Sales Report:Supplement No. 2 dated Jan 10, 2012 to Prospectus dated Jan 06, 2012
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 06, 2012 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 06, 2012 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 530723
This series of Notes was issued and sold upon the funding of the borrower loan #58582, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jan-04-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1990 Debt/Income ratio: 36%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 12Length of status:18y 7m
Amount delinquent: $0 Total credit lines: 43 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,657Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: kind-resolute-greenback Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay off credit cards
Purpose of loan:
This loan will be used to...consolidate bills

My financial situation:
I am a good candidate for this loan because...i do pay my bills and i would never think about filling bankrucpty


Monthly net income: $1600
Monthly expenses: $1100
Housing: 0
Insurance: $65.00
Car expenses: $0
Utilities: $70.00
Phone, cable, internet: 0
Food, entertainment: $200.00
Clothing, household expenses: $75.
Credit cards and other loans: $700.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
WilliamLeeSims$25.001/4/2012 9:14:43 AM
HeroSupport$35.001/4/2012 9:23:10 AM
money-booster2$25.001/4/2012 9:24:56 AM
worth-blanket2$3,975.001/4/2012 9:25:14 AM
4 Investments
 
Borrower Payment Dependent Notes Series 540374
This series of Notes was issued and sold upon the funding of the borrower loan #58631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Jan-01-2012 
Term: 60 months Listing End date:  Jan-05-2012 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $368.29
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-1977 Debt/Income ratio: 18%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 5Length of status:40y 4m
Amount delinquent: $0 Total credit lines: 20 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,810Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: hope-rancher2 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
stylish-compassion3$50.001/1/2012 12:07:56 PM
AFairDeal$25.001/1/2012 12:08:36 PM
hitsman$50.001/1/2012 12:11:54 PM
scrappy-leverage6$25.001/1/2012 12:14:02 PM
kenji4861$25.001/1/2012 12:17:25 PM
EngineersAlliance$125.001/1/2012 12:19:45 PM
income-banjo$25.001/1/2012 12:23:09 PM
rupee-equation2$25.001/1/2012 12:11:15 PM
indomitable-coin$25.001/1/2012 12:28:58 PM
bb575$50.001/1/2012 12:33:50 PM
Interloper$50.001/1/2012 12:15:01 PM
brilliant-market680$100.001/1/2012 12:37:04 PM
edaguy$75.001/1/2012 12:16:07 PM
BxRealtor$25.001/1/2012 12:38:08 PM
commanding-treasure2$50.001/1/2012 12:40:04 PM
successful-agreement7$100.001/1/2012 12:23:42 PM
Investor_DP$100.001/1/2012 12:21:10 PM
inventive-wealth2$25.001/1/2012 12:24:54 PM
WilliamLeeSims$25.001/1/2012 1:35:25 PM
brutusbone$25.001/1/2012 2:02:20 PM
selector568$300.001/1/2012 12:40:15 PM
jules3304$25.001/1/2012 12:59:18 PM
creditjunky$125.001/1/2012 1:13:34 PM
GreenLender11$100.001/1/2012 1:24:09 PM
DHolly$25.001/1/2012 3:10:47 PM
cash-cymbal$25.001/1/2012 10:28:54 PM
GATrust$25.001/1/2012 5:05:21 PM
gr8_r8$25.001/1/2012 4:54:39 PM
Bank_Of_XL$25.001/1/2012 5:26:32 PM
Animaldoc$50.001/2/2012 12:10:07 AM
superb-funds335$25.001/2/2012 9:08:18 AM
hope-hickory8$25.001/2/2012 7:31:41 AM
gristle$50.001/2/2012 9:17:32 AM
life-is-great$25.001/2/2012 9:13:50 AM
money-booster2$50.001/2/2012 10:21:23 AM
kedia$25.001/2/2012 1:11:31 PM
brilliant-loyalty7$25.001/2/2012 2:35:28 PM
processor115$100.001/2/2012 6:47:58 PM
Centaur$25.001/2/2012 4:52:30 PM
deal-searcher1$50.001/3/2012 12:24:00 AM
ualf$50.001/3/2012 4:17:57 AM
puifais$50.001/3/2012 10:27:23 AM
greenback-investor7$100.001/3/2012 10:29:38 AM
jamiee73$25.001/3/2012 10:17:38 AM
loyalty-circuitry$100.001/3/2012 6:00:52 PM
downtownfarm$25.001/4/2012 6:43:46 AM
Lender50$25.001/4/2012 7:08:37 AM
emphatic-responsibility$25.001/4/2012 2:30:24 AM
Aimvest$25.001/4/2012 9:10:38 AM
riproaringrapids$50.001/4/2012 9:15:04 AM
gold-gazelle$25.001/4/2012 2:25:47 PM
enriching-dollar1$100.001/4/2012 10:29:24 AM
Tylerh$250.001/4/2012 2:54:03 PM
x32248$25.001/4/2012 1:45:04 PM
masonn$100.001/4/2012 3:25:21 PM
Horse-Lender$25.011/4/2012 5:24:39 PM
mykkai$25.001/4/2012 7:30:13 PM
suave-dollar$25.001/5/2012 4:47:34 AM
wealth-infusion6$100.001/5/2012 9:18:33 AM
E_G$50.001/5/2012 9:20:55 AM
KLCRAY$25.001/5/2012 9:40:11 AM
Weaverville$50.001/5/2012 9:24:46 AM
Yanwoo$25.001/5/2012 9:46:24 AM
gold-commander0$25.001/5/2012 9:49:30 AM
jaunt198$50.001/5/2012 9:35:25 AM
competent-commitment1$25.001/5/2012 9:38:57 AM
Banker7371$25.001/5/2012 9:58:21 AM
amijo$25.001/5/2012 9:39:29 AM
vigilance-revolutionary$50.001/5/2012 9:38:42 AM
nybanker85$50.001/5/2012 9:38:59 AM
studious-bonus7$87.001/5/2012 9:45:17 AM
loyalty-czar$25.001/5/2012 10:33:07 AM
knowledgeable-note6$51.001/5/2012 10:52:47 AM
britgsb$30.001/5/2012 9:47:45 AM
daisuke$50.001/5/2012 11:35:44 AM
velocity-solo$25.001/5/2012 9:55:49 AM
genius520$50.001/5/2012 9:56:40 AM
w3alter$50.001/5/2012 9:51:30 AM
loot-heart$25.001/5/2012 12:44:58 PM
gallant-economy9$50.001/5/2012 9:58:57 AM
BayTech$25.001/5/2012 12:58:36 PM
dime-sprout$25.001/5/2012 9:56:36 AM
american6$50.001/5/2012 10:00:48 AM
progressive-economy261$400.001/5/2012 9:59:58 AM
social-juniper5$25.001/5/2012 10:03:18 AM
treasure-pipeline$25.001/5/2012 10:07:06 AM
fcukciti$35.001/5/2012 10:07:13 AM
misstdoe$25.001/5/2012 2:19:07 PM
priceless-note7$50.001/5/2012 10:07:15 AM
svjeller$25.001/5/2012 10:07:53 AM
SomebodysMom$25.001/5/2012 2:44:27 PM
loot-caper$25.001/5/2012 11:17:05 AM
SBT$100.001/5/2012 2:58:46 PM
intelligent-dedication9$200.001/5/2012 11:27:50 AM
don'twannadance$50.001/5/2012 11:34:38 AM
don'twannadance$41.001/5/2012 11:34:48 AM
nad139$44.001/5/2012 3:26:46 PM
ConchRepublican$100.001/5/2012 11:57:31 AM
jimbo29blue$50.001/5/2012 11:31:01 AM
jimbo29blue$48.001/5/2012 11:31:15 AM
happyface$33.001/5/2012 11:32:36 AM
ingeborg77$55.001/5/2012 11:33:40 AM
interest88$29.001/5/2012 11:33:50 AM
return-enthusiast1$25.001/5/2012 11:49:58 AM
Big_Lendin$35.421/5/2012 12:36:17 PM
bold-sunny-generosity$25.001/5/2012 12:10:08 PM
focused-return366$25.121/5/2012 4:07:22 PM
wildblue$25.001/5/2012 1:45:59 PM
focused-bill3$75.001/5/2012 1:49:34 PM
Flacap$65.001/5/2012 4:52:34 PM
jj916$43.141/5/2012 1:59:19 PM
NDFIRTH$50.001/5/2012 5:05:36 PM
Heatguy$50.001/5/2012 1:49:59 PM
ThomasC$50.001/5/2012 5:06:06 PM
rmachi$25.001/5/2012 5:06:10 PM
JJ9876$25.001/5/2012 1:52:49 PM
otalon$25.001/5/2012 5:07:06 PM
RHIC$25.001/5/2012 1:54:08 PM
astute-benjamins$50.001/5/2012 2:38:13 PM
dckpolo$25.001/5/2012 5:07:58 PM
open-wealth492$25.001/5/2012 5:08:00 PM
ddog0224$58.121/5/2012 2:08:12 PM
Enjoying_Life$25.001/5/2012 5:10:23 PM
egw$50.001/5/2012 5:11:12 PM
kind-unassuming-fund$25.001/5/2012 5:12:02 PM
ItsJustMe79$25.001/5/2012 5:12:20 PM
pwkpwk$25.001/5/2012 2:31:59 PM
adaboy65$50.001/5/2012 5:13:59 PM
Slend49$25.001/5/2012 5:14:03 PM
ethical-income2$25.001/5/2012 3:09:51 PM
anacent$25.001/5/2012 5:14:34 PM
SeaDevil$25.001/5/2012 5:15:06 PM
Use_It_Wisely$25.001/5/2012 3:13:41 PM
LMPjr007$25.001/5/2012 2:39:31 PM
the-pragmatic-fund$25.001/5/2012 2:44:07 PM
dspmn$25.001/5/2012 5:15:39 PM
ngmansfield$25.001/5/2012 5:15:42 PM
smithd76$25.001/5/2012 5:15:48 PM
engaging-yield4$25.001/5/2012 5:19:44 PM
hopethisworks$25.001/5/2012 5:19:47 PM
dustman$25.001/5/2012 5:21:01 PM
chicago_shark$25.001/5/2012 4:03:37 PM
williamdkit$30.001/5/2012 5:21:51 PM
stinvest$25.001/5/2012 5:22:00 PM
thrilling-loyalty2$25.001/5/2012 4:31:27 PM
coalescent$25.001/5/2012 4:39:53 PM
farbav$25.001/5/2012 5:23:11 PM
sequoiapacific$50.001/5/2012 3:59:22 PM
bugleusmc$25.001/5/2012 5:23:43 PM
mathomas3$25.001/5/2012 5:24:24 PM
skiberdad$50.001/5/2012 5:24:36 PM
Insuredcash$25.001/5/2012 5:25:14 PM
jojnax$26.001/5/2012 4:27:17 PM
famous-bid9$25.001/5/2012 5:26:17 PM
a275ranger$30.001/5/2012 5:06:35 PM
rogue_monster$50.001/5/2012 5:26:59 PM
C_Mark$50.001/5/2012 5:27:18 PM
PhalanxBulldog$50.001/5/2012 5:06:59 PM
nosualcneas$25.001/5/2012 5:27:57 PM
narblark$50.001/5/2012 5:07:19 PM
wealth-fields8$50.001/5/2012 5:28:30 PM
TW2000$25.001/5/2012 5:30:09 PM
currency-collider9$25.001/5/2012 5:30:44 PM
Uwantfunds$25.001/5/2012 5:07:39 PM
MadHun$200.001/5/2012 5:07:48 PM
robertmm25$25.001/5/2012 5:07:55 PM
Rick21$25.001/5/2012 5:08:08 PM
wwwUniversal$25.001/5/2012 5:32:23 PM
marketplace-cello5$25.001/5/2012 5:08:42 PM
js60l$25.001/5/2012 5:08:48 PM
flexible-value$50.001/5/2012 5:33:06 PM
gotyourgear$29.001/5/2012 5:33:25 PM
progressive-asset$100.001/5/2012 5:34:03 PM
dedication-merman$25.001/5/2012 5:34:34 PM
dospapalotes$25.001/5/2012 5:34:50 PM
taylor883$50.001/5/2012 5:10:19 PM
igniter584$25.001/5/2012 5:36:05 PM
luminous-marketplace5$25.001/5/2012 5:36:20 PM
p2p-allocator$25.001/5/2012 5:36:38 PM
helpinghand63$25.001/5/2012 5:37:43 PM
nethawk00$25.001/5/2012 5:37:49 PM
dc_lobster$25.001/5/2012 5:38:07 PM
toblerone$25.001/5/2012 5:12:31 PM
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standanddeliver$50.001/5/2012 5:14:18 PM
Pennywize$25.001/5/2012 5:40:05 PM
don8ter$50.001/5/2012 5:08:17 PM
subtle-social4$25.001/5/2012 5:14:42 PM
helidude$25.001/5/2012 5:41:20 PM
capital-marsupial3$25.001/5/2012 5:16:26 PM
steamboatgal$50.001/5/2012 5:16:42 PM
jibe-set$100.001/5/2012 5:09:30 PM
jakespirit$100.001/5/2012 5:09:36 PM
StudentInvestor07$25.001/5/2012 5:10:52 PM
KeepOnRunning$100.001/5/2012 5:18:31 PM
Trigirl23$25.001/5/2012 5:18:36 PM
misterhobbs$25.001/5/2012 5:18:50 PM
diverse-felicity7$50.001/5/2012 5:44:40 PM
microfunder$25.001/5/2012 5:45:00 PM
heart514$25.001/5/2012 5:45:02 PM
mennleo$50.001/5/2012 5:13:02 PM
lovelongandprosper$50.001/5/2012 5:45:20 PM
figs4u2$57.001/5/2012 5:19:11 PM
the-dollar-topper$150.001/5/2012 5:45:35 PM
cash-sensai2$25.001/5/2012 5:45:46 PM
WorldlyWorker$25.001/5/2012 5:13:51 PM
hrubinst$46.001/5/2012 5:19:38 PM
USCGC$25.001/5/2012 5:14:12 PM
Unclejohn$25.001/5/2012 5:47:28 PM
diverse2$30.001/5/2012 5:15:03 PM
riskreward$41.001/5/2012 5:15:20 PM
currency-trophy$25.001/5/2012 5:20:50 PM
minista$25.001/5/2012 5:20:58 PM
wicker1$25.001/5/2012 5:21:34 PM
OgOman$25.001/5/2012 5:21:49 PM
FG9YTR$25.001/5/2012 5:15:51 PM
Lend2U21$25.001/5/2012 5:17:22 PM
wdove511$25.001/5/2012 5:17:28 PM
ideal-platinum1$25.001/5/2012 5:18:02 PM
ricklip$100.001/5/2012 5:23:19 PM
ndhookman$25.001/5/2012 5:18:09 PM
Fearless_Lender$25.001/5/2012 5:23:51 PM
equitable-penny0$25.001/5/2012 5:18:40 PM
geemel$25.001/5/2012 5:50:05 PM
gjh37$50.001/5/2012 5:50:52 PM
ujiba$29.001/5/2012 5:25:00 PM
opportunity85$25.001/5/2012 5:19:18 PM
brw$25.001/5/2012 5:25:38 PM
abundant-marketplace436$25.001/5/2012 5:51:34 PM
CaboWaboRobo$25.001/5/2012 5:25:55 PM
mketelecom$25.001/5/2012 5:51:53 PM
TelegramSam$25.001/5/2012 5:26:04 PM
IP$25.001/5/2012 5:52:22 PM
Breakfast_Gypsy$25.001/5/2012 5:26:29 PM
penny-firestarter$25.001/5/2012 5:19:49 PM
SouthCoast$25.001/5/2012 5:52:41 PM
jengachamp$25.001/5/2012 5:20:30 PM
jirahola$25.001/5/2012 5:26:54 PM
atlKid$25.001/5/2012 5:20:33 PM
reinforced-reward$25.001/5/2012 5:27:40 PM
gold-pudding6$60.001/5/2012 5:27:41 PM
E-normous$25.001/5/2012 5:21:11 PM
SpareChangeHero$25.001/5/2012 5:21:32 PM
brewman$25.001/5/2012 5:21:44 PM
roadtruck$36.001/5/2012 5:22:12 PM
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WalnutCreekguy$100.001/5/2012 5:57:53 PM
velocity-oak$25.001/5/2012 5:30:32 PM
the-enthralling-coin$25.001/5/2012 5:58:17 PM
icchok$50.001/5/2012 5:31:32 PM
vigorous-velocity$200.001/5/2012 5:23:36 PM
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TMillard$25.001/5/2012 6:00:36 PM
jackpotnav$25.001/5/2012 6:00:45 PM
lendme2$50.001/5/2012 5:32:30 PM
HAVEANICEDAY$25.001/5/2012 5:33:42 PM
yertle9$25.001/5/2012 5:36:48 PM
HeroJason86$25.001/5/2012 5:37:33 PM
gold-sushi$25.001/5/2012 5:38:22 PM
dood2112$25.001/5/2012 5:27:53 PM
DadWarbucks$25.001/5/2012 5:38:53 PM
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acropiloterau2002$25.001/5/2012 5:54:29 PM
iwantmore$25.001/5/2012 5:46:58 PM
calinno2$25.001/5/2012 5:47:20 PM
lowrate$25.001/5/2012 5:47:41 PM
nickel-ferret$50.001/5/2012 5:47:50 PM
sugarhoof$25.001/5/2012 5:56:28 PM
Queueball1$25.001/5/2012 5:57:22 PM
ijspence$25.001/5/2012 5:57:36 PM
asya$25.001/5/2012 5:58:30 PM
Clambake$25.001/5/2012 5:48:35 PM
papaman$25.001/5/2012 5:59:15 PM
Medic05$25.001/5/2012 5:49:02 PM
responsibility-cherry6$25.001/5/2012 5:49:14 PM
GranCarol$25.001/5/2012 5:50:22 PM
golden-finance7$50.001/5/2012 5:51:30 PM
intuitive-integrity9$50.001/5/2012 5:52:00 PM
Lilybell$26.571/5/2012 6:19:40 PM
Long-term2040$25.001/5/2012 6:25:41 PM
dajen1$40.001/5/2012 5:52:55 PM
pnqiad$25.001/5/2012 6:26:54 PM
Brisket_Bob$25.951/5/2012 5:54:35 PM
loyalty-sherpa$25.001/5/2012 5:54:43 PM
larry2003$25.001/5/2012 6:34:48 PM
brightest-affluence-motivator$50.001/5/2012 5:55:23 PM
green-moola-platoon$25.001/5/2012 5:55:43 PM
Oupa-George$25.001/5/2012 5:55:47 PM
nimble-penny1$25.001/5/2012 5:56:46 PM
leverage-grove6$25.001/5/2012 5:57:33 PM
historic-balance5$25.001/5/2012 5:58:00 PM
agile-vigilance8$100.001/5/2012 6:45:28 PM
jcmjim$30.001/5/2012 6:53:17 PM
nimble-money086$25.001/5/2012 5:59:21 PM
kappaknight$33.051/5/2012 7:01:10 PM
SacramentoChad$25.001/5/2012 6:00:19 PM
lizard_lips$25.001/5/2012 6:00:21 PM
driver5$25.001/5/2012 7:03:08 PM
sail120$25.001/5/2012 6:00:39 PM
cablenews$100.001/5/2012 6:00:48 PM
mad4wknds$25.001/5/2012 6:01:03 PM
bonanza1973$25.001/5/2012 6:01:56 PM
forthright-durability$25.001/5/2012 7:07:48 PM
silver-promise2$25.001/5/2012 7:13:54 PM
safe-kindness5$25.521/5/2012 6:24:54 PM
steady-silver6$25.001/5/2012 6:33:10 PM
marinezeke$25.001/5/2012 7:15:28 PM
lawboy74$25.001/5/2012 7:17:40 PM
Cory79$36.391/5/2012 7:19:05 PM
369 Investments
 
Borrower Payment Dependent Notes Series 541438
This series of Notes was issued and sold upon the funding of the borrower loan #58524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $125.42
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-2004 Debt/Income ratio: 14%
Credit score: 780-799 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 12 Occupation: Fireman
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,565Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: No  
Screen name: Johncredible Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Used car loan for a GA Firefighter
Purpose of loan:
This loan will be used to...
Purchase a used truck to commute to the station and pull a landscape trailer. I recently sold my expensive 2007 Dodge truck and am reducing my monthly expenses.

My financial situation:
I am a good candidate for this loan because...
I have an excellent credit score and great history. I have been a career firefighter at a major metro atlanta department for over 4 years. I make a base pay of $41000 and work part-time to make an additional $12000 per year, approximately. I sold my expensive truck, paid off my credit card and truck loan with the remainder, and have significantly downsized my monthly obligations.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
cebgop$25.001/3/2012 5:06:00 PM
Wangersinc$50.001/3/2012 5:08:54 PM
lendersf$50.001/3/2012 5:06:31 PM
puifais$50.001/3/2012 5:32:27 PM
ricklip$100.001/3/2012 5:32:39 PM
meux99$25.001/3/2012 5:10:10 PM
fortytwo$150.001/3/2012 5:40:05 PM
Sneezie$100.001/3/2012 5:12:55 PM
income-banjo$25.001/3/2012 5:18:57 PM
MicroL$25.001/3/2012 5:44:31 PM
ualf$50.001/3/2012 5:44:49 PM
WilliamLeeSims$25.001/3/2012 5:20:42 PM
TrustPlus$50.001/3/2012 5:48:59 PM
mentalsweat$25.001/3/2012 5:51:19 PM
repayment-launcher$25.001/3/2012 5:52:15 PM
riproaringrapids$50.001/3/2012 5:26:02 PM
loyalty-circuitry$100.001/3/2012 6:01:02 PM
money-booster2$25.001/3/2012 5:27:57 PM
credit-panda1$25.001/3/2012 5:28:11 PM
Dollars4Rent$50.001/3/2012 5:29:32 PM
cash-merry-maker$25.001/3/2012 5:30:14 PM
commanding-treasure2$50.001/3/2012 5:29:09 PM
gravbox$25.001/3/2012 5:31:48 PM
leverage-gravitas$25.001/3/2012 6:42:07 PM
indomitable-coin$25.001/3/2012 5:33:12 PM
neighborly-hope6$100.001/3/2012 5:32:36 PM
AFairDeal$25.001/3/2012 5:35:02 PM
brutusbone$25.001/3/2012 5:35:16 PM
hitsman$50.001/3/2012 5:36:12 PM
deal-searcher1$25.001/3/2012 8:26:08 PM
kenji4861$25.001/3/2012 5:39:43 PM
tolerant-dime2$25.001/3/2012 8:32:00 PM
vikings23$25.001/3/2012 5:40:14 PM
luminous-marketplace5$25.001/3/2012 5:40:23 PM
payout-harmony4$50.001/3/2012 5:39:39 PM
Lo0se_mo0se$25.001/3/2012 8:52:39 PM
market-solstice2$25.001/3/2012 5:42:02 PM
bb575$50.001/3/2012 5:42:07 PM
market-solstice2$25.001/3/2012 5:42:09 PM
notabanker$75.001/3/2012 5:44:11 PM
AmericanCredit$50.001/3/2012 5:44:28 PM
Kyjamune$25.001/3/2012 5:44:44 PM
BxRealtor$25.001/3/2012 5:49:08 PM
american6$50.001/3/2012 5:49:26 PM
enriching-trade2$50.001/3/2012 5:50:36 PM
britgsb$30.001/3/2012 5:51:16 PM
irishcocacola$48.091/3/2012 6:35:11 PM
alpinaut$30.001/4/2012 5:58:15 AM
vine99$110.001/3/2012 7:02:24 PM
birchbark86$25.001/4/2012 6:16:21 AM
E-2$100.001/3/2012 7:52:17 PM
ikaika1$25.001/4/2012 6:55:26 AM
Mailmon$25.001/3/2012 9:28:29 PM
Lo0se_mo0se$25.001/3/2012 8:52:46 PM
scojo$25.301/3/2012 10:28:08 PM
grove88$25.001/3/2012 9:42:22 PM
GBlack$25.001/3/2012 9:59:12 PM
market-aspen9$50.001/4/2012 7:57:09 AM
benjamin67$25.001/4/2012 8:02:09 AM
springpanda$25.001/4/2012 12:36:31 AM
enticing-rate9$50.001/3/2012 11:10:06 PM
emphatic-responsibility$25.001/4/2012 2:30:32 AM
porter22$25.001/4/2012 8:31:28 AM
blot44$50.001/4/2012 3:40:55 AM
dharma1$25.001/4/2012 9:05:22 AM
ski bum$35.001/4/2012 9:07:36 AM
GMPK_TLAS$50.001/4/2012 9:07:42 AM
Syzygy$25.001/4/2012 9:07:53 AM
runner262$25.001/4/2012 9:09:19 AM
blue-useful-auction$25.001/4/2012 6:38:59 AM
larslfe$25.001/4/2012 9:09:55 AM
skuba$75.001/4/2012 9:10:07 AM
jakesworld$25.001/4/2012 9:10:17 AM
Azonic21$25.001/4/2012 9:10:55 AM
downtownfarm$25.001/4/2012 6:44:07 AM
healthy-rate3$50.001/4/2012 6:59:22 AM
magnificent-income7$25.001/4/2012 7:20:03 AM
SacramentoLoaners$25.001/4/2012 7:46:03 AM
Cai8899$50.001/4/2012 9:18:31 AM
anacent$25.001/4/2012 9:18:36 AM
logical-moola4$25.001/4/2012 8:14:17 AM
gentle-gain235$50.001/4/2012 8:15:13 AM
stuy1998$25.001/4/2012 9:21:02 AM
fireboss$88.011/4/2012 8:41:22 AM
Rammuel$50.001/4/2012 8:29:06 AM
oskizzle$25.001/4/2012 8:50:12 AM
WLenders$50.001/4/2012 9:27:44 AM
g314$25.001/4/2012 9:07:10 AM
js60l$25.001/4/2012 9:08:45 AM
thunderkiss$25.001/4/2012 9:08:23 AM
OCedHrt$25.001/4/2012 9:10:09 AM
Aimvest$25.001/4/2012 9:10:43 AM
minista$25.001/4/2012 9:32:10 AM
palpbert$25.001/4/2012 9:17:00 AM
speyer$25.001/4/2012 9:17:15 AM
TomDalonajay$25.001/4/2012 9:20:46 AM
Clambake$25.001/4/2012 9:19:20 AM
TSC$47.001/4/2012 9:20:33 AM
TWGCJ$26.601/4/2012 9:23:24 AM
hostbank$94.001/4/2012 9:26:25 AM
Railbird$25.001/4/2012 9:30:21 AM
Tradesmanlender$16.001/4/2012 9:32:29 AM
102 Investments
 
Borrower Payment Dependent Notes Series 541540
This series of Notes was issued and sold upon the funding of the borrower loan #58512, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $428.94
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1994 Debt/Income ratio: 21%
Credit score: 820-839 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 31 Occupation: Principal
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,609Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: orange-entertaining-market Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debt
Purpose of loan:
This loan will be used to pay off high interest credit card debt. So that in three years, I will be debt free except for mortgage payments.

My financial situation:
I am a good candidate for this loan because I am making style changes along with this loan so that once it is paid off, I will not find myself I. His position again. My goal to be debt free by my 40th birthday which is only three years away so if it takes me until my 41st birthday that is okay.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
JustMee$25.0012/30/2011 5:06:13 PM
selector568$300.0012/30/2011 5:12:07 PM
green-trade-dolphin2$31.8812/30/2011 5:02:20 PM
jkeller4000$25.0012/30/2011 5:17:45 PM
kenji4861$25.0012/30/2011 5:18:26 PM
stylish-compassion3$50.0012/30/2011 5:05:35 PM
scrappy-leverage6$25.0012/30/2011 5:07:04 PM
indomitable-coin$25.0012/30/2011 5:11:25 PM
rupee-equation2$25.0012/30/2011 5:26:01 PM
commanding-treasure2$50.0012/30/2011 5:12:34 PM
hitsman$50.0012/30/2011 5:29:45 PM
notabanker$75.0012/30/2011 5:16:48 PM
inventive-wealth2$25.0012/30/2011 5:35:28 PM
income-banjo$25.0012/30/2011 5:18:21 PM
credit-panda1$25.0012/30/2011 5:20:35 PM
riproaringrapids$50.0012/30/2011 5:20:38 PM
money-booster2$25.0012/30/2011 5:20:47 PM
bb575$50.0012/30/2011 5:40:25 PM
successful-agreement7$100.0012/30/2011 5:21:06 PM
edaguy$75.0012/30/2011 5:21:15 PM
edaguy$75.0012/30/2011 5:21:23 PM
payment-freshmaker$31.0012/30/2011 5:44:06 PM
brilliant-market680$100.0012/30/2011 5:44:41 PM
AFairDeal$25.0012/30/2011 5:45:10 PM
market-solstice2$25.0012/30/2011 5:47:58 PM
the-bright-velocity$25.0012/30/2011 5:50:57 PM
pdub$75.0012/30/2011 5:31:03 PM
vine99$125.0012/30/2011 5:53:06 PM
top-courteous-peso$75.0012/30/2011 5:30:21 PM
BxRealtor$25.0012/30/2011 5:30:48 PM
heavy_ax$25.0012/30/2011 5:33:26 PM
frankdelraza$25.0012/30/2011 8:12:15 PM
john0720$50.0012/30/2011 6:23:45 PM
vutah$25.0012/30/2011 6:16:46 PM
yield-hut$28.0012/31/2011 3:41:59 AM
ethical-truth211$500.0012/31/2011 4:05:16 AM
phenomenal-gain5$25.0012/30/2011 9:05:39 PM
creditjunky$125.0012/30/2011 9:12:24 PM
BAJMP$25.0012/31/2011 6:04:49 AM
focused-bill3$50.0012/30/2011 10:08:37 PM
dapablotv$100.0012/31/2011 7:05:35 AM
Rulea72$25.0012/31/2011 7:43:49 AM
Barky52$25.0012/31/2011 7:26:49 AM
UT-Longhorn$25.0012/31/2011 10:12:53 AM
abundant-marketplace436$25.0012/31/2011 7:29:24 AM
balance-voyager$50.0012/31/2011 8:08:45 AM
greenback-investor7$100.0012/31/2011 8:51:14 AM
deal-searcher1$25.0012/31/2011 11:07:14 AM
progressive-asset$100.0012/31/2011 11:13:01 AM
silver-dogwood4$25.0012/31/2011 9:49:45 AM
mattbly$25.0012/31/2011 9:56:48 AM
money-booster2$35.0012/31/2011 11:27:14 AM
fantastic-investment9$30.0012/31/2011 10:42:32 AM
DadWarbucks$25.0012/31/2011 12:18:27 PM
houli123$25.0012/31/2011 11:50:35 AM
american6$50.0012/31/2011 12:23:21 PM
Aaron_Oz$25.0012/31/2011 12:14:23 PM
anacent$25.0012/31/2011 12:19:01 PM
gjm6d$25.0012/31/2011 12:33:11 PM
LoanerPrincipal$25.0012/31/2011 12:36:26 PM
vigorous-payment6$25.0012/31/2011 1:01:39 PM
asaurus0$25.0012/31/2011 2:51:33 PM
wampum-chorus3$25.0012/31/2011 12:48:40 PM
nuclearmoose$50.0012/31/2011 12:50:32 PM
genius520$50.0012/31/2011 12:57:08 PM
gristle$50.0012/31/2011 4:46:03 PM
justinology$25.0012/31/2011 1:11:22 PM
economy-beast$25.0012/31/2011 1:36:52 PM
ingenious-order783$30.0012/31/2011 2:03:47 PM
payment-halo$25.0012/31/2011 9:43:30 PM
worlds-best-worth2$25.0012/31/2011 3:12:37 PM
seanvr33$25.0012/31/2011 4:14:22 PM
stollcm$25.001/1/2012 7:55:37 AM
rajs$100.001/1/2012 9:32:28 AM
forthright-durability$25.0012/31/2011 6:26:43 PM
Yanwoo$25.001/1/2012 11:14:53 AM
Nicedad72$25.271/1/2012 7:51:00 AM
silvercertificate$25.001/1/2012 5:49:46 AM
penguino$100.001/1/2012 10:18:41 AM
Bank_Of_XL$25.001/1/2012 9:06:39 AM
loot-funkmaster$25.001/1/2012 11:35:11 AM
themoneydoctor$300.001/1/2012 12:22:06 PM
greentomato$50.001/1/2012 12:49:51 PM
gold-channel2$25.001/1/2012 12:24:15 PM
intelligent-dedication9$100.001/1/2012 1:29:16 PM
blueshound$25.001/1/2012 1:51:56 PM
brutusbone$25.001/1/2012 2:02:19 PM
haryassman$25.001/1/2012 4:22:10 PM
wlm3012$40.001/1/2012 4:30:36 PM
gr8_r8$25.001/1/2012 4:54:39 PM
WilliamLeeSims$25.001/1/2012 1:33:46 PM
refined-auction31$25.001/1/2012 2:59:46 PM
GATrust$25.001/1/2012 5:05:21 PM
orange-brainy-return$25.001/1/2012 5:58:09 PM
Searlzy$25.001/1/2012 6:18:00 PM
factcheck$50.001/1/2012 9:04:09 PM
usd1027$25.001/1/2012 11:50:31 PM
wilmajean$50.001/2/2012 1:24:12 AM
knowledgeable-payment7$30.001/2/2012 3:01:16 AM
FlexFunding$50.001/2/2012 3:19:26 AM
loyalty-czar$50.001/2/2012 5:35:37 AM
gain-gourd$100.001/2/2012 8:01:49 AM
chemistry220$25.001/2/2012 8:35:50 AM
cablenews$100.001/2/2012 9:10:15 AM
life-is-great$25.001/2/2012 9:13:49 AM
rokman$100.001/2/2012 9:12:46 AM
ethicalhumanist$100.001/2/2012 12:45:44 PM
Tradesmanlender$25.001/2/2012 9:39:42 AM
titan2$25.001/2/2012 9:56:53 AM
logical-moola4$50.001/2/2012 5:11:15 PM
first-restless-payout$50.001/2/2012 1:29:28 PM
YesMoney$25.001/2/2012 2:10:13 PM
BlessedEveryDay$30.001/2/2012 2:00:34 PM
penny-plato$25.001/2/2012 2:24:49 PM
brilliant-loyalty7$25.001/2/2012 2:35:26 PM
HeroSupport$35.001/2/2012 5:04:24 PM
B-rad_the_Coug$25.001/2/2012 5:16:58 PM
bid-prometheus$30.011/2/2012 5:36:11 PM
susurrus$100.001/2/2012 5:44:04 PM
processor115$100.001/2/2012 6:47:56 PM
4est$25.001/2/2012 6:51:43 PM
friendinmoney$25.001/3/2012 8:57:52 AM
ualf$50.001/3/2012 4:17:54 AM
jasunshine$25.001/3/2012 8:11:04 AM
jazz619$25.001/3/2012 9:53:45 AM
repaymeplease$25.001/3/2012 10:15:14 AM
jamiee73$25.001/3/2012 10:17:37 AM
puifais$50.001/3/2012 10:27:20 AM
radforj22$25.001/3/2012 4:25:44 PM
greenback-guard$25.001/3/2012 1:27:14 PM
giftgold$25.001/3/2012 2:01:21 PM
zevonyc$25.001/3/2012 2:09:06 PM
famous-bill$75.001/3/2012 4:20:42 PM
Cherrypicker$50.001/3/2012 4:33:29 PM
BuildingShanghai$45.191/3/2012 5:48:35 PM
irishcocacola$25.001/3/2012 6:36:27 PM
EJPiper$41.491/3/2012 5:30:32 PM
LateOneNight$300.001/3/2012 7:36:46 PM
emphatic-responsibility$25.001/4/2012 2:30:23 AM
loyalty-circuitry$100.001/3/2012 6:00:48 PM
blot44$25.001/4/2012 3:43:18 AM
downtownfarm$25.001/4/2012 6:43:37 AM
basejump0$25.001/4/2012 3:23:09 AM
alpinaut$25.001/4/2012 5:53:24 AM
Aimvest$25.001/4/2012 9:10:37 AM
TBCapitol$100.001/4/2012 7:48:34 AM
rdrloan$50.001/4/2012 8:42:55 AM
Azonic21$25.001/4/2012 9:10:55 AM
syounker$25.001/4/2012 9:47:08 AM
gold-gazelle$25.001/4/2012 2:18:33 PM
enriching-dollar1$100.001/4/2012 10:29:21 AM
masonn$100.001/4/2012 3:25:20 PM
BigSurf$50.001/4/2012 1:07:35 PM
octoberfresh$25.001/4/2012 1:29:42 PM
Tylerh$250.001/4/2012 2:53:58 PM
CE88$75.001/4/2012 4:13:05 PM
iamdoug$25.001/4/2012 4:13:42 PM
sflawya$25.001/4/2012 5:14:45 PM
subtle-revenue0$25.001/4/2012 5:50:31 PM
value-wind0$25.001/4/2012 5:59:06 PM
ExtraIncome$25.001/4/2012 6:05:28 PM
antlr$50.001/4/2012 9:26:42 PM
totoro$25.001/4/2012 9:32:25 PM
DobieDame$50.001/4/2012 7:24:16 PM
rpdelray$50.001/5/2012 5:36:44 AM
dlenz$25.001/5/2012 5:47:01 AM
terrific-p2ploan$25.001/4/2012 7:36:25 PM
availableloan$25.001/4/2012 10:10:11 PM
boylezz$25.001/5/2012 6:39:38 AM
bibliomania$25.001/4/2012 9:07:46 PM
suave-dollar$25.001/5/2012 4:47:32 AM
oldman68$25.001/5/2012 8:10:00 AM
GElender$40.001/5/2012 6:13:28 AM
dreamhope$25.001/5/2012 8:02:29 AM
WSTRDG$25.001/5/2012 8:09:07 AM
E_G$50.001/5/2012 9:20:53 AM
mad-scientist418$25.001/5/2012 8:27:38 AM
prossperous01$25.001/5/2012 9:08:33 AM
wealth-infusion6$100.001/5/2012 9:18:32 AM
JLMGroupFunds$25.001/5/2012 9:39:47 AM
KLCRAY$25.001/5/2012 9:40:08 AM
Weaverville$50.001/5/2012 9:24:44 AM
brightest-affluence-motivator$50.001/5/2012 9:41:10 AM
Ivan2007$25.001/5/2012 9:41:17 AM
the-dollar-topper$150.001/5/2012 9:42:49 AM
bid-papyrus$25.001/5/2012 9:42:51 AM
Clambake$25.001/5/2012 9:45:43 AM
wigglesworth4$500.001/5/2012 9:46:42 AM
loan-hacker$25.001/5/2012 9:33:48 AM
gatorjh$25.001/5/2012 9:49:12 AM
treasure-generator$25.001/5/2012 9:52:32 AM
marketplace-cello5$25.001/5/2012 9:53:25 AM
velocity-solo$25.001/5/2012 9:55:27 AM
victorcab$25.001/5/2012 9:56:33 AM
adventurous-cash$25.001/5/2012 9:57:45 AM
credit-scout7$25.001/5/2012 9:59:47 AM
igniter584$25.001/5/2012 10:01:50 AM
codenoise$25.001/5/2012 9:41:19 AM
bonus-tent$25.001/5/2012 9:41:23 AM
runner262$25.001/5/2012 9:42:20 AM
Pizza-man$32.001/5/2012 9:44:22 AM
social-juniper5$25.001/5/2012 10:03:18 AM
invincible-duty$25.001/5/2012 9:41:04 AM
asya$25.001/5/2012 9:44:00 AM
MyKidsDad$25.001/5/2012 9:44:12 AM
capital-dynamo0$25.001/5/2012 9:44:24 AM
figs4u2$100.001/5/2012 9:44:39 AM
StudentInvestor07$25.001/5/2012 9:46:30 AM
KeepOnRunning$100.001/5/2012 9:46:58 AM
britgsb$30.001/5/2012 9:47:45 AM
subtle-social4$25.001/5/2012 9:48:17 AM
studious-bonus7$100.001/5/2012 9:45:16 AM
gold-commander0$25.001/5/2012 9:49:30 AM
dime-explosion$25.001/5/2012 9:50:23 AM
skuba$75.001/5/2012 9:50:24 AM
wdove511$25.001/5/2012 9:46:05 AM
w3alter$50.001/5/2012 9:51:30 AM
unrivaled-silver$25.001/5/2012 9:51:51 AM
Millmanator$25.001/5/2012 9:51:54 AM
helpinghand63$25.001/5/2012 9:47:00 AM
best-elevated-social$25.001/5/2012 9:47:17 AM
1phantom$25.001/5/2012 9:53:45 AM
mosby$25.001/5/2012 9:49:22 AM
gracej$25.001/5/2012 9:55:54 AM
benjamin67$25.001/5/2012 9:55:57 AM
happy-loot3$200.001/5/2012 9:56:20 AM
harperpotok$100.001/5/2012 9:51:00 AM
Pairodimes$25.001/5/2012 9:56:54 AM
ibay17$25.001/5/2012 9:57:58 AM
SanJoser$25.001/5/2012 9:53:02 AM
rate-mogul$50.001/5/2012 9:53:04 AM
dignified-finance$25.001/5/2012 9:58:02 AM
rose88$25.001/5/2012 9:54:57 AM
kind-unassuming-fund$25.001/5/2012 9:57:12 AM
hayhelp$25.001/5/2012 9:57:27 AM
kyomoon$50.001/5/2012 10:01:13 AM
Banker7371$25.001/5/2012 9:58:21 AM
gold-pudding6$60.001/5/2012 10:01:37 AM
gallant-economy9$50.001/5/2012 9:58:55 AM
credible-balance0$25.001/5/2012 10:02:30 AM
Money2Lend_U$500.001/5/2012 10:00:23 AM
dspmn$25.001/5/2012 10:00:57 AM
SharingTheLuv$25.001/5/2012 10:03:52 AM
elasermd$50.001/5/2012 10:04:04 AM
vikings23$25.001/5/2012 10:02:23 AM
transparency-river1$734.001/5/2012 10:03:12 AM
246 Investments
 
Borrower Payment Dependent Notes Series 543256
This series of Notes was issued and sold upon the funding of the borrower loan #58555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: May-1979 Debt/Income ratio: 65%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:23y 10m
Amount delinquent: $0 Total credit lines: 48 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $54,086Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: lean-dollar831 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
christmas gifts
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
mrxtravis$25.0012/16/2011 5:10:58 PM
papaloha$25.0012/16/2011 6:51:18 PM
jkeller4000$25.0012/16/2011 5:31:49 PM
SecondChanceLendingSERV$25.0012/16/2011 6:25:14 PM
let_me_retire$25.0012/17/2011 6:11:51 AM
heart514$25.0012/18/2011 12:42:50 PM
R3vXX$25.0012/20/2011 10:20:13 AM
gallant-economy9$50.0012/21/2011 5:54:19 PM
nickel-worker8$25.0012/21/2011 8:17:41 PM
economy-shrubbery6$25.0012/21/2011 10:26:22 PM
managedfund$333.0012/22/2011 1:34:38 PM
amusement4$300.0012/22/2011 7:53:44 PM
x32248$25.0012/23/2011 6:24:02 AM
riptide615$25.0012/24/2011 7:33:56 AM
loss-of-control$50.0012/24/2011 8:17:29 PM
cordial-funds8$30.0012/25/2011 1:34:48 PM
himistu22$25.0012/25/2011 9:43:20 PM
realtormoises$25.0012/26/2011 12:51:49 AM
onecooldrink$25.0012/25/2011 9:33:11 PM
the-discrete-income$25.0012/26/2011 6:39:32 AM
YosemiteSam$25.0012/26/2011 5:39:43 AM
ultimate-peace$25.0012/26/2011 11:03:38 AM
Ananya$25.0012/26/2011 11:38:47 AM
Eric_Gagne$48.3412/26/2011 6:20:44 PM
credit-socrates648$713.6612/26/2011 7:54:55 PM
emphatic-responsibility$25.0012/26/2011 7:18:19 PM
26 Investments
 
Borrower Payment Dependent Notes Series 543325
This series of Notes was issued and sold upon the funding of the borrower loan #58494, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-30-2011 
Term: 60 months Listing End date:  Jan-04-2012 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-2000 Debt/Income ratio: 26%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 10 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,013Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: No  
Screen name: Everybody_Wins Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying It All Off
Purpose: This loan will be used to consolidate 3 credit cards that I have. I had some expenses unexpectedly come about regarding my family and needed to borrow short term funds. Now that the expenses are complete it makes the most sense to find sensible financing, move the assets from revolving debt to fixed debt, and pay off in an orderly fashion.

Financial situation: I am a good candidate because I have a steady job that has been in place for 4 years, no employment gaps for over 10 years, and have been a responsible borrower with no late payments or collections. For me this is about making a responsible decision that affects the amount of interest I pay long term, having the right "type" of debt, and helping investors in the process.

Monthly net income: $5,000
Housing: $800
Total Car expenses: $900
Utilities: $40
Phone, cable, internet: $150
Food, entertainment: $300
Household: $200
Credit cards and other loans: $0 (If loan funds)
Extra (after expenses): $2,800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$25.0012/30/2011 9:12:06 AM
DHolly$25.0012/30/2011 9:03:23 AM
MarvintheMartian$25.0012/30/2011 9:09:37 AM
kenji4861$25.0012/30/2011 9:29:02 AM
rupee-equation2$25.0012/30/2011 9:31:54 AM
AFairDeal$25.0012/30/2011 9:17:50 AM
jkeller4000$25.0012/30/2011 9:20:25 AM
loanman2007$150.0012/30/2011 9:34:50 AM
Investor_DP$100.0012/30/2011 9:20:33 AM
edaguy$75.0012/30/2011 9:19:54 AM
vutah$25.0012/30/2011 9:20:46 AM
inventive-wealth2$25.0012/30/2011 9:21:10 AM
bb575$50.0012/30/2011 9:38:20 AM
scrappy-leverage6$25.0012/30/2011 9:22:39 AM
selector568$300.0012/30/2011 9:25:34 AM
janeybooboo$100.0012/30/2011 9:27:47 AM
successful-agreement7$100.0012/30/2011 9:46:58 AM
stylish-compassion3$50.0012/30/2011 9:35:06 AM
Interloper$50.0012/30/2011 9:41:06 AM
hitsman$50.0012/30/2011 9:45:02 AM
money-booster2$25.0012/30/2011 9:58:52 AM
jules3304$25.0012/30/2011 9:46:27 AM
payment-halo$30.0012/30/2011 10:18:47 AM
R3vXX$25.0012/30/2011 9:53:53 AM
papaloha$500.0012/30/2011 9:56:28 AM
benjamins-utopia$100.0012/30/2011 10:03:32 AM
AndChicksforFree$25.0012/30/2011 11:24:41 AM
well-mannered-income3$60.0012/30/2011 10:11:01 AM
dynrep$25.0012/30/2011 10:18:59 AM
PatriotKnight$50.0012/30/2011 11:47:32 AM
riproaringrapids$50.0012/30/2011 12:16:19 PM
GreenLender11$100.0012/30/2011 12:18:43 PM
cattlebaron$50.0012/30/2011 3:46:11 PM
Bank_Of_XL$25.0012/30/2011 1:27:14 PM
economy-huckleberry0$25.0012/30/2011 2:03:50 PM
calimanusa$30.0012/30/2011 2:03:08 PM
Bcs-cnc$25.0012/30/2011 3:34:45 PM
graceful-investment$53.0012/30/2011 4:57:29 PM
commanding-treasure2$50.0012/30/2011 5:12:33 PM
ethical-truth211$200.0012/31/2011 5:01:34 AM
phenomenal-gain5$25.0012/30/2011 9:19:38 PM
Maximum_Investment$27.7412/31/2011 4:08:06 AM
zeeexsixare$200.0012/31/2011 4:30:13 AM
abundant-power$50.0012/31/2011 6:47:46 AM
Oakland$50.0012/31/2011 7:23:42 AM
money-booster2$25.0012/31/2011 11:29:24 AM
CA-Lender$25.0012/31/2011 10:20:00 AM
houli123$100.0012/31/2011 11:51:15 AM
Bob450$30.0012/31/2011 12:01:48 PM
lm75$25.0012/31/2011 5:45:20 PM
wendyhop$200.0012/31/2011 4:40:48 PM
rajs$150.001/1/2012 9:15:27 AM
forthright-durability$50.0012/31/2011 6:36:12 PM
dapablotv$100.001/1/2012 12:37:23 PM
CashFlow13$100.001/1/2012 12:49:28 PM
loss-of-control$100.001/1/2012 3:40:45 PM
hope-fortress753$25.001/1/2012 4:50:48 PM
tranquil-revenue$25.001/1/2012 1:27:22 PM
WilliamLeeSims$25.001/1/2012 1:35:17 PM
commerce-yeller$25.001/1/2012 5:13:41 PM
InChicago$100.001/1/2012 3:06:48 PM
Rogesparkguy$25.001/1/2012 6:38:54 PM
asset-professor$25.001/1/2012 6:37:25 PM
wilmajean$50.001/2/2012 1:32:01 AM
CashFlow13$2,000.001/2/2012 7:28:26 AM
kedia$25.001/2/2012 1:11:29 PM
Centaur$25.001/2/2012 4:54:41 PM
SonicSCF$27.851/2/2012 1:24:31 PM
processor115$100.001/2/2012 6:47:56 PM
bid-prometheus$30.011/2/2012 5:35:21 PM
Christophe$25.001/3/2012 7:41:29 AM
tech310$50.001/3/2012 12:14:38 AM
balance-force$25.001/3/2012 12:26:29 AM
bluefootedpig$50.001/3/2012 9:38:30 AM
dissector56958$25.001/3/2012 9:55:38 AM
bullish2bearish$50.001/3/2012 10:19:52 AM
ricklip$100.001/3/2012 10:13:04 AM
prohelper$25.001/3/2012 10:14:48 AM
jamiee73$25.001/3/2012 10:17:35 AM
heart514$25.001/3/2012 10:30:27 AM
dime-bigwig4$26.771/3/2012 10:32:44 AM
ddog0224$50.001/3/2012 10:23:42 AM
lean-fund0$100.001/3/2012 11:50:55 AM
TrustPlus$50.001/3/2012 10:25:22 AM
courteous-platinum7$30.001/3/2012 12:04:48 PM
puifais$50.001/3/2012 10:27:19 AM
independent-gold5$50.001/3/2012 12:53:05 PM
greenback-investor7$100.001/3/2012 10:29:36 AM
generosity-pizza$25.001/3/2012 10:54:11 AM
booie$25.001/3/2012 11:00:53 AM
octoberfresh$25.001/3/2012 1:55:50 PM
income-buffalo1$130.001/3/2012 11:16:55 AM
agalt$100.001/3/2012 11:27:36 AM
moola-monger9$50.001/3/2012 2:10:37 PM
tolerant-dime2$25.001/3/2012 11:30:01 AM
wild_carrot$25.001/3/2012 3:10:44 PM
fantastic-investment9$30.001/3/2012 3:36:57 PM
buffalobills$25.001/3/2012 3:46:47 PM
power-samurai$25.001/3/2012 3:48:39 PM
master648$55.901/3/2012 3:57:05 PM
factcheck$70.001/3/2012 3:59:30 PM
suave-dime6$25.001/3/2012 12:34:49 PM
WhatItIs$200.001/3/2012 12:27:35 PM
happyjackbak$25.001/3/2012 12:27:42 PM
willwc6$75.001/3/2012 4:16:11 PM
c-gurista-5$25.001/3/2012 12:38:40 PM
platinum-cargo$39.881/3/2012 4:30:19 PM
market-aspen9$50.001/3/2012 4:40:09 PM
nimble-money086$25.001/3/2012 4:40:34 PM
Use_It_Wisely$25.001/3/2012 12:57:32 PM
dinero-path5$50.001/3/2012 12:57:57 PM
Domgabriel$30.001/3/2012 1:00:26 PM
Searidefinancial$25.001/3/2012 1:12:49 PM
Determined_Raccoon$30.001/3/2012 1:05:14 PM
duty-explosion9$50.001/3/2012 1:07:31 PM
best-hope-goat$25.001/3/2012 1:12:54 PM
bravos33$25.001/3/2012 5:09:46 PM
yield-seeker$25.001/3/2012 1:39:47 PM
ThatDanGuy$50.001/3/2012 1:52:38 PM
giftgold$25.001/3/2012 1:50:15 PM
blue-euro-entrepreneur$25.001/3/2012 1:55:18 PM
jim95762$500.001/3/2012 2:58:09 PM
adaboy65$50.001/3/2012 2:58:38 PM
felicity-performer3$500.001/3/2012 3:09:48 PM
dor$50.001/3/2012 3:13:33 PM
JinNing$50.001/3/2012 3:04:01 PM
penny-plato$25.001/3/2012 3:20:19 PM
factcheck$60.001/3/2012 3:38:26 PM
credit-violin461$25.001/3/2012 3:38:12 PM
gallant-economy9$48.001/3/2012 5:23:19 PM
duckslayer1$26.371/3/2012 4:16:09 PM
forthright-trade$35.001/3/2012 4:29:33 PM
reward-toro$100.001/3/2012 4:47:36 PM
finance-scout2$25.001/3/2012 5:05:30 PM
lender2611$25.001/3/2012 5:10:14 PM
transparency-river1$229.001/3/2012 5:10:16 PM
wwwUniversal$25.001/3/2012 5:11:04 PM
rcm87$50.001/3/2012 5:13:12 PM
financial-frenzy$25.001/3/2012 5:13:31 PM
flexible-return297$25.001/3/2012 5:13:37 PM
life-is-great$25.001/3/2012 5:14:21 PM
kindness-jedi$25.001/3/2012 5:13:56 PM
cash-reaction2$50.001/3/2012 5:14:44 PM
studious-listing8$25.001/3/2012 5:16:54 PM
omniviper$25.001/3/2012 5:41:59 PM
rescue$100.001/3/2012 5:43:58 PM
progressive-asset$100.001/3/2012 5:20:37 PM
bountiful-durability$50.001/3/2012 5:44:42 PM
american6$50.001/3/2012 5:49:25 PM
gold-channel2$25.001/3/2012 5:50:19 PM
Munnie$25.001/3/2012 5:24:26 PM
loyalty-circuitry$50.001/3/2012 6:02:42 PM
the-enthralling-coin$25.001/3/2012 5:28:05 PM
kind-unassuming-fund$25.001/3/2012 5:29:03 PM
nethawk00$25.001/3/2012 5:30:34 PM
ursus$50.001/3/2012 5:29:23 PM
intuitive-integrity9$50.001/3/2012 5:30:36 PM
melodious-fairness$25.001/3/2012 5:35:58 PM
Techne_Funds_LLC$25.001/3/2012 7:23:49 PM
gjm6d$25.001/3/2012 5:37:21 PM
helpinghand63$25.001/3/2012 5:37:54 PM
derec$25.001/3/2012 5:38:55 PM
luminous-marketplace5$25.001/3/2012 5:40:22 PM
money-bauble$100.001/3/2012 5:42:13 PM
dime-sprout$25.001/3/2012 5:44:34 PM
velocity-disk6$46.701/3/2012 5:46:20 PM
Kaj$25.001/3/2012 5:48:35 PM
BxRealtor$25.001/3/2012 5:49:07 PM
worth-dandelion$100.001/3/2012 5:49:42 PM
museic1$100.001/4/2012 3:24:36 AM
rockerZ71$25.001/4/2012 6:35:12 AM
yield-hut$25.001/3/2012 7:27:56 PM
susurrus$50.001/3/2012 8:03:51 PM
Digs$25.001/4/2012 6:51:15 AM
blackstar$25.001/4/2012 7:56:22 AM
emphatic-responsibility$25.001/4/2012 2:30:22 AM
kendigme$50.001/4/2012 3:22:19 AM
adir1$50.001/4/2012 4:41:53 AM
Sierrahh$25.001/4/2012 9:05:42 AM
PaulW$25.001/4/2012 5:05:19 AM
YosemiteSam$25.001/4/2012 4:13:33 AM
Castelj$31.001/4/2012 5:33:18 AM
Smallbear$25.001/4/2012 5:59:08 AM
rockhound84$58.001/4/2012 5:27:54 AM
irrelevant$50.001/4/2012 6:05:13 AM
downtownfarm$25.001/4/2012 6:43:36 AM
crw1950$77.621/4/2012 6:58:18 AM
metro457$100.001/4/2012 7:36:25 AM
RetiredATC$45.001/4/2012 9:16:43 AM
logical-moola4$25.001/4/2012 8:14:17 AM
exuberant-funds1$25.001/4/2012 8:44:31 AM
cosmof16$25.001/4/2012 9:25:30 AM
CROBRUN$50.001/4/2012 9:06:58 AM
Lender75$25.001/4/2012 9:26:08 AM
Cutts$25.001/4/2012 9:28:55 AM
Aimvest$25.001/4/2012 9:10:37 AM
Quiddity$25.001/4/2012 9:40:13 AM
Tai$25.001/4/2012 9:19:40 AM
dospapalotes$25.001/4/2012 9:22:36 AM
4est$25.001/4/2012 9:44:42 AM
letsmakeitsuccessful$25.001/4/2012 9:51:52 AM
wayman$25.001/4/2012 9:25:26 AM
hopethisworks$25.001/4/2012 9:56:13 AM
britgsb$30.001/4/2012 9:27:09 AM
cablenews$55.001/4/2012 9:56:53 AM
ADIDASNO$25.001/4/2012 10:02:55 AM
samo102us$25.001/4/2012 9:33:29 AM
Ivan2007$25.001/4/2012 9:37:00 AM
compoundinterest$50.001/4/2012 9:38:00 AM
Cheburashka$25.001/4/2012 9:38:59 AM
Webpreneur$48.001/4/2012 9:38:39 AM
Madmigel$50.001/4/2012 10:44:02 AM
yield-implementer8$57.791/4/2012 11:04:01 AM
gracej$25.001/4/2012 9:47:59 AM
Rick21$25.001/4/2012 9:48:35 AM
wise-silver-wonder$25.001/4/2012 12:34:41 PM
_kyle$50.001/4/2012 9:53:13 AM
healer199$57.091/4/2012 1:19:43 PM
jtn4148$25.001/4/2012 1:31:25 PM
radforj22$50.001/4/2012 1:52:52 PM
Cambalache$33.001/4/2012 2:09:25 PM
Rulea72$25.001/4/2012 2:11:32 PM
thankful-nickel2$25.001/4/2012 10:10:50 AM
Weaverville$25.001/4/2012 10:28:10 AM
enriching-dollar1$100.001/4/2012 10:29:20 AM
breadbroker$25.001/4/2012 10:41:50 AM
money-socrates3$25.001/4/2012 3:01:11 PM
ocho$50.001/4/2012 11:44:12 AM
Molson Bank & Trust$50.001/4/2012 11:02:37 AM
ethical-truth211$10.321/4/2012 3:14:00 PM
deal-thinker7$50.001/4/2012 12:00:50 PM
appcoder$40.001/4/2012 12:01:36 PM
MrUSC$25.001/4/2012 12:11:03 PM
designer_10$25.001/4/2012 11:33:20 AM
nikkiesgrandma$25.001/4/2012 12:03:46 PM
the-kinetic-nickel$25.001/4/2012 12:42:27 PM
ideal-economy$29.301/4/2012 1:12:58 PM
makosdJR02$26.661/4/2012 1:23:26 PM
taetrade$25.001/4/2012 1:38:44 PM
donloah$25.001/4/2012 2:11:01 PM
Rockymtnhi$25.001/4/2012 1:55:24 PM
gold-gazelle$25.001/4/2012 2:25:45 PM
pure-cash9$25.001/4/2012 2:19:53 PM
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Tylerh$250.001/4/2012 2:53:57 PM
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gain-expert$25.001/4/2012 3:12:04 PM
jonn834$100.001/4/2012 3:13:20 PM
sadhikari$25.001/4/2012 3:02:46 PM
TheoProf$25.001/4/2012 3:10:09 PM
250 Investments
 
Borrower Payment Dependent Notes Series 544017
This series of Notes was issued and sold upon the funding of the borrower loan #58536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1993 Debt/Income ratio: 16%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $397Stated income:$50,000-$74,999
Delinquencies in last 7y: 48 Bankcard utilization: 12%  
   Homeownership: No  
Screen name: Mirathllc Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Business
Purpose of loan: Starting New Business
This loan will be used to...Buying inventory for the start of new business

My financial situation: Good
I am a good candidate for this loan because...I have the ability to repay the loan with my current full time job if need be. I also have a plan that is realistic in paying back this loan with revenue I will generate from start up. I will be using 85% of these funds to purchase inventory for re-sale. the other 15% will be used for marketing. The inventory when purchased will have value and if sales go slower than projected my loan is protected by value of my inventory. I always can wholesale my inventory to pay loan off.

Monthly net income: $4500
Monthly total expenses: $2790

Break Down
Housing: $1500
Insurance: $125
Car expenses: $240
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $25
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$38.0212/22/2011 5:02:23 PM
luminous-marketplace5$25.0012/22/2011 5:14:03 PM
Investor_DP$100.0012/22/2011 5:18:30 PM
unbelievable-exchange$100.0012/22/2011 5:16:43 PM
riproaringrapids$25.0012/22/2011 5:15:01 PM
bountiful-durability$50.0012/22/2011 5:25:49 PM
scrappy-leverage6$25.0012/22/2011 5:26:34 PM
R3vXX$25.0012/22/2011 5:26:58 PM
TrustPlus$50.0012/22/2011 5:27:39 PM
BxRealtor$25.0012/22/2011 5:22:48 PM
worthy-bid8$50.0012/22/2011 5:27:44 PM
lender2611$25.0012/22/2011 5:33:22 PM
igniter584$25.0012/22/2011 5:40:06 PM
studious-listing8$25.0012/22/2011 5:41:47 PM
ricklip$100.0012/22/2011 5:39:50 PM
selector568$300.0012/22/2011 5:45:38 PM
pound-mushroom3$25.0012/22/2011 5:47:15 PM
greenback-investor7$200.0012/22/2011 6:19:16 PM
golden-responsibility189$100.0012/22/2011 6:10:57 PM
deal-thinker7$50.0012/23/2011 4:34:31 AM
x32248$25.0012/23/2011 6:14:17 AM
javelin0$25.0012/23/2011 9:03:27 AM
income-banjo$50.0012/23/2011 9:09:55 AM
moola-gondola1$100.0012/23/2011 10:40:16 AM
powerful-finance7$25.0012/24/2011 3:15:16 AM
PhalanxBulldog$50.0012/24/2011 6:37:21 AM
redx$25.0012/24/2011 7:04:58 AM
cash-reaction2$50.0012/24/2011 12:33:13 PM
Tradesmanlender$25.0012/24/2011 12:31:31 PM
philantist$30.0012/24/2011 8:39:14 PM
Munnie$25.0012/24/2011 8:49:25 PM
omniviper$25.0012/24/2011 10:59:15 PM
autonomous-basis$31.7612/25/2011 8:11:46 AM
intuitive-integrity9$50.0012/25/2011 12:19:30 PM
loot-keeper0$25.0012/25/2011 3:58:25 PM
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successful-agreement7$100.0012/26/2011 5:22:38 PM
worth-dandelion$100.0012/26/2011 6:26:38 PM
emphatic-responsibility$25.0012/26/2011 7:14:27 PM
currency-collider9$25.0012/27/2011 7:20:26 AM
healthy-rate3$50.0012/27/2011 6:55:04 AM
Leshan$25.0012/27/2011 8:40:46 AM
SimpleChoice$25.0012/27/2011 9:01:25 AM
stuy1998$25.0012/27/2011 9:06:10 AM
kenji4861$25.0012/27/2011 9:35:20 AM
worth-rocket0$25.0012/27/2011 10:23:12 AM
JnL$25.0012/27/2011 11:58:38 AM
bailey14$25.0012/27/2011 12:10:23 PM
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LimaGuy$25.0012/27/2011 3:08:58 PM
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ngmansfield$25.0012/27/2011 9:40:43 PM
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organized-payment6$50.0012/28/2011 6:31:12 AM
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klinebarger$25.0012/28/2011 3:14:36 PM
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contract-plasma0$25.0012/28/2011 5:19:35 PM
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edaguy$75.0012/28/2011 5:47:53 PM
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enticing-rate9$50.0012/28/2011 6:32:33 PM
KCEnterprises$25.0012/28/2011 7:27:24 PM
spike16$25.0012/28/2011 8:15:41 PM
LibbyZ$44.0012/28/2011 9:43:13 PM
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jakespirit$100.0012/29/2011 6:17:59 AM
js60l$25.0012/29/2011 8:19:13 AM
treasure-chestnut$49.5512/29/2011 6:40:36 AM
CROBRUN$50.0012/29/2011 8:13:51 AM
CapeDollars$25.0012/29/2011 9:09:50 AM
life-is-great$25.0012/29/2011 9:13:01 AM
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prohelper$25.0012/29/2011 9:21:09 AM
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rcm87$50.0012/29/2011 9:25:06 AM
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KLCRAY$25.0012/29/2011 9:33:08 AM
transparency-river1$420.0012/29/2011 9:32:19 AM
fairness-kayak$25.0012/29/2011 9:38:35 AM
GCInvestments$25.0012/29/2011 9:39:01 AM
brightest-affluence-motivator$50.0012/29/2011 9:38:47 AM
asmithj$25.0012/29/2011 9:39:39 AM
bold-durability-drum$60.0012/29/2011 9:41:40 AM
gold-plane1$50.0012/29/2011 9:42:19 AM
genius520$50.0012/29/2011 9:43:19 AM
integrity-trumpet$50.0012/29/2011 9:42:36 AM
Kaj$25.0012/29/2011 9:49:45 AM
Tai$25.0012/29/2011 9:50:58 AM
principal-cooker2$25.0012/29/2011 9:53:02 AM
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elfincove$25.0012/29/2011 9:55:55 AM
best-elevated-social$50.0012/29/2011 10:23:22 AM
rescue$100.0012/29/2011 10:01:46 AM
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generator535$50.0012/29/2011 10:38:07 AM
SacramentoChad$25.0012/29/2011 10:58:36 AM
fragonardlives$25.0012/29/2011 1:38:27 PM
authentic-liberty7$25.0012/29/2011 2:29:14 PM
inventive-wealth2$25.0012/29/2011 3:33:04 PM
tylerfd$25.0012/29/2011 2:27:47 PM
dinero-speaker$25.0012/29/2011 2:28:31 PM
Zach842$50.0012/29/2011 4:56:12 PM
american6$100.0012/29/2011 4:31:01 PM
dedication-magnolia9$25.0012/29/2011 4:50:49 PM
Cash4U2also$50.0012/29/2011 5:00:50 PM
hitsman$50.0012/29/2011 5:35:58 PM
lucrative-coin$50.0012/29/2011 6:00:51 PM
versatile-treasure6$25.0012/29/2011 7:00:10 PM
Uwantfunds$25.0012/29/2011 7:29:10 PM
snowman34$25.0012/29/2011 9:45:36 PM
stylish-compassion3$50.0012/29/2011 7:49:16 PM
frontier3$200.0012/30/2011 2:48:52 AM
martymaniaman$25.0012/29/2011 8:28:28 PM
coffee_hound$25.0012/29/2011 9:08:20 PM
loyalty-circuitry$75.0012/30/2011 5:47:20 AM
reward-toro$50.0012/30/2011 7:34:44 AM
IIP77$25.0012/30/2011 3:39:26 AM
KidSicily$50.0012/30/2011 5:55:00 AM
factcheck$50.0012/30/2011 6:48:49 AM
market-assembler$25.0012/30/2011 9:08:26 AM
Sierrahh$25.0012/30/2011 9:10:07 AM
MadHun$129.0012/30/2011 9:10:14 AM
anacent$50.0012/30/2011 7:41:59 AM
HamachiMan$50.0012/30/2011 9:13:08 AM
del30$25.0012/30/2011 8:07:41 AM
smallbizrule$25.0012/30/2011 9:02:21 AM
janus_god$25.0012/30/2011 9:19:00 AM
wayman$25.0012/30/2011 9:19:42 AM
gold-channel2$25.0012/30/2011 9:06:14 AM
ursus$50.0012/30/2011 9:06:42 AM
helpinghand63$25.0012/30/2011 9:13:42 AM
studious-bonus7$25.0012/30/2011 9:28:02 AM
gulch$25.0012/30/2011 9:16:07 AM
dime-sprout$25.0012/30/2011 9:14:52 AM
piter-to-la-investment$25.0012/30/2011 9:17:30 AM
terrific-dough6$75.0012/30/2011 9:31:50 AM
samo102us$25.0012/30/2011 9:20:27 AM
dynamic-money271$25.0012/30/2011 9:36:43 AM
herbyman$50.0012/30/2011 9:22:04 AM
ctgscott$25.0012/30/2011 9:21:36 AM
unassassinable$25.0012/30/2011 9:24:17 AM
JLMGroupFunds$25.0012/30/2011 9:24:55 AM
nickel-ferret$50.0012/30/2011 9:40:58 AM
loyalty-sherpa$25.0012/30/2011 9:26:03 AM
reflective-cash0$50.0012/30/2011 9:27:28 AM
ideal-platinum1$25.0012/30/2011 9:28:26 AM
jamiee73$25.0012/30/2011 9:29:47 AM
velocity-solo$25.0012/30/2011 9:30:44 AM
peace-cadence$25.0012/30/2011 9:46:04 AM
processor115$25.0012/30/2011 9:51:05 AM
LeReve$25.0012/30/2011 9:35:30 AM
first-pragmatic-power$25.0012/30/2011 9:51:10 AM
CAGE-Investments$25.0012/30/2011 9:51:50 AM
hard-working-rate3$100.0012/30/2011 9:40:31 AM
haplender$50.0012/30/2011 9:53:08 AM
listing-vista$50.0012/30/2011 9:41:49 AM
wwwUniversal$25.0012/30/2011 9:42:25 AM
bid-czar8$100.0012/30/2011 9:44:35 AM
tender-commerce8$50.0012/30/2011 9:56:38 AM
gold-sushi$25.0012/30/2011 9:46:06 AM
benjamins-utopia$100.0012/30/2011 10:03:17 AM
rakstar$25.0012/30/2011 9:48:05 AM
escharfer$25.0012/30/2011 9:49:05 AM
sentry256$25.0012/30/2011 9:50:36 AM
Victor-E-Lane$25.0012/30/2011 9:52:41 AM
productive-ore$25.0012/30/2011 10:27:51 AM
wise-deal-panda$100.0012/30/2011 9:55:20 AM
natural-return0$30.0012/30/2011 10:32:29 AM
shawndw$25.0012/30/2011 10:59:02 AM
invincible-platinum9$25.0012/30/2011 11:24:03 AM
wise-silver-wonder$25.0012/30/2011 10:21:22 AM
attractive-duty9$25.0012/30/2011 10:35:31 AM
dinero-jujitsu$50.0012/30/2011 11:10:04 AM
Zuzu$26.5012/30/2011 2:03:04 PM
brightest-dynamic-peace$25.0012/30/2011 1:10:03 PM
orange-elated-contract$25.0012/30/2011 2:03:55 PM
Enjoying_Life$50.0012/30/2011 2:44:06 PM
MTGuy$25.0012/30/2011 3:37:22 PM
lostontheedge$25.0012/30/2011 4:29:09 PM
top-impressive-dinero$25.0012/30/2011 4:31:34 PM
commanding-treasure2$50.0012/30/2011 5:12:23 PM
britgsb$30.0012/30/2011 5:49:46 PM
thunder135$25.0012/30/2011 9:22:04 PM
finance-magma7$25.0012/30/2011 9:58:11 PM
ethical-truth211$200.0012/31/2011 6:28:32 AM
focused-bill3$50.0012/30/2011 10:08:31 PM
gustavholstopus32$25.0012/30/2011 10:14:15 PM
astute-benjamins$50.0012/31/2011 7:11:49 AM
tkr2$25.0012/31/2011 7:15:38 AM
diplomatic-capital$25.0012/30/2011 11:53:09 PM
mla$25.0012/31/2011 12:25:51 AM
abundant-marketplace436$25.0012/31/2011 7:29:16 AM
bailey1223$25.0012/31/2011 7:24:51 AM
UT-Longhorn$25.0012/31/2011 10:12:47 AM
hanuman77$25.0012/31/2011 9:08:22 AM
mattbly$25.0012/31/2011 9:48:36 AM
value-fortress3$25.0012/31/2011 10:52:07 AM
progressive-asset$100.0012/31/2011 11:12:33 AM
harperpotok$100.0012/31/2011 12:24:48 PM
Banker7371$25.0012/31/2011 12:28:29 PM
Cai8899$32.0012/31/2011 12:09:41 PM
ttnk62918$25.0012/31/2011 12:35:21 PM
best-phenomenal-treasure$25.0012/31/2011 12:37:13 PM
useful-p2ploan$25.0012/31/2011 12:23:34 PM
the-laudable-peso$40.0012/31/2011 12:23:58 PM
yield-aurora4$25.0012/31/2011 12:44:46 PM
Sibelius2$25.0012/31/2011 12:45:14 PM
compoundinterest$50.0012/31/2011 12:26:05 PM
crawfingers$25.0012/31/2011 12:29:58 PM
indomitable-dedication$25.0012/31/2011 12:36:32 PM
deal-enrichment$25.0012/31/2011 12:36:57 PM
kind-efficient-credit$25.0012/31/2011 12:53:45 PM
gizzywump$25.0012/31/2011 12:56:15 PM
equitable-capital758$134.0012/31/2011 12:37:35 PM
zippy-interest$25.0012/31/2011 12:58:07 PM
CPAMAN$25.0012/31/2011 12:41:07 PM
wormdc$25.0012/31/2011 12:44:08 PM
toblerone$25.0012/31/2011 12:58:40 PM
charming-dime$50.0012/31/2011 12:58:59 PM
vigorous-payment6$25.0012/31/2011 1:01:37 PM
invincible-peso$33.7312/31/2011 4:54:17 PM
bonafide-economy$25.001/1/2012 9:12:36 AM
forthright-durability$50.0012/31/2011 6:02:14 PM
power-cell$25.001/1/2012 9:25:26 AM
green28$25.001/1/2012 9:51:24 AM
ibay17$25.001/1/2012 10:14:14 AM
savvycash$25.0012/31/2011 10:00:32 PM
Weaverville$25.001/1/2012 11:29:39 AM
cattlebaron$25.001/1/2012 1:53:16 AM
listing-candy$25.001/1/2012 12:07:26 PM
cablenews$100.001/1/2012 8:36:16 AM
marwadi-62$75.001/1/2012 9:11:15 AM
first-friendly-listing$33.331/1/2012 8:57:55 AM
velocity-motivator6$25.001/1/2012 9:03:07 AM
Yanwoo$25.001/1/2012 11:14:48 AM
independent-diversification7$44.001/1/2012 11:37:35 AM
thrifty-dedication$50.001/1/2012 11:46:44 AM
subtle-social4$25.001/1/2012 12:26:23 PM
MicroL$25.001/1/2012 12:01:43 PM
brainy-return234$25.001/1/2012 12:06:45 PM
ciscoparrot$25.001/1/2012 12:34:37 PM
mwl$25.001/1/2012 12:42:14 PM
KeepOnRunning$49.001/1/2012 12:22:15 PM
happy-loot3$100.001/1/2012 12:35:26 PM
witty-credit467$25.001/1/2012 12:39:02 PM
SpareChangeHero$25.001/1/2012 12:33:04 PM
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richboy56$25.001/1/2012 3:17:22 PM
greentomato$50.001/1/2012 12:49:50 PM
vikings23$25.001/1/2012 1:12:02 PM
Searlzy$25.001/1/2012 5:39:16 PM
WilliamLeeSims$25.001/1/2012 1:35:09 PM
Thoth_88$25.001/1/2012 6:26:18 PM
compassion-burrito$25.001/1/2012 2:59:49 PM
justice-lotus9$25.001/1/2012 3:04:37 PM
payout-harmony4$50.001/1/2012 3:15:46 PM
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Jonb6919$25.001/1/2012 4:46:30 PM
RoyFauntleroy$25.001/1/2012 5:42:22 PM
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asset-professor$25.001/1/2012 6:37:18 PM
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jadedyuppie$50.001/2/2012 7:41:45 AM
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orgy63$25.001/1/2012 8:23:15 PM
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MKLManagement$50.001/2/2012 4:08:10 PM
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hollcass$71.441/2/2012 12:14:28 PM
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MyKidsDad$25.001/2/2012 3:32:59 PM
LoisLoan$25.001/2/2012 4:19:00 PM
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tech310$50.001/3/2012 12:20:16 AM
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derwiki$25.001/2/2012 11:39:27 PM
worthy-truth$25.001/3/2012 7:50:25 AM
villagers$108.001/3/2012 12:15:17 AM
balance-force$30.001/3/2012 12:22:46 AM
svjeller$25.001/3/2012 8:20:47 AM
PlatinumBank$25.001/3/2012 8:26:55 AM
enthusiastic-point$25.001/3/2012 3:27:27 AM
money-elation4$25.001/3/2012 3:46:24 AM
armny$57.511/3/2012 6:12:06 AM
iostorms$49.801/3/2012 6:36:30 AM
asset-goblin5$30.001/3/2012 6:31:37 AM
Marfloogan$25.001/3/2012 6:47:35 AM
thryn$25.001/3/2012 7:20:37 AM
listing-eclipse$25.001/3/2012 8:27:36 AM
whatdoido$37.001/3/2012 8:42:24 AM
GoingFishing$25.001/3/2012 9:51:53 AM
ultimate-responsibility0$25.001/3/2012 8:53:06 AM
doopers$25.001/3/2012 9:05:35 AM
erwincohen$50.001/3/2012 9:38:03 AM
money-booster2$25.001/3/2012 9:41:49 AM
social-habanero$27.461/3/2012 9:35:45 AM
jazz619$25.001/3/2012 9:53:44 AM
fairness-gatherer1$44.071/3/2012 10:40:50 AM
Flreap$25.001/3/2012 10:23:26 AM
mkell43$25.001/3/2012 10:25:28 AM
puifais$50.001/3/2012 10:27:13 AM
Soothsayer$25.001/3/2012 10:39:27 AM
363 Investments
 
Borrower Payment Dependent Notes Series 544231
This series of Notes was issued and sold upon the funding of the borrower loan #58558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,600.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $162.20
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1997 Debt/Income ratio: 14%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 18 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,798Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: Yes  
Screen name: industrious-point478 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan: new furnace for my home
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,600.0012/27/2011 5:09:28 PM
money-booster2$25.0012/27/2011 5:06:43 PM
AFairDeal$25.0012/27/2011 5:07:11 PM
3 Investments
 
Borrower Payment Dependent Notes Series 545408
This series of Notes was issued and sold upon the funding of the borrower loan #58621, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-1993 Debt/Income ratio: 31%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:27y 3m
Amount delinquent: $0 Total credit lines: 19 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,215Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 115%  
   Homeownership: Yes  
Screen name: moola-phoenix3 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical bill
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.001/3/2012 5:01:04 PM
WilliamLeeSims$25.001/3/2012 5:20:43 PM
WilliamLeeSims$25.001/3/2012 5:20:54 PM
Feyenoord$30.001/3/2012 6:00:36 PM
riveting-credit5$50.001/3/2012 5:25:06 PM
heavenly-interest9$600.001/3/2012 7:44:00 PM
velocity-gala$500.001/3/2012 8:36:40 PM
klend4$25.001/4/2012 6:19:27 AM
money-booster2$25.001/3/2012 8:49:09 PM
buffalobills$25.001/4/2012 7:23:12 AM
Crie$670.001/4/2012 7:25:27 AM
11 Investments
 
Borrower Payment Dependent Notes Series 545875
This series of Notes was issued and sold upon the funding of the borrower loan #58500, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $278.73
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1987 Debt/Income ratio: 16%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:8y 2m
Amount delinquent: $0 Total credit lines: 13 Occupation: Retail Management
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $18,487Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: compassion-birdie Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$7,000.0012/28/2011 9:16:16 AM
1 Investments
 
Borrower Payment Dependent Notes Series 545887
This series of Notes was issued and sold upon the funding of the borrower loan #58595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-31-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $70.52
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1974 Debt/Income ratio: 9%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:2y 4m
Amount delinquent: $0 Total credit lines: 25 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,517Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: responsibility-spectacle1 Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...home improvement for sale of my home

My financial situation:
I am a good candidate for this loan because...I've never defaulted on a loan and will have this loan repaid in a timely manner (aiming for no longer than 6 months).


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
stylish-compassion3$50.0012/30/2011 5:05:36 PM
kenji4861$25.0012/30/2011 5:18:49 PM
mojii77$50.0012/30/2011 5:08:24 PM
commanding-treasure2$50.0012/30/2011 5:12:34 PM
hitsman$50.0012/30/2011 5:29:46 PM
Investor_DP$100.0012/30/2011 5:15:51 PM
BxRealtor$25.0012/30/2011 5:30:48 PM
jkeller4000$25.0012/30/2011 5:17:34 PM
inventive-wealth2$25.0012/30/2011 5:35:29 PM
Leshan$25.0012/30/2011 5:21:00 PM
riproaringrapids$50.0012/30/2011 5:20:49 PM
successful-agreement7$100.0012/30/2011 5:21:07 PM
edaguy$75.0012/30/2011 5:21:16 PM
edaguy$75.0012/30/2011 5:21:23 PM
rupee-equation2$25.0012/30/2011 5:26:02 PM
penny-plato$25.0012/30/2011 5:31:03 PM
Bcs-cnc$25.0012/30/2011 6:55:45 PM
bb575$50.0012/30/2011 5:40:26 PM
GoGators01$25.0012/30/2011 5:42:20 PM
money-bauble$100.0012/30/2011 5:43:28 PM
AFairDeal$25.0012/30/2011 5:45:20 PM
cashhelp$25.0012/30/2011 5:48:34 PM
enchanted-note$25.0012/30/2011 5:50:43 PM
organized-dough5$39.9412/30/2011 6:18:54 PM
C2Banking$25.0012/30/2011 8:03:46 PM
jayk63$25.0012/31/2011 4:52:29 AM
phenomenal-gain5$25.0012/30/2011 9:07:07 PM
northphoto$25.0012/31/2011 5:40:20 AM
thunder135$25.0012/30/2011 9:22:05 PM
favorite-commerce$60.0012/31/2011 6:46:23 AM
focused-bill3$50.0012/30/2011 10:08:38 PM
heerzaquestion$25.0012/31/2011 7:24:06 AM
nimble-money086$25.0012/31/2011 4:53:57 AM
credit-investor5$50.0012/31/2011 8:03:21 AM
djh47a$25.0012/31/2011 8:15:46 AM
goodhearted-basis4$25.0012/31/2011 8:36:09 AM
cwegert$25.0012/31/2011 8:48:50 AM
john0720$50.0012/31/2011 8:54:47 AM
green-robust-currency$25.0012/31/2011 8:07:50 AM
marwadi-62$300.0012/31/2011 7:34:10 AM
SOP_Bank$25.0012/31/2011 7:39:19 AM
gogrannygo$25.0012/31/2011 7:56:01 AM
buffalobills$25.0012/31/2011 8:28:40 AM
greenback-investor7$100.0012/31/2011 8:51:15 AM
44 Investments
 
Borrower Payment Dependent Notes Series 545967
This series of Notes was issued and sold upon the funding of the borrower loan #58604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $179.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1996 Debt/Income ratio: 18%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 34 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $37,099Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: No  
Screen name: ladynvelvt Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Credit card consolidation
This loan will be used to...pay off multiple credit cards with high interest rates in order to consolidate into one payment

My financial situation: is stable. I am currently working full time and make payments on time.
I am a good candidate for this loan because...I will pay it back very quickly.


Monthly net income: $ 3800
Monthly expenses: $1000
Housing: $ 0
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 0
Clothing, household expenses: $ 200
Credit cards and other loans: $ 900 a month - hence the consolidation
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,500.0012/28/2011 5:09:21 PM
1 Investments
 
Borrower Payment Dependent Notes Series 546005
This series of Notes was issued and sold upon the funding of the borrower loan #58515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jan-02-2012 
Term: 60 months Listing End date:  Jan-05-2012 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $211.38
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-2003 Debt/Income ratio: 34%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:4y 10m
Amount delinquent: $111 Total credit lines: 18 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: wealth-fir1 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help a guy fulfill his dream
Purpose of loan:
This loan will be used to purchase a class 8 semi truck from a friend, it has a few mechanical issues that I can resolve myself. I will remain employed as a driver through the company until these are fixed.

My financial situation:
I am a good candidate for this loan because I have been in the trucking industry for 20 years and know I can make it as an Owner Operator. I've been following strict budgeting rules for 5 years now. What has kept me from buying my own truck in the past was the price of this equipment. I've now found one that is a great investment, fuel efficient and cheap to repair.



Monthly net income: $3000
Monthly expenses: $2090
Housing: $760
Insurance: $120
Car expenses: $430
Utilities: $250
Phone, cable, internet: $220
Food, entertainment: $210
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
leam has invested a total of $47.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
InChicago$100.001/2/2012 6:25:08 PM
money-booster2$50.001/2/2012 7:44:17 PM
AndChicksforFree$25.001/2/2012 5:39:48 PM
tech310$50.001/3/2012 12:14:05 AM
deepblue34$35.001/2/2012 7:38:49 PM
leam$47.001/3/2012 3:55:31 AM
WilliamLeeSims$25.001/3/2012 9:53:04 AM
nimble-revenue5$50.001/3/2012 10:12:03 AM
nimble-revenue5$50.001/3/2012 10:12:24 AM
selector568$300.001/3/2012 10:13:54 AM
economy-shrubbery6$25.001/3/2012 10:07:01 AM
Investor_DP$100.001/3/2012 10:08:11 AM
hitsman$50.001/3/2012 10:26:10 AM
successful-agreement7$100.001/3/2012 10:14:07 AM
edaguy$50.001/3/2012 10:21:30 AM
first-pragmatic-power$25.001/3/2012 10:23:27 AM
the-hope-workhorse$50.001/3/2012 11:06:17 AM
computer758$25.001/3/2012 11:45:39 AM
jkguy1$68.001/3/2012 12:16:24 PM
zorg77$50.001/3/2012 3:57:20 PM
frogperson$250.001/3/2012 9:45:35 PM
museic1$100.001/4/2012 3:24:45 AM
downtownfarm$25.001/4/2012 6:43:54 AM
Gregger$26.001/4/2012 10:12:57 AM
Tscheddar$25.001/4/2012 4:16:19 PM
suave-dime6$25.001/4/2012 4:31:55 PM
diplomatic-wealth7$25.001/4/2012 5:39:08 PM
houli123$25.001/4/2012 5:47:04 PM
miked8303$25.001/4/2012 5:41:00 PM
P2PGodfather$25.001/4/2012 9:11:20 PM
burgeoning-marketplace4$26.931/5/2012 8:06:29 AM
dollardave$50.001/5/2012 8:21:41 AM
gold-pudding6$60.001/5/2012 5:47:51 AM
roman2008$25.001/5/2012 9:11:49 AM
debt-force$25.001/5/2012 9:13:42 AM
BradP$25.001/5/2012 8:02:18 AM
economy-coup$45.001/5/2012 9:20:34 AM
worldly-community3$50.001/5/2012 9:21:52 AM
red-power-pecan$50.001/5/2012 8:51:16 AM
payment-pursuit3$25.001/5/2012 9:11:30 AM
Wellman$25.001/5/2012 9:13:27 AM
reward-adventure$50.001/5/2012 9:14:11 AM
HamachiMan$50.001/5/2012 9:26:21 AM
dedicated-transaction796$25.001/5/2012 9:26:26 AM
money-bauble$100.001/5/2012 9:18:08 AM
flexible-value$50.001/5/2012 9:29:19 AM
astute-asset7$25.001/5/2012 9:09:32 AM
washboard1$25.001/5/2012 9:30:07 AM
SecondChanceLendingSERV$28.561/5/2012 9:32:30 AM
money-surge1$25.001/5/2012 9:13:50 AM
finance-prescription$100.001/5/2012 9:32:31 AM
rvfbroker$25.001/5/2012 9:33:12 AM
dime-vista2$25.001/5/2012 9:34:11 AM
saffron4$25.001/5/2012 9:34:32 AM
handshake5$100.001/5/2012 9:35:16 AM
Katburg$25.001/5/2012 9:36:59 AM
whatknows$25.001/5/2012 9:21:50 AM
life-is-great$25.001/5/2012 9:23:57 AM
sevenbridges$25.001/5/2012 9:24:09 AM
ursus$50.001/5/2012 9:19:18 AM
sdr984$29.001/5/2012 9:25:05 AM
deal-pioneer1$25.001/5/2012 9:25:33 AM
Weaverville$25.001/5/2012 9:25:46 AM
shmb6508$35.001/5/2012 9:21:34 AM
tornandfrayed$25.001/5/2012 9:24:12 AM
ryanplays311$25.001/5/2012 9:45:06 AM
EBITDA$25.001/5/2012 9:45:45 AM
jmcdon7230$25.001/5/2012 9:32:45 AM
rapid-credit428$25.001/5/2012 9:49:46 AM
economy-producer$25.001/5/2012 9:28:28 AM
mercuriant$25.001/5/2012 9:54:18 AM
truth-ceremony$25.001/5/2012 9:29:26 AM
truth-companion$25.001/5/2012 9:30:02 AM
stepatatime-together$100.001/5/2012 9:37:42 AM
hopethisworks$25.001/5/2012 9:33:54 AM
important-openness1$100.001/5/2012 9:33:59 AM
KLCRAY$25.001/5/2012 9:40:14 AM
vibraphone3$25.001/5/2012 9:34:47 AM
the-healthy-commitment$25.001/5/2012 10:00:00 AM
Kaj$25.001/5/2012 9:41:15 AM
melodious-fairness$25.001/5/2012 9:41:36 AM
ultimate-payment$25.001/5/2012 9:38:31 AM
rescue$100.001/5/2012 9:43:17 AM
the-hope-workhorse$50.001/5/2012 10:04:29 AM
Comoparklender$25.001/5/2012 10:06:33 AM
miamibeachloaner$25.001/5/2012 10:06:42 AM
bnlforever$25.001/5/2012 10:06:53 AM
GInBaghdad$25.001/5/2012 9:41:02 AM
asset-beeper8$300.001/5/2012 10:22:06 AM
alluring-yield5$10.511/5/2012 10:31:21 AM
monster4$50.001/5/2012 9:43:13 AM
yield-aurora4$25.001/5/2012 9:44:02 AM
zone8$100.001/5/2012 9:44:04 AM
rcm87$50.001/5/2012 9:46:37 AM
bubb_hans$50.001/5/2012 9:44:47 AM
asiaratt$50.001/5/2012 9:47:57 AM
marketplace-hut9$25.001/5/2012 9:49:10 AM
worth-dandelion$100.001/5/2012 9:50:34 AM
fortytwo$150.001/5/2012 9:50:56 AM
bid-czar8$100.001/5/2012 9:51:32 AM
utukxul$25.001/5/2012 9:53:00 AM
jjswanso$100.001/5/2012 9:46:47 AM
tshurts$25.001/5/2012 9:53:29 AM
Learning2Lend$25.001/5/2012 9:53:58 AM
organic-order$25.001/5/2012 9:54:42 AM
social-cocktail1$200.001/5/2012 9:48:50 AM
ILWTC$50.001/5/2012 9:50:19 AM
income-buddy7$100.001/5/2012 9:56:35 AM
shrewd-peace7$25.001/5/2012 9:53:50 AM
progressive-economy261$364.001/5/2012 9:59:58 AM
gallant-economy9$50.001/5/2012 9:58:57 AM
robust-trade$25.001/5/2012 9:59:07 AM
fighter122$25.001/5/2012 10:02:32 AM
careful-vigilance4$25.001/5/2012 10:00:54 AM
finance-mushroom$200.001/5/2012 10:05:08 AM
oreyedoc$50.001/5/2012 10:05:20 AM
leverage-monger$25.001/5/2012 10:09:36 AM
rutzebach$50.001/5/2012 10:11:04 AM
enticing-exchange3$25.001/5/2012 10:16:32 AM
network2$25.001/5/2012 10:05:24 AM
Peacepower$25.001/5/2012 10:27:29 AM
emmeyP$25.001/5/2012 10:22:50 AM
122 Investments
 
Borrower Payment Dependent Notes Series 546039
This series of Notes was issued and sold upon the funding of the borrower loan #58527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $105.78
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-2000 Debt/Income ratio: 14%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 8 Occupation: Teacher's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,275Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: the-felicity-chemistry Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting a business
Purpose of loan: I am looking to get a 3,000 dollar party bus.
This loan will be used to...to transport people from and to events that we are having at $30-50+ a person

My financial situation:
I am a good candidate for this loan because...
I always pay back what I owe. I will have it paid off in a month given the fact there is so much demand for this service.

Monthly net income: $3000
Monthly expenses: $600
Housing: $400
Insurance: $100
Car expenses: $30
Utilities: $30
Phone, cable, internet: $0
Food, entertainment: $20
Clothing, household expenses: $20
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.0012/29/2011 9:07:09 AM
AFairDeal$25.0012/29/2011 9:14:06 AM
lucrative-transparency0$100.0012/29/2011 9:08:38 AM
aabadabadoo$25.0012/29/2011 9:11:13 AM
iaffy$25.0012/29/2011 9:12:58 AM
bountiful-durability$50.0012/29/2011 9:21:24 AM
rupee-equation2$25.0012/29/2011 9:34:31 AM
top-courteous-peso$75.0012/29/2011 9:32:15 AM
worth-dandelion$100.0012/29/2011 9:31:21 AM
successful-agreement7$100.0012/29/2011 9:34:56 AM
dbs$25.0012/29/2011 9:36:22 AM
first-euro-rapture$25.0012/29/2011 9:48:07 AM
selector568$300.0012/29/2011 9:48:41 AM
gold-plane1$50.0012/29/2011 9:42:33 AM
exuberant-funds1$50.0012/29/2011 9:50:41 AM
Investor_DP$100.0012/29/2011 9:44:50 AM
kenji4861$25.0012/29/2011 9:54:18 AM
market-solstice2$25.0012/29/2011 9:50:33 AM
superb-funds335$25.0012/29/2011 9:56:46 AM
Joshua_E$25.0012/29/2011 9:49:29 AM
edaguy$75.0012/29/2011 9:53:21 AM
jakespirit$100.0012/29/2011 10:00:11 AM
scarlet-velvet$25.0812/29/2011 9:57:03 AM
jkeller4000$25.0012/29/2011 9:55:08 AM
elevated-finance$25.0012/29/2011 10:20:54 AM
cwegert$44.9312/29/2011 10:54:00 AM
market-maximizer472$100.0012/29/2011 10:56:37 AM
Bank_Of_XL$25.0012/29/2011 12:22:24 PM
moola-monger9$50.0012/29/2011 11:36:59 AM
power-defender7$25.0012/29/2011 12:49:05 PM
Cash4U2also$50.0012/29/2011 4:58:16 PM
inventive-wealth2$25.0012/29/2011 3:33:10 PM
duckslayer1$28.8412/29/2011 4:12:59 PM
american6$100.0012/29/2011 4:31:06 PM
wwwUniversal$25.0012/29/2011 5:10:00 PM
doc1$52.0012/29/2011 4:47:55 PM
currency-agave$60.0012/29/2011 5:07:02 PM
damage$25.0012/29/2011 5:21:31 PM
first-pragmatic-power$25.0012/29/2011 5:28:45 PM
money-bauble$64.0012/29/2011 5:32:48 PM
hitsman$50.0012/29/2011 5:36:10 PM
john0720$50.0012/29/2011 6:42:19 PM
sentry256$25.0012/29/2011 5:38:27 PM
enchanted-note$25.0012/29/2011 5:43:32 PM
money-booster2$25.0012/29/2011 6:08:35 PM
processor115$25.0012/29/2011 5:46:14 PM
jarf$25.0012/29/2011 6:43:45 PM
suave-income397$300.0012/29/2011 6:07:24 PM
versatile-treasure6$25.0012/29/2011 7:00:20 PM
r48$25.0012/29/2011 6:47:38 PM
martymaniaman$25.0012/29/2011 8:30:28 PM
ml13$50.0012/29/2011 7:01:02 PM
favorite-commerce$60.0012/29/2011 8:42:06 PM
bison667$25.0012/29/2011 7:06:29 PM
stylish-compassion3$50.0012/29/2011 7:49:26 PM
newest-power-banker$65.1512/29/2011 9:03:34 PM
56 Investments
 
Borrower Payment Dependent Notes Series 546100
This series of Notes was issued and sold upon the funding of the borrower loan #58580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-27-2011 
Term: 60 months Listing End date:  Jan-04-2012 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $325.19
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-1986 Debt/Income ratio: Not calculated
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Not employed
Now delinquent: 1 Current / open credit lines: 14 / 13Length of status:1y 2m
Amount delinquent: $27,021 Total credit lines: 49Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,990 
Delinquencies in last 7y: 5 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: cougar13 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off all the debt I have on credit cards at high interest rate & consolidate them into one payment. This will put a stop to an unnecessary bank interest charges & balance transfer fees.

My financial situation:
I am a good candidate for this loan because I never missed a payment. In fact, the bank continued to charge me fees (balance transfer, interest charges) and yet, I pay them on time. This will go the same way with Prosper with just one payment.

Here?s my income breakdown: $1,600 from SSDI & $400 from pension. With this loan, I can afford $400 dollars a month which is pretty much from my pension directly.

Other costs below are already covered by my husband.

Monthly expenses: $1,160
Housing: $750
Insurance: $60
Car expenses: $100
Utilities: $ 120
Phone, cable, internet: $130
Food, entertainment: $
Clothing, household expenses: $0
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-dandelion$100.0012/27/2011 5:13:05 PM
successful-agreement7$100.0012/27/2011 5:27:10 PM
miked8303$25.0012/27/2011 5:47:39 PM
first-pragmatic-power$25.0012/27/2011 5:51:40 PM
Investor_DP$100.0012/27/2011 5:49:56 PM
generous-deal6$25.0012/28/2011 1:26:53 AM
CC911$25.0012/28/2011 9:28:06 AM
arsisi$50.0012/28/2011 10:42:31 AM
income-buddy7$50.0012/28/2011 11:50:01 AM
greenback-investor7$100.0012/28/2011 2:19:01 PM
bubb_hans$100.0012/28/2011 3:24:52 PM
edaguy$50.0012/28/2011 5:48:12 PM
papaloha$500.0012/28/2011 8:23:01 PM
economy-producer$25.0012/29/2011 9:40:51 AM
gold-plane1$50.0012/29/2011 9:42:25 AM
diplomatic-wealth7$25.0012/29/2011 9:46:49 AM
dinero-speaker$25.0012/29/2011 2:28:34 PM
finance-mushroom$200.0012/29/2011 5:07:43 PM
hitsman$50.0012/29/2011 5:36:02 PM
money-bauble$100.0012/29/2011 5:32:46 PM
versatile-treasure6$25.0012/29/2011 7:00:13 PM
happy-return4$25.0012/29/2011 7:37:57 PM
stylish-compassion3$50.0012/29/2011 7:49:20 PM
stable-payment7$25.0012/29/2011 8:02:11 PM
hopeful-deal7$50.0012/30/2011 7:28:06 AM
ethical-truth211$200.0012/30/2011 5:08:55 AM
greenwell$25.0012/30/2011 6:07:27 AM
bold-joyful-exchange$25.0012/30/2011 9:05:35 AM
Comoparklender$25.0012/30/2011 9:59:14 AM
SDC$25.0012/30/2011 9:45:41 AM
benjamins-utopia$100.0012/30/2011 10:03:21 AM
orange-preeminant-bill$25.0012/30/2011 9:47:35 AM
Weaverville$25.0012/30/2011 10:47:29 AM
riproaringrapids$50.0012/30/2011 12:16:10 PM
productive-ore$25.0012/30/2011 10:24:39 AM
focused-bill3$50.0012/30/2011 10:08:34 PM
abundant-marketplace436$25.0012/31/2011 7:29:19 AM
suave-dime6$25.0012/31/2011 11:10:49 AM
progressive-asset$100.0012/31/2011 11:12:51 AM
shrewd-peace7$25.0012/31/2011 12:18:16 PM
red-power-pecan$50.0012/31/2011 12:05:24 PM
ursus$50.0012/31/2011 12:06:46 PM
cash-reaction2$43.0012/31/2011 12:29:42 PM
Dubbs360$50.0012/31/2011 12:53:49 PM
gold-cluster$50.0012/31/2011 11:04:48 PM
gristle$50.0012/31/2011 4:46:00 PM
forthright-durability$25.0012/31/2011 6:25:07 PM
payment-gusto$25.001/1/2012 10:33:02 AM
stoopidnoodle$25.001/1/2012 10:44:59 AM
CapitalismRocks$25.001/1/2012 12:10:32 PM
gold-channel2$25.001/1/2012 12:24:11 PM
bowler252$26.001/1/2012 1:55:44 PM
the-hope-workhorse$100.001/1/2012 2:25:04 PM
cablenews$100.001/1/2012 12:45:53 PM
SeaDevil$25.001/1/2012 12:45:59 PM
WilliamLeeSims$25.001/1/2012 1:33:40 PM
focused-gain0$25.001/2/2012 12:08:13 AM
asset-professor$25.001/1/2012 6:37:20 PM
life-is-great$25.001/2/2012 9:13:47 AM
credit-violin461$25.001/2/2012 1:33:44 PM
money-yeller$25.001/2/2012 2:21:14 PM
LoisLoan$25.001/2/2012 4:19:02 PM
logical-moola4$50.001/2/2012 5:11:14 PM
deepblue34$30.001/2/2012 7:24:23 PM
LuvToLend$25.001/2/2012 8:20:20 PM
Marfloogan$25.001/3/2012 6:47:36 AM
exact-principal220$25.001/3/2012 8:06:06 AM
tech310$50.001/3/2012 12:20:18 AM
SimpleChoice$25.001/3/2012 8:32:32 AM
economy-shrubbery6$25.001/3/2012 10:06:37 AM
nimble-revenue5$50.001/3/2012 10:11:51 AM
MBIntl$50.001/3/2012 10:28:52 AM
truth-companion$25.001/3/2012 10:30:57 AM
ThatDanGuy$50.001/3/2012 1:52:37 PM
dollardave$50.001/3/2012 11:32:43 AM
bigmatt$25.001/3/2012 4:26:13 PM
duty-explosion9$50.001/3/2012 1:07:30 PM
the-healthy-commitment$25.001/3/2012 2:10:58 PM
roux$25.001/3/2012 5:17:02 PM
VesuvianMan$25.001/3/2012 5:30:09 PM
frogperson$250.001/3/2012 9:41:13 PM
museic1$100.001/4/2012 3:24:33 AM
downtownfarm$25.001/4/2012 6:43:29 AM
EBITDA$25.001/4/2012 9:22:26 AM
Wellman$25.001/4/2012 9:41:20 AM
JamesStock$25.001/4/2012 4:49:39 PM
compassion-expert$25.001/4/2012 5:09:22 PM
debt-force$25.001/4/2012 5:10:34 PM
rescue$100.001/4/2012 5:12:00 PM
unassassinable$25.001/4/2012 5:13:04 PM
debestof83$25.001/4/2012 5:13:06 PM
a-resplendent-commitment$25.001/4/2012 5:13:42 PM
tshurts$25.001/4/2012 5:13:59 PM
sevenbridges$25.001/4/2012 4:28:15 PM
jstefans$25.001/4/2012 5:15:45 PM
golden-cat$25.001/4/2012 5:15:57 PM
1willray$25.001/4/2012 4:49:30 PM
DrewOdette$50.001/4/2012 4:49:50 PM
Pilotaceh$25.001/4/2012 4:41:05 PM
javelin0$25.001/4/2012 4:51:39 PM
lie21073$25.001/4/2012 5:05:33 PM
Diamond_Jim$25.001/4/2012 5:20:37 PM
progressive-economy261$400.001/4/2012 5:21:17 PM
stepatatime-together$100.001/4/2012 5:08:10 PM
cotito$25.001/4/2012 5:06:39 PM
moola-wildebeest3$50.001/4/2012 5:09:30 PM
social-cocktail1$200.001/4/2012 5:22:03 PM
rhin0cerx$50.001/4/2012 5:22:16 PM
ChuckieG$25.001/4/2012 5:22:29 PM
Perksunlimited$25.001/4/2012 5:23:10 PM
top-affluence-saver$25.001/4/2012 5:23:20 PM
nowits10$25.001/4/2012 5:24:00 PM
gustavzantanon$25.001/4/2012 5:12:42 PM
contract-maracas$25.001/4/2012 5:10:00 PM
Mariner3605$25.001/4/2012 5:14:24 PM
bonus-zone$25.001/4/2012 5:15:09 PM
Katburg$25.001/4/2012 5:27:12 PM
top-asset-chemistry$25.001/4/2012 5:11:44 PM
DER$25.001/4/2012 5:27:34 PM
utmom$25.001/4/2012 5:16:04 PM
best-charming-leverage$50.001/4/2012 5:12:52 PM
ivadood$50.001/4/2012 5:13:20 PM
TronMedici$50.001/4/2012 5:14:03 PM
gallant-economy9$50.001/4/2012 5:14:52 PM
payment-artist$25.001/4/2012 5:20:04 PM
payout-achievement$50.001/4/2012 5:31:54 PM
dedicated-transaction796$25.001/4/2012 5:20:25 PM
rovo$25.001/4/2012 5:20:46 PM
coolnatkat$25.001/4/2012 5:20:57 PM
skybolt4$25.001/4/2012 5:21:26 PM
brightest-affluence-motivator$50.001/4/2012 5:16:27 PM
oldmora$39.001/4/2012 5:35:46 PM
NewOrleans2012$25.001/4/2012 5:36:12 PM
niceville80$25.001/4/2012 5:17:00 PM
wise-rupee-sanctuary$39.001/4/2012 5:23:05 PM
yield-trader$25.001/4/2012 5:23:12 PM
TrekTune$25.001/4/2012 5:17:44 PM
market-jam$50.001/4/2012 5:37:48 PM
deal-hickory5$52.001/4/2012 5:18:05 PM
silver-wonder278$25.001/4/2012 5:38:37 PM
currency-collider9$25.001/4/2012 5:38:50 PM
Learning2Lend$25.001/4/2012 5:24:32 PM
deal-pioneer1$25.001/4/2012 5:25:41 PM
help4u$25.001/4/2012 5:21:02 PM
handshake5$100.001/4/2012 5:41:04 PM
vibraphone3$25.001/4/2012 5:21:14 PM
marketplace-buckeye$44.001/4/2012 5:41:11 PM
exciting-loyalty3$50.001/4/2012 5:41:26 PM
fishing533$25.001/4/2012 5:41:37 PM
top-unflappable-economy$25.001/4/2012 5:41:56 PM
JLMGroupFunds$25.001/4/2012 5:28:14 PM
AAAInvestments$25.001/4/2012 5:28:29 PM
tremendous-payment$25.001/4/2012 5:22:46 PM
organic-order$25.001/4/2012 5:44:20 PM
financial-frenzy$25.001/4/2012 5:23:32 PM
a-credit-rotation$25.001/4/2012 5:24:21 PM
saffron4$25.001/4/2012 5:30:15 PM
bid-czar8$100.001/4/2012 5:25:08 PM
FASTIZIO_P$25.001/4/2012 5:31:59 PM
worldly-community3$50.001/4/2012 5:47:21 PM
KLCRAY$25.001/4/2012 5:47:26 PM
zone8$100.001/4/2012 5:48:37 PM
flexible-value$50.001/4/2012 5:33:58 PM
hard-working-rate3$100.001/4/2012 5:27:41 PM
IIP77$25.001/4/2012 5:27:44 PM
jmcdon7230$25.001/4/2012 5:28:28 PM
boybutter$25.001/4/2012 5:28:49 PM
heart514$25.001/4/2012 5:28:58 PM
payment-pursuit3$25.001/4/2012 5:36:14 PM
rvfbroker$25.001/4/2012 5:29:25 PM
aader$25.001/4/2012 5:52:15 PM
oreyedoc$50.001/4/2012 5:29:40 PM
rupee-prairie$25.001/4/2012 5:38:55 PM
worldly-gold$50.001/4/2012 5:53:29 PM
economy-lotus$50.001/4/2012 5:31:33 PM
1phantom$25.001/4/2012 5:54:26 PM
marketplace-hut9$25.001/4/2012 5:32:01 PM
indomitable-dedication$25.001/4/2012 5:54:39 PM
miamibeachloaner$25.001/4/2012 5:41:59 PM
finance-prescription$100.001/4/2012 5:56:28 PM
MadHun$200.001/4/2012 5:56:45 PM
capital-renewal$25.001/4/2012 5:57:15 PM
meteoric-asset4$25.001/4/2012 5:42:23 PM
reward-adventure$50.001/4/2012 5:35:59 PM
davisfl$25.001/4/2012 5:43:01 PM
resolute-point5$25.001/4/2012 5:58:38 PM
zippy-interest$25.001/4/2012 5:43:57 PM
ideal-platinum1$25.001/4/2012 5:37:29 PM
symbiosis$50.001/4/2012 5:38:14 PM
2brotherslending$50.001/4/2012 5:45:17 PM
nodrivelpls$25.001/4/2012 5:38:59 PM
important-openness1$72.001/4/2012 6:02:23 PM
ecstatic-money064$25.001/4/2012 5:39:42 PM
innocent-income4$25.001/4/2012 5:39:57 PM
Santa_Osage$25.001/4/2012 5:46:34 PM
revenue-achievement$25.001/4/2012 5:40:32 PM
a-yield-escalator$25.001/4/2012 5:48:39 PM
marcomnzs$25.001/4/2012 5:43:35 PM
loan-scientist8$25.001/4/2012 5:44:36 PM
asiaratt$50.001/4/2012 5:52:10 PM
bassman2$25.001/4/2012 5:45:00 PM
km007$25.001/4/2012 5:52:27 PM
money-surge1$25.001/4/2012 5:46:03 PM
transparency-giant$50.001/4/2012 5:55:03 PM
melodious-fairness$25.001/4/2012 5:55:25 PM
ore-healer6$25.001/4/2012 5:55:35 PM
GInBaghdad$25.001/4/2012 5:47:11 PM
apostle901$25.001/4/2012 5:56:16 PM
shiny-dollar9$50.001/4/2012 5:56:35 PM
ricklip$100.001/4/2012 5:48:40 PM
p2ploan-charmer$25.001/4/2012 5:49:16 PM
traice$25.001/4/2012 5:50:41 PM
helpinghand63$25.001/4/2012 6:00:30 PM
Kaj$25.001/4/2012 6:01:12 PM
tender-commerce8$50.001/4/2012 5:54:15 PM
tornandfrayed$25.001/4/2012 6:02:19 PM
morpholog$50.001/4/2012 5:55:30 PM
loan-wasp$30.001/4/2012 5:56:33 PM
haplender$50.001/4/2012 5:57:10 PM
careful-vigilance4$25.001/4/2012 5:58:52 PM
fighter122$25.001/4/2012 6:02:15 PM
221 Investments
 
Borrower Payment Dependent Notes Series 546185
This series of Notes was issued and sold upon the funding of the borrower loan #58603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1998 Debt/Income ratio: 86%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:12y 2m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,030Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: Yes  
Screen name: virtuous-kindness886 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
xmas
Purpose of loan: xmas
This loan will be used to...

My financial situation: sefcu
I am a good candidate for this loan because...i pay my bills


Monthly net income: $5,000
Monthly expenses: $
Housing: $900
Insurance: $136
Car expenses: $347
Utilities: $178
Phone, cable, internet: $180
Food, entertainment: $500-600
Clothing, household expenses: $
Credit cards and other loans: $none
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/24/2011 12:10:01 PM
jebber007$48.5612/24/2011 1:05:57 PM
economy-shrubbery6$25.0012/27/2011 4:02:38 PM
generous-deal6$25.0012/28/2011 1:26:35 AM
let_me_retire$25.0012/29/2011 3:17:05 AM
DeltaComputerGuy$50.0012/29/2011 2:09:03 AM
gold-plane1$50.0012/29/2011 9:47:22 AM
stable-payment7$25.0012/29/2011 8:02:10 PM
hopeful-deal7$50.0012/30/2011 7:28:05 AM
barefootpaul$25.0012/30/2011 8:59:39 AM
smallbizrule$25.0012/30/2011 8:59:44 AM
green28$75.0012/30/2011 9:33:06 AM
productive-ore$25.0012/30/2011 10:29:19 AM
courteous-platinum7$25.0012/30/2011 11:33:53 AM
calimanusa$30.0012/30/2011 2:14:18 PM
abundant-euro0$30.0012/30/2011 12:25:25 PM
income-buffalo1$50.0012/30/2011 12:34:44 PM
abundant-marketplace436$25.0012/31/2011 7:29:17 AM
progressive-asset$100.0012/31/2011 11:12:35 AM
money-booster2$25.0012/31/2011 11:30:12 AM
kind-credit-bear$25.0012/31/2011 12:34:26 PM
a-successful-credit$25.0012/31/2011 12:59:42 PM
credit-bank-usa611$25.0012/31/2011 6:40:31 PM
reinforced-velocity158$100.0012/31/2011 11:11:44 PM
gold-channel2$25.001/1/2012 12:24:09 PM
CashFlow13$100.001/1/2012 12:49:37 PM
WilliamLeeSims$25.001/1/2012 1:33:38 PM
payout-harmony4$50.001/1/2012 3:15:47 PM
justice-allocator3$25.001/1/2012 8:23:40 PM
Yaout$35.581/1/2012 8:58:17 PM
realtormoises$25.001/2/2012 7:14:23 AM
DHolly$31.001/2/2012 9:05:13 AM
exchange-grove$100.001/2/2012 11:34:26 AM
planetibet$25.001/2/2012 9:48:26 AM
rate-sceptre$25.001/2/2012 2:23:44 PM
tech310$50.001/3/2012 12:12:47 AM
n2fitns$25.001/2/2012 8:57:03 PM
av22$26.031/3/2012 7:36:28 AM
ore-dojo$25.001/3/2012 2:32:30 PM
shrewd-rupee$25.001/3/2012 2:56:12 PM
worth-web5$50.001/3/2012 6:47:03 PM
deal-searcher1$25.001/3/2012 8:26:03 PM
deal-thinker7$25.001/4/2012 7:27:23 AM
Crie$150.001/4/2012 7:27:45 AM
copper$50.001/4/2012 9:38:26 AM
eronyc$25.001/4/2012 9:59:33 AM
bullwink27$25.001/4/2012 2:03:03 PM
nickel-launcher$25.001/4/2012 10:14:44 AM
unfixer$25.001/4/2012 3:31:55 PM
DrewOdette$50.001/4/2012 4:49:50 PM
gallant-economy9$50.001/4/2012 5:14:52 PM
burgeoning-silver$25.001/4/2012 5:06:54 PM
dedicated-transaction796$25.001/4/2012 5:20:24 PM
wampum-chorus3$25.001/4/2012 5:32:47 PM
steven3333$25.001/4/2012 6:16:13 PM
Lubava$25.641/4/2012 7:22:14 PM
emjo1219$25.001/4/2012 7:58:31 PM
sparky1129$100.001/4/2012 6:47:42 PM
new-social-economist$25.001/4/2012 10:57:36 PM
q4golf$25.001/5/2012 3:33:57 AM
reasonable-greenback$50.001/5/2012 7:57:18 AM
IIP77$25.001/5/2012 3:02:26 AM
Allyson-Prosper$25.001/5/2012 8:33:55 AM
Allyson-Prosper$25.001/5/2012 8:39:59 AM
top-benefit-sequoia$25.001/5/2012 8:43:34 AM
Weaverville$25.001/5/2012 9:26:28 AM
dedication-ninja7$90.001/5/2012 9:36:23 AM
integrity-electron9$50.001/5/2012 9:37:03 AM
bubb_hans$25.001/5/2012 9:46:07 AM
2grindstones$45.001/5/2012 12:52:24 PM
Armyman122$50.781/5/2012 10:41:29 AM
cmdedrick$61.221/5/2012 3:04:55 PM
dough-souffle$25.001/5/2012 3:34:57 PM
appetizing-duty8$25.001/5/2012 4:25:52 PM
commerce-marauder$32.551/5/2012 1:45:48 PM
BlueProteus$25.001/5/2012 5:01:57 PM
market-giraffe7$44.371/5/2012 2:54:15 PM
VJ_Financial$25.001/5/2012 2:30:09 PM
Fiscally_Fit1$25.001/5/2012 2:52:34 PM
sfg415$44.061/5/2012 3:43:36 PM
kewgdns$25.001/5/2012 3:19:10 PM
nykidd$50.001/5/2012 4:39:06 PM
superb-marketplace422$25.001/5/2012 3:54:28 PM
sharkofloans$100.001/5/2012 5:36:28 PM
cognizant-responsibility9$50.001/5/2012 5:09:14 PM
HenryS$29.001/5/2012 5:51:37 PM
likeable-capital0$25.001/5/2012 5:28:23 PM
orange-loan-volcano$25.001/5/2012 6:07:03 PM
sjc224$25.001/5/2012 7:05:54 PM
brainy-deal$28.431/5/2012 8:29:36 PM
versatile-benefit933$82.631/5/2012 8:51:15 PM
melodious-openness$100.001/5/2012 6:43:10 PM
the-platinum-entrepreneur$27.591/5/2012 9:08:21 PM
he-shoots-he-scores$25.001/5/2012 5:56:55 PM
silver-promise2$25.001/5/2012 7:17:07 PM
influential-payment6$100.001/5/2012 7:17:24 PM
silver-promise2$25.001/5/2012 7:16:22 PM
Engineer44$25.001/5/2012 9:16:59 PM
crazyinjun$12.561/5/2012 9:20:12 PM
petangerie$25.001/5/2012 7:54:31 PM
100 Investments
 
Borrower Payment Dependent Notes Series 546194
This series of Notes was issued and sold upon the funding of the borrower loan #58648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-27-2011 
Term: 60 months Listing End date:  Dec-30-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $300.75
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-2002 Debt/Income ratio: 26%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 9Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 50 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,107Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: newest-special-pound9 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... consolidate debt
My financial situation:
I am a good candidate for this loan because...


Monthly net income: $5000
Monthly expenses: $1600
Housing: $1000
Insurance: $89
Car expenses: $
Utilities: $100
Phone, cable, internet: $
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/27/2011 5:07:12 PM
EngineersAlliance$125.0012/27/2011 5:08:52 PM
LittleMingo$25.0012/27/2011 5:08:54 PM
camaraderi-aspen$100.0012/27/2011 5:10:36 PM
selector568$300.0012/27/2011 5:11:36 PM
jkeller4000$25.0012/27/2011 5:09:50 PM
DHolly$25.0012/27/2011 5:10:39 PM
worth-dandelion$100.0012/27/2011 5:13:05 PM
bb575$50.0012/27/2011 5:24:02 PM
kenji4861$25.0012/27/2011 5:25:44 PM
Interloper$50.0012/27/2011 5:29:13 PM
BxRealtor$25.0012/27/2011 5:22:50 PM
MichaelProsper$25.0012/27/2011 5:35:05 PM
successful-agreement7$100.0012/27/2011 5:27:10 PM
Investor_DP$100.0012/27/2011 5:49:39 PM
zeeexsixare$300.0012/27/2011 5:50:52 PM
PatriotKnight$50.0012/27/2011 6:05:26 PM
vutah$25.0012/27/2011 7:45:09 PM
creditjunky$125.0012/27/2011 8:29:13 PM
R3vXX$25.0012/27/2011 8:58:43 PM
AndChicksforFree$25.0012/27/2011 9:21:16 PM
InChicago$200.0012/27/2011 10:23:35 PM
GreenLender11$100.0012/27/2011 9:34:14 PM
generous-deal6$25.0012/28/2011 1:26:54 AM
calimanusa$50.0012/28/2011 12:15:51 AM
MrUSC$25.0012/28/2011 4:06:52 AM
Bob450$25.0012/28/2011 6:48:30 AM
wkeboarder21$50.0012/28/2011 8:14:54 AM
principal-capo8$25.0012/28/2011 8:29:01 AM
Bank_Of_XL$25.0012/28/2011 8:57:12 AM
affluence-generator2$50.0012/28/2011 8:59:07 AM
Rivervale_Westwood$25.0012/28/2011 8:25:42 AM
umfan123$25.0012/28/2011 8:51:08 AM
Kestrel$50.7312/28/2011 9:23:11 AM
bazaar-festivity$25.0012/28/2011 9:21:39 AM
brainy-return234$25.0012/28/2011 9:38:54 AM
back-scratchers$50.0012/28/2011 9:55:33 AM
irrelevant$35.0012/28/2011 10:05:22 AM
lean-fund0$100.0012/28/2011 10:40:59 AM
sentry256$25.0012/28/2011 11:05:47 AM
scarlet-velvet$25.0812/28/2011 11:40:52 AM
rupee-equation2$25.0012/28/2011 2:28:55 PM
janeybooboo$100.0012/28/2011 1:35:57 PM
greenback-investor7$100.0012/28/2011 2:19:01 PM
bubb_hans$25.0012/28/2011 3:04:14 PM
beachfunder$25.0012/28/2011 3:40:40 PM
Watersports$50.0012/28/2011 4:24:18 PM
contract-plasma0$25.0012/28/2011 5:19:37 PM
aabadabadoo$25.0012/28/2011 5:24:43 PM
lucrative-transparency0$100.0012/28/2011 5:27:15 PM
CashFlow13$100.0012/28/2011 5:42:40 PM
lender2611$25.0012/28/2011 5:47:37 PM
edaguy$75.0012/28/2011 5:48:03 PM
Mrs-Honeydew$25.0012/28/2011 5:50:49 PM
KCEnterprises$25.0012/28/2011 7:27:24 PM
skillful-asset5$30.0012/28/2011 7:43:09 PM
CA-Lender$50.0012/28/2011 9:50:04 PM
money-booster2$25.0012/28/2011 9:36:56 PM
cattlebaron$50.0012/28/2011 9:05:28 PM
money-booster2$25.0012/28/2011 9:36:48 PM
Rogesparkguy$25.0012/29/2011 5:14:38 AM
jakespirit$100.0012/29/2011 6:18:02 AM
money-socrates3$25.0012/29/2011 7:42:25 AM
CROBRUN$50.0012/29/2011 8:13:53 AM
breadbroker$25.0012/29/2011 7:48:29 AM
js60l$25.0012/29/2011 8:19:20 AM
houli123$284.6912/29/2011 8:11:09 AM
SB94114$25.0012/29/2011 8:51:38 AM
bullish2bearish$40.0012/29/2011 8:59:38 AM
fervent-repayment$50.0012/29/2011 9:12:55 AM
loanman2007$75.0012/29/2011 9:18:57 AM
bountiful-durability$50.0012/29/2011 9:21:23 AM
gjm6d$25.0012/29/2011 9:21:42 AM
factcheck$35.0012/29/2011 9:32:13 AM
Tradesmanlender$25.0012/29/2011 9:35:33 AM
gold-plane1$50.0012/29/2011 9:42:26 AM
income-plato$25.0012/29/2011 9:43:22 AM
wbahl$25.0012/29/2011 9:49:55 AM
exuberant-funds1$100.0012/29/2011 9:58:27 AM
riproaringrapids$25.0012/29/2011 9:58:48 AM
best-elevated-social$50.0012/29/2011 10:23:25 AM
BankOfBjoltus$25.0012/29/2011 10:45:09 AM
gain-mountain1$100.0012/29/2011 11:06:05 AM
Charmart$25.0012/29/2011 11:14:42 AM
power-defender7$75.0012/29/2011 12:37:14 PM
twodollars$25.0012/29/2011 11:25:50 AM
nimble-money086$25.0012/29/2011 11:50:13 AM
suave-dime6$25.0012/29/2011 1:52:04 PM
dinero-speaker$25.0012/29/2011 2:28:34 PM
rate-welder8$25.0012/29/2011 2:15:22 PM
social-zebra$30.0012/29/2011 3:35:17 PM
Imaginos1892$100.0012/29/2011 4:08:30 PM
inventive-wealth2$25.0012/29/2011 3:33:06 PM
graceful-investment$100.0012/29/2011 4:03:20 PM
vest_vortex$25.2512/29/2011 5:04:37 PM
american6$100.0012/29/2011 4:31:04 PM
Zach842$50.0012/29/2011 4:35:52 PM
dedication-magnolia9$50.0012/29/2011 4:50:50 PM
loss-of-control$100.0012/29/2011 4:49:23 PM
Cash4U2also$50.0012/29/2011 5:02:10 PM
jcw3rd$25.0012/29/2011 5:00:39 PM
damage$25.0012/29/2011 5:21:30 PM
wwwUniversal$25.0012/29/2011 5:09:59 PM
money-bauble$100.0012/29/2011 5:32:46 PM
ricklip$100.0012/29/2011 5:30:33 PM
hitsman$50.0012/29/2011 5:36:02 PM
payment-halo$25.0012/29/2011 5:45:11 PM
versatile-treasure6$25.0012/29/2011 7:00:14 PM
Long-term2040$25.0012/29/2011 7:08:42 PM
processor115$25.0012/29/2011 5:46:13 PM
lucrative-coin$50.0012/29/2011 6:00:52 PM
stylish-compassion3$50.0012/29/2011 7:49:21 PM
dynrep$100.0012/29/2011 8:29:33 PM
SunnyMoney$25.0012/29/2011 7:15:28 PM
Uwantfunds$25.0012/29/2011 7:18:09 PM
green-rapid-openness$200.0012/29/2011 7:59:19 PM
justice-cub5$100.0012/29/2011 11:29:00 PM
newgroom422$25.0012/29/2011 8:28:08 PM
martymaniaman$25.0012/29/2011 8:31:21 PM
frontier3$200.0012/30/2011 2:47:08 AM
friendship9$25.0012/29/2011 9:15:56 PM
ethical-truth211$750.0012/30/2011 5:01:10 AM
YosemiteSam$25.0012/30/2011 5:18:18 AM
snowman34$25.0012/29/2011 9:45:40 PM
Capstone-Investments$25.0012/29/2011 10:36:33 PM
Brisket_Bob$50.0012/30/2011 6:58:32 AM
jebber007$50.0012/30/2011 12:38:33 AM
new-reward-sequoia$25.0012/30/2011 7:08:29 AM
octoberfresh$25.0012/30/2011 7:17:42 AM
yield-implementer8$34.5812/30/2011 5:09:17 AM
anacent$50.0012/30/2011 7:42:01 AM
investment-comet$25.0012/30/2011 7:46:50 AM
loyalty-circuitry$75.0012/30/2011 5:47:21 AM
Whipster$35.0012/30/2011 6:30:22 AM
loanman2007$75.0012/30/2011 6:47:22 AM
buffalobills$25.0012/30/2011 8:21:17 AM
gold-fluffy-bunny4$50.0012/30/2011 6:24:20 AM
pious-benjamins1$51.0012/30/2011 7:12:54 AM
smallbizrule$25.0012/30/2011 9:02:22 AM
bold-joyful-exchange$25.0012/30/2011 9:02:31 AM
reward-toro$50.0012/30/2011 7:34:49 AM
buffalobills$25.0012/30/2011 8:21:38 AM
mad-scientist418$25.0012/30/2011 8:41:24 AM
Scotcha$40.0012/30/2011 7:54:12 AM
asmithj$25.0012/30/2011 9:18:54 AM
BuzzyBee336$50.0012/30/2011 9:09:00 AM
herbyman$50.0012/30/2011 9:24:59 AM
leeball$27.0012/30/2011 9:17:05 AM
LoanerPrincipal$25.0012/30/2011 9:18:51 AM
scrappy-leverage6$25.0012/30/2011 9:22:37 AM
jules3304$25.0012/30/2011 9:23:42 AM
Shirts$27.2012/30/2011 9:28:07 AM
moola-gargantuan9$50.0012/30/2011 9:29:20 AM
cash-reaction2$50.0012/30/2011 9:45:38 AM
ore-dojo$75.0012/30/2011 9:49:37 AM
the-enthralling-coin$25.0012/30/2011 9:50:45 AM
nimble-nickel$50.0012/30/2011 9:45:39 AM
well-mannered-income3$50.0012/30/2011 10:07:17 AM
btw8211$25.0012/30/2011 9:55:36 AM
the-profit-oracle$25.0012/30/2011 9:57:43 AM
Elefunt$25.0012/30/2011 9:57:53 AM
benjamins-utopia$100.0012/30/2011 10:03:21 AM
green-trade-dolphin2$100.0012/30/2011 10:17:22 AM
invincible-platinum9$25.0012/30/2011 11:25:01 AM
finance-jet8$25.0012/30/2011 10:24:30 AM
pound-lightning$25.0012/30/2011 10:05:21 AM
think-become$25.0012/30/2011 11:46:35 AM
slwholesales$29.4012/30/2011 12:06:45 PM
chad-bro-chill$25.0012/30/2011 12:08:23 PM
abundant-euro0$30.0012/30/2011 12:26:50 PM
Ocean713$75.0012/30/2011 12:27:11 PM
forthright-trade$25.0012/30/2011 12:28:39 PM
Digs$25.0012/30/2011 12:50:55 PM
productive-ore$25.0012/30/2011 10:27:52 AM
brightest-dynamic-peace$25.0012/30/2011 1:07:07 PM
repaymeplease$25.5812/30/2011 1:17:00 PM
market-aspen9$50.0012/30/2011 11:15:20 AM
radforj22$45.3512/30/2011 1:01:55 PM
Sunshine2222$25.0012/30/2011 12:18:10 PM
EretzCapital$29.0512/30/2011 1:12:39 PM
WorldTravlr$26.8312/30/2011 1:14:03 PM
deal-eagle$25.0012/30/2011 1:29:10 PM
njlw226$25.0012/30/2011 3:38:59 PM
mykkai$25.0012/30/2011 1:35:11 PM
integrity-broker$50.0012/30/2011 2:02:44 PM
jakdwak$25.0012/30/2011 2:58:49 PM
platinum-cargo$59.1212/30/2011 3:33:50 PM
investorrr$50.0012/30/2011 3:49:55 PM
lostontheedge$25.0012/30/2011 4:29:10 PM
top-impressive-dinero$25.0012/30/2011 4:31:35 PM
dough-destiny$58.0012/30/2011 4:49:39 PM
nycfinance$25.0012/30/2011 5:10:16 PM
greenback-chairman5$30.0012/30/2011 5:11:27 PM
commanding-treasure2$50.0012/30/2011 5:12:26 PM
pound-mushroom3$25.0012/30/2011 5:42:23 PM
rescue$100.0012/30/2011 5:30:24 PM
prohelper$25.0012/30/2011 5:36:59 PM
Sugarmama21$60.0012/30/2011 6:55:01 PM
TrustPlus$50.0012/30/2011 5:37:52 PM
new-ore-venture$100.0012/30/2011 5:57:56 PM
platinum-enlightenment$25.0012/30/2011 7:30:42 PM
evergreen16$286.1412/30/2011 7:36:47 PM
202 Investments
 
Borrower Payment Dependent Notes Series 546304
This series of Notes was issued and sold upon the funding of the borrower loan #58661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $358.36
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1991 Debt/Income ratio: 8%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:5y 6m
Amount delinquent: $0 Total credit lines: 2 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: flexible-rate795 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for a weding
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $52,000
Monthly expenses: $3,200
Housing: $1,200
Insurance: $600
Car expenses: $0
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
one-midas$35.0012/22/2011 5:06:19 PM
camaraderi-aspen$100.0012/22/2011 5:10:48 PM
Investor_DP$100.0012/22/2011 5:18:47 PM
jkeller4000$25.0012/22/2011 5:24:47 PM
loan-hacker$25.0012/22/2011 5:28:56 PM
currency-agave$60.0012/22/2011 5:30:02 PM
scrappy-leverage6$25.0012/22/2011 5:26:36 PM
golden-velocity9$25.0012/22/2011 5:38:17 PM
worthy-bid8$50.0012/22/2011 5:27:49 PM
Horse-Lender$25.0112/22/2011 5:42:45 PM
ricklip$100.0012/22/2011 5:39:54 PM
vutah$25.0012/22/2011 6:03:51 PM
passivesf$25.0012/22/2011 7:24:11 PM
reflective-rupee$25.0012/22/2011 8:34:45 PM
x32248$25.0012/23/2011 6:24:05 AM
selector568$300.0012/23/2011 9:12:08 AM
economy-shrubbery6$25.0012/23/2011 10:08:07 AM
weiyinsan$25.0012/23/2011 2:51:09 PM
Ron_Paul_for_President_2012$30.0012/23/2011 12:20:21 PM
R3vXX$25.0012/23/2011 4:29:18 PM
skillful-asset5$30.0012/23/2011 2:43:02 PM
well-mannered-income3$50.0012/23/2011 5:32:54 PM
first-pragmatic-power$25.0012/23/2011 11:27:48 PM
factcheck$35.0012/24/2011 1:20:48 AM
kendallv$50.0012/24/2011 7:19:41 AM
Interloper$25.0012/24/2011 9:20:08 AM
econgineer$75.0012/24/2011 10:30:06 AM
affluence-generator2$75.0012/24/2011 12:26:28 PM
cash-reaction2$50.0012/24/2011 12:33:15 PM
loanman2007$50.0012/24/2011 1:24:56 PM
r48$25.0012/24/2011 5:09:53 PM
zeeexsixare$25.0012/24/2011 7:30:45 PM
economy-popcorn$25.0012/25/2011 8:40:27 AM
CA-Lender$25.0012/25/2011 2:44:28 PM
hookUup$26.0712/26/2011 2:10:27 AM
StarshineXL$450.0012/26/2011 7:49:08 AM
miked8303$25.0012/26/2011 9:26:38 AM
dapablotv$100.0012/26/2011 12:02:53 PM
successful-agreement7$100.0012/26/2011 5:22:39 PM
CashFlow13$100.0012/26/2011 5:23:25 PM
first-friendly-listing$50.0012/26/2011 5:27:09 PM
worth-dandelion$200.0012/26/2011 6:30:11 PM
gentle-gain235$25.0012/27/2011 8:36:08 AM
iaffy$25.0012/27/2011 9:06:05 AM
market-solstice2$25.0012/27/2011 9:11:23 AM
jjswanso$100.0012/27/2011 9:25:54 AM
nickel-jam$710.0012/27/2011 12:05:34 PM
janeybooboo$75.0012/27/2011 1:18:10 PM
contract-victor5$30.0012/27/2011 1:36:09 PM
bill-mushroom$50.0012/27/2011 2:11:00 PM
loss-of-control$100.0012/27/2011 3:59:48 PM
the-healthy-commitment$25.0012/27/2011 3:09:28 PM
Digger85$50.0012/27/2011 3:25:49 PM
careful-vigilance4$25.0012/27/2011 5:08:36 PM
red-power-pecan$50.0012/27/2011 5:09:32 PM
green-rapid-openness$100.0012/27/2011 4:58:22 PM
rvfbroker$25.0012/27/2011 5:18:09 PM
erowis$85.0012/27/2011 5:15:19 PM
cognizant-rupee7$25.0012/27/2011 5:13:35 PM
duty-explosion9$50.0012/27/2011 5:14:14 PM
compassion-expert$25.0012/27/2011 5:14:45 PM
rhin0cerx$31.0012/27/2011 5:23:49 PM
truth-companion$25.0012/27/2011 5:26:15 PM
orange-preeminant-bill$25.0012/27/2011 5:38:44 PM
worldly-gold$50.0012/27/2011 5:42:30 PM
graceful-IRAinvestment$25.0012/27/2011 5:43:14 PM
morpholog$49.0012/27/2011 5:33:17 PM
diplomatic-wealth7$25.0012/27/2011 5:33:19 PM
Rogelio48$25.0012/27/2011 7:41:42 PM
newest-power-banker$150.0012/27/2011 7:14:57 PM
transformer855$25.0012/27/2011 8:49:40 PM
Iwillhuntyoudown$25.0012/27/2011 11:44:54 PM
treasure-bliss$25.0012/28/2011 4:49:22 AM
generous-deal6$25.0012/28/2011 1:26:30 AM
GGreg799$25.0012/28/2011 5:07:22 AM
a-finance-nirvana$25.0012/28/2011 2:59:42 AM
juan-juan$25.0012/28/2011 7:45:15 AM
DiligentiaLLC$62.7412/28/2011 7:41:52 AM
bassman2$25.0012/28/2011 9:05:36 AM
tremendous-payment$25.0012/28/2011 9:06:46 AM
Diamond_Jim$25.0012/28/2011 9:08:55 AM
burntxsoul$25.0012/28/2011 9:05:55 AM
TronMedici$25.0012/28/2011 9:07:11 AM
niceville80$25.0012/28/2011 9:14:15 AM
Learning2Lend$25.0012/28/2011 9:13:41 AM
mercuriant$25.0012/28/2011 9:15:23 AM
Katburg$25.0012/28/2011 9:18:27 AM
tornandfrayed$25.0012/28/2011 9:17:57 AM
Angel_Investor_7$25.0012/28/2011 9:13:17 AM
shrewd-peace7$25.0012/28/2011 9:14:46 AM
asiaratt$50.0012/28/2011 9:22:15 AM
enchanted-diversification496$25.0012/28/2011 9:19:02 AM
dedicated-transaction796$25.0012/28/2011 9:27:12 AM
top-affluence-saver$25.0012/28/2011 9:26:04 AM
wwwUniversal$25.0012/28/2011 9:35:01 AM
thelovebug$100.0012/28/2011 9:34:40 AM
miamibeachloaner$25.0012/28/2011 9:28:42 AM
symbiosis$50.0012/28/2011 9:35:15 AM
missing-link$25.0012/28/2011 9:29:16 AM
life-is-great$25.0012/28/2011 9:30:41 AM
saffron4$25.0012/28/2011 9:37:20 AM
fantastic-wampum1$100.0012/28/2011 9:37:51 AM
hope-eagle6$25.0012/28/2011 9:40:01 AM
houli123$25.0012/28/2011 9:40:12 AM
vibraphone3$25.0012/28/2011 9:46:21 AM
gustavzantanon$25.0012/28/2011 9:48:09 AM
kind-durability-battalion$49.0012/28/2011 9:43:22 AM
Wellman$25.0012/28/2011 9:53:44 AM
gallant-economy9$50.0012/28/2011 9:54:31 AM
Tradesmanlender$25.0012/28/2011 9:58:31 AM
golden-cat$25.0012/28/2011 9:47:48 AM
intuitive-velocity4$25.0012/28/2011 9:57:30 AM
wise-deal-panda$100.0012/28/2011 9:59:44 AM
top-unflappable-economy$25.0012/28/2011 10:00:19 AM
marcomnzs$25.0012/28/2011 9:55:21 AM
silver-wonder278$25.0012/28/2011 10:03:53 AM
p2ploan-charmer$25.0012/28/2011 10:03:00 AM
davisfl$25.0012/28/2011 10:06:00 AM
finance-mushroom$200.0012/28/2011 9:59:42 AM
fighter122$25.0012/28/2011 10:06:21 AM
ChuckieG$25.0012/28/2011 10:06:25 AM
muirheaj$25.0012/28/2011 10:16:15 AM
NewOrleans2012$25.0012/28/2011 10:06:39 AM
arsisi$50.0012/28/2011 10:42:29 AM
yf99yz$29.0012/28/2011 11:13:38 AM
desertoasis$25.0012/28/2011 11:28:06 AM
income-buddy7$50.0012/28/2011 11:49:59 AM
sentry256$25.0012/28/2011 11:06:43 AM
Weaverville$25.0012/28/2011 11:56:48 AM
newest-phenomenal-dinero$50.0012/28/2011 11:25:11 AM
radforj22$25.0012/28/2011 11:36:51 AM
ethical-truth211$200.0012/28/2011 2:11:57 PM
glroark$100.0012/28/2011 1:27:43 PM
high_flyer$50.0012/28/2011 1:12:32 PM
repaymentenstein964$300.0012/28/2011 2:49:45 PM
greenback-investor7$100.0012/28/2011 2:18:54 PM
rupee-equation2$25.0012/28/2011 2:28:52 PM
kind-truth-circuit$25.0012/28/2011 3:02:22 PM
EverettFinancial$25.0012/28/2011 3:05:24 PM
Forlio$25.0012/28/2011 3:41:24 PM
bubb_hans$100.0012/28/2011 3:24:50 PM
the-enthralling-coin$25.0012/28/2011 3:52:13 PM
ore-dojo$30.0012/28/2011 4:09:14 PM
lagnisiruk$25.0012/28/2011 5:11:31 PM
heart514$25.0012/28/2011 5:12:53 PM
thankful-nickel2$25.0012/28/2011 5:18:48 PM
unforgettable-wealth4$50.0012/28/2011 5:18:32 PM
superb-funds335$25.0012/28/2011 5:19:04 PM
deal-hickory5$35.0012/28/2011 5:21:15 PM
capital-renewal$25.0012/28/2011 5:28:05 PM
contract-plasma0$25.0012/28/2011 5:24:50 PM
pound-mushroom3$25.0012/28/2011 5:30:39 PM
a-noble-coin$50.0012/28/2011 5:26:16 PM
blue-lively-platinum$25.0012/28/2011 5:33:02 PM
hellasow$25.0012/28/2011 5:43:53 PM
KLCRAY$25.0012/28/2011 5:41:30 PM
fortytwo$69.0012/28/2011 5:45:34 PM
money-bauble$100.0012/28/2011 5:46:09 PM
edaguy$50.0012/28/2011 5:48:11 PM
melodious-openness$554.1812/28/2011 6:14:07 PM
160 Investments
 
Borrower Payment Dependent Notes Series 546343
This series of Notes was issued and sold upon the funding of the borrower loan #58567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1996 Debt/Income ratio: 29%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 16 / 15Length of status:2y 0m
Amount delinquent: $1,694 Total credit lines: 57 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,046Stated income:$25,000-$49,999
Delinquencies in last 7y: 29 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: handy-currency2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay OFF
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lucrative-transparency0$100.0012/29/2011 9:08:38 AM
handy-justice$50.0012/29/2011 9:09:55 AM
worth-blanket2$3,900.0012/29/2011 9:19:45 AM
3 Investments
 
Borrower Payment Dependent Notes Series 546461
This series of Notes was issued and sold upon the funding of the borrower loan #58546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.00% Listing Start date:  Jan-05-2012 
Term: 60 months Listing End date:  Jan-05-2012 
 
Lender yield: 9.99% Borrower rate/APR: 10.99% / 11.21% Monthly payment: $130.42
 
Lender servicing fee: 1.00% Effective Yield*: 9.98%  
Estimated return*: 8.98%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1995 Debt/Income ratio: 11%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:14y 2m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,849Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: Yes  
Screen name: Emsmumsy Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 23 ( 100% ) 760-779 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
780-799 (Aug-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
Home Improvement loan for new roof
Purpose of loan:
This loan will be used to replace my roof, which is leaking badly.

My financial situation:
I am a good candidate for this loan because I always pay my bills on time and have an excellent credit score. This will be my second Prosper loan. I've also been a Prosper lender in the past, when Ohio residents were permitted to loan. I live very simply, don't eat out much or go shopping.

My monthly average income is $1800.
Expenses include mortgage (1st & 2nd): $470; utilities: $368; insurance (car & house) / taxes: $205; gas & groceries: $350. My credit card will be paid off this spring and that money will go towards this loan. I have minimal medical expenses, and my cell phone (which is 5 years old), is a prepaid Tracfone. I have a Parent Plus loan, which is in deferment while I'm in school.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
fopaul13$25.001/5/2012 9:03:29 AM
ZeoInvestments$25.001/5/2012 9:05:54 AM
transparency-giant$50.001/5/2012 9:06:07 AM
rmachi$25.001/5/2012 9:06:18 AM
skro$25.001/5/2012 9:07:16 AM
meenan$100.001/5/2012 9:08:35 AM
compoundinterest$50.001/5/2012 9:09:45 AM
thezfunk$25.001/5/2012 9:11:54 AM
ssgt95068$25.001/5/2012 9:12:40 AM
mtquan$25.001/5/2012 9:12:43 AM
smart-leverage7$25.001/5/2012 9:13:36 AM
marketplace-achievement$25.001/5/2012 9:14:37 AM
lost-money-so-far-on-these$25.001/5/2012 9:14:55 AM
wtrboy$25.001/5/2012 9:15:24 AM
EvalCrux$50.001/5/2012 9:15:45 AM
wiseindian$25.001/5/2012 9:16:22 AM
ualf$50.001/5/2012 9:16:32 AM
trident9$50.001/5/2012 9:16:45 AM
goldeneye777$51.001/5/2012 9:17:11 AM
C_Mark$50.001/5/2012 9:17:19 AM
community-gyration7$25.001/5/2012 9:17:25 AM
MadHun$200.001/5/2012 9:17:31 AM
wealth-infusion6$100.001/5/2012 9:18:56 AM
g314$25.001/5/2012 9:19:01 AM
Mantis75$25.001/5/2012 9:19:04 AM
wealth-tremolo7$25.001/5/2012 9:19:10 AM
Jeffersonbank$50.001/5/2012 9:20:26 AM
cwegert$25.001/5/2012 9:02:42 AM
RecoveryLender$25.001/5/2012 9:02:59 AM
exuberant-dime$25.001/5/2012 9:04:47 AM
larslfe$25.001/5/2012 9:05:44 AM
enriching-dollar1$100.001/5/2012 9:06:14 AM
ceg451$25.001/5/2012 9:22:05 AM
first-pragmatic-note$25.001/5/2012 9:23:25 AM
SMVM87$25.001/5/2012 9:07:53 AM
elephantparty$35.001/5/2012 9:08:01 AM
ChicoBob$25.001/5/2012 9:25:24 AM
wbahl$25.001/5/2012 9:25:26 AM
andyb9$25.001/5/2012 9:08:50 AM
srilm$25.001/5/2012 9:10:00 AM
green-trade-dolphin2$41.201/5/2012 9:02:12 AM
cwegert$25.001/5/2012 9:02:57 AM
revmax$25.001/5/2012 9:11:44 AM
downtownfarm$25.001/5/2012 9:12:09 AM
PRGuyinVA$25.001/5/2012 9:12:15 AM
Natronpee$25.001/5/2012 9:12:20 AM
Relevance$25.001/5/2012 9:12:25 AM
Chutney$25.001/5/2012 9:12:30 AM
hostbank$100.001/5/2012 9:13:03 AM
Tahoeguy$50.001/5/2012 9:05:21 AM
building-america$25.001/5/2012 9:05:35 AM
bradania$25.001/5/2012 9:14:14 AM
lendersf$50.001/5/2012 9:06:28 AM
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extraordinary-exchange4$25.001/5/2012 9:15:50 AM
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money-booster2$25.001/5/2012 9:07:55 AM
leeball$50.001/5/2012 9:26:51 AM
Duchdad$25.001/5/2012 9:28:07 AM
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hard-working-rate3$100.001/5/2012 9:28:22 AM
enriching-trade2$50.001/5/2012 9:08:58 AM
Anny-Disco$25.001/5/2012 9:09:28 AM
dfealk$25.001/5/2012 9:09:59 AM
BuffetRocks$50.001/5/2012 9:10:56 AM
F16Pilot$25.001/5/2012 9:12:28 AM
gold-tsunami$30.001/5/2012 9:12:32 AM
cebgop$25.001/5/2012 9:31:27 AM
Marathoner$25.001/5/2012 9:31:36 AM
Cai8899$50.001/5/2012 9:12:49 AM
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standanddeliver$50.001/5/2012 9:13:48 AM
Tylerh$250.001/5/2012 9:19:12 AM
nuclearmoose$50.001/5/2012 9:19:14 AM
commanding-treasure2$50.001/5/2012 9:14:23 AM
Cheburashka$25.001/5/2012 9:19:47 AM
anacent$25.001/5/2012 9:19:50 AM
ianakacg$25.001/5/2012 9:14:27 AM
transparency-baton$25.001/5/2012 9:20:10 AM
jo2y$25.001/5/2012 9:20:16 AM
the_winning_ticket$250.001/5/2012 9:15:56 AM
Arg3998$25.001/5/2012 9:35:21 AM
keeks$25.001/5/2012 9:35:36 AM
Warwick$25.001/5/2012 9:35:59 AM
slartibardfast$25.001/5/2012 9:17:45 AM
Rdodson11$25.001/5/2012 9:36:22 AM
subtle-revenue0$25.001/5/2012 9:36:24 AM
ATOHokie$25.001/5/2012 9:17:50 AM
minista$25.001/5/2012 9:18:25 AM
newyork6264$25.001/5/2012 9:21:14 AM
TomDalonajay$25.001/5/2012 9:21:20 AM
RockCrown$25.001/5/2012 9:21:53 AM
lender_100$25.001/5/2012 9:22:12 AM
bobby5832708$25.001/5/2012 9:40:01 AM
evnagelist$25.001/5/2012 9:23:18 AM
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dpfl55$25.001/5/2012 9:19:39 AM
GMPK_TLAS$50.001/5/2012 9:25:16 AM
MARWARISETH$200.001/5/2012 9:21:26 AM
mrpowers5531$25.001/5/2012 9:21:27 AM
NoCal$25.001/5/2012 9:21:32 AM
integrity-saver$25.001/5/2012 9:21:39 AM
Tradesmanlender$25.001/5/2012 9:22:49 AM
paramjit$50.001/5/2012 9:23:28 AM
Bubbasnestegg$25.001/5/2012 9:23:44 AM
Weaverville$100.001/5/2012 9:24:15 AM
Sid-K$25.001/5/2012 9:27:52 AM
MONEYLENDER101$50.001/5/2012 9:24:57 AM
Raser$25.001/5/2012 9:28:41 AM
Gabriel02$25.001/5/2012 9:30:08 AM
dharma1$25.001/5/2012 9:30:51 AM
Moneypenny6$25.001/5/2012 9:31:13 AM
mizount$25.001/5/2012 9:31:31 AM
stensonb$25.001/5/2012 9:31:39 AM
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macgeek$25.001/5/2012 9:32:22 AM
donloah$25.001/5/2012 9:32:34 AM
mr55262$25.001/5/2012 9:32:56 AM
roymckenzie$25.001/5/2012 9:33:07 AM
Daneistes$50.001/5/2012 9:34:24 AM
ski bum$100.001/5/2012 9:35:13 AM
Turkish101$25.001/5/2012 9:27:25 AM
Railbird$25.001/5/2012 9:35:32 AM
power-companion7$75.001/5/2012 9:27:27 AM
kind-asset-circuit$50.001/5/2012 9:28:31 AM
awwaww$25.001/5/2012 9:28:57 AM
damage$25.001/5/2012 9:37:06 AM
angelinvestor2$40.001/5/2012 9:37:19 AM
Maccs55$25.001/5/2012 9:30:36 AM
The_Lending_Muscle$25.001/5/2012 9:37:55 AM
Preteur$25.001/5/2012 9:38:01 AM
math1973$50.001/5/2012 9:32:01 AM
vigilance-revolutionary$50.001/5/2012 9:38:42 AM
masonn$100.001/5/2012 9:39:07 AM
the-enterprising-leverage$50.001/5/2012 9:32:50 AM
urbane-benefit9$25.001/5/2012 9:32:59 AM
zwx1997$25.001/5/2012 9:33:21 AM
pbo922$25.001/5/2012 9:33:28 AM
jamschmidt$25.001/5/2012 9:34:34 AM
hidavehi$39.001/5/2012 9:35:08 AM
toblerone$25.001/5/2012 9:35:50 AM
Keebs$25.001/5/2012 9:36:19 AM
KLCRAY$25.001/5/2012 9:40:39 AM
innocent-dedication$25.001/5/2012 9:36:58 AM
MikeB918$25.001/5/2012 9:40:46 AM
AFairDeal$25.001/5/2012 9:37:34 AM
don8ter$50.001/5/2012 9:38:08 AM
competent-commitment1$50.001/5/2012 9:38:57 AM
overflowinglife$25.001/5/2012 9:39:23 AM
152 Investments
 
Borrower Payment Dependent Notes Series 546568
This series of Notes was issued and sold upon the funding of the borrower loan #58636, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-02-2012 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $227.21
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1989 Debt/Income ratio: 16%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 11Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 36 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $20,994Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: Coffee4two Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 81 ( 100% ) 720-739 (Latest)
Principal borrowed: $11,500.00< 31 days late: 0 ( 0% )  
660-679 (Nov-2010)
700-719 (Jul-2008)
720-739 (Dec-2007)
 
Principal balance: $1,001.39 31+ days late: 0 ( 0% )
Total payments billed: 81  
Description
Cold floors, need insulation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
sensible-fund$26.001/2/2012 9:01:50 AM
trumpeter5$25.001/2/2012 9:02:27 AM
graceful-investment$100.001/2/2012 9:03:05 AM
successful-agreement7$100.001/2/2012 9:11:09 AM
life-is-great$25.001/2/2012 9:13:51 AM
market-solstice2$25.001/2/2012 9:15:12 AM
chestnut4$25.001/2/2012 9:18:43 AM
Investor_DP$100.001/2/2012 9:20:50 AM
NekHoldings$25.001/2/2012 9:02:00 AM
Feyenoord$30.001/2/2012 9:27:47 AM
lamsabuy$100.001/2/2012 9:28:19 AM
grammaspurse$25.001/2/2012 9:02:47 AM
MoneyForNothing$471.051/2/2012 9:02:44 AM
hitsman$50.001/2/2012 9:32:10 AM
worth-dandelion$100.001/2/2012 9:32:32 AM
edaguy$75.001/2/2012 9:35:45 AM
stylish-compassion3$50.001/2/2012 9:07:45 AM
commanding-treasure2$50.001/2/2012 9:37:46 AM
credit-guard5$25.001/2/2012 9:39:51 AM
five-star-note$50.001/2/2012 9:10:01 AM
Brattt$25.001/2/2012 9:10:13 AM
ivy-league-MBA$25.001/2/2012 9:11:03 AM
AFairDeal$25.001/2/2012 9:42:37 AM
scrappy-leverage6$25.001/2/2012 9:44:41 AM
twjh$25.001/2/2012 9:46:35 AM
selector568$300.001/2/2012 9:14:33 AM
kenji4861$25.001/2/2012 9:48:48 AM
loyalty-czar$50.001/2/2012 10:11:23 AM
WilliamLeeSims$25.001/2/2012 9:17:20 AM
managedfund$1,333.001/2/2012 9:20:55 AM
loanman2007$225.001/2/2012 10:26:09 AM
trade-burrito4$35.001/2/2012 9:22:37 AM
Jerrys1951$40.001/2/2012 9:20:53 AM
money-bauble$100.001/2/2012 9:25:35 AM
deal-enrichment063$100.001/2/2012 10:51:46 AM
janeybooboo$100.001/2/2012 9:21:57 AM
Socorro_Capital_Partners$25.011/2/2012 9:31:48 AM
AF-Chief$25.001/2/2012 9:24:09 AM
first-pragmatic-power$25.001/2/2012 9:24:36 AM
dcm6276$25.001/2/2012 11:12:24 AM
mistertao$25.001/2/2012 11:23:03 AM
cashhelp$25.001/2/2012 9:28:49 AM
High-flyer$25.001/2/2012 11:32:32 AM
exchange-squirrel$100.001/2/2012 11:40:05 AM
GCInvestments$25.001/2/2012 9:36:27 AM
Beechturner$50.001/2/2012 12:14:15 PM
progressive-economy261$400.001/2/2012 9:38:46 AM
cattlebaron$100.001/2/2012 12:37:10 PM
sillyb$50.001/2/2012 1:08:05 PM
kedia$50.001/2/2012 1:09:28 PM
enticing-capital6$50.001/2/2012 9:41:44 AM
penny-plato$25.001/2/2012 9:48:57 AM
LittleMingo$49.001/2/2012 9:58:03 AM
cake7$25.261/2/2012 9:51:12 AM
AdamBertocci$25.001/2/2012 2:12:03 PM
Moe87$25.001/2/2012 9:55:27 AM
red-penny-philosopher$25.001/2/2012 2:18:28 PM
money-booster2$50.001/2/2012 10:19:32 AM
repaymeplease$27.421/2/2012 10:19:11 AM
money-booster2$50.001/2/2012 10:19:26 AM
money-booster2$50.001/2/2012 10:19:45 AM
ets2011$25.001/2/2012 10:30:12 AM
amlu1988$25.001/2/2012 10:32:55 AM
s270$50.001/2/2012 3:31:38 PM
FinanceEngine$50.001/2/2012 3:36:40 PM
Mrs-Honeydew$40.001/2/2012 11:10:17 AM
calimanusa$50.001/2/2012 11:18:49 AM
Aqua-rius$25.001/2/2012 11:28:40 AM
cashhelp$25.001/2/2012 11:37:14 AM
vigilance-sumac6$25.001/2/2012 12:00:20 PM
Ripsaw4U$50.001/2/2012 12:20:50 PM
r48$28.001/2/2012 12:12:55 PM
AndChicksforFree$200.001/2/2012 12:13:55 PM
NorthernFunds$100.001/2/2012 12:14:53 PM
skillful-asset5$50.001/2/2012 12:55:40 PM
moneybags16$25.001/2/2012 1:18:44 PM
first-restless-payout$50.001/2/2012 1:29:29 PM
moola-buddy$25.001/2/2012 3:11:04 PM
SolarMoonshine$25.001/2/2012 3:13:47 PM
MStax$33.151/2/2012 3:17:44 PM
setUup$28.081/2/2012 3:47:54 PM
famous-bill$75.001/2/2012 3:51:25 PM
MyKidsDad$25.001/2/2012 3:33:00 PM
Law_Gator$25.001/2/2012 3:51:53 PM
p2p-mover0$33.451/2/2012 3:40:48 PM
beachliving29$101.191/2/2012 4:00:59 PM
pleasant-bid$24.391/2/2012 4:14:16 PM
87 Investments
 
Borrower Payment Dependent Notes Series 546684
This series of Notes was issued and sold upon the funding of the borrower loan #58597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Jan-01-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $179.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-2005 Debt/Income ratio: 11%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 4 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $623Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: compassion-satellite1 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Moving Expenses
Purpose of loan: Cover the cost of moving from an unsafe neighborhood.
This loan will be used to... Cover the expenses of terminating the current lease on an apartment in an unsafe neighborhood as well as paying the security deposit on a new apartment.



My financial situation: I work full time and have a roommate who also works full time.
I am a good candidate for this loan because... I pay my bills on time, I work hard, and won't miss a payment.


Monthly net income: $2,600
Monthly expenses: $
Housing: $425
Insurance: $40
Car expenses: $20
Utilities: $25
Phone, cable, internet: $110
Food, entertainment: $30
Clothing, household expenses: $15
Credit cards and other loans: $70
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.0012/29/2011 3:28:20 PM
SFBank$50.0012/29/2011 5:04:05 PM
zeeexsixare$200.0012/29/2011 3:55:49 PM
AndChicksforFree$50.0012/29/2011 5:08:15 PM
Danjack_Capital$25.0012/29/2011 5:03:40 PM
golden-velocity9$25.0012/29/2011 5:14:00 PM
edaguy$50.0012/29/2011 5:15:22 PM
selector568$300.0012/29/2011 5:28:33 PM
first-pragmatic-power$25.0012/29/2011 5:29:01 PM
successful-agreement7$100.0012/29/2011 5:16:39 PM
sentry256$25.0012/29/2011 5:38:27 PM
worthy-bid8$50.0012/29/2011 5:30:00 PM
rupee-equation2$25.0012/29/2011 5:44:39 PM
marinbb$26.0012/29/2011 5:55:42 PM
hitsman$50.0012/29/2011 5:36:12 PM
money-booster2$50.0012/29/2011 6:04:33 PM
bb575$50.0012/29/2011 6:28:12 PM
Investor_DP$100.0012/29/2011 5:43:09 PM
jkeller4000$25.0012/29/2011 5:45:36 PM
vutah$25.0012/29/2011 5:58:51 PM
payment-halo$25.0012/29/2011 8:22:53 PM
versatile-treasure6$25.0012/29/2011 7:00:22 PM
stylish-compassion3$50.0012/29/2011 7:49:29 PM
CA-Lender$25.0012/29/2011 8:06:08 PM
first-friendly-listing$25.0012/29/2011 9:22:27 PM
dynrep$50.0012/29/2011 8:26:30 PM
Requiem$25.0012/30/2011 6:13:34 AM
LuvToLend$25.0012/29/2011 11:07:01 PM
jebber007$45.0012/30/2011 12:41:52 AM
foothillender$25.0012/30/2011 7:56:17 AM
loanman2007$25.0012/30/2011 6:42:55 AM
buffalobills$25.0012/30/2011 8:32:33 AM
jtwildcat713$25.0012/30/2011 6:49:32 AM
Bob450$25.0012/30/2011 7:03:32 AM
scoobiedoo$25.0012/30/2011 7:30:34 AM
grotheik$25.0012/30/2011 7:40:01 AM
balanced-balance6$25.0012/30/2011 8:42:20 AM
DiligentiaLLC$50.0012/30/2011 8:30:31 AM
CashFlow13$100.0012/30/2011 9:14:21 AM
jules3304$25.0012/30/2011 9:30:01 AM
terrific-dough6$75.0012/30/2011 9:31:51 AM
enchanted-diversification496$25.0012/30/2011 9:58:16 AM
productive-ore$25.0012/30/2011 10:24:42 AM
vine99$65.0012/30/2011 10:51:17 AM
benjamins-utopia$100.0012/30/2011 10:03:29 AM
riproaringrapids$50.0012/30/2011 12:16:16 PM
Rogelio48$30.0012/30/2011 11:43:03 AM
jmeasn$25.0012/30/2011 3:26:25 PM
Reddy_Capital$25.0012/30/2011 1:42:00 PM
Math_Physics$25.0012/30/2011 1:23:18 PM
calimanusa$50.0012/30/2011 2:08:18 PM
economy-huckleberry0$25.0012/30/2011 2:02:32 PM
penny-surgeon$25.0012/30/2011 2:19:02 PM
Bcs-cnc$25.0012/30/2011 3:32:04 PM
missing-link$25.0012/30/2011 5:25:59 PM
phenomenal-gain5$25.0012/30/2011 9:12:03 PM
scarlet-velvet$25.0812/31/2011 12:25:44 AM
grammaspurse$25.0012/30/2011 10:18:19 PM
Zipcut$25.0012/30/2011 11:31:46 PM
ethical-truth211$100.0012/31/2011 4:46:10 AM
hidavehi$27.0012/31/2011 7:18:41 AM
heerzaquestion$25.0012/31/2011 7:20:04 AM
green-robust-currency$25.0012/31/2011 8:11:11 AM
leverage-monger$25.0012/31/2011 8:24:33 AM
riveting-credit5$60.0012/31/2011 11:19:43 AM
radforj22$25.0012/31/2011 11:21:07 AM
houli123$27.7812/31/2011 12:03:33 PM
Horse-Lender$25.0112/31/2011 12:34:00 PM
exchange-dreams$34.0012/31/2011 1:32:17 PM
thelovebug$100.0012/31/2011 12:50:12 PM
scamps$25.0012/31/2011 4:31:55 PM
economy-popcorn$25.001/1/2012 8:07:22 AM
CashFlow13$500.0012/31/2011 5:24:45 PM
money-booster2$25.001/1/2012 9:32:58 AM
ethical-truth211$300.0012/31/2011 7:10:53 PM
return-enthusiast1$25.0012/31/2011 8:12:42 PM
reinforced-velocity158$200.0012/31/2011 11:14:54 PM
LiveNow$25.001/1/2012 6:36:22 AM
SudianX$30.131/1/2012 6:59:23 AM
brondero$230.001/1/2012 9:44:55 AM
80 Investments
 
Borrower Payment Dependent Notes Series 546846
This series of Notes was issued and sold upon the funding of the borrower loan #58561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-27-2011 
Term: 60 months Listing End date:  Dec-27-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2006 Debt/Income ratio: 9%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 19 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,889Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: No  
Screen name: abundant-power4 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...
consolidate my debt one easy payment.
My financial situation: good i make good money i just want to simplfy my payments
I am a good candidate for this loan because... I have good credit and a proven history of repayment


Monthly net income: $5000
Monthly expenses: $3000
Housing: $500
Insurance: $300
Car expenses: $80
Utilities: $130
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $15000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Interloper$50.0012/27/2011 9:10:38 AM
GreenLender11$100.0012/27/2011 9:04:20 AM
AFairDeal$25.0012/27/2011 9:08:37 AM
AndChicksforFree$25.0012/27/2011 9:11:03 AM
jkeller4000$25.0012/27/2011 9:14:57 AM
successful-agreement7$100.0012/27/2011 9:11:31 AM
Investor_DP$100.0012/27/2011 9:15:17 AM
bb575$50.0012/27/2011 9:14:24 AM
worth-blanket2$14,675.0012/27/2011 9:16:41 AM
BxRealtor$25.0012/27/2011 9:13:09 AM
10 Investments
 
Borrower Payment Dependent Notes Series 547006
This series of Notes was issued and sold upon the funding of the borrower loan #58566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1996 Debt/Income ratio: 34%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:15y 7m
Amount delinquent: $0 Total credit lines: 29 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,221Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: Yes  
Screen name: helpful-p2p740 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... To pay off miscellaneous debt acquired helping family members out within the past 2 yrs.

My financial situation: Excellent
I am a good candidate for this loan because... I have excellent credit and believe fullly in paying off any debt I acquire sooner that the antipated payoff date.


Monthly net income: $ 5,000
Monthly expenses: $ 3,000
Housing: $ 1,100
Insurance: $ Free
Car expenses: $ 0
Utilities: $ 200
Phone, cable, internet: $ 100
Food, entertainment: $ 100
Clothing, household expenses: $ 50
Credit cards and other loans: $ 8,000
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bubb_hans$100.0012/28/2011 3:24:54 PM
zeeexsixare$300.0012/28/2011 4:49:09 PM
SFBank$50.0012/28/2011 5:12:42 PM
marinbb$26.0012/28/2011 5:16:54 PM
sensible-fund$25.0012/28/2011 5:22:26 PM
rupee-equation2$25.0012/28/2011 5:22:51 PM
worthy-bid8$50.0012/28/2011 5:28:41 PM
miked8303$25.0012/28/2011 5:29:50 PM
scrappy-leverage6$25.0012/28/2011 5:36:24 PM
first-pragmatic-power$25.0012/28/2011 5:38:34 PM
golden-velocity9$25.0012/28/2011 5:46:39 PM
top-courteous-peso$75.0012/28/2011 5:40:36 PM
Investor_DP$100.0012/28/2011 5:47:07 PM
jkeller4000$25.0012/28/2011 5:48:06 PM
successful-agreement7$100.0012/28/2011 5:49:22 PM
melodious-openness$500.0012/28/2011 6:18:56 PM
skillful-asset5$30.0012/28/2011 7:36:59 PM
ready-interest9$25.0012/28/2011 8:53:22 PM
Otagaini$50.0012/29/2011 3:57:48 AM
passivesf$26.0212/29/2011 6:42:06 AM
wkeboarder21$50.0012/29/2011 6:17:20 AM
missing-link$25.0012/29/2011 9:07:51 AM
loanman2007$25.0012/29/2011 9:13:34 AM
enchanted-diversification496$25.0012/29/2011 9:30:50 AM
economy-producer$25.0012/29/2011 9:40:53 AM
gold-plane1$50.0012/29/2011 9:42:29 AM
selector568$300.0012/29/2011 9:48:52 AM
edaguy$50.0012/29/2011 9:53:34 AM
scarlet-velvet$25.0812/29/2011 9:54:33 AM
papaloha$25.0012/29/2011 9:56:09 AM
mlj0671$25.0012/29/2011 10:12:41 AM
dissector56958$25.0012/29/2011 12:16:35 PM
scoobiedoo$25.0012/29/2011 1:23:58 PM
Megaton$25.0012/29/2011 3:51:34 PM
Pressure_Drop$25.0012/29/2011 4:01:57 PM
hitsman$50.0012/29/2011 5:36:06 PM
versatile-treasure6$25.0012/29/2011 7:00:16 PM
sentry256$25.0012/29/2011 5:38:26 PM
payment-halo$25.0012/29/2011 8:45:04 PM
CA-Lender$50.0012/29/2011 8:05:28 PM
stylish-compassion3$50.0012/29/2011 7:49:23 PM
dynrep$100.0012/29/2011 8:45:21 PM
kindness-ace1$50.0012/30/2011 12:36:53 AM
LuvToLend$25.0012/29/2011 11:06:57 PM
SolarMoonshine$25.0012/30/2011 3:37:04 AM
DiligentiaLLC$50.0012/30/2011 8:31:20 AM
buffalobills$25.0012/30/2011 8:32:58 AM
ethical-truth211$400.0012/30/2011 7:17:50 AM
jules3304$25.0012/30/2011 9:34:01 AM
green-trade-dolphin$50.0012/30/2011 9:47:26 AM
benjamins-utopia$100.0012/30/2011 10:03:24 AM
productive-ore$25.0012/30/2011 10:24:40 AM
money-booster2$25.0012/30/2011 1:58:58 PM
riproaringrapids$50.0012/30/2011 12:16:12 PM
terrific-p2ploan$25.0012/30/2011 1:52:24 PM
Bcs-cnc$25.0012/30/2011 3:25:25 PM
silver-champion3$50.0012/30/2011 4:00:55 PM
rockhound84$36.0012/31/2011 6:28:56 AM
yf99yz$29.3112/30/2011 11:11:35 PM
ethical-truth211$100.0012/31/2011 10:48:56 AM
deal-searcher1$25.0012/31/2011 11:07:11 AM
erowis$100.0012/31/2011 11:11:02 AM
TackingWindward$25.0012/31/2011 3:22:25 PM
dsnybnd$25.0012/31/2011 1:43:57 PM
silvercertificate$25.001/1/2012 5:46:58 AM
economy-popcorn$25.001/1/2012 8:12:35 AM
forthright-durability$25.0012/31/2011 6:20:07 PM
grotheik$25.0012/31/2011 8:09:59 PM
peregrine$88.001/1/2012 10:58:56 AM
Kash2010lu$25.0012/31/2011 11:39:25 PM
payment-gusto$25.001/1/2012 10:33:03 AM
dapablotv$100.001/1/2012 12:40:06 PM
durability-halibut$25.001/1/2012 12:47:25 PM
WilliamLeeSims$25.001/1/2012 1:33:40 PM
wlm3012$50.001/1/2012 4:26:22 PM
wendyhop$50.001/1/2012 1:49:56 PM
asset-professor$25.001/1/2012 6:37:20 PM
factcheck$35.001/1/2012 9:08:53 PM
Apollo19$50.001/1/2012 11:07:55 PM
loyalty-czar$50.001/2/2012 5:58:33 AM
chrisb1414$25.001/2/2012 6:50:01 AM
gain-gourd$100.001/2/2012 8:01:45 AM
prudent-bid3$25.001/1/2012 7:47:19 PM
wise-eloquent-yield$25.001/1/2012 9:00:04 PM
lasalle123$100.001/2/2012 2:09:38 PM
a-restless-dollar$25.001/2/2012 8:48:18 PM
tech310$50.001/3/2012 12:20:18 AM
suges$25.001/2/2012 8:02:36 PM
compassion-artisan9$25.001/2/2012 8:19:26 PM
patriot384$100.001/3/2012 6:15:12 AM
velocity-gala$500.001/2/2012 9:17:29 PM
killdare$25.001/2/2012 9:38:06 PM
fate-amenable-to-change$25.001/2/2012 11:31:09 PM
MoneyBadger$25.001/3/2012 9:34:33 AM
nimble-revenue5$50.001/3/2012 10:11:51 AM
economy-shrubbery6$25.001/3/2012 10:06:39 AM
five-star-note$75.001/3/2012 12:36:40 PM
2grindstones$36.021/3/2012 1:16:00 PM
calimanusa$40.001/3/2012 2:34:38 PM
Reliance_Banker$25.001/3/2012 6:43:49 PM
Christophe$25.001/4/2012 6:40:25 AM
downtownfarm$25.001/4/2012 6:43:30 AM
cattlebaron$25.001/3/2012 9:22:10 PM
lendstats_com$181.601/4/2012 12:00:12 AM
friendinmoney$25.001/4/2012 8:07:38 AM
vine99$110.001/4/2012 8:13:35 AM
thelovebug$100.001/4/2012 9:28:15 AM
loanman2007$50.001/4/2012 9:30:54 AM
sosleep$25.001/4/2012 11:13:46 AM
Helenska11$100.001/4/2012 3:57:58 PM
AVS$25.001/4/2012 4:56:45 PM
Tylerh$250.001/4/2012 2:53:50 PM
bid-stockpiler1$50.001/4/2012 3:29:45 PM
Digger85$50.001/4/2012 4:21:05 PM
willinvest$25.001/4/2012 4:22:22 PM
javelin0$25.001/4/2012 4:51:39 PM
cognizant-rupee7$25.001/4/2012 5:08:07 PM
social-cocktail1$200.001/4/2012 5:22:03 PM
wwwUniversal$25.001/4/2012 5:12:23 PM
wampum-chorus3$25.001/4/2012 5:32:48 PM
money-bauble$56.001/4/2012 5:38:01 PM
fantastic-wampum1$100.001/4/2012 5:18:43 PM
mammalian4$25.001/4/2012 5:24:59 PM
KrauseVentures$25.001/4/2012 5:40:33 PM
hellasow$25.001/4/2012 5:27:00 PM
loss-of-control$100.001/4/2012 5:44:54 PM
houli123$25.001/4/2012 5:48:10 PM
note-mover9$25.001/4/2012 5:35:41 PM
intuitive-velocity4$25.001/4/2012 5:54:35 PM
greenback-investor7$100.001/4/2012 5:44:41 PM
diplomatic-wealth7$25.001/4/2012 5:39:04 PM
Elefunt$25.001/4/2012 6:07:27 PM
wise-deal-panda$100.001/4/2012 5:49:54 PM
orange-preeminant-bill$25.001/4/2012 6:09:28 PM
the-enthralling-coin$25.001/4/2012 6:15:00 PM
Comoparklender$25.001/4/2012 6:15:42 PM
CACO_Lender$25.001/4/2012 5:59:28 PM
MikeyZ2008$50.001/4/2012 5:50:50 PM
first-liberty-duckling$25.001/4/2012 6:52:05 PM
shrewd-peace7$25.001/4/2012 6:05:28 PM
economy-huckleberry0$25.001/4/2012 7:33:48 PM
newest-phenomenal-dinero$75.001/4/2012 7:34:15 PM
gothampark$25.001/4/2012 7:40:57 PM
market-solstice2$25.001/4/2012 6:11:30 PM
Tradesmanlender$25.001/4/2012 6:08:13 PM
red-power-pecan$50.001/4/2012 6:11:20 PM
pietro_torna_indietro$25.001/5/2012 5:22:16 AM
InChicago$100.001/4/2012 9:20:01 PM
antlr$50.001/4/2012 9:26:40 PM
P2PGodfather$100.001/4/2012 8:35:54 PM
suave-dime6$25.001/5/2012 3:16:01 AM
kendigme$50.001/5/2012 3:34:31 AM
reasonable-greenback$50.001/5/2012 7:57:19 AM
bold-shrewd-dedication$250.001/5/2012 8:30:21 AM
power-secret-agent$25.001/5/2012 3:57:29 AM
theaterguy$25.001/5/2012 8:53:45 AM
GElender$40.001/5/2012 6:10:09 AM
dollar-tornado3$25.001/5/2012 6:24:15 AM
nalaari$48.671/5/2012 6:31:11 AM
gold-pudding6$60.001/5/2012 5:47:41 AM
pfh$25.001/5/2012 7:04:46 AM
market-aspen9$25.001/5/2012 7:21:33 AM
cogent$32.001/5/2012 7:30:03 AM
intrepid-loot$25.001/5/2012 6:24:15 AM
sgt-schultz$38.431/5/2012 7:35:12 AM
Bob450$26.001/5/2012 6:43:58 AM
EarlyRiser$200.001/5/2012 8:11:51 AM
mad-scientist418$25.001/5/2012 8:30:06 AM
octoberfresh$25.001/5/2012 7:51:08 AM
gold-cluster$100.001/5/2012 8:20:34 AM
dollardave$50.001/5/2012 8:21:37 AM
return-enthusiast1$25.001/5/2012 8:43:40 AM
Kaliafx$160.871/5/2012 8:59:59 AM
173 Investments
 
Borrower Payment Dependent Notes Series 547036
This series of Notes was issued and sold upon the funding of the borrower loan #58622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Jan-05-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jun-2007 Debt/Income ratio: Not calculated
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 12 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,105Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: robbie2618 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 34 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
520-539 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Car loan
Purpose of loan will be for a car down payment on a 2009 Toyota RAV4 with 31,000 miles.

This is my second Prosper loan, my first was opened in 2008. I have payed it off on time and never missed a payment. My job is stable and have been employed at the same location for 4 and a half years. Please ask any questions you may have.


Monthly net income: $5000
Housing: $200
Insurance: $55
Car expenses: $445
Utilities: $100
Phone, cable, internet: $60
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$25.001/5/2012 5:01:22 PM
handy-justice$100.001/5/2012 5:02:06 PM
orange-leverage-phoenix$30.001/5/2012 5:03:21 PM
camaraderi-aspen$100.001/5/2012 5:05:13 PM
mrxtravis$25.001/5/2012 5:05:38 PM
Kash2010lu$40.001/5/2012 5:06:39 PM
credit-missile$135.001/5/2012 5:09:29 PM
investment-artist$32.011/5/2012 5:13:27 PM
run26miles$25.001/5/2012 5:14:16 PM
jhouman$50.001/5/2012 5:16:05 PM
affluence-generator2$300.001/5/2012 5:01:11 PM
lucrative-loan$100.001/5/2012 5:03:51 PM
nimble-money086$25.001/5/2012 5:03:58 PM
MoneyForNothing$32.841/5/2012 5:05:44 PM
virtuous-repayment$50.001/5/2012 5:06:56 PM
Dusigrosz$150.001/5/2012 5:01:10 PM
Star_Witness$85.001/5/2012 5:09:10 PM
investmentgroup$25.001/5/2012 5:10:36 PM
DHolly$31.001/5/2012 5:06:28 PM
312-Lender$25.001/5/2012 5:16:23 PM
113121$25.001/5/2012 5:08:49 PM
113121$2,314.151/5/2012 5:18:53 PM
grnii78$100.001/5/2012 5:14:33 PM
AF-Chief$25.001/5/2012 5:15:35 PM
MatthewDP$100.001/5/2012 5:17:24 PM
zorg77$50.001/5/2012 5:18:23 PM
26 Investments
 
Borrower Payment Dependent Notes Series 547104
This series of Notes was issued and sold upon the funding of the borrower loan #58521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.35% Listing Start date:  Dec-28-2011 
Term: 12 months Listing End date:  Dec-28-2011 
 
Lender yield: 4.65% Borrower rate/APR: 5.65% / 6.59% Monthly payment: $171.81
 
Lender servicing fee: 1.00% Effective Yield*: 4.66%  
Estimated return*: 3.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-1996 Debt/Income ratio: 4%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:10y 6m
Amount delinquent: $0 Total credit lines: 16 Occupation: Military Officer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,532Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: Yes  
Screen name: Spider5 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt.

My financial situation:
I am a good candidate for this loan because I don't actually need it.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
neighborly-hope6$100.0012/28/2011 9:06:04 AM
jazz619$25.0012/28/2011 9:11:34 AM
enchanted-note$50.0012/28/2011 9:12:20 AM
riproaringrapids$35.0012/28/2011 9:13:14 AM
lendersf$50.0012/28/2011 9:14:28 AM
Bendistraw$25.0012/28/2011 9:14:53 AM
diversification-surge$25.0012/28/2011 9:15:55 AM
cwegert$50.0012/28/2011 9:18:02 AM
money-booster2$25.0012/28/2011 9:20:36 AM
meux99$25.0012/28/2011 9:21:01 AM
Dollars4Rent$50.0012/28/2011 9:22:27 AM
sharp-bill2$50.0012/28/2011 9:23:08 AM
sweet-loan7$25.0012/28/2011 9:20:24 AM
TikPmp1$25.0012/28/2011 9:24:36 AM
kinetic-social$150.0012/28/2011 9:27:29 AM
Centerline15$25.0012/28/2011 9:21:44 AM
Horse-Lender$25.0312/28/2011 9:26:09 AM
MarketInvestor$25.0012/28/2011 9:22:29 AM
AmericanCredit$50.0012/28/2011 9:23:40 AM
the-bright-velocity$25.0012/28/2011 9:30:55 AM
jennifer55126$25.0012/28/2011 9:24:22 AM
CK1$25.0012/28/2011 9:31:13 AM
AFairDeal$25.0012/28/2011 9:32:30 AM
Leshan$25.0012/28/2011 9:32:08 AM
Kyjamune$25.0012/28/2011 9:32:41 AM
notabanker$75.0012/28/2011 9:34:21 AM
rjmdez$25.0012/28/2011 9:36:15 AM
cash-merry-maker$25.0012/28/2011 9:36:02 AM
Cashew6$25.0012/28/2011 9:37:04 AM
market-maximizer472$100.0012/28/2011 9:31:06 AM
kind-durability-battalion$50.0012/28/2011 9:43:23 AM
brainy-return234$25.0012/28/2011 9:38:55 AM
income-banjo$25.0012/28/2011 9:46:52 AM
credit-panda1$25.0012/28/2011 9:50:40 AM
bb575$50.0012/28/2011 9:50:45 AM
kenji4861$25.0012/28/2011 9:50:56 AM
indomitable-coin$25.0012/28/2011 9:58:58 AM
TGGGGGGGGGGGGGGG$50.0012/28/2011 9:49:51 AM
extraordinary-silver5$25.0012/28/2011 9:58:33 AM
jonandmeg21$25.0012/28/2011 9:50:28 AM
roadtruck$50.0012/28/2011 10:03:46 AM
seineil$75.0012/28/2011 10:08:22 AM
cashhelp$25.0012/28/2011 10:08:46 AM
cebgop$25.0012/28/2011 10:02:34 AM
scrappy-bonus2$25.0012/28/2011 10:33:54 AM
capital-blueberry$25.0012/28/2011 10:37:17 AM
value-willow$25.0012/28/2011 10:46:04 AM
investment-builder0$50.0012/28/2011 11:03:06 AM
Druidsoft$25.0012/28/2011 10:38:21 AM
peter79130$25.0012/28/2011 11:21:09 AM
transparency-position$25.0012/28/2011 11:05:56 AM
SUZYQ$14.9712/28/2011 11:56:39 AM
FlexFunding$50.0012/28/2011 11:52:30 AM
53 Investments
 
Borrower Payment Dependent Notes Series 547138
This series of Notes was issued and sold upon the funding of the borrower loan #58685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-31-2011 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $376.26
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-1991 Debt/Income ratio: 17%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 30 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,772Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: Yes  
Screen name: bonus-mastery0 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
IRS
Purpose of loan:
This loan will be used to... pay off IRS debt

My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
klinebarger$25.0012/28/2011 3:14:38 PM
Prosp_Lender$50.0012/28/2011 3:28:05 PM
unclejaef$25.0012/28/2011 3:34:35 PM
stinvest$25.0012/28/2011 3:56:26 PM
the-bright-velocity$25.0012/28/2011 5:09:38 PM
bb575$50.0012/28/2011 5:05:29 PM
riproaringrapids$35.0012/28/2011 5:09:47 PM
AmericanCredit$50.0012/28/2011 5:11:47 PM
lendersf$50.0012/28/2011 5:16:47 PM
RockCrown$25.0012/28/2011 5:19:21 PM
diversification-surge$25.0012/28/2011 5:22:39 PM
meux99$25.0012/28/2011 5:27:00 PM
lucrative-transparency0$100.0012/28/2011 5:27:18 PM
cebgop$25.0012/28/2011 5:34:00 PM
income-banjo$25.0012/28/2011 5:37:09 PM
cash-merry-maker$25.0012/28/2011 5:30:17 PM
neighborly-hope6$100.0012/28/2011 5:32:21 PM
Cashew6$25.0012/28/2011 5:35:52 PM
Kyjamune$25.0012/28/2011 5:38:59 PM
AFairDeal$25.0012/28/2011 5:40:12 PM
indomitable-coin$25.0012/28/2011 5:43:14 PM
the-auction-lotus$25.0012/28/2011 5:51:18 PM
djs81$25.0012/28/2011 6:24:09 PM
enticing-rate9$25.0012/28/2011 6:32:38 PM
KCEnterprises$25.0012/28/2011 7:27:24 PM
b2006$25.0012/28/2011 8:04:17 PM
LibbyZ$50.0012/28/2011 9:43:15 PM
cerebral-dollar773$50.0012/29/2011 3:37:47 AM
Approved1234$25.0012/29/2011 3:53:49 AM
jakespirit$100.0012/29/2011 6:18:04 AM
blue-useful-auction$25.0012/29/2011 7:05:31 AM
Dollars4Rent$25.0012/29/2011 6:29:36 AM
js60l$25.0012/29/2011 8:19:22 AM
repayment-launcher$25.0012/29/2011 8:32:43 AM
shaker348$25.0012/29/2011 9:06:26 AM
BankofHank$50.0012/29/2011 8:47:07 AM
Pebbles-Lending$25.0012/29/2011 9:15:24 AM
fortytwo$150.0012/29/2011 9:20:21 AM
Tradesmanlender$25.0012/29/2011 9:35:33 AM
roadtruck$50.0012/29/2011 9:35:38 AM
NoCal$25.0012/29/2011 9:43:14 AM
first-favorite-bonus9$25.0012/29/2011 9:41:55 AM
LongTail$25.0012/29/2011 9:42:07 AM
gold-plane1$50.0012/29/2011 9:42:30 AM
luminous-marketplace5$25.0012/29/2011 9:50:04 AM
Weaverville$50.0012/29/2011 9:45:30 AM
kenji4861$25.0012/29/2011 9:54:07 AM
toocautious$44.4512/29/2011 10:11:04 AM
best-elevated-social$50.0012/29/2011 10:23:25 AM
blot44$50.0012/29/2011 10:30:20 AM
rocket361$25.0012/29/2011 11:04:32 AM
power-defender7$40.0012/29/2011 12:43:23 PM
gazelle1$25.0012/29/2011 12:44:24 PM
fragonardlives$25.0012/29/2011 1:38:29 PM
community-seahorse0$25.0012/29/2011 3:05:49 PM
inventive-wealth2$25.0012/29/2011 3:33:09 PM
vigorous-moola$36.0012/29/2011 2:31:03 PM
american6$100.0012/29/2011 4:31:05 PM
point-molecule9$32.0012/29/2011 4:56:41 PM
britgsb$30.0012/29/2011 5:22:20 PM
Veridic$25.0012/29/2011 5:56:01 PM
hitsman$50.0012/29/2011 5:36:06 PM
money-booster2$50.0012/29/2011 6:03:51 PM
lucrative-coin$50.0012/29/2011 6:00:53 PM
john0720$50.0012/29/2011 6:48:15 PM
versatile-treasure6$25.0012/29/2011 7:00:17 PM
GreenSun$25.0012/29/2011 9:42:19 PM
snowman34$25.0012/29/2011 9:38:55 PM
loyalty-circuitry$100.0012/30/2011 5:45:31 AM
reward-toro$50.0012/30/2011 7:34:50 AM
anacent$50.0012/30/2011 7:42:03 AM
marshallmanhattan$25.0212/30/2011 6:03:48 AM
undaunted-kindness$100.0012/30/2011 8:46:40 AM
degster$25.0012/30/2011 7:28:52 AM
del30$25.0012/30/2011 8:07:41 AM
bigballer105$100.0012/30/2011 7:40:12 AM
rmachi$25.0012/30/2011 9:12:56 AM
larslfe$25.0012/30/2011 9:14:36 AM
leeball$50.0012/30/2011 9:17:05 AM
Marathoner$25.0012/30/2011 9:18:10 AM
nuclearmoose$50.0012/30/2011 9:05:25 AM
GodzillaLending$25.0012/30/2011 9:19:40 AM
smallbizrule$25.0012/30/2011 9:03:56 AM
Clambake$25.0012/30/2011 9:09:03 AM
reordan$25.0012/30/2011 9:14:17 AM
GMPK_TLAS$50.0012/30/2011 9:10:39 AM
KLCRAY$25.0012/30/2011 9:14:19 AM
TrustPlus$50.0012/30/2011 9:27:54 AM
green-moola-sniffer$25.0012/30/2011 9:14:24 AM
gallant-economy9$50.0012/30/2011 9:15:06 AM
intuitive-integrity9$50.0012/30/2011 9:15:08 AM
Gabriel02$25.0012/30/2011 9:18:23 AM
chicagobear23$25.0012/30/2011 9:18:34 AM
PhalanxBulldog$50.0012/30/2011 9:16:01 AM
thebigrig$500.0012/30/2011 9:18:49 AM
Cai8899$50.0012/30/2011 9:32:10 AM
Syzygy$25.0012/30/2011 9:36:23 AM
MONEYLENDER101$50.0012/30/2011 9:21:49 AM
dharma1$25.0012/30/2011 9:21:33 AM
gracej$25.0012/30/2011 9:38:43 AM
j2ee$25.0012/30/2011 9:23:52 AM
LargoRick$35.0012/30/2011 9:39:52 AM
anyoi$25.0012/30/2011 9:40:07 AM
platinum-genetics$25.0012/30/2011 9:41:58 AM
Anny-Disco$25.0012/30/2011 9:28:57 AM
jjb3$25.0012/30/2011 9:29:43 AM
RJN$25.0012/30/2011 9:29:30 AM
velocity-solo$25.0012/30/2011 9:30:44 AM
ski bum$100.0012/30/2011 9:32:38 AM
runner262$25.0012/30/2011 9:34:07 AM
impressive-loan$100.0012/30/2011 9:36:57 AM
selfmademan$25.0012/30/2011 9:49:35 AM
figs4u2$100.0012/30/2011 9:36:30 AM
slartibardfast$25.0012/30/2011 9:51:36 AM
OCedHrt$25.0012/30/2011 9:39:50 AM
meenan$100.0012/30/2011 9:40:50 AM
diverse-felicity7$50.0012/30/2011 9:52:34 AM
marketplace-cello5$25.0012/30/2011 9:41:09 AM
rulender$25.0012/30/2011 9:40:11 AM
ChicoBob$25.0012/30/2011 9:41:21 AM
hard-working-rate3$100.0012/30/2011 9:40:32 AM
nickel-ferret$50.0012/30/2011 9:40:59 AM
shur$50.0012/30/2011 9:54:04 AM
revmax$25.0012/30/2011 9:54:09 AM
ricklip$100.0012/30/2011 9:42:48 AM
ManhattanLender$25.0012/30/2011 9:44:00 AM
turbostar666$25.0012/30/2011 9:59:12 AM
enriching-trade2$50.0012/30/2011 9:47:33 AM
bonus-tent$25.0012/30/2011 9:47:47 AM
Preteur$25.0012/30/2011 9:48:52 AM
red-unequivocal-finance$25.0012/30/2011 9:48:25 AM
cnovak$25.0012/30/2011 9:49:14 AM
minista$25.0012/30/2011 9:51:21 AM
Azonic21$25.0012/30/2011 9:51:41 AM
bluefox12$25.0012/30/2011 9:55:33 AM
jazz619$25.0012/30/2011 9:57:06 AM
Cheburashka$25.0012/30/2011 9:56:22 AM
aasx1108$25.0012/30/2011 9:56:25 AM
benjamins-utopia$100.0012/30/2011 10:03:25 AM
alpinaut$30.0012/30/2011 11:10:52 AM
reinforced-durability1$25.0012/30/2011 10:09:53 AM
productive-ore$25.0012/30/2011 10:30:48 AM
wise-silver-wonder$25.0012/30/2011 10:21:23 AM
cr8on$50.0012/30/2011 12:36:48 PM
Vannu$50.0012/30/2011 11:02:25 AM
dinero-jujitsu$50.0012/30/2011 11:10:05 AM
jtrue71$25.0012/30/2011 11:28:05 AM
decisive-revenue1$100.0012/30/2011 11:43:06 AM
brightest-dynamic-peace$25.0012/30/2011 1:10:35 PM
investment-network$50.0012/30/2011 1:44:44 PM
orange-elated-contract$25.0012/30/2011 2:03:56 PM
tomdooley12520$25.0012/30/2011 2:22:34 PM
floridahelper$25.0012/30/2011 5:04:10 PM
CreditBuilder2$25.0112/30/2011 2:33:48 PM
Bodyboard$42.3312/30/2011 2:33:34 PM
silver-champion3$50.0012/30/2011 4:00:56 PM
commanding-treasure2$50.0012/30/2011 5:12:28 PM
betula$25.0012/30/2011 4:53:03 PM
skvat$25.0012/30/2011 11:34:46 PM
focused-bill3$50.0012/30/2011 10:08:35 PM
dapablotv$100.0012/31/2011 6:57:10 AM
latestone$25.0012/30/2011 11:38:49 PM
mla$25.0012/31/2011 12:25:52 AM
kanewna$50.0012/31/2011 3:40:13 AM
jga516$25.0012/31/2011 7:38:05 AM
ethical-truth211$500.0012/31/2011 4:00:31 AM
balance-voyager$50.0012/31/2011 8:08:42 AM
bailey1223$25.0012/31/2011 7:24:52 AM
protargol$25.0012/31/2011 9:28:52 AM
abundant-marketplace436$30.0012/31/2011 7:29:20 AM
Basset_Hound_Investments$32.8912/31/2011 10:38:24 AM
fantastic-investment9$30.0012/31/2011 10:42:30 AM
swiftsoul$50.0012/31/2011 10:46:17 AM
the-tsunami784$100.0012/31/2011 8:36:52 AM
deal-searcher1$25.0012/31/2011 11:07:12 AM
vutah$25.0012/31/2011 9:25:51 AM
mattbly$25.0012/31/2011 9:56:46 AM
UT-Longhorn$25.0012/31/2011 10:12:51 AM
Basset_Hound_Investments$32.0012/31/2011 10:35:16 AM
a-exponential-hope$25.0012/31/2011 10:53:20 AM
ujiba$50.0012/31/2011 12:05:46 PM
new-marketplace-lyrics$25.0012/31/2011 11:01:19 AM
Panna$25.0012/31/2011 12:06:19 PM
netelegent$25.0012/31/2011 12:06:49 PM
smart-leverage7$25.0012/31/2011 12:06:50 PM
progressive-asset$100.0012/31/2011 11:12:52 AM
building-america$25.0012/31/2011 12:10:13 PM
MmeArgent$25.0012/31/2011 12:11:39 PM
radforj22$25.0012/31/2011 11:15:30 AM
subtle-revenue0$25.0012/31/2011 12:13:04 PM
acropiloterau2002$25.0012/31/2011 12:14:25 PM
famous-ore2$50.0012/31/2011 12:15:14 PM
the_winning_ticket$250.0012/31/2011 12:15:23 PM
valiant-liberty4$25.0012/31/2011 12:16:13 PM
ZeoInvestments$25.0012/31/2011 12:17:49 PM
bid-papyrus$25.0012/31/2011 12:19:28 PM
orange-courageous-dedication$25.0012/31/2011 12:19:45 PM
thorough-marketplace441$25.0012/31/2011 12:20:58 PM
colbie$25.0012/31/2011 11:59:39 AM
SanJoser$25.0012/31/2011 12:22:16 PM
houli123$50.0012/31/2011 12:01:36 PM
get30inc$50.0012/31/2011 12:23:49 PM
tenchi2777$25.0012/31/2011 12:05:40 PM
don8ter$50.0012/31/2011 12:05:44 PM
UnknownSuperhero$25.0012/31/2011 12:05:57 PM
steiglends$100.0012/31/2011 12:06:07 PM
wtrboy$25.0012/31/2011 12:24:51 PM
igniter584$25.0012/31/2011 12:07:08 PM
hrubinst$50.0012/31/2011 12:07:30 PM
Railbird$25.0012/31/2011 12:08:18 PM
skuba$75.0012/31/2011 12:07:04 PM
smallcountry$25.0012/31/2011 12:08:29 PM
platinum-sorcerer6$50.0012/31/2011 12:07:20 PM
lrr34$25.0012/31/2011 12:09:09 PM
jscope$25.0012/31/2011 12:09:00 PM
Aimvest$25.0012/31/2011 12:30:51 PM
vigilance-revolutionary$50.0012/31/2011 12:30:54 PM
Viamin$25.0012/31/2011 12:31:07 PM
Luminous-P$25.0012/31/2011 12:11:13 PM
FrayBentos$25.0012/31/2011 12:13:38 PM
brazilofmux$100.0012/31/2011 12:12:31 PM
Jasper$25.0012/31/2011 12:15:30 PM
budyzr$25.0012/31/2011 12:13:15 PM
onlyinchicago$50.0012/31/2011 12:34:07 PM
Mr_Money$25.0012/31/2011 12:15:50 PM
ianakacg$25.0012/31/2011 12:15:19 PM
zenchef$25.0012/31/2011 12:17:04 PM
jcn12321$25.0012/31/2011 12:35:14 PM
Mantis75$25.0012/31/2011 12:35:28 PM
Emgolda$25.0012/31/2011 12:16:26 PM
littlemonkey$25.0012/31/2011 12:16:35 PM
C_Mark$50.0012/31/2011 12:19:37 PM
banker727$25.0012/31/2011 12:16:44 PM
integrity-saver$25.0012/31/2011 12:17:09 PM
tj1683$25.0012/31/2011 12:37:16 PM
evnagelist$25.0012/31/2011 12:37:41 PM
tlp43$25.0012/31/2011 12:17:38 PM
auction-elvis$25.0012/31/2011 12:18:06 PM
practical-expectations$25.0012/31/2011 12:37:43 PM
mizount$25.0012/31/2011 12:38:04 PM
transparency-baton$25.0012/31/2011 12:38:17 PM
Daneistes$50.0012/31/2011 12:24:53 PM
capital-dynamo0$25.0012/31/2011 12:25:59 PM
badgermom$25.0012/31/2011 12:39:55 PM
TelegramSam$25.0012/31/2011 12:26:20 PM
power-companion7$75.0012/31/2011 12:40:47 PM
marketplace-achievement$25.0012/31/2011 12:21:58 PM
Strato$25.0212/31/2011 12:40:59 PM
srilm$25.0012/31/2011 12:22:01 PM
BlindSquirrel$25.0012/31/2011 12:22:34 PM
exuberant-dime$25.0012/31/2011 12:27:27 PM
UnclePockets$25.0012/31/2011 12:22:54 PM
Sid-K$25.0012/31/2011 12:28:02 PM
gold-tsunami$30.0012/31/2011 12:28:08 PM
mosby$25.0012/31/2011 12:23:26 PM
BuntyBoy$25.0012/31/2011 12:24:06 PM
biobulator$25.0012/31/2011 12:28:40 PM
spenrod$25.0012/31/2011 12:43:39 PM
RusRobo$25.0012/31/2011 12:43:44 PM
best-deal-banker$50.0012/31/2011 12:30:08 PM
MoneyMA$25.0012/31/2011 12:25:54 PM
MadHun$200.0012/31/2011 12:25:57 PM
pujols8996$50.0012/31/2011 12:46:36 PM
pbandjb$25.0012/31/2011 12:47:04 PM
preciousjeni$25.0012/31/2011 12:47:11 PM
serene-credit4$25.0012/31/2011 12:47:13 PM
PRGuyinVA$25.0012/31/2011 12:28:54 PM
KarmaBum77$25.0012/31/2011 12:48:06 PM
adventurous-commerce$25.0012/31/2011 12:35:37 PM
social-trumpet$25.0012/31/2011 12:29:47 PM
ramsbladder$25.0012/31/2011 12:35:49 PM
mmckune$25.0012/31/2011 12:31:14 PM
postalwhiz$25.0012/31/2011 12:32:18 PM
invincible-dough$25.0012/31/2011 12:32:37 PM
unforgettable-wealth4$50.0012/31/2011 12:32:38 PM
br4444$25.0012/31/2011 12:37:29 PM
MrDavid$75.0012/31/2011 12:34:34 PM
Rdodson11$25.0012/31/2011 12:37:58 PM
mr55262$25.0012/31/2011 12:42:15 PM
value-wind0$25.0012/31/2011 12:42:46 PM
autonomous-kindness8$25.0012/31/2011 12:43:20 PM
value-pole$25.0012/31/2011 12:43:25 PM
natural-affluence4$25.0012/31/2011 12:41:17 PM
efficient-marketplace$25.0012/31/2011 12:42:18 PM
compsciman$25.0012/31/2011 12:43:18 PM
currency-solo$25.0012/31/2011 12:45:32 PM
Wowzer$25.0012/31/2011 12:45:16 PM
rose88$25.0012/31/2011 12:45:58 PM
ProjectVenture$20.2812/31/2011 12:48:42 PM
elasermd$50.0012/31/2011 12:47:23 PM
doncm$50.0012/31/2011 12:47:25 PM
analogman$25.0012/31/2011 12:47:37 PM
camaraderi-popcorn$25.0012/31/2011 12:48:35 PM
293 Investments
 
Borrower Payment Dependent Notes Series 547154
This series of Notes was issued and sold upon the funding of the borrower loan #58588, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-28-2011 
Term: 60 months Listing End date:  Jan-01-2012 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $246.07
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-2001 Debt/Income ratio: 22%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:8y 1m
Amount delinquent: $0 Total credit lines: 12 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,056Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: No  
Screen name: majestic-euro6 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for a wedding
Purpose of loan:
This loan will be used to finance a wedding

My financial situation:
I am a good candidate for this loan because I have good credit


Monthly net income: $ 4604
Monthly expenses: $ 2407
Housing: $ 877
Insurance: $ 41.86
Car expenses: $ 414
Utilities: $ 150
Phone, cable, internet: $ 125
Food, entertainment: $ 534
Clothing, household expenses: $0
Credit cards and other loans: $ 275
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/28/2011 9:05:48 AM
AndChicksforFree$25.0012/28/2011 9:06:37 AM
enchanted-note$25.0012/28/2011 9:12:32 AM
LittleMingo$25.0012/28/2011 9:08:43 AM
Investor_DP$100.0012/28/2011 9:17:07 AM
selector568$300.0012/28/2011 9:14:26 AM
money-booster2$25.0012/28/2011 9:20:36 AM
loanman2007$50.0012/28/2011 9:22:26 AM
Horse-Lender$25.0212/28/2011 9:25:07 AM
vutah$25.0012/28/2011 9:27:50 AM
loanman2007$100.0012/28/2011 9:21:47 AM
worth-dandelion$100.0012/28/2011 9:29:00 AM
InChicago$200.0012/28/2011 9:25:52 AM
successful-agreement7$100.0012/28/2011 9:35:05 AM
AFairDeal$25.0012/28/2011 9:32:39 AM
R3vXX$25.0012/28/2011 9:39:12 AM
kenji4861$25.0012/28/2011 9:51:06 AM
bb575$50.0012/28/2011 9:50:45 AM
Interloper$50.0012/28/2011 9:52:09 AM
camaraderi-aspen$100.0012/28/2011 9:54:00 AM
creditjunky$125.0012/28/2011 11:09:02 AM
smart-gold$25.0012/28/2011 11:15:15 AM
scarlet-velvet$25.0812/28/2011 11:37:03 AM
janeybooboo$100.0012/28/2011 1:32:22 PM
zeeexsixare$400.0012/28/2011 1:39:41 PM
Bank_Of_XL$25.0012/28/2011 12:57:28 PM
rupee-equation2$25.0012/28/2011 2:28:57 PM
bubb_hans$25.0012/28/2011 3:04:15 PM
hamster$25.3612/28/2011 3:45:19 PM
Watersports$50.0012/28/2011 4:24:29 PM
Theodon$25.0012/28/2011 4:28:22 PM
thankful-nickel2$25.0012/28/2011 5:20:14 PM
lucrative-transparency0$100.0012/28/2011 5:27:16 PM
CashFlow13$100.0012/28/2011 5:42:40 PM
calimanusa$50.0012/28/2011 5:48:38 PM
skillful-asset5$30.0012/28/2011 7:39:12 PM
papaloha$50.0012/28/2011 8:26:24 PM
rockhound84$25.0012/29/2011 6:19:20 AM
DHolly$25.0012/29/2011 5:48:01 AM
Rogesparkguy$25.0012/29/2011 5:12:11 AM
blackstar$25.0012/29/2011 7:30:23 AM
js60l$25.0012/29/2011 8:19:21 AM
GreenLender11$100.0012/29/2011 8:23:04 AM
bazaar-festivity$25.0012/29/2011 9:27:43 AM
gold-plane1$50.0012/29/2011 9:42:27 AM
CA-Lender$25.0012/29/2011 9:44:36 AM
jakespirit$100.0012/29/2011 10:00:10 AM
tremendous-deal8$25.0012/29/2011 12:19:49 PM
scoobiedoo$50.0012/29/2011 1:22:28 PM
inventive-wealth2$25.0012/29/2011 3:33:08 PM
graceful-investment$100.0012/29/2011 4:04:25 PM
vest_vortex$25.0012/29/2011 5:14:58 PM
loss-of-control$100.0012/29/2011 4:54:32 PM
edaguy$75.0012/29/2011 5:15:06 PM
hidavehi$41.0012/29/2011 5:29:05 PM
sentry256$25.0012/29/2011 5:38:26 PM
hitsman$50.0012/29/2011 5:36:04 PM
versatile-treasure6$25.0012/29/2011 7:00:15 PM
stylish-compassion3$50.0012/29/2011 7:49:22 PM
Uwantfunds$25.0012/29/2011 7:06:08 PM
small-change$25.0012/29/2011 7:48:26 PM
snowman34$25.0012/29/2011 9:45:41 PM
yield-implementer8$34.5712/30/2011 5:10:21 AM
chrisb1414$25.0012/30/2011 5:32:26 AM
loyalty-circuitry$75.0012/30/2011 5:47:22 AM
factcheck$50.0012/30/2011 7:21:17 AM
Bob450$25.0012/30/2011 6:57:05 AM
houli123$340.6912/30/2011 7:26:47 AM
marwadi-62$300.0012/30/2011 8:09:19 AM
anacent$50.0012/30/2011 7:42:02 AM
Scotcha$40.0012/30/2011 7:53:00 AM
buffalobills$25.0012/30/2011 8:31:47 AM
scrappy-leverage6$25.0012/30/2011 9:22:37 AM
jules3304$25.0012/30/2011 9:27:33 AM
wwwUniversal$25.0012/30/2011 9:42:27 AM
bughead$25.0012/30/2011 9:41:26 AM
benjamins-utopia$100.0012/30/2011 10:03:23 AM
ore-dojo$100.0012/30/2011 9:47:24 AM
processor115$25.0012/30/2011 9:51:06 AM
credit-bliss8$25.0012/30/2011 10:02:17 AM
well-mannered-income3$50.0012/30/2011 10:08:20 AM
productive-ore$25.0012/30/2011 10:27:53 AM
green-trade-dolphin2$100.0012/30/2011 10:16:57 AM
nimble-money086$25.0012/30/2011 1:12:00 PM
deal-eagle$25.0012/30/2011 1:30:33 PM
riproaringrapids$50.0012/30/2011 12:16:11 PM
Bcs-cnc$25.0012/30/2011 3:23:30 PM
brightest-dynamic-peace$25.0012/30/2011 1:09:26 PM
terrific-p2ploan$25.0012/30/2011 1:51:14 PM
Zach842$50.0012/30/2011 4:33:24 PM
commanding-treasure2$50.0012/30/2011 5:12:27 PM
rustysailor$25.0012/30/2011 10:36:07 PM
new-ore-venture$100.0012/30/2011 5:58:17 PM
evergreen16$100.0012/30/2011 7:41:25 PM
LuvToLend$25.0012/30/2011 9:06:26 PM
rebeldog67$50.0012/30/2011 10:03:24 PM
Oakland$50.0012/31/2011 7:23:01 AM
ethical-truth211$400.0012/31/2011 4:21:11 AM
the-enthralling-coin$25.0012/31/2011 7:48:06 AM
currency-persimmon$25.0012/31/2011 6:00:56 AM
greenback-investor7$100.0012/31/2011 8:51:08 AM
foothillender$25.0012/31/2011 7:24:01 AM
abundant-power$50.0012/31/2011 6:47:44 AM
UT-Longhorn$25.0012/31/2011 10:12:50 AM
riveting-credit5$70.0012/31/2011 10:59:11 AM
suave-dime6$25.0012/31/2011 11:07:08 AM
platinum-cargo$55.4812/31/2011 9:11:10 AM
progressive-asset$100.0012/31/2011 11:12:52 AM
adir1$25.0012/31/2011 9:24:49 AM
Basset_Hound_Investments$40.0012/31/2011 10:38:04 AM
beest$53.0012/31/2011 10:56:10 AM
radforj22$50.0012/31/2011 11:32:20 AM
wampum-library4$35.2312/31/2011 12:13:37 PM
cropdust3r$25.0012/31/2011 12:41:54 PM
beakerfish$100.0012/31/2011 1:34:58 PM
five-star-note$100.0012/31/2011 6:32:42 PM
new-ore-venture$100.0012/31/2011 6:44:30 PM
burgeoning-marketplace4$32.1512/31/2011 7:13:18 PM
reinforced-velocity158$200.0012/31/2011 11:13:10 PM
scamps$25.0012/31/2011 4:29:24 PM
JimmyJimJim_SanDiego$95.001/1/2012 8:56:51 AM
Moe87$2.421/1/2012 9:04:31 AM
CashFlow13$1,000.0012/31/2011 5:24:20 PM
forthright-durability$25.0012/31/2011 5:53:12 PM
grotheik$25.0012/31/2011 8:09:40 PM
corndog4000$75.001/1/2012 1:07:09 AM
economy-popcorn$25.001/1/2012 8:06:38 AM
Iwillhuntyoudown$25.001/1/2012 8:49:28 AM
InvestForWealth$25.001/1/2012 8:50:57 AM
rajs$205.001/1/2012 9:03:39 AM
130 Investments
 
Borrower Payment Dependent Notes Series 547158
This series of Notes was issued and sold upon the funding of the borrower loan #58585, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-31-2011 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $78.39
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1998 Debt/Income ratio: 7%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 34 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,424Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: Madmigel Borrower's state: Minnesota Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off a high interest CCs
Purpose of loan:
This loan will be used to pay off one of my small high interest credit cards

My financial situation:
I am a good candidate for this loan because I'm a federal employee who works in healthcare IT. I work in a very secure field of work.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
IPG1$25.0012/30/2011 5:09:51 PM
cebgop$25.0012/30/2011 5:10:39 PM
commanding-treasure2$50.0012/30/2011 5:12:35 PM
cash-merry-maker$25.0012/30/2011 5:05:45 PM
riproaringrapids$50.0012/30/2011 5:20:39 PM
Veridic$25.0012/30/2011 5:06:27 PM
money-booster2$25.0012/30/2011 5:20:48 PM
hidavehi$26.0012/30/2011 5:09:02 PM
Dollars4Rent$50.0012/30/2011 5:21:50 PM
lendersf$50.0012/30/2011 5:22:12 PM
indomitable-coin$25.0012/30/2011 5:11:26 PM
JGuide$46.0012/30/2011 5:24:28 PM
neighborly-hope6$100.0012/30/2011 5:32:19 PM
notabanker$75.0012/30/2011 5:16:48 PM
income-banjo$25.0012/30/2011 5:18:21 PM
meux99$25.0012/30/2011 5:19:17 PM
credit-panda1$25.0012/30/2011 5:20:36 PM
nuclearmoose$50.0012/30/2011 5:39:54 PM
D911ave$25.0012/30/2011 5:21:52 PM
RLaumeyer$50.0012/30/2011 5:22:25 PM
Kyjamune$25.0012/30/2011 5:22:19 PM
CincyTex$150.0012/30/2011 5:43:45 PM
AFairDeal$25.0012/30/2011 5:45:10 PM
hitsman$50.0012/30/2011 5:29:48 PM
the-bright-velocity$25.0012/30/2011 5:50:57 PM
vutah$25.0012/30/2011 6:17:23 PM
inventive-wealth2$25.0012/30/2011 5:35:29 PM
john0720$50.0012/30/2011 6:23:45 PM
AmericanCredit$50.0012/30/2011 5:36:43 PM
Cashew6$25.0012/30/2011 5:37:55 PM
investmentgroup$25.0012/30/2011 5:36:57 PM
bb575$50.0012/30/2011 5:40:26 PM
blot44$25.0012/30/2011 8:30:54 PM
accelerator96$25.0012/30/2011 8:55:44 PM
cashhelp$25.0012/30/2011 5:48:14 PM
Lo0se_mo0se$25.0012/30/2011 10:07:06 PM
sensible-fund$25.0012/30/2011 5:56:52 PM
vutah$25.0012/30/2011 6:17:40 PM
goffmt$38.7912/30/2011 6:40:44 PM
ethical-truth211$67.9912/31/2011 3:58:51 AM
frankdelraza$25.0012/30/2011 8:07:18 PM
RyanTH9893$25.0012/30/2011 7:24:47 PM
E-2$100.0012/30/2011 8:10:33 PM
Approved$100.0012/30/2011 8:30:03 PM
phenomenal-gain5$30.0012/30/2011 9:05:01 PM
focused-bill3$50.0012/30/2011 10:08:38 PM
kindness-ace1$50.0012/30/2011 10:58:56 PM
skvat$25.0012/30/2011 11:34:48 PM
mster9ball$26.3312/31/2011 12:12:17 AM
ethical-truth211$489.8912/31/2011 4:11:31 AM
50 Investments
 
Borrower Payment Dependent Notes Series 547197
This series of Notes was issued and sold upon the funding of the borrower loan #58600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1989 Debt/Income ratio: 40%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:25y 5m
Amount delinquent: $0 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,672Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 20%  
   Homeownership: Yes  
Screen name: normank64 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term Consolidation Loan
Purpose of loan:
This loan will be used to...Consolidate some small bills until tax return time.

My financial situation:
I am a good candidate for this loan because... I always pay my bills and I will use this to pay some small bills until tax return time.


Monthly net income: $
Monthly expenses:
Housing: $
Insurance: $
Car expenses: $
Utilities: $ 215
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$25.001/3/2012 5:08:05 PM
handy-justice$50.001/3/2012 5:10:17 PM
nimble-revenue5$50.001/3/2012 5:10:33 PM
rupee-equation2$25.001/3/2012 5:12:38 PM
worthy-bid8$50.001/3/2012 5:17:13 PM
first-pragmatic-power$25.001/3/2012 5:25:13 PM
Danjack_Capital$25.001/3/2012 5:02:03 PM
bizlending$200.001/3/2012 5:02:53 PM
penny-plato$25.001/3/2012 5:02:53 PM
hitsman$50.001/3/2012 5:36:14 PM
goodhearted-generosity511$30.001/3/2012 5:36:25 PM
edaguy$50.001/3/2012 5:36:42 PM
selector568$300.001/3/2012 5:11:43 PM
SolarMoonshine$25.001/3/2012 5:14:31 PM
enchanted-diversification496$25.001/3/2012 5:40:09 PM
successful-agreement7$100.001/3/2012 5:41:44 PM
market-solstice2$25.001/3/2012 5:42:03 PM
WilliamLeeSims$25.001/3/2012 5:20:44 PM
WilliamLeeSims$25.001/3/2012 5:20:55 PM
AndChicksforFree$25.001/3/2012 5:21:06 PM
top-courteous-peso$75.001/3/2012 5:21:10 PM
CashFlow13$100.001/3/2012 5:50:50 PM
riveting-credit5$50.001/3/2012 5:25:07 PM
myduck$25.001/3/2012 6:19:47 PM
Investor_DP$100.001/3/2012 5:39:15 PM
hellasow$25.001/3/2012 5:42:23 PM
loanman2007$50.001/3/2012 6:07:57 PM
loyalty-czar$25.001/3/2012 6:36:56 PM
LiveNow$50.001/3/2012 6:37:06 PM
Reliance_Banker$25.001/3/2012 6:43:20 PM
vine99$111.001/3/2012 6:58:32 PM
nimble-money086$25.001/3/2012 7:03:15 PM
one-midas$34.001/3/2012 6:55:22 PM
loss-of-control$125.001/3/2012 6:55:23 PM
high_flyer$25.001/3/2012 8:26:37 PM
35 Investments
 
Borrower Payment Dependent Notes Series 547201
This series of Notes was issued and sold upon the funding of the borrower loan #58545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-29-2011 
Term: 60 months Listing End date:  Dec-29-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $314.42
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1987 Debt/Income ratio: 16%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:17y 0m
Amount delinquent: $0 Total credit lines: 13 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,104Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: Yes  
Screen name: bold-silver-linkage Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CONSOLIDATION
Purpose of loan: CONSOLIDATION
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $6000.00
Monthly expenses: $500.00
Housing: $1200.00
Insurance: $335.00
Car expenses: $1000.00
Utilities: $600.00
Phone, cable, internet: $350.00
Food, entertainment: $300.00
Clothing, household expenses: $
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$11,500.0012/29/2011 11:42:30 AM
1 Investments
 
Borrower Payment Dependent Notes Series 547288
This series of Notes was issued and sold upon the funding of the borrower loan #58530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1993 Debt/Income ratio: 16%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 7Length of status:5y 4m
Amount delinquent: $194 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,484Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: triumphant-money1 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Down High Interest Debt
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/28/2011 5:10:22 PM
1 Investments
 
Borrower Payment Dependent Notes Series 547354
This series of Notes was issued and sold upon the funding of the borrower loan #58572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1979 Debt/Income ratio: Not calculated
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:9y 8m
Amount delinquent: $0 Total credit lines: 20 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,128Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: No  
Screen name: spry-auction2 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation, dental
Purpose of loan:
This loan will be used to...Pay several smaller bills & high interest cards and dental expenses.

My financial situation:
I am a good candidate for this loan because... I do bookkeeping jobs for local businesses in my home office and I am prompt in paying bills when due.


Monthly net income: $4500.00
Monthly expenses: $
Housing: $700.00
Insurance: $250.00
Car expenses: $150.00
Utilities: $200.00
Phone, cable, internet: $82.00
Food, entertainment: $400.00
Clothing, household expenses: $80.00
Credit cards and other loans: $1200.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$100.0012/29/2011 9:07:34 AM
handy-justice$50.0012/29/2011 9:08:24 AM
miked8303$25.0012/29/2011 9:08:29 AM
worth-blanket2$3,800.0012/29/2011 9:18:33 AM
wwwUniversal$25.0012/29/2011 9:19:14 AM
5 Investments
 
Borrower Payment Dependent Notes Series 547367
This series of Notes was issued and sold upon the funding of the borrower loan #58564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $119.07
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1998 Debt/Income ratio: 4%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 4 / 3Length of status:8y 6m
Amount delinquent: $26,836 Total credit lines: 27 Occupation: Architect
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,146Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: No  
Screen name: drewthedon27 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 36 ( 71% ) 620-639 (Latest)
Principal borrowed: $9,500.00< 31 days late: 13 ( 25% )  
640-659 (Apr-2008)
640-659 (Nov-2006)
 
Principal balance: $0.00 31+ days late: 2 ( 4% )
Total payments billed: 51  
Description
Emerging Photographer Needs Camera
Purpose of loan:
This loan will be used to purchase a new full frame DSLR camera body. I am an emerging architectural photographer and have been renting the equipment, but that requires a full deposit each time ($4,000+) and I'm not always able to do that. With the right equipment, I can take on more jobs.

My financial situation:
I am a good candidate for this loan because I HAVE PAID BACK TWO PROSPER LOANS IN FULL ALREADY! Past behavior predicts future behavior, does it not?


Monthly net income: $4,000
Monthly expenses: $2,800
Housing: $1,200
Insurance: $100
Car expenses: $150
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$150.0012/28/2011 5:02:16 PM
AndChicksforFree$50.0012/28/2011 5:02:19 PM
handy-justice$100.0012/28/2011 5:04:24 PM
managedfund$1,333.0012/28/2011 5:07:10 PM
yield-lion2$100.0012/28/2011 5:01:44 PM
AF-Chief$25.0012/28/2011 5:05:27 PM
worth-blanket2$1,100.0012/28/2011 5:09:37 PM
affluence-generator2$150.0012/28/2011 5:07:54 PM
chameleon125$25.0012/28/2011 5:09:30 PM
9 Investments
 
Borrower Payment Dependent Notes Series 547444
This series of Notes was issued and sold upon the funding of the borrower loan #58539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $129.45
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-1993 Debt/Income ratio: 13%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 38 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $13,414Stated income:$75,000-$99,999
Delinquencies in last 7y: 21 Bankcard utilization: 100%  
   Homeownership: Yes  
Screen name: peaceful-peace4 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: Purchase New Windows for Old House
This loan will be used to...purchase new windows for a house built in 1954

My financial situation: Improving
I am a good candidate for this loan because...I am employed full time in a position that requires my debts be paid in a timely manner and I also receive government disability compensation.


Monthly net income: $6400
Monthly expenses: $5500 TOTAL-includes all expenses listed below
Housing: $2000
Insurance: $100
Car expenses: $750
Utilities: $400
Phone, cable, internet: $250
Food, entertainment: $800
Clothing, household expenses: $500
Credit cards and other loans: $500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
managedfund$333.0012/30/2011 9:52:10 AM
SolarMoonshine$25.0012/30/2011 9:55:58 AM
R3vXX$25.0012/30/2011 9:53:53 AM
AndChicksforFree$25.0012/30/2011 11:27:37 AM
SFBank$50.0012/30/2011 6:32:26 PM
LuvToLend$25.0012/30/2011 9:02:08 PM
CA-Lender$25.0012/31/2011 10:19:46 AM
brondero$30.001/1/2012 9:36:36 AM
WilliamLeeSims$25.001/1/2012 1:33:44 PM
money-booster2$25.001/2/2012 10:36:01 AM
tech310$50.001/3/2012 12:12:51 AM
greencat$50.001/3/2012 7:25:50 AM
klend4$25.001/3/2012 9:39:03 AM
economy-shrubbery6$25.001/3/2012 10:06:44 AM
worth-blanket2$2,262.001/3/2012 11:53:36 AM
15 Investments
 
Borrower Payment Dependent Notes Series 547494
This series of Notes was issued and sold upon the funding of the borrower loan #58573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $428.94
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1993 Debt/Income ratio: 14%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:5y 6m
Amount delinquent: $0 Total credit lines: 19 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,044Stated income:$50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: flexible-social2 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase snowcone business
This loan will be used to purchase an existing snowcone business with huge profit potential.

My financial situation: I'm employed with a household income of $62,000 plus a yearly bonus paid in March.

I am a good candidate for this loan because I?m an honest, dependable, hardworking individual, with good credit history. The snow cone shop is located in Houston, Texas where summers are brutally hot and people look for any way to cool off. Last summer the shop averaged sales of $5,200 per month, but it has the potential to make so much more. The current owner has health issues which prevented him from open on regular bases. That is why he is selling the shop. Please help me acquire this snow cone shop with enormous potential.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
stylish-compassion3$50.001/2/2012 9:07:45 AM
heavy_ax$25.001/2/2012 9:07:52 AM
successful-agreement7$100.001/2/2012 9:11:11 AM
selector568$300.001/2/2012 9:14:33 AM
notabanker$75.001/2/2012 9:16:09 AM
income-banjo$25.001/2/2012 9:27:13 AM
green-trade-dolphin2$35.561/2/2012 9:02:13 AM
scrappy-leverage6$25.001/2/2012 9:44:41 AM
BxRealtor$25.001/2/2012 9:11:17 AM
vutah$25.001/2/2012 9:14:01 AM
kenji4861$25.001/2/2012 9:48:32 AM
WilliamLeeSims$25.001/2/2012 9:17:20 AM
brilliant-market680$100.001/2/2012 9:22:33 AM
edaguy$75.001/2/2012 9:35:45 AM
hitsman$50.001/2/2012 9:32:10 AM
commanding-treasure2$50.001/2/2012 9:37:46 AM
brilliant-loyalty7$25.001/2/2012 2:35:30 PM
money-booster2$50.001/2/2012 10:24:40 AM
processor115$100.001/2/2012 6:48:01 PM
deal-searcher1$50.001/3/2012 12:24:03 AM
ualf$50.001/3/2012 4:17:59 AM
a-finance-nirvana$25.001/3/2012 6:20:36 AM
jazz619$25.001/3/2012 9:53:47 AM
greenback-investor7$100.001/3/2012 10:29:38 AM
puifais$50.001/3/2012 10:27:28 AM
greenback-guard$25.001/3/2012 1:27:18 PM
LateOneNight$300.001/3/2012 7:36:48 PM
loyalty-circuitry$100.001/3/2012 6:00:56 PM
dinero-rumbler$25.001/3/2012 8:52:37 PM
Aimvest$25.001/4/2012 9:10:40 AM
downtownfarm$25.001/4/2012 6:43:51 AM
britgsb$30.001/4/2012 9:27:10 AM
Tradesmanlender$25.001/4/2012 9:32:28 AM
riproaringrapids$28.001/4/2012 9:15:05 AM
gracej$25.001/4/2012 9:48:01 AM
Rick21$25.001/4/2012 9:48:36 AM
cablenews$100.001/4/2012 9:56:53 AM
Trigirl23$25.001/4/2012 9:28:23 AM
awwaww$25.001/4/2012 9:29:34 AM
narblark$25.001/4/2012 10:02:05 AM
HamachiMan$48.001/4/2012 10:02:22 AM
jamiee73$25.001/4/2012 10:02:27 AM
minista$25.001/4/2012 9:32:09 AM
WalnutCreekguy$72.001/4/2012 9:34:57 AM
Ivan2007$25.001/4/2012 9:37:00 AM
compoundinterest$50.001/4/2012 9:38:02 AM
fair_rates$25.001/4/2012 9:46:06 AM
DadWarbucks$25.001/4/2012 9:41:57 AM
ErsatzMike$50.001/4/2012 9:46:39 AM
lendme2$38.001/4/2012 9:42:48 AM
ocho$50.001/4/2012 11:44:13 AM
w3alter$50.001/4/2012 9:50:35 AM
Nyarpy$25.001/4/2012 1:01:14 PM
_kyle$50.001/4/2012 9:53:15 AM
hopethisworks$25.001/4/2012 9:56:14 AM
first-funds-palace$25.001/4/2012 10:02:29 AM
Popular-Leaf$25.501/4/2012 10:17:15 AM
Weaverville$25.001/4/2012 10:28:11 AM
CIC$25.001/4/2012 10:43:21 AM
enriching-dollar1$100.001/4/2012 10:29:27 AM
truth-vault4$34.001/4/2012 2:55:30 PM
euphoria8$25.001/4/2012 10:43:41 AM
dime-vista2$25.001/4/2012 11:42:29 AM
tolerant-dime2$25.001/4/2012 11:50:56 AM
wise-silver-wonder$25.001/4/2012 12:34:42 PM
the-kinetic-nickel$25.001/4/2012 12:42:28 PM
gold-gazelle$50.001/4/2012 2:05:01 PM
donloah$25.001/4/2012 2:11:03 PM
first-friendly-listing$25.001/4/2012 4:54:18 PM
radforj22$25.001/4/2012 2:01:23 PM
Tylerh$250.001/4/2012 2:54:07 PM
igniter584$25.001/4/2012 5:10:09 PM
buukyak$25.001/4/2012 3:21:40 PM
Ripsaw4U$50.001/4/2012 3:22:28 PM
Munnie$25.001/4/2012 4:03:45 PM
masonn$100.001/4/2012 3:25:24 PM
gallant-economy9$50.001/4/2012 5:14:54 PM
inventive-wealth2$25.001/4/2012 5:16:41 PM
natural-affluence4$25.001/4/2012 5:16:57 PM
nickel-ferret$50.001/4/2012 5:19:11 PM
paladin847$50.001/4/2012 5:06:03 PM
progressive-economy261$400.001/4/2012 5:21:18 PM
fund-tom-tom6$25.001/4/2012 5:05:36 PM
RockCrown$25.001/4/2012 5:21:33 PM
icchok$50.001/4/2012 5:23:25 PM
mattbly$25.001/4/2012 5:26:16 PM
orange-courageous-dedication$25.001/4/2012 5:10:41 PM
PhalanxBulldog$50.001/4/2012 5:10:48 PM
loyalty-sherpa$25.001/4/2012 5:14:58 PM
IIP77$25.001/4/2012 5:27:31 PM
JLMGroupFunds$25.001/4/2012 5:28:14 PM
brightest-affluence-motivator$50.001/4/2012 5:16:28 PM
gojackgo$26.001/4/2012 5:28:55 PM
rmachi$25.001/4/2012 5:16:39 PM
greentomato$25.001/4/2012 5:29:00 PM
Pizza-man$50.001/4/2012 5:17:08 PM
IP$25.001/4/2012 5:29:28 PM
C_Mark$50.001/4/2012 5:30:44 PM
wampum-chorus3$25.001/4/2012 5:32:52 PM
anacent$25.001/4/2012 5:21:22 PM
flexible-value$50.001/4/2012 5:33:59 PM
TrustPlus$50.001/4/2012 5:16:09 PM
dood2112$25.001/4/2012 5:18:55 PM
enthralling-investment$25.001/4/2012 5:19:07 PM
JKEnterprises$25.001/4/2012 5:25:45 PM
american6$50.001/4/2012 5:26:36 PM
mketelecom$25.001/4/2012 5:21:44 PM
hard-working-rate3$78.001/4/2012 5:27:42 PM
kyomoon$50.001/4/2012 5:27:58 PM
heroic-platinum$25.001/4/2012 5:44:11 PM
genius520$50.001/4/2012 5:45:04 PM
Tai$25.001/4/2012 5:24:42 PM
Cheburashka$25.001/4/2012 5:30:28 PM
figs4u2$100.001/4/2012 5:32:26 PM
don8ter$50.001/4/2012 5:34:40 PM
life-is-great$25.001/4/2012 5:50:13 PM
luminous-marketplace5$25.001/4/2012 5:28:10 PM
golden-finance7$50.001/4/2012 5:50:19 PM
steiglends$58.001/4/2012 5:50:28 PM
ideal-platinum1$25.001/4/2012 5:37:29 PM
diverse-felicity7$50.001/4/2012 5:51:46 PM
golden-responsibility189$100.001/4/2012 5:51:59 PM
ideal-penny8$25.001/4/2012 5:52:20 PM
economy-molecule3$348.001/4/2012 5:52:41 PM
Anny-Disco$25.001/4/2012 5:52:48 PM
listing-meridian$50.001/4/2012 5:53:13 PM
1phantom$25.001/4/2012 5:54:26 PM
transparency-giant$50.001/4/2012 5:55:04 PM
songbird98$25.001/4/2012 5:55:15 PM
platinum-sorcerer6$50.001/4/2012 5:55:42 PM
Gabriel02$25.001/4/2012 5:57:46 PM
historic-balance5$25.001/4/2012 5:35:09 PM
spike16$25.001/4/2012 5:58:11 PM
valiant-liberty4$25.001/4/2012 5:58:35 PM
rupee-artisan$25.001/4/2012 5:58:37 PM
brazilofmux$25.001/4/2012 5:37:26 PM
Cai8899$26.001/4/2012 5:45:02 PM
priceless-note7$50.001/4/2012 6:00:17 PM
prainvestment$50.001/4/2012 6:00:29 PM
rogue_monster$50.001/4/2012 6:00:46 PM
worth-quark7$50.001/4/2012 5:38:48 PM
indomitable-coin$25.001/4/2012 5:45:36 PM
j2ee$25.001/4/2012 6:01:57 PM
integrity-saver$25.001/4/2012 6:02:56 PM
TeamAmerica$25.001/4/2012 5:46:42 PM
dospapalotes$25.001/4/2012 5:47:09 PM
KLCRAY$25.001/4/2012 5:47:26 PM
Banker7371$25.001/4/2012 5:47:54 PM
WorldlyWorker$25.001/4/2012 6:06:16 PM
nybanker85$50.001/4/2012 5:48:58 PM
the-transaction-stronghold$25.001/4/2012 5:49:22 PM
icontender$50.001/4/2012 6:06:42 PM
gold-sushi$25.001/4/2012 5:49:38 PM
ItsJustMe79$25.001/4/2012 6:07:52 PM
skuba$75.001/4/2012 5:49:52 PM
webclimber$41.001/4/2012 6:08:01 PM
worthy-wealth3$25.001/4/2012 5:43:50 PM
loan-rider7$25.001/4/2012 5:51:25 PM
intuitive-integrity9$50.001/4/2012 5:45:10 PM
equitable-capital758$350.001/4/2012 6:10:28 PM
GodzillaLending$25.001/4/2012 5:52:52 PM
Chuck9802$25.001/4/2012 5:52:56 PM
enthralling-wampum$25.001/4/2012 5:53:33 PM
ramsba$50.001/4/2012 5:54:53 PM
kinetic-openness0$25.001/4/2012 6:13:42 PM
TheKid$25.001/4/2012 5:47:40 PM
integrity-starter$25.001/4/2012 5:57:35 PM
ricklip$100.001/4/2012 5:48:41 PM
green-moola-platoon$25.001/4/2012 5:57:54 PM
diversification-empire$25.001/4/2012 5:49:02 PM
evnagelist$25.001/4/2012 5:49:07 PM
dime-explosion$25.001/4/2012 5:58:49 PM
mennleo$50.001/4/2012 5:49:48 PM
helpinghand63$25.001/4/2012 6:00:31 PM
precious-coin3$50.001/4/2012 6:00:38 PM
gold-commander0$25.001/4/2012 6:00:48 PM
community-bee$25.001/4/2012 6:01:07 PM
rulender$25.001/4/2012 5:53:46 PM
deal-frontier$25.001/4/2012 6:01:17 PM
wigglesworth4$500.001/4/2012 5:53:58 PM
progressive-asset$100.001/4/2012 5:55:13 PM
ottoloan$25.001/4/2012 6:03:25 PM
treasure-pipeline$25.001/4/2012 5:55:45 PM
responsibility-cherry6$25.001/4/2012 6:04:24 PM
reinforced-reward$25.001/4/2012 5:56:20 PM
wise-abundant-hope$25.001/4/2012 6:04:42 PM
MadHun$200.001/4/2012 5:56:46 PM
gold-channel2$25.001/4/2012 6:05:54 PM
bonanza1973$25.001/4/2012 6:05:56 PM
wise-deal-gravitas$25.001/4/2012 5:57:27 PM
marketplace-cello5$25.001/4/2012 6:06:18 PM
reinforced-funds4$25.001/4/2012 5:58:02 PM
platinum-genetics$25.001/4/2012 6:07:57 PM
cash-sensai2$25.001/4/2012 6:08:05 PM
flexible-return297$25.001/4/2012 6:08:22 PM
Oupa-George$25.001/4/2012 6:08:38 PM
velocity-solo$25.001/4/2012 6:00:15 PM
cerebral-dollar773$50.001/4/2012 7:58:33 PM
calm-deal7$25.001/4/2012 6:00:52 PM
Clambake$25.001/4/2012 6:01:41 PM
studious-bonus7$100.001/4/2012 6:01:50 PM
duty-admiral$50.001/4/2012 6:01:53 PM
Pasagam$50.001/4/2012 6:11:46 PM
77dowplace$27.001/4/2012 8:45:34 PM
fcukciti$35.001/4/2012 6:13:13 PM
rajs$158.691/4/2012 8:50:23 PM
MARSTUN$25.001/4/2012 6:13:15 PM
tapesor$200.001/4/2012 6:02:50 PM
GranCarol$25.001/4/2012 6:02:57 PM
babokd$100.001/4/2012 6:03:02 PM
Lender0424$25.001/4/2012 6:03:03 PM
worth-rocket0$25.001/4/2012 6:03:23 PM
Sid-K$25.001/4/2012 6:03:37 PM
firewomin$25.001/4/2012 6:03:40 PM
aasx1108$25.001/4/2012 6:16:05 PM
NJNY$25.001/4/2012 6:17:14 PM
Lender97$25.001/4/2012 6:06:24 PM
EastBayCapital$50.001/4/2012 11:28:28 PM
revmax$25.001/4/2012 6:10:50 PM
sushi537$25.001/5/2012 2:04:20 AM
dobied$25.001/4/2012 7:07:58 PM
gold-position$25.001/4/2012 6:12:21 PM
MiniBank998$25.001/5/2012 4:03:42 AM
reward-system$25.001/4/2012 7:46:44 PM
njlw226$25.001/4/2012 6:35:14 PM
suave-dollar$25.001/5/2012 4:47:35 AM
majestic-bill8$75.001/4/2012 6:58:21 PM
totoro$25.001/4/2012 9:32:26 PM
Lendomatic$25.001/5/2012 12:14:00 AM
boylezz$25.001/5/2012 6:39:39 AM
houli123$200.001/5/2012 2:29:19 AM
antlr$50.001/4/2012 9:26:42 PM
revenue-tsunami$25.001/5/2012 8:05:18 AM
zensunni$25.001/4/2012 11:32:36 PM
pi31415$25.001/5/2012 4:53:54 AM
nourishing-trade7$25.001/5/2012 5:18:39 AM
tranquil-revenue$25.001/5/2012 3:02:01 AM
enriching-trade2$29.001/5/2012 9:08:58 AM
Binan$25.001/5/2012 6:01:23 AM
degster$25.001/5/2012 6:17:33 AM
Adventurouschef$25.001/5/2012 9:13:23 AM
kanewna$50.001/5/2012 6:37:40 AM
reasonable-greenback$50.001/5/2012 7:57:21 AM
sjlnn$25.001/5/2012 9:15:08 AM
wtrboy$25.001/5/2012 9:15:23 AM
otalon$25.001/5/2012 9:16:58 AM
cberthiaume$25.001/5/2012 7:28:57 AM
transparency-baton$25.001/5/2012 9:20:10 AM
PCGeekWI$25.001/5/2012 9:20:30 AM
credit-investor5$50.001/5/2012 8:19:07 AM
the-profit-oracle$25.001/5/2012 9:05:05 AM
mwl$25.001/5/2012 9:05:45 AM
silktea$25.001/5/2012 9:05:47 AM
upbeat-coin937$25.001/5/2012 9:24:07 AM
dparkhom$50.001/5/2012 9:24:24 AM
meenan$100.001/5/2012 9:08:35 AM
kingbutthd$25.001/5/2012 9:11:26 AM
balance-computer9$25.001/5/2012 9:12:13 AM
PRGuyinVA$25.001/5/2012 9:12:15 AM
Zoomie$25.001/5/2012 9:12:21 AM
innocent-income4$25.001/5/2012 9:13:01 AM
hostbank$41.001/5/2012 9:13:03 AM
larslfe$25.001/5/2012 9:05:43 AM
brainy-dedication$25.001/5/2012 9:07:12 AM
the_winning_ticket$92.001/5/2012 9:15:55 AM
slartibardfast$25.001/5/2012 9:17:44 AM
wealth-infusion6$100.001/5/2012 9:18:36 AM
vigorous-payment6$25.001/5/2012 9:11:07 AM
income-excellence1$25.001/5/2012 9:12:54 AM
ranstlin$25.001/5/2012 9:19:02 AM
lstephen123$25.001/5/2012 9:13:54 AM
NDFIRTH$50.001/5/2012 9:15:26 AM
EvalCrux$27.001/5/2012 9:15:45 AM
brutusbone$25.001/5/2012 9:16:37 AM
ijspence$25.001/5/2012 9:17:27 AM
paramjit$50.001/5/2012 9:23:28 AM
syounker$25.001/5/2012 9:24:27 AM
ChicoBob$2.251/5/2012 9:25:19 AM
E_G$50.001/5/2012 9:20:56 AM
the-precious-bid$25.001/5/2012 9:23:00 AM
280 Investments
 
Borrower Payment Dependent Notes Series 547512
This series of Notes was issued and sold upon the funding of the borrower loan #58568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,800.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-31-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $151.31
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-2008 Debt/Income ratio: Not calculated
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 8 Occupation: Fireman
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $311Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: No  
Screen name: pragmatic-balance974 Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.0012/29/2011 5:06:22 PM
SolarMoonshine$25.0012/29/2011 5:12:20 PM
handy-justice$100.0012/29/2011 5:02:25 PM
Danjack_Capital$25.0012/29/2011 5:01:11 PM
finance-mushroom$200.0012/29/2011 5:07:45 PM
edaguy$50.0012/29/2011 5:15:24 PM
successful-agreement7$100.0012/29/2011 5:16:42 PM
first-pragmatic-power$25.0012/29/2011 5:29:02 PM
worthy-bid8$50.0012/29/2011 5:30:02 PM
Stek7$25.0012/29/2011 5:43:05 PM
miked8303$25.0012/29/2011 5:32:26 PM
impressive-justice6$40.0012/29/2011 5:35:20 PM
Investor_DP$100.0012/29/2011 5:43:10 PM
hitsman$50.0012/29/2011 5:36:16 PM
rupee-equation2$25.0012/29/2011 5:44:40 PM
jkeller4000$25.0012/29/2011 5:45:37 PM
sentry256$25.0012/29/2011 5:38:28 PM
the-lean-bid$25.0012/29/2011 6:01:54 PM
stylish-compassion3$50.0012/29/2011 7:49:31 PM
bb575$50.0012/29/2011 6:28:13 PM
finagler$25.0012/29/2011 8:59:30 PM
versatile-treasure6$25.0012/29/2011 7:00:24 PM
favorite-commerce$60.0012/29/2011 8:41:37 PM
LuvToLend$25.0012/29/2011 11:07:02 PM
zeeexsixare$200.0012/30/2011 7:26:16 AM
DiligentiaLLC$25.0012/30/2011 8:29:59 AM
loanman2007$25.0012/30/2011 6:34:53 AM
Bob450$25.0012/30/2011 7:00:51 AM
nfx$25.0012/30/2011 7:06:20 AM
foothillender$25.0012/30/2011 7:55:10 AM
CashFlow13$100.0012/30/2011 9:14:10 AM
bullwink27$25.0012/30/2011 9:40:25 AM
missing-link$25.0012/30/2011 9:44:17 AM
enchanted-diversification496$25.0012/30/2011 9:58:16 AM
benjamins-utopia$100.0012/30/2011 10:03:30 AM
CA-Lender$25.0012/30/2011 10:07:07 AM
fishcreek$25.0012/30/2011 11:51:28 AM
riproaringrapids$50.0012/30/2011 12:16:17 PM
productive-ore$25.0012/30/2011 10:24:42 AM
Weaverville$25.0012/30/2011 10:47:31 AM
money-booster2$25.0012/30/2011 1:57:38 PM
terrific-p2ploan$25.0012/30/2011 1:46:58 PM
calimanusa$50.0012/30/2011 2:07:51 PM
CreditBuilder2$25.0212/30/2011 2:40:50 PM
loss-of-control$50.0012/30/2011 3:59:18 PM
4mydaughterseducation$36.8412/30/2011 5:13:26 PM
money-bauble$100.0012/30/2011 5:43:27 PM
radforj22$25.0012/30/2011 8:29:00 PM
Bears34$25.0012/30/2011 9:25:56 PM
grammaspurse$25.0012/30/2011 10:17:43 PM
scarlet-velvet$25.0812/31/2011 12:15:05 AM
LittleMingo$25.0012/31/2011 3:25:33 AM
leverage-monger$25.0012/31/2011 8:21:35 AM
greenback-investor7$100.0012/31/2011 8:51:12 AM
vine99$50.0012/31/2011 9:26:39 AM
ethical-truth211$200.0012/31/2011 9:28:23 AM
orange-impartial-asset$25.0012/31/2011 11:20:04 AM
radiobuda$50.0012/31/2011 10:41:22 AM
riveting-credit5$60.0012/31/2011 11:09:58 AM
progressive-asset$100.0012/31/2011 11:12:56 AM
Credit4Talent$35.0012/31/2011 11:32:47 AM
adamdroker$25.0012/31/2011 11:51:06 AM
One_Lolo$25.0012/31/2011 11:52:15 AM
houli123$100.0012/31/2011 12:02:53 PM
wwwUniversal$25.0012/31/2011 12:06:30 PM
scrappy-diversification7$593.0612/31/2011 12:09:31 PM
diplomatic-wealth7$25.0012/31/2011 12:08:43 PM
67 Investments
 
Borrower Payment Dependent Notes Series 547550
This series of Notes was issued and sold upon the funding of the borrower loan #58610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $85.54
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1987 Debt/Income ratio: 11%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:6y 1m
Amount delinquent: $0 Total credit lines: 16 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,499Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: towering-trade6 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
credit-socrates648$2,000.0012/29/2011 11:33:25 AM
1 Investments
 
Borrower Payment Dependent Notes Series 547562
This series of Notes was issued and sold upon the funding of the borrower loan #58682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-29-2011 
Term: 60 months Listing End date:  Jan-04-2012 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 11.76% Monthly payment: $330.19
 
Lender servicing fee: 1.00% Effective Yield*: 10.53%  
Estimated return*: 9.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jan-1993 Debt/Income ratio: 7%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 32 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,658Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: Yes  
Screen name: oracle418 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation / Auto Repairs
Purpose of loan:
This loan will be used to consolidate my high interest credit card debt, along with making repairs to my vehicle.

My financial situation:
I am a good candidate for this loan because I am employed with a stable company and my income is sufficient to repay this debt.

Your assistance will be greatly appreciated.


Regards
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
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riskreward$250.001/4/2012 9:27:07 AM
mrrc7498$35.001/4/2012 9:26:56 AM
emo13$50.001/4/2012 9:28:04 AM
the2monkeys$25.001/4/2012 9:28:34 AM
kyomoon$50.001/4/2012 9:29:44 AM
TCayce$25.001/4/2012 9:29:51 AM
Railbird$25.001/4/2012 9:30:21 AM
postalwhiz$25.001/4/2012 9:30:23 AM
xphile$25.001/4/2012 9:32:18 AM
jayhawk1000$25.001/4/2012 9:31:41 AM
mmckune$25.001/4/2012 9:33:21 AM
mike_banker$50.001/4/2012 9:33:36 AM
Arg3998$25.001/4/2012 9:32:44 AM
jfd287$25.001/4/2012 9:34:44 AM
nofreelunch$50.001/4/2012 9:34:08 AM
pipopirate$25.001/4/2012 9:34:32 AM
techs$25.001/4/2012 9:35:57 AM
colbie$25.001/4/2012 9:36:41 AM
good_lender$2.401/4/2012 9:36:54 AM
LogicalCC$25.001/4/2012 9:36:16 AM
365 Investments
 
Borrower Payment Dependent Notes Series 547588
This series of Notes was issued and sold upon the funding of the borrower loan #58540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-04-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $334.98
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-2002 Debt/Income ratio: Not calculated
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:13y 7m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,273Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: npokpr Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Farm Loan
Purpose of loan:
This loan will be used to pay for my 2012 farming season. Taxes, water, power, fertilizer, seed, repairs etc.

My financial situation:
I am a good candidate for this loan because I put paying off others first, before paying myself and I don't borrow more than I need. I've been farming as a full time employee since 1998 and in 2011 purchased and farmed my first piece of land via owner financing. Everything as of this point is paid for, and I have contracted crops for the 2012 season. My farm expenses are separate from home, which is some of the debt prosper will show you, below I've given a basic itemization of what I have for income, and what my expenses are.

(Home)
Monthly Net Income (from my full time job) $3700
Monthly expenses: $2500

(Farm)
Yearly Gross Farm Income: $22,000
Water: $2700
Power: $3500
Fertilizer: $2000
Seed: $2000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.001/4/2012 9:01:03 AM
hitsman$50.001/4/2012 9:10:24 AM
Aimvest$25.001/4/2012 9:10:45 AM
green-trade-dolphin2$38.021/4/2012 9:02:15 AM
Kaj$25.001/4/2012 9:28:50 AM
investorrr$50.001/4/2012 9:32:22 AM
Tradesmanlender$25.001/4/2012 9:32:30 AM
rupee-equation2$25.001/4/2012 9:33:09 AM
riproaringrapids$50.001/4/2012 9:15:05 AM
WilliamLeeSims$25.001/4/2012 9:14:44 AM
coin-popcorn$25.001/4/2012 9:19:51 AM
successful-agreement7$100.001/4/2012 9:23:40 AM
edaguy$75.001/4/2012 9:25:36 AM
commanding-treasure2$50.001/4/2012 9:29:05 AM
Investor_DP$100.001/4/2012 9:33:55 AM
Popular-Leaf$25.081/4/2012 10:17:38 AM
enriching-dollar1$100.001/4/2012 10:29:42 AM
vutah$25.001/4/2012 10:30:16 AM
scrappy-leverage6$25.001/4/2012 9:41:41 AM
julijask$25.001/4/2012 11:29:58 AM
moola-gondola1$200.001/4/2012 12:05:53 PM
toomanyfishtanks$53.191/4/2012 12:32:00 PM
bb575$50.001/4/2012 9:51:00 AM
kenji4861$25.001/4/2012 9:52:03 AM
factcheck$25.001/4/2012 12:59:02 PM
downtownfarm$25.001/4/2012 9:52:30 AM
triumphant-point5$50.001/4/2012 1:06:38 PM
feiandasun$25.001/4/2012 1:23:16 PM
cattlebaron$200.001/4/2012 9:57:22 AM
Weaverville$25.001/4/2012 10:28:20 AM
Hillbilly_Banker$25.001/4/2012 11:24:35 AM
agalt$100.001/4/2012 11:42:10 AM
market-maximizer472$100.001/4/2012 3:03:30 PM
wendyhop$100.001/4/2012 3:16:50 PM
the-kinetic-nickel$25.001/4/2012 12:42:31 PM
yield-hut$26.001/4/2012 12:57:42 PM
balance-windmill8$35.001/4/2012 1:08:32 PM
octoberfresh$25.001/4/2012 1:28:59 PM
DrewOdette$50.001/4/2012 4:49:54 PM
bullwink27$25.001/4/2012 2:05:43 PM
gold-gazelle$25.001/4/2012 2:25:53 PM
paladin847$50.001/4/2012 5:06:03 PM
studious-listing8$25.001/4/2012 5:06:29 PM
Tylerh$250.001/4/2012 2:54:34 PM
money-socrates3$25.001/4/2012 3:01:55 PM
masonn$50.001/4/2012 3:14:42 PM
prudent-bid3$25.001/4/2012 5:09:49 PM
jonn834$100.001/4/2012 3:17:40 PM
ferdberfel$25.001/4/2012 3:00:35 PM
courteous-platinum7$25.001/4/2012 3:01:22 PM
dermit$25.001/4/2012 4:00:34 PM
Munnie$25.001/4/2012 4:03:46 PM
duty-explosion9$35.001/4/2012 4:12:30 PM
pioneer580$44.741/4/2012 3:49:10 PM
gallant-economy9$50.001/4/2012 5:14:55 PM
liberty-point$52.511/4/2012 4:27:09 PM
samdog079$136.001/4/2012 4:36:01 PM
radforj22$25.001/4/2012 4:16:48 PM
Mailmon$75.001/4/2012 4:18:41 PM
Pizza-man$50.001/4/2012 5:17:08 PM
TheCount$25.001/4/2012 5:17:33 PM
listing-vista$50.001/4/2012 5:18:36 PM
javelin0$25.001/4/2012 4:51:42 PM
fund-tom-tom6$25.001/4/2012 5:05:37 PM
sensible-trade$90.001/4/2012 5:21:36 PM
bill-mushroom$50.001/4/2012 5:06:58 PM
reflective-cash0$50.001/4/2012 5:22:32 PM
no_agenda_lender$25.001/4/2012 5:23:23 PM
rescue$100.001/4/2012 5:12:01 PM
bid-czar8$100.001/4/2012 5:25:09 PM
PhalanxBulldog$43.001/4/2012 5:10:49 PM
SolarMoonshine$25.001/4/2012 5:27:39 PM
agreement-guild$39.001/4/2012 5:15:44 PM
lender2611$25.001/4/2012 5:17:05 PM
loyalty-sherpa$25.001/4/2012 5:14:59 PM
progressive-economy261$400.001/4/2012 5:21:19 PM
shrewd-dedication2$100.001/4/2012 5:35:46 PM
bold-durability-drum$60.001/4/2012 5:38:40 PM
williemc44$25.001/4/2012 5:39:44 PM
gjm6d$25.001/4/2012 5:40:00 PM
credit-maple5$100.001/4/2012 5:40:41 PM
greenback-investor7$100.001/4/2012 5:44:43 PM
financial-frenzy$25.001/4/2012 5:23:33 PM
worth-dandelion$100.001/4/2012 5:23:37 PM
dbs$25.001/4/2012 5:31:28 PM
ciscoparrot$25.001/4/2012 5:25:54 PM
responsible-investment0$50.001/4/2012 5:31:42 PM
american6$50.001/4/2012 5:26:38 PM
Keystonekop$100.001/4/2012 5:48:09 PM
direct-responsibility7$200.001/4/2012 5:35:45 PM
money-bauble$100.001/4/2012 5:38:04 PM
2brotherslending$100.001/4/2012 5:39:02 PM
bountiful-durability$50.001/4/2012 5:53:16 PM
cash-reaction2$50.001/4/2012 5:31:10 PM
fantastic-bazaar2$100.001/4/2012 5:54:21 PM
gulch$25.001/4/2012 5:56:04 PM
green-robust-currency$50.001/4/2012 5:56:08 PM
exciting-responsibility3$25.001/4/2012 5:36:26 PM
value-wind0$25.001/4/2012 5:59:07 PM
genius520$50.001/4/2012 5:45:07 PM
seabass123$25.001/4/2012 5:38:28 PM
intuitive-integrity9$50.001/4/2012 5:45:11 PM
finagler$25.001/4/2012 6:05:14 PM
pound-mushroom3$25.001/4/2012 6:05:50 PM
ricklip$100.001/4/2012 5:48:42 PM
ericgassercom$25.001/4/2012 6:06:29 PM
Doodlemeyer$25.001/4/2012 6:06:31 PM
omniviper$25.001/4/2012 5:49:29 PM
ctgscott$25.001/4/2012 5:49:35 PM
mennleo$50.001/4/2012 5:49:49 PM
life-is-great$25.001/4/2012 5:50:16 PM
fairness-kayak$25.001/4/2012 5:50:26 PM
BenR$81.001/4/2012 6:08:30 PM
diverse-felicity7$50.001/4/2012 5:51:47 PM
Pasagam$40.001/4/2012 6:11:46 PM
melodious-fairness$25.001/4/2012 5:55:27 PM
aasx1108$25.001/4/2012 6:16:05 PM
jamiee73$25.001/4/2012 5:48:16 PM
GCInvestments$25.001/4/2012 5:57:12 PM
moola-gargantuan9$50.001/4/2012 6:29:30 PM
velocity-solo$25.001/4/2012 6:00:36 PM
gold-commander0$25.001/4/2012 6:00:49 PM
majestic-bill8$51.001/4/2012 6:58:22 PM
dynamic-money271$25.001/4/2012 6:01:34 PM
dobied$25.001/4/2012 7:07:58 PM
integrity-starter$25.001/4/2012 5:57:26 PM
tranquil-revenue$27.001/4/2012 7:32:06 PM
ursus$50.001/4/2012 5:57:50 PM
GoingFishing$25.001/4/2012 6:08:18 PM
reward-system$25.001/4/2012 7:46:46 PM
first-pragmatic-power$25.001/4/2012 5:59:41 PM
LBOregon$25.001/4/2012 6:09:40 PM
jcholloway831$25.001/4/2012 6:09:56 PM
studious-bonus7$100.001/4/2012 6:01:51 PM
janeybooboo$75.001/4/2012 6:01:55 PM
gavinfh$25.001/4/2012 6:12:37 PM
P2PGodfather$25.001/4/2012 8:59:09 PM
prohelper$25.001/4/2012 6:04:04 PM
CAGE-Investments$25.001/4/2012 6:04:53 PM
Smallbear$25.001/4/2012 6:21:41 PM
asmithj$25.001/4/2012 6:08:28 PM
sciamage$25.001/4/2012 6:42:09 PM
active-market$47.001/4/2012 6:09:21 PM
EastBayCapital$50.001/4/2012 11:23:30 PM
wonderful-dime$25.001/4/2012 6:09:44 PM
emphatic-responsibility$25.001/5/2012 12:24:01 AM
loyalty-circuitry$50.001/4/2012 6:10:55 PM
sushi537$25.001/5/2012 1:56:43 AM
houli123$200.001/5/2012 2:30:00 AM
draggon77$25.001/5/2012 3:04:44 AM
ethical-truth211$200.001/5/2012 3:30:20 AM
order-supernova6$25.001/4/2012 7:20:55 PM
market-assembler$25.001/4/2012 6:15:54 PM
Mark0135$50.001/4/2012 6:16:57 PM
YosemiteSam$25.001/5/2012 3:49:26 AM
mykkai$25.001/4/2012 7:27:15 PM
divemaster$25.001/4/2012 7:46:30 PM
Robione$45.461/4/2012 6:33:48 PM
FL-Lender$38.041/4/2012 7:54:52 PM
appastk$25.001/4/2012 6:38:28 PM
njlw226$25.001/4/2012 6:39:16 PM
Domgabriel$30.001/4/2012 6:44:19 PM
VikingInvestments$25.001/4/2012 8:56:09 PM
goodhearted-basis4$25.001/4/2012 9:57:35 PM
agbullet55443$100.001/4/2012 10:01:37 PM
SmallTown5$30.821/4/2012 7:35:53 PM
gold-circuitry$500.001/4/2012 10:23:50 PM
gothampark$25.001/4/2012 7:53:02 PM
FWF-kinetic$100.001/4/2012 11:18:56 PM
EODLEGS$25.001/5/2012 2:04:48 AM
Debt-free-Southern-California$25.001/5/2012 2:05:33 AM
antlr$50.001/4/2012 9:26:46 PM
BigBag$25.001/4/2012 9:32:53 PM
1traveler$25.001/4/2012 9:33:08 PM
klend4$25.001/5/2012 3:53:20 AM
GrowthAspirations$38.961/4/2012 10:10:36 PM
serene-capital$25.001/4/2012 11:09:42 PM
IIP77$25.001/5/2012 3:02:28 AM
ethical-truth211$100.001/5/2012 3:30:52 AM
power-bluebird2$18.181/5/2012 3:55:44 AM
180 Investments
 
Borrower Payment Dependent Notes Series 547597
This series of Notes was issued and sold upon the funding of the borrower loan #58537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-30-2011 
Term: 60 months Listing End date:  Dec-31-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $178.86
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1999 Debt/Income ratio: 34%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 18Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 35 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,040Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: xylophone785 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Breath Easy Loan
Purpose of loan:
This loan will be used to...
Pay down credit card debt
My financial situation:
I am a good candidate for this loan because...

I pay all my bills on time. You are guaranteed your money
Monthly net income: $3000
Monthly expenses: $2500
Housing: $600
Insurance: $
Car expenses: $300
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $150
Credit cards and other loans: $800
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$25.0012/30/2011 9:13:07 AM
handy-justice$50.0012/30/2011 9:16:04 AM
edaguy$50.0012/30/2011 9:20:06 AM
scrappy-leverage6$25.0012/30/2011 9:22:40 AM
janeybooboo$75.0012/30/2011 9:24:15 AM
heavenly-interest9$600.0012/30/2011 9:11:51 AM
loanman2007$50.0012/30/2011 9:27:18 AM
Rogesparkguy$25.0012/30/2011 9:30:58 AM
stylish-compassion3$50.0012/30/2011 9:35:11 AM
jkeller4000$25.0012/30/2011 9:20:14 AM
jules3304$25.0012/30/2011 9:35:30 AM
Investor_DP$100.0012/30/2011 9:20:56 AM
green-inspiring-peace$25.0012/30/2011 9:38:44 AM
selector568$300.0012/30/2011 9:25:46 AM
Interloper$50.0012/30/2011 9:41:07 AM
rupee-equation2$25.0012/30/2011 9:31:55 AM
successful-agreement7$100.0012/30/2011 9:47:00 AM
golden-velocity9$25.0012/30/2011 9:38:57 AM
hitsman$50.0012/30/2011 9:45:05 AM
benjamins-utopia$96.0012/30/2011 10:03:33 AM
first-pragmatic-power$25.0012/30/2011 9:51:31 AM
papaloha$200.0012/30/2011 9:53:49 AM
historic-nickel$25.0012/30/2011 10:42:22 AM
enchanted-diversification496$25.0012/30/2011 9:58:17 AM
AndChicksforFree$25.0012/30/2011 11:20:10 AM
riproaringrapids$50.0012/30/2011 12:16:20 PM
InChicago$200.0012/30/2011 12:32:46 PM
jmeasn$25.0012/30/2011 3:28:28 PM
high_flyer$200.0012/30/2011 4:33:44 PM
Amber_Stone$168.3312/30/2011 2:54:40 PM
CashFlow13$100.0012/30/2011 5:06:35 PM
loss-of-control$50.0012/30/2011 4:00:53 PM
camaraderi-aspen$100.0012/30/2011 5:20:17 PM
SFBank$50.0012/30/2011 6:37:45 PM
PatriotKnight$25.0012/30/2011 5:43:37 PM
Bcs-cnc$25.0012/30/2011 6:05:00 PM
LendingPimp$200.0012/30/2011 5:55:50 PM
High-flyer$25.0012/30/2011 6:15:35 PM
scarlet-velvet$25.0812/31/2011 12:16:37 AM
zeeexsixare$200.0012/31/2011 4:19:56 AM
radforj22$25.0012/30/2011 8:29:41 PM
ethical-truth211$400.0012/31/2011 4:33:32 AM
the-enthralling-coin$25.0012/31/2011 7:48:19 AM
future-baby-fund$25.0012/31/2011 7:56:39 AM
melodious-openness$500.0012/31/2011 6:00:38 AM
kendigme$50.0012/31/2011 8:16:39 AM
flaguynice$56.3212/31/2011 6:20:43 AM
elegant-market9$25.0012/31/2011 8:30:28 AM
foothillender$25.0012/31/2011 7:22:47 AM
icon7$50.0012/31/2011 7:25:27 AM
deepblue34$35.0012/31/2011 10:22:39 AM
leverage-monger$50.4412/31/2011 8:10:49 AM
Asgardian$25.0012/31/2011 10:44:14 AM
buffalobills$25.0012/31/2011 8:24:25 AM
AM2008$25.0012/31/2011 9:25:23 AM
helping-out$136.2712/31/2011 9:39:30 AM
CA-Lender$25.0012/31/2011 10:19:15 AM
Socorro_Capital_Partners$25.0112/31/2011 10:30:46 AM
suave-dime6$25.0012/31/2011 11:06:09 AM
money-booster2$35.0012/31/2011 11:14:39 AM
the-hope-workhorse$113.6312/31/2011 11:31:22 AM
Peacepower$25.0012/31/2011 12:22:39 PM
ImagClaw$75.0012/31/2011 12:03:43 PM
thelovebug$100.0012/31/2011 12:50:13 PM
cropdust3r$25.0012/31/2011 12:41:54 PM
affluence-generator2$58.9212/31/2011 12:53:31 PM
66 Investments
 
Borrower Payment Dependent Notes Series 547600
This series of Notes was issued and sold upon the funding of the borrower loan #58548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-31-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Mar-1998 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:7y 11m
Amount delinquent: $123 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $627Stated income:$1-$24,999
Delinquencies in last 7y: 40 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: tolerant-credit8 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 20 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
680-699 (Mar-2010)
680-699 (Feb-2010)
 
Principal balance: $805.23 31+ days late: 0 ( 0% )
Total payments billed: 20  
Description
CDL Truck Driving Class
Purpose of loan: To get a CDL license to get a truck driving job.
This loan will be used to... pay for truck driving class to get CDL.

My financial situation:
I am a good candidate for this loan because... I will be able to get a great paying job upon completing this 3 week class as a OTR truck driver, will pay this loan off asap and will even get reimbursed by the company I work for. I have been pre-hired by two companies and will get an offer upon completing the course.


Monthly net income: $3500
Monthly expenses: $2000
Housing: $600
Insurance: $150
Car expenses: $250
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Star_Witness$85.0012/30/2011 5:11:02 PM
trumpeter5$25.0012/30/2011 5:01:29 PM
RoZu_Lending$200.0012/30/2011 5:01:56 PM
312-Lender$25.0012/30/2011 5:16:32 PM
stylish-compassion3$50.0012/30/2011 5:05:37 PM
lotuss4$25.0012/30/2011 5:07:40 PM
atlas-shrugged$245.0012/30/2011 5:09:16 PM
MatthewDP$150.0012/30/2011 5:25:02 PM
hitsman$50.0012/30/2011 5:29:48 PM
00011110$200.0212/30/2011 5:32:03 PM
Investor_DP$100.0012/30/2011 5:16:22 PM
jkeller4000$100.0012/30/2011 5:17:58 PM
enticing-capital6$50.0012/30/2011 5:36:22 PM
Leshan$100.0012/30/2011 5:19:12 PM
first-pragmatic-power$25.0012/30/2011 5:40:31 PM
ProsprousLender$25.0012/30/2011 5:25:36 PM
five-star-note$25.0012/30/2011 5:28:27 PM
money-baron-Roth401k$25.0012/30/2011 5:29:11 PM
AF-Chief$25.0012/30/2011 5:46:30 PM
Jack55304$200.0012/30/2011 5:39:43 PM
Moe87$25.0012/30/2011 7:47:35 PM
worthy-bid8$50.0012/30/2011 5:41:06 PM
Rogesparkguy$25.0012/30/2011 5:44:56 PM
myutmost$30.0012/30/2011 5:45:06 PM
SLN-10$100.0012/30/2011 5:46:44 PM
LuvToLend$25.0012/30/2011 9:04:29 PM
lamsabuy$100.0012/30/2011 5:47:29 PM
Mikale360$25.0012/30/2011 10:13:02 PM
sensible-fund$25.0012/30/2011 5:54:47 PM
SFBank$50.0012/30/2011 6:21:46 PM
High-flyer$25.0012/30/2011 6:22:28 PM
high_flyer$200.0012/30/2011 6:56:16 PM
justbman$25.0012/30/2011 8:04:43 PM
PatriotKnight$25.0012/30/2011 7:59:34 PM
bailey7563$32.0012/31/2011 6:14:40 AM
Gregger$25.0012/30/2011 10:09:39 PM
Feyenoord$30.0012/31/2011 7:17:57 AM
euro-deployment$25.0012/30/2011 11:40:30 PM
SolarMoonshine$25.0012/31/2011 3:38:22 AM
loanman2007$150.0012/31/2011 3:54:30 AM
FarmersBank$25.0012/31/2011 7:42:37 AM
ethical-truth211$400.0012/31/2011 4:31:06 AM
SRPT$25.0012/31/2011 5:48:14 AM
DoctorJoe$25.0012/31/2011 7:02:10 AM
corporatejim$32.7612/31/2011 7:45:46 AM
future-baby-fund$25.0012/31/2011 7:57:53 AM
green-robust-currency$50.0012/31/2011 8:09:01 AM
gothampark$25.0012/31/2011 8:50:11 AM
calimanusa$30.0012/31/2011 11:08:22 AM
tidy-fairness3$25.0012/31/2011 9:04:21 AM
credit-missile$50.0012/31/2011 9:25:42 AM
money-booster2$35.0012/31/2011 11:14:58 AM
adamdroker$25.0012/31/2011 11:47:02 AM
credit-missile$25.0012/31/2011 11:02:08 AM
progressive-asset$100.0012/31/2011 11:13:01 AM
suave-dime6$25.0012/31/2011 11:17:48 AM
IntrepidInvestment$25.0012/31/2011 11:20:41 AM
amlu1988$25.0012/31/2011 11:32:37 AM
Bob450$27.0012/31/2011 12:03:24 PM
Peacepower$30.0012/31/2011 12:23:11 PM
wwwUniversal$25.0012/31/2011 12:06:32 PM
papaloha$50.0012/31/2011 12:11:00 PM
the-enthralling-coin$25.0012/31/2011 12:12:25 PM
naya50$25.0012/31/2011 12:32:46 PM
money-baron-roth-IRA$50.0012/31/2011 12:34:24 PM
jeffe43$50.0012/31/2011 12:31:47 PM
66 Investments
 
Borrower Payment Dependent Notes Series 547673
This series of Notes was issued and sold upon the funding of the borrower loan #58630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-30-2011 
Term: 60 months Listing End date:  Jan-04-2012 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $227.64
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1987 Debt/Income ratio: 21%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 4Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 18 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,937Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: abundant-revenue6 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt incurred from business start up costs

My financial situation:
I am a good candidate for this loan because I'm a hardworking person, and I always pay my bills on time. I've never had any issues with collection agencies and my credit score is good to excellent. I just need a boost to pay off credit card debt incurred due to start up business costs only and also meet monthly expenses.


Monthly net income: $2500
Monthly expenses: $3633
Housing: $1491
Insurance: $121
Car expenses: $20
Utilities: $100
Phone, cable, internet: $220
Food, entertainment: $100
Clothing, household expenses: $285
Credit cards and other loans: $1296
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
stylish-compassion3$50.0012/30/2011 5:05:39 PM
AndChicksforFree$25.0012/30/2011 5:14:52 PM
Investor_DP$100.0012/30/2011 5:16:14 PM
edaguy$50.0012/30/2011 5:21:33 PM
jkeller4000$25.0012/30/2011 5:17:19 PM
successful-agreement7$100.0012/30/2011 5:21:09 PM
rupee-equation2$25.0012/30/2011 5:26:04 PM
hitsman$50.0012/30/2011 5:29:50 PM
SFBank$50.0012/30/2011 6:26:43 PM
first-pragmatic-power$25.0012/30/2011 5:40:52 PM
Rogesparkguy$25.0012/30/2011 5:45:31 PM
LittleMingo$25.0012/31/2011 3:29:04 AM
scarlet-velvet$25.0812/31/2011 12:26:35 AM
zeeexsixare$300.0012/31/2011 4:26:36 AM
Leshan$25.0012/31/2011 9:40:40 AM
CA-Lender$25.0012/31/2011 10:18:14 AM
graceful-IRAinvestment$30.0012/31/2011 8:00:06 AM
mlj0671$25.0012/31/2011 9:57:50 AM
productive-ore$25.0012/31/2011 10:39:12 AM
suave-dime6$25.0012/31/2011 11:14:01 AM
diplomatic-wealth7$25.0012/31/2011 12:08:45 PM
finance-mushroom$200.0012/31/2011 12:15:44 PM
miked8303$25.0012/31/2011 12:16:22 PM
mercuriant$25.0012/31/2011 12:36:29 PM
kindness-ace1$50.0012/31/2011 3:51:12 PM
gristle$50.0012/31/2011 4:46:04 PM
papaloha$50.0012/31/2011 4:58:41 PM
money-fort$25.0012/31/2011 7:38:00 PM
payment-gusto$25.001/1/2012 10:33:07 AM
RMI_Babylon$25.001/1/2012 10:55:19 AM
WilliamLeeSims$25.001/1/2012 1:33:48 PM
loss-of-control$50.001/1/2012 3:45:37 PM
asset-professor$25.001/1/2012 6:37:26 PM
wkeboarder21$50.001/2/2012 7:24:29 AM
Tradesmanlender$25.001/2/2012 9:39:43 AM
money-booster2$50.001/2/2012 10:29:14 AM
first-restless-payout$50.001/2/2012 1:29:28 PM
money-yeller$25.001/2/2012 2:21:15 PM
logical-moola4$39.001/2/2012 5:11:16 PM
velocity-gala$250.001/2/2012 8:42:07 PM
deepblue34$30.001/2/2012 7:25:09 PM
LuvToLend$25.001/2/2012 8:20:23 PM
tech310$50.001/3/2012 12:20:23 AM
bluefootedpig$25.001/3/2012 9:40:33 AM
gold-cluster$50.001/3/2012 8:11:31 AM
buffalobills$25.001/3/2012 7:56:49 AM
SecondChanceLendingSERV$35.941/3/2012 8:47:49 AM
economy-shrubbery6$25.001/3/2012 10:06:48 AM
nimble-revenue5$50.001/3/2012 10:11:56 AM
nimble-revenue5$50.001/3/2012 10:12:15 AM
computer758$25.001/3/2012 11:45:37 AM
greenback-investor7$100.001/3/2012 10:29:36 AM
the-hope-workhorse$50.001/3/2012 10:58:57 AM
dollardave$50.001/3/2012 11:32:44 AM
bid-stockpiler1$50.001/3/2012 2:17:33 PM
SDC$25.001/3/2012 5:05:45 PM
income-buddy7$100.001/3/2012 5:08:09 PM
rysil$35.001/3/2012 5:08:34 PM
ThatDanGuy$50.001/3/2012 1:52:38 PM
cash-reaction2$50.001/3/2012 5:14:44 PM
hyrolln$26.001/3/2012 5:18:10 PM
finance-prescription$100.001/3/2012 5:19:12 PM
progressive-asset$100.001/3/2012 5:20:38 PM
truth-ceremony$25.001/3/2012 5:27:02 PM
gold-plane1$25.001/3/2012 5:04:18 PM
saffron4$25.001/3/2012 5:05:31 PM
roman2008$25.001/3/2012 5:06:09 PM
reward-adventure$43.001/3/2012 5:06:43 PM
ryanplays311$25.001/3/2012 5:32:01 PM
coin-investor$25.001/3/2012 5:32:25 PM
SeaDevil$25.001/3/2012 5:07:38 PM
CapitalismRocks$25.001/3/2012 5:08:08 PM
careful-vigilance4$25.001/3/2012 5:32:55 PM
bravos33$25.001/3/2012 5:09:46 PM
netelegent$25.001/3/2012 5:34:48 PM
utmom$25.001/3/2012 5:10:42 PM
benwalla$25.001/3/2012 5:11:40 PM
symbiosis$50.001/3/2012 5:36:34 PM
truth-companion$25.001/3/2012 5:11:39 PM
flexible-return297$25.001/3/2012 5:13:37 PM
economy-producer$25.001/3/2012 5:16:46 PM
DER$25.001/3/2012 5:42:26 PM
Mariner3605$25.001/3/2012 5:19:08 PM
trajectory8$100.001/3/2012 5:17:20 PM
poetic-reward0$25.001/3/2012 5:17:58 PM
apostle901$25.001/3/2012 5:18:06 PM
red-power-pecan$50.001/3/2012 5:18:17 PM
zone8$100.001/3/2012 5:19:56 PM
tornandfrayed$25.001/3/2012 5:46:20 PM
Diamond_Jim$25.001/3/2012 5:46:22 PM
green-discrete-responsibility$25.001/3/2012 5:47:05 PM
ImagClaw$25.001/3/2012 5:47:18 PM
Learning2Lend$25.001/3/2012 5:48:23 PM
top-asset-chemistry$25.001/3/2012 5:21:29 PM
monster4$50.001/3/2012 5:50:44 PM
important-openness1$75.001/3/2012 5:22:17 PM
asiaratt$50.001/3/2012 5:22:39 PM
shmb6508$50.001/3/2012 5:21:59 PM
orange-preeminant-bill$25.001/3/2012 5:51:41 PM
jjswanso$100.001/3/2012 5:51:59 PM
ricklip$100.001/3/2012 5:32:38 PM
arsisi$25.001/3/2012 5:36:39 PM
NewOrleans2012$25.001/3/2012 5:37:17 PM
Wellman$25.001/3/2012 5:38:54 PM
stable-payment7$25.001/3/2012 5:40:21 PM
hope-eagle6$25.001/3/2012 5:41:27 PM
income-cosmos4$50.001/3/2012 8:51:47 PM
money-bauble$100.001/3/2012 5:42:13 PM
TronMedici$25.001/3/2012 5:43:19 PM
shrewd-peace7$25.001/3/2012 5:43:22 PM
Katburg$25.001/3/2012 5:46:50 PM
rhin0cerx$50.001/3/2012 5:45:51 PM
rupee-prairie$25.001/3/2012 5:50:05 PM
worth-dandelion$100.001/3/2012 5:49:43 PM
handshake5$85.001/3/2012 5:50:42 PM
kendigme$50.001/4/2012 3:22:55 AM
museic1$100.001/4/2012 3:24:37 AM
abundant-marketplace436$32.001/3/2012 6:03:14 PM
19vfwcinc89$25.001/3/2012 6:20:39 PM
LuckyDuck49$25.001/3/2012 6:31:28 PM
investment-meteor1$25.001/3/2012 8:04:07 PM
frogperson$150.001/3/2012 9:42:28 PM
asian808$25.001/4/2012 3:38:04 AM
draggon77$25.001/4/2012 3:57:15 AM
rjcoutur2001$26.751/4/2012 5:25:28 AM
davisfl$25.001/4/2012 9:07:58 AM
prohelper$25.001/4/2012 9:09:35 AM
downtownfarm$25.001/4/2012 6:43:39 AM
Bob450$25.001/4/2012 6:44:10 AM
rcm87$50.001/4/2012 9:16:16 AM
scoobiedoo$50.001/4/2012 7:43:10 AM
ah-long$25.001/4/2012 9:19:47 AM
fantastic-investment9$30.001/4/2012 8:31:30 AM
exuberant-funds1$25.001/4/2012 8:44:31 AM
IIP77$25.001/4/2012 9:24:47 AM
ommcd$25.001/4/2012 9:26:44 AM
gjm6d$25.001/4/2012 9:07:46 AM
nowits10$25.001/4/2012 9:08:36 AM
Ducatiman1978$25.001/4/2012 9:08:46 AM
bslavin$25.001/4/2012 9:30:02 AM
helpinghand63$25.001/4/2012 9:12:00 AM
lyndyn$25.001/4/2012 9:35:41 AM
Crystalprop$25.001/4/2012 9:36:08 AM
AAAInvestments$25.001/4/2012 9:14:55 AM
niceville80$25.001/4/2012 9:14:57 AM
Webpreneur$50.001/4/2012 9:38:39 AM
nodrivelpls$25.001/4/2012 9:17:06 AM
suk200$7.231/4/2012 9:40:09 AM
Cai8899$50.001/4/2012 9:18:31 AM
bassman2$25.001/4/2012 9:22:30 AM
tnjohnso$25.001/4/2012 9:23:12 AM
oreyedoc$50.001/4/2012 9:23:52 AM
km007$25.001/4/2012 9:25:23 AM
leverage-monger$30.001/4/2012 9:26:36 AM
VmIE$25.001/4/2012 9:27:05 AM
thelovebug$100.001/4/2012 9:28:16 AM
Kaj$25.001/4/2012 9:28:46 AM
rescue$100.001/4/2012 9:31:30 AM
Illini$25.001/4/2012 9:32:03 AM
rakstar$25.001/4/2012 9:35:02 AM
lillian27$25.001/4/2012 9:34:02 AM
proud-pound4$25.001/4/2012 9:39:56 AM
KLCRAY$25.001/4/2012 9:39:25 AM
163 Investments
 
Borrower Payment Dependent Notes Series 547689
This series of Notes was issued and sold upon the funding of the borrower loan #58658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1992 Debt/Income ratio: 25%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,294Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 100%  
   Homeownership: No  
Screen name: bonafide-agreement4 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan to help with medical bills,
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-booster2$25.001/3/2012 9:37:45 AM
handy-justice$50.001/3/2012 9:08:44 AM
Investor_DP$100.001/3/2012 10:08:24 AM
WilliamLeeSims$25.001/3/2012 9:53:12 AM
loan-hacker$25.001/3/2012 9:55:50 AM
economy-shrubbery6$25.001/3/2012 10:07:07 AM
worthy-bid8$50.001/3/2012 10:08:39 AM
nimble-revenue5$50.001/3/2012 10:12:06 AM
nimble-revenue5$50.001/3/2012 10:12:27 AM
riveting-credit5$50.001/3/2012 10:25:33 AM
worth-blanket2$3,500.001/3/2012 11:54:05 AM
hitsman$50.001/3/2012 10:26:25 AM
rupee-equation2$25.001/3/2012 10:30:16 AM
13 Investments
 
Borrower Payment Dependent Notes Series 547690
This series of Notes was issued and sold upon the funding of the borrower loan #58577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-31-2011 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $238.91
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1994 Debt/Income ratio: 29%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:5y 10m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,252Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: a-responsibility-statue Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buy a Compact Tractor
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
penny-surgeon$25.0012/31/2011 12:10:28 PM
cardminger$25.0012/31/2011 12:21:24 PM
rupee-equation2$25.0012/31/2011 12:26:57 PM
jkeller4000$25.0012/31/2011 12:46:33 PM
Leshan$25.0012/31/2011 12:48:15 PM
worthy-bid8$50.0012/31/2011 12:36:00 PM
hitsman$50.0012/31/2011 12:32:50 PM
first-pragmatic-power$25.0012/31/2011 12:33:03 PM
stylish-compassion3$50.0012/31/2011 12:55:06 PM
edaguy$50.0012/31/2011 12:39:59 PM
market-solstice2$25.0012/31/2011 12:41:21 PM
Investor_DP$100.0012/31/2011 12:46:02 PM
money-booster2$35.0012/31/2011 3:03:49 PM
scarlet-velvet$25.0812/31/2011 3:55:48 PM
successful-agreement7$100.0012/31/2011 12:55:43 PM
handy-justice$50.0012/31/2011 1:15:28 PM
beaker$25.0312/31/2011 1:17:49 PM
vutah$25.0012/31/2011 6:39:21 PM
money-booster2$25.0012/31/2011 3:03:55 PM
skillful-asset5$30.0012/31/2011 3:16:05 PM
ethical-truth211$400.0012/31/2011 7:09:59 PM
payment-gusto$25.001/1/2012 10:33:09 AM
zeeexsixare$200.001/1/2012 4:27:27 AM
one-midas$25.001/1/2012 6:52:04 AM
WilliamLeeSims$25.001/1/2012 1:33:49 PM
loss-of-control$75.001/1/2012 3:42:50 PM
asset-professor$25.001/1/2012 6:37:29 PM
first-funds-palace$25.001/2/2012 8:16:21 AM
justasoldier$75.001/1/2012 9:23:02 PM
gain-gourd$100.001/2/2012 8:01:52 AM
Tradesmanlender$25.001/2/2012 9:39:43 AM
bid-stockpiler1$50.001/2/2012 4:45:53 PM
money-yeller$25.001/2/2012 2:21:16 PM
tech310$50.001/3/2012 12:20:24 AM
riveting-credit5$50.001/3/2012 8:13:30 AM
SecondChanceLendingSERV$25.001/3/2012 8:47:01 AM
klend4$25.001/3/2012 6:54:53 AM
buffalobills$25.001/3/2012 7:57:40 AM
nimble-revenue5$50.001/3/2012 10:12:18 AM
economy-shrubbery6$25.001/3/2012 10:06:51 AM
nimble-revenue5$50.001/3/2012 10:11:58 AM
miked8303$25.001/3/2012 10:33:16 AM
mlj0671$25.001/3/2012 10:23:35 AM
computer758$25.001/3/2012 11:45:38 AM
ThatDanGuy$50.001/3/2012 1:52:40 PM
downtownfarm$25.001/4/2012 6:43:44 AM
deal-searcher1$25.001/3/2012 8:26:05 PM
scoobiedoo$50.001/4/2012 8:27:03 AM
museic1$100.001/4/2012 3:24:39 AM
dissector56958$25.001/4/2012 4:30:37 AM
mercuriant$25.001/4/2012 9:35:05 AM
unbelievable-exchange$300.001/4/2012 10:34:43 AM
Apex-Lender$100.001/4/2012 10:40:21 AM
julijask$25.001/4/2012 11:32:23 AM
investment-comet$25.001/4/2012 11:37:27 AM
taetrade$25.001/4/2012 12:10:01 PM
duty-explosion9$50.001/4/2012 12:51:19 PM
mighty-value$25.001/4/2012 12:55:10 PM
ideal-economy$40.001/4/2012 1:11:16 PM
stock106$25.001/4/2012 1:16:19 PM
dough-rocket$50.001/4/2012 1:35:11 PM
radforj22$26.001/4/2012 2:00:43 PM
valiant-pound8$53.061/4/2012 2:21:09 PM
first-silver-bridge$25.001/4/2012 2:23:22 PM
value-rocket$33.981/4/2012 2:30:12 PM
blazing-capital2$250.001/4/2012 11:25:44 AM
sparkling-contract7$25.001/4/2012 11:35:53 AM
unconquerable-openness9$50.001/4/2012 11:39:28 AM
MarvintheMartian$25.001/4/2012 10:51:28 AM
toomanyfishtanks$50.001/4/2012 12:24:07 PM
repaymentenstein964$100.001/4/2012 12:49:29 PM
market-aspen9$25.001/4/2012 1:38:21 PM
bullwink27$25.001/4/2012 1:57:31 PM
ouyangers$25.001/4/2012 2:00:06 PM
gold-gazelle$25.001/4/2012 2:03:28 PM
cajunguy$34.551/4/2012 1:46:56 PM
finance-mushroom$200.001/4/2012 5:06:14 PM
Tylerh$250.001/4/2012 2:54:01 PM
courteous-platinum7$25.001/4/2012 2:59:30 PM
purposeful-dedication$30.001/4/2012 3:57:05 PM
intrepid-loot$25.001/4/2012 5:13:50 PM
tshurts$25.001/4/2012 5:13:59 PM
suave-dime6$25.001/4/2012 4:32:42 PM
the-healthy-commitment$25.001/4/2012 4:22:23 PM
javelin0$25.001/4/2012 4:51:39 PM
DrewOdette$50.001/4/2012 4:49:52 PM
dedicated-transaction796$25.001/4/2012 5:20:25 PM
Diamond_Jim$25.001/4/2012 5:20:37 PM
economy-coup$50.001/4/2012 5:07:03 PM
stepatatime-together$100.001/4/2012 5:08:11 PM
compassion-expert$25.001/4/2012 5:09:22 PM
thelovebug$100.001/4/2012 5:06:51 PM
bill-mushroom$50.001/4/2012 5:06:57 PM
debt-force$25.001/4/2012 5:10:34 PM
jjswanso$100.001/4/2012 5:22:51 PM
transparency-river1$292.301/4/2012 5:25:12 PM
Mariner3605$25.001/4/2012 5:14:24 PM
economy-producer$25.001/4/2012 5:14:39 PM
gallant-economy9$50.001/4/2012 5:14:53 PM
coin-investor$25.001/4/2012 5:11:39 PM
wwwUniversal$25.001/4/2012 5:12:25 PM
ivadood$50.001/4/2012 5:13:21 PM
a-resplendent-commitment$25.001/4/2012 5:13:42 PM
social-cocktail1$200.001/4/2012 5:22:04 PM
Perksunlimited$25.001/4/2012 5:23:10 PM
help4u$25.001/4/2012 5:21:03 PM
vibraphone3$25.001/4/2012 5:21:14 PM
ChuckieG$25.001/4/2012 5:22:29 PM
tremendous-payment$25.001/4/2012 5:22:46 PM
payment-halo$25.001/4/2012 5:23:30 PM
financial-frenzy$25.001/4/2012 5:23:32 PM
worth-dandelion$100.001/4/2012 5:23:36 PM
bid-czar8$100.001/4/2012 5:25:08 PM
113 Investments
 
Borrower Payment Dependent Notes Series 547698
This series of Notes was issued and sold upon the funding of the borrower loan #58591, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jan-01-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1987 Debt/Income ratio: 38%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:32y 0m
Amount delinquent: $0 Total credit lines: 19 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,121Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: goblin530 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worthy-bid8$50.001/1/2012 12:16:56 PM
successful-agreement7$100.001/1/2012 12:23:43 PM
stylish-compassion3$50.001/1/2012 12:07:57 PM
MatthewDP$150.001/1/2012 12:10:27 PM
rupee-equation2$25.001/1/2012 12:11:15 PM
hitsman$50.001/1/2012 12:11:56 PM
first-pragmatic-power$25.001/1/2012 12:37:45 PM
edaguy$50.001/1/2012 12:16:23 PM
golden-velocity9$25.001/1/2012 12:18:58 PM
selector568$300.001/1/2012 12:40:26 PM
Whipster$80.001/1/2012 1:02:12 PM
Investor_DP$100.001/1/2012 12:21:43 PM
SLN-10$50.001/1/2012 12:45:03 PM
market-solstice2$25.001/1/2012 12:38:40 PM
zeeexsixare$100.001/1/2012 2:43:46 PM
wonder3$35.001/1/2012 3:47:21 PM
WilliamLeeSims$25.001/1/2012 1:35:26 PM
asset-professor$25.001/1/2012 6:37:30 PM
handy-justice$50.001/1/2012 4:09:36 PM
loss-of-control$48.611/1/2012 3:43:48 PM
skillful-asset5$30.001/1/2012 4:21:33 PM
Mailmon$25.001/1/2012 7:45:37 PM
BankofRon$25.001/1/2012 7:48:57 PM
gain-gourd$100.001/2/2012 8:01:53 AM
vine99$65.001/2/2012 10:13:02 AM
money-booster2$50.001/2/2012 10:21:36 AM
HeroSupport$70.001/2/2012 5:06:47 PM
bid-prometheus$30.011/2/2012 5:38:41 PM
money-yeller$25.001/2/2012 2:21:17 PM
thomas16882004$25.001/2/2012 5:09:03 PM
Kash2010lu$25.001/2/2012 5:57:40 PM
tech310$50.001/3/2012 12:14:04 AM
scarlet-velvet$25.081/3/2012 6:59:05 AM
riveting-credit5$50.001/3/2012 2:07:33 AM
SecondChanceLendingSERV$25.001/3/2012 8:46:22 AM
camaraderi-aspen$100.001/3/2012 9:22:30 AM
gold-cluster$50.001/3/2012 8:11:32 AM
klend4$25.001/3/2012 9:36:24 AM
economy-shrubbery6$25.001/3/2012 10:06:53 AM
nimble-revenue5$50.001/3/2012 10:11:59 AM
nimble-revenue5$50.001/3/2012 10:12:20 AM
computer758$25.001/3/2012 11:45:39 AM
miked8303$25.001/3/2012 10:33:16 AM
ThatDanGuy$50.001/3/2012 1:52:40 PM
bid-stockpiler1$25.001/3/2012 2:19:55 PM
museic1$100.001/4/2012 3:24:40 AM
downtownfarm$25.001/4/2012 6:43:47 AM
bsh297$25.811/4/2012 6:36:16 AM
scoobiedoo$25.001/4/2012 7:44:30 AM
Tradesmanlender$25.001/4/2012 9:32:26 AM
mercuriant$25.001/4/2012 9:35:05 AM
blazing-capital2$250.001/4/2012 11:25:44 AM
ethical-truth211$25.001/4/2012 3:30:32 PM
market-aspen9$25.001/4/2012 1:38:46 PM
AVS$25.001/4/2012 4:57:00 PM
Tylerh$250.001/4/2012 2:54:04 PM
thelovebug$100.001/4/2012 5:06:52 PM
wwwUniversal$25.001/4/2012 5:12:26 PM
loss-of-control$75.001/4/2012 5:46:30 PM
diplomatic-wealth7$25.001/4/2012 5:39:07 PM
Maximum_Investment$25.001/5/2012 4:34:11 AM
terrific-p2ploan$25.001/4/2012 7:36:56 PM
CA-Lender$25.001/4/2012 8:53:16 PM
red-power-pecan$50.001/5/2012 8:51:14 AM
GElender$25.001/5/2012 6:13:57 AM
orange-preeminant-bill$25.001/5/2012 5:32:31 AM
gold-pudding6$60.001/5/2012 5:47:48 AM
dollardave$50.001/5/2012 8:21:39 AM
scrappy-diversification7$1,280.491/5/2012 9:22:45 AM
69 Investments
 
Borrower Payment Dependent Notes Series 547701
This series of Notes was issued and sold upon the funding of the borrower loan #58594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1999 Debt/Income ratio: 6%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 6Length of status:0y 6m
Amount delinquent: $30 Total credit lines: 10 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,225Stated income:$100,000+
Delinquencies in last 7y: 1 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: commerce-authority7 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Growth
Purpose of loan:
This loan will be used to increase advertising and value of my product

My financial situation:
I am a good candidate for this loan because my business is successful with current customers and I have invested a lot of my own money into it, growing at an astounding rate,


Monthly net income: 6,500$
Monthly expenses: $5586.18
Housing: $1750
Insurance: 96$
Car expenses: $769
Utilities: $200
Phone, cable, internet: $185
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $1300
Other expenses: $229
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/30/2011 9:05:01 AM
icanhasloanz$50.0012/30/2011 9:13:37 AM
SolarMoonshine$25.0012/30/2011 9:50:53 AM
blackberryhill$25.0012/30/2011 3:45:34 PM
money-fort$25.0012/30/2011 5:21:35 PM
cerebral-dollar773$25.0012/31/2011 6:03:52 AM
brainy-return234$25.0012/30/2011 10:51:51 PM
future-baby-fund$25.0012/31/2011 7:59:03 AM
trail5$100.0012/31/2011 9:36:22 AM
income-buffalo1$100.0012/31/2011 9:02:48 AM
money-booster2$25.0012/31/2011 11:10:45 AM
progressive-asset$100.0012/31/2011 11:13:00 AM
javelin0$25.0012/31/2011 4:32:37 PM
stocker$50.0012/31/2011 6:56:02 PM
courteous-platinum7$25.001/1/2012 8:01:20 AM
treasure-hunter270$25.001/1/2012 9:57:02 AM
direct-dinero2$50.001/1/2012 11:19:57 AM
gold-channel2$25.001/1/2012 12:24:14 PM
the-hope-workhorse$25.001/1/2012 2:34:16 PM
WilliamLeeSims$25.001/1/2012 1:33:45 PM
benjamins-wizard5$25.001/1/2012 4:42:09 PM
ddog0224$25.001/1/2012 6:35:02 PM
bazaar-magma$37.511/1/2012 6:28:05 PM
fuzed$25.001/2/2012 9:03:35 AM
graceful-investment$25.001/2/2012 9:07:58 AM
McDeeter$50.001/2/2012 8:52:08 AM
deal-enrichment063$50.001/2/2012 10:46:25 AM
The_Phoenix_Company$35.001/2/2012 7:43:45 PM
bowler252$25.001/2/2012 7:50:43 PM
tech310$50.001/3/2012 12:12:54 AM
CapricornLending$25.001/2/2012 7:58:08 PM
LuvToLend$25.001/2/2012 8:20:22 PM
loan-oasis4$26.421/2/2012 9:20:31 PM
340$25.001/2/2012 9:19:53 PM
DaddyBill$28.001/3/2012 7:48:56 AM
penny-champ5$25.001/3/2012 8:10:54 AM
listing-eclipse$35.001/3/2012 8:26:06 AM
economy-shrubbery6$25.001/3/2012 10:06:46 AM
tolerant-dime2$25.001/3/2012 11:33:42 AM
moola-monger9$50.001/3/2012 2:11:41 PM
shrewd-rupee$100.001/3/2012 2:50:25 PM
hopeful-deal7$25.001/3/2012 3:00:17 PM
a-currency-starfish$25.001/3/2012 4:39:38 PM
mighty-dedication223$25.001/3/2012 5:25:51 PM
DHolly$31.001/3/2012 5:15:13 PM
thenadamgoes$50.001/3/2012 5:24:14 PM
Zoomzoom22$25.221/3/2012 10:16:52 PM
deal-searcher1$25.001/3/2012 8:26:04 PM
BleedPurple$27.001/3/2012 8:17:21 PM
cattlebaron$50.001/3/2012 9:13:45 PM
Core-Marketing$25.001/4/2012 7:58:00 AM
ColoradoLender82$25.001/4/2012 8:09:08 AM
loanman2007$25.001/4/2012 5:12:31 AM
realtormoises$25.001/4/2012 4:04:04 AM
ddimports$50.001/4/2012 5:46:48 AM
deal-thinker7$25.001/4/2012 7:27:24 AM
silver-ectasy1$26.141/4/2012 7:06:24 AM
blue-goal-deal$25.001/4/2012 9:13:52 AM
copper$50.001/4/2012 9:38:26 AM
djalan$25.001/4/2012 10:35:56 AM
Finestra1972$25.001/4/2012 10:35:51 AM
julijask$25.001/4/2012 11:32:00 AM
Imperativity$36.531/4/2012 3:01:33 PM
smallbizrule$25.001/4/2012 3:32:11 PM
Starfin-Capital-Management$150.001/4/2012 12:46:31 PM
toomanyfishtanks$25.001/4/2012 12:24:54 PM
kind-credit-bear$28.601/4/2012 4:38:26 PM
DrewOdette$50.001/4/2012 4:49:51 PM
undergroundmike$62.341/4/2012 2:06:17 PM
unfixer$25.001/4/2012 3:30:35 PM
redalert99$115.021/4/2012 4:06:35 PM
the-hope-workhorse$25.001/4/2012 3:37:37 PM
curveylady$47.001/4/2012 3:56:09 PM
Pilotaceh$25.001/4/2012 4:39:56 PM
gold-miser9$25.001/4/2012 5:04:54 PM
wampum-chorus3$25.001/4/2012 5:32:50 PM
accruer216$115.701/4/2012 7:46:26 PM
ingenious-gold842$50.941/5/2012 5:43:44 AM
VJ_Financial$25.001/5/2012 6:19:38 AM
EastBayCapital$25.001/4/2012 11:30:09 PM
dollar-tornado3$25.001/5/2012 6:26:37 AM
P2PGodfather$25.001/4/2012 9:04:57 PM
bailey7563$30.001/5/2012 4:12:44 AM
flibinite$50.001/5/2012 8:51:38 AM
silver-enlightenment0$104.061/5/2012 7:08:16 AM
neorunner$25.001/5/2012 9:08:04 AM
Weaverville$25.001/5/2012 9:26:33 AM
AEH_Now$25.001/5/2012 9:43:43 AM
bubb_hans$25.001/5/2012 9:46:11 AM
WMY-Investor$100.001/5/2012 11:21:37 AM
gain-expert$25.481/5/2012 11:52:31 AM
trustworthy-currency1$32.731/5/2012 9:47:38 AM
a-successful-credit$25.001/5/2012 10:05:05 AM
marimari$25.001/5/2012 2:52:33 PM
treasure-birdie3$54.841/5/2012 10:45:05 AM
dough-souffle$25.001/5/2012 3:35:17 PM
CA-Lender$25.001/5/2012 4:11:57 PM
2grindstones$45.851/5/2012 12:51:27 PM
awesome-yield7$25.001/5/2012 1:31:15 PM
exact-principal220$25.001/5/2012 1:43:52 PM
credible-coin$50.001/5/2012 2:54:34 PM
generous-peace4$40.001/5/2012 3:59:18 PM
preeminant-moola6$50.621/5/2012 4:31:10 PM
ready-vigilance3$50.001/5/2012 4:31:18 PM
SUZYQ$14.001/5/2012 4:32:04 PM
105 Investments
 
Borrower Payment Dependent Notes Series 547735
This series of Notes was issued and sold upon the funding of the borrower loan #58640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-01-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $246.83
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1989 Debt/Income ratio: 10%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 3 / 3Length of status:0y 1m
Amount delinquent: $5,704 Total credit lines: 31 Occupation: Professional
Public records last 12m / 10y: 1/ 2 Revolving credit balance: $3,444Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: funds-frontier3 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
zdy
Purpose of loan:
This loan will be used to catch up on past due expenses. I was off work for several months after my spouse was diagnosed with cancer. He is doing fine now, but for awhile this consumed our entire life and the cost of his treatments were extremely expensive.

My financial situation: I am a good candidate for this loan because I have returned to work in my profession as a RN. I am a professonial person and enjoy working.


Monthly net income: $3500.00
Monthly expenses: $1400.00
Housing: $935.00
Insurance: $70.00
Car expenses: $150.00
Utilities: $200.00
Phone, cable, internet: $188.00
Food, entertainment: $150.00
Clothing, household expenses: $200.00
Credit cards and other loans: $150.00
Other expenses: $250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MicroL$25.001/1/2012 12:01:46 PM
stylish-compassion3$50.001/1/2012 12:07:58 PM
hitsman$50.001/1/2012 12:11:56 PM
edaguy$75.001/1/2012 12:16:08 PM
Investor_DP$100.001/1/2012 12:21:21 PM
successful-agreement7$100.001/1/2012 12:23:44 PM
subtle-social4$25.001/1/2012 12:26:24 PM
bountiful-durability$50.001/1/2012 12:35:24 PM
GCInvestments$25.001/1/2012 12:20:27 PM
greenback-investor7$100.001/1/2012 12:46:44 PM
lucrative-transparency0$83.001/1/2012 12:23:51 PM
inventive-wealth2$25.001/1/2012 12:24:54 PM
melodious-fairness$25.001/1/2012 12:26:53 PM
gold-channel2$25.001/1/2012 12:24:17 PM
worth-dandelion$100.001/1/2012 12:24:21 PM
WilliamLeeSims$25.001/1/2012 1:33:51 PM
studious-listing8$25.001/1/2012 12:25:15 PM
money-bauble$100.001/1/2012 12:35:59 PM
dime-sprout$25.001/1/2012 12:27:08 PM
witty-credit467$25.001/1/2012 12:39:03 PM
cash-reaction2$50.001/1/2012 12:36:29 PM
mtquan$25.001/1/2012 12:44:35 PM
cablenews$100.001/1/2012 12:45:55 PM
commanding-treasure2$50.001/1/2012 12:40:05 PM
progressive-economy261$400.001/1/2012 12:47:59 PM
lender2611$25.001/1/2012 12:50:31 PM
intelligent-dedication9$100.001/1/2012 1:26:30 PM
asset-professor$50.001/1/2012 6:31:34 PM
payout-harmony4$35.001/1/2012 3:15:48 PM
julijask$67.191/1/2012 6:20:05 PM
RoyFauntleroy$25.001/1/2012 5:42:25 PM
loot-heart$25.001/1/2012 7:00:42 PM
focused-gain0$25.001/2/2012 12:08:14 AM
Longfellow20011$73.521/2/2012 6:18:31 AM
llequire1$50.001/2/2012 8:04:29 AM
famous-hope$25.001/2/2012 8:12:11 AM
astute-benjamins$50.001/2/2012 8:36:16 AM
jazzlender$50.001/2/2012 9:08:11 AM
asmithj$25.001/2/2012 9:40:07 AM
standanddeliver$50.001/2/2012 9:15:57 AM
life-is-great$25.001/2/2012 9:13:51 AM
deal-enrichment063$100.001/2/2012 10:48:21 AM
active-reward7$100.001/2/2012 9:21:32 AM
Bothus$50.001/2/2012 12:34:52 PM
kenji4861$25.001/2/2012 9:48:46 AM
the-bright-velocity$25.001/2/2012 9:48:58 AM
MyKidsDad$25.001/2/2012 3:33:00 PM
valiant-contract$25.001/2/2012 11:13:31 AM
-------ity4all$25.001/2/2012 4:36:38 PM
kind-unassuming-fund$25.001/2/2012 11:36:48 AM
Finchy78$25.001/2/2012 11:40:30 AM
NorthernFunds$100.001/2/2012 12:14:52 PM
jlathem$50.001/2/2012 12:47:02 PM
LoisLoan$25.001/2/2012 4:19:03 PM
Domgabriel$25.001/2/2012 4:19:24 PM
logical-moola4$50.001/2/2012 5:11:16 PM
capital-marsupial3$25.001/2/2012 5:13:34 PM
bid-prometheus$30.011/2/2012 5:39:14 PM
processor115$100.001/2/2012 6:47:58 PM
4est$25.001/2/2012 6:51:45 PM
gold-plane1$25.001/3/2012 6:39:42 AM
the-magnetic-transaction$50.001/2/2012 9:46:21 PM
villagers$50.001/3/2012 12:15:19 AM
tech310$50.001/3/2012 12:20:25 AM
enthusiastic-point$25.001/3/2012 3:27:28 AM
c-gurista-5$25.001/3/2012 5:53:52 AM
devoider$25.001/3/2012 6:31:26 AM
loot-castanets$25.001/3/2012 6:47:51 AM
Marfloogan$25.001/3/2012 6:47:37 AM
coin-spilunker$25.001/3/2012 7:55:50 AM
svjeller$25.001/3/2012 8:20:50 AM
SimpleChoice$25.001/3/2012 8:32:33 AM
djh47a$25.001/3/2012 8:41:20 AM
erwincohen$25.001/3/2012 9:55:02 AM
orbital-velocity7$50.001/3/2012 9:59:41 AM
gallant-economy9$50.001/3/2012 10:00:54 AM
jazz619$25.001/3/2012 9:53:46 AM
ricklip$100.001/3/2012 10:13:04 AM
puifais$50.001/3/2012 10:27:24 AM
jamiee73$25.001/3/2012 10:17:38 AM
Nazbuster$50.001/3/2012 10:21:27 AM
cybernosha$25.001/3/2012 10:50:30 AM
wwwUniversal$25.001/3/2012 10:22:36 AM
first-pragmatic-power$25.001/3/2012 10:23:06 AM
courteous-platinum7$40.001/3/2012 12:03:30 PM
independent-gold5$50.001/3/2012 12:53:06 PM
dinero-path5$50.001/3/2012 12:57:58 PM
duty-explosion9$50.001/3/2012 1:07:31 PM
organized-payment6$50.001/3/2012 1:06:04 PM
Searidefinancial$25.001/3/2012 1:12:49 PM
greenback-guard$25.001/3/2012 1:27:16 PM
ThatDanGuy$50.001/3/2012 1:52:41 PM
ore-dojo$25.001/3/2012 2:31:48 PM
shrewd-rupee$25.001/3/2012 2:54:37 PM
dor$34.201/3/2012 3:18:24 PM
atbright$25.001/3/2012 3:53:20 PM
bravos33$25.001/3/2012 5:09:47 PM
TrustPlus$50.001/3/2012 5:48:59 PM
been_there$50.001/3/2012 5:58:52 PM
prohelper$25.001/3/2012 5:49:23 PM
loyalty-circuitry$50.001/3/2012 6:02:43 PM
LateOneNight$300.001/3/2012 7:36:46 PM
deal-searcher1$25.001/3/2012 8:26:06 PM
museic1$100.001/4/2012 3:24:41 AM
Aimvest$25.001/4/2012 9:10:39 AM
downtownfarm$25.001/4/2012 6:43:47 AM
metro457$100.001/4/2012 7:36:26 AM
rcm87$50.001/4/2012 9:16:17 AM
market-aspen9$50.001/4/2012 8:08:50 AM
Kaj$25.001/4/2012 9:28:47 AM
helpinghand63$25.001/4/2012 9:12:00 AM
compoundinterest$50.001/4/2012 9:38:01 AM
syounker$25.001/4/2012 9:47:09 AM
Munnie$25.001/4/2012 9:51:39 AM
wayman$25.001/4/2012 9:25:26 AM
ommcd$25.001/4/2012 9:26:44 AM
rescue$100.001/4/2012 9:31:30 AM
samo102us$25.001/4/2012 9:33:29 AM
Logan7$25.001/4/2012 9:35:32 AM
ErsatzMike$50.001/4/2012 9:46:38 AM
ocho$32.001/4/2012 11:44:12 AM
wise-silver-wonder$25.001/4/2012 12:34:42 PM
_kyle$50.001/4/2012 9:53:14 AM
caring-diversification647$25.001/4/2012 10:12:46 AM
Weaverville$25.001/4/2012 10:28:11 AM
enriching-dollar1$100.001/4/2012 10:29:24 AM
masonn$50.001/4/2012 3:14:41 PM
the-kinetic-nickel$25.001/4/2012 12:42:28 PM
Rockymtnhi$25.001/4/2012 1:53:52 PM
donloah$25.001/4/2012 2:11:02 PM
gold-gazelle$50.001/4/2012 2:22:08 PM
compassion-bauble4$25.001/4/2012 5:05:21 PM
ethical-truth211$100.001/4/2012 2:51:13 PM
fund-tom-tom6$5.321/4/2012 5:05:35 PM
rajs$100.001/4/2012 3:35:44 PM
SerZav$70.001/4/2012 4:12:15 PM
Ruckus888$250.001/4/2012 3:58:27 PM
abundant-marketplace436$29.761/4/2012 4:16:45 PM
DrewOdette$50.001/4/2012 4:49:52 PM
javelin0$25.001/4/2012 4:51:40 PM
Byrd24$100.001/4/2012 4:54:29 PM
141 Investments
 
Borrower Payment Dependent Notes Series 547831
This series of Notes was issued and sold upon the funding of the borrower loan #58601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jan-01-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1981 Debt/Income ratio: 32%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:23y 1m
Amount delinquent: $0 Total credit lines: 22 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,043Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: Yes  
Screen name: blazing-income46 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-inspiring-peace$25.001/1/2012 12:07:42 PM
enchanted-diversification496$25.001/1/2012 12:08:21 PM
rupee-equation2$25.001/1/2012 12:11:17 PM
scrappy-leverage6$25.001/1/2012 12:14:03 PM
edaguy$50.001/1/2012 12:16:23 PM
golden-velocity9$25.001/1/2012 12:18:59 PM
loanman2007$25.001/1/2012 12:19:50 PM
stylish-compassion3$50.001/1/2012 12:08:00 PM
hitsman$50.001/1/2012 12:11:58 PM
worthy-bid8$50.001/1/2012 12:16:57 PM
market-solstice2$25.001/1/2012 12:38:41 PM
pdub$75.001/1/2012 12:19:43 PM
successful-agreement7$100.001/1/2012 12:23:47 PM
one-midas$25.001/1/2012 12:24:29 PM
Investor_DP$100.001/1/2012 12:21:44 PM
WilliamLeeSims$25.001/1/2012 1:33:53 PM
first-pragmatic-power$25.001/1/2012 12:37:45 PM
selector568$300.001/1/2012 12:40:27 PM
AndChicksforFree$25.001/1/2012 1:23:26 PM
SFBank$50.001/1/2012 1:13:44 PM
zeeexsixare$200.001/1/2012 2:44:34 PM
asset-professor$25.001/1/2012 6:37:32 PM
nimble-money086$25.001/1/2012 7:06:22 PM
loss-of-control$75.001/1/2012 3:41:25 PM
lendstats_com$200.001/1/2012 4:20:37 PM
handy-justice$100.001/1/2012 4:00:33 PM
skillful-asset5$30.001/1/2012 4:18:04 PM
justasoldier$50.001/1/2012 5:42:31 PM
corndog4000$93.431/2/2012 1:31:14 AM
LendingPimp$100.001/2/2012 3:52:08 AM
abradle2$25.001/1/2012 7:17:43 PM
money-booster2$50.001/2/2012 8:12:25 AM
factcheck$25.001/1/2012 9:09:24 PM
cash-architect$25.001/1/2012 9:54:51 PM
graceful-investment$85.001/2/2012 9:06:38 AM
gain-gourd$100.001/2/2012 8:01:55 AM
money-booster2$25.001/2/2012 8:12:31 AM
money-booster2$25.001/2/2012 8:12:36 AM
camaraderi-aspen$100.001/2/2012 9:21:52 AM
terrific-dough6$75.001/2/2012 9:23:52 AM
ethicalhumanist$50.001/2/2012 1:01:35 PM
money-yeller$25.001/2/2012 2:21:17 PM
thomas16882004$25.001/2/2012 5:10:31 PM
future-baby-fund$25.001/2/2012 5:28:40 PM
bid-prometheus$30.011/2/2012 5:39:54 PM
Kash2010lu$25.001/2/2012 5:56:58 PM
vutah$25.001/2/2012 6:09:58 PM
tech310$50.001/3/2012 12:20:26 AM
riveting-credit5$50.001/3/2012 1:58:08 AM
SunnyMoney$25.001/2/2012 8:02:01 PM
BansirOfBabylon$30.001/3/2012 5:13:12 AM
market-pudding$25.001/3/2012 5:56:39 AM
Iwillhuntyoudown$25.001/2/2012 9:28:43 PM
buffalobills$25.001/3/2012 7:50:25 AM
klend4$25.001/3/2012 6:43:40 AM
scarlet-velvet$25.081/3/2012 6:57:44 AM
patriot897$25.001/3/2012 7:39:20 AM
SecondChanceLendingSERV$25.001/3/2012 8:38:48 AM
favorite-commerce$40.001/3/2012 9:04:52 AM
CA-Lender$50.001/3/2012 9:14:05 AM
nimble-revenue5$50.001/3/2012 10:12:20 AM
economy-shrubbery6$25.001/3/2012 10:06:54 AM
nimble-revenue5$50.001/3/2012 10:11:59 AM
first-integrity-gravity$50.001/3/2012 10:14:50 AM
mlj0671$25.001/3/2012 10:23:35 AM
rockhound84$29.001/3/2012 11:46:52 AM
thelovebug$100.001/3/2012 10:31:19 AM
miked8303$25.001/3/2012 10:33:17 AM
ThatDanGuy$50.001/3/2012 1:52:41 PM
Tikibarman$50.001/3/2012 2:01:17 PM
bid-stockpiler1$50.001/3/2012 2:20:29 PM
computer758$25.001/3/2012 11:45:39 AM
chrisb1414$25.001/3/2012 12:23:37 PM
Money_Working$25.001/3/2012 12:39:23 PM
2grindstones$100.001/3/2012 1:18:13 PM
tolerant-dime2$25.001/3/2012 1:21:07 PM
platinum-admiral8$25.001/3/2012 4:13:46 PM
market-aspen9$50.001/3/2012 4:33:10 PM
the-enthralling-coin$25.001/3/2012 5:28:26 PM
bizlending$100.001/3/2012 5:03:39 PM
impressive-justice6$50.001/3/2012 5:16:10 PM
loanman2007$25.001/4/2012 5:07:18 AM
Reliance_Banker$25.001/3/2012 6:42:03 PM
downtownfarm$25.001/4/2012 6:43:48 AM
foothillender$25.001/4/2012 7:57:32 AM
kendigme$50.001/4/2012 3:21:46 AM
museic1$100.001/4/2012 3:24:42 AM
exuberant-funds1$25.001/4/2012 8:48:09 AM
asian808$25.001/4/2012 3:36:19 AM
sonicpluto$25.001/4/2012 9:06:49 AM
adir1$25.001/4/2012 4:44:26 AM
bsh297$25.811/4/2012 6:35:31 AM
partyplan$30.001/4/2012 8:23:53 AM
scoobiedoo$75.001/4/2012 8:27:24 AM
hope-fortress753$25.001/4/2012 8:55:29 AM
leverage-monger$30.001/4/2012 9:24:29 AM
treasure-bison$30.681/4/2012 9:26:18 AM
Tradesmanlender$25.001/4/2012 9:32:27 AM
thankful-nickel2$25.001/4/2012 10:09:24 AM
Johnab$25.001/4/2012 10:26:07 AM
Kyileo$25.001/4/2012 9:34:38 AM
payout-hammock1$50.001/4/2012 9:53:44 AM
nycfinance$25.001/4/2012 9:55:12 AM
Ron_Paul_for_President_2012$30.001/4/2012 9:57:18 AM
erowis$100.001/4/2012 10:37:17 AM
PlusUltra$15.991/4/2012 11:06:29 AM
106 Investments
 
Borrower Payment Dependent Notes Series 547846
This series of Notes was issued and sold upon the funding of the borrower loan #58506, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jan-01-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $99.55
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1997 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 1 Current / open credit lines: 8 / 6Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $710Stated income:$0
Delinquencies in last 7y: 2 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: machining-man Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Legal Fees Temporary Help
Purpose of loan:
This loan will be used to... Pay a large portion of legal fees unexpectedly incurred suddenly

My financial situation:
I am a good candidate for this loan because... I have always honored my financial commitments


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
3700.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
top-courteous-peso$75.001/1/2012 12:29:58 PM
stylish-compassion3$50.001/1/2012 12:08:02 PM
edaguy$50.001/1/2012 12:16:24 PM
worthy-bid8$50.001/1/2012 12:16:58 PM
hitsman$50.001/1/2012 12:12:00 PM
Investor_DP$100.001/1/2012 12:21:44 PM
successful-agreement7$100.001/1/2012 12:23:47 PM
cardminger$25.001/1/2012 12:30:35 PM
WilliamLeeSims$25.001/1/2012 1:33:54 PM
first-pragmatic-power$25.001/1/2012 12:37:46 PM
zeeexsixare$25.001/1/2012 2:47:02 PM
asset-professor$25.001/1/2012 6:37:32 PM
justasoldier$50.001/1/2012 9:14:42 PM
gain-gourd$100.001/2/2012 8:01:55 AM
first-funds-palace$25.001/2/2012 8:16:23 AM
money-booster2$25.001/2/2012 10:30:35 AM
LuvToLend$25.001/2/2012 8:20:25 PM
riveting-credit5$50.001/3/2012 8:13:31 AM
nimble-revenue5$50.001/3/2012 10:12:21 AM
mrxtravis$25.001/3/2012 10:12:42 AM
economy-shrubbery6$25.001/3/2012 10:06:55 AM
nimble-revenue5$50.001/3/2012 10:12:00 AM
miked8303$25.001/3/2012 10:33:17 AM
Tikibarman$25.001/3/2012 2:03:54 PM
ThatDanGuy$50.001/3/2012 1:52:41 PM
zorg77$25.001/3/2012 3:59:58 PM
Credit4Talent$35.001/3/2012 4:59:37 PM
gain-dolphin$25.001/3/2012 10:20:38 PM
bsh297$25.811/4/2012 6:35:54 AM
museic1$100.001/4/2012 3:24:43 AM
downtownfarm$25.001/4/2012 6:43:49 AM
brondero$53.001/4/2012 12:34:26 PM
market-aspen9$25.001/4/2012 1:37:48 PM
blazing-capital2$250.001/4/2012 11:25:45 AM
Starfin-Capital-Management$150.001/4/2012 12:40:28 PM
ethical-truth211$50.001/4/2012 3:28:29 PM
thelovebug$100.001/4/2012 5:06:52 PM
wwwUniversal$25.001/4/2012 5:12:26 PM
suave-dime6$25.001/4/2012 4:33:24 PM
wampum-chorus3$25.001/4/2012 5:32:51 PM
Joshua_E$25.001/4/2012 5:33:02 PM
well-rounded-payout0$50.001/4/2012 5:53:24 PM
CACO_Lender$25.001/4/2012 5:58:50 PM
missing-link$25.001/4/2012 5:59:52 PM
diplomatic-wealth7$25.001/4/2012 5:39:07 PM
Elefunt$25.001/4/2012 6:07:28 PM
the-enthralling-coin$25.001/4/2012 6:15:00 PM
credit-magnolia3$25.001/4/2012 7:22:05 PM
FriendInSeattle$100.001/4/2012 8:24:09 PM
excellent-wealth6$25.961/4/2012 6:53:01 PM
bsmtloan$85.231/4/2012 8:25:25 PM
51 Investments
 
Borrower Payment Dependent Notes Series 547860
This series of Notes was issued and sold upon the funding of the borrower loan #58531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-01-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $105.78
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1984 Debt/Income ratio: 2%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 1 / 1Length of status:26y 4m
Amount delinquent: $1,609 Total credit lines: 19 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 13 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: newest-peaceful-point Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
stylish-compassion3$50.001/1/2012 12:08:03 PM
hitsman$50.001/1/2012 12:12:01 PM
edaguy$75.001/1/2012 12:16:09 PM
successful-agreement7$100.001/1/2012 12:23:48 PM
vutah$25.001/1/2012 12:03:19 PM
gravbox$25.001/1/2012 12:10:07 PM
cardminger$25.001/1/2012 12:30:35 PM
Investor_DP$100.001/1/2012 12:21:22 PM
scrappy-leverage6$25.001/1/2012 12:14:03 PM
heerzaquestion$25.001/1/2012 12:59:32 PM
commanding-treasure2$50.001/1/2012 12:40:07 PM
WilliamLeeSims$25.001/1/2012 1:33:55 PM
asset-professor$25.001/1/2012 6:37:32 PM
focused-gain0$25.001/1/2012 11:39:53 PM
first-funds-palace$25.001/2/2012 8:16:24 AM
kenji4861$25.001/2/2012 9:48:47 AM
MrBadExample$396.001/2/2012 3:24:28 PM
money-booster2$25.001/2/2012 10:42:13 AM
processor115$100.001/2/2012 6:47:59 PM
a-finance-nirvana$25.001/3/2012 6:20:35 AM
gold-plane1$25.001/3/2012 6:39:43 AM
fiserve4u$75.001/3/2012 9:40:07 AM
first-pragmatic-power$25.001/3/2012 10:23:07 AM
puifais$50.001/3/2012 10:27:26 AM
ThatDanGuy$50.001/3/2012 1:52:42 PM
independent-gold5$50.001/3/2012 12:53:06 PM
greenback-guard$25.001/3/2012 1:27:16 PM
loyalty-circuitry$50.001/3/2012 6:02:44 PM
museic1$100.001/4/2012 3:24:43 AM
LateOneNight$300.001/3/2012 7:36:47 PM
downtownfarm$25.001/4/2012 6:43:49 AM
lonix$25.001/3/2012 8:57:39 PM
diverse-return28$300.001/4/2012 8:48:46 AM
Domgabriel$30.001/4/2012 3:57:01 AM
metro457$100.001/4/2012 7:36:27 AM
market-aspen9$50.001/4/2012 8:37:30 AM
lagnisiruk$25.001/4/2012 9:07:55 AM
Aimvest$25.001/4/2012 9:10:39 AM
Ven58$25.001/4/2012 9:21:27 AM
Kessler$25.001/4/2012 9:42:28 AM
gold-gazelle$50.001/4/2012 2:10:35 PM
sadhikari$25.001/4/2012 2:45:39 PM
enriching-dollar1$100.001/4/2012 10:29:25 AM
masonn$100.001/4/2012 3:25:23 PM
mcs86d$25.001/4/2012 12:22:31 PM
Nyarpy$25.001/4/2012 12:58:23 PM
courteous-platinum7$25.001/4/2012 2:59:22 PM
sboyleston$24.001/4/2012 3:33:42 PM
ethical-truth211$25.001/4/2012 3:19:08 PM
49 Investments
 
Borrower Payment Dependent Notes Series 547870
This series of Notes was issued and sold upon the funding of the borrower loan #58664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $88.15
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1995 Debt/Income ratio: 13%
Credit score: 680-699 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:18y 10m
Amount delinquent: $0 Total credit lines: 12 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,794Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: hard-working-pound574 Borrower's state: SouthDakota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 2160.00
Monthly expenses: $
Housing: $ 630.00
Insurance: $ 70.00
Car expenses: $ 0
Utilities: $ 90.00
Phone, cable, internet: $ 140.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 11000.00
Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
kinetic-social$25.001/2/2012 9:09:58 AM
gravbox$25.001/2/2012 9:10:49 AM
stylish-compassion3$50.001/2/2012 9:07:45 AM
successful-agreement7$100.001/2/2012 9:11:11 AM
BxRealtor$25.001/2/2012 9:11:17 AM
WilliamLeeSims$25.001/2/2012 9:17:21 AM
investment-artist$25.001/2/2012 9:15:19 AM
Investor_DP$100.001/2/2012 9:20:50 AM
money-booster2$35.001/2/2012 10:41:54 AM
cashhelp$25.001/2/2012 9:29:09 AM
hitsman$50.001/2/2012 9:32:11 AM
rokman$50.001/2/2012 9:34:50 AM
edaguy$75.001/2/2012 9:35:45 AM
commanding-treasure2$50.001/2/2012 9:37:46 AM
scrappy-leverage6$25.001/2/2012 9:44:42 AM
kenji4861$25.001/2/2012 9:48:49 AM
the-bright-velocity$25.001/2/2012 9:48:59 AM
newest-generous-income$25.001/2/2012 2:09:10 PM
vutah$25.001/2/2012 10:14:53 AM
donenzo$25.001/2/2012 10:07:22 AM
skillful-asset5$25.001/2/2012 12:53:00 PM
wealth-renaissance5$25.001/2/2012 2:14:15 PM
pine643$35.001/2/2012 2:32:12 PM
SolarMoonshine$25.001/2/2012 3:12:48 PM
processor115$100.001/2/2012 6:48:01 PM
daekpon$50.001/2/2012 7:42:03 PM
a-finance-nirvana$25.001/3/2012 6:20:36 AM
jazz619$25.001/3/2012 9:53:29 AM
dudebrah$25.001/3/2012 10:04:24 AM
first-pragmatic-power$25.001/3/2012 10:23:07 AM
IPG1$25.001/3/2012 10:12:39 AM
puifais$50.001/3/2012 10:27:28 AM
independent-gold5$50.001/3/2012 12:53:07 PM
pnace$45.001/3/2012 1:02:29 PM
tolerant-dime2$25.001/3/2012 1:39:15 PM
greenback-guard$25.001/3/2012 1:27:18 PM
ThatDanGuy$50.001/3/2012 1:52:42 PM
cardminger$25.001/3/2012 4:59:06 PM
loyalty-circuitry$50.001/3/2012 6:02:44 PM
museic1$100.001/4/2012 3:24:44 AM
orange-elated-contract$25.001/3/2012 6:31:04 PM
Techne_Funds_LLC$25.001/3/2012 7:30:49 PM
LateOneNight$300.001/3/2012 7:36:48 PM
lonix$25.001/3/2012 8:56:50 PM
heroic-compassion6$50.031/4/2012 8:28:47 AM
EretzCapital$9.971/4/2012 8:37:02 AM
klend4$25.001/4/2012 6:35:11 AM
downtownfarm$25.001/4/2012 6:43:51 AM
ethical-truth211$200.001/4/2012 7:12:09 AM
metro457$100.001/4/2012 7:36:28 AM
ColoradoLender82$25.001/4/2012 7:46:27 AM
market-aspen9$50.001/4/2012 8:04:08 AM
Eric_Gagne$25.001/4/2012 8:06:23 AM
53 Investments
 
Borrower Payment Dependent Notes Series 547875
This series of Notes was issued and sold upon the funding of the borrower loan #58579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Jan-01-2012 
Term: 36 months Listing End date:  Jan-01-2012 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $277.84
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-2000 Debt/Income ratio: 16%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 20 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $17,499Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: twinsis Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
740-759 (Feb-2011)
700-719 (Jun-2010)
 
Principal balance: $2,379.41 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
New roof :)
I currently have a Prosper loan that I've been making perfect payments on for over a year now. I used that loan to remodel the bathroom of my house that I bought last year. I have done lots of remodeling, and the final item needed now is a new roof. I'm still short a few thousand $$ to complete this. I will be so excited when it is done!
My credit is good (scores just under 700). I would have a better Proper rating if it was not for my two credit cards being maxed out (used them for the remodel). I work in the financial industry and was just announced as Top Producer for Dec 2012 for my company. I have not had a derog on my credit in over 10 years. I strive to keep perfect credit.


Monthly net income: $4200
Monthly expenses: $3256
Housing: $1764
Insurance: $100
Car expenses: $180
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $250
Credit cards and other loans: $390
Other expenses: $180
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$25.001/1/2012 12:03:20 PM
ImNotSoDumb$25.001/1/2012 12:08:58 PM
Jack55304$200.001/1/2012 12:11:39 PM
GElender$40.001/1/2012 12:13:53 PM
loanman2007$175.001/1/2012 12:15:41 PM
graceful-investment$60.001/1/2012 12:15:58 PM
GCInvestments$25.001/1/2012 12:20:27 PM
green-trade-dolphin$35.021/1/2012 12:02:15 PM
top-asset-chemistry$25.001/1/2012 12:06:16 PM
worth-dandelion$100.001/1/2012 12:24:21 PM
dime-sprout$25.001/1/2012 12:27:29 PM
important-openness1$100.001/1/2012 12:11:21 PM
richboy56$25.001/1/2012 12:33:18 PM
stylish-compassion3$50.001/1/2012 12:08:03 PM
trajectory8$100.001/1/2012 12:16:01 PM
CapitalismRocks$25.001/1/2012 12:10:33 PM
AF-Chief$25.001/1/2012 12:18:12 PM
hitsman$50.001/1/2012 12:12:02 PM
mikeandcat$200.001/1/2012 12:20:39 PM
Investor_DP$100.001/1/2012 12:21:45 PM
scrappy-leverage6$25.001/1/2012 12:14:04 PM
cablenews$100.001/1/2012 12:45:55 PM
SeaDevil$25.001/1/2012 12:46:00 PM
managedfund$1,333.001/1/2012 12:23:23 PM
edaguy$50.001/1/2012 12:16:25 PM
successful-agreement7$100.001/1/2012 12:23:48 PM
worthy-bid8$50.001/1/2012 12:17:00 PM
abundant-euro0$30.001/1/2012 1:18:00 PM
justice-gourd$125.001/1/2012 1:18:45 PM
IntrepidInvestment$50.001/1/2012 12:23:41 PM
SolarMoonshine$25.001/1/2012 1:32:01 PM
SpareChangeHero$25.001/1/2012 12:33:05 PM
gold-channel2$25.001/1/2012 12:24:19 PM
melodious-fairness$25.001/1/2012 12:26:54 PM
diversification-ambrosia$25.001/1/2012 12:29:10 PM
Ballybay$50.001/1/2012 12:30:21 PM
affluence-generator2$100.001/1/2012 12:32:27 PM
money-baron-Roth401k$25.001/1/2012 12:39:49 PM
bowler252$26.001/1/2012 1:38:21 PM
Leshan$100.001/1/2012 1:48:21 PM
Gregger$25.001/1/2012 1:56:18 PM
lotuss4$25.001/1/2012 12:37:02 PM
sensible-fund$26.001/1/2012 2:09:30 PM
first-pragmatic-power$25.001/1/2012 12:37:29 PM
Learning2Lend$25.001/1/2012 12:41:22 PM
five-star-note$50.001/1/2012 2:14:04 PM
order-maestro$32.931/1/2012 2:15:46 PM
hillerod$25.011/1/2012 2:24:51 PM
felicity-injector$25.001/1/2012 12:38:30 PM
zeeexsixare$200.001/1/2012 2:42:20 PM
progressive-economy261$400.001/1/2012 12:47:59 PM
Rogesparkguy$25.001/1/2012 12:49:00 PM
Gobsek$25.001/1/2012 2:57:42 PM
invest-in-ed$60.001/1/2012 2:59:57 PM
SFBank$50.001/1/2012 1:09:37 PM
vibraphone3$25.001/1/2012 12:42:26 PM
TennSquire$25.001/1/2012 12:45:05 PM
payout-harmony4$50.001/1/2012 3:15:49 PM
betterthanstock$25.001/1/2012 1:16:10 PM
Moe87$25.001/1/2012 12:46:47 PM
newest-rate-relaxation$25.001/1/2012 3:47:30 PM
skillful-asset5$30.001/1/2012 4:13:36 PM
wlm3012$40.001/1/2012 4:13:51 PM
WilliamLeeSims$25.001/1/2012 1:33:55 PM
FarmersBank$50.001/1/2012 5:31:49 PM
sweetlan$25.001/1/2012 5:40:52 PM
papaloha$385.001/1/2012 1:51:48 PM
Searlzy$25.001/1/2012 5:48:04 PM
Champion_Lending$30.001/1/2012 2:00:44 PM
forthright-durability$25.001/1/2012 2:32:18 PM
fund-explorer4$100.001/1/2012 2:36:27 PM
keeminn$25.001/1/2012 1:55:51 PM
dukeiyer$25.001/1/2012 2:39:31 PM
danf2201$50.001/1/2012 6:59:11 PM
silver-enlightenment0$100.001/1/2012 3:07:40 PM
justice-lotus9$25.001/1/2012 3:04:37 PM
amlu1988$25.001/1/2012 7:33:01 PM
DHolly$31.001/1/2012 3:19:36 PM
handy-justice$100.001/1/2012 3:53:35 PM
1traveler$25.001/1/2012 8:23:15 PM
mammalian4$25.001/1/2012 3:41:12 PM
DoctorJoe$25.001/1/2012 4:32:48 PM
Jonb6919$25.001/1/2012 4:46:31 PM
Zuzu$25.001/1/2012 4:53:15 PM
abundant-credit6$36.441/1/2012 5:17:00 PM
justasoldier$50.001/1/2012 5:40:48 PM
cattlebaron$100.001/1/2012 5:11:41 PM
RoyFauntleroy$25.001/1/2012 5:42:26 PM
asset-professor$25.001/1/2012 6:37:33 PM
safe-kindness5$25.001/1/2012 7:16:36 PM
credit-missile$125.001/1/2012 7:19:47 PM
Hummer-Guy$25.001/1/2012 7:50:45 PM
dough-rocket$50.001/1/2012 7:37:56 PM
CACO_Lender$25.001/1/2012 7:57:29 PM
SRK_FROM_WA$300.001/1/2012 8:26:22 PM
shawnw2$54.601/1/2012 8:45:56 PM
96 Investments
 
Borrower Payment Dependent Notes Series 547981
This series of Notes was issued and sold upon the funding of the borrower loan #58645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-02-2012 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $79.38
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Mar-1998 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 640-659 (Jan-2012) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 2 Current / open credit lines: 8 / 6Length of status:6y 7m
Amount delinquent: $92 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,170Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 39%  
   Homeownership: No  
Screen name: soyeddie Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 32 ( 91% ) 640-659 (Latest)
Principal borrowed: $1,500.00< 31 days late: 3 ( 9% )  
580-599 (Sep-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Paying off Debts
Purpose of loan:
is to collimate my debts

This loan will be used to...
consolidate my debts

My financial situation:
I am a good candidate for this loan because...
I have already gotten a loan here through prosper and paid the off loan in the 3 years.


I am a good candiate because I am also a lender here on previous loans, and I know how it feels when people do not pay on time and you are wondering, "Did I just loose money?" I hate that feeling and if you help me with this loan, you definately will not get that bad feeling. You will recieve your money on time.


My expenses are:
Life Insurance: 55.00
Att cell phone: 100.00
Internet: 100.00

I provide security for a wealthy family and on my free time I work on internet coding for web pages. I make between 1,200 to 1,800 a month. I live at home, so I do not have any rent. I eat at work, so my meals are always taken care of. Money left over is to pay off old credit cards.
Thank you for your help.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lucrative-loan$100.001/2/2012 5:01:31 PM
green-trade-dolphin$35.021/2/2012 5:02:20 PM
312-Lender$25.001/2/2012 5:12:28 PM
AndChicksforFree$57.001/2/2012 5:34:57 PM
Feyenoord$30.001/2/2012 5:50:05 PM
Moe87$25.001/2/2012 6:25:11 PM
Gregger$25.001/2/2012 6:44:03 PM
YoungTaxMan$50.001/2/2012 6:47:27 PM
trumpeter5$25.001/2/2012 5:01:11 PM
money-booster2$50.001/2/2012 7:27:14 PM
RoZu_Lending$200.001/2/2012 5:02:48 PM
money-booster2$25.001/2/2012 7:27:28 PM
ultimate-peace$25.001/2/2012 5:03:02 PM
yield-lion2$100.001/2/2012 5:03:20 PM
handy-justice$100.001/2/2012 5:04:41 PM
vutah$65.001/2/2012 5:05:27 PM
lendstats_com$200.001/2/2012 5:15:23 PM
DHolly$31.001/2/2012 5:28:54 PM
ethical-truth211$200.001/2/2012 5:30:09 PM
atlas-shrugged$195.001/2/2012 5:39:40 PM
Soulphoniks-Holdings$67.471/2/2012 5:40:02 PM
SolarMoonshine$25.001/2/2012 5:47:11 PM
Kash2010lu$30.001/2/2012 5:42:52 PM
Danjack_Capital$25.001/2/2012 5:59:53 PM
NekHoldings$25.001/2/2012 6:34:17 PM
the-discrete-income$36.501/2/2012 6:48:32 PM
Lo0se_mo0se$25.001/2/2012 7:06:20 PM
natural-point1$50.001/2/2012 7:08:04 PM
money-booster2$25.001/2/2012 7:27:39 PM
money-booster2$25.001/2/2012 7:27:19 PM
payout-bridge$103.011/2/2012 7:30:10 PM
31 Investments
 
Borrower Payment Dependent Notes Series 548003
This series of Notes was issued and sold upon the funding of the borrower loan #58497, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Jan-01-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $313.55
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1993 Debt/Income ratio: 3%
Credit score: 800-819 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:16y 0m
Amount delinquent: $0 Total credit lines: 16 Occupation: Engineer - Chemical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,204Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: special-reward2 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to renovate my investment property (a condo).

My financial situation:
I am a good candidate for this loan because I have excellent credit and a great income. This loan amount is a small % of my yearly income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MicroL$25.001/1/2012 12:01:48 PM
notabanker$75.001/1/2012 12:07:14 PM
meux99$25.001/1/2012 12:13:38 PM
vutah$25.001/1/2012 12:06:46 PM
themoneydoctor$250.001/1/2012 12:05:57 PM
hitsman$50.001/1/2012 12:12:04 PM
cash-merry-maker$25.001/1/2012 12:34:30 PM
AFairDeal$25.001/1/2012 12:08:38 PM
kenji4861$25.001/1/2012 12:17:35 PM
cebgop$25.001/1/2012 12:40:25 PM
DDPrime$50.001/1/2012 12:43:58 PM
MarketInvestor$25.001/1/2012 12:44:31 PM
income-banjo$25.001/1/2012 12:23:11 PM
dapablotv$100.001/1/2012 12:34:02 PM
neighborly-hope6$100.001/1/2012 12:36:10 PM
money-booster2$25.001/1/2012 12:28:52 PM
bb575$50.001/1/2012 12:33:54 PM
commanding-treasure2$50.001/1/2012 12:40:09 PM
Dollars4Rent$50.001/1/2012 12:35:50 PM
AmericanCredit$50.001/1/2012 12:37:40 PM
Kyjamune$25.001/1/2012 12:42:08 PM
lendersf$50.001/1/2012 12:38:20 PM
euro-deployment$25.001/1/2012 3:24:53 PM
heerzaquestion$25.001/1/2012 1:06:06 PM
blue-useful-auction$25.001/1/2012 1:22:53 PM
WilliamLeeSims$25.001/1/2012 1:33:57 PM
brutusbone$25.001/1/2012 2:02:22 PM
Searlzy$25.001/1/2012 6:18:02 PM
vine99$50.001/1/2012 3:01:27 PM
hunterMG$50.001/1/2012 3:47:07 PM
gr8_r8$25.001/1/2012 4:54:41 PM
GATrust$25.001/1/2012 5:05:23 PM
commerce-yeller$35.001/1/2012 5:22:25 PM
usd1027$25.001/1/2012 11:50:33 PM
danf2201$50.431/1/2012 7:02:53 PM
gain-gourd$100.001/2/2012 8:01:57 AM
focused-gain0$25.001/1/2012 11:38:30 PM
equallender$25.001/2/2012 2:03:54 AM
SourDoughSteve$25.001/2/2012 8:20:13 AM
asaurus0$25.001/2/2012 8:40:27 AM
Mailmon$25.001/2/2012 9:08:31 AM
r48$25.001/2/2012 12:15:11 PM
brilliant-loyalty7$25.001/2/2012 2:35:29 PM
blue-note-relaxation$36.001/2/2012 6:26:45 PM
a2190b$25.001/2/2012 3:38:37 PM
processor115$100.001/2/2012 6:48:01 PM
unbelievable-value2$35.001/2/2012 7:59:47 PM
Bodyboard$100.001/2/2012 7:04:56 PM
deal-searcher1$50.001/3/2012 12:24:02 AM
ualf$50.001/3/2012 4:17:59 AM
tomdooley12520$25.001/3/2012 6:13:56 AM
indomitable-coin$25.001/3/2012 10:06:35 AM
puifais$50.001/3/2012 10:27:28 AM
themoneydoctor$50.001/3/2012 12:18:38 PM
hope-solstice8$25.001/3/2012 12:26:21 PM
pnace$50.001/3/2012 12:58:41 PM
greenback-guard$25.001/3/2012 1:27:18 PM
Jwalker11$30.001/3/2012 2:01:50 PM
TheIncredibleHawk$25.001/3/2012 3:00:23 PM
atbright$25.001/3/2012 3:53:20 PM
lounges$25.001/3/2012 4:41:15 PM
dinero-path5$50.001/3/2012 12:57:58 PM
Wangersinc$50.001/3/2012 2:49:28 PM
nuclearmoose$50.001/3/2012 5:09:24 PM
houli123$225.001/3/2012 5:33:52 PM
irishcocacola$25.001/3/2012 6:34:31 PM
LateOneNight$300.001/3/2012 7:36:47 PM
income-encore1$25.001/3/2012 7:54:31 PM
Lo0se_mo0se$25.001/3/2012 8:53:38 PM
cloud8$60.001/3/2012 10:09:44 PM
emphatic-responsibility$25.001/4/2012 2:30:27 AM
loyalty-circuitry$100.001/3/2012 6:00:55 PM
alpinaut$35.001/4/2012 5:56:38 AM
Anacomical$29.051/3/2012 9:06:03 PM
starlightstarwind$52.161/3/2012 9:29:28 PM
blot44$50.001/4/2012 3:41:16 AM
Zipperdu$30.001/4/2012 3:56:15 AM
downtownfarm$25.001/4/2012 6:43:50 AM
riproaringrapids$50.001/4/2012 9:15:04 AM
Aimvest$25.001/4/2012 9:10:40 AM
Clambake$25.001/4/2012 9:19:19 AM
Pebbles-Lending$25.001/4/2012 9:20:43 AM
Medops911$25.001/4/2012 9:21:54 AM
enriching-dollar1$100.001/4/2012 10:29:27 AM
dbs$25.001/4/2012 9:50:17 AM
jonandmeg21$25.001/4/2012 9:48:15 AM
encore06$25.001/4/2012 9:51:55 AM
del30$25.001/4/2012 2:00:58 PM
Solid-Platinum$30.001/4/2012 2:01:25 PM
fortytwo$150.001/4/2012 9:58:50 AM
obedient-loan1$500.001/4/2012 2:07:58 PM
donloah$25.001/4/2012 2:11:02 PM
Weaverville$50.001/4/2012 10:27:00 AM
Nyarpy$25.001/4/2012 12:59:52 PM
Lotsofbears$50.001/4/2012 1:37:30 PM
new-affluence-piledriver$100.001/4/2012 4:44:52 PM
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repaymeplease$26.151/4/2012 2:06:23 PM
gold-disk$25.001/4/2012 2:25:38 PM
gold-gazelle$25.001/4/2012 2:25:48 PM
market-maximizer472$100.001/4/2012 2:51:42 PM
techs$25.001/4/2012 5:06:31 PM
Tylerh$250.001/4/2012 2:54:07 PM
first-favorite-bonus9$25.001/4/2012 5:07:26 PM
ThomasC$50.001/4/2012 5:08:51 PM
five-star-nickel7$25.001/4/2012 5:08:55 PM
larsowe$75.001/4/2012 5:09:17 PM
igniter584$25.001/4/2012 5:10:09 PM
PhalanxBulldog$50.001/4/2012 5:10:48 PM
masonn$100.001/4/2012 3:25:24 PM
finance-negotiator2$25.001/4/2012 5:11:14 PM
jjb3$25.001/4/2012 5:12:41 PM
astute-benjamins$50.001/4/2012 3:38:35 PM
buukyak$25.001/4/2012 3:21:39 PM
jayh888$30.001/4/2012 4:01:48 PM
robertmm25$25.001/4/2012 5:13:29 PM
Marathoner$25.001/4/2012 5:13:47 PM
b2006$25.001/4/2012 5:13:49 PM
fireheart$25.001/4/2012 4:02:15 PM
Guiren$246.371/4/2012 4:28:39 PM
bughead$25.001/4/2012 4:30:16 PM
TrustPlus$50.001/4/2012 5:16:08 PM
natural-affluence4$25.001/4/2012 5:16:57 PM
slartibardfast$25.001/4/2012 5:17:38 PM
vigorous-payment6$25.001/4/2012 5:18:19 PM
esabzb$25.001/4/2012 5:18:31 PM
Lax$25.001/4/2012 4:55:15 PM
compoundinterest$50.001/4/2012 5:18:49 PM
Leading-Lender$25.001/4/2012 5:18:56 PM
nickel-ferret$50.001/4/2012 5:19:10 PM
aabadabadoo$25.001/4/2012 5:19:22 PM
gracej$25.001/4/2012 5:19:33 PM
mflawyer$25.001/4/2012 5:05:25 PM
prosha$25.001/4/2012 5:19:52 PM
socrates520$50.001/4/2012 5:20:17 PM
stuy1998$25.001/4/2012 5:20:48 PM
IncomeTemple$29.001/4/2012 5:20:59 PM
anacent$25.001/4/2012 5:21:21 PM
intuitive-camaraderi9$25.001/4/2012 5:07:48 PM
RockCrown$25.001/4/2012 5:21:33 PM
smart-leverage7$25.001/4/2012 5:21:46 PM
the-profit-worker$25.001/4/2012 5:21:48 PM
new-truth-chuckler$25.001/4/2012 5:09:20 PM
value-pouch$25.001/4/2012 5:09:38 PM
jakespirit$100.001/4/2012 5:22:10 PM
vigilance-revolutionary$50.001/4/2012 5:22:28 PM
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mmckune$25.001/4/2012 5:07:41 PM
jfd287$25.001/4/2012 5:08:23 PM
money-floret$50.001/4/2012 5:08:34 PM
sjlender$100.001/4/2012 5:24:28 PM
biobulator$25.001/4/2012 5:08:47 PM
MoneySiles$25.001/4/2012 5:08:57 PM
dharma1$25.001/4/2012 5:13:34 PM
BxRealtor$25.001/4/2012 5:10:12 PM
vivacious-truth3$25.001/4/2012 5:13:55 PM
wadeveloper$25.001/4/2012 5:10:17 PM
Syzygy$25.001/4/2012 5:14:33 PM
orange-courageous-dedication$25.001/4/2012 5:10:41 PM
matt84003$25.001/4/2012 5:10:52 PM
bailey14$25.001/4/2012 5:11:22 PM
InvestmentFreak$35.001/4/2012 5:15:14 PM
hrubinst$50.001/4/2012 5:11:50 PM
mtquan$25.001/4/2012 5:11:55 PM
wtrboy$25.001/4/2012 5:12:04 PM
mr55262$25.001/4/2012 5:12:11 PM
blue-euro-human$25.001/4/2012 5:15:49 PM
majestic-dedication$50.001/4/2012 5:16:30 PM
britgsb$30.001/4/2012 5:16:32 PM
damage$25.001/4/2012 5:12:44 PM
inventive-wealth2$25.001/4/2012 5:16:41 PM
hope-amigo$25.001/4/2012 5:17:31 PM
green-tree-shake$30.001/4/2012 5:13:12 PM
community-saver158$50.001/4/2012 5:18:40 PM
money-explorer3$25.001/4/2012 5:13:31 PM
passbook$25.001/4/2012 5:19:32 PM
gallant-economy9$50.001/4/2012 5:14:53 PM
bnordman$25.001/4/2012 5:15:01 PM
geekguy$25.001/4/2012 5:15:04 PM
Castellan$50.001/4/2012 5:21:01 PM
flexible-fund6$25.001/4/2012 5:15:12 PM
Holtavious$25.001/4/2012 5:15:20 PM
roadtruck$50.001/4/2012 5:21:07 PM
gauss02$25.001/4/2012 5:15:24 PM
sensational-kindness$25.001/4/2012 5:15:33 PM
income-excellence1$25.001/4/2012 5:15:35 PM
IamSparticus$25.001/4/2012 5:16:06 PM
adaptable-camaraderi$25.001/4/2012 5:16:13 PM
paddatjie$25.001/4/2012 5:21:52 PM
rmachi$25.001/4/2012 5:16:39 PM
Arg3998$25.001/4/2012 5:16:59 PM
Pizza-man$50.001/4/2012 5:17:07 PM
neenerman$50.001/4/2012 5:17:18 PM
loan-paladin470$25.001/4/2012 5:17:20 PM
millipotski$25.001/4/2012 5:17:50 PM
anyoi$25.001/4/2012 5:23:50 PM
fair-funds$25.001/4/2012 5:18:22 PM
F16Pilot$25.001/4/2012 5:23:58 PM
justalender$50.001/4/2012 5:24:14 PM
p1k4blu$25.001/4/2012 5:24:30 PM
js60l$25.001/4/2012 5:19:03 PM
transparency-river1$1,000.001/4/2012 5:25:20 PM
xphile$25.001/4/2012 5:19:16 PM
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funds-promiser$50.001/4/2012 5:19:54 PM
RankPaid$25.001/4/2012 5:20:06 PM
Princehaha$86.491/4/2012 5:22:43 PM
commerce-broker$25.001/4/2012 5:22:57 PM
projectpcs$25.001/4/2012 5:23:19 PM
209 Investments
 
Borrower Payment Dependent Notes Series 548026
This series of Notes was issued and sold upon the funding of the borrower loan #58651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1995 Debt/Income ratio: 74%
Credit score: 720-739 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,981Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: loot-maple2 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay off bo
Purpose of loan: pay off bills
This loan will be used to...pay off credit cards

My financial situation: good
I am a good candidate for this loan because...i pay all my bills on time


Monthly net income: $3000.00
Monthly expenses: $2192.80
Housing: $0
Insurance: $180.00
Car expenses: $245.80
Utilities: $160..
Phone, cable, internet: $200.00
Food, entertainment: $100.00
Clothing, household expenses:$200.00
Credit cards and other loans: $1107.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
processor115$100.001/2/2012 6:48:03 PM
tech310$50.001/3/2012 12:14:44 AM
money-booster2$25.001/2/2012 7:40:35 PM
AFairDeal$25.001/3/2012 9:50:20 AM
commanding-treasure2$50.001/3/2012 9:54:42 AM
Investor_DP$100.001/3/2012 10:07:52 AM
kenji4861$25.001/3/2012 10:22:22 AM
hitsman$50.001/3/2012 10:26:13 AM
successful-agreement7$100.001/3/2012 10:14:09 AM
bb575$50.001/3/2012 10:18:54 AM
edaguy$75.001/3/2012 10:21:18 AM
worth-blanket2$14,300.001/3/2012 11:53:23 AM
puifais$50.001/3/2012 10:27:32 AM
rupee-equation2$25.001/3/2012 10:30:12 AM
14 Investments
 
Borrower Payment Dependent Notes Series 548038
This series of Notes was issued and sold upon the funding of the borrower loan #58586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $362.95
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-2000 Debt/Income ratio: 11%
Credit score: 720-739 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:5y 8m
Amount delinquent: $0 Total credit lines: 23 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,281Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: enriched-principal8 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off Startup Costs
Purpose of loan:
This loan will be used to consolidate my personal/business debts into one payment into a 36-month period.

My financial situation:
My overall financial situation is probably better than most, but I'm looking to remove unsecured debt and consolidate to one payment. I expect to pay the loan earlier than the full term as our product will begin shipping within the next 6-12 months so after a 3-year development I'll finally see return on that investment.

I've never not paid a bill I've had and I'm not anticipating that changing. This loan will be paid off in 36-months or less.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
4est$25.001/2/2012 6:51:46 PM
green-trade-dolphin2$34.581/2/2012 5:02:23 PM
money-booster2$50.001/2/2012 7:39:47 PM
suges$25.001/2/2012 8:04:39 PM
bid-prometheus$30.011/2/2012 5:28:20 PM
Feminist1$50.001/2/2012 6:41:00 PM
processor115$100.001/2/2012 6:48:03 PM
ualf$50.001/3/2012 4:18:00 AM
deal-searcher1$50.001/3/2012 12:24:04 AM
a-finance-nirvana$25.001/3/2012 6:20:37 AM
brilliant-loyalty7$25.001/3/2012 9:49:44 AM
AFairDeal$25.001/3/2012 9:50:08 AM
WilliamLeeSims$25.001/3/2012 9:53:07 AM
notabanker$75.001/3/2012 9:57:10 AM
BxRealtor$25.001/3/2012 9:48:03 AM
scrappy-leverage6$25.001/3/2012 9:50:01 AM
pdub$75.001/3/2012 10:07:15 AM
jazz619$25.001/3/2012 9:53:47 AM
commanding-treasure2$50.001/3/2012 9:54:43 AM
the-bright-velocity$25.001/3/2012 9:56:11 AM
vutah$25.001/3/2012 10:00:01 AM
edaguy$75.001/3/2012 10:21:05 AM
brilliant-market680$100.001/3/2012 10:09:39 AM
selector568$300.001/3/2012 10:13:41 AM
successful-agreement7$100.001/3/2012 10:14:09 AM
market-solstice2$25.001/3/2012 10:29:52 AM
bb575$50.001/3/2012 10:18:54 AM
kenji4861$25.001/3/2012 10:21:54 AM
hitsman$50.001/3/2012 10:26:13 AM
puifais$50.001/3/2012 10:27:32 AM
rupee-equation2$25.001/3/2012 10:30:12 AM
income-banjo$25.001/3/2012 10:34:16 AM
greenback-guard$25.001/3/2012 1:27:19 PM
greenback-investor7$100.001/3/2012 5:26:53 PM
loyalty-circuitry$100.001/3/2012 6:00:57 PM
emphatic-responsibility$25.001/4/2012 2:30:27 AM
Trapman13$50.001/4/2012 6:48:47 AM
downtownfarm$25.001/4/2012 6:43:55 AM
rdrloan$50.001/4/2012 8:42:56 AM
Aimvest$25.001/4/2012 9:10:40 AM
heavy_ax$25.001/4/2012 9:12:41 AM
enriching-dollar1$100.001/4/2012 10:29:30 AM
djalan$50.001/4/2012 10:46:28 AM
ErsatzMike$50.001/4/2012 9:46:39 AM
dpries123$25.001/4/2012 9:46:04 AM
w3alter$50.001/4/2012 9:50:35 AM
factcheck$26.461/4/2012 12:59:57 PM
RJN$25.001/4/2012 9:56:55 AM
Bank_Of_XL$25.001/4/2012 2:19:02 PM
Weaverville$25.001/4/2012 10:28:14 AM
Popular-Leaf$25.501/4/2012 10:16:00 AM
principal-duckling$50.001/4/2012 10:44:59 AM
Tylerh$250.001/4/2012 2:54:11 PM
investment-comet$25.001/4/2012 11:37:53 AM
themoneydoctor$100.001/4/2012 11:51:44 AM
julijask$36.061/4/2012 11:34:18 AM
masonn$100.001/4/2012 3:25:24 PM
Mindful7$25.001/4/2012 12:10:46 PM
the-kinetic-nickel$25.001/4/2012 12:42:28 PM
dermit$25.001/4/2012 3:58:24 PM
balance-windmill8$25.001/4/2012 1:11:27 PM
octoberfresh$25.001/4/2012 1:27:21 PM
yield-hut$25.001/4/2012 12:56:27 PM
radforj22$25.001/4/2012 1:58:37 PM
donloah$25.001/4/2012 2:11:03 PM
obedient-loan1$300.001/4/2012 2:11:56 PM
gold-gazelle$25.001/4/2012 2:25:49 PM
market-maximizer472$100.001/4/2012 3:05:09 PM
jonn834$100.001/4/2012 3:06:05 PM
first-silver-bridge$50.001/4/2012 3:09:20 PM
mindful-deal289$25.001/4/2012 3:18:09 PM
Ripsaw4U$50.001/4/2012 3:22:28 PM
astute-benjamins$50.001/4/2012 3:38:59 PM
PaulW$25.001/4/2012 4:10:18 PM
Munnie$25.001/4/2012 4:03:45 PM
fund-tom-tom6$25.001/4/2012 5:05:37 PM
american6$50.001/4/2012 5:26:37 PM
gallant-economy9$50.001/4/2012 5:14:54 PM
JLMGroupFunds$25.001/4/2012 5:28:14 PM
inventive-wealth2$25.001/4/2012 5:16:41 PM
dood2112$25.001/4/2012 5:18:55 PM
DadWarbucks$25.001/4/2012 5:13:37 PM
gracej$25.001/4/2012 5:19:34 PM
loyalty-sherpa$25.001/4/2012 5:14:58 PM
progressive-economy261$400.001/4/2012 5:21:18 PM
TrustPlus$50.001/4/2012 5:16:09 PM
yank918$25.001/4/2012 5:21:40 PM
riproaringrapids$50.001/4/2012 5:21:59 PM
seabass123$25.001/4/2012 5:35:56 PM
HamachiMan$50.001/4/2012 5:18:17 PM
hopethisworks$25.001/4/2012 5:20:08 PM
jamiee73$25.001/4/2012 5:48:16 PM
ricklip$100.001/4/2012 5:48:41 PM
life-is-great$25.001/4/2012 5:50:14 PM
C_Mark$50.001/4/2012 5:30:44 PM
listing-meridian$48.001/4/2012 5:53:13 PM
gjm6d$25.001/4/2012 5:39:59 PM
wampum-chorus3$25.001/4/2012 5:32:53 PM
MadHun$177.001/4/2012 5:56:46 PM
flexible-value$50.001/4/2012 5:33:59 PM
unforgettable-wealth4$50.001/4/2012 5:57:14 PM
Trabey$55.001/4/2012 5:59:56 PM
indomitable-coin$25.001/4/2012 5:45:36 PM
worth-quark7$25.001/4/2012 5:39:35 PM
Banker7371$25.001/4/2012 5:47:54 PM
leeball$50.001/4/2012 5:49:20 PM
awwaww$25.001/4/2012 6:06:45 PM
mennleo$50.001/4/2012 5:49:48 PM
ItsJustMe79$25.001/4/2012 6:07:52 PM
diverse-felicity7$50.001/4/2012 5:51:46 PM
genius520$50.001/4/2012 5:45:05 PM
intuitive-integrity9$50.001/4/2012 5:45:11 PM
Anny-Disco$25.001/4/2012 5:52:48 PM
value-wind0$60.001/4/2012 5:54:56 PM
bid-carrier0$25.001/4/2012 5:55:17 PM
nuclearmoose$50.001/4/2012 5:47:44 PM
power-companion7$32.001/4/2012 5:58:14 PM
evnagelist$25.001/4/2012 5:49:08 PM
hyperdrive7$25.001/4/2012 5:49:17 PM
Ivan2007$25.001/4/2012 5:50:43 PM
velocity-solo$25.001/4/2012 6:00:35 PM
gold-commander0$25.001/4/2012 6:00:48 PM
GodzillaLending$25.001/4/2012 5:52:52 PM
studious-bonus7$100.001/4/2012 6:01:50 PM
j2ee$25.001/4/2012 6:01:57 PM
transparency-giant$50.001/4/2012 5:55:04 PM
jazzlender$50.001/4/2012 6:09:36 PM
rajs$100.001/4/2012 8:40:17 PM
GranCarol$25.001/4/2012 6:02:58 PM
worth-rocket0$25.001/4/2012 6:03:23 PM
responsibility-cherry6$25.001/4/2012 6:04:25 PM
marketplace-cello5$25.001/4/2012 6:06:18 PM
Brisket_Bob$25.001/4/2012 6:35:30 PM
njlw226$25.001/4/2012 6:35:51 PM
Tradesmanlender$25.001/4/2012 6:08:13 PM
BenR$100.001/4/2012 6:08:30 PM
order-supernova6$121.261/4/2012 7:06:22 PM
cunning-truth6$50.001/4/2012 7:20:29 PM
ideal-yield5$30.001/4/2012 8:25:03 PM
pi31415$25.001/5/2012 4:53:54 AM
mindful-deal267$25.001/4/2012 9:26:36 PM
antlr$50.001/4/2012 9:26:43 PM
totoro$25.001/4/2012 9:32:26 PM
mykkai$25.001/4/2012 7:29:11 PM
unger$100.111/4/2012 7:29:31 PM
just-loyalty643$50.001/4/2012 10:09:16 PM
gold-circuitry$457.081/4/2012 10:15:05 PM
cerebral-dollar773$50.001/4/2012 7:56:12 PM
misit$25.001/4/2012 8:02:16 PM
J1mS$35.941/4/2012 8:29:16 PM
IIP77$25.001/5/2012 3:02:27 AM
income-cocktail3$106.001/4/2012 9:32:01 PM
cberthiaume$25.001/5/2012 7:28:58 AM
power-bluebird2$25.001/5/2012 3:56:37 AM
reasonable-greenback$50.001/5/2012 7:57:22 AM
auctionator1$25.001/5/2012 4:46:32 AM
DrNano$50.001/5/2012 8:15:51 AM
sushi537$25.001/5/2012 2:01:14 AM
houli123$150.001/5/2012 2:32:51 AM
banker581$25.001/5/2012 8:35:05 AM
MiniBank998$25.001/5/2012 4:03:42 AM
suave-dollar$25.001/5/2012 4:47:36 AM
Ven58$25.001/5/2012 6:08:22 AM
the-profit-oracle$25.001/5/2012 9:05:06 AM
ideal-penny8$25.001/5/2012 9:06:24 AM
aasx1108$25.001/5/2012 9:06:57 AM
Binan$25.001/5/2012 6:01:23 AM
compoundinterest$50.001/5/2012 9:09:45 AM
degster$25.001/5/2012 6:17:34 AM
Cai8899$50.001/5/2012 9:12:48 AM
GElender$35.001/5/2012 6:20:45 AM
rogue_monster$50.001/5/2012 9:13:28 AM
blot44$25.001/5/2012 6:29:33 AM
boylezz$25.001/5/2012 6:39:39 AM
enthralling-investment$25.001/5/2012 9:17:22 AM
mad-scientist418$25.001/5/2012 8:27:17 AM
tutnyce$86.251/5/2012 8:41:42 AM
penny-oasis$25.001/5/2012 7:46:14 AM
corphippie$25.751/5/2012 8:49:56 AM
NYBIZ$25.001/5/2012 8:50:59 AM
revenue-tsunami$25.001/5/2012 8:05:19 AM
Domgabriel$30.001/5/2012 9:19:40 AM
cash-sensai2$25.001/5/2012 9:20:37 AM
E_G$50.001/5/2012 9:20:58 AM
flexible-return297$25.001/5/2012 9:08:48 AM
Tai$25.001/5/2012 9:05:36 AM
cosmof16$25.001/5/2012 9:26:49 AM
minista$25.001/5/2012 9:18:24 AM
wealth-infusion6$100.001/5/2012 9:18:38 AM
Denver-Rental-Properties$25.001/5/2012 9:29:41 AM
ALVO$50.001/5/2012 9:30:16 AM
revmax$25.001/5/2012 9:11:44 AM
fishing533$25.001/5/2012 9:31:21 AM
pleasant-bid$50.001/5/2012 9:13:04 AM
zwx1997$25.001/5/2012 9:16:35 AM
integrity-saver$25.001/5/2012 9:21:38 AM
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upbeat-coin937$25.001/5/2012 9:24:08 AM
Cheburashka$25.001/5/2012 9:19:46 AM
lagnisiruk$25.001/5/2012 9:42:44 AM
orange-courageous-dedication$25.001/5/2012 9:26:24 AM
gold-sushi$25.001/5/2012 9:23:14 AM
hard-working-rate3$100.001/5/2012 9:28:21 AM
JKEnterprises$25.001/5/2012 9:28:55 AM
pbo922$25.001/5/2012 9:32:46 AM
joyful-treasure2$25.001/5/2012 9:33:17 AM
skiberdad$50.001/5/2012 9:33:25 AM
Trigirl23$25.001/5/2012 9:34:02 AM
Daneistes$50.001/5/2012 9:34:23 AM
ski bum$92.001/5/2012 9:35:12 AM
top-basis-majesty$50.001/5/2012 9:27:10 AM
virtuous-bill1$25.001/5/2012 9:27:49 AM
Rdodson11$25.001/5/2012 9:36:21 AM
dc_lobster$25.001/5/2012 9:29:36 AM
gold-channel2$25.001/5/2012 9:31:19 AM
lendme2$50.001/5/2012 9:31:49 AM
WorldlyWorker$25.001/5/2012 9:38:06 AM
DaveG56313$25.001/5/2012 9:31:50 AM
ideal-platinum1$25.001/5/2012 9:32:54 AM
the-transaction-stronghold$25.001/5/2012 9:33:24 AM
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papaman$25.001/5/2012 9:34:43 AM
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Preteur$25.001/5/2012 9:38:00 AM
don8ter$50.001/5/2012 9:38:08 AM
robust-payout1$25.001/5/2012 9:38:26 AM
KLCRAY$25.001/5/2012 9:40:15 AM
EretzCapital$35.001/5/2012 9:45:07 AM
georgedorn$35.941/5/2012 10:28:27 AM
broomfieldbucks$25.001/5/2012 9:46:43 AM
billyisafob$25.001/5/2012 9:57:19 AM
entertaining-credit3$85.061/5/2012 10:14:49 AM
income-safehouse9$100.001/5/2012 10:19:01 AM
emmeyP$25.001/5/2012 10:26:15 AM
234 Investments
 
Borrower Payment Dependent Notes Series 548053
This series of Notes was issued and sold upon the funding of the borrower loan #58676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-02-2012 
Term: 60 months Listing End date:  Jan-06-2012 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1993 Debt/Income ratio: 53%
Credit score: 720-739 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 33 / 28Length of status:7y 8m
Amount delinquent: $0 Total credit lines: 53 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $50,044Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: Yes  
Screen name: worldly-currency7 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to consolidate and pay off high-interest credit cards.

My financial situation:
I am a good candidate for this loan because I have a very good credit score with an excellent record of repaying debts on-time and as promised. I have no late payments or any sort of charge-off or settlements on my credit report, and all accounts are active and "paying as agreed". I have steady full-time employment, and am additionally expanding my work this year to include after-hours and weekend consulting services, the proceeds of which are targeted to further reduce debt (including loans such as this one).

This loan would reduce monthly credit card expenses by over $250.

Monthly net income: $4800
Housing: $1000
Insurance: $250
Car expenses: $521
Utilities: $175
Phone, cable, internet: $145
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $1500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
processor115$100.001/2/2012 6:48:03 PM
money-booster2$25.001/2/2012 7:39:03 PM
thomas16882004$25.001/2/2012 5:13:54 PM
AndChicksforFree$25.001/2/2012 5:22:51 PM
InChicago$100.001/2/2012 5:47:55 PM
GreenLender11$100.001/2/2012 6:38:24 PM
JTHarris$25.001/2/2012 7:10:29 PM
tech310$50.001/3/2012 12:14:44 AM
cattlebaron$50.001/3/2012 4:15:12 AM
wonder3$55.001/3/2012 7:22:27 AM
WilliamLeeSims$25.001/3/2012 9:53:18 AM
AFairDeal$25.001/3/2012 9:50:21 AM
scrappy-leverage6$25.001/3/2012 9:50:01 AM
commanding-treasure2$50.001/3/2012 9:54:43 AM
Investor_DP$100.001/3/2012 10:07:52 AM
kenji4861$25.001/3/2012 10:22:22 AM
puifais$50.001/3/2012 10:27:32 AM
successful-agreement7$100.001/3/2012 10:14:09 AM
edaguy$75.001/3/2012 10:21:18 AM
hitsman$50.001/3/2012 10:26:14 AM
rupee-equation2$25.001/3/2012 10:30:12 AM
independent-gold5$50.001/3/2012 12:53:08 PM
blue-euro-entrepreneur$25.001/3/2012 1:46:21 PM
ThatDanGuy$50.001/3/2012 1:52:43 PM
giftgold$25.001/3/2012 2:06:53 PM
loyalty-circuitry$50.001/3/2012 6:02:46 PM
emphatic-responsibility$25.001/4/2012 2:30:28 AM
back-scratchers$50.001/3/2012 8:18:04 PM
metro457$100.001/4/2012 7:36:29 AM
museic1$100.001/4/2012 3:24:46 AM
Bob450$30.001/4/2012 6:38:10 AM
downtownfarm$25.001/4/2012 6:43:55 AM
Bank_Of_XL$25.001/4/2012 2:19:18 PM
enriching-dollar1$100.001/4/2012 10:29:31 AM
gold-gazelle$25.001/4/2012 2:25:49 PM
Tylerh$250.001/4/2012 2:54:12 PM
masonn$100.001/4/2012 3:25:25 PM
duty-explosion9$50.001/4/2012 4:23:50 PM
javelin0$25.001/4/2012 4:51:40 PM
bazaar-festivity$25.001/4/2012 5:19:37 PM
bountiful-durability$50.001/4/2012 5:53:15 PM
genius520$50.001/4/2012 5:45:05 PM
loss-of-control$150.001/4/2012 6:43:50 PM
order-supernova6$25.001/4/2012 7:20:54 PM
well-mannered-income3$60.001/4/2012 7:32:00 PM
Tradesmanlender$25.001/4/2012 6:08:14 PM
future-baby-fund$25.001/4/2012 6:58:01 PM
gold-pudding6$60.001/5/2012 5:47:52 AM
antlr$50.001/4/2012 9:26:43 PM
x32248$25.001/4/2012 10:10:59 PM
mad-scientist418$30.001/5/2012 8:33:35 AM
future-baby-fund$25.001/5/2012 8:40:16 AM
the-profit-oracle$25.001/5/2012 9:05:06 AM
yield-implementer8$51.111/5/2012 6:14:52 AM
gold-plane1$25.001/5/2012 6:17:17 AM
powerlifter275$25.001/5/2012 7:41:22 AM
wealth-infusion6$100.001/5/2012 9:18:38 AM
green-trade-dolphin$25.001/5/2012 7:44:27 AM
E_G$50.001/5/2012 9:20:58 AM
Domgabriel$30.001/5/2012 9:21:28 AM
Weaverville$25.001/5/2012 9:25:48 AM
loan-hacker$25.001/5/2012 9:33:48 AM
KLCRAY$25.001/5/2012 9:40:16 AM
elegant-loot$25.001/5/2012 11:06:31 AM
elegant-loot$25.001/5/2012 11:08:54 AM
intelligent-dedication9$200.001/5/2012 11:27:50 AM
pilot388$25.001/5/2012 11:49:13 AM
bold-sunny-generosity$25.001/5/2012 12:10:09 PM
1willray$25.001/5/2012 12:31:19 PM
factcheck$25.001/5/2012 1:23:27 PM
irrelevant$50.001/5/2012 10:05:18 AM
independent-bonus7$25.001/5/2012 1:53:17 PM
loot-caper$25.001/5/2012 11:17:05 AM
SBT$50.001/5/2012 2:59:40 PM
mattbly$25.001/5/2012 3:02:52 PM
coin-amigo$28.951/5/2012 11:09:49 AM
ethical-truth211$500.001/5/2012 11:11:52 AM
just-loyalty643$50.001/5/2012 11:35:03 AM
ready-interest9$25.001/5/2012 11:40:19 AM
coasterman$25.001/5/2012 12:10:15 PM
ConchRepublican$100.001/5/2012 12:13:25 PM
radforj22$25.001/5/2012 4:26:53 PM
MrCoffee$32.201/5/2012 4:30:38 PM
lamarsam$25.001/5/2012 12:36:49 PM
first-unafraid-bill$250.001/5/2012 1:48:14 PM
loot-heart$25.001/5/2012 12:44:58 PM
Larry1001$25.001/5/2012 4:55:58 PM
JJ9876$25.001/5/2012 1:52:52 PM
BayTech$25.001/5/2012 12:58:37 PM
benefit-prescription6$137.561/5/2012 1:28:01 PM
generosity-battalion0$50.001/5/2012 1:31:27 PM
Ocean713$75.001/5/2012 1:36:45 PM
JSON$25.001/5/2012 1:47:13 PM
lovely-order7$25.001/5/2012 2:38:12 PM
Munnie$25.001/5/2012 5:10:12 PM
CreativeIdeas$46.001/5/2012 2:57:42 PM
bb575$50.001/5/2012 5:13:34 PM
basis-mate7$25.001/5/2012 2:35:35 PM
LMPjr007$25.001/5/2012 2:39:32 PM
asset-goblin5$30.001/5/2012 5:16:34 PM
frontier3$50.001/5/2012 5:19:14 PM
master648$34.931/5/2012 3:11:02 PM
greenback-investor7$100.001/5/2012 5:20:27 PM
ricklip$100.001/5/2012 5:23:19 PM
chicago_shark$25.001/5/2012 4:03:37 PM
1NiceLender$26.621/5/2012 4:32:07 PM
coalescent$25.001/5/2012 4:39:54 PM
Tideman$50.001/5/2012 4:40:02 PM
golden-responsibility189$100.001/5/2012 5:29:15 PM
brightest-fund-base$25.001/5/2012 4:54:43 PM
jakespirit$100.001/5/2012 5:09:37 PM
witty-credit467$25.001/5/2012 5:35:19 PM
omniviper$25.001/5/2012 5:36:17 PM
stollcm$25.001/5/2012 5:11:10 PM
Kaj$25.001/5/2012 5:37:59 PM
market-assembler$25.001/5/2012 5:12:07 PM
buraky$27.001/5/2012 5:38:31 PM
gallant-economy9$50.001/5/2012 5:38:48 PM
MadHun$59.001/5/2012 5:07:49 PM
worth-dandelion$100.001/5/2012 5:08:27 PM
life-is-great$25.001/5/2012 5:16:10 PM
loot-keeper0$25.001/5/2012 5:42:03 PM
Sierrahh$25.001/5/2012 5:16:54 PM
kchen486$26.001/5/2012 5:42:29 PM
CAGE-Investments$25.001/5/2012 5:43:26 PM
ideal-platinum1$25.001/5/2012 5:18:02 PM
sentry256$25.001/5/2012 5:11:37 PM
mennleo$37.001/5/2012 5:13:02 PM
money-bauble$100.001/5/2012 5:46:07 PM
prohelper$25.001/5/2012 5:46:17 PM
penny-firestarter$25.001/5/2012 5:20:50 PM
capital-marsupial3$25.001/5/2012 5:16:27 PM
lender2611$25.001/5/2012 5:18:16 PM
intuitive-integrity9$44.001/5/2012 5:52:01 PM
famous-bid9$25.001/5/2012 5:26:17 PM
credit-maple5$25.001/5/2012 5:22:32 PM
american6$50.001/5/2012 5:54:51 PM
JLMGroupFunds$25.001/5/2012 5:31:00 PM
cablenews$100.001/5/2012 6:00:49 PM
riproaringrapids$50.001/5/2012 5:33:55 PM
nybanker85$50.001/5/2012 5:35:27 PM
studious-listing8$25.001/5/2012 5:35:41 PM
igniter584$25.001/5/2012 5:36:05 PM
luminous-marketplace5$25.001/5/2012 5:36:21 PM
gold-sushi$25.001/5/2012 5:38:22 PM
cash-reaction2$50.001/5/2012 5:39:25 PM
bigb7$30.001/5/2012 6:27:25 PM
melodious-fairness$25.001/5/2012 5:31:15 PM
financial-frenzy$25.001/5/2012 5:33:43 PM
Contact911$25.001/5/2012 5:44:45 PM
HamachiMan$50.001/5/2012 5:45:05 PM
flexible-return297$25.001/5/2012 5:35:04 PM
restech$25.001/5/2012 5:45:58 PM
ctgscott$25.001/5/2012 5:35:53 PM
williemc44$25.001/5/2012 5:37:09 PM
letsmakeitsuccessful$25.001/5/2012 5:40:44 PM
gold-channel2$25.001/5/2012 5:41:18 PM
dajen1$33.001/5/2012 5:52:57 PM
heart514$25.001/5/2012 5:45:02 PM
Jeon303$25.001/5/2012 7:15:15 PM
wayman$25.001/5/2012 5:54:15 PM
loyalty-sherpa$25.001/5/2012 5:54:44 PM
TrustPlus$50.001/5/2012 5:54:46 PM
nickel-ferret$50.001/5/2012 5:47:51 PM
JJYossarian$50.001/5/2012 5:56:04 PM
peace-saber0$25.001/5/2012 7:36:50 PM
reflective-cash0$50.001/5/2012 6:00:16 PM
NOLAfam$33.001/5/2012 7:42:19 PM
ejdirin$25.001/5/2012 6:02:36 PM
forthright-durability$25.001/5/2012 7:48:18 PM
Flanders122$25.001/5/2012 6:16:46 PM
chill32151$100.001/5/2012 6:20:44 PM
ursus$50.001/5/2012 5:53:04 PM
papaloha$50.001/5/2012 8:32:51 PM
SBLending$25.001/5/2012 8:41:20 PM
mick3456$25.001/5/2012 6:40:33 PM
kedia$25.001/5/2012 6:40:50 PM
profitable-money$25.001/5/2012 9:10:14 PM
asya$25.001/5/2012 5:58:31 PM
reinforced-velocity158$25.001/5/2012 9:42:26 PM
rapid-currency$102.451/5/2012 9:58:22 PM
SkyLoan$25.001/5/2012 10:08:41 PM
no_agenda_lender$25.001/5/2012 6:03:55 PM
lucrative-transparency0$100.001/5/2012 6:04:15 PM
davez0r$25.001/5/2012 10:29:39 PM
Ragnar$25.001/5/2012 10:58:03 PM
be_wise$25.001/5/2012 7:09:09 PM
kind-lovely-marketplace$25.001/5/2012 11:19:01 PM
natural-trade7$30.001/5/2012 6:16:37 PM
Lilybell$25.001/5/2012 6:25:16 PM
soulwork$50.001/5/2012 7:18:47 PM
unger$181.111/5/2012 7:20:39 PM
Cubsfan07$25.001/5/2012 7:22:29 PM
rcr549$25.001/6/2012 1:47:03 AM
Brittle$25.001/5/2012 7:34:20 PM
eric731$25.001/6/2012 3:02:21 AM
godsgift73$25.001/6/2012 3:19:44 AM
sjc224$25.001/5/2012 7:05:56 PM
rob1971$50.001/5/2012 7:41:43 PM
catheroo$25.001/6/2012 4:21:41 AM
green-revenue-rocker$100.001/5/2012 8:16:43 PM
income-buffalo1$100.001/5/2012 8:17:05 PM
Pine_Tavern_Lending$25.001/6/2012 5:14:48 AM
attractive-duty9$25.001/5/2012 8:29:15 PM
Kerosene_Hat$25.001/5/2012 8:29:23 PM
magical-durability9$25.001/5/2012 7:20:11 PM
psbruce$25.001/5/2012 9:02:23 PM
adventurous-currency$48.821/5/2012 9:17:36 PM
patriot384$50.001/6/2012 6:20:00 AM
dano1965$50.001/6/2012 6:20:31 AM
sqdrew$25.001/5/2012 9:34:45 PM
suave-dime6$25.001/6/2012 6:26:56 AM
dignified-liberty5$50.001/5/2012 9:54:06 PM
gillijr1001$25.001/6/2012 6:50:02 AM
investment-festival8$250.001/5/2012 10:16:35 PM
sharpey$25.001/6/2012 6:52:34 AM
SelectTrustLending$25.001/5/2012 8:23:12 PM
finance-admirer614$43.001/6/2012 6:52:47 AM
SpecialK32$25.001/5/2012 8:27:23 PM
BigBag$25.001/5/2012 11:32:56 PM
jasonj72$25.001/6/2012 7:00:41 AM
bellach$25.001/6/2012 1:48:56 AM
Corellia$100.001/6/2012 3:08:21 AM
helpful-fund8$56.131/5/2012 8:56:32 PM
Lou-Holtz$30.001/5/2012 8:56:59 PM
wise-credit-chef$25.001/6/2012 7:31:23 AM
reasonable-currency$32.321/5/2012 9:17:21 PM
wise-silver-wonder$25.001/6/2012 7:39:31 AM
chuchutrain$25.001/6/2012 7:42:22 AM
bold-deal-ringleader$25.001/6/2012 3:34:23 AM
Supernick$250.001/6/2012 3:37:13 AM
bankojerry$25.001/6/2012 3:47:34 AM
Nothus$25.001/6/2012 7:51:24 AM
bluesquirrel$39.001/6/2012 4:21:43 AM
Dcoy$25.001/6/2012 5:44:00 AM
radforj22$25.001/6/2012 12:07:10 AM
affluence-generator2$100.001/6/2012 9:06:26 AM
bold-durability-drum$60.001/6/2012 9:06:36 AM
pythia$25.001/6/2012 6:07:51 AM
piter-to-la-investment$25.001/6/2012 9:07:31 AM
saraven01$48.261/6/2012 3:18:17 AM
Banker7371$25.001/6/2012 9:07:50 AM
und-alum$25.001/6/2012 9:08:15 AM
IIP77$25.001/6/2012 3:48:01 AM
PaulW$25.001/6/2012 4:34:13 AM
YosemiteSam$25.001/6/2012 5:12:38 AM
0600Zulu$25.001/6/2012 5:22:04 AM
useful-p2ploan$25.001/6/2012 9:09:54 AM
rockhound84$42.001/6/2012 6:53:32 AM
Tasmir$25.001/6/2012 6:01:54 AM
gjm6d$25.001/6/2012 9:11:34 AM
ndhookman$100.001/6/2012 6:03:54 AM
fareast_man$25.001/6/2012 9:11:45 AM
fenderxes$25.001/6/2012 7:07:44 AM
ranstlin$25.001/6/2012 9:13:22 AM
famous-ore2$50.001/6/2012 9:14:35 AM
rcm87$50.001/6/2012 9:15:32 AM
slobrewtx$25.001/6/2012 7:43:12 AM
ultimate-responsibility0$25.001/6/2012 7:48:31 AM
new-ore-venture$250.001/6/2012 8:03:07 AM
power-companion7$75.001/6/2012 9:18:23 AM
responsibility-tiger3$25.001/6/2012 8:24:37 AM
Lam0nt$25.001/6/2012 9:20:20 AM
Hillbilly_Banker$25.001/6/2012 8:55:13 AM
COguy$25.001/6/2012 7:12:38 AM
octoberfresh$25.001/6/2012 7:20:28 AM
officer8$25.001/6/2012 9:03:17 AM
intrepid-loot$25.001/6/2012 7:37:35 AM
aerobat$55.791/6/2012 9:07:12 AM
ommcd$25.001/6/2012 9:07:36 AM
Jonb6919$25.001/6/2012 8:42:09 AM
sharpchicago$50.001/6/2012 8:51:50 AM
rate-mogul$49.001/6/2012 9:12:28 AM
Phatt-Daddy$25.001/6/2012 9:12:51 AM
samo102us$25.001/6/2012 9:13:46 AM
castlwizz$43.401/6/2012 9:14:02 AM
Anny-Disco$25.001/6/2012 9:05:25 AM
enriching-trade2$25.001/6/2012 9:14:53 AM
ZTA0796$25.001/6/2012 9:15:00 AM
Cai8899$50.001/6/2012 9:15:12 AM
bid-plato6$25.001/6/2012 9:15:21 AM
burgeoning-generosity9$53.721/6/2012 9:36:15 AM
new-thrilling-principal$25.001/6/2012 9:36:17 AM
blivet1970$25.001/6/2012 9:06:41 AM
credit-wheel7$25.001/6/2012 9:37:10 AM
indomitable-dedication$25.001/6/2012 9:18:28 AM
zjonathan$25.001/6/2012 9:09:17 AM
gizzywump$25.001/6/2012 9:10:30 AM
rogue_monster$50.001/6/2012 9:42:36 AM
transparency-river1$699.351/6/2012 9:43:00 AM
taurusco$99.001/6/2012 9:10:55 AM
top-basis-majesty$47.001/6/2012 9:21:00 AM
mason13a$25.001/6/2012 9:21:54 AM
BuffetRocks$27.001/6/2012 9:13:16 AM
lend2end$25.001/6/2012 9:13:25 AM
wwwUniversal$25.001/6/2012 9:22:09 AM
zippy-interest$25.001/6/2012 9:23:42 AM
ivadood$50.001/6/2012 9:24:05 AM
successful-generosity$25.001/6/2012 9:25:24 AM
ultimate-payment$25.001/6/2012 9:26:01 AM
compoundinterest$50.001/6/2012 9:28:39 AM
gracej$25.001/6/2012 9:21:12 AM
riskreward$250.001/6/2012 9:30:08 AM
dime-explosion$25.001/6/2012 9:31:12 AM
figs4u2$100.001/6/2012 9:31:54 AM
money-banker867$25.001/6/2012 9:23:01 AM
enthralling-investment$25.001/6/2012 9:23:27 AM
velocity-solo$25.001/6/2012 9:33:17 AM
TheGeek$25.001/6/2012 9:24:13 AM
sfmdg$25.001/6/2012 9:25:19 AM
PRGuyinVA$25.001/6/2012 9:25:47 AM
CSUgrad08$25.001/6/2012 9:34:28 AM
gold-commander0$25.001/6/2012 9:35:15 AM
evnagelist$25.001/6/2012 9:26:08 AM
rescue$100.001/6/2012 9:36:05 AM
bid-czar8$100.001/6/2012 9:27:08 AM
credit-statuette8$25.001/6/2012 9:39:09 AM
wise-balanced-moola$25.001/6/2012 9:39:28 AM
Mailman2004$25.001/6/2012 9:42:46 AM
Ducatiman1978$25.001/6/2012 9:34:25 AM
zrohmm$25.001/6/2012 9:35:51 AM
peace-cadence$25.001/6/2012 9:36:08 AM
smart-gain$50.001/6/2012 9:40:52 AM
stolirocks01$50.001/6/2012 9:41:10 AM
324 Investments
 
Borrower Payment Dependent Notes Series 548055
This series of Notes was issued and sold upon the funding of the borrower loan #58583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1985 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Jan-2012) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:22y 0m
Amount delinquent: $0 Total credit lines: 7 Occupation: Construction
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $109Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: No  
Screen name: investment-confidant9 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
new insurance for SC
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-booster2$25.001/2/2012 7:38:51 PM
AndChicksforFree$25.001/2/2012 5:21:49 PM
Danjack_Capital$25.001/2/2012 6:07:13 PM
tech310$50.001/3/2012 12:14:07 AM
cattlebaron$25.001/3/2012 4:13:55 AM
patriot897$25.001/3/2012 7:39:21 AM
riveting-credit5$50.001/3/2012 8:27:15 AM
economy-shrubbery6$25.001/3/2012 10:07:03 AM
WilliamLeeSims$25.001/3/2012 9:53:07 AM
enchanted-diversification496$25.001/3/2012 9:54:26 AM
nimble-revenue5$50.001/3/2012 10:12:25 AM
Investor_DP$100.001/3/2012 10:08:13 AM
worthy-bid8$50.001/3/2012 10:08:37 AM
edaguy$50.001/3/2012 10:21:31 AM
nimble-revenue5$50.001/3/2012 10:12:04 AM
successful-agreement7$100.001/3/2012 10:14:10 AM
first-pragmatic-power$25.001/3/2012 10:23:29 AM
computer758$25.001/3/2012 11:45:40 AM
hitsman$50.001/3/2012 10:26:14 AM
foothillender$25.001/3/2012 1:36:08 PM
orange-impartial-asset$25.001/3/2012 3:04:32 PM
downtownfarm$25.001/4/2012 6:43:56 AM
transaction-circuit$25.001/4/2012 12:43:01 PM
Tylerh$250.001/4/2012 2:54:12 PM
houli123$25.001/4/2012 5:47:05 PM
community-platoon8$25.001/4/2012 5:56:44 PM
ursus$50.001/4/2012 5:57:48 PM
careful-vigilance4$25.001/4/2012 5:58:54 PM
diplomatic-wealth7$25.001/4/2012 5:39:09 PM
auction-javelin$25.001/4/2012 6:03:33 PM
CAGE-Investments$25.001/4/2012 6:04:51 PM
miked8303$25.001/4/2012 5:41:00 PM
marketplace-cello5$25.001/4/2012 6:06:18 PM
engrossing-responsibility0$50.001/4/2012 6:07:59 PM
orange-preeminant-bill$25.001/4/2012 6:09:32 PM
red-power-pecan$50.001/4/2012 6:11:21 PM
JauaFlash$25.001/4/2012 6:12:46 PM
minddoc$50.001/4/2012 6:13:03 PM
finance-prescription$100.001/4/2012 5:56:29 PM
missing-link$25.001/4/2012 5:59:52 PM
fairness-coup8$25.001/4/2012 6:39:16 PM
fighter122$25.001/4/2012 6:02:16 PM
important-openness1$100.001/4/2012 6:02:41 PM
Frenchynh$25.001/4/2012 6:05:00 PM
shrewd-peace7$25.001/4/2012 6:05:29 PM
pound-mushroom3$25.001/4/2012 6:05:49 PM
GCInvestments$25.001/4/2012 5:57:11 PM
gold-channel2$25.001/4/2012 6:05:54 PM
bnlforever$25.001/4/2012 6:06:01 PM
benwalla$25.001/4/2012 6:07:31 PM
Crystalprop$25.001/4/2012 6:07:33 PM
shmb6508$50.001/4/2012 6:09:09 PM
GGreg799$25.001/4/2012 6:09:12 PM
arsisi$25.001/4/2012 6:12:01 PM
roman2008$25.001/4/2012 6:13:06 PM
tornandfrayed$25.001/4/2012 6:02:19 PM
fcukciti$35.001/4/2012 6:13:13 PM
Comoparklender$25.001/4/2012 6:15:34 PM
Ducatiman1978$25.001/4/2012 6:04:01 PM
monster4$50.001/4/2012 6:04:58 PM
antlr$50.001/4/2012 9:26:43 PM
favorite-commerce$40.001/4/2012 9:31:33 PM
RL_Lending$25.001/4/2012 6:06:40 PM
RandomMonkey$25.001/4/2012 6:07:42 PM
Dad4563$25.001/4/2012 6:08:11 PM
EastBayCapital$25.001/4/2012 11:35:54 PM
dobied$25.001/4/2012 7:07:58 PM
vivid-return426$28.001/4/2012 6:12:12 PM
proud-pound4$25.001/4/2012 6:13:23 PM
repcool$25.001/4/2012 6:14:22 PM
IIP77$25.001/5/2012 3:02:27 AM
suave-dime6$25.001/5/2012 3:14:47 AM
aasx1108$25.001/4/2012 6:16:05 PM
hope-eagle6$25.001/4/2012 6:16:44 PM
deal-thinker7$25.001/5/2012 5:24:54 AM
gold-pudding6$60.001/5/2012 5:47:52 AM
Cambalache$32.001/5/2012 6:09:35 AM
high_flyer$50.001/4/2012 10:46:44 PM
moneymaker1981$50.001/4/2012 9:10:32 PM
market-aspen9$50.001/5/2012 7:09:12 AM
q4golf$25.001/5/2012 3:34:21 AM
Richmp412$25.001/5/2012 7:53:46 AM
unfixer$25.001/5/2012 4:08:22 AM
unbelievable-exchange$100.001/4/2012 10:17:30 PM
Alpha-AssistU$25.001/5/2012 7:59:29 AM
jebber007$25.001/4/2012 10:26:02 PM
revenue-tsunami$25.001/5/2012 8:05:19 AM
new-social-economist$60.001/4/2012 10:55:20 PM
productive-ore$25.001/5/2012 5:41:44 AM
Binan$25.001/5/2012 5:47:38 AM
power-bluebird2$25.001/5/2012 3:54:45 AM
friendinmoney$7.951/5/2012 8:41:31 AM
Toastmaster007$30.001/5/2012 4:05:20 AM
strong-roi$25.001/5/2012 4:32:51 AM
atlantic51$25.001/5/2012 6:06:57 AM
nalaari$25.001/5/2012 6:21:05 AM
KileNSmyth4$25.001/5/2012 6:33:53 AM
silver-enlightenment0$100.001/5/2012 7:05:02 AM
cberthiaume$25.001/5/2012 7:28:58 AM
reasonable-greenback$50.001/5/2012 7:57:22 AM
social-zebra$30.001/5/2012 7:00:40 AM
glroark$50.001/5/2012 7:03:05 AM
Silverling6$26.971/5/2012 7:06:04 AM
FinanceEngine$40.001/5/2012 7:10:29 AM
scarlet-velvet$25.081/5/2012 7:27:00 AM
sgt-schultz$35.001/5/2012 7:34:33 AM
revenue-associate$25.001/5/2012 8:15:29 AM
dollardave$50.001/5/2012 8:21:41 AM
108 Investments
 
Borrower Payment Dependent Notes Series 548079
This series of Notes was issued and sold upon the funding of the borrower loan #58655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Jan-02-2012 
Term: 60 months Listing End date:  Jan-06-2012 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $365.90
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1994 Debt/Income ratio: 16%
Credit score: 640-659 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 8Length of status:4y 4m
Amount delinquent: $35,849 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,607Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: justaduffer Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 34 ( 97% ) 640-659 (Latest)
Principal borrowed: $9,500.00< 31 days late: 1 ( 3% )  
660-679 (Jul-2007)
640-659 (Jun-2007)
 
Principal balance: $0.29 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
A little cleaning/starting up money
Purpose of loan:
This loan will be used to...
Pay off a few bills and buy some furniture for a new apartment. I want to pay off my 401k to open that up. I will take care of two small bills that cost me $100/month and a Dell bill that costs me about $110. I would like to buy some furniture too. Couch, bed(tempurpedic i hope) washer/dryer.

My financial situation:
I am a good candidate for this loan because...I have been at my job for over 4 years and in this industry for since 1999. I had a prosper loan before and paid it off on time even under duress. I moved into and apartment with a friend and he died 11 days later. I made my payments on time for prosper but a few of the other bills were late. I am expecting some money from a BP settlement but they are dragging their feet.

I do have a foreclosure on my file. I bought a house in wisconsin with that same friend. We tried to make payments on it after we moved but we couldn't do if for very long.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$25.001/2/2012 5:03:23 PM
AndChicksforFree$25.001/2/2012 5:11:38 PM
green-trade-dolphin2$45.021/2/2012 5:02:18 PM
MoneyForNothing$34.691/2/2012 5:05:17 PM
logical-moola4$50.001/2/2012 5:11:17 PM
capital-marsupial3$25.001/2/2012 5:13:35 PM
generous-deal6$25.001/2/2012 7:53:35 PM
Feyenoord$30.001/2/2012 5:55:43 PM
processor115$100.001/2/2012 6:48:04 PM
4est$25.001/2/2012 6:51:46 PM
money-booster2$25.001/2/2012 7:38:01 PM
money-booster2$25.001/2/2012 7:38:08 PM
ualf$50.001/3/2012 4:18:00 AM
loan-oasis4$30.001/2/2012 9:17:55 PM
420limo$50.001/2/2012 11:19:38 PM
worthy-truth$25.001/3/2012 7:50:27 AM
svjeller$25.001/3/2012 8:20:51 AM
deal-searcher1$50.001/3/2012 12:24:04 AM
JJS180$25.001/3/2012 2:50:10 AM
Tscheddar$25.001/3/2012 6:19:30 AM
Marfloogan$25.001/3/2012 6:47:39 AM
cerebral-auction950$100.001/3/2012 8:05:29 AM
scrappy-leverage6$25.001/3/2012 9:50:02 AM
WilliamLeeSims$25.001/3/2012 9:53:08 AM
enticing-capital6$50.001/3/2012 9:57:17 AM
unbelievable-exchange$100.001/3/2012 9:24:32 AM
brainy-return234$25.001/3/2012 10:01:09 AM
brilliant-loyalty7$25.001/3/2012 9:49:44 AM
commanding-treasure2$50.001/3/2012 9:54:43 AM
johngaltline$25.001/3/2012 9:58:41 AM
ricklip$100.001/3/2012 10:13:05 AM
jamiee73$25.001/3/2012 10:17:39 AM
GranCarol$25.001/3/2012 10:18:06 AM
kenji4861$25.001/3/2012 10:21:55 AM
brilliant-market680$100.001/3/2012 10:09:39 AM
hitsman$50.001/3/2012 10:26:15 AM
tidy-fairness3$25.001/3/2012 10:13:12 AM
puifais$50.001/3/2012 10:27:32 AM
successful-agreement7$100.001/3/2012 10:14:10 AM
awwaww$25.001/3/2012 10:15:02 AM
income-banjo$25.001/3/2012 10:34:17 AM
edaguy$75.001/3/2012 10:21:05 AM
courteous-platinum7$30.001/3/2012 12:08:06 PM
greenback-investor7$100.001/3/2012 10:29:39 AM
cybernosha$25.001/3/2012 10:40:41 AM
degster$25.001/3/2012 11:25:16 AM
happyjackbak$50.001/3/2012 12:24:44 PM
a-currency-starfish$25.001/3/2012 4:43:55 PM
dinero-path5$50.001/3/2012 12:57:59 PM
MonopolyDred$25.001/3/2012 1:10:49 PM
flexible-return297$25.001/3/2012 5:13:38 PM
Jwalker11$30.001/3/2012 2:01:51 PM
life-is-great$25.001/3/2012 5:14:21 PM
Kisk$30.621/3/2012 2:56:35 PM
adaboy65$50.001/3/2012 2:58:40 PM
chameleon125$25.001/3/2012 3:23:12 PM
fantastic-investment9$30.001/3/2012 3:36:59 PM
power-samurai$25.001/3/2012 3:48:40 PM
inventive-wealth2$25.001/3/2012 5:23:32 PM
r48$25.001/3/2012 4:40:16 PM
lounges$25.001/3/2012 4:41:15 PM
Enjoying_Life$25.001/3/2012 5:08:06 PM
dood2112$25.001/3/2012 5:34:55 PM
dime-sprout$25.001/3/2012 5:44:23 PM
progressive-asset$100.001/3/2012 5:20:38 PM
cash-sensai2$25.001/3/2012 5:50:17 PM
gold-channel2$25.001/3/2012 5:50:19 PM
j245213$25.001/3/2012 5:22:27 PM
indomitable-coin$25.001/3/2012 5:33:11 PM
gristle$50.001/3/2012 5:32:44 PM
Yanwoo$25.001/3/2012 5:37:25 PM
loyalty-circuitry$100.001/3/2012 6:00:58 PM
downtownfarm$25.001/4/2012 6:43:56 AM
grove88$25.001/3/2012 9:42:22 PM
bugleusmc$25.001/3/2012 9:40:50 PM
focused-wampum$25.001/3/2012 11:43:53 PM
Leshan$100.001/4/2012 8:42:32 AM
buraky$50.001/4/2012 9:06:09 AM
Brisket_Bob$25.311/4/2012 4:37:49 AM
larslfe$25.001/4/2012 9:09:54 AM
Mindful7$25.001/4/2012 5:41:40 AM
educationfirst$50.001/4/2012 9:10:48 AM
mtquan$25.001/4/2012 9:12:23 AM
first-serene-credit$25.001/4/2012 8:09:39 AM
otalon$31.001/4/2012 8:26:41 AM
dospapalotes$25.001/4/2012 9:22:37 AM
GMPK_TLAS$48.001/4/2012 9:07:42 AM
britgsb$30.001/4/2012 9:27:10 AM
Aimvest$25.001/4/2012 9:10:41 AM
skuba$75.001/4/2012 9:10:05 AM
jrbill1998$50.001/4/2012 9:11:05 AM
egw$50.001/4/2012 9:11:25 AM
fcrick$25.001/4/2012 9:14:26 AM
Clambake$25.001/4/2012 9:19:19 AM
DadWarbucks$25.001/4/2012 9:41:57 AM
kevin314$25.001/4/2012 9:42:22 AM
yennib$25.001/4/2012 9:22:55 AM
w3alter$32.001/4/2012 9:50:36 AM
minista$25.001/4/2012 9:32:09 AM
compoundinterest$50.001/4/2012 9:38:03 AM
jelly1126$50.001/4/2012 11:11:26 AM
skro$25.001/4/2012 10:01:27 AM
donloah$25.001/4/2012 2:11:03 PM
Weaverville$25.001/4/2012 10:28:14 AM
djalan$25.001/4/2012 10:42:07 AM
enriching-dollar1$100.001/4/2012 10:29:31 AM
masonn$100.001/4/2012 3:25:26 PM
Munnie$25.001/4/2012 4:03:45 PM
the-kinetic-nickel$25.001/4/2012 12:42:29 PM
gold-gazelle$25.001/4/2012 2:25:49 PM
astute-benjamins$50.001/4/2012 3:39:31 PM
american6$50.001/4/2012 5:26:37 PM
genius520$50.001/4/2012 5:45:05 PM
leeball$50.001/4/2012 5:49:20 PM
influential-benjamins0$100.001/4/2012 5:50:33 PM
chestnut4$25.001/4/2012 5:56:59 PM
gold-commander0$25.001/4/2012 6:00:48 PM
skillful-auction$25.001/4/2012 6:05:07 PM
jazzlender$50.001/4/2012 6:09:37 PM
ti22ring$25.001/4/2012 6:17:04 PM
Domgabriel$50.001/4/2012 6:42:26 PM
diverse-felicity7$50.001/4/2012 5:51:46 PM
nethawk00$25.001/4/2012 5:52:26 PM
trade-structure$35.001/4/2012 6:51:15 PM
order-supernova6$100.001/4/2012 7:10:42 PM
well-mannered-income3$40.001/4/2012 7:24:24 PM
velocity-solo$25.001/4/2012 6:00:36 PM
antlr$50.001/4/2012 9:26:44 PM
dime-vista2$25.001/4/2012 11:59:31 PM
ltstout$32.471/5/2012 4:13:04 AM
suave-dollar$25.001/5/2012 4:47:36 AM
penny-winner$41.251/4/2012 9:07:11 PM
nebraskajen$27.671/4/2012 10:05:57 PM
bizzzond$25.001/4/2012 7:42:11 PM
EastBayCapital$25.001/4/2012 11:33:54 PM
Lendomatic$25.001/5/2012 12:12:51 AM
totoro$25.001/4/2012 9:32:26 PM
powerlifter275$25.001/5/2012 7:43:48 AM
MiniBank998$25.001/5/2012 4:03:42 AM
Anny-Disco$25.001/5/2012 9:09:28 AM
boylezz$25.001/5/2012 6:39:39 AM
travels536$25.001/5/2012 6:52:15 AM
revenue-tsunami$25.001/5/2012 8:05:19 AM
wealth-infusion6$100.001/5/2012 9:18:39 AM
reasonable-greenback$50.001/5/2012 7:57:23 AM
greatwhiteninja$25.001/5/2012 7:58:59 AM
wealth-tremolo7$25.001/5/2012 9:19:10 AM
transparency-giant$44.001/5/2012 9:06:07 AM
future-baby-fund$25.001/5/2012 8:39:35 AM
gold-sushi$25.001/5/2012 9:23:14 AM
evnagelist$25.001/5/2012 9:23:18 AM
fopaul13$25.001/5/2012 9:03:27 AM
the-profit-oracle$25.001/5/2012 9:05:06 AM
fund-tom-tom6$25.001/5/2012 9:32:43 AM
C_Mark$50.001/5/2012 9:17:19 AM
MadHun$200.001/5/2012 9:17:30 AM
equitable-penny0$25.001/5/2012 9:20:36 AM
E_G$50.001/5/2012 9:20:58 AM
HamachiMan$50.001/5/2012 9:26:21 AM
loyalty-sherpa$25.001/5/2012 9:29:11 AM
flexible-value$50.001/5/2012 9:29:19 AM
hopethisworks$25.001/5/2012 9:33:55 AM
KLCRAY$25.001/5/2012 9:40:16 AM
Rackmaster32$30.001/5/2012 10:08:31 AM
top-radiant-funds$50.001/5/2012 10:18:17 AM
loot-caper$25.001/5/2012 11:17:05 AM
intelligent-dedication9$200.001/5/2012 11:27:50 AM
ChrisTJ$25.001/5/2012 9:53:31 AM
magical-durability9$25.001/5/2012 12:53:50 PM
Heatguy$50.001/5/2012 1:49:59 PM
awesome-yield7$30.001/5/2012 1:53:37 PM
RHIC$25.001/5/2012 1:54:08 PM
pwkpwk$25.001/5/2012 2:31:59 PM
guard327$50.001/5/2012 3:01:37 PM
daisuke$50.001/5/2012 11:35:45 AM
investment-comet$25.001/5/2012 11:16:52 AM
AbeHonestly$50.001/5/2012 3:32:08 PM
ConchRepublican$100.001/5/2012 11:57:32 AM
bold-sunny-generosity$25.001/5/2012 12:10:09 PM
sequoiapacific$50.001/5/2012 3:59:23 PM
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coalescent$25.001/5/2012 4:39:54 PM
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BayTech$25.001/5/2012 12:58:37 PM
JJ9876$25.001/5/2012 1:52:53 PM
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icchok$38.001/5/2012 5:31:32 PM
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anacent$25.001/5/2012 5:14:35 PM
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resplendent-dollar$25.001/5/2012 5:14:41 PM
atlKid$25.001/5/2012 5:20:33 PM
stinvest$25.001/5/2012 5:22:00 PM
amijo$25.001/5/2012 5:28:27 PM
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JLMGroupFunds$25.001/5/2012 5:31:00 PM
igniter584$25.001/5/2012 5:36:06 PM
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Sigonio$50.001/5/2012 7:25:02 PM
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rob1971$50.001/5/2012 7:41:44 PM
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RR2441$25.001/5/2012 8:26:57 PM
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WalnutCreekguy$50.001/5/2012 5:57:53 PM
asya$25.001/5/2012 5:58:32 PM
CaptainTW$25.001/5/2012 9:39:20 PM
JRhino$25.001/5/2012 10:10:26 PM
Ragnar$25.001/5/2012 10:58:03 PM
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boske$25.001/5/2012 11:55:19 PM
kedia$25.001/5/2012 6:40:50 PM
casteroil$25.001/5/2012 7:07:51 PM
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petangerie$25.001/5/2012 8:01:49 PM
WineDrop$25.001/5/2012 8:23:00 PM
Dcoy$25.001/6/2012 5:44:01 AM
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rland$50.001/5/2012 11:41:37 PM
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gracej$25.001/6/2012 9:21:13 AM
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ranstlin$25.001/6/2012 9:13:22 AM
ideal-platinum1$25.001/6/2012 9:13:40 AM
Pasagam$50.001/6/2012 9:05:22 AM
Gabriel02$25.001/6/2012 9:35:32 AM
Cai8899$50.001/6/2012 9:15:12 AM
lend2end$32.001/6/2012 9:15:16 AM
platinum-genetics$25.001/6/2012 9:06:14 AM
MrDavid$66.001/6/2012 9:37:25 AM
IP$25.001/6/2012 9:15:44 AM
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kyomoon$48.001/6/2012 9:08:42 AM
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dtrain5$33.001/6/2012 9:39:40 AM
1phantom$25.001/6/2012 9:40:54 AM
MONEYLENDER101$50.001/6/2012 9:41:07 AM
aoohollis310$25.001/6/2012 9:09:52 AM
christifa$25.001/6/2012 9:10:28 AM
rogue_monster$50.001/6/2012 9:42:36 AM
mwl$25.001/6/2012 9:43:03 AM
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gold-tsunami$29.001/6/2012 9:21:03 AM
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ianakacg$25.001/6/2012 9:45:10 AM
truth-crusader7$36.001/6/2012 9:45:13 AM
rate-mogul$50.001/6/2012 9:12:28 AM
emo13$50.001/6/2012 9:12:45 AM
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carlover$25.001/6/2012 9:13:57 AM
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RockCrown$25.001/6/2012 9:47:48 AM
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rulender$25.001/6/2012 9:48:14 AM
Pman$25.001/6/2012 9:48:48 AM
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solin003$25.001/6/2012 9:19:34 AM
cablenews$100.001/6/2012 9:50:43 AM
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vigilance-revolutionary$50.001/6/2012 9:52:25 AM
ckatak$50.001/6/2012 9:20:47 AM
calinno2$25.001/6/2012 9:28:14 AM
top-basis-majesty$50.001/6/2012 9:21:00 AM
geekguy$25.001/6/2012 9:52:54 AM
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dfealk$25.001/6/2012 9:54:40 AM
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fair_rates$25.001/6/2012 9:54:56 AM
red-sincere-fund$25.001/6/2012 9:55:15 AM
THREE-POINTS-LENDING$25.001/6/2012 9:30:23 AM
bobby5832708$25.001/6/2012 9:31:04 AM
dime-explosion$25.001/6/2012 9:31:12 AM
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figs4u2$100.001/6/2012 9:31:55 AM
innovator10$200.001/6/2012 9:58:09 AM
value-wind0$25.001/6/2012 9:23:39 AM
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nickel-ferret$50.001/6/2012 10:00:20 AM
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tolstoy00$25.001/6/2012 9:37:32 AM
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eg192$25.001/6/2012 9:41:46 AM
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mike_banker$28.001/6/2012 9:46:11 AM
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building-america$25.001/6/2012 9:49:11 AM
dthompso$50.001/6/2012 9:42:07 AM
helpinghand63$25.001/6/2012 9:51:10 AM
valiant-liberty4$25.001/6/2012 9:43:21 AM
rmachi$25.001/6/2012 9:44:31 AM
WonderPup$76.161/6/2012 9:54:09 AM
hrubinst$25.001/6/2012 9:55:44 AM
brazilofmux$100.001/6/2012 9:55:46 AM
bid-papyrus$25.001/6/2012 9:46:51 AM
new-truth-chuckler$25.001/6/2012 9:59:34 AM
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toblerone$25.001/6/2012 10:00:09 AM
teejay411$100.001/6/2012 9:48:37 AM
wbahl$25.001/6/2012 9:49:45 AM
Brittle$25.001/6/2012 9:51:01 AM
RusRobo$25.001/6/2012 9:51:14 AM
reordan$25.001/6/2012 9:52:19 AM
TheYellowDart$25.001/6/2012 9:53:22 AM
Aljasa2008$25.001/6/2012 9:55:43 AM
ski bum$93.001/6/2012 9:56:44 AM
Breakfast_Gypsy$25.001/6/2012 9:57:40 AM
majikthanos$50.001/6/2012 9:58:07 AM
Kame$25.001/6/2012 9:58:37 AM
AceKingLender$25.001/6/2012 9:59:30 AM
L-vex$25.001/6/2012 9:59:32 AM
hard-working-rate3$100.001/6/2012 9:59:41 AM
386 Investments
 
Borrower Payment Dependent Notes Series 548082
This series of Notes was issued and sold upon the funding of the borrower loan #58569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $349.55
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1993 Debt/Income ratio: 44%
Credit score: 760-779 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 26 / 22Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 49 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $45,245Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: Yes  
Screen name: power-taco Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 760-779 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
780-799 (Feb-2011)
 
Principal balance: $9,320.86 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
better loan
Purpose of loan:
This loan will be used to...
pay off my old loan
My financial situation:
I am a good candidate for this loan because...
i can pay it off

Monthly net income: $3200.00
Monthly expenses: $2800.00
Housing: $960.0
Insurance: $120.00
Car expenses: $260.00
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $400.00
Clothing, household expenses: $100.00
Credit cards and other loans: $200.00
Other expenses: $
460.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
john0720$25.001/2/2012 6:36:00 PM
4est$25.001/2/2012 6:51:48 PM
green-trade-dolphin2$31.001/2/2012 5:02:29 PM
AndChicksforFree$25.001/2/2012 5:09:48 PM
logical-moola4$50.001/2/2012 5:11:17 PM
generous-deal6$25.001/2/2012 7:53:35 PM
B-rad_the_Coug$25.001/2/2012 5:47:47 PM
natdwg$30.001/2/2012 5:54:37 PM
susurrus$100.001/2/2012 5:46:50 PM
the-magnetic-transaction$50.001/2/2012 9:46:22 PM
fund-explorer4$100.001/2/2012 10:37:36 PM
processor115$100.001/2/2012 6:48:04 PM
money-booster2$50.001/2/2012 7:37:39 PM
Tscheddar$25.001/3/2012 6:22:31 AM
tolerant-dinero2$25.001/2/2012 9:15:59 PM
wkeboarder21$50.001/3/2012 6:41:47 AM
420limo$25.001/2/2012 11:14:13 PM
brian4571$25.501/3/2012 7:20:31 AM
SummitAdvisors$52.411/3/2012 7:41:27 AM
tech310$50.001/3/2012 12:14:44 AM
svjeller$25.001/3/2012 8:20:51 AM
whatreality$30.001/3/2012 8:33:34 AM
enthusiastic-point$25.001/3/2012 3:27:28 AM
sensible-fund$25.001/3/2012 4:11:56 AM
principal-duckling$50.001/3/2012 8:51:46 AM
a-reasonable-return$25.001/3/2012 8:59:16 AM
DoctorJoe$30.001/3/2012 5:26:34 AM
income-buffalo1$100.001/3/2012 6:19:09 AM
gold-plane1$25.001/3/2012 6:39:43 AM
rchissocol$25.001/3/2012 7:19:13 AM
payout-reaction740$25.001/3/2012 9:48:26 AM
listing-eclipse$25.001/3/2012 8:24:20 AM
SimpleChoice$25.001/3/2012 8:32:33 AM
theskippy$25.001/3/2012 8:33:57 AM
commanding-treasure2$50.001/3/2012 9:54:44 AM
majestic-repayment3$25.001/3/2012 9:05:53 AM
brightest-credit-engine$35.001/3/2012 9:48:38 AM
AFairDeal$25.001/3/2012 9:50:21 AM
WilliamLeeSims$25.001/3/2012 9:53:08 AM
managedfund$1,333.001/3/2012 9:53:32 AM
thrilling-nickel5$25.001/3/2012 9:54:33 AM
the-bright-velocity$25.001/3/2012 9:56:23 AM
trade-burrito4$35.001/3/2012 9:59:20 AM
cash-reaction2$50.001/3/2012 10:06:10 AM
successful-agreement7$100.001/3/2012 10:14:10 AM
graceful-investment$60.001/3/2012 10:16:09 AM
Investor_DP$100.001/3/2012 10:07:52 AM
RLaumeyer$26.001/3/2012 10:08:19 AM
edaguy$75.001/3/2012 10:21:05 AM
kenji4861$25.001/3/2012 10:22:23 AM
top-courteous-peso$75.001/3/2012 10:11:39 AM
Nazbuster$50.001/3/2012 10:12:43 AM
jamiee73$25.001/3/2012 10:17:40 AM
bb575$50.001/3/2012 10:18:55 AM
cybernosha$25.001/3/2012 10:40:41 AM
hitsman$50.001/3/2012 10:26:15 AM
happyjackbak$25.001/3/2012 12:27:21 PM
puifais$50.001/3/2012 10:27:33 AM
riproaringrapids$50.001/3/2012 10:27:49 AM
dinero-path5$50.001/3/2012 12:57:59 PM
greenback-investor7$100.001/3/2012 10:29:39 AM
Searidefinancial$25.001/3/2012 1:12:50 PM
rupee-equation2$25.001/3/2012 10:30:13 AM
ddog0224$50.001/3/2012 10:31:17 AM
AF-Chief$25.001/3/2012 10:30:52 AM
ThatDanGuy$50.001/3/2012 1:52:43 PM
duckbill_1972$25.001/3/2012 11:10:35 AM
social-zebra$30.001/3/2012 11:48:11 AM
penny-plato$25.001/3/2012 3:18:33 PM
courteous-platinum7$25.001/3/2012 12:06:19 PM
fireinsp61$47.921/3/2012 12:24:26 PM
atbright$25.001/3/2012 3:53:21 PM
independent-gold5$50.001/3/2012 12:53:08 PM
organized-payment6$50.001/3/2012 1:06:04 PM
bravos33$25.001/3/2012 5:09:47 PM
greenback-guard$25.001/3/2012 1:27:19 PM
serene-capital$30.001/3/2012 1:43:47 PM
giftgold$25.001/3/2012 1:50:15 PM
dollar-tornado3$25.001/3/2012 2:11:24 PM
GCInvestments$25.001/3/2012 5:12:45 PM
velocity-motivator6$25.001/3/2012 3:35:10 PM
chameleon125$25.001/3/2012 3:22:02 PM
first-pragmatic-power$25.001/3/2012 5:25:10 PM
payout-motivator0$75.001/3/2012 5:13:08 PM
bountiful-durability$50.001/3/2012 5:44:43 PM
inventive-wealth2$25.001/3/2012 5:23:32 PM
ricklip$100.001/3/2012 5:32:38 PM
worth-web5$100.001/3/2012 6:49:12 PM
LateOneNight$25.001/3/2012 7:24:54 PM
worth-dandelion$100.001/3/2012 5:49:43 PM
emphatic-responsibility$25.001/4/2012 2:30:28 AM
museic1$100.001/4/2012 3:24:47 AM
loyalty-circuitry$50.001/3/2012 6:02:46 PM
income-safehouse9$100.001/4/2012 3:26:34 AM
loyalty-czar$50.001/3/2012 6:43:07 PM
diggingupward$25.001/4/2012 6:37:42 AM
cash-popcorn7$25.001/3/2012 7:28:41 PM
20mule$400.001/3/2012 7:59:55 PM
deal-searcher1$25.001/3/2012 8:26:06 PM
first-serene-credit$25.001/4/2012 8:06:23 AM
Easystreet$25.001/4/2012 2:58:54 AM
Zuzu$25.001/4/2012 3:38:02 AM
sc5$25.001/4/2012 4:57:26 AM
green28$100.001/4/2012 4:31:34 AM
TigerForce$25.001/4/2012 6:07:49 AM
PaulW$25.001/4/2012 5:06:19 AM
peace-cell2$31.841/4/2012 6:22:59 AM
Aimvest$25.001/4/2012 9:10:41 AM
educationfirst$50.001/4/2012 9:10:48 AM
mtquan$25.001/4/2012 9:12:23 AM
Digs$25.001/4/2012 6:52:22 AM
moola-hercules1$25.001/4/2012 6:55:35 AM
downtownfarm$25.001/4/2012 6:43:56 AM
metro457$100.001/4/2012 7:36:29 AM
porter22$25.001/4/2012 8:31:27 AM
valiant-money$50.001/4/2012 8:32:05 AM
Leshan$100.001/4/2012 8:39:17 AM
heroic-compassion6$50.031/4/2012 8:26:55 AM
gjm6d$25.001/4/2012 9:07:46 AM
InvestorPartners$25.001/4/2012 9:06:45 AM
prohelper$25.001/4/2012 9:09:35 AM
EarlyRiser$299.001/4/2012 9:11:42 AM
fcrick$25.001/4/2012 9:14:26 AM
TrustPlus$40.001/4/2012 9:16:45 AM
lender2611$25.001/4/2012 9:39:49 AM
Ven58$25.001/4/2012 9:20:54 AM
ommcd$25.001/4/2012 9:26:45 AM
Kaj$25.001/4/2012 9:28:47 AM
rescue$100.001/4/2012 9:31:30 AM
Tradesmanlender$25.001/4/2012 9:32:28 AM
corporatejim$35.651/4/2012 10:14:30 AM
compoundinterest$50.001/4/2012 9:38:03 AM
ErsatzMike$50.001/4/2012 9:46:39 AM
the-kinetic-nickel$25.001/4/2012 12:42:29 PM
market-aspen9$25.001/4/2012 1:36:57 PM
impartial-benefit1$25.001/4/2012 9:58:40 AM
repaymeplease$25.001/4/2012 2:09:31 PM
Rulea72$25.001/4/2012 2:13:22 PM
randsenterprise$25.001/4/2012 10:02:45 AM
Weaverville$25.001/4/2012 10:28:15 AM
Mrs-Honeydew$25.001/4/2012 2:21:34 PM
gold-gazelle$25.001/4/2012 2:25:50 PM
enriching-dollar1$100.001/4/2012 10:29:32 AM
Tylerh$250.001/4/2012 2:54:13 PM
breadbroker$25.001/4/2012 11:22:57 AM
bonus-quark4$25.001/4/2012 11:37:44 AM
credit-investor5$50.001/4/2012 11:46:02 AM
promise2$50.001/4/2012 12:16:53 PM
nikkiesgrandma$25.001/4/2012 12:05:03 PM
brondero$75.001/4/2012 12:21:41 PM
3_boyz$57.351/4/2012 3:53:26 PM
Nicedad72$25.701/4/2012 4:03:57 PM
radforj22$48.781/4/2012 1:53:54 PM
Rockymtnhi$25.001/4/2012 1:54:30 PM
donloah$25.001/4/2012 2:11:03 PM
money-socrates3$25.001/4/2012 2:58:23 PM
patriot384$80.001/4/2012 2:58:21 PM
smallbizrule$25.001/4/2012 3:30:12 PM
gain-expert$25.001/4/2012 3:12:51 PM
masonn$50.001/4/2012 3:14:41 PM
ethical-truth211$1,000.001/4/2012 3:25:00 PM
Munnie$25.001/4/2012 4:03:46 PM
duty-explosion9$34.921/4/2012 4:11:49 PM
Ruckus888$250.001/4/2012 4:00:05 PM
KryptonWare-com$51.601/4/2012 4:02:24 PM
165 Investments
 
Borrower Payment Dependent Notes Series 548083
This series of Notes was issued and sold upon the funding of the borrower loan #58534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $321.45
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1996 Debt/Income ratio: 17%
Credit score: 760-779 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 17Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 50 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,451Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 71%  
   Homeownership: Yes  
Screen name: fund-halibut6 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 100% ) 760-779 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
780-799 (Mar-2011)
 
Principal balance: $9,603.95 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
freedom loan
Purpose of loan:
This loan will be used to...
Pay down a few high interest credit cards and cancel the cards.
My financial situation:
I am a good candidate for this loan because...i have a great pay history and a stable job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vutah$25.001/2/2012 5:10:49 PM
processor115$100.001/2/2012 6:48:04 PM
green-trade-dolphin2$29.841/2/2012 5:02:34 PM
money-booster2$50.001/2/2012 7:37:19 PM
logical-moola4$50.001/2/2012 5:11:17 PM
capital-marsupial3$25.001/2/2012 5:13:35 PM
4est$25.001/2/2012 6:51:48 PM
deal-searcher1$50.001/3/2012 12:24:05 AM
money-booster2$50.001/2/2012 7:37:24 PM
generous-deal6$25.001/2/2012 7:53:35 PM
ualf$50.001/3/2012 4:18:00 AM
Tscheddar$25.001/3/2012 6:22:07 AM
Marfloogan$25.001/3/2012 6:47:39 AM
brightest-credit-engine$50.001/3/2012 9:48:38 AM
cerebral-auction950$100.001/3/2012 8:05:29 AM
svjeller$25.001/3/2012 8:20:52 AM
scrappy-leverage6$25.001/3/2012 9:50:02 AM
AFairDeal$25.001/3/2012 9:50:09 AM
majestic-repayment3$25.001/3/2012 9:05:41 AM
notabanker$75.001/3/2012 9:57:10 AM
BxRealtor$25.001/3/2012 9:48:04 AM
brilliant-loyalty7$25.001/3/2012 9:49:45 AM
WilliamLeeSims$25.001/3/2012 9:53:08 AM
jazz619$25.001/3/2012 9:53:48 AM
commanding-treasure2$50.001/3/2012 9:54:44 AM
the-bright-velocity$25.001/3/2012 9:56:12 AM
johngaltline$25.001/3/2012 9:58:42 AM
trade-burrito4$35.001/3/2012 9:59:21 AM
brainy-return234$25.001/3/2012 10:01:09 AM
erwincohen$25.001/3/2012 10:01:37 AM
Winged_Inspirations$50.001/3/2012 10:02:49 AM
cordial-bonus$25.001/3/2012 10:04:21 AM
selector568$300.001/3/2012 10:13:41 AM
Earn_money$25.461/3/2012 10:06:42 AM
successful-agreement7$100.001/3/2012 10:14:10 AM
bb575$50.001/3/2012 10:18:55 AM
repaymeplease$25.001/3/2012 10:19:12 AM
wampum-chorus3$25.001/3/2012 10:19:48 AM
Sneezie$100.001/3/2012 10:20:05 AM
factcheck$50.001/3/2012 10:21:18 AM
brilliant-market680$100.001/3/2012 10:09:39 AM
vinayski$25.001/3/2012 10:11:37 AM
top-courteous-peso$75.001/3/2012 10:11:39 AM
heavy_ax$25.001/3/2012 10:13:33 AM
market-solstice2$25.001/3/2012 10:29:52 AM
awwaww$25.001/3/2012 10:15:03 AM
jamiee73$25.001/3/2012 10:17:40 AM
GranCarol$25.001/3/2012 10:18:06 AM
edaguy$75.001/3/2012 10:21:06 AM
kenji4861$25.001/3/2012 10:21:55 AM
tolerant-dime2$25.001/3/2012 11:39:01 AM
hitsman$50.001/3/2012 10:26:15 AM
WhatItIs$200.001/3/2012 12:30:47 PM
puifais$50.001/3/2012 10:27:33 AM
dinero-path5$50.001/3/2012 12:57:59 PM
riproaringrapids$50.001/3/2012 10:27:49 AM
organized-payment6$50.001/3/2012 1:06:04 PM
greenback-investor7$100.001/3/2012 10:29:39 AM
rupee-equation2$25.001/3/2012 10:30:13 AM
greenback-guard$25.001/3/2012 1:27:19 PM
income-banjo$25.001/3/2012 10:34:17 AM
ddog0224$25.001/3/2012 10:32:16 AM
natdwg$30.001/3/2012 10:45:10 AM
cybernosha$25.001/3/2012 10:40:41 AM
kind-bid-antioxidant$27.621/3/2012 11:07:28 AM
adaboy65$40.001/3/2012 2:58:40 PM
fantastic-investment9$30.001/3/2012 3:36:59 PM
atbright$25.001/3/2012 3:53:21 PM
nuclearmoose$50.001/3/2012 5:09:25 PM
Jwalker11$30.001/3/2012 2:01:51 PM
giftgold$25.001/3/2012 2:06:53 PM
dor$25.001/3/2012 3:16:29 PM
Leshan$39.811/3/2012 3:36:16 PM
power-samurai$25.001/3/2012 3:48:40 PM
lounges$25.001/3/2012 4:41:15 PM
payout-motivator0$75.001/3/2012 5:13:08 PM
yank918$25.001/3/2012 5:29:05 PM
ricklip$100.001/3/2012 5:32:39 PM
yield-hut$25.001/3/2012 7:29:18 PM
gjm6d$25.001/3/2012 5:37:21 PM
x32248$25.001/3/2012 8:06:16 PM
bugleusmc$25.001/3/2012 9:40:51 PM
emphatic-responsibility$25.001/4/2012 2:30:28 AM
loyalty-circuitry$100.001/3/2012 6:00:58 PM
leverage-gravitas$25.001/3/2012 6:44:41 PM
LateOneNight$300.001/3/2012 7:36:48 PM
susurrus$50.001/3/2012 7:57:02 PM
20mule$400.001/3/2012 7:58:52 PM
downtownfarm$25.001/4/2012 6:43:57 AM
TBCapitol$100.001/4/2012 7:52:21 AM
first-serene-credit$25.001/4/2012 8:06:43 AM
attractive-duty9$25.001/4/2012 1:41:35 AM
rdrloan$50.001/4/2012 8:42:56 AM
PaulW$25.001/4/2012 5:07:42 AM
green28$100.001/4/2012 4:29:35 AM
coin-amigo$25.001/4/2012 5:25:40 AM
income-vault6$25.001/4/2012 9:14:05 AM
ikaika1$25.001/4/2012 6:55:26 AM
friendinmoney$25.001/4/2012 8:08:55 AM
Clambake$25.001/4/2012 9:19:19 AM
wilchik$25.001/4/2012 8:22:33 AM
porter22$25.001/4/2012 8:31:27 AM
gentle-gain235$50.001/4/2012 8:15:39 AM
RgPro$25.001/4/2012 9:24:29 AM
Syzygy$25.001/4/2012 9:07:52 AM
Aimvest$25.001/4/2012 9:10:41 AM
skuba$75.001/4/2012 9:10:06 AM
Millmanator$25.001/4/2012 9:12:55 AM
compoundinterest$50.001/4/2012 9:38:03 AM
Jay_Tee$50.001/4/2012 9:17:32 AM
TWGCJ$25.001/4/2012 9:15:02 AM
LarWit1512$25.001/4/2012 9:41:37 AM
phaded$25.001/4/2012 9:57:15 AM
bison667$25.001/4/2012 9:57:25 AM
Proactive-Financial-Lending$25.001/4/2012 9:29:11 AM
Bank42$25.001/4/2012 9:29:52 AM
minista$25.001/4/2012 9:32:10 AM
Tradesmanlender$25.001/4/2012 9:32:28 AM
sjlender$100.001/4/2012 9:36:27 AM
DadWarbucks$25.001/4/2012 9:41:57 AM
syounker$25.001/4/2012 9:47:09 AM
promise2$72.851/4/2012 12:17:58 PM
TigerForce$25.001/4/2012 12:51:59 PM
impartial-benefit1$50.001/4/2012 9:57:16 AM
Rockymtnhi$50.001/4/2012 1:49:56 PM
Solid-Platinum$30.001/4/2012 1:59:36 PM
Popular-Leaf$25.501/4/2012 10:14:53 AM
bluflame9940$25.001/4/2012 10:21:15 AM
Weaverville$25.001/4/2012 10:28:16 AM
enriching-dollar1$100.001/4/2012 10:29:32 AM
Tylerh$250.001/4/2012 2:54:13 PM
investment-comet$25.001/4/2012 11:36:50 AM
money-socrates3$25.001/4/2012 3:00:22 PM
just-loyalty643$50.001/4/2012 11:42:20 AM
gain-expert$25.001/4/2012 3:13:34 PM
themoneydoctor$64.331/4/2012 11:48:34 AM
adventurous-treasure2$50.001/4/2012 11:16:25 AM
moola-gondola1$200.001/4/2012 12:06:33 PM
julijask$25.001/4/2012 11:31:27 AM
masonn$100.001/4/2012 3:25:26 PM
the-kinetic-nickel$25.001/4/2012 12:42:30 PM
devoider$25.001/4/2012 12:27:13 PM
Ruckus888$250.001/4/2012 4:00:42 PM
obedient-loan1$200.001/4/2012 1:58:43 PM
radforj22$50.001/4/2012 1:54:35 PM
Allyson-Prosper$25.001/4/2012 1:57:00 PM
gold-gazelle$25.001/4/2012 2:25:50 PM
market-maximizer472$100.001/4/2012 2:50:55 PM
Ripsaw4U$50.001/4/2012 3:22:28 PM
damage$25.001/4/2012 5:12:44 PM
smallbizrule$25.001/4/2012 3:31:40 PM
Munnie$25.001/4/2012 4:03:46 PM
Byrd24$100.001/4/2012 4:42:06 PM
aabadabadoo$25.001/4/2012 5:19:23 PM
rolltide09$25.001/4/2012 5:05:19 PM
w3alter$50.001/4/2012 5:20:22 PM
damage$25.001/4/2012 5:12:38 PM
High-flyer$25.001/4/2012 5:22:55 PM
mammalian4$25.001/4/2012 5:24:07 PM
kevin314$25.001/4/2012 5:19:14 PM
focused-benefit3$30.001/4/2012 5:25:43 PM
indomitable-coin$25.001/4/2012 5:45:37 PM
american6$50.001/4/2012 5:26:37 PM
lagnisiruk$25.001/4/2012 5:29:50 PM
greenback-seagull2$50.001/4/2012 5:52:36 PM
ExtraIncome$25.001/4/2012 5:55:17 PM
value-wind0$25.001/4/2012 5:59:06 PM
genius520$50.001/4/2012 5:45:06 PM
fcrick$25.001/4/2012 5:38:16 PM
determined-revenue1$35.001/4/2012 5:46:54 PM
life-is-great$25.001/4/2012 5:50:14 PM
yennib$25.001/4/2012 5:55:32 PM
krajne$50.001/4/2012 6:04:40 PM
reinforced-reward$25.001/4/2012 5:56:21 PM
Elefunt$25.001/4/2012 6:06:50 PM
RJN$25.001/4/2012 6:07:14 PM
miket71$30.001/4/2012 6:07:18 PM
secureincome$1,333.001/4/2012 6:08:55 PM
178 Investments
 
Borrower Payment Dependent Notes Series 548085
This series of Notes was issued and sold upon the funding of the borrower loan #58575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-06-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1994 Debt/Income ratio: 14%
Credit score: 740-759 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 20 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $39,478Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: Yes  
Screen name: exchange-walnut Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to purchase more equipment to grow my business.

My financial situation:
I am a good candidate for this loan because I am a responsible person - college educated, full time employment as an accountant, home owner, and business owner. I've never been late on my mortgage in ten years which is a testament to my fiscal diligence to my responsibilities.

In addition to my full time job where I gross $100,000, my ATM business grosses $80,000 per year. The business has been operating since the end of 2004. Most of the profits from the business have been reinvested in order to increase the number of locations where my machines are located.


Monthly net income: $7400.00
Housing: $2500.00
Insurance: $112.00
Car expenses: $300.00 (gasoline)
Utilities: $400.00
Phone, cable, internet: $225.00
Food, entertainment: $600.00
Clothing, household expenses: $400.00
Credit cards and other loans: $900.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
commanding-treasure2$50.001/3/2012 9:54:49 AM
AndChicksforFree$25.001/3/2012 9:24:20 AM
money-booster2$25.001/3/2012 9:35:56 AM
money-booster2$35.001/3/2012 9:35:45 AM
AFairDeal$25.001/3/2012 9:50:24 AM
WilliamLeeSims$25.001/3/2012 9:53:21 AM
selector568$300.001/3/2012 10:13:45 AM
Investor_DP$100.001/3/2012 10:07:57 AM
successful-agreement7$100.001/3/2012 10:14:21 AM
kenji4861$25.001/3/2012 10:22:28 AM
hitsman$50.001/3/2012 10:26:26 AM
puifais$50.001/3/2012 10:27:38 AM
rupee-equation2$25.001/3/2012 10:30:16 AM
greenback-guard$25.001/3/2012 1:27:22 PM
one-midas$35.001/3/2012 4:21:54 PM
cattlebaron$25.001/3/2012 11:12:57 PM
loyalty-circuitry$50.001/3/2012 6:02:48 PM
downtownfarm$25.001/4/2012 6:44:02 AM
enriching-dollar1$100.001/4/2012 10:29:36 AM
Tylerh$250.001/4/2012 2:54:19 PM
balance-windmill8$25.001/4/2012 1:09:34 PM
Bank_Of_XL$25.001/4/2012 2:20:57 PM
edaguy$25.001/4/2012 5:29:05 PM
houli123$175.001/4/2012 5:46:24 PM
scrappy-leverage6$25.001/4/2012 6:17:27 PM
agbullet55443$100.001/4/2012 10:08:22 PM
gold-pudding6$60.001/5/2012 5:47:54 AM
Weaverville$25.001/5/2012 9:25:53 AM
wealth-infusion6$100.001/5/2012 9:18:43 AM
E_G$50.001/5/2012 9:21:00 AM
KLCRAY$25.001/5/2012 9:40:18 AM
mattbly$25.001/5/2012 3:02:53 PM
generous-peace4$30.001/5/2012 3:58:40 PM
chicago_shark$25.001/5/2012 4:03:37 PM
ConchRepublican$100.001/5/2012 12:13:27 PM
coalescent$25.001/5/2012 4:39:55 PM
cello1$25.001/5/2012 4:51:43 PM
JSON$25.001/5/2012 1:47:14 PM
JJ9876$25.001/5/2012 1:52:55 PM
SBT$50.001/5/2012 2:59:40 PM
basis-mate7$25.001/5/2012 2:35:35 PM
astute-benjamins$50.001/5/2012 2:38:33 PM
merciful-return164$166.291/5/2012 3:23:55 PM
five-star-order1$250.001/5/2012 3:42:13 PM
finance-amusement4$100.001/5/2012 3:09:02 PM
SweatyBalls$25.001/5/2012 3:15:53 PM
brainy-repayment5$39.571/5/2012 3:20:00 PM
greenback-investor7$100.001/5/2012 5:20:27 PM
robust-marketplace2$25.001/5/2012 4:01:31 PM
invest-in-ed$250.001/5/2012 4:36:53 PM
hopheadmike$40.001/5/2012 5:01:12 PM
aguru54$25.001/5/2012 4:31:03 PM
Tideman$50.001/5/2012 4:40:02 PM
the-profit-oracle$25.001/5/2012 5:29:19 PM
Larry1001$25.001/5/2012 4:55:58 PM
gadget7$28.341/5/2012 5:09:41 PM
Q9-X3$42.841/5/2012 5:38:46 PM
GCInvestments$25.001/5/2012 5:08:28 PM
stollcm$25.001/5/2012 5:11:10 PM
cognizant-p2p$25.001/5/2012 5:45:05 PM
integrity-trumpet$50.001/5/2012 5:46:38 PM
BxRealtor$25.001/5/2012 5:28:22 PM
asya$25.001/5/2012 5:58:32 PM
Hiro07$25.001/5/2012 5:59:40 PM
bountiful-durability$50.001/5/2012 6:02:27 PM
Mailmon$25.001/5/2012 6:21:56 PM
mick3456$25.001/5/2012 6:40:33 PM
penny-firestarter$50.001/5/2012 5:44:06 PM
be_wise$25.001/5/2012 7:09:10 PM
gluon$35.001/5/2012 5:51:29 PM
Jeon303$25.001/5/2012 7:15:15 PM
magical-durability9$25.001/5/2012 7:20:12 PM
Cubsfan07$25.001/5/2012 7:22:30 PM
american6$50.001/5/2012 5:54:52 PM
vulgy$50.001/5/2012 7:29:10 PM
leverage-grove6$25.001/5/2012 6:01:39 PM
no_agenda_lender$25.001/5/2012 6:03:56 PM
lucrative-transparency0$53.001/5/2012 6:04:15 PM
Stockpicker$50.001/5/2012 8:07:17 PM
capital-zoo$25.001/5/2012 8:08:59 PM
Kerosene_Hat$25.001/5/2012 8:29:23 PM
bill-mushroom$50.001/5/2012 5:54:31 PM
he-shoots-he-scores$75.001/5/2012 5:58:30 PM
reinforced-velocity158$50.001/5/2012 9:42:27 PM
sjc224$25.001/5/2012 7:05:57 PM
grasshopper55$50.001/5/2012 9:53:38 PM
ejdirin$25.001/5/2012 6:02:36 PM
forthright-durability$25.001/5/2012 7:11:51 PM
FLSmooth$50.001/5/2012 11:16:38 PM
nickel-synapse$25.001/5/2012 11:39:48 PM
bold-sunny-generosity$25.001/5/2012 6:26:27 PM
unger$200.111/5/2012 7:17:27 PM
bellach$25.001/6/2012 1:48:56 AM
dynamic-platinum$25.001/5/2012 6:50:52 PM
powerful-finance7$25.001/6/2012 3:13:25 AM
freebush69$450.001/5/2012 7:38:25 PM
credible-balance0$25.001/6/2012 3:34:04 AM
rob1971$50.001/5/2012 7:41:44 PM
interest-satellite$25.001/6/2012 4:28:56 AM
northern_paddler$25.001/5/2012 7:58:09 PM
green28$68.941/6/2012 4:34:34 AM
0600Zulu$50.001/6/2012 5:18:29 AM
SelectTrustLending$25.001/5/2012 8:23:12 PM
Dcoy$25.001/6/2012 5:44:01 AM
Spaceman838$25.001/6/2012 5:48:53 AM
RYNO-THE-GYNO$25.001/5/2012 8:32:42 PM
neelgagan$100.001/5/2012 8:34:36 PM
unforgettable-nickel2$25.001/5/2012 8:56:10 PM
Laxa$25.001/6/2012 6:15:36 AM
Brittle$25.001/5/2012 7:34:20 PM
tpcnet$31.601/6/2012 6:22:56 AM
sqdrew$25.001/5/2012 9:34:46 PM
NOLAfam$33.001/5/2012 7:42:20 PM
reward-cosmos$25.001/5/2012 7:48:40 PM
economy-popcorn$25.001/5/2012 7:53:13 PM
cgoca$25.001/5/2012 10:14:54 PM
reward-walnut$50.001/6/2012 6:48:02 AM
davez0r$25.001/5/2012 10:29:39 PM
addlending$50.001/5/2012 10:57:23 PM
organized-dedication9$122.001/5/2012 11:21:35 PM
open-minded-benjamins860$25.001/5/2012 8:23:55 PM
SpecialK32$25.001/5/2012 8:27:24 PM
bid-prometheus$30.011/6/2012 2:29:38 AM
sc5$25.001/5/2012 8:49:05 PM
jms1983$25.001/5/2012 8:50:24 PM
octoberfresh$25.001/6/2012 7:20:58 AM
DrNano$50.001/5/2012 8:52:50 PM
pharmkid21$55.951/5/2012 8:57:35 PM
wise-silver-wonder$25.001/6/2012 7:39:32 AM
godsgift73$25.001/6/2012 3:19:45 AM
Cluvnupe06$25.001/6/2012 4:15:07 AM
cashasaurus0$200.001/6/2012 4:46:02 AM
Ragnar$25.001/5/2012 10:58:03 PM
keeper24$25.001/6/2012 5:12:28 AM
sharpchicago$50.001/6/2012 8:51:50 AM
five-star-justice$25.001/6/2012 9:01:12 AM
pie4$134.151/6/2012 12:33:00 AM
whatreality$30.001/6/2012 5:57:00 AM
officer8$25.001/6/2012 9:03:17 AM
credit-coach118$25.001/6/2012 9:05:05 AM
ndhookman$100.001/6/2012 6:03:54 AM
ommcd$25.001/6/2012 9:07:36 AM
sgt-schultz$25.001/6/2012 6:25:15 AM
Ambassador$86.001/6/2012 4:48:17 AM
Ven58$45.001/6/2012 5:04:55 AM
life-is-great$25.001/6/2012 9:09:26 AM
sharpey$25.001/6/2012 6:46:04 AM
top-rate-infusion$25.001/6/2012 6:47:07 AM
Pine_Tavern_Lending$25.001/6/2012 5:14:48 AM
YosemiteSam$25.001/6/2012 5:30:14 AM
gizzywump$25.001/6/2012 9:10:30 AM
ursus$50.001/6/2012 9:10:52 AM
melodious-fairness$25.001/6/2012 9:11:05 AM
loyalty-sherpa$25.001/6/2012 9:11:17 AM
fareast_man$25.001/6/2012 9:11:46 AM
cerebral-dollar773$25.001/6/2012 6:20:26 AM
MacAtk$135.651/6/2012 7:21:43 AM
lend2end$25.001/6/2012 9:13:26 AM
samo102us$25.001/6/2012 9:13:47 AM
nimble-nickel$25.001/6/2012 9:14:40 AM
buzzfan$25.001/6/2012 7:41:07 AM
gold-plane1$50.001/6/2012 6:41:04 AM
slobrewtx$25.001/6/2012 7:43:12 AM
worldly-income2$45.001/6/2012 7:55:39 AM
BleedPurple$25.911/6/2012 8:49:24 AM
jasonj72$25.001/6/2012 7:00:42 AM
UBOtto186$50.001/6/2012 8:52:15 AM
aspire2grow$25.001/6/2012 9:21:33 AM
bazaar-festivity$25.001/6/2012 9:21:38 AM
FinanceEngine$40.001/6/2012 8:54:48 AM
exuberant-funds1$25.001/6/2012 7:19:35 AM
igniter584$25.001/6/2012 9:06:12 AM
dime-historian$34.731/6/2012 7:35:36 AM
first-pragmatic-power$25.001/6/2012 9:22:19 AM
integrity-starter$25.001/6/2012 9:22:35 AM
Nothus$25.001/6/2012 7:51:24 AM
und-alum$25.001/6/2012 9:08:16 AM
Lo0se_mo0se$25.001/6/2012 9:28:57 AM
genius520$50.001/6/2012 9:11:58 AM
credit-maple5$100.001/6/2012 9:12:58 AM
gold-commander0$25.001/6/2012 9:35:15 AM
A-Win-Win$31.001/6/2012 9:05:56 AM
worth-dandelion$100.001/6/2012 9:36:01 AM
rescue$100.001/6/2012 9:36:06 AM
rcm87$50.001/6/2012 9:15:32 AM
piter-to-la-investment$25.001/6/2012 9:07:31 AM
duty-explosion9$75.001/6/2012 9:08:33 AM
prohelper$25.001/6/2012 9:40:48 AM
factcheck$42.951/6/2012 9:13:11 AM
RecoveryLender$25.001/6/2012 9:46:23 AM
wwwUniversal$25.001/6/2012 9:22:09 AM
financial-frenzy$25.001/6/2012 9:23:29 AM
omniviper$25.001/6/2012 9:24:48 AM
CasaDeTomas$30.001/6/2012 9:24:53 AM
JJYossarian$50.001/6/2012 9:25:38 AM
teejay411$100.001/6/2012 9:48:37 AM
jcholloway831$25.001/6/2012 9:49:00 AM
orbital-gain$50.001/6/2012 9:19:10 AM
cablenews$100.001/6/2012 9:50:43 AM
processor115$25.001/6/2012 9:27:05 AM
gold-channel2$25.001/6/2012 9:27:42 AM
sjlender$40.001/6/2012 9:28:03 AM
gallant-economy9$50.001/6/2012 9:28:07 AM
ctgscott$25.001/6/2012 9:53:39 AM
mason13a$25.001/6/2012 9:21:55 AM
red-sincere-fund$25.001/6/2012 9:55:15 AM
josuae$25.001/6/2012 9:57:23 AM
Kame$25.001/6/2012 9:58:37 AM
CAGE-Investments$25.001/6/2012 9:59:50 AM
dynamic-money271$25.001/6/2012 9:34:52 AM
iaffy$25.001/6/2012 9:38:14 AM
compoundinterest$50.001/6/2012 9:28:40 AM
kinetic-openness0$25.001/6/2012 10:01:53 AM
hostbank$100.001/6/2012 10:02:16 AM
cash-reaction2$50.001/6/2012 9:29:11 AM
Aimvest$25.001/6/2012 10:02:40 AM
JLMGroupFunds$25.001/6/2012 9:29:21 AM
brightest-fearless-payout$36.001/6/2012 10:03:24 AM
exciting-responsibility3$25.001/6/2012 10:04:13 AM
progressive-economy261$400.001/6/2012 9:42:15 AM
yield-aurora4$25.001/6/2012 10:06:00 AM
money-bauble$100.001/6/2012 10:06:35 AM
prudent-hope7$25.001/6/2012 10:07:37 AM
hebergee$25.001/6/2012 9:44:55 AM
trapper569$25.001/6/2012 9:46:42 AM
Fahrquar$25.001/6/2012 10:11:32 AM
oplender$25.001/6/2012 10:12:24 AM
treasure-pipeline$25.001/6/2012 10:12:32 AM
Cheburashka$25.001/6/2012 10:14:49 AM
unassassinable$25.001/6/2012 9:47:51 AM
Bread2Lend$100.001/6/2012 10:17:34 AM
janus_god$25.001/6/2012 9:40:21 AM
building-america$25.001/6/2012 9:49:11 AM
vigorous-payment6$25.001/6/2012 9:41:56 AM
wbahl$25.001/6/2012 9:49:45 AM
gulch$25.001/6/2012 9:50:17 AM
sentry256$25.001/6/2012 9:42:17 AM
Tradesmanlender$25.001/6/2012 9:42:49 AM
ttnk62918$25.001/6/2012 9:52:11 AM
reordan$25.001/6/2012 9:52:20 AM
MadHun$200.001/6/2012 9:52:48 AM
appastk$25.001/6/2012 9:52:56 AM
HamachiMan$50.001/6/2012 9:45:42 AM
WonderPup$60.641/6/2012 10:53:24 AM
happy-yield$25.001/6/2012 9:57:38 AM
fervent-repayment$50.001/6/2012 9:47:18 AM
dime-hot-rod7$50.001/6/2012 9:57:41 AM
yield-enlistment$50.001/6/2012 11:02:17 AM
WonderPup$25.001/6/2012 9:47:32 AM
new-truth-chuckler$25.001/6/2012 9:59:34 AM
gold-sushi$25.001/6/2012 9:48:06 AM
toblerone$25.001/6/2012 10:00:10 AM
Kaj$25.001/6/2012 10:00:26 AM
logical-investment4$25.001/6/2012 9:51:35 AM
KwonEnterprises$54.111/6/2012 11:38:24 AM
Sierrahh$25.001/6/2012 9:53:55 AM
leeball$50.001/6/2012 9:54:04 AM
dfealk$25.001/6/2012 9:54:40 AM
EretzCapital$34.251/6/2012 11:48:20 AM
Doodlemeyer$25.001/6/2012 9:56:25 AM
power-rotation7$25.001/6/2012 10:02:51 AM
britgsb$30.001/6/2012 9:57:17 AM
terrific-dough6$75.001/6/2012 10:04:46 AM
hard-working-rate3$100.001/6/2012 9:59:41 AM
Elefunt$25.001/6/2012 10:06:56 AM
orange-brainy-return$25.001/6/2012 10:00:07 AM
nickel-ferret$50.001/6/2012 10:00:22 AM
wampum-chorus3$25.001/6/2012 10:08:06 AM
wise-coin-balance$250.001/6/2012 12:05:06 PM
Midg$25.001/6/2012 12:17:30 PM
revenue-achievement$25.001/6/2012 10:10:10 AM
generosity-battalion0$100.001/6/2012 12:28:04 PM
asmithj$25.001/6/2012 10:12:17 AM
new-poetic-transaction$57.231/6/2012 1:12:56 PM
jam96$25.001/6/2012 10:33:42 AM
ore-leaper1$50.001/6/2012 1:23:15 PM
onaquest66$50.001/6/2012 1:23:30 PM
Cutts$25.001/6/2012 10:49:04 AM
market-assembler$25.001/6/2012 10:07:55 AM
Petiza$37.001/6/2012 10:59:55 AM
important-gold5$50.001/6/2012 11:11:11 AM
disasterlad$300.001/6/2012 10:18:09 AM
reflective-deal8$50.001/6/2012 10:21:34 AM
cordial-affluence2$25.001/6/2012 11:16:53 AM
benefit-position$32.641/6/2012 11:27:47 AM
worthy-commitment7$25.001/6/2012 10:26:40 AM
LahnDi$25.001/6/2012 10:27:05 AM
the-wealth-taxi$25.001/6/2012 11:33:02 AM
horseshoelake$50.001/6/2012 11:37:57 AM
wonderlandkat$25.001/6/2012 10:35:56 AM
lenderob$150.001/6/2012 10:40:59 AM
LianaB$200.001/6/2012 10:42:24 AM
reward-motion$138.371/6/2012 10:47:16 AM
top-diversification-giraffe1$25.001/6/2012 11:54:00 AM
stanthecaddy$37.121/6/2012 11:54:21 AM
Frosty$30.001/6/2012 12:21:35 PM
creative-repayment5$25.001/6/2012 11:19:13 AM
Munnie$25.001/6/2012 11:28:27 AM
ReddInc$200.001/6/2012 1:23:52 PM
upbeat-finance8$25.001/6/2012 11:47:30 AM
onetuxllc$0.601/6/2012 1:33:10 PM
savvycash$25.001/6/2012 12:49:19 PM
moola-monger9$50.001/6/2012 1:03:04 PM
ethicalhumanist$100.001/6/2012 1:22:44 PM
304 Investments
 
Borrower Payment Dependent Notes Series 548107
This series of Notes was issued and sold upon the funding of the borrower loan #58549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-1985 Debt/Income ratio: 39%
Credit score: 720-739 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 13 / 7Length of status:12y 5m
Amount delinquent: $31 Total credit lines: 45 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $472Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: precious-worth8 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:is to consoidate debt
This loan will be used to...pay off debt and combine into one bill

My financial situation: is stable
I am a good candidate for this loan because...I always pay my bilsl on time


Monthly net income: $4,600
Monthly expenses: $
Housing: $1012.00
Insurance: $100.00
Car expenses: $237.00
Utilities: $110.00
Phone, cable, internet: $350.00
Food, entertainment: $400.00
Clothing, household expenses: $150.00
Credit cards and other loans: $534.00
Other expenses: $
$600.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$150.001/2/2012 5:02:35 PM
Danjack_Capital$25.001/2/2012 5:59:27 PM
penny-plato$25.001/2/2012 6:30:02 PM
LittleMingo$25.001/2/2012 5:04:22 PM
vutah$65.001/2/2012 5:06:09 PM
money-booster2$25.001/2/2012 7:37:01 PM
handy-justice$50.001/2/2012 5:10:19 PM
AndChicksforFree$25.001/2/2012 5:20:36 PM
nimble-money086$25.001/2/2012 8:59:50 PM
SolarMoonshine$25.001/2/2012 5:44:10 PM
LuvToLend$25.001/2/2012 8:20:29 PM
velocity-gala$250.001/2/2012 9:18:09 PM
calimanusa$50.001/2/2012 9:49:59 PM
high_flyer$100.001/3/2012 8:14:32 AM
riveting-credit5$50.001/3/2012 2:06:50 AM
sensible-fund$25.001/3/2012 4:14:15 AM
klend4$25.001/3/2012 6:47:45 AM
SecondChanceLendingSERV$25.001/3/2012 8:40:31 AM
WilliamLeeSims$25.001/3/2012 9:53:09 AM
camaraderi-aspen$100.001/3/2012 9:21:21 AM
fiserve4u$75.001/3/2012 9:41:15 AM
scrappy-leverage6$25.001/3/2012 9:50:02 AM
EngineersAlliance$150.001/3/2012 9:50:40 AM
worthy-bid8$50.001/3/2012 10:08:37 AM
nimble-revenue5$50.001/3/2012 10:12:04 AM
dudebrah$25.001/3/2012 10:05:56 AM
economy-shrubbery6$25.001/3/2012 10:07:04 AM
Investor_DP$100.001/3/2012 10:08:13 AM
nimble-revenue5$50.001/3/2012 10:12:25 AM
selector568$300.001/3/2012 10:13:55 AM
successful-agreement7$35.001/3/2012 10:14:11 AM
31 Investments
 
Borrower Payment Dependent Notes Series 548124
This series of Notes was issued and sold upon the funding of the borrower loan #58560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Jan-02-2012 
Term: 60 months Listing End date:  Jan-05-2012 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 11.76% Monthly payment: $154.09
 
Lender servicing fee: 1.00% Effective Yield*: 10.53%  
Estimated return*: 9.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-1998 Debt/Income ratio: 9%
Credit score: 780-799 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 17 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,958Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 27%  
   Homeownership: Yes  
Screen name: SMMII Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to get new cabinet and counter tops for my kitchen and bathrooms.

My financial situation:
I am a good candidate for this loan because I pay all of my bills on time and I have good stable employment which will allow me to pay this loan off.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$27.561/2/2012 5:02:36 PM
money-booster2$50.001/2/2012 7:36:14 PM
unbelievable-value2$35.001/2/2012 8:00:39 PM
Theodon$25.001/2/2012 5:25:28 PM
susurrus$50.001/2/2012 5:40:15 PM
processor115$100.001/2/2012 6:48:05 PM
deal-searcher1$50.001/3/2012 12:24:05 AM
money-booster2$75.001/2/2012 7:36:25 PM
tomdooley12520$25.001/3/2012 6:12:25 AM
ualf$50.001/3/2012 4:18:01 AM
commanding-treasure2$50.001/3/2012 9:54:45 AM
brilliant-loyalty7$25.001/3/2012 9:49:45 AM
WilliamLeeSims$25.001/3/2012 9:53:09 AM
cash-merry-maker$25.001/3/2012 10:11:20 AM
neighborly-hope6$100.001/3/2012 10:02:51 AM
cebgop$25.001/3/2012 10:07:19 AM
lendersf$50.001/3/2012 10:09:44 AM
AmericanCredit$50.001/3/2012 10:22:43 AM
meux99$25.001/3/2012 10:33:35 AM
hitsman$50.001/3/2012 10:26:16 AM
established-hope5$50.001/3/2012 12:01:25 PM
puifais$50.001/3/2012 10:27:33 AM
income-banjo$25.001/3/2012 10:34:17 AM
themoneydoctor$150.001/3/2012 12:19:35 PM
pnace$50.001/3/2012 12:58:41 PM
dinero-path5$50.001/3/2012 12:58:00 PM
weiyinsan$25.001/3/2012 1:22:26 PM
Wangersinc$50.001/3/2012 2:49:28 PM
atbright$25.001/3/2012 3:53:21 PM
kenji4861$25.001/3/2012 5:39:43 PM
loyalty-circuitry$100.001/3/2012 6:00:59 PM
vine99$115.001/3/2012 7:04:13 PM
irishalaskan$25.001/3/2012 9:40:16 PM
loanman2007$100.001/4/2012 5:20:36 AM
alpinaut$25.001/4/2012 5:55:55 AM
Aimvest$25.001/4/2012 9:10:41 AM
downtownfarm$25.001/4/2012 6:43:57 AM
first-funds-palace$25.001/4/2012 10:02:29 AM
enriching-dollar1$100.001/4/2012 10:29:32 AM
lounges$25.001/4/2012 9:37:31 AM
Firescreek$25.001/4/2012 9:54:33 AM
Rockymtnhi$50.001/4/2012 1:45:01 PM
Weaverville$50.001/4/2012 10:27:01 AM
tolerant-dime2$25.001/4/2012 11:42:45 AM
mozzarella$25.001/4/2012 4:30:48 PM
donloah$25.001/4/2012 2:11:04 PM
gold-gazelle$25.001/4/2012 2:25:50 PM
first-favorite-bonus9$25.001/4/2012 5:07:27 PM
Tylerh$250.001/4/2012 2:54:13 PM
masonn$100.001/4/2012 3:25:26 PM
Horse-Lender$25.011/4/2012 5:24:39 PM
indomitable-coin$25.001/4/2012 5:45:37 PM
american6$50.001/4/2012 5:26:37 PM
velocity-solo$25.001/4/2012 6:00:36 PM
houli123$175.001/4/2012 5:47:14 PM
freedomist$25.001/4/2012 6:35:29 PM
flergum$66.881/4/2012 10:06:14 PM
availableloan$25.001/4/2012 10:10:12 PM
totoro$25.001/4/2012 9:32:27 PM
Binan$25.001/5/2012 6:01:23 AM
Zipperdu$40.001/5/2012 4:03:13 AM
MiniBank998$25.001/5/2012 4:03:43 AM
suave-dollar$25.001/5/2012 4:47:36 AM
Eaglehigh$25.001/5/2012 5:02:24 AM
danf2201$25.001/5/2012 7:14:55 AM
Duchdad$25.001/5/2012 9:28:06 AM
jaunt198$50.001/5/2012 9:31:12 AM
wealth-infusion6$100.001/5/2012 9:18:39 AM
KLCRAY$25.001/5/2012 9:40:16 AM
efficient-marketplace$25.001/5/2012 9:44:19 AM
Pizza-man$50.001/5/2012 9:44:22 AM
Clambake$25.001/5/2012 9:45:43 AM
inventive-wealth2$25.001/5/2012 9:46:49 AM
brazilofmux$100.001/5/2012 9:47:07 AM
best-elevated-social$25.001/5/2012 9:47:18 AM
britgsb$30.001/5/2012 9:47:46 AM
the-auction-lotus$25.001/5/2012 9:48:28 AM
firewomin$25.001/5/2012 9:48:56 AM
pawsitive$25.001/5/2012 9:50:06 AM
Castellan$50.001/5/2012 9:51:42 AM
1phantom$25.001/5/2012 9:53:46 AM
LowLeftJim$25.001/5/2012 9:56:02 AM
math1973$50.001/5/2012 9:32:12 AM
gallant-economy9$50.001/5/2012 9:58:57 AM
Namrok$25.001/5/2012 10:00:07 AM
riproaringrapids$50.001/5/2012 10:00:14 AM
igniter584$25.001/5/2012 10:01:50 AM
don8ter$50.001/5/2012 9:38:08 AM
valiant-liberty4$25.001/5/2012 9:43:47 AM
figs4u2$100.001/5/2012 9:44:40 AM
nickel-ferret$50.001/5/2012 10:06:10 AM
GradEcon$33.001/5/2012 10:06:51 AM
fcukciti$35.001/5/2012 10:07:13 AM
BxRealtor$25.001/5/2012 10:08:39 AM
BiggestG$25.001/5/2012 9:45:14 AM
pine643$25.001/5/2012 10:46:16 AM
bid-papyrus$25.001/5/2012 9:42:51 AM
diverse-felicity7$50.001/5/2012 9:49:14 AM
MilitaryAV8R$25.001/5/2012 11:51:48 AM
unrivaled-silver$25.001/5/2012 9:51:52 AM
SanJoser$25.001/5/2012 9:53:03 AM
p1k4blu$25.001/5/2012 9:54:20 AM
ultimatepaintball$25.001/5/2012 9:55:13 AM
gracej$25.001/5/2012 9:55:55 AM
value-pouch$25.001/5/2012 9:49:54 AM
skuba$75.001/5/2012 9:50:25 AM
MicroL$25.001/5/2012 9:52:04 AM
RusRobo$25.001/5/2012 9:53:13 AM
marketplace-cello5$25.001/5/2012 9:53:25 AM
ricklip$100.001/5/2012 9:53:52 AM
platinum-genetics$25.001/5/2012 9:59:21 AM
credit-scout7$50.001/5/2012 9:59:47 AM
fiddlerzvi$50.001/5/2012 9:58:19 AM
vikings23$25.001/5/2012 10:02:24 AM
JJ9876$25.001/5/2012 1:52:53 PM
elasermd$50.001/5/2012 10:04:19 AM
MrDavid$75.001/5/2012 10:04:36 AM
social-juniper5$50.001/5/2012 10:03:18 AM
turbostar666$25.001/5/2012 10:04:39 AM
prudent-payout462$100.001/5/2012 10:25:29 AM
wlm3012$40.001/5/2012 2:23:58 PM
lively-dedication4$25.001/5/2012 2:24:55 PM
emmeyP$25.001/5/2012 10:27:39 AM
GATrust$25.001/5/2012 10:08:14 AM
zwx1997$25.001/5/2012 10:45:55 AM
new-moola-triangulation$25.001/5/2012 3:08:37 PM
intelligent-dedication9$300.001/5/2012 11:27:51 AM
daisuke$50.001/5/2012 11:35:45 AM
autobahn77$25.001/5/2012 3:54:21 PM
ConchRepublican$100.001/5/2012 11:57:32 AM
Zuzu$37.471/5/2012 4:07:47 PM
power-sanctuary5$50.001/5/2012 4:12:02 PM
generosity-battalion0$100.001/5/2012 12:58:19 PM
Ocean713$75.001/5/2012 1:37:45 PM
Explorer789$150.001/5/2012 4:47:08 PM
run26miles$10.081/5/2012 5:00:34 PM
RHIC$25.001/5/2012 1:54:08 PM
SBT$100.001/5/2012 2:57:29 PM
pwkpwk$25.001/5/2012 2:31:59 PM
listing-reformation8$50.001/5/2012 2:57:09 PM
ebusinessagent$25.001/5/2012 3:54:35 PM
mytime06$30.001/5/2012 3:32:13 PM
sequoiapacific$50.001/5/2012 3:59:24 PM
Zarks$25.001/5/2012 3:40:05 PM
coalescent$25.001/5/2012 4:39:54 PM
supersam$200.001/5/2012 4:31:44 PM
146 Investments
 
Borrower Payment Dependent Notes Series 548161
This series of Notes was issued and sold upon the funding of the borrower loan #58616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $141.04
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1995 Debt/Income ratio: 5%
Credit score: 660-679 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 26 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,118Stated income:$50,000-$74,999
Delinquencies in last 7y: 12 Bankcard utilization: 76%  
   Homeownership: No  
Screen name: marketplace-tapestry7 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.001/3/2012 9:20:33 AM
money-booster2$25.001/3/2012 9:32:45 AM
EngineersAlliance$150.001/3/2012 9:50:40 AM
commanding-treasure2$50.001/3/2012 9:54:51 AM
gravbox$25.001/3/2012 10:00:09 AM
BxRealtor$25.001/3/2012 9:48:05 AM
scrappy-leverage6$25.001/3/2012 9:50:05 AM
SolarMoonshine$25.001/3/2012 9:52:33 AM
jazz619$25.001/3/2012 9:53:29 AM
Investor_DP$100.001/3/2012 10:07:58 AM
hitsman$50.001/3/2012 10:26:29 AM
selector568$300.001/3/2012 10:13:45 AM
successful-agreement7$100.001/3/2012 10:14:24 AM
kenji4861$25.001/3/2012 10:22:30 AM
puifais$50.001/3/2012 10:27:41 AM
greenback-guard$25.001/3/2012 1:27:23 PM
WilliamLeeSims$25.001/3/2012 5:20:42 PM
edaguy$75.001/3/2012 5:36:30 PM
loyalty-circuitry$50.001/3/2012 6:02:49 PM
museic1$100.001/4/2012 3:24:49 AM
downtownfarm$25.001/4/2012 6:44:03 AM
metro457$100.001/4/2012 7:36:30 AM
scoobiedoo$50.001/4/2012 8:30:32 AM
enriching-dollar1$100.001/4/2012 10:29:36 AM
Tylerh$250.001/4/2012 2:54:20 PM
gold-gazelle$25.001/4/2012 2:25:50 PM
ethical-truth211$100.001/4/2012 3:35:45 PM
masonn$100.001/4/2012 3:25:27 PM
processor115$25.001/4/2012 5:08:30 PM
wwwUniversal$25.001/4/2012 5:12:29 PM
jgar_O$25.001/4/2012 5:37:18 PM
orbital-velocity7$50.001/4/2012 5:22:14 PM
bountiful-durability$50.001/4/2012 5:53:15 PM
first-pragmatic-power$25.001/4/2012 5:59:40 PM
dynamic-money271$25.001/4/2012 6:01:34 PM
Domgabriel$30.001/4/2012 6:45:04 PM
order-supernova6$25.001/4/2012 7:20:54 PM
antlr$50.001/4/2012 9:26:44 PM
houli123$200.001/5/2012 2:30:15 AM
gold-pudding6$60.001/5/2012 5:47:55 AM
gold-plane1$25.001/5/2012 6:17:17 AM
cberthiaume$25.001/5/2012 7:28:58 AM
wealth-infusion6$100.001/5/2012 9:18:43 AM
ericgassercom$25.001/5/2012 9:19:53 AM
E_G$50.001/5/2012 9:21:01 AM
DS84$39.971/5/2012 9:31:38 AM
Weaverville$25.001/5/2012 9:25:54 AM
bazaar-festivity$25.001/5/2012 9:48:59 AM
ttnk62918$25.001/5/2012 9:35:53 AM
janus_god$25.001/5/2012 9:55:05 AM
KLCRAY$25.001/5/2012 9:40:19 AM
ConchRepublican$100.001/5/2012 12:13:27 PM
genius520$50.001/5/2012 9:56:41 AM
JSON$25.001/5/2012 1:47:14 PM
income-cosmos4$50.001/5/2012 1:49:58 PM
market-pudding$25.001/5/2012 1:53:49 PM
jj916$40.001/5/2012 1:57:46 PM
ddog0224$25.001/5/2012 2:08:34 PM
dollarboy$25.001/5/2012 2:19:22 PM
wlm3012$40.001/5/2012 2:19:41 PM
seabassx$25.001/5/2012 2:29:48 PM
pine643$25.001/5/2012 10:51:10 AM
basis-mate7$25.001/5/2012 2:35:36 PM
pythia$25.001/5/2012 11:05:41 AM
pilot388$25.001/5/2012 11:49:13 AM
mindful-deal289$25.001/5/2012 12:29:59 PM
bold-sunny-generosity$25.001/5/2012 12:10:09 PM
susurrus$25.001/5/2012 12:47:12 PM
DreDub$50.001/5/2012 12:56:13 PM
BayTech$25.001/5/2012 12:58:37 PM
generosity-battalion0$50.001/5/2012 1:32:59 PM
Manvel$25.001/5/2012 12:55:17 PM
awesome-yield7$25.001/5/2012 1:24:59 PM
dordee$60.001/5/2012 2:04:25 PM
myextracash$25.001/5/2012 2:25:54 PM
JJ9876$25.001/5/2012 1:52:56 PM
SomebodysMom$23.031/5/2012 2:36:39 PM
prominence8$32.001/5/2012 1:56:08 PM
the-loyalty-wildebeest$25.001/5/2012 2:04:21 PM
fiserve4u$50.001/5/2012 2:13:49 PM
80 Investments
 
Borrower Payment Dependent Notes Series 548196
This series of Notes was issued and sold upon the funding of the borrower loan #58627, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $139.36
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1999 Debt/Income ratio: 8%
Credit score: 640-659 (Jan-2012) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 2 Current / open credit lines: 7 / 6Length of status:0y 9m
Amount delinquent: $2,084 Total credit lines: 21 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,949Stated income:$50,000-$74,999
Delinquencies in last 7y: 22 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: chooser249 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
College Debt Payoff
Purpose of loan:
This loan will be used to...
I'm paying off the rest of my debt from college. I made a series of poor decisions and am still dealing with the consequences since I still have outstanding, high cost debt.

My financial situation:
I am a good candidate for this loan because...
Since finishing college I've been employed for 3 years without gap. I've paid all my bills since that time regularly every month without being late over the last 2-3 years, I just need to pay off the old debt that is still sitting over my head. I've held auto loans, student loans and low limit credit cards and not been late on any payments during that time period.

Monthly net income: $3,000-4,000
Monthly expenses: $2000
Housing: $487.50
Insurance: $50.00
Car expenses: $0.00
Utilities: $70
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $400
Other expenses: $242.50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.001/3/2012 9:19:46 AM
handy-justice$50.001/3/2012 9:25:25 AM
SolarMoonshine$25.001/3/2012 9:52:00 AM
economy-shrubbery6$25.001/3/2012 10:07:08 AM
Investor_DP$100.001/3/2012 10:08:16 AM
worthy-bid8$50.001/3/2012 10:08:40 AM
edaguy$50.001/3/2012 10:21:33 AM
nimble-revenue5$50.001/3/2012 10:12:08 AM
nimble-revenue5$50.001/3/2012 10:12:28 AM
successful-agreement7$100.001/3/2012 10:14:25 AM
first-pragmatic-power$25.001/3/2012 10:23:31 AM
hitsman$50.001/3/2012 10:26:30 AM
worth-blanket2$2,900.001/3/2012 11:54:26 AM
13 Investments
 
Borrower Payment Dependent Notes Series 548210
This series of Notes was issued and sold upon the funding of the borrower loan #58654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $176.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1999 Debt/Income ratio: 18%
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 6 / 6Length of status:1y 5m
Amount delinquent: $1,538 Total credit lines: 13 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $505Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: luminous-bill0 Borrower's state: Alaska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 4000
Monthly expenses: $ 1000
Housing: $ 550
Insurance: $ 150
Car expenses: $ 500
Utilities: $ 50
Phone, cable, internet: $ 30
Food, entertainment: $ 200
Clothing, household expenses: $
Credit cards and other loans: $ 300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-booster2$25.001/2/2012 7:33:20 PM
tech310$50.001/3/2012 12:20:30 AM
gravbox$25.001/3/2012 10:00:06 AM
commanding-treasure2$50.001/3/2012 9:54:46 AM
Investor_DP$100.001/3/2012 10:07:54 AM
hitsman$50.001/3/2012 10:26:18 AM
successful-agreement7$100.001/3/2012 10:14:13 AM
kenji4861$25.001/3/2012 10:22:24 AM
puifais$50.001/3/2012 10:27:34 AM
worth-blanket2$4,500.001/3/2012 11:54:08 AM
pnace$25.001/3/2012 1:01:47 PM
11 Investments
 
Borrower Payment Dependent Notes Series 548225
This series of Notes was issued and sold upon the funding of the borrower loan #58646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-02-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1985 Debt/Income ratio: 59%
Credit score: 680-699 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 34 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $51,479Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: No  
Screen name: versatile-wealth6 Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$100.001/2/2012 5:04:29 PM
vutah$25.001/2/2012 5:08:01 PM
ultimate-peace$150.001/2/2012 5:02:41 PM
SFBank$50.001/2/2012 5:04:25 PM
money-booster2$50.001/2/2012 7:32:41 PM
velocity-gala$250.001/2/2012 8:52:48 PM
worth-blanket2$3,350.001/2/2012 10:48:36 PM
LuvToLend$25.001/2/2012 8:20:30 PM
8 Investments
 
Borrower Payment Dependent Notes Series 548227
This series of Notes was issued and sold upon the funding of the borrower loan #58509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $321.45
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-2002 Debt/Income ratio: 13%
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 17 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,580Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: Yes  
Screen name: p2p-shrubbery Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 700-719 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
760-779 (Aug-2010)
 
Principal balance: $9,602.12 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to pay off high interest credit cards.

My financial situation:
I am a good candidate for this loan because I have an excellent credit score and my company has been breaking even only eight months after starting the business last year.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
scrappy-leverage6$25.001/3/2012 9:50:05 AM
green-trade-dolphin2$33.081/3/2012 9:02:25 AM
ualf$50.001/3/2012 9:57:47 AM
vutah$25.001/3/2012 10:00:02 AM
money-booster2$50.001/3/2012 9:30:30 AM
brilliant-loyalty7$25.001/3/2012 9:49:46 AM
BxRealtor$25.001/3/2012 9:48:05 AM
AFairDeal$25.001/3/2012 9:50:10 AM
WilliamLeeSims$25.001/3/2012 9:53:13 AM
WilliamLeeSims$25.001/3/2012 9:53:23 AM
jazz619$25.001/3/2012 9:53:48 AM
commanding-treasure2$50.001/3/2012 9:54:52 AM
notabanker$75.001/3/2012 9:57:11 AM
processor115$100.001/3/2012 9:56:51 AM
trade-burrito4$35.001/3/2012 9:59:22 AM
selector568$300.001/3/2012 10:13:46 AM
awwaww$25.001/3/2012 10:15:04 AM
bb575$50.001/3/2012 10:18:55 AM
kenji4861$25.001/3/2012 10:21:57 AM
brilliant-market680$100.001/3/2012 10:09:41 AM
vinayski$25.001/3/2012 10:11:37 AM
elephantparty$35.001/3/2012 10:13:21 AM
successful-agreement7$100.001/3/2012 10:14:25 AM
jamiee73$25.001/3/2012 10:17:41 AM
Sneezie$100.001/3/2012 10:20:05 AM
edaguy$75.001/3/2012 10:21:07 AM
responsive-value4$25.001/3/2012 10:49:00 AM
hitsman$50.001/3/2012 10:26:31 AM
puifais$50.001/3/2012 10:27:42 AM
greenback-investor7$100.001/3/2012 10:29:40 AM
market-solstice2$25.001/3/2012 10:29:54 AM
rupee-equation2$25.001/3/2012 10:30:18 AM
ddog0224$25.001/3/2012 10:32:43 AM
cybernosha$25.001/3/2012 10:40:42 AM
income-banjo$25.001/3/2012 10:34:18 AM
brightest-credit-engine$25.001/3/2012 1:42:09 PM
tolerant-dime2$25.001/3/2012 11:40:54 AM
atbright$25.001/3/2012 3:53:22 PM
lounges$25.001/3/2012 4:41:16 PM
dinero-path5$50.001/3/2012 12:58:01 PM
organized-payment6$50.001/3/2012 1:06:05 PM
greenback-guard$25.001/3/2012 1:27:23 PM
blue-euro-entrepreneur$25.001/3/2012 1:41:30 PM
giftgold$25.001/3/2012 1:50:16 PM
payout-motivator0$75.001/3/2012 5:13:09 PM
Supp0rter$50.001/3/2012 4:43:11 PM
wampum-chorus3$25.001/3/2012 5:10:31 PM
heavy_ax$25.001/3/2012 5:17:27 PM
riproaringrapids$50.001/3/2012 5:26:01 PM
Lo0se_mo0se$25.001/3/2012 8:44:17 PM
investment-comet$25.001/3/2012 9:53:27 PM
loyalty-circuitry$100.001/3/2012 6:01:01 PM
income-safehouse9$100.001/4/2012 3:34:51 AM
green28$100.001/4/2012 4:30:37 AM
LateOneNight$300.001/3/2012 7:36:48 PM
cerebral-dollar773$50.001/3/2012 7:38:17 PM
20mule$400.001/3/2012 7:57:18 PM
deal-searcher1$25.001/3/2012 8:26:07 PM
emphatic-responsibility$25.001/4/2012 2:30:31 AM
gjm6d$25.001/4/2012 9:07:46 AM
alpinaut$30.001/4/2012 5:59:57 AM
downtownfarm$25.001/4/2012 6:44:04 AM
Clambake$25.001/4/2012 9:19:20 AM
first-serene-credit$25.001/4/2012 8:07:02 AM
porter22$25.001/4/2012 8:31:28 AM
Leshan$100.001/4/2012 8:38:47 AM
Syzygy$25.001/4/2012 9:07:52 AM
Bank42$25.001/4/2012 9:28:28 AM
skuba$43.001/4/2012 9:10:06 AM
johngaltline$25.001/4/2012 9:30:57 AM
Aimvest$25.001/4/2012 9:10:42 AM
DadWarbucks$25.001/4/2012 9:41:58 AM
cattlebaron$50.001/4/2012 10:00:33 AM
Tradesmanlender$25.001/4/2012 9:32:29 AM
Weaverville$25.001/4/2012 10:28:16 AM
compoundinterest$27.001/4/2012 9:38:04 AM
enriching-dollar1$100.001/4/2012 10:29:37 AM
circuitfive$25.001/4/2012 9:38:44 AM
nuclearmoose$50.001/4/2012 9:50:04 AM
obedient-loan1$250.001/4/2012 2:05:39 PM
Popular-Leaf$25.501/4/2012 10:15:29 AM
adventurous-treasure2$40.001/4/2012 11:17:03 AM
Tylerh$250.001/4/2012 2:54:21 PM
spursdog$25.001/4/2012 11:31:51 AM
asset-expert0$25.001/4/2012 3:14:47 PM
Ripsaw4U$50.001/4/2012 3:22:29 PM
themoneydoctor$100.001/4/2012 12:00:18 PM
radforj22$25.001/4/2012 1:57:31 PM
Solid-Platinum$30.001/4/2012 2:00:02 PM
gold-gazelle$25.001/4/2012 2:25:51 PM
gain-expert$41.791/4/2012 3:14:27 PM
masonn$100.001/4/2012 3:25:27 PM
astute-benjamins$50.001/4/2012 3:38:47 PM
Ruckus888$250.001/4/2012 4:01:31 PM
Mailmon$25.001/4/2012 4:18:41 PM
Pilotaceh$25.001/4/2012 4:40:27 PM
Byrd24$100.001/4/2012 4:48:16 PM
PXM-Financial$37.001/4/2012 5:04:26 PM
first-friendly-listing$25.001/4/2012 4:54:18 PM
hidavehi$39.001/4/2012 5:05:49 PM
CornerKetch$25.021/4/2012 5:07:00 PM
damage$25.001/4/2012 5:12:38 PM
dbs$25.001/4/2012 5:31:28 PM
bison667$25.001/4/2012 5:39:38 PM
Aaron_Oz$25.001/4/2012 6:04:26 PM
currency-agave$60.001/4/2012 6:06:14 PM
SunsetCoastCapital$25.001/4/2012 6:09:18 PM
jazzlender$50.001/4/2012 6:09:37 PM
genius520$50.001/4/2012 5:45:06 PM
indomitable-coin$25.001/4/2012 5:45:37 PM
ricklip$100.001/4/2012 5:48:41 PM
life-is-great$25.001/4/2012 5:50:14 PM
greenback-seagull2$49.001/4/2012 5:52:37 PM
blot44$25.001/4/2012 7:04:29 PM
LoanerPrincipal$25.001/4/2012 5:54:37 PM
GranCarol$25.001/4/2012 6:02:58 PM
value-wind0$25.001/4/2012 5:59:07 PM
Tscheddar$25.001/4/2012 6:02:52 PM
rajs$100.001/4/2012 8:53:47 PM
euro-deployment$25.001/4/2012 9:00:39 PM
antlr$50.001/4/2012 9:26:44 PM
totoro$25.001/4/2012 9:32:27 PM
Brisket_Bob$25.001/4/2012 6:28:30 PM
availableloan$25.001/4/2012 10:10:13 PM
secureincome$1,333.001/4/2012 6:09:05 PM
EarlyRiser$301.001/4/2012 6:11:44 PM
Hillbilly_Banker$25.001/5/2012 3:37:56 AM
yield-hut$27.001/5/2012 4:04:11 AM
starry2001$25.001/5/2012 4:40:42 AM
njlw226$25.001/4/2012 6:37:14 PM
justinology$29.691/4/2012 8:57:36 PM
gold-circuitry$400.001/4/2012 10:24:24 PM
GElender$25.001/5/2012 6:24:18 AM
MiniBank998$25.001/5/2012 4:03:43 AM
reasonable-greenback$50.001/5/2012 7:57:23 AM
gold-fluffy-bunny4$40.001/5/2012 4:58:36 AM
suave-dollar$25.001/5/2012 4:47:37 AM
degster$25.001/5/2012 6:17:34 AM
danf2201$25.001/5/2012 6:18:22 AM
the-profit-oracle$25.001/5/2012 9:05:07 AM
boylezz$25.001/5/2012 6:39:40 AM
Binan$25.001/5/2012 6:01:24 AM
revenue-tsunami$25.001/5/2012 8:05:20 AM
C_Mark$47.001/5/2012 9:17:19 AM
mad-scientist418$25.001/5/2012 8:25:03 AM
wealth-infusion6$100.001/5/2012 9:18:44 AM
Schwamie$39.011/5/2012 8:46:08 AM
fopaul13$25.001/5/2012 9:03:28 AM
skro$25.001/5/2012 9:07:14 AM
influential-benjamins0$100.001/5/2012 9:16:44 AM
minista$25.001/5/2012 9:18:24 AM
E_G$50.001/5/2012 9:21:01 AM
lagnisiruk$25.001/5/2012 9:42:45 AM
ti22ring$25.001/5/2012 9:43:59 AM
power-companion7$38.001/5/2012 9:27:27 AM
phaded$25.001/5/2012 9:28:10 AM
flexible-value$50.001/5/2012 9:29:19 AM
prudent-payout462$50.001/5/2012 9:31:44 AM
j2ee$25.001/5/2012 9:39:34 AM
KLCRAY$25.001/5/2012 9:40:19 AM
rolltide09$25.001/5/2012 9:39:13 AM
djs81$25.001/5/2012 9:44:35 AM
inventive-wealth2$25.001/5/2012 9:46:49 AM
Richmp412$25.001/5/2012 9:48:02 AM
john0720$25.001/5/2012 9:48:32 AM
happy-loot3$69.911/5/2012 9:56:20 AM
velocity-solo$25.001/5/2012 9:55:49 AM
fcrick$25.001/5/2012 9:56:10 AM
168 Investments
 
Borrower Payment Dependent Notes Series 548259
This series of Notes was issued and sold upon the funding of the borrower loan #58679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $524.32
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1970 Debt/Income ratio: 25%
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:34y 8m
Amount delinquent: $0 Total credit lines: 25 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,278Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: WINDMARIAH Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 11 ( 100% ) 700-719 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
680-699 (Dec-2007)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
My 2012 Money Diet
Purpose of loan:
To pay off my credit card debts.

My financial situation:
During 2011 my income increased to $125,000 per year ($25K increase from 2010). I am highly dedicated to my goal of overcoming my bad habits with money. Proud to report that I have overcome my bad habits with food and exercise by losing and keeping off 125 pounds since 2009! I feel great now that I'm living a healthy lifestyle. The next step is to become financially healthy by conquering my credit card spending problem! Feel free to ask me questions. Cheers!

Monthly net income: $6400
Monthly expenses: $5090
Housing: $600
Insurance: $60
Car expenses: $200 (not including 1 final car payment of $468 on 2/12!)
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $1000
Clothing, household expenses: $250
Credit cards and other loans: $2300
Parking: $180
Other expenses: $200 (Gym, professional memberships, Cont. Ed Fees)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
scrappy-leverage6$25.001/3/2012 9:50:06 AM
AFairDeal$25.001/3/2012 9:50:26 AM
green-trade-dolphin2$35.721/3/2012 9:02:21 AM
AndChicksforFree$25.001/3/2012 9:03:20 AM
Popcorn_Shrimper$48.771/3/2012 9:12:32 AM
money-booster2$25.001/3/2012 9:29:14 AM
penny-plato$25.001/3/2012 9:32:37 AM
brainy-return234$25.001/3/2012 10:01:10 AM
WilliamLeeSims$25.001/3/2012 9:53:14 AM
managedfund$1,333.001/3/2012 9:53:34 AM
commanding-treasure2$50.001/3/2012 9:54:52 AM
trade-burrito4$35.001/3/2012 9:59:23 AM
Winged_Inspirations$50.001/3/2012 10:04:30 AM
Investor_DP$100.001/3/2012 10:07:59 AM
edaguy$75.001/3/2012 10:21:08 AM
kenji4861$25.001/3/2012 10:22:31 AM
successful-agreement7$100.001/3/2012 10:14:26 AM
market-solstice2$25.001/3/2012 10:29:54 AM
jamiee73$25.001/3/2012 10:17:41 AM
cybernosha$25.001/3/2012 10:40:42 AM
income-buffalo1$100.001/3/2012 11:19:52 AM
ddog0224$100.001/3/2012 10:22:58 AM
investmentgroup$25.001/3/2012 10:24:28 AM
worth-blanket2$12,400.001/3/2012 11:53:26 AM
hitsman$50.001/3/2012 10:26:31 AM
puifais$50.001/3/2012 10:27:42 AM
rupee-equation2$25.001/3/2012 10:30:18 AM
factcheck$25.001/3/2012 10:44:32 AM
natdwg$30.001/3/2012 10:55:19 AM
agalt$100.001/3/2012 11:31:03 AM
30 Investments
 
Borrower Payment Dependent Notes Series 548303
This series of Notes was issued and sold upon the funding of the borrower loan #58613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-2001 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:8y 9m
Amount delinquent: $0 Total credit lines: 10 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,690Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: coin-gazer8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt conslidation
Purpose of loan:
This loan will be used to...pay off credit card that has high interst rates.

My financial situation:
I am a good candidate for this loan because... with this loan i will be paying one lower payment in stead of two that are higher than this monthly payment,


Monthly net income: $2000
Monthly expenses: $
Housing: $200
Insurance: $47
Car expenses: $0
Utilities: $80
Phone, cable, internet: $80
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
enticing-exchange3$25.001/2/2012 5:08:40 PM
Danjack_Capital$25.001/2/2012 6:06:08 PM
ultimate-peace$25.001/2/2012 5:02:48 PM
money-booster2$35.001/2/2012 7:31:17 PM
money-booster2$50.001/2/2012 7:31:10 PM
deepblue34$35.001/2/2012 7:37:21 PM
daekpon$40.001/2/2012 7:45:35 PM
sensible-fund$26.001/3/2012 4:13:26 AM
LuvToLend$25.001/2/2012 8:20:30 PM
calimanusa$50.001/2/2012 9:50:36 PM
nfx$25.001/3/2012 7:05:16 AM
PeePaw$25.001/3/2012 7:46:02 AM
riveting-credit5$50.001/3/2012 8:13:32 AM
SecondChanceLendingSERV$25.001/3/2012 8:45:29 AM
favorite-commerce$40.001/3/2012 9:00:37 AM
WilliamLeeSims$25.001/3/2012 9:53:10 AM
worthy-bid8$50.001/3/2012 10:08:38 AM
nimble-revenue5$50.001/3/2012 10:12:05 AM
economy-shrubbery6$25.001/3/2012 10:07:06 AM
Investor_DP$100.001/3/2012 10:08:23 AM
nimble-revenue5$50.001/3/2012 10:12:26 AM
hitsman$50.001/3/2012 10:26:20 AM
rupee-equation2$25.001/3/2012 10:30:14 AM
worth-blanket2$3,100.001/3/2012 11:54:19 AM
2grindstones$24.001/3/2012 12:51:23 PM
25 Investments
 
Borrower Payment Dependent Notes Series 548324
This series of Notes was issued and sold upon the funding of the borrower loan #58592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $105.78
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1972 Debt/Income ratio: 71%
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 44 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $51,653Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: No  
Screen name: illinois_small_business Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
business in need of small loan
Purpose of loan:
Recently, in the state of Illinois, tobacco shops have been forced to remove herbal incense products from their shelves. Herbal incense had previously constituted a major source of revenue for these businesses. Presently, Illinois tabacco shop operators are looking new products whose sales compensate for the loss of herbal incense revenues. I plan on offering these retailors an organic wood treatment for smoking pipes that helps to protect against the effects of aging.

My financial situation:
I am a PhD in sociology who is presently employed as a college instructor. This small loan will pose no difficulty to pay back.


Monthly net income: 2,250
Monthly expenses: $0
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans:
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.001/3/2012 9:50:26 AM
Investor_DP$100.001/3/2012 10:08:00 AM
jazz619$25.001/3/2012 9:53:30 AM
commanding-treasure2$50.001/3/2012 9:54:53 AM
gravbox$25.001/3/2012 10:00:11 AM
edaguy$75.001/3/2012 10:21:20 AM
dudebrah$25.001/3/2012 10:08:45 AM
puifais$50.001/3/2012 10:27:42 AM
successful-agreement7$100.001/3/2012 10:14:27 AM
kenji4861$25.001/3/2012 10:22:32 AM
hitsman$50.001/3/2012 10:26:33 AM
rupee-equation2$25.001/3/2012 10:30:19 AM
greenback-guard$25.001/3/2012 1:27:24 PM
velocity-motivator6$25.001/3/2012 3:32:57 PM
WilliamLeeSims$25.001/3/2012 5:20:42 PM
loyalty-circuitry$50.001/3/2012 6:02:50 PM
downtownfarm$25.001/4/2012 6:44:05 AM
favorite-commerce$60.001/3/2012 8:33:48 PM
metro457$100.001/4/2012 7:36:30 AM
enticing-rate9$25.001/3/2012 11:22:20 PM
emphatic-responsibility$25.001/4/2012 2:30:31 AM
enriching-dollar1$100.001/4/2012 10:29:38 AM
hektek22$600.001/4/2012 9:51:38 AM
CK1$25.001/4/2012 2:07:20 PM
MissionMicroFinance$25.001/4/2012 10:12:30 AM
Tylerh$250.001/4/2012 2:54:23 PM
jonn834$100.001/4/2012 3:11:53 PM
masonn$100.001/4/2012 3:25:28 PM
gold-gazelle$25.001/4/2012 2:25:51 PM
processor115$25.001/4/2012 5:08:30 PM
Ruckus888$250.001/4/2012 4:01:56 PM
wwwUniversal$25.001/4/2012 5:12:29 PM
bountiful-durability$50.001/4/2012 5:53:15 PM
first-pragmatic-power$25.001/4/2012 5:59:40 PM
dynamic-money271$25.001/4/2012 6:01:34 PM
bsmtloan$57.151/4/2012 8:26:48 PM
order-supernova6$25.001/4/2012 7:20:55 PM
antlr$50.001/4/2012 9:26:45 PM
engaging-worth$25.001/4/2012 9:43:19 PM
turbobunny$50.001/5/2012 2:15:28 AM
bullwink27$25.001/5/2012 5:28:28 AM
gold-pudding6$60.001/5/2012 5:47:55 AM
gold-plane1$25.001/5/2012 6:17:17 AM
rockhound84$22.851/5/2012 6:57:11 AM
ach$100.001/5/2012 6:21:54 AM
45 Investments
 
Borrower Payment Dependent Notes Series 548351
This series of Notes was issued and sold upon the funding of the borrower loan #58576, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-02-2012 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1991 Debt/Income ratio: 13%
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 9Length of status:1y 0m
Amount delinquent: $2 Total credit lines: 27 Occupation: Chemist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,243Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: cucho2007 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Kabuto09
Purpose of loan: Pay high interest credit cards
This loan will be used to...pay high interest credit cards

My financial situation:
I am a good candidate for this loan because...my credit score is good and I have a stable full time career


Monthly net income: $ 5,000
Monthly expenses: $
Housing: $2,800
Insurance: $124
Car expenses: $0
Utilities: $200
Phone, cable, internet: $197
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$25.001/2/2012 5:02:55 PM
money-booster2$50.001/2/2012 7:30:26 PM
vutah$25.001/2/2012 5:07:21 PM
AndChicksforFree$25.001/2/2012 5:06:41 PM
enticing-exchange3$25.001/2/2012 5:09:57 PM
handy-justice$50.001/2/2012 5:11:36 PM
SolarMoonshine$25.001/2/2012 5:41:16 PM
InChicago$100.001/2/2012 5:47:12 PM
calimanusa$50.001/2/2012 9:48:57 PM
Danjack_Capital$25.001/2/2012 6:06:37 PM
worth-blanket2$2,975.001/2/2012 10:48:34 PM
LuvToLend$25.001/2/2012 8:20:30 PM
heavenly-interest9$600.001/2/2012 8:49:16 PM
13 Investments
 
Borrower Payment Dependent Notes Series 548374
This series of Notes was issued and sold upon the funding of the borrower loan #58607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Jan-03-2012 
Term: 60 months Listing End date:  Jan-05-2012 
 
Lender yield: 25.87% Borrower rate/APR: 26.87% / 29.49% Monthly payment: $304.58
 
Lender servicing fee: 1.00% Effective Yield*: 25.23%  
Estimated return*: 14.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-1998 Debt/Income ratio: 121%
Credit score: 640-659 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 19Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 35 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $48,414Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: MinPinPapa Borrower's state: Georgia Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
640-659 (Feb-2011)
700-719 (May-2009)
640-659 (Aug-2008)
 
Principal balance: $6,135.26 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Just when things were getting good!
Purpose of loan: Pay off medical bills and accrued debt from a rough last year.


My financial situation:
I am a good candidate for this loan because always pay on time all the time. Have never been late or missed a payment in over 10 years. Excellent job and I also do plenty of side work to keep us afloat


Monthly income: $2400
Monthly expenses: $2000
Insurance: $425
Car expenses: $300
Utilities: $75
Phone, cable, internet: $ 75
Food, entertainment: $200
Clothing, household expenses: $ 50
Credit cards and other loans: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bravos33$25.001/3/2012 5:09:49 PM
nimble-revenue5$50.001/3/2012 5:10:34 PM
diplomatic-wealth7$25.001/3/2012 5:16:39 PM
WilliamLeeSims$25.001/3/2012 5:20:45 PM
rupee-equation2$25.001/3/2012 5:12:39 PM
Investor_DP$100.001/3/2012 5:39:16 PM
successful-agreement7$100.001/3/2012 5:41:46 PM
handy-justice$50.001/3/2012 5:17:39 PM
miked8303$25.001/3/2012 5:21:02 PM
greenback-investor7$100.001/3/2012 5:26:59 PM
Rogesparkguy$25.001/3/2012 7:06:41 PM
hitsman$50.001/3/2012 5:36:16 PM
arsisi$25.001/3/2012 5:36:39 PM
edaguy$50.001/3/2012 5:36:43 PM
Jack55304$200.001/3/2012 5:37:48 PM
money-baron-Roth401k$25.001/3/2012 5:51:53 PM
DoctorJoe$25.001/3/2012 6:30:04 PM
shawnw2$125.001/4/2012 5:15:22 AM
money-booster2$25.001/3/2012 8:46:06 PM
Crie$300.001/4/2012 7:32:30 AM
frogperson$100.001/3/2012 9:39:03 PM
Easystreet$25.001/4/2012 2:58:56 AM
natdwg$30.001/4/2012 3:21:13 AM
museic1$100.001/4/2012 3:24:51 AM
chameleon125$25.001/4/2012 6:35:42 AM
Bob450$30.001/4/2012 6:43:14 AM
downtownfarm$25.001/4/2012 6:44:09 AM
gold-plane1$25.001/4/2012 8:57:26 AM
Leshan$100.001/4/2012 8:43:02 AM
camaraderi-aspen$100.001/4/2012 9:31:00 AM
productive-ore$25.001/4/2012 9:09:51 AM
Katburg$25.001/4/2012 9:15:54 AM
vegibenz$25.001/4/2012 9:15:26 AM
Only_Money$25.001/4/2012 9:43:34 AM
inventive-order8$25.001/4/2012 9:44:11 AM
Miklot$30.001/4/2012 9:48:06 AM
IIP77$25.001/4/2012 9:24:48 AM
MrBailey$25.001/4/2012 9:27:32 AM
Kaj$25.001/4/2012 9:28:48 AM
fortytwo$150.001/4/2012 9:58:50 AM
rescue$100.001/4/2012 9:31:31 AM
ptjg$100.001/4/2012 9:33:48 AM
mercuriant$25.001/4/2012 9:35:06 AM
symbiosis$29.001/4/2012 9:36:01 AM
Wellman$25.001/4/2012 9:41:21 AM
blazing-capital2$250.001/4/2012 11:25:45 AM
tolerant-dime2$25.001/4/2012 11:38:36 AM
asiaratt$50.001/4/2012 9:53:08 AM
_kyle$50.001/4/2012 9:53:15 AM
corporatejim$32.761/4/2012 1:04:17 PM
rhin0cerx$50.001/4/2012 9:56:50 AM
miamibeachloaner$25.001/4/2012 10:01:38 AM
TennSquire$25.001/4/2012 10:02:35 AM
RoyFauntleroy$25.001/4/2012 10:21:50 AM
Weaverville$25.001/4/2012 10:28:17 AM
Apex-Lender$100.001/4/2012 10:40:21 AM
patriot384$50.001/4/2012 2:59:21 PM
duty-explosion9$35.001/4/2012 4:12:29 PM
suave-dime6$25.001/4/2012 4:29:58 PM
DrewOdette$50.001/4/2012 4:49:53 PM
blue-radiant-economy$100.001/4/2012 5:06:53 PM
Tylerh$250.001/4/2012 2:54:27 PM
market-pudding$25.001/4/2012 3:05:01 PM
the-healthy-commitment$25.001/4/2012 5:16:15 PM
Byrd24$100.001/4/2012 4:40:58 PM
javelin0$25.001/4/2012 4:51:40 PM
dedicated-transaction796$25.001/4/2012 5:20:26 PM
R3vXX$25.001/4/2012 5:06:46 PM
vibraphone3$25.001/4/2012 5:21:14 PM
stepatatime-together$100.001/4/2012 5:08:11 PM
finance-mushroom$200.001/4/2012 5:06:14 PM
economy-coup$50.001/4/2012 5:07:05 PM
coin-investor$25.001/4/2012 5:11:39 PM
income-buddy7$100.001/4/2012 5:29:09 PM
a-resplendent-commitment$25.001/4/2012 5:13:42 PM
economy-producer$25.001/4/2012 5:14:39 PM
help4u$25.001/4/2012 5:21:03 PM
AF-Chief$25.001/4/2012 5:21:28 PM
social-cocktail1$200.001/4/2012 5:22:06 PM
tremendous-payment$25.001/4/2012 5:22:46 PM
kindness-jedi$25.001/4/2012 5:37:00 PM
ideal-platinum1$25.001/4/2012 5:37:29 PM
rupee-prairie$25.001/4/2012 5:38:56 PM
managedfund$613.001/4/2012 5:39:13 PM
Diamond_Jim$25.001/4/2012 5:20:38 PM
handshake5$100.001/4/2012 5:41:05 PM
progressive-economy261$232.001/4/2012 5:21:18 PM
exciting-loyalty3$26.001/4/2012 5:41:26 PM
worth-dandelion$100.001/4/2012 5:23:37 PM
enriching-credit9$25.001/4/2012 5:23:54 PM
cash-reaction2$50.001/4/2012 5:31:09 PM
money-surge1$25.001/4/2012 5:46:04 PM
truth-companion$25.001/4/2012 5:46:40 PM
payout-achievement$50.001/4/2012 5:31:54 PM
worldly-community3$50.001/4/2012 5:47:21 PM
p2ploan-charmer$25.001/4/2012 5:49:16 PM
life-is-great$25.001/4/2012 5:50:15 PM
graceful-investment$60.001/4/2012 5:28:25 PM
money-bauble$100.001/4/2012 5:38:02 PM
finance-prescription$100.001/4/2012 5:56:29 PM
flexible-value$50.001/4/2012 5:33:59 PM
careful-vigilance4$25.001/4/2012 5:58:54 PM
CapitalismRocks$25.001/4/2012 5:44:29 PM
market-jam$27.001/4/2012 5:37:49 PM
silver-wonder278$25.001/4/2012 5:38:38 PM
kind-bill-supporter$25.001/4/2012 5:41:44 PM
orange-preeminant-bill$25.001/4/2012 6:09:33 PM
the-enthralling-coin$25.001/4/2012 6:14:47 PM
melodious-fairness$25.001/4/2012 5:55:25 PM
morpholog$46.001/4/2012 5:55:30 PM
loss-of-control$75.001/4/2012 5:55:35 PM
hope-eagle6$25.001/4/2012 6:16:44 PM
zone8$100.001/4/2012 5:48:37 PM
ricklip$100.001/4/2012 5:48:42 PM
zeeexsixare$100.001/4/2012 6:27:53 PM
first-pragmatic-power$25.001/4/2012 5:59:58 PM
value-wind0$30.001/4/2012 6:00:26 PM
important-openness1$100.001/4/2012 6:02:41 PM
CAGE-Investments$25.001/4/2012 6:04:51 PM
mykkai$25.001/4/2012 7:26:42 PM
shrewd-peace7$25.001/4/2012 6:05:30 PM
ursus$50.001/4/2012 5:57:48 PM
fund-explorer4$100.001/4/2012 8:35:44 PM
minddoc$50.001/4/2012 6:13:04 PM
fighter122$25.001/4/2012 6:02:16 PM
P2PGodfather$25.001/4/2012 9:02:25 PM
antlr$50.001/4/2012 9:26:45 PM
high_flyer$200.001/4/2012 10:45:33 PM
sensible-fund$25.001/4/2012 6:54:15 PM
red-power-pecan$50.001/4/2012 6:11:21 PM
Comoparklender$25.001/4/2012 6:15:43 PM
abundant-credit6$86.201/5/2012 4:14:46 AM
Lubava$25.001/4/2012 7:25:00 PM
EastBayCapital$25.001/4/2012 11:26:02 PM
friendinmoney$25.001/5/2012 8:43:34 AM
profde$46.501/5/2012 5:02:01 AM
gold-pudding6$60.001/5/2012 5:47:56 AM
mad-scientist418$25.001/5/2012 6:29:06 AM
dollardave$50.001/5/2012 8:21:42 AM
revenue-tsunami$25.001/5/2012 8:05:20 AM
gold-cluster$100.001/5/2012 8:20:35 AM
financial-frenzy$25.001/5/2012 9:05:52 AM
thelovebug$100.001/5/2012 9:21:16 AM
whatknows$25.001/5/2012 9:21:50 AM
loan-fate$25.001/5/2012 9:06:30 AM
rick446$25.001/5/2012 9:07:10 AM
skro$25.001/5/2012 9:07:15 AM
Kaliafx$500.001/5/2012 8:59:36 AM
roman2008$25.001/5/2012 9:11:49 AM
the-profit-oracle$25.001/5/2012 9:05:07 AM
nodrivelpls$25.001/5/2012 9:07:25 AM
wwwUniversal$25.001/5/2012 9:08:44 AM
worthy-bid4$74.051/5/2012 9:09:01 AM
bubb_hans$50.001/5/2012 9:44:52 AM
saffron4$25.001/5/2012 9:34:32 AM
Mariner3605$25.001/5/2012 9:30:49 AM
worldly-investment333$25.001/5/2012 9:59:33 AM
KLCRAY$25.001/5/2012 9:40:25 AM
ryanplays311$25.001/5/2012 9:45:06 AM
EretzCapital$37.421/5/2012 9:45:38 AM
ILWTC$39.001/5/2012 9:50:19 AM
168RichCapital$25.011/5/2012 12:48:38 PM
afterhours$25.001/5/2012 1:35:23 PM
oreyedoc$35.001/5/2012 10:05:21 AM
MoneyBadger$25.001/5/2012 10:09:30 AM
network2$25.001/5/2012 10:05:24 AM
loot-caper$25.001/5/2012 11:17:05 AM
pilot388$25.001/5/2012 11:49:14 AM
deal-thinker7$50.001/5/2012 11:51:32 AM
historic-nickel$25.001/5/2012 12:24:38 PM
thetropics18$25.001/5/2012 1:46:54 PM
focused-bill3$51.061/5/2012 1:49:35 PM
172 Investments
 
Borrower Payment Dependent Notes Series 548377
This series of Notes was issued and sold upon the funding of the borrower loan #58565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1996 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Jan-2012) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 25 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $209Stated income:$25,000-$49,999
Delinquencies in last 7y: 18 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: unconquerable-nickel6 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Expanding a small business
Purpose of loan:
This loan will be used to... Help hire a sales rep to sell advertising

My financial situation:
I am a good candidate for this loan because...
My business is currently expanding but I need help selling more accounts. More and more small businesses want to advertise but I am a one person. I need to hire a sales rep to expand in the areas I am in already.

Monthly net income: $2000
Monthly expenses: $1361
Housing: $250
Insurance: $50
Car expenses: $200
Utilities: $0
Phone, cable, internet: $196
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $215
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worthy-bid8$50.001/3/2012 5:17:14 PM
ultimate-peace$150.001/3/2012 5:02:26 PM
hitsman$50.001/3/2012 5:36:16 PM
nimble-revenue5$50.001/3/2012 5:10:35 PM
WilliamLeeSims$25.001/3/2012 5:20:46 PM
houli123$25.001/3/2012 5:34:27 PM
Investor_DP$100.001/3/2012 5:39:26 PM
worth-blanket2$3,600.001/3/2012 6:00:50 PM
8 Investments
 
Borrower Payment Dependent Notes Series 548381
This series of Notes was issued and sold upon the funding of the borrower loan #58643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $566.74
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1991 Debt/Income ratio: 33%
Credit score: 680-699 (Jan-2012) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:14y 4m
Amount delinquent: $0 Total credit lines: 45 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $14,195Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: No  
Screen name: Driver0890 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 34 ( 100% ) 680-699 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
680-699 (Jun-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Debt consolidation
Purpose of loan: Pay down CC
This loan will be used to...

My financial situation: Very stable and in very stable job
I am a good candidate for this loan because...pay my bills quickly and most importantly on time. If they can be paid faster, they will.


Monthly net income: $6300
Monthly expenses: $6175
Housing: $1775
Insurance: $290
Car expenses: $595 plus $125 gas
Utilities: $475
Phone, cable, internet: $165
Food, entertainment: $400
Clothing, household expenses: $600
Credit cards and other loans: $1350
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin$35.021/3/2012 9:02:18 AM
trumpeter5$25.001/3/2012 9:03:17 AM
LittleMingo$25.001/3/2012 9:08:45 AM
atlas-shrugged$200.001/3/2012 9:18:04 AM
RoZu_Lending$300.001/3/2012 9:51:33 AM
affluence-generator2$150.001/3/2012 9:01:55 AM
DHolly$31.001/3/2012 9:03:50 AM
Kash2010lu$25.001/3/2012 9:03:06 AM
Dusigrosz$100.001/3/2012 9:03:26 AM
lendstats_com$300.001/3/2012 9:03:32 AM
RLaumeyer$26.001/3/2012 9:54:35 AM
AndChicksforFree$100.001/3/2012 9:08:39 AM
credit-guard5$25.001/3/2012 9:07:19 AM
AndChicksforFree$100.001/3/2012 9:09:39 AM
money-booster2$50.001/3/2012 9:20:49 AM
CA-Lender$25.001/3/2012 9:12:54 AM
enticing-capital6$50.001/3/2012 9:57:19 AM
MoneyBadger$25.001/3/2012 9:25:34 AM
papaloha$75.001/3/2012 9:17:07 AM
113121$200.001/3/2012 9:25:04 AM
icanhasloanz$100.001/3/2012 10:01:52 AM
camaraderi-aspen$150.001/3/2012 9:39:25 AM
BigSkyFinancial$35.001/3/2012 9:48:15 AM
scrappy-leverage6$25.001/3/2012 9:50:06 AM
pdub$75.001/3/2012 10:07:17 AM
cognizant-rupee7$25.001/3/2012 10:07:42 AM
managedfund$1,333.001/3/2012 9:53:34 AM
worthy-bid8$50.001/3/2012 10:08:42 AM
Bond007ria$25.001/3/2012 10:11:26 AM
cashhelp$25.001/3/2012 9:54:13 AM
WSTRDG$25.001/3/2012 10:11:54 AM
commanding-treasure2$50.001/3/2012 9:54:54 AM
nimble-revenue5$50.001/3/2012 10:12:10 AM
p2ploan-lion$25.001/3/2012 10:05:01 AM
Winged_Inspirations$50.001/3/2012 10:06:32 AM
Investor_DP$100.001/3/2012 10:08:02 AM
Gladglide$25.001/3/2012 10:09:06 AM
peaceful-wealth0$50.001/3/2012 10:09:33 AM
careful-note1$25.001/3/2012 10:11:11 AM
MatthewDP$100.001/3/2012 10:22:40 AM
nimble-revenue5$50.001/3/2012 10:12:30 AM
twjh$25.001/3/2012 10:26:42 AM
JCM_MN$37.001/3/2012 10:13:17 AM
successful-agreement7$100.001/3/2012 10:14:28 AM
AF-Chief$25.001/3/2012 10:30:53 AM
edaguy$75.001/3/2012 10:21:20 AM
five-star-note$50.001/3/2012 10:21:36 AM
investmentgroup$25.001/3/2012 10:24:28 AM
worth-blanket2$10,100.001/3/2012 11:52:23 AM
hitsman$50.001/3/2012 10:26:34 AM
flexible-return297$28.981/3/2012 12:06:39 PM
puifais$50.001/3/2012 10:27:43 AM
PXM-Financial$59.001/3/2012 10:33:53 AM
natdwg$30.001/3/2012 10:48:19 AM
Ubiquinone$50.001/3/2012 10:58:49 AM
MarvintheMartian$35.001/3/2012 11:08:05 AM
56 Investments
 
Borrower Payment Dependent Notes Series 548432
This series of Notes was issued and sold upon the funding of the borrower loan #58663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jan-04-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $99.55
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1968 Debt/Income ratio: 28%
Credit score: 660-679 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,316Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: SeamusKy Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate holiday bills
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income:
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
orange-leverage-phoenix$30.001/4/2012 5:04:46 PM
worth-blanket2$2,470.001/4/2012 5:13:29 PM
Investor_DP$100.001/4/2012 5:12:47 PM
3 Investments
 
Borrower Payment Dependent Notes Series 548434
This series of Notes was issued and sold upon the funding of the borrower loan #58552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $282.09
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-2000 Debt/Income ratio: 19%
Credit score: 720-739 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 22 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,323Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: No  
Screen name: the-finance-museum Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
selector568$300.001/3/2012 5:11:32 PM
commanding-treasure2$50.001/3/2012 5:29:11 PM
superb-funds335$25.001/3/2012 5:34:35 PM
edaguy$25.001/3/2012 5:36:31 PM
rupee-equation2$25.001/3/2012 5:12:39 PM
successful-agreement7$100.001/3/2012 5:41:46 PM
market-solstice2$25.001/3/2012 5:42:03 PM
WilliamLeeSims$25.001/3/2012 5:20:46 PM
BxRealtor$25.001/3/2012 5:49:08 PM
worth-blanket2$7,100.001/3/2012 6:01:30 PM
hitsman$50.001/3/2012 5:36:17 PM
edaguy$75.001/3/2012 5:36:35 PM
Investor_DP$100.001/3/2012 5:38:57 PM
kenji4861$25.001/3/2012 5:39:57 PM
market-solstice2$25.001/3/2012 5:42:10 PM
loyalty-circuitry$50.001/3/2012 6:02:51 PM
16 Investments
 
Borrower Payment Dependent Notes Series 548437
This series of Notes was issued and sold upon the funding of the borrower loan #58528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $178.61
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1989 Debt/Income ratio: 17%
Credit score: 640-659 (Jan-2012) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 6Length of status:4y 0m
Amount delinquent: $151 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $808Stated income:$25,000-$49,999
Delinquencies in last 7y: 38 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: admirable-yield8 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 89% ) 640-659 (Latest)
Principal borrowed: $4,000.00< 31 days late: 1 ( 11% )  
760-779 (Feb-2011)
 
Principal balance: $3,288.84 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Debt Consolidation
Purpose of loan: debt consolidation

My financial situation: stable
I am a good candidate for this loan because...in this economy I am fortunate to be securely employed with a reliable income and have maintained a "good standing" with my current Prosper loan.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
selector568$300.001/3/2012 5:11:43 PM
bravos33$25.001/3/2012 5:09:49 PM
nimble-revenue5$50.001/3/2012 5:10:35 PM
hitsman$50.001/3/2012 5:36:17 PM
Jack55304$200.001/3/2012 5:37:48 PM
worthy-bid8$50.001/3/2012 5:17:14 PM
AndChicksforFree$25.001/3/2012 5:20:30 PM
handy-justice$50.001/3/2012 5:18:55 PM
WilliamLeeSims$25.001/3/2012 5:20:46 PM
miked8303$25.001/3/2012 5:21:02 PM
money-baron-Roth401k$25.001/3/2012 5:51:53 PM
greenback-investor7$100.001/3/2012 5:26:59 PM
arsisi$25.001/3/2012 5:36:40 PM
edaguy$50.001/3/2012 5:36:44 PM
IntrepidInvestment$50.001/3/2012 5:36:49 PM
Investor_DP$100.001/3/2012 5:39:16 PM
missing-link$25.001/3/2012 5:41:09 PM
successful-agreement7$100.001/3/2012 5:41:47 PM
worth-blanket2$3,200.001/3/2012 5:59:54 PM
Mikale360$25.001/3/2012 6:07:15 PM
20 Investments
 
Borrower Payment Dependent Notes Series 548443
This series of Notes was issued and sold upon the funding of the borrower loan #58688, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $566.74
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1991 Debt/Income ratio: 25%
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:15y 0m
Amount delinquent: $0 Total credit lines: 23 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: graceful-hope8 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 700-719 (Latest)
Principal borrowed: $6,500.00< 31 days late: 0 ( 0% )  
780-799 (May-2011)
 
Principal balance: $5,746.28 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4000
Monthly expenses: $2800
Housing: $1800
Insurance: $125
Car expenses: $600
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $13,000
Other expenses: $175
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
R3vXX$25.001/3/2012 5:08:31 PM
worthy-bid8$50.001/3/2012 5:17:15 PM
careful-note1$25.001/3/2012 5:17:43 PM
commanding-treasure2$50.001/3/2012 5:29:11 PM
gold-plane1$50.001/3/2012 5:03:34 PM
Corky1234$25.001/3/2012 5:29:31 PM
fantastic-wampum1$100.001/3/2012 5:31:40 PM
cognizant-rupee7$25.001/3/2012 5:33:05 PM
bravos33$25.001/3/2012 5:09:49 PM
nimble-revenue5$50.001/3/2012 5:10:35 PM
edaguy$75.001/3/2012 5:36:35 PM
truth-companion$25.001/3/2012 5:11:39 PM
Gladglide$25.001/3/2012 5:11:49 PM
flexible-return297$25.001/3/2012 5:13:38 PM
successful-agreement7$100.001/3/2012 5:41:47 PM
economy-coup$50.001/3/2012 5:20:36 PM
prohelper$25.001/3/2012 5:49:23 PM
worth-dandelion$100.001/3/2012 5:49:44 PM
important-openness1$100.001/3/2012 5:22:17 PM
Comoparklender$25.001/3/2012 5:25:20 PM
hitsman$50.001/3/2012 5:36:18 PM
edaguy$50.001/3/2012 5:36:44 PM
Investor_DP$100.001/3/2012 5:39:03 PM
fortytwo$51.001/3/2012 5:40:06 PM
prudent-bid3$25.001/3/2012 8:49:19 PM
market-solstice2$25.001/3/2012 5:42:03 PM
market-solstice2$25.001/3/2012 5:42:10 PM
managedfund$1,333.001/3/2012 5:46:48 PM
p2ploan-lion$25.001/3/2012 5:44:55 PM
orange-preeminant-bill$25.001/3/2012 5:51:41 PM
emphatic-responsibility$25.001/4/2012 2:30:32 AM
nimble-money086$25.001/3/2012 6:49:01 PM
loss-of-control$75.001/3/2012 7:07:29 PM
income-buffalo1$100.001/3/2012 7:42:53 PM
investment-meteor1$25.001/3/2012 8:04:09 PM
deal-searcher1$25.001/3/2012 8:26:08 PM
deal-thinker7$50.001/4/2012 7:26:36 AM
money-booster2$35.001/3/2012 8:45:08 PM
Use_It_Wisely$25.001/4/2012 7:41:22 AM
fantastic-investment9$30.001/4/2012 8:31:30 AM
natdwg$30.001/4/2012 3:14:42 AM
exuberant-funds1$25.001/4/2012 8:44:32 AM
museic1$100.001/4/2012 3:24:52 AM
newest-famous-velocity$25.001/4/2012 5:29:29 AM
factcheck$25.001/4/2012 6:17:01 AM
Bob450$25.001/4/2012 6:34:05 AM
chameleon125$25.001/4/2012 6:36:44 AM
downtownfarm$25.001/4/2012 6:44:09 AM
metro457$100.001/4/2012 7:34:09 AM
shmb6508$50.001/4/2012 9:17:59 AM
juxtapose$25.001/4/2012 8:16:47 AM
income-vault6$25.001/4/2012 9:19:51 AM
Leshan$100.001/4/2012 8:42:13 AM
richboy56$25.001/4/2012 8:35:29 AM
Sierrahh$25.001/4/2012 9:05:42 AM
wayman$25.001/4/2012 9:25:27 AM
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mtquan$25.001/4/2012 9:12:24 AM
350DGRZ$25.001/4/2012 9:37:47 AM
LeReve$42.001/4/2012 9:19:25 AM
ErsatzMike$75.001/4/2012 9:46:40 AM
ommcd$25.001/4/2012 9:26:45 AM
Kaj$25.001/4/2012 9:28:49 AM
rescue$100.001/4/2012 9:31:31 AM
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Weaverville$25.001/4/2012 10:28:17 AM
unbelievable-exchange$50.001/4/2012 10:35:22 AM
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_kyle$50.001/4/2012 9:53:15 AM
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HamachiMan$50.001/4/2012 10:02:22 AM
bullwink27$25.001/4/2012 1:59:32 PM
TennSquire$25.001/4/2012 10:02:36 AM
randsenterprise$25.001/4/2012 10:02:45 AM
impartial-benefit1$75.001/4/2012 9:59:13 AM
gold-disk$25.001/4/2012 2:25:38 PM
Tylerh$250.001/4/2012 2:54:27 PM
trade-wicket$25.001/4/2012 10:35:29 AM
lucky2$25.001/4/2012 10:43:23 AM
market-pudding$25.001/4/2012 3:05:32 PM
ocho$50.001/4/2012 11:44:13 AM
SolarMoonshine$25.001/4/2012 3:53:50 PM
mighty-value$25.001/4/2012 12:55:10 PM
social-cocktail1$100.001/4/2012 12:37:58 PM
DrewOdette$50.001/4/2012 4:49:53 PM
first-friendly-listing$30.001/4/2012 4:53:18 PM
gold-gazelle$25.001/4/2012 2:25:52 PM
truth-vault4$25.001/4/2012 2:54:41 PM
patriot384$50.001/4/2012 3:23:17 PM
best-charming-leverage$50.001/4/2012 5:12:52 PM
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nickel-ferret$50.001/4/2012 5:19:12 PM
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AF-Chief$25.001/4/2012 5:21:28 PM
hidavehi$39.001/4/2012 5:05:50 PM
paladin847$50.001/4/2012 5:06:03 PM
coin-investor$25.001/4/2012 5:11:39 PM
washboard1$25.001/4/2012 5:07:22 PM
yield-trader$25.001/4/2012 5:23:12 PM
bid-czar8$100.001/4/2012 5:25:08 PM
moola-wildebeest3$50.001/4/2012 5:09:30 PM
loyalty-sherpa$25.001/4/2012 5:14:58 PM
transaction-animal8$25.001/4/2012 5:27:13 PM
IIP77$25.001/4/2012 5:27:31 PM
graceful-investment$60.001/4/2012 5:28:25 PM
engaging-leverage823$25.001/4/2012 5:18:07 PM
magnitude787$25.001/4/2012 5:31:07 PM
the-dollar-topper$119.001/4/2012 5:19:44 PM
gallant-economy9$50.001/4/2012 5:14:54 PM
progressive-economy261$400.001/4/2012 5:21:18 PM
oldmora$50.001/4/2012 5:35:46 PM
compassion-burrito$25.001/4/2012 5:16:48 PM
exciting-responsibility3$25.001/4/2012 5:36:25 PM
wise-rupee-sanctuary$50.001/4/2012 5:23:05 PM
kindness-jedi$25.001/4/2012 5:37:00 PM
slartibardfast$25.001/4/2012 5:17:38 PM
ideal-platinum1$25.001/4/2012 5:37:30 PM
meadow48$25.001/4/2012 5:18:03 PM
deal-hickory5$100.001/4/2012 5:18:06 PM
listing-vista$50.001/4/2012 5:18:35 PM
currency-collider9$25.001/4/2012 5:38:51 PM
ciscoparrot$25.001/4/2012 5:25:52 PM
innocent-income4$25.001/4/2012 5:39:58 PM
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rakstar$25.001/4/2012 5:40:58 PM
87Marc$25.001/4/2012 5:41:34 PM
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heart514$25.001/4/2012 5:28:58 PM
enriching-credit9$25.001/4/2012 5:23:54 PM
ijspence$25.001/4/2012 5:30:08 PM
transparency-river1$1,000.001/4/2012 5:25:36 PM
wizard750$28.001/4/2012 5:25:56 PM
CalBear08$25.001/4/2012 5:32:22 PM
figs4u2$100.001/4/2012 5:32:26 PM
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imoutdoorsy$25.001/4/2012 5:52:08 PM
integrity-trumpet$50.001/4/2012 5:52:17 PM
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tender-commerce8$50.001/4/2012 5:54:16 PM
1phantom$25.001/4/2012 5:54:27 PM
handshake5$100.001/4/2012 5:41:05 PM
melodious-fairness$25.001/4/2012 5:55:25 PM
fishing533$25.001/4/2012 5:41:37 PM
inventive-exchange$25.001/4/2012 5:32:59 PM
wealth-tremolo7$25.001/4/2012 5:33:24 PM
robust-trade$25.001/4/2012 5:42:37 PM
reward-adventure$50.001/4/2012 5:36:00 PM
brightest-dynamic-liberty$25.001/4/2012 5:36:27 PM
money-bauble$100.001/4/2012 5:38:02 PM
genius520$50.001/4/2012 5:45:06 PM
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studious-bonus7$100.001/4/2012 6:01:50 PM
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panther757$25.001/4/2012 5:46:13 PM
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CashFlow13$100.001/4/2012 5:48:26 PM
wise-deal-panda$100.001/4/2012 5:49:54 PM
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morfie$25.001/4/2012 5:50:46 PM
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indomitable-dedication$25.001/4/2012 5:54:39 PM
treasure-widget$25.001/4/2012 6:13:35 PM
fair-pound5$35.001/4/2012 5:55:06 PM
Mark0135$48.001/4/2012 6:16:57 PM
finance-prescription$100.001/4/2012 5:56:30 PM
loan-wasp$50.001/4/2012 5:56:33 PM
GCInvestments$25.001/4/2012 5:57:12 PM
Gabriel02$25.001/4/2012 5:57:46 PM
valiant-liberty4$25.001/4/2012 5:58:57 PM
life-is-great$25.001/4/2012 5:50:15 PM
spark548$25.001/4/2012 5:50:55 PM
Anny-Disco$25.001/4/2012 5:52:48 PM
payment-silo$25.001/4/2012 5:52:54 PM
linklady$25.001/4/2012 6:01:15 PM
Mark-7$45.001/4/2012 5:54:55 PM
MadHun$200.001/4/2012 5:56:46 PM
chestnut4$25.001/4/2012 5:57:00 PM
ursus$50.001/4/2012 5:57:49 PM
Elefunt$25.001/4/2012 6:07:10 PM
mikrolown$25.001/4/2012 5:59:17 PM
velocity-solo$25.001/4/2012 6:00:23 PM
shrewd-income$25.001/4/2012 8:02:43 PM
rogue_monster$50.001/4/2012 6:00:46 PM
rajs$50.001/4/2012 8:51:10 PM
restless-currency$50.001/4/2012 6:14:01 PM
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ti22ring$25.001/4/2012 6:17:05 PM
wise-abundant-hope$25.001/4/2012 6:04:42 PM
CAGE-Investments$25.001/4/2012 6:04:51 PM
bnlforever$25.001/4/2012 6:06:01 PM
currency-agave$30.001/4/2012 6:06:14 PM
elfincove$25.001/4/2012 6:20:27 PM
asmithj$25.001/4/2012 6:08:27 PM
secureincome$1,333.001/4/2012 6:09:05 PM
loan-kingdom162$25.001/4/2012 11:26:19 PM
dobied$25.001/4/2012 7:07:58 PM
first-serene-credit$25.001/5/2012 5:37:51 AM
tranquil-revenue$27.001/4/2012 7:32:06 PM
gold-pudding6$60.001/5/2012 5:47:57 AM
gothampark$25.001/4/2012 7:35:37 PM
divemaster$25.001/4/2012 7:46:30 PM
reward-system$25.001/4/2012 7:46:44 PM
GElender$25.001/5/2012 6:19:58 AM
doomsday18$25.001/5/2012 6:44:38 AM
BigBag$25.001/4/2012 9:21:42 PM
Easystreet$25.001/5/2012 2:51:35 AM
first-class-yield9$32.001/5/2012 4:07:07 AM
revenue-tsunami$25.001/5/2012 8:05:21 AM
FWF-kinetic$119.831/4/2012 11:17:20 PM
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exciting-fairness$200.001/5/2012 5:10:28 AM
the-profit-oracle$25.001/5/2012 9:05:08 AM
pound-ace$25.001/5/2012 9:05:17 AM
pfh$25.001/5/2012 7:05:00 AM
EA_Pokerking$25.001/5/2012 6:33:49 AM
gold-cluster$100.001/5/2012 8:20:35 AM
vegibenz$25.001/5/2012 9:17:13 AM
top-benefit-sequoia$25.001/5/2012 8:44:38 AM
PlatinumBank$25.001/5/2012 8:12:42 AM
NeketanBank$25.001/5/2012 8:14:13 AM
friendinmoney$25.001/5/2012 8:16:05 AM
breadbroker$25.001/5/2012 8:30:01 AM
skro$25.001/5/2012 9:07:15 AM
Toby1montana$50.001/5/2012 9:07:41 AM
qwsd12$50.001/5/2012 9:08:24 AM
astute-asset7$25.001/5/2012 9:09:32 AM
sjo1984111$25.001/5/2012 9:06:34 AM
dime-fighter$25.001/5/2012 9:27:04 AM
wwwUniversal$25.001/5/2012 9:08:45 AM
camaraderi-aspen$100.001/5/2012 9:09:30 AM
top-payout-fixer$25.001/5/2012 9:35:35 AM
Hutpit$50.001/5/2012 9:17:51 AM
wealth-infusion6$100.001/5/2012 9:18:46 AM
flexible-fund6$40.001/5/2012 9:20:03 AM
special-responsibility$25.001/5/2012 9:23:40 AM
Moneypenny6$25.001/5/2012 9:32:39 AM
Daneistes$34.001/5/2012 9:34:24 AM
ttnk62918$25.001/5/2012 9:35:53 AM
sbsahm$25.001/5/2012 9:36:06 AM
deal-secret-agent$25.001/5/2012 9:37:12 AM
Zoramite$25.001/5/2012 9:39:20 AM
smallbizrule$25.001/5/2012 10:08:04 AM
john0720$25.001/5/2012 9:45:35 AM
lagnisiruk$25.001/5/2012 9:42:45 AM
reward-pizza0$25.001/5/2012 10:51:59 AM
elegant-loot$25.001/5/2012 11:06:31 AM
rcm87$50.001/5/2012 9:46:38 AM
loot-caper$25.001/5/2012 11:17:06 AM
bubb_hans$50.001/5/2012 9:44:52 AM
Ktodd$35.001/5/2012 11:35:14 AM
wdove511$25.001/5/2012 9:46:05 AM
best-income-fertilizer$50.001/5/2012 11:54:05 AM
rate-mogul$50.001/5/2012 9:53:04 AM
gluon$31.001/5/2012 9:47:54 AM
MAYBROOK$35.001/5/2012 9:50:04 AM
durability-excellence$25.001/5/2012 9:51:35 AM
thryn$25.001/5/2012 9:59:19 AM
treasure-pipeline$25.001/5/2012 10:07:06 AM
persevering$25.001/5/2012 10:04:24 AM
radforj22$25.001/5/2012 10:04:29 AM
ImagClaw$25.001/5/2012 10:08:06 AM
MoneyBadger$25.001/5/2012 10:10:53 AM
MTF$50.001/5/2012 10:44:51 AM
pilot388$25.001/5/2012 11:49:14 AM
velocity-motivator6$25.001/5/2012 11:20:39 AM
bold-sunny-generosity$25.001/5/2012 12:10:10 PM
GS-ROCK$23.171/5/2012 12:16:34 PM
276 Investments
 
Borrower Payment Dependent Notes Series 548455
This series of Notes was issued and sold upon the funding of the borrower loan #58606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $85.54
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1970 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 780-799 (Jan-2012) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:7y 11m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $28,540Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: Yes  
Screen name: clean-repayment9 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting a second business
Purpose of loan: new business start up advertising
This loan will be used to...Buy advertising for second business start up

My financial situation: good
I am a good candidate for this loan because...I have built 2 sucessful small businesses and now expect to build a third.


Monthly net income: $4,200
Monthly expenses: $
Housing: $475
Insurance: $500
Car expenses: $125
Utilities: $80
Phone, cable, internet: $85
Food, entertainment: $450
Clothing, household expenses: $100
Credit cards and other loans: 800

Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
WilliamLeeSims$25.001/3/2012 5:20:47 PM
WilliamLeeSims$25.001/3/2012 5:20:56 PM
riveting-credit5$50.001/3/2012 5:25:07 PM
handy-justice$50.001/3/2012 5:32:27 PM
nimble-revenue5$50.001/3/2012 5:10:36 PM
hitsman$50.001/3/2012 5:36:18 PM
worthy-bid8$50.001/3/2012 5:17:15 PM
top-courteous-peso$75.001/3/2012 5:21:10 PM
worth-blanket2$1,500.001/3/2012 6:01:16 PM
loyalty-czar$25.001/3/2012 6:36:13 PM
Investor_DP$100.001/3/2012 5:39:26 PM
11 Investments
 
Borrower Payment Dependent Notes Series 548460
This series of Notes was issued and sold upon the funding of the borrower loan #58518, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $192.25
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1996 Debt/Income ratio: 18%
Credit score: 720-739 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 16Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 36 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,699Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: Yes  
Screen name: tgfo4927 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 20 ( 91% ) 720-739 (Latest)
Principal borrowed: $10,000.00< 31 days late: 2 ( 9% )  
680-699 (Feb-2011)
720-739 (Feb-2010)
680-699 (Sep-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 22  
Description
Credit Card consolidation
Purpose of loan: consolidate credit cards and lower interest rates

My financial situation:
I am a good candidate for this loan because I have a stable job and always pay my bills on time. I'd just like to reduce my interest and consolidate my credit cards to one payment.


Monthly net income: $4660
Monthly expenses: apprx $3400
Housing: $1000
Insurance: $17
Car expenses: $500
Utilities: $200
Phone, cable, internet: $105
Food, entertainment: $500
Clothing, household expenses: $400
Credit cards and other loans: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trade-burrito4$35.001/3/2012 5:06:07 PM
AndChicksforFree$57.001/3/2012 5:19:49 PM
WilliamLeeSims$25.001/3/2012 5:20:47 PM
WilliamLeeSims$25.001/3/2012 5:20:56 PM
green-trade-dolphin2$38.821/3/2012 5:02:14 PM
trumpeter5$25.001/3/2012 5:03:50 PM
superb-funds335$25.001/3/2012 5:34:36 PM
selector568$300.001/3/2012 5:11:32 PM
payout-motivator0$75.001/3/2012 5:13:09 PM
bb575$50.001/3/2012 5:42:07 PM
market-solstice2$25.001/3/2012 5:42:10 PM
BxRealtor$25.001/3/2012 5:49:09 PM
pdub$45.001/3/2012 5:49:54 PM
enticing-capital6$50.001/3/2012 5:21:31 PM
CashFlow13$100.001/3/2012 5:51:01 PM
riproaringrapids$50.001/3/2012 5:26:02 PM
loyalty-circuitry$50.001/3/2012 6:02:52 PM
vutah$25.001/3/2012 5:28:33 PM
shellstar$25.001/3/2012 5:29:38 PM
Moe87$25.001/3/2012 6:23:29 PM
commanding-treasure2$50.001/3/2012 5:29:11 PM
Reliance_Banker$25.001/3/2012 6:45:12 PM
hitsman$50.001/3/2012 5:36:18 PM
buddy486$25.001/3/2012 7:22:05 PM
cash-popcorn7$25.001/3/2012 7:23:16 PM
edaguy$75.001/3/2012 5:36:31 PM
edaguy$75.001/3/2012 5:36:36 PM
LateOneNight$300.001/3/2012 7:36:49 PM
Investor_DP$100.001/3/2012 5:38:57 PM
credit-guard5$25.001/3/2012 5:40:07 PM
kenji4861$25.001/3/2012 5:39:57 PM
jamiee73$25.001/3/2012 5:40:38 PM
successful-agreement7$100.001/3/2012 5:41:47 PM
market-solstice2$25.001/3/2012 5:42:04 PM
managedfund$1,333.001/3/2012 5:46:48 PM
scrappy-leverage6$25.001/3/2012 5:47:23 PM
ChoiceInvestments$26.001/3/2012 10:58:04 PM
1traveler$25.001/3/2012 11:38:58 PM
focused-wampum$25.001/3/2012 11:44:49 PM
EngineersAlliance$150.001/3/2012 5:49:40 PM
Feyenoord$30.001/3/2012 5:56:44 PM
penny-plato$25.001/3/2012 5:59:22 PM
return-grizzly$100.001/4/2012 2:42:28 AM
museic1$100.001/4/2012 3:24:52 AM
SolarMoonshine$12.021/4/2012 3:35:14 AM
loanman2007$200.001/3/2012 6:04:28 PM
CashFlow13$500.001/3/2012 6:16:13 PM
DoctorJoe$30.001/3/2012 6:30:35 PM
clemclan$55.001/3/2012 6:36:07 PM
reward-excellency1$50.001/3/2012 6:40:30 PM
nimble-money086$25.001/3/2012 6:46:13 PM
Techne_Funds_LLC$25.001/3/2012 7:25:09 PM
Lubava$25.001/3/2012 8:04:38 PM
tolerant-dime2$25.001/3/2012 7:54:21 PM
SummitAdvisors$29.241/3/2012 8:16:38 PM
susurrus$200.001/3/2012 7:59:19 PM
money-booster2$35.001/3/2012 8:44:41 PM
Skatingbear$100.001/3/2012 8:36:01 PM
Independenttools$25.001/3/2012 8:59:28 PM
money-booster2$25.001/3/2012 8:44:48 PM
dkjl$51.921/3/2012 9:45:33 PM
cattlebaron$50.001/3/2012 9:02:06 PM
fate-amenable-to-change$25.001/3/2012 11:07:53 PM
FinanceEngine$35.001/3/2012 11:17:40 PM
vigilance-accruer$32.001/3/2012 11:18:44 PM
bughead$25.001/3/2012 10:19:36 PM
focused-wampum$25.001/3/2012 11:43:04 PM
mizon291$25.001/4/2012 1:31:17 AM
natdwg$30.001/4/2012 2:57:38 AM
69 Investments
 
Borrower Payment Dependent Notes Series 548461
This series of Notes was issued and sold upon the funding of the borrower loan #58542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Apr-1995 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Jan-2012) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 2 Current / open credit lines: 6 / 6Length of status:7y 9m
Amount delinquent: $1,629 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,257Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: Yes  
Screen name: kind-principal-albatross Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Business
Purpose of loan:
This loan will be used to...remodel existing business, new equipment.

My financial situation: I have a B&B that does very well, and a husband that works hard and pays all my personal bills.
I am a good candidate for this loan because...I work hard, and have a chance to do VERY well with the new business I am re-opening.


Monthly net income: $app 55,000.00 per year, a little more.
Monthly expenses: $800.00
Housing: $875.00
Insurance: $176.00
Car expenses: $none
Utilities: $350.00
Phone, cable, internet: $100.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $75.00
Other expenses: $very few, we live within our budget
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
WilliamLeeSims$25.001/3/2012 5:20:57 PM
WilliamLeeSims$25.001/3/2012 5:20:47 PM
vutah$40.001/3/2012 5:40:47 PM
worth-blanket2$3,900.001/3/2012 6:00:14 PM
Moe87$10.001/3/2012 6:25:33 PM
5 Investments
 
Borrower Payment Dependent Notes Series 548464
This series of Notes was issued and sold upon the funding of the borrower loan #58503, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Apr-1991 Debt/Income ratio: 26%
Credit score: 600-619 (Jan-2012) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 9Length of status:6y 1m
Amount delinquent: $0 Total credit lines: 59 Occupation: Professional
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $3,309Stated income:$50,000-$74,999
Delinquencies in last 7y: 28 Bankcard utilization: 96%  
   Homeownership: No  
Screen name: Rain Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 62 ( 98% ) 600-619 (Latest)
Principal borrowed: $4,100.00< 31 days late: 1 ( 2% )  
600-619 (Aug-2009)
600-619 (Dec-2007)
(Mar-2006)
 
Principal balance: $298.86 31+ days late: 0 ( 0% )
Total payments billed: 63  
Description
New Beginning to Bless My Star
This is a wonderful time to start the New Year off by rewarding my Star child who is blessed with academic wisdom beyond his age. My Star child, who is now nine years old, has been performing three grades above his grade level since 1st grade. I was blessed with $1,000.00 loan from Prosper three years ago to get my baby's his first laptop which he outgrown. My son is now in the fourth grade gifted program at school and we have decided to reward him academically to furnish his room with a new lap top and starter medical equipment to start him off. His desire since the first grade to become a Genetics Scientist when he grows up. My husband and I started to take him very seriously after he made it quite clear when he gives his speeches. We plan to use $2000 to pay off our minute debts and remainder to purchase a new computer and starter science equipments for him. Thanks for the support!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$30.001/3/2012 5:04:21 PM
handy-justice$100.001/3/2012 5:04:27 PM
yield-lion2$100.001/3/2012 5:05:02 PM
penny-plato$25.001/3/2012 5:06:09 PM
MatthewDP$100.001/3/2012 5:07:20 PM
RoZu_Lending$100.001/3/2012 5:09:20 PM
vutah$25.001/3/2012 5:12:54 PM
312-Lender$25.001/3/2012 5:16:49 PM
SFBank$50.001/3/2012 5:23:22 PM
unequivocal-fund7$25.001/3/2012 5:27:03 PM
Dusigrosz$300.001/3/2012 5:01:44 PM
trumpeter5$25.001/3/2012 5:02:37 PM
lucrative-loan$150.001/3/2012 5:02:36 PM
marinbb$100.001/3/2012 5:03:09 PM
jhouman$50.001/3/2012 5:05:49 PM
luv4cycling$50.001/3/2012 5:32:02 PM
R3vXX$25.001/3/2012 5:08:32 PM
atlas-shrugged$250.001/3/2012 5:08:54 PM
blitzen40$30.001/3/2012 5:09:06 PM
hitsman$50.001/3/2012 5:36:19 PM
nimble-revenue5$50.001/3/2012 5:10:43 PM
nimble-revenue5$50.001/3/2012 5:10:36 PM
Jack55304$200.001/3/2012 5:37:48 PM
SolarMoonshine$50.001/3/2012 5:11:54 PM
wesleyan$50.001/3/2012 5:12:19 PM
worthy-bid8$50.001/3/2012 5:17:16 PM
credit-missile$135.001/3/2012 5:43:31 PM
AndChicksforFree$100.001/3/2012 5:19:33 PM
WilliamLeeSims$25.001/3/2012 5:20:48 PM
icanhasloanz$100.001/3/2012 5:47:26 PM
enticing-capital6$50.001/3/2012 5:21:31 PM
113121$301.091/3/2012 5:50:22 PM
SLN-10$50.001/3/2012 5:23:34 PM
first-pragmatic-power$25.001/3/2012 5:25:14 PM
halothane_logic$26.911/3/2012 5:25:28 PM
IntrepidInvestment$50.001/3/2012 5:36:50 PM
Investor_DP$100.001/3/2012 5:39:27 PM
lamsabuy$100.001/3/2012 5:45:55 PM
managedfund$777.001/3/2012 5:46:37 PM
worth-dandelion$100.001/3/2012 5:49:44 PM
40 Investments
 
Borrower Payment Dependent Notes Series 548485
This series of Notes was issued and sold upon the funding of the borrower loan #58533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $211.56
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1994 Debt/Income ratio: 34%
Credit score: 740-759 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 30 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,271Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: new-inspiring-rupee Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
JustMee$25.001/3/2012 5:07:35 PM
rupee-equation2$25.001/3/2012 5:12:41 PM
hitsman$50.001/3/2012 5:36:20 PM
selector568$300.001/3/2012 5:11:33 PM
Investor_DP$100.001/3/2012 5:38:58 PM
WilliamLeeSims$25.001/3/2012 5:20:57 PM
worth-blanket2$5,300.001/3/2012 6:02:14 PM
commanding-treasure2$50.001/3/2012 5:29:11 PM
kenji4861$25.001/3/2012 5:39:58 PM
successful-agreement7$100.001/3/2012 5:41:48 PM
10 Investments
 
Borrower Payment Dependent Notes Series 548497
This series of Notes was issued and sold upon the funding of the borrower loan #58584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Jan-04-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $139.82
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-2001 Debt/Income ratio: 22%
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 54 Occupation: Military Officer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,691Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: credit-squirrel0 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 13 ( 93% ) 700-719 (Latest)
Principal borrowed: $4,000.00< 31 days late: 1 ( 7% )  
640-659 (Feb-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
New Baby Expenses
Purpose of loan: Assist with New Addition of the Family
This loan will be used to purchase items for the Baby Room

My financial situation:
I am a good candidate for this loan because I have had a Prosper Loan before that was paid in full about a year ago. I have never been late on any payments within the last 7 years.


Monthly net income: $6500 after taxes
Total Monthly expenses: $4900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$25.001/4/2012 9:02:51 AM
janeybooboo$150.001/4/2012 9:05:16 AM
gravbox$25.001/4/2012 9:13:42 AM
wonder3$30.001/4/2012 9:15:01 AM
income-vault6$25.001/4/2012 9:18:53 AM
green-trade-dolphin2$34.341/4/2012 9:02:17 AM
AndChicksforFree$100.001/4/2012 9:03:33 AM
vutah$35.001/4/2012 9:08:34 AM
nimble-money086$25.001/4/2012 9:09:35 AM
Aimvest$25.001/4/2012 9:10:46 AM
hitsman$50.001/4/2012 9:10:26 AM
WilliamLeeSims$25.001/4/2012 9:14:46 AM
successful-agreement7$100.001/4/2012 9:23:41 AM
worth-blanket2$3,500.001/4/2012 9:24:19 AM
14 Investments
 
Borrower Payment Dependent Notes Series 548498
This series of Notes was issued and sold upon the funding of the borrower loan #58563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jan-03-2012 
Term: 60 months Listing End date:  Jan-06-2012 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $325.19
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-1998 Debt/Income ratio: 22%
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:6y 8m
Amount delinquent: $0 Total credit lines: 12 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,114Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: riveting-reward Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidaton
Purpose of loan: Debt Consolidaiton
This loan will be used to...Pay-Off Credit Cards

My financial situation: Excellant
I am a good candidate for this loan because...I have a great paying job that is steady. My husband pays for all household expenses.


Monthly net income: $ 3553.00
Monthly expenses: $ 500.
Housing: $0
Insurance: $70
Car expenses: $70
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $400.
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
nimble-revenue5$50.001/3/2012 5:10:44 PM
WilliamLeeSims$25.001/3/2012 5:20:57 PM
nimble-revenue5$50.001/3/2012 5:10:37 PM
rupee-equation2$25.001/3/2012 5:12:41 PM
edaguy$50.001/3/2012 5:36:45 PM
Rogesparkguy$25.001/3/2012 7:08:13 PM
hitsman$50.001/3/2012 5:36:21 PM
Investor_DP$100.001/3/2012 5:39:17 PM
money-booster2$35.001/3/2012 8:43:26 PM
successful-agreement7$100.001/3/2012 5:41:49 PM
downtownfarm$25.001/4/2012 6:44:11 AM
mlj0671$25.001/4/2012 7:32:53 AM
scarlet-velvet$25.081/4/2012 7:15:05 AM
vine99$65.001/4/2012 8:19:26 AM
janeybooboo$100.001/4/2012 9:11:19 AM
tnjohnso$25.001/4/2012 9:23:12 AM
Tylerh$250.001/4/2012 2:54:28 PM
the-hope-workhorse$50.001/4/2012 3:25:10 PM
houli123$25.001/4/2012 5:47:06 PM
zeeexsixare$400.001/4/2012 6:36:33 PM
velocity-gala$250.001/4/2012 11:40:25 PM
SFBank$50.001/4/2012 7:23:14 PM
x32248$25.001/4/2012 10:11:00 PM
Rogelio48$35.001/5/2012 6:21:05 AM
gold-pudding6$60.001/5/2012 5:47:57 AM
red-power-pecan$50.001/5/2012 8:51:19 AM
Tradesmanlender$25.001/5/2012 9:22:48 AM
diplomatic-wealth7$25.001/5/2012 9:29:52 AM
miked8303$25.001/5/2012 9:34:57 AM
handshake5$100.001/5/2012 9:35:16 AM
KLCRAY$25.001/5/2012 9:40:26 AM
melodious-fairness$25.001/5/2012 9:41:36 AM
zone8$60.001/5/2012 9:44:04 AM
Weaverville$25.001/5/2012 9:25:57 AM
economy-producer$25.001/5/2012 9:28:29 AM
mercuriant$25.001/5/2012 9:54:18 AM
stepatatime-together$69.001/5/2012 9:37:42 AM
important-openness1$86.001/5/2012 9:33:59 AM
profitable-return5$32.991/5/2012 9:59:27 AM
saffron4$25.001/5/2012 9:34:32 AM
careful-vigilance4$25.001/5/2012 10:00:55 AM
ommcd$25.001/5/2012 10:01:41 AM
investment-comet$25.001/5/2012 11:15:16 AM
loot-caper$25.001/5/2012 11:17:06 AM
jjswanso$76.001/5/2012 9:46:48 AM
bubb_hans$50.001/5/2012 9:44:53 AM
EBITDA$25.001/5/2012 9:45:46 AM
shrewd-peace7$25.001/5/2012 9:53:50 AM
the-hope-workhorse$50.001/5/2012 1:08:39 PM
afterhours$25.001/5/2012 1:35:24 PM
finance-mushroom$135.001/5/2012 10:05:08 AM
Comoparklender$25.001/5/2012 10:06:33 AM
courteous-platinum7$25.001/5/2012 2:33:31 PM
happycents$25.001/5/2012 11:17:17 AM
1willray$25.001/5/2012 2:59:49 PM
SBT$25.001/5/2012 3:03:58 PM
intuitive-worth7$25.001/5/2012 10:58:34 AM
intelligent-dedication9$100.001/5/2012 11:27:51 AM
frogperson$100.001/5/2012 3:48:43 PM
pilot388$25.001/5/2012 11:49:14 AM
moneyformyhouse$25.001/5/2012 12:06:27 PM
the-hope-workhorse$100.001/5/2012 1:24:13 PM
factcheck$28.931/5/2012 1:25:08 PM
basis-mate7$25.001/5/2012 2:35:36 PM
penny-surgeon$25.001/5/2012 1:57:40 PM
adamdroker$32.621/5/2012 1:58:46 PM
bonus-demon$50.001/5/2012 5:09:49 PM
merciful-return164$200.001/5/2012 3:22:30 PM
Malkial$37.671/5/2012 5:15:56 PM
five-star-order1$50.001/5/2012 3:42:15 PM
ethical-truth211$200.001/5/2012 3:17:17 PM
friendship9$25.001/5/2012 3:20:41 PM
greenback-investor7$100.001/5/2012 5:20:28 PM
frogperson$150.001/5/2012 3:47:33 PM
contract-paloverde1$25.001/5/2012 4:42:31 PM
profit-powerplant$25.001/5/2012 5:01:49 PM
durability-halibut$25.001/5/2012 4:49:13 PM
the-healthy-commitment$25.001/5/2012 5:32:46 PM
scionfan$25.001/5/2012 6:47:43 PM
Scrooge_McDuck2$100.001/5/2012 6:50:26 PM
KaChingInvestments$25.001/5/2012 7:10:14 PM
deal-thinker7$25.001/5/2012 5:52:44 PM
consummate-loyalty1$75.001/5/2012 5:49:53 PM
erowis$80.001/5/2012 7:56:45 PM
bulabula$25.001/5/2012 8:10:43 PM
SelectTrustLending$25.001/5/2012 8:23:14 PM
resolute-worth4$50.001/5/2012 6:29:05 PM
GermanKid$60.001/5/2012 9:16:56 PM
asya$25.001/5/2012 5:58:34 PM
asset-professor$25.001/5/2012 6:56:05 PM
investment-violin0$25.001/5/2012 9:44:09 PM
peace-apricot0$50.001/5/2012 10:39:16 PM
forthright-durability$25.001/5/2012 7:11:04 PM
ksubd$100.001/5/2012 11:47:11 PM
bold-sunny-generosity$25.001/5/2012 6:26:29 PM
thankful-nickel2$25.001/6/2012 12:21:54 AM
blissful-finance7$50.001/6/2012 2:05:16 AM
suave-dime6$25.001/6/2012 2:30:24 AM
OLYVRC$25.001/5/2012 7:30:49 PM
sjc224$25.001/5/2012 7:05:57 PM
Maximum_Investment$25.001/6/2012 4:35:33 AM
be_wise$25.001/5/2012 7:09:11 PM
competitor119$50.001/5/2012 7:12:34 PM
blackberryhill$30.001/6/2012 5:33:11 AM
magical-durability9$25.001/5/2012 7:20:14 PM
spiff666$66.691/5/2012 8:35:59 PM
ndhookman$100.001/6/2012 6:03:57 AM
Lou-Holtz$30.001/5/2012 8:57:42 PM
Aqua-rius$25.001/5/2012 9:13:19 PM
Indio92203$25.001/6/2012 6:17:32 AM
productive-ore$25.001/5/2012 9:24:50 PM
rob1971$50.001/5/2012 7:41:46 PM
bluehen00$25.001/6/2012 6:43:25 AM
zone6$100.001/5/2012 10:14:38 PM
benefit-flow$50.001/5/2012 8:03:43 PM
Kerosene_Hat$25.001/5/2012 8:29:24 PM
penny-firestarter$25.001/5/2012 8:32:54 PM
octoberfresh$25.001/6/2012 7:21:22 AM
mingthemink$25.001/5/2012 9:17:58 PM
SAMCRO$27.001/5/2012 9:39:29 PM
kingbob$25.001/6/2012 7:43:50 AM
worldly-income2$28.441/6/2012 7:54:42 AM
bowler252$27.001/5/2012 10:11:30 PM
dorfinia$25.001/6/2012 8:09:48 AM
addlending$40.001/5/2012 10:59:23 PM
pledge0$40.001/5/2012 11:47:27 PM
sharpchicago$50.001/6/2012 8:51:51 AM
scoobiedoo$50.001/6/2012 5:51:48 AM
c-gurista-5$25.001/6/2012 5:56:27 AM
eling99$56.481/6/2012 6:07:49 AM
dano1965$50.001/6/2012 6:15:51 AM
rjcoutur2001$248.421/6/2012 3:59:09 AM
Cluvnupe06$50.001/6/2012 4:11:54 AM
andec25$25.001/6/2012 6:43:41 AM
orange-preeminant-bill$25.001/6/2012 6:45:40 AM
economy-coup$50.001/6/2012 9:09:28 AM
sharpey$25.001/6/2012 6:52:37 AM
averagefore$25.001/6/2012 6:53:09 AM
whatreality$25.001/6/2012 5:57:19 AM
Bob450$30.001/6/2012 6:57:42 AM
attractive-fund$50.001/6/2012 7:05:39 AM
paulpk$125.001/6/2012 7:24:37 AM
intrepid-loot$25.001/6/2012 7:47:59 AM
bold-phenomenal-funds$40.001/6/2012 7:50:14 AM
point$50.001/6/2012 9:18:11 AM
power-companion7$73.001/6/2012 9:18:23 AM
lucrative-dollar$100.001/6/2012 8:41:48 AM
appcoder$45.001/6/2012 8:46:43 AM
return-blueberry383$500.001/6/2012 7:02:08 AM
credit-coach118$55.471/6/2012 8:52:59 AM
responsive-value4$25.001/6/2012 7:29:19 AM
officer8$25.001/6/2012 9:03:19 AM
buffalobills$25.001/6/2012 7:29:46 AM
wwwUniversal$25.001/6/2012 9:22:09 AM
Mariner3605$25.001/6/2012 9:06:29 AM
tidy-finance2$47.931/6/2012 7:48:19 AM
social-cocktail1$200.001/6/2012 9:24:10 AM
exchange-upholder0$25.001/6/2012 8:52:44 AM
Wellman$25.001/6/2012 9:29:34 AM
FASTIZIO_P$25.001/6/2012 9:37:44 AM
dedicated-diversification5$100.001/6/2012 9:15:48 AM
iaffy$25.001/6/2012 9:38:15 AM
duty-explosion9$75.001/6/2012 9:08:35 AM
shmb6508$50.001/6/2012 9:17:42 AM
Scombs$34.911/6/2012 9:11:50 AM
first-dinero-igloo$25.001/6/2012 9:13:24 AM
rcm87$50.001/6/2012 9:15:33 AM
msh345$25.001/6/2012 9:26:10 AM
finance-prescription$100.001/6/2012 9:49:33 AM
first-integrity-gravity$50.001/6/2012 9:50:59 AM
WonderPup$100.001/6/2012 9:51:58 AM
yield-trader$25.001/6/2012 10:10:07 AM
Miklot$29.001/6/2012 9:52:18 AM
jules3304$25.001/6/2012 9:45:38 AM
thelovebug$100.001/6/2012 9:57:03 AM
brendan711$50.001/6/2012 9:59:04 AM
Kaj$25.001/6/2012 10:00:27 AM
coin-investor$25.001/6/2012 9:54:07 AM
washboard1$25.001/6/2012 10:03:27 AM
fortytwo$150.001/6/2012 9:59:03 AM
the-profit-oracle$25.001/6/2012 10:06:29 AM
Elefunt$25.001/6/2012 10:07:26 AM
magnitude787$25.001/6/2012 10:03:16 AM
money-bauble$77.001/6/2012 10:06:36 AM
dollar-tornado3$25.001/6/2012 10:09:26 AM
the-enthralling-coin$25.001/6/2012 10:10:23 AM
platinum-enlightenment$25.001/6/2012 10:14:35 AM
revenue-innovator1$5.371/6/2012 10:24:44 AM
188 Investments
 
Borrower Payment Dependent Notes Series 548556
This series of Notes was issued and sold upon the funding of the borrower loan #58571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $164.98
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1990 Debt/Income ratio: 20%
Credit score: 820-839 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 26 / 23Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 72 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,510Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: Yes  
Screen name: adventurous-leverage7 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
medical expenses
Purpose of loan:
This loan will be used to...cover child's medical exenses

My financial situation:
I am a good candidate for this loan because...of my outstading credit score
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$27.561/3/2012 5:02:20 PM
selector568$300.001/3/2012 5:11:35 PM
WilliamLeeSims$25.001/3/2012 5:20:51 PM
WilliamLeeSims$25.001/3/2012 5:20:58 PM
commanding-treasure2$50.001/3/2012 5:29:13 PM
DDPrime$50.001/3/2012 5:30:49 PM
JustMee$25.001/3/2012 5:07:06 PM
cashhelp$25.001/3/2012 5:33:35 PM
Sneezie$100.001/3/2012 5:12:56 PM
rupee-equation2$25.001/3/2012 5:12:43 PM
successful-agreement7$100.001/3/2012 5:41:52 PM
bb575$50.001/3/2012 5:42:08 PM
income-banjo$25.001/3/2012 5:18:58 PM
top-courteous-peso$75.001/3/2012 5:21:11 PM
brilliant-market680$100.001/3/2012 5:25:16 PM
greenback-investor7$100.001/3/2012 5:27:00 PM
credit-panda1$25.001/3/2012 5:28:12 PM
money-booster2$25.001/3/2012 5:27:58 PM
gravbox$25.001/3/2012 5:31:49 PM
superb-funds335$25.001/3/2012 5:34:36 PM
AFairDeal$25.001/3/2012 5:35:04 PM
hitsman$50.001/3/2012 5:36:25 PM
edaguy$75.001/3/2012 5:36:37 PM
edaguy$75.001/3/2012 5:36:32 PM
kenji4861$25.001/3/2012 5:39:32 PM
market-solstice2$25.001/3/2012 5:42:04 PM
market-solstice2$25.001/3/2012 5:42:10 PM
notabanker$75.001/3/2012 5:44:12 PM
BxRealtor$25.001/3/2012 5:49:10 PM
loyalty-circuitry$100.001/3/2012 6:01:03 PM
creditjunky$125.001/3/2012 6:04:55 PM
loyalty-czar$85.001/3/2012 6:52:33 PM
1traveler$25.001/3/2012 11:32:11 PM
emphatic-responsibility$25.001/4/2012 2:30:33 AM
birchbark86$25.001/4/2012 6:14:36 AM
downtownfarm$25.001/4/2012 6:44:13 AM
grammaspurse$25.001/4/2012 7:24:03 AM
charming-exchange7$25.001/4/2012 8:05:27 AM
friendinmoney$26.071/4/2012 8:16:27 AM
Aimvest$25.001/4/2012 9:10:44 AM
Ven58$30.001/4/2012 9:23:15 AM
HeroSupport$35.001/4/2012 9:21:47 AM
SOP_Bank$25.001/4/2012 10:06:38 AM
bonus-encourager5$250.001/4/2012 10:07:45 AM
adventurous-treasure2$50.001/4/2012 11:16:08 AM
Hillbilly_Banker$25.001/4/2012 11:22:25 AM
rocker137$32.281/4/2012 11:25:01 AM
investment-comet$25.001/4/2012 11:36:37 AM
cwegert$25.001/4/2012 9:49:57 AM
Bank_Of_XL$25.001/4/2012 12:34:09 PM
nuclearmoose$50.001/4/2012 9:50:05 AM
yield-hut$25.001/4/2012 12:54:25 PM
D911ave$50.001/4/2012 9:56:16 AM
ryan6853$25.111/4/2012 10:00:59 AM
thankful-nickel2$25.001/4/2012 10:06:56 AM
Rulea72$25.001/4/2012 2:14:05 PM
pleasant-bid$100.001/4/2012 10:18:22 AM
radiobuda$50.001/4/2012 10:20:17 AM
gold-gazelle$25.001/4/2012 2:25:52 PM
newest-community-accordion$50.001/4/2012 11:12:20 AM
enriching-dollar1$100.001/4/2012 10:29:41 AM
julijask$25.001/4/2012 11:30:56 AM
unbelievable-exchange$100.001/4/2012 10:33:47 AM
djalan$45.151/4/2012 10:35:01 AM
just-loyalty643$50.001/4/2012 11:41:53 AM
principal-duckling$50.001/4/2012 10:44:08 AM
shellstar$25.001/4/2012 10:54:21 AM
CSAworker$25.001/4/2012 12:03:21 PM
market-maximizer472$100.001/4/2012 3:30:01 PM
damanq$25.001/4/2012 12:07:59 PM
responsive-value4$25.001/4/2012 12:10:54 PM
equitable-funds8$50.001/4/2012 3:57:57 PM
equitable-funds8$100.001/4/2012 4:00:32 PM
Ruckus888$250.001/4/2012 4:02:19 PM
Guiren$87.831/4/2012 4:13:20 PM
octoberfresh$25.001/4/2012 1:28:35 PM
DanV$36.001/4/2012 1:34:58 PM
radforj22$25.001/4/2012 2:02:56 PM
Solid-Platinum$30.001/4/2012 2:01:57 PM
repaymeplease$25.001/4/2012 2:07:48 PM
Tylerh$250.001/4/2012 2:54:32 PM
masonn$100.001/4/2012 3:25:29 PM
ethical-truth211$140.001/4/2012 3:26:20 PM
Ripsaw4U$50.001/4/2012 3:22:29 PM
transparency-universe8$25.001/4/2012 4:04:16 PM
rajs$150.001/4/2012 3:37:33 PM
iamdoug$25.001/4/2012 4:12:13 PM
87 Investments
 
Borrower Payment Dependent Notes Series 548596
This series of Notes was issued and sold upon the funding of the borrower loan #58667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jan-04-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $318.54
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1987 Debt/Income ratio: 11%
Credit score: 760-779 (Jan-2012) Inquiries last 6m: 8Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 27 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,107Stated income:$100,000+
Delinquencies in last 7y: 10 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: well-rounded-contract6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...
Home improvement
My financial situation:
I am a good candidate for this loan because...
I have a secure job and am very responsible.

Monthly net income: $11,600
Monthly expenses: $5400.00
Housing: $1957.00
Insurance: $354.00
Car expenses: $1200.00
Utilities: $250.00
Phone, cable, internet: $350.00
Food, entertainment: $500.00
Clothing, household expenses: $250.00
Credit cards and other loans: $250.00
Other expenses: $250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
nimble-revenue5$50.001/4/2012 9:05:45 AM
successful-agreement7$100.001/4/2012 9:23:42 AM
worth-blanket2$7,850.001/4/2012 9:24:27 AM
hitsman$50.001/4/2012 9:10:27 AM
handy-justice$50.001/4/2012 9:18:54 AM
5 Investments
 
Borrower Payment Dependent Notes Series 548601
This series of Notes was issued and sold upon the funding of the borrower loan #58581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-05-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-2003 Debt/Income ratio: 38%
Credit score: 680-699 (Jan-2012) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 19Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 29 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,781Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: No  
Screen name: blue-sincere-return Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 6250
Monthly expenses: $3400
Housing: $1250
Insurance: $125
Car expenses: $0
Utilities: $140
Phone, cable, internet: $140
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $700
Other expenses: $1045
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
orange-leverage-phoenix$30.001/5/2012 9:03:44 AM
nimble-revenue5$50.001/5/2012 9:07:48 AM
worthy-bid8$50.001/5/2012 9:18:02 AM
dough-bear$25.001/5/2012 9:20:47 AM
worldly-community3$38.001/5/2012 9:21:52 AM
cattlebaron$25.001/5/2012 9:25:47 AM
handy-justice$50.001/5/2012 9:08:21 AM
heavenly-interest9$600.001/5/2012 9:34:03 AM
stepatatime-together$100.001/5/2012 9:37:42 AM
capital-halo1$1,000.001/5/2012 9:24:30 AM
Gladglide$25.001/5/2012 9:41:21 AM
favorite-commerce$60.001/5/2012 9:21:32 AM
Weaverville$25.001/5/2012 9:26:09 AM
economy-producer$25.001/5/2012 9:28:29 AM
bubb_hans$25.001/5/2012 9:46:19 AM
finance-prescription$100.001/5/2012 9:32:31 AM
asiaratt$50.001/5/2012 9:47:58 AM
handshake5$100.001/5/2012 9:35:16 AM
bid-czar8$100.001/5/2012 9:51:33 AM
green-capital-hornet$25.001/5/2012 9:35:22 AM
Learning2Lend$25.001/5/2012 9:53:58 AM
houli123$50.851/5/2012 9:57:28 AM
hitsman$50.001/5/2012 9:58:42 AM
rupee-equation2$25.001/5/2012 10:01:09 AM
HHP$100.001/5/2012 9:44:29 AM
leverage-monger$25.001/5/2012 10:14:10 AM
pythia$25.001/5/2012 11:05:14 AM
Investor_DP$100.001/5/2012 9:46:22 AM
social-cocktail1$179.001/5/2012 9:48:50 AM
vutah$25.001/5/2012 11:59:59 AM
golden-velocity9$25.001/5/2012 9:55:14 AM
SolarMoonshine$25.001/5/2012 9:48:56 AM
fortytwo$66.001/5/2012 9:50:57 AM
gallant-economy9$50.001/5/2012 9:58:58 AM
careful-vigilance4$25.001/5/2012 10:00:55 AM
finance-mushroom$200.001/5/2012 10:05:09 AM
irrelevant$50.001/5/2012 10:05:15 AM
WilliamLeeSims$25.001/5/2012 10:02:01 AM
bravos33$35.001/5/2012 10:17:28 AM
bid-stockpiler1$50.001/5/2012 11:28:38 AM
penny-plato$25.001/5/2012 11:42:29 AM
let_me_retire$25.001/5/2012 11:43:42 AM
prudent-bid3$25.001/5/2012 11:53:51 AM
Agonbiew$50.001/5/2012 12:23:00 PM
orange-elated-contract$25.001/5/2012 11:59:39 AM
worth-blanket2$200.001/5/2012 12:22:38 PM
46 Investments
 
Borrower Payment Dependent Notes Series 548604
This series of Notes was issued and sold upon the funding of the borrower loan #58619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Jan-03-2012 
Term: 60 months Listing End date:  Jan-05-2012 
 
Lender yield: 24.89% Borrower rate/APR: 25.89% / 28.49% Monthly payment: $343.57
 
Lender servicing fee: 1.00% Effective Yield*: 24.30%  
Estimated return*: 15.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1982 Debt/Income ratio: 20%
Credit score: 680-699 (Jan-2012) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:33y 5m
Amount delinquent: $0 Total credit lines: 18 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,847Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: Yes  
Screen name: blue-sympathetic-dinero Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 680-699 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
680-699 (Mar-2011)
 
Principal balance: $5,823.63 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Cosolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
gold-plane1$50.001/3/2012 5:03:35 PM
rupee-equation2$25.001/3/2012 5:12:43 PM
affluence-generator2$100.001/3/2012 5:03:24 PM
commanding-treasure2$50.001/3/2012 5:29:13 PM
DHolly$31.001/3/2012 5:04:53 PM
bravos33$25.001/3/2012 5:09:50 PM
nimble-revenue5$50.001/3/2012 5:10:40 PM
nimble-revenue5$50.001/3/2012 5:10:47 PM
edaguy$50.001/3/2012 5:36:46 PM
Investor_DP$100.001/3/2012 5:39:04 PM
successful-agreement7$100.001/3/2012 5:41:56 PM
312-Lender$25.001/3/2012 5:16:43 PM
p2ploan-lion$25.001/3/2012 5:44:55 PM
scrappy-leverage6$25.001/3/2012 5:47:23 PM
DoctorJoe$25.001/3/2012 6:33:52 PM
superb-funds335$25.001/3/2012 5:34:36 PM
hitsman$50.001/3/2012 5:36:26 PM
edaguy$75.001/3/2012 5:36:37 PM
money-booster2$25.001/3/2012 8:38:19 PM
cattlebaron$50.001/3/2012 9:06:20 PM
golden-velocity9$25.001/3/2012 5:43:40 PM
natdwg$30.001/4/2012 2:55:48 AM
Kash2010lu$25.001/3/2012 6:59:33 PM
nimble-money086$25.001/3/2012 6:56:09 PM
Rogesparkguy$25.001/3/2012 7:05:21 PM
blue-dollar-viking$50.001/3/2012 7:13:20 PM
chameleon125$25.001/4/2012 6:36:28 AM
bullish2bearish$28.001/4/2012 7:16:22 AM
prudent-bid3$25.001/3/2012 8:40:44 PM
metro457$100.001/4/2012 7:34:10 AM
emphatic-responsibility$25.001/4/2012 2:30:33 AM
museic1$100.001/4/2012 3:24:55 AM
blackberryhill$35.001/4/2012 5:32:56 AM
BigBag$25.001/4/2012 6:07:03 AM
shawnw2$150.001/4/2012 5:16:45 AM
coin-amigo$34.061/4/2012 5:26:23 AM
Fecund-ent$25.001/4/2012 6:37:57 AM
factcheck$25.001/4/2012 6:16:02 AM
Bob450$30.001/4/2012 6:35:18 AM
downtownfarm$25.001/4/2012 6:44:14 AM
ethical-truth211$500.001/4/2012 7:06:00 AM
deal-thinker7$50.001/4/2012 7:26:36 AM
shmb6508$50.001/4/2012 9:17:59 AM
FarmersBank$28.871/4/2012 7:50:43 AM
Leshan$100.001/4/2012 8:40:22 AM
exuberant-funds1$25.001/4/2012 8:44:32 AM
MrBailey$25.001/4/2012 9:27:33 AM
prohelper$25.001/4/2012 9:09:35 AM
ptjg$100.001/4/2012 9:33:48 AM
_kyle$36.001/4/2012 9:53:16 AM
Ron_Paul_for_President_2012$30.001/4/2012 9:53:19 AM
Kaj$25.001/4/2012 9:28:50 AM
fortytwo$150.001/4/2012 9:58:51 AM
investorrr$50.001/4/2012 9:31:06 AM
rescue$100.001/4/2012 9:31:32 AM
worth-dandelion$100.001/4/2012 9:31:03 AM
Weaverville$25.001/4/2012 10:28:19 AM
penny-surgeon$25.001/4/2012 11:19:40 AM
rocker137$25.001/4/2012 11:24:09 AM
social-cocktail1$100.001/4/2012 12:37:58 PM
vtrentster$25.001/4/2012 12:55:44 PM
radforj22$25.001/4/2012 1:59:12 PM
gold-gazelle$25.001/4/2012 2:19:20 PM
mpatrick$100.001/4/2012 10:06:29 AM
Interloper$50.001/4/2012 2:20:06 PM
gold-disk$25.001/4/2012 2:25:38 PM
fund-tom-tom6$28.961/4/2012 10:37:34 AM
lucky2$25.001/4/2012 10:41:46 AM
principal-duckling$50.001/4/2012 10:45:56 AM
Tylerh$250.001/4/2012 2:54:33 PM
investment-comet$25.001/4/2012 11:38:30 AM
agalt$100.001/4/2012 11:39:29 AM
ocho$50.001/4/2012 11:44:14 AM
toomanyfishtanks$25.001/4/2012 12:28:37 PM
radforj22$25.001/4/2012 4:17:26 PM
suave-dime6$25.001/4/2012 4:29:30 PM
javelin0$25.001/4/2012 4:51:42 PM
economy-coup$50.001/4/2012 5:07:06 PM
MBurns$25.001/4/2012 3:58:55 PM
dedicated-hope640$25.001/4/2012 3:39:24 PM
DrewOdette$50.001/4/2012 4:49:54 PM
loan-fate$50.001/4/2012 5:17:10 PM
nickel-ferret$50.001/4/2012 5:19:12 PM
R3vXX$25.001/4/2012 5:06:47 PM
blue-radiant-economy$100.001/4/2012 5:07:11 PM
progressive-economy261$400.001/4/2012 5:21:19 PM
coin-investor$25.001/4/2012 5:11:39 PM
enriching-credit9$25.001/4/2012 5:23:55 PM
gallant-economy9$50.001/4/2012 5:14:54 PM
loyalty-sherpa$25.001/4/2012 5:14:59 PM
auction-seeker4$25.001/4/2012 5:27:45 PM
listing-vista$50.001/4/2012 5:18:36 PM
figs4u2$100.001/4/2012 5:32:27 PM
AF-Chief$25.001/4/2012 5:21:30 PM
lender2611$25.001/4/2012 5:17:04 PM
yield-trader$25.001/4/2012 5:23:12 PM
genius520$50.001/4/2012 5:45:07 PM
bid-czar8$100.001/4/2012 5:25:09 PM
life-is-great$25.001/4/2012 5:50:16 PM
money-bauble$100.001/4/2012 5:38:04 PM
williemc44$25.001/4/2012 5:39:44 PM
handshake5$100.001/4/2012 5:41:06 PM
finance-prescription$100.001/4/2012 5:56:31 PM
ursus$50.001/4/2012 5:57:50 PM
ideal-platinum1$25.001/4/2012 5:37:30 PM
managedfund$1,333.001/4/2012 5:39:14 PM
gjm6d$25.001/4/2012 5:40:00 PM
CAGE-Investments$25.001/4/2012 6:04:53 PM
flexible-return297$25.001/4/2012 6:08:23 PM
money-surge1$25.001/4/2012 5:46:05 PM
penny-plato$25.001/4/2012 6:13:04 PM
proud-pound4$25.001/4/2012 6:13:23 PM
truth-companion$25.001/4/2012 5:46:41 PM
elfincove$25.001/4/2012 6:21:41 PM
tender-commerce8$50.001/4/2012 5:54:16 PM
melodious-fairness$25.001/4/2012 5:55:26 PM
asmithj$25.001/4/2012 6:08:28 PM
divemaster$25.001/4/2012 7:46:30 PM
orange-preeminant-bill$25.001/4/2012 6:09:33 PM
evergreen16$150.001/4/2012 7:53:08 PM
velocity-solo$25.001/4/2012 6:00:24 PM
EarlyRiser$301.001/4/2012 6:11:44 PM
enticing-exchange3$25.001/4/2012 6:02:15 PM
important-openness1$100.001/4/2012 6:02:42 PM
Comoparklender$25.001/4/2012 6:15:44 PM
zeeexsixare$300.001/4/2012 6:30:38 PM
scojo$25.511/4/2012 9:55:09 PM
a-leverage-investor$25.001/4/2012 10:06:03 PM
jazzlender$50.001/4/2012 6:09:37 PM
the-enthralling-coin$25.001/4/2012 6:14:48 PM
IIP77$25.001/5/2012 3:02:27 AM
gold-virtuoso$45.001/4/2012 6:20:39 PM
Foothill-Paradise$59.621/4/2012 8:09:30 PM
gold-pudding6$60.001/5/2012 5:47:58 AM
Rogelio48$25.001/5/2012 6:18:11 AM
intrepid-loot$25.001/5/2012 6:31:02 AM
rajs$50.001/4/2012 8:51:51 PM
moneymaker1981$30.001/4/2012 9:08:44 PM
MKKBucks$50.001/5/2012 7:36:46 AM
YosemiteSam$25.001/5/2012 3:48:29 AM
gold-cluster$100.001/5/2012 8:20:36 AM
yield-hut$30.001/5/2012 4:05:05 AM
jules3304$25.001/5/2012 6:05:33 AM
the-profit-oracle$25.001/5/2012 9:05:09 AM
87Marc$25.001/5/2012 9:11:40 AM
Use_It_Wisely$25.001/5/2012 7:42:10 AM
mad-scientist418$25.001/5/2012 6:33:15 AM
wizard750$28.001/5/2012 9:14:57 AM
contract-victor5$30.001/5/2012 8:02:12 AM
LOAN_DOC$25.001/5/2012 7:05:45 AM
revenue-tsunami$25.001/5/2012 8:05:21 AM
pound-ace$25.001/5/2012 9:05:19 AM
top-benefit-sequoia$25.001/5/2012 8:45:02 AM
wwwUniversal$25.001/5/2012 9:08:46 AM
reward-adventure$50.001/5/2012 9:14:11 AM
wayman$25.001/5/2012 9:15:13 AM
wealth-infusion6$100.001/5/2012 9:18:46 AM
ijspence$25.001/5/2012 9:17:27 AM
studious-bonus7$100.001/5/2012 9:45:18 AM
LeReve$50.001/5/2012 9:25:09 AM
washboard1$25.001/5/2012 9:30:07 AM
HamachiMan$50.001/5/2012 9:26:22 AM
hopethisworks$25.001/5/2012 9:33:55 AM
leverage-monger$25.001/5/2012 9:58:46 AM
wise-rupee-sanctuary$40.001/5/2012 9:59:00 AM
Elefunt$25.001/5/2012 9:59:06 AM
robust-trade$25.001/5/2012 9:59:08 AM
bubb_hans$50.001/5/2012 9:44:54 AM
Mark-7$41.001/5/2012 9:45:12 AM
treasure-widget$25.001/5/2012 9:45:08 AM
pilot388$25.001/5/2012 11:49:15 AM
generosity-battalion0$50.001/5/2012 12:52:30 PM
loan-kingdom162$25.001/5/2012 9:56:38 AM
awesome-yield7$33.971/5/2012 1:37:29 PM
market-pudding$25.001/5/2012 1:53:14 PM
ommcd$25.001/5/2012 10:01:41 AM
bnlforever$25.001/5/2012 10:06:54 AM
elegant-loot$50.001/5/2012 11:03:43 AM
elegant-loot$25.001/5/2012 11:06:32 AM
MoneyBadger$25.001/5/2012 10:12:46 AM
intelligent-dedication9$75.001/5/2012 11:27:51 AM
loot-caper$25.001/5/2012 11:17:06 AM
bold-sunny-generosity$25.001/5/2012 12:10:10 PM
BayTech$25.001/5/2012 12:58:38 PM
JSON$25.001/5/2012 1:47:15 PM
lamarsam$25.001/5/2012 12:36:49 PM
focused-bill3$75.001/5/2012 1:49:46 PM
Phatt-Daddy$50.001/5/2012 12:58:27 PM
duty-explosion9$50.001/5/2012 1:00:48 PM
JJ9876$25.001/5/2012 1:52:58 PM
KindCharmingReflective-affluence$25.001/5/2012 2:10:01 PM
credit-waterfall2$25.001/5/2012 1:47:04 PM
wlm3012$40.001/5/2012 2:17:46 PM
marimari$25.001/5/2012 2:51:51 PM
wild_carrot$25.001/5/2012 2:16:02 PM
basis-mate7$25.001/5/2012 2:35:36 PM
new-moola-triangulation$25.001/5/2012 3:16:31 PM
guard327$50.001/5/2012 3:01:02 PM
SBT$150.001/5/2012 3:02:58 PM
ChefATL$40.001/5/2012 3:10:29 PM
Zane314$150.001/5/2012 3:32:19 PM
Zane314$1.011/5/2012 3:32:32 PM
202 Investments
 
Borrower Payment Dependent Notes Series 548618
This series of Notes was issued and sold upon the funding of the borrower loan #58649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Jan-04-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $64.29
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1992 Debt/Income ratio: 26%
Credit score: 720-739 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 16Length of status:13y 5m
Amount delinquent: $0 Total credit lines: 47 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,360Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: transparent-note0 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 24 ( 100% ) 720-739 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
700-719 (Nov-2009)
 
Principal balance: $285.74 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
Payoff 24% Interest Card
This loan will be used to payoff a high interest credit card, currently at 24%.

I am a good candidate for this loan because I have a stable job in public education where i have worked in the same district and school for 14 years. I am just about to finish paying off my first Prosper loan so I can prove that I am a credit-worthy borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.001/4/2012 5:10:13 PM
green-trade-dolphin2$40.491/4/2012 5:02:20 PM
riproaringrapids$50.001/4/2012 5:21:59 PM
brilliant-market680$100.001/4/2012 5:09:41 PM
vinayski$25.001/4/2012 5:17:23 PM
selector568$300.001/4/2012 5:12:58 PM
downtownfarm$25.001/4/2012 5:29:55 PM
Tylerh$250.001/4/2012 5:18:25 PM
IPG1$25.001/4/2012 5:31:31 PM
enriching-dollar1$100.001/4/2012 5:16:22 PM
trade-burrito4$35.001/4/2012 5:23:08 PM
blue-dollar-viking$100.001/4/2012 5:39:47 PM
rupee-equation2$25.001/4/2012 5:26:23 PM
money-booster2$25.001/4/2012 5:20:11 PM
hitsman$50.001/4/2012 5:42:13 PM
payout-motivator0$75.001/4/2012 5:28:40 PM
edaguy$75.001/4/2012 5:29:06 PM
greenback-investor7$100.001/4/2012 5:44:45 PM
social-heart$25.001/4/2012 5:29:39 PM
genius520$45.001/4/2012 5:45:08 PM
vutah$25.001/4/2012 5:25:06 PM
notabanker$49.511/4/2012 5:46:07 PM
income-banjo$25.001/4/2012 5:31:45 PM
WilliamLeeSims$25.001/4/2012 5:26:48 PM
r48$26.001/4/2012 5:34:43 PM
auction-seeker4$29.001/4/2012 5:28:44 PM
myduck$50.001/4/2012 5:36:39 PM
wampum-chorus3$25.001/4/2012 5:32:55 PM
indomitable-coin$25.001/4/2012 5:45:39 PM
shrewd-dedication2$100.001/4/2012 5:39:45 PM
successful-agreement7$100.001/4/2012 5:42:28 PM
URBANCAPITAL$25.001/4/2012 5:44:52 PM
32 Investments
 
Borrower Payment Dependent Notes Series 548620
This series of Notes was issued and sold upon the funding of the borrower loan #58574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Jan-04-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Oct-1982 Debt/Income ratio: 21%
Credit score: 620-639 (Jan-2012) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:7y 5m
Amount delinquent: $0 Total credit lines: 37 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,277Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: income-dreamer9 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
680-699 (Feb-2011)
 
Principal balance: $1,615.64 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
consoliate bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$100.001/4/2012 9:03:18 AM
trumpeter5$25.001/4/2012 9:03:24 AM
WilliamLeeSims$25.001/4/2012 9:14:46 AM
ah-long$25.001/4/2012 9:19:47 AM
income-vault6$25.001/4/2012 9:20:42 AM
312-Lender$25.001/4/2012 9:02:34 AM
MatthewDP$100.001/4/2012 9:23:48 AM
loanman2007$25.001/4/2012 9:02:24 AM
nimble-revenue5$50.001/4/2012 9:05:45 AM
handy-justice$50.001/4/2012 9:03:30 AM
hitsman$50.001/4/2012 9:10:27 AM
productive-ore$25.001/4/2012 9:09:52 AM
papaloha$50.001/4/2012 9:11:08 AM
shmb6508$50.001/4/2012 9:17:59 AM
shawnw2$130.081/4/2012 9:43:56 AM
SolarMoonshine$25.001/4/2012 9:45:14 AM
SLN-10$50.001/4/2012 9:46:10 AM
IntrepidInvestment$50.001/4/2012 9:46:44 AM
worthy-bid8$50.001/4/2012 9:48:56 AM
HHP$100.001/4/2012 9:51:24 AM
MrBailey$25.001/4/2012 9:27:33 AM
money-baron-Roth401k$50.001/4/2012 9:28:27 AM
Bank42$25.001/4/2012 9:29:16 AM
Investor_DP$100.001/4/2012 9:34:20 AM
proud-pound4$25.001/4/2012 9:39:57 AM
nybanker85$39.001/4/2012 9:40:36 AM
the-hope-workhorse$100.001/4/2012 10:46:32 AM
ecstatic-money064$25.001/4/2012 9:48:51 AM
toomanyfishtanks$25.001/4/2012 12:26:00 PM
five-star-note$25.001/4/2012 9:51:05 AM
Starfin-Capital-Management$50.001/4/2012 12:54:20 PM
mighty-value$25.001/4/2012 12:55:10 PM
asiaratt$50.001/4/2012 9:53:08 AM
high_flyer$200.001/4/2012 1:19:54 PM
chameleon125$25.001/4/2012 1:31:03 PM
helpful-credit156$25.001/4/2012 1:32:03 PM
HamachiMan$50.001/4/2012 10:02:23 AM
american-investor$38.561/4/2012 2:17:00 PM
Mrs-Honeydew$25.001/4/2012 2:26:11 PM
mikeandcat$100.001/4/2012 10:32:55 AM
ethical-truth211$25.001/4/2012 3:02:13 PM
appcoder$25.001/4/2012 11:54:44 AM
the-hope-workhorse$50.001/4/2012 3:22:09 PM
money-fort$30.001/4/2012 12:19:27 PM
unfixer$25.001/4/2012 3:34:08 PM
saxaphone6$25.001/4/2012 12:49:00 PM
repaymentenstein964$100.001/4/2012 12:50:38 PM
JGuide$25.001/4/2012 12:53:04 PM
radforj22$25.001/4/2012 4:16:07 PM
Rogelio48$30.001/4/2012 1:17:31 PM
market-aspen9$25.001/4/2012 1:41:29 PM
suave-dime6$25.001/4/2012 4:32:55 PM
Leshan$100.001/4/2012 1:36:22 PM
kind-credit-bear$28.601/4/2012 4:38:27 PM
amlu1988$25.001/4/2012 1:58:51 PM
brightest-organized-balance$25.471/4/2012 1:48:53 PM
DrewOdette$50.001/4/2012 4:49:55 PM
aultraman$25.001/4/2012 2:17:47 PM
transparency-universe8$25.001/4/2012 2:22:10 PM
greencat$50.001/4/2012 2:19:17 PM
burgeoning-silver$25.001/4/2012 5:06:55 PM
Alpha-AssistU$25.001/4/2012 5:09:09 PM
moola-wildebeest3$49.001/4/2012 5:09:30 PM
damage$25.001/4/2012 5:12:39 PM
best-charming-leverage$25.001/4/2012 5:12:52 PM
rocker137$62.921/4/2012 3:58:58 PM
Mariner3605$25.001/4/2012 5:14:25 PM
ronin4sale$25.001/4/2012 4:23:14 PM
green-ore-expert$25.001/4/2012 5:05:43 PM
dedicated-transaction796$25.001/4/2012 5:20:26 PM
finance-mushroom$200.001/4/2012 5:06:14 PM
vibraphone3$25.001/4/2012 5:21:15 PM
euro-banker$25.001/4/2012 5:06:34 PM
R3vXX$25.001/4/2012 5:06:48 PM
gold-miser9$60.581/4/2012 5:07:00 PM
worth-dandelion$82.791/4/2012 5:23:38 PM
stepatatime-together$100.001/4/2012 5:08:12 PM
wwwUniversal$25.001/4/2012 5:12:31 PM
TronMedici$48.001/4/2012 5:14:03 PM
economy-producer$25.001/4/2012 5:14:40 PM
gallant-economy9$50.001/4/2012 5:14:55 PM
AF-Chief$25.001/4/2012 5:21:30 PM
social-cocktail1$200.001/4/2012 5:22:07 PM
83 Investments
 
Borrower Payment Dependent Notes Series 548639
This series of Notes was issued and sold upon the funding of the borrower loan #58628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,900.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Jan-04-2012 
Term: 60 months Listing End date:  Jan-05-2012 
 
Lender yield: 25.87% Borrower rate/APR: 26.87% / 29.49% Monthly payment: $210.16
 
Lender servicing fee: 1.00% Effective Yield*: 25.23%  
Estimated return*: 14.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jun-1992 Debt/Income ratio: 33%
Credit score: 660-679 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 14 / 12Length of status:34y 10m
Amount delinquent: $806 Total credit lines: 41 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,625Stated income:$50,000-$74,999
Delinquencies in last 7y: 11 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: return-iris Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
640-659 (Nov-2010)
640-659 (Jun-2010)
660-679 (Aug-2008)
 
Principal balance: $1,819.48 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
consolidate
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$100.001/4/2012 9:03:37 AM
hitsman$50.001/4/2012 9:10:28 AM
successful-agreement7$100.001/4/2012 9:23:42 AM
312-Lender$25.001/4/2012 9:02:31 AM
AndChicksforFree$100.001/4/2012 9:02:36 AM
nimble-revenue5$50.001/4/2012 9:05:46 AM
handy-justice$100.001/4/2012 9:07:51 AM
loanman2007$50.001/4/2012 9:09:28 AM
miked8303$25.001/4/2012 9:31:16 AM
cardminger$25.001/4/2012 9:31:23 AM
nfx$40.001/4/2012 9:12:30 AM
camaraderi-aspen$100.001/4/2012 9:35:14 AM
LittleMingo$25.001/4/2012 9:11:58 AM
WilliamLeeSims$25.001/4/2012 9:14:47 AM
lotuss4$25.001/4/2012 9:39:30 AM
shawnw2$100.001/4/2012 9:18:57 AM
SLN-10$100.001/4/2012 9:46:00 AM
MatthewDP$150.001/4/2012 9:23:54 AM
edaguy$50.001/4/2012 9:25:52 AM
ommcd$25.001/4/2012 9:26:46 AM
DHolly$31.001/4/2012 9:30:39 AM
Scrooge_McDuck2$100.001/4/2012 9:31:28 AM
Investor_DP$100.001/4/2012 9:34:11 AM
1willray$25.001/4/2012 10:49:24 AM
icanhasloanz$100.001/4/2012 9:44:17 AM
Wellman$25.001/4/2012 9:41:22 AM
natdwg$30.001/4/2012 9:43:27 AM
arsisi$25.001/4/2012 9:45:08 AM
toomanyfishtanks$25.001/4/2012 12:27:42 PM
chameleon125$25.001/4/2012 1:31:50 PM
TennSquire$25.001/4/2012 10:02:36 AM
InChicago$100.001/4/2012 10:04:02 AM
irrelevant$50.001/4/2012 10:05:10 AM
Kash2010lu$25.001/4/2012 10:25:49 AM
MissionMicroFinance$25.001/4/2012 10:05:41 AM
Weaverville$25.001/4/2012 10:28:21 AM
mikeandcat$103.261/4/2012 10:29:13 AM
Rogelio48$25.001/4/2012 2:42:44 PM
Rogesparkguy$25.001/4/2012 10:46:23 AM
courteous-platinum7$40.001/4/2012 3:00:03 PM
Feyenoord$30.001/4/2012 12:56:15 PM
suave-dime6$25.001/4/2012 4:30:10 PM
Mrs-Honeydew$25.001/4/2012 2:23:01 PM
patriot384$100.001/4/2012 3:24:55 PM
duty-explosion9$35.001/4/2012 4:12:30 PM
Bob450$30.001/4/2012 4:48:08 PM
javelin0$25.001/4/2012 4:51:42 PM
AF-Chief$25.001/4/2012 5:21:30 PM
blue-radiant-economy$100.001/4/2012 5:08:38 PM
mlj0671$25.001/4/2012 5:36:46 PM
JohnSmallberries$25.001/4/2012 5:37:08 PM
money-bauble$100.001/4/2012 5:38:04 PM
social-cocktail1$200.001/4/2012 5:22:07 PM
cash-reaction2$50.001/4/2012 5:31:11 PM
r48$25.001/4/2012 5:34:11 PM
greenback-amplifier$25.001/4/2012 5:34:20 PM
ImNotSoDumb$25.001/4/2012 5:45:30 PM
diplomatic-wealth7$25.001/4/2012 5:39:09 PM
greenback-investor7$100.001/4/2012 5:44:43 PM
melodious-fairness$25.001/4/2012 5:55:27 PM
Comoparklender$25.001/4/2012 6:15:34 PM
scrappy-leverage6$25.001/4/2012 6:17:31 PM
careful-vigilance4$25.001/4/2012 5:58:55 PM
life-is-great$25.001/4/2012 5:50:17 PM
sensible-fund$25.001/4/2012 6:56:12 PM
money-baron-Roth401k$25.001/4/2012 6:09:11 PM
orange-preeminant-bill$25.001/4/2012 6:09:34 PM
red-power-pecan$50.001/4/2012 6:11:22 PM
exchange-squirrel$100.001/4/2012 8:43:42 PM
BigBag$25.001/4/2012 9:14:25 PM
shrewd-peace7$25.001/4/2012 6:05:30 PM
money-booster2$35.001/4/2012 6:49:24 PM
SFBank$50.001/4/2012 7:10:09 PM
melodious-openness$200.001/5/2012 4:05:50 AM
Ray3486$25.001/4/2012 7:41:03 PM
DoctorJoe$25.001/5/2012 4:31:29 AM
income-buffalo1$84.001/4/2012 7:48:50 PM
money-booster2$35.001/4/2012 6:48:56 PM
order-supernova6$50.001/4/2012 7:15:05 PM
antlr$50.001/4/2012 9:26:46 PM
intrepid-loot$25.001/5/2012 6:16:25 AM
noodles932$82.141/4/2012 10:35:17 PM
nalaari$25.001/5/2012 6:22:10 AM
glroark$50.001/5/2012 7:02:30 AM
new-social-economist$120.001/4/2012 10:55:57 PM
dollardave$50.001/5/2012 8:21:43 AM
first-serene-credit$25.001/5/2012 5:39:21 AM
Sturgee$25.001/5/2012 6:00:31 AM
productive-ore$25.001/5/2012 5:41:44 AM
gold-pudding6$60.001/5/2012 5:47:59 AM
social-zebra$30.001/5/2012 7:01:41 AM
industrious-currency$25.001/5/2012 7:15:48 AM
bbt210$25.061/5/2012 6:25:42 AM
green-trade-dolphin$25.001/5/2012 7:43:30 AM
Land_on_your_feet$25.001/5/2012 6:50:17 AM
Leshan$100.001/5/2012 8:11:26 AM
Kaliafx$468.291/5/2012 9:02:25 AM
gold-cluster$100.001/5/2012 8:20:36 AM
the-profit-oracle$25.001/5/2012 9:05:09 AM
wwwUniversal$25.001/5/2012 9:08:46 AM
loanman2007$50.001/5/2012 9:20:41 AM
thelovebug$100.001/5/2012 9:21:16 AM
the-enthralling-coin$25.001/5/2012 9:28:26 AM
KLCRAY$25.001/5/2012 9:40:30 AM
bubb_hans$50.001/5/2012 9:44:55 AM
168RichCapital$25.011/5/2012 12:44:02 PM
the-healthy-commitment$25.001/5/2012 10:00:01 AM
afterhours$25.001/5/2012 1:35:24 PM
dough-souffle$28.861/5/2012 3:35:35 PM
pilot388$25.001/5/2012 11:49:15 AM
the-hope-workhorse$100.001/5/2012 1:18:23 PM
Phatt-Daddy$25.001/5/2012 12:59:47 PM
brightest-organized-balance$25.001/5/2012 1:20:33 PM
KindCharmingReflective-affluence$25.001/5/2012 2:10:16 PM
credit-coach118$25.261/5/2012 2:32:57 PM
listing-reformation8$50.001/5/2012 2:58:16 PM
ethical-truth211$150.001/5/2012 3:39:59 PM
guard327$50.001/5/2012 3:01:02 PM
SBT$25.001/5/2012 3:04:00 PM
ethical-truth211$25.001/5/2012 3:36:26 PM
frogperson$150.001/5/2012 3:47:34 PM
ready-vigilance3$50.001/5/2012 4:31:54 PM
Asailorman$32.161/5/2012 4:50:05 PM
consummate-loyalty1$75.001/5/2012 5:49:54 PM
bcfinvestments$34.961/5/2012 5:54:22 PM
high_flyer$200.001/5/2012 5:45:13 PM
126 Investments
 
Borrower Payment Dependent Notes Series 548698
This series of Notes was issued and sold upon the funding of the borrower loan #58587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jan-05-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1990 Debt/Income ratio: 34%
Credit score: 720-739 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 23 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,965Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: dime-cheetah4 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Get Rid of Credit Cards
Purpose of loan: Pay off credit cards I used to make repairs and renovations to my home. Home Improvement Loan-after the fact.
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I have a very stable financial history, a great job with a good income and I am easily able to repay the loan. My payment for these balances will be less with this fixed loan.


Monthly net income: $4200
Monthly expenses: $
Housing: $1200
Insurance: $150
Car expenses: $600
Utilities: $500
Phone, cable, internet: $110
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
orange-leverage-phoenix$30.001/5/2012 5:03:34 PM
worth-blanket2$9,600.001/5/2012 5:25:13 PM
affluence-generator2$100.001/5/2012 5:07:27 PM
MatthewDP$150.001/5/2012 5:17:13 PM
handy-justice$50.001/5/2012 5:20:21 PM
houli123$25.001/5/2012 5:22:46 PM
SLN-10$50.001/5/2012 5:25:02 PM
7 Investments
 
Borrower Payment Dependent Notes Series 548726
This series of Notes was issued and sold upon the funding of the borrower loan #58590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Jan-04-2012 
Term: 36 months Listing End date:  Jan-06-2012 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $164.98
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-1990 Debt/Income ratio: 16%
Credit score: 720-739 (Jan-2012) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 36 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,562Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: Yes  
Screen name: shanariz Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...pay off all my credit cards.......most of them anyways.

My financial situation: JP Morgan
I am a good candidate for this loan because...I pay my bills on time, always pay more than the minumum which I would with this loan. With my income I can easily pay your monthly payment requested. I am honest and if I could pay off my credit card debt, I could start saving money for future projects in my home.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
income-banjo$25.001/4/2012 9:08:13 AM
hitsman$50.001/4/2012 9:10:31 AM
gravbox$25.001/4/2012 9:13:42 AM
WilliamLeeSims$25.001/4/2012 9:14:49 AM
HeroSupport$35.001/4/2012 9:21:00 AM
AFairDeal$25.001/4/2012 9:21:57 AM
green-trade-dolphin2$28.411/4/2012 9:02:25 AM
successful-agreement7$100.001/4/2012 9:23:45 AM
edaguy$75.001/4/2012 9:25:37 AM
money-booster2$25.001/4/2012 9:24:57 AM
commanding-treasure2$50.001/4/2012 9:29:07 AM
rupee-equation2$25.001/4/2012 9:33:10 AM
penny-plato$25.001/4/2012 10:58:15 AM
investment-artist$25.001/4/2012 12:29:13 PM
kenji4861$25.001/4/2012 9:51:48 AM
superb-funds335$25.001/4/2012 9:51:15 AM
downtownfarm$25.001/4/2012 9:52:31 AM
selector568$300.001/4/2012 9:59:19 AM
brilliant-market680$100.001/4/2012 9:58:43 AM
Bank_Of_XL$25.001/4/2012 2:23:12 PM
gold-gazelle$25.001/4/2012 2:25:54 PM
enriching-dollar1$100.001/4/2012 10:29:44 AM
nimble-money086$25.001/4/2012 11:56:22 AM
Ripsaw4U$50.001/4/2012 3:22:30 PM
Tylerh$250.001/4/2012 2:54:37 PM
masonn$100.001/4/2012 3:25:30 PM
radforj22$49.071/4/2012 4:15:05 PM
houli123$150.001/4/2012 5:47:24 PM
nuclearmoose$50.001/4/2012 5:47:45 PM
indomitable-coin$25.001/4/2012 5:45:39 PM
money-booster2$35.001/4/2012 6:43:59 PM
cerebral-dollar773$50.001/4/2012 7:55:20 PM
engaging-worth$25.001/4/2012 9:46:21 PM
loyalty-circuitry$100.001/4/2012 6:09:48 PM
payment-halo$25.001/4/2012 6:59:21 PM
suave-dollar$25.001/5/2012 4:47:40 AM
penguino$100.001/4/2012 6:59:14 PM
1traveler$25.001/4/2012 9:36:26 PM
boylezz$25.001/5/2012 6:39:40 AM
credit-investor5$50.001/5/2012 8:22:34 AM
blot44$25.001/5/2012 6:29:46 AM
GElender$40.001/5/2012 6:18:26 AM
blue-useful-auction$25.001/5/2012 6:56:11 AM
elegant-market9$25.001/5/2012 8:08:27 AM
mad-scientist418$25.001/5/2012 8:35:50 AM
Dan4703$25.001/5/2012 7:36:18 AM
wealth-infusion6$100.001/5/2012 9:18:49 AM
n036939$25.001/5/2012 8:34:06 AM
Weaverville$50.001/5/2012 9:24:50 AM
gentle-gain235$50.001/5/2012 9:04:45 AM
KLCRAY$25.001/5/2012 9:40:30 AM
E_G$50.001/5/2012 9:21:05 AM
giftgold$25.001/5/2012 11:45:08 AM
bison667$25.001/5/2012 9:58:23 AM
ready-agreement5$100.001/5/2012 10:10:20 AM
five-star-order1$50.001/5/2012 3:42:15 PM
social-heart$25.001/5/2012 3:57:09 PM
ConchRepublican$100.001/5/2012 11:57:33 AM
JJ9876$25.001/5/2012 1:53:00 PM
FlexFunding$50.001/5/2012 2:23:53 PM
market-maximizer472$100.001/5/2012 2:48:53 PM
fenix692$50.001/5/2012 2:14:05 PM
cool_kubera$100.001/5/2012 3:11:11 PM
OldestBrother$50.001/5/2012 3:14:09 PM
CapitolHill$25.001/5/2012 3:18:18 PM
iem2509$25.001/5/2012 4:01:09 PM
jehopper5$25.001/5/2012 4:37:06 PM
lawboy74$25.001/5/2012 4:10:44 PM
r48$28.001/5/2012 4:53:17 PM
wwwUniversal$25.001/5/2012 5:32:24 PM
kedia$25.001/5/2012 6:40:52 PM
pious-benjamins1$52.001/5/2012 7:58:41 PM
doobieBear$25.001/5/2012 8:13:41 PM
betterthanstock$25.001/5/2012 6:36:01 PM
alex206$33.481/5/2012 9:09:00 PM
a-satisfying-reward$50.001/5/2012 6:53:38 PM
thankful-nickel2$25.001/6/2012 12:17:36 AM
market-doctor$48.501/6/2012 5:41:42 AM
auxilliary2000$25.001/6/2012 5:48:38 AM
tbrnet$100.001/5/2012 9:27:44 PM
gillijr1001$35.001/6/2012 6:43:01 AM
Snoopylover$25.001/5/2012 8:01:33 PM
northern_paddler$25.001/5/2012 8:04:54 PM
sharpey$25.001/6/2012 6:52:39 AM
AvPro$50.001/6/2012 7:00:31 AM
dontletmoneyfoolya$25.001/6/2012 2:41:50 AM
brandall$50.001/5/2012 9:20:03 PM
safe-rate7$50.001/5/2012 11:57:34 PM
jc33148$25.001/6/2012 5:55:17 AM
dano1965$25.001/6/2012 6:17:53 AM
SUZYQ$25.041/6/2012 4:19:51 AM
zwx1997$25.001/6/2012 6:43:22 AM
top-rate-infusion$25.001/6/2012 6:49:08 AM
BigThree$31.661/6/2012 5:42:47 AM
djh47a$25.001/6/2012 6:59:55 AM
D911ave$50.001/6/2012 9:13:05 AM
swissbanker$50.001/6/2012 6:54:56 AM
new-ore-venture$100.001/6/2012 8:05:52 AM
friendinmoney$25.001/6/2012 8:53:23 AM
lagnisiruk$25.001/6/2012 9:22:31 AM
mason13a$25.001/6/2012 9:21:58 AM
nimble-nickel$25.001/6/2012 9:15:38 AM
WonderPup$128.841/6/2012 9:53:05 AM
BlessedEveryDay$30.001/6/2012 9:46:00 AM
WonderPup$25.001/6/2012 9:47:36 AM
105 Investments
 
Borrower Payment Dependent Notes Series 548733
This series of Notes was issued and sold upon the funding of the borrower loan #58570, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Jan-04-2012 
Term: 60 months Listing End date:  Jan-05-2012 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $165.25
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1982 Debt/Income ratio: 13%
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 7 Current / open credit lines: 5 / 5Length of status:1y 9m
Amount delinquent: $4,946 Total credit lines: 43 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,238Stated income:$100,000+
Delinquencies in last 7y: 20 Bankcard utilization: 16%  
   Homeownership: Yes  
Screen name: steph_k08 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 31 ( 97% ) 700-719 (Latest)
Principal borrowed: $5,000.00< 31 days late: 1 ( 3% )  
660-679 (Sep-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Small Debt Consolidation
This loan will be used to consolidate existing small debts into one monthly payment.
I currently have a six-figure income ($6400 take home/month).Unfortunately, I was unprepared when I lost my job a couple of years ago due to layoffs and damaged my credit by focusing on paying only necessities. With that said, I now have a very stable job and am focused on cleaning up my financial life. This loan would assist in consolidating the smaller debts that I have remaining and allow me to pay them off more quickly. I currently have the following debt in addition to my regular monthly household expenses:
$160k - mortgage (monthly $1255), $20k - car (monthly $671.98), $7k - two loans (monthly $710)
I have paid off nearly $25k in debt in the past two years, including one Prosper loan. I no longer carry credit cards, other than my corporate card, so I save up for things as opposed to incurring debt. Thank you in advance for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$44.721/4/2012 5:02:18 PM
blue-radiant-economy$200.001/4/2012 5:09:21 PM
MoneyForNothing$29.971/4/2012 5:09:57 PM
income-banjo$25.001/4/2012 5:31:45 PM
value-wind0$40.001/4/2012 5:36:46 PM
successful-agreement7$100.001/4/2012 5:42:29 PM
WilliamLeeSims$25.001/4/2012 5:26:50 PM
WilliamLeeSims$25.001/4/2012 5:27:02 PM
indomitable-coin$25.001/4/2012 5:45:40 PM
kenji4861$25.001/4/2012 5:46:09 PM
awwaww$25.001/4/2012 6:06:46 PM
greenback-investor7$100.001/4/2012 5:44:45 PM
loyalty-circuitry$100.001/4/2012 6:09:49 PM
JaceSpade$25.001/4/2012 8:50:12 PM
scrappy-leverage6$25.001/4/2012 6:17:33 PM
Schecky$50.001/4/2012 6:18:21 PM
order-supernova6$100.001/4/2012 7:13:11 PM
Brisket_Bob$25.481/5/2012 3:31:37 AM
cash-spinner$25.001/5/2012 3:47:13 AM
transparency-universe8$25.001/5/2012 4:42:07 AM
bankojerry$25.001/5/2012 4:47:03 AM
money-booster2$35.001/4/2012 6:36:53 PM
Domgabriel$50.001/4/2012 6:39:13 PM
first-liberty-duckling$25.001/4/2012 6:48:18 PM
TigerForce$25.001/5/2012 5:28:26 AM
sensible-fund$25.001/4/2012 6:58:44 PM
first-serene-credit$25.001/5/2012 5:41:06 AM
antlr$50.001/4/2012 9:26:47 PM
Mindful7$25.001/5/2012 5:47:55 AM
danf2201$25.001/5/2012 6:24:41 AM
totoro$25.001/4/2012 9:32:28 PM
nikkiesgrandma$25.001/5/2012 7:50:45 AM
serene-capital$30.001/4/2012 11:07:49 PM
12Knocksinna$40.001/5/2012 2:51:10 AM
ethical-truth211$514.381/5/2012 3:22:10 AM
friendinmoney$25.001/5/2012 8:39:32 AM
bold-shrewd-dedication$250.001/5/2012 8:40:26 AM
suave-dollar$25.001/5/2012 4:47:41 AM
pednatjr$61.951/5/2012 6:43:37 AM
lamsabuy$100.001/5/2012 9:06:41 AM
birchbark86$25.001/5/2012 7:24:33 AM
devoider$25.001/5/2012 6:26:40 AM
Leshan$100.001/5/2012 8:11:54 AM
KSPHoldings$30.001/5/2012 7:37:45 AM
reflective-greenback1$35.001/5/2012 8:50:24 AM
E_G$50.001/5/2012 9:21:08 AM
sunny-dough9$200.001/5/2012 8:42:08 AM
bold-joyful-exchange$25.001/5/2012 8:44:53 AM
Captain88$25.001/5/2012 8:59:23 AM
wealth-infusion6$100.001/5/2012 9:18:52 AM
KLCRAY$25.001/5/2012 9:40:36 AM
processor115$25.001/5/2012 9:43:46 AM
georgedorn$48.821/5/2012 10:29:27 AM
asset-electron1$25.001/5/2012 11:05:22 AM
pine643$25.001/5/2012 11:25:21 AM
awesome-interest8$100.001/5/2012 11:32:42 AM
Troutfinder$30.001/5/2012 12:53:41 PM
radforj22$50.001/5/2012 10:03:16 AM
organic-treasure$25.911/5/2012 10:31:30 AM
leverage-monger$25.001/5/2012 10:07:19 AM
mex_invests$25.001/5/2012 11:51:55 AM
daisuke$50.001/5/2012 11:35:46 AM
zwx1997$25.001/5/2012 12:38:20 PM
chameleon125$25.001/5/2012 12:33:00 PM
doopers$25.001/5/2012 1:50:46 PM
JJ9876$19.661/5/2012 1:53:03 PM
enriching-dollar1$100.001/4/2012 5:16:22 PM
brilliant-market680$100.001/4/2012 5:09:41 PM
downtownfarm$25.001/4/2012 5:29:55 PM
AndChicksforFree$25.001/4/2012 5:19:00 PM
r48$26.001/4/2012 5:34:58 PM
chris-heretoinvest$25.001/4/2012 5:29:10 PM
edaguy$75.001/4/2012 5:29:07 PM
FinanceEngine$40.001/4/2012 5:53:06 PM
hitsman$50.001/4/2012 5:42:14 PM
enticing-exchange3$25.001/4/2012 5:59:30 PM
seabass123$33.661/4/2012 5:37:30 PM
Feyenoord$30.001/4/2012 5:49:18 PM
money-booster2$35.001/4/2012 6:37:04 PM
dime-sprout$25.001/4/2012 5:51:37 PM
enticing-capital6$50.001/4/2012 5:54:48 PM
DobieDame$50.001/4/2012 7:08:55 PM
brainy-return234$25.001/4/2012 6:04:15 PM
nimble-money086$25.001/4/2012 7:29:59 PM
commanding-treasure2$50.001/4/2012 5:58:23 PM
Ray3486$25.001/4/2012 7:41:20 PM
Lo0se_mo0se$25.001/4/2012 8:06:12 PM
bizzzond$50.001/4/2012 7:40:54 PM
DoctorJoe$25.001/5/2012 4:28:45 AM
MNJ$25.001/4/2012 7:48:19 PM
bfn311$25.001/5/2012 5:15:48 AM
sparky1129$53.291/4/2012 6:48:59 PM
gold-circuitry$272.021/4/2012 10:15:53 PM
nimble-economy863$25.001/5/2012 6:23:16 AM
boylezz$25.001/5/2012 6:39:41 AM
vutah$25.001/4/2012 9:08:41 PM
UncleScroogeDMD$198.151/5/2012 7:47:13 AM
optionscashflow$25.001/4/2012 10:39:01 PM
DrNano$50.001/5/2012 8:13:03 AM
open-minded-finance1$50.001/5/2012 5:21:44 AM
coin-lesson3$130.171/5/2012 5:54:44 AM
equitable-p2ploan8$25.001/5/2012 6:04:40 AM
Ven58$25.001/5/2012 6:07:58 AM
moola-cell3$39.001/5/2012 9:03:24 AM
fopaul13$25.001/5/2012 9:03:29 AM
The-Lighthouse-Group$25.001/5/2012 6:18:32 AM
zxr$25.001/5/2012 6:36:21 AM
travels536$25.001/5/2012 6:53:47 AM
KileNSmyth4$37.481/5/2012 6:34:48 AM
enthralling-wealth3$25.001/5/2012 6:39:53 AM
enlighter$37.501/5/2012 7:55:57 AM
DadWarbucks$25.001/5/2012 9:21:18 AM
Weaverville$50.001/5/2012 9:24:52 AM
the-profit-oracle$25.001/5/2012 9:05:11 AM
innovator10$200.001/5/2012 9:12:51 AM
life-is-great$25.001/5/2012 9:23:58 AM
the-enthralling-coin$25.001/5/2012 9:28:27 AM
emmeyP$70.081/5/2012 10:29:14 AM
peace-cell2$25.001/5/2012 10:41:20 AM
enticing-treasure8$50.001/5/2012 10:46:43 AM
genius520$50.001/5/2012 9:56:41 AM
susurrus$200.001/5/2012 12:41:14 PM
top-radiant-funds$50.001/5/2012 10:15:46 AM
asaurus0$27.481/5/2012 10:46:04 AM
inspired-finance$66.281/5/2012 10:50:26 AM
CaliforniaSun$25.001/5/2012 11:15:58 AM
ConchRepublican$100.001/5/2012 11:57:34 AM
brondero$53.001/5/2012 12:30:53 PM
soccer_nut$40.001/5/2012 12:11:23 PM
brightest-fascinating-principal$50.001/5/2012 1:05:18 PM
TPDODGER$25.001/5/2012 12:29:32 PM
auctionator1$25.001/5/2012 12:38:16 PM
magical-durability9$25.001/5/2012 1:00:10 PM
diversification-wildcat2$25.001/5/2012 1:19:55 PM
134 Investments
 
Borrower Payment Dependent Notes Series 548764
This series of Notes was issued and sold upon the funding of the borrower loan #58642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Jan-06-2012 
Term: 36 months Listing End date:  Jan-06-2012 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $119.07
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-2003 Debt/Income ratio: 20%
Credit score: 620-639 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,238Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 100%  
   Homeownership: No  
Screen name: pure-truth2 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 18 ( 100% ) 620-639 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
720-739 (Jun-2010)
 
Principal balance: $1,603.29 31+ days late: 0 ( 0% )
Total payments billed: 18  
Description
Funds for New Work Laptop
Purpose of loan:
This loan will be used to..
Replace a broken Mac laptop needed for carrying out my work
My financial situation:
I am a good candidate for this loan because...
I have an existing Prosper loan, and continue to pay it off with no missed or late payments


Monthly net income:
Monthly expenses:
Housing:
Insurance:
Car expenses:
Utilities:
Phone, cable, internet:
Food, entertainment:
Clothing, household expenses:
Credit cards and other loans:
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$25.001/6/2012 9:03:14 AM
janeybooboo$75.001/6/2012 9:03:49 AM
richboy56$25.001/6/2012 9:07:29 AM
handy-justice$100.001/6/2012 9:07:43 AM
credit-missile$35.001/6/2012 9:08:24 AM
penny-plato$25.001/6/2012 9:09:35 AM
fabulous-community4$30.001/6/2012 9:01:46 AM
duty-explosion9$75.001/6/2012 9:08:39 AM
hitsman$50.001/6/2012 9:09:05 AM
lucrative-loan$75.001/6/2012 9:01:15 AM
green-trade-dolphin$35.021/6/2012 9:02:19 AM
orange-leverage-phoenix$30.001/6/2012 9:02:26 AM
LittleMingo$30.001/6/2012 9:03:26 AM
worth-blanket2$2,464.981/6/2012 9:11:27 AM
14 Investments
 
Borrower Payment Dependent Notes Series 548805
This series of Notes was issued and sold upon the funding of the borrower loan #58598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Jan-04-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $156.77
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1993 Debt/Income ratio: 15%
Credit score: 760-779 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 21 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,433Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: No  
Screen name: interest-investor6 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay-off high interest credit cards.
My financial situation:
I am a good candidate for this loan because my credit history is superior and with this loan, I can paydown my debt to zero.

My household income is over $125,000, and we are homeowners...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
cebgop$25.001/4/2012 5:10:38 PM
puifais$50.001/4/2012 5:10:58 PM
AmericanCredit$50.001/4/2012 5:45:34 PM
Mantis75$25.001/4/2012 5:30:30 PM
indomitable-coin$25.001/4/2012 5:45:40 PM
budyzr$25.001/4/2012 5:26:14 PM
newest-bountiful-basis$25.001/4/2012 5:33:20 PM
sweet-loan7$25.001/4/2012 5:35:20 PM
lounges$40.001/4/2012 5:35:44 PM
Eastern$50.001/4/2012 5:29:37 PM
diversification-surge$25.001/4/2012 5:52:34 PM
fortytwo$150.001/4/2012 5:39:12 PM
gravbox$25.001/4/2012 5:40:38 PM
PRGuyinVA$25.001/4/2012 5:55:07 PM
figs4u2$100.001/4/2012 5:32:27 PM
bold-yield-rumbler$25.001/4/2012 5:33:55 PM
don8ter$50.001/4/2012 5:34:41 PM
elasermd$50.001/4/2012 5:44:17 PM
AFairDeal$25.001/4/2012 5:59:30 PM
Veridic$25.001/4/2012 6:02:45 PM
NoCal$25.001/4/2012 6:03:10 PM
Cashew6$25.001/4/2012 5:41:46 PM
KLCRAY$25.001/4/2012 5:47:26 PM
ricklip$100.001/4/2012 5:48:42 PM
evnagelist$25.001/4/2012 5:49:08 PM
marketplace-cello5$25.001/4/2012 6:06:19 PM
green-moola-sniffer$25.001/4/2012 5:42:50 PM
LongTail$25.001/4/2012 5:43:25 PM
mla$25.001/4/2012 6:10:14 PM
Anny-Disco$25.001/4/2012 5:52:49 PM
GodzillaLending$25.001/4/2012 5:52:53 PM
rulender$25.001/4/2012 5:53:46 PM
MadHun$200.001/4/2012 5:56:47 PM
Gabriel02$25.001/4/2012 5:57:46 PM
downtownfarm$25.001/4/2012 5:29:56 PM
gentle-gold$25.001/4/2012 5:26:32 PM
nickel-ferret$50.001/4/2012 5:19:13 PM
Aimvest$25.001/4/2012 5:24:06 PM
natural-affluence4$25.001/4/2012 5:16:57 PM
cash-merry-maker$25.001/4/2012 5:15:22 PM
ChicoBob$25.001/4/2012 5:30:57 PM
C_Mark$50.001/4/2012 5:30:45 PM
minista$25.001/4/2012 5:30:33 PM
gojackgo$50.001/4/2012 5:28:55 PM
enriching-dollar1$100.001/4/2012 5:16:23 PM
WilliamLeeSims$25.001/4/2012 5:26:51 PM
BxRealtor$25.001/4/2012 5:10:13 PM
the-bright-velocity$25.001/4/2012 5:13:08 PM
neighborly-hope6$100.001/4/2012 5:24:46 PM
processor115$100.001/4/2012 5:08:39 PM
first-favorite-bonus9$25.001/4/2012 5:07:27 PM
CornerKetch$25.021/4/2012 5:07:00 PM
riproaringrapids$50.001/4/2012 5:21:59 PM
lendersf$50.001/4/2012 5:07:53 PM
Tylerh$250.001/4/2012 5:18:27 PM
Pizza-man$50.001/4/2012 5:17:08 PM
InvestmentFreak$35.001/4/2012 5:15:14 PM
gallant-economy9$50.001/4/2012 5:14:55 PM
commanding-treasure2$50.001/4/2012 5:58:24 PM
subtle-revenue0$25.001/4/2012 5:50:31 PM
math1973$50.001/4/2012 5:52:02 PM
1phantom$25.001/4/2012 5:54:27 PM
kind-durability-battalion$50.001/4/2012 6:02:12 PM
outtahoth2o$75.001/4/2012 6:02:49 PM
progressive-asset$100.001/4/2012 5:55:14 PM
wise-abundant-hope$25.001/4/2012 6:04:42 PM
RJN$25.001/4/2012 6:07:14 PM
BiggestG$25.001/4/2012 6:00:10 PM
penny-plato$25.001/4/2012 6:00:49 PM
market-solstice2$25.001/4/2012 6:11:24 PM
Wangersinc$50.001/4/2012 6:02:03 PM
icontender$50.001/4/2012 6:06:42 PM
loyalty-circuitry$100.001/4/2012 6:09:50 PM
inventive-wealth2$25.001/4/2012 5:16:42 PM
meux99$25.001/4/2012 5:17:47 PM
igniter584$25.001/4/2012 5:10:10 PM
american6$50.001/4/2012 5:26:39 PM
SeaLoans$25.001/4/2012 5:29:11 PM
Holtavious$25.001/4/2012 5:15:20 PM
jazz619$25.001/4/2012 5:16:46 PM
skillful-finance$25.001/4/2012 5:37:15 PM
currency-collider9$25.001/4/2012 5:38:51 PM
aabadabadoo$25.001/4/2012 5:19:23 PM
hitsman$50.001/4/2012 5:42:16 PM
luminous-marketplace5$25.001/4/2012 5:28:10 PM
intuitive-integrity9$50.001/4/2012 5:45:11 PM
Cheburashka$25.001/4/2012 5:30:28 PM
mrpowers5531$25.001/4/2012 5:53:50 PM
income-banjo$25.001/4/2012 5:31:46 PM
transparency-giant$50.001/4/2012 5:55:04 PM
mizount$25.001/4/2012 5:41:08 PM
jonandmeg21$25.001/4/2012 5:35:56 PM
skillful-diversification2$25.001/4/2012 5:36:54 PM
brazilofmux$100.001/4/2012 5:37:26 PM
TomDalonajay$25.001/4/2012 6:02:44 PM
-J$50.001/4/2012 6:02:54 PM
payout-harmony4$50.001/4/2012 5:40:10 PM
houli123$175.001/4/2012 5:47:15 PM
currency-agave$60.001/4/2012 6:06:14 PM
Tradesmanlender$25.001/4/2012 6:08:14 PM
diverse-felicity7$50.001/4/2012 5:51:47 PM
bb575$34.981/4/2012 6:12:24 PM
kenji4861$25.001/4/2012 5:46:19 PM
nuclearmoose$50.001/4/2012 5:47:46 PM
Duchdad$25.001/4/2012 5:48:48 PM
valiant-liberty4$25.001/4/2012 5:58:35 PM
leeball$50.001/4/2012 5:49:21 PM
value-wind0$25.001/4/2012 5:59:07 PM
velocity-solo$25.001/4/2012 6:00:15 PM
BoughtTheFarm$25.001/4/2012 6:04:57 PM
power-companion7$75.001/4/2012 5:58:14 PM
Clambake$25.001/4/2012 6:01:41 PM
j2ee$25.001/4/2012 6:01:57 PM
Emgolda$25.001/4/2012 6:05:42 PM
Kyjamune$25.001/4/2012 6:07:01 PM
miket71$30.001/4/2012 6:07:18 PM
116 Investments
 
Borrower Payment Dependent Notes Series 548824
This series of Notes was issued and sold upon the funding of the borrower loan #58634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Jan-05-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $128.58
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1991 Debt/Income ratio: 26%
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:9y 3m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,043Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: fascinating-truth6 Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 100% ) 700-719 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
760-779 (May-2011)
 
Principal balance: $3,359.15 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
security
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
downtownfarm$25.001/5/2012 9:12:10 AM
Centerline15$25.001/5/2012 9:13:52 AM
commanding-treasure2$50.001/5/2012 9:14:24 AM
vinayski$25.001/5/2012 9:16:00 AM
money-booster2$25.001/5/2012 9:07:57 AM
Weaverville$50.001/5/2012 9:24:54 AM
gravbox$25.001/5/2012 9:11:31 AM
enriching-dollar1$100.001/5/2012 9:06:15 AM
notabanker$75.001/5/2012 9:06:44 AM
indomitable-coin$25.001/5/2012 9:26:45 AM
cash-vault$25.001/5/2012 9:28:47 AM
wealth-infusion6$100.001/5/2012 9:18:57 AM
Domgabriel$30.001/5/2012 9:20:40 AM
selector568$300.001/5/2012 9:25:31 AM
KLCRAY$25.001/5/2012 9:40:40 AM
jazz619$25.001/5/2012 9:41:09 AM
E_G$50.001/5/2012 9:21:11 AM
john0720$25.001/5/2012 9:45:35 AM
Moneypenny6$25.001/5/2012 9:31:46 AM
trade-burrito4$35.001/5/2012 9:26:19 AM
edaguy$75.001/5/2012 9:36:54 AM
AFairDeal$25.001/5/2012 9:37:35 AM
fascinating-benefit279$50.001/5/2012 9:30:46 AM
income-banjo$25.001/5/2012 9:59:02 AM
BxRealtor$25.001/5/2012 10:08:40 AM
crmoir$25.811/5/2012 10:15:30 AM
Allyson-Prosper$25.001/5/2012 10:51:57 AM
giftgold$25.001/5/2012 11:45:09 AM
kenji4861$25.001/5/2012 9:45:54 AM
payout-motivator0$75.001/5/2012 9:53:18 AM
DreDub$50.001/5/2012 12:58:24 PM
magical-durability9$25.001/5/2012 1:01:43 PM
genius520$50.001/5/2012 9:56:42 AM
awesome-yield7$25.001/5/2012 1:26:04 PM
hitsman$50.001/5/2012 9:58:43 AM
rupee-equation2$25.001/5/2012 10:01:09 AM
successful-agreement7$100.001/5/2012 10:01:25 AM
WilliamLeeSims$25.001/5/2012 10:02:01 AM
asaurus0$25.001/5/2012 10:47:10 AM
investment-comet$25.001/5/2012 11:14:59 AM
heavenly-social1$50.001/5/2012 3:39:36 PM
ConchRepublican$100.001/5/2012 11:57:35 AM
sequoiapacific$50.001/5/2012 3:59:26 PM
orbital-gain$50.001/5/2012 12:39:22 PM
akakii$34.311/5/2012 4:09:40 PM
rajs$100.001/5/2012 4:30:11 PM
KDW08$25.001/5/2012 12:14:28 PM
cash-popcorn7$25.001/5/2012 4:31:36 PM
Asailorman$50.001/5/2012 4:45:25 PM
loot-heart$25.001/5/2012 12:45:00 PM
JJ9876$25.001/5/2012 1:53:14 PM
thegreatstrafe$25.001/5/2012 1:41:49 PM
WeshaTheLeopard$32.001/5/2012 2:44:06 PM
Tylerh$250.001/5/2012 5:08:39 PM
ddog0224$25.001/5/2012 2:15:36 PM
SBT$100.001/5/2012 2:58:51 PM
dollarboy$25.001/5/2012 2:18:58 PM
credit-coach118$25.001/5/2012 2:45:41 PM
jirahola$50.001/5/2012 5:21:48 PM
crw1950$45.171/5/2012 4:28:33 PM
money-booster2$25.001/5/2012 3:46:22 PM
invest-in-ed$100.001/5/2012 4:30:12 PM
HomerdohNY$25.001/5/2012 3:49:04 PM
goalieman688$32.001/5/2012 4:45:44 PM
Uwantfunds$25.001/5/2012 5:06:45 PM
wwwUniversal$25.001/5/2012 5:32:24 PM
processor115$25.001/5/2012 5:10:09 PM
nuclearmoose$50.001/5/2012 5:11:30 PM
atlKid$25.001/5/2012 5:20:35 PM
Brisket_Bob$25.081/5/2012 5:51:05 PM
Napoli_Lending$70.001/5/2012 5:25:49 PM
johannesfactotum$30.001/5/2012 5:34:16 PM
bonus-poplar2$25.001/5/2012 5:30:27 PM
E-2$100.001/5/2012 6:26:35 PM
BOZO88$25.001/5/2012 6:36:14 PM
ferocious-finance$25.001/5/2012 5:38:02 PM
silver-promise2$25.001/5/2012 7:14:47 PM
lagnisiruk$25.001/5/2012 5:50:54 PM
the-p2p-dna$25.001/5/2012 6:28:18 PM
Freestyled$29.741/5/2012 6:36:07 PM
g8rtone$36.441/5/2012 6:44:50 PM
paladin847$50.001/5/2012 5:59:27 PM
chill32151$50.001/5/2012 6:16:08 PM
bold-sunny-generosity$25.001/5/2012 6:26:32 PM
kedia$25.001/5/2012 6:40:54 PM
a-satisfying-reward$50.001/5/2012 6:48:08 PM
Sigonio$50.001/5/2012 7:25:06 PM
vulgy$24.451/5/2012 7:32:22 PM
88 Investments
 
Borrower Payment Dependent Notes Series 548847
This series of Notes was issued and sold upon the funding of the borrower loan #58694, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,700.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Jan-04-2012 
Term: 60 months Listing End date:  Jan-05-2012 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $257.26
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1994 Debt/Income ratio: 15%
Credit score: 640-659 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,220Stated income:$50,000-$74,999
Delinquencies in last 7y: 15 Bankcard utilization: 82%  
   Homeownership: No  
Screen name: usmarine101 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 55 ( 100% ) 640-659 (Latest)
Principal borrowed: $8,500.00< 31 days late: 0 ( 0% )  
600-619 (Dec-2007)
500-519 (Jan-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 55  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to payoff current auto loan and credit card debt.

My financial situation: Good
I am a good candidate for this loan because I have a steady salary and incomve from at least three different sources. I have the ability to pay all my bills on time.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$45.021/4/2012 5:02:16 PM
DHolly$25.001/4/2012 5:06:40 PM
ILoveBearHats$25.001/4/2012 5:07:47 PM
trumpeter5$25.001/4/2012 5:02:03 PM
MoneyForNothing$75.901/4/2012 5:05:35 PM
LittleMingo$30.001/4/2012 5:06:28 PM
AF-Chief$25.001/4/2012 5:21:31 PM
Investor_DP$100.001/4/2012 5:12:35 PM
AndChicksforFree$100.001/4/2012 5:12:57 PM
PLANECRASH$25.001/4/2012 5:20:55 PM
r48$26.001/4/2012 5:35:18 PM
Tylerh$250.001/4/2012 5:18:27 PM
bazaar-festivity$25.001/4/2012 5:19:38 PM
downtownfarm$25.001/4/2012 5:29:57 PM
cash-reaction2$50.001/4/2012 5:31:12 PM
FinanceEngine$60.001/4/2012 5:51:41 PM
hitsman$50.001/4/2012 5:42:17 PM
note-encourager5$98.001/4/2012 5:43:03 PM
twjh$25.001/4/2012 5:59:15 PM
greenback-investor7$100.001/4/2012 5:44:45 PM
janeybooboo$100.001/4/2012 5:55:11 PM
enticing-exchange3$25.001/4/2012 5:58:03 PM
commanding-treasure2$50.001/4/2012 5:58:25 PM
wise-deal-panda$200.001/4/2012 5:50:03 PM
Domgabriel$50.001/4/2012 6:40:54 PM
soulblest$40.121/4/2012 7:21:34 PM
credit-guard5$25.001/4/2012 7:36:08 PM
Ray3486$25.001/4/2012 7:41:36 PM
mindful-deal267$25.001/4/2012 7:51:46 PM
jazzlender$50.001/4/2012 6:09:38 PM
rakey$25.001/4/2012 9:04:13 PM
market-assembler$25.001/4/2012 6:15:55 PM
scrappy-leverage6$25.001/4/2012 6:17:34 PM
ericgassercom$25.001/4/2012 6:06:30 PM
just-loyalty643$50.001/4/2012 10:09:48 PM
jebber007$25.001/4/2012 10:27:44 PM
serene-capital$30.001/4/2012 11:06:18 PM
cattlebaron$50.001/5/2012 1:27:09 AM
moola-accelerator6$57.001/4/2012 6:15:21 PM
well-mannered-income3$60.001/4/2012 7:22:01 PM
photon8$30.001/4/2012 7:54:44 PM
top-visionary-truth$25.001/4/2012 8:19:44 PM
justasoldier$90.001/4/2012 8:47:03 PM
order-supernova6$50.001/4/2012 7:16:13 PM
PaulW$25.001/5/2012 6:14:11 AM
gold-plane1$25.001/5/2012 6:17:18 AM
Scotcha$50.001/5/2012 1:15:16 AM
travels536$25.001/5/2012 6:56:23 AM
suave-dime6$25.001/5/2012 3:13:32 AM
penny-oasis$25.001/5/2012 7:25:37 AM
YosemiteSam$25.001/5/2012 3:44:52 AM
emosspot$25.001/5/2012 4:16:03 AM
mikeandcat$481.831/5/2012 4:32:10 AM
pshans$40.001/5/2012 8:08:56 AM
Epiphanic$25.001/5/2012 8:13:37 AM
Gregger$25.271/5/2012 2:25:29 AM
real-return$25.001/5/2012 8:24:25 AM
first-serene-credit$25.001/5/2012 5:37:03 AM
bluehen00$25.001/5/2012 4:59:56 AM
Bob450$30.001/5/2012 6:39:44 AM
social-zebra$30.001/5/2012 7:05:13 AM
sgt-schultz$35.001/5/2012 7:34:17 AM
foothillender$25.001/5/2012 7:05:21 AM
EretzCapital$100.001/5/2012 8:22:18 AM
Christophe$50.001/5/2012 7:24:14 AM
wise-silver-wonder$25.001/5/2012 7:32:04 AM
moneybags16$25.001/5/2012 7:57:32 AM
revenue-tsunami$25.001/5/2012 8:05:22 AM
studious-listing8$25.001/4/2012 5:06:30 PM
enriching-dollar1$100.001/4/2012 5:16:24 PM
Dusigrosz$150.001/4/2012 5:02:18 PM
R3vXX$25.001/4/2012 5:06:48 PM
MoneyForNothing$75.961/4/2012 5:04:00 PM
investmentgroup$25.001/4/2012 5:07:39 PM
312-Lender$25.001/4/2012 5:06:27 PM
selector568$300.001/4/2012 5:13:01 PM
edaguy$75.001/4/2012 5:29:07 PM
worth-dandelion$100.001/4/2012 5:23:47 PM
balance-transformer3$25.001/4/2012 5:20:16 PM
WilliamLeeSims$25.001/4/2012 5:26:53 PM
successful-agreement7$100.001/4/2012 5:42:31 PM
ivy-league-MBA$25.001/4/2012 5:31:52 PM
money-bauble$100.001/4/2012 5:38:06 PM
bountiful-durability$50.001/4/2012 5:53:17 PM
natdwg$30.001/4/2012 5:33:28 PM
ursus$50.001/4/2012 5:57:52 PM
five-star-note$50.001/4/2012 5:36:18 PM
genius520$50.001/4/2012 5:45:09 PM
EngineersAlliance$125.001/4/2012 6:05:36 PM
Feyenoord$30.001/4/2012 5:50:05 PM
enticing-capital6$50.001/4/2012 5:54:49 PM
kenji4861$25.001/4/2012 5:46:32 PM
money-booster2$35.001/4/2012 6:32:34 PM
sensible-fund$26.001/4/2012 6:57:31 PM
melodious-fairness$25.001/4/2012 5:55:28 PM
bizzzond$25.001/4/2012 7:38:37 PM
intrepid-loot$25.001/4/2012 8:00:04 PM
loyalty-circuitry$50.001/4/2012 6:10:57 PM
Lo0se_mo0se$25.001/4/2012 8:08:20 PM
calimanusa$50.001/4/2012 8:13:21 PM
113121$1,000.001/4/2012 8:24:47 PM
AndChicksforFree$75.931/4/2012 9:04:50 PM
InChicago$250.001/4/2012 9:06:53 PM
ustfu$104.081/4/2012 9:25:01 PM
grammaspurse$25.001/4/2012 6:04:53 PM
money-booster2$35.001/4/2012 6:32:25 PM
ethical-truth211$1,000.001/5/2012 3:24:45 AM
vutah$25.001/4/2012 7:46:11 PM
BigBag$25.001/4/2012 9:14:26 PM
income-buffalo1$100.001/4/2012 7:45:59 PM
new-social-economist$120.001/4/2012 10:56:13 PM
zippy-greenback231$28.891/4/2012 8:02:46 PM
GElender$40.001/5/2012 6:21:58 AM
fund-explorer4$100.001/4/2012 8:16:49 PM
astro128$39.051/5/2012 6:23:51 AM
Rollshaft$35.001/5/2012 6:38:52 AM
return-grizzly$100.001/5/2012 1:11:06 AM
djkaiser$25.001/4/2012 9:20:45 PM
antlr$50.001/4/2012 9:26:48 PM
Moe87$25.001/5/2012 3:04:54 AM
hookUup$29.081/5/2012 3:16:14 AM
chererat$100.001/4/2012 9:58:48 PM
rcs2003$25.001/5/2012 3:54:13 AM
ryan6853$25.001/5/2012 7:55:29 AM
loanman2007$325.001/5/2012 5:03:21 AM
loyalty-meadow$53.601/5/2012 2:41:08 AM
DoctorJoe$30.001/5/2012 4:27:27 AM
Eaglehigh$25.001/5/2012 5:02:36 AM
gold-pudding6$60.001/5/2012 5:48:04 AM
RainyDayFunds$25.001/5/2012 7:12:53 AM
market-aspen9$50.001/5/2012 7:21:07 AM
patriot384$100.001/5/2012 6:18:57 AM
peaceful-wealth0$50.001/5/2012 7:33:14 AM
reasonable-greenback$50.001/5/2012 7:57:24 AM
Hillbilly_Banker$25.001/5/2012 7:41:10 AM
Richmp412$25.001/5/2012 7:52:47 AM
The-Helper$30.001/5/2012 8:01:14 AM
future-baby-fund$13.271/5/2012 8:35:51 AM
138 Investments
 
Borrower Payment Dependent Notes Series 548855
This series of Notes was issued and sold upon the funding of the borrower loan #58697, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Jan-04-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Oct-1995 Debt/Income ratio: 44%
Credit score: 620-639 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:11y 0m
Amount delinquent: $0 Total credit lines: 59 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,402Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: the-pleasant-responsibility Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 620-639 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
740-759 (Jun-2011)
 
Principal balance: $6,188.30 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Debt Consolidation and Business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
handy-justice$50.001/4/2012 5:08:56 PM
BankofRon$25.001/4/2012 5:14:18 PM
312-Lender$25.001/4/2012 5:06:22 PM
stepatatime-together$100.001/4/2012 5:08:12 PM
Alpha-AssistU$25.001/4/2012 5:09:09 PM
nimble-revenue5$50.001/4/2012 5:21:56 PM
R3vXX$25.001/4/2012 5:06:49 PM
economy-coup$50.001/4/2012 5:07:07 PM
rupee-equation2$25.001/4/2012 5:26:26 PM
income-buddy7$100.001/4/2012 5:29:10 PM
Investor_DP$100.001/4/2012 5:12:56 PM
rvfbroker$25.001/4/2012 5:29:26 PM
gallant-economy9$50.001/4/2012 5:14:55 PM
AF-Chief$25.001/4/2012 5:21:31 PM
money-baron$50.001/4/2012 5:34:31 PM
transparency-river1$490.001/4/2012 5:25:37 PM
dedicated-transaction796$25.001/4/2012 5:20:26 PM
WilliamLeeSims$25.001/4/2012 5:26:54 PM
meteoric-asset4$25.001/4/2012 5:42:24 PM
social-cocktail1$200.001/4/2012 5:22:08 PM
dough-bear$25.001/4/2012 5:29:13 PM
bid-czar8$100.001/4/2012 5:25:10 PM
graceful-investment$60.001/4/2012 5:28:26 PM
HHP$100.001/4/2012 5:28:32 PM
MikeyZ2008$33.001/4/2012 5:50:40 PM
money-vista$25.001/4/2012 5:50:49 PM
cash-reaction2$50.001/4/2012 5:31:12 PM
HenryS$30.001/4/2012 5:37:02 PM
money-surge1$25.001/4/2012 5:46:05 PM
asiaratt$41.001/4/2012 5:52:10 PM
truth-companion$25.001/4/2012 5:46:41 PM
finance-prescription$100.001/4/2012 5:56:31 PM
shiny-dollar9$50.001/4/2012 5:56:35 PM
economy-producer$25.001/4/2012 5:14:40 PM
finance-mushroom$200.001/4/2012 5:06:15 PM
worth-dandelion$100.001/4/2012 5:23:47 PM
camaraderi-aspen$50.001/4/2012 5:28:35 PM
IntrepidInvestment$50.001/4/2012 5:14:01 PM
market-jam$50.001/4/2012 5:37:49 PM
vibraphone3$25.001/4/2012 5:21:15 PM
hitsman$50.001/4/2012 5:42:18 PM
marketplace-hut9$25.001/4/2012 5:32:01 PM
ricklip$100.001/4/2012 5:48:43 PM
reward-adventure$31.001/4/2012 5:36:00 PM
economy-lotus$50.001/4/2012 5:31:33 PM
MadHun$200.001/4/2012 5:56:47 PM
worthy-bid8$50.001/4/2012 5:43:48 PM
managedfund$777.001/4/2012 5:39:03 PM
handshake5$100.001/4/2012 5:41:06 PM
worldly-community3$50.001/4/2012 5:47:22 PM
50 Investments
 
Borrower Payment Dependent Notes Series 548886
This series of Notes was issued and sold upon the funding of the borrower loan #58543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-04-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2001 Debt/Income ratio: 17%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 26 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,175Stated income:$75,000-$99,999
Delinquencies in last 7y: 9 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: ore-tremolo7 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay of Bills
Purpose of loan: pay of Bills
This loan will be used to...

My financial situation: good
I am a good candidate for this loan because...i pay bills on time and would like to borrow more money in the future


Monthly net income: $10,500
Monthly expenses:
Housing: $1917
Insurance: $200
Car expenses: $0
Utilities: $500
Phone, cable, internet: $175
Food, entertainment: $800
Clothing, household expenses: $500
Credit cards and other loans: $1400
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
finance-mushroom$105.001/4/2012 5:06:15 PM
handy-justice$50.001/4/2012 5:11:30 PM
Investor_DP$100.001/4/2012 5:12:56 PM
stepatatime-together$100.001/4/2012 5:08:13 PM
bid-czar8$100.001/4/2012 5:25:10 PM
economy-producer$25.001/4/2012 5:14:41 PM
WilliamLeeSims$25.001/4/2012 5:27:04 PM
cash-reaction2$50.001/4/2012 5:31:13 PM
wampum-chorus3$25.001/4/2012 5:32:55 PM
social-cocktail1$200.001/4/2012 5:22:08 PM
SolarMoonshine$25.001/4/2012 5:23:11 PM
worth-dandelion$100.001/4/2012 5:23:47 PM
handshake5$100.001/4/2012 5:41:06 PM
nimble-revenue5$50.001/4/2012 5:21:56 PM
worthy-bid8$50.001/4/2012 5:43:48 PM
marketplace-hut9$25.001/4/2012 5:32:01 PM
WilliamLeeSims$25.001/4/2012 5:26:55 PM
ricklip$100.001/4/2012 5:48:43 PM
Feyenoord$30.001/4/2012 6:01:12 PM
money-surge1$25.001/4/2012 5:46:05 PM
worldly-community3$50.001/4/2012 5:47:22 PM
lucrative-transparency0$64.001/4/2012 6:05:58 PM
hitsman$50.001/4/2012 5:42:18 PM
capital-halo1$1,000.001/4/2012 6:13:53 PM
money-booster2$25.001/4/2012 6:28:24 PM
money-booster2$25.001/4/2012 6:28:45 PM
careful-vigilance4$25.001/4/2012 5:58:55 PM
dobied$25.001/4/2012 7:07:59 PM
finance-prescription$100.001/4/2012 5:56:31 PM
capital-renewal$25.001/4/2012 5:57:16 PM
evergreen16$150.001/4/2012 7:54:03 PM
tender-ore$25.001/4/2012 8:22:29 PM
JauaFlash$25.001/4/2012 6:12:46 PM
proud-pound4$25.001/4/2012 6:13:23 PM
top-historic-peso$25.001/4/2012 6:13:25 PM
vutah$25.001/4/2012 9:03:23 PM
Comoparklender$25.001/4/2012 6:15:34 PM
gold-channel2$25.001/4/2012 6:05:54 PM
shmb6508$43.001/4/2012 6:09:09 PM
suave-dime6$25.001/5/2012 3:14:30 AM
Core-Marketing$25.001/5/2012 3:41:27 AM
fountain355$25.001/5/2012 3:44:01 AM
gothampark$25.001/4/2012 7:42:20 PM
justasoldier$50.001/4/2012 8:46:01 PM
deal-thinker7$25.001/5/2012 5:22:11 AM
Rogesparkguy$25.001/5/2012 5:23:09 AM
irrelevant$50.001/4/2012 7:05:08 PM
newequity$25.001/4/2012 10:46:41 PM
glenium$25.001/5/2012 2:14:52 AM
houli123$25.001/5/2012 2:39:44 AM
draggon77$25.001/5/2012 3:03:06 AM
unbelievable-exchange$25.001/4/2012 10:18:12 PM
high_flyer$100.001/4/2012 10:43:44 PM
IIP77$25.001/5/2012 3:02:28 AM
Starfin-Capital-Management$152.711/5/2012 4:58:10 AM
loanman2007$75.001/5/2012 5:04:56 AM
drg6289$25.001/5/2012 6:18:01 AM
social-zebra$30.001/5/2012 7:03:31 AM
pfh$25.001/5/2012 7:04:14 AM
silver-enlightenment0$125.291/5/2012 7:06:26 AM
60 Investments
 
Borrower Payment Dependent Notes Series 548887
This series of Notes was issued and sold upon the funding of the borrower loan #58551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Jan-05-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $85.70
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Aug-1998 Debt/Income ratio: 76%
Credit score: 600-619 (Jan-2012) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 1 Current / open credit lines: 15 / 10Length of status:8y 5m
Amount delinquent: $174 Total credit lines: 40 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,490Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: truth-pole Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 39 ( 100% ) 600-619 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
720-739 (Jul-2010)
720-739 (Dec-2009)
700-719 (Nov-2009)
 
Principal balance: $3,929.27 31+ days late: 0 ( 0% )
Total payments billed: 39  
Description
Pay Off House Repairs
Purpose of loan:
This loan will be used to pay off debt. We recently had to make a housing change because the house we own required a lot of repairs that we are fixing. This loan will pay off the repairs and moving expenses.

My financial situation:
I am a good candidate for this loan because I have a steady job that I have had for 9 years. I also have a second job so I can pay off this loan quickly. I have not listed it as income because I haven't received a paycheck but the monthly income amount will increase by $1,000. I did have a late account, it was an oversight during the move and has been taken care of. This was the first time and have already paid off one Prosper loan.

Monthly net income: $3,000
Housing: $ 1,600
Insurance: $ 83.00
Utilities: $ 60.00
Phone, cable, internet: $ 60.00
Food, entertainment: $ 200
Clothing, household expenses: $ 50
Credit cards and other loans: $ 600 (mostly student loans)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$25.001/5/2012 5:01:46 PM
jhouman$50.001/5/2012 5:16:05 PM
LittleMingo$30.001/5/2012 5:06:19 PM
312-Lender$25.001/5/2012 5:16:24 PM
myutmost$45.001/5/2012 5:19:34 PM
virtuous-repayment$50.001/5/2012 5:06:56 PM
orange-leverage-phoenix$30.001/5/2012 5:02:48 PM
handy-justice$100.001/5/2012 5:06:19 PM
SolarMoonshine$25.001/5/2012 5:17:50 PM
worth-blanket2$1,600.001/5/2012 5:24:20 PM
jirahola$20.001/5/2012 5:25:51 PM
11 Investments
 
Borrower Payment Dependent Notes Series 548903
This series of Notes was issued and sold upon the funding of the borrower loan #58633, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-05-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1990 Debt/Income ratio: 27%
Credit score: 680-699 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 36 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $47,455Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: cunning-bid978 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to... finish up some things at my home, replace ceiling fans, closet doors, put in baseboards, etc
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
orange-leverage-phoenix$30.001/5/2012 5:03:24 PM
zorg77$50.001/5/2012 5:18:52 PM
rupee-equation2$25.001/5/2012 5:22:59 PM
worth-blanket2$3,895.001/5/2012 5:24:54 PM
4 Investments
 
Borrower Payment Dependent Notes Series 548939
This series of Notes was issued and sold upon the funding of the borrower loan #58673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Jan-05-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $471.89
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1985 Debt/Income ratio: 18%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 24 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $22,095Stated income:$100,000+
Delinquencies in last 7y: 9 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: sunny-diversification8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
700-719 (Jan-2011)
 
Principal balance: $5,412.58 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Debt consolidation - term accelera
Purpose of loan:
This loan will be used to re-finance a current Prosper loan at a lower interest rate and consolidate two higher interest credit card accounts...

My financial situation:
I am a good candidate for this loan because I have stable, long-term employment, have a very good record of unsecured loan repayment (including with Prosper) and own my own home.


Monthly net income: $ 11,000
Monthly expenses: $ 4,000
Housing: $ 2000
Insurance: $ 500
Car expenses: $ 340
Utilities: $ 300
Phone, cable, internet: $ 60
Food, entertainment: $0
Clothing, household expenses: $ 100
Credit cards and other loans: $ 500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
enriching-dollar1$100.001/5/2012 9:06:16 AM
downtownfarm$25.001/5/2012 9:12:11 AM
Tylerh$250.001/5/2012 9:19:12 AM
trade-burrito4$35.001/5/2012 9:26:20 AM
market-assembler$25.001/5/2012 9:08:59 AM
loanman2007$25.001/5/2012 9:16:21 AM
GCInvestments$25.001/5/2012 9:35:19 AM
KLCRAY$25.001/5/2012 9:40:42 AM
useful-p2ploan$25.001/5/2012 9:41:25 AM
WeAlNe$25.001/5/2012 9:45:29 AM
1stTime2ndChance$25.001/5/2012 9:45:30 AM
bountiful-durability$50.001/5/2012 9:32:05 AM
credit-maple5$32.001/5/2012 9:34:56 AM
worth-dandelion$100.001/5/2012 9:50:34 AM
scrappy-leverage6$25.001/5/2012 9:51:57 AM
velocity-solo$25.001/5/2012 9:55:49 AM
hitsman$50.001/5/2012 9:58:45 AM
R3vXX$25.001/5/2012 9:59:49 AM
melodious-fairness$25.001/5/2012 9:41:36 AM
WilliamLeeSims$25.001/5/2012 10:02:03 AM
john0720$25.001/5/2012 9:45:35 AM
gluon$35.001/5/2012 9:47:55 AM
Investor_DP$100.001/5/2012 9:45:39 AM
wigglesworth4$250.001/5/2012 9:46:43 AM
gulch$25.001/5/2012 9:53:35 AM
GoingFishing$25.001/5/2012 9:57:35 AM
studious-listing8$25.001/5/2012 10:02:22 AM
cash-reaction2$50.001/5/2012 10:03:31 AM
bold-durability-drum$60.001/5/2012 10:04:55 AM
gold-pudding6$60.001/5/2012 10:01:38 AM
ConchRepublican$100.001/5/2012 12:13:35 PM
worth-blanket2$8,989.921/5/2012 12:22:10 PM
integrity-trumpet$50.001/5/2012 9:17:39 AM
E_G$50.001/5/2012 9:21:12 AM
green-trade-dolphin2$34.651/5/2012 9:02:15 AM
orange-leverage-phoenix$30.001/5/2012 9:03:24 AM
fopaul13$25.001/5/2012 9:03:30 AM
the-profit-oracle$25.001/5/2012 9:05:11 AM
commanding-treasure2$50.001/5/2012 9:14:25 AM
money-bauble$100.001/5/2012 9:18:09 AM
CAGE-Investments$25.001/5/2012 9:12:44 AM
wealth-infusion6$100.001/5/2012 9:18:58 AM
ursus$50.001/5/2012 9:19:18 AM
rescue$100.001/5/2012 9:43:17 AM
life-is-great$25.001/5/2012 9:23:58 AM
kenji4861$25.001/5/2012 9:46:27 AM
Weaverville$25.001/5/2012 9:26:11 AM
NoMoreDebt4Me$25.001/5/2012 9:48:30 AM
AF-Chief$25.001/5/2012 9:29:21 AM
edaguy$75.001/5/2012 9:36:56 AM
jazzlender$50.001/5/2012 9:41:12 AM
Kaj$25.001/5/2012 9:41:15 AM
samo102us$25.001/5/2012 9:43:15 AM
pilot388$25.001/5/2012 11:49:16 AM
bazaar-festivity$25.001/5/2012 9:48:59 AM
dynamic-money271$25.001/5/2012 9:49:36 AM
genius520$50.001/5/2012 9:56:42 AM
WilliamLeeSims$25.001/5/2012 10:02:13 AM
american6$50.001/5/2012 10:00:49 AM
secureincome$1,333.001/5/2012 10:04:22 AM
successful-agreement7$100.001/5/2012 10:01:27 AM
FinanceEngine$40.001/5/2012 10:09:13 AM
brianslegel$25.431/5/2012 10:59:41 AM
spursdog$25.001/5/2012 10:57:46 AM
elated-greenback$50.001/5/2012 12:05:21 PM
num1irish$50.001/5/2012 11:51:14 AM
best-income-fertilizer$50.001/5/2012 11:55:10 AM
67 Investments
 
Borrower Payment Dependent Notes Series 548980
This series of Notes was issued and sold upon the funding of the borrower loan #58609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Jan-05-2012 
Term: 36 months Listing End date:  Jan-06-2012 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $160.73
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1995 Debt/Income ratio: 24%
Credit score: 820-839 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:9y 8m
Amount delinquent: $0 Total credit lines: 38 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,925Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: Yes  
Screen name: phil26687 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 44 ( 100% ) 820-839 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
800-819 (Jul-2009)
800-819 (Dec-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 44  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off a single high-interest credit card. Debt was built up while my wife was out of work.

My financial situation:
I am a good candidate for this loan because I have good-paying, stable employment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
virtuous-repayment$50.001/5/2012 5:06:57 PM
whitegold24k$100.001/5/2012 5:17:19 PM
CA_Lender$25.001/5/2012 5:17:40 PM
commanding-treasure2$50.001/5/2012 5:19:23 PM
MoneyForNothing$36.081/5/2012 5:22:39 PM
rupee-equation2$25.001/5/2012 5:23:00 PM
green-trade-dolphin2$45.021/5/2012 5:02:18 PM
listing-trapper3$50.001/5/2012 5:25:12 PM
sflawya$25.001/5/2012 5:05:27 PM
BxRealtor$25.001/5/2012 5:28:24 PM
income-banjo$25.001/5/2012 5:30:38 PM
cashhelp$25.001/5/2012 5:33:01 PM
vutah$25.001/5/2012 5:35:35 PM
Nazbuster$50.001/5/2012 5:06:20 PM
ConchRepublican$100.001/5/2012 5:12:51 PM
JJ9876$25.001/5/2012 5:07:32 PM
enriching-dollar1$100.001/5/2012 5:40:49 PM
vine99$100.001/5/2012 5:43:12 PM
successful-agreement7$100.001/5/2012 5:44:28 PM
WilliamLeeSims$25.001/5/2012 5:11:47 PM
investment-artist$32.011/5/2012 5:13:28 PM
atlKid$25.001/5/2012 5:20:36 PM
social-juniper5$50.001/5/2012 5:48:07 PM
downtownfarm$25.001/5/2012 5:18:56 PM
hitsman$50.001/5/2012 5:51:11 PM
kenji4861$25.001/5/2012 5:25:31 PM
selector568$300.001/5/2012 5:26:42 PM
Moe87$25.001/5/2012 5:55:02 PM
penny-firestarter$25.001/5/2012 5:56:52 PM
credit-panda1$25.001/5/2012 5:32:16 PM
Pebbles-Lending$25.001/5/2012 5:37:54 PM
mrreynol$25.001/5/2012 5:38:55 PM
E-2$100.001/5/2012 6:26:35 PM
notabanker$75.001/5/2012 5:32:18 PM
bannybucks$50.001/5/2012 5:48:57 PM
a-satisfying-reward$50.001/5/2012 6:55:44 PM
trade-burrito4$35.001/5/2012 5:49:38 PM
Feyenoord$30.001/5/2012 5:50:42 PM
AFairDeal$25.001/5/2012 5:51:55 PM
money-booster2$25.001/5/2012 5:46:13 PM
awwaww$25.001/5/2012 5:47:02 PM
gilbrear$25.001/5/2012 7:29:54 PM
E_G$50.001/5/2012 5:48:11 PM
antaum$25.001/5/2012 7:34:25 PM
JustMee$25.001/5/2012 5:59:52 PM
enticing-capital6$50.001/5/2012 6:03:13 PM
northern_paddler$25.001/5/2012 7:55:16 PM
doobieBear$25.001/5/2012 8:09:35 PM
green-revenue-rocker$100.001/5/2012 8:10:27 PM
brightest-credit-engine$25.001/5/2012 8:28:22 PM
tdinmanhattan$25.001/5/2012 8:32:20 PM
spiff666$66.691/5/2012 8:41:49 PM
RyanTH9893$25.001/5/2012 9:03:02 PM
penny-plato$25.001/5/2012 6:46:37 PM
tbrnet$100.001/5/2012 9:27:45 PM
edaguy$75.001/5/2012 6:01:49 PM
Reddy_Capital$36.001/5/2012 9:59:56 PM
EJPiper$29.001/5/2012 6:16:34 PM
Lo0se_mo0se$25.001/5/2012 11:23:37 PM
bold-sunny-generosity$25.001/5/2012 6:26:33 PM
vigilance-accruer$35.001/6/2012 12:10:54 AM
Phunder$50.001/6/2012 1:17:02 AM
responsive-value4$25.001/6/2012 2:29:07 AM
suave-dollar$25.001/6/2012 2:38:42 AM
dontletmoneyfoolya$25.001/6/2012 2:39:09 AM
market-trooper3$30.001/5/2012 7:39:17 PM
DalCowboys$25.001/5/2012 7:40:20 PM
rob1971$50.001/5/2012 7:41:50 PM
rpdelray$200.001/6/2012 4:15:08 AM
thrilling-nickel5$25.001/6/2012 4:31:06 AM
Beechturner$100.001/6/2012 4:33:17 AM
CFOGO$25.001/6/2012 4:36:13 AM
crw1950$66.151/6/2012 4:41:24 AM
creditjunky$125.001/5/2012 7:09:00 PM
social-comet7$31.641/6/2012 4:55:46 AM
0600Zulu$150.001/6/2012 5:20:59 AM
MonkeyHero$45.881/5/2012 8:29:30 PM
TheLoanManCan$50.001/5/2012 8:38:46 PM
magical-durability9$25.001/5/2012 7:20:17 PM
neelgagan$50.001/5/2012 8:41:56 PM
new-poetic-transaction$57.171/5/2012 8:46:02 PM
Sigonio$50.001/5/2012 7:25:08 PM
jpblan11$25.001/5/2012 7:26:19 PM
BlueSharp$100.001/5/2012 8:57:58 PM
kinetic-social$25.001/5/2012 9:03:55 PM
forthright-durability$25.001/5/2012 7:35:57 PM
BankOfBjoltus$50.001/5/2012 9:44:08 PM
fund-explorer4$100.001/5/2012 7:48:31 PM
youngster50$25.001/5/2012 8:02:55 PM
sflash$25.001/5/2012 8:13:01 PM
pure-loyalty6$33.491/5/2012 10:35:56 PM
ansky127$29.451/5/2012 8:18:23 PM
serene-capital$50.001/5/2012 11:31:46 PM
engaging-worth$25.001/5/2012 8:34:12 PM
Lou-Holtz$30.001/5/2012 8:58:31 PM
profitable-money$50.001/5/2012 9:13:41 PM
iaffy$25.001/6/2012 3:23:58 AM
OKPapa$28.951/5/2012 9:42:38 PM
Brisket_Bob$13.361/6/2012 5:22:11 AM
JKnLydia$39.041/5/2012 11:54:25 PM
safe-rate7$25.001/5/2012 11:58:27 PM
thankful-nickel2$25.001/6/2012 12:14:34 AM
radforj22$25.001/6/2012 3:09:05 AM
blot44$25.001/6/2012 3:53:40 AM
houli123$50.001/6/2012 3:54:18 AM
Hogan55$25.071/6/2012 4:42:35 AM
loan-splendor$25.001/6/2012 5:13:07 AM
107 Investments
 
Borrower Payment Dependent Notes Series 548983
This series of Notes was issued and sold upon the funding of the borrower loan #58625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Jan-05-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $69.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1994 Debt/Income ratio: 14%
Credit score: 600-619 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 24 / 20Length of status:13y 6m
Amount delinquent: $0 Total credit lines: 32 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,304Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: No  
Screen name: gumbotime Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 31 ( 100% ) 600-619 (Latest)
Principal borrowed: $6,500.00< 31 days late: 0 ( 0% )  
640-659 (Jan-2010)
680-699 (Oct-2007)
 
Principal balance: $2,153.51 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
Pay Off High Interest Credit Card
Purpose of loan: Pay Off High Interest Credit Card

My financial situation:
I am a good candidate for this loan because I've had previous Prosper loans - never a late payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$45.021/5/2012 5:02:24 PM
JJ9876$25.001/5/2012 5:07:33 PM
trumpeter5$25.001/5/2012 5:03:54 PM
virtuous-repayment$50.001/5/2012 5:06:57 PM
SolarMoonshine$25.001/5/2012 5:16:56 PM
downtownfarm$25.001/5/2012 5:18:57 PM
113121$25.001/5/2012 5:14:42 PM
kenji4861$25.001/5/2012 5:25:46 PM
MoneyForNothing$53.861/5/2012 5:04:34 PM
commanding-treasure2$50.001/5/2012 5:19:23 PM
worth-blanket2$1,554.111/5/2012 5:26:11 PM
orange-leverage-phoenix$30.001/5/2012 5:03:28 PM
investment-artist$32.011/5/2012 5:13:28 PM
elephantparty$35.001/5/2012 5:20:54 PM
rupee-equation2$25.001/5/2012 5:23:00 PM
15 Investments
 
Borrower Payment Dependent Notes Series 549034
This series of Notes was issued and sold upon the funding of the borrower loan #58612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-05-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1993 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 12 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $896Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: wampum-tonic5 Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
houli123$25.001/5/2012 5:21:34 PM
rupee-equation2$25.001/5/2012 5:23:01 PM
top-historic-peso$20.001/5/2012 5:34:37 PM
orange-leverage-phoenix$30.001/5/2012 5:06:54 PM
worth-blanket2$3,900.001/5/2012 5:24:17 PM
5 Investments
 
Borrower Payment Dependent Notes Series 549051
This series of Notes was issued and sold upon the funding of the borrower loan #58639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Jan-05-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $349.55
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1993 Debt/Income ratio: 12%
Credit score: 660-679 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 29 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,126Stated income:$25,000-$49,999
Delinquencies in last 7y: 26 Bankcard utilization: 64%  
   Homeownership: No  
Screen name: orange-alluring-loan Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 18 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
660-679 (Jun-2010)
 
Principal balance: $2,138.91 31+ days late: 0 ( 0% )
Total payments billed: 18  
Description
Home Improvement
Purpose of loan:
This loan will be used to make some home upgrades.

My financial situation:
I am a good candidate for this loan because I have had Prosper loan - all payments on time. I am looking to also use this loan to pay off the current one for a lower interest rate to save money.


Monthly net income: $3,000.00
Monthly expenses: $
Housing: $1299.00
Insurance: $50.00
Car expenses: $150.00 (gas only - own car)
Utilities: $50.00
Phone, cable, internet: $150.00
Food, entertainment: $
Clothing, household expenses: $50.00
Credit cards and other loans: $156.(prosper to pay off for lower rate)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
kenji4861$25.001/5/2012 5:25:46 PM
commanding-treasure2$50.001/5/2012 5:19:24 PM
selector568$300.001/5/2012 5:26:43 PM
JJ9876$25.001/5/2012 5:07:34 PM
orange-leverage-phoenix$30.001/5/2012 5:07:37 PM
green-trade-dolphin2$37.491/5/2012 5:02:29 PM
downtownfarm$25.001/5/2012 5:18:58 PM
worth-blanket2$9,800.001/5/2012 5:25:53 PM
8 Investments
 
Borrower Payment Dependent Notes Series 549059
This series of Notes was issued and sold upon the funding of the borrower loan #58589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Jan-05-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $128.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Mar-1991 Debt/Income ratio: 26%
Credit score: 620-639 (Jan-2012) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 24 / 17Length of status:18y 7m
Amount delinquent: $0 Total credit lines: 51 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,696Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: GoodRisk Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 48 ( 100% ) 620-639 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
660-679 (Mar-2011)
660-679 (Dec-2009)
620-639 (Aug-2009)
640-659 (Jun-2008)
 
Principal balance: $2,362.77 31+ days late: 0 ( 0% )
Total payments billed: 48  
Description
Never Missed/Never Late
Purpose of loan: Debt Consolidation
This loan will be used to... pay off some smaller balance credit cards

My financial situation:
I am a good candidate for this loan because... have a good income and a solid employment history.


Monthly net income: $9500
Monthly expenses: $
Housing: $1850
Insurance: $150
Car expenses: $300
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Dusigrosz$250.001/5/2012 9:01:55 AM
fascinating-generosity3$300.001/5/2012 9:02:26 AM
marinbb$100.001/5/2012 9:02:38 AM
trumpeter5$25.001/5/2012 9:01:54 AM
LittleMingo$50.001/5/2012 9:02:05 AM
nimble-revenue5$50.001/5/2012 9:07:51 AM
312-Lender$50.001/5/2012 9:02:04 AM
handy-justice$200.001/5/2012 9:02:39 AM
commerce-rumbler0$25.001/5/2012 9:04:44 AM
lamsabuy$100.001/5/2012 9:06:41 AM
Kash2010lu$40.001/5/2012 9:02:06 AM
frantic-retirement$250.001/5/2012 9:02:46 AM
loanman2007$200.001/5/2012 9:02:58 AM
loanman2007$25.001/5/2012 9:03:53 AM
Dusigrosz$50.001/5/2012 9:04:23 AM
credit-missile$25.001/5/2012 9:07:01 AM
affluence-generator2$300.001/5/2012 9:02:05 AM
lendstats_com$300.001/5/2012 9:02:13 AM
school-loan-gambler$400.001/5/2012 9:02:57 AM
MoneyForNothing$90.851/5/2012 9:04:22 AM
marinbb$25.001/5/2012 9:04:56 AM
cattlebaron$25.001/5/2012 9:05:55 AM
credit-missile$135.001/5/2012 9:06:47 AM
nodrivelpls$25.001/5/2012 9:07:26 AM
24 Investments
 
Borrower Payment Dependent Notes Series 549113
This series of Notes was issued and sold upon the funding of the borrower loan #58578, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-05-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-2010 Debt/Income ratio: 15%
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 3 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: a-dedicated-asset Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
houli123$25.001/5/2012 5:19:08 PM
handy-justice$50.001/5/2012 5:45:45 PM
hitsman$50.001/5/2012 5:51:15 PM
missing-link$25.001/5/2012 5:58:47 PM
larryboy10$25.001/5/2012 6:04:03 PM
rupee-equation2$25.001/5/2012 5:23:02 PM
SolarMoonshine$25.001/5/2012 5:14:47 PM
golden-velocity9$25.001/5/2012 5:42:20 PM
riveting-credit5$50.001/5/2012 5:43:16 PM
nimble-revenue5$50.001/5/2012 5:53:30 PM
worthy-bid8$50.001/5/2012 5:55:38 PM
Aberdeen$3,625.001/5/2012 6:05:22 PM
12 Investments
 
Borrower Payment Dependent Notes Series 549139
This series of Notes was issued and sold upon the funding of the borrower loan #58691, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Jan-05-2012 
Term: 12 months Listing End date:  Jan-06-2012 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $276.47
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1989 Debt/Income ratio: 7%
Credit score: 660-679 (Jan-2012) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 3 Current / open credit lines: 0 / 0Length of status:14y 7m
Amount delinquent: $189 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: a-tolerant-order Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Family Assistance
Purpose of loan:
This loan will be used to catch up on payments for childrens' orthodontics and family household bills

My financial situation:
I am a good candidate for this loan because I'm an honest family person trying to do the right things to take care of and raise my family. I, and my wife, are hard workers but just don't make enough to take care of everything. We are responsible do all we can to pay what we owe.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
successful-agreement7$100.001/5/2012 5:44:32 PM
majestic-bill8$75.891/5/2012 6:38:13 PM
value-allocator1$100.001/5/2012 5:35:24 PM
authentic-kindness1$25.001/5/2012 6:47:13 PM
bonafide-economy$25.001/5/2012 7:11:54 PM
nimble-revenue5$50.001/5/2012 5:53:31 PM
consummate-loyalty1$75.001/5/2012 5:49:59 PM
green-revenue-rocker$25.001/5/2012 8:16:02 PM
worthy-bid8$50.001/5/2012 5:55:39 PM
sjc224$25.001/5/2012 7:08:03 PM
Investor_DP$100.001/5/2012 6:06:48 PM
newest-generous-income$25.001/5/2012 11:37:05 PM
powerful-finance7$25.001/6/2012 3:15:19 AM
mars2024$34.421/6/2012 5:22:15 AM
wealth-renaissance5$25.001/5/2012 11:23:13 PM
bowler252$25.001/5/2012 10:09:48 PM
transparency-universe8$25.001/6/2012 4:42:44 AM
wealth-prodigy1$105.001/6/2012 6:05:12 AM
transaction-marauder$26.451/6/2012 6:23:28 AM
secureincome$500.001/6/2012 9:22:27 AM
selector568$300.001/6/2012 9:11:54 AM
hitsman$50.001/5/2012 5:51:19 PM
sharp-bill2$50.001/5/2012 5:07:43 PM
QuidWilson$25.001/5/2012 5:21:50 PM
handy-justice$50.001/5/2012 5:11:18 PM
resolute-worth4$50.001/5/2012 6:29:10 PM
TikPmp1$25.001/5/2012 5:47:10 PM
edaguy$50.001/5/2012 6:02:10 PM
GTog$25.001/5/2012 8:20:03 PM
hubs032$42.811/5/2012 8:51:47 PM
missing-link$25.001/5/2012 5:58:27 PM
thankful-nickel2$25.001/6/2012 12:22:37 AM
first-class-gold0$100.001/5/2012 8:24:54 PM
djh47a$25.001/6/2012 6:59:56 AM
Bank42$25.001/6/2012 3:36:42 AM
Baltija11$49.991/6/2012 6:26:07 AM
sharpey$25.001/6/2012 6:44:31 AM
durability-chuckler$188.031/6/2012 7:26:04 AM
social-heart$25.001/6/2012 9:28:20 AM
wwwUniversal$25.001/6/2012 9:22:11 AM
scrappy-diversification7$902.411/6/2012 9:31:19 AM
41 Investments
 
Borrower Payment Dependent Notes Series 549150
This series of Notes was issued and sold upon the funding of the borrower loan #58670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jan-05-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jun-1982 Debt/Income ratio: Not calculated
Credit score: 680-699 (Jan-2012) Inquiries last 6m: 1Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:8y 5m
Amount delinquent: $0 Total credit lines: 9Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $43,414 
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: loyalty-searcher6 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Household expenses/home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
orange-leverage-phoenix$30.001/5/2012 5:06:39 PM
worth-blanket2$4,000.001/5/2012 5:25:10 PM
2 Investments
 
Borrower Payment Dependent Notes Series 549158
This series of Notes was issued and sold upon the funding of the borrower loan #58554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Jan-05-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $112.51
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-2000 Debt/Income ratio: 15%
Credit score: 680-699 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 8Length of status:9y 11m
Amount delinquent: $172 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,288Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: No  
Screen name: jdetermined Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 48 ( 100% ) 680-699 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
620-639 (Jul-2010)
520-539 (Jul-2008)
 
Principal balance: $881.92 31+ days late: 0 ( 0% )
Total payments billed: 48  
Description
Improve my FICO score/consolidation
Purpose of loan: To improve my fico score...
This loan will be used to consolidate some of my credit cards and to decrease my monthly payments. It will also allow me to make higher monthly payments on my loan and remaining bills.

My financial situation:
I am a good candidate for this loan because this would be my third prosper loan and i've been in good standing since the begining of my involvement with prosper...Payment is directly taken out of my account each month with increased payments with possible.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
virtuous-repayment$50.001/5/2012 5:06:57 PM
downtownfarm$25.001/5/2012 5:19:03 PM
commanding-treasure2$50.001/5/2012 5:19:27 PM
elephantparty$35.001/5/2012 5:20:55 PM
houli123$150.001/5/2012 5:23:22 PM
green-trade-dolphin2$45.021/5/2012 5:02:22 PM
vutah$25.001/5/2012 5:38:39 PM
ConchRepublican$100.001/5/2012 5:12:52 PM
JJ9876$25.001/5/2012 5:07:37 PM
E_G$50.001/5/2012 5:48:14 PM
MoneyForNothing$35.091/5/2012 5:18:46 PM
kenji4861$25.001/5/2012 5:25:32 PM
selector568$300.001/5/2012 5:26:45 PM
notabanker$75.001/5/2012 5:32:19 PM
edaguy$75.001/5/2012 6:01:58 PM
income-banjo$25.001/5/2012 5:30:39 PM
F-A1Grant$36.681/5/2012 5:34:43 PM
enriching-dollar1$100.001/5/2012 5:40:51 PM
successful-agreement7$100.001/5/2012 5:44:34 PM
trade-burrito4$35.001/5/2012 5:49:39 PM
hitsman$50.001/5/2012 5:51:21 PM
AFairDeal$25.001/5/2012 5:51:55 PM
edaguy$75.001/5/2012 6:01:52 PM
enticing-capital6$50.001/5/2012 6:03:13 PM
Aberdeen$1,938.211/5/2012 6:04:28 PM
25 Investments
 
Borrower Payment Dependent Notes Series 549185
This series of Notes was issued and sold upon the funding of the borrower loan #58624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.00% Listing Start date:  Jan-05-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 6.49% Borrower rate/APR: 7.49% / 7.83% Monthly payment: $217.71
 
Lender servicing fee: 1.00% Effective Yield*: 6.49%  
Estimated return*: 5.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-2005 Debt/Income ratio: 10%
Credit score: 800-819 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 12 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,028Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: MN-Aviator Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 100% ) 800-819 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
580-599 (Jun-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Automobile loan
I bought a 2001 Ford F150 Supercrew 4x4 for $7000 using a line of credit with my bank. I didn't want to use a traditional loan because I intend to pay it off quite rapidly and didn't want to be burdened by the bank's insurance requirements.

I would like to use this money to pay off that line of credit as the interest rate is quite high. I have enough cash right now to pay the entire balance but need a portion of that money for my federal taxes.

My financial situation:
I have a strong income - and made an additional $12,000 in income in 2011 via income generated as a flight instructor and a software developer.

I have about a $5,000 per month income (after taxes), my bills as follows:

Mortgage - $950
Various other bills: $500

Debt:
Approx $12,000 on a motorcycle loan at 5% APR. Never missed a payment.
$7000 on a line of credit that will be paid off with this loan - as this will be a lower interest rate.
$600 on a best buy credit card (stove purchase)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
rmachi$25.001/5/2012 5:06:10 PM
velocity-solo$25.001/5/2012 5:06:30 PM
lifegrowth$25.001/5/2012 5:08:25 PM
js60l$25.001/5/2012 5:08:48 PM
jakespirit$100.001/5/2012 5:09:37 PM
selfmademan$25.001/5/2012 5:10:17 PM
auction-elvis$25.001/5/2012 5:13:06 PM
bb575$50.001/5/2012 5:13:34 PM
lost-money-so-far-on-these$25.001/5/2012 5:14:51 PM
gentle-gold$25.001/5/2012 5:15:16 PM
Aquafina24Ounce$25.001/5/2012 5:16:55 PM
ptjg$100.001/5/2012 5:19:36 PM
elephantparty$35.001/5/2012 5:20:55 PM
ualf$50.001/5/2012 5:21:26 PM
roadtruck$50.001/5/2012 5:22:12 PM
bobby5832708$25.001/5/2012 5:22:38 PM
brainy-return234$25.001/5/2012 5:23:09 PM
ujiba$50.001/5/2012 5:25:00 PM
whipone$25.001/5/2012 5:26:47 PM
TSC$50.001/5/2012 5:29:02 PM
Tradesmanlender$25.001/5/2012 5:30:55 PM
credit-panda1$25.001/5/2012 5:32:16 PM
meux99$25.001/5/2012 5:32:26 PM
texrob20$25.001/5/2012 5:09:56 PM
elasermd$50.001/5/2012 5:34:10 PM
undaunted-kindness$100.001/5/2012 5:35:02 PM
ThomasC$50.001/5/2012 5:06:08 PM
luminous-marketplace5$25.001/5/2012 5:36:21 PM
skillful-diversification2$25.001/5/2012 5:10:46 PM
brazilofmux$100.001/5/2012 5:36:42 PM
WilliamLeeSims$25.001/5/2012 5:11:47 PM
PhalanxBulldog$50.001/5/2012 5:07:00 PM
ahansen$25.001/5/2012 5:07:14 PM
JJ9876$25.001/5/2012 5:07:38 PM
robertmm25$25.001/5/2012 5:07:55 PM
valiant-liberty4$25.001/5/2012 5:14:45 PM
MyKidsDad$25.001/5/2012 5:08:32 PM
InvestmentFreak$35.001/5/2012 5:15:30 PM
AmericanCredit$50.001/5/2012 5:16:38 PM
gracej$25.001/5/2012 5:17:39 PM
toblerone$25.001/5/2012 5:12:32 PM
ConchRepublican$100.001/5/2012 5:12:53 PM
mla$25.001/5/2012 5:13:19 PM
ianakacg$25.001/5/2012 5:20:15 PM
britgsb$30.001/5/2012 5:21:24 PM
understanding-payout2$25.001/5/2012 5:17:51 PM
hrubinst$50.001/5/2012 5:19:38 PM
BxRealtor$25.001/5/2012 5:28:25 PM
donloah$25.001/5/2012 5:29:17 PM
skuba$75.001/5/2012 5:29:43 PM
brutusbone$25.001/5/2012 5:29:54 PM
KLCRAY$25.001/5/2012 5:24:19 PM
riproaringrapids$50.001/5/2012 5:33:56 PM
kenji4861$25.001/5/2012 5:25:36 PM
evnagelist$25.001/5/2012 5:35:49 PM
SoCalRancher$25.001/5/2012 5:36:29 PM
C_Mark$50.001/5/2012 5:27:18 PM
autonomous-kindness8$25.001/5/2012 5:38:26 PM
Ready2Loan$25.001/5/2012 5:38:55 PM
ultimatepaintball$25.001/5/2012 5:29:00 PM
lounges$25.001/5/2012 5:29:48 PM
currency-collider9$25.001/5/2012 5:30:44 PM
Boxhead$50.001/5/2012 5:31:52 PM
cashhelp$25.001/5/2012 5:33:01 PM
vutah$25.001/5/2012 5:35:18 PM
igniter584$25.001/5/2012 5:36:06 PM
commerce-broker$25.001/5/2012 5:36:44 PM
repayment-launcher$25.001/5/2012 5:38:20 PM
cunning-worth5$1,000.001/5/2012 5:38:35 PM
macgeek$25.001/5/2012 5:39:02 PM
green-moola-sniffer$25.001/5/2012 5:39:53 PM
virtuous-repayment$50.001/5/2012 5:06:57 PM
Tylerh$250.001/5/2012 5:08:40 PM
Syzygy$25.001/5/2012 5:09:58 PM
RecoveryLender$25.001/5/2012 5:10:44 PM
adaboy65$50.001/5/2012 5:13:59 PM
TheYellowDart$25.001/5/2012 5:15:18 PM
SBT$100.001/5/2012 5:16:48 PM
dbs$25.001/5/2012 5:19:58 PM
minista$25.001/5/2012 5:20:58 PM
ricklip$100.001/5/2012 5:23:20 PM
green-trade-dolphin2$45.021/5/2012 5:02:27 PM
BlackFred$25.001/5/2012 5:25:04 PM
Emgolda$25.001/5/2012 5:25:40 PM
TelegramSam$25.001/5/2012 5:26:04 PM
Daneistes$50.001/5/2012 5:05:51 PM
Natronpee$25.001/5/2012 5:06:24 PM
ATOHokie$25.001/5/2012 5:27:10 PM
Pizza-man$50.001/5/2012 5:28:41 PM
don8ter$50.001/5/2012 5:08:17 PM
progressive-asset$100.001/5/2012 5:34:04 PM
Wangersinc$50.001/5/2012 5:34:39 PM
sflawya$25.001/5/2012 5:05:27 PM
Kyjamune$25.001/5/2012 5:11:16 PM
firewomin$25.001/5/2012 5:37:01 PM
RankPaid$25.001/5/2012 5:11:32 PM
Pebbles-Lending$25.001/5/2012 5:37:55 PM
encore06$25.001/5/2012 5:38:41 PM
ebgb234$25.001/5/2012 5:39:11 PM
Warwick$50.001/5/2012 5:13:49 PM
akl_5277$25.001/5/2012 5:39:51 PM
currency-agave$60.001/5/2012 5:14:31 PM
anacent$25.001/5/2012 5:14:36 PM
marketplace-cello5$25.001/5/2012 5:08:42 PM
vigorous-payment6$25.001/5/2012 5:09:15 PM
islander1$100.001/5/2012 5:11:20 PM
c4shmunne$25.001/5/2012 5:18:23 PM
millipotski$25.001/5/2012 5:11:51 PM
natural-affluence4$25.001/5/2012 5:12:56 PM
gecko68$25.001/5/2012 5:19:09 PM
figs4u2$100.001/5/2012 5:19:12 PM
investment-artist$32.011/5/2012 5:13:28 PM
commanding-treasure2$50.001/5/2012 5:19:31 PM
ManhattanLender$25.001/5/2012 5:20:02 PM
lendersf$50.001/5/2012 5:14:40 PM
orange-courageous-dedication$25.001/5/2012 5:15:08 PM
riskreward$250.001/5/2012 5:15:20 PM
tsui517$50.001/5/2012 5:22:14 PM
Sid-K$25.001/5/2012 5:24:00 PM
Preteur$25.001/5/2012 5:18:38 PM
MoneyForNothing$25.001/5/2012 5:24:27 PM
downtownfarm$25.001/5/2012 5:19:04 PM
neighborly-hope6$100.001/5/2012 5:26:24 PM
TomDalonajay$25.001/5/2012 5:20:13 PM
income-banjo$25.001/5/2012 5:30:39 PM
larslfe$25.001/5/2012 5:32:06 PM
wtrboy$25.001/5/2012 5:24:02 PM
blue-lively-platinum$25.001/5/2012 5:24:16 PM
notabanker$75.001/5/2012 5:32:19 PM
netelegent$25.001/5/2012 5:24:44 PM
adventurous-cash$25.001/5/2012 5:35:29 PM
wbahl$25.001/5/2012 5:26:15 PM
mtquan$25.001/5/2012 5:27:46 PM
Dollars4Rent$50.001/5/2012 5:38:39 PM
gallant-economy9$50.001/5/2012 5:38:49 PM
_kyle$50.001/5/2012 5:28:20 PM
meenan$100.001/5/2012 5:40:08 PM
abfs$25.001/5/2012 5:30:03 PM
j2ee$25.001/5/2012 5:31:58 PM
Seriuqs$25.001/5/2012 5:32:05 PM
ssgt95068$25.001/5/2012 5:33:20 PM
1phantom$25.001/5/2012 5:34:24 PM
Octavian315$35.001/5/2012 5:35:13 PM
del30$25.001/5/2012 5:35:32 PM
sweet-loan7$25.001/5/2012 5:36:03 PM
mizount$25.001/5/2012 5:36:19 PM
lamsabuy$100.001/5/2012 5:37:57 PM
Veridic$25.001/5/2012 5:38:14 PM
cebgop$25.001/5/2012 5:39:35 PM
indomitable-coin$25.001/5/2012 5:39:44 PM
value-wind0$25.001/5/2012 5:39:49 PM
151 Investments
 
Borrower Payment Dependent Notes Series 549231
This series of Notes was issued and sold upon the funding of the borrower loan #58660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Jan-05-2012 
Term: 36 months Listing End date:  Jan-05-2012 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $94.06
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1996 Debt/Income ratio: 8%
Credit score: 840-859 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 31 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,484Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: revenue-king Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate the 4 credit cards that I have used in the past and pay them all off and have one lower payment. The holidays got to me.

My financial situation:
I am a good candidate for this loan because I typically always pay my credit cards off every month but this year I decided to spend a little more over the holidays and want to take control of my finances and consolidate my loans into one.

I have been with my company for a while and have a steady income. I am also not borrowing much and could easily pay off the loans if I sold some stock but don't think that is the best financial decision to do right now.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
sflawya$25.001/5/2012 5:05:27 PM
JJ9876$25.001/5/2012 5:07:39 PM
bb575$50.001/5/2012 5:13:35 PM
anacent$25.001/5/2012 5:14:36 PM
riproaringrapids$50.001/5/2012 5:33:56 PM
luminous-marketplace5$25.001/5/2012 5:36:21 PM
cunning-worth5$117.001/5/2012 5:38:35 PM
friendinmoney$25.001/5/2012 5:40:31 PM
AmericanCredit$50.001/5/2012 5:16:38 PM
ConchRepublican$100.001/5/2012 5:12:53 PM
jazz619$25.001/5/2012 5:13:38 PM
surfsider123$25.001/5/2012 5:45:55 PM
money-booster2$25.001/5/2012 5:46:16 PM
bradny$25.001/5/2012 5:47:47 PM
turbostar666$25.001/5/2012 5:17:01 PM
kenji4861$25.001/5/2012 5:25:37 PM
commanding-treasure2$50.001/5/2012 5:19:32 PM
AFairDeal$25.001/5/2012 5:51:56 PM
djs81$25.001/5/2012 5:52:32 PM
fortytwo$150.001/5/2012 5:53:09 PM
ocho$50.001/5/2012 5:53:26 PM
BxRealtor$25.001/5/2012 5:28:26 PM
silver-champion3$50.001/5/2012 5:23:40 PM
repayment-launcher$25.001/5/2012 5:38:20 PM
notabanker$75.001/5/2012 5:32:20 PM
igniter584$25.001/5/2012 5:36:06 PM
encore06$25.001/5/2012 5:38:41 PM
pbandjb$25.001/5/2012 5:50:27 PM
bannybucks$50.001/5/2012 5:51:41 PM
syounker$25.001/5/2012 5:46:31 PM
acropiloterau2002$25.001/5/2012 5:54:29 PM
payment-freshmaker$50.001/5/2012 5:48:42 PM
best-elevated-social$25.001/5/2012 5:50:08 PM
abundant-marketplace436$25.001/5/2012 5:51:34 PM
intuitive-integrity9$50.001/5/2012 5:52:01 PM
bonus-tent$25.001/5/2012 5:52:34 PM
ChicoBob$25.001/5/2012 5:54:27 PM
TrustPlus$50.001/5/2012 5:54:47 PM
pay_day$25.001/5/2012 5:54:55 PM
InvestmentFreak$35.001/5/2012 5:15:31 PM
downtownfarm$25.001/5/2012 5:19:05 PM
MarketInvestor$25.001/5/2012 5:33:18 PM
Kyjamune$25.001/5/2012 5:11:16 PM
indomitable-coin$25.001/5/2012 5:39:44 PM
lendersf$50.001/5/2012 5:14:40 PM
kscc183$25.001/5/2012 5:09:24 PM
WilliamLeeSims$25.001/5/2012 5:11:48 PM
Marathoner$25.001/5/2012 5:45:30 PM
bid-papyrus$25.001/5/2012 5:47:43 PM
social-juniper5$50.001/5/2012 5:48:07 PM
SBT$100.001/5/2012 5:16:48 PM
KLCRAY$25.001/5/2012 5:24:19 PM
hitsman$50.001/5/2012 5:51:25 PM
anyoi$25.001/5/2012 5:51:32 PM
shaker348$25.001/5/2012 5:52:24 PM
C_Mark$50.001/5/2012 5:27:19 PM
cashhelp$25.001/5/2012 5:32:36 PM
neighborly-hope6$100.001/5/2012 5:26:24 PM
nonukem$25.001/5/2012 5:28:19 PM
income-banjo$25.001/5/2012 5:30:40 PM
credit-panda1$25.001/5/2012 5:32:16 PM
meux99$25.001/5/2012 5:32:27 PM
Wangersinc$50.001/5/2012 5:34:39 PM
reasonable-greenback$50.001/5/2012 5:45:54 PM
sweet-loan7$25.001/5/2012 5:36:03 PM
vikings23$25.001/5/2012 5:47:32 PM
diversification-surge$25.001/5/2012 5:48:25 PM
cebgop$25.001/5/2012 5:39:36 PM
enriching-dollar1$100.001/5/2012 5:40:53 PM
vutah$25.001/5/2012 5:41:07 PM
brilliant-loyalty7$25.001/5/2012 5:50:29 PM
mar97$25.001/5/2012 5:45:41 PM
Railbird$25.001/5/2012 5:46:30 PM
Cashew6$25.001/5/2012 5:55:01 PM
nickel-ferret$50.001/5/2012 5:47:52 PM
Clambake$25.001/5/2012 5:48:36 PM
GATrust$25.001/5/2012 5:52:46 PM
MicroL$25.001/5/2012 5:54:06 PM
american6$50.001/5/2012 5:54:53 PM
79 Investments
 
Borrower Payment Dependent Notes Series 549242
This series of Notes was issued and sold upon the funding of the borrower loan #58652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.65% Listing Start date:  Jan-05-2012 
Term: 12 months Listing End date:  Jan-05-2012 
 
Lender yield: 18.08% Borrower rate/APR: 19.08% / 29.00% Monthly payment: $368.78
 
Lender servicing fee: 1.00% Effective Yield*: 17.65%  
Estimated return*: 8.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-2002 Debt/Income ratio: 31%
Credit score: 620-639 (May-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 17 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,061Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: DJXpresse Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 7 ( 100% ) 620-639 (Latest)
Principal borrowed: $6,500.00< 31 days late: 0 ( 0% )  
700-719 (Dec-2010)
640-659 (Aug-2008)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
Paying off credit card.
Purpose of loan:
This loan will be used to help pay off a high interest credit card.

My financial situation:
I am a good candidate for this loan because I am never late on payments and I am working on becoming more financially stable.


Monthly net income: $4000
Monthly expenses: $150
Housing: $765
Insurance: $192
Car expenses: $500
Utilities: $120
Phone, cable, internet: $90
Food, entertainment: $500
Clothing, household expenses: $150
Credit cards and other loans: $279
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lucrative-loan$30.001/5/2012 5:03:27 PM
handy-justice$50.001/5/2012 5:04:58 PM
GCInvestments$25.001/5/2012 5:08:30 PM
credit-missile$125.001/5/2012 5:13:18 PM
DHolly$31.001/5/2012 5:15:14 PM
money-baron$50.001/5/2012 5:20:17 PM
listing-trapper3$50.001/5/2012 5:25:12 PM
Milonguero$100.001/5/2012 5:05:18 PM
Onlyhappycustomers$25.001/5/2012 5:07:09 PM
orange-leverage-phoenix$30.001/5/2012 5:08:15 PM
113121$25.001/5/2012 5:13:25 PM
sharp-bill2$50.001/5/2012 5:07:43 PM
312-Lender$25.001/5/2012 5:16:25 PM
investmentgroup$25.001/5/2012 5:10:37 PM
BigSkyFinancial$35.221/5/2012 5:19:08 PM
rupee-equation2$25.001/5/2012 5:23:06 PM
QuidWilson$25.001/5/2012 5:24:01 PM
nisim5$100.001/5/2012 5:24:33 PM
nfx$40.001/5/2012 5:26:12 PM
worth-blanket2$3,400.001/5/2012 5:26:26 PM
20 Investments
 
Borrower Payment Dependent Notes Series 549267
This series of Notes was issued and sold upon the funding of the borrower loan #58657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-06-2012 
Term: 36 months Listing End date:  Jan-06-2012 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1988 Debt/Income ratio: 22%
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 25 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,825Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: No  
Screen name: Secretstar Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Moving to my own apartment
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I have a full-time job, and I also will be involved in an work-from-home internet commission business.


Monthly net income: $1700.00
Monthly expenses: $500.00
Housing: $1000,00
Insurance: $300.00
Car expenses: $150,00
Utilities: $-0-
Phone, cable, internet: $100,00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pembull$50.001/6/2012 9:03:05 AM
handy-justice$50.001/6/2012 9:10:26 AM
blitzen40$25.001/6/2012 9:04:29 AM
hitsman$50.001/6/2012 9:09:07 AM
ultimate-peace$250.001/6/2012 9:09:15 AM
worth-blanket2$3,795.001/6/2012 9:10:59 AM
orange-leverage-phoenix$30.001/6/2012 9:02:43 AM
InChicago$100.001/6/2012 9:08:12 AM
8 Investments