6:15:53 AM |
| compassionate-community4 | $25.00 | 10/4/2012 8:42:29 AM |
| reneenurse | $50.00 | 10/4/2012 5:33:11 AM |
| aliasqalias | $25.00 | 10/4/2012 6:39:03 AM |
| Asgardian | $25.00 | 10/4/2012 7:11:28 AM |
| velocity-balancer6 | $25.00 | 10/4/2012 7:54:40 AM |
| contract-student2 | $62.77 | 10/4/2012 8:07:35 AM |
| Mentor99 | $100.00 | 10/4/2012 7:34:22 AM |
| Supernick | $25.00 | 10/4/2012 8:20:37 AM |
| red-gallant-dime | $250.00 | 10/4/2012 8:13:04 AM |
| RMI_Babylon | $45.00 | 10/4/2012 8:32:18 AM |
| bonus-quark4 | $13.45 | 10/4/2012 9:14:16 AM |
| MasonGrad2003 | $25.00 | 10/4/2012 8:36:17 AM |
| Rogue_Funding | $25.00 | 10/4/2012 8:40:07 AM |
| jhernand17 | $25.00 | 10/4/2012 8:42:48 AM |
| responsibility-butterfly | $25.00 | 10/3/2012 9:50:24 AM |
| MoneyForNothing | $25.11 | 10/3/2012 9:04:37 AM |
| paladin847 | $44.00 | 10/3/2012 9:45:05 AM |
| bnlforever | $25.00 | 10/3/2012 9:45:23 AM |
| micko | $25.00 | 10/3/2012 9:48:13 AM |
| fmvaulter | $25.00 | 10/3/2012 9:51:26 AM |
| vegibenz | $25.00 | 10/3/2012 9:56:38 AM |
| red-power-pecan | $50.00 | 10/3/2012 10:01:16 AM |
| mad4wknds | $25.00 | 10/3/2012 10:01:48 AM |
| AF-Chief | $25.00 | 10/3/2012 9:47:06 AM |
| hard-working-rate3 | $25.00 | 10/3/2012 10:03:50 AM |
| power-berserker | $25.00 | 10/3/2012 9:46:06 AM |
| pierrelasvegas | $25.00 | 10/3/2012 9:49:40 AM |
| truth-haven5 | $25.00 | 10/3/2012 10:11:22 AM |
| letsmakeitsuccessful | $25.00 | 10/3/2012 10:13:52 AM |
| WalnutCreekguy | $50.00 | 10/3/2012 9:55:20 AM |
| 6moonbeams | $50.00 | 10/3/2012 9:50:42 AM |
| punctual-worth263 | $43.79 | 10/3/2012 10:18:19 AM |
| wampum-optimization | $25.00 | 10/3/2012 9:55:59 AM |
| wonderous-principal083 | $25.00 | 10/3/2012 9:52:38 AM |
| top-goodhearted-liberty | $25.00 | 10/3/2012 9:59:08 AM |
| Beld | $50.00 | 10/3/2012 10:21:46 AM |
| JeremyLinFan | $40.00 | 10/3/2012 9:56:28 AM |
| silver-enlightenment0 | $25.00 | 10/3/2012 10:00:36 AM |
| deal-contributor8 | $25.00 | 10/3/2012 9:59:42 AM |
| payout-paradise5 | $25.00 | 10/3/2012 10:30:02 AM |
| the-deal-ace | $25.00 | 10/3/2012 10:01:49 AM |
| gold-gazelle | $25.00 | 10/3/2012 10:33:07 AM |
| sjc224 | $25.00 | 10/3/2012 10:05:50 AM |
| svandgts | $25.00 | 10/3/2012 10:05:59 AM |
| SRK_FROM_WA | $25.00 | 10/3/2012 10:42:32 AM |
| chererat | $25.00 | 10/3/2012 10:10:48 AM |
| orange-market-amigo | $200.00 | 10/3/2012 10:15:23 AM |
| imoutdoorsy | $25.00 | 10/3/2012 10:16:40 AM |
| ahalls | $25.00 | 10/3/2012 10:14:11 AM |
| diversification-cycle4 | $50.00 | 10/3/2012 10:16:46 AM |
| kind-magnificent-bid | $50.00 | 10/3/2012 10:14:39 AM |
| pragmatic-auction8 | $25.00 | 10/3/2012 10:49:51 AM |
| impressive-dough4 | $25.00 | 10/3/2012 10:17:44 AM |
| velocityasaurus-rex4 | $100.00 | 10/3/2012 10:19:26 AM |
| BostonCapital | $100.00 | 10/3/2012 10:20:45 AM |
| washboard1 | $25.00 | 10/3/2012 10:21:15 AM |
| hitsman | $50.00 | 10/3/2012 10:51:01 AM |
| jazzlender | $25.00 | 10/3/2012 10:26:15 AM |
| halothane_logic | $26.00 | 10/3/2012 10:28:53 AM |
| green-gain-delight | $25.00 | 10/3/2012 10:29:09 AM |
| songbird98 | $25.00 | 10/3/2012 10:29:47 AM |
| financial-frenzy | $50.00 | 10/3/2012 10:32:09 AM |
| tender-commerce8 | $50.00 | 10/3/2012 10:33:28 AM |
| ericgassercom | $25.00 | 10/3/2012 10:33:12 AM |
| compassion-expert | $25.00 | 10/3/2012 10:35:23 AM |
| first-pragmatic-power | $25.00 | 10/3/2012 10:36:51 AM |
| cospilot | $25.00 | 10/3/2012 10:35:55 AM |
| impressive-return173 | $50.00 | 10/3/2012 11:11:28 AM |
| indomitable-economy8 | $25.00 | 10/3/2012 11:12:40 AM |
| 1randyp | $25.00 | 10/3/2012 10:37:13 AM |
| tolerant-interest4 | $25.00 | 10/3/2012 10:39:04 AM |
| durability-seahorse7 | $50.00 | 10/3/2012 10:42:07 AM |
| haplender | $50.00 | 10/3/2012 10:42:56 AM |
| supreme-treasure8 | $100.00 | 10/3/2012 10:43:07 AM |
| keiphers | $25.00 | 10/3/2012 11:44:20 AM |
| velocity-solo | $25.00 | 10/3/2012 10:46:18 AM |
| jtn4148 | $25.00 | 10/3/2012 11:50:36 AM |
| 01a_MrUSC_IRA | $50.00 | 10/3/2012 12:05:42 PM |
| favorite-reward2 | $25.00 | 10/3/2012 12:11:47 PM |
| Jim33 | $25.00 | 10/3/2012 12:33:18 PM |
| shalofin | $25.00 | 10/3/2012 10:53:38 AM |
| organic-order | $25.00 | 10/3/2012 10:54:35 AM |
| worthy-bid8 | $400.00 | 10/3/2012 10:55:48 AM |
| DreDub | $25.00 | 10/3/2012 11:02:32 AM |
| truth-companion | $25.00 | 10/3/2012 11:03:47 AM |
| currency-persimmon | $25.00 | 10/3/2012 1:32:32 PM |
| new-truth-chuckler | $25.00 | 10/3/2012 1:57:34 PM |
| Raser | $30.00 | 10/3/2012 11:30:01 AM |
| riskreward | $250.00 | 10/3/2012 2:36:05 PM |
| Jasner | $25.00 | 10/3/2012 4:05:56 PM |
| spry-loot4 | $25.00 | 10/3/2012 12:51:42 PM |
| atlas100 | $25.00 | 10/3/2012 4:07:55 PM |
| Sunshine2222 | $25.00 | 10/3/2012 12:37:55 PM |
| SSC_CCV | $25.00 | 10/3/2012 12:52:27 PM |
| dollar-tornado3 | $25.00 | 10/3/2012 4:56:13 PM |
| compatible-deal9 | $25.00 | 10/3/2012 1:01:50 PM |
| jutdon84 | $57.87 | 10/3/2012 1:29:19 PM |
| simeonthewhale | $25.00 | 10/3/2012 1:58:20 PM |
| worldly-income2 | $25.00 | 10/3/2012 1:46:34 PM |
| orange-ideal-listing | $25.00 | 10/3/2012 2:41:05 PM |
| 907 | $30.58 | 10/3/2012 2:57:23 PM |
| upright-note5 | $25.00 | 10/3/2012 3:38:36 PM |
| MateCocido | $44.00 | 10/3/2012 3:47:30 PM |
| eoppy | $50.00 | 10/3/2012 4:30:44 PM |
| melodious-fairness | $50.00 | 10/3/2012 5:00:49 PM |
| j2ee | $50.00 | 10/3/2012 5:13:25 PM |
| lamsabuy | $52.00 | 10/3/2012 5:13:52 PM |
| giantfan19 | $25.00 | 10/3/2012 5:05:46 PM |
| commitment-neutron1 | $200.00 | 10/3/2012 5:08:50 PM |
| social-aspen097 | $300.00 | 10/3/2012 5:10:20 PM |
| speedy-peso1 | $100.00 | 10/3/2012 5:28:56 PM |
| Thunderswan | $100.00 | 10/3/2012 5:31:52 PM |
| zassociate | $200.00 | 10/3/2012 5:18:54 PM |
| established-economy9 | $25.00 | 10/3/2012 5:19:35 PM |
| social-cocktail1 | $200.00 | 10/3/2012 5:26:05 PM |
| life-is-great | $25.00 | 10/3/2012 5:37:19 PM |
| LaGrangeLender | $60.00 | 10/3/2012 5:31:13 PM |
| natural-liberty4 | $200.00 | 10/3/2012 5:31:01 PM |
| wayman | $25.00 | 10/3/2012 5:32:39 PM |
| enthusiastic-cash599 | $50.00 | 10/3/2012 5:33:22 PM |
| zipemdown | $25.00 | 10/3/2012 5:36:17 PM |
| wise-unequivocal-return | $25.00 | 10/3/2012 5:54:19 PM |
| ready-justice7 | $50.00 | 10/3/2012 5:55:20 PM |
| priceless-capital0 | $25.00 | 10/3/2012 5:56:30 PM |
| CasaDeTomas | $50.00 | 10/3/2012 6:03:44 PM |
| influential-benjamins0 | $43.00 | 10/3/2012 6:05:10 PM |
| proper-exchange8 | $50.00 | 10/3/2012 5:50:50 PM |
| lender2611 | $50.00 | 10/3/2012 6:12:25 PM |
| transparency-sapling | $25.00 | 10/3/2012 6:13:50 PM |
| thrifty-generosity222 | $50.00 | 10/3/2012 6:14:22 PM |
| income-champion | $25.00 | 10/3/2012 6:14:50 PM |
| rescue | $100.00 | 10/3/2012 5:58:13 PM |
| friendly-gold | $25.00 | 10/3/2012 6:26:13 PM |
| zeelender | $25.00 | 10/3/2012 6:09:16 PM |
| MilitaryAV8R | $25.00 | 10/3/2012 6:06:05 PM |
| american-investor | $25.00 | 10/3/2012 6:07:32 PM |
| sankyu | $50.00 | 10/3/2012 6:14:38 PM |
| red-eloquent-rupee | $50.00 | 10/3/2012 6:30:11 PM |
| bazaar-tulip | $25.00 | 10/3/2012 6:28:26 PM |
| value-fortress3 | $25.00 | 10/3/2012 6:39:48 PM |
| 01a_MrsUSC | $100.00 | 10/3/2012 7:14:04 PM |
| roux | $25.00 | 10/3/2012 7:38:28 PM |
| resolute-justice413 | $89.00 | 10/3/2012 7:45:05 PM |
| priceless-felicity7 | $25.00 | 10/3/2012 10:42:22 PM |
| RSV | $25.00 | 10/4/2012 1:00:09 AM |
| CougarRoar | $25.00 | 10/3/2012 11:45:41 PM |
| asset-linkage | $25.00 | 10/4/2012 1:43:30 AM |
| bullwink27 | $25.00 | 10/4/2012 4:56:01 AM |
| EthanColeInvestingGroup | $25.00 | 10/4/2012 8:00:21 AM |
| bid-stockpiler1 | $50.00 | 10/4/2012 6:06:38 AM |
| Pitufo | $25.00 | 10/4/2012 8:49:56 AM |
| Suit | $100.00 | 10/4/2012 6:35:57 AM |
| johnyv40 | $25.00 | 10/4/2012 7:30:42 AM |
| greatwhiteninja | $25.00 | 10/4/2012 8:12:33 AM |
| yield-chihuahua9 | $50.00 | 10/4/2012 8:53:12 AM |
| first-resplendent-ore | $25.00 | 10/4/2012 8:42:19 AM |
| Zane314 | $27.00 | 10/4/2012 9:01:23 AM |
| bid-czar8 | $100.00 | 10/4/2012 9:04:31 AM |
| awe-inspiring-commitment972 | $50.00 | 10/4/2012 9:08:01 AM |
| economy-producer | $25.00 | 10/4/2012 9:12:31 AM |
| rootcanaler | $25.00 | 10/4/2012 9:13:24 AM |
| 268 Investments
|
Borrower Payment Dependent Notes Series
648822
This series of Notes was issued and sold upon the funding of the borrower loan #75739, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-03-2012 |
|
|
Lender yield:
| 31.58% |
Borrower rate/APR:
| 32.58% / 35.37% |
Monthly payment:
| $101.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.13% | | |
| |
Estimated return*:
| 15.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 62% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,599 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fund-wrangler4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my current medical loan debt ...
My financial situation:
I am a good candidate for this loan because I have managed my debts for over 15 years that once included a vehicle, a home, credit cards and student loans of over $300,000...
Monthly net income: $ 1,200
Monthly expenses: $ 700
Housing: $ 0
Insurance: $ 89
Car expenses: $ 227
Utilities: $ 0
Phone, cable, internet: $ 20
Food, entertainment: $ 100
Clothing, household expenses: $ 10
Credit cards and other loans: $ 220
Other expenses: $ 25
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| octoberfresh | $25.00 | 10/3/2012 5:01:38 PM |
| Bad_Debt | $25.00 | 10/3/2012 5:02:27 PM |
| netg | $50.00 | 10/3/2012 5:06:05 PM |
| bewitching-dollar5 | $100.00 | 10/3/2012 5:11:36 PM |
| refresher211 | $100.00 | 10/3/2012 5:25:48 PM |
| 52digital | $75.00 | 10/3/2012 5:23:53 PM |
| speedy-peso1 | $100.00 | 10/3/2012 5:29:08 PM |
| BankofRon_IRA | $100.00 | 10/3/2012 5:32:44 PM |
| ethical-truth211 | $50.00 | 10/3/2012 5:46:35 PM |
| for_your_success | $25.00 | 10/3/2012 5:55:31 PM |
| whitegold24k | $29.52 | 10/3/2012 6:24:15 PM |
| Investor_DP | $200.00 | 10/3/2012 6:23:10 PM |
| Evolver | $50.00 | 10/3/2012 5:16:11 PM |
| pierrelasvegas | $25.00 | 10/3/2012 5:04:36 PM |
| benevolent-loot5 | $200.00 | 10/3/2012 5:20:23 PM |
| imogen22 | $50.00 | 10/3/2012 5:22:23 PM |
| impala6464 | $45.48 | 10/3/2012 5:43:17 PM |
| alluring-order2 | $25.00 | 10/3/2012 5:47:21 PM |
| zipemdown | $25.00 | 10/3/2012 5:36:24 PM |
| etraboulay | $50.00 | 10/3/2012 5:54:13 PM |
| power-chihuahua | $25.00 | 10/3/2012 5:43:47 PM |
| techs | $25.00 | 10/3/2012 5:42:22 PM |
| transaction-circuit | $75.00 | 10/3/2012 6:11:11 PM |
| Dubbs360 | $500.00 | 10/3/2012 6:04:48 PM |
| community-burrito9 | $25.00 | 10/3/2012 6:17:42 PM |
| MI2 | $1,000.00 | 10/3/2012 6:08:08 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
648844
This series of Notes was issued and sold upon the funding of the borrower loan #75369, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $190.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
9 | Length of status: | 0y 7m |
|
Amount delinquent:
| $708 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,972 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| skillful-treasure7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to purchase some new equipment and for marketing.
My financial situation:
I am a good candidate for this loan because I do not have many expenses besides a small rental fee for my business. This will help me to get off my feet and reach out to more people. I have been a Personal Trainer for almost 4 years and am good at what I do. My clients see results and enjoy working out with me. I decided to start up my own business because I have a 6 month old son and it this allows me to make my own schedule and be my own boss. Besides my son, this is what I've always wanted to do. I have clientele right now and would like to expand.
Monthly net income: $2500
Monthly expenses: $500
Housing: $0
Insurance: $100
Car expenses: $150
Utilities: $20
Phone, cable, internet: $50
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| special-dinero553 | $25.00 | 10/2/2012 9:20:03 AM |
| gold-sushi | $25.00 | 10/2/2012 9:24:44 AM |
| phenomenal-rate1 | $500.00 | 10/2/2012 9:09:28 AM |
| supreme-treasure8 | $100.00 | 10/2/2012 9:44:49 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:26 AM |
| capital-renewal | $50.00 | 10/2/2012 9:53:13 AM |
| haplender | $50.00 | 10/2/2012 10:32:11 AM |
| careful-vigilance4 | $25.00 | 10/2/2012 10:07:33 AM |
| contract-amigo7 | $25.00 | 10/2/2012 11:12:22 AM |
| scrappy-diversification7 | $2,000.00 | 10/2/2012 11:43:56 AM |
| Emberfox | $40.00 | 10/2/2012 10:41:16 AM |
| Sonic_Squirrel | $75.00 | 10/2/2012 10:47:04 AM |
| first-pragmatic-power | $25.00 | 10/2/2012 11:04:53 AM |
| worldly-community3 | $50.00 | 10/2/2012 11:07:33 AM |
| bruinguy | $30.00 | 10/2/2012 12:29:19 PM |
| responsibility-butterfly | $25.00 | 10/2/2012 10:59:34 AM |
| zipemdown | $25.00 | 10/2/2012 9:08:23 AM |
| LeReve | $500.00 | 10/2/2012 9:32:39 AM |
| pierrelasvegas | $25.00 | 10/2/2012 9:20:30 AM |
| 52digital | $75.00 | 10/2/2012 9:30:53 AM |
| BostonCapital | $100.00 | 10/2/2012 9:45:55 AM |
| progressive-economy261 | $500.00 | 10/2/2012 10:21:12 AM |
| new-truth-chuckler | $33.00 | 10/2/2012 10:09:19 AM |
| ddog0224 | $50.00 | 10/2/2012 10:58:48 AM |
| genius520 | $100.00 | 10/2/2012 11:00:11 AM |
| dime-sprout | $25.00 | 10/2/2012 11:08:13 AM |
| Elefunt | $25.00 | 10/2/2012 11:13:03 AM |
| capital-magician561 | $25.00 | 10/2/2012 11:14:38 AM |
| jazzlender | $25.00 | 10/2/2012 10:37:11 AM |
| Comoparklender | $25.00 | 10/2/2012 10:48:53 AM |
| kulender | $50.00 | 10/2/2012 1:40:26 PM |
| MADAOO7 | $50.00 | 10/2/2012 11:01:41 AM |
| Investor_DP | $200.00 | 10/2/2012 11:17:15 AM |
| treasure-generator | $25.00 | 10/2/2012 1:28:31 PM |
| Astyanax | $25.00 | 10/2/2012 1:34:20 PM |
| TWGCJ | $25.00 | 10/2/2012 1:37:50 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
648880
This series of Notes was issued and sold upon the funding of the borrower loan #75673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-02-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $426.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,878 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| new-goodhearted-economy |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 30 ( 97% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 1
( 3% )
| 680-699
(Aug-2011)
720-739
(Feb-2011)
|
|
Principal balance:
| $2,001.36 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...home inprovement finished my bvathroon now the basement
My financial situation:
I am a good candidate for this loan because...this is my 3rd loan-ist paid off early, second alomst paid off and now this-I pay my bills
Monthly net income: $in excess $10,000
Monthly expenses: $
Housing: $3,400
Insurance: $ho included in motgage car 400 per month
Car expenses: $1000
Utilities: $1000
Phone, cable, internet: $
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-missile | $25.00 | 10/2/2012 9:05:11 AM |
| credit-missile | $180.00 | 10/2/2012 9:03:56 AM |
| LittleMingo | $40.00 | 10/2/2012 9:04:57 AM |
| phenomenal-rate1 | $500.00 | 10/2/2012 9:09:37 AM |
| thrilling-fund427 | $50.00 | 10/2/2012 9:13:36 AM |
| pierrelasvegas | $25.00 | 10/2/2012 9:20:30 AM |
| CMJ-Partners | $100.00 | 10/2/2012 9:06:16 AM |
| commerce-venture1 | $50.00 | 10/2/2012 9:06:39 AM |
| janeybooboo | $75.00 | 10/2/2012 9:04:48 AM |
| MoneyForNothing | $30.30 | 10/2/2012 9:07:13 AM |
| community-burrito9 | $35.00 | 10/2/2012 9:28:55 AM |
| networks4ever | $25.00 | 10/2/2012 9:18:17 AM |
| Fitiwalt7 | $25.00 | 10/2/2012 9:23:02 AM |
| chererat | $25.00 | 10/2/2012 9:45:26 AM |
| Canidae | $25.00 | 10/2/2012 9:25:09 AM |
| cp-family | $43.00 | 10/2/2012 9:26:29 AM |
| green-high-five7 | $25.00 | 10/2/2012 9:26:57 AM |
| thehousewife | $50.00 | 10/2/2012 9:34:23 AM |
| 52digital | $75.00 | 10/2/2012 9:30:53 AM |
| intrepid-loot | $25.00 | 10/2/2012 9:35:51 AM |
| NekHoldings | $25.00 | 10/2/2012 9:38:45 AM |
| Asgardian | $25.00 | 10/2/2012 9:41:14 AM |
| nickel-speaker6 | $200.00 | 10/2/2012 10:21:30 AM |
| mohara25 | $37.77 | 10/2/2012 9:50:37 AM |
| capital-renewal | $50.00 | 10/2/2012 9:53:14 AM |
| Diamond_Jim | $25.00 | 10/2/2012 10:34:21 AM |
| integrity-web | $25.00 | 10/2/2012 10:00:39 AM |
| trajectory8 | $25.00 | 10/2/2012 10:36:45 AM |
| ChuckieG | $25.00 | 10/2/2012 10:37:27 AM |
| Silver_Rupee | $25.01 | 10/2/2012 10:38:47 AM |
| toblerone | $25.00 | 10/2/2012 10:40:01 AM |
| diversification-taco1 | $25.00 | 10/2/2012 10:08:10 AM |
| friendly-gold | $25.00 | 10/2/2012 10:43:11 AM |
| money-bauble | $200.00 | 10/2/2012 10:46:40 AM |
| LaGrangeLender | $60.00 | 10/2/2012 10:11:09 AM |
| new-truth-chuckler | $33.00 | 10/2/2012 10:09:19 AM |
| economy-shrubbery6 | $25.00 | 10/2/2012 10:47:49 AM |
| progressive-economy261 | $500.00 | 10/2/2012 10:21:12 AM |
| Malkial | $50.00 | 10/2/2012 10:25:10 AM |
| rick446 | $25.00 | 10/2/2012 10:35:39 AM |
| burrito6 | $50.00 | 10/2/2012 10:33:01 AM |
| SKOAL | $25.00 | 10/2/2012 10:39:10 AM |
| CPAMAN | $25.00 | 10/2/2012 10:40:20 AM |
| ursus | $200.00 | 10/2/2012 10:42:49 AM |
| top-historic-peso | $25.00 | 10/2/2012 10:42:18 AM |
| Blessed1950 | $50.00 | 10/2/2012 10:49:17 AM |
| wise-deal-panda | $200.00 | 10/2/2012 10:50:11 AM |
| nanda | $25.00 | 10/2/2012 10:49:58 AM |
| zipemdown | $25.00 | 10/2/2012 9:08:24 AM |
| MoneyForNothing | $25.00 | 10/2/2012 9:13:54 AM |
| orchestra960 | $61.00 | 10/2/2012 9:14:03 AM |
| azazle | $25.00 | 10/2/2012 9:19:19 AM |
| postalwhiz | $25.00 | 10/2/2012 9:21:25 AM |
| receptive-affluence035 | $25.00 | 10/2/2012 9:06:00 AM |
| social-aspen097 | $28.00 | 10/2/2012 9:07:17 AM |
| RGlad | $200.00 | 10/2/2012 9:03:55 AM |
| Charlie010 | $50.00 | 10/2/2012 9:08:29 AM |
| sunwell | $50.00 | 10/2/2012 9:18:19 AM |
| benevolent-marketplace4 | $2,500.00 | 10/2/2012 9:36:32 AM |
| Banker2OO7 | $75.00 | 10/2/2012 9:21:41 AM |
| bigattichouse | $25.00 | 10/2/2012 9:26:19 AM |
| rescue | $68.00 | 10/2/2012 9:31:11 AM |
| LeReve | $500.00 | 10/2/2012 9:32:39 AM |
| Elefunt | $25.00 | 10/2/2012 10:03:22 AM |
| Wellman | $25.00 | 10/2/2012 10:11:59 AM |
| J-Rott | $62.00 | 10/2/2012 9:40:57 AM |
| supreme-treasure8 | $100.00 | 10/2/2012 9:44:49 AM |
| bewitching-dollar5 | $100.00 | 10/2/2012 9:42:36 AM |
| rutzebach | $165.60 | 10/2/2012 9:45:35 AM |
| p2ploan-flag5 | $50.00 | 10/2/2012 9:47:27 AM |
| thankful-nickel2 | $50.00 | 10/2/2012 10:24:55 AM |
| melodious-fairness | $50.00 | 10/2/2012 9:51:14 AM |
| deal-banker | $100.00 | 10/2/2012 9:52:45 AM |
| 312-Lender | $150.00 | 10/2/2012 9:57:41 AM |
| Adam_00 | $35.00 | 10/2/2012 10:36:15 AM |
| money-baron-Roth401k | $25.00 | 10/2/2012 10:07:07 AM |
| Laxa | $25.00 | 10/2/2012 10:43:35 AM |
| jmcdon7230 | $25.00 | 10/2/2012 10:43:54 AM |
| careful-vigilance4 | $25.00 | 10/2/2012 10:07:33 AM |
| moola-accelerator6 | $40.00 | 10/2/2012 10:09:18 AM |
| DasMula | $100.00 | 10/2/2012 10:12:57 AM |
| return-grizzly | $100.00 | 10/2/2012 10:13:03 AM |
| trumpeter5 | $25.00 | 10/2/2012 10:14:48 AM |
| blue-unrelenting-rupee | $25.00 | 10/2/2012 10:16:19 AM |
| 1randyp | $25.00 | 10/2/2012 10:20:42 AM |
| botfolio | $300.00 | 10/2/2012 10:22:33 AM |
| MI2 | $5,000.00 | 10/2/2012 10:30:10 AM |
| rutzebach1 | $48.82 | 10/2/2012 10:30:14 AM |
| haplender | $50.00 | 10/2/2012 10:32:11 AM |
| tremendous-payment | $25.00 | 10/2/2012 10:37:44 AM |
| Sunbase | $25.00 | 10/2/2012 10:39:20 AM |
| 6moonbeams | $50.00 | 10/2/2012 10:42:39 AM |
| dukeiyer | $25.00 | 10/2/2012 10:47:51 AM |
| pound-mushroom3 | $25.00 | 10/2/2012 10:49:15 AM |
| 94 Investments
|
Borrower Payment Dependent Notes Series
648888
This series of Notes was issued and sold upon the funding of the borrower loan #75745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-03-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $513.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,807 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| a-dime-tsunami |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 23 ( 96% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 1
( 4% )
| 700-719
(Mar-2011)
720-739
(Dec-2009)
|
|
Principal balance:
| $61.81 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to fix my new house. I bought a beautiful home but needs major repairs.
My financial situation: very good income. I have a 9-5 job, I been enployeed for almost 10 years now with the same company. I love what I do and they are very happy with me too.As an Accountant I also do consulting work for a couple companies which is extra income.
I also own several rental properties that are a very good source of income.They are all rented to same loyal tenents for years. I'm responsable, I pay my bills and never been late.All my rental income is not being considered in this loan. I make over 100,000 more in rental income yearly unfortunally Prosper won't let me use it,but I have no problem making this payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RGlad | $150.00 | 10/3/2012 5:02:16 PM |
| commitment-neutron1 | $200.00 | 10/3/2012 5:08:38 PM |
| phenomenal-rate1 | $500.00 | 10/3/2012 5:12:09 PM |
| j2ee | $50.00 | 10/3/2012 5:13:12 PM |
| thankful-nickel2 | $55.55 | 10/3/2012 5:02:19 PM |
| bazaar-festivity | $25.00 | 10/3/2012 5:03:53 PM |
| MoneyForNothing | $25.23 | 10/3/2012 5:03:44 PM |
| orange-stable-gain | $50.00 | 10/3/2012 5:04:19 PM |
| matusky | $30.84 | 10/3/2012 5:19:54 PM |
| thrifty-capital | $28.00 | 10/3/2012 5:06:04 PM |
| compoundinterest | $25.00 | 10/3/2012 5:07:15 PM |
| Investoman | $25.00 | 10/3/2012 5:08:08 PM |
| samo102us | $25.00 | 10/3/2012 5:08:11 PM |
| mrmopar | $25.00 | 10/3/2012 5:09:13 PM |
| hope-equation | $25.00 | 10/3/2012 5:22:37 PM |
| order-tamale | $400.00 | 10/3/2012 5:09:15 PM |
| LD4LIFE | $50.00 | 10/3/2012 5:24:08 PM |
| hard-working-rate3 | $25.00 | 10/3/2012 5:25:16 PM |
| nasjack | $25.00 | 10/3/2012 5:27:00 PM |
| mtquan | $25.00 | 10/3/2012 5:27:30 PM |
| hanuman77 | $25.00 | 10/3/2012 5:27:42 PM |
| auction-sage | $100.00 | 10/3/2012 5:28:03 PM |
| trident9 | $76.00 | 10/3/2012 5:28:47 PM |
| versatile-dime442 | $250.00 | 10/3/2012 5:29:18 PM |
| fulfilling-investment4 | $25.00 | 10/3/2012 5:29:22 PM |
| Banker7371 | $25.00 | 10/3/2012 5:17:46 PM |
| IP | $25.00 | 10/3/2012 5:19:22 PM |
| zassociate | $200.00 | 10/3/2012 5:18:48 PM |
| Veggie_Monkey | $25.00 | 10/3/2012 5:19:52 PM |
| commerce-web5 | $25.00 | 10/3/2012 5:32:03 PM |
| benevolent-loot5 | $200.00 | 10/3/2012 5:20:08 PM |
| wayman | $25.00 | 10/3/2012 5:32:39 PM |
| established-economy9 | $25.00 | 10/3/2012 5:19:36 PM |
| hope-percolator8 | $50.00 | 10/3/2012 5:19:48 PM |
| tenacious-affluence | $25.00 | 10/3/2012 5:21:54 PM |
| Taxman44 | $25.00 | 10/3/2012 5:22:33 PM |
| cash-recruiter7 | $400.00 | 10/3/2012 5:23:08 PM |
| special-dinero553 | $25.00 | 10/3/2012 5:23:46 PM |
| nickel-ferret | $25.00 | 10/3/2012 5:25:25 PM |
| auction-bonaza8 | $100.00 | 10/3/2012 5:35:59 PM |
| unassailable-funds754 | $25.00 | 10/3/2012 5:26:13 PM |
| janeybooboo | $75.00 | 10/3/2012 5:24:28 PM |
| wetlands | $200.00 | 10/3/2012 5:27:05 PM |
| virtuous-repayment | $25.00 | 10/3/2012 5:25:56 PM |
| pound-mushroom3 | $25.00 | 10/3/2012 5:26:38 PM |
| benjamins-explosion142 | $25.00 | 10/3/2012 5:28:06 PM |
| dominickf | $50.00 | 10/3/2012 5:39:02 PM |
| natural-liberty4 | $200.00 | 10/3/2012 5:30:48 PM |
| truth-companion | $100.00 | 10/3/2012 5:39:45 PM |
| pure-revenue3 | $25.00 | 10/3/2012 5:39:55 PM |
| GradStudent34 | $50.00 | 10/3/2012 5:31:35 PM |
| the-auction-bear | $25.00 | 10/3/2012 5:29:50 PM |
| velocityasaurus-rex4 | $100.00 | 10/3/2012 5:42:03 PM |
| intuitive-benefit3 | $100.00 | 10/3/2012 5:42:17 PM |
| repayment-chihuahua3 | $25.00 | 10/3/2012 5:32:19 PM |
| LaGrangeLender | $60.00 | 10/3/2012 5:31:14 PM |
| AF-Chief | $25.00 | 10/3/2012 5:31:47 PM |
| wonderous-principal083 | $25.00 | 10/3/2012 5:43:45 PM |
| marketplace-cello5 | $25.00 | 10/3/2012 5:32:08 PM |
| american6 | $50.00 | 10/3/2012 5:44:09 PM |
| vigorous-velocity | $200.00 | 10/3/2012 5:32:35 PM |
| FORESTCITYCAPITAL | $50.00 | 10/3/2012 5:46:49 PM |
| loyalty-hornet6 | $25.00 | 10/3/2012 5:33:35 PM |
| prudent-bid3 | $50.00 | 10/3/2012 5:48:14 PM |
| greenback-snowdome1 | $50.00 | 10/3/2012 5:48:25 PM |
| LeReve | $500.00 | 10/3/2012 5:34:42 PM |
| Dave0 | $25.00 | 10/3/2012 5:50:00 PM |
| fair-pound5 | $50.00 | 10/3/2012 5:50:04 PM |
| scholarly-benefit5 | $25.00 | 10/3/2012 5:54:25 PM |
| WolRab | $50.00 | 10/3/2012 5:37:23 PM |
| handy-money9 | $75.00 | 10/3/2012 5:55:18 PM |
| Tradesmanlender | $25.00 | 10/3/2012 5:36:31 PM |
| dougm | $25.00 | 10/3/2012 5:38:12 PM |
| brightest-repayment-patriot | $75.00 | 10/3/2012 5:37:14 PM |
| rescue | $100.00 | 10/3/2012 5:58:13 PM |
| e6400 | $25.00 | 10/3/2012 5:40:01 PM |
| BlueRoom | $25.00 | 10/3/2012 5:38:16 PM |
| bxdoc | $25.00 | 10/3/2012 5:41:35 PM |
| wigglesworth4 | $500.00 | 10/3/2012 5:39:30 PM |
| principal-flow9 | $25.00 | 10/3/2012 5:39:37 PM |
| studious-bonus7 | $100.00 | 10/3/2012 5:42:12 PM |
| yield-victor837 | $50.00 | 10/3/2012 5:46:14 PM |
| revolutionary082 | $27.27 | 10/3/2012 5:47:16 PM |
| syounker | $25.00 | 10/3/2012 5:43:53 PM |
| wealth-pal3 | $30.00 | 10/3/2012 5:47:40 PM |
| peterpossum | $25.00 | 10/3/2012 5:48:41 PM |
| mvalley | $25.00 | 10/3/2012 5:45:43 PM |
| gracej | $25.00 | 10/3/2012 5:50:27 PM |
| CPAMAN | $25.00 | 10/3/2012 5:50:31 PM |
| loot-keeper0 | $25.00 | 10/3/2012 5:46:00 PM |
| breadbroker | $25.00 | 10/3/2012 5:52:29 PM |
| p2p-harmony | $74.00 | 10/3/2012 5:53:33 PM |
| __A1B2 | $29.00 | 10/3/2012 5:54:04 PM |
| CMJ-Partners | $100.00 | 10/3/2012 5:48:23 PM |
| browneyegravy | $25.00 | 10/3/2012 5:56:25 PM |
| Cobradude1 | $25.00 | 10/3/2012 5:58:38 PM |
| discrete-gold579 | $100.00 | 10/3/2012 5:59:04 PM |
| sgordon46 | $25.00 | 10/3/2012 5:54:02 PM |
| wise-unequivocal-return | $25.00 | 10/3/2012 5:54:21 PM |
| Patter256 | $25.00 | 10/3/2012 5:54:35 PM |
| ready-justice7 | $50.00 | 10/3/2012 5:55:22 PM |
| Webpreneur | $50.00 | 10/3/2012 5:55:50 PM |
| 3ToedMenace | $50.00 | 10/3/2012 5:58:31 PM |
| dariop | $25.01 | 10/3/2012 5:02:37 PM |
| Nipper99 | $100.00 | 10/3/2012 5:09:14 PM |
| vestratech | $25.00 | 10/3/2012 5:18:25 PM |
| Splangy613 | $25.00 | 10/3/2012 5:05:14 PM |
| bid-banjo3 | $100.00 | 10/3/2012 5:19:30 PM |
| new-truth-chuckler | $26.00 | 10/3/2012 5:05:37 PM |
| marwadi-62 | $2,000.00 | 10/3/2012 5:06:05 PM |
| flexible-return297 | $25.00 | 10/3/2012 5:21:55 PM |
| imogen22 | $50.00 | 10/3/2012 5:21:57 PM |
| affluence-microscope2 | $200.00 | 10/3/2012 5:09:36 PM |
| orange-market-amigo | $200.00 | 10/3/2012 5:24:17 PM |
| whitegold24k | $200.00 | 10/3/2012 5:12:36 PM |
| no_agenda_lender | $25.00 | 10/3/2012 5:13:37 PM |
| wise-virtuous-vigilance | $100.00 | 10/3/2012 5:26:27 PM |
| newest-currency-vibrato | $25.00 | 10/3/2012 5:12:41 PM |
| cvlender | $25.00 | 10/3/2012 5:26:48 PM |
| justreturns | $25.00 | 10/3/2012 5:13:31 PM |
| modemco | $25.00 | 10/3/2012 5:27:58 PM |
| sharp-platinum326 | $25.00 | 10/3/2012 5:14:50 PM |
| delectable-order532 | $100.00 | 10/3/2012 5:15:24 PM |
| power-trophy7 | $25.00 | 10/3/2012 5:30:25 PM |
| repayment-pagoda8 | $100.00 | 10/3/2012 5:17:54 PM |
| ItsJustMe79 | $25.00 | 10/3/2012 5:30:32 PM |
| magical-credit523 | $25.00 | 10/3/2012 5:18:13 PM |
| gold-commander0 | $25.00 | 10/3/2012 5:17:50 PM |
| mindful-generosity1 | $50.00 | 10/3/2012 5:31:59 PM |
| tech310 | $50.00 | 10/3/2012 5:20:21 PM |
| ready-interest9 | $25.00 | 10/3/2012 5:22:15 PM |
| profitable-fairness1 | $50.00 | 10/3/2012 5:22:39 PM |
| benevolent-moola291 | $50.00 | 10/3/2012 5:23:00 PM |
| downtownfarm | $25.00 | 10/3/2012 5:34:19 PM |
| urbane-income7 | $25.00 | 10/3/2012 5:23:06 PM |
| zwd12 | $50.00 | 10/3/2012 5:24:43 PM |
| compassionate-payment218 | $25.00 | 10/3/2012 5:24:54 PM |
| reflective-cash0 | $50.00 | 10/3/2012 5:25:20 PM |
| revenue-circuit1 | $25.00 | 10/3/2012 5:25:28 PM |
| dragonfly-amulet | $25.00 | 10/3/2012 5:35:16 PM |
| transparency-baton | $25.00 | 10/3/2012 5:36:15 PM |
| derauma | $30.00 | 10/3/2012 5:25:27 PM |
| loyalty-dragster7 | $100.00 | 10/3/2012 5:25:43 PM |
| dignified-truth7 | $200.00 | 10/3/2012 5:27:28 PM |
| godzig | $25.00 | 10/3/2012 5:27:16 PM |
| radiant-dollar9 | $200.00 | 10/3/2012 5:28:14 PM |
| -------Loaner | $25.00 | 10/3/2012 5:28:37 PM |
| Cronos | $100.00 | 10/3/2012 5:29:04 PM |
| MadHun | $200.00 | 10/3/2012 5:40:21 PM |
| gizzywump | $25.00 | 10/3/2012 5:29:24 PM |
| CanLend | $25.00 | 10/3/2012 5:31:30 PM |
| red-luminous-gain | $25.00 | 10/3/2012 5:30:00 PM |
| adventurer447 | $300.00 | 10/3/2012 5:41:58 PM |
| cmlmiami | $110.00 | 10/3/2012 5:42:09 PM |
| pious-currency875 | $100.00 | 10/3/2012 5:42:48 PM |
| investment-kingdom | $25.00 | 10/3/2012 5:32:37 PM |
| enthusiastic-cash599 | $50.00 | 10/3/2012 5:33:02 PM |
| bajaruss | $25.00 | 10/3/2012 5:33:47 PM |
| commanding-treasure2 | $75.00 | 10/3/2012 5:46:45 PM |
| RetiredATC | $50.00 | 10/3/2012 5:47:42 PM |
| Arvicco | $400.00 | 10/3/2012 5:34:20 PM |
| promise2 | $25.00 | 10/3/2012 5:48:09 PM |
| nodebtin3 | $100.00 | 10/3/2012 5:49:33 PM |
| moola-sphinx7 | $100.00 | 10/3/2012 5:34:16 PM |
| tkr2 | $25.00 | 10/3/2012 5:34:23 PM |
| miamibeachloaner | $100.00 | 10/3/2012 5:35:09 PM |
| heart514 | $25.00 | 10/3/2012 5:52:02 PM |
| SRK_FROM_WA | $25.00 | 10/3/2012 5:35:20 PM |
| durability-seahorse7 | $50.00 | 10/3/2012 5:37:00 PM |
| LODenterprises | $25.00 | 10/3/2012 5:54:50 PM |
| invincible-deal82 | $25.00 | 10/3/2012 5:56:28 PM |
| miked8303 | $50.00 | 10/3/2012 5:36:40 PM |
| Pasagam | $50.00 | 10/3/2012 5:57:59 PM |
| wise-deal-panda | $100.00 | 10/3/2012 5:39:00 PM |
| haplender | $50.00 | 10/3/2012 5:37:44 PM |
| Adam_00 | $50.00 | 10/3/2012 5:41:03 PM |
| kewgdns | $30.00 | 10/3/2012 5:42:00 PM |
| bid-plato6 | $25.00 | 10/3/2012 5:41:45 PM |
| wise-alluring-penny | $36.00 | 10/3/2012 5:41:48 PM |
| Cutts | $25.00 | 10/3/2012 5:45:33 PM |
| yertle9 | $25.00 | 10/3/2012 5:48:44 PM |
| orderandprogress | $50.00 | 10/3/2012 5:46:57 PM |
| brightest-organized-balance | $25.51 | 10/3/2012 5:47:20 PM |
| BostonCapital | $100.00 | 10/3/2012 5:47:24 PM |
| SmokeyMirror | $25.00 | 10/3/2012 5:53:21 PM |
| new-transaction-wrangler | $25.00 | 10/3/2012 5:48:05 PM |
| attentive-vigilance1 | $25.00 | 10/3/2012 5:48:42 PM |
| green-diverse-kindness | $25.00 | 10/3/2012 5:58:40 PM |
| successful-agreement7 | $100.00 | 10/3/2012 5:52:51 PM |
| john0720 | $25.00 | 10/3/2012 5:55:54 PM |
| Rdodson11 | $25.00 | 10/3/2012 5:59:24 PM |
| 191 Investments
|
Borrower Payment Dependent Notes Series
648890
This series of Notes was issued and sold upon the funding of the borrower loan #75504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Oct-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-03-2012 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $117.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 10.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 600-619 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $4,309 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gain-pecan9 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $6,566.50 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2011)
|
|
Principal balance:
| $4,208.17 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Debt consolidation
Purpose of loan: pay off credit debt
This loan will be used to...
Pay of 2 credit cards
My financial situation:
I am a good candidate for this loan because...
I
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pierrelasvegas | $25.00 | 10/3/2012 5:04:37 PM |
| thrifty-capital | $28.00 | 10/3/2012 5:06:18 PM |
| RGlad | $100.00 | 10/3/2012 5:06:32 PM |
| freedomlender | $25.00 | 10/3/2012 5:15:25 PM |
| order-tamale | $400.00 | 10/3/2012 5:09:26 PM |
| special-dinero553 | $25.00 | 10/3/2012 5:23:58 PM |
| social-aspen097 | $68.00 | 10/3/2012 5:10:21 PM |
| pragmatic-auction8 | $50.00 | 10/3/2012 5:24:49 PM |
| payout-paradise5 | $25.00 | 10/3/2012 5:17:00 PM |
| wwwUniversal | $25.00 | 10/3/2012 5:30:07 PM |
| bid-stockpiler1 | $100.00 | 10/3/2012 5:31:42 PM |
| dignified-truth7 | $200.00 | 10/3/2012 5:27:38 PM |
| AF-Chief | $25.00 | 10/3/2012 5:31:47 PM |
| zipemdown | $25.00 | 10/3/2012 5:36:25 PM |
| XP | $25.00 | 10/3/2012 5:38:32 PM |
| adventurer447 | $195.61 | 10/3/2012 5:41:58 PM |
| Harry | $50.00 | 10/3/2012 5:06:48 PM |
| sweety075 | $25.00 | 10/3/2012 5:04:46 PM |
| affluence-microscope2 | $50.00 | 10/3/2012 5:10:03 PM |
| ethical-truth211 | $100.00 | 10/3/2012 5:14:01 PM |
| j2ee | $50.00 | 10/3/2012 5:13:26 PM |
| dime-sprout | $25.00 | 10/3/2012 5:14:08 PM |
| spark548 | $100.00 | 10/3/2012 5:14:14 PM |
| radiant-dollar9 | $25.00 | 10/3/2012 5:28:36 PM |
| enthusiastic-cash599 | $36.00 | 10/3/2012 5:33:22 PM |
| nickel-ferret | $25.00 | 10/3/2012 5:25:39 PM |
| durability-seahorse7 | $50.00 | 10/3/2012 5:37:01 PM |
| versatile-dime442 | $250.00 | 10/3/2012 5:29:30 PM |
| majestic-note6 | $200.00 | 10/3/2012 5:29:48 PM |
| mikrolown | $25.00 | 10/3/2012 5:39:27 PM |
| janeybooboo | $66.39 | 10/3/2012 5:28:53 PM |
| speedy-peso1 | $100.00 | 10/3/2012 5:28:56 PM |
| sboyleston | $31.00 | 10/3/2012 5:31:38 PM |
| 0_0 | $25.00 | 10/3/2012 5:30:43 PM |
| LeReve | $500.00 | 10/3/2012 5:34:49 PM |
| supreme-treasure8 | $100.00 | 10/3/2012 5:34:34 PM |
| bjak | $25.00 | 10/3/2012 5:37:55 PM |
| haplender | $50.00 | 10/3/2012 5:37:44 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
648942
This series of Notes was issued and sold upon the funding of the borrower loan #75839, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Oct-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-03-2012 |
|
|
Lender yield:
| 26.10% |
Borrower rate/APR:
| 27.10% / 31.01% |
Monthly payment:
| $163.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.91% | | |
| |
Estimated return*:
| 12.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,242 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sdkester |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 4 |
On-time:
| 33 ( 94% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 2
( 6% )
| 640-659
(Aug-2012)
600-619
(May-2011)
600-619
(Feb-2007)
520-539
(Jul-2006)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Continuing the debt snowball
Purpose of loan:
This loan will be used to consolidate some loans from family and friends.
My financial situation:
I am a good candidate for this loan because of my long employment history, debt to income ratio, and masterful budgeting skills.
Prosper history:
I've had four previous Prosper loans, all paid off!
Finances overview:
Monthly net income: $4,300
Housing: $825
Insurance: $187
Car expenses: $489
Utilities: $150
Phone, cable, internet: $139
Food, entertainment: $550
Clothing, household expenses: $300
Other loans, credit cards: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 10/3/2012 5:02:15 PM |
| fabulous-community4 | $50.00 | 10/3/2012 5:09:54 PM |
| credit-missile | $200.00 | 10/3/2012 5:30:49 PM |
| yield-lion2 | $75.00 | 10/3/2012 5:40:36 PM |
| NolockHolmes | $75.00 | 10/3/2012 5:01:47 PM |
| RGlad | $100.00 | 10/3/2012 5:02:57 PM |
| CA-Lender | $50.00 | 10/3/2012 5:03:40 PM |
| Nipper99 | $100.00 | 10/3/2012 5:10:41 PM |
| ethical-truth211 | $300.00 | 10/3/2012 5:12:31 PM |
| MoneyForNothing | $25.33 | 10/3/2012 5:04:19 PM |
| thrifty-capital | $40.00 | 10/3/2012 5:04:04 PM |
| felicity-contributor3 | $25.00 | 10/3/2012 5:05:15 PM |
| netg | $50.00 | 10/3/2012 5:05:51 PM |
| bewitching-dollar5 | $100.00 | 10/3/2012 5:11:38 PM |
| jhouman | $50.00 | 10/3/2012 5:17:22 PM |
| benjamins-rumbler | $50.00 | 10/3/2012 5:17:37 PM |
| restless-payment312 | $32.00 | 10/3/2012 5:20:57 PM |
| intrepid-loot | $25.00 | 10/3/2012 5:20:48 PM |
| reasonable-nickel6 | $25.00 | 10/3/2012 5:26:24 PM |
| bid-stockpiler1 | $50.00 | 10/3/2012 5:27:38 PM |
| vanklein | $25.00 | 10/3/2012 5:37:12 PM |
| wwwUniversal | $25.00 | 10/3/2012 5:30:07 PM |
| speedy-peso1 | $100.00 | 10/3/2012 5:29:08 PM |
| AF-Chief | $25.00 | 10/3/2012 5:31:47 PM |
| LaGrangeLender | $60.00 | 10/3/2012 5:31:15 PM |
| mindful-generosity1 | $50.00 | 10/3/2012 5:32:00 PM |
| intelligent-yield | $36.00 | 10/3/2012 5:38:32 PM |
| prudent-bid3 | $20.74 | 10/3/2012 5:43:10 PM |
| thankful-nickel2 | $55.55 | 10/3/2012 5:02:19 PM |
| sweety075 | $25.00 | 10/3/2012 5:04:15 PM |
| pierrelasvegas | $25.00 | 10/3/2012 5:04:37 PM |
| DasMula | $100.00 | 10/3/2012 5:06:29 PM |
| lucrative-loan | $150.00 | 10/3/2012 5:10:36 PM |
| Canidae | $25.00 | 10/3/2012 5:01:56 PM |
| ProsprousLender | $40.00 | 10/3/2012 5:02:20 PM |
| DevinHill | $30.00 | 10/3/2012 5:02:37 PM |
| handy-justice | $50.00 | 10/3/2012 5:02:47 PM |
| alexander-hamilton | $50.00 | 10/3/2012 5:16:00 PM |
| Splangy613 | $25.00 | 10/3/2012 5:05:14 PM |
| brondero | $138.00 | 10/3/2012 5:19:22 PM |
| first-serene-credit | $25.00 | 10/3/2012 5:05:31 PM |
| lowrater | $75.40 | 10/3/2012 5:06:19 PM |
| newest-currency-vibrato | $25.00 | 10/3/2012 5:06:23 PM |
| social-cocktail1 | $200.00 | 10/3/2012 5:26:06 PM |
| whitegold24k | $200.00 | 10/3/2012 5:12:36 PM |
| BigSkyFinancial | $60.22 | 10/3/2012 5:15:15 PM |
| benevolent-loot5 | $200.00 | 10/3/2012 5:20:24 PM |
| 52digital | $75.00 | 10/3/2012 5:23:54 PM |
| azazle | $50.00 | 10/3/2012 5:22:50 PM |
| janeybooboo | $50.00 | 10/3/2012 5:24:13 PM |
| green-high-five7 | $35.00 | 10/3/2012 5:28:23 PM |
| BankofRon_IRA | $100.00 | 10/3/2012 5:32:44 PM |
| zipemdown | $25.00 | 10/3/2012 5:36:25 PM |
| elevated-greenback4 | $51.76 | 10/3/2012 5:41:18 PM |
| amlu1988 | $25.00 | 10/3/2012 5:41:29 PM |
| adventurer447 | $300.00 | 10/3/2012 5:41:59 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
649240
This series of Notes was issued and sold upon the funding of the borrower loan #75670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Oct-03-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-03-2012 |
|
|
Lender yield:
| 12.79% |
Borrower rate/APR:
| 13.79% / 21.55% |
Monthly payment:
| $179.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.51% | | |
| |
Estimated return*:
| 5.77% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 56% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
10 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,643 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| beckadawn |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2012)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Debt consolidation
This loan will be used to consolidate three credit cards and one credit line, all with high APR's.
I am a good candidate for this loan because I have been employed continuously for over 4 years and I recently went from part-time to full-time, adding $8,000 to my annual salary.
Monthly net income: $1800
Housing: Boyfriend Pays Rent
Insurance: $200
Car expenses: $390
Utilities: $125
Phone, cable, internet: $40
Food, entertainment: $200
Credit cards and other loans: $260
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| _NaLNaBB | $200.00 | 10/3/2012 9:03:44 AM |
| first-serene-credit | $25.00 | 10/3/2012 9:08:13 AM |
| cwegert | $25.00 | 10/3/2012 9:14:37 AM |
| Nipper99 | $100.00 | 10/3/2012 9:20:14 AM |
| durable-deal2 | $25.00 | 10/3/2012 9:18:05 AM |
| dkjl | $25.00 | 10/3/2012 9:20:25 AM |
| the-payout-enclave | $26.82 | 10/3/2012 9:26:28 AM |
| ekmendenhall | $50.00 | 10/3/2012 9:52:40 AM |
| rakem777 | $25.00 | 10/3/2012 9:55:10 AM |
| agalt | $100.00 | 10/3/2012 9:37:31 AM |
| bazaar-tiramisu4 | $25.00 | 10/3/2012 10:01:38 AM |
| AF-Chief | $25.00 | 10/3/2012 9:47:06 AM |
| money-baron-roth-IRA | $50.00 | 10/3/2012 10:12:30 AM |
| one-midas | $50.00 | 10/3/2012 10:12:58 AM |
| mjjjrj | $25.00 | 10/3/2012 9:58:03 AM |
| note-willow8 | $25.00 | 10/3/2012 9:56:56 AM |
| patriot897 | $25.00 | 10/3/2012 10:00:32 AM |
| profitable-fairness1 | $35.00 | 10/3/2012 9:59:48 AM |
| Gladglide | $25.00 | 10/3/2012 10:02:40 AM |
| durability-slingshot2 | $75.00 | 10/3/2012 10:03:24 AM |
| mercuriant | $25.00 | 10/3/2012 10:05:33 AM |
| hard-working-rate3 | $25.00 | 10/3/2012 10:03:50 AM |
| responsibility-butterfly | $25.00 | 10/3/2012 9:50:28 AM |
| MoneyForNothing | $25.02 | 10/3/2012 9:07:21 AM |
| wise-charming-reward | $200.00 | 10/3/2012 9:15:12 AM |
| lowrater | $100.60 | 10/3/2012 9:06:24 AM |
| azazle | $25.00 | 10/3/2012 9:32:46 AM |
| theboat | $30.00 | 10/3/2012 9:46:18 AM |
| CapitalismRocks | $25.00 | 10/3/2012 9:48:20 AM |
| pierrelasvegas | $25.00 | 10/3/2012 9:49:41 AM |
| WalnutCreekguy | $50.00 | 10/3/2012 9:55:20 AM |
| britches613 | $103.37 | 10/3/2012 9:36:59 AM |
| credit-wheel7 | $25.00 | 10/3/2012 9:48:51 AM |
| mikrolown | $25.00 | 10/3/2012 9:45:44 AM |
| ideomorph | $25.00 | 10/3/2012 9:51:09 AM |
| sparkling-contract7 | $25.00 | 10/3/2012 10:12:53 AM |
| justice-mermaid067 | $25.00 | 10/3/2012 9:54:46 AM |
| donnajoy | $25.00 | 10/3/2012 9:56:20 AM |
| valiant-money | $50.00 | 10/3/2012 9:56:55 AM |
| ferdberfel | $25.00 | 10/3/2012 10:03:55 AM |
| bold-direct-asset | $50.00 | 10/3/2012 10:12:13 AM |
| CaptainBL | $25.00 | 10/3/2012 10:16:12 AM |
| diversification-cycle4 | $100.00 | 10/3/2012 10:16:47 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
649244
This series of Notes was issued and sold upon the funding of the borrower loan #75748, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-04-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $125.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1984 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,935 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-creative-worth5 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...pay off loans
My financial situation: Bank of America
I am a good candidate for this loan because... I can make payments on time with my income.
Monthly net income: $2600
Monthly expenses: $
Housing: $1113
Insurance: $200
Car expenses: $70
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $325
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| asset-professor | $25.00 | 10/4/2012 9:05:27 AM |
| income-triangulation1 | $25.00 | 10/4/2012 9:01:13 AM |
| BankofRon_IRA | $100.00 | 10/4/2012 9:02:21 AM |
| lowrater | $50.40 | 10/4/2012 9:05:24 AM |
| handy-justice | $50.00 | 10/4/2012 9:16:15 AM |
| Evolver | $50.00 | 10/4/2012 9:17:51 AM |
| Nipper99 | $100.00 | 10/4/2012 9:39:14 AM |
| tolerant-dime2 | $26.00 | 10/4/2012 9:25:50 AM |
| heartpounding-note972 | $25.00 | 10/4/2012 9:30:11 AM |
| wise-charming-reward | $400.00 | 10/4/2012 9:31:06 AM |
| careful-vigilance4 | $25.00 | 10/4/2012 9:31:55 AM |
| responsibility-butterfly | $50.00 | 10/4/2012 9:32:39 AM |
| Endeavour | $150.00 | 10/4/2012 9:01:39 AM |
| openness-antioxidant | $100.00 | 10/4/2012 9:04:43 AM |
| azazle | $25.00 | 10/4/2012 9:04:24 AM |
| green-high-five7 | $35.00 | 10/4/2012 9:24:43 AM |
| Whipster | $60.00 | 10/4/2012 9:08:06 AM |
| PrimeFunding | $25.00 | 10/4/2012 9:16:03 AM |
| calmfunds | $1,600.00 | 10/4/2012 9:43:55 AM |
| BankofRon | $25.00 | 10/4/2012 9:35:34 AM |
| PCity-LOA15 | $40.00 | 10/4/2012 9:48:52 AM |
| forthright-trade | $13.60 | 10/4/2012 9:49:58 AM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
649426
This series of Notes was issued and sold upon the funding of the borrower loan #75736, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-03-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,977 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| attentive-bid6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan: My mother is very ill and I need this loan to assist my mother in paying for her medical treatment
This loan will be used to...Pay for my mother's care
My financial situation: Good. But I am in a temporary difficult position because I encountered unexpected expenses caring for my mom
I am a good candidate for this loan because...I make a lot of money, I have a stable job, and am expecting a large bonus (50,000) at the end of January, 2013
Monthly net income: $6,600
Monthly expenses: $5000
Housing: $2000
Insurance: $100
Car expenses: $450
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $500
Credit cards and other loans: $150
Other expenses: $800 (mother's care)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $160.03 | 10/3/2012 9:01:51 AM |
| responsibility-butterfly | $25.00 | 10/3/2012 9:50:29 AM |
| TheSituation | $25.00 | 10/3/2012 9:04:03 AM |
| scholarly-order6 | $75.00 | 10/3/2012 9:09:55 AM |
| green-trade-dolphin | $50.03 | 10/3/2012 9:19:31 AM |
| bewitching-dollar5 | $100.00 | 10/3/2012 9:49:29 AM |
| first-serene-credit | $25.00 | 10/3/2012 9:29:36 AM |
| appetizing-loyalty354 | $100.00 | 10/3/2012 9:51:52 AM |
| Rogelio48 | $25.00 | 10/3/2012 10:12:45 AM |
| lovely-currency3 | $50.00 | 10/3/2012 10:17:20 AM |
| diplomatic-wealth7 | $25.00 | 10/3/2012 10:22:32 AM |
| bold-wampum-compadre | $100.00 | 10/3/2012 10:39:18 AM |
| EngineersAlliance | $35.00 | 10/3/2012 11:58:41 AM |
| open-minded-p2p1 | $25.00 | 10/3/2012 10:50:43 AM |
| spry-loot4 | $25.00 | 10/3/2012 12:48:58 PM |
| barefootpaul | $25.00 | 10/3/2012 1:10:30 PM |
| jgar_O | $25.00 | 10/3/2012 11:09:43 AM |
| platinum-boss2 | $25.00 | 10/3/2012 11:31:18 AM |
| let_me_retire | $50.00 | 10/3/2012 11:45:49 AM |
| liberty-tostada7 | $25.00 | 10/3/2012 12:07:21 PM |
| joelnet | $50.00 | 10/3/2012 12:52:25 PM |
| undergroundmike | $44.70 | 10/3/2012 1:08:21 PM |
| decisive-income7 | $1,049.14 | 10/3/2012 2:10:35 PM |
| commerce-venture1 | $25.00 | 10/3/2012 9:16:11 AM |
| DasMula | $25.00 | 10/3/2012 9:27:03 AM |
| rate-advocator7 | $100.00 | 10/3/2012 9:50:39 AM |
| azazle | $25.00 | 10/3/2012 9:41:38 AM |
| Hedge-Fund | $100.00 | 10/3/2012 9:49:29 AM |
| tender-ore | $25.00 | 10/3/2012 9:49:39 AM |
| ultimate-peace | $100.00 | 10/3/2012 10:01:44 AM |
| Scrooge_McDuck2 | $100.00 | 10/3/2012 10:09:05 AM |
| Foggy | $25.00 | 10/3/2012 10:34:28 AM |
| JGuide | $25.00 | 10/3/2012 10:47:40 AM |
| bellaquito | $500.00 | 10/3/2012 11:52:37 AM |
| RGlad | $100.00 | 10/3/2012 12:19:54 PM |
| berniemadeoff | $25.00 | 10/3/2012 11:02:24 AM |
| 52digital | $75.00 | 10/3/2012 11:17:09 AM |
| Dubbs360 | $500.00 | 10/3/2012 12:37:20 PM |
| Sudoku | $111.10 | 10/3/2012 1:44:22 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
649864
This series of Notes was issued and sold upon the funding of the borrower loan #75803, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-04-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $68.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,560 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| independent-diversification640 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2011)
|
|
Principal balance:
| $7,154.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Auto
Purpose of loan:
This loan will be used to...pay off car repairs.
My financial situation:
I am a good candidate for this loan because...I pay everything on time. Wanted to borrow only 1000.00 but Prosper has minimum. Will use other 1,000 to make payment on loan.
Monthly net income: $3730
Monthly expenses: $
Housing: $1345.00
Insurance: $0.00 (paid off)
Car expenses: $ 100.00 (walk to work)
Utilities: $100.00
Phone, cable, internet: $20.00
Food, entertainment: $ 100.00
Clothing, household expenses: $
Credit cards and other loans: $875.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| american6 | $50.00 | 10/4/2012 9:02:30 AM |
| vestratech | $25.00 | 10/4/2012 9:05:00 AM |
| awe-inspiring-commitment972 | $50.00 | 10/4/2012 9:08:02 AM |
| E_G | $50.00 | 10/4/2012 9:12:39 AM |
| pdxsailor | $25.00 | 10/4/2012 9:01:57 AM |
| silver-explorer6 | $25.00 | 10/4/2012 9:03:19 AM |
| urbane-income7 | $25.00 | 10/4/2012 9:18:36 AM |
| igloo268 | $25.00 | 10/4/2012 9:03:24 AM |
| bnlforever | $25.00 | 10/4/2012 9:11:20 AM |
| the-dollar-topper | $150.00 | 10/4/2012 9:15:53 AM |
| enticing-note | $25.00 | 10/4/2012 9:14:17 AM |
| Red_b17 | $25.00 | 10/4/2012 9:15:54 AM |
| Perdita_II | $25.00 | 10/4/2012 9:19:43 AM |
| established-economy9 | $25.00 | 10/4/2012 9:21:34 AM |
| gold-commander0 | $25.00 | 10/4/2012 9:20:36 AM |
| durability-ace9 | $30.00 | 10/4/2012 9:21:51 AM |
| GatorBux | $50.00 | 10/4/2012 9:23:58 AM |
| DcUnited | $25.00 | 10/4/2012 9:26:26 AM |
| jamiee73 | $25.00 | 10/4/2012 9:26:05 AM |
| fcrick | $25.00 | 10/4/2012 9:27:07 AM |
| bid-czar8 | $100.00 | 10/4/2012 9:04:32 AM |
| RussianInvestor | $25.00 | 10/4/2012 9:05:13 AM |
| CaptainBlueberry | $25.00 | 10/4/2012 9:14:38 AM |
| compoundinterest | $25.00 | 10/4/2012 9:02:01 AM |
| rogue_monster | $50.00 | 10/4/2012 9:17:11 AM |
| gulch | $25.00 | 10/4/2012 9:19:50 AM |
| DreisersFinancier | $50.00 | 10/4/2012 9:20:22 AM |
| repayment-chihuahua3 | $25.00 | 10/4/2012 9:05:15 AM |
| loyalty-hornet6 | $25.00 | 10/4/2012 9:06:29 AM |
| red-eloquent-rupee | $50.00 | 10/4/2012 9:06:45 AM |
| 108lender | $88.00 | 10/4/2012 9:06:22 AM |
| sethred17 | $25.00 | 10/4/2012 9:06:51 AM |
| loyalty-sherpa | $25.00 | 10/4/2012 9:10:31 AM |
| Taz-Man-IIWIS | $25.00 | 10/4/2012 9:12:22 AM |
| market-assembler | $50.00 | 10/4/2012 9:13:48 AM |
| unforgettable-wealth4 | $50.00 | 10/4/2012 9:14:19 AM |
| first-serene-credit | $25.00 | 10/4/2012 9:13:13 AM |
| wise-rupee-sanctuary | $50.00 | 10/4/2012 9:13:23 AM |
| und-alum | $25.00 | 10/4/2012 9:15:04 AM |
| durability-goat644 | $25.00 | 10/4/2012 9:15:50 AM |
| trade-burrito4 | $33.00 | 10/4/2012 9:15:26 AM |
| 6moonbeams | $50.00 | 10/4/2012 9:17:02 AM |
| Aimvest | $25.00 | 10/4/2012 9:17:06 AM |
| point653 | $25.00 | 10/4/2012 9:16:41 AM |
| MadHun | $114.00 | 10/4/2012 9:17:39 AM |
| samo102us | $25.00 | 10/4/2012 9:22:09 AM |
| SecondChanceLendingSERV | $26.23 | 10/4/2012 9:24:41 AM |
| Axium | $50.00 | 10/4/2012 9:25:39 AM |
| principal-cooker2 | $50.00 | 10/4/2012 9:25:45 AM |
| Ducatiman1978 | $25.00 | 10/4/2012 9:25:25 AM |
| F16Pilot | $25.00 | 10/4/2012 9:26:13 AM |
| benjamins-worker5 | $33.77 | 10/4/2012 9:28:11 AM |
| 52 Investments
|