Sales Report:Supplement No. 1 dated Jan 03, 2012 to Prospectus dated Dec 15, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Dec 15, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Dec 15, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 501708
This series of Notes was issued and sold upon the funding of the borrower loan #57895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $524.32
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-2000 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Nov-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:7y 2m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,226Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: No  
Screen name: LendsToMomos Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 5 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2007)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 5  
Description
Previous Borrower, Perfect Credit
Purpose:

Peace of mind insurance. My cash flow is going to be strained in the next six months.

Do I Have Enough Income To Justify This Loan?

Yes. I'm a self-employed software developer. My business is very profitable, but month-to-month cashflow is spiky. 2011: ~$70k profit. Having $50k booked for Q1 2012 already.

Do I Have Other Debts?

I periodically revolve business expenses on my CCs. Current balance: $13.5k, for prospecting business trip. Expected payoff: January 2012.

No other debts.

How Is Your Credit?

Spotless.

What's Your Timeline?

I promise you 3 months of interest, but anticipating paying early (within 2012).

Anything We Should Know?

I split time between the US and Japan. Prosper doesn't have an issue with it. I've done this for 7 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/12/2011 9:02:21 AM
LittleMingo$25.0012/12/2011 9:05:42 AM
igniter584$25.0012/12/2011 9:09:25 AM
a-reasonable-return$25.0012/12/2011 9:06:13 AM
determined-revenue1$35.0012/12/2011 9:19:09 AM
papaloha$500.0012/12/2011 9:34:38 AM
Investor_DP$100.0012/12/2011 9:30:56 AM
affluence-generator2$100.0012/12/2011 9:24:38 AM
skillful-asset5$35.0012/12/2011 10:48:05 AM
hookUup$34.0512/12/2011 3:56:24 PM
poisson17$30.0012/12/2011 6:30:22 PM
mad-scientist0$50.0012/12/2011 6:38:31 PM
the_winning_ticket$100.0012/13/2011 1:06:34 AM
FinanceEngine$50.0012/13/2011 7:06:41 AM
impressive-justice6$50.0012/13/2011 4:52:57 AM
commanding-treasure2$50.0012/13/2011 10:59:51 AM
lender2611$32.1312/13/2011 11:42:32 AM
janeybooboo$75.0012/12/2011 9:03:15 AM
AF-Chief$25.0012/12/2011 9:12:19 AM
AFairDeal$25.0012/12/2011 9:15:55 AM
trade-burrito4$35.0012/12/2011 9:29:35 AM
GElender$40.0012/12/2011 9:38:23 AM
lowrater$50.8012/12/2011 10:17:43 AM
basis-ferret8$50.0012/12/2011 9:34:19 AM
Reputation1$25.0012/12/2011 12:47:19 PM
AndChicksforFree$25.0012/12/2011 1:06:14 PM
susurrus$200.0012/12/2011 12:04:56 PM
the-lean-bid$25.0012/12/2011 10:13:40 AM
graceful-IRAinvestment$53.0012/12/2011 1:41:06 PM
108lender$300.0012/12/2011 1:59:56 PM
r48$25.0012/12/2011 4:32:57 PM
heart514$25.0012/12/2011 7:27:38 PM
money-booster2$50.0012/12/2011 9:47:55 PM
bonus-quark4$25.0012/13/2011 6:35:11 AM
loan-rider7$25.0012/13/2011 7:58:59 AM
unclejaef$25.0012/13/2011 8:53:07 AM
worth-blanket2$12,600.0012/13/2011 11:30:11 AM
Laxa$25.0012/12/2011 11:23:41 AM
38 Investments
 
Borrower Payment Dependent Notes Series 525358
This series of Notes was issued and sold upon the funding of the borrower loan #57553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-2002 Debt/Income ratio: 11%
Credit score: 740-759 (Nov-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 2 Current / open credit lines: 6 / 5Length of status:1y 11m
Amount delinquent: $4,001 Total credit lines: 12 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $50Stated income:$75,000-$99,999
Delinquencies in last 7y: 4 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: plato648 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Short term loan to help with moving
To cover moving expenses. I will be moving for work in the next 30 days and I need some money to cover the immediate expenses. I have been a successful commission salesman for the past 9 years.

I never had a late payment on any of my credit cards and I recently paid them all down to $0.00 balance. I have become a highly responsible person in regards to finance and debt.

I am only taking this loan out because I don't want to have to take cash out of my savings.

Monthly net income: $ 4,250
Monthly expenses: total : $2,445
Housing: $ $750
Insurance: $ 200 - car
Car expenses: $ 280- gas only
Utilities: $ 45
Phone, cable, internet: $ 75- cable/internet. $100- mobile
Food, entertainment: $ 600
Clothing, household expenses: $ $200
Credit cards and other loans: $ 150 - student loans $00.00- credit card debt
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$9,900.0012/13/2011 11:31:01 AM
Investor_DP$100.0012/12/2011 5:50:05 PM
2 Investments
 
Borrower Payment Dependent Notes Series 529824
This series of Notes was issued and sold upon the funding of the borrower loan #57560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $377.83
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Oct-1984 Debt/Income ratio: 56%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 16Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,274Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: Yes  
Screen name: unrivaled-interest8 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 25 ( 100% ) 700-719 (Latest)
Principal borrowed: $4,500.00< 31 days late: 0 ( 0% )  
740-759 (Oct-2009)
 
Principal balance: $1,581.28 31+ days late: 0 ( 0% )
Total payments billed: 25  
Description
debt consolidation
Purpose of loan:
This loan will be used to...pay off credit cards to have just one payment

My financial situation:
I am a good candidate for this loan because...I am working 2 jobs and would like to get rid of credit card debt that was accumulated when banks raised interest rates.


Monthly net income: $3200.00
Monthly expenses: $800.00
Housing: $
Insurance: $100.00
Car expenses: $0
Utilities: $300.00
Phone, cable, internet: $200.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-viking$100.0012/14/2011 12:33:26 PM
worth-blanket2$7,600.0012/14/2011 12:29:53 PM
just-loyalty643$50.0012/14/2011 11:30:20 AM
first-repayment-magician$40.0012/14/2011 9:56:02 AM
heart514$25.0012/14/2011 9:33:11 AM
extraordinary-silver5$25.0012/14/2011 9:33:08 AM
atlas-shrugged$195.0012/14/2011 9:31:08 AM
LittleMingo$25.0012/14/2011 11:10:42 AM
nfx$40.0012/14/2011 9:30:20 AM
market-assembler$50.0012/14/2011 9:52:50 AM
money-booster2$30.0012/14/2011 9:45:40 AM
investment-artist$30.0112/14/2011 9:18:02 AM
truth-companion$25.0012/14/2011 9:37:07 AM
tenacious-capital3$26.2712/14/2011 9:38:04 AM
the-discrete-income$35.0012/14/2011 9:02:50 AM
fortytwo$150.0012/14/2011 9:21:08 AM
MASinVestment$50.0012/14/2011 9:19:45 AM
panther757$25.0012/14/2011 9:16:51 AM
graceful-investment$60.0012/14/2011 9:16:23 AM
commanding-treasure2$50.0012/14/2011 9:16:13 AM
grnii78$100.0012/14/2011 9:12:21 AM
AF-Chief$25.0012/14/2011 9:07:09 AM
Starica$200.0012/14/2011 9:05:49 AM
cberthiaume$25.0012/14/2011 9:05:28 AM
graceful-IRAinvestment$25.0012/14/2011 9:06:29 AM
finance-prescription$100.0012/14/2011 9:10:52 AM
worthy-bid8$50.0012/14/2011 9:14:39 AM
Feyenoord$30.0012/14/2011 9:15:58 AM
blue-lively-platinum$25.0012/14/2011 9:17:01 AM
igniter584$25.0012/14/2011 9:26:21 AM
lender2611$25.0012/14/2011 9:26:38 AM
AndChicksforFree$25.0012/14/2011 9:07:52 AM
refined-penny$25.0012/14/2011 9:35:55 AM
GElender$40.0012/14/2011 9:11:35 AM
bazaar-festivity$25.0012/14/2011 9:39:27 AM
Investor_DP$100.0012/14/2011 9:19:04 AM
nimble-revenue5$50.0012/14/2011 9:49:16 AM
economy-coup$50.0012/14/2011 9:50:50 AM
commitment-mesh$25.0012/14/2011 9:22:40 AM
shrewd-income$200.0012/14/2011 10:35:28 AM
orange-vigilance-shower$50.0012/14/2011 11:24:44 AM
duty-explosion9$75.0012/14/2011 11:15:27 AM
dollar-tornado3$50.0012/14/2011 10:11:47 AM
bonus-rotation1$50.0012/14/2011 11:22:05 AM
susurrus$25.0012/14/2011 12:03:15 PM
45 Investments
 
Borrower Payment Dependent Notes Series 533762
This series of Notes was issued and sold upon the funding of the borrower loan #57437, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $352.61
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1983 Debt/Income ratio: Not calculated
Credit score: 740-759 (Nov-2011) Inquiries last 6m: 1Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 28Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,888 
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: No  
Screen name: kind-moola-baby Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan: Debt consolidation/home improvement expenses
This loan will be used to pay off credit card bills.

My financial situation: Good
I am a good candidate for this loan because... I always pay bills on time, have a good credit score


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
blue-lively-platinum$25.0012/11/2011 12:06:17 PM
Investor_DP$100.0012/11/2011 12:32:41 PM
AFairDeal$25.0012/11/2011 12:29:34 PM
income-banjo$50.0012/12/2011 9:32:53 AM
worth-blanket2$9,700.0012/12/2011 3:16:37 PM
aabadabadoo$25.0012/11/2011 12:06:56 PM
igniter584$25.0012/11/2011 12:36:27 PM
basis-ferret8$50.0012/11/2011 6:55:37 PM
8 Investments
 
Borrower Payment Dependent Notes Series 533842
This series of Notes was issued and sold upon the funding of the borrower loan #57660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-15-2011 
Term: 60 months Listing End date:  Dec-16-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $305.00
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1989 Debt/Income ratio: 24%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 15 / 14Length of status:5y 7m
Amount delinquent: $192 Total credit lines: 37 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $136,264Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: preeminant-silver6 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 720-739 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
780-799 (Feb-2011)
 
Principal balance: $13,300.49 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
My loan for home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
income-banjo$50.0012/15/2011 5:13:40 PM
MASinVestment$50.0012/15/2011 5:22:45 PM
Investor_DP$100.0012/15/2011 5:27:34 PM
downtownfarm$25.0012/16/2011 3:41:41 AM
impressive-justice6$50.0012/16/2011 5:17:46 AM
dime-sprout$25.0012/16/2011 9:13:30 AM
affluence-generator2$100.0012/16/2011 9:32:42 AM
riproaringrapids$25.0012/16/2011 9:42:27 AM
graceful-IRAinvestment$17.0012/16/2011 11:26:32 AM
bazaar-festivity$25.0012/15/2011 5:17:44 PM
happy-loot3$100.0012/15/2011 5:20:01 PM
camaraderi-aspen$100.0012/15/2011 5:20:24 PM
kind-asset-circuit$50.0012/15/2011 5:10:05 PM
AF-Chief$25.0012/15/2011 5:17:06 PM
lender2611$25.0012/15/2011 5:06:45 PM
heart514$25.0012/15/2011 5:08:31 PM
unforgettable-wealth4$50.0012/15/2011 5:41:59 PM
Goodlender42$25.0012/15/2011 5:09:03 PM
life-is-great$25.0012/15/2011 5:25:34 PM
LoanerPrincipal$25.0012/15/2011 5:16:51 PM
commanding-treasure2$50.0012/15/2011 5:18:18 PM
igniter584$25.0012/15/2011 5:22:15 PM
bountiful-durability$50.0012/15/2011 8:37:24 PM
the-silver-blaster$75.0012/15/2011 7:06:24 PM
well-mannered-income3$30.0012/15/2011 7:07:16 PM
new-marketplace-lyrics$25.0012/16/2011 2:34:04 AM
RSV$25.0012/15/2011 11:25:15 PM
the-magnetic-transaction$40.0012/16/2011 5:56:11 AM
managedfund$1,333.0012/16/2011 9:07:04 AM
britgsb$30.0012/16/2011 9:43:16 AM
unbelievable-exchange$100.0012/16/2011 9:51:46 AM
worth-blanket2$8,800.0012/16/2011 10:50:59 AM
32 Investments
 
Borrower Payment Dependent Notes Series 534784
This series of Notes was issued and sold upon the funding of the borrower loan #57913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $450.03
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1991 Debt/Income ratio: 35%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:11y 9m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,229Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: community-admiral Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 740-759 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
720-739 (Oct-2010)
 
Principal balance: $10,717.81 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
A new yard for the new year!
I plan on using this loan to update the landscaping in my yard and other minor improvements to my home. I had to have a new water well put in this fall, and in the process the front yard and landscaping took a beating.

With this loan I also plan on paying off a smaller high interest loan at a large national bank

I do have a good income, and with paying off the other loan, I will decreasing my monthly expense, while only extending the payoff one year.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/16/2011 9:52:53 AM
commanding-treasure2$50.0012/16/2011 9:12:59 AM
green-trade-dolphin2$30.0212/16/2011 9:02:18 AM
TSC$50.0012/16/2011 9:16:07 AM
vinayski$25.0012/16/2011 9:16:41 AM
ptjg$100.0012/16/2011 9:27:35 AM
trade-burrito4$35.0012/16/2011 9:10:18 AM
heart514$25.0012/16/2011 9:44:50 AM
BxRealtor$25.0012/16/2011 9:23:34 AM
BenR$100.0012/16/2011 9:30:44 AM
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262 Investments
 
Borrower Payment Dependent Notes Series 534964
This series of Notes was issued and sold upon the funding of the borrower loan #57480, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1988 Debt/Income ratio: 21%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 2Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 33 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $38Stated income:$1-$24,999
Delinquencies in last 7y: 26 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: spry-nickel9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small Business start-up
Purpose of loan:
This loan will be used to purchase equipment, i.e. professional DSLR camera, specialty lens, photo printer, and 21" eMac computer. Additionally, funds will be used to upgrade current photography website with key word drivers. All State and local small business permits will be
in place and current.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/12/2011 9:31:18 AM
bazaar-festivity$25.0012/12/2011 5:36:42 PM
lender2611$25.0012/13/2011 11:42:33 AM
heart514$25.0012/12/2011 7:27:39 PM
first-friendly-listing$25.0012/13/2011 7:26:22 AM
worth-blanket2$9,800.0012/13/2011 11:30:32 AM
6 Investments
 
Borrower Payment Dependent Notes Series 535570
This series of Notes was issued and sold upon the funding of the borrower loan #58020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-23-2011 
Term: 60 months Listing End date:  Dec-23-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $185.65
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1998 Debt/Income ratio: 36%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:12y 11m
Amount delinquent: $0 Total credit lines: 23 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,277Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: No  
Screen name: tanjad Borrower's state: Georgia Borrower's group: Brighter Financial Future
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 50 ( 100% ) 780-799 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
740-759 (Dec-2009)
720-739 (Aug-2009)
700-719 (Apr-2009)
640-659 (Sep-2007)
 
Principal balance: $2,148.16 31+ days late: 0 ( 0% )
Total payments billed: 50  
Description
reduce loans
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$50.0012/23/2011 9:01:13 AM
income-banjo$50.0012/23/2011 9:09:57 AM
loanman2007$25.0012/23/2011 9:04:03 AM
selector568$300.0012/23/2011 9:11:46 AM
money-booster2$25.0012/23/2011 9:14:04 AM
312-Lender$25.0012/23/2011 9:21:17 AM
The-Helper$25.0012/23/2011 9:15:40 AM
Scotcha$50.0012/23/2011 9:33:08 AM
Investor_DP$100.0012/23/2011 9:37:15 AM
jkeller4000$100.0012/23/2011 9:27:42 AM
managedfund$1,333.0012/23/2011 9:37:49 AM
platinum-boss2$25.0012/23/2011 9:41:49 AM
chererat$100.0012/23/2011 9:32:07 AM
Capstone-Investments$25.0012/23/2011 9:28:32 AM
Starica$248.0012/23/2011 9:44:30 AM
secobarbital$100.0012/23/2011 9:30:05 AM
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chameleon125$75.0012/23/2011 1:29:12 PM
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radforj22$75.2012/23/2011 2:19:19 PM
StPong$25.0012/23/2011 2:20:44 PM
StPong$25.0012/23/2011 2:27:53 PM
atrevete$25.0012/23/2011 2:35:13 PM
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vigorous-moola0$100.0012/23/2011 10:01:20 AM
ptjg$58.0012/23/2011 9:51:55 AM
cattlebaron$50.0012/23/2011 11:09:00 AM
The_Phantom$25.0012/23/2011 10:28:28 AM
mikrolown$25.0012/23/2011 9:54:54 AM
tolerant-dinero2$50.0012/23/2011 10:41:53 AM
first-serene-credit$25.0012/23/2011 11:28:32 AM
wlm3012$60.0012/23/2011 11:39:09 AM
FarmersBank$50.0012/23/2011 11:51:28 AM
dunrizzo$28.5312/23/2011 10:24:54 AM
Soothsayer$57.1112/23/2011 1:24:13 PM
penny-plato$25.0012/23/2011 12:06:47 PM
molam4u$25.0012/23/2011 10:28:21 AM
attractive-rate$25.0012/23/2011 2:07:13 PM
ore-accord$25.0012/23/2011 2:27:48 PM
asset-fanatic$25.0012/23/2011 11:19:48 AM
elbastador$25.0012/23/2011 11:34:58 AM
BigSkyFinancial$26.0012/23/2011 11:36:36 AM
wise-silver-wonder$25.0012/23/2011 1:42:07 PM
economy-caper9$25.0012/23/2011 11:52:32 AM
martymaniaman$25.0012/23/2011 11:57:47 AM
genuine-loan0$25.0012/23/2011 2:20:05 PM
Vans1975$37.5312/23/2011 2:38:16 PM
Christus_Victor$25.0012/23/2011 2:41:37 PM
skillful-asset5$50.0012/23/2011 2:42:29 PM
elevated-finance$2.4512/23/2011 3:11:12 PM
Leshan$200.0012/23/2011 12:41:37 PM
Peacepower$30.0012/23/2011 12:52:25 PM
KindCharmingReflective-affluence$25.0012/23/2011 12:53:14 PM
dogthecat$26.0612/23/2011 1:08:21 PM
return-grizzly$100.0012/23/2011 1:56:05 PM
98 Investments
 
Borrower Payment Dependent Notes Series 535904
This series of Notes was issued and sold upon the funding of the borrower loan #58034, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $64.29
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1994 Debt/Income ratio: 5%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:17y 10m
Amount delinquent: $1,758 Total credit lines: 33 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,331Stated income:$100,000+
Delinquencies in last 7y: 24 Bankcard utilization: 47%  
   Homeownership: Yes  
Screen name: True_Believer Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 44 ( 88% ) 780-799 (Latest)
Principal borrowed: $2,500.00< 31 days late: 6 ( 12% )  
680-699 (Jul-2009)
640-659 (Apr-2008)
 
Principal balance: $421.04 31+ days late: 0 ( 0% )
Total payments billed: 50  
Description
Third Propser Loan
Purpose of loan:
This loan will be used to...

1. Eliminate remaining balance on 2nd Prosper Loan
2. Pay-off other debts

My financial situation:
I am a good candidate for this loan because of proven track record with Prosper.com
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$36.6012/24/2011 12:02:14 PM
i3urtonair$25.0012/24/2011 12:02:06 PM
tapesor$200.0012/24/2011 12:07:09 PM
gallant-economy9$50.0012/24/2011 12:11:10 PM
worthy-bid8$50.0012/24/2011 12:06:12 PM
secureincome$1,333.0012/24/2011 12:06:25 PM
golden-responsibility189$100.0012/24/2011 12:07:44 PM
notyourdaddy$25.0012/24/2011 12:12:31 PM
DadWarbucks$25.0012/24/2011 12:13:53 PM
innovator10$155.4012/24/2011 12:14:10 PM
10 Investments
 
Borrower Payment Dependent Notes Series 536294
This series of Notes was issued and sold upon the funding of the borrower loan #57848, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $192.87
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1982 Debt/Income ratio: 13%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:18y 9m
Amount delinquent: $0 Total credit lines: 25 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,957Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: liberty-summoner6 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
720-739 (Oct-2010)
 
Principal balance: $3,759.52 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
My loan for debt consolidation
Consolidate debt

Credit Score 756
Present employer Ultimate Sports Co., for 18 years.

Total Expenses

Housing expense 0
Utility Bills 0
Food $200
Car Expenses $100
Other loans $1495
Credit Cards $600

Total Income $4500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$5,900.0012/20/2011 5:30:45 PM
bb575$50.0012/20/2011 5:28:13 PM
infinitykid$50.0012/20/2011 5:22:36 PM
vinayski$25.0012/20/2011 5:27:46 PM
GElender$40.0012/20/2011 5:24:52 PM
scrappy-leverage6$25.0012/20/2011 5:21:26 PM
indomitable-coin$25.0012/20/2011 5:12:41 PM
awwaww$25.0012/20/2011 5:08:40 PM
green-trade-dolphin2$29.0012/20/2011 5:02:38 PM
blue-lively-platinum$25.0012/20/2011 5:19:04 PM
kenji4861$25.0012/20/2011 5:20:39 PM
commanding-treasure2$50.0012/20/2011 5:29:32 PM
heart514$25.0012/20/2011 5:20:21 PM
superb-funds335$25.0012/20/2011 5:26:03 PM
intelligent-dedication9$100.0012/20/2011 5:25:10 PM
trade-burrito4$35.0012/20/2011 5:28:02 PM
Sneezie$100.0012/20/2011 5:26:37 PM
17 Investments
 
Borrower Payment Dependent Notes Series 536312
This series of Notes was issued and sold upon the funding of the borrower loan #58081, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $238.91
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1994 Debt/Income ratio: 5%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 22 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: steady-peace5 Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Shamrock
Purpose of loan: Building
This loan will be used to...Build a garage

My financial situation: Work Full Time @ $62,000 yr Salary
I am a good candidate for this loan because...I am a genuine Guy that pays his bills. Had an issue in the past due to my wife, now I am only responsible for myself credit worthiness.


Monthly net income: $3,825
Monthly expenses: $0.00
Housing: $0.00 own out right no mortgage.
Insurance: $35.00
Car expenses: $531.00
Utilities: $125.00
Phone, cable, internet: $156.00
Food, entertainment: $375.00
Clothing, household expenses: $125.00
Credit cards and other loans: $75.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
graceful-IRAinvestment$50.0012/10/2011 8:31:38 PM
blue-radiant-economy$100.0012/14/2011 2:03:34 AM
sjc224$25.0012/13/2011 4:20:34 PM
first-friendly-listing$35.0012/13/2011 1:24:19 PM
asset-producer1$50.0012/12/2011 8:08:52 PM
cattlebaron$25.0012/12/2011 3:02:55 PM
skillful-asset5$25.0012/11/2011 8:56:55 PM
daekpon$50.0012/11/2011 11:47:41 AM
CA-Lender$25.0012/10/2011 10:30:23 AM
Investor_DP$100.0012/9/2011 5:06:28 PM
worth-blanket2$5,500.0012/14/2011 12:30:54 PM
AndChicksforFree$25.0012/9/2011 11:01:59 PM
12 Investments
 
Borrower Payment Dependent Notes Series 536422
This series of Notes was issued and sold upon the funding of the borrower loan #57626, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $79.38
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1999 Debt/Income ratio: 22%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:7y 9m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,626Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 37%  
   Homeownership: No  
Screen name: fearless-funds5 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 16 ( 100% ) 640-659 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
640-659 (Aug-2010)
 
Principal balance: $3,268.44 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Home Improvement
Purpose of loan:
This loan will be used to paint,new curtains. Previous owner was a smoker. Every room needs painting and new blinds and curtains.

My financial situation:
I am a good candidate for this loan because with the money I saved going from renting to a mortgage I will be able to pay back this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$100.0012/15/2011 5:05:02 PM
SFBank$50.0012/15/2011 5:06:21 PM
Jack55304$200.0012/15/2011 5:11:29 PM
StrongMonty$64.0012/15/2011 5:14:07 PM
zeeexsixare$200.0012/15/2011 5:21:48 PM
pound-mushroom3$25.0012/15/2011 5:30:06 PM
mrxtravis$25.0012/15/2011 5:33:05 PM
truth-companion$25.0012/15/2011 5:26:31 PM
Kash2010lu$25.0012/15/2011 5:11:03 PM
DHolly$31.0012/15/2011 5:28:25 PM
loss-of-control$100.0012/15/2011 5:32:43 PM
graceful-IRAinvestment$60.0012/15/2011 5:29:36 PM
LittleMingo$30.0012/15/2011 5:05:32 PM
MASinVestment$50.0012/15/2011 5:22:46 PM
PatriotKnight$25.0012/15/2011 5:24:23 PM
Investor_DP$100.0012/15/2011 5:27:56 PM
113121$890.0012/15/2011 5:36:45 PM
17 Investments
 
Borrower Payment Dependent Notes Series 536854
This series of Notes was issued and sold upon the funding of the borrower loan #57566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $99.55
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-2007 Debt/Income ratio: 12%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 3 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,542Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: No  
Screen name: value-amplifier6 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
unsecure short term loan
Purpose of loan:
This loan will be used to back up my financial status for the next 5 months before my wife starts her residency.

My financial situation: full time emplyed as a physician resident with 18 months to graduation aqnd start my practice
I am a good candidate for this loan because I have never been bankrupt, have a good credit score and have a very promising, secure job for now and future


Monthly net income: 2500$ after tax, insurance...
Monthly expenses: 500$
Housing: 1000 $
Insurance: 99$ for car
Car expenses: 400 $
Utilities: 50$
Phone, cable, internet: 0 $
Food, entertainment: included in my expenses$
Clothing, household expenses: included$
Credit cards and other loans: included$
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
heavenly-interest9$500.0012/14/2011 5:03:08 PM
vutah$75.0012/14/2011 5:24:02 PM
iaffy$25.0012/14/2011 5:20:25 PM
market-solstice2$25.0012/14/2011 5:23:46 PM
AndChicksforFree$25.0012/14/2011 5:25:08 PM
principal-star$25.0012/14/2011 6:49:14 PM
cwegert$25.0012/14/2011 6:41:07 PM
cash4less$25.0012/14/2011 7:45:32 PM
economy-popcorn$25.0012/14/2011 7:59:43 PM
SFBank$50.0012/14/2011 8:13:40 PM
infomas$26.3812/14/2011 8:21:11 PM
beachfunder$25.0012/14/2011 7:16:11 PM
loss-of-control$100.0012/14/2011 7:27:00 PM
Xarach$25.0012/14/2011 8:48:43 PM
preventivepestcontrol$50.0012/14/2011 9:02:52 PM
safe-kindness5$25.0012/14/2011 10:20:29 PM
enriching-dollar$25.0012/14/2011 10:24:14 PM
lowrater$136.6312/14/2011 10:39:59 PM
camaraderi-aspen$100.0012/14/2011 5:12:40 PM
Investor_DP$100.0012/14/2011 5:24:21 PM
EngineersAlliance$78.0012/14/2011 5:34:15 PM
SolarMoonshine$100.0012/14/2011 5:39:01 PM
currency-agave$60.0012/14/2011 5:38:18 PM
terrific-dough6$50.0012/14/2011 5:40:27 PM
careful-compassion$50.0012/14/2011 6:26:02 PM
favorite-commerce$40.0012/14/2011 6:54:02 PM
beachfunder$50.0012/14/2011 7:13:04 PM
cattlebaron$200.0012/14/2011 7:13:43 PM
LittleMingo$25.0012/14/2011 6:30:45 PM
calimanusa$50.0012/14/2011 7:58:32 PM
patriot0$28.9912/14/2011 7:46:13 PM
igloo0$250.0012/14/2011 7:48:39 PM
SmartConsolidation$25.0012/14/2011 10:11:22 PM
rapid-liberty3$25.0012/14/2011 7:55:22 PM
goodhearted-generosity511$30.0012/14/2011 9:46:39 PM
Reddy_Capital$25.0012/14/2011 10:01:41 PM
36 Investments
 
Borrower Payment Dependent Notes Series 537306
This series of Notes was issued and sold upon the funding of the borrower loan #57497, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $176.80
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-1997 Debt/Income ratio: 15%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:14y 3m
Amount delinquent: $0 Total credit lines: 20 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,834Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: Yes  
Screen name: transaction-magnolia4 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 17 ( 100% ) 760-779 (Latest)
Principal borrowed: $6,500.00< 31 days late: 0 ( 0% )  
720-739 (Jun-2010)
 
Principal balance: $3,581.60 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
Perfect Prosper record
Purpose of loan:
This loan will be used to...Make some home improvements.

My financial situation:
I am a good candidate for this loan because...
I have great credit, have great job (14 years in the military) and have No flaws on my credit record.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/12/2011 5:02:25 PM
GElender$40.0012/12/2011 5:17:03 PM
radforj22$25.0012/12/2011 5:18:48 PM
income-banjo$50.0012/12/2011 5:23:00 PM
indomitable-coin$25.0012/12/2011 5:23:03 PM
awwaww$25.0012/12/2011 5:28:40 PM
riproaringrapids$25.0012/12/2011 5:29:02 PM
affluence-generator2$100.0012/12/2011 5:48:28 PM
BankOfBjoltus$25.0012/12/2011 6:36:10 PM
s270$25.0012/12/2011 6:38:29 PM
whitegold24k$100.0012/12/2011 5:35:16 PM
MrBlack$50.0012/12/2011 6:26:08 PM
vinayski$25.0012/12/2011 5:40:32 PM
phenomenal-gain5$25.0012/12/2011 7:35:35 PM
Lo0se_mo0se$25.0012/12/2011 6:48:49 PM
asset-producer1$400.0012/12/2011 8:07:02 PM
promise2$50.0012/12/2011 8:27:25 PM
blot44$25.0012/12/2011 7:47:18 PM
money-booster2$50.0012/12/2011 9:43:08 PM
lowrater$75.6012/12/2011 10:59:19 PM
HamachiMan$50.0012/12/2011 8:24:55 PM
frooogal$25.0012/12/2011 8:45:25 PM
FL-Lender$25.5012/12/2011 8:54:55 PM
gentle-transparency7$250.0012/13/2011 2:55:48 AM
yield-hut$30.0012/13/2011 3:40:58 AM
OnePoorDude$25.0012/13/2011 4:11:01 AM
corporatejim$39.9612/13/2011 4:21:04 AM
Beechturner$50.0012/13/2011 4:34:32 AM
thankful-nickel2$25.0012/13/2011 5:15:40 AM
porter22$25.0012/13/2011 7:30:38 AM
Wilhan$25.0012/13/2011 7:56:06 AM
Brisket_Bob$40.0012/13/2011 3:52:23 AM
loan-rider7$25.0012/13/2011 8:00:13 AM
helvet$35.0012/13/2011 8:27:19 AM
iaffy$25.0012/13/2011 9:10:30 AM
Ripsaw4U$50.0012/13/2011 9:13:51 AM
DadWarbucks$25.0012/13/2011 9:13:09 AM
ImaPutz$25.0012/13/2011 8:08:15 AM
the-laudable-peso$50.0012/13/2011 8:16:01 AM
reinforced-reward$25.0012/13/2011 9:27:37 AM
britgsb$30.0012/13/2011 9:27:39 AM
BoughtTheFarm$25.0012/13/2011 9:29:10 AM
unforgettable-wealth4$50.0012/13/2011 9:36:47 AM
sflawya$25.0012/13/2011 9:39:52 AM
Figure4$25.0012/13/2011 9:22:40 AM
igniter584$75.0012/13/2011 10:01:23 AM
sportsmagic$500.2512/13/2011 10:12:35 AM
ptjg$32.0012/13/2011 9:28:10 AM
income-safehouse9$250.0012/13/2011 11:13:42 AM
lovely-greenback4$60.6812/13/2011 9:52:16 AM
commanding-treasure2$50.0012/13/2011 10:59:55 AM
BigMac1953$25.0012/13/2011 11:39:26 AM
pdub$75.0012/12/2011 5:32:16 PM
blue-lively-platinum$25.0012/12/2011 5:05:37 PM
kid_dynamite15$75.0012/12/2011 5:08:29 PM
igniter584$25.0012/12/2011 5:11:46 PM
trade-burrito4$35.0012/12/2011 5:13:55 PM
market-solstice2$25.0012/12/2011 5:07:43 PM
Pebbles-Lending$25.0012/12/2011 5:08:16 PM
bb575$50.0012/12/2011 5:23:23 PM
aabadabadoo$25.0012/12/2011 5:11:59 PM
brazilofmux$100.0012/12/2011 5:29:43 PM
timbob$100.0012/12/2011 5:13:22 PM
BxRealtor$25.0012/12/2011 5:40:25 PM
AFairDeal$25.0012/12/2011 5:26:48 PM
heavy_ax$50.0012/12/2011 5:47:43 PM
ryan6853$25.0012/12/2011 7:04:51 PM
Nazbuster$65.0012/12/2011 7:11:23 PM
strombo27$25.0012/12/2011 6:46:26 PM
penny-plato$25.0012/12/2011 7:05:54 PM
Chesterite$25.0012/12/2011 6:00:06 PM
patriot897$25.0012/12/2011 6:58:47 PM
asset-producer1$100.0012/12/2011 7:55:39 PM
heart514$25.0012/12/2011 7:27:45 PM
EverettFinancial$25.0012/12/2011 9:03:53 PM
transparency-giant$50.0012/12/2011 9:37:56 PM
starry2001$25.0012/13/2011 3:58:50 AM
trustworthy-hope189$75.0012/13/2011 4:54:01 AM
order-merman$25.0012/13/2011 5:49:39 AM
giftgold$25.0012/13/2011 5:44:41 AM
CFOGO$25.0012/13/2011 6:03:07 AM
Captain_America$50.0012/13/2011 6:48:12 AM
chicagobanker$50.0012/13/2011 6:57:53 AM
the_winning_ticket$100.0012/13/2011 1:06:38 AM
Butterfly1950$25.0012/13/2011 6:51:18 AM
happy-loot3$200.0012/13/2011 7:50:54 AM
Pickmar$25.0012/13/2011 5:37:37 AM
gentle-gain235$100.0012/13/2011 8:23:58 AM
shellstar$25.0012/13/2011 8:57:30 AM
rmachi$25.0012/13/2011 9:05:47 AM
Hillbilly_Banker$25.0012/13/2011 8:27:55 AM
the-enthralling-coin$25.0012/13/2011 9:26:21 AM
kenji4861$25.0012/13/2011 9:38:05 AM
Clambake$25.0012/13/2011 9:50:02 AM
worthy-bid8$50.0012/13/2011 9:51:47 AM
meenan$100.0012/13/2011 10:21:26 AM
ChrisProsper$185.9912/13/2011 11:48:26 AM
Earn_money$25.0012/13/2011 11:14:33 AM
98 Investments
 
Borrower Payment Dependent Notes Series 537982
This series of Notes was issued and sold upon the funding of the borrower loan #58268, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1996 Debt/Income ratio: 21%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:12y 4m
Amount delinquent: $0 Total credit lines: 32 Occupation: Principal
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,121Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: peace-grove Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Considation
Purpose of loan:
This loan will be used to...
Consolidate debt into one fixed rate payment from credit cards with variable rates.
My financial situation:
I am a good candidate for this loan because I have been with the same employer for over 12 years. I pay all of my bills on time every month andam extremely reliable.


Monthly net income: $10000
Monthly expenses: $3000
Housing: $1120
Insurance: $133
Car expenses: $500
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$10,000.0012/27/2011 5:10:59 PM
jkeller4000$25.0012/27/2011 5:09:36 PM
2 Investments
 
Borrower Payment Dependent Notes Series 538220
This series of Notes was issued and sold upon the funding of the borrower loan #57964, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $164.98
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1999 Debt/Income ratio: 30%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,516Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: Yes  
Screen name: jubilant-repayment0 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
SONNY
Purpose of loan:
This loan will be used to...pay medical bills.

My financial situation:
I am a good candidate for this loan because...I am retired, settled, and concientious about paying my bills. I need this help because the Doctors and Hospitals want their money now.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/21/2011 9:34:20 AM
green-trade-dolphin2$27.5612/21/2011 9:02:23 AM
KLCRAY$25.0012/21/2011 9:10:03 AM
ahansen$25.0012/21/2011 9:49:45 AM
igniter584$25.0012/21/2011 1:01:19 PM
jdwillcox$100.0012/21/2011 2:52:16 PM
wampum-chorus3$25.0012/21/2011 5:07:48 PM
blue-lively-platinum$25.0012/21/2011 5:16:14 PM
unbelievable-exchange$100.0012/21/2011 5:18:03 PM
ALVO$50.0012/21/2011 5:21:46 PM
heart514$25.0012/21/2011 5:32:21 PM
unassuming-generosity$25.0012/21/2011 5:32:46 PM
commanding-treasure2$50.0012/21/2011 5:32:59 PM
C_Mark$50.0012/21/2011 5:42:25 PM
income-banjo$50.0012/21/2011 5:36:53 PM
leverage-grove6$25.0012/21/2011 6:24:10 PM
tranquil-diversification8$50.0012/22/2011 6:24:27 AM
money-socrates3$25.0012/22/2011 7:30:12 AM
idriveajeep$42.7812/22/2011 7:50:00 AM
green28$100.0012/22/2011 8:53:35 AM
TrustPlus$50.0012/22/2011 9:16:53 AM
nuclearmoose$25.0012/22/2011 9:27:40 AM
luminous-marketplace5$25.0012/22/2011 9:24:27 AM
jazzlender$33.0012/22/2011 9:35:09 AM
GCInvestments$25.0012/22/2011 9:51:59 AM
julijask$25.0012/22/2011 12:39:26 PM
managedfund$1,250.0012/22/2011 1:47:46 PM
yield-seeker$25.0012/22/2011 3:07:44 PM
gilbrear$25.0012/22/2011 2:59:37 PM
nycfinance$25.0012/22/2011 3:31:26 PM
investment-comet$25.0012/22/2011 3:26:02 PM
credit-observatory$25.0012/22/2011 4:34:56 PM
abovefifty$38.7012/22/2011 4:19:18 PM
igniter584$75.0012/22/2011 3:43:56 PM
aabadabadoo$25.0012/21/2011 9:12:09 AM
worthy-bid8$50.0012/21/2011 9:22:17 AM
ricklip$100.0012/21/2011 9:23:41 AM
AFairDeal$25.0012/21/2011 9:32:14 AM
gallant-economy9$50.0012/21/2011 9:44:43 AM
processor115$50.0012/21/2011 9:46:54 AM
riproaringrapids$35.0012/21/2011 9:54:51 AM
LarWit1512$25.0012/21/2011 9:56:52 AM
new-truth-chuckler$25.0012/21/2011 9:57:25 AM
gjm6d$25.0012/21/2011 9:57:28 AM
equallender$25.0012/21/2011 11:15:43 AM
jkeller4000$25.0012/21/2011 2:57:15 PM
RockCrown$25.0012/21/2011 3:04:14 PM
indomitable-coin$25.0012/21/2011 5:22:29 PM
ReliableLoans$100.0012/21/2011 7:43:58 PM
money-booster2$25.0012/21/2011 7:24:36 PM
rajs$150.0012/21/2011 7:58:54 PM
GoldenTrout$25.0012/21/2011 8:06:40 PM
antlr$50.0012/21/2011 9:21:13 PM
rcs2003$150.0012/22/2011 1:39:03 AM
Brisket_Bob$25.2212/22/2011 4:15:44 AM
brainy-repayment5$50.0012/22/2011 7:01:45 AM
currency-persimmon$50.0012/22/2011 8:01:49 AM
High-flyer$25.0012/22/2011 8:45:28 AM
john0720$25.0012/22/2011 9:18:01 AM
D911ave$50.0012/22/2011 9:23:40 AM
houli123$50.0012/22/2011 9:33:09 AM
nethawk00$25.0012/22/2011 9:31:42 AM
kenji4861$25.0012/22/2011 9:40:12 AM
babokd$50.0012/22/2011 10:01:59 AM
dsmiami$122.3112/22/2011 10:14:33 AM
penguino$100.0012/22/2011 11:45:01 AM
intelligent-dedication9$75.0012/22/2011 10:24:39 AM
lenderRXT$25.0012/22/2011 12:16:39 PM
impressive-justice6$25.0012/22/2011 12:28:36 PM
DonaldColorado$100.0012/22/2011 1:44:08 PM
rate-sherpa$60.0012/22/2011 1:46:18 PM
kedia$300.0012/22/2011 3:23:50 PM
hope-hickory8$25.0012/22/2011 3:22:29 PM
loan-rider7$25.0012/22/2011 3:12:54 PM
theloanteacher$25.0012/22/2011 3:55:46 PM
Lendersaurus-Rex$25.0012/22/2011 3:49:41 PM
historic-loan1$25.0012/22/2011 4:43:06 PM
dood2112$25.0012/22/2011 4:41:06 PM
myduck$65.4312/22/2011 4:45:14 PM
79 Investments
 
Borrower Payment Dependent Notes Series 538536
This series of Notes was issued and sold upon the funding of the borrower loan #57643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-06-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $400.83
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-2002 Debt/Income ratio: 14%
Credit score: 640-659 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:0y 11m
Amount delinquent: $2,064 Total credit lines: 51 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,497Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: unbeatable-worth8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate debt

My financial situation: I have a pretty sound financial situation

I am a good candidate for this loan because...I have the ability to pay it back in my 401k if need be, I just want to avoid using that.


Monthly net income: $ 5000
Monthly expenses: $ 1720
Housing: $860
Insurance: $90
Car expenses: $170
Utilities: $150
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
blue-radiant-economy$100.0012/14/2011 1:19:52 AM
heart514$25.0012/12/2011 7:27:00 PM
Investor_DP$100.0012/9/2011 9:22:06 AM
papaloha$25.0012/7/2011 9:06:41 AM
unforgettable-wealth4$50.0012/6/2011 4:24:55 PM
asset-professor$25.0012/8/2011 8:29:50 AM
deal-searcher1$25.0012/8/2011 11:08:26 AM
Asgardian$25.0012/8/2011 3:40:54 PM
Pressure_Drop$25.0012/9/2011 7:09:47 PM
VesuvianMan$25.0012/12/2011 9:17:08 AM
sjc224$25.0012/13/2011 4:20:18 PM
worth-blanket2$9,500.0012/14/2011 12:33:06 PM
ChrisProsper$50.0012/14/2011 1:43:15 PM
13 Investments
 
Borrower Payment Dependent Notes Series 538798
This series of Notes was issued and sold upon the funding of the borrower loan #57673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-09-2011 
Term: 60 months Listing End date:  Dec-17-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $368.29
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1993 Debt/Income ratio: 7%
Credit score: 760-779 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:13y 11m
Amount delinquent: $0 Total credit lines: 63 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $754Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: thankful-return47535 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
AlwaysHereToHelp
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...
I am a responsible and independent person in need of this loan to help out a family member a future family member in need.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the_winning_ticket$100.0012/13/2011 1:06:23 AM
loan-rider7$25.0012/13/2011 8:00:05 AM
blue-radiant-economy$100.0012/14/2011 3:39:04 AM
MASinVestment$100.0012/14/2011 7:33:07 AM
EngineersAlliance$100.0012/14/2011 9:43:07 AM
keeks$25.0012/14/2011 2:47:22 PM
diablorulz$50.0012/14/2011 4:22:25 PM
transparency-giant$50.0012/14/2011 5:14:22 PM
Weaverville$25.0012/14/2011 5:03:19 PM
intuitive-integrity9$50.0012/14/2011 5:19:53 PM
oex$25.0012/14/2011 6:22:48 PM
mrrc7498$35.0012/14/2011 6:25:00 PM
C_Mark$50.0012/14/2011 6:02:45 PM
reward-excellency1$25.0012/14/2011 6:40:16 PM
jojnax$40.0012/14/2011 6:55:40 PM
rolandweary$50.0012/14/2011 7:07:34 PM
mchale$25.0012/14/2011 8:03:29 PM
treasure-pipeline$25.0012/14/2011 7:13:54 PM
CapStack$25.0012/14/2011 7:24:08 PM
vigorous-velocity$33.0012/14/2011 8:43:34 PM
adam_rodgers$25.0012/14/2011 9:22:25 PM
boj2007$25.0012/14/2011 7:29:57 PM
issiohoyo$25.0012/14/2011 9:41:36 PM
dpfl55$25.0012/16/2011 9:31:41 AM
pujols8996$50.0012/16/2011 9:20:32 AM
1phantom$25.0012/16/2011 9:09:12 AM
roadtruck$39.0012/16/2011 9:18:28 AM
the-profit-worker$25.0012/16/2011 8:02:33 AM
Danfromnapa$25.0012/16/2011 8:26:48 AM
Robione$50.0012/16/2011 2:48:01 AM
officer8$25.0012/16/2011 5:43:32 AM
the-magnetic-transaction$40.0012/16/2011 5:56:08 AM
careful-note$50.0012/16/2011 4:35:19 AM
oaktownadam$25.0012/16/2011 4:25:00 AM
p1k4blu$25.0012/16/2011 3:08:37 AM
funds-captain4$50.0012/15/2011 5:30:29 PM
golden-bid9$25.0012/15/2011 6:41:02 PM
happy-asset$25.0012/15/2011 7:39:53 PM
auction-elvis$25.0012/15/2011 5:25:47 PM
dckpolo$25.0012/15/2011 5:13:22 PM
majestic-repayment3$25.0012/15/2011 6:02:33 PM
jbrel$25.0012/15/2011 5:27:20 PM
logical-repayment1$25.0012/15/2011 5:21:59 PM
Butterfly1950$25.0012/15/2011 5:20:05 PM
rmachi$25.0012/15/2011 5:15:02 PM
Cales$25.0012/15/2011 2:45:06 PM
supersarah61$25.0012/15/2011 4:44:54 PM
shadow1223$25.0012/15/2011 12:59:27 PM
kind-asset-circuit$50.0012/15/2011 2:39:27 PM
KLVLOPZ64$25.0012/15/2011 11:22:36 AM
transparency-baton$25.0012/15/2011 12:19:50 PM
genius520$50.0012/15/2011 9:06:31 AM
hptcrabbers$25.0012/15/2011 7:17:07 AM
DarthContinent$50.0012/15/2011 8:41:47 AM
hampa$25.0012/15/2011 7:04:54 AM
ujiba$50.0012/15/2011 9:06:12 AM
community-bee$25.0012/15/2011 9:06:05 AM
smithd76$25.0012/15/2011 6:47:14 AM
tremendous-integrity$50.0012/15/2011 7:23:49 AM
Inquisitor06$25.0012/15/2011 6:11:51 AM
GAOGERAM_BANK$25.0012/15/2011 4:24:59 AM
axelrod$50.0012/15/2011 5:46:50 AM
nilehorse$25.0012/15/2011 5:05:35 AM
24hourfitness$50.0012/14/2011 10:55:26 PM
revenue-pipeline$25.0012/14/2011 10:28:21 PM
fair-rate$25.0012/14/2011 9:30:08 PM
blue-shiny-revenue$25.0012/14/2011 11:13:58 PM
first-favorite-bonus9$25.0012/14/2011 10:43:08 PM
svjeller$50.0012/14/2011 7:48:59 PM
graceful-IRAinvestment$30.0012/12/2011 8:54:58 PM
asset-producer1$200.0012/12/2011 8:05:09 PM
asset-producer1$100.0012/12/2011 7:55:34 PM
heart514$25.0012/12/2011 7:27:25 PM
asset-producer1$100.0012/12/2011 8:02:08 PM
basis-ferret8$50.0012/11/2011 6:55:32 PM
BxRealtor$25.0012/9/2011 5:27:22 PM
indomitable-coin$25.0012/9/2011 5:28:31 PM
happy-loot3$100.0012/9/2011 5:05:50 PM
careful-note$50.0012/9/2011 5:06:59 PM
finance-mangrove4$35.9012/15/2011 11:08:15 AM
Geldmeister$50.0012/15/2011 11:07:58 AM
Michaeleafblower$25.0012/15/2011 10:44:40 AM
brw$25.0012/15/2011 10:33:20 AM
Peacepower$25.0012/15/2011 10:18:38 AM
rajs$150.0012/15/2011 12:02:54 PM
stormwatch$25.0012/15/2011 10:09:38 AM
SecondChanceLendingSERV$25.0012/15/2011 10:38:58 AM
IIP77$25.0012/15/2011 9:51:47 AM
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345 Investments
 
Borrower Payment Dependent Notes Series 538954
This series of Notes was issued and sold upon the funding of the borrower loan #57642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $318.54
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1999 Debt/Income ratio: 22%
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 26 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $40,932Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: affluence-didgeridoo Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate credit cards debt.

My financial situation:
I am a good candidate for this loan because I have a stable job at a Fortune 100 company and have never defaulted on debts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
heavenly-interest9$500.0012/11/2011 3:46:32 PM
vutah$30.0012/11/2011 3:00:52 PM
Investor_DP$100.0012/11/2011 12:33:02 PM
skillful-asset5$30.0012/11/2011 8:40:04 PM
golden-velocity9$35.0012/12/2011 6:48:27 AM
goodhearted-generosity511$30.0012/12/2011 10:45:18 AM
worth-blanket2$7,300.0012/12/2011 3:17:18 PM
7 Investments
 
Borrower Payment Dependent Notes Series 539004
This series of Notes was issued and sold upon the funding of the borrower loan #58069, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-26-2011 
Term: 60 months Listing End date:  Dec-26-2011 
 
Lender yield: 25.87% Borrower rate/APR: 26.87% / 29.49% Monthly payment: $304.58
 
Lender servicing fee: 1.00% Effective Yield*: 25.23%  
Estimated return*: 14.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jul-1999 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 19 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $36,867Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: champion329 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 80% ) 660-679 (Latest)
Principal borrowed: $4,000.00< 31 days late: 2 ( 20% )  
700-719 (Jan-2011)
 
Principal balance: $3,250.52 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Business Inventory
Purpose of loan:
I currently operate a retail business. I have certain liquidity and inventory requirements that must be fulfilled in order to meet the higher demand of the holiday season. Once sales begin to slow during the spring/summer, we may pay this loan early which may be a disappointment to some.

My financial situation:
I am in excellent financial health as a business owner with an income range of up to $75k.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$10,000.0012/26/2011 5:11:07 PM
affluence-generator2$125.0012/26/2011 5:09:03 PM
2 Investments
 
Borrower Payment Dependent Notes Series 539282
This series of Notes was issued and sold upon the funding of the borrower loan #58053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jun-1996 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 18 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,383Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: austij Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Complete Payoff of Amex
Purpose of loan:
This loan will be used to payoff my Amex.

My financial situation:
I am a good candidate for this loan because my business, now in our fourth year, grew at over 100% last year and we are set up better than ever for the coming year.


Monthly net income: $6000 to $10000
Monthly expenses: $5800
Housing: $1900
Insurance: $600
Car expenses: $900
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $1500
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/26/2011 9:04:52 AM
camaraderi-aspen$100.0012/26/2011 9:08:51 AM
worth-blanket2$3,975.0012/26/2011 9:09:52 AM
3 Investments
 
Borrower Payment Dependent Notes Series 539360
This series of Notes was issued and sold upon the funding of the borrower loan #58000, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jun-2000 Debt/Income ratio: 32%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:29y 6m
Amount delinquent: $0 Total credit lines: 64 Occupation: Engineer - Chemical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,811Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: jrjlgv Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wifes Medical Bills, wedding
Purpose of loan:
This loan will be used to pay some medical bills and also help with daughters wedding

My financial situation:
I am a good candidate for this loan because long stable work history.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/20/2011 5:06:49 PM
affluence-generator2$125.0012/20/2011 5:11:10 PM
Something-Corporate$25.0012/20/2011 5:20:01 PM
pdub$75.0012/20/2011 5:24:28 PM
Danjack_Capital$25.0012/20/2011 5:08:56 PM
AndChicksforFree$200.0012/20/2011 5:12:42 PM
worth-blanket2$3,600.0012/20/2011 5:31:32 PM
7 Investments
 
Borrower Payment Dependent Notes Series 539374
This series of Notes was issued and sold upon the funding of the borrower loan #58094, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $197.97
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-2000 Debt/Income ratio: 18%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 19 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,997Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: Yes  
Screen name: agreement-souffle574 Borrower's state: Hawaii Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off a Credit Card and Fix my Ca
Purpose of loan:
This loan will be used to... pay off one of 2 credit cards which carry a balance. I will close that account once it is paid off.

My financial situation:
I am a good candidate for this loan because... I am reliable. I always pay my bills on time, with the exception of once when I signed up for paperless billing and didn't get a bill one month. Before my current job, I had stable employment with a local company for 4 consecutive years. I had also worked for the same company several years before that and left for a few years to have a child and stay home with her til she was almost 3. I switched jobs to work for my father, who has been in business for about 30 years. He has a very successful small business and my employment there is stable, even though it is a new job. In addition to my wages of about 29k per year, I earn rental income ($1,200 per month) which pays for a huge portion of my mortgage.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
aabadabadoo$25.0012/23/2011 5:06:00 PM
worth-blanket2$5,867.4412/23/2011 5:10:21 PM
the-bright-velocity$25.0012/23/2011 5:08:19 PM
green-trade-dolphin2$32.5612/23/2011 5:02:19 PM
top-courteous-peso$75.0012/23/2011 5:06:57 PM
5 Investments
 
Borrower Payment Dependent Notes Series 539748
This series of Notes was issued and sold upon the funding of the borrower loan #57422, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-07-2011 
Term: 12 months Listing End date:  Dec-07-2011 
 
Lender yield: 18.36% Borrower rate/APR: 19.36% / 29.29% Monthly payment: $923.28
 
Lender servicing fee: 1.00% Effective Yield*: 17.93%  
Estimated return*: 7.23%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1982 Debt/Income ratio: 19%
Credit score: 700-719 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 30 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $152Stated income:$100,000+
Delinquencies in last 7y: 16 Bankcard utilization: 2%  
   Homeownership: Yes  
Screen name: redmansunshine1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
RV
Purpose of loan:
This loan will be used to...Get a RV

My financial situation:
I am a good candidate for this loan because...I always pay my bills on time.


Monthly net income: $6400.00
Monthly expenses: $250.00
Housing: $700.00
Insurance: $100.00
Car expenses: $850.00
Utilities: $125.00
Phone, cable, internet: $75.00
Food, entertainment: $150.00
Clothing, household expenses: $400.00
Credit cards and other loans: $250.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
papaloha$25.0012/7/2011 9:06:50 AM
first-friendly-listing$64.3012/7/2011 10:40:15 AM
worth-blanket2$10,000.0012/7/2011 10:49:32 AM
thankful-nickel2$25.0012/7/2011 9:52:16 AM
4 Investments
 
Borrower Payment Dependent Notes Series 539942
This series of Notes was issued and sold upon the funding of the borrower loan #57776, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-2004 Debt/Income ratio: 16%
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,909Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: No  
Screen name: vivid-economy647 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...Consolidate Debt

My financial situation: Excellent
I am a good candidate for this loan because...I have never missed a payment and am a good credit borrower.


Monthly net income: $ 4500
Monthly expenses: $ 2000
Housing: $ 1500
Insurance: $ none
Car expenses: $ none
Utilities: $ 50
Phone, cable, internet: $ 88
Food, entertainment: $
Clothing, household expenses: $ 100
Credit cards and other loans: $ 500
Other expenses: $ none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
cattlebaron$50.0012/16/2011 6:21:49 PM
matt_2006$25.0012/16/2011 5:08:47 PM
camaraderi-aspen$100.0012/16/2011 5:08:05 PM
Investor_DP$100.0012/16/2011 5:09:29 PM
golden-velocity9$25.0012/16/2011 5:22:21 PM
worth-blanket2$9,700.0012/16/2011 5:53:55 PM
6 Investments
 
Borrower Payment Dependent Notes Series 540142
This series of Notes was issued and sold upon the funding of the borrower loan #57603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1996 Debt/Income ratio: 5%
Credit score: 680-699 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 23 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 22 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: new-dedication-guild Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
PERSONAL LOAN
Purpose of loan: PERSONAL
This loan will be used to...PAY BILLS

My financial situation: Employed
I am a good candidate for this loan because...Woulnt have a problem pay my loan back.


Monthly net income: $2840.00
Monthly expenses: $
Housing: $0
Insurance: $200.00
Car expenses: $150.00
Utilities: $0
Phone, cable, internet: $200.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $150.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/15/2011 9:27:44 AM
igniter584$50.0012/15/2011 10:28:11 AM
SolarMoonshine$25.0012/15/2011 9:59:46 AM
igniter584$25.0012/15/2011 10:28:25 AM
worth-blanket2$3,800.0012/15/2011 9:53:57 AM
5 Investments
 
Borrower Payment Dependent Notes Series 540498
This series of Notes was issued and sold upon the funding of the borrower loan #58330, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-2007 Debt/Income ratio: 8%
Credit score: 680-699 (Nov-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 7 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,094Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: bonus-casserole5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
patriot0$50.0012/23/2011 2:36:19 PM
transformer855$25.0012/23/2011 2:14:02 PM
Interloper$25.0012/24/2011 9:20:07 AM
gallant-economy9$50.0012/24/2011 12:11:09 PM
dariop$30.0112/24/2011 8:04:52 PM
realtormoises$25.0012/26/2011 12:54:17 AM
emphatic-responsibility$25.0012/26/2011 7:18:23 PM
midnight24$41.1112/27/2011 9:36:11 AM
special-money$100.0012/27/2011 4:52:50 PM
HenryS$30.0012/27/2011 5:47:21 PM
allbalooboy2$25.0012/27/2011 7:21:03 PM
generous-deal6$25.0012/28/2011 1:26:17 AM
Mrs-Honeydew$25.0012/28/2011 5:11:10 AM
blue-dollar-viking$100.0012/28/2011 6:45:07 AM
kind-credit-bear$25.0012/28/2011 9:39:25 AM
radforj22$25.0012/28/2011 10:50:20 AM
Rogesparkguy$25.0012/28/2011 1:16:37 PM
Amber_Stone$25.0112/28/2011 5:11:34 PM
billybragg$25.0012/28/2011 7:46:52 PM
money-booster2$25.0012/28/2011 9:34:46 PM
LibbyZ$50.0012/28/2011 9:43:12 PM
auction-mastery$35.0012/28/2011 10:54:02 PM
GElender$25.0012/29/2011 5:38:48 AM
ethical-truth211$100.0012/29/2011 4:51:38 AM
ethical-truth211$200.0012/29/2011 4:27:07 AM
Unicorn$82.0012/29/2011 6:13:41 AM
Canidae$91.0512/29/2011 5:42:06 AM
thrifty-exchange7$30.0012/29/2011 7:56:11 AM
shawnw2$52.4612/29/2011 7:57:55 AM
Bob450$30.0012/29/2011 6:54:42 AM
djmgd790$45.0012/29/2011 7:18:58 AM
useful-cash043$500.0012/22/2011 8:09:58 PM
first-friendly-listing$50.0012/22/2011 12:11:16 PM
melodious-openness$50.0012/22/2011 4:07:26 AM
economy-shrubbery6$25.0012/21/2011 10:26:31 PM
let_me_retire$25.0012/21/2011 11:18:00 AM
the-lean-bid$30.0012/20/2011 6:29:38 PM
jkeller4000$25.0012/20/2011 5:06:49 PM
market-maximizer472$100.0012/28/2011 10:13:35 AM
SolarMoonshine$25.0012/20/2011 5:33:04 PM
nfx$25.0012/21/2011 4:18:45 AM
goodhearted-generosity511$30.0012/21/2011 10:28:18 AM
golden-velocity9$25.0012/21/2011 6:50:30 PM
Fachim$30.1312/22/2011 7:35:41 AM
R3vXX$25.0012/23/2011 6:03:54 AM
greencat$50.0012/23/2011 7:22:46 AM
the-hope-workhorse$100.0012/24/2011 10:46:52 PM
impala6464$50.0012/25/2011 11:17:26 PM
blue-radiant-economy$200.0012/26/2011 5:37:28 PM
ore-leather$25.0012/26/2011 7:34:00 PM
trustworthy-currency1$235.6612/26/2011 7:33:26 PM
3cinvesting$25.0012/26/2011 11:56:37 PM
calimanusa$30.0012/27/2011 12:19:14 PM
Rebelrick9$30.0012/28/2011 4:33:53 PM
bid-stockpiler1$50.0012/28/2011 5:04:13 PM
melodious-openness$450.0012/28/2011 6:14:42 PM
bid-acrobat4$27.5312/28/2011 6:12:38 PM
FutureLenderEC$25.0412/28/2011 8:37:28 PM
DeltaComputerGuy$50.0012/29/2011 2:09:00 AM
money-booster2$25.0012/28/2011 9:34:17 PM
let_me_retire$25.0012/29/2011 3:13:43 AM
favorite-commerce$40.0012/29/2011 5:41:25 AM
Rip128$80.0012/29/2011 6:08:55 AM
geophreigh$50.0012/29/2011 7:55:39 AM
64 Investments
 
Borrower Payment Dependent Notes Series 540656
This series of Notes was issued and sold upon the funding of the borrower loan #57952, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1993 Debt/Income ratio: 35%
Credit score: 700-719 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 31 / 28Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 45 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,165Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: speaker5 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Financial Freedom
Purpose of loan: Debt Consolidation
This loan will be used to...pay down debt

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
wampum-chorus3$25.0012/19/2011 5:26:33 PM
heatherwood$50.0012/19/2011 5:54:16 PM
worthy-bid8$50.0012/19/2011 5:38:12 PM
processor115$50.0012/19/2011 8:47:02 PM
all_of_that_one$25.0012/20/2011 6:21:43 AM
unbelievable-exchange$25.0012/20/2011 9:24:40 AM
ricklip$100.0012/20/2011 10:23:17 AM
DreDub$50.0012/20/2011 12:46:06 PM
daano15$25.0012/20/2011 2:43:26 PM
independent-silver9$25.0012/20/2011 5:09:49 PM
capital-renewal$25.0012/20/2011 5:13:32 PM
Ballybay$50.0012/20/2011 5:17:10 PM
careful-note1$25.0012/21/2011 5:16:12 AM
LianaB$25.0012/21/2011 6:07:00 AM
792FICO$25.0012/21/2011 9:12:35 AM
finance-prescription$100.0012/21/2011 9:36:14 AM
Comoparklender$25.0012/21/2011 9:41:00 AM
gallant-economy9$50.0012/21/2011 9:44:29 AM
lendstats_com$198.0012/21/2011 10:11:57 AM
Weaverville$25.0012/21/2011 10:24:16 AM
exact-principal220$25.0012/21/2011 12:17:35 PM
prohelper$50.0012/21/2011 1:00:02 PM
Swabjockey$25.0012/21/2011 3:26:51 PM
zone6$73.3312/21/2011 3:57:44 PM
credit-missile$125.0012/21/2011 5:29:28 PM
treasure-hunter270$25.0012/21/2011 5:55:48 PM
loss-of-control$100.0012/21/2011 7:17:29 PM
intelligent-repayment8$2,000.0012/21/2011 7:32:35 PM
drg6289$25.0012/21/2011 7:40:15 PM
money-baron-Roth401k$50.0012/21/2011 9:31:37 PM
economy-shrubbery6$25.0012/21/2011 10:26:21 PM
benefit-ruler$25.0012/22/2011 3:34:45 AM
sjc224$25.0012/19/2011 2:33:15 PM
vigilance-portait5$50.0012/19/2011 2:31:20 PM
irrelevant$25.0012/18/2011 7:05:24 PM
gold-cluster$50.0012/18/2011 3:50:56 PM
heart514$25.0012/18/2011 12:42:49 PM
riproaringrapids$25.0012/18/2011 12:06:30 AM
javelin0$25.0012/17/2011 5:48:27 PM
integrity-trumpet$50.0012/17/2011 9:09:50 PM
the-silver-blaster$50.0012/17/2011 1:24:14 PM
diplomatic-wealth7$25.0012/17/2011 12:49:41 PM
truth-companion$25.0012/17/2011 12:53:35 PM
mlj0671$25.0012/17/2011 12:51:01 PM
red-power-pecan$50.0012/17/2011 12:33:52 PM
emphatic-bonus5$75.0012/17/2011 9:43:32 AM
papaloha$25.0012/16/2011 6:51:16 PM
processor115$100.0012/16/2011 5:59:22 PM
processor115$25.0012/16/2011 4:20:37 PM
unbelievable-exchange$100.0012/16/2011 9:51:46 AM
vutah$25.0012/15/2011 8:13:38 PM
deal-searcher1$25.0012/16/2011 5:30:52 AM
the-silver-blaster$75.0012/15/2011 7:06:24 PM
miked8303$25.0012/15/2011 5:38:00 PM
SLN-10$50.0012/15/2011 5:40:01 PM
camaraderi-aspen$100.0012/15/2011 5:20:14 PM
bazaar-festivity$25.0012/15/2011 5:18:05 PM
radforj22$25.0012/22/2011 5:19:02 AM
bsh297$25.6112/22/2011 5:29:29 AM
labrador254$50.0012/22/2011 5:37:12 AM
first-dinero-igloo$25.0012/22/2011 6:41:50 AM
leverage-monger$25.0012/22/2011 6:52:58 AM
green28$50.0012/22/2011 8:52:30 AM
first-integrity-gravity$50.0012/22/2011 9:15:56 AM
Elefunt$25.0012/22/2011 9:25:18 AM
MrBailey$25.0012/22/2011 9:37:49 AM
glroark$50.0012/22/2011 9:41:06 AM
stepatatime-together$48.0012/22/2011 9:41:32 AM
handshake5$37.0012/22/2011 9:37:43 AM
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x32248$25.0012/22/2011 10:24:05 AM
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jonmars$25.0012/22/2011 10:33:57 AM
astute-wealth8$25.0012/22/2011 11:28:20 AM
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impressive-justice6$25.0012/22/2011 12:28:35 PM
bazaar-orca$25.0012/22/2011 12:35:43 PM
intelligent-dedication9$100.0012/22/2011 1:33:25 PM
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Investor_DP$100.0012/15/2011 5:27:57 PM
Kash2010lu$25.0012/16/2011 7:36:29 AM
CA-Lender$25.0012/16/2011 8:01:30 AM
MatthewDP$150.0012/16/2011 9:35:06 AM
MASinVestment$50.0012/16/2011 5:11:59 PM
zeeexsixare$200.0012/17/2011 10:03:17 AM
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intuitive-velocity4$25.0012/17/2011 12:30:29 PM
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jjswanso$100.0012/17/2011 5:19:40 PM
careful-note$50.0012/17/2011 3:17:42 PM
green-rate-futurist$25.0012/17/2011 6:38:13 PM
graceful-IRAinvestment$53.0012/17/2011 5:14:02 PM
life-is-great$25.0012/18/2011 12:39:39 PM
1point21gigawatts$25.0012/19/2011 9:13:28 AM
worth-viking$100.0012/19/2011 9:35:45 AM
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fantastic-investment9$30.0012/19/2011 11:45:05 AM
R3vXX$25.0012/20/2011 10:20:13 AM
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ALVO$50.0012/20/2011 3:48:31 PM
ethical-truth211$330.5712/20/2011 3:30:24 PM
blue-lively-platinum$25.0012/20/2011 5:19:03 PM
the-laudable-peso$40.0012/20/2011 5:40:14 PM
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154 Investments
 
Borrower Payment Dependent Notes Series 540788
This series of Notes was issued and sold upon the funding of the borrower loan #57807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-15-2011 
Term: 60 months Listing End date:  Dec-20-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $368.29
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1992 Debt/Income ratio: 21%
Credit score: 800-819 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 17 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,585Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: Yes  
Screen name: debtconsolidationpurposes Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... Consolidate and pay off Credit card bills

My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.0012/15/2011 5:07:37 PM
DHolly$25.0012/15/2011 5:19:01 PM
AndChicksforFree$25.0012/15/2011 5:06:16 PM
Goodlender42$25.0012/15/2011 5:09:03 PM
Investor_DP$100.0012/15/2011 5:27:24 PM
igniter584$25.0012/15/2011 5:22:15 PM
JustMee$25.0012/15/2011 5:41:56 PM
unforgettable-wealth4$50.0012/15/2011 5:41:59 PM
economy-huckleberry0$25.0012/15/2011 7:44:46 PM
frooogal$25.0012/15/2011 8:44:49 PM
bb575$50.0012/15/2011 5:43:58 PM
Darts$50.0012/16/2011 9:00:10 AM
britgsb$30.0012/16/2011 9:43:16 AM
kenji4861$25.0012/16/2011 9:44:21 AM
Railbird$25.0012/16/2011 9:47:48 AM
awwaww$25.0012/16/2011 9:48:33 AM
Proactive-Financial-Lending$25.0012/16/2011 9:55:29 AM
mid$25.0012/16/2011 11:48:38 AM
JTHarris$25.0012/16/2011 11:17:28 AM
stoopidnoodle$25.0012/16/2011 12:23:30 PM
processor115$75.0012/16/2011 4:24:35 PM
radforj22$25.0012/16/2011 4:56:23 PM
totoro$25.0012/16/2011 2:54:07 PM
Supermodeler$200.0012/17/2011 10:49:23 PM
gr8_r8$25.0012/17/2011 8:04:51 PM
exact-gold2$25.0012/17/2011 9:53:42 PM
themoneydoctor$100.0012/18/2011 8:42:00 AM
astute-benjamins$50.0012/18/2011 9:06:40 AM
well-mannered-income3$50.0012/18/2011 9:22:46 AM
best-asset-jedi$50.0012/18/2011 10:35:49 AM
sensible-order2$200.0012/18/2011 8:15:25 AM
TSC$50.0012/18/2011 12:08:49 PM
cerebral-auction950$100.0012/18/2011 9:10:19 AM
katnmouse$30.0012/18/2011 10:35:23 AM
inspired-agreement$25.0012/18/2011 11:00:25 AM
selvamfinance$25.0012/18/2011 12:24:30 PM
GmaJosephine$25.0012/18/2011 2:06:01 PM
unassuming-generosity$25.0012/18/2011 12:50:18 PM
greenwell$50.0012/18/2011 6:23:34 PM
laniac$50.0012/18/2011 11:02:55 PM
factcheck$50.0012/20/2011 12:37:29 AM
cocopuffs$25.0012/20/2011 1:02:02 AM
ChoiceInvestments$31.0012/19/2011 11:59:31 PM
mizon291$30.0012/20/2011 12:01:31 AM
broker048$25.0012/19/2011 10:22:44 PM
revenue-burst676$25.0012/19/2011 9:21:01 PM
EtaDuck$25.0012/19/2011 8:50:28 PM
heatherwood$50.0012/19/2011 5:54:16 PM
mpatrick$100.0012/19/2011 5:55:18 PM
hyrolln$25.0012/19/2011 6:00:22 PM
ethical-income2$25.0012/19/2011 5:31:20 PM
nimble-money086$25.0012/19/2011 5:29:06 PM
JustMee$25.0012/19/2011 5:12:48 PM
jojo6686$25.0012/19/2011 4:41:22 PM
asset-producer1$522.8412/19/2011 4:46:11 PM
reaction5$50.0012/19/2011 1:58:23 PM
mehre$25.0012/19/2011 12:20:43 PM
bbrinck$25.0012/19/2011 11:54:41 AM
fantastic-investment9$30.0012/19/2011 11:45:05 AM
currency-persimmon$50.0012/19/2011 10:26:42 AM
kewgdns$25.0012/19/2011 10:24:10 AM
alexander-hamilton$50.0012/19/2011 10:23:25 AM
wildblue$75.0012/19/2011 10:47:53 AM
worthy-wealth3$25.0012/19/2011 9:41:46 AM
extraordinary-silver5$25.0012/19/2011 9:34:51 AM
makerain$25.0012/19/2011 9:24:58 AM
HamachiMan$50.0012/19/2011 9:09:01 AM
detective311$28.0012/19/2011 9:25:16 AM
trade-elm$25.0012/19/2011 7:48:40 AM
trustworthy-finance6$300.0012/19/2011 7:39:20 AM
zxr$25.0012/19/2011 7:09:51 AM
bankojerry$25.0012/19/2011 6:31:33 AM
ferdberfel$35.0012/19/2011 7:12:37 AM
sweetwater01$25.0012/19/2011 6:32:23 AM
keichi03$40.0012/19/2011 8:33:55 AM
Hiro07$25.0012/19/2011 5:01:47 AM
friendly-gold$25.0012/18/2011 10:35:48 PM
oodkim84oo$223.6412/18/2011 10:25:47 PM
KileNSmyth4$29.9312/19/2011 7:20:12 AM
wkeboarder21$50.0012/18/2011 7:33:41 PM
ddog0224$175.0012/19/2011 5:43:18 AM
theloanfiller$46.7212/18/2011 6:48:25 PM
NorthernFunds$50.0012/17/2011 7:10:06 PM
graceful-IRAinvestment$53.0012/17/2011 5:20:50 PM
careful-note$50.0012/17/2011 3:17:42 PM
the-silver-blaster$50.0012/17/2011 1:24:15 PM
hope-hickory8$25.0012/17/2011 1:47:40 PM
Tradesmanlender$25.0012/17/2011 12:30:08 PM
the_winning_ticket$168.0012/17/2011 12:18:24 PM
life-is-great$25.0012/17/2011 12:17:57 PM
the-profit-oracle$25.0012/17/2011 12:10:51 PM
gjm6d$25.0012/17/2011 12:05:23 PM
silvercertificate$25.0012/17/2011 11:40:48 AM
ethical-truth211$400.0012/17/2011 11:01:19 AM
Frankieb21$50.0012/17/2011 7:58:55 AM
Pizza-man$50.0012/17/2011 8:49:33 AM
timbob$57.0012/16/2011 5:33:18 PM
camaraderi-aspen$100.0012/16/2011 6:13:19 PM
exchange-portait7$30.0012/16/2011 5:56:24 PM
dime-sprout$25.0012/16/2011 5:20:13 PM
quest0$100.0012/20/2011 5:51:47 AM
Digs$25.0012/20/2011 7:08:01 AM
wealth-tremolo7$26.6612/20/2011 5:09:58 AM
jcw3rd$25.0012/20/2011 7:31:36 AM
irishcocacola$25.0012/20/2011 8:05:37 AM
affluence-generator2$100.0012/20/2011 7:43:10 AM
Guiren$102.3312/20/2011 7:56:47 AM
rewards$25.0012/20/2011 8:11:56 AM
funds-control3$45.3512/20/2011 8:22:37 AM
otherwisedisposed$50.0012/20/2011 9:16:52 AM
transparency-baton$25.0012/20/2011 9:16:58 AM
the-enthralling-coin$25.0012/20/2011 9:17:53 AM
igniter584$50.0012/20/2011 9:14:12 AM
rajs$50.0012/20/2011 9:24:23 AM
first-finance-multiplier$112.4712/20/2011 9:47:25 AM
ChrisProsper$234.1812/20/2011 2:36:48 PM
emunah6$25.0012/20/2011 2:32:06 PM
MBA_moneylender$27.7412/20/2011 12:56:27 PM
DreDub$50.0012/20/2011 12:46:06 PM
VAMUSIC$36.7212/20/2011 12:55:58 PM
SummitAdvisors$58.7612/20/2011 12:30:53 PM
help4u$50.0012/20/2011 12:07:46 PM
Big_Lendin$25.0012/20/2011 10:32:58 AM
loan-rider7$25.0012/20/2011 11:16:51 AM
refined-return922$25.0012/20/2011 11:11:29 AM
baker31$54.6812/20/2011 10:59:51 AM
intelligent-dedication9$1,500.0012/20/2011 12:14:49 PM
inspired-investment8$100.0012/20/2011 10:48:00 AM
cash-popcorn7$25.0012/20/2011 11:37:10 AM
bentonlending$50.0012/20/2011 11:32:57 AM
BAJMP$25.0012/20/2011 11:25:16 AM
ricklip$100.0012/20/2011 10:23:17 AM
rmachi$25.0012/20/2011 9:55:01 AM
sugybutt$39.2912/20/2011 10:17:06 AM
cti11$27.6212/20/2011 10:09:45 AM
commanding-treasure2$50.0012/15/2011 5:18:18 PM
AFairDeal$25.0012/15/2011 5:23:38 PM
aabadabadoo$25.0012/15/2011 5:25:13 PM
green-trade-dolphin2$30.0212/15/2011 5:02:19 PM
indomitable-coin$25.0012/15/2011 5:13:59 PM
SecondChanceLendingSERV$25.0012/15/2011 6:38:57 PM
C_Mark$50.0012/15/2011 5:26:42 PM
cattlebaron$50.0012/15/2011 11:11:36 PM
reward-excellency1$25.0012/16/2011 5:50:39 AM
blot44$25.0012/16/2011 5:16:16 AM
MonopolyDred$25.0012/16/2011 6:54:35 AM
Watersports$50.0012/16/2011 5:58:13 AM
moola-gargantuan9$50.0012/16/2011 6:02:58 AM
impressive-justice6$50.0012/16/2011 5:17:47 AM
DadWarbucks$25.0012/16/2011 9:41:40 AM
heart514$25.0012/16/2011 9:44:50 AM
subtle-revenue0$25.0012/16/2011 9:50:25 AM
brazilofmux$100.0012/16/2011 9:51:28 AM
unbelievable-exchange$100.0012/16/2011 9:51:47 AM
creditjunky$100.0012/16/2011 10:41:39 AM
riproaringrapids$25.0012/16/2011 9:42:27 AM
gain-kitten$25.0012/16/2011 12:21:29 PM
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income-banjo$50.0012/16/2011 9:53:55 AM
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exchange-pledge$50.0012/16/2011 12:47:53 PM
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dlenz$25.0012/16/2011 2:48:21 PM
77dowplace$26.0612/16/2011 3:48:00 PM
happy-loot3$100.0012/16/2011 5:14:14 PM
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money-booster2$35.0012/16/2011 9:33:50 PM
rajs$200.0012/16/2011 7:23:38 PM
money-floret$50.0012/16/2011 8:16:07 PM
riproaringrapids$25.0012/16/2011 11:44:49 PM
shrewd-deal$50.0012/17/2011 7:48:00 AM
orange-resolute-platinum$25.0012/17/2011 2:21:10 AM
Imaginos1892$100.0012/17/2011 9:18:57 AM
plentiful-return386$100.0012/17/2011 6:41:41 AM
johnsails$50.0012/17/2011 8:29:43 AM
wlm3012$30.0012/17/2011 11:08:14 AM
riproaringrapids$25.0012/17/2011 12:32:44 PM
refined-return922$25.0012/17/2011 1:48:31 PM
careful-note$50.0012/17/2011 3:27:06 PM
sillyb$50.0012/17/2011 3:00:45 PM
mguerrer$35.0012/17/2011 5:01:52 PM
rightwingliberal$25.0012/17/2011 3:42:27 PM
jdrez$25.0012/17/2011 6:50:39 PM
riproaringrapids$25.0012/18/2011 12:06:30 AM
GoingFishing$25.0012/17/2011 7:21:49 PM
Rivervale_Westwood$30.0012/18/2011 6:21:18 AM
YesMoney$25.0012/17/2011 10:32:25 PM
Eagledrop$25.0012/18/2011 6:51:37 AM
loyalty-czar$44.5512/18/2011 7:55:07 AM
silver-dogwood4$25.0012/18/2011 9:03:55 AM
crude$25.0012/18/2011 9:05:16 AM
innocent-loot$32.0012/18/2011 11:08:50 AM
basis-ferret8$50.0012/18/2011 12:11:23 PM
kind-asset-circuit$50.0012/18/2011 12:13:42 PM
aneley777$25.0012/18/2011 12:42:08 PM
boo_hoo$50.0012/18/2011 12:54:33 PM
Charmart$25.0012/18/2011 2:37:00 PM
economy-popcorn$25.0012/18/2011 5:36:49 PM
KCEnterprises$25.0012/18/2011 5:14:06 PM
new-social-economist$150.0012/19/2011 12:27:42 AM
Retired2002$50.0012/18/2011 7:25:28 PM
Tizzo27$38.0012/18/2011 6:27:38 PM
justice-allocator3$25.0012/18/2011 7:17:33 PM
priceless-note7$50.0012/19/2011 6:54:13 AM
Stingray8a$27.3712/18/2011 9:35:35 PM
planetibet$37.6212/19/2011 5:50:33 AM
peb44$25.0012/19/2011 6:27:51 AM
dollar-authority$57.7512/19/2011 7:17:48 AM
fulfilling-investment4$25.7812/19/2011 8:29:39 AM
igniter584$25.0012/19/2011 8:45:20 AM
degster$25.0012/19/2011 8:07:06 AM
helpinghand63$25.0012/19/2011 9:05:52 AM
standanddeliver$50.0012/19/2011 9:12:37 AM
MonkeyB$25.0012/19/2011 9:28:36 AM
houli123$50.0012/19/2011 9:30:26 AM
transparency-giant$50.0012/19/2011 9:30:24 AM
loot-heart$25.0012/19/2011 10:23:33 AM
famous-bid9$25.0012/19/2011 9:38:28 AM
penny-plato$25.0012/19/2011 10:41:22 AM
Solid-Platinum$25.0012/19/2011 10:54:37 AM
prossperous01$25.0012/19/2011 12:09:16 PM
MasterKey$28.0312/19/2011 12:22:56 PM
girlwithglasses$25.0012/19/2011 1:04:01 PM
investment-comet$25.0012/19/2011 11:37:51 AM
intelligent-dedication9$100.0012/19/2011 4:34:44 PM
wwwUniversal$25.0012/19/2011 4:55:01 PM
loot-castanets$25.0012/19/2011 2:34:05 PM
78$25.0012/19/2011 4:55:02 PM
Derel$50.0012/19/2011 5:14:09 PM
heatherwood$25.0012/19/2011 5:56:57 PM
finance-symphony7$75.3812/19/2011 5:51:41 PM
Machbannai$25.0012/19/2011 6:14:37 PM
MrEville$25.0012/19/2011 6:16:31 PM
helpishere777$25.0012/19/2011 8:13:38 PM
worth-sanctuary9$60.5712/19/2011 8:06:39 PM
power-defender7$50.0012/19/2011 8:32:05 PM
market-pudding$25.0012/20/2011 3:27:14 AM
processor115$50.0012/19/2011 8:47:02 PM
buckeye55$28.6912/19/2011 8:56:05 PM
alpinaut$30.0012/20/2011 5:37:29 AM
god_is_great$25.0012/20/2011 5:44:59 AM
zwx1997$25.0012/20/2011 6:46:56 AM
terryaj$25.0012/20/2011 7:01:18 AM
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Castelj$36.0012/20/2011 5:55:20 AM
thebigrig$200.0012/20/2011 7:25:53 AM
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MBurns$50.0012/20/2011 9:06:53 AM
goat361$40.0012/20/2011 8:27:48 AM
derec$25.0012/20/2011 9:12:05 AM
first-class-yield9$50.0012/20/2011 9:38:43 AM
downtownfarm$25.0012/20/2011 9:41:39 AM
selector568$300.0012/20/2011 9:45:58 AM
money-bauble$200.0012/20/2011 9:50:48 AM
FinanceEngine$35.0012/20/2011 10:11:09 AM
jtwildcat713$25.0012/20/2011 10:18:49 AM
Malkial$57.7212/20/2011 11:08:06 AM
AJ6$28.5212/20/2011 11:32:48 AM
julijask$35.1512/20/2011 11:38:41 AM
bnoble09$25.0012/20/2011 10:28:09 AM
fairwealth$25.0012/20/2011 10:32:56 AM
bold-deal-ringleader$25.0012/20/2011 12:35:03 PM
economy-caper9$25.0012/20/2011 12:08:17 PM
happycents$120.0012/20/2011 12:14:30 PM
AlBRich$25.0012/20/2011 12:08:31 PM
buffalobills$25.0012/20/2011 1:28:12 PM
meadow48$50.0012/20/2011 12:24:17 PM
Captain88$25.0012/20/2011 12:30:23 PM
R3vXX$25.0012/20/2011 12:54:33 PM
happy-loyalty$25.0012/20/2011 1:28:57 PM
independent-revenue4$100.0012/20/2011 1:46:00 PM
moola-cell3$49.8612/20/2011 2:19:36 PM
272 Investments
 
Borrower Payment Dependent Notes Series 540842
This series of Notes was issued and sold upon the funding of the borrower loan #57438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-03-2011 
Term: 36 months Listing End date:  Dec-05-2011 
 
Lender yield: 30.08% Borrower rate/APR: 31.08% / 35.09% Monthly payment: $322.84
 
Lender servicing fee: 1.00% Effective Yield*: 28.70%  
Estimated return*: 14.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1994 Debt/Income ratio: 14%
Credit score: 680-699 (Nov-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:11y 8m
Amount delinquent: $0 Total credit lines: 23 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,330Stated income:$75,000-$99,999
Delinquencies in last 7y: 20 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: exact-nickel2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
mekooky
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-shrubbery6$25.0012/3/2011 12:15:49 PM
worth-blanket2$7,500.0012/5/2011 11:35:12 AM
2 Investments
 
Borrower Payment Dependent Notes Series 540894
This series of Notes was issued and sold upon the funding of the borrower loan #57444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-05-2011 
Term: 60 months Listing End date:  Dec-13-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1981 Debt/Income ratio: 15%
Credit score: 680-699 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 16Length of status:19y 7m
Amount delinquent: $0 Total credit lines: 52 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $104,647Stated income:$100,000+
Delinquencies in last 7y: 4 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: top-sensible-leverage Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bridge Loan
Purpose of loan:
This loan will be used to refund an IRA account and pay for property taxes, both due in December.

My financial situation:
I am a good candidate for this loan because I will receive a payout from employer in February that exceeds the requested loan amount. I have paid off student and auto loans early and am current on mortgage.


Monthly net income: $8642.67
Monthly expenses: $8235
Housing: $3668
Insurance: $310
Car expenses: $200
Utilities: $275
Phone, cable, internet: $280
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $2500
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
happy-loot3$100.0012/5/2011 5:19:48 PM
igniter584$25.0012/5/2011 5:27:48 PM
ricklip$100.0012/6/2011 6:54:40 PM
glroark$50.0012/7/2011 8:16:05 PM
generosity-poem2$100.0012/8/2011 8:08:13 AM
BxRealtor$25.0012/8/2011 9:25:30 AM
blazing-capital2$250.0012/8/2011 12:36:44 PM
truth-companion$100.0012/8/2011 1:10:09 PM
happy-return4$50.0012/8/2011 12:46:50 PM
transparent-dinero8$100.0012/8/2011 2:06:40 PM
timbob$100.0012/8/2011 5:22:02 PM
balance2$50.0012/8/2011 9:06:08 PM
green-rate-futurist$200.0012/9/2011 6:38:48 AM
jaxtax$50.0012/9/2011 8:22:16 AM
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1willray$25.0012/9/2011 6:02:49 PM
revenue-burst676$25.0012/9/2011 5:36:49 PM
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BuffetRocks$42.0012/12/2011 9:21:44 AM
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escharfer$25.0012/12/2011 9:10:06 AM
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TOCPI$25.0012/12/2011 9:13:44 AM
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SouthCoast$25.0012/12/2011 9:26:53 AM
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modemco$25.0012/10/2011 8:09:05 PM
Rob717171$40.0012/10/2011 7:02:25 PM
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liberty-point$25.0012/10/2011 1:33:00 PM
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genius520$50.0012/10/2011 12:47:15 PM
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TheCount$25.0012/10/2011 12:18:40 PM
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Weaverville$25.0012/12/2011 9:45:06 AM
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careful-note$50.0012/7/2011 5:32:13 PM
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Oakland$50.0012/10/2011 8:40:44 AM
bdloans$50.0012/10/2011 8:50:42 AM
BeanCownter$50.0012/10/2011 10:36:46 AM
m0rlock$500.0012/10/2011 9:42:19 AM
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comet55$25.0012/10/2011 12:17:44 PM
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kulender$100.0012/10/2011 12:29:22 PM
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newest-phenomenal-dinero$50.0012/10/2011 1:58:16 PM
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yield-lion$25.0012/10/2011 7:20:55 PM
macgeek$25.0012/10/2011 9:06:16 PM
sgmm330$25.0012/10/2011 8:12:36 PM
bold-bright-currency$25.0012/10/2011 8:18:04 PM
nvhm$50.0012/11/2011 5:25:59 AM
baggydomer$25.0012/11/2011 6:55:04 AM
UT-Longhorn$25.0012/11/2011 9:19:14 AM
BonesyJones$200.0012/11/2011 10:29:19 AM
new-loot-travels$50.0012/11/2011 11:23:42 AM
britgsb$30.0012/11/2011 12:17:40 PM
drkosh$25.0012/11/2011 4:18:47 PM
inspired-investment8$100.0012/11/2011 6:09:16 PM
basis-ferret8$50.0012/11/2011 6:55:18 PM
basis-mammal$25.0012/11/2011 9:52:01 PM
math1973$50.0012/11/2011 6:38:27 PM
credit-superstar3$25.0012/12/2011 5:52:25 AM
wise-silver-wonder$25.0012/12/2011 7:34:19 AM
janeybooboo$150.0012/12/2011 4:18:48 AM
rf7949$25.0012/12/2011 5:10:50 AM
planetibet$46.7212/12/2011 6:27:01 AM
zeeexsixare$300.0012/12/2011 6:29:26 AM
Use_It_Wisely$25.0012/12/2011 7:49:57 AM
KLCRAY$25.0012/12/2011 9:15:49 AM
asmithj$25.0012/12/2011 9:16:09 AM
Cluvnupe06$25.0012/12/2011 7:13:48 AM
principal-cooker2$100.0012/12/2011 9:06:29 AM
theshef$25.0012/12/2011 9:09:03 AM
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CAGE-Investments$25.0012/12/2011 9:25:23 AM
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order-boomerang$25.0012/12/2011 10:09:09 AM
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gain-equator$25.0012/12/2011 3:12:38 PM
financial-frenzy$25.0012/12/2011 3:22:15 PM
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Rodneywa2002$36.2412/13/2011 3:47:32 AM
283 Investments
 
Borrower Payment Dependent Notes Series 541100
This series of Notes was issued and sold upon the funding of the borrower loan #57474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Nov-29-2011 
Term: 60 months Listing End date:  Dec-06-2011 
 
Lender yield: 16.44% Borrower rate/APR: 17.44% / 19.33% Monthly payment: $250.90
 
Lender servicing fee: 1.00% Effective Yield*: 16.37%  
Estimated return*: 12.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1988 Debt/Income ratio: 7%
Credit score: 720-739 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:33y 5m
Amount delinquent: $0 Total credit lines: 26 Occupation: Tradesman - Plumber
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $517Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 20%  
   Homeownership: No  
Screen name: ace55 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
skiguy
Purpose of loan:
This loan will be used to...inject capital into recently established business

My financial situation:
I am a good candidate for this loan because...of my experienceand coming from the school of hard knocks!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
atbright$25.0012/2/2011 10:43:09 PM
igniter584$25.0011/29/2011 5:05:23 PM
happy-loot3$100.0012/1/2011 3:50:26 AM
bubb_hans$25.0012/1/2011 6:13:27 AM
loyalty-circuitry$100.0012/1/2011 12:25:53 PM
indomitable-coin$25.0012/1/2011 9:26:49 PM
affluence-generator2$100.0012/2/2011 3:45:05 PM
heart514$25.0012/2/2011 7:52:53 PM
credit-statuette8$50.0012/2/2011 9:54:42 PM
auction-elvis$25.0012/3/2011 11:28:08 AM
happy-loot3$100.0012/4/2011 2:49:33 PM
otherwisedisposed$100.0012/4/2011 8:34:45 PM
funds-captain4$50.0012/4/2011 11:40:08 PM
lendme2$50.0012/5/2011 5:10:26 PM
rupee-cymbal$25.0012/5/2011 5:12:39 PM
Clambake$25.0012/5/2011 5:12:56 PM
PRGuyinVA$25.0012/5/2011 5:17:24 PM
Sneezie$100.0012/5/2011 5:28:00 PM
britgsb$30.0012/5/2011 5:24:04 PM
gold-pudding6$60.0012/5/2011 5:36:46 PM
autonomous-kindness8$25.0012/5/2011 5:38:03 PM
minista$25.0012/5/2011 5:38:35 PM
timbob$100.0012/5/2011 6:00:29 PM
QuinMccoy$50.0012/6/2011 4:26:26 AM
Edwin_Rae$25.0012/6/2011 4:42:59 AM
bashar$25.0012/6/2011 5:36:33 AM
hoyasaxa$25.0012/6/2011 7:22:43 AM
otalon$25.0012/6/2011 7:49:39 AM
Weaverville$50.0012/6/2011 8:07:29 AM
klinebarger$25.0012/6/2011 9:06:01 AM
figs4u2$100.0012/6/2011 9:07:10 AM
loyalty-circuitry$100.0012/5/2011 6:19:00 PM
roadtruck$50.0012/6/2011 9:15:32 AM
skuba$32.0012/6/2011 9:16:42 AM
hopethisworks$25.0012/6/2011 9:26:01 AM
IIP77$25.0012/6/2011 3:51:57 AM
the-profit-oracle$25.0012/6/2011 9:26:03 AM
gojackgo$50.0012/6/2011 9:35:50 AM
hrubinst$50.0012/6/2011 9:36:18 AM
mattpet$25.0012/6/2011 7:08:36 AM
kbodendorf$25.0012/6/2011 9:36:37 AM
Cheburashka$25.0012/6/2011 9:46:15 AM
enriching-trade2$50.0012/6/2011 9:40:06 AM
kingbutthd$25.0012/6/2011 9:41:37 AM
GodzillaLending$25.0012/6/2011 9:44:32 AM
Warwick$29.0012/6/2011 9:45:13 AM
Poker_Grandpa$25.0012/6/2011 12:57:04 PM
elasermd$50.0012/6/2011 1:31:23 PM
knowledgeable-note6$36.0012/6/2011 12:03:21 PM
gold-disk$25.0012/6/2011 12:21:45 PM
MAKIN_IT_RAIN$500.0012/6/2011 1:38:16 PM
leeball$50.0012/6/2011 9:25:49 AM
JKEnterprises$25.0012/6/2011 9:25:59 AM
dparkhom$50.0012/6/2011 9:31:52 AM
PropertyInvest$25.0012/6/2011 3:58:10 PM
puifais$39.0012/6/2011 9:36:12 AM
hostbank$100.0012/6/2011 9:36:32 AM
urbane-benefit9$25.0012/6/2011 3:29:41 PM
108lender$114.0012/6/2011 4:27:23 PM
helpinghand63$25.0012/6/2011 9:39:25 AM
Cai8899$50.0012/6/2011 9:39:32 AM
the-precious-bid$25.0012/6/2011 9:40:17 AM
Tai$25.0012/6/2011 9:41:19 AM
evnagelist$25.0012/6/2011 9:41:50 AM
reward-dynamo$40.0012/6/2011 4:52:32 PM
wtrboy$25.0012/6/2011 9:42:34 AM
ijspence$25.0012/6/2011 9:42:49 AM
riskreward$232.0012/6/2011 9:43:49 AM
genius520$50.0012/6/2011 5:07:49 PM
jackpotnav$25.0012/6/2011 5:08:32 PM
eg192$25.0012/6/2011 5:05:32 PM
marketplace-cello5$25.0012/6/2011 5:05:42 PM
MONEYLENDER101$50.0012/6/2011 5:11:39 PM
thankful-nickel2$25.0012/6/2011 10:41:16 AM
equitable-capital758$350.0012/6/2011 5:12:54 PM
unrivaled-silver$25.0012/6/2011 5:13:53 PM
rapid-credit428$25.0012/6/2011 5:09:58 PM
nickel-ferret$50.0012/6/2011 5:14:32 PM
rss197$25.0012/6/2011 3:19:40 PM
dedication-merman$25.0012/6/2011 5:06:53 PM
magical-fairness4$25.0012/6/2011 5:08:43 PM
duty-admiral$50.0012/6/2011 5:14:53 PM
careful-note$50.0011/29/2011 5:09:32 PM
IIP77$25.0011/30/2011 3:20:46 AM
Investor_DP$100.0011/30/2011 9:10:19 AM
otherwisedisposed$100.0011/30/2011 12:28:12 PM
ericgassercom$25.0011/30/2011 5:12:30 PM
sickid1$100.0012/1/2011 12:15:44 AM
brazilofmux$100.0012/2/2011 7:13:39 AM
vibrant-trade8$35.0012/2/2011 12:10:46 PM
indomitable-coin$25.0012/2/2011 8:47:35 PM
tenacious-capital3$26.2712/5/2011 9:05:54 AM
riproaringrapids$25.0012/4/2011 9:03:29 PM
rightwingliberal$50.0012/5/2011 2:19:04 PM
toblerone$25.0012/5/2011 5:23:37 PM
kenji4861$25.0012/5/2011 5:23:57 PM
w3alter$50.0012/5/2011 5:21:30 PM
perlindc$101.0012/5/2011 12:46:42 PM
DadWarbucks$25.0012/5/2011 5:34:25 PM
don8ter$50.0012/5/2011 5:11:42 PM
anacent$25.0012/5/2011 5:12:30 PM
dfealk$25.0012/5/2011 9:49:57 PM
compoundinterest$50.0012/5/2011 5:19:40 PM
Deuce$26.0012/5/2011 5:26:29 PM
Breakfast_Gypsy$25.0012/6/2011 9:11:34 AM
flexible-value$46.0012/6/2011 9:13:22 AM
divedude$25.0012/6/2011 9:19:11 AM
jtc26$156.6612/6/2011 9:25:12 AM
HAVEANICEDAY$25.0012/6/2011 9:30:06 AM
gold-sushi$25.0012/6/2011 9:32:05 AM
jamiee73$25.0012/6/2011 9:35:48 AM
gracej$25.0012/6/2011 9:33:54 AM
paladin847$50.0012/6/2011 9:34:12 AM
Natronpee$25.0012/6/2011 9:38:51 AM
CarlC$25.0012/6/2011 9:39:58 AM
BxRealtor$25.0011/29/2011 5:20:14 PM
dospapalotes$25.0012/6/2011 9:42:06 AM
fair_rates$25.0012/6/2011 9:45:31 AM
Rick21$25.0012/6/2011 9:38:56 AM
steiglends$100.0012/6/2011 9:39:27 AM
gjh37$50.0012/6/2011 9:46:40 AM
Rockymtnhi$39.0012/6/2011 9:41:26 AM
resource777$50.0012/6/2011 9:43:02 AM
buukyak$25.0012/6/2011 9:55:13 AM
income-safehouse9$500.0012/6/2011 12:39:12 PM
credit-socrates648$2,000.0012/6/2011 12:12:52 PM
Banker7371$25.0012/6/2011 9:27:20 AM
DreDub$50.0012/6/2011 2:18:44 PM
gold-commander0$25.0012/6/2011 9:32:57 AM
Pennywize$25.0012/6/2011 9:33:58 AM
enterprising-credit2$25.0012/6/2011 4:17:15 PM
hayhelp$25.0012/6/2011 9:38:31 AM
mangas$25.0012/6/2011 4:29:59 PM
trapper569$25.0012/6/2011 9:40:25 AM
paramjit$50.0012/6/2011 9:41:27 AM
F16Pilot$25.0012/6/2011 9:42:48 AM
siesta100$25.0012/6/2011 9:44:12 AM
ideal-penny8$25.0012/6/2011 5:07:27 PM
social-pizza5$25.0012/6/2011 4:48:03 PM
rate-mogul$50.0012/6/2011 9:47:13 AM
MadHun$200.0012/6/2011 5:08:26 PM
Wilhan$28.4012/6/2011 5:03:35 PM
worthy-bid8$50.0012/6/2011 5:06:59 PM
exact-loan5$50.0012/6/2011 5:12:43 PM
WorldlyWorker$25.0012/6/2011 5:08:31 PM
the-transaction-stronghold$25.0012/6/2011 5:10:44 PM
treasure-generator$25.0012/6/2011 5:15:34 PM
economy-molecule3$229.6712/6/2011 5:15:37 PM
visionary-principal9$50.0012/6/2011 12:43:41 PM
gold-gazelle$25.0012/6/2011 1:47:15 PM
suave-dime6$25.0012/6/2011 3:11:45 PM
capital-web7$50.0012/6/2011 3:39:58 PM
unforgettable-wealth4$50.0012/6/2011 4:24:31 PM
durability-ruler$25.0012/6/2011 5:05:27 PM
kinetic-openness0$25.0012/6/2011 5:15:32 PM
155 Investments
 
Borrower Payment Dependent Notes Series 541326
This series of Notes was issued and sold upon the funding of the borrower loan #57611, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $278.73
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1993 Debt/Income ratio: 20%
Credit score: 700-719 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 24 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $355Stated income:$75,000-$99,999
Delinquencies in last 7y: 25 Bankcard utilization: 71%  
   Homeownership: Yes  
Screen name: investment-daydream2 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 4,800
Monthly expenses: $
Housing: $ 1280
Insurance: $ 320
Car expenses: $ 900
Utilities: $ 200
Phone, cable, internet: $ 0
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/14/2011 5:24:21 PM
vutah$25.0012/14/2011 5:25:36 PM
AndChicksforFree$25.0012/14/2011 5:27:06 PM
blue-radiant-economy$200.0012/15/2011 2:41:59 AM
graceful-IRAinvestment$25.0012/15/2011 8:54:23 AM
SolarMoonshine$25.0012/15/2011 10:00:52 AM
CA-Lender$25.0012/15/2011 10:20:32 AM
worth-blanket2$6,500.0012/15/2011 9:54:49 AM
upbeat-wealth$25.0012/15/2011 12:14:27 PM
trippd6$25.0012/15/2011 11:10:57 AM
houli123$25.0012/15/2011 11:50:35 AM
11 Investments
 
Borrower Payment Dependent Notes Series 541402
This series of Notes was issued and sold upon the funding of the borrower loan #57572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-09-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Dec-1993 Debt/Income ratio: 44%
Credit score: 760-779 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:27y 2m
Amount delinquent: $0 Total credit lines: 20 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 16 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: basis-ally8 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
BabyGirl
Purpose of loan:
This loan will be used to payoff bills and X-mas

My financial situation:
I am a good candidate for this loan because, I am a responsible person and will pay the loan off as promise.
All monthly expenses are shared expenses with my spouse

Monthly net income: $ 5700.00
Monthly expenses: $ 3600.00
Housing: $ 3000.00
Insurance: $ 27.00
Car expenses: $ 200.00
Utilities: $ 200.00
Phone, cable, internet: $ 135.00
Food, entertainment: $ 250.00
Clothing, household expenses: $ 75.00
Credit cards and other loans: $ 75.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/9/2011 9:11:09 AM
ChrisProsper$25.0012/9/2011 10:43:49 AM
SolarMoonshine$25.0012/9/2011 10:04:37 AM
AndChicksforFree$25.0012/9/2011 10:26:41 AM
worth-blanket2$3,900.0012/9/2011 10:32:00 AM
5 Investments
 
Borrower Payment Dependent Notes Series 541620
This series of Notes was issued and sold upon the funding of the borrower loan #57548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $129.45
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: May-1989 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Nov-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 23 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $48,428Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: independent-peso748 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan: Home Improvement
This loan will be used to complete the renovations of a 2nd home for rental income. All that is needed to complete is installing tile & carpeting already purchased. Just need the manpower to get it all installed!

My financial situation:
I am a good candidate for this loan because... I am a responsible person who understands the importance of good business, honesty and integrity as I have owned a successful business for 7 years. Its just things are a bit slow and If I could get this house done, it would be benefical for my family and I with the extra income it could generate. This home is free and clear with minimal monthly expenses.


Monthly net income: $8500
Monthly expenses: $6000
Housing: $1000
Insurance: $1300
Car expenses: $800
Utilities: $400
Phone, cable, internet: $500
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $2200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$3,000.0012/14/2011 12:30:06 PM
1 Investments
 
Borrower Payment Dependent Notes Series 541686
This series of Notes was issued and sold upon the funding of the borrower loan #57595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Nov-29-2011 
Term: 36 months Listing End date:  Dec-02-2011 
 
Lender yield: 30.77% Borrower rate/APR: 31.77% / 35.80% Monthly payment: $173.71
 
Lender servicing fee: 1.00% Effective Yield*: 28.96%  
Estimated return*: 12.46%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-2004 Debt/Income ratio: 12%
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 7Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 11 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,182Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: orange-stable-diversification Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Employed grad student
Purpose of loan:
This loan will be used to...consolidate debt.

My financial situation:
I am a good candidate for this loan because...I have a clean credit history and am easily able to cover the monthly payments. I graduated from McGill University undergrad, have worked in the arts for years, and am now attending Tyler School of Art to get my MFA in painting (top 10 program), am employed as a teaching assistant and receive extensive loan and grant money, and in addition have a rental property and get funds from my parents. Thank you so much for your consideration!


Monthly net income: $4000
Monthly expenses: $2250
Housing: $850
Insurance: $150
Car expenses: $0
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
IIP77$25.0011/30/2011 3:20:52 AM
let_me_retire$29.0011/30/2011 10:42:14 PM
best-currency-exec$50.0012/1/2011 1:59:06 AM
the-hope-workhorse$100.0012/1/2011 3:34:27 PM
vibrant-trade8$35.0012/2/2011 12:10:52 PM
nfx$25.0011/30/2011 5:37:26 AM
marinbb$50.0011/30/2011 9:05:41 AM
back-scratchers$50.0011/29/2011 8:01:01 PM
economy-shrubbery6$25.0012/1/2011 11:46:07 AM
worth-blanket2$3,500.0012/2/2011 11:41:10 AM
alluring-yield5$27.3012/2/2011 12:24:50 PM
ChrisProsper$33.7012/2/2011 12:25:53 PM
Pulchritudinous$25.0012/2/2011 7:59:39 AM
skillful-asset5$25.0011/30/2011 7:03:53 PM
14 Investments
 
Borrower Payment Dependent Notes Series 541824
This series of Notes was issued and sold upon the funding of the borrower loan #57491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,700.35 Prosper Rating: E Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 14.70% Listing Start date:  Nov-30-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 30.08% Borrower rate/APR: 31.08% / 35.09% Monthly payment: $245.37
 
Lender servicing fee: 1.00% Effective Yield*: 28.70%  
Estimated return*: 14.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1992 Debt/Income ratio: 30%
Credit score: 700-719 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 48 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,550Stated income:$100,000+
Delinquencies in last 7y: 3 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: return-phoenix890 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...Replace a Roof

My financial situation:
I am a good candidate for this loan because..I never miss my payments.


Monthly net income: $8400.00
Monthly expenses: $200.00
Housing: $1480.00
Insurance: $150.00
Car expenses: $600.00
Utilities: $208.00
Phone, cable, internet: $175.00
Food, entertainment: $300.00
Clothing, household expenses: $200.00
Credit cards and other loans: $625.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
tiger1818$25.0012/14/2011 7:28:33 AM
riveting-credit5$50.0012/14/2011 12:11:07 AM
MASinVestment$1,000.0012/14/2011 7:26:21 AM
finance-magma7$25.0012/13/2011 9:44:56 PM
saxaphone6$25.0012/13/2011 12:57:49 PM
dough-souffle$50.0012/13/2011 2:25:11 PM
desertoasis$25.0012/13/2011 11:55:28 AM
GElender$25.0012/13/2011 5:57:26 AM
glroark$100.0012/13/2011 7:26:45 AM
itsmaj$40.9512/12/2011 10:08:27 PM
value-fortress3$100.0012/12/2011 7:07:20 PM
marimari$25.0012/12/2011 4:02:03 PM
social-trumpet$25.0012/12/2011 9:36:22 AM
asiaratt$50.0012/11/2011 12:34:16 PM
zone6$100.0012/11/2011 8:34:16 AM
unforgettable-wealth4$50.0012/11/2011 8:07:47 AM
the-hope-workhorse$150.0012/10/2011 11:26:48 PM
bitterroot_mt$50.0012/10/2011 8:05:07 PM
tsquared_030$25.0012/10/2011 5:33:10 PM
hogtales$25.0012/10/2011 3:09:35 PM
blue-lively-platinum$25.0012/10/2011 2:21:20 PM
grf1945$25.0012/10/2011 7:16:39 AM
new-transaction-wrangler$25.0012/10/2011 7:10:01 AM
orange-market-geyser$25.0012/10/2011 4:27:30 AM
SolarMoonshine$25.0012/10/2011 4:10:53 AM
Wilvara$25.0012/9/2011 7:55:32 PM
power-trophy7$50.0012/9/2011 7:25:34 PM
green-rate-futurist$25.0012/9/2011 6:43:24 PM
ITExec$60.0012/9/2011 5:58:58 PM
caprirolito$25.0012/9/2011 2:19:53 PM
Investor_DP$100.0012/9/2011 9:22:28 AM
zwd12$50.0012/8/2011 12:46:25 PM
deal-searcher1$25.0012/8/2011 11:08:18 AM
let_me_retire$25.0012/7/2011 12:11:31 PM
papaloha$25.0012/7/2011 9:06:22 AM
unforgettable-wealth4$50.0012/6/2011 4:24:33 PM
graceful-IRAinvestment$60.0012/2/2011 5:42:57 PM
larryboy10$25.0012/2/2011 9:51:48 PM
vibrant-trade8$35.0012/2/2011 12:10:57 PM
affluence-generator2$100.0012/2/2011 12:07:09 PM
Pulchritudinous$25.0012/2/2011 7:59:40 AM
enterprising-credit2$25.0012/1/2011 4:21:11 PM
the-hope-workhorse$50.0012/1/2011 3:43:42 PM
economy-shrubbery6$25.0012/1/2011 11:46:13 AM
nimble-revenue5$50.0011/30/2011 9:08:08 AM
vutah$25.0011/30/2011 11:27:44 AM
nimble-revenue5$50.0011/30/2011 9:08:40 AM
tech310$50.0011/30/2011 11:51:18 PM
fountain355$25.0012/1/2011 4:42:04 AM
heart514$25.0012/2/2011 7:53:03 PM
greencat$50.0012/5/2011 1:14:00 PM
worthy-bid8$50.0012/7/2011 9:29:58 AM
truth-companion$100.0012/8/2011 1:09:57 PM
Whipster$50.0012/8/2011 4:17:17 PM
pujols8996$50.0012/9/2011 5:17:11 PM
euro-banker$25.0012/9/2011 5:22:19 PM
capital-halo1$1,000.0012/9/2011 5:31:32 PM
loss-of-control$100.0012/9/2011 6:44:29 PM
finance-prescription$100.0012/9/2011 5:36:56 PM
burgeoning-silver$25.0012/9/2011 6:52:19 PM
rate-sceptre$25.0012/9/2011 7:44:51 PM
irrelevant$50.0012/9/2011 10:26:31 PM
wise-abundant-hope$25.0012/9/2011 10:58:22 PM
HHP$100.0012/10/2011 12:16:23 PM
lender-inc$39.4012/10/2011 5:19:26 PM
sgmm330$25.0012/10/2011 8:11:28 PM
DBoys$50.0012/11/2011 6:37:34 AM
top-historic-peso$25.0012/11/2011 12:37:53 PM
itsmaj$25.0012/11/2011 9:51:37 PM
jstefans$25.0012/12/2011 12:55:36 AM
blue-goal-deal$25.0012/12/2011 9:14:50 AM
rvfbroker$25.0012/12/2011 9:10:48 AM
gods_favored$50.0012/12/2011 11:16:20 AM
gain-equator$25.0012/12/2011 3:12:37 PM
economy-shrubbery6$25.0012/12/2011 5:08:44 PM
HamachiMan$50.0012/12/2011 8:24:31 PM
wwwUniversal$25.0012/12/2011 10:21:33 PM
the-hope-workhorse$40.0012/13/2011 8:22:29 AM
the-laudable-peso$50.0012/13/2011 8:15:47 AM
scoobiedoo$25.0012/13/2011 9:30:26 AM
sjc224$25.0012/13/2011 4:20:07 PM
MASinVestment$50.0012/13/2011 4:47:41 PM
jgar_O$25.0012/13/2011 5:10:50 PM
blue-radiant-economy$200.0012/14/2011 12:01:16 AM
84 Investments
 
Borrower Payment Dependent Notes Series 541858
This series of Notes was issued and sold upon the funding of the borrower loan #58042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-21-2011 
Term: 60 months Listing End date:  Dec-24-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $325.19
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1989 Debt/Income ratio: Not calculated
Credit score: 800-819 (Nov-2011) Inquiries last 6m: 2Employment status:Not employed
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:3y 11m
Amount delinquent: $191 Total credit lines: 24Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $656 
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: nurse089 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $1366
Monthly expenses: $
Housing: $0
Insurance: $150
Car expenses: $0
Utilities: $50-150
Phone, cable, internet: $130
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $120
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
integrity-parsec$75.0012/22/2011 1:50:41 PM
well-mannered-income3$30.0012/22/2011 2:56:11 PM
nshabani6$25.0012/22/2011 2:57:55 PM
suave-dime6$25.0012/22/2011 5:30:36 PM
happy-return4$50.0012/22/2011 5:30:52 PM
hyrolln$26.0012/22/2011 6:33:34 PM
zone6$60.5812/22/2011 6:47:18 PM
deal-thinker7$50.0012/23/2011 4:34:29 AM
ZOOOM$25.0012/23/2011 7:24:15 AM
ommcd$25.0012/23/2011 9:14:37 AM
kind-credit-bear$37.0512/23/2011 10:43:49 AM
SunnyMoney$25.0012/23/2011 12:07:52 PM
dollardave$50.0012/23/2011 10:16:46 AM
1point21gigawatts$25.0012/23/2011 4:20:46 PM
calimanusa$30.0012/24/2011 1:37:39 AM
tranquil-credit0$35.0012/24/2011 5:40:30 AM
jga516$25.0012/24/2011 7:27:37 AM
ccclaireee333$35.0012/24/2011 9:49:34 AM
desertoasis$25.0012/24/2011 10:56:54 AM
income-motor4$25.0012/24/2011 11:53:48 AM
zone8$100.0012/24/2011 12:06:05 PM
ursus$27.0012/24/2011 12:17:49 PM
MrBailey$25.0012/24/2011 12:25:14 PM
economy-coup$50.0012/24/2011 12:26:48 PM
SKOAL$25.0012/24/2011 12:29:33 PM
Mariner3605$25.0012/24/2011 12:19:19 PM
monster4$50.0012/24/2011 12:31:37 PM
cash-reaction2$50.0012/24/2011 12:33:09 PM
silver-wonder278$25.0012/24/2011 12:28:05 PM
Wellman$25.0012/24/2011 12:30:03 PM
shrewd-peace7$25.0012/24/2011 12:36:08 PM
principal-cooker2$25.0012/24/2011 12:36:53 PM
astute-wealth8$25.0012/22/2011 11:28:21 AM
intelligent-repayment8$2,000.0012/22/2011 10:23:22 AM
bellaquito$1,200.0012/22/2011 10:21:08 AM
compassion-expert$25.0012/22/2011 9:47:51 AM
red-power-pecan$50.0012/22/2011 9:37:18 AM
Comoparklender$25.0012/22/2011 9:31:20 AM
prohelper$25.0012/22/2011 9:21:02 AM
gallant-economy9$50.0012/21/2011 5:54:26 PM
riproaringrapids$25.0012/21/2011 5:35:34 PM
truth-companion$25.0012/21/2011 5:21:32 PM
Megaton$25.0012/21/2011 3:43:19 PM
high_flyer$50.0012/21/2011 10:09:13 AM
ricklip$100.0012/21/2011 9:23:41 AM
miked8303$25.0012/21/2011 9:08:42 AM
cash-reaction2$25.0012/24/2011 12:33:30 PM
social-cocktail1$200.0012/24/2011 12:44:30 PM
melodious-fairness$25.0012/24/2011 12:38:04 PM
CAGE-Investments$25.0012/24/2011 12:47:06 PM
forthright-trade$25.0012/24/2011 12:39:56 PM
dedicated-transaction796$25.0012/24/2011 12:48:04 PM
rescue$100.0012/24/2011 12:50:43 PM
robust-trade$25.0012/24/2011 12:50:55 PM
Katburg$25.0012/24/2011 12:42:44 PM
engrossing-responsibility0$50.0012/24/2011 12:52:46 PM
KLCRAY$25.0012/24/2011 12:54:19 PM
life-is-great$25.0012/24/2011 12:47:33 PM
golden-cat$25.0012/24/2011 12:47:45 PM
progressive-economy261$400.0012/24/2011 12:54:43 PM
saffron4$25.0012/24/2011 12:55:25 PM
Eudyptes$25.0012/24/2011 12:56:44 PM
sdkevin$25.0012/24/2011 12:50:16 PM
rcm87$50.0012/24/2011 12:58:09 PM
worldly-community3$50.0012/24/2011 12:58:27 PM
vibraphone3$25.0012/24/2011 12:59:01 PM
moola-wildebeest3$50.0012/24/2011 1:00:15 PM
proud-pound4$25.0012/24/2011 1:00:48 PM
the-dollar-topper$150.0012/24/2011 12:53:31 PM
payout-achievement$50.0012/24/2011 1:03:48 PM
haplender$50.0012/24/2011 12:54:52 PM
imoutdoorsy$25.0012/24/2011 1:02:50 PM
payment-pursuit3$25.0012/24/2011 1:04:47 PM
helpinghand63$25.0012/24/2011 12:56:32 PM
fervent-repayment$50.0012/24/2011 12:56:50 PM
inventive-exchange$25.0012/24/2011 12:58:06 PM
rhin0cerx$50.0012/24/2011 12:58:23 PM
tornandfrayed$25.0012/24/2011 12:59:21 PM
CalBear08$25.0012/24/2011 1:03:36 PM
miamibeachloaner$25.0012/24/2011 1:05:09 PM
market-jam$50.0012/24/2011 1:05:42 PM
Investor_DP$100.0012/21/2011 9:40:00 AM
InvestorPartners$25.0012/21/2011 9:39:39 AM
economy-shrubbery6$25.0012/21/2011 10:26:34 PM
mercuriant$25.0012/22/2011 9:33:31 AM
trade-beeper4$25.0012/22/2011 9:44:33 AM
orange-preeminant-bill$25.0012/22/2011 9:52:41 AM
Weaverville$25.0012/22/2011 9:59:21 AM
blissful-finance7$54.4912/22/2011 3:09:08 PM
payout-thinker7$25.0012/22/2011 5:10:37 PM
unbelievable-exchange$100.0012/22/2011 5:16:41 PM
secobarbital$100.0012/22/2011 5:40:29 PM
greenback-investor7$200.0012/22/2011 6:19:09 PM
Dubbs360$250.0012/22/2011 8:05:37 PM
radforj22$25.0012/22/2011 8:51:04 PM
NorthernFunds$50.0012/22/2011 11:39:14 PM
ethical-truth211$200.0012/23/2011 4:48:04 AM
hopeful-silver5$25.0012/23/2011 7:19:59 AM
Bob450$30.0012/23/2011 7:04:47 AM
Silverling6$25.0012/23/2011 8:10:53 AM
diplomatic-wealth7$25.0012/23/2011 9:16:48 AM
lovely-order7$25.0012/23/2011 9:12:51 AM
wwwUniversal$25.0012/23/2011 9:25:17 AM
FASTIZIO_P$25.0012/23/2011 9:31:16 AM
point$50.0012/23/2011 9:52:44 AM
credit-sycamore4$100.0012/23/2011 12:13:13 PM
genuine-loan0$25.0012/23/2011 2:21:29 PM
YosemiteSam$25.0012/24/2011 5:24:41 AM
loyalty-czar$25.0012/24/2011 5:53:25 AM
the-silver-blaster$100.0012/24/2011 5:58:32 AM
real-return$25.0012/24/2011 10:03:55 AM
money-surge1$25.0012/24/2011 12:11:51 PM
oreyedoc$27.0012/24/2011 12:11:19 PM
nimble-revenue5$50.0012/24/2011 12:11:27 PM
handshake5$100.0012/24/2011 12:17:13 PM
magnitude787$25.0012/24/2011 12:19:47 PM
reward-adventure$50.0012/24/2011 12:28:17 PM
IIP77$25.0012/24/2011 12:31:20 PM
asiaratt$48.0012/24/2011 12:34:34 PM
Scoote2912$25.0012/24/2011 12:48:49 PM
Miklot$30.0012/24/2011 12:49:37 PM
Kaj$25.0012/24/2011 12:50:59 PM
Cai8899$50.0012/24/2011 12:51:37 PM
exciting-loyalty3$50.0012/24/2011 12:52:00 PM
thelovebug$100.0012/24/2011 12:52:55 PM
finance-mushroom$200.0012/24/2011 12:45:50 PM
davisfl$25.0012/24/2011 12:48:34 PM
bid-czar8$100.0012/24/2011 12:56:52 PM
shmb6508$50.0012/24/2011 12:57:29 PM
nodrivelpls$25.0012/24/2011 12:57:30 PM
marketplace-hut9$25.0012/24/2011 12:58:48 PM
finance-prescription$100.0012/24/2011 12:51:51 PM
ah-long$25.0012/24/2011 1:00:25 PM
hard-working-loot$50.0012/24/2011 1:01:57 PM
apostle901$25.0012/24/2011 12:55:41 PM
MadHun$122.0012/24/2011 1:05:07 PM
Learning2Lend$25.0012/24/2011 12:59:53 PM
important-openness1$100.0012/24/2011 1:00:32 PM
best-charming-leverage$50.0012/24/2011 1:03:03 PM
treasure-widget$7.8812/24/2011 1:08:30 PM
140 Investments
 
Borrower Payment Dependent Notes Series 541894
This series of Notes was issued and sold upon the funding of the borrower loan #57589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1975 Debt/Income ratio: 2%
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:11y 4m
Amount delinquent: $0 Total credit lines: 10 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $715Stated income:$100,000+
Delinquencies in last 7y: 11 Bankcard utilization: 105%  
   Homeownership: No  
Screen name: dollar-cocktail5 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for engagement ring
Purpose of loan:
This loan will be used to...get engagement ring

My financial situation:
I am a good candidate for this loan because...because I make good money and will be able to pay this off


Monthly net income: $ 130000
Monthly expenses: $ 1000
Housing: $ 1595
Insurance: $ 55
Car expenses: $ 0
Utilities: $ 60
Phone, cable, internet: $ 100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.0012/15/2011 10:03:04 AM
worth-blanket2$3,900.0012/15/2011 9:56:20 AM
the-hope-workhorse$75.0012/15/2011 12:28:30 PM
3 Investments
 
Borrower Payment Dependent Notes Series 541998
This series of Notes was issued and sold upon the funding of the borrower loan #58113, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-25-2011 
Term: 36 months Listing End date:  Dec-25-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Oct-2003 Debt/Income ratio: 25%
Credit score: 680-699 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,869Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: wise-benefit-dojo Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate debt.

My financial situation:
I am a good candidate for this loan because if you review my credit history I have never been late on a single payment. Majority of my debt I received after buying my first home and had unforeseen large home expenses but looking forward to the new year to get out of this debt.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Whipster$40.0012/25/2011 12:01:53 PM
marinbb$26.0012/25/2011 12:06:56 PM
jkeller4000$25.0012/25/2011 12:10:24 PM
vutah$25.0012/25/2011 12:08:19 PM
worth-blanket2$3,900.0012/25/2011 12:10:43 PM
5 Investments
 
Borrower Payment Dependent Notes Series 542018
This series of Notes was issued and sold upon the funding of the borrower loan #58378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jun-2000 Debt/Income ratio: 27%
Credit score: 700-719 (Nov-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:11y 9m
Amount delinquent: $0 Total credit lines: 15 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,828Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: ajtriolo1979 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... Pay my high interest credit card bill
My financial situation: I am Employed Full time and have a good steady income
I am a good candidate for this loan because... I pay my bills on time and I have a good credit score

Monthly net income: $ 3046
Monthly expenses (Housing, auto, utilities, etc.): $ 2500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/12/2011 5:16:33 PM
SolarMoonshine$25.0012/12/2011 5:25:51 PM
SFBank$50.0012/12/2011 6:36:45 PM
skillful-asset5$30.0012/13/2011 9:01:34 AM
bid-stockpiler1$50.0012/13/2011 3:49:48 PM
jkeller4000$25.0012/13/2011 5:22:07 PM
queentut$52.2612/14/2011 7:07:55 PM
let_me_retire$50.0012/14/2011 7:14:13 PM
loss-of-control$100.0012/15/2011 5:40:15 PM
diversification-maple1$25.0012/16/2011 3:04:46 AM
Core-Marketing$25.0012/16/2011 4:10:23 AM
papaloha$25.0012/16/2011 6:51:01 PM
flaguynice$25.0012/17/2011 3:36:27 PM
autonomous-truth$50.0012/17/2011 11:28:25 PM
useful-cash043$500.0012/19/2011 6:51:18 PM
DHolly$31.0012/20/2011 5:47:38 AM
GElender$25.0012/20/2011 6:12:09 AM
pathcrx$25.0012/20/2011 6:34:14 AM
payment-halo$25.0012/20/2011 6:20:15 PM
cattlebaron$25.0012/20/2011 11:30:57 PM
R3vXX$25.0012/21/2011 5:29:37 AM
TravisMcGee$25.0012/21/2011 4:21:32 PM
golden-velocity9$25.0012/21/2011 6:43:59 PM
economy-shrubbery6$25.0012/21/2011 10:26:12 PM
nethawk00$25.0012/22/2011 9:19:14 AM
platinum-zoo4$25.0012/22/2011 3:14:05 PM
bright-exchange$25.0012/22/2011 5:28:50 PM
orange-pound-party$35.0012/23/2011 6:32:22 AM
Bank42$25.0012/24/2011 5:01:08 AM
2grindstones$25.0012/24/2011 9:45:10 AM
mammalian4$25.0012/24/2011 3:06:15 PM
managedfund$462.8012/24/2011 3:22:53 PM
Something-Corporate$25.0012/12/2011 5:22:36 PM
vutah$25.0012/12/2011 5:32:39 PM
goodhearted-generosity511$30.0012/12/2011 5:44:35 PM
heart514$25.0012/12/2011 7:27:45 PM
blue-radiant-economy$200.0012/13/2011 11:36:11 PM
camaraderi-aspen$100.0012/14/2011 12:47:42 PM
social-heart$25.0012/14/2011 5:35:18 PM
social-heart$25.0012/14/2011 5:35:02 PM
Interloper$25.0012/15/2011 12:07:42 PM
riveting-credit5$50.0012/17/2011 8:21:28 AM
vine99$65.0012/17/2011 9:20:32 AM
Bcs-cnc$25.0012/18/2011 7:33:54 AM
ethical-truth211$300.0012/19/2011 10:38:22 AM
nickel_finder$25.0012/19/2011 8:22:19 PM
Valley-of-the-Dollar$25.0012/19/2011 8:44:15 PM
money-booster2$50.0012/19/2011 10:23:55 PM
helpful-loan245$25.0012/20/2011 9:54:13 AM
R3vXX$25.0012/20/2011 10:20:07 AM
zone6$100.0012/20/2011 8:50:33 PM
pureliquidhw$25.0012/20/2011 7:08:13 PM
greencat$50.0012/21/2011 7:14:21 AM
poorboy18$25.0012/21/2011 7:58:41 AM
digitaldan$30.0012/21/2011 7:14:42 PM
houli123$25.0012/22/2011 4:17:08 AM
Land_on_your_feet$25.0012/22/2011 10:39:23 AM
Yaout$75.0012/22/2011 9:09:52 PM
kindness-ace1$50.0012/22/2011 11:32:27 PM
kindness-ace1$50.0012/22/2011 10:26:16 PM
nextar$38.9412/23/2011 5:57:46 AM
x32248$25.0012/23/2011 6:24:01 AM
droopie1$25.0012/23/2011 11:38:20 AM
forthright-trade$25.0012/23/2011 11:48:59 AM
evergreen16$50.0012/23/2011 5:09:16 PM
kind-diligent-coin$25.0012/23/2011 2:16:23 PM
adaptable-capital$250.0012/23/2011 6:06:31 PM
cd3333$25.0012/24/2011 12:24:46 AM
leverage-monger$25.0012/24/2011 8:39:16 AM
reasonable-currency$25.0012/24/2011 9:55:59 AM
ccclaireee333$25.0012/24/2011 10:27:35 AM
71 Investments
 
Borrower Payment Dependent Notes Series 542144
This series of Notes was issued and sold upon the funding of the borrower loan #58250, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $493.65
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-2000 Debt/Income ratio: 39%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:11y 8m
Amount delinquent: $0 Total credit lines: 21 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,423Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: self-reliant-truth9 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate and home improvent.
Purpose of loan: Paid off some of my credit card and home improvement.
This loan will be used to...Paid off and cancel some credit card and home improvement.

My financial situation: Stable
I am a good candidate for this loan because...Becauses always and paid my biils on time.


Monthly net income: $2,800
Monthly expenses: $200
Housing: $
Insurance: $195.00
Car expenses: $348
Utilities: $200
Phone, cable, internet: $180
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $650
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
selector568$300.0012/28/2011 9:14:26 AM
worth-blanket2$13,950.0012/28/2011 9:15:42 AM
AndChicksforFree$25.0012/28/2011 9:10:50 AM
jkeller4000$25.0012/28/2011 9:05:47 AM
one-midas$25.0012/28/2011 9:15:26 AM
5 Investments
 
Borrower Payment Dependent Notes Series 542162
This series of Notes was issued and sold upon the funding of the borrower loan #57791, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-02-2011 
Term: 36 months Listing End date:  Dec-06-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $120.25
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1986 Debt/Income ratio: 13%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 7 / 8Length of status:0y 3m
Amount delinquent: $44,879 Total credit lines: 26 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,865Stated income:$75,000-$99,999
Delinquencies in last 7y: 31 Bankcard utilization: 75%  
   Homeownership: Yes  
Screen name: open-minded-duty2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $6245.00
Monthly expenses: $3200
Housing: $1300.00
Insurance: $60.00
Car expenses: $500.00
Utilities: $140.00
Phone, cable, internet: $150
Food, entertainment: $800.00
Clothing, household expenses: $100.00
Credit cards and other loans: $150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
finance-mushroom$200.0012/6/2011 5:05:45 PM
worthy-bid8$50.0012/6/2011 5:07:03 PM
scrappy-diversification7$1,488.7312/6/2011 5:08:12 PM
suave-dime6$25.0012/6/2011 3:19:36 PM
duty-explosion9$50.0012/6/2011 2:06:29 PM
affluence-generator2$100.0012/6/2011 10:50:28 AM
roux$25.0012/6/2011 9:26:40 AM
happy-return4$25.0012/5/2011 1:25:34 PM
ultimate-peace$25.0012/2/2011 10:18:11 AM
SolarMoonshine$25.0012/2/2011 10:04:57 AM
brazilofmux$100.0012/2/2011 9:41:28 AM
economy-shrubbery6$25.0012/2/2011 9:47:47 AM
heart514$25.0012/2/2011 7:53:26 PM
finance-prescription$100.0012/3/2011 8:33:53 AM
otherwisedisposed$50.0012/4/2011 8:39:47 PM
ivadood$50.0012/5/2011 2:54:39 PM
IIP77$25.0012/5/2011 5:06:55 PM
tenacious-capital3$26.2712/5/2011 5:05:58 PM
nimble-revenue5$50.0012/5/2011 5:35:03 PM
timbob$100.0012/5/2011 6:01:08 PM
shrewd-peace7$25.0012/6/2011 9:12:19 AM
red-power-pecan$50.0012/6/2011 9:19:40 AM
Wellman$25.0012/6/2011 9:28:18 AM
spitzbergen$25.0012/6/2011 9:45:08 AM
vibrant-trade8$35.0012/6/2011 9:14:29 AM
duty-explosion9$50.0012/6/2011 2:02:04 PM
Forlio$50.0012/6/2011 2:42:20 PM
mlj0671$25.0012/6/2011 9:44:51 AM
principal-cooker2$100.0012/6/2011 5:05:50 PM
vibraphone3$25.0012/6/2011 5:06:11 PM
money-surge1$25.0012/6/2011 5:07:15 PM
31 Investments
 
Borrower Payment Dependent Notes Series 542168
This series of Notes was issued and sold upon the funding of the borrower loan #57729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-17-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $118.03
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1996 Debt/Income ratio: 29%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 10Length of status:6y 9m
Amount delinquent: $0 Total credit lines: 30 Occupation: Food Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,748Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: No  
Screen name: beermouth Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 18 ( 100% ) 700-719 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
640-659 (Feb-2008)
640-659 (Jan-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 18  
Description
consolidate credit cards
Purpose of loan:
This loan will be used to.. consolidate debt to one easy low payment.

My financial situation:
I am a good candidate for this loan because... I have borrowed from Prosper before and the loan was payed off ahea of schedule.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$35.0212/17/2011 12:02:27 PM
AndChicksforFree$50.0012/17/2011 12:15:20 PM
dime-sprout$25.0012/17/2011 12:17:33 PM
sturdy-value9$25.0012/17/2011 12:19:18 PM
riproaringrapids$25.0012/17/2011 12:28:05 PM
DadWarbucks$25.0012/17/2011 12:19:37 PM
riproaringrapids$25.0012/17/2011 12:32:46 PM
healthy-rate3$50.0012/17/2011 12:48:34 PM
unbelievable-exchange$100.0012/17/2011 12:53:37 PM
nbah123$50.0012/17/2011 2:17:31 PM
sflash$25.0012/17/2011 1:18:49 PM
The-Helper$30.0012/17/2011 3:40:20 PM
the-silver-blaster$50.0012/17/2011 1:24:16 PM
careful-note$50.0012/17/2011 3:27:08 PM
Feyenoord$30.0012/17/2011 5:48:06 PM
YesMoney$25.0012/17/2011 10:34:32 PM
Supermodeler$200.0012/17/2011 10:49:23 PM
natdwg$30.0012/18/2011 11:44:54 AM
well-mannered-income3$30.0012/18/2011 9:21:56 AM
janeybooboo$75.0012/18/2011 12:08:50 PM
selvamfinance$25.0012/18/2011 12:24:32 PM
camaraderi-aspen$200.0012/18/2011 12:27:17 PM
aneley777$25.0012/18/2011 12:42:09 PM
timbob$100.0012/18/2011 12:47:07 PM
Mrs-Honeydew$25.0012/18/2011 1:46:26 PM
Quality_Matters$100.0012/18/2011 9:25:50 PM
KCEnterprises$25.0012/18/2011 5:14:07 PM
optionscashflow$25.0012/18/2011 11:32:32 PM
MissionMicroFinance$25.0012/18/2011 7:02:15 PM
reward-excellency1$25.0012/18/2011 7:44:28 PM
Hiro07$25.0012/19/2011 5:01:47 AM
nimble-money086$25.0012/18/2011 7:17:10 PM
focused-investment442$27.3712/18/2011 9:13:21 PM
BankofPete$25.0012/19/2011 7:03:32 AM
serene-capital$35.0012/19/2011 2:10:25 AM
generous-deal6$50.0012/19/2011 2:41:33 AM
money-booster2$50.0012/19/2011 8:04:41 AM
first-serene-credit$25.0012/18/2011 10:40:59 PM
Schwamie$25.2212/19/2011 5:53:53 AM
best-magical-dollar$25.0012/19/2011 7:00:19 AM
dreamhope$25.0012/19/2011 8:01:44 AM
Starica$500.0012/19/2011 8:58:50 AM
Southbay96$36.0012/19/2011 9:31:39 AM
MonkeyB$50.0012/19/2011 9:13:39 AM
houli123$500.0012/19/2011 9:29:02 AM
blue-lively-platinum$25.0012/17/2011 12:07:19 PM
AFairDeal$25.0012/17/2011 12:12:52 PM
gravbox$25.0012/17/2011 12:14:14 PM
Sneezie$100.0012/17/2011 12:15:42 PM
indomitable-coin$25.0012/17/2011 12:22:30 PM
heart514$25.0012/17/2011 12:43:07 PM
kenji4861$25.0012/17/2011 12:46:52 PM
new-marketplace-lyrics$25.0012/17/2011 12:37:54 PM
Asgardian$35.0012/17/2011 2:11:27 PM
careful-note$100.0012/17/2011 3:17:44 PM
ansky127$28.2512/17/2011 10:02:54 PM
graceful-IRAinvestment$53.0012/17/2011 5:20:07 PM
riproaringrapids$25.0012/18/2011 12:06:38 AM
jpaulnyc$100.0012/18/2011 4:42:32 AM
FinanceEngine$40.0012/18/2011 8:16:55 AM
thankful-nickel2$25.0012/18/2011 6:59:13 AM
heerzaquestion$25.0012/18/2011 8:19:05 AM
Winged_Inspirations$50.0012/18/2011 5:04:48 AM
contract-student2$60.0012/18/2011 6:50:19 AM
cerebral-auction950$100.0012/18/2011 9:10:20 AM
DoctorJoe$25.0012/18/2011 10:01:25 AM
income-banjo$50.0012/18/2011 12:10:10 PM
unforgettable-wealth4$50.0012/18/2011 12:20:59 PM
life-is-great$25.0012/18/2011 12:39:41 PM
britgsb$30.0012/18/2011 12:47:26 PM
commanding-treasure2$50.0012/18/2011 12:36:29 PM
unassuming-generosity$25.0012/18/2011 12:50:20 PM
currency-bumblebee$50.0012/18/2011 5:08:35 PM
rajs$150.0012/18/2011 6:31:07 PM
greenwell$50.0012/18/2011 6:23:40 PM
asset-producer1$50.0012/18/2011 6:48:32 PM
WorkingTA$30.0012/18/2011 8:01:33 PM
jsnryn$58.0012/19/2011 6:09:55 AM
a_andy$25.0012/18/2011 11:00:56 PM
hope-hickory8$25.0012/19/2011 7:44:10 AM
EretzCapital$50.0012/19/2011 8:33:35 AM
leverage-monger$25.0012/19/2011 6:36:49 AM
EarlyRiser$200.0012/19/2011 7:34:49 AM
igniter584$50.0012/19/2011 7:07:55 AM
igniter584$50.0012/19/2011 9:04:30 AM
brazilofmux$98.1412/19/2011 9:41:35 AM
86 Investments
 
Borrower Payment Dependent Notes Series 542178
This series of Notes was issued and sold upon the funding of the borrower loan #57989, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-12-2011 
Term: 12 months Listing End date:  Dec-13-2011 
 
Lender yield: 6.03% Borrower rate/APR: 7.03% / 14.66% Monthly payment: $216.35
 
Lender servicing fee: 1.00% Effective Yield*: 6.02%  
Estimated return*: 2.22%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1998 Debt/Income ratio: 21%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:7y 4m
Amount delinquent: $0 Total credit lines: 21 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,076Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: takingresponsibility Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Single credit card payoff
Purpose of loan:
I have one credit card, would like to pay it off.

My financial situation:
I'm employed, my credit is good, I pay my bills promptly, and plan to pay off this loan sooner than the loan calls for.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MicroLender357$25.0012/12/2011 5:05:22 PM
igniter584$25.0012/12/2011 5:11:46 PM
AFairDeal$25.0012/12/2011 5:26:49 PM
TikPmp1$25.0012/12/2011 5:26:27 PM
bb575$50.0012/12/2011 5:23:23 PM
TGGGGGGGGGGGGGGG$50.0012/12/2011 5:41:16 PM
QuidWilson$25.0012/12/2011 5:34:21 PM
phenomenal-gain5$25.0012/12/2011 7:39:09 PM
asset-producer1$100.0012/12/2011 8:02:12 PM
capital-financier6$25.0012/12/2011 9:06:50 PM
first-cordial-funds$25.0012/13/2011 6:44:40 AM
capital-champion1$30.0012/13/2011 9:06:00 AM
loan-rider7$25.0012/13/2011 8:00:13 AM
extraordinary-silver5$25.0012/13/2011 9:43:42 AM
Bank42$25.0012/13/2011 10:25:37 AM
authentic-kindness1$25.0012/13/2011 10:25:46 AM
indomitable-coin$25.0012/13/2011 9:35:35 AM
commanding-treasure2$50.0012/13/2011 10:59:56 AM
wealth-infusion6$200.0012/13/2011 12:30:54 PM
money-booster2$100.0012/13/2011 1:05:34 PM
the-bright-velocity$25.0012/13/2011 2:26:29 PM
authoritative-loot$25.0012/13/2011 3:35:42 PM
skillful-diversification2$25.0012/13/2011 5:16:21 PM
MASinVestment$60.5612/13/2011 4:34:00 PM
spaceborne$25.0012/13/2011 5:30:00 PM
social-heart$25.0012/13/2011 5:15:42 PM
mad-scientist418$25.0012/13/2011 5:40:19 PM
contract-shakespeare$200.0012/13/2011 8:03:55 PM
jennifer55126$25.0012/12/2011 5:05:24 PM
Bendistraw$25.0012/12/2011 5:10:29 PM
blot44$25.0012/12/2011 7:47:30 PM
heart514$25.0012/12/2011 7:27:46 PM
bonus-animal4$25.0012/12/2011 7:44:33 PM
lowrater$50.8012/12/2011 10:57:00 PM
Pickmar$25.0012/13/2011 5:38:18 AM
singletrck$25.0012/13/2011 8:56:56 AM
engaging-worth$25.0012/13/2011 7:24:39 AM
secureincome$250.0012/13/2011 7:28:36 AM
IPG1$25.0012/13/2011 9:26:10 AM
aliasqalias$25.0012/13/2011 11:55:29 AM
coin-flower1$25.0012/13/2011 1:44:52 PM
golden-velocity9$50.0012/13/2011 11:28:27 AM
theogeer$25.0012/13/2011 12:18:55 PM
r48$48.0012/13/2011 4:21:55 PM
happy-loot3$200.0012/13/2011 2:16:18 PM
iem2509$25.0012/13/2011 4:43:44 PM
supernova719$25.0012/13/2011 5:05:54 PM
CoolPlexer$25.0012/13/2011 5:45:22 PM
Danylostefan$100.0012/13/2011 6:20:29 PM
contract-shakespeare$25.0012/13/2011 8:08:26 PM
ChrisProsper$60.6412/13/2011 8:27:27 PM
SCD$25.0012/13/2011 8:06:23 PM
52 Investments
 
Borrower Payment Dependent Notes Series 542208
This series of Notes was issued and sold upon the funding of the borrower loan #57858, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-05-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $400.83
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1996 Debt/Income ratio: 27%
Credit score: 820-839 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 16Length of status:19y 7m
Amount delinquent: $0 Total credit lines: 34 Occupation: Military Officer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,963Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 17%  
   Homeownership: Yes  
Screen name: euro-aviary Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Team Xcel
Purpose of loan: Purchase fitness equipment
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 100,000+
Monthly expenses: $ 3800
Housing: $1200
Insurance: $200
Car expenses: $500
Utilities: $200
Phone, cable, internet: $80
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $ 700
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
golden-velocity9$25.0012/5/2011 9:06:45 AM
WilliamLeeSims$25.0012/5/2011 11:15:27 AM
SFBank$50.0012/5/2011 5:08:21 PM
orange-impartial-asset$250.0012/5/2011 8:22:23 PM
moola-flag4$25.0012/6/2011 4:02:46 AM
associate36$25.0012/5/2011 5:28:20 PM
lowrater$50.8012/6/2011 7:46:23 AM
credit-coach118$30.4812/6/2011 8:49:27 AM
capitalelstiltskin2$100.0012/6/2011 10:31:07 AM
profit-powerplant$25.0012/6/2011 9:44:08 AM
unforgettable-wealth4$50.0012/6/2011 4:24:49 PM
first-friendly-listing$45.0012/6/2011 5:14:52 PM
papaloha$25.0012/7/2011 9:06:33 AM
interest88$28.0012/7/2011 2:43:36 PM
skillful-asset5$30.0012/8/2011 7:27:55 AM
108lender$200.0012/8/2011 8:27:07 AM
thomas16882004$25.0012/8/2011 10:56:21 AM
happy-return4$50.0012/8/2011 12:46:48 PM
truth-companion$100.0012/8/2011 1:10:07 PM
beest$70.1912/8/2011 2:13:25 PM
jkeller4000$25.0012/8/2011 3:39:15 PM
Starica$300.0012/8/2011 4:44:51 PM
BuildingShanghai$25.1412/8/2011 6:27:35 PM
transformer855$25.0012/8/2011 5:58:37 PM
jpblan11$25.0012/8/2011 7:19:52 PM
Megaton$25.0012/9/2011 3:56:54 PM
bid-stockpiler1$87.7612/9/2011 4:58:47 PM
well-mannered-income3$40.0012/9/2011 6:22:08 PM
loss-of-control$100.0012/9/2011 6:43:33 PM
riproaringrapids$25.0012/9/2011 8:02:40 PM
Stek7$25.0012/10/2011 6:16:47 AM
Kash2010lu$25.0012/10/2011 9:21:32 AM
red-power-pecan$50.0012/10/2011 12:32:18 PM
diplomatic-wealth7$25.0012/10/2011 12:43:01 PM
CalBear08$25.0012/10/2011 12:49:43 PM
dedication-magnolia9$25.0012/10/2011 1:53:38 PM
tremendous-yield8$25.0012/10/2011 1:23:29 PM
blue-lively-platinum$25.0012/10/2011 2:21:35 PM
dynrep$250.0012/11/2011 6:47:45 AM
fragonardlives$25.0012/11/2011 7:29:37 AM
VAGweilo$25.0012/11/2011 4:45:51 PM
natural-point1$25.0012/11/2011 5:02:14 PM
ready-interest9$25.0012/12/2011 9:24:54 AM
gjm6d$25.0012/12/2011 9:36:16 AM
CA-Lender$150.0012/12/2011 10:21:12 AM
wlm3012$50.0012/12/2011 7:07:17 PM
heart514$25.0012/12/2011 7:26:53 PM
HamachiMan$50.0012/12/2011 8:24:36 PM
Mark-7$50.0012/12/2011 9:38:01 PM
DadsHaudiService$60.0012/12/2011 11:31:04 PM
buffalobills$25.0012/13/2011 7:35:12 AM
Agonbiew$50.0012/13/2011 9:11:56 AM
enchanted-diversification496$25.0012/13/2011 9:39:46 AM
useful-cash043$300.0012/13/2011 7:18:41 PM
Iwillhuntyoudown$25.0012/13/2011 8:04:21 PM
orange-impartial-asset$50.0012/13/2011 9:38:41 PM
photon8$25.0012/13/2011 9:56:23 PM
blue-radiant-economy$100.0012/14/2011 1:15:18 AM
credit-maverick1$50.0012/14/2011 5:26:36 AM
wealth-infusion6$50.0012/13/2011 10:09:38 PM
mlj0671$25.0012/14/2011 7:00:42 AM
houli123$25.0012/14/2011 7:38:54 AM
Starica$200.0012/14/2011 12:44:52 PM
graceful-IRAinvestment$53.0012/14/2011 11:38:39 AM
worth-viking$100.0012/14/2011 12:33:04 PM
payment-gusto$25.0012/14/2011 7:07:52 PM
spazermazer$25.0012/14/2011 7:13:33 PM
g8rtone$53.1812/14/2011 6:38:51 PM
Hedge-Fund$25.0012/14/2011 7:12:53 PM
wise-careful-greenback$25.0012/14/2011 9:16:32 PM
greenback-guard$25.0012/15/2011 5:09:04 AM
first-class-yield9$100.0012/15/2011 5:53:22 AM
tender-ore$25.0012/15/2011 7:51:02 AM
debtfreenow-82$32.8212/15/2011 8:00:08 AM
digitaldan$50.0012/15/2011 9:08:33 AM
beachfunder$25.0012/15/2011 7:32:31 AM
first-gold-plato$25.0012/15/2011 8:12:39 AM
evergreen16$200.0012/15/2011 8:50:37 AM
AEH_Now$25.0012/15/2011 9:46:09 AM
Firescreek$25.0012/15/2011 10:11:49 AM
trippd6$25.0012/15/2011 11:08:34 AM
green-safe-wampum$50.0012/15/2011 12:08:07 PM
ChrisProsper$51.5712/15/2011 1:18:41 PM
CO_Engineer$29.0012/15/2011 12:44:25 PM
heavenly-interest9$500.0012/5/2011 9:17:02 AM
vine99$50.0012/5/2011 8:19:23 PM
vutah$25.0012/5/2011 8:38:48 PM
RoZu_Lending$100.0012/6/2011 9:03:47 AM
LendingPimp$100.0012/5/2011 9:25:17 PM
radforj22$25.0012/6/2011 2:20:34 PM
finagler$25.0012/6/2011 4:46:05 PM
moola-flag4$26.7712/6/2011 8:09:48 PM
indianoven$25.0012/7/2011 8:29:35 AM
beachfunder$25.0012/7/2011 9:13:34 AM
HappyToLoan$30.0012/7/2011 10:05:48 AM
wise-repayment-seeker$25.0012/7/2011 1:12:51 PM
well-rounded-dinero$75.0012/7/2011 6:23:42 PM
loanman2007$100.0012/8/2011 5:48:02 AM
market-solstice2$25.0012/8/2011 5:36:19 PM
zone6$100.0012/9/2011 7:09:27 AM
TackingWindward$25.0012/9/2011 8:06:04 AM
Investor_DP$100.0012/9/2011 9:22:02 AM
deal-hickory5$100.0012/9/2011 11:14:34 PM
mercuriant$25.0012/10/2011 12:21:54 PM
Alittleluck$25.0012/10/2011 7:47:22 PM
midnight24$25.0712/11/2011 7:00:25 AM
unforgettable-wealth4$50.0012/11/2011 8:07:53 AM
ultimate-payment$25.0012/11/2011 12:08:12 PM
cattlebaron$200.0012/11/2011 11:34:20 AM
missing-link$25.0012/11/2011 12:07:16 PM
meers2000$31.3312/12/2011 5:00:36 AM
nimble-revenue5$50.0012/12/2011 9:18:54 AM
Tradesmanlender$25.0012/12/2011 9:24:35 AM
fortytwo$150.0012/12/2011 9:33:34 AM
InvestorPartners$25.0012/12/2011 9:34:27 AM
eveaclir$25.0012/12/2011 1:39:12 PM
jkeller4000$25.0012/12/2011 1:15:14 PM
friendinmoney$25.0012/12/2011 4:13:00 PM
economy-shrubbery6$25.0012/12/2011 5:08:50 PM
happy-return4$50.0012/12/2011 6:04:43 PM
BanqueDeFrance$100.0012/12/2011 5:44:21 PM
value-fortress3$50.0012/12/2011 7:23:17 PM
FL-Lender$31.0012/12/2011 8:57:47 PM
transparency-giant$50.0012/12/2011 9:37:41 PM
hitsman$50.0012/12/2011 10:13:06 PM
wwwUniversal$25.0012/12/2011 10:21:34 PM
Rip128$100.0012/13/2011 5:22:58 AM
loyalty-czar$36.6412/13/2011 8:06:34 AM
money-booster2$25.0012/13/2011 1:05:10 PM
lender2611$50.0012/13/2011 11:42:29 AM
sjc224$25.0012/13/2011 4:20:14 PM
MASinVestment$100.0012/13/2011 4:46:22 PM
MASinVestment$50.0012/13/2011 5:15:56 PM
bold-meteoric-justice$125.0012/13/2011 8:00:28 PM
the-laudable-peso$40.0012/14/2011 7:04:43 AM
thelovebug$100.0012/14/2011 9:18:31 AM
return-enthusiast1$25.0012/14/2011 9:30:46 AM
scarlet-velvet$25.0812/14/2011 10:01:38 AM
klend4$25.0012/14/2011 2:14:34 PM
orange-steady-payment$42.1712/14/2011 4:34:57 PM
beachfunder$25.0012/14/2011 2:14:27 PM
LateOneNight$100.0012/14/2011 4:45:02 PM
Reliance_Banker$25.0012/14/2011 5:30:52 PM
unassailable-listing3$100.0012/14/2011 6:29:33 PM
cogent$50.0012/14/2011 7:13:48 PM
autonomous-truth$150.0012/14/2011 11:27:00 PM
Bob450$25.0012/15/2011 6:50:59 AM
Enz0$1,000.0012/15/2011 6:16:27 AM
Banker_Joe$40.0012/15/2011 8:48:58 AM
wealth-safehouse9$25.0012/15/2011 8:22:50 AM
mybackyard$35.0012/15/2011 9:00:08 AM
trade-beeper4$25.0012/15/2011 9:46:16 AM
SecondChanceLendingSERV$25.0012/15/2011 10:08:17 AM
sweetlan$50.0012/15/2011 12:46:32 PM
autonomous-truth$100.0012/15/2011 10:33:32 AM
PeePaw$25.0012/15/2011 12:48:34 PM
156 Investments
 
Borrower Payment Dependent Notes Series 542244
This series of Notes was issued and sold upon the funding of the borrower loan #57495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-02-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $200.42
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-2006 Debt/Income ratio: 4%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 1 / 1Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 5 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: tranquil-currency Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help Me Straighten Things Out
I'm looking to pay off some old debts. A couple of years ago I took some time off to travel, and irresponsibly filled up my credit cards. When I got back, with the economy, I couldn't find a job and both my credit cards got charged off. I've had a job for a year now, been frugal, and paid off most of it. This has been stressing me out for a couple of years (!) and your loan would help me pay everything back, put it behind me, and start building my credit again.

I am a good candidate because I have a stable full-time job in a growing industry. I'm a Software Engineer, so in demand my company can't fill all of our vacancies. There?s no way I'm getting laid off, and if I move to a different job I'm almost guaranteed a massive raise.

Monthly net income: $3600 after taxes

Monthly expenses: About $1800 total

Housing: $1200
Insurance: $40
Car expenses: $100
All Utilities: $100
Food, entertainment: $300
Clothing, household expenses: $50
Other loans: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vibrant-trade8$35.0012/13/2011 5:37:23 PM
willinvest$25.0012/13/2011 8:00:56 PM
lender2611$50.0012/13/2011 5:43:19 PM
Haribelle$25.0012/13/2011 9:26:48 PM
bslavin$25.0012/13/2011 5:45:33 PM
wealth-infusion6$50.0012/13/2011 10:09:37 PM
zydeco337$25.0012/13/2011 5:59:28 PM
careful-note$50.0012/13/2011 11:19:37 PM
blue-radiant-economy$100.0012/14/2011 1:06:06 AM
wise-abundant-hope$25.0012/13/2011 6:39:27 PM
orange-preeminant-bill$25.0012/14/2011 3:36:10 AM
Starfin-Capital-Management$73.8912/14/2011 4:03:27 AM
Otagaini$25.0012/14/2011 4:31:07 AM
gold-fluffy-bunny4$35.0012/14/2011 4:51:00 AM
Mrs-Honeydew$25.0012/14/2011 5:10:49 AM
GElender$40.0012/14/2011 5:55:09 AM
burgeoning-generosity9$51.7912/14/2011 7:49:49 AM
generosity-battalion0$50.0012/14/2011 8:10:26 AM
shrewd-peace7$25.0012/14/2011 9:05:30 AM
shmb6508$38.0012/14/2011 9:05:36 AM
cbllender$34.0012/14/2011 9:03:19 AM
partyplan$25.0012/14/2011 6:41:08 AM
cberthiaume$25.0012/14/2011 9:05:27 AM
kaceymalone$25.0012/14/2011 7:24:54 AM
a-restless-dollar$25.0012/14/2011 8:13:40 AM
waterlogged39$50.0012/14/2011 9:05:00 AM
ultimate-payment$25.0012/13/2011 5:33:33 PM
CoffeyvilleKS$30.0012/13/2011 6:06:03 PM
Katburg$25.0012/13/2011 5:47:57 PM
nimble-revenue5$50.0012/13/2011 5:28:39 PM
interest-coyote$27.0012/13/2011 5:20:19 PM
postalwhiz$25.0012/13/2011 5:41:38 PM
spitzbergen$25.0012/13/2011 5:18:42 PM
wwwUniversal$25.0012/13/2011 5:40:56 PM
Comoparklender$25.0012/13/2011 5:14:40 PM
silver-birdie$100.0012/13/2011 5:06:38 PM
toblerone$25.0012/13/2011 5:18:54 PM
social-heart$25.0012/13/2011 5:15:41 PM
golden-cat$25.0012/13/2011 5:14:26 PM
asiaratt$50.0012/13/2011 5:08:57 PM
1willray$25.0012/13/2011 4:56:53 PM
MASinVestment$100.0012/13/2011 4:25:59 PM
haplender$50.0012/13/2011 1:48:05 PM
sjc224$25.0012/13/2011 4:20:10 PM
dough-souffle$25.0012/13/2011 2:19:23 PM
sevenbridges$25.0012/13/2011 1:55:34 PM
investment-tempo$25.0012/13/2011 11:55:24 AM
desertoasis$25.0012/13/2011 11:55:28 AM
missing-link$25.0012/13/2011 9:43:00 AM
Cromag$25.0012/13/2011 9:18:48 AM
musegaze$65.0012/13/2011 8:57:01 AM
a-finance-nirvana$25.0012/13/2011 2:29:39 AM
treasure-bliss$25.0012/13/2011 5:38:46 AM
transparency-giant$50.0012/12/2011 9:37:38 PM
Mark-7$50.0012/12/2011 9:38:00 PM
economy-shrubbery6$25.0012/12/2011 5:08:45 PM
sdcc72$25.0012/12/2011 4:39:37 PM
VesuvianMan$25.0012/12/2011 9:17:06 AM
moola-tulip1$30.0012/11/2011 1:44:25 PM
money-baron-Roth401k$50.0012/10/2011 8:05:57 AM
green-rate-futurist$100.0012/9/2011 6:45:27 PM
first-friendly-listing$25.0012/4/2011 10:44:09 AM
economy-shrubbery6$25.0012/2/2011 9:47:49 AM
brazilofmux$100.0012/2/2011 9:41:32 AM
graceful-IRAinvestment$60.0012/2/2011 5:43:01 PM
heart514$25.0012/2/2011 7:53:26 PM
otherwisedisposed$50.0012/4/2011 8:39:47 PM
papaloha$25.0012/7/2011 9:06:27 AM
red-power-pecan$50.0012/7/2011 9:36:13 AM
BradP$25.0012/7/2011 6:13:20 PM
skillful-asset5$25.0012/8/2011 7:40:24 AM
deal-searcher1$25.0012/8/2011 11:08:20 AM
Investor_DP$100.0012/9/2011 9:21:58 AM
kazanov$25.0012/9/2011 10:14:31 PM
blue-lively-platinum$25.0012/10/2011 2:21:24 PM
newest-phenomenal-dinero$50.0012/10/2011 2:48:57 PM
tallfund$50.0012/10/2011 9:37:50 PM
benefit-banshee$25.0012/11/2011 9:29:45 AM
truth-companion$25.0012/12/2011 5:25:54 PM
happy-return4$50.0012/12/2011 6:04:41 PM
value-fortress3$50.0012/12/2011 7:09:36 PM
cattlebaron$25.0012/12/2011 6:04:15 PM
HamachiMan$50.0012/12/2011 8:24:33 PM
loan-rider7$25.0012/13/2011 8:09:55 AM
the-laudable-peso$50.0012/13/2011 8:15:48 AM
SolarMoonshine$25.0012/13/2011 10:21:10 AM
renaissance168$30.0012/13/2011 12:10:31 PM
money-booster2$25.0012/13/2011 1:01:39 PM
stock106$25.0012/13/2011 1:18:51 PM
note-venture$50.0012/13/2011 10:59:57 AM
seeme4money$100.0012/13/2011 3:25:55 PM
gold-awakening7$42.7212/13/2011 3:21:20 PM
Kyileo$25.0012/13/2011 3:45:27 PM
debestof83$25.0012/13/2011 5:05:42 PM
value-fortress3$25.0012/13/2011 3:00:38 PM
diplomatic-wealth7$25.0012/13/2011 5:15:16 PM
orange-preeminant-bill$25.0012/13/2011 5:20:40 PM
SKOAL$25.0012/13/2011 5:19:37 PM
KLCRAY$25.0012/13/2011 5:29:31 PM
finance-prescription$100.0012/13/2011 5:10:02 PM
deal-hickory5$100.0012/13/2011 5:14:15 PM
MASinVestment$50.0012/13/2011 5:15:53 PM
exciting-loyalty3$50.0012/13/2011 5:17:53 PM
symbiosis$50.0012/13/2011 5:44:23 PM
CalBear08$25.0012/13/2011 5:31:54 PM
famous-ore2$50.0012/13/2011 5:36:18 PM
skillful-auction$75.0012/13/2011 6:47:57 PM
gristle_mcthornbody$25.0012/13/2011 6:31:43 PM
worthy-bid8$50.0012/13/2011 5:40:21 PM
prominence8$30.0012/13/2011 7:36:59 PM
tornandfrayed$25.0012/13/2011 5:42:25 PM
zeeexsixare$200.0012/13/2011 9:02:01 PM
finance-magma7$25.0012/13/2011 9:44:56 PM
IIP77$25.0012/13/2011 5:47:21 PM
five-star-order1$50.0012/13/2011 10:19:22 PM
nalaari$30.0012/14/2011 3:25:22 AM
Investor704$50.0012/13/2011 8:09:38 PM
intrepid-loot$25.0012/14/2011 6:02:12 AM
lokiswolf$25.0012/14/2011 6:57:49 AM
justsk8tingby$25.0012/14/2011 7:38:42 AM
citytreker$50.0012/14/2011 8:33:12 AM
income-rocker2$50.0012/14/2011 8:59:57 AM
renaissance168$30.0012/14/2011 7:01:15 AM
the-laudable-peso$40.0012/14/2011 7:04:40 AM
houli123$25.0012/14/2011 7:25:33 AM
125 Investments
 
Borrower Payment Dependent Notes Series 542262
This series of Notes was issued and sold upon the funding of the borrower loan #57462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-02-2011 
Term: 36 months Listing End date:  Dec-02-2011 
 
Lender yield: 30.77% Borrower rate/APR: 31.77% / 35.80% Monthly payment: $173.71
 
Lender servicing fee: 1.00% Effective Yield*: 28.96%  
Estimated return*: 12.46%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Nov-1990 Debt/Income ratio: 41%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 26 / 22Length of status:9y 8m
Amount delinquent: $0 Total credit lines: 76 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,603Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: blue-affluence-catapult Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Information
Purpose of loan:
This loan will be used to consolidate high intererst credit cards.
My financial situation: Stable. I work for the Federal Government
I am a good candidate for this loan because I have a steady income, and will receiving a large raise in 2012 of $500/month.

Monthly net income: 2350
Monthly expenses: $ 500
Housing: $0
Insurance: $80
Car expenses: $300
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $ 600
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
marinbb$26.0012/2/2011 9:05:15 AM
goodhearted-generosity511$30.0012/2/2011 10:48:57 AM
worth-blanket2$3,700.0012/2/2011 11:39:04 AM
vibrant-trade8$34.0012/2/2011 12:11:23 PM
Something-Corporate$25.0012/2/2011 9:28:43 AM
the-hope-workhorse$100.0012/2/2011 11:25:08 AM
economy-shrubbery6$25.0012/2/2011 9:47:50 AM
ore-leaper1$35.0012/2/2011 10:50:07 AM
Danjack_Capital$25.0012/2/2011 9:20:15 AM
9 Investments
 
Borrower Payment Dependent Notes Series 542272
This series of Notes was issued and sold upon the funding of the borrower loan #57723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-17-2011 
Term: 12 months Listing End date:  Dec-17-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $184.31
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2006 Debt/Income ratio: 14%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 7 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,580Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: No  
Screen name: wealth-visionary0 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto repair
Purpose of loan:
Auto repairs. I own a good trusty Acura but it's time for major maintenance and some replacements, I'd rather do this now than wait till something breaks down.

My financial situation:
I have two jobs with a constant stream of income. Supporting family members makes it diffcult for me to save big sums as there's always little things that demand attention and chip away at my savings, so if I had a monthly payment that'd be easier to manage.


Monthly net income: 3000-3500
Monthly expenses: 2500
Housing: 900
Insurance: 120
Car expenses: 100
Utilities: included
Phone, cable, internet: included
Food, entertainment: 300
Clothing, household expenses: 100-200
Credit cards and other loans: 300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/17/2011 12:07:35 PM
Finchy78$25.9712/17/2011 12:09:53 PM
secureincome$500.0012/17/2011 12:12:19 PM
AndChicksforFree$25.0012/17/2011 12:19:52 PM
CashFlow13$100.0012/17/2011 12:36:49 PM
loanman2007$50.0012/17/2011 12:35:31 PM
LittleMingo$25.0012/17/2011 1:07:50 PM
lowrater$100.8012/17/2011 1:49:22 PM
affluence-generator2$100.0012/17/2011 12:49:05 PM
Star_Witness$25.0012/17/2011 1:03:41 PM
note-mover9$30.0012/17/2011 1:42:58 PM
worth-blanket2$500.0012/17/2011 2:17:02 PM
penny-surgeon$25.0012/17/2011 2:50:21 PM
bonus-demon$50.0012/17/2011 12:13:50 PM
Investor_DP$100.0012/17/2011 12:27:35 PM
value-allocator1$100.0012/17/2011 12:17:15 PM
superb-funds335$25.0012/17/2011 12:20:59 PM
miked8303$25.0012/17/2011 12:33:26 PM
handy-justice$50.0012/17/2011 2:06:27 PM
matt_2006$25.0012/17/2011 12:53:58 PM
MASinVestment$18.2312/17/2011 3:16:33 PM
21 Investments
 
Borrower Payment Dependent Notes Series 542298
This series of Notes was issued and sold upon the funding of the borrower loan #58097, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-24-2011 
Term: 60 months Listing End date:  Dec-24-2011 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $224.26
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-2006 Debt/Income ratio: 20%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:5y 8m
Amount delinquent: $0 Total credit lines: 8 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,388Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: No  
Screen name: purpledsilver Borrower's state: Virginia Borrower's group: Walmart Associates / Sam's Club Members
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 28 ( 100% ) 740-759 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
680-699 (Jul-2009)
680-699 (Jul-2008)
620-639 (Mar-2007)
 
Principal balance: $0.04 31+ days late: 0 ( 0% )
Total payments billed: 28  
Description
Refinacing Dental Work
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
equitable-capital758$350.0012/24/2011 12:05:21 PM
whitegold24k$100.0012/24/2011 12:10:18 PM
DadWarbucks$25.0012/24/2011 12:13:53 PM
iaffy$25.0012/24/2011 12:13:57 PM
kenji4861$25.0012/24/2011 12:17:39 PM
jkeller4000$100.0012/24/2011 12:17:42 PM
Tradesmanlender$25.0012/24/2011 12:31:32 PM
Cheburashka$25.0012/24/2011 12:22:03 PM
superb-funds335$25.0012/24/2011 12:22:15 PM
luminous-marketplace5$25.0012/24/2011 12:29:38 PM
ultimatepaintball$25.0012/24/2011 12:31:34 PM
nickel-ferret$50.0012/24/2011 12:42:03 PM
investment-artist$30.0112/24/2011 12:41:43 PM
genius520$50.0012/24/2011 12:44:40 PM
rolltide09$25.0012/24/2011 12:45:06 PM
the-profit-oracle$25.0012/24/2011 12:41:31 PM
blue-lively-platinum$25.0012/24/2011 12:42:40 PM
banjoey$25.0012/24/2011 12:43:02 PM
aabadabadoo$25.0012/24/2011 12:47:28 PM
kevin314$25.0012/24/2011 12:48:00 PM
camaraderi-aspen$100.0012/24/2011 12:09:18 PM
AFairDeal$25.0012/24/2011 12:08:37 PM
sjlender$64.0012/24/2011 12:13:55 PM
MoneyForNothing$35.3712/24/2011 12:17:08 PM
gallant-economy9$50.0012/24/2011 12:11:10 PM
unbelievable-exchange$100.0012/24/2011 12:23:26 PM
JLMGroupFunds$25.0012/24/2011 12:25:55 PM
indomitable-coin$25.0012/24/2011 12:26:54 PM
affluence-generator2$100.0012/24/2011 12:18:30 PM
britgsb$30.0012/24/2011 12:30:36 PM
listing-trapper3$50.0012/24/2011 12:19:56 PM
heart514$25.0012/24/2011 12:20:00 PM
enticing-capital6$50.0012/24/2011 12:20:06 PM
minista$25.0012/24/2011 12:31:44 PM
rmachi$25.0012/24/2011 12:31:52 PM
Tscheddar$25.0012/24/2011 12:27:29 PM
dood2112$25.0012/24/2011 12:28:58 PM
yield-hut$30.0012/24/2011 12:38:39 PM
resolute-justice413$100.0012/24/2011 12:41:41 PM
gjm6d$25.0012/24/2011 12:33:32 PM
Clambake$25.0012/24/2011 12:43:41 PM
compoundinterest$50.0012/24/2011 12:47:21 PM
worth-blanket2$7,400.0012/24/2011 12:47:54 PM
Sneezie$35.6212/24/2011 12:48:28 PM
life-is-great$25.0012/24/2011 12:47:34 PM
45 Investments
 
Borrower Payment Dependent Notes Series 542344
This series of Notes was issued and sold upon the funding of the borrower loan #57581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-02-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $320.67
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1999 Debt/Income ratio: 6%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 6 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $261Stated income:$75,000-$99,999
Delinquencies in last 7y: 2 Bankcard utilization: 21%  
   Homeownership: No  
Screen name: Fantom77 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Car expenses/Housing
Purpose of loan:
This loan will be used towards my car loan and housing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-shrubbery6$25.0012/2/2011 5:23:18 PM
first-friendly-listing$25.0012/4/2011 10:44:10 AM
daekpon$50.0012/7/2011 4:39:46 PM
Investor_DP$100.0012/9/2011 9:22:00 AM
heavy_ax$50.0012/9/2011 1:15:09 PM
riproaringrapids$25.0012/9/2011 8:02:35 PM
red-power-pecan$50.0012/10/2011 12:32:18 PM
CalBear08$25.0012/10/2011 12:49:42 PM
unforgettable-wealth4$50.0012/11/2011 8:07:50 AM
UT-Longhorn$25.0012/11/2011 9:19:12 AM
VesuvianMan$25.0012/12/2011 9:17:07 AM
happy-return4$50.0012/12/2011 6:04:42 PM
HamachiMan$50.0012/12/2011 8:24:34 PM
transparency-giant$50.0012/12/2011 9:37:39 PM
asset-producer1$50.0012/12/2011 8:08:51 PM
sjc224$25.0012/13/2011 4:20:11 PM
affluence-generator2$100.0012/13/2011 2:22:50 PM
MASinVestment$1,000.0012/14/2011 7:50:07 AM
unassailable-listing3$100.0012/14/2011 6:29:32 PM
payment-gusto$25.0012/14/2011 7:07:51 PM
DarthContinent$50.0012/15/2011 8:41:44 AM
SecondChanceLendingSERV$25.0012/15/2011 10:07:45 AM
miked8303$50.0012/15/2011 1:21:16 PM
foothillender$25.0012/15/2011 1:27:49 PM
mover486$25.0012/15/2011 1:48:17 PM
e4gf8e$25.0012/15/2011 1:19:38 PM
new-gold-wrangler$858.6712/15/2011 1:58:56 PM
heavenly-interest9$500.0012/2/2011 5:49:50 PM
heart514$25.0012/2/2011 7:53:35 PM
otherwisedisposed$50.0012/4/2011 8:39:51 PM
alexander-hamilton$50.0012/5/2011 3:01:02 PM
unforgettable-wealth4$50.0012/6/2011 4:24:44 PM
papaloha$25.0012/7/2011 9:06:30 AM
asset-professor$25.0012/8/2011 8:23:47 AM
108lender$200.0012/8/2011 8:27:06 AM
deal-searcher1$25.0012/8/2011 11:08:21 AM
Starica$300.0012/8/2011 4:44:48 PM
pound-mushroom3$25.0012/8/2011 5:30:12 PM
truth-companion$25.0012/9/2011 5:09:24 PM
deal-hickory5$100.0012/9/2011 11:14:33 PM
missing-link$25.0012/10/2011 12:35:24 PM
diplomatic-wealth7$25.0012/10/2011 12:43:00 PM
tremendous-yield8$25.0012/10/2011 1:23:27 PM
dedication-magnolia9$25.0012/10/2011 1:53:38 PM
blue-lively-platinum$25.0012/10/2011 2:21:28 PM
ultimate-payment$25.0012/11/2011 12:08:10 PM
nimble-revenue5$50.0012/11/2011 12:13:26 PM
graceful-IRAinvestment$53.0012/12/2011 1:43:54 PM
economy-shrubbery6$25.0012/12/2011 5:08:47 PM
Mark-7$50.0012/12/2011 9:38:01 PM
a-finance-nirvana$25.0012/13/2011 2:29:39 AM
SolarMoonshine$25.0012/13/2011 4:04:20 AM
dough-souffle$25.0012/13/2011 2:27:06 PM
haplender$50.0012/13/2011 1:48:05 PM
jgar_O$25.0012/13/2011 5:10:50 PM
MASinVestment$50.0012/13/2011 5:15:54 PM
wealth-infusion6$50.0012/13/2011 10:09:37 PM
the-laudable-peso$40.0012/14/2011 7:04:41 AM
heerzaquestion$25.0012/14/2011 7:35:56 AM
worth-viking$100.0012/14/2011 12:33:03 PM
SFBank$50.0012/14/2011 8:29:32 PM
Webpreneur$50.0012/15/2011 12:23:23 AM
greenback-guard$25.0012/15/2011 5:09:02 AM
wwwUniversal$25.0012/15/2011 9:09:59 AM
trade-beeper4$25.0012/15/2011 9:46:15 AM
bosloan26$46.9812/15/2011 10:51:42 AM
scoobiedoo$50.0012/15/2011 12:03:40 PM
autonomous-truth$100.0012/15/2011 11:21:06 AM
lordnecron$26.3512/15/2011 1:17:13 PM
credit-socrates648$2,500.0012/15/2011 1:46:45 PM
70 Investments
 
Borrower Payment Dependent Notes Series 542378
This series of Notes was issued and sold upon the funding of the borrower loan #57774, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-02-2011 
Term: 60 months Listing End date:  Dec-15-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $300.75
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1990 Debt/Income ratio: 19%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:15y 2m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,832Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: No  
Screen name: excellent-funds8 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
WKY Hard Worker
Purpose of loan: Combine my credit cards into one account.
This loan will be used to...

I am a good candidate for this loan because I have a good full-time job, and pay all my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/2/2011 5:12:48 PM
MichaelProsper$25.0012/2/2011 5:16:35 PM
igniter584$25.0012/2/2011 5:22:52 PM
BxRealtor$25.0012/2/2011 5:34:43 PM
credit-statuette8$50.0012/2/2011 9:55:00 PM
bazaar-festivity$50.0012/2/2011 5:25:48 PM
phenomenal-gain5$25.0012/3/2011 6:40:10 AM
chicagobanker$50.0012/3/2011 9:34:14 AM
auction-elvis$25.0012/3/2011 11:28:21 AM
otherwisedisposed$100.0012/4/2011 8:37:12 PM
riproaringrapids$25.0012/4/2011 9:03:46 PM
alexander-hamilton$50.0012/5/2011 3:01:03 PM
pound-mushroom3$25.0012/5/2011 5:32:04 PM
timbob$100.0012/5/2011 6:01:17 PM
umfan123$25.0012/5/2011 8:52:43 PM
rss197$25.0012/6/2011 3:19:51 PM
LittleMingo$25.0012/6/2011 5:42:17 PM
ricklip$100.0012/6/2011 6:54:32 PM
Leopoldine$25.0012/6/2011 8:06:00 PM
impressive-justice6$50.0012/7/2011 6:15:46 AM
interest88$35.0012/7/2011 2:45:13 PM
enthralling-deal180$25.0012/8/2011 5:43:04 AM
bold-durability-drum$60.0012/8/2011 7:20:24 AM
passivesf$50.0012/8/2011 8:03:40 PM
Investor_DP$100.0012/9/2011 9:21:22 AM
riproaringrapids$25.0012/9/2011 8:02:36 PM
first-finance-multiplier$100.0012/9/2011 8:59:29 PM
money-booster2$25.0012/9/2011 10:51:21 PM
Oakland$50.0012/10/2011 8:40:07 AM
gr8_r8$25.0012/10/2011 3:58:17 PM
basis-ferret8$50.0012/11/2011 6:55:16 PM
graceful-IRAinvestment$53.0012/12/2011 1:35:53 PM
astute-benjamins$50.0012/12/2011 3:55:55 PM
cattlebaron$25.0012/12/2011 2:19:56 PM
payout-alien6$25.0012/12/2011 11:22:27 PM
transparency-giant$50.0012/12/2011 9:37:39 PM
loan-rider7$25.0012/13/2011 7:58:51 AM
unclejaef$25.0012/13/2011 8:52:59 AM
commanding-treasure2$50.0012/13/2011 10:59:29 AM
wealth-infusion6$200.0012/13/2011 12:30:30 PM
sjc224$25.0012/13/2011 4:20:12 PM
MASinVestment$50.0012/13/2011 5:15:54 PM
lender2611$25.0012/13/2011 5:42:56 PM
Isotope$25.0012/13/2011 8:58:24 PM
blue-radiant-economy$100.0012/14/2011 3:01:48 AM
108lender$120.0012/14/2011 2:41:13 PM
rolandweary$50.0012/14/2011 7:07:25 PM
useful-cash043$500.0012/14/2011 8:19:12 PM
Webpreneur$50.0012/15/2011 12:23:24 AM
worth-blanket2$5,500.0012/15/2011 9:56:26 AM
penny-plato$25.0012/15/2011 10:08:22 AM
hope-hickory8$25.0012/15/2011 10:16:51 AM
p2ploan-thinker7$33.6612/15/2011 10:24:25 AM
mike279766$54.3412/15/2011 9:58:51 AM
brazilofmux$100.0012/2/2011 5:18:06 PM
Bank_Of_XL$25.0012/3/2011 9:48:53 AM
heart514$25.0012/2/2011 7:53:39 PM
careful-note$31.0012/3/2011 12:27:23 PM
happy-loot3$100.0012/4/2011 2:49:56 PM
spitzbergen$25.0012/6/2011 8:03:21 AM
unforgettable-wealth4$50.0012/6/2011 4:24:45 PM
affluence-generator2$100.0012/6/2011 11:09:28 AM
GoCougs$100.0012/6/2011 1:51:04 PM
igniter584$25.0012/8/2011 6:22:24 AM
asset-professor$25.0012/8/2011 8:44:01 AM
blazing-capital2$98.0012/8/2011 12:36:43 PM
happy-return4$50.0012/8/2011 12:46:46 PM
truth-companion$100.0012/8/2011 1:10:03 PM
Occhy$25.0012/9/2011 9:16:23 AM
skillful-asset5$30.0012/9/2011 3:27:01 PM
tremendous-yield8$25.0012/10/2011 1:23:27 PM
theaterguy$25.0012/10/2011 1:08:52 PM
unforgettable-wealth4$50.0012/11/2011 8:07:51 AM
income-banjo$100.0012/11/2011 8:10:33 AM
britgsb$50.0012/11/2011 11:43:25 AM
ultimate-payment$25.0012/11/2011 12:08:11 PM
the_winning_ticket$100.0012/13/2011 1:05:56 AM
helpful-loan245$25.0012/12/2011 8:31:01 PM
CashFlow13$100.0012/13/2011 9:13:00 AM
note-venture$50.0012/13/2011 11:03:51 AM
MASinVestment$100.0012/14/2011 7:32:51 AM
enticing-exchange3$25.0012/14/2011 11:10:16 AM
camaraderi-aspen$100.0012/14/2011 12:21:12 PM
well-mannered-income3$70.0012/14/2011 3:09:43 PM
angelinvestor2$40.0012/14/2011 6:31:48 PM
financelover$50.0012/14/2011 10:30:37 PM
MoonMama$25.0012/15/2011 7:55:13 AM
DarthContinent$50.0012/15/2011 8:41:44 AM
bold-shrewd-dedication$250.0012/15/2011 6:13:54 AM
caseattle$25.0012/15/2011 8:39:36 AM
otherwisedisposed$250.0012/15/2011 8:48:45 AM
chokichi$50.0012/15/2011 9:36:19 AM
enchanted-note$25.0012/15/2011 9:37:38 AM
93 Investments
 
Borrower Payment Dependent Notes Series 542396
This series of Notes was issued and sold upon the funding of the borrower loan #57473, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-02-2011 
Term: 36 months Listing End date:  Dec-05-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $400.83
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1998 Debt/Income ratio: 27%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 23 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,436Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: dime-commando8 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Responsible Credit Consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt

My financial situation:
I am a good candidate for this loan because I am a hard working attorney who is likely to receive a promotion soon and who pays my bills on time.


Monthly net income: $ 4006
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
otherwisedisposed$50.0012/4/2011 8:39:53 PM
bazaar-festivity$50.0012/4/2011 12:18:19 PM
economy-shrubbery6$25.0012/2/2011 5:23:21 PM
golden-velocity9$25.0012/2/2011 5:22:20 PM
profit-powerplant$25.0012/2/2011 5:07:26 PM
lowrater$50.8012/2/2011 5:11:50 PM
heart514$25.0012/2/2011 7:53:40 PM
LendingPimp$75.0012/3/2011 3:52:47 PM
PatriotKnight$50.0012/4/2011 6:15:33 PM
worth-blanket2$9,600.0012/5/2011 11:35:57 AM
ChrisProsper$24.2012/5/2011 2:52:38 PM
11 Investments
 
Borrower Payment Dependent Notes Series 542502
This series of Notes was issued and sold upon the funding of the borrower loan #57695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-08-2011 
 
Lender yield: 30.77% Borrower rate/APR: 31.77% / 35.80% Monthly payment: $173.71
 
Lender servicing fee: 1.00% Effective Yield*: 28.96%  
Estimated return*: 12.46%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1984 Debt/Income ratio: 18%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 23 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $55Stated income:$25,000-$49,999
Delinquencies in last 7y: 55 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: bambam625 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
BAM
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Something-Corporate$25.0012/7/2011 5:30:36 PM
asset-professor$25.0012/8/2011 8:08:08 AM
worth-blanket2$3,900.0012/8/2011 10:49:24 AM
loanman2007$25.0012/8/2011 11:29:52 AM
lamsabuy$25.0012/8/2011 1:31:35 PM
5 Investments
 
Borrower Payment Dependent Notes Series 542508
This series of Notes was issued and sold upon the funding of the borrower loan #57403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-04-2011 
Term: 36 months Listing End date:  Dec-05-2011 
 
Lender yield: 30.77% Borrower rate/APR: 31.77% / 35.80% Monthly payment: $151.99
 
Lender servicing fee: 1.00% Effective Yield*: 28.96%  
Estimated return*: 12.46%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1999 Debt/Income ratio: 16%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:12y 6m
Amount delinquent: $0 Total credit lines: 26 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,329Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: finance-forte9 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.0012/4/2011 2:23:59 PM
finance-investor3$25.0012/4/2011 1:26:31 PM
Rogelio48$40.0012/5/2011 10:30:49 AM
lowrater$50.6012/5/2011 9:38:20 AM
heavenly-interest9$500.0012/4/2011 4:00:48 PM
Core-Marketing$25.0012/5/2011 3:42:06 AM
restless-dime$100.0012/5/2011 6:12:17 AM
108lender$150.0012/5/2011 8:56:58 AM
worth-blanket2$2,600.0012/5/2011 11:34:24 AM
dudebrah$25.0012/5/2011 10:08:47 AM
10 Investments
 
Borrower Payment Dependent Notes Series 542512
This series of Notes was issued and sold upon the funding of the borrower loan #57409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-04-2011 
Term: 36 months Listing End date:  Dec-05-2011 
 
Lender yield: 30.77% Borrower rate/APR: 31.77% / 35.80% Monthly payment: $173.71
 
Lender servicing fee: 1.00% Effective Yield*: 28.96%  
Estimated return*: 12.46%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Mar-2001 Debt/Income ratio: 11%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 7Employment status:Employed
Now delinquent: 3 Current / open credit lines: 12 / 12Length of status:12y 1m
Amount delinquent: $4,469 Total credit lines: 30 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,850Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: NikkiT Borrower's state: Illinois Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan Needed
Primary residence is in need of window, gutter and roof repairs.

I'm an ideal candidate for a loan as I've been employed as Director of Operations for a commercial insurance agency since 1999. My position is stable and I have steady income to pay my expenses. I also own a rental property which is occupied by a qualified tenant with an excellent payment history.

Monthly net income: $9092
Monthly expenses: $6,132
Housing: $2,450
Insurance: $90
Car expenses: $440
Utilities: $350
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $695
Other expenses: $1457
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-hope-workhorse$100.0012/4/2011 12:20:47 PM
SolarMoonshine$25.0012/4/2011 2:23:47 PM
AndChicksforFree$25.0012/4/2011 1:45:48 PM
Core-Marketing$25.0012/5/2011 3:44:08 AM
SFBank$50.0012/4/2011 3:39:31 PM
graceful-IRAinvestment$25.0012/5/2011 10:40:33 AM
worth-blanket2$3,800.0012/5/2011 11:34:49 AM
7 Investments
 
Borrower Payment Dependent Notes Series 542530
This series of Notes was issued and sold upon the funding of the borrower loan #57457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-04-2011 
Term: 36 months Listing End date:  Dec-07-2011 
 
Lender yield: 15.09% Borrower rate/APR: 16.09% / 18.99% Monthly payment: $211.21
 
Lender servicing fee: 1.00% Effective Yield*: 14.83%  
Estimated return*: 9.63%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1994 Debt/Income ratio: 9%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:9y 1m
Amount delinquent: $0 Total credit lines: 22 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $200Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: rsb1961 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 33 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
680-699 (Jun-2008)
720-739 (Feb-2007)
720-739 (Jan-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
Window and Roof Replacement
Purpose of loan:
This loan will be used towards replacing worn upstairs windows and the roof.

My financial situation:
I am a good candidate for this loan because I have a history of borrowing through Prosper. I paid off my previous loan a few months early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Feyenoord$30.0012/4/2011 1:04:40 PM
careful-note$50.0012/5/2011 9:17:41 AM
purposeful-pound5$25.6612/5/2011 4:04:09 PM
timbob$100.0012/5/2011 6:01:23 PM
GCInvestments$25.0012/5/2011 9:55:14 PM
spitzbergen$25.0012/6/2011 8:03:22 AM
john0720$25.0012/6/2011 8:19:37 AM
auction-elvis$25.0012/6/2011 9:40:12 AM
first-serene-credit$25.0012/6/2011 5:58:46 PM
petsheep$25.0012/6/2011 5:40:24 PM
ricklip$100.0012/6/2011 6:54:35 PM
Onlyhappycustomers$25.0012/6/2011 7:01:45 PM
jasonrun$25.0012/6/2011 8:04:13 PM
just-loyalty643$50.0012/6/2011 9:57:57 PM
loanman2007$25.0012/6/2011 5:20:01 PM
powerful-finance7$25.0012/7/2011 2:21:03 AM
Tscheddar$25.0012/7/2011 3:40:57 AM
credit-investor5$50.0012/7/2011 6:51:07 AM
FinanceEngine$40.0012/7/2011 8:59:41 AM
Leshan$100.0012/7/2011 7:49:16 AM
jarf$25.0012/7/2011 9:38:28 AM
a-finance-nirvana$25.0012/7/2011 9:59:30 AM
affluence-generator2$100.0012/7/2011 11:17:08 AM
green28$200.0012/7/2011 3:18:22 PM
Plee-Spaymebak$35.0012/7/2011 4:25:38 PM
wlm3012$50.0012/7/2011 5:29:16 PM
secureincome$1,182.0012/7/2011 5:11:48 PM
intrepid-loot$25.0012/7/2011 5:56:27 PM
social-zebra$30.0012/7/2011 3:51:52 PM
fairness-booster9$50.0012/7/2011 6:16:55 PM
sportsmagic$122.9112/7/2011 6:24:30 PM
lsx7$105.0912/7/2011 4:49:03 PM
happy-loot3$100.0012/4/2011 2:50:02 PM
graceful-IRAinvestment$60.0012/4/2011 12:09:48 PM
green-trade-dolphin2$30.0212/4/2011 12:03:02 PM
trade-burrito4$35.0012/4/2011 12:11:31 PM
lamsabuy$100.0012/7/2011 5:33:16 PM
MoneyForNothing$39.3212/4/2011 12:22:11 PM
AndChicksforFree$25.0012/4/2011 1:47:17 PM
LittleMingo$25.0012/4/2011 4:49:25 PM
otherwisedisposed$100.0012/4/2011 8:37:15 PM
cashhelp$25.0012/4/2011 12:24:48 PM
igniter584$25.0012/4/2011 12:30:14 PM
investmentgroup$25.0012/4/2011 12:30:26 PM
DoctorJoe$25.0012/5/2011 11:22:22 AM
riproaringrapids$25.0012/4/2011 9:03:51 PM
papaloha$50.0012/5/2011 12:59:56 PM
AF-Chief$25.0012/6/2011 9:10:13 AM
marwadi-62$100.0012/6/2011 6:16:08 AM
affluence-generator2$100.0012/6/2011 10:50:31 AM
GoCougs$100.0012/6/2011 1:51:05 PM
rss197$25.0012/6/2011 3:19:53 PM
Billfred$25.0012/6/2011 5:03:11 PM
yield-hut$25.0012/7/2011 4:15:28 AM
trumpeter5$25.0012/7/2011 9:12:54 AM
brazilofmux$100.0012/7/2011 9:53:46 AM
leball$25.0012/7/2011 11:39:17 AM
capital-majesty7$200.0012/7/2011 2:47:34 PM
mehlp2$25.0012/7/2011 12:21:39 PM
innovator10$200.0012/7/2011 5:09:33 PM
Weaverville$25.0012/7/2011 4:40:11 PM
wwwUniversal$25.0012/7/2011 5:28:08 PM
ricklip$100.0012/7/2011 4:27:59 PM
Brisket_Bob$32.0012/7/2011 6:09:07 PM
daekpon$50.0012/7/2011 4:36:18 PM
trade77$25.0012/7/2011 6:19:28 PM
managedfund$1,333.0012/7/2011 5:20:43 PM
67 Investments
 
Borrower Payment Dependent Notes Series 542600
This series of Notes was issued and sold upon the funding of the borrower loan #57441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-04-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 9.74% Borrower rate/APR: 10.74% / 13.54% Monthly payment: $815.39
 
Lender servicing fee: 1.00% Effective Yield*: 9.71%  
Estimated return*: 7.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1990 Debt/Income ratio: 22%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 7Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $39,208Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: pullquote Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 740-759 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
820-839 (Jun-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Moving Forward
For those of you were part of our success three years ago, thank you!

What makes us a good candidate:
We have a great credit rating and a great track record with Prosper. Last year, we just made our last payment on a much smaller Prosper loan for business equipment, while I was contracting 3 years ago. I've been since recruited to a position at a larger firm that has made it clear that this is more of a career track.

Purpose of loan:
This loan will be used to consolidate any debt from moving, travel and living expenses incurred over the last two years as a former independent contractor. That required having to to split residences between the house we own and a rental. At last, I've moved my family so we can all be together. We appreciate the stability, but I want to do more to get a better hold on our finances, and I'm concerned the credit card rates over the last year aren't helping us move forward.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
indomitable-coin$25.0012/4/2011 12:10:33 PM
bazaar-festivity$50.0012/4/2011 12:18:06 PM
Feyenoord$30.0012/4/2011 12:07:17 PM
cashhelp$25.0012/4/2011 12:24:37 PM
gain-gourd$100.0012/4/2011 7:29:14 PM
green-trade-dolphin2$30.0212/4/2011 12:03:00 PM
BxRealtor$25.0012/4/2011 12:29:10 PM
otherwisedisposed$100.0012/4/2011 8:35:00 PM
kenji4861$25.0012/5/2011 9:09:57 AM
Clambake$25.0012/5/2011 5:12:59 PM
john0720$25.0012/6/2011 8:19:38 AM
timbob$100.0012/5/2011 6:01:24 PM
umfan123$25.0012/5/2011 8:52:47 PM
virtuous-repayment$25.0012/6/2011 3:34:16 PM
unforgettable-wealth4$50.0012/6/2011 4:24:48 PM
reinforced-market3$25.0012/6/2011 6:52:38 PM
ricklip$100.0012/6/2011 6:54:37 PM
green-rate-futurist$400.0012/7/2011 6:04:41 AM
KLCRAY$50.0012/7/2011 5:31:08 AM
listing-trapper3$50.0012/7/2011 9:25:49 AM
market-solstice2$25.0012/7/2011 10:18:43 AM
heroic-payout9$25.6812/7/2011 10:25:15 AM
five-star-order1$50.0012/7/2011 11:05:00 AM
LianaB$100.0012/7/2011 12:35:44 PM
Relevance$25.0012/7/2011 11:53:35 AM
Mr_Money$25.0012/7/2011 6:18:22 PM
mad-scientist418$25.0012/7/2011 6:09:41 PM
green28$500.0012/8/2011 5:16:42 AM
igniter584$25.0012/8/2011 6:22:28 AM
undaunted-kindness$100.0012/8/2011 7:53:15 AM
tolerant-dinero2$50.0012/8/2011 10:14:46 AM
SLA430$50.0012/8/2011 11:37:50 AM
happy-return4$50.0012/8/2011 12:49:36 PM
mrmojado$25.0012/8/2011 3:00:22 PM
Starica$300.0012/8/2011 4:44:50 PM
loyalty-circuitry$100.0012/8/2011 6:35:30 PM
Lo0se_mo0se$25.0012/8/2011 8:44:22 PM
PXM-Financial$70.0012/8/2011 10:22:05 PM
Domgabriel$25.0012/9/2011 3:34:37 AM
Income-Scout$400.0012/9/2011 9:03:25 AM
the-profit-oracle$25.0012/9/2011 9:11:26 AM
JLMGroupFunds$25.0012/9/2011 9:32:49 AM
dime-sprout$50.0012/9/2011 1:13:54 PM
lucrative-durability$25.0012/9/2011 4:05:53 PM
Sefotonga$25.0012/9/2011 3:55:18 PM
ScottW$25.0012/9/2011 4:56:47 PM
focused-bill3$25.0012/9/2011 5:22:10 PM
ticklemaxx$25.0012/9/2011 5:34:36 PM
goldie414$50.0012/9/2011 5:39:24 PM
power-trophy7$50.0012/9/2011 7:25:50 PM
trapperdc$25.0012/9/2011 8:04:59 PM
lekkerguy$50.0012/10/2011 12:51:12 AM
impeccable-penny$50.0012/10/2011 2:15:24 AM
cargo254$200.0012/10/2011 5:38:24 AM
JCMC$25.0012/10/2011 6:35:13 AM
outtahoth2o$50.0012/10/2011 7:12:57 AM
Heatguy$50.0012/10/2011 10:00:20 AM
intuitive-integrity9$50.0012/10/2011 10:16:37 AM
velocity-solo$25.0012/10/2011 12:16:39 PM
comet55$25.0012/10/2011 12:20:47 PM
spiritual-money299$50.0012/10/2011 12:28:00 PM
don8ter$50.0012/10/2011 12:31:41 PM
compoundinterest$50.0012/10/2011 12:23:49 PM
jazz619$25.0012/10/2011 12:24:49 PM
toblerone$25.0012/10/2011 12:37:01 PM
IIP77$25.0012/10/2011 12:38:54 PM
otalon$25.0012/10/2011 12:41:45 PM
gracej$25.0012/10/2011 12:37:21 PM
rmachi$25.0012/10/2011 12:47:12 PM
xzec777$25.0012/10/2011 12:42:45 PM
gold-commander0$25.0012/10/2011 12:44:26 PM
hard-working-rate3$100.0012/10/2011 12:45:31 PM
FG9YTR$25.0012/10/2011 2:04:26 PM
reasonable-durability1$50.0012/10/2011 5:00:03 PM
ChristopherHS$25.0012/10/2011 4:35:34 PM
reward-motion$25.0012/10/2011 6:01:46 PM
durability-orchid$25.0012/10/2011 4:44:50 PM
coyote363$50.0012/10/2011 5:39:02 PM
macgeek$25.0012/10/2011 9:06:16 PM
A-Win-Win$26.5012/10/2011 9:08:58 PM
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440 Investments
 
Borrower Payment Dependent Notes Series 542616
This series of Notes was issued and sold upon the funding of the borrower loan #57488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-05-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 30.77% Borrower rate/APR: 31.77% / 35.80% Monthly payment: $173.71
 
Lender servicing fee: 1.00% Effective Yield*: 28.96%  
Estimated return*: 12.46%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Sep-2007 Debt/Income ratio: 21%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 17 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,458Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: Yes  
Screen name: enticing-exchange9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for a Car
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $1400
Monthly expenses: $300
Housing: $0
Insurance: $63
Car expenses: $434
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SecondChanceLendingSERV$25.0012/6/2011 9:12:03 AM
affluence-generator2$100.0012/6/2011 11:09:39 AM
social-hunter5$25.0012/6/2011 6:36:56 PM
reinforced-market3$25.0012/6/2011 6:52:40 PM
nickel_finder$25.0012/6/2011 11:18:14 PM
Mostlycoins$27.0712/7/2011 6:43:08 AM
the-lean-bid$25.0012/7/2011 10:32:45 PM
skillful-asset5$25.0012/8/2011 7:21:10 AM
asset-professor$25.0012/8/2011 8:05:41 AM
jkeller4000$25.0012/8/2011 3:39:16 PM
Bank42$25.0012/10/2011 4:45:27 AM
blue-lively-platinum$25.0012/10/2011 2:21:40 PM
heart514$25.0012/12/2011 7:26:58 PM
dough-souffle$100.0012/13/2011 2:21:18 PM
Kids-College-Fund$1,000.0012/13/2011 3:26:18 PM
proper-loot3$25.0012/13/2011 2:50:49 PM
durability-exchanger$25.0012/13/2011 3:53:20 PM
well-mannered-income3$40.0012/13/2011 5:44:16 PM
LendToCause$25.0012/13/2011 6:21:05 PM
vibrant-trade8$35.0012/13/2011 5:37:24 PM
Haribelle$25.0012/13/2011 9:29:56 PM
riveting-credit5$66.0212/14/2011 12:08:20 AM
zone6$100.0012/14/2011 3:53:19 AM
blue-radiant-economy$100.0012/13/2011 10:21:22 PM
kendigme$29.8512/14/2011 2:27:06 AM
Rebelrick9$25.0012/14/2011 2:45:58 AM
fountain355$25.0012/14/2011 4:31:46 AM
sickid1$177.6012/14/2011 5:39:29 AM
CA-Lender$25.0012/7/2011 9:34:43 AM
revenue-driver8$25.0012/7/2011 6:26:43 PM
108lender$200.0012/8/2011 8:27:09 AM
helpful-loan245$25.0012/9/2011 12:13:39 PM
neorunner$25.0012/10/2011 7:02:08 AM
money-baron-Roth401k$50.0012/10/2011 8:06:01 AM
avm-the-investor$250.0012/10/2011 8:59:54 AM
nycfinance$25.0012/10/2011 7:59:25 PM
asset-sprout$25.0012/12/2011 4:16:26 AM
mdaallen$34.0312/12/2011 9:07:46 AM
Hedge-Fund$25.0012/12/2011 9:35:05 AM
jkeller4000$25.0012/12/2011 1:15:15 PM
the-hope-workhorse$100.0012/12/2011 12:06:02 PM
economy-shrubbery6$25.0012/12/2011 5:08:51 PM
2grindstones$25.4312/13/2011 11:15:29 AM
first-gold-plato$25.0012/13/2011 11:56:51 AM
Valley-of-the-Dollar$25.0012/13/2011 3:43:51 PM
MASinVestment$100.0012/13/2011 4:20:01 PM
gold-pudding6$60.0012/13/2011 4:55:53 PM
Lilybell$25.0012/13/2011 5:26:01 PM
penny-plato$25.0012/13/2011 6:03:18 PM
useful-cash043$500.0012/13/2011 7:10:32 PM
graceful-IRAinvestment$30.0012/13/2011 9:48:25 PM
wise-abundant-hope$25.0012/13/2011 6:37:52 PM
Starfin-Capital-Management$75.0012/14/2011 3:55:16 AM
Core-Marketing$25.0012/14/2011 4:17:22 AM
54 Investments
 
Borrower Payment Dependent Notes Series 542622
This series of Notes was issued and sold upon the funding of the borrower loan #57433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $94.06
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-1988 Debt/Income ratio: 12%
Credit score: 840-859 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,336Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: Yes  
Screen name: lean-currency0 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
funds for wedding
Purpose of loan:
This loan will be used to...help my son with engagement & wedding!

My financial situation:
I am a good candidate for this loan because...
This will be paid off in a short amount of time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
blue-lively-platinum$25.0012/12/2011 5:05:37 PM
encore06$25.0012/12/2011 5:05:54 PM
sweet-loan7$25.0012/12/2011 5:18:06 PM
NoCal$25.0012/12/2011 5:19:41 PM
AFairDeal$25.0012/12/2011 5:26:49 PM
income-banjo$50.0012/12/2011 5:23:00 PM
MONEYLENDER101$50.0012/12/2011 5:28:35 PM
neighborly-hope6$100.0012/12/2011 5:23:40 PM
newest-bountiful-basis$25.0012/12/2011 5:25:42 PM
rockytop$45.0012/12/2011 5:13:15 PM
diversification-surge$25.0012/12/2011 5:14:05 PM
riproaringrapids$25.0012/12/2011 5:29:02 PM
sensational-kindness$25.0012/12/2011 5:18:35 PM
daisuke$25.0012/12/2011 5:35:39 PM
jonandmeg21$25.0012/12/2011 5:20:16 PM
Clambake$25.0012/12/2011 5:33:56 PM
indomitable-coin$25.0012/12/2011 5:23:03 PM
jscope$25.0012/12/2011 5:43:03 PM
autonomous-kindness8$25.0012/12/2011 5:24:36 PM
KLCRAY$25.0012/12/2011 5:37:25 PM
basis-ferret8$50.0012/12/2011 5:45:45 PM
esabzb$25.0012/12/2011 5:47:17 PM
rajs$250.0012/12/2011 5:48:16 PM
BOZO88$25.0012/12/2011 7:01:41 PM
unforgettable-wealth4$50.0012/12/2011 5:37:14 PM
singularity584$100.0012/12/2011 6:39:14 PM
cashhelp$25.0012/12/2011 5:41:18 PM
mammalian4$25.0012/12/2011 7:42:56 PM
blot44$50.0012/12/2011 7:46:00 PM
dollar-sequoia$25.0012/12/2011 7:10:59 PM
langdonx$50.0012/12/2011 8:34:25 PM
pbeach05$25.0012/12/2011 9:24:47 PM
phenomenal-gain5$25.0012/12/2011 7:37:23 PM
transparency-giant$50.0012/12/2011 9:37:57 PM
lowrater$50.8012/12/2011 11:00:35 PM
Cascadianomics$25.0012/13/2011 12:17:58 AM
Happyhourcomics$25.0012/13/2011 3:28:54 AM
green-unafraid-credit$25.0012/13/2011 3:54:32 AM
serene-capital$25.0012/13/2011 2:26:55 AM
Tikibarman$84.0212/13/2011 4:49:35 AM
green28$125.1812/13/2011 5:08:37 AM
market-solstice2$25.0012/12/2011 5:07:43 PM
auction-elvis$25.0012/12/2011 5:12:35 PM
igniter584$25.0012/12/2011 5:11:47 PM
first-favorite-bonus9$25.0012/12/2011 5:06:51 PM
RankPaid$25.0012/12/2011 5:22:01 PM
britgsb$30.0012/12/2011 5:22:44 PM
aabadabadoo$25.0012/12/2011 5:11:59 PM
brazilofmux$100.0012/12/2011 5:29:44 PM
timbob$100.0012/12/2011 5:13:22 PM
currency-agave$60.0012/12/2011 5:14:56 PM
credit-statuette8$50.0012/12/2011 5:17:50 PM
Anny-Disco$25.0012/12/2011 5:30:18 PM
vibrant-trade8$35.0012/12/2011 5:32:00 PM
mrpowers5531$25.0012/12/2011 5:20:30 PM
Kyjamune$25.0012/12/2011 5:22:56 PM
BxRealtor$25.0012/12/2011 5:40:26 PM
SB-Funding$50.0012/12/2011 5:45:22 PM
cebgop$25.0012/12/2011 5:26:46 PM
j2ee$25.0012/12/2011 5:33:59 PM
Lo0se_mo0se$25.0012/12/2011 6:53:18 PM
iaffy$25.0012/12/2011 5:36:09 PM
commerce-yeller$45.0012/12/2011 6:36:38 PM
patriot897$25.0012/12/2011 6:58:47 PM
AmericanCredit$50.0012/12/2011 5:43:20 PM
quantumwellguy$50.0012/12/2011 5:49:15 PM
asset-producer1$100.0012/12/2011 7:39:40 PM
money-booster2$25.0012/12/2011 9:37:22 PM
hitsman$50.0012/12/2011 10:13:12 PM
the_winning_ticket$100.0012/13/2011 1:06:39 AM
70 Investments
 
Borrower Payment Dependent Notes Series 542660
This series of Notes was issued and sold upon the funding of the borrower loan #57481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-06-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.64% Borrower rate/APR: 16.64% / 19.55% Monthly payment: $425.69
 
Lender servicing fee: 1.00% Effective Yield*: 15.37%  
Estimated return*: 9.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1993 Debt/Income ratio: 10%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 28 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,554Stated income:$100,000+
Delinquencies in last 7y: 8 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: lively-power7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate three debts (one credit card, one state, one federal tax bill)

My financial situation:
I am a good candidate for this loan because...I'm partly using this loan to improve my credit, and will always pay promptly. If there's an early payoff option, please consider (w/penalty optional). In parallel, I'm selling a second collectible car. Once it's sold, I'd like to think about paying this off early, please.


Monthly net income: $ 10000
Monthly expenses: $ 600
Housing: $ 1300
Insurance: $ 400 (including health care)
Car expenses: $ 500 (400 parking)
Utilities: $20
Phone, cable, internet: $180
Food, entertainment: $ 1800
Clothing, household expenses: $150
Credit cards and other loans: $ 200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jrbill1998$42.0012/14/2011 9:33:41 AM
hostbank$38.0012/14/2011 9:34:45 AM
the-profit-oracle$25.0012/14/2011 9:32:46 AM
tenacious-capital3$26.2712/14/2011 9:38:04 AM
prohelper$25.0012/14/2011 9:15:05 AM
genius520$50.0012/14/2011 9:42:56 AM
gold-commander0$25.0012/14/2011 9:40:33 AM
zippy-interest$25.0012/14/2011 9:43:13 AM
Lender75$25.0012/14/2011 9:17:21 AM
dospapalotes$25.0012/14/2011 9:19:22 AM
cutter21$25.0012/14/2011 9:19:35 AM
community-piccolo0$25.0012/14/2011 9:43:15 AM
melodious-fairness$25.0012/14/2011 9:25:19 AM
ctgscott$25.0012/14/2011 9:26:04 AM
duty-explosion9$75.0012/14/2011 11:15:23 AM
green-moola-sniffer$25.0012/14/2011 9:32:21 AM
generosity-poem2$100.0012/14/2011 11:07:36 AM
unassassinable$25.0012/14/2011 9:34:39 AM
velocity-solo$25.0012/14/2011 9:36:25 AM
Papa22$25.0012/14/2011 11:33:44 AM
wayman$25.0012/14/2011 9:41:18 AM
hopethisworks$25.0012/14/2011 9:41:29 AM
TheCount$25.0012/14/2011 9:41:38 AM
sfmdg$25.0012/14/2011 9:44:48 AM
ursus$50.0012/14/2011 9:45:54 AM
inprotest$50.0012/14/2011 12:31:59 PM
buukyak$25.0012/14/2011 12:22:55 PM
Erikdbp$25.0012/14/2011 9:33:22 AM
samo102us$25.0012/14/2011 9:32:11 AM
wise-rupee-sanctuary$50.0012/14/2011 9:31:19 AM
rescue$100.0012/14/2011 9:31:17 AM
rickp$25.0012/14/2011 9:24:49 AM
gavinfh$25.0012/14/2011 9:23:13 AM
calm-deal7$25.0012/14/2011 9:25:16 AM
educationfirst$50.0012/14/2011 9:20:12 AM
wise-silver-wonder$25.0012/14/2011 9:12:34 AM
gulch$25.0012/14/2011 9:16:50 AM
life-is-great$25.0012/14/2011 9:12:19 AM
market-assembler$25.0012/14/2011 9:08:22 AM
cberthiaume$25.0012/14/2011 9:05:27 AM
dynamic-money271$25.0012/14/2011 9:08:08 AM
loyalty-sherpa$25.0012/14/2011 9:07:51 AM
Sierrahh$25.0012/14/2011 9:06:03 AM
the-laudable-peso$40.0012/14/2011 7:04:44 AM
currency-persimmon$25.0012/14/2011 5:46:38 AM
dckpolo$25.0012/14/2011 5:29:14 AM
blue-radiant-economy$200.0012/14/2011 3:30:44 AM
finance-magma7$25.0012/13/2011 9:44:58 PM
lender2611$25.0012/13/2011 5:42:58 PM
EvalCrux$50.0012/13/2011 5:34:08 PM
gravbox$25.0012/13/2011 6:01:07 PM
compassion-burrito$25.0012/13/2011 5:28:30 PM
wonderous-truth6$50.0012/13/2011 5:38:41 PM
vibrant-trade8$35.0012/13/2011 5:37:24 PM
GoCougs$100.0012/13/2011 5:32:19 PM
bold-yield-rumbler$25.0012/13/2011 5:27:01 PM
aasx1108$25.0012/13/2011 5:28:57 PM
HamachiMan$50.0012/13/2011 5:17:02 PM
Kyileo$25.0012/13/2011 4:06:46 PM
Rivervale_Westwood$51.5512/13/2011 2:01:53 PM
meenan$100.0012/13/2011 10:21:20 AM
Kaj$25.0012/13/2011 9:41:52 AM
commanding-treasure2$50.0012/13/2011 10:59:34 AM
factcheck$25.0012/13/2011 10:18:05 AM
mtquan$25.0012/13/2011 9:40:50 AM
spitzbergen$25.0012/13/2011 9:37:27 AM
kulender$100.0012/13/2011 9:16:33 AM
progressive-economy261$115.0012/13/2011 9:35:28 AM
bold-durability-drum$60.0012/13/2011 9:36:25 AM
ethical-truth211$300.0012/13/2011 9:12:54 AM
brazilofmux$100.0012/13/2011 9:30:37 AM
britgsb$30.0012/13/2011 9:27:38 AM
financial-frenzy$25.0012/13/2011 9:07:37 AM
williemc44$25.0012/13/2011 9:06:22 AM
ultimate-payment$25.0012/13/2011 9:18:27 AM
riproaringrapids$25.0012/13/2011 9:06:04 AM
janus_god$25.0012/13/2011 9:08:21 AM
credit-maple5$25.0012/13/2011 9:06:53 AM
unclejaef$25.0012/13/2011 8:53:00 AM
the_winning_ticket$100.0012/13/2011 1:06:05 AM
asset-producer1$100.0012/12/2011 8:02:03 PM
lucrative-coin$50.0012/12/2011 5:09:27 PM
friendinmoney$30.7212/11/2011 9:25:54 AM
compassion-neutron$25.0012/11/2011 5:00:42 AM
EarlyRiser$250.0012/10/2011 7:29:16 AM
deal-searcher1$25.0012/8/2011 11:08:27 AM
ricklip$100.0012/6/2011 6:54:48 PM
igniter584$25.0012/6/2011 9:35:39 AM
green-trade-dolphin2$30.0212/6/2011 9:02:58 AM
happy-loot3$100.0012/6/2011 9:08:04 AM
affluence-generator2$100.0012/7/2011 11:09:28 AM
igniter584$25.0012/8/2011 6:22:34 AM
Investor_DP$100.0012/9/2011 9:21:27 AM
Starica$200.0012/10/2011 12:19:58 PM
mikrolown$25.0012/12/2011 5:35:32 PM
heart514$25.0012/12/2011 7:27:01 PM
asset-producer1$100.0012/12/2011 7:55:26 PM
Agonbiew$50.0012/13/2011 9:13:13 AM
BxRealtor$25.0012/13/2011 9:21:17 AM
income-banjo$50.0012/13/2011 9:35:42 AM
pro-fl$36.4912/13/2011 9:38:46 AM
GCInvestments$29.0012/13/2011 9:17:22 AM
timbob$100.0012/13/2011 9:44:28 AM
dollardave$100.0012/13/2011 10:17:02 AM
worthy-bid8$50.0012/13/2011 9:51:46 AM
wealth-infusion6$200.0012/13/2011 12:30:34 PM
maschinenbau$25.0012/13/2011 10:56:09 AM
help4u$25.0012/13/2011 2:50:47 PM
value-fortress3$25.0012/13/2011 3:00:39 PM
sjc224$25.0012/13/2011 4:20:18 PM
haplender$50.0012/13/2011 1:48:06 PM
basis-mammal$25.0012/13/2011 5:13:11 PM
MASinVestment$50.0012/13/2011 5:15:58 PM
basis-ferret8$50.0012/13/2011 5:20:50 PM
bchbum$25.0012/13/2011 4:52:38 PM
extraordinary-silver5$25.0012/13/2011 5:30:41 PM
autonomous-kindness8$25.0012/13/2011 5:31:42 PM
auction-elvis$25.0012/13/2011 5:23:53 PM
transparency-giant$50.0012/13/2011 5:48:06 PM
peripatetic$25.0012/14/2011 1:13:14 AM
SolarMoonshine$25.0012/14/2011 4:09:09 AM
SomebodysMom$34.2012/13/2011 9:26:59 PM
MASinVestment$100.0012/14/2011 7:32:55 AM
principal-cooker2$100.0012/14/2011 9:05:25 AM
LendGuy$25.0012/14/2011 8:42:11 AM
vigorous-payment6$25.0012/14/2011 8:46:45 AM
nickel-ferret$26.0012/14/2011 9:10:07 AM
letsmakeitsuccessful$25.0012/14/2011 9:14:12 AM
compoundinterest$35.0012/14/2011 9:11:25 AM
LeReve$25.0012/14/2011 9:15:23 AM
piter-to-la-investment$25.0012/14/2011 9:21:01 AM
cash-reaction2$25.0012/14/2011 9:19:13 AM
no_agenda_lender$25.0012/14/2011 9:24:55 AM
donmacprosper$25.0012/14/2011 8:06:35 AM
listing-vista$50.0012/14/2011 9:24:31 AM
Tai$25.0012/14/2011 9:27:13 AM
buyrite334$25.0012/14/2011 9:09:10 AM
studious-bonus7$69.0012/14/2011 9:09:22 AM
rogue_monster$36.0012/14/2011 9:29:24 AM
stylish-generosity6$25.0012/14/2011 9:30:36 AM
IIP77$25.0012/14/2011 9:34:19 AM
zrohmm$25.0012/14/2011 9:37:22 AM
CSUgrad08$25.0012/14/2011 9:40:00 AM
rakstar$25.0012/14/2011 9:38:33 AM
bid-czar8$100.0012/14/2011 9:42:31 AM
principal-flow9$25.0012/14/2011 9:41:20 AM
MadHun$138.0012/14/2011 9:44:52 AM
brightest-affluence-motivator$50.0012/14/2011 9:43:57 AM
flexible-value$50.0012/14/2011 9:46:30 AM
meadow48$25.0012/14/2011 9:25:06 AM
generosity-poem2$25.0012/14/2011 11:03:23 AM
WeAlNe$25.0012/14/2011 9:33:48 AM
jazzlender$48.0012/14/2011 9:37:02 AM
benefit-hunter5$25.0012/14/2011 9:39:04 AM
prescription0$25.0012/14/2011 9:40:26 AM
grf1945$25.0012/14/2011 12:20:03 PM
gracej$25.0012/14/2011 9:48:45 AM
market-assembler$50.0012/14/2011 9:52:44 AM
worth-blanket2$4,700.0012/14/2011 12:32:17 PM
159 Investments
 
Borrower Payment Dependent Notes Series 542688
This series of Notes was issued and sold upon the funding of the borrower loan #57862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jul-1989 Debt/Income ratio: 20%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:13y 8m
Amount delinquent: $0 Total credit lines: 25 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,540Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 102%  
   Homeownership: Yes  
Screen name: engaging-point1 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to..pay down debt.

My financial situation:
I am a good candidate for this loan because...I pay all bills just fell behind


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
skillful-asset5$25.0012/13/2011 9:18:27 AM
affluence-generator2$100.0012/13/2011 9:20:10 AM
graceful-IRAinvestment$25.0012/13/2011 9:08:12 AM
worth-blanket2$3,800.0012/13/2011 11:31:16 AM
iaffy$25.0012/13/2011 9:10:31 AM
SolarMoonshine$25.0012/13/2011 10:26:44 AM
SLN-10$50.0012/13/2011 9:34:12 AM
7 Investments
 
Borrower Payment Dependent Notes Series 542702
This series of Notes was issued and sold upon the funding of the borrower loan #57641, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-05-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 11.54% Borrower rate/APR: 12.54% / 15.38% Monthly payment: $167.36
 
Lender servicing fee: 1.00% Effective Yield*: 11.50%  
Estimated return*: 7.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-1986 Debt/Income ratio: 10%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:20y 0m
Amount delinquent: $3,873 Total credit lines: 48 Occupation: Postal Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $16,198Stated income:$50,000-$74,999
Delinquencies in last 7y: 28 Bankcard utilization: 50%  
   Homeownership: Yes  
Screen name: enticing-yield4 Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personel loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...
I have an income form two jobs and keep a steady jog
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/5/2011 9:23:25 AM
happy-loot3$100.0012/5/2011 9:15:05 AM
timbob$100.0012/5/2011 6:01:27 PM
affluence-generator2$100.0012/6/2011 11:09:36 AM
ricklip$100.0012/6/2011 6:54:39 PM
kenji4861$25.0012/7/2011 9:29:31 AM
LoanAngel$25.0012/7/2011 10:33:12 AM
a-finance-nirvana$25.0012/7/2011 9:59:31 AM
brazilofmux$100.0012/7/2011 5:29:59 PM
igniter584$25.0012/8/2011 6:22:30 AM
BuildingShanghai$25.1412/8/2011 6:32:23 PM
riproaringrapids$25.0012/9/2011 8:02:42 PM
HealthAndSafety$50.0012/10/2011 8:36:35 AM
Sneezie$100.0012/10/2011 9:15:06 AM
intuitive-integrity9$50.0012/10/2011 10:16:38 AM
blue-lively-platinum$25.0012/10/2011 2:21:38 PM
Drewkeeper$25.0012/11/2011 6:41:36 AM
bold-yield-rumbler$25.0012/11/2011 7:39:55 AM
green-rate-futurist$400.0012/11/2011 8:07:21 AM
tsui517$50.0012/11/2011 8:11:23 AM
britgsb$30.0012/11/2011 12:17:40 PM
inspired-investment8$100.0012/11/2011 6:09:16 PM
basis-ferret8$50.0012/11/2011 6:55:18 PM
heart514$25.0012/12/2011 7:26:56 PM
HamachiMan$50.0012/12/2011 8:24:36 PM
the_winning_ticket$100.0012/13/2011 1:06:01 AM
D911ave$35.0012/13/2011 9:06:16 AM
wealth-infusion6$200.0012/13/2011 12:30:33 PM
nunnie$25.0012/13/2011 12:58:12 PM
jgar_O$25.0012/13/2011 5:10:50 PM
deal-dolphin5$100.0012/13/2011 6:26:46 PM
E-2$100.0012/13/2011 6:46:40 PM
peripatetic$25.0012/14/2011 1:13:13 AM
dckpolo$25.0012/14/2011 5:29:13 AM
gravbox$25.0012/14/2011 9:13:49 AM
blinkygab$100.0012/14/2011 9:20:32 AM
angelinvestor2$40.0012/14/2011 6:31:48 PM
rolandweary$50.0012/14/2011 7:07:27 PM
BankofHank$50.0012/14/2011 8:04:21 PM
native68$25.0012/14/2011 8:18:59 PM
wjf60$50.0012/14/2011 10:10:58 PM
pnace$40.0012/15/2011 8:19:27 AM
worthy-bid8$50.0012/15/2011 9:27:37 AM
platinum-rapture6$100.0012/15/2011 11:08:26 AM
xlch$50.0012/15/2011 12:03:16 PM
Uwantfunds$25.0012/15/2011 3:39:05 PM
kind-asset-circuit$50.0012/15/2011 2:39:24 PM
unbelievable-exchange$100.0012/15/2011 4:45:04 PM
payout-quark$58.1012/15/2011 4:25:50 PM
Goodlender42$25.0012/15/2011 5:08:36 PM
BOZO88$50.0012/15/2011 6:17:37 PM
igniter584$25.0012/5/2011 9:21:51 AM
indomitable-coin$25.0012/5/2011 9:15:11 AM
BxRealtor$25.0012/5/2011 9:21:41 AM
careful-note$50.0012/5/2011 5:14:34 PM
riproaringrapids$25.0012/5/2011 5:20:22 PM
impressive-justice6$25.0012/7/2011 10:45:19 AM
bold-bright-currency$25.0012/10/2011 8:19:11 PM
income-banjo$100.0012/11/2011 8:10:35 AM
asset-producer1$100.0012/12/2011 7:55:25 PM
money-booster2$35.0012/12/2011 9:41:16 PM
transparency-giant$50.0012/12/2011 9:37:42 PM
loan-rider7$25.0012/13/2011 7:59:59 AM
commanding-treasure2$50.0012/13/2011 10:59:32 AM
astute-benjamins$50.0012/13/2011 2:49:59 PM
MASinVestment$100.0012/14/2011 7:32:53 AM
houli123$25.0012/14/2011 7:41:19 AM
C_Mark$50.0012/14/2011 6:02:38 PM
TSC$50.0012/14/2011 7:09:50 PM
revenue-pipeline$25.0012/14/2011 10:28:20 PM
asset-producer1$100.0012/14/2011 8:24:55 PM
financelover$50.0012/14/2011 10:30:37 PM
CalCollegeFund19$25.0012/15/2011 1:19:42 AM
greenback-guard$25.0012/15/2011 5:06:08 AM
axelrod$50.0012/15/2011 5:46:48 AM
caseattle$25.0012/15/2011 8:41:06 AM
MoonMama$25.0012/15/2011 7:55:15 AM
DarthContinent$50.0012/15/2011 8:41:45 AM
otherwisedisposed$250.0012/15/2011 8:48:45 AM
Goldberry$35.0012/15/2011 11:44:09 AM
Auditman$50.0012/15/2011 10:46:49 AM
wampum-chorus3$25.0012/15/2011 3:00:19 PM
supersarah61$25.0012/15/2011 4:44:52 PM
dblaz5$126.7612/15/2011 6:47:46 PM
neenerman$50.0012/15/2011 6:31:18 PM
85 Investments
 
Borrower Payment Dependent Notes Series 542708
This series of Notes was issued and sold upon the funding of the borrower loan #57400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-05-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 15.64% Borrower rate/APR: 16.64% / 19.55% Monthly payment: $283.79
 
Lender servicing fee: 1.00% Effective Yield*: 15.37%  
Estimated return*: 9.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2002 Debt/Income ratio: 21%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 11 / 11Length of status:3y 0m
Amount delinquent: $1,892 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,594Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: Rdragon Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Accord 03
Purpose of loan:
This loan will be used to... buy a car because my old car broke down and i dont wanna put more money into it

My financial situation:
I am a good candidate for this loan because... i make good money and can afford it and im a good paying all my bills on time never late. but i lost my job back in 05 and had to declare bankrupt and its been tough ever since to get stuff on credit even so i went perfect credit to bankcrupcy


Monthly net income: $4000
Monthly expenses: $2000
Housing: $1150
Insurance: $50
Car expenses: $50
Utilities: $150
Phone, cable, internet: $60
Food, entertainment: $40
lothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
nytrnbow$25.0012/12/2011 6:10:30 PM
velocity-motivator6$25.0012/12/2011 7:03:25 PM
green-rate-futurist$100.0012/12/2011 7:24:54 PM
heart514$25.0012/12/2011 7:26:58 PM
transparency-giant$50.0012/12/2011 9:37:44 PM
immaculate-compassion8$25.0012/12/2011 10:03:22 PM
the_winning_ticket$100.0012/13/2011 1:06:02 AM
Hexnut$100.0012/12/2011 11:18:11 PM
langdonx$25.0012/12/2011 8:33:58 PM
DonaldColorado$191.5712/13/2011 4:33:14 AM
Brisket_Bob$30.6012/13/2011 3:49:11 AM
LTR$25.0012/13/2011 4:30:40 AM
singularity584$100.0012/12/2011 6:39:13 PM
vibrant-trade8$35.0012/12/2011 5:31:57 PM
rescue$100.0012/12/2011 5:38:22 PM
IIP77$25.0012/12/2011 5:17:28 PM
tenacious-capital3$26.2712/12/2011 5:13:03 PM
maildude$25.0012/12/2011 5:23:42 PM
principal-cooker2$100.0012/12/2011 5:19:04 PM
auction-elvis$25.0012/12/2011 5:12:34 PM
robertmm25$25.0012/12/2011 4:50:42 PM
gain-equator$25.0012/12/2011 3:12:38 PM
ClearCut$50.0012/12/2011 2:31:15 PM
thenadamgoes$50.0012/12/2011 12:43:03 PM
shur$50.0012/12/2011 12:37:45 PM
careful-note$50.0012/12/2011 1:13:07 PM
mikrolown$50.0012/12/2011 11:49:58 AM
Cappyatl$25.0012/12/2011 10:01:55 AM
ericgassercom$25.0012/12/2011 9:38:30 AM
finance-refresher3$50.0012/12/2011 10:44:32 AM
helpinghand63$25.0012/12/2011 9:33:53 AM
virtuous-bill1$25.0012/12/2011 9:40:11 AM
social-trumpet$25.0012/12/2011 9:36:24 AM
Weaverville$25.0012/12/2011 9:45:06 AM
chemistry220$25.0012/12/2011 9:44:39 AM
letsmakeitsuccessful$25.0012/12/2011 9:23:53 AM
ursus$50.0012/12/2011 9:29:31 AM
agreement-guild$40.0012/12/2011 9:39:00 AM
unafraid-cash2$25.0012/12/2011 9:28:09 AM
booOST$27.5612/12/2011 9:26:11 AM
credit-maple5$100.0012/12/2011 9:27:03 AM
spitzbergen$25.0012/12/2011 9:07:03 AM
wise-silver-wonder$25.0012/12/2011 7:34:19 AM
credit-superstar3$25.0012/12/2011 5:52:26 AM
chrisah$50.0012/12/2011 7:46:27 AM
zxr$25.0012/12/2011 7:31:53 AM
a-restless-dollar$25.0012/12/2011 6:43:40 AM
MB122$25.0012/12/2011 5:59:45 AM
Shanester$25.0012/11/2011 7:25:35 PM
likeable-capital0$75.0012/11/2011 2:41:06 PM
lostontheedge$25.0012/11/2011 2:25:43 PM
ultimate-payment$25.0012/11/2011 12:08:13 PM
Ocean713$75.0012/11/2011 11:04:01 AM
Kaj$25.0012/11/2011 12:07:27 PM
BonesyJones$200.0012/11/2011 10:29:27 AM
income-banjo$100.0012/11/2011 8:10:37 AM
UT-Longhorn$25.0012/11/2011 9:19:14 AM
modemco$25.0012/10/2011 8:09:06 PM
TrueFortune$50.0012/11/2011 12:27:41 AM
Rob717171$40.0012/10/2011 7:02:26 PM
witty-compassion$25.0012/10/2011 6:10:33 PM
sgmm330$25.0012/10/2011 8:12:37 PM
reward-motion$25.0012/10/2011 6:01:47 PM
jaycro$25.0012/10/2011 5:09:52 PM
happyinvallarta$50.0012/10/2011 4:08:40 PM
blue-lively-platinum$25.0012/10/2011 2:21:41 PM
tremendous-yield8$25.0012/10/2011 1:23:31 PM
worthy-bid8$50.0012/10/2011 12:44:32 PM
comet55$25.0012/10/2011 12:22:05 PM
CPAMAN$25.0012/10/2011 12:08:30 PM
Relaxo$50.0012/10/2011 12:13:16 PM
breezykat$25.0012/10/2011 11:56:21 AM
poeman$50.0012/10/2011 11:50:54 AM
intuitive-integrity9$50.0012/10/2011 10:16:39 AM
javelin0$25.0012/10/2011 8:26:02 AM
invincible-wampum3$50.0012/10/2011 7:40:43 AM
Print88$25.0012/10/2011 6:51:00 AM
Px3VENTURES$25.0012/10/2011 6:34:22 AM
gold-gazelle$30.0012/10/2011 5:00:33 AM
sunny-dough9$100.0012/10/2011 2:35:16 AM
riproaringrapids$25.0012/9/2011 8:02:45 PM
nsquared007$25.0012/9/2011 7:48:29 PM
focused-bill3$25.0012/9/2011 5:22:12 PM
Investor_DP$100.0012/9/2011 9:21:25 AM
riproaringrapids$25.0012/9/2011 9:13:17 AM
balance2$50.0012/8/2011 9:06:08 PM
brazilofmux$100.0012/8/2011 9:14:34 AM
bold-durability-drum$60.0012/8/2011 7:20:26 AM
enthralling-deal180$25.0012/8/2011 5:43:09 AM
careful-note$50.0012/7/2011 5:32:13 PM
timbob$100.0012/7/2011 5:12:08 PM
impressive-justice6$25.0012/7/2011 10:45:20 AM
ricklip$100.0012/6/2011 6:54:45 PM
happy-loot3$100.0012/5/2011 5:19:51 PM
vutah$25.0012/5/2011 8:40:27 PM
igniter584$25.0012/5/2011 5:27:51 PM
affluence-generator2$100.0012/7/2011 11:09:28 AM
EngineersAlliance$125.0012/7/2011 5:33:53 PM
igniter584$25.0012/8/2011 6:22:32 AM
deal-searcher1$25.0012/8/2011 11:08:26 AM
happy-return4$50.0012/8/2011 12:46:50 PM
truth-companion$100.0012/8/2011 1:10:10 PM
happy-return4$35.0012/9/2011 10:10:26 AM
organized-payment6$50.0012/9/2011 1:08:25 PM
revenue-burst676$25.0012/9/2011 5:36:50 PM
boylezz$25.0012/9/2011 7:04:31 PM
Tideman$25.0012/9/2011 8:17:06 PM
lekkerguy$50.0012/10/2011 12:51:13 AM
lovely-greenback4$25.0012/10/2011 7:43:12 AM
money-booster2$25.0012/10/2011 8:31:51 AM
green28$100.0012/10/2011 8:45:55 AM
quarkyuzu$50.0012/10/2011 10:00:03 AM
mtquan$25.0012/10/2011 12:20:41 PM
green-rate-futurist$50.0012/10/2011 12:30:43 PM
courteous-fund9$50.0012/10/2011 12:39:01 PM
mainsail35$50.0012/10/2011 3:58:41 PM
bold-bright-currency$25.0012/10/2011 8:18:05 PM
tsquared_030$25.0012/10/2011 5:33:12 PM
yield-lion$25.0012/10/2011 7:20:56 PM
philantist$30.0012/10/2011 9:25:23 PM
bold-yield-rumbler$25.0012/11/2011 7:39:55 AM
Borrow2Grow$52.0012/11/2011 11:46:06 AM
kulender$100.0012/11/2011 12:09:49 PM
britgsb$30.0012/11/2011 12:17:40 PM
drkosh$25.0012/11/2011 4:18:47 PM
Stingray8a$25.0012/11/2011 5:06:50 PM
tidy-balance1$25.0012/11/2011 1:50:12 PM
basis-ferret8$50.0012/11/2011 6:55:19 PM
inspired-investment8$100.0012/11/2011 6:09:16 PM
math1973$50.0012/11/2011 6:38:28 PM
basis-mammal$25.0012/11/2011 9:52:02 PM
asmithj$25.0012/12/2011 9:16:10 AM
wwwUniversal$25.0012/12/2011 9:27:38 AM
hanuman77$25.0012/12/2011 9:20:55 AM
williemc44$25.0012/12/2011 9:35:34 AM
melodious-fairness$25.0012/12/2011 9:16:32 AM
hoyasaxa$25.0012/12/2011 9:45:22 AM
order-boomerang$25.0012/12/2011 10:09:09 AM
rogue_monster$50.0012/12/2011 9:35:52 AM
greenback-visionary4$25.0012/12/2011 9:51:03 AM
gods_favored$50.0012/12/2011 11:16:22 AM
puyanera$25.0012/12/2011 9:37:38 AM
finance-refresher3$50.0012/12/2011 10:49:46 AM
igniter584$25.0012/12/2011 11:26:34 AM
graceful-IRAinvestment$53.0012/12/2011 1:41:02 PM
happy-loot3$100.0012/12/2011 3:19:40 PM
hidavehi$26.0012/12/2011 3:59:54 PM
financial-frenzy$25.0012/12/2011 3:22:16 PM
credit-statuette8$50.0012/12/2011 5:17:48 PM
BoughtTheFarm$25.0012/12/2011 5:27:40 PM
wonderous-truth6$50.0012/12/2011 5:17:56 PM
KLCRAY$25.0012/12/2011 5:37:25 PM
ashishxpatel$50.0012/12/2011 5:24:58 PM
Anny-Disco$25.0012/12/2011 5:29:55 PM
LenderOnWheels$25.0012/12/2011 6:37:27 PM
genius520$49.0012/12/2011 5:36:47 PM
GCInvestments$29.0012/12/2011 5:47:37 PM
HamachiMan$50.0012/12/2011 8:24:37 PM
commerce-explosion9$25.0012/12/2011 8:48:54 PM
value-fortress3$25.0012/12/2011 7:31:18 PM
Railbird$25.0012/12/2011 7:41:21 PM
asset-producer1$500.0012/12/2011 7:51:18 PM
lamsabuy$100.0012/12/2011 8:58:44 PM
the-magnetic-transaction$50.0012/12/2011 10:24:26 PM
NolockHolmes$40.0012/12/2011 10:36:13 PM
hitsman$50.0012/12/2011 10:13:07 PM
MAKIN_IT_RAIN$50.0012/12/2011 11:05:45 PM
frontier3$50.0012/13/2011 3:49:04 AM
power-bluebird2$25.0012/13/2011 3:24:30 AM
Star_Witness$25.0012/12/2011 9:59:47 PM
170 Investments
 
Borrower Payment Dependent Notes Series 542716
This series of Notes was issued and sold upon the funding of the borrower loan #58347, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $824.88
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1994 Debt/Income ratio: 7%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 7 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: fund-bliss2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small Business - Record Label
This loan will be used to fund the release of my first independently produced pop rock record and the founding of my independent record label.
I am a successful IT consultant with over 20 years of experience. I am gainfully employed and make a very good living. The loan will be paid back with my weekly/monthly work earnings and any profit made from record sales.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/16/2011 5:02:10 PM
bb575$50.0012/16/2011 5:19:10 PM
currency-agave$60.0012/16/2011 5:31:26 PM
healthy-rate3$50.0012/16/2011 5:34:21 PM
blot44$25.0012/17/2011 4:52:36 AM
the-enticing-coin$125.0012/16/2011 11:32:05 PM
riproaringrapids$25.0012/18/2011 12:06:36 AM
trade-solo$25.0012/19/2011 2:02:28 AM
fantastic-investment9$30.0012/19/2011 11:45:11 AM
interest-exec9$25.0012/19/2011 3:12:36 PM
worthy-bid8$50.0012/19/2011 5:38:18 PM
green-robust-currency$169.8212/19/2011 8:17:06 PM
ToweringDan$50.0012/20/2011 12:47:08 AM
money-booster2$25.0012/20/2011 9:11:01 AM
ricklip$100.0012/20/2011 10:23:23 AM
TrustPlus$50.0012/21/2011 8:48:22 PM
processor115$25.0012/22/2011 6:34:17 AM
nethawk00$25.0012/22/2011 9:31:39 AM
top-courteous-peso$75.0012/22/2011 6:44:00 PM
greenback-investor7$200.0012/22/2011 6:18:56 PM
a-finance-nirvana$25.0012/23/2011 3:46:44 AM
indomitable-coin$25.0012/23/2011 9:10:42 AM
MTGuy$35.0012/23/2011 6:07:51 PM
historic-balance5$25.0012/25/2011 12:22:19 PM
Pizza-man$50.0012/26/2011 7:22:49 AM
dbs$25.0012/26/2011 9:32:56 AM
successful-agreement7$100.0012/26/2011 5:22:28 PM
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284 Investments
 
Borrower Payment Dependent Notes Series 542724
This series of Notes was issued and sold upon the funding of the borrower loan #57447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-05-2011 
Term: 36 months Listing End date:  Dec-06-2011 
 
Lender yield: 30.77% Borrower rate/APR: 31.77% / 35.80% Monthly payment: $173.71
 
Lender servicing fee: 1.00% Effective Yield*: 28.96%  
Estimated return*: 12.46%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Dec-1995 Debt/Income ratio: 23%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:21y 2m
Amount delinquent: $0 Total credit lines: 39 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,430Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: the-fabulous-greenback Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolation
Purpose of loan:
This loan will be used to...pay off unsecured debt/credit cards

My financial situation:
I am a good candidate for this loan because...I make good money and i have never been late on my current payments i want to reduce the amount of payments i have.


Monthly net income: $3800.00
Monthly expenses: $ 3000.00
Housing: $1200.00
Insurance: $55.00
Car expenses: $ 345.00
Utilities: $ 50.00
Phone, cable, internet: $ na
Food, entertainment: $ 150.00
Clothing, household expenses: $ na
Credit cards and other loans: $ 400.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
eboomer2611$25.0012/6/2011 9:19:58 AM
worth-blanket2$2,900.0012/6/2011 10:23:45 AM
EretzCapital$25.0012/6/2011 9:07:58 AM
Rogelio48$30.0012/6/2011 8:48:22 AM
heavenly-interest9$500.0012/6/2011 8:03:28 AM
goodhearted-generosity511$30.0012/6/2011 6:52:53 AM
loanman2007$50.0012/6/2011 5:58:01 AM
vigorous-market5$100.0012/6/2011 12:22:19 AM
lowrater$50.6012/5/2011 8:47:45 PM
Something-Corporate$25.0012/5/2011 5:08:16 PM
SFBank$50.0012/5/2011 5:13:12 PM
BenR$100.0012/5/2011 5:14:28 PM
social-heart$25.0012/6/2011 4:46:28 AM
Danjack_Capital$25.0012/5/2011 6:05:39 PM
CA-Lender$25.0012/5/2011 7:56:07 PM
zydeco337$25.0012/6/2011 7:43:31 AM
Iwillhuntyoudown$14.4012/6/2011 10:37:39 AM
17 Investments
 
Borrower Payment Dependent Notes Series 542768
This series of Notes was issued and sold upon the funding of the borrower loan #57501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-05-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 11.54% Borrower rate/APR: 12.54% / 15.38% Monthly payment: $267.78
 
Lender servicing fee: 1.00% Effective Yield*: 11.50%  
Estimated return*: 7.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1978 Debt/Income ratio: 26%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:15y 8m
Amount delinquent: $0 Total credit lines: 36 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,441Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: footballfan-lsu Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Combining Bills with Lower Rate
Purpose of loan:
This loan will be used to combine my monthly bills into one lower interest rate payment.

My financial situation:
I am a good candidate for this loan because I have a good credit rating, I pay my debts on time and in full, and I don't spend foolishly.

I have been at my current job for more than 15 years. I am married and have two awesome children.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/8/2011 9:28:38 AM
happy-loot3$100.0012/5/2011 5:19:52 PM
indomitable-coin$25.0012/5/2011 5:31:35 PM
chicagobanker$50.0012/5/2011 8:29:48 PM
AFairDeal$25.0012/5/2011 5:22:05 PM
radforj22$25.0012/6/2011 4:57:26 AM
skillful-diversification2$25.0012/5/2011 5:31:12 PM
Bank_Of_XL$25.0012/6/2011 8:13:06 AM
axl163$25.0012/6/2011 1:53:42 PM
unforgettable-wealth4$50.0012/6/2011 4:24:54 PM
impressive-justice6$50.0012/7/2011 6:15:55 AM
9skyrider$25.0012/7/2011 7:46:18 AM
caring-hope2$25.0012/7/2011 7:29:40 AM
LianaB$100.0012/7/2011 12:37:10 PM
serene-capital$25.0012/7/2011 11:34:52 AM
auxilliary2000$25.0012/7/2011 12:14:53 PM
Cherrypicker$50.0012/7/2011 1:46:54 PM
rpdelray$25.0012/7/2011 7:10:12 PM
moola-gargantuan9$50.0012/8/2011 6:07:25 AM
igniter584$25.0012/8/2011 6:22:33 AM
market-solstice2$25.0012/8/2011 9:34:58 AM
aabadabadoo$25.0012/8/2011 9:38:00 AM
deal-searcher1$25.0012/8/2011 11:08:26 AM
sflawya$25.0012/8/2011 12:45:45 PM
Starica$300.0012/8/2011 4:44:53 PM
passivesf$100.0012/8/2011 5:48:17 PM
aiming_for_42$25.0012/8/2011 8:40:15 PM
availableloan$25.0012/8/2011 8:45:22 PM
RussiaAC5M$26.2412/9/2011 9:32:19 AM
floridahelper$25.0012/9/2011 4:14:04 PM
kid_dynamite15$75.0012/9/2011 6:17:54 PM
riproaringrapids$25.0012/9/2011 8:02:45 PM
blue-lively-platinum$25.0012/10/2011 2:21:41 PM
phenomenal-gain5$25.0012/10/2011 3:51:57 PM
just-loyalty643$50.0012/10/2011 4:27:25 PM
payment-halo$25.0012/10/2011 7:13:54 PM
what_goes_around$200.0012/11/2011 5:10:47 AM
tsui517$50.0012/11/2011 8:11:23 AM
Ocean713$75.0012/11/2011 11:12:02 AM
britgsb$30.0012/11/2011 12:17:41 PM
basis-ferret8$50.0012/11/2011 6:55:19 PM
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power-companion7$75.0012/12/2011 9:40:19 AM
thankful-nickel2$25.0012/12/2011 1:04:46 PM
houli123$25.0012/12/2011 12:09:21 PM
sudeep104$25.0012/12/2011 7:12:51 PM
mammalian4$25.0012/12/2011 7:44:45 PM
asset-producer1$100.0012/12/2011 7:55:26 PM
gentle-transparency7$250.0012/13/2011 3:04:39 AM
transparency-giant$50.0012/12/2011 9:37:44 PM
ptclender$100.0012/13/2011 5:38:29 AM
hitsman$50.0012/12/2011 10:13:08 PM
ScottCapital$25.0012/13/2011 5:42:05 AM
wwwUniversal$25.0012/12/2011 10:21:36 PM
GElender$40.0012/13/2011 5:51:42 AM
Rulea72$25.0012/13/2011 6:57:30 AM
starry2001$25.0012/13/2011 3:48:44 AM
loan-rider7$25.0012/13/2011 7:59:59 AM
giftgold$25.0012/13/2011 5:44:38 AM
designer_10$25.0012/13/2011 9:17:44 AM
income-safehouse9$250.0012/13/2011 9:44:29 AM
dsnybnd$25.0012/13/2011 10:35:59 AM
Loan-Mart$116.1612/13/2011 11:38:54 AM
MacBrandon$25.0012/13/2011 11:56:44 AM
nunnie$25.0012/13/2011 12:58:12 PM
100units$88.4012/13/2011 1:07:57 PM
golden-velocity9$25.0012/13/2011 11:50:28 AM
wealth-infusion6$200.0012/13/2011 12:30:34 PM
balance-bliss$200.0012/13/2011 1:02:08 PM
bazaar-festivity$50.0012/5/2011 5:22:54 PM
igniter584$25.0012/5/2011 5:27:52 PM
LoanerPrincipal$25.0012/6/2011 9:16:51 AM
JustMee$25.0012/6/2011 1:08:46 PM
ricklip$100.0012/6/2011 6:54:46 PM
careful-note$50.0012/6/2011 5:27:14 PM
beachfunder$25.0012/7/2011 7:31:25 AM
rkhrdjp$25.0012/7/2011 7:43:15 AM
bicyclist2270$25.0012/7/2011 2:26:07 PM
compassionate-asset8$32.4212/7/2011 7:56:20 PM
penny-plato$25.0012/7/2011 4:47:00 PM
imlosttoo$25.0012/7/2011 8:09:30 PM
established-hope5$50.0012/8/2011 7:16:38 AM
BxRealtor$25.0012/8/2011 9:25:30 AM
kenji4861$25.0012/8/2011 9:29:10 AM
paladin510$25.0012/8/2011 12:02:30 PM
brazilofmux$100.0012/8/2011 5:37:45 PM
mathaiusa$150.0012/9/2011 4:55:32 PM
timbob$100.0012/9/2011 5:33:11 PM
green-rate-futurist$300.0012/9/2011 6:58:26 PM
money-booster2$50.0012/9/2011 10:50:16 PM
ScroogeMacDuck$31.1312/10/2011 4:33:02 AM
adir1$25.0012/10/2011 7:31:37 AM
penguino$100.0012/10/2011 7:33:47 AM
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toocautious$79.1212/10/2011 3:03:29 PM
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bold-bright-currency$25.0012/10/2011 8:19:11 PM
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income-banjo$100.0012/11/2011 8:10:37 AM
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majestic-repayment3$25.0012/11/2011 1:53:39 PM
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value-squirrel3$25.0012/11/2011 6:11:57 PM
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wam37$25.0012/12/2011 7:40:09 AM
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Lo0se_mo0se$25.0012/12/2011 7:10:49 PM
RichMaker1$25.0012/12/2011 9:44:43 PM
asset-producer1$100.0012/12/2011 7:58:29 PM
Star_Witness$34.2312/12/2011 9:56:44 PM
HamachiMan$50.0012/12/2011 8:24:38 PM
the_winning_ticket$100.0012/13/2011 1:06:04 AM
credit-investor5$50.0012/13/2011 6:49:28 AM
friendinmoney$25.0012/13/2011 8:04:40 AM
BlessedEveryDay$26.3012/13/2011 8:40:13 AM
value-wind0$47.0012/13/2011 9:47:45 AM
rcr549$25.0012/13/2011 10:11:14 AM
commanding-treasure2$50.0012/13/2011 10:59:33 AM
JBG$25.0012/13/2011 11:09:39 AM
factcheck$30.0012/13/2011 10:21:16 AM
oldman68$25.0012/13/2011 12:31:55 PM
wealth-infusion6$200.0012/13/2011 12:42:44 PM
tender-fund1$119.3412/13/2011 12:51:14 PM
dough-souffle$200.0012/13/2011 12:51:40 PM
134 Investments
 
Borrower Payment Dependent Notes Series 542790
This series of Notes was issued and sold upon the funding of the borrower loan #57511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-05-2011 
Term: 36 months Listing End date:  Dec-06-2011 
 
Lender yield: 30.77% Borrower rate/APR: 31.77% / 35.80% Monthly payment: $86.85
 
Lender servicing fee: 1.00% Effective Yield*: 28.96%  
Estimated return*: 12.46%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1986 Debt/Income ratio: 45%
Credit score: 680-699 (Nov-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 22 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,389Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: No  
Screen name: first-urbane-finance Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Countrygirl50
Purpose of loan:
This loan will be used to... Consolidate some smaller debts and have some dental work done with any remaining monies.

My financial situation:
I am a good candidate for this loan because...
I have strived diligently to get out of debt over the past 8 years and was well on the way to being debt free.
I am a hard worker and I try to stay current on bills.


Monthly net income: $1500.00
Monthly expenses: $80.00
Housing: $250,00
Insurance: $0
Car expenses: $309.00
Utilities: $42.00
Phone, cable, internet: $75.00
Food, entertainment: $ 80.00
Clothing, household expenses: $20.00
Credit cards and other loans: $140.00
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vibrant-trade8$35.0012/5/2011 5:20:54 PM
Core-Marketing$25.0012/6/2011 4:28:13 AM
eboomer2611$25.0012/6/2011 9:21:13 AM
Danjack_Capital$25.0012/5/2011 5:56:11 PM
copper$47.0012/5/2011 5:38:45 PM
silver-birdie$100.0012/5/2011 5:13:12 PM
fountain355$25.0012/6/2011 4:29:36 AM
taetrade$25.0012/6/2011 6:07:53 AM
atcrain07$25.0012/6/2011 8:16:55 AM
worth-blanket2$1,700.0012/6/2011 10:22:40 AM
10 Investments
 
Borrower Payment Dependent Notes Series 542804
This series of Notes was issued and sold upon the funding of the borrower loan #57561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-05-2011 
Term: 36 months Listing End date:  Dec-06-2011 
 
Lender yield: 15.64% Borrower rate/APR: 16.64% / 19.55% Monthly payment: $177.37
 
Lender servicing fee: 1.00% Effective Yield*: 15.37%  
Estimated return*: 9.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-1998 Debt/Income ratio: 8%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:5y 9m
Amount delinquent: $0 Total credit lines: 39 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $226Stated income:$25,000-$49,999
Delinquencies in last 7y: 44 Bankcard utilization: 44%  
   Homeownership: No  
Screen name: community-fuse7 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Reclaim & Repair
Purpose of loan: Redeem pawns, new tires
This loan will be used to redeem heirlooms placed in pawn and pay off an auto title loan. The pawn loans have been taken out for some vehicle repairs and to help a disabled family member. I would also like to purchase four tires for my car. I would like to purchase a dremel, paints, and some additional supplies to create wildlife art. I would like to purchase some christmas gifts.
My financial situation: I am a good candidate for this loan because after the outrageous pawns are redeemed, I will have minimal bills. I live in staff housing & my rent, utilities, and trash are all included and deducted from each pay check before net pay ($424 bi-weekly). I have been at my job for over 5 years.
Monthly net income: $1260 (+overtime)
Monthly expenses: $630 (as detailed below)
Insurance: $50
Car expenses: $100
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/5/2011 5:27:53 PM
happy-loot3$100.0012/5/2011 5:19:53 PM
worth-blanket2$4,900.0012/6/2011 10:23:16 AM
3 Investments
 
Borrower Payment Dependent Notes Series 542808
This series of Notes was issued and sold upon the funding of the borrower loan #57526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-06-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $80.17
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-2000 Debt/Income ratio: 7%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,611Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 84%  
   Homeownership: Yes  
Screen name: tolerant-income4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
2348 Cleveland Avenue
Purpose of loan: Home Improvement.

This loan will be used to...Replace carpets and paint walls.

My financial situation: Fair.
I am a good candidate for this loan because...I own a rental property that the proceeds from the rent will pay back the loan.


Monthly net income: $2,500
Monthly expenses: $1,750
Housing: $775
Insurance: $40
Car expenses: $100
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $250
Clothing, household expenses: $75
Credit cards and other loans: $120
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
wwwUniversal$25.0012/12/2011 10:21:36 PM
green-rate-futurist$25.0012/12/2011 3:56:17 AM
economy-popcorn$25.0012/12/2011 6:56:08 AM
4mydaughterseducation$44.0012/10/2011 8:53:04 AM
jmeasn$25.0012/9/2011 9:00:50 PM
gain-dolphin$25.0012/9/2011 6:40:43 PM
deal-searcher1$25.0012/8/2011 11:14:41 AM
asset-professor$25.0012/8/2011 8:31:00 AM
heerzaquestion$25.0012/7/2011 8:17:53 AM
SolarMoonshine$25.0012/6/2011 5:43:39 PM
unforgettable-wealth4$50.0012/6/2011 4:24:56 PM
Danjack_Capital$25.0012/6/2011 9:19:00 AM
AndChicksforFree$25.0012/6/2011 9:09:49 AM
dudebrah$25.0012/6/2011 3:38:57 PM
foothillender$25.0012/7/2011 8:41:24 AM
CA-Lender$25.0012/7/2011 9:32:20 AM
papaloha$25.0012/7/2011 9:06:42 AM
daekpon$25.0012/7/2011 4:40:26 PM
atcrain07$25.0012/9/2011 6:58:00 AM
CMDCO$50.0012/9/2011 7:45:19 AM
Investor_DP$100.0012/9/2011 9:22:07 AM
money-baron-Roth401k$50.0012/10/2011 8:06:02 AM
beakerfish$50.0012/10/2011 9:28:29 AM
dws2380$25.0012/11/2011 3:06:10 PM
SmallTown5$61.9712/12/2011 5:36:42 PM
heart514$25.0012/12/2011 7:27:01 PM
goat0$50.0012/12/2011 7:35:03 PM
first-integrity-gravity$1,000.0012/12/2011 9:25:33 PM
valiant-note129$69.0312/13/2011 1:24:53 AM
29 Investments
 
Borrower Payment Dependent Notes Series 542838
This series of Notes was issued and sold upon the funding of the borrower loan #58327, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-23-2011 
Term: 60 months Listing End date:  Dec-23-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1999 Debt/Income ratio: 21%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,718Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: Yes  
Screen name: the-diversification-seagull Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3900
Monthly expenses: $
Housing: $373
Insurance: $
Car expenses: $150?
Utilities: $100?
Phone, cable, internet: $210
Food, entertainment: $600
Clothing, household expenses: $
Credit cards and other loans: $250
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$15,000.0012/23/2011 5:10:45 PM
1 Investments
 
Borrower Payment Dependent Notes Series 542872
This series of Notes was issued and sold upon the funding of the borrower loan #57431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $400.83
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1995 Debt/Income ratio: 91%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 17Length of status:9y 3m
Amount delinquent: $0 Total credit lines: 51 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,766Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: No  
Screen name: unequaled-order4 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
queenis7
Purpose of loan:
This loan will be used to...debt payoff

My financial situation:
I am a good candidate for this loan because...i pay my bills on time, i pay extra on my bills etc. i will have someone else paying too each month.


Monthly net income: $3700.
Monthly expenses:
Housing: $500.
Insurance: $674.00 yrly
Car expenses: $300.
Utilities: $300.
Phone, cable, internet: $120.
Food, entertainment: $150.
Clothing, household expenses: $
Credit cards and other loans: $400.
Other expenses: $240. gas for vehicle
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
mammalian4$25.0012/12/2011 7:38:28 PM
funds-framework4$50.0012/12/2011 8:33:45 PM
Mark-7$50.0012/12/2011 9:38:02 PM
kendigme$25.0012/13/2011 2:49:39 AM
ethical-truth211$574.6012/13/2011 3:01:02 AM
heart514$25.0012/12/2011 7:27:08 PM
happy-return4$100.0012/12/2011 6:05:23 PM
Scoote2912$25.0012/12/2011 5:27:19 PM
economy-shrubbery6$25.0012/12/2011 5:08:55 PM
wise-deal-panda$100.0012/12/2011 5:12:27 PM
elfincove$25.0012/12/2011 4:46:31 PM
financial-frenzy$25.0012/12/2011 3:22:17 PM
charming-return031$25.0012/12/2011 2:39:29 PM
SqueezeKing$25.0012/12/2011 2:36:37 PM
orgy63$25.0012/12/2011 1:37:39 PM
careful-note1$25.0012/12/2011 11:22:00 AM
haplender$33.0012/12/2011 9:36:58 AM
Executive23$25.0012/12/2011 10:45:13 AM
CaliforniaSun$25.0012/12/2011 9:31:01 AM
gjm6d$25.0012/12/2011 9:36:17 AM
helpinghand63$25.0012/12/2011 9:33:53 AM
ursus$30.0012/12/2011 9:29:31 AM
unafraid-cash2$50.0012/12/2011 9:28:09 AM
87Marc$25.0012/12/2011 9:18:01 AM
social-trumpet$25.0012/12/2011 9:36:25 AM
KLCRAY$25.0012/12/2011 9:15:49 AM
pious-market939$40.0012/12/2011 9:15:20 AM
point-xylophone$25.0012/12/2011 8:41:32 AM
spitzbergen$25.0012/12/2011 9:07:04 AM
gold-cluster$50.0012/12/2011 6:35:29 AM
lokiswolf$25.0012/12/2011 6:32:58 AM
legend717$25.0012/12/2011 5:10:04 AM
shawnw2$75.0012/12/2011 3:34:08 AM
orange-coin-walnut$50.0012/11/2011 6:21:24 PM
loss-of-control$100.0012/11/2011 5:12:30 PM
cattlebaron$25.0012/11/2011 5:01:55 PM
indomitable-camaraderi3$50.0012/11/2011 3:46:52 PM
jmeasn$25.0012/9/2011 9:01:37 PM
damasterwc$100.0012/9/2011 6:23:47 PM
focused-bill3$25.0012/9/2011 5:22:14 PM
bid-stockpiler1$100.0012/9/2011 4:56:57 PM
1willray$25.0012/9/2011 2:09:26 PM
green-rapid-openness$100.0012/9/2011 1:55:13 PM
happy-return4$35.0012/9/2011 10:10:28 AM
diplomatic-wealth7$25.0012/9/2011 9:37:08 AM
missing-link$25.0012/9/2011 9:15:13 AM
mercuriant$25.0012/9/2011 9:10:56 AM
passivesf$25.0012/8/2011 8:58:52 PM
finance-prescription$100.0012/8/2011 5:40:02 PM
jkeller4000$25.0012/8/2011 3:39:20 PM
happy-return4$50.0012/8/2011 12:47:00 PM
deal-searcher1$25.0012/8/2011 11:08:30 AM
108lender$200.0012/8/2011 8:27:11 AM
skillful-asset5$30.0012/8/2011 7:11:28 AM
profit-powerplant$25.0012/7/2011 5:19:20 PM
fortytwo$150.0012/7/2011 5:17:49 PM
enchanted-diversification496$25.0012/7/2011 5:38:47 PM
pound-mushroom3$25.0012/7/2011 5:15:04 PM
graceful-IRAinvestment$25.0012/7/2011 5:14:05 PM
AndChicksforFree$25.0012/7/2011 5:10:25 PM
lowrater$100.7012/11/2011 2:59:37 PM
enticing-exchange3$25.0012/11/2011 5:42:18 PM
AlternativeCashFlow$25.0012/11/2011 12:43:00 PM
valiant-note129$100.0012/11/2011 4:09:42 PM
social-cocktail1$200.0012/11/2011 12:22:32 PM
stepatatime-together$100.0012/11/2011 12:06:04 PM
best-asset-jedi$50.0012/11/2011 11:14:05 AM
suave-dime6$25.0012/11/2011 10:44:37 AM
payment-artist$25.0012/11/2011 12:16:32 PM
silver-enlightenment0$100.0012/11/2011 10:08:16 AM
zone6$100.0012/11/2011 8:32:12 AM
karpman3$50.0012/11/2011 9:08:49 AM
top-visionary-truth$25.0012/11/2011 7:22:28 AM
lucky2$25.0012/10/2011 9:59:49 PM
yield-lion$25.0012/10/2011 7:20:59 PM
japerk$25.0012/10/2011 4:00:11 PM
blue-lively-platinum$25.0012/10/2011 2:21:48 PM
ultimate-payment$25.0012/10/2011 2:41:13 PM
NotOprah$50.0012/10/2011 2:34:03 PM
tremendous-yield8$25.0012/10/2011 1:23:35 PM
income-buffalo1$63.2612/10/2011 2:11:41 PM
Comoparklender$25.0012/10/2011 12:44:37 PM
Wellman$25.0012/10/2011 12:34:33 PM
shrewd-peace7$25.0012/10/2011 12:35:07 PM
CashFlow13$100.0012/10/2011 12:21:37 PM
SolarMoonshine$25.0012/10/2011 12:13:42 PM
CPAMAN$25.0012/10/2011 12:08:31 PM
Kids-College-Fund$500.0012/10/2011 10:25:24 AM
JamesStock$25.0012/10/2011 9:18:05 AM
javelin0$25.0012/10/2011 8:27:42 AM
Rulea72$25.0112/10/2011 7:29:47 AM
deal-hickory5$100.0012/9/2011 11:14:38 PM
golden-velocity9$25.0012/7/2011 5:16:53 PM
red-power-pecan$50.0012/7/2011 5:08:28 PM
the-lean-bid$25.0012/7/2011 10:23:21 PM
CA-Lender$25.0012/8/2011 7:36:29 AM
asset-professor$25.0012/8/2011 8:34:57 AM
truth-companion$100.0012/8/2011 1:10:16 PM
alexander-hamilton$50.0012/8/2011 2:07:09 PM
Starica$300.0012/8/2011 4:45:00 PM
simplyonce$50.0012/8/2011 5:15:00 PM
brazilofmux$100.0012/8/2011 5:37:47 PM
nimble-revenue5$50.0012/9/2011 9:16:18 AM
Investor_DP$100.0012/9/2011 9:22:10 AM
BenR$35.0012/9/2011 9:42:45 AM
income-rocker2$50.0012/9/2011 12:04:56 PM
Kyileo$25.0012/9/2011 12:34:12 PM
leball$25.0012/9/2011 5:00:58 PM
green-rate-futurist$100.0012/9/2011 6:49:01 PM
riproaringrapids$25.0012/9/2011 8:02:53 PM
platinum-czar$25.0012/9/2011 7:47:53 PM
penny-winner$50.0012/9/2011 9:41:51 PM
intuitive-velocity4$25.0012/9/2011 10:25:47 PM
new-social-economist$60.0012/9/2011 10:04:21 PM
newest-exact-commitment$25.0012/9/2011 10:38:57 PM
focused-return366$25.0012/9/2011 11:24:08 PM
authentic-diversification$50.0012/10/2011 4:12:21 AM
radforj22$25.0012/10/2011 6:11:47 AM
green28$150.0012/10/2011 8:32:46 AM
SecondChanceLendingSERV$25.0012/10/2011 7:47:15 AM
avm-the-investor$250.0012/10/2011 8:58:34 AM
investment-cluster$40.0012/10/2011 9:33:14 AM
wildsf$25.0012/10/2011 10:22:20 AM
compassion-paladin042$25.0012/10/2011 11:59:33 AM
Tradesmanlender$25.0012/10/2011 12:37:13 PM
worthy-bid8$50.0012/10/2011 12:44:33 PM
CalBear08$25.0012/10/2011 12:49:47 PM
dedication-magnolia9$25.0012/10/2011 1:53:41 PM
newest-phenomenal-dinero$75.0012/10/2011 1:56:26 PM
worthy-commitment7$25.0012/10/2011 2:05:26 PM
gilbrear$25.0012/10/2011 2:40:22 PM
sgmm330$25.0012/10/2011 8:00:04 PM
Craigopher$25.0012/10/2011 10:17:48 PM
sgmm330$25.0012/10/2011 8:10:59 PM
smart-note9$25.0012/10/2011 11:22:29 PM
dynrep$100.0012/11/2011 6:49:43 AM
compassion-neutron$25.0012/11/2011 5:14:02 AM
trajectory8$100.0012/11/2011 8:47:47 AM
best-shiny-hope$89.2612/11/2011 11:11:00 AM
erowis$50.0012/11/2011 9:14:54 AM
creative-bill8$45.9812/11/2011 9:17:36 AM
green-transaction-charmer$31.3212/11/2011 12:14:45 PM
economy-coup$50.0012/11/2011 12:17:02 PM
orange-preeminant-bill$25.0012/11/2011 12:25:27 PM
csa_101824$25.0012/11/2011 12:06:31 PM
zone8$100.0012/11/2011 12:14:13 PM
wwwUniversal$25.0012/11/2011 12:21:05 PM
liberty-point$25.0012/11/2011 2:43:28 PM
Mariner3605$25.0012/11/2011 12:26:50 PM
rupee-cymbal$25.0012/11/2011 12:29:05 PM
power-companion7$75.0012/11/2011 12:34:30 PM
KrauseVentures$25.0012/11/2011 12:34:35 PM
thelovebug$100.0012/11/2011 12:37:03 PM
gold-cluster$50.0012/11/2011 4:00:49 PM
KBC000$25.0012/11/2011 8:28:14 PM
VAGweilo$25.0012/11/2011 4:45:52 PM
debt-system880$25.0012/11/2011 8:40:09 PM
basis-mammal$25.0012/11/2011 9:52:03 PM
bus653$25.0012/11/2011 6:56:50 PM
pleaseandthankyou81$25.0012/12/2011 6:55:06 AM
jstefans$25.0012/12/2011 12:55:37 AM
thankful-nickel2$25.0012/12/2011 6:18:12 AM
retirementlady$25.0012/12/2011 9:01:50 AM
IIP77$25.0012/12/2011 9:08:18 AM
minddoc$50.0012/12/2011 9:22:59 AM
igniter584$50.0012/12/2011 9:24:29 AM
rvfbroker$25.0012/12/2011 9:10:48 AM
principal-cooker2$28.0012/12/2011 9:06:29 AM
Hedge-Fund$25.0012/12/2011 9:31:15 AM
vibrant-trade8$35.0012/12/2011 9:25:51 AM
nfx$35.0012/12/2011 10:03:05 AM
irrelevant$50.0012/12/2011 10:05:07 AM
worldly-gold$50.0012/12/2011 9:34:21 AM
hoyasaxa$25.0012/12/2011 9:45:22 AM
Cappyatl$25.0012/12/2011 9:46:45 AM
rogue_monster$50.0012/12/2011 9:35:52 AM
fair-payment4$25.0012/12/2011 10:58:29 AM
COCHINOBOY$35.0012/12/2011 11:19:46 AM
money-booster2$25.0012/12/2011 11:21:26 AM
gain-expert$25.4312/12/2011 10:46:35 AM
gods_favored$50.0012/12/2011 11:16:24 AM
mikrolown$50.0012/12/2011 11:49:59 AM
jkeller4000$25.0012/12/2011 1:15:18 PM
gain-equator$25.0012/12/2011 3:12:39 PM
bsh297$26.5512/12/2011 3:49:14 PM
nashibaksi$30.0012/12/2011 6:43:15 PM
happy-return4$50.0012/12/2011 6:04:43 PM
bitterroot_mt$25.0012/12/2011 7:18:41 PM
HamachiMan$50.0012/12/2011 8:24:42 PM
transparency-giant$50.0012/12/2011 9:37:48 PM
duty-explosion9$100.0012/12/2011 8:43:08 PM
bright-currency3$51.8912/12/2011 7:59:24 PM
hitsman$50.0012/12/2011 10:13:09 PM
langdonx$25.0012/12/2011 8:33:59 PM
LendingPimp$50.0012/12/2011 11:12:07 PM
195 Investments
 
Borrower Payment Dependent Notes Series 542938
This series of Notes was issued and sold upon the funding of the borrower loan #57452, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-06-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 15.64% Borrower rate/APR: 16.64% / 19.55% Monthly payment: $461.16
 
Lender servicing fee: 1.00% Effective Yield*: 15.37%  
Estimated return*: 9.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1990 Debt/Income ratio: 18%
Credit score: 700-719 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:17y 4m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,093Stated income:$100,000+
Delinquencies in last 7y: 7 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: noahs27 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating higher cost debt
Purpose of loan:

Specifically, this loan will consolidate four accounts. The interest saved will be put towards paying down the debt faster. I assure you the Prosper loan will not be a problem.

I look forward to putting these debts behind me and getting these paid down sooner than later. Your trust will not be in vain - you can be assured of timely payments throughout.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
porter22$25.0012/13/2011 7:30:36 AM
credit-maple5$25.0012/13/2011 9:06:54 AM
Laxa$25.0012/13/2011 9:03:02 AM
roguewinner$31.6812/13/2011 8:47:37 AM
Captain_America$50.0012/13/2011 6:48:10 AM
GElender$40.0012/13/2011 5:51:02 AM
vigorous-payment6$25.0012/13/2011 7:42:19 AM
ethical-truth211$400.0012/13/2011 2:57:04 AM
Butterfly1950$25.0012/13/2011 6:51:15 AM
worth-arch$25.0012/13/2011 6:41:53 AM
benefit-position$30.0012/13/2011 6:45:55 AM
Pasagam$50.0012/13/2011 5:38:29 AM
gold-fluffy-bunny4$40.0012/13/2011 4:35:29 AM
langdonx$25.0012/12/2011 8:33:58 PM
the_winning_ticket$100.0012/13/2011 1:06:07 AM
HamachiMan$50.0012/12/2011 8:24:40 PM
Spookytj$50.0012/12/2011 8:01:40 PM
asset-producer1$500.0012/12/2011 7:52:08 PM
reneenurse$45.0012/12/2011 6:46:19 PM
asset-producer1$100.0012/12/2011 7:55:27 PM
value-fortress3$50.0012/12/2011 7:24:59 PM
heart514$25.0012/12/2011 7:27:02 PM
punctual-kindness3$30.0012/12/2011 6:41:10 PM
Spaceman838$25.0012/12/2011 6:24:51 PM
investment-appraiser$50.0012/12/2011 6:15:52 PM
maildude$25.0012/12/2011 5:24:42 PM
spitzbergen$25.0012/12/2011 5:12:10 PM
Nich$35.8812/12/2011 4:44:02 PM
silver-promise2$25.0012/12/2011 5:00:15 PM
investment-party$100.0012/12/2011 3:31:30 PM
financial-frenzy$25.0012/12/2011 3:22:16 PM
happy-loot3$200.0012/12/2011 3:09:37 PM
wampum-chorus3$29.6712/12/2011 2:56:09 PM
shur$50.0012/12/2011 12:37:46 PM
benefit-prescription6$156.2612/12/2011 12:00:00 PM
ADIDASNO$25.0012/11/2011 12:12:05 PM
Ocean713$75.0012/11/2011 11:15:04 AM
best-asset-jedi$50.0012/11/2011 11:12:50 AM
britgsb$30.0012/11/2011 12:17:42 PM
sspemba$100.0012/11/2011 11:04:51 AM
friendinmoney$25.0012/11/2011 9:22:20 AM
UT-Longhorn$25.0012/11/2011 9:19:15 AM
credit-investor5$50.0012/11/2011 9:02:50 AM
BonesyJones$200.0012/11/2011 10:29:30 AM
income-banjo$100.0012/11/2011 8:10:38 AM
twerns$40.0012/11/2011 9:15:02 AM
trustworthy-hope189$125.0012/11/2011 6:08:12 AM
what_goes_around$100.0012/11/2011 5:18:11 AM
fragonardlives$25.0012/11/2011 7:29:38 AM
SolarMoonshine$25.0012/11/2011 3:58:18 AM
smart-note9$25.0012/10/2011 11:26:06 PM
Rob717171$40.0012/10/2011 7:02:27 PM
Kubasaki$50.0012/10/2011 5:19:40 PM
newest-phenomenal-dinero$75.0012/10/2011 1:59:12 PM
bonafide-cash$100.0012/10/2011 2:07:20 PM
courteous-fund9$50.0012/10/2011 12:39:02 PM
new-social-economist$120.0012/12/2011 11:07:07 AM
igniter584$50.0012/12/2011 11:26:06 AM
grasshopper55$50.0012/12/2011 10:19:24 AM
order-boomerang$25.0012/12/2011 10:09:10 AM
contract-lava0$30.0012/12/2011 11:07:25 AM
finance-refresher3$50.0012/12/2011 10:43:57 AM
terrific-dough6$50.0012/12/2011 9:11:26 AM
bold-durability-drum$60.0012/12/2011 9:10:17 AM
bountiful-social$26.0012/12/2011 8:02:43 AM
FrogAndToad$25.0012/12/2011 6:30:43 AM
Mrs-Honeydew$25.0012/12/2011 5:13:56 AM
organized-compassion4$100.0012/12/2011 7:52:39 AM
wlm3012$30.0012/11/2011 8:18:23 PM
suave-income397$750.0012/11/2011 7:41:03 PM
deal-gazer$109.0012/12/2011 4:03:36 AM
SoldiersMom$75.0012/11/2011 6:31:35 PM
debt-system880$50.0012/11/2011 8:43:07 PM
drkosh$25.0012/11/2011 4:18:48 PM
math1973$50.0012/11/2011 6:38:28 PM
majestic-repayment3$25.0012/11/2011 1:53:40 PM
inspired-investment8$100.0012/11/2011 6:09:18 PM
tidy-balance1$25.0012/11/2011 1:50:41 PM
benefit-flow$25.0012/11/2011 12:58:21 PM
loot-funkmaster$25.0012/11/2011 12:53:27 PM
designer_10$25.0012/10/2011 11:24:13 AM
intuitive-integrity9$50.0012/10/2011 10:16:40 AM
javelin0$25.0012/10/2011 8:26:03 AM
director877$25.0012/10/2011 6:44:58 AM
Print88$25.0012/10/2011 6:52:04 AM
boylezz$25.0012/9/2011 7:04:32 PM
revenue-burst676$25.0012/9/2011 5:36:51 PM
heavy_ax$50.0012/9/2011 1:15:11 PM
happy-return4$35.0012/9/2011 10:10:28 AM
Investor_DP$100.0012/9/2011 9:21:28 AM
Domgabriel$25.0012/9/2011 3:39:23 AM
BxRealtor$25.0012/8/2011 5:06:20 PM
Starica$300.0012/8/2011 4:44:55 PM
deal-searcher1$25.0012/8/2011 11:08:27 AM
bazaar-festivity$50.0012/8/2011 9:36:52 AM
impressive-justice6$25.0012/7/2011 10:45:20 AM
ricklip$100.0012/6/2011 6:54:49 PM
igniter584$25.0012/6/2011 9:35:41 AM
AndChicksforFree$25.0012/6/2011 9:13:11 AM
happy-loot3$100.0012/6/2011 9:08:08 AM
lagnisiruk$25.0012/13/2011 9:17:18 AM
kwan$25.0012/13/2011 9:17:31 AM
social-zebra$30.0012/13/2011 8:45:06 AM
selector568$300.0012/13/2011 9:28:13 AM
bold-phenomenal-funds$50.0012/13/2011 10:41:18 AM
baker31$40.0012/13/2011 10:58:33 AM
B12SE-r$50.0012/13/2011 11:15:51 AM
lender2611$50.0012/13/2011 11:42:30 AM
wealth-infusion6$200.0012/13/2011 12:30:35 PM
commanding-treasure2$50.0012/13/2011 10:59:35 AM
oldman68$25.0012/13/2011 12:33:56 PM
affluence-generator2$100.0012/7/2011 11:09:29 AM
LianaB$100.0012/7/2011 12:40:46 PM
graceful-IRAinvestment$100.0012/7/2011 11:24:47 PM
igniter584$25.0012/8/2011 6:22:35 AM
blazing-capital2$250.0012/8/2011 12:36:45 PM
truth-companion$100.0012/8/2011 1:10:12 PM
happy-return4$50.0012/8/2011 12:46:51 PM
brazilofmux$29.0012/8/2011 5:37:46 PM
passivesf$75.0012/8/2011 6:13:28 PM
careful-note$50.0012/9/2011 9:22:45 AM
vutah$30.0012/9/2011 4:46:44 PM
mtquan$25.0012/9/2011 5:08:14 PM
Ripsaw4U$38.0012/9/2011 5:26:55 PM
ritwik$100.0012/9/2011 7:12:41 PM
riproaringrapids$25.0012/9/2011 8:02:48 PM
reinforced-velocity158$100.0012/9/2011 9:35:15 PM
Tideman$25.0012/9/2011 8:17:08 PM
money-booster2$25.0012/9/2011 10:19:04 PM
sunny-dough9$200.0012/10/2011 2:30:16 AM
katnmouse$25.0012/10/2011 6:23:57 AM
discrete-asset$25.0012/10/2011 7:42:17 AM
green28$150.0012/10/2011 8:41:36 AM
quarkyuzu$50.0012/10/2011 10:01:09 AM
timbob$100.0012/10/2011 12:08:21 PM
julijask$25.0012/10/2011 11:55:53 AM
green-rate-futurist$400.0012/10/2011 12:26:12 PM
elated-greenback$50.0012/10/2011 12:32:40 PM
tremendous-yield8$25.0012/10/2011 1:23:33 PM
liberty-point$25.0012/10/2011 1:33:15 PM
happyinvallarta$50.0012/10/2011 4:08:42 PM
peaceful-farmer$25.0012/10/2011 4:16:22 PM
yield-lion$25.0012/10/2011 7:20:58 PM
reward-motion$25.0012/10/2011 6:01:47 PM
bitterroot_mt$25.0012/10/2011 8:05:07 PM
bold-bright-currency$25.0012/10/2011 8:18:06 PM
compassion-neutron$25.0012/11/2011 5:01:03 AM
bold-yield-rumbler$25.0012/11/2011 7:39:57 AM
rootcanaler$100.0012/11/2011 8:47:52 AM
Rockytopgent$25.0012/11/2011 10:44:12 AM
ultimate-payment$25.0012/11/2011 12:08:14 PM
worthy-bid8$50.0012/11/2011 12:09:31 PM
CPAMAN$25.0012/11/2011 12:30:29 PM
credit-utensil7$50.0012/11/2011 4:14:20 PM
lostontheedge$25.0012/11/2011 2:25:44 PM
basis-ferret8$50.0012/11/2011 6:55:21 PM
bazaar-magma$34.0812/11/2011 3:37:55 PM
spursdog$25.0012/11/2011 3:46:10 PM
unger$130.1112/12/2011 3:44:55 AM
basis-mammal$25.0012/11/2011 9:52:03 PM
janeybooboo$100.0012/12/2011 4:18:18 AM
planetibet$50.0012/12/2011 6:26:17 AM
bill-expert$25.0012/12/2011 9:18:52 AM
Tradesmanlender$25.0012/12/2011 9:24:36 AM
the-charming-integrity$46.0812/12/2011 9:17:52 AM
puyanera$25.0012/12/2011 9:37:38 AM
booOST$25.0012/12/2011 9:26:43 AM
letsmakeitsuccessful$25.0012/12/2011 9:23:53 AM
wwwUniversal$25.0012/12/2011 9:27:39 AM
finance-refresher3$50.0012/12/2011 10:47:06 AM
chemistry220$25.0012/12/2011 9:44:39 AM
ONECENTATATIME$30.0012/12/2011 10:01:11 AM
Cappyatl$25.0012/12/2011 10:04:59 AM
careful-note$100.0012/12/2011 1:12:01 PM
malomar66$57.5312/12/2011 2:37:28 PM
finance-mammalian2$25.0012/12/2011 4:26:34 PM
techreseller$50.0012/12/2011 4:48:30 PM
lucrative-coin$50.0012/12/2011 5:09:27 PM
wonderous-truth6$50.0012/12/2011 5:17:57 PM
LawyerLoan$25.0012/12/2011 6:04:15 PM
Railbird$25.0012/12/2011 7:41:22 PM
LenderOnWheels$25.0012/12/2011 6:37:28 PM
transparency-giant$50.0012/12/2011 9:37:45 PM
Star_Witness$30.0012/12/2011 10:01:01 PM
hitsman$50.0012/12/2011 10:13:08 PM
rpdelray$25.0012/13/2011 4:07:51 AM
thankful-nickel2$25.0012/13/2011 5:14:31 AM
loan-rider7$25.0012/13/2011 7:58:52 AM
goodhearted-gold3$25.0012/13/2011 5:36:12 AM
the-laudable-peso$50.0012/13/2011 8:15:51 AM
organized-payment6$50.0012/13/2011 5:47:45 AM
helvet$35.0012/13/2011 8:24:55 AM
theboygenius$25.0012/13/2011 9:00:03 AM
youngster50$25.0012/13/2011 6:52:52 AM
unclejaef$25.0012/13/2011 8:53:00 AM
ttnk62918$25.0012/13/2011 9:32:28 AM
Agonbiew$50.0012/13/2011 9:13:14 AM
dollardave$100.0012/13/2011 10:17:03 AM
meenan$100.0012/13/2011 10:21:21 AM
maschinenbau$25.0012/13/2011 10:56:10 AM
integrity-doctor$100.0012/13/2011 12:07:01 PM
evergreen16$100.0012/13/2011 10:42:49 AM
larrybird$386.7112/13/2011 12:34:40 PM
203 Investments
 
Borrower Payment Dependent Notes Series 542950
This series of Notes was issued and sold upon the funding of the borrower loan #57475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-06-2011 
Term: 36 months Listing End date:  Dec-08-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $80.17
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-2004 Debt/Income ratio: 17%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 6 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,707Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: No  
Screen name: upbeat-interest31 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Breathing Room
Purpose of loan:
This loan will be used to.. Help take care of my mom and family for the holidays.

My financial situation: Very good
I am a good candidate for this loan because... I am a very hard worker and I have all my priorities in line. I study full time at Towson university and work full time in an office setting in Towson as well. I have a steady flow of income but just need extra breathing room. I am beyond qualified for this loan.


Monthly net income: $2200
Monthly expenses: $1500
Housing: $200
Insurance: $120
Car expenses: $250
Utilities: $60
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$700.0012/8/2011 10:50:07 AM
income-lion$25.0012/8/2011 10:44:21 AM
AEH_Now$25.0012/8/2011 9:23:47 AM
red-benefit-ruler$50.0012/8/2011 9:00:35 AM
enthralling-deal180$25.0012/8/2011 5:43:11 AM
greenback-boss296$60.0012/8/2011 5:32:44 AM
BradP$25.0012/7/2011 6:20:52 PM
mad-scientist418$25.0012/7/2011 6:02:54 PM
contract-victor5$25.0012/7/2011 4:24:50 PM
green28$100.0012/7/2011 3:16:25 PM
interest88$37.0012/7/2011 2:45:42 PM
tranquil-economy4$50.0012/7/2011 12:47:40 PM
balanced-balance6$25.0012/7/2011 9:26:04 AM
social-hunter5$25.0012/6/2011 6:33:07 PM
golden-velocity9$25.0012/6/2011 5:13:49 PM
red-power-pecan$50.0012/6/2011 5:12:00 PM
SecondChanceLendingSERV$25.0012/6/2011 5:17:29 PM
fortytwo$150.0012/6/2011 5:26:57 PM
newest-generous-income$25.0012/7/2011 2:43:20 AM
radforj22$25.0012/7/2011 4:23:14 AM
papaloha$25.0012/7/2011 9:06:46 AM
evan$30.0012/6/2011 9:03:12 PM
favorite-commerce$35.0012/7/2011 5:57:39 AM
profit-powerplant$25.0012/7/2011 9:35:11 AM
exciting-fairness$200.0012/7/2011 11:40:59 AM
handy-justice$50.0012/7/2011 10:46:43 AM
dudebrah$25.0012/7/2011 3:33:15 PM
finance-prescription$100.0012/7/2011 9:39:22 AM
payout-hammock1$30.0012/7/2011 1:27:33 PM
power-companion7$75.0012/7/2011 5:30:50 PM
4mydaughterseducation$25.0012/7/2011 6:40:41 PM
wwwUniversal$25.0012/7/2011 5:28:10 PM
rockhound84$25.0012/8/2011 5:05:45 AM
chrisb1414$25.0012/8/2011 6:25:03 AM
thelovebug$100.0012/8/2011 9:18:40 AM
AndyT1999$25.0012/8/2011 9:47:27 AM
36 Investments
 
Borrower Payment Dependent Notes Series 542956
This series of Notes was issued and sold upon the funding of the borrower loan #57421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1989 Debt/Income ratio: 30%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:18y 0m
Amount delinquent: $0 Total credit lines: 29 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $672Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: green-systematic-dedication Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
mrs
Purpose of loan: pay off some bills and christmas gifts
This loan will be used to...same as above

My financial situation: ok
I am a good candidate for this loan because...


Monthly net income:
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Hedge-Fund$25.0012/12/2011 9:31:48 AM
nfx$25.0012/12/2011 10:40:13 AM
new-social-economist$30.0012/12/2011 11:17:00 AM
forthright-trade$25.0012/12/2011 1:53:36 PM
hevenanderth$25.0012/12/2011 1:58:56 PM
mammalian4$25.0012/12/2011 7:37:50 PM
heart514$25.0012/12/2011 7:27:17 PM
2grindstones$11.0212/12/2011 10:27:18 PM
LuvToLend$25.0012/12/2011 9:25:38 AM
double22$100.0012/12/2011 7:47:14 AM
shawnw2$45.0012/12/2011 3:35:56 AM
MrDance123$25.0012/11/2011 9:28:06 PM
glroark$50.0012/11/2011 5:39:18 PM
vest_vortex$40.0012/11/2011 5:26:41 PM
loss-of-control$100.0012/11/2011 5:15:17 PM
gardenofeden$31.8312/11/2011 4:18:53 PM
SecondChanceLendingSERV$25.0012/11/2011 3:13:40 PM
168RichCapital$25.1212/11/2011 6:22:44 PM
DHolly$31.0012/11/2011 12:12:27 PM
blue-lively-platinum$25.0012/10/2011 2:21:55 PM
money-booster2$25.0012/10/2011 8:43:55 AM
Rogelio48$30.0012/10/2011 6:40:50 AM
money-fort$25.0012/9/2011 1:16:36 PM
AndChicksforFree$25.0012/8/2011 8:45:15 PM
Something-Corporate$25.0012/8/2011 5:22:12 PM
Danjack_Capital$25.0012/8/2011 5:02:28 PM
SolarMoonshine$25.0012/8/2011 6:09:54 PM
money-baron-Roth401k$50.0012/9/2011 7:12:24 AM
affluence-generator2$100.0012/9/2011 9:03:58 AM
CA-Lender$25.0012/9/2011 9:20:41 AM
money-baron-Roth401k$50.0012/10/2011 8:06:09 AM
vine99$40.0012/10/2011 9:09:33 AM
lendstats_com$200.0012/10/2011 3:57:45 PM
loanman2007$50.0012/11/2011 10:58:09 AM
daekpon$40.0012/11/2011 11:48:18 AM
green-rate-futurist$25.0012/11/2011 2:48:27 PM
SFBank$50.0012/11/2011 6:31:55 PM
graceful-IRAinvestment$25.0012/11/2011 6:53:40 PM
OLYVRC$46.0012/11/2011 6:43:19 PM
thankful-nickel2$25.0012/12/2011 6:18:54 AM
Eric_Gagne$25.0012/12/2011 9:43:48 AM
nfx$30.0012/12/2011 9:53:08 AM
Montiesholdings$25.0012/12/2011 4:45:06 PM
YeoLenderSource$25.0012/12/2011 3:14:41 PM
economy-shrubbery6$25.0012/12/2011 5:09:01 PM
let_me_retire$30.0012/12/2011 5:17:01 PM
Chesterite$26.9812/12/2011 6:05:34 PM
periko$33.0512/12/2011 7:28:10 PM
Spookytj$25.0012/12/2011 7:56:05 PM
promise2$25.0012/12/2011 8:32:24 PM
goat0$50.0012/12/2011 7:28:32 PM
graceful-IRAinvestment$60.0012/12/2011 8:23:29 PM
52 Investments
 
Borrower Payment Dependent Notes Series 542970
This series of Notes was issued and sold upon the funding of the borrower loan #57891, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 11.54% Borrower rate/APR: 12.54% / 15.38% Monthly payment: $836.82
 
Lender servicing fee: 1.00% Effective Yield*: 11.50%  
Estimated return*: 7.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1995 Debt/Income ratio: 12%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 13 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $168Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: Xrunner05 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Hobby Shop & R/C Race Tracks
Pay for renovations, gas & water service, and construction to the 15,000Sq. Ft. building I recently closed on. Retaining wall and masonry repair, blacktop/asphalt track installation, dirt track construction, Pit area construction, AMB Transponder Timing & Scoring equipment, T-5 High efficiency fluorescent lighting, bathroom construction ect... All in anticipation of opening upstate New York's BIGGEST Radio Controlled Car racing facility and on site Hobby Shop.


I am a good candidate for this loan because... I work full time as an Emergency Response Inspector for NYC transit. I have a permanent civil service position with steady income. Since 2005 I paid off a Truck loan as well as a motorcycle loan both 2 years ahead of scheduled pay-off. I have been building and racing R/C cars for 23 years. I know the R/C industry.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/7/2011 5:02:21 PM
igniter584$25.0012/7/2011 5:08:48 PM
quantumwellguy$50.0012/7/2011 5:31:56 PM
houli123$50.0012/7/2011 5:34:52 PM
AFairDeal$25.0012/7/2011 5:22:01 PM
igniter584$25.0012/8/2011 6:22:41 AM
scrappy-bonus2$25.0012/9/2011 4:06:13 PM
PurplePonchoMan$25.0012/10/2011 2:54:54 PM
heart514$25.0012/12/2011 7:27:08 PM
asset-producer1$100.0012/12/2011 7:58:31 PM
asset-producer1$100.0012/12/2011 8:02:06 PM
the_winning_ticket$100.0012/13/2011 1:06:14 AM
contract-festival7$50.0012/13/2011 8:14:46 PM
Socorro_Capital_Partners$25.0112/13/2011 9:17:13 PM
MASinVestment$100.0012/14/2011 7:32:59 AM
credit-panda1$25.0012/14/2011 9:23:34 AM
C_Mark$50.0012/14/2011 6:02:42 PM
bigwig155$200.0012/14/2011 11:50:42 PM
MoonMama$25.0012/15/2011 7:55:18 AM
lovely-greenback4$25.0012/15/2011 9:25:57 AM
golden-platinum7$25.0012/15/2011 9:54:07 AM
BxRealtor$25.0012/15/2011 5:07:36 PM
superb-funds335$25.0012/15/2011 5:27:28 PM
Goodlender42$25.0012/15/2011 5:08:40 PM
downtownfarm$25.0012/16/2011 3:41:35 AM
moola-gargantuan9$50.0012/16/2011 6:02:58 AM
john0720$25.0012/16/2011 7:14:15 AM
Darts$50.0012/16/2011 9:00:05 AM
britgsb$30.0012/16/2011 9:43:14 AM
mybackyard$43.0612/16/2011 9:55:58 AM
djs81$25.0012/16/2011 1:12:20 PM
astute-benjamins$50.0012/16/2011 3:09:18 PM
healthy-rate3$50.0012/16/2011 12:37:07 PM
calm-platinum8$40.0012/16/2011 1:56:12 PM
totoro$25.0012/16/2011 2:54:06 PM
money-floret$50.0012/16/2011 8:16:05 PM
processor115$500.0012/16/2011 5:48:42 PM
the-enticing-coin$125.0012/16/2011 11:31:57 PM
cattlebaron$25.0012/16/2011 9:42:57 PM
emphatic-bonus5$75.0012/17/2011 9:43:08 AM
riproaringrapids$25.0012/18/2011 12:06:06 AM
cerebral-auction950$100.0012/18/2011 9:10:16 AM
unassuming-generosity$25.0012/18/2011 12:50:15 PM
whipone$25.0012/18/2011 12:53:16 PM
sgt-schultz$25.0012/19/2011 4:48:43 AM
alexander-hamilton$50.0012/19/2011 10:23:07 AM
MitchD$25.0012/19/2011 12:09:14 PM
community-universe1$42.9912/19/2011 10:46:47 AM
keichi03$25.0012/19/2011 1:05:04 PM
Solid-Platinum$25.0012/19/2011 10:58:34 AM
Marathon418$25.0012/19/2011 11:14:23 AM
return-enthusiast1$25.0012/19/2011 11:38:06 AM
fantastic-investment9$30.0012/19/2011 11:44:43 AM
bbrinck$25.0012/19/2011 11:54:39 AM
first-penny-elation$50.0012/19/2011 11:59:26 AM
blazing-capital2$250.0012/19/2011 12:44:32 PM
rajs$200.0012/19/2011 2:14:41 PM
nuclearmoose$25.0012/19/2011 5:06:40 PM
interest-exec9$25.0012/19/2011 3:13:41 PM
intelligent-dedication9$100.0012/19/2011 4:34:35 PM
inprotest$25.0012/19/2011 4:35:52 PM
awwaww$25.0012/19/2011 5:15:58 PM
EvalCrux$44.0012/19/2011 5:20:36 PM
brazilofmux$100.0012/19/2011 5:13:27 PM
Derel$50.0012/19/2011 5:14:04 PM
burgeoning-silver$25.0012/19/2011 5:15:56 PM
ethical-income2$25.0012/19/2011 5:18:44 PM
wtrboy$25.0012/19/2011 5:37:43 PM
Syzygy$25.0012/19/2011 5:33:38 PM
gain-kitten$25.0012/19/2011 5:32:12 PM
worthy-bid8$50.0012/19/2011 5:37:49 PM
helpishere777$25.0012/19/2011 8:13:33 PM
pbo922$25.0012/19/2011 7:58:39 PM
ToweringDan$50.0012/20/2011 12:46:05 AM
revenue-burst676$25.0012/19/2011 9:21:01 PM
MonkeyB$25.0012/20/2011 1:15:12 AM
thebigrig$200.0012/20/2011 7:25:51 AM
irishalaskan$25.0012/20/2011 5:04:05 AM
responsibility-wind6$25.0012/20/2011 9:10:04 AM
orange-respectful-camaraderi$25.0012/20/2011 9:10:15 AM
gracej$25.0012/20/2011 9:11:27 AM
rightwingliberal$25.0012/20/2011 8:54:36 AM
Rick21$25.0012/20/2011 9:13:43 AM
fair_rates$25.0012/20/2011 9:08:06 AM
compoundinterest$50.0012/20/2011 9:13:47 AM
andlifegoeson$25.0012/20/2011 9:14:34 AM
Danfromnapa$25.0012/20/2011 9:05:51 AM
the-transaction-stronghold$25.0012/20/2011 9:06:04 AM
ideal-platinum1$25.0012/20/2011 9:16:30 AM
treasure-pipeline$25.0012/20/2011 9:10:56 AM
value-pouch$25.0012/20/2011 9:11:35 AM
smithd76$25.0012/20/2011 9:09:29 AM
bonus-tent$25.0012/20/2011 9:12:52 AM
nybanker85$50.0012/20/2011 9:13:20 AM
economy-molecule3$101.0012/20/2011 9:22:45 AM
kenji4861$25.0012/20/2011 9:17:55 AM
wdove511$25.0012/20/2011 9:25:10 AM
currency-balancer$25.0012/20/2011 9:17:11 AM
circuitfive$25.0012/20/2011 9:21:03 AM
ItsJustMe79$25.0012/20/2011 9:17:40 AM
brightest-affluence-motivator$50.0012/20/2011 9:18:32 AM
income-banjo$50.0012/20/2011 9:23:18 AM
the-platinum-dragon$25.0012/20/2011 9:28:49 AM
mad4wknds$25.0012/20/2011 9:20:19 AM
progressive-economy261$400.0012/20/2011 9:23:57 AM
Butterfly1950$25.0012/20/2011 9:30:48 AM
Cheburashka$25.0012/20/2011 9:25:12 AM
sail120$25.0012/20/2011 9:31:10 AM
life-is-great$25.0012/20/2011 9:24:01 AM
Deuce$26.0012/20/2011 9:33:12 AM
gold-channel2$25.0012/20/2011 9:34:35 AM
JLMGroupFunds$25.0012/20/2011 9:35:39 AM
helpinghand63$25.0012/20/2011 9:35:51 AM
precious-coin3$50.0012/20/2011 9:36:41 AM
kchen486$50.0012/20/2011 9:27:13 AM
Anny-Disco$25.0012/20/2011 9:37:36 AM
mtquan$25.0012/20/2011 9:37:42 AM
evnagelist$25.0012/20/2011 9:27:57 AM
dajen1$40.0012/20/2011 9:30:27 AM
tremendous-integrity$50.0012/20/2011 9:31:17 AM
PrivateLenders$50.0012/20/2011 9:43:51 AM
meenan$44.0012/20/2011 9:34:05 AM
otalon$25.0012/20/2011 9:48:17 AM
velocity-solo$25.0012/20/2011 9:48:50 AM
duty-admiral$50.0012/20/2011 9:36:09 AM
hopethisworks$25.0012/20/2011 9:36:17 AM
hayhelp$25.0012/20/2011 9:40:57 AM
enthralling-investment$25.0012/20/2011 9:38:30 AM
SnE$50.0012/20/2011 9:50:26 AM
top-sensible-yield$25.0012/20/2011 9:52:47 AM
IIP77$25.0012/20/2011 9:44:37 AM
kyomoon$35.0012/20/2011 9:39:30 AM
nickel-ferret$50.0012/20/2011 9:46:29 AM
angelinvestor2$40.0012/20/2011 9:44:28 AM
kulender$100.0012/20/2011 9:50:03 AM
svjeller$50.0012/20/2011 9:45:04 AM
larslfe$25.0012/20/2011 9:50:23 AM
trident9$50.0012/20/2011 9:48:40 AM
toblerone$25.0012/20/2011 9:52:22 AM
rain100$50.0012/20/2011 9:52:54 AM
paladin847$50.0012/20/2011 9:54:04 AM
ricklip$100.0012/20/2011 10:22:53 AM
Kattosha$25.0012/20/2011 10:40:44 AM
igniter584$50.0012/20/2011 12:08:53 PM
intelligent-dedication9$100.0012/20/2011 12:14:43 PM
cash-popcorn7$25.0012/20/2011 11:29:45 AM
orgy63$25.0012/20/2011 10:43:12 AM
five-star-order1$50.0012/20/2011 11:34:22 AM
meadow48$50.0012/20/2011 12:24:14 PM
runfree$50.0012/20/2011 12:07:05 PM
scrappy-leverage6$25.0012/20/2011 12:53:47 PM
AF_Trust$100.0012/20/2011 1:21:51 PM
peace-saber0$25.0012/20/2011 1:11:30 PM
MyPlantsEatBugs$25.0012/20/2011 3:25:56 PM
independent-revenue4$100.0012/20/2011 1:45:58 PM
tharmon$25.0012/20/2011 2:56:41 PM
FoosMaster$30.0012/20/2011 3:26:49 PM
wealth-infusion6$300.0012/20/2011 4:23:35 PM
judo150$100.0012/20/2011 3:42:47 PM
Lendomatic$25.0012/20/2011 5:04:28 PM
dynamic-platinum$50.0012/20/2011 4:18:10 PM
yogi1975$25.0012/20/2011 4:30:40 PM
asset-reaction$34.7712/20/2011 5:10:43 PM
makerain$25.0012/20/2011 5:17:08 PM
MCFinance27$25.0012/20/2011 7:04:03 PM
profitable-money$25.0012/20/2011 6:00:59 PM
pitbullt$40.0012/20/2011 6:44:27 PM
saga9$25.0012/20/2011 7:54:02 PM
the-magnetic-transaction$40.0012/20/2011 8:26:14 PM
loyalty-circuitry$100.0012/20/2011 6:48:35 PM
engbusres$48.0012/20/2011 8:30:40 PM
the-unequivocal-pound$250.0012/20/2011 8:46:51 PM
jamiee73$25.0012/20/2011 9:47:00 PM
keen-credit6$25.0012/20/2011 10:27:01 PM
Mostyle$25.0012/20/2011 11:20:43 PM
first-gold-plato$25.0012/20/2011 11:49:00 PM
ahansen$50.0012/21/2011 1:36:46 AM
blue-radiant-economy$100.0012/21/2011 1:38:36 AM
careful-note$52.4812/21/2011 3:33:35 AM
junecleaver$25.0012/21/2011 4:43:03 AM
R3vXX$25.0012/21/2011 5:22:55 AM
fuzed$50.0012/21/2011 5:57:47 AM
giftgold$25.0012/21/2011 6:11:43 AM
crispies$25.0012/21/2011 6:18:55 AM
Wilhan$25.0012/21/2011 6:28:09 AM
prominence8$28.0012/21/2011 6:37:27 AM
FredHead3$26.6712/21/2011 7:04:51 AM
bcdeMillers25$25.0012/21/2011 7:04:39 AM
klend4$25.0012/21/2011 7:19:57 AM
booie$25.0012/21/2011 7:25:25 AM
reliable-platinum8$77.5612/21/2011 8:05:54 AM
SUZYQ$28.4412/21/2011 8:07:58 AM
AnxiousAirman$50.0012/21/2011 9:05:49 AM
chicco$109.0012/21/2011 9:06:25 AM
Marathoner$25.0012/21/2011 9:08:29 AM
satisfying-deal5$50.0012/21/2011 9:11:13 AM
zbfamwl$25.0012/21/2011 9:10:09 AM
benjamin67$25.0012/21/2011 9:12:49 AM
shellcollector$25.0012/21/2011 9:14:04 AM
steiglends$54.0012/21/2011 9:13:22 AM
Tapu22$25.0012/21/2011 9:17:07 AM
gearhead924$50.0012/21/2011 9:17:12 AM
integrity-saver$25.0012/21/2011 9:14:51 AM
treasure-birdie3$100.0012/21/2011 9:18:54 AM
amijo$25.0012/21/2011 9:20:05 AM
1phantom$25.0012/21/2011 9:21:46 AM
natural-affluence4$25.0012/21/2011 9:23:46 AM
Lender0424$25.0012/21/2011 9:24:33 AM
don8ter$50.0012/21/2011 9:25:31 AM
impressive-loan$53.0012/21/2011 9:27:12 AM
slartibardfast$25.0012/21/2011 9:29:00 AM
funds-promiser$45.0012/21/2011 9:27:00 AM
ecstatic-money064$25.0012/21/2011 9:28:58 AM
rulender$25.0012/21/2011 9:30:39 AM
no_agenda_lender$25.0012/21/2011 9:29:11 AM
Preteur$25.0012/21/2011 9:25:48 AM
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487 Investments
 
Borrower Payment Dependent Notes Series 543040
This series of Notes was issued and sold upon the funding of the borrower loan #57503, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,360.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $174.76
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-2005 Debt/Income ratio: Not calculated
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,590Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 36%  
   Homeownership: No  
Screen name: blue-enterprising-bazaar Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical loan for surgery
Purpose of loan:
This loan will be used to pay for surgery.

My financial situation:
I am a good candidate for this loan because I am 6 months away from becoming an MD and will quickly be able to repay.


Monthly net income: $3,333
Monthly expenses: $1,000
Housing: $337
Insurance: $0
Car expenses: $0
Utilities: $45
Phone, cable, internet: $170
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $75
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
natejx$25.0012/14/2011 9:47:03 AM
duty-explosion9$75.0012/14/2011 11:15:24 AM
draggon77$25.0012/14/2011 9:33:15 AM
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IIP77$25.0012/13/2011 5:47:30 PM
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wwwUniversal$25.0012/13/2011 5:40:58 PM
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finance-magma7$25.0012/13/2011 9:44:59 PM
the-laudable-peso$40.0012/14/2011 7:04:45 AM
a-reasonable-return$25.0012/14/2011 6:48:00 AM
rockhound84$25.0012/14/2011 6:51:19 AM
wise-deal-panda$54.0012/14/2011 9:12:06 AM
houli123$25.0012/14/2011 7:30:18 AM
infusion6$25.0012/14/2011 9:17:17 AM
leverage-monger$40.0012/14/2011 9:32:37 AM
diplomatic-wealth7$25.0012/14/2011 9:11:23 AM
St_Sebastians_Lending$25.0012/14/2011 10:49:49 AM
friendinmoney$25.0012/14/2011 11:13:29 AM
CA-Lender$25.0012/14/2011 10:52:09 AM
orange-vigilance-shower$50.0012/14/2011 11:24:43 AM
Investing-in-you-2$43.6312/14/2011 11:33:03 AM
98 Investments
 
Borrower Payment Dependent Notes Series 543094
This series of Notes was issued and sold upon the funding of the borrower loan #57688, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $329.95
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1992 Debt/Income ratio: 36%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:20y 4m
Amount delinquent: $0 Total credit lines: 34 Occupation: Fireman
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,032Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 19%  
   Homeownership: No  
Screen name: careful-investment15 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...home improvement.

My financial situation:
I am a good candidate for this loan because...I have exellent credit and i pay all my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/9/2011 5:27:52 PM
green-trade-dolphin2$30.0212/9/2011 5:02:19 PM
kenji4861$25.0012/14/2011 9:44:09 AM
riproaringrapids$25.0012/14/2011 9:48:33 AM
caring-hope2$25.0012/13/2011 6:20:10 PM
dough-souffle$100.0012/13/2011 2:38:19 PM
nunnie$25.0012/13/2011 12:58:15 PM
commanding-treasure2$50.0012/13/2011 10:59:45 AM
the_winning_ticket$100.0012/13/2011 1:06:24 AM
asset-producer1$100.0012/12/2011 7:58:33 PM
availableloan$25.0012/12/2011 8:36:06 PM
green-rate-futurist$200.0012/11/2011 1:35:10 PM
skillful-diversification2$25.0012/11/2011 12:13:38 PM
tsui517$50.0012/11/2011 8:11:28 AM
income-banjo$100.0012/11/2011 8:10:46 AM
bruin558$40.0012/10/2011 9:42:24 PM
blue-lively-platinum$25.0012/10/2011 2:22:01 PM
moola-gargantuan9$50.0012/10/2011 8:44:15 AM
money-booster2$25.0012/9/2011 10:50:30 PM
JustMee$25.0012/9/2011 9:17:47 PM
vutah$25.0012/9/2011 6:27:31 PM
aabadabadoo$25.0012/9/2011 5:34:16 PM
happy-loot3$100.0012/9/2011 5:05:51 PM
impressive-justice6$50.0012/9/2011 5:06:51 PM
AFairDeal$25.0012/9/2011 5:14:58 PM
indomitable-coin$25.0012/9/2011 5:28:32 PM
market-solstice2$25.0012/9/2011 5:22:35 PM
igniter584$25.0012/9/2011 5:32:34 PM
passivesf$75.0012/10/2011 11:27:12 AM
unforgettable-wealth4$50.0012/11/2011 8:08:06 AM
janeybooboo$100.0012/12/2011 4:03:37 AM
basis-ferret8$50.0012/11/2011 6:55:32 PM
bb575$50.0012/11/2011 10:38:15 PM
blooming-kindness$25.0012/12/2011 8:14:54 AM
heart514$25.0012/12/2011 7:27:25 PM
loan-rider7$25.0012/13/2011 8:00:06 AM
wealth-infusion6$200.0012/13/2011 12:30:46 PM
timbob$100.0012/13/2011 5:24:08 PM
MASinVestment$100.0012/14/2011 7:33:07 AM
worth-blanket2$7,800.0012/14/2011 12:29:48 PM
40 Investments
 
Borrower Payment Dependent Notes Series 543108
This series of Notes was issued and sold upon the funding of the borrower loan #57721, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $358.36
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1994 Debt/Income ratio: 22%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 5 Current / open credit lines: 5 / 5Length of status:11y 9m
Amount delinquent: $35,097 Total credit lines: 52 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,264Stated income:$50,000-$74,999
Delinquencies in last 7y: 61 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: hope-evergreen9 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/11/2011 12:33:02 PM
worth-blanket2$8,900.0012/12/2011 3:15:32 PM
2 Investments
 
Borrower Payment Dependent Notes Series 543114
This series of Notes was issued and sold upon the funding of the borrower loan #57670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 11.54% Borrower rate/APR: 12.54% / 15.38% Monthly payment: $267.78
 
Lender servicing fee: 1.00% Effective Yield*: 11.50%  
Estimated return*: 7.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-2005 Debt/Income ratio: 18%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 16 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,365Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: Yes  
Screen name: credit-swashbuckler0 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation loan
Purpose of loan:
This loan will be used to consolidate high-interest credit card balances into a single, lower interest loan.

My financial situation:
I am a good candidate for this loan because I have a stable job with an industry-leading tech company, I am a homeowner, and have a spotless credit payment history..
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/7/2011 5:08:48 PM
green-trade-dolphin2$30.0212/7/2011 5:02:24 PM
blot44$25.0012/8/2011 5:10:39 AM
igniter584$25.0012/8/2011 6:22:42 AM
aabadabadoo$25.0012/8/2011 5:07:19 PM
passivesf$125.0012/8/2011 5:40:24 PM
Asgardian$30.0012/9/2011 8:09:38 AM
lion445$30.0012/12/2011 8:18:17 PM
hitsman$50.0012/12/2011 10:13:09 PM
the_winning_ticket$100.0012/13/2011 1:06:14 AM
trustworthy-finance6$300.0012/13/2011 7:38:49 AM
GElender$40.0012/13/2011 5:55:46 AM
dough-souffle$200.0012/13/2011 2:30:49 PM
nunnie$25.0012/13/2011 12:58:13 PM
subtle-revenue0$25.0012/13/2011 5:05:22 PM
dime-smasher5$25.0012/13/2011 3:11:24 PM
the-capital-shooter$25.2912/13/2011 5:21:57 PM
MonkeyHero$31.0012/13/2011 10:23:34 PM
chris-heretoinvest$25.0012/13/2011 7:28:35 PM
gt5149c$25.0012/14/2011 6:49:38 AM
MASinVestment$100.0012/14/2011 7:32:59 AM
houli123$25.0012/14/2011 7:36:38 AM
hitarth2807$100.0012/14/2011 9:49:28 AM
cattlebaron$25.0012/14/2011 9:34:03 AM
Attract$25.8512/14/2011 11:17:55 AM
georgedorn$25.0012/14/2011 12:28:49 PM
KCEnterprises$25.0012/14/2011 2:35:19 PM
lagnisiruk$25.0012/14/2011 5:16:09 PM
compassionate-finance9$25.0012/14/2011 4:56:58 PM
C_Mark$50.0012/14/2011 6:02:42 PM
farblest$50.0012/14/2011 6:09:58 PM
stockpiler325$50.0012/14/2011 5:35:40 PM
the-fund-mussel$90.0012/14/2011 6:13:43 PM
diversification-wildcat2$25.0012/14/2011 6:00:46 PM
angelinvestor2$40.0012/14/2011 6:31:50 PM
booie$25.0012/14/2011 6:46:16 PM
zevonyc$25.0012/14/2011 6:09:27 PM
TSC$50.0012/14/2011 7:09:51 PM
yield-enlistment$100.0012/14/2011 7:24:49 PM
happy-loot3$200.0012/12/2011 3:22:24 PM
FlexFunding$50.0012/12/2011 1:55:14 PM
rdrloan$50.0012/12/2011 9:49:02 AM
the-enticing-coin$500.0012/11/2011 4:26:29 PM
Ocean713$75.0012/11/2011 11:24:40 AM
tsui517$50.0012/11/2011 8:11:25 AM
income-banjo$100.0012/11/2011 8:10:40 AM
just-loyalty643$50.0012/10/2011 4:37:34 PM
payment-halo$25.0012/10/2011 7:33:08 PM
gr8_r8$25.0012/10/2011 3:58:20 PM
green-rate-futurist$500.0012/10/2011 12:22:16 PM
intuitive-integrity9$50.0012/10/2011 10:16:42 AM
money-booster2$25.0012/9/2011 10:47:23 PM
axl163$25.0012/9/2011 9:44:47 PM
a-balance-surgeon$100.0012/9/2011 9:27:40 PM
riproaringrapids$25.0012/9/2011 8:02:54 PM
careful-note$50.0012/9/2011 5:06:58 PM
impressive-justice6$25.0012/9/2011 5:06:48 PM
heavy_ax$50.0012/9/2011 1:15:12 PM
Cherrypicker$50.0012/9/2011 12:43:12 PM
versatile-commerce$37.4012/14/2011 8:10:02 PM
asset-producer1$302.7812/14/2011 8:23:56 PM
sethharris$125.0012/14/2011 7:16:23 PM
indomitable-coin$25.0012/7/2011 5:37:52 PM
AFairDeal$25.0012/7/2011 5:22:01 PM
happy-loot3$100.0012/7/2011 5:12:52 PM
deal-searcher1$25.0012/8/2011 11:08:31 AM
BxRealtor$25.0012/8/2011 5:06:22 PM
Starica$300.0012/8/2011 4:45:01 PM
market-solstice2$25.0012/8/2011 5:36:20 PM
vutah$25.0012/8/2011 6:35:04 PM
gentle-gain235$50.0012/9/2011 7:10:45 AM
brazilofmux$100.0012/9/2011 5:07:34 PM
kid_dynamite15$50.0012/9/2011 6:26:01 PM
kid_dynamite15$100.0012/9/2011 6:20:10 PM
kenji4861$25.0012/10/2011 12:39:56 PM
blue-lively-platinum$25.0012/10/2011 2:21:49 PM
gain-mountain1$100.0012/10/2011 10:54:25 PM
what_goes_around$200.0012/11/2011 5:15:48 AM
unforgettable-wealth4$50.0012/11/2011 8:07:58 AM
hidavehi$50.0012/11/2011 8:19:56 AM
bold-yield-rumbler$25.0012/11/2011 12:11:16 PM
britgsb$30.0012/11/2011 12:17:43 PM
majestic-repayment3$25.0012/11/2011 1:53:41 PM
spiff666$26.6612/11/2011 3:00:25 PM
basis-ferret8$50.0012/11/2011 6:55:24 PM
bb575$50.0012/11/2011 10:38:13 PM
blooming-kindness$25.0012/12/2011 8:14:06 AM
timbob$100.0012/12/2011 5:13:19 PM
heart514$25.0012/12/2011 7:27:08 PM
asset-producer1$100.0012/12/2011 7:55:30 PM
transparency-giant$50.0012/12/2011 9:37:48 PM
wwwUniversal$25.0012/12/2011 10:21:36 PM
giftgold$25.0012/13/2011 5:44:39 AM
loan-rider7$25.0012/13/2011 8:00:03 AM
commanding-treasure2$50.0012/13/2011 10:59:38 AM
golden-velocity9$25.0012/13/2011 12:03:47 PM
wealth-infusion6$200.0012/13/2011 12:30:39 PM
ethicalhumanist$100.0012/13/2011 2:24:46 PM
the-bright-velocity$25.0012/13/2011 2:26:27 PM
MASinVestment$50.0012/13/2011 4:37:29 PM
Reddy_Capital$36.0012/13/2011 9:58:47 PM
promise2$50.0012/13/2011 10:25:12 PM
caring-hope2$25.0012/13/2011 6:13:48 PM
Sneezie$100.0012/14/2011 9:11:58 AM
cattlebaron$25.0012/14/2011 9:34:14 AM
flexible-wealth417$25.0012/14/2011 11:23:14 AM
coin-flower1$25.0012/14/2011 2:46:26 PM
asset-producer1$250.0012/14/2011 4:27:37 PM
Global_Lender$25.0012/14/2011 6:14:16 PM
important-diversification620$25.0012/14/2011 6:21:51 PM
mindful-deal289$25.0012/14/2011 6:43:24 PM
reward-excellency1$50.0012/14/2011 6:46:21 PM
magnificent-income7$25.0012/14/2011 6:16:13 PM
RyanTH9893$25.0012/14/2011 7:07:02 PM
rolandweary$50.0012/14/2011 7:07:31 PM
BankofHank$25.0012/14/2011 8:04:21 PM
finance-symphony7$200.0012/14/2011 8:01:10 PM
4palmtrees$100.0012/14/2011 7:36:59 PM
auctionator1$25.0012/14/2011 7:40:50 PM
119 Investments
 
Borrower Payment Dependent Notes Series 543130
This series of Notes was issued and sold upon the funding of the borrower loan #57450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $220.46
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-2004 Debt/Income ratio: 18%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 2 / 3Length of status:4y 6m
Amount delinquent: $100 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,040Stated income:$25,000-$49,999
Delinquencies in last 7y: 24 Bankcard utilization: 35%  
   Homeownership: No  
Screen name: penny-computer Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
dad and mom medical bills
My financial situation:i work one full time job, one part time job and in school full time; help take care of my parents.

I am a good candidate for this loan because i have been paying for all of my own bills as well as my parents. I have over 10 bills i address and its getting hard; juggle all of them between taking care of my parents and work + school. My father has Huntingtns, diabetes type II, high blood pressure and needs a walker or wheel chair( if we go out) get around. He's hard of hearing and has a paralyzed vocal chord (just the left side) so usually says the bare minimum. My mom is getting sick because of my dads situation and works two jobs as well as managing everything at home. This isn't a sob stry and I dont care that i have it a little harder then most people my age. But i refuse put my parents in a facility and will do anything i have in order ;keep our life style the same at home.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-shrubbery6$25.0012/12/2011 5:08:56 PM
green-rate-futurist$50.0012/12/2011 7:25:52 PM
HamachiMan$50.0012/12/2011 8:24:42 PM
langdonx$25.0012/12/2011 8:33:59 PM
transparency-giant$50.0012/12/2011 9:37:48 PM
treasure-bliss$25.0012/13/2011 5:38:47 AM
Frankk2$35.0012/13/2011 5:54:14 AM
lowrater$50.4012/13/2011 6:30:48 AM
benefit-position$27.5912/13/2011 6:46:15 AM
worthy-bid4$75.0012/13/2011 7:08:30 AM
high_flyer$50.0012/13/2011 7:13:26 AM
broomfieldbucks$25.0012/13/2011 7:47:39 AM
loan-rider7$25.0012/13/2011 8:09:56 AM
duty-monger$50.0012/13/2011 6:43:21 AM
Land_on_your_feet$25.0012/13/2011 8:54:04 AM
abundant-credit6$25.0012/13/2011 7:41:37 AM
CACO_Lender$25.0012/13/2011 8:39:49 AM
scoobiedoo$25.0012/13/2011 9:13:50 AM
bsh297$26.5512/12/2011 3:50:09 PM
nfx$30.0012/12/2011 10:03:53 AM
gods_favored$50.0012/12/2011 11:16:24 AM
heerzaquestion$25.0012/12/2011 9:51:02 AM
Cappyatl$25.0012/12/2011 9:42:37 AM
rogue_monster$50.0012/12/2011 9:35:53 AM
rupee-cymbal$25.0012/12/2011 9:06:36 AM
rvfbroker$25.0012/12/2011 9:10:48 AM
minddoc$50.0012/12/2011 9:23:00 AM
organized-compassion4$131.5812/12/2011 7:52:57 AM
jstefans$25.0012/12/2011 12:55:38 AM
basis-mammal$25.0012/11/2011 9:52:03 PM
glroark$50.0012/11/2011 5:38:51 PM
bus653$25.0012/11/2011 6:56:50 PM
suave-dime6$25.0012/11/2011 10:44:49 AM
open-dough6$25.0012/11/2011 9:36:10 AM
ultimate-payment$25.0012/11/2011 12:08:16 PM
trajectory8$100.0012/11/2011 8:47:47 AM
UT-Longhorn$25.0012/11/2011 9:19:32 AM
compassion-neutron$25.0012/11/2011 5:14:02 AM
sgmm330$25.0012/10/2011 8:11:00 PM
first-friendly-listing$37.1512/10/2011 7:26:02 PM
NotOprah$50.0012/10/2011 2:34:04 PM
green-rate-futurist$50.0012/10/2011 1:38:37 PM
tremendous-yield8$25.0012/10/2011 1:23:35 PM
dedication-magnolia9$25.0012/10/2011 1:53:41 PM
CalBear08$25.0012/10/2011 12:49:47 PM
finance-prescription$100.0012/10/2011 12:27:46 PM
MAKIN_IT_RAIN$150.0012/10/2011 12:08:18 PM
wildsf$25.0012/10/2011 10:22:20 AM
trade-surge3$25.0012/10/2011 10:44:55 AM
avm-the-investor$250.0012/10/2011 8:58:55 AM
bencb$50.0012/10/2011 1:02:42 AM
deal-hickory5$100.0012/9/2011 11:14:39 PM
keeminn$25.0012/10/2011 2:00:08 AM
newest-exact-commitment$25.0012/9/2011 10:38:58 PM
nimble-revenue5$50.0012/9/2011 5:19:08 PM
missing-link$25.0012/9/2011 5:10:08 PM
brazilofmux$100.0012/9/2011 5:07:35 PM
bazaar-festivity$25.0012/9/2011 5:05:54 PM
Investor_DP$100.0012/9/2011 9:22:11 AM
Starica$300.0012/8/2011 4:45:02 PM
red-power-pecan$40.0012/8/2011 9:16:31 AM
truth-companion$100.0012/8/2011 1:10:17 PM
happy-return4$35.0012/9/2011 10:10:29 AM
focused-bill3$25.0012/9/2011 5:22:15 PM
1willray$25.0012/9/2011 5:56:58 PM
riproaringrapids$25.0012/9/2011 8:02:54 PM
invest-in-ed$100.0012/10/2011 5:52:29 AM
javelin0$25.0012/10/2011 8:36:04 AM
green28$100.0012/10/2011 8:44:47 AM
JamesStock$25.0012/10/2011 9:18:06 AM
reward-walnut$50.0012/10/2011 11:18:59 AM
goodcents$25.0012/10/2011 10:57:47 AM
CPAMAN$25.0012/10/2011 12:08:31 PM
shrewd-peace7$25.0012/10/2011 12:35:07 PM
Wellman$25.0012/10/2011 12:34:34 PM
diplomatic-wealth7$25.0012/10/2011 12:43:02 PM
Comoparklender$25.0012/10/2011 12:44:37 PM
leverage-symphony$25.0012/10/2011 1:55:06 PM
blue-lively-platinum$25.0012/10/2011 2:21:49 PM
newest-phenomenal-dinero$25.0012/10/2011 2:29:28 PM
bitterroot_mt$25.0012/10/2011 8:08:38 PM
benefit-crescendo$30.0012/10/2011 7:01:18 PM
yield-lion$25.0012/10/2011 7:20:59 PM
gdbls$88.0112/10/2011 9:10:01 PM
silver-enlightenment0$100.0012/11/2011 10:08:16 AM
best-asset-jedi$50.0012/11/2011 11:12:37 AM
wwwUniversal$25.0012/11/2011 12:21:06 PM
generosity-fuse$26.9012/12/2011 2:06:48 AM
gold-cluster$50.0012/12/2011 6:35:29 AM
legend717$25.0012/12/2011 5:10:04 AM
standanddeliver$44.0012/12/2011 9:11:00 AM
silver-enlightenment0$105.5612/12/2011 7:54:38 AM
thelovebug$100.0012/12/2011 9:05:19 AM
social-trumpet$25.0012/12/2011 9:36:25 AM
helpinghand63$25.0012/12/2011 9:33:54 AM
xyzpl$50.0012/12/2011 10:03:16 AM
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IIP77$25.0012/12/2011 5:17:38 PM
happy-return4$100.0012/12/2011 6:05:24 PM
deepblue34$30.0012/12/2011 7:07:54 PM
value-fortress3$45.0012/12/2011 7:18:09 PM
heart514$25.0012/12/2011 7:27:09 PM
happy-return4$50.0012/12/2011 6:04:44 PM
Mark-7$50.0012/12/2011 9:38:02 PM
duty-explosion9$100.0012/12/2011 8:43:08 PM
graceful-IRAinvestment$30.0012/12/2011 8:50:34 PM
ethical-truth211$25.4012/13/2011 3:02:39 AM
Starfin-Capital-Management$50.0012/13/2011 4:26:03 AM
hitsman$50.0012/12/2011 10:13:09 PM
orange-preeminant-bill$25.0012/13/2011 5:51:36 AM
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ReddInc$100.0012/13/2011 6:06:03 AM
pfh$25.0012/13/2011 6:18:19 AM
Mariner3605$25.0012/13/2011 9:08:45 AM
bold-direct-asset$50.0012/13/2011 9:14:28 AM
the-laudable-peso$50.0012/13/2011 8:15:52 AM
116 Investments
 
Borrower Payment Dependent Notes Series 543134
This series of Notes was issued and sold upon the funding of the borrower loan #57564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $22,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 11.54% Borrower rate/APR: 12.54% / 15.38% Monthly payment: $736.40
 
Lender servicing fee: 1.00% Effective Yield*: 11.50%  
Estimated return*: 7.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1995 Debt/Income ratio: 20%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:11y 5m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $35,658Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: bold-nickel-twister Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Young couple looking to start clean
Purpose of loan:
This loan will be used to... payoff high intrest credit cards

My financial situation:
I am a good candidate for this loan because... my income increases every year and I have the ability make extra overtime income. Just looking to expidite becoming debt free in 4 yrs or less.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/12/2011 5:32:15 PM
green-trade-dolphin2$30.0212/7/2011 9:03:05 AM
AFairDeal$25.0012/7/2011 9:33:27 AM
indomitable-coin$25.0012/7/2011 9:47:56 AM
LongTail$25.0012/7/2011 9:16:43 AM
happy-loot3$100.0012/7/2011 9:53:05 AM
Bank_Of_XL$25.0012/7/2011 11:53:13 AM
passivesf$100.0012/8/2011 5:49:50 PM
vutah$25.0012/9/2011 6:20:37 PM
director877$25.0012/10/2011 6:49:06 AM
what_goes_around$200.0012/11/2011 5:34:28 AM
Ocean713$75.0012/11/2011 11:21:59 AM
bb575$50.0012/11/2011 10:38:13 PM
rdrloan$50.0012/12/2011 9:49:01 AM
timbob$100.0012/12/2011 5:13:19 PM
BxRealtor$25.0012/12/2011 5:40:24 PM
heart514$25.0012/12/2011 7:27:07 PM
asset-producer1$100.0012/12/2011 7:55:29 PM
money-booster2$25.0012/12/2011 9:41:52 PM
the_winning_ticket$100.0012/13/2011 1:06:13 AM
loan-rider7$25.0012/13/2011 8:00:02 AM
income-banjo$50.0012/13/2011 9:35:43 AM
the-bright-velocity$25.0012/13/2011 2:26:27 PM
jjb3$25.0012/13/2011 5:08:10 PM
riproaringrapids$25.0012/13/2011 5:07:41 PM
awwaww$25.0012/13/2011 5:09:48 PM
DadWarbucks$25.0012/13/2011 5:10:47 PM
minista$25.0012/13/2011 5:11:01 PM
almar$25.0012/13/2011 5:10:57 PM
cargo254$55.0012/13/2011 5:12:25 PM
tenacious-capital3$26.2712/13/2011 5:12:42 PM
Marathoner$25.0012/13/2011 5:14:37 PM
HamachiMan$50.0012/13/2011 5:17:02 PM
ski bum$59.0012/13/2011 5:19:09 PM
truth-explorer$25.0012/13/2011 5:21:59 PM
credit-statuette8$50.0012/13/2011 5:19:03 PM
leeball$50.0012/13/2011 5:19:34 PM
efficient-marketplace$25.0012/13/2011 5:19:39 PM
income-safehouse9$250.0012/13/2011 4:47:02 PM
Banker7371$25.0012/13/2011 5:05:26 PM
funds-captain4$50.0012/13/2011 5:06:55 PM
gracej$25.0012/13/2011 5:06:57 PM
ManhattanLender$25.0012/13/2011 5:28:46 PM
aasx1108$25.0012/13/2011 5:28:57 PM
natural-affluence4$25.0012/13/2011 5:29:03 PM
the-laudable-peso$50.0012/13/2011 5:08:07 PM
market-enthusiast$25.0012/13/2011 5:08:12 PM
elasermd$50.0012/13/2011 5:29:55 PM
roadtruck$50.0012/13/2011 5:11:28 PM
EvalCrux$50.0012/13/2011 5:34:08 PM
Mr_Money$25.0012/13/2011 5:15:01 PM
ingenious-order783$33.0012/13/2011 5:37:40 PM
WalnutCreekguy$100.0012/13/2011 5:15:13 PM
anacent$25.0012/13/2011 5:37:03 PM
worthy-bid8$50.0012/13/2011 5:40:22 PM
oneeighty$25.0012/13/2011 5:43:26 PM
Cheburashka$25.0012/13/2011 5:23:05 PM
brazilofmux$100.0012/13/2011 5:26:01 PM
a-responsible-return$50.0012/13/2011 5:29:09 PM
penny-plato$25.0012/13/2011 6:01:11 PM
autonomous-kindness8$25.0012/13/2011 5:31:43 PM
Tradesmanlender$25.0012/13/2011 5:32:42 PM
wonderous-truth6$50.0012/13/2011 5:38:41 PM
intuitive-integrity9$50.0012/13/2011 5:43:21 PM
careful-note$100.0012/13/2011 11:08:21 PM
wtrboy$50.0012/13/2011 11:56:03 PM
crw1950$46.0312/14/2011 5:08:59 AM
travel101$25.0012/13/2011 9:51:11 PM
Nordzee$50.0012/14/2011 7:05:03 AM
MASinVestment$100.0012/14/2011 7:32:58 AM
radforj22$25.0012/14/2011 8:05:47 AM
MissionMicroFinance$25.0012/14/2011 7:53:31 AM
Arpad$70.0012/14/2011 7:58:47 AM
vigorous-payment6$25.0012/14/2011 8:46:46 AM
wigglesworth4$59.0012/14/2011 9:21:25 AM
LendGuy$25.0012/14/2011 8:42:12 AM
platinum-genetics$25.0012/14/2011 9:25:07 AM
loyalty-sherpa$25.0012/14/2011 9:07:52 AM
w3alter$50.0012/14/2011 9:08:44 AM
ijspence$25.0012/14/2011 9:11:43 AM
progressive-economy261$400.0012/14/2011 9:36:52 AM
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ecstatic-money064$25.0012/14/2011 9:22:44 AM
the-profit-oracle$25.0012/14/2011 9:32:46 AM
IIP77$25.0012/14/2011 9:34:19 AM
vtr1000$25.0012/14/2011 11:20:40 AM
hopethisworks$25.0012/14/2011 9:41:29 AM
genius520$50.0012/14/2011 9:42:56 AM
shrewd-benjamins$25.0012/14/2011 9:43:03 AM
community-piccolo0$25.0012/14/2011 9:43:15 AM
georgedorn$25.0012/14/2011 12:28:01 PM
gogene2002$30.0012/14/2011 9:47:18 AM
reflective-greenback1$25.0012/14/2011 10:01:52 AM
brainy-repayment5$50.0012/14/2011 3:09:57 PM
green28$200.0012/14/2011 2:14:20 PM
keeks$25.0012/14/2011 2:47:20 PM
asset-producer1$100.0012/14/2011 4:29:59 PM
akakii$50.0012/14/2011 4:48:06 PM
graceful-IRAinvestment$100.0012/14/2011 5:28:58 PM
Weaverville$25.0012/14/2011 5:03:16 PM
innocent-income4$25.0012/14/2011 5:31:58 PM
ore-jalapeno4$50.0012/14/2011 5:41:04 PM
Theboof$25.0012/14/2011 6:02:33 PM
kelseyshea$25.0012/14/2011 6:03:41 PM
conaty$25.0012/14/2011 6:05:45 PM
scottburger$100.0012/14/2011 6:07:26 PM
wampum-chorus3$25.0012/14/2011 5:32:14 PM
kubien$25.0012/14/2011 6:10:15 PM
gold-channel2$25.0012/14/2011 5:35:56 PM
tigerpanda$50.0012/14/2011 6:17:31 PM
baybayin$25.0012/14/2011 6:28:41 PM
C_Mark$50.0012/14/2011 6:02:41 PM
thevogelfamily$25.0012/14/2011 6:04:45 PM
deal-frontier$25.0012/14/2011 6:06:10 PM
green-rate-futurist$225.0012/14/2011 6:11:17 PM
oex$25.0012/14/2011 6:22:47 PM
mrrc7498$35.0012/14/2011 6:24:59 PM
TSC$50.0012/14/2011 7:09:51 PM
pragmatic-contract$50.0012/14/2011 6:26:48 PM
radicaldude$42.6712/14/2011 7:10:04 PM
conqueror359$50.0012/14/2011 6:26:54 PM
MightyZep$25.0012/14/2011 7:10:50 PM
generosity-poem2$40.0012/14/2011 6:45:14 PM
BeaufortBill$25.0012/14/2011 7:36:41 PM
power-persimmon5$38.5012/14/2011 7:42:09 PM
precious-coin3$50.0012/14/2011 7:37:48 PM
svjeller$50.0012/14/2011 7:48:58 PM
Nanab5$25.0012/14/2011 7:41:51 PM
PitOfSuccess$25.0012/14/2011 6:58:18 PM
finance-symphony7$200.0012/14/2011 7:58:30 PM
JAACKES$25.0012/14/2011 8:42:32 PM
capital-buddy$25.0012/14/2011 7:20:50 PM
eadamson$50.0012/14/2011 8:40:42 PM
CapStack$25.0012/14/2011 7:24:07 PM
vigorous-velocity$200.0012/14/2011 8:43:33 PM
Aldebtaran$50.0012/14/2011 8:43:39 PM
adam_rodgers$25.0012/14/2011 9:22:23 PM
PDX-Funder$50.0012/14/2011 8:53:36 PM
issiohoyo$25.0012/14/2011 9:41:35 PM
SkipperScott$30.0012/14/2011 9:43:59 PM
new-social-economist$150.0012/14/2011 10:16:36 PM
tenacious-affluence$25.0012/14/2011 9:22:10 PM
mbwillma$25.0012/14/2011 8:16:16 PM
infomas$25.0012/14/2011 8:18:52 PM
resplendent-dollar$25.0012/14/2011 11:19:53 PM
wjf60$50.0012/14/2011 10:10:59 PM
dollar-missile3$25.0012/14/2011 10:15:10 PM
bharosa$25.0012/14/2011 10:30:19 PM
blue-shiny-revenue$25.0012/14/2011 10:50:38 PM
GrooveBiz$25.0012/14/2011 8:44:23 PM
sophisticated-return496$25.0012/14/2011 10:54:42 PM
L1975$25.0012/14/2011 11:04:49 PM
feiandasun$25.0012/14/2011 8:57:01 PM
platinum-faire$33.4512/15/2011 2:33:44 AM
deal-searcher1$25.0012/15/2011 12:03:22 AM
Lender0010$50.0012/15/2011 3:27:01 AM
actuarial_investor$25.0012/15/2011 12:09:36 AM
Ellisdee$50.0012/15/2011 3:34:42 AM
bashar$25.0012/15/2011 3:40:56 AM
Raser$35.0012/15/2011 4:27:55 AM
xlnt-loans$25.0012/15/2011 4:31:03 AM
SavannahBear$25.0012/15/2011 4:54:06 AM
first-favorite-bonus9$25.0012/14/2011 10:43:08 PM
Simba197$25.0012/15/2011 4:47:05 AM
nsquared007$25.0012/15/2011 5:56:54 AM
heroic-deal7$25.0012/15/2011 5:06:26 AM
gatorjh$25.0012/15/2011 6:05:58 AM
dracoaffectus$25.0012/15/2011 1:39:03 AM
commitment-jedi4$25.0012/15/2011 2:56:36 AM
LongDistance06$200.0012/15/2011 3:01:27 AM
payout-equalizer8$25.0012/15/2011 6:51:04 AM
first-class-yield9$100.0012/15/2011 5:50:31 AM
Zadz$45.0012/15/2011 3:52:18 AM
hptcrabbers$100.0012/15/2011 7:12:39 AM
coolgenner$25.0012/15/2011 6:01:04 AM
renaissance168$114.9912/15/2011 6:07:21 AM
Raser$25.0012/15/2011 4:26:45 AM
tremendous-integrity$50.0012/15/2011 7:23:47 AM
subtle-social4$25.0012/15/2011 4:38:47 AM
IPlayOutsideTheBox$25.0012/15/2011 4:52:52 AM
1stTime2ndChance$25.0012/15/2011 7:34:11 AM
rachelrachelrachel$25.0012/15/2011 6:37:11 AM
greenback-guard$25.0012/15/2011 5:15:00 AM
applepie1$50.0012/15/2011 5:37:35 AM
payout-thinker7$25.0012/15/2011 5:55:39 AM
mahjongslave$25.0012/15/2011 8:28:04 AM
Inquisitor06$25.0012/15/2011 6:11:50 AM
Atlanta-Buyer$25.0012/15/2011 8:04:56 AM
smithd76$25.0012/15/2011 6:47:13 AM
jmart30702$25.0012/15/2011 9:05:48 AM
lovelongandprosper$50.0012/15/2011 9:06:37 AM
Preteur$25.0012/15/2011 9:06:59 AM
dritter$28.4612/15/2011 8:39:43 AM
gold-sushi$25.0012/15/2011 9:18:01 AM
wise-silver-wonder$25.0012/15/2011 8:33:37 AM
investment-tempo$25.0012/15/2011 9:11:09 AM
BaxterEvil$25.0012/15/2011 9:27:52 AM
riskreward$250.0012/15/2011 9:13:38 AM
ndwayno$31.0012/15/2011 9:14:18 AM
Sandiegorep$25.0012/15/2011 8:59:24 AM
KeepOnRunning$38.0012/15/2011 9:21:57 AM
Schlawinzer$25.0012/15/2011 9:08:45 AM
reasonable-capital4$42.0012/15/2011 9:09:01 AM
green-moola-sniffer$25.0012/15/2011 9:24:10 AM
burgeoning-silver$25.0012/15/2011 9:09:18 AM
lagnisiruk$25.0012/15/2011 9:10:46 AM
virtuous-bill1$25.0012/15/2011 9:27:01 AM
brainy-dedication$25.0012/15/2011 9:15:29 AM
MadHun$200.0012/15/2011 9:23:28 AM
skiberdad$50.0012/15/2011 9:26:34 AM
narblark$50.0012/15/2011 9:29:55 AM
Syzygy$25.0012/15/2011 9:30:26 AM
igniter584$25.0012/7/2011 9:23:40 AM
LianaB$100.0012/7/2011 12:40:09 PM
careful-note$50.0012/7/2011 5:32:15 PM
igniter584$25.0012/8/2011 6:22:40 AM
gentle-gain235$50.0012/9/2011 7:16:10 AM
tallfund$50.0012/10/2011 9:32:22 PM
the-enticing-coin$500.0012/11/2011 4:26:37 PM
market-solstice2$25.0012/12/2011 5:07:42 PM
transparency-giant$50.0012/12/2011 9:37:47 PM
unforgettable-wealth4$50.0012/13/2011 9:36:46 AM
wealth-infusion6$200.0012/13/2011 12:30:38 PM
commanding-treasure2$50.0012/13/2011 10:59:37 AM
TommyTucker$53.0012/13/2011 2:52:46 PM
MidLifeCrisis$25.0012/13/2011 3:28:11 PM
knowledgeable-note6$54.0012/13/2011 4:31:49 PM
bchbum$25.0012/13/2011 4:52:38 PM
silver-birdie$100.0012/13/2011 5:06:38 PM
vigilance-revolutionary$50.0012/13/2011 5:08:04 PM
compoundinterest$50.0012/13/2011 5:09:22 PM
upbeat-coin937$25.0012/13/2011 5:09:35 PM
Thunder08$39.0012/13/2011 5:12:37 PM
rudyindc$25.0012/13/2011 5:14:45 PM
gold-tsunami$30.0012/13/2011 5:13:40 PM
enriching-trade2$50.0012/13/2011 5:14:56 PM
einstein$500.0012/13/2011 5:14:09 PM
larslfe$25.0012/13/2011 5:15:47 PM
skuba$75.0012/13/2011 5:16:24 PM
toblerone$25.0012/13/2011 5:18:54 PM
basis-ferret8$50.0012/13/2011 5:20:51 PM
sdloanhelper$50.0012/13/2011 5:21:47 PM
exchange-grove$50.0012/13/2011 4:40:39 PM
Anny-Disco$25.0012/13/2011 5:22:26 PM
Ready2Loan$25.0012/13/2011 5:22:50 PM
velocity-solo$25.0012/13/2011 5:19:41 PM
Aimvest$25.0012/13/2011 5:25:47 PM
buraky$50.0012/13/2011 5:05:33 PM
capital-web7$26.0012/13/2011 5:22:37 PM
bold-yield-rumbler$25.0012/13/2011 5:27:01 PM
marketplace-cello5$25.0012/13/2011 5:06:47 PM
extraordinary-silver5$25.0012/13/2011 5:30:41 PM
britgsb$30.0012/13/2011 5:31:33 PM
kenji4861$25.0012/13/2011 5:08:51 PM
KLCRAY$25.0012/13/2011 5:29:33 PM
Castellan$50.0012/13/2011 5:10:22 PM
1phantom$25.0012/13/2011 5:12:46 PM
Zeattle$25.0012/13/2011 5:13:12 PM
tsui517$50.0012/13/2011 5:36:44 PM
evnagelist$25.0012/13/2011 5:13:32 PM
cnovak$25.0012/13/2011 5:34:01 PM
vibrant-trade8$35.0012/13/2011 5:37:24 PM
PRGuyinVA$25.0012/13/2011 5:17:11 PM
dospapalotes$25.0012/13/2011 5:18:37 PM
Ivan2007$25.0012/13/2011 5:22:28 PM
auction-elvis$25.0012/13/2011 5:23:53 PM
meenan$100.0012/13/2011 5:48:39 PM
gravbox$25.0012/13/2011 6:01:08 PM
don8ter$50.0012/13/2011 5:31:57 PM
valiant-liberty4$25.0012/13/2011 5:33:09 PM
Clambake$25.0012/13/2011 5:37:13 PM
MONEYLENDER101$50.0012/13/2011 5:41:34 PM
rmachi$25.0012/13/2011 5:41:52 PM
prudent-bid3$25.0012/13/2011 8:56:46 PM
cattlebaron$25.0012/13/2011 9:06:30 PM
finance-magma7$25.0012/13/2011 9:44:59 PM
logical-repayment1$25.0012/13/2011 9:47:51 PM
dpfl55$25.0012/13/2011 9:46:13 PM
justalender$50.0012/13/2011 5:47:39 PM
loyalty-circuitry$100.0012/13/2011 5:49:59 PM
peripatetic$25.0012/14/2011 1:13:15 AM
currency-balancer$25.0012/13/2011 6:55:37 PM
systematic0$25.0012/14/2011 4:18:57 AM
MASinVestment$400.0012/14/2011 7:51:08 AM
dckpolo$25.0012/14/2011 5:29:14 AM
helpinghand63$25.0012/14/2011 9:05:32 AM
nickel-ferret$50.0012/14/2011 9:10:07 AM
life-is-great$25.0012/14/2011 9:12:19 AM
tmbackinu$25.0012/14/2011 9:03:53 AM
Rick21$25.0012/14/2011 9:25:04 AM
mtquan$25.0012/14/2011 9:06:23 AM
best-decisive-peace$25.0012/14/2011 9:36:45 AM
jazzlender$50.0012/14/2011 9:37:03 AM
gjm6d$25.0012/14/2011 9:36:05 AM
gold-commander0$25.0012/14/2011 9:40:33 AM
important-ore$150.0012/14/2011 9:45:44 AM
figs4u2$50.0012/14/2011 9:19:49 AM
no_agenda_lender$25.0012/14/2011 9:24:55 AM
first-repayment-magician$40.0012/14/2011 9:56:02 AM
nhm$54.0012/14/2011 11:05:10 AM
kulender$100.0012/14/2011 9:38:40 AM
market-assembler$50.0012/14/2011 9:52:45 AM
terrific-return$33.6212/14/2011 10:23:52 AM
JustOneVoice$25.0012/14/2011 2:28:22 PM
Zane314$277.3612/14/2011 3:07:24 PM
diablorulz$50.0012/14/2011 4:22:24 PM
cablenews$56.0012/14/2011 5:12:53 PM
mflawyer$25.0012/14/2011 4:32:05 PM
brightest-affluence-motivator$50.0012/14/2011 5:07:01 PM
postalwhiz$25.0012/14/2011 5:34:04 PM
julijask$25.0012/14/2011 5:42:19 PM
ideal-platinum1$25.0012/14/2011 5:31:35 PM
Spidey00$25.0012/14/2011 6:07:45 PM
BayShell$50.0012/14/2011 6:08:16 PM
moopi$25.0012/14/2011 6:12:26 PM
sunny-dough9$200.0012/14/2011 6:14:41 PM
red-robust-bid$500.0012/14/2011 6:14:20 PM
lending_well$145.0012/14/2011 6:14:49 PM
loot-squirrel6$25.0012/14/2011 6:17:17 PM
quick$50.0012/14/2011 6:18:22 PM
Sanford-N-Sons$25.0012/14/2011 6:19:41 PM
tasmsrax$25.0012/14/2011 6:21:24 PM
capital-lava$25.0012/14/2011 6:24:03 PM
cytopia$250.0012/14/2011 6:42:12 PM
reward-excellency1$25.0012/14/2011 6:39:17 PM
chomper969$25.0012/14/2011 6:39:26 PM
bold-glowing-payment$25.0012/14/2011 6:07:32 PM
GlowHost$25.0012/14/2011 6:08:57 PM
vulgy$25.0012/14/2011 6:49:41 PM
shomikaci$25.0012/14/2011 6:49:57 PM
five-star-bid2$34.0012/14/2011 6:14:37 PM
richmondcowboy$25.0012/14/2011 6:59:37 PM
Zach842$50.0012/14/2011 7:04:26 PM
rolandweary$50.0012/14/2011 7:07:30 PM
treasure-pipeline$25.0012/14/2011 7:13:53 PM
angelinvestor2$40.0012/14/2011 6:31:49 PM
bedok$53.7712/14/2011 7:21:36 PM
kmcolo$25.0012/14/2011 7:28:54 PM
boj2007$25.0012/14/2011 7:29:55 PM
worth-victor6$31.0012/14/2011 6:45:41 PM
purposeful-treasure0$45.9112/14/2011 6:53:24 PM
lucky6$25.0012/14/2011 7:48:33 PM
leli$25.0012/14/2011 6:54:46 PM
mchale$25.0012/14/2011 8:03:28 PM
unconquerable-transparency865$64.0012/14/2011 7:59:21 PM
BankofHank$25.0012/14/2011 8:04:21 PM
sci_guy$25.0012/14/2011 8:33:09 PM
native68$25.0012/14/2011 8:18:59 PM
Q9-X3$25.0012/14/2011 8:28:10 PM
oldman68$25.0012/14/2011 8:46:49 PM
gain-mountain1$200.0012/14/2011 8:39:47 PM
trade-surge3$25.0012/14/2011 8:46:19 PM
LenderSender$25.0012/14/2011 8:52:55 PM
Bobsasnot$50.0012/14/2011 7:32:20 PM
Floridian71$25.0012/14/2011 9:01:34 PM
auctionator1$25.0012/14/2011 7:40:44 PM
worker943$50.0012/14/2011 7:46:00 PM
good_lender$25.0012/14/2011 7:52:52 PM
financelover$50.0012/14/2011 10:30:38 PM
fair-rate$25.0012/14/2011 9:30:06 PM
Hexnut$100.0012/14/2011 10:52:41 PM
flyboy24$25.0012/14/2011 10:09:45 PM
oaktown23$50.0012/14/2011 11:20:33 PM
revenue-pipeline$25.0012/14/2011 10:28:20 PM
interest-goblin$25.0012/14/2011 8:26:01 PM
httdservices$25.0012/15/2011 12:12:31 AM
24hourfitness$50.0012/14/2011 10:55:26 PM
bazaar-hyperdrive3$50.0012/14/2011 9:11:15 PM
rain100$50.0012/14/2011 11:37:45 PM
quarkyuzu$50.0012/15/2011 3:12:19 AM
consummate-p2p3$25.0012/14/2011 9:18:00 PM
poplar0$25.0012/15/2011 12:01:27 AM
intlargonaut$50.0012/15/2011 12:57:26 AM
proud-silver0$100.0012/14/2011 9:53:52 PM
creative-gold$25.0012/15/2011 4:31:24 AM
shrewd-rupee$25.0012/15/2011 4:34:18 AM
fcukciti$35.0012/15/2011 1:34:17 AM
decisive-commerce9$25.0012/14/2011 10:13:41 PM
currency-persimmon$50.0012/15/2011 5:00:13 AM
edsmoney$100.0012/15/2011 5:05:11 AM
GAOGERAM_BANK$25.0012/15/2011 4:24:59 AM
orbital-investment5$50.0012/15/2011 4:36:15 AM
superb-bonus0$36.6112/15/2011 5:32:34 AM
JeffHoll$100.0012/15/2011 5:41:21 AM
axelrod$50.0012/15/2011 5:46:49 AM
nilehorse$25.0012/15/2011 5:05:34 AM
CalCollegeFund19$25.0012/15/2011 1:16:53 AM
Silver-Penny001$25.0012/15/2011 6:07:00 AM
abundant-dollar7$100.0012/15/2011 6:37:46 AM
LiveFreeand$25.0012/15/2011 6:44:53 AM
reward-excellency1$25.0012/15/2011 5:44:27 AM
ethical-truth211$400.0012/15/2011 3:56:09 AM
Rulea72$25.0012/15/2011 7:09:11 AM
hptcrabbers$25.0012/15/2011 7:17:05 AM
KidSicily$50.0012/15/2011 6:10:18 AM
gethsemane4$50.0012/15/2011 7:31:24 AM
blue-note-relaxation$31.2112/15/2011 5:06:01 AM
admirable-worth1$25.0012/15/2011 6:47:23 AM
MoonMama$25.0012/15/2011 7:55:17 AM
hampa$25.0012/15/2011 7:04:53 AM
andlifegoeson$25.0012/15/2011 7:06:09 AM
RMirish$34.2012/15/2011 5:28:27 AM
FASN8U$25.0012/15/2011 7:37:18 AM
pwkpwk$25.0012/15/2011 6:13:26 AM
benevolent-capital1$50.0012/15/2011 6:19:23 AM
godspeed237$25.0012/15/2011 6:20:31 AM
Breken6$25.0012/15/2011 7:59:59 AM
debt-fuse158$25.0012/15/2011 8:59:57 AM
BleedPurple$25.0012/15/2011 6:44:30 AM
payout-equalizer8$25.0012/15/2011 6:49:08 AM
community-bee$25.0012/15/2011 9:06:05 AM
otherwisedisposed$250.0012/15/2011 8:48:46 AM
Isanpankki$100.0012/15/2011 8:58:11 AM
Px3VENTURES$250.0012/15/2011 8:58:24 AM
shrewd-value$25.0012/15/2011 9:12:56 AM
dood2112$25.0012/15/2011 9:16:38 AM
sail120$25.0012/15/2011 9:06:20 AM
BankofPete$25.0012/15/2011 8:11:32 AM
cash-sensai2$25.0012/15/2011 9:08:12 AM
established-gain$25.0012/15/2011 8:26:02 AM
chiemsee$31.0012/15/2011 8:32:35 AM
enterprising-credit2$25.0012/15/2011 8:32:45 AM
DarthContinent$50.0012/15/2011 8:41:45 AM
IP$25.0012/15/2011 9:24:42 AM
sacmt$25.0012/15/2011 9:24:49 AM
fervent-repayment$50.0012/15/2011 9:25:35 AM
Rivermaverick$25.0012/15/2011 9:18:51 AM
ujiba$50.0012/15/2011 9:06:11 AM
dthompso$41.0012/15/2011 9:08:10 AM
misterhobbs$25.0012/15/2011 9:25:50 AM
the-transaction-stronghold$25.0012/15/2011 9:10:38 AM
scottyb73$25.0012/15/2011 9:11:45 AM
HAVEANICEDAY$25.0012/15/2011 9:12:32 AM
SeaDevil$25.0012/15/2011 9:12:45 AM
the-dollar-topper$61.9312/15/2011 9:31:16 AM
jeb_31$25.0012/15/2011 9:19:55 AM
undaunted-fairness0$25.0012/15/2011 9:28:04 AM
437 Investments
 
Borrower Payment Dependent Notes Series 543136
This series of Notes was issued and sold upon the funding of the borrower loan #57602, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $230.97
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1987 Debt/Income ratio: 11%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 4 Current / open credit lines: 4 / 4Length of status:34y 1m
Amount delinquent: $5,084 Total credit lines: 38 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $291Stated income:$75,000-$99,999
Delinquencies in last 7y: 34 Bankcard utilization: 29%  
   Homeownership: Yes  
Screen name: first-responsible-generosity Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dental Expenses, pay off loan
Purpose of loan:
This loan will be used to pay unexpected dental expenses from my son getting implants that were supposed to be covered under insurance but were denied because the two teeth being implanted was a result of a congenital defect. He was going into the Marines and could not wear the retainer the Orthodontist made for him. That bill is for $4000.

The remaining money will be used for my eldest son's wedding in April 2012


My financial situation:
I am a good candidate for this loan because I have worked for 34 years at the same company and the monthly amount will not put a strain on my budget
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/12/2011 5:02:32 PM
heart514$25.0012/12/2011 7:27:46 PM
giftgold$25.0012/13/2011 5:44:42 AM
income-banjo$50.0012/13/2011 5:13:21 PM
Aaron_Oz$25.0012/13/2011 5:17:50 PM
MASinVestment$100.0012/14/2011 7:33:16 AM
oskizzle$25.0012/14/2011 10:55:40 AM
diablorulz$50.0012/14/2011 4:22:27 PM
Brisket_Bob$50.0012/14/2011 5:37:06 PM
ore-jalapeno4$50.0012/14/2011 5:41:07 PM
C_Mark$50.0012/14/2011 6:02:49 PM
scottburger$100.0012/14/2011 6:07:27 PM
BayShell$50.0012/14/2011 6:08:18 PM
kenji4861$25.0012/14/2011 5:42:22 PM
oex$25.0012/14/2011 6:22:51 PM
mrrc7498$30.0012/14/2011 6:25:01 PM
Zach842$50.0012/14/2011 7:08:27 PM
pragmatic-contract$50.0012/14/2011 6:26:49 PM
TSC$50.0012/14/2011 7:09:54 PM
worth-victor6$32.0012/14/2011 6:46:11 PM
eadamson$50.0012/14/2011 8:40:45 PM
MASinVestment$150.0012/14/2011 8:45:43 PM
Flyways$25.0012/14/2011 8:03:14 PM
first-favorite-bonus9$25.0012/14/2011 10:43:09 PM
top-investment-american$50.0012/14/2011 9:53:12 PM
IPlayOutsideTheBox$25.0012/15/2011 4:49:10 AM
fcukciti$35.0012/15/2011 1:34:22 AM
payout-thinker7$25.0012/15/2011 5:55:47 AM
quarkyuzu$50.0012/15/2011 3:14:21 AM
axelrod$50.0012/15/2011 5:46:53 AM
calinno2$25.0012/15/2011 5:58:38 AM
gold-gazelle$50.0012/15/2011 7:24:15 AM
greenback-guard$25.0012/15/2011 5:06:12 AM
MoonMama$25.0012/15/2011 7:55:31 AM
llequire1$25.0012/15/2011 8:27:46 AM
Freedom_Lender$43.2312/15/2011 8:00:34 AM
hptcrabbers$50.0012/15/2011 7:15:24 AM
otherwisedisposed$250.0012/15/2011 8:49:03 AM
subtle-revenue0$25.0012/15/2011 9:27:03 AM
Isanpankki$100.0012/15/2011 8:58:28 AM
brazilofmux$100.0012/15/2011 9:20:41 AM
newslang$100.0012/15/2011 9:07:46 AM
value-pouch$50.0012/15/2011 9:48:34 AM
BoughtTheFarm$25.0012/15/2011 9:48:51 AM
Geldmeister$50.0012/15/2011 11:08:00 AM
brw$25.0012/15/2011 10:33:22 AM
hoopsho$25.0012/15/2011 12:47:41 PM
markdental$25.0012/15/2011 11:32:48 AM
Michaeleafblower$25.0012/15/2011 10:44:41 AM
KLVLOPZ64$25.0012/15/2011 11:22:38 AM
nonukem$25.0012/15/2011 11:45:30 AM
Goodlender42$25.0012/15/2011 5:08:52 PM
rmachi$25.0012/15/2011 5:15:02 PM
myduck$40.0012/15/2011 4:50:41 PM
life-is-great$25.0012/15/2011 5:25:32 PM
scrappy-penny6$50.0012/15/2011 5:11:46 PM
transparency-giant$50.0012/15/2011 5:28:41 PM
Castellan$50.0012/15/2011 5:18:51 PM
tsui517$50.0012/15/2011 5:36:34 PM
majestic-repayment3$25.0012/15/2011 6:02:33 PM
jbrel$25.0012/15/2011 5:27:22 PM
HamachiMan$50.0012/15/2011 5:27:42 PM
neenerman$50.0012/15/2011 6:31:20 PM
a-finance-nirvana$25.0012/15/2011 6:38:42 PM
golden-bid9$25.0012/15/2011 6:41:03 PM
igniter584$25.0012/12/2011 5:11:47 PM
indomitable-coin$25.0012/12/2011 5:23:03 PM
the_winning_ticket$100.0012/13/2011 1:06:39 AM
loan-rider7$25.0012/13/2011 8:00:13 AM
wealth-infusion6$200.0012/13/2011 12:30:55 PM
commanding-treasure2$50.0012/13/2011 10:59:56 AM
the-bright-velocity$25.0012/13/2011 2:26:29 PM
green28$100.0012/14/2011 2:21:33 PM
timbob$100.0012/14/2011 5:14:52 PM
basis-ferret8$50.0012/14/2011 5:08:55 PM
bold-yield-rumbler$25.0012/14/2011 5:15:23 PM
blue-lively-platinum$25.0012/14/2011 5:15:55 PM
britgsb$30.0012/14/2011 5:16:53 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:04 PM
Weaverville$25.0012/14/2011 5:03:21 PM
mtquan$25.0012/14/2011 5:10:41 PM
riproaringrapids$25.0012/14/2011 5:23:04 PM
Sneezie$100.0012/14/2011 5:29:22 PM
hope-candy1$100.0012/14/2011 6:31:42 PM
angelinvestor2$40.0012/14/2011 6:31:56 PM
GlowHost$25.0012/14/2011 6:09:00 PM
16888$50.0012/14/2011 6:12:04 PM
rolandweary$50.0012/14/2011 7:07:41 PM
coachmike15$30.0012/14/2011 7:11:14 PM
reward-excellency1$25.0012/14/2011 6:41:34 PM
AxionMan05$50.0012/14/2011 7:48:59 PM
igniter584$50.0012/14/2011 8:12:01 PM
happy-loot3$100.0012/14/2011 7:19:57 PM
CO80487$50.0012/14/2011 7:22:15 PM
precious-coin3$50.0012/14/2011 7:37:51 PM
BankofHank$25.0012/14/2011 8:04:22 PM
native68$25.0012/14/2011 8:19:04 PM
new-social-economist$100.0012/14/2011 10:17:27 PM
revenue-pipeline$25.0012/14/2011 10:28:22 PM
oaktown23$50.0012/14/2011 11:20:37 PM
Seafirst$50.0012/15/2011 3:07:09 AM
Lender0010$50.0012/15/2011 3:27:40 AM
deal-searcher1$25.0012/15/2011 12:03:25 AM
StanTheMan$26.2912/14/2011 9:51:44 PM
wjf60$50.0012/14/2011 10:11:01 PM
currency-persimmon$50.0012/15/2011 5:03:39 AM
financelover$50.0012/14/2011 10:30:43 PM
resplendent-dollar$25.0012/14/2011 11:18:05 PM
ethical-truth211$200.0012/15/2011 3:58:21 AM
GAOGERAM_BANK$25.0012/15/2011 4:25:00 AM
ansset$25.0012/15/2011 5:08:30 AM
admirable-worth1$25.0012/15/2011 6:47:26 AM
Silver-Penny001$25.0012/15/2011 6:09:30 AM
caliguian$50.0012/15/2011 6:46:33 AM
green-rate-futurist$200.0012/15/2011 8:41:43 AM
Jinja$50.0012/15/2011 9:07:14 AM
RIVERHTS$50.0012/15/2011 9:10:47 AM
pnace$50.0012/15/2011 8:28:29 AM
soular21804$25.0012/15/2011 9:28:14 AM
Px3VENTURES$250.0012/15/2011 9:06:31 AM
DadWarbucks$25.0012/15/2011 9:26:15 AM
worthy-bid8$50.0012/15/2011 9:27:38 AM
awwaww$25.0012/15/2011 9:39:43 AM
subtle-truth2$27.7612/15/2011 10:39:59 AM
transparency-baton$25.0012/15/2011 12:19:54 PM
kind-asset-circuit$50.0012/15/2011 2:39:30 PM
wampum-chorus3$25.0012/15/2011 3:00:22 PM
unbelievable-exchange$100.0012/15/2011 4:45:38 PM
wampum-chorus3$25.0012/15/2011 3:15:54 PM
supersarah61$25.0012/15/2011 4:44:54 PM
intuitive-integrity9$50.0012/15/2011 5:35:12 PM
dblaz5$385.7012/15/2011 6:44:07 PM
132 Investments
 
Borrower Payment Dependent Notes Series 543144
This series of Notes was issued and sold upon the funding of the borrower loan #58087, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-18-2011 
 
Lender yield: 30.77% Borrower rate/APR: 31.77% / 35.80% Monthly payment: $130.28
 
Lender servicing fee: 1.00% Effective Yield*: 28.96%  
Estimated return*: 12.46%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1997 Debt/Income ratio: 5%
Credit score: 680-699 (Nov-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:2y 4m
Amount delinquent: $0 Total credit lines: 6 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: fund-cargo1 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 3900
Monthly expenses: $ 500
Housing: $ 1100
Insurance: $ 75
Car expenses: $ 50
Utilities: $ 100
Phone, cable, internet: $ 100
Food, entertainment: $ 200
Clothing, household expenses: $
Credit cards and other loans: $ 1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
first-gold-plato$25.0012/15/2011 8:29:36 AM
direct-social3$75.0012/15/2011 2:47:45 PM
checzwick$25.0012/15/2011 2:39:55 PM
new-marketplace-lyrics$25.0012/16/2011 2:41:21 AM
impala6464$25.0012/16/2011 6:36:50 AM
Hedge-Fund$25.0012/16/2011 7:38:06 AM
emance$39.7712/16/2011 3:36:29 PM
patriot0$58.4512/16/2011 7:15:00 PM
eboomer2611$25.0012/16/2011 8:38:20 PM
Starfin-Capital-Management$66.2712/17/2011 5:10:27 AM
Bob450$25.0012/17/2011 8:12:32 AM
ethical-truth211$200.0012/17/2011 11:51:15 AM
IASKGOD$25.0012/17/2011 10:59:06 AM
wise-deal-panda$91.0012/17/2011 12:32:19 PM
Core-Marketing$25.0012/18/2011 4:12:36 AM
jcrew007$25.0012/18/2011 7:16:31 AM
wealth-kangaroo8$25.0012/18/2011 9:06:38 AM
first-class-yield9$50.0012/18/2011 7:05:03 AM
Haribelle$25.0012/15/2011 3:14:38 AM
khaister$25.0012/14/2011 6:44:29 PM
InvestingInYourDream$100.6012/14/2011 7:04:37 PM
illinois_joe$25.0012/14/2011 6:12:46 PM
friendinmoney$25.0012/14/2011 11:14:06 AM
2grindstones$25.3112/14/2011 10:14:54 AM
friendinmoney$25.0012/13/2011 9:44:32 PM
dfl$50.0012/13/2011 9:30:48 PM
let_me_retire$25.0012/13/2011 3:18:43 AM
heart514$25.0012/12/2011 7:27:09 PM
economy-shrubbery6$25.0012/12/2011 5:08:56 PM
currency-agave$50.0012/10/2011 11:15:10 AM
money-baron-Roth401k$50.0012/10/2011 8:06:06 AM
Danjack_Capital$25.0012/7/2011 8:44:24 PM
social-heart$25.0012/7/2011 7:59:30 PM
asset-professor$25.0012/8/2011 8:08:57 AM
adamdroker$25.0012/8/2011 9:58:21 PM
SecondChanceLendingSERV$25.0012/9/2011 7:02:28 PM
blue-lively-platinum$25.0012/10/2011 2:21:49 PM
green-rate-futurist$25.0012/11/2011 2:41:40 PM
graceful-IRAinvestment$30.0012/12/2011 8:50:34 PM
money-booster2$25.0012/12/2011 9:57:11 PM
dough-souffle$25.0012/13/2011 2:31:12 PM
blue-radiant-economy$100.0012/13/2011 11:09:32 PM
the-laudable-peso$40.0012/14/2011 7:04:45 AM
MASinVestment$400.0012/14/2011 8:03:04 AM
camaraderi-aspen$100.0012/14/2011 12:47:41 PM
money-fort$25.0012/14/2011 6:40:04 PM
greenback-guard$25.0012/15/2011 5:15:00 AM
DHolly$31.0012/15/2011 9:09:13 AM
Tizzo27$51.0012/15/2011 5:23:46 PM
s_man1$25.0012/16/2011 1:29:12 PM
the-hope-workhorse$100.0012/16/2011 4:32:17 PM
benevolent1$25.0012/16/2011 5:00:50 PM
SFBank$50.0012/16/2011 6:08:37 PM
850$50.0012/16/2011 11:00:44 PM
papaloha$25.0012/16/2011 6:50:46 PM
gold-miser9$34.0812/17/2011 4:24:45 AM
bright-exchange$25.0012/17/2011 9:37:04 AM
finance-amusement4$50.0012/17/2011 10:12:46 AM
BlueProteus$25.0012/17/2011 5:24:14 PM
newest-phenomenal-dinero$50.0012/17/2011 5:57:33 PM
OLYVRC$50.0012/17/2011 8:14:07 PM
igniter584$50.0012/17/2011 6:40:27 PM
CA-Lender$25.0012/17/2011 8:56:25 PM
revenue-associate$25.0012/18/2011 8:07:40 AM
olin5$6.5212/18/2011 9:20:56 AM
hidavehi$26.0012/18/2011 7:33:45 AM
66 Investments
 
Borrower Payment Dependent Notes Series 543150
This series of Notes was issued and sold upon the funding of the borrower loan #57678, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 11.54% Borrower rate/APR: 12.54% / 15.38% Monthly payment: $669.46
 
Lender servicing fee: 1.00% Effective Yield*: 11.50%  
Estimated return*: 7.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1992 Debt/Income ratio: 20%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 7 / 4Length of status:0y 6m
Amount delinquent: $2,083 Total credit lines: 41 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $260Stated income:$50,000-$74,999
Delinquencies in last 7y: 24 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: understanding-wealth945 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
FEMDAV
Purpose of loan:
This loan will be used to...consolidate current credit card debt.

My financial situation:
I am a good candidate for this loan because...I am a 100% rated disabled veteran with receiept of a monthly service connected monetary award which is the main source of my income (This amount will not decrease nor be elliminated). I am also currently employed (part-time) but plan to further my education to be able to obtain a better paying job within the next 2 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Weaverville$25.0012/14/2011 5:03:17 PM
IIP77$25.0012/14/2011 5:06:58 PM
funds-captain4$50.0012/14/2011 5:09:11 PM
first-repayment-magician$40.0012/14/2011 5:32:09 PM
worthy-bid8$50.0012/14/2011 5:39:23 PM
ecstatic-money064$25.0012/14/2011 5:37:35 PM
DadWarbucks$25.0012/14/2011 5:41:44 PM
C_Mark$50.0012/14/2011 6:02:43 PM
GlowHost$25.0012/14/2011 6:08:57 PM
oex$25.0012/14/2011 6:22:47 PM
scottburger$100.0012/14/2011 6:07:26 PM
generosity-poem2$40.0012/14/2011 6:45:15 PM
BayShell$50.0012/14/2011 6:08:17 PM
moopi$25.0012/14/2011 6:12:26 PM
tigerpanda$50.0012/14/2011 6:17:32 PM
rolandweary$50.0012/14/2011 7:07:32 PM
pragmatic-contract$50.0012/14/2011 6:26:48 PM
CapStack$25.0012/14/2011 7:24:07 PM
chomper969$25.0012/14/2011 6:39:27 PM
lucky6$25.0012/14/2011 7:48:33 PM
kind-magnificent-bid$107.0412/14/2011 7:06:02 PM
TSC$50.0012/14/2011 7:09:52 PM
payout-thinker7$25.0012/15/2011 5:58:19 AM
axelrod$50.0012/15/2011 5:46:50 AM
actuarial_investor$25.0012/15/2011 12:09:37 AM
Simba197$25.0012/15/2011 4:47:05 AM
Ellisdee$50.0012/15/2011 3:34:43 AM
first-favorite-bonus9$25.0012/14/2011 10:43:08 PM
bharosa$25.0012/14/2011 10:30:20 PM
wjf60$50.0012/14/2011 10:10:59 PM
deal-searcher1$25.0012/15/2011 12:03:22 AM
LenderSender$25.0012/14/2011 8:52:56 PM
eadamson$50.0012/14/2011 8:40:43 PM
financelover$50.0012/14/2011 10:30:39 PM
Q9-X3$25.0012/14/2011 8:28:11 PM
native68$25.0012/14/2011 8:19:00 PM
igniter584$50.0012/14/2011 8:13:55 PM
svjeller$50.0012/14/2011 7:48:59 PM
bazaar-hyperdrive3$50.0012/14/2011 9:11:15 PM
precious-coin3$50.0012/14/2011 7:37:48 PM
paladin847$50.0012/15/2011 9:48:21 AM
Clambake$25.0012/15/2011 9:46:33 AM
Geldmeister$50.0012/15/2011 11:07:58 AM
bold-engrossing-kindness$25.0012/15/2011 11:02:19 AM
dajen1$40.0012/15/2011 9:46:13 AM
Butterfly1950$25.0012/15/2011 9:44:32 AM
wdove511$25.0012/15/2011 9:43:31 AM
nybanker85$50.0012/15/2011 9:50:20 AM
withfries2$50.0012/15/2011 9:33:22 AM
minista$25.0012/15/2011 9:32:55 AM
Cai8899$50.0012/15/2011 9:43:51 AM
jazzlender$50.0012/15/2011 9:43:24 AM
kulender$100.0012/15/2011 9:41:03 AM
valiant-liberty4$25.0012/15/2011 9:28:19 AM
PRGuyinVA$25.0012/15/2011 9:49:31 AM
icchok$50.0012/15/2011 9:47:21 AM
velocity-solo$25.0012/15/2011 9:24:02 AM
educationfirst$50.0012/15/2011 9:34:58 AM
dckpolo$25.0012/15/2011 9:32:09 AM
WalnutCreekguy$100.0012/15/2011 9:17:27 AM
extraordinary-exchange4$25.0012/15/2011 9:42:02 AM
vibrant-trade8$35.0012/15/2011 9:14:39 AM
wonderous-truth6$50.0012/14/2011 5:23:12 PM
HamachiMan$50.0012/14/2011 5:19:40 PM
helpinghand63$25.0012/14/2011 5:15:49 PM
Castellan$50.0012/14/2011 5:07:30 PM
kenji4861$25.0012/14/2011 9:44:07 AM
MASinVestment$100.0012/14/2011 7:33:02 AM
the-bright-velocity$25.0012/13/2011 2:26:27 PM
the_winning_ticket$100.0012/13/2011 1:06:17 AM
timbob$100.0012/12/2011 5:13:20 PM
majestic-repayment3$25.0012/11/2011 1:53:42 PM
bold-yield-rumbler$25.0012/11/2011 12:11:17 PM
income-banjo$100.0012/11/2011 8:10:42 AM
green-rate-futurist$200.0012/10/2011 12:23:20 PM
creative-p2p0$30.0012/10/2011 8:29:50 AM
impressive-justice6$25.0012/9/2011 5:06:49 PM
happy-loot3$100.0012/8/2011 5:23:12 PM
careful-note$50.0012/8/2011 9:08:42 AM
steiglends$100.0012/15/2011 9:39:37 AM
gold-channel2$25.0012/15/2011 9:37:18 AM
Ivan2007$25.0012/15/2011 9:12:18 AM
natural-affluence4$25.0012/15/2011 9:11:02 AM
JKEnterprises$25.0012/15/2011 9:36:39 AM
rmachi$25.0012/15/2011 9:23:05 AM
undaunted-fairness0$25.0012/15/2011 9:28:04 AM
deal-frontier$25.0012/15/2011 9:12:22 AM
gold-commander0$25.0012/15/2011 9:26:59 AM
loyalty-sherpa$25.0012/15/2011 9:24:00 AM
cnovak$25.0012/15/2011 9:05:33 AM
debt-fuse158$25.0012/15/2011 8:59:57 AM
scottyb73$25.0012/15/2011 9:11:45 AM
FASN8U$25.0012/15/2011 7:37:18 AM
1phantom$25.0012/15/2011 9:07:01 AM
Atlanta-Buyer$25.0012/15/2011 8:04:57 AM
LiveFreeand$25.0012/15/2011 6:44:54 AM
pwkpwk$25.0012/15/2011 6:13:26 AM
payout-equalizer8$25.0012/15/2011 6:49:08 AM
smithd76$25.0012/15/2011 6:47:14 AM
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brw$25.0012/15/2011 10:33:20 AM
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applepie1$50.0012/15/2011 1:19:03 PM
zoozka$25.0012/15/2011 11:01:02 AM
markdental$25.0012/15/2011 11:32:47 AM
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careful-note$100.0012/15/2011 2:21:04 PM
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kind-asset-circuit$50.0012/15/2011 2:39:26 PM
balance-whistle7$25.0012/15/2011 4:50:01 PM
supersarah61$25.0012/15/2011 4:44:54 PM
jbrel$25.0012/15/2011 5:27:20 PM
Goodlender42$25.0012/15/2011 5:08:43 PM
dpfl55$25.0012/15/2011 5:43:46 PM
Sebremnc$25.0012/15/2011 6:01:03 PM
neenerman$50.0012/15/2011 6:31:19 PM
postalwhiz$25.0012/15/2011 5:32:04 PM
SummaCapital$50.0012/15/2011 6:47:20 PM
credit-statuette8$50.0012/15/2011 5:22:50 PM
juan-juan$50.0012/15/2011 7:43:34 PM
c4shmunne$25.0012/15/2011 9:43:20 PM
downtownfarm$25.0012/16/2011 3:41:35 AM
kurizoo$25.0012/15/2011 10:54:09 PM
officer8$25.0012/16/2011 5:43:31 AM
degster$25.0012/16/2011 5:50:56 AM
LenderByDay$25.0012/16/2011 5:24:22 AM
MonopolyDred$25.0012/16/2011 6:55:38 AM
p1k4blu$25.0012/16/2011 3:08:36 AM
diversification-balancer870$30.0012/16/2011 7:45:37 AM
the-profit-worker$25.0012/16/2011 8:02:33 AM
kindness-dessert$50.0012/16/2011 3:56:07 AM
Danfromnapa$25.0012/16/2011 8:26:47 AM
Syzygy$25.0012/16/2011 9:05:51 AM
analogman$25.0012/16/2011 7:23:47 AM
mwl$25.0012/16/2011 9:06:45 AM
jengachamp$25.0012/16/2011 9:07:44 AM
nimble-penny1$25.0012/16/2011 9:09:29 AM
CaboWaboRobo$25.0012/16/2011 9:10:44 AM
the-bill-gatherer$25.0012/16/2011 9:11:02 AM
dospapalotes$25.0012/16/2011 9:11:34 AM
platinum-genetics$25.0012/16/2011 9:13:52 AM
baseballfan111$50.0012/16/2011 8:58:07 AM
Darts$50.0012/16/2011 9:00:05 AM
hostbank$100.0012/16/2011 9:17:14 AM
revmax$25.0012/16/2011 9:17:36 AM
kyomoon$50.0012/16/2011 9:07:11 AM
eg192$25.0012/16/2011 9:07:13 AM
worldly-income2$25.0012/16/2011 6:44:04 AM
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Daneistes$50.0012/16/2011 9:19:32 AM
skuba$75.0012/16/2011 9:19:45 AM
wise-bonus-honker$25.0012/16/2011 9:09:50 AM
puyanera$25.0012/16/2011 9:21:47 AM
harperpotok$100.0012/16/2011 9:10:06 AM
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green-moola-platoon$25.0012/16/2011 9:11:30 AM
Preteur$25.0012/16/2011 9:11:50 AM
TheYellowDart$25.0012/16/2011 9:12:09 AM
MrDavid$34.0012/16/2011 9:23:36 AM
microfunder$25.0012/16/2011 9:13:54 AM
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Pman$25.0012/16/2011 9:24:53 AM
kchen486$50.0012/16/2011 9:25:27 AM
petejones32$80.0012/16/2011 7:47:36 AM
bonus-tent$25.0012/16/2011 9:20:05 AM
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RusRobo$25.0012/16/2011 9:21:11 AM
wtrboy$25.0012/16/2011 9:31:30 AM
studious-bonus7$100.0012/16/2011 9:24:18 AM
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dfealk$25.0012/16/2011 9:32:46 AM
TCayce$25.0012/16/2011 9:33:46 AM
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yertle9$25.0012/16/2011 9:38:07 AM
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happy-yield$25.0012/16/2011 9:15:02 AM
ski bum$100.0012/16/2011 9:16:30 AM
mizount$25.0012/16/2011 9:33:09 AM
figs4u2$100.0012/16/2011 9:43:19 AM
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wise-alluring-penny$33.0012/16/2011 9:23:38 AM
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mar97$25.0012/16/2011 9:26:28 AM
E_G$50.0012/16/2011 9:40:29 AM
HUNTER599673$25.0012/16/2011 9:41:23 AM
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SojournerMobile$25.0012/16/2011 9:43:28 AM
THREE-POINTS-LENDING$25.0012/16/2011 9:45:57 AM
WorldlyWorker$25.0012/16/2011 9:55:47 AM
Railbird$25.0012/16/2011 9:47:47 AM
EvalCrux$50.0012/16/2011 9:50:03 AM
wigglesworth4$29.0012/16/2011 9:32:48 AM
elasermd$50.0012/16/2011 9:51:44 AM
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NDFIRTH$50.0012/16/2011 9:52:21 AM
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building-america$25.0012/16/2011 9:53:47 AM
GCInvestments$25.0012/16/2011 9:54:10 AM
unrivaled-silver$25.0012/16/2011 9:40:08 AM
ranstlin$25.0012/16/2011 9:40:17 AM
OldFriend$25.0012/16/2011 9:44:00 AM
math1973$50.0012/16/2011 9:45:49 AM
MASinVestment$500.0012/16/2011 9:47:14 AM
the-kinetic-nickel$25.0012/16/2011 11:36:37 AM
otherwisedisposed$100.0012/16/2011 11:44:27 AM
gracej$25.0012/16/2011 9:50:42 AM
gold-sushi$25.0012/16/2011 9:52:04 AM
stoopidnoodle$25.0012/16/2011 12:23:27 PM
loyalty-tuba0$25.0012/16/2011 10:52:23 AM
bigtag$30.0012/16/2011 10:52:27 AM
enthralling-investment$25.0012/16/2011 3:40:56 PM
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green28$50.0012/16/2011 12:05:54 PM
gain-kitten$25.0012/16/2011 12:21:24 PM
astute-benjamins$50.0012/16/2011 3:10:39 PM
jasonj72$25.0012/16/2011 2:16:50 PM
totoro$25.0012/16/2011 2:54:06 PM
disneygeek$25.0012/16/2011 3:34:03 PM
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rockytop$40.0012/16/2011 5:27:37 PM
Worldskiboy$50.0012/16/2011 5:30:02 PM
affluence-promise$25.0012/16/2011 6:13:16 PM
processor115$500.0012/16/2011 5:48:43 PM
dingus$25.0012/16/2011 9:34:57 PM
sharp-rate1$50.0012/17/2011 1:51:21 AM
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jtc26$36.4212/16/2011 8:09:50 PM
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ouyangers$25.0012/16/2011 10:16:50 PM
riproaringrapids$25.0012/16/2011 11:44:37 PM
first-unafraid-bill$250.0012/17/2011 2:15:39 AM
gold-fluffy-bunny4$33.0012/17/2011 4:53:53 AM
igniter584$25.0012/8/2011 9:15:37 AM
indomitable-coin$25.0012/8/2011 9:26:02 AM
riproaringrapids$25.0012/9/2011 8:02:56 PM
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britgsb$30.0012/11/2011 12:17:44 PM
basis-ferret8$50.0012/11/2011 6:55:26 PM
heart514$25.0012/12/2011 7:27:14 PM
transparency-giant$50.0012/12/2011 9:37:49 PM
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wealth-infusion6$200.0012/13/2011 12:30:41 PM
brazilofmux$100.0012/14/2011 5:05:37 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:00 PM
hopethisworks$25.0012/14/2011 5:31:02 PM
life-is-great$25.0012/14/2011 5:31:13 PM
KLCRAY$25.0012/14/2011 5:39:45 PM
ore-jalapeno4$50.0012/14/2011 5:41:05 PM
kelseyshea$25.0012/14/2011 6:03:42 PM
conaty$25.0012/14/2011 6:05:45 PM
bold-glowing-payment$25.0012/14/2011 6:07:33 PM
Spidey00$25.0012/14/2011 6:07:45 PM
mrrc7498$35.0012/14/2011 6:24:59 PM
Theboof$25.0012/14/2011 6:02:34 PM
Sanford-N-Sons$25.0012/14/2011 6:19:42 PM
angelinvestor2$40.0012/14/2011 6:31:50 PM
boj2007$25.0012/14/2011 7:29:56 PM
mchale$25.0012/14/2011 8:03:29 PM
treasure-pipeline$25.0012/14/2011 7:13:53 PM
vigorous-velocity$200.0012/14/2011 8:43:34 PM
Floridian71$25.0012/14/2011 9:01:34 PM
worker943$50.0012/14/2011 7:46:01 PM
good_lender$25.0012/14/2011 7:52:52 PM
adam_rodgers$25.0012/14/2011 9:22:24 PM
issiohoyo$25.0012/14/2011 9:41:36 PM
24hourfitness$50.0012/14/2011 10:55:26 PM
revenue-pipeline$25.0012/14/2011 10:28:21 PM
fcukciti$35.0012/15/2011 1:34:18 AM
market-happiness7$25.0012/15/2011 1:53:16 AM
resplendent-dollar$50.0012/14/2011 11:17:14 PM
oaktown23$50.0012/14/2011 11:20:33 PM
Lender0010$50.0012/15/2011 3:30:01 AM
fair-rate$25.0012/14/2011 9:30:07 PM
market-happiness7$25.0012/15/2011 1:54:21 AM
rain100$50.0012/14/2011 11:37:45 PM
nilehorse$25.0012/15/2011 5:05:34 AM
intlargonaut$50.0012/15/2011 12:57:27 AM
hampa$25.0012/15/2011 7:04:54 AM
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creative-gold$25.0012/15/2011 4:31:24 AM
hptcrabbers$25.0012/15/2011 7:17:05 AM
tremendous-integrity$50.0012/15/2011 7:23:47 AM
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genius520$50.0012/15/2011 9:06:29 AM
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ujiba$50.0012/15/2011 9:06:11 AM
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wewnu$35.0012/15/2011 5:40:43 PM
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ksubd$50.0012/15/2011 11:22:19 PM
oaktownadam$25.0012/16/2011 4:25:00 AM
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ingenious-order783$35.0012/16/2011 9:06:51 AM
beeper2$25.0012/16/2011 9:09:54 AM
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the-magnetic-transaction$40.0012/16/2011 5:56:07 AM
cablenews$100.0012/16/2011 9:14:49 AM
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ndhookman$25.0012/16/2011 9:07:26 AM
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doncm$50.0012/16/2011 9:15:45 AM
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condor888$25.0012/16/2011 8:04:20 AM
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a-exponential-hope$25.0012/16/2011 9:27:30 AM
toblerone$25.0012/16/2011 9:28:11 AM
best-marketologist$25.0012/16/2011 9:20:58 AM
JPAW777$25.0012/16/2011 9:21:26 AM
community-saver158$26.0012/16/2011 9:22:30 AM
loot-heart$25.0012/16/2011 8:41:00 AM
dime-explosion$25.0012/16/2011 9:31:39 AM
MadHun$200.0012/16/2011 9:25:09 AM
ZeLonewolf$25.0012/16/2011 9:27:41 AM
sjlnn$25.0012/16/2011 9:09:19 AM
ckatak$29.0012/16/2011 9:11:32 AM
USCGC$25.0012/16/2011 9:13:05 AM
mmckune$25.0012/16/2011 9:29:10 AM
trucklawyer$25.0012/16/2011 9:38:27 AM
TrustPlus$50.0012/16/2011 9:29:25 AM
burgeoning-silver$25.0012/16/2011 9:31:13 AM
hrubinst$50.0012/16/2011 9:31:54 AM
trapper569$25.0012/16/2011 9:40:03 AM
egw$50.0012/16/2011 9:16:54 AM
Medic05$25.0012/16/2011 9:41:39 AM
Fuzkaska__F_u_n_d_s$25.0012/16/2011 9:18:45 AM
Sid-K$25.0012/16/2011 9:43:01 AM
KeepOnRunning$100.0012/16/2011 9:44:32 AM
nosualcneas$25.0012/16/2011 9:23:00 AM
LendingLotus$25.0012/16/2011 9:25:42 AM
Money2Lend_U$500.0012/16/2011 9:39:17 AM
wise-deal-gravitas$25.0012/16/2011 9:26:08 AM
diligent-leverage$25.0012/16/2011 9:48:11 AM
red-unequivocal-finance$25.0012/16/2011 9:26:33 AM
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orange-courageous-dedication$25.0012/16/2011 9:43:37 AM
mtquan$25.0012/16/2011 9:31:28 AM
victorcab$25.0012/16/2011 9:31:43 AM
GodzillaLending$25.0012/16/2011 9:52:51 AM
songbird98$25.0012/16/2011 9:47:38 AM
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aasx1108$25.0012/16/2011 9:51:30 AM
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otalon$25.0012/16/2011 9:45:35 AM
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processor115$75.0012/16/2011 4:24:27 PM
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Russell2008$25.0012/16/2011 5:08:55 PM
Linux4Fun$32.0012/16/2011 4:15:30 PM
processor115$200.0012/16/2011 4:19:33 PM
processor115$33.0012/16/2011 4:22:31 PM
virtuous-bill1$25.0012/16/2011 5:34:36 PM
money-floret$50.0012/16/2011 8:16:05 PM
gaoche$50.0012/16/2011 8:17:18 PM
thegreatstrafe$25.0012/16/2011 11:20:21 PM
orange-resolute-platinum$25.0012/17/2011 2:21:05 AM
maildude$25.0012/17/2011 3:56:41 AM
wise-dedication-grid$300.0012/16/2011 7:13:25 PM
Au-Ag-Pt$100.0012/16/2011 8:28:00 PM
integrity-gadget$100.0012/16/2011 9:28:03 PM
438 Investments
 
Borrower Payment Dependent Notes Series 543188
This series of Notes was issued and sold upon the funding of the borrower loan #57562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-14-2011 
Term: 60 months Listing End date:  Dec-15-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1989 Debt/Income ratio: 30%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 6Length of status:21y 4m
Amount delinquent: $272 Total credit lines: 22 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,530Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: Yes  
Screen name: market-balancer2 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay off bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/14/2011 9:26:21 AM
lender2611$25.0012/14/2011 9:26:39 AM
bazaar-festivity$25.0012/14/2011 9:39:28 AM
Bank_Of_XL$25.0012/14/2011 2:42:29 PM
MASinVestment$50.0012/14/2011 5:09:36 PM
silvercertificate$25.0012/14/2011 6:03:44 PM
otherwisedisposed$250.0012/15/2011 8:49:07 AM
worth-blanket2$13,900.0012/15/2011 9:54:54 AM
asset-producer1$13.0012/15/2011 4:17:03 PM
kind-asset-circuit$50.0012/15/2011 2:39:33 PM
commanding-treasure2$50.0012/14/2011 9:16:13 AM
Investor_DP$100.0012/14/2011 9:18:55 AM
AndChicksforFree$25.0012/14/2011 10:24:58 AM
aabadabadoo$25.0012/14/2011 9:27:23 AM
graceful-IRAinvestment$53.0012/14/2011 11:42:54 AM
AFairDeal$25.0012/14/2011 9:46:39 AM
skillful-asset5$25.0012/14/2011 2:29:31 PM
rolandweary$50.0012/14/2011 7:07:47 PM
MoonMama$25.0012/15/2011 7:55:40 AM
irrelevant$25.0012/15/2011 10:05:08 AM
SecondChanceLendingSERV$25.0012/15/2011 10:33:43 AM
miked8303$50.0012/15/2011 1:21:42 PM
Cash4U2also$59.0012/15/2011 2:43:47 PM
igniter584$75.0012/15/2011 3:34:07 PM
24 Investments
 
Borrower Payment Dependent Notes Series 543192
This series of Notes was issued and sold upon the funding of the borrower loan #58050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $128.31
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1988 Debt/Income ratio: 22%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 10Length of status:8y 8m
Amount delinquent: $2,294 Total credit lines: 36 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,625Stated income:$25,000-$49,999
Delinquencies in last 7y: 10 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: unique-interest8 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
sacramento
Purpose of loan:
This loan will be used to...pay off one of my debt

My financial situation:
I am a good candidate for this loan because... I honest and good income


Monthly net income: $35000
Monthly expenses: $2439
Housing: $1300
Insurance: $180
Car expenses: $0
Utilities: $75
Phone, cable, internet: $54
Food, entertainment: $300
Clothing, household expenses: $30
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/17/2011 12:27:44 PM
LittleMingo$25.0012/17/2011 1:12:19 PM
worth-blanket2$2,800.0012/17/2011 2:15:23 PM
handy-justice$50.0012/17/2011 2:20:06 PM
Haribelle$25.0012/17/2011 2:46:30 PM
5 Investments
 
Borrower Payment Dependent Notes Series 543222
This series of Notes was issued and sold upon the funding of the borrower loan #57510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 11.54% Borrower rate/APR: 12.54% / 15.38% Monthly payment: $836.82
 
Lender servicing fee: 1.00% Effective Yield*: 11.50%  
Estimated return*: 7.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-1997 Debt/Income ratio: 11%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 30 Occupation: Dentist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$100,000+
Delinquencies in last 7y: 2 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: yield-promiser0 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Overhaul
Purpose of loan:

This loan will be used to pay off credit card debt.

My financial situation:

This loan will be used to pay off my two credit cards that have accumulated large balances in 2011. ( divorce and medical bills have ran them up significantly in 2011- $ 26,000) My goal is to become completely debt free in the next 5 years and this loan would allow me to make a huge step towards this goal. (thank you Dave Ramsey) Further this loan would be a significant decrease in my monthly payment to chase.
My credit history is very clean and I am a responsible and hard working person. I always pay my bills in a timely manner and have never defaulted on any loan. Thank you for your up consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
hoyasaxa$25.0012/12/2011 5:24:29 PM
don8ter$50.0012/12/2011 5:37:16 PM
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basis-ferret8$50.0012/12/2011 5:45:45 PM
nytrnbow$25.0012/12/2011 6:10:31 PM
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KLCRAY$25.0012/12/2011 5:37:25 PM
susurrus$25.0012/12/2011 6:57:42 PM
cablenews$100.0012/12/2011 5:43:34 PM
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lion445$30.0012/12/2011 8:21:08 PM
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availableloan$25.0012/12/2011 8:36:31 PM
income-cocktail3$25.0012/12/2011 9:05:07 PM
rajs$350.0012/12/2011 8:29:38 PM
the_winning_ticket$100.0012/13/2011 1:06:17 AM
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Pasagam$50.0012/13/2011 5:38:30 AM
the-magnetic-transaction$50.0012/12/2011 10:26:49 PM
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porter22$25.0012/13/2011 7:30:37 AM
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rmachi$25.0012/13/2011 9:05:46 AM
hard-working-rate3$100.0012/13/2011 9:31:29 AM
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gain-equator$25.0012/12/2011 3:12:39 PM
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lucrative-coin$50.0012/12/2011 5:09:29 PM
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tenacious-capital3$26.2712/12/2011 5:13:03 PM
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heart514$25.0012/12/2011 7:27:14 PM
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asset-producer1$100.0012/12/2011 8:02:07 PM
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flexible-return297$25.0012/13/2011 9:08:03 AM
Cai8899$46.0012/13/2011 9:08:28 AM
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loyalty-sherpa$25.0012/13/2011 9:13:58 AM
gold-sushi$25.0012/13/2011 9:16:41 AM
Pman$25.0012/13/2011 9:19:10 AM
betak$25.0012/13/2011 9:15:23 AM
MadHun$200.0012/13/2011 9:22:33 AM
Leading-Lender$25.0012/13/2011 9:23:02 AM
figs4u2$100.0012/13/2011 9:18:38 AM
a-responsible-return$35.0012/13/2011 9:18:53 AM
dime-sprout$50.0012/13/2011 8:49:35 AM
flexible-value$50.0012/13/2011 9:26:45 AM
Ivan2007$25.0012/13/2011 9:24:08 AM
silktea$25.0012/13/2011 9:27:02 AM
bold-yield-rumbler$25.0012/13/2011 9:09:02 AM
hopethisworks$25.0012/13/2011 9:29:48 AM
green-tree-shake$30.0012/13/2011 9:32:36 AM
geemel$25.0012/13/2011 9:36:53 AM
nybanker85$50.0012/13/2011 9:34:53 AM
Syzygy$25.0012/13/2011 9:15:29 AM
anyoi$25.0012/13/2011 9:35:39 AM
ianakacg$25.0012/13/2011 9:16:14 AM
DamnBankee$25.0012/13/2011 9:42:13 AM
satisfying-deal5$50.0012/13/2011 9:42:58 AM
hostbank$39.0012/13/2011 9:47:22 AM
rudyindc$25.0012/13/2011 9:21:30 AM
valiant-liberty4$25.0012/13/2011 9:44:44 AM
marketplace-cello5$25.0012/13/2011 9:22:05 AM
brightest-affluence-motivator$50.0012/13/2011 9:22:12 AM
SeaDevil$25.0012/13/2011 9:46:12 AM
first-pragmatic-note$47.0012/13/2011 9:46:34 AM
loan-mammal$100.0012/13/2011 9:49:46 AM
Shoveldummy$50.0012/13/2011 9:47:16 AM
larslfe$25.0012/13/2011 9:23:50 AM
leeball$50.0012/13/2011 9:49:42 AM
investment-tempo$25.0012/13/2011 9:25:13 AM
Rick21$25.0012/13/2011 9:30:23 AM
TeamAmerica$25.0012/13/2011 9:31:36 AM
fishing533$25.0012/13/2011 9:31:58 AM
Tradesmanlender$25.0012/13/2011 9:32:32 AM
mflawyer$25.0012/13/2011 10:28:31 AM
HeroJason86$25.0012/13/2011 9:40:23 AM
extraordinary-silver5$25.0012/13/2011 9:44:11 AM
ecstatic-money064$25.0012/13/2011 9:44:46 AM
aasx1108$25.0012/13/2011 9:47:34 AM
HUNTER599673$25.0012/13/2011 9:50:17 AM
dparkhom$50.0012/13/2011 9:50:52 AM
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irishcocacola$25.0012/13/2011 1:29:17 PM
Rivervale_Westwood$25.0012/13/2011 2:02:52 PM
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igniter584$50.0012/13/2011 11:34:09 AM
jjb3$25.0012/13/2011 5:08:10 PM
MASinVestment$100.0012/13/2011 4:23:13 PM
einstein$500.0012/13/2011 5:08:20 PM
anacent$25.0012/13/2011 5:37:03 PM
gravbox$25.0012/13/2011 6:01:09 PM
EvalCrux$50.0012/13/2011 5:34:09 PM
janeybooboo$50.0012/13/2011 9:40:18 PM
friendinmoney$25.0012/13/2011 9:46:47 PM
graceful-IRAinvestment$53.0012/13/2011 9:53:54 PM
reward-system$25.0012/13/2011 11:46:19 PM
gristle_mcthornbody$25.0012/13/2011 6:32:16 PM
jescowa$50.0012/13/2011 7:29:02 PM
ImaPutz$25.0012/14/2011 5:17:47 AM
dckpolo$25.0012/14/2011 5:29:15 AM
travel101$25.0012/13/2011 9:51:11 PM
careful-note$35.0012/13/2011 11:09:15 PM
wtrboy$50.0012/13/2011 11:56:04 PM
Nordzee$50.0012/14/2011 7:05:04 AM
coin-lesson3$112.1312/14/2011 7:06:42 AM
MASinVestment$100.0012/14/2011 7:33:03 AM
Lise46$25.0012/14/2011 8:32:44 AM
tmbackinu$25.0012/14/2011 9:03:53 AM
bonus-poplar2$25.0012/14/2011 6:02:57 AM
best-vivacious-funds$25.0012/14/2011 6:49:51 AM
terminal-velocity34$46.2512/14/2011 9:19:44 AM
vigorous-payment6$25.0012/14/2011 8:46:46 AM
syounker$25.0012/14/2011 9:30:43 AM
natural-affluence4$25.0012/14/2011 9:12:13 AM
hitarth2807$100.0012/14/2011 9:51:00 AM
important-ore$150.0012/14/2011 9:45:45 AM
shrewd-benjamins$25.0012/14/2011 9:43:03 AM
275 Investments
 
Borrower Payment Dependent Notes Series 543228
This series of Notes was issued and sold upon the funding of the borrower loan #57558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 15.64% Borrower rate/APR: 16.64% / 19.55% Monthly payment: $532.11
 
Lender servicing fee: 1.00% Effective Yield*: 15.37%  
Estimated return*: 9.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1992 Debt/Income ratio: 35%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 32 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $46,812Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: loot-pear426 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Goodbye credit cards!
Purpose of loan: Debt Consolidation
This loan will be used to... Consolidate credit card debt into one bill

My financial situation: Good
I am a good candidate for this loan because... I am in the business of dealing with loans and credit on a daily basis and have to keep a good credit history in order to keep my job.


Monthly net income: $5166.67
Monthly expenses: $2,900
Housing: $1,000
Insurance: $80
Car expenses: $450
Utilities: $120
Phone, cable, internet: $165
Food, entertainment: $ 350
Clothing, household expenses: $100
Credit cards and other loans: $ 700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/7/2011 5:16:02 PM
careful-note$50.0012/7/2011 5:32:19 PM
enthralling-deal180$25.0012/8/2011 5:43:16 AM
bold-durability-drum$60.0012/8/2011 7:20:29 AM
Bank_Of_XL$25.0012/8/2011 8:32:15 AM
happy-return4$50.0012/8/2011 12:47:01 PM
truth-companion$100.0012/8/2011 1:10:18 PM
alexander-hamilton$100.0012/8/2011 2:07:09 PM
Starica$300.0012/8/2011 4:45:03 PM
passivesf$75.0012/8/2011 5:59:29 PM
Investor_DP$100.0012/9/2011 9:21:31 AM
green-rate-futurist$250.0012/9/2011 6:49:36 PM
javelin0$25.0012/10/2011 8:26:04 AM
intuitive-integrity9$50.0012/10/2011 10:16:43 AM
what_goes_around$50.0012/11/2011 5:31:21 AM
unforgettable-wealth4$50.0012/11/2011 8:08:00 AM
bold-yield-rumbler$25.0012/11/2011 7:39:58 AM
income-banjo$100.0012/11/2011 8:10:41 AM
BonesyJones$200.0012/11/2011 10:29:32 AM
Ocean713$75.0012/11/2011 11:26:43 AM
power-companion7$75.0012/14/2011 5:33:32 PM
kubien$25.0012/14/2011 6:10:15 PM
mighty-dedication223$25.0012/14/2011 6:11:22 PM
pound-beast4$25.0012/14/2011 6:13:31 PM
GoldenRule01$100.0012/14/2011 6:21:08 PM
rescue$100.0012/14/2011 5:41:53 PM
newest-phenomenal-dinero$100.0012/14/2011 6:02:05 PM
loyalty-circuitry$50.0012/14/2011 6:29:23 PM
JJYossarian$50.0012/14/2011 6:07:21 PM
WoodyGator$25.0012/14/2011 6:08:14 PM
truck51$174.0012/14/2011 6:45:48 PM
benevolent-money6$25.0012/14/2011 6:53:34 PM
reward-galaxy$25.0012/14/2011 7:03:51 PM
KMTboy$200.0012/14/2011 6:18:02 PM
Zach842$50.0012/14/2011 7:03:18 PM
dedication-magnolia9$25.0012/14/2011 6:19:43 PM
capital-buddy$25.0012/14/2011 7:20:50 PM
giftgold$25.0012/14/2011 7:26:45 PM
und-alum$25.0012/14/2011 6:44:59 PM
matthart$25.0012/14/2011 7:29:09 PM
KMSB$25.0012/14/2011 6:46:31 PM
precious-coin3$50.0012/14/2011 7:37:48 PM
yield-enlistment$25.0012/14/2011 7:32:09 PM
da-da-daddio$500.0012/14/2011 7:33:41 PM
ps2roy$25.0012/14/2011 7:15:33 PM
coachmike15$30.0012/14/2011 7:08:41 PM
orange-market-geyser$25.0012/14/2011 7:55:14 PM
deal-viking4$25.0012/14/2011 7:49:02 PM
gold-blanket$25.0012/14/2011 7:43:28 PM
GlowHost$25.0012/14/2011 6:08:57 PM
Spidey00$25.0012/14/2011 6:07:45 PM
bold-glowing-payment$25.0012/14/2011 6:07:32 PM
thevogelfamily$25.0012/14/2011 6:04:45 PM
kelseyshea$25.0012/14/2011 6:03:42 PM
ADSFL05$25.0012/14/2011 6:03:17 PM
Theboof$25.0012/14/2011 6:02:33 PM
ore-jalapeno4$50.0012/14/2011 5:41:05 PM
julijask$100.0012/14/2011 5:39:52 PM
gilbrear$25.0012/14/2011 5:14:17 PM
graceful-IRAinvestment$100.0012/14/2011 5:28:59 PM
Ducatiman1978$25.0012/14/2011 4:45:30 PM
wwwUniversal$25.0012/14/2011 5:14:59 PM
refined-return922$25.0012/14/2011 1:10:41 PM
worth-viking$100.0012/14/2011 12:33:06 PM
DreDub$50.0012/14/2011 4:55:51 PM
villagers$50.0012/14/2011 3:32:24 PM
diablorulz$50.0012/14/2011 4:22:24 PM
green28$200.0012/14/2011 2:15:05 PM
credit-investor5$50.0012/14/2011 10:53:49 AM
georgedorn$25.0012/14/2011 12:27:39 PM
mpatrick$70.0012/14/2011 10:08:05 AM
ctgscott$25.0012/14/2011 9:26:05 AM
LendGuy$25.0012/14/2011 8:42:12 AM
GCInvestments$29.0012/14/2011 9:22:19 AM
terminal-velocity34$37.5012/14/2011 9:21:05 AM
MASinVestment$100.0012/14/2011 7:33:00 AM
credit-maple5$25.0012/14/2011 9:17:38 AM
market-assembler$25.0012/14/2011 9:08:23 AM
ethical-truth211$300.0012/14/2011 9:11:33 AM
blue-radiant-economy$300.0012/14/2011 3:33:26 AM
EvalCrux$50.0012/13/2011 5:34:09 PM
Kyileo$25.0012/13/2011 3:48:51 PM
help4u$25.0012/13/2011 2:50:48 PM
just-loyalty643$50.0012/13/2011 11:44:55 AM
maschinenbau$25.0012/13/2011 10:56:10 AM
wealth-infusion6$200.0012/13/2011 12:30:39 PM
unclejaef$25.0012/13/2011 8:53:01 AM
Agonbiew$50.0012/13/2011 9:13:14 AM
Butterfly1950$25.0012/13/2011 6:51:15 AM
the-laudable-peso$50.0012/13/2011 8:15:53 AM
loan-rider7$25.0012/13/2011 7:58:53 AM
transparency-giant$50.0012/12/2011 9:37:49 PM
heart514$25.0012/12/2011 7:27:10 PM
timbob$100.0012/12/2011 5:13:19 PM
puyanera$25.0012/12/2011 9:37:39 AM
inspired-investment8$100.0012/11/2011 6:09:19 PM
basis-ferret8$50.0012/11/2011 6:55:25 PM
brazilofmux$100.0012/11/2011 12:21:33 PM
igniter584$25.0012/7/2011 5:08:50 PM
BxRealtor$25.0012/7/2011 5:16:49 PM
happy-loot3$100.0012/7/2011 5:12:52 PM
thankful-nickel2$25.0012/14/2011 8:37:46 PM
callmebryan$25.0012/14/2011 9:05:20 PM
bazaar-hyperdrive3$50.0012/14/2011 9:11:15 PM
dollar-missile3$25.0012/14/2011 10:15:10 PM
adam_rodgers$25.0012/14/2011 9:22:24 PM
allybailey$50.0012/14/2011 8:04:44 PM
CanArkRoamNu$25.0012/14/2011 11:08:09 PM
transparent-transaction8$25.0012/14/2011 11:39:36 PM
elloboverde$25.0012/14/2011 10:51:51 PM
REVSTJ999$25.0012/15/2011 1:44:56 AM
Floridian71$25.0012/14/2011 9:01:34 PM
actuarial_investor$25.0012/15/2011 12:09:36 AM
Ellisdee$50.0012/15/2011 3:34:42 AM
financelover$50.0012/14/2011 10:30:38 PM
subtle-social4$25.0012/15/2011 4:38:48 AM
return-daydream$25.0012/15/2011 5:04:11 AM
Webpreneur$50.0012/15/2011 12:23:27 AM
pioneer538$25.0012/15/2011 2:48:14 AM
admirable-worth1$25.0012/15/2011 6:47:23 AM
cerebral-camaraderi$185.0012/15/2011 3:06:48 AM
bashar$25.0012/15/2011 3:40:56 AM
andlifegoeson$25.0012/15/2011 7:06:09 AM
hanuman77$25.0012/15/2011 4:18:54 AM
Raser$25.0012/15/2011 4:26:45 AM
elated-capital5$66.2212/15/2011 7:59:13 AM
hptcrabbers$25.0012/15/2011 7:17:05 AM
buffalobills$25.0012/15/2011 8:05:02 AM
tremendous-integrity$50.0012/15/2011 7:23:47 AM
established-gain$25.0012/15/2011 8:26:02 AM
abundant-dollar7$100.0012/15/2011 6:37:46 AM
smithd76$25.0012/15/2011 6:47:13 AM
VikingInvestments$25.0012/15/2011 7:33:59 AM
MoonMama$25.0012/15/2011 7:55:18 AM
pnace$45.0012/15/2011 8:24:50 AM
bazaar-festivity$50.0012/7/2011 5:23:01 PM
Whipster$40.0012/7/2011 6:46:19 PM
AFairDeal$25.0012/7/2011 5:22:11 PM
igniter584$25.0012/8/2011 6:22:43 AM
deal-searcher1$25.0012/8/2011 11:08:32 AM
PatriotKnight$25.0012/8/2011 4:20:03 PM
riproaringrapids$25.0012/9/2011 8:02:55 PM
money-booster2$25.0012/9/2011 10:53:47 PM
InvestorPartners$25.0012/10/2011 12:30:16 PM
theaterguy$25.0012/10/2011 1:03:31 PM
tremendous-yield8$25.0012/10/2011 1:23:35 PM
happyinvallarta$50.0012/10/2011 4:08:43 PM
reward-motion$25.0012/10/2011 6:01:49 PM
UT-Longhorn$25.0012/11/2011 9:19:40 AM
ultimate-payment$25.0012/11/2011 12:08:16 PM
simplyonce$50.0012/11/2011 12:12:42 PM
lostontheedge$25.0012/11/2011 2:25:45 PM
VAGweilo$25.0012/11/2011 4:45:52 PM
gjm6d$25.0012/12/2011 9:36:18 AM
financial-frenzy$25.0012/12/2011 3:22:17 PM
graceful-IRAinvestment$53.0012/12/2011 1:41:03 PM
Railbird$25.0012/12/2011 7:41:23 PM
green-rate-futurist$50.0012/12/2011 7:26:09 PM
langdonx$25.0012/12/2011 8:34:00 PM
HamachiMan$50.0012/12/2011 8:24:43 PM
blueshound$25.0012/12/2011 9:05:57 PM
rajs$150.0012/12/2011 8:26:46 PM
the_winning_ticket$100.0012/13/2011 1:06:15 AM
ethical-truth211$150.0012/13/2011 3:04:52 AM
organized-payment6$50.0012/13/2011 5:47:45 AM
worth-arch$25.0012/13/2011 6:41:55 AM
Captain_America$50.0012/13/2011 6:48:10 AM
porter22$25.0012/13/2011 7:30:37 AM
helvet$35.0012/13/2011 9:19:39 AM
commanding-treasure2$50.0012/13/2011 10:59:39 AM
golden-velocity9$25.0012/13/2011 11:41:10 AM
careful-note$25.0012/13/2011 12:07:26 PM
abundant-dinero5$25.0012/13/2011 12:17:45 PM
meenan$100.0012/13/2011 10:21:21 AM
haplender$50.0012/13/2011 1:48:08 PM
MacAtk$50.0012/13/2011 2:29:03 PM
Castelj$25.0012/13/2011 4:07:54 PM
ethicalhumanist$100.0012/13/2011 2:24:01 PM
einstein$500.0012/13/2011 5:10:15 PM
cello1$25.0012/13/2011 3:29:42 PM
sjc224$25.0012/13/2011 4:20:24 PM
spitzbergen$25.0012/13/2011 5:18:43 PM
MASinVestment$50.0012/13/2011 5:16:00 PM
mtquan$25.0012/13/2011 5:34:40 PM
lender2611$25.0012/13/2011 5:42:59 PM
factcheck$40.0012/13/2011 8:50:45 PM
gravbox$25.0012/13/2011 6:01:09 PM
peripatetic$25.0012/14/2011 1:13:15 AM
return-investor6$50.0012/13/2011 9:55:00 PM
Hidalgo2004$62.9112/14/2011 7:07:11 AM
dckpolo$25.0012/14/2011 5:29:14 AM
the-laudable-peso$40.0012/14/2011 7:04:46 AM
worthy-bid8$50.0012/14/2011 9:14:39 AM
cutter21$25.0012/14/2011 9:19:35 AM
vigorous-payment6$25.0012/14/2011 8:46:46 AM
Kaj$25.0012/14/2011 9:09:40 AM
market-assembler$50.0012/14/2011 9:52:45 AM
duty-explosion9$75.0012/14/2011 11:15:24 AM
inprotest$50.0012/14/2011 12:32:01 PM
keeks$25.0012/14/2011 2:47:20 PM
shellstar$25.0012/14/2011 12:01:48 PM
brainy-repayment5$25.0012/14/2011 3:08:36 PM
Weaverville$25.0012/14/2011 5:03:17 PM
mflawyer$25.0012/14/2011 4:32:05 PM
LateOneNight$50.0012/14/2011 4:40:39 PM
KCEnterprises$25.0012/14/2011 2:36:45 PM
Zane314$200.0012/14/2011 3:06:47 PM
duty-explosion9$50.0012/14/2011 5:17:24 PM
mirth378$25.0012/14/2011 3:47:49 PM
tractorman$25.0012/14/2011 6:03:57 PM
repayment-pudding$25.0012/14/2011 6:13:31 PM
loot-squirrel6$25.0012/14/2011 6:17:18 PM
ILNJCC$25.0012/14/2011 6:17:50 PM
new-auction-neutron$30.0012/14/2011 6:19:32 PM
ZTA0796$25.0012/14/2011 6:19:49 PM
oex$25.0012/14/2011 6:22:47 PM
platinum-oath0$25.0012/14/2011 6:27:19 PM
angelinvestor2$40.0012/14/2011 6:31:50 PM
falcon85$25.0012/14/2011 6:34:55 PM
conqueror359$25.0012/14/2011 6:32:47 PM
chomper969$25.0012/14/2011 6:39:27 PM
generosity-poem2$40.0012/14/2011 6:45:15 PM
BayShell$50.0012/14/2011 6:08:16 PM
shomikaci$25.0012/14/2011 6:49:57 PM
moopi$25.0012/14/2011 6:12:26 PM
sunny-dough9$200.0012/14/2011 6:13:08 PM
kind-magnificent-bid$100.0012/14/2011 6:59:14 PM
peace-pilot$25.0012/14/2011 7:07:06 PM
sparkling-contract7$25.0012/14/2011 6:25:16 PM
treasure-pipeline$25.0012/14/2011 7:13:53 PM
principal-kung-fu$25.0012/14/2011 7:19:42 PM
RedRockLLC$25.0012/14/2011 6:32:33 PM
CapStack$25.0012/14/2011 7:24:07 PM
sethharris$25.0012/14/2011 7:37:06 PM
reward-excellency1$25.0012/14/2011 7:30:59 PM
leli$50.0012/14/2011 6:54:02 PM
geemoney29$25.0012/14/2011 6:54:05 PM
worker943$50.0012/14/2011 7:46:01 PM
lucky6$25.0012/14/2011 7:48:33 PM
rolandweary$50.0012/14/2011 7:07:31 PM
WolRab$50.0012/14/2011 7:59:35 PM
mbwillma$25.0012/14/2011 8:16:16 PM
dennisuello$25.0012/14/2011 8:09:01 PM
Q9-X3$25.0012/14/2011 8:28:11 PM
eadamson$50.0012/14/2011 8:40:43 PM
CaliforniaSun$25.0012/14/2011 8:35:44 PM
gold-virtuoso$40.0012/14/2011 9:09:02 PM
kmcolo$25.0012/14/2011 7:28:54 PM
svjeller$50.0012/14/2011 7:48:58 PM
fair-rate$25.0012/14/2011 9:30:07 PM
sophisticated-return496$25.0012/14/2011 10:54:43 PM
SkipperScott$30.0012/14/2011 9:44:00 PM
L1975$25.0012/14/2011 11:04:49 PM
native68$25.0012/14/2011 8:19:00 PM
oaktown23$50.0012/14/2011 11:20:33 PM
FWF-kinetic$100.0012/14/2011 11:36:46 PM
vigorous-velocity$200.0012/14/2011 8:43:33 PM
LenderSender$25.0012/14/2011 8:52:56 PM
yield-hut$30.0012/15/2011 2:47:19 AM
rain100$50.0012/14/2011 11:37:45 PM
intlargonaut$50.0012/15/2011 12:57:26 AM
flyboy24$25.0012/14/2011 10:09:45 PM
dough-temple$43.0012/14/2011 10:28:41 PM
bharosa$25.0012/14/2011 10:30:19 PM
aaronhthompson$25.0012/15/2011 5:07:25 AM
tspyz$25.0012/14/2011 11:09:32 PM
greenback-guard$25.0012/15/2011 5:15:01 AM
mello137$25.0012/14/2011 11:37:51 PM
JeffHoll$40.0012/15/2011 5:44:49 AM
fcukciti$35.0012/15/2011 1:34:17 AM
TicTac$50.0012/15/2011 6:36:55 AM
BroncoNaug$25.0012/15/2011 6:38:24 AM
LiveFreeand$25.0012/15/2011 6:44:53 AM
payout-equalizer8$25.0012/15/2011 6:49:08 AM
cr55595$25.0012/15/2011 7:36:16 AM
genuine-loan0$100.0012/15/2011 7:46:15 AM
breadbroker$25.0012/15/2011 6:52:22 AM
income-safehouse9$250.0012/15/2011 7:12:39 AM
first-class-yield9$50.0012/15/2011 5:47:05 AM
octoberfresh$25.0012/15/2011 7:18:24 AM
EretzCapital$44.8812/15/2011 8:34:46 AM
best-friendly-fairness$50.0012/15/2011 7:47:22 AM
gatorjh$25.0012/15/2011 6:05:58 AM
DarthContinent$50.0012/15/2011 8:41:46 AM
hilbedo$30.0012/15/2011 6:14:16 AM
stevecub$25.0012/15/2011 6:19:37 AM
BleedPurple$25.0012/15/2011 6:49:46 AM
FASN8U$25.0012/15/2011 7:37:18 AM
competent-credit9$28.0512/15/2011 7:42:46 AM
Gilgothdae$25.0012/15/2011 8:01:27 AM
five-star-justice$42.0012/15/2011 8:42:14 AM
291 Investments
 
Borrower Payment Dependent Notes Series 543248
This series of Notes was issued and sold upon the funding of the borrower loan #58046, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 30.08% Borrower rate/APR: 31.08% / 35.09% Monthly payment: $322.84
 
Lender servicing fee: 1.00% Effective Yield*: 28.70%  
Estimated return*: 14.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1999 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,200Stated income:$50,000-$74,999
Delinquencies in last 7y: 24 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: F-A1Grant Borrower's state: Colorado Borrower's group: PsychDoc's Group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Debt /Home Improvement
Purpose of loan:
This loan will be used to...Consolidate Debt and Home improvements

My financial situation:
I am a good candidate for this loan because... I have my own business and I make above what I'm borrowing. In addition I am a prosper lender. Both personal and with my business.


Monthly net income: $2800
Monthly expenses: $
Housing: $ 1017
Insurance: $ 100
Car expenses: $ 225.00
Utilities: $ 58
Phone, cable, internet: $ 220
Food, entertainment: $ 300
Clothing, household expenses: $
Credit cards and other loans: $ 375
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin$35.0212/7/2011 5:02:29 PM
pound-mushroom3$25.0012/7/2011 5:15:05 PM
affluence-generator2$100.0012/7/2011 5:27:03 PM
loanman2007$300.0012/8/2011 9:37:16 AM
deal-searcher1$25.0012/8/2011 11:08:32 AM
irrelevant$50.0012/8/2011 11:03:35 AM
newest-attractive-funds$111.2512/8/2011 3:18:33 PM
nimble-revenue5$50.0012/9/2011 9:16:19 AM
Investor_DP$100.0012/9/2011 9:22:31 AM
jebber007$25.2112/9/2011 12:25:12 PM
loss-of-control$100.0012/9/2011 6:42:42 PM
MilitaryLending$200.0612/10/2011 4:58:01 AM
graceful-investment$85.0012/10/2011 7:05:08 AM
winmals$25.0012/10/2011 8:51:23 AM
lotuss4$25.0012/10/2011 9:30:54 AM
blue-lively-platinum$25.0012/10/2011 2:21:50 PM
power-secret-agent$30.0012/10/2011 5:26:34 PM
green-rate-futurist$25.0012/11/2011 8:03:45 AM
nfx$40.0012/12/2011 10:00:59 AM
economy-shrubbery6$25.0012/12/2011 5:08:57 PM
Wilhan$100.0012/13/2011 7:54:15 AM
the-laudable-peso$50.0012/13/2011 8:15:53 AM
Kash2010lu$30.0012/13/2011 7:49:40 AM
wise-deal-panda$100.0012/13/2011 9:38:21 AM
capital-halo1$838.0012/13/2011 9:17:42 AM
wwwUniversal$25.0012/13/2011 9:49:14 AM
RLaumeyer$28.0012/13/2011 10:09:49 AM
double22$118.6612/13/2011 2:13:04 PM
dough-souffle$25.0012/13/2011 2:32:13 PM
sjc224$25.0012/13/2011 4:20:24 PM
the-hope-workhorse$100.0012/13/2011 7:54:54 PM
loanman2007$50.0012/14/2011 5:50:57 AM
blue-radiant-economy$100.0012/14/2011 12:06:08 AM
Core-Marketing$25.0012/14/2011 4:21:16 AM
well-rounded-dinero$75.0012/14/2011 8:57:22 AM
rate-sceptre$25.0012/14/2011 5:51:29 PM
bid-acrobat4$47.0212/14/2011 6:42:59 PM
calimanusa$50.0012/14/2011 7:56:46 PM
jonnysixgun$25.0012/14/2011 9:09:47 PM
bigwig155$400.0012/14/2011 11:41:26 PM
bigwig155$200.0012/14/2011 11:49:15 PM
Tlk2drew$50.0012/15/2011 2:39:06 AM
melodious-openness$305.3312/15/2011 3:48:42 AM
fountain355$25.0012/8/2011 5:10:14 AM
lendstats_com$600.0012/8/2011 8:01:30 AM
InChicago$200.0012/8/2011 8:10:34 AM
SolarMoonshine$200.0012/8/2011 10:20:47 AM
handy-justice$50.0012/8/2011 9:46:05 AM
Bob450$25.0012/8/2011 12:16:04 PM
truth-companion$100.0012/8/2011 1:10:19 PM
the-hope-workhorse$100.0012/8/2011 2:03:06 PM
Something-Corporate$25.0012/8/2011 4:03:23 PM
graceful-IRAinvestment$100.0012/8/2011 5:08:50 PM
CA-Lender$50.0012/9/2011 9:18:18 AM
green-rapid-openness$100.0012/9/2011 1:46:35 PM
graceful-IRAinvestment$85.0012/10/2011 7:06:48 AM
new-transaction-wrangler$25.0012/10/2011 7:10:03 AM
bright-exchange$25.0012/10/2011 9:28:41 AM
fantastic-wampum1$90.0012/10/2011 12:06:22 PM
newest-phenomenal-dinero$25.0012/10/2011 2:28:26 PM
Dark_Helmet$25.0012/11/2011 11:00:09 AM
sgt-schultz$30.0012/12/2011 6:28:36 AM
janeybooboo$100.0012/12/2011 3:42:44 AM
new-social-economist$40.0012/12/2011 11:23:30 AM
deepblue34$25.0012/12/2011 7:09:58 PM
heart514$25.0012/12/2011 7:27:10 PM
asset-producer1$25.0012/12/2011 8:09:58 PM
HamachiMan$50.0012/12/2011 8:24:43 PM
JGuide$101.0012/13/2011 5:43:54 AM
BigSkyFinancial$28.0012/13/2011 10:11:51 AM
saxaphone6$25.0012/13/2011 12:56:43 PM
Eaglehigh$25.0012/13/2011 1:18:19 PM
MASinVestment$100.0012/13/2011 4:37:12 PM
newest-attractive-funds$30.4412/13/2011 3:02:55 PM
Socorro_Capital_Partners$25.0112/13/2011 9:17:29 PM
Starica$400.0012/14/2011 6:29:10 AM
camaraderi-aspen$100.0012/14/2011 12:59:44 PM
glroark$100.0012/14/2011 3:05:06 PM
tacologic$26.0012/14/2011 2:48:41 PM
reflective-rupee$25.0012/14/2011 5:34:39 PM
michaelray703$25.0012/14/2011 8:47:58 PM
hopheadmike$26.0012/14/2011 7:34:49 PM
autonomous-truth$100.0012/14/2011 11:14:52 PM
Rogesparkguy$25.0012/15/2011 3:09:19 AM
84 Investments
 
Borrower Payment Dependent Notes Series 543258
This series of Notes was issued and sold upon the funding of the borrower loan #57456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $160.33
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-2001 Debt/Income ratio: 18%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:11y 8m
Amount delinquent: $0 Total credit lines: 10 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,390Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 75%  
   Homeownership: No  
Screen name: p2p-driver5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
What i would use it for
Purpose of loan:
This loan will be used to...Take better care of my mom she is disabled and with this loan i would provide better with food in the house and bills would be paid on time

My financial situation:
I am a good candidate for this loan because...Right now the holidays are here and times are hard right now.Just paid to get my regerastion on my car which cost $253.00 and i just got paid.its like you get your check in one hand and give it away in the other.


Monthly net income: $1,826
Monthly expenses: $950.36
Housing: $750.00
Insurance: $36.00
Car expenses: $300
Utilities: $200
Phone, cable, internet: $35
Food, entertainment: $150
Clothing, household expenses: $75
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
golden-velocity9$30.0012/8/2011 9:29:31 AM
alexander-hamilton$50.0012/8/2011 2:07:11 PM
jkeller4000$25.0012/8/2011 3:39:24 PM
Investor_DP$100.0012/9/2011 9:22:13 AM
Rogelio48$25.0012/10/2011 7:01:02 AM
money-baron-Roth401k$50.0012/10/2011 8:06:08 AM
tremendous-yield8$25.0012/10/2011 1:23:36 PM
dedication-magnolia9$25.0012/10/2011 1:53:42 PM
unforgettable-wealth4$50.0012/11/2011 8:08:02 AM
dws2380$50.0012/11/2011 2:12:05 PM
nfx$25.0012/12/2011 10:16:59 AM
gods_favored$50.0012/12/2011 11:16:24 AM
careful-note$48.7412/12/2011 1:15:05 PM
graceful-IRAinvestment$53.0012/12/2011 1:43:55 PM
Madmigel$32.5812/12/2011 5:16:40 PM
brazilofmux$100.0012/12/2011 5:29:40 PM
diplomatic-wealth7$25.0012/12/2011 5:25:30 PM
nimble-revenue5$50.0012/12/2011 5:39:38 PM
heart514$25.0012/12/2011 7:27:15 PM
HamachiMan$50.0012/12/2011 8:24:46 PM
goat0$50.0012/12/2011 7:33:18 PM
langdonx$25.0012/12/2011 8:34:00 PM
Mark-7$50.0012/12/2011 9:38:03 PM
LendingPimp$25.0012/12/2011 10:54:00 PM
onecooldrink$25.0012/12/2011 11:50:39 PM
frontier3$100.0012/13/2011 3:50:41 AM
onecooldrink$25.0012/12/2011 11:48:32 PM
orange-preeminant-bill$25.0012/13/2011 5:51:36 AM
B2152$25.0012/13/2011 5:19:40 AM
loan-rider7$25.0012/13/2011 8:09:56 AM
the-laudable-peso$50.0012/13/2011 8:15:55 AM
duty-monger$50.0012/13/2011 6:46:29 AM
shrewd-peace7$25.0012/13/2011 9:22:24 AM
hard-working-rate3$100.0012/13/2011 9:31:29 AM
spitzbergen$25.0012/13/2011 9:37:27 AM
EBITDA$25.0012/13/2011 9:41:07 AM
Wellman$25.0012/13/2011 9:43:04 AM
fighter122$25.0012/13/2011 9:45:39 AM
ChuckieG$25.0012/13/2011 9:47:07 AM
Diamond_Jim$25.0012/13/2011 9:32:18 AM
lovely-greenback4$50.0012/13/2011 9:48:50 AM
thelovebug$100.0012/13/2011 9:50:31 AM
debestof83$2.5112/13/2011 10:05:02 AM
truth-companion$100.0012/8/2011 1:10:22 PM
Starica$300.0012/8/2011 4:45:06 PM
profit-powerplant$25.0012/8/2011 5:34:08 PM
heavy_ax$50.0012/9/2011 1:15:12 PM
riproaringrapids$25.0012/9/2011 8:02:57 PM
CalBear08$25.0012/10/2011 12:49:47 PM
blue-lively-platinum$25.0012/10/2011 2:21:53 PM
well-rounded-dinero$50.0012/11/2011 12:07:46 AM
red-power-pecan$50.0012/12/2011 9:23:22 AM
jkeller4000$25.0012/12/2011 1:15:20 PM
financial-frenzy$25.0012/12/2011 3:22:18 PM
IIP77$25.0012/12/2011 5:17:38 PM
economy-shrubbery6$25.0012/12/2011 5:09:00 PM
mercuriant$25.0012/12/2011 5:21:00 PM
rupee-cymbal$25.0012/12/2011 5:09:50 PM
ultimate-payment$25.0012/12/2011 5:22:27 PM
superb-funds335$25.0012/12/2011 5:24:30 PM
finance-prescription$100.0012/12/2011 5:30:12 PM
happy-return4$50.0012/12/2011 6:04:44 PM
happy-return4$100.0012/12/2011 6:05:24 PM
transparency-giant$50.0012/12/2011 9:37:50 PM
wwwUniversal$25.0012/12/2011 10:21:37 PM
SecondChanceLendingSERV$25.0012/12/2011 9:07:02 PM
scabrendan$27.1712/12/2011 9:31:31 PM
SeminoleHoldings$50.0012/13/2011 3:41:30 AM
ethical-truth211$25.0012/13/2011 2:49:09 AM
hitsman$50.0012/12/2011 10:13:10 PM
worth-arch$25.0012/13/2011 6:41:55 AM
high_flyer$50.0012/13/2011 7:14:29 AM
buffalobills$25.0012/13/2011 7:34:45 AM
suave-dime6$25.0012/13/2011 5:34:20 AM
treasure-bliss$25.0012/13/2011 5:38:47 AM
favorite-commerce$35.0012/13/2011 7:21:32 AM
Mariner3605$25.0012/13/2011 9:08:45 AM
GCInvestments$28.0012/13/2011 9:17:22 AM
zone8$100.0012/13/2011 9:14:50 AM
monster4$35.0012/13/2011 9:25:05 AM
fortytwo$150.0012/13/2011 9:32:07 AM
deal-hickory5$34.0012/13/2011 9:34:43 AM
important-openness1$60.0012/13/2011 9:33:27 AM
finance-mushroom$88.0012/13/2011 9:40:25 AM
payout-achievement$47.0012/13/2011 9:43:47 AM
Scoote2912$25.0012/13/2011 9:46:45 AM
rhin0cerx$29.0012/13/2011 9:46:48 AM
worthy-bid8$50.0012/13/2011 9:51:47 AM
88 Investments
 
Borrower Payment Dependent Notes Series 543262
This series of Notes was issued and sold upon the funding of the borrower loan #57681, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 11.54% Borrower rate/APR: 12.54% / 15.38% Monthly payment: $167.36
 
Lender servicing fee: 1.00% Effective Yield*: 11.50%  
Estimated return*: 7.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1998 Debt/Income ratio: 21%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:12y 1m
Amount delinquent: $0 Total credit lines: 18 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,605Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 17%  
   Homeownership: Yes  
Screen name: aggresive-investment5 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Hi, its Me
Purpose of loan:
This loan will be used to...consolidate finances

My financial situation: Is ok not perfect
I am a good candidate for this loan because...I have a great credit rating
and maintain a decent financial status
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$28.5612/7/2011 5:02:28 PM
AFairDeal$25.0012/7/2011 5:22:02 PM
rpdelray$25.0012/7/2011 7:07:14 PM
JustMee$25.0012/7/2011 7:08:47 PM
imbatman$25.0012/7/2011 6:25:02 PM
happy-loot3$100.0012/7/2011 5:12:53 PM
aabadabadoo$25.0012/7/2011 5:36:30 PM
principal-star$25.0012/7/2011 6:52:06 PM
income-safehouse9$150.0012/8/2011 8:11:32 AM
Bank_Of_XL$25.0012/8/2011 8:33:19 AM
SolarMoonshine$25.0012/8/2011 10:18:35 AM
passivesf$100.0012/8/2011 5:51:29 PM
goodhearted-basis4$25.0012/8/2011 9:34:26 PM
Bio-physicist$50.0012/9/2011 2:09:46 AM
penny-plato$25.0012/9/2011 10:51:32 AM
wkeboarder21$50.0012/9/2011 4:16:06 PM
scrappy-bonus2$25.0012/9/2011 4:06:14 PM
impressive-justice6$25.0012/9/2011 5:06:49 PM
bill-booster5$25.0012/9/2011 6:53:54 PM
HealthAndSafety$50.0012/10/2011 8:36:59 AM
intuitive-integrity9$50.0012/10/2011 10:16:43 AM
investment-cluster$45.0012/10/2011 9:30:40 AM
green-rate-futurist$300.0012/10/2011 12:22:44 PM
wlm3012$30.0012/10/2011 12:21:04 PM
kenji4861$25.0012/10/2011 12:39:56 PM
blue-lively-platinum$25.0012/10/2011 2:21:51 PM
gr8_r8$25.0012/10/2011 3:58:21 PM
Reddy_Capital$25.0012/10/2011 5:52:53 PM
investment-comet$25.0012/11/2011 7:37:00 AM
income-banjo$100.0012/11/2011 8:10:42 AM
Ocean713$75.0012/11/2011 11:30:48 AM
bold-yield-rumbler$25.0012/11/2011 12:11:16 PM
power-companion7$75.0012/11/2011 12:34:31 PM
basis-ferret8$50.0012/11/2011 6:55:26 PM
Mav26$65.0012/11/2011 4:39:18 PM
bb575$50.0012/11/2011 10:38:14 PM
justice-collector$25.0012/12/2011 6:42:14 AM
lokiswolf$25.0012/12/2011 6:24:54 AM
igniter584$50.0012/12/2011 9:23:10 AM
CoolPlexer$25.0012/12/2011 9:33:28 AM
bill-expert$25.0012/12/2011 9:22:11 AM
High-flyer$25.0012/12/2011 10:36:42 AM
yu-rik$100.0012/12/2011 11:38:44 AM
rchissocol$25.0012/12/2011 12:09:57 PM
compassionate-finance9$25.0012/12/2011 10:10:38 AM
Rider$96.3612/12/2011 1:24:05 PM
pdub$75.0012/7/2011 5:16:03 PM
market-solstice2$25.0012/7/2011 5:36:33 PM
skillful-diversification2$25.0012/7/2011 5:34:35 PM
chicagobanker$50.0012/7/2011 5:37:09 PM
indomitable-coin$25.0012/7/2011 5:37:54 PM
igniter584$25.0012/7/2011 5:08:51 PM
vutah$25.0012/7/2011 7:16:01 PM
BxRealtor$25.0012/7/2011 5:16:50 PM
careful-note$50.0012/7/2011 5:32:20 PM
market-solstice2$25.0012/7/2011 5:36:43 PM
social-heart$25.0012/7/2011 8:02:05 PM
moola-gargantuan9$50.0012/8/2011 6:07:26 AM
igniter584$25.0012/8/2011 6:22:44 AM
deal-searcher1$50.0012/8/2011 11:08:33 AM
sflawya$25.0012/8/2011 12:45:46 PM
Starica$300.0012/8/2011 4:45:04 PM
LoanerPrincipal$25.0012/8/2011 5:30:28 PM
thankful-nickel2$25.0012/8/2011 8:03:01 PM
lowrater$75.5012/9/2011 5:09:49 AM
return-runner8$25.0012/9/2011 8:26:22 AM
Rammuel$25.0012/9/2011 10:48:10 AM
heavy_ax$50.0012/9/2011 5:35:32 PM
riproaringrapids$25.0012/9/2011 8:02:55 PM
money-booster2$25.0012/9/2011 10:47:53 PM
myworld701$25.0012/10/2011 7:01:31 AM
green28$100.0012/10/2011 9:05:41 AM
GoGators01$25.0012/10/2011 12:18:01 PM
mizon291$30.0012/10/2011 12:17:34 PM
kid_dynamite15$75.0012/10/2011 12:42:54 PM
payment-halo$25.0012/10/2011 3:13:44 PM
affluence-tambourine$25.0012/10/2011 5:45:30 PM
just-loyalty643$50.0012/10/2011 4:24:50 PM
betterthanstock$75.0012/10/2011 5:02:24 PM
imlosttoo$25.0012/10/2011 8:16:42 PM
GreenLender11$100.0012/11/2011 6:46:40 AM
tsui517$50.0012/11/2011 8:11:26 AM
unforgettable-wealth4$50.0012/11/2011 8:08:00 AM
iamdoug$25.0012/11/2011 1:30:18 PM
britgsb$30.0012/11/2011 12:17:44 PM
majestic-repayment3$25.0012/11/2011 1:53:42 PM
the-enticing-coin$500.0012/11/2011 4:26:14 PM
RainMakers$25.0012/11/2011 10:39:38 PM
Ravyn$25.0012/12/2011 6:39:01 AM
adir1$25.0012/12/2011 1:10:57 AM
Hogan55$30.9412/12/2011 5:08:46 AM
FutureCFP$25.0012/12/2011 8:21:12 AM
economy-popcorn$25.0012/12/2011 6:51:16 AM
bountiful-social$35.0012/12/2011 8:06:08 AM
BoughtTheFarm$25.0012/12/2011 9:18:24 AM
Eric_Gagne$25.0012/12/2011 9:43:32 AM
rdrloan$50.0012/12/2011 9:49:02 AM
emmeyP$50.0012/12/2011 9:53:06 AM
Cappyatl$25.0012/12/2011 9:53:33 AM
jwstclair$33.6412/12/2011 12:51:28 PM
100 Investments
 
Borrower Payment Dependent Notes Series 543264
This series of Notes was issued and sold upon the funding of the borrower loan #57594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1982 Debt/Income ratio: Not calculated
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $13,600Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: logical-power058 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Debt Relief
Purpose of loan:
This loan will be used to...
pay off credit card debt.
My financial situation:
I am a good candidate for this loan because...
I currently can afford these payments. Also, I am about to graduate from college and would like to consolidate and pay off credit card debt to improve my future. After graduation, I will be making more money so one, monthly payment will not be a problem. Thus, investors will get their money back along with their gained interest.

Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Starica$200.0012/14/2011 9:05:57 AM
VesuvianMan$25.0012/14/2011 9:17:11 AM
Investor_DP$100.0012/14/2011 9:19:15 AM
graceful-IRAinvestment$53.0012/14/2011 11:52:09 AM
worth-blanket2$9,600.0012/14/2011 12:31:10 PM
the-hope-workhorse$22.0012/14/2011 1:41:50 PM
6 Investments
 
Borrower Payment Dependent Notes Series 543282
This series of Notes was issued and sold upon the funding of the borrower loan #57590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-10-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $80.17
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1985 Debt/Income ratio: Not calculated
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 0m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,561Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: No  
Screen name: stable-integrity5 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for New Professional
Purpose of loan:
This loan will be used to help cover my initial expenses as I enter the workforce and wait for my first paychecks. I am employed. I was hired in the begging of October and begin work this month (December 2011).

My financial situation:
I am a good candidate for this loan because I am now employed in professional career as a PA. You, the lender, will receive your investment back. The debt I currently have is mainly related to my education. I currently need extra funds to help cover my initial practice expenses as I wait for my first paychecks.

Monthly net income: $6,875
Monthly expenses: $1,500*
Housing: $950

*Monthly expenses include car, utilities, phone, internet, food, clothing, miscellaneous house expenses, credit cards and other loans.

Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
wildsf$25.0012/10/2011 10:22:21 AM
enticing-exchange3$25.0012/10/2011 10:03:00 AM
funds-rascal$100.0012/10/2011 9:39:38 AM
green28$150.0012/10/2011 8:52:01 AM
Bob450$25.0012/10/2011 8:40:10 AM
creative-p2p0$30.0012/10/2011 8:32:07 AM
bid-stockpiler1$25.1712/10/2011 6:24:21 AM
Starica$100.0012/10/2011 5:53:48 AM
klend4$25.8712/10/2011 5:11:00 AM
benjamins-britches$50.0012/9/2011 11:04:04 PM
newest-exact-commitment$25.0012/9/2011 10:38:59 PM
integrity-electron9$50.0012/9/2011 8:55:17 PM
1willray$25.0012/9/2011 6:00:54 PM
leverage-monger$25.0012/9/2011 11:04:41 AM
profit-powerplant$25.0012/9/2011 9:24:06 AM
Investor_DP$100.0012/9/2011 9:22:18 AM
atcrain07$43.4212/9/2011 7:00:08 AM
dudebrah$25.0012/8/2011 5:45:29 PM
golden-velocity9$30.0012/8/2011 5:09:22 PM
SolarMoonshine$25.0012/8/2011 6:09:30 PM
vutah$25.0012/8/2011 6:23:49 PM
AndChicksforFree$25.0012/8/2011 8:49:47 PM
goodhearted-generosity511$30.0012/8/2011 9:12:19 PM
CA-Lender$25.0012/9/2011 9:20:27 AM
skillful-asset5$25.0012/9/2011 12:35:20 PM
focused-bill3$25.0012/9/2011 5:22:16 PM
red-power-pecan$50.0012/9/2011 5:38:15 PM
gain-dolphin$25.0012/9/2011 6:42:26 PM
riproaringrapids$25.0012/9/2011 8:02:58 PM
jmeasn$50.0012/9/2011 9:04:13 PM
deal-hickory5$100.0012/9/2011 11:14:39 PM
bullwink27$25.0012/10/2011 3:33:24 AM
moneyhelp4u$50.0012/10/2011 5:38:26 AM
SudianX$35.0012/10/2011 4:47:43 AM
loanman2007$25.0012/10/2011 5:57:39 AM
vanklein$25.0012/10/2011 4:52:28 AM
neorunner$25.0012/10/2011 6:42:54 AM
cgoca$25.0012/10/2011 7:49:32 AM
red-benefit-ruler$50.0012/10/2011 7:46:24 AM
platinum-admiral8$25.0012/10/2011 7:36:47 AM
money-baron-Roth401k$50.0012/10/2011 8:06:09 AM
leverage-monger$30.0012/10/2011 8:13:07 AM
9skyrider$25.0012/10/2011 8:32:34 AM
JamesStock$25.0012/10/2011 9:18:06 AM
jc33148$30.5112/10/2011 9:07:01 AM
Kids-College-Fund$152.7812/10/2011 10:27:03 AM
jhernand17$25.0012/10/2011 10:13:18 AM
2grindstones$42.2512/10/2011 10:17:40 AM
48 Investments
 
Borrower Payment Dependent Notes Series 543314
This series of Notes was issued and sold upon the funding of the borrower loan #57453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-08-2011 
Term: 60 months Listing End date:  Dec-12-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $397.83
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1995 Debt/Income ratio: 28%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 22 / 21Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 49 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $45,269Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: chavez35 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 40 ( 100% ) 680-699 (Latest)
Principal borrowed: $13,502.00< 31 days late: 0 ( 0% )  
660-679 (Dec-2007)
580-599 (Apr-2007)
560-579 (Feb-2007)
 
Principal balance: $0.04 31+ days late: 0 ( 0% )
Total payments billed: 40  
Description
Consolidating Debts to Free Up Cash
This is a debt consolidation loan to free up cash currently being applied to other debts. My current monthly payment for the debts being paid off is $832.00. With the proposed loan over 5 yrs, my payment drops to $397.83/mo. The plan is to take this "extra cash" and apply it to other debts to accelerate the debt payoff process. I'm currently contributing $500/mo extra to pay down these CC debts, but an additional $435/mo would speed it up even further. I'm also about to payoff a personal loan (family) this month which is another $500/mo.

I've had two Prosper loans in the past which I have paid off without incident. My credit history is good; payments ALWAYS made on time. I just checked my credit score, it's right at 700. It's low only because my debt/credit ratio is very high (92%). Ultimately, I plan to payoff my other CC debts with higher interest rates and then this loan before the 5 years is up. Thanks!!!

Income: $8,146.62
Expenses: $7,798.85 (includes $1000.00 extra)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/8/2011 5:02:12 PM
trumpeter5$25.0012/8/2011 5:03:02 PM
investmentgroup$25.0012/8/2011 5:12:41 PM
MoneyForNothing$47.5812/8/2011 5:14:42 PM
note-encourager5$98.0012/8/2011 5:09:52 PM
Feyenoord$30.0012/8/2011 5:21:50 PM
affluence-generator2$100.0012/8/2011 5:21:45 PM
bazaar-festivity$25.0012/8/2011 5:30:07 PM
igniter584$25.0012/8/2011 5:34:53 PM
AF-Chief$25.0012/8/2011 5:35:40 PM
graceful-IRAinvestment$120.0012/8/2011 5:31:03 PM
LittleMingo$30.0012/8/2011 5:37:10 PM
DoctorJoe$30.0012/8/2011 6:09:00 PM
DHolly$25.0012/8/2011 6:18:15 PM
social-comet7$25.0012/8/2011 6:49:55 PM
113121$1,000.0012/8/2011 7:11:51 PM
order-merman$25.0012/8/2011 7:32:24 PM
susurrus$200.0012/8/2011 8:15:46 PM
AndChicksforFree$100.0012/8/2011 8:53:20 PM
Bill88$25.0012/8/2011 8:15:47 PM
careful-return0$25.0012/8/2011 9:19:10 PM
promise2$100.0012/8/2011 9:22:29 PM
radforj22$36.2712/8/2011 10:57:24 PM
kind-bid-genome$25.0012/8/2011 10:05:43 PM
careful-note$58.0012/9/2011 2:32:36 AM
economy-popcorn$25.0012/9/2011 6:04:36 AM
green-trade-dolphin2$30.0012/9/2011 6:29:24 AM
suave-dime6$25.0012/9/2011 6:51:01 AM
Christophe$25.0012/9/2011 6:09:57 AM
FinanceEngine$50.0012/9/2011 6:55:35 AM
green-trade-dolphin$75.0012/9/2011 6:26:30 AM
Bank_Of_XL$25.0012/9/2011 7:48:34 AM
Investor_DP$100.0012/9/2011 9:21:35 AM
312-Lender$25.0012/9/2011 10:57:43 AM
adorable-commerce510$25.0012/9/2011 11:29:15 AM
Peacepower$38.8612/9/2011 11:42:11 AM
Asgardian$30.0012/9/2011 12:39:44 PM
skillful-asset5$30.0012/9/2011 12:48:00 PM
moola-buddy$25.0012/9/2011 2:48:02 PM
auction-seeker4$25.0012/9/2011 4:33:19 PM
leball$28.2112/9/2011 4:38:53 PM
vutah$25.0012/9/2011 4:51:18 PM
lamsabuy$100.0012/9/2011 5:16:29 PM
innovator10$200.0012/9/2011 5:36:59 PM
loss-of-control$100.0012/9/2011 6:35:24 PM
NorthPointLending$100.0012/9/2011 7:04:58 PM
petsheep$25.0012/9/2011 6:59:44 PM
moola-accelerator6$27.8412/9/2011 6:41:57 PM
lenderrob$25.0012/9/2011 7:21:56 PM
penny-winner$100.0012/9/2011 9:01:00 PM
pietro_torna_indietro$25.0012/10/2011 5:42:57 AM
adir1$30.0012/10/2011 7:25:41 AM
coldfuzion$119.0612/10/2011 8:30:32 AM
RainyDayFunds$25.0012/10/2011 10:16:46 AM
intuitive-integrity9$50.0012/10/2011 10:16:44 AM
exchange-squirrel$100.0012/10/2011 10:38:41 AM
mad-scientist0$100.0012/10/2011 10:54:23 AM
Techne_Funds_LLC$25.0012/10/2011 11:36:56 AM
power-companion7$75.0012/10/2011 12:20:29 PM
tremendous-yield8$25.0012/10/2011 1:23:37 PM
dollar-trajectory8$50.0012/10/2011 2:00:54 PM
just-loyalty643$50.0012/10/2011 4:21:25 PM
sgmm330$25.0012/10/2011 8:03:29 PM
stupiddayjob$89.0012/10/2011 8:21:33 PM
investment-comet$25.0012/11/2011 7:36:01 AM
Hybodant$225.0012/11/2011 8:01:44 AM
HenlopenCapital$25.0012/11/2011 8:38:49 AM
twerns$54.1912/11/2011 9:24:01 AM
BuzzyBee336$75.0012/11/2011 11:34:50 AM
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chererat$100.0012/11/2011 11:51:05 AM
green-rate-futurist$100.0012/11/2011 1:22:46 PM
inspired-investment8$100.0012/11/2011 6:09:19 PM
EarlyRiser$250.0012/11/2011 2:38:54 PM
888GoldIngots$34.6912/11/2011 5:56:32 PM
basis-ferret8$50.0012/11/2011 6:55:28 PM
zeeexsixare$100.0012/12/2011 4:23:53 AM
RKLFinancial$25.0012/11/2011 8:55:35 PM
janeybooboo$200.0012/12/2011 3:43:48 AM
jmeasn$500.0012/12/2011 12:08:04 AM
freefly67$28.3712/12/2011 8:35:27 AM
sgt-schultz$25.0012/12/2011 6:29:13 AM
lendstats_com$200.0012/12/2011 5:59:18 AM
chrisb1414$25.0012/12/2011 7:15:35 AM
blissful-cash3$125.0012/12/2011 8:40:16 AM
moola-monger9$50.0012/12/2011 8:55:45 AM
igniter584$50.0012/12/2011 9:23:56 AM
SecondChanceLendingSERV$25.0012/12/2011 9:26:13 AM
buffalobills$25.0012/12/2011 9:58:09 AM
wampum-library4$31.4812/12/2011 9:31:05 AM
gjm6d$25.0012/12/2011 9:36:19 AM
real-return$25.0012/12/2011 11:26:07 AM
Rogelio48$25.0012/12/2011 12:13:33 PM
Brisket_Bob$27.1912/12/2011 2:30:48 PM
peaceful-wealth0$61.9912/12/2011 2:26:51 PM
Rider$68.9112/12/2011 1:25:21 PM
Kids-College-Fund$367.6212/12/2011 3:33:33 PM
viennese$25.0012/12/2011 2:45:49 PM
AFairDeal$25.0012/8/2011 5:14:03 PM
investment-artist$29.0112/8/2011 5:18:19 PM
happy-loot3$100.0012/8/2011 5:23:12 PM
Pebbles-Lending$25.0012/8/2011 5:19:35 PM
managedfund$1,333.0012/8/2011 5:24:17 PM
listing-trapper3$28.0012/8/2011 5:25:17 PM
passivesf$75.0012/8/2011 6:01:21 PM
Mrs-Honeydew$25.0012/8/2011 5:59:50 PM
bullish2bearish$150.0012/8/2011 6:27:37 PM
shrewd-income$300.0012/8/2011 6:02:40 PM
Moe87$25.0012/8/2011 6:36:07 PM
InChicago$200.0012/8/2011 7:13:26 PM
contract-student2$70.0012/8/2011 6:48:15 PM
thankful-nickel2$25.0012/8/2011 7:45:19 PM
RLaumeyer$30.0012/8/2011 9:40:48 PM
hookUup$33.0612/9/2011 1:43:52 AM
Domgabriel$50.0012/9/2011 3:33:22 AM
green-trade-dolphin2$25.0012/9/2011 6:28:36 AM
BigSkyFinancial$26.0012/9/2011 7:21:28 AM
Bob450$30.0012/9/2011 7:33:01 AM
first-serene-credit$25.0012/9/2011 7:50:22 AM
Income-Scout$200.0012/9/2011 9:15:55 AM
twjh$25.0012/9/2011 9:18:36 AM
CA-Lender$50.0012/9/2011 9:19:56 AM
loanman2007$300.0012/9/2011 9:28:56 AM
jpaulnyc$100.0012/9/2011 9:27:38 AM
rubylender$25.0012/9/2011 12:31:23 PM
money-booster2$50.0012/9/2011 12:13:43 PM
focused-investment442$50.0012/9/2011 12:36:19 PM
1willray$30.0012/9/2011 2:14:50 PM
nimble-money086$25.0012/9/2011 2:31:17 PM
ChoiceInvestments$28.2512/9/2011 4:24:22 PM
mighty-payout1$25.0012/9/2011 2:57:39 PM
travels536$35.0012/9/2011 4:19:11 PM
OldManP$25.0012/9/2011 4:20:40 PM
zeeexsixare$100.0012/9/2011 5:39:43 PM
rockhound84$63.0012/9/2011 5:54:18 PM
MrCoffee$49.0012/9/2011 6:54:25 PM
Finchy78$47.3912/9/2011 7:27:47 PM
riproaringrapids$25.0012/9/2011 8:02:59 PM
Socorro_Capital_Partners$25.0112/9/2011 9:16:52 PM
stealthzap$30.8412/9/2011 11:48:22 PM
authentic-diversification$32.3412/10/2011 4:23:32 AM
Epiphanic$25.0012/10/2011 6:02:11 AM
chameleon125$50.0012/10/2011 6:56:01 AM
genuine-integrity0$25.0012/10/2011 7:01:22 AM
sensible-fund$25.0012/10/2011 8:20:45 AM
PatriotKnight$50.0012/10/2011 8:33:35 AM
Hillbilly_Banker$25.0012/10/2011 9:20:17 AM
Leshan$187.7512/10/2011 9:11:55 AM
Dollars4Rent$25.0012/10/2011 9:44:22 AM
market-pudding$25.0012/10/2011 10:15:04 AM
Dusigrosz$100.0012/10/2011 12:05:15 PM
bughead$25.0012/10/2011 11:39:59 AM
wwwUniversal$25.0012/10/2011 12:17:57 PM
payout-motivator0$75.0012/10/2011 12:11:29 PM
wlm3012$50.0012/10/2011 12:15:14 PM
ptjg$100.0012/10/2011 12:33:56 PM
justanothersushieater$25.0012/10/2011 1:08:31 PM
pposFUNDing$36.5012/10/2011 2:18:44 PM
newest-phenomenal-dinero$100.0012/10/2011 2:15:17 PM
Ven58$45.0012/10/2011 3:07:31 PM
phenomenal-gain5$30.0012/10/2011 3:58:19 PM
payment-halo$25.0012/10/2011 3:08:50 PM
spiff666$26.6612/10/2011 3:37:25 PM
happyinvallarta$28.0012/10/2011 4:08:44 PM
vigilance-frontier$25.0012/10/2011 6:20:10 PM
feiandasun$25.0012/10/2011 10:46:46 PM
frencheese$25.0012/10/2011 10:17:50 PM
unforgettable-wealth4$50.0012/11/2011 8:08:02 AM
income-banjo$100.0012/11/2011 8:10:43 AM
benjamins-britches$26.2612/11/2011 8:47:04 AM
Ocean713$75.0012/11/2011 11:43:23 AM
responsive-value4$26.4312/11/2011 8:48:05 AM
UT-Longhorn$25.0012/11/2011 9:19:41 AM
penny-plato$50.0012/11/2011 10:57:17 AM
houli123$25.0012/11/2011 11:16:15 AM
ultimate-payment$25.0012/11/2011 12:08:17 PM
britgsb$30.0012/11/2011 12:17:45 PM
brosco2323$25.0012/11/2011 1:23:32 PM
the-discrete-income$25.0012/11/2011 2:39:57 PM
Nerdster1$25.0012/12/2011 4:42:29 AM
FutureCFP$25.0012/12/2011 8:20:00 AM
LivingInvestments00$35.0712/12/2011 9:12:07 AM
brazilofmux$100.0012/12/2011 9:09:58 AM
influential-benjamins0$91.0012/12/2011 9:26:48 AM
emmeyP$50.0012/12/2011 9:53:58 AM
Cappyatl$25.0012/12/2011 9:37:14 AM
InvestorPartners$25.0012/12/2011 9:34:28 AM
Champ3295$34.7412/12/2011 9:45:45 AM
new-social-economist$150.0012/12/2011 11:16:04 AM
puyanera$25.0012/12/2011 9:37:40 AM
Asgardian$25.0012/12/2011 11:41:18 AM
tolerant-dinero2$25.0012/12/2011 11:04:54 AM
top-bill-virtuoso$75.0012/12/2011 12:01:58 PM
yu-rik$100.0012/12/2011 11:39:55 AM
FIRE09$130.5912/12/2011 12:01:50 PM
trumpeter5$25.0012/12/2011 12:17:07 PM
gain-expert$25.0012/12/2011 10:45:55 AM
mikeandcat$350.0012/12/2011 11:38:31 AM
Basset_Hound_Investments$50.8912/12/2011 1:46:07 PM
awe-inspiring-power$25.0012/12/2011 2:01:06 PM
coin-enclave$45.0012/12/2011 1:51:05 PM
chad-bro-chill$25.0012/12/2011 2:40:29 PM
graceful-IRAinvestment$53.0012/12/2011 1:35:54 PM
PugDog$32.0012/12/2011 1:36:37 PM
Hobson$25.0012/12/2011 1:53:09 PM
The_Phantom$25.0012/12/2011 2:12:08 PM
drluong$25.0012/12/2011 2:45:12 PM
fund-baker$43.9312/12/2011 3:10:08 PM
theaterguy$25.0012/12/2011 3:22:15 PM
210 Investments
 
Borrower Payment Dependent Notes Series 543334
This series of Notes was issued and sold upon the funding of the borrower loan #57505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-09-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $100.21
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1990 Debt/Income ratio: 16%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $63,369Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: sunny-bazaar4 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need a little boost
Purpose of loan:
This loan will be used to...Repair my automobile

My financial situation:
I am a good candidate for this loan because...Have and impeccable repayment record even after suffering layoff from long time employer in 2009 then finding new employment in current economy and persevering.


Monthly net income: $2100
Monthly expenses: $1010
Housing: $400
Insurance: $N/A
Car expenses: $N/A
Utilities: $250
Phone, cable, internet: $N/A
Food, entertainment: $160
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$25.0012/8/2011 9:15:23 AM
golden-velocity9$30.0012/8/2011 9:29:32 AM
MichaelProsper$25.0012/8/2011 9:24:43 AM
favorite-commerce$50.0012/8/2011 10:16:46 AM
brazilofmux$100.0012/8/2011 5:37:47 PM
exciting-fairness$200.0012/8/2011 7:10:28 PM
Free-the-usa-1776$25.0012/9/2011 1:11:40 AM
octoberfresh$25.0012/9/2011 6:09:02 AM
mercuriant$25.0012/9/2011 9:10:56 AM
terrific-dough6$50.0012/9/2011 9:18:24 AM
happy-return4$35.0012/9/2011 10:10:29 AM
Tikibarman$35.0012/9/2011 11:14:32 AM
market-solstice2$25.0012/8/2011 9:34:58 AM
deal-searcher1$25.0012/8/2011 11:08:34 AM
truth-companion$100.0012/8/2011 1:10:22 PM
jkeller4000$25.0012/8/2011 3:39:24 PM
Starica$300.0012/8/2011 4:45:07 PM
simplyonce$50.0012/8/2011 5:15:00 PM
profit-powerplant$25.0012/8/2011 5:34:08 PM
C2Banking$25.0012/8/2011 5:36:22 PM
zone6$100.0012/9/2011 7:16:46 AM
Investor_DP$100.0012/9/2011 9:22:14 AM
red-power-pecan$50.0012/9/2011 9:40:59 AM
diplomatic-wealth7$25.0012/9/2011 9:37:08 AM
Mariner3605$25.0012/9/2011 9:38:59 AM
worth-blanket2$1,000.0012/9/2011 10:32:32 AM
26 Investments
 
Borrower Payment Dependent Notes Series 543394
This series of Notes was issued and sold upon the funding of the borrower loan #57455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $200.42
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-2004 Debt/Income ratio: 24%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 17 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,925Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: pouch791 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical expences
Purpose of loan: consolidate medical from cancer
This loan will be used to...consolidate current bills

My financial situation: good just several bills from wifes cancer
I am a good candidate for this loan because...I am a solid person dedicated to fulfilling my financial obligations. I have a great job that pays very well. Unfortunatelly my wife got colon cancer and we are tight at the moment.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
golden-velocity9$30.0012/8/2011 5:09:22 PM
loan-hacker$25.0012/8/2011 5:13:37 PM
passivesf$50.0012/9/2011 6:20:09 AM
money-baron-Roth401k$50.0012/10/2011 8:06:09 AM
affluence-tambourine$25.0012/10/2011 5:45:57 PM
SecondChanceLendingSERV$25.0012/12/2011 4:11:40 PM
blue-lively-platinum$25.0012/12/2011 5:05:37 PM
rupee-cymbal$25.0012/12/2011 5:09:50 PM
truth-companion$25.0012/12/2011 5:25:55 PM
bazaar-festivity$25.0012/12/2011 5:36:41 PM
unforgettable-wealth4$50.0012/12/2011 5:37:13 PM
Whipster$40.0012/12/2011 6:12:28 PM
heart514$25.0012/12/2011 7:27:17 PM
first-integrity-gravity$500.0012/12/2011 9:25:34 PM
NolockHolmes$40.0012/12/2011 10:38:47 PM
HamachiMan$50.0012/12/2011 8:24:47 PM
langdonx$25.0012/12/2011 8:34:00 PM
frontier3$100.0012/13/2011 3:53:14 AM
transparency-giant$50.0012/12/2011 9:37:50 PM
Mark-7$50.0012/12/2011 9:38:03 PM
dynamic-platinum$25.0012/13/2011 4:45:28 AM
gold-pudding6$66.4112/13/2011 5:50:51 AM
loan-rider7$25.0012/13/2011 8:09:57 AM
worth-arch$25.0012/13/2011 6:41:56 AM
irrelevant$25.0012/13/2011 7:19:00 AM
zone8$53.0012/13/2011 9:14:50 AM
judo150$100.0012/13/2011 9:17:01 AM
kulender$100.0012/13/2011 9:16:34 AM
helvet$35.0012/13/2011 8:19:00 AM
diplomatic-wealth7$25.0012/13/2011 9:21:58 AM
Comoparklender$25.0012/13/2011 9:27:46 AM
fortytwo$150.0012/13/2011 9:32:08 AM
mercuriant$25.0012/13/2011 9:37:18 AM
MrBailey$25.0012/13/2011 9:17:43 AM
lovely-greenback4$25.0012/13/2011 9:49:28 AM
factcheck$25.0012/13/2011 10:15:40 AM
bold-phenomenal-funds$50.0012/13/2011 10:36:39 AM
baker31$50.0012/13/2011 10:53:49 AM
Wellman$25.0012/13/2011 9:43:05 AM
McKrackle$50.0012/13/2011 10:23:15 AM
vutah$25.0012/8/2011 6:23:08 PM
Investor_DP$100.0012/9/2011 9:22:19 AM
skillful-asset5$30.0012/9/2011 12:34:26 PM
vutah$25.0012/11/2011 7:54:16 PM
money-booster2$25.0012/12/2011 2:37:11 PM
jkeller4000$25.0012/12/2011 1:15:21 PM
pthighs$50.0012/12/2011 3:17:36 PM
economy-shrubbery6$25.0012/12/2011 5:09:01 PM
profit-powerplant$25.0012/12/2011 5:13:11 PM
Ballybay$50.0012/12/2011 5:19:02 PM
brazilofmux$100.0012/12/2011 5:29:41 PM
finance-prescription$100.0012/12/2011 5:30:12 PM
nimble-revenue5$50.0012/12/2011 5:39:39 PM
red-power-pecan$50.0012/12/2011 5:41:07 PM
happy-return4$50.0012/12/2011 6:04:44 PM
hope-fortress753$25.0012/12/2011 6:21:03 PM
green-rate-futurist$50.0012/12/2011 7:29:47 PM
graceful-IRAinvestment$53.0012/12/2011 8:22:15 PM
onecooldrink$25.0012/12/2011 11:49:19 PM
orange-preeminant-bill$25.0012/13/2011 5:51:36 AM
treasure-bliss$25.0012/13/2011 5:38:47 AM
ethical-truth211$300.0012/13/2011 2:31:10 AM
green28$100.0012/13/2011 5:05:26 AM
suave-dime6$25.0012/13/2011 5:35:00 AM
Mariner3605$25.0012/13/2011 9:08:47 AM
buffalobills$25.0012/13/2011 7:35:33 AM
mlaner92$30.0012/13/2011 7:44:05 AM
the-laudable-peso$50.0012/13/2011 8:15:55 AM
iaffy$25.0012/13/2011 9:10:29 AM
progressive-economy261$400.0012/13/2011 9:35:29 AM
social-heart$25.0012/13/2011 9:45:32 AM
jazzlender$25.0012/13/2011 9:45:58 AM
thelovebug$100.0012/13/2011 9:50:32 AM
igniter584$75.0012/13/2011 9:58:09 AM
atlantafan$25.0012/13/2011 9:42:50 AM
wwwUniversal$25.0012/13/2011 9:49:15 AM
agalt$60.0012/13/2011 12:24:27 PM
powerlifter275$25.0012/13/2011 10:21:58 AM
upbeat-wealth$25.0012/13/2011 11:07:10 AM
lender2611$50.0012/13/2011 11:42:31 AM
larrybird$487.5912/13/2011 12:39:01 PM
81 Investments
 
Borrower Payment Dependent Notes Series 543422
This series of Notes was issued and sold upon the funding of the borrower loan #57464, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-09-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1992 Debt/Income ratio: 28%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:7y 4m
Amount delinquent: $0 Total credit lines: 47 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $120,973Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: interest-kin9 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to pay attorney fees

My financial situation:
I am a good candidate for this loan because I have a good job and have been employed with Boeing for over 7 years.


Monthly net income: $5400
Monthly expenses: $4458
Housing: $600
Insurance: $118
Car expenses: $500
Utilities: $240
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $900
Credit cards and other loans: $1400
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$9,800.0012/9/2011 10:31:35 AM
Investor_DP$100.0012/9/2011 9:22:16 AM
alexander-hamilton$50.0012/8/2011 2:07:12 PM
golden-velocity9$30.0012/8/2011 9:29:33 AM
ChrisProsper$20.0012/9/2011 10:43:42 AM
5 Investments
 
Borrower Payment Dependent Notes Series 543436
This series of Notes was issued and sold upon the funding of the borrower loan #57935, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $313.45
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-2001 Debt/Income ratio: 9%
Credit score: 740-759 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 12 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,272Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: No  
Screen name: velocity-explorer7 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
She's having my baby
Purpose of loan:
This loan will be used to...facilitate a move for my wife, sending her to live with her family, have the baby and come back.

My financial situation:
I am a good candidate for this loan because...I have a good job, I'm good at what I do. At worst, I have family that can help. Thankfully it will never come to that.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/13/2011 5:18:05 PM
green-trade-dolphin2$30.0212/8/2011 5:02:16 PM
houli123$50.0012/8/2011 5:09:16 PM
indomitable-coin$25.0012/8/2011 5:25:47 PM
currency-agave$50.0012/10/2011 11:15:12 AM
blue-lively-platinum$25.0012/10/2011 2:21:56 PM
heart514$25.0012/12/2011 7:27:17 PM
asset-producer1$100.0012/12/2011 7:55:32 PM
the_winning_ticket$100.0012/13/2011 1:06:18 AM
loan-rider7$25.0012/13/2011 8:00:04 AM
commanding-treasure2$50.0012/13/2011 10:59:42 AM
riproaringrapids$25.0012/13/2011 5:07:42 PM
unforgettable-wealth4$50.0012/13/2011 5:10:32 PM
britgsb$30.0012/13/2011 5:31:33 PM
superb-funds335$25.0012/13/2011 5:26:08 PM
Sneezie$45.0012/14/2011 9:11:58 AM
happy-loot3$100.0012/14/2011 7:19:55 PM
rolandweary$50.0012/14/2011 7:07:32 PM
greenback-guard$25.0012/15/2011 5:06:09 AM
john0720$25.0012/15/2011 7:09:28 AM
otherwisedisposed$250.0012/15/2011 8:48:47 AM
bold-yield-rumbler$25.0012/15/2011 9:50:04 AM
LoanerPrincipal$25.0012/15/2011 9:47:49 AM
igniter584$75.0012/15/2011 10:38:18 AM
economy-beast$25.0012/15/2011 1:57:19 PM
Goodlender42$25.0012/15/2011 5:08:44 PM
unbelievable-exchange$100.0012/15/2011 4:45:15 PM
nuclearmoose$25.0012/15/2011 5:31:08 PM
a-finance-nirvana$25.0012/15/2011 6:38:41 PM
rdking647$25.0012/15/2011 10:14:45 PM
new-marketplace-lyrics$25.0012/16/2011 2:41:22 AM
the-magnetic-transaction$40.0012/16/2011 5:56:07 AM
healthy-rate3$50.0012/16/2011 12:37:08 PM
money-floret$50.0012/16/2011 8:16:05 PM
the-enticing-coin$125.0012/16/2011 11:31:59 PM
orange-resolute-platinum$25.0012/17/2011 2:21:06 AM
kcpeck$38.0312/16/2011 10:32:41 PM
groovychick$25.0012/17/2011 2:18:33 AM
wealth-infusion6$100.0012/18/2011 12:03:25 AM
impressive-justice6$50.0012/18/2011 4:24:24 AM
UHcougars$25.0012/17/2011 8:43:34 PM
edsmoney$100.0012/18/2011 5:21:00 AM
riproaringrapids$25.0012/18/2011 12:06:10 AM
makerain$25.0012/18/2011 5:20:33 AM
cerebral-auction950$100.0012/18/2011 9:10:16 AM
blue-useful-auction$25.0012/18/2011 8:55:57 AM
selvamfinance$25.0012/18/2011 12:24:26 PM
unassuming-generosity$25.0012/18/2011 12:50:16 PM
deal-searcher1$35.0012/18/2011 3:04:27 PM
caseattle$25.0012/18/2011 9:19:49 PM
BOZO88$25.0012/18/2011 6:52:42 PM
justice-allocator3$25.0012/18/2011 7:49:44 PM
gold-gazelle$25.0012/19/2011 7:12:28 AM
coin-popcorn$25.0012/19/2011 9:16:11 AM
fantastic-investment9$30.0012/19/2011 11:44:45 AM
keichi03$35.0012/19/2011 1:13:05 PM
payout-panda$25.0012/19/2011 2:16:03 PM
ibdguru23$50.0012/19/2011 3:31:38 PM
income-safehouse9$150.0012/19/2011 6:02:40 PM
power-defender7$50.0012/19/2011 8:06:10 PM
helpishere777$25.0012/19/2011 8:13:34 PM
marketologist327$25.0012/20/2011 4:38:15 AM
Brklyn01$25.0012/20/2011 5:10:58 AM
happy-loot3$100.0012/20/2011 7:31:18 AM
pednatjr$33.7712/20/2011 8:42:21 AM
MBurns$50.0012/20/2011 9:05:20 AM
creditjunky$100.0012/20/2011 8:15:30 AM
MBurns$50.0012/20/2011 8:59:56 AM
otherwisedisposed$50.0012/20/2011 9:16:49 AM
bid-carrier0$25.0012/20/2011 10:09:16 AM
intelligent-dedication9$100.0012/20/2011 12:14:44 PM
DreDub$50.0012/20/2011 12:46:02 PM
asset-producer1$250.0012/20/2011 2:50:09 PM
mcs99$100.0012/20/2011 1:27:36 PM
independent-revenue4$100.0012/20/2011 1:45:59 PM
blue-radiant-economy$300.0012/20/2011 3:23:40 PM
HomerdohNY$25.0012/20/2011 4:06:14 PM
ALVO$50.0012/20/2011 3:48:23 PM
impressive-justice6$25.0012/20/2011 4:59:48 PM
srspank24$25.0012/20/2011 5:06:18 PM
RIVERHTS$47.9712/20/2011 5:08:02 PM
R3vXX$25.0012/20/2011 7:04:52 PM
grant_myron$47.7312/20/2011 7:14:05 PM
kinetic-yield4$25.0012/21/2011 2:03:42 AM
yield-hut$30.0012/21/2011 4:36:56 AM
nalaari$28.6912/21/2011 5:28:09 AM
LianaB$100.0012/21/2011 5:59:24 AM
ethical-truth211$200.0012/21/2011 6:42:27 AM
Christus_Victor$26.4712/21/2011 6:55:14 AM
exadius71$29.4112/21/2011 7:22:21 AM
HolJenks$25.0012/21/2011 7:17:56 AM
Breken6$25.0012/21/2011 7:26:41 AM
AFairDeal$25.0012/8/2011 5:13:50 PM
skillful-diversification2$25.0012/8/2011 5:20:21 PM
igniter584$25.0012/8/2011 5:34:54 PM
blot44$25.0012/9/2011 4:28:11 PM
bb575$50.0012/11/2011 10:38:14 PM
asset-producer1$100.0012/12/2011 7:58:32 PM
asset-producer1$100.0012/12/2011 8:02:07 PM
wealth-infusion6$200.0012/13/2011 12:30:42 PM
money-booster2$25.0012/13/2011 1:25:01 PM
dough-souffle$100.0012/13/2011 2:33:54 PM
market-solstice2$25.0012/13/2011 5:09:28 PM
income-banjo$50.0012/13/2011 5:13:19 PM
BxRealtor$25.0012/13/2011 5:16:48 PM
timbob$100.0012/13/2011 5:24:07 PM
generosity-battalion0$50.0012/14/2011 8:18:03 AM
MASinVestment$100.0012/14/2011 7:33:04 AM
kenji4861$25.0012/14/2011 9:44:07 AM
cattlebaron$25.0012/14/2011 4:14:05 PM
C_Mark$50.0012/14/2011 6:02:44 PM
reward-excellency1$25.0012/14/2011 6:51:43 PM
BankofHank$25.0012/14/2011 8:04:22 PM
TSC$50.0012/14/2011 7:09:52 PM
wjf60$50.0012/14/2011 10:10:59 PM
Silver-Penny001$25.0012/15/2011 6:12:57 AM
axelrod$50.0012/15/2011 5:46:50 AM
greenback-guard$25.0012/15/2011 5:15:01 AM
MoonMama$25.0012/15/2011 7:55:21 AM
goodhearted-basis4$25.0012/15/2011 8:59:51 AM
DarthContinent$50.0012/15/2011 8:41:46 AM
Rivermaverick$25.0012/15/2011 9:20:18 AM
kind-asset-circuit$50.0012/15/2011 2:39:26 PM
rajs$300.0012/15/2011 4:28:08 PM
Barky52$25.0012/15/2011 6:04:03 PM
mid$25.0012/16/2011 11:48:37 AM
astute-benjamins$50.0012/16/2011 3:11:27 PM
processor115$500.0012/16/2011 4:37:12 PM
riproaringrapids$25.0012/16/2011 11:44:38 PM
Pizza-man$50.0012/17/2011 8:49:27 AM
johnsails$39.0012/17/2011 8:29:41 AM
emphatic-bonus5$75.0012/17/2011 9:43:13 AM
gogene2002$25.0012/18/2011 3:47:52 AM
wam37$25.0012/18/2011 7:44:13 AM
Digger85$50.0012/18/2011 10:10:03 AM
whitegold24k$100.0012/18/2011 12:28:11 PM
Ripsaw4U$50.0012/18/2011 7:21:50 PM
power-cell$35.0012/19/2011 6:51:50 AM
alexander-hamilton$50.0012/19/2011 10:23:08 AM
intelligent-dedication9$100.0012/19/2011 4:34:36 PM
wwwUniversal$25.0012/19/2011 4:54:58 PM
worthy-bid8$50.0012/19/2011 5:37:53 PM
green-robust-currency$100.0012/19/2011 7:57:10 PM
processor115$50.0012/19/2011 8:46:53 PM
Bodyboard$71.2812/20/2011 1:29:55 AM
GElender$40.0012/20/2011 6:10:01 AM
JasmineTrust$25.0012/20/2011 7:51:55 AM
ricklip$100.0012/20/2011 10:22:57 AM
EYEWILLPAYUBACK$25.3812/20/2011 10:50:12 AM
careful-note$58.5812/20/2011 12:17:29 PM
runfree$50.0012/20/2011 12:06:40 PM
dordee$60.0012/20/2011 12:14:45 PM
wealth-infusion6$300.0012/20/2011 12:13:54 PM
scrappy-leverage6$25.0012/20/2011 12:53:49 PM
tharmon$25.0012/20/2011 2:56:42 PM
FoosMaster$30.0012/20/2011 3:27:56 PM
MyPlantsEatBugs$25.0012/20/2011 4:29:30 PM
jump58$25.0012/20/2011 5:16:40 PM
miket71$30.0012/20/2011 5:23:02 PM
myduck$40.0012/20/2011 5:47:52 PM
ImaPutz$25.0012/20/2011 5:54:22 PM
mex_invests$25.0012/20/2011 10:05:07 PM
currency-persimmon$50.0012/21/2011 4:02:38 AM
asset-producer1$143.6712/21/2011 7:42:52 AM
164 Investments
 
Borrower Payment Dependent Notes Series 543446
This series of Notes was issued and sold upon the funding of the borrower loan #57545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-09-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1987 Debt/Income ratio: 7%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:1y 0m
Amount delinquent: $900 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,046Stated income:$25,000-$49,999
Delinquencies in last 7y: 11 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: deal-optimizer495 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
HR Professional seeking 4K
Purpose of loan:
This loan will be used to complete major auto repair work.

My financial situation:
I am a good candidate for this loan because I have had consistent work both a permanent and contractual nature since 2003. I an on holiday break awaiting my new 2012 contract start up but need this auto repair as to not limit my mobility.


Monthly net income: $2600
Monthly expenses: $
Housing: $900
Insurance: $115
Car expenses: $
Utilities: $175
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $300
Credit cards and other loans: $225
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
income-rocker2$3.3512/9/2011 11:34:38 AM
deal-searcher1$25.0012/8/2011 11:08:36 AM
Investor_DP$100.0012/9/2011 9:22:17 AM
worth-blanket2$3,800.0012/9/2011 10:31:33 AM
Tikibarman$71.6512/9/2011 11:15:13 AM
5 Investments
 
Borrower Payment Dependent Notes Series 543448
This series of Notes was issued and sold upon the funding of the borrower loan #57951, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jan-1986 Debt/Income ratio: 82%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 8 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,441Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 30%  
   Homeownership: No  
Screen name: red-truth-maximizer Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
RECENT COLLEGE GRAD. SEEKS INDEP.
This loan will be used to...SOLELY HELP RELIEVE SOME OF THE FINANCIAL BURDEN OF ONE LIVING ON THEIR OWN FOR THE FIRST TIME, I.E. RENT, UTILITIES, ELECTRICITY, WATER, COLLEGE STUDENT LOAN, ETC.

I AM CURRENTLY IN THE MIDST OF TRANSFERRING FROM ONE JOB THAT DOES NOT OFFER A COMFORTABLE WORKING ENVIRONMENT, HOURS OR PAY (TARGET), TO A MORE LUCRATIVE SUBSTITUTE TEACHING POSITION AT AN ALTERNATIVE LEARNING ACADEMY WHICH HELPS YOUTH AGES 6-19, WITH BEHAVIORAL PROBLEMS, FINISH SCHOOL. WITH TARGET, I AM FALLING INTO THE PATTERN OF LIVING FROM CHECK TO CHECK, WHICH THOUGH IT DOES PAY THE BILLS, IT WILL NEVER ALLOW ME TO PROGRESS FORWARD AND ONE DAY TAKE CARE OF MYSELF, WITHOUT THE HELP OF FAMILY.

I am a good candidate for this loan because... I AM RELIABLE, DEPENDABLE AND CONFIDENT THAT I WOULD SHOW MY GRATITUDE TO THIS LOAN FOR HELPING ME FINALLY GAIN MY INDEPENDENCE, POST GRADUATION!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-baron-Roth401k$50.0012/10/2011 8:06:10 AM
melodious-openness$50.0012/10/2011 9:30:36 AM
cattlebaron$25.0012/10/2011 11:54:04 PM
jkeller4000$25.0012/12/2011 1:15:21 PM
economy-shrubbery6$25.0012/12/2011 5:09:02 PM
blue-radiant-economy$100.0012/13/2011 11:13:18 PM
MASinVestment$1,000.0012/14/2011 7:22:56 AM
bid-stockpiler1$25.0012/14/2011 6:04:34 PM
Graven33$25.0012/15/2011 8:35:48 PM
awe-inspiring-diversification5$52.0012/16/2011 7:22:15 AM
impala6464$50.0012/16/2011 7:11:48 AM
money-booster2$25.0012/16/2011 7:57:22 AM
Hedge-Fund$25.0012/16/2011 12:10:43 PM
rustysailor$25.0012/16/2011 4:47:05 PM
finance-amusement4$50.0012/17/2011 10:19:51 AM
autonomous-truth$50.0012/17/2011 11:10:38 PM
greenback-guard$25.0012/19/2011 6:13:20 AM
wwwUniversal$25.0012/19/2011 4:56:20 PM
nickel_finder$25.0012/19/2011 8:20:42 PM
melodious-openness$500.0012/20/2011 3:33:24 AM
atcrain07$25.0012/20/2011 7:46:01 AM
EretzCapital$45.0012/20/2011 8:38:03 AM
168RichCapital$25.1212/20/2011 12:40:20 PM
fair-rate$25.0012/20/2011 11:49:33 AM
blue-radiant-economy$100.0012/20/2011 3:21:09 PM
friendly-principal76$10.2312/20/2011 4:20:38 PM
blue-lively-platinum$25.0012/10/2011 2:21:56 PM
jkeller4000$25.0012/12/2011 9:39:54 AM
heart514$25.0012/12/2011 7:27:17 PM
adaptable-capital$221.3512/14/2011 6:34:04 PM
queentut$50.0012/14/2011 7:05:17 PM
allybailey$50.0012/14/2011 7:55:23 PM
peregrine$50.8912/14/2011 9:05:10 PM
treasure-coyote3$25.0012/14/2011 8:38:36 PM
likeable-hope$25.0012/15/2011 10:23:35 AM
Land_on_your_feet$25.0012/15/2011 4:50:41 PM
Invest_In_U_Today_Pls_Pay_back$65.0012/16/2011 7:41:35 AM
850$50.0012/16/2011 11:14:50 PM
papaloha$25.0012/16/2011 6:50:49 PM
groundsquirrel$25.0012/17/2011 6:54:21 PM
well-mannered-income3$30.0012/18/2011 9:28:29 AM
camaraderi-aspen$25.0012/18/2011 12:41:42 PM
five-star-note$50.0012/18/2011 2:43:16 PM
contract-lionheart$25.0012/19/2011 12:06:06 PM
useful-cash043$300.0012/19/2011 7:06:50 PM
Valley-of-the-Dollar$25.0012/19/2011 8:47:07 PM
ethical-truth211$300.0012/20/2011 6:02:01 AM
Happyhourcomics$25.0012/20/2011 6:40:23 AM
GElender$40.0012/20/2011 6:07:44 AM
2grindstones$35.4112/20/2011 11:22:28 AM
LuvToLend$25.0012/20/2011 2:39:43 PM
jtc26$25.0012/20/2011 4:16:06 PM
52 Investments
 
Borrower Payment Dependent Notes Series 543464
This series of Notes was issued and sold upon the funding of the borrower loan #58151, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,960.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 16.50% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $127.72
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Aug-1994 Debt/Income ratio: 24%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 3Length of status:9y 0m
Amount delinquent: $563 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: tomdooley Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Tom Dooley
Purpose of loan:
This loan will be used to...consolidate bills

My financial situation: In a bind need to lower payments consolidating bills
I am a good candidate for this loan because...I am an honest hard
worker trying to survive in this economy but struggling due to to
many small bills


Monthly net income: $1900
Monthly expenses: $1774
Housing: $641
Insurance: $73
Car expenses: $280
Utilities: $90
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $20
Credit cards and other loans: $300
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
tonyscc$25.0012/22/2011 12:34:10 PM
green-safe-wampum$50.0012/22/2011 11:37:30 AM
ethical-truth211$605.0712/22/2011 10:20:40 AM
ethical-truth211$50.0012/22/2011 9:11:09 AM
compassion-neutron$25.0012/22/2011 6:20:15 AM
houli123$25.0012/22/2011 5:36:10 AM
DHolly$31.0012/21/2011 5:21:08 PM
wampum-chorus3$25.0012/21/2011 3:26:02 PM
gallant-economy9$50.0012/21/2011 9:44:19 AM
ecstatic-money064$25.0012/21/2011 9:28:58 AM
ethical-truth211$400.0012/21/2011 7:11:09 AM
meadow48$50.0012/20/2011 12:24:14 PM
unbelievable-exchange$25.0012/20/2011 9:24:35 AM
duty-explosion9$25.0012/20/2011 9:01:24 AM
papaloha$25.0012/16/2011 6:50:49 PM
greenback-guard$25.0012/15/2011 5:15:02 AM
the-laudable-peso$40.0012/14/2011 7:04:46 AM
avm-the-investor$250.0012/13/2011 8:04:03 AM
heart514$25.0012/12/2011 7:27:18 PM
Ganadai$45.7912/12/2011 7:12:01 AM
social-heart$25.0012/11/2011 11:08:45 PM
money-baron-Roth401k$50.0012/10/2011 8:06:10 AM
graceful-IRAinvestment$25.0012/8/2011 5:31:13 PM
blue-lively-platinum$25.0012/10/2011 2:21:56 PM
economy-shrubbery6$25.0012/12/2011 5:09:02 PM
dough-souffle$25.0012/13/2011 2:34:16 PM
blue-radiant-economy$100.0012/13/2011 11:14:17 PM
MASinVestment$150.0012/14/2011 8:09:34 AM
direct-social3$50.0012/15/2011 2:49:54 PM
impala6464$25.0012/16/2011 7:13:21 AM
value-squirrel3$25.0012/17/2011 2:32:00 PM
green-rate-futurist$25.0012/17/2011 6:33:56 PM
deal-searcher1$25.0012/18/2011 3:07:08 PM
unbelievable-exchange$25.0012/18/2011 6:16:07 PM
Derel$50.0012/19/2011 5:14:04 PM
rolo12$25.0012/20/2011 3:14:58 AM
nfx$25.0012/20/2011 7:25:45 AM
kind-credit-bear$25.0012/20/2011 9:43:39 AM
copper$50.0012/21/2011 9:21:32 AM
equallender$25.0012/21/2011 11:28:08 AM
enthusiastic-return2$25.0012/21/2011 7:04:24 PM
wildanne$100.0012/21/2011 6:36:34 PM
hemmer42$28.1412/21/2011 10:55:21 PM
ethical-truth211$100.0012/22/2011 5:03:30 AM
calm-loan77$25.0012/22/2011 10:58:09 AM
transaction-detective70$25.0012/22/2011 4:22:16 PM
icon7$35.0012/22/2011 4:18:43 PM
47 Investments
 
Borrower Payment Dependent Notes Series 543470
This series of Notes was issued and sold upon the funding of the borrower loan #58328, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-20-2011 
Term: 60 months Listing End date:  Dec-20-2011 
 
Lender yield: 32.04% Borrower rate/APR: 33.04% / 35.84% Monthly payment: $256.84
 
Lender servicing fee: 1.00% Effective Yield*: 30.57%  
Estimated return*: 15.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1980 Debt/Income ratio: 167%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 35 / 34Length of status:10y 1m
Amount delinquent: $0 Total credit lines: 48 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $95,882Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: Yes  
Screen name: orange-terrific-agreement Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/20/2011 9:12:33 AM
worth-blanket2$7,400.0012/20/2011 9:30:32 AM
camaraderi-aspen$75.0012/20/2011 9:38:22 AM
CA-Lender$50.0012/20/2011 9:31:39 AM
4 Investments
 
Borrower Payment Dependent Notes Series 543480
This series of Notes was issued and sold upon the funding of the borrower loan #57693, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $318.54
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1997 Debt/Income ratio: 18%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 2 Current / open credit lines: 5 / 5Length of status:1y 11m
Amount delinquent: $955 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $794Stated income:$50,000-$74,999
Delinquencies in last 7y: 22 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: blue-precious-kindness Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
funds to pay debt and home improve
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3924.00
Monthly expenses: $2030.00
Housing: $500.00
Insurance: $0
Car expenses: $480.00
Utilities: $150.00
Phone, cable, internet: $120.00
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $100.00
Other expenses: $80.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/9/2011 5:06:29 PM
blue-radiant-economy$100.0012/14/2011 2:05:37 AM
Ducatiman1978$25.0012/14/2011 4:45:33 PM
DaddyBill$27.2112/17/2011 5:13:20 PM
jamiee73$25.0012/17/2011 3:04:51 PM
MASinVestment$86.9412/17/2011 5:17:17 PM
jhernand17$25.0012/17/2011 5:04:12 PM
Frusa$25.0012/17/2011 4:51:01 PM
careful-note$100.0012/17/2011 3:17:37 PM
suave-dime6$25.0012/17/2011 3:25:29 PM
rescue$100.0012/17/2011 12:52:23 PM
lagnisiruk$25.0012/17/2011 12:42:41 PM
the-laudable-peso$40.0012/17/2011 12:48:44 PM
social-cocktail1$200.0012/17/2011 12:45:38 PM
money-surge1$25.0012/17/2011 12:17:27 PM
Kaj$25.0012/17/2011 12:26:07 PM
the-hope-workhorse$50.0012/17/2011 12:18:05 PM
dordee$40.0012/17/2011 10:04:01 AM
greenback-loyalist8$34.1912/17/2011 9:49:55 AM
upupandaway$50.0012/17/2011 9:10:33 AM
Bob450$25.0012/17/2011 8:10:01 AM
bsh297$27.5412/17/2011 6:38:14 AM
plentiful-return386$100.0012/17/2011 6:41:37 AM
riproaringrapids$25.0012/16/2011 11:44:39 PM
worth-viking$100.0012/16/2011 6:56:09 PM
unbelievable-exchange$100.0012/16/2011 4:37:39 PM
processor115$75.0012/16/2011 4:24:28 PM
processor115$100.0012/16/2011 4:16:52 PM
exchange-pledge$50.0012/16/2011 12:47:49 PM
investment-mountain$25.0012/16/2011 3:05:41 PM
stoopidnoodle$25.0012/16/2011 12:23:28 PM
gain-kitten$25.0012/16/2011 12:21:25 PM
nfx$25.0012/16/2011 10:37:42 AM
desertoasis$25.0012/16/2011 9:38:51 AM
Mariner3605$25.0012/16/2011 9:37:15 AM
principal-exec$25.0012/16/2011 10:13:18 AM
shrewd-peace7$25.0012/16/2011 9:27:14 AM
handshake5$100.0012/16/2011 9:36:11 AM
pujols8996$50.0012/16/2011 9:20:32 AM
sjc224$25.0012/16/2011 9:26:45 AM
finance-prescription$100.0012/16/2011 9:11:43 AM
inprotest$102.1312/16/2011 5:08:08 AM
1point21gigawatts$25.0012/15/2011 7:58:34 PM
deal-hickory5$28.0012/15/2011 5:30:52 PM
missing-link$25.0012/15/2011 5:18:06 PM
unbelievable-exchange$100.0012/15/2011 4:45:17 PM
scrappy-penny6$50.0012/15/2011 4:53:53 PM
help4u$25.0012/15/2011 3:13:59 PM
new-gold-wrangler$2,000.0012/15/2011 1:59:36 PM
transparency-baton$25.0012/15/2011 12:19:50 PM
miked8303$50.0012/15/2011 1:21:25 PM
liberty-society5$25.0012/15/2011 12:00:55 PM
scoobiedoo$75.0012/15/2011 12:30:16 PM
lie21073$25.0012/15/2011 9:50:11 AM
loan-wasp$50.0012/15/2011 10:50:59 AM
javelin0$25.0012/15/2011 9:54:04 AM
revenue-serenity$25.0012/15/2011 9:37:57 AM
trade-beeper4$25.0012/15/2011 9:46:18 AM
miked8303$25.0012/15/2011 9:41:21 AM
Comoparklender$25.0012/15/2011 9:14:27 AM
jmcdon7230$25.0012/15/2011 8:02:21 AM
diplomatic-wealth7$25.0012/15/2011 9:05:51 AM
hptcrabbers$25.0012/15/2011 7:17:07 AM
Bookophile$50.0012/15/2011 6:30:09 AM
michaelray703$25.0012/14/2011 8:47:58 PM
RandomMonkey$25.0012/14/2011 6:09:32 PM
nimble-revenue5$25.0012/14/2011 5:32:35 PM
majestic-repayment3$25.0012/11/2011 1:53:44 PM
sjc224$25.0012/13/2011 4:20:34 PM
social-zebra$32.2612/14/2011 3:30:35 PM
zeeexsixare$25.0012/14/2011 5:02:45 PM
blue-lively-platinum$25.0012/14/2011 5:15:54 PM
MASinVestment$50.0012/14/2011 5:09:36 PM
red-power-pecan$50.0012/14/2011 5:33:28 PM
heart514$25.0012/14/2011 5:16:16 PM
truth-companion$25.0012/14/2011 5:41:32 PM
unassailable-listing3$100.0012/14/2011 6:29:36 PM
KMSB$25.0012/14/2011 6:46:33 PM
glimmering-funds2$25.0012/14/2011 6:18:46 PM
payment-gusto$25.0012/14/2011 7:07:54 PM
igniter584$50.0012/14/2011 8:15:37 PM
bazaar-hyperdrive3$25.0012/14/2011 9:11:19 PM
ethical-truth211$187.7312/15/2011 3:38:21 AM
treasure-bliss$25.0012/15/2011 5:17:44 AM
deal-searcher1$25.0012/15/2011 12:03:23 AM
Webpreneur$50.0012/15/2011 12:23:29 AM
greenback-guard$25.0012/15/2011 5:09:06 AM
fcukciti$35.0012/15/2011 1:34:19 AM
deal-pioneer1$25.0012/15/2011 6:35:50 AM
brazilofmux$100.0012/15/2011 9:20:40 AM
Wellman$25.0012/15/2011 9:44:10 AM
SecondChanceLendingSERV$25.0012/15/2011 10:10:18 AM
happy-return4$50.0012/15/2011 11:44:49 AM
steven3333$25.0012/15/2011 1:55:27 PM
rupee-prairie$25.0012/15/2011 4:19:42 PM
SolarMoonshine$25.0012/15/2011 5:07:36 PM
minddoc$28.0012/15/2011 5:35:50 PM
life-is-great$25.0012/15/2011 5:25:29 PM
dime-sprout$25.0012/15/2011 5:36:21 PM
browneyegravy$25.0012/15/2011 8:51:33 PM
balance-gatherer1$25.0012/15/2011 10:47:34 PM
DDCInvestments$50.0012/16/2011 5:30:01 AM
juan-juan$50.0012/15/2011 7:43:35 PM
ksubd$100.0012/15/2011 11:21:03 PM
green-rate-futurist$50.0012/16/2011 4:18:02 AM
djh47a$25.0012/16/2011 5:22:16 AM
orange-preeminant-bill$25.0012/16/2011 9:15:58 AM
AAAInvestments$25.0012/16/2011 7:07:43 AM
capital-renewal$25.0012/16/2011 9:28:20 AM
davisfl$25.0012/16/2011 9:40:11 AM
finance-mushroom$59.0012/16/2011 9:45:00 AM
EBITDA$25.0012/16/2011 9:45:26 AM
wwwUniversal$25.0012/16/2011 9:25:29 AM
thelovebug$100.0012/16/2011 9:50:14 AM
CalBear08$25.0012/16/2011 9:44:04 AM
magnitude787$25.0012/16/2011 9:30:49 AM
frogperson$75.0012/16/2011 9:32:38 AM
payout-harmony4$50.0012/16/2011 10:07:42 AM
rysil$35.0012/16/2011 10:26:46 AM
red-power-pecan$50.0012/16/2011 9:54:34 AM
thorough-marketplace441$25.0012/16/2011 9:39:03 AM
wealth-infusion6$50.0012/16/2011 10:20:28 AM
dollardave$50.0012/16/2011 10:52:47 AM
innocent-dedication$25.0012/16/2011 10:30:31 AM
processor115$200.0012/16/2011 4:19:35 PM
processor115$25.0012/16/2011 4:20:23 PM
processor115$25.0012/16/2011 6:03:34 PM
papaloha$25.0012/16/2011 6:50:51 PM
first-unafraid-bill$25.0012/17/2011 2:22:25 AM
leverage-monger$25.0012/17/2011 9:20:10 AM
emphatic-bonus5$75.0012/17/2011 9:43:14 AM
proud-pound4$25.0012/17/2011 12:19:10 PM
melodious-fairness$25.0012/17/2011 12:25:32 PM
asiaratt$40.0012/17/2011 12:28:02 PM
trader-joe$30.0012/17/2011 1:25:13 PM
scottssmcom$42.0012/17/2011 4:51:42 PM
136 Investments
 
Borrower Payment Dependent Notes Series 543508
This series of Notes was issued and sold upon the funding of the borrower loan #57605, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1964 Debt/Income ratio: Not calculated
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 2Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:5y 6m
Amount delinquent: $0 Total credit lines: 28Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,770 
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: No  
Screen name: return-orchid412 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
credit cards
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MadHun$80.9312/16/2011 9:25:09 AM
FASTIZIO_P$25.0012/16/2011 9:21:36 AM
economy-producer$25.0012/16/2011 9:13:18 AM
debt-force$25.0012/16/2011 9:12:53 AM
saffron4$25.0012/16/2011 9:10:41 AM
stepatatime-together$100.0012/16/2011 9:05:22 AM
self-reliant-p2p2$25.0012/16/2011 8:04:05 AM
vibraphone3$25.0012/16/2011 9:15:05 AM
worldly-community3$50.0012/16/2011 9:09:38 AM
economy-coup$50.0012/16/2011 9:08:20 AM
lender4433$25.0012/16/2011 9:08:03 AM
csa_101824$25.0012/16/2011 9:16:00 AM
tremendous-payment$25.0012/16/2011 9:11:28 AM
beeper2$25.0012/16/2011 9:09:54 AM
money-booster2$25.0012/16/2011 7:49:46 AM
dc4vlad$50.0012/16/2011 5:05:36 AM
top-affluence-saver$25.0012/16/2011 7:09:19 AM
DDCInvestments$50.0012/16/2011 5:29:59 AM
careful-note$30.0012/16/2011 4:30:44 AM
browneyegravy$25.0012/15/2011 8:51:32 PM
newest-phenomenal-dinero$25.0012/16/2011 12:39:16 AM
coin-cooker8$26.4712/16/2011 3:59:20 AM
Sebremnc$25.0012/15/2011 6:02:01 PM
suges$25.0012/15/2011 7:15:32 PM
dime-sprout$25.0012/15/2011 5:36:20 PM
trajectory8$100.0012/15/2011 5:34:17 PM
ultimate-payment$25.0012/15/2011 5:32:26 PM
prescription0$25.0012/15/2011 5:09:10 PM
NotOprah$50.0012/15/2011 5:41:21 PM
CalBear08$25.0012/15/2011 5:25:07 PM
jstefans$25.0012/15/2011 5:05:45 PM
rupee-prairie$25.0012/15/2011 4:19:41 PM
bus653$25.0012/15/2011 5:11:27 PM
SecondChanceLendingSERV$25.0012/15/2011 1:33:27 PM
miked8303$50.0012/15/2011 1:21:24 PM
jay100124$38.0012/15/2011 2:10:46 PM
new-gold-wrangler$2,000.0012/15/2011 2:00:03 PM
happy-return4$50.0012/15/2011 11:44:48 AM
nickel-quark$25.0012/15/2011 12:11:22 PM
javelin0$25.0012/15/2011 9:54:03 AM
zone8$85.0012/15/2011 9:46:54 AM
GCInvestments$29.0012/15/2011 9:37:24 AM
worldly-gold$50.0012/15/2011 9:33:50 AM
engrossing-responsibility0$50.0012/15/2011 9:39:23 AM
revenue-serenity$25.0012/15/2011 9:37:57 AM
finance-mushroom$152.0012/15/2011 9:24:27 AM
fantastic-wampum1$35.0012/15/2011 9:06:55 AM
jmcdon7230$25.0012/15/2011 8:02:21 AM
handshake5$90.0012/15/2011 9:05:55 AM
deal-pioneer1$25.0012/15/2011 6:35:50 AM
Gilgothdae$25.0012/15/2011 8:01:28 AM
treasure-bliss$25.0012/15/2011 5:17:44 AM
burgeoning-peace3$25.0012/15/2011 6:51:11 AM
ore-armada$25.0012/15/2011 5:56:58 AM
greenback-guard$25.0012/15/2011 5:15:02 AM
rick446$25.0012/15/2011 4:04:48 AM
fcukciti$35.0012/15/2011 1:34:18 AM
michaelray703$25.0012/14/2011 8:33:34 PM
bazaar-hyperdrive3$50.0012/14/2011 9:11:16 PM
payment-gusto$25.0012/14/2011 7:07:53 PM
ZTA0796$25.0012/14/2011 6:19:50 PM
glimmering-funds2$25.0012/14/2011 6:18:45 PM
RandomMonkey$25.0012/14/2011 6:09:32 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:00 PM
LateOneNight$25.0012/14/2011 4:51:31 PM
worth-viking$100.0012/14/2011 12:33:07 PM
inprotest$50.0012/14/2011 12:32:03 PM
blue-radiant-economy$100.0012/14/2011 1:51:10 AM
IIP77$25.0012/13/2011 5:47:31 PM
zeeexsixare$100.0012/13/2011 9:09:10 PM
MASinVestment$50.0012/13/2011 5:16:02 PM
dough-souffle$25.0012/13/2011 2:22:41 PM
agalt$80.0012/13/2011 12:35:49 PM
haplender$50.0012/13/2011 1:48:08 PM
factcheck$26.6012/13/2011 10:19:02 AM
Wellman$25.0012/13/2011 9:43:05 AM
diplomatic-wealth7$25.0012/13/2011 9:21:59 AM
the-laudable-peso$50.0012/13/2011 8:15:56 AM
loan-rider7$25.0012/13/2011 8:09:57 AM
orange-preeminant-bill$25.0012/13/2011 5:51:36 AM
ethical-truth211$500.0012/13/2011 2:41:20 AM
green28$50.0012/13/2011 5:07:28 AM
Mark-7$50.0012/12/2011 9:38:03 PM
valiant-note129$100.0012/13/2011 1:21:43 AM
transparency-giant$50.0012/12/2011 9:37:51 PM
heart514$25.0012/12/2011 7:27:18 PM
HamachiMan$50.0012/12/2011 8:24:47 PM
economy-shrubbery6$25.0012/12/2011 5:09:03 PM
gjm6d$25.0012/12/2011 9:36:19 AM
red-power-pecan$50.0012/12/2011 9:23:22 AM
social-trumpet$25.0012/12/2011 9:36:29 AM
VesuvianMan$25.0012/12/2011 9:17:11 AM
blue-lively-platinum$25.0012/10/2011 2:21:57 PM
dedication-magnolia9$25.0012/10/2011 1:53:43 PM
Investor_DP$100.0012/9/2011 9:22:20 AM
profit-powerplant$25.0012/9/2011 9:24:06 AM
golden-velocity9$30.0012/8/2011 5:09:23 PM
tremendous-yield8$25.0012/10/2011 1:23:38 PM
truth-companion$25.0012/11/2011 12:25:52 PM
nimble-revenue5$50.0012/12/2011 9:18:54 AM
finance-prescription$100.0012/12/2011 9:20:14 AM
minddoc$50.0012/12/2011 9:23:01 AM
jkeller4000$25.0012/12/2011 1:15:22 PM
pound-mushroom3$25.0012/12/2011 5:07:52 PM
brazilofmux$100.0012/12/2011 5:29:41 PM
happy-return4$50.0012/12/2011 6:04:44 PM
green-rate-futurist$50.0012/12/2011 7:30:03 PM
langdonx$25.0012/12/2011 8:34:01 PM
treasure-bliss$25.0012/13/2011 5:38:48 AM
worth-arch$25.0012/13/2011 6:41:56 AM
Comoparklender$25.0012/13/2011 9:27:46 AM
mercuriant$25.0012/13/2011 9:37:18 AM
deal-searcher1$25.0012/13/2011 4:40:51 PM
sjc224$25.0012/13/2011 4:20:30 PM
careful-note$25.0012/13/2011 11:07:03 PM
the-laudable-peso$40.0012/14/2011 7:04:47 AM
duty-explosion9$75.0012/14/2011 11:15:25 AM
Katburg$25.0012/14/2011 9:34:33 AM
Ducatiman1978$25.0012/14/2011 4:45:31 PM
unassailable-listing3$100.0012/14/2011 6:29:35 PM
KMSB$25.0012/14/2011 6:46:32 PM
hyrolln$25.0012/14/2011 7:05:51 PM
igniter584$50.0012/14/2011 8:12:40 PM
MASinVestment$100.0012/14/2011 8:56:23 PM
useful-cash043$300.0012/14/2011 8:00:36 PM
Webpreneur$50.0012/15/2011 12:23:28 AM
lie21073$25.0012/14/2011 9:53:06 PM
course7$25.0012/15/2011 2:56:20 AM
Inquisitor06$25.0012/15/2011 6:11:51 AM
orange-preeminant-bill$25.0012/15/2011 5:26:25 AM
Bookophile$50.0012/15/2011 6:30:08 AM
greenback-guard$25.0012/15/2011 5:09:05 AM
hptcrabbers$25.0012/15/2011 7:17:06 AM
tremendous-integrity$50.0012/15/2011 7:23:48 AM
miamibeachloaner$25.0012/15/2011 9:32:00 AM
EBITDA$25.0012/15/2011 9:34:42 AM
traice$25.0012/15/2011 9:36:50 AM
asiaratt$50.0012/15/2011 9:35:06 AM
dedicated-transaction796$25.0012/15/2011 9:43:19 AM
shrewd-peace7$25.0012/15/2011 9:36:27 AM
trade-beeper4$25.0012/15/2011 9:46:17 AM
kulender$100.0012/15/2011 9:41:04 AM
miked8303$25.0012/15/2011 9:41:21 AM
careful-vigilance4$50.0012/15/2011 9:49:56 AM
loan-wasp$50.0012/15/2011 10:50:58 AM
transparency-baton$25.0012/15/2011 12:19:48 PM
e4gf8e$25.0012/15/2011 1:19:38 PM
dedication-magnolia9$25.0012/15/2011 12:59:12 PM
unbelievable-exchange$100.0012/15/2011 4:45:15 PM
first-silver-bridge$25.0012/15/2011 4:19:29 PM
help4u$25.0012/15/2011 3:13:58 PM
thelovebug$100.0012/15/2011 5:20:50 PM
JamesStock$25.0012/15/2011 5:24:18 PM
deal-hickory5$100.0012/15/2011 5:30:51 PM
cajunguy$39.4012/15/2011 4:52:15 PM
wwwUniversal$25.0012/15/2011 5:36:42 PM
life-is-great$25.0012/15/2011 5:25:28 PM
juan-juan$50.0012/15/2011 7:43:34 PM
officer8$25.0012/16/2011 5:43:31 AM
suave-dime6$25.0012/16/2011 5:51:04 AM
value-fortress3$25.0012/15/2011 9:17:08 PM
ksubd$50.0012/15/2011 11:18:30 PM
swandeezl$27.0012/16/2011 1:15:38 AM
kendigme$25.9812/16/2011 2:19:54 AM
Belair_Advisors$25.0012/16/2011 3:12:11 AM
Spookytj$25.0012/16/2011 6:17:23 AM
TrekTune$25.0012/16/2011 3:54:55 AM
AAAInvestments$25.0012/16/2011 7:07:42 AM
shawnw2$100.0012/16/2011 8:17:40 AM
treasure-brigade$25.0012/16/2011 5:47:19 AM
Diamond_Jim$25.0012/16/2011 9:17:40 AM
Abundanceforus$35.6212/16/2011 6:34:09 AM
worldly-income2$25.0012/16/2011 6:50:31 AM
point$50.0012/16/2011 9:08:14 AM
financial-frenzy$25.0012/16/2011 9:25:06 AM
bassman2$25.0012/16/2011 9:16:31 AM
broc78$25.0012/16/2011 8:32:14 AM
Miklot$30.0012/16/2011 9:06:21 AM
leverage-monger$25.0012/16/2011 9:14:53 AM
worthy-bid8$50.0012/16/2011 9:15:07 AM
important-openness1$46.0012/16/2011 9:19:25 AM
best-charming-leverage$43.0012/16/2011 9:19:47 AM
pujols8996$50.0012/16/2011 9:20:30 AM
yield-trader$25.0012/16/2011 9:22:13 AM
184 Investments
 
Borrower Payment Dependent Notes Series 543524
This series of Notes was issued and sold upon the funding of the borrower loan #57429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $128.58
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2000 Debt/Income ratio: 15%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,798Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: Tamerz Borrower's state: Illinois Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 26 ( 100% ) 700-719 (Latest)
Principal borrowed: $19,000.00< 31 days late: 0 ( 0% )  
780-799 (Oct-2009)
760-779 (Jul-2008)
740-759 (Dec-2007)
660-679 (Jun-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off some credit card debt.

My financial situation:
I've built up some credit card debt. I want to pay one of them off with a fixed rate loan here.

Currently it has built up because I have an empty condo. I had to move everything out of it and store it some place before I could put it up for rent. It is now all moved out and a leasing agent marketing it.

I moved into my fiance's condo and don't pay any rent so once my place is rented, it will be all income. It will go towards paying down debt. I'll be paying this loan off second to last (car is super low rate).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/11/2011 12:02:20 PM
blue-lively-platinum$25.0012/11/2011 12:06:17 PM
notyourdaddy$25.0012/11/2011 12:22:27 PM
Proactive-Financial-Lending$25.0012/11/2011 12:06:28 PM
bb575$50.0012/11/2011 12:27:05 PM
AFairDeal$25.0012/11/2011 12:29:24 PM
unforgettable-wealth4$50.0012/11/2011 12:36:01 PM
bold-yield-rumbler$25.0012/11/2011 12:11:18 PM
income-banjo$50.0012/11/2011 12:16:15 PM
oskizzle$25.0012/11/2011 12:51:49 PM
majestic-repayment3$25.0012/11/2011 1:53:46 PM
CincyTex$150.0012/11/2011 12:21:08 PM
brazilofmux$100.0012/11/2011 12:21:34 PM
RLaumeyer$50.0012/11/2011 12:26:03 PM
investmentgroup$25.0012/11/2011 12:26:31 PM
lowrater$150.9012/11/2011 12:27:27 PM
happy-loot3$100.0012/11/2011 12:34:05 PM
igniter584$25.0012/11/2011 12:36:28 PM
inspired-investment8$100.0012/11/2011 6:09:22 PM
spiff666$26.6612/11/2011 2:59:49 PM
green-rate-futurist$75.0012/11/2011 2:38:44 PM
auction-seeker4$25.0012/11/2011 5:42:37 PM
ryan6853$25.0012/11/2011 8:58:52 PM
math1973$50.0012/11/2011 6:38:30 PM
janeybooboo$100.0012/12/2011 3:59:30 AM
Mrs-Honeydew$25.0012/12/2011 5:07:48 AM
Mailmon$25.0012/12/2011 3:18:36 AM
riproaringrapids$25.0012/12/2011 9:07:25 AM
the-inspired-justice$25.0012/12/2011 9:06:48 AM
responsive-value4$25.0012/12/2011 9:13:29 AM
igniter584$75.0012/12/2011 9:27:03 AM
standanddeliver$50.0012/12/2011 9:11:01 AM
tsui517$50.0012/12/2011 9:32:21 AM
lounges$40.0012/12/2011 9:37:17 AM
Tradesmanlender$25.0012/12/2011 9:24:36 AM
puyanera$25.0012/12/2011 9:37:41 AM
houli123$25.0012/12/2011 12:07:16 PM
JBF_Investments$25.5312/12/2011 9:44:27 AM
Cherrypicker$30.0012/12/2011 11:47:08 AM
penny-plato$25.0012/12/2011 2:19:14 PM
Brisket_Bob$50.0012/12/2011 2:31:50 PM
equitable-p2ploan8$25.0012/12/2011 2:43:37 PM
napoleon1168$25.0012/12/2011 3:10:29 PM
gt5149c$25.0012/12/2011 3:41:17 PM
income-safehouse9$216.0012/12/2011 4:39:23 PM
hopheadmike$27.0012/12/2011 3:50:13 PM
r48$32.0012/12/2011 4:32:09 PM
investment-artist$30.0112/11/2011 12:08:28 PM
loanman2007$25.0012/11/2011 12:09:28 PM
indomitable-coin$25.0012/11/2011 12:10:20 PM
britgsb$30.0012/11/2011 12:17:48 PM
sdloanhelper$50.0012/11/2011 12:19:25 PM
market-solstice2$25.0012/11/2011 12:19:38 PM
Feyenoord$30.0012/11/2011 12:11:24 PM
trade-burrito4$35.0012/11/2011 12:11:58 PM
GElender$40.0012/11/2011 12:12:26 PM
Beechturner$50.0012/11/2011 12:16:54 PM
BxRealtor$25.0012/11/2011 12:17:08 PM
timbob$100.0012/11/2011 12:21:16 PM
rmachi$25.0012/11/2011 12:24:21 PM
affluence-generator2$100.0012/11/2011 12:24:11 PM
Moe87$25.0012/11/2011 6:11:41 PM
vutah$25.0012/11/2011 2:53:09 PM
drkosh$25.0012/11/2011 4:18:49 PM
s270$30.4012/11/2011 6:22:24 PM
168RichCapital$25.1212/11/2011 6:18:39 PM
RainMakers$25.0012/11/2011 10:38:56 PM
Jordan1123$25.0012/11/2011 7:01:40 PM
Determined_Raccoon$25.0012/12/2011 4:09:55 AM
basis-ferret8$50.0012/11/2011 6:55:37 PM
Hillbilly_Banker$25.0012/12/2011 6:31:08 AM
Socorro_Capital_Partners$25.0112/11/2011 11:47:52 PM
thankful-nickel2$25.0012/12/2011 6:13:12 AM
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shellstar$30.0012/12/2011 8:13:00 AM
awwaww$25.0012/12/2011 9:06:10 AM
mtquan$25.0012/12/2011 9:29:48 AM
gtdane$45.0612/12/2011 9:39:37 AM
power-companion7$75.0012/12/2011 9:40:20 AM
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Tscheddar$25.0012/12/2011 9:35:39 AM
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corporatejim$25.0012/12/2011 12:34:12 PM
beachfunder$25.0012/12/2011 12:01:43 PM
engaging-worth$25.0012/12/2011 10:30:06 AM
careful-note$50.0012/12/2011 1:18:11 PM
WZ3190$25.0012/12/2011 1:17:31 PM
shur$50.0012/12/2011 12:37:47 PM
yield-hut$25.0012/12/2011 2:05:18 PM
frankdelraza$25.0012/12/2011 12:59:48 PM
FlexFunding$50.0012/12/2011 1:55:15 PM
purposeful-pound5$31.2912/12/2011 3:05:02 PM
chicagobanker$50.0012/12/2011 4:34:19 PM
97 Investments
 
Borrower Payment Dependent Notes Series 543558
This series of Notes was issued and sold upon the funding of the borrower loan #57533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $24,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $787.56
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1993 Debt/Income ratio: 12%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 13Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 52 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $961Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: ore-party5 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 6 ( 100% ) 740-759 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
740-759 (Jan-2011)
760-779 (Dec-2010)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Expanding my business
I started a new frozen yogurt business and it has gone EXTREMELY well - so well that we are in the expansion phase prior to next summer. I am requesting this loan as backup working capital as we explore our expansion plans.

I have a franchise (2 stores currently) and both stores are ranked in the top 10 nationally (out of 160 stores). Cash flow is strong - I am looking to open three more in 2012 and build out requires large sums of cash. I don't want to starve the business from a working capital standpoint.

My household income exceeds $600,000. I am applying solely (my income is over $325,000 - not including income from the business).

I appreciate your consideration and welcome any / all questions.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/8/2011 5:02:14 PM
determined-revenue1$35.0012/8/2011 5:14:43 PM
aabadabadoo$25.0012/8/2011 5:07:19 PM
trade-burrito4$35.0012/8/2011 5:14:23 PM
skillful-diversification2$25.0012/8/2011 5:20:22 PM
affluence-generator2$100.0012/8/2011 5:21:46 PM
AFairDeal$25.0012/8/2011 5:13:51 PM
brazilofmux$100.0012/8/2011 5:37:48 PM
market-solstice2$25.0012/8/2011 5:36:21 PM
careful-note$50.0012/8/2011 5:34:12 PM
Lo0se_mo0se$30.0012/8/2011 8:49:36 PM
availableloan$25.0012/8/2011 8:45:54 PM
income-safehouse9$750.0012/9/2011 3:30:16 AM
power-cell$35.0012/9/2011 8:40:52 AM
riproaringrapids$25.0012/9/2011 9:13:18 AM
circuitfive$25.0012/9/2011 9:11:09 AM
KLCRAY$25.0012/9/2011 9:30:46 AM
AF_Trust$100.0012/9/2011 2:51:41 PM
deepventures$50.0012/9/2011 4:22:20 PM
blot44$25.0012/9/2011 4:27:35 PM
bb575$50.0012/9/2011 5:09:00 PM
tenacious-capital3$26.2712/9/2011 5:29:57 PM
goldie414$50.0012/9/2011 5:39:26 PM
friendly-worth3$25.0012/9/2011 6:33:37 PM
Tbone49$25.0012/9/2011 7:16:07 PM
cargo254$200.0012/10/2011 5:38:26 AM
yield-hut$26.0012/10/2011 4:40:06 AM
Px3VENTURES$500.0012/10/2011 6:19:29 AM
bdloans$50.0012/10/2011 8:50:44 AM
intuitive-integrity9$50.0012/10/2011 10:16:44 AM
sdloanhelper$50.0012/10/2011 12:18:32 PM
Relaxo$50.0012/10/2011 12:13:17 PM
Tradesmanlender$25.0012/10/2011 12:37:13 PM
dollar-trajectory8$100.0012/10/2011 2:04:16 PM
rate-negotiator$25.0012/10/2011 5:12:32 PM
john0720$100.0012/10/2011 3:58:02 PM
just-loyalty643$50.0012/10/2011 4:40:17 PM
reward-motion$25.0012/10/2011 6:01:49 PM
Rob717171$40.0012/10/2011 7:02:29 PM
bold-bright-currency$25.0012/10/2011 8:19:12 PM
Castellan$50.0012/11/2011 7:51:35 AM
income-banjo$100.0012/11/2011 8:10:44 AM
tsui517$50.0012/11/2011 8:11:27 AM
vibrant-trade8$35.0012/11/2011 12:19:27 PM
rmachi$25.0012/11/2011 12:24:20 PM
silver-birdie$100.0012/11/2011 12:33:07 PM
pujols8996$50.0012/11/2011 12:33:55 PM
Paxman84$25.0012/11/2011 2:44:17 PM
dontletmoneyfoolya$25.0012/11/2011 3:41:44 PM
inspired-investment8$100.0012/11/2011 6:09:19 PM
math1973$50.0012/11/2011 6:38:29 PM
best-payment-antioxidant$31.0012/12/2011 8:33:49 AM
credit-superstar3$25.0012/12/2011 5:52:27 AM
IIP77$25.0012/12/2011 9:08:18 AM
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igniter584$25.0012/12/2011 11:27:43 AM
adventurous-commerce$25.0012/12/2011 12:23:38 PM
shur$50.0012/12/2011 12:37:46 PM
gods_favored$50.0012/12/2011 11:16:25 AM
gWellington$25.0012/12/2011 1:33:52 PM
108lender$300.0012/12/2011 1:59:54 PM
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langdonx$50.0012/12/2011 8:34:23 PM
a-finance-nirvana$25.0012/13/2011 2:29:42 AM
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Pickmar$25.0012/13/2011 5:44:47 AM
the_winning_ticket$100.0012/13/2011 1:06:19 AM
Rockymtnhi$25.0012/13/2011 7:09:58 AM
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giftgold$25.0012/13/2011 5:44:39 AM
Butterfly1950$25.0012/13/2011 6:51:16 AM
porter22$25.0012/13/2011 7:30:37 AM
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wampum-chorus3$25.0012/13/2011 9:14:44 AM
ImaPutz$25.0012/13/2011 8:09:10 AM
ChrisJB$25.0012/13/2011 9:20:07 AM
fervent-repayment$50.0012/13/2011 9:19:55 AM
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skro$25.0012/13/2011 9:28:53 AM
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gold-commander0$25.0012/13/2011 9:36:07 AM
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gold-channel2$25.0012/13/2011 9:40:14 AM
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meenan$100.0012/13/2011 10:21:23 AM
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einstein$500.0012/13/2011 5:13:05 PM
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extraordinary-silver5$25.0012/13/2011 5:30:42 PM
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ti22ring$25.0012/13/2011 5:35:06 PM
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Asset-Builder$118.4912/13/2011 7:19:45 PM
dpfl55$25.0012/13/2011 9:46:14 PM
wtrboy$50.0012/13/2011 11:56:04 PM
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dckpolo$25.0012/14/2011 5:29:16 AM
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bannybucks$25.0012/14/2011 6:28:59 AM
jasonrun$30.1912/14/2011 6:44:27 AM
johngaltline$25.0012/13/2011 11:59:25 PM
radforj22$50.0012/14/2011 8:04:28 AM
vigorous-payment6$25.0012/14/2011 8:46:46 AM
Nordzee$50.0012/14/2011 7:05:04 AM
greenback-seagull2$50.0012/14/2011 9:23:43 AM
yennib$25.0012/14/2011 9:24:53 AM
miket71$30.0012/14/2011 9:32:39 AM
shrewd-benjamins$25.0012/14/2011 9:43:03 AM
market-assembler$50.0012/14/2011 9:52:47 AM
first-repayment-magician$50.0012/14/2011 9:53:28 AM
tolerant-dinero2$25.0012/14/2011 10:06:06 AM
flexible-wealth417$25.0012/14/2011 11:20:05 AM
best-decisive-peace$25.0012/14/2011 9:36:46 AM
worth-blanket2$4,700.0012/14/2011 12:31:57 PM
St_Sebastians_Lending$30.0012/14/2011 10:52:33 AM
pdub$75.0012/8/2011 5:33:21 PM
loanman2007$25.0012/8/2011 5:10:27 PM
BxRealtor$25.0012/8/2011 5:06:23 PM
happy-loot3$100.0012/8/2011 5:23:12 PM
cordial-bonus$25.0012/8/2011 5:17:53 PM
indomitable-coin$25.0012/8/2011 5:25:47 PM
superb-funds335$25.0012/8/2011 5:28:05 PM
kenji4861$25.0012/8/2011 5:24:42 PM
igniter584$25.0012/8/2011 5:34:55 PM
passivesf$75.0012/8/2011 5:53:29 PM
loyalty-circuitry$100.0012/8/2011 6:35:34 PM
thankful-nickel2$25.0012/8/2011 7:46:53 PM
pioneer580$50.0012/9/2011 6:15:37 AM
first-serene-credit$25.0012/9/2011 7:51:47 AM
Income-Scout$600.0012/9/2011 9:09:56 AM
DadWarbucks$25.0012/9/2011 9:06:27 AM
subtle-revenue0$25.0012/9/2011 9:06:48 AM
timbob$100.0012/9/2011 9:36:55 AM
money-booster2$50.0012/9/2011 12:12:22 PM
organized-payment6$50.0012/9/2011 1:08:26 PM
Bank42$25.0012/9/2011 1:54:45 PM
scrappy-bonus2$25.0012/9/2011 4:06:14 PM
focused-bill3$25.0012/9/2011 5:22:16 PM
wise-repayment-kayak$39.0012/9/2011 5:53:20 PM
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revenue-burst676$25.0012/9/2011 5:36:54 PM
riproaringrapids$25.0012/9/2011 8:02:59 PM
payout-motivator0$100.0012/9/2011 8:48:46 PM
market-trooper3$30.0012/9/2011 10:59:59 PM
lekkerguy$50.0012/10/2011 12:51:14 AM
Fearless_Lender$25.0012/10/2011 4:57:51 AM
JM-Sarawak$100.0012/10/2011 6:23:56 AM
moola-gargantuan9$50.0012/10/2011 8:44:15 AM
pennyloafer$25.0012/10/2011 10:35:48 AM
poeman$50.0012/10/2011 11:50:55 AM
currency-agave$50.0012/10/2011 11:15:13 AM
justalender$50.0012/10/2011 11:27:19 AM
Syzygy$25.0012/10/2011 12:06:16 PM
britgsb$30.0012/10/2011 12:08:06 PM
Zeenos$25.1112/10/2011 12:19:27 PM
auction-elvis$25.0012/10/2011 12:25:20 PM
courteous-fund9$50.0012/10/2011 12:39:03 PM
lounges$40.0012/10/2011 12:40:34 PM
kid_dynamite15$75.0012/10/2011 12:42:55 PM
worthy-bid8$50.0012/10/2011 12:44:33 PM
bomdel$25.0012/10/2011 1:35:09 PM
VGitane25$100.0012/10/2011 4:07:43 PM
happyinvallarta$50.0012/10/2011 4:08:44 PM
payment-halo$25.0012/10/2011 7:36:12 PM
2cit$53.5812/10/2011 7:48:07 PM
bruin558$80.0012/10/2011 9:41:26 PM
sgmm330$25.0012/10/2011 8:12:38 PM
unrelenting-integrity$25.0012/10/2011 11:13:41 PM
TrueFortune$50.0012/11/2011 12:27:43 AM
fragonardlives$25.0012/11/2011 7:29:39 AM
bold-yield-rumbler$25.0012/11/2011 7:39:58 AM
unforgettable-wealth4$50.0012/11/2011 8:08:04 AM
BonesyJones$200.0012/11/2011 10:29:33 AM
UT-Longhorn$25.0012/11/2011 9:19:42 AM
djs81$50.0012/11/2011 9:50:48 AM
basis-ferret8$50.0012/11/2011 6:55:29 PM
suave-income397$750.0012/11/2011 7:39:20 PM
drkosh$25.0012/11/2011 4:18:49 PM
MB122$25.0012/12/2011 5:59:46 AM
wise-silver-wonder$25.0012/12/2011 7:34:19 AM
awwaww$25.0012/12/2011 9:06:09 AM
Unclejohn$25.0012/12/2011 8:07:45 AM
credit-statuette8$50.0012/12/2011 9:05:24 AM
Banker7371$25.0012/12/2011 9:08:46 AM
social-trumpet$25.0012/12/2011 9:36:29 AM
chestnut4$25.0012/12/2011 9:28:18 AM
toblerone$25.0012/12/2011 9:36:59 AM
puyanera$25.0012/12/2011 9:37:40 AM
chemistry220$25.0012/12/2011 9:44:40 AM
csais50$25.0012/12/2011 1:09:34 PM
eveaclir$25.0012/12/2011 1:39:13 PM
LoanDMC$33.3412/12/2011 3:46:01 PM
tenacious-payout$25.0012/12/2011 4:44:39 PM
rss197$25.0012/12/2011 4:57:58 PM
happy-loot3$200.0012/12/2011 3:26:22 PM
smart-money$37.3912/12/2011 4:13:41 PM
wonderous-truth6$50.0012/12/2011 5:17:57 PM
autonomous-kindness8$25.0012/12/2011 5:24:36 PM
Jay_Tee$45.0012/12/2011 5:30:25 PM
influential-benjamins0$100.0012/12/2011 5:38:54 PM
MONEYLENDER101$50.0012/12/2011 5:28:34 PM
strombo27$25.0012/12/2011 6:46:25 PM
MrBlack$50.0012/12/2011 6:26:07 PM
singularity584$100.0012/12/2011 6:39:14 PM
MrBlack$50.0012/12/2011 6:29:38 PM
asset-producer1$100.0012/12/2011 7:58:32 PM
HamachiMan$50.0012/12/2011 8:24:48 PM
funds-framework4$71.0312/12/2011 8:35:41 PM
transparency-giant$50.0012/12/2011 9:37:51 PM
asset-producer1$100.0012/12/2011 8:02:07 PM
suave-dollar$25.0012/13/2011 4:49:45 AM
trustworthy-finance6$300.0012/13/2011 7:28:12 AM
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the-laudable-peso$50.0012/13/2011 8:15:56 AM
Captain_America$50.0012/13/2011 6:48:11 AM
syounker$25.0012/13/2011 9:08:51 AM
wise-silver-wonder$25.0012/13/2011 7:29:00 AM
Mark090$25.0012/13/2011 8:16:03 AM
RgPro$25.0012/13/2011 9:08:54 AM
upbeat-coin937$25.0012/13/2011 9:32:20 AM
don8ter$48.0012/13/2011 9:34:47 AM
w3alter$50.0012/13/2011 9:38:59 AM
the-profit-oracle$25.0012/13/2011 9:24:16 AM
HUNTER599673$25.0012/13/2011 9:50:17 AM
igniter584$25.0012/13/2011 10:02:12 AM
icchok$30.0012/13/2011 9:36:49 AM
commanding-treasure2$50.0012/13/2011 10:59:43 AM
silverloan$29.0012/13/2011 9:46:29 AM
capital-futurist$25.0012/13/2011 12:09:27 PM
investment-tempo$25.0012/13/2011 11:55:25 AM
Cheburashka$25.0012/13/2011 9:54:07 AM
arenangelchild$149.3312/13/2011 1:01:28 PM
deepclear$100.0012/13/2011 2:11:08 PM
ethicalhumanist$100.0012/13/2011 2:37:18 PM
MidLifeCrisis$25.0012/13/2011 3:28:12 PM
dough-souffle$200.0012/13/2011 12:57:41 PM
bchbum$25.0012/13/2011 4:52:39 PM
funds-captain4$50.0012/13/2011 5:06:55 PM
kevin314$25.0012/13/2011 5:26:53 PM
EvalCrux$50.0012/13/2011 5:34:09 PM
george6791$25.0012/13/2011 6:12:55 PM
impressive-justice6$50.0012/13/2011 7:35:07 PM
cattlebaron$25.0012/13/2011 9:14:52 PM
Socorro_Capital_Partners$25.0112/13/2011 9:17:48 PM
cattlebaron$25.0012/13/2011 9:14:37 PM
gravbox$25.0012/13/2011 6:01:10 PM
flexible-vigilance7$1,500.0012/13/2011 7:53:20 PM
cattlebaron$25.0012/13/2011 9:14:26 PM
travel101$25.0012/13/2011 9:51:12 PM
careful-note$100.0012/13/2011 11:15:49 PM
MASinVestment$100.0012/14/2011 7:33:05 AM
peripatetic$25.0012/14/2011 1:13:17 AM
houli123$25.0012/14/2011 7:35:48 AM
MASinVestment$1,000.0012/14/2011 7:37:46 AM
Lise46$25.0012/14/2011 8:33:40 AM
LendGuy$25.0012/14/2011 8:42:13 AM
the-enthralling-coin$25.0012/14/2011 9:26:37 AM
damage$25.0012/14/2011 9:35:19 AM
Elefunt$25.0012/14/2011 9:39:10 AM
genius520$37.0012/14/2011 9:42:57 AM
graceful-IRAinvestment$53.0012/14/2011 11:58:19 AM
a-fund-doctor$25.0012/14/2011 12:54:49 PM
ChrisProsper$2.0312/14/2011 1:43:16 PM
281 Investments
 
Borrower Payment Dependent Notes Series 543564
This series of Notes was issued and sold upon the funding of the borrower loan #57751, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jun-2010 Debt/Income ratio: Not calculated
Credit score: 720-739 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 6 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: thrilling-value536 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
loan
Purpose of loan:
This loan will be used to... consolidate bills

My financial situation:
I am a good candidate for this loan because... i always pay my bills on time. and i have good credit


Monthly net income: $1729.80
Monthly expenses: $600
Housing: $0
Insurance: $30
Car expenses: $205
Utilities: $0
Phone, cable, internet: $210
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $230
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-booster2$12.2312/19/2011 10:33:43 PM
bankbuddy55$100.0012/19/2011 6:17:53 PM
future-baby-fund$50.0012/19/2011 7:48:16 PM
Lubava$25.0012/19/2011 7:22:33 PM
Rebelrick9$25.0012/19/2011 4:55:31 PM
LuvToLend$25.0012/19/2011 1:17:29 PM
GS-ROCK$27.1312/19/2011 10:48:06 AM
greenback-guard$25.0012/19/2011 6:13:21 AM
Trespass4$60.0012/19/2011 2:59:15 AM
five-star-note$75.0012/18/2011 2:39:29 PM
forthright-trade$25.0012/18/2011 1:39:14 PM
mammalian4$25.0012/18/2011 12:19:45 PM
BuildingShanghai$35.4912/17/2011 7:54:25 PM
riveting-credit5$50.0012/17/2011 8:09:39 AM
eboomer2611$25.0012/16/2011 8:39:16 PM
850$50.0012/16/2011 11:16:41 PM
nikkiesgrandma$25.0012/16/2011 1:12:45 PM
Hedge-Fund$50.0012/16/2011 7:39:39 AM
impala6464$25.0012/16/2011 7:22:08 AM
leball$25.0012/15/2011 5:42:26 PM
transparency-universe8$25.0012/15/2011 5:32:47 PM
hidavehi$40.0012/15/2011 6:41:13 PM
blue-radiant-economy$100.0012/13/2011 11:15:32 PM
-PokerNut$90.8112/13/2011 8:21:08 PM
bid-stockpiler1$25.0012/13/2011 3:46:00 PM
let_me_retire$41.8812/13/2011 3:26:24 PM
lovely-greenback4$25.0012/13/2011 9:34:34 AM
money-booster2$30.0012/12/2011 9:57:29 PM
heart514$25.0012/12/2011 7:27:20 PM
jkeller4000$25.0012/12/2011 1:15:22 PM
green-successful-note$28.8212/11/2011 7:22:34 PM
green-rate-futurist$25.0012/11/2011 1:29:06 PM
Kash2010lu$25.0012/11/2011 12:30:25 PM
money-baron-Roth401k$50.0012/10/2011 8:06:11 AM
jkeller4000$25.0012/9/2011 5:19:13 PM
skillful-asset5$25.0012/9/2011 12:28:24 PM
Danjack_Capital$25.0012/8/2011 5:11:09 PM
lotuss4$25.0012/8/2011 5:21:08 PM
the-lean-bid$25.0012/8/2011 7:19:31 PM
zone6$100.0012/9/2011 7:09:07 AM
Legally_Blonde$25.0012/9/2011 3:23:50 PM
melodious-openness$25.0012/10/2011 9:31:56 AM
blue-lively-platinum$25.0012/10/2011 2:21:58 PM
graceful-IRAinvestment$25.0012/10/2011 8:20:01 PM
yons88$30.0012/10/2011 9:02:57 PM
social-hunter5$27.0012/11/2011 12:24:01 PM
asset-sprout$25.0012/12/2011 9:02:36 AM
economy-shrubbery6$25.0012/12/2011 5:09:04 PM
Mrs-Honeydew$25.0012/13/2011 4:14:30 AM
dough-souffle$100.0012/13/2011 2:35:11 PM
carrinel$71.6812/13/2011 7:35:20 PM
the-laudable-peso$40.0012/14/2011 7:04:48 AM
CashFlow13$100.0012/14/2011 9:25:34 AM
queentut$200.0012/14/2011 7:06:25 PM
calimanusa$50.0012/14/2011 7:55:08 PM
SFBank$50.0012/14/2011 8:22:43 PM
greenback-guard$25.0012/15/2011 5:15:03 AM
trustworthy-money2$25.0012/15/2011 8:53:50 AM
crab-e-bill$71.1312/15/2011 3:35:59 PM
Finchy78$26.0412/15/2011 4:52:09 PM
PatriotKnight$25.0012/15/2011 5:56:03 PM
WinterUSMC$25.0012/15/2011 9:32:53 PM
Graven33$25.0012/15/2011 8:29:21 PM
rebeldog67$40.0012/16/2011 10:11:38 AM
houli123$25.0012/16/2011 1:58:21 PM
social-heart$25.0012/16/2011 5:34:29 PM
papaloha$25.0012/16/2011 6:50:49 PM
Amber_Stone$25.0012/17/2011 2:15:47 PM
flaguynice$25.0012/17/2011 3:32:57 PM
autonomous-truth$50.0012/17/2011 11:07:39 PM
mainsail35$100.0012/18/2011 12:21:44 PM
deal-searcher1$25.0012/18/2011 3:07:08 PM
beachfunder$25.0012/18/2011 7:35:31 PM
sentimental-commerce1$53.3712/19/2011 8:17:20 AM
Starfin-Capital-Management$75.0012/19/2011 3:46:15 AM
atcrain07$27.0412/19/2011 6:02:08 AM
red-benefit-ruler$25.0012/19/2011 8:38:07 AM
1point21gigawatts$25.0012/19/2011 9:16:13 AM
likeable-hope$25.0012/19/2011 10:20:09 AM
income-rocker2$50.6912/19/2011 11:46:25 AM
Iloanyoumoney$25.0012/19/2011 4:26:12 PM
wwwUniversal$25.0012/19/2011 4:56:21 PM
greenback-chairman5$25.0012/19/2011 5:45:04 PM
unforgettable-market3$121.6912/19/2011 7:32:57 PM
orange-impartial-asset$25.0012/19/2011 7:56:32 PM
useful-cash043$500.0012/19/2011 7:09:14 PM
Valley-of-the-Dollar$25.0012/19/2011 8:47:39 PM
87 Investments
 
Borrower Payment Dependent Notes Series 543578
This series of Notes was issued and sold upon the funding of the borrower loan #57502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $562.54
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1993 Debt/Income ratio: 35%
Credit score: 700-719 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,233Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 36%  
   Homeownership: No  
Screen name: Train-Conductor-Jim Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 700-719 (Latest)
Principal borrowed: $11,000.00< 31 days late: 0 ( 0% )  
760-779 (Sep-2010)
 
Principal balance: $7,072.79 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Pay off higher line-of-credit rates
I plan to pay off two credit cards and create an "emergency fund", something we all should have but most don't. I work for Amtrak as a train conductor for the last four years, and I own my own business continuity consulting firm for one U.S. Fortune 500 company and one conglomerate that owns about 80 companies in the U.S. based out of London. Do I need this money -- no, would I like to save some money on interest by getting a lower rate than I pay now -- yes.

Please note - This loan was previously listed with a $100,000 income base; it appears that Prosper cannot accept business income as acceptable verifiable income, that said, I am listing my Amtrak income as $85,000/year (YTD income week ending 11/27/11) from my pay stub plus my "protected" (not future overtime) base for December 2011. This recommendation for listing income comes from the Prosper Document Verification Department.

Thanks for reconsidering this loan request to the 305 former investors out there.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/9/2011 9:02:19 AM
vinayski$25.0012/9/2011 9:06:43 AM
market-solstice2$25.0012/9/2011 9:07:23 AM
trade-burrito4$35.0012/9/2011 9:08:59 AM
indomitable-coin$25.0012/9/2011 9:09:28 AM
igniter584$25.0012/9/2011 9:18:16 AM
brazilofmux$100.0012/9/2011 9:39:07 AM
GElender$40.0012/9/2011 9:29:28 AM
happy-loot3$100.0012/9/2011 9:33:04 AM
kenji4861$25.0012/9/2011 9:31:24 AM
RecoveryLender$25.0012/9/2011 10:31:28 AM
focused-investment442$25.8012/9/2011 12:37:23 PM
passivesf$25.0012/9/2011 12:33:30 PM
impressive-justice6$25.0012/9/2011 5:06:50 PM
riproaringrapids$25.0012/9/2011 5:16:32 PM
timbob$100.0012/9/2011 5:33:11 PM
focused-bill3$25.0012/9/2011 5:22:17 PM
revenue-burst676$25.0012/9/2011 5:36:54 PM
yield-hut$25.0012/10/2011 4:41:35 AM
JM-Sarawak$100.0012/10/2011 6:24:35 AM
cerebral-dollar773$52.0812/10/2011 6:26:30 AM
Lo0se_mo0se$25.0012/10/2011 8:43:28 AM
intuitive-integrity9$50.0012/10/2011 10:16:45 AM
pennyloafer$25.0012/10/2011 10:35:49 AM
poeman$50.0012/10/2011 11:50:55 AM
bb575$50.0012/10/2011 12:40:00 PM
lounges$40.0012/10/2011 12:40:34 PM
dollar-trajectory8$75.0012/10/2011 2:05:30 PM
phenomenal-gain5$25.0012/10/2011 3:50:36 PM
happyinvallarta$50.0012/10/2011 4:08:44 PM
Rob717171$40.0012/10/2011 7:02:29 PM
tallfund$50.0012/10/2011 9:38:47 PM
income-banjo$100.0012/11/2011 8:10:45 AM
tsui517$50.0012/11/2011 8:11:28 AM
responsive-value4$25.0012/11/2011 8:50:29 AM
UT-Longhorn$25.0012/11/2011 9:19:42 AM
inspired-investment8$100.0012/11/2011 6:09:21 PM
drkosh$25.0012/11/2011 4:18:49 PM
suave-income397$750.0012/11/2011 7:55:23 PM
Unclejohn$25.0012/12/2011 8:07:45 AM
wise-silver-wonder$25.0012/12/2011 7:34:20 AM
credit-statuette8$50.0012/12/2011 9:05:24 AM
auction-elvis$25.0012/12/2011 9:18:03 AM
social-trumpet$25.0012/12/2011 9:36:30 AM
tenacious-capital3$26.2712/12/2011 9:38:35 AM
heerzaquestion$25.0012/12/2011 9:52:50 AM
unequivocal-exchange$30.0012/12/2011 10:59:56 AM
chemistry220$25.0012/12/2011 9:44:40 AM
LimaGuy$30.8512/12/2011 10:09:25 AM
FlexFunding$50.0012/12/2011 1:55:14 PM
108lender$300.0012/12/2011 1:59:55 PM
Jubael$100.0012/12/2011 3:01:54 PM
busytosucceed$43.6012/12/2011 4:24:37 PM
rss197$25.0012/12/2011 4:57:59 PM
MrBlack$50.0012/12/2011 6:29:39 PM
MrBlack$50.0012/12/2011 6:26:07 PM
peace-finder$25.0012/12/2011 7:40:48 PM
HamachiMan$50.0012/12/2011 8:24:50 PM
heart514$25.0012/12/2011 7:27:22 PM
DadsHaudiService$100.0012/12/2011 11:09:42 PM
careful-note$70.0012/13/2011 12:52:37 AM
ethical-truth211$500.0012/13/2011 2:30:15 AM
suave-dollar$25.0012/13/2011 4:49:45 AM
DonaldColorado$100.0012/13/2011 4:33:52 AM
dollar-tornado3$25.0012/13/2011 5:20:16 AM
Pasagam$50.0012/13/2011 5:38:30 AM
giftgold$25.0012/13/2011 5:44:40 AM
rhino-investing-eagle$40.0012/13/2011 6:49:14 AM
the_winning_ticket$100.0012/13/2011 1:06:22 AM
Captain_America$50.0012/13/2011 6:48:11 AM
IIP77$25.0012/13/2011 9:18:07 AM
kulender$73.0012/13/2011 9:16:35 AM
lovely-greenback4$100.0012/13/2011 9:21:06 AM
helvet$35.0012/13/2011 8:20:47 AM
fcrick$25.0012/13/2011 9:23:56 AM
rolltide09$25.0012/13/2011 9:29:22 AM
toblerone$25.0012/13/2011 9:26:19 AM
autonomous-kindness8$25.0012/13/2011 9:17:38 AM
factcheck$50.0012/13/2011 10:13:13 AM
progressive-economy261$400.0012/13/2011 9:35:29 AM
investment-tempo$25.0012/13/2011 11:55:26 AM
wealth-infusion6$200.0012/13/2011 12:30:44 PM
larrybird$2,000.0012/13/2011 12:40:42 PM
ethicalhumanist$100.0012/13/2011 2:38:34 PM
dime-smasher5$25.0012/13/2011 3:09:30 PM
MidLifeCrisis$25.0012/13/2011 3:28:12 PM
coin-flower1$25.0012/13/2011 3:03:17 PM
economy-equilibrium7$25.8712/13/2011 1:29:11 PM
Cherrypicker$35.0012/13/2011 1:51:10 PM
dough-souffle$200.0012/13/2011 2:13:30 PM
bchbum$25.0012/13/2011 4:52:39 PM
skro$25.0012/13/2011 5:10:12 PM
RecoveryLender$25.0012/13/2011 3:56:49 PM
keen-credit6$25.0012/13/2011 4:01:23 PM
MASinVestment$100.0012/13/2011 4:25:14 PM
minista$25.0012/13/2011 5:11:01 PM
EvalCrux$50.0012/13/2011 5:34:10 PM
ChrisTJ$25.0012/13/2011 5:20:31 PM
Cheburashka$25.0012/13/2011 5:23:05 PM
Fachim$25.0012/13/2011 6:12:45 PM
flexible-vigilance7$500.0012/13/2011 7:52:04 PM
wtrboy$50.0012/13/2011 11:56:04 PM
peripatetic$25.0012/14/2011 1:13:18 AM
Zane314$82.9312/14/2011 3:06:14 PM
MASinVestment$100.0012/14/2011 2:45:20 PM
historic-loan1$36.4712/14/2011 1:47:51 PM
Starica$1,000.0012/14/2011 12:37:57 PM
independent-dollar$35.0012/14/2011 1:45:15 PM
tolerant-dinero2$25.0012/14/2011 10:07:14 AM
georgedorn$25.0012/14/2011 12:24:18 PM
Hiru$30.0912/14/2011 12:07:28 PM
liberty-cocktail6$50.0012/14/2011 12:26:18 PM
ti22ring$25.0012/14/2011 9:38:54 AM
vtr1000$35.5912/14/2011 11:32:26 AM
syounker$25.0012/14/2011 9:30:43 AM
generosity-poem2$40.0012/14/2011 11:02:25 AM
hawk357$30.0012/14/2011 9:57:57 AM
wealth-tremolo7$25.0012/14/2011 9:42:28 AM
devoider$25.0012/14/2011 9:21:50 AM
dckpolo$25.0012/14/2011 5:29:17 AM
Mrs-Honeydew$25.0012/14/2011 5:15:13 AM
MissionMicroFinance$25.0012/14/2011 7:53:32 AM
Dignified-Market29$50.0012/13/2011 11:51:36 PM
Nordzee$50.0012/14/2011 7:05:04 AM
bonus-poplar2$25.0012/14/2011 6:02:30 AM
crw1950$50.0012/14/2011 5:02:54 AM
noodles932$37.7512/14/2011 4:41:10 AM
Socorro_Capital_Partners$25.0112/13/2011 9:18:43 PM
pdub$75.0012/9/2011 9:39:34 AM
whitegold24k$100.0012/9/2011 9:08:25 AM
BxRealtor$25.0012/9/2011 9:14:25 AM
AFairDeal$25.0012/9/2011 9:19:08 AM
loanman2007$25.0012/9/2011 9:14:57 AM
careful-note$50.0012/9/2011 9:22:46 AM
affluence-generator2$100.0012/9/2011 9:34:50 AM
JustMee$25.0012/9/2011 12:26:07 PM
deepventures$50.0012/9/2011 4:22:21 PM
penny-plato$25.0012/9/2011 7:53:32 PM
riproaringrapids$25.0012/9/2011 8:03:02 PM
payout-motivator0$100.0012/9/2011 8:48:47 PM
a-balance-surgeon$50.0012/9/2011 9:36:16 PM
money-booster2$25.0012/9/2011 10:48:37 PM
cargo254$200.0012/10/2011 5:38:26 AM
bdloans$50.0012/10/2011 8:50:44 AM
sdloanhelper$25.0012/10/2011 12:18:32 PM
Relaxo$50.0012/10/2011 12:13:17 PM
Clambake$25.0012/10/2011 12:14:09 PM
KLCRAY$25.0012/10/2011 12:31:07 PM
Proactive-Financial-Lending$25.0012/10/2011 12:34:39 PM
worthy-bid8$50.0012/10/2011 12:44:34 PM
DadWarbucks$25.0012/10/2011 12:50:14 PM
sgmm330$25.0012/10/2011 8:12:38 PM
bold-bright-currency$25.0012/10/2011 8:19:12 PM
reward-motion$25.0012/10/2011 6:01:50 PM
bold-yield-rumbler$25.0012/11/2011 7:39:59 AM
TrueFortune$50.0012/11/2011 12:27:43 AM
Castellan$50.0012/11/2011 7:51:35 AM
unforgettable-wealth4$50.0012/11/2011 8:08:05 AM
green-rate-futurist$300.0012/11/2011 8:09:07 AM
djs81$25.0012/11/2011 9:50:48 AM
BonesyJones$200.0012/11/2011 10:29:34 AM
rmachi$25.0012/11/2011 12:24:20 PM
Tradesmanlender$25.0012/11/2011 12:33:21 PM
basis-ferret8$50.0012/11/2011 6:55:31 PM
math1973$50.0012/11/2011 6:38:29 PM
ktradtke$25.0012/12/2011 9:17:57 AM
JLMGroupFunds$25.0012/12/2011 9:14:12 AM
gjm6d$25.0012/12/2011 9:36:20 AM
trustworthy-finance6$300.0012/12/2011 10:20:12 AM
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xyzpl$100.0012/12/2011 10:06:12 AM
puyanera$25.0012/12/2011 9:37:41 AM
Solid-Platinum$25.0012/12/2011 11:58:49 AM
shur$50.0012/12/2011 12:37:47 PM
adventurous-commerce$25.0012/12/2011 12:23:38 PM
gods_favored$50.0012/12/2011 11:16:26 AM
gWellington$25.0012/12/2011 1:33:52 PM
green28$150.0012/12/2011 1:59:31 PM
enterprising-credit2$25.0012/12/2011 4:51:17 PM
finance-refresher3$50.0012/12/2011 4:47:48 PM
vibrant-trade8$35.0012/12/2011 5:31:59 PM
mtquan$25.0012/12/2011 5:32:35 PM
asset-producer1$249.6212/12/2011 8:11:38 PM
green-rate-futurist$100.0012/12/2011 7:27:41 PM
Cascadianomics$25.0012/13/2011 12:23:11 AM
langdonx$50.0012/12/2011 8:34:24 PM
gentle-transparency7$250.0012/13/2011 2:50:44 AM
transparency-giant$50.0012/12/2011 9:37:53 PM
Butterfly1950$25.0012/13/2011 6:51:17 AM
first-serene-credit$25.0012/13/2011 7:29:41 AM
john0720$25.0012/13/2011 7:30:28 AM
brittany$100.0012/13/2011 6:34:05 AM
porter22$25.0012/13/2011 7:30:38 AM
loan-rider7$25.0012/13/2011 8:00:05 AM
the-laudable-peso$50.0012/13/2011 8:15:57 AM
wonderous-truth6$50.0012/13/2011 9:10:53 AM
upbeat-coin937$25.0012/13/2011 9:32:20 AM
chestnut4$25.0012/13/2011 9:21:38 AM
hard-working-rate3$100.0012/13/2011 9:31:29 AM
meenan$100.0012/13/2011 10:21:24 AM
w3alter$41.0012/13/2011 9:38:59 AM
commanding-treasure2$50.0012/13/2011 10:59:44 AM
igniter584$75.0012/13/2011 11:31:19 AM
the-bright-velocity$25.0012/13/2011 2:26:28 PM
awesome-yield7$25.0012/13/2011 12:18:23 PM
creditjunky$102.8612/13/2011 3:41:29 PM
iem2509$25.0012/13/2011 4:46:21 PM
einstein$500.0012/13/2011 5:09:20 PM
power-companion7$75.0012/13/2011 5:16:41 PM
the-enthralling-coin$25.0012/13/2011 5:18:18 PM
deal-searcher1$25.0012/13/2011 4:40:52 PM
don8ter$33.0012/13/2011 5:31:58 PM
MONEYLENDER101$50.0012/13/2011 5:41:34 PM
gravbox$25.0012/13/2011 6:01:12 PM
gain-expert$28.2912/13/2011 6:15:38 PM
deal-dolphin5$100.0012/13/2011 6:15:44 PM
icon7$40.0012/13/2011 6:57:35 PM
feiandasun$25.0012/13/2011 7:35:00 PM
cattlebaron$25.0012/13/2011 8:59:57 PM
rewards$25.0012/13/2011 9:43:57 PM
dpfl55$25.0012/13/2011 9:46:14 PM
logical-repayment1$25.0012/13/2011 9:47:51 PM
influential-benjamins0$100.0012/13/2011 5:48:29 PM
travel101$25.0012/13/2011 9:51:12 PM
loot-heart$25.0012/13/2011 6:43:48 PM
finance-magma7$25.0012/13/2011 9:45:00 PM
duckbill_1972$30.0012/14/2011 6:48:11 AM
helpinghand105$25.0012/14/2011 7:15:35 AM
houli123$25.0012/14/2011 7:28:38 AM
MASinVestment$100.0012/14/2011 7:33:06 AM
Brisket_Bob$25.2512/14/2011 4:30:53 AM
LendGuy$25.0012/14/2011 8:42:13 AM
vigorous-payment6$25.0012/14/2011 8:46:46 AM
the-profit-oracle$25.0012/14/2011 9:32:46 AM
important-ore$63.0012/14/2011 9:45:45 AM
shrewd-benjamins$25.0012/14/2011 9:43:04 AM
market-assembler$50.0012/14/2011 9:52:48 AM
velocity-solo$25.0012/14/2011 9:36:25 AM
best-decisive-peace$25.0012/14/2011 9:36:46 AM
graceful-IRAinvestment$53.0012/14/2011 11:58:19 AM
Mali1$36.7012/14/2011 12:00:50 PM
martymaniaman$25.0012/14/2011 12:07:06 PM
TMBank$31.9512/14/2011 12:23:47 PM
ingenious-interest096$25.0012/14/2011 1:27:17 PM
KCEnterprises$50.0012/14/2011 2:30:37 PM
orgy63$25.0012/14/2011 2:32:29 PM
keeks$25.0012/14/2011 2:47:21 PM
UCSBGAUCHOS$30.0012/14/2011 12:59:44 PM
248 Investments
 
Borrower Payment Dependent Notes Series 543600
This series of Notes was issued and sold upon the funding of the borrower loan #57596, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $317.35
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-2003 Debt/Income ratio: 27%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:9y 2m
Amount delinquent: $0 Total credit lines: 16 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $325Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: equitable-duty7 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/9/2011 5:06:06 PM
leball$25.0012/9/2011 5:08:43 PM
AFairDeal$25.0012/9/2011 5:15:09 PM
BxRealtor$25.0012/9/2011 5:27:23 PM
money-booster2$25.0012/10/2011 8:37:39 AM
goodhearted-basis4$25.0012/10/2011 10:54:57 AM
blue-lively-platinum$25.0012/10/2011 2:22:03 PM
unforgettable-wealth4$50.0012/11/2011 8:08:06 AM
bold-yield-rumbler$25.0012/11/2011 12:11:18 PM
britgsb$25.0012/11/2011 12:17:47 PM
basis-ferret8$50.0012/11/2011 6:55:32 PM
skillful-asset5$30.0012/11/2011 8:53:27 PM
heart514$25.0012/12/2011 7:27:26 PM
availableloan$25.0012/12/2011 8:36:06 PM
the_winning_ticket$100.0012/13/2011 1:06:25 AM
unclejaef$25.0012/13/2011 8:53:04 AM
decisive-revenue1$50.0012/13/2011 10:07:51 AM
meenan$100.0012/13/2011 10:21:25 AM
wealth-infusion6$200.0012/13/2011 12:30:46 PM
nunnie$25.0012/13/2011 12:58:15 PM
timbob$100.0012/13/2011 5:24:08 PM
brazilofmux$100.0012/13/2011 5:26:02 PM
riproaringrapids$25.0012/13/2011 5:07:43 PM
ericgassercom$25.0012/13/2011 5:24:36 PM
SomebodysMom$25.0012/13/2011 9:25:10 PM
Dignified-Market29$25.0012/13/2011 11:55:34 PM
blue-radiant-economy$100.0012/14/2011 3:46:23 AM
dckpolo$25.0012/14/2011 5:29:17 AM
the-laudable-peso$40.0012/14/2011 7:04:49 AM
MASinVestment$100.0012/14/2011 7:33:08 AM
CashFlow13$100.0012/14/2011 9:25:23 AM
green28$73.1012/14/2011 2:27:39 PM
diablorulz$50.0012/14/2011 4:22:26 PM
HamachiMan$50.0012/14/2011 5:19:40 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:02 PM
ore-jalapeno4$50.0012/14/2011 5:41:06 PM
GlowHost$25.0012/14/2011 6:08:59 PM
LoanerPrincipal$25.0012/14/2011 5:38:21 PM
tractorman$25.0012/14/2011 6:03:58 PM
vulgy$30.0012/14/2011 6:51:37 PM
richmondcowboy$49.9812/14/2011 6:58:04 PM
rolandweary$50.0012/14/2011 7:07:35 PM
ps2roy$25.0012/14/2011 7:15:34 PM
principal-kung-fu$25.0012/14/2011 7:19:43 PM
unger$140.1112/14/2011 7:19:30 PM
Westerly$50.0012/14/2011 7:56:01 PM
native68$25.0012/14/2011 8:19:01 PM
bazaar-hyperdrive3$50.0012/14/2011 9:11:19 PM
LenderSender$25.0012/14/2011 8:52:57 PM
new-social-economist$90.0012/14/2011 10:19:52 PM
financelover$50.0012/14/2011 10:30:40 PM
oaktown23$50.0012/14/2011 11:20:34 PM
deal-searcher1$25.0012/15/2011 12:03:24 AM
rain100$50.0012/14/2011 11:37:47 PM
Webpreneur$50.0012/15/2011 12:23:29 AM
fcukciti$35.0012/15/2011 1:34:20 AM
greenback-guard$25.0012/15/2011 5:15:03 AM
magown$40.0012/15/2011 4:25:43 AM
httdservices$25.0012/15/2011 12:12:31 AM
greenback-guard$25.0012/15/2011 5:06:10 AM
currency-persimmon$25.0012/15/2011 5:02:19 AM
BleedPurple$25.0012/15/2011 6:43:37 AM
caliguian$50.0012/15/2011 6:46:32 AM
admirable-worth1$25.0012/15/2011 6:47:24 AM
payout-thinker7$25.0012/15/2011 5:55:30 AM
enterprising-credit2$25.0012/15/2011 8:32:46 AM
LiveFreeand$25.0012/15/2011 6:44:55 AM
matt_2006$25.0012/15/2011 9:20:55 AM
ultimate-payment$25.0012/15/2011 9:30:36 AM
equitable-capital758$152.0012/15/2011 9:19:03 AM
xrycac$25.0012/15/2011 9:35:41 AM
AFFlyboy$25.0012/15/2011 9:26:45 AM
worthy-bid8$50.0012/15/2011 9:27:37 AM
GCInvestments$29.0012/15/2011 9:37:25 AM
ttnk62918$25.0012/15/2011 9:40:11 AM
a-responsible-return$46.0012/15/2011 9:20:07 AM
value-pouch$50.0012/15/2011 9:48:31 AM
wise-deal-panda$100.0012/15/2011 9:44:27 AM
market-assembler$25.0012/15/2011 9:34:07 AM
terrific-dough6$50.0012/15/2011 9:36:51 AM
terrific-fund5$25.0012/15/2011 11:37:31 AM
a-healthy-affluence$25.0012/15/2011 10:18:49 AM
909engineer$28.0012/15/2011 10:42:03 AM
green-rate-futurist$75.8512/15/2011 10:14:26 AM
zoozka$25.0012/15/2011 11:01:03 AM
asset-producer1$99.4412/15/2011 4:17:56 PM
kind-asset-circuit$50.0012/15/2011 2:39:27 PM
igniter584$25.0012/15/2011 3:33:33 PM
unbelievable-exchange$88.5212/15/2011 4:45:17 PM
pdub$75.0012/9/2011 5:27:53 PM
market-solstice2$25.0012/9/2011 5:22:35 PM
igniter584$25.0012/9/2011 5:32:35 PM
houli123$50.0012/9/2011 5:21:36 PM
aabadabadoo$25.0012/9/2011 5:34:16 PM
moola-gargantuan9$50.0012/10/2011 8:44:15 AM
tremendous-yield8$25.0012/10/2011 1:23:41 PM
affluence-tambourine$25.0012/10/2011 5:50:52 PM
income-banjo$100.0012/11/2011 8:10:47 AM
Bank_Of_XL$25.0012/11/2011 9:59:14 AM
pound-mushroom3$25.0012/12/2011 9:13:58 AM
graceful-IRAinvestment$53.0012/12/2011 1:41:04 PM
mikrolown$25.0012/12/2011 5:35:33 PM
asset-producer1$100.0012/12/2011 8:02:08 PM
impressive-justice6$25.0012/13/2011 4:52:55 AM
loan-rider7$25.0012/13/2011 7:58:56 AM
mtquan$25.0012/13/2011 9:40:50 AM
factcheck$25.0012/13/2011 10:14:47 AM
commanding-treasure2$50.0012/13/2011 10:59:46 AM
haplender$50.0012/13/2011 1:48:10 PM
sjc224$25.0012/13/2011 4:20:35 PM
MASinVestment$50.0012/13/2011 5:16:06 PM
lender2611$25.0012/13/2011 5:43:04 PM
peripatetic$25.0012/14/2011 1:13:19 AM
ctgscott$25.0012/14/2011 9:26:06 AM
smear87$50.0012/14/2011 9:28:13 AM
Tradesmanlender$25.0012/14/2011 9:40:24 AM
worth-viking$100.0012/14/2011 12:33:21 PM
reflective-greenback1$25.0012/14/2011 10:05:44 AM
108lender$120.0012/14/2011 2:41:18 PM
villagers$50.0012/14/2011 3:32:26 PM
Ducatiman1978$25.0012/14/2011 4:45:33 PM
Weaverville$25.0012/14/2011 5:03:19 PM
bold-durability-drum$60.0012/14/2011 5:20:53 PM
Brisket_Bob$50.0012/14/2011 5:33:23 PM
oex$25.0012/14/2011 6:22:49 PM
angelinvestor2$40.0012/14/2011 6:31:52 PM
BayShell$50.0012/14/2011 6:08:17 PM
ZTA0796$25.0012/14/2011 6:19:51 PM
ready-loan$30.0012/14/2011 7:14:33 PM
happy-loot3$100.0012/14/2011 7:19:55 PM
matthart$25.0012/14/2011 7:29:10 PM
KMSB$25.0012/14/2011 6:46:33 PM
precious-coin3$50.0012/14/2011 7:37:49 PM
benevolent-money6$25.0012/14/2011 6:53:35 PM
svjeller$50.0012/14/2011 7:49:00 PM
WolRab$50.0012/14/2011 7:59:36 PM
gain-mountain1$100.0012/14/2011 8:38:46 PM
eadamson$50.0012/14/2011 8:40:44 PM
CapStack$25.0012/14/2011 7:24:08 PM
adam_rodgers$25.0012/14/2011 9:22:25 PM
igniter584$50.0012/14/2011 8:10:04 PM
selector568$300.0012/14/2011 8:28:46 PM
actuarial_investor$25.0012/15/2011 12:09:38 AM
IPlayOutsideTheBox$25.0012/15/2011 4:57:30 AM
coin-paddle$25.0012/14/2011 11:19:41 PM
mello137$25.0012/14/2011 11:37:52 PM
andlifegoeson$25.0012/15/2011 7:06:11 AM
john0720$25.0012/15/2011 7:09:28 AM
hptcrabbers$25.0012/15/2011 7:17:07 AM
tremendous-integrity$50.0012/15/2011 7:23:50 AM
gethsemane4$50.0012/15/2011 7:30:54 AM
blue-dough-trumpeter$25.0012/15/2011 7:20:36 AM
otherwisedisposed$250.0012/15/2011 8:48:48 AM
MoonMama$25.0012/15/2011 7:55:24 AM
wwwUniversal$25.0012/15/2011 9:10:01 AM
cutter21$25.0012/15/2011 9:24:46 AM
DarthContinent$50.0012/15/2011 8:41:48 AM
sensible-trade$100.0012/15/2011 9:11:30 AM
Trystar$25.0012/15/2011 9:13:37 AM
dime-sprout$25.0012/15/2011 9:30:47 AM
Sibelius2$25.0012/15/2011 9:29:42 AM
dynamic-money271$25.0012/15/2011 9:32:53 AM
jeb_31$25.0012/15/2011 9:30:43 AM
first-class-yield9$50.0012/15/2011 10:03:20 AM
brw$25.0012/15/2011 10:33:20 AM
Geldmeister$50.0012/15/2011 11:07:59 AM
javelin0$25.0012/15/2011 9:54:04 AM
rajs$200.0012/15/2011 12:03:42 PM
VAGweilo$25.0012/15/2011 10:53:24 AM
Schleproque$25.0012/15/2011 11:45:08 AM
houli123$450.0012/15/2011 11:59:20 AM
loan-wasp$50.0012/15/2011 10:51:00 AM
KLVLOPZ64$25.0012/15/2011 11:22:37 AM
terrific-fund5$25.0012/15/2011 11:40:12 AM
organized-payment6$50.0012/15/2011 1:01:10 PM
miked8303$50.0012/15/2011 1:21:26 PM
scoobiedoo$50.0012/15/2011 12:14:09 PM
transparency-baton$25.0012/15/2011 12:19:50 PM
help4u$25.0012/15/2011 3:12:07 PM
velocity-motivator6$25.0012/15/2011 3:31:26 PM
FishLending$100.0012/15/2011 3:00:42 PM
thankful-nickel2$25.0012/15/2011 3:38:31 PM
182 Investments
 
Borrower Payment Dependent Notes Series 543606
This series of Notes was issued and sold upon the funding of the borrower loan #57598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-10-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $491.18
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1995 Debt/Income ratio: 33%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:8y 9m
Amount delinquent: $0 Total credit lines: 23 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $73,044Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: Capitalist_Soul Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 100% ) 660-679 (Latest)
Principal borrowed: $4,500.00< 31 days late: 0 ( 0% )  
760-779 (Jan-2010)
700-719 (Dec-2009)
 
Principal balance: $2,036.09 31+ days late: 0 ( 0% )
Total payments billed: 21  
Description
Debt Consolidation/Debt Payoff
Purpose of loan: Consolidate and payoff debt
This loan will be used to help pay off 2 revolving credit card accounts totaling 12K @ 28.99%

My financial situation: I am the national sales manager for a $40 million company and have been employed in the same or similar position for almost 9 years. My household income exceeds 220k with a 401k balance totaling over 100k.

I am a good candidate for this loan because I have never defaulted on a debt in my life and have always carried a good to great credit score. This loan will help me pay down debt quicker and achieve my goal of debt free status within 5 years.

Monthly net income: $14,500
Monthly expenses: $12,318
Housing: $4000
Insurance: $350
Car expenses: $594
Utilities: $350
Phone, cable, internet: $180
Food, entertainment: $1250
Clothing, household expenses: $1250
Credit cards and other loans: $1900
Other expenses: $2500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
dammage$25.0012/9/2011 3:37:23 PM
deal-searcher1$75.0012/9/2011 4:15:03 PM
aFro$25.0012/9/2011 4:35:50 PM
silver-birdie$100.0012/9/2011 5:07:41 PM
proud-gold9$25.0012/9/2011 5:08:46 PM
focused-bill3$25.0012/9/2011 5:22:17 PM
focused-bill3$75.0012/9/2011 6:09:28 PM
tenacious-capital3$26.2712/9/2011 5:29:57 PM
well-mannered-income3$40.0012/9/2011 6:28:16 PM
zeeexsixare$25.0012/9/2011 5:38:17 PM
Nicedad72$25.0012/9/2011 6:52:36 PM
DoctorJoe$30.0012/9/2011 6:05:54 PM
power-trophy7$50.0012/9/2011 7:25:54 PM
KVEER$25.0012/9/2011 7:33:28 PM
SPCLending$25.0012/9/2011 7:40:30 PM
gothampark$25.0012/9/2011 7:52:49 PM
HalfDayz$25.0012/10/2011 12:41:18 PM
natejx$25.0012/10/2011 12:33:43 PM
best-charming-leverage$50.0012/10/2011 12:31:48 PM
money-bauble$200.0012/10/2011 12:16:25 PM
nickel-ferret$50.0012/10/2011 12:13:52 PM
melodious-fairness$25.0012/10/2011 12:12:13 PM
hopethisworks$25.0012/10/2011 12:12:37 PM
inventive-exchange$25.0012/10/2011 12:18:35 PM
wwwUniversal$25.0012/10/2011 12:17:58 PM
rcm87$41.0012/10/2011 12:17:02 PM
lamsabuy$100.0012/10/2011 12:10:32 PM
wlm3012$30.0012/10/2011 12:07:22 PM
persevering$25.0012/10/2011 12:06:10 PM
poeman$50.0012/10/2011 11:50:56 AM
nickel-demon2$138.6612/10/2011 12:02:23 PM
hillerod$25.1012/10/2011 10:55:44 AM
COguy$25.0012/10/2011 10:38:24 AM
ascoca$30.3012/10/2011 9:17:17 AM
halothane_logic$75.0012/10/2011 8:44:31 AM
Bob450$30.0012/10/2011 8:35:24 AM
bluehen00$25.0012/10/2011 9:15:59 AM
marketplace-meridian$25.0012/10/2011 8:28:21 AM
green28$200.0012/10/2011 8:49:43 AM
PatriotKnight$50.0012/10/2011 8:32:34 AM
normadesmond$25.0012/10/2011 8:02:29 AM
corporatejim$32.0012/10/2011 7:40:29 AM
nsquared007$25.0012/10/2011 6:21:36 AM
orange-preeminant-bill$25.0012/10/2011 6:57:24 AM
radforj22$43.8212/10/2011 6:05:22 AM
chameleon125$50.0012/10/2011 6:55:27 AM
klend4$25.0012/10/2011 5:01:26 AM
lekkerguy$50.0012/10/2011 12:51:15 AM
p2ploan-lion$25.0012/10/2011 12:33:07 AM
newest-exact-commitment$25.0012/9/2011 10:38:59 PM
commerce-wildebeest2$25.0012/9/2011 9:07:54 PM
Jerrys1951$32.9212/9/2011 9:18:37 PM
penny-winner$50.0012/9/2011 8:54:26 PM
Socorro_Capital_Partners$25.0112/9/2011 9:12:49 PM
Mayerfan$25.0012/9/2011 9:05:48 PM
trapperdc$25.0012/9/2011 8:05:00 PM
studious-kindness0$50.0012/9/2011 8:21:14 PM
green-rapid-openness$100.0012/9/2011 1:43:24 PM
passivesf$25.0012/9/2011 12:34:20 PM
zrohmm$25.0012/9/2011 12:48:38 PM
BigSkyFinancial$30.0012/9/2011 11:50:41 AM
penny-plato$25.0012/9/2011 11:38:52 AM
skillful-asset5$30.0012/9/2011 12:23:34 PM
wise-abundant-hope$25.0012/9/2011 10:27:58 AM
wonder3$35.0012/9/2011 10:09:09 AM
bid-czar8$29.0012/9/2011 9:43:04 AM
Feyenoord$30.0012/9/2011 9:39:54 AM
ven$50.0012/9/2011 9:44:05 AM
careful-vigilance4$50.0012/9/2011 9:43:36 AM
papaloha$200.0012/9/2011 9:56:12 AM
Vreet$25.0012/9/2011 9:37:02 AM
immaculate-compassion8$25.0012/9/2011 9:36:52 AM
GElender$40.0012/9/2011 9:29:28 AM
brazilofmux$100.0012/9/2011 9:39:08 AM
vibrant-trade8$35.0012/9/2011 9:25:24 AM
social-cocktail1$200.0012/9/2011 9:29:04 AM
oldmora$50.0012/9/2011 9:36:49 AM
Kaj$25.0012/9/2011 9:35:41 AM
ursus$50.0012/9/2011 9:28:04 AM
money-surge1$25.0012/9/2011 9:35:22 AM
foxtrot12$75.0012/9/2011 9:26:17 AM
vegibenz$25.0012/9/2011 9:24:41 AM
payment-silo$25.0012/9/2011 9:32:11 AM
LondonCID$25.0012/9/2011 9:24:04 AM
finance-prescription$100.0012/9/2011 9:23:46 AM
graceful-investment$60.0012/9/2011 9:20:48 AM
Investor_DP$100.0012/9/2011 9:21:39 AM
indomitable-dedication$25.0012/9/2011 9:18:51 AM
the-profit-oracle$25.0012/9/2011 9:11:26 AM
TennSquire$25.0012/9/2011 9:16:31 AM
Whipster$70.0012/9/2011 9:19:11 AM
igniter584$25.0012/9/2011 9:18:17 AM
fortytwo$150.0012/9/2011 9:09:48 AM
AF-Chief$25.0012/9/2011 9:13:56 AM
truth-companion$25.0012/9/2011 9:12:21 AM
the-discrete-income$25.0012/9/2011 9:03:14 AM
simplyonce$50.0012/9/2011 9:09:12 AM
restless-currency$50.0012/9/2011 9:08:35 AM
graceful-IRAinvestment$25.0012/9/2011 9:09:10 AM
trumpeter5$25.0012/9/2011 9:02:30 AM
NoMoreDebt4Me$25.0012/10/2011 12:44:17 PM
reward-adventure$50.0012/10/2011 12:38:44 PM
LeReve$50.0012/10/2011 12:38:25 PM
hard-working-rate3$100.0012/10/2011 12:45:31 PM
rockhound84$76.0012/10/2011 1:29:35 PM
Hillbilly_Banker$25.0012/10/2011 12:57:57 PM
dedication-magnolia9$25.0012/10/2011 1:53:44 PM
grampy48$25.0012/10/2011 1:44:24 PM
dthompso$50.0012/10/2011 1:59:28 PM
newest-phenomenal-dinero$100.0012/10/2011 2:04:10 PM
NotOprah$50.0012/10/2011 2:34:04 PM
desertoasis$25.0012/9/2011 9:06:30 AM
350DGRZ$25.0012/9/2011 9:10:27 AM
coin-investor$25.0012/9/2011 9:13:15 AM
cnovak$25.0012/9/2011 9:07:34 AM
rescue$100.0012/9/2011 9:12:48 AM
CA-Lender$50.0012/9/2011 9:16:00 AM
Interloper$25.0012/9/2011 9:09:26 AM
magnitude787$30.0012/9/2011 9:16:32 AM
loanman2007$50.0012/9/2011 9:17:25 AM
ImNotSoDumb$25.0012/9/2011 9:19:04 AM
orange-preeminant-bill$25.0012/9/2011 9:15:16 AM
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otto1939$103.0012/9/2011 9:19:18 AM
Easystreet$25.0012/9/2011 9:20:28 AM
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careful-note$50.0012/9/2011 9:22:46 AM
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economy-coup$50.0012/9/2011 9:28:45 AM
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timbob$28.0012/9/2011 9:36:55 AM
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five-star-justice$25.0012/9/2011 11:18:59 AM
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money-booster2$25.0012/9/2011 12:15:01 PM
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Bank42$25.0012/9/2011 1:58:05 PM
dime-sprout$50.0012/9/2011 1:13:56 PM
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blazing-capital2$250.0012/9/2011 3:58:12 PM
OldManP$25.0012/9/2011 4:21:34 PM
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pujols8996$50.0012/9/2011 5:17:16 PM
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managedfund$1,333.0012/9/2011 5:31:19 PM
schlepper$25.0012/9/2011 5:29:20 PM
thankful-nickel2$25.0012/9/2011 6:14:08 PM
innovator10$200.0012/9/2011 5:36:59 PM
1traveler$25.0012/9/2011 6:03:01 PM
bullish2bearish$25.0012/9/2011 7:07:22 PM
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clean-dime1$25.0012/9/2011 7:12:38 PM
Gobsek$25.0012/9/2011 7:14:02 PM
loss-of-control$125.0012/9/2011 6:33:51 PM
araherna$25.0012/9/2011 7:16:38 PM
Frosty$100.0012/9/2011 6:54:01 PM
Wilvara$25.0012/9/2011 7:55:35 PM
riproaringrapids$25.0012/9/2011 8:03:02 PM
113121$250.0012/9/2011 7:31:48 PM
jmeasn$50.0012/9/2011 8:52:53 PM
mad-scientist418$25.0012/9/2011 8:18:34 PM
relentless-gain3$25.0012/9/2011 8:10:06 PM
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shawnw2$123.5212/9/2011 9:06:35 PM
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deal-hickory5$100.0012/9/2011 11:14:40 PM
jfify$48.8912/9/2011 11:46:25 PM
bencb$50.0012/10/2011 1:02:42 AM
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IIP77$25.0012/10/2011 2:27:09 AM
cathybiz$25.0012/10/2011 5:00:53 AM
authentic-diversification$60.0012/10/2011 4:16:29 AM
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cerebral-dollar773$50.0012/10/2011 6:28:59 AM
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orderandprogress$100.0012/10/2011 7:01:24 AM
income-safehouse9$250.0012/10/2011 7:07:20 AM
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exciting-fairness$200.0012/10/2011 7:34:47 AM
shrewd-income$500.0012/10/2011 8:13:25 AM
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market-pudding$25.0012/10/2011 10:12:51 AM
Leshan$100.0012/10/2011 9:09:27 AM
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Heatguy$50.0012/10/2011 10:00:21 AM
nimble-money086$25.0012/10/2011 10:01:46 AM
Techne_Funds_LLC$25.0012/10/2011 11:32:29 AM
Jim33$25.0012/10/2011 10:58:56 AM
investment-tempo$25.0012/10/2011 11:43:50 AM
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ADIDASNO$25.0012/10/2011 11:56:17 AM
wise-rupee-sanctuary$50.0012/10/2011 12:07:14 PM
SkepticalBen$25.0012/10/2011 12:08:37 PM
moola-wildebeest3$50.0012/10/2011 12:09:14 PM
87Marc$25.0012/10/2011 12:20:03 PM
the-dollar-topper$82.0012/10/2011 12:14:04 PM
power-companion7$75.0012/10/2011 12:20:30 PM
velocity-solo$25.0012/10/2011 12:16:48 PM
green-rate-futurist$50.0012/10/2011 12:27:17 PM
runner262$25.0012/10/2011 12:22:29 PM
bnlforever$25.0012/10/2011 12:32:42 PM
Supervark$70.0012/10/2011 12:25:20 PM
wizard750$28.0012/10/2011 12:34:57 PM
washboard1$25.0012/10/2011 12:36:47 PM
nex$25.0012/10/2011 12:33:38 PM
Greenbak$25.0012/10/2011 12:36:48 PM
loan-oath0$33.0712/10/2011 12:39:57 PM
the-profit-oracle$25.0012/10/2011 12:40:48 PM
life-is-great$25.0012/10/2011 12:47:27 PM
treasure-widget$25.0012/10/2011 12:42:32 PM
wayman$25.0012/10/2011 12:43:25 PM
tremendous-yield8$25.0012/10/2011 1:23:40 PM
CalBear08$25.0012/10/2011 12:49:48 PM
CAGE-Investments$25.0012/10/2011 12:49:24 PM
proud-pound4$25.0012/10/2011 12:51:26 PM
Rostov$25.0012/10/2011 1:44:30 PM
Rockymtnhi$25.0012/10/2011 2:05:27 PM
payment-halo$14.4712/10/2011 2:52:22 PM
240 Investments
 
Borrower Payment Dependent Notes Series 543632
This series of Notes was issued and sold upon the funding of the borrower loan #57412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-09-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jul-1989 Debt/Income ratio: 5%
Credit score: 680-699 (Nov-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 2 Current / open credit lines: 0 / 0Length of status:16y 9m
Amount delinquent: $643 Total credit lines: 7 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 23 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: restless-loan122 Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...

My financial situation: good
I am a good candidate for this loan because I have had the same full time job with the USDA as a food inspector for the past 18 years with direct deposit pay biweekly. I am currently working towards rebuilding.my credit.


Monthly net income: $3033.00
Monthly expenses: $
Housing: $700.00
Insurance: $60.00
Car expenses: $200.00
Utilities: $200.00
Phone, cable, internet: $125.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.0012/9/2011 10:01:14 AM
worth-blanket2$4,000.0012/9/2011 10:32:53 AM
2 Investments
 
Borrower Payment Dependent Notes Series 543638
This series of Notes was issued and sold upon the funding of the borrower loan #57434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1997 Debt/Income ratio: 30%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 27 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $79,572Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: loot-beaker9 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Get Ahead of Credit Cards
This loan will only be used to pay off my current Credit Card Debt.

Due to some unexpected household expenses to keep our home maintained, the amount of debt owed to credit cards has gotten above my comfort level. I have planned a budget for 2012 and would like to start making a move toward a debt free life! I am struggling with managing all the due dates for the multiple cards.

Once this loan is approved, I will cancel my cards leaving only one card for emergencies. I will lower the credit line to ensure it will stay manageable.

I appreciate your time and review of my current financial records. Looking forward to a debt free future!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bazaar-festivity$25.0012/9/2011 5:05:45 PM
Investor_DP$100.0012/9/2011 5:06:06 PM
igniter584$25.0012/9/2011 5:32:36 PM
passivesf$45.0012/10/2011 11:27:58 AM
theaterguy$25.0012/10/2011 5:34:04 PM
rchissocol$55.0012/12/2011 4:36:57 PM
AFairDeal$25.0012/9/2011 5:15:09 PM
what_goes_around$200.0012/11/2011 5:43:11 AM
compassion-neutron$25.0012/11/2011 5:05:02 AM
Bank_Of_XL$25.0012/11/2011 9:59:28 AM
value-squirrel3$50.0012/11/2011 6:20:11 PM
worth-blanket2$14,400.0012/12/2011 3:16:26 PM
12 Investments
 
Borrower Payment Dependent Notes Series 543664
This series of Notes was issued and sold upon the funding of the borrower loan #57585, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $164.98
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-1984 Debt/Income ratio: 10%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 6 Current / open credit lines: 8 / 7Length of status:0y 4m
Amount delinquent: $5,922 Total credit lines: 41 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $275Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: treasure-patriot8 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...
I have good credit i pay all my debt on time a responsible person
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
impressive-justice6$25.0012/9/2011 5:06:51 PM
green-trade-dolphin2$27.5612/9/2011 5:02:24 PM
blue-lively-platinum$25.0012/10/2011 2:22:04 PM
unforgettable-wealth4$50.0012/11/2011 8:08:07 AM
tsui517$50.0012/11/2011 8:11:29 AM
heart514$25.0012/12/2011 7:27:27 PM
the_winning_ticket$100.0012/13/2011 1:06:26 AM
loan-rider7$25.0012/13/2011 8:00:06 AM
dough-souffle$100.0012/13/2011 2:39:10 PM
wealth-infusion6$200.0012/13/2011 12:30:47 PM
MASinVestment$100.0012/14/2011 7:33:08 AM
gravbox$25.0012/14/2011 9:13:49 AM
worth-blanket2$3,600.0012/14/2011 12:31:09 PM
ChrisProsper$47.4412/14/2011 1:43:18 PM
AFairDeal$25.0012/9/2011 5:14:59 PM
igniter584$25.0012/9/2011 5:32:36 PM
indomitable-coin$25.0012/9/2011 5:28:33 PM
bold-steady-peso$50.0012/10/2011 8:44:18 PM
income-banjo$100.0012/11/2011 8:10:47 AM
green-rate-futurist$200.0012/11/2011 1:36:33 PM
basis-ferret8$50.0012/11/2011 6:55:33 PM
a-finance-nirvana$25.0012/13/2011 2:29:46 AM
commanding-treasure2$50.0012/13/2011 10:59:46 AM
nunnie$25.0012/13/2011 12:58:15 PM
riproaringrapids$25.0012/14/2011 9:48:34 AM
25 Investments
 
Borrower Payment Dependent Notes Series 543706
This series of Notes was issued and sold upon the funding of the borrower loan #57486, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $320.77
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-2003 Debt/Income ratio: 32%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:10y 5m
Amount delinquent: $0 Total credit lines: 9 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $11,380Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: newest-coin-implementer Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate high interest rate credit cards into one payment.

My financial situation:
I am a good candidate for this loan because I have a steady/stable job, good credit, and always pay my bills on time.


Monthly net income: $3300.00
Monthly Expenses
Housing: $860
Insurance: $80
Car expenses: $100
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $ 500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$6,400.0012/12/2011 3:17:39 PM
EngineersAlliance$125.0012/12/2011 9:19:54 AM
wonder3$30.0012/12/2011 6:18:15 AM
calmfunds$500.0012/12/2011 8:53:08 AM
graceful-IRAinvestment$25.0012/11/2011 12:05:46 PM
Investor_DP$100.0012/11/2011 12:33:12 PM
Whipster$40.0012/11/2011 12:37:27 PM
finance-investor3$25.0012/11/2011 3:01:24 PM
money-fort$25.0012/11/2011 10:35:51 PM
skillful-asset5$30.0012/11/2011 8:39:09 PM
greencat$50.0012/12/2011 7:32:31 AM
blue-lively-platinum$25.0012/12/2011 9:18:31 AM
nimble-revenue5$50.0012/12/2011 9:18:55 AM
money-booster2$25.0012/12/2011 11:12:33 AM
money-booster2$25.0012/12/2011 11:13:13 AM
truth-companion$25.0012/12/2011 9:41:06 AM
Rogelio48$25.0012/12/2011 12:11:11 PM
17 Investments
 
Borrower Payment Dependent Notes Series 543722
This series of Notes was issued and sold upon the funding of the borrower loan #58120, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-2006 Debt/Income ratio: 9%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 3 / 3Length of status:12y 10m
Amount delinquent: $18,324 Total credit lines: 13 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,585Stated income:$25,000-$49,999
Delinquencies in last 7y: 20 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: caring-return548 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
I am doing major repair to my home
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-baron-Roth401k$50.0012/10/2011 8:06:13 AM
blue-lively-platinum$25.0012/10/2011 2:22:06 PM
pfh$25.0012/12/2011 4:49:59 PM
worth-blanket2$3,900.0012/12/2011 3:16:08 PM
4 Investments
 
Borrower Payment Dependent Notes Series 543738
This series of Notes was issued and sold upon the funding of the borrower loan #57415, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $82.49
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1996 Debt/Income ratio: 10%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:23y 10m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,709Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: treasure-gargantuan5 Borrower's state: Montana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
This will be used to pay off some small payday loans
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$27.5612/9/2011 5:02:26 PM
houli123$50.0012/9/2011 5:21:37 PM
BxRealtor$25.0012/9/2011 5:27:24 PM
igniter584$25.0012/9/2011 5:32:38 PM
alliancecapital1$25.0012/9/2011 9:05:48 PM
radforj22$25.0012/10/2011 2:23:41 AM
seadogs$25.0012/10/2011 2:53:41 AM
donenzo$25.0012/10/2011 5:10:00 AM
cerebral-dollar773$50.0012/10/2011 6:30:09 AM
HealthAndSafety$50.0012/10/2011 8:35:04 AM
SolarMoonshine$25.0012/10/2011 12:21:15 PM
green-rate-futurist$500.0012/10/2011 12:24:56 PM
blue-lively-platinum$25.0012/10/2011 2:22:07 PM
lowrater$60.6012/11/2011 5:34:17 AM
income-banjo$100.0012/11/2011 8:10:48 AM
BOZO88$25.0012/11/2011 5:14:07 PM
wlm3012$30.0012/11/2011 8:30:42 PM
Cherrypicker$30.0012/12/2011 11:46:30 AM
heart514$25.0012/12/2011 7:27:28 PM
asset-producer1$100.0012/12/2011 7:55:35 PM
money-booster2$25.0012/12/2011 9:37:41 PM
starry2001$25.0012/13/2011 3:46:10 AM
wam37$25.0012/13/2011 4:35:48 AM
Happyhourcomics$25.0012/13/2011 3:30:02 AM
pathcrx$25.0012/13/2011 5:23:43 AM
Pickmar$25.0012/13/2011 5:45:15 AM
GElender$13.1112/13/2011 5:50:18 AM
green28$150.0012/13/2011 5:09:37 AM
thankful-nickel2$25.0012/13/2011 5:14:09 AM
impressive-justice6$25.0012/9/2011 5:06:52 PM
indomitable-coin$25.0012/9/2011 5:28:34 PM
vutah$25.0012/9/2011 6:25:27 PM
scho0590$40.7012/9/2011 7:30:19 PM
kazanov$50.0012/9/2011 10:08:31 PM
dudebrah$25.0012/10/2011 10:29:48 AM
kinetic-social$30.0012/10/2011 8:40:31 PM
basis-ferret8$50.0012/11/2011 6:55:33 PM
social-heart$25.0012/11/2011 11:11:46 PM
Pickmar$25.0012/12/2011 8:16:40 AM
wise-repayment-seeker$25.0012/12/2011 10:06:02 AM
rdrloan$50.0012/12/2011 9:49:03 AM
FlexFunding$50.0012/12/2011 1:55:15 PM
hevenanderth$43.0312/12/2011 1:59:17 PM
BankOfBjoltus$25.0012/12/2011 7:22:59 PM
asset-producer1$100.0012/12/2011 8:02:08 PM
mex_invests$25.0012/12/2011 8:12:46 PM
hitsman$50.0012/12/2011 10:13:11 PM
the_winning_ticket$100.0012/13/2011 1:06:26 AM
big-lendin$50.0012/13/2011 4:31:35 AM
wwwUniversal$25.0012/12/2011 10:21:38 PM
giftgold$25.0012/13/2011 5:44:40 AM
a-finance-nirvana$25.0012/13/2011 2:29:47 AM
52 Investments
 
Borrower Payment Dependent Notes Series 543756
This series of Notes was issued and sold upon the funding of the borrower loan #57937, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-10-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1995 Debt/Income ratio: 29%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:9y 3m
Amount delinquent: $0 Total credit lines: 12 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $395Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: No  
Screen name: the-sensational-social Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consilidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2736
Monthly expenses: $1880
Housing: $400
Insurance: $180
Car expenses: $
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $100
Other expenses: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/10/2011 12:07:10 PM
phenomenal-gain5$30.0012/10/2011 4:09:21 PM
unforgettable-wealth4$50.0012/11/2011 8:08:09 AM
majestic-repayment3$25.0012/11/2011 1:53:45 PM
pound-mushroom3$25.0012/12/2011 9:13:59 AM
britgsb$30.0012/12/2011 9:27:18 AM
CA-Lender$25.0012/12/2011 10:19:42 AM
heart514$25.0012/12/2011 7:27:30 PM
asset-producer1$100.0012/12/2011 8:02:09 PM
money-booster2$25.0012/12/2011 9:46:24 PM
the_winning_ticket$100.0012/13/2011 1:06:27 AM
unclejaef$25.0012/13/2011 8:53:05 AM
theaterguy$25.0012/13/2011 9:36:47 AM
sjc224$25.0012/13/2011 4:20:37 PM
impressive-justice6$25.0012/13/2011 8:26:34 PM
MASinVestment$100.0012/14/2011 7:33:09 AM
camaraderi-aspen$100.0012/14/2011 12:21:12 PM
zeeexsixare$200.0012/14/2011 3:38:44 PM
villagers$50.0012/14/2011 3:32:26 PM
Weaverville$25.0012/14/2011 5:03:20 PM
timbob$100.0012/14/2011 5:14:51 PM
riproaringrapids$25.0012/14/2011 5:23:04 PM
bold-durability-drum$50.0012/14/2011 5:20:54 PM
tractorman$25.0012/14/2011 6:03:58 PM
angelinvestor2$40.0012/14/2011 6:31:52 PM
ZTA0796$25.0012/14/2011 6:19:51 PM
rolandweary$50.0012/14/2011 7:07:35 PM
oex$25.0012/14/2011 6:22:49 PM
precious-coin3$50.0012/14/2011 7:37:49 PM
benevolent-money6$25.0012/14/2011 6:53:35 PM
WolRab$50.0012/14/2011 7:59:36 PM
ps2roy$25.0012/14/2011 7:15:35 PM
happy-loot3$100.0012/14/2011 7:19:55 PM
CapStack$25.0012/14/2011 7:24:09 PM
gain-mountain1$50.0012/14/2011 8:54:28 PM
mello137$25.0012/14/2011 11:37:53 PM
financelover$50.0012/14/2011 10:30:40 PM
actuarial_investor$25.0012/15/2011 12:09:38 AM
Bob450$30.0012/15/2011 6:48:11 AM
andlifegoeson$25.0012/15/2011 7:06:11 AM
hptcrabbers$25.0012/15/2011 7:17:08 AM
DarthContinent$50.0012/15/2011 8:41:48 AM
admirable-worth1$25.0012/15/2011 6:47:25 AM
MoonMama$25.0012/15/2011 7:55:25 AM
Tradesmanlender$25.0012/15/2011 9:13:34 AM
Trystar$25.0012/15/2011 9:13:37 AM
CashFlow13$100.0012/15/2011 9:36:55 AM
jeb_31$25.0012/15/2011 9:30:43 AM
cutter21$25.0012/15/2011 9:24:46 AM
dime-sprout$25.0012/15/2011 9:30:47 AM
brw$25.0012/15/2011 10:33:21 AM
igniter584$75.0012/15/2011 10:36:57 AM
909engineer$28.0012/15/2011 10:42:04 AM
SecondChanceLendingSERV$25.0012/15/2011 10:31:34 AM
VAGweilo$25.0012/15/2011 10:53:24 AM
transparency-baton$25.0012/15/2011 12:19:51 PM
kind-asset-circuit$50.0012/15/2011 2:39:27 PM
deal-zoo$50.0012/15/2011 4:55:39 PM
unbelievable-exchange$100.0012/15/2011 4:45:29 PM
juan-juan$50.0012/15/2011 7:43:35 PM
bountiful-durability$50.0012/15/2011 8:37:15 PM
mykkai$25.0012/15/2011 7:20:10 PM
happy-asset$25.0012/15/2011 7:39:54 PM
durability-halibut$25.0012/16/2011 5:44:33 AM
smart-leverage7$25.0012/15/2011 11:11:15 PM
moola-gargantuan9$50.0012/16/2011 5:49:53 AM
worldly-income2$52.4212/16/2011 6:47:23 AM
oaktownadam$25.0012/16/2011 4:25:01 AM
officer8$25.0012/16/2011 5:43:32 AM
herbyman$50.0012/16/2011 5:43:36 AM
matt_2006$25.0012/16/2011 9:32:00 AM
wealth-infusion6$100.0012/16/2011 10:23:34 AM
payout-harmony4$50.0012/16/2011 10:07:43 AM
first-friendly-listing$30.0012/16/2011 12:34:57 PM
wealth-infusion6$50.0012/16/2011 10:20:29 AM
whitegold24k$52.6312/16/2011 10:20:47 AM
processor115$75.0012/16/2011 4:24:29 PM
unbelievable-exchange$100.0012/16/2011 4:37:40 PM
Loan_Stranger$25.0012/16/2011 4:27:15 PM
lamcat2000$25.0012/16/2011 5:05:53 PM
Worldskiboy$50.0012/16/2011 5:30:03 PM
dontletmoneyfoolya$25.0012/16/2011 7:25:25 PM
loan-warrior$25.0012/16/2011 8:17:55 PM
plentiful-return386$100.0012/17/2011 6:41:37 AM
platinum-cargo$25.2012/17/2011 7:00:48 AM
High-flyer$25.0012/17/2011 7:17:32 AM
riproaringrapids$25.0012/16/2011 11:44:40 PM
orange-resolute-platinum$25.0012/17/2011 2:21:06 AM
BigBag$31.9312/17/2011 8:52:59 AM
Imaginos1892$100.0012/17/2011 9:08:49 AM
Frankieb21$50.0012/17/2011 7:58:53 AM
marwadi-62$75.0012/17/2011 10:36:49 AM
gold-sushi$25.0012/17/2011 12:05:26 PM
credit-maple5$100.0012/17/2011 12:10:31 PM
the-profit-oracle$25.0012/17/2011 12:10:49 PM
takarlstad$25.0012/17/2011 11:44:19 AM
asmithj$25.0012/17/2011 12:15:25 PM
exciting-responsibility3$25.0012/17/2011 12:07:04 PM
Kaj$25.0012/17/2011 12:26:08 PM
money-bauble$200.0012/17/2011 12:19:55 PM
riproaringrapids$25.0012/17/2011 12:32:39 PM
Elefunt$25.0012/17/2011 12:34:16 PM
helpinghand63$10.3212/19/2011 9:05:48 AM
genuine-loan0$25.0012/19/2011 7:37:57 AM
xthread$25.0012/19/2011 7:57:15 AM
economy-vault8$100.0012/19/2011 7:15:24 AM
marketplace-buckeye$50.0012/19/2011 8:30:42 AM
dough-souffle$56.9612/18/2011 7:04:49 PM
orgy63$25.0012/18/2011 7:49:37 PM
Hiro07$25.0012/19/2011 5:01:46 AM
Kether$31.6512/18/2011 5:12:43 PM
kendallv$50.0012/18/2011 6:03:25 PM
KCEnterprises$25.0012/18/2011 5:14:05 PM
theloanfiller$25.0012/18/2011 6:50:33 PM
aldeed$100.0012/18/2011 2:52:59 PM
studious-listing8$25.0012/18/2011 1:57:50 PM
income-champion$25.0012/18/2011 12:25:09 PM
Mark-7$50.0012/18/2011 12:19:19 PM
wise-balanced-moola$25.0012/18/2011 12:13:22 PM
famous-bid9$25.0012/18/2011 9:26:46 AM
Rivervale_Westwood$25.0012/18/2011 6:18:02 AM
Weaverville$25.0012/18/2011 10:50:52 AM
Techne_Funds_LLC$25.0012/18/2011 8:43:30 AM
heerzaquestion$30.0012/18/2011 8:20:27 AM
wealth-infusion6$100.0012/18/2011 12:03:27 AM
makerain$25.0012/18/2011 5:20:33 AM
happy-return4$25.0012/17/2011 7:16:53 PM
happy-loot3$200.0012/17/2011 7:56:30 PM
assetmanager$25.0012/17/2011 11:21:59 PM
Brighton504$50.0012/17/2011 7:09:23 PM
jodilee31$76.5412/17/2011 7:07:46 PM
Ocean713$75.0012/17/2011 3:34:28 PM
vest_vortex$53.0012/17/2011 6:25:40 PM
detective311$25.0012/17/2011 6:23:25 PM
careful-note$50.0012/17/2011 3:17:37 PM
Asgardian$30.0012/17/2011 2:23:05 PM
financial-frenzy$25.0012/17/2011 12:35:22 PM
houli123$50.0012/10/2011 12:06:18 PM
LittleMingo$25.0012/10/2011 12:21:39 PM
Investor_DP$100.0012/10/2011 12:25:07 PM
igniter584$25.0012/10/2011 12:33:29 PM
BxRealtor$25.0012/10/2011 12:51:09 PM
DHolly$25.0012/10/2011 2:31:36 PM
JustMee$25.0012/11/2011 7:21:15 AM
income-banjo$100.0012/11/2011 8:10:48 AM
Bank_Of_XL$25.0012/11/2011 10:00:44 AM
basis-ferret8$50.0012/11/2011 6:55:34 PM
skillful-asset5$25.0012/11/2011 8:50:29 PM
graceful-IRAinvestment$53.0012/12/2011 1:35:55 PM
mikrolown$25.0012/12/2011 5:35:34 PM
market-clarinet$106.0012/12/2011 9:12:55 PM
loan-rider7$25.0012/13/2011 7:58:57 AM
wealth-infusion6$200.0012/13/2011 12:30:47 PM
commanding-treasure2$50.0012/13/2011 10:59:47 AM
MASinVestment$50.0012/13/2011 5:16:08 PM
lender2611$25.0012/13/2011 5:43:04 PM
blue-radiant-economy$100.0012/14/2011 3:04:45 AM
diablorulz$50.0012/14/2011 4:22:26 PM
brazilofmux$100.0012/14/2011 5:05:37 PM
108lender$120.0012/14/2011 2:41:18 PM
well-mannered-income3$40.0012/14/2011 3:38:44 PM
haplender$50.0012/14/2011 5:27:50 PM
Ducatiman1978$25.0012/14/2011 4:45:34 PM
ore-jalapeno4$50.0012/14/2011 5:41:06 PM
the-laudable-peso$40.0012/14/2011 5:28:06 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:02 PM
GlowHost$25.0012/14/2011 6:08:59 PM
Quid-Pro-Quo$27.1512/14/2011 6:11:39 PM
KMSB$25.0012/14/2011 6:46:34 PM
useful-cash043$500.0012/14/2011 8:10:15 PM
native68$25.0012/14/2011 8:19:01 PM
eadamson$50.0012/14/2011 8:40:44 PM
bazaar-hyperdrive3$50.0012/14/2011 9:11:20 PM
giftgold$25.0012/14/2011 7:26:46 PM
svjeller$50.0012/14/2011 7:49:00 PM
oaktown23$50.0012/14/2011 11:20:35 PM
rain100$50.0012/14/2011 11:37:47 PM
Webpreneur$50.0012/15/2011 12:23:30 AM
fcukciti$35.0012/15/2011 1:34:20 AM
suave-dime6$25.0012/15/2011 6:45:35 AM
otherwisedisposed$250.0012/15/2011 8:48:49 AM
HamachiMan$50.0012/15/2011 9:18:37 AM
dckpolo$25.0012/15/2011 9:32:09 AM
value-pouch$50.0012/15/2011 9:48:32 AM
loan-wasp$50.0012/15/2011 10:51:01 AM
KLVLOPZ64$25.0012/15/2011 11:22:37 AM
terrific-fund5$25.0012/15/2011 11:40:12 AM
a-healthy-affluence$25.0012/15/2011 10:18:49 AM
Geldmeister$50.0012/15/2011 11:07:59 AM
terrific-fund5$25.0012/15/2011 11:37:31 AM
miked8303$50.0012/15/2011 1:21:28 PM
help4u$25.0012/15/2011 3:12:07 PM
rajs$300.0012/15/2011 4:24:00 PM
FishLending$100.0012/15/2011 3:00:42 PM
Goodlender42$25.0012/15/2011 5:08:46 PM
life-is-great$25.0012/15/2011 5:25:30 PM
jbrel$25.0012/15/2011 5:27:21 PM
enriching-payout$30.0012/15/2011 5:46:50 PM
loss-of-control$100.0012/15/2011 5:16:02 PM
1point21gigawatts$25.0012/15/2011 8:01:09 PM
golden-bid9$25.0012/15/2011 6:41:02 PM
the-silver-blaster$75.0012/15/2011 7:06:11 PM
new-marketplace-lyrics$25.0012/16/2011 2:41:23 AM
green-rate-futurist$200.0012/16/2011 4:18:40 AM
browneyegravy$25.0012/15/2011 8:51:33 PM
giantfan19$27.4912/15/2011 10:54:19 PM
p1k4blu$25.0012/16/2011 3:08:37 AM
DDCInvestments$50.0012/16/2011 5:30:01 AM
Watersports$50.0012/16/2011 5:53:37 AM
the-magnetic-transaction$40.0012/16/2011 5:56:08 AM
downtownfarm$25.0012/16/2011 3:41:37 AM
Danfromnapa$25.0012/16/2011 8:26:48 AM
hope-hickory8$25.0012/16/2011 7:05:01 AM
Brainworm$25.0012/16/2011 9:17:23 AM
iceman35$25.0012/16/2011 9:21:52 AM
kindness-jedi$25.0012/16/2011 9:27:47 AM
whitegold24k$100.0012/16/2011 9:27:58 AM
pujols8996$50.0012/16/2011 9:20:33 AM
wwwUniversal$25.0012/16/2011 9:25:29 AM
Tideman$25.0012/16/2011 9:44:53 AM
investment-comet$25.0012/16/2011 10:49:00 AM
octoberfresh$25.0012/16/2011 12:24:20 PM
gain-kitten$25.0012/16/2011 12:21:25 PM
elegant-loot$25.0012/16/2011 11:03:23 AM
affluence-generator2$200.0012/16/2011 1:52:22 PM
derec$25.0012/16/2011 5:48:11 PM
processor115$500.0012/16/2011 5:48:43 PM
1-HARD-HEAD$50.0012/16/2011 6:40:19 PM
Maximum_Investment$25.1112/17/2011 4:35:54 AM
Rob717171$25.0012/17/2011 6:22:44 AM
The_Secret$25.0012/17/2011 7:44:28 AM
genuine-euro9$25.0012/17/2011 8:38:59 AM
radforj22$25.0012/17/2011 8:20:44 AM
Pizza-man$50.0012/17/2011 8:49:27 AM
marcopolo10$25.0012/17/2011 7:08:00 AM
ethical-truth211$500.0012/17/2011 11:53:57 AM
the-enthralling-coin$25.0012/17/2011 12:11:56 PM
melodious-fairness$25.0012/17/2011 12:25:32 PM
Sierrahh$25.0012/17/2011 12:31:04 PM
wayman$25.0012/17/2011 12:49:50 PM
rescue$63.0012/17/2011 12:52:23 PM
nickel-ferret$50.0012/17/2011 12:43:27 PM
the-silver-blaster$50.0012/17/2011 1:24:09 PM
whitegold24k$350.0012/17/2011 1:15:47 PM
careful-note$50.0012/17/2011 3:27:03 PM
Rockymtnhi$25.0012/17/2011 2:26:35 PM
payment-hawk$25.0012/17/2011 4:02:46 PM
NorthernFunds$50.0012/17/2011 7:10:03 PM
MASinVestment$309.6312/17/2011 5:19:31 PM
buffalobills$25.0012/17/2011 7:22:24 PM
gold-disk$25.0012/17/2011 9:48:45 PM
riproaringrapids$25.0012/18/2011 12:06:12 AM
Uwantfunds$65.3212/18/2011 4:35:44 AM
inspired-agreement$25.0012/18/2011 11:00:24 AM
Eagledrop$25.0012/18/2011 6:51:36 AM
Occhy$25.0012/18/2011 8:18:35 AM
LtKen717$50.0012/18/2011 11:14:52 AM
astute-benjamins$50.0012/18/2011 9:07:09 AM
selvamfinance$25.0012/18/2011 12:24:27 PM
transparency-giant$50.0012/18/2011 12:34:56 PM
unassuming-generosity$25.0012/18/2011 12:50:56 PM
market-assembler$25.0012/18/2011 12:45:03 PM
dordee$60.0012/18/2011 1:26:41 PM
duty-explosion9$75.0012/18/2011 3:36:32 PM
asset-producer1$200.0012/18/2011 6:52:36 PM
careful-note$50.0012/18/2011 3:12:50 PM
friendly-gold$25.0012/18/2011 10:35:46 PM
tonpa$50.0012/18/2011 11:56:45 PM
RussiaAC5M$37.6512/19/2011 5:41:41 AM
Iwillhuntyoudown$25.0012/18/2011 8:00:16 PM
devoider$25.0012/19/2011 6:54:53 AM
laniac$50.0012/18/2011 11:02:54 PM
keichi03$30.0012/19/2011 7:57:39 AM
Brisket_Bob$25.3712/19/2011 4:29:21 AM
Cappyatl$25.0012/19/2011 8:56:02 AM
Rogelio48$30.0012/19/2011 8:59:40 AM
priceless-note7$50.0012/19/2011 6:54:10 AM
zxr$25.0012/19/2011 7:14:45 AM
hanuman77$25.0012/19/2011 7:38:30 AM
hyperdrive7$25.0012/19/2011 8:06:59 AM
morfrius$30.8012/19/2011 8:57:54 AM
EretzCapital$40.8312/19/2011 8:32:41 AM
282 Investments
 
Borrower Payment Dependent Notes Series 543772
This series of Notes was issued and sold upon the funding of the borrower loan #57451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $213.85
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1997 Debt/Income ratio: 36%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 32 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,012Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: discrete-marketplace757 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
OTHER EXPENSES
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bazaar-festivity$25.0012/9/2011 5:05:55 PM
Investor_DP$100.0012/9/2011 5:06:41 PM
truth-companion$25.0012/9/2011 5:09:26 PM
Whipster$70.0012/9/2011 5:38:40 PM
vutah$30.0012/9/2011 6:05:37 PM
wonder3$35.0012/10/2011 6:01:41 AM
SFBank$50.0012/10/2011 10:57:38 AM
jkeller4000$25.0012/10/2011 12:15:11 PM
blue-lively-platinum$25.0012/10/2011 2:22:08 PM
unforgettable-wealth4$50.0012/11/2011 8:08:08 AM
social-hunter5$27.0012/11/2011 12:25:11 PM
vutah$25.0012/11/2011 7:55:14 PM
golden-velocity9$25.0012/12/2011 6:31:06 AM
jkeller4000$25.0012/12/2011 1:15:25 PM
marimari$25.0012/12/2011 3:59:33 PM
PatriotKnight$25.0012/12/2011 2:16:33 PM
worth-blanket2$4,100.0012/12/2011 3:17:15 PM
nimble-revenue5$50.0012/9/2011 5:19:10 PM
goodhearted-generosity511$30.0012/9/2011 5:38:05 PM
money-baron-Roth401k$50.0012/10/2011 8:06:14 AM
bid-stockpiler1$100.0012/12/2011 5:14:45 AM
BankofRon$25.0012/12/2011 9:41:45 AM
Bob450$25.0012/12/2011 4:45:53 PM
Sunshine2222$25.0012/12/2011 4:58:53 PM
DS84$8.0012/12/2011 5:04:07 PM
25 Investments
 
Borrower Payment Dependent Notes Series 543774
This series of Notes was issued and sold upon the funding of the borrower loan #57504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.00% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 6.49% Borrower rate/APR: 7.49% / 7.83% Monthly payment: $777.54
 
Lender servicing fee: 1.00% Effective Yield*: 6.49%  
Estimated return*: 5.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1993 Debt/Income ratio: 19%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 15 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,578Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: djkaiser Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 19 ( 100% ) 780-799 (Latest)
Principal borrowed: $7,925.00< 31 days late: 0 ( 0% )  
740-759 (Mar-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 19  
Description
Blender and 2nd time brower
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
practical-expectations$25.0012/12/2011 5:02:23 PM
value-pole$25.0012/12/2011 5:05:42 PM
majestic-dedication$50.0012/12/2011 5:05:48 PM
payout-paladin0$25.0012/12/2011 5:05:52 PM
ProjectVenture$25.0012/12/2011 5:07:03 PM
enchanted-reward1$25.0012/12/2011 5:06:02 PM
silver-birdie$100.0012/12/2011 5:06:23 PM
first-favorite-bonus9$25.0012/12/2011 5:06:52 PM
phillipd48$25.0012/12/2011 5:07:55 PM
wise-alluring-penny$50.0012/12/2011 5:07:07 PM
Pebbles-Lending$25.0012/12/2011 5:08:16 PM
safe-payment8$25.0012/12/2011 5:07:28 PM
emo13$50.0012/12/2011 5:08:14 PM
lowrate$50.0012/12/2011 5:08:35 PM
dollar-sequoia$25.0012/12/2011 5:12:02 PM
i8agoldfish$25.0012/12/2011 5:12:07 PM
fortytwo$150.0012/12/2011 5:10:05 PM
just-benefit$25.0012/12/2011 5:10:24 PM
pulmdoc$25.0012/12/2011 5:10:39 PM
ti22ring$25.0012/12/2011 5:11:12 PM
Emgolda$25.0012/12/2011 5:02:03 PM
wtrboy$25.0012/12/2011 5:11:38 PM
diversification-surge$25.0012/12/2011 5:14:06 PM
Philolend$25.0012/12/2011 5:14:47 PM
aabadabadoo$25.0012/12/2011 5:12:00 PM
Aimvest$25.0012/12/2011 5:15:33 PM
MARWARISETH$200.0012/12/2011 5:16:28 PM
auction-elvis$25.0012/12/2011 5:12:36 PM
flexiboy35$25.0012/12/2011 5:06:04 PM
gojackgo$50.0012/12/2011 5:17:01 PM
IIP77$25.0012/12/2011 5:17:29 PM
KeepOnRunning$100.0012/12/2011 5:06:25 PM
credit-statuette8$50.0012/12/2011 5:17:50 PM
dollar-sequoia$25.0012/12/2011 5:07:20 PM
BuffetRocks$50.0012/12/2011 5:18:02 PM
loan-mammal$100.0012/12/2011 5:18:25 PM
kunger$25.0012/12/2011 5:07:41 PM
sensational-kindness$25.0012/12/2011 5:18:36 PM
invincible-dough$25.0012/12/2011 5:14:32 PM
chestnut4$25.0012/12/2011 5:14:38 PM
understanding-payout2$25.0012/12/2011 5:18:51 PM
majestic-principal1$25.0012/12/2011 5:08:20 PM
Funds2Loan$25.0012/12/2011 5:20:02 PM
mlb123$50.0012/12/2011 5:15:50 PM
mrpowers5531$25.0012/12/2011 5:20:31 PM
revmax$25.0012/12/2011 5:20:52 PM
ThomasC$50.0012/12/2011 5:17:13 PM
texrob20$25.0012/12/2011 5:21:02 PM
gracej$25.0012/12/2011 5:17:18 PM
shabufa$25.0012/12/2011 5:21:08 PM
bonus-tent$25.0012/12/2011 5:17:42 PM
market-enthusiast$25.0012/12/2011 5:22:24 PM
Rdodson11$25.0012/12/2011 5:18:23 PM
red-enthralling-justice$25.0012/12/2011 5:18:40 PM
RgPro$25.0012/12/2011 5:19:00 PM
lifegrowth$25.0012/12/2011 5:09:22 PM
ckatak$50.0012/12/2011 5:25:44 PM
mnbud$25.0012/12/2011 5:09:33 PM
BrianRK$26.0012/12/2011 5:22:09 PM
unassuming-note$25.0012/12/2011 5:10:06 PM
atlacatl$25.0012/12/2011 5:10:41 PM
jthomps4$25.0012/12/2011 5:27:11 PM
bndlending2u$25.0012/12/2011 5:27:55 PM
jazz619$25.0012/12/2011 5:23:09 PM
dharma1$25.0012/12/2011 5:23:22 PM
igniter584$25.0012/12/2011 5:11:48 PM
speedy-silver3$25.0012/12/2011 5:28:19 PM
benjo$50.0012/12/2011 5:23:34 PM
get30inc$50.0012/12/2011 5:23:53 PM
acropiloterau2002$25.0012/12/2011 5:12:26 PM
naniamo$25.0012/12/2011 5:24:42 PM
jtrue71$25.0012/12/2011 5:12:38 PM
yennib$25.0012/12/2011 5:29:26 PM
Seriuqs$25.0012/12/2011 5:25:08 PM
tuneman1980$25.0012/12/2011 5:26:12 PM
compoundinterest$50.0012/12/2011 5:13:27 PM
br4444$25.0012/12/2011 5:31:07 PM
capital-dynamo0$25.0012/12/2011 5:26:21 PM
causr08$25.0012/12/2011 5:13:37 PM
pujols8996$50.0012/12/2011 5:31:20 PM
mrmojado$25.0012/12/2011 5:15:13 PM
Tom579$50.0012/12/2011 5:15:56 PM
fair-funds$25.0012/12/2011 5:32:56 PM
power-rotation7$25.0012/12/2011 5:28:45 PM
srilm$25.0012/12/2011 5:33:49 PM
Panna$25.0012/12/2011 5:34:31 PM
red-unequivocal-finance$25.0012/12/2011 5:34:55 PM
integrity-saver$25.0012/12/2011 5:18:04 PM
sweet-loan7$25.0012/12/2011 5:18:06 PM
Sid-K$25.0012/12/2011 5:18:15 PM
freesia54$50.0012/12/2011 5:31:21 PM
Ivan2007$25.0012/12/2011 5:31:47 PM
hard-working-rate3$100.0012/12/2011 5:36:26 PM
value-wind0$25.0012/12/2011 5:19:22 PM
reinforced-revenue069$25.0012/12/2011 5:19:40 PM
slartibardfast$25.0012/12/2011 5:19:48 PM
subtle-revenue0$25.0012/12/2011 5:20:13 PM
KLCRAY$25.0012/12/2011 5:37:26 PM
worthy-bid8$50.0012/12/2011 5:20:28 PM
greenback-seagull2$50.0012/12/2011 5:33:30 PM
Mr_Money$25.0012/12/2011 5:21:04 PM
Clambake$25.0012/12/2011 5:33:56 PM
pleasant-basis$25.0012/12/2011 5:21:27 PM
Strato$25.0212/12/2011 5:39:02 PM
postalwhiz$25.0012/12/2011 5:21:35 PM
rose88$25.0012/12/2011 5:34:12 PM
socrates520$50.0012/12/2011 5:39:46 PM
britgsb$30.0012/12/2011 5:22:44 PM
extraordinary-exchange4$25.0012/12/2011 5:40:12 PM
income-banjo$50.0012/12/2011 5:23:00 PM
indomitable-coin$25.0012/12/2011 5:23:04 PM
point-zebra$25.0012/12/2011 5:23:10 PM
neighborly-hope6$100.0012/12/2011 5:23:41 PM
Natronpee$25.0012/12/2011 5:41:46 PM
credit-scout7$50.0012/12/2011 5:41:59 PM
velocity-solo$25.0012/12/2011 5:24:11 PM
spenrod$25.0012/12/2011 5:36:58 PM
ChrisJB$25.0012/12/2011 5:43:30 PM
capital-web7$50.0012/12/2011 5:37:27 PM
TrustPlus$50.0012/12/2011 5:43:47 PM
best-deal-banker$50.0012/12/2011 5:25:18 PM
MrDavid$75.0012/12/2011 5:44:26 PM
HibbyD$30.0012/12/2011 5:44:44 PM
anyoi$25.0012/12/2011 5:39:07 PM
paramjit$50.0012/12/2011 5:39:13 PM
GoSix$25.0012/12/2011 5:45:53 PM
puifais$50.0012/12/2011 5:39:24 PM
jjb3$25.0012/12/2011 5:46:11 PM
skuba$75.0012/12/2011 5:26:16 PM
gauss02$25.0012/12/2011 5:46:54 PM
AFairDeal$25.0012/12/2011 5:26:49 PM
KarmaBum77$25.0012/12/2011 5:47:59 PM
Octavian315$35.0012/12/2011 5:48:40 PM
investment-star$25.0012/12/2011 5:41:02 PM
ZeLonewolf$25.0012/12/2011 5:27:21 PM
vivacious-truth3$25.0012/12/2011 5:50:01 PM
jscope$25.0012/12/2011 5:43:03 PM
marketplace-achievement$25.0012/12/2011 5:28:32 PM
Nco$25.0012/12/2011 5:43:09 PM
SeaLoans$25.0012/12/2011 5:43:32 PM
evnagelist$25.0012/12/2011 5:51:52 PM
talang$25.0012/12/2011 5:44:39 PM
boghdan2000$25.0012/12/2011 5:44:48 PM
SB-Funding$50.0012/12/2011 5:45:22 PM
economy-molecule3$500.0012/12/2011 5:45:24 PM
the-laudable-peso$50.0012/12/2011 5:29:51 PM
Anny-Disco$25.0012/12/2011 5:29:56 PM
preciousjeni$25.0012/12/2011 5:46:21 PM
competent-market4$25.0012/12/2011 5:46:53 PM
logical-compassion9$25.0012/12/2011 5:31:34 PM
purvike$25.0012/12/2011 5:48:57 PM
gzeo$25.0012/12/2011 5:32:40 PM
helpful-dough$50.0012/12/2011 5:32:48 PM
sound$50.0012/12/2011 5:33:34 PM
rajs$250.0012/12/2011 5:50:00 PM
SanJoser$25.0012/12/2011 5:34:29 PM
virtualbank$25.0012/12/2011 5:52:43 PM
daisuke$25.0012/12/2011 5:35:39 PM
moola-man$25.0012/12/2011 5:35:51 PM
Scott0007$25.0012/12/2011 6:15:18 PM
bold-yield-rumbler$25.0012/12/2011 5:37:42 PM
bobby5832708$25.0012/12/2011 5:38:55 PM
lrr34$25.0012/12/2011 5:39:54 PM
WLenders$50.0012/12/2011 5:40:42 PM
ujiba$50.0012/12/2011 5:42:24 PM
robvtec$25.0012/12/2011 5:42:56 PM
five-star-nickel7$25.0012/12/2011 5:43:07 PM
famous-ore2$50.0012/12/2011 5:43:49 PM
Ready2Loan$25.0012/12/2011 5:45:37 PM
hrubinst$50.0012/12/2011 5:46:30 PM
esabzb$25.0012/12/2011 5:47:18 PM
GMPK_TLAS$50.0012/12/2011 5:47:40 PM
cerebral-value4$50.0012/12/2011 5:48:49 PM
investor7257$25.0012/12/2011 5:52:32 PM
repaymeplease$25.0012/12/2011 5:55:15 PM
asset-producer1$100.0012/12/2011 7:40:43 PM
singularity584$100.0012/12/2011 6:39:14 PM
blot44$50.0012/12/2011 7:46:26 PM
HoosierDaddie$25.0012/12/2011 8:57:40 PM
money-booster2$35.0012/12/2011 9:40:49 PM
hitsman$50.0012/12/2011 10:13:12 PM
frooogal$25.0012/12/2011 8:49:55 PM
Pasagam$50.0012/13/2011 5:38:32 AM
IIP77$25.0012/13/2011 12:53:27 AM
Rockymtnhi$25.0012/13/2011 7:05:57 AM
credit-investor5$50.0012/13/2011 6:53:20 AM
happy-loot3$200.0012/13/2011 7:49:56 AM
studious-peso$25.0012/13/2011 8:19:26 AM
yachtmaster45$25.0012/13/2011 9:07:12 AM
transparency-river1$1,000.0012/13/2011 9:12:25 AM
syounker$25.0012/13/2011 9:08:51 AM
janeybooboo$91.8012/13/2011 9:12:21 AM
Warwick$25.0012/13/2011 9:13:19 AM
brightest-fearless-payout$50.0012/13/2011 9:15:04 AM
Syzygy$25.0012/13/2011 9:15:31 AM
riskreward$250.0012/13/2011 9:19:41 AM
jayhawk1000$25.0012/13/2011 9:21:41 AM
CasaDeTomas$100.0012/13/2011 9:23:30 AM
fervent-repayment$50.0012/13/2011 9:19:55 AM
PA2LA$25.0012/13/2011 9:21:40 AM
goldeneye777$51.0012/13/2011 9:27:14 AM
PK_USMC$25.0012/13/2011 9:28:04 AM
shaker348$25.0012/13/2011 9:28:39 AM
TEAM-Jasper$25.0012/13/2011 9:05:54 AM
credible-durability$25.0012/13/2011 9:29:36 AM
MARSTUN$100.0012/13/2011 9:26:57 AM
Stafo$25.0012/13/2011 9:06:49 AM
transparency-atmosphere6$100.0012/13/2011 9:08:42 AM
runner262$25.0012/13/2011 9:37:35 AM
ManhattanLender$25.0012/13/2011 9:15:54 AM
sunshine1965$25.0012/13/2011 9:17:00 AM
DamnBankee$25.0012/13/2011 9:42:13 AM
brutusbone$25.0012/13/2011 9:19:45 AM
kcole10$25.0012/13/2011 9:42:38 AM
Namrok$25.0012/13/2011 9:46:40 AM
traghip6$25.0012/13/2011 9:49:54 AM
hostbank$100.0012/13/2011 9:47:22 AM
fireheart$25.0012/13/2011 9:50:22 AM
NJNY$25.0012/13/2011 9:50:43 AM
L-vex$25.0012/13/2011 9:31:12 AM
Relaxo$50.0012/13/2011 9:31:41 AM
meenan$100.0012/13/2011 10:21:27 AM
Tradesmanlender$25.0012/13/2011 9:32:32 AM
retiresecure$25.0012/13/2011 10:46:31 AM
houli123$50.0012/13/2011 9:41:28 AM
igniter584$75.0012/13/2011 11:29:26 AM
loantigger$25.0012/13/2011 9:43:23 AM
Viamin$25.0012/13/2011 9:44:06 AM
extraordinary-silver5$25.0012/13/2011 9:44:11 AM
JasmineTrust$25.7012/13/2011 11:29:01 AM
BiggestG$25.0012/13/2011 9:45:34 AM
Snoopylover$25.0012/13/2011 11:46:06 AM
leeball$50.0012/13/2011 9:49:43 AM
Railbird$25.0012/13/2011 9:51:01 AM
wahoos20$50.0012/13/2011 1:01:14 PM
susurrus$50.0012/13/2011 1:25:15 PM
income-safehouse9$500.0012/13/2011 1:44:43 PM
commanding-treasure2$50.0012/13/2011 10:59:57 AM
rex45$26.0012/13/2011 1:48:27 PM
Captain88$25.0012/13/2011 11:37:33 AM
rancher7$25.1512/13/2011 2:31:28 PM
pbo922$25.0012/13/2011 12:08:36 PM
ethicalhumanist$100.0012/13/2011 2:44:34 PM
dough-souffle$200.0012/13/2011 12:53:31 PM
MASinVestment$50.0012/13/2011 4:32:49 PM
lightninghcky7$40.0012/13/2011 2:17:48 PM
marketplace-emperor6$101.0012/13/2011 3:10:27 PM
MidLifeCrisis$25.0012/13/2011 3:28:13 PM
Boxhead$50.0012/13/2011 5:11:53 PM
determined-revenue1$35.0012/13/2011 5:17:00 PM
sdloanhelper$50.0012/13/2011 5:21:47 PM
kanemochi$25.0012/13/2011 5:22:42 PM
Elefunt$25.0012/13/2011 5:25:22 PM
payout-motivator0$75.0012/13/2011 5:30:27 PM
crispies$25.0012/13/2011 5:27:54 PM
miket71$30.0012/13/2011 5:08:47 PM
Castellan$50.0012/13/2011 5:10:22 PM
enticing-capital6$50.0012/13/2011 5:13:23 PM
Asgardian$30.0012/13/2011 5:36:48 PM
EvalCrux$50.0012/13/2011 5:34:11 PM
ss2020$31.0012/13/2011 5:37:18 PM
eagle79$25.0012/13/2011 5:16:27 PM
Tscheddar$25.0012/13/2011 5:40:11 PM
lagnisiruk$25.0012/13/2011 5:16:34 PM
wildsf$25.0012/13/2011 5:22:04 PM
social-turtle4$25.0012/13/2011 5:43:25 PM
justalender$50.0012/13/2011 5:47:39 PM
lounges$40.0012/13/2011 5:48:52 PM
Azonic21$25.0012/13/2011 5:31:17 PM
george6791$25.0012/13/2011 6:07:15 PM
deal-dolphin5$100.0012/13/2011 6:25:13 PM
auxilliary2000$25.0012/13/2011 6:20:53 PM
friendly-worth3$25.0012/13/2011 6:22:09 PM
icon7$25.0012/13/2011 6:53:36 PM
currency-balancer$100.0012/13/2011 6:55:37 PM
gsp1885$44.0012/13/2011 7:17:34 PM
flexible-vigilance7$500.0012/13/2011 7:49:12 PM
dpfl55$25.0012/13/2011 9:46:15 PM
capital-lesson$25.0012/13/2011 5:54:36 PM
gravbox$25.0012/13/2011 6:01:14 PM
careful-note$200.0012/13/2011 11:13:06 PM
cash-merry-maker$25.0012/13/2011 11:41:55 PM
wtrboy$50.0012/13/2011 11:56:05 PM
wise-abundant-hope$25.0012/13/2011 6:40:43 PM
peripatetic$25.0012/14/2011 1:13:21 AM
just-loyalty643$50.0012/13/2011 8:40:32 PM
cattlebaron$25.0012/13/2011 8:56:59 PM
bailey7563$34.4312/14/2011 5:12:16 AM
cfig-llc$25.0012/14/2011 4:36:06 AM
thegobbler$55.1312/14/2011 6:49:00 AM
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speyer$25.0012/12/2011 5:05:40 PM
mmckune$25.0012/12/2011 5:05:50 PM
ianakacg$25.0012/12/2011 5:07:13 PM
TJ643$25.0012/12/2011 5:07:18 PM
market-solstice2$25.0012/12/2011 5:07:43 PM
trident9$50.0012/12/2011 5:06:56 PM
dpjd$25.0012/12/2011 5:08:08 PM
a-responsible-return$50.0012/12/2011 5:09:24 PM
allenerb$25.0012/12/2011 5:09:43 PM
funds-captain4$50.0012/12/2011 5:09:46 PM
intuitive-integrity9$50.0012/12/2011 5:10:17 PM
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mr55262$25.0012/12/2011 5:10:03 PM
the2monkeys$25.0012/12/2011 5:11:01 PM
toblerone$25.0012/12/2011 5:11:07 PM
Pasagam$50.0012/12/2011 5:11:37 PM
timbob$100.0012/12/2011 5:13:23 PM
happy-yield$25.0012/12/2011 5:13:52 PM
zenchef$25.0012/12/2011 5:14:42 PM
currency-agave$60.0012/12/2011 5:14:56 PM
Yankeeeagle$25.0012/12/2011 5:15:06 PM
Gabriel02$25.0012/12/2011 5:12:03 PM
rmachi$25.0012/12/2011 5:15:38 PM
fiddlerzvi$50.0012/12/2011 5:05:29 PM
roadtruck$50.0012/12/2011 5:16:12 PM
vigilance-revolutionary$50.0012/12/2011 5:05:35 PM
figs4u2$100.0012/12/2011 5:16:30 PM
geekguy$25.0012/12/2011 5:16:43 PM
Marathoner$25.0012/12/2011 5:12:50 PM
the-enterprising-leverage$50.0012/12/2011 5:06:44 PM
ChicoBob$25.0012/12/2011 5:07:01 PM
nickel-ferret$50.0012/12/2011 5:17:51 PM
hope-amigo$25.0012/12/2011 5:13:31 PM
auction-rocket$25.0012/12/2011 5:14:08 PM
finance-negotiator2$25.0012/12/2011 5:07:32 PM
biobulator$25.0012/12/2011 5:18:27 PM
networks4ever$25.0012/12/2011 5:14:34 PM
Harry$50.0012/12/2011 5:18:44 PM
xphile$25.0012/12/2011 5:08:03 PM
Wilvara$25.0012/12/2011 5:08:26 PM
a-truth-upholder$25.0012/12/2011 5:15:08 PM
income-excellence1$25.0012/12/2011 5:19:52 PM
tflood1967$50.0012/12/2011 5:15:36 PM
fcrick$25.0012/12/2011 5:20:19 PM
BaxterEvil$25.0012/12/2011 5:20:34 PM
skro$25.0012/12/2011 5:20:54 PM
oneeighty$25.0012/12/2011 5:17:16 PM
ski bum$100.0012/12/2011 5:17:34 PM
aasx1108$25.0012/12/2011 5:22:07 PM
badgermom$25.0012/12/2011 5:22:26 PM
steiglends$100.0012/12/2011 5:18:47 PM
blackballplayer$25.0012/12/2011 5:18:57 PM
payment-arrow$25.0012/12/2011 5:23:38 PM
jasperpants$25.0012/12/2011 5:20:25 PM
Trimalchio12$25.0012/12/2011 5:24:20 PM
RG$25.0012/12/2011 5:24:43 PM
PRGuyinVA$25.0012/12/2011 5:20:47 PM
lucrative-coin$50.0012/12/2011 5:09:31 PM
unrivaled-silver$25.0012/12/2011 5:09:35 PM
ZeoInvestments$25.0012/12/2011 5:26:15 PM
cebgop$25.0012/12/2011 5:26:47 PM
TCayce$25.0012/12/2011 5:10:08 PM
Kyjamune$25.0012/12/2011 5:22:57 PM
efficient-marketplace$25.0012/12/2011 5:27:48 PM
larslfe$25.0012/12/2011 5:11:44 PM
bb575$50.0012/12/2011 5:23:24 PM
exuberant-dime$25.0012/12/2011 5:28:55 PM
tatsuo20001$25.0012/12/2011 5:24:00 PM
autonomous-kindness8$25.0012/12/2011 5:24:36 PM
michaelwong$50.0012/12/2011 5:29:05 PM
QuinMccoy$50.0012/12/2011 5:25:04 PM
puyanera$25.0012/12/2011 5:12:55 PM
minista$25.0012/12/2011 5:13:09 PM
Arg3998$25.0012/12/2011 5:29:47 PM
silver-armada$50.0012/12/2011 5:25:47 PM
Maccs55$25.0012/12/2011 5:26:18 PM
diligent-leverage$25.0012/12/2011 5:13:26 PM
MiniBank998$25.0012/12/2011 5:13:35 PM
trade-burrito4$35.0012/12/2011 5:13:55 PM
kevin314$25.0012/12/2011 5:31:54 PM
first-pragmatic-note$50.0012/12/2011 5:14:44 PM
sun818$25.0012/12/2011 5:15:20 PM
MONEYLENDER101$50.0012/12/2011 5:28:35 PM
truth-crusader7$50.0012/12/2011 5:16:01 PM
TelegramSam$25.0012/12/2011 5:33:07 PM
mizount$25.0012/12/2011 5:16:25 PM
Chutney$25.0012/12/2011 5:33:20 PM
Tahoeguy$50.0012/12/2011 5:29:15 PM
bid-papyrus$25.0012/12/2011 5:17:27 PM
GodzillaLending$25.0012/12/2011 5:34:45 PM
benjay25$35.0012/12/2011 5:34:52 PM
brazilofmux$100.0012/12/2011 5:29:44 PM
enriching-trade2$50.0012/12/2011 5:35:09 PM
chlebie$50.0012/12/2011 5:29:57 PM
Preteur$25.0012/12/2011 5:30:49 PM
anacent$25.0012/12/2011 5:35:59 PM
TW2000$25.0012/12/2011 5:19:14 PM
vibrant-trade8$35.0012/12/2011 5:32:00 PM
NoCal$25.0012/12/2011 5:19:42 PM
BBL$25.0012/12/2011 5:32:20 PM
FirePro22$25.0012/12/2011 5:19:46 PM
cnovak$25.0012/12/2011 5:20:04 PM
unforgettable-wealth4$50.0012/12/2011 5:37:14 PM
kyomoon$50.0012/12/2011 5:32:38 PM
Blends$45.0012/12/2011 5:33:02 PM
UncleTupelo2$25.0012/12/2011 5:38:21 PM
intuitive-camaraderi9$25.0012/12/2011 5:20:42 PM
g314$25.0012/12/2011 5:21:19 PM
zhiguli$25.0012/12/2011 5:21:47 PM
Relevance$25.0012/12/2011 5:34:20 PM
dartmouth99$25.0012/12/2011 5:39:52 PM
valiant-liberty4$25.0012/12/2011 5:40:06 PM
mlender$25.0012/12/2011 5:40:41 PM
wbahl$25.0012/12/2011 5:23:16 PM
whistledicksmith$25.0012/12/2011 5:23:47 PM
Zeenos$25.1112/12/2011 5:24:08 PM
Cheburashka$25.0012/12/2011 5:42:02 PM
mar97$25.0012/12/2011 5:36:49 PM
platinum-genetics$25.0012/12/2011 5:42:28 PM
andyb9$25.0012/12/2011 5:43:16 PM
Mantis75$25.0012/12/2011 5:37:22 PM
AmericanCredit$50.0012/12/2011 5:43:21 PM
Kame$25.0012/12/2011 5:37:37 PM
doncm$50.0012/12/2011 5:25:12 PM
dvsmoney$25.0012/12/2011 5:25:20 PM
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vinayganti$55.0012/12/2011 5:47:32 PM
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AgTiPinisher$25.0012/12/2011 5:42:34 PM
elasermd$50.0012/12/2011 5:28:47 PM
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SMVM87$25.0012/12/2011 5:44:57 PM
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ChrisTJ$25.0012/12/2011 5:45:48 PM
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JAVEHE$25.0012/12/2011 5:39:17 PM
openness-prospector$25.0012/12/2011 5:39:45 PM
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whiterabbit1874$25.0012/12/2011 5:42:44 PM
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rulender$25.0012/12/2011 5:44:28 PM
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basis-ferret8$50.0012/12/2011 5:45:46 PM
Edwin_Rae$25.0012/12/2011 5:47:20 PM
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Eastern$50.0012/12/2011 5:49:07 PM
community-saver158$50.0012/12/2011 5:49:24 PM
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strombo27$50.0012/12/2011 6:46:26 PM
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availableloan$25.0012/12/2011 8:36:32 PM
yield-hut$28.0012/13/2011 3:40:02 AM
Captain_America$50.0012/13/2011 6:48:13 AM
the_winning_ticket$100.0012/13/2011 1:06:40 AM
first-serene-credit$25.0012/13/2011 7:27:46 AM
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PlatinumBank$25.0012/13/2011 8:05:18 AM
Mark090$25.0012/13/2011 8:16:03 AM
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dthompso$50.0012/13/2011 9:19:27 AM
MTLoans$25.0012/13/2011 9:26:24 AM
lenderme$25.0012/13/2011 9:27:53 AM
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SASBANK$25.0012/13/2011 9:33:12 AM
silverloan$50.0012/13/2011 9:46:30 AM
capital-futurist$25.0012/13/2011 12:09:27 PM
abundant-dinero5$25.0012/13/2011 12:14:23 PM
CIC$25.0012/13/2011 12:34:33 PM
pwkpwk$25.0012/13/2011 1:20:50 PM
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cac1966$25.0012/13/2011 2:12:17 PM
slwholesales$52.2412/13/2011 2:39:13 PM
credit-statuette8$50.0012/13/2011 2:59:50 PM
Hillbilly_Banker$25.0012/13/2011 3:26:36 PM
wealth-infusion6$200.0012/13/2011 12:30:56 PM
gsd$25.0012/13/2011 4:22:02 PM
awesome-yield7$25.0012/13/2011 1:57:07 PM
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iem2509$35.0012/13/2011 4:42:46 PM
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mrladybug101$25.0012/13/2011 5:20:42 PM
MoneyMA$25.0012/13/2011 5:24:18 PM
bchbum$25.0012/13/2011 4:52:40 PM
OCedHrt$25.0012/13/2011 5:27:15 PM
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nvhm$50.0012/13/2011 5:34:57 PM
Spring342$25.0012/13/2011 5:34:30 PM
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Asgardian$25.0012/13/2011 5:37:28 PM
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macgeek$25.0012/13/2011 5:46:05 PM
loyalty-circuitry$100.0012/13/2011 5:49:59 PM
capital-lesson$25.0012/13/2011 5:55:37 PM
Lubava$25.0012/13/2011 6:09:56 PM
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dfealk$25.0012/13/2011 6:34:39 PM
impressive-justice6$50.0012/13/2011 7:35:07 PM
senior1$25.0012/13/2011 8:05:15 PM
Hoov$25.0012/13/2011 8:38:02 PM
einstein$500.0012/13/2011 8:20:52 PM
JGuide$26.0012/13/2011 9:11:29 PM
BoughtTheFarm$25.0012/13/2011 5:43:46 PM
cash-pie$25.0012/13/2011 5:45:20 PM
Speedracer12$50.0012/13/2011 6:39:15 PM
power-bluebird2$25.0012/14/2011 3:36:20 AM
emjo1219$25.0012/14/2011 4:23:12 AM
Bank42$25.0012/14/2011 5:06:18 AM
Socorro_Capital_Partners$25.0112/13/2011 9:20:48 PM
Happyhourcomics$25.0012/14/2011 2:13:56 AM
systematic0$25.0012/14/2011 4:18:57 AM
CapeDollars$25.0012/14/2011 6:23:24 AM
unafraid-loan5$25.0012/14/2011 6:53:18 AM
meux99$25.0012/14/2011 6:58:30 AM
MASinVestment$418.5412/14/2011 7:15:33 AM
563 Investments
 
Borrower Payment Dependent Notes Series 543788
This series of Notes was issued and sold upon the funding of the borrower loan #57575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Dec-1992 Debt/Income ratio: Not calculated
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 25Stated income:Not employed
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0 
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: wellah Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating a Few Bills
Purpose of loan:
This loan will be used to catch up on a few bills that I have been juggling while unemployed. Receiving unemployment and have a roommate.

My financial situation:
I am a good candidate for this loan because I have several interviews scheduled and am working with temp agencies to land positions earning more than unemployment. I have always paid my bills and can handle the expected payment for this loan.

Monthly net income: $2204.00
Monthly expenses: $2556.00
Housing: $944.01
Insurance: $243.00
Car expenses: $150
Utilities: $394 (natural gas, electricity, garbage and HOA which includes water & sewer)
Phone, cable, internet: $189
Food, entertainment: $150
Clothing, household expenses: $25.00
Credit cards and other loans: $252.00
Other expenses: $185.52 (student loan), $24.00 (gym membership)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
transparency-baton$25.0012/15/2011 12:19:54 PM
liberty-society5$25.0012/15/2011 12:00:25 PM
careful-vigilance4$50.0012/15/2011 9:49:56 AM
capital-halo1$1,000.0012/15/2011 9:38:06 AM
dedicated-transaction796$25.0012/15/2011 9:43:19 AM
Alpha-AssistU$25.0012/15/2011 9:42:39 AM
TheCount$25.0012/15/2011 9:42:05 AM
kulender$100.0012/15/2011 9:41:05 AM
greenback-guard$25.0012/15/2011 5:11:50 AM
nimble-revenue5$50.0012/13/2011 5:28:40 PM
sjc224$25.0012/13/2011 4:20:49 PM
Investor_DP$100.0012/12/2011 5:50:15 PM
economy-shrubbery6$25.0012/12/2011 5:09:18 PM
heart514$25.0012/12/2011 7:27:47 PM
HamachiMan$50.0012/12/2011 8:24:55 PM
glenium$25.0012/13/2011 2:42:22 AM
truth-companion$25.0012/13/2011 9:24:51 AM
transaction-circuit$75.0012/14/2011 11:44:53 AM
pound-mushroom3$25.0012/15/2011 9:31:47 AM
gold-channel2$25.0012/15/2011 9:37:19 AM
SecondChanceLendingSERV$25.0012/15/2011 10:04:03 AM
euro-banker$25.0012/15/2011 9:41:09 AM
blue-lively-platinum$25.0012/15/2011 9:46:04 AM
economy-coup$50.0012/15/2011 9:48:54 AM
MikeyZ2008$50.0012/15/2011 9:52:14 AM
happy-return4$50.0012/15/2011 11:44:50 AM
value-squirrel3$25.0012/15/2011 10:45:11 AM
credit-socrates648$2,000.0012/15/2011 1:45:24 PM
28 Investments
 
Borrower Payment Dependent Notes Series 543792
This series of Notes was issued and sold upon the funding of the borrower loan #57607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-10-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $70.52
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1981 Debt/Income ratio: 48%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,839Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 30%  
   Homeownership: No  
Screen name: tranquil-funds7 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Moving
Purpose of loan:
This loan will be used to help me and my daughter move from Long Island to NYC.

My financial situation is OK but I do not have any money saved so I can not make this necessary move from my sisters home without first obtaining a loan.
I am a good candidate for this loan because I always pay my bills on time each and every month.


Monthly net income: $ 2086.00
Monthly expenses: $
Housing: $ 200.00 Monthly
Insurance: $ 96..00 Monthly
Car expenses: $ 227.00 Monthly
Utilities: $ 0.00
Phone, cable, internet: $ 100.00 Monthly
Food, entertainment: $ 50.00 Monthly
Clothing, household expenses: $ 50.00 Monthly
Credit cards and other loans: $ 300.00 Monthly
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/10/2011 12:07:11 PM
igniter584$25.0012/10/2011 12:33:30 PM
Investor_DP$100.0012/10/2011 12:25:08 PM
blue-lively-platinum$25.0012/10/2011 2:22:10 PM
bold-steady-peso$50.0012/10/2011 8:40:18 PM
JustMee$25.0012/11/2011 7:20:25 AM
green-rate-futurist$25.0012/11/2011 1:39:01 PM
auction-seeker4$25.0012/11/2011 5:46:03 PM
engaging-worth$25.0012/12/2011 10:28:21 AM
graceful-IRAinvestment$50.0012/12/2011 1:31:11 PM
Poker_Grandpa$25.0012/12/2011 2:37:25 PM
money-booster2$25.0012/12/2011 9:46:39 PM
the_winning_ticket$100.0012/13/2011 1:06:28 AM
impressive-justice6$25.0012/13/2011 4:52:56 AM
gentle-transparency7$250.0012/13/2011 2:58:36 AM
helvet$30.0012/13/2011 9:27:19 AM
LittleMingo$25.0012/13/2011 9:12:06 AM
palpbert$25.0012/13/2011 9:43:53 AM
note-venture$50.0012/13/2011 10:45:07 AM
commanding-treasure2$50.0012/13/2011 10:59:48 AM
JasmineTrust$9.7512/13/2011 11:27:32 AM
EretzCapital$29.4512/13/2011 11:05:52 AM
igniter584$25.0012/13/2011 11:26:53 AM
AndChicksforFree$25.0012/10/2011 12:13:07 PM
bazaar-festivity$25.0012/10/2011 12:16:37 PM
JTHarris$25.0012/10/2011 9:53:10 PM
income-banjo$100.0012/11/2011 8:10:49 AM
Bank_Of_XL$25.0012/11/2011 10:00:57 AM
dudebrah$25.0012/11/2011 4:52:26 PM
basis-ferret8$50.0012/11/2011 6:55:35 PM
skillful-asset5$30.0012/11/2011 8:47:50 PM
thankful-nickel2$25.0012/12/2011 6:27:51 AM
CashFlow13$100.0012/12/2011 9:17:33 AM
upbeat-finance8$25.0012/12/2011 5:44:04 PM
heart514$25.0012/12/2011 7:27:32 PM
lowrater$50.7012/13/2011 6:33:51 AM
happy-loot3$100.0012/13/2011 7:57:28 AM
loan-rider7$25.0012/13/2011 7:58:57 AM
unclejaef$25.0012/13/2011 8:53:06 AM
CoolPlexer$25.0012/13/2011 9:37:48 AM
wise-deal-panda$100.0012/13/2011 9:38:21 AM
wwwUniversal$25.0012/13/2011 9:49:16 AM
Earn_money$25.1012/13/2011 11:10:05 AM
evergreen16$100.0012/13/2011 10:45:40 AM
44 Investments
 
Borrower Payment Dependent Notes Series 543796
This series of Notes was issued and sold upon the funding of the borrower loan #57983, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-12-2011 
Term: 60 months Listing End date:  Dec-15-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $273.41
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1995 Debt/Income ratio: 20%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 13Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 25 Occupation: Social Worker
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,671Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: Yes  
Screen name: top-ready-investment Borrower's state: Hawaii Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Start-up
Purpose of loan: Purchase equipment needed for start-up of food processing business.

This loan will be used to purchase basic equipment needed.

My financial situation: Employed and married home owner. My wife is employed also and we share household expenses.

I am a good candidate for this loan because I am currently able to cover the payments without additional income from the business. However, the goal is of course to end my employment and work full-time in the business. I expect to be able to do this within two years.

Figures below relate to my portion of the current household income and expenses.

Monthly net income: $4300
Monthly expenses: $3900
Housing: $1200
Insurance: $200
Car expenses: $400
Utilities: $300
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/12/2011 5:11:48 PM
AFairDeal$25.0012/12/2011 5:26:59 PM
bazaar-festivity$25.0012/12/2011 5:36:32 PM
Investor_DP$100.0012/12/2011 5:49:45 PM
asset-producer1$100.0012/12/2011 7:55:40 PM
asset-producer1$100.0012/12/2011 7:58:35 PM
graceful-IRAinvestment$30.0012/12/2011 8:32:09 PM
commanding-treasure2$50.0012/13/2011 10:59:57 AM
sjc224$25.0012/13/2011 4:20:49 PM
ChrisProsper$70.0012/15/2011 1:18:42 PM
asset-producer1$200.0012/12/2011 8:05:09 PM
silvercertificate$25.0012/13/2011 9:18:49 AM
lender2611$25.0012/13/2011 5:43:09 PM
MASinVestment$100.0012/14/2011 7:33:17 AM
MoonMama$25.0012/15/2011 7:55:33 AM
worth-blanket2$9,000.0012/15/2011 9:54:07 AM
cattlebaron$25.0012/15/2011 12:58:55 PM
houli123$50.0012/15/2011 11:55:26 AM
18 Investments
 
Borrower Payment Dependent Notes Series 543806
This series of Notes was issued and sold upon the funding of the borrower loan #57428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $70.52
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1988 Debt/Income ratio: 8%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 19 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $354Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 70%  
   Homeownership: No  
Screen name: trade-hammock3 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4,000
Monthly expenses: $2,900
Housing: $300.
Insurance: $90.
Car expenses: $400
Utilities: $175.
Phone, cable, internet: $160.
Food, entertainment: $250.
Clothing, household expenses: $200.
Credit cards and other loans: $200.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ethical-truth211$70.0012/13/2011 2:24:58 AM
durable-deal2$50.0012/12/2011 8:12:10 PM
the-magnetic-transaction$50.0012/12/2011 10:25:44 PM
wwwUniversal$25.0012/12/2011 10:21:39 PM
asset-producer1$100.0012/12/2011 8:02:10 PM
money-booster2$25.0012/12/2011 9:33:51 PM
asset-producer1$100.0012/12/2011 7:55:36 PM
first-integrity-gravity$200.0012/12/2011 9:36:37 PM
income-cocktail3$25.0012/12/2011 9:01:43 PM
HamachiMan$50.0012/12/2011 8:24:52 PM
heart514$25.0012/12/2011 7:27:35 PM
BankOfBjoltus$25.0012/12/2011 7:15:22 PM
upbeat-finance8$25.0012/12/2011 5:39:54 PM
igniter584$50.0012/12/2011 3:49:25 PM
finance-refresher3$50.0012/12/2011 4:54:39 PM
graceful-IRAinvestment$53.0012/12/2011 1:41:06 PM
basis-ferret8$50.0012/11/2011 6:55:37 PM
balance-transformer3$30.0012/11/2011 1:40:51 PM
igniter584$25.0012/11/2011 12:36:29 PM
Investor_DP$100.0012/11/2011 12:32:41 PM
vutah$25.0012/11/2011 3:01:35 PM
blue-lively-platinum$25.0012/12/2011 9:18:31 AM
unforgettable-wealth4$50.0012/12/2011 9:24:05 AM
income-banjo$50.0012/12/2011 9:32:54 AM
BigMac1953$25.0012/12/2011 10:24:25 AM
dudebrah$25.0012/12/2011 9:45:33 AM
patron123$27.0012/12/2011 4:36:46 PM
britgsb$30.0012/12/2011 5:22:44 PM
mikrolown$25.0012/12/2011 5:35:35 PM
mtquan$25.0012/12/2011 5:32:36 PM
NolockHolmes$40.0012/12/2011 10:38:09 PM
the_winning_ticket$100.0012/13/2011 1:06:32 AM
transparency-giant$50.0012/12/2011 9:37:55 PM
hitsman$50.0012/12/2011 10:13:11 PM
DadsHaudiService$250.0012/12/2011 11:12:20 PM
careful-note$75.0012/13/2011 12:55:51 AM
36 Investments
 
Borrower Payment Dependent Notes Series 543808
This series of Notes was issued and sold upon the funding of the borrower loan #57638, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-10-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $219.00
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1966 Debt/Income ratio: 23%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:11y 0m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $46,549Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: kind-generosity-refresher Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
real estate taxes
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
graceful-IRAinvestment$53.0012/12/2011 1:43:58 PM
green-rate-futurist$25.0012/11/2011 1:39:46 PM
blue-lively-platinum$25.0012/10/2011 2:22:11 PM
Investor_DP$100.0012/10/2011 12:25:25 PM
LittleMingo$30.0012/10/2011 12:22:16 PM
profit-powerplant$25.0012/12/2011 9:21:02 AM
jkeller4000$25.0012/12/2011 1:15:25 PM
worth-blanket2$5,200.0012/12/2011 3:15:59 PM
economy-shrubbery6$17.0012/12/2011 5:09:08 PM
9 Investments
 
Borrower Payment Dependent Notes Series 543824
This series of Notes was issued and sold upon the funding of the borrower loan #57636, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $278.73
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1998 Debt/Income ratio: 38%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 20 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,178Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: integrity-slingshot2 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidate and improve credit
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/12/2011 5:50:06 PM
sjc224$25.0012/13/2011 4:20:50 PM
blue-radiant-economy$100.0012/14/2011 2:30:33 AM
bazaar-festivity$25.0012/14/2011 5:36:28 PM
pound-mushroom3$25.0012/14/2011 5:27:28 PM
mlj0671$25.0012/14/2011 5:42:53 PM
payment-gusto$25.0012/14/2011 7:07:58 PM
KMSB$25.0012/14/2011 6:46:35 PM
greenback-guard$25.0012/15/2011 5:09:10 AM
treasure-bliss$25.0012/15/2011 5:17:45 AM
deal-pioneer1$25.0012/15/2011 6:35:51 AM
jmcdon7230$25.0012/15/2011 8:02:22 AM
MASinVestment$50.0012/15/2011 9:07:54 AM
diplomatic-wealth7$25.0012/15/2011 9:05:51 AM
heart514$25.0012/15/2011 9:10:30 AM
lie21073$25.0012/15/2011 9:50:11 AM
happy-return4$50.0012/15/2011 11:44:50 AM
transparency-baton$25.0012/15/2011 12:19:54 PM
scoobiedoo$45.0012/15/2011 12:32:04 PM
reinforced-gain7$2,000.0012/15/2011 2:06:13 PM
reinforced-gain7$649.1512/15/2011 2:08:55 PM
Nojukbong$50.0012/15/2011 2:38:19 PM
lender2611$50.0012/15/2011 5:06:57 PM
SolarMoonshine$25.0012/15/2011 5:06:08 PM
unbelievable-exchange$100.0012/15/2011 4:45:39 PM
pdub$75.0012/14/2011 5:07:54 PM
missing-link$25.0012/14/2011 5:25:54 PM
truth-companion$25.0012/14/2011 5:41:32 PM
red-power-pecan$50.0012/14/2011 5:33:29 PM
RandomMonkey$25.0012/14/2011 6:09:33 PM
glimmering-funds2$25.0012/14/2011 6:18:46 PM
unassailable-listing3$100.0012/14/2011 6:29:37 PM
michaelray703$25.0012/14/2011 8:47:59 PM
fcukciti$35.0012/15/2011 1:34:22 AM
Webpreneur$50.0012/15/2011 12:23:33 AM
miked8303$25.0012/15/2011 9:41:23 AM
blue-lively-platinum$25.0012/15/2011 9:46:05 AM
trade-beeper4$25.0012/15/2011 9:46:21 AM
trippd6$25.0012/15/2011 11:10:16 AM
SecondChanceLendingSERV$25.0012/15/2011 10:15:03 AM
lendstats_com$202.0012/15/2011 10:03:10 AM
liberty-society5$25.0012/15/2011 12:01:30 PM
credit-socrates648$2,500.0012/15/2011 1:47:23 PM
bigb7$25.0012/15/2011 12:48:21 PM
miked8303$50.0012/15/2011 1:21:33 PM
impressive-balance8$25.0012/15/2011 4:46:51 PM
help4u$25.0012/15/2011 3:14:00 PM
scrappy-penny6$18.8512/15/2011 5:11:18 PM
48 Investments
 
Borrower Payment Dependent Notes Series 543826
This series of Notes was issued and sold upon the funding of the borrower loan #57536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-10-2011 
Term: 60 months Listing End date:  Dec-15-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $220.97
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1978 Debt/Income ratio: 14%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,432Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: nourishing-wealth0 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.0012/10/2011 12:10:12 PM
AFairDeal$25.0012/10/2011 12:07:01 PM
houli123$50.0012/10/2011 12:06:19 PM
aabadabadoo$25.0012/10/2011 12:33:52 PM
igniter584$25.0012/10/2011 12:33:31 PM
indomitable-coin$25.0012/10/2011 12:41:39 PM
BxRealtor$25.0012/10/2011 12:51:10 PM
income-banjo$100.0012/11/2011 8:10:50 AM
money-booster2$25.0012/12/2011 11:15:12 AM
graceful-IRAinvestment$50.0012/12/2011 1:30:27 PM
phenomenal-gain5$25.0012/12/2011 7:36:20 PM
autonomous-kindness8$25.0012/13/2011 9:17:39 AM
auction-elvis$25.0012/13/2011 9:15:52 AM
vibrant-trade8$35.0012/13/2011 9:21:27 AM
TomDalonajay$25.0012/13/2011 9:27:17 AM
upbeat-coin937$25.0012/13/2011 9:32:21 AM
kenji4861$25.0012/13/2011 9:38:05 AM
mtquan$25.0012/13/2011 9:40:50 AM
circuitfive$25.0012/13/2011 9:43:59 AM
timbob$100.0012/13/2011 9:44:29 AM
Clambake$25.0012/13/2011 9:50:01 AM
transparency-giant$49.0012/13/2011 9:51:16 AM
britgsb$30.0012/13/2011 9:27:39 AM
meenan$100.0012/13/2011 10:21:26 AM
brazilofmux$100.0012/13/2011 9:30:38 AM
credit-statuette8$50.0012/13/2011 9:41:37 AM
bold-joyful-exchange$25.0012/13/2011 11:00:11 AM
extraordinary-silver5$25.0012/13/2011 9:44:03 AM
careful-note$100.0012/13/2011 12:08:18 PM
wealth-infusion6$200.0012/13/2011 12:30:48 PM
kind-bid-antioxidant$31.9112/13/2011 12:44:50 PM
cocopuffs$25.0012/13/2011 1:27:25 PM
The_Engineer$25.0012/13/2011 12:17:14 PM
horseshoelake$25.0012/13/2011 3:07:52 PM
worthy-commitment7$25.0012/13/2011 2:23:51 PM
MidLifeCrisis$25.0012/13/2011 3:28:13 PM
deal-searcher1$25.0012/13/2011 4:40:53 PM
bbrelo$25.0012/13/2011 5:38:16 PM
gravbox$25.0012/13/2011 6:01:13 PM
Lubava$55.0012/13/2011 6:06:05 PM
BlessedEveryDay$25.0012/13/2011 9:26:20 PM
logical-repayment1$25.0012/13/2011 9:47:52 PM
well-mannered-income3$50.0012/13/2011 5:57:07 PM
blue-radiant-economy$200.0012/14/2011 3:40:11 AM
dckpolo$25.0012/14/2011 5:29:18 AM
dedicated-diversification5$37.9212/14/2011 8:39:56 AM
LendGuy$25.0012/14/2011 8:42:13 AM
terminal-velocity34$37.5012/14/2011 9:21:11 AM
best-decisive-peace$25.0012/14/2011 9:36:46 AM
CirC$98.3412/14/2011 11:09:14 AM
108lender$120.0012/14/2011 2:41:19 PM
Weaverville$25.0012/14/2011 5:03:20 PM
bold-basis-supernova$95.5412/14/2011 1:04:03 PM
jsak74$25.0012/14/2011 2:53:49 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:03 PM
LoanerPrincipal$25.0012/14/2011 5:38:21 PM
ore-jalapeno4$50.0012/14/2011 5:41:07 PM
whitegold24k$100.0012/14/2011 5:24:31 PM
conaty$25.0012/14/2011 6:05:46 PM
scottburger$100.0012/14/2011 6:07:26 PM
16888$50.0012/14/2011 6:09:46 PM
euro-broadcaster$25.0012/14/2011 6:10:30 PM
tigerpanda$50.0012/14/2011 6:17:32 PM
oex$25.0012/14/2011 6:22:50 PM
pragmatic-contract$50.0012/14/2011 6:26:49 PM
Theboof$25.0012/14/2011 6:02:35 PM
reward-excellency1$25.0012/14/2011 7:06:45 PM
outtahoth2o$75.0012/14/2011 6:22:18 PM
angelinvestor2$40.0012/14/2011 6:31:53 PM
happy-loot3$100.0012/14/2011 7:19:56 PM
boj2007$25.0012/14/2011 7:29:57 PM
svjeller$50.0012/14/2011 7:49:00 PM
rolandweary$50.0012/14/2011 7:07:37 PM
sci_guy$25.0012/14/2011 8:33:09 PM
wjf60$50.0012/14/2011 10:11:00 PM
adam_rodgers$25.0012/14/2011 9:22:26 PM
native68$25.0012/14/2011 8:19:03 PM
bazaar-hyperdrive3$50.0012/14/2011 9:11:20 PM
GAOGERAM_BANK$25.0012/15/2011 4:24:59 AM
creative-gold$25.0012/15/2011 4:31:25 AM
fcukciti$35.0012/15/2011 1:34:21 AM
rain100$50.0012/14/2011 11:37:47 PM
Johnab$25.0012/15/2011 4:40:48 AM
actuarial_investor$25.0012/15/2011 12:09:38 AM
first-class-yield9$50.0012/15/2011 5:48:43 AM
weiyinsan$45.0012/15/2011 12:43:40 AM
godspeed237$50.0012/15/2011 6:21:25 AM
suave-dime6$25.0012/15/2011 6:45:13 AM
commitment-jedi4$25.0012/15/2011 2:56:36 AM
tremendous-integrity$50.0012/15/2011 7:23:50 AM
hptcrabbers$100.0012/15/2011 7:14:02 AM
axelrod$50.0012/15/2011 5:46:51 AM
mansim$25.2012/15/2011 8:42:10 AM
espere12$33.2512/15/2011 6:21:38 AM
buffalobills$25.0012/15/2011 8:05:46 AM
SmartBanking$25.0012/15/2011 8:20:09 AM
CashBank$25.0012/15/2011 8:34:32 AM
FASN8U$25.0012/15/2011 7:37:19 AM
otherwisedisposed$250.0012/15/2011 8:48:50 AM
Investor_DP$100.0012/10/2011 12:24:56 PM
currency-agave$50.0012/10/2011 12:46:56 PM
blue-lively-platinum$25.0012/10/2011 2:22:12 PM
gr8_r8$25.0012/10/2011 3:58:22 PM
blot44$25.0012/10/2011 7:18:29 PM
bold-steady-peso$50.0012/10/2011 8:37:14 PM
principal-star$25.0012/11/2011 9:48:55 AM
unforgettable-wealth4$50.0012/11/2011 8:08:10 AM
Bank_Of_XL$25.0012/11/2011 9:58:36 AM
vine99$65.0012/11/2011 12:48:28 PM
basis-ferret8$50.0012/11/2011 6:55:36 PM
kukubird$25.0012/12/2011 3:24:45 PM
heart514$25.0012/12/2011 7:27:32 PM
the_winning_ticket$100.0012/13/2011 1:06:29 AM
loan-rider7$25.0012/13/2011 8:00:07 AM
rmachi$25.0012/13/2011 9:05:46 AM
riproaringrapids$25.0012/13/2011 9:06:05 AM
DadWarbucks$25.0012/13/2011 9:13:08 AM
HamachiMan$50.0012/13/2011 9:19:47 AM
BenR$100.0012/13/2011 9:16:36 AM
tenacious-capital3$26.2712/13/2011 9:26:55 AM
superb-funds335$25.0012/13/2011 9:05:34 AM
subtle-revenue0$25.0012/13/2011 9:32:11 AM
gjm6d$25.0012/13/2011 9:31:39 AM
intuitive-integrity9$50.0012/13/2011 9:32:51 AM
KLCRAY$25.0012/13/2011 9:40:48 AM
commanding-treasure2$50.0012/13/2011 10:59:49 AM
buddy486$25.0012/13/2011 1:46:16 PM
lovely-order7$25.0012/13/2011 2:38:33 PM
Tradesmanlender$25.0012/13/2011 5:32:43 PM
EvalCrux$50.0012/13/2011 5:34:10 PM
rightwingliberal$25.0012/13/2011 5:38:42 PM
MONEYLENDER101$50.0012/13/2011 5:41:34 PM
Sneezie$100.0012/13/2011 5:44:25 PM
tsui517$27.0012/13/2011 5:36:45 PM
open-minded-loot6$60.0012/13/2011 6:56:22 PM
mystical-fairness4$100.0012/13/2011 8:57:19 PM
caring-hope2$25.0012/13/2011 6:24:40 PM
Little_Helper$25.0012/14/2011 12:46:10 AM
peripatetic$25.0012/14/2011 1:13:19 AM
blindtaxidriver$25.0012/13/2011 9:41:42 PM
dpfl55$25.0012/13/2011 9:46:14 PM
wtrboy$50.0012/13/2011 11:56:04 PM
MissionMicroFinance$25.0012/14/2011 7:53:32 AM
w3alter$31.0012/14/2011 9:08:45 AM
Nordzee$50.0012/14/2011 7:05:05 AM
MASinVestment$100.0012/14/2011 7:33:10 AM
minista$25.0012/14/2011 9:15:37 AM
Cheburashka$25.0012/14/2011 9:28:52 AM
thankful-nickel2$25.0012/14/2011 10:50:58 AM
market-assembler$50.0012/14/2011 9:52:49 AM
usbank$25.0012/14/2011 12:33:12 PM
brainy-repayment5$50.0012/14/2011 3:07:56 PM
diablorulz$50.0012/14/2011 4:22:27 PM
dime-sprout$50.0012/14/2011 1:33:31 PM
money-bauble$200.0012/14/2011 5:12:02 PM
valiant-note129$150.0012/14/2011 3:52:21 PM
Brisket_Bob$50.0012/14/2011 5:34:19 PM
whitegold24k$150.0012/14/2011 5:36:03 PM
power-companion7$58.0012/14/2011 5:33:33 PM
julijask$50.0012/14/2011 5:39:24 PM
deal-frontier$50.0012/14/2011 6:06:10 PM
UKloanfella$50.0012/14/2011 6:11:21 PM
red-dime-solo$25.0012/14/2011 6:14:30 PM
mrrc7498$35.0012/14/2011 6:25:00 PM
C_Mark$50.0012/14/2011 6:02:46 PM
GlowHost$25.0012/14/2011 6:09:00 PM
richmondcowboy$25.0012/14/2011 7:03:17 PM
TSC$50.0012/14/2011 7:09:52 PM
CapStack$25.0012/14/2011 7:24:09 PM
Crysalith$46.1612/14/2011 7:30:33 PM
loyalty-czar$67.1812/14/2011 7:32:26 PM
precious-coin3$50.0012/14/2011 7:37:50 PM
SkonkeyGongo$25.0012/14/2011 7:23:58 PM
financelover$50.0012/14/2011 10:30:41 PM
eadamson$50.0012/14/2011 8:40:45 PM
24hourfitness$50.0012/14/2011 10:55:26 PM
LenderSender$25.0012/14/2011 8:52:57 PM
Ellisdee$26.0012/15/2011 3:34:43 AM
fair-rate$25.0012/14/2011 9:30:08 PM
issiohoyo$25.0012/14/2011 9:41:36 PM
revenue-pipeline$25.0012/14/2011 10:28:21 PM
first-favorite-bonus9$25.0012/14/2011 10:43:09 PM
oaktown23$50.0012/14/2011 11:20:36 PM
admirable-worth1$25.0012/15/2011 6:47:25 AM
asset-producer1$100.0012/15/2011 7:14:14 AM
hptcrabbers$25.0012/15/2011 7:17:08 AM
LiveFreeand$25.0012/15/2011 6:44:55 AM
MoonMama$25.0012/15/2011 7:55:26 AM
andlifegoeson$25.0012/15/2011 7:06:11 AM
diamond7$200.0012/15/2011 8:03:01 AM
jimartin1$25.4212/15/2011 6:39:48 AM
payout-equalizer8$25.0012/15/2011 6:49:09 AM
DarthContinent$50.0012/15/2011 8:41:49 AM
193 Investments
 
Borrower Payment Dependent Notes Series 543850
This series of Notes was issued and sold upon the funding of the borrower loan #57632, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-10-2011 
Term: 36 months Listing End date:  Dec-10-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $64.29
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1997 Debt/Income ratio: 13%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,952Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: happydad29 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
660-679 (Oct-2010)
640-659 (Mar-2008)
 
Principal balance: $1,869.51 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Pay off small loan & Christmas
I have 2 small credit cards and a small balance with RC Willey furniture store I wanted to pay off, and have a small buffer for Christmas.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/10/2011 12:07:01 PM
green-trade-dolphin2$29.5412/10/2011 12:02:20 PM
payout-motivator0$75.0012/10/2011 12:11:30 PM
Relaxo$50.0012/10/2011 12:13:18 PM
riproaringrapids$25.0012/10/2011 12:06:23 PM
Clambake$25.0012/10/2011 12:14:09 PM
comet55$25.0012/10/2011 12:21:39 PM
determined-revenue1$35.0012/10/2011 12:18:37 PM
vinayski$25.0012/10/2011 12:36:21 PM
worthy-bid8$50.0012/10/2011 12:44:35 PM
bb575$50.0012/10/2011 12:40:01 PM
lounges$40.0012/10/2011 12:40:34 PM
DadWarbucks$25.0012/10/2011 12:50:14 PM
happy-loot3$100.0012/10/2011 12:43:07 PM
blue-lively-platinum$25.0012/10/2011 2:22:13 PM
happyinvallarta$50.0012/10/2011 4:08:45 PM
just-loyalty643$50.0012/10/2011 4:20:04 PM
r48$25.0012/10/2011 12:07:52 PM
trade-burrito4$35.0012/10/2011 12:08:10 PM
timbob$100.0012/10/2011 12:08:22 PM
britgsb$30.0012/10/2011 12:08:07 PM
affluence-generator2$100.0012/10/2011 12:11:32 PM
LoanerPrincipal$25.0012/10/2011 12:24:05 PM
igniter584$25.0012/10/2011 12:33:31 PM
kenji4861$25.0012/10/2011 12:39:56 PM
careful-note$50.0012/10/2011 12:40:04 PM
loanman2007$25.0012/10/2011 12:42:06 PM
indomitable-coin$25.0012/10/2011 12:41:39 PM
BxRealtor$25.0012/10/2011 12:51:10 PM
superb-funds335$25.0012/10/2011 12:46:24 PM
GElender$40.0012/10/2011 12:48:49 PM
IPG1$25.0012/10/2011 12:51:35 PM
income-safehouse9$100.0012/10/2011 4:16:15 PM
rpd1211$25.0012/10/2011 2:59:37 PM
lowrater$50.3012/10/2011 3:03:47 PM
green-rate-futurist$500.0012/10/2011 4:15:14 PM
klemer$25.0012/10/2011 4:03:51 PM
newest-asset-smasher$15.1612/10/2011 5:05:54 PM
38 Investments
 
Borrower Payment Dependent Notes Series 543854
This series of Notes was issued and sold upon the funding of the borrower loan #57675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $318.54
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1999 Debt/Income ratio: 23%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 8Length of status:10y 0m
Amount delinquent: $96 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,877Stated income:$75,000-$99,999
Delinquencies in last 7y: 5 Bankcard utilization: 40%  
   Homeownership: Yes  
Screen name: blue-robust-worth Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bill consolidation
Purpose of loan:
This loan will be used to remove some adjustable rate loans for a fixed payment plan to release funds in the more foreseeable future.

My financial situation:
I am a good candidate for this loan because I have steady employment and pay my bills on time.


Monthly net income: $5100 + overtime
Monthly expenses: $4025
Housing: $610+495
Insurance: $270
Car expenses: $700
Utilities: $165
Phone, cable, internet: $285
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $625
Other expenses: $325
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/11/2011 12:33:03 PM
vutah$25.0012/11/2011 3:02:38 PM
skillful-asset5$25.0012/11/2011 8:37:11 PM
worth-blanket2$7,900.0012/12/2011 3:16:56 PM
4 Investments
 
Borrower Payment Dependent Notes Series 543862
This series of Notes was issued and sold upon the funding of the borrower loan #57608, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-10-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $412.44
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1987 Debt/Income ratio: 17%
Credit score: 780-799 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $421Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: favorite-coin3 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Healthcare Biz
Purpose of loan:
This loan will be used to purchase a license to use and resell medical billing software. This business opportunity includes extensive training and support. More than 1500 licensees have purchased this opportunity since the company began offering it in the early 1990s.

My financial situation:
I am a good candidate for this loan because I will be beginning this business while continuing to work my full time position. My current financial obligations are few and my current salary is more than enough to cover my payments, even without the income I will receive from my business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/10/2011 12:02:18 PM
AFairDeal$25.0012/10/2011 12:07:02 PM
houli123$50.0012/10/2011 12:06:19 PM
igniter584$25.0012/10/2011 12:33:31 PM
indomitable-coin$25.0012/10/2011 12:41:40 PM
happy-loot3$95.0012/10/2011 12:43:07 PM
bb575$37.0012/10/2011 12:40:01 PM
careful-note$50.0012/10/2011 12:40:04 PM
BxRealtor$25.0012/10/2011 12:51:11 PM
reward-motion$25.0012/10/2011 6:01:50 PM
happyinvallarta$50.0012/10/2011 4:08:45 PM
greenback-visionary4$25.0012/12/2011 9:51:05 AM
shur$50.0012/12/2011 12:37:47 PM
rss197$25.0012/12/2011 4:57:59 PM
tenacious-capital3$26.2712/12/2011 5:13:04 PM
Syzygy$25.0012/12/2011 5:14:11 PM
asset-producer1$100.0012/12/2011 7:58:33 PM
loan-rider7$25.0012/13/2011 8:00:07 AM
the-laudable-peso$50.0012/13/2011 8:15:58 AM
Captain_America$50.0012/13/2011 6:48:12 AM
JLMGroupFunds$25.0012/13/2011 9:10:21 AM
meenan$100.0012/13/2011 10:21:26 AM
wealth-infusion6$200.0012/13/2011 12:30:49 PM
intuitive-integrity9$50.0012/13/2011 5:43:22 PM
EvalCrux$50.0012/13/2011 5:34:10 PM
wtrboy$50.0012/13/2011 11:56:05 PM
logical-repayment1$25.0012/13/2011 9:47:52 PM
Cain5031$25.0012/15/2011 9:32:17 PM
SummaCapital$100.0012/15/2011 6:46:17 PM
happy-asset$25.0012/15/2011 7:39:54 PM
give-it-a-try$25.0012/15/2011 5:46:24 PM
nuclearmoose$25.0012/15/2011 5:31:08 PM
penguino$100.0012/15/2011 5:17:15 PM
jbrel$25.0012/15/2011 5:27:21 PM
funds-captain4$50.0012/15/2011 5:30:29 PM
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supersarah61$25.0012/15/2011 4:44:54 PM
Solid-Platinum$25.0012/15/2011 4:41:04 PM
supersarah61$67.8212/15/2011 4:39:07 PM
IIP77$25.0012/15/2011 5:14:14 PM
unbelievable-exchange$100.0012/15/2011 4:45:32 PM
Cales$25.0012/15/2011 2:45:06 PM
scrappy-penny6$50.0012/15/2011 4:56:31 PM
sincere-fund1$51.1012/15/2011 2:42:09 PM
the-laudable-responsibility$40.0012/15/2011 2:34:38 PM
green28$146.7612/15/2011 2:20:02 PM
kind-asset-circuit$50.0012/15/2011 2:39:28 PM
rajs$150.0012/15/2011 11:41:23 AM
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john0720$25.0012/15/2011 7:09:28 AM
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axelrod$50.0012/15/2011 5:46:52 AM
actuarial_investor$25.0012/15/2011 12:09:39 AM
dracoaffectus$25.0012/15/2011 1:43:48 AM
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first-favorite-bonus9$25.0012/14/2011 10:43:09 PM
precious-coin3$50.0012/14/2011 7:37:51 PM
svjeller$50.0012/14/2011 7:49:00 PM
angelinvestor2$40.0012/14/2011 6:31:53 PM
oex$25.0012/14/2011 6:22:50 PM
GlowHost$25.0012/14/2011 6:09:00 PM
BayShell$50.0012/14/2011 6:08:18 PM
scottburger$100.0012/14/2011 6:07:26 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:03 PM
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circuitfive$25.0012/14/2011 9:18:29 AM
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cargo254$145.0012/12/2011 9:41:41 AM
LoanerPrincipal$25.0012/12/2011 9:22:40 AM
puyanera$25.0012/12/2011 9:37:41 AM
corphippie$25.7512/12/2011 8:04:46 AM
greentomato$50.0012/12/2011 9:06:45 AM
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riproaringrapids$25.0012/11/2011 12:29:40 PM
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income-banjo$100.0012/11/2011 8:10:50 AM
UT-Longhorn$25.0012/11/2011 9:19:43 AM
Castellan$50.0012/11/2011 7:51:35 AM
tsui517$50.0012/11/2011 8:11:29 AM
bold-yield-rumbler$25.0012/11/2011 7:40:00 AM
TrueFortune$50.0012/11/2011 12:27:44 AM
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rdking647$25.0012/15/2011 10:14:46 PM
balance-gatherer1$25.0012/15/2011 10:44:27 PM
ajayne1953$72.0612/15/2011 6:47:35 PM
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dc4vlad$50.3512/16/2011 5:06:16 AM
ScottCapital$25.0012/16/2011 5:21:30 AM
juan-juan$50.0012/15/2011 7:43:35 PM
degster$25.0012/16/2011 5:50:56 AM
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poormanenterprises$41.0112/16/2011 6:51:42 AM
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EJO$44.0012/16/2011 6:25:34 AM
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the-profit-worker$25.0012/16/2011 8:02:33 AM
officer8$25.0012/16/2011 5:43:32 AM
moola-gargantuan9$50.0012/16/2011 5:52:13 AM
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minista$25.0012/16/2011 9:12:13 AM
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evnagelist$25.0012/16/2011 9:24:52 AM
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compoundinterest$50.0012/16/2011 9:26:51 AM
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progressive-economy261$4.4812/16/2011 9:39:23 AM
skillful-diversification2$25.0012/10/2011 12:09:12 PM
Ripsaw4U$50.0012/10/2011 12:10:34 PM
Clambake$25.0012/10/2011 12:14:09 PM
market-solstice2$25.0012/10/2011 12:22:02 PM
LoanAngel$25.0012/10/2011 12:46:44 PM
kenji4861$25.0012/10/2011 12:39:57 PM
currency-agave$50.0012/10/2011 12:46:56 PM
lounges$40.0012/10/2011 12:40:34 PM
DadWarbucks$25.0012/10/2011 12:50:14 PM
sgmm330$25.0012/10/2011 8:12:39 PM
bruin558$50.0012/10/2011 9:50:19 PM
JTHarris$25.0012/10/2011 9:49:14 PM
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baggydomer$46.4812/11/2011 6:57:35 AM
green-rate-futurist$200.0012/11/2011 8:09:55 AM
unforgettable-wealth4$50.0012/11/2011 8:08:11 AM
timbob$100.0012/11/2011 12:21:16 PM
rmachi$25.0012/11/2011 12:24:21 PM
worthy-bid8$50.0012/11/2011 12:09:32 PM
drkosh$25.0012/11/2011 4:18:49 PM
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basis-ferret8$50.0012/11/2011 6:55:36 PM
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gods_favored$50.0012/12/2011 11:16:26 AM
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auction-elvis$25.0012/12/2011 5:12:35 PM
credit-statuette8$50.0012/12/2011 5:17:49 PM
heart514$25.0012/12/2011 7:27:33 PM
asset-producer1$100.0012/12/2011 7:55:36 PM
HamachiMan$50.0012/12/2011 8:24:52 PM
asset-producer1$100.0012/12/2011 8:02:09 PM
transparency-giant$50.0012/12/2011 9:37:54 PM
langdonx$50.0012/12/2011 8:34:24 PM
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the_winning_ticket$100.0012/13/2011 1:06:30 AM
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porter22$25.0012/13/2011 7:30:38 AM
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MONEYLENDER101$50.0012/13/2011 5:41:35 PM
gravbox$25.0012/13/2011 6:01:13 PM
peripatetic$25.0012/14/2011 1:13:20 AM
dckpolo$25.0012/14/2011 5:29:18 AM
dpfl55$25.0012/13/2011 9:46:14 PM
MASinVestment$100.0012/14/2011 7:33:10 AM
Nordzee$50.0012/14/2011 7:05:05 AM
shrewd-benjamins$25.0012/14/2011 9:43:04 AM
market-assembler$50.0012/14/2011 9:52:49 AM
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mrrc7498$35.0012/14/2011 6:25:00 PM
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C_Mark$50.0012/14/2011 6:02:46 PM
deal-frontier$31.5912/14/2011 6:06:10 PM
reward-excellency1$25.0012/14/2011 6:43:35 PM
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TSC$50.0012/14/2011 7:09:53 PM
CapStack$25.0012/14/2011 7:24:09 PM
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24hourfitness$50.0012/14/2011 10:55:26 PM
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finagler$25.0012/14/2011 8:56:11 PM
creative-gold$25.0012/15/2011 4:31:25 AM
admirable-worth1$25.0012/15/2011 6:47:25 AM
Silver-Penny001$25.0012/15/2011 6:10:47 AM
hptcrabbers$25.0012/15/2011 7:17:08 AM
pnace$50.0012/15/2011 8:23:22 AM
MoonMama$25.0012/15/2011 7:55:27 AM
otherwisedisposed$250.0012/15/2011 8:49:00 AM
payout-equalizer8$25.0012/15/2011 6:49:09 AM
diamond7$200.0012/15/2011 8:27:43 AM
andlifegoeson$25.0012/15/2011 7:06:12 AM
DarthContinent$50.0012/15/2011 8:41:49 AM
sci_guy$25.0012/15/2011 9:07:27 AM
valiant-liberty4$25.0012/15/2011 9:28:19 AM
upbeat-coin937$25.0012/15/2011 9:32:11 AM
jeb_31$25.0012/15/2011 9:30:43 AM
value-pouch$50.0012/15/2011 9:48:33 AM
brw$25.0012/15/2011 10:33:21 AM
Michaeleafblower$25.0012/15/2011 10:44:41 AM
Mindful7$25.0012/15/2011 10:48:45 AM
Geldmeister$50.0012/15/2011 11:07:59 AM
fascinating-value4$200.0012/15/2011 1:03:19 PM
shadow1223$25.0012/15/2011 12:59:27 PM
igniter584$25.0012/15/2011 3:14:50 PM
transparency-baton$25.0012/15/2011 12:19:51 PM
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balance-whistle7$25.0012/15/2011 4:50:02 PM
life-is-great$25.0012/15/2011 5:25:31 PM
income-buffalo1$63.9412/15/2011 5:50:05 PM
majestic-repayment3$25.0012/15/2011 6:02:33 PM
neenerman$50.0012/15/2011 6:31:20 PM
icon7$35.0012/15/2011 6:46:17 PM
OzGuy609$25.0012/15/2011 9:22:05 PM
titilsbie14$43.6512/15/2011 9:37:47 PM
smart-leverage7$25.0012/15/2011 11:11:15 PM
new-marketplace-lyrics$25.0012/16/2011 2:41:24 AM
golden-bid9$25.0012/15/2011 6:41:03 PM
corporatejim$35.2212/15/2011 8:39:15 PM
careful-note$50.0012/16/2011 4:32:13 AM
SAMCRO$100.0012/15/2011 10:36:23 PM
wonderous-truth6$51.6612/16/2011 5:24:37 AM
SomebodysMom$25.0012/15/2011 11:21:55 PM
downtownfarm$25.0012/16/2011 3:41:38 AM
agbullet55443$100.0012/15/2011 9:03:55 PM
DDCInvestments$50.0012/16/2011 5:30:01 AM
Spookytj$50.0012/16/2011 6:16:32 AM
kindness-dessert$50.0012/16/2011 3:58:21 AM
baseballfan111$50.0012/16/2011 8:57:22 AM
Integrity-Lending4U$25.0012/16/2011 9:02:29 AM
pouch5$50.0012/16/2011 5:15:22 AM
Danfromnapa$25.0012/16/2011 8:26:49 AM
broc78$25.0012/16/2011 8:32:54 AM
idriveajeep$37.0012/16/2011 8:36:29 AM
calinno2$25.0012/16/2011 6:16:06 AM
Popular-Leaf$28.1612/16/2011 6:30:00 AM
booOST$25.0012/16/2011 9:08:56 AM
river-change$94.1212/16/2011 7:06:24 AM
Cheburashka$25.0012/16/2011 9:16:22 AM
nickel-ferret$50.0012/16/2011 9:25:57 AM
cnovak$25.0012/16/2011 9:17:17 AM
loot-heart$25.0012/16/2011 8:39:46 AM
lagnisiruk$25.0012/16/2011 9:30:28 AM
Darts$50.0012/16/2011 9:00:06 AM
kind-durability-battalion$50.0012/16/2011 9:23:40 AM
genius520$50.0012/16/2011 9:24:36 AM
benjamin67$25.0012/16/2011 9:06:09 AM
a-exponential-hope$25.0012/16/2011 9:27:31 AM
a-responsible-return$50.0012/16/2011 9:33:56 AM
NYBIZ$25.0012/16/2011 9:31:16 AM
Marathoner$25.0012/16/2011 9:37:57 AM
Sunshine2222$25.0012/16/2011 9:25:42 AM
282 Investments
 
Borrower Payment Dependent Notes Series 543876
This series of Notes was issued and sold upon the funding of the borrower loan #57449, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,250.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $129.41
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-2001 Debt/Income ratio: 16%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:7y 9m
Amount delinquent: $0 Total credit lines: 30 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,290Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 58%  
   Homeownership: Yes  
Screen name: orange-commerce-mangrove Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to replace carpet, paint exterior of the house and upgrade A/C system

My financial situation:
I am a good candidate for this loan because I have a very stable and secure job. I also make my payments on time every month.


Monthly net income: $5,800
Monthly expenses: $3,000
Housing: $2,200
Insurance: $100
Car expenses: $300
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
El_Profesional has invested a total of $120.10.
"Great ROI. As more funds become available, the more I will invest into this loan."
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/11/2011 12:28:20 PM
Investor_DP$100.0012/11/2011 12:33:04 PM
vutah$40.0012/11/2011 2:52:11 PM
vutah$25.0012/11/2011 7:55:57 PM
skillful-asset5$30.0012/11/2011 8:35:46 PM
Feyenoord$30.0012/11/2011 9:13:34 PM
El_Profesional$120.1012/12/2011 6:42:56 AM
Rogelio48$30.0012/12/2011 7:46:54 AM
CoolPlexer$25.0012/12/2011 9:33:18 AM
dudebrah$25.0012/12/2011 9:41:52 AM
heart514$25.0012/12/2011 7:27:35 PM
first-integrity-gravity$1,000.0012/12/2011 9:25:34 PM
Gregger$25.0012/12/2011 9:32:41 PM
hitsman$50.0012/12/2011 10:13:12 PM
money-booster2$25.0012/12/2011 9:38:03 PM
patriot0$100.0012/13/2011 3:24:26 AM
itsmaj$25.0012/12/2011 10:07:27 PM
mlj0671$25.0012/13/2011 5:35:58 AM
Bob450$25.0012/13/2011 6:51:19 AM
lokiswolf$25.0012/13/2011 7:40:31 AM
deal-marauder6$35.0012/13/2011 3:16:53 AM
evergreen16$83.4712/13/2011 7:52:10 AM
lowrater$50.4012/13/2011 6:33:16 AM
shellstar$25.0012/13/2011 8:58:37 AM
social-zebra$30.0012/13/2011 8:46:45 AM
lagnisiruk$25.0012/13/2011 9:17:18 AM
terrific-dough6$50.0012/13/2011 9:22:03 AM
thomas16882004$25.0012/11/2011 12:45:03 PM
SolarMoonshine$25.0012/11/2011 1:50:18 PM
wonder3$40.0012/12/2011 6:19:11 AM
BradP$25.0012/12/2011 8:42:58 AM
VesuvianMan$25.0012/12/2011 9:17:13 AM
EngineersAlliance$125.0012/12/2011 9:19:54 AM
nfx$30.0012/12/2011 10:07:21 AM
graceful-IRAinvestment$53.0012/12/2011 1:43:58 PM
economy-shrubbery6$25.0012/12/2011 5:09:12 PM
bazaar-festivity$25.0012/12/2011 5:36:42 PM
SFBank$50.0012/12/2011 6:40:10 PM
wwwUniversal$25.0012/12/2011 10:21:40 PM
LendingPimp$100.0012/12/2011 11:12:56 PM
economy-popcorn$25.0012/13/2011 6:40:58 AM
Iloanyoumoney$25.0012/13/2011 6:23:06 AM
zone6$100.0012/13/2011 6:49:04 AM
deal-marauder6$29.4312/13/2011 3:03:39 AM
glroark$200.0012/13/2011 7:25:49 AM
Land_on_your_feet$25.0012/13/2011 8:54:47 AM
leverage-monger$88.1412/13/2011 7:02:59 AM
intuitive-velocity4$25.0012/13/2011 9:17:34 AM
friendinmoney$25.0012/13/2011 8:03:40 AM
scoobiedoo$25.0012/13/2011 9:15:21 AM
50 Investments
 
Borrower Payment Dependent Notes Series 543888
This series of Notes was issued and sold upon the funding of the borrower loan #57860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1997 Debt/Income ratio: 43%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,128Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: No  
Screen name: rate-seagull8 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Financial Aid Officer
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/13/2011 9:33:39 AM
MASinVestment$50.0012/13/2011 5:16:15 PM
blue-radiant-economy$100.0012/14/2011 2:42:51 AM
unforgettable-wealth4$50.0012/14/2011 9:23:16 AM
graceful-IRAinvestment$53.0012/14/2011 12:12:20 PM
worth-viking$100.0012/14/2011 12:33:25 PM
Ducatiman1978$25.0012/14/2011 4:45:35 PM
profit-powerplant$25.0012/14/2011 5:08:45 PM
ZTA0796$25.0012/14/2011 6:19:52 PM
truth-companion$25.0012/14/2011 5:41:33 PM
unassailable-listing3$100.0012/14/2011 6:29:37 PM
vulgy$25.0012/14/2011 7:01:45 PM
payment-gusto$25.0012/14/2011 7:07:58 PM
KMSB$25.0012/14/2011 6:46:36 PM
ethical-truth211$400.0012/15/2011 3:35:18 AM
greenback-guard$25.0012/15/2011 5:09:11 AM
treasure-bliss$25.0012/15/2011 5:17:46 AM
mercuriant$25.0012/15/2011 9:09:16 AM
diplomatic-wealth7$25.0012/15/2011 9:05:52 AM
miked8303$25.0012/15/2011 9:41:24 AM
SecondChanceLendingSERV$25.0012/15/2011 10:18:26 AM
unbelievable-exchange$100.0012/15/2011 4:45:43 PM
zeeexsixare$200.0012/15/2011 5:32:55 PM
finance-rocket2$25.0012/15/2011 7:41:56 PM
new-marketplace-lyrics$25.0012/16/2011 2:41:29 AM
balance-gatherer1$25.0012/15/2011 10:46:19 PM
money-booster2$25.0012/16/2011 7:51:17 AM
orange-preeminant-bill$25.0012/16/2011 9:15:58 AM
Comoparklender$25.0012/16/2011 9:08:30 AM
dime-sprout$25.0012/16/2011 9:13:50 AM
sjc224$25.0012/16/2011 9:26:46 AM
high_flyer$100.0012/16/2011 8:23:24 AM
loan-fate$50.0012/16/2011 9:22:18 AM
coin-investor$25.0012/16/2011 9:54:48 AM
unbelievable-exchange$100.0012/16/2011 4:37:44 PM
processor115$25.0012/16/2011 6:03:37 PM
papaloha$25.0012/16/2011 6:51:04 PM
jkeller4000$25.0012/17/2011 4:00:34 AM
stock106$25.0012/17/2011 8:29:13 AM
orbital-gain$25.0012/17/2011 5:16:24 AM
new-social-economist$60.0012/17/2011 10:20:42 AM
Tradesmanlender$25.0012/17/2011 12:30:08 PM
kulender$100.0012/17/2011 12:29:29 PM
careful-note$50.0012/17/2011 3:17:38 PM
suave-dime6$25.0012/17/2011 3:26:43 PM
jjswanso$100.0012/17/2011 5:19:39 PM
wealth-infusion6$100.0012/18/2011 12:03:30 AM
javelin0$25.0012/17/2011 5:48:26 PM
NorthernFunds$50.0012/17/2011 7:10:04 PM
network2$25.0012/17/2011 8:45:34 PM
autonomous-truth$50.0012/17/2011 11:11:53 PM
silver-dogwood4$25.0012/18/2011 9:05:51 AM
best-asset-jedi$50.0012/18/2011 10:33:30 AM
finance-prescription$100.0012/18/2011 12:06:29 PM
Mariner3605$25.0012/18/2011 12:09:58 PM
the-laudable-peso$40.0012/18/2011 12:15:01 PM
Gladglide$25.0012/18/2011 12:36:45 PM
blue-lively-platinum$25.0012/18/2011 12:31:47 PM
dollar-sonnet3$25.0012/18/2011 12:40:20 PM
mckhbnpc$50.0012/18/2011 2:50:12 PM
sjc224$25.0012/18/2011 7:40:27 PM
grotheik$30.0012/18/2011 7:27:50 PM
friendly-gold$25.0012/18/2011 10:35:48 PM
trustworthy-finance6$100.0012/19/2011 7:36:31 AM
priceless-note7$44.0012/19/2011 6:54:12 AM
thelovebug$100.0012/19/2011 9:13:30 AM
1point21gigawatts$25.0012/19/2011 9:15:40 AM
marketplace-buckeye$50.0012/19/2011 8:30:43 AM
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shrewd-peace7$25.0012/19/2011 9:07:36 AM
best-hope-goat$25.0012/19/2011 9:07:15 AM
brazilofmux$100.0012/19/2011 9:41:34 AM
nycfinance$25.0012/19/2011 10:08:36 AM
Wellman$25.0012/19/2011 9:39:22 AM
alexander-hamilton$50.0012/19/2011 10:23:18 AM
income-rocker2$50.0012/19/2011 11:40:15 AM
jkeller4000$25.0012/19/2011 2:31:10 PM
vigilance-portait5$50.0012/19/2011 2:31:18 PM
heatherwood$50.0012/19/2011 5:54:15 PM
processor115$50.0012/19/2011 8:46:59 PM
Ducatiman1978$25.0012/19/2011 9:05:27 PM
golden-cat$25.0012/20/2011 9:19:10 AM
gjm6d$25.0012/20/2011 9:22:32 AM
unbelievable-exchange$25.0012/20/2011 9:24:38 AM
first-class-yield9$50.0012/20/2011 9:37:18 AM
help4u$50.0012/20/2011 12:10:57 PM
intelligent-dedication9$100.0012/20/2011 12:14:45 PM
leverage-violin$25.0012/20/2011 11:51:25 AM
DreDub$50.0012/20/2011 12:46:04 PM
blue-radiant-economy$100.0012/20/2011 3:24:16 PM
tharmon$25.0012/20/2011 2:58:38 PM
srspank24$25.0012/20/2011 5:07:30 PM
scarlet-velvet$25.0812/20/2011 5:10:27 PM
worldly-gold$50.0012/20/2011 5:40:32 PM
Jonb6919$25.0012/20/2011 6:34:23 PM
zone6$100.0012/20/2011 8:47:21 PM
dough-souffle$50.0012/20/2011 7:56:45 PM
superb-marketplace422$100.0012/21/2011 3:43:38 AM
abundant-credit6$58.0012/21/2011 4:22:51 AM
careful-note1$25.0012/21/2011 5:16:51 AM
kendigme$32.6312/21/2011 6:39:37 AM
Richmp412$25.0012/21/2011 7:15:01 AM
Elefunt$25.0012/21/2011 9:19:12 AM
lyndyn$25.0012/21/2011 9:40:30 AM
cognizant-rupee7$25.0012/21/2011 9:42:03 AM
gallant-economy9$50.0012/21/2011 9:44:24 AM
important-openness1$36.0012/21/2011 9:51:52 AM
deal-thinker7$39.0612/21/2011 11:00:20 AM
golden-velocity9$25.0012/13/2011 11:22:54 AM
sjc224$25.0012/13/2011 4:20:56 PM
green28$50.0012/14/2011 2:26:33 PM
fortytwo$107.0012/14/2011 5:18:33 PM
glimmering-funds2$25.0012/14/2011 6:18:47 PM
RandomMonkey$25.0012/14/2011 6:09:33 PM
useful-cash043$300.0012/14/2011 8:12:40 PM
CO80487$25.0012/14/2011 7:23:22 PM
greenback-guard$25.0012/15/2011 5:15:06 AM
Webpreneur$50.0012/15/2011 12:23:34 AM
Cluvnupe06$25.0012/15/2011 6:49:16 AM
jmcdon7230$25.0012/15/2011 8:02:23 AM
red-power-pecan$50.0012/15/2011 9:11:28 AM
trade-beeper4$25.0012/15/2011 9:46:22 AM
happy-return4$50.0012/15/2011 11:44:51 AM
liberty-society5$25.0012/15/2011 12:01:17 PM
refined-penny$25.0012/15/2011 2:31:11 PM
miked8303$50.0012/15/2011 1:21:38 PM
wampum-chorus3$25.0012/15/2011 3:12:47 PM
heart514$25.0012/15/2011 5:08:30 PM
cajunguy$25.0012/15/2011 4:56:06 PM
life-is-great$25.0012/15/2011 5:25:33 PM
the-silver-blaster$75.0012/15/2011 7:06:16 PM
deal-searcher1$25.0012/16/2011 5:30:47 AM
SweatyBalls$25.0012/16/2011 8:15:05 AM
GElender$25.0012/16/2011 5:38:11 AM
capital-renewal$25.0012/16/2011 9:28:22 AM
frogperson$75.0012/16/2011 9:32:24 AM
dollardave$50.0012/16/2011 10:52:48 AM
gain-kitten$25.0012/16/2011 12:21:27 PM
dime-bigwig4$28.0012/16/2011 10:53:31 AM
red-power-pecan$50.0012/16/2011 9:54:37 AM
investment-comet$25.0012/16/2011 10:41:44 AM
processor115$25.0012/16/2011 4:20:30 PM
first-friendly-listing$30.0012/16/2011 12:35:01 PM
ddog0224$25.0012/16/2011 2:38:16 PM
processor115$75.0012/16/2011 4:24:33 PM
riproaringrapids$25.0012/16/2011 11:44:46 PM
1-HARD-HEAD$25.0012/16/2011 6:49:37 PM
emphatic-bonus5$75.0012/17/2011 9:43:23 AM
progressive-economy261$224.0012/17/2011 12:44:22 PM
the-silver-blaster$50.0012/17/2011 1:24:11 PM
steven3333$25.0012/17/2011 5:11:57 PM
DreDub$50.0012/17/2011 3:26:46 PM
green-rate-futurist$25.0012/17/2011 6:36:33 PM
luann199$25.0012/17/2011 7:14:48 PM
bullwink27$25.0012/17/2011 8:19:36 PM
integrity-trumpet$50.0012/17/2011 9:09:47 PM
riproaringrapids$25.0012/18/2011 12:06:20 AM
mighty-dedication223$25.0012/18/2011 6:31:26 AM
makerain$25.0012/18/2011 5:20:34 AM
Weaverville$25.0012/18/2011 10:50:54 AM
wwwUniversal$25.0012/18/2011 12:13:01 PM
unbelievable-exchange$25.0012/18/2011 9:26:34 AM
a-yield-escalator$25.0012/18/2011 12:22:51 PM
lender2611$50.0012/18/2011 12:24:07 PM
nimble-revenue5$50.0012/18/2011 12:44:14 PM
shellback13$58.0012/18/2011 3:05:41 PM
n2fitns$54.0012/18/2011 6:08:24 PM
greenwell$50.0012/18/2011 6:23:15 PM
theaterguy$25.0012/18/2011 10:13:01 PM
greenback-guard$25.0012/19/2011 6:13:22 AM
commitment-galaxy$25.0012/19/2011 6:47:49 AM
LendingPimp$50.0012/18/2011 11:10:39 PM
ferdberfel$25.0012/19/2011 7:12:06 AM
unequaled-ore$25.0012/19/2011 7:31:21 AM
lovely-greenback4$25.0012/19/2011 9:30:36 AM
thenadamgoes$25.0012/19/2011 9:29:04 AM
duty-explosion9$50.0012/19/2011 11:54:45 AM
fantastic-investment9$30.0012/19/2011 11:44:55 AM
kegs$167.0012/19/2011 1:03:10 PM
unclejaef$25.0012/19/2011 2:35:33 PM
Derel$50.0012/19/2011 5:14:07 PM
orange-vigilance-shower$50.0012/19/2011 5:19:34 PM
worthy-bid8$50.0012/19/2011 5:38:02 PM
hyrolln$25.0012/19/2011 5:29:43 PM
rolo12$25.0012/20/2011 3:15:01 AM
bsh297$29.2312/20/2011 4:23:29 AM
market-pudding$25.0012/20/2011 3:26:02 AM
thebigrig$200.0012/20/2011 7:25:52 AM
kellydawn$25.0012/20/2011 5:36:00 AM
all_of_that_one$30.0012/20/2011 7:41:30 AM
orange-preeminant-bill$25.0012/20/2011 7:45:34 AM
Bob450$25.0012/20/2011 6:55:23 AM
buffalobills$25.0012/20/2011 7:33:43 AM
economy-coup$50.0012/20/2011 9:06:09 AM
ricklip$100.0012/20/2011 10:23:08 AM
moola-buddy$25.0012/20/2011 10:54:31 AM
meadow48$50.0012/20/2011 12:24:17 PM
ALVO$50.0012/20/2011 3:48:27 PM
independent-silver9$25.0012/20/2011 5:09:48 PM
dpries123$25.0012/20/2011 5:12:44 PM
stepatatime-together$100.0012/20/2011 5:12:47 PM
CalBear08$25.0012/20/2011 5:22:42 PM
lie21073$25.0012/20/2011 5:25:37 PM
R3vXX$25.0012/20/2011 7:49:48 PM
jamiee73$25.0012/20/2011 9:47:01 PM
a-unflappable-finance$100.0012/20/2011 11:43:29 PM
LittleMingo$25.0012/21/2011 6:23:54 AM
cogent$25.0012/21/2011 6:24:00 AM
klend4$25.0012/21/2011 7:16:11 AM
BigBag$25.0012/21/2011 7:33:38 AM
CA-Lender$25.0012/21/2011 9:02:36 AM
KLCRAY$25.0012/21/2011 9:09:44 AM
792FICO$25.0012/21/2011 9:12:35 AM
SimpleChoice$25.0012/21/2011 9:23:11 AM
compassion-expert$25.0012/21/2011 9:32:35 AM
income-rocker2$50.0012/21/2011 10:48:55 AM
american-investor$25.0012/21/2011 10:56:20 AM
econgineer$75.0012/21/2011 10:28:53 AM
218 Investments
 
Borrower Payment Dependent Notes Series 543906
This series of Notes was issued and sold upon the funding of the borrower loan #57424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $188.91
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-2001 Debt/Income ratio: Not calculated
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 1Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: lilang103103apg Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 23 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
740-759 (Jul-2011)
700-719 (Aug-2009)
700-719 (Jul-2009)
680-699 (May-2009)
 
Principal balance: $0.70 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
Pay off my sons doctor bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pound-mushroom3$25.0012/12/2011 5:07:53 PM
investmentgroup$25.0012/12/2011 5:09:58 PM
timbob$100.0012/12/2011 5:13:23 PM
ericgassercom$25.0012/12/2011 5:19:39 PM
DHolly$31.0012/12/2011 5:25:44 PM
the-laudable-peso$34.0012/12/2011 5:29:52 PM
truth-companion$25.0012/12/2011 5:26:10 PM
graceful-IRAinvestment$60.0012/12/2011 5:30:34 PM
missing-link$25.0012/12/2011 5:17:15 PM
Brown98$50.0012/12/2011 5:29:37 PM
washboard1$25.0012/12/2011 5:38:00 PM
famous-ore2$50.0012/12/2011 5:43:50 PM
bullish2bearish$30.0012/12/2011 5:45:32 PM
nimble-revenue5$50.0012/12/2011 5:39:41 PM
GCInvestments$29.0012/12/2011 5:47:37 PM
enriching-credit9$25.0012/12/2011 5:48:16 PM
prudent-hope7$54.0012/12/2011 5:28:14 PM
bnlforever$25.0012/12/2011 5:45:00 PM
grammaspurse$25.0012/12/2011 5:29:43 PM
finance-prescription$100.0012/12/2011 5:30:13 PM
mydogissocute$25.0012/12/2011 5:46:06 PM
MrBlack$50.0012/12/2011 6:29:40 PM
Investor_DP$100.0012/12/2011 5:49:54 PM
trumpeter5$50.0012/12/2011 5:36:00 PM
vegibenz$25.0012/12/2011 5:36:21 PM
Kids-College-Fund$805.6712/12/2011 7:24:12 PM
LittleMingo$25.0012/12/2011 6:50:26 PM
AndChicksforFree$50.0012/12/2011 5:11:11 PM
the-discrete-income$35.0012/12/2011 5:04:33 PM
GElender$40.0012/12/2011 5:17:03 PM
wonderous-truth6$50.0012/12/2011 5:17:57 PM
managedfund$1,333.0012/12/2011 5:25:34 PM
investmentgroup$25.0012/12/2011 5:10:01 PM
igniter584$25.0012/12/2011 5:11:49 PM
GoCougs$100.0012/12/2011 5:31:38 PM
chererat$100.0012/12/2011 5:38:56 PM
TennSquire$25.0012/12/2011 5:34:03 PM
BankofRon$25.0012/12/2011 5:40:39 PM
brazilofmux$100.0012/12/2011 5:29:45 PM
vibrant-trade8$35.0012/12/2011 5:32:00 PM
williemc44$25.0012/12/2011 5:33:00 PM
the-profit-oracle$25.0012/12/2011 5:33:13 PM
mikrolown$25.0012/12/2011 5:35:36 PM
Kids-College-Fund$550.0012/12/2011 7:01:57 PM
lplender$50.0012/12/2011 6:20:30 PM
icanhasloanz$100.0012/12/2011 7:17:02 PM
goodhearted-generosity511$30.0012/12/2011 5:43:12 PM
gss_000$25.0012/12/2011 5:44:36 PM
cattlebaron$50.0012/12/2011 6:15:55 PM
MrBlack$50.0012/12/2011 6:26:09 PM
prudent-bid3$33.3312/12/2011 6:38:44 PM
singularity584$200.0012/12/2011 6:39:14 PM
52 Investments
 
Borrower Payment Dependent Notes Series 543910
This series of Notes was issued and sold upon the funding of the borrower loan #57690, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-10-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: May-1987 Debt/Income ratio: 56%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 31 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $111,465Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: diversification-turbine6 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consolidation
Pay off bills
My financial situation:
I am a good candidate for this loan because...I only need the money for at most 3 months. I just sold my interest in a company and will be receiving a large sum of money winthin a few months.


Monthly net income: 4500.00
Monthly expenses:
Housing: 2200.00
Insurance: 0
Car expenses: 217.00
Utilities: 135.00
Phone, cable, internet: 120.00
Food, entertainment: 400.00
Clothing, household expenses: 50.00
Credit cards and other loans: 900.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/10/2011 12:15:11 PM
blue-lively-platinum$25.0012/10/2011 2:22:14 PM
jkeller4000$25.0012/12/2011 1:15:26 PM
worth-blanket2$3,900.0012/12/2011 3:16:20 PM
social-heart$25.0012/11/2011 11:09:51 PM
5 Investments
 
Borrower Payment Dependent Notes Series 543922
This series of Notes was issued and sold upon the funding of the borrower loan #57637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1999 Debt/Income ratio: 17%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 45 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,571Stated income:$75,000-$99,999
Delinquencies in last 7y: 8 Bankcard utilization: 23%  
   Homeownership: No  
Screen name: integrity-ace7 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Initial capital purchase to go solo
Purpose of loan:
This loan will be used to...Manage medical expenses

My financial situation:
I am a good candidate for this loan because...I am gainfully employed, and have a salary that is almost in the top 10% of income earners.


Monthly net income: $ 5,700
Monthly expenses: $ $1,895
Housing: $ 550
Insurance: $ 225
Car expenses: $ 255
Utilities: $ 0 (apt pays utilities)
Phone, cable, internet: $ 89
Food, entertainment: $ 900
Clothing, household expenses: $ 110
Credit cards and other loans: $ 300
Other expenses: $ 380
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$50.0012/11/2011 2:05:12 PM
worth-blanket2$2,000.0012/12/2011 3:16:53 PM
2 Investments
 
Borrower Payment Dependent Notes Series 543928
This series of Notes was issued and sold upon the funding of the borrower loan #58071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $313.45
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1998 Debt/Income ratio: 18%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 18 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $153Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: pragmatic-deal Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business expansion
Purpose of loan:
This loan will be partially used to outfit one room of my house into an office. It's time to stop working from my kitchen table! The rest will be used to buy computer equipment and to serve as working capital as I ramp up my consulting activities. I would like to add two more clients this year at $500/month each.

My financial situation:
I am a good candidate for this loan because I have a stable salaried job as well as two solid multi-year clients for my consulting business. I pay my credit cards in full every month and carry no revolving debt.

Gross Monthly Income
Salary: roughly $4350
Business: at least $1150

Obligations
Rent: $900
Car: $500
Student Loans: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$35.5612/22/2011 5:02:27 PM
luminous-marketplace5$25.0012/22/2011 5:14:03 PM
market-solstice2$25.0012/22/2011 5:07:52 PM
riproaringrapids$35.0012/22/2011 5:14:51 PM
worth-blanket2$9,400.0012/22/2011 5:14:59 PM
5 Investments
 
Borrower Payment Dependent Notes Series 543958
This series of Notes was issued and sold upon the funding of the borrower loan #57888, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $378.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1987 Debt/Income ratio: 18%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:11y 8m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 38 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: friend457 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2500
Monthly expenses: $1500
Housing: $1000
Insurance: $
Car expenses: $
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $300
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/11/2011 12:33:05 PM
heart514$25.0012/12/2011 7:27:37 PM
happy-return4$50.0012/12/2011 6:04:45 PM
HamachiMan$50.0012/12/2011 8:24:53 PM
Mark-7$50.0012/12/2011 9:38:04 PM
treasure-bliss$25.0012/13/2011 5:38:49 AM
loan-rider7$25.0012/13/2011 8:09:58 AM
haplender$50.0012/13/2011 1:48:11 PM
MASinVestment$50.0012/13/2011 5:16:10 PM
sjc224$25.0012/13/2011 4:20:42 PM
brazilofmux$100.0012/13/2011 5:26:03 PM
blue-radiant-economy$100.0012/14/2011 2:21:06 AM
worth-blanket2$8,200.0012/14/2011 12:30:44 PM
economy-shrubbery6$25.0012/12/2011 5:09:13 PM
truth-companion$25.0012/12/2011 5:26:09 PM
red-power-pecan$50.0012/12/2011 5:41:08 PM
transparency-giant$50.0012/12/2011 9:37:56 PM
worth-arch$25.0012/13/2011 6:41:57 AM
nimble-revenue5$50.0012/13/2011 9:15:01 AM
the-laudable-peso$50.0012/13/2011 8:15:59 AM
diplomatic-wealth7$25.0012/13/2011 9:22:00 AM
deal-searcher1$25.0012/13/2011 4:40:54 PM
pound-mushroom3$25.0012/13/2011 5:40:07 PM
the-laudable-peso$40.0012/14/2011 7:04:51 AM
MASinVestment$250.0012/14/2011 8:15:25 AM
graceful-IRAinvestment$53.0012/14/2011 11:52:04 AM
26 Investments
 
Borrower Payment Dependent Notes Series 543998
This series of Notes was issued and sold upon the funding of the borrower loan #57733, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $164.98
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1980 Debt/Income ratio: 10%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 23 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,010Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: No  
Screen name: machichi Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my existing credit card debt.

My financial situation:
I am a good candidate for this loan because I never miss payments for my credit cards and I have a stable income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
indomitable-coin$25.0012/12/2011 9:11:16 AM
UCSBGAUCHOS$0.8112/14/2011 1:00:16 PM
gravbox$25.0012/14/2011 9:13:50 AM
chris-heretoinvest$25.0012/14/2011 5:15:30 AM
SCD$25.0012/13/2011 8:08:21 PM
caring-hope2$25.0012/13/2011 6:30:46 PM
axl163$25.0012/13/2011 4:22:48 PM
the-bright-velocity$25.0012/13/2011 2:26:29 PM
wealth-infusion6$200.0012/13/2011 12:30:52 PM
Pickmar$25.0012/13/2011 5:34:34 AM
asset-producer1$100.0012/12/2011 8:02:10 PM
patriot897$25.0012/12/2011 6:58:46 PM
chicagobanker$50.0012/12/2011 4:53:56 PM
bb575$50.0012/12/2011 9:40:55 AM
AFairDeal$25.0012/12/2011 9:15:46 AM
igniter584$25.0012/12/2011 9:09:27 AM
rdrloan$50.0012/12/2011 9:49:05 AM
fairmaiden$30.0012/12/2011 9:52:21 AM
Cherrypicker$50.0012/12/2011 1:42:04 PM
freetolive$25.0012/12/2011 4:18:20 PM
LongTail$25.0012/12/2011 5:39:30 PM
asset-producer1$100.0012/12/2011 7:55:38 PM
asset-producer1$100.0012/12/2011 7:58:34 PM
heart514$25.0012/12/2011 7:27:41 PM
blot44$25.0012/12/2011 7:47:45 PM
loan-rider7$25.0012/13/2011 8:00:12 AM
100units$85.0012/13/2011 1:09:30 PM
commanding-treasure2$50.0012/13/2011 10:59:53 AM
engaging-worth$25.0012/13/2011 3:49:42 PM
dime-smasher5$25.0012/13/2011 3:18:41 PM
passivesf$25.0012/13/2011 6:08:59 PM
lowrater$50.7012/13/2011 10:39:00 PM
UncleSafety$158.4912/13/2011 6:37:47 PM
MASinVestment$100.0012/14/2011 7:33:14 AM
Attract$25.0012/14/2011 11:19:04 AM
flexible-wealth417$25.0012/14/2011 11:34:39 AM
worth-blanket2$3,300.0012/14/2011 12:33:42 PM
37 Investments
 
Borrower Payment Dependent Notes Series 544020
This series of Notes was issued and sold upon the funding of the borrower loan #57394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-12-2011 
Term: 60 months Listing End date:  Dec-12-2011 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $118.03
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1995 Debt/Income ratio: 32%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 34 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,274Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: Yes  
Screen name: Highcreditscore Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 38 ( 100% ) 720-739 (Latest)
Principal borrowed: $4,500.00< 31 days late: 0 ( 0% )  
740-759 (May-2011)
760-779 (Sep-2009)
760-779 (Dec-2007)
 
Principal balance: $187.79 31+ days late: 0 ( 0% )
Total payments billed: 38  
Description
CONSOLIDATING THE LAST OF OUR DEBT!
Purpose of loan:
This loan will be used to pay off the last of our credit card debt.

My financial situation:
I am a good candidate for this loan because this will be my fourth Prosper loan and I have always paid them off a year or so in advance.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$38.9212/12/2011 9:02:55 AM
awwaww$25.0012/12/2011 9:06:10 AM
green-trade-dolphin2$30.0212/12/2011 9:02:19 AM
mtquan$25.0012/12/2011 9:29:49 AM
income-banjo$50.0012/12/2011 9:32:54 AM
AFairDeal$25.0012/12/2011 9:15:46 AM
BxRealtor$25.0012/12/2011 9:35:37 AM
blue-lively-platinum$25.0012/12/2011 9:18:33 AM
puyanera$25.0012/12/2011 9:37:42 AM
jkim1apple$56.8512/12/2011 9:47:28 AM
Rulea72$25.0012/12/2011 10:34:53 AM
compassionate-asset8$35.5012/12/2011 11:56:05 AM
bb575$50.0012/12/2011 9:40:55 AM
Eric_Gagne$25.0012/12/2011 9:41:59 AM
xyzpl$50.0012/12/2011 10:01:32 AM
top-bill-virtuoso$50.0012/12/2011 12:00:18 PM
trustworthy-finance6$300.0012/12/2011 10:17:08 AM
HighFired3000F$38.9412/12/2011 10:47:10 AM
careful-note$125.0012/12/2011 1:12:36 PM
new-social-economist$150.0012/12/2011 11:07:41 AM
omegamon1$25.0012/12/2011 5:52:29 PM
Shockem923$33.6912/12/2011 5:45:44 PM
nimble-money086$25.0012/12/2011 6:18:39 PM
Chesterite$400.0012/12/2011 6:03:36 PM
AndChicksforFree$33.4512/12/2011 6:23:38 PM
brazilofmux$100.0012/12/2011 5:29:43 PM
hidavehi$30.0012/12/2011 3:55:57 PM
DS84$49.6312/12/2011 5:05:25 PM
justinology$75.0012/12/2011 2:32:22 PM
1stBankAndHal$75.0912/12/2011 4:47:25 PM
108lender$300.0012/12/2011 1:59:56 PM
alaskakid$27.5012/12/2011 4:41:08 PM
r48$25.0012/12/2011 4:33:16 PM
Moe87$25.0012/12/2011 3:57:39 PM
kukubird$40.0012/12/2011 3:26:08 PM
pposFUNDing$25.0012/12/2011 3:08:19 PM
contract-student2$70.0012/12/2011 2:42:38 PM
vutah$25.0012/12/2011 2:42:17 PM
lowrater$250.8012/12/2011 12:59:54 PM
bluflame9940$29.0012/12/2011 2:14:02 PM
Hillbilly_Banker$25.0012/12/2011 12:37:01 PM
igniter584$25.0012/12/2011 9:09:28 AM
Feyenoord$30.0012/12/2011 9:06:05 AM
timbob$100.0012/12/2011 9:08:04 AM
janeybooboo$150.0012/12/2011 9:02:20 AM
affluence-generator2$100.0012/12/2011 9:24:38 AM
indomitable-coin$25.0012/12/2011 9:11:16 AM
vinayski$25.0012/12/2011 9:15:23 AM
investment-artist$30.0112/12/2011 9:28:46 AM
responsive-value4$25.0012/12/2011 9:12:21 AM
Proactive-Financial-Lending$25.0012/12/2011 9:33:17 AM
Tradesmanlender$25.0012/12/2011 9:24:37 AM
bradny$25.0012/12/2011 10:59:02 AM
restless-balance$25.0012/12/2011 9:36:00 AM
Mrs-Honeydew$25.0012/12/2011 10:51:00 AM
susurrus$300.0012/12/2011 12:05:45 PM
money-booster2$100.0012/12/2011 11:05:34 AM
Bank_Of_XL$25.0012/12/2011 1:18:14 PM
Solid-Platinum$30.0012/12/2011 12:00:22 PM
OldManP$25.0012/12/2011 12:05:05 PM
Basset_Hound_Investments$35.0012/12/2011 1:48:02 PM
FlexFunding$50.0012/12/2011 1:55:16 PM
p2p-mushroom1$26.5212/12/2011 12:40:58 PM
thankful-nickel2$50.0012/12/2011 1:01:32 PM
viennese$25.0012/12/2011 2:42:19 PM
credit-guard5$25.0012/12/2011 2:44:24 PM
happy-loot3$200.0012/12/2011 3:07:37 PM
Leshan$100.0012/12/2011 1:34:53 PM
sensible-fund$25.0012/12/2011 4:08:04 PM
hookUup$34.0512/12/2011 3:57:44 PM
penny-plato$50.0012/12/2011 1:57:38 PM
BankOfBjoltus$50.0012/12/2011 2:06:59 PM
mighty-fairness5$25.0312/12/2011 2:27:45 PM
quarkyuzu$50.0012/12/2011 2:39:14 PM
dproxima$25.0012/12/2011 4:00:21 PM
chicagobanker$50.0012/12/2011 4:33:43 PM
rss197$25.0012/12/2011 4:58:00 PM
BoughtTheFarm$25.0012/12/2011 5:27:40 PM
riproaringrapids$25.0012/12/2011 5:29:01 PM
social-heart$25.0012/12/2011 5:48:46 PM
feiandasun$25.0012/12/2011 6:21:08 PM
power-companion7$25.0012/12/2011 5:43:45 PM
basis-ferret8$50.0012/12/2011 5:45:45 PM
83 Investments
 
Borrower Payment Dependent Notes Series 544022
This series of Notes was issued and sold upon the funding of the borrower loan #57599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-14-2011 
Term: 12 months Listing End date:  Dec-15-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $276.47
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-2006 Debt/Income ratio: 35%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,138Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: cozy-dime6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off my existing credit card debt

My financial situation:
I am a good candidate for this loan because I have no history of defulting on any previour loans or credit cards. I have a job that allows me the freedom of paying a little extra on my payment and pay on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/14/2011 9:19:16 AM
LittleRhody07$25.0012/14/2011 9:20:54 AM
worth-viking$250.0012/14/2011 12:26:26 PM
liberty-magnate$25.0012/14/2011 3:05:50 PM
golden-velocity9$35.0012/14/2011 3:00:22 PM
auction-seeker$25.0012/14/2011 4:16:06 PM
r48$25.0012/14/2011 5:51:06 PM
1traveler$25.0012/14/2011 6:43:46 PM
thankful-nickel2$25.0012/14/2011 8:36:19 PM
moola-tulip1$27.0012/14/2011 7:36:30 PM
economy-popcorn$25.0012/14/2011 8:21:34 PM
blue-radiant-economy$200.0012/15/2011 2:40:10 AM
john0720$25.0012/15/2011 7:13:54 AM
JeffHoll$100.0012/15/2011 5:59:54 AM
thelovebug$100.0012/15/2011 9:30:20 AM
scoobiedoo$50.0012/15/2011 11:58:50 AM
High-flyer$25.0012/15/2011 1:28:04 PM
neodym$72.9212/15/2011 2:12:22 PM
direct-social3$50.0012/15/2011 2:50:40 PM
red-power-pecan$50.0012/15/2011 5:07:58 PM
dudebrah$25.0012/15/2011 2:58:06 PM
myduck$25.0012/15/2011 4:49:52 PM
social-zebra$30.0012/15/2011 4:41:02 PM
fortytwo$150.0012/15/2011 5:10:07 PM
cajunguy$25.0012/15/2011 4:50:31 PM
StrongMonty$60.0012/15/2011 4:51:31 PM
scrappy-penny6$30.0012/15/2011 5:10:54 PM
missing-link$25.0012/15/2011 5:17:49 PM
extraordinary-silver5$25.0012/14/2011 9:32:58 AM
LittleMingo$25.0012/14/2011 11:18:46 AM
skillful-asset5$25.0012/14/2011 2:28:57 PM
bonus-animal4$25.0112/14/2011 1:06:08 PM
favorite-commerce$60.0012/14/2011 1:30:38 PM
lowrater$100.5012/14/2011 1:50:34 PM
wise-eloquent-yield$25.0012/14/2011 3:40:38 PM
unforgettable-wealth4$50.0012/14/2011 5:29:41 PM
Paddington922$25.0012/14/2011 6:37:11 PM
igloo0$100.0012/14/2011 7:49:39 PM
cash4less$25.0012/14/2011 7:33:19 PM
greenback-guard$25.0012/15/2011 5:09:14 AM
secureincome$500.0012/15/2011 9:28:29 AM
towering-cash5$25.0012/15/2011 9:14:18 AM
coyone$25.0012/15/2011 9:34:27 AM
trade-beeper4$25.0012/15/2011 9:46:25 AM
miked8303$50.0012/15/2011 1:21:43 PM
bold-marketplace-awakening$75.0012/15/2011 4:25:11 PM
a2190b$25.0012/15/2011 4:55:26 PM
lender2611$50.0012/15/2011 5:06:57 PM
unbelievable-exchange$100.0012/15/2011 4:45:49 PM
49 Investments
 
Borrower Payment Dependent Notes Series 544028
This series of Notes was issued and sold upon the funding of the borrower loan #57520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-12-2011 
Term: 60 months Listing End date:  Dec-14-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $136.71
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-2006 Debt/Income ratio: 10%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 8 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,049Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: best-special-agreement Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan - Wedding
Purpose of loan: Wedding
This loan will be used to...Help pay for wedding expenses.

My financial situation: Stable job and income, but my fianc? and I just called off our wedding and I need to pay off the rest of the wedding expenses so we can both move on. Never had any outstanding debt and really don't want to start now.

I am a good candidate for this loan because... I am employed by U.S. Federal Government. Very stable & secure position and highly skilled position. I am a hard worker and in excellent health. I just checked my latest credit score at Experian and it was 733.


Monthly net income: $3500
Monthly expenses: $1500
Housing: $950
Insurance: $90
Car expenses: $50
Utilities: $70
Phone, cable, internet: $70
Food, entertainment: $150
Clothing, household expenses: $35
Credit cards and other loans: $0
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
wwwUniversal$25.0012/14/2011 9:06:16 AM
heerzaquestion$25.0012/14/2011 7:39:49 AM
waterlogged39$48.0012/14/2011 9:11:12 AM
evergreen16$100.0012/14/2011 11:49:10 AM
CoolPlexer$25.0012/14/2011 5:11:19 PM
suave-dime6$25.0012/14/2011 6:09:57 PM
favorite-commerce$40.0012/14/2011 6:54:25 PM
hidavehi$35.0012/14/2011 7:17:32 PM
vulgy$25.0012/14/2011 7:17:53 PM
l2fp$25.0012/14/2011 7:33:21 PM
finance-shower2$38.1512/14/2011 7:50:11 PM
igniter584$75.0012/14/2011 8:16:15 PM
economy-popcorn$25.0012/14/2011 6:12:31 AM
power-cell$35.0012/14/2011 7:21:51 AM
jpblan11$25.0012/14/2011 4:11:01 AM
well-mannered-income3$50.0012/13/2011 5:57:08 PM
lender2611$25.0012/13/2011 5:43:07 PM
blue-lively-platinum$25.0012/13/2011 5:45:53 PM
superb-funds335$25.0012/13/2011 5:26:08 PM
pound-mushroom3$25.0012/13/2011 5:40:07 PM
Bob450$25.0012/13/2011 4:46:18 PM
sjc224$25.0012/13/2011 4:20:45 PM
InChicago$100.0012/13/2011 1:06:54 PM
wealth-infusion6$200.0012/13/2011 12:30:52 PM
CA-Lender$25.0012/13/2011 10:05:59 AM
unclejaef$25.0012/13/2011 8:53:08 AM
loan-rider7$25.0012/13/2011 7:59:00 AM
serene-capital$25.0012/13/2011 2:28:50 AM
first-integrity-gravity$100.0012/12/2011 9:33:50 PM
asset-producer1$100.0012/12/2011 8:02:11 PM
marinbb$100.0012/12/2011 7:19:31 PM
heart514$25.0012/12/2011 7:27:41 PM
mikrolown$25.0012/12/2011 5:35:35 PM
Basset_Hound_Investments$35.0012/12/2011 1:52:31 PM
Bank_Of_XL$25.0012/12/2011 1:18:28 PM
Investor_DP$100.0012/12/2011 9:30:57 AM
DHolly$25.0012/12/2011 9:08:58 AM
currency-agave$60.0012/12/2011 9:16:05 AM
igniter584$25.0012/12/2011 9:09:28 AM
janeybooboo$100.0012/12/2011 9:06:41 AM
AFairDeal$25.0012/12/2011 9:15:56 AM
BxRealtor$25.0012/12/2011 9:35:37 AM
skillful-asset5$30.0012/12/2011 10:40:54 AM
AndChicksforFree$25.0012/12/2011 1:21:15 PM
graceful-IRAinvestment$53.0012/12/2011 1:35:56 PM
Horse-Lender$25.0112/12/2011 5:35:55 PM
patriot897$25.0012/12/2011 6:58:46 PM
availableloan$25.0012/12/2011 8:36:07 PM
Pickmar$25.0012/13/2011 5:35:43 AM
the_winning_ticket$100.0012/13/2011 1:06:37 AM
happy-loot3$100.0012/13/2011 9:10:45 AM
unforgettable-wealth4$50.0012/13/2011 9:36:46 AM
commanding-treasure2$50.0012/13/2011 10:59:53 AM
creditjunky$98.7512/13/2011 2:20:22 PM
zeeexsixare$300.0012/13/2011 2:49:26 PM
feiandasun$25.0012/13/2011 2:16:39 PM
worthy-commitment7$25.0012/13/2011 2:19:50 PM
engaging-worth$25.0012/13/2011 3:50:27 PM
income-banjo$50.0012/13/2011 5:13:20 PM
MASinVestment$50.0012/13/2011 5:16:12 PM
riproaringrapids$25.0012/13/2011 5:07:43 PM
britgsb$30.0012/13/2011 5:31:34 PM
thankful-nickel2$25.0012/13/2011 5:31:01 PM
scarlet-velvet$25.0812/13/2011 6:18:06 PM
deal-dolphin5$100.0012/13/2011 6:20:35 PM
brightest-fascinating-principal$25.0012/13/2011 5:40:51 PM
Iwillhuntyoudown$25.0012/13/2011 8:07:41 PM
loan-tycoon0$25.0012/13/2011 5:43:42 PM
gr8_r8$25.0012/13/2011 7:30:24 PM
magnificent-euro543$25.0012/13/2011 7:31:02 PM
blue-radiant-economy$100.0012/14/2011 3:06:01 AM
meers2000$45.3312/14/2011 5:20:08 AM
dckpolo$25.0012/14/2011 5:29:19 AM
the-laudable-peso$40.0012/14/2011 7:04:52 AM
MASinVestment$100.0012/14/2011 7:33:14 AM
houli123$25.0012/14/2011 7:39:31 AM
money-booster2$25.0012/14/2011 9:00:09 AM
loanman2007$100.0012/14/2011 5:33:08 AM
hamster$25.9612/14/2011 7:26:47 AM
tiger1818$25.0012/14/2011 7:29:38 AM
gravbox$25.0012/14/2011 9:13:51 AM
Capstone-Investments$25.0012/14/2011 10:30:53 AM
108lender$120.0012/14/2011 2:41:20 PM
golden-velocity9$35.0012/14/2011 3:12:56 PM
villagers$50.0012/14/2011 3:32:27 PM
auction-seeker$25.0012/14/2011 4:32:20 PM
ericgassercom$25.0012/14/2011 5:11:35 PM
graceful-IRAinvestment$100.0012/14/2011 5:19:50 PM
tractorman$25.0012/14/2011 6:03:59 PM
angelinvestor2$40.0012/14/2011 6:31:54 PM
Investor_83$27.0712/14/2011 6:38:42 PM
KMSB$25.0012/14/2011 6:46:35 PM
important-diversification620$25.0012/14/2011 6:21:52 PM
amdemma$100.0012/14/2011 6:36:11 PM
Lubava$32.9912/14/2011 7:23:22 PM
richmondcowboy$50.0012/14/2011 7:02:23 PM
Pendruce$30.0012/14/2011 7:07:07 PM
rolandweary$50.0012/14/2011 7:07:40 PM
allybailey$50.0012/14/2011 8:01:40 PM
peace-finder$0.5912/14/2011 8:19:31 PM
cloud546$50.0712/14/2011 8:15:54 PM
spazermazer$25.0012/14/2011 7:10:22 PM
native68$25.0012/14/2011 8:19:04 PM
loss-of-control$100.0012/14/2011 7:15:16 PM
reward-excellency1$25.0012/14/2011 7:24:59 PM
infomas$50.0012/14/2011 8:14:12 PM
106 Investments
 
Borrower Payment Dependent Notes Series 544046
This series of Notes was issued and sold upon the funding of the borrower loan #57490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $176.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1988 Debt/Income ratio: 12%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 15Length of status:11y 8m
Amount delinquent: $0 Total credit lines: 46 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $46,778Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: hoopdream Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: This loan will be used to pay off higher interest credit


My financial situation:
I am a good candidate for this loan because...I have a steady good paying job (I have been with my current imployer almost 12 years)


Monthly net income: $10000
Monthly expenses:
Housing: $3500
Insurance: $300
Car expenses: $385
Utilities: $500
Phone, cable, internet: $200
Food, entertainment: $1000
Clothing, household expenses: $500
Credit cards and other loans: $2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/12/2011 5:11:49 PM
bazaar-festivity$25.0012/12/2011 5:36:33 PM
Bank_Of_XL$25.0012/13/2011 8:02:04 AM
worth-blanket2$4,600.0012/13/2011 11:31:22 AM
janeybooboo$50.0012/12/2011 5:12:22 PM
AFairDeal$25.0012/12/2011 5:26:59 PM
vutah$25.0012/12/2011 5:34:07 PM
Investor_DP$100.0012/12/2011 5:49:46 PM
asset-producer1$100.0012/12/2011 7:55:41 PM
commanding-treasure2$50.0012/13/2011 10:59:57 AM
10 Investments
 
Borrower Payment Dependent Notes Series 544056
This series of Notes was issued and sold upon the funding of the borrower loan #57461, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $179.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1996 Debt/Income ratio: 18%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:11y 0m
Amount delinquent: $0 Total credit lines: 31 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,739Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: No  
Screen name: calm-finance4 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bill consolidation
Purpose of loan:
This loan will be used to...pay bills

My financial situation: Municipal Credit Union
I am a good candidate for this loan because...I can repay the loan through direct deposit


Monthly net income: $2800
Monthly expenses: $
Housing: $600
Insurance: $130
Car expenses: $0
Utilities: $60
Phone, cable, internet: $170
Food, entertainment: $80
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$50.0012/12/2011 9:06:05 AM
VesuvianMan$25.0012/12/2011 9:17:13 AM
jkeller4000$25.0012/12/2011 1:15:29 PM
AndChicksforFree$25.0012/12/2011 1:22:45 PM
vutah$45.0012/12/2011 2:47:14 PM
SOP_Bank$25.0012/12/2011 6:06:12 PM
Agonbiew$50.0012/13/2011 9:11:57 AM
golden-velocity9$35.0012/13/2011 11:16:53 AM
CA-Lender$25.0012/13/2011 10:05:50 AM
Investor_DP$100.0012/12/2011 9:31:20 AM
skillful-asset5$30.0012/12/2011 10:38:30 AM
money-booster2$25.0012/12/2011 11:18:40 AM
graceful-IRAinvestment$53.0012/12/2011 1:43:59 PM
heart514$25.0012/12/2011 7:27:42 PM
favorite-commerce$50.0012/13/2011 7:17:52 AM
green-inspiring-peace$25.0012/13/2011 9:09:05 AM
iaffy$25.0012/13/2011 9:10:30 AM
unforgettable-wealth4$50.0012/13/2011 9:36:47 AM
bazaar-festivity$25.0012/13/2011 9:48:41 AM
profit-powerplant$25.0012/13/2011 9:52:32 AM
worth-blanket2$3,700.0012/13/2011 11:30:49 AM
lender2611$50.0012/13/2011 11:42:33 AM
ChrisProsper$12.0012/13/2011 11:48:01 AM
23 Investments
 
Borrower Payment Dependent Notes Series 544062
This series of Notes was issued and sold upon the funding of the borrower loan #57448, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-1977 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:15y 8m
Amount delinquent: $0 Total credit lines: 16 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,243Stated income:$100,000+
Delinquencies in last 7y: 1 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: wonderful-dough6 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
HOME IMPROVEMENT
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $5000
Monthly expenses: $2000
Housing: $541
Insurance: $60
Car expenses: $0
Utilities: $180
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $125
Credit cards and other loans: $1200
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Kash2010lu$25.0012/12/2011 9:01:51 AM
Danjack_Capital$25.0012/12/2011 9:12:35 AM
loanman2007$25.0012/12/2011 9:06:38 AM
graceful-IRAinvestment$25.0012/12/2011 9:35:29 AM
skillful-asset5$25.0012/12/2011 10:38:01 AM
social-heart$25.0012/12/2011 2:38:06 PM
heart514$25.0012/12/2011 7:27:42 PM
avm-the-investor$125.0012/13/2011 8:04:24 AM
vutah$75.0012/12/2011 2:41:56 PM
economy-shrubbery6$25.0012/12/2011 5:09:15 PM
money-booster2$25.0012/12/2011 9:57:43 PM
worth-blanket2$3,500.0012/13/2011 11:31:14 AM
first-gold-plato$25.0012/13/2011 12:04:36 PM
coin-trajectory$25.0012/13/2011 12:27:32 PM
coin-explorer$25.0012/13/2011 12:31:28 PM
15 Investments
 
Borrower Payment Dependent Notes Series 544074
This series of Notes was issued and sold upon the funding of the borrower loan #58026, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1981 Debt/Income ratio: 34%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,323Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: flexible-revenue890 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
vacation and pay some loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $1674
Monthly expenses: $
Housing: $
Insurance: $217.00
Car expenses: $
Utilities: $
Phone, cable, internet: $160.00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Tlk2drew$42.2012/23/2011 10:50:35 PM
adaptable-capital$250.0012/23/2011 6:04:49 PM
atrevete$25.0012/23/2011 2:40:41 PM
top-magnificent-agreement$25.0012/23/2011 11:04:53 AM
ore-accomplishment$25.0012/23/2011 9:58:24 AM
Tg-Dynasty$25.0012/23/2011 9:50:15 AM
kennethansin$25.0012/23/2011 9:55:05 AM
loan-kingdom162$25.7112/23/2011 9:35:00 AM
hopeful-silver5$25.0012/23/2011 6:34:12 AM
deal-thinker7$25.0012/23/2011 4:35:57 AM
graceful-investment$25.0012/22/2011 5:20:48 PM
balanced-balance6$25.0012/22/2011 5:08:03 PM
tonyscc$25.0012/22/2011 12:28:14 PM
2grindstones$25.7612/22/2011 11:03:44 AM
unbelievable-exchange$225.0012/22/2011 10:34:22 AM
bellaquito$420.0012/21/2011 7:52:23 PM
OLYVRC$25.0012/21/2011 8:15:23 PM
gallant-economy9$50.0012/21/2011 9:44:21 AM
investment-comet$25.0012/20/2011 11:27:27 AM
unbelievable-exchange$25.0012/20/2011 9:24:37 AM
rolo12$25.0012/20/2011 3:15:01 AM
future-baby-fund$25.0012/19/2011 7:47:16 PM
useful-cash043$500.0012/19/2011 6:56:32 PM
hyrolln$25.0012/19/2011 5:41:03 PM
money-baron-Roth401k$40.0012/18/2011 8:14:29 PM
careful-note$30.0012/17/2011 5:35:09 PM
Star_Witness$25.0012/17/2011 3:15:42 PM
eronyc$25.0012/17/2011 12:16:22 PM
tonyscc$25.0012/17/2011 8:51:52 AM
accelerator1$50.0012/17/2011 8:20:22 AM
ethical-truth211$100.0012/17/2011 2:40:19 AM
lenderman007$57.1912/17/2011 7:32:34 AM
papaloha$25.0012/16/2011 6:50:58 PM
jebber007$30.0012/16/2011 7:06:12 PM
the-laudable-peso$40.0012/16/2011 5:08:02 PM
blue-lively-platinum$25.0012/16/2011 5:31:57 PM
ddog0224$25.0012/16/2011 2:39:00 PM
Silverling6$30.0412/16/2011 2:17:00 PM
HotStreak$25.0012/16/2011 11:45:42 AM
shawnw2$50.0012/16/2011 8:18:06 AM
Kash2010lu$25.0012/16/2011 7:38:01 AM
smart-leverage7$25.0012/15/2011 11:11:16 PM
camaraderi-aspen$100.0012/15/2011 2:41:08 PM
blue-radiant-economy$100.0012/13/2011 11:30:19 PM
money-booster2$25.0012/12/2011 9:58:08 PM
skillful-asset5$30.0012/12/2011 10:36:41 AM
economy-shrubbery6$25.0012/12/2011 5:09:15 PM
heart514$25.0012/12/2011 7:27:43 PM
greenback-guard$25.0012/15/2011 5:15:05 AM
a-healthy-affluence$25.0012/15/2011 10:18:50 AM
transparency-baton$25.0012/15/2011 12:19:52 PM
SecondChanceLendingSERV$25.0012/15/2011 1:41:08 PM
winmals$25.0012/15/2011 6:23:56 PM
integrity-electron9$50.0012/15/2011 9:27:57 PM
Amber_Stone$25.0012/15/2011 6:07:12 PM
pujols8996$50.0012/16/2011 9:20:34 AM
kulender$100.0012/16/2011 9:41:30 AM
processor115$75.0012/16/2011 4:24:30 PM
kind-credit-bear$25.0012/16/2011 5:38:44 PM
new-social-economist$40.0012/17/2011 10:21:27 AM
bill-expert$25.0012/17/2011 2:38:29 PM
patriot0$25.0012/17/2011 12:55:22 PM
rate-sceptre$25.0012/18/2011 2:48:30 PM
deal-searcher1$25.0012/18/2011 3:07:10 PM
Cory79$34.1012/20/2011 3:10:44 PM
first-lovely-dollar$25.0012/21/2011 12:59:48 PM
mike2246s$25.0012/21/2011 1:53:00 PM
wampum-chorus3$25.0012/21/2011 3:26:46 PM
chato2345$25.0012/21/2011 4:10:38 PM
R3vXX$25.0012/21/2011 7:15:08 PM
bankbuddy55$50.0012/22/2011 7:24:41 AM
graceful-IRAinvestment$25.0012/22/2011 5:23:52 PM
PCGeekWI$25.0012/22/2011 8:42:50 PM
exact-principal220$25.0012/23/2011 8:48:59 AM
copper$50.0012/23/2011 9:15:38 AM
HenryS$30.0012/23/2011 9:25:32 AM
affluence-generator2$125.0012/23/2011 10:16:35 AM
top-nickel-bluebird$25.0012/23/2011 8:08:29 PM
78 Investments
 
Borrower Payment Dependent Notes Series 544086
This series of Notes was issued and sold upon the funding of the borrower loan #57616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-12-2011 
Term: 12 months Listing End date:  Dec-13-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $276.47
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1994 Debt/Income ratio: 28%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 19Length of status:16y 11m
Amount delinquent: $0 Total credit lines: 49 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $41,037Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: sweet-platinum4 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Move to Monthly Pay Cycle
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$25.0012/12/2011 9:16:02 AM
market-solstice2$25.0012/12/2011 9:18:12 AM
skillful-asset5$30.0012/12/2011 10:35:36 AM
jkeller4000$25.0012/12/2011 1:15:29 PM
thankful-nickel2$25.0012/12/2011 1:02:38 PM
graceful-IRAinvestment$53.0012/12/2011 1:43:59 PM
viennese$25.0012/12/2011 12:49:45 PM
QuidWilson$25.0012/12/2011 2:57:27 PM
tomdooley12520$25.0012/12/2011 1:53:53 PM
heart514$25.0012/12/2011 7:27:43 PM
Ols744$40.2512/12/2011 6:51:55 PM
forceful-auction4$25.0012/13/2011 8:33:22 AM
secureincome$250.0012/13/2011 7:28:36 AM
Agonbiew$50.0012/13/2011 9:11:57 AM
scrappy-diversification7$1,996.7012/13/2011 9:17:24 AM
capital-champion1$30.0012/13/2011 9:10:48 AM
janeybooboo$75.0012/12/2011 9:07:41 AM
Investor_DP$100.0012/12/2011 9:31:21 AM
goodhearted-generosity511$30.0012/12/2011 10:36:09 AM
money-booster2$25.0012/12/2011 11:14:04 AM
eveaclir$25.0012/12/2011 1:39:13 PM
bowler252$25.0512/12/2011 6:12:16 PM
wkeboarder21$50.0012/13/2011 3:46:43 AM
favorite-commerce$50.0012/13/2011 7:17:12 AM
calbertrand$25.0012/13/2011 6:18:00 AM
25 Investments
 
Borrower Payment Dependent Notes Series 544088
This series of Notes was issued and sold upon the funding of the borrower loan #57516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $824.88
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1995 Debt/Income ratio: 18%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:10y 6m
Amount delinquent: $0 Total credit lines: 16 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,986Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: financialreturn Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Excellent risk; consolidating debt
Purpose of loan:
This loan will be used to consolidate and pay off 3 credit cards, which was accumulated from an HVAC replacement, old roof replacement, auto repairs to Volkswagen, and other purchases. Then intent is to push myself into a commitment to pay these off within 3 years, if not sooner. I am not looking to this loan as an avenue to take on more debt (outside of this loan); rather it's sole purpose is to get out of debt and remove credit cards as a means to acquire funds. In the end, they are far more hassle than the purchase was worth.

My financial situation:
I have an excellent credit history and have never made a late payment to any creditor. I have been with my current employer for 5 years (and plan to stay there through the duration of this loan) and make sufficient income to support the consolidated regular monthly payment. I also own my home and make regular investments into my retirement funds.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/14/2011 9:18:00 AM
LongTail$25.0012/13/2011 9:25:50 AM
AFairDeal$25.0012/13/2011 9:31:14 AM
kid_dynamite15$75.0012/13/2011 9:46:56 AM
wealth-infusion6$200.0012/13/2011 12:30:58 PM
Bank_Of_XL$25.0012/13/2011 1:14:12 PM
the-bright-velocity$25.0012/13/2011 2:26:30 PM
passivesf$65.0012/13/2011 5:34:58 PM
prudent-bid3$50.0012/13/2011 8:59:31 PM
dpfl55$25.0012/13/2011 9:46:15 PM
Dignified-Market29$50.0012/13/2011 11:53:06 PM
vutah$25.0012/13/2011 8:16:43 PM
logical-repayment1$25.0012/13/2011 9:47:52 PM
MissionMicroFinance$25.0012/14/2011 7:53:33 AM
blot44$25.0012/14/2011 4:21:50 AM
BxRealtor$25.0012/14/2011 9:16:39 AM
aabadabadoo$25.0012/14/2011 9:27:23 AM
rmachi$25.0012/14/2011 9:24:19 AM
HamachiMan$50.0012/14/2011 9:29:43 AM
mtquan$25.0012/14/2011 9:06:23 AM
britgsb$30.0012/14/2011 9:13:15 AM
unforgettable-wealth4$50.0012/14/2011 9:23:16 AM
kenji4861$25.0012/14/2011 9:44:09 AM
worth-blanket2$23,000.0012/14/2011 12:32:40 PM
green-trade-dolphin2$30.0212/13/2011 9:02:23 AM
igniter584$25.0012/13/2011 9:17:09 AM
indomitable-coin$25.0012/13/2011 9:35:36 AM
bb575$50.0012/13/2011 9:39:09 AM
commanding-treasure2$50.0012/13/2011 11:00:03 AM
heart514$25.0012/13/2011 5:36:49 PM
gravbox$25.0012/13/2011 6:01:14 PM
meenan$75.0012/13/2011 5:48:39 PM
peripatetic$25.0012/14/2011 1:13:22 AM
dckpolo$25.0012/14/2011 5:29:20 AM
cattlebaron$25.0012/13/2011 10:30:14 PM
gentle-gain235$50.0012/14/2011 7:08:39 AM
platinum-czar$153.3812/14/2011 7:19:20 AM
MASinVestment$100.0012/14/2011 7:33:21 AM
cerebral-dollar773$54.0612/14/2011 8:10:21 AM
Hidalgo2004$50.0012/14/2011 7:08:51 AM
Clambake$25.0012/14/2011 9:24:32 AM
brazilofmux$51.0012/14/2011 9:07:21 AM
worthy-bid8$50.0012/14/2011 9:14:39 AM
money-booster2$50.0012/14/2011 9:42:37 AM
riproaringrapids$25.0012/14/2011 9:48:34 AM
market-solstice2$25.0012/14/2011 9:49:38 AM
46 Investments
 
Borrower Payment Dependent Notes Series 544090
This series of Notes was issued and sold upon the funding of the borrower loan #57529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1992 Debt/Income ratio: 21%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 0m
Amount delinquent: $0 Total credit lines: 29 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $34,433Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: Yes  
Screen name: silo774 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off bills
Purpose of loan:
This loan will be used to pay off bills.

My financial situation:
I am a good candidate for this loan, because I always take care of my financial responsibilities.Some financial setbacks have created some additional debt and this loan will help to eliminate some of these bills.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Whipster$50.0012/12/2011 9:08:47 AM
money-booster2$25.0012/12/2011 11:13:49 AM
jkeller4000$25.0012/12/2011 1:15:30 PM
heart514$25.0012/12/2011 7:27:43 PM
dough-souffle$40.2912/13/2011 2:42:05 PM
sjc224$25.0012/13/2011 4:20:46 PM
gotjack$25.0012/13/2011 5:28:20 PM
MASinVestment$50.0012/13/2011 5:16:13 PM
Bank42$25.0012/14/2011 5:04:51 AM
ultimate-peace$250.0012/12/2011 9:02:43 AM
market-solstice2$25.0012/12/2011 9:18:12 AM
Investor_DP$100.0012/12/2011 9:31:21 AM
goodhearted-generosity511$30.0012/12/2011 10:41:17 AM
graceful-IRAinvestment$53.0012/12/2011 1:43:59 PM
unforgettable-wealth4$50.0012/13/2011 9:36:47 AM
golden-velocity9$35.0012/13/2011 11:17:39 AM
profit-powerplant$25.0012/13/2011 9:52:33 AM
truth-companion$25.0012/13/2011 5:07:18 PM
MASinVestment$150.0012/14/2011 8:01:24 AM
dollar-tornado3$25.0012/14/2011 10:16:10 AM
worth-blanket2$2,900.0012/14/2011 12:33:04 PM
ChrisProsper$41.7112/14/2011 1:52:40 PM
22 Investments
 
Borrower Payment Dependent Notes Series 544096
This series of Notes was issued and sold upon the funding of the borrower loan #57956, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-15-2011 
Term: 60 months Listing End date:  Dec-22-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1989 Debt/Income ratio: 16%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:6y 9m
Amount delinquent: $0 Total credit lines: 28 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $11,346Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: basis-pro3 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...Pay off and close high interest accounts.

My financial situation:
I am a good candidate for this loan because... I make my payments in a timely manner and try very hard to pay extra on them when it is avalible.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
DHolly$25.0012/15/2011 9:09:58 AM
camaraderi-aspen$100.0012/15/2011 9:28:44 AM
LittleMingo$25.0012/15/2011 9:23:17 AM
Starica$200.0012/15/2011 9:24:35 AM
igniter584$25.0012/15/2011 9:52:00 AM
lender2611$25.0012/15/2011 9:45:06 AM
MASinVestment$50.0012/15/2011 5:22:43 PM
the-silver-blaster$75.0012/15/2011 7:06:21 PM
affluence-generator2$100.0012/16/2011 1:55:26 PM
riproaringrapids$25.0012/18/2011 12:06:27 AM
alexander-hamilton$50.0012/19/2011 10:23:23 AM
intelligent-dedication9$100.0012/19/2011 4:34:43 PM
money-booster2$25.0012/19/2011 10:54:28 PM
MyCoolScreenName$25.0012/20/2011 8:06:39 AM
houli123$150.0012/20/2011 1:15:38 PM
unforgettable-wealth4$50.0012/20/2011 5:06:02 PM
ultimate-payment$25.0012/20/2011 5:13:42 PM
transparency-giant$50.0012/20/2011 5:19:59 PM
heart514$25.0012/20/2011 5:20:19 PM
BxRealtor$25.0012/20/2011 5:31:20 PM
SecondChanceLendingSERV$25.0012/20/2011 5:30:28 PM
Lam0nt$25.0012/20/2011 5:31:01 PM
the-laudable-peso$40.0012/20/2011 5:40:12 PM
dunrizzo$32.9012/20/2011 6:52:01 PM
VikingInvestments$25.0012/20/2011 8:42:01 PM
saga9$25.0012/20/2011 8:58:57 PM
luckymajor$25.0012/20/2011 7:30:57 PM
ahansen$50.0012/21/2011 1:36:47 AM
Easystreet$25.0012/21/2011 4:20:02 AM
rockhound84$34.0012/21/2011 4:38:23 AM
quest0$50.0012/21/2011 5:10:45 AM
PandP$31.7912/21/2011 5:14:31 AM
green-rate-futurist$50.0012/21/2011 5:35:05 AM
irrelevant$25.0012/21/2011 6:05:12 AM
wise-abundant-hope$25.0012/21/2011 6:52:49 AM
bcdeMillers25$25.0012/21/2011 7:04:39 AM
a-community-aficionado$57.0212/21/2011 6:52:07 AM
JUDAS$25.0012/21/2011 8:09:53 AM
sevenbridges$25.0012/21/2011 8:20:44 AM
evnagelist$25.0012/21/2011 9:08:25 AM
hostbank$100.0012/21/2011 9:10:12 AM
CAGE-Investments$25.0012/21/2011 9:11:03 AM
successful-agreement7$35.0012/21/2011 9:10:34 AM
ursus$50.0012/21/2011 9:12:29 AM
progressive-economy261$400.0012/21/2011 9:10:23 AM
buckeyebucks$50.0012/21/2011 9:13:42 AM
kindness-jedi$25.0012/21/2011 9:14:06 AM
1phantom$25.0012/21/2011 9:21:46 AM
wayman$25.0012/21/2011 9:19:16 AM
vigilance-revolutionary$27.0012/21/2011 9:18:13 AM
ideal-platinum1$25.0012/21/2011 9:18:33 AM
SimpleChoice$25.0012/21/2011 9:23:14 AM
fairness-kayak$25.0012/21/2011 9:27:06 AM
no_agenda_lender$25.0012/21/2011 9:29:11 AM
bid-czar8$100.0012/21/2011 9:28:25 AM
skuba$39.0012/21/2011 9:32:30 AM
mrmopar$25.0012/21/2011 9:29:04 AM
Webpreneur$50.0012/21/2011 9:33:10 AM
dospapalotes$25.0012/21/2011 9:35:54 AM
credit-maple5$100.0012/21/2011 9:37:06 AM
spark548$50.0012/21/2011 9:32:58 AM
numero-uno4$25.0012/21/2011 9:34:08 AM
JLMGroupFunds$25.0012/21/2011 9:36:50 AM
financial-frenzy$25.0012/21/2011 9:38:36 AM
LeReve$25.0012/21/2011 9:38:57 AM
InvestorPartners$25.0012/21/2011 9:39:38 AM
trade-solo$25.0012/21/2011 9:37:46 AM
Logan7$25.0012/21/2011 9:42:44 AM
IslandParadise$30.0012/21/2011 9:40:49 AM
b-rent$25.0012/21/2011 9:43:44 AM
escharfer$25.0012/21/2011 9:43:26 AM
BuffetRocks$32.0012/21/2011 9:44:55 AM
gallant-economy9$50.0012/21/2011 9:44:28 AM
Cai8899$40.0012/21/2011 9:45:05 AM
hard-working-rate3$28.0012/21/2011 9:48:31 AM
money-banker867$25.0012/21/2011 9:51:43 AM
money-bauble$100.0012/21/2011 9:52:21 AM
best-phenomenal-treasure$25.0012/21/2011 9:49:26 AM
MadHun$40.0012/21/2011 9:49:55 AM
listing-vista$50.0012/21/2011 9:55:00 AM
genius520$50.0012/21/2011 9:54:07 AM
henmota$25.0012/21/2011 9:51:31 AM
dime-sprout$25.0012/21/2011 9:56:09 AM
new-truth-chuckler$25.0012/21/2011 9:57:17 AM
velocity-solo$25.0012/21/2011 9:58:48 AM
clean-finance1$35.0012/21/2011 9:58:32 AM
cutter21$25.0012/21/2011 9:59:17 AM
slick8812$25.0012/21/2011 12:02:28 PM
nimble-money086$25.0012/21/2011 11:31:00 AM
oracle3$50.0012/21/2011 12:32:02 PM
investment-comet$25.0012/21/2011 11:25:10 AM
theaterguy$25.0012/21/2011 11:29:17 AM
msw_engr$50.0012/21/2011 12:44:12 PM
MartiniCognac$25.0012/21/2011 12:51:46 PM
Wilhan$25.0012/21/2011 1:46:15 PM
discostu$25.0012/21/2011 1:39:31 PM
mckhbnpc$50.0012/21/2011 5:25:10 PM
income-plato$25.0012/21/2011 5:27:31 PM
wwwUniversal$25.0012/21/2011 5:35:40 PM
mello137$25.0012/21/2011 6:14:36 PM
leverage-grove6$25.0012/21/2011 6:24:07 PM
enthusiastic-return2$25.0012/21/2011 7:04:25 PM
Sykes66$50.0012/21/2011 6:48:51 PM
coin-popcorn$25.0012/21/2011 6:48:05 PM
I-Believe-In-You$35.0012/21/2011 8:16:29 PM
1willray$25.0012/21/2011 9:48:21 PM
truth-explorer$25.0012/22/2011 4:42:47 AM
ethical-truth211$250.0012/22/2011 4:31:43 AM
patriot384$100.0012/22/2011 6:17:11 AM
labrador254$50.0012/22/2011 5:37:12 AM
sfmdg$45.0012/22/2011 6:14:55 AM
tranquil-diversification8$50.0012/22/2011 6:31:35 AM
B2152$25.0012/22/2011 7:03:09 AM
breadbroker$25.0012/22/2011 7:09:43 AM
cr55595$25.4712/22/2011 7:07:37 AM
money-socrates3$25.0012/22/2011 7:30:11 AM
foothillender$25.0012/22/2011 8:12:08 AM
AceKingLender$25.0012/22/2011 8:31:42 AM
worthy-bid4$100.0012/22/2011 9:03:28 AM
asmithj$25.0012/22/2011 9:06:16 AM
uncleharold$25.0012/22/2011 9:11:23 AM
gizzywump$25.0012/22/2011 9:12:43 AM
jibe-set$100.0012/22/2011 9:09:36 AM
wise-balanced-moola$25.0012/22/2011 9:14:01 AM
loyalty-sherpa$25.0012/22/2011 9:14:51 AM
jeb_31$25.0012/22/2011 9:16:02 AM
dajen1$33.0012/22/2011 9:20:46 AM
nybanker85$50.0012/22/2011 9:21:06 AM
nethawk00$25.0012/22/2011 9:18:19 AM
Doodlemeyer$25.0012/22/2011 9:19:51 AM
zippy-interest$25.0012/22/2011 9:21:51 AM
ivadood$50.0012/22/2011 9:21:32 AM
dfealk$25.0012/22/2011 9:25:53 AM
sentry256$25.0012/22/2011 9:28:49 AM
indomitable-dedication$25.0012/22/2011 9:27:06 AM
rickp$25.0012/22/2011 9:36:21 AM
mvalley$25.0012/22/2011 9:36:31 AM
jblack01$25.0012/22/2011 9:38:17 AM
hrubinst$27.0012/22/2011 9:37:10 AM
haplender$50.0012/22/2011 9:41:24 AM
TOCPI$25.0012/22/2011 9:42:56 AM
CSUgrad08$25.0012/22/2011 9:43:55 AM
the-transaction-stronghold$25.0012/22/2011 9:45:02 AM
order-boomerang$25.0012/22/2011 9:41:48 AM
brightest-affluence-motivator$50.0012/22/2011 9:47:14 AM
durability-high-five$25.0012/22/2011 9:47:36 AM
hopethisworks$25.0012/22/2011 9:48:05 AM
Mark0135$50.0012/22/2011 9:52:03 AM
investisure$50.0012/22/2011 9:52:22 AM
wormdc$25.0012/22/2011 9:54:55 AM
focused-bill3$75.0012/22/2011 10:40:33 AM
truth-silo$50.0012/22/2011 11:32:40 AM
systematic-fairness1$25.0012/22/2011 12:59:42 PM
tsquared_030$25.0012/22/2011 1:13:45 PM
Munnie$50.0012/22/2011 12:29:08 PM
la_tim$100.0012/22/2011 1:19:23 PM
MarvintheMartian$25.0012/22/2011 1:39:39 PM
loan-rider7$25.0012/22/2011 3:14:01 PM
Sefotonga$25.0012/22/2011 4:14:17 PM
superb-marketplace422$25.0012/22/2011 4:43:55 PM
dood2112$25.0012/22/2011 4:41:00 PM
danf2201$25.0012/22/2011 4:46:14 PM
payout-thinker7$25.0012/22/2011 5:19:15 PM
Imaginos1892$100.0012/22/2011 5:22:24 PM
the-enticing-coin$230.2612/22/2011 5:43:17 PM
commanding-treasure2$50.0012/15/2011 9:11:24 AM
Investor_DP$100.0012/15/2011 9:27:22 AM
AFairDeal$25.0012/15/2011 9:27:58 AM
miked8303$50.0012/15/2011 1:21:46 PM
skillful-asset5$25.0012/15/2011 2:17:10 PM
unbelievable-exchange$100.0012/15/2011 4:45:52 PM
Goodlender42$25.0012/15/2011 5:09:01 PM
blue-radiant-economy$100.0012/15/2011 7:30:51 PM
asset-producer1$100.0012/15/2011 7:48:14 PM
well-mannered-income3$50.0012/15/2011 7:08:16 PM
bountiful-durability$50.0012/15/2011 8:37:23 PM
Watersports$50.0012/16/2011 5:55:05 AM
matt_2006$25.0012/16/2011 9:32:09 AM
processor115$100.0012/16/2011 5:59:21 PM
wlm3012$30.0012/17/2011 11:03:43 AM
fantastic-investment9$30.0012/19/2011 11:45:02 AM
rajs$75.0012/19/2011 3:03:37 PM
studious-listing8$25.0012/19/2011 5:14:33 PM
ricklip$100.0012/20/2011 10:23:15 AM
R3vXX$25.0012/20/2011 10:20:12 AM
credit-sanctuary630$57.6612/20/2011 2:00:08 PM
terrific-fund5$25.0012/20/2011 2:08:23 PM
MyPlantsEatBugs$25.0012/20/2011 3:25:56 PM
ethical-truth211$150.0012/20/2011 2:37:08 PM
ALVO$50.0012/20/2011 3:48:30 PM
astute-benjamins$50.0012/20/2011 2:50:49 PM
SoyLover$25.0012/20/2011 2:38:51 PM
daano15$25.0012/20/2011 2:46:49 PM
Officiency$25.0012/20/2011 3:23:21 PM
income-buffalo1$50.0012/20/2011 4:04:29 PM
majestic-repayment3$25.0012/20/2011 3:14:21 PM
zeeexsixare$100.0012/20/2011 4:29:03 PM
bold-deal-ringleader$25.0012/20/2011 4:53:13 PM
brazilofmux$100.0012/20/2011 5:06:17 PM
basis-ferret8$50.0012/20/2011 5:09:19 PM
rcm87$50.0012/20/2011 5:10:34 PM
benefit-hunter5$25.0012/20/2011 5:09:32 PM
timbob$100.0012/20/2011 5:15:17 PM
income-banjo$50.0012/20/2011 5:33:36 PM
britgsb$30.0012/20/2011 5:28:52 PM
duty-explosion9$50.0012/20/2011 7:08:57 PM
footz79$25.0012/20/2011 8:50:37 PM
the-magnetic-transaction$40.0012/20/2011 8:26:15 PM
jamiee73$25.0012/20/2011 9:47:01 PM
a-unflappable-finance$100.0012/20/2011 11:43:31 PM
the-enticing-coin$500.0012/21/2011 12:30:18 AM
SomebodysMom$35.2412/21/2011 1:27:28 AM
nhm$25.0012/21/2011 4:00:32 AM
Domgabriel$30.0012/21/2011 3:36:13 AM
careful-note$30.0012/21/2011 4:10:50 AM
currency-persimmon$25.0012/21/2011 3:55:46 AM
wildebeest9$25.6512/21/2011 5:38:24 AM
suave-dime6$25.0012/21/2011 5:18:02 AM
ICHITECH$25.0012/21/2011 5:24:57 AM
Smallbear$25.0012/21/2011 5:57:47 AM
fuzed$50.0012/21/2011 5:57:47 AM
LianaB$100.0012/21/2011 6:08:02 AM
social-pizza5$25.0012/21/2011 6:14:16 AM
giftgold$25.0012/21/2011 6:18:22 AM
lostontheedge$25.0012/21/2011 6:17:14 AM
Bob450$30.0012/21/2011 6:46:32 AM
tenacious-payout$25.0012/21/2011 7:31:21 AM
dedicated-diversification5$67.0312/21/2011 7:55:23 AM
caesark$25.0012/21/2011 8:46:18 AM
KLCRAY$25.0012/21/2011 9:09:49 AM
unassassinable$25.0012/21/2011 9:12:12 AM
agreement-guild$50.0012/21/2011 9:13:28 AM
yield-aurora4$25.0012/21/2011 9:13:54 AM
integrity-saver$25.0012/21/2011 9:14:51 AM
cash-reaction2$25.0012/21/2011 9:13:29 AM
Kame$25.0012/21/2011 9:16:54 AM
Mark-7$50.0012/21/2011 9:18:40 AM
revenue-achievement$25.0012/21/2011 9:17:54 AM
williemc44$25.0012/21/2011 9:20:52 AM
ciscoparrot$25.0012/21/2011 9:23:32 AM
bold-durability-drum$60.0012/21/2011 9:25:36 AM
ahalls$25.0012/21/2011 9:26:34 AM
TheCount$25.0012/21/2011 9:24:01 AM
compoundinterest$50.0012/21/2011 9:30:58 AM
kinetic-openness0$25.0012/21/2011 9:31:25 AM
the-profit-oracle$25.0012/21/2011 9:35:21 AM
Kaj$25.0012/21/2011 9:32:33 AM
melodious-fairness$25.0012/21/2011 9:33:02 AM
samo102us$25.0012/21/2011 9:38:44 AM
cablenews$45.0012/21/2011 9:37:14 AM
postalwhiz$25.0012/21/2011 9:40:25 AM
IIP77$25.0012/21/2011 9:38:34 AM
HamachiMan$50.0012/21/2011 9:42:56 AM
fervent-repayment$36.0012/21/2011 9:40:46 AM
REVSTJ999$25.0012/21/2011 9:41:44 AM
marketplace-cello5$25.0012/21/2011 9:45:56 AM
Hutpit$75.0012/21/2011 9:48:15 AM
riskreward$100.0012/21/2011 9:50:09 AM
life-is-great$25.0012/21/2011 9:50:11 AM
Lender75$25.0012/21/2011 9:48:40 AM
rescue$100.0012/21/2011 9:46:57 AM
nickel-ferret$50.0012/21/2011 9:53:25 AM
JohnGalt94$25.0012/21/2011 9:51:18 AM
Warwick$50.0012/21/2011 9:52:46 AM
Quiddity$25.0012/21/2011 9:58:16 AM
ommcd$25.0012/21/2011 9:56:13 AM
simpy$25.0012/21/2011 9:56:56 AM
Sierrahh$25.0012/21/2011 9:56:00 AM
rakstar$25.0012/21/2011 9:58:30 AM
gulch$25.0012/21/2011 9:57:31 AM
deal-thinker7$50.0012/21/2011 11:00:39 AM
bb575$50.0012/21/2011 11:50:55 AM
equallender$25.0012/21/2011 11:23:19 AM
groovy-watanabe$25.0012/21/2011 12:09:31 PM
prohelper$50.0012/21/2011 1:00:01 PM
enthusiastic-point$50.0012/21/2011 1:51:32 PM
otherwisedisposed$400.0012/21/2011 4:17:28 PM
Swabjockey$25.0012/21/2011 3:26:50 PM
bennycutts$60.0012/21/2011 3:55:55 PM
quiksilver180$28.7112/21/2011 4:23:24 PM
EarlyRiser$300.0012/21/2011 5:52:00 PM
justice-circuitry0$25.0012/21/2011 6:31:06 PM
digitaldan$50.0012/21/2011 7:10:44 PM
graceful-IRAinvestment$53.0012/21/2011 8:15:28 PM
special-dime5$28.2712/21/2011 8:44:07 PM
TrustPlus$50.0012/21/2011 8:48:19 PM
iwantmore$25.0012/22/2011 5:02:12 AM
schnarff$25.0012/22/2011 6:17:04 AM
Phatt-Daddy$50.0012/22/2011 6:54:04 AM
top-radiant-funds$50.0012/22/2011 7:50:45 AM
leverage-monger$25.0012/22/2011 6:50:28 AM
LianaB$100.0012/22/2011 8:12:50 AM
deal-enrichment$25.0012/22/2011 8:32:40 AM
chrisb1414$25.0012/22/2011 8:43:19 AM
the-dollar-handshake$25.0012/22/2011 8:50:35 AM
Ducatiman1978$25.0012/22/2011 9:05:29 AM
deal-secret-agent$25.0012/22/2011 9:07:02 AM
Rick21$25.0012/22/2011 9:12:55 AM
theshef$25.0012/22/2011 9:12:22 AM
Zoomie$25.0012/22/2011 9:13:13 AM
crawfingers$25.0012/22/2011 9:13:32 AM
GreenLender11$100.0012/22/2011 9:20:45 AM
wdove511$25.0012/22/2011 9:17:22 AM
Ivan2007$25.0012/22/2011 9:17:25 AM
luminous-marketplace5$25.0012/22/2011 9:24:15 AM
gold-channel2$25.0012/22/2011 9:29:25 AM
larslfe$25.0012/22/2011 9:29:11 AM
green-diverse-kindness$25.0012/22/2011 9:31:01 AM
ADIDASNO$25.0012/22/2011 9:35:21 AM
piter-to-la-investment$25.0012/22/2011 9:38:19 AM
Herluftrolle$25.0012/22/2011 9:39:56 AM
studious-bonus7$100.0012/22/2011 9:38:20 AM
point-promiser$25.0012/22/2011 9:38:37 AM
Erikdbp$25.0012/22/2011 9:42:55 AM
kjsfld$25.0012/22/2011 9:46:07 AM
blivet1970$25.0012/22/2011 9:47:53 AM
BlueRoom$25.0012/22/2011 9:49:46 AM
useful-p2ploan$25.0012/22/2011 9:47:30 AM
market-assembler$25.0012/22/2011 9:49:02 AM
bajaruss$25.0012/22/2011 9:51:46 AM
babokd$50.0012/22/2011 10:01:54 AM
gold-disk$25.0012/22/2011 10:19:24 AM
wise-silver-wonder$25.0012/22/2011 10:23:53 AM
the-dollar-topper$71.0012/22/2011 9:55:15 AM
radforj22$25.0012/22/2011 12:33:22 PM
return-enthusiast1$25.0012/22/2011 11:58:15 AM
impressive-justice6$25.0012/22/2011 12:28:35 PM
wonder3$40.0012/22/2011 4:56:59 PM
jc33148$25.0012/22/2011 4:52:53 PM
blue-radiant-economy$200.0012/22/2011 5:35:53 PM
330 Investments
 
Borrower Payment Dependent Notes Series 544106
This series of Notes was issued and sold upon the funding of the borrower loan #57470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $198.46
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jun-1983 Debt/Income ratio: 31%
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 8Length of status:7y 10m
Amount delinquent: $11,600 Total credit lines: 47 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,791Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 96%  
   Homeownership: No  
Screen name: CodyCandy Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 33 ( 58% ) 660-679 (Latest)
Principal borrowed: $18,000.00< 31 days late: 17 ( 30% )  
600-619 (Nov-2007)
640-659 (Feb-2007)
 
Principal balance: $0.01 31+ days late: 7 ( 12% )
Total payments billed: 57  
Description
Emergency Funds
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
312-Lender$25.0012/13/2011 9:09:23 AM
TennSquire$25.0012/13/2011 9:12:35 AM
red-power-pecan$50.0012/13/2011 9:20:49 AM
affluence-generator2$250.0012/13/2011 9:20:01 AM
Investor_DP$100.0012/13/2011 9:33:40 AM
money-baron-roth-IRA$50.0012/13/2011 9:45:11 AM
kind-bill-supporter$25.0012/13/2011 9:29:57 AM
ChrisTJ$25.0012/13/2011 9:48:46 AM
worth-blanket2$3,800.0012/13/2011 11:31:58 AM
money-baron-Roth401k$50.0012/13/2011 9:13:32 AM
AF-Chief$25.0012/13/2011 9:10:45 AM
richboy56$25.0012/13/2011 9:11:12 AM
Jack55304$200.0012/13/2011 9:19:59 AM
AndChicksforFree$100.0012/13/2011 9:28:15 AM
nfx$40.0012/13/2011 9:30:41 AM
diplomatic-wealth7$25.0012/13/2011 9:22:01 AM
loanman2007$125.0012/13/2011 9:53:47 AM
truth-companion$25.0012/13/2011 9:24:51 AM
SolarMoonshine$25.0012/13/2011 10:25:39 AM
trumpeter5$50.0012/13/2011 11:20:35 AM
Feyenoord$30.0012/13/2011 10:37:14 AM
21 Investments
 
Borrower Payment Dependent Notes Series 544110
This series of Notes was issued and sold upon the funding of the borrower loan #57482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Feb-1979 Debt/Income ratio: 28%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:10y 8m
Amount delinquent: $0 Total credit lines: 36 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $22,275Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: bhopp2000 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
wedding
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-shrubbery6$25.0012/12/2011 5:09:19 PM
heart514$25.0012/12/2011 7:27:50 PM
Danjack_Capital$25.0012/12/2011 5:11:06 PM
SolarMoonshine$25.0012/12/2011 5:21:16 PM
worth-blanket2$1,900.0012/13/2011 11:32:08 AM
5 Investments
 
Borrower Payment Dependent Notes Series 544112
This series of Notes was issued and sold upon the funding of the borrower loan #57765, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $105.78
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1990 Debt/Income ratio: 18%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:25y 9m
Amount delinquent: $0 Total credit lines: 28 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $786Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: hope-plato0 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
auto repair & Christmas
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$100.0012/12/2011 5:07:02 PM
igniter584$25.0012/12/2011 5:11:51 PM
BxRealtor$25.0012/12/2011 5:40:28 PM
money-booster2$25.0012/12/2011 9:48:25 PM
impressive-justice6$25.0012/13/2011 4:52:59 AM
loan-rider7$25.0012/13/2011 7:59:01 AM
skillful-asset5$30.0012/13/2011 8:49:35 AM
dudebrah$25.0012/13/2011 4:20:09 PM
sjc224$25.0012/13/2011 4:20:51 PM
MASinVestment$50.0012/13/2011 5:16:14 PM
lender2611$25.0012/13/2011 5:43:10 PM
MASinVestment$100.0012/14/2011 7:33:18 AM
gravbox$25.0012/14/2011 9:13:52 AM
rolandweary$50.0012/14/2011 7:07:43 PM
cash4less$30.0012/14/2011 7:47:31 PM
greenback-guard$25.0012/15/2011 5:06:12 AM
blue-radiant-economy$100.0012/15/2011 3:02:15 AM
reward-excellency1$25.0012/15/2011 5:42:05 AM
MoonMama$25.0012/15/2011 7:55:34 AM
otherwisedisposed$250.0012/15/2011 8:49:04 AM
goodhearted-basis4$25.0012/15/2011 8:58:07 AM
scoobiedoo$50.0012/15/2011 12:09:19 PM
miked8303$50.0012/15/2011 1:21:35 PM
unbelievable-exchange$100.0012/15/2011 4:45:40 PM
1-HARD-HEAD$270.0012/15/2011 5:27:41 PM
Goodlender42$25.0012/15/2011 5:08:54 PM
mikrolown$25.0012/12/2011 5:35:36 PM
Investor_DP$100.0012/12/2011 5:49:47 PM
heart514$25.0012/12/2011 7:27:50 PM
asset-producer1$100.0012/12/2011 8:02:13 PM
the_winning_ticket$100.0012/13/2011 1:06:41 AM
unclejaef$25.0012/13/2011 8:53:10 AM
commanding-treasure2$50.0012/13/2011 10:59:59 AM
wealth-infusion6$200.0012/13/2011 12:30:57 PM
affluence-generator2$100.0012/13/2011 2:22:52 PM
weiyinsan$30.0012/13/2011 4:58:46 PM
terrific-dough6$50.0012/14/2011 9:26:10 AM
credit-investor5$50.0012/14/2011 10:54:13 AM
worth-viking$100.0012/14/2011 12:33:24 PM
seineil$50.0012/15/2011 1:08:28 AM
gold-gazelle$50.0012/15/2011 7:21:23 AM
pnace$40.0012/15/2011 8:20:50 AM
wwwUniversal$25.0012/15/2011 9:10:02 AM
kinetic-social$25.0012/15/2011 11:17:54 AM
houli123$25.0012/15/2011 12:00:29 PM
rajs$150.0012/15/2011 3:39:46 PM
asset-producer1$100.0012/15/2011 4:29:08 PM
kind-asset-circuit$50.0012/15/2011 2:39:31 PM
48 Investments
 
Borrower Payment Dependent Notes Series 544128
This series of Notes was issued and sold upon the funding of the borrower loan #57458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $524.32
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1993 Debt/Income ratio: 84%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 37 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,603Stated income:$50,000-$74,999
Delinquencies in last 7y: 48 Bankcard utilization: 12%  
   Homeownership: Yes  
Screen name: nj1977 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 31 ( 89% ) 780-799 (Latest)
Principal borrowed: $8,000.00< 31 days late: 3 ( 9% )  
700-719 (Apr-2008)
720-739 (Oct-2007)
760-779 (Mar-2007)
 
Principal balance: $0.00 31+ days late: 1 ( 3% )
Total payments billed: 35  
Description
Eliminate Credit Card Debt
Previously, I had successfully obtained a $8,000 loan through Prosper in the spring of 2007 and it was paid off on time during the three year period.

I will use these funds to pay off my Discover card which has a rate of 21.99% and to pay federal taxes due for 2010.

I am a good candidate for this loan because I made timely payments for my previous Prosper loan (2007 to 2010). I also recently secured a permanent modification on my mortgage with Chase which drastically reduced my monthly housing costs. During my time negotiating with the bank, I unfortunately ran up this credit card debt with Discover for basic living expenses.

Monthly net income: $4,245
Monthly expenses: $3,564
Housing: $1,734
Insurance: $179
Utilities: $35
Phone, cable, internet: $153
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $416
Student loans: $319
Business loan payment (mortgage): $478
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/13/2011 9:02:19 AM
igniter584$25.0012/13/2011 9:17:10 AM
trade-burrito4$35.0012/13/2011 9:24:03 AM
Investor_DP$100.0012/13/2011 9:33:18 AM
pound-mushroom3$25.0012/13/2011 9:11:28 AM
affluence-generator2$100.0012/13/2011 9:20:22 AM
heart514$25.0012/13/2011 9:09:58 AM
Starica$200.0012/13/2011 9:23:27 AM
AF-Chief$25.0012/13/2011 9:10:45 AM
mikrolown$25.0012/13/2011 9:28:28 AM
income-banjo$50.0012/13/2011 9:35:43 AM
Feyenoord$30.0012/13/2011 10:37:57 AM
commanding-treasure2$50.0012/13/2011 11:00:03 AM
worth-blanket2$14,300.0012/13/2011 11:31:40 AM
14 Investments
 
Borrower Payment Dependent Notes Series 544132
This series of Notes was issued and sold upon the funding of the borrower loan #57563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,800.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $151.31
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1976 Debt/Income ratio: 4%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 2Length of status:16y 6m
Amount delinquent: $711 Total credit lines: 30 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $636Stated income:$50,000-$74,999
Delinquencies in last 7y: 33 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: orbital-camaraderi30 Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
I have been with my employer for over 16 years. It is a civil service position.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vutah$75.0012/12/2011 5:29:10 PM
graceful-IRAinvestment$30.0012/12/2011 8:50:35 PM
worth-blanket2$3,600.0012/13/2011 11:31:09 AM
heart514$25.0012/12/2011 7:27:50 PM
Investor_DP$100.0012/12/2011 5:50:08 PM
5 Investments
 
Borrower Payment Dependent Notes Series 544140
This series of Notes was issued and sold upon the funding of the borrower loan #57584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-12-2011 
Term: 60 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.89% Borrower rate/APR: 25.89% / 28.49% Monthly payment: $448.13
 
Lender servicing fee: 1.00% Effective Yield*: 24.30%  
Estimated return*: 15.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1998 Debt/Income ratio: 45%
Credit score: 720-739 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,779Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 80%  
   Homeownership: No  
Screen name: kiska Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 31 ( 94% ) 720-739 (Latest)
Principal borrowed: $2,200.00< 31 days late: 2 ( 6% )  
700-719 (Oct-2011)
620-639 (Jan-2008)
540-559 (Dec-2006)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
kiska
Purpose of loan:
This loan will be used to...consolidate

My financial situation:
I used Prosper before and paid my loan early. I want to retire in 4 years and want all my bills paid beforehand.


Monthly net income: $2800
Monthly expenses: $
Housing: $200.00
Insurance: $71
Car expenses: $40
Utilities: $40.00
Phone, cable, internet: $100.00
Food, entertainment: $150
Clothing, household expenses: $100.00
Credit cards and other loans: $9700
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-discrete-income$25.0012/12/2011 5:04:34 PM
nfx$40.0012/12/2011 5:09:55 PM
igniter584$25.0012/12/2011 5:11:53 PM
managedfund$1,020.0012/12/2011 5:25:35 PM
timbob$100.0012/12/2011 5:13:24 PM
TennSquire$25.0012/12/2011 5:34:04 PM
trumpeter5$25.0012/12/2011 5:35:29 PM
mikrolown$25.0012/12/2011 5:35:37 PM
the-respectful-transaction$25.0012/12/2011 7:12:29 PM
silver-cloud$35.0012/12/2011 7:45:38 PM
heart514$25.0012/12/2011 7:27:50 PM
MrBlack$50.0012/12/2011 6:29:40 PM
thankful-nickel2$25.0012/12/2011 6:47:55 PM
zeeexsixare$300.0012/12/2011 7:42:59 PM
HamachiMan$50.0012/12/2011 8:24:56 PM
Railbird$25.0012/12/2011 7:41:23 PM
USMC0311$25.0012/12/2011 7:47:37 PM
LendingPimp$100.0012/12/2011 10:50:56 PM
langdonx$25.0012/12/2011 8:34:02 PM
DoctorJoe$25.0012/13/2011 4:17:59 AM
Scotcha$45.0012/13/2011 5:25:30 AM
loanman2007$200.0012/13/2011 4:36:30 AM
order-merman$25.0012/13/2011 5:57:14 AM
Captain_America$50.0012/13/2011 6:48:13 AM
integrity-broker$25.0012/13/2011 7:00:06 AM
bonafide-asset8$70.0012/13/2011 7:37:06 AM
Agonbiew$50.0012/13/2011 9:13:16 AM
NeketanBank$25.0012/13/2011 8:49:28 AM
RLaumeyer$26.8812/13/2011 9:26:08 AM
AF-Chief$25.0012/13/2011 9:10:44 AM
LMM1$25.0012/13/2011 9:40:53 AM
real-return$25.0012/13/2011 10:19:08 AM
affluence-generator2$100.0012/13/2011 11:49:25 AM
integrity-doctor$100.0012/13/2011 12:20:49 PM
desertoasis$25.0012/13/2011 11:55:28 AM
tidy-fairness3$25.0012/13/2011 10:16:22 AM
money-booster2$30.0012/13/2011 1:08:35 PM
susurrus$100.0012/13/2011 1:27:07 PM
haplender$50.0012/13/2011 1:48:11 PM
investment-tempo$25.0012/13/2011 11:55:26 AM
payout-bridge$175.0012/13/2011 4:08:45 PM
sjc224$25.0012/13/2011 4:20:52 PM
immaculate-compassion8$25.0012/13/2011 3:14:45 PM
finance-prescription$100.0012/13/2011 5:10:03 PM
deal-hickory5$100.0012/13/2011 5:14:15 PM
Mark-7$50.0012/13/2011 5:13:59 PM
MASinVestment$50.0012/13/2011 5:16:14 PM
NotOprah$50.0012/13/2011 5:19:21 PM
lamsabuy$90.0012/13/2011 5:20:07 PM
orange-preeminant-bill$25.0012/13/2011 5:20:40 PM
nickel-ferret$44.0012/13/2011 5:32:18 PM
tenacious-capital3$26.2712/13/2011 5:12:42 PM
rupee-master6$25.0012/13/2011 5:34:34 PM
famous-ore2$50.0012/13/2011 5:36:19 PM
vibrant-trade8$35.0012/13/2011 5:37:25 PM
Anny-Disco$25.0012/13/2011 5:22:26 PM
IIP77$25.0012/13/2011 5:47:22 PM
CalBear08$25.0012/13/2011 5:31:55 PM
innovator10$200.0012/13/2011 5:37:01 PM
lender2611$25.0012/13/2011 5:43:11 PM
finance-magma7$25.0012/13/2011 9:45:00 PM
social-hunter5$50.0012/13/2011 10:05:24 PM
zone6$100.0012/14/2011 3:54:41 AM
Mrs-Honeydew$25.0012/14/2011 4:35:08 AM
Socorro_Capital_Partners$25.0112/13/2011 9:22:59 PM
blue-radiant-economy$300.0012/14/2011 12:43:03 AM
MASinVestment$100.0012/14/2011 7:33:19 AM
chererat$100.0012/14/2011 7:37:18 AM
LendGuy$25.0012/14/2011 8:42:14 AM
shmb6508$50.0012/14/2011 9:05:45 AM
Sierrahh$25.0012/14/2011 9:06:03 AM
suave-dime6$25.0012/14/2011 6:08:34 AM
EarlyRiser$180.0012/14/2011 9:07:33 AM
money-surge1$25.0012/14/2011 9:09:32 AM
dospapalotes$25.0012/14/2011 9:19:23 AM
87Marc$25.0012/14/2011 9:21:55 AM
jmeasn$100.4212/14/2011 8:48:14 AM
melodious-fairness$25.0012/14/2011 9:25:19 AM
yield-trader$25.0012/14/2011 9:27:38 AM
Reinadog9$25.0012/14/2011 9:30:18 AM
rescue$100.0012/14/2011 9:31:18 AM
proud-pound4$25.0012/14/2011 9:31:58 AM
refined-penny$25.0012/14/2011 9:34:44 AM
social-cocktail1$200.0012/14/2011 9:13:02 AM
rakstar$25.0012/14/2011 9:38:34 AM
handshake5$100.0012/14/2011 9:37:56 AM
moola-wildebeest3$50.0012/14/2011 9:40:11 AM
flexible-fund6$40.0012/14/2011 9:41:06 AM
bid-czar8$85.0012/14/2011 9:42:31 AM
genius520$50.0012/14/2011 9:42:57 AM
community-piccolo0$25.0012/14/2011 9:43:16 AM
market-assembler$50.0012/14/2011 9:52:49 AM
generosity-poem2$100.0012/14/2011 11:07:36 AM
Wangchuk$30.0112/14/2011 10:50:02 AM
duty-explosion9$75.0012/14/2011 11:15:26 AM
Leshan$100.0012/14/2011 9:34:58 AM
reward-adventure$50.0012/14/2011 9:37:50 AM
Papa22$25.0012/14/2011 11:33:44 AM
vigorous-market5$200.0012/14/2011 11:37:52 AM
quiksilver180$31.7912/14/2011 11:48:07 AM
bonFire8$28.0012/14/2011 9:42:02 AM
ursus$50.0012/14/2011 9:45:54 AM
penny-winner$93.8212/14/2011 2:40:20 PM
LateOneNight$25.0012/14/2011 4:51:32 PM
a-fund-doctor$25.0012/14/2011 12:57:29 PM
sdcc72$25.0012/14/2011 5:08:50 PM
affluence-generator2$200.0012/14/2011 1:14:50 PM
hard-working-loot$50.0012/14/2011 5:08:53 PM
magnitude787$30.0012/14/2011 5:11:39 PM
washboard1$25.0012/14/2011 5:18:56 PM
graceful-IRAinvestment$100.0012/14/2011 5:19:50 PM
dbmurch$25.0012/14/2011 5:31:15 PM
organic-order$25.0012/14/2011 5:36:55 PM
stockpiler325$75.0012/14/2011 5:42:29 PM
JJYossarian$50.0012/14/2011 6:07:22 PM
first-charming-fund$105.2712/14/2011 6:14:45 PM
ErsatzMike$50.0012/14/2011 6:16:56 PM
schlepper$25.0012/14/2011 5:39:26 PM
rebelduke$25.0012/14/2011 5:41:28 PM
baybayin$25.0012/14/2011 6:31:07 PM
bold-glowing-payment$25.0012/14/2011 6:07:33 PM
generosity-poem2$40.0012/14/2011 6:45:16 PM
kubien$25.0012/14/2011 6:10:15 PM
flag3$90.0012/14/2011 7:02:18 PM
new-auction-neutron$30.0012/14/2011 6:19:32 PM
platinum-oath0$25.0012/14/2011 6:27:20 PM
the-debt-starfish$60.0012/14/2011 7:12:52 PM
capital-buddy$25.0012/14/2011 7:20:51 PM
vulgy$25.0012/14/2011 7:20:34 PM
didi2904$25.0012/14/2011 7:31:44 PM
da-da-daddio$500.0012/14/2011 7:33:41 PM
WolRab$50.0012/14/2011 7:59:37 PM
peace-finder$25.0012/14/2011 8:34:15 PM
asset-producer1$50.0012/14/2011 8:20:14 PM
BankLV$25.0012/14/2011 8:45:26 PM
Q9-X3$25.0012/14/2011 8:28:11 PM
fair-rate$25.0012/14/2011 9:30:08 PM
careful-note$75.9912/14/2011 10:13:38 PM
beer-gardener$34.5412/14/2011 10:58:27 PM
martymaniaman$25.0012/14/2011 8:43:55 PM
_G_$25.0012/14/2011 10:53:24 PM
FWF-kinetic$17.5012/14/2011 11:31:37 PM
Maetryx$29.0012/14/2011 9:16:03 PM
autonomous-truth$100.0012/14/2011 10:58:07 PM
tspyz$25.0012/14/2011 11:09:33 PM
oaktown23$50.0012/14/2011 11:20:37 PM
Kash2010lu$30.0012/12/2011 5:03:27 PM
brazilofmux$100.0012/12/2011 5:29:45 PM
truth-companion$25.0012/12/2011 5:26:10 PM
graceful-IRAinvestment$60.0012/12/2011 5:30:35 PM
unforgettable-wealth4$50.0012/12/2011 5:37:14 PM
nimble-revenue5$50.0012/12/2011 5:39:41 PM
Investor_DP$100.0012/12/2011 5:49:55 PM
bazaar-festivity$25.0012/12/2011 5:36:35 PM
icanhasloanz$100.0012/12/2011 7:20:43 PM
Feyenoord$30.0012/12/2011 7:40:16 PM
value-fortress3$25.0012/12/2011 7:31:18 PM
LittleMingo$25.0012/12/2011 6:46:34 PM
PleaseDontDefault$50.0012/12/2011 8:43:51 PM
return-grizzly$100.0012/13/2011 1:50:11 AM
economy-popcorn$25.0012/12/2011 8:57:45 PM
shawnw2$87.3212/13/2011 2:10:53 AM
sensible-fund$25.0012/13/2011 3:26:32 AM
mikeandcat$372.9212/13/2011 5:11:36 AM
peregrine$25.0012/12/2011 10:36:51 PM
peregrine$86.5112/12/2011 10:44:25 PM
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worth-arch$25.0012/13/2011 6:41:57 AM
farchoir$25.0012/13/2011 5:57:11 AM
lokiswolf$25.0012/13/2011 7:40:14 AM
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skillful-asset5$30.0012/13/2011 8:47:06 AM
loan-rider7$50.0012/13/2011 8:10:30 AM
pious-market939$40.0012/13/2011 6:46:18 AM
marwadi-62$300.0012/13/2011 6:48:13 AM
Bob450$25.0012/13/2011 6:49:37 AM
FinanceEngine$40.0012/13/2011 7:04:48 AM
the-laudable-peso$50.0012/13/2011 8:16:01 AM
Starica$200.0012/13/2011 9:23:26 AM
BigSkyFinancial$30.0012/13/2011 9:24:52 AM
twjh$25.0012/13/2011 9:29:07 AM
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maschinenbau$25.0012/13/2011 10:56:11 AM
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contract-student2$42.9212/13/2011 11:40:26 AM
chameleon125$25.0012/13/2011 3:38:11 PM
toblerone$25.0012/13/2011 5:18:55 PM
deal-searcher1$25.0012/13/2011 4:40:55 PM
extraordinary-silver5$25.0012/13/2011 5:30:19 PM
GoCougs$100.0012/13/2011 5:32:19 PM
Asgardian$50.0012/13/2011 5:29:22 PM
Tradesmanlender$25.0012/13/2011 5:32:44 PM
postalwhiz$25.0012/13/2011 5:41:39 PM
PatriotKnight$25.0012/13/2011 5:16:36 PM
cattlebaron$50.0012/13/2011 10:07:53 PM
skillful-auction$25.0012/13/2011 6:37:15 PM
wonder3$45.0012/14/2011 6:00:23 AM
Ravyn$25.0012/14/2011 7:01:05 AM
SouthernRemarketing$32.8512/14/2011 8:46:16 AM
wwwUniversal$25.0012/14/2011 9:06:17 AM
best-charming-leverage$50.0012/14/2011 9:10:11 AM
ijspence$25.0012/14/2011 9:11:43 AM
sjo1984111$25.0012/14/2011 9:19:40 AM
generosity-battalion0$50.0012/14/2011 8:11:02 AM
the-profit-oracle$25.0012/14/2011 9:32:47 AM
Kaj$25.0012/14/2011 9:09:40 AM
life-is-great$25.0012/14/2011 9:12:19 AM
first-repayment-magician$40.0012/14/2011 9:56:02 AM
forthright-trade$35.0012/14/2011 10:35:22 AM
camaraderi-aspen$100.0012/14/2011 11:19:32 AM
velocity-solo$25.0012/14/2011 9:36:33 AM
orange-vigilance-shower$50.0012/14/2011 11:24:44 AM
CSUgrad08$25.0012/14/2011 9:40:00 AM
careful-vigilance4$50.0012/14/2011 9:49:58 AM
grf1945$25.0012/14/2011 12:20:04 PM
DrewOdette$25.0012/14/2011 5:06:37 PM
duty-explosion9$50.0012/14/2011 5:17:24 PM
keeks$25.0012/14/2011 2:47:22 PM
diablorulz$50.0012/14/2011 4:22:28 PM
bnlforever$25.0012/14/2011 5:28:53 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:04 PM
important-openness1$100.0012/14/2011 5:29:59 PM
imoutdoorsy$25.0012/14/2011 5:13:24 PM
tender-commerce8$49.0012/14/2011 5:41:17 PM
restless-currency$50.0012/14/2011 5:22:09 PM
flexible-funds3$25.0012/14/2011 5:51:11 PM
exchange-windmill7$25.0012/14/2011 6:01:37 PM
Argbargle$25.0012/14/2011 6:09:16 PM
moopi$25.0012/14/2011 6:12:26 PM
loot-squirrel6$25.0012/14/2011 6:17:18 PM
tigerpanda$50.0012/14/2011 6:17:32 PM
ILNJCC$25.0012/14/2011 6:17:51 PM
CACO_Lender$25.0012/14/2011 6:17:42 PM
ZTA0796$25.0012/14/2011 6:19:52 PM
oex$25.0012/14/2011 6:22:52 PM
newest-phenomenal-dinero$50.0012/14/2011 5:57:06 PM
unassailable-listing3$100.0012/14/2011 6:29:37 PM
thevogelfamily$25.0012/14/2011 6:04:46 PM
Y2onexcess$25.0012/14/2011 6:32:09 PM
KMSB$25.0012/14/2011 6:46:36 PM
leli$25.0012/14/2011 6:55:50 PM
treasure-pipeline$25.0012/14/2011 7:13:54 PM
loss-of-control$150.0012/14/2011 7:16:17 PM
falcon85$49.9612/14/2011 6:37:37 PM
reward-excellency1$25.0012/14/2011 7:29:00 PM
l2fp$30.0012/14/2011 7:40:07 PM
contract-lionheart$200.0012/14/2011 7:41:45 PM
worker943$50.0012/14/2011 7:46:03 PM
mbwillma$25.0012/14/2011 8:16:16 PM
i3urtonair$25.0012/14/2011 8:17:47 PM
bold-extraordinary-interest$25.0012/14/2011 8:23:07 PM
yield-enlistment$50.0012/14/2011 7:26:10 PM
Calif-smo$25.0012/14/2011 7:28:14 PM
bazaar-hyperdrive3$50.0012/14/2011 9:11:21 PM
bharosa$25.0012/14/2011 10:30:20 PM
cbr600fs$25.0012/14/2011 9:29:56 PM
SkipperScott$30.0012/14/2011 9:44:00 PM
igniter584$25.0012/14/2011 8:18:10 PM
beaker$25.0212/14/2011 10:33:42 PM
jhernand17$25.0012/14/2011 9:19:45 PM
enriching-dollar$25.0012/14/2011 10:29:01 PM
commerce-mushroom$25.0012/14/2011 10:54:08 PM
262 Investments
 
Borrower Payment Dependent Notes Series 544150
This series of Notes was issued and sold upon the funding of the borrower loan #57550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-2001 Debt/Income ratio: 20%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 14 Occupation: Fireman
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,763Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: A_good_investment Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Fixing Engine
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I make good money and pay my debts


Monthly net income: $7000
Monthly expenses: $4864
Housing: $1534
Insurance: $200
Car expenses: $930
Utilities: $400
Phone, cable, internet: $200
Food, entertainment: $1000
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Stek7$25.0012/12/2011 9:18:47 AM
affluence-generator2$100.0012/12/2011 9:24:30 AM
vutah$75.0012/12/2011 2:41:23 PM
SolarMoonshine$25.0012/12/2011 5:28:48 PM
first-integrity-gravity$500.0012/12/2011 9:25:34 PM
dtana$25.0012/13/2011 9:21:16 AM
CA-Lender$50.0012/13/2011 10:04:19 AM
loanman2007$25.0012/12/2011 9:09:53 AM
janeybooboo$50.0012/12/2011 9:08:28 AM
SLN-10$50.0012/12/2011 9:28:11 AM
Investor_DP$100.0012/12/2011 9:31:21 AM
skillful-asset5$30.0012/12/2011 10:33:28 AM
Kash2010lu$30.0012/13/2011 7:46:29 AM
lender2611$15.0012/13/2011 11:42:34 AM
worth-blanket2$3,900.0012/13/2011 11:30:54 AM
15 Investments
 
Borrower Payment Dependent Notes Series 544154
This series of Notes was issued and sold upon the funding of the borrower loan #58108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-12-2011 
Term: 60 months Listing End date:  Dec-15-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-2003 Debt/Income ratio: 13%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:1y 10m
Amount delinquent: $0 Total credit lines: 14 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,832Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: sublime-note7 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff off Credit Cards
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/12/2011 5:11:54 PM
AFairDeal$25.0012/12/2011 5:27:01 PM
Bank_Of_XL$25.0012/13/2011 8:02:46 AM
sjc224$25.0012/13/2011 4:20:53 PM
lender2611$25.0012/13/2011 5:43:11 PM
blue-radiant-economy$200.0012/14/2011 3:11:26 AM
benefit-catalyst$213.5812/14/2011 8:02:42 AM
worth-blanket2$13,600.0012/15/2011 9:54:31 AM
listing-reformation8$29.8712/15/2011 1:25:00 PM
checzwick$25.0012/15/2011 2:37:53 PM
best-currency-poem$25.0012/15/2011 2:06:18 PM
rajs$66.5512/15/2011 3:32:29 PM
Investor_DP$100.0012/12/2011 5:49:48 PM
bazaar-festivity$25.0012/12/2011 5:36:35 PM
asset-producer1$100.0012/12/2011 7:58:36 PM
graceful-IRAinvestment$30.0012/12/2011 8:32:09 PM
asset-producer1$100.0012/12/2011 7:55:41 PM
skillful-asset5$25.0012/13/2011 8:37:07 AM
commanding-treasure2$50.0012/13/2011 11:00:00 AM
vutah$25.0012/13/2011 8:35:49 PM
MASinVestment$100.0012/14/2011 7:33:19 AM
MoonMama$25.0012/15/2011 7:55:35 AM
Interloper$25.0012/15/2011 3:05:21 PM
elegant-market9$25.0012/15/2011 1:28:28 PM
miked8303$50.0012/15/2011 1:21:36 PM
forthright-trade$35.0012/15/2011 3:05:17 PM
26 Investments
 
Borrower Payment Dependent Notes Series 544170
This series of Notes was issued and sold upon the funding of the borrower loan #58255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $423.13
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1988 Debt/Income ratio: 18%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 11Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $41,922Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: funds-fan8 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Loans
Purpose of loan:
This loan will be used to consolidate loans used to renovate my house.

My financial situation:
I am a good candidate for this loan because I always pay my debt as can be seen by my credit report.


Monthly net income: $15,000
Monthly expenses: $
Housing: $3000
Insurance: $150
Car expenses: $600
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $3000
Other expenses: $2000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
skillful-asset5$25.0012/13/2011 9:13:33 AM
igniter584$25.0012/13/2011 9:17:10 AM
bazaar-festivity$25.0012/13/2011 9:48:32 AM
commanding-treasure2$50.0012/13/2011 11:00:03 AM
mraleig$100.0012/13/2011 12:21:49 PM
axl163$25.0012/13/2011 4:23:32 PM
lender2611$25.0012/13/2011 5:43:12 PM
MASinVestment$100.0012/14/2011 7:33:21 AM
graceful-IRAinvestment$53.0012/14/2011 12:11:34 PM
iaffy$25.0012/15/2011 9:16:06 AM
miked8303$50.0012/15/2011 1:21:39 PM
unbelievable-exchange$100.0012/15/2011 4:45:43 PM
bountiful-durability$50.0012/15/2011 8:37:20 PM
deal-searcher1$25.0012/16/2011 5:30:48 AM
matt_2006$25.0012/16/2011 9:32:06 AM
careful-compassion$25.0012/16/2011 11:05:50 AM
processor115$100.0012/16/2011 5:59:19 PM
emphatic-bonus5$75.0012/17/2011 9:43:23 AM
integrity-trumpet$50.0012/17/2011 9:09:47 PM
riproaringrapids$25.0012/18/2011 12:06:21 AM
selvamfinance$25.0012/18/2011 12:24:28 PM
dollar-sonnet3$25.0012/18/2011 12:40:20 PM
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heavy_ax$50.0012/18/2011 12:38:35 PM
vutah$25.0012/18/2011 5:30:30 PM
hope-hickory8$25.0012/18/2011 5:37:55 PM
one-midas$35.0012/18/2011 8:02:50 PM
alexander-hamilton$50.0012/19/2011 10:23:18 AM
fantastic-investment9$30.0012/19/2011 11:44:55 AM
girlwithglasses$25.0012/19/2011 1:04:00 PM
worthy-bid8$50.0012/19/2011 5:38:02 PM
ethical-income2$25.0012/19/2011 5:38:34 PM
money-booster2$50.0012/19/2011 10:50:16 PM
power-defender7$50.0012/19/2011 8:15:22 PM
all_of_that_one$30.0012/20/2011 6:21:18 AM
plane450$30.0012/20/2011 8:03:38 AM
benefit-catalyst$200.0012/20/2011 8:10:09 AM
ricklip$100.0012/20/2011 10:23:08 AM
intelligent-dedication9$100.0012/20/2011 12:14:46 PM
DreDub$50.0012/20/2011 12:46:04 PM
ALVO$50.0012/20/2011 3:48:27 PM
SoyLover$25.0012/20/2011 2:38:50 PM
a-unflappable-finance$100.0012/20/2011 11:43:29 PM
giftgold$25.0012/21/2011 6:18:21 AM
social-pizza5$25.0012/21/2011 6:14:16 AM
lostontheedge$25.0012/21/2011 6:17:13 AM
the-bright-velocity$50.0012/21/2011 8:16:51 AM
KLCRAY$25.0012/21/2011 9:09:44 AM
SimpleChoice$25.0012/21/2011 9:23:12 AM
new-truth-chuckler$25.0012/21/2011 9:57:16 AM
exact-principal220$25.0012/21/2011 12:17:33 PM
jkeller4000$25.0012/21/2011 1:08:09 PM
DrNano$50.0012/21/2011 1:47:33 PM
prohelper$50.0012/21/2011 12:59:59 PM
deal-banker$39.0112/21/2011 4:39:12 PM
greenback-ally$100.0012/21/2011 7:26:36 PM
houli123$100.0012/21/2011 7:48:55 PM
TrustPlus$50.0012/21/2011 8:48:18 PM
rpdelray$25.0012/22/2011 3:32:07 AM
klend4$25.0012/22/2011 3:39:07 AM
PaulW$25.0012/22/2011 5:15:40 AM
ethical-truth211$400.0012/22/2011 8:22:57 AM
chrisb1414$25.0012/22/2011 8:43:50 AM
terrific-dough6$50.0012/22/2011 9:16:12 AM
Peacepower$30.0012/22/2011 10:44:02 AM
Nerdster1$25.0012/22/2011 10:41:14 AM
credit-observatory$25.0012/22/2011 4:49:47 PM
golden-responsibility189$100.0012/22/2011 6:10:51 PM
money-bauble$100.0012/22/2011 5:45:41 PM
kindness-ace1$25.0012/22/2011 11:22:02 PM
kindness-ace1$25.0012/22/2011 11:27:33 PM
aerobat$61.5712/23/2011 4:47:01 AM
R3vXX$25.0012/23/2011 5:55:47 AM
oldman68$25.0012/23/2011 7:13:39 AM
patriot384$100.0012/23/2011 6:42:55 AM
income-banjo$50.0012/23/2011 9:09:42 AM
ShadowLender$26.0012/23/2011 9:03:10 AM
javelin0$25.0012/23/2011 9:03:19 AM
moola-gondola1$100.0012/23/2011 10:40:08 AM
Feyenoord$30.0012/23/2011 11:25:52 AM
genuine-loan0$25.0012/23/2011 2:28:36 PM
atrevete$25.0012/23/2011 2:41:32 PM
JTThunder$200.0012/23/2011 8:08:48 PM
SlowGardener$50.0012/23/2011 5:59:00 PM
boylezz$25.0012/23/2011 7:12:01 PM
first-pragmatic-power$25.0012/23/2011 11:23:40 PM
powerful-finance7$25.0012/24/2011 3:15:12 AM
factcheck$150.0012/24/2011 1:28:58 AM
power-secret-agent$40.0012/24/2011 1:50:15 AM
HawaiianHelper$50.0012/24/2011 2:34:51 AM
gustavholstopus32$25.0012/24/2011 3:06:35 AM
PhalanxBulldog$50.0012/24/2011 6:37:10 AM
jigsawhc$25.0012/24/2011 7:29:35 AM
dordee$60.0012/24/2011 8:24:05 AM
redx$25.0012/24/2011 7:04:55 AM
Little_Helper$50.0012/24/2011 10:19:44 AM
ccclaireee333$25.0012/24/2011 10:28:35 AM
devoider$25.0012/24/2011 11:44:31 AM
Tradesmanlender$25.0012/24/2011 12:31:29 PM
the-profit-oracle$25.0012/24/2011 12:41:30 PM
janus_god$25.0012/24/2011 12:51:49 PM
the-enthralling-coin$25.0012/24/2011 12:57:21 PM
Kaj$25.0012/24/2011 12:50:59 PM
investment-cluster$45.0012/24/2011 12:58:20 PM
Smallbear$25.0012/24/2011 3:49:56 PM
TheKid$25.0012/24/2011 2:30:34 PM
managedfund$1,200.0012/24/2011 3:23:22 PM
AFairDeal$25.0012/13/2011 9:31:26 AM
Investor_DP$100.0012/13/2011 9:33:18 AM
Bank_Of_XL$25.0012/13/2011 1:15:02 PM
sjc224$25.0012/13/2011 4:20:57 PM
passivesf$65.0012/13/2011 5:38:32 PM
cattlebaron$25.0012/14/2011 8:25:58 AM
blue-radiant-economy$100.0012/15/2011 3:06:53 AM
MoonMama$25.0012/15/2011 7:55:37 AM
Goodlender42$25.0012/15/2011 5:08:56 PM
the-silver-blaster$75.0012/15/2011 7:06:16 PM
the-enticing-coin$500.0012/16/2011 11:24:02 PM
BxRealtor$25.0012/18/2011 12:26:32 PM
market-solstice2$25.0012/18/2011 12:48:58 PM
aabadabadoo$25.0012/18/2011 12:38:28 PM
InvestorPartners$25.0012/18/2011 12:43:16 PM
Ripsaw4U$50.0012/18/2011 7:21:50 PM
eveaclir$25.0012/18/2011 7:19:32 PM
wkeboarder21$50.0012/18/2011 7:34:42 PM
ThompsonCapital$25.0012/19/2011 12:33:29 PM
intelligent-dedication9$100.0012/19/2011 4:34:41 PM
theaterguy$25.0012/19/2011 2:06:58 PM
rajs$75.0012/19/2011 3:03:36 PM
studious-listing8$25.0012/19/2011 5:14:31 PM
processor115$47.0012/19/2011 8:46:59 PM
High-flyer$25.0012/20/2011 6:40:02 AM
john0720$25.0012/20/2011 7:57:31 AM
scrappy-leverage6$25.0012/20/2011 12:53:51 PM
machkimaspesi$25.0012/20/2011 4:28:36 PM
djs81$25.0012/20/2011 9:59:05 PM
Domgabriel$30.0012/21/2011 3:39:58 AM
LianaB$200.0012/21/2011 6:07:31 AM
JeffHoll$100.0012/21/2011 6:10:31 AM
wampum-chorus3$25.0012/21/2011 9:25:41 AM
gallant-economy9$50.0012/21/2011 9:44:24 AM
ahansen$25.0012/21/2011 9:49:42 AM
bb575$50.0012/21/2011 11:50:54 AM
enthusiastic-point$50.0012/21/2011 1:51:31 PM
Swabjockey$25.0012/21/2011 3:26:50 PM
prudent-bid3$25.0012/21/2011 7:11:38 PM
friendinmoney$25.0012/21/2011 9:32:15 PM
ghinga$30.0012/22/2011 4:32:19 AM
AM2008$25.0012/22/2011 4:40:48 AM
compassion-neutron$25.0012/22/2011 6:20:18 AM
rockhound84$25.0012/22/2011 7:22:13 AM
CashBank$25.0012/22/2011 9:03:28 AM
luminous-marketplace5$25.0012/22/2011 9:24:14 AM
babokd$50.0012/22/2011 10:01:53 AM
droryikra$25.0012/22/2011 10:40:01 AM
x32248$25.0012/22/2011 10:57:31 AM
mainsail35$100.0012/22/2011 10:18:00 AM
Munnie$50.0012/22/2011 12:29:07 PM
Ven58$45.0012/22/2011 1:10:07 PM
benefit-flow$25.0012/22/2011 2:31:01 PM
C2Banking$25.0012/22/2011 3:23:56 PM
dood2112$25.0012/22/2011 4:40:58 PM
wwwUniversal$25.0012/22/2011 5:10:58 PM
elephantparty$40.0012/22/2011 5:21:38 PM
Starica$250.0012/22/2011 5:41:02 PM
greenback-investor7$200.0012/22/2011 6:18:47 PM
NorthernFunds$50.0012/22/2011 11:39:10 PM
reward-excellency1$25.0012/22/2011 10:07:58 PM
deal-thinker7$50.0012/23/2011 4:34:22 AM
billyisafob$50.0012/23/2011 7:55:30 AM
new-reward-sequoia$25.0012/23/2011 8:29:18 AM
enthusiastic-credit2$25.0012/23/2011 9:31:02 AM
molam4u$25.0012/23/2011 10:28:19 AM
wlm3012$30.0012/23/2011 11:41:17 AM
DDCInvestments$49.4912/23/2011 10:27:12 AM
factcheck$35.0012/24/2011 1:20:22 AM
natural-trade7$28.9312/23/2011 8:49:48 PM
currency-persimmon$25.0012/24/2011 4:59:56 AM
icanhelpyouout$25.0012/24/2011 6:52:28 AM
jdrez$25.0012/24/2011 7:46:43 AM
jga516$25.0012/24/2011 7:27:34 AM
EJPiper$50.0012/24/2011 7:54:09 AM
danf2201$35.0012/24/2011 11:00:04 AM
ommcd$25.0012/24/2011 12:21:26 PM
cash-reaction2$50.0012/24/2011 12:33:00 PM
Charmart$25.0012/24/2011 1:02:58 PM
mammalian4$25.0012/24/2011 3:07:19 PM
managedfund$1,200.0012/24/2011 3:23:34 PM
Midg$25.0012/24/2011 1:07:21 PM
a-helping-hand$330.0012/24/2011 3:58:38 PM
superb-marketplace422$25.0012/24/2011 1:10:21 PM
191 Investments
 
Borrower Payment Dependent Notes Series 544174
This series of Notes was issued and sold upon the funding of the borrower loan #58025, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $320.77
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1988 Debt/Income ratio: 14%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 6 Current / open credit lines: 2 / 2Length of status:16y 4m
Amount delinquent: $2,513 Total credit lines: 25 Occupation: Teacher
Public records last 12m / 10y: 1/ 2 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 22 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: magnificent-principal0 Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Mortgage pymts
Purpose of loan:
This loan will be used to...catch up my home mortgage loan and taxes for this calendar year.

My financial situation:
I am a good candidate for this loan because...I


Monthly net income: $ 3000
Monthly expenses: $
Housing: $ 965
Insurance: $ 200
Car expenses: $ 100
Utilities: $ 120
Phone, cable, internet: $ 400
Food, entertainment: $ 500
Clothing, household expenses: $ 100
Credit cards and other loans: $ 1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/12/2011 9:31:31 AM
economy-shrubbery6$25.0012/12/2011 5:09:16 PM
truth-companion$25.0012/12/2011 5:26:09 PM
HamachiMan$50.0012/12/2011 8:24:54 PM
nimble-revenue5$50.0012/13/2011 9:15:01 AM
sjc224$25.0012/13/2011 4:20:47 PM
graceful-IRAinvestment$53.0012/14/2011 11:52:05 AM
deal-searcher1$100.0012/16/2011 5:34:17 AM
impala6464$50.0012/16/2011 6:49:37 AM
pujols8996$50.0012/16/2011 9:20:34 AM
sjc224$25.0012/16/2011 9:26:46 AM
dough-bear$25.0012/17/2011 12:35:15 PM
shmb6508$50.0012/17/2011 12:41:50 PM
unbelievable-exchange$25.0012/18/2011 9:26:33 AM
Santa_Osage$25.0012/18/2011 8:33:58 AM
helpinghand63$25.0012/19/2011 9:05:51 AM
rvfbroker$25.0012/19/2011 9:14:31 AM
MikeyZ2008$31.0012/19/2011 9:44:37 AM
orange-vigilance-shower$50.0012/19/2011 5:19:33 PM
worthy-bid8$50.0012/19/2011 5:37:58 PM
michaelray703$25.0012/19/2011 5:47:03 PM
dedicated-transaction796$25.0012/20/2011 9:12:23 AM
unbelievable-exchange$25.0012/20/2011 9:24:37 AM
stepatatime-together$25.0012/20/2011 9:19:28 AM
kind-credit-bear$25.0012/20/2011 9:43:40 AM
open-minded-deal$100.0012/20/2011 10:20:08 AM
green-rate-futurist$25.0012/20/2011 4:42:57 PM
j3141592t$25.0012/20/2011 5:24:16 PM
luckymajor$25.0012/20/2011 7:30:57 PM
desertoasis$25.0012/21/2011 8:05:19 AM
Alpha-AssistU$25.0012/21/2011 9:06:34 AM
compassion-expert$25.0012/21/2011 9:32:47 AM
best-charming-leverage$44.0012/21/2011 9:38:31 AM
money-surge1$25.0012/21/2011 9:40:23 AM
deal-thinker7$50.0012/21/2011 11:00:19 AM
exact-principal220$25.0012/21/2011 12:17:31 PM
euro-spark$32.0512/21/2011 5:43:41 PM
jerrymaguire$25.0012/21/2011 11:07:10 PM
suave-dime6$25.0012/22/2011 6:25:36 AM
Tasmir$25.0012/22/2011 8:59:21 AM
gizzywump$25.0012/22/2011 9:12:43 AM
Mariner3605$25.0012/22/2011 9:20:06 AM
HenryS$30.0012/22/2011 9:24:35 AM
asiaratt$50.0012/22/2011 9:26:35 AM
worldly-community3$50.0012/22/2011 9:31:35 AM
first-liberty-duckling$25.0012/22/2011 10:11:00 AM
likeable-capital0$50.0012/22/2011 10:31:37 AM
tsquared_030$25.0012/22/2011 1:13:44 PM
amusement4$500.0012/22/2011 7:56:28 PM
Bob450$25.0012/23/2011 7:05:54 AM
HeavyDriver03$25.0012/23/2011 7:46:55 AM
IIP77$25.0012/23/2011 9:23:16 AM
FASTIZIO_P$25.0012/23/2011 9:31:15 AM
billyisafob$25.0012/23/2011 9:51:12 AM
reward-motion$43.0012/23/2011 4:13:58 PM
SunnyMoney$25.0012/23/2011 12:07:52 PM
Derel$66.4512/23/2011 5:09:22 PM
leverage-monger$25.0012/24/2011 8:32:53 AM
worthy-bid4$57.5712/24/2011 9:19:25 AM
168RichCapital$25.1212/24/2011 9:38:09 AM
cash-reaction2$50.0012/24/2011 12:32:58 PM
ChrisProsper$36.7512/24/2011 12:40:18 PM
cash-reaction2$25.0012/24/2011 12:33:29 PM
heart514$25.0012/12/2011 7:27:44 PM
the-laudable-peso$50.0012/13/2011 8:16:00 AM
blue-radiant-economy$100.0012/14/2011 12:20:29 AM
greenback-guard$25.0012/15/2011 5:11:49 AM
happy-return4$50.0012/15/2011 11:44:50 AM
transparency-baton$25.0012/15/2011 12:19:53 PM
finance-prescription$97.0012/15/2011 5:18:08 PM
unbelievable-exchange$100.0012/15/2011 4:45:36 PM
blue-lively-platinum$25.0012/15/2011 5:19:04 PM
AAAInvestments$25.0012/16/2011 7:07:44 AM
capital-renewal$25.0012/16/2011 9:28:21 AM
exchange-pledge$50.0012/16/2011 12:47:50 PM
processor115$25.0012/16/2011 4:20:27 PM
unbelievable-exchange$100.0012/16/2011 4:37:42 PM
papaloha$25.0012/16/2011 6:50:59 PM
worth-viking$100.0012/16/2011 6:56:10 PM
plentiful-return386$100.0012/17/2011 6:41:39 AM
emphatic-bonus5$75.0012/17/2011 9:43:19 AM
handshake5$60.0012/17/2011 12:27:18 PM
capital-halo1$580.0012/17/2011 12:26:30 PM
reward-adventure$25.0012/17/2011 12:43:38 PM
bid-czar8$44.0012/17/2011 12:48:22 PM
careful-vigilance4$50.0012/17/2011 12:52:39 PM
social-cocktail1$200.0012/17/2011 12:45:39 PM
emosspot$25.0012/18/2011 7:30:03 AM
greenwell$50.0012/18/2011 6:23:13 PM
friendly-return7$25.0012/18/2011 9:48:49 PM
muirheaj$25.0012/19/2011 7:44:36 AM
duty-explosion9$50.0012/19/2011 11:54:45 AM
BuildingShanghai$25.1412/19/2011 6:28:52 PM
kellydawn$25.0012/20/2011 5:35:59 AM
duty-explosion9$25.0012/20/2011 9:01:24 AM
top-historic-peso$25.0012/20/2011 9:31:36 AM
ricklip$100.0012/20/2011 10:23:04 AM
meadow48$50.0012/20/2011 12:24:16 PM
peace-saber0$25.0012/20/2011 1:10:44 PM
independent-silver9$25.0012/20/2011 5:09:48 PM
HHP$100.0012/20/2011 5:07:23 PM
red-robust-bid$200.0012/20/2011 5:59:12 PM
glroark$50.0012/21/2011 8:51:59 AM
792FICO$25.0012/21/2011 9:12:34 AM
finance-mushroom$181.0012/21/2011 9:26:24 AM
ecstatic-money064$25.0012/21/2011 9:28:59 AM
Comoparklender$25.0012/21/2011 9:40:59 AM
wwwUniversal$25.0012/21/2011 9:42:34 AM
gallant-economy9$50.0012/21/2011 9:44:22 AM
income-rocker2$50.0012/21/2011 10:44:23 AM
DreDub$25.0012/21/2011 11:47:21 AM
friendly-truth7$25.0012/21/2011 12:51:49 PM
joebob78$43.8012/21/2011 5:33:23 PM
enthusiastic-return2$25.0012/21/2011 7:04:24 PM
money-baron-Roth401k$50.0012/21/2011 9:31:34 PM
compassion-neutron$25.0012/22/2011 6:20:17 AM
gold-miser9$50.0012/22/2011 6:39:12 AM
musegaze$25.0012/22/2011 7:55:49 AM
Richmp412$25.0012/22/2011 8:22:38 AM
vibraphone3$25.0012/22/2011 9:38:44 AM
gothampark$25.0012/22/2011 9:39:23 AM
economy-producer$25.0012/22/2011 9:49:44 AM
managedfund$555.0012/22/2011 1:35:49 PM
thoughtful-exchange8$25.0012/22/2011 5:23:45 PM
greenback-investor7$200.0012/22/2011 6:18:44 PM
Decent$35.9912/22/2011 10:12:06 PM
NorthernFunds$50.0012/22/2011 11:39:09 PM
glenium$25.0012/23/2011 2:30:55 AM
moola-man$25.0012/23/2011 7:51:05 AM
restless-currency$25.0012/23/2011 9:09:06 AM
foxtrot12$46.0012/23/2011 9:15:50 AM
principal-cooker2$25.0012/23/2011 9:21:42 AM
first-pragmatic-power$25.0012/23/2011 11:23:39 PM
PadreAyudate$27.1312/24/2011 10:21:44 AM
euro-banker$25.0012/24/2011 12:09:52 PM
pursuit6$36.0012/24/2011 9:48:47 AM
EngineerUSMC$50.0012/24/2011 10:38:08 AM
money-vista$25.0012/24/2011 12:13:37 PM
138 Investments
 
Borrower Payment Dependent Notes Series 544184
This series of Notes was issued and sold upon the funding of the borrower loan #57496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1993 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 50 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,147Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: No  
Screen name: enthusiastic-platinum9 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Expanding current business.
Purpose of loan:
This loan will be used to...Pay the balance of our website and SEO expenses ($9000 total with a $4400 balance) as well as other advertising needs.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $5900
Monthly expenses: $4200
Housing: $1200
Insurance: $200
Car expenses: truck is paid for. I have title.
Utilities: $700
Phone, cable, internet: $160
Food, entertainment: $600
Clothing, household expenses: $400
Credit cards and other loans: $300
Other expenses: $650
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
skillful-asset5$25.0012/13/2011 9:12:26 AM
MASinVestment$50.0012/13/2011 5:16:15 PM
return-enthusiast1$25.0012/14/2011 9:41:43 AM
camaraderi-aspen$100.0012/14/2011 10:42:34 AM
Investor_DP$100.0012/13/2011 9:33:40 AM
sjc224$25.0012/13/2011 4:20:57 PM
orange-impartial-asset$300.0012/13/2011 9:23:49 PM
blue-radiant-economy$100.0012/14/2011 2:43:38 AM
graceful-IRAinvestment$53.0012/14/2011 11:52:07 AM
the-hope-workhorse$22.0012/14/2011 1:39:49 PM
worth-blanket2$9,200.0012/14/2011 12:31:35 PM
11 Investments
 
Borrower Payment Dependent Notes Series 544194
This series of Notes was issued and sold upon the funding of the borrower loan #57853, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $358.36
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1977 Debt/Income ratio: 19%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 7 Current / open credit lines: 2 / 2Length of status:12y 6m
Amount delinquent: $11,945 Total credit lines: 35 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $368Stated income:$25,000-$49,999
Delinquencies in last 7y: 16 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: inventive-order8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off all debts

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $22,000
Monthly expenses: $
Housing: $400
Insurance: $57
Car expenses: $160
Utilities: $120
Phone, cable, internet: $40
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $375
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
dollardave$50.0012/16/2011 10:52:48 AM
gain-kitten$25.0012/16/2011 12:21:27 PM
stoopidnoodle$25.0012/16/2011 12:23:29 PM
processor115$75.0012/16/2011 4:24:32 PM
upupandaway$50.0012/17/2011 9:10:33 AM
emphatic-bonus5$75.0012/17/2011 9:43:22 AM
nimble-revenue5$50.0012/17/2011 12:37:42 PM
wwahammy$25.0012/17/2011 12:44:25 PM
careful-note$50.0012/17/2011 3:17:38 PM
NorthernFunds$50.0012/17/2011 7:10:04 PM
javelin0$25.0012/17/2011 5:48:26 PM
network2$25.0012/17/2011 8:45:34 PM
integrity-trumpet$50.0012/17/2011 9:09:47 PM
riproaringrapids$25.0012/18/2011 12:06:19 AM
unbelievable-exchange$25.0012/18/2011 9:26:34 AM
a-yield-escalator$25.0012/18/2011 12:25:29 PM
ineba$25.0012/18/2011 12:48:46 PM
greenwell$50.0012/18/2011 6:23:15 PM
friendly-return7$25.0012/18/2011 9:48:50 PM
five-star-justice$25.0012/19/2011 5:27:31 AM
deal-hickory5$100.0012/19/2011 9:22:48 AM
rvfbroker$25.0012/19/2011 9:14:31 AM
MAYBROOK$26.0012/19/2011 9:16:49 AM
CalBear08$25.0012/19/2011 9:26:22 AM
ethical-truth211$400.0012/19/2011 10:30:57 AM
JohnSmallberries$25.0012/19/2011 9:44:13 AM
monster4$42.0012/19/2011 9:47:09 AM
fantastic-investment9$30.0012/19/2011 11:44:53 AM
unclejaef$25.0012/19/2011 2:35:33 PM
Derel$50.0012/19/2011 5:14:07 PM
orange-vigilance-shower$50.0012/19/2011 5:19:34 PM
Ducatiman1978$25.0012/19/2011 9:05:26 PM
red-power-pecan$50.0012/16/2011 9:54:37 AM
sjc224$25.0012/16/2011 9:26:46 AM
orange-preeminant-bill$25.0012/16/2011 9:15:58 AM
Wellman$25.0012/16/2011 9:06:43 AM
deal-searcher1$25.0012/16/2011 5:30:47 AM
life-is-great$25.0012/15/2011 5:25:32 PM
blue-lively-platinum$25.0012/15/2011 5:19:05 PM
happy-return4$50.0012/15/2011 11:44:51 AM
transparency-baton$25.0012/15/2011 12:19:55 PM
michaelray703$25.0012/15/2011 9:43:39 AM
diplomatic-wealth7$25.0012/15/2011 9:05:52 AM
treasure-bliss$25.0012/15/2011 5:17:45 AM
greenback-guard$25.0012/15/2011 5:09:10 AM
payment-gusto$25.0012/14/2011 7:07:58 PM
unassailable-listing3$100.0012/14/2011 6:29:37 PM
glimmering-funds2$25.0012/14/2011 6:18:47 PM
Ducatiman1978$25.0012/14/2011 4:45:35 PM
worth-viking$100.0012/14/2011 12:33:25 PM
heart514$25.0012/12/2011 7:27:51 PM
Investor_DP$100.0012/12/2011 5:50:08 PM
new-social-economist$80.0012/19/2011 11:00:57 PM
rolo12$25.0012/20/2011 3:15:01 AM
processor115$50.0012/19/2011 8:46:58 PM
money-booster2$25.0012/19/2011 10:20:32 PM
thebigrig$200.0012/20/2011 7:25:52 AM
orange-preeminant-bill$25.0012/20/2011 7:45:34 AM
important-openness1$45.0012/20/2011 9:13:41 AM
social-cocktail1$150.0012/20/2011 9:20:46 AM
progressive-economy261$400.0012/20/2011 9:23:57 AM
golden-cat$25.0012/20/2011 9:19:10 AM
ricklip$100.0012/20/2011 10:23:06 AM
DreDub$50.0012/20/2011 12:46:03 PM
the-hope-workhorse$76.0012/20/2011 2:49:54 PM
ALVO$50.0012/20/2011 3:48:26 PM
Bookophile$50.0012/20/2011 5:38:27 PM
jstefans$25.0012/20/2011 5:31:50 PM
luckymajor$25.0012/20/2011 7:30:57 PM
dough-souffle$50.0012/20/2011 8:09:04 PM
prescription0$25.0012/20/2011 7:44:38 PM
enthusiastic-market2$25.0012/20/2011 10:43:32 PM
a-unflappable-finance$100.0012/20/2011 11:43:27 PM
community-gyration7$25.0012/21/2011 5:43:38 AM
gothampark$25.0012/21/2011 8:39:39 AM
asiaratt$50.0012/21/2011 9:06:01 AM
KLCRAY$25.0012/21/2011 9:09:43 AM
silver-wonder278$25.0012/21/2011 9:09:35 AM
792FICO$25.0012/21/2011 9:12:34 AM
cbr600fs$25.0012/21/2011 9:18:27 AM
Katburg$25.0012/21/2011 9:22:48 AM
SimpleChoice$25.0012/21/2011 9:23:08 AM
Diamond_Jim$25.0012/21/2011 9:27:19 AM
debt-force$25.0012/21/2011 9:27:25 AM
JauaFlash$25.0012/21/2011 9:25:54 AM
JSCharter$25.0012/21/2011 9:35:28 AM
melodious-fairness$25.0012/21/2011 9:33:01 AM
tremendous-payment$25.0012/21/2011 9:35:05 AM
IIP77$25.0012/21/2011 9:38:33 AM
Learning2Lend$25.0012/21/2011 9:43:14 AM
zone8$100.0012/21/2011 9:48:33 AM
rescue$100.0012/21/2011 9:46:56 AM
money-bauble$82.0012/21/2011 9:52:21 AM
worldly-community3$50.0012/21/2011 9:55:14 AM
ommcd$25.0012/21/2011 9:56:13 AM
economy-producer$25.0012/21/2011 9:57:35 AM
MASinVestment$50.0012/13/2011 5:16:15 PM
sjc224$25.0012/13/2011 4:20:53 PM
graceful-IRAinvestment$53.0012/14/2011 11:52:06 AM
red-power-pecan$50.0012/14/2011 5:33:29 PM
truth-companion$25.0012/14/2011 5:41:33 PM
RandomMonkey$25.0012/14/2011 6:09:33 PM
KMSB$25.0012/14/2011 6:46:36 PM
Webpreneur$50.0012/15/2011 12:23:33 AM
jmcdon7230$25.0012/15/2011 8:02:23 AM
mlj0671$25.0012/15/2011 9:22:04 AM
miked8303$25.0012/15/2011 9:41:24 AM
SecondChanceLendingSERV$25.0012/15/2011 10:17:29 AM
trade-beeper4$25.0012/15/2011 9:46:22 AM
miked8303$50.0012/15/2011 1:21:36 PM
unbelievable-exchange$100.0012/15/2011 4:45:41 PM
brazilofmux$100.0012/15/2011 5:13:00 PM
dime-sprout$25.0012/16/2011 9:13:50 AM
capital-renewal$25.0012/16/2011 9:28:22 AM
payout-harmony4$50.0012/16/2011 10:07:43 AM
mainsail35$100.0012/16/2011 11:14:49 AM
processor115$25.0012/16/2011 4:20:29 PM
unbelievable-exchange$100.0012/16/2011 4:37:43 PM
papaloha$25.0012/16/2011 6:51:03 PM
processor115$25.0012/16/2011 6:03:36 PM
riproaringrapids$25.0012/16/2011 11:44:44 PM
zeeexsixare$25.0012/17/2011 10:03:59 AM
finance-prescription$66.0012/17/2011 12:24:16 PM
green-rate-futurist$25.0012/17/2011 6:36:23 PM
Weaverville$25.0012/18/2011 10:50:54 AM
the-laudable-peso$40.0012/18/2011 12:15:00 PM
aldeed$50.0012/18/2011 2:52:26 PM
shrewd-peace7$25.0012/18/2011 12:53:38 PM
gold-cluster$50.0012/18/2011 3:50:56 PM
sjc224$25.0012/18/2011 7:40:27 PM
friendly-gold$25.0012/18/2011 10:35:47 PM
priceless-note7$50.0012/19/2011 6:54:11 AM
marketplace-buckeye$50.0012/19/2011 8:30:43 AM
Ballybay$50.0012/19/2011 9:47:03 AM
langdonx$25.0012/19/2011 11:11:29 AM
liberty-society5$25.0012/19/2011 2:09:09 PM
vigilance-portait5$50.0012/19/2011 2:31:18 PM
duty-explosion9$50.0012/19/2011 11:54:45 AM
worthy-bid8$50.0012/19/2011 5:38:01 PM
heatherwood$50.0012/19/2011 5:54:14 PM
rajs$100.0012/19/2011 7:22:19 PM
heatherwood$25.0012/19/2011 5:56:57 PM
kellydawn$25.0012/20/2011 5:35:59 AM
fundenstein$25.0012/20/2011 8:30:00 AM
stepatatime-together$100.0012/20/2011 9:19:28 AM
wildguy$25.0012/20/2011 9:25:31 AM
unbelievable-exchange$25.0012/20/2011 9:24:38 AM
thelovebug$100.0012/20/2011 9:29:57 AM
Comoparklender$25.0012/20/2011 9:35:44 AM
MrBailey$25.0012/20/2011 9:34:14 AM
wwwUniversal$25.0012/20/2011 9:38:59 AM
kulender$83.0012/20/2011 9:50:03 AM
on_your_side$25.0012/20/2011 10:54:00 AM
bentonlending$25.0012/20/2011 11:31:24 AM
orgy63$25.0012/20/2011 10:42:47 AM
help4u$50.0012/20/2011 12:10:56 PM
leverage-violin$25.0012/20/2011 11:51:25 AM
meadow48$50.0012/20/2011 12:24:16 PM
tharmon$25.0012/20/2011 2:58:38 PM
suave-dime6$25.0012/20/2011 2:33:57 PM
TJB_2007$40.0012/20/2011 3:05:17 PM
MyPlantsEatBugs$25.0012/20/2011 3:25:56 PM
blue-radiant-economy$100.0012/20/2011 3:38:51 PM
independent-silver9$25.0012/20/2011 5:09:48 PM
AAAInvestments$25.0012/20/2011 5:19:23 PM
lie21073$25.0012/20/2011 5:25:37 PM
Jonb6919$25.0012/20/2011 6:34:23 PM
duty-explosion9$50.0012/20/2011 7:08:56 PM
jamiee73$25.0012/20/2011 9:47:00 PM
coyote363$50.0012/20/2011 10:31:16 PM
openness-griffin2$25.0012/21/2011 4:43:05 AM
desertoasis$25.0012/21/2011 8:05:19 AM
sosleep$25.0012/21/2011 8:04:19 AM
Mariner3605$25.0012/21/2011 9:14:43 AM
lillian27$25.0012/21/2011 9:15:01 AM
Miklot$30.0012/21/2011 9:16:36 AM
reward-adventure$50.0012/21/2011 9:18:15 AM
dedicated-transaction796$25.0012/21/2011 9:15:23 AM
87Marc$25.0012/21/2011 9:24:15 AM
aader$25.0012/21/2011 9:24:36 AM
ecstatic-money064$25.0012/21/2011 9:28:59 AM
finance-mushroom$200.0012/21/2011 9:26:25 AM
km007$25.0012/21/2011 9:23:56 AM
rhin0cerx$50.0012/21/2011 9:25:51 AM
panther757$25.0012/21/2011 9:26:14 AM
bid-czar8$60.0012/21/2011 9:28:24 AM
compassion-expert$25.0012/21/2011 9:32:35 AM
Kaj$25.0012/21/2011 9:32:32 AM
fund-ambrosia0$25.0012/21/2011 9:33:57 AM
best-charming-leverage$50.0012/21/2011 9:38:32 AM
money-surge1$25.0012/21/2011 9:40:23 AM
gallant-economy9$50.0012/21/2011 9:44:23 AM
Vreet$25.0012/21/2011 9:45:49 AM
moola-wildebeest3$50.0012/21/2011 9:45:12 AM
Hutpit$75.0012/21/2011 9:48:15 AM
EBITDA$25.0012/21/2011 9:47:43 AM
vontuse$25.0012/21/2011 9:51:45 AM
shmb6508$50.0012/21/2011 9:53:05 AM
handshake5$100.0012/21/2011 9:57:40 AM
199 Investments
 
Borrower Payment Dependent Notes Series 544196
This series of Notes was issued and sold upon the funding of the borrower loan #57531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $278.00
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1999 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,862Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: trevida Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate my debt
Purpose of loan: I would like to consolidate my debt
This loan will be used to...have one montly payment

My financial situation: Right now I would like to cut up all my credit cards and consolidate my debt. I really want to be debt free.
I am a good candidate for this loan because...I pay all my bills on time and have steady income coming in


Monthly net income: $53000
Monthly expenses: $3300
Housing: $1500
Insurance: $100
Car expenses: $420
Utilities: $100
Phone, cable, internet: $60
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
graceful-IRAinvestment$25.0012/13/2011 9:08:12 AM
skillful-asset5$30.0012/13/2011 9:10:57 AM
MichaelProsper$25.0012/13/2011 9:42:20 AM
golden-velocity9$25.0012/13/2011 11:12:22 AM
worth-blanket2$6,200.0012/13/2011 11:30:06 AM
truth-companion$25.0012/13/2011 9:24:52 AM
Investor_DP$100.0012/13/2011 9:33:48 AM
jkeller4000$25.0012/13/2011 9:43:39 AM
ChrisProsper$45.0012/13/2011 11:48:03 AM
9 Investments
 
Borrower Payment Dependent Notes Series 544198
This series of Notes was issued and sold upon the funding of the borrower loan #57959, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-14-2011 
Term: 60 months Listing End date:  Dec-22-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $273.41
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1994 Debt/Income ratio: 16%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 22 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,877Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 36%  
   Homeownership: No  
Screen name: powerful-reward2 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to for debt consolodation.

My financial situation:
I am a good candidate for this loan because I have been employed at my current job for over 3 years as a retail manager of the optical dispensary. I have 14 years of experience in my field with a total of 23 years of management experience.

I rent, so I do not have a mortgage or property taxes to weigh on my monthly income. My rent is very inexpensive as I rent from a close friend and have been living at the same address for over 3 years. I do not pay utilities, they are included in the rent.

Monthly net income: $2,200.00
Housing: $200.00
Insurance: $45.00 / month
Car expenses: $200.00
Utilities: $ included in rent
Phone, cable, internet: $75.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/14/2011 9:18:56 AM
commanding-treasure2$50.0012/14/2011 9:16:14 AM
igniter584$25.0012/14/2011 9:26:21 AM
lender2611$25.0012/14/2011 9:26:39 AM
AndChicksforFree$27.0012/14/2011 9:38:57 AM
cattlebaron$25.0012/14/2011 12:42:02 PM
cattlebaron$25.0012/14/2011 12:42:19 PM
Bank_Of_XL$25.0012/14/2011 2:42:42 PM
skillful-asset5$30.0012/14/2011 2:27:54 PM
graceful-IRAinvestment$50.0012/15/2011 8:54:44 AM
Cash4U2also$50.0012/15/2011 2:45:12 PM
miked8303$50.0012/15/2011 1:21:43 PM
Goodlender42$25.0012/15/2011 5:08:58 PM
back-scratchers$50.0012/15/2011 8:41:56 PM
bountiful-durability$50.0012/15/2011 8:37:22 PM
matt_2006$25.0012/16/2011 9:32:07 AM
chicagobanker$50.0012/16/2011 4:18:49 PM
Imaginos1892$100.0012/17/2011 9:18:10 AM
marwadi-62$75.0012/17/2011 10:36:50 AM
heerzaquestion$30.0012/17/2011 10:32:13 AM
tonpa$50.0012/18/2011 11:57:43 PM
girlwithglasses$25.0012/19/2011 1:04:01 PM
samdog079$245.0012/19/2011 3:35:50 PM
intelligent-dedication9$100.0012/19/2011 4:34:42 PM
ethical-income2$25.0012/19/2011 5:36:27 PM
money-booster2$25.0012/19/2011 10:46:42 PM
CA-Lender$25.0012/20/2011 8:41:02 AM
otherwisedisposed$50.0012/20/2011 9:16:50 AM
intelligent-dedication9$1,500.0012/20/2011 12:14:46 PM
DreDub$50.0012/20/2011 12:46:05 PM
ALVO$50.0012/20/2011 3:48:30 PM
zeeexsixare$100.0012/20/2011 4:27:51 PM
AlwaysA-Chief$32.2912/20/2011 4:36:23 PM
blue-lively-platinum$25.0012/20/2011 5:19:02 PM
pound-mushroom3$25.0012/20/2011 5:23:03 PM
giftgold$25.0012/21/2011 6:18:21 AM
friendinmoney$25.0012/21/2011 7:34:22 AM
Reputation1$25.0012/21/2011 8:42:12 AM
gallant-economy9$50.0012/21/2011 9:44:26 AM
processor115$50.0012/21/2011 9:46:47 AM
assetmanager$25.0012/21/2011 10:50:36 AM
jkeller4000$25.0012/21/2011 1:08:09 PM
Wilhan$25.0012/21/2011 1:14:04 PM
discostu$25.0012/21/2011 1:45:06 PM
enthusiastic-point$50.0012/21/2011 1:51:31 PM
green-rate-futurist$25.0012/21/2011 3:47:37 PM
newest-phenomenal-dinero$75.0012/21/2011 5:39:42 PM
TrustPlus$50.0012/21/2011 8:48:18 PM
justinology$28.6012/22/2011 2:51:54 AM
ethical-truth211$400.0012/22/2011 4:35:34 AM
blackstar$25.0012/22/2011 4:31:08 AM
intrepid-loot$25.0012/22/2011 6:24:25 AM
Occhy$25.0012/22/2011 6:45:02 AM
worthy-bid4$50.0012/22/2011 9:04:13 AM
iaffy$25.0012/22/2011 9:22:11 AM
bold-direct-asset$50.0012/22/2011 9:30:20 AM
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AndChicksforFree$25.0012/14/2011 9:38:44 AM
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income-banjo$50.0012/22/2011 5:32:37 PM
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HamachiMan$50.0012/22/2011 5:36:35 PM
selector568$126.8112/22/2011 5:45:16 PM
182 Investments
 
Borrower Payment Dependent Notes Series 544202
This series of Notes was issued and sold upon the funding of the borrower loan #57648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $321.45
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1992 Debt/Income ratio: 16%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 5Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,845Stated income:$75,000-$99,999
Delinquencies in last 7y: 10 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: unrivaled-hope2 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 24 ( 100% ) 680-699 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
820-839 (Nov-2009)
 
Principal balance: $4,422.28 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
Goal Accomplished!
Hello Prosper Family! Thank you so much for taking a look at my request. I am working hard to pay off all my debts and have a financial goal to be debt free in three years. This loan would help considerably by allowing me to consolidate my debt to a lower interest rate and, thereby, reducing the amount of interest I pay each month. I would use the savings in interest to reduce the amount of the debt just a bit quicker.

I am a good candidate for this loan because I have a very secure job as a healthcare manager with a steady salary. I pay close attention to the financial position of the hospital where I work and am as confident as I can be that I will not lose my job.

I also am close to paying off a previous Prosper loan and have never missed or been late on my payments. I'm a huge supporter of Prosper and look forward to funding prosper loans in the future.

Thank you again for considering my request!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Isanpankki$52.5412/15/2011 8:58:57 AM
otherwisedisposed$250.0012/15/2011 8:49:05 AM
Leshan$100.0012/15/2011 9:28:13 AM
xrycac$25.0012/15/2011 9:32:35 AM
lamsabuy$100.0012/15/2011 9:24:24 AM
flexible-vigilance7$500.0012/15/2011 9:59:17 AM
MASinVestment$200.0012/15/2011 10:16:25 AM
Michaeleafblower$25.0012/15/2011 10:44:42 AM
Bank42$25.0012/15/2011 2:22:37 PM
Px3VENTURES$100.0012/15/2011 3:34:50 PM
supersarah61$25.0012/15/2011 4:44:55 PM
life-is-great$25.0012/15/2011 5:25:33 PM
unbelievable-exchange$100.0012/15/2011 4:45:43 PM
scrappy-penny6$50.0012/15/2011 5:12:19 PM
happy-loot3$100.0012/15/2011 4:57:22 PM
Goodlender42$25.0012/15/2011 5:08:56 PM
majestic-repayment3$25.0012/15/2011 5:45:29 PM
neenerman$50.0012/15/2011 6:31:20 PM
payout-harmony4$50.0012/16/2011 10:07:44 AM
wealth-infusion6$50.0012/16/2011 10:18:05 AM
Railbird$25.0012/16/2011 9:47:47 AM
friendinmoney$25.0012/16/2011 9:35:03 AM
baseballfan111$50.0012/16/2011 9:01:56 AM
Darts$50.0012/16/2011 9:00:07 AM
influential-benjamins0$100.0012/16/2011 9:23:11 AM
first-serene-credit$25.0012/16/2011 8:11:06 AM
chestnut4$25.0012/16/2011 9:18:08 AM
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Syzygy$25.0012/16/2011 9:05:51 AM
careful-note$74.0012/16/2011 4:29:24 AM
unafraid-loan5$25.0012/16/2011 6:34:06 AM
downtownfarm$25.0012/16/2011 3:41:39 AM
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rdking647$25.0012/15/2011 10:14:46 PM
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goodcents$29.4512/15/2011 7:55:28 PM
icon7$35.0012/15/2011 6:44:29 PM
happy-asset$25.0012/15/2011 7:39:54 PM
RSV$25.0012/15/2011 11:25:14 PM
dsparrow$26.6712/15/2011 9:22:03 PM
jbrel$25.0012/15/2011 5:27:22 PM
cloud8$25.0012/15/2011 7:10:13 PM
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StreetJustice$50.0012/15/2011 7:34:49 AM
reward-motion$50.0012/15/2011 4:17:01 AM
Tlk2drew$50.0012/15/2011 2:48:02 AM
ethical-truth211$600.0012/15/2011 4:00:53 AM
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financelover$50.0012/14/2011 10:30:43 PM
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CO80487$25.0012/14/2011 7:21:22 PM
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happy-loot3$100.0012/14/2011 7:16:24 PM
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sunny-dough9$200.0012/14/2011 6:15:31 PM
graceful-IRAinvestment$26.0012/14/2011 5:29:04 PM
usbank$25.0012/14/2011 12:37:24 PM
diablorulz$50.0012/14/2011 4:22:28 PM
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heerzaquestion$25.0012/14/2011 7:31:12 AM
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just-loyalty643$50.0012/13/2011 8:40:02 PM
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the_winning_ticket$250.0012/13/2011 5:46:34 PM
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peripatetic$25.0012/14/2011 1:13:22 AM
MASinVestment$100.0012/14/2011 7:33:22 AM
MissionMicroFinance$25.0012/14/2011 7:53:34 AM
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KSPHoldings$25.0012/14/2011 8:14:45 AM
fcrick$25.0012/14/2011 9:31:29 AM
awesome-yield7$25.0012/14/2011 11:10:49 AM
graceful-IRAinvestment$53.0012/14/2011 11:58:19 AM
lenderRXT$50.0012/14/2011 1:00:10 PM
starry2001$25.0012/14/2011 4:30:34 PM
green28$200.0012/14/2011 2:17:50 PM
GlowHost$25.0012/14/2011 6:09:01 PM
C_Mark$50.0012/14/2011 6:02:50 PM
BayShell$50.0012/14/2011 6:08:19 PM
kind-magnificent-bid$100.0012/14/2011 7:03:05 PM
CentralVirginian$100.0012/14/2011 7:41:51 PM
Westerly$50.0012/14/2011 7:55:01 PM
igniter584$50.0012/14/2011 8:11:21 PM
BankofHank$25.0012/14/2011 8:04:23 PM
asset-producer1$97.2212/14/2011 8:25:51 PM
jsak74$25.0012/14/2011 9:39:57 PM
velvetsmog$71.9512/14/2011 9:43:12 PM
oaktown23$50.0012/14/2011 11:20:38 PM
rlaboy$25.0012/15/2011 3:24:46 AM
sleepy1405$25.0012/15/2011 1:33:36 AM
fcukciti$35.0012/15/2011 1:34:23 AM
revenue-pipeline$25.0012/14/2011 10:28:22 PM
payout-thinker7$25.0012/15/2011 5:56:08 AM
greenback-guard$25.0012/15/2011 5:06:13 AM
caliguian$50.0012/15/2011 6:46:33 AM
GAOGERAM_BANK$25.0012/15/2011 4:25:01 AM
generous-deal6$50.0012/15/2011 7:34:39 AM
money-booster2$36.0012/15/2011 8:11:04 AM
hptcrabbers$100.0012/15/2011 6:23:03 AM
Jinja$100.0012/15/2011 9:00:36 AM
lovely-greenback4$25.0012/15/2011 8:17:33 AM
wampum-chorus3$25.0012/15/2011 9:14:21 AM
balance-river$25.0012/15/2011 9:32:23 AM
DadWarbucks$25.0012/15/2011 9:26:15 AM
benefit-banshee$25.0012/15/2011 10:02:54 AM
igniter584$25.0012/15/2011 10:11:28 AM
value-pouch$50.0012/15/2011 9:48:35 AM
Geldmeister$50.0012/15/2011 11:08:00 AM
KLVLOPZ64$25.0012/15/2011 11:22:39 AM
nonukem$25.0012/15/2011 11:45:30 AM
houli123$25.0012/15/2011 12:00:52 PM
transparency-baton$25.0012/15/2011 12:19:55 PM
hoopsho$25.0012/15/2011 12:47:41 PM
ansky127$27.5012/15/2011 2:19:57 PM
kind-asset-circuit$50.0012/15/2011 2:39:32 PM
rajs$150.0012/15/2011 3:40:56 PM
smart-leverage7$25.0012/15/2011 11:11:17 PM
mechsoph$25.0012/16/2011 12:16:38 AM
bughead$25.0012/15/2011 7:46:37 PM
BankOfBjoltus$25.0012/16/2011 2:56:02 AM
p1k4blu$25.0012/16/2011 3:08:39 AM
degster$25.0012/16/2011 5:50:57 AM
Tighternbarkonatree$25.0012/16/2011 3:47:39 AM
green-rate-futurist$200.0012/16/2011 4:13:42 AM
Tikibarman$53.4312/16/2011 6:26:46 AM
elated-wealth876$100.0012/15/2011 10:42:08 PM
compuguy8$25.0012/16/2011 6:49:34 AM
Danfromnapa$25.0012/16/2011 8:26:50 AM
greenback-seagull2$50.0012/16/2011 9:12:32 AM
thorough-marketplace441$50.0012/16/2011 9:41:35 AM
thunderkiss$25.0012/16/2011 9:44:27 AM
innovator10$200.0012/16/2011 9:46:08 AM
kevin314$25.0012/16/2011 9:38:40 AM
elasermd$31.0012/16/2011 9:51:44 AM
j2ee$25.0012/16/2011 9:51:15 AM
mrcrace$50.0012/16/2011 10:04:57 AM
feb217$25.0012/16/2011 10:06:09 AM
wealth-infusion6$13.4812/16/2011 10:20:31 AM
182 Investments
 
Borrower Payment Dependent Notes Series 544204
This series of Notes was issued and sold upon the funding of the borrower loan #57797, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $320.77
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1999 Debt/Income ratio: 37%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:2y 7m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,360Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: Yes  
Screen name: thorough-capital5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/12/2011 9:19:46 AM
Whipster$50.0012/12/2011 9:09:27 AM
ready-interest9$25.0012/12/2011 9:24:20 AM
wonder3$30.0012/12/2011 9:24:55 AM
sensible-fund$25.0012/12/2011 4:08:50 PM
economy-shrubbery6$25.0012/12/2011 5:09:16 PM
AlternativeCashFlow$25.0012/12/2011 6:51:10 PM
heart514$25.0012/12/2011 7:27:45 PM
asset-producer1$25.0012/12/2011 8:09:58 PM
golden-velocity9$25.0012/13/2011 11:10:28 AM
bid-stockpiler1$50.0012/13/2011 3:53:40 PM
saxaphone6$25.0012/13/2011 1:00:20 PM
dough-souffle$25.0012/13/2011 2:41:36 PM
nimble-revenue5$50.0012/13/2011 5:28:40 PM
larryboy10$25.0012/14/2011 9:44:32 PM
transparency-baton$25.0012/15/2011 12:19:53 PM
camaraderi-aspen$100.0012/15/2011 2:41:08 PM
exchange-upholder0$25.0012/15/2011 3:20:49 PM
credit-maverick1$50.0012/15/2011 1:17:58 PM
unbelievable-exchange$100.0012/15/2011 4:45:37 PM
CashFlow13$100.0012/15/2011 5:07:03 PM
terrific-p2ploan$25.0012/15/2011 7:35:42 PM
Core-Marketing$25.0012/16/2011 4:08:24 AM
CA-Lender$50.0012/16/2011 8:02:29 AM
pujols8996$50.0012/16/2011 9:20:34 AM
capital-renewal$25.0012/16/2011 9:28:21 AM
sjc224$25.0012/16/2011 9:26:46 AM
first-friendly-listing$30.0012/16/2011 12:35:00 PM
unbelievable-exchange$100.0012/16/2011 4:37:42 PM
processor115$100.0012/16/2011 5:59:18 PM
SFBank$50.0012/16/2011 6:09:30 PM
worth-viking$100.0012/16/2011 6:56:10 PM
chad-bro-chill$25.0012/16/2011 9:27:43 PM
irrelevant$25.0012/16/2011 10:26:43 PM
rjcoutur2001$42.2512/17/2011 2:35:28 AM
riveting-credit5$50.0012/17/2011 8:12:49 AM
wwwUniversal$25.0012/17/2011 12:32:24 PM
Bob450$25.0012/17/2011 4:40:28 PM
calimanusa$50.0012/18/2011 1:54:46 AM
wealth-infusion6$100.0012/18/2011 12:03:29 AM
unbelievable-exchange$25.0012/18/2011 9:26:34 AM
deal-searcher1$35.0012/18/2011 3:04:29 PM
momentous-value$25.0012/18/2011 6:32:19 PM
greenback-guard$25.0012/19/2011 6:13:22 AM
glroark$200.0012/19/2011 8:49:43 AM
green-rate-futurist$25.0012/19/2011 10:49:03 AM
orange-vigilance-shower$50.0012/19/2011 5:19:34 PM
worthy-bid8$50.0012/19/2011 5:37:58 PM
engaging-repayment8$25.0012/19/2011 6:27:19 PM
kendigme$25.0012/20/2011 2:42:35 AM
let_me_retire$100.0012/20/2011 4:55:22 AM
buffalobills$25.0012/20/2011 7:33:09 AM
kellydawn$25.0012/20/2011 5:35:59 AM
adaptable-moola0$145.0012/20/2011 6:46:06 AM
nfx$25.0012/20/2011 8:01:51 AM
leverage-monger$25.0012/20/2011 8:15:09 AM
duty-explosion9$25.0012/20/2011 9:01:24 AM
unbelievable-exchange$25.0012/20/2011 9:24:38 AM
Kash2010lu$25.0012/20/2011 9:50:45 AM
ricklip$100.0012/20/2011 10:23:04 AM
mlj0671$25.0012/20/2011 11:42:09 AM
meadow48$50.0012/20/2011 12:24:16 PM
blue-radiant-economy$100.0012/20/2011 3:21:50 PM
goat0$50.0012/20/2011 4:44:48 PM
cake7$27.0012/20/2011 4:59:37 PM
EngineersAlliance$125.0012/12/2011 9:19:55 AM
bazaar-festivity$25.0012/12/2011 9:22:17 AM
Investor_DP$100.0012/12/2011 9:31:31 AM
affluence-generator2$100.0012/12/2011 9:24:30 AM
jkeller4000$25.0012/12/2011 9:39:55 AM
thomas16882004$25.0012/12/2011 11:59:46 AM
greencat$50.0012/12/2011 1:04:02 PM
PatriotKnight$25.0012/12/2011 2:18:48 PM
jkeller4000$25.0012/12/2011 1:15:30 PM
truth-companion$25.0012/12/2011 5:26:09 PM
graceful-IRAinvestment$30.0012/12/2011 8:50:35 PM
HamachiMan$50.0012/12/2011 8:24:55 PM
money-booster2$30.0012/12/2011 9:56:05 PM
the-laudable-peso$50.0012/13/2011 8:16:00 AM
unforgettable-wealth4$50.0012/13/2011 9:36:47 AM
sjc224$25.0012/13/2011 4:20:47 PM
fortytwo$150.0012/13/2011 5:22:34 PM
pound-mushroom3$25.0012/13/2011 5:40:08 PM
Interloper$25.0012/13/2011 8:07:33 PM
blue-radiant-economy$200.0012/14/2011 12:21:39 AM
lowrater$50.4012/14/2011 10:46:20 PM
greenback-guard$25.0012/15/2011 5:11:50 AM
SecondChanceLendingSERV$25.0012/15/2011 10:03:08 AM
happy-return4$50.0012/15/2011 11:44:50 AM
loss-of-control$100.0012/15/2011 5:29:13 PM
rjcoutur2001$104.4812/16/2011 4:14:39 AM
blueshound$25.0012/15/2011 10:16:49 PM
new-marketplace-lyrics$25.0012/16/2011 2:41:28 AM
high_flyer$50.0012/15/2011 9:07:03 PM
transformer855$25.0012/15/2011 10:17:20 PM
economy-popcorn$25.0012/16/2011 7:00:03 AM
AAAInvestments$25.0012/16/2011 7:07:44 AM
fantastic-wampum1$44.0012/16/2011 9:27:33 AM
orange-pound-party$32.0012/16/2011 9:24:31 AM
exchange-pledge$50.0012/16/2011 12:47:51 PM
money-fort$25.0012/16/2011 3:19:55 PM
processor115$25.0012/16/2011 4:20:27 PM
blue-lively-platinum$25.0012/16/2011 5:31:57 PM
hidavehi$26.0012/16/2011 6:15:58 PM
papaloha$25.0012/16/2011 6:51:00 PM
850$50.0012/16/2011 11:24:13 PM
plentiful-return386$100.0012/17/2011 6:41:39 AM
vine99$75.0012/17/2011 9:12:12 AM
emphatic-bonus5$75.0012/17/2011 9:43:20 AM
social-cocktail1$200.0012/17/2011 12:45:39 PM
economy-coup$50.0012/17/2011 12:45:27 PM
worldly-gold$50.0012/17/2011 12:56:15 PM
dtana$25.0012/17/2011 3:33:28 PM
autonomous-truth$100.0012/17/2011 11:08:58 PM
emosspot$25.0012/18/2011 7:30:03 AM
greenwell$50.0012/18/2011 6:23:14 PM
grotheik$25.0012/18/2011 7:28:48 PM
one-midas$35.0012/18/2011 8:03:34 PM
asset-sprout$25.0012/19/2011 4:05:29 AM
goodhearted-generosity511$30.0012/19/2011 9:51:51 AM
alexander-hamilton$50.0012/19/2011 10:23:16 AM
blazing-capital2$250.0012/19/2011 12:44:05 PM
Ron_Paul_4_Pres_2012$40.0012/19/2011 11:42:14 AM
power-grid134$25.0012/19/2011 2:47:53 PM
Reliance_Banker$25.0012/19/2011 5:32:29 PM
useful-cash043$500.0012/19/2011 7:33:05 PM
queentut$50.0012/19/2011 6:49:15 PM
future-baby-fund$45.0012/19/2011 7:58:52 PM
shawnw2$50.0012/20/2011 2:11:04 AM
GElender$25.0012/20/2011 6:08:09 AM
all_of_that_one$25.0012/20/2011 6:27:02 AM
pious-benjamins1$52.0012/20/2011 8:42:26 AM
gjm6d$25.0012/20/2011 9:22:31 AM
evergreen16$100.0012/20/2011 9:25:57 AM
first-class-yield9$50.0012/20/2011 9:34:05 AM
jgar_O$25.0012/20/2011 9:53:06 AM
safe-kindness5$30.0212/20/2011 12:41:20 PM
168RichCapital$25.1212/20/2011 12:37:54 PM
suave-dime6$25.0012/20/2011 2:33:36 PM
abradle2$25.0012/20/2011 3:25:25 PM
jtc26$26.7112/20/2011 4:16:32 PM
investment-cluster$30.0012/20/2011 4:47:31 PM
value-fortress3$25.0012/20/2011 5:01:35 PM
value-fortress3$25.0012/20/2011 4:21:11 PM
capital-halo1$35.0212/20/2011 5:07:13 PM
145 Investments
 
Borrower Payment Dependent Notes Series 544212
This series of Notes was issued and sold upon the funding of the borrower loan #57768, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $179.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1992 Debt/Income ratio: 28%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 4Length of status:0y 6m
Amount delinquent: $308 Total credit lines: 14 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,262Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: rupee-monster3 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto repairs,funds for holidays
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
wizardii$14.8912/20/2011 9:29:39 AM
igniter584$50.0012/20/2011 8:50:01 AM
the-laudable-peso$40.0012/20/2011 9:05:31 AM
nfx$40.0012/20/2011 7:28:05 AM
SqueezeKing$25.0012/20/2011 7:31:02 AM
ethical-truth211$51.0612/20/2011 5:54:10 AM
sgt-schultz$25.0012/20/2011 7:21:24 AM
processor115$50.0012/19/2011 8:46:59 PM
hyrolln$25.0012/19/2011 6:06:55 PM
heatherwood$50.0012/19/2011 5:54:15 PM
worthy-bid8$50.0012/19/2011 5:38:03 PM
thelovebug$100.0012/19/2011 5:35:38 PM
heart514$25.0012/19/2011 5:25:42 PM
Derel$50.0012/19/2011 5:14:08 PM
wwwUniversal$25.0012/19/2011 4:55:00 PM
unclejaef$25.0012/19/2011 2:35:33 PM
orbital-velocity7$50.0012/19/2011 4:51:46 PM
fantastic-investment9$30.0012/19/2011 11:44:55 AM
green-rate-futurist$25.0012/19/2011 10:49:55 AM
alexander-hamilton$50.0012/19/2011 10:23:19 AM
deal-searcher1$35.0012/18/2011 3:04:31 PM
riproaringrapids$25.0012/18/2011 12:06:21 AM
jjswanso$100.0012/17/2011 5:19:39 PM
emphatic-bonus5$75.0012/17/2011 9:43:24 AM
processor115$25.0012/16/2011 6:03:37 PM
unbelievable-exchange$100.0012/15/2011 4:45:44 PM
miked8303$50.0012/15/2011 1:21:39 PM
SecondChanceLendingSERV$25.0012/15/2011 10:18:52 AM
greenback-guard$25.0012/15/2011 5:09:12 AM
unforgettable-wealth4$50.0012/14/2011 9:23:16 AM
sjc224$25.0012/13/2011 4:20:58 PM
bazaar-festivity$25.0012/13/2011 5:08:58 PM
SolarMoonshine$25.0012/13/2011 10:23:46 AM
Investor_DP$100.0012/13/2011 9:33:41 AM
MASinVestment$50.0012/13/2011 5:16:16 PM
graceful-IRAinvestment$53.0012/14/2011 11:52:07 AM
trade-beeper4$25.0012/15/2011 9:46:24 AM
the-silver-blaster$75.0012/15/2011 7:06:17 PM
processor115$25.0012/16/2011 4:20:30 PM
papaloha$25.0012/16/2011 6:51:05 PM
truth-companion$25.0012/18/2011 12:46:03 PM
sjc224$25.0012/18/2011 7:40:27 PM
credit-socrates648$2,057.0012/19/2011 1:15:40 PM
orange-vigilance-shower$50.0012/19/2011 5:19:34 PM
fund-ambrosia0$25.0012/19/2011 5:33:07 PM
red-power-pecan$50.0012/19/2011 5:44:03 PM
bsh297$29.0512/19/2011 8:28:00 PM
Ducatiman1978$25.0012/19/2011 9:05:27 PM
kellydawn$25.0012/20/2011 5:36:00 AM
suave-dime6$25.0012/20/2011 5:58:02 AM
rolo12$25.0012/20/2011 3:15:04 AM
thebigrig$200.0012/20/2011 7:25:52 AM
silver-enlightenment0$100.0012/20/2011 7:28:33 AM
greenback-companion8$25.0012/20/2011 7:39:13 AM
atcrain07$25.0012/20/2011 7:45:15 AM
diplomatic-wealth7$25.0012/20/2011 9:10:12 AM
unbelievable-exchange$25.0012/20/2011 9:24:38 AM
57 Investments
 
Borrower Payment Dependent Notes Series 544214
This series of Notes was issued and sold upon the funding of the borrower loan #57986, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-2007 Debt/Income ratio: Not calculated
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 8Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,921 
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: No  
Screen name: RobertMin Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Business,housing costs
Purpose of loan:
This loan will be used to...
pay bills, housing costs and help start a new business for my father
My financial situation:
I am a good candidate for this loan because...
I am expected to graduate from school in April of 2012 in a pharmacy technician program and will start working immediately thereafter.

Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/13/2011 5:07:29 PM
creative-revenue0$50.0012/19/2011 5:36:40 PM
impressive-justice6$25.0012/19/2011 8:03:40 PM
processor115$50.0012/19/2011 8:47:00 PM
factcheck$50.0012/20/2011 12:41:37 AM
fantastic-wampum1$44.0012/20/2011 9:06:18 AM
gjm6d$25.0012/20/2011 9:22:32 AM
Ducatiman1978$25.0012/20/2011 9:19:22 AM
ricklip$100.0012/20/2011 10:23:09 AM
help4u$50.0012/20/2011 12:10:57 PM
rupee-cymbal$25.0012/20/2011 5:17:29 PM
independent-silver9$25.0012/20/2011 5:09:48 PM
dpries123$25.0012/20/2011 5:12:44 PM
a-unflappable-finance$100.0012/20/2011 11:43:30 PM
stable-bonus$25.0012/21/2011 6:13:24 AM
Coin-Toss$25.4212/21/2011 7:46:35 AM
SimpleChoice$25.0012/21/2011 9:23:13 AM
compassion-expert$25.0012/21/2011 9:32:35 AM
gallant-economy9$50.0012/21/2011 9:44:25 AM
wwwUniversal$25.0012/21/2011 9:42:34 AM
economy-coup$50.0012/21/2011 9:51:13 AM
prohelper$50.0012/21/2011 12:59:59 PM
camaraderi-aspen$50.0012/21/2011 1:19:53 PM
wampum-chorus3$25.0012/21/2011 3:26:46 PM
Swabjockey$25.0012/21/2011 3:26:50 PM
shrewd-peace7$25.0012/21/2011 5:14:53 PM
Mariner3605$25.0012/21/2011 5:20:30 PM
a-credit-rotation$25.0012/21/2011 5:41:57 PM
engrossing-responsibility0$50.0012/21/2011 5:41:24 PM
Wellman$25.0012/21/2011 5:46:31 PM
intelligent-dedication9$50.0012/21/2011 7:46:16 PM
antlr$50.0012/21/2011 9:21:09 PM
money-baron-Roth401k$50.0012/21/2011 9:31:35 PM
orange-vigilance-shower$50.0012/19/2011 5:19:35 PM
hyrolln$25.0012/19/2011 5:08:13 PM
fantastic-investment9$30.0012/19/2011 11:44:57 AM
income-rocker2$50.0012/19/2011 11:41:30 AM
nimble-revenue5$50.0012/19/2011 9:17:13 AM
LendingPimp$100.0012/18/2011 11:11:55 PM
greenwell$50.0012/18/2011 6:23:15 PM
platinum-enlightenment$25.0012/18/2011 1:12:15 PM
aabadabadoo$25.0012/18/2011 1:09:44 PM
bitterroot_mt$25.0012/18/2011 11:05:14 AM
unbelievable-exchange$25.0012/18/2011 9:26:34 AM
Weaverville$25.0012/18/2011 10:50:55 AM
community-bridge8$25.0012/18/2011 9:00:49 AM
riproaringrapids$25.0012/18/2011 12:06:22 AM
integrity-trumpet$50.0012/17/2011 9:09:48 PM
green-rate-futurist$25.0012/17/2011 6:36:42 PM
NorthernFunds$50.0012/17/2011 7:10:05 PM
network2$25.0012/17/2011 8:45:34 PM
javelin0$25.0012/17/2011 5:48:26 PM
orange-preeminant-bill$25.0012/17/2011 12:37:44 PM
emphatic-bonus5$75.0012/17/2011 9:43:25 AM
new-social-economist$50.0012/17/2011 10:22:27 AM
ethical-truth211$500.0012/17/2011 2:34:19 AM
papaloha$25.0012/16/2011 6:51:06 PM
rustysailor$25.0012/16/2011 4:51:00 PM
heart514$25.0012/16/2011 5:27:19 PM
unbelievable-exchange$100.0012/16/2011 4:37:45 PM
processor115$25.0012/16/2011 4:20:32 PM
ddog0224$25.0012/16/2011 2:40:16 PM
investment-comet$25.0012/16/2011 10:43:20 AM
dime-sprout$25.0012/16/2011 9:13:50 AM
Comoparklender$25.0012/16/2011 9:08:30 AM
life-is-great$25.0012/16/2011 9:21:58 AM
zeeexsixare$100.0012/15/2011 5:33:35 PM
scrappy-penny6$50.0012/15/2011 4:54:24 PM
unbelievable-exchange$100.0012/15/2011 4:45:46 PM
happy-return4$50.0012/15/2011 11:44:52 AM
miked8303$50.0012/15/2011 1:21:40 PM
miked8303$25.0012/15/2011 9:41:24 AM
mercuriant$25.0012/15/2011 9:09:16 AM
profit-powerplant$25.0012/15/2011 9:08:28 AM
jmcdon7230$25.0012/15/2011 8:02:24 AM
greenback-guard$25.0012/15/2011 5:15:06 AM
payment-gusto$25.0012/14/2011 7:07:58 PM
glimmering-funds2$25.0012/14/2011 6:18:47 PM
KMSB$25.0012/14/2011 6:46:36 PM
MASinVestment$50.0012/13/2011 5:16:17 PM
economy-shrubbery6$25.0012/21/2011 10:26:15 PM
labrador254$50.0012/22/2011 5:37:12 AM
suave-dime6$25.0012/22/2011 6:25:50 AM
ah-long$25.0012/22/2011 9:06:26 AM
Angel_Investor_7$25.0012/22/2011 9:09:07 AM
roman2008$25.0012/22/2011 9:09:12 AM
thelovebug$100.0012/22/2011 9:14:36 AM
fighter122$25.0012/22/2011 9:24:41 AM
nethawk00$50.0012/22/2011 9:28:20 AM
worldly-community3$50.0012/22/2011 9:31:36 AM
dedicated-transaction796$25.0012/22/2011 9:34:11 AM
stepatatime-together$100.0012/22/2011 9:41:31 AM
handshake5$100.0012/22/2011 9:37:43 AM
Diamond_Jim$25.0012/22/2011 9:41:29 AM
AEH_Now$25.0012/22/2011 9:47:42 AM
miamibeachloaner$25.0012/22/2011 9:47:25 AM
jstefans$25.0012/22/2011 9:48:22 AM
economy-producer$25.0012/22/2011 9:49:44 AM
rescue$100.0012/22/2011 9:54:35 AM
important-openness1$100.0012/22/2011 9:53:07 AM
radforj22$25.0012/22/2011 12:33:54 PM
Lendersaurus-Rex$31.8412/22/2011 3:51:35 PM
kind-credit-bear$25.0012/22/2011 4:57:18 PM
TheFamilyFund$25.0012/22/2011 5:38:38 PM
blue-radiant-economy$100.0012/22/2011 5:39:44 PM
greenback-investor7$200.0012/22/2011 6:18:49 PM
PCGeekWI$25.0012/22/2011 8:42:51 PM
frooogal$33.0012/22/2011 8:17:16 PM
kindness-ace1$50.0012/22/2011 11:14:55 PM
bsh297$29.8512/23/2011 3:14:31 AM
first-gold-plato$25.0012/23/2011 3:19:09 AM
blue-radiant-economy$200.0012/23/2011 1:33:07 AM
kendigme$25.0012/23/2011 5:20:02 AM
Richmp412$25.0012/23/2011 6:30:38 AM
BigBag$25.0012/23/2011 7:53:13 AM
witchynana55$25.0012/23/2011 8:09:30 AM
truth-companion$25.0012/14/2011 5:41:33 PM
ZTA0796$25.0012/14/2011 6:19:52 PM
unassailable-listing3$100.0012/14/2011 6:29:38 PM
Webpreneur$50.0012/15/2011 12:23:36 AM
greenback-guard$25.0012/15/2011 5:09:13 AM
treasure-bliss$25.0012/15/2011 5:17:46 AM
diplomatic-wealth7$25.0012/15/2011 9:05:52 AM
trade-beeper4$25.0012/15/2011 9:46:24 AM
camaraderi-aspen$100.0012/15/2011 2:41:10 PM
red-power-pecan$50.0012/15/2011 5:07:57 PM
give-it-a-try$25.0012/15/2011 5:48:10 PM
ksubd$50.0012/15/2011 11:20:28 PM
capital-renewal$25.0012/16/2011 9:28:22 AM
sjc224$25.0012/16/2011 9:26:47 AM
red-power-pecan$50.0012/16/2011 9:54:37 AM
coin-investor$25.0012/16/2011 9:54:49 AM
Hey_Guy$25.0012/16/2011 10:53:54 AM
first-friendly-listing$30.0012/16/2011 12:35:02 PM
gain-kitten$25.0012/16/2011 12:21:28 PM
processor115$75.0012/16/2011 4:24:33 PM
the-inspired-justice$25.0012/16/2011 2:09:55 PM
processor115$25.0012/16/2011 6:03:38 PM
riproaringrapids$25.0012/16/2011 11:44:46 PM
jkeller4000$25.0012/17/2011 4:00:34 AM
sillyb$25.0012/17/2011 2:50:35 PM
careful-note$50.0012/17/2011 3:17:39 PM
sensible-order2$200.0012/18/2011 8:18:17 AM
blue-lively-platinum$25.0012/18/2011 12:31:47 PM
worth-viking$100.0012/18/2011 12:34:48 PM
deal-searcher1$35.0012/18/2011 3:04:31 PM
sjc224$25.0012/18/2011 7:40:28 PM
marketplace-buckeye$50.0012/19/2011 8:30:44 AM
finance-prescription$100.0012/19/2011 9:20:52 AM
the-laudable-peso$40.0012/19/2011 9:20:18 AM
alexander-hamilton$50.0012/19/2011 10:23:20 AM
jkeller4000$25.0012/19/2011 2:31:11 PM
vigilance-portait5$50.0012/19/2011 2:31:19 PM
hyrolln$25.0012/19/2011 5:29:43 PM
worthy-bid8$50.0012/19/2011 5:38:04 PM
rolo12$25.0012/20/2011 3:15:04 AM
all_of_that_one$25.0012/20/2011 7:41:31 AM
kellydawn$25.0012/20/2011 5:36:00 AM
careful-note1$25.0012/20/2011 6:30:51 AM
unbelievable-exchange$25.0012/20/2011 9:24:39 AM
machkimaspesi$25.0012/20/2011 11:01:06 AM
DreDub$50.0012/20/2011 12:46:04 PM
whatreality$25.0012/20/2011 12:34:40 PM
ALVO$50.0012/20/2011 3:48:29 PM
brazilofmux$100.0012/20/2011 5:06:17 PM
red-robust-bid$200.0012/20/2011 5:59:12 PM
KLCRAY$25.0012/21/2011 9:09:44 AM
792FICO$25.0012/21/2011 9:12:35 AM
deal-thinker7$50.0012/21/2011 11:00:36 AM
exact-principal220$25.0012/21/2011 12:17:33 PM
friendly-truth7$25.0012/21/2011 12:51:49 PM
oreyedoc$35.0012/21/2011 5:23:42 PM
Katburg$25.0012/21/2011 5:39:41 PM
intelligent-repayment8$960.5812/21/2011 6:26:38 PM
FinanceEngine$35.0012/21/2011 10:36:51 PM
balanced-balance6$25.0012/22/2011 8:55:37 AM
librealfin$50.0012/22/2011 8:42:43 AM
a-resplendent-commitment$25.0012/22/2011 9:15:23 AM
symbiosis$25.0012/22/2011 9:13:48 AM
EBITDA$25.0012/22/2011 9:16:25 AM
melodious-fairness$25.0012/22/2011 9:25:30 AM
asiaratt$50.0012/22/2011 9:26:36 AM
hope-eagle6$25.0012/22/2011 9:39:04 AM
money-surge1$25.0012/22/2011 9:45:10 AM
social-cocktail1$165.0012/22/2011 9:44:38 AM
rvfbroker$25.0012/22/2011 9:47:44 AM
finance-mushroom$200.0012/22/2011 9:49:07 AM
focused-bill3$75.0012/22/2011 10:40:33 AM
payout-alien6$25.0012/22/2011 10:28:11 AM
astute-wealth8$25.0012/22/2011 11:28:19 AM
SDC$25.0012/22/2011 4:51:56 PM
gain-expert$25.0012/23/2011 1:12:04 AM
Bomber$50.0012/23/2011 5:24:41 AM
R3vXX$25.0012/23/2011 5:51:19 AM
hopeful-silver5$25.0012/23/2011 7:07:55 AM
caprirolito$25.0012/23/2011 9:07:01 AM
MAYBROOK$30.3112/23/2011 9:10:59 AM
197 Investments
 
Borrower Payment Dependent Notes Series 544216
This series of Notes was issued and sold upon the funding of the borrower loan #57541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.65% Listing Start date:  Dec-14-2011 
Term: 12 months Listing End date:  Dec-14-2011 
 
Lender yield: 13.96% Borrower rate/APR: 14.96% / 24.78% Monthly payment: $225.60
 
Lender servicing fee: 1.00% Effective Yield*: 13.65%  
Estimated return*: 6.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1992 Debt/Income ratio: Not calculated
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 18Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 38 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $17,098Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: Yes  
Screen name: awesome-commitment2 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 25 ( 100% ) 660-679 (Latest)
Principal borrowed: $5,950.00< 31 days late: 0 ( 0% )  
720-739 (Apr-2011)
680-699 (May-2010)
 
Principal balance: $3,331.34 31+ days late: 0 ( 0% )
Total payments billed: 25  
Description
Loan to expand growing practice
Purpose of loan:
This loan will be used to purchase new equipment and product for a growing and profitable massage practice.

My financial situation:
I am a good candidate for this loan because I have one Prosper loan that is already paid off and one that is current. I have not had a late payment in almost 7 years since rebuilding my credit.


Monthly net income: $3200
Monthly expenses: $2,225
Housing: $550
Insurance: $55
Car expenses: $75
Utilities: $125
Phone, cable, internet: $175
Food, entertainment: $275
Clothing, household expenses: $100
Credit cards and other loans: $525
Other expenses: $245
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
fantastic-wampum1$100.0012/14/2011 5:07:13 PM
BankofRon$25.0012/14/2011 5:23:35 PM
nimble-revenue5$50.0012/14/2011 5:32:35 PM
nisim5$50.0012/14/2011 5:18:00 PM
commanding-treasure2$50.0012/14/2011 5:35:31 PM
farblest$56.8112/14/2011 6:12:02 PM
tigerpanda$50.0012/14/2011 6:17:33 PM
favorite-commerce$25.0012/14/2011 6:53:30 PM
unassailable-listing3$100.0012/14/2011 6:29:38 PM
worker943$50.0012/14/2011 7:46:03 PM
Maetryx$29.0012/14/2011 9:16:03 PM
martymaniaman$25.0012/14/2011 8:45:04 PM
asset-producer1$50.0012/14/2011 8:21:36 PM
finagler$25.0012/14/2011 8:51:12 PM
Macadelic4$27.0012/14/2011 9:03:59 PM
Xarach$25.0012/14/2011 9:07:33 PM
cwolfe177$40.0012/14/2011 9:10:29 PM
bazaar-hyperdrive3$50.0012/14/2011 9:11:22 PM
graceful-IRAinvestment$60.0012/14/2011 5:15:34 PM
Investor_DP$100.0012/14/2011 5:24:09 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:05 PM
finance-prescription$100.0012/14/2011 5:29:13 PM
Evolver$44.0012/14/2011 5:35:11 PM
heart514$25.0012/14/2011 5:16:18 PM
affluence-generator2$100.0012/14/2011 5:17:27 PM
truth-companion$25.0012/14/2011 5:41:35 PM
igniter584$25.0012/14/2011 5:43:26 PM
r48$28.0012/14/2011 5:52:26 PM
lender2611$25.0012/14/2011 5:29:09 PM
eRealEstate$125.0012/14/2011 6:06:28 PM
JJYossarian$50.0012/14/2011 6:07:23 PM
Argbargle$25.0012/14/2011 6:09:16 PM
glimmering-funds2$25.0012/14/2011 6:18:48 PM
oex$25.0012/14/2011 6:22:53 PM
compassionate-loan$25.0012/14/2011 6:32:37 PM
Bummerkit$25.0012/14/2011 7:12:07 PM
well-rounded-dinero$75.0012/14/2011 7:18:43 PM
careful-note1$25.0012/14/2011 6:35:54 PM
KMSB$25.0012/14/2011 6:46:37 PM
Feyenoord$30.0012/14/2011 7:43:47 PM
19vfwcinc89$50.0012/14/2011 7:47:40 PM
WolRab$50.0012/14/2011 7:59:37 PM
wealth-achievement6$25.0012/14/2011 9:01:23 PM
da-da-daddio$420.0012/14/2011 7:33:42 PM
Mikale360$25.0012/14/2011 9:12:50 PM
BankLV$25.0012/14/2011 8:46:22 PM
46 Investments
 
Borrower Payment Dependent Notes Series 544218
This series of Notes was issued and sold upon the funding of the borrower loan #57597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1994 Debt/Income ratio: 53%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 11Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 36 Occupation: Landscaping
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,434Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: accordion674 Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan: pay off debt. and have one monthly payment
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/14/2011 5:24:22 PM
blue-radiant-economy$100.0012/15/2011 2:42:30 AM
greenback-guard$25.0012/15/2011 5:09:14 AM
SecondChanceLendingSERV$25.0012/15/2011 10:21:13 AM
happy-return4$50.0012/15/2011 11:44:53 AM
worth-blanket2$9,500.0012/15/2011 9:54:14 AM
handy-justice$45.0012/15/2011 12:10:34 PM
peaceful-cash5$5.0012/15/2011 12:16:54 PM
bazaar-festivity$25.0012/14/2011 5:36:28 PM
DarthContinent$50.0012/15/2011 8:41:53 AM
trade-beeper4$25.0012/15/2011 9:46:25 AM
houli123$25.0012/15/2011 11:50:53 AM
liberty-society5$25.0012/15/2011 12:11:29 PM
13 Investments
 
Borrower Payment Dependent Notes Series 544232
This series of Notes was issued and sold upon the funding of the borrower loan #57439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $128.31
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1989 Debt/Income ratio: 13%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 1 Current / open credit lines: 13 / 13Length of status:3y 10m
Amount delinquent: $4,440 Total credit lines: 40 Occupation: Other
Public records last 12m / 10y: 0/ 3 Revolving credit balance: $7,325Stated income:$50,000-$74,999
Delinquencies in last 7y: 15 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: proper-auction0 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/13/2011 9:33:48 AM
truth-companion$25.0012/13/2011 9:24:52 AM
SolarMoonshine$25.0012/13/2011 10:23:13 AM
worth-blanket2$2,900.0012/13/2011 11:30:59 AM
4 Investments
 
Borrower Payment Dependent Notes Series 544234
This series of Notes was issued and sold upon the funding of the borrower loan #57528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.05% Listing Start date:  Dec-12-2011 
Term: 12 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.76% Borrower rate/APR: 25.76% / 35.84% Monthly payment: $190.83
 
Lender servicing fee: 1.00% Effective Yield*: 23.64%  
Estimated return*: 9.59%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jan-2003 Debt/Income ratio: 21%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 5Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 35 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,738Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: pilldoe Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 8 ( 44% ) 620-639 (Latest)
Principal borrowed: $1,500.00< 31 days late: 9 ( 50% )  
560-579 (Feb-2008)
 
Principal balance: $0.00 31+ days late: 1 ( 6% )
Total payments billed: 18  
Description
Funds for a Wedding
Purpose of loan: Wedding
This loan will be used to...Wedding

My financial situation: fair
I am a good candidate for this loan because...I have a decent credit score, I have had a loan once before thru Prosper and was never late.


Monthly net income: $3800
Monthly expenses: $1500
Housing: $350
Insurance: $120
Car expenses: $150
Utilities: $150
Phone, cable, internet: $
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/12/2011 5:11:36 PM
pound-mushroom3$25.0012/12/2011 5:07:53 PM
trumpeter5$25.0012/12/2011 5:34:50 PM
unforgettable-wealth4$50.0012/12/2011 5:37:15 PM
money-baron-roth-IRA$50.0012/12/2011 5:39:56 PM
affluence-generator2$100.0012/12/2011 5:48:29 PM
Investor_DP$100.0012/12/2011 5:50:15 PM
pure-note0$30.0012/12/2011 6:25:37 PM
larryboy10$25.0012/12/2011 6:57:42 PM
zeeexsixare$50.0012/12/2011 7:41:56 PM
mammalian4$25.0012/12/2011 7:45:19 PM
Feyenoord$30.0012/12/2011 7:37:49 PM
Mikale360$25.0012/12/2011 10:51:23 PM
onecooldrink$25.0012/12/2011 11:54:01 PM
ethical-truth211$114.3012/13/2011 3:18:29 AM
lowrater$150.7012/12/2011 10:56:21 PM
nisim5$50.0012/12/2011 5:06:58 PM
Kash2010lu$30.0012/12/2011 5:04:22 PM
economy-shrubbery6$25.0012/12/2011 5:09:20 PM
AndChicksforFree$25.0012/12/2011 5:09:39 PM
credit-missile$90.0012/12/2011 5:13:12 PM
Jack55304$200.0012/12/2011 5:07:38 PM
money-baron-Roth401k$50.0012/12/2011 5:32:58 PM
nimble-revenue5$50.0012/12/2011 5:39:41 PM
truth-companion$25.0012/12/2011 5:26:11 PM
thankful-nickel2$25.0012/12/2011 6:45:26 PM
312-Lender$25.0012/12/2011 5:34:27 PM
money-baron-Roth401k$50.0012/12/2011 6:52:26 PM
velocity-motivator6$25.0012/12/2011 7:08:13 PM
chererat$100.0012/12/2011 5:38:40 PM
icanhasloanz$50.0012/12/2011 7:18:31 PM
first-class-gold0$55.0012/12/2011 7:45:48 PM
heart514$25.0012/12/2011 7:27:52 PM
responsibility-mussel0$25.0012/12/2011 8:08:42 PM
income-motor4$50.0012/12/2011 8:24:44 PM
HamachiMan$50.0012/12/2011 8:24:57 PM
wwwUniversal$25.0012/12/2011 10:21:58 PM
Danylostefan$100.0012/12/2011 11:34:04 PM
38 Investments
 
Borrower Payment Dependent Notes Series 544238
This series of Notes was issued and sold upon the funding of the borrower loan #57507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1995 Debt/Income ratio: 35%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 60 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,298Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: riveting-auction5 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation of Debts to 1 payment
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/13/2011 9:39:36 AM
EngineersAlliance$75.0012/13/2011 9:11:41 AM
Whipster$45.0012/13/2011 9:23:05 AM
loanman2007$25.0012/13/2011 9:50:26 AM
Kids-College-Fund$1,000.0012/13/2011 3:30:31 PM
point-serenity0$31.1712/13/2011 4:14:38 PM
Lubava$54.1412/13/2011 6:05:38 PM
Fachim$30.0012/13/2011 6:14:07 PM
heart514$25.0012/13/2011 5:36:49 PM
return-investor6$25.0012/13/2011 9:55:16 PM
prudent-bid3$25.0012/13/2011 8:55:13 PM
green-rate-futurist$25.0012/14/2011 4:08:08 AM
the-laudable-peso$40.0012/14/2011 7:04:52 AM
Hidalgo2004$50.0012/14/2011 7:09:48 AM
blue-radiant-economy$100.0012/13/2011 11:41:18 PM
Hidalgo2004$50.0012/14/2011 7:09:16 AM
revenue-associate$25.0012/14/2011 9:00:34 AM
ethical-truth211$200.0012/14/2011 9:09:05 AM
benefit-flow$25.0012/14/2011 9:09:12 AM
jmeasn$25.0012/14/2011 8:51:49 AM
forthright-loot7$50.0012/14/2011 9:47:20 AM
irrelevant$25.0012/14/2011 10:05:10 AM
graceful-IRAinvestment$53.0012/14/2011 11:52:07 AM
168RichCapital$25.1212/14/2011 11:38:34 AM
AndChicksforFree$25.0012/13/2011 9:33:30 AM
SolarMoonshine$25.0012/13/2011 10:22:53 AM
Something-Corporate$25.0012/13/2011 9:37:31 AM
the-hope-workhorse$100.0012/13/2011 2:17:25 PM
lowrater$75.8012/13/2011 4:18:58 PM
MASinVestment$25.0012/13/2011 5:20:29 PM
the-hope-workhorse$100.0012/13/2011 7:46:34 PM
steven3333$25.0012/13/2011 6:35:57 PM
let_me_retire$35.4612/14/2011 4:01:52 AM
Core-Marketing$25.0012/14/2011 4:22:27 AM
taetrade$25.0012/14/2011 6:22:07 AM
MASinVestment$1,000.0012/14/2011 7:25:37 AM
money-booster2$25.0012/14/2011 8:59:27 AM
DHolly$31.0012/14/2011 9:09:31 AM
social-heart$25.0012/14/2011 9:27:30 AM
winmals$25.0012/14/2011 9:03:38 AM
KindCharmingReflective-affluence$25.0012/14/2011 9:40:38 AM
neorunner$25.0012/14/2011 10:02:43 AM
CA-Lender$25.0012/14/2011 10:33:22 AM
VA-RedBeast$204.3112/14/2011 11:53:54 AM
sparkling-funds$25.0012/14/2011 10:23:14 AM
45 Investments
 
Borrower Payment Dependent Notes Series 544240
This series of Notes was issued and sold upon the funding of the borrower loan #57527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-12-2011 
Term: 60 months Listing End date:  Dec-14-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $344.78
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1995 Debt/Income ratio: 84%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:16y 2m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $56,943Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: established-note Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 27 ( 100% ) 800-819 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
860-879 (Jul-2009)
 
Principal balance: $681.61 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
Paying off surgery expenses
Purpose:

The funds are going to be used to pay expenses not covered by insurance. My son had 3 major procedures in one year. I made many of the payments on a credit card and want to pay everything off quicker.

My situation:
I am a good candidate because I have a secure job and have been with the same company for over 16 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-discrete-income$35.0012/12/2011 5:04:34 PM
igniter584$25.0012/12/2011 5:11:55 PM
green-trade-dolphin2$30.0212/12/2011 5:02:27 PM
janeybooboo$150.0012/12/2011 5:02:48 PM
AFairDeal$25.0012/12/2011 5:27:01 PM
managedfund$1,333.0012/12/2011 5:25:35 PM
basis-ferret8$50.0012/12/2011 5:45:46 PM
bullish2bearish$25.0012/12/2011 5:46:48 PM
MrBlack$50.0012/12/2011 6:26:10 PM
investment-artist$30.0112/12/2011 5:36:01 PM
Feyenoord$30.0012/12/2011 5:47:31 PM
green-rate-futurist$100.0012/12/2011 7:30:15 PM
heart514$25.0012/12/2011 7:27:53 PM
just-loyalty643$50.0012/12/2011 9:09:32 PM
frooogal$25.0012/12/2011 8:43:58 PM
the_winning_ticket$100.0012/13/2011 1:06:43 AM
valiant-note129$200.0012/13/2011 1:16:24 AM
zeeexsixare$200.0012/13/2011 4:11:56 AM
Cappyatl$25.0012/13/2011 4:17:19 AM
thankful-nickel2$25.0012/13/2011 5:13:17 AM
DoctorJoe$25.0012/13/2011 4:19:08 AM
DonaldColorado$100.0012/13/2011 4:35:30 AM
cashasaurus0$100.0012/13/2011 4:48:57 AM
refined-return922$25.0012/13/2011 6:07:03 AM
mad-scientist418$25.0012/13/2011 6:44:14 AM
Bob450$35.0012/13/2011 6:47:16 AM
High-flyer$50.0012/13/2011 6:06:00 AM
blue-dollar-jet$1.3912/14/2011 6:57:59 PM
loss-of-control$100.0012/14/2011 6:34:03 PM
bigmoneybags$25.0012/14/2011 6:15:29 PM
CACO_Lender$25.0012/14/2011 6:13:27 PM
wlm3012$30.0012/14/2011 5:42:31 PM
villagers$56.0012/14/2011 3:32:27 PM
graceful-IRAinvestment$100.0012/14/2011 5:19:51 PM
EretzCapital$50.0012/14/2011 2:20:20 PM
jcw3rd$25.0012/14/2011 3:21:43 PM
Rulea72$25.0012/14/2011 3:43:33 PM
thrilling-wealth556$25.0012/14/2011 9:39:31 AM
fair-payment4$35.0012/14/2011 12:01:19 PM
duty-monger$50.0012/14/2011 10:47:07 AM
OldManP$25.0012/14/2011 9:19:31 AM
houli123$25.0012/14/2011 7:29:11 AM
jmeasn$25.0012/14/2011 8:49:03 AM
Starica$400.0012/14/2011 6:29:11 AM
maximizer$25.0012/14/2011 5:40:06 AM
Rollshaft$35.0012/13/2011 8:47:37 PM
blue-radiant-economy$200.0012/14/2011 3:18:05 AM
return-grizzly$100.0012/14/2011 2:08:19 AM
payout-alien6$25.0012/14/2011 1:39:48 AM
genuine-integrity0$25.0012/13/2011 5:59:35 PM
Socorro_Capital_Partners$25.0112/13/2011 9:23:17 PM
SkyLoan$27.7612/13/2011 8:05:21 PM
LoanerPrincipal$25.0012/13/2011 5:38:52 PM
green-rate-futurist$100.0012/13/2011 5:01:01 PM
MASinVestment$50.0012/13/2011 5:16:15 PM
riproaringrapids$25.0012/13/2011 5:07:44 PM
repaymeplease$32.7712/13/2011 1:45:33 PM
money-booster2$25.0012/13/2011 1:03:39 PM
chameleon125$25.0012/13/2011 3:39:34 PM
wkeboarder21$100.0012/13/2011 2:44:10 PM
lender2611$50.0012/13/2011 11:42:34 AM
note-buddy$200.0012/13/2011 1:49:50 PM
rjglender$25.0012/13/2011 1:33:26 PM
dough-souffle$100.0012/13/2011 12:55:32 PM
simiray$30.0012/13/2011 12:27:24 PM
awesome-yield7$35.0012/13/2011 12:17:15 PM
jderek01$25.0012/13/2011 10:21:49 AM
Jim33$25.0012/13/2011 10:12:19 AM
AF-Chief$25.0012/13/2011 9:10:44 AM
BenR$29.0012/13/2011 9:16:37 AM
loan-rider7$25.0012/13/2011 7:59:01 AM
1stBankAndHal$25.0512/13/2011 7:37:25 AM
valiant-money$50.0012/13/2011 8:58:10 AM
commerce-broker$25.0012/13/2011 6:02:58 AM
income-banjo$50.0012/12/2011 5:23:01 PM
graceful-IRAinvestment$120.0012/12/2011 5:30:14 PM
Investor_DP$100.0012/12/2011 5:49:48 PM
strombo27$25.0012/12/2011 6:46:27 PM
trumpeter5$25.0012/12/2011 5:35:08 PM
LittleMingo$30.0012/12/2011 6:48:05 PM
affluence-generator2$100.0012/12/2011 5:48:29 PM
promise2$50.0012/12/2011 8:28:55 PM
transparency-giant$50.0012/12/2011 9:37:58 PM
goodcents$25.0012/12/2011 10:11:01 PM
feiandasun$25.0012/13/2011 12:13:13 AM
ethical-truth211$500.0012/13/2011 2:32:08 AM
frontier3$1,000.0012/13/2011 3:55:23 AM
sensible-fund$25.0012/13/2011 3:26:49 AM
Pickmar$25.0012/13/2011 5:41:36 AM
order-merman$50.0012/13/2011 6:10:26 AM
FinanceEngine$50.0012/13/2011 7:04:05 AM
mflawyer$25.0012/13/2011 7:17:59 AM
bluehen00$25.0012/13/2011 7:19:43 AM
SecondChanceLendingSERV$25.0012/13/2011 7:27:34 AM
loanman2007$50.0012/13/2011 4:33:12 AM
Leshan$100.0012/13/2011 7:54:50 AM
suave-dime6$25.0012/13/2011 5:34:37 AM
Stozer$30.0012/13/2011 8:12:17 AM
unclejaef$25.0012/13/2011 8:53:10 AM
pednatjr$31.9112/13/2011 7:16:43 AM
selfmademan$60.0012/13/2011 7:52:03 AM
judo150$200.0012/13/2011 9:16:32 AM
the-cash-allotment$100.2412/13/2011 8:26:22 AM
skillful-asset5$100.0012/13/2011 8:33:23 AM
dime-sprout$50.0012/13/2011 8:47:02 AM
innovator10$200.0012/13/2011 9:09:27 AM
happy-loot3$100.0012/13/2011 9:11:28 AM
mtquan$25.0012/13/2011 9:40:50 AM
wwwUniversal$25.0012/13/2011 9:49:16 AM
trelum$31.9212/13/2011 10:06:01 AM
p2p-czar3$25.0012/13/2011 10:10:22 AM
commanding-treasure2$50.0012/13/2011 11:00:01 AM
forthright-trade$25.0012/13/2011 9:48:32 AM
agalt$125.0012/13/2011 12:24:52 PM
igniter584$25.0012/13/2011 9:58:41 AM
wealth-infusion6$200.0012/13/2011 12:30:58 PM
larrybird$2,000.0012/13/2011 12:41:43 PM
golden-velocity9$25.0012/13/2011 11:29:13 AM
integrity-doctor$100.0012/13/2011 12:01:38 PM
MASinVestment$100.0012/13/2011 4:40:39 PM
RecoveryLender$25.0012/13/2011 3:58:57 PM
Kyileo$25.0012/13/2011 4:13:42 PM
PatriotKnight$25.0012/13/2011 5:18:18 PM
sjc224$25.0012/13/2011 4:20:54 PM
Asgardian$25.0012/13/2011 5:41:04 PM
skillful-auction$25.0012/13/2011 6:37:15 PM
prudent-bid3$25.0012/13/2011 8:51:45 PM
gotjack$25.0012/14/2011 6:26:22 AM
intrepid-loot$25.0012/14/2011 6:12:54 AM
rockhound84$25.0012/14/2011 6:50:49 AM
MASinVestment$100.0012/14/2011 7:33:20 AM
octoberfresh$25.0012/14/2011 7:52:13 AM
camaraderi-aspen$100.0012/14/2011 11:19:32 AM
vtr1000$28.0012/14/2011 11:41:46 AM
georgedorn$25.0012/14/2011 12:25:14 PM
Starica$300.0012/14/2011 12:43:03 PM
worthy-commitment7$25.0012/14/2011 1:16:59 PM
Byrd24$100.0012/14/2011 4:56:07 PM
eclicknsave$25.0012/14/2011 12:43:42 PM
moola-monger9$50.0012/14/2011 2:52:22 PM
well-mannered-income3$70.0012/14/2011 3:06:06 PM
didibagle$80.0012/14/2011 4:20:22 PM
reflective-rupee$25.0012/14/2011 5:41:46 PM
tractorman$25.0012/14/2011 6:04:00 PM
profde$45.9012/14/2011 6:04:30 PM
important-diversification620$25.0012/14/2011 6:21:52 PM
refined-penny$25.0012/14/2011 5:42:37 PM
angelinvestor2$40.0012/14/2011 6:31:57 PM
Whitey$27.0212/14/2011 6:08:57 PM
compassionate-loan$25.0012/14/2011 6:28:33 PM
150 Investments
 
Borrower Payment Dependent Notes Series 544244
This series of Notes was issued and sold upon the funding of the borrower loan #57912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Apr-1995 Debt/Income ratio: 31%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 14Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 36 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,447Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: principal-honker Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Start small business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/14/2011 9:13:30 AM
money-booster2$25.0012/14/2011 9:39:20 AM
the-hope-workhorse$100.0012/15/2011 6:17:40 PM
new-marketplace-lyrics$25.0012/16/2011 2:41:30 AM
processor115$75.0012/16/2011 4:24:34 PM
Kids-College-Fund$1,000.0012/16/2011 5:22:12 PM
irrelevant$25.0012/16/2011 10:26:39 PM
let_me_retire$25.0012/16/2011 9:02:30 PM
kind-credit-bear$25.0012/17/2011 12:38:13 PM
green-inspiring-peace$25.0012/17/2011 12:51:27 PM
DHolly$31.0012/17/2011 1:46:22 PM
tlawed$26.3612/17/2011 2:54:47 PM
social-hunter5$25.0012/17/2011 3:10:23 PM
the-laudable-peso$40.0012/18/2011 12:15:01 PM
deal-searcher1$25.0012/18/2011 3:07:10 PM
Laxa$25.0012/20/2011 8:49:41 AM
willinvest$25.0012/20/2011 1:42:09 PM
blue-radiant-economy$100.0012/21/2011 1:36:15 AM
debtfreenow-82$50.0012/21/2011 7:48:52 AM
Impact_Vector$25.2812/21/2011 8:00:29 AM
glroark$50.0012/21/2011 8:50:56 AM
treasure-birdie3$54.7112/21/2011 9:24:46 AM
klend4$25.0012/21/2011 9:33:04 AM
vutah$25.0012/21/2011 9:37:40 AM
168RichCapital$25.1212/21/2011 4:44:08 PM
treasure-hunter270$25.0012/21/2011 5:53:57 PM
periko$25.0012/21/2011 5:56:43 PM
goodhearted-generosity511$30.0012/21/2011 5:59:02 PM
Something-Corporate$25.0012/14/2011 9:46:49 AM
Interloper$25.0012/14/2011 12:05:30 PM
camaraderi-aspen$100.0012/14/2011 12:47:42 PM
heart514$25.0012/15/2011 9:10:31 AM
transparency-baton$25.0012/15/2011 12:19:56 PM
SecondChanceLendingSERV$25.0012/15/2011 1:42:24 PM
PatriotKnight$25.0012/15/2011 4:33:07 PM
impala6464$25.0012/16/2011 6:27:48 AM
papaloha$25.0012/16/2011 6:51:09 PM
blue-lively-platinum$25.0012/18/2011 12:31:48 PM
green-rate-futurist$25.0012/19/2011 11:00:17 AM
Mrs-Honeydew$25.0012/19/2011 11:29:01 AM
useful-cash043$500.0012/19/2011 6:54:03 PM
ethical-truth211$200.0012/20/2011 6:14:25 AM
unbelievable-exchange$25.0012/20/2011 9:24:40 AM
R3vXX$25.0012/20/2011 10:20:11 AM
bassman46$100.9312/20/2011 4:38:03 PM
saga9$25.0012/20/2011 8:58:27 PM
quest0$50.0012/21/2011 5:10:16 AM
deal-seagull7$65.0012/21/2011 7:17:40 AM
buffalobills$25.0012/21/2011 7:30:54 AM
CoffeeKing$25.0012/21/2011 7:47:54 AM
gallant-economy9$50.0012/21/2011 9:44:27 AM
mike2246s$25.0012/21/2011 1:52:37 PM
wampum-chorus3$25.0012/21/2011 3:23:25 PM
moneyhelp4u$25.0012/21/2011 5:26:05 PM
reward-harp$167.2512/21/2011 6:25:41 PM
golden-velocity9$25.0012/21/2011 6:44:19 PM
bellaquito$284.3512/21/2011 7:43:48 PM
57 Investments
 
Borrower Payment Dependent Notes Series 544256
This series of Notes was issued and sold upon the funding of the borrower loan #57788, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $176.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1997 Debt/Income ratio: 16%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:12y 7m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,225Stated income:$25,000-$49,999
Delinquencies in last 7y: 13 Bankcard utilization: 53%  
   Homeownership: Yes  
Screen name: powerful-credit27 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay bills loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/13/2011 9:39:36 AM
Investor_DP$100.0012/13/2011 9:33:19 AM
igniter584$25.0012/13/2011 9:17:11 AM
BxRealtor$25.0012/13/2011 9:21:17 AM
worth-blanket2$4,700.0012/13/2011 11:32:02 AM
bazaar-festivity$25.0012/13/2011 9:48:32 AM
commanding-treasure2$50.0012/13/2011 11:00:06 AM
7 Investments
 
Borrower Payment Dependent Notes Series 544272
This series of Notes was issued and sold upon the funding of the borrower loan #58209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1997 Debt/Income ratio: 47%
Credit score: 700-719 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 17 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,510Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: No  
Screen name: dedication-eclair Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
2011 Consolidation Loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I'm a responsible person that promises to make my payments on time until my loan is paid in full.


Monthly net income: $3,396.00
Monthly expenses: $
Housing: $825.00
Insurance: $74
Car expenses: $554
Utilities: $220
Phone, cable, internet: $65
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
skillful-asset5$25.0012/13/2011 9:08:42 AM
worth-blanket2$9,900.0012/13/2011 11:30:29 AM
Investor_DP$100.0012/13/2011 9:33:41 AM
3 Investments
 
Borrower Payment Dependent Notes Series 544280
This series of Notes was issued and sold upon the funding of the borrower loan #58161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-25-2011 
Term: 60 months Listing End date:  Dec-25-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $270.08
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1997 Debt/Income ratio: 18%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 29 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $67,743Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: intuitive-camaraderi957 Borrower's state: Delaware Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation loan
Purpose of loan:
This loan will be used to payoff (3) credit cards.

My financial situation:
I am a good candidate for this loan because I have never filed bankruptcy nor been late/behind on payments - no account have been in default. Own a home & employed 4+ consecutive years.
Thanks!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.4612/25/2011 12:02:19 PM
jkeller4000$25.0012/25/2011 12:11:00 PM
Investor_DP$100.0012/25/2011 12:07:42 PM
worth-blanket2$10,900.0012/25/2011 12:11:18 PM
4 Investments
 
Borrower Payment Dependent Notes Series 544284
This series of Notes was issued and sold upon the funding of the borrower loan #58180, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $329.95
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-2002 Debt/Income ratio: 8%
Credit score: 740-759 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 13 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,028Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 35%  
   Homeownership: No  
Screen name: mighty-fairness8 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan - debt consolidation
Purpose of loan:
This loan will be used to...
consolidate higher interest credit cards etc

My financial situation:
I am a good candidate for this loan because...
I have good credit. I have repaid my auto loan before and have sufficient income to handle the payments.

Monthly net income: $ 4000-4500
Monthly expenses: $2000 roughly
Housing: $750.00
Insurance: $100.00
Car expenses: $250.00
Utilities: $200
Phone, cable, internet: $35
Food, entertainment: $150
Clothing, household expenses: $75
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/13/2011 9:02:26 AM
igniter584$25.0012/13/2011 9:17:11 AM
bb575$50.0012/13/2011 9:39:09 AM
AFairDeal$25.0012/13/2011 9:31:15 AM
caring-hope2$25.0012/13/2011 6:35:21 PM
blot44$25.0012/14/2011 4:21:38 AM
cattlebaron$25.0012/14/2011 8:19:18 AM
flexible-wealth417$25.0012/14/2011 11:39:52 AM
commanding-treasure2$50.0012/13/2011 11:00:07 AM
wealth-infusion6$200.0012/13/2011 12:30:59 PM
the-bright-velocity$25.0012/13/2011 2:26:31 PM
axl163$25.0012/13/2011 4:24:00 PM
indomitable-coin$25.0012/13/2011 5:34:25 PM
MASinVestment$100.0012/14/2011 7:33:22 AM
cattlebaron$25.0012/14/2011 8:19:28 AM
LongTail$25.0012/14/2011 9:36:42 AM
worth-blanket2$9,300.0012/14/2011 12:31:26 PM
17 Investments
 
Borrower Payment Dependent Notes Series 544296
This series of Notes was issued and sold upon the funding of the borrower loan #57663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1994 Debt/Income ratio: 21%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 22 / 22Length of status:8y 3m
Amount delinquent: $0 Total credit lines: 37 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $41,259Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: pmm123 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/13/2011 5:07:11 PM
bazaar-festivity$25.0012/13/2011 5:08:49 PM
igniter584$25.0012/13/2011 5:40:30 PM
lender2611$25.0012/13/2011 5:43:14 PM
passivesf$25.0012/13/2011 5:39:01 PM
worth-blanket2$14,500.0012/14/2011 12:33:32 PM
ChrisProsper$47.0012/14/2011 1:43:21 PM
commanding-treasure2$50.0012/13/2011 5:13:35 PM
AFairDeal$25.0012/13/2011 5:42:05 PM
Bank_Of_XL$25.0012/14/2011 7:51:41 AM
MASinVestment$100.0012/14/2011 7:33:24 AM
graceful-IRAinvestment$53.0012/14/2011 12:07:34 PM
12 Investments
 
Borrower Payment Dependent Notes Series 544298
This series of Notes was issued and sold upon the funding of the borrower loan #57825, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-1989 Debt/Income ratio: 20%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 2Length of status:5y 1m
Amount delinquent: $0 Total credit lines: 30 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 34 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: hope-trident5 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to debt consolidation.

My financial situation:
I am employed.

Monthly net income: $4,200.00
Monthly expenses: $ 2,315.00
Housing: $1165.00
Insurance: $ 45.00
Car expenses: $
Utilities: $ 125.00
Phone, cable, internet: $ 130.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 850.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-booster2$34.8812/19/2011 10:24:53 PM
money-booster2$35.0012/19/2011 10:22:48 PM
Lubava$25.1212/19/2011 7:22:06 PM
SecondChanceLendingSERV$25.0012/19/2011 5:29:09 PM
SolarMoonshine$25.0012/19/2011 5:08:59 PM
Danjack_Capital$25.0012/19/2011 5:07:16 PM
vutah$30.0012/19/2011 6:11:13 PM
worth-blanket2$3,800.0012/19/2011 6:50:41 PM
8 Investments
 
Borrower Payment Dependent Notes Series 544300
This series of Notes was issued and sold upon the funding of the borrower loan #57522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $156.77
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-2006 Debt/Income ratio: 9%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $599Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: Yes  
Screen name: unequivocal-duty468 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement Loan
Purpose of loan: Fence in my backyard
This loan will be used to...Fencing in my backyard. I would like to have a place where my kids can play without having to worry about them wondering in the street. Also, I'd like to get a dog for the kids and having a fenced in back yard would give the dog a great place to exercise and run around

My financial situation: I have $542 on a Visa Credit Card. No other debt to speak of. The $542 that was charged on that card happened in Nov 2011. Will pay off in full once the bill arrives. No other debt, except my mortgage payment. I only have the every month bills we all have.

I am a good candidate for this loan because...I am a man of integrity. I pride myself on making and following through on my commitments. I've financed 3 things in my life and all three work paid off ahead of schedule...and I will do that same with this loan as well.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
first-favorite-bonus9$25.0012/12/2011 5:06:53 PM
kid_dynamite15$75.0012/12/2011 5:08:30 PM
timbob$100.0012/12/2011 5:13:24 PM
sweet-loan7$25.0012/12/2011 5:18:06 PM
Kyjamune$25.0012/12/2011 5:22:57 PM
Aberdeen$999.0012/12/2011 5:26:29 PM
bb575$50.0012/12/2011 5:23:25 PM
brazilofmux$100.0012/12/2011 5:29:46 PM
diversification-surge$25.0012/12/2011 5:14:06 PM
sensational-kindness$25.0012/12/2011 5:18:36 PM
NoCal$25.0012/12/2011 5:19:42 PM
jonandmeg21$25.0012/12/2011 5:20:17 PM
daisuke$25.0012/12/2011 5:35:39 PM
esabzb$25.0012/12/2011 5:47:18 PM
AFairDeal$25.0012/12/2011 5:26:50 PM
cashhelp$25.0012/12/2011 5:41:11 PM
Chesterite$175.0012/12/2011 6:07:21 PM
Dollars4Rent$50.0012/12/2011 5:31:23 PM
quantumwellguy$50.0012/12/2011 5:49:15 PM
penny-plato$25.0012/12/2011 7:01:53 PM
BOZO88$25.0012/12/2011 7:02:27 PM
sflawya$25.0012/12/2011 5:47:06 PM
rajs$250.0012/12/2011 5:51:01 PM
diverse-capital0$25.0012/12/2011 6:03:47 PM
asset-producer1$2,090.9112/12/2011 7:41:16 PM
igniter584$25.0012/12/2011 5:11:56 PM
market-solstice2$25.0012/12/2011 5:07:44 PM
currency-agave$60.0012/12/2011 5:14:58 PM
mrpowers5531$25.0012/12/2011 5:20:32 PM
income-banjo$50.0012/12/2011 5:23:01 PM
indomitable-coin$25.0012/12/2011 5:23:05 PM
neighborly-hope6$100.0012/12/2011 5:23:41 PM
aabadabadoo$25.0012/12/2011 5:12:01 PM
riproaringrapids$25.0012/12/2011 5:29:03 PM
cebgop$25.0012/12/2011 5:26:47 PM
britgsb$30.0012/12/2011 5:22:45 PM
jscope$25.0012/12/2011 5:43:04 PM
AmericanCredit$50.0012/12/2011 5:43:21 PM
commerce-yeller$35.0012/12/2011 6:37:47 PM
Gobsek$25.0012/12/2011 6:56:03 PM
BxRealtor$25.0012/12/2011 5:40:30 PM
patriot897$25.0012/12/2011 6:58:48 PM
ryan6853$25.0912/12/2011 7:03:24 PM
passivesf$35.0012/12/2011 7:38:24 PM
Lo0se_mo0se$25.0012/12/2011 6:52:43 PM
45 Investments
 
Borrower Payment Dependent Notes Series 544306
This series of Notes was issued and sold upon the funding of the borrower loan #57650, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-2002 Debt/Income ratio: 29%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:9y 8m
Amount delinquent: $0 Total credit lines: 21 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,422Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: statuesque-credit398 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
vaction
Purpose of loan: vacation
This loan will be used to go on a vacation

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4708.64
Monthly expenses: $ 200
Housing: $ 1290.00
Insurance: $ 120.00
Car expenses:w $ 245.00
Utilities: $ 0
Phone, cable, internet: $ 150.00
Food, entertainment: $ 300
Clothing, household expenses: $
Credit cards and other loans: $ 380.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$75.0012/12/2011 5:09:29 PM
SLN-10$50.0012/12/2011 5:10:51 PM
Stek7$25.0012/12/2011 5:20:39 PM
Investor_DP$100.0012/12/2011 5:50:09 PM
Wilhan$25.0012/13/2011 8:00:45 AM
zone6$51.7012/13/2011 6:45:54 AM
skillful-asset5$30.0012/13/2011 8:29:11 AM
CA-Lender$50.0012/13/2011 10:04:09 AM
blue-radiant-economy$100.0012/14/2011 2:39:17 AM
camaraderi-aspen$100.0012/14/2011 12:59:44 PM
SolarMoonshine$25.0012/14/2011 5:41:26 PM
return-grizzly$100.0012/15/2011 2:42:47 AM
greenback-guard$25.0012/15/2011 5:09:11 AM
trade-beeper4$25.0012/15/2011 9:46:22 AM
zorg77$50.0012/15/2011 2:41:11 PM
unbelievable-exchange$100.0012/15/2011 4:45:42 PM
VesuvianMan$25.0012/15/2011 5:18:26 PM
graceful-investment$50.0012/16/2011 9:25:08 AM
matt_2006$25.0012/16/2011 9:32:05 AM
terrific-dough6$50.0012/16/2011 9:44:58 AM
first-friendly-listing$30.0012/16/2011 12:35:01 PM
impressive-justice6$25.0012/16/2011 12:54:52 PM
Wangchuk$25.0112/16/2011 11:37:58 AM
lender2611$50.0012/16/2011 5:06:39 PM
ddog0224$25.0012/16/2011 2:37:04 PM
truth-companion$25.0012/16/2011 5:10:05 PM
processor115$100.0012/16/2011 4:16:54 PM
processor115$25.0012/16/2011 4:20:29 PM
processor115$75.0012/16/2011 4:24:32 PM
processor115$25.0012/16/2011 6:03:37 PM
wise-dedication-grid$100.0012/16/2011 7:13:25 PM
money-booster2$25.0012/16/2011 9:37:49 PM
riproaringrapids$25.0012/16/2011 11:44:45 PM
papaloha$25.0012/16/2011 6:51:03 PM
loanman2007$50.0012/17/2011 5:02:28 AM
blackstar$25.0012/17/2011 5:09:36 AM
x32248$45.8712/16/2011 11:30:58 PM
taetrade$25.0012/17/2011 6:28:29 AM
vine99$65.0012/17/2011 9:19:32 AM
emphatic-bonus5$75.0012/17/2011 9:43:22 AM
Byrd24$100.0012/17/2011 10:22:44 AM
hidavehi$27.0012/17/2011 10:14:25 AM
pdub$75.0012/14/2011 5:07:54 PM
vutah$75.0012/12/2011 5:28:27 PM
handy-justice$50.0012/13/2011 7:05:37 AM
Kash2010lu$25.0012/13/2011 7:31:28 AM
sjc224$25.0012/13/2011 4:20:55 PM
MASinVestment$150.0012/14/2011 8:13:21 AM
graceful-IRAinvestment$53.0012/14/2011 11:52:06 AM
first-friendly-listing$60.0012/14/2011 12:41:39 PM
bazaar-festivity$25.0012/14/2011 5:36:28 PM
EngineersAlliance$125.0012/14/2011 5:34:15 PM
hamster$25.0012/14/2011 8:35:35 PM
DarthContinent$50.0012/15/2011 8:41:52 AM
SecondChanceLendingSERV$25.0012/15/2011 10:17:56 AM
miked8303$50.0012/15/2011 1:21:37 PM
transparency-universe8$25.0012/15/2011 5:32:47 PM
loss-of-control$100.0012/15/2011 5:17:30 PM
WinterUSMC$50.0012/15/2011 9:32:00 PM
beaker$25.0012/16/2011 6:37:40 AM
bizlending$150.0012/16/2011 9:29:57 AM
rebeldog67$40.0012/16/2011 10:12:49 AM
MatthewDP$150.0012/16/2011 9:35:05 AM
houli123$100.0012/16/2011 1:57:30 PM
nfx$35.0012/16/2011 10:37:54 AM
thelovebug$100.0012/16/2011 5:20:02 PM
dime-sprout$25.0012/16/2011 5:20:42 PM
unbelievable-exchange$100.0012/16/2011 4:37:44 PM
Starica$400.0012/16/2011 5:17:04 PM
wwwUniversal$25.0012/16/2011 5:26:15 PM
heart514$25.0012/16/2011 5:27:19 PM
red-power-pecan$50.0012/16/2011 5:28:59 PM
draggon77$25.0012/17/2011 2:12:42 AM
Bob450$25.0012/17/2011 8:10:43 AM
leverage-monger$25.0012/17/2011 9:22:17 AM
first-dinero-igloo$25.0012/17/2011 7:45:13 AM
WxChem$25.0012/17/2011 9:52:58 AM
zeeexsixare$150.0012/17/2011 10:06:26 AM
dordee$40.0012/17/2011 10:07:52 AM
scrappy-diversification7$397.4212/17/2011 12:09:47 PM
80 Investments
 
Borrower Payment Dependent Notes Series 544318
This series of Notes was issued and sold upon the funding of the borrower loan #58013, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Mar-1974 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 5Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:18y 6m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 3 Revolving credit balance: $26,813Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: No  
Screen name: best-deal-gravitas Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
for business use
Purpose of loan:
This loan will be used to...for busienss

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 7,000.00
Monthly expenses: $3.500.00
Housing: $ 0
Insurance: $
Car expenses: $600.0
Utilities: $ 0
Phone, cable, internet: $ 150.00
Food, entertainment: $ 30.00
Clothing, household expenses: $ 0
Credit cards and other loans: $ 600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
blue-radiant-economy$100.0012/13/2011 11:46:29 PM
camaraderi-aspen$100.0012/14/2011 10:42:35 AM
vigorous-market5$100.0012/14/2011 11:37:23 AM
heart514$25.0012/14/2011 5:16:17 PM
SFBank$50.0012/14/2011 8:25:58 PM
let_me_retire$25.0012/16/2011 11:55:47 AM
Core-Marketing$25.0012/17/2011 4:29:51 AM
kulender$100.0012/17/2011 12:29:29 PM
kind-credit-bear$25.0012/17/2011 12:38:13 PM
whirlingdervish$25.0012/17/2011 3:22:15 PM
green-rate-futurist$25.0012/17/2011 6:36:52 PM
useful-cash043$500.0012/19/2011 7:11:33 PM
affluence-generator2$100.0012/20/2011 9:08:28 AM
unbelievable-exchange$25.0012/20/2011 9:24:39 AM
the-hope-workhorse$200.0012/20/2011 2:44:24 PM
CA-Lender$25.0012/20/2011 4:27:36 PM
zone6$100.0012/20/2011 8:55:43 PM
radiant-wealth0$50.0012/21/2011 10:45:00 AM
DreDub$25.0012/21/2011 11:48:36 AM
bellaquito$455.0012/21/2011 7:53:11 PM
houli123$25.0012/22/2011 4:15:44 AM
compassion-neutron$25.0012/22/2011 6:20:18 AM
droopie1$25.0012/22/2011 4:42:06 PM
balanced-balance6$25.0012/22/2011 5:08:04 PM
Cliffie83$38.3212/22/2011 7:16:58 PM
deal-thinker7$25.0012/23/2011 4:35:57 AM
nextar$43.0012/23/2011 5:58:47 AM
VJ_Financial$25.0012/23/2011 5:24:50 AM
shawnw2$25.0012/23/2011 6:29:56 AM
hopeful-silver5$25.0012/23/2011 6:33:12 AM
eronyc$25.0012/23/2011 9:11:44 AM
AEH_Now$25.0012/23/2011 9:23:31 AM
2grindstones$28.2612/23/2011 10:06:02 AM
The_Swafford_Group$50.0012/23/2011 11:40:30 AM
radforj22$25.0012/23/2011 4:15:32 PM
thankful-nickel2$25.0012/23/2011 7:44:55 PM
adaptable-capital$151.2312/23/2011 6:08:38 PM
truelumen$25.0012/24/2011 4:10:07 AM
kindness-ace1$50.0012/24/2011 12:53:01 AM
Indio92203$25.0012/24/2011 5:40:16 AM
scottssmcom$43.0012/24/2011 6:30:16 AM
riptide615$60.8012/24/2011 7:22:08 AM
papaloha$25.0012/16/2011 6:51:06 PM
blue-lively-platinum$25.0012/17/2011 12:07:19 PM
the-laudable-peso$40.0012/17/2011 12:48:45 PM
money-booster2$25.0012/18/2011 7:04:33 PM
deal-searcher1$25.0012/18/2011 3:07:10 PM
careful-note$50.0012/19/2011 3:56:45 AM
ddog0224$50.0012/19/2011 5:47:04 AM
Bomber$30.0012/19/2011 10:09:17 AM
chato2345$25.0012/19/2011 9:42:07 AM
moola-monger9$50.0012/19/2011 2:08:05 PM
new-social-economist$50.0012/19/2011 11:01:41 PM
quest0$50.0012/20/2011 5:52:25 AM
diversification-maple1$25.0012/20/2011 5:49:52 PM
klend4$25.0012/21/2011 9:23:56 AM
gallant-economy9$50.0012/21/2011 9:44:25 AM
vigorous-moola0$100.0012/21/2011 10:09:40 AM
riveting-credit5$50.0012/21/2011 4:30:19 PM
moneyhelp4u$25.0012/21/2011 5:27:30 PM
money-baron-Roth401k$50.0012/21/2011 9:31:36 PM
economy-shrubbery6$25.0012/21/2011 10:26:16 PM
WillBeFreeOfDebt$25.1212/22/2011 10:28:29 AM
kedia$30.0012/22/2011 3:32:02 PM
icon7$30.0012/22/2011 4:16:41 PM
blue-radiant-economy$100.0012/22/2011 5:44:57 PM
Rebelrick9$25.2712/23/2011 2:17:35 AM
x32248$25.0012/23/2011 6:19:38 AM
hopeful-silver5$25.0012/23/2011 7:22:11 AM
ore-accord$25.0012/23/2011 2:39:10 PM
draggon77$25.0012/24/2011 2:45:08 AM
71 Investments
 
Borrower Payment Dependent Notes Series 544328
This series of Notes was issued and sold upon the funding of the borrower loan #57577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1977 Debt/Income ratio: 21%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 26 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $108,106Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: order-demon1 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to prepare my house for sale. the proceeds wil be used to pay off the loan and reduce my debt.

My financial situation:
I am a good candidate for this loan because...I have a solid work history


Monthly net income: $9685
Monthly expenses:
Housing: $755
Insurance: $400
Car expenses: $200
Utilities: $200
Phone, cable, internet: $135
Food, entertainment: $300
Clothing, household expenses: $500
Credit cards and other loans: $1500
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/14/2011 9:19:18 AM
worth-blanket2$9,900.0012/14/2011 12:31:29 PM
2 Investments
 
Borrower Payment Dependent Notes Series 544344
This series of Notes was issued and sold upon the funding of the borrower loan #57587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $99.55
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1967 Debt/Income ratio: 46%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,025Stated income:$1-$24,999
Delinquencies in last 7y: 2 Bankcard utilization: 76%  
   Homeownership: No  
Screen name: benjamins-oak532 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dentist Expenses Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$25.0012/13/2011 5:03:02 PM
LittleMingo$25.0012/13/2011 5:18:51 PM
worth-blanket2$2,200.0012/14/2011 12:31:12 PM
MASinVestment$50.0012/13/2011 5:16:18 PM
Investor_DP$100.0012/13/2011 5:07:29 PM
graceful-IRAinvestment$53.0012/14/2011 11:52:08 AM
Ruckus888$47.0012/14/2011 1:18:41 PM
7 Investments
 
Borrower Payment Dependent Notes Series 544346
This series of Notes was issued and sold upon the funding of the borrower loan #58005, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1995 Debt/Income ratio: 26%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:27y 5m
Amount delinquent: $0 Total credit lines: 18 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,042Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: No  
Screen name: just-reward1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
normal expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/22/2011 5:16:19 PM
Investor_DP$100.0012/13/2011 5:07:30 PM
LittleMingo$25.0012/13/2011 5:13:50 PM
blue-radiant-economy$100.0012/14/2011 2:49:46 AM
camaraderi-aspen$100.0012/14/2011 12:59:45 PM
gotjack$25.0012/15/2011 4:38:39 AM
golden-velocity9$25.0012/15/2011 9:28:38 AM
unbelievable-exchange$100.0012/15/2011 4:45:47 PM
bazaar-festivity$25.0012/15/2011 5:18:03 PM
the-silver-blaster$75.0012/15/2011 7:06:18 PM
matt_2006$25.0012/16/2011 9:32:06 AM
papaloha$25.0012/16/2011 6:51:07 PM
deal-searcher1$35.0012/18/2011 3:04:32 PM
alexander-hamilton$50.0012/19/2011 10:23:20 AM
jkeller4000$25.0012/19/2011 2:31:11 PM
fantastic-investment9$30.0012/19/2011 11:44:58 AM
worthy-bid8$50.0012/19/2011 5:38:05 PM
scrappy-leverage6$25.0012/20/2011 12:53:51 PM
money-booster2$25.0012/20/2011 10:22:14 PM
CornerKetch$30.0012/21/2011 11:07:08 AM
riproaringrapids$35.0012/21/2011 7:07:09 PM
economy-shrubbery6$25.0012/21/2011 10:26:16 PM
lendstats_com$198.0012/22/2011 3:53:12 PM
deal-thinker7$25.0012/22/2011 4:07:29 PM
kind-credit-bear$25.0012/22/2011 4:57:19 PM
one-midas$50.0012/22/2011 5:01:10 PM
wonder3$45.0012/22/2011 4:53:40 PM
unforgettable-wealth4$50.0012/22/2011 5:20:20 PM
gallant-economy9$50.0012/22/2011 5:18:39 PM
blue-lively-platinum$25.0012/22/2011 5:20:27 PM
economy-coup$50.0012/22/2011 5:24:28 PM
finance-prescription$100.0012/22/2011 5:34:41 PM
fervent-repayment$49.0012/22/2011 5:27:31 PM
fortytwo$150.0012/22/2011 5:28:10 PM
happy-return4$50.0012/22/2011 5:30:51 PM
bonus-demon$50.0012/22/2011 5:42:59 PM
EngineersAlliance$125.0012/22/2011 5:43:55 PM
frooogal$33.0012/22/2011 8:17:16 PM
useful-cash043$500.0012/22/2011 7:47:38 PM
PCGeekWI$25.0012/22/2011 8:42:51 PM
kindness-ace1$50.0012/22/2011 11:10:50 PM
CA-Lender$75.0012/22/2011 10:41:33 PM
bullwink27$25.0012/23/2011 5:13:41 AM
suave-dime6$25.0012/23/2011 5:55:10 AM
bb575$50.0012/23/2011 5:58:04 AM
melodious-openness$200.0012/23/2011 4:07:50 AM
income-buffalo1$100.0012/23/2011 6:09:38 AM
Wangchuk$25.0112/23/2011 6:41:36 AM
Bob450$30.0012/23/2011 7:03:30 AM
javelin0$25.0012/23/2011 9:03:19 AM
bullish2bearish$25.0012/23/2011 8:20:55 AM
zeeexsixare$150.0012/23/2011 8:32:27 AM
fighter122$25.0012/23/2011 9:06:14 AM
desertoasis$25.0012/23/2011 9:12:59 AM
important-openness1$100.0012/23/2011 9:13:33 AM
selector568$300.0012/23/2011 9:12:00 AM
diplomatic-wealth7$25.0012/23/2011 9:16:46 AM
dedicated-transaction796$25.0012/23/2011 9:19:24 AM
Scubadiver$50.0012/23/2011 9:29:55 AM
FASTIZIO_P$25.0012/23/2011 9:31:15 AM
principal-cooker2$25.0012/23/2011 9:21:42 AM
cognizant-rupee7$25.0012/23/2011 9:17:20 AM
wwwUniversal$25.0012/23/2011 9:25:14 AM
debt-force$25.0012/23/2011 9:36:57 AM
wesleys$40.0012/23/2011 9:37:08 AM
vibraphone3$25.0012/23/2011 9:28:46 AM
zone8$100.0012/23/2011 9:40:03 AM
mercuriant$25.0012/23/2011 9:47:09 AM
new-social-economist$40.0012/23/2011 9:48:18 AM
coin-investor$25.0012/23/2011 9:48:30 AM
Mariner3605$25.0012/23/2011 9:48:48 AM
DrWill$25.5212/23/2011 9:40:35 AM
rhin0cerx$50.0012/23/2011 9:40:59 AM
shmb6508$50.0012/23/2011 9:43:21 AM
thelovebug$100.0012/23/2011 9:37:59 AM
NolockHolmes$30.9012/23/2011 9:39:05 AM
GInBaghdad$25.0012/23/2011 9:57:24 AM
Whipster$60.0012/23/2011 10:09:06 AM
psbruce$25.0012/23/2011 10:12:12 AM
platinum-czar$89.4812/23/2011 10:14:30 AM
moola-gondola1$50.0012/23/2011 10:15:25 AM
CashFlow13$100.0012/23/2011 9:44:59 AM
Wellman$25.0012/23/2011 9:45:57 AM
missing-link$25.0012/23/2011 9:56:17 AM
dough-bear$25.0012/23/2011 9:48:54 AM
dollardave$50.0012/23/2011 10:16:34 AM
affluence-generator2$100.0012/13/2011 5:21:34 PM
first-friendly-listing$40.0012/14/2011 12:41:29 PM
processor115$25.0012/16/2011 4:20:33 PM
jkeller4000$25.0012/17/2011 4:00:35 AM
emphatic-bonus5$75.0012/17/2011 9:43:26 AM
hyrolln$25.0012/19/2011 5:29:44 PM
PatriotKnight$25.0012/19/2011 5:20:47 PM
ricklip$100.0012/20/2011 10:23:10 AM
miked8303$25.0012/21/2011 5:38:11 PM
profit-powerplant$25.0012/22/2011 9:19:28 AM
x32248$25.0012/22/2011 10:24:03 AM
chad-bro-chill$25.0012/22/2011 12:04:23 PM
integrity-parsec$75.0012/22/2011 1:50:40 PM
balanced-balance6$25.0012/22/2011 5:08:04 PM
truth-companion$25.0012/22/2011 5:05:28 PM
market-solstice2$25.0012/22/2011 5:07:51 PM
Gladglide$25.0012/22/2011 5:16:18 PM
worth-viking$100.0012/22/2011 5:13:39 PM
jjswanso$100.0012/22/2011 5:23:07 PM
heart514$25.0012/22/2011 5:33:47 PM
secobarbital$100.0012/22/2011 5:40:26 PM
nimble-revenue5$50.0012/22/2011 5:36:00 PM
kind-charming-value$1,000.0012/22/2011 5:42:48 PM
astute-wealth8$25.0012/22/2011 5:36:20 PM
capital-renewal$25.0012/22/2011 5:43:25 PM
pound-mushroom3$25.0012/22/2011 5:47:15 PM
trade-beeper4$25.0012/22/2011 5:44:45 PM
prohelper$25.0012/22/2011 5:46:01 PM
greenback-investor7$200.0012/22/2011 6:18:49 PM
irrelevant$25.0012/22/2011 7:05:11 PM
EarlyRiser$257.0012/22/2011 6:42:31 PM
stock106$25.0012/22/2011 7:36:38 PM
Dubbs360$250.0012/22/2011 8:05:33 PM
hope-hickory8$25.0012/22/2011 9:06:49 PM
red-investment-ranch$50.0012/22/2011 11:18:32 PM
NorthernFunds$50.0012/22/2011 11:39:11 PM
GElender$25.0012/23/2011 6:05:16 AM
loanman2007$125.0012/23/2011 5:43:57 AM
impressive-justice6$50.0012/23/2011 7:20:06 AM
Brisket_Bob$29.0012/23/2011 6:10:27 AM
DENARA$30.1212/23/2011 6:20:44 AM
investment-comet$25.0012/23/2011 7:12:27 AM
buffalobills$25.0012/23/2011 7:14:15 AM
hopeful-silver5$25.0012/23/2011 7:07:05 AM
community-bridge8$25.0012/23/2011 7:26:05 AM
Track-Layer$100.0012/23/2011 7:38:24 AM
glroark$50.0012/23/2011 8:15:49 AM
symbiosis$50.0012/23/2011 9:05:55 AM
marketologist327$25.0012/23/2011 8:19:58 AM
worldly-gold$50.0012/23/2011 9:07:16 AM
Luckas73$50.0012/23/2011 8:26:53 AM
rescue$100.0012/23/2011 9:10:06 AM
Elefunt$25.0012/23/2011 9:22:14 AM
VesuvianMan$25.0012/23/2011 9:15:45 AM
shrewd-peace7$25.0012/23/2011 9:12:29 AM
economy-producer$25.0012/23/2011 9:21:34 AM
hellasow$25.0012/23/2011 9:14:43 AM
the-enthralling-coin$25.0012/23/2011 9:23:51 AM
panther757$25.0012/23/2011 9:26:42 AM
triumphant-community$25.0012/23/2011 9:28:07 AM
orange-preeminant-bill$25.0012/23/2011 9:34:41 AM
MrBailey$25.0012/23/2011 9:45:16 AM
melodious-fairness$25.0012/23/2011 9:35:20 AM
terrific-dough6$50.0012/23/2011 9:46:58 AM
asiaratt$50.0012/23/2011 9:31:29 AM
engrossing-responsibility0$50.0012/23/2011 9:38:57 AM
Katburg$25.0012/23/2011 9:39:22 AM
miamibeachloaner$25.0012/23/2011 9:49:58 AM
finance-mushroom$200.0012/23/2011 9:52:07 AM
Comoparklender$25.0012/23/2011 9:42:50 AM
handshake5$100.0012/23/2011 9:37:17 AM
stepatatime-together$100.0012/23/2011 9:54:27 AM
JauaFlash$25.0012/23/2011 9:44:54 AM
saffron4$25.0012/23/2011 9:57:33 AM
enticing-exchange3$25.0012/23/2011 9:49:21 AM
mpatrick$50.0012/23/2011 9:46:57 AM
burgeoning-greenback$30.0012/23/2011 10:03:10 AM
DER$25.0012/23/2011 9:53:30 AM
164 Investments
 
Borrower Payment Dependent Notes Series 544356
This series of Notes was issued and sold upon the funding of the borrower loan #57842, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $235.23
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-2001 Debt/Income ratio: 35%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 5Length of status:6y 2m
Amount delinquent: $163 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $826Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: return-fox8 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Loans
Purpose of loan:
This loan will be used to...
Consolidate two loans
My financial situation:
I am a good candidate for this loan because...
I pay my bills on time and every month.

Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-hope-workhorse$25.0012/14/2011 1:41:14 PM
worth-blanket2$5,100.0012/14/2011 12:31:23 PM
blue-radiant-economy$100.0012/14/2011 12:35:23 AM
SFBank$50.0012/13/2011 7:15:47 PM
affluence-generator2$100.0012/13/2011 5:21:34 PM
Investor_DP$100.0012/13/2011 5:07:38 PM
truth-companion$25.0012/13/2011 5:07:21 PM
7 Investments
 
Borrower Payment Dependent Notes Series 544364
This series of Notes was issued and sold upon the funding of the borrower loan #57947, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1994 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 14 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $46,467Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: responsibility-poplar7 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Purpose of loan:
This loan will be used to...purchase new computer, software, and required training for tax preparation business. I will do this out of my home to keep costs low. After working for over 10 yrs at a local CPA firm I have gained many clients that will use me for their tax preparation.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/21/2011 5:13:10 PM
1 Investments
 
Borrower Payment Dependent Notes Series 544370
This series of Notes was issued and sold upon the funding of the borrower loan #57523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-13-2011 
Term: 60 months Listing End date:  Dec-14-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $132.61
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1979 Debt/Income ratio: 71%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:10y 2m
Amount delinquent: $0 Total credit lines: 20 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $11,382Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: No  
Screen name: daisygirl2 Borrower's state: Maryland Borrower's group: PsychDoc's Group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 52 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,201.00< 31 days late: 0 ( 0% )  
620-639 (May-2010)
620-639 (Jan-2010)
620-639 (Oct-2009)
600-619 (Nov-2006)
 
Principal balance: $734.54 31+ days late: 0 ( 0% )
Total payments billed: 52  
Description
Business loan
Purpose of loan:
This loan will be used to... help expand my internet marketing business.

My financial situation:
I am a good candidate for this loan because... I have had 2 previous loans with Prosper and have always made my payments on time.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$50.0012/13/2011 5:02:07 PM
income-banjo$50.0012/13/2011 5:13:21 PM
PatriotKnight$25.0012/13/2011 5:19:06 PM
green-trade-dolphin2$30.0212/13/2011 5:02:17 PM
MoneyForNothing$25.0012/13/2011 5:22:24 PM
graceful-IRAinvestment$120.0012/13/2011 5:27:31 PM
note-encourager5$98.0012/13/2011 5:19:50 PM
Starica$200.0012/13/2011 5:42:39 PM
sweety075$25.0012/13/2011 5:46:36 PM
managedfund$1,333.0012/13/2011 5:43:30 PM
Bob450$30.0012/13/2011 6:08:25 PM
FinanceEngine$50.0012/13/2011 6:03:57 PM
Cessna172$25.0012/13/2011 6:20:46 PM
skillful-auction$25.0012/13/2011 6:37:16 PM
Leshan$100.0012/13/2011 6:56:51 PM
Rollshaft$35.0012/13/2011 8:49:54 PM
Socorro_Capital_Partners$25.0112/13/2011 9:24:57 PM
diverse-capital3$150.0012/14/2011 12:03:40 AM
chererat$100.0012/13/2011 6:39:39 PM
scarecrow4188$51.3412/14/2011 3:03:41 AM
glenium$25.0012/14/2011 2:37:18 AM
Tscheddar$25.0012/14/2011 4:10:16 AM
loanman2007$100.0012/14/2011 5:26:20 AM
suave-dime6$25.0012/14/2011 6:08:12 AM
payout-alien6$25.0012/14/2011 1:38:53 AM
Mrs-Honeydew$40.0012/14/2011 4:37:51 AM
intrepid-loot$25.0012/14/2011 6:07:48 AM
DHolly$25.0012/13/2011 5:03:51 PM
Investor_DP$100.0012/13/2011 5:07:13 PM
RainyDayFunds$25.0012/13/2011 5:08:25 PM
commanding-treasure2$50.0012/13/2011 5:13:36 PM
twjh$25.0012/13/2011 5:16:38 PM
MASinVestment$50.0012/13/2011 5:16:18 PM
AndChicksforFree$25.0012/13/2011 5:16:30 PM
LittleMingo$30.0012/13/2011 5:08:26 PM
heart514$25.0012/13/2011 5:36:51 PM
AFairDeal$25.0012/13/2011 5:42:05 PM
thankful-nickel2$25.0012/13/2011 5:28:32 PM
Feyenoord$30.0012/13/2011 5:54:06 PM
s270$26.0612/13/2011 6:35:01 PM
igniter584$25.0012/13/2011 5:40:32 PM
contract-student2$70.0012/13/2011 7:38:23 PM
favorite-commerce$50.0012/13/2011 8:30:26 PM
just-loyalty643$50.0012/13/2011 8:41:02 PM
zeeexsixare$200.0012/13/2011 8:52:41 PM
lender2611$25.0012/13/2011 5:43:15 PM
credit-guard5$25.0012/13/2011 9:11:00 PM
promise2$200.0012/13/2011 10:22:32 PM
dough-rocket$50.0012/14/2011 12:50:29 AM
InChicago$100.0012/13/2011 7:04:17 PM
return-grizzly$100.0012/14/2011 2:08:42 AM
shrewd-dedication2$50.0012/13/2011 7:29:19 PM
Moe87$25.0012/14/2011 2:20:19 AM
blue-radiant-economy$100.0012/14/2011 3:19:20 AM
sensible-fund$25.0012/14/2011 3:29:23 AM
AEH_Now$25.0012/14/2011 4:33:37 AM
houli123$556.5712/14/2011 7:27:50 AM
reward-dynamo$50.0012/14/2011 6:36:09 AM
58 Investments
 
Borrower Payment Dependent Notes Series 544372
This series of Notes was issued and sold upon the funding of the borrower loan #57569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $211.56
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-2003 Debt/Income ratio: 15%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,448Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: No  
Screen name: sublime-commerce4 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay-off Credit Card Debt
Purpose of loan:
This loan will be used to pay off high interest credit cards

My financial situation:
I am a good candidate for this loan because I have been employed non stop for 6 years with a steady paycheck and increasing salary


Monthly net income: $ 2400
Monthly expenses: $1000
Housing: $0
Insurance: $130
Car expenses: $500
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $4500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/13/2011 9:39:36 AM
igniter584$25.0012/13/2011 9:17:13 AM
wonder3$35.0012/13/2011 9:27:06 AM
skillful-asset5$30.0012/13/2011 9:05:54 AM
bazaar-festivity$25.0012/13/2011 9:48:32 AM
BxRealtor$25.0012/13/2011 9:21:18 AM
AFairDeal$25.0012/13/2011 9:31:26 AM
Investor_DP$100.0012/13/2011 9:33:19 AM
market-solstice2$25.0012/13/2011 9:20:21 AM
Whipster$25.0012/13/2011 9:22:07 AM
Aberdeen$5,610.0012/13/2011 9:53:20 AM
11 Investments
 
Borrower Payment Dependent Notes Series 544378
This series of Notes was issued and sold upon the funding of the borrower loan #57645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-1988 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 3 Current / open credit lines: 6 / 5Length of status:5y 6m
Amount delinquent: $822 Total credit lines: 45 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,127Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: newest-shiny-pound Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
social-heart$25.0012/14/2011 5:36:36 PM
worth-blanket2$3,900.0012/15/2011 9:53:35 AM
2grindstones$30.7212/15/2011 11:07:58 AM
eloop$44.2812/15/2011 11:16:48 AM
4 Investments
 
Borrower Payment Dependent Notes Series 544384
This series of Notes was issued and sold upon the funding of the borrower loan #57633, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $246.83
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1989 Debt/Income ratio: 8%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 8Length of status:7y 11m
Amount delinquent: $62 Total credit lines: 23 Occupation: Analyst
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $2,874Stated income:$75,000-$99,999
Delinquencies in last 7y: 8 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: bonus-storm Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need roof and gutters on old home
Purpose of loan:
This loan will be used to replace my existing roof. I have 1/2 of the funds but need the other half to complete the roof before the winter.

My financial situation:
I am a good candidate for this loan because I have been employed continuously for the past 6 years. I also try to take on additional contract employment whenever I can.


Monthly net income: $5400
Housing: $1100
Car expenses: $300
Child care: $400
Utilities: $250
Phone, cable, internet: $125
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/13/2011 9:17:13 AM
green-trade-dolphin2$30.0212/13/2011 9:02:25 AM
Investor_DP$100.0012/13/2011 9:33:19 AM
commanding-treasure2$50.0012/13/2011 11:00:09 AM
worth-blanket2$6,800.0012/13/2011 11:32:14 AM
5 Investments
 
Borrower Payment Dependent Notes Series 544394
This series of Notes was issued and sold upon the funding of the borrower loan #57624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1995 Debt/Income ratio: 27%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 4Length of status:26y 11m
Amount delinquent: $1,084 Total credit lines: 18 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,239Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 70%  
   Homeownership: No  
Screen name: truth-duckling3 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Repair
Purpose of loan: Car repair
This loan will be used to... Fix my daughters car

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 2900.00
Monthly expenses: $ 0.00
Housing: $ 0.00
Insurance: $ 120.00
Car expenses: $ 0.00
Utilities: $ 120.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 0.00
Credit cards and other loans: $ 200.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$3,800.0012/14/2011 12:32:53 PM
blue-radiant-economy$100.0012/13/2011 11:54:40 PM
ultimate-peace$25.0012/13/2011 5:03:09 PM
SolarMoonshine$25.0012/13/2011 5:06:12 PM
affluence-generator2$100.0012/13/2011 5:21:34 PM
5 Investments
 
Borrower Payment Dependent Notes Series 544396
This series of Notes was issued and sold upon the funding of the borrower loan #57639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $211.56
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1975 Debt/Income ratio: 6%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 40 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $990Stated income:$50,000-$74,999
Delinquencies in last 7y: 23 Bankcard utilization: 86%  
   Homeownership: No  
Screen name: deal-catapult258 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consolidation
Purpose of loan:
This loan will be used to...Pay off bills

My financial situation:
I am a good candidate for this loan because...I have the adequate income to provide the monthly payments


Monthly net income: $4200
Monthly expenses: $3201
Housing: $1000
Insurance: $297
Car expenses: $100
Utilities: $150
Phone, cable, internet: $79.00
Food, entertainment: $250
Clothing, household expenses: $125
Credit cards and other loans: $1200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Starica$200.0012/13/2011 9:23:37 AM
otherwisedisposed$250.0012/15/2011 8:49:05 AM
wwwUniversal$25.0012/15/2011 9:10:03 AM
the-laudable-peso$40.0012/15/2011 9:16:56 AM
treasure-expert$25.0012/15/2011 8:38:18 AM
chrisah$50.0012/15/2011 9:17:10 AM
mikrolown$25.0012/15/2011 9:26:00 AM
GCInvestments$29.0012/15/2011 9:37:26 AM
greatwhiteninja$50.0012/15/2011 9:53:46 AM
javelin0$25.0012/15/2011 9:54:05 AM
KLVLOPZ64$25.0012/15/2011 11:22:40 AM
loan-wasp$50.0012/15/2011 10:51:03 AM
intelligent-treasure075$25.0012/15/2011 2:09:53 PM
commitment-farm$45.0012/15/2011 12:44:56 PM
ore-didgeridoo$25.0012/15/2011 3:14:02 PM
kind-asset-circuit$50.0012/15/2011 2:39:32 PM
unbelievable-exchange$100.0012/15/2011 4:45:45 PM
timbob$100.0012/15/2011 5:22:23 PM
life-is-great$25.0012/15/2011 5:25:33 PM
Lilybell$25.0012/15/2011 5:59:42 PM
unconquerable-cash$30.0012/15/2011 7:36:59 PM
1point21gigawatts$25.0012/15/2011 8:00:15 PM
bountiful-durability$50.0012/15/2011 8:37:21 PM
MrUSC$25.0012/16/2011 4:39:07 AM
inprotest$50.0012/16/2011 4:49:45 AM
Lubava$29.5512/15/2011 7:14:22 PM
harmdev$53.8712/15/2011 7:47:10 PM
careful-note$25.5512/16/2011 4:27:27 AM
djh47a$25.0012/16/2011 5:22:18 AM
zippy-greenback231$26.1812/16/2011 5:30:14 AM
deal-searcher1$25.0012/16/2011 5:30:48 AM
MoonMama$25.0012/15/2011 7:55:38 AM
greenback-guard$25.0012/15/2011 5:06:13 AM
StreetJustice$50.0012/15/2011 7:35:35 AM
TicTac$40.0012/15/2011 6:23:52 AM
Sixmil$100.0012/14/2011 11:59:16 PM
Webpreneur$50.0012/15/2011 12:23:34 AM
Hexnut$100.0012/14/2011 10:55:56 PM
MASinVestment$100.0012/14/2011 8:47:41 PM
GrooveBiz$25.0012/14/2011 8:46:42 PM
financelover$50.0012/14/2011 10:30:44 PM
selector568$300.0012/14/2011 8:29:42 PM
Photoman42$50.0012/14/2011 10:46:20 PM
payment-neutron5$128.0012/14/2011 7:14:21 PM
happy-loot3$100.0012/14/2011 7:19:57 PM
angelinvestor2$40.0012/14/2011 6:31:57 PM
rolandweary$50.0012/14/2011 7:07:45 PM
red-dime-solo$25.0012/14/2011 6:18:15 PM
tractorman$25.0012/14/2011 6:04:00 PM
worth-viking$100.0012/14/2011 12:33:25 PM
lender2611$25.0012/13/2011 5:43:13 PM
sjc224$25.0012/13/2011 4:20:59 PM
igniter584$25.0012/13/2011 9:17:14 AM
Investor_DP$100.0012/13/2011 9:33:20 AM
commanding-treasure2$50.0012/13/2011 11:00:09 AM
MASinVestment$100.0012/14/2011 7:33:23 AM
green28$100.0012/14/2011 2:19:33 PM
social-zebra$30.0012/14/2011 3:29:56 PM
blue-lively-platinum$25.0012/14/2011 5:15:55 PM
heart514$25.0012/14/2011 5:16:17 PM
income-banjo$50.0012/14/2011 5:20:50 PM
BayShell$50.0012/14/2011 6:08:19 PM
msfitzge$31.5812/14/2011 7:15:27 PM
igniter584$50.0012/14/2011 8:13:02 PM
native68$25.0012/14/2011 8:19:05 PM
ethical-truth211$300.0012/15/2011 3:50:14 AM
caliguian$50.0012/15/2011 6:46:33 AM
blue-radiant-economy$100.0012/15/2011 3:07:40 AM
payout-thinker7$25.0012/15/2011 5:57:02 AM
pnace$45.0012/15/2011 8:26:52 AM
green-rate-futurist$200.0012/15/2011 8:36:46 AM
basis-ferret8$50.0012/15/2011 9:12:36 AM
javelin0$25.0012/15/2011 9:51:26 AM
igniter584$25.0012/15/2011 10:34:07 AM
liberty-society5$25.0012/15/2011 11:59:48 AM
Geldmeister$50.0012/15/2011 11:08:01 AM
scoobiedoo$50.0012/15/2011 12:09:42 PM
transparency-baton$25.0012/15/2011 12:19:55 PM
xhrisd$25.0012/15/2011 1:52:37 PM
organized-payment6$50.0012/15/2011 1:01:10 PM
famous-bill$75.0012/15/2011 2:40:17 PM
miked8303$50.0012/15/2011 1:21:39 PM
asset-producer1$100.0012/15/2011 4:19:50 PM
Goodlender42$25.0012/15/2011 5:08:57 PM
the_winning_ticket$150.0012/15/2011 5:32:56 PM
EarlyRiser$300.0012/15/2011 5:42:04 PM
a-finance-nirvana$25.0012/15/2011 6:38:43 PM
dime-sprout$25.0012/15/2011 5:35:59 PM
newest-phenomenal-dinero$50.0012/16/2011 12:38:33 AM
downtownfarm$25.0012/16/2011 3:41:40 AM
courteous-platinum7$25.0012/16/2011 4:29:38 AM
the-magnetic-transaction$40.0012/16/2011 5:56:10 AM
smart-leverage7$25.0012/15/2011 11:11:17 PM
B2152$25.0012/16/2011 5:43:38 AM
coin-cooker8$26.4612/16/2011 3:57:38 AM
money-booster2$25.0012/16/2011 7:52:13 AM
jhernand17$25.0012/16/2011 8:01:05 AM
benefit-position$23.5012/16/2011 8:13:18 AM
sixxpak$25.0012/16/2011 7:13:14 AM
bigt98$241.3112/16/2011 7:31:09 AM
100 Investments
 
Borrower Payment Dependent Notes Series 544422
This series of Notes was issued and sold upon the funding of the borrower loan #57571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $238.15
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Dec-1996 Debt/Income ratio: 38%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:18y 3m
Amount delinquent: $0 Total credit lines: 38 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,662Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: bhawk509 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 6 ( 100% ) 680-699 (Latest)
Principal borrowed: $20,000.00< 31 days late: 0 ( 0% )  
700-719 (Apr-2010)
780-799 (May-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
312-Lender$25.0012/13/2011 5:02:12 PM
Kash2010lu$25.0012/13/2011 5:05:57 PM
unforgettable-wealth4$50.0012/13/2011 5:10:34 PM
MASinVestment$50.0012/13/2011 5:16:19 PM
AndChicksforFree$25.0012/13/2011 5:16:09 PM
fortytwo$150.0012/13/2011 5:22:34 PM
Mikale360$25.0012/13/2011 5:33:54 PM
the-lean-bid$30.0012/13/2011 5:32:51 PM
investmentgroup$25.0012/13/2011 5:36:11 PM
cilynx$29.4812/13/2011 6:27:22 PM
irrelevant$25.0012/13/2011 7:05:12 PM
chererat$100.0012/13/2011 6:40:38 PM
Frover$35.0012/13/2011 7:14:32 PM
managedfund$1,333.0012/13/2011 5:43:31 PM
trumpeter5$25.0012/13/2011 5:56:38 PM
USMC0311$25.0012/13/2011 6:06:21 PM
clemclan$60.0012/13/2011 6:51:30 PM
NekHoldings$25.0012/13/2011 6:59:23 PM
credit-missile$135.0012/13/2011 5:02:46 PM
truth-companion$25.0012/13/2011 5:07:22 PM
LittleMingo$25.0012/13/2011 5:09:42 PM
listing-trapper3$40.0012/13/2011 5:10:36 PM
red-power-pecan$50.0012/13/2011 5:14:50 PM
money-baron-Roth401k$50.0012/13/2011 5:17:04 PM
Jack55304$200.0012/13/2011 5:19:19 PM
nfx$40.0012/13/2011 5:23:32 PM
tnjohnso$25.0012/13/2011 5:21:29 PM
lucrative-loan$50.0012/13/2011 5:27:52 PM
Investor_DP$100.0012/13/2011 5:07:31 PM
nimble-revenue5$50.0012/13/2011 5:28:41 PM
SecondChanceLendingSERV$25.0012/13/2011 5:32:48 PM
money-baron-roth-IRA$50.0012/13/2011 5:32:09 PM
fabulous-community4$25.0012/13/2011 5:14:19 PM
heart514$25.0012/13/2011 5:36:52 PM
credit-missile$25.0012/13/2011 5:41:19 PM
yield-lion2$25.0012/13/2011 5:45:06 PM
thankful-nickel2$25.0012/13/2011 5:29:47 PM
goodhearted-generosity511$30.0012/13/2011 6:02:33 PM
penny-plato$50.0012/13/2011 5:30:59 PM
Eaglehigh$25.0012/13/2011 7:22:16 PM
papaloha$2,627.1512/13/2011 7:38:51 PM
GElender$40.0012/13/2011 5:44:14 PM
profit-powerplant$25.0012/13/2011 5:47:03 PM
FinanceEngine$50.0012/13/2011 6:04:20 PM
passivesf$25.0012/13/2011 6:07:41 PM
113121$25.0012/13/2011 6:51:23 PM
bullish2bearish$50.3712/13/2011 7:00:50 PM
47 Investments
 
Borrower Payment Dependent Notes Series 544438
This series of Notes was issued and sold upon the funding of the borrower loan #57625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jul-1996 Debt/Income ratio: Not calculated
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Other
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 47 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,938Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: liberty-jet2 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Car repairs and extra expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$2,000.0012/13/2011 11:30:52 AM
1 Investments
 
Borrower Payment Dependent Notes Series 544444
This series of Notes was issued and sold upon the funding of the borrower loan #57570, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-13-2011 
Term: 60 months Listing End date:  Dec-15-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $136.71
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1995 Debt/Income ratio: 10%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 6Length of status:12y 11m
Amount delinquent: $457 Total credit lines: 28 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,986Stated income:$25,000-$49,999
Delinquencies in last 7y: 28 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: value-bassoon7 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation and car repair
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
blue-lively-platinum$25.0012/15/2011 9:46:05 AM
basis-ferret8$50.0012/15/2011 9:12:37 AM
MoonMama$25.0012/15/2011 7:55:38 AM
safe-finance$32.7112/15/2011 9:12:38 AM
ethical-truth211$100.0012/15/2011 3:55:04 AM
resplendent-dollar$25.0012/14/2011 11:20:56 PM
native68$25.0012/14/2011 8:19:05 PM
rolandweary$50.0012/14/2011 7:07:46 PM
Bob450$25.0012/14/2011 7:07:20 PM
julijask$25.0012/14/2011 5:41:29 PM
zeeexsixare$25.0012/14/2011 3:37:55 PM
heart514$25.0012/14/2011 5:16:17 PM
well-mannered-income3$30.0012/14/2011 3:36:49 PM
MASinVestment$100.0012/14/2011 7:33:24 AM
MASinVestment$50.0012/13/2011 5:16:16 PM
sjc224$25.0012/13/2011 4:21:00 PM
commanding-treasure2$50.0012/13/2011 11:00:10 AM
bazaar-festivity$25.0012/13/2011 9:48:33 AM
Investor_DP$100.0012/13/2011 9:33:20 AM
igniter584$25.0012/13/2011 9:17:14 AM
wealth-infusion6$200.0012/13/2011 12:31:00 PM
vutah$25.0012/13/2011 8:34:48 PM
lender2611$25.0012/13/2011 5:43:13 PM
gravbox$25.0012/14/2011 9:13:53 AM
graceful-IRAinvestment$53.0012/14/2011 11:42:53 AM
britgsb$30.0012/14/2011 5:16:53 PM
tractorman$25.0012/14/2011 6:04:00 PM
angelinvestor2$40.0012/14/2011 6:31:58 PM
financelover$50.0012/14/2011 10:30:44 PM
Webpreneur$50.0012/15/2011 12:23:35 AM
Sixmil$100.0012/15/2011 12:00:45 AM
quarkyuzu$50.0012/15/2011 3:14:43 AM
payout-thinker7$25.0012/15/2011 5:57:27 AM
suave-dime6$25.0012/15/2011 6:46:16 AM
gethsemane4$50.0012/15/2011 7:29:55 AM
otherwisedisposed$250.0012/15/2011 8:49:06 AM
ericgassercom$25.0012/15/2011 9:09:45 AM
DeltaComputerGuy$30.0012/15/2011 9:19:20 AM
llequire1$25.0012/15/2011 8:27:00 AM
income-banjo$50.0012/15/2011 9:10:19 AM
worth-blanket2$2,900.0012/15/2011 9:53:55 AM
greatwhiteninja$9.2912/15/2011 9:54:11 AM
happy-loot3$100.0012/15/2011 9:46:48 AM
43 Investments
 
Borrower Payment Dependent Notes Series 544470
This series of Notes was issued and sold upon the funding of the borrower loan #57644, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $320.77
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1989 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 1 Current / open credit lines: 25 / 25Length of status:0y 3m
Amount delinquent: $112 Total credit lines: 55 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,058Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: dinero-zoomer Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to Get Out of Debt
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/14/2011 9:19:26 AM
graceful-IRAinvestment$53.0012/14/2011 11:52:09 AM
cattlebaron$47.0012/14/2011 12:35:44 PM
worth-blanket2$7,300.0012/14/2011 12:32:23 PM
4 Investments
 
Borrower Payment Dependent Notes Series 544474
This series of Notes was issued and sold upon the funding of the borrower loan #57651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $642.91
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1994 Debt/Income ratio: 33%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,221Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: makenosmallplans Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 51 ( 100% ) 760-779 (Latest)
Principal borrowed: $20,000.00< 31 days late: 0 ( 0% )  
740-759 (Jul-2009)
760-779 (Oct-2007)
 
Principal balance: $2,816.92 31+ days late: 0 ( 0% )
Total payments billed: 51  
Description
Screw the Big Banks!!!
Purpose of loan:
This loan will be used to...
Consolidate my debt and have a set end date for being debt free. I have debt mostly from helping my mother with medical bills during an illness she had several years ago that I put on credit cards. I would rather have a loan so that I can have an end date for paying the whole thing off once and for all. I also don?t like my money going to the big banks and would rather it want individual investors. My financial situation: I am a good candidate for this loan because...
I have a very secure federal government job in which I check backgrounds of government workers. The only debt I have is credit card and a mortgage for a house that I rent to two college professors. I clear about $250per month by renting the house. My job is in another state. I would like to eventually start a small business but I would like to eliminate this debt before I go down that road. Please feel free to ask me any questions ? I?m happy to answer.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/16/2011 9:02:13 AM
AFairDeal$25.0012/16/2011 9:09:21 AM
Feyenoord$30.0012/16/2011 9:10:00 AM
trade-burrito4$35.0012/16/2011 9:10:18 AM
vinayski$25.0012/16/2011 9:16:41 AM
C_Mark$50.0012/16/2011 9:15:19 AM
GElender$40.0012/16/2011 9:42:45 AM
the-bright-velocity$25.0012/16/2011 9:34:03 AM
life-is-great$25.0012/16/2011 9:21:58 AM
Pebbles-Lending$25.0012/16/2011 9:46:28 AM
subtle-revenue0$25.0012/16/2011 9:50:25 AM
unbelievable-exchange$100.0012/16/2011 9:51:54 AM
Rivervale_Westwood$35.8112/16/2011 10:27:01 AM
market-solstice2$25.0012/16/2011 9:53:25 AM
worth-blanket2$19,000.0012/16/2011 10:50:54 AM
pdub$75.0012/16/2011 9:52:53 AM
worthy-bid8$50.0012/16/2011 9:15:07 AM
enticing-capital6$50.0012/16/2011 9:19:52 AM
BxRealtor$25.0012/16/2011 9:23:34 AM
aabadabadoo$25.0012/16/2011 9:22:06 AM
hope-hickory8$25.0012/16/2011 9:46:45 AM
kenji4861$25.0012/16/2011 9:44:22 AM
Railbird$25.0012/16/2011 9:47:48 AM
jpblan11$25.0012/16/2011 10:40:29 AM
bb575$50.0012/16/2011 9:47:56 AM
Proactive-Financial-Lending$25.0012/16/2011 9:55:30 AM
lowrater$150.7012/16/2011 10:17:24 AM
27 Investments
 
Borrower Payment Dependent Notes Series 544492
This series of Notes was issued and sold upon the funding of the borrower loan #57485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $139.82
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1991 Debt/Income ratio: 19%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:12y 7m
Amount delinquent: $0 Total credit lines: 21 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,135Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: immaculate-transparency7 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 2 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
640-659 (Nov-2011)
700-719 (Dec-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 2  
Description
Operating Capital
Purpose of loan: Operating capital for a few months
This loan will be used to... help my business financial stay afloat thru the slower months of winter.

My financial situation: I own an accounting firm and the few months of winter are the hardest financially until tax season can get going in full force. This money will help pay payroll and bills for a couple of months.
I am a good candidate for this loan because... I borrowed funds thru Prosper last year and was able to repay the full loan within 5 months.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/13/2011 5:07:13 PM
LittleMingo$25.0012/13/2011 5:11:42 PM
AndChicksforFree$25.0012/13/2011 5:27:27 PM
penny-plato$25.0012/13/2011 5:29:29 PM
britgsb$30.0012/13/2011 5:31:35 PM
trade-burrito4$35.0012/13/2011 5:37:45 PM
AFairDeal$25.0012/13/2011 5:42:05 PM
Bieling$25.0012/13/2011 6:39:26 PM
deal-dolphin5$100.0012/13/2011 6:22:42 PM
flexible-vigilance7$170.0012/13/2011 7:47:59 PM
papaloha$2,051.7212/13/2011 7:39:57 PM
lender2611$25.0012/13/2011 5:43:15 PM
radforj22$50.0012/13/2011 7:31:19 PM
bazaar-festivity$25.0012/13/2011 5:08:49 PM
commanding-treasure2$50.0012/13/2011 5:13:36 PM
heart514$25.0012/13/2011 5:36:52 PM
MASinVestment$50.0012/13/2011 5:16:19 PM
igniter584$25.0012/13/2011 5:40:32 PM
managedfund$823.0012/13/2011 5:43:31 PM
s270$25.0012/13/2011 6:31:56 PM
skillful-auction$25.0012/13/2011 6:37:16 PM
feiandasun$25.0012/13/2011 7:40:39 PM
Starica$200.0012/13/2011 5:42:39 PM
FinanceEngine$40.0012/13/2011 6:04:42 PM
safe-kindness5$0.2812/13/2011 8:24:20 PM
25 Investments
 
Borrower Payment Dependent Notes Series 544494
This series of Notes was issued and sold upon the funding of the borrower loan #57615, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $99.55
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1983 Debt/Income ratio: 18%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 2Length of status:0y 5m
Amount delinquent: $30,588 Total credit lines: 30 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $397Stated income:$25,000-$49,999
Delinquencies in last 7y: 35 Bankcard utilization: 79%  
   Homeownership: Yes  
Screen name: DEPGroup Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dental
Pay for Dental Implants in advance as required at NYU Dental School.

Financial situation:
I am a good candidate for this loan because my Dental insurance will cover 50% of the cost of my dental work which will be applied to pay on the loan.

Monthly net income: $3325
Monthly expenses: $2200
Housing: $500
Insurance: $180
Car expenses: $473
Utilities: $120
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $125
Credit cards and other loans: $100
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
miked8303$50.0012/15/2011 1:21:44 PM
simiray$25.0012/15/2011 1:47:17 PM
SecondChanceLendingSERV$25.0012/15/2011 10:22:27 AM
trade-beeper4$25.0012/15/2011 9:46:26 AM
miked8303$25.0012/15/2011 9:41:25 AM
mrxtravis$25.0012/15/2011 9:37:11 AM
MASinVestment$50.0012/15/2011 9:07:55 AM
treasure-bliss$25.0012/15/2011 5:17:46 AM
greenback-guard$25.0012/15/2011 5:09:14 AM
blue-radiant-economy$100.0012/15/2011 2:45:27 AM
PDX-Funder$59.3912/14/2011 8:56:29 PM
igniter584$50.0012/14/2011 8:14:56 PM
payment-gusto$25.0012/14/2011 7:07:59 PM
unassailable-listing3$100.0012/14/2011 6:29:38 PM
glimmering-funds2$25.0012/14/2011 6:18:48 PM
well-rounded-payout0$50.0012/14/2011 5:06:56 PM
truth-companion$25.0012/14/2011 5:41:35 PM
Investor_DP$100.0012/14/2011 5:24:22 PM
Webpreneur$50.0012/15/2011 12:23:38 AM
payout-thinker7$25.0012/15/2011 5:57:42 AM
wealth-renaissance5$25.0012/15/2011 2:28:53 AM
Ballybay$50.0012/15/2011 9:19:33 AM
diplomatic-wealth7$25.0012/15/2011 9:05:53 AM
balance-river$25.0012/15/2011 9:31:45 AM
wizardii$25.0012/15/2011 9:36:38 AM
happy-return4$50.0012/15/2011 11:44:53 AM
Hotrod52$25.0012/15/2011 12:23:39 PM
credit-socrates648$1,390.6112/15/2011 1:47:55 PM
28 Investments
 
Borrower Payment Dependent Notes Series 544498
This series of Notes was issued and sold upon the funding of the borrower loan #57515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $151.03
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-1990 Debt/Income ratio: 49%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 6Employment status:Other
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $87,602Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: power-scrutinzer6 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation & Xmas holidays
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income:
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Kash2010lu$25.0012/13/2011 5:06:42 PM
affluence-generator2$100.0012/13/2011 5:21:08 PM
blue-radiant-economy$100.0012/13/2011 11:56:45 PM
worth-blanket2$3,200.0012/14/2011 12:32:34 PM
camaraderi-aspen$100.0012/14/2011 10:42:35 AM
5 Investments
 
Borrower Payment Dependent Notes Series 544502
This series of Notes was issued and sold upon the funding of the borrower loan #57710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $277.84
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Oct-1995 Debt/Income ratio: 45%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Other
Now delinquent: 0 Current / open credit lines: 28 / 22Length of status:36y 4m
Amount delinquent: $0 Total credit lines: 58Stated income:$75,000-$99,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $37,289 
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: Dpars655 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 15 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
720-739 (Aug-2010)
680-699 (Aug-2009)
 
Principal balance: $4,781.68 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
Consolidate
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$30.0012/14/2011 11:13:28 AM
worth-blanket2$5,900.0012/14/2011 12:33:24 PM
WSTRDG$25.0012/14/2011 10:01:57 AM
SLN-10$50.0012/14/2011 9:43:01 AM
USMC0311$25.0012/14/2011 11:57:51 AM
shrewd-income$25.0012/14/2011 10:34:02 AM
money-booster2$25.0012/14/2011 9:46:55 AM
platinum-boss2$25.0012/14/2011 9:50:36 AM
luv4cycling$30.0012/14/2011 9:39:31 AM
money-baron-Roth401k$25.0012/14/2011 9:13:18 AM
affluence-generator2$100.0012/14/2011 9:09:16 AM
graceful-IRAinvestment$25.0012/14/2011 9:06:29 AM
Jack55304$200.0012/14/2011 9:22:22 AM
graceful-investment$60.0012/14/2011 9:16:23 AM
GElender$40.0012/14/2011 9:11:36 AM
the-discrete-income$25.0012/14/2011 9:02:51 AM
Kash2010lu$25.0012/14/2011 9:03:20 AM
red-power-pecan$50.0012/14/2011 9:11:38 AM
Investor_DP$100.0012/14/2011 9:19:19 AM
profit-powerplant$25.0012/14/2011 9:10:13 AM
tnjohnso$25.0012/14/2011 9:43:44 AM
commitment-mesh$25.0012/14/2011 9:22:40 AM
camaraderi-aspen$100.0012/14/2011 10:42:36 AM
Feyenoord$30.0012/14/2011 12:11:28 PM
payout-bridge$25.0012/14/2011 11:12:23 AM
25 Investments
 
Borrower Payment Dependent Notes Series 544504
This series of Notes was issued and sold upon the funding of the borrower loan #57568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $176.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2004 Debt/Income ratio: 8%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 5 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $310Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: courageous-kindness641 Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Helping Father's Financial Troubles
Purpose of loan: I am going to use this money to help my parents. My Dad recently lost his job and had to get a new one that pays half of hsi previous one. He was paying a loan that paid for some of my personal expenses a few years back, and I want to contribute to that.

My financial situation:
I am a good candidate for this loan because I have a stable job and employer (3+ years, no signs of layoffs) in a growing company. I have an excellent credit score, and I always pay off debt as soon as I possibly can.

Monthly net income: $2300
Monthly expenses: $1200
Housing: $550
Insurance: $50
Car expenses: $90 (no debt on my car, barely drive it)
Utilities: $40
Phone, cable, internet: $120
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
chicagobanker$50.0012/13/2011 5:06:32 PM
Investor_DP$100.0012/13/2011 5:07:14 PM
aabadabadoo$25.0012/13/2011 5:10:38 PM
LittleMingo$25.0012/13/2011 5:15:39 PM
BxRealtor$25.0012/13/2011 5:16:49 PM
Horse-Lender$25.0112/13/2011 5:25:41 PM
currency-agave$60.0012/13/2011 5:33:23 PM
commanding-treasure2$50.0012/13/2011 5:13:37 PM
lender2611$25.0012/13/2011 5:43:15 PM
AndChicksforFree$25.0012/13/2011 5:30:58 PM
Poker_Grandpa$25.0012/13/2011 6:03:55 PM
deal-dolphin5$100.0012/13/2011 6:23:59 PM
AFairDeal$25.0012/13/2011 5:42:06 PM
MASinVestment$100.0012/14/2011 7:33:26 AM
Bank_Of_XL$25.0012/14/2011 7:52:40 AM
cattlebaron$25.0012/14/2011 7:53:09 AM
loan-tycoon0$25.0012/14/2011 9:27:58 AM
CapStack$50.0012/14/2011 9:15:09 AM
108lender$120.0012/14/2011 2:41:23 PM
lowrater$75.6012/14/2011 2:24:27 PM
CashFlow13$100.0012/14/2011 5:13:25 PM
cello1$25.0012/14/2011 6:17:42 PM
Keystonekop$100.0012/14/2011 6:38:19 PM
reward-excellency1$25.0012/14/2011 7:36:00 PM
OtownLender$25.0012/14/2011 8:02:00 PM
economy-popcorn$25.0012/14/2011 8:19:01 PM
blue-radiant-economy$100.0012/15/2011 3:09:59 AM
bullwink27$25.0012/15/2011 3:29:16 AM
bold-shrewd-dedication$250.0012/15/2011 6:04:37 AM
greenback-guard$25.0012/15/2011 5:06:14 AM
caliguian$50.0012/15/2011 6:46:34 AM
wwwUniversal$25.0012/15/2011 9:10:03 AM
sweet-social2$75.6212/15/2011 8:58:59 AM
money-booster2$25.0012/15/2011 7:59:28 AM
ryan6853$25.1112/15/2011 9:18:43 AM
unforgettable-wealth4$50.0012/15/2011 9:28:58 AM
houli123$50.0012/15/2011 9:31:07 AM
heart514$25.0012/15/2011 9:10:30 AM
pound-mushroom3$25.0012/15/2011 9:31:47 AM
first-class-yield9$50.0012/15/2011 10:02:32 AM
CoolPlexer$25.0012/15/2011 9:45:17 AM
whitegold24k$100.0012/15/2011 9:51:00 AM
LoanerPrincipal$25.0012/15/2011 9:47:50 AM
igniter584$50.0012/15/2011 10:32:15 AM
scoobiedoo$75.0012/15/2011 12:10:40 PM
Hillbilly_Banker$25.0012/15/2011 11:25:55 AM
ChrisProsper$31.8312/15/2011 1:18:43 PM
hope-hickory8$25.0012/15/2011 11:05:34 AM
green-safe-wampum$50.0012/15/2011 12:14:05 PM
brightest-fascinating-principal$25.0012/15/2011 1:02:37 PM
market-solstice2$25.0012/13/2011 5:09:29 PM
MASinVestment$50.0012/13/2011 5:16:19 PM
bomdel$25.0012/13/2011 5:06:49 PM
igniter584$25.0012/13/2011 5:40:33 PM
favorite-commerce$50.0012/13/2011 8:30:57 PM
janeybooboo$75.0012/13/2011 9:37:34 PM
goodhearted-basis4$25.0012/13/2011 10:50:19 PM
gentle-gain235$50.0012/14/2011 7:08:08 AM
gravbox$25.0012/14/2011 9:13:54 AM
worth-viking$100.0012/14/2011 12:33:26 PM
skillful-asset5$30.0012/14/2011 2:31:10 PM
liberty-magnate$25.0012/14/2011 3:08:10 PM
iaffy$25.0012/14/2011 5:20:25 PM
tractorman$25.0012/14/2011 6:04:01 PM
feiandasun$25.0012/14/2011 6:11:44 PM
angelinvestor2$40.0012/14/2011 6:31:59 PM
Ripsaw4U$50.0012/14/2011 6:19:38 PM
rolandweary$50.0012/14/2011 7:07:47 PM
happy-loot3$100.0012/14/2011 7:13:52 PM
thankful-nickel2$25.0012/14/2011 8:39:16 PM
gain-mountain1$50.0012/14/2011 9:04:01 PM
amaizblanco$25.0012/14/2011 9:10:52 PM
Money_Hog$25.0012/14/2011 7:49:44 PM
engaging-worth$25.0012/14/2011 10:10:21 PM
investorrr$50.0012/14/2011 9:12:23 PM
financelover$50.0012/14/2011 10:30:45 PM
Webpreneur$50.0012/15/2011 12:23:37 AM
greenback-guard$25.0012/15/2011 5:15:06 AM
loanman2007$100.0012/15/2011 4:57:35 AM
MoonMama$25.0012/15/2011 7:55:40 AM
john0720$25.0012/15/2011 7:09:29 AM
pnace$35.0012/15/2011 8:27:52 AM
genuine-loan0$25.0012/15/2011 7:54:23 AM
meers2000$33.3312/15/2011 6:17:33 AM
otherwisedisposed$250.0012/15/2011 8:49:07 AM
pioneer580$50.0012/15/2011 8:09:03 AM
shellstar$46.5012/15/2011 8:29:40 AM
DarthContinent$50.0012/15/2011 8:41:52 AM
terrific-dough6$50.0012/15/2011 9:36:51 AM
superb-funds335$25.0012/15/2011 9:29:26 AM
GCInvestments$27.0012/15/2011 9:37:26 AM
javelin0$25.0012/15/2011 9:54:05 AM
whitegold24k$400.0012/15/2011 10:43:51 AM
transparency-baton$25.0012/15/2011 12:19:56 PM
rdav$50.0012/15/2011 10:21:18 AM
Geldmeister$50.0012/15/2011 11:08:01 AM
organized-payment6$50.0012/15/2011 1:01:10 PM
scott2004114$25.0012/15/2011 1:11:31 PM
98 Investments
 
Borrower Payment Dependent Notes Series 544518
This series of Notes was issued and sold upon the funding of the borrower loan #57478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jun-1993 Debt/Income ratio: 24%
Credit score: 700-719 (Nov-2011) Inquiries last 6m: 10Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 8Length of status:3y 10m
Amount delinquent: $7,097 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,956Stated income:$50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 17%  
   Homeownership: No  
Screen name: orange-enterprising-kindness Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Looking for a loan for business
Purpose of loan:
I currently manage a successful local business and now I have been given the opportunity to purchase into the business as an owner.

I have been working with the company since they opened 10 years ago.

I have more then 20 years experience in the field.

My financial situation:
I am a good candidate for this loan because I pay my bills on time, I am responsible.

I plan on paying this loan back within the year if not sooner.

I can provide additional information about me or the business if you wish to ask.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/14/2011 12:30:21 PM
1 Investments
 
Borrower Payment Dependent Notes Series 544528
This series of Notes was issued and sold upon the funding of the borrower loan #57834, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,896.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $384.20
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1996 Debt/Income ratio: 11%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 7 / 7Length of status:4y 2m
Amount delinquent: $1,281 Total credit lines: 16 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,320Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: liberty-injector9 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Pay off Credit cards and existing loan.


My financial situation:
I will be using this loan to clear my credit report of all existing balances.

Taking this loan will increase my net available income over the next year and improve my credit score to qualify for a better rate on a mortgage next fall.


Net Income per month $2822.00
Monthly payments $ 338.00
Monthly housing
including utilities
and food $1400.00

Net $1000.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/13/2011 5:07:14 PM
commanding-treasure2$50.0012/13/2011 5:13:38 PM
igniter584$25.0012/13/2011 5:40:34 PM
vutah$25.0012/13/2011 6:23:19 PM
ChrisProsper$46.0012/14/2011 1:43:22 PM
AFairDeal$25.0012/13/2011 5:42:06 PM
lender2611$25.0012/13/2011 5:43:16 PM
MASinVestment$100.0012/14/2011 7:33:27 AM
worth-blanket2$10,500.0012/14/2011 12:32:44 PM
9 Investments
 
Borrower Payment Dependent Notes Series 544532
This series of Notes was issued and sold upon the funding of the borrower loan #57679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1975 Debt/Income ratio: 8%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 49 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $514Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: blue-tremendous-repayment Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debit Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
artisan693$23.0212/19/2011 6:22:00 PM
heatherwood$50.0012/19/2011 5:54:15 PM
hellasow$25.0012/19/2011 4:24:30 PM
orbital-velocity7$50.0012/19/2011 4:51:48 PM
trustworthy-hope189$50.0012/19/2011 1:10:05 PM
fantastic-investment9$30.0012/19/2011 11:45:02 AM
income-rocker2$60.0012/19/2011 11:44:08 AM
scoobiedoo$50.0012/19/2011 10:26:57 AM
trade-beeper4$25.0012/19/2011 9:19:20 AM
LaXavier$25.0012/19/2011 9:36:53 AM
1point21gigawatts$25.0012/19/2011 9:13:55 AM
wwwUniversal$25.0012/19/2011 9:24:09 AM
loyalist1$100.0012/19/2011 8:36:52 AM
thelovebug$100.0012/19/2011 9:13:30 AM
greencat$50.0012/19/2011 7:17:32 AM
GElender$25.0012/19/2011 5:50:58 AM
leverage-monger$25.0012/19/2011 6:32:46 AM
13nd3r$25.0012/18/2011 7:46:07 PM
new-social-economist$60.0012/19/2011 12:25:59 AM
top-payout-enclave$27.2812/18/2011 9:26:47 PM
gold-cluster$50.0012/18/2011 3:50:56 PM
money-booster2$25.0012/18/2011 7:03:39 PM
revenue-associate$25.0012/18/2011 6:02:37 PM
Eric_Gagne$25.0012/18/2011 3:48:21 PM
red-power-pecan$50.0012/18/2011 12:49:48 PM
heart514$25.0012/18/2011 12:42:49 PM
life-is-great$25.0012/18/2011 12:39:39 PM
56bones$25.0012/18/2011 12:42:38 PM
orange-preeminant-bill$25.0012/18/2011 12:27:23 PM
best-asset-jedi$50.0012/18/2011 10:32:53 AM
Weaverville$25.0012/18/2011 10:50:56 AM
green28$50.0012/18/2011 9:41:23 AM
a-restless-dollar$25.0012/18/2011 7:07:08 AM
riproaringrapids$25.0012/18/2011 12:06:27 AM
ethical-truth211$150.0012/17/2011 11:47:26 PM
jjswanso$100.0012/17/2011 5:19:40 PM
trade-elm$33.0012/17/2011 4:35:36 PM
zeeexsixare$100.0012/17/2011 9:01:28 PM
spursdog$25.0012/17/2011 8:08:00 PM
javelin0$25.0012/17/2011 5:48:27 PM
lowrater$100.6012/17/2011 2:17:08 PM
careful-note$50.0012/17/2011 3:17:40 PM
emphatic-bonus5$75.0012/17/2011 9:43:30 AM
papaloha$25.0012/16/2011 6:51:13 PM
processor115$25.0012/16/2011 4:20:36 PM
deal-searcher1$25.0012/16/2011 5:30:51 AM
the-silver-blaster$75.0012/15/2011 7:06:21 PM
miked8303$50.0012/15/2011 1:21:47 PM
SecondChanceLendingSERV$25.0012/15/2011 10:25:37 AM
graceful-IRAinvestment$25.0012/15/2011 9:49:19 AM
Investor_DP$100.0012/15/2011 9:27:45 AM
unbelievable-exchange$100.0012/15/2011 4:45:52 PM
MASinVestment$50.0012/15/2011 5:22:44 PM
a-finance-nirvana$25.0012/15/2011 6:38:44 PM
social-heart$25.0012/16/2011 12:43:36 AM
matt_2006$25.0012/16/2011 9:32:09 AM
SV-AZ$30.3512/17/2011 3:51:51 PM
drkosh$25.0012/17/2011 4:47:42 PM
green-rate-futurist$25.0012/17/2011 6:38:03 PM
first-friendly-listing$25.0012/17/2011 9:09:46 PM
abundant-euro0$30.0012/18/2011 6:17:54 AM
integrity-trumpet$50.0012/17/2011 9:09:49 PM
generosity-poem2$50.0012/18/2011 9:36:51 AM
high_flyer$100.0012/18/2011 8:05:11 AM
diplomatic-wealth7$25.0012/18/2011 12:09:35 PM
unforgettable-wealth4$50.0012/18/2011 12:20:58 PM
pound-mushroom3$25.0012/18/2011 12:23:30 PM
worth-viking$100.0012/18/2011 12:34:49 PM
truth-companion$25.0012/18/2011 12:46:05 PM
best-loot-bear$50.0012/18/2011 4:47:54 PM
kendallv$200.0012/18/2011 6:36:41 PM
gilbrear$25.0012/18/2011 3:42:44 PM
medicneedshelp82$42.5012/19/2011 1:52:11 AM
Hedge-Fund$25.0012/19/2011 2:41:58 AM
igniter584$50.0012/19/2011 7:07:04 AM
LendingPimp$50.0012/18/2011 11:10:19 PM
ddog0224$25.0012/19/2011 5:40:46 AM
marketplace-buckeye$50.0012/19/2011 8:30:45 AM
greenback-guard$25.0012/19/2011 6:13:23 AM
Rogelio48$25.0012/19/2011 1:32:03 PM
responsibility-mussel0$25.0012/19/2011 1:44:50 PM
vigilance-portait5$50.0012/19/2011 2:31:20 PM
sjc224$25.0012/19/2011 2:33:15 PM
Foothill-Paradise$50.0012/19/2011 4:19:23 PM
cajunguy$38.2512/19/2011 4:49:00 PM
pfh$25.0012/19/2011 5:02:56 PM
lyndyn$25.0012/19/2011 5:16:56 PM
worthy-bid8$50.0012/19/2011 5:38:10 PM
bnoble09$25.0012/19/2011 6:11:17 PM
hyrolln$25.0012/19/2011 6:07:39 PM
90 Investments
 
Borrower Payment Dependent Notes Series 544536
This series of Notes was issued and sold upon the funding of the borrower loan #57905, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $264.46
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-2005 Debt/Income ratio: 18%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 13 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,204Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: camaraderi-bigwig0 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Credit Cards
Purpose of loan: Combind two credit card payments into one.
This loan will be used to... pay off 2 credit cards to cancel them because of annual fees.

My financial situation: I work 2 jobs and I am trying to buy a house in the next year.
I am a good candidate for this loan because... I am never late on payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/14/2011 5:16:02 PM
Investor_DP$100.0012/14/2011 5:23:59 PM
AndChicksforFree$25.0012/14/2011 5:57:59 PM
lender2611$25.0012/14/2011 5:29:10 PM
MoonMama$25.0012/15/2011 7:55:43 AM
skillful-asset5$25.0012/15/2011 2:19:46 PM
Goodlender42$25.0012/15/2011 5:09:00 PM
unbelievable-exchange$100.0012/15/2011 4:45:50 PM
superb-funds335$25.0012/15/2011 5:27:30 PM
MASinVestment$50.0012/15/2011 5:22:42 PM
rajs$150.0012/15/2011 5:27:43 PM
the-silver-blaster$75.0012/15/2011 7:06:20 PM
bountiful-durability$50.0012/15/2011 8:37:22 PM
matt_2006$25.0012/16/2011 9:32:08 AM
unbelievable-exchange$100.0012/16/2011 4:37:46 PM
theloanteacher$25.0012/16/2011 6:58:26 PM
loan-warrior$25.0012/16/2011 8:17:58 PM
riproaringrapids$25.0012/16/2011 11:44:47 PM
Interloper$50.0012/17/2011 1:06:21 AM
emphatic-bonus5$75.0012/17/2011 9:43:28 AM
integrity-trumpet$50.0012/17/2011 9:09:49 PM
riproaringrapids$25.0012/18/2011 12:06:26 AM
Bcs-cnc$25.0012/18/2011 8:59:15 AM
Ripsaw4U$50.0012/18/2011 7:21:50 PM
CashFlow13$100.0012/19/2011 9:28:45 AM
alexander-hamilton$50.0012/19/2011 10:23:22 AM
SolarMoonshine$25.0012/19/2011 5:11:40 PM
intelligent-dedication9$100.0012/19/2011 4:34:42 PM
orbital-velocity7$50.0012/19/2011 4:51:47 PM
ethical-income2$25.0012/19/2011 5:40:05 PM
all_of_that_one$30.0012/20/2011 6:18:24 AM
greenback-companion8$25.0012/20/2011 7:27:30 AM
money-booster2$50.0012/20/2011 9:16:19 AM
jgar_O$25.0012/20/2011 9:53:06 AM
ricklip$100.0012/20/2011 10:23:14 AM
R3vXX$25.0012/20/2011 1:43:57 PM
Cherrypicker$40.0012/20/2011 3:03:40 PM
durability-halibut$25.0012/20/2011 1:48:59 PM
heroic-payout9$33.9612/20/2011 3:12:31 PM
engaging-worth$25.0012/20/2011 10:10:24 PM
SC2TX$200.0012/21/2011 4:55:50 AM
giftgold$25.0012/21/2011 6:18:22 AM
nimble-money086$25.0012/21/2011 8:36:18 AM
beest$84.0912/21/2011 8:28:36 AM
SimpleChoice$25.0012/21/2011 9:23:14 AM
makerain$25.0012/21/2011 9:38:05 AM
processor115$50.0012/21/2011 9:46:12 AM
new-truth-chuckler$25.0012/21/2011 9:57:17 AM
Nerdster1$25.0012/21/2011 10:00:55 AM
Mincus$25.0012/21/2011 9:59:09 AM
bb575$50.0012/21/2011 11:50:54 AM
enthusiastic-point$50.0012/21/2011 1:51:31 PM
prohelper$50.0012/21/2011 1:00:01 PM
moneytolend72$30.0012/21/2011 1:22:37 PM
R3vXX$25.0012/21/2011 3:01:33 PM
financial-frenzy$25.0012/21/2011 5:09:17 PM
haplender$50.0012/21/2011 5:17:09 PM
Mark-7$50.0012/21/2011 5:15:20 PM
Kaj$25.0012/21/2011 5:16:40 PM
benevolent-money6$25.0012/21/2011 5:17:48 PM
timbob$100.0012/21/2011 5:21:03 PM
the-laudable-peso$40.0012/21/2011 5:19:59 PM
Webpreneur$50.0012/21/2011 5:25:23 PM
ursus$50.0012/21/2011 5:23:08 PM
brazilofmux$100.0012/21/2011 5:27:14 PM
meenan$63.0012/21/2011 5:26:58 PM
dime-sprout$25.0012/21/2011 5:29:43 PM
ZTA0796$25.0012/21/2011 5:30:26 PM
jpac1066$50.0012/21/2011 5:35:12 PM
tractorman$25.0012/21/2011 5:33:08 PM
income-banjo$50.0012/21/2011 5:36:52 PM
unforgettable-wealth4$50.0012/21/2011 5:44:19 PM
HamachiMan$50.0012/21/2011 5:41:21 PM
angelinvestor2$40.0012/21/2011 5:51:59 PM
value-pouch$25.0012/21/2011 5:52:43 PM
melodious-fairness$25.0012/21/2011 5:52:22 PM
leverage-grove6$25.0012/21/2011 6:24:07 PM
Sykes66$50.0012/21/2011 6:48:50 PM
Vaanolo$25.0012/21/2011 7:07:34 PM
DalCowboys$25.0012/21/2011 6:48:56 PM
GoldenTrout$25.0012/21/2011 8:00:35 PM
engaging-worth$25.0012/21/2011 8:06:46 PM
natural-trade7$35.6112/21/2011 8:03:39 PM
commanding-treasure2$50.0012/14/2011 5:35:32 PM
bazaar-festivity$25.0012/14/2011 5:36:17 PM
igniter584$25.0012/14/2011 5:43:28 PM
blue-radiant-economy$100.0012/15/2011 3:14:48 AM
graceful-IRAinvestment$25.0012/15/2011 8:53:13 AM
miked8303$50.0012/15/2011 1:21:45 PM
jarf$25.0012/16/2011 4:27:51 AM
BxRealtor$25.0012/16/2011 5:15:49 PM
hope-hickory8$25.0012/16/2011 9:19:01 PM
Rob717171$25.0012/17/2011 6:22:48 AM
wlm3012$30.0012/17/2011 11:02:45 AM
CASSHMAN$100.0012/17/2011 1:24:49 PM
lowrater$100.7012/17/2011 2:11:56 PM
dollar-sonnet3$25.0012/18/2011 12:40:21 PM
moola-gargantuan9$50.0012/18/2011 5:36:35 PM
deal-searcher1$35.0012/18/2011 3:04:33 PM
economy-popcorn$25.0012/18/2011 5:36:01 PM
fantastic-investment9$30.0012/19/2011 11:45:01 AM
studious-listing8$25.0012/19/2011 5:14:32 PM
worthy-bid8$50.0012/19/2011 5:38:08 PM
power-defender7$40.0012/19/2011 8:22:02 PM
impressive-justice6$50.0012/19/2011 7:56:38 PM
grasshopper288$25.0012/19/2011 10:06:07 PM
otherwisedisposed$50.0012/20/2011 9:16:51 AM
CASSHMAN$100.0012/20/2011 9:50:36 AM
DreDub$50.0012/20/2011 12:46:06 PM
intelligent-dedication9$100.0012/20/2011 12:14:48 PM
ALVO$50.0012/20/2011 3:48:30 PM
Polonius$30.0012/20/2011 7:01:18 PM
pureliquidhw$25.0012/20/2011 7:11:17 PM
frooogal$25.3012/20/2011 8:43:45 PM
the-enticing-coin$500.0012/21/2011 12:28:12 AM
rockhound84$25.0012/21/2011 4:35:45 AM
ethical-truth211$300.0012/21/2011 6:51:42 AM
blue-useful-auction$25.0012/21/2011 7:10:48 AM
KLCRAY$25.0012/21/2011 9:09:46 AM
houli123$50.0012/21/2011 9:09:22 AM
pound-mushroom3$25.0012/21/2011 9:21:55 AM
gallant-economy9$50.0012/21/2011 9:44:27 AM
wwwUniversal$25.0012/21/2011 9:42:34 AM
shellstar$28.0912/21/2011 9:49:24 AM
mammalian4$25.0012/21/2011 11:20:02 AM
exact-principal220$25.0012/21/2011 12:17:34 PM
klend4$25.0012/21/2011 12:18:38 PM
seabassx$25.0012/21/2011 12:51:59 PM
first-class-yield9$68.7012/21/2011 12:51:00 PM
DrNano$50.0012/21/2011 1:48:07 PM
Wilhan$25.0012/21/2011 1:30:55 PM
jkeller4000$25.0012/21/2011 1:08:09 PM
Reddy_Capital$36.0012/21/2011 3:27:57 PM
elephantparty$25.0012/21/2011 4:37:27 PM
WolRab$50.0012/21/2011 5:14:07 PM
bold-durability-drum$60.0012/21/2011 5:11:18 PM
blue-lively-platinum$25.0012/21/2011 5:16:14 PM
income-plato$25.0012/21/2011 5:26:32 PM
KeepOnRunning$30.0012/21/2011 5:29:39 PM
heart514$25.0012/21/2011 5:32:20 PM
postalwhiz$25.0012/21/2011 5:34:33 PM
bid-czar8$100.0012/21/2011 5:35:53 PM
ultimate-payment$25.0012/21/2011 5:37:53 PM
transparency-giant$50.0012/21/2011 5:36:24 PM
ctgscott$25.0012/21/2011 5:41:38 PM
zippy-interest$25.0012/21/2011 5:47:47 PM
the_winning_ticket$50.0012/21/2011 5:49:00 PM
CAGE-Investments$25.0012/21/2011 5:54:05 PM
mello137$25.0012/21/2011 6:14:36 PM
mikrolown$25.0012/21/2011 5:58:20 PM
reward-excellency1$25.0012/21/2011 5:58:51 PM
Ducatiman1978$25.0012/21/2011 5:59:30 PM
digitaldan$40.0012/21/2011 7:05:15 PM
justice-circuitry0$50.0012/21/2011 6:33:41 PM
astute-benjamins$50.0012/21/2011 6:30:16 PM
enthusiastic-return2$25.0012/21/2011 7:04:25 PM
leverage-tsunami$25.0012/21/2011 7:30:34 PM
Star_Witness$49.5512/21/2011 8:08:26 PM
scoobiedoo$75.0012/21/2011 7:49:21 PM
159 Investments
 
Borrower Payment Dependent Notes Series 544538
This series of Notes was issued and sold upon the funding of the borrower loan #58173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $494.93
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-2001 Debt/Income ratio: 17%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,220Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: champion020 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DebtConsolid.No LongerMeagerStudent
I worked very hard to get to where I am today, but even when I was a humble college student with a meager budget, I remained loyal to my financial obligations and maintained a laudable credit score. Fortunately I did not build a massive amount of debt prior to graduation and can ask for a minimal loan amount, which will make this listing more likely to fund.

The purpose of this loan is to secure a lower interest rate, secure a fixed interest rate and for the convenience of servicing only one loan. The advantage of a fixed time frame will allow me to pay off the debt incurred prior to my college graduation sooner.

I am a good candidate for this loan due to my sizable, verifiable monthly income and exemplary history of credit and repayment.

Ergo placing a larger investment in this listing will prove wiser than taking a risk on others with less desirable credit and income ratings. Thank you for your consideration in this investment venture!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/17/2011 12:42:34 PM
commanding-treasure2$50.0012/15/2011 9:11:24 AM
kid_dynamite15$75.0012/15/2011 9:10:13 AM
AFairDeal$25.0012/15/2011 9:27:50 AM
C_Mark$50.0012/15/2011 9:35:33 AM
the-bright-velocity$25.0012/15/2011 9:38:43 AM
igniter584$25.0012/15/2011 9:52:01 AM
cattlebaron$50.0012/15/2011 12:18:06 PM
unbelievable-exchange$100.0012/15/2011 4:45:53 PM
Goodlender42$25.0012/15/2011 5:09:01 PM
blot44$25.0012/16/2011 5:16:31 AM
deal-searcher1$25.0012/16/2011 5:30:51 AM
rajs$300.0012/16/2011 7:31:28 PM
the-enticing-coin$500.0012/16/2011 11:24:03 PM
emphatic-bonus5$75.0012/17/2011 9:43:30 AM
wlm3012$30.0012/17/2011 11:05:32 AM
riproaringrapids$25.0012/18/2011 12:06:28 AM
YesMoney$25.0012/17/2011 10:40:54 PM
cerebral-auction950$100.0012/18/2011 9:10:18 AM
aabadabadoo$25.0012/18/2011 12:38:29 PM
market-solstice2$25.0012/18/2011 12:48:58 PM
Reddy_Capital$25.0012/18/2011 5:23:14 PM
frankdelraza$25.0012/19/2011 10:00:38 AM
fantastic-investment9$30.0012/19/2011 11:45:03 AM
payout-panda$25.0012/19/2011 2:16:03 PM
helpishere777$25.0012/19/2011 8:13:37 PM
radforj22$25.0012/20/2011 7:02:54 AM
ricklip$100.0012/20/2011 10:23:16 AM
independent-revenue4$100.0012/20/2011 1:45:59 PM
scrappy-leverage6$25.0012/20/2011 12:53:53 PM
ALVO$48.0012/20/2011 3:48:31 PM
emunah6$25.0012/20/2011 2:30:57 PM
rcj1411$50.0012/20/2011 5:47:19 PM
JeffHoll$100.0012/21/2011 6:12:40 AM
KLCRAY$25.0012/21/2011 9:09:49 AM
worth-blanket2$11,200.0012/21/2011 9:19:51 AM
green-trade-dolphin2$30.0212/15/2011 9:02:23 AM
indomitable-coin$25.0012/15/2011 9:07:41 AM
bb575$50.0012/15/2011 9:45:00 AM
hope-hickory8$50.0012/15/2011 3:48:02 PM
JustMee$25.0012/15/2011 5:43:14 PM
reward-excellency1$25.0012/16/2011 5:53:08 AM
axl163$25.0012/16/2011 10:07:57 AM
healthy-rate3$50.0012/16/2011 12:37:12 PM
Supermodeler$200.0012/17/2011 10:49:22 PM
houli123$250.0012/18/2011 3:50:43 AM
gentle-gain235$50.0012/18/2011 9:28:31 AM
selvamfinance$25.0012/18/2011 12:24:29 PM
BxRealtor$25.0012/18/2011 12:26:33 PM
unassuming-generosity$25.0012/18/2011 12:50:17 PM
Ripsaw4U$50.0012/18/2011 7:21:50 PM
rdrloan$50.0012/19/2011 7:50:35 AM
alexander-hamilton$50.0012/19/2011 10:23:23 AM
girlwithglasses$50.0012/19/2011 1:04:01 PM
intelligent-dedication9$100.0012/19/2011 4:34:43 PM
worthy-bid8$50.0012/19/2011 5:38:10 PM
power-defender7$40.0012/19/2011 8:29:10 PM
plane450$27.0012/20/2011 8:03:39 AM
money-booster2$25.0012/20/2011 9:10:02 AM
intelligent-dedication9$100.0012/20/2011 12:14:49 PM
Rivervale_Westwood$48.8412/20/2011 1:01:52 PM
giftgold$25.0012/21/2011 6:11:45 AM
treasure-birdie3$46.1412/21/2011 9:22:37 AM
63 Investments
 
Borrower Payment Dependent Notes Series 544544
This series of Notes was issued and sold upon the funding of the borrower loan #57649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.35% Listing Start date:  Dec-14-2011 
Term: 12 months Listing End date:  Dec-14-2011 
 
Lender yield: 4.65% Borrower rate/APR: 5.65% / 6.59% Monthly payment: $171.81
 
Lender servicing fee: 1.00% Effective Yield*: 4.66%  
Estimated return*: 3.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1994 Debt/Income ratio: 18%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 18Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 30 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,053Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: Yes  
Screen name: newest-friendly-bill Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Debt Pay Down
Purpose of loan:

Credit card rate for balance transfer just expired and it spiked to 19.9%. I would like to go ahead and pay it off with a lower rate loan.

My financial situation:

Employed full-time. Had to pay for several car repairs the past few months and those took the money I would have used to pay off the credit card balance.

Thanks!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
brazilofmux$100.0012/14/2011 5:05:39 PM
first-euro-rapture$25.0012/14/2011 5:07:25 PM
AFairDeal$25.0012/14/2011 5:15:51 PM
neighborly-hope6$100.0012/14/2011 5:11:09 PM
esabzb$25.0012/14/2011 5:19:55 PM
market-solstice2$25.0012/14/2011 5:23:47 PM
daisuke$25.0012/14/2011 5:34:32 PM
sweet-loan7$25.0012/14/2011 5:36:08 PM
currency-agave$60.0012/14/2011 5:38:18 PM
nuclearmoose$25.0012/14/2011 5:41:21 PM
AmericanCredit$50.0012/14/2011 5:19:44 PM
BxRealtor$25.0012/14/2011 5:44:07 PM
igniter584$25.0012/14/2011 5:43:28 PM
income-safehouse9$250.0012/14/2011 5:57:58 PM
16888$25.0012/14/2011 6:05:59 PM
deal-frontier$25.0012/14/2011 6:06:11 PM
aabadabadoo$25.0012/14/2011 5:31:46 PM
scottburger$100.0012/14/2011 6:07:27 PM
first-favorite-bonus9$25.0012/14/2011 5:32:57 PM
commanding-treasure2$50.0012/14/2011 5:35:32 PM
KLCRAY$25.0012/14/2011 5:40:05 PM
ore-jalapeno4$50.0012/14/2011 5:41:08 PM
cebgop$25.0012/14/2011 5:44:20 PM
diversification-surge$25.0012/14/2011 5:45:08 PM
BayShell$34.0012/14/2011 6:08:20 PM
Weaverville$50.0012/14/2011 5:02:57 PM
Bendistraw$25.0012/14/2011 5:10:54 PM
timbob$100.0012/14/2011 5:14:53 PM
the-bright-velocity$25.0012/14/2011 5:16:57 PM
indomitable-coin$25.0012/14/2011 5:14:28 PM
meux99$25.0012/14/2011 5:17:54 PM
britgsb$30.0012/14/2011 5:16:54 PM
Kyjamune$25.0012/14/2011 5:21:28 PM
riproaringrapids$25.0012/14/2011 5:23:05 PM
bb575$50.0012/14/2011 5:25:13 PM
return-runner8$25.0012/14/2011 5:25:47 PM
unforgettable-wealth4$50.0012/14/2011 5:29:43 PM
Mookouw$25.0012/14/2011 5:09:38 PM
gravbox$25.0012/14/2011 5:34:41 PM
pbeach05$25.0012/14/2011 5:32:42 PM
income-banjo$50.0012/14/2011 5:20:50 PM
TGGGGGGGGGGGGGGG$50.0012/14/2011 5:24:33 PM
LoanAngel$25.0012/14/2011 6:07:19 PM
bold-glowing-payment$25.0012/14/2011 6:07:33 PM
skywalkerR5$25.0012/14/2011 5:37:03 PM
r48$26.0012/14/2011 5:53:36 PM
C_Mark$50.0012/14/2011 6:02:52 PM
conaty$25.0012/14/2011 6:05:14 PM
48 Investments
 
Borrower Payment Dependent Notes Series 544548
This series of Notes was issued and sold upon the funding of the borrower loan #57795, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1992 Debt/Income ratio: 14%
Credit score: 820-839 (Dec-2011) Inquiries last 6m: 4Employment status:Other
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: mindful-bazaar147 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement funeral expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/14/2011 5:24:24 PM
blue-radiant-economy$200.0012/15/2011 2:47:57 AM
SecondChanceLendingSERV$25.0012/15/2011 10:23:09 AM
cashhelp$25.0012/14/2011 5:26:41 PM
currency-agave$60.0012/14/2011 5:38:19 PM
thomas16882004$25.0012/14/2011 11:01:10 PM
Banker_Joe$25.0012/15/2011 8:50:16 AM
golden-velocity9$25.0012/15/2011 9:28:38 AM
SolarMoonshine$25.0012/15/2011 10:02:44 AM
worth-blanket2$9,300.0012/15/2011 9:54:29 AM
houli123$190.0012/15/2011 11:56:54 AM
11 Investments
 
Borrower Payment Dependent Notes Series 544554
This series of Notes was issued and sold upon the funding of the borrower loan #57653, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $211.56
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1996 Debt/Income ratio: 11%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:12y 1m
Amount delinquent: $0 Total credit lines: 11 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,546Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: Yes  
Screen name: happy-power464 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Delavan Bldg Repairs
Purpose of loan:
This loan will be used to purchase equip and supplies to repair commercial property that I own.

My financial situation:
I am a good candidate for this loan because I like having a good credit rating and paying my bills on time.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.0012/14/2011 9:14:49 AM
commanding-treasure2$50.0012/14/2011 9:16:16 AM
AFairDeal$25.0012/14/2011 9:46:41 AM
Investor_DP$100.0012/14/2011 9:18:57 AM
igniter584$25.0012/14/2011 9:26:24 AM
lender2611$25.0012/14/2011 9:26:40 AM
bazaar-festivity$25.0012/14/2011 9:39:29 AM
investment-artist$25.0012/14/2011 12:32:53 PM
worth-blanket2$5,700.0012/14/2011 12:29:56 PM
9 Investments
 
Borrower Payment Dependent Notes Series 544558
This series of Notes was issued and sold upon the funding of the borrower loan #57514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $358.94
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-2005 Debt/Income ratio: Not calculated
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 19Length of status:6y 9m
Amount delinquent: $0 Total credit lines: 25 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $554Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: nykbbal Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 10 ( 100% ) 660-679 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
700-719 (Feb-2011)
700-719 (Nov-2010)
720-739 (Apr-2010)
 
Principal balance: $6,062.79 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Purchase Inventory Loan
This loan will be used to purchase textbooks from college students at the end of the semester at various local universities. Current available cash totals $83,000 and approximately $9,500.00 more is needed to make a successful season. We will prepay this loan. Inventory turnover is approximately 35 days and the textbooks can be used as collateral.

The business is generating enough revenue to cover this loan. I earned a BS in Finance with a minor in Economics from a NY public university, 3.4 GPA. I have never missed a payment and I live with my parents while this business is starting.

Monthly net income: $ 2800
($2000 from job)
($800 from business)

Monthly expenses: $ 1250
Housing: $ 100
Insurance: $ 40
Car expenses: $ 150
Utilities: $ 0
Phone, cable, internet: $ 10
Food, entertainment: $ 250
Credit cards and other loans: $ 500 (student loans)
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
fantastic-wampum1$100.0012/14/2011 9:06:47 AM
lender2611$25.0012/14/2011 9:26:40 AM
cognizant-rupee7$25.0012/14/2011 9:12:40 AM
refined-penny$25.0012/14/2011 9:36:52 AM
pound-mushroom3$25.0012/14/2011 9:17:03 AM
money-booster2$25.0012/14/2011 9:46:17 AM
igniter584$25.0012/14/2011 9:26:24 AM
duty-explosion9$75.0012/14/2011 11:15:27 AM
orange-vigilance-shower$50.0012/14/2011 11:24:45 AM
loanman2007$100.0012/14/2011 9:37:12 AM
lowrater$150.8012/14/2011 12:34:57 PM
Mikale360$25.0012/14/2011 1:09:14 PM
bonus-rotation1$100.0012/14/2011 11:29:15 AM
Moe87$25.0012/14/2011 3:09:30 PM
keeks$25.0012/14/2011 2:47:22 PM
wwwUniversal$25.0012/15/2011 9:10:03 AM
fair-pound5$71.0012/15/2011 9:27:33 AM
velocity-solo$25.0012/15/2011 9:24:12 AM
Leshan$100.0012/15/2011 9:22:58 AM
engaging-leverage823$25.0012/15/2011 9:32:50 AM
spirited-diversification0$25.0012/15/2011 9:32:35 AM
money-bauble$41.0012/15/2011 9:21:50 AM
imoutdoorsy$25.0012/15/2011 9:21:14 AM
reward-gala$50.0012/15/2011 9:20:37 AM
friendinmoney$25.0012/15/2011 8:51:44 AM
durability-high-five$25.0012/15/2011 9:26:49 AM
five-star-justice$42.0012/15/2011 8:44:55 AM
robust-trade$25.0012/15/2011 9:11:08 AM
Vreet$25.0012/15/2011 9:20:29 AM
skro$25.0012/15/2011 9:18:55 AM
LeReve$50.0012/15/2011 9:17:36 AM
genius520$50.0012/15/2011 9:06:31 AM
BleedPurple$25.0012/15/2011 6:52:11 AM
graceful-investment$50.0012/15/2011 9:00:15 AM
Bookophile$50.0012/15/2011 6:30:09 AM
Frover$69.5312/15/2011 8:14:25 AM
andlifegoeson$25.0012/15/2011 7:06:12 AM
stevecub$25.0012/15/2011 6:19:37 AM
c-gurista-5$25.0012/15/2011 5:52:48 AM
rlaboy$25.0012/15/2011 3:23:07 AM
papaloha$50.0012/14/2011 9:26:34 PM
Maetryx$29.0012/14/2011 9:16:03 PM
bazaar-hyperdrive3$50.0012/14/2011 9:11:21 PM
commerce-mushroom$25.0012/14/2011 10:54:09 PM
Webpreneur$50.0012/15/2011 12:23:38 AM
FWF-kinetic$100.0012/14/2011 11:33:54 PM
FinanceEngine$40.0012/14/2011 9:55:37 PM
tspyz$25.0012/14/2011 11:09:33 PM
WolRab$50.0012/14/2011 7:59:37 PM
MASinVestment$100.0012/14/2011 7:52:41 PM
penny-gadget0$25.7412/14/2011 6:53:44 PM
liquorman$33.0012/14/2011 7:39:39 PM
intelligent-moola1$25.0012/14/2011 7:35:15 PM
da-da-daddio$500.0012/14/2011 7:33:42 PM
generosity-poem2$50.0012/14/2011 6:45:16 PM
attractive-point956$25.0012/14/2011 6:41:59 PM
nimble-revenue5$50.0012/14/2011 5:32:35 PM
CalBear08$25.0012/14/2011 5:11:13 PM
first-repayment-magician$40.0012/14/2011 5:32:09 PM
shmb6508$50.0012/14/2011 5:31:56 PM
LateOneNight$25.0012/14/2011 4:51:32 PM
NotOprah$50.0012/14/2011 5:25:49 PM
auction-seeker$25.0012/14/2011 4:20:32 PM
deal-hickory5$100.0012/14/2011 5:17:35 PM
social-zebra$30.0012/14/2011 3:29:00 PM
timbob$100.0012/14/2011 5:14:52 PM
affluence-generator2$100.0012/14/2011 5:17:26 PM
blue-lively-platinum$25.0012/14/2011 5:15:55 PM
promise2$46.0412/14/2011 5:06:37 PM
brazilofmux$100.0012/14/2011 5:05:38 PM
otto1939$103.0012/14/2011 1:31:53 PM
worth-viking$100.0012/14/2011 12:33:28 PM
setUup$29.0612/14/2011 4:06:31 PM
oex$25.0012/14/2011 6:22:53 PM
unfixer$25.0012/14/2011 6:51:41 PM
unassailable-listing3$100.0012/14/2011 6:29:38 PM
sensible-fund$25.0012/14/2011 6:27:27 PM
GoldenRule01$50.0312/14/2011 6:23:15 PM
SolarMoonshine$25.0012/14/2011 5:40:21 PM
finance-prescription$100.0012/14/2011 5:29:13 PM
yield-trader$25.0012/14/2011 5:24:34 PM
stockpiler325$75.0012/14/2011 6:00:29 PM
careful-vigilance4$50.0012/14/2011 5:42:10 PM
handshake5$100.0012/14/2011 5:17:56 PM
reflective-rupee$25.0012/14/2011 5:35:57 PM
commanding-treasure2$50.0012/14/2011 9:16:16 AM
missing-link$25.0012/14/2011 9:25:52 AM
Investor_DP$100.0012/14/2011 9:19:05 AM
dollar-tornado3$25.0012/14/2011 10:13:47 AM
vigorous-market5$200.0012/14/2011 11:37:08 AM
cattlebaron$50.0012/14/2011 12:33:45 PM
cattlebaron$25.0012/14/2011 12:33:54 PM
market-assembler$50.0012/14/2011 9:52:50 AM
cattlebaron$25.0012/14/2011 12:34:03 PM
matthewa$25.0012/14/2011 2:23:25 PM
skillful-asset5$30.0012/14/2011 2:24:43 PM
108lender$200.0012/14/2011 2:39:39 PM
graceful-IRAinvestment$53.0012/14/2011 11:52:09 AM
liberty-magnate$25.0012/14/2011 3:04:51 PM
diablorulz$50.0012/14/2011 4:22:29 PM
zeeexsixare$200.0012/14/2011 3:36:23 PM
valiant-note129$200.0012/14/2011 4:00:25 PM
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best-charming-leverage$50.0012/14/2011 5:05:35 PM
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money-surge1$25.0012/14/2011 5:07:52 PM
panther757$25.0012/14/2011 5:09:56 PM
MAYBROOK$35.0012/14/2011 5:12:30 PM
MASinVestment$50.0012/14/2011 5:09:36 PM
heart514$25.0012/14/2011 5:16:18 PM
orange-preeminant-bill$25.0012/14/2011 5:16:27 PM
duty-explosion9$25.0012/14/2011 5:17:25 PM
fortytwo$150.0012/14/2011 5:18:34 PM
proud-pound4$25.0012/14/2011 5:19:30 PM
reward-adventure$50.0012/14/2011 5:21:39 PM
social-cocktail1$200.0012/14/2011 5:24:07 PM
Kaj$25.0012/14/2011 5:08:05 PM
Nicedad72$25.0012/14/2011 5:12:28 PM
rupee-master6$25.0012/14/2011 5:13:58 PM
postalwhiz$25.0012/14/2011 5:34:04 PM
HamachiMan$50.0012/14/2011 5:19:41 PM
truth-companion$25.0012/14/2011 5:41:34 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:05 PM
Argbargle$25.0012/14/2011 6:09:16 PM
mighty-dedication223$25.0012/14/2011 6:11:20 PM
economy-coup$50.0012/14/2011 5:36:02 PM
red-robust-bid$50.0012/14/2011 6:13:37 PM
worthy-bid8$50.0012/14/2011 5:39:23 PM
glimmering-funds2$25.0012/14/2011 6:18:47 PM
ZTA0796$25.0012/14/2011 6:19:53 PM
hope-candy1$200.0012/14/2011 6:29:46 PM
Oranje88$55.0012/14/2011 6:07:07 PM
JJYossarian$50.0012/14/2011 6:07:23 PM
KMSB$25.0012/14/2011 6:46:37 PM
gothampark$25.0012/14/2011 6:45:20 PM
richmondcowboy$25.0012/14/2011 7:00:59 PM
platinum-piledriver$43.1412/14/2011 6:54:12 PM
tigerpanda$50.0012/14/2011 6:17:33 PM
vulgy$30.0012/14/2011 7:04:26 PM
coachmike15$30.0012/14/2011 7:09:22 PM
ready-loan$25.0012/14/2011 7:10:36 PM
treasure-pipeline$25.0012/14/2011 7:13:55 PM
careful-note1$36.4112/14/2011 6:31:07 PM
Calif-smo$25.0012/14/2011 7:18:31 PM
PositiveCarry$50.0012/14/2011 7:41:28 PM
kinetic-generosity9$28.0012/14/2011 7:57:10 PM
hidavehi$39.0012/14/2011 7:18:46 PM
High-flyer$25.0012/14/2011 8:36:33 PM
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finagler$25.0012/14/2011 8:52:46 PM
cbr600fs$25.0012/14/2011 9:29:57 PM
Cyphor$93.5212/14/2011 7:33:48 PM
worker943$50.0012/14/2011 7:46:03 PM
cwolfe177$25.3512/14/2011 9:11:53 PM
mad-scientist418$25.0012/14/2011 7:54:14 PM
courteous-note1$25.0012/14/2011 9:24:47 PM
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autonomous-truth$100.0012/14/2011 11:10:31 PM
oaktown23$50.0012/14/2011 11:20:38 PM
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euro-mirth$25.0012/15/2011 4:54:04 AM
blue-radiant-economy$200.0012/15/2011 3:00:47 AM
greenback-guard$25.0012/15/2011 5:07:55 AM
deal-searcher1$25.0012/15/2011 12:03:26 AM
careful-note1$25.0012/15/2011 6:22:27 AM
hptcrabbers$25.0012/15/2011 7:17:09 AM
BroncoNaug$25.0012/15/2011 6:38:24 AM
Mrs-Honeydew$25.0012/15/2011 5:36:08 AM
MoonMama$25.0012/15/2011 7:55:41 AM
smallbizrule$25.0012/15/2011 8:49:17 AM
Easystreet$25.0012/15/2011 8:14:22 AM
generous-deal6$50.0012/15/2011 7:34:40 AM
kycats01$25.0012/15/2011 9:10:08 AM
topper480$50.0012/15/2011 9:15:40 AM
Gilgothdae$25.0012/15/2011 8:01:29 AM
bnlforever$25.0012/15/2011 9:16:59 AM
Macbethofscots$25.0012/15/2011 9:19:11 AM
AdamsWay$50.0012/15/2011 9:25:02 AM
managedfund$51.3812/15/2011 9:36:13 AM
melodious-fairness$25.0012/15/2011 9:26:23 AM
bid-czar8$100.0012/15/2011 9:32:38 AM
rescue$100.0012/15/2011 9:33:55 AM
mikrolown$25.0012/15/2011 9:26:00 AM
christmaslightpro$25.0012/15/2011 9:33:19 AM
186 Investments
 
Borrower Payment Dependent Notes Series 544564
This series of Notes was issued and sold upon the funding of the borrower loan #57763, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2007 Debt/Income ratio: 25%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 12 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,412Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: hottie1 Borrower's state: WestVirginia Borrower's group: Brighter Financial Future
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvements
Purpose of loan:
This loan will be used to...
Make some repairs to my new home, paint, carpets, kitchen tile
My financial situation:
I am a good candidate for this loan because...
I pay all my bills on time, I am very responsible and trustworthy


Monthly net income: $3750
Monthly expenses: $
Housing: $279
Insurance: $
Car expenses: $
Utilities: $120
Phone, cable, internet: $55
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $870
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.0012/13/2011 5:04:35 PM
blue-radiant-economy$100.0012/13/2011 11:58:30 PM
worth-blanket2$3,900.0012/14/2011 12:33:55 PM
3 Investments
 
Borrower Payment Dependent Notes Series 544596
This series of Notes was issued and sold upon the funding of the borrower loan #57773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $278.73
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1999 Debt/Income ratio: 14%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 11 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,344Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: harmonious-truth0 Borrower's state: NewMexico Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: Home Improvement
This loan will be used to...Fix house

My financial situation:
I am a good candidate for this loan because... I have a steady job and I pay my bills on time


Monthly net income: $3000
Monthly expenses: $200
Housing: $0
Insurance: $0
Car expenses: $100
Utilities: $100
Phone, cable, internet: $60
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$100.0012/14/2011 5:17:15 PM
market-solstice2$25.0012/14/2011 5:23:47 PM
Investor_DP$100.0012/14/2011 5:24:25 PM
AndChicksforFree$25.0012/14/2011 6:19:02 PM
blue-radiant-economy$100.0012/15/2011 2:53:29 AM
money-booster2$35.0012/15/2011 8:03:19 AM
worth-blanket2$6,300.0012/15/2011 9:53:51 AM
SecondChanceLendingSERV$25.0012/15/2011 10:24:19 AM
SolarMoonshine$25.0012/15/2011 10:02:19 AM
careful-compassion$25.0012/14/2011 6:27:07 PM
balanced-balance6$25.0012/15/2011 6:56:32 AM
janeybooboo$75.0012/15/2011 9:26:01 AM
graceful-IRAinvestment$25.0012/15/2011 8:51:35 AM
green-safe-wampum$50.0012/15/2011 11:58:53 AM
scoobiedoo$50.0012/15/2011 12:04:51 PM
scoobiedoo$15.0012/15/2011 12:05:03 PM
16 Investments
 
Borrower Payment Dependent Notes Series 544604
This series of Notes was issued and sold upon the funding of the borrower loan #58229, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-27-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 11.76% Monthly payment: $198.11
 
Lender servicing fee: 1.00% Effective Yield*: 10.53%  
Estimated return*: 9.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-1987 Debt/Income ratio: 17%
Credit score: 820-839 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:28y 7m
Amount delinquent: $0 Total credit lines: 46 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,836Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: Yes  
Screen name: capital-promise7 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Aircraft Hangar Loan
Purpose of loan:
This loan will be used to...Purchase an aircraft hangar at Sackman Field in Columbia Illinois. FAA Identifier "H49" Sackman was voted best small airport in Illinois in 2011. Most of the aircraft at Sackman are unique collectors items and antiques. The hangar is is one of the larger Square hangars at 32 x 40 feet. This is preferable to the conventional "T" hangar. This will be used to house my 1929 Pietenpol Aircamper which is a two seat tandem, parasol wing, open cockpit, powered by a conventional Continental aircraft engine.

My, financial situation:
I am a good candidate for this loan because...I am currently a full time photojournalist with KSDK Ch5 TV. Employed with them since May of 1983. I will also be using this hangar as a facility to expand my hobby into a money maker and eventual retirement income source. The hobby is Propeller carving for antique and experimental aircraft use as well as for decorative use.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.5612/27/2011 9:02:18 AM
stuy1998$25.0012/27/2011 9:06:11 AM
awwaww$25.0012/27/2011 9:06:46 AM
GreenLender11$100.0012/27/2011 9:13:00 AM
AmericanCredit$50.0012/27/2011 9:13:16 AM
RecoveryLender$25.0012/27/2011 9:09:35 AM
tenchi2777$25.0012/27/2011 9:17:13 AM
EngineersAlliance$125.0012/27/2011 9:13:12 AM
hope-hickory8$25.0012/27/2011 9:19:09 AM
Dollars4Rent$50.0012/27/2011 9:13:54 AM
bb575$50.0012/27/2011 9:14:24 AM
currency-collider9$25.0012/27/2011 9:15:48 AM
ryan6853$25.0012/27/2011 9:27:19 AM
lendersf$50.0012/27/2011 9:18:18 AM
happycents$25.0012/27/2011 9:31:15 AM
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cebgop$25.0012/27/2011 9:23:02 AM
riproaringrapids$35.0012/27/2011 9:28:24 AM
Pebbles-Lending$25.0012/27/2011 9:29:02 AM
Pizza-man$50.0012/27/2011 9:30:00 AM
meux99$25.0012/27/2011 9:43:08 AM
payment-radio3$25.0012/27/2011 10:06:51 AM
vutah$25.0012/27/2011 9:50:08 AM
income-safehouse9$100.0012/27/2011 11:42:04 AM
bailey14$25.0012/27/2011 12:10:25 PM
JustMee$25.0012/27/2011 11:11:49 AM
investment-artist$25.0012/27/2011 12:38:18 PM
gold-position$25.0012/27/2011 1:13:11 PM
principal-star$50.0012/27/2011 12:47:02 PM
Bank_Of_XL$25.0012/27/2011 1:31:33 PM
samdog079$1,140.1012/27/2011 2:01:31 PM
cattlebaron$200.0012/27/2011 1:18:07 PM
money-booster2$50.0012/27/2011 3:35:28 PM
radforj22$50.0012/27/2011 3:02:40 PM
vennp$50.0012/27/2011 3:09:30 PM
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money-booster2$50.0012/27/2011 3:35:41 PM
money-booster2$50.0012/27/2011 3:36:31 PM
beachfunder$25.0012/27/2011 4:40:23 PM
money-booster2$50.0012/27/2011 3:35:07 PM
luminous-marketplace5$25.0012/27/2011 5:07:07 PM
money-booster2$25.0012/27/2011 3:44:01 PM
nelie150$27.1112/27/2011 4:38:48 PM
iaffy$25.0012/27/2011 5:21:20 PM
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commanding-treasure2$50.0012/27/2011 5:24:52 PM
igniter584$25.0012/27/2011 5:14:16 PM
fantastic-investment9$30.0012/27/2011 5:34:17 PM
extraordinary-silver5$25.0012/27/2011 5:35:34 PM
blue-lively-platinum$25.0012/27/2011 5:36:29 PM
kenji4861$25.0012/27/2011 5:25:35 PM
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unforgettable-wealth4$50.0012/27/2011 5:49:02 PM
dproxima$25.0012/27/2011 5:57:58 PM
allbalooboy2$25.0012/27/2011 7:11:16 PM
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Law_Gator$25.0012/27/2011 8:39:37 PM
DrStaff$35.0012/27/2011 10:11:16 PM
blot44$50.0012/27/2011 9:33:47 PM
generous-deal6$25.0012/28/2011 1:26:51 AM
towering-cash6$25.0012/27/2011 11:33:50 PM
hfpinc$25.0012/28/2011 4:12:36 AM
affluence-generator2$50.0012/28/2011 3:06:50 AM
useful-currency$25.0012/28/2011 6:16:27 AM
Cashew6$25.0012/28/2011 4:45:10 AM
lanlie$47.3512/28/2011 6:32:20 AM
marwadi-62$100.0012/28/2011 7:57:39 AM
umfan123$25.0012/28/2011 8:51:07 AM
Eastern$50.0012/28/2011 9:05:20 AM
Cheburashka$25.0012/28/2011 9:06:25 AM
subtle-revenue0$25.0012/28/2011 9:11:58 AM
britgsb$30.0012/28/2011 9:15:28 AM
RG$30.0012/28/2011 9:16:25 AM
Aimvest$25.0012/28/2011 9:17:55 AM
fcukciti$35.0012/28/2011 9:22:14 AM
brazilofmux$100.0012/28/2011 9:24:01 AM
C_Mark$50.0012/28/2011 9:22:24 AM
jfd287$25.0012/28/2011 9:29:56 AM
velocity-solo$25.0012/28/2011 9:25:15 AM
minista$25.0012/28/2011 9:31:36 AM
SeaLoans$25.0012/28/2011 9:33:58 AM
-J$50.0012/28/2011 9:28:14 AM
16888$25.0012/28/2011 9:32:24 AM
kind-asset-circuit$50.0012/28/2011 9:34:15 AM
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skuba$45.0012/28/2011 9:58:15 AM
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kyomoon$29.0012/28/2011 10:03:29 AM
PhalanxBulldog$50.0012/28/2011 9:57:28 AM
transparency-baton$25.0012/28/2011 9:57:51 AM
Clambake$25.0012/28/2011 10:09:49 AM
webwesen$25.0012/28/2011 10:06:31 AM
StarLink50$40.0012/28/2011 10:11:10 AM
Duchdad$25.0012/28/2011 10:13:47 AM
BenR$100.0012/28/2011 10:09:37 AM
wealth-fighter3$50.0012/28/2011 10:20:24 AM
ccclaireee333$100.0012/28/2011 10:22:10 AM
Smalltimelender$25.0012/28/2011 10:07:18 AM
RPT$25.0012/28/2011 10:17:57 AM
credit-socrates648$140.2312/28/2011 10:28:30 AM
AFairDeal$25.0012/27/2011 9:08:28 AM
intuitive-integrity9$50.0012/27/2011 9:09:18 AM
ricklip$100.0012/27/2011 9:14:26 AM
Interloper$50.0012/27/2011 9:10:38 AM
BxRealtor$25.0012/27/2011 9:13:09 AM
MarketInvestor$25.0012/27/2011 9:18:59 AM
diversification-surge$25.0012/27/2011 9:24:51 AM
first-favorite-bonus9$25.0012/27/2011 9:28:16 AM
roadtruck$50.0012/27/2011 9:26:31 AM
Kyjamune$25.0012/27/2011 9:33:30 AM
mrpowers5531$25.0012/27/2011 9:27:36 AM
cash-merry-maker$25.0012/27/2011 9:30:47 AM
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CIC$25.0012/27/2011 10:05:36 AM
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creditjunky$125.0012/27/2011 10:15:07 AM
wtrboy$25.0012/27/2011 9:55:25 AM
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worth-quark7$25.0012/27/2011 11:41:28 AM
intelligent-dedication9$300.0012/27/2011 12:32:30 PM
LianaB$25.0012/27/2011 12:58:28 PM
JnL$25.0012/27/2011 11:58:40 AM
janeybooboo$150.0012/27/2011 1:15:47 PM
diverse-felicity7$150.0012/27/2011 2:39:26 PM
skillful-asset5$30.0012/27/2011 3:41:00 PM
money-booster2$25.0012/27/2011 3:35:17 PM
money-booster2$35.0012/27/2011 3:36:15 PM
freedomist$25.0012/27/2011 3:45:46 PM
caNative$50.0012/27/2011 2:40:15 PM
nuclearmoose$50.0012/27/2011 5:23:34 PM
currency-agave$60.0012/27/2011 5:28:19 PM
KLCRAY$25.0012/27/2011 5:37:02 PM
ITS-A-WONDERFUL-LIFE$25.0012/27/2011 5:32:36 PM
lucrative-rate2$50.0012/27/2011 6:12:23 PM
natural-trade7$87.2312/27/2011 6:20:10 PM
kind-bid-genome$25.0012/27/2011 6:19:36 PM
banker9705$25.0012/27/2011 6:30:51 PM
phenomenal-gain5$30.0012/27/2011 6:56:16 PM
newest-power-banker$100.0012/27/2011 7:25:29 PM
agbullet55443$200.0012/27/2011 9:18:08 PM
EverettFinancial$50.0012/27/2011 9:32:34 PM
icontender$50.0012/28/2011 12:46:40 AM
yield-hut$30.0012/28/2011 4:43:01 AM
r48$25.0012/28/2011 5:18:11 AM
JustMee$25.0012/28/2011 5:46:58 AM
restless-balance9$40.0012/28/2011 6:14:53 AM
juan-juan$25.0012/28/2011 7:45:16 AM
Wilhan$34.6812/28/2011 7:01:56 AM
market-maximizer472$100.0012/28/2011 8:06:07 AM
calbertrand$25.0012/28/2011 8:08:37 AM
ahansen$25.0012/28/2011 9:07:13 AM
new-truth-chuckler$25.0012/28/2011 9:12:28 AM
Marathoner$25.0012/28/2011 9:12:57 AM
pujols8996$50.0012/28/2011 9:20:50 AM
jjb3$25.0012/28/2011 9:18:32 AM
paymeplease$25.0012/28/2011 9:32:49 AM
virtualbank$25.0012/28/2011 9:32:33 AM
valiant-liberty4$25.0012/28/2011 9:28:10 AM
agile-loan0$25.0012/28/2011 9:37:00 AM
RockCrown$25.0012/28/2011 9:45:25 AM
brainy-return234$25.0012/28/2011 9:38:53 AM
GodzillaLending$25.0012/28/2011 9:47:25 AM
jscope$25.0012/28/2011 9:48:48 AM
fortytwo$150.0012/28/2011 9:46:03 AM
indomitable-coin$25.0012/28/2011 9:58:56 AM
pirahna125$25.0012/28/2011 10:00:46 AM
dharma1$25.0012/28/2011 10:02:09 AM
passbook$25.0012/28/2011 10:03:13 AM
adevadeh$25.0012/28/2011 10:12:05 AM
Oak-Parker$25.0012/28/2011 10:15:07 AM
TomDalonajay$25.0012/28/2011 10:02:31 AM
CFOGO$25.0012/28/2011 10:26:47 AM
Easy-eLoan$43.7412/28/2011 10:19:44 AM
secobarbital$100.0012/28/2011 10:06:10 AM
simiray$40.0012/28/2011 10:23:22 AM
responsive-value4$25.0012/28/2011 10:27:55 AM
179 Investments
 
Borrower Payment Dependent Notes Series 544620
This series of Notes was issued and sold upon the funding of the borrower loan #57939, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $352.61
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2005 Debt/Income ratio: 15%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 9 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,345Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 55%  
   Homeownership: No  
Screen name: openness-warrior5 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Consolidate my different lines of credit debt into one easy payment.
My financial situation:
I am a good candidate for this loan because I am a reliable hard working employee at an established company. I have brought my debt down from $20K+ completely on my own without settling any of it. I do not believe in reneging on anything and money owed is money that must be paid back. I incurred this debt when I was young and immature and am now trying to reestablish my credit and financial reputation. This loan will allow me to consolidate my remaining debt in to one monthly payment that will be paid directly from an account set aside for this loan that will receive direct payments from my paycheck.

Monthly net income:$4800
Monthly expenses:$4600
Housing:$1600
Insurance:$215
Car expenses:$300
Utilities:$190
Phone, cable, internet:$250
Food, entertainment:$800
Clothing, household expenses:$300
Credit cards and other loans:$740
Other expenses:$200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/19/2011 5:09:56 PM
SolarMoonshine$25.0012/19/2011 5:08:36 PM
studious-listing8$25.0012/19/2011 5:14:36 PM
worthy-bid8$50.0012/19/2011 5:38:29 PM
vutah$25.0012/19/2011 6:10:53 PM
worth-blanket2$9,800.0012/19/2011 6:52:50 PM
6 Investments
 
Borrower Payment Dependent Notes Series 544624
This series of Notes was issued and sold upon the funding of the borrower loan #57714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-14-2011 
Term: 12 months Listing End date:  Dec-15-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $184.31
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1987 Debt/Income ratio: 25%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 3Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 15 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,756Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: orange-cunning-asset Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan: Graduate student out of work two months before starting new position in November.
This loan will be used to...pay bills due.

My financial situation:
I am a good candidate for this loan because...I work full time while completing my MBA (July 2012), have tax refund coming in early 2012 to pay this loan completely.


Monthly net income: $2200
Monthly expenses: $1800
Housing: $750
Insurance: $200
Car expenses: $275
Utilities: $40
Phone, cable, internet: $80
Food, entertainment: $175
Clothing, household expenses: $150
Credit cards and other loans: $130
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/14/2011 5:24:26 PM
ultimate-peace$250.0012/14/2011 5:04:06 PM
thankful-nickel2$25.0012/14/2011 8:36:02 PM
alert9$25.0012/14/2011 10:35:59 PM
thelovebug$100.0012/15/2011 9:30:20 AM
mrxtravis$25.0012/15/2011 9:37:12 AM
velocity-flag$25.0012/15/2011 12:09:55 PM
miked8303$50.0012/15/2011 1:21:46 PM
LittleMingo$25.0012/14/2011 6:29:49 PM
Paddington922$25.0012/14/2011 6:39:04 PM
cash4less$25.0012/14/2011 7:34:25 PM
lowrater$100.7012/14/2011 10:34:44 PM
loyalty-tambourine0$100.0012/15/2011 3:51:19 AM
loanman2007$25.0012/15/2011 4:46:38 AM
bold-shrewd-dedication$250.0012/15/2011 6:12:59 AM
blue-radiant-economy$200.0012/15/2011 2:55:45 AM
funds-kingdom$25.0012/15/2011 6:15:59 AM
carrinel$53.3712/15/2011 7:44:34 AM
bold-shrewd-dedication$250.0012/15/2011 6:07:54 AM
john0720$25.0012/15/2011 7:14:17 AM
wwwUniversal$25.0012/15/2011 9:10:04 AM
towering-cash5$25.0012/15/2011 9:02:07 AM
money-booster2$100.0012/15/2011 8:02:49 AM
scoobiedoo$25.0012/15/2011 12:00:21 PM
britches613$25.0012/15/2011 11:50:50 AM
green-safe-wampum$50.0012/15/2011 12:18:15 PM
High-flyer$25.0012/15/2011 1:24:38 PM
impeccable-ore3$20.9312/15/2011 1:27:00 PM
28 Investments
 
Borrower Payment Dependent Notes Series 544632
This series of Notes was issued and sold upon the funding of the borrower loan #57850, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $258.82
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1996 Debt/Income ratio: 43%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 25 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,731Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: blazing-integrity2 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $5000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$50.0012/15/2011 10:31:12 AM
blue-radiant-economy$100.0012/15/2011 2:56:18 AM
graceful-IRAinvestment$53.0012/14/2011 5:16:37 PM
Investor_DP$100.0012/14/2011 5:24:27 PM
bazaar-festivity$25.0012/14/2011 5:36:29 PM
Whipster$30.0012/14/2011 6:17:55 PM
gotjack$25.0012/15/2011 4:38:24 AM
SecondChanceLendingSERV$25.0012/15/2011 10:24:41 AM
worth-blanket2$6,000.0012/15/2011 9:54:28 AM
green-safe-wampum$50.0012/15/2011 11:41:34 AM
handy-justice$42.0012/15/2011 12:09:21 PM
11 Investments
 
Borrower Payment Dependent Notes Series 544640
This series of Notes was issued and sold upon the funding of the borrower loan #58130, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $99.55
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1988 Debt/Income ratio: 14%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:8y 9m
Amount delinquent: $0 Total credit lines: 22 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,376Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 64%  
   Homeownership: No  
Screen name: hootenanny369 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan 2011
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/15/2011 9:27:46 AM
mrxtravis$25.0012/15/2011 9:37:13 AM
SecondChanceLendingSERV$25.0012/15/2011 10:28:39 AM
scoobiedoo$50.0012/15/2011 11:59:43 AM
worth-blanket2$2,300.0012/15/2011 9:55:33 AM
5 Investments
 
Borrower Payment Dependent Notes Series 544650
This series of Notes was issued and sold upon the funding of the borrower loan #58220, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $278.73
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1993 Debt/Income ratio: 16%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 20Length of status:7y 1m
Amount delinquent: $0 Total credit lines: 59 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,014Stated income:$100,000+
Delinquencies in last 7y: 15 Bankcard utilization: 41%  
   Homeownership: Yes  
Screen name: gain-aficionado5 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan: Debt consolidation

This loan will be used to...clear credit cards debt and to rebuild credit history

My financial situation:
I am a good candidate for this loan because...solid employment record and repayment history.


Monthly net income: $10,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lendstats_com$200.0012/23/2011 5:01:44 PM
worth-blanket2$6,800.0012/23/2011 5:10:10 PM
2 Investments
 
Borrower Payment Dependent Notes Series 544656
This series of Notes was issued and sold upon the funding of the borrower loan #57622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $277.84
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-2000 Debt/Income ratio: 33%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 16Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 36 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $42,648Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: No  
Screen name: bubble Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 69 ( 99% ) 640-659 (Latest)
Principal borrowed: $10,600.00< 31 days late: 1 ( 1% )  
580-599 (Mar-2008)
580-599 (Dec-2007)
580-599 (Nov-2007)
580-599 (Oct-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 70  
Description
Consilidate my debt
Purpose of loan:
This loan will be used to consolidate my loan.

My financial situation:
I am a good candidate for this loan because I a good history in Prosper loan. I have paid off my two prosper loans with 99% payments on time, only missed once and it is less paid less than 30 days. My credit has been improved and I want to be better.


Monthly net income: $5000
Monthly expenses: $
Housing: $1500
Insurance: $
Car expenses: $300
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Kash2010lu$25.0012/15/2011 9:03:04 AM
MoneyForNothing$120.2112/15/2011 9:05:30 AM
green-trade-dolphin$25.0012/15/2011 9:07:14 AM
MASinVestment$50.0012/15/2011 9:07:56 AM
janeybooboo$107.5812/15/2011 9:09:56 AM
Dusigrosz$300.0012/15/2011 9:06:15 AM
grnii78$100.0012/15/2011 9:09:47 AM
clemclan$60.0012/15/2011 9:10:23 AM
GElender$40.0012/15/2011 9:27:54 AM
green-trade-dolphin$35.0212/15/2011 9:02:21 AM
bazaar-festivity$25.0012/15/2011 9:06:18 AM
heavenly-interest9$500.0012/15/2011 9:12:30 AM
DHolly$31.0012/15/2011 9:12:58 AM
frantic-retirement$300.0012/15/2011 9:13:25 AM
lotuss4$25.0012/15/2011 9:14:41 AM
Leshan$198.8512/15/2011 9:41:19 AM
AF-Chief$25.0012/15/2011 9:42:51 AM
investment-artist$30.0112/15/2011 9:22:46 AM
the-respectful-transaction$25.0012/15/2011 9:50:38 AM
money-baron-roth-IRA$50.0012/15/2011 9:41:02 AM
loan-hacker$25.0012/15/2011 9:42:53 AM
graceful-investment$60.0012/15/2011 9:31:05 AM
note-encourager5$98.0012/15/2011 9:43:49 AM
luv4cycling$50.0012/15/2011 9:43:34 AM
trade-beeper4$25.0012/15/2011 9:46:27 AM
papaloha$115.1512/15/2011 9:05:32 AM
NekHoldings$25.0012/15/2011 9:13:56 AM
Ubiquinone$50.0012/15/2011 9:03:22 AM
profit-powerplant$25.0012/15/2011 9:08:29 AM
LittleMingo$39.0112/15/2011 9:11:50 AM
yield-lion2$25.0012/15/2011 9:12:31 AM
loanman2007$150.0012/15/2011 9:24:08 AM
truth-companion$25.0012/15/2011 9:25:58 AM
Investor_DP$100.0012/15/2011 9:27:46 AM
money-baron-Roth401k$50.0012/15/2011 9:37:48 AM
nfx$40.0012/15/2011 9:28:10 AM
SLN-10$100.0012/15/2011 9:39:40 AM
unforgettable-wealth4$50.0012/15/2011 9:28:58 AM
PatriotKnight$50.0012/15/2011 9:18:51 AM
PLANECRASH$25.0012/15/2011 9:34:29 AM
312-Lender$25.0012/15/2011 9:35:30 AM
Starica$200.0012/15/2011 9:24:26 AM
loanman2007$500.0012/15/2011 9:36:42 AM
BigSkyFinancial$30.0012/15/2011 9:49:04 AM
school-loan-gambler$400.0012/15/2011 9:51:52 AM
fabulous-community4$25.0012/15/2011 9:39:59 AM
camaraderi-aspen$100.0012/15/2011 9:29:09 AM
ivy-league-MBA$25.0012/15/2011 9:31:03 AM
mrxtravis$25.0012/15/2011 9:36:57 AM
penny-plato$25.0012/15/2011 9:48:03 AM
affluence-generator2$250.0012/15/2011 9:39:08 AM
worth-blanket2$2,400.0012/15/2011 9:53:59 AM
lucrative-loan$50.0012/15/2011 9:43:45 AM
luzonct$100.0012/15/2011 9:45:12 AM
graceful-IRAinvestment$25.0012/15/2011 9:49:19 AM
Jack55304$200.0012/15/2011 9:51:22 AM
56 Investments
 
Borrower Payment Dependent Notes Series 544670
This series of Notes was issued and sold upon the funding of the borrower loan #57933, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $151.03
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jun-2002 Debt/Income ratio: Not calculated
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 3 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $41Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: artist355 Borrower's state: Hawaii Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dental Funds
Purpose of loan: To cover a nominal lab fee for extensive dental work.


Monthly net income: $2700
Monthly expenses: $1000
Housing: $500
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/15/2011 9:16:29 AM
jkeller4000$25.0012/15/2011 9:33:41 AM
StrongMonty$50.0012/15/2011 11:00:28 AM
AndChicksforFree$25.0012/15/2011 12:13:27 PM
the-hope-workhorse$50.0012/15/2011 6:16:12 PM
let_me_retire$38.7412/16/2011 11:59:30 AM
bid-stockpiler1$50.0012/16/2011 3:31:41 PM
papaloha$25.0012/16/2011 6:51:15 PM
social-hunter5$27.0012/17/2011 3:15:24 PM
patriot0$50.0012/18/2011 7:17:07 PM
weezy22$26.0012/20/2011 5:58:05 AM
goodhearted-generosity511$30.0012/20/2011 10:21:39 AM
R3vXX$25.0012/20/2011 1:42:19 PM
R3vXX$25.0012/20/2011 7:37:01 PM
transformer855$25.0012/21/2011 6:46:46 AM
riveting-credit5$50.0012/21/2011 4:30:55 PM
credit-socrates648$520.4812/21/2011 5:08:24 PM
golden-velocity9$25.0012/21/2011 6:45:45 PM
graceful-IRAinvestment$50.0012/21/2011 8:12:04 PM
blue-radiant-economy$100.0012/21/2011 8:31:04 PM
economy-shrubbery6$25.0012/21/2011 10:26:20 PM
draggon77$25.0012/22/2011 2:38:15 AM
Core-Marketing$25.0012/22/2011 4:05:57 AM
ethical-truth211$100.0012/22/2011 5:13:02 AM
bold-decisive-kindness$100.0012/22/2011 8:07:35 AM
worthy-bid4$47.4312/22/2011 9:01:50 AM
kind-credit-bear$25.0012/22/2011 9:30:38 AM
newest-exact-commitment$25.0012/22/2011 9:46:15 AM
168RichCapital$25.1212/22/2011 10:22:31 AM
SolarMoonshine$25.0012/15/2011 10:14:08 AM
blue-radiant-economy$100.0012/15/2011 7:09:33 PM
the-lean-bid$32.1812/17/2011 10:29:10 AM
CA-Lender$25.0012/17/2011 10:39:46 AM
lowrater$50.6012/17/2011 2:17:26 PM
camaraderi-aspen$100.0012/18/2011 12:42:34 PM
heart514$25.0012/18/2011 12:42:49 PM
green-rate-futurist$25.0012/19/2011 11:00:48 AM
useful-cash043$300.0012/19/2011 7:17:37 PM
CommunityArts_Non-profit$25.0012/20/2011 12:51:58 AM
melodious-openness$500.0012/20/2011 3:36:08 AM
money-booster2$35.0012/20/2011 1:45:00 PM
zone6$100.0012/20/2011 8:54:29 PM
nfx$40.0012/21/2011 4:14:47 AM
the-laudable-peso$40.0012/21/2011 5:19:59 PM
cash4closeoutsdotnet$25.0012/21/2011 5:31:12 PM
gallant-economy9$50.0012/21/2011 5:54:18 PM
money-baron-Roth401k$50.0012/21/2011 9:31:37 PM
fountain355$25.0012/22/2011 4:07:47 AM
houli123$25.0012/22/2011 4:18:04 AM
first-dinero-igloo$25.0012/22/2011 6:41:17 AM
Hedge-Fund$25.0012/22/2011 8:10:49 AM
Tikibarman$50.0012/22/2011 8:12:47 AM
blue-useful-auction$25.0012/22/2011 7:31:18 AM
GElender$25.0012/22/2011 8:24:35 AM
nycfinance$25.0012/22/2011 10:07:56 AM
Rob1978$50.0012/22/2011 10:00:14 AM
keichi03$25.0012/22/2011 10:20:56 AM
WillBeFreeOfDebt$12.4512/22/2011 10:24:12 AM
58 Investments
 
Borrower Payment Dependent Notes Series 544680
This series of Notes was issued and sold upon the funding of the borrower loan #57976, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $160.73
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1988 Debt/Income ratio: 16%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:7y 0m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,555Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: No  
Screen name: robrhe Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 47 ( 100% ) 700-719 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
720-739 (Dec-2010)
700-719 (Jun-2008)
 
Principal balance: $3,485.41 31+ days late: 0 ( 0% )
Total payments billed: 47  
Description
Taxes and credit card payoff
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Tscheddar$25.0012/22/2011 5:05:39 PM
enticing-capital6$50.0012/22/2011 5:06:04 PM
skro$25.0012/22/2011 5:07:49 PM
MoneyForNothing$25.4712/22/2011 5:03:10 PM
market-solstice2$25.0012/22/2011 5:07:52 PM
luminous-marketplace5$25.0012/22/2011 5:14:03 PM
iaffy$25.0012/22/2011 5:14:57 PM
worth-blanket2$4,800.0012/22/2011 5:15:22 PM
riproaringrapids$35.0012/22/2011 5:14:52 PM
9 Investments
 
Borrower Payment Dependent Notes Series 544682
This series of Notes was issued and sold upon the funding of the borrower loan #57674, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-18-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $278.73
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1989 Debt/Income ratio: 59%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:22y 1m
Amount delinquent: $0 Total credit lines: 32 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,726Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: No  
Screen name: inventive-benjamins1 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off
Purpose of loan:
This loan will be used to... Pay off credit cards and close them for good!!

My financial situation: Make good money.
I am a good candidate for this loan because... I pay all my bills on time and have been employed by the same company for 22 years.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/15/2011 9:27:47 AM
SLN-10$50.0012/15/2011 9:39:15 AM
SecondChanceLendingSERV$25.0012/15/2011 10:29:04 AM
StrongMonty$45.0012/15/2011 10:59:03 AM
AndChicksforFree$25.0012/15/2011 12:12:25 PM
miked8303$50.0012/15/2011 1:21:48 PM
graceful-IRAinvestment$25.0012/15/2011 5:29:26 PM
abundant-one$25.0012/15/2011 7:09:56 PM
CA-Lender$25.0012/16/2011 8:01:39 AM
MatthewDP$150.0012/16/2011 9:35:06 AM
processor115$25.0012/16/2011 4:20:37 PM
greencat$50.0012/16/2011 2:42:33 PM
intuitive-velocity4$25.0012/16/2011 5:05:20 PM
processor115$75.0012/16/2011 4:24:35 PM
fortytwo$95.0012/16/2011 5:08:36 PM
papaloha$25.0012/16/2011 6:51:15 PM
Brisket_Bob$29.0012/17/2011 4:02:29 AM
orbital-gain$50.0012/17/2011 5:18:39 AM
foothillender$25.0012/17/2011 7:49:19 AM
radforj22$25.0012/17/2011 3:19:25 AM
TigerForce$25.0012/17/2011 8:41:43 AM
reward-dynamo$40.0012/17/2011 6:16:33 AM
mlj0671$25.0012/17/2011 6:33:22 AM
credit-missile$125.0012/17/2011 9:51:14 AM
generosity-harbor$25.0012/17/2011 10:50:11 AM
generous-credit$60.5812/17/2011 11:04:39 AM
mercuriant$25.0012/17/2011 12:06:55 PM
Mariner3605$25.0012/17/2011 12:25:47 PM
wwwUniversal$25.0012/17/2011 12:32:25 PM
red-power-pecan$50.0012/17/2011 12:33:52 PM
diplomatic-wealth7$25.0012/17/2011 12:49:41 PM
thelovebug$100.0012/17/2011 12:38:22 PM
bnoble09$25.0012/17/2011 1:02:24 PM
lendstats_com$200.0012/17/2011 2:21:41 PM
careful-note$50.0012/17/2011 3:17:41 PM
suave-dime6$25.0012/17/2011 3:26:19 PM
handy-justice$50.0012/17/2011 2:22:37 PM
the-silver-blaster$50.0012/17/2011 1:24:13 PM
social-hunter5$27.0012/17/2011 3:13:45 PM
javelin0$25.0012/17/2011 5:48:27 PM
loss-of-control$100.0012/17/2011 6:02:45 PM
Scotcha$50.0012/17/2011 10:37:24 PM
jjswanso$100.0012/17/2011 5:19:40 PM
integrity-trumpet$50.0012/17/2011 9:09:49 PM
riproaringrapids$25.0012/18/2011 12:06:28 AM
cattlebaron$50.0012/18/2011 1:18:30 AM
igniter584$25.0012/18/2011 9:35:43 AM
first-dinero-paladin$50.0012/18/2011 9:40:06 AM
coin-architect2$64.0212/18/2011 9:48:09 AM
trustworthy-hope189$75.0012/18/2011 6:08:19 AM
rockhound84$25.0012/18/2011 7:00:32 AM
investment-cluster$35.0012/18/2011 9:30:27 AM
thankful-nickel2$25.0012/18/2011 7:07:20 AM
reward-juniper6$25.0012/18/2011 9:45:15 AM
high_flyer$200.0012/18/2011 8:03:11 AM
green28$30.0012/18/2011 9:49:46 AM
bazaar-festivity$25.0012/15/2011 9:06:18 AM
camaraderi-aspen$100.0012/15/2011 2:41:10 PM
skillful-asset5$30.0012/15/2011 2:13:15 PM
MASinVestment$50.0012/15/2011 5:22:45 PM
unbelievable-exchange$100.0012/15/2011 4:45:54 PM
economy-huckleberry0$25.0012/15/2011 7:44:08 PM
the-silver-blaster$75.0012/15/2011 7:06:22 PM
blue-radiant-economy$100.0012/15/2011 7:19:48 PM
deal-searcher1$25.0012/16/2011 5:30:51 AM
Kash2010lu$25.0012/16/2011 7:35:53 AM
investment-cluster$95.0012/16/2011 3:29:09 PM
green-rate-futurist$50.0012/16/2011 4:39:36 PM
unbelievable-exchange$100.0012/16/2011 4:37:47 PM
profit-powerplant$25.0012/16/2011 5:12:35 PM
processor115$25.0012/16/2011 6:03:40 PM
truth-companion$25.0012/16/2011 5:10:05 PM
riproaringrapids$25.0012/16/2011 11:44:48 PM
Interloper$50.0012/17/2011 1:06:21 AM
jkeller4000$25.0012/17/2011 4:00:37 AM
heerzaquestion$25.0012/17/2011 6:21:08 AM
dinero-jujitsu$50.0012/17/2011 6:11:01 AM
money-booster2$35.0012/16/2011 9:45:32 PM
shellstar$31.1412/17/2011 7:21:59 AM
ethical-truth211$700.0012/17/2011 2:30:02 AM
sincerlyyours$100.0012/17/2011 3:46:44 AM
Lend2006$25.0012/17/2011 8:22:55 AM
top-visionary-truth$25.0012/17/2011 5:39:33 AM
High-flyer$25.0012/17/2011 7:22:00 AM
riveting-credit5$50.0012/17/2011 8:15:16 AM
lowrater$100.6012/17/2011 9:47:38 AM
vivid-p2ploan1$25.0012/17/2011 8:25:08 AM
dordee$40.0012/17/2011 10:09:44 AM
Oak-Parker$25.0012/17/2011 10:11:41 AM
new-social-economist$80.0012/17/2011 10:19:28 AM
triumphant-point5$50.0012/17/2011 9:31:17 AM
rebeldog67$50.0012/17/2011 11:16:31 AM
Finchy78$25.0012/17/2011 12:02:38 PM
emphatic-bonus5$75.0012/17/2011 9:43:31 AM
zeeexsixare$50.0012/17/2011 10:05:02 AM
Comoparklender$25.0012/17/2011 12:08:30 PM
lender2611$50.0012/17/2011 12:10:03 PM
dime-sprout$25.0012/17/2011 12:18:03 PM
trade-beeper4$25.0012/17/2011 12:28:14 PM
CashFlow13$100.0012/17/2011 12:36:49 PM
missing-link$25.0012/17/2011 12:28:08 PM
Star_Witness$65.2012/17/2011 12:40:52 PM
orange-preeminant-bill$25.0012/17/2011 12:37:45 PM
heart514$25.0012/17/2011 12:43:06 PM
Starica$400.0012/17/2011 12:54:34 PM
NolockHolmes$40.0012/17/2011 12:57:24 PM
Bob450$25.0012/17/2011 4:39:59 PM
MASinVestment$100.0012/17/2011 5:20:48 PM
happy-rate3$25.0012/17/2011 3:21:35 PM
draggon77$25.0012/17/2011 7:43:03 PM
luann199$25.0012/17/2011 7:18:11 PM
wealth-infusion6$100.0012/18/2011 12:03:31 AM
makerain$25.0012/18/2011 5:20:35 AM
loyaltyologist$25.0012/17/2011 10:16:02 PM
first-class-yield9$50.0012/18/2011 7:07:16 AM
indomitable-dedication790$50.0012/18/2011 7:54:51 AM
Cappyatl$25.0012/18/2011 5:26:31 AM
abundant-credit6$107.4612/18/2011 5:11:53 AM
KrisKringle$25.0012/18/2011 8:50:36 AM
igloo0$150.0012/18/2011 9:15:12 AM
120 Investments
 
Borrower Payment Dependent Notes Series 544700
This series of Notes was issued and sold upon the funding of the borrower loan #57909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $151.13
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1990 Debt/Income ratio: 33%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 17Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 44 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,975Stated income:$50,000-$74,999
Delinquencies in last 7y: 34 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: muggins99 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 700-719 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
680-699 (Dec-2010)
 
Principal balance: $2,367.59 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to... upgrade a 12 year old kitchen and dining room

My financial situation:
I am a good candidate for this loan because... this will be my second loan and I have made all payments on time


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
shmb6508$50.0012/21/2011 5:07:21 PM
Toby1montana$50.0012/21/2011 5:09:06 PM
orange-vigilance-shower$50.0012/21/2011 5:07:11 PM
credit-socrates648$2,500.0012/21/2011 5:06:21 PM
magnitude787$30.0012/21/2011 5:05:37 PM
nfx$40.0012/21/2011 5:06:27 PM
intelligent-repayment8$1,280.0012/21/2011 5:09:45 PM
LittleMingo$25.0012/21/2011 5:09:44 PM
8 Investments
 
Borrower Payment Dependent Notes Series 544704
This series of Notes was issued and sold upon the funding of the borrower loan #57672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $138.92
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1987 Debt/Income ratio: 15%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 15 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,065Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: gratefullyblessed Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 24 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
700-719 (Oct-2009)
 
Principal balance: $853.36 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
With family for Christmas/pay loan
Purpose of loan:Want to be with my family this holiday--it's been 3 long yrs since we were together.
This loan will be used to... Pay off existing prosper loan $864. Philippines this Christmas/New Years. I miss my husband & children. Couldn't save enough $$ to visit them; pay high taxes-- filing single (can't file as married,spouse not in USA yet)

My financial situation:
I am a good candidate for this loan because...I've never been late on payments. Trust of lenders is most important & I believe in doing unto others as I would want them to do unto me. (bankruptcy was due to bad divorce in 2002; record will be 10 yrs old next yr)


Monthly net income: $ 5174
Monthly expenses: $
Housing: $ 995
Insurance: $ 500 (life, car, health, renter's)
Car expenses: $ 454 car loan + $240 gas
Utilities: $40
Phone, cable, internet: $160
Food, entertainment: $ 400
Clothing, household expenses: $ 100
Credit cards and other loans: $ 500
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SFBank$50.0012/15/2011 5:05:59 PM
StrongMonty$64.8012/15/2011 5:11:50 PM
AndChicksforFree$100.0012/15/2011 5:03:40 PM
trumpeter5$50.0012/15/2011 5:01:42 PM
Aberdeen$2,970.1812/15/2011 5:13:14 PM
LittleMingo$30.0012/15/2011 5:06:16 PM
Jack55304$200.0012/15/2011 5:11:29 PM
green-trade-dolphin$35.0212/15/2011 5:02:16 PM
RLaumeyer$29.2212/15/2011 5:13:08 PM
9 Investments
 
Borrower Payment Dependent Notes Series 544706
This series of Notes was issued and sold upon the funding of the borrower loan #57592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-16-2011 
Term: 12 months Listing End date:  Dec-16-2011 
 
Lender yield: 10.13% Borrower rate/APR: 11.13% / 18.84% Monthly payment: $176.88
 
Lender servicing fee: 1.00% Effective Yield*: 9.97%  
Estimated return*: 4.02%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1999 Debt/Income ratio: 11%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:8y 5m
Amount delinquent: $0 Total credit lines: 8 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,767Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: exact-principal220 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Prevent a fire - Fix my wiring!
Purpose of loan: pay for an electrician to fix my kitchen wiring
This loan will be used to... upgrade electrical service so kitchen can be wired properly and safely

My financial situation: stable middle-class
I am a good candidate for this loan because... I have an extremely stable employment history (8+ years at same company and location) at a fortune 500 company.


Monthly net income: $ 4000
Monthly expenses: $ 3600
Housing: $ 1800
Insurance: $ 50
Car expenses: $ 50
Utilities: $ 100
Phone, cable, internet: $ 50
Food, entertainment: $ 500
Clothing, household expenses: $ 150
Credit cards and other loans: $ 200
Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bazaar-festivity$25.0012/16/2011 9:07:05 AM
green-trade-dolphin2$30.0212/16/2011 9:02:20 AM
majestic-repayment3$25.0012/16/2011 9:34:52 AM
Investor_DP$100.0012/16/2011 9:28:47 AM
unbelievable-exchange$100.0012/16/2011 9:51:55 AM
wealth-infusion6$50.0012/16/2011 10:20:53 AM
lowrater$100.8012/16/2011 10:15:04 AM
bcsmith$25.0012/16/2011 10:18:56 AM
wwwUniversal$25.0012/16/2011 10:23:00 AM
gravbox$25.0012/16/2011 9:51:05 AM
otherwisedisposed$100.0012/16/2011 11:44:34 AM
mrcrace$50.0012/16/2011 10:07:05 AM
radforj22$25.0012/16/2011 12:59:28 PM
stanthecaddy$25.0012/16/2011 1:05:53 PM
ericsb$104.9212/16/2011 1:17:42 PM
Zuzu$23.2012/16/2011 2:01:29 PM
wealth-infusion6$100.0012/16/2011 10:23:36 AM
nikkiesgrandma$25.0012/16/2011 1:08:36 PM
bullet-shark$25.0012/16/2011 9:02:33 AM
Bendistraw$25.0012/16/2011 9:09:52 AM
oskizzle$25.0012/16/2011 9:35:44 AM
extraordinary-silver5$25.0012/16/2011 9:33:29 AM
GODSWORDONIT$25.0012/16/2011 9:25:16 AM
lender2611$25.0012/16/2011 9:47:36 AM
britgsb$30.0012/16/2011 9:43:16 AM
secureincome$500.0012/16/2011 9:33:47 AM
bountiful-durability$50.0012/16/2011 9:34:59 AM
thorough-marketplace441$50.0012/16/2011 9:37:00 AM
fmanjoo$25.0012/16/2011 9:37:42 AM
gain-kitten$25.0012/16/2011 12:21:29 PM
green28$53.2612/16/2011 12:11:12 PM
Dignified-Market29$32.8012/16/2011 1:39:19 PM
houli123$25.0012/16/2011 1:54:43 PM
mcilwaaj12$50.0012/16/2011 10:34:18 AM
TGGGGGGGGGGGGGGG$50.0012/16/2011 1:05:40 PM
35 Investments
 
Borrower Payment Dependent Notes Series 544714
This series of Notes was issued and sold upon the funding of the borrower loan #57841, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $320.77
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1999 Debt/Income ratio: Not calculated
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 1Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 33Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,498 
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: Yes  
Screen name: market-wrangler0 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Business
Purpose of loan:
This loan will be used to help with the cost of the buildout for the location selected to do business.

My financial situation is:
I am a good candidate for this loan because all homework and footwork has been done such as business plan, pro forma, operating agreement, credit enhancement, and lease initiation. Simply need to secure the funds to open and operate.


Monthly net income: living off sale of real estate properties
Monthly expenses:
Housing: $1,800
Insurance: $750
Car expenses: $1,220
Utilities: $260
Phone, cable, internet: $240
Food, entertainment: $800
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/14/2011 5:24:37 PM
blue-radiant-economy$100.0012/15/2011 2:33:25 AM
gimincorp$25.0012/15/2011 6:59:55 AM
worth-blanket2$7,100.0012/15/2011 9:55:03 AM
handy-justice$50.0012/15/2011 12:06:25 PM
jkeller4000$25.0012/15/2011 9:33:41 AM
truth-companion$25.0012/15/2011 9:25:57 AM
cforell$25.2312/15/2011 10:04:35 AM
the-hope-workhorse$49.7712/15/2011 12:27:46 PM
9 Investments
 
Borrower Payment Dependent Notes Series 544738
This series of Notes was issued and sold upon the funding of the borrower loan #58244, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1993 Debt/Income ratio: 41%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $64,553Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: income-plasma8 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vutah$25.0012/14/2011 5:26:12 PM
affluence-generator2$100.0012/14/2011 5:16:49 PM
CA-Lender$75.0012/15/2011 10:21:15 AM
sweetlan$25.0012/15/2011 12:45:08 PM
heavenly-interest9$500.0012/14/2011 5:04:23 PM
Investor_DP$100.0012/14/2011 5:24:29 PM
worth-blanket2$9,100.0012/15/2011 9:53:43 AM
handy-justice$50.0012/15/2011 12:04:24 PM
lowrater$25.0012/15/2011 12:58:41 PM
9 Investments
 
Borrower Payment Dependent Notes Series 544740
This series of Notes was issued and sold upon the funding of the borrower loan #57634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $119.45
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1979 Debt/Income ratio: Not calculated
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $42,145Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: No  
Screen name: renaissance656 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Real Estate Business
Purpose of loan: Expenses related to expanding marketing of local area
This loan will be used to...

My financial situation:
I am a good candidate for this loan because... I have very low living expenses, great knowledge of the local area to expand and very motivated!


Monthly net income: $5,100
Monthly expenses: $ 3,000
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
otherwisedisposed$10.0012/16/2011 11:44:31 AM
favorite-commerce$40.0012/16/2011 9:05:55 AM
SecondChanceLendingSERV$25.0012/15/2011 6:34:40 PM
miked8303$25.0012/15/2011 5:38:00 PM
camaraderi-aspen$100.0012/15/2011 5:19:58 PM
Investor_DP$100.0012/15/2011 5:28:00 PM
unbelievable-exchange$100.0012/16/2011 9:51:50 AM
worth-blanket2$2,600.0012/16/2011 10:51:18 AM
8 Investments
 
Borrower Payment Dependent Notes Series 544750
This series of Notes was issued and sold upon the funding of the borrower loan #57508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $99.23
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-2000 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 48 Occupation: Student - College S...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,063Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: No  
Screen name: loving-kindness Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 19 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,150.00< 31 days late: 0 ( 0% )  
680-699 (Apr-2010)
680-699 (Jan-2010)
640-659 (Oct-2009)
 
Principal balance: $653.75 31+ days late: 0 ( 0% )
Total payments billed: 19  
Description
consolidating
Purpose of loan: payoff the rest of my first loan and consolidating other debt
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I always pay on time and paying on my loan each month is priority.


Monthly net income: $ 2000
Monthly expenses: $ 1200
Housing: $ 400
Insurance: $ 39
Car expenses: $ 140
Utilities: $ 50
Phone, cable, internet: $ 0
Food, entertainment: $ 300
Clothing, household expenses: $ 40
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Webpreneur$50.0012/15/2011 12:23:39 AM
grammaspurse$25.0012/14/2011 10:21:19 PM
seineil$25.4512/15/2011 1:08:30 AM
top-investment-american$50.0012/14/2011 10:02:10 PM
RoZu_Lending$100.0012/14/2011 10:07:28 PM
FinanceEngine$50.0012/14/2011 9:56:15 PM
lowrater$150.7012/14/2011 10:37:49 PM
zeeexsixare$200.0012/14/2011 9:08:44 PM
justasoldier$30.0012/14/2011 9:05:37 PM
useful-cash043$150.0012/14/2011 8:17:05 PM
payment-gusto$25.0012/14/2011 7:07:59 PM
unassailable-listing3$100.0012/14/2011 6:29:39 PM
illinois_joe$50.0012/14/2011 6:11:17 PM
Investor_DP$100.0012/14/2011 5:24:29 PM
GElender$40.0012/14/2011 5:44:04 PM
affluence-generator2$100.0012/14/2011 5:17:28 PM
green-trade-dolphin$35.0212/14/2011 5:02:24 PM
lucrative-loan$25.0012/14/2011 5:02:54 PM
trumpeter5$25.0012/14/2011 5:02:12 PM
profit-powerplant$25.0012/14/2011 5:08:46 PM
fabulous-community4$25.0012/14/2011 5:03:36 PM
SLN-10$100.0012/14/2011 5:28:14 PM
reflective-rupee$25.0012/14/2011 5:35:24 PM
graceful-IRAinvestment$60.0012/14/2011 5:13:58 PM
AndChicksforFree$25.0012/14/2011 5:17:49 PM
money-baron-Roth401k$25.0012/14/2011 5:34:21 PM
Jack55304$200.0012/14/2011 5:35:43 PM
red-robust-bid$50.0012/14/2011 6:13:37 PM
sensible-fund$25.0012/14/2011 6:25:18 PM
ZTA0796$25.0012/14/2011 6:19:53 PM
gothampark$25.0012/14/2011 6:47:53 PM
Feyenoord$30.0012/14/2011 7:42:58 PM
SFBank$50.0012/14/2011 8:08:56 PM
well-rounded-dinero$72.6112/14/2011 7:21:22 PM
OldManP$25.0012/14/2011 7:53:05 PM
seadrg$25.0012/14/2011 9:38:56 PM
blissful-cash3$100.0012/14/2011 10:55:05 PM
papaloha$157.0012/14/2011 9:27:51 PM
shawnw2$99.2212/15/2011 12:57:30 AM
39 Investments
 
Borrower Payment Dependent Notes Series 544768
This series of Notes was issued and sold upon the funding of the borrower loan #57919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $378.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1999 Debt/Income ratio: 35%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 4Employment status:Other
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:1y 10m
Amount delinquent: $0 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $523Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: bright-velocity991 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement loan
Purpose of loan:
This loan will be used to...
Prepare for my daughter and her new baby to come home
My financial situation:
I am a good candidate for this loan because... I have a set income and very little debt


Monthly net income: $1,734.00
Monthly expenses: $0.00
Housing: $0.00
Insurance: $0.00
Car expenses: $0.00
Utilities: $0.00
Phone, cable, internet: $0.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $75.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
blue-radiant-economy$200.0012/20/2011 3:40:40 PM
kendallv$25.0012/20/2011 4:22:48 PM
ALVO$50.0012/20/2011 3:48:32 PM
scarlet-velvet$25.0812/20/2011 5:08:01 PM
independent-silver9$25.0012/20/2011 5:09:49 PM
thelovebug$100.0012/20/2011 5:21:06 PM
trade-beeper4$25.0012/20/2011 5:42:31 PM
red-robust-bid$200.0012/20/2011 5:59:13 PM
zone6$100.0012/20/2011 8:53:44 PM
CoyoteJack$25.0012/20/2011 7:49:15 PM
dough-souffle$50.0012/20/2011 8:10:05 PM
flyboy21$25.0012/21/2011 5:45:38 AM
jderek01$25.6712/21/2011 8:28:44 AM
Gladglide$25.0012/21/2011 9:08:27 AM
KLCRAY$25.0012/21/2011 9:09:53 AM
shugyosha$50.0012/21/2011 9:12:33 AM
compassion-expert$25.0012/21/2011 9:32:36 AM
gallant-economy9$50.0012/21/2011 9:44:30 AM
income-rocker2$77.6712/21/2011 10:43:25 AM
american-investor$32.9412/21/2011 10:54:10 AM
ltdalum$31.0012/21/2011 9:58:36 AM
Weaverville$25.0012/21/2011 10:24:16 AM
organic-responsibility60$50.0012/21/2011 10:34:35 AM
jonesboyz$50.0012/21/2011 11:07:23 AM
exact-principal220$25.0012/21/2011 12:17:35 PM
velocity-cowbell05$50.0012/21/2011 11:36:08 AM
money-booster2$50.0012/21/2011 12:22:42 PM
camaraderi-aspen$100.0012/21/2011 1:18:09 PM
prohelper$50.0012/21/2011 1:00:03 PM
Wilhan$25.0012/21/2011 1:37:12 PM
wampum-chorus3$25.0012/21/2011 3:26:47 PM
Swabjockey$25.0012/21/2011 3:26:51 PM
Investor_DP$100.0012/15/2011 5:28:01 PM
Bob450$25.0012/20/2011 2:53:23 PM
DreDub$50.0012/20/2011 12:46:07 PM
mpatrick$25.0012/20/2011 12:37:02 PM
mercuriant$25.0012/20/2011 9:46:11 AM
brightest-friendly-interest$100.0012/20/2011 9:35:16 AM
unbelievable-exchange$25.0012/20/2011 9:24:41 AM
coin-architect2$100.0012/20/2011 9:14:37 AM
dsnybnd$25.0012/20/2011 8:15:30 AM
suave-dime6$25.0012/20/2011 5:58:42 AM
irishalaskan$25.0012/20/2011 4:49:36 AM
all_of_that_one$30.0012/20/2011 6:20:40 AM
exciting-fairness$200.0012/20/2011 6:07:12 AM
factcheck$25.0012/20/2011 12:41:54 AM
well-mannered-income3$50.0012/19/2011 8:13:12 PM
sjc224$25.0012/19/2011 2:33:16 PM
fantastic-investment9$30.0012/19/2011 11:45:08 AM
helvet$25.0012/19/2011 8:54:07 AM
loyalist1$100.0012/19/2011 8:36:52 AM
ddog0224$50.0012/19/2011 5:46:07 AM
income-buffalo1$84.0012/18/2011 6:34:50 PM
mckhbnpc$50.0012/18/2011 2:49:26 PM
green28$50.0012/18/2011 9:47:40 AM
careful-note$50.0012/17/2011 3:17:42 PM
sillyb$50.0012/17/2011 3:08:25 PM
first-friendly-listing$25.0012/17/2011 2:05:07 PM
red-power-pecan$50.0012/17/2011 12:33:52 PM
Comoparklender$25.0012/17/2011 12:08:30 PM
green-rate-futurist$25.0012/17/2011 10:06:43 AM
emphatic-bonus5$75.0012/17/2011 9:43:34 AM
foothillender$25.0012/17/2011 7:50:24 AM
papaloha$25.0012/16/2011 6:51:17 PM
MASinVestment$50.0012/16/2011 5:12:00 PM
deal-searcher1$25.0012/16/2011 5:30:54 AM
SecondChanceLendingSERV$25.0012/15/2011 6:35:26 PM
cash4closeoutsdotnet$25.0012/21/2011 5:28:44 PM
erccpa$71.5612/21/2011 5:43:56 PM
skillful-asset5$25.0012/15/2011 6:21:11 PM
miked8303$25.0012/16/2011 9:17:52 AM
unbelievable-exchange$100.0012/16/2011 9:51:52 AM
processor115$25.0012/16/2011 4:20:38 PM
truth-companion$25.0012/16/2011 5:10:05 PM
processor115$25.0012/16/2011 6:03:40 PM
riproaringrapids$25.0012/16/2011 11:44:49 PM
trade-surge3$25.0012/17/2011 8:05:14 AM
zeeexsixare$150.0012/17/2011 10:03:33 AM
dime-sprout$25.0012/17/2011 12:18:04 PM
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quest0$50.0012/20/2011 5:52:07 AM
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intelligent-repayment8$541.4912/21/2011 6:25:06 PM
135 Investments
 
Borrower Payment Dependent Notes Series 544774
This series of Notes was issued and sold upon the funding of the borrower loan #57680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-15-2011 
Term: 60 months Listing End date:  Dec-18-2011 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $354.10
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1992 Debt/Income ratio: 24%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:8y 4m
Amount delinquent: $0 Total credit lines: 51 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,538Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: Yes  
Screen name: LittleRiverLender Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 29 ( 100% ) 780-799 (Latest)
Principal borrowed: $12,500.00< 31 days late: 0 ( 0% )  
780-799 (Jun-2008)
820-839 (Nov-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 29  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to make up the balance on the sale of my home. I have a buyer for 199,000. Payoff is 204,000 (approx $5,000 difference) plus real estate fees of approx. $10,000.

Getting out of this mortgage will put me in a better financial situation as I can eliminate at $1600 mortgage. Plan on renting for a short period of time before making another real estate purchase. Rent in the area is about $700-$1000 mth.

My financial situation:
I am a good candidate for this loan because of the most recent credit score with Experian of 780.

I am employed full time as an educator and have been in the same field for 25 years.

Thanks
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
kid_dynamite15$75.0012/15/2011 9:10:14 AM
indomitable-coin$25.0012/15/2011 9:07:42 AM
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aabadabadoo$25.0012/15/2011 9:15:00 AM
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Feyenoord$30.0012/15/2011 9:22:14 AM
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OldManP$25.0012/15/2011 3:29:25 PM
rajs$500.0012/15/2011 4:48:25 PM
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elegant-loot$25.0012/16/2011 11:03:24 AM
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gotbyu$100.0012/16/2011 2:01:22 PM
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mad-scientist0$50.0012/16/2011 4:14:46 PM
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totoro$25.0012/16/2011 2:54:07 PM
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thepillowsack$25.0012/17/2011 6:39:08 AM
The_Secret$25.0012/17/2011 7:44:29 AM
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platinum-czar$59.9612/17/2011 11:15:34 AM
houli123$50.0012/17/2011 11:31:45 AM
silvercertificate$25.0012/17/2011 11:41:33 AM
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igniter584$50.0012/17/2011 10:18:57 AM
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High-flyer$25.0012/18/2011 4:46:27 PM
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KCEnterprises$25.0012/18/2011 5:14:06 PM
257 Investments
 
Borrower Payment Dependent Notes Series 544796
This series of Notes was issued and sold upon the funding of the borrower loan #57877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-20-2011 
Term: 60 months Listing End date:  Dec-20-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $195.12
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1985 Debt/Income ratio: 43%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 27 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,942Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: No  
Screen name: justice-relaxation134 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...pay off some bills and finish remodeling my home

My financial situation:
I am a good candidate for this loan because...I have very good credit and I will use the money for a good reason


Monthly net income: $1900 to $2000
Monthly expenses:
Housing: $0
Insurance: $90
Car expenses: $342
Utilities: $169
Phone, cable, internet: $80
Food, entertainment: $50
Clothing, household expenses: $100
Credit cards and other loans: $60
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$5,600.0012/20/2011 5:32:06 PM
truth-companion$25.0012/20/2011 5:24:58 PM
SLN-10$50.0012/20/2011 5:12:27 PM
Whipster$80.0012/20/2011 5:10:04 PM
jkeller4000$25.0012/20/2011 5:07:00 PM
miked8303$25.0012/20/2011 5:10:30 PM
MatthewDP$150.0012/20/2011 5:17:40 PM
AndChicksforFree$25.0012/20/2011 5:18:53 PM
jjswanso$100.0012/20/2011 5:29:00 PM
9 Investments
 
Borrower Payment Dependent Notes Series 544806
This series of Notes was issued and sold upon the funding of the borrower loan #57654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $94.46
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-2000 Debt/Income ratio: Not calculated
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:6y 2m
Amount delinquent: $0 Total credit lines: 22 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,273Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: Yes  
Screen name: loyalgain Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 48 ( 100% ) 680-699 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
700-719 (Jun-2010)
660-679 (Apr-2010)
660-679 (Mar-2010)
600-619 (Oct-2007)
 
Principal balance: $1,403.09 31+ days late: 0 ( 0% )
Total payments billed: 48  
Description
Credit Card Consolidation
Purpose of loan:
Will be used to pay off a HIGH interest Credit Card, I would rather pay the loan amount and interest to lenders on Prosper.

My financial situation:
I am a good candidate for this loan because this is my Third Prosper Loan, first one is paid off without a hitch on time every time, 2nd one is always current.. a few years back we filed bankruptcy and you'll notice have worked hard on re-building our credit. We take our finances seriously and this loan will be used to better our credit standing because it's being used to pay off a higher interest credit card.

Our Monthly Income is a little over $4,500
Our Mortgage is $1100
Our Car is $350
Utilities $300

Loan is for putting us in a better place in the way of interest, the payments are already in our budget and are being paid on time to the CC company, I would simply rather pay you here on Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
DHolly$31.0012/16/2011 9:04:59 AM
economy-coup$50.0012/16/2011 9:08:21 AM
finance-prescription$100.0012/16/2011 9:11:43 AM
CAGE-Investments$25.0012/16/2011 9:13:32 AM
dime-sprout$25.0012/16/2011 9:13:38 AM
blue-horizon$25.0012/16/2011 9:15:56 AM
orange-preeminant-bill$25.0012/16/2011 9:15:59 AM
favorite-commerce$60.0012/16/2011 9:01:50 AM
nex$25.0012/16/2011 9:07:18 AM
Reinadog9$25.0012/16/2011 9:10:04 AM
worthy-bid8$50.0012/16/2011 9:15:08 AM
fortytwo$150.0012/16/2011 9:15:47 AM
Kash2010lu$25.0012/16/2011 9:05:06 AM
350DGRZ$25.0012/16/2011 9:05:49 AM
qwsd12$50.0012/16/2011 9:06:39 AM
maganda1963$25.0012/16/2011 9:07:28 AM
Mark0135$48.0012/16/2011 9:08:01 AM
moola-wildebeest3$50.0012/16/2011 9:11:05 AM
mkomar$25.0012/16/2011 9:14:18 AM
janeybooboo$75.0012/16/2011 9:02:11 AM
managedfund$1,118.0012/16/2011 9:07:04 AM
healer199$48.0012/16/2011 9:09:14 AM
upright-commitment5$25.0012/16/2011 9:11:04 AM
fund-jedi3$25.0012/16/2011 9:14:17 AM
payout-paddle1$25.0012/16/2011 9:06:11 AM
eg192$25.0012/16/2011 9:07:14 AM
lendstats_com$200.0012/16/2011 9:07:38 AM
Corky1234$50.0012/16/2011 9:10:04 AM
getreadyloans$40.0012/16/2011 9:12:27 AM
sweety075$25.0012/16/2011 9:12:43 AM
TennSquire$25.0012/16/2011 9:15:31 AM
31 Investments
 
Borrower Payment Dependent Notes Series 544812
This series of Notes was issued and sold upon the funding of the borrower loan #58030, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1984 Debt/Income ratio: 13%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:15y 9m
Amount delinquent: $0 Total credit lines: 46 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,731Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: funds-pumpkin Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
passivesf$42.0512/16/2011 9:04:00 AM
bountiful-durability$50.0012/16/2011 9:35:00 AM
enchanted-note$25.0012/16/2011 9:12:25 AM
skillful-asset5$30.0012/16/2011 4:35:22 PM
MASinVestment$50.0012/16/2011 5:12:00 PM
wlm3012$30.0012/17/2011 11:14:41 AM
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worthy-bid8$50.0012/19/2011 5:38:16 PM
plane450$30.0012/20/2011 8:03:39 AM
scrappy-leverage6$25.0012/20/2011 12:53:55 PM
gallant-economy9$50.0012/21/2011 9:44:31 AM
processor115$50.0012/21/2011 9:46:49 AM
new-truth-chuckler$25.0012/21/2011 9:57:20 AM
exact-principal220$25.0012/21/2011 12:17:36 PM
igniter584$25.0012/21/2011 1:01:15 PM
enthusiastic-point$50.0012/21/2011 1:51:32 PM
pvmnt13$40.0912/21/2011 3:02:47 PM
yf99yz$29.1912/21/2011 4:20:36 PM
TrustPlus$50.0012/21/2011 8:48:21 PM
the-silver-blaster$50.0012/21/2011 10:04:39 PM
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superb-marketplace422$25.0012/22/2011 4:43:56 PM
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golden-responsibility189$100.0012/22/2011 6:10:53 PM
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wojo$25.0012/24/2011 6:19:05 AM
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tinoepang$25.0012/24/2011 12:12:26 PM
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lowrater$50.7012/16/2011 10:15:52 AM
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emphatic-bonus5$75.0012/17/2011 9:43:35 AM
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rajs$75.0012/19/2011 3:03:37 PM
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Theodon$25.0012/20/2011 7:10:12 PM
KLCRAY$25.0012/21/2011 9:09:53 AM
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BxRealtor$25.0012/21/2011 9:48:11 AM
market-solstice2$25.0012/21/2011 9:48:53 AM
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jkeller4000$25.0012/21/2011 1:08:10 PM
greenback-ally$100.0012/21/2011 7:32:47 PM
nimcha$50.0012/22/2011 5:15:32 AM
InvestorPartners$25.0012/22/2011 9:34:54 AM
babokd$50.0012/22/2011 10:01:56 AM
wise-silver-wonder$25.0012/22/2011 10:23:53 AM
unbelievable-exchange$500.0012/22/2011 10:26:44 AM
x32248$25.0012/22/2011 10:57:32 AM
Peacepower$28.3712/22/2011 10:36:39 AM
Munnie$50.0012/22/2011 12:29:09 PM
TigerForce$25.0012/22/2011 11:16:05 AM
integrity-parsec$75.0012/22/2011 1:50:40 PM
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dood2112$25.0012/22/2011 4:41:02 PM
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unger$195.1112/22/2011 7:15:28 PM
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Gibbyland$100.0012/22/2011 7:35:18 PM
greenkid$25.0012/22/2011 9:37:16 PM
the-magnetic-transaction$40.0012/22/2011 9:19:58 PM
Dubbs360$250.0012/22/2011 8:05:34 PM
NorthernFunds$50.0012/22/2011 11:39:13 PM
Luv2Bless$25.0012/23/2011 3:42:18 AM
a-finance-nirvana$25.0012/23/2011 3:46:42 AM
Supernick$200.0012/23/2011 2:15:10 AM
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investment-comet$25.0012/23/2011 7:13:32 AM
HeavyDriver03$25.0012/23/2011 7:46:57 AM
SharingTheLuv$25.0012/23/2011 6:48:56 AM
rockerZ71$25.0012/23/2011 8:41:05 AM
income-banjo$50.0012/23/2011 9:09:46 AM
genius520$50.0012/23/2011 9:08:47 AM
bold-durability-drum$57.0012/23/2011 9:25:44 AM
Sierrahh$25.0012/23/2011 9:28:54 AM
Lam0nt$25.0012/23/2011 9:30:29 AM
Scubadiver$34.0012/23/2011 9:31:13 AM
HamachiMan$50.0012/23/2011 9:33:44 AM
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BayShell$25.0012/24/2011 8:45:59 AM
coin-trajectory$25.0012/24/2011 11:16:01 AM
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simpy$25.0012/24/2011 12:07:00 PM
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wise-rupee-sanctuary$50.0012/24/2011 12:07:48 PM
Quiddity$25.0012/24/2011 12:07:29 PM
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jcw3rd$25.0012/24/2011 11:43:56 AM
harperpotok$41.0012/24/2011 12:07:11 PM
Elefunt$25.0012/24/2011 12:08:29 PM
benevolent-money6$25.0012/24/2011 12:12:14 PM
270 Investments
 
Borrower Payment Dependent Notes Series 544818
This series of Notes was issued and sold upon the funding of the borrower loan #57878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Feb-1994 Debt/Income ratio: 46%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:13y 1m
Amount delinquent: $0 Total credit lines: 24 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,824Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: kindness-synapse3 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting new business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-hope-workhorse$200.0012/16/2011 9:53:10 AM
jkeller4000$25.0012/16/2011 9:45:21 AM
unbelievable-exchange$100.0012/16/2011 9:51:56 AM
Investor_DP$100.0012/16/2011 9:29:16 AM
favorite-commerce$40.0012/16/2011 9:03:26 AM
worth-blanket2$3,500.0012/16/2011 10:51:58 AM
gimincorp$25.0012/16/2011 10:08:11 AM
Danjack_Capital$25.0012/16/2011 10:36:37 AM
8 Investments
 
Borrower Payment Dependent Notes Series 544824
This series of Notes was issued and sold upon the funding of the borrower loan #57742, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1975 Debt/Income ratio: Not calculated
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 2Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 21Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,990 
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: priceless-payout Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for my fiances airline ticket
Purpose of loan:
This loan will be used to...Get my fiance home

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $1600.
Monthly expenses: $1500.
Housing: $578
Insurance: $0
Car expenses: $390
Utilities: $65
Phone, cable, internet: $70.
Food, entertainment: $200.
Clothing, household expenses: $0
Credit cards and other loans: $75.
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/16/2011 5:09:30 PM
worth-blanket2$1,900.0012/16/2011 5:52:58 PM
mrxtravis$25.0012/16/2011 5:10:58 PM
3 Investments
 
Borrower Payment Dependent Notes Series 544826
This series of Notes was issued and sold upon the funding of the borrower loan #57872, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $99.55
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-2004 Debt/Income ratio: 9%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:7y 2m
Amount delinquent: $0 Total credit lines: 3 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,791Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: blue-satisfying-loyalty Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting over
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
matt_2006$25.0012/16/2011 5:08:47 PM
Danjack_Capital$25.0012/16/2011 5:37:37 PM
Investor_DP$100.0012/16/2011 5:09:31 PM
SecondChanceLendingSERV$25.0012/16/2011 6:24:31 PM
blue-radiant-economy$100.0012/16/2011 6:32:03 PM
ultimate-peace$150.0012/16/2011 5:31:56 PM
LittleMingo$25.0012/16/2011 6:40:44 PM
Hedge-Fund$25.0012/17/2011 4:46:08 AM
favorite-commerce$40.0012/17/2011 6:42:11 AM
Lanik42$45.5712/17/2011 6:51:08 AM
golden-velocity9$25.0012/17/2011 8:14:39 AM
radforj22$25.0012/17/2011 3:16:55 AM
leball$25.0012/17/2011 10:16:19 AM
auction-seeker$25.0012/17/2011 11:07:42 AM
handy-justice$50.0012/17/2011 2:14:46 PM
happy-rate3$25.0012/17/2011 3:19:14 PM
loss-of-control$75.0012/17/2011 6:04:46 PM
wealth-infusion6$100.0012/18/2011 12:03:34 AM
r48$25.0012/18/2011 6:26:45 AM
Steveo64$30.0012/18/2011 10:11:39 AM
lender2611$50.0012/18/2011 12:24:07 PM
truth-companion$25.0012/18/2011 12:46:06 PM
deal-searcher1$35.0012/18/2011 3:04:37 PM
dough-souffle$50.0012/18/2011 7:12:25 PM
skillful-asset5$25.0012/18/2011 6:22:36 PM
SudianX$41.0612/18/2011 6:14:35 PM
justice-allocator3$25.0012/18/2011 7:30:25 PM
MASinVestment$100.0012/18/2011 10:41:44 PM
abundant-power$50.0012/18/2011 9:19:43 PM
GElender$16.8012/19/2011 5:53:14 AM
SolarMoonshine$25.0012/16/2011 5:44:28 PM
papaloha$25.0012/16/2011 6:51:19 PM
superb-funds335$25.0012/16/2011 5:36:53 PM
Rogelio48$30.0012/16/2011 9:20:33 PM
Interloper$50.0012/17/2011 1:06:22 AM
hookUup$26.0712/16/2011 10:27:50 PM
jkeller4000$25.0012/17/2011 4:00:38 AM
lowrater$100.5012/17/2011 9:48:03 AM
IASKGOD$25.0012/17/2011 10:57:49 AM
emphatic-bonus5$75.0012/17/2011 9:43:37 AM
profit-powerplant$25.0012/17/2011 12:37:02 PM
miked8303$25.0012/17/2011 12:33:25 PM
hope-hickory8$25.0012/17/2011 2:01:21 PM
jjswanso$100.0012/17/2011 5:19:42 PM
riproaringrapids$25.0012/18/2011 12:06:37 AM
jcrew007$25.0012/18/2011 7:17:27 AM
fishcreek$25.0012/18/2011 10:59:42 AM
wwwUniversal$25.0012/18/2011 12:13:02 PM
thelovebug$100.0012/18/2011 12:19:08 PM
well-rounded-payout0$50.0012/18/2011 12:34:44 PM
first-integrity-gravity$50.0012/18/2011 12:41:20 PM
familyman2008$30.0012/18/2011 12:32:05 PM
asset-producer1$50.0012/18/2011 6:54:51 PM
thankful-nickel2$25.0012/18/2011 3:05:50 PM
phenomenal-gain5$30.0012/18/2011 8:00:27 PM
high_flyer$50.0012/18/2011 9:09:33 PM
orgy63$25.0012/18/2011 7:50:48 PM
LendingPimp$25.0012/18/2011 11:13:24 PM
58 Investments
 
Borrower Payment Dependent Notes Series 544830
This series of Notes was issued and sold upon the funding of the borrower loan #58049, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $193.93
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1999 Debt/Income ratio: 9%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 6Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 13 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,198Stated income:$50,000-$74,999
Delinquencies in last 7y: 10 Bankcard utilization: 71%  
   Homeownership: Yes  
Screen name: power-acrobat6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bountiful-durability$50.0012/16/2011 9:35:00 AM
lender2611$25.0012/16/2011 9:47:37 AM
Investor_DP$100.0012/16/2011 9:28:48 AM
worth-blanket2$5,300.0012/16/2011 10:50:11 AM
otherwisedisposed$25.0012/16/2011 11:44:34 AM
5 Investments
 
Borrower Payment Dependent Notes Series 544842
This series of Notes was issued and sold upon the funding of the borrower loan #57987, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jan-1999 Debt/Income ratio: 59%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:20y 5m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $16,730Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: breathtaking-dollar1 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement appliances
Purpose of loan: home improvement
This loan will be used to...appliances

My financial situation: Good
I am a good candidate for this loan because...responsible person


Monthly net income: $2450.00
Monthly expenses: $
Housing: $1239.00
Insurance: $0
Car expenses: $company car
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $
Clothing, household expenses: $50.00
Credit cards and other loans: $491.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
credit-socrates648$916.5412/21/2011 11:22:53 AM
gallant-economy9$50.0012/21/2011 9:44:34 AM
DHolly$31.0012/21/2011 9:07:51 AM
klend4$25.0012/21/2011 7:27:45 AM
let_me_retire$50.0012/20/2011 4:44:38 AM
useful-cash043$300.0012/19/2011 7:03:24 PM
money-fort$25.0012/19/2011 5:10:29 PM
green-rate-futurist$25.0012/19/2011 5:16:28 PM
Core-Marketing$25.0012/19/2011 5:21:07 AM
SecondChanceLendingSERV$25.0012/18/2011 3:27:35 PM
SFBank$50.0012/18/2011 2:13:54 PM
Danjack_Capital$25.0012/18/2011 1:15:35 PM
skillful-asset5$25.0012/18/2011 3:36:27 PM
blue-radiant-economy$100.0012/18/2011 10:00:00 PM
CommunityArts_Non-profit$25.0012/20/2011 12:47:59 AM
R3vXX$25.0012/20/2011 10:20:16 AM
return-smasher2$28.4812/20/2011 6:24:22 PM
master648$48.9812/20/2011 8:07:54 PM
zone6$100.0012/20/2011 8:58:10 PM
OK_Loans$25.0012/20/2011 10:30:14 PM
enthusiastic-market2$25.0012/20/2011 10:42:02 PM
blue-useful-auction$25.0012/21/2011 7:13:38 AM
mrxtravis$25.0012/21/2011 9:46:58 AM
23 Investments
 
Borrower Payment Dependent Notes Series 544844
This series of Notes was issued and sold upon the funding of the borrower loan #57647, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $235.69
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Mar-1999 Debt/Income ratio: 13%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 11Employment status:Employed
Now delinquent: 1 Current / open credit lines: 16 / 15Length of status:7y 3m
Amount delinquent: $0 Total credit lines: 33 Occupation: Postal Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,752Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: Yes  
Screen name: diplomatic-liberty314 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 50% ) 660-679 (Latest)
Principal borrowed: $4,500.00< 31 days late: 1 ( 50% )  
680-699 (Sep-2011)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 2  
Description
improvements
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...

I have stable income and very responsible
Monthly net income: $5000
Monthly expenses: $500
Housing: $1300
Insurance: $40
Car expenses: $0
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $20
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Kash2010lu$25.0012/16/2011 9:04:09 AM
stepatatime-together$78.0012/16/2011 9:05:22 AM
pujols8996$50.0012/16/2011 9:20:35 AM
FASTIZIO_P$25.0012/16/2011 9:21:36 AM
papaloha$500.0012/16/2011 9:26:25 AM
finance-prescription$64.0012/16/2011 9:11:43 AM
careful-vigilance4$50.0012/16/2011 9:36:09 AM
Investor_DP$100.0012/16/2011 9:29:17 AM
nfx$40.0012/16/2011 9:41:20 AM
money-baron-Roth401k$25.0012/16/2011 9:43:07 AM
sjc224$25.0012/16/2011 9:26:48 AM
capital-renewal$25.0012/16/2011 9:28:24 AM
social-cocktail1$200.0012/16/2011 9:31:26 AM
productive-ore$25.0012/16/2011 9:46:34 AM
the-hope-workhorse$100.0012/16/2011 9:46:54 AM
money-baron-roth-IRA$50.0012/16/2011 9:47:10 AM
lucrative-loan$25.0012/16/2011 10:02:04 AM
secureincome$777.0012/16/2011 9:33:59 AM
frogperson$125.0012/16/2011 9:37:19 AM
desertoasis$25.0012/16/2011 9:38:53 AM
heart514$25.0012/16/2011 9:44:51 AM
Hedge-Fund$22.3012/16/2011 10:55:52 AM
payout-harmony4$50.0012/16/2011 10:07:44 AM
fortytwo$74.0012/16/2011 9:15:48 AM
economy-coup$50.0012/16/2011 9:08:21 AM
Jack55304$200.0012/16/2011 9:23:25 AM
worthy-bid8$50.0012/16/2011 9:15:08 AM
top-historic-peso$25.0012/16/2011 9:25:38 AM
asiaratt$44.0012/16/2011 9:32:20 AM
AF-Chief$25.0012/16/2011 9:36:25 AM
prudent-hope7$25.0012/16/2011 9:51:32 AM
Scotcha$50.0012/16/2011 9:29:38 AM
finance-mushroom$200.0012/16/2011 9:45:00 AM
yield-lion2$100.0012/16/2011 10:00:55 AM
SolarMoonshine$25.0012/16/2011 10:03:17 AM
affluence-generator2$100.0012/16/2011 9:32:43 AM
lowrater$250.7012/16/2011 10:19:09 AM
handshake5$100.0012/16/2011 9:36:11 AM
unbelievable-exchange$100.0012/16/2011 9:51:56 AM
handy-justice$50.0012/16/2011 10:25:42 AM
innocent-dedication$25.0012/16/2011 10:30:31 AM
investment-comet$25.0012/16/2011 10:47:12 AM
worth-blanket2$1,500.0012/16/2011 10:50:02 AM
wwwUniversal$25.0012/16/2011 10:23:00 AM
SecondChanceLendingSERV$25.0012/16/2011 10:37:49 AM
45 Investments
 
Borrower Payment Dependent Notes Series 544848
This series of Notes was issued and sold upon the funding of the borrower loan #57786, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-16-2011 
Term: 60 months Listing End date:  Dec-16-2011 
 
Lender yield: 32.04% Borrower rate/APR: 33.04% / 35.84% Monthly payment: $171.23
 
Lender servicing fee: 1.00% Effective Yield*: 30.57%  
Estimated return*: 15.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Feb-2001 Debt/Income ratio: 23%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 9 Current / open credit lines: 13 / 9Length of status:3y 2m
Amount delinquent: $258 Total credit lines: 43 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,084Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: meow-money Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 600-619 (Latest)
Principal borrowed: $1,600.00< 31 days late: 0 ( 0% )  
660-679 (Aug-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Audio Equipment Purchase
Purpose of loan:
This loan will be used to purchase brand new Pioneer Mixer and CDJs with a 3 year accidental damage warranty.

My financial situation:
I am a good candidate for this loan because I will be renting this equipment for weekly event. Being able to cover more than the monthly payment each month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
blitzen40$25.0012/16/2011 9:11:54 AM
pujols8996$50.0012/16/2011 9:20:35 AM
graceful-investment$30.0012/16/2011 9:23:40 AM
desertoasis$25.0012/16/2011 9:38:53 AM
social-cocktail1$49.0012/16/2011 9:31:26 AM
FASTIZIO_P$25.0012/16/2011 9:21:37 AM
Jack55304$200.0012/16/2011 9:23:25 AM
lucrative-loan$50.0012/16/2011 9:41:01 AM
capital-renewal$25.0012/16/2011 9:28:25 AM
Investor_DP$100.0012/16/2011 9:29:17 AM
productive-ore$25.0012/16/2011 9:46:35 AM
the-hope-workhorse$400.0012/16/2011 9:50:56 AM
payout-harmony4$50.0012/16/2011 10:07:45 AM
SecondChanceLendingSERV$25.0012/16/2011 10:36:23 AM
mrxtravis$25.0012/16/2011 9:13:22 AM
green-trade-dolphin$29.5212/16/2011 9:02:11 AM
sjc224$25.0012/16/2011 9:26:49 AM
pembull$50.0012/16/2011 9:27:37 AM
investmentgroup$25.0012/16/2011 9:38:55 AM
DHolly$31.0012/16/2011 9:16:26 AM
twjh$25.0012/16/2011 9:40:59 AM
jhouman$50.0012/16/2011 9:37:30 AM
unbelievable-exchange$100.0012/16/2011 9:51:57 AM
affluence-generator2$100.0012/16/2011 9:32:43 AM
handshake5$35.0012/16/2011 9:36:11 AM
innocent-dedication$25.0012/16/2011 10:30:31 AM
312-Lender$25.0012/16/2011 9:39:33 AM
worth-blanket2$3,100.0012/16/2011 10:50:16 AM
money-baron-Roth401k$50.0012/16/2011 9:42:58 AM
handy-justice$50.0012/16/2011 10:27:10 AM
benjamins-rumbler$100.0012/16/2011 10:48:13 AM
yield-lion2$150.0012/16/2011 10:00:37 AM
32 Investments
 
Borrower Payment Dependent Notes Series 544850
This series of Notes was issued and sold upon the funding of the borrower loan #57886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Mar-1983 Debt/Income ratio: 36%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 31 / 25Length of status:10y 4m
Amount delinquent: $0 Total credit lines: 102 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,501Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: benefit-motivator6 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
credit card consolidation
Purpose of loan: credit card consolidation
This loan will be used to...
to pay off my Chase credit cards.
My financial situation: is good with secure employment
I am a good candidate for this loan because...i have a clear goal for the funds


Monthly net income: $4400.
Monthly expenses: $
Housing: $1100
Insurance: $75
Car expenses: $350
Utilities: $0.00
Phone, cable, internet: $ 50.00
Food, entertainment: $ 150.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 400.00
Other expenses: $2175
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Dusigrosz$50.0012/20/2011 5:04:01 PM
Danjack_Capital$25.0012/20/2011 5:10:37 PM
jkeller4000$25.0012/20/2011 5:06:50 PM
worth-blanket2$3,900.0012/20/2011 5:30:42 PM
AndChicksforFree$25.0012/20/2011 5:19:41 PM
5 Investments
 
Borrower Payment Dependent Notes Series 544870
This series of Notes was issued and sold upon the funding of the borrower loan #57583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.85% Listing Start date:  Dec-15-2011 
Term: 12 months Listing End date:  Dec-16-2011 
 
Lender yield: 24.76% Borrower rate/APR: 25.76% / 35.84% Monthly payment: $190.83
 
Lender servicing fee: 1.00% Effective Yield*: 23.64%  
Estimated return*: 9.79%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-2002 Debt/Income ratio: 40%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 4Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 23 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,824Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: No  
Screen name: panda0694 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Payoff
Purpose of loan: Credit Card Payoff
This loan will be used to pay off HSBC cc. I purchased an item on a 3 year/0% interest plan in 2008 and then fell on hard times due to a car accident and getting laid off from my job so I paid the minimum. I am back on my feet but cannot pay the card off fully before the back interest gets added on at the beginning of Feb.

My financial situation:
I am a good candidate for this loan because I am financially responsible and always pay my bills on time. I keep a detailed budget spreadsheet. My financial situation is turning around and a few of my bills are clearing up so I will have more income that can go towards paying off debt. I do not have many expenses (housing, utilities, etc.), my boyfriend pays these.

Monthly inc: $2100 / Monthly exp: $1313.34 (appx)
Details: Housing: $0 / Ins: $133.29 / Car exp: $343.46 / Util: $0 / Phone: $178.59 / Food, Ent: $80 / Hhd expenses: $100 /
Credit cards/other loans: $228 / Other exp: $250 (gas)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/15/2011 5:03:38 PM
Investor_DP$100.0012/15/2011 5:28:07 PM
szetheli$125.0012/15/2011 6:39:03 PM
mrxtravis$25.0012/15/2011 5:33:06 PM
note-mover9$25.0012/15/2011 7:11:58 PM
unforgettable-wealth4$50.0012/15/2011 5:42:00 PM
COCHINOBOY$40.0012/15/2011 7:20:07 PM
skillful-asset5$30.0012/15/2011 6:19:17 PM
favorite-commerce$40.0012/15/2011 7:01:28 PM
deepblue34$30.0012/15/2011 7:15:05 PM
blue-radiant-economy$100.0012/15/2011 7:15:24 PM
scamps$25.0012/15/2011 10:39:32 PM
golden-velocity9$25.0012/15/2011 7:18:15 PM
PM_Broker$50.0012/15/2011 11:31:44 PM
new-marketplace-lyrics$25.0012/16/2011 2:41:33 AM
forceful-auction4$40.0012/16/2011 6:39:55 AM
pythia$25.0012/16/2011 6:57:00 AM
deal-searcher1$100.0012/16/2011 5:34:18 AM
loanman2007$25.0012/16/2011 4:37:29 AM
buffalobills$25.0012/16/2011 6:56:08 AM
TheSaltBoilers$100.0012/16/2011 6:58:02 AM
BankofRon$25.0012/15/2011 5:18:31 PM
StrongMonty$75.0012/15/2011 5:07:03 PM
fortytwo$150.0012/15/2011 5:10:07 PM
truth-companion$25.0012/15/2011 5:26:32 PM
chicagobanker$50.0012/15/2011 5:35:29 PM
cattlebaron$25.0012/15/2011 7:34:24 PM
finance-rocket2$25.0012/15/2011 7:41:57 PM
penny-plato$25.0012/15/2011 8:04:46 PM
jkeller4000$25.0012/15/2011 5:31:02 PM
marinbb$100.0012/15/2011 9:06:56 PM
lowrater$100.6012/15/2011 7:12:10 PM
1point21gigawatts$25.0012/15/2011 7:58:14 PM
newest-generous-income$25.0012/16/2011 3:43:45 AM
1traveler$25.0012/15/2011 9:01:16 PM
sharp518$40.0012/16/2011 6:28:15 AM
ddoneday$25.0012/15/2011 11:49:51 PM
MonkeyB$25.0012/16/2011 7:12:02 AM
Robione$30.0012/16/2011 2:56:43 AM
irrelevant$25.0012/16/2011 6:05:07 AM
genuine-money$50.0012/16/2011 7:00:39 AM
economy-popcorn$50.0012/16/2011 7:05:44 AM
Petiza$24.4012/16/2011 7:14:01 AM
43 Investments
 
Borrower Payment Dependent Notes Series 544888
This series of Notes was issued and sold upon the funding of the borrower loan #57707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-15-2011 
Term: 60 months Listing End date:  Dec-18-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $331.52
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1999 Debt/Income ratio: 11%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:2y 7m
Amount delinquent: $0 Total credit lines: 23 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,444Stated income:$100,000+
Delinquencies in last 7y: 10 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: Neshat Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 43 ( 93% ) 700-719 (Latest)
Principal borrowed: $9,700.00< 31 days late: 3 ( 7% )  
700-719 (Feb-2011)
600-619 (Oct-2009)
620-639 (Sep-2009)
640-659 (May-2008)
 
Principal balance: $5,451.08 31+ days late: 0 ( 0% )
Total payments billed: 46  
Description
Home improvement, 4th time borrower
Purpose of loan:
This loan will be used to complete my condo renovations. I would like to fix my kitchen and also with rest of the loan pay off my credit cards.
By renovating the kitchen ( I must say that previously with help of prosper members I renovated the bathrooms, thank you all ) I will be able to get the better appraisal for my condo which I plan to re finance in 2012 therfore I can save almost 300$/month on mortgage payment.
My financial situation:
I am a good candidate for this loan because I have a very good and stable job and income, also I am a fourth time borrower and always paid off my loan early, I have a roommate which bring me extra income which is is covering all monthy expences.
Monthly net income: $ 7041.00
Housing: $ 2800 Mortgage
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 0
Clothing, household expenses: $ 200
Credit cards and other loans: $ 600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
graceful-investment$64.2212/16/2011 9:27:15 AM
AF-Chief$25.0012/16/2011 9:36:24 AM
britgsb$30.0012/16/2011 9:43:16 AM
affluence-generator2$100.0012/16/2011 9:32:42 AM
mrcrace$100.0012/16/2011 10:13:27 AM
unbelievable-exchange$100.0012/16/2011 9:51:53 AM
Rollshaft$35.0012/16/2011 12:42:58 PM
frugalinvestor20$25.0012/16/2011 3:05:54 PM
first-friendly-listing$30.0012/16/2011 12:35:03 PM
radforj22$25.0012/16/2011 4:55:04 PM
broker048$25.0012/16/2011 4:51:29 PM
return-grizzly$100.0012/16/2011 6:27:59 PM
igniter584$75.0012/16/2011 7:11:54 PM
ansky127$31.0012/16/2011 7:42:29 PM
econgineer$75.0012/16/2011 5:51:07 PM
riproaringrapids$25.0012/16/2011 11:44:50 PM
optionscashflow$25.0012/17/2011 12:06:46 AM
macgeek$34.4912/17/2011 2:24:12 AM
loanman2007$200.0012/17/2011 4:49:22 AM
halothane_logic$100.0012/17/2011 6:13:39 AM
plentiful-return386$100.0012/17/2011 6:41:41 AM
Pizza-man$50.0012/17/2011 8:49:33 AM
Leshan$100.0012/17/2011 8:17:50 AM
heerzaquestion$25.0012/17/2011 10:18:17 AM
RainyDayFunds$25.0012/17/2011 10:30:21 AM
thomas16882004$25.0012/17/2011 12:22:07 PM
lamsabuy$100.0012/17/2011 12:37:11 PM
kind-charming-value$1,500.0012/17/2011 1:07:11 PM
Star_Witness$50.0012/17/2011 2:28:06 PM
Frosty$55.0012/17/2011 1:53:48 PM
RKLFinancial$25.0012/17/2011 2:57:00 PM
careful-note$50.0012/17/2011 3:17:43 PM
unassailable-fund$30.0012/16/2011 8:22:56 AM
money-booster2$25.0012/16/2011 7:55:22 AM
FarmersBank$50.0012/16/2011 8:02:05 AM
tolerant-dinero2$25.0012/16/2011 9:03:32 AM
impressive-justice6$50.0012/16/2011 5:17:47 AM
serene-capital$30.0012/15/2011 9:33:28 PM
master648$56.1812/16/2011 4:36:13 AM
rascal867$25.0012/15/2011 8:57:55 PM
bountiful-durability$50.0012/15/2011 8:37:27 PM
Tscheddar$25.0012/16/2011 4:16:46 AM
downtownfarm$25.0012/16/2011 3:41:42 AM
MoneyForNothing$41.9412/15/2011 6:40:36 PM
SecondChanceLendingSERV$25.0012/15/2011 6:37:25 PM
cattlebaron$50.0012/15/2011 7:22:52 PM
asset-producer1$300.0012/15/2011 7:45:46 PM
skillful-asset5$25.0012/15/2011 6:18:16 PM
PatriotKnight$50.0012/15/2011 6:04:01 PM
113121$500.0012/15/2011 5:41:39 PM
commanding-treasure2$50.0012/15/2011 5:18:22 PM
bazaar-festivity$25.0012/15/2011 5:17:46 PM
FinanceEngine$40.0012/15/2011 5:19:53 PM
trumpeter5$25.0012/15/2011 5:02:16 PM
LittleMingo$30.0012/15/2011 5:02:01 PM
benjamins-britches$25.0012/17/2011 5:05:09 PM
Rockymtnhi$25.0012/17/2011 2:28:09 PM
redwraith$100.0012/17/2011 2:51:42 PM
Ocean713$75.0012/17/2011 3:48:10 PM
intrepid-loot$25.0012/17/2011 6:41:44 PM
credit-bliss8$25.0012/17/2011 6:55:43 PM
platinum-admiral8$25.0012/17/2011 5:06:16 PM
careful-note$40.0012/17/2011 5:55:51 PM
wealth-samaritan2$88.8012/18/2011 7:15:59 AM
autonomous-truth$100.0012/17/2011 10:59:16 PM
value-fortress3$25.0012/17/2011 11:11:56 PM
GreenLender11$100.0012/18/2011 8:17:56 AM
mighty-payout1$25.0012/18/2011 4:33:02 AM
Techne_Funds_LLC$25.0012/18/2011 8:43:03 AM
Gregger$25.0012/18/2011 1:54:03 AM
Weaverville$25.0012/18/2011 10:50:57 AM
natdwg$50.0012/18/2011 11:09:29 AM
DoctorJoe$30.0012/18/2011 10:00:38 AM
chameleon125$25.0012/18/2011 7:37:39 AM
top-deal-achievement$25.7612/18/2011 11:35:54 AM
income-banjo$50.0012/18/2011 12:10:09 PM
secret-santa$36.4112/18/2011 9:54:09 AM
mammalian4$25.0012/18/2011 12:10:02 PM
wwwUniversal$25.0012/18/2011 12:13:02 PM
Bcs-cnc$25.0012/18/2011 2:02:26 PM
unassuming-generosity$25.0012/18/2011 12:50:58 PM
colorfulgardener$25.0012/18/2011 1:23:16 PM
studious-listing8$25.0012/18/2011 1:57:53 PM
High-flyer$25.0012/18/2011 4:47:44 PM
KCEnterprises$25.0012/18/2011 5:14:07 PM
benefit-awakening9$350.4712/18/2011 8:43:51 PM
green-trade-dolphin2$30.0212/15/2011 5:02:14 PM
lender2611$25.0012/15/2011 5:06:48 PM
Goodlender42$25.0012/15/2011 5:09:08 PM
graceful-IRAinvestment$60.0012/15/2011 5:29:36 PM
BxRealtor$25.0012/15/2011 5:07:38 PM
camaraderi-aspen$100.0012/15/2011 5:20:24 PM
careful-compassion$25.0012/15/2011 5:47:39 PM
pound-mushroom3$25.0012/15/2011 5:30:06 PM
igniter584$25.0012/15/2011 5:22:17 PM
MASinVestment$50.0012/15/2011 5:22:48 PM
AndChicksforFree$25.0012/15/2011 5:25:55 PM
Investor_DP$100.0012/15/2011 5:27:36 PM
well-mannered-income3$40.0012/15/2011 7:04:57 PM
InChicago$150.0012/15/2011 6:11:38 PM
contract-student2$70.0012/15/2011 8:18:01 PM
Feyenoord$30.0012/15/2011 11:11:32 PM
bonus-quark4$25.0012/16/2011 5:43:51 AM
1willray$31.0012/15/2011 8:56:03 PM
Bob450$30.0012/16/2011 7:01:02 AM
the-magnetic-transaction$40.0012/16/2011 5:56:12 AM
Mrs-Honeydew$25.0012/16/2011 8:10:30 AM
Shirts$40.3112/16/2011 8:14:54 AM
janeybooboo$143.2612/16/2011 9:02:45 AM
blackstar$25.0012/16/2011 7:45:08 AM
sensible-fund$25.0012/16/2011 5:36:05 AM
dime-sprout$25.0012/16/2011 9:13:30 AM
first-serene-credit$25.0012/16/2011 8:09:36 AM
matt_2006$25.0012/16/2011 9:32:12 AM
twjh$25.0012/16/2011 9:40:59 AM
heart514$25.0012/16/2011 9:44:50 AM
thankful-nickel2$25.0012/16/2011 2:30:57 PM
gain-kitten$25.0012/16/2011 12:21:29 PM
wesleyan$50.0012/16/2011 4:14:47 PM
SteadyOne$25.0012/16/2011 12:36:04 PM
processor115$75.0012/16/2011 4:24:36 PM
unbelievable-exchange$100.0012/16/2011 4:37:48 PM
Dollars4Rent$25.0012/16/2011 2:06:26 PM
green-rate-futurist$150.0012/16/2011 4:41:22 PM
auction-seeker4$25.0012/16/2011 4:53:57 PM
rajs$150.0012/16/2011 7:15:57 PM
s270$34.3712/16/2011 11:45:02 PM
loss-of-control$100.0012/16/2011 6:40:32 PM
orange-resolute-platinum$25.0012/17/2011 2:21:11 AM
loan-warrior$25.0012/16/2011 8:17:59 PM
naya50$25.0012/17/2011 6:38:48 AM
mikeandcat$127.9312/17/2011 7:15:29 AM
mikeandcat$100.0012/17/2011 7:17:29 AM
soulblest$28.3912/17/2011 7:09:11 AM
Rob717171$25.0012/17/2011 6:22:50 AM
InTheProcess$25.0012/17/2011 7:31:38 AM
zeeexsixare$200.0012/17/2011 10:08:31 AM
chererat$100.0012/17/2011 10:28:15 AM
marwadi-62$100.0012/17/2011 10:37:37 AM
wlm3012$50.0012/17/2011 11:11:56 AM
suave-dime6$25.0012/17/2011 11:19:02 AM
riproaringrapids$25.0012/17/2011 12:32:45 PM
managedfund$1,333.0012/17/2011 12:44:58 PM
beach_bum$25.0012/17/2011 1:27:48 PM
TWGCJ$25.0012/17/2011 2:36:34 PM
Asgardian$40.0012/17/2011 2:10:18 PM
blue-intuitive-order$60.9712/17/2011 1:57:25 PM
Jerrys1951$27.6712/17/2011 5:13:23 PM
newest-phenomenal-dinero$25.0012/17/2011 5:59:08 PM
vest_vortex$54.0112/17/2011 6:26:33 PM
GoingFishing$25.0012/17/2011 7:41:02 PM
SFBank$50.0012/17/2011 3:28:09 PM
bbt210$25.0912/17/2011 6:43:14 PM
well-rounded-investment$30.2112/17/2011 10:03:15 PM
MASinVestment$200.0012/17/2011 5:20:21 PM
USMC0311$25.0012/17/2011 8:57:07 PM
riproaringrapids$25.0012/18/2011 12:06:33 AM
mex_invests$25.0012/17/2011 7:39:16 PM
prudent-bid3$50.0012/17/2011 7:44:52 PM
DackoDenk$25.0012/17/2011 10:54:20 PM
blue-radiant-economy$200.0012/17/2011 8:44:21 PM
finagler$25.0012/17/2011 9:25:35 PM
wealth-infusion6$100.0012/18/2011 12:03:33 AM
bold-deal-ringleader$25.0012/18/2011 5:12:58 AM
makerain$25.0012/18/2011 5:20:35 AM
Bank_of_E-Ville$25.0012/18/2011 8:08:37 AM
bold-durability-drum$60.0012/18/2011 12:28:57 PM
selvamfinance$25.0012/18/2011 12:24:31 PM
income-champion$25.0012/18/2011 12:25:11 PM
life-is-great$25.0012/18/2011 12:39:40 PM
cheech29$32.0812/18/2011 1:19:22 PM
safe-kindness5$25.0012/18/2011 1:57:40 PM
currency-bumblebee$25.0012/18/2011 5:03:12 PM
orgy63$25.0012/18/2011 7:49:10 PM
velocity-disk6$36.4512/18/2011 6:09:15 PM
Sugarmama21$59.0012/18/2011 6:13:31 PM
best-loot-bear$35.0012/18/2011 4:51:40 PM
money-hot-rod$92.1812/18/2011 6:56:33 PM
dough-souffle$50.0012/18/2011 7:02:28 PM
Rivermaverick$25.0012/18/2011 5:48:39 PM
Hilendmtn$50.0012/18/2011 6:09:59 PM
MissionMicroFinance$25.0012/18/2011 7:02:15 PM
organic-treasure$29.7912/18/2011 7:34:50 PM
183 Investments
 
Borrower Payment Dependent Notes Series 544898
This series of Notes was issued and sold upon the funding of the borrower loan #58056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jul-1994 Debt/Income ratio: 51%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 3Employment status:Other
Now delinquent: 0 Current / open credit lines: 14 / 11Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 43 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,148Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: Yes  
Screen name: best-point-werewolf Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/16/2011 5:31:50 PM
useful-cash043$150.0012/19/2011 7:02:28 PM
gallant-economy9$50.0012/21/2011 9:44:32 AM
money-booster2$35.0012/21/2011 7:24:56 PM
money-baron-Roth401k$50.0012/21/2011 9:31:38 PM
economy-shrubbery6$25.0012/21/2011 10:26:23 PM
unbelievable-exchange$25.0012/22/2011 10:29:30 AM
hyrolln$25.0012/22/2011 4:34:44 PM
balanced-balance6$25.0012/22/2011 5:08:05 PM
Dubbs360$250.0012/22/2011 8:05:34 PM
irrelevant$25.0012/23/2011 6:05:09 AM
Bob450$25.0212/23/2011 6:58:19 AM
hopeful-silver5$25.0012/23/2011 7:16:58 AM
eronyc$25.0012/23/2011 9:11:44 AM
zone6$100.0012/24/2011 8:35:13 AM
copper$50.0012/24/2011 12:49:26 PM
quest0$50.0012/24/2011 1:02:49 PM
loss-of-control$100.0012/24/2011 8:21:50 PM
340$25.0012/24/2011 6:21:48 PM
SudianX$25.0012/25/2011 4:36:47 AM
promise2$25.0012/25/2011 8:25:03 AM
capital-zeus$27.0012/25/2011 10:30:02 AM
top-tolerant-loyalty$25.0012/25/2011 5:49:14 PM
impala6464$25.0012/25/2011 11:03:14 PM
bid-stockpiler1$26.0012/26/2011 4:53:35 AM
Mont_Brinker$25.0012/26/2011 9:12:14 AM
Murdex$25.0012/26/2011 10:22:01 AM
newstar2000$25.0012/26/2011 10:09:58 AM
the-hope-workhorse$50.0012/26/2011 3:16:48 PM
blue-radiant-economy$100.0012/26/2011 5:36:12 PM
Lubava$50.0012/26/2011 6:02:10 PM
SecondChanceLendingSERV$25.0012/16/2011 6:23:30 PM
papaloha$25.0012/16/2011 6:51:20 PM
heart514$25.0012/19/2011 9:05:19 AM
autonomous-truth$50.0012/19/2011 8:26:36 PM
blue-lively-platinum$25.0012/20/2011 5:19:03 PM
klend4$25.0012/21/2011 12:34:50 PM
green-rate-futurist$25.0012/21/2011 1:45:59 PM
kind-credit-bear$25.0012/22/2011 9:30:39 AM
kindness-ace1$25.0012/22/2011 10:44:16 PM
deal-thinker7$25.0012/23/2011 4:35:58 AM
greencat$50.0012/23/2011 7:21:13 AM
Binan$25.0012/24/2011 4:03:06 AM
HenryS$30.0012/24/2011 12:55:31 PM
Nicedad72$25.0012/24/2011 3:39:15 PM
maildude$25.0012/25/2011 8:02:09 AM
kulender$50.0012/25/2011 6:10:24 AM
realtormoises$25.0012/26/2011 12:52:17 AM
626457$25.0012/26/2011 3:37:01 AM
shawnw2$50.0012/26/2011 4:14:16 AM
safe-kindness5$27.4712/25/2011 10:17:42 PM
bigvalleykid08$135.1912/25/2011 11:05:07 PM
palmdelino$25.0012/26/2011 12:54:40 AM
standanddeliver$31.0012/26/2011 9:09:56 AM
thorough-marketplace441$25.0012/26/2011 8:56:07 AM
Ananya$25.0012/26/2011 11:38:48 AM
DreDub$25.0012/26/2011 11:25:57 AM
cash-topper82$25.0012/26/2011 2:03:06 PM
emphatic-responsibility$25.0012/26/2011 7:18:20 PM
P2P_Investor$1,363.3212/26/2011 8:46:28 PM
moola-gondola1$200.0012/26/2011 7:33:05 PM
61 Investments
 
Borrower Payment Dependent Notes Series 544900
This series of Notes was issued and sold upon the funding of the borrower loan #57725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-2004 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 15 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,388Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: BlushClub Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Expanding Retail Inventory
Purpose of loan:
This loan will be used to expand Blush's current inventory level.

My financial situation:
I am a good candidate for this loan because Blush is in good financial standing. I opened Blush with no business generated debt. Blush's customer base in consistent with a high profit margin. I would like to offer my cutomers more, and in-turn, grow my business.


Monthly net income: $6,500
Monthly expenses: $4,500
Lease: $850
Insurance: $60
Advertising: $200
Utilities: $200
Phone, internet: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
refined-penny$25.0012/19/2011 11:39:46 PM
kendigme$25.0012/20/2011 2:42:54 AM
appetizing-duty8$25.0012/20/2011 3:01:29 AM
calimanusa$50.0012/20/2011 3:43:04 AM
irishalaskan$25.0012/20/2011 4:27:20 AM
loanman2007$100.0012/20/2011 4:54:52 AM
fountain355$25.0012/20/2011 5:13:38 AM
hopeful-silver5$28.3612/20/2011 4:30:14 AM
Zoomzoom22$45.1412/19/2011 9:05:49 PM
periko$25.0012/20/2011 4:07:20 AM
melodious-openness$50.0012/20/2011 3:40:07 AM
Valley-of-the-Dollar$25.0012/19/2011 8:48:52 PM
gain-expert$40.4212/19/2011 11:53:08 PM
unforgettable-market3$200.0012/19/2011 7:29:14 PM
valiant-pound8$49.6412/19/2011 7:20:13 PM
hyrolln$25.0012/19/2011 5:09:14 PM
kain11286$25.0012/19/2011 4:32:51 PM
druidpoet$27.0012/19/2011 3:03:59 PM
five-star-note$75.0012/19/2011 4:45:56 PM
chato2345$25.0012/19/2011 9:40:12 AM
money-booster2$35.0012/19/2011 7:59:49 AM
Lesterthelender$60.0012/19/2011 6:57:33 AM
worldly-funds217$25.0012/19/2011 6:32:01 AM
DHolly$31.0012/19/2011 6:49:07 AM
ddog0224$25.0012/19/2011 5:44:07 AM
found_funds$33.5012/18/2011 8:46:26 PM
careful-note$40.0012/18/2011 7:41:08 PM
x32248$26.0712/18/2011 3:19:47 PM
heart514$25.0012/18/2011 12:42:50 PM
ready-vigilance3$77.0012/18/2011 10:35:25 AM
Free-the-usa-1776$25.0012/18/2011 10:55:44 AM
irrelevant$25.0012/18/2011 6:05:14 AM
JPMorrisLegacyFund$227.5812/17/2011 9:36:02 PM
SV-AZ$30.3312/17/2011 3:51:59 PM
social-hunter5$27.0012/17/2011 3:11:52 PM
whirlingdervish$25.0012/17/2011 3:22:00 PM
cattlebaron$25.0012/15/2011 7:14:11 PM
SecondChanceLendingSERV$25.0012/15/2011 6:30:21 PM
goodhearted-generosity511$30.0012/15/2011 6:02:49 PM
AndChicksforFree$25.0012/15/2011 5:27:05 PM
the-hope-workhorse$50.0012/15/2011 6:04:07 PM
jkeller4000$25.0012/15/2011 5:31:02 PM
blue-radiant-economy$100.0012/15/2011 7:11:16 PM
SolarMoonshine$25.0012/15/2011 6:01:58 PM
Kash2010lu$25.0012/16/2011 7:59:05 AM
bid-stockpiler1$50.0012/16/2011 3:33:16 PM
papaloha$25.0012/16/2011 6:51:17 PM
Core-Marketing$25.0012/17/2011 4:30:52 AM
let_me_retire$53.3112/17/2011 6:08:15 AM
autonomous-truth$100.0012/17/2011 11:32:02 PM
benefit-flow$25.0012/17/2011 9:16:22 PM
sturdy-nickel4$25.0012/18/2011 8:32:53 AM
Bob450$25.0012/18/2011 9:12:39 AM
camaraderi-aspen$100.0012/18/2011 12:44:28 PM
deal-searcher1$25.0012/18/2011 3:07:11 PM
lm75$25.0012/18/2011 5:35:21 PM
jerrymaguire$25.0012/18/2011 10:31:29 PM
Planecourage$25.0012/19/2011 12:15:33 AM
new-social-economist$60.0012/19/2011 12:28:16 AM
focused-return366$25.0012/18/2011 8:20:57 PM
autonomous-dedication5$28.2012/18/2011 8:03:36 PM
trustworthy-currency1$104.1512/18/2011 10:05:38 PM
green-rate-futurist$25.0012/19/2011 10:45:12 AM
cashasaurus0$100.0012/19/2011 12:39:49 PM
DscGlfn$25.0012/19/2011 12:16:11 PM
moola-monger9$50.0012/19/2011 2:07:07 PM
asset-sprout$25.0012/19/2011 4:47:32 PM
wwwUniversal$25.0012/19/2011 4:56:22 PM
greenback-chairman5$25.0012/19/2011 5:24:53 PM
doublediamond$25.0012/19/2011 6:02:55 PM
queentut$100.0012/19/2011 6:46:19 PM
useful-cash043$500.0012/19/2011 7:19:10 PM
thisbucksforu$25.0012/20/2011 3:30:35 AM
thisbucksforu$31.8712/20/2011 3:43:23 AM
Johnab$26.0012/20/2011 4:29:46 AM
Starfin-Capital-Management$181.7612/20/2011 4:39:19 AM
s_man1$25.0012/20/2011 4:54:35 AM
draggon77$25.0012/20/2011 5:06:51 AM
culldud6900$56.6712/20/2011 5:27:50 AM
79 Investments
 
Borrower Payment Dependent Notes Series 544906
This series of Notes was issued and sold upon the funding of the borrower loan #57623, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1986 Debt/Income ratio: 4%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 2 Current / open credit lines: 3 / 2Length of status:2y 1m
Amount delinquent: $225 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 1/ 3 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 18 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: professional-interest3 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 2120.
Monthly expenses: $
Housing: $ 513.
Insurance: $ 35.
Car expenses: $ 60.
Utilities: $ 150.
Phone, cable, internet: $110.
Food, entertainment: $ 225.
Clothing, household expenses: $
Credit cards and other loans: $ 25.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/15/2011 5:28:01 PM
mrxtravis$25.0012/15/2011 5:33:06 PM
unbelievable-exchange$100.0012/16/2011 9:51:53 AM
Foothill-Paradise$25.0012/16/2011 9:57:40 AM
worth-blanket2$1,700.0012/16/2011 10:51:20 AM
SecondChanceLendingSERV$25.0012/15/2011 6:35:45 PM
deal-searcher1$25.0012/16/2011 5:30:54 AM
7 Investments
 
Borrower Payment Dependent Notes Series 544914
This series of Notes was issued and sold upon the funding of the borrower loan #57899, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-2000 Debt/Income ratio: 34%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:9y 10m
Amount delinquent: $0 Total credit lines: 24 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,219Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: No  
Screen name: cerebral-basis5 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation to Freedom!
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/16/2011 5:12:08 PM
camaraderi-aspen$100.0012/16/2011 5:07:55 PM
Investor_DP$100.0012/16/2011 5:09:32 PM
golden-velocity9$25.0012/16/2011 5:22:21 PM
loan-hacker$25.0012/16/2011 5:36:37 PM
graceful-IRAinvestment$25.0012/16/2011 5:39:23 PM
money-booster2$35.0012/16/2011 9:56:20 PM
papaloha$25.0012/16/2011 6:51:20 PM
wonder3$40.0012/16/2011 7:09:48 PM
emphatic-bonus5$75.0012/17/2011 9:43:37 AM
miked8303$25.0012/17/2011 12:33:25 PM
blue-radiant-economy$100.0012/17/2011 3:06:44 PM
britches613$26.2612/17/2011 4:17:38 PM
jjswanso$100.0012/17/2011 5:19:42 PM
passivesf$25.0012/17/2011 7:36:17 PM
affluence-generator2$200.0012/18/2011 12:11:36 PM
bazaar-festivity$25.0012/18/2011 12:12:03 PM
lendstats_com$200.0012/18/2011 4:22:51 PM
trade-vista$25.0012/18/2011 3:07:21 PM
skillful-asset5$30.0012/18/2011 6:20:57 PM
truth-companion$25.0012/19/2011 9:08:52 AM
loanman2007$75.0012/19/2011 10:04:21 AM
alexander-hamilton$50.0012/19/2011 10:23:29 AM
graceful-IRAinvestment$85.0012/19/2011 10:39:09 AM
irrelevant$25.0012/19/2011 2:05:08 PM
poolshark72$25.0012/19/2011 2:55:24 PM
jkeller4000$25.0012/19/2011 2:31:13 PM
hyrolln$25.0012/19/2011 5:29:46 PM
worthy-bid8$50.0012/19/2011 5:38:18 PM
future-baby-fund$50.0012/19/2011 7:44:29 PM
CashFlow13$100.0012/20/2011 9:24:57 AM
R3vXX$25.0012/20/2011 10:20:14 AM
blackstar$25.0012/20/2011 10:58:09 AM
scrappy-leverage6$25.0012/20/2011 12:53:56 PM
daano15$25.0012/20/2011 2:39:58 PM
protector734$420.6312/20/2011 2:30:04 PM
ethical-truth211$500.0012/20/2011 2:35:49 PM
income-buffalo1$50.0012/20/2011 4:00:09 PM
Hillbilly_Banker$25.0012/20/2011 3:24:12 PM
blue-radiant-economy$100.0012/20/2011 3:41:49 PM
ALVO$50.0012/20/2011 3:48:33 PM
unforgettable-wealth4$50.0012/20/2011 5:06:03 PM
diplomatic-wealth7$25.0012/20/2011 5:09:56 PM
heart514$25.0012/20/2011 5:20:20 PM
bonus-demon$50.0012/20/2011 5:26:05 PM
platinum-czar$43.4912/20/2011 6:17:43 PM
phenomenal-gain5$25.0012/20/2011 7:53:59 PM
a-unflappable-finance$100.0012/20/2011 11:43:33 PM
prohousebuyer$25.0012/21/2011 12:02:23 AM
corndog4000$74.9812/21/2011 3:42:35 AM
impressive-justice6$50.0012/21/2011 7:09:12 AM
KLCRAY$25.0012/21/2011 9:09:54 AM
mercuriant$25.0012/21/2011 9:09:05 AM
thelovebug$100.0012/21/2011 9:24:28 AM
SimpleChoice$25.0012/21/2011 9:23:16 AM
compassion-expert$25.0012/21/2011 9:32:36 AM
gallant-economy9$50.0012/21/2011 9:44:32 AM
processor115$100.0012/21/2011 9:45:00 AM
fortytwo$150.0012/21/2011 9:51:39 AM
econgineer$75.0012/21/2011 10:35:58 AM
Wangchuk$25.0112/21/2011 10:41:45 AM
american-investor$25.0012/21/2011 10:57:18 AM
responsive-value4$25.0012/21/2011 11:17:14 AM
investment-comet$25.0012/21/2011 11:26:05 AM
bnoble09$25.0012/21/2011 12:47:52 PM
exact-principal220$25.0012/21/2011 12:17:36 PM
seabowl$25.3912/21/2011 4:00:05 PM
hidavehi$25.0012/21/2011 4:22:25 PM
trade-beeper4$25.0012/21/2011 5:41:07 PM
platinum-czar$67.2512/21/2011 7:16:52 PM
AndChicksforFree$25.0012/16/2011 5:29:56 PM
EngineersAlliance$125.0012/16/2011 5:12:29 PM
SecondChanceLendingSERV$25.0012/16/2011 6:22:39 PM
janeybooboo$50.0012/16/2011 8:25:34 PM
jkeller4000$25.0012/17/2011 4:00:38 AM
PatriotKnight$25.0012/16/2011 9:15:31 PM
bancoroyal$47.2912/17/2011 8:42:08 AM
CA-Lender$25.0012/17/2011 10:39:17 AM
lotuss4$25.0012/17/2011 12:29:50 PM
LittleMingo$25.0012/17/2011 4:41:43 PM
riproaringrapids$25.0012/18/2011 12:06:37 AM
Kash2010lu$25.0012/18/2011 12:11:19 PM
deal-searcher1$25.0012/18/2011 1:13:49 PM
Whipster$80.0012/18/2011 7:15:02 PM
profit-powerplant$25.0012/19/2011 9:40:03 AM
fantastic-investment9$30.0012/19/2011 11:45:12 AM
sjc224$25.0012/19/2011 2:33:16 PM
rajs$150.0012/19/2011 7:22:23 PM
SolarMoonshine$25.0012/20/2011 3:41:50 AM
all_of_that_one$25.0012/20/2011 6:19:31 AM
graceful-investment$85.0012/20/2011 8:37:33 AM
ricklip$100.0012/20/2011 10:23:23 AM
DreDub$50.0012/20/2011 12:46:08 PM
green-rate-futurist$25.0012/20/2011 12:24:45 PM
compassion-paladin042$25.0012/20/2011 1:37:43 PM
Amber_Stone$25.0012/20/2011 3:19:42 PM
worth-viking$100.0012/20/2011 5:09:16 PM
red-power-pecan$50.0012/20/2011 5:21:02 PM
VesuvianMan$25.0012/20/2011 5:24:17 PM
unbelievable-exchange$100.0012/20/2011 5:27:09 PM
loss-of-control$100.0012/20/2011 5:29:28 PM
orange-preeminant-bill$25.0012/20/2011 5:41:57 PM
one-midas$35.0012/20/2011 6:36:16 PM
zone6$100.0012/20/2011 8:51:35 PM
OK_Loans$50.0012/20/2011 10:28:15 PM
Cappyatl$25.0012/21/2011 3:21:08 AM
GElender$40.0012/21/2011 6:01:44 AM
klend4$25.0012/21/2011 6:32:31 AM
trustworthy-finance6$200.0012/21/2011 8:03:13 AM
beest$50.0012/21/2011 8:25:30 AM
glroark$50.0012/21/2011 8:51:44 AM
foothillender$25.0012/21/2011 8:26:20 AM
Enz0$29.7912/21/2011 8:41:13 AM
nimble-money086$25.0012/21/2011 8:39:01 AM
TheDigitalMan$25.0012/21/2011 8:58:29 AM
green28$100.0012/21/2011 9:10:15 AM
Starica$250.0012/21/2011 9:23:01 AM
loan-fate$50.0012/21/2011 9:43:31 AM
wwwUniversal$25.0012/21/2011 9:42:35 AM
Weaverville$25.0012/21/2011 10:24:17 AM
vtrentster$25.0012/21/2011 10:49:06 AM
deal-thinker7$50.0012/21/2011 11:00:40 AM
prohelper$50.0012/21/2011 1:00:03 PM
first-class-yield9$50.0012/21/2011 12:49:41 PM
trombone245$25.0012/21/2011 3:23:43 PM
wampum-chorus3$25.0012/21/2011 3:26:47 PM
Swabjockey$25.0012/21/2011 3:26:51 PM
Mrs-Honeydew$25.0012/21/2011 4:01:56 PM
investment-cluster$40.0012/21/2011 4:28:49 PM
newest-phenomenal-dinero$75.0012/21/2011 5:38:50 PM
intelligent-repayment8$2,000.0012/21/2011 6:38:21 PM
Madmigel$46.5312/21/2011 6:47:52 PM
determined-order1$25.0012/21/2011 7:20:14 PM
new-gold-wrangler$253.3812/21/2011 7:24:45 PM
digitaldan$40.0012/21/2011 7:06:37 PM
houli123$175.0012/21/2011 7:12:56 PM
136 Investments
 
Borrower Payment Dependent Notes Series 544952
This series of Notes was issued and sold upon the funding of the borrower loan #57766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $320.77
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1997 Debt/Income ratio: 54%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:6y 5m
Amount delinquent: $0 Total credit lines: 42 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,515Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: currency-boomarang7 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Business
Purpose of loan:
This loan will be used to...upfit the property and get sign made. All equipment is purchased and lease is signed.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/17/2011 12:07:45 PM
jkeller4000$25.0012/17/2011 12:16:31 PM
SLN-10$50.0012/17/2011 12:19:53 PM
Investor_DP$100.0012/17/2011 12:27:44 PM
worth-blanket2$7,100.0012/17/2011 2:16:04 PM
Marssoft$4.0012/17/2011 3:05:27 PM
fortytwo$71.0012/17/2011 12:50:53 PM
truth-companion$25.0012/17/2011 12:53:35 PM
handy-justice$25.0012/17/2011 2:19:18 PM
9 Investments
 
Borrower Payment Dependent Notes Series 544986
This series of Notes was issued and sold upon the funding of the borrower loan #57662, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $99.23
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1993 Debt/Income ratio: 29%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:17y 1m
Amount delinquent: $0 Total credit lines: 28 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,120Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: No  
Screen name: orange-affluence-circuitry Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 620-639 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
640-659 (Jan-2011)
 
Principal balance: $4,774.83 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
debt consolidation
CPurpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/17/2011 12:42:35 PM
green-trade-dolphin$32.0212/17/2011 12:02:16 PM
janeybooboo$100.0012/17/2011 12:12:56 PM
graceful-IRAinvestment$25.0012/17/2011 12:13:27 PM
mrxtravis$25.0012/17/2011 12:17:59 PM
vegibenz$25.0012/17/2011 12:19:06 PM
GElender$40.0012/17/2011 12:15:12 PM
Investor_DP$100.0012/17/2011 12:27:35 PM
miked8303$25.0012/17/2011 12:33:26 PM
radforj22$25.0012/17/2011 12:42:55 PM
money-baron-Roth401k$25.0012/17/2011 12:34:00 PM
MASinVestment$50.0012/17/2011 12:49:31 PM
ImNotSoDumb$25.0012/17/2011 12:44:02 PM
richboy56$25.0012/17/2011 12:44:20 PM
BankofRon$25.0012/17/2011 12:46:13 PM
affluence-generator2$100.0012/17/2011 12:49:32 PM
well-rounded-payout0$50.0012/17/2011 12:06:31 PM
AF-Chief$25.0012/17/2011 12:05:52 PM
camaraderi-aspen$100.0012/17/2011 12:07:45 PM
AndChicksforFree$25.0012/17/2011 12:12:42 PM
payout-reaction740$25.0012/17/2011 12:16:26 PM
enriching-credit9$25.0012/17/2011 12:32:30 PM
orange-preeminant-bill$25.0012/17/2011 12:37:46 PM
graceful-investment$60.0012/17/2011 12:38:44 PM
new-marketplace-lyrics$25.0012/17/2011 12:37:55 PM
money-baron$50.0012/17/2011 12:31:02 PM
golden-velocity9$25.0012/17/2011 12:42:43 PM
managedfund$1,333.0012/17/2011 12:44:59 PM
TennSquire$25.0012/17/2011 12:48:30 PM
1stBankAndHal$25.0712/17/2011 12:45:46 PM
profit-powerplant$25.0012/17/2011 12:37:03 PM
31 Investments
 
Borrower Payment Dependent Notes Series 544996
This series of Notes was issued and sold upon the funding of the borrower loan #58337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $176.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1999 Debt/Income ratio: 18%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 13 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,095Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: brilliant-funds4 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to... pay off my outstanding debt faster.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2,500
Monthly expenses: $
Housing: $1,072
Insurance: $159
Car expenses: $100
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bubb_hans$25.0012/28/2011 3:04:16 PM
worth-blanket2$4,975.0012/28/2011 3:32:11 PM
2 Investments
 
Borrower Payment Dependent Notes Series 545006
This series of Notes was issued and sold upon the funding of the borrower loan #57996, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $241.09
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-2002 Debt/Income ratio: 16%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 0m
Amount delinquent: $0 Total credit lines: 12 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,507Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: p2ploan-canary Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 640-659 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
680-699 (Jan-2011)
 
Principal balance: $5,576.31 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Lowering interest on current prospe
Purpose of loan:
I want to take this loan to reduce my interest rate that I am paying for a current loan I have with prosper.

My financial situation:
I am a good candidate for this loan because I am employed at a very good solar company in San Francisco and I am very responsible with my finances.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$27.9212/17/2011 12:02:43 PM
blue-lively-platinum$25.0012/17/2011 12:07:20 PM
GElender$40.0012/17/2011 12:15:14 PM
indomitable-coin$25.0012/17/2011 12:22:30 PM
AFairDeal$25.0012/17/2011 12:12:53 PM
vinayski$25.0012/17/2011 12:24:52 PM
kenji4861$25.0012/17/2011 12:46:52 PM
shellstar$25.0012/17/2011 12:39:46 PM
worth-blanket2$6,800.0012/17/2011 2:16:22 PM
MASinVestment$22.0812/17/2011 3:17:39 PM
Sneezie$100.0012/17/2011 12:15:43 PM
Proactive-Financial-Lending$25.0012/17/2011 12:07:47 PM
superb-funds335$25.0012/17/2011 12:21:00 PM
penny-plato$25.0012/17/2011 12:23:58 PM
bb575$50.0012/17/2011 12:28:54 PM
worthy-bid8$50.0012/17/2011 12:30:48 PM
riproaringrapids$25.0012/17/2011 12:32:47 PM
trade-burrito4$35.0012/17/2011 12:33:20 PM
the-bright-velocity$25.0012/17/2011 12:37:08 PM
healthy-rate3$50.0012/17/2011 12:48:34 PM
the-silver-blaster$50.0012/17/2011 1:24:17 PM
21 Investments
 
Borrower Payment Dependent Notes Series 545010
This series of Notes was issued and sold upon the funding of the borrower loan #58135, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,700.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $200.99
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1996 Debt/Income ratio: 9%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:7y 5m
Amount delinquent: $0 Total credit lines: 10 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,527Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: durability-shooter4 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to...

My financial situation: Salary Income: 81,242/yr, Rental Income: 6000/yr
I am a good candidate for this loan because...I have always paid my loan and credit bills on time. I understand the value of a strong credit score and do what is necessary to protect and improve mine.


Monthly net income: $4344
Monthly expenses: $
Housing: $1495/mos
Insurance: $125/mos (car)
Car expenses: $80/mos
Utilities: Included in Rent
Phone, cable, internet: Phone: 125/mos, Cable/Internet: Included in rent
Food, entertainment: $450/mos
Clothing, household expenses: Clothing: N/A Household Expenses: 75/mos
Credit cards and other loans: $7809 (balance to date)
Other expenses: N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vutah$25.0012/21/2011 5:11:08 PM
R3vXX$25.0012/21/2011 5:21:07 PM
scrappy-leverage6$25.0012/21/2011 5:23:57 PM
riproaringrapids$25.0012/21/2011 5:35:36 PM
worthy-bid8$50.0012/21/2011 5:39:17 PM
the-bright-velocity$25.0012/21/2011 5:41:17 PM
studious-listing8$25.0012/21/2011 5:47:11 PM
TrustPlus$50.0012/21/2011 8:48:32 PM
market-trooper3$30.0012/22/2011 2:29:19 AM
radforj22$25.0012/22/2011 5:23:27 AM
donenzo$25.0012/22/2011 6:58:35 AM
blue-useful-auction$25.0012/22/2011 7:21:36 AM
AFairDeal$25.0012/22/2011 9:09:52 AM
starry2001$25.0012/22/2011 5:01:05 PM
betterthanstock$25.0012/22/2011 6:43:35 PM
ethical-truth211$160.5912/23/2011 5:34:32 AM
Feyenoord$30.0012/23/2011 11:19:20 AM
wlm3012$40.0012/23/2011 11:58:28 AM
genuine-loan0$25.0012/23/2011 2:37:48 PM
factcheck$35.0012/24/2011 1:20:41 AM
PhalanxBulldog$50.0012/24/2011 6:37:19 AM
marwadi-62$75.0012/24/2011 8:27:39 AM
cash-reaction2$50.0012/24/2011 12:33:11 PM
spiff666$26.6612/24/2011 4:35:29 PM
ethical-truth211$71.9812/25/2011 3:56:34 AM
djh47a$25.0012/25/2011 8:46:25 AM
p2ploan-popcorn$25.0012/25/2011 11:52:58 AM
adir1$50.0012/25/2011 6:47:58 AM
intuitive-integrity9$50.0012/25/2011 12:19:28 PM
myglobal$25.2912/25/2011 12:44:13 PM
StarshineXL$570.0012/26/2011 7:44:16 AM
natural-greenback6$25.0012/26/2011 9:14:15 AM
0403$25.0012/26/2011 10:24:13 AM
farblest$35.0012/26/2011 1:15:17 PM
malomar66$60.0012/26/2011 3:41:17 PM
deal-matrix375$50.0012/26/2011 4:16:23 PM
famous-bill$75.0012/26/2011 4:47:32 PM
successful-agreement7$100.0012/26/2011 5:22:36 PM
worth-dandelion$200.0012/26/2011 6:30:10 PM
dsnybnd$25.0012/26/2011 6:34:07 PM
wwwUniversal$25.0012/26/2011 5:44:49 PM
best-generosity-financier$25.0012/26/2011 7:33:24 PM
papaloha$25.0012/26/2011 7:19:41 PM
availableloan$25.0012/26/2011 10:17:51 PM
Christophe$25.0012/27/2011 6:32:36 AM
silvercertificate$25.0012/27/2011 6:37:42 AM
nikkiesgrandma$25.0012/27/2011 6:46:19 AM
dough-souffle$25.0012/27/2011 9:39:48 AM
kenji4861$25.0012/27/2011 9:35:18 AM
MKKBucks$25.0012/27/2011 12:14:19 PM
camaraderi-workhorse$25.0012/27/2011 1:43:30 PM
Money_Working$25.0012/27/2011 12:17:06 PM
Rogelio48$25.0012/27/2011 1:48:17 PM
MacAtk$101.9412/27/2011 1:34:26 PM
Rogelio48$25.0012/27/2011 1:49:12 PM
5kids5$60.9112/27/2011 2:38:40 PM
value-fortress3$44.0612/27/2011 4:11:14 PM
ricklip$100.0012/21/2011 5:19:26 PM
bazaar-festivity$25.0012/21/2011 5:28:25 PM
money-booster2$25.0012/21/2011 5:53:13 PM
Investor_DP$100.0012/21/2011 5:55:39 PM
janeybooboo$75.0012/21/2011 7:05:03 PM
rajs$100.0012/21/2011 8:12:26 PM
cattlebaron$50.0012/21/2011 10:36:49 PM
compassion-neutron$25.0012/22/2011 6:20:26 AM
processor115$25.0012/22/2011 6:34:20 AM
luminous-marketplace5$25.0012/22/2011 9:24:30 AM
FinanciallySavvyMom$31.3512/22/2011 3:27:10 PM
skillful-asset5$25.0012/22/2011 3:48:21 PM
lender2611$25.0012/22/2011 5:33:21 PM
selector568$300.0012/22/2011 5:45:36 PM
greenback-investor7$200.0012/22/2011 6:19:12 PM
scottysidewinder$43.0412/22/2011 7:14:40 PM
all_of_that_one$40.0012/23/2011 8:51:48 AM
FoosMaster$25.0012/23/2011 8:59:24 AM
ShadowLender$28.4612/23/2011 9:03:51 AM
income-banjo$50.0012/23/2011 9:09:53 AM
castlwizz$30.0012/23/2011 10:23:58 AM
Builder60$25.0012/24/2011 8:06:48 PM
radiant-return$30.0012/24/2011 6:49:22 PM
omniviper$25.0012/24/2011 10:59:15 PM
jarf$25.0012/25/2011 8:33:26 AM
SudianX$41.2712/25/2011 4:41:35 AM
first-pragmatic-power$25.0012/25/2011 12:40:25 PM
designer_10$25.0012/25/2011 7:53:02 PM
Pizza-man$50.0012/26/2011 7:22:54 AM
pinnacle10$25.0012/26/2011 11:58:06 AM
elephantparty$30.0012/26/2011 12:38:06 PM
friendinmoney$47.5612/26/2011 3:00:54 PM
Christus_Victor$25.5612/26/2011 4:35:10 PM
Kyileo$25.0012/26/2011 3:50:21 PM
emphatic-responsibility$25.0012/26/2011 7:14:27 PM
njlom$50.0012/26/2011 7:31:42 PM
merciful-yield$38.2612/26/2011 9:59:50 PM
thankful-nickel2$25.0012/27/2011 5:33:38 AM
Wilhan$25.0012/27/2011 6:01:12 AM
scoobiedoo$50.0012/27/2011 7:11:08 AM
PAPAT$25.0012/27/2011 6:09:20 AM
EngineersAlliance$150.0012/27/2011 9:13:02 AM
peso-fortress$25.0012/27/2011 11:21:50 AM
a-restless-dollar$25.0012/27/2011 12:38:31 PM
commerce-explosion9$25.0012/27/2011 1:59:22 PM
ethical-truth211$100.0012/27/2011 1:35:23 PM
bill-mushroom$50.0012/27/2011 2:10:59 PM
econgineer$75.0012/27/2011 2:27:50 PM
pthighs$50.0012/27/2011 1:15:32 PM
nashibaksi$30.0012/27/2011 2:46:33 PM
SolarMoonshine$25.0012/27/2011 3:29:59 PM
ect_2k20$25.0012/27/2011 3:32:06 PM
ethical-truth211$100.0012/27/2011 1:53:34 PM
the-healthy-commitment$25.0012/27/2011 3:09:27 PM
jessie1031$50.3212/27/2011 4:05:50 PM
hidavehi$33.0012/27/2011 3:33:01 PM
onaquest66$34.7512/27/2011 4:23:36 PM
114 Investments
 
Borrower Payment Dependent Notes Series 545012
This series of Notes was issued and sold upon the funding of the borrower loan #57904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $244.68
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1993 Debt/Income ratio: Not calculated
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:8y 4m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,219Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: No  
Screen name: keen-agreement2 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 700-719 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
660-679 (Dec-2010)
 
Principal balance: $6,066.17 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Refinance Previous Loan
Purpose of loan:
This loan will be used to...Refinance Previous Loan

My financial situation:
I am a good candidate for this loan because...I can pay it off sooner with a lower interest rate


Monthly net income: $ 4500.00
Monthly expenses: $3269.00
Housing: $1009.00
Insurance: $
Car expenses: $60.00
Phone, cable, internet: $120.00
Utilities: $120.00
Food, entertainment: $250.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1,500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$28.1512/18/2011 12:02:25 PM
janeybooboo$75.0012/18/2011 12:04:20 PM
MASinVestment$50.0012/18/2011 12:11:29 PM
bountiful-durability$50.0012/18/2011 12:16:54 PM
lowrater$200.7012/18/2011 12:20:15 PM
lender2611$25.0012/18/2011 12:23:58 PM
heart514$25.0012/18/2011 12:42:51 PM
Investor_DP$100.0012/18/2011 12:43:38 PM
life-is-great$25.0012/18/2011 12:39:43 PM
Bcs-cnc$25.0012/18/2011 1:35:14 PM
SolarMoonshine$25.0012/18/2011 12:55:22 PM
Moe87$25.0012/18/2011 1:15:50 PM
r48$26.0012/18/2011 3:07:21 PM
studious-listing8$25.0012/18/2011 1:57:54 PM
penny-plato$25.0012/18/2011 5:56:04 PM
thankful-nickel2$25.0012/18/2011 3:04:42 PM
Eric_Gagne$25.0012/18/2011 3:49:20 PM
amlu1988$25.0012/18/2011 3:03:00 PM
moola-gargantuan9$50.0012/18/2011 5:41:25 PM
skillful-asset5$30.0012/18/2011 3:34:54 PM
sensible-fund$25.0012/18/2011 5:01:25 PM
generous-deal6$50.0012/19/2011 2:41:35 AM
Asgardian$25.0012/19/2011 7:28:01 AM
marketplace-buckeye$50.0012/19/2011 8:30:46 AM
integrity-trumpet$50.0012/19/2011 9:15:14 AM
pound-mushroom3$25.0012/19/2011 9:21:46 AM
green-rate-futurist$50.0012/19/2011 10:43:37 AM
brazilofmux$100.0012/19/2011 9:41:36 AM
friendinmoney$25.0012/19/2011 9:42:37 AM
alexander-hamilton$50.0012/19/2011 10:23:32 AM
Lo0se_mo0se$25.0012/19/2011 11:20:35 AM
feiandasun$25.0012/19/2011 11:27:35 AM
bbrinck$25.0012/19/2011 11:54:42 AM
the-discrete-income$25.0012/19/2011 1:42:30 PM
nimble-money086$25.0012/19/2011 2:45:16 PM
hidavehi$27.0012/19/2011 5:20:10 PM
MoneyForNothing$25.0012/19/2011 5:28:27 PM
heatherwood$50.0012/19/2011 5:54:19 PM
worthy-bid8$50.0012/19/2011 5:38:21 PM
shrewd-income$75.0012/19/2011 6:14:28 PM
future-baby-fund$25.0012/19/2011 7:53:10 PM
processor115$50.0012/19/2011 8:47:05 PM
market-pudding$25.0012/20/2011 3:28:45 AM
hookUup$30.0512/20/2011 4:00:00 AM
yield-hut$33.0012/20/2011 4:11:58 AM
arampata$102.0012/20/2011 4:14:07 AM
starry2001$25.0012/20/2011 4:50:02 AM
loanman2007$150.0012/20/2011 4:52:34 AM
Rulea72$25.0012/20/2011 6:52:21 AM
thebigrig$200.0012/20/2011 7:25:54 AM
all_of_that_one$30.0012/20/2011 6:20:09 AM
houli123$50.0012/20/2011 6:30:04 AM
Domgabriel$50.0012/20/2011 6:43:46 AM
compassion-burrito$25.0012/20/2011 6:55:48 AM
pietro_torna_indietro$25.0012/20/2011 7:02:57 AM
radforj22$25.0012/20/2011 7:04:55 AM
natdwg$30.0012/20/2011 7:24:51 AM
freefly67$25.0012/20/2011 7:43:23 AM
chameleon125$25.0012/20/2011 7:47:08 AM
Ducatiman1978$25.0012/20/2011 9:19:22 AM
useful-p2ploan$25.0012/20/2011 9:29:17 AM
dynamic-money271$25.0012/20/2011 9:38:58 AM
kindness-jedi$25.0012/20/2011 9:44:51 AM
first-class-yield9$50.0012/20/2011 9:35:35 AM
ChrisTJ$25.0012/20/2011 9:47:10 AM
wwwUniversal$25.0012/20/2011 9:39:00 AM
basis-ferret8$50.0012/20/2011 9:38:26 AM
thriller451$35.0012/20/2011 9:45:03 AM
cosmof16$25.0012/20/2011 9:40:20 AM
market-assembler$25.0012/20/2011 9:47:27 AM
GElender$40.0012/18/2011 12:16:14 PM
dime-sprout$25.0012/18/2011 12:28:05 PM
AFairDeal$25.0012/18/2011 12:29:32 PM
trade-burrito4$35.0012/18/2011 12:33:19 PM
selvamfinance$25.0012/18/2011 12:24:33 PM
commanding-treasure2$50.0012/18/2011 12:36:31 PM
affluence-generator2$100.0012/18/2011 12:38:18 PM
JustMee$25.0012/18/2011 1:39:21 PM
Mrs-Honeydew$25.0012/18/2011 1:41:55 PM
hope-hickory8$25.0012/18/2011 2:50:02 PM
deal-searcher1$25.0012/18/2011 1:13:51 PM
tigercat$50.0012/18/2011 7:30:03 PM
serene-capital$25.0012/19/2011 2:09:03 AM
MissionMicroFinance$25.0012/18/2011 7:02:16 PM
Asgardian$25.0012/19/2011 7:27:28 AM
loyalist1$250.0012/19/2011 8:29:22 AM
blue-lively-platinum$25.0012/19/2011 9:05:38 AM
promise2$25.0012/19/2011 9:19:09 AM
FinanceEngine$45.0012/19/2011 9:47:03 AM
CashFlow13$100.0012/19/2011 9:28:36 AM
BenR$100.0012/19/2011 9:41:51 AM
DoctorJoe$25.0012/19/2011 10:58:24 AM
Invest_In_U_Today_Pls_Pay_back$75.0012/19/2011 12:16:18 PM
papaloha$50.0012/19/2011 12:50:24 PM
trustworthy-hope189$50.0012/19/2011 1:12:30 PM
silvercertificate$25.0012/19/2011 1:56:37 PM
fantastic-investment9$30.0012/19/2011 11:45:16 AM
basis-viking$50.0012/19/2011 2:39:24 PM
blue-radiant-economy$200.0012/19/2011 2:55:06 PM
contract-lionheart$50.0012/19/2011 12:09:36 PM
intelligent-dedication9$100.0012/19/2011 4:34:52 PM
orbital-velocity7$50.0012/19/2011 4:51:49 PM
vigilance-portait5$50.0012/19/2011 2:31:21 PM
the-laudable-peso$40.0012/19/2011 5:19:52 PM
Reddy_Capital$36.0012/19/2011 5:59:59 PM
money-booster2$35.0012/19/2011 10:23:37 PM
one-midas$35.0012/19/2011 8:11:17 PM
mizon291$50.0012/20/2011 12:03:56 AM
sharp-rate1$35.0012/20/2011 12:34:30 AM
frooogal$25.0012/19/2011 9:05:30 PM
marketologist327$25.0012/20/2011 4:32:04 AM
Nusk$25.0012/19/2011 9:35:33 PM
ethical-truth211$700.0012/20/2011 6:12:37 AM
heerzaquestion$25.0012/20/2011 5:04:40 AM
Earn_money$25.0012/20/2011 6:36:21 AM
cerebral-dollar773$35.7612/20/2011 6:44:47 AM
doomsday18$25.0012/20/2011 6:46:50 AM
jcw3rd$25.0012/20/2011 7:30:47 AM
Leshan$57.4512/20/2011 8:06:11 AM
marcopolo10$25.0012/20/2011 8:28:45 AM
makerain$25.0012/20/2011 9:09:38 AM
Starica$250.0012/20/2011 9:11:22 AM
shellstar$25.0012/20/2011 9:22:34 AM
samo102us$25.0012/20/2011 9:18:57 AM
exciting-responsibility3$25.0012/20/2011 9:17:32 AM
gjm6d$25.0012/20/2011 9:22:34 AM
AF-Chief$25.0012/20/2011 9:22:16 AM
the-profit-oracle$25.0012/20/2011 9:28:01 AM
melodious-fairness$25.0012/20/2011 9:40:08 AM
managedfund$528.8912/20/2011 9:51:39 AM
130 Investments
 
Borrower Payment Dependent Notes Series 545018
This series of Notes was issued and sold upon the funding of the borrower loan #58257, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-25-2011 
Term: 36 months Listing End date:  Dec-25-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $494.93
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1989 Debt/Income ratio: 15%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 21 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,150Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: Yes  
Screen name: capital-saver2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off two credit cards
Purpose of loan:
Pay off two credit cards that are no longer used and be done.

My financial situation:
I am a good candidate for this loan because...I am a hard working home owner
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.0012/25/2011 12:09:43 PM
jkeller4000$25.0012/25/2011 12:11:01 PM
worth-blanket2$15,000.0012/25/2011 12:12:12 PM
green-trade-dolphin2$30.5612/25/2011 12:02:17 PM
4 Investments
 
Borrower Payment Dependent Notes Series 545022
This series of Notes was issued and sold upon the funding of the borrower loan #58225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-2003 Debt/Income ratio: 25%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,889Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: superb-silver888 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for Acupuncture License/Fees
Purpose of loan:
This loan will be used to...
Finish the process of getting my Acupuncture License.
My financial situation:
I am a good candidate for this loan because...
I already have a job and am going to build clientele where I work as an Herbal Pharmacist.

Monthly net income: $2600
Monthly expenses: $200
Housing: $600
Insurance: $0
Car expenses: $0
Utilities: $35
Phone, cable, internet: $25
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worthy-bid8$50.0012/26/2011 5:19:19 PM
ricklip$48.0012/26/2011 5:20:55 PM
truth-companion$25.0012/26/2011 5:14:55 PM
first-friendly-listing$35.0012/26/2011 5:27:33 PM
jkeller4000$25.0012/26/2011 5:32:49 PM
Investor_DP$100.0012/26/2011 5:30:04 PM
worth-dandelion$100.0012/26/2011 6:26:41 PM
emphatic-responsibility$25.0012/26/2011 7:18:28 PM
favorite-commerce$60.0012/26/2011 7:11:49 PM
green-rate-futurist$25.0012/26/2011 8:25:37 PM
loanman2007$25.0012/27/2011 4:20:59 AM
Christophe$25.0012/27/2011 6:35:44 AM
greencat$50.0012/27/2011 7:17:53 AM
atcrain07$25.0012/27/2011 8:00:19 AM
productive-ore$25.0012/27/2011 7:30:50 AM
Moneypenny6$25.0012/27/2011 8:01:22 AM
buffalobills$25.0012/27/2011 9:25:20 AM
HenryS$30.0012/27/2011 9:32:52 AM
first-pragmatic-power$25.0012/27/2011 9:43:20 AM
evergreen16$200.0012/27/2011 11:10:55 AM
sweetlan$25.0012/27/2011 10:34:33 AM
worth-quark7$25.0012/27/2011 11:59:07 AM
calimanusa$50.0012/27/2011 12:15:46 PM
KryptonWare-com$26.5712/27/2011 12:35:52 PM
high_flyer$100.0012/27/2011 1:55:44 PM
gain-equator$25.0012/27/2011 1:50:02 PM
FutureLenderEC$25.6312/27/2011 3:24:47 PM
money-booster2$25.0012/27/2011 3:41:30 PM
green-rapid-openness$200.0012/27/2011 4:51:46 PM
loss-of-control$100.0012/27/2011 3:57:34 PM
careful-vigilance4$25.0012/27/2011 5:08:36 PM
economy-shrubbery6$25.0012/27/2011 4:02:41 PM
green-robust-currency$25.0012/27/2011 5:29:30 PM
wwwUniversal$25.0012/27/2011 5:30:27 PM
cash-reaction2$50.0012/27/2011 5:25:19 PM
affluence-generator2$75.0012/27/2011 5:39:27 PM
balanced-balance6$25.0012/27/2011 5:27:35 PM
stepatatime-together$100.0012/27/2011 5:34:28 PM
cattlebaron$100.0012/27/2011 8:03:20 PM
towering-cash6$25.0012/27/2011 11:14:04 PM
FunkyBro$50.0012/28/2011 1:44:17 AM
Danjack_Capital$25.0012/26/2011 5:00:56 PM
credit-socrates648$1,000.0012/26/2011 8:11:20 PM
kindness-ace1$50.0012/26/2011 11:58:14 PM
skillful-asset5$30.0012/27/2011 4:41:41 AM
goodhearted-generosity511$30.0012/26/2011 10:13:02 PM
itsmaj$47.8112/27/2011 4:05:58 AM
wise-careful-greenback$25.0012/27/2011 8:33:00 AM
nimble-money086$25.0012/27/2011 8:59:04 AM
golden-velocity9$25.0012/27/2011 9:38:39 AM
transaction-circuit$75.0012/27/2011 11:12:19 AM
octoberfresh$25.0012/27/2011 12:05:10 PM
168RichCapital$25.1212/27/2011 12:24:30 PM
Something-Corporate$25.0012/27/2011 4:40:25 PM
rvfbroker$25.0012/27/2011 5:18:09 PM
pembull$50.0012/27/2011 5:18:49 PM
ore-leather$25.0012/27/2011 5:58:48 PM
cattlebaron$50.0012/27/2011 8:04:06 PM
Mr_Katana$25.0012/27/2011 8:40:02 PM
Iwillhuntyoudown$25.0012/27/2011 11:36:31 PM
asian808$25.0012/28/2011 12:29:14 AM
glenium$25.0012/28/2011 2:21:07 AM
generous-deal6$25.0012/28/2011 1:26:46 AM
Starfin-Capital-Management$241.8712/28/2011 4:15:41 AM
64 Investments
 
Borrower Payment Dependent Notes Series 545046
This series of Notes was issued and sold upon the funding of the borrower loan #57984, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1998 Debt/Income ratio: 29%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 23 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,904Stated income:$25,000-$49,999
Delinquencies in last 7y: 12 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: luke3454 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate debt to one payment.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3250
Monthly expenses: $
Housing: $
Insurance: $320
Car expenses: $
Utilities: $150
Phone, cable, internet: $400
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $6500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
moola-tulip1$45.0012/21/2011 11:24:56 AM
Swabjockey$25.0012/21/2011 3:26:51 PM
wampum-chorus3$25.0012/21/2011 3:26:47 PM
treasure-hunter270$25.0012/21/2011 5:57:56 PM
brightest-gain-investor$1,500.0012/21/2011 7:37:52 PM
antlr$50.0012/21/2011 9:21:11 PM
Top_Gun_Lender$26.0012/21/2011 10:44:08 PM
houli123$25.0012/22/2011 4:18:04 AM
zeeexsixare$200.0012/22/2011 5:14:41 AM
labrador254$50.0012/22/2011 5:37:12 AM
special-rupee$80.0012/22/2011 6:18:12 AM
compassion-neutron$25.0012/22/2011 6:20:22 AM
trade-elm$33.0012/22/2011 6:53:42 AM
RockpointCapital$100.0012/22/2011 9:12:35 AM
thelovebug$100.0012/22/2011 9:14:37 AM
finance-prescription$52.0012/22/2011 9:23:47 AM
EarlyRiser$300.0012/22/2011 9:37:45 AM
Starica$249.0012/22/2011 9:48:11 AM
wwwUniversal$25.0012/22/2011 9:52:38 AM
important-openness1$100.0012/22/2011 9:53:07 AM
mainsail35$100.0012/22/2011 10:20:19 AM
tonyscc$25.0012/22/2011 12:26:01 PM
well-mannered-income3$40.0012/22/2011 3:00:20 PM
goat0$50.0012/22/2011 4:59:44 PM
payout-thinker7$25.0012/22/2011 5:06:28 PM
thoughtful-exchange8$25.0012/22/2011 5:23:45 PM
happy-return4$50.0012/22/2011 5:30:52 PM
secobarbital$100.0012/22/2011 5:40:28 PM
intelligent-repayment8$1,999.9912/22/2011 6:03:10 PM
KLCRAY$25.0012/21/2011 9:09:55 AM
green-rate-futurist$25.0012/20/2011 4:36:58 PM
ALVO$50.0012/20/2011 3:48:33 PM
DreDub$50.0012/20/2011 12:46:08 PM
ricklip$100.0012/20/2011 10:23:25 AM
R3vXX$25.0012/20/2011 10:20:16 AM
worth-viking$100.0012/20/2011 9:38:47 AM
heart514$25.0012/20/2011 9:20:10 AM
worthy-bid8$50.0012/19/2011 5:38:20 PM
red-power-pecan$50.0012/19/2011 5:44:03 PM
sjc224$25.0012/19/2011 2:33:17 PM
deal-searcher1$25.0012/18/2011 1:13:50 PM
riproaringrapids$25.0012/18/2011 12:06:39 AM
SecondChanceLendingSERV$25.0012/17/2011 4:57:35 PM
blue-radiant-economy$100.0012/17/2011 3:09:27 PM
matt_2006$25.0012/17/2011 12:53:59 PM
Investor_DP$100.0012/17/2011 12:27:36 PM
miked8303$25.0012/17/2011 12:33:27 PM
penny-surgeon$25.0012/17/2011 2:51:34 PM
bazaar-festivity$25.0012/18/2011 12:12:04 PM
truth-companion$25.0012/19/2011 9:08:53 AM
fantastic-investment9$30.0012/19/2011 11:45:14 AM
processor115$50.0012/19/2011 8:47:04 PM
new-social-economist$70.0012/19/2011 11:08:53 PM
ethical-truth211$400.0012/20/2011 5:43:35 AM
diplomatic-wealth7$25.0012/20/2011 9:10:12 AM
Comoparklender$25.0012/20/2011 9:35:44 AM
money-booster2$25.0012/20/2011 1:42:26 PM
daano15$25.0012/20/2011 2:38:22 PM
blue-radiant-economy$100.0012/20/2011 3:42:12 PM
unbelievable-exchange$100.0012/20/2011 5:27:09 PM
beaker$25.0112/20/2011 7:17:09 PM
a-unflappable-finance$100.0012/20/2011 11:43:33 PM
SimpleChoice$25.0012/21/2011 9:23:17 AM
compassion-expert$25.0012/21/2011 9:32:36 AM
gallant-economy9$50.0012/21/2011 9:44:33 AM
orange-preeminant-bill$25.0012/21/2011 9:55:36 AM
deal-thinker7$50.0012/21/2011 11:00:40 AM
exact-principal220$25.0012/21/2011 12:17:37 PM
prohelper$50.0012/21/2011 1:00:04 PM
trade-beeper4$25.0012/21/2011 5:41:07 PM
bellaquito$2,000.0012/21/2011 7:50:49 PM
money-baron-Roth401k$50.0012/21/2011 9:31:39 PM
economy-shrubbery6$25.0012/21/2011 10:26:25 PM
treasure-bliss$25.0012/22/2011 5:45:16 AM
suave-dime6$25.0012/22/2011 6:26:26 AM
shrewd-peace7$25.0012/22/2011 9:51:01 AM
Weaverville$25.0012/22/2011 9:59:20 AM
SolarMoonshine$25.0012/22/2011 10:19:15 AM
astute-wealth8$25.0012/22/2011 11:28:20 AM
impressive-justice6$25.0012/22/2011 12:28:36 PM
integrity-parsec$75.0012/22/2011 1:50:41 PM
kind-credit-bear$25.0012/22/2011 4:57:19 PM
return-enforcer5$25.0012/22/2011 5:01:09 PM
83 Investments
 
Borrower Payment Dependent Notes Series 545054
This series of Notes was issued and sold upon the funding of the borrower loan #57738, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,087.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $259.96
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1993 Debt/Income ratio: 22%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 6 / 6Length of status:5y 0m
Amount delinquent: $10,251 Total credit lines: 25 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,117Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: new-sublime-diversification Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 720-739 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
720-739 (Apr-2011)
 
Principal balance: $8,022.10 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Prosper Loan Refinancing
The purpose of this loan is to refinance my current Prosper loan into a better rate and lower monthly payment.

I am a good candidate for this loan as I have a great track record for loan repayment. I am currently in good standing for my current Prosper loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$28.7612/17/2011 12:02:42 PM
the-bright-velocity$25.0012/17/2011 12:37:08 PM
trade-burrito4$35.0012/17/2011 12:33:21 PM
Sneezie$100.0012/17/2011 12:15:43 PM
indomitable-coin$25.0012/17/2011 12:22:31 PM
riproaringrapids$25.0012/17/2011 12:32:47 PM
healthy-rate3$50.0012/17/2011 12:48:35 PM
kenji4861$25.0012/17/2011 12:46:53 PM
worth-blanket2$7,700.0012/17/2011 2:16:08 PM
careful-note$70.0012/17/2011 3:17:45 PM
Rulea72$3.2412/17/2011 4:27:23 PM
11 Investments
 
Borrower Payment Dependent Notes Series 545056
This series of Notes was issued and sold upon the funding of the borrower loan #57921, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $337.53
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1992 Debt/Income ratio: 21%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 6Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 38 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,429Stated income:$75,000-$99,999
Delinquencies in last 7y: 5 Bankcard utilization: 56%  
   Homeownership: No  
Screen name: Norbie Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 17 ( 100% ) 720-739 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
660-679 (Jun-2010)
 
Principal balance: $1,184.02 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
Daughter oral surgery
Purpose of loan:
This loan will be used to support the expenses for my daughter's oral surgery not covered by insurance. Paying off my first prosper loan that has been paid as agreed and has a $1,200 balance, and auto repairs to my daughter car.

My financial situation:
I am a good candidate for this loan because have demonstrated that I can go through a divorce which liquidated all my holdings, and the worst this economy has had to offer, and still land on my feet and meet my responsibilities to my children, my ex-wife, and myself. My finances have been stabilized for almost 3 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$35.0212/17/2011 12:02:26 PM
trade-burrito4$35.0012/17/2011 12:33:21 PM
roben12$50.0012/17/2011 1:25:33 PM
healthy-rate3$50.0012/17/2011 12:48:35 PM
green-rate-futurist$100.0012/17/2011 6:38:27 PM
careful-note$55.0012/17/2011 5:54:04 PM
riproaringrapids$25.0012/18/2011 12:06:39 AM
thankful-nickel2$25.0012/18/2011 6:59:55 AM
john0720$25.0012/18/2011 8:39:45 AM
cerebral-auction950$100.0012/18/2011 9:10:20 AM
kenji4861$25.0012/18/2011 12:05:47 PM
commanding-treasure2$50.0012/18/2011 12:36:30 PM
britgsb$30.0012/18/2011 12:47:27 PM
deal-searcher1$35.0012/18/2011 3:04:38 PM
MissionMicroFinance$25.0012/18/2011 7:02:16 PM
KCEnterprises$25.0012/18/2011 5:14:08 PM
Quality_Matters$100.0012/18/2011 9:28:41 PM
rajs$150.0012/18/2011 6:37:46 PM
trade-solo$25.0012/19/2011 2:04:11 AM
LoanDMC$25.0012/19/2011 7:42:12 AM
worthy-bid8$50.0012/19/2011 9:14:21 AM
Tradesmanlender$25.0012/19/2011 9:45:55 AM
susurrus$100.0012/19/2011 12:35:18 PM
fantastic-investment9$30.0012/19/2011 11:45:14 AM
heatherwood$50.0012/19/2011 5:54:17 PM
money-booster2$50.0012/19/2011 10:51:14 PM
helpishere777$25.0012/19/2011 8:13:41 PM
processor115$50.0012/19/2011 8:47:04 PM
alpinaut$30.0012/20/2011 5:35:53 AM
C_Mark$50.0012/20/2011 9:53:57 AM
independent-revenue4$100.0012/20/2011 1:46:02 PM
astute-benjamins$50.0012/20/2011 2:50:20 PM
Rockymtnhi$25.0012/20/2011 8:33:36 PM
LenderRob07$97.1612/20/2011 8:20:06 PM
a-unflappable-finance$100.0012/20/2011 11:43:33 PM
cattlebaron$100.0012/21/2011 12:51:20 AM
currency-persimmon$50.0012/21/2011 3:56:49 AM
friendinmoney$25.0012/21/2011 7:24:19 AM
BigBag$25.0012/21/2011 7:30:17 AM
Leshan$100.0012/21/2011 7:58:15 AM
green28$117.1812/21/2011 9:14:19 AM
gain-kitten$25.0012/21/2011 9:23:52 AM
secureincome$1,333.0012/21/2011 9:34:01 AM
makerain$25.0012/21/2011 9:38:06 AM
HamachiMan$50.0012/21/2011 9:42:57 AM
ahansen$25.0012/21/2011 9:49:43 AM
new-truth-chuckler$25.0012/21/2011 9:57:21 AM
thorough-marketplace441$50.0012/21/2011 11:04:21 AM
jonesboyz$50.0012/21/2011 11:13:34 AM
igniter584$25.0012/21/2011 1:01:16 PM
oracle3$50.0012/21/2011 12:32:03 PM
dgagli1$30.0012/21/2011 3:12:05 PM
otherwisedisposed$200.0012/21/2011 4:17:29 PM
themoneydoctor$50.0012/21/2011 3:34:12 PM
selector568$300.0012/21/2011 5:38:04 PM
syounker$25.0012/21/2011 5:50:46 PM
APlusLender$88.5212/21/2011 6:30:23 PM
houli123$25.0012/21/2011 7:18:25 PM
ReliableLoans$100.0012/21/2011 7:43:56 PM
sab$25.0012/21/2011 8:31:19 PM
blue-radiant-economy$200.0012/21/2011 8:34:35 PM
LimaGuy$58.7812/21/2011 9:30:17 PM
euro-deployment$25.0012/21/2011 10:13:48 PM
Tscheddar$25.0012/22/2011 3:57:11 AM
dcfinancial$25.0012/22/2011 4:05:21 AM
courteous-note1$25.6512/22/2011 4:34:03 AM
crw1950$55.2012/22/2011 5:14:19 AM
pdub$75.0012/17/2011 12:42:35 PM
hope-hickory8$25.0012/17/2011 12:07:21 PM
indomitable-coin$25.0012/17/2011 12:22:31 PM
riproaringrapids$25.0012/17/2011 12:32:48 PM
BxRealtor$25.0012/17/2011 12:33:03 PM
reward-excellency1$25.0012/17/2011 5:55:05 PM
careful-note$50.0012/17/2011 3:17:45 PM
blue-useful-auction$25.0012/18/2011 8:51:00 AM
impressive-justice6$75.0012/18/2011 4:24:26 AM
natdwg$30.0012/18/2011 11:56:48 AM
income-banjo$50.0012/18/2011 12:10:10 PM
selvamfinance$25.0012/18/2011 12:24:32 PM
life-is-great$25.0012/18/2011 12:39:42 PM
aneley777$25.0012/18/2011 12:42:09 PM
unassuming-generosity$25.0012/18/2011 12:50:21 PM
heart514$25.0012/18/2011 12:42:51 PM
currency-bumblebee$50.0012/18/2011 5:10:26 PM
generous-deal6$50.0012/19/2011 2:41:34 AM
unbelievable-exchange$100.0012/19/2011 9:08:58 AM
timbob$100.0012/19/2011 9:34:53 AM
payout-panda$25.0012/19/2011 2:16:04 PM
lowrater$50.7012/19/2011 3:01:03 PM
intelligent-dedication9$100.0012/19/2011 4:34:51 PM
heerzaquestion$25.0012/20/2011 5:06:47 AM
rmachi$25.0012/20/2011 9:55:02 AM
ricklip$100.0012/20/2011 10:23:26 AM
cash-popcorn7$25.0012/20/2011 11:37:11 AM
DreDub$50.0012/20/2011 12:46:08 PM
scrappy-leverage6$25.0012/20/2011 12:53:57 PM
ALVO$50.0012/20/2011 3:48:33 PM
witness18$250.0012/20/2011 4:10:08 PM
cake7$26.8212/20/2011 4:58:12 PM
sturdy-value9$25.0012/20/2011 5:32:34 PM
R3vXX$25.0012/20/2011 6:53:56 PM
Bank42$25.0012/20/2011 7:01:39 PM
theloanteacher$25.0012/21/2011 6:57:48 AM
GCInvestments$25.0012/21/2011 9:05:25 AM
fcrick$25.0012/21/2011 9:05:58 AM
brazilofmux$100.0012/21/2011 9:07:02 AM
KLCRAY$25.0012/21/2011 9:09:55 AM
greenback-seagull2$50.0012/21/2011 9:23:35 AM
basis-ferret8$50.0012/21/2011 9:23:49 AM
gallant-economy9$50.0012/21/2011 9:44:33 AM
heavy_ax$50.0012/21/2011 9:55:38 AM
the_winning_ticket$115.0012/21/2011 9:54:38 AM
debhasnolife$25.0012/21/2011 10:05:37 AM
vigorous-moola0$100.0012/21/2011 10:11:35 AM
Edwardtomo$50.0012/21/2011 12:41:09 PM
Microfinancer$50.0012/21/2011 1:37:50 PM
generosity-poem2$200.0012/21/2011 1:19:35 PM
Wilhan$25.0012/21/2011 1:33:31 PM
bowl800$25.0012/21/2011 2:07:24 PM
jdwillcox$100.0012/21/2011 2:52:14 PM
RockCrown$25.0012/21/2011 3:04:08 PM
jkeller4000$100.0012/21/2011 3:32:37 PM
skaught$30.0012/21/2011 4:54:53 PM
Elefunt$25.0012/21/2011 5:42:28 PM
just-loyalty643$50.0012/21/2011 5:53:11 PM
abfs$25.0012/21/2011 6:00:01 PM
leverage-grove6$25.0012/21/2011 6:24:08 PM
Sykes66$50.0012/21/2011 6:48:51 PM
Snoopylover$25.0012/21/2011 7:25:44 PM
credit-high-five8$25.0012/21/2011 7:23:46 PM
radforj22$25.0012/21/2011 7:37:35 PM
TrustPlus$50.0012/21/2011 8:48:23 PM
antlr$50.0012/21/2011 9:21:11 PM
Raser$47.1712/22/2011 4:03:21 AM
red-penny-philosopher$25.0012/22/2011 3:37:46 AM
Garlic72$75.0012/22/2011 5:44:41 AM
tranquil-diversification8$75.0012/22/2011 6:20:51 AM
swerd$50.0012/22/2011 6:43:26 AM
Fachim$25.0012/22/2011 7:33:18 AM
enthusiastic-treasure$25.0012/22/2011 7:43:50 AM
larrybird$1,744.8012/22/2011 8:10:03 AM
141 Investments
 
Borrower Payment Dependent Notes Series 545058
This series of Notes was issued and sold upon the funding of the borrower loan #57770, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $123.41
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1977 Debt/Income ratio: 13%
Credit score: 760-779 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 18 / 17Length of status:34y 2m
Amount delinquent: $55 Total credit lines: 37 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $95,333Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: a-value-conqueror Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
General Purpose
Purpose of loan: This loan will be used to pay my daughter's debts so she can restore her credit.


My financial situation:
I am a good candidate for this loan because i have a good credit score and I pay my debts.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bazaar-festivity$25.0012/18/2011 12:11:52 PM
aabadabadoo$25.0012/18/2011 12:38:29 PM
AFairDeal$25.0012/18/2011 12:29:33 PM
deal-searcher1$35.0012/18/2011 3:04:38 PM
slxvq$43.4412/18/2011 10:52:23 PM
Poker_Grandpa$25.0012/18/2011 10:20:55 PM
worth-blanket2$3,100.0012/19/2011 9:12:47 AM
janeybooboo$50.0012/18/2011 12:08:11 PM
lender2611$25.0012/18/2011 12:23:58 PM
Investor_DP$100.0012/18/2011 12:43:38 PM
gravbox$25.0012/18/2011 12:27:56 PM
lowrater$25.7012/18/2011 7:03:43 PM
organic-treasure$45.0012/18/2011 7:42:13 PM
13 Investments
 
Borrower Payment Dependent Notes Series 545076
This series of Notes was issued and sold upon the funding of the borrower loan #57697, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $209.73
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1999 Debt/Income ratio: 47%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 21 Occupation: Pilot - Private/Com...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,744Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: flexible-credit2 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 660-679 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
720-739 (Feb-2011)
 
Principal balance: $3,180.58 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Refinance and Debt Consolidation
I currently have a prosper loan with an interest rate of 26.99%. I have had the loan for nearly a year and every payment is made with automatic direct deposit, so not a single payment has been late. Prosper has given me the opportunity to refinance at 15.99%, which offers considerable savings.

I would like to refinance my prosper loan, which has a balance of $3,189.00 and also pay off a credit card which has a balance of $2,800 and a high interest rate so that I can close the credit card account and consolidate my debt.

A little information -

I'm currently a 4th year Regional Airline pilot at Republic Airlines. Gross income to date for 2011 is $38,900. I am married, own a townhome with my wife with no kids. We have been cutting expenses for a year, have eliminated cable tv channels, run the A/C and heat much less and we're working to eliminate our debt and prepare to have children.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$32.1812/19/2011 5:02:31 PM
studious-listing8$25.0012/19/2011 5:14:37 PM
Investor_DP$100.0012/19/2011 5:09:56 PM
trade-burrito4$35.0012/19/2011 5:21:53 PM
worthy-bid8$50.0012/19/2011 5:38:29 PM
lender2611$25.0012/19/2011 5:38:45 PM
bazaar-festivity$25.0012/19/2011 5:35:11 PM
penny-plato$50.0012/19/2011 6:43:31 PM
GElender$40.0012/19/2011 5:18:11 PM
AFairDeal$25.0012/19/2011 5:14:23 PM
wonder3$35.0012/19/2011 5:33:04 PM
affluence-generator2$100.0012/19/2011 5:26:03 PM
vigilance-portait5$50.0012/19/2011 5:29:28 PM
papaloha$50.0012/19/2011 6:51:51 PM
heatherwood$50.0012/19/2011 5:54:20 PM
shrewd-income$100.0012/19/2011 6:15:32 PM
worth-blanket2$5,300.0012/19/2011 6:52:39 PM
17 Investments
 
Borrower Payment Dependent Notes Series 545086
This series of Notes was issued and sold upon the funding of the borrower loan #57661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1995 Debt/Income ratio: 18%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Other
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:12y 0m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,737Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: No  
Screen name: wise-spirited-vigilance Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dental work
Purpose of loan:
This loan will be used to..repair my damaged teeth

My financial situation:
I am a good candidate for this loan because...i have very little debt and a guaranteed income.


Monthly net income: $2884
Monthly expenses: $980
Housing: $450
Insurance: $80
Car expenses: $0
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/16/2011 5:12:09 PM
Investor_DP$100.0012/16/2011 5:09:33 PM
matt_2006$25.0012/16/2011 5:08:48 PM
AndChicksforFree$25.0012/16/2011 5:12:07 PM
SolarMoonshine$25.0012/16/2011 5:27:16 PM
superb-funds335$25.0012/16/2011 5:36:54 PM
Danjack_Capital$25.0012/16/2011 5:37:01 PM
worth-blanket2$1,700.0012/16/2011 5:54:25 PM
8 Investments
 
Borrower Payment Dependent Notes Series 545088
This series of Notes was issued and sold upon the funding of the borrower loan #58366, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-2007 Debt/Income ratio: Not calculated
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 6 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,806Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: No  
Screen name: the-capital-snowdome Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Credit Cards / Medical Bill
Purpose of loan:
This loan will be used to consolidate my debt

My financial situation:
I am a good candidate for this loan because...I have good credit and always pay more than the minimum payments on time.


Monthly net income: $ 4166
Monthly expenses: $ 2100
Housing: $ 0
Insurance: $ 550 / year
Car expenses: $ 150
Utilities: $ 250
Phone, cable, internet: $ 75
Food, entertainment: $ 300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/18/2011 12:17:00 PM
deal-searcher1$25.0012/18/2011 1:13:51 PM
fantastic-investment9$30.0012/19/2011 11:45:17 AM
jkeller4000$25.0012/19/2011 2:31:14 PM
ricklip$100.0012/20/2011 10:23:27 AM
miked8303$25.0012/21/2011 9:08:42 AM
KLCRAY$25.0012/21/2011 9:09:56 AM
compassion-expert$25.0012/21/2011 9:32:52 AM
economy-shrubbery6$25.0012/21/2011 10:26:25 PM
MarvintheMartian$25.0012/22/2011 9:01:48 AM
astute-wealth8$25.0012/22/2011 5:36:20 PM
deal-thinker7$50.0012/23/2011 4:34:26 AM
bb575$50.0012/23/2011 5:58:06 AM
javelin0$25.0012/23/2011 9:03:22 AM
mercuriant$25.0012/23/2011 9:47:10 AM
credit-sycamore4$100.0012/23/2011 12:13:12 PM
factcheck$35.0012/24/2011 1:20:30 AM
powerful-finance7$25.0012/24/2011 3:15:14 AM
Domgabriel$25.0012/24/2011 4:58:22 AM
Interloper$25.0012/24/2011 9:20:06 AM
CashFlow13$100.0012/24/2011 12:07:41 PM
thelovebug$60.0012/24/2011 12:52:54 PM
jkeller4000$25.0012/18/2011 12:12:16 PM
loan-hacker$25.0012/18/2011 12:19:25 PM
affluence-generator2$150.0012/18/2011 12:12:17 PM
Investor_DP$100.0012/18/2011 12:44:02 PM
Bcs-cnc$25.0012/18/2011 1:38:05 PM
kendallv$50.0012/18/2011 6:10:36 PM
golden-velocity9$25.0012/18/2011 4:53:16 PM
skillful-asset5$25.0012/18/2011 3:32:50 PM
alexander-hamilton$50.0012/19/2011 10:23:32 AM
hyrolln$25.0012/19/2011 5:29:47 PM
worthy-bid8$50.0012/19/2011 5:38:22 PM
all_of_that_one$25.0012/20/2011 7:41:34 AM
scrappy-leverage6$25.0012/20/2011 12:53:57 PM
profit-powerplant$25.0012/21/2011 9:08:40 AM
truth-companion$25.0012/21/2011 9:08:52 AM
cognizant-rupee7$25.0012/21/2011 9:42:04 AM
prohelper$50.0012/21/2011 1:00:05 PM
riproaringrapids$25.0012/21/2011 5:35:29 PM
gallant-economy9$50.0012/21/2011 5:54:21 PM
the-silver-blaster$50.0012/21/2011 10:04:40 PM
compassion-neutron$25.0012/22/2011 6:20:22 AM
greenback-investor7$200.0012/22/2011 6:18:58 PM
useful-cash043$500.0012/22/2011 7:53:32 PM
kindness-ace1$50.0012/22/2011 10:52:06 PM
iamabby$25.0012/23/2011 7:40:22 AM
diplomatic-wealth7$25.0012/23/2011 9:16:47 AM
jmeasn$25.0012/23/2011 8:35:19 PM
first-pragmatic-power$25.0012/23/2011 11:27:44 PM
orange-preeminant-bill$25.0012/24/2011 6:09:19 AM
ccclaireee333$25.0012/24/2011 10:28:11 AM
cash-reaction2$50.0012/24/2011 12:33:06 PM
wwwUniversal$25.0012/24/2011 12:43:26 PM
worth-blanket2$7,200.0012/24/2011 12:40:19 PM
55 Investments
 
Borrower Payment Dependent Notes Series 545096
This series of Notes was issued and sold upon the funding of the borrower loan #57948, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $243.90
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1985 Debt/Income ratio: 6%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 10 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: honorable-deal1 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
loan-hacker$25.0012/19/2011 9:28:06 AM
jkeller4000$25.0012/19/2011 9:08:30 AM
currency-agave$60.0012/19/2011 9:21:59 AM
skillful-asset5$30.0012/19/2011 9:58:35 AM
golden-velocity9$25.0012/19/2011 9:34:04 AM
superb-funds335$25.0012/19/2011 9:41:43 AM
fantastic-investment9$30.0012/19/2011 11:45:21 AM
Investor_DP$100.0012/19/2011 9:36:16 AM
camaraderi-aspen$100.0012/19/2011 9:30:05 AM
alexander-hamilton$50.0012/19/2011 10:23:35 AM
worth-blanket2$7,000.0012/19/2011 11:46:00 AM
Ron_Paul_4_Pres_2012$50.0012/19/2011 11:45:20 AM
12 Investments
 
Borrower Payment Dependent Notes Series 545116
This series of Notes was issued and sold upon the funding of the borrower loan #57828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $313.55
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1992 Debt/Income ratio: 14%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:6y 9m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,713Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 19%  
   Homeownership: Yes  
Screen name: Starfevre Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation from CCs
Purpose of loan:
This loan will be used to...consolidate debt from high-rate credit cards.

My financial situation:
I am a good candidate for this loan because...up until 3 months ago, I paid off my credit cards every month and had only a small amount of non-housing, non-student loan debt. Being out on medical disability with only 80% of my pay should end in February. I'm currently struggling with getting the insurance company and my employer to pay the money which I should be getting according to my (Approved!) short-term disability claim. And also my cat got really really sick.

These are all non-recurring situations and I should be able to pay back this loan easily.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
dharma1$25.0012/17/2011 12:06:33 PM
daisuke$25.0012/17/2011 12:16:24 PM
blue-lively-platinum$25.0012/17/2011 12:07:20 PM
BenR$100.0012/17/2011 12:11:14 PM
meux99$25.0012/17/2011 12:23:56 PM
Kyjamune$25.0012/17/2011 12:26:05 PM
Tradesmanlender$25.0012/17/2011 12:30:09 PM
indomitable-coin$25.0012/17/2011 12:22:31 PM
credit-panda1$25.0012/17/2011 12:33:01 PM
Dollars4Rent$50.0012/17/2011 12:33:29 PM
riproaringrapids$25.0012/17/2011 12:32:48 PM
elasermd$27.0012/17/2011 12:37:53 PM
esabzb$25.0012/17/2011 12:50:43 PM
unbelievable-exchange$100.0012/17/2011 12:53:38 PM
blot44$100.0012/17/2011 12:58:41 PM
velocity-solo$25.0012/17/2011 12:46:17 PM
unforgettable-wealth4$50.0012/17/2011 12:52:17 PM
Cheburashka$25.0012/17/2011 12:53:14 PM
buukyak$25.0012/17/2011 3:14:16 PM
gold-disk$25.0012/17/2011 9:48:46 PM
mster9ball$25.1012/17/2011 11:23:40 PM
Eagledrop$25.0012/18/2011 6:51:37 AM
heerzaquestion$25.0012/18/2011 8:16:34 AM
crude$30.0012/18/2011 9:05:05 AM
nestegg4e$25.0012/18/2011 6:55:15 AM
john0720$50.0012/18/2011 8:42:05 AM
penguino$100.0012/18/2011 7:54:54 AM
lowrater$100.9012/18/2011 8:27:50 AM
income-banjo$50.0012/18/2011 12:10:10 PM
RJN$35.0012/18/2011 12:19:45 PM
basis-ferret8$50.0012/18/2011 12:11:24 PM
nickel-ferret$50.0012/18/2011 12:33:29 PM
brazilofmux$100.0012/18/2011 12:22:57 PM
wtrboy$25.0012/18/2011 12:28:28 PM
nuclearmoose$25.0012/18/2011 12:29:20 PM
unrivaled-silver$25.0012/18/2011 12:49:59 PM
unassuming-generosity$25.0012/18/2011 12:50:21 PM
jjb3$25.0012/18/2011 12:51:24 PM
iaffy$25.0012/18/2011 12:52:32 PM
runner262$25.0012/18/2011 12:55:41 PM
Kame$25.0012/18/2011 12:44:48 PM
intuitive-integrity9$50.0012/18/2011 12:45:06 PM
timbob$100.0012/18/2011 12:47:08 PM
britgsb$30.0012/18/2011 12:47:27 PM
NoCal$25.0012/18/2011 12:41:33 PM
orange-courageous-dedication$25.0012/18/2011 12:46:27 PM
deal-searcher1$25.0012/18/2011 1:13:50 PM
IIP77$25.0012/18/2011 12:48:00 PM
penny-plato$25.0012/18/2011 5:56:49 PM
payment-freshmaker$50.0012/18/2011 2:53:28 PM
asset-producer1$500.0012/18/2011 6:47:17 PM
friendly-gold$25.0012/18/2011 10:35:50 PM
greenwell$50.0012/18/2011 6:23:41 PM
phenomenal-gain5$30.0012/18/2011 7:47:35 PM
sweetwater01$25.0012/19/2011 6:32:23 AM
degster$25.0012/19/2011 8:07:07 AM
economy-acrobat4$25.0012/19/2011 4:44:05 AM
trade-solo$25.0012/19/2011 1:51:48 AM
Railbird$25.0012/19/2011 9:19:33 AM
money-floret$50.0012/19/2011 9:24:03 AM
ms48105$25.0012/19/2011 9:10:13 AM
vibrant-trade8$35.0012/19/2011 9:16:56 AM
revmax$25.0012/19/2011 9:23:07 AM
Syzygy$25.0012/19/2011 9:34:40 AM
FrayBentos$25.0012/19/2011 9:37:35 AM
axl163$25.0012/19/2011 10:08:09 AM
bbrinck$25.0012/19/2011 11:54:42 AM
emjo1219$25.0012/19/2011 11:32:56 AM
fantastic-investment9$30.0012/19/2011 11:45:14 AM
blue-radiant-economy$500.0012/19/2011 5:02:04 PM
market-enthusiast$25.0012/19/2011 5:05:48 PM
tomdooley12520$25.0012/19/2011 2:51:49 PM
CasaDeTomas$100.0012/19/2011 5:06:56 PM
Relaxo$50.0012/19/2011 5:09:07 PM
speyer$25.0012/19/2011 5:09:25 PM
jcech$25.0012/19/2011 4:23:13 PM
red-vivacious-rupee$25.0012/19/2011 4:32:50 PM
market-solstice2$25.0012/19/2011 5:13:37 PM
intelligent-dedication9$100.0012/19/2011 4:34:51 PM
skuba$75.0012/19/2011 5:14:01 PM
passbook$25.0012/19/2011 5:15:35 PM
lending401$25.0012/19/2011 5:07:15 PM
Sid-K$25.0012/19/2011 5:17:18 PM
five-star-nickel7$25.0012/19/2011 5:07:20 PM
Anny-Disco$25.0012/19/2011 5:07:30 PM
majestic-principal1$25.0012/19/2011 5:08:27 PM
ChicoBob$25.0012/19/2011 5:19:22 PM
Viamin$25.0012/19/2011 5:09:16 PM
slartibardfast$25.0012/19/2011 5:24:32 PM
Derel$50.0012/19/2011 5:14:10 PM
credit-scout7$50.0012/19/2011 5:28:04 PM
atlacatl$25.0012/19/2011 5:15:08 PM
vivacious-truth3$25.0012/19/2011 5:16:28 PM
networks4ever$25.0012/19/2011 5:17:36 PM
makerain$25.0012/19/2011 5:18:14 PM
Aimvest$25.0012/19/2011 5:19:20 PM
EvalCrux$50.0012/19/2011 5:20:36 PM
Ivan2007$25.0012/19/2011 5:20:05 PM
famous-ore2$50.0012/19/2011 5:24:05 PM
speedy-silver3$25.0012/19/2011 5:25:25 PM
bonus-tent$25.0012/19/2011 5:26:24 PM
WLenders$50.0012/19/2011 5:27:00 PM
syounker$25.0012/19/2011 5:27:14 PM
cebgop$25.0012/17/2011 12:13:01 PM
currency-agave$60.0012/17/2011 12:13:52 PM
green-trade-dolphin2$32.7012/17/2011 12:02:33 PM
hope-hickory8$25.0012/17/2011 12:06:50 PM
AmericanCredit$50.0012/17/2011 12:24:11 PM
AFairDeal$25.0012/17/2011 12:12:53 PM
bb575$50.0012/17/2011 12:28:55 PM
the-bright-velocity$25.0012/17/2011 12:37:08 PM
diversification-surge$25.0012/17/2011 12:39:02 PM
neighborly-hope6$100.0012/17/2011 12:40:35 PM
transparency-giant$43.0012/17/2011 12:34:14 PM
Stollewood$25.0012/17/2011 12:49:14 PM
fortytwo$150.0012/17/2011 12:50:53 PM
first-favorite-bonus9$25.0012/17/2011 12:50:57 PM
vutah$25.0012/17/2011 1:07:16 PM
sweet-loan7$25.0012/17/2011 12:44:40 PM
minista$25.0012/17/2011 12:44:56 PM
healthy-rate3$50.0012/17/2011 12:48:35 PM
Pebbles-Lending$50.0012/17/2011 12:54:23 PM
radforj22$25.0012/17/2011 4:18:47 PM
passivesf$25.0012/17/2011 7:35:13 PM
dapablotv$100.0012/17/2011 7:09:34 PM
riproaringrapids$25.0012/18/2011 12:06:40 AM
gr8_r8$25.0012/17/2011 8:04:52 PM
Supermodeler$200.0012/17/2011 10:49:23 PM
latestone$25.0012/18/2011 1:03:31 AM
blue-useful-auction$25.0012/18/2011 8:45:25 AM
generosity-poem2$100.0012/18/2011 9:38:59 AM
Weaverville$50.0012/18/2011 10:50:24 AM
cerebral-auction950$100.0012/18/2011 9:10:21 AM
wahoos20$50.0012/18/2011 11:49:54 AM
TomDalonajay$25.0012/18/2011 12:06:18 PM
inspired-agreement$25.0012/18/2011 11:00:26 AM
sflawya$25.0012/18/2011 12:09:29 PM
SanJoser$25.0012/18/2011 12:31:02 PM
outtahoth2o$75.0012/18/2011 12:17:38 PM
commanding-treasure2$50.0012/18/2011 12:36:30 PM
gracej$25.0012/18/2011 12:39:51 PM
Clambake$25.0012/18/2011 12:34:59 PM
selvamfinance$25.0012/18/2011 12:24:33 PM
Natronpee$25.0012/18/2011 12:36:57 PM
tsui517$50.0012/18/2011 12:44:21 PM
worthy-bid8$50.0012/18/2011 12:45:57 PM
MONEYLENDER101$50.0012/18/2011 12:39:13 PM
brutusbone$25.0012/18/2011 12:29:23 PM
C_Mark$50.0012/18/2011 12:39:59 PM
valiant-liberty4$25.0012/18/2011 12:47:11 PM
ProjectVenture$25.0012/18/2011 12:45:27 PM
kyomoon$50.0012/18/2011 12:47:34 PM
meenan$100.0012/18/2011 12:49:38 PM
jamschmidt$25.0012/18/2011 12:52:01 PM
Iowa65$29.6712/18/2011 6:09:49 PM
Firescreek$25.0012/19/2011 6:13:38 AM
trade-solo$50.0012/19/2011 2:03:16 AM
gods_favored$50.0012/19/2011 9:27:40 AM
larslfe$25.0012/19/2011 9:09:46 AM
jscope$25.0012/19/2011 9:32:06 AM
SB-Funding$50.0012/19/2011 9:16:25 AM
wigglesworth4$100.0012/19/2011 9:40:45 AM
mrpowers5531$25.0012/19/2011 9:22:12 AM
subtle-revenue0$25.0012/19/2011 9:36:23 AM
robertmm25$25.0012/19/2011 9:44:20 AM
Lo0se_mo0se$25.0012/19/2011 11:26:37 AM
the_winning_ticket$250.0012/19/2011 9:46:09 AM
Solid-Platinum$25.0012/19/2011 10:58:34 AM
sing4ding$100.0012/19/2011 11:31:35 AM
rajs$100.0012/19/2011 2:12:16 PM
payout-panda$25.0012/19/2011 2:16:04 PM
Daneistes$50.0012/19/2011 5:05:47 PM
Mr_Money$25.0012/19/2011 5:06:05 PM
buukyak$25.0012/19/2011 2:55:56 PM
teejay411$100.0012/19/2011 3:30:58 PM
paymeplease$25.0012/19/2011 3:55:29 PM
pujols8996$50.0012/19/2011 5:12:23 PM
platinum-genetics$25.0012/19/2011 5:13:42 PM
intelligent-dedication9$500.0012/19/2011 4:35:45 PM
Sneezie$100.0012/19/2011 5:06:07 PM
happy-yield$25.0012/19/2011 5:15:23 PM
taurusco$100.0012/19/2011 5:06:26 PM
Maccs55$25.0012/19/2011 5:07:07 PM
first-pragmatic-note$50.0012/19/2011 5:07:16 PM
tender-fund1$78.3412/19/2011 5:16:52 PM
joyful-treasure2$25.0012/19/2011 5:17:00 PM
FirePro22$25.0012/19/2011 5:18:04 PM
natural-affluence4$25.0012/19/2011 5:09:23 PM
Relevance$25.0012/19/2011 5:09:13 PM
auction-elvis$25.0012/19/2011 5:21:02 PM
atope$25.0012/19/2011 5:10:42 PM
bid-papyrus$25.0012/19/2011 5:22:40 PM
preciousjeni$25.0012/19/2011 5:10:34 PM
funds-captain4$50.0012/19/2011 5:25:19 PM
Cai8899$50.0012/19/2011 5:13:05 PM
puyanera$25.0012/19/2011 5:14:18 PM
bonus-cougar$25.0012/19/2011 5:15:31 PM
anacent$25.0012/19/2011 5:17:14 PM
aabadabadoo$25.0012/19/2011 5:17:41 PM
cnovak$25.0012/19/2011 5:19:27 PM
allenerb$25.0012/19/2011 5:19:54 PM
sensational-kindness$25.0012/19/2011 5:21:39 PM
wise-repayment-kayak$50.0012/19/2011 5:21:59 PM
dpfl55$25.0012/19/2011 5:21:51 PM
dvsmoney$25.0012/19/2011 5:24:51 PM
roadtruck$50.0012/19/2011 5:26:15 PM
figs4u2$100.0012/19/2011 5:26:39 PM
FmrEngr2Phd$25.0012/19/2011 5:27:11 PM
virtualbank$25.0012/19/2011 5:28:40 PM
a-responsible-return$38.2912/19/2011 5:28:58 PM
210 Investments
 
Borrower Payment Dependent Notes Series 545120
This series of Notes was issued and sold upon the funding of the borrower loan #58248, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1993 Debt/Income ratio: 17%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:3y 5m
Amount delinquent: $234 Total credit lines: 5 Occupation: Retail Management
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $15,729Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: bold-discrete-capital Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$25.0012/18/2011 12:32:03 PM
responsibility-mussel0$25.0012/19/2011 3:52:09 PM
well-mannered-income3$25.0012/22/2011 3:02:01 PM
heart514$25.0012/22/2011 5:33:48 PM
amusement4$500.0012/22/2011 7:55:59 PM
Dubbs360$250.0012/22/2011 8:05:35 PM
hopeful-silver5$25.0012/23/2011 7:11:15 AM
JPMorrisLegacyFund$31.0112/23/2011 9:25:27 PM
zone6$31.1712/24/2011 8:34:01 AM
HenryS$30.0012/24/2011 12:55:32 PM
jebber007$30.0012/24/2011 1:02:38 PM
kulender$50.0012/25/2011 6:12:07 AM
top-tolerant-loyalty$25.0012/25/2011 5:49:14 PM
onecooldrink$25.0012/25/2011 9:29:28 PM
the-discrete-income$50.0012/26/2011 6:33:18 AM
Ananya$25.0012/26/2011 11:38:48 AM
authentic-finance194$100.0012/26/2011 8:03:40 PM
emphatic-responsibility$25.0012/26/2011 7:18:21 PM
newest-camaraderi-fir$50.0012/27/2011 5:10:36 PM
gain-butterfly$25.0012/27/2011 7:20:34 PM
generous-deal6$25.0012/28/2011 1:26:13 AM
cardminger$40.0012/27/2011 9:52:48 PM
fountain355$25.0012/28/2011 4:57:55 AM
openness-confidant$25.0012/28/2011 8:13:57 AM
MrBrightEyes$25.0012/28/2011 8:35:54 AM
ecstatic-money064$25.0012/28/2011 9:45:20 AM
eronyc$25.0012/28/2011 10:05:09 AM
wealth-fighter3$25.0012/28/2011 10:21:13 AM
sweetlan$25.0012/28/2011 11:21:26 AM
indomart$25.0012/28/2011 2:12:36 PM
pthighs$25.0212/28/2011 1:53:25 PM
nickel-banshee$31.0312/28/2011 2:34:29 PM
barefootpaul$25.0012/28/2011 3:12:06 PM
smart-kindness8$25.0012/28/2011 3:12:31 PM
bubb_hans$100.0012/28/2011 3:13:06 PM
income-vault6$25.0012/28/2011 3:16:23 PM
commerce-renewal$25.0012/28/2011 3:22:12 PM
a-plentiful-loyalty$25.0012/28/2011 3:30:08 PM
himistu22$25.0012/28/2011 3:49:06 PM
courteous-platinum7$25.0012/28/2011 3:57:35 PM
jbloans$25.0012/28/2011 4:29:41 PM
ore-dojo$30.0012/28/2011 4:10:44 PM
finance-mangrove4$50.0012/28/2011 4:36:39 PM
Starica$246.0012/28/2011 5:20:56 PM
13nd3r$25.0012/28/2011 5:27:47 PM
bazaar-tiramisu4$25.0012/28/2011 5:48:55 PM
SecondChanceLendingSERV$25.0012/18/2011 3:24:05 PM
the-hope-workhorse$100.0012/20/2011 2:42:01 PM
gallant-economy9$50.0012/21/2011 9:44:35 AM
ochardlender$33.1912/21/2011 8:19:31 PM
money-baron-Roth401k$50.0012/21/2011 9:31:39 PM
economy-shrubbery6$25.0012/21/2011 10:26:26 PM
kind-credit-bear$25.0012/22/2011 9:30:39 AM
CA-Lender$25.0012/22/2011 10:44:22 PM
deal-thinker7$25.0012/23/2011 4:35:59 AM
Track-Layer$50.0012/23/2011 7:37:01 AM
Bob450$25.0212/24/2011 8:45:16 AM
unfixer$25.0012/24/2011 3:16:27 PM
equallender$25.0012/25/2011 9:21:17 PM
realtormoises$25.0012/26/2011 12:53:18 AM
Ronnieboy888$25.0012/26/2011 9:53:59 AM
blue-lively-platinum$25.0012/26/2011 5:09:27 PM
houli123$25.0012/26/2011 5:36:40 PM
Lubava$25.0012/26/2011 6:02:29 PM
3cinvesting$25.0012/26/2011 11:49:20 PM
firewomin$25.0012/27/2011 11:08:13 AM
Silverling6$30.1712/27/2011 12:55:14 PM
Emt-James$32.4612/27/2011 5:15:19 PM
bill-expert$25.0012/27/2011 5:20:05 PM
wealth-fighter3$25.0012/27/2011 8:04:30 PM
money-fort$25.0012/27/2011 9:32:31 PM
2grindstones$25.0012/27/2011 10:18:29 PM
asian808$25.0012/28/2011 12:26:29 AM
kedia$40.0012/28/2011 7:17:34 AM
reward-excellency1$25.0012/28/2011 7:15:47 AM
prominence8$28.0012/28/2011 9:12:50 AM
radforj22$25.0012/28/2011 10:50:52 AM
mrxtravis$25.0012/28/2011 12:07:41 PM
toomanyfishtanks$25.0012/28/2011 1:49:54 PM
LKN2RTR$25.0012/28/2011 2:00:16 PM
lovely-greenback4$25.0012/28/2011 3:06:37 PM
courteous-platinum7$25.0012/28/2011 4:00:15 PM
blue-radiant-economy$100.0012/28/2011 4:03:09 PM
diligent-kindness9$25.0012/28/2011 4:08:50 PM
sensational-dollar$25.0012/28/2011 5:57:08 PM
melodious-openness$366.9312/28/2011 6:06:36 PM
sun818$25.0012/28/2011 6:01:18 PM
87 Investments
 
Borrower Payment Dependent Notes Series 545124
This series of Notes was issued and sold upon the funding of the borrower loan #57709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $396.91
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1985 Debt/Income ratio: 17%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:5y 1m
Amount delinquent: $0 Total credit lines: 26 Occupation: Clergy
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,002Stated income:$100,000+
Delinquencies in last 7y: 31 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: dedication-fort9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 620-639 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
680-699 (Feb-2011)
 
Principal balance: $6,221.74 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Refinancing Existing Prosper Loan
Purpose of loan:
This loan will be used to refinance existing prosper loan and close credit card accounts.

My financial situation:
I am a good candidate for this loan because I have demonstrated for the past 12 months that I could pay the loan and this lowers my interest rate and the monthly payment I am currently making. Which means I am even better able to pay it back.


Monthly net income: $11,000
Monthly expenses:
Housing: $ 895.00
Insurance: $ 200.00
Car expenses: $380.00
Utilities: $200.00
Phone, cable, internet: $50
Food, entertainment: $800
Clothing, household expenses: $ 100
Credit cards and other loans: $600
Other expenses: $6000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin$34.0212/18/2011 12:02:18 PM
MASinVestment$50.0012/18/2011 12:11:30 PM
bazaar-festivity$25.0012/18/2011 12:12:04 PM
Investor_DP$100.0012/18/2011 12:44:03 PM
affluence-generator2$100.0012/18/2011 12:38:19 PM
money-baron-Roth401k$25.0012/18/2011 12:30:05 PM
truth-companion$25.0012/18/2011 12:46:07 PM
amlu1988$25.0012/18/2011 3:01:07 PM
gold-cluster$50.0012/18/2011 3:50:57 PM
vutah$25.0012/18/2011 4:08:37 PM
113121$1,898.8812/18/2011 5:04:51 PM
irrelevant$25.0012/18/2011 7:05:20 PM
credit-missile$50.0012/18/2011 9:38:46 PM
generous-deal6$50.0012/19/2011 2:41:35 AM
CA-Lender$25.0012/19/2011 8:19:17 AM
unbelievable-exchange$100.0012/19/2011 9:08:58 AM
miked8303$25.0012/18/2011 12:29:14 PM
loanman2007$25.0012/18/2011 12:27:14 PM
Jack55304$200.0012/18/2011 12:43:55 PM
deal-searcher1$25.0012/18/2011 1:13:51 PM
DHolly$31.0012/18/2011 1:23:19 PM
five-star-note$150.0012/18/2011 2:32:08 PM
sensible-fund$25.0012/18/2011 5:00:00 PM
s270$25.0012/18/2011 6:22:09 PM
skillful-asset5$30.0012/18/2011 3:28:00 PM
organic-treasure$25.0012/18/2011 7:35:29 PM
lowrater$50.7012/19/2011 1:07:54 AM
heart514$25.0012/19/2011 9:05:19 AM
industrious-currency$25.0012/19/2011 8:34:38 AM
ProsprousLender$25.0012/19/2011 8:52:50 AM
1point21gigawatts$25.0012/19/2011 9:12:58 AM
worth-blanket2$6,700.0012/19/2011 9:13:41 AM
32 Investments
 
Borrower Payment Dependent Notes Series 545128
This series of Notes was issued and sold upon the funding of the borrower loan #57696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-18-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $96.44
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1994 Debt/Income ratio: 13%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 4Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 17 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,175Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 41%  
   Homeownership: No  
Screen name: investor320 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 17 ( 100% ) 680-699 (Latest)
Principal borrowed: $1,200.00< 31 days late: 0 ( 0% )  
720-739 (Jun-2010)
 
Principal balance: $732.62 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
Credit consolidation
Purpose of loan:
This loan will be used to pay off the balance on my outstanding open credit card accounts. Also, there will be a little left over to pay for after school programs for my daughter.

My financial situation:
I am a good candidate for this loan because I have been paying off my old debts at a rate of over $600 per month, for the last year. At this rate I will be completely out of debt in a little more than three years. I have had to use high-interest-rate credit cards for a few large purchases, but overall I am spending within my income consistently.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$34.5412/17/2011 12:02:29 PM
Sneezie$100.0012/17/2011 12:15:43 PM
ryan6853$25.0012/17/2011 12:31:07 PM
indomitable-coin$25.0012/17/2011 12:22:31 PM
riproaringrapids$25.0012/17/2011 12:32:48 PM
OnePoorDude$25.0012/17/2011 12:41:15 PM
whitegold24k$100.0012/17/2011 12:44:06 PM
lowrater$50.6012/17/2011 2:12:26 PM
nbah123$50.0012/17/2011 2:15:57 PM
careful-note$50.0012/17/2011 3:17:45 PM
knark$25.0012/17/2011 2:58:23 PM
E-2$100.0012/17/2011 3:05:47 PM
wealth-infusion6$100.0012/18/2011 12:03:35 AM
loyalty-tuba0$25.0012/17/2011 8:25:43 PM
radforj22$25.0012/17/2011 8:29:56 PM
UCSBGAUCHOS$33.0012/17/2011 8:31:38 PM
Supermodeler$200.0012/17/2011 10:49:24 PM
listing-drummer$40.0012/18/2011 5:19:26 AM
ethical-truth211$150.0012/17/2011 11:55:34 PM
MASinVestment$100.0012/17/2011 10:24:11 PM
investorrr$50.0012/17/2011 10:41:38 PM
allotment464$60.4812/18/2011 7:35:59 AM
goodhearted-basis4$25.0012/18/2011 4:53:49 AM
riproaringrapids$25.0012/18/2011 12:06:40 AM
jcrew007$25.0012/18/2011 7:13:32 AM
makerain$25.0012/18/2011 5:20:36 AM
pdub$75.0012/17/2011 12:42:36 PM
gravbox$25.0012/17/2011 12:14:15 PM
BxRealtor$25.0012/17/2011 12:33:04 PM
the-bright-velocity$25.0012/17/2011 12:37:09 PM
Syzygy$25.0012/17/2011 12:40:25 PM
trade-burrito4$35.0012/17/2011 12:33:22 PM
portfolio-turbine$25.0012/17/2011 12:49:48 PM
Asgardian$25.0012/17/2011 2:16:44 PM
themoneydoctor$100.0012/17/2011 3:20:22 PM
Bank42$25.0012/17/2011 5:46:23 PM
green-rate-futurist$200.0012/17/2011 6:38:40 PM
igniter584$75.0012/17/2011 6:43:25 PM
RicheyRich$25.0012/17/2011 5:18:13 PM
ansky127$27.5012/17/2011 10:02:11 PM
careful-note$50.0012/17/2011 5:36:18 PM
Leshan$100.0012/17/2011 6:21:59 PM
jguerrajr$36.6412/17/2011 8:28:07 PM
conqueror359$60.0012/17/2011 8:38:53 PM
JayKae$32.4212/17/2011 9:34:19 PM
Steveoo1$100.0012/17/2011 10:14:42 PM
impressive-justice6$50.0012/18/2011 4:24:27 AM
zwx1997$25.0012/18/2011 5:16:22 AM
3woodfromt$59.0012/18/2011 5:17:42 AM
social-heart$25.0012/17/2011 11:29:00 PM
zippy-ore3$25.0012/18/2011 4:53:43 AM
martymaniaman$25.0012/18/2011 6:57:16 AM
bonus-quark4$25.0012/18/2011 7:20:33 AM
lekkerguy$154.8212/18/2011 2:23:12 AM
r48$26.0012/18/2011 6:19:30 AM
55 Investments
 
Borrower Payment Dependent Notes Series 545138
This series of Notes was issued and sold upon the funding of the borrower loan #57762, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1970 Debt/Income ratio: Not calculated
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Not employed
Now delinquent: 2 Current / open credit lines: 1 / 1Length of status:3y 4m
Amount delinquent: $35 Total credit lines: 49Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $326 
Delinquencies in last 7y: 29 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: marycrestbeach Borrower's state: Vermont Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
payments, groceries,
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I am dependable and will schedule all monthly payments from my on line billpay as soon as the money is funded. It will be such a relief to get these pesky accounts GONE!!!!
I would like to sincerely thank you folks and wish you all a very happy, healthy and safe holiday season.


Monthly net income: $1240
Monthly expenses: $1190
Housing: $ -0-
Insurance: $ 50
Car expenses: $40
Utilities: $ -0-
Phone, cable, internet: $ 200
Food, entertainment: $ 300
Clothing, household expenses: $150
Credit cards and other loans: $250.
Other expenses: $ Medical 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$2,000.0012/19/2011 9:13:22 AM
1 Investments
 
Borrower Payment Dependent Notes Series 545148
This series of Notes was issued and sold upon the funding of the borrower loan #58242, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1996 Debt/Income ratio: Not calculated
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:13y 4m
Amount delinquent: $0 Total credit lines: 8 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $497Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: exciting-marketplace9 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
vacation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$25.0012/18/2011 12:32:14 PM
SolarMoonshine$25.0012/18/2011 12:52:41 PM
Danjack_Capital$25.0012/18/2011 1:19:45 PM
melodious-openness$25.0012/19/2011 6:24:33 AM
Dubbs360$250.0012/23/2011 9:34:07 AM
CA-Lender$25.0012/23/2011 9:33:11 AM
x32248$25.0012/23/2011 9:01:23 PM
Binan$25.0012/24/2011 4:13:17 AM
HenryS$30.0012/24/2011 12:55:32 PM
impala6464$25.0012/25/2011 10:59:43 PM
realtormoises$25.0012/26/2011 12:53:30 AM
the-discrete-income$50.0012/26/2011 6:35:21 AM
econgineer$75.0012/26/2011 9:17:26 AM
emphatic-responsibility$25.0012/26/2011 7:18:21 PM
brainy-deal$32.2612/27/2011 10:11:59 AM
jebber007$40.0012/27/2011 5:13:08 PM
exchange-dreams$28.0012/27/2011 9:10:07 PM
Iwillhuntyoudown$25.0012/27/2011 11:34:27 PM
asian808$25.0012/28/2011 12:26:07 AM
4mydaughterseducation$34.0012/27/2011 9:06:25 PM
the-hope-workhorse$100.0012/27/2011 9:59:05 PM
openness-confidant$25.0012/28/2011 8:10:59 AM
houli123$25.0012/28/2011 9:39:17 AM
wise-deal-panda$100.0012/28/2011 9:59:43 AM
tranquil-ore4$25.0012/28/2011 11:20:36 AM
LKN2RTR$25.0012/28/2011 1:58:51 PM
gold-awakening7$25.0012/28/2011 3:03:35 PM
smart-kindness8$25.0012/28/2011 3:12:21 PM
barefootpaul$25.0012/28/2011 3:12:06 PM
a-plentiful-loyalty$29.5212/28/2011 3:33:28 PM
himistu22$25.0012/28/2011 3:51:24 PM
ore-dojo$30.0012/28/2011 4:10:14 PM
finance-mangrove4$50.0012/28/2011 4:35:35 PM
justice-magnate$25.0012/28/2011 4:49:51 PM
x32248$26.0012/28/2011 5:08:04 PM
adir1$25.0012/28/2011 5:20:37 PM
blue-lively-platinum$25.0012/28/2011 5:33:02 PM
dfl$50.0012/28/2011 5:51:09 PM
market-giraffe7$29.4112/28/2011 5:47:39 PM
SFBank$50.0012/18/2011 2:09:26 PM
SecondChanceLendingSERV$25.0012/18/2011 3:21:37 PM
blue-radiant-economy$100.0012/18/2011 10:09:22 PM
let_me_retire$25.0012/20/2011 4:46:29 AM
R3vXX$25.0012/20/2011 10:20:17 AM
gallant-economy9$50.0012/21/2011 9:44:35 AM
economy-shrubbery6$25.0012/21/2011 10:26:27 PM
kind-credit-bear$25.0012/22/2011 9:30:40 AM
moneyhelp4u$28.1912/22/2011 5:34:47 PM
deal-thinker7$25.0012/23/2011 4:35:59 AM
Bob450$25.0212/23/2011 6:56:48 AM
patriot0$58.9012/23/2011 2:37:57 PM
shawnw2$25.0012/24/2011 3:12:06 AM
340$25.0012/24/2011 6:23:45 PM
JPMorrisLegacyFund$157.6212/25/2011 12:21:19 AM
kulender$50.0012/25/2011 6:11:42 AM
calimanusa$50.0012/26/2011 1:43:44 AM
Ananya$25.0012/26/2011 11:38:49 AM
treasure-hunter270$25.0012/26/2011 4:36:20 PM
heart514$25.0012/26/2011 5:37:12 PM
Kash2010lu$25.0012/26/2011 6:02:44 PM
melodious-openness$88.3412/27/2011 12:28:36 PM
pembull$25.0012/27/2011 5:29:37 PM
vutah$25.0012/27/2011 5:25:16 PM
allbalooboy2$25.0012/27/2011 7:33:06 PM
melodious-openness$211.4112/27/2011 7:44:58 PM
wealth-fighter3$25.0012/27/2011 8:04:39 PM
money-fort$25.0012/27/2011 9:38:40 PM
zone6$42.5412/27/2011 10:47:56 PM
generous-deal6$25.0012/28/2011 1:26:14 AM
ddog0224$58.0012/28/2011 4:58:06 AM
evergreen16$50.0012/28/2011 8:58:30 AM
wealth-fighter3$25.0012/28/2011 10:21:20 AM
sweetlan$25.0012/28/2011 11:21:17 AM
MichaelProsper$25.0012/28/2011 12:49:11 PM
elated-deal6$50.0012/28/2011 12:52:21 PM
organic-responsibility60$25.0012/28/2011 1:08:48 PM
Hedge-Fund$25.0012/28/2011 2:26:00 PM
hookUup$25.2612/28/2011 2:54:33 PM
lovely-greenback4$46.2812/28/2011 3:07:28 PM
lucrative-transparency0$75.0012/28/2011 3:11:36 PM
bubb_hans$100.0012/28/2011 3:13:06 PM
commerce-renewal$25.0012/28/2011 3:20:30 PM
courteous-platinum7$25.0012/28/2011 3:56:03 PM
courteous-platinum7$25.0012/28/2011 4:00:01 PM
lowrater$50.6012/28/2011 3:39:12 PM
sensible-order2$200.0012/28/2011 4:30:27 PM
joebob78$43.7412/28/2011 4:58:02 PM
investment-kingdom$100.0012/28/2011 5:03:03 PM
gristle_mcthornbody$25.0012/28/2011 5:16:01 PM
judson$25.0012/28/2011 5:21:41 PM
sensational-dollar$25.0012/28/2011 5:57:16 PM
melodious-openness$34.9112/28/2011 5:59:02 PM
92 Investments
 
Borrower Payment Dependent Notes Series 545160
This series of Notes was issued and sold upon the funding of the borrower loan #57711, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $321.39
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Nov-2004 Debt/Income ratio: Not calculated
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,574Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: JDC23 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 23 ( 100% ) 600-619 (Latest)
Principal borrowed: $9,000.00< 31 days late: 0 ( 0% )  
620-639 (Nov-2010)
720-739 (Nov-2009)
 
Principal balance: $3,364.76 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
Consolodation
Purpose of loan:
This loan will be used to... combine my other loan with the rest of my debt for one payment

My financial situation:
I am a good candidate for this loan because... I have had other loans through Prosper and have always paid them on time. I am also a home owner.


Monthly net income: $2500
Monthly expenses: $2000
Housing: $401.50
Insurance: $500/yr
Car expenses: $330
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
careful-note$50.0012/19/2011 3:59:41 AM
PatriotKnight$50.0012/19/2011 6:12:48 AM
mikeandcat$300.0012/19/2011 7:07:34 AM
MoneyBadger$25.0012/19/2011 6:28:46 AM
EarlyRiser$200.0012/19/2011 7:30:26 AM
Asgardian$25.0012/19/2011 7:19:32 AM
WillBeFreeOfDebt$25.1212/19/2011 7:39:29 AM
dammage$35.0012/18/2011 9:12:10 PM
ZOOOM$25.0012/18/2011 10:32:36 PM
compassion-artisan9$38.4512/18/2011 9:57:00 PM
relentless-gain3$25.0012/19/2011 6:47:02 AM
greenback-guard$25.0012/19/2011 6:13:23 AM
Trespass4$60.0012/19/2011 2:58:42 AM
nimble-money086$25.0012/18/2011 7:12:29 PM
grnii78$110.9812/18/2011 4:05:06 PM
reflective-rupee$25.0012/18/2011 9:11:31 PM
Wangchuk$25.0112/18/2011 8:25:43 PM
Hedge-Fund$25.0012/18/2011 6:06:06 PM
penny-plato$25.0012/18/2011 6:00:36 PM
justasoldier$45.0012/18/2011 5:56:42 PM
school-loan-gambler$100.0012/18/2011 3:23:40 PM
SecondChanceLendingSERV$25.0012/18/2011 3:20:47 PM
fascinating-generosity3$85.1712/18/2011 3:19:32 PM
KindCharmingReflective-affluence$25.0012/18/2011 7:39:50 PM
Iceman1347$25.0012/18/2011 5:10:04 PM
sensible-fund$26.0012/18/2011 4:59:34 PM
golden-velocity9$25.0012/18/2011 4:50:21 PM
Bob450$25.0012/18/2011 4:38:48 PM
credit-guard5$25.0012/18/2011 4:27:18 PM
five-star-note$100.0012/18/2011 2:30:43 PM
alexgalt$25.0012/18/2011 5:48:07 PM
vtrentster$25.0012/18/2011 3:02:08 PM
currency-bumblebee$25.0012/18/2011 4:55:41 PM
SFBank$50.0012/18/2011 2:08:36 PM
frantic-retirement$100.0012/18/2011 3:26:24 PM
Mrs-Honeydew$25.0012/18/2011 1:37:24 PM
bullish2bearish$30.0012/18/2011 3:16:52 PM
DHolly$31.0012/18/2011 1:19:19 PM
atlas-shrugged$250.0012/18/2011 12:58:44 PM
rate-sceptre$25.0012/18/2011 2:46:35 PM
heart514$25.0012/18/2011 12:42:52 PM
Corky1234$50.0012/18/2011 2:20:36 PM
Jack55304$200.0012/18/2011 12:43:55 PM
foxtrot12$74.0012/18/2011 12:51:53 PM
fortytwo$150.0012/18/2011 12:45:34 PM
Investor_DP$100.0012/18/2011 12:44:12 PM
zeeexsixare$53.7612/18/2011 12:39:42 PM
Feyenoord$30.0012/18/2011 12:19:51 PM
capital-deployment$25.0012/18/2011 12:37:44 PM
HamachiMan$50.0012/18/2011 12:37:07 PM
SLN-10$50.0012/18/2011 12:27:43 PM
worth-viking$100.0012/18/2011 12:34:49 PM
jhouman$50.0012/18/2011 12:34:16 PM
first-repayment-magician$38.0012/18/2011 12:23:56 PM
five-star-note$25.0012/18/2011 12:24:38 PM
Milonguero$100.0012/18/2011 12:03:40 PM
stepatatime-together$100.0012/18/2011 12:10:38 PM
pembull$50.0012/18/2011 12:14:37 PM
Star_Witness$100.0012/18/2011 12:06:02 PM
green-trade-dolphin$39.3912/18/2011 12:02:16 PM
Kash2010lu$30.0012/18/2011 12:02:55 PM
trumpeter5$25.0012/18/2011 12:10:13 PM
finance-prescription$100.0012/18/2011 12:06:30 PM
LittleMingo$30.0012/18/2011 12:06:48 PM
investment-artist$30.0112/18/2011 12:11:36 PM
loanman2007$150.0012/18/2011 12:19:54 PM
lowrater$200.8012/18/2011 12:19:53 PM
jkeller4000$25.0012/18/2011 12:12:08 PM
blue-lively-platinum$25.0012/18/2011 12:31:50 PM
GElender$40.0012/18/2011 12:16:15 PM
affluence-generator2$100.0012/18/2011 12:38:19 PM
truth-companion$25.0012/18/2011 12:46:07 PM
money-baron-Roth401k$25.0012/18/2011 12:30:06 PM
SolarMoonshine$25.0012/18/2011 12:52:10 PM
Bcs-cnc$25.0012/18/2011 1:46:36 PM
amlu1988$25.0012/18/2011 2:59:53 PM
credit-missile$125.0012/18/2011 12:52:58 PM
Gregger$25.0012/18/2011 3:12:15 PM
trumpeter5$25.0012/18/2011 5:11:45 PM
handy-justice$80.0012/18/2011 12:55:50 PM
thankful-nickel2$25.0012/18/2011 3:02:33 PM
Rollshaft$39.6312/18/2011 5:15:02 PM
blitzen40$25.0012/18/2011 5:34:32 PM
Rip128$100.0012/18/2011 6:04:26 PM
deal-searcher1$35.0012/18/2011 3:04:41 PM
OldManP$25.0012/18/2011 6:28:50 PM
tidy-fairness3$25.0012/18/2011 3:49:57 PM
FarmersBank$75.0012/18/2011 4:52:27 PM
best-loot-bear$30.2112/18/2011 4:58:46 PM
113121$500.0012/18/2011 5:02:46 PM
dough-souffle$50.0012/18/2011 7:19:16 PM
Frover$31.3112/18/2011 7:36:24 PM
skillful-asset5$40.0012/18/2011 3:26:07 PM
the-respectful-transaction$25.0012/18/2011 3:37:23 PM
economy-popcorn$25.0012/18/2011 8:26:51 PM
vigorous-market5$200.0012/18/2011 8:58:03 PM
greenwell$50.0012/18/2011 6:23:41 PM
1willray$25.0012/18/2011 9:54:18 PM
loan-master1$25.0012/18/2011 6:46:57 PM
Mikale360$25.0012/18/2011 5:17:51 PM
generous-deal6$50.0012/19/2011 2:41:36 AM
The-Lighthouse-Group$25.0012/19/2011 4:25:45 AM
contract-student2$60.0012/19/2011 4:58:04 AM
platinum-boss2$25.0012/18/2011 6:54:29 PM
Ubiquinone$100.0012/18/2011 7:59:04 PM
sweety075$25.0012/18/2011 8:35:18 PM
organic-treasure$27.0012/18/2011 7:36:03 PM
friendly-return7$25.0012/18/2011 9:48:50 PM
alexgalt$25.0012/18/2011 10:00:08 PM
NekHoldings$25.0012/18/2011 7:58:46 PM
suave-dime6$25.0012/19/2011 7:03:28 AM
cilynx$30.4412/19/2011 7:05:30 AM
top-commerce-rumbler$50.0012/19/2011 7:12:47 AM
bmw2$30.0012/18/2011 8:35:46 PM
high_flyer$300.0012/18/2011 9:10:30 PM
return-grizzly$100.0012/19/2011 12:49:06 AM
setUup$29.0612/19/2011 2:52:34 AM
shawnw2$300.0012/18/2011 10:31:10 PM
Sturgee$25.0012/18/2011 11:06:15 PM
Core-Marketing$25.0012/19/2011 5:20:36 AM
168RichCapital$14.6612/19/2011 7:40:28 AM
octoberfresh$25.0012/19/2011 7:21:10 AM
farchoir$25.0012/19/2011 7:39:13 AM
123 Investments
 
Borrower Payment Dependent Notes Series 545164
This series of Notes was issued and sold upon the funding of the borrower loan #57917, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,100.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $154.91
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1991 Debt/Income ratio: 36%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 24 / 23Length of status:20y 9m
Amount delinquent: $0 Total credit lines: 52 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,109Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: Yes  
Screen name: power-orb8 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 65% ) 700-719 (Latest)
Principal borrowed: $6,500.00< 31 days late: 6 ( 35% )  
760-779 (Jun-2010)
 
Principal balance: $4,019.07 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2800
Monthly expenses:
Housing: $700 (my share)
Insurance: $
Car expenses: $
Utilities: $150
Phone, cable, internet: $90
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
prohelper$25.0012/21/2011 5:09:50 PM
intelligent-repayment8$2,000.0012/21/2011 5:10:08 PM
brightest-gain-investor$2,000.0012/21/2011 5:11:06 PM
triguy$25.0012/21/2011 5:12:29 PM
pound-mushroom3$25.0012/21/2011 5:09:34 PM
dbmurch$25.0012/21/2011 5:10:18 PM
6 Investments
 
Borrower Payment Dependent Notes Series 545176
This series of Notes was issued and sold upon the funding of the borrower loan #57741, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,100.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $213.23
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-2006 Debt/Income ratio: 33%
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,801Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: currency-poem Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
660-679 (Feb-2011)
 
Principal balance: $5,662.62 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Debt Consolidation
Purpose of loan:
I currently have a high APR loan through prosper, and i'm trying to get a lower APR loan and pay of my existing loan. Great borrower, great credit,prompt payer, and I have a stable income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AF-Chief$25.0012/17/2011 12:05:53 PM
hope-hickory8$25.0012/17/2011 12:05:51 PM
AndChicksforFree$25.0012/17/2011 12:07:52 PM
AFairDeal$25.0012/17/2011 12:13:03 PM
payout-reaction740$25.0012/17/2011 12:16:27 PM
penny-plato$50.0012/17/2011 12:22:09 PM
riproaringrapids$25.0012/17/2011 12:32:49 PM
bountiful-durability$50.0012/17/2011 12:47:58 PM
CASSHMAN$100.0012/17/2011 1:23:10 PM
Rockymtnhi$25.0012/17/2011 2:25:43 PM
lowrater$100.8012/17/2011 1:51:46 PM
jayk63$25.0012/17/2011 3:40:34 PM
genuine-integrity0$25.0012/17/2011 6:40:49 PM
UCSBGAUCHOS$25.0012/17/2011 8:31:14 PM
jarf$25.0012/17/2011 7:37:07 PM
GoingFishing$25.0012/17/2011 7:41:13 PM
asset-cougar0$25.0012/18/2011 4:20:07 AM
papaloha$200.0012/17/2011 7:47:08 PM
blue-radiant-economy$100.0012/17/2011 8:53:01 PM
r48$25.0012/18/2011 6:25:55 AM
integrity-trumpet$50.0012/17/2011 9:09:52 PM
a-restless-dollar$25.0012/18/2011 7:08:52 AM
silver-supergiant5$25.0012/18/2011 6:39:41 AM
riproaringrapids$25.0012/18/2011 12:06:40 AM
Winged_Inspirations$25.0012/18/2011 5:01:21 AM
exchange-portait7$30.0012/18/2011 5:23:40 AM
heerzaquestion$30.0012/18/2011 8:11:24 AM
epall$25.0012/18/2011 10:25:05 AM
selvamfinance$25.0012/18/2011 12:24:33 PM
SOP_Bank$25.0012/18/2011 12:25:28 PM
dime-sprout$25.0012/18/2011 12:28:05 PM
blue-lively-platinum$25.0012/18/2011 12:31:49 PM
life-is-great$25.0012/18/2011 12:39:43 PM
dollar-sonnet3$25.0012/18/2011 12:40:22 PM
heart514$25.0012/18/2011 12:42:51 PM
mammalian4$25.0012/18/2011 12:43:41 PM
CashFlow13$100.0012/18/2011 12:44:58 PM
studious-listing8$25.0012/18/2011 1:57:54 PM
vtrentster$25.0012/18/2011 3:03:29 PM
rajs$200.0012/18/2011 6:31:45 PM
Eric_Gagne$25.0012/18/2011 3:48:53 PM
CFOGO$25.0012/18/2011 3:55:20 PM
currency-bumblebee$50.0012/18/2011 5:05:03 PM
Planecourage$25.0012/19/2011 12:24:56 AM
phenomenal-gain5$25.0012/18/2011 7:58:50 PM
KillBill$25.0012/19/2011 6:12:28 AM
one-midas$35.0012/18/2011 8:47:59 PM
Planecourage$25.0012/19/2011 12:24:12 AM
trade-solo$25.0012/19/2011 1:51:48 AM
money-booster2$35.0012/19/2011 8:02:06 AM
generous-deal6$50.0012/19/2011 2:41:34 AM
rokman$100.0012/19/2011 6:24:25 AM
trustworthy-finance6$300.0012/19/2011 7:47:39 AM
marketplace-buckeye$50.0012/19/2011 8:30:46 AM
coin-flower1$25.0012/19/2011 8:55:04 AM
ericgassercom$25.0012/19/2011 9:20:34 AM
mikrolown$25.0012/19/2011 9:06:26 AM
unbelievable-exchange$100.0012/19/2011 9:08:58 AM
dblakels$25.0012/19/2011 9:17:29 AM
income-champion$25.0012/19/2011 9:18:53 AM
managedfund$787.0812/19/2011 9:25:56 AM
lender2611$25.0012/17/2011 12:09:56 PM
GElender$40.0012/17/2011 12:15:15 PM
green-trade-dolphin2$27.1812/17/2011 12:02:45 PM
bazaar-festivity$25.0012/17/2011 12:20:23 PM
janeybooboo$75.0012/17/2011 12:10:42 PM
Investor_DP$100.0012/17/2011 12:27:14 PM
MoneyForNothing$25.0012/17/2011 12:28:25 PM
BxRealtor$25.0012/17/2011 12:33:04 PM
EngineersAlliance$125.0012/17/2011 12:36:00 PM
trade-burrito4$35.0012/17/2011 12:33:22 PM
affluence-generator2$100.0012/17/2011 12:49:37 PM
passivesf$26.9412/17/2011 12:56:51 PM
careful-note$50.0012/17/2011 3:17:46 PM
grammaspurse$25.0012/17/2011 3:24:18 PM
Asgardian$25.0012/17/2011 2:17:42 PM
zeeexsixare$50.0012/17/2011 9:53:19 PM
prudent-bid3$25.0012/17/2011 7:45:49 PM
r48$33.0012/18/2011 6:24:43 AM
shrewd-income$125.0012/18/2011 7:30:37 AM
responsive-value4$25.0012/18/2011 8:37:59 AM
SolarMoonshine$25.0012/18/2011 3:51:32 AM
shellstar$25.0012/18/2011 8:04:56 AM
natdwg$30.0012/18/2011 11:32:47 AM
vutah$25.0012/18/2011 7:52:01 AM
FinanceEngine$50.0012/18/2011 8:16:26 AM
MASinVestment$50.0012/18/2011 12:11:29 PM
DoctorJoe$30.0012/18/2011 10:04:45 AM
MoneyTree79$50.0012/18/2011 11:09:07 AM
LoanerPrincipal$25.0012/18/2011 12:26:40 PM
hidavehi$27.0012/18/2011 12:38:05 PM
commanding-treasure2$50.0012/18/2011 12:36:30 PM
Star_Witness$30.0012/18/2011 1:11:21 PM
deal-searcher1$25.0012/18/2011 1:13:50 PM
Mrs-Honeydew$25.0012/18/2011 1:43:14 PM
Bcs-cnc$25.0012/18/2011 1:30:34 PM
skillful-asset5$30.0012/18/2011 3:38:00 PM
optionscashflow$25.0012/18/2011 11:29:50 PM
moola-gargantuan9$50.0012/18/2011 5:36:36 PM
MissionMicroFinance$25.0012/18/2011 7:02:16 PM
serene-capital$25.0012/19/2011 2:09:41 AM
loyalist1$250.0012/19/2011 8:29:21 AM
EretzCapital$25.0012/19/2011 8:34:52 AM
Gobsek$25.0012/19/2011 5:46:23 AM
worthy-bid8$50.0012/19/2011 9:14:21 AM
beachfunder$25.0012/19/2011 8:07:33 AM
a-reasonable-return$25.0012/19/2011 9:21:19 AM
mad-scientist418$25.0012/19/2011 9:03:15 AM
bold-durability-drum$60.0012/19/2011 9:23:29 AM
Starica$248.0012/19/2011 9:24:39 AM
bnoble09$25.0012/19/2011 9:25:39 AM
buffalobills$25.0012/19/2011 9:09:20 AM
houli123$50.0012/19/2011 9:15:00 AM
promise2$25.0012/19/2011 9:18:23 AM
the-laudable-peso$40.0012/19/2011 9:20:19 AM
wwwUniversal$25.0012/19/2011 9:24:10 AM
116 Investments
 
Borrower Payment Dependent Notes Series 545184
This series of Notes was issued and sold upon the funding of the borrower loan #58240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-2006 Debt/Income ratio: 18%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 4 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $170Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: fairness-wicket0 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repairs
I am a senior in college getting ready to enter the last semester on the way to earning my under-graduate degree. I pride myself on having paid all my bills on time, working a part-time job the entire time I have been in college, and I have never needed to apply for any student loans. However, my 1996 Honda Accord V6 sedan is in critical need of repairs that my part-time job has not allowed me to earn enough money to save toward these repairs. I am in need of $2000.00. I live at home with my Mom, to keep my expenses low and I commute to college daily, which means it would be a hardship on my Mom to have to take off from work to take me to school and work if I were to allow my car to totally break down. Please consider me a good, reliable risk and fund my loan. Thank-you in advance.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/20/2011 5:06:03 PM
currency-agave$60.0012/20/2011 5:23:36 PM
LiveNow$25.0012/20/2011 5:17:47 PM
janeybooboo$50.0012/20/2011 5:35:07 PM
radforj22$35.6212/20/2011 7:00:39 PM
SolarMoonshine$25.0012/20/2011 5:32:39 PM
loan-tycoon0$25.0012/20/2011 5:34:56 PM
camaraderi-aspen$100.0012/20/2011 5:39:53 PM
marinbb$150.0012/20/2011 6:25:59 PM
marinbb$50.0012/20/2011 6:30:02 PM
grotheik$25.0012/20/2011 7:46:16 PM
Rogelio48$40.0012/20/2011 7:33:02 PM
money-booster2$25.0012/20/2011 10:22:35 PM
Pod1313$30.4512/20/2011 10:48:19 PM
Iwillhuntyoudown$25.0012/20/2011 10:59:50 PM
blue-radiant-economy$100.0012/21/2011 1:35:02 AM
calimanusa$50.0012/21/2011 2:42:24 AM
loanman2007$100.0012/21/2011 4:27:35 AM
SOP_Bank$25.0012/21/2011 6:15:12 AM
LittleMingo$25.0012/21/2011 6:25:21 AM
kendigme$25.0012/21/2011 6:39:16 AM
jkeller4000$25.0012/20/2011 5:07:00 PM
affluence-generator2$125.0012/20/2011 5:11:32 PM
golden-velocity9$25.0012/20/2011 5:15:07 PM
AndChicksforFree$25.0012/20/2011 5:21:34 PM
ricklip$100.0012/20/2011 5:40:34 PM
worthy-bid8$50.0012/20/2011 5:31:24 PM
Investor_DP$100.0012/20/2011 5:37:19 PM
cwegert$25.0012/20/2011 7:14:56 PM
phenomenal-gain5$25.0012/20/2011 7:52:40 PM
lowrater$100.7012/20/2011 7:49:24 PM
weiyinsan$50.0012/20/2011 8:12:47 PM
engaging-worth$25.0012/20/2011 10:05:55 PM
optionscashflow$25.0012/20/2011 11:16:51 PM
cattlebaron$100.0012/21/2011 12:09:34 AM
rockhound84$25.0012/21/2011 4:32:41 AM
GElender$40.0012/21/2011 6:03:18 AM
economy-sunrise$25.0012/21/2011 6:19:08 AM
favorite-commerce$40.0012/21/2011 6:16:16 AM
ethical-truth211$53.2312/21/2011 6:41:13 AM
40 Investments
 
Borrower Payment Dependent Notes Series 545188
This series of Notes was issued and sold upon the funding of the borrower loan #57652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $18,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-17-2011 
Term: 60 months Listing End date:  Dec-17-2011 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $424.92
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-2001 Debt/Income ratio: 32%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 17 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,328Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: deal-quark8 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 19 ( 95% ) 740-759 (Latest)
Principal borrowed: $7,500.00< 31 days late: 1 ( 5% )  
760-779 (Mar-2010)
 
Principal balance: $3,611.15 31+ days late: 0 ( 0% )
Total payments billed: 20  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off my credit cards with a faster payment plan and lower combined interest rate then what's currently listed on the cards.

My financial situation:
I am a good candidate for this loan because I always pay my bills on time and pay bills first before anything else. I've had another Prosper loan for a little over a year and a half, and have only been a day late on one payment (when my employer was 5 days late in paying me due to a "glitch" in the online banking transfer system).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/17/2011 12:07:25 PM
green-trade-dolphin2$35.0212/17/2011 12:02:24 PM
dime-sprout$25.0012/17/2011 12:17:33 PM
riproaringrapids$25.0012/17/2011 12:32:49 PM
BxRealtor$25.0012/17/2011 12:33:04 PM
bb575$50.0012/17/2011 12:28:55 PM
AndChicksforFree$25.0012/17/2011 12:30:29 PM
worth-blanket2$17,500.0012/17/2011 2:16:47 PM
TWGCJ$25.0012/17/2011 2:37:24 PM
affluence-generator2$50.0012/17/2011 12:56:05 PM
Asgardian$30.0012/17/2011 2:18:58 PM
AFairDeal$25.0012/17/2011 12:12:54 PM
aabadabadoo$25.0012/17/2011 12:14:53 PM
indomitable-coin$25.0012/17/2011 12:22:32 PM
vinayski$25.0012/17/2011 12:24:52 PM
well-mannered-income3$9.9812/17/2011 2:57:55 PM
16 Investments
 
Borrower Payment Dependent Notes Series 545202
This series of Notes was issued and sold upon the funding of the borrower loan #58062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Nov-1996 Debt/Income ratio: 12%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:8y 8m
Amount delinquent: $0 Total credit lines: 6 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 4 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: NewDog2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Household goods to San Diego
Purpose of loan: Move storage in No. Calif. to San Diego
This loan will be used to...Pay for storage being moved.

My financial situation: good
I am a good candidate for this loan because...I will pay it off with the amt. of pmt. paying now. Will be able to double the pmts.


Monthly net income: $1,295
Monthly expenses: $682.
Housing: $0
Insurance: $62.
Car expenses: $45.
Utilities: $0
Phone, cable, internet: $235.
Food, entertainment: $155.
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $125. in savings & $60. cell phone
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
skillful-asset5$30.0012/19/2011 9:56:10 AM
blue-radiant-economy$100.0012/19/2011 2:44:24 PM
P2P_Investor$2,028.5312/26/2011 9:12:40 PM
Lubava$25.4412/26/2011 5:59:47 PM
larryboy10$25.0012/26/2011 6:36:18 AM
realtormoises$25.0012/26/2011 12:53:42 AM
Macgyver86$50.0012/25/2011 7:38:23 PM
impala6464$25.0012/25/2011 11:02:26 PM
mammalian4$25.0012/25/2011 7:52:05 AM
kulender$50.0012/25/2011 6:12:30 AM
dariop$30.0112/24/2011 8:04:57 PM
340$25.0012/24/2011 6:24:00 PM
orangetrust$100.0012/24/2011 5:49:40 PM
HenryS$30.0012/24/2011 12:55:32 PM
quest0$50.0012/24/2011 1:03:13 PM
atlas100$25.0012/24/2011 12:04:07 PM
Bob450$25.0212/24/2011 8:46:14 AM
zone6$100.0012/24/2011 8:36:15 AM
ethical-truth211$150.0012/24/2011 2:41:41 AM
Haribelle$25.0012/23/2011 4:31:30 PM
penny-champ5$25.0012/23/2011 5:05:32 PM
gallant-economy9$50.0012/23/2011 9:14:59 AM
economy-shrubbery6$25.0012/21/2011 10:26:27 PM
green-rate-futurist$25.0012/19/2011 10:52:08 AM
Danjack_Capital$25.0012/19/2011 11:08:25 AM
cattlebaron$25.0012/19/2011 4:10:59 PM
SecondChanceLendingSERV$25.0012/20/2011 5:32:34 PM
melodious-openness$150.0012/23/2011 3:54:36 PM
Dubbs360$250.0012/23/2011 5:38:59 PM
Zoomzoom22$25.0012/23/2011 11:03:29 PM
Nopayibreakurlegs$25.0012/24/2011 5:11:41 AM
kindness-ace1$50.0012/24/2011 12:43:32 AM
stock106$25.0012/24/2011 10:02:07 AM
kind-credit-bear$25.0012/24/2011 12:57:03 PM
calimanusa$50.0012/25/2011 1:20:35 AM
roadroamer$50.0012/25/2011 11:21:53 AM
DHolly$31.0012/25/2011 5:46:05 PM
top-tolerant-loyalty$25.0012/25/2011 5:49:15 PM
the-discrete-income$25.0012/26/2011 6:32:58 AM
Ananya$25.0012/26/2011 11:38:49 AM
ddog0224$25.0012/26/2011 9:34:30 AM
Murdex$25.0012/26/2011 10:23:35 AM
treasure-hunter270$25.0012/26/2011 4:34:34 PM
emphatic-responsibility$25.0012/26/2011 7:18:22 PM
44 Investments
 
Borrower Payment Dependent Notes Series 545204
This series of Notes was issued and sold upon the funding of the borrower loan #58086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2007 Debt/Income ratio: 29%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,714Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: nickweddingloan Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loan
Purpose of loan:
This loan will be used to...Fund my wedding

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3000
Monthly expenses: $300
Housing: $498
Insurance: $55
Car expenses: $0
Utilities: $20
Phone, cable, internet: $40
Food, entertainment: $80
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$100.0012/19/2011 9:27:14 AM
Investor_DP$100.0012/19/2011 9:36:17 AM
loanman2007$25.0012/19/2011 9:52:34 AM
camaraderi-aspen$100.0012/19/2011 9:30:38 AM
fantastic-investment9$30.0012/19/2011 11:45:22 AM
jkeller4000$25.0012/19/2011 2:31:14 PM
money-booster2$25.0012/19/2011 10:57:08 PM
green-inspiring-peace$25.0012/20/2011 9:05:48 AM
ricklip$100.0012/20/2011 10:23:30 AM
KLCRAY$25.0012/21/2011 9:09:58 AM
compassion-expert$25.0012/21/2011 9:32:52 AM
matt_2006$25.0012/21/2011 5:48:22 PM
economy-shrubbery6$25.0012/21/2011 10:26:28 PM
missing-link$25.0012/22/2011 9:16:21 AM
x32248$25.0012/22/2011 10:24:06 AM
useful-cash043$300.0012/22/2011 8:14:51 PM
reflective-rupee$25.0012/22/2011 8:37:32 PM
deal-thinker7$50.0012/23/2011 4:34:27 AM
R3vXX$25.0012/23/2011 6:02:56 AM
javelin0$25.0012/23/2011 9:03:24 AM
selector568$300.0012/23/2011 9:12:03 AM
diplomatic-wealth7$25.0012/23/2011 9:16:47 AM
CashFlow13$100.0012/23/2011 9:45:09 AM
kendallv$25.0012/24/2011 7:22:25 AM
shrewd-market$100.0012/24/2011 10:14:33 AM
mercuriant$25.0012/24/2011 12:19:11 PM
rustysailor$25.0012/24/2011 12:39:09 PM
enchanted-diversification496$25.0012/24/2011 12:40:12 PM
kain11286$50.0012/25/2011 10:10:16 AM
Tradesmanlender$25.0012/26/2011 9:19:47 AM
careful-vigilance4$25.0012/26/2011 11:02:58 AM
jamiee73$25.0012/26/2011 11:39:41 AM
duty-accomplishment$25.0012/26/2011 1:23:00 PM
quest0$50.0012/26/2011 3:14:37 PM
the-healthy-commitment$25.0012/26/2011 3:35:55 PM
blue-lively-platinum$25.0012/26/2011 5:09:27 PM
secobarbital$100.0012/26/2011 5:13:25 PM
brightest-gain-investor$500.0012/26/2011 5:13:13 PM
GCInvestments$25.0012/26/2011 5:17:47 PM
SolarMoonshine$25.0012/26/2011 5:28:53 PM
lakehavasu88$25.0012/26/2011 5:38:49 PM
wwwUniversal$25.0012/26/2011 5:44:48 PM
kellydawn$25.0012/26/2011 5:45:34 PM
Lubava$50.0012/26/2011 5:59:09 PM
kulender$50.0012/26/2011 6:46:10 PM
emphatic-responsibility$25.0012/26/2011 7:09:46 PM
RogueOne$85.0312/26/2011 7:27:13 PM
sweetlan$25.0012/26/2011 11:52:57 PM
SunnyMoney$25.0012/26/2011 9:04:16 PM
whatreality$25.0012/27/2011 6:23:26 AM
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LaBamba$100.0012/27/2011 5:05:17 AM
treasure-bliss$25.0012/27/2011 6:13:54 AM
bsh297$27.0112/27/2011 6:33:26 AM
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five-star-justice$33.0012/27/2011 7:26:14 AM
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SRK_FROM_WA$150.0012/27/2011 9:09:24 AM
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stanthecaddy$29.9212/27/2011 9:45:07 AM
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MilitaryAV8R$25.0012/27/2011 11:01:00 AM
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truth-companion$25.0012/19/2011 9:08:54 AM
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worthy-bid8$50.0012/19/2011 5:38:25 PM
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blue-radiant-economy$100.0012/20/2011 3:43:11 PM
profit-powerplant$25.0012/20/2011 5:10:05 PM
economy-popcorn$25.0012/21/2011 7:04:56 AM
cognizant-rupee7$25.0012/21/2011 9:42:05 AM
CornerKetch$30.0012/21/2011 11:07:10 AM
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gallant-economy9$50.0012/21/2011 5:54:23 PM
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calm-platinum8$30.0012/21/2011 11:36:48 PM
compassion-neutron$25.0012/22/2011 6:20:24 AM
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credit-sycamore4$100.0012/23/2011 12:13:13 PM
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factcheck$35.0012/24/2011 1:20:32 AM
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zorg77$50.0012/24/2011 6:37:13 AM
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ccclaireee333$25.0012/24/2011 10:28:06 AM
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antlr$50.0012/24/2011 5:46:10 PM
loss-of-control$100.0012/24/2011 8:23:06 PM
scarlet-velvet$25.0812/25/2011 2:14:25 PM
CA-Lender$25.0012/25/2011 3:52:29 PM
duty-explosion9$50.0012/25/2011 12:45:18 PM
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treasure-hunter270$25.0012/26/2011 4:35:01 PM
showmethemoney22$50.0012/26/2011 3:44:04 PM
red-power-pecan$50.0012/26/2011 5:10:16 PM
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important-openness1$100.0012/26/2011 5:22:59 PM
Mariner3605$25.0012/26/2011 5:32:16 PM
logical-investment4$25.0012/26/2011 5:40:38 PM
houli123$25.0012/26/2011 5:36:40 PM
heart514$25.0012/26/2011 5:37:12 PM
terrific-dough6$50.0012/26/2011 5:40:24 PM
ALVO$39.0012/26/2011 5:31:52 PM
Jack55304$200.0012/26/2011 5:38:57 PM
worth-dandelion$100.0012/26/2011 6:26:35 PM
papaloha$25.0012/26/2011 7:22:20 PM
newest-rate-relaxation$25.0012/26/2011 10:56:59 PM
melodious-openness$300.0012/26/2011 11:11:01 PM
3cinvesting$25.0012/26/2011 11:51:53 PM
P2P_Investor$2,500.0012/26/2011 8:53:04 PM
fairness-cell6$25.0012/27/2011 5:57:15 AM
loanman2007$25.0012/27/2011 4:32:26 AM
productive-ore$25.0012/27/2011 7:30:48 AM
Cory79$25.0012/27/2011 6:31:56 AM
currency-collider9$25.0012/27/2011 7:20:24 AM
buffalobills$25.0012/27/2011 9:00:48 AM
SimpleChoice$25.0012/27/2011 9:01:24 AM
thelovebug$100.0012/27/2011 9:21:07 AM
leprechaun92$25.6212/27/2011 9:29:56 AM
trippd6$25.0012/27/2011 9:26:45 AM
dough-souffle$25.0012/27/2011 9:39:47 AM
donkey$25.0012/27/2011 10:07:33 AM
SAMCRO$25.0012/27/2011 10:26:41 AM
Happyhourcomics$25.0012/27/2011 10:44:39 AM
laika$32.0712/27/2011 10:25:08 AM
balance-trailblazer$43.1512/27/2011 11:02:42 AM
148 Investments
 
Borrower Payment Dependent Notes Series 545212
This series of Notes was issued and sold upon the funding of the borrower loan #57864, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,800.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $257.36
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1990 Debt/Income ratio: 23%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 8Length of status:8y 11m
Amount delinquent: $23,096 Total credit lines: 42 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,727Stated income:$25,000-$49,999
Delinquencies in last 7y: 9 Bankcard utilization: 28%  
   Homeownership: Yes  
Screen name: viking510 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...
I am getting everything back on track since I had a difficult time while helping my son become a stage 3 cancer survivor and get his life on track. He was only 23 and had to go through 3 surgeries and 8 hrs of chemo daily for 5 months. He had just graduated from college and got a job on Monday and woke up with cancer on friday. I am proud of how far he has come and is very much alive and living life and working for the State. Thank you all for helping me
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ChrisProsper$1.4212/21/2011 9:38:20 AM
indomitable-coin$25.0012/21/2011 9:31:09 AM
fantastic-investment9$30.0012/21/2011 8:37:02 AM
riproaringrapids$35.0012/20/2011 5:32:49 PM
Sneezie$100.0012/20/2011 5:26:38 PM
green-trade-dolphin2$33.5812/20/2011 5:02:29 PM
ricklip$100.0012/20/2011 5:40:34 PM
worthy-bid8$50.0012/20/2011 5:31:25 PM
KLCRAY$25.0012/21/2011 9:10:02 AM
worth-blanket2$7,400.0012/21/2011 9:18:20 AM
10 Investments
 
Borrower Payment Dependent Notes Series 545216
This series of Notes was issued and sold upon the funding of the borrower loan #57782, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $151.03
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1998 Debt/Income ratio: 18%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 1 Current / open credit lines: 15 / 15Length of status:2y 2m
Amount delinquent: $48 Total credit lines: 28 Occupation: Professional
Public records last 12m / 10y: 0/ 3 Revolving credit balance: $9,538Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: Yes  
Screen name: best-revenue-legend Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay off credit cards
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/19/2011 11:07:25 AM
SolarMoonshine$25.0012/19/2011 9:55:33 AM
worth-blanket2$3,400.0012/19/2011 11:45:28 AM
worth-blanket2$3,400.0012/19/2011 11:46:04 AM
4 Investments
 
Borrower Payment Dependent Notes Series 545218
This series of Notes was issued and sold upon the funding of the borrower loan #57730, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2005 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 4Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 10 / 7Length of status:7y 10m
Amount delinquent: $0 Total credit lines: 11 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $11,352Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: No  
Screen name: economy-burger7 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Expansion of Cooking Facilities
Purpose of loan:
This loan will be used to Expand the Cooking facilities for specialty Food Catering ie Gluten Free Cakes, Cookies, Pizzas. Furthermore to acquire inventory for this sort of special food manufacturing. With Current production levels i am unable to keep up with new orders for specialty food from Whole Food & Trader Joes. The reason to obtain loans from several fronts to gradually pay for this expansion process.

My financial situation:
I am a good candidate for this loan because i have been in the business for 7 Years. I have the know how, the experience to make this work in these times. I sell a product that is exclusive, Healthy with a Continued Demand.


Monthly net income: $6000
Monthly expenses: $1000
Housing: $1200
Insurance: $300

Car expenses: $400
Utilities: $150
Phone, cable, internet: $300
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $2500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/17/2011 12:07:56 PM
Danjack_Capital$25.0012/17/2011 1:11:35 PM
blue-radiant-economy$125.0012/17/2011 3:03:15 PM
SolarMoonshine$25.0012/17/2011 6:35:43 PM
SecondChanceLendingSERV$25.0012/17/2011 4:52:48 PM
credit-elation1$25.0012/17/2011 5:33:31 PM
let_me_retire$25.0012/17/2011 11:18:54 PM
balanced-balance6$25.0012/18/2011 8:38:26 AM
first-dinero-paladin$25.0012/18/2011 9:37:28 AM
Bcs-cnc$25.0012/18/2011 1:31:33 PM
ZOOOM$25.0012/18/2011 10:47:41 PM
the-hope-workhorse$75.0012/19/2011 3:53:33 PM
green-rate-futurist$25.0012/19/2011 5:15:27 PM
useful-cash043$500.0012/19/2011 7:27:25 PM
new-social-economist$60.0012/19/2011 11:06:38 PM
pioneer580$100.0012/19/2011 11:12:23 PM
VA-RedBeast$700.9912/20/2011 7:24:19 AM
eyesdesire$50.0012/20/2011 8:17:14 AM
pednatjr$25.0012/20/2011 8:35:02 AM
13nd3r$25.0012/20/2011 8:43:50 AM
DHolly$31.0012/20/2011 9:08:00 AM
affluence-generator2$100.0012/20/2011 9:08:30 AM
bsmtloan$116.4912/20/2011 9:31:22 AM
tender-ore$25.0012/20/2011 10:52:50 AM
bentonlending$50.0012/20/2011 11:35:14 AM
magnetic-vigilance3$100.0012/20/2011 12:14:46 PM
gadget7$25.0012/20/2011 10:24:10 AM
168RichCapital$25.1212/20/2011 12:41:26 PM
dollar-authority$100.0012/20/2011 11:59:36 AM
found$273.5912/20/2011 1:04:32 PM
money-booster2$35.0012/20/2011 1:41:12 PM
ethical-truth211$328.4612/20/2011 2:39:54 PM
alaskanbearcub$25.0012/20/2011 1:53:36 PM
SFBank$50.0012/17/2011 3:23:55 PM
Core-Marketing$25.0012/18/2011 4:14:34 AM
Bob450$25.0012/18/2011 4:42:48 PM
skillful-asset5$25.0012/18/2011 3:37:10 PM
hyrolln$25.0012/19/2011 5:45:38 PM
Cawse$25.0012/20/2011 6:00:02 AM
irishalaskan$25.0012/20/2011 4:29:18 AM
irrelevant$25.0012/20/2011 6:05:14 AM
discrete-asset$25.0012/20/2011 8:04:17 AM
heart514$25.0012/20/2011 9:20:10 AM
MBurns$25.0012/20/2011 9:33:46 AM
Rebelrick9$25.0112/20/2011 9:27:16 AM
first-class-yield9$50.0012/20/2011 9:39:41 AM
J1mS$147.8212/20/2011 11:24:05 AM
gtrplayer$25.0012/20/2011 11:24:52 AM
bspar$30.0012/20/2011 12:36:36 PM
loancrusader$122.5812/20/2011 10:45:23 AM
Silver-Penny001$25.0012/20/2011 11:02:35 AM
chaachie12$28.9412/20/2011 1:21:51 PM
52 Investments
 
Borrower Payment Dependent Notes Series 545224
This series of Notes was issued and sold upon the funding of the borrower loan #57974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1992 Debt/Income ratio: 34%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:14y 8m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,731Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: purposeful-commitment5 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit cards and other loans.
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/17/2011 12:42:36 PM
AFairDeal$25.0012/17/2011 12:13:04 PM
aabadabadoo$25.0012/17/2011 12:14:53 PM
bazaar-festivity$25.0012/17/2011 12:20:24 PM
Investor_DP$100.0012/17/2011 12:27:14 PM
lender2611$25.0012/17/2011 12:09:57 PM
AndChicksforFree$25.0012/17/2011 12:33:03 PM
wonder3$30.0012/17/2011 2:01:10 PM
worth-blanket2$14,700.0012/17/2011 2:16:16 PM
9 Investments
 
Borrower Payment Dependent Notes Series 545232
This series of Notes was issued and sold upon the funding of the borrower loan #57911, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $230.97
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1998 Debt/Income ratio: 8%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:13y 2m
Amount delinquent: $0 Total credit lines: 35 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,466Stated income:$75,000-$99,999
Delinquencies in last 7y: 5 Bankcard utilization: 15%  
   Homeownership: No  
Screen name: unbelievable-economy9 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/19/2011 9:36:56 AM
blue-lively-platinum$25.0012/19/2011 9:05:39 AM
BxRealtor$25.0012/19/2011 9:17:07 AM
EJPiper$50.0012/19/2011 11:22:18 AM
fantastic-investment9$30.0012/19/2011 11:45:23 AM
the-bright-velocity$25.0012/19/2011 9:09:58 AM
navy_cash$25.0012/19/2011 10:25:17 AM
Sneezie$100.0012/19/2011 9:36:21 AM
worth-blanket2$6,700.0012/19/2011 11:45:57 AM
9 Investments
 
Borrower Payment Dependent Notes Series 545262
This series of Notes was issued and sold upon the funding of the borrower loan #58035, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1988 Debt/Income ratio: 16%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: velocity-whistle1 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal/car repair
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
truth-companion$25.0012/19/2011 9:08:55 AM
miked8303$25.0012/19/2011 9:29:42 AM
skillful-asset5$25.0012/19/2011 9:53:51 AM
blue-radiant-economy$200.0012/19/2011 2:50:58 PM
penny-surgeon$25.0012/19/2011 5:13:08 PM
Mostlycoins$29.9612/19/2011 7:40:13 PM
irishalaskan$25.0012/20/2011 4:58:40 AM
well-rounded-payout0$50.0012/20/2011 9:35:28 AM
mrxtravis$25.0012/20/2011 9:46:24 AM
R3vXX$25.0012/20/2011 10:20:17 AM
ricklip$100.0012/20/2011 10:23:31 AM
green-rate-futurist$25.0012/20/2011 4:46:15 PM
whitegold24k$52.0012/21/2011 9:37:25 AM
papaloha$67.0012/21/2011 1:46:55 PM
riproaringrapids$25.0012/21/2011 5:35:31 PM
houli123$25.0012/21/2011 7:17:44 PM
scoobiedoo$50.0012/21/2011 7:55:24 PM
economy-shrubbery6$25.0012/21/2011 10:26:28 PM
payout-hammock1$50.0012/22/2011 4:23:36 AM
patriot0$28.7612/22/2011 4:27:20 AM
kinetic-social$25.0012/19/2011 9:18:02 AM
Investor_DP$100.0012/19/2011 9:36:18 AM
Danjack_Capital$25.0012/19/2011 11:05:58 AM
SolarMoonshine$25.0012/19/2011 9:54:01 AM
GS-ROCK$25.0012/19/2011 10:45:38 AM
fantastic-investment9$30.0012/19/2011 11:45:23 AM
sjc224$25.0012/19/2011 2:33:18 PM
hellasow$50.0012/19/2011 4:29:16 PM
worthy-bid8$50.0012/19/2011 5:38:26 PM
money-booster2$25.0012/19/2011 10:46:27 PM
nfx$40.0012/20/2011 8:00:30 AM
Scotcha$50.0012/20/2011 10:41:54 AM
wwwUniversal$25.0012/20/2011 5:06:34 PM
loss-of-control$100.0012/20/2011 5:26:30 PM
processor115$50.0012/21/2011 9:46:14 AM
compassion-expert$25.0012/21/2011 5:15:38 PM
thelovebug$100.0012/21/2011 5:23:02 PM
gallant-economy9$50.0012/21/2011 5:54:23 PM
high_flyer$50.0012/21/2011 7:33:33 PM
rupee-universe$25.0012/21/2011 11:10:18 PM
compassion-neutron$25.0012/22/2011 6:20:24 AM
leverage-monger$25.0012/22/2011 6:42:51 AM
Bob450$25.0012/22/2011 6:53:37 AM
Montiesholdings$25.0012/22/2011 7:28:30 AM
ethical-truth211$102.2812/22/2011 7:33:09 AM
45 Investments
 
Borrower Payment Dependent Notes Series 545276
This series of Notes was issued and sold upon the funding of the borrower loan #57775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $99.55
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1995 Debt/Income ratio: 13%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:10y 2m
Amount delinquent: $0 Total credit lines: 16 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,712Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: No  
Screen name: liberty-trail6 Borrower's state: Wyoming Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
to help keep building my credit
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2200
Monthly expenses:200.00
Housing: $500
Insurance: $every six months 134.00
Car expenses: $
Utilities: $40.00
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $25.00
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
currency-agave$60.0012/19/2011 9:22:00 AM
CA-Lender$25.0012/20/2011 8:40:54 AM
impeccable-ore3$25.0012/20/2011 8:14:34 AM
kinetic-social$25.0012/20/2011 9:32:52 AM
pine643$25.0012/20/2011 9:34:32 AM
wwwUniversal$25.0012/20/2011 9:39:01 AM
bnoble09$25.0012/20/2011 10:21:42 AM
handy-justice$50.0012/20/2011 10:43:01 AM
Money_Working$25.0012/20/2011 10:49:41 AM
finance-investor3$25.0012/20/2011 11:14:25 AM
mlj0671$25.0012/20/2011 11:39:16 AM
Scotcha$50.0012/20/2011 10:42:25 AM
Flreap$55.3012/20/2011 11:47:32 AM
CPAecs$25.0012/20/2011 11:43:28 AM
foothillender$25.0012/20/2011 8:50:06 AM
carrinel$50.0012/20/2011 7:05:05 AM
Bob450$25.0012/20/2011 6:58:20 AM
all_of_that_one$25.0012/20/2011 6:15:45 AM
GElender$25.0012/20/2011 6:11:07 AM
silver-fuse$25.0012/20/2011 5:57:47 AM
nimble-money086$25.0012/19/2011 8:57:30 PM
CommunityArts_Non-profit$30.0012/20/2011 12:49:53 AM
orange-impartial-asset$25.0012/19/2011 7:55:48 PM
BradP$25.0012/19/2011 6:21:27 PM
worthy-bid8$50.0012/19/2011 5:38:26 PM
terrific-dough6$50.0012/19/2011 5:24:22 PM
sjc224$25.0012/19/2011 2:33:18 PM
GS-ROCK$25.0012/19/2011 10:47:06 AM
Danjack_Capital$25.0012/19/2011 11:06:43 AM
SolarMoonshine$25.0012/19/2011 9:52:04 AM
superb-funds335$25.0012/19/2011 9:41:43 AM
alexander-hamilton$50.0012/19/2011 10:23:39 AM
Hedge-Fund$25.0012/19/2011 9:49:37 AM
truth-companion$25.0012/19/2011 9:08:55 AM
market-solstice2$25.0012/19/2011 9:32:40 AM
jjswanso$100.0012/19/2011 9:35:03 AM
skillful-asset5$30.0012/19/2011 9:51:55 AM
miked8303$25.0012/19/2011 9:29:42 AM
patriot897$25.0012/19/2011 10:24:12 AM
scoobiedoo$100.0012/19/2011 10:29:16 AM
Investor_DP$100.0012/19/2011 9:36:18 AM
penny-plato$25.0012/19/2011 10:34:34 AM
fantastic-investment9$30.0012/19/2011 11:45:24 AM
lowrater$50.7012/19/2011 3:00:34 PM
Rogelio48$25.0012/19/2011 1:29:52 PM
Foothill-Paradise$25.0012/19/2011 5:03:05 PM
blue-radiant-economy$200.0012/19/2011 2:51:36 PM
favorite-commerce$60.0012/19/2011 4:09:37 PM
penny-surgeon$25.0012/19/2011 5:13:28 PM
bankbuddy55$100.0012/19/2011 5:43:35 PM
Frover$25.0012/19/2011 9:18:03 PM
AndChicksforFree$25.0012/19/2011 7:44:29 PM
a-finance-nirvana$25.0012/20/2011 4:16:37 AM
Christophe$25.0012/20/2011 7:11:39 AM
SecondChanceLendingSERV$25.0012/20/2011 8:26:30 AM
makerain$25.0012/20/2011 9:09:39 AM
evergreen16$100.0012/20/2011 9:24:52 AM
thelovebug$100.0012/20/2011 9:29:58 AM
slwholesales$34.0012/20/2011 11:38:23 AM
ricklip$100.0012/20/2011 10:23:31 AM
60 Investments
 
Borrower Payment Dependent Notes Series 545290
This series of Notes was issued and sold upon the funding of the borrower loan #57870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-18-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $491.05
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1982 Debt/Income ratio: 35%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 18Length of status:31y 4m
Amount delinquent: $0 Total credit lines: 40 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,521Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: the-commitment-zenith Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal/Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate outstanding debt

My financial situation: Bank of America
I am a good candidate for this loan because...I have been employed at same facility for 31 yrs. & I am a homeowner. Additionally, I have have 2 income properties (both occupied with paying tenants)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.4612/18/2011 12:02:23 PM
camaraderi-aspen$100.0012/18/2011 12:16:45 PM
AFairDeal$25.0012/18/2011 12:29:26 PM
unassuming-generosity$25.0012/18/2011 12:50:22 PM
passivesf$25.0012/18/2011 2:54:19 PM
phenomenal-gain5$30.0012/18/2011 7:51:08 PM
riproaringrapids$35.0012/19/2011 9:18:47 AM
janeybooboo$100.0012/18/2011 12:05:06 PM
bb575$50.0012/18/2011 12:20:05 PM
BxRealtor$25.0012/18/2011 12:26:34 PM
Investor_DP$100.0012/18/2011 12:43:29 PM
DHolly$25.0012/18/2011 1:15:03 PM
hope-hickory8$25.0012/18/2011 5:35:35 PM
creditjunky$100.0012/18/2011 4:07:33 PM
worth-blanket2$19,300.0012/19/2011 9:13:00 AM
julijask$4.5412/19/2011 9:19:39 AM
16 Investments
 
Borrower Payment Dependent Notes Series 545306
This series of Notes was issued and sold upon the funding of the borrower loan #58197, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $243.90
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-2000 Debt/Income ratio: 23%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:6y 5m
Amount delinquent: $0 Total credit lines: 21 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,421Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 41%  
   Homeownership: Yes  
Screen name: bountiful-note2 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off bills credit cards etc.
Purpose of loan:
This loan will be used to...pay off credit cards and have no debt.

My financial situation:
I am a good candidate for this loan because...i have stay income and good job.


Monthly net income: $4500.00
Monthly expenses: $2000.00
Housing: $1500.00
Insurance: $250.00
Car expenses: $303.24
Utilities: $150.00
Phone, cable, internet: $60.00
Food, entertainment: $100.00
Clothing, household expenses: $1.00
Credit cards and other loans: $7400.00
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
heavenly-interest9$500.0012/19/2011 9:14:31 AM
worth-blanket2$6,800.0012/19/2011 11:45:41 AM
Investor_DP$100.0012/19/2011 9:36:19 AM
skillful-asset5$30.0012/19/2011 9:50:53 AM
alexander-hamilton$50.0012/19/2011 10:23:39 AM
worth-blanket2$6,800.0012/19/2011 11:45:50 AM
6 Investments
 
Borrower Payment Dependent Notes Series 545308
This series of Notes was issued and sold upon the funding of the borrower loan #58277, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-2003 Debt/Income ratio: 35%
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 20 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,783Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: No  
Screen name: useful-power5 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Sophia's project
Purpose of loan:
This loan will be used to...pay off a few credit cards and medical bills, i just had a little girl 5 months ago.

My financial situation: ok, make 500 weekly at the moment but starting the first of the year i get a raise to 750 weekly. I am just getting nickled and dimed paying intrest on a bunch of different cards and bills. Would rather just have one payment a month.
I am a good candidate for this loan because...I have a job that i can not lose, i have never not payed back a loan that i have taken out (10,000 loan for a car)


Monthly net income: $1500
Monthly expenses: $1050
Housing: $200
Insurance: $100
Car expenses: $200
Utilities: $100
Phone, cable, internet: $175
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/18/2011 12:12:17 PM
favorite-commerce$40.0012/18/2011 1:05:35 PM
Investor_DP$100.0012/18/2011 12:44:04 PM
skillful-asset5$25.0012/18/2011 3:25:34 PM
worth-blanket2$1,700.0012/19/2011 9:12:53 AM
thelovebug$10.0012/19/2011 9:13:31 AM
deal-searcher1$25.0012/18/2011 1:13:52 PM
golden-velocity9$25.0012/18/2011 12:49:15 PM
grotheik$25.0012/18/2011 7:25:21 PM
1point21gigawatts$25.0012/19/2011 9:12:31 AM
10 Investments
 
Borrower Payment Dependent Notes Series 545328
This series of Notes was issued and sold upon the funding of the borrower loan #57743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 24.89% Borrower rate/APR: 25.89% / 28.49% Monthly payment: $418.26
 
Lender servicing fee: 1.00% Effective Yield*: 24.30%  
Estimated return*: 15.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1998 Debt/Income ratio: 60%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 10Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 45 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,771Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: diversification-axis5 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 17 ( 100% ) 760-779 (Latest)
Principal borrowed: $26,500.00< 31 days late: 0 ( 0% )  
780-799 (Jun-2011)
780-799 (Nov-2010)
 
Principal balance: $10,663.16 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
Debt Payoff
Purpose of loan:
This loan will be used to payoff credit cards that I have only been able to pay minimum balance and not get ahead on.

My financial situation:
I am a good candidate for this loan because I have a great job that pays a salary. I have NEVER missed a payment on any loan.



Monthly net income: $5000
Monthly expenses: $3000

This loan will clear off my credit card debts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/19/2011 5:10:07 PM
Derel$50.0012/19/2011 5:14:11 PM
trumpeter5$25.0012/19/2011 5:02:14 PM
PatriotKnight$25.0012/19/2011 5:18:04 PM
truth-companion$25.0012/19/2011 5:08:00 PM
affluence-generator2$100.0012/19/2011 5:26:04 PM
orange-vigilance-shower$50.0012/19/2011 5:19:37 PM
graceful-IRAinvestment$120.0012/19/2011 5:27:23 PM
camaraderi-aspen$100.0012/19/2011 5:30:06 PM
auction-seeker$25.0012/19/2011 5:34:49 PM
hope-hickory8$25.0012/19/2011 5:46:49 PM
Moe87$25.9712/19/2011 6:15:10 PM
worth-blanket2$12,400.0012/19/2011 6:51:39 PM
contract-student2$19.0312/19/2011 7:15:29 PM
shawnw2$100.0012/19/2011 5:07:56 PM
MatthewDP$100.0012/19/2011 5:12:10 PM
Bob450$30.0012/19/2011 5:12:51 PM
Feyenoord$30.0012/19/2011 5:31:21 PM
zeeexsixare$400.0012/19/2011 5:47:25 PM
NekHoldings$25.0012/19/2011 6:49:11 PM
Gregger$25.0012/19/2011 5:47:00 PM
InChicago$100.0012/19/2011 5:49:31 PM
heatherwood$50.0012/19/2011 5:54:21 PM
heatherwood$25.0012/19/2011 5:56:59 PM
reflective-rupee$25.0012/19/2011 6:27:57 PM
25 Investments
 
Borrower Payment Dependent Notes Series 545356
This series of Notes was issued and sold upon the funding of the borrower loan #58424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-23-2011 
Term: 60 months Listing End date:  Dec-29-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1997 Debt/Income ratio: 30%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:12y 2m
Amount delinquent: $0 Total credit lines: 26 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,338Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: Yes  
Screen name: okiewelderboss Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement/consolidation Loan
Purpose of loan:
This loan will be used to...Update/replace windows/insulation for increased efficiency,update central heating/cooling system, pay off 3 or 4 accounts to free up money.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3000.00 +
Monthly expenses: $2500.00-$2800.00
Housing: $500.00
Insurance: $250.00
Car expenses: $$500.00
Utilities: $300.00
Phone, cable, internet: $112.00
Food, entertainment: $350.00
Clothing, household expenses: $100.00
Credit cards and other loans: $450.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lendstats_com$200.0012/23/2011 5:06:45 PM
LittleMingo$25.0012/23/2011 5:13:51 PM
selector568$300.0012/23/2011 5:22:54 PM
TrustPlus$50.0012/23/2011 5:25:29 PM
money-booster2$25.0012/23/2011 5:10:07 PM
DHolly$25.0012/23/2011 5:51:29 PM
income-banjo$50.0012/23/2011 5:35:05 PM
AFairDeal$25.0012/23/2011 5:18:54 PM
AndChicksforFree$25.0012/23/2011 5:28:08 PM
Bob450$27.0212/24/2011 8:51:05 AM
EJPiper$25.0012/24/2011 7:54:16 AM
cash-reaction2$50.0012/24/2011 12:33:17 PM
genuine-loan0$25.0012/24/2011 7:26:50 PM
CA-Lender$50.0012/25/2011 3:50:41 PM
PatriotKnight$25.0012/25/2011 5:06:29 PM
scarlet-velvet$25.0812/25/2011 2:03:32 PM
well-mannered-income3$80.0012/26/2011 5:29:20 PM
emphatic-responsibility$25.0012/26/2011 7:05:12 PM
Interloper$50.0012/26/2011 9:45:48 PM
sweetlan$25.0012/26/2011 11:51:46 PM
sdcc72$25.0012/27/2011 1:50:35 PM
generous-deal6$25.0012/28/2011 1:26:33 AM
yank918$25.0012/28/2011 10:01:40 AM
greenback-investor7$100.0012/28/2011 2:18:55 PM
bubb_hans$25.0012/28/2011 3:04:11 PM
lucrative-transparency0$100.0012/28/2011 5:27:13 PM
js60l$25.0012/29/2011 8:19:17 AM
BxRealtor$25.0012/29/2011 9:07:08 AM
Munnie$25.0012/29/2011 9:18:31 AM
bountiful-durability$50.0012/29/2011 9:21:23 AM
rcm87$50.0012/29/2011 9:25:06 AM
leeball$47.0012/29/2011 9:29:44 AM
return-enthusiast1$25.0012/29/2011 9:30:47 AM
SFteacher$25.0012/29/2011 9:32:54 AM
LuckyDuck49$25.0012/29/2011 9:38:28 AM
fairness-kayak$25.0012/29/2011 9:38:36 AM
asmithj$25.0012/29/2011 9:39:40 AM
lotus-carrion6$37.4112/29/2011 9:38:19 AM
bold-durability-drum$51.0012/29/2011 9:41:40 AM
progressive-economy261$273.0012/29/2011 9:46:00 AM
Brainworm$25.0012/29/2011 9:43:39 AM
dlg$33.0012/29/2011 9:52:21 AM
edaguy$75.0012/29/2011 9:53:18 AM
Kaj$25.0012/29/2011 9:49:46 AM
wbahl$25.0012/29/2011 9:49:54 AM
PhalanxBulldog$50.0012/29/2011 9:51:50 AM
jazzlender$50.0012/29/2011 9:57:06 AM
luminous-marketplace5$25.0012/29/2011 9:50:03 AM
nethawk00$25.0012/29/2011 9:53:39 AM
the-silver-blaster$100.0012/29/2011 9:59:18 AM
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riproaringrapids$25.0012/29/2011 9:58:46 AM
investment-visionary$25.0012/29/2011 10:29:22 AM
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Ocean713$75.0012/29/2011 10:39:36 AM
factcheck$65.0012/29/2011 10:43:10 AM
burgeoning-marketplace4$25.0012/29/2011 10:06:27 AM
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glimmering-generosity0$75.0012/29/2011 10:07:43 AM
SomebodysMom$25.0012/29/2011 11:19:04 AM
duty-explosion9$50.0012/29/2011 10:39:02 AM
ccclaireee333$100.0012/29/2011 10:18:52 AM
dedicated-diversification5$50.7412/29/2011 10:43:31 AM
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benefit-position$32.7612/29/2011 11:52:01 AM
rocket361$100.0012/29/2011 11:02:08 AM
novice-speculator$25.0012/29/2011 10:53:18 AM
adir1$50.0012/29/2011 10:58:22 AM
power-defender7$75.0012/29/2011 12:17:45 PM
intelligent-repayment8$2,000.0012/29/2011 11:12:33 AM
R3vXX$25.0012/29/2011 11:00:52 AM
top-visionary-truth$25.0012/29/2011 12:20:45 PM
generous-credit$29.2512/29/2011 11:36:09 AM
moola-monger9$50.0012/29/2011 11:30:33 AM
dc4vlad$100.0012/29/2011 1:12:33 PM
Zuzu$35.1612/29/2011 1:15:44 PM
astute-moola$25.8312/29/2011 12:12:04 PM
the-silver-blaster$200.0012/29/2011 1:29:15 PM
income-buffalo1$100.0012/29/2011 1:34:57 PM
investment-comet$25.0012/29/2011 12:45:51 PM
moola-gondola1$100.0012/29/2011 1:06:06 PM
first-dinero-igloo$25.0012/29/2011 1:15:17 PM
finance-mushroom$400.0012/29/2011 1:21:39 PM
Roundhouse$200.0012/29/2011 1:25:28 PM
courteous-platinum7$40.0012/29/2011 1:43:12 PM
bb575$50.0012/23/2011 5:12:10 PM
Investor_DP$100.0012/23/2011 5:14:58 PM
camaraderi-aspen$100.0012/23/2011 5:21:00 PM
affluence-generator2$125.0012/23/2011 5:14:50 PM
zeeexsixare$50.0012/23/2011 8:44:41 PM
ricklip$100.0012/23/2011 5:32:54 PM
InChicago$100.0012/23/2011 5:37:07 PM
factcheck$35.0012/24/2011 1:20:52 AM
1willray$25.0012/24/2011 8:38:43 AM
bazaar-festivity$25.0012/24/2011 1:04:25 PM
loanman2007$150.0012/24/2011 1:27:37 PM
graceful-IRAinvestment$85.0012/24/2011 7:49:02 PM
graceful-investment$85.0012/24/2011 7:51:13 PM
intuitive-integrity9$50.0012/25/2011 12:19:31 PM
elegant-income3$50.0012/25/2011 3:48:02 PM
silvercertificate$25.0012/25/2011 8:05:09 PM
InChicago$200.0012/25/2011 3:15:11 PM
economy-popcorn$25.0012/25/2011 3:21:04 PM
Pizza-man$50.0012/26/2011 7:22:57 AM
Bank_Of_XL$25.0012/26/2011 1:03:49 PM
rebeldog67$40.0012/26/2011 10:21:07 AM
successful-agreement7$100.0012/26/2011 5:22:41 PM
worth-dandelion$200.0012/26/2011 6:30:12 PM
papaloha$50.0012/26/2011 7:49:24 PM
skillful-asset5$25.0012/27/2011 4:53:28 AM
kenji4861$25.0012/27/2011 9:35:20 AM
theaterguy$25.0012/28/2011 11:41:28 AM
kindness-jedi$25.0012/29/2011 9:17:23 AM
gallant-economy9$50.0012/29/2011 9:17:45 AM
Logan7$25.0012/29/2011 9:15:59 AM
financial-frenzy$25.0012/29/2011 9:24:29 AM
new-ore-venture$100.0012/29/2011 9:27:38 AM
williemc44$25.0012/29/2011 9:23:27 AM
inventive-wealth2$25.0012/29/2011 9:25:44 AM
the-profit-oracle$25.0012/29/2011 9:29:11 AM
jebber007$35.0012/29/2011 9:27:22 AM
money-bauble$100.0012/29/2011 9:35:16 AM
smart-kindness8$50.0012/29/2011 9:29:54 AM
jybank$50.0012/29/2011 9:39:23 AM
SolarMoonshine$25.0012/29/2011 9:45:07 AM
principal-laser$250.0012/29/2011 9:46:03 AM
gold-plane1$50.0012/29/2011 9:42:22 AM
spursdog$50.0012/29/2011 9:50:29 AM
pound-mushroom3$25.0012/29/2011 9:46:02 AM
credit-elation1$25.0012/29/2011 9:56:05 AM
credit-maple5$25.0012/29/2011 9:56:33 AM
secobarbital$74.0012/29/2011 9:56:43 AM
exuberant-funds1$100.0012/29/2011 9:58:58 AM
EngineersAlliance$125.0012/29/2011 10:00:25 AM
credit-bank-usa611$25.0012/29/2011 10:35:06 AM
mainsail35$50.0012/29/2011 10:37:25 AM
irrelevant$35.0012/29/2011 10:05:09 AM
SummitAdvisors$25.0012/29/2011 10:16:46 AM
LVLends$75.0012/29/2011 11:00:35 AM
orbital-dollar2$25.0012/29/2011 11:01:46 AM
BankOfBjoltus$25.0012/29/2011 10:30:26 AM
viennese$25.0012/29/2011 10:08:23 AM
best-elevated-social$50.0012/29/2011 10:23:23 AM
maximizer$35.0012/29/2011 10:53:23 AM
bewitching-asset3$25.0012/29/2011 10:32:06 AM
dukeiyer$25.0012/29/2011 10:36:07 AM
epall$25.0012/29/2011 11:43:04 AM
benefit-catalyst$141.9312/29/2011 10:43:59 AM
fair-gain8$38.2012/29/2011 10:49:21 AM
skaught$30.0012/29/2011 11:55:42 AM
julijask$64.0112/29/2011 12:15:52 PM
note-mad-scientist$58.0012/29/2011 11:31:33 AM
designer_10$25.0012/29/2011 12:41:34 PM
bowler252$25.0012/29/2011 11:41:19 AM
balance-force$25.0012/29/2011 1:14:24 PM
artisan369$300.0012/29/2011 11:57:58 AM
income-vault6$25.0012/29/2011 11:44:11 AM
moola-accelerator6$32.1212/29/2011 1:24:48 PM
best-asset-jedi$50.0012/29/2011 12:25:03 PM
crippledcircus$25.0012/29/2011 1:35:25 PM
money-bauble$200.0012/29/2011 1:40:00 PM
P2P_Investor$1,603.1212/29/2011 1:47:43 PM
bitterroot_mt$50.8112/29/2011 1:03:48 PM
Engineer44$30.0012/29/2011 1:08:44 PM
csandb$25.0012/29/2011 1:01:16 PM
dc4vlad$50.5612/29/2011 1:02:38 PM
ethical-truth211$300.0012/29/2011 1:03:34 PM
JDWCARD$50.0012/29/2011 1:18:54 PM
bubb_hans$200.0012/29/2011 1:13:07 PM
CreditBuilder2$50.0012/29/2011 1:13:51 PM
The-CAPS-fan$25.0012/29/2011 1:14:13 PM
doughelstiltskin$500.0012/29/2011 1:17:20 PM
fragonardlives$25.0012/29/2011 1:29:45 PM
174 Investments
 
Borrower Payment Dependent Notes Series 545358
This series of Notes was issued and sold upon the funding of the borrower loan #57682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $235.69
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Sep-1991 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 3Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 23 / 22Length of status:9y 11m
Amount delinquent: $0 Total credit lines: 51 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,077Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: Yes  
Screen name: blue-reverent-funds Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 88% ) 660-679 (Latest)
Principal borrowed: $4,800.00< 31 days late: 2 ( 13% )  
660-679 (Jul-2010)
640-659 (Aug-2009)
660-679 (Jul-2009)
 
Principal balance: $3,142.89 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Debt Consolidation
Purpose of loan: To combine several of my high-interest debts into one loan to expedite and simplify repayment.
My financial situation: I am a self-employed personal trainer, and teach full-time in my own studio.
I am a good candidate for this loan because I manage my payments well, despite my high level of debt to income. My personal debt is high at the moment due to expenses which arose in the business, which were easier to finance personally than throught business financing, which is very hard to obtain in my field.

Monthly net income: $3500
Monthly expenses: $3100
Housing: $850
Insurance: $250
Car expenses: $240
Utilities: $150
Phone, cable, internet: $110
Food, entertainment: $600
Clothing, household expenses: $150
Credit cards and other loans: $750
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Gregger$25.0012/19/2011 5:47:36 PM
capital-halo1$1,000.0012/19/2011 5:39:42 PM
american-investor$50.0012/19/2011 6:08:58 PM
wampum-chorus3$25.0012/19/2011 5:26:33 PM
money-baron-Roth401k$25.0012/19/2011 5:26:09 PM
worth-viking$55.0012/19/2011 5:19:00 PM
blue-lively-platinum$25.0012/19/2011 5:18:03 PM
truth-companion$25.0012/19/2011 5:08:00 PM
312-Lender$25.0012/19/2011 5:13:35 PM
Investor_DP$100.0012/19/2011 5:10:36 PM
LittleMingo$25.0012/19/2011 5:06:28 PM
DHolly$31.0012/19/2011 5:06:03 PM
nimble-revenue5$50.0012/19/2011 5:08:18 PM
green-trade-dolphin$32.4312/19/2011 5:02:27 PM
trumpeter5$25.0012/19/2011 5:03:57 PM
GElender$40.0012/19/2011 5:18:11 PM
orange-vigilance-shower$50.0012/19/2011 5:19:37 PM
heart514$25.0012/19/2011 5:25:46 PM
jkeller4000$25.0012/19/2011 5:28:45 PM
affluence-generator2$100.0012/19/2011 5:26:04 PM
Jack55304$200.0012/19/2011 5:28:32 PM
Feyenoord$30.0012/19/2011 5:32:35 PM
worthy-bid8$50.0012/19/2011 5:38:33 PM
shrewd-income$100.0012/19/2011 6:09:30 PM
zeeexsixare$200.0012/19/2011 6:03:37 PM
queentut$50.0012/19/2011 6:48:42 PM
papaloha$25.0012/19/2011 6:52:38 PM
worth-blanket2$3,200.0012/19/2011 6:54:20 PM
28 Investments
 
Borrower Payment Dependent Notes Series 545370
This series of Notes was issued and sold upon the funding of the borrower loan #57810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $314.42
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1975 Debt/Income ratio: 7%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:15y 4m
Amount delinquent: $0 Total credit lines: 12 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,752Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: No  
Screen name: skillful-note222 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Emergency Person Loan
Purpose of loan:
This loan will be used to...help my family members that are in need of my financial help

My financial situation:
I am a good candidate for this loan because...I make $83,000 a year and my expenses are very minimal


Monthly net income: $6,000
Monthly expenses: $2,000
Housing: $925
Insurance: $ 260
Car expenses: $50
Utilities: $260
Phone, cable, internet: $40
Food, entertainment: $125
Clothing, household expenses: $60
Credit cards and other loans: $60
Other expenses: $60
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/19/2011 5:14:23 PM
enchanted-note$25.0012/19/2011 5:05:37 PM
Investor_DP$100.0012/19/2011 5:09:57 PM
AndChicksforFree$25.0012/19/2011 7:35:53 PM
studious-listing8$25.0012/19/2011 5:14:37 PM
camaraderi-aspen$100.0012/19/2011 5:29:19 PM
worth-blanket2$11,200.0012/19/2011 6:50:50 PM
7 Investments
 
Borrower Payment Dependent Notes Series 545372
This series of Notes was issued and sold upon the funding of the borrower loan #57934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jun-1987 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 2 Current / open credit lines: 8 / 7Length of status:1y 4m
Amount delinquent: $33 Total credit lines: 17 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,807Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: No  
Screen name: sensational-worth3 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...pay off debts

My financial situation: good
I am a good candidate for this loan because...I am getting my life straight


Monthly net income: $4150
Monthly expenses: $600
Housing: $0
Insurance: $65
Car expenses: $0
Utilities: $85
Phone, cable, internet: $150
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.0012/19/2011 5:06:56 PM
Danjack_Capital$25.0012/19/2011 5:02:44 PM
ultimate-peace$250.0012/19/2011 5:03:44 PM
SFBank$50.0012/19/2011 5:09:38 PM
SecondChanceLendingSERV$25.0012/19/2011 5:25:05 PM
worth-blanket2$1,600.0012/19/2011 6:50:35 PM
AndChicksforFree$25.0012/19/2011 7:41:07 PM
7 Investments
 
Borrower Payment Dependent Notes Series 545406
This series of Notes was issued and sold upon the funding of the borrower loan #57781, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,900.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $102.26
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-2004 Debt/Income ratio: 10%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 7Length of status:6y 9m
Amount delinquent: $0 Total credit lines: 14 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,984Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: No  
Screen name: peace-rocker6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
auto and home repair
Purpose of loan:
This loan will be used to...repair vehicle and garage

My financial situation:
I am a good candidate for this loan because...i have held the same position for the same company through 3 different owners for a total of 18 years


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/19/2011 5:33:45 PM
Investor_DP$100.0012/19/2011 5:09:57 PM
SolarMoonshine$25.0012/19/2011 5:06:23 PM
studious-listing8$25.0012/19/2011 5:14:38 PM
gravbox$25.0012/19/2011 5:43:37 PM
vutah$25.0012/19/2011 6:08:55 PM
worth-blanket2$2,400.0012/19/2011 6:54:39 PM
superb-funds335$25.0012/19/2011 5:08:46 PM
AFairDeal$25.0012/19/2011 5:14:24 PM
EngineersAlliance$125.0012/19/2011 5:37:02 PM
BxRealtor$25.0012/19/2011 5:39:57 PM
worthy-bid8$50.0012/19/2011 5:38:35 PM
ethical-income2$25.0012/19/2011 5:46:45 PM
13 Investments
 
Borrower Payment Dependent Notes Series 545416
This series of Notes was issued and sold upon the funding of the borrower loan #58305, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jun-1998 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 1 Current / open credit lines: 10 / 10Length of status:1y 6m
Amount delinquent: $1,008 Total credit lines: 18 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,820Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: Yes  
Screen name: mindful-loyalty8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/26/2011 9:08:28 AM
worth-blanket2$4,000.0012/26/2011 9:10:27 AM
2 Investments
 
Borrower Payment Dependent Notes Series 545434
This series of Notes was issued and sold upon the funding of the borrower loan #58269, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1986 Debt/Income ratio: 29%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:18y 3m
Amount delinquent: $0 Total credit lines: 12 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $920Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: best-justice-broker Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/19/2011 5:07:55 PM
SFBank$50.0012/19/2011 5:14:24 PM
SolarMoonshine$25.0012/19/2011 5:20:11 PM
loanman2007$25.0012/20/2011 4:45:23 AM
let_me_retire$100.0012/20/2011 4:58:19 AM
lowrater$150.7012/20/2011 7:52:09 AM
skillful-asset5$30.0012/20/2011 2:04:36 PM
ethical-truth211$200.0012/21/2011 7:00:16 AM
papaloha$25.0012/21/2011 1:48:29 PM
houli123$25.0012/21/2011 7:21:49 PM
economy-shrubbery6$25.0012/21/2011 10:26:29 PM
thankful-nickel2$25.0012/21/2011 11:10:24 PM
the-hope-workhorse$100.0012/22/2011 9:35:31 AM
transformer855$25.0012/23/2011 2:12:08 PM
DiligentiaLLC$25.0012/24/2011 8:34:02 PM
allbalooboy2$25.0012/25/2011 3:33:09 PM
dws2380$25.0012/25/2011 6:41:09 PM
itsmaj$25.0012/25/2011 8:51:01 PM
insrq$25.0012/26/2011 7:05:26 AM
benefit-flow$25.0012/26/2011 9:37:05 AM
droopie1$25.0012/26/2011 10:27:05 AM
calimanusa$50.0012/26/2011 12:49:51 PM
best-generosity-financier$25.0012/26/2011 7:32:40 PM
Trespass4$60.0012/27/2011 5:09:29 AM
3cinvesting$25.0012/26/2011 11:55:01 PM
DG2007$25.8812/27/2011 6:18:20 AM
buffalobills$25.0012/27/2011 9:04:01 AM
dough-souffle$25.0012/27/2011 9:39:48 AM
drmoney11$30.0012/27/2011 11:16:01 AM
sweetlan$25.0012/27/2011 10:35:04 AM
ethical-truth211$50.0012/27/2011 1:54:52 PM
green-robust-currency$50.0012/27/2011 5:36:41 PM
heavenly-interest9$500.0012/19/2011 5:13:42 PM
jkeller4000$25.0012/19/2011 5:28:45 PM
affluence-generator2$100.0012/19/2011 5:25:51 PM
Something-Corporate$25.0012/19/2011 5:45:39 PM
useful-cash043$500.0012/19/2011 6:53:04 PM
Rogelio48$30.0012/19/2011 7:08:59 PM
money-booster2$25.0012/19/2011 10:47:01 PM
periko$36.3112/19/2011 9:51:32 PM
nfx$30.0012/20/2011 8:02:27 AM
R3vXX$25.0012/20/2011 10:20:19 AM
blue-radiant-economy$100.0012/20/2011 3:32:01 PM
loss-of-control$100.0012/20/2011 5:28:47 PM
1point21gigawatts$25.0012/21/2011 10:27:56 AM
penny-plato$25.0012/21/2011 5:12:41 PM
social-heart$25.0012/21/2011 5:37:00 PM
golden-velocity9$25.0012/21/2011 6:49:35 PM
radforj22$25.0012/21/2011 7:47:00 PM
restless-dime$50.0012/22/2011 7:27:07 AM
nethawk00$25.0012/22/2011 9:19:41 AM
melodious-openness$100.0012/22/2011 2:36:10 PM
kindness-ace1$25.0012/22/2011 10:30:10 PM
ZOOOM$25.0012/23/2011 7:20:55 AM
greencat$50.0012/23/2011 7:20:25 AM
impala6464$50.0012/25/2011 11:15:31 PM
the-discrete-income$25.0012/26/2011 6:38:27 AM
five-star-note$75.0012/26/2011 12:20:37 PM
Ronnieboy888$25.0012/26/2011 9:55:34 AM
enriching-listing$25.0012/26/2011 12:02:30 PM
kendigme$27.0012/27/2011 5:19:50 AM
worldpower2$25.0012/27/2011 1:33:12 AM
justsk8tingby$37.2712/27/2011 7:55:52 AM
atcrain07$25.0012/27/2011 7:58:21 AM
CA-Lender$25.0012/27/2011 8:38:33 AM
168RichCapital$25.1212/27/2011 12:16:33 PM
capital-heaven5$300.0012/27/2011 5:46:55 PM
natural-trade7$32.7212/27/2011 6:05:29 PM
MusicandMedicine$10.0012/27/2011 6:46:25 PM
69 Investments
 
Borrower Payment Dependent Notes Series 545438
This series of Notes was issued and sold upon the funding of the borrower loan #58246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Apr-1991 Debt/Income ratio: 25%
Credit score: 720-739 (Nov-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 7Length of status:12y 11m
Amount delinquent: $0 Total credit lines: 37 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,872Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: velocity-broadcaster352 Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Required repairs for home
Purpose of loan:
This loan will be used to repair a roof, plumbing, and kitchen work.

My financial situation:
I am a good candidate for this loan because I have a consistent job, I am reliable, and I have low debt.


Monthly net income: $5000
Monthly expenses: $200
Housing: $2075
Insurance: $250
Car expenses: $150
Utilities: $125
Phone, cable, internet: $35
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $280
Other expenses: $500 (Medical)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.0012/19/2011 5:05:10 PM
Danjack_Capital$25.0012/19/2011 5:08:20 PM
SFBank$50.0012/19/2011 5:08:41 PM
worth-blanket2$3,800.0012/19/2011 6:53:41 PM
Rogelio48$30.0012/19/2011 7:08:10 PM
vutah$25.0012/19/2011 6:12:16 PM
autonomous-truth$45.0012/19/2011 7:59:07 PM
7 Investments
 
Borrower Payment Dependent Notes Series 545440
This series of Notes was issued and sold upon the funding of the borrower loan #58232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $658.98
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1995 Debt/Income ratio: 26%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,501Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: awe-inspiring-marketplace0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 55% ) 680-699 (Latest)
Principal borrowed: $7,000.00< 31 days late: 5 ( 45% )  
660-679 (Jan-2011)
 
Principal balance: $4,094.30 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Refinance
Purpose of loan:
This loan will be used to refinance a Prosper loan that is currently at a higher intertest rate, as well as to refinance some revolving debt. In total I will be refinancing around $13,000-$15,000 in aggregate debt, maintaing around $5,000-$7,000 or so of liquidity afterwards. My original loan from Prosper (the one I will be refinancing) was $7,000 which I have paid down in an advanced manner ahead of schedule. Now only owing approximately $4,000 on that loan.

My financial situation:
I am a good candidate for this loan because I always repay my debts. My current Prosper loan is a great example of this. Additionally, I will be receiveing six figure incentive compensation from my employer in the spring, whcih will allow me to repay all of this loan should I choose to. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/19/2011 9:36:56 AM
trade-burrito4$35.0012/19/2011 9:23:15 AM
GElender$40.0012/19/2011 9:12:49 AM
BxRealtor$25.0012/19/2011 9:17:07 AM
alexander-hamilton$50.0012/19/2011 10:23:41 AM
EJPiper$50.0012/19/2011 11:21:08 AM
intelligent-dedication9$100.0012/19/2011 4:34:55 PM
heatherwood$49.0012/19/2011 5:54:20 PM
money-booster2$25.0012/19/2011 10:30:53 PM
helpishere777$25.0012/19/2011 8:13:43 PM
john0720$25.0012/20/2011 7:52:25 AM
kenji4861$25.0012/20/2011 9:17:55 AM
DreDub$50.0012/20/2011 12:46:10 PM
independent-revenue4$100.0012/20/2011 1:46:03 PM
majestic-repayment3$25.0012/20/2011 3:15:10 PM
unforgettable-wealth4$50.0012/20/2011 5:06:03 PM
unbelievable-exchange$100.0012/20/2011 5:27:10 PM
income-banjo$50.0012/20/2011 5:33:36 PM
giftgold$25.0012/21/2011 6:11:48 AM
greenback-seagull2$50.0012/21/2011 9:23:35 AM
Zeenos$25.1112/21/2011 9:54:43 AM
jdwillcox$100.0012/21/2011 2:52:15 PM
RockCrown$25.0012/21/2011 3:04:10 PM
jkeller4000$100.0012/21/2011 3:32:38 PM
life-is-great$25.0012/21/2011 5:28:58 PM
fcrick$25.0012/21/2011 5:54:31 PM
abfs$25.0012/21/2011 6:00:01 PM
leverage-grove6$25.0012/21/2011 6:24:09 PM
TrustPlus$50.0012/21/2011 8:48:26 PM
antlr$50.0012/21/2011 9:21:12 PM
tranquil-diversification8$50.0012/22/2011 6:32:40 AM
money-socrates3$25.0012/22/2011 7:30:11 AM
enthusiastic-treasure$25.0012/22/2011 7:43:51 AM
Yaout$50.1112/22/2011 9:16:27 AM
nethawk00$25.0012/22/2011 9:31:41 AM
JLMGroupFunds$25.0012/22/2011 9:45:34 AM
determined-revenue1$35.0012/22/2011 9:47:04 AM
britgsb$30.0012/22/2011 9:56:39 AM
babokd$50.0012/22/2011 10:01:58 AM
focused-bill3$75.0012/22/2011 10:40:35 AM
rate-sherpa$60.0012/22/2011 1:46:17 PM
first-friendly-listing$50.0012/22/2011 3:35:19 PM
loan-rider7$25.0012/22/2011 3:12:54 PM
cash-popcorn7$25.0012/22/2011 3:55:03 PM
danf2201$25.0012/22/2011 4:40:36 PM
the_winning_ticket$250.0012/22/2011 5:12:04 PM
elephantparty$35.0012/22/2011 5:14:23 PM
SolarMoonshine$25.0012/22/2011 6:23:05 PM
golden-responsibility189$100.0012/22/2011 6:10:54 PM
Gibbyland$250.0012/22/2011 7:30:42 PM
greenback-investor7$200.0012/22/2011 6:19:02 PM
dapablotv$100.0012/22/2011 9:36:28 PM
kindness-ace1$100.0012/22/2011 10:16:34 PM
deal-thinker7$25.0012/23/2011 4:37:26 AM
degster$25.0012/23/2011 6:29:26 AM
HeavyDriver03$25.0012/23/2011 7:46:58 AM
FoosMaster$25.0012/23/2011 8:58:55 AM
genius520$50.0012/23/2011 9:08:47 AM
compoundinterest$50.0012/23/2011 9:12:56 AM
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minista$25.0012/23/2011 9:35:48 AM
ccclaireee333$25.0012/23/2011 9:36:18 AM
chestnut4$25.0012/23/2011 9:28:35 AM
gold-sushi$25.0012/23/2011 9:50:28 AM
jazzlender$50.0012/23/2011 9:34:47 AM
rolltide09$25.0012/23/2011 9:34:58 AM
SailAwayMoon$25.0012/23/2011 9:52:15 AM
Cheburashka$25.0012/23/2011 9:44:18 AM
ideal-platinum1$25.0012/23/2011 9:50:46 AM
moola-gondola1$100.0012/23/2011 10:40:12 AM
psbruce$25.0012/23/2011 10:12:13 AM
silver-dogwood4$25.0012/23/2011 2:01:08 PM
StPong$25.0012/23/2011 2:20:44 PM
tenacious-capital3$35.0112/23/2011 12:25:20 PM
kapilville$25.0012/23/2011 8:45:13 PM
x32248$25.0012/23/2011 9:02:44 PM
vtr1000$25.2512/24/2011 12:02:53 AM
factcheck$100.0012/24/2011 1:26:40 AM
thegreatstrafe$25.0012/24/2011 1:28:38 AM
CreditBuilder2$250.0012/24/2011 2:13:21 AM
figs4u2$35.0012/24/2011 12:41:59 PM
skuba$75.0012/24/2011 12:38:12 PM
Millmanator$25.0012/24/2011 12:37:19 PM
zbfamwl$25.0012/24/2011 12:32:40 PM
investment-tempo$25.0012/24/2011 12:29:51 PM
icchok$50.0012/24/2011 12:08:12 PM
Supp0rter$50.0012/24/2011 9:17:01 AM
i3urtonair$25.0012/24/2011 12:00:57 PM
BayShell$25.0012/24/2011 8:46:00 AM
houli123$25.0012/24/2011 7:46:11 AM
silver-breeze3$39.7512/24/2011 9:05:17 AM
MyPFBlog$25.0012/24/2011 8:46:33 AM
green28$137.0412/24/2011 8:22:27 AM
baker39$25.0012/24/2011 6:40:28 AM
jdrez$25.0012/24/2011 7:44:03 AM
fervent-currency5$25.0012/24/2011 6:21:03 AM
jga516$25.0012/24/2011 7:27:37 AM
PhalanxBulldog$50.0012/24/2011 6:37:15 AM
camaraderi-entrepreneur$25.0012/24/2011 6:01:33 AM
crw1950$45.9012/24/2011 5:54:32 AM
ultimatepaintball$25.0012/23/2011 11:49:43 PM
nickel-ferret$50.0012/24/2011 12:42:02 PM
no_agenda_lender$25.0012/24/2011 12:43:31 PM
theboat$25.0012/24/2011 12:34:06 PM
dpries123$25.0012/24/2011 12:39:05 PM
damage$25.0012/24/2011 12:49:03 PM
Banker7371$25.0012/24/2011 12:49:43 PM
Clambake$25.0012/24/2011 12:43:40 PM
the-dollar-topper$127.0012/24/2011 12:53:31 PM
valiant-liberty4$25.0012/24/2011 12:55:23 PM
WalnutCreekguy$100.0012/24/2011 12:58:08 PM
studious-bonus7$100.0012/24/2011 12:51:58 PM
treasure-pipeline$25.0012/24/2011 12:54:31 PM
loyalty-sherpa$25.0012/24/2011 1:02:46 PM
enthralling-investment$25.0012/24/2011 1:03:46 PM
mtquan$25.0012/24/2011 1:04:04 PM
yield-seeker$25.0012/24/2011 4:17:41 PM
TheKid$25.0012/24/2011 2:30:36 PM
supersarah61$50.0012/24/2011 4:15:58 PM
a-unflappable-finance$100.0012/24/2011 10:40:24 PM
broomfieldbucks$25.0012/24/2011 11:39:17 PM
owhite2000$50.0012/24/2011 7:44:16 PM
Pizza-man$50.0012/25/2011 8:00:06 AM
astute-benjamins$50.0012/25/2011 7:59:43 AM
p40thawk$25.0012/25/2011 10:23:56 AM
drkosh$25.0012/25/2011 8:49:22 AM
num1irish$50.0012/25/2011 7:59:20 AM
intuitive-integrity9$50.0012/25/2011 12:19:23 PM
KDW08$25.0012/25/2011 10:57:24 AM
Soothsayer$75.0012/25/2011 2:30:39 PM
allbalooboy2$25.0012/25/2011 3:34:51 PM
dcfinancial$25.0012/25/2011 8:47:27 PM
gulfstream1$25.0012/25/2011 9:35:26 PM
Veggie_Monkey$25.0012/25/2011 4:25:31 PM
nav1elt$25.0012/25/2011 10:43:46 PM
finance-symphony7$118.5812/26/2011 7:24:44 AM
investorrr$79.1612/25/2011 11:45:36 PM
bchbum$25.0012/26/2011 8:02:27 AM
626457$25.0012/26/2011 3:37:03 AM
Ilyav$66.6012/26/2011 7:48:47 AM
alpinaut$30.0012/26/2011 6:50:10 AM
rogue_monster$50.0012/26/2011 9:25:09 AM
cookie1208$150.0012/26/2011 9:23:44 AM
sophisticated-return496$25.0012/26/2011 12:07:59 PM
workaholic68$40.0012/26/2011 12:22:44 PM
LimaGuy$25.0012/26/2011 12:42:16 PM
unrivaled-capital322$100.0012/26/2011 2:09:31 PM
officer8$25.0012/26/2011 10:08:35 AM
inhumandecency$25.0012/26/2011 3:07:51 PM
Ocean713$75.0012/26/2011 11:07:06 AM
fmvaulter$25.0012/26/2011 11:46:04 AM
mlpinz$122.0612/26/2011 3:25:00 PM
Soothsayer$25.0012/26/2011 3:45:50 PM
Weaverville$25.0012/26/2011 4:18:47 PM
treasure-hunter270$25.0012/26/2011 4:37:54 PM
Eastern$50.0012/26/2011 4:10:37 PM
gsd$25.0012/26/2011 5:12:32 PM
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squadron781$25.0012/26/2011 9:27:21 PM
azali$25.0012/26/2011 10:36:08 PM
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transparency-giant$50.0012/24/2011 12:59:38 PM
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brightest-friendly-interest$50.0012/25/2011 7:57:46 AM
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Aimvest$25.0012/25/2011 12:21:28 PM
grlscz$25.0012/25/2011 12:28:32 PM
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bonus-apple$200.0012/26/2011 8:17:58 PM
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SV-AZ$25.5312/27/2011 9:42:37 AM
wtrboy$25.0012/27/2011 9:55:21 AM
sdr984$45.0012/27/2011 10:18:42 AM
peso-fortress$25.0012/27/2011 11:19:52 AM
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Steveoo1$100.0012/27/2011 11:19:58 AM
345 Investments
 
Borrower Payment Dependent Notes Series 545448
This series of Notes was issued and sold upon the funding of the borrower loan #57876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $129.45
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Dec-2000 Debt/Income ratio: 19%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:14y 5m
Amount delinquent: $0 Total credit lines: 36 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $456Stated income:$50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: generosity-sensation1 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: to pay fro some bills
This loan will be used to... I would like to pay off some small credit card bills and .medical bills and replace these bills with one payment. Therefore making it easier to budget every month.

My financial situation:
I am a good candidate because I understand the importance of a good credit score, and I also have been employed at the job for over 14 years.


Monthly net income: $5800
Monthly expenses: $3500
Housing: $900
Insurance: $250
Car expenses: $900
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$25.0012/20/2011 9:10:41 AM
green-rate-futurist$25.0012/20/2011 12:35:25 PM
SFBank$50.0012/20/2011 4:03:08 PM
benjamins-britches$49.2812/20/2011 6:15:32 PM
Danjack_Capital$25.0012/20/2011 9:17:27 AM
SolarMoonshine$25.0012/20/2011 9:48:41 AM
skillful-asset5$30.0012/20/2011 2:01:32 PM
blue-radiant-economy$200.0012/20/2011 3:32:54 PM
let_me_retire$25.0012/21/2011 12:10:38 AM
cattlebaron$25.0012/21/2011 12:27:50 AM
ethical-truth211$300.0012/21/2011 9:26:58 AM
klend4$25.0012/21/2011 9:56:05 AM
econgineer$75.0012/21/2011 10:33:42 AM
credit-socrates648$2,120.7212/21/2011 11:23:17 AM
14 Investments
 
Borrower Payment Dependent Notes Series 545458
This series of Notes was issued and sold upon the funding of the borrower loan #57700, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $153.97
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1990 Debt/Income ratio: 42%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:13y 9m
Amount delinquent: $0 Total credit lines: 30 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,745Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: first-ingenious-rupee Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.0012/19/2011 5:03:38 PM
SecondChanceLendingSERV$25.0012/19/2011 5:23:49 PM
bankbuddy55$50.0012/19/2011 6:15:21 PM
worth-blanket2$3,200.0012/19/2011 6:51:11 PM
Danjack_Capital$25.0012/19/2011 5:06:30 PM
Investor_DP$100.0012/19/2011 5:10:37 PM
camaraderi-aspen$100.0012/19/2011 5:29:40 PM
worthy-bid8$50.0012/19/2011 5:38:37 PM
Whipster$25.0012/19/2011 7:05:06 PM
9 Investments
 
Borrower Payment Dependent Notes Series 545464
This series of Notes was issued and sold upon the funding of the borrower loan #57719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,100.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $108.36
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1997 Debt/Income ratio: 25%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 9Length of status:10y 2m
Amount delinquent: $0 Total credit lines: 32 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,033Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: loan-tom-tom Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 700-719 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
700-719 (Mar-2011)
 
Principal balance: $2,406.57 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Vacation
Purpose of loan:
This loan will be used to visit my sisters and their families for Christmas with remaining money after paying off current Prosper loan balance.

My financial situation:
I am a good candidate for this loan because I have a good stable job and have been employed there for over ten years.

Monthly net income: $3400
Monthly expenses: $2300
Housing: $1150
Insurance: $63
Car expenses: $455
Utilities: $110
Phone, cable, internet: $60
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$29.3412/19/2011 5:02:33 PM
market-solstice2$25.0012/19/2011 5:13:39 PM
GElender$40.0012/19/2011 5:18:12 PM
trade-burrito4$35.0012/19/2011 5:21:54 PM
worthy-bid8$50.0012/19/2011 5:38:38 PM
hope-hickory8$25.0012/19/2011 5:43:19 PM
gravbox$25.0012/19/2011 5:43:37 PM
vutah$25.0012/19/2011 6:08:15 PM
r48$33.0012/19/2011 6:30:37 PM
worth-blanket2$2,300.0012/19/2011 6:51:56 PM
pdub$75.0012/19/2011 5:33:46 PM
AFairDeal$25.0012/19/2011 5:14:24 PM
enchanted-note$25.0012/19/2011 5:05:39 PM
SolarMoonshine$25.0012/19/2011 5:03:23 PM
Investor_DP$100.0012/19/2011 5:09:58 PM
affluence-generator2$100.0012/19/2011 5:26:05 PM
studious-listing8$25.0012/19/2011 5:14:39 PM
JustMee$25.0012/19/2011 5:15:15 PM
RecoveryLender$25.0012/19/2011 5:35:39 PM
lender2611$25.0012/19/2011 5:38:45 PM
hyrolln$25.0012/19/2011 5:45:15 PM
astute-benjamins$50.0012/19/2011 6:08:11 PM
22 Investments
 
Borrower Payment Dependent Notes Series 545468
This series of Notes was issued and sold upon the funding of the borrower loan #58060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-20-2011 
Term: 60 months Listing End date:  Dec-24-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $245.52
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-2002 Debt/Income ratio: 13%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 16 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,470Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: Yes  
Screen name: unassuming-gain3 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal, vacation, consolidate
Purpose of loan:
This loan will be used for a vacation, personal and to consolidate 1 or 2 small loans

My financial situation: I am a high income wage earner and have great credit with strong demos!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
DHolly$25.0012/20/2011 9:05:51 AM
green-trade-dolphin2$30.4612/20/2011 9:02:42 AM
affluence-generator2$100.0012/20/2011 9:09:13 AM
intelligent-dedication9$100.0012/20/2011 9:12:07 AM
bb575$50.0012/20/2011 9:24:10 AM
rajs$150.0012/20/2011 9:19:19 AM
themoneydoctor$50.0012/20/2011 9:38:01 AM
ricklip$100.0012/20/2011 10:23:36 AM
well-mannered-income3$40.0012/20/2011 5:22:29 PM
blot44$25.0012/20/2011 8:12:17 PM
RockCrown$25.0012/21/2011 3:04:11 PM
riproaringrapids$35.0012/21/2011 7:06:36 PM
cattlebaron$25.0012/22/2011 3:36:44 AM
roux$25.0012/22/2011 9:14:15 AM
dood2112$25.0012/22/2011 4:41:05 PM
timbob$35.0012/22/2011 5:11:30 PM
Tradesmanlender$25.0012/22/2011 5:16:02 PM
unbelievable-exchange$100.0012/22/2011 5:16:40 PM
LoanerPrincipal$25.0012/22/2011 5:19:04 PM
unforgettable-wealth4$50.0012/22/2011 5:20:20 PM
heart514$25.0012/22/2011 5:33:48 PM
the-profit-oracle$25.0012/22/2011 5:31:04 PM
EngineersAlliance$100.0012/22/2011 5:44:02 PM
KLCRAY$25.0012/22/2011 5:35:50 PM
HamachiMan$50.0012/22/2011 5:36:35 PM
JLMGroupFunds$25.0012/22/2011 5:36:52 PM
C_Mark$50.0012/22/2011 5:48:56 PM
igniter584$25.0012/22/2011 5:40:04 PM
indomitable-coin$25.0012/22/2011 5:48:13 PM
selector568$300.0012/22/2011 5:45:33 PM
77dowplace$28.0012/22/2011 9:50:04 PM
loot-heart$25.0012/22/2011 10:04:22 PM
OoM$25.0012/22/2011 11:12:49 PM
CFOGO$25.0012/23/2011 4:33:23 AM
113121$50.0012/23/2011 5:27:04 AM
corphippie$28.6512/23/2011 6:15:28 AM
Wilhan$30.4312/23/2011 6:24:47 AM
HeavyDriver03$25.0012/23/2011 7:46:58 AM
GreenLender11$100.0012/23/2011 7:29:28 AM
genius520$50.0012/23/2011 9:08:47 AM
radforj22$25.0012/23/2011 8:46:08 AM
FoosMaster$25.0012/23/2011 8:57:44 AM
important-ore$150.0012/23/2011 9:07:19 AM
britgsb$30.0012/23/2011 9:16:18 AM
Interloper$50.0012/23/2011 9:35:57 AM
luann199$28.0012/23/2011 9:26:55 AM
ccclaireee333$25.0012/23/2011 9:37:50 AM
mauge35$38.8512/23/2011 9:57:05 AM
Feyenoord$30.0012/23/2011 11:22:17 AM
wise-silver-wonder$25.0012/23/2011 1:42:07 PM
moola-gondola1$100.0012/23/2011 10:40:13 AM
hitarth2807$200.0012/23/2011 1:26:49 PM
serene-capital$25.0012/23/2011 4:21:11 PM
thorough-marketplace441$50.0012/23/2011 1:21:07 PM
NYBIZ$25.0012/23/2011 2:03:05 PM
evergreen16$400.0012/23/2011 5:10:22 PM
boylezz$50.0012/23/2011 7:42:23 PM
blueshound$25.0012/23/2011 8:26:30 PM
Px3VENTURES$25.0012/23/2011 9:20:01 PM
factcheck$35.0012/24/2011 1:20:35 AM
javelin0$50.0012/24/2011 6:52:25 AM
Oakland$50.0012/24/2011 7:16:36 AM
economy-popcorn$25.0012/24/2011 7:49:12 AM
EJPiper$25.0012/24/2011 7:54:11 AM
zeeexsixare$100.0012/24/2011 7:54:28 AM
the-auction-bear$25.0012/24/2011 12:57:45 PM
Midg$3.1312/24/2011 1:06:11 PM
currency-agave$60.0012/20/2011 9:08:16 AM
money-booster2$35.0012/20/2011 9:13:17 AM
AFairDeal$25.0012/20/2011 9:28:10 AM
camaraderi-aspen$100.0012/20/2011 9:38:33 AM
superb-funds335$25.0012/20/2011 9:49:33 AM
Investor_DP$100.0012/20/2011 9:43:27 AM
MarvintheMartian$25.0012/20/2011 10:27:26 AM
Dollars4Rent$25.0012/20/2011 2:24:01 PM
blue-radiant-economy$100.0012/20/2011 4:01:03 PM
R3vXX$25.0012/20/2011 7:09:01 PM
fantastic-investment9$30.0012/21/2011 8:37:01 AM
jkeller4000$25.0012/21/2011 2:57:14 PM
TrustPlus$50.0012/21/2011 8:48:27 PM
luminous-marketplace5$25.0012/22/2011 9:24:25 AM
truth-silo$50.0012/22/2011 11:32:41 AM
grampy48$25.0012/22/2011 2:18:54 PM
rate-sherpa$60.0012/22/2011 1:46:17 PM
hope-hickory8$25.0012/22/2011 3:24:47 PM
superb-marketplace422$25.0012/22/2011 4:43:57 PM
kenji4861$25.0012/22/2011 5:06:51 PM
gallant-economy9$50.0012/22/2011 5:18:39 PM
wbahl$25.0012/22/2011 5:20:59 PM
commanding-treasure2$50.0012/22/2011 5:21:48 PM
blue-lively-platinum$25.0012/22/2011 5:20:28 PM
BxRealtor$25.0012/22/2011 5:22:48 PM
velocity-solo$25.0012/22/2011 5:19:53 PM
DadWarbucks$25.0012/22/2011 5:28:31 PM
dime-sprout$25.0012/22/2011 5:24:45 PM
life-is-great$25.0012/22/2011 5:24:00 PM
gjm6d$25.0012/22/2011 5:35:07 PM
aabadabadoo$25.0012/22/2011 5:32:14 PM
income-banjo$50.0012/22/2011 5:32:37 PM
babokd$50.0012/22/2011 5:43:36 PM
golden-responsibility189$100.0012/22/2011 6:10:55 PM
TomDalonajay$25.0012/22/2011 5:43:59 PM
greenback-investor7$200.0012/22/2011 6:19:05 PM
greenkid$25.0012/22/2011 9:37:18 PM
astute-moola$25.0012/23/2011 3:42:35 AM
MonopolyDred$25.0012/23/2011 5:23:26 AM
Brisket_Bob$50.0012/23/2011 6:13:46 AM
AllanBK$40.0012/23/2011 5:51:27 AM
Dubbs360$250.0012/23/2011 8:30:42 AM
refined-return922$25.0012/23/2011 7:06:15 AM
octoberfresh$25.0012/23/2011 7:20:19 AM
MJDAE$50.0012/23/2011 9:12:46 AM
secobarbital$100.0012/23/2011 9:30:04 AM
PCGeekWI$25.0012/23/2011 9:25:56 AM
truth-explorer$25.0012/23/2011 9:41:04 AM
diggingupward$25.0012/23/2011 10:35:10 AM
SolarMoonshine$25.0012/23/2011 9:50:14 AM
cscott2007$25.0012/23/2011 10:32:09 AM
kewgdns$40.0012/23/2011 10:25:15 AM
nimble-money086$25.0012/23/2011 10:51:21 AM
auctionator1$25.0012/23/2011 2:58:28 PM
silver-dogwood4$25.0012/23/2011 2:03:01 PM
deadbabyseal$25.0012/23/2011 2:54:04 PM
processor115$25.0012/23/2011 5:33:03 PM
thankful-nickel2$25.0012/23/2011 7:47:28 PM
houli123$225.0012/23/2011 8:09:57 PM
HawaiianHelper$50.0012/24/2011 2:34:04 AM
Ven58$25.0012/24/2011 7:41:56 AM
aquistoyraul$25.0012/24/2011 8:05:39 AM
PhalanxBulldog$50.0012/24/2011 6:37:17 AM
jdrez$51.6412/24/2011 7:48:02 AM
danf2201$25.0012/24/2011 11:01:40 AM
wwwUniversal$25.0012/24/2011 8:52:16 AM
leverage-monger$65.8412/24/2011 8:54:46 AM
worth-blanket2$3,200.0012/24/2011 12:41:06 PM
135 Investments
 
Borrower Payment Dependent Notes Series 545476
This series of Notes was issued and sold upon the funding of the borrower loan #57990, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-20-2011 
Term: 60 months Listing End date:  Dec-22-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $343.73
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1997 Debt/Income ratio: 19%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 29 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,729Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: No  
Screen name: Babydoc Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Physician looking to pay off debt.
Purpose of loan:
This loan will be used to pay off medical school loans.

My financial situation:
I am a good candidate for this loan because I have an excellent credit history and have a secure job outlook ahead.

I am in a fellowship before I start making the salary typical of physicians and would like to pay off the higher interest loans I accrued during medical school. I have excellent credit and have never defaulted on any payments. I am one and a half years from a very substantial pay increase and have a very healthy outlook for job security going forward.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$33.3412/20/2011 5:02:30 PM
well-mannered-income3$50.0012/20/2011 5:27:38 PM
currency-agave$60.0012/20/2011 5:23:36 PM
janeybooboo$75.0012/20/2011 5:37:05 PM
JustMee$25.0012/20/2011 5:29:42 PM
vutah$30.0012/20/2011 5:36:24 PM
money-booster2$25.0012/20/2011 5:37:31 PM
ricklip$100.0012/20/2011 5:40:34 PM
Loan2Own$200.0012/20/2011 7:19:47 PM
JeffHoll$200.0012/21/2011 6:15:12 AM
fantastic-investment9$30.0012/21/2011 8:37:02 AM
SCD$25.0012/21/2011 8:17:51 AM
friendinmoney$25.0012/21/2011 8:34:13 AM
numero-uno4$25.0012/21/2011 9:37:29 AM
axl163$25.0012/21/2011 1:58:26 PM
riproaringrapids$35.0012/21/2011 7:06:36 PM
radforj22$50.0012/21/2011 7:44:32 PM
TrustPlus$50.0012/21/2011 8:48:28 PM
Top_Gun_Lender$52.0012/21/2011 10:48:20 PM
ethical-truth211$700.0012/22/2011 4:53:21 AM
Firescreek$25.0012/22/2011 6:22:00 AM
beachfunder$25.0012/22/2011 8:26:12 AM
EngineersAlliance$100.0012/22/2011 9:08:30 AM
igniter584$25.0012/22/2011 9:08:56 AM
BxRealtor$25.0012/22/2011 9:16:00 AM
wbahl$25.0012/22/2011 9:23:34 AM
aabadabadoo$25.0012/22/2011 9:21:48 AM
iaffy$25.0012/22/2011 9:22:12 AM
gallant-economy9$50.0012/22/2011 9:26:46 AM
VTXRider$25.0012/22/2011 9:34:14 AM
Rivervale_Westwood$48.1412/22/2011 9:38:54 AM
Tradesmanlender$25.0012/22/2011 9:45:46 AM
indomitable-coin$25.0012/22/2011 9:54:31 AM
babokd$50.0012/22/2011 10:01:58 AM
Digs$25.0012/22/2011 9:59:07 AM
OoM$29.9412/22/2011 10:22:35 AM
truth-silo$50.0012/22/2011 11:32:41 AM
return-enthusiast1$25.0012/22/2011 11:55:21 AM
x32248$25.0012/22/2011 10:57:34 AM
ingeborg77$50.0012/22/2011 12:39:44 PM
kukubird$45.3312/22/2011 12:27:53 PM
ingeborg77$50.0012/22/2011 12:39:54 PM
direct-responsibility7$282.0012/22/2011 1:04:03 PM
astute-benjamins$50.0012/22/2011 1:49:42 PM
investment-comet$25.0012/22/2011 3:27:05 PM
profitable-return5$25.0012/22/2011 3:21:42 PM
hope-hickory8$25.0012/22/2011 3:24:06 PM
mbf2234$46.6012/22/2011 4:39:35 PM
dood2112$25.0012/22/2011 4:41:05 PM
danf2201$25.0012/22/2011 4:47:32 PM
agreement-welder$100.0012/22/2011 4:17:43 PM
credit-observatory$25.0012/22/2011 4:35:47 PM
Tscheddar$25.0012/22/2011 5:02:32 PM
payout-thinker7$25.0012/22/2011 5:08:57 PM
elephantparty$100.0012/22/2011 5:09:59 PM
GTMoneyMan$25.0012/22/2011 5:02:47 PM
jazzlender$50.0012/22/2011 5:16:46 PM
processor115$25.0012/22/2011 5:28:06 PM
moneyhelp4u$25.0012/22/2011 5:23:46 PM
Imaginos1892$50.0012/22/2011 5:25:43 PM
progressive-economy261$400.0012/22/2011 5:38:54 PM
income-banjo$50.0012/22/2011 5:32:37 PM
20mule$400.0012/22/2011 6:15:17 PM
dapablotv$100.0012/22/2011 9:29:19 PM
Yaout$150.0012/22/2011 9:08:05 PM
kindness-ace1$100.0012/22/2011 10:02:30 PM
bid-lightning9$25.0012/22/2011 9:26:34 PM
huitse$25.8512/22/2011 10:19:06 PM
jcw3rd$25.0012/22/2011 7:55:10 PM
reward-excellency1$25.0012/22/2011 10:04:17 PM
19vfwcinc89$89.4012/22/2011 7:53:42 PM
BeanCownter$50.0012/22/2011 7:49:11 PM
greenkid$25.0012/22/2011 9:37:18 PM
useful-cash043$1,000.0012/22/2011 8:28:10 PM
payment-halo$25.0012/22/2011 7:19:25 PM
Chewbaca$25.0012/22/2011 7:11:16 PM
Smalltimelender$25.0012/22/2011 7:58:26 PM
Supernick$250.0012/22/2011 8:37:09 PM
nashibaksi$30.0012/22/2011 7:44:45 PM
reflective-rupee$25.0012/22/2011 8:33:03 PM
loss-of-control$100.0012/22/2011 7:19:06 PM
divergregg$25.0012/22/2011 8:02:22 PM
platinum-czar$200.0012/22/2011 6:47:37 PM
greenback-investor7$200.0012/22/2011 6:19:06 PM
BankOfBjoltus$25.0012/22/2011 7:20:09 PM
diverse-capital3$50.0012/22/2011 6:30:19 PM
ddog0224$50.0012/22/2011 6:10:28 PM
burgeoning-marketplace4$185.2412/22/2011 6:26:14 PM
mstar925$25.0012/22/2011 6:23:28 PM
payment-radio3$25.0012/22/2011 6:18:11 PM
golden-responsibility189$100.0012/22/2011 6:10:56 PM
gold-gazelle$61.2612/22/2011 5:59:19 PM
DHolly$25.0012/20/2011 5:07:42 PM
affluence-generator2$125.0012/20/2011 5:11:21 PM
AndChicksforFree$25.0012/20/2011 5:23:11 PM
Investor_DP$100.0012/20/2011 5:36:53 PM
bb575$50.0012/20/2011 5:28:13 PM
camaraderi-aspen$100.0012/20/2011 5:39:35 PM
rajs$250.0012/20/2011 6:08:52 PM
AFairDeal$25.0012/20/2011 5:41:24 PM
Loan2Own$200.0012/20/2011 7:24:43 PM
blot44$25.0012/20/2011 8:12:32 PM
R3vXX$25.0012/20/2011 7:08:20 PM
cattlebaron$50.0012/21/2011 12:05:24 AM
LianaB$500.0012/21/2011 6:14:23 AM
passivesf$55.0012/21/2011 7:26:04 AM
rvmomma$75.5212/21/2011 9:59:44 AM
Wilhan$25.0012/21/2011 1:17:29 PM
jkeller4000$25.0012/21/2011 2:57:14 PM
RockCrown$25.0012/21/2011 3:04:13 PM
dgagli1$25.0012/21/2011 3:14:52 PM
themoneydoctor$250.0012/21/2011 3:41:56 PM
superb-funds335$25.0012/21/2011 5:37:14 PM
9skyrider$25.0012/21/2011 6:35:17 PM
1willray$25.6612/21/2011 10:01:54 PM
sri59$100.0012/22/2011 2:57:45 AM
astute-fairness0$25.0012/22/2011 6:23:54 AM
money-socrates3$25.0012/22/2011 8:59:22 AM
selector568$300.0012/22/2011 9:14:17 AM
unbelievable-exchange$100.0012/22/2011 9:15:21 AM
life-is-great$25.0012/22/2011 9:19:39 AM
commanding-treasure2$50.0012/22/2011 9:21:11 AM
luminous-marketplace5$25.0012/22/2011 9:24:26 AM
BenR$100.0012/22/2011 9:22:50 AM
kenji4861$25.0012/22/2011 9:40:11 AM
heart514$25.0012/22/2011 9:41:19 AM
ALVO$50.0012/22/2011 9:50:33 AM
KLCRAY$25.0012/22/2011 9:53:00 AM
trustworthy-finance6$300.0012/22/2011 10:38:05 AM
droryikra$50.0012/22/2011 10:43:26 AM
bold-deal-ringleader$25.0012/22/2011 10:31:33 AM
calm-loan77$25.0012/22/2011 11:09:36 AM
LimaGuy$32.5512/22/2011 12:30:47 PM
ingeborg77$73.0012/22/2011 12:43:21 PM
alpinaut$30.0012/22/2011 1:16:02 PM
intelligent-dedication9$100.0012/22/2011 1:34:27 PM
DonaldColorado$98.4112/22/2011 1:45:47 PM
rate-sherpa$60.0012/22/2011 1:46:18 PM
a2190b$25.0012/22/2011 2:07:51 PM
horseshoelake$50.0012/22/2011 2:31:45 PM
forthright-trade$25.0012/22/2011 1:48:49 PM
seabass123$27.9912/22/2011 2:39:47 PM
dedicated-diversification5$76.5812/22/2011 3:09:43 PM
nimble-money086$25.0012/22/2011 3:20:48 PM
worth-topper4$50.0012/22/2011 3:55:35 PM
Mailmon$50.0012/22/2011 4:52:42 PM
point-gusto2$77.9512/22/2011 4:59:43 PM
tigerpanda$50.0012/22/2011 4:47:10 PM
rightwingliberal$50.0012/22/2011 5:22:20 PM
Rulea72$25.0012/22/2011 5:30:46 PM
houli123$175.0012/22/2011 5:39:40 PM
secobarbital$100.0012/22/2011 5:40:28 PM
C_Mark$50.0012/22/2011 5:48:57 PM
auction-seeker$25.0012/22/2011 6:03:35 PM
ethical-income2$25.0012/22/2011 5:43:29 PM
payment-chief9$200.0012/22/2011 5:57:42 PM
SolarMoonshine$500.0012/22/2011 6:18:18 PM
VBAces$300.0012/22/2011 6:19:07 PM
JASON_ALFUND$60.0012/22/2011 7:13:10 PM
betterthanstock$100.0012/22/2011 6:25:56 PM
phenomenal-gain5$25.0012/22/2011 7:40:10 PM
persistent-value188$25.0012/22/2011 7:54:32 PM
JASON_ALFUND$40.0012/22/2011 7:17:50 PM
KaChingInvestments$25.0012/22/2011 6:31:05 PM
crw1950$54.4512/22/2011 7:45:40 PM
one-midas$35.0012/22/2011 8:39:29 PM
income-buffalo1$150.0012/22/2011 7:19:30 PM
loot-heart$25.0012/22/2011 10:04:22 PM
well-rounded-return3$34.0512/22/2011 9:07:57 PM
buffalobills$25.0012/22/2011 9:12:38 PM
FinanceEngine$50.0012/22/2011 8:45:42 PM
lucrative-rate2$50.0012/22/2011 9:22:14 PM
the-enticing-coin$209.7412/22/2011 9:41:09 PM
173 Investments
 
Borrower Payment Dependent Notes Series 545478
This series of Notes was issued and sold upon the funding of the borrower loan #58132, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.65% Listing Start date:  Dec-20-2011 
Term: 12 months Listing End date:  Dec-20-2011 
 
Lender yield: 13.96% Borrower rate/APR: 14.96% / 24.78% Monthly payment: $180.48
 
Lender servicing fee: 1.00% Effective Yield*: 13.65%  
Estimated return*: 6.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-2003 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 6 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: KenBraley Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 760-779 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
600-619 (May-2007)
600-619 (Apr-2007)
600-619 (Feb-2007)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Purchasing more inventory
Purpose of loan: To expand an already successful business, Punk For Peace.
This loan will be used to purchase more inventory.

My financial situation:
I am a good candidate for this loan because I have no debt except for my home mortgage. My business has been growing slowly for the past four and a half years. Purchasing more inventory will allow me to speed the growth.


Monthly net income: $1916
Monthly expenses: $1015
Housing: $800
Insurance: $0
Car expenses: $0
Utilities: $80
Phone, cable, internet: $35
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
yield-lion2$40.0012/20/2011 9:01:49 AM
careful-note1$25.0012/20/2011 9:10:41 AM
DHolly$31.0012/20/2011 9:01:45 AM
fantastic-wampum1$100.0012/20/2011 9:06:19 AM
fmanjoo$25.0012/20/2011 9:07:01 AM
investment-artist$30.0112/20/2011 9:07:30 AM
MicroLender357$25.0012/20/2011 9:11:00 AM
gjm6d$25.0012/20/2011 9:22:36 AM
thankful-yield8$25.0012/20/2011 9:20:31 AM
investmentgroup$25.0012/20/2011 9:21:26 AM
MBurns$25.0012/20/2011 9:26:13 AM
handshake5$100.0012/20/2011 9:37:40 AM
asmithj$25.0012/20/2011 9:31:54 AM
truth-companion$25.0012/20/2011 9:35:54 AM
exchange-squirrel$100.0012/20/2011 9:37:24 AM
careful-vigilance4$50.0012/20/2011 9:50:10 AM
Investor_DP$100.0012/20/2011 9:43:45 AM
robust-trade$25.0012/20/2011 9:42:13 AM
nimble-revenue5$50.0012/20/2011 9:48:54 AM
deal-hickory5$61.9912/20/2011 9:50:21 AM
nisim5$100.0012/20/2011 9:48:07 AM
finance-prescription$100.0012/20/2011 9:48:39 AM
NekHoldings$25.0012/20/2011 9:01:32 AM
extraordinary-silver5$25.0012/20/2011 9:14:15 AM
TikPmp1$25.0012/20/2011 9:11:49 AM
TennSquire$25.0012/20/2011 9:18:28 AM
AF-Chief$25.0012/20/2011 9:22:18 AM
atlas100$100.0012/20/2011 9:25:39 AM
worthy-bid8$50.0012/20/2011 9:33:31 AM
loanman2007$50.0012/20/2011 9:27:32 AM
SubmergedPilot$25.0012/20/2011 9:36:21 AM
missing-link$25.0012/20/2011 9:26:13 AM
contract-student2$35.0012/20/2011 9:40:23 AM
houli123$50.0012/20/2011 9:43:32 AM
fair-pound5$51.0012/20/2011 9:44:30 AM
IIP77$25.0012/20/2011 9:44:38 AM
Greenbak$25.0012/20/2011 9:35:40 AM
Kaj$25.0012/20/2011 9:48:21 AM
cashhelp$25.0012/20/2011 9:39:42 AM
bid-czar8$100.0012/20/2011 9:41:10 AM
wwwUniversal$25.0012/20/2011 9:39:01 AM
loan-wasp$33.0012/20/2011 9:39:11 AM
MadHun$43.0012/20/2011 9:45:56 AM
best-charming-leverage$50.0012/20/2011 9:42:39 AM
ChrisTJ$25.0012/20/2011 9:47:10 AM
45 Investments
 
Borrower Payment Dependent Notes Series 545480
This series of Notes was issued and sold upon the funding of the borrower loan #57906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-20-2011 
Term: 60 months Listing End date:  Dec-21-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $171.87
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1987 Debt/Income ratio: 20%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 28 / 25Length of status:12y 6m
Amount delinquent: $0 Total credit lines: 85 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,458Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: Yes  
Screen name: Formula47 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to... Pay off high interest credit card payments.

My financial situation:
I am a good candidate for this loan because... I have a stable job, have never been late or defaulted on any of my loan or credit card payments and have a very good credit score.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$32.4612/20/2011 9:02:35 AM
affluence-generator2$100.0012/20/2011 9:09:14 AM
DHolly$25.0012/20/2011 9:06:29 AM
intelligent-dedication9$100.0012/20/2011 9:12:08 AM
hope-hickory8$25.0012/20/2011 9:16:41 AM
rajs$150.0012/20/2011 9:16:46 AM
bb575$50.0012/20/2011 9:24:11 AM
Sneezie$100.0012/20/2011 9:54:37 AM
iaffy$25.0012/20/2011 9:47:36 AM
ricklip$100.0012/20/2011 10:23:36 AM
intelligent-dedication9$1,300.0012/20/2011 12:14:54 PM
genuine-loan0$25.0012/20/2011 2:00:00 PM
sensible-fund$25.0012/20/2011 2:41:42 PM
n036939$26.0012/20/2011 2:53:34 PM
vutah$25.0012/20/2011 4:23:18 PM
well-mannered-income3$50.0012/20/2011 5:14:54 PM
srspank24$107.8912/20/2011 5:10:04 PM
bentheredunthat$150.0012/20/2011 5:18:12 PM
payment-halo$25.0012/20/2011 6:22:14 PM
radforj22$25.0012/20/2011 7:01:19 PM
nimble-money086$25.0012/20/2011 7:17:09 PM
R3vXX$25.0012/20/2011 6:57:35 PM
Basset_Hound_Investments$36.0912/20/2011 8:49:09 PM
cattlebaron$25.0012/21/2011 12:19:24 AM
the-enticing-coin$500.0012/21/2011 12:20:16 AM
rockhound84$25.0012/21/2011 4:34:16 AM
giftgold$25.0012/21/2011 6:11:50 AM
ethical-truth211$500.0012/21/2011 6:45:51 AM
passivesf$70.0012/21/2011 7:26:34 AM
KLCRAY$25.0012/21/2011 9:10:01 AM
janeybooboo$100.0012/21/2011 9:10:04 AM
Ven58$45.0012/21/2011 9:24:16 AM
indomitable-coin$25.0012/21/2011 9:31:09 AM
makerain$25.0012/21/2011 9:38:07 AM
gallant-economy9$50.0012/21/2011 9:44:41 AM
leverage-monger$55.0012/21/2011 9:50:28 AM
rightwingliberal$25.0012/21/2011 10:21:17 AM
new-truth-chuckler$25.0012/21/2011 9:57:24 AM
equallender$28.4312/21/2011 11:14:34 AM
mad-scientist418$25.0012/21/2011 11:16:39 AM
mammalian4$25.0012/21/2011 11:18:06 AM
Edwardtomo$50.0012/21/2011 12:46:14 PM
jdtrip03$31.7912/21/2011 2:46:50 PM
weiyinsan$25.0012/21/2011 1:45:10 PM
Wilhan$25.0012/21/2011 1:15:51 PM
discostu$25.0012/21/2011 1:41:23 PM
drluong$25.0012/21/2011 2:59:06 PM
Digs$25.0012/21/2011 3:00:32 PM
RockCrown$25.0012/21/2011 3:04:11 PM
Mrs-Honeydew$25.0012/21/2011 4:04:07 PM
astute-benjamins$50.0012/21/2011 4:13:11 PM
curious_lionel$25.0012/21/2011 4:18:31 PM
lawdog33$50.0012/21/2011 3:10:32 PM
GreenLender11$100.0012/21/2011 3:12:19 PM
Cluvnupe06$25.2512/21/2011 4:43:56 PM
beachfunder$50.0012/21/2011 4:46:26 PM
intrepid-loot$25.0012/21/2011 4:27:52 PM
aabadabadoo$25.0012/20/2011 9:07:36 AM
currency-agave$60.0012/20/2011 9:08:16 AM
money-booster2$50.0012/20/2011 9:13:42 AM
AFairDeal$25.0012/20/2011 9:28:10 AM
Investor_DP$100.0012/20/2011 9:43:27 AM
riproaringrapids$35.0012/20/2011 9:32:35 AM
TomDalonajay$25.0012/20/2011 9:37:17 AM
AndChicksforFree$25.0012/20/2011 10:15:51 AM
BxRealtor$25.0012/20/2011 9:52:49 AM
independent-revenue4$100.0012/20/2011 1:46:04 PM
asset-producer1$50.0012/20/2011 2:49:07 PM
shrewd-income$75.0012/20/2011 3:27:00 PM
FoosMaster$25.0012/20/2011 3:30:44 PM
JustMee$25.0012/20/2011 1:44:36 PM
creditjunky$100.0012/20/2011 2:59:20 PM
blue-radiant-economy$300.0012/20/2011 4:01:40 PM
Polonius$30.0012/20/2011 6:59:16 PM
principal-star$25.0012/20/2011 7:36:15 PM
economy-popcorn$25.0012/20/2011 10:03:39 PM
serene-capital$35.0012/20/2011 11:29:54 PM
loanman2007$25.0012/21/2011 4:31:08 AM
JustMee$25.0012/21/2011 4:48:26 AM
WisconsinLiberal$25.0012/21/2011 5:12:48 AM
bluehen00$25.0012/21/2011 5:32:46 AM
friendinmoney$25.0012/21/2011 7:28:54 AM
fantastic-investment9$30.0012/21/2011 8:37:01 AM
Reputation1$25.0012/21/2011 8:41:58 AM
shugyosha$50.0012/21/2011 9:14:14 AM
moola-buddy$25.0012/21/2011 9:18:29 AM
processor115$50.0012/21/2011 9:46:52 AM
prossperous01$25.0012/21/2011 10:01:48 AM
the-capital-shooter$28.5912/21/2011 11:19:10 AM
velocity-cowbell05$50.0012/21/2011 11:37:04 AM
bnoble09$25.0012/21/2011 12:26:37 PM
jdwillcox$100.0012/21/2011 2:52:16 PM
jkeller4000$25.0012/21/2011 2:57:14 PM
katnmouse$25.0012/21/2011 3:01:31 PM
camaraderi-aspen$100.0012/21/2011 2:42:49 PM
fairness-coup8$25.0012/21/2011 3:23:24 PM
wampum-chorus3$25.0012/21/2011 3:24:46 PM
dgagli1$35.0012/21/2011 3:08:31 PM
busybee999$25.0012/21/2011 4:31:16 PM
wampum-chorus3$25.0012/21/2011 3:19:27 PM
themoneydoctor$107.3712/21/2011 3:26:27 PM
otherwisedisposed$100.0412/21/2011 4:17:29 PM
evergreen16$40.8112/21/2011 4:47:19 PM
julijask$40.2812/21/2011 4:26:16 PM
104 Investments
 
Borrower Payment Dependent Notes Series 545486
This series of Notes was issued and sold upon the funding of the borrower loan #58024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Feb-2007 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 4 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $218Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: No  
Screen name: visionary-bill871 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical expenses
Purpose of loan: medical expenses
This loan will be used to...surgery on on a cruciate knee ligament

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses:
Housing: $0
Insurance: $60
Car expenses: $50
Utilities: $300
Phone, cable, internet: $60
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/20/2011 9:12:34 AM
affluence-generator2$100.0012/20/2011 9:08:30 AM
skillful-asset5$25.0012/20/2011 1:59:31 PM
let_me_retire$50.0012/21/2011 12:11:32 AM
vutah$25.0012/21/2011 9:37:42 AM
gallant-economy9$50.0012/21/2011 5:54:25 PM
economy-shrubbery6$25.0012/21/2011 10:26:30 PM
trustworthy-money2$25.0012/22/2011 8:00:59 AM
melodious-openness$200.0012/22/2011 6:33:26 PM
diversification-maple1$25.0012/23/2011 12:17:06 AM
q4golf$25.0012/23/2011 4:29:36 AM
deal-thinker7$25.0012/23/2011 4:36:00 AM
Starfin-Capital-Management$124.9812/23/2011 5:40:14 AM
capital-galaxy$300.0012/23/2011 6:54:13 AM
hopeful-silver5$25.0012/23/2011 7:18:48 AM
Luckas73$50.0012/23/2011 8:20:31 AM
CashFlow13$100.0012/23/2011 9:45:10 AM
let_me_retire$58.3912/23/2011 9:53:30 AM
attractive-fund$50.0012/23/2011 12:04:01 PM
Fun54115$25.0012/23/2011 1:54:06 PM
value-architect6$25.0012/23/2011 4:57:30 PM
silver-pumpkin8$47.2412/23/2011 9:17:17 PM
calimanusa$50.0012/24/2011 12:08:22 AM
CreditBuilder2$50.0012/24/2011 2:05:00 AM
Core-Marketing$25.0012/24/2011 4:32:27 AM
baker31$50.3712/24/2011 5:04:04 AM
cerebral-dollar773$25.0012/24/2011 7:37:34 AM
ATWLab$100.0012/24/2011 7:54:29 AM
kendigme$25.0012/24/2011 6:40:20 AM
riptide615$150.0012/24/2011 7:24:10 AM
Popular-Leaf$33.3712/24/2011 7:50:06 AM
Danjack_Capital$25.0012/20/2011 9:19:22 AM
camaraderi-aspen$100.0012/20/2011 9:11:02 AM
blue-radiant-economy$200.0012/20/2011 3:33:23 PM
rcs2003$100.0012/22/2011 1:41:19 AM
kind-credit-bear$25.0012/22/2011 9:30:41 AM
unbelievable-exchange$100.0012/22/2011 10:23:37 AM
bold-shrewd-duty$26.0012/22/2011 12:12:52 PM
useful-cash043$300.0012/22/2011 8:01:49 PM
Dubbs360$250.0012/22/2011 8:05:36 PM
CA-Lender$25.0012/22/2011 10:43:54 PM
loanman2007$25.0012/23/2011 5:50:04 AM
dedication-taxi$111.4212/23/2011 5:29:36 AM
investment-comet$25.0012/23/2011 7:13:19 AM
glroark$50.0012/23/2011 8:16:13 AM
blackberryhill$30.0012/23/2011 7:23:29 AM
Track-Layer$75.0012/23/2011 7:34:18 AM
nri22$50.0012/23/2011 9:22:30 AM
vigorous-moola0$50.0012/23/2011 9:48:58 AM
2grindstones$25.0012/23/2011 10:09:25 AM
money-booster2$25.0012/23/2011 12:04:34 PM
VASLENDING$30.4512/23/2011 3:42:00 PM
penny-plato$25.0012/23/2011 12:09:12 PM
WakkaWakkaWakka$26.2812/23/2011 7:53:00 PM
kindness-ace1$50.0012/24/2011 12:40:25 AM
x32248$25.0012/23/2011 9:01:24 PM
drb4ever$25.0012/24/2011 4:50:54 AM
txyooper$50.0012/24/2011 5:11:11 AM
shawnw2$25.0012/24/2011 3:09:29 AM
Binan$25.0012/24/2011 3:55:07 AM
loan-oath0$33.1812/24/2011 6:04:17 AM
top-visionary-truth$25.0012/24/2011 6:56:02 AM
bullwink27$25.0012/24/2011 4:36:54 AM
nalaari$25.0012/24/2011 6:19:07 AM
zeeexsixare$25.0012/24/2011 7:52:16 AM
zone6$53.3212/24/2011 8:31:17 AM
66 Investments
 
Borrower Payment Dependent Notes Series 545490
This series of Notes was issued and sold upon the funding of the borrower loan #58126, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $129.45
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1986 Debt/Income ratio: 37%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 4Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,625Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: No  
Screen name: basis-legend8 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Please Help Me....
Purpose of loan:
This loan will be used to payoff medical expenses and other debts related to a farming accident. I was involved in an accident recently where my right index finger had to be amputated and my thumb is broken and my hand is mangled. I was in an 11 hour reconstructive surgery costing over $200,000 to reattach my finger, and then the reattachment was unsuccessful so after being in ICU for 3 days, I had to go back into surgery to have the finger amputated (another $100,000 surgery).

My financial situation:
I am a good candidate for this loan because I am reliable and have a steady income from a well-known company that is doing well. I had recently started working for my company and was involved in this accident. I am trying to stay on my feet and get through this hard time by paying medical bills....please help me, I am desperate and my medical insurance is not covering all expenses.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/20/2011 9:12:34 AM
economy-shrubbery6$25.0012/21/2011 10:26:31 PM
managedfund$333.0012/22/2011 1:34:39 PM
bonus-sensai825$25.0012/24/2011 8:55:37 PM
Macgyver86$50.0012/25/2011 8:10:16 PM
rate-sceptre$25.0012/25/2011 3:39:54 PM
realtormoises$25.0012/26/2011 12:54:04 AM
cookie1208$417.0012/26/2011 9:49:58 AM
gallant-economy9$50.0012/24/2011 12:11:08 PM
auction-seeker4$25.0012/25/2011 2:02:07 PM
imhandy$500.0012/25/2011 10:31:48 PM
houli123$25.0012/26/2011 5:36:40 PM
credit-socrates648$1,450.0012/26/2011 8:01:08 PM
emphatic-responsibility$25.0012/26/2011 7:18:23 PM
14 Investments
 
Borrower Payment Dependent Notes Series 545500
This series of Notes was issued and sold upon the funding of the borrower loan #57718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 25.87% Borrower rate/APR: 26.87% / 29.49% Monthly payment: $197.97
 
Lender servicing fee: 1.00% Effective Yield*: 25.23%  
Estimated return*: 14.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Mar-1996 Debt/Income ratio: 38%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 3Employment status:Other
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 41Stated income:$25,000-$49,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,367 
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: crazyray1 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 61 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
680-699 (Aug-2009)
600-619 (Jul-2008)
600-619 (Jan-2008)
620-639 (Dec-2007)
 
Principal balance: $333.81 31+ days late: 0 ( 0% )
Total payments billed: 61  
Description
Home Improvement Loan
Purpose of loan: I am wanting to add a patio and carport to our home.
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3780
Monthly expenses: $
Housing: $535
Insurance: $180
Car expenses: $475
Utilities: $165
Phone, cable, internet: $210
Food, entertainment: $580
Clothing, household expenses: $230
Credit cards and other loans: $365
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Gregger$25.0012/19/2011 5:46:34 PM
lendstats_com$400.0012/19/2011 5:43:57 PM
note-encourager5$98.0012/19/2011 5:44:45 PM
NekHoldings$25.0012/19/2011 6:46:40 PM
reflective-rupee$25.0012/19/2011 6:26:26 PM
blue-radiant-economy$300.0012/19/2011 5:46:06 PM
camaraderi-aspen$100.0012/19/2011 5:30:06 PM
hyrolln$25.0012/19/2011 5:29:50 PM
SLN-10$50.0012/19/2011 5:38:43 PM
graceful-IRAinvestment$120.0012/19/2011 5:27:24 PM
affluence-generator2$100.0012/19/2011 5:26:05 PM
luv4cycling$50.0012/19/2011 5:23:17 PM
DHolly$31.0012/19/2011 5:19:38 PM
miked8303$25.0012/19/2011 5:32:45 PM
jkeller4000$25.0012/19/2011 5:28:57 PM
Feyenoord$30.0012/19/2011 5:18:43 PM
green-trade-dolphin$47.5812/19/2011 5:02:25 PM
Bob450$30.0012/19/2011 5:13:49 PM
Dusigrosz$50.0012/19/2011 5:05:38 PM
MoneyForNothing$68.2912/19/2011 5:04:41 PM
shawnw2$100.0012/19/2011 5:07:57 PM
nfx$40.0012/19/2011 5:11:17 PM
312-Lender$25.0012/19/2011 5:13:43 PM
LittleMingo$40.0012/19/2011 5:02:46 PM
SFBank$50.0012/19/2011 5:05:49 PM
trumpeter5$50.0012/19/2011 5:02:30 PM
PatriotKnight$100.0012/19/2011 5:15:45 PM
profit-powerplant$25.0012/19/2011 5:16:10 PM
truth-companion$25.0012/19/2011 5:08:00 PM
Mrs-Honeydew$25.0012/19/2011 5:09:09 PM
atlas-shrugged$200.0012/19/2011 5:10:04 PM
Investor_DP$100.0012/19/2011 5:10:23 PM
MatthewDP$100.0012/19/2011 5:12:10 PM
twjh$25.0012/19/2011 5:12:56 PM
Jack55304$200.0012/19/2011 5:28:33 PM
SecondChanceLendingSERV$25.0012/19/2011 5:23:22 PM
money-baron-Roth401k$25.0012/19/2011 5:26:09 PM
zeeexsixare$400.0012/19/2011 5:52:47 PM
engaging-repayment8$25.0012/19/2011 6:24:11 PM
InChicago$100.0012/19/2011 5:47:53 PM
janeybooboo$75.0012/19/2011 6:49:40 PM
worth-blanket2$3,200.0012/19/2011 6:50:37 PM
42 Investments
 
Borrower Payment Dependent Notes Series 545508
This series of Notes was issued and sold upon the funding of the borrower loan #57746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,729.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $200.26
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1986 Debt/Income ratio: 19%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 13 / 10Length of status:1y 3m
Amount delinquent: $11,744 Total credit lines: 50 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,958Stated income:$100,000+
Delinquencies in last 7y: 14 Bankcard utilization: 31%  
   Homeownership: Yes  
Screen name: red-asset-nexus Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 720-739 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
660-679 (Feb-2011)
 
Principal balance: $5,570.62 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Faster Payoff
Purpose of loan:
This loan will be used to...faster payoff of current Prosper loan.

My financial situation:
I am a good candidate for this loan because...payment history with Prosper Loan. Increased income. payment history with current credit accounts.


Monthly net income: $6300
Monthly expenses: $4929
Housing: $2600 (includes insurance)
Insurance: $104 (car)
Car expenses: $900 (payments, gas)
Utilities: $225
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$29.8512/20/2011 9:02:45 AM
intelligent-dedication9$100.0012/20/2011 9:12:08 AM
AF-Chief$25.0012/20/2011 9:22:20 AM
trade-burrito4$35.0012/20/2011 9:25:27 AM
affluence-generator2$100.0012/20/2011 9:09:53 AM
ivy-league-MBA$25.0012/20/2011 9:17:30 AM
studious-listing8$25.0012/20/2011 9:19:30 AM
worth-blanket2$5,400.0012/20/2011 9:32:23 AM
8 Investments
 
Borrower Payment Dependent Notes Series 545512
This series of Notes was issued and sold upon the funding of the borrower loan #57865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $105.78
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2003 Debt/Income ratio: 9%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 3Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 12 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $422Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: No  
Screen name: capital-financier3 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/19/2011 5:09:59 PM
SolarMoonshine$25.0012/19/2011 5:02:51 PM
studious-listing8$25.0012/19/2011 5:14:40 PM
gravbox$25.0012/19/2011 5:43:38 PM
worthy-bid8$50.0012/19/2011 5:38:38 PM
AndChicksforFree$25.0012/19/2011 8:07:15 PM
money-booster2$25.0012/19/2011 10:52:41 PM
blue-relay$25.0012/19/2011 8:58:42 PM
power-defender7$25.0012/19/2011 9:08:18 PM
greenback-companion8$25.0012/20/2011 7:30:46 AM
lawndude16$25.0012/20/2011 8:50:01 AM
bountiful-durability$27.0012/20/2011 9:32:30 AM
Weaverville$25.0012/20/2011 10:15:27 AM
inspired-investment8$100.0012/20/2011 10:48:02 AM
poolshark72$25.0012/20/2011 12:07:26 PM
DreDub$50.0012/20/2011 12:46:10 PM
skillful-asset5$25.0012/20/2011 2:03:55 PM
penny-plato$25.0012/20/2011 2:23:02 PM
matt_2006$25.0012/20/2011 5:09:11 PM
UncleSafety$86.8112/20/2011 5:16:39 PM
social-heart$25.0012/20/2011 5:16:43 PM
commanding-treasure2$50.0012/20/2011 5:29:32 PM
frooogal$25.0012/20/2011 8:40:14 PM
velocity-winner$25.0012/20/2011 7:34:03 PM
finance-rocket2$25.0012/20/2011 7:37:07 PM
rajs$150.0012/20/2011 8:58:38 PM
phenomenal-gain5$30.0012/20/2011 7:51:54 PM
engaging-worth$25.0012/20/2011 10:07:01 PM
the-enticing-coin$500.0012/21/2011 12:18:56 AM
jayk63$11.1912/21/2011 3:15:47 AM
superb-funds335$25.0012/19/2011 5:08:46 PM
AFairDeal$25.0012/19/2011 5:14:26 PM
BxRealtor$25.0012/19/2011 5:39:57 PM
favorite-commerce$40.0012/19/2011 7:39:31 PM
a-finance-nirvana$25.0012/20/2011 4:16:38 AM
Pickmar$25.0012/20/2011 8:08:27 AM
moola-gargantuan9$50.0012/20/2011 9:00:13 AM
intelligent-dedication9$100.0012/20/2011 9:12:06 AM
hope-hickory8$25.0012/20/2011 10:46:21 AM
tedlo$25.0012/20/2011 11:31:22 AM
ricklip$100.0012/20/2011 10:23:34 AM
intelligent-dedication9$100.0012/20/2011 12:14:54 PM
meadow48$50.0012/20/2011 12:24:19 PM
SoyLover$25.0012/20/2011 2:38:51 PM
jayk63$25.0012/20/2011 2:57:46 PM
majestic-repayment3$25.0012/20/2011 3:15:22 PM
FoosMaster$30.0012/20/2011 3:31:28 PM
ALVO$50.0012/20/2011 3:48:35 PM
tigercat$50.0012/20/2011 3:43:53 PM
blue-radiant-economy$100.0012/20/2011 4:05:44 PM
wwwUniversal$25.0012/20/2011 5:06:34 PM
blue-lively-platinum$25.0012/20/2011 5:19:03 PM
lender2611$25.0012/20/2011 5:09:53 PM
heart514$25.0012/20/2011 5:20:20 PM
orbital-velocity7$50.0012/20/2011 5:32:21 PM
pureliquidhw$25.0012/20/2011 7:10:27 PM
ASG_NECO$25.0012/20/2011 10:14:07 PM
promise2$50.0012/20/2011 10:01:47 PM
enthusiastic-market2$50.0012/20/2011 10:39:13 PM
a-unflappable-finance$100.0012/20/2011 11:43:37 PM
blue-radiant-economy$50.0012/21/2011 1:27:53 AM
61 Investments
 
Borrower Payment Dependent Notes Series 545514
This series of Notes was issued and sold upon the funding of the borrower loan #57761, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $396.91
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1985 Debt/Income ratio: 26%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 18Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 62 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,596Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: rnbusy Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 4 On-time: 103 ( 100% ) 640-659 (Latest)
Principal borrowed: $24,500.00< 31 days late: 0 ( 0% )  
640-659 (Sep-2010)
660-679 (Aug-2009)
640-659 (Feb-2008)
620-639 (Dec-2007)
 
Principal balance: $4,205.15 31+ days late: 0 ( 0% )
Total payments billed: 103  
Description
Home Improvement Project
Purpose of loan: To complete needed home improvements
This loan will be used to...complete needed home improvements that include pool resurfacing, carpet replacement, and painting.

My financial situation:
I am a good candidate for this loan because...I am dependable, reliable, have worked in a steady and reliable job in health care for over 30 years. I pay my debts on time and have never defaulted on anything.


Monthly net income: $5800.00
Monthly expenses: $
Housing: 7650.00
Insurance: $150.00
Car expenses: $200.00
Utilities: $250.00
Phone, cable, internet: $200.00
Food, entertainment: $250.00
Clothing, household expenses: $200.00
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$50.0012/20/2011 9:03:27 AM
fascinating-generosity3$254.1812/20/2011 9:04:46 AM
DHolly$31.0012/20/2011 9:11:36 AM
frantic-retirement$300.0012/20/2011 9:06:36 AM
investment-artist$30.0112/20/2011 9:07:30 AM
green-trade-dolphin$49.0212/20/2011 9:02:23 AM
Moe87$25.7512/20/2011 9:19:09 AM
Jack55304$200.0012/20/2011 9:11:43 AM
credit-missile$145.0012/20/2011 9:21:54 AM
shawnw2$300.0012/20/2011 9:22:51 AM
RecoveryLender$25.0012/20/2011 9:15:53 AM
heavenly-interest9$1,000.0012/20/2011 9:14:14 AM
zeeexsixare$200.0012/20/2011 9:26:33 AM
miked8303$25.0012/20/2011 9:26:47 AM
BigSkyFinancial$60.0012/20/2011 9:23:01 AM
real-return$40.0012/20/2011 9:28:36 AM
luv4cycling$50.0012/20/2011 9:21:51 AM
EngineersAlliance$125.0012/20/2011 9:33:52 AM
jjswanso$100.0012/20/2011 9:34:59 AM
ImNotSoDumb$25.0012/20/2011 9:28:45 AM
GElender$40.0012/20/2011 9:28:29 AM
113121$239.4012/20/2011 9:41:31 AM
SLN-10$50.0012/20/2011 9:42:44 AM
113121$2,500.0012/20/2011 9:44:03 AM
mercuriant$25.0012/20/2011 9:46:11 AM
icanhasloanz$100.0012/20/2011 9:37:16 AM
SolarMoonshine$25.0012/20/2011 9:47:28 AM
loanman2007$50.0012/20/2011 9:34:50 AM
Kash2010lu$30.0012/20/2011 9:39:13 AM
mlj0671$25.0012/20/2011 9:39:54 AM
lendstats_com$600.0012/20/2011 9:40:16 AM
camaraderi-aspen$100.0012/20/2011 9:38:48 AM
MBurns$25.0012/20/2011 9:43:51 AM
Whipster$80.0012/20/2011 9:06:24 AM
school-loan-gambler$400.0012/20/2011 9:07:04 AM
diplomatic-wealth7$25.0012/20/2011 9:10:13 AM
LittleMingo$50.0012/20/2011 9:04:11 AM
NekHoldings$25.0012/20/2011 9:01:55 AM
money-booster2$50.0012/20/2011 9:05:01 AM
atlas-shrugged$200.0012/20/2011 9:14:33 AM
moola-accelerator6$68.4512/20/2011 9:16:22 AM
money-baron-Roth401k$25.0012/20/2011 9:06:21 AM
loanman2007$75.0012/20/2011 9:17:50 AM
affluence-generator2$100.0012/20/2011 9:09:03 AM
trumpeter5$75.0012/20/2011 9:10:31 AM
jkeller4000$25.0012/20/2011 9:12:57 AM
MatthewDP$150.0012/20/2011 9:20:44 AM
loanman2007$175.0012/20/2011 9:14:58 AM
AF-Chief$25.0012/20/2011 9:22:21 AM
profit-powerplant$25.0012/20/2011 9:27:44 AM
truth-companion$25.0012/20/2011 9:35:54 AM
shawnw2$750.0012/20/2011 9:37:35 AM
CA-Lender$150.0012/20/2011 9:30:34 AM
responsive-value4$100.0012/20/2011 9:31:01 AM
312-Lender$25.0012/20/2011 9:40:12 AM
worthy-bid8$50.0012/20/2011 9:33:31 AM
shawnw2$63.2212/20/2011 9:36:04 AM
LivingInvestments00$25.0012/20/2011 9:46:19 AM
platinum-boss2$100.0012/20/2011 9:33:17 AM
hyrolln$25.0012/20/2011 9:33:23 AM
RLaumeyer$30.0012/20/2011 9:34:33 AM
contract-student2$70.0012/20/2011 9:38:32 AM
wwwUniversal$25.0012/20/2011 9:39:02 AM
Investor_DP$100.0012/20/2011 9:43:56 AM
bmw2$43.9712/20/2011 9:48:58 AM
65 Investments
 
Borrower Payment Dependent Notes Series 545520
This series of Notes was issued and sold upon the funding of the borrower loan #57852, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $524.32
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2003 Debt/Income ratio: 35%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 18Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 27 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,314Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: integrity-parsec Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 600-619 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
660-679 (Mar-2011)
 
Principal balance: $5,906.45 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Debt Consolidation & Prioritization
Purpose of loan:
This loan will be used to... Pay down currently existing debt with a definite 3-year payoff plan while reducing interest rates and overall payments. It will allow me flexibility in prioritizing my accounts to payoff.

My financial situation:
I am a good candidate for this loan because... I work hard, and always pay my debts on time and as agreed. I have enough securities to ensure that, even if times get tough, I have a plan of contingency.


Monthly net income: $3500
Monthly expenses: $2000
Housing: $700
Insurance: $100
Car expenses: $400
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$35.0212/20/2011 9:02:26 AM
money-booster2$25.0012/20/2011 9:04:32 AM
studious-listing8$25.0012/20/2011 9:19:30 AM
rajs$75.0012/20/2011 9:15:19 AM
gjm6d$25.0012/20/2011 9:22:37 AM
trade-burrito4$35.0012/20/2011 9:25:27 AM
pdub$75.0012/20/2011 9:17:03 AM
intelligent-dedication9$100.0012/20/2011 9:12:09 AM
affluence-generator2$100.0012/20/2011 9:09:54 AM
LoanerPrincipal$25.0012/20/2011 9:11:33 AM
bazaar-festivity$25.0012/20/2011 9:12:44 AM
worth-blanket2$14,500.0012/20/2011 9:30:57 AM
GElender$40.0012/20/2011 9:28:29 AM
13 Investments
 
Borrower Payment Dependent Notes Series 545522
This series of Notes was issued and sold upon the funding of the borrower loan #57855, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $337.53
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1999 Debt/Income ratio: 18%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 3 Revolving credit balance: $21,468Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: generous-justice7 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 760-779 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
700-719 (Oct-2010)
 
Principal balance: $10,329.82 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Refinance Existing Prosper Loan
Loan Purpose:
To "refinance" orignal Prosper loan to a better rate comsensurate with my improved and proven credit worthiness and reduce monthly payment.

My original loan, listing #45301, has been paid consistenly for 13/36 months to date.

My credit score and credit situation have improved greatly since the time of the original loan and I believe I have proved myself a worthy credit risk.

I hope you will agree and help to fund my loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/20/2011 9:17:03 AM
green-trade-dolphin2$34.9112/20/2011 9:02:29 AM
market-solstice2$25.0012/20/2011 9:15:10 AM
money-booster2$50.0012/20/2011 9:14:03 AM
intelligent-dedication9$100.0012/20/2011 9:12:09 AM
AFairDeal$25.0012/20/2011 9:28:11 AM
worthy-bid8$50.0012/20/2011 9:33:32 AM
BxRealtor$25.0012/20/2011 9:52:50 AM
ricklip$100.0012/20/2011 10:23:37 AM
intelligent-dedication9$100.0012/20/2011 12:14:54 PM
JustMee$25.0012/20/2011 1:46:12 PM
scrappy-leverage6$25.0012/20/2011 12:54:00 PM
independent-revenue4$100.0012/20/2011 1:46:04 PM
JBF_Investments$29.5812/20/2011 3:53:08 PM
unbelievable-exchange$93.0012/20/2011 5:27:10 PM
jpblan11$25.0012/20/2011 10:15:43 PM
cattlebaron$50.0012/21/2011 12:12:17 AM
LianaB$200.0012/21/2011 6:08:42 AM
LianaB$500.0012/21/2011 5:58:23 AM
Mrs-Honeydew$25.0012/21/2011 6:03:19 AM
giftgold$25.0012/21/2011 6:11:50 AM
Rulea72$25.0012/21/2011 6:35:39 AM
klend4$25.0012/21/2011 6:41:22 AM
llequire1$100.0012/21/2011 7:50:03 AM
Leshan$100.0012/21/2011 7:57:51 AM
fantastic-investment9$30.0012/21/2011 8:37:02 AM
bb575$50.0012/20/2011 9:24:12 AM
Moe87$25.0012/20/2011 9:18:46 AM
trade-burrito4$35.0012/20/2011 9:25:27 AM
indomitable-coin$25.0012/20/2011 9:25:48 AM
GElender$40.0012/20/2011 9:28:30 AM
riproaringrapids$35.0012/20/2011 9:32:36 AM
themoneydoctor$200.0012/20/2011 9:39:48 AM
Jinja$50.0012/20/2011 10:05:11 AM
commanding-treasure2$50.0012/20/2011 9:52:44 AM
vinayski$25.0012/20/2011 9:48:15 AM
hope-hickory8$25.0012/20/2011 10:18:46 AM
DreDub$50.0012/20/2011 12:46:11 PM
cash-popcorn7$100.0012/20/2011 11:42:35 AM
astute-benjamins$50.0012/20/2011 2:50:35 PM
majestic-repayment3$25.0012/20/2011 3:13:20 PM
r48$38.0012/20/2011 3:25:38 PM
Cherrypicker$50.0012/20/2011 2:59:58 PM
ALVO$50.0012/20/2011 3:48:36 PM
heart514$25.0012/20/2011 5:20:21 PM
kenji4861$25.0012/20/2011 5:20:38 PM
Lo0se_mo0se$25.0012/20/2011 8:34:35 PM
rajs$125.0012/20/2011 8:55:40 PM
the-enticing-coin$500.0012/21/2011 12:29:50 AM
currency-persimmon$50.0012/21/2011 3:58:23 AM
justme4now$25.0012/21/2011 4:05:08 AM
Brisket_Bob$25.6012/21/2011 4:57:15 AM
natdwg$30.0012/21/2011 5:21:31 AM
asset-cougar0$25.0012/21/2011 5:27:16 AM
coin-lesson3$100.0012/21/2011 6:10:20 AM
BigBag$25.0012/21/2011 7:30:17 AM
promise2$44.7912/21/2011 8:37:08 AM
friendinmoney$25.0012/21/2011 8:23:33 AM
nuclearmoose$25.0012/21/2011 9:07:05 AM
KLCRAY$25.0012/21/2011 9:10:01 AM
Nazbuster$100.0012/21/2011 9:10:27 AM
worth-blanket2$6,400.0012/21/2011 9:18:32 AM
income-banjo$14.1212/21/2011 9:22:53 AM
63 Investments
 
Borrower Payment Dependent Notes Series 545524
This series of Notes was issued and sold upon the funding of the borrower loan #57854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $470.32
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1999 Debt/Income ratio: 20%
Credit score: 840-859 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 39 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,852Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: Yes  
Screen name: TriMT7 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting a New Web-Based Business
This loan will be used to fund an online startup, that focuses on charitable driven e-commerce. I have approached and obtained a proposal package from a web development company. This loan will be used to fund the custom development and programming for the website based business.

I am an attorney with an average annual salary of approximately $110,000.00. I have excellent credit (800+).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Kyjamune$25.0012/19/2011 5:13:15 PM
Derel$50.0012/19/2011 5:14:12 PM
MarketInvestor$25.0012/19/2011 5:21:14 PM
meux99$25.0012/19/2011 5:28:02 PM
AFairDeal$25.0012/19/2011 5:14:14 PM
payment-freshmaker$50.0012/19/2011 5:33:40 PM
sweet-loan7$25.0012/19/2011 5:20:07 PM
credit-panda1$25.0012/19/2011 5:28:11 PM
mar97$25.0012/19/2011 5:42:23 PM
diversification-surge$25.0012/19/2011 5:35:57 PM
Dollars4Rent$50.0012/19/2011 5:42:36 PM
CIC$25.0012/20/2011 2:36:19 AM
restless-balance9$50.0012/20/2011 2:58:53 AM
blot44$50.0012/20/2011 5:11:46 AM
blue-useful-auction$25.0012/20/2011 6:36:47 AM
ingenious-order783$30.0012/20/2011 7:15:33 AM
kvandivo$25.0012/20/2011 7:17:49 AM
intelligent-dedication9$100.0012/20/2011 9:12:06 AM
timbob$100.0012/20/2011 9:26:29 AM
first-favorite-bonus9$25.0012/20/2011 9:24:03 AM
income-banjo$50.0012/20/2011 9:23:18 AM
indomitable-coin$25.0012/20/2011 9:25:47 AM
basis-ferret8$50.0012/20/2011 9:38:27 AM
IIP77$25.0012/20/2011 9:44:37 AM
riproaringrapids$35.0012/20/2011 9:32:34 AM
green-moola-sniffer$25.0012/20/2011 9:35:08 AM
rmachi$25.0012/20/2011 9:55:03 AM
C_Mark$50.0012/20/2011 9:53:57 AM
inspired-investment8$100.0012/20/2011 10:48:03 AM
Captain88$25.0012/20/2011 12:28:58 PM
independent-revenue4$100.0012/20/2011 1:46:03 PM
enriched-value934$200.0012/20/2011 2:45:37 PM
transparency-baton$25.0012/20/2011 5:05:28 PM
unbelievable-exchange$100.0012/20/2011 5:27:10 PM
penguino$100.0012/20/2011 5:56:03 PM
passbook$25.0012/20/2011 7:46:19 PM
caring-truth9$200.0012/20/2011 8:51:37 PM
latestone$25.0012/20/2011 11:17:08 PM
Mostyle$25.0012/20/2011 11:20:45 PM
a-unflappable-finance$100.0012/20/2011 11:43:37 PM
LianaB$300.0012/21/2011 6:09:16 AM
tenacious-payout$25.0012/21/2011 7:29:53 AM
fantastic-investment9$30.0012/21/2011 8:37:00 AM
fireboss$27.7912/21/2011 8:38:17 AM
chicco$500.0012/21/2011 9:06:25 AM
gauss02$25.0012/21/2011 9:07:01 AM
taurusco$100.0012/21/2011 9:05:19 AM
newest-bountiful-basis$25.0012/21/2011 9:05:48 AM
allenerb$25.0012/21/2011 9:05:53 AM
auction-elvis$25.0012/21/2011 9:06:20 AM
ritwngr$25.0012/21/2011 9:08:00 AM
doncm$50.0012/21/2011 9:06:29 AM
hptcrabbers$25.0012/21/2011 9:08:15 AM
Marathoner$25.0012/21/2011 9:08:29 AM
KLCRAY$25.0012/21/2011 9:10:00 AM
JohnW12$50.0012/21/2011 9:10:31 AM
Viamin$25.0012/21/2011 9:11:21 AM
Stamp79$25.0012/21/2011 9:10:16 AM
littlemonkey$25.0012/21/2011 9:12:15 AM
jjb3$25.0012/21/2011 9:13:17 AM
speyer$25.0012/21/2011 9:13:35 AM
RusRobo$25.0012/21/2011 9:12:43 AM
mlender$25.0012/21/2011 9:12:01 AM
ronkr$25.0012/21/2011 9:14:20 AM
steiglends$100.0012/21/2011 9:13:22 AM
Kijib$25.0012/21/2011 9:15:25 AM
studious-kindness0$50.0012/21/2011 9:13:34 AM
ianakacg$25.0012/21/2011 9:13:52 AM
neenerman$50.0012/21/2011 9:18:43 AM
mnbud$25.0012/21/2011 9:17:14 AM
integrity-saver$25.0012/21/2011 9:14:52 AM
acsej$25.0012/21/2011 9:20:31 AM
TCayce$25.0012/21/2011 9:16:31 AM
mrpowers5531$25.0012/21/2011 9:21:24 AM
new-truth-chuckler$25.0012/21/2011 9:17:24 AM
get30inc$50.0012/21/2011 9:20:04 AM
Cbgator$25.0012/21/2011 9:22:37 AM
16888$25.0012/21/2011 9:20:59 AM
zenchef$25.0012/21/2011 9:18:11 AM
Spring342$25.0012/21/2011 9:21:36 AM
FortuneFund$50.0012/21/2011 9:19:02 AM
WLenders$50.0012/21/2011 9:21:44 AM
jazzlender$50.0012/21/2011 9:19:28 AM
enriching-trade2$50.0012/21/2011 9:22:05 AM
mnmcarve$25.0012/21/2011 9:19:51 AM
nagster$25.0012/21/2011 9:20:17 AM
jakesworld$25.0012/21/2011 9:22:44 AM
jfd287$25.0012/21/2011 9:23:36 AM
loan-confidant4$25.0012/21/2011 9:22:25 AM
Boxhead$50.0012/21/2011 9:24:53 AM
Relaxo$50.0012/21/2011 9:26:18 AM
natural-affluence4$25.0012/21/2011 9:23:46 AM
Dover$25.0012/21/2011 9:24:24 AM
impressive-loan$100.0012/21/2011 9:27:12 AM
gWellington$25.0012/21/2011 9:27:23 AM
TJ643$25.0012/21/2011 9:27:39 AM
wealthstar$25.0012/21/2011 9:25:07 AM
mrfixerupper$25.0012/21/2011 9:25:18 AM
slartibardfast$25.0012/21/2011 9:29:01 AM
RG$25.0012/21/2011 9:25:59 AM
Arg3998$25.0012/21/2011 9:26:58 AM
chicagobear23$25.0012/21/2011 9:27:41 AM
social-trumpet$25.0012/21/2011 9:24:34 AM
sound$50.0012/21/2011 9:25:11 AM
gracej$25.0012/21/2011 9:29:29 AM
Relevance$25.0012/21/2011 9:26:21 AM
trade-watcher$25.0012/21/2011 9:31:48 AM
dthompso$50.0012/21/2011 9:30:28 AM
JazzFranchise$25.0012/21/2011 9:28:13 AM
bonus-cougar$25.0012/21/2011 9:29:59 AM
Daneistes$50.0012/21/2011 9:30:23 AM
helpu88$25.0012/21/2011 9:33:08 AM
benefit-dreams$25.0012/21/2011 9:33:31 AM
compoundinterest$50.0012/21/2011 9:30:59 AM
kinetic-openness0$25.0012/21/2011 9:31:25 AM
PRGuyinVA$25.0012/21/2011 9:31:27 AM
wise-repayment-kayak$50.0012/21/2011 9:31:58 AM
silver-armada$50.0012/21/2011 9:34:16 AM
tsui517$50.0012/21/2011 9:33:44 AM
Emgolda$25.0012/21/2011 9:34:44 AM
credit-statuette8$100.0012/21/2011 9:35:44 AM
cash-pie$25.0012/21/2011 9:35:25 AM
Quaven$25.0012/21/2011 9:35:48 AM
a-responsible-return$50.0012/21/2011 9:36:22 AM
red-enthralling-justice$25.0012/21/2011 9:36:01 AM
Wowzer$25.0012/21/2011 9:33:00 AM
mizount$25.0012/21/2011 9:36:19 AM
ski bum$100.0012/21/2011 9:37:51 AM
johnsails$50.0012/21/2011 9:38:22 AM
investor7257$25.0012/21/2011 9:36:32 AM
power-companion7$75.0012/21/2011 9:38:49 AM
andyb9$25.0012/21/2011 9:39:01 AM
legend717$25.0012/21/2011 9:39:36 AM
biobulator$25.0012/21/2011 9:39:22 AM
sweet-loan8$25.0012/21/2011 9:39:54 AM
trade-solo$25.0012/21/2011 9:37:46 AM
fervent-repayment$50.0012/21/2011 9:40:47 AM
postalwhiz$25.0012/21/2011 9:40:25 AM
jo2y$25.0012/21/2011 9:40:39 AM
Peer-to-PeerFunding$25.0012/21/2011 9:42:43 AM
elasermd$50.0012/21/2011 9:41:13 AM
revmax$25.0012/21/2011 9:43:53 AM
Avery963$25.0012/21/2011 9:42:15 AM
SanJoser$25.0012/21/2011 9:41:33 AM
PA2LA$25.0012/21/2011 9:43:12 AM
jscope$25.0012/21/2011 9:41:49 AM
MmeArgent$25.0012/21/2011 9:43:38 AM
gallant-economy9$50.0012/21/2011 9:44:38 AM
lagnisiruk$25.0012/21/2011 9:44:48 AM
first-pragmatic-note$50.0012/21/2011 9:44:50 AM
Chutney$25.0012/21/2011 9:46:30 AM
ReallyGoodGuy$25.0012/21/2011 9:47:19 AM
majestic-dedication$50.0012/21/2011 9:45:17 AM
mrladybug101$25.0012/21/2011 9:45:34 AM
BxRealtor$25.0012/21/2011 9:48:12 AM
awwaww$25.0012/21/2011 9:44:46 AM
bold-yield-rumbler$25.0012/21/2011 9:48:35 AM
gold-tsunami$30.0012/21/2011 9:44:54 AM
processor115$100.0012/21/2011 9:45:01 AM
selvamfinance$25.0012/21/2011 9:45:07 AM
marketplace-cello5$25.0012/21/2011 9:45:56 AM
mike_banker$50.0012/21/2011 9:48:02 AM
MVP2008$24.5312/21/2011 9:50:42 AM
valiant-liberty4$25.0012/21/2011 9:48:52 AM
fireheart$25.0012/21/2011 9:49:24 AM
IamSparticus$25.0012/21/2011 9:47:03 AM
figs4u2$100.0012/21/2011 9:49:35 AM
iGeoff$25.0012/21/2011 9:50:28 AM
fcukciti$35.0012/21/2011 9:48:58 AM
texrob20$25.0012/21/2011 9:49:10 AM
turbostar666$25.0012/21/2011 9:50:01 AM
outtahoth2o$75.0012/21/2011 9:50:25 AM
cebgop$25.0012/19/2011 5:05:55 PM
bb575$50.0012/19/2011 5:20:20 PM
AmericanCredit$50.0012/19/2011 5:13:33 PM
paymeplease$25.0012/19/2011 5:19:44 PM
esabzb$25.0012/19/2011 5:20:17 PM
fortytwo$150.0012/19/2011 5:22:59 PM
currency-agave$60.0012/19/2011 5:41:50 PM
daisuke$25.0012/19/2011 5:32:59 PM
jonandmeg21$25.0012/19/2011 5:44:51 PM
worthy-bid8$50.0012/19/2011 5:38:39 PM
Ready2Loan$25.0012/19/2011 5:38:53 PM
neighborly-hope6$100.0012/19/2011 5:41:32 PM
silver-birdie$100.0012/19/2011 5:46:41 PM
helpishere777$25.0012/19/2011 8:13:44 PM
ToweringDan$50.0012/20/2011 12:47:59 AM
rajs$100.0012/19/2011 8:49:56 PM
revenue-burst676$25.0012/19/2011 9:21:03 PM
money-booster2$25.0012/19/2011 10:56:23 PM
Zipperdu$70.0012/20/2011 2:55:53 AM
SourDoughSteve$25.0012/20/2011 6:34:54 AM
shur$50.0012/20/2011 9:12:12 AM
Tradesmanlender$25.0012/20/2011 9:05:25 AM
j2ee$25.0012/20/2011 9:07:14 AM
minista$25.0012/20/2011 9:22:41 AM
themoneydoctor$216.6712/20/2011 9:23:04 AM
transparency-giant$50.0012/20/2011 9:16:55 AM
evnagelist$25.0012/20/2011 9:27:58 AM
cnovak$25.0012/20/2011 9:33:48 AM
Cheburashka$25.0012/20/2011 9:25:13 AM
jazz619$25.0012/20/2011 9:37:26 AM
Syzygy$25.0012/20/2011 9:34:30 AM
iaffy$25.0012/20/2011 9:47:35 AM
brazilofmux$100.0012/20/2011 9:43:44 AM
unforgettable-wealth4$50.0012/20/2011 9:55:29 AM
CornerKetch$25.0112/20/2011 9:46:01 AM
aasx1108$25.0012/20/2011 9:51:31 AM
britgsb$30.0012/20/2011 9:51:01 AM
commanding-treasure2$50.0012/20/2011 9:52:44 AM
unassuming-generosity$25.0012/20/2011 9:53:37 AM
ricklip$100.0012/20/2011 10:23:34 AM
meadow48$50.0012/20/2011 12:24:20 PM
tharmon$25.0012/20/2011 2:56:43 PM
wuscjim$25.0012/20/2011 4:12:17 PM
meenan$100.0012/20/2011 5:07:29 PM
larslfe$25.0012/20/2011 5:19:36 PM
nuclearmoose$25.0012/20/2011 5:34:40 PM
payout-harmony4$50.0012/20/2011 5:44:49 PM
Lo0se_mo0se$25.0012/20/2011 8:35:42 PM
cattlebaron$25.0012/21/2011 12:33:21 AM
ahansen$50.0012/21/2011 1:36:48 AM
giftgold$25.0012/21/2011 6:11:49 AM
john0720$25.0012/21/2011 6:28:39 AM
chibear34$25.0012/21/2011 6:40:43 AM
Woodworker57$25.0012/21/2011 7:10:33 AM
-J$50.0012/21/2011 6:43:03 AM
macgeek$25.0012/21/2011 9:06:09 AM
money-floret$50.0012/21/2011 9:06:40 AM
GCInvestments$25.0012/21/2011 9:05:26 AM
kloan$25.0012/21/2011 9:06:46 AM
sailorgm$25.0012/21/2011 9:08:13 AM
sb0453$25.0012/21/2011 9:08:51 AM
truth-explorer$25.0012/21/2011 9:08:57 AM
LogicalCC$25.0012/21/2011 9:09:01 AM
JAVEHE$25.0012/21/2011 9:09:19 AM
hostbank$100.0012/21/2011 9:10:12 AM
dharma1$25.0012/21/2011 9:11:42 AM
GodzillaLending$25.0012/21/2011 9:12:32 AM
flexiboy35$25.0012/21/2011 9:11:40 AM
kind-asset-circuit$50.0012/21/2011 9:11:51 AM
aabadabadoo$25.0012/21/2011 9:12:09 AM
NoCal$25.0012/21/2011 9:13:01 AM
fairness-faire$25.0012/21/2011 9:11:24 AM
pujols8996$50.0012/21/2011 9:11:55 AM
Mantis75$25.0012/21/2011 9:13:44 AM
MARWARISETH$200.0012/21/2011 9:13:40 AM
BBL$25.0012/21/2011 9:15:32 AM
dpjd$25.0012/21/2011 9:12:41 AM
bid-papyrus$25.0012/21/2011 9:15:39 AM
green-tree-shake$30.0012/21/2011 9:16:21 AM
credit-scout7$50.0012/21/2011 9:16:33 AM
Wilvara$25.0012/21/2011 9:16:24 AM
community-saver158$50.0012/21/2011 9:17:31 AM
jhuang617$25.0012/21/2011 9:18:00 AM
Kame$25.0012/21/2011 9:16:54 AM
money-hunter6$25.0012/21/2011 9:15:12 AM
csais50$25.0012/21/2011 9:17:52 AM
vigilance-revolutionary$50.0012/21/2011 9:18:13 AM
exuberant-dime$25.0012/21/2011 9:17:21 AM
sensational-kindness$25.0012/21/2011 9:19:00 AM
subtle-revenue0$25.0012/21/2011 9:17:29 AM
ATOHokie$25.0012/21/2011 9:21:53 AM
math1973$50.0012/21/2011 9:22:16 AM
Pasagam$50.0012/21/2011 9:17:46 AM
atope$25.0012/21/2011 9:20:56 AM
unrivaled-silver$25.0012/21/2011 9:21:09 AM
Gabriel02$25.0012/21/2011 9:21:34 AM
ujiba$50.0012/21/2011 9:21:42 AM
sdloanhelper$50.0012/21/2011 9:19:10 AM
1phantom$25.0012/21/2011 9:21:47 AM
five-star-nickel7$25.0012/21/2011 9:22:06 AM
bonus-tent$25.0012/21/2011 9:20:47 AM
tenacious-affluence$25.0012/21/2011 9:23:21 AM
dvsmoney$25.0012/21/2011 9:23:54 AM
rampe001$50.0012/21/2011 9:24:13 AM
lending401$25.0012/21/2011 9:23:30 AM
fair-funds$25.0012/21/2011 9:22:27 AM
Turkish101$25.0012/21/2011 9:24:38 AM
Preteur$25.0012/21/2011 9:25:48 AM
gojackgo$50.0012/21/2011 9:23:03 AM
justalender$50.0012/21/2011 9:28:41 AM
Aimvest$25.0012/21/2011 9:25:17 AM
siege01$25.0012/21/2011 9:25:20 AM
lifegrowth$25.0012/21/2011 9:26:01 AM
wjf60$50.0012/21/2011 9:29:16 AM
igalburt$38.0012/21/2011 9:24:17 AM
trucklawyer$25.0012/21/2011 9:30:19 AM
speedy-silver3$25.0012/21/2011 9:25:04 AM
don8ter$50.0012/21/2011 9:25:32 AM
TrustPlus$50.0012/21/2011 9:31:46 AM
orange-resolute-platinum$25.0012/21/2011 9:30:12 AM
nick5454$25.0012/21/2011 9:26:44 AM
fiddlerzvi$50.0012/21/2011 9:32:09 AM
rulender$25.0012/21/2011 9:30:39 AM
funds-promiser$50.0012/21/2011 9:27:00 AM
KarmaBum77$25.0012/21/2011 9:27:27 AM
cargo254$200.0012/21/2011 9:28:23 AM
investment-star$25.0012/21/2011 9:29:48 AM
just-benefit$25.0012/21/2011 9:30:31 AM
China0813$25.0012/21/2011 9:30:43 AM
UnknownSuperhero$25.0012/21/2011 9:33:42 AM
SB-Funding$50.0012/21/2011 9:33:47 AM
educationfirst$50.0012/21/2011 9:34:10 AM
hrubinst$50.0012/21/2011 9:32:12 AM
martinatime$25.0012/21/2011 9:34:40 AM
skuba$75.0012/21/2011 9:32:31 AM
SLA430$50.0012/21/2011 9:35:43 AM
PK_USMC$25.0012/21/2011 9:35:46 AM
Anny-Disco$25.0012/21/2011 9:36:07 AM
bobby4u3$25.0012/21/2011 9:36:43 AM
causr08$25.0012/21/2011 9:37:08 AM
cablenews$100.0012/21/2011 9:37:14 AM
xphile$25.0012/21/2011 9:33:25 AM
GlocalPM$25.0012/21/2011 9:37:27 AM
adevadeh$25.0012/21/2011 9:37:30 AM
JMJIluss$25.0012/21/2011 9:34:54 AM
makerain$25.0012/21/2011 9:38:06 AM
ss2020$31.0012/21/2011 9:38:04 AM
autonomous-kindness8$25.0012/21/2011 9:36:27 AM
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workinghardoregon$25.0012/21/2011 9:38:46 AM
nvhm$50.0012/21/2011 9:37:21 AM
TSC$50.0012/21/2011 9:39:58 AM
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Trinkaloki$25.0012/21/2011 9:40:37 AM
downtownfarm$25.0012/21/2011 9:41:22 AM
Ivan2007$25.0012/21/2011 9:43:05 AM
whiterabbit1874$25.0012/21/2011 9:41:59 AM
Nedly$25.0012/21/2011 9:43:48 AM
bobby5832708$25.0012/21/2011 9:41:39 AM
prosha$25.0012/21/2011 9:42:20 AM
webwesen$25.0012/21/2011 9:43:02 AM
johannesfactotum$30.0012/21/2011 9:43:58 AM
Cai8899$50.0012/21/2011 9:45:05 AM
tuffshorty$30.0012/21/2011 9:46:04 AM
capital-star5$27.0012/21/2011 9:44:47 AM
jamesgrmy$25.0012/21/2011 9:47:00 AM
payout-paladin0$25.0012/21/2011 9:46:18 AM
Curly-Girly$25.0012/21/2011 9:44:52 AM
BuffetRocks$50.0012/21/2011 9:44:55 AM
MoneySiles$25.0012/21/2011 9:49:28 AM
dfealk$25.0012/21/2011 9:47:05 AM
riskreward$250.0012/21/2011 9:50:09 AM
hard-working-rate3$100.0012/21/2011 9:48:32 AM
finance-explosion6$25.0012/21/2011 9:48:42 AM
market-solstice2$25.0012/21/2011 9:48:53 AM
GMPK_TLAS$50.0012/21/2011 9:47:09 AM
adamnash$25.0012/21/2011 9:48:06 AM
puyanera$25.0012/21/2011 9:49:50 AM
freesia54$50.0012/21/2011 9:48:47 AM
phillipd48$25.0012/21/2011 9:49:09 AM
robertmm25$25.0012/21/2011 9:49:12 AM
brutusbone$25.0012/21/2011 9:49:47 AM
MadHun$200.0012/21/2011 9:49:56 AM
357 Investments
 
Borrower Payment Dependent Notes Series 545532
This series of Notes was issued and sold upon the funding of the borrower loan #57960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $106.92
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-2003 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 25 Occupation: Homemaker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,234Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: nimble-dollar7 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to..debt.

My financial situation:
I am a good candidate for this loan because...I pay on time or double my payments or minium payment by double


Monthly net income: $
Monthly expenses: $400
Housing: $50/week
Insurance: $
Car expenses: $300
Utilities: $
Phone, cable, internet: $120
Food, entertainment: $45
Clothing, household expenses: $40
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$25.0012/20/2011 9:03:35 AM
LittleMingo$25.0012/20/2011 9:09:31 AM
jkeller4000$25.0012/20/2011 9:12:34 AM
Danjack_Capital$25.0012/20/2011 9:16:49 AM
camaraderi-aspen$100.0012/20/2011 9:38:49 AM
BankofRon$25.0012/20/2011 9:56:08 AM
Investor_DP$100.0012/20/2011 9:44:06 AM
green-rate-futurist$25.0012/20/2011 12:26:04 PM
the-lean-bid$25.0012/20/2011 1:03:29 PM
blue-radiant-economy$100.0012/20/2011 3:37:09 PM
truth-companion$25.0012/20/2011 5:24:57 PM
autonomous-truth$80.4412/20/2011 8:57:23 PM
LianaB$100.0012/21/2011 6:03:22 AM
irrelevant$25.0012/21/2011 6:05:16 AM
transaction-circuit$50.0012/21/2011 7:56:34 AM
ZOOOM$25.0012/21/2011 8:06:22 AM
gallant-economy9$50.0012/21/2011 9:44:42 AM
fortytwo$150.0012/21/2011 9:51:41 AM
let_me_retire$29.0912/21/2011 11:25:40 AM
exact-principal220$25.0012/21/2011 12:17:39 PM
R3vXX$25.0012/21/2011 3:01:00 PM
five-star-note$50.0012/21/2011 3:16:28 PM
chato2345$25.0012/21/2011 4:02:15 PM
lowrater$100.4012/21/2011 4:57:00 PM
riveting-credit5$50.0012/21/2011 4:28:12 PM
168RichCapital$25.1212/21/2011 4:43:37 PM
worth-viking$100.0012/21/2011 5:52:29 PM
golden-velocity9$25.0012/21/2011 6:41:30 PM
justice-circuitry0$25.0012/21/2011 6:33:29 PM
gjm6d$25.0012/20/2011 9:22:37 AM
unbelievable-exchange$25.0012/20/2011 9:24:42 AM
worthy-bid8$50.0012/20/2011 9:33:33 AM
goodhearted-generosity511$30.0012/20/2011 10:05:39 AM
handy-justice$50.0012/20/2011 10:44:39 AM
ricklip$100.0012/20/2011 10:23:38 AM
one-midas$25.0012/20/2011 2:52:15 PM
mrxtravis$25.0012/20/2011 5:15:41 PM
CashFlow13$100.0012/20/2011 5:10:12 PM
heart514$25.0012/20/2011 5:20:21 PM
payment-halo$25.0012/20/2011 7:01:28 PM
zone6$100.0012/20/2011 8:58:55 PM
money-booster2$35.0012/20/2011 10:24:42 PM
Iwillhuntyoudown$25.0012/20/2011 11:11:14 PM
northphoto$25.0012/21/2011 6:45:53 AM
ethical-truth211$100.0012/21/2011 6:50:05 AM
Bob450$25.0012/21/2011 6:49:06 AM
compassion-expert$25.0012/21/2011 9:32:53 AM
wwwUniversal$25.0012/21/2011 9:42:37 AM
shellstar$25.0012/21/2011 9:50:47 AM
1point21gigawatts$25.0012/21/2011 10:27:13 AM
COCHINOBOY$25.0012/21/2011 12:28:19 PM
papaloha$25.0012/21/2011 1:46:23 PM
Something-Corporate$25.0012/21/2011 3:09:49 PM
pound-mushroom3$25.0012/21/2011 5:09:33 PM
social-heart$25.0012/21/2011 5:37:04 PM
high_flyer$24.9512/21/2011 7:31:35 PM
56 Investments
 
Borrower Payment Dependent Notes Series 545540
This series of Notes was issued and sold upon the funding of the borrower loan #57767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $192.87
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-2000 Debt/Income ratio: 22%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 24 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,176Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: thoughtful-felicity70 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 720-739 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
740-759 (Dec-2010)
 
Principal balance: $5,811.75 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Paying off debt
Purpose of loan:
This loan will be used to refinance my prosper loan and achieve a lower rate.

My financial situation:
I am a good candidate for this loan because I have a good credit rating, great job and I pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$28.4612/20/2011 9:02:47 AM
rajs$100.0012/20/2011 9:14:02 AM
bb575$50.0012/20/2011 9:24:12 AM
trade-burrito4$35.0012/20/2011 9:25:28 AM
shellstar$37.1512/20/2011 9:18:49 AM
intelligent-dedication9$100.0012/20/2011 9:12:09 AM
market-solstice2$25.0012/20/2011 9:15:10 AM
worth-blanket2$5,700.0012/20/2011 9:29:55 AM
indomitable-coin$25.0012/20/2011 9:25:48 AM
AFairDeal$25.0012/20/2011 9:28:11 AM
GElender$40.0012/20/2011 9:28:30 AM
11 Investments
 
Borrower Payment Dependent Notes Series 545548
This series of Notes was issued and sold upon the funding of the borrower loan #57752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 32.04% Borrower rate/APR: 33.04% / 35.84% Monthly payment: $256.84
 
Lender servicing fee: 1.00% Effective Yield*: 30.57%  
Estimated return*: 15.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Nov-1999 Debt/Income ratio: 60%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 7 Current / open credit lines: 5 / 8Length of status:14y 3m
Amount delinquent: $3,818 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,721Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: trustworthy714 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,223.85< 31 days late: 0 ( 0% )  
740-759 (May-2011)
 
Principal balance: $3,768.23 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Complete Home Improvement 4 Kids
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
truth-companion$25.0012/19/2011 5:08:01 PM
SecondChanceLendingSERV$25.0012/19/2011 5:22:28 PM
money-baron-Roth401k$25.0012/19/2011 5:26:09 PM
Jack55304$200.0012/19/2011 5:28:33 PM
orange-vigilance-shower$50.0012/19/2011 5:19:38 PM
worth-blanket2$7,000.0012/19/2011 6:52:21 PM
zeeexsixare$25.0012/19/2011 5:51:15 PM
Investor_DP$100.0012/19/2011 5:10:38 PM
affluence-generator2$100.0012/19/2011 5:26:05 PM
9 Investments
 
Borrower Payment Dependent Notes Series 545558
This series of Notes was issued and sold upon the funding of the borrower loan #58114, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-20-2011 
Term: 60 months Listing End date:  Dec-20-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $178.86
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1997 Debt/Income ratio: 8%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:9y 3m
Amount delinquent: $0 Total credit lines: 22 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,737Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: RN4loan Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
heavenly-interest9$500.0012/20/2011 9:16:40 AM
jkeller4000$25.0012/20/2011 9:12:57 AM
money-booster2$25.0012/20/2011 9:18:37 AM
worth-blanket2$5,000.0012/20/2011 9:30:04 AM
4 Investments
 
Borrower Payment Dependent Notes Series 545562
This series of Notes was issued and sold upon the funding of the borrower loan #58299, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $264.46
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1982 Debt/Income ratio: 16%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 18Length of status:28y 6m
Amount delinquent: $0 Total credit lines: 45 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,445Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: greenback-detective2 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Consolidation
Purpose of loan:
This loan will be used to... Loan consolidation

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$7,500.0012/20/2011 5:32:35 PM
LongTail$25.0012/20/2011 5:28:43 PM
JustMee$25.0012/20/2011 5:29:20 PM
currency-agave$60.0012/20/2011 5:23:37 PM
studious-listing8$25.0012/20/2011 5:05:36 PM
bazaar-festivity$25.0012/20/2011 5:17:23 PM
scrappy-leverage6$25.0012/20/2011 5:21:27 PM
AndChicksforFree$25.0012/20/2011 5:24:22 PM
worthy-bid8$50.0012/20/2011 5:31:25 PM
9 Investments
 
Borrower Payment Dependent Notes Series 545568
This series of Notes was issued and sold upon the funding of the borrower loan #58066, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-2007 Debt/Income ratio: 19%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:5y 1m
Amount delinquent: $0 Total credit lines: 6 Occupation: Student - College S...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $114Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: No  
Screen name: treasure-castanets6 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repairs
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/20/2011 5:06:50 PM
affluence-generator2$125.0012/20/2011 5:11:32 PM
camaraderi-aspen$100.0012/20/2011 5:40:10 PM
gallant-economy9$50.0012/21/2011 5:54:25 PM
economy-shrubbery6$25.0012/21/2011 10:26:31 PM
librealfin$31.7312/22/2011 8:53:55 AM
first-friendly-listing$50.0012/22/2011 12:11:05 PM
skillful-asset5$25.0012/22/2011 3:57:12 PM
melodious-openness$100.0012/22/2011 6:34:36 PM
Dubbs360$250.0012/22/2011 8:05:36 PM
deal-thinker7$25.0012/23/2011 4:36:00 AM
therealjeremy$25.0012/23/2011 6:00:02 AM
capital-galaxy$50.0012/23/2011 6:55:17 AM
hopeful-silver5$25.0012/23/2011 7:17:46 AM
moola-gondola1$100.0012/23/2011 10:09:26 AM
calimanusa$50.0012/24/2011 1:39:57 AM
Binan$25.0012/24/2011 4:11:10 AM
riptide615$125.0012/24/2011 7:35:02 AM
ATWLab$25.0012/24/2011 7:57:25 AM
winmals$25.0012/24/2011 8:33:58 AM
2grindstones$25.0012/24/2011 9:47:01 AM
wise-deal-panda$100.0012/24/2011 12:35:09 PM
jebber007$30.0012/24/2011 1:03:05 PM
dariop$30.0112/24/2011 8:05:01 PM
the-hope-workhorse$50.0012/24/2011 10:47:40 PM
DiligentiaLLC$25.0012/24/2011 8:34:38 PM
maildude$25.0012/25/2011 8:01:27 AM
Soothsayer$25.0012/25/2011 2:27:20 PM
dough-souffle$45.0012/25/2011 7:26:33 PM
rate-sceptre$25.0012/25/2011 3:30:36 PM
himistu22$25.0012/25/2011 9:42:10 PM
cognizant-responsibility9$25.0012/26/2011 9:15:35 AM
econgineer$75.0012/26/2011 9:15:50 AM
durability-revelry2$25.0012/26/2011 10:22:12 AM
cilynx$30.8812/26/2011 10:01:10 AM
Ananya$25.0012/26/2011 11:38:50 AM
Shawn95187$28.2812/26/2011 4:47:53 PM
patriot0$27.0012/26/2011 5:28:12 PM
well-mannered-income3$17.8512/26/2011 5:38:24 PM
Danjack_Capital$25.0012/20/2011 5:11:15 PM
money-booster2$25.0012/20/2011 5:37:31 PM
iaffy$25.0012/22/2011 9:22:12 AM
kind-credit-bear$25.0012/22/2011 9:30:41 AM
unbelievable-exchange$100.0012/22/2011 10:27:15 AM
HayrideRanch$35.5712/22/2011 2:43:11 PM
melodious-openness$200.0012/23/2011 4:04:36 AM
melodious-openness$285.6812/23/2011 6:41:09 AM
CashFlow13$100.0012/23/2011 9:45:11 AM
hard-working-interest153$40.0012/23/2011 5:23:33 PM
Supernick$100.0012/23/2011 5:33:33 PM
bullwink27$25.0012/24/2011 4:40:10 AM
shawnw2$25.0012/24/2011 3:10:46 AM
zone6$100.0012/24/2011 8:32:41 AM
HenryS$30.0012/24/2011 12:55:33 PM
chato2345$25.0012/24/2011 6:27:57 PM
OnTracInvest$25.0012/24/2011 5:19:09 PM
Builder60$25.0012/24/2011 7:30:14 PM
kulender$50.0012/25/2011 6:09:35 AM
reward-dynamo$40.0012/25/2011 9:42:38 AM
Kash2010lu$25.0012/25/2011 12:17:55 PM
Iwillhuntyoudown$25.0012/25/2011 9:44:02 PM
unbelievable-exchange$50.0012/25/2011 4:41:34 PM
capital-galaxy$100.0012/25/2011 5:45:46 PM
impala6464$25.0012/25/2011 10:58:52 PM
leverage-jalapeno$50.0012/26/2011 12:25:27 AM
the-discrete-income$25.0012/26/2011 6:31:29 AM
Gatorzilla$25.0012/26/2011 7:24:41 AM
first-class-yield9$78.0012/26/2011 7:07:42 AM
LOAN_DOC$25.0012/26/2011 9:47:46 AM
Ronnieboy888$25.0012/26/2011 9:44:08 AM
ddog0224$25.0012/26/2011 9:31:29 AM
the-hope-workhorse$50.0012/26/2011 3:14:39 PM
bankbuddy55$100.0012/26/2011 3:26:08 PM
treasure-hunter270$25.0012/26/2011 4:33:56 PM
SolarMoonshine$25.0012/26/2011 5:28:24 PM
blue-radiant-economy$100.0012/26/2011 5:37:51 PM
76 Investments
 
Borrower Payment Dependent Notes Series 545572
This series of Notes was issued and sold upon the funding of the borrower loan #57772, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $353.60
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-2000 Debt/Income ratio: 15%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 19 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,367Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: Yes  
Screen name: punctual-commerce9 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 100% ) 720-739 (Latest)
Principal borrowed: $11,000.00< 31 days late: 0 ( 0% )  
760-779 (Apr-2011)
 
Principal balance: $10,010.73 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
living expenses
Purpose of loan:

to help with day to day living expenses - because my wife and I are attending grad school part-time, we have temporarily decreased the hours we are working at our current full-time jobs

while the funds from this loan would NOT go to cover tuition or other direct expenses related to school, they would help mitigate the impact that temporarily working less hours to accommodate attending class/studying has had on our general financial situation

My financial situation:

I am a good candidate for this loan because I have good credit, have a great track record with Prosper, and shorter loan tenor of 3 years means I'll pay off the loan quicker. Also, the graduate degrees my wife and I are pursuing will give us greater earning power in the coming years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$34.3012/20/2011 9:02:33 AM
bb575$50.0012/20/2011 9:24:12 AM
indomitable-coin$25.0012/20/2011 9:25:48 AM
AFairDeal$25.0012/20/2011 9:28:12 AM
trade-burrito4$35.0012/20/2011 9:25:28 AM
pdub$75.0012/20/2011 9:17:03 AM
rajs$100.0012/20/2011 9:12:15 AM
intelligent-dedication9$100.0012/20/2011 9:12:10 AM
market-solstice2$25.0012/20/2011 9:15:10 AM
GElender$40.0012/20/2011 9:28:30 AM
worth-blanket2$10,700.0012/20/2011 9:30:51 AM
11 Investments
 
Borrower Payment Dependent Notes Series 545576
This series of Notes was issued and sold upon the funding of the borrower loan #57739, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-20-2011 
Term: 60 months Listing End date:  Dec-20-2011 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $354.10
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-2000 Debt/Income ratio: 16%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 25 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,797Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: spiritual-income0 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 720-739 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
640-659 (Oct-2011)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 1  
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate my home equity line of credit and my high interest credit cards into a lower interest loan. It will be a great way to pay off my debts faster while paying lower interest.

My financial situation:
I am a good candidate for this loan because I have great credit history and always pay my bills on time. I am working really hard to get my debts paid off and this will allow me to do that in a faster time frame, while paying less interest. I am so grateful to everyone who chooses to invest in my loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$31.3012/20/2011 9:02:37 AM
bb575$50.0012/20/2011 9:24:13 AM
worth-blanket2$14,500.0012/20/2011 9:29:58 AM
indomitable-coin$25.0012/20/2011 9:25:48 AM
AFairDeal$25.0012/20/2011 9:28:12 AM
rajs$200.0012/20/2011 9:11:13 AM
affluence-generator2$100.0012/20/2011 9:09:15 AM
intelligent-dedication9$100.0012/20/2011 9:12:10 AM
hope-hickory8$25.0012/20/2011 9:29:40 AM
9 Investments
 
Borrower Payment Dependent Notes Series 545594
This series of Notes was issued and sold upon the funding of the borrower loan #57880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Mar-1995 Debt/Income ratio: 44%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 14Length of status:12y 6m
Amount delinquent: $0 Total credit lines: 35 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,433Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: first-note-heaven Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto repair
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...

Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/20/2011 9:12:35 AM
money-booster2$25.0012/20/2011 9:19:37 AM
affluence-generator2$100.0012/20/2011 9:19:50 AM
Something-Corporate$25.0012/20/2011 9:08:44 AM
Danjack_Capital$25.0012/20/2011 9:20:08 AM
worth-blanket2$3,800.0012/20/2011 9:30:49 AM
6 Investments
 
Borrower Payment Dependent Notes Series 545618
This series of Notes was issued and sold upon the funding of the borrower loan #57907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-20-2011 
Term: 60 months Listing End date:  Dec-20-2011 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $354.10
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1989 Debt/Income ratio: 14%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:17y 6m
Amount delinquent: $0 Total credit lines: 21 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,129Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 19%  
   Homeownership: Yes  
Screen name: currency-fighter2 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 27 ( 100% ) 780-799 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
680-699 (Aug-2009)
 
Principal balance: $2,615.85 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
Refinancing the Rest of My Life
I tried earlier this year to refinance my mortgage. However the home values in the area had decreased too much and the loan could not be approved - loan to value ratio too high.

So now may be the time to refinance everything else and realize some monthly savings.

My current Prosper loan is in its final year - I owe $2,632 as of this writing.

Obligations that are fixed are
Mortgage, condo fee, phone, cable
Monthly but variable are
Food, prescriptions, gas, medical co-pays

Credit obligations add up to $627/mo making more than minimum payments on most accounts. It will take much longer than 5 years to pay everything down at the current rate.

All of the above add up to $3950/mo but can be much higher

A loan for $15,000 with a monthly payment of under $400 will save about $227/month in actual money and huge amounts of interest not yet charged in the future, so the savings over time will be much higher.

Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
currency-agave$60.0012/20/2011 5:23:37 PM
worth-blanket2$11,600.0012/20/2011 5:31:00 PM
well-mannered-income3$50.0012/20/2011 5:18:16 PM
vinayski$25.0012/20/2011 5:27:47 PM
superb-funds335$25.0012/20/2011 5:26:04 PM
AndChicksforFree$50.0012/20/2011 5:10:22 PM
Feyenoord$30.0012/20/2011 5:20:03 PM
indomitable-coin$25.0012/20/2011 5:12:41 PM
green-trade-dolphin2$35.0212/20/2011 5:02:23 PM
MoneyForNothing$36.0512/20/2011 5:02:53 PM
Aberdeen$3,000.0012/20/2011 5:05:34 PM
awwaww$25.0012/20/2011 5:08:41 PM
tntmojave$50.0012/20/2011 5:10:57 PM
affluence-generator2$125.0012/20/2011 5:11:21 PM
JustMee$25.0012/20/2011 5:28:59 PM
bb575$50.0012/20/2011 5:28:14 PM
16 Investments
 
Borrower Payment Dependent Notes Series 545622
This series of Notes was issued and sold upon the funding of the borrower loan #58169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-20-2011 
Term: 60 months Listing End date:  Dec-20-2011 
 
Lender yield: 32.04% Borrower rate/APR: 33.04% / 35.84% Monthly payment: $239.72
 
Lender servicing fee: 1.00% Effective Yield*: 30.57%  
Estimated return*: 15.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1992 Debt/Income ratio: 27%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 2 Current / open credit lines: 15 / 13Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 46 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,232Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 70%  
   Homeownership: No  
Screen name: happiness895 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation loan
Purpose of loan:
This loan will be used to pay off existing debt to get my monthly payments under control.

My financial situation:
I am a good candidate for this loan because if you look at my credit history i am always on time with my payments. i am just over extended on my monthly payments and need to get everything into one payment.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$7,000.0012/20/2011 5:31:20 PM
truth-companion$25.0012/20/2011 5:24:58 PM
2 Investments
 
Borrower Payment Dependent Notes Series 545634
This series of Notes was issued and sold upon the funding of the borrower loan #57894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $96.44
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1991 Debt/Income ratio: 14%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 6Length of status:2y 2m
Amount delinquent: $6,170 Total credit lines: 8 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,628Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: magnetic-contract Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 680-699 (Latest)
Principal borrowed: $3,600.00< 31 days late: 0 ( 0% )  
740-759 (Feb-2011)
 
Principal balance: $2,836.50 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Looking to Refinance Current Loan
Purpose of loan: To refinance my current propser loan
This loan will be used to reduce my current prosper loan rate - I will be paying less per month.

My financial situation: Great, I bring in around $3000 a month.
I am a good candidate for this loan because my credit is good and I've made payments on time for over a year.

I am actually not borrowing any more money, I am refinancing so this should be an easy decision.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$27.7312/20/2011 5:02:42 PM
worth-blanket2$3,000.0012/20/2011 5:31:04 PM
trade-burrito4$35.0012/20/2011 5:28:02 PM
Sneezie$100.0012/20/2011 5:26:40 PM
4 Investments
 
Borrower Payment Dependent Notes Series 545636
This series of Notes was issued and sold upon the funding of the borrower loan #57902, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $193.93
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1993 Debt/Income ratio: 20%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:18y 4m
Amount delinquent: $0 Total credit lines: 15 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,812Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 30%  
   Homeownership: No  
Screen name: sentimental-p2ploan6 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home imptovments
Purpose of loan:
This loan will be used to...home improvments

My financial situation:
I am a good candidate for this loan
...


Monthly net income: $35000
Monthly expenses: $800
Housing: $paid for
Insurance: $200
Car expenses: $paid for
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $15
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
studious-listing8$25.0012/20/2011 5:05:37 PM
currency-agave$60.0012/20/2011 5:23:37 PM
BxRealtor$25.0012/20/2011 5:31:22 PM
superb-funds335$25.0012/20/2011 5:26:04 PM
worthy-bid8$50.0012/20/2011 5:31:27 PM
penguino$100.0012/20/2011 5:58:06 PM
Investor_DP$100.0012/20/2011 5:37:04 PM
money-booster2$25.0012/20/2011 5:37:31 PM
hope-hickory8$25.0012/20/2011 7:03:50 PM
wonder3$30.0012/20/2011 7:06:43 PM
phenomenal-gain5$30.0012/20/2011 7:52:24 PM
hektek22$600.0012/20/2011 10:36:19 PM
john0720$25.0012/21/2011 6:28:39 AM
the-bright-velocity$50.0012/21/2011 8:16:52 AM
Kessler$25.0012/21/2011 8:44:26 AM
AFairDeal$25.0012/21/2011 9:32:23 AM
gallant-economy9$50.0012/21/2011 9:44:42 AM
processor115$50.0012/21/2011 9:46:53 AM
penny-plato$25.0012/21/2011 10:41:00 AM
CashFlow13$100.0012/21/2011 10:00:04 AM
deal-thinker7$50.0012/21/2011 11:00:43 AM
otto1939$102.0012/21/2011 11:16:55 AM
houli123$175.0012/21/2011 11:27:06 AM
klend4$25.0012/21/2011 12:11:11 PM
exact-principal220$25.0012/21/2011 12:17:39 PM
prohelper$50.0012/21/2011 1:00:06 PM
jkeller4000$25.0012/21/2011 1:08:11 PM
enthusiastic-point$50.0012/21/2011 1:51:33 PM
astute-benjamins$50.0012/21/2011 4:13:51 PM
pound-mushroom3$25.0012/21/2011 5:09:33 PM
whitegold24k$100.0012/21/2011 5:05:27 PM
unbelievable-exchange$100.0012/21/2011 5:18:02 PM
wise-deal-panda$100.0012/21/2011 5:31:48 PM
wwwUniversal$25.0012/21/2011 5:35:41 PM
income-plato$25.0012/21/2011 5:40:59 PM
whitegold24k$300.6212/21/2011 5:59:01 PM
leverage-grove6$25.0012/21/2011 6:24:10 PM
treasure-hunter270$25.0012/21/2011 5:55:03 PM
intelligent-repayment8$1,388.3812/21/2011 7:30:07 PM
pdub$75.0012/20/2011 5:24:29 PM
enchanted-note$25.0012/20/2011 5:08:19 PM
lender2611$25.0012/20/2011 5:09:53 PM
bazaar-festivity$25.0012/20/2011 5:17:23 PM
market-solstice2$25.0012/20/2011 5:35:15 PM
JustMee$25.0012/20/2011 5:28:05 PM
LongTail$25.0012/20/2011 5:28:44 PM
ricklip$100.0012/20/2011 5:40:36 PM
rajs$175.0012/20/2011 6:09:54 PM
one-midas$50.0012/20/2011 6:46:01 PM
GCLRWLoans$125.0012/21/2011 8:54:28 AM
matt_2006$25.0012/21/2011 9:06:56 AM
KLCRAY$25.0012/21/2011 9:10:02 AM
new-truth-chuckler$25.0012/21/2011 9:57:25 AM
bountiful-durability$44.0012/21/2011 10:01:47 AM
QsDad$25.0012/21/2011 10:49:33 AM
investment-comet$25.0012/21/2011 11:27:38 AM
oracle3$50.0012/21/2011 12:32:04 PM
bb575$50.0012/21/2011 11:50:57 AM
enlighter$65.0012/21/2011 12:21:51 PM
igniter584$25.0012/21/2011 1:01:18 PM
DrNano$50.0012/21/2011 1:45:59 PM
sc5$30.0012/21/2011 2:28:34 PM
weiyinsan$25.0012/21/2011 1:46:15 PM
Swabjockey$25.0012/21/2011 3:26:53 PM
Moneypenny6$25.0012/21/2011 3:47:05 PM
terrific-dough6$50.0012/21/2011 5:08:52 PM
commanding-treasure2$50.0012/21/2011 5:32:58 PM
riproaringrapids$25.0012/21/2011 5:35:32 PM
revenue-associate$25.0012/21/2011 6:10:48 PM
janeybooboo$50.0012/21/2011 7:10:35 PM
70 Investments
 
Borrower Payment Dependent Notes Series 545644
This series of Notes was issued and sold upon the funding of the borrower loan #57793, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $158.67
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1987 Debt/Income ratio: 59%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 21Length of status:18y 7m
Amount delinquent: $0 Total credit lines: 46 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $72,614Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: refined-transaction244 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan:
This loan will be used to...replace furnance

My financial situation:
I am a good candidate for this loan because...currently working lst 19 years same employer


Monthly net income: $5000
Monthly expenses: $
Housing: $1254
Insurance: $
Car expenses: $460
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
CoolPlexer$25.0012/20/2011 9:30:45 AM
worth-blanket2$4,200.0012/20/2011 9:30:03 AM
studious-listing8$25.0012/20/2011 9:19:30 AM
intelligent-dedication9$100.0012/20/2011 9:12:11 AM
gravbox$25.0012/20/2011 9:08:02 AM
rajs$100.0012/20/2011 9:09:52 AM
bazaar-festivity$25.0012/20/2011 9:12:45 AM
7 Investments
 
Borrower Payment Dependent Notes Series 545658
This series of Notes was issued and sold upon the funding of the borrower loan #58172, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $160.73
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1991 Debt/Income ratio: 18%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 15Length of status:15y 3m
Amount delinquent: $0 Total credit lines: 61 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,343Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: ouacita12 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 26 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
640-659 (Dec-2010)
660-679 (Oct-2010)
660-679 (Oct-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
Payoff credit cards
Purpose of loan:
This loan will be used to payoff high interest rate Discover Card. I am trying to payoff all my debt and this is the fastest way to do it.

My financial situation:
I am a good candidate for this loan because I have stable job - same employer for 15 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$43.2412/27/2011 5:02:24 PM
money-booster2$25.0012/27/2011 5:06:43 PM
worth-blanket2$4,956.7612/27/2011 5:10:55 PM
roadtruck$50.0012/27/2011 5:06:10 PM
AFairDeal$25.0012/27/2011 5:07:01 PM
jkeller4000$100.0012/27/2011 5:10:08 PM
GElender$40.0012/27/2011 5:10:19 PM
7 Investments
 
Borrower Payment Dependent Notes Series 545702
This series of Notes was issued and sold upon the funding of the borrower loan #58107, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $198.46
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1997 Debt/Income ratio: 29%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:6y 9m
Amount delinquent: $0 Total credit lines: 39 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $14,011Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: No  
Screen name: Bruceyb Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 11 ( 100% ) 660-679 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
560-579 (May-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Starting new business
Purpose of loan:
This loan will be used to...

My financial situation: Solid
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$25.0012/20/2011 5:01:38 PM
fabulous-community4$25.0012/20/2011 5:11:45 PM
matt_2006$25.0012/20/2011 5:09:12 PM
yield-lion2$50.0012/20/2011 5:08:11 PM
miked8303$25.0012/20/2011 5:10:31 PM
MatthewDP$100.0012/20/2011 5:17:50 PM
mrxtravis$25.0012/20/2011 5:15:30 PM
scrappy-leverage6$25.0012/20/2011 5:21:31 PM
worth-blanket2$4,300.0012/20/2011 5:31:10 PM
money-baron-roth-IRA$50.0012/20/2011 5:28:32 PM
green-trade-dolphin$35.0212/20/2011 5:02:27 PM
312-Lender$25.0012/20/2011 5:09:45 PM
handy-justice$50.0012/20/2011 5:07:29 PM
money-baron-Roth401k$50.0012/20/2011 5:06:05 PM
AndChicksforFree$50.0012/20/2011 5:09:14 PM
affluence-generator2$125.0012/20/2011 5:12:06 PM
truth-companion$25.0012/20/2011 5:25:00 PM
SLN-10$50.0012/20/2011 5:12:57 PM
DHolly$31.0012/20/2011 5:21:30 PM
jjswanso$100.0012/20/2011 5:29:01 PM
SecondChanceLendingSERV$25.0012/20/2011 5:29:15 PM
21 Investments
 
Borrower Payment Dependent Notes Series 545706
This series of Notes was issued and sold upon the funding of the borrower loan #58165, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $318.54
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2000 Debt/Income ratio: 22%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 2 / 1Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 4 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,443Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: sympathetic-note0 Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan: to finish inside of home needs done asap.
This loan will be used to..buy materials i do my own labour.

My financial situation: receive veterans disability/post 9/11 gi bill
I am a good candidate for this loan because?I have very low overhead and i will pay back the loan, and i own two pieces of property


Monthly net income: $2.000
Monthly expenses: $
Housing: $0
Insurance: $65.00
Car expenses: $300.00
Utilities: $280.00
Phone, cable, internet: $65.00
Food, entertainment: $275.00
Clothing, household expenses: $0
Credit cards and other loans: $4.000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/20/2011 5:07:01 PM
golden-velocity9$25.0012/20/2011 5:15:07 PM
camaraderi-aspen$100.0012/20/2011 5:40:10 PM
grotheik$25.0012/20/2011 7:46:44 PM
profit-powerplant$25.0012/21/2011 9:08:40 AM
klend4$25.0012/21/2011 12:25:28 PM
exact-principal220$25.0012/21/2011 12:17:40 PM
prohelper$50.0012/21/2011 1:00:07 PM
Hedge-Fund$25.0012/21/2011 2:24:32 PM
riveting-credit5$50.0012/21/2011 4:32:24 PM
unbelievable-exchange$100.0012/21/2011 5:18:03 PM
billyisafob$25.0012/22/2011 8:16:11 PM
useful-cash043$130.3512/22/2011 8:22:36 PM
1-HARD-HEAD$400.0012/22/2011 7:59:18 PM
amusement4$500.0012/22/2011 7:46:59 PM
Gibbyland$100.0012/22/2011 7:32:04 PM
greenback-investor7$200.0012/22/2011 6:19:08 PM
msh345$25.0012/22/2011 6:19:01 PM
blue-radiant-economy$100.0012/22/2011 5:44:00 PM
happy-return4$50.0012/22/2011 5:30:52 PM
SV-AZ$37.7312/22/2011 4:52:45 PM
kedia$30.0012/22/2011 3:32:03 PM
StrongMonty$75.9212/22/2011 11:56:20 AM
nycfinance$25.0012/22/2011 10:06:59 AM
wwwUniversal$25.0012/22/2011 9:52:39 AM
shrewd-peace7$25.0012/22/2011 9:51:01 AM
Iwillhuntyoudown$25.0012/22/2011 9:36:50 AM
fantastic-wampum1$100.0012/22/2011 9:10:54 AM
economy-coup$50.0012/22/2011 9:10:38 AM
musegaze$100.0012/22/2011 8:05:04 AM
Bob450$25.0012/22/2011 6:49:49 AM
btormc5$30.0012/22/2011 6:18:33 AM
orange-preeminant-bill$25.0012/22/2011 5:54:39 AM
treasure-bliss$25.0012/22/2011 5:45:16 AM
Top_Gun_Lender$26.0012/21/2011 10:42:50 PM
economy-shrubbery6$25.0012/21/2011 10:26:33 PM
aabadabadoo$25.0012/21/2011 8:21:32 PM
money-booster2$50.0012/21/2011 7:23:07 PM
KLCRAY$25.0012/21/2011 5:46:54 PM
diplomatic-wealth7$25.0012/21/2011 5:49:03 PM
heart514$25.0012/21/2011 5:32:21 PM
riproaringrapids$25.0012/21/2011 5:35:33 PM
mercuriant$25.0012/21/2011 5:34:11 PM
compassion-expert$25.0012/21/2011 5:15:27 PM
miked8303$25.0012/20/2011 5:10:31 PM
worthy-bid8$50.0012/20/2011 5:31:31 PM
Investor_DP$100.0012/20/2011 5:37:20 PM
ricklip$100.0012/20/2011 5:40:38 PM
britches613$25.0012/21/2011 6:12:22 AM
truth-companion$25.0012/21/2011 9:08:52 AM
credit-socrates648$2,500.0012/21/2011 11:24:00 AM
deal-thinker7$50.0012/21/2011 11:00:43 AM
green-rate-futurist$25.0012/21/2011 1:46:24 PM
pound-mushroom3$25.0012/21/2011 5:09:33 PM
trade-beeper4$25.0012/21/2011 5:41:07 PM
worth-viking$100.0012/21/2011 5:52:30 PM
matt_2006$25.0012/21/2011 5:48:22 PM
gallant-economy9$50.0012/21/2011 5:54:25 PM
red-power-pecan$50.0012/21/2011 5:53:16 PM
CashFlow13$100.0012/21/2011 5:55:45 PM
radforj22$25.0012/21/2011 8:23:38 PM
nickel-acrobat$50.0012/21/2011 8:56:55 PM
antlr$50.0012/21/2011 9:21:13 PM
money-baron-Roth401k$50.0012/21/2011 9:31:41 PM
cattlebaron$25.0012/21/2011 10:51:24 PM
loanman2007$25.0012/22/2011 4:39:27 AM
djh47a$25.0012/22/2011 5:42:33 AM
compassion-neutron$25.0012/22/2011 6:20:25 AM
octoberfresh$25.0012/22/2011 6:24:02 AM
librealfin$50.0012/22/2011 8:43:53 AM
Nemo2001$25.0012/22/2011 9:15:19 AM
coin-investor$25.0012/22/2011 9:44:42 AM
Weaverville$25.0012/22/2011 9:59:21 AM
StarshineXL$400.0012/22/2011 10:24:19 AM
impressive-justice6$25.0012/22/2011 12:28:36 PM
exciting-fairness$200.0012/22/2011 10:57:13 AM
astute-wealth8$25.0012/22/2011 11:28:21 AM
unbelievable-exchange$200.0012/22/2011 11:29:12 AM
skillful-asset5$30.0012/22/2011 3:52:54 PM
kind-credit-bear$25.0012/22/2011 4:57:20 PM
Imaginos1892$75.0012/22/2011 5:23:21 PM
the-enthralling-coin$25.0012/22/2011 5:26:04 PM
thelovebug$100.0012/22/2011 5:34:21 PM
platinum-czar$40.0012/22/2011 6:46:24 PM
payment-halo$25.0012/22/2011 7:54:11 PM
Dubbs360$250.0012/22/2011 8:04:06 PM
86 Investments
 
Borrower Payment Dependent Notes Series 545708
This series of Notes was issued and sold upon the funding of the borrower loan #58074, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.85% Listing Start date:  Dec-20-2011 
Term: 12 months Listing End date:  Dec-20-2011 
 
Lender yield: 24.76% Borrower rate/APR: 25.76% / 35.84% Monthly payment: $286.24
 
Lender servicing fee: 1.00% Effective Yield*: 23.64%  
Estimated return*: 9.79%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1997 Debt/Income ratio: 31%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 9Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 33 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,194Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: a-laudable-interest Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding and debt payoff
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$2,900.0012/20/2011 5:30:49 PM
value-allocator1$100.0012/20/2011 5:05:46 PM
Danjack_Capital$25.0012/20/2011 5:07:19 PM
3 Investments
 
Borrower Payment Dependent Notes Series 545726
This series of Notes was issued and sold upon the funding of the borrower loan #57920, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $79.38
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-1982 Debt/Income ratio: 46%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 8Length of status:6y 11m
Amount delinquent: $0 Total credit lines: 42 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,450Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: best-repayment-pursuit Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 19 ( 100% ) 680-699 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
720-739 (May-2010)
 
Principal balance: $2,365.06 31+ days late: 0 ( 0% )
Total payments billed: 19  
Description
Recovery Loan
Purpose of loan: To recover lost wages during recovery from surgery;
this loan will be used to pay medical bills, buy groceries, pay household bills, etc.

My financial situation: I am a good candidate for this loan because I pay my bills on time every month and have fairly good credit but am stuck between a rock and a hard place as an impending and necessary surgery will put a serious strain on our family's financial well-being over the next couple months


Total family monthly net income: $ 6400
Total monthly expenses: $ 4000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
mrxtravis$25.0012/21/2011 5:06:32 PM
MatthewDP$150.0012/21/2011 5:05:58 PM
credit-socrates648$1,751.8512/21/2011 5:07:14 PM
green-trade-dolphin$33.1512/21/2011 5:02:17 PM
nfx$40.0012/21/2011 5:06:27 PM
5 Investments
 
Borrower Payment Dependent Notes Series 545732
This series of Notes was issued and sold upon the funding of the borrower loan #57910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-2003 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:7y 8m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $25,407Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: agile-peso6 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business loan
Purpose of loan:
This loan will be used to fund various marketing campaigns to help my business reach the next level in 2012!

My financial situation:
I am a good candidate for this loan because I have no late or missed payments on my credit report. My small business has been profitable every year since it's inception in 2004.

Monthly net income: $6100
Monthly expenses: $4850

Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/21/2011 9:13:21 AM
1 Investments
 
Borrower Payment Dependent Notes Series 545752
This series of Notes was issued and sold upon the funding of the borrower loan #58178, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-20-2011 
Term: 60 months Listing End date:  Dec-20-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $368.29
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1998 Debt/Income ratio: 8%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 38 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,856Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: Yes  
Screen name: phenomenal-balance012 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Consolidation Request
Purpose of loan:
This loan will be used to...
Consolidate a couple of loans that I used to start my own consulting business. The loans are in good standing but have high interest rates and I am looking to lower them.
My financial situation:
I am a good candidate for this loan because...
I have a stable job and have made over $150,000 a year for the past 7 years. I do not have any other debt besides the loans I am trying to consolidate. I do not have a car payment and I do not owe more on my house than what it is worth.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$32.6412/20/2011 5:02:32 PM
DHolly$25.0012/20/2011 5:09:49 PM
affluence-generator2$125.0012/20/2011 5:11:23 PM
well-mannered-income3$40.0012/20/2011 5:28:50 PM
worth-blanket2$14,800.0012/20/2011 5:30:52 PM
currency-agave$60.0012/20/2011 5:23:38 PM
bb575$50.0012/20/2011 5:28:16 PM
JustMee$25.0012/20/2011 5:27:20 PM
8 Investments
 
Borrower Payment Dependent Notes Series 545756
This series of Notes was issued and sold upon the funding of the borrower loan #58205, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $160.73
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1983 Debt/Income ratio: 24%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 24 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,399Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 17%  
   Homeownership: No  
Screen name: marketplace-american5 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 8 ( 100% ) 760-779 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
800-819 (Dec-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
Home Loan
Purpose of loan:
This loan will be used to...consolidate debts that were borrowed for home repairs.

My financial situation:
I am a good candidate for this loan because...I have excellent credit, a stable employment record and the home repairs have doubled the value of the property so far.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$26.8412/27/2011 5:02:38 PM
worth-blanket2$4,973.1612/27/2011 5:11:05 PM
roadtruck$50.0012/27/2011 5:06:11 PM
GElender$40.0012/27/2011 5:10:19 PM
AFairDeal$25.0012/27/2011 5:07:02 PM
jkeller4000$100.0012/27/2011 5:10:08 PM
6 Investments
 
Borrower Payment Dependent Notes Series 545760
This series of Notes was issued and sold upon the funding of the borrower loan #57969, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $148.48
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1982 Debt/Income ratio: Not calculated
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 2Employment status:Other
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:0y 0m
Amount delinquent: $0 Total credit lines: 37 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,294Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: Yes  
Screen name: Victoria806 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need New Roof
Purpose of loan:
This loan will be used to...
Replace roof on the Rental home
My financial situation:
I am a good candidate for this loan because...
I Always pay my bills on time
My Financial situation is Very Good
I own my home. No bank loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$32.5612/21/2011 9:02:16 AM
KLCRAY$25.0012/21/2011 9:10:03 AM
blue-lively-platinum$25.0012/21/2011 9:15:04 AM
worthy-bid8$50.0012/21/2011 9:22:18 AM
intelligent-dedication9$100.0012/21/2011 9:27:09 AM
gallant-economy9$50.0012/21/2011 9:44:44 AM
processor115$50.0012/21/2011 9:46:54 AM
riproaringrapids$35.0012/21/2011 9:54:51 AM
cattlebaron$25.0012/21/2011 9:54:06 AM
equallender$25.0012/21/2011 11:31:35 AM
igniter584$25.0012/21/2011 1:01:19 PM
RockCrown$25.0012/21/2011 3:04:15 PM
gjm6d$25.0012/21/2011 5:20:21 PM
heart514$25.0012/21/2011 5:32:21 PM
leverage-grove6$25.0012/21/2011 6:24:10 PM
Chosen-one$25.0012/21/2011 7:52:37 PM
radforj22$50.0012/21/2011 8:21:00 PM
antlr$50.0012/21/2011 9:21:14 PM
Phunder$25.0012/22/2011 12:38:15 AM
priceless-cash5$25.0012/22/2011 4:55:30 AM
tranquil-diversification8$50.0012/22/2011 6:30:12 AM
money-socrates3$25.0012/22/2011 7:25:53 AM
income-safehouse9$100.0012/22/2011 9:10:33 AM
D911ave$50.0012/22/2011 9:23:40 AM
luminous-marketplace5$25.0012/22/2011 9:24:28 AM
babokd$50.0012/22/2011 10:02:00 AM
ready-agreement5$100.0012/22/2011 11:25:41 AM
guardian3$25.0012/22/2011 11:57:42 AM
impressive-justice6$25.0012/22/2011 12:28:36 PM
julijask$25.0012/22/2011 12:39:42 PM
astute-benjamins$50.0012/22/2011 1:49:25 PM
rate-sherpa$60.0012/22/2011 1:46:19 PM
power-bluebird2$25.0012/22/2011 2:29:43 PM
horseshoelake$25.0012/22/2011 2:34:28 PM
upbeat-finance8$25.0012/22/2011 2:46:54 PM
crmoir$25.0012/22/2011 2:28:56 PM
LawyerLoan$125.0012/22/2011 3:26:20 PM
igniter584$75.0012/22/2011 3:40:42 PM
aabadabadoo$25.0012/21/2011 9:12:09 AM
income-banjo$38.0012/21/2011 9:22:59 AM
ricklip$100.0012/21/2011 9:23:42 AM
commanding-treasure2$50.0012/21/2011 9:29:03 AM
wampum-chorus3$25.0012/21/2011 9:25:41 AM
indomitable-coin$25.0012/21/2011 9:31:10 AM
AFairDeal$25.0012/21/2011 9:32:15 AM
C_Mark$50.0012/21/2011 9:35:33 AM
kenji4861$25.0012/21/2011 9:36:46 AM
new-truth-chuckler$25.0012/21/2011 9:57:26 AM
R3vXX$25.0012/21/2011 12:56:08 PM
capitalelstiltskin2$25.0012/21/2011 1:22:03 PM
jdwillcox$100.0012/21/2011 2:52:17 PM
jkeller4000$25.0012/21/2011 2:57:15 PM
themoneydoctor$100.0012/21/2011 3:42:51 PM
unbelievable-exchange$100.0012/21/2011 5:18:03 PM
nuclearmoose$25.0012/21/2011 5:52:16 PM
bill-booster5$25.0012/21/2011 6:48:28 PM
ReliableLoans$100.0012/21/2011 7:43:59 PM
TrustPlus$50.0012/21/2011 8:48:30 PM
euro-deployment$25.0012/21/2011 10:10:31 PM
Jay0507$36.4612/22/2011 5:30:31 AM
john0720$25.0012/22/2011 9:18:02 AM
houli123$100.0012/22/2011 9:32:54 AM
beachbum22$25.0012/22/2011 9:43:58 AM
gaiusceasar$25.0012/22/2011 10:19:25 AM
alpinaut$30.0012/22/2011 1:15:11 PM
DonaldColorado$100.0012/22/2011 1:43:03 PM
managedfund$1,250.0012/22/2011 1:45:31 PM
3_boyz$42.0512/22/2011 2:01:09 PM
yield-seeker$25.0012/22/2011 3:07:29 PM
investment-comet$25.0012/22/2011 3:25:51 PM
Bank42$25.0012/22/2011 2:27:45 PM
impressive-justice6$0.9312/22/2011 3:41:19 PM
kedia$200.0012/22/2011 3:22:22 PM
73 Investments
 
Borrower Payment Dependent Notes Series 545788
This series of Notes was issued and sold upon the funding of the borrower loan #57769, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-20-2011 
Term: 12 months Listing End date:  Dec-20-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $184.31
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1979 Debt/Income ratio: 16%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 48 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $46,305Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: kindness-arboretum0 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Carpet Repair
Purpose of loan: Repair torn carpet
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...employed full time; will repay loan on or before 3/15/2011


Monthly net income: $
Monthly expenses: $
Housing:
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/20/2011 5:07:02 PM
fmanjoo$25.0012/20/2011 5:14:24 PM
miked8303$25.0012/20/2011 5:10:32 PM
profit-powerplant$25.0012/20/2011 5:10:06 PM
mrxtravis$25.0012/20/2011 5:15:41 PM
scrappy-leverage6$25.0012/20/2011 5:21:31 PM
MarvintheMartian$25.0012/20/2011 5:24:33 PM
truth-companion$25.0012/20/2011 5:25:00 PM
scrappy-diversification7$1,850.0012/20/2011 5:26:56 PM
9 Investments
 
Borrower Payment Dependent Notes Series 545792
This series of Notes was issued and sold upon the funding of the borrower loan #58082, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $278.73
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1999 Debt/Income ratio: 27%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 26 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,983Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 30%  
   Homeownership: Yes  
Screen name: useful-loot4 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds to Consolidate School Debt
Purpose of loan:
This loan will be used to consolidate debt incurred during school into one payment.

My financial situation:
I am a good candidate for this loan because I am very committed to always being good on my word and making sure any debts are repaid fully.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/24/2011 12:31:40 PM
worthy-bid8$50.0012/24/2011 12:06:12 PM
Whipster$60.0012/24/2011 12:04:08 PM
green-inspiring-peace$25.0012/24/2011 12:13:22 PM
jjswanso$100.0012/24/2011 12:18:22 PM
first-pragmatic-power$25.0012/24/2011 12:20:36 PM
cash-reaction2$50.0012/24/2011 12:33:18 PM
worth-blanket2$6,300.0012/24/2011 12:48:57 PM
selector568$40.0012/24/2011 1:01:06 PM
camaraderi-aspen$100.0012/24/2011 12:10:01 PM
jkeller4000$25.0012/24/2011 12:17:05 PM
golden-velocity9$25.0012/24/2011 12:26:04 PM
R3vXX$25.0012/24/2011 12:38:47 PM
Investor_DP$100.0012/24/2011 12:33:34 PM
14 Investments
 
Borrower Payment Dependent Notes Series 545806
This series of Notes was issued and sold upon the funding of the borrower loan #58044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-21-2011 
Term: 60 months Listing End date:  Dec-21-2011 
 
Lender yield: 32.04% Borrower rate/APR: 33.04% / 35.84% Monthly payment: $171.23
 
Lender servicing fee: 1.00% Effective Yield*: 30.57%  
Estimated return*: 15.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Nov-1993 Debt/Income ratio: 19%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 13Length of status:7y 2m
Amount delinquent: $0 Total credit lines: 34 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,902Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: forthright-benefit Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 19 ( 95% ) 600-619 (Latest)
Principal borrowed: $2,000.00< 31 days late: 1 ( 5% )  
680-699 (Mar-2010)
 
Principal balance: $1,166.01 31+ days late: 0 ( 0% )
Total payments billed: 20  
Description
Never Missed a Prosper Payment
Purpose of loan: Debt Consolidation
This loan will be used to paying bills.

My financial situation:
I am a good candidate for this loan because I have never missed a payment. I am trying to get ahead from a separation from my husband. Also, I was out of work for a few months with a b12 deficiency and never missed a payment even with a pay reduction. I have been back part time and am going back full time on Jan. 3rd. I can send a copy of the doctor's release if you require it.


Monthly net income: $4400.00
Monthly expenses: $
Housing: $1000.00
Insurance: $102.00
Car expenses: $315.00
Utilities: $included in rent
Phone, cable, internet: $53.00 for phone, cable and internet included in rent
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1000.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MatthewDP$100.0012/21/2011 5:05:49 PM
worth-blanket2$4,850.0012/21/2011 5:13:22 PM
handy-justice$50.0012/21/2011 5:07:04 PM
3 Investments
 
Borrower Payment Dependent Notes Series 545810
This series of Notes was issued and sold upon the funding of the borrower loan #58339, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1994 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 15 / 10Length of status:6y 11m
Amount delinquent: $0 Total credit lines: 46 Occupation: Psychologist
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $34,140Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: fairness-acrobat0 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt
Purpose of loan:
This loan will be used to...
Pay tax debt to IRS
My financial situation:
I am a good candidate for this loan because...
I have the salary, just not immediate cash

Monthly net income: $19,000
Monthly expenses: $14,000
Housing: $2400.00
Insurance: $
Car expenses: $467.00
Utilities: $150.00
Phone, cable, internet: $150.00
Food, entertainment: $500.00
Clothing, household expenses: $400.00
Credit cards and other loans: $2500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MarvintheMartian$25.0012/21/2011 9:06:06 AM
worth-blanket2$10,000.0012/21/2011 9:12:42 AM
miked8303$25.0012/21/2011 9:08:43 AM
3 Investments
 
Borrower Payment Dependent Notes Series 545812
This series of Notes was issued and sold upon the funding of the borrower loan #57857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,800.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $120.82
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jul-1998 Debt/Income ratio: 46%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 6Employment status:Other
Now delinquent: 2 Current / open credit lines: 13 / 11Length of status:10y 11m
Amount delinquent: $1,044 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,355Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: Yes  
Screen name: efficient-benefit6 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...improve my house, and get new tile for my floors, and foundation to prevent rain from seeping it the basement.

My financial situation:
I am a good candidate for this loan because...i have lived at the same place for almost 30 years, and am very dependable and pay my bills back on time.


Monthly net income: $1,725
Monthly expenses: $1,400
Housing: $772
Insurance: $122 every 3 months
Car expenses: $25.00
Utilities: $300
Phone, cable, internet: $70
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: varies
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$2,800.0012/20/2011 5:32:20 PM
1 Investments
 
Borrower Payment Dependent Notes Series 545818
This series of Notes was issued and sold upon the funding of the borrower loan #57859, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,100.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-21-2011 
Term: 60 months Listing End date:  Dec-21-2011 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $191.21
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1996 Debt/Income ratio: 27%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:9y 4m
Amount delinquent: $0 Total credit lines: 39 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,139Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: Yes  
Screen name: ThirtyTwoAndCounting Borrower's state: SouthDakota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 740-759 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
780-799 (Jan-2011)
 
Principal balance: $7,780.95 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
"Refinance"
Purpose of loan:
Refinance a current Prosper loan to a better rate and reduce monthly payment and facilitate quicker payoff.

My financial situation:
My original loan, listing #492035, has been paid consistenly for 11/36 months to date. My credit score and credit situation have remained steady since the time of the original loan and I believe I have proved myself a worthy credit risk.

I hope you will agree and help to fund my loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$75.0012/21/2011 9:01:21 AM
aabadabadoo$25.0012/21/2011 9:12:10 AM
worth-blanket2$7,992.5012/21/2011 9:13:38 AM
MoneyForNothing$25.0012/21/2011 9:13:05 AM
green-trade-dolphin2$32.5012/21/2011 9:02:18 AM
KLCRAY$25.0012/21/2011 9:10:03 AM
6 Investments
 
Borrower Payment Dependent Notes Series 545822
This series of Notes was issued and sold upon the funding of the borrower loan #57991, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-21-2011 
Term: 60 months Listing End date:  Dec-23-2011 
 
Lender yield: 24.89% Borrower rate/APR: 25.89% / 28.49% Monthly payment: $448.13
 
Lender servicing fee: 1.00% Effective Yield*: 24.30%  
Estimated return*: 15.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Nov-1991 Debt/Income ratio: 30%
Credit score: 680-699 (Nov-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:18y 2m
Amount delinquent: $0 Total credit lines: 54 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,746Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: Yes  
Screen name: ttaylo59 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 4 On-time: 33 ( 94% ) 680-699 (Latest)
Principal borrowed: $14,600.00< 31 days late: 2 ( 6% )  
680-699 (May-2011)
660-679 (Dec-2010)
660-679 (Oct-2010)
660-679 (Jun-2010)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
My personal loan
This loan will be used to get equipment for our new business we just aquired.

My husband and I would like to ask for your help once again.


My financial situation:
I am a good candidate for this loan because We have had several loans with Prosper and all have been paid off or payments have been made in a timely matter

Monthly net income: $7000
Monthly expenses: $5600
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$25.0012/21/2011 5:07:37 PM
fascinating-generosity3$57.0212/21/2011 5:08:54 PM
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ddoneday$25.0012/22/2011 9:06:36 PM
Mrs-Honeydew$25.0012/23/2011 3:18:13 AM
a-fund-doctor$25.0012/22/2011 10:56:59 PM
interest-satellite$25.0012/23/2011 4:16:11 AM
boomer5$25.0012/23/2011 3:05:02 AM
Sturgee$25.0012/22/2011 11:45:53 PM
SolarMoonshine$25.0012/23/2011 3:38:53 AM
mikeandcat$92.3712/23/2011 4:24:46 AM
208 Investments
 
Borrower Payment Dependent Notes Series 545842
This series of Notes was issued and sold upon the funding of the borrower loan #57866, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $321.39
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Dec-1991 Debt/Income ratio: 44%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 8 Current / open credit lines: 10 / 14Length of status:8y 3m
Amount delinquent: $44,369 Total credit lines: 61 Occupation: Other
Public records last 12m / 10y: 0/ 4 Revolving credit balance: $37,157Stated income:$75,000-$99,999
Delinquencies in last 7y: 44 Bankcard utilization: 100%  
   Homeownership: Yes  
Screen name: kAtomi Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 39 ( 100% ) 600-619 (Latest)
Principal borrowed: $33,000.00< 31 days late: 0 ( 0% )  
600-619 (Jul-2009)
660-679 (Sep-2008)
640-659 (Sep-2007)
640-659 (Apr-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 39  
Description
Business Expansion
Purpose of loan: Business Expansion
This loan will be used to...
Improve business cash flow.
My financial situation:
I am a good candidate for this loan because...I pay my loans on time and ahead of schedule. Investors who bidded on my loan in the past can attest to this.I have taken two or three previous loans from Prosper and have paid it off in record time.Never missed a payment or NSF on any scheduled payment!


Monthly net income: $4500.00
Monthly expenses: $400.00
Housing: $1500.00
Insurance: $120
Car expenses: $140
Utilities: $120
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $145
Credit cards and other loans: $250
Other expenses: $
120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$50.0012/21/2011 9:02:08 AM
yield-lion2$150.0012/21/2011 9:02:38 AM
unbelievable-exchange$100.0012/21/2011 9:07:45 AM
NekHoldings$25.0012/21/2011 9:10:13 AM
graceful-IRAinvestment$60.0012/21/2011 9:10:18 AM
worth-blanket2$7,300.0012/21/2011 9:12:38 AM
deal-marauder6$49.5412/21/2011 9:09:28 AM
truth-companion$25.0012/21/2011 9:08:53 AM
792FICO$25.0012/21/2011 9:12:36 AM
9 Investments
 
Borrower Payment Dependent Notes Series 545866
This series of Notes was issued and sold upon the funding of the borrower loan #57985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-21-2011 
Term: 60 months Listing End date:  Dec-23-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $147.31
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1993 Debt/Income ratio: 15%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:15y 0m
Amount delinquent: $0 Total credit lines: 39 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $78,855Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: MCFinance27 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Liquidity
Purpose of loan is to provide liquidity for the first half of the year until commissions materialize from my real estate practice. I expect to have this loan paid back within 12 months.

I currently work for full time for a large multinational bank where I earn $85,000 per year. I also own rental property generating $15,000 per year in rental revenue generating fee cash flow of $1,200 per year. In addtition to my full time job, I also am a real estate sales agent where I earned just over $20,000 in commissions in 2011 and expect to earn the same if not more in 2012.

This loan will help provide the immediate liquidity needed to pay the monthly desk fee and advertising.

2011 was a very good year financially for me and used excess funds to pay down date and accelerate payments to my childrens college fund.

Finally, I have acted as lender to other borrowers in Prosper and appreciate the importance of on time payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$37.4612/21/2011 5:02:17 PM
ricklip$100.0012/21/2011 5:19:26 PM
riproaringrapids$35.0012/21/2011 5:29:10 PM
jkeller4000$25.0012/21/2011 5:50:02 PM
money-booster2$25.0012/21/2011 5:53:13 PM
bb575$50.0012/21/2011 5:53:35 PM
Investor_DP$100.0012/21/2011 5:55:30 PM
BxRealtor$25.0012/21/2011 5:57:54 PM
ReliableLoans$100.0012/21/2011 7:43:59 PM
rajs$100.0012/21/2011 8:11:28 PM
TrustPlus$50.0012/21/2011 8:48:32 PM
sri59$100.0012/22/2011 2:59:04 AM
radforj22$50.0012/22/2011 5:22:03 AM
integrity-broker$25.0012/22/2011 7:51:19 AM
RockCrown$25.0012/22/2011 9:21:16 AM
iaffy$25.0012/22/2011 9:22:13 AM
kenji4861$25.0012/22/2011 9:40:12 AM
Tradesmanlender$25.0012/22/2011 9:45:46 AM
liberty-thinker$25.0012/22/2011 9:46:39 AM
babokd$50.0012/22/2011 10:02:00 AM
droryikra$37.0712/22/2011 10:49:53 AM
KileNSmyth4$33.6012/22/2011 1:01:54 PM
don'twannadance$55.0012/22/2011 12:45:08 PM
well-mannered-income3$30.0012/22/2011 2:59:17 PM
refined-commerce2$50.0012/22/2011 2:09:39 PM
kedia$50.0012/22/2011 3:27:43 PM
intelligent-dedication9$100.0012/22/2011 3:49:24 PM
dood2112$25.0012/22/2011 4:41:07 PM
danf2201$25.0012/22/2011 4:42:17 PM
danf2201$25.0012/22/2011 4:43:22 PM
credit-observatory$25.0012/22/2011 4:36:32 PM
payout-thinker7$25.0012/22/2011 5:09:30 PM
unbelievable-exchange$100.0012/22/2011 5:16:41 PM
ktradtke$25.0012/22/2011 5:24:17 PM
heart514$25.0012/22/2011 5:33:48 PM
ethical-income2$25.0012/22/2011 5:44:31 PM
secobarbital$100.0012/22/2011 5:40:29 PM
golden-responsibility189$100.0012/22/2011 6:10:57 PM
payment-chief9$25.0012/22/2011 6:01:27 PM
selector568$300.0012/22/2011 5:45:36 PM
themoneydoctor$150.0012/22/2011 5:54:34 PM
betterthanstock$100.0012/22/2011 6:28:25 PM
ddog0224$100.0012/22/2011 6:12:13 PM
Immunologist$25.0012/22/2011 7:19:04 PM
VBAces$200.0012/22/2011 6:25:25 PM
payment-halo$25.0012/22/2011 7:23:22 PM
BankOfBjoltus$25.0012/22/2011 7:24:14 PM
spy0$25.0012/22/2011 9:03:24 PM
houli123$25.0012/22/2011 10:46:23 PM
useful-cash043$691.3112/22/2011 8:34:30 PM
reward-excellency1$25.0012/22/2011 10:05:33 PM
value-guru3$25.0012/22/2011 11:32:14 PM
vutah$25.0012/21/2011 5:10:56 PM
AFairDeal$25.0012/21/2011 5:18:07 PM
hope-hickory8$25.0012/21/2011 5:25:21 PM
camaraderi-aspen$100.0012/21/2011 5:30:55 PM
aabadabadoo$25.0012/21/2011 5:34:46 PM
affluence-generator2$125.0012/21/2011 5:38:17 PM
gallant-economy9$50.0012/21/2011 5:54:28 PM
JustMee$25.0012/21/2011 8:35:14 PM
Jay0507$25.0012/22/2011 5:31:12 AM
processor115$25.0012/22/2011 6:34:20 AM
Sneezie$100.0012/22/2011 9:20:04 AM
luminous-marketplace5$25.0012/22/2011 9:24:30 AM
indomitable-coin$25.0012/22/2011 9:54:32 AM
real-return$25.0012/22/2011 10:05:17 AM
x32248$25.0012/22/2011 10:57:35 AM
kukubird$40.0012/22/2011 12:27:08 PM
don'twannadance$50.0012/22/2011 12:44:48 PM
rate-sherpa$60.0012/22/2011 1:46:19 PM
xlnt-loans$25.0012/22/2011 2:00:42 PM
serene-capital$30.0012/22/2011 2:03:26 PM
Domgabriel$50.0012/22/2011 3:20:05 PM
a-currency-magnate$50.0012/22/2011 4:25:42 PM
blue-lively-platinum$25.0012/22/2011 5:20:29 PM
commanding-treasure2$50.0012/22/2011 5:21:49 PM
BenR$100.0012/22/2011 5:33:28 PM
igniter584$25.0012/22/2011 5:40:05 PM
mpatrick$100.0012/22/2011 6:18:34 PM
repaymeplease$25.0012/22/2011 6:40:10 PM
Guiren$187.3112/22/2011 6:59:56 PM
pednatjr$29.1312/22/2011 6:42:54 PM
greenback-investor7$200.0012/22/2011 6:19:13 PM
Wilhan$25.0012/22/2011 6:53:00 PM
payment-radio3$25.0012/22/2011 6:30:29 PM
Chewbaca$25.0012/22/2011 7:12:22 PM
Asset-Builder$82.1212/22/2011 9:10:24 PM
reflective-rupee$25.0012/22/2011 8:34:20 PM
loot-heart$25.0012/22/2011 10:04:23 PM
greenkid$25.0012/22/2011 9:37:18 PM
FinanceEngine$40.0012/22/2011 8:39:48 PM
broker048$25.0012/22/2011 10:27:07 PM
buffalobills$25.0012/22/2011 9:13:16 PM
red-investment-ranch$75.0012/22/2011 11:21:25 PM
dapablotv$100.0012/22/2011 9:27:09 PM
BigBizBuilder$100.0012/22/2011 11:27:15 PM
auctionator1$25.0012/23/2011 12:33:49 AM
new-priceless-asset$50.0012/23/2011 12:52:55 AM
a-unflappable-finance$37.0012/23/2011 12:59:42 AM
99 Investments
 
Borrower Payment Dependent Notes Series 545900
This series of Notes was issued and sold upon the funding of the borrower loan #58365, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Dec-1984 Debt/Income ratio: 17%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 15Length of status:13y 3m
Amount delinquent: $0 Total credit lines: 36 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $62,458Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: wampum-multiplier8 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Commercial salmon boat refit
This loan will be used to refit a 30ft commercial salmon troller for the upcoming salmon season

I have a stable job as Senior Systems Engineer. We (wife and I) started an adult home care business and it has finally taken off. It took three years and money to get the permits, purchase the facility, remodel it, and get our first resident so we incurred some debt. Now I want to refit and get our commercial salmon troller ready before the start of the season in May to get that business rolling.

Monthly net income: $ 6,600 net pay + 1,650 rental + 3,500 resident
total: $ 11,750

Monthly expenses: $ 8440

Housing: $ 2,000 mtg + 2,000 rental property mtg + 100 mngt fee = 4,100
Insurance: $ included in escrow account
Car expenses: $ 600 gas
Utilities: $ 100
Phone, cable, internet: $ 140
Food, entertainment: $ 1000
Clothing, household expenses: $ 500
Credit cards and other loans: $ 2,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$200.0012/29/2011 5:01:57 PM
AndChicksforFree$100.0012/29/2011 5:04:41 PM
icanhasloanz$50.0012/29/2011 5:08:30 PM
heavenly-interest9$1,000.0012/29/2011 5:34:08 PM
SFBank$50.0012/29/2011 5:03:16 PM
Kash2010lu$30.0012/29/2011 5:09:30 PM
maverick32$95.7712/29/2011 5:26:58 PM
worth-blanket2$3,474.2312/29/2011 5:37:26 PM
8 Investments
 
Borrower Payment Dependent Notes Series 545906
This series of Notes was issued and sold upon the funding of the borrower loan #58252, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $352.61
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1999 Debt/Income ratio: 8%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,052Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: werewolf441 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
for wedding
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/27/2011 9:36:21 AM
market-maximizer472$100.0012/28/2011 10:05:36 AM
enchanted-note$25.0012/21/2011 9:05:28 AM
studious-listing8$25.0012/21/2011 9:17:44 AM
ricklip$100.0012/21/2011 9:23:44 AM
AFairDeal$25.0012/21/2011 9:32:25 AM
R3vXX$25.0012/21/2011 9:32:47 AM
Investor_DP$100.0012/21/2011 9:39:42 AM
vutah$25.0012/21/2011 4:37:58 PM
TrustPlus$50.0012/22/2011 9:16:53 AM
luminous-marketplace5$25.0012/22/2011 9:24:29 AM
first-friendly-listing$50.0012/22/2011 3:35:21 PM
selector568$300.0012/22/2011 5:45:35 PM
goodhearted-basis4$25.0012/24/2011 9:47:12 AM
omniviper$25.0012/24/2011 10:59:14 PM
intuitive-integrity9$50.0012/25/2011 12:19:27 PM
Pizza-man$50.0012/26/2011 7:22:53 AM
successful-agreement7$100.0012/26/2011 5:22:35 PM
worth-dandelion$200.0012/26/2011 6:30:10 PM
BxRealtor$25.0012/27/2011 9:13:06 AM
paul1$26.0012/27/2011 5:12:34 PM
a-finance-nirvana$25.0012/28/2011 2:59:41 AM
superb-funds335$25.0012/28/2011 9:28:24 AM
dime-vista2$25.0012/28/2011 9:31:39 AM
Dubbs360$250.0012/28/2011 9:44:50 AM
SolarMoonshine$25.0012/28/2011 9:47:30 AM
secobarbital$100.0012/28/2011 10:06:09 AM
wealth-fighter3$50.0012/28/2011 10:19:18 AM
pleasant-bid$50.0012/28/2011 11:49:21 AM
jebber007$100.0012/28/2011 11:44:00 AM
upbeat-finance8$25.0012/28/2011 11:14:28 AM
dollardave$100.0012/28/2011 12:40:14 PM
trustu$50.0012/28/2011 11:56:27 AM
Hedge-Fund$25.0012/28/2011 2:28:02 PM
bubb_hans$25.0012/28/2011 3:04:10 PM
ebgb234$25.0012/28/2011 2:58:43 PM
klinebarger$25.0012/28/2011 3:05:59 PM
lucrative-transparency0$100.0012/28/2011 3:12:22 PM
commerce-renewal$50.0012/28/2011 3:28:41 PM
ben10jen$81.0512/28/2011 3:57:56 PM
-------Loaner$50.0012/28/2011 3:59:01 PM
designer_10$25.0012/28/2011 3:32:59 PM
xrycac$25.0012/28/2011 3:54:08 PM
atrevete$25.0012/28/2011 3:52:47 PM
p2ploan-futurist9$50.0012/28/2011 4:27:21 PM
blue-radiant-economy$100.0012/28/2011 4:08:00 PM
ore-dojo$200.0012/28/2011 4:13:19 PM
millipotski$25.0012/28/2011 4:13:57 PM
joelnet$100.0012/28/2011 4:39:38 PM
worth-dandelion$200.0012/28/2011 5:13:32 PM
heart514$25.0012/28/2011 5:12:53 PM
inventive-wealth2$25.0012/28/2011 5:30:06 PM
intelligent-repayment8$2,000.0012/28/2011 5:32:15 PM
KLCRAY$25.0012/28/2011 5:41:30 PM
godfather4u$100.0012/28/2011 5:36:54 PM
diverse-felicity7$50.0012/28/2011 5:39:35 PM
edaguy$75.0012/28/2011 5:47:52 PM
money-bauble$100.0012/28/2011 5:46:08 PM
the-auction-lotus$25.0012/28/2011 5:51:14 PM
objective-investor$250.0012/28/2011 6:06:30 PM
reward-excellency1$25.0012/28/2011 6:11:57 PM
sun818$25.0012/28/2011 5:58:29 PM
rajs$100.0012/21/2011 9:14:49 AM
worthy-bid8$50.0012/21/2011 9:22:20 AM
scrappy-leverage6$25.0012/21/2011 9:37:53 AM
currency-agave$60.0012/21/2011 9:41:37 AM
riproaringrapids$25.0012/21/2011 5:35:35 PM
gallant-economy9$50.0012/21/2011 5:54:27 PM
processor115$25.0012/22/2011 6:34:19 AM
john0720$25.0012/22/2011 9:18:02 AM
Peacepower$25.0012/22/2011 10:47:04 AM
lender2611$25.0012/22/2011 5:33:20 PM
greenback-investor7$200.0012/22/2011 6:19:11 PM
income-banjo$50.0012/23/2011 9:09:53 AM
factcheck$35.0012/24/2011 1:20:40 AM
PhalanxBulldog$50.0012/24/2011 6:37:19 AM
cash-reaction2$50.0012/24/2011 12:33:11 PM
emphatic-responsibility$25.0012/26/2011 7:14:26 PM
kenji4861$25.0012/27/2011 9:35:18 AM
generous-deal6$25.0012/28/2011 1:26:23 AM
lotus6$27.0012/28/2011 9:27:10 AM
Row2010$25.0012/28/2011 9:29:45 AM
TheCount$25.0012/28/2011 9:29:22 AM
zoozka$25.0012/28/2011 9:34:31 AM
the-silver-blaster$100.0012/28/2011 9:36:33 AM
bountiful-durability$50.0012/28/2011 9:44:53 AM
pound-mushroom3$25.0012/28/2011 9:45:04 AM
heerzaquestion$30.0012/28/2011 10:33:38 AM
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radforj22$25.0012/28/2011 10:47:00 AM
intelligent-dedication9$50.0012/28/2011 12:04:13 PM
first-genuine-bid$100.0012/28/2011 12:48:20 PM
ethical-income2$25.0012/28/2011 11:48:27 AM
smart-kindness8$50.0012/28/2011 1:57:01 PM
cmg891$50.0012/28/2011 11:57:48 AM
toomanyfishtanks$25.0012/28/2011 1:53:33 PM
currency-persimmon$25.0012/28/2011 2:14:33 PM
commerce-broker$25.0012/28/2011 2:44:10 PM
the-inspired-justice$25.0012/28/2011 3:00:16 PM
CleverHat$50.0012/28/2011 3:01:21 PM
upperdeck$25.0012/28/2011 3:08:46 PM
Prosp_Lender$25.0012/28/2011 3:24:56 PM
active-wealth3$25.0012/28/2011 3:12:35 PM
damage$25.0012/28/2011 3:24:15 PM
hanuman77$25.0012/28/2011 3:41:11 PM
pnace$35.0012/28/2011 3:47:58 PM
enchanted-truth264$25.0012/28/2011 4:28:29 PM
brightest-benjamins-onator$26.0012/28/2011 4:24:49 PM
CE88$50.0012/28/2011 5:01:51 PM
herman7$25.0012/28/2011 4:43:27 PM
investment-kingdom$50.0012/28/2011 5:06:16 PM
adir1$25.0012/28/2011 5:12:10 PM
wwwUniversal$25.0012/28/2011 5:15:24 PM
contract-plasma0$25.0012/28/2011 5:19:35 PM
commanding-treasure2$50.0012/28/2011 5:23:27 PM
ultimate-payment$25.0012/28/2011 5:33:45 PM
first-pragmatic-power$25.0012/28/2011 5:38:20 PM
GellMaster$35.6212/28/2011 5:39:47 PM
blue-lively-platinum$25.0012/28/2011 5:33:02 PM
prohelper$25.0012/28/2011 5:39:01 PM
loan-galaxy6$500.0012/28/2011 5:51:55 PM
melodious-openness$1,000.0012/28/2011 6:00:56 PM
Frugal$25.0012/28/2011 6:05:56 PM
MoneyForNothing$19.3312/28/2011 6:14:24 PM
bsmtloan$100.0012/28/2011 6:14:05 PM
125 Investments
 
Borrower Payment Dependent Notes Series 545912
This series of Notes was issued and sold upon the funding of the borrower loan #57897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,300.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $464.73
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1987 Debt/Income ratio: 59%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:22y 7m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $43,849Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: special-responsibility9 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 700-719 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
760-779 (Mar-2011)
 
Principal balance: $12,270.50 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Consolidate prosper loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-discrete-income$25.0012/21/2011 9:02:35 AM
brazilofmux$63.0012/21/2011 9:07:03 AM
LittleMingo$25.0012/21/2011 9:04:18 AM
social-cocktail1$200.0012/21/2011 9:09:21 AM
careful-note1$25.0012/21/2011 9:08:05 AM
792FICO$25.0012/21/2011 9:12:37 AM
janeybooboo$75.0012/21/2011 9:03:24 AM
truth-companion$25.0012/21/2011 9:08:53 AM
hostbank$100.0012/21/2011 9:10:13 AM
graceful-IRAinvestment$25.0012/21/2011 9:10:15 AM
worth-blanket2$12,175.0012/21/2011 9:12:40 AM
heart514$25.0012/21/2011 9:10:42 AM
vegibenz$25.0012/21/2011 9:11:53 AM
13 Investments
 
Borrower Payment Dependent Notes Series 545914
This series of Notes was issued and sold upon the funding of the borrower loan #58228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $128.31
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1982 Debt/Income ratio: 6%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $331Stated income:$25,000-$49,999
Delinquencies in last 7y: 6 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: cash-ceasar1 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dental bill
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/21/2011 5:15:36 PM
SolarMoonshine$25.0012/21/2011 5:14:49 PM
R3vXX$25.0012/21/2011 5:20:37 PM
ricklip$100.0012/21/2011 5:19:27 PM
worthy-bid8$50.0012/21/2011 5:39:17 PM
worth-viking$100.0012/21/2011 5:52:30 PM
gallant-economy9$50.0012/21/2011 5:54:28 PM
Rogelio48$25.0012/22/2011 4:59:17 AM
compassion-neutron$25.0012/22/2011 6:20:26 AM
Bob450$25.0012/22/2011 6:51:59 AM
Hedge-Fund$25.0012/22/2011 8:10:12 AM
balanced-balance6$25.0012/22/2011 8:55:38 AM
well-rounded-payout0$50.0012/22/2011 9:14:32 AM
truth-companion$25.0012/22/2011 9:43:47 AM
first-friendly-listing$35.6812/22/2011 9:55:08 AM
camaraderi-aspen$100.0012/22/2011 10:34:08 AM
unbelievable-exchange$100.0012/22/2011 5:16:42 PM
greenback-investor7$200.0012/22/2011 6:19:13 PM
amusement4$300.0012/22/2011 7:53:15 PM
payment-halo$25.0012/22/2011 8:01:58 PM
high_flyer$100.0012/22/2011 10:45:44 PM
NorthernFunds$50.0012/22/2011 11:39:15 PM
glenium$25.0012/23/2011 2:30:32 AM
deal-thinker7$50.0012/23/2011 4:34:30 AM
ZOOOM$25.0012/23/2011 7:18:20 AM
economy-popcorn$25.0012/23/2011 8:55:37 AM
all_of_that_one$30.0012/23/2011 8:51:48 AM
Tikibarman$61.3612/23/2011 9:06:23 AM
EretzCapital$25.0012/23/2011 9:51:30 AM
let_me_retire$17.9612/23/2011 10:10:11 AM
billyisafob$25.0012/23/2011 9:51:13 AM
LittleMingo$25.0012/21/2011 5:16:22 PM
Investor_DP$100.0012/21/2011 5:56:09 PM
money-baron-Roth401k$50.0012/21/2011 9:31:41 PM
economy-shrubbery6$25.0012/21/2011 10:26:36 PM
melodious-openness$25.0012/22/2011 4:10:35 AM
blue-useful-auction$25.0012/22/2011 7:25:24 AM
greencat$50.0012/22/2011 7:14:09 AM
managedfund$555.0012/22/2011 1:35:53 PM
wwwUniversal$25.0012/22/2011 5:10:59 PM
houli123$25.0012/22/2011 5:38:14 PM
ddoneday$25.0012/22/2011 9:01:56 PM
loss-of-control$100.0012/22/2011 7:27:43 PM
penny-surgeon$25.0012/22/2011 9:46:47 PM
kindness-ace1$50.0012/22/2011 10:21:13 PM
shawnw2$25.0012/23/2011 6:27:51 AM
loanman2007$25.0012/23/2011 5:55:15 AM
djmgd790$75.0012/23/2011 6:06:44 AM
48 Investments
 
Borrower Payment Dependent Notes Series 545916
This series of Notes was issued and sold upon the funding of the borrower loan #58288, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-21-2011 
Term: 60 months Listing End date:  Dec-29-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $191.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-2000 Debt/Income ratio: 6%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 1Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 12 Occupation: Food Service Manage...
Public records last 12m / 10y: 1/ 2 Revolving credit balance: $666Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: red-orbital-deal Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
financial planning
Purpose of loan: consolidation, tax credits
This loan will be used to... pay off the IRS, take advantage of tax credits this year, and just a little christmas shopping

My financial situation: employed
I am a good candidate for this loan because...


Monthly net income: $ 3,000
Monthly expenses: $1,900
Housing: $1000
Insurance: $0
Car expenses: $0
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
wise-blazing-currency$25.0012/29/2011 5:07:42 AM
jakespirit$100.0012/29/2011 6:17:58 AM
Bob450$30.0212/29/2011 6:46:09 AM
cropdust3r$25.0012/29/2011 6:09:52 AM
Cromag$25.0012/29/2011 7:05:48 AM
terrific-peace8$25.0012/29/2011 7:12:25 AM
smart-kindness8$50.0012/29/2011 8:11:25 AM
CROBRUN$50.0012/29/2011 8:13:51 AM
heerzaquestion$30.0012/29/2011 7:23:46 AM
Px3VENTURES$64.1412/29/2011 8:15:11 AM
streak269$30.0012/29/2011 6:44:36 AM
REITRUST$25.0012/29/2011 7:56:33 AM
wilchik$25.0012/29/2011 7:00:13 AM
planetibet$48.6112/29/2011 8:42:45 AM
smart-kindness8$50.0012/29/2011 8:09:55 AM
heerzaquestion$35.0012/29/2011 7:30:53 AM
TeamAmerica$25.0012/29/2011 7:37:14 AM
c-gurista-5$25.0012/29/2011 8:41:57 AM
asset-electron1$25.0012/29/2011 8:55:48 AM
Indio92203$25.0012/29/2011 8:08:39 AM
js60l$25.0012/29/2011 8:19:12 AM
tranquil-diversification8$50.0012/29/2011 8:33:46 AM
leverage-monger$25.0012/29/2011 8:56:15 AM
SolarMoonshine$25.0012/29/2011 3:34:36 AM
glenium$25.0012/29/2011 2:19:04 AM
commerce-broker3$150.0012/28/2011 10:17:57 PM
pednatjr$25.0012/29/2011 3:03:23 AM
vmh20035$30.0012/28/2011 11:10:11 PM
radforj22$25.0012/29/2011 12:35:23 AM
the-magnetic-transaction$75.0012/28/2011 9:31:32 PM
wealth-fighter3$50.0012/28/2011 10:01:55 PM
SummitAdvisors$50.0012/28/2011 8:47:09 PM
Anamorph$25.0012/28/2011 8:24:31 PM
leverage-ectasy$25.0012/28/2011 8:52:38 PM
GCInvestments$30.0012/28/2011 7:59:45 PM
mcgillis99$75.0012/28/2011 8:01:42 PM
compassionate-dime0$50.0012/28/2011 7:01:23 PM
prudent-bid3$25.0012/28/2011 7:30:15 PM
hawaii5-0$50.0012/28/2011 7:08:36 PM
SpectrumCen$25.0012/28/2011 6:23:51 PM
dollar-doughnut6$50.0012/28/2011 6:37:00 PM
bubb_hans$25.0012/28/2011 3:04:10 PM
money-booster2$25.0012/27/2011 3:49:21 PM
emphatic-responsibility$25.0012/26/2011 7:14:27 PM
worth-dandelion$200.0012/26/2011 6:30:10 PM
successful-agreement7$100.0012/26/2011 5:22:36 PM
Pizza-man$50.0012/26/2011 7:22:54 AM
intuitive-integrity9$50.0012/25/2011 12:19:28 PM
omniviper$25.0012/24/2011 10:59:14 PM
Oakland$50.0012/24/2011 7:14:13 AM
income-banjo$50.0012/23/2011 9:09:53 AM
selector568$300.0012/22/2011 5:45:36 PM
luminous-marketplace5$25.0012/22/2011 9:24:29 AM
TrustPlus$50.0012/21/2011 8:48:31 PM
graceful-IRAinvestment$30.0012/21/2011 8:19:11 PM
Investor_DP$100.0012/21/2011 9:39:42 AM
camaraderi-aspen$100.0012/21/2011 9:13:56 AM
studious-listing8$25.0012/21/2011 9:17:44 AM
ricklip$100.0012/21/2011 9:23:45 AM
numero-uno4$25.0012/21/2011 9:38:33 AM
R3vXX$25.0012/21/2011 10:52:02 AM
riproaringrapids$25.0012/21/2011 5:35:35 PM
Rogesparkguy$25.0012/22/2011 5:13:38 AM
processor115$25.0012/22/2011 6:34:20 AM
lender2611$25.0012/22/2011 5:33:20 PM
greenback-investor7$200.0012/22/2011 6:19:12 PM
factcheck$35.0012/24/2011 1:20:40 AM
PhalanxBulldog$50.0012/24/2011 6:37:19 AM
javelin0$50.0012/24/2011 6:52:26 AM
1willray$25.0012/24/2011 8:36:23 AM
cash-reaction2$50.0012/24/2011 12:33:11 PM
MrOglesby$25.0012/25/2011 12:01:14 PM
cordial-funds8$50.0012/25/2011 1:37:18 PM
well-mannered-income3$50.0012/26/2011 5:28:12 PM
kenji4861$25.0012/27/2011 9:35:18 AM
BxRealtor$25.0012/27/2011 5:22:50 PM
generous-deal6$25.0012/28/2011 1:26:23 AM
Rivervale_Westwood$30.0012/28/2011 8:25:08 AM
zeeexsixare$25.0012/28/2011 4:54:28 PM
lucrative-transparency0$100.0012/28/2011 5:27:12 PM
sun818$25.0012/28/2011 6:05:44 PM
RedantFinance$25.0012/28/2011 7:07:26 PM
orange-influential-credit$25.0012/28/2011 7:43:00 PM
inventive-wealth2$25.0012/28/2011 8:20:54 PM
jescowa$50.0012/28/2011 8:00:21 PM
spike16$25.0012/28/2011 8:15:41 PM
BzJ108$25.0012/28/2011 8:25:31 PM
LibbyZ$50.0012/28/2011 9:43:12 PM
hookUup$25.2712/29/2011 1:01:04 AM
bonus-seahorse$25.0012/28/2011 10:46:01 PM
x32248$25.0012/28/2011 9:27:46 PM
weiyinsan$35.0012/29/2011 2:14:59 AM
dime-vista2$25.0012/29/2011 3:18:57 AM
benefit-boots$25.0012/29/2011 12:22:10 AM
Archchancellor$25.0012/29/2011 12:24:32 AM
kindness-ace1$50.0012/29/2011 12:26:48 AM
oodkim84oo$220.0012/29/2011 12:40:08 AM
soulful-truth$1,000.0012/28/2011 10:28:04 PM
engbusres$47.0012/28/2011 11:19:16 PM
ethical-truth211$200.0012/29/2011 4:24:00 AM
goodhearted-basis4$25.0012/29/2011 12:46:06 AM
DeltaComputerGuy$50.0012/29/2011 1:08:10 AM
nshabani6$25.0012/29/2011 4:52:25 AM
careful-note$36.0012/29/2011 1:51:53 AM
orbital-dollar2$25.0012/29/2011 2:05:09 AM
Approved1234$25.0012/29/2011 3:53:45 AM
Scubadiver$35.0012/29/2011 6:49:08 AM
greenback-loyalist8$25.0012/29/2011 4:43:22 AM
Earn_money$25.0012/29/2011 7:05:59 AM
factcheck$50.0012/29/2011 5:19:20 AM
lenderRXT$40.0012/29/2011 5:24:51 AM
gold-pudding6$63.1612/29/2011 6:32:43 AM
payout-thinker7$25.0012/29/2011 7:42:48 AM
Lender0010$25.0012/29/2011 5:53:44 AM
Easystreet$25.0012/29/2011 7:21:23 AM
market-pudding$25.0012/29/2011 7:24:10 AM
moola-tulip1$53.2912/29/2011 7:41:45 AM
bebeshor$35.0012/29/2011 8:44:24 AM
iaffy$25.0012/29/2011 8:12:41 AM
friendly-market5$25.0012/29/2011 7:32:25 AM
astute-benjamins$50.0012/29/2011 8:26:23 AM
loan-fluffy-bunny5$50.5212/29/2011 7:40:26 AM
inventive-wealth2$25.0012/29/2011 9:04:00 AM
igniter584$50.0012/29/2011 8:38:56 AM
revenue-serenity$27.0012/29/2011 8:49:27 AM
cloud8$28.0012/29/2011 7:59:50 AM
evergreen16$100.0012/29/2011 9:06:00 AM
greatwhiteninja$50.0012/29/2011 8:12:29 AM
bid-czar8$100.0012/29/2011 9:07:45 AM
melodious-fairness$25.0012/29/2011 9:09:08 AM
130 Investments
 
Borrower Payment Dependent Notes Series 545920
This series of Notes was issued and sold upon the funding of the borrower loan #58313, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $244.68
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-2004 Debt/Income ratio: 21%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 18 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,985Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: spyderman15 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 720-739 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
580-599 (Jan-2008)
520-539 (Jul-2006)
600-619 (Apr-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Consolidating debt
Purpose of loan:
This loan will be used to... Consolidate debt

My financial situation:
I am a good candidate for this loan because... I am paying more then my minimum on all my credit cards and loans to pay them off quicker, but it's taking longer then I would like.


Monthly net income: $5200
Monthly expenses: $5050
Housing: $1500
Insurance: $325
Car expenses: $1400
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $725
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
hope-hickory8$25.0012/22/2011 9:03:47 AM
money-socrates3$25.0012/22/2011 9:02:34 AM
MoneyForNothing$45.4612/22/2011 9:03:39 AM
green-trade-dolphin2$45.0212/22/2011 9:02:12 AM
green-trade-dolphin2$25.0012/22/2011 9:04:55 AM
greenback-seagull2$50.0012/22/2011 9:06:01 AM
AFairDeal$25.0012/22/2011 9:09:52 AM
EngineersAlliance$125.0012/22/2011 9:08:21 AM
worth-blanket2$6,724.5212/22/2011 9:10:15 AM
trumpeter5$25.0012/22/2011 9:03:49 AM
wonder3$35.0012/22/2011 9:04:21 AM
Whipster$40.0012/22/2011 9:06:17 AM
12 Investments
 
Borrower Payment Dependent Notes Series 545922
This series of Notes was issued and sold upon the funding of the borrower loan #58287, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-21-2011 
Term: 60 months Listing End date:  Dec-22-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 11.76% Monthly payment: $220.13
 
Lender servicing fee: 1.00% Effective Yield*: 10.53%  
Estimated return*: 9.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1998 Debt/Income ratio: 6%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,609Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: moola-gatherer7 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because I have a well-paying job ($80,000+), have a very good credit score and have never missed a payment on any bill.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
nickel-ferret$50.0012/21/2011 5:07:20 PM
mizount$25.0012/21/2011 5:10:01 PM
intuitive-integrity9$50.0012/21/2011 5:10:43 PM
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233 Investments
 
Borrower Payment Dependent Notes Series 545936
This series of Notes was issued and sold upon the funding of the borrower loan #57950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $85.54
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-2000 Debt/Income ratio: 57%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 22 / 21Length of status:6y 3m
Amount delinquent: $587 Total credit lines: 42 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,158Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: superb-bill647 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Car
Purpose of loan:
This loan will be used to purchase a new car.

My financial situation:
I am a good candidate for this loan because I always make payments on time. And have the extra income.


Monthly net income: $2000
Monthly expenses: $
Housing: $ 200.00
Insurance: $ 175.00
Car expenses: $ 0
Utilities: $ 130.00
Phone, cable, internet: $ 0
Food, entertainment: $ 200.00
Clothing, household expenses: $ 150.00
Credit cards and other loans: $ 300.00
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$25.0012/21/2011 9:03:24 AM
LittleMingo$25.0012/21/2011 9:09:31 AM
worth-blanket2$1,975.0012/21/2011 9:13:28 AM
3 Investments
 
Borrower Payment Dependent Notes Series 545948
This series of Notes was issued and sold upon the funding of the borrower loan #57930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Oct-1998 Debt/Income ratio: 50%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:7y 8m
Amount delinquent: $0 Total credit lines: 21 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $35,365Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: Yes  
Screen name: coin-arboretum Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need a Little Help from Friends....
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/21/2011 5:13:04 PM
1 Investments
 
Borrower Payment Dependent Notes Series 545974
This series of Notes was issued and sold upon the funding of the borrower loan #57966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-21-2011 
Term: 60 months Listing End date:  Dec-21-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $227.64
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1992 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 23 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,862Stated income:$25,000-$49,999
Delinquencies in last 7y: 10 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: top-vigilance-rocker Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
Purpose of loan:
This loan will be used to...start new import business with a web site store front.

My financial situation:
I am a good candidate for this loan because...my current business is still operating.


Monthly net income: $1,500-3,000
Monthly expenses: $400.00
Housing: $0
Insurance: $330.00
Car expenses: $0
Utilities: $0
Phone, cable, internet: $60.00
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
prohelper$25.0012/21/2011 5:09:50 PM
worth-blanket2$7,000.0012/21/2011 5:14:15 PM
2 Investments
 
Borrower Payment Dependent Notes Series 545976
This series of Notes was issued and sold upon the funding of the borrower loan #57928, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $128.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Aug-2005 Debt/Income ratio: 30%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 3 Current / open credit lines: 11 / 10Length of status:14y 10m
Amount delinquent: $337 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,754Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 75%  
   Homeownership: Yes  
Screen name: rate-sumac7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 93% ) 620-639 (Latest)
Principal borrowed: $6,000.00< 31 days late: 1 ( 7% )  
660-679 (Aug-2010)
 
Principal balance: $4,255.64 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
Selling Nostalgia
Purpose of loan: Invest in my bussiness
This loan will be used to...expand my bussiness to other Estates, at this time I take orders just in California of pizza, fried chicken, flowers and cakes from salvadorean community to be diliver to theirs relatives in El salvador, but I want to go to others States with many salvadoreans, this is a very good service, because the nostalgia, living in the USA, so far from their more close relatives is hard, but having the opportunity of deliver food, flowers, etc., make them to feel more closer.

My financial situation:
I am a good candidate for this loan because..., I have a very stable job (5 years) and also have my own bussiness,


Monthly net income: $ 7000
Monthly expenses: $
Housing: $2120
Insurance: $250
Car expenses: $150
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$3,000.0012/21/2011 5:14:00 PM
1 Investments
 
Borrower Payment Dependent Notes Series 545980
This series of Notes was issued and sold upon the funding of the borrower loan #58179, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $783.87
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1976 Debt/Income ratio: 14%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 22 / 19Length of status:5y 10m
Amount delinquent: $0 Total credit lines: 62 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $154,921Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: repayment-pursuit2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation & inventory
Purpose of loan:
This loan will be used to pay down higher interest loan and purchase end of year additional inventory for my eye vitamin business Helthyiz International, Inc. This is a S corporation and I can expense the inventory for 2011 and reduce tax liability.

My financial situation:
I am a good candidate for this loan because I have a steady income of over $175,000 from my employment as an Ophthalmologist at the Brandon Eye Clinic in Brandon, FL. Also, I receive around $100,000 in profits from my company Helthyiz Internatioal that I have owned since 1997.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
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reward-juniper6$25.0012/27/2011 7:40:02 PM
ATWLab$29.2612/27/2011 7:40:51 PM
wealth-fighter3$25.0012/27/2011 8:06:44 PM
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broker048$25.0012/27/2011 11:22:55 PM
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icontender$50.0012/28/2011 12:46:37 AM
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EJPiper$50.0012/28/2011 6:19:29 AM
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kedia$200.0012/28/2011 7:14:18 AM
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rocketspocket$25.0012/28/2011 9:49:12 AM
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sensational-kindness$25.0012/28/2011 9:50:19 AM
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meenan$100.0012/28/2011 9:51:15 AM
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Harry$50.0012/28/2011 9:50:52 AM
wise-alluring-penny$50.0012/28/2011 9:59:32 AM
Edwin_Rae$25.0012/28/2011 9:51:29 AM
EricLender$25.0012/28/2011 10:00:10 AM
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DrPalaber$25.0012/28/2011 10:00:29 AM
BrianRK$26.0012/28/2011 10:00:57 AM
-Tuxedo-$25.0012/28/2011 9:53:43 AM
The_Lending_Muscle$25.0012/28/2011 9:53:58 AM
littlemonkey$25.0012/28/2011 10:01:53 AM
tsui517$50.0012/28/2011 9:54:46 AM
ski bum$100.0012/28/2011 9:55:27 AM
economy-molecule3$500.0012/28/2011 10:04:04 AM
Nco$25.0012/28/2011 10:03:05 AM
martinatime$25.0012/28/2011 9:56:12 AM
kbodendorf$25.0012/28/2011 9:56:52 AM
TJ643$25.0012/28/2011 10:03:33 AM
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xphile$25.0012/28/2011 9:59:21 AM
BuffetRocks$50.0012/28/2011 9:59:34 AM
pawsitive$25.0012/28/2011 10:01:27 AM
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bulldawg$25.0012/28/2011 10:02:57 AM
sound$50.0012/28/2011 10:03:55 AM
504 Investments
 
Borrower Payment Dependent Notes Series 545996
This series of Notes was issued and sold upon the funding of the borrower loan #57938, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-21-2011 
Term: 60 months Listing End date:  Dec-21-2011 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $365.90
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1997 Debt/Income ratio: 11%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 35 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,755Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: forthright-agreement4 Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 3 ( 100% ) 760-779 (Latest)
Principal borrowed: $4,500.00< 31 days late: 0 ( 0% )  
720-739 (Apr-2011)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 3  
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate higher interest credit card debt.

My financial situation:
I am a good candidate for this loan because I have stable employment with the federal government and the ability to pay back the loan. In addition, my agency requires that I satisfy all financial obligations as a condition of continued employment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$28.6712/21/2011 5:02:22 PM
worth-blanket2$15,500.0012/21/2011 5:14:30 PM
vutah$25.0012/21/2011 5:09:32 PM
ryan6853$25.0012/21/2011 5:09:25 PM
4 Investments
 
Borrower Payment Dependent Notes Series 546004
This series of Notes was issued and sold upon the funding of the borrower loan #58058, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1967 Debt/Income ratio: 54%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 2Employment status:Other
Now delinquent: 0 Current / open credit lines: 35 / 19Length of status:11y 6m
Amount delinquent: $0 Total credit lines: 56Stated income:$75,000-$99,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $186,547 
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: 34kate Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
To pay County Taxes
Purpose of loan:
This loan will be used to..pay county taxes.

My financial situation:
I am a good candidate for this loan because...I have consolidated my credit loan with Take Charge America and they are paying my creditors for a fee that I pay every month, which I can efford and I have money left over to pay for this loan


Monthly net income: $6000
Monthly expenses: $2769
Housing: $400
Insurance: $200
Car expenses: $600
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$10,000.0012/21/2011 5:14:07 PM
1 Investments
 
Borrower Payment Dependent Notes Series 546010
This series of Notes was issued and sold upon the funding of the borrower loan #57927, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $119.07
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-1985 Debt/Income ratio: 11%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 2 Current / open credit lines: 15 / 14Length of status:8y 2m
Amount delinquent: $100 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,228Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 35%  
   Homeownership: No  
Screen name: Lucky-C Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 15 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
640-659 (Oct-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
medical
Purpose of loan:
This loan will be used to...consolidate medical bills

My financial situation:
I am a good candidate for this loan because...I pay off loans quickly


Monthly net income: $ 3692
Monthly expenses: $ 2710
Housing: $ 0
Insurance: $ 450
Car expenses: $ 600
Utilities: $ 300
Phone, cable, internet: $ 160
Food, entertainment: $ 500
Clothing, household expenses: $ 200
Credit cards and other loans: $ 500
Other expenses: $ varies...dr bills. I apy as much as i can each month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vutah$25.0012/21/2011 5:07:35 PM
LittleMingo$25.0012/21/2011 5:10:51 PM
mrxtravis$25.0012/21/2011 5:06:23 PM
investmentgroup$25.0012/21/2011 5:08:37 PM
SolarMoonshine$25.0012/21/2011 5:12:18 PM
worth-blanket2$3,000.0012/21/2011 5:13:14 PM
6 Investments
 
Borrower Payment Dependent Notes Series 546020
This series of Notes was issued and sold upon the funding of the borrower loan #58372, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $129.45
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2000 Debt/Income ratio: 35%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,576Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: wise-asset-catapult Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home and Dental Improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$3,000.0012/29/2011 11:42:45 AM
1 Investments
 
Borrower Payment Dependent Notes Series 546040
This series of Notes was issued and sold upon the funding of the borrower loan #57924, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1991 Debt/Income ratio: 9%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,556Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: first-principal-boss Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation-Family Expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.0012/21/2011 5:10:33 PM
worth-blanket2$4,000.0012/21/2011 5:12:24 PM
vutah$35.0012/21/2011 5:06:37 PM
3 Investments
 
Borrower Payment Dependent Notes Series 546046
This series of Notes was issued and sold upon the funding of the borrower loan #58041, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-21-2011 
Term: 60 months Listing End date:  Dec-21-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $162.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-2002 Debt/Income ratio: 12%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 8Length of status:4y 8m
Amount delinquent: $446 Total credit lines: 27 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,439Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: rupee-ally8 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
moving expences
Purpose of loan: help with moving expences
This loan will be used to...:initial rent & deposit, moving van, storage

My financial situation:
I am a good candidate for this loan because..I always pay my debts, my husband keeps bills payed on time. I am honest and trustworthy.


Monthly net income: $4600.00
Monthly expenses: $
Housing: $1300.00
Insurance: $ car 900.00 yearly/ life 360.00 yearly
Car expenses: $273.00 monthly payment
Utilities: $250.00 month
Phone, cable, internet: $100.00 month
Food, entertainment: $500.00 month
Clothing, household expenses: $200.00 month
Credit cards and other loans: $210.00 month
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vutah$25.0012/21/2011 5:06:18 PM
worth-blanket2$5,000.0012/21/2011 5:13:02 PM
2 Investments
 
Borrower Payment Dependent Notes Series 546062
This series of Notes was issued and sold upon the funding of the borrower loan #58100, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2006 Debt/Income ratio: 18%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 6Length of status:0y 5m
Amount delinquent: $418 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,985Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: No  
Screen name: working_on_it Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/22/2011 5:11:36 PM
riproaringrapids$25.0012/22/2011 5:15:02 PM
worth-blanket2$3,900.0012/22/2011 5:15:40 PM
3 Investments
 
Borrower Payment Dependent Notes Series 546070
This series of Notes was issued and sold upon the funding of the borrower loan #58077, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-21-2011 
Term: 60 months Listing End date:  Dec-26-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $227.64
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-2000 Debt/Income ratio: 11%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:6y 5m
Amount delinquent: $0 Total credit lines: 13 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,622Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 100%  
   Homeownership: No  
Screen name: brightest-important-dime Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for Engagement Ring
Purpose of loan: Financing of Engagement Ring
This loan will be used to...purchase an engagement ring, however, goal is to find the best value for a ring and to pay as less as possible and to quickly pay off loan.

My financial situation: I have stable, long term employment and are seeking financing to keep monthly payments for a ring affordable.
I am a good candidate for this loan because...I have stable, long-term employment and great repayment history. This particular loan is a high priority to payoff quickly to demonstrate to lender how strongly I value paying back a loan of this kind moving forward.


Monthly net income: $5166
Monthly expenses: $
Housing: $750
Insurance: $107
Car expenses: $25
Utilities: $100
Phone, cable, internet: $45
Food, entertainment: $75
Clothing, household expenses: $200
Credit cards and other loans: $175
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-shrubbery6$25.0012/21/2011 10:26:37 PM
beaker$25.0012/22/2011 4:35:31 PM
nickel-jam$710.0012/22/2011 6:32:40 PM
penny-surgeon$25.0012/22/2011 9:47:58 PM
factcheck$35.0012/24/2011 1:20:41 AM
zeeexsixare$200.0012/24/2011 7:27:38 AM
cash-reaction2$50.0012/24/2011 12:33:12 PM
miked8303$25.0012/24/2011 1:01:21 PM
scarlet-velvet$25.0812/25/2011 2:04:41 PM
first-pragmatic-power$25.0012/25/2011 6:24:40 PM
SFBank$50.0012/25/2011 8:39:32 PM
the-healthy-commitment$25.0012/26/2011 3:35:58 PM
truth-companion$25.0012/26/2011 5:14:47 PM
jjswanso$100.0012/26/2011 5:17:50 PM
successful-agreement7$100.0012/26/2011 5:22:36 PM
diplomatic-wealth7$25.0012/26/2011 5:25:51 PM
papaloha$200.0012/26/2011 7:45:35 PM
brightest-gain-investor$800.0012/26/2011 8:25:59 PM
larrybird$807.6812/26/2011 8:27:15 PM
Investor_DP$100.0012/21/2011 5:56:00 PM
R3vXX$25.0012/21/2011 5:18:58 PM
ricklip$100.0012/21/2011 5:19:29 PM
camaraderi-aspen$100.0012/21/2011 5:30:36 PM
jkeller4000$25.0012/21/2011 5:49:38 PM
golden-velocity9$25.0012/21/2011 6:14:42 PM
riproaringrapids$35.0012/21/2011 7:07:15 PM
graceful-IRAinvestment$53.0012/21/2011 8:22:12 PM
bazaar-festivity$25.0012/22/2011 9:33:02 AM
Interloper$50.0012/22/2011 1:22:48 PM
bb575$50.0012/23/2011 5:58:06 AM
Rogesparkguy$25.0012/24/2011 5:15:09 AM
ccclaireee333$25.0012/24/2011 10:27:56 AM
kindness-ace1$50.0012/24/2011 7:49:53 PM
loss-of-control$100.0012/24/2011 8:34:07 PM
let_me_retire$62.6212/24/2011 11:45:30 PM
itsmaj$25.0012/25/2011 8:47:19 PM
dudebrah$25.0012/26/2011 10:45:53 AM
Weaverville$25.0012/26/2011 4:18:48 PM
profit-powerplant$25.0012/26/2011 5:46:41 PM
hyrolln$26.0012/26/2011 6:27:47 PM
KaChingInvestments$25.0012/26/2011 7:14:04 PM
worth-dandelion$100.0012/26/2011 6:26:37 PM
credit-socrates648$2,500.0012/26/2011 7:53:14 PM
emphatic-responsibility$25.0012/26/2011 7:18:25 PM
brightest-gain-investor$95.6212/26/2011 8:28:41 PM
45 Investments
 
Borrower Payment Dependent Notes Series 546074
This series of Notes was issued and sold upon the funding of the borrower loan #57972, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Dec-1986 Debt/Income ratio: >1000%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 5Employment status:Other
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:10y 2m
Amount delinquent: $10 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 3 Revolving credit balance: $5,099Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: No  
Screen name: superb-integrity194 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan: close credit card accounts & repay payday loans
This loan will be used to...consolidate credit card payments and repay payday loans

My financial situation: I am receiving Social Security disability benefits due to having two solid organ transplants. Because I had to quit my job, I have gotten behind in paying my bills. I want to consolidate and close the credit accounts I now have.
I am a good candidate for this loan because..I have tried to keep my bills current and have no other resources available.


Monthly net income: $1048.00
Monthly expenses: $
Housing: $ 0.00
Insurance: $ 74.00
Car expenses: $ 372.04
Utilities: $ 50.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 50.00
Clothing, household expenses: $ 120.00
Credit cards and other loans: $ 250.00
Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$2,000.0012/21/2011 5:14:03 PM
1 Investments
 
Borrower Payment Dependent Notes Series 546080
This series of Notes was issued and sold upon the funding of the borrower loan #58018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-21-2011 
Term: 60 months Listing End date:  Dec-23-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $308.93
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-2006 Debt/Income ratio: Not calculated
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:10y 11m
Amount delinquent: $0 Total credit lines: 6 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,822Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: No  
Screen name: economy-burrito8 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: New Business
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...We will pay this loan on time every month. We will also pay off the loan in full within a year.


Monthly net income: $ 8,166.67
Monthly expenses: $4590.00
Housing: $ 1583.00
Insurance: $ 200.00
Car expenses: $ 0
Utilities: $ 143.00
Phone, cable, internet: $ 169.00
Food, entertainment: $100.oo
Clothing, household expenses: $ 150.00
Credit cards and other loans: $ 225.00
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ricklip$100.0012/21/2011 5:19:29 PM
skillful-asset5$25.0012/21/2011 5:30:05 PM
the-hope-workhorse$300.0012/21/2011 5:30:07 PM
miked8303$25.0012/21/2011 5:38:13 PM
jkeller4000$25.0012/21/2011 5:49:38 PM
Investor_DP$100.0012/21/2011 5:56:00 PM
golden-velocity9$25.0012/21/2011 6:15:09 PM
vutah$25.0012/21/2011 9:09:14 PM
economy-shrubbery6$25.0012/21/2011 10:26:37 PM
melodious-openness$50.0012/22/2011 4:11:28 AM
Weaverville$25.0012/22/2011 9:59:21 AM
radforj22$25.0012/22/2011 12:28:17 PM
balanced-balance6$25.0012/22/2011 5:08:05 PM
unbelievable-exchange$100.0012/22/2011 5:16:42 PM
loss-of-control$100.0012/22/2011 7:49:58 PM
greenback-investor7$200.0012/22/2011 6:19:14 PM
useful-cash043$1,000.0012/22/2011 8:04:05 PM
Bob450$35.0012/22/2011 7:49:40 PM
Hedge-Fund$25.0012/22/2011 9:24:31 PM
red-investment-ranch$50.0012/22/2011 11:22:11 PM
CA-Lender$50.0012/22/2011 10:47:14 PM
friendinmoney$25.0012/22/2011 11:04:23 PM
melodious-openness$1,000.0012/23/2011 4:05:30 AM
melodious-openness$950.0012/23/2011 4:33:34 AM
NorthernFunds$50.0012/22/2011 11:39:16 PM
five-star-note$75.0012/23/2011 12:12:14 AM
beest$50.0012/23/2011 4:46:02 AM
q4golf$41.1812/23/2011 4:30:25 AM
orange-steady-payment$53.3612/23/2011 5:20:46 AM
deal-thinker7$50.0012/23/2011 4:34:30 AM
Nerdster1$25.0012/23/2011 4:53:50 AM
bold-phenomenal-funds$113.0612/23/2011 5:03:01 AM
melodious-openness$406.7312/23/2011 6:37:07 AM
R3vXX$25.0012/23/2011 5:52:20 AM
truth-companion$25.0012/21/2011 5:21:33 PM
profit-powerplant$25.0012/21/2011 5:27:25 PM
riproaringrapids$25.0012/21/2011 5:35:37 PM
gallant-economy9$50.0012/21/2011 5:54:30 PM
cattlebaron$100.0012/21/2011 9:54:53 PM
credit-socrates648$2,500.0012/22/2011 10:16:44 AM
x32248$25.0012/22/2011 10:24:07 AM
astute-wealth8$25.0012/22/2011 11:28:22 AM
Interloper$50.0012/22/2011 1:22:48 PM
Galdis$25.0012/22/2011 6:56:08 PM
penny-surgeon$25.0012/22/2011 9:44:27 PM
glenium$25.0012/23/2011 2:32:08 AM
balanced-return5$25.0012/22/2011 11:36:11 PM
loanman2007$100.0012/23/2011 5:48:42 AM
kendigme$39.6712/23/2011 5:20:49 AM
113121$1,000.0012/23/2011 5:28:18 AM
Rogesparkguy$25.0012/23/2011 5:15:34 AM
tiger1818$25.0012/23/2011 5:57:53 AM
balance-transformer3$25.0012/23/2011 5:52:17 AM
suave-dime6$25.0012/23/2011 5:56:15 AM
hopeful-silver5$25.0012/23/2011 6:31:37 AM
income-buffalo1$86.0012/23/2011 6:05:20 AM
shawnw2$25.0012/23/2011 6:27:20 AM
57 Investments
 
Borrower Payment Dependent Notes Series 546092
This series of Notes was issued and sold upon the funding of the borrower loan #58095, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,600.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $162.20
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-2005 Debt/Income ratio: 13%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 9 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $379Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: orderly-benjamins1 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Business
Purpose of loan: Needed Additional Start Up Funds
This loan will be used to...Help purchase beginning inventory

My financial situation: Stable
I am a good candidate for this loan because...I am an avid believer in living within one's means (currently residing in parent's apt. with a monthly budget of $575).


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/22/2011 9:09:53 AM
worth-blanket2$4,600.0012/22/2011 9:10:45 AM
2 Investments
 
Borrower Payment Dependent Notes Series 546096
This series of Notes was issued and sold upon the funding of the borrower loan #58117, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $99.55
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1997 Debt/Income ratio: 8%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 4 Current / open credit lines: 1 / 1Length of status:18y 9m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: forceful-dedication4 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
monthly expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$2,500.0012/22/2011 9:09:44 AM
1 Investments
 
Borrower Payment Dependent Notes Series 546108
This series of Notes was issued and sold upon the funding of the borrower loan #58289, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1993 Debt/Income ratio: 17%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 14Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 48 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,388Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: orca511 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for a wedding
Purpose of loan: funds for a wedding
This loan will be used to pay for my daughter's wedding

My financial situation:
I am a good candidate for this loan because I have the means, I have my house paid in full, minimal bills, and I work full time, write books on the side, and speak on social media and networking.


Monthly net income: $18,750
Monthly expenses: $6,000
Housing: $00.00 house is paid in full
Insurance: $220
Car expenses: $480
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $800
Clothing, household expenses: $400
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$15,000.0012/22/2011 9:09:38 AM
1 Investments
 
Borrower Payment Dependent Notes Series 546114
This series of Notes was issued and sold upon the funding of the borrower loan #58145, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-22-2011 
Term: 60 months Listing End date:  Dec-22-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1993 Debt/Income ratio: 26%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 31 / 30Length of status:39y 6m
Amount delinquent: $0 Total credit lines: 49 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $43,874Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: proper-platinum9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...
Home repair
My financial situation:
I am a good candidate for this loan because...
I have good credit and currently just cash strapped

Monthly net income: $ 9,300.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/22/2011 9:09:55 AM
MarvintheMartian$25.0012/22/2011 9:08:51 AM
worth-blanket2$15,000.0012/22/2011 9:09:56 AM
3 Investments
 
Borrower Payment Dependent Notes Series 546116
This series of Notes was issued and sold upon the funding of the borrower loan #58258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-2001 Debt/Income ratio: 10%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 40 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: persistent-return9 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Looking for small safety net
Purpose of loan:
This loan will be used to cover any expenses I may not have accounted for as I launch a new business on the side.

My financial situation:
I am a good candidate for this loan because I have solid income from my primary job. My debt to income is great and I've worked hard to rebuild my credit and am not willing to jeopardize the progress I've made by missing payments.


Monthly net income: $4600
Monthly expenses: $
Housing: $550
Insurance: $300
Car expenses: $276
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
truth-companion$25.0012/22/2011 5:05:30 PM
balanced-balance6$25.0012/22/2011 5:08:06 PM
worth-blanket2$3,950.0012/22/2011 5:15:13 PM
3 Investments
 
Borrower Payment Dependent Notes Series 546130
This series of Notes was issued and sold upon the funding of the borrower loan #58390, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-23-2011 
Term: 60 months Listing End date:  Dec-24-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 11.76% Monthly payment: $264.15
 
Lender servicing fee: 1.00% Effective Yield*: 10.53%  
Estimated return*: 9.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1999 Debt/Income ratio: 20%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 30 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,888Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: Yes  
Screen name: magnificent-treasure4 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
TEMPORARY RENTAL PROPERTY
Purpose of loan:
This loan will be used to...

NEIGHBOR OF 12 YEARS PASSED AWAY AND FAMILY HAS OFFERED ME FIRST CHANCE TO PURCHASE FOR $10200.
1970'S MOBILE HOME IN FAIR CONDITION WITH UNATTACHED 2 CAR GARAGE ON 0.6 ACRES OF LAND. LOT WAS AT ONE TIME ATTACHED TO MY PROPERTY.

My financial situation:
I am a good candidate for this loan because...

I AM AND HAVE BEEN A GOOD PROVIDER AND PAYING ALL MY BILLS ON TIME. THE LOAN CAN BE SECURED WITH LAND TITLE AND TITLE TO 2004 PONTIAC VIBE WITH 76000 MILES IN GOOD CONDITION.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
aabadabadoo$25.0012/23/2011 5:06:00 PM
cebgop$25.0012/23/2011 5:11:04 PM
bb575$50.0012/23/2011 5:12:10 PM
AFairDeal$25.0012/23/2011 5:18:42 PM
jpblan11$25.0012/23/2011 5:34:26 PM
diversification-surge$25.0012/23/2011 5:35:43 PM
paymeplease$25.0012/23/2011 5:37:44 PM
tenchi2777$25.0012/23/2011 5:29:51 PM
lendersf$50.0012/23/2011 5:11:39 PM
unbelievable-exchange$100.0012/23/2011 5:34:03 PM
EngineersAlliance$100.0012/23/2011 5:36:24 PM
16888$25.0012/23/2011 5:22:51 PM
Kyjamune$25.0012/23/2011 5:23:10 PM
av22$49.6912/23/2011 8:02:51 PM
TrustPlus$50.0012/23/2011 5:25:29 PM
meux99$25.0012/23/2011 5:32:20 PM
income-banjo$50.0012/23/2011 5:35:05 PM
newest-auction-monger$25.0012/23/2011 6:21:19 PM
Px3VENTURES$25.0012/23/2011 9:18:32 PM
fervent-currency5$25.0012/24/2011 6:21:03 AM
thegreatstrafe$25.0012/24/2011 1:29:23 AM
romanfish$500.0012/24/2011 5:46:43 AM
CIC$25.0012/24/2011 5:49:48 AM
PhalanxBulldog$50.0012/24/2011 6:37:22 AM
ss2020$33.0012/24/2011 8:07:11 AM
cattlebaron$25.0012/24/2011 8:43:32 AM
rakey$35.7312/24/2011 8:45:12 AM
ccclaireee333$25.0012/24/2011 10:40:13 AM
worlds-best-worth2$25.0012/24/2011 11:00:57 AM
bobby5832708$25.0012/24/2011 12:05:48 PM
texrob20$25.0012/24/2011 12:08:06 PM
paddatjie$25.0012/24/2011 12:08:17 PM
vb3jmg$25.0012/24/2011 12:09:39 PM
angelinvestor2$40.0012/24/2011 12:10:55 PM
leeball$50.0012/24/2011 12:14:16 PM
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andyb9$25.0012/24/2011 12:12:00 PM
radforj22$50.0012/24/2011 11:32:53 AM
hrubinst$50.0012/24/2011 12:16:47 PM
tbati$25.0012/24/2011 12:14:26 PM
social-pizza5$25.0012/24/2011 12:14:48 PM
NoCal$25.0012/24/2011 12:16:25 PM
ms48105$25.0012/24/2011 12:17:24 PM
income-excellence1$25.0012/24/2011 12:17:22 PM
br4444$25.0012/24/2011 12:18:24 PM
green-tree-shake$30.0012/24/2011 12:17:57 PM
rose88$25.0012/24/2011 12:06:58 PM
helpu88$25.0012/24/2011 12:18:33 PM
marketplace-cello5$25.0012/24/2011 12:18:47 PM
actuarial_investor$25.0012/24/2011 12:19:28 PM
Turkish101$25.0012/24/2011 12:09:59 PM
Cheburashka$25.0012/24/2011 12:22:03 PM
meenan$100.0012/24/2011 12:22:41 PM
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macgeek$25.0012/24/2011 12:23:53 PM
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sjlender$100.0012/24/2011 12:13:55 PM
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indomitable-coin$25.0012/24/2011 12:26:54 PM
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dsav607$36.0012/24/2011 12:28:54 PM
community-saver158$50.0012/24/2011 12:29:15 PM
silver-armada$50.0012/24/2011 12:30:15 PM
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theboat$30.0012/24/2011 12:34:06 PM
helpful-dough$50.0012/24/2011 12:36:43 PM
Horse-Lender$25.0112/24/2011 12:34:39 PM
Tradesmanlender$25.0012/24/2011 12:31:31 PM
enriching-trade2$50.0012/24/2011 12:37:32 PM
Blends$45.0012/24/2011 12:36:17 PM
auction-elvis$25.0012/24/2011 12:32:04 PM
GMPK_TLAS$50.0012/24/2011 12:38:21 PM
F16Pilot$25.0012/24/2011 12:39:16 PM
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zenchef$25.0012/24/2011 12:40:48 PM
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CornerKetch$25.0112/24/2011 12:33:58 PM
Clambake$25.0012/24/2011 12:43:40 PM
riskreward$250.0012/24/2011 12:44:19 PM
Eastern$50.0012/24/2011 12:35:52 PM
hostbank$100.0012/24/2011 12:36:15 PM
YLlama$25.0012/24/2011 12:44:42 PM
outtahoth2o$75.0012/24/2011 12:44:59 PM
dthompso$50.0012/24/2011 12:45:13 PM
larslfe$25.0012/24/2011 12:45:35 PM
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Panna$25.0012/24/2011 12:39:40 PM
shabufa$25.0012/24/2011 12:48:16 PM
doncm$50.0012/24/2011 12:47:49 PM
platinum-genetics$25.0012/24/2011 12:49:58 PM
gracej$25.0012/24/2011 12:50:29 PM
value-pouch$25.0012/24/2011 12:49:52 PM
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srilm$25.0012/24/2011 12:50:10 PM
Cai8899$50.0012/24/2011 12:51:37 PM
adventurous-cash$25.0012/24/2011 12:52:19 PM
ujiba$50.0012/24/2011 12:43:58 PM
velocity-solo$25.0012/24/2011 12:53:02 PM
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Yankeeeagle$25.0012/24/2011 12:53:55 PM
ski bum$100.0012/24/2011 12:54:05 PM
don8ter$50.0012/24/2011 12:54:35 PM
MoneySiles$25.0012/24/2011 12:49:17 PM
Marathoner$25.0012/24/2011 12:50:06 PM
keeks$25.0012/24/2011 12:57:16 PM
kind-asset-circuit$50.0012/24/2011 12:50:24 PM
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mizount$25.0012/24/2011 1:00:05 PM
Arg3998$25.0012/24/2011 1:01:28 PM
KLCRAY$25.0012/24/2011 12:54:20 PM
lending401$25.0012/24/2011 1:02:16 PM
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C_Mark$50.0012/24/2011 12:57:06 PM
TSC$50.0012/24/2011 12:58:33 PM
transparency-giant$50.0012/24/2011 12:59:38 PM
preciousjeni$25.0012/24/2011 1:02:03 PM
g314$25.0012/24/2011 1:03:17 PM
tj1683$25.0012/24/2011 1:04:13 PM
gallant-economy9$50.0012/23/2011 5:19:44 PM
money-booster2$25.0012/23/2011 5:10:08 PM
riproaringrapids$35.0012/23/2011 5:16:06 PM
green-trade-dolphin2$27.6312/23/2011 5:02:28 PM
neighborly-hope6$100.0012/23/2011 5:35:09 PM
hope-hickory8$25.0012/23/2011 5:11:00 PM
ricklip$100.0012/23/2011 5:32:55 PM
first-favorite-bonus9$25.0012/23/2011 5:12:32 PM
creditjunky$100.0012/23/2011 7:01:22 PM
AmericanCredit$50.0012/23/2011 5:20:45 PM
currency-agave$60.0012/23/2011 5:24:36 PM
-J$50.0012/23/2011 5:39:56 PM
BxRealtor$25.0012/23/2011 5:37:35 PM
x32248$25.0012/23/2011 9:02:46 PM
shiny-leverage0$40.0012/23/2011 7:35:48 PM
kapilville$25.0012/23/2011 8:45:15 PM
ultimatepaintball$25.0012/23/2011 11:49:44 PM
freedomist$25.0012/23/2011 9:16:28 PM
interest-pudding4$25.0012/23/2011 11:41:58 PM
JustMee$25.0012/24/2011 5:41:59 AM
Christus_Victor$25.0012/24/2011 5:45:17 AM
A-Win-Win$37.5412/24/2011 6:08:51 AM
sensible-fund$25.0012/24/2011 5:26:32 AM
rajs$156.6512/24/2011 5:39:56 AM
blot44$75.0012/24/2011 6:47:13 AM
lawyerman$25.0012/24/2011 7:22:11 AM
asset-producer1$100.0012/24/2011 6:59:10 AM
alpinaut$25.0012/24/2011 7:08:34 AM
camaraderi-entrepreneur$25.0012/24/2011 6:01:34 AM
jga516$25.0012/24/2011 7:27:38 AM
chibear34$25.0012/24/2011 6:13:20 AM
EJPiper$25.0012/24/2011 7:54:16 AM
greenback-investor7$50.0012/24/2011 8:35:36 AM
BayShell$25.0012/24/2011 8:46:02 AM
flexible-fund6$25.0012/24/2011 9:23:35 AM
JaceSpade$25.0012/24/2011 9:45:11 AM
phenomenal-gain5$25.0012/24/2011 9:49:12 AM
Little_Helper$50.0012/24/2011 10:15:37 AM
keen-credit6$25.0012/24/2011 11:53:31 AM
platinum-sorcerer6$50.0012/24/2011 12:06:07 PM
cakebakr$25.0012/24/2011 9:02:04 AM
kbodendorf$25.0012/24/2011 12:06:22 PM
Sid-K$25.0012/24/2011 12:05:51 PM
brazilofmux$100.0012/24/2011 12:06:37 PM
guybyny$25.0012/24/2011 12:07:19 PM
Philolend$25.0012/24/2011 12:08:53 PM
dharma1$25.0012/24/2011 12:09:46 PM
return-marsupial3$25.0012/24/2011 12:12:24 PM
postalwhiz$25.0012/24/2011 12:10:20 PM
vigilance-revolutionary$50.0012/24/2011 12:13:15 PM
sweet-loan8$25.0012/24/2011 12:13:34 PM
speyer$25.0012/24/2011 12:14:32 PM
gold-tsunami$30.0012/24/2011 12:11:58 PM
goldeneye777$51.0012/24/2011 12:12:16 PM
lowrate$50.0012/24/2011 12:13:25 PM
elasermd$50.0012/24/2011 12:14:04 PM
efficient-marketplace$25.0012/24/2011 12:15:05 PM
Preteur$25.0012/24/2011 12:17:09 PM
Castellan$50.0012/24/2011 12:16:23 PM
bonus-tent$25.0012/24/2011 12:16:28 PM
MTLoans$25.0012/24/2011 12:06:52 PM
runner262$25.0012/24/2011 12:19:07 PM
selvamfinance$25.0012/24/2011 12:10:30 PM
QuinMccoy$50.0012/24/2011 12:21:49 PM
wildsf$25.0012/24/2011 12:21:35 PM
igniter584$25.0012/24/2011 12:11:14 PM
red-enthralling-justice$25.0012/24/2011 12:23:35 PM
JohnW12$50.0012/24/2011 12:23:48 PM
steiglends$100.0012/24/2011 12:24:32 PM
Kame$25.0012/24/2011 12:24:51 PM
virtualbank$25.0012/24/2011 12:25:12 PM
hard-working-rate3$100.0012/24/2011 12:25:25 PM
TruckerGuy$50.0012/24/2011 12:14:53 PM
fair-funds$25.0012/24/2011 12:26:11 PM
Ellisdee$50.0012/24/2011 12:15:16 PM
Rdodson11$25.0012/24/2011 12:26:14 PM
babokd$50.0012/24/2011 12:26:29 PM
banker727$25.0012/24/2011 12:15:41 PM
orange-resolute-platinum$25.0012/24/2011 12:27:03 PM
xphile$25.0012/24/2011 12:27:35 PM
nonukem$25.0012/24/2011 12:29:27 PM
luminous-marketplace5$25.0012/24/2011 12:29:38 PM
Viamin$25.0012/24/2011 12:31:00 PM
naniamo$25.0012/24/2011 12:30:45 PM
IIP77$25.0012/24/2011 12:31:12 PM
kalex752$25.0012/24/2011 12:21:22 PM
KASD$25.0012/24/2011 12:22:48 PM
mike_banker$50.0012/24/2011 12:24:26 PM
JazzFranchise$25.0012/24/2011 12:25:22 PM
tlp43$25.0012/24/2011 12:25:33 PM
silverloan$50.0012/24/2011 12:28:01 PM
cablenews$100.0012/24/2011 12:34:29 PM
benjo$50.0012/24/2011 12:29:45 PM
new-truth-chuckler$25.0012/24/2011 12:36:30 PM
JohnGalt94$25.0012/24/2011 12:36:41 PM
Railbird$25.0012/24/2011 12:31:27 PM
turbostar666$25.0012/24/2011 12:36:06 PM
pcwrangler$25.0012/24/2011 12:37:55 PM
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ceg451$25.0012/24/2011 12:40:52 PM
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BBL$25.0012/24/2011 12:42:42 PM
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biobulator$25.0012/24/2011 12:43:22 PM
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ProjectVenture$25.0012/24/2011 12:33:55 PM
Pasagam$50.0012/24/2011 12:34:19 PM
independent-revenue4$100.0012/24/2011 12:44:14 PM
MrDavid$75.0012/24/2011 12:44:02 PM
integrity-saver$25.0012/24/2011 12:35:26 PM
Mantis75$25.0012/24/2011 12:44:54 PM
fulfilling-market2$100.0012/24/2011 12:45:04 PM
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Chutney$25.0012/24/2011 12:37:44 PM
ahansen$25.0012/24/2011 12:38:10 PM
the-enterprising-leverage$50.0012/24/2011 12:47:24 PM
compoundinterest$50.0012/24/2011 12:47:21 PM
ramsbladder$25.0012/24/2011 12:39:09 PM
damage$25.0012/24/2011 12:49:03 PM
PRGuyinVA$25.0012/24/2011 12:49:05 PM
figs4u2$100.0012/24/2011 12:42:00 PM
yachtmaster45$25.0012/24/2011 12:50:27 PM
flexiboy35$25.0012/24/2011 12:52:32 PM
GodzillaLending$25.0012/24/2011 12:45:48 PM
RusRobo$25.0012/24/2011 12:53:33 PM
calessabay$25.0012/24/2011 12:53:07 PM
finance-explosion6$25.0012/24/2011 12:54:01 PM
Aimvest$25.0012/24/2011 12:54:18 PM
invincible-dough$25.0012/24/2011 12:53:44 PM
Aaron_Oz$25.0012/24/2011 12:47:17 PM
1phantom$25.0012/24/2011 12:47:37 PM
wtrboy$25.0012/24/2011 12:55:05 PM
valiant-liberty4$25.0012/24/2011 12:55:23 PM
Contour$25.0012/24/2011 12:49:41 PM
yarg$25.0012/24/2011 12:55:37 PM
anacent$25.0012/24/2011 12:57:55 PM
onlyinchicago$50.0012/24/2011 12:58:15 PM
jasperpants$25.0012/24/2011 12:57:54 PM
ianakacg$25.0012/24/2011 12:59:23 PM
emo13$50.0012/24/2011 12:59:24 PM
ZeLonewolf$25.0012/24/2011 12:52:01 PM
revmax$25.0012/24/2011 12:52:22 PM
dpjd$25.0012/24/2011 1:00:46 PM
Natronpee$25.0012/24/2011 1:01:39 PM
BuffetRocks$50.0012/24/2011 1:01:42 PM
1redfish$100.0012/24/2011 1:02:21 PM
wigglesworth4$100.0012/24/2011 1:02:45 PM
puifais$50.0012/24/2011 1:04:15 PM
Gabriel02$25.0012/24/2011 1:03:14 PM
orange-courageous-dedication$25.0012/24/2011 1:04:31 PM
houli123$175.0012/24/2011 1:03:45 PM
mmckune$25.0012/24/2011 12:56:04 PM
commitment-antioxidant8$25.0012/24/2011 12:59:08 PM
mr55262$25.0012/24/2011 1:04:02 PM
unrivaled-silver$25.0012/24/2011 1:04:36 PM
302 Investments
 
Borrower Payment Dependent Notes Series 546154
This series of Notes was issued and sold upon the funding of the borrower loan #58200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-22-2011 
Term: 60 months Listing End date:  Dec-22-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $273.41
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-2002 Debt/Income ratio: 21%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 20 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,750Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: No  
Screen name: creative-truth6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Finance Grad Paying Credit Cards
Purpose of loan:
Consolidate credit cards used during my time in college

My financial situation:
I am a good candidate for the loan because I have stable employment with a consumer electronics company.


Monthly net income: $4,000
Monthly expenses: $3,500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$25.0012/22/2011 5:11:30 PM
worth-blanket2$9,975.0012/22/2011 5:14:39 PM
2 Investments
 
Borrower Payment Dependent Notes Series 546156
This series of Notes was issued and sold upon the funding of the borrower loan #58011, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1993 Debt/Income ratio: 37%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 13Length of status:10y 3m
Amount delinquent: $0 Total credit lines: 39 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,550Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: No  
Screen name: alyssa0427 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay medical expenses for a baby
Purpose of loan: I am trying to pay off some medical bills for my son who was born over three months early (26 weeks gestation). He has undergone five surgeries so far and he spent over six months in the NICU. He came home on supplemental oxygen which he stayed on for 18 months. My insurance has paid most of the medical bills but I have been trying to pay off what was not covered by my insurance.
This loan will be used to pay some of his medical bills.

My financial situation: I have been a teacher for over ten years and my job is very stable.

I am a good candidate for this loan because I have always paid my bills on time.


Monthly net income: $3,500
Monthly expenses: $2,700
Housing: $1,200
Insurance: $200
Car expenses: $ N/A
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pembull$50.0012/22/2011 5:03:24 PM
camaraderi-aspen$100.0012/22/2011 5:11:36 PM
wonder3$25.0012/22/2011 5:03:34 PM
truth-companion$25.0012/22/2011 5:05:30 PM
worth-blanket2$3,700.0012/22/2011 5:14:36 PM
Whipster$40.0012/22/2011 5:06:43 PM
credit-missile$75.0012/22/2011 5:11:55 PM
7 Investments
 
Borrower Payment Dependent Notes Series 546160
This series of Notes was issued and sold upon the funding of the borrower loan #58341, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $659.90
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1979 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 820-839 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:27y 7m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $455Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: silver-holly0 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
water well
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BankofHank$50.0012/29/2011 5:34:30 AM
riproaringrapids$35.0012/22/2011 5:14:52 PM
jkeller4000$25.0012/22/2011 5:25:13 PM
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bb575$50.0012/22/2011 5:40:45 PM
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greenback-investor7$200.0012/22/2011 6:19:17 PM
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tomdooley12520$25.0012/23/2011 4:38:06 AM
igniter584$25.0012/23/2011 9:44:55 AM
PhalanxBulldog$50.0012/24/2011 6:37:21 AM
kenji4861$25.0012/24/2011 12:17:38 PM
supersarah61$25.0012/24/2011 4:19:25 PM
antlr$50.0012/24/2011 5:46:12 PM
Aimvest$25.0012/25/2011 12:21:29 PM
nehemiah65$100.0012/25/2011 6:39:18 PM
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cmg891$50.0012/29/2011 11:36:02 AM
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ricklip$100.0012/22/2011 5:39:51 PM
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factcheck$35.0012/24/2011 1:20:44 AM
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historic-balance5$25.0012/25/2011 12:22:21 PM
misit$25.0012/25/2011 9:44:50 PM
roadtruck$50.0012/25/2011 10:36:53 PM
Pizza-man$50.0012/26/2011 7:22:56 AM
dbs$25.0012/26/2011 9:33:01 AM
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new-affluence-piledriver$100.0012/26/2011 5:59:37 PM
Brisket_Bob$37.5012/27/2011 7:33:27 AM
CSAworker$25.0012/27/2011 8:39:42 AM
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klinebarger$25.0012/28/2011 3:14:36 PM
Prosp_Lender$50.0012/28/2011 3:28:02 PM
brightest-benjamins-tomahawk$25.0012/28/2011 3:48:02 PM
GrooveBiz$25.0012/28/2011 5:08:33 PM
secobarbital$100.0012/28/2011 5:08:50 PM
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creative-p2p0$55.0012/28/2011 6:55:16 PM
skillful-asset5$30.0012/28/2011 7:26:07 PM
compassionate-dime0$50.0012/28/2011 7:02:32 PM
jescowa$50.0012/28/2011 8:01:14 PM
IL2R2010$25.0012/28/2011 7:32:46 PM
the-silver-blaster$200.0012/28/2011 7:50:39 PM
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SummitAdvisors$100.0012/28/2011 9:01:21 PM
lean-fund0$100.0012/28/2011 8:41:49 PM
emt747$25.0012/28/2011 9:19:44 PM
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novice-speculator$25.0012/28/2011 9:32:38 PM
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Approved1234$25.0012/29/2011 3:53:46 AM
DeltaComputerGuy$50.0012/29/2011 1:10:27 AM
Hoov$25.0012/29/2011 1:22:51 AM
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Lender0010$25.0012/29/2011 5:52:30 AM
haygon$25.0012/29/2011 5:54:09 AM
LianaB$100.0012/29/2011 6:24:09 AM
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payout-thinker7$25.0012/29/2011 7:43:17 AM
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kegs$383.5812/29/2011 1:58:28 PM
balance-force$25.0012/29/2011 1:15:05 PM
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courteous-platinum7$25.0012/29/2011 1:43:26 PM
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ChrisProsper$4,738.6512/29/2011 2:01:39 PM
243 Investments
 
Borrower Payment Dependent Notes Series 546162
This series of Notes was issued and sold upon the funding of the borrower loan #58010, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-2000 Debt/Income ratio: 6%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:10y 11m
Amount delinquent: $0 Total credit lines: 5 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,547Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: credit-catalyst925 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BankofRon$25.0012/22/2011 9:05:47 AM
loanman2007$25.0012/22/2011 9:08:58 AM
Danjack_Capital$25.0012/22/2011 9:14:50 AM
economy-coup$42.0012/22/2011 9:10:39 AM
jkeller4000$25.0012/22/2011 9:18:23 AM
fortytwo$150.0012/22/2011 9:19:19 AM
iaffy$25.0012/22/2011 9:22:13 AM
ricklip$100.0012/22/2011 9:46:46 AM
Investor_DP$100.0012/22/2011 9:49:50 AM
worthy-bid8$50.0012/22/2011 9:53:39 AM
SolarMoonshine$25.0012/22/2011 10:10:05 AM
x32248$25.0012/22/2011 10:24:07 AM
Onlyhappycustomers$25.0012/22/2011 12:07:11 PM
unbelievable-exchange$250.0012/22/2011 11:32:54 AM
radforj22$25.0012/22/2011 12:25:55 PM
Bank42$25.0012/22/2011 2:23:28 PM
golden-velocity9$25.0012/22/2011 2:14:43 PM
skillful-asset5$30.0012/22/2011 3:42:49 PM
R3vXX$25.0012/22/2011 3:37:20 PM
truth-companion$25.0012/22/2011 5:05:29 PM
fund-javelin1$25.0012/22/2011 4:45:00 PM
wwwUniversal$25.0012/22/2011 5:11:00 PM
worth-viking$100.0012/22/2011 5:13:40 PM
padewy$34.1312/22/2011 5:17:52 PM
moneyhelp4u$25.0012/22/2011 5:21:51 PM
unforgettable-wealth4$50.0012/22/2011 5:20:21 PM
justasoldier$40.0012/22/2011 5:34:28 PM
credit-missile$75.0012/22/2011 9:22:48 AM
gallant-economy9$50.0012/22/2011 9:26:47 AM
penny-plato$25.0012/22/2011 12:03:52 PM
engaging-repayment8$25.0012/22/2011 12:00:32 PM
managedfund$555.0012/22/2011 1:35:53 PM
the-hope-workhorse$181.2412/22/2011 2:19:22 PM
vutah$25.0012/22/2011 2:17:12 PM
melodious-openness$50.0012/22/2011 2:37:59 PM
transaction-circuit$75.0012/22/2011 2:38:54 PM
kind-credit-bear$25.0012/22/2011 4:57:20 PM
balanced-balance6$25.0012/22/2011 5:08:06 PM
blue-lively-platinum$25.0012/22/2011 5:20:29 PM
klend4$25.0012/22/2011 5:30:33 PM
houli123$25.0012/22/2011 5:40:24 PM
heart514$25.0012/22/2011 5:33:49 PM
credit-socrates648$1,442.6312/22/2011 5:54:48 PM
43 Investments
 
Borrower Payment Dependent Notes Series 546166
This series of Notes was issued and sold upon the funding of the borrower loan #58164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2005 Debt/Income ratio: 17%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 11Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 4Length of status:0y 4m
Amount delinquent: $214 Total credit lines: 11 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: kind-bill-lyrics Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate debts into one monthly payment

My financial situation:
I am a good candidate for this loan because I have a steady work history, where I worked at my previous employer for 5 years before moving to my new employer. I have a low debt to income ratio and after using the funds to pay down those individual debts it will be even lower. I have a long history of on time payments with my credit card companies, and by consolidating my debts my wife and I will be able to buy our dream home.


Monthly net income: $3600
Monthly expenses: $
Housing: $0
Insurance: $0
Car expenses: $339
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $145
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.0012/22/2011 5:55:16 PM
Dubbs360$96.0012/23/2011 5:38:59 PM
Bob450$25.0212/24/2011 8:47:14 AM
gallant-economy9$50.0012/24/2011 12:11:09 PM
HenryS$30.0012/24/2011 12:55:35 PM
quest0$50.0012/24/2011 1:03:32 PM
ethical-truth211$100.0012/24/2011 3:27:32 PM
principal-laser$46.0012/25/2011 5:09:32 AM
Macgyver86$50.0012/25/2011 7:50:41 PM
impala6464$25.0012/25/2011 11:05:04 PM
adir1$25.0012/26/2011 7:34:43 AM
Mont_Brinker$50.0012/26/2011 9:22:12 AM
UBOtto186$50.0012/26/2011 10:28:44 AM
the-hope-workhorse$50.0012/26/2011 3:18:23 PM
Lubava$29.0012/26/2011 6:03:01 PM
well-mannered-income3$40.0012/26/2011 5:39:47 PM
blue-radiant-economy$200.0012/26/2011 5:41:16 PM
SFBank$50.0012/26/2011 7:01:28 PM
emphatic-responsibility$25.0012/26/2011 7:18:26 PM
BAEVentures$25.0012/26/2011 9:27:14 PM
bsmtloan$75.0012/26/2011 8:26:03 PM
houli123$25.0012/27/2011 9:32:54 AM
best-basis-trooper$25.0012/27/2011 9:35:02 AM
mmeyer_jr$30.0012/27/2011 9:32:14 AM
realtormoises$25.0012/27/2011 10:10:13 AM
sportcraft18$25.0012/27/2011 11:36:52 AM
pthighs$54.5312/27/2011 1:16:49 PM
likeable-hope$25.0012/27/2011 1:56:10 PM
jebber007$35.0012/27/2011 5:12:49 PM
bitterroot_mt$25.0012/27/2011 5:47:31 PM
julijask$25.0012/27/2011 7:14:34 PM
wealth-fighter3$25.0012/27/2011 8:04:15 PM
the-hope-workhorse$50.0012/27/2011 9:59:42 PM
systematic-fairness$25.0012/27/2011 9:54:38 PM
generous-deal6$25.0012/28/2011 1:26:28 AM
euro-trumpet$25.0012/28/2011 12:52:10 AM
LaBamba$100.0012/28/2011 4:08:54 AM
Core-Marketing$25.0012/28/2011 4:56:20 AM
FerventOne$36.4412/28/2011 5:10:18 AM
Laxa$25.0012/28/2011 5:39:40 AM
truelumen$25.0012/28/2011 6:29:32 AM
gold-fluffy-bunny4$50.0012/28/2011 4:50:34 AM
ghinga$25.0012/28/2011 5:00:28 AM
social-zebra$30.0012/28/2011 7:11:41 AM
WMY-Investor$100.0012/28/2011 7:17:32 AM
openness-confidant$25.0012/28/2011 8:08:41 AM
The_Phantom$25.0012/28/2011 8:11:17 AM
green28$150.8512/28/2011 8:32:32 AM
economy-shrubbery6$25.0012/23/2011 10:08:05 AM
melodious-openness$150.0012/23/2011 3:55:19 PM
zone6$100.0012/24/2011 8:35:48 AM
kind-credit-bear$25.0012/24/2011 12:57:04 PM
cerebral-dollar773$48.3812/25/2011 11:38:43 AM
kindness-ace1$50.0012/25/2011 10:22:37 PM
larryboy10$25.0012/25/2011 10:18:45 PM
truth-edifice5$31.4712/26/2011 11:42:11 AM
Ananya$25.0012/26/2011 11:38:50 AM
trade-elm$32.0012/26/2011 2:32:30 PM
kulender$50.0012/26/2011 6:46:41 PM
dsnybnd$25.0012/26/2011 6:35:35 PM
authentic-finance194$100.0012/26/2011 8:04:04 PM
Ron_Paul_4_Pres_2012$26.2412/27/2011 12:04:39 PM
Dskillz$72.0012/27/2011 11:39:23 AM
goodhearted-finance2$25.0012/27/2011 4:28:37 PM
newest-camaraderi-fir$50.0012/27/2011 5:09:26 PM
halothane_logic$45.0012/27/2011 5:06:29 PM
bluehen00$25.0012/27/2011 5:32:34 PM
PatriotKnight$50.0012/27/2011 6:18:06 PM
five-star-note$75.0012/27/2011 7:14:06 PM
money-fort$25.0012/27/2011 9:34:08 PM
chato2345$25.0012/27/2011 9:18:13 PM
asian808$25.0012/28/2011 12:25:43 AM
Starfin-Capital-Management$122.7212/28/2011 4:18:18 AM
fountain355$25.0012/28/2011 4:57:38 AM
Starfin300$43.9412/28/2011 4:31:46 AM
Mrs-Honeydew$25.0012/28/2011 5:21:00 AM
EJPiper$25.0012/28/2011 6:18:33 AM
debt_helper$25.0012/28/2011 6:34:40 AM
pfh$25.0012/28/2011 6:32:40 AM
green-trade-dolphin$25.0012/28/2011 7:13:30 AM
reward-excellency1$25.0012/28/2011 7:10:58 AM
crippledcircus$25.0012/28/2011 7:15:01 AM
Indio92203$45.4112/28/2011 6:09:37 AM
Rip128$80.0012/28/2011 6:24:05 AM
viennese$25.0012/28/2011 6:38:58 AM
girlwithglasses$125.0012/28/2011 6:44:52 AM
first-dinero-igloo$25.0012/28/2011 8:16:55 AM
discrete-asset$25.0012/28/2011 7:30:55 AM
88 Investments
 
Borrower Payment Dependent Notes Series 546172
This series of Notes was issued and sold upon the funding of the borrower loan #57936, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $138.92
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1994 Debt/Income ratio: 34%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 22 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29,480Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: growingbiz2010 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 58 ( 100% ) 620-639 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
620-639 (Nov-2009)
620-639 (Oct-2009)
640-659 (Jun-2008)
 
Principal balance: $301.44 31+ days late: 0 ( 0% )
Total payments billed: 58  
Description
Small Business Loan
Purpose of loan:
This loan will be used to purchase tax software and supplies for the upcoming tax season. I have a tax preparation business in addition to my full time job.

My financial situation:
This is my third loan through Prosper (1st loan paid off, 2nd close to being paid off). I have an excellent repayment history. I have never missed or had a late payment. Being an accountant, my credit history is very important to me, so you can be sure that I will go above and beyond to repay my loans and to keep my credit in good standing.

I have a full-time accounting position in addition to my tax business. My income from the full time position is $44,000; net profit from the tax business is expected to be approx $20,000. Monthly expenses are approximatley $3,000. My goal is to use profits from tax season to pay the loan off quicker than scheduled.

Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$78.4412/22/2011 9:02:20 AM
NekHoldings$25.0012/22/2011 9:05:29 AM
Kash2010lu$25.0012/22/2011 9:05:49 AM
Dusigrosz$300.0012/22/2011 9:01:33 AM
trumpeter5$50.0012/22/2011 9:02:39 AM
loanman2007$100.0012/22/2011 9:08:05 AM
lotuss4$25.0012/22/2011 9:10:18 AM
loanman2007$200.0012/22/2011 9:07:18 AM
SLN-10$100.0012/22/2011 9:08:19 AM
R3vXX$25.0012/22/2011 9:09:49 AM
worth-blanket2$2,592.5412/22/2011 9:10:43 AM
handy-justice$100.0012/22/2011 9:04:13 AM
LittleMingo$30.0012/22/2011 9:01:40 AM
green-trade-dolphin$49.0212/22/2011 9:02:12 AM
ultimate-peace$250.0012/22/2011 9:03:47 AM
MarvintheMartian$25.0012/22/2011 9:06:06 AM
favorite-commerce$60.0012/22/2011 9:09:15 AM
Whipster$40.0012/22/2011 9:07:19 AM
RecoveryLender$25.0012/22/2011 9:06:23 AM
19 Investments
 
Borrower Payment Dependent Notes Series 546204
This series of Notes was issued and sold upon the funding of the borrower loan #58029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $338.45
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1997 Debt/Income ratio: 31%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 25 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,032Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: bid-baby7 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consolidation/Home Improvement
Purpose of loan:
This loan will be used to pay off my credit card balances and to fix up my apartment.

My financial situation:
I am a good candidate for this loan because I am a responsible person who has been able pay monthly bills consistently for over 30 years, I have been been employed by the same employer for over 5 years, and I take great pride and responsibility to get my bills paid on time every time. I plan on paying off this loan before the 3 year term.


Monthly net income: $ 1760.00
Monthly expenses: $ 104.00
Housing: $ 650.00
Insurance: $ 0.00
Car expenses: $ 0.00
Utilities: $ 100.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 0.00
Credit cards and other loans: $ 0.00
Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/22/2011 5:16:20 PM
market-solstice2$25.0012/22/2011 5:07:53 PM
Investor_DP$100.0012/22/2011 5:18:47 PM
jkeller4000$25.0012/22/2011 5:24:46 PM
ricklip$100.0012/22/2011 5:39:52 PM
miked8303$25.0012/22/2011 5:34:38 PM
golden-velocity9$25.0012/22/2011 5:38:16 PM
R3vXX$25.0012/22/2011 5:54:29 PM
top-courteous-peso$75.0012/22/2011 6:44:04 PM
kindness-ace1$25.0012/22/2011 10:46:37 PM
sensible-fund$25.0012/23/2011 5:02:57 AM
benefit-persimmon6$100.0012/23/2011 7:53:19 AM
money-booster2$25.0012/23/2011 8:59:36 AM
bazaar-festivity$25.0012/23/2011 9:31:42 AM
Something-Corporate$25.0012/23/2011 9:40:46 AM
wwwUniversal$25.0012/23/2011 5:38:04 PM
Dubbs360$250.0012/23/2011 5:38:59 PM
diplomatic-wealth7$25.0012/23/2011 5:30:06 PM
worth-viking$100.0012/23/2011 5:15:51 PM
thankful-nickel2$25.0012/23/2011 7:43:42 PM
secobarbital$100.0012/23/2011 5:42:36 PM
orderandprogress$50.0012/23/2011 9:52:02 PM
nimble-money086$25.0012/23/2011 9:09:05 PM
bullish2bearish$27.5012/23/2011 6:57:11 PM
kilgore1311$25.0012/23/2011 11:25:18 PM
factcheck$35.0012/24/2011 1:20:45 AM
Binan$25.0012/24/2011 3:53:44 AM
dollar-tornado3$25.0012/24/2011 6:42:17 AM
top-visionary-truth$25.0012/24/2011 6:58:27 AM
nycfinance$25.0012/24/2011 7:36:11 AM
Indio92203$25.0012/24/2011 5:38:31 AM
orange-preeminant-bill$25.0012/24/2011 6:09:21 AM
cerebral-dollar773$25.0012/24/2011 7:31:28 AM
top-investment-american$50.0012/24/2011 8:10:43 AM
grnii78$137.7912/24/2011 8:23:15 AM
kendallv$50.0012/24/2011 7:21:58 AM
2grindstones$25.3012/24/2011 9:50:00 AM
stock106$25.0012/24/2011 9:58:26 AM
value-squirrel3$25.0012/24/2011 10:16:15 AM
Bob450$30.0212/24/2011 8:40:44 AM
equitable-capital758$31.0012/24/2011 12:05:20 PM
note-mover9$25.0012/24/2011 9:31:42 AM
Elefunt$25.0012/24/2011 12:08:58 PM
Comoparklender$25.0012/24/2011 12:09:13 PM
desertoasis$25.0012/24/2011 10:56:54 AM
green-rapid-openness$100.0012/24/2011 11:23:43 AM
fair-interest6$25.1512/24/2011 12:13:15 PM
coin-investor$25.0012/24/2011 12:16:13 PM
Mariner3605$25.0012/24/2011 12:19:19 PM
red-power-pecan$50.0012/24/2011 12:24:40 PM
economy-coup$50.0012/24/2011 12:26:49 PM
bold-direct-asset$50.0012/24/2011 12:16:57 PM
Tradesmanlender$25.0012/24/2011 12:31:31 PM
fantastic-wampum1$100.0012/24/2011 12:31:57 PM
unbelievable-exchange$100.0012/24/2011 12:23:25 PM
billyisafob$25.0012/24/2011 12:25:27 PM
Wellman$25.0012/24/2011 12:30:03 PM
fortytwo$150.0012/24/2011 12:33:45 PM
pound-mushroom3$25.0012/24/2011 12:30:39 PM
wise-deal-panda$68.0012/24/2011 12:35:10 PM
monster4$34.0012/24/2011 12:31:37 PM
social-cocktail1$79.8012/24/2011 12:44:30 PM
Katburg$25.0012/24/2011 12:42:44 PM
worthy-bid8$50.0012/22/2011 5:27:46 PM
green-inspiring-peace$25.0012/22/2011 5:28:57 PM
greenback-investor7$200.0012/22/2011 6:19:18 PM
reflective-rupee$25.0012/22/2011 8:37:00 PM
deal-thinker7$26.0012/23/2011 4:34:32 AM
money-booster2$25.0012/23/2011 8:59:46 AM
loanman2007$25.0012/23/2011 9:05:42 AM
selector568$300.0012/23/2011 9:12:06 AM
profit-powerplant$25.0012/23/2011 9:46:36 AM
economy-shrubbery6$25.0012/23/2011 10:08:06 AM
missing-link$25.0012/23/2011 9:56:17 AM
credit-socrates648$2,500.0012/23/2011 1:18:28 PM
SunnyMoney$25.0012/23/2011 12:07:53 PM
credit-sycamore4$100.0012/23/2011 12:13:14 PM
skillful-asset5$30.0012/23/2011 2:45:57 PM
Ron_Paul_4_Pres_2012$40.0012/23/2011 12:19:22 PM
camaraderi-aspen$200.0012/23/2011 4:24:21 PM
truth-companion$25.0012/23/2011 5:11:47 PM
1point21gigawatts$25.0012/23/2011 4:20:28 PM
well-mannered-income3$50.0012/23/2011 5:31:42 PM
Banker_Joe$25.0012/23/2011 5:06:18 PM
compassion-expert$25.0012/23/2011 5:12:33 PM
graceful-IRAinvestment$25.0012/23/2011 5:27:49 PM
first-pragmatic-power$25.0012/23/2011 11:23:46 PM
zeeexsixare$200.0012/23/2011 8:49:24 PM
CreditBuilder2$25.0012/24/2011 2:10:29 AM
draggon77$25.0012/24/2011 2:46:33 AM
Zoomzoom22$62.6212/23/2011 11:01:48 PM
the-silver-blaster$100.0012/24/2011 5:58:32 AM
factcheck$100.0012/24/2011 1:25:00 AM
powerful-finance7$25.0012/24/2011 3:15:16 AM
logical-durability2$50.0012/24/2011 7:36:13 AM
investment-comet$25.0012/24/2011 7:42:26 AM
LendToCause$25.0012/24/2011 6:35:16 AM
green28$100.0012/24/2011 8:14:49 AM
jga516$25.0012/24/2011 7:27:38 AM
ready-vigilance3$50.0012/24/2011 9:27:29 AM
grotheik$25.0012/24/2011 9:12:28 AM
balanced-agreement0$25.0012/24/2011 9:29:40 AM
houli123$25.0012/24/2011 7:49:40 AM
ccclaireee333$25.0012/24/2011 9:48:42 AM
zone6$100.0012/24/2011 8:36:48 AM
leverage-monger$25.0012/24/2011 8:48:12 AM
zone8$31.0012/24/2011 12:06:05 PM
lasalle123$100.0012/24/2011 9:11:51 AM
worthy-bid4$37.8212/24/2011 9:21:16 AM
gallant-economy9$50.0012/24/2011 12:11:09 PM
money-surge1$25.0012/24/2011 12:11:52 PM
prohelper$25.0012/24/2011 12:15:49 PM
coin-explorer$25.0012/24/2011 11:35:58 AM
mercuriant$25.0012/24/2011 12:19:11 PM
handshake5$100.0012/24/2011 12:17:13 PM
IIP77$25.0012/24/2011 12:31:20 PM
cash-reaction2$50.0012/24/2011 12:33:14 PM
GCInvestments$29.0012/24/2011 12:37:22 PM
shrewd-peace7$25.0012/24/2011 12:36:08 PM
melodious-fairness$25.0012/24/2011 12:38:05 PM
payout-alien6$25.0012/24/2011 12:41:45 PM
121 Investments
 
Borrower Payment Dependent Notes Series 546208
This series of Notes was issued and sold upon the funding of the borrower loan #57941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-22-2011 
Term: 60 months Listing End date:  Dec-22-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $397.83
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1999 Debt/Income ratio: 14%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 37 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,656Stated income:$100,000+
Delinquencies in last 7y: 1 Bankcard utilization: 43%  
   Homeownership: Yes  
Screen name: listing-spartan5 Borrower's state: Wyoming Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 15 ( 100% ) 740-759 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
720-739 (Aug-2010)
 
Principal balance: $5,663.17 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate some debts I've been paying for the last couple years. I owe the IRS about 10k and have been paying the minimum of $350 to them for the last 3 years. They've been deducting the amount out of my checking account automatically and I've never been late. I'll also consolidate the othe prosper loan that I've been paying $522 since Sept-2010.

My financial situation:
I am a good candidate for this loan because I'm responsible and I pay my debts ontime every month. When you pull my credit you'll see two mortgages. I have a house and a condo that currently has renters in them.

Monthly net income: $12,600
Monthly expenses: $7475
Housing: $1750
Land in Maine: $350
Insurance: $500
Car expenses: $680
Utilities: $500
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $700
Other expenses: $1800 Child Support
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$32.8812/22/2011 9:02:14 AM
trumpeter5$25.0012/22/2011 9:03:20 AM
worth-blanket2$14,917.1212/22/2011 9:09:46 AM
NekHoldings$25.0012/22/2011 9:05:45 AM
DHolly$25.0012/22/2011 9:09:25 AM
5 Investments
 
Borrower Payment Dependent Notes Series 546224
This series of Notes was issued and sold upon the funding of the borrower loan #58348, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $139.36
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1980 Debt/Income ratio: 14%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 3Employment status:Other
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,246Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: No  
Screen name: loyalty-sanctuary7 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
remedy temporary financial crisis
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$25.0012/22/2011 5:06:55 PM
superb-funds335$25.0012/22/2011 5:16:31 PM
Investor_DP$100.0012/22/2011 5:18:47 PM
jkeller4000$25.0012/22/2011 5:24:47 PM
R3vXX$25.0012/22/2011 5:26:59 PM
worthy-bid8$50.0012/22/2011 5:27:47 PM
miked8303$25.0012/22/2011 5:34:38 PM
golden-velocity9$25.0012/22/2011 5:38:17 PM
ricklip$100.0012/22/2011 5:39:52 PM
scottysidewinder$25.0012/22/2011 7:12:14 PM
fishcreek$25.0012/23/2011 4:26:33 AM
klemer$25.0012/23/2011 4:27:47 AM
ethical-truth211$200.0012/23/2011 5:28:35 AM
green-rate-futurist$25.0012/23/2011 6:16:58 AM
radforj22$25.0012/23/2011 8:38:59 AM
selector568$300.0012/23/2011 9:12:07 AM
favorite-commerce$40.0012/23/2011 9:13:28 AM
exchange-dreams$25.0012/23/2011 9:18:29 AM
deal-thinker7$26.0012/23/2011 11:57:02 AM
skillful-asset5$30.0012/23/2011 2:44:45 PM
first-pragmatic-power$25.0012/23/2011 11:23:46 PM
factcheck$35.0012/24/2011 1:20:46 AM
Interloper$25.0012/24/2011 9:20:08 AM
camaraderi-aspen$100.0012/22/2011 5:11:45 PM
greenback-investor7$200.0012/22/2011 6:19:18 PM
a-finance-nirvana$25.0012/23/2011 3:46:51 AM
economy-shrubbery6$25.0012/23/2011 10:08:06 AM
DrWill$25.0012/23/2011 9:49:51 AM
profit-powerplant$25.0012/23/2011 9:46:36 AM
credit-sycamore4$100.0012/23/2011 12:13:14 PM
1point21gigawatts$25.0012/23/2011 4:20:18 PM
zeeexsixare$100.0012/23/2011 8:50:22 PM
danf2201$25.0012/24/2011 11:02:35 AM
wwwUniversal$25.0012/24/2011 8:52:17 AM
cash-reaction2$50.0012/24/2011 12:33:14 PM
worth-blanket2$1,500.0012/24/2011 12:42:31 PM
thelovebug$44.0012/24/2011 12:52:56 PM
37 Investments
 
Borrower Payment Dependent Notes Series 546228
This series of Notes was issued and sold upon the funding of the borrower loan #58111, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $141.04
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1991 Debt/Income ratio: 11%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:9y 3m
Amount delinquent: $0 Total credit lines: 27 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,408Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: forceful-investment728 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan: debt consolidation
This loan will be used to...consolidate debt

My financial situation:
I am a good candidate for this loan because I have a good job with consistent income. I would like to pay off my credit card debt (consolidate), as I had an emergency/death in the family that set me back a few thousand dollars. I would like to pay it off and have one, smaller payment.

Monthly net income: $5375.
Monthly expenses: $
Housing: $735
Insurance: $80
Car expenses: $0, besides gas, oil changes
Utilities: $175
Phone, cable, internet: $165
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
wonder3$35.0012/22/2011 5:05:50 PM
penny-plato$25.0012/22/2011 5:10:54 PM
iaffy$25.0012/22/2011 5:14:58 PM
worth-blanket2$3,900.0012/22/2011 5:16:39 PM
the-bright-velocity$25.0012/22/2011 5:05:43 PM
riproaringrapids$25.0012/22/2011 5:15:04 PM
6 Investments
 
Borrower Payment Dependent Notes Series 546232
This series of Notes was issued and sold upon the funding of the borrower loan #58291, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-22-2011 
Term: 60 months Listing End date:  Dec-22-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $292.67
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1996 Debt/Income ratio: 34%
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:9y 5m
Amount delinquent: $0 Total credit lines: 29 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,302Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: godis143 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Too many expenses
Purpose of loan: Trying to pay some high interest rate credit card bills, One monthly payment would be of great help to my pockets
This loan will be used to... pay off credit cards that I want to get rid of.

My financial situation:
I am a good candidate for this loan because...I pay my bills on time


Monthly net income: 5,385$
Monthly expenses: $
Housing: $1,495.00
Insurance: $160.00
Car expenses: $710.00
Utilities: $80.00
Phone, cable, internet: $160.00
Food, entertainment: 200.00 $
Clothing, household expenses: $
Credit cards and other loans: $800.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$8,900.0012/22/2011 5:14:50 PM
camaraderi-aspen$100.0012/22/2011 5:10:48 PM
2 Investments
 
Borrower Payment Dependent Notes Series 546250
This series of Notes was issued and sold upon the funding of the borrower loan #58285, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-23-2011 
Term: 60 months Listing End date:  Dec-23-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $325.19
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2002 Debt/Income ratio: 20%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 23 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,725Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: No  
Screen name: velocity-guru899 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Expenses
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lendstats_com$200.0012/23/2011 5:02:19 PM
golden-velocity9$25.0012/23/2011 5:08:23 PM
worth-blanket2$9,800.0012/23/2011 5:11:26 PM
3 Investments
 
Borrower Payment Dependent Notes Series 546254
This series of Notes was issued and sold upon the funding of the borrower loan #58045, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $119.45
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1998 Debt/Income ratio: 13%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 8 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: fascinating-worth578 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan: Baby
This loan will be used to ready my living situation to incorporate an new baby in the house, including home improvements and supplies.

My financial situation: Good
I am a good candidate for this loan because my fiance and I are reliable, stable, and responsible people.


Monthly net income: $ 4000
Monthly expenses: $
Housing: $ 986
Insurance: $200
Car expenses: $350
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
first-friendly-listing$25.0012/23/2011 9:09:35 AM
selector568$300.0012/23/2011 9:12:08 AM
penny-plato$25.0012/23/2011 9:17:09 AM
ricklip$100.0012/23/2011 9:17:26 AM
market-solstice2$25.0012/23/2011 9:31:06 AM
riproaringrapids$25.0012/23/2011 9:31:23 AM
miked8303$25.0012/23/2011 9:34:45 AM
Investor_DP$100.0012/23/2011 9:37:38 AM
economy-shrubbery6$25.0012/23/2011 10:08:07 AM
CashFlow13$100.0012/23/2011 9:45:11 AM
currency-agave$60.0012/23/2011 9:54:32 AM
SolarMoonshine$25.0012/23/2011 9:48:06 AM
R3vXX$25.0012/23/2011 9:49:37 AM
credit-sycamore4$100.0012/23/2011 12:13:15 PM
goodhearted-generosity511$30.0012/23/2011 12:48:01 PM
high_flyer$100.0012/23/2011 1:54:55 PM
StrongMonty$68.5112/23/2011 12:43:06 PM
hogtales$25.0012/23/2011 1:43:47 PM
ryan6853$25.1112/23/2011 5:13:17 PM
radiobuda$50.0012/23/2011 4:56:26 PM
well-rounded-payout0$50.0012/23/2011 5:27:54 PM
wwwUniversal$25.0012/23/2011 5:38:04 PM
AndChicksforFree$25.0012/23/2011 5:40:53 PM
Ballybay$50.0012/23/2011 5:29:41 PM
first-integrity-gravity$50.0012/23/2011 5:32:16 PM
Mrs-Honeydew$25.0012/23/2011 6:16:20 PM
Madmigel$32.5612/23/2011 7:14:16 PM
aabadabadoo$25.0012/23/2011 7:16:56 PM
Dubbs360$250.0012/23/2011 5:38:59 PM
secobarbital$100.0012/23/2011 5:42:36 PM
payment-halo$35.0012/23/2011 9:13:36 PM
jmeasn$25.0012/23/2011 8:39:20 PM
trustworthy-money2$50.0012/23/2011 9:10:54 PM
one-midas$25.0012/23/2011 9:09:36 AM
favorite-commerce$60.0012/23/2011 9:14:06 AM
gentle-gain235$50.0012/23/2011 9:15:31 AM
golden-velocity9$25.0012/23/2011 9:16:07 AM
4mydaughterseducation$25.0012/23/2011 9:37:37 AM
jkeller4000$25.0012/23/2011 9:27:04 AM
Danjack_Capital$25.0012/23/2011 9:42:37 AM
profit-powerplant$25.0012/23/2011 9:46:36 AM
jjswanso$100.0012/23/2011 9:40:30 AM
worthy-bid8$50.0012/23/2011 9:43:23 AM
CPAecs$25.0012/23/2011 10:43:17 AM
cwegert$25.0012/23/2011 11:21:37 AM
nimble-money086$25.0012/23/2011 12:33:22 PM
radforj22$25.0012/23/2011 2:18:37 PM
cattlebaron$50.0012/23/2011 1:31:32 PM
hope-hickory8$25.0012/23/2011 5:15:30 PM
camaraderi-aspen$100.0012/23/2011 4:26:17 PM
ibealion$29.4612/23/2011 7:22:31 PM
nycfinance$25.0012/23/2011 5:28:08 PM
credit-missile$75.0012/23/2011 10:10:57 PM
thelovebug$100.0012/23/2011 5:38:15 PM
CA-Lender$25.0012/23/2011 6:50:32 PM
queentut$59.3612/23/2011 10:30:42 PM
56 Investments
 
Borrower Payment Dependent Notes Series 546272
This series of Notes was issued and sold upon the funding of the borrower loan #58463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $85.54
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1999 Debt/Income ratio: 4%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 2 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 3 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: exuberant-interest4 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $1200
Monthly expenses: $200.00
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $
Phone, cable, internet: $118.00
Food, entertainment: $
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
first-friendly-listing$25.0012/23/2011 9:09:39 AM
mrxtravis$25.0012/23/2011 9:20:55 AM
gallant-economy9$50.0012/23/2011 9:15:01 AM
ricklip$100.0012/23/2011 9:17:27 AM
worthy-bid8$50.0012/23/2011 9:43:23 AM
larryboy10$25.0012/23/2011 10:19:39 AM
greenback-investor7$50.0012/24/2011 8:35:35 AM
pound-mushroom3$25.0012/24/2011 12:30:39 PM
EretzCapital$25.0012/24/2011 6:26:36 PM
alliancecapital1$25.0012/24/2011 9:52:50 PM
Marssoft$42.9112/25/2011 4:08:10 AM
suave-dime6$25.0012/25/2011 7:17:01 AM
kinetic-social$25.0012/25/2011 12:28:51 PM
first-pragmatic-power$25.0012/25/2011 12:40:25 PM
wwwUniversal$25.0012/25/2011 12:32:44 PM
himistu22$25.0012/25/2011 9:44:04 PM
the-discrete-income$100.0012/26/2011 6:37:20 AM
tzvie$25.0012/26/2011 7:24:30 AM
realtormoises$25.0012/26/2011 12:47:15 AM
626457$25.0012/26/2011 3:37:05 AM
borquist$25.0012/26/2011 8:34:10 AM
Wyatte$25.0012/26/2011 9:45:55 AM
careful-vigilance4$25.0012/26/2011 11:02:59 AM
orange-useful-revenue$34.8212/26/2011 12:33:46 PM
Starfin-Capital-Management$108.9112/26/2011 2:46:30 PM
the-hope-workhorse$50.0012/23/2011 9:17:33 AM
patriot0$50.0012/23/2011 9:31:46 AM
Investor_DP$100.0012/23/2011 9:37:47 AM
economy-shrubbery6$25.0012/23/2011 10:08:08 AM
skillful-asset5$30.0012/23/2011 2:41:59 PM
kendallv$50.0012/24/2011 7:19:10 AM
Bob450$25.0012/24/2011 8:54:13 AM
fantastic-wampum1$100.0012/24/2011 12:31:57 PM
cash-reaction2$50.0012/24/2011 12:33:15 PM
finance-prescription$100.0012/24/2011 12:51:52 PM
HenryS$30.0012/24/2011 12:55:35 PM
money-fort$25.0012/24/2011 8:21:13 PM
drkosh$25.0012/25/2011 8:43:57 AM
DiligentiaLLC$45.3612/24/2011 8:36:31 PM
handy-justice$50.0012/25/2011 10:48:30 AM
high_flyer$50.0012/25/2011 10:50:32 AM
stepatatime-together$33.0012/25/2011 12:38:00 PM
impala6464$75.0012/25/2011 11:21:35 PM
first-dinero-igloo$25.0012/26/2011 8:55:06 AM
dudebrah$25.0012/26/2011 10:44:01 AM
aztec$50.0012/26/2011 9:53:27 AM
cash-topper82$25.0012/26/2011 2:04:18 PM
47 Investments
 
Borrower Payment Dependent Notes Series 546276
This series of Notes was issued and sold upon the funding of the borrower loan #58122, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $824.88
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1996 Debt/Income ratio: 15%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:7y 2m
Amount delinquent: $0 Total credit lines: 8 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,848Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 22%  
   Homeownership: No  
Screen name: auraport Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Digital Accessories Business
Purpose of loan:
We're a young web business (founded 8/2011) but are already making a small profit with 3 existing products. We're looking for funds to expand our product line, and to execute our marketing plan.

My financial situation:
The loan payments will be made with existing business profit. However, if needed, I have very low debt-to-income and could also make the payments.

My experience:
I'm a 7-year professional for a successful e-commerce company.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$37.7412/22/2011 5:02:25 PM
riproaringrapids$35.0012/22/2011 5:14:54 PM
scrappy-leverage6$25.0012/22/2011 5:26:35 PM
TrustPlus$50.0012/22/2011 5:27:42 PM
worthy-bid8$50.0012/22/2011 5:27:48 PM
ricklip$100.0012/22/2011 5:39:53 PM
bb575$50.0012/22/2011 5:40:45 PM
top-courteous-peso$75.0012/22/2011 6:44:04 PM
notabanker$115.0012/23/2011 7:41:39 PM
processor115$25.0012/24/2011 12:55:02 PM
the-auction-bear$25.0012/24/2011 12:57:49 PM
managedfund$608.2612/24/2011 3:21:05 PM
rajs$150.0012/22/2011 5:10:33 PM
money-booster2$25.0012/22/2011 5:21:44 PM
currency-agave$60.0012/22/2011 5:30:02 PM
AFairDeal$25.0012/22/2011 5:35:05 PM
credit-panda1$25.0012/22/2011 5:46:25 PM
greenback-investor7$200.0012/22/2011 6:19:19 PM
blot44$25.0012/23/2011 5:54:45 AM
cattlebaron$100.0012/23/2011 8:12:47 AM
income-banjo$50.0012/23/2011 9:09:57 AM
factcheck$35.0012/24/2011 1:20:46 AM
worth-blanket2$23,000.0012/24/2011 12:43:08 PM
houli123$109.0012/24/2011 1:04:29 PM
24 Investments
 
Borrower Payment Dependent Notes Series 546286
This series of Notes was issued and sold upon the funding of the borrower loan #58281, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-22-2011 
Term: 60 months Listing End date:  Dec-22-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $185.65
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1993 Debt/Income ratio: 12%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:15y 5m
Amount delinquent: $0 Total credit lines: 11 Occupation: Executive
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $16,724Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: glimmering-hope9 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 100% ) 620-639 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
760-779 (Apr-2011)
 
Principal balance: $4,956.24 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
Payback Time
Purpose of loan: Repay personal loans
This loan will be used to...repay a wonderful friend who paid $2500 for my cat's emergency surgery after a dog attacked him and to repay my mother for a loan for some home improvements after I bought my first house.

My financial situation: Solid employment, comfortable income vs. debt ratio
I am a good candidate for this loan because...my loans to my mother & friend have no interest and they have both told me to take my time...I just want to pay them back for their kindness as soon as possible! I hope this is a good reflection on how seriously I consider debts to be.


Monthly net income: $4,000
Monthly expenses: $ 0
Housing: $ 1623
Insurance: $0
Car expenses: $80
Utilities: $290
Phone, cable, internet: $25
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Tscheddar$25.0012/22/2011 5:05:41 PM
rajs$125.0012/22/2011 5:09:25 PM
affluence-generator2$125.0012/22/2011 5:09:38 PM
luminous-marketplace5$25.0012/22/2011 5:14:04 PM
312-Lender$25.0012/22/2011 5:14:43 PM
camaraderi-aspen$100.0012/22/2011 5:12:06 PM
worth-blanket2$6,700.0012/22/2011 5:14:49 PM
7 Investments
 
Borrower Payment Dependent Notes Series 546288
This series of Notes was issued and sold upon the funding of the borrower loan #58451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1988 Debt/Income ratio: 21%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 15Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 40 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,015Stated income:$100,000+
Delinquencies in last 7y: 3 Bankcard utilization: 22%  
   Homeownership: Yes  
Screen name: deal-stilleto1 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
car
Purpose of loan:
This loan will be used to.. buy a vehicle.

My financial situation:
I am a good candidate for this loan because...I have paid down most of my loans

Monthly net income: $8500
Monthly expenses: $5000
Housing:
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$125.0012/22/2011 5:09:47 PM
worth-blanket2$9,900.0012/22/2011 5:14:54 PM
Kash2010lu$25.0012/22/2011 5:14:42 PM
3 Investments
 
Borrower Payment Dependent Notes Series 546292
This series of Notes was issued and sold upon the funding of the borrower loan #58212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $334.98
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1998 Debt/Income ratio: 11%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 16 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,468Stated income:$50,000-$74,999
Delinquencies in last 7y: 86 Bankcard utilization: 70%  
   Homeownership: No  
Screen name: coluccim Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off remaining debt from divorce

My financial situation:
I am a good candidate for this loan because of steady employment and new outlook on debt.

Monthly net income: $4,100
Housing: $800
Insurance: $55
Car expenses: $0
Utilities: $45-105
Phone, cable, internet: $125
Credit cards and other loans: $375 - will be $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$9,500.0012/22/2011 5:14:29 PM
the-bright-velocity$25.0012/22/2011 5:05:43 PM
2 Investments
 
Borrower Payment Dependent Notes Series 546302
This series of Notes was issued and sold upon the funding of the borrower loan #58375, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $659.90
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-2001 Debt/Income ratio: 16%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 16Length of status:7y 6m
Amount delinquent: $0 Total credit lines: 41 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,203Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: No  
Screen name: silver-butterfly3 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consalidation
Purpose of loan:
This loan will be used to consalidate my debts...

My financial situation:
I am a good candidate for this loan because...im stabe in my jobs
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.5612/23/2011 9:02:07 AM
the-bright-velocity$25.0012/23/2011 9:14:57 AM
ricklip$100.0012/23/2011 9:17:27 AM
scrappy-leverage6$25.0012/23/2011 9:11:34 AM
bb575$50.0012/23/2011 9:20:01 AM
riproaringrapids$35.0012/23/2011 9:31:12 AM
passivesf$50.0012/23/2011 9:32:13 AM
worthy-bid8$50.0012/23/2011 9:43:24 AM
TrustPlus$50.0012/23/2011 9:43:31 AM
AFairDeal$25.0012/23/2011 9:53:13 AM
blot44$25.0012/23/2011 4:44:27 PM
radforj22$25.0012/23/2011 2:17:59 PM
factcheck$35.0012/24/2011 1:20:49 AM
JustMee$25.0012/24/2011 5:42:18 AM
alpinaut$25.0012/24/2011 7:09:46 AM
greenback-investor7$50.0012/24/2011 8:35:35 AM
LongTail$25.0012/24/2011 12:26:57 PM
dcoggins$25.0012/24/2011 8:15:30 PM
p2ploan-popcorn$50.0012/25/2011 10:56:24 AM
intuitive-integrity9$50.0012/25/2011 12:19:31 PM
roadtruck$50.0012/25/2011 10:36:54 PM
emphatic-responsibility$25.0012/26/2011 7:05:11 PM
market-solstice2$25.0012/27/2011 9:11:24 AM
kenji4861$25.0012/27/2011 9:34:50 AM
diverse-felicity7$50.0012/27/2011 2:39:24 PM
money-booster2$25.0012/27/2011 4:00:15 PM
Law_Gator$25.0012/27/2011 8:39:34 PM
ngmansfield$25.0012/27/2011 9:40:44 PM
icontender$50.0012/28/2011 12:46:38 AM
MrUSC$25.0012/28/2011 4:06:50 AM
heart514$25.0012/28/2011 9:06:48 AM
RockCrown$25.0012/28/2011 9:45:25 AM
gallant-economy9$50.0012/28/2011 9:54:31 AM
igniter584$25.0012/28/2011 9:47:14 AM
PhalanxBulldog$50.0012/28/2011 9:57:28 AM
value-willow$25.0012/28/2011 10:46:01 AM
iaffy$25.0012/28/2011 10:10:08 AM
Ocean713$75.0012/28/2011 12:09:14 PM
rate-sherpa$65.0012/28/2011 12:26:29 PM
commerce-broker$25.0012/28/2011 2:44:11 PM
feiandasun$25.0012/28/2011 3:14:14 PM
valueguru$200.0012/28/2011 3:18:01 PM
astute-fairness0$25.0012/28/2011 3:09:52 PM
blue111$25.0012/28/2011 3:12:28 PM
harmonious-yield$25.0012/28/2011 3:38:11 PM
damage$25.0012/28/2011 3:24:35 PM
responsive-rate884$35.0012/28/2011 3:52:01 PM
Prosp_Lender$50.0012/28/2011 3:28:03 PM
atrevete$25.0012/28/2011 3:57:51 PM
damage$25.0012/28/2011 3:31:17 PM
SolarMoonshine$25.0012/28/2011 3:32:51 PM
cocopuffs$25.0012/28/2011 3:39:34 PM
iamwhatiam$25.0012/28/2011 3:46:20 PM
papicares$61.0512/28/2011 4:37:24 PM
Planecourage$36.0812/28/2011 4:31:32 PM
julijask$50.0012/28/2011 4:40:06 PM
Zach842$50.0012/28/2011 4:46:05 PM
GrooveBiz$25.0012/28/2011 5:07:53 PM
secobarbital$100.0012/28/2011 5:08:50 PM
Sriracha$50.0012/28/2011 5:03:28 PM
adir1$25.0012/28/2011 5:16:25 PM
historic-balance5$25.0012/28/2011 5:28:03 PM
life-is-great$25.0012/28/2011 5:43:33 PM
the-silver-blaster$100.0012/28/2011 5:46:06 PM
enticing-rate9$25.0012/28/2011 6:32:33 PM
reward-excellency1$25.0012/28/2011 6:10:51 PM
sun818$25.0012/28/2011 6:01:53 PM
djs81$25.0012/28/2011 6:24:07 PM
brainy-repayment5$31.4912/28/2011 6:31:14 PM
RedantFinance$25.0012/28/2011 7:07:46 PM
prudent-bid3$50.0012/28/2011 7:22:40 PM
finance-symphony7$46.3012/28/2011 7:25:02 PM
affluence-tambourine$25.0012/28/2011 6:49:58 PM
RedantFinance$50.0012/28/2011 7:07:20 PM
CleverHat$50.0012/28/2011 7:19:56 PM
jescowa$50.0012/28/2011 8:00:58 PM
GCInvestments$30.0012/28/2011 8:01:56 PM
nebula076$100.0012/28/2011 8:53:56 PM
the-magnetic-transaction$75.0012/28/2011 9:31:32 PM
wealth-fighter3$50.0012/28/2011 10:02:45 PM
blissful-penny$25.0012/28/2011 8:29:01 PM
LibbyZ$50.0012/28/2011 9:43:13 PM
kindness-ace1$50.0012/29/2011 12:29:40 AM
Allenee$25.0012/28/2011 8:57:51 PM
platinum-exec1$100.0012/28/2011 10:35:20 PM
DeltaComputerGuy$50.0012/29/2011 1:09:27 AM
1traveler$25.0012/29/2011 1:34:11 AM
Hogan55$77.7312/29/2011 4:48:21 AM
Lender0010$50.0012/29/2011 5:51:32 AM
Approved1234$25.0012/29/2011 3:53:47 AM
LianaB$100.0012/29/2011 6:23:43 AM
SunnyMoney$25.0012/29/2011 6:36:54 AM
1stTime2ndChance$25.0012/29/2011 6:42:18 AM
careful-note1$25.0012/29/2011 6:49:23 AM
payout-thinker7$25.0012/29/2011 7:43:00 AM
currency-persimmon$35.0012/29/2011 5:52:03 AM
power-secret-agent$40.0012/29/2011 8:43:03 AM
missgina$35.0012/29/2011 7:09:09 AM
heerzaquestion$25.0012/29/2011 7:29:28 AM
TeamAmerica$30.0012/29/2011 7:32:37 AM
astute-benjamins$50.0012/29/2011 8:27:11 AM
Niffler$51.6112/29/2011 7:42:59 AM
ansset$50.0012/29/2011 8:33:38 AM
justice-officer$50.0012/29/2011 8:50:51 AM
greatwhiteninja$50.0012/29/2011 8:11:02 AM
smart-kindness8$100.0012/29/2011 8:12:07 AM
js60l$25.0012/29/2011 8:19:16 AM
a-versatile-power$25.0012/29/2011 8:28:10 AM
credit-rocket4$25.0012/29/2011 8:45:45 AM
inventive-wealth2$25.0012/29/2011 9:05:00 AM
retirementlady$25.0012/29/2011 9:07:04 AM
nuclearmoose$50.0012/29/2011 9:09:23 AM
lotus6$26.6312/29/2011 9:21:21 AM
TigerForce$27.0012/29/2011 9:27:15 AM
DreDub$50.0012/29/2011 9:38:14 AM
intelligent-repayment8$2,000.0012/29/2011 9:32:38 AM
DadWarbucks$25.0012/29/2011 9:41:15 AM
blooming-kindness$25.0012/29/2011 9:41:43 AM
genius520$38.0012/29/2011 9:43:20 AM
green28$300.0012/29/2011 9:54:21 AM
processor115$25.0012/29/2011 9:48:34 AM
exuberant-funds1$50.0012/29/2011 9:52:27 AM
Dubbs360$120.0012/29/2011 10:02:35 AM
toocautious$45.0012/29/2011 10:08:36 AM
Allichar$66.1712/29/2011 10:59:07 AM
the-loyalty-wildebeest$30.0012/29/2011 11:11:03 AM
20mule$400.0012/29/2011 10:34:15 AM
Christus_Victor$25.0012/29/2011 10:39:36 AM
SomebodysMom$50.0012/29/2011 11:22:46 AM
cordial-affluence2$31.5112/29/2011 11:28:45 AM
nebula076$100.0012/29/2011 10:52:01 AM
mcds$25.0012/29/2011 1:08:40 PM
CreditBuilder2$50.0012/29/2011 1:12:53 PM
misit$25.0012/29/2011 12:19:25 PM
Roundhouse$100.0012/29/2011 1:30:55 PM
tranquil-capital9$25.0012/29/2011 12:22:43 PM
balance-force$25.0012/29/2011 1:14:04 PM
nickel-jam$710.0012/29/2011 1:23:54 PM
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penny-plato$25.0012/29/2011 1:31:04 PM
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market-maximizer472$100.0012/28/2011 9:55:38 AM
selector568$300.0012/23/2011 9:11:46 AM
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currency-agave$60.0012/23/2011 9:54:32 AM
top-courteous-peso$75.0012/23/2011 9:47:34 AM
rdrloan$50.0012/23/2011 1:07:23 PM
FlexFunding$50.0012/25/2011 12:01:16 PM
Pizza-man$50.0012/26/2011 7:22:57 AM
dbs$25.0012/26/2011 9:33:02 AM
elephantparty$25.0012/26/2011 12:54:10 PM
successful-agreement7$100.0012/26/2011 5:22:40 PM
availableloan$25.0012/26/2011 10:18:36 PM
john0720$50.0012/27/2011 8:39:48 AM
BxRealtor$25.0012/27/2011 9:13:07 AM
bubb_hans$100.0012/27/2011 12:31:18 PM
gold-position$25.0012/27/2011 1:13:10 PM
fantastic-investment9$30.0012/27/2011 5:34:16 PM
notabanker$100.0012/27/2011 11:30:46 PM
generous-deal6$25.0012/28/2011 1:26:31 AM
organized-payment6$50.0012/28/2011 6:31:12 AM
umfan123$25.0012/28/2011 8:51:04 AM
luminous-marketplace5$25.0012/28/2011 9:08:49 AM
aabadabadoo$25.0012/28/2011 9:14:07 AM
subtle-revenue0$25.0012/28/2011 9:11:57 AM
Aimvest$25.0012/28/2011 9:17:55 AM
wtrboy$25.0012/28/2011 9:54:06 AM
indomitable-coin$25.0012/28/2011 9:58:54 AM
scrappy-bonus2$25.0012/28/2011 10:33:52 AM
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investment-builder0$50.0012/28/2011 11:03:03 AM
dayahn$25.0012/28/2011 3:07:59 PM
klinebarger$25.0012/28/2011 3:07:39 PM
majestic-repayment3$25.0012/28/2011 3:11:02 PM
commerce-renewal$100.0012/28/2011 3:16:26 PM
unclejaef$25.0012/28/2011 3:34:33 PM
MoneyTree79$60.0012/28/2011 3:23:42 PM
new-ore-venture$100.0012/28/2011 3:26:15 PM
blue-radiant-economy$100.0012/28/2011 4:08:42 PM
designer_10$25.0012/28/2011 3:39:10 PM
joelnet$500.0012/28/2011 4:44:54 PM
factcheck$35.0012/28/2011 4:27:53 PM
enchanted-truth264$25.0012/28/2011 4:30:41 PM
stinvest$25.0012/28/2011 5:15:59 PM
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sun818$25.0012/28/2011 5:21:45 PM
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golden-responsibility189$100.0012/28/2011 5:23:51 PM
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inventive-wealth2$25.0012/28/2011 5:31:17 PM
edaguy$75.0012/28/2011 5:47:53 PM
the-auction-lotus$25.0012/28/2011 5:51:14 PM
objective-investor$250.0012/28/2011 6:06:31 PM
dapablotv$100.0012/28/2011 6:33:43 PM
courteous-fund9$25.0012/28/2011 6:37:52 PM
golden-finance7$50.0012/28/2011 6:43:26 PM
compassionate-dime0$100.0012/28/2011 7:01:57 PM
a-transaction-flute$25.0012/28/2011 7:19:35 PM
agalt$75.0012/28/2011 9:29:13 PM
nbah123$50.0012/28/2011 9:44:20 PM
spike16$25.0012/28/2011 8:15:42 PM
investorrr$50.0012/28/2011 9:21:31 PM
AJ6$31.7912/28/2011 8:28:51 PM
WealthBuildingLessons$25.0012/29/2011 12:07:37 AM
Archchancellor$25.0012/29/2011 12:27:07 AM
Yomain$25.0012/28/2011 11:53:10 PM
novice-speculator$25.0012/28/2011 9:32:23 PM
sunny-dough9$200.0012/28/2011 9:48:33 PM
ethical-truth211$500.0012/29/2011 4:48:20 AM
greenback-loyalist8$25.0012/29/2011 4:48:56 AM
pietro_torna_indietro$50.0012/29/2011 5:41:21 AM
orbital-dollar2$25.0012/29/2011 4:17:14 AM
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ScottCapital$25.0012/29/2011 5:42:20 AM
the-upbeat-p2p$100.0012/29/2011 6:46:36 AM
jakespirit$100.0012/29/2011 6:18:00 AM
lenderRXT$200.0012/29/2011 5:26:43 AM
mad-scientist418$25.0012/29/2011 6:44:11 AM
money-socrates3$25.0012/29/2011 7:41:50 AM
Brisket_Bob$25.1512/29/2011 7:04:11 AM
jpac1066$100.0012/29/2011 6:09:43 AM
cloud8$25.0012/29/2011 7:58:53 AM
note-zebra$25.0012/29/2011 8:42:21 AM
friendly-market5$25.0012/29/2011 7:30:50 AM
revenue-serenity$27.0012/29/2011 8:49:28 AM
musegaze$100.0012/29/2011 8:59:11 AM
octoberfresh$25.0012/29/2011 8:10:03 AM
Bank42$25.0012/29/2011 8:16:24 AM
LesPaul1$25.0012/29/2011 8:32:43 AM
crippledcircus$25.0012/29/2011 8:38:12 AM
c-gurista-5$25.0012/29/2011 8:45:41 AM
mark5337$53.4412/29/2011 9:12:06 AM
diplomatic-capital$50.0012/29/2011 9:14:07 AM
syounker$25.0012/29/2011 9:25:41 AM
power-companion7$39.0012/29/2011 9:19:35 AM
nycjdmpa$50.0012/29/2011 9:26:02 AM
the-profit-oracle$25.0012/29/2011 9:29:10 AM
Tradesmanlender$25.0012/29/2011 9:35:32 AM
gold-plane1$50.0012/29/2011 9:42:21 AM
j2ee$25.0012/29/2011 9:38:58 AM
principal-laser$250.0012/29/2011 9:43:41 AM
Weaverville$25.0012/29/2011 9:45:44 AM
basis-wizard8$63.6912/29/2011 10:03:55 AM
BankOfBjoltus$50.0012/29/2011 10:27:20 AM
fair-gain8$25.0012/29/2011 10:49:57 AM
Peacepower$25.0012/29/2011 10:51:23 AM
best-elevated-social$50.0012/29/2011 10:23:23 AM
jps888$50.0012/29/2011 10:03:55 AM
beach_bum$25.0012/29/2011 10:10:48 AM
shaker348$25.0012/29/2011 11:21:19 AM
cmg891$50.0012/29/2011 11:33:45 AM
rocket361$25.0012/29/2011 11:04:32 AM
power-defender7$100.0012/29/2011 12:16:32 PM
interest-nexus$25.0012/29/2011 12:23:06 PM
bullet-shark$25.0012/29/2011 11:28:21 AM
investment-comet$25.0012/29/2011 12:45:31 PM
greenmile$50.0012/29/2011 11:36:20 AM
benefit-position$35.0012/29/2011 11:50:36 AM
r48$25.0012/29/2011 11:59:22 AM
Solid-Platinum$50.0012/29/2011 12:29:21 PM
shakespeare6$25.0012/29/2011 12:26:45 PM
principal-lion$41.8412/29/2011 12:31:43 PM
The-CAPS-fan$50.0012/29/2011 1:10:09 PM
csandb$25.0012/29/2011 1:00:57 PM
bubb_hans$50.0012/29/2011 1:12:44 PM
cash-spinner$25.0012/29/2011 1:18:44 PM
scoobiedoo$25.0012/29/2011 1:30:50 PM
270 Investments
 
Borrower Payment Dependent Notes Series 546318
This series of Notes was issued and sold upon the funding of the borrower loan #58191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $258.82
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1996 Debt/Income ratio: 22%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 6 / 6Length of status:16y 11m
Amount delinquent: $299 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,770Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: p2p-starter7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to..payoff all debt.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
selector568$300.0012/23/2011 9:12:08 AM
worthy-bid8$50.0012/23/2011 9:43:24 AM
jjswanso$100.0012/23/2011 9:40:30 AM
economy-shrubbery6$25.0012/23/2011 10:08:08 AM
4mydaughterseducation$39.0012/23/2011 9:45:05 AM
1point21gigawatts$25.0012/23/2011 4:19:52 PM
greenback-investor7$50.0012/24/2011 8:35:35 AM
cash-reaction2$50.0012/24/2011 12:33:16 PM
gold-cluster$50.0012/25/2011 6:13:40 PM
dws2380$25.0012/25/2011 6:44:52 PM
Rogelio48$30.0012/25/2011 3:10:07 PM
currency-collider9$25.0012/27/2011 7:20:27 AM
radforj22$25.0012/27/2011 3:08:13 PM
SolarMoonshine$25.0012/27/2011 3:27:58 PM
green-rate-futurist$30.0012/27/2011 2:38:55 PM
secobarbital$100.0012/27/2011 5:08:58 PM
thelovebug$100.0012/27/2011 5:07:45 PM
jebber007$30.0012/27/2011 5:18:17 PM
Jack55304$200.0012/27/2011 5:27:30 PM
roxon$25.0012/27/2011 5:21:30 PM
wwwUniversal$25.0012/27/2011 5:30:26 PM
MichaelProsper$25.0012/27/2011 5:45:49 PM
SDKiwi$25.0012/27/2011 5:46:53 PM
Vaanolo$25.0012/27/2011 8:01:05 PM
melodious-openness$100.0012/27/2011 8:02:10 PM
wealth-fighter3$25.0012/27/2011 8:06:16 PM
money-fort$25.0012/27/2011 9:38:17 PM
MusicandMedicine$50.0012/27/2011 9:08:33 PM
generous-deal6$25.0012/28/2011 1:26:31 AM
abundant-one$25.0012/27/2011 11:44:44 PM
Phatt-Daddy$25.0012/28/2011 2:45:10 AM
zeeexsixare$25.0012/28/2011 5:20:31 AM
ricklip$100.0012/23/2011 9:17:27 AM
riproaringrapids$25.0012/23/2011 9:31:23 AM
miked8303$25.0012/23/2011 9:34:45 AM
Investor_DP$100.0012/23/2011 9:37:38 AM
credit-sycamore4$100.0012/23/2011 12:13:15 PM
R3vXX$25.0012/23/2011 4:27:25 PM
first-pragmatic-power$25.0012/23/2011 11:27:48 PM
powerful-finance7$25.0012/24/2011 3:15:17 AM
diplomatic-wealth7$25.0012/24/2011 1:01:54 PM
antlr$50.0012/24/2011 5:46:12 PM
realtormoises$25.0012/26/2011 12:48:52 AM
careful-vigilance4$25.0012/26/2011 11:03:00 AM
the-healthy-commitment$25.0012/26/2011 3:35:59 PM
successful-agreement7$100.0012/26/2011 5:22:40 PM
worth-dandelion$100.0012/26/2011 6:26:38 PM
emphatic-responsibility$25.0012/26/2011 7:18:26 PM
treasure-bliss$25.0012/27/2011 6:13:54 AM
scoobiedoo$50.0012/27/2011 7:09:19 AM
SimpleChoice$25.0012/27/2011 9:01:25 AM
agalt$75.0012/27/2011 11:56:07 AM
bill-mushroom$50.0012/27/2011 2:11:00 PM
credit-socrates648$2,500.0012/27/2011 2:09:23 PM
money-booster2$25.0012/27/2011 3:33:35 PM
red-power-pecan$50.0012/27/2011 5:09:32 PM
newest-camaraderi-fir$50.0012/27/2011 5:13:48 PM
compassion-expert$25.0012/27/2011 5:14:45 PM
vutah$25.0012/27/2011 5:23:40 PM
truth-companion$25.0012/27/2011 5:26:15 PM
graceful-IRAinvestment$25.0012/27/2011 5:43:15 PM
SFBank$50.0012/27/2011 6:48:02 PM
blue-radiant-economy$200.0012/27/2011 8:47:33 PM
EverettFinancial$25.0012/27/2011 9:26:49 PM
cash-boots7$150.0012/27/2011 8:14:11 PM
I-Believe-In-You$59.2212/27/2011 9:59:46 PM
thankful-nickel2$25.0012/28/2011 1:37:11 AM
gold-fluffy-bunny4$50.0012/28/2011 4:45:24 AM
GGreg799$25.0012/28/2011 5:07:23 AM
ethical-truth211$162.4012/28/2011 5:08:14 AM
melodious-openness$224.3812/28/2011 5:40:45 AM
ddog0224$50.0012/28/2011 5:01:19 AM
TigerForce$25.0012/28/2011 5:19:10 AM
73 Investments
 
Borrower Payment Dependent Notes Series 546322
This series of Notes was issued and sold upon the funding of the borrower loan #58274, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-23-2011 
Term: 60 months Listing End date:  Dec-24-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $325.19
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1993 Debt/Income ratio: 8%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 3Length of status:7y 0m
Amount delinquent: $0 Total credit lines: 38 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $378Stated income:$100,000+
Delinquencies in last 7y: 47 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: newest-trustworthy-pound Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff IRS to reduce penalties
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $5150
Monthly expenses: $3030
Housing: $2100
Insurance: $125
Car expenses: $150
Utilities: $125
Phone, cable, internet: $130
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $50
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
selector568$300.0012/23/2011 9:12:09 AM
ricklip$100.0012/23/2011 9:17:27 AM
Kash2010lu$25.0012/23/2011 9:53:28 AM
worth-blanket2$9,300.0012/24/2011 12:43:31 PM
Investor_DP$100.0012/23/2011 9:37:38 AM
riproaringrapids$25.0012/23/2011 9:31:24 AM
economy-shrubbery6$25.0012/23/2011 10:08:08 AM
R3vXX$25.0012/23/2011 4:26:55 PM
cash-reaction2$50.0012/24/2011 12:33:16 PM
Wilhan$1.6112/24/2011 2:52:55 PM
ecstatic-kindness4$48.3912/24/2011 2:36:02 PM
11 Investments
 
Borrower Payment Dependent Notes Series 546342
This series of Notes was issued and sold upon the funding of the borrower loan #58019, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $158.67
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1998 Debt/Income ratio: 18%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:13y 6m
Amount delinquent: $0 Total credit lines: 12 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,886Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: top-attractive-peso Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
The purpose of this loan is to consolidate two credit card balances into one payment.

My current gross monthly income is approximately $6,000.
I am a good candidate for this loan because my credit history is very good and I have not missed or had any late payments. My employment is very stable as I have been with the same company for over 13 years. Projected 2012 income will be around $90,000 to $100,000 ($1,000 per week and monthly bonus which is 25% of store profits).

Almost all of my debt is due to attorney fees regarding a divorce I am going through. Assets are mostly in Annuities which are being held up until divorce is final. I am looking at paying loan off when divorce is complete.

Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
R3vXX$25.0012/23/2011 5:11:25 PM
bb575$50.0012/23/2011 5:12:11 PM
worthy-bid8$50.0012/23/2011 5:28:43 PM
Dubbs360$250.0012/23/2011 5:39:00 PM
bountiful-durability$50.0012/23/2011 5:30:17 PM
the-credit-den$25.0012/23/2011 6:06:20 PM
ricklip$100.0012/23/2011 5:32:55 PM
tremendous-yield8$50.0012/23/2011 5:33:52 PM
cattlebaron$25.0012/23/2011 7:00:08 PM
heart514$25.0012/23/2011 5:39:04 PM
jkeller4000$25.0012/23/2011 5:24:48 PM
scrappy-leverage6$25.0012/23/2011 5:39:20 PM
bazaar-festivity$25.0012/23/2011 5:41:08 PM
money-socrates3$25.0012/23/2011 11:02:51 PM
ultimatepaintball$25.0012/23/2011 11:49:44 PM
Interloper$25.0012/24/2011 9:20:09 AM
ps2roy$25.0012/24/2011 7:45:32 AM
balanced-agreement0$28.0012/24/2011 9:32:45 AM
ccclaireee333$25.0012/24/2011 9:49:00 AM
phenomenal-gain5$25.0012/24/2011 9:37:37 AM
pja138$100.0012/24/2011 10:20:29 AM
upbeat-finance8$25.0012/24/2011 10:59:22 AM
primed$25.0012/24/2011 11:30:40 AM
devoider$25.0012/24/2011 11:35:46 AM
bid-plato6$25.0012/24/2011 11:11:04 AM
gain-expert$37.4512/24/2011 11:26:16 AM
hope-hickory8$25.0012/24/2011 11:37:24 AM
wwwUniversal$25.0012/24/2011 8:52:18 AM
wise-silver-wonder$25.0012/24/2011 9:17:05 AM
CoolPlexer$25.0012/24/2011 12:07:13 PM
bankojerry$25.0012/24/2011 9:54:46 AM
CaptainBL$25.0012/24/2011 10:53:54 AM
HamachiMan$2.0212/24/2011 12:11:36 PM
gallant-economy9$50.0012/24/2011 12:11:09 PM
otto1939$102.0012/24/2011 7:11:07 AM
greenback-investor7$50.0012/24/2011 8:35:37 AM
green28$100.0012/24/2011 8:16:26 AM
nimble-money086$25.0012/24/2011 8:10:08 AM
wojo$25.0012/24/2011 6:30:19 AM
EJPiper$25.0012/24/2011 7:54:16 AM
dkjl$38.1912/24/2011 7:30:35 AM
FinanceEngine$40.0012/24/2011 7:35:54 AM
jga516$25.0012/24/2011 7:27:39 AM
Domgabriel$25.0012/24/2011 4:55:03 AM
Brisket_Bob$25.4012/24/2011 7:09:58 AM
redx$25.0012/24/2011 7:04:59 AM
cgoca$25.0012/24/2011 7:01:28 AM
currency-persimmon$25.0012/24/2011 4:56:51 AM
Wishmaker$100.0012/24/2011 3:49:07 AM
Johnab$25.0012/24/2011 5:35:56 AM
JustOneVoice$25.0012/24/2011 3:35:28 AM
factcheck$35.0012/24/2011 1:20:52 AM
ethical-truth211$300.0012/24/2011 2:39:18 AM
factcheck$25.0012/24/2011 1:22:58 AM
lender2611$25.0012/23/2011 5:09:26 PM
Investor_DP$100.0012/23/2011 5:14:58 PM
unbelievable-exchange$25.0012/23/2011 5:34:04 PM
income-banjo$50.0012/23/2011 5:35:05 PM
AFairDeal$25.0012/23/2011 5:18:55 PM
Supernick$200.0012/23/2011 5:35:22 PM
TrustPlus$50.0012/23/2011 5:25:30 PM
dime-hot-rod7$50.0012/23/2011 9:10:58 PM
payment-wonder2$34.9012/23/2011 8:45:08 PM
secobarbital$100.0012/23/2011 5:42:36 PM
vigilance-accruer$25.0012/23/2011 11:42:33 PM
x32248$25.0012/23/2011 9:02:46 PM
spursdog$25.0012/23/2011 9:44:49 PM
Binan$50.0012/24/2011 4:00:31 AM
PaulW$25.0012/24/2011 4:54:33 AM
the-silver-blaster$100.0012/24/2011 5:58:33 AM
value-investor9$25.0012/24/2011 3:55:13 AM
B2152$25.0012/24/2011 4:14:27 AM
corporatejim$29.4612/24/2011 5:39:37 AM
banjoey$25.0012/24/2011 3:03:25 AM
powerful-finance7$25.0012/24/2011 3:15:18 AM
samseth$50.0012/24/2011 7:15:32 AM
12Knocksinna$30.0012/24/2011 7:26:38 AM
cerebral-dollar773$50.0012/24/2011 7:28:27 AM
investment-comet$25.0012/24/2011 7:43:18 AM
top-investment-american$25.0012/24/2011 8:15:44 AM
PhalanxBulldog$50.0012/24/2011 6:37:22 AM
BayShell$25.0012/24/2011 8:46:02 AM
El_Maestro$25.0012/24/2011 7:33:42 AM
youngster50$25.0012/24/2011 7:34:08 AM
gilbrear$25.0012/24/2011 8:59:53 AM
jdrez$25.0012/24/2011 7:41:24 AM
ready-vigilance3$50.0012/24/2011 9:29:21 AM
bold-deal-ringleader$25.0012/24/2011 9:16:42 AM
houli123$25.0012/24/2011 7:46:08 AM
bold-worth-vinyl$29.0912/24/2011 10:01:23 AM
vutah$25.0012/24/2011 8:19:51 AM
missgina$30.0012/24/2011 8:21:24 AM
econgineer$75.0012/24/2011 10:28:15 AM
mainsail35$100.0012/24/2011 10:36:41 AM
rutzebach$88.4912/24/2011 11:26:16 AM
radforj22$50.0012/24/2011 11:32:11 AM
jcw3rd$25.0012/24/2011 11:43:25 AM
peruse$48.0012/24/2011 11:10:34 AM
golden-responsibility189$27.0012/24/2011 12:07:44 PM
WSTRDG$25.0012/24/2011 9:48:18 AM
kinetic-social$25.0012/24/2011 11:07:28 AM
julijask$25.0012/24/2011 11:25:19 AM
coin-explorer$25.0012/24/2011 11:31:57 AM
103 Investments
 
Borrower Payment Dependent Notes Series 546350
This series of Notes was issued and sold upon the funding of the borrower loan #58338, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-25-2011 
Term: 36 months Listing End date:  Dec-25-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1993 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 820-839 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:31y 8m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,939Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: Yes  
Screen name: logical-capital9 Borrower's state: Wyoming Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
keeping cash flow for bills
Purpose of loan:
This loan will be used to keep bills current...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3500Monthly expenses: $
Housing: $1100
Insurance: $
Car expenses: $
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/25/2011 12:08:16 PM
worth-blanket2$9,975.0012/25/2011 12:10:49 PM
jkeller4000$25.0012/25/2011 12:10:34 PM
gotjack$25.0012/25/2011 12:06:08 PM
4 Investments
 
Borrower Payment Dependent Notes Series 546358
This series of Notes was issued and sold upon the funding of the borrower loan #58214, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $258.82
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1981 Debt/Income ratio: Not calculated
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 18Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 37 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,179Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: No  
Screen name: elated-rate2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
emphatic-responsibility$25.0012/26/2011 7:09:47 PM
P2P_Investor$2,500.0012/26/2011 9:30:15 PM
ethical-truth211$100.0012/27/2011 3:28:18 AM
motivator72$25.0012/26/2011 10:48:18 PM
1-HARD-HEAD$25.0012/27/2011 3:11:35 AM
treasure-bliss$25.0012/27/2011 6:13:55 AM
currency-collider9$25.0012/27/2011 7:20:28 AM
CSAworker$25.0012/27/2011 8:34:09 AM
musegaze$150.0012/27/2011 12:49:03 PM
high_flyer$100.0012/27/2011 1:55:05 PM
money-booster2$25.0012/27/2011 3:32:54 PM
newest-camaraderi-fir$50.0012/27/2011 5:04:05 PM
KryptonWare-com$25.0012/27/2011 5:12:14 PM
bill-expert$25.0012/27/2011 5:18:35 PM
CashFlow13$100.0012/27/2011 5:32:05 PM
pythia$25.0012/27/2011 6:04:09 PM
the-enthralling-coin$25.0012/27/2011 5:41:18 PM
nycfinance$25.0012/27/2011 7:53:34 PM
wealth-fighter3$25.0012/27/2011 8:03:48 PM
newest-phenomenal-dinero$75.0012/27/2011 8:14:52 PM
responsible-finance9$50.0012/27/2011 9:23:49 PM
blue-radiant-economy$200.0012/27/2011 8:32:21 PM
asian808$25.0012/28/2011 12:24:05 AM
MusicandMedicine$25.4612/27/2011 9:02:55 PM
jebber007$30.0012/27/2011 10:21:02 PM
worth-dandelion$100.0012/26/2011 6:26:38 PM
kulender$50.0012/26/2011 6:50:28 PM
lakehavasu88$25.0012/26/2011 5:38:49 PM
mercuriant$25.0012/26/2011 5:43:56 PM
compassion-expert$25.0012/26/2011 5:28:16 PM
successful-agreement7$100.0012/26/2011 5:22:42 PM
truth-companion$25.0012/26/2011 5:14:51 PM
GCInvestments$25.0012/26/2011 5:17:48 PM
the-silver-blaster$100.0012/26/2011 5:15:21 PM
secobarbital$100.0012/26/2011 5:13:25 PM
treasure-hunter270$25.0012/26/2011 4:37:01 PM
quest0$50.0012/26/2011 3:15:18 PM
profit-powerplant$25.0012/26/2011 9:31:34 AM
realtormoises$25.0012/26/2011 12:49:19 AM
gold-cluster$50.0012/25/2011 6:13:40 PM
scarlet-velvet$25.0812/25/2011 5:14:14 PM
drkosh$25.0012/25/2011 8:44:28 AM
miked8303$25.0012/24/2011 1:01:22 PM
cash-reaction2$50.0012/24/2011 12:33:18 PM
missing-link$25.0012/24/2011 10:43:26 AM
factcheck$35.0012/24/2011 1:20:53 AM
worthy-bid8$50.0012/23/2011 5:28:44 PM
ricklip$100.0012/23/2011 5:32:56 PM
camaraderi-aspen$100.0012/23/2011 5:21:43 PM
Investor_DP$100.0012/23/2011 5:15:20 PM
jkeller4000$25.0012/23/2011 5:24:32 PM
first-pragmatic-power$25.0012/23/2011 11:27:50 PM
zeeexsixare$25.0012/23/2011 8:55:29 PM
riproaringrapids$25.0012/24/2011 12:51:44 PM
diplomatic-wealth7$25.0012/24/2011 1:01:54 PM
antlr$50.0012/24/2011 5:46:13 PM
golden-velocity9$25.0012/24/2011 7:59:21 PM
the-healthy-commitment$25.0012/26/2011 3:36:00 PM
Weaverville$25.0012/26/2011 4:18:49 PM
showmethemoney22$50.0012/26/2011 3:44:06 PM
Foothill-Paradise$28.0312/26/2011 4:47:23 PM
patriot897$25.0012/26/2011 4:58:57 PM
important-openness1$31.0012/26/2011 5:23:00 PM
heart514$25.0012/26/2011 5:37:13 PM
Jack55304$200.0012/26/2011 5:38:57 PM
well-mannered-income3$30.0012/26/2011 5:42:33 PM
irrelevant$50.0012/26/2011 7:05:15 PM
bsh297$27.0112/27/2011 6:33:51 AM
productive-ore$25.0012/27/2011 7:30:50 AM
OK_Loans$25.0012/27/2011 8:19:34 AM
thelovebug$100.0012/27/2011 9:21:07 AM
sdr984$50.0012/27/2011 10:16:30 AM
bill-mushroom$50.0012/27/2011 2:11:01 PM
radforj22$25.0012/27/2011 3:07:54 PM
economy-shrubbery6$25.0012/27/2011 4:02:38 PM
suave-dime6$25.0012/27/2011 3:46:06 PM
kindness-ace1$50.0012/27/2011 5:06:41 PM
jebber007$45.0012/27/2011 5:16:09 PM
DreDub$50.0012/27/2011 5:35:28 PM
farmn$25.0012/27/2011 7:19:41 PM
moola-tulip1$44.9712/27/2011 7:27:30 PM
Bob450$25.0212/27/2011 6:23:33 PM
Johnab$25.0212/27/2011 7:40:42 PM
heerzaquestion$25.0012/27/2011 8:26:07 PM
allbalooboy2$25.0012/27/2011 7:04:58 PM
relentless-gain3$25.0012/27/2011 8:14:06 PM
Bank42$25.0012/27/2011 8:49:32 PM
3cinvesting$25.0012/27/2011 10:35:56 PM
generous-deal6$25.0012/28/2011 1:26:34 AM
Phatt-Daddy$28.4112/28/2011 2:40:55 AM
90 Investments
 
Borrower Payment Dependent Notes Series 546386
This series of Notes was issued and sold upon the funding of the borrower loan #58278, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-24-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1995 Debt/Income ratio: 17%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:8y 6m
Amount delinquent: $0 Total credit lines: 7 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,779Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 9%  
   Homeownership: No  
Screen name: best-greenback-collider Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Family loan request..
Purpose of loan:
This loan will be used to consolidate my dubts so I can take some of the burden off my family and be able to do for them instead of always having to say no, do to how tight things are... also will be able to get a classic project for me and my family to work on as a family and restore... its something we have talked about for years yet just haven't been able to do to how tight things have been... thank you for the opportunity to try for this loan...

My financial situation:
I am a good candidate for this loan because I believe if you work hard and pay your bills, say your prayers and believe... good things will happen for you...


Monthly net income: $2900
Monthly expenses: $250
Housing: $0.00
Insurance: $110
Car expenses: $200
Utilities: $200
Phone, cable, internet: $400
Food, entertainment: $700
Clothing, household expenses: $250
Credit cards and other loans: $650
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$30.0012/24/2011 12:08:54 PM
jkeller4000$25.0012/24/2011 12:17:19 PM
Investor_DP$100.0012/24/2011 12:33:27 PM
income-banjo$50.0012/24/2011 12:51:38 PM
aabadabadoo$25.0012/24/2011 12:47:28 PM
javelin0$25.0012/24/2011 12:57:19 PM
selector568$300.0012/24/2011 1:00:56 PM
chad-bro-chill$25.0012/24/2011 4:42:32 PM
loot-heart$25.0012/24/2011 8:12:46 PM
Munnie$25.0012/24/2011 8:49:26 PM
omniviper$25.0012/24/2011 10:59:16 PM
Pizza-man$50.0012/26/2011 7:22:58 AM
Bank_Of_XL$25.0012/26/2011 1:04:59 PM
phenomenal-gain5$30.0012/26/2011 2:39:33 PM
herbyman$50.0012/26/2011 4:14:00 PM
well-mannered-income3$30.0012/26/2011 5:31:35 PM
worth-dandelion$100.0012/26/2011 6:26:39 PM
emphatic-responsibility$25.0012/26/2011 7:05:12 PM
papaloha$25.0012/26/2011 7:50:26 PM
healthy-rate3$50.0012/27/2011 6:55:05 AM
skillful-asset5$30.0012/27/2011 5:00:35 AM
gotjack$25.0012/27/2011 7:14:20 AM
currency-collider9$25.0012/27/2011 7:20:28 AM
riproaringrapids$25.0012/27/2011 9:28:35 AM
kenji4861$25.0012/27/2011 9:35:21 AM
JnL$25.0012/27/2011 11:58:39 AM
studious-listing8$25.0012/27/2011 5:25:03 PM
Law_Gator$25.0012/27/2011 8:39:35 PM
Rivervale_Westwood$25.0012/28/2011 8:26:16 AM
umfan123$25.0012/28/2011 8:51:05 AM
luminous-marketplace5$25.0012/28/2011 9:08:49 AM
scrappy-bonus2$25.0012/28/2011 10:33:53 AM
trustu$50.0012/28/2011 11:56:29 AM
nethawk00$25.0012/28/2011 11:29:11 AM
Tscheddar$25.0012/28/2011 1:24:52 PM
greenback-investor7$100.0012/28/2011 2:18:56 PM
Rogesparkguy$25.0012/28/2011 1:09:23 PM
currency-persimmon$25.0012/28/2011 2:23:47 PM
novice-speculator$25.0012/28/2011 2:27:54 PM
rupee-equation2$25.0012/28/2011 2:28:53 PM
bubb_hans$25.0012/28/2011 3:04:12 PM
Digs$25.0012/28/2011 3:15:34 PM
new-ore-venture$100.0012/28/2011 3:35:50 PM
a-restless-dollar$50.0012/28/2011 3:56:43 PM
principal-exec$25.0012/28/2011 3:44:09 PM
Watersports$50.0012/28/2011 4:23:14 PM
responsive-rate884$25.0012/28/2011 3:54:37 PM
courteous-platinum7$25.0012/28/2011 3:58:49 PM
happyinvallarta$50.0012/28/2011 4:03:52 PM
secobarbital$100.0012/28/2011 5:08:51 PM
contract-plasma0$25.0012/28/2011 5:19:35 PM
Horse-Lender$25.0212/28/2011 5:20:32 PM
lucrative-transparency0$100.0012/28/2011 5:27:13 PM
inventive-wealth2$25.0012/28/2011 5:31:39 PM
judson$25.0012/28/2011 5:29:19 PM
money-bauble$100.0012/28/2011 5:46:09 PM
Maetryx$42.0012/28/2011 5:39:15 PM
CashFlow13$100.0012/28/2011 5:42:39 PM
B-rad_the_Coug$25.0012/28/2011 5:52:44 PM
edaguy$75.0012/28/2011 5:47:53 PM
reward-excellency1$25.0012/28/2011 6:12:47 PM
calimanusa$30.0012/28/2011 5:48:22 PM
interest88$28.0012/28/2011 6:29:49 PM
brainy-repayment5$50.0012/28/2011 6:30:27 PM
sun818$25.0012/28/2011 5:59:07 PM
thomas16882004$25.0012/28/2011 6:52:31 PM
dollar-doughnut6$75.0012/28/2011 6:53:13 PM
CA-Lender$25.0012/28/2011 6:57:14 PM
compassionate-dime0$100.0012/28/2011 7:06:19 PM
SunnyMoney$25.0012/28/2011 7:52:56 PM
GCInvestments$30.0012/28/2011 8:01:23 PM
BzJ108$25.0012/28/2011 8:29:40 PM
riveting-credit5$100.0012/28/2011 7:57:45 PM
spike16$25.0012/28/2011 8:15:42 PM
loss-of-control$50.0012/28/2011 8:59:59 PM
smart-note9$25.0012/28/2011 7:46:07 PM
rbgnr111$25.0012/28/2011 9:12:37 PM
Loan_shark718$25.0012/28/2011 8:48:08 PM
SummitAdvisors$100.0012/28/2011 8:49:49 PM
investorrr$50.0012/28/2011 9:22:02 PM
prudent-bid3$25.0012/28/2011 8:24:43 PM
maal99$25.0012/28/2011 8:25:36 PM
JLChamberlain$25.0012/28/2011 10:36:03 PM
FFStar$25.0012/28/2011 9:42:30 PM
soulful-truth$7,000.0012/28/2011 10:29:36 PM
admirable-wealth$25.4412/28/2011 9:27:41 PM
propertytransformer$50.0012/28/2011 11:42:06 PM
LibbyZ$50.0012/28/2011 9:39:42 PM
danf2201$25.0012/28/2011 9:51:13 PM
bonus-seahorse$25.0012/28/2011 10:48:05 PM
market-maximizer472$100.0012/28/2011 10:05:37 AM
camaraderi-aspen$100.0012/24/2011 12:09:09 PM
enchanted-note$25.0012/24/2011 12:10:23 PM
Tradesmanlender$25.0012/24/2011 12:31:32 PM
cash-reaction2$50.0012/24/2011 12:33:19 PM
currency-agave$60.0012/24/2011 12:47:40 PM
DHolly$25.0012/24/2011 12:49:39 PM
BxRealtor$25.0012/24/2011 12:55:42 PM
TrustPlus$50.0012/24/2011 12:59:34 PM
bb575$50.0012/24/2011 1:08:21 PM
money-booster2$25.0012/24/2011 12:59:54 PM
zeeexsixare$50.0012/24/2011 3:00:57 PM
RKLFinancial$25.0012/24/2011 3:45:36 PM
intuitive-integrity9$50.0012/25/2011 12:19:32 PM
bountiful-durability$50.0012/25/2011 12:42:05 PM
AFairDeal$25.0012/26/2011 9:31:50 AM
intelligent-dedication9$100.0012/26/2011 10:44:28 AM
the-healthy-commitment$25.0012/26/2011 3:36:00 PM
fantastic-investment9$30.0012/26/2011 4:21:02 PM
successful-agreement7$100.0012/26/2011 5:22:43 PM
superb-funds335$25.0012/26/2011 5:47:06 PM
Interloper$50.0012/26/2011 7:27:50 PM
back-scratchers$50.0012/26/2011 8:41:48 PM
SimpleChoice$25.0012/27/2011 9:01:26 AM
CSAworker$25.0012/27/2011 8:37:26 AM
stuy1998$25.0012/27/2011 9:06:11 AM
iaffy$25.0012/27/2011 9:06:05 AM
worth-rocket0$25.0012/27/2011 10:23:13 AM
worth-quark7$25.0012/27/2011 11:37:58 AM
camaraderi-workhorse$25.0012/27/2011 1:43:31 PM
lender2611$25.0012/27/2011 5:16:07 PM
ricklip$100.0012/27/2011 5:23:32 PM
icontender$50.0012/28/2011 12:46:39 AM
generous-deal6$25.0012/28/2011 1:26:36 AM
ngmansfield$25.0012/27/2011 9:40:44 PM
MrUSC$25.0012/28/2011 4:06:50 AM
brainy-return234$25.0012/28/2011 9:38:51 AM
credit-wheel7$25.0012/28/2011 9:38:56 AM
gallant-economy9$50.0012/28/2011 9:54:32 AM
PhalanxBulldog$50.0012/28/2011 9:57:28 AM
lean-fund0$100.0012/28/2011 10:37:40 AM
scarlet-velvet$25.0812/28/2011 11:35:40 AM
smart-kindness8$100.0012/28/2011 1:56:24 PM
suave-dime6$25.0012/28/2011 1:23:56 PM
ethical-truth211$100.0012/28/2011 2:10:08 PM
MichaelProsper$25.0012/28/2011 12:59:37 PM
ethical-truth211$50.0012/28/2011 2:22:52 PM
calimanusa$50.2012/28/2011 1:12:57 PM
top-visionary-truth$25.0012/28/2011 2:37:21 PM
Prosp_Lender$50.0012/28/2011 3:28:03 PM
enriching-payout$25.0012/28/2011 3:36:55 PM
factcheck$50.0012/28/2011 4:28:57 PM
joelnet$250.0012/28/2011 4:45:33 PM
brightest-benjamins-onator$25.0012/28/2011 4:25:38 PM
enchanted-truth264$25.0012/28/2011 4:32:03 PM
x32248$25.0012/28/2011 5:10:10 PM
kindness-ace1$50.0012/28/2011 5:16:14 PM
pound-mushroom3$25.0012/28/2011 5:30:39 PM
the-silver-blaster$100.0012/28/2011 5:46:06 PM
the-auction-lotus$25.0012/28/2011 5:51:15 PM
enticing-rate9$25.0012/28/2011 6:32:34 PM
dapablotv$100.0012/28/2011 6:24:30 PM
income-buffalo1$200.0012/28/2011 6:53:38 PM
interest88$25.0012/28/2011 6:23:44 PM
Domgabriel$25.0012/28/2011 7:08:20 PM
heerzaquestion$25.0012/28/2011 7:10:55 PM
derec$25.0012/28/2011 6:49:31 PM
orange-influential-credit$50.0012/28/2011 7:41:50 PM
willwc6$50.0012/28/2011 7:46:15 PM
jescowa$50.0012/28/2011 8:01:39 PM
irrelevant$35.0012/28/2011 7:05:12 PM
ccclaireee333$100.0012/28/2011 8:19:53 PM
leverage-ectasy$25.0012/28/2011 8:52:00 PM
graceful-IRAinvestment$25.0012/28/2011 8:32:41 PM
payout-bridge$57.1112/28/2011 8:44:56 PM
the-magnetic-transaction$75.0012/28/2011 9:31:33 PM
Yomain$32.1512/28/2011 11:52:06 PM
Gordon_Gekko1$25.0012/28/2011 8:53:56 PM
wealth-fighter3$50.0012/28/2011 10:02:21 PM
vmh20035$35.0012/28/2011 11:03:12 PM
work4me$25.0012/28/2011 11:22:12 PM
agalt$125.0012/28/2011 9:31:05 PM
LibbyZ$50.0012/28/2011 9:41:23 PM
aztec$100.0012/28/2011 10:19:59 PM
dt_one$25.0012/28/2011 10:51:00 PM
175 Investments
 
Borrower Payment Dependent Notes Series 546408
This series of Notes was issued and sold upon the funding of the borrower loan #58102, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $157.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1999 Debt/Income ratio: 10%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:14y 3m
Amount delinquent: $0 Total credit lines: 35 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,056Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: ronho2001 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 33 ( 92% ) 740-759 (Latest)
Principal borrowed: $6,001.00< 31 days late: 3 ( 8% )  
720-739 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Paying off Credit Cards
Purpose of loan: Paying off Credit Cards
This loan will be used to...

My financial situation: Great
I am a good candidate for this loan because...I have taken out and paid back a Prosper loan in the past


Monthly net income: $6100
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$25.0012/23/2011 5:03:02 PM
MoneyForNothing$49.3312/23/2011 5:09:53 PM
LoanerPrincipal$25.0012/23/2011 5:07:41 PM
worth-blanket2$4,387.0912/23/2011 5:10:29 PM
superb-funds335$25.0012/23/2011 5:08:08 PM
green-trade-dolphin2$37.9112/23/2011 5:02:18 PM
hope-hickory8$25.0012/23/2011 5:06:15 PM
money-booster2$25.0012/23/2011 5:10:09 PM
8 Investments
 
Borrower Payment Dependent Notes Series 546434
This series of Notes was issued and sold upon the funding of the borrower loan #58093, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1999 Debt/Income ratio: 8%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:8y 3m
Amount delinquent: $0 Total credit lines: 7 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,704Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: knixfan78 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT CONSOLODATION
Purpose of loan:
This loan will be used to consolodate credit card loans.

My financial situation:
I am a good candidate for this loan because I am a federal law enforcement officer with good credit and a great work history. I have been employed with my agency for over 8 years. I recently paid off my vehicle loan 8 months early and my goal is to achieve a 750+ credit within 18 months.


Monthly net income: $2100-2800.00
Monthly expenses: $
Housing: $1100.00 per mos
Insurance: $2,600.00 per year
Car expenses: $0.00
Utilities: $125.00 per mos
Phone, cable, internet: $70.00 per mos
Food, entertainment: $150.00
Clothing, household expenses: $83.00+ per mos
Credit cards and other loans: $8,450.00
Other expenses: $98.00 misc
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$10,000.0012/23/2011 5:11:39 PM
1 Investments
 
Borrower Payment Dependent Notes Series 546458
This series of Notes was issued and sold upon the funding of the borrower loan #58027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2006 Debt/Income ratio: 29%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,162Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: No  
Screen name: delectable-currency137 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...
I have a good job and pay my bill on time.

Monthly net income: $3000
Monthly expenses: $1600
Housing: $550
Insurance: $150
Car expenses: $150
Utilities: $70
Phone, cable, internet: $60
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
R3vXX$25.0012/23/2011 5:22:12 PM
jkeller4000$25.0012/23/2011 5:24:32 PM
Investor_DP$100.0012/23/2011 5:15:21 PM
ricklip$100.0012/23/2011 5:32:57 PM
worthy-bid8$50.0012/23/2011 5:28:46 PM
jjswanso$100.0012/23/2011 5:42:59 PM
jmeasn$25.0012/23/2011 8:55:33 PM
penny-surgeon$25.0012/23/2011 8:51:16 PM
CA-Lender$25.0012/23/2011 6:51:01 PM
x32248$25.0012/23/2011 9:01:25 PM
Binan$35.0012/24/2011 4:01:58 AM
Domgabriel$25.0012/24/2011 4:55:34 AM
orange-preeminant-bill$25.0012/24/2011 6:09:21 AM
the-silver-blaster$100.0012/24/2011 5:58:33 AM
powerful-finance7$25.0012/24/2011 3:15:19 AM
SolarMoonshine$25.0012/24/2011 3:36:37 AM
TigerForce$25.0012/24/2011 7:12:31 AM
green-rate-futurist$25.0012/24/2011 7:47:00 AM
foothillender$25.0012/24/2011 7:51:33 AM
green28$75.0012/24/2011 8:17:45 AM
vutah$25.0012/24/2011 8:29:37 AM
Bob450$25.0212/24/2011 8:43:56 AM
nimble-money086$25.0012/24/2011 8:16:06 AM
CaptainBL$25.0012/24/2011 10:55:40 AM
goodhearted-generosity511$30.0012/24/2011 10:45:53 AM
grotheik$25.0012/24/2011 9:10:19 AM
note-mover9$25.0012/24/2011 9:31:43 AM
stock106$25.0012/24/2011 9:59:06 AM
econgineer$75.0012/24/2011 10:27:14 AM
credit-socrates648$1,251.9812/24/2011 11:11:00 AM
selector568$300.0012/23/2011 5:23:05 PM
golden-velocity9$25.0012/23/2011 5:08:24 PM
cattlebaron$25.0012/23/2011 6:50:09 PM
zeeexsixare$100.0012/23/2011 8:46:13 PM
Danjack_Capital$25.0012/23/2011 9:34:53 PM
penny-plato$25.0012/23/2011 7:01:21 PM
loanman2007$25.0012/24/2011 4:04:46 AM
first-pragmatic-power$25.0012/23/2011 11:27:50 PM
ethical-truth211$150.0012/24/2011 2:40:46 AM
deal-thinker7$50.0012/24/2011 6:18:57 AM
factcheck$35.0012/24/2011 1:20:54 AM
factcheck$50.0012/24/2011 1:25:43 AM
greenback-investor7$50.0012/24/2011 8:35:37 AM
ferdberfel$25.0012/24/2011 7:11:00 AM
gilbrear$25.0012/24/2011 9:03:43 AM
versatile-return3$50.0012/24/2011 9:05:04 AM
jga516$25.0012/24/2011 7:27:39 AM
investment-comet$25.0012/24/2011 7:43:35 AM
credit-missile$100.0012/24/2011 9:37:32 AM
top-investment-american$50.0012/24/2011 8:13:09 AM
ccclaireee333$25.0012/24/2011 10:28:25 AM
missing-link$25.0012/24/2011 10:43:27 AM
lendstats_com$198.0012/24/2011 9:09:46 AM
lasalle123$100.0012/24/2011 9:13:01 AM
credit-missile$25.0012/24/2011 9:38:31 AM
ccclaireee333$25.0012/24/2011 9:49:17 AM
56 Investments
 
Borrower Payment Dependent Notes Series 546460
This series of Notes was issued and sold upon the funding of the borrower loan #58124, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1997 Debt/Income ratio: 15%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 21 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $499Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: workingRN Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Expenses
Purpose of loan:
This loan will be used to finish paying for the my wedding expenses. We just have a few more things to pay for to make this the wedding that my fiance always dreamed off.

My financial situation:
I am a good candidate for this loan because I always pay my bills on time and I am always accountable for my debit.


Monthly net income: $ 6500
Monthly expenses: $ 4000
Housing: $ 1000
Insurance: $ 300
Car expenses: $ 733
Utilities: $ 150
Phone, cable, internet: $ 330
Food, entertainment: $ 500
Clothing, household expenses: $ 200
Credit cards and other loans: $ 500
Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worthy-bid8$50.0012/24/2011 12:06:13 PM
jkeller4000$25.0012/24/2011 12:17:05 PM
first-pragmatic-power$25.0012/24/2011 12:20:37 PM
golden-velocity9$25.0012/24/2011 12:26:04 PM
cash-reaction2$50.0012/24/2011 12:33:19 PM
scrappy-leverage6$25.0012/24/2011 12:30:52 PM
scrappy-diversification7$1,639.0012/24/2011 12:44:00 PM
worth-blanket2$1,600.0012/24/2011 12:45:15 PM
R3vXX$25.0012/24/2011 12:38:48 PM
rustysailor$30.0012/24/2011 12:40:45 PM
pdub$75.0012/24/2011 12:31:41 PM
affluence-generator2$125.0012/24/2011 12:10:40 PM
MarvintheMartian$25.0012/24/2011 12:18:11 PM
Danjack_Capital$25.0012/24/2011 12:07:39 PM
jjswanso$100.0012/24/2011 12:18:22 PM
Investor_DP$100.0012/24/2011 12:33:35 PM
thelovebug$56.0012/24/2011 12:52:57 PM
17 Investments
 
Borrower Payment Dependent Notes Series 546464
This series of Notes was issued and sold upon the funding of the borrower loan #58187, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $104.86
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1999 Debt/Income ratio: 7%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:5y 1m
Amount delinquent: $0 Total credit lines: 47 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $757Stated income:$75,000-$99,999
Delinquencies in last 7y: 7 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: bosox11978 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 100% ) 600-619 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
740-759 (May-2011)
 
Principal balance: $1,658.80 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
Consolidate Smaller Balances
Purpose of loan:
This loan will be used to consolidate a handful of smaller debts.

My financial situation:
I am a good candidate for this loan because I have stable work and always make on-time payments.


Monthly net income: $4500
Monthly expenses: $
Housing: $1000
Insurance: $100
Car expenses: $200
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $400
Credit cards and other loans: $200
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/23/2011 5:14:58 PM
R3vXX$25.0012/23/2011 5:11:25 PM
trade-burrito4$35.0012/23/2011 5:32:59 PM
tremendous-yield8$50.0012/23/2011 5:33:52 PM
TrustPlus$50.0012/23/2011 5:25:30 PM
Starica$248.0012/23/2011 5:40:23 PM
income-banjo$50.0012/23/2011 5:35:06 PM
SolarMoonshine$25.0012/23/2011 5:19:46 PM
boylezz$25.0012/23/2011 7:12:01 PM
wwwUniversal$25.0012/23/2011 5:38:05 PM
AF-Chief$25.0012/23/2011 5:24:09 PM
the-credit-den$25.0012/23/2011 6:07:54 PM
coasterman$25.0012/23/2011 6:47:39 PM
hillerod$25.2312/23/2011 8:09:57 PM
wise-balanced-moola$25.0012/23/2011 5:42:20 PM
secobarbital$100.0012/23/2011 5:42:36 PM
benefit-surfer$26.9412/23/2011 6:13:36 PM
penny-plato$25.0012/23/2011 6:57:31 PM
x32248$25.0012/23/2011 9:02:46 PM
ricklip$100.0012/23/2011 5:32:57 PM
managedfund$1,333.0012/23/2011 5:16:57 PM
processor115$25.0012/23/2011 5:33:03 PM
jkeller4000$100.0012/23/2011 5:25:10 PM
Dubbs360$250.0012/23/2011 5:39:01 PM
scrappy-leverage6$25.0012/23/2011 5:39:20 PM
worthy-bid8$50.0012/23/2011 5:28:46 PM
numero-uno4$25.0012/23/2011 5:30:27 PM
dime-hot-rod7$11.0412/23/2011 9:16:37 PM
corporatejim$45.7912/23/2011 7:47:10 PM
houli123$75.0012/23/2011 8:10:25 PM
grabtakeout$25.0012/23/2011 5:41:49 PM
31 Investments
 
Borrower Payment Dependent Notes Series 546470
This series of Notes was issued and sold upon the funding of the borrower loan #58088, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1994 Debt/Income ratio: 22%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 9 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: plentiful-integrity6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Miscellaneous funds
Purpose of loan:
This loan will be used to...purchase tires, place in savings

My financial situation:
I am a good candidate for this loan because...I have a steady job


Monthly net income: $3,000.00
Monthly expenses: $100.00
Housing: $500.00
Insurance: $103.00
Car expenses: $500.00
Utilities: $60.00
Phone, cable, internet: $95.00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $10.00
Other expenses: $N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/23/2011 5:10:26 PM
1 Investments
 
Borrower Payment Dependent Notes Series 546474
This series of Notes was issued and sold upon the funding of the borrower loan #58210, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $23,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-23-2011 
Term: 60 months Listing End date:  Dec-23-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $564.71
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-2002 Debt/Income ratio: 8%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:8y 4m
Amount delinquent: $0 Total credit lines: 14 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,396Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: capital-nucleus9 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to consolidate my higher interest home equity line of credit, credit cards and loans.

My financial situation:
I am a good candidate for this loan because I have good income, a low debt to income ratio and extremely good payment history. I am just looking to get my debts paid off faster and with lower interest. I am extremely grateful to those who choose to invest in my loan. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-booster2$25.0012/23/2011 5:10:10 PM
worth-blanket2$22,968.9912/23/2011 5:10:58 PM
green-trade-dolphin2$31.0112/23/2011 5:02:25 PM
3 Investments
 
Borrower Payment Dependent Notes Series 546484
This series of Notes was issued and sold upon the funding of the borrower loan #58022, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $79.38
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-2007 Debt/Income ratio: 11%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:16y 8m
Amount delinquent: $0 Total credit lines: 9 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,949Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: kind-adventurous-capital Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
720-739 (Mar-2011)
 
Principal balance: $1,679.32 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
motor needs rebuild 152k
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2200
Monthly expenses:
Housing: $540
Insurance: $110
Car expenses: $0
Utilities: $300
Phone, cable, internet: $175
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $250
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
yield-lion2$25.0012/24/2011 12:03:16 PM
wildguy$25.0012/24/2011 12:05:23 PM
mrxtravis$25.0012/24/2011 12:06:49 PM
LittleMingo$30.0012/24/2011 12:04:02 PM
nfx$40.0012/24/2011 12:18:25 PM
312-Lender$25.0012/24/2011 12:11:55 PM
Easystreet$25.0012/24/2011 12:26:39 PM
money-baron-Roth401k$50.0012/24/2011 12:15:38 PM
Wellman$25.0012/24/2011 12:30:04 PM
mercuriant$25.0012/24/2011 12:19:12 PM
money-baron$50.0012/24/2011 12:20:35 PM
managedfund$1,080.0012/24/2011 12:32:42 PM
golden-velocity9$25.0012/24/2011 12:26:05 PM
Ballybay$50.0012/24/2011 12:32:11 PM
worthy-bid8$50.0012/24/2011 12:06:15 PM
CoolPlexer$25.0012/24/2011 12:07:22 PM
gallant-economy9$50.0012/24/2011 12:11:10 PM
jjswanso$100.0012/24/2011 12:18:22 PM
Comoparklender$25.0012/24/2011 12:09:25 PM
first-pragmatic-power$25.0012/24/2011 12:20:37 PM
affluence-generator2$125.0012/24/2011 12:11:00 PM
superb-funds335$25.0012/24/2011 12:22:15 PM
red-power-pecan$50.0012/24/2011 12:24:41 PM
jkeller4000$25.0012/24/2011 12:17:06 PM
24 Investments
 
Borrower Payment Dependent Notes Series 546486
This series of Notes was issued and sold upon the funding of the borrower loan #58115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $131.98
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1992 Debt/Income ratio: 8%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 34 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $34,412Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: compassionate-rate Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff Medical bills & credit card
Purpose of loan:
This loan will be put toward nursing home care for my father that was owed after his death and to pay credit cards that are at a high interest rate of 19%.

I'd rather accelerate paying off these debts and not pay credit card company interest.

My financial situation:
I am a good candidate for this loan because am:
+ An IT Professional with a steady income.
+ I am current in all obligations
+ Never missed a house of car payment
+ Have paid off new car from 2003
+ Just finished Dave Ramsey course for Financial Peace, dedicating ourselves to living by our budget and using cash.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$31.3112/24/2011 12:02:17 PM
worthy-bid8$50.0012/24/2011 12:06:15 PM
roux$25.0012/24/2011 12:14:22 PM
jkeller4000$25.0012/24/2011 12:17:30 PM
indomitable-coin$25.0012/24/2011 12:26:55 PM
scrappy-leverage6$25.0012/24/2011 12:30:52 PM
pdub$75.0012/24/2011 12:31:41 PM
AFairDeal$25.0012/24/2011 12:08:37 PM
kenji4861$25.0012/24/2011 12:17:40 PM
market-solstice2$25.0012/24/2011 12:42:52 PM
worth-blanket2$3,600.0012/24/2011 12:46:06 PM
JustMee$25.0012/24/2011 12:37:42 PM
aabadabadoo$25.0012/24/2011 12:47:28 PM
miket71$18.6912/24/2011 12:48:01 PM
14 Investments
 
Borrower Payment Dependent Notes Series 546506
This series of Notes was issued and sold upon the funding of the borrower loan #58043, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $107.88
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: May-1992 Debt/Income ratio: 853%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 47 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $108,717Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: bazaar-forte9 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/24/2011 12:16:54 PM
ultimate-peace$25.0012/24/2011 12:03:43 PM
mrxtravis$25.0012/24/2011 12:06:50 PM
irrelevant$50.0012/24/2011 2:05:08 PM
ethical-truth211$25.0012/24/2011 3:14:14 PM
a-helping-hand$17.0012/24/2011 3:58:08 PM
managedfund$333.0012/24/2011 12:33:25 PM
worth-blanket2$2,000.0012/24/2011 12:44:43 PM
8 Investments
 
Borrower Payment Dependent Notes Series 546530
This series of Notes was issued and sold upon the funding of the borrower loan #58251, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $257.16
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1991 Debt/Income ratio: 32%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:6y 11m
Amount delinquent: $0 Total credit lines: 28 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,742Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: appetizing-economy0 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 91% ) 700-719 (Latest)
Principal borrowed: $7,500.00< 31 days late: 1 ( 9% )  
680-699 (Dec-2010)
700-719 (Nov-2010)
700-719 (Sep-2010)
 
Principal balance: $5,870.84 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Re-Finance Current Prosper Loan
Purpose of loan:
This loan will be used to refinance my current Prosper loan and pay off one additional high-interest credit card

My financial situation is much better than it was the last time I applied for a Prosper loan. I have used my loan consolidation with Prosper to actively pay down my debts and create more financial stability in my life. I am consistently working to achieve financial independence.

I am a good candidate for this loan because I have a proven track record of on time payments with Prosper. My payment history speaks for itself. I have paid my current loan consistently, and I want to re-finance the loan to obtain a better interest rate and save money.

My current monthly budget:

Income:
2600.00

Expenses

100 car
316.34 prosper
205 phone/internet
95 cable
1063 mortgage
100 car gas
200 utilities
350 other debt payments
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worthy-bid8$50.0012/24/2011 12:06:17 PM
AFairDeal$25.0012/24/2011 12:08:38 PM
DeltaComputerGuy$50.0012/24/2011 12:27:45 PM
indomitable-coin$25.0012/24/2011 12:26:55 PM
rmachi$25.0012/24/2011 12:31:52 PM
trade-burrito4$35.0012/24/2011 12:22:33 PM
minista$25.0012/24/2011 12:31:44 PM
GElender$40.0012/24/2011 12:37:53 PM
GCInvestments$25.0012/24/2011 12:37:11 PM
Clambake$25.0012/24/2011 12:43:41 PM
worth-blanket2$7,000.0012/24/2011 12:46:43 PM
Sneezie$88.5412/24/2011 12:48:28 PM
market-solstice2$25.0012/24/2011 12:42:52 PM
pdub$75.0012/24/2011 12:31:41 PM
gallant-economy9$50.0012/24/2011 12:11:11 PM
green-trade-dolphin2$36.4612/24/2011 12:02:15 PM
jkeller4000$100.0012/24/2011 12:17:42 PM
awwaww$25.0012/24/2011 12:19:09 PM
Cheburashka$25.0012/24/2011 12:22:04 PM
DadWarbucks$25.0012/24/2011 12:13:53 PM
kenji4861$25.0012/24/2011 12:17:40 PM
Tradesmanlender$25.0012/24/2011 12:31:32 PM
the-profit-oracle$25.0012/24/2011 12:41:32 PM
genius520$50.0012/24/2011 12:44:40 PM
life-is-great$25.0012/24/2011 12:47:35 PM
johngaltline$25.0012/24/2011 12:39:50 PM
jgar_O$25.0012/24/2011 12:43:24 PM
RgPro$25.0012/24/2011 12:43:50 PM
28 Investments
 
Borrower Payment Dependent Notes Series 546540
This series of Notes was issued and sold upon the funding of the borrower loan #58131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-2004 Debt/Income ratio: 17%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 10 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,550Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: Yes  
Screen name: glowing-velocity1 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Fresh start in 2012
Purpose of loan: debt consolidation
This loan will be used to... pay off credit card balances and car loan

My financial situation: average
I am a good candidate for this loan because my goal is to once and for all eliminate my credit card balances and the remaining 4 months on my auto loan. This loan, by eliminating my monthly payouts to various creditors would create a significant increase in positive cashflow , resulting in no longer needing to rely on credit cards for my living expenses. I work full time for the military and have deployed twice in support of Operation Enduring Freedom in the past 5 years. Now that my life has stablized, my plan is to live a credit free lifestyle and make my money work for me and not against me. This loan would be a means to that end.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worthy-bid8$50.0012/24/2011 12:06:18 PM
camaraderi-aspen$100.0012/24/2011 12:10:03 PM
jkeller4000$25.0012/24/2011 12:17:07 PM
cash-reaction2$50.0012/24/2011 12:33:22 PM
worth-blanket2$9,600.0012/24/2011 12:44:22 PM
first-pragmatic-power$25.0012/24/2011 12:20:38 PM
golden-velocity9$25.0012/24/2011 12:26:05 PM
scrappy-leverage6$25.0012/24/2011 12:30:54 PM
Investor_DP$100.0012/24/2011 12:33:37 PM
9 Investments
 
Borrower Payment Dependent Notes Series 546552
This series of Notes was issued and sold upon the funding of the borrower loan #58139, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-24-2011 
Term: 60 months Listing End date:  Dec-26-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $397.83
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1993 Debt/Income ratio: 32%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:19y 0m
Amount delinquent: $0 Total credit lines: 65 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,811Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: No  
Screen name: tough-integrity2 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 83% ) 640-659 (Latest)
Principal borrowed: $7,500.00< 31 days late: 2 ( 17% )  
680-699 (Nov-2010)
 
Principal balance: $5,367.68 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Debt Consolidation/U.S.M.C.
Purpose of loan:
This loan will be used to consolidate debt.

My financial situation:
I am a good candidate for this loan because have been in the U.S Marines for 19 years E-8. Make good money, not behind on any of my bills. I only want to consolidate some bills. I have no problem making payments.


Monthly net income: $80,000
Monthly expenses: $3,100
Housing: $500
Insurance: $85
Car expenses: $755
Utilities: $0
Phone, cable, internet: $160
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $900
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$125.0012/24/2011 12:10:50 PM
smart-gain$50.0012/24/2011 12:16:04 PM
312-Lender$25.0012/24/2011 12:13:23 PM
green-trade-dolphin2$29.7712/24/2011 12:02:21 PM
LittleMingo$25.0012/24/2011 12:10:20 PM
managedfund$1,333.0012/24/2011 12:32:55 PM
R3vXX$25.0012/24/2011 12:38:51 PM
credit-maple5$25.0012/24/2011 12:39:18 PM
yield-hut$28.0012/24/2011 12:39:47 PM
Investor_DP$100.0012/24/2011 12:33:27 PM
sunny-dough9$200.0012/24/2011 12:44:02 PM
EngineersAlliance$100.0012/24/2011 12:35:12 PM
life-is-great$25.0012/24/2011 12:47:35 PM
AF-Chief$25.0012/24/2011 12:49:07 PM
nickel-ferret$50.0012/24/2011 12:42:04 PM
rescue$100.0012/24/2011 12:50:44 PM
Kaj$25.0012/24/2011 12:51:00 PM
income-banjo$50.0012/24/2011 12:51:39 PM
riproaringrapids$25.0012/24/2011 12:51:45 PM
williemc44$25.0012/24/2011 12:54:54 PM
money-booster2$25.0012/24/2011 12:59:55 PM
selector568$300.0012/24/2011 1:00:57 PM
graceful-IRAinvestment$60.0012/24/2011 1:01:19 PM
626457$25.0012/26/2011 3:37:05 AM
CashCow-Moooo-la$56.8512/25/2011 11:44:29 PM
Paddington922$25.0012/25/2011 11:16:34 PM
Druidsoft$25.0012/25/2011 6:22:00 PM
platinum-czar$260.7112/25/2011 11:04:46 AM
a-unflappable-finance$100.0012/24/2011 10:40:53 PM
just-loyalty643$50.0012/24/2011 10:29:58 PM
maildude$32.3412/25/2011 8:03:05 AM
income-buffalo1$120.3112/25/2011 9:44:55 AM
bancoroyal$27.7312/25/2011 8:45:11 AM
moola-cell3$48.3212/24/2011 8:17:38 PM
new-auction-neutron$40.0012/24/2011 8:11:25 PM
trade-meridian9$32.0012/24/2011 7:54:03 PM
PropertyInvest$25.0012/25/2011 4:44:07 AM
TheGrayFox$25.0012/25/2011 12:36:35 AM
omniviper$25.0012/24/2011 10:59:16 PM
lendstats_com$300.0012/24/2011 5:35:40 PM
the-silver-blaster$1,000.0012/24/2011 9:45:53 PM
Munnie$25.0012/24/2011 8:49:26 PM
loss-of-control$100.0012/24/2011 8:19:30 PM
kindness-ace1$50.0012/24/2011 7:46:25 PM
Madmigel$28.8112/24/2011 2:13:30 PM
Tscheddar$25.0012/24/2011 5:38:43 PM
owhite2000$50.0012/24/2011 7:44:17 PM
the-payout-enclave$26.5612/24/2011 4:20:33 PM
GoingFishing$25.0012/24/2011 7:10:02 PM
loanman2007$100.0012/24/2011 1:20:05 PM
yield-seeker$25.0012/24/2011 4:17:09 PM
radiant-return$25.0012/24/2011 6:48:01 PM
RKLFinancial$25.0012/24/2011 3:42:58 PM
a-helping-hand$250.0012/24/2011 3:57:31 PM
zeeexsixare$200.0012/24/2011 2:55:44 PM
TheKid$25.0012/24/2011 2:30:38 PM
chameleon125$50.0012/24/2011 1:43:07 PM
halothane_logic$222.2212/24/2011 1:10:55 PM
RockpointCapital$100.0012/24/2011 1:28:04 PM
superb-marketplace422$25.0012/24/2011 1:10:22 PM
hope-hickory8$25.0012/24/2011 12:55:45 PM
brightest-affluence-motivator$42.0012/24/2011 1:04:27 PM
bazaar-festivity$25.0012/24/2011 1:04:25 PM
progressive-economy261$74.0012/24/2011 12:54:44 PM
kindness-ace1$50.0012/25/2011 10:41:14 PM
PatriotKnight$25.0012/25/2011 5:06:09 PM
onecooldrink$25.0012/25/2011 9:30:11 PM
CA-Lender$25.0012/25/2011 3:50:26 PM
promise2$25.0012/25/2011 9:23:02 PM
1willray$25.1012/25/2011 8:27:29 PM
Macgyver86$50.0012/25/2011 7:56:30 PM
slick8812$25.0012/25/2011 4:25:43 PM
TheCount$25.0012/25/2011 12:40:11 PM
loot-keeper0$25.0012/25/2011 3:58:25 PM
elegant-income3$50.0012/25/2011 3:45:51 PM
Feyenoord$30.0012/25/2011 2:07:30 PM
Sierrahh$25.0012/25/2011 12:25:36 PM
exciting-fairness$200.0012/25/2011 1:52:14 PM
CashFlow13$100.0012/25/2011 12:41:08 PM
Webpreneur$50.0012/25/2011 12:38:33 PM
famous-bid9$25.0012/25/2011 12:42:27 PM
Dubbs360$250.0012/25/2011 12:41:54 PM
processor115$25.0012/25/2011 12:18:34 PM
zippy-interest$25.0012/25/2011 12:32:58 PM
active-market$50.0012/25/2011 12:32:25 PM
witty-credit467$25.0012/25/2011 12:13:52 PM
escharfer$25.0012/25/2011 12:10:54 PM
hamster$25.0012/25/2011 12:23:22 PM
boo_hoo$50.0012/25/2011 12:20:45 PM
p2ploan-popcorn$25.0012/25/2011 11:33:56 AM
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designer_10$25.0012/25/2011 12:13:55 PM
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buyrite334$25.0012/25/2011 12:10:13 PM
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adir1$100.0012/25/2011 6:46:21 AM
maximizer$25.0012/25/2011 12:04:39 PM
graceful-investment$85.0012/25/2011 10:55:24 AM
reward-dynamo$50.0012/25/2011 9:36:39 AM
rascal867$27.8012/25/2011 11:37:55 AM
natdwg$30.0012/25/2011 8:40:09 PM
SRK_FROM_WA$400.0012/26/2011 5:19:46 AM
logical-loyalty0$44.6412/26/2011 2:09:36 AM
loanman2007$150.0012/26/2011 6:16:40 AM
hfpinc$25.0012/26/2011 5:41:25 AM
ChewyZ$25.0012/26/2011 7:35:36 AM
alpinaut$25.0012/26/2011 6:48:47 AM
mad-scientist418$25.0012/26/2011 7:48:07 AM
currency-persimmon$25.0012/26/2011 6:56:29 AM
llequire1$50.0012/26/2011 4:39:57 AM
vutah$25.0012/26/2011 8:38:05 AM
intrepid-loot$25.0012/26/2011 7:15:31 AM
cookie1208$321.8812/26/2011 9:21:14 AM
helpinghand63$25.0012/26/2011 9:17:56 AM
randsenterprise$25.0012/24/2011 12:15:06 PM
jkeller4000$25.0012/24/2011 12:17:19 PM
camaraderi-aspen$100.0012/24/2011 12:09:09 PM
pound-mushroom3$25.0012/24/2011 12:30:39 PM
cash-reaction2$50.0012/24/2011 12:33:22 PM
Brainworm$25.0012/24/2011 12:36:31 PM
melodious-fairness$25.0012/24/2011 12:38:06 PM
genius520$50.0012/24/2011 12:44:40 PM
CAGE-Investments$25.0012/24/2011 12:47:13 PM
wayman$25.0012/24/2011 12:39:38 PM
the-profit-oracle$25.0012/24/2011 12:41:32 PM
seabass123$25.0012/24/2011 12:50:56 PM
listing-vista$50.0012/24/2011 12:55:27 PM
javelin0$25.0012/24/2011 12:57:20 PM
TrustPlus$50.0012/24/2011 12:59:35 PM
bountiful-durability$50.0012/24/2011 1:00:02 PM
fcrick$25.0012/24/2011 1:01:00 PM
loyalty-sherpa$25.0012/24/2011 1:02:47 PM
passivesf$25.0012/24/2011 1:03:47 PM
R3vXX$25.0012/24/2011 1:04:26 PM
mennleo$50.0012/24/2011 1:04:00 PM
bid-czar8$100.0012/24/2011 12:56:52 PM
mikeandcat$341.4312/24/2011 1:29:47 PM
Eagledrop$25.0012/24/2011 2:28:06 PM
bonafide-cash$100.0012/24/2011 2:03:07 PM
Wilhan$50.0012/24/2011 2:45:43 PM
coldfuzion$45.3312/24/2011 2:55:09 PM
Digs$25.0012/24/2011 3:45:57 PM
ixoyefreak$29.0012/24/2011 3:08:56 PM
mtquan$25.0012/24/2011 1:04:04 PM
SolarMoonshine$25.0012/24/2011 3:27:34 PM
Longfellow20011$103.6512/24/2011 3:47:59 PM
income-plato$25.0012/24/2011 3:50:59 PM
think-become$25.0012/24/2011 1:46:37 PM
nestegg4e$25.0012/24/2011 2:29:37 PM
loot-heart$25.0012/24/2011 8:09:24 PM
deal-thinker7$50.0012/24/2011 7:17:04 PM
danf2201$50.0012/24/2011 3:40:48 PM
s270$25.7112/24/2011 8:42:36 PM
sensible-fund$25.0012/24/2011 4:37:50 PM
quarkyuzu$50.0012/24/2011 5:00:19 PM
gold-disk$25.0012/24/2011 5:01:22 PM
dime-vista2$25.0012/24/2011 11:01:33 PM
a-unflappable-finance$100.0012/24/2011 10:42:03 PM
quiksilver180$26.8812/24/2011 11:15:19 PM
Sixmil$100.0012/24/2011 10:52:00 PM
nimble-money086$25.0012/24/2011 6:40:02 PM
balance-matador5$25.0012/24/2011 11:12:46 PM
Gregger$25.0012/25/2011 5:23:41 AM
kulender$50.0012/25/2011 6:11:05 AM
UncleScroogeDMD$108.5812/25/2011 4:51:46 AM
l2fp$30.0012/24/2011 7:57:15 PM
4palmtrees$100.0012/24/2011 8:01:18 PM
Pizza-man$50.0012/25/2011 8:00:08 AM
coin-lesson3$27.1612/25/2011 11:18:57 AM
LimaGuy$106.0312/25/2011 12:21:52 AM
Frover$30.0012/25/2011 1:09:13 AM
ethical-truth211$300.0012/25/2011 3:53:46 AM
point-pinnacle$38.6512/25/2011 11:19:25 AM
AndChicksforFree$25.0012/25/2011 12:05:06 PM
cattlebaron$25.0012/25/2011 6:26:02 AM
integrity-coyote$25.0012/25/2011 12:08:59 PM
gold-lightning1$25.0012/25/2011 8:29:39 AM
Starica$251.0012/25/2011 12:16:46 PM
penny-plato$25.0012/25/2011 10:05:42 AM
ricklip$100.0012/25/2011 12:17:26 PM
Aldebtaran$25.0012/25/2011 11:04:39 AM
vigilance-portait5$50.0012/25/2011 12:33:12 PM
rcm87$50.0012/25/2011 12:33:39 PM
wwwUniversal$25.0012/25/2011 12:32:44 PM
studious-listing8$25.0012/25/2011 12:17:40 PM
OrioleOrchard$25.0012/25/2011 12:38:16 PM
prohelper$25.0012/25/2011 12:36:25 PM
intuitive-integrity9$50.0012/25/2011 12:19:32 PM
und-alum$25.0012/25/2011 12:20:08 PM
Fantom-Investor$25.0012/25/2011 1:00:29 PM
duty-explosion9$50.0012/25/2011 12:45:18 PM
4aBetterTomorrow$30.0012/25/2011 1:56:19 PM
Soothsayer$50.0012/25/2011 2:28:11 PM
secobarbital$100.0012/25/2011 12:24:18 PM
Flacap$50.0012/25/2011 2:04:31 PM
heart514$25.0012/25/2011 12:29:31 PM
responsive-value4$25.0012/25/2011 12:30:19 PM
Veggie_Monkey$25.0012/25/2011 4:25:31 PM
valiant-pound8$51.1712/25/2011 6:52:01 PM
Cash4U2also$37.3412/25/2011 5:43:21 PM
Earnest_Money$25.0012/25/2011 7:46:22 PM
dubois31$25.0012/25/2011 3:39:09 PM
nav1elt$50.0012/25/2011 10:40:36 PM
LendGuy$25.0012/25/2011 11:29:10 PM
factcheck$90.1212/25/2011 11:39:52 PM
Supernick$300.0012/25/2011 6:35:13 PM
matthewa$25.0012/25/2011 7:05:26 PM
justasoldier$40.0012/25/2011 7:11:55 PM
Ambassador$25.0012/26/2011 6:00:31 AM
mydogissocute$25.0012/26/2011 3:26:08 AM
mckhbnpc$50.0012/25/2011 9:37:40 PM
astute-benjamins$50.0012/26/2011 6:26:05 AM
houli123$50.7512/25/2011 11:04:14 PM
top-visionary-truth$25.0012/26/2011 7:01:37 AM
JCPlending$25.0012/26/2011 8:25:25 AM
planetibet$48.6912/26/2011 8:55:42 AM
natural-greenback6$25.0012/26/2011 9:06:38 AM
YosemiteSam$25.0012/26/2011 5:37:05 AM
the-discrete-income$100.0012/26/2011 6:27:58 AM
borquist$25.0012/26/2011 8:34:10 AM
unafraid-loan5$25.0012/26/2011 8:52:22 AM
ecstatic-kindness4$25.0012/26/2011 6:48:29 AM
Mont_Brinker$25.0012/26/2011 9:13:53 AM
standanddeliver$50.0012/26/2011 9:09:56 AM
bluehen00$25.0012/26/2011 9:04:45 AM
225 Investments
 
Borrower Payment Dependent Notes Series 546554
This series of Notes was issued and sold upon the funding of the borrower loan #58183, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-25-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $181.47
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1993 Debt/Income ratio: 14%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 19 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,178Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: ktgator127 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
funds for auto
Purpose of loan: used auto
This loan will be used to... purchase truck

My financial situation: good, no credit cards, only my half of mortgage, 900/month
I am a good candidate for this loan because...I will pay it off
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$27.5612/25/2011 12:02:20 PM
worthy-bid8$50.0012/25/2011 12:16:43 PM
income-banjo$25.0012/25/2011 12:16:49 PM
riproaringrapids$31.0012/25/2011 12:20:04 PM
jkeller4000$25.0012/25/2011 12:11:01 PM
AFairDeal$25.0012/25/2011 12:31:55 PM
top-courteous-peso$75.0012/25/2011 12:37:19 PM
DDPrime$50.0012/25/2011 3:32:34 PM
vutah$25.0012/25/2011 12:31:36 PM
hope-hickory8$25.0012/25/2011 3:09:59 PM
equallender$25.0012/25/2011 8:50:49 PM
imlosttoo$30.0012/25/2011 6:30:39 PM
worldly-kindness8$25.0012/25/2011 9:26:14 PM
auction-seeker$25.0012/26/2011 5:58:28 AM
roadtruck$50.0012/25/2011 10:36:55 PM
bfn311$25.0012/26/2011 4:13:12 AM
Pizza-man$50.0012/26/2011 7:22:59 AM
Trapman13$50.0012/26/2011 4:35:11 AM
dbs$25.0012/26/2011 9:33:03 AM
blue-lively-platinum$25.0012/26/2011 5:09:28 PM
ricklip$100.0012/26/2011 5:20:53 PM
jgar_O$25.0012/26/2011 5:20:44 PM
TrustPlus$50.0012/26/2011 5:26:31 PM
Thunder08$25.0012/26/2011 6:15:13 PM
designer_10$25.0012/26/2011 6:09:56 PM
P2P_Investor$2,000.0012/26/2011 10:00:38 PM
currency-collider9$25.0012/27/2011 7:20:29 AM
trevandtal$25.0012/27/2011 8:06:12 AM
nimble-money086$25.0012/27/2011 7:28:23 AM
wise_investor$41.7112/27/2011 8:22:07 AM
iaffy$25.0012/27/2011 9:06:06 AM
processor115$25.0012/27/2011 9:11:02 AM
factcheck$25.0012/27/2011 9:21:00 AM
wtrboy$25.0012/27/2011 9:55:24 AM
adir1$25.0012/27/2011 10:00:39 AM
worth-rocket0$25.0012/27/2011 10:23:14 AM
daisuke$50.0012/27/2011 12:05:24 PM
LianaB$100.0012/27/2011 12:52:25 PM
JnL$25.0012/27/2011 11:58:40 AM
ethical-truth211$50.0012/27/2011 1:56:20 PM
UncleSafety$73.5812/27/2011 3:05:23 PM
paul1$30.0012/27/2011 5:04:33 PM
myduck$40.0012/27/2011 5:55:32 PM
scrappy-leverage6$25.0012/25/2011 12:19:06 PM
intuitive-integrity9$50.0012/25/2011 12:19:33 PM
bb575$50.0012/25/2011 12:20:55 PM
BxRealtor$25.0012/25/2011 12:09:44 PM
Aimvest$25.0012/25/2011 12:21:30 PM
historic-balance5$25.0012/25/2011 12:22:22 PM
market-solstice2$25.0012/25/2011 12:31:16 PM
aabadabadoo$25.0012/25/2011 12:31:39 PM
tomdooley12520$25.0012/25/2011 1:14:29 PM
selector568$300.0012/25/2011 12:33:59 PM
a_salt_miner$25.0012/25/2011 8:04:22 PM
engaging-worth$25.0012/26/2011 10:24:48 AM
Bank_Of_XL$25.0012/26/2011 1:05:59 PM
phenomenal-gain5$25.0012/26/2011 2:38:58 PM
pinnacle10$25.0012/26/2011 11:57:28 AM
bankbuddy55$50.0012/26/2011 3:29:29 PM
fantastic-investment9$30.0012/26/2011 4:21:03 PM
Christus_Victor$25.5212/26/2011 4:51:32 PM
successful-agreement7$100.0012/26/2011 5:22:46 PM
nuclearmoose$50.0012/26/2011 5:23:29 PM
emphatic-responsibility$25.0012/26/2011 7:05:13 PM
thankful-nickel2$25.0012/27/2011 5:36:34 AM
Moneypenny6$25.0012/27/2011 8:00:23 AM
aspire2grow$25.0012/27/2011 8:50:33 AM
awwaww$25.0012/27/2011 9:06:45 AM
kenji4861$25.0012/27/2011 9:34:51 AM
GCInvestments$25.0012/27/2011 9:40:53 AM
Rider$100.9512/27/2011 10:38:22 AM
octoberfresh$25.0012/27/2011 12:04:02 PM
worth-quark7$25.0012/27/2011 11:40:05 AM
bubb_hans$100.0012/27/2011 12:31:19 PM
gold-position$25.0012/27/2011 1:13:10 PM
diverse-felicity7$50.0012/27/2011 2:39:25 PM
money-booster2$50.0012/27/2011 3:36:52 PM
money-booster2$25.0012/27/2011 3:37:14 PM
radforj22$25.0012/27/2011 3:05:50 PM
money-booster2$25.0012/27/2011 3:37:05 PM
green-robust-currency$75.0012/27/2011 5:25:26 PM
natural-trade7$54.6812/27/2011 6:07:31 PM
allbalooboy2$25.0012/27/2011 7:03:49 PM
NYBIZ$25.0012/27/2011 7:23:09 PM
scrooge2020$119.0012/27/2011 7:21:06 PM
wise-benjamins-fortress$25.0012/27/2011 7:17:31 PM
Law_Gator$25.0012/27/2011 8:39:35 PM
MusicandMedicine$21.0012/27/2011 8:41:29 PM
88 Investments
 
Borrower Payment Dependent Notes Series 546580
This series of Notes was issued and sold upon the funding of the borrower loan #58031, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-25-2011 
Term: 36 months Listing End date:  Dec-25-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $119.07
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-2006 Debt/Income ratio: Not calculated
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 16 Occupation: Student - College S...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,488Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 106%  
   Homeownership: No  
Screen name: QTC Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 72 ( 84% ) 600-619 (Latest)
Principal borrowed: $7,000.00< 31 days late: 14 ( 16% )  
600-619 (Aug-2011)
700-719 (Apr-2010)
700-719 (Jun-2008)
680-699 (Mar-2007)
 
Principal balance: $909.33 31+ days late: 0 ( 0% )
Total payments billed: 86  
Description
Auto Repair Loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because, I've always paid my debts and it isn't difficult to manage expenses with the lower payments.


Monthly net income: $ 850
Monthly expenses: $ 550
Housing: $400
Insurance: $185 2x per yr.
Car expenses: $80 per mo.
Utilities: $
Phone, cable, internet: $50
Food, entertainment: $60
Clothing, household expenses: $65
Credit cards and other loans: $150-200 (est.)
Other expenses: $40
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin$35.0212/25/2011 12:02:12 PM
ultimate-peace$150.0012/25/2011 12:03:26 PM
Danjack_Capital$25.0012/25/2011 12:11:04 PM
yield-lion2$25.0012/25/2011 12:03:19 PM
melodious-fairness$25.0012/25/2011 12:26:28 PM
fcrick$25.0012/25/2011 12:17:32 PM
the-silver-blaster$100.0012/25/2011 12:35:47 PM
money-baron-roth-IRA$50.0012/25/2011 12:36:23 PM
cash-reaction2$50.0012/25/2011 12:41:05 PM
Dubbs360$176.9812/25/2011 12:41:55 PM
Jack55304$200.0012/25/2011 12:23:42 PM
platinum-boss2$50.0012/25/2011 12:35:50 PM
AF-Chief$25.0012/25/2011 12:37:16 PM
AndChicksforFree$25.0012/25/2011 12:03:21 PM
diplomatic-wealth7$25.0012/25/2011 12:06:42 PM
Investor_DP$100.0012/25/2011 12:08:17 PM
jkeller4000$25.0012/25/2011 12:10:35 PM
GCInvestments$25.0012/25/2011 12:14:39 PM
richboy56$25.0012/25/2011 12:20:30 PM
GElender$40.0012/25/2011 12:08:27 PM
LittleMingo$30.0012/25/2011 12:10:01 PM
note-mover9$25.0012/25/2011 12:23:39 PM
ImNotSoDumb$25.0012/25/2011 12:26:39 PM
dedicated-transaction796$25.0012/25/2011 12:15:54 PM
worthy-bid8$50.0012/25/2011 12:16:44 PM
managedfund$1,333.0012/25/2011 12:37:38 PM
stepatatime-together$100.0012/25/2011 12:38:00 PM
blue-radiant-economy$100.0012/25/2011 12:39:16 PM
Star_Witness$85.0012/25/2011 12:39:58 PM
first-pragmatic-power$25.0012/25/2011 12:40:26 PM
30 Investments
 
Borrower Payment Dependent Notes Series 546582
This series of Notes was issued and sold upon the funding of the borrower loan #58270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-25-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $197.97
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1993 Debt/Income ratio: 8%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 17 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,860Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: No  
Screen name: progressive-benefit3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate holiday debts

My financial situation:
I am a good candidate for this loan because I clear $15000 AFTER taxes per month and can document this.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/25/2011 12:45:29 PM
green-trade-dolphin2$27.5612/25/2011 12:02:22 PM
worthy-bid8$50.0012/25/2011 12:16:44 PM
selector568$300.0012/25/2011 12:34:00 PM
Aimvest$25.0012/25/2011 12:21:30 PM
the-bright-velocity$25.0012/25/2011 12:39:47 PM
tomdooley12520$25.0012/25/2011 1:14:00 PM
elegant-income3$50.0012/25/2011 3:46:09 PM
bfn311$25.0012/26/2011 4:13:50 AM
blot44$25.0012/26/2011 8:19:06 AM
finance-symphony7$100.0012/26/2011 7:33:50 AM
dbs$25.0012/26/2011 9:33:03 AM
blue-useful-auction$25.0012/26/2011 4:07:35 PM
fantastic-investment9$30.0012/26/2011 4:21:04 PM
ricklip$100.0012/26/2011 5:20:53 PM
Thunder08$25.0012/26/2011 6:15:14 PM
emphatic-responsibility$25.0012/26/2011 7:05:13 PM
Domgabriel$25.0012/27/2011 3:56:18 AM
nikkiesgrandma$25.0012/27/2011 6:54:27 AM
Income-Scout$200.0012/27/2011 7:46:48 AM
trevandtal$25.0012/27/2011 8:06:12 AM
currency-collider9$25.0012/27/2011 7:20:30 AM
worth-rocket0$25.0012/27/2011 10:23:15 AM
income-safehouse9$100.0012/27/2011 11:32:38 AM
daisuke$50.0012/27/2011 12:05:24 PM
gold-position$25.0012/27/2011 1:13:11 PM
Cherrypicker$30.0012/27/2011 2:27:50 PM
HomerdohNY$25.0012/27/2011 4:32:11 PM
radforj22$25.0012/27/2011 3:08:57 PM
SolarMoonshine$25.0012/27/2011 3:27:41 PM
money-booster2$35.0012/27/2011 3:34:07 PM
newest-camaraderi-fir$50.0012/27/2011 5:14:19 PM
important-ore$150.0012/27/2011 5:08:23 PM
Wishmaker$100.0012/27/2011 5:11:08 PM
processor115$25.0012/27/2011 5:17:36 PM
blue-lively-platinum$25.0012/27/2011 5:36:29 PM
jgar_O$25.0012/27/2011 5:44:12 PM
cattlebaron$50.0012/27/2011 6:12:09 PM
reward-juniper6$25.0012/27/2011 7:40:41 PM
heerzaquestion$50.0012/27/2011 8:03:05 PM
wealth-fighter3$25.0012/27/2011 8:06:22 PM
newest-power-banker$75.0012/27/2011 6:59:33 PM
Law_Gator$50.0012/27/2011 8:33:59 PM
Bank42$38.3012/27/2011 8:52:51 PM
elephantparty$30.0012/27/2011 9:04:01 PM
Lo0se_mo0se$25.0012/27/2011 9:05:50 PM
equallender$25.0012/27/2011 8:19:05 PM
funds-juniper$25.0012/27/2011 8:35:43 PM
houli123$25.0012/27/2011 11:04:48 PM
lucrative-worth$127.0012/27/2011 9:43:50 PM
generous-deal6$25.0012/28/2011 1:26:42 AM
transparency-universe8$25.0012/28/2011 3:44:50 AM
MrUSC$25.0012/28/2011 4:06:51 AM
economy-mulberry7$50.0012/28/2011 4:17:31 AM
Dan4703$25.0012/28/2011 4:34:36 AM
gustavholstopus32$25.0012/28/2011 4:34:03 AM
income-banjo$25.0012/25/2011 12:16:49 PM
scrappy-leverage6$25.0012/25/2011 12:19:07 PM
intuitive-integrity9$50.0012/25/2011 12:19:34 PM
BxRealtor$25.0012/25/2011 12:09:44 PM
historic-balance5$25.0012/25/2011 12:22:22 PM
market-solstice2$25.0012/25/2011 12:31:17 PM
AFairDeal$25.0012/25/2011 12:31:55 PM
bb575$50.0012/25/2011 12:20:56 PM
superb-funds335$25.0012/25/2011 12:23:10 PM
roadtruck$50.0012/25/2011 10:36:56 PM
BigMac1953$25.0012/26/2011 6:58:39 AM
lawndude16$25.0012/26/2011 7:52:48 AM
Pizza-man$50.0012/26/2011 7:23:00 AM
cookie1208$400.0012/26/2011 9:28:57 AM
enriching-listing$25.0012/26/2011 11:58:28 AM
Christus_Victor$25.3412/26/2011 4:50:26 PM
riproaringrapids$35.0012/26/2011 5:23:09 PM
successful-agreement7$100.0012/26/2011 5:22:48 PM
nuclearmoose$50.0012/26/2011 5:23:30 PM
currency-agave$54.0012/26/2011 5:45:41 PM
BankofHank$55.0012/26/2011 9:21:00 PM
john0720$50.0012/27/2011 8:39:48 AM
GCInvestments$25.0012/27/2011 9:40:53 AM
kenji4861$25.0012/27/2011 9:34:52 AM
wtrboy$25.0012/27/2011 9:55:24 AM
worth-quark7$25.0012/27/2011 11:39:38 AM
bubb_hans$100.0012/27/2011 12:31:19 PM
Dubbs360$250.0012/27/2011 1:28:07 PM
janeybooboo$100.0012/27/2011 1:12:49 PM
ect_2k20$25.0012/27/2011 3:34:29 PM
kind-bid-antioxidant$28.6812/27/2011 4:49:39 PM
diverse-felicity7$50.0012/27/2011 2:39:25 PM
secobarbital$100.0012/27/2011 5:08:59 PM
CleverHat$43.2012/27/2011 5:11:27 PM
bill-expert$50.0012/27/2011 5:19:45 PM
vutah$35.0012/27/2011 5:21:52 PM
factcheck$50.0012/27/2011 5:24:01 PM
factcheck$85.0012/27/2011 5:25:03 PM
jebber007$35.0012/27/2011 5:18:42 PM
cr8on$50.0012/27/2011 5:31:09 PM
ccclaireee333$25.0012/27/2011 6:50:02 PM
julijask$50.0012/27/2011 7:12:10 PM
Johnab$26.0212/27/2011 7:38:36 PM
bold-deal-ringleader$25.0012/27/2011 8:03:12 PM
wise-benjamins-fortress$25.0012/27/2011 7:17:32 PM
cash-boots7$150.0012/27/2011 8:15:50 PM
optionscashflow$25.0012/27/2011 10:32:19 PM
ngmansfield$25.0012/27/2011 9:40:45 PM
notabanker$100.0012/27/2011 11:30:46 PM
daddysgotya$50.0012/27/2011 11:01:08 PM
intelligent-reward$25.0012/27/2011 11:06:58 PM
Supernick$100.0012/28/2011 12:12:52 AM
EverettFinancial$25.0012/27/2011 9:28:15 PM
a-finance-nirvana$25.0012/28/2011 2:59:43 AM
asian808$25.0012/28/2011 12:27:09 AM
thankful-nickel2$25.0012/28/2011 1:34:32 AM
icontender$50.0012/28/2011 12:46:40 AM
economy-mulberry7$50.0012/28/2011 4:16:21 AM
Phatt-Daddy$25.0012/28/2011 2:44:12 AM
LaBamba$100.0012/28/2011 4:07:18 AM
ddog0224$9.9012/28/2011 4:58:49 AM
117 Investments
 
Borrower Payment Dependent Notes Series 546586
This series of Notes was issued and sold upon the funding of the borrower loan #58152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.65% Listing Start date:  Dec-27-2011 
Term: 12 months Listing End date:  Dec-27-2011 
 
Lender yield: 13.96% Borrower rate/APR: 14.96% / 24.78% Monthly payment: $270.72
 
Lender servicing fee: 1.00% Effective Yield*: 13.65%  
Estimated return*: 6.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1991 Debt/Income ratio: 43%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:13y 11m
Amount delinquent: $0 Total credit lines: 35 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $66,291Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: gutierda70 Borrower's state: NewMexico Borrower's group: New Mexico
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 34 ( 97% ) 680-699 (Latest)
Principal borrowed: $25,000.00< 31 days late: 1 ( 3% )  
700-719 (Feb-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Paying off some bills...
Purpose of loan: Bill consolidation
This loan will be used to... pay off my B of A line of credit.

My financial situation: Employed and married. Wife is employed too.
I am a good candidate for this loan because...I have borrowed lots more in the past and paid it off on time


Monthly net income: $5,000
Monthly expenses: $4,500
Housing: $780
Insurance: $100
Car expenses: $460
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $3000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SimpleChoice$25.0012/27/2011 9:01:27 AM
yield-lion2$25.0012/27/2011 9:01:08 AM
investment-artist$31.0112/27/2011 9:06:13 AM
vutah$35.0012/27/2011 9:08:26 AM
successful-agreement7$100.0012/27/2011 9:11:30 AM
sharp-bill2$50.0012/27/2011 9:12:03 AM
nfx$40.0012/27/2011 9:12:04 AM
Feyenoord$30.0012/27/2011 9:15:55 AM
NekHoldings$25.0012/27/2011 9:02:38 AM
worthy-bid8$50.0012/27/2011 9:05:32 AM
AndChicksforFree$25.0012/27/2011 9:11:39 AM
Investor_DP$100.0012/27/2011 9:15:26 AM
equitable-p2ploan8$25.0012/27/2011 9:14:57 AM
worth-blanket2$2,593.9912/27/2011 9:16:19 AM
14 Investments
 
Borrower Payment Dependent Notes Series 546596
This series of Notes was issued and sold upon the funding of the borrower loan #58118, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-25-2011 
Term: 60 months Listing End date:  Dec-27-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $397.83
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1993 Debt/Income ratio: 31%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 26 Occupation: Postal Service
Public records last 12m / 10y: 2/ 3 Revolving credit balance: $14,874Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: f372000 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 70 ( 100% ) 680-699 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
660-679 (Aug-2008)
600-619 (Jun-2008)
640-659 (Aug-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 70  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt and payoff high interest credit cards.

My financial situation:
I am a good candidate for this loan because I have used Prosper before and completed all payments on time.


Monthly net income: $3600
Monthly expenses: $
Housing: $1060
Insurance: $185
Car expenses: $395
Utilities: $325
Phone, cable, internet: $250
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $375
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
312-Lender$25.0012/25/2011 12:02:02 PM
MoneyForNothing$59.0912/25/2011 12:02:36 PM
R3vXX$25.0012/25/2011 12:10:02 PM
green-trade-dolphin2$45.0212/25/2011 12:02:13 PM
AndChicksforFree$200.0012/25/2011 12:02:34 PM
tcpfan$25.0012/25/2011 12:21:11 PM
Kaj$25.0012/25/2011 12:31:34 PM
selector568$300.0012/25/2011 12:34:01 PM
responsive-value4$25.0012/25/2011 12:33:39 PM
Dubbs360$250.0012/25/2011 12:42:04 PM
cash-reaction2$50.0012/25/2011 12:41:05 PM
Feyenoord$30.0012/25/2011 2:08:34 PM
auction-seeker4$25.0012/25/2011 1:52:04 PM
LivingInvestments01$31.4512/25/2011 3:14:50 PM
exchange-squirrel$100.0012/25/2011 2:23:50 PM
hope-hickory8$25.0012/25/2011 3:08:58 PM
loot-keeper0$25.0012/25/2011 3:58:25 PM
AF-Chief$25.0012/25/2011 12:37:16 PM
MoneyForNothing$25.0012/25/2011 12:42:21 PM
Veggie_Monkey$25.0012/25/2011 4:25:31 PM
Champion_Lending$30.0012/25/2011 12:50:16 PM
r48$25.0012/25/2011 7:36:26 PM
lendstats_com$200.0012/25/2011 1:45:41 PM
InChicago$200.0012/25/2011 2:46:02 PM
careful-return0$25.0012/25/2011 8:30:57 PM
return-grizzly$100.0012/25/2011 8:04:56 PM
promise2$25.0012/25/2011 9:27:13 PM
zeeexsixare$50.0012/25/2011 9:29:35 PM
cello1$25.0012/25/2011 4:55:14 PM
Whatssofunnybout$32.5712/25/2011 6:42:21 PM
RainyDayFunds$25.0012/25/2011 7:36:43 PM
Macgyver86$50.0012/25/2011 7:57:50 PM
nimble-money086$25.0012/25/2011 8:06:59 PM
Gregger$25.0012/25/2011 8:57:13 PM
Smallbear$25.0012/26/2011 6:21:22 AM
The-Helper$40.0012/26/2011 3:46:42 AM
Christophe$25.0012/26/2011 7:48:16 AM
Whipster$50.0012/26/2011 5:53:15 AM
marwadi-62$100.0012/26/2011 7:13:51 AM
helpinghand63$25.0012/26/2011 9:17:57 AM
lamsabuy$100.0012/26/2011 9:23:03 AM
cookie1208$200.0012/26/2011 9:26:03 AM
rogue_monster$50.0012/26/2011 9:25:10 AM
fmvaulter$25.0012/26/2011 11:46:04 AM
icon7$50.0012/26/2011 11:55:39 AM
UBOtto186$100.0012/26/2011 10:27:09 AM
forthright-trade$25.0012/26/2011 10:33:07 AM
ddog0224$50.0012/26/2011 9:35:10 AM
bold-deal-ringleader$25.0012/26/2011 12:32:37 PM
chameleon125$75.0012/26/2011 2:11:40 PM
Vaanolo$25.0012/26/2011 12:12:14 PM
five-star-note$100.0012/26/2011 12:18:46 PM
hillerod$25.2612/26/2011 3:31:23 PM
jamiee73$25.0012/26/2011 11:39:42 AM
bonus-quark4$25.0012/26/2011 11:52:13 AM
elephantparty$30.0012/26/2011 4:03:39 PM
hogdriver$25.0012/26/2011 1:31:58 PM
CreditBuilder2$200.0012/26/2011 1:48:37 PM
cattlebaron$50.0012/26/2011 2:49:20 PM
fantastic-investment9$30.0012/26/2011 4:21:04 PM
processor115$25.0012/26/2011 5:05:47 PM
Eastern$50.0012/26/2011 4:10:39 PM
Munnie$50.0012/26/2011 5:20:02 PM
Byrd24$100.0012/26/2011 5:04:58 PM
successful-agreement7$100.0012/26/2011 5:22:49 PM
studious-listing8$25.0012/26/2011 5:09:53 PM
liberty-point$50.0012/26/2011 5:12:14 PM
javelin0$25.0012/26/2011 5:16:52 PM
riproaringrapids$25.0012/26/2011 5:23:19 PM
ricklip$100.0012/26/2011 5:20:54 PM
stuy1998$25.0012/26/2011 5:26:37 PM
wwwUniversal$25.0012/26/2011 5:44:50 PM
Lubava$50.0012/26/2011 6:01:48 PM
MikeB918$25.0012/26/2011 6:39:27 PM
real-return$25.0012/26/2011 5:56:07 PM
doopers$50.0012/26/2011 6:31:46 PM
kulender$50.0012/26/2011 6:47:54 PM
BleedPurple$50.0012/26/2011 7:22:37 PM
papaloha$100.0012/26/2011 7:53:32 PM
derec$25.0012/26/2011 9:06:51 PM
P2P_Investor$2,500.0012/26/2011 9:15:36 PM
Tizzo27$50.0012/26/2011 8:14:04 PM
s270$40.0012/26/2011 8:33:31 PM
kindness-ace1$50.0012/27/2011 12:08:01 AM
1-HARD-HEAD$300.0012/27/2011 3:15:39 AM
Rollshaft$26.0912/26/2011 9:30:43 PM
skillful-asset5$35.0012/27/2011 4:47:06 AM
RB_Double-A_Bravo$28.8512/27/2011 4:11:30 AM
thankful-nickel2$50.0012/27/2011 5:28:06 AM
nalaari$30.0012/27/2011 3:23:22 AM
SDD123$25.0012/27/2011 3:44:23 AM
contract-student2$70.0012/27/2011 6:15:12 AM
refined-return922$25.0012/27/2011 6:18:52 AM
Danylostefan$100.0012/27/2011 7:23:19 AM
jsnryn$50.0012/27/2011 7:09:00 AM
currency-collider9$25.0012/27/2011 7:20:30 AM
FarmersBank$25.0012/27/2011 7:23:00 AM
Investor_DP$100.0012/25/2011 12:07:53 PM
TrustPlus$50.0012/25/2011 12:09:52 PM
rescue$100.0012/25/2011 12:17:33 PM
intuitive-integrity9$50.0012/25/2011 12:19:34 PM
camaraderi-aspen$100.0012/25/2011 12:21:55 PM
LittleMingo$40.0012/25/2011 12:10:31 PM
jkeller4000$100.0012/25/2011 12:11:10 PM
melodious-fairness$25.0012/25/2011 12:26:28 PM
twjh$25.0012/25/2011 12:33:33 PM
income-banjo$25.0012/25/2011 12:16:50 PM
the-silver-blaster$100.0012/25/2011 12:35:47 PM
investmentgroup$25.0012/25/2011 12:37:05 PM
managedfund$1,333.0012/25/2011 12:37:38 PM
duty-explosion9$50.0012/25/2011 12:45:19 PM
Whitey$26.9512/25/2011 1:44:31 PM
quick$50.0012/25/2011 1:59:01 PM
LivingInvestments00$91.4712/25/2011 3:12:21 PM
EngineersAlliance$100.0012/25/2011 12:28:25 PM
Dusigrosz$100.0012/25/2011 3:07:40 PM
economy-popcorn$25.0012/25/2011 3:13:27 PM
sensible-fund$25.7612/25/2011 3:54:46 PM
Brisket_Bob$26.0012/25/2011 4:41:49 PM
japerk$25.0012/25/2011 5:22:22 PM
bountiful-durability$50.0012/25/2011 12:42:06 PM
enticing-capital6$50.0012/25/2011 12:43:57 PM
treasure-trader$26.3312/25/2011 7:00:20 PM
Tscheddar$25.0012/25/2011 7:40:52 PM
Soothsayer$25.0012/25/2011 2:32:46 PM
1willray$25.0012/25/2011 8:26:36 PM
Socorro_Capital_Partners$25.0112/25/2011 8:43:56 PM
silvercertificate$25.0012/25/2011 8:05:35 PM
Ranger_Investments$25.0012/25/2011 6:19:50 PM
LendGuy$25.0012/25/2011 11:29:10 PM
Moe87$25.0012/25/2011 7:04:07 PM
Eaglehigh$25.0012/26/2011 6:04:21 AM
626457$25.0012/26/2011 3:37:05 AM
the-discrete-income$72.9912/26/2011 6:34:41 AM
agalt$65.0012/25/2011 9:49:18 PM
kindness-ace1$50.0012/25/2011 10:21:24 PM
treasure-transformer9$28.0112/26/2011 6:53:35 AM
DoctorJoe$25.0012/26/2011 4:55:46 AM
Ambassador$63.0012/26/2011 6:01:05 AM
astute-benjamins$50.0012/26/2011 6:26:19 AM
loot-keeper0$25.0012/25/2011 11:14:47 PM
Rip128$60.0012/26/2011 7:44:58 AM
pednatjr$25.0012/26/2011 8:27:45 AM
mydogissocute$25.0012/26/2011 3:26:09 AM
secobarbital$100.0012/26/2011 9:07:02 AM
Pizza-man$50.0012/26/2011 7:23:01 AM
meers2000$27.3312/26/2011 5:49:37 AM
loanman2007$200.0012/26/2011 6:11:24 AM
PatriotKnight$25.0012/26/2011 7:12:01 AM
adir1$35.0012/26/2011 7:32:58 AM
pposFUNDing$34.2512/26/2011 9:29:55 AM
wise-silver-wonder$25.0012/26/2011 9:33:06 AM
asmithj$25.0012/26/2011 9:28:23 AM
officer8$25.0012/26/2011 10:08:35 AM
ddog0224$25.0012/26/2011 9:35:34 AM
letsmakeitsuccessful$25.0012/26/2011 9:40:04 AM
autonomous-dedication5$30.7612/26/2011 11:17:32 AM
elegant-loot$50.0012/26/2011 9:41:19 AM
sflash$25.0012/26/2011 11:48:11 AM
hitsman$50.0012/26/2011 11:49:52 AM
velocity-aurora$25.0012/26/2011 9:34:24 AM
enriching-listing$25.0012/26/2011 11:53:07 AM
sophisticated-return496$25.0012/26/2011 12:07:59 PM
tolerant-dinero2$25.0012/26/2011 10:22:35 AM
quest0$100.0012/26/2011 3:14:54 PM
powerlifter275$25.0012/26/2011 1:25:49 PM
the-healthy-commitment$25.0012/26/2011 3:36:01 PM
s270$38.0012/26/2011 3:41:02 PM
ronin4sale$50.0012/26/2011 2:28:51 PM
trade-elm$30.0012/26/2011 2:32:59 PM
seadrg$25.0012/26/2011 2:42:11 PM
showmethemoney22$50.0012/26/2011 3:44:07 PM
susurrus$200.0012/26/2011 2:18:49 PM
Weaverville$25.0012/26/2011 4:18:49 PM
GCLRWLoans$41.5912/26/2011 4:38:37 PM
mketelecom$25.0012/26/2011 4:43:57 PM
graceful-IRAinvestment$120.0012/26/2011 5:16:09 PM
well-mannered-income3$90.0012/26/2011 5:26:25 PM
SoyLover$25.0012/26/2011 5:28:30 PM
Starica$251.0012/26/2011 5:30:42 PM
igniter584$25.0012/26/2011 5:31:00 PM
lender2611$25.0012/26/2011 5:32:21 PM
diggingupward$25.0012/26/2011 5:41:25 PM
heart514$25.0012/26/2011 5:37:14 PM
worth-dandelion$100.0012/26/2011 6:26:40 PM
houli123$150.0012/26/2011 5:37:52 PM
danf2201$50.0012/26/2011 6:27:43 PM
carlover$25.0012/26/2011 8:22:43 PM
emphatic-responsibility$25.0012/26/2011 7:09:47 PM
mad-scientist0$50.0012/26/2011 9:03:54 PM
intrepid-loot$25.0012/26/2011 7:36:23 PM
treasure-expert$25.0012/26/2011 7:53:33 PM
Ringold$25.0012/26/2011 10:15:11 PM
vineet$38.9012/26/2011 10:52:08 PM
thoughtful-contract984$91.2612/27/2011 1:03:03 AM
moola-buddy$27.5012/26/2011 9:11:14 PM
Phatt-Daddy$50.0012/27/2011 2:40:40 AM
GolfPro2006$50.0012/27/2011 3:24:07 AM
Domgabriel$100.0012/27/2011 3:48:43 AM
ScottCapital$25.0012/27/2011 5:48:18 AM
Wilhan$50.0012/27/2011 5:51:37 AM
propertytransformer$75.0012/26/2011 10:42:10 PM
astro128$27.2912/27/2011 6:21:02 AM
healthy-rate3$50.0012/27/2011 6:55:06 AM
ethical-truth211$183.4912/27/2011 3:19:01 AM
nikkiesgrandma$25.0012/27/2011 6:51:47 AM
YosemiteSam$25.0012/27/2011 4:54:00 AM
range2$50.0012/27/2011 7:56:44 AM
blackstar$25.0012/27/2011 7:33:36 AM
best-hope-goat$16.7812/27/2011 7:58:05 AM
210 Investments
 
Borrower Payment Dependent Notes Series 546616
This series of Notes was issued and sold upon the funding of the borrower loan #58125, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $99.55
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1995 Debt/Income ratio: 34%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 21 / 16Length of status:7y 6m
Amount delinquent: $380 Total credit lines: 52 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,918Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: coinenstein0 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vutah$25.0012/26/2011 9:06:55 AM
scrappy-leverage6$25.0012/26/2011 9:08:47 AM
Danjack_Capital$25.0012/26/2011 9:03:25 AM
camaraderi-aspen$100.0012/26/2011 9:08:17 AM
ultimate-peace$150.0012/26/2011 9:03:34 AM
worth-blanket2$2,300.0012/26/2011 9:10:19 AM
6 Investments
 
Borrower Payment Dependent Notes Series 546640
This series of Notes was issued and sold upon the funding of the borrower loan #58116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $188.91
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jan-2000 Debt/Income ratio: 25%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 8Length of status:9y 5m
Amount delinquent: $0 Total credit lines: 27 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,008Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: bold-transaction-stronghold Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 4 On-time: 10 ( 100% ) 740-759 (Latest)
Principal borrowed: $33,000.00< 31 days late: 0 ( 0% )  
640-659 (Sep-2011)
740-759 (Jun-2011)
700-719 (Jan-2011)
680-699 (Oct-2010)
 
Principal balance: $0.08 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Consolidating My Debt
Purpose of loan:
This loan will be used to... Pay off some loans and credit cards with very high APR's. It's helpful to have one payment across all my debt.

My financial situation:
I am a good candidate for this loan because... I have had 3 prosper loans in the past and paid all of them off. If you invest with me it's a win-win situation.

I have never been late for a payment in my life.


Monthly net income: $12,000
Monthly expenses: $9,000
Housing: $2,450
Insurance: $300
Car expenses: $400
Utilities: $400
Phone, cable, internet: $500
Food, entertainment: $1500
Clothing, household expenses: $800
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
hyrolln$25.0012/26/2011 9:12:20 AM
AF-Chief$25.0012/26/2011 9:14:45 AM
CoolPlexer$25.0012/26/2011 9:18:31 AM
GCInvestments$25.0012/26/2011 9:19:58 AM
goodhearted-generosity511$50.0012/26/2011 9:21:03 AM
careful-note1$25.0012/26/2011 9:24:15 AM
ivy-league-MBA$25.0012/26/2011 9:26:26 AM
asmithj$25.0012/26/2011 9:28:24 AM
yield-lion2$100.0012/26/2011 9:15:09 AM
affluence-generator2$200.0012/26/2011 9:16:04 AM
managedfund$1,333.0012/26/2011 9:13:25 AM
top-payout-fixer$25.0012/26/2011 9:14:25 AM
helpinghand63$25.0012/26/2011 9:17:58 AM
Tradesmanlender$25.0012/26/2011 9:19:48 AM
Mont_Brinker$50.0012/26/2011 9:23:50 AM
proud-gold9$25.0012/26/2011 9:24:58 AM
rogue_monster$50.0012/26/2011 9:25:10 AM
sweet-exchange$25.0012/26/2011 9:26:12 AM
PLANECRASH$25.0012/26/2011 9:29:14 AM
RecoveryLender$25.0012/26/2011 9:14:45 AM
loanman2007$300.0012/26/2011 9:06:55 AM
golden-velocity9$25.0012/26/2011 9:17:13 AM
fabulous-community4$25.0012/26/2011 9:18:22 AM
Mont_Brinker$150.0012/26/2011 9:24:31 AM
steven3333$25.0012/26/2011 9:25:49 AM
macotra4$36.0012/26/2011 9:28:09 AM
trimwork99$25.0012/26/2011 9:14:51 AM
greenback-seagull2$50.0012/26/2011 9:17:50 AM
smloanbigresult$25.0012/26/2011 9:19:50 AM
Investor_DP$100.0012/26/2011 9:22:27 AM
cashhelp$25.0012/26/2011 9:23:42 AM
GElender$40.0012/26/2011 9:25:00 AM
credit-missile$135.0012/26/2011 9:26:59 AM
MoneyForNothing$25.0012/26/2011 9:12:52 AM
penny-plato$25.0012/26/2011 9:13:50 AM
affluence-generator2$115.0012/26/2011 9:15:02 AM
Kash2010lu$25.0012/26/2011 9:16:45 AM
lucrative-loan$50.0012/26/2011 9:21:02 AM
Gregger$25.0012/26/2011 9:22:13 AM
commerce-rumbler0$500.0012/26/2011 9:24:14 AM
Mont_Brinker$153.9712/26/2011 9:25:40 AM
commerce-rumbler0$1,000.0012/26/2011 9:26:21 AM
42 Investments
 
Borrower Payment Dependent Notes Series 546642
This series of Notes was issued and sold upon the funding of the borrower loan #58264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-26-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $294.63
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1992 Debt/Income ratio: 14%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:11y 3m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $107Stated income:$75,000-$99,999
Delinquencies in last 7y: 73 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: gentle-auction6 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Musical Instrument Purchase
Purpose of loan:
This loan will be used to purchase a musical instrument. This will have an immediate positive impact on our household income.

My financial situation:
I am a good candidate for this loan because I have a good steady income and am completely debt free as a result of my recent bankruptcy. I have made all payments on time since then, and have the resources to easily repay this loan.

Our combined household income in 2010 was 110,000. It is not likely to decline in the future. Monthly mortgage payments are $2500.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/26/2011 9:22:07 AM
roadtruck$50.0012/26/2011 9:12:04 AM
selector568$300.0012/26/2011 9:11:36 AM
AndChicksforFree$25.0012/26/2011 9:49:30 AM
Pizza-man$50.0012/26/2011 5:12:11 PM
javelin0$25.0012/26/2011 5:16:53 PM
emphatic-responsibility$25.0012/26/2011 7:14:28 PM
skillful-asset5$30.0012/27/2011 4:43:26 AM
trevandtal$25.0012/27/2011 8:06:12 AM
CSAworker$25.0012/27/2011 8:41:33 AM
ricklip$100.0012/27/2011 9:14:26 AM
kenji4861$25.0012/27/2011 9:34:53 AM
daisuke$50.0012/27/2011 12:05:24 PM
bubb_hans$100.0012/27/2011 12:31:20 PM
gold-position$25.0012/27/2011 1:13:11 PM
money-booster2$25.0012/27/2011 3:47:35 PM
return-owner$25.0012/27/2011 3:53:24 PM
paul1$30.2212/27/2011 5:01:18 PM
jebber007$45.0012/27/2011 5:13:57 PM
Dubbs360$250.0012/27/2011 5:44:00 PM
bold-deal-ringleader$25.0012/27/2011 7:57:23 PM
wealth-fighter3$25.0012/27/2011 8:05:01 PM
lean-investment$33.4912/27/2011 8:39:24 PM
cattlebaron$25.0012/27/2011 8:44:22 PM
generous-deal6$25.0012/28/2011 1:26:45 AM
broker048$25.0012/27/2011 11:23:57 PM
brightest-benjamins-onator$25.0012/28/2011 4:18:15 AM
credit-birch$34.0012/28/2011 8:54:42 PM
LibbyZ$50.0012/28/2011 9:38:10 PM
rapid-wealth7$25.0012/28/2011 9:37:24 PM
jsak74$25.0012/28/2011 10:29:31 PM
aztec$90.0012/28/2011 10:20:17 PM
debt-system880$25.0012/28/2011 8:04:27 PM
riveting-credit5$50.0012/28/2011 8:01:22 PM
x32248$25.0012/28/2011 9:29:42 PM
orange-influential-credit$50.0012/28/2011 7:40:38 PM
Gobsek$25.0012/28/2011 8:45:36 PM
paceme1$49.5012/28/2011 6:57:19 PM
RedantFinance$50.0012/28/2011 7:06:44 PM
creative-p2p0$50.0012/28/2011 6:55:27 PM
djs81$25.0012/28/2011 6:24:07 PM
objective-investor$250.0012/28/2011 6:06:31 PM
enticing-rate9$50.0012/28/2011 6:32:36 PM
edaguy$75.0012/28/2011 5:47:54 PM
Rockymtnhi$25.0012/28/2011 5:41:13 PM
dime-sprout$25.0012/28/2011 5:38:28 PM
godfather4u$200.0012/28/2011 5:37:44 PM
historic-balance5$25.0012/28/2011 5:28:03 PM
RockCrown$25.0012/28/2011 5:19:19 PM
stinvest$25.0012/28/2011 5:15:59 PM
adir1$25.0012/28/2011 5:12:53 PM
investment-kingdom$88.9112/28/2011 5:08:55 PM
PhalanxBulldog$50.0012/28/2011 5:09:24 PM
julijask$50.0012/28/2011 4:40:37 PM
Control$25.0012/28/2011 4:37:14 PM
-------Loaner$51.6612/28/2011 3:58:12 PM
pnace$50.0012/28/2011 3:50:14 PM
blue-radiant-economy$100.0012/28/2011 4:07:40 PM
courteous-platinum7$25.0012/28/2011 3:58:37 PM
damage$25.0012/28/2011 3:25:52 PM
unclejaef$25.0012/28/2011 3:34:33 PM
MoneyTree79$30.0012/28/2011 3:20:48 PM
mscomeaux$25.0012/28/2011 3:17:10 PM
blue111$25.0012/28/2011 3:12:05 PM
klinebarger$25.0012/28/2011 3:05:47 PM
encouraging-bazaar3$40.0012/28/2011 3:08:13 PM
flexible-income7$25.0012/28/2011 2:44:29 PM
upperdeck$25.0012/28/2011 3:08:05 PM
thorough-marketplace441$25.0012/28/2011 2:30:55 PM
smart-kindness8$100.0012/28/2011 1:58:08 PM
rlaboy$25.0012/28/2011 2:22:49 PM
Keystonekop$100.0012/28/2011 1:50:17 PM
cocopuffs$25.0012/28/2011 1:37:13 PM
High-flyer$25.0012/28/2011 2:07:43 PM
trustu$50.0012/28/2011 11:56:29 AM
orbital-dollar2$25.0012/28/2011 10:59:24 AM
wealth-fighter3$25.0012/28/2011 10:20:43 AM
indomitable-coin$25.0012/28/2011 9:58:55 AM
intuitive-integrity9$50.0012/28/2011 9:45:00 AM
leverage-monger$87.5712/28/2011 9:28:37 AM
dime-vista2$25.0012/28/2011 9:28:53 AM
Aimvest$25.0012/28/2011 9:17:55 AM
Invest_in_residual_income$25.0012/28/2011 7:32:11 AM
EJPiper$37.5212/28/2011 6:21:55 AM
kedia$91.1112/28/2011 7:18:25 AM
reward-excellency1$50.0012/28/2011 7:12:40 AM
first-class-yield9$50.0012/28/2011 6:25:32 AM
green-trade-dolphin2$32.6612/26/2011 9:02:14 AM
income-banjo$25.0012/26/2011 9:21:51 AM
vutah$25.0012/26/2011 9:29:13 AM
EngineersAlliance$125.0012/26/2011 5:10:42 PM
fantastic-investment9$30.0012/26/2011 4:21:05 PM
BxRealtor$25.0012/26/2011 5:26:21 PM
successful-agreement7$100.0012/26/2011 5:22:52 PM
riproaringrapids$35.0012/26/2011 5:23:10 PM
Leshan$25.0012/27/2011 8:45:45 AM
wtrboy$25.0012/27/2011 9:55:24 AM
worth-quark7$25.0012/27/2011 11:55:12 AM
diverse-felicity7$50.0012/27/2011 2:39:26 PM
important-ore$150.0012/27/2011 5:08:24 PM
secobarbital$100.0012/27/2011 5:08:59 PM
CleverHat$25.0012/27/2011 5:16:15 PM
cr8on$50.0012/27/2011 5:29:19 PM
julijask$25.0012/27/2011 7:09:57 PM
newest-power-banker$75.0012/27/2011 6:53:59 PM
Bigg_Lender$50.0012/27/2011 7:13:19 PM
icontender$50.0012/28/2011 12:46:40 AM
careful-note$66.2512/28/2011 1:33:07 AM
Techne_Funds_LLC$25.0012/28/2011 9:04:44 AM
evergreen16$150.0012/28/2011 8:59:57 AM
umfan123$25.0012/28/2011 9:13:16 AM
the-silver-blaster$100.0012/28/2011 9:36:34 AM
brainy-return234$25.0012/28/2011 9:38:52 AM
TrustPlus$50.0012/28/2011 9:42:46 AM
rate-welder8$25.0012/28/2011 10:50:49 AM
Oranje88$50.0012/28/2011 10:56:24 AM
investment-builder0$50.0012/28/2011 11:03:04 AM
investment-appraiser$50.0012/28/2011 1:28:43 PM
rate-sherpa$65.0012/28/2011 12:26:29 PM
intelligent-dedication9$200.0012/28/2011 12:05:02 PM
roadtruck$50.0012/28/2011 1:57:09 PM
currency-persimmon$30.0012/28/2011 2:15:45 PM
greenback-investor7$100.0012/28/2011 2:18:58 PM
astute-investment5$25.0012/28/2011 2:21:40 PM
ethical-truth211$250.0012/28/2011 2:23:57 PM
Jay0507$30.0012/28/2011 2:58:43 PM
factcheck$50.0012/28/2011 2:59:12 PM
regahj99$25.0012/28/2011 3:21:54 PM
Prosp_Lender$25.0012/28/2011 3:24:30 PM
the-enthralling-coin$25.0012/28/2011 3:53:40 PM
enriching-credit9$29.8612/28/2011 3:35:30 PM
gallant-economy9$25.0012/28/2011 4:38:42 PM
joelnet$250.0012/28/2011 4:40:31 PM
green-loyalty-cub$50.0012/28/2011 4:58:29 PM
Jubael$34.2512/28/2011 4:59:22 PM
nethawk00$25.0012/28/2011 5:12:22 PM
heart514$25.0012/28/2011 5:12:54 PM
thrilling-loyalty2$25.0012/28/2011 5:18:23 PM
dood2112$25.0012/28/2011 5:25:20 PM
inventive-wealth2$25.0012/28/2011 5:30:28 PM
processor115$25.0012/28/2011 5:39:51 PM
luminous-marketplace5$25.0012/28/2011 5:39:49 PM
B-rad_the_Coug$25.0012/28/2011 5:50:07 PM
sun818$25.0012/28/2011 6:00:08 PM
the-auction-lotus$25.0012/28/2011 5:51:16 PM
basis-wizard8$50.0012/28/2011 6:35:30 PM
golden-finance7$50.0012/28/2011 6:43:27 PM
ITExec$100.0012/28/2011 6:34:15 PM
dollar-doughnut6$50.0012/28/2011 6:35:12 PM
prudent-bid3$25.0012/28/2011 7:22:41 PM
IPlayOutsideTheBox$25.0012/28/2011 6:56:19 PM
jescowa$50.0012/28/2011 7:59:08 PM
GCInvestments$30.0012/28/2011 8:02:29 PM
mcgillis99$75.0012/28/2011 8:00:58 PM
spike16$25.0012/28/2011 8:15:43 PM
the-silver-blaster$400.0012/28/2011 7:45:36 PM
dinero-philosopher1$30.0012/28/2011 8:47:59 PM
KindCharmingReflective-affluence$25.0012/28/2011 9:23:03 PM
the-magnetic-transaction$75.0012/28/2011 9:31:33 PM
platinum-exec1$100.0012/28/2011 10:33:28 PM
BzJ108$25.0012/28/2011 8:30:25 PM
fair-openness4$25.0012/28/2011 9:53:21 PM
soulful-truth$3,000.0012/28/2011 10:23:48 PM
bigwig155$273.0012/28/2011 10:57:11 PM
adamdroker$25.0012/28/2011 10:10:27 PM
165 Investments
 
Borrower Payment Dependent Notes Series 546644
This series of Notes was issued and sold upon the funding of the borrower loan #58154, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $139.36
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1975 Debt/Income ratio: 43%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 11Length of status:35y 10m
Amount delinquent: $0 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,051Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: persistent-duty5 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to...Home improvement

My financial situation:
I am a good candidate for this loan because...I pay my bills on time


Monthly net income: $68,000
Monthly expenses: $
Housing: $800
Insurance: $
Car expenses: $400
Utilities: $100
Phone, cable, internet: $123
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
scrappy-leverage6$25.0012/26/2011 9:08:48 AM
camaraderi-aspen$100.0012/26/2011 9:08:17 AM
wonder3$40.0012/26/2011 9:05:11 AM
worth-blanket2$3,500.0012/26/2011 9:10:26 AM
4 Investments
 
Borrower Payment Dependent Notes Series 546648
This series of Notes was issued and sold upon the funding of the borrower loan #58204, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1985 Debt/Income ratio: 19%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 4 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: beertender01 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
missing-link$25.0012/26/2011 9:07:35 AM
worth-blanket2$2,000.0012/26/2011 9:09:20 AM
Danjack_Capital$25.0012/26/2011 9:02:15 AM
3 Investments
 
Borrower Payment Dependent Notes Series 546658
This series of Notes was issued and sold upon the funding of the borrower loan #58092, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $79.38
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Aug-2003 Debt/Income ratio: Not calculated
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 5 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: midaran Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 42 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,600.00< 31 days late: 0 ( 0% )  
640-659 (Jul-2010)
640-659 (Sep-2009)
 
Principal balance: $1,085.07 31+ days late: 0 ( 0% )
Total payments billed: 42  
Description
Ford Crown Victoria
Purpose of loan: Car Repair
This loan will be used to repair the rear axles, wheel bearings and a set of tires for my '03 Ford Crown Victoria.

My financial situation:
I am a good candidate for this loan because my financial situation has remained strong and stable through this turbulent economy. I do not live beyond my means and rarely borrow or use credit. However, the roadworthiness of my car is questionable due to axle and wheel bearing failure. I do not have the entire amount needed for the repairs. Also, my job as a Public Safety Officer at The University of Chicago is very secure. Thank you for taking time to read my loan request. Have a great New Year.


Monthly net income: $1,630.00
Monthly expenses: $996.00

Housing: $230.00
Insurance: $100.00
Car expenses: $300.00
Utilities: $0
Phone, cable, internet: $78.00
Food, entertainment: $160.00
Clothing, household expenses: $30.00
Credit cards and other loans: $73.00
Other expenses: $25.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/26/2011 5:01:27 PM
LittleMingo$30.0012/26/2011 5:02:24 PM
money-baron-Roth401k$50.0012/26/2011 5:13:58 PM
missing-link$25.0012/26/2011 5:16:34 PM
worthy-bid8$50.0012/26/2011 5:19:20 PM
truth-companion$25.0012/26/2011 5:14:56 PM
miked8303$25.0012/26/2011 5:15:07 PM
enticing-capital6$50.0012/26/2011 5:23:54 PM
ricklip$100.0012/26/2011 5:20:55 PM
mrxtravis$25.0012/26/2011 5:26:55 PM
money-baron$50.0012/26/2011 5:37:21 PM
platinum-boss2$50.0012/26/2011 5:30:16 PM
CoolPlexer$25.0012/26/2011 5:40:27 PM
richboy56$25.0012/26/2011 5:33:44 PM
marinbb$200.0012/26/2011 5:27:37 PM
compassion-expert$25.0012/26/2011 5:28:16 PM
first-pragmatic-power$25.0012/26/2011 5:31:51 PM
lakehavasu88$25.0012/26/2011 5:38:49 PM
camaraderi-aspen$100.0012/26/2011 5:41:59 PM
Dusigrosz$100.0012/26/2011 5:02:13 PM
MoneyForNothing$48.0312/26/2011 5:02:45 PM
luv4cycling$50.0012/26/2011 5:08:44 PM
GCInvestments$25.0012/26/2011 5:17:48 PM
successful-agreement7$100.0012/26/2011 5:22:53 PM
diplomatic-wealth7$25.0012/26/2011 5:25:52 PM
stuy1998$25.0012/26/2011 5:26:37 PM
well-rounded-payout0$50.0012/26/2011 5:32:40 PM
cash-reaction2$50.0012/26/2011 5:26:23 PM
jkeller4000$100.0012/26/2011 5:33:31 PM
AF-Chief$25.0012/26/2011 5:34:59 PM
Investor_DP$100.0012/26/2011 5:29:54 PM
SLN-10$100.0012/26/2011 5:24:50 PM
hope-hickory8$25.0012/26/2011 5:26:20 PM
Jack55304$200.0012/26/2011 5:38:58 PM
Star_Witness$85.0012/26/2011 5:27:21 PM
SolarMoonshine$25.0012/26/2011 5:32:33 PM
36 Investments
 
Borrower Payment Dependent Notes Series 546678
This series of Notes was issued and sold upon the funding of the borrower loan #58163, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-2000 Debt/Income ratio: 22%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 9Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 37 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,024Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: No  
Screen name: foxy-responsibility2 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Covering some bills
Purpose of loan: Hold me over with some bills that have added up for the holidays
This loan will be used to...

My financial situation: Stable
I am a good candidate for this loan because... I have a fulltime job that will allow me to payback this loan in a timely fashion. I have never missed a payment on any of my bills.


Monthly net income: $ 3500
Monthly expenses: $ 2200
Housing: $ 450
Insurance: $ 150
Car expenses: $ 600
Utilities: $ 200
Phone, cable, internet: $ 150
Food, entertainment: $ 350
Clothing, household expenses: $ 100
Credit cards and other loans: $ 100
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$250.0012/26/2011 9:03:44 AM
worth-blanket2$1,700.0012/26/2011 9:09:42 AM
Danjack_Capital$25.0012/26/2011 9:02:42 AM
camaraderi-aspen$100.0012/26/2011 9:08:18 AM
handy-justice$100.0012/26/2011 9:09:24 AM
scrappy-leverage6$25.0012/26/2011 9:08:49 AM
loanman2007$50.0012/26/2011 9:09:16 AM
7 Investments
 
Borrower Payment Dependent Notes Series 546682
This series of Notes was issued and sold upon the funding of the borrower loan #58293, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-1990 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 2 Current / open credit lines: 5 / 5Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 18 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 35 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: just-moola6 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Equipment upgrade and inventory
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/26/2011 9:09:12 AM
1 Investments
 
Borrower Payment Dependent Notes Series 546698
This series of Notes was issued and sold upon the funding of the borrower loan #58075, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $192.87
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1998 Debt/Income ratio: 10%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 10Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 21 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,644Stated income:$100,000+
Delinquencies in last 7y: 1 Bankcard utilization: 67%  
   Homeownership: No  
Screen name: helpful-credit2 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 16 ( 89% ) 680-699 (Latest)
Principal borrowed: $3,000.00< 31 days late: 2 ( 11% )  
640-659 (Jun-2010)
680-699 (Mar-2010)
 
Principal balance: $1,791.94 31+ days late: 0 ( 0% )
Total payments billed: 18  
Description
Consolidating some loans...
Purpose of loan:
Just trying to get some cash together to pay off some higher-interest cards and consolidate personal debt.

My financial situation:
I am a good candidate for this loan because I make a six-figure salary and I have never defaulted on any debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$6,000.0012/26/2011 9:10:30 AM
green-trade-dolphin2$28.0812/26/2011 9:02:19 AM
scrappy-leverage6$25.0012/26/2011 9:08:49 AM
3 Investments
 
Borrower Payment Dependent Notes Series 546722
This series of Notes was issued and sold upon the funding of the borrower loan #58159, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $85.70
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: May-1991 Debt/Income ratio: 349%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 5 Current / open credit lines: 4 / 2Length of status:1y 3m
Amount delinquent: $1,112 Total credit lines: 61 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 40 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: beckys927 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 600-619 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
740-759 (Jun-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Payoff Debt
Purpose of loan:
This loan will be used to pay off an existing debt consisting of credit card and medical bills.

My financial situation:
I am a good candidate for this loan because I paid off a previous Prosper loan through automatic payments each month. I just completed my MBA and plan to hopefully move into an assistant controller position within my company. I have worked for my company including its current entity for 11 years. I am a hard working individual trying to improve my financial situation. Thanks!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$25.0012/26/2011 5:03:24 PM
jhouman$50.0012/26/2011 5:08:46 PM
affluence-generator2$125.0012/26/2011 5:09:04 PM
worth-blanket2$2,000.0012/26/2011 5:11:16 PM
4 Investments
 
Borrower Payment Dependent Notes Series 546750
This series of Notes was issued and sold upon the funding of the borrower loan #58067, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2005 Debt/Income ratio: 96%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:16y 4m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,199Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: No  
Screen name: advantage513 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying down debt
Purpose of loan:
This loan will be used to...
Taxes,Pay Down on my credit card debt
My financial situation:
I am a good candidate for this loan because...


Monthly net income: $928.00
Monthly expenses: $544.00
Housing: $0
Insurance: $00
Car expenses: $ 0
Utilities: $0
Phone, cable, internet: $44.00
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $500.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$10,000.0012/26/2011 5:11:02 PM
1 Investments
 
Borrower Payment Dependent Notes Series 546758
This series of Notes was issued and sold upon the funding of the borrower loan #58063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $96.44
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1998 Debt/Income ratio: 16%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 11 / 6Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,998Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: Yes  
Screen name: kindness-generator0 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 760-779 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
680-699 (Feb-2011)
 
Principal balance: $2,495.80 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
pay off existing prosper loan
Purpose of loan:
This loan will be used to pay off existing prosper loan/refinance

My financial situation:
I am a good candidate for this loan because I have good credit and I pay my existing propser loan on time. Thank you for considering me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
indomitable-coin$25.0012/26/2011 5:06:52 PM
dpries123$25.0012/26/2011 5:08:33 PM
aabadabadoo$25.0012/26/2011 5:11:12 PM
worth-blanket2$2,900.0012/26/2011 5:11:12 PM
green-trade-dolphin2$27.3812/26/2011 5:02:25 PM
roadtruck$50.0012/26/2011 5:05:59 PM
intuitive-integrity9$50.0012/26/2011 5:10:15 PM
blue-lively-platinum$25.0012/26/2011 5:09:28 PM
8 Investments
 
Borrower Payment Dependent Notes Series 546770
This series of Notes was issued and sold upon the funding of the borrower loan #58140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $566.74
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1994 Debt/Income ratio: 30%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:21y 3m
Amount delinquent: $0 Total credit lines: 18 Occupation: Social Worker
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $13,562Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: No  
Screen name: tender-benefit2 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 17 ( 100% ) 660-679 (Latest)
Principal borrowed: $4,900.00< 31 days late: 0 ( 0% )  
700-719 (Jun-2010)
 
Principal balance: $2,991.31 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate all my credit accounts into one bill.

My financial situation:
I am a good candidate for this loan because I pay all bills on time and have a decent income with low expenses. I been on my Job with the Human Resource Administration for the City of New York for over 20 years. I have a 401k and money inside my pension funds. I currently have a prosper loan and never been late. I also current lawsuit that will be settling in the near future.


Monthly net income: $4300
Monthly expenses: $2075
Housing: $750
Insurance: $125
Car expenses: $
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
duty-explosion9$50.0012/26/2011 5:09:43 PM
wonder3$50.0012/26/2011 5:05:59 PM
careful-note1$25.0012/26/2011 5:08:55 PM
truth-companion$25.0012/26/2011 5:14:57 PM
worthy-bid8$50.0012/26/2011 5:19:20 PM
LittleMingo$25.0012/26/2011 5:07:33 PM
affluence-generator2$125.0012/26/2011 5:09:04 PM
money-bauble$37.0012/26/2011 5:30:39 PM
GCInvestments$25.0012/26/2011 5:17:49 PM
SolarMoonshine$25.0012/26/2011 5:32:15 PM
R3vXX$25.0012/26/2011 5:25:49 PM
AF-Chief$25.0012/26/2011 5:35:00 PM
hope-hickory8$25.0012/26/2011 5:29:35 PM
important-openness1$100.0012/26/2011 5:23:00 PM
lender2611$25.0012/26/2011 5:32:21 PM
commanding-treasure2$50.0012/26/2011 5:41:18 PM
well-mannered-income3$40.0012/26/2011 5:43:38 PM
danf2201$25.0012/26/2011 6:29:14 PM
affluence-generator2$25.0012/26/2011 5:53:13 PM
nimble-money086$25.0012/26/2011 6:43:03 PM
kulender$50.0012/26/2011 6:49:27 PM
managedfund$1,333.0012/26/2011 5:44:16 PM
cospilot$25.0012/26/2011 5:44:24 PM
Passionate_Nurse$25.0012/26/2011 5:47:27 PM
Mrs-Honeydew$25.0012/26/2011 6:45:15 PM
brightest-gain-investor$2,000.0012/26/2011 7:42:56 PM
triguy$1,498.1112/26/2011 7:47:09 PM
dammage$35.0012/26/2011 6:52:32 PM
BAEVentures$25.0012/26/2011 9:29:01 PM
P2P_Investor$2,500.0012/26/2011 8:38:55 PM
Ringold$25.0012/26/2011 10:17:12 PM
Interloper$50.0012/26/2011 9:45:48 PM
propertytransformer$30.0012/26/2011 10:43:51 PM
careful-return0$25.0012/26/2011 10:24:09 PM
BankerBoy414$33.7512/26/2011 8:50:20 PM
generous-deal6$50.0012/27/2011 12:03:43 AM
DoctorJoe$25.0012/27/2011 4:32:34 AM
Payout_Assured$26.8612/26/2011 9:42:20 PM
treasure-bliss$25.0012/27/2011 6:13:56 AM
contract-student2$40.0012/27/2011 6:16:05 AM
farchoir$25.0012/27/2011 6:21:55 AM
zeeexsixare$100.0012/27/2011 5:31:19 AM
kindness-ace1$50.0012/26/2011 11:55:24 PM
bold-deal-ringleader$25.0012/27/2011 3:58:49 AM
jasunshine$25.0012/27/2011 7:16:49 AM
loanman2007$175.0012/27/2011 4:19:41 AM
healer199$44.7212/27/2011 7:19:01 AM
gold-miser9$100.0012/27/2011 4:54:28 AM
lendstats_com$300.0012/27/2011 7:24:54 AM
top-visionary-truth$25.0012/27/2011 6:20:01 AM
currency-collider9$25.0012/27/2011 7:20:31 AM
SC2TX$50.0012/27/2011 6:37:47 AM
Leshan$100.0012/27/2011 8:14:18 AM
BigSkyFinancial$26.0012/27/2011 8:37:10 AM
john0720$25.0012/27/2011 8:38:26 AM
five-star-justice$32.0012/27/2011 7:25:39 AM
credit-missile$125.0012/27/2011 8:52:25 AM
Income-Scout$200.0012/27/2011 7:48:15 AM
RecoveryLender$26.9012/27/2011 9:00:46 AM
SimpleChoice$25.0012/27/2011 9:01:27 AM
wwwUniversal$25.0012/27/2011 9:06:36 AM
bbt210$25.0612/27/2011 9:22:29 AM
AndChicksforFree$25.0012/27/2011 9:18:40 AM
Starica$251.0012/27/2011 9:25:30 AM
1point21gigawatts$25.0012/27/2011 10:34:11 AM
exciting-fairness$200.0012/27/2011 11:00:24 AM
dollar-tornado3$50.0012/27/2011 10:39:46 AM
Bank42$25.0012/27/2011 9:56:58 AM
turbine373$25.0012/27/2011 11:42:53 AM
Steveoo1$100.0012/27/2011 11:22:31 AM
bullish2bearish$32.1012/27/2011 11:35:42 AM
peso-fortress$25.0012/27/2011 11:21:02 AM
kindness-festivity$25.0012/27/2011 11:23:52 AM
goalman55$25.0012/27/2011 11:32:35 AM
special-money$52.3612/27/2011 11:34:23 AM
Scotcha$50.0012/27/2011 12:47:51 PM
microeconomicwizadry$25.0012/27/2011 12:19:10 PM
icanhasloanz$100.0012/26/2011 5:05:39 PM
nellaelyob$25.0012/26/2011 5:06:39 PM
Reinadog9$25.0012/26/2011 5:10:26 PM
successful-agreement7$100.0012/26/2011 5:22:54 PM
extraordinary-silver5$25.0012/26/2011 5:35:02 PM
Investor_DP$100.0012/26/2011 5:29:43 PM
enticing-capital6$50.0012/26/2011 5:23:54 PM
zone6$100.0012/26/2011 6:03:51 PM
emphatic-responsibility$25.0012/26/2011 6:24:22 PM
GElender$40.0012/26/2011 5:46:06 PM
TennSquire$25.0012/26/2011 5:35:37 PM
prohelper$25.0012/26/2011 5:36:42 PM
heart514$25.0012/26/2011 5:37:14 PM
papaloha$50.0012/26/2011 6:42:31 PM
allbalooboy2$25.0012/26/2011 7:03:16 PM
nimble-revenue5$50.0012/26/2011 5:45:36 PM
113121$350.0012/26/2011 5:52:59 PM
worth-dandelion$100.0012/26/2011 6:26:42 PM
CA-Lender$25.0012/26/2011 7:23:11 PM
prudent-bid3$25.0012/26/2011 6:44:14 PM
irrelevant$50.0012/26/2011 7:05:12 PM
lucky2$25.0012/26/2011 10:14:33 PM
1willray$25.0012/26/2011 11:03:10 PM
s270$50.0012/26/2011 8:17:58 PM
vigorous-market5$100.0012/26/2011 11:18:49 PM
1-HARD-HEAD$25.0012/27/2011 3:20:44 AM
ddoneday$25.0012/27/2011 4:46:40 AM
Domgabriel$50.0012/27/2011 3:44:23 AM
sweetlan$25.0012/26/2011 11:50:30 PM
whatreality$35.0012/27/2011 6:25:04 AM
skillful-asset5$30.0012/27/2011 4:38:49 AM
american-investor$50.0012/27/2011 6:24:42 AM
Bujinkan1$25.0012/27/2011 8:04:25 AM
best-hope-goat$25.0012/27/2011 7:59:17 AM
Frover$25.0012/27/2011 7:10:01 AM
RLaumeyer$26.0012/27/2011 8:36:13 AM
PatriotKnight$25.0012/27/2011 8:38:01 AM
sensible-interest2$126.4412/27/2011 8:20:06 AM
graceful-investment$62.1912/27/2011 8:55:29 AM
natdwg$30.0012/27/2011 8:40:54 AM
processor115$25.0012/27/2011 9:11:02 AM
RoZu_Lending$200.0012/27/2011 9:03:28 AM
stuy1998$25.0012/27/2011 9:06:11 AM
secobarbital$100.0012/27/2011 9:10:07 AM
camaraderi-aspen$150.0012/27/2011 9:11:28 AM
factcheck$25.0012/27/2011 9:18:28 AM
Feyenoord$30.0012/27/2011 9:13:47 AM
klend4$25.0012/27/2011 9:19:21 AM
hillerod$25.2712/27/2011 9:21:24 AM
ChrisTJ$25.0012/27/2011 9:39:06 AM
87Marc$25.0012/27/2011 9:42:37 AM
forthright-trade$25.0012/27/2011 10:05:52 AM
SAMCRO$50.0012/27/2011 10:30:52 AM
SB94114$25.0012/27/2011 9:42:34 AM
chameleon125$25.0012/27/2011 10:26:46 AM
Rider$122.0012/27/2011 10:35:44 AM
benefit-trident$35.0012/27/2011 10:38:28 AM
penny-plato$25.0012/27/2011 10:06:02 AM
brandon612$28.0012/27/2011 10:59:52 AM
DHolly$31.0012/27/2011 10:14:27 AM
firewomin$25.0012/27/2011 11:08:14 AM
LetsDoThisTogether$206.1112/27/2011 12:00:39 PM
PXM-Financial$78.0012/27/2011 11:24:04 AM
quest0$50.0012/27/2011 12:14:59 PM
affluence-generator2$50.0012/27/2011 12:39:54 PM
agalt$125.0012/27/2011 11:57:18 AM
musegaze$99.0012/27/2011 12:51:38 PM
primed$7.1312/27/2011 1:06:46 PM
LianaB$50.0012/27/2011 12:51:41 PM
Jim33$25.0012/27/2011 12:56:30 PM
147 Investments
 
Borrower Payment Dependent Notes Series 546830
This series of Notes was issued and sold upon the funding of the borrower loan #58203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $107.88
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1995 Debt/Income ratio: 30%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 7 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $617Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: deal-friend8 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Teacher in progress
Purpose of loan:
This loan will be used to pay bills during my husbands student teaching time.

My financial situation:
I am a good candidate for this loan because my husband has taught in private schools for many years and is excited to get his state certification


Monthly net income:
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/27/2011 5:01:57 PM
worth-blanket2$2,500.0012/27/2011 5:09:40 PM
2 Investments
 
Borrower Payment Dependent Notes Series 546844
This series of Notes was issued and sold upon the funding of the borrower loan #58101, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $79.38
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1994 Debt/Income ratio: 30%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:15y 6m
Amount delinquent: $0 Total credit lines: 46 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,375Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: engaging-note0 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 21 ( 100% ) 620-639 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
660-679 (May-2011)
640-659 (Aug-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 21  
Description
Gettting Closer to Freedom
Purpose of loan: Pay off higher interest credit cards
This loan will be used to...same

My financial situation:
I am a good candidate for this loan because...I just paid off 2 Propser loans ahead of time. The first loan was paid off in approximately 16 months and the 2nd loan was paid off in approximately 5 months. I just need a little more help to get rid of some smaller debt taken care of right now.


Monthly net income: $2383.82
Monthly expenses: $300
Housing: $635
Insurance: $
Car expenses: $210
Utilities: $65
Phone, cable, internet: $45
Food, entertainment: $
Clothing, household expenses: $350
Credit cards and other loans: 100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
yield-lion2$150.0012/27/2011 9:01:21 AM
CA-Lender$50.0012/27/2011 9:03:51 AM
fabulous-community4$50.0012/27/2011 9:01:44 AM
credit-missile$135.0012/27/2011 9:02:47 AM
NekHoldings$25.0012/27/2011 9:02:09 AM
Danjack_Capital$25.0012/27/2011 9:01:22 AM
credit-missile$25.0012/27/2011 9:04:22 AM
lucrative-loan$75.0012/27/2011 9:02:01 AM
RoZu_Lending$1,000.0012/27/2011 9:02:41 AM
marinbb$100.0012/27/2011 9:03:08 AM
loanman2007$100.0012/27/2011 9:04:04 AM
loanman2007$15.0012/27/2011 9:04:42 AM
ultimate-peace$150.0012/27/2011 9:01:50 AM
handy-justice$100.0012/27/2011 9:02:28 AM
14 Investments
 
Borrower Payment Dependent Notes Series 546856
This series of Notes was issued and sold upon the funding of the borrower loan #58147, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $119.07
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-1999 Debt/Income ratio: 27%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 9 / 8Length of status:6y 5m
Amount delinquent: $0 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,129Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: cash-encore Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
660-679 (Oct-2010)
680-699 (May-2010)
 
Principal balance: $1,819.61 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
TK's 2012 Improvement Plan
Purpose of loan:
This loan will be used to... Assist in consolidating debt to become a more efficient.

My financial situation: Is good, secure. We are a two income household.
I am a good candidate for this loan because...I take pride in paying my debtor on time.


Monthly net income: $ 2,714
Monthly expenses: $ 2000 (Total of Below)
Housing: $250.
Insurance: $75
Car expenses: $75
Utilities: $250
Phone, cable, internet: $148
Food, entertainment: $ 300
Clothing, household expenses: $ 150
Credit cards and other loans: $ 350
Other expenses: $ 400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Kash2010lu$25.0012/27/2011 5:09:38 PM
handy-justice$100.0012/27/2011 5:08:04 PM
LittleMingo$25.0012/27/2011 5:04:34 PM
managedfund$1,333.0012/27/2011 5:06:33 PM
worth-blanket2$2,950.0012/27/2011 5:11:19 PM
trumpeter5$25.0012/27/2011 5:05:30 PM
jkeller4000$100.0012/27/2011 5:10:09 PM
7 Investments
 
Borrower Payment Dependent Notes Series 546862
This series of Notes was issued and sold upon the funding of the borrower loan #58080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-27-2011 
Term: 60 months Listing End date:  Dec-27-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $227.64
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1994 Debt/Income ratio: 85%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 6Length of status:6y 1m
Amount delinquent: $0 Total credit lines: 47 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,052Stated income:$1-$24,999
Delinquencies in last 7y: 7 Bankcard utilization: 29%  
   Homeownership: Yes  
Screen name: dinero-linkage1 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $1131
Monthly expenses: $0
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
CA-Lender$25.0012/27/2011 9:04:55 AM
worth-blanket2$6,875.0012/27/2011 9:16:04 AM
successful-agreement7$100.0012/27/2011 9:11:31 AM
Investor_DP$100.0012/27/2011 9:15:38 AM
4 Investments
 
Borrower Payment Dependent Notes Series 546898
This series of Notes was issued and sold upon the funding of the borrower loan #58280, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-27-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 24.89% Borrower rate/APR: 25.89% / 28.49% Monthly payment: $448.13
 
Lender servicing fee: 1.00% Effective Yield*: 24.30%  
Estimated return*: 15.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jun-1994 Debt/Income ratio: 47%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 9Length of status:15y 3m
Amount delinquent: $0 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,237Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: Yes  
Screen name: payment-observatory3 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 680-699 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
720-739 (Jun-2011)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 1  
Description
Consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2000.00
Monthly expenses: $0
Housing: $0
Insurance: $
Car expenses: $313.00
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
happy-return4$25.0012/27/2011 5:04:11 PM
managedfund$1,333.0012/27/2011 5:06:34 PM
lender2611$25.0012/27/2011 5:16:09 PM
successful-agreement7$100.0012/27/2011 5:27:11 PM
fortytwo$86.0012/27/2011 5:26:36 PM
zeeexsixare$300.0012/27/2011 5:48:39 PM
frugalinvestor20$25.0012/27/2011 5:50:42 PM
ccclaireee333$25.0012/27/2011 6:48:38 PM
desertoasis$25.0012/27/2011 7:05:33 PM
wealth-competitor$25.0012/27/2011 7:03:13 PM
gain-butterfly$25.0012/27/2011 7:20:35 PM
wealth-fighter3$25.0012/27/2011 8:05:51 PM
Law_Gator$25.0012/27/2011 8:39:38 PM
heerzaquestion$50.0012/27/2011 8:24:47 PM
eloquent-bill6$25.0012/27/2011 11:36:38 PM
matthewa$25.0012/27/2011 10:35:07 PM
Anny-Disco$25.0012/28/2011 12:00:07 AM
CleverHat$50.0012/28/2011 4:53:04 AM
Easystreet$25.0012/28/2011 4:43:32 AM
treasure-bliss$25.0012/28/2011 4:49:23 AM
zeeexsixare$50.0012/28/2011 5:21:53 AM
deal-thinker7$50.0012/28/2011 6:40:03 AM
suave-dime6$25.0012/28/2011 6:43:27 AM
irrelevant$50.0012/28/2011 6:05:20 AM
income-buffalo1$100.0012/28/2011 6:22:42 AM
DiligentiaLLC$25.0012/28/2011 7:40:17 AM
Bank_Of_XL$25.0012/28/2011 8:57:46 AM
350DGRZ$25.0012/28/2011 9:06:54 AM
Leshan$100.0012/28/2011 9:09:21 AM
best-charming-leverage$50.0012/28/2011 9:10:55 AM
meadow48$25.0012/28/2011 9:12:47 AM
asmithj$25.0012/28/2011 9:21:46 AM
melodious-fairness$25.0012/28/2011 9:26:32 AM
money-surge1$25.0012/28/2011 9:33:10 AM
dime-vista2$25.0012/28/2011 9:33:22 AM
life-is-great$25.0012/28/2011 9:30:41 AM
maganda1963$25.0012/28/2011 9:38:33 AM
important-openness1$100.0012/28/2011 9:31:16 AM
bid-czar8$100.0012/28/2011 9:41:52 AM
p2ploan-lion$25.0012/28/2011 9:40:35 AM
graceful-investment$60.0012/28/2011 9:40:48 AM
suk200$25.0012/28/2011 9:43:56 AM
AF-Chief$25.0012/28/2011 9:48:58 AM
ommcd$25.0012/28/2011 9:50:07 AM
finance-prescription$100.0012/28/2011 9:41:48 AM
loan-fate$50.0012/28/2011 9:50:54 AM
rocker137$50.0012/28/2011 9:45:34 AM
ursus$33.0012/28/2011 9:55:29 AM
coin-investor$25.0012/28/2011 9:57:17 AM
rakstar$25.0012/28/2011 9:59:06 AM
legend717$25.0012/28/2011 9:58:42 AM
secobarbital$100.0012/28/2011 10:06:10 AM
genuine-integrity0$25.0012/28/2011 10:19:44 AM
rescue$100.0012/28/2011 10:07:44 AM
tender-commerce8$41.0012/28/2011 10:08:45 AM
wealth-fighter3$25.0012/28/2011 10:19:39 AM
DreDub$50.0012/28/2011 11:19:52 AM
orbital-dollar2$25.0012/28/2011 10:59:43 AM
friendinmoney$25.0012/28/2011 11:35:24 AM
Rogesparkguy$25.0012/28/2011 1:07:22 PM
Ron_Paul_4_Pres_2012$27.2312/28/2011 1:54:07 PM
trustu$50.0012/28/2011 11:56:30 AM
organic-responsibility60$50.0012/28/2011 1:13:40 PM
hookUup$33.2212/28/2011 2:13:48 PM
janeybooboo$75.0012/28/2011 1:41:44 PM
astute-investment5$25.0012/28/2011 2:20:51 PM
moola-flag4$65.0012/28/2011 2:14:08 PM
happylender999$49.6812/28/2011 2:36:44 PM
greenback-investor7$100.0012/28/2011 2:19:02 PM
vigorous-moola0$50.0012/28/2011 3:08:27 PM
flexible-income7$30.0012/28/2011 2:47:08 PM
Agonbiew$75.0012/28/2011 3:01:26 PM
Importexport$273.0012/28/2011 3:01:48 PM
klinebarger$25.0012/28/2011 3:05:00 PM
commerce-renewal$200.0012/28/2011 3:18:40 PM
camaraderi-aspen$150.0012/27/2011 5:11:48 PM
R3vXX$25.0012/27/2011 5:19:19 PM
worth-dandelion$100.0012/27/2011 5:13:06 PM
truth-companion$25.0012/27/2011 5:26:18 PM
affluence-generator2$100.0012/27/2011 5:38:23 PM
orange-preeminant-bill$25.0012/27/2011 5:38:45 PM
Investor_DP$100.0012/27/2011 5:49:47 PM
social-trumpet$25.0012/27/2011 6:53:51 PM
SolarMoonshine$25.0012/27/2011 6:03:08 PM
Bob450$25.0212/27/2011 6:25:41 PM
Pasagam$50.0012/27/2011 6:42:08 PM
blue-radiant-economy$100.0012/27/2011 8:35:28 PM
340$25.0012/27/2011 9:41:28 PM
generous-deal6$25.0012/28/2011 1:26:56 AM
shawnw2$35.0012/28/2011 1:38:43 AM
MrUSC$25.0012/28/2011 4:09:16 AM
transparency-universe8$60.0012/28/2011 3:41:20 AM
IIP77$25.0012/28/2011 5:01:05 AM
Zuzu$25.0012/28/2011 4:06:17 AM
Bobtep23$100.0012/28/2011 7:06:05 AM
Dubbs360$250.0012/28/2011 7:24:52 AM
yank918$50.0012/28/2011 7:36:48 AM
bonus-quark4$25.0012/28/2011 7:38:38 AM
juan-juan$25.0012/28/2011 7:45:16 AM
wealth-revolutionary$25.0012/28/2011 7:51:58 AM
tearsnstone$25.0012/28/2011 7:46:14 AM
burntxsoul$25.0012/28/2011 9:05:55 AM
KarmaBum77$25.0012/28/2011 9:07:43 AM
vegibenz$25.0012/28/2011 9:18:19 AM
principal-cooker2$25.0012/28/2011 9:20:55 AM
hopethisworks$25.0012/28/2011 9:20:43 AM
money-bauble$100.0012/28/2011 9:24:18 AM
Comoparklender$25.0012/28/2011 9:31:31 AM
listing-trapper3$50.0012/28/2011 9:40:53 AM
Daneistes$42.0012/28/2011 9:42:10 AM
social-cocktail1$200.0012/28/2011 9:39:27 AM
oldmora$50.0012/28/2011 9:51:39 AM
yield-trader$25.0012/28/2011 9:51:21 AM
shmb6508$50.0012/28/2011 9:54:24 AM
handshake5$100.0012/28/2011 9:56:46 AM
qwsd12$50.0012/28/2011 9:57:01 AM
wizard750$28.0012/28/2011 10:00:08 AM
bnlforever$25.0012/28/2011 9:52:16 AM
gallant-economy9$50.0012/28/2011 9:54:32 AM
nimble-revenue5$50.0012/28/2011 10:07:24 AM
the-profit-oracle$25.0012/28/2011 10:05:32 AM
hidavehi$39.0012/28/2011 10:09:15 AM
economy-coup$50.0012/28/2011 10:01:25 AM
bonFire8$28.0012/28/2011 10:01:47 AM
Kaj$25.0012/28/2011 10:04:47 AM
commerce-banker$25.5012/28/2011 10:39:43 AM
order-pony8$57.5612/28/2011 10:55:44 AM
kindness-ace1$50.0012/28/2011 10:58:08 AM
jebber007$50.0012/28/2011 11:43:37 AM
Lender97$25.0012/28/2011 11:08:15 AM
wild_carrot$25.0012/28/2011 1:03:59 PM
Weaverville$25.0012/28/2011 11:56:51 AM
intelligent-dedication9$50.0012/28/2011 12:03:19 PM
Engineer44$40.0012/28/2011 1:15:45 PM
edaguy$100.0012/28/2011 1:52:10 PM
LKN2RTR$25.0012/28/2011 2:01:24 PM
ethical-truth211$200.0012/28/2011 2:07:02 PM
moola-flag4$27.7312/28/2011 2:14:35 PM
brightest-gain-investor$2,000.0012/28/2011 12:59:44 PM
intelligent-repayment8$2,000.0012/28/2011 2:01:57 PM
High-flyer$25.0012/28/2011 2:09:29 PM
finance-rocket2$25.0012/28/2011 2:14:16 PM
rupee-equation2$25.0012/28/2011 2:28:56 PM
smart-kindness8$50.0012/28/2011 1:57:32 PM
ronin4sale$25.0012/28/2011 2:15:56 PM
five-star-bonus6$63.1612/28/2011 3:03:58 PM
lovely-greenback4$50.0012/28/2011 3:04:08 PM
novice-speculator$25.0012/28/2011 2:21:30 PM
thorough-marketplace441$25.0012/28/2011 2:32:20 PM
keichi03$30.0012/28/2011 3:00:28 PM
top-visionary-truth$25.0012/28/2011 2:35:25 PM
dedicated-diversification5$37.6712/28/2011 2:38:08 PM
factcheck$50.0012/28/2011 2:57:26 PM
P2P_Investor$1,870.2312/28/2011 3:19:25 PM
return-beeper$35.0012/28/2011 3:06:11 PM
smart-kindness8$25.0012/28/2011 3:11:54 PM
lucrative-transparency0$50.0012/28/2011 3:09:10 PM
bubb_hans$100.0012/28/2011 3:13:08 PM
158 Investments
 
Borrower Payment Dependent Notes Series 546908
This series of Notes was issued and sold upon the funding of the borrower loan #58241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1992 Debt/Income ratio: 17%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 5 Current / open credit lines: 12 / 7Length of status:7y 0m
Amount delinquent: $13,022 Total credit lines: 33 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $33,771Stated income:$100,000+
Delinquencies in last 7y: 35 Bankcard utilization: 123%  
   Homeownership: Yes  
Screen name: witty-hope3 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt

My financial situation:
I am a good candidate for this loan because...I earn a good salary but i have a few outstanding debts i would like to consolidate


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/27/2011 5:09:18 PM
1 Investments
 
Borrower Payment Dependent Notes Series 546912
This series of Notes was issued and sold upon the funding of the borrower loan #58157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Mar-1996 Debt/Income ratio: 36%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 2Employment status:Other
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,513Stated income:$25,000-$49,999
Delinquencies in last 7y: 17 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: duty-ninja Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 600-619 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
660-679 (Jan-2011)
 
Principal balance: $3,452.96 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
I can pay you rather than the citi.
Purpose of loan:
This loan will be used to...
consolidate credit cards
My financial situation: Wells Fargo
I am a good candidate for this loan because...I am a proven customer with Prosper


Monthly net income: $2070
Monthly expenses: $0
Housing: $0
Insurance: $0
Car expenses: $50
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $600
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
handy-justice$100.0012/27/2011 5:01:56 PM
jkeller4000$100.0012/27/2011 5:10:09 PM
worth-blanket2$3,900.0012/27/2011 5:10:24 PM
3 Investments
 
Borrower Payment Dependent Notes Series 546920
This series of Notes was issued and sold upon the funding of the borrower loan #58344, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jun-1993 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 4 Current / open credit lines: 3 / 2Length of status:14y 3m
Amount delinquent: $10,333 Total credit lines: 34 Occupation: Investor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,205Stated income:$50,000-$74,999
Delinquencies in last 7y: 16 Bankcard utilization: 75%  
   Homeownership: Yes  
Screen name: heartpounding-yield5 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
business improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/27/2011 5:10:44 PM
1 Investments
 
Borrower Payment Dependent Notes Series 546926
This series of Notes was issued and sold upon the funding of the borrower loan #58189, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Apr-1990 Debt/Income ratio: 33%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 6 / 6Length of status:5y 6m
Amount delinquent: $36,514 Total credit lines: 35 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 29 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: Bellasmom Borrower's state: Washington Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
560-579 (Jan-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Looking to consolidate.
Purpose of loan:
I am going to use this loan to consolidate the last of my credit card bills. In the past two years I have finally taken control of my finanaces and would love to pay off my last two credit cards. Working hard to become debt free!!

My financial situation:
I am a good candidate for this loan because I have a good job with reliable income.


Monthly net income: $ 4,700.00
Monthly expenses: $
Housing: $ 850.00
Insurance: $ 140.00
Car expenses: $ 400.00
Utilities: $ 150.00
Phone, cable, internet: $ 60.00
Food, entertainment: $ 500.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$100.0012/27/2011 5:07:57 PM
trumpeter5$50.0012/27/2011 5:02:23 PM
jkeller4000$100.0012/27/2011 5:10:10 PM
worth-blanket2$3,950.0012/27/2011 5:10:19 PM
4 Investments
 
Borrower Payment Dependent Notes Series 546934
This series of Notes was issued and sold upon the funding of the borrower loan #58158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $401.82
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1994 Debt/Income ratio: 41%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:32y 5m
Amount delinquent: $0 Total credit lines: 46 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,610Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: Bailey4225 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 680-699 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
640-659 (Mar-2011)
 
Principal balance: $12,032.75 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Refi Existing Prosper Loan 10% less
Purpose of loan:
This loan will be used to...Refinance existing loan

My financial situation:
I am a good candidate for this loan because...Make my payments every month, and I'm just trying to take advantage of the offer Prosper has made me to refinance my current loan saving 10% on the interest rate!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.3812/27/2011 5:02:31 PM
jkeller4000$100.0012/27/2011 5:10:10 PM
worth-blanket2$12,469.6212/27/2011 5:10:29 PM
roadtruck$50.0012/27/2011 5:06:12 PM
AFairDeal$25.0012/27/2011 5:07:03 PM
GElender$40.0012/27/2011 5:10:21 PM
6 Investments
 
Borrower Payment Dependent Notes Series 546952
This series of Notes was issued and sold upon the funding of the borrower loan #58199, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,200.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $111.86
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1990 Debt/Income ratio: 30%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:6y 2m
Amount delinquent: $0 Total credit lines: 26 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,176Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: orange-cerebral-bid Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 90% ) 720-739 (Latest)
Principal borrowed: $7,500.00< 31 days late: 1 ( 10% )  
740-759 (Feb-2011)
 
Principal balance: $5,742.43 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Trying to get a lower interest rate
Purpose of loan: lower interest rate
This loan will be used to pay off an existing credit card balance

My financial situation: good
I am a good candidate for this loan because I pay off my debt. just paid off two loans: one was a car loan.


Monthly net income: $5,500
Monthly expenses: $500
Housing: $1300
Insurance: $100
Car expenses: $100
Utilities: $220
Phone, cable, internet: $paid via company
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $paid via company
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/27/2011 5:07:13 PM
managedfund$1,333.0012/27/2011 5:06:35 PM
GElender$40.0012/27/2011 5:10:22 PM
jkeller4000$25.0012/27/2011 5:09:51 PM
worth-dandelion$100.0012/27/2011 5:13:07 PM
scrappy-leverage6$25.0012/27/2011 5:21:04 PM
penny-plato$25.0012/27/2011 5:21:23 PM
Investor_DP$100.0012/27/2011 5:49:39 PM
frugalinvestor20$25.0012/27/2011 5:55:24 PM
SolarMoonshine$25.0012/27/2011 5:56:42 PM
phenomenal-gain5$25.0012/27/2011 6:53:41 PM
newest-power-banker$100.0012/27/2011 6:57:38 PM
vutah$35.0012/27/2011 5:51:13 PM
Reliance_Banker$30.0012/27/2011 6:22:19 PM
commitment-farm$45.0012/27/2011 7:38:17 PM
Johnab$25.0212/27/2011 7:30:37 PM
wealth-fighter3$25.0012/27/2011 8:05:37 PM
newest-justice-bear$25.0012/27/2011 8:14:57 PM
LimaGuy$25.0012/27/2011 8:16:04 PM
allbalooboy2$25.0012/27/2011 7:07:11 PM
Asset-Builder$36.0012/27/2011 8:17:18 PM
julijask$50.0012/27/2011 7:11:31 PM
mindful-deal289$15.5812/27/2011 8:20:08 PM
Thunder08$26.5912/27/2011 7:21:21 PM
hope-hickory8$25.0012/27/2011 7:36:48 PM
Vaanolo$25.0012/27/2011 7:57:19 PM
radforj22$50.0012/27/2011 8:00:42 PM
scarlet-velvet$25.0812/27/2011 8:08:48 PM
green-trade-dolphin2$28.7312/27/2011 5:02:33 PM
successful-agreement7$100.0012/27/2011 5:27:12 PM
worthy-bid8$50.0012/27/2011 5:31:29 PM
kenji4861$25.0012/27/2011 5:25:45 PM
market-solstice2$25.0012/27/2011 5:45:28 PM
the-bright-velocity$25.0012/27/2011 5:42:11 PM
trade-burrito4$35.0012/27/2011 5:43:09 PM
JedClampett$75.0012/27/2011 6:43:12 PM
ccclaireee333$25.0012/27/2011 6:50:55 PM
kindness-ace1$50.0012/27/2011 6:59:30 PM
first-pragmatic-power$25.0012/27/2011 5:51:21 PM
trumpeter5$25.0012/27/2011 5:57:51 PM
papaloha$300.0012/27/2011 6:10:18 PM
Gobsek$25.0012/27/2011 7:58:07 PM
CatbirdBanking$25.0012/27/2011 7:08:41 PM
optionscashflow$25.0012/27/2011 8:14:40 PM
44 Investments
 
Borrower Payment Dependent Notes Series 546954
This series of Notes was issued and sold upon the funding of the borrower loan #58208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Feb-1995 Debt/Income ratio: 22%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 13Length of status:6y 7m
Amount delinquent: $3,217 Total credit lines: 27 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $18,679Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: decisive-loot120 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 4 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
700-719 (Aug-2011)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 4  
Description
Consolidate
Purpose of loan:
This loan will be used to...Pay bills

My financial situation:
I am a good candidate for this loan because...I will be able to repay it in 3 months


Monthly net income: $4000
Monthly expenses: $
Housing: $1600
Insurance: $400
Car expenses: $300
Utilities: $400
Phone, cable, internet: $400
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$100.0012/27/2011 5:06:48 PM
jkeller4000$100.0012/27/2011 5:10:11 PM
worth-blanket2$4,000.0012/27/2011 5:11:08 PM
3 Investments
 
Borrower Payment Dependent Notes Series 546958
This series of Notes was issued and sold upon the funding of the borrower loan #58149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-2003 Debt/Income ratio: 27%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:6y 11m
Amount delinquent: $0 Total credit lines: 26 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,387Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 36%  
   Homeownership: Yes  
Screen name: wampum-tulip789 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bills
Purpose of loan: Pay bills
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4000
Monthly expenses: $
Housing: $1200
Insurance: $130
Car expenses: $365
Utilities: $150
Phone, cable, internet: $119
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/27/2011 5:06:43 PM
lendstats_com$200.0012/27/2011 5:05:08 PM
green-rapid-openness$100.0012/27/2011 5:06:46 PM
jkeller4000$25.0012/27/2011 5:09:37 PM
handy-justice$100.0012/27/2011 5:09:09 PM
worth-blanket2$3,800.0012/27/2011 5:10:36 PM
money-booster2$25.0012/27/2011 5:06:45 PM
7 Investments
 
Borrower Payment Dependent Notes Series 546962
This series of Notes was issued and sold upon the funding of the borrower loan #58349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $119.45
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1987 Debt/Income ratio: 9%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 9Length of status:6y 11m
Amount delinquent: $0 Total credit lines: 34 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,519Stated income:$75,000-$99,999
Delinquencies in last 7y: 3 Bankcard utilization: 100%  
   Homeownership: No  
Screen name: innocent-peso7 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
extra funds for the holidays.
Purpose of loan:
This loan will be used to...
debt
My financial situation:
I am a good candidate for this loan because...
I pay bill ontime.

Monthly net income: $2,500.00
Monthly expenses: 90.00Housing: $1,200.00
Insurance: $25.00
Car expenses: $200.00
Utilities: $70.00
Phone, cable, internet: $160.00
Food, entertainment: $100.00
Clothing, household expenses: $40.00
Credit cards and other loans: $65.00
Other expenses: $
20.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
handy-justice$50.0012/27/2011 5:05:59 PM
worth-dandelion$100.0012/27/2011 5:13:07 PM
R3vXX$25.0012/27/2011 5:19:20 PM
scrappy-leverage6$25.0012/27/2011 5:21:05 PM
successful-agreement7$100.0012/27/2011 5:27:12 PM
jjswanso$100.0012/27/2011 5:40:13 PM
Investor_DP$100.0012/27/2011 5:49:57 PM
zeeexsixare$200.0012/27/2011 6:18:03 PM
generous-deal6$25.0012/28/2011 1:27:00 AM
treasure-bliss$25.0012/28/2011 4:49:23 AM
diplomatic-wealth7$25.0012/28/2011 9:39:59 AM
arsisi$50.0012/28/2011 10:42:32 AM
income-buddy7$50.0012/28/2011 11:50:02 AM
Weaverville$25.0012/28/2011 11:56:51 AM
Joshua_E$25.0012/28/2011 11:57:07 AM
high_flyer$100.0012/28/2011 1:13:02 PM
newest-generous-income$25.0012/28/2011 11:57:40 AM
glroark$100.0012/28/2011 1:28:11 PM
thelovebug$100.0012/28/2011 5:13:41 PM
wwwUniversal$25.0012/28/2011 5:15:26 PM
contract-plasma0$25.0012/28/2011 5:24:51 PM
edaguy$50.0012/28/2011 5:48:13 PM
help4u$25.0012/28/2011 8:57:23 PM
GElender$25.0012/29/2011 5:37:06 AM
DS84$15.3412/29/2011 5:38:17 AM
ultimate-peace$150.0012/27/2011 5:02:17 PM
Danjack_Capital$25.0012/27/2011 5:02:40 PM
vutah$40.0012/27/2011 5:38:05 PM
graceful-IRAinvestment$25.0012/27/2011 5:43:15 PM
worthy-bid8$50.0012/27/2011 5:31:29 PM
miked8303$25.0012/27/2011 5:47:40 PM
first-pragmatic-power$25.0012/27/2011 5:51:41 PM
Rogelio48$30.0012/27/2011 7:42:10 PM
a-finance-nirvana$25.0012/28/2011 2:59:44 AM
r48$25.0012/28/2011 5:16:11 AM
realtormoises$25.0012/28/2011 5:13:20 AM
patriot0$100.0012/28/2011 9:01:49 AM
houli123$25.0012/28/2011 9:41:04 AM
truth-companion$25.0012/28/2011 10:09:41 AM
greenback-investor7$100.0012/28/2011 2:19:03 PM
bubb_hans$100.0012/28/2011 3:24:53 PM
market-maximizer472$100.0012/28/2011 4:30:28 PM
red-power-pecan$50.0012/28/2011 5:12:09 PM
Starica$250.0012/28/2011 5:20:57 PM
credit-waterfall2$25.0012/28/2011 8:49:21 PM
vanklein$25.0012/28/2011 7:29:49 PM
CA-Lender$25.0012/28/2011 9:45:26 PM
ethical-truth211$239.6612/29/2011 4:26:09 AM
DeltaComputerGuy$50.0012/29/2011 2:09:06 AM
greenback-loyalist8$25.0012/29/2011 4:52:00 AM
50 Investments
 
Borrower Payment Dependent Notes Series 546970
This series of Notes was issued and sold upon the funding of the borrower loan #58196, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $156.77
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1983 Debt/Income ratio: 18%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 9Length of status:4y 6m
Amount delinquent: $675 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,112Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 6%  
   Homeownership: Yes  
Screen name: AllegroConBrio Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Loan for a Minivan
Purpose of loan:
This loan will be used to buy a minivan to replace our old car in anticipation of the twins who will be born in a few months.

My financial situation:
I am a good candidate for this loan because I am a financially responsible person and have an excellent credit score. I just got an MBA, and it looks like we need to move out of state. We need a reliable car especially for the twins.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AmericanCredit$50.0012/27/2011 5:16:21 PM
happycents$25.0012/27/2011 5:20:49 PM
ricklip$100.0012/27/2011 5:23:33 PM
larsowe$75.0012/27/2011 5:12:32 PM
neighborly-hope6$100.0012/27/2011 5:43:38 PM
riproaringrapids$35.0012/27/2011 5:37:04 PM
equallender$25.0012/27/2011 8:10:26 PM
dbs$25.0012/27/2011 5:08:18 PM
AFairDeal$25.0012/27/2011 5:07:04 PM
roadtruck$50.0012/27/2011 5:06:13 PM
cebgop$25.0012/27/2011 5:09:39 PM
sweet-loan7$25.0012/27/2011 5:25:14 PM
lendersf$50.0012/27/2011 5:22:04 PM
kenji4861$25.0012/27/2011 5:25:36 PM
cash-merry-maker$25.0012/27/2011 5:38:39 PM
worthy-bid8$50.0012/27/2011 5:31:30 PM
meux99$25.0012/27/2011 5:33:49 PM
income-banjo$25.0012/27/2011 5:39:31 PM
E-2$100.0012/27/2011 6:51:31 PM
credit-socrates648$2,140.0012/27/2011 8:12:02 PM
brightest-gain-investor$2,000.0012/27/2011 8:10:44 PM
21 Investments
 
Borrower Payment Dependent Notes Series 546984
This series of Notes was issued and sold upon the funding of the borrower loan #58359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $65.99
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-2000 Debt/Income ratio: 7%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,344Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: Yes  
Screen name: loan-maestro3 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to pay for Christmas and some household expenses I am in a good position for this loan because my credit is important to me and I keep that up by paying my bills on time and not using credit. I only buy what I can pay for in cash.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
tylerfd$25.0012/29/2011 2:27:48 PM
B-rad_the_Coug$25.0012/29/2011 2:33:17 PM
dinero-speaker$25.0012/29/2011 2:28:35 PM
vigorous-moola$36.0012/29/2011 2:32:02 PM
smart-kindness8$100.0012/29/2011 2:48:20 PM
intelligent-repayment8$1,539.0012/29/2011 2:52:45 PM
dudebrah$25.0012/29/2011 2:28:01 PM
authentic-liberty7$25.0012/29/2011 2:29:17 PM
liberty-path$100.0012/29/2011 2:40:33 PM
dapablotv$100.0012/29/2011 2:52:36 PM
10 Investments
 
Borrower Payment Dependent Notes Series 546986
This series of Notes was issued and sold upon the funding of the borrower loan #58412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $524.32
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1996 Debt/Income ratio: 29%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 26 / 24Length of status:7y 9m
Amount delinquent: $0 Total credit lines: 47 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,188Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: Yes  
Screen name: shopforsaving Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 55 ( 100% ) 800-819 (Latest)
Principal borrowed: $11,000.00< 31 days late: 0 ( 0% )  
760-779 (Apr-2010)
740-759 (Dec-2009)
760-779 (Aug-2009)
740-759 (Jun-2008)
 
Principal balance: $2,871.91 31+ days late: 0 ( 0% )
Total payments billed: 55  
Description
Pay Off High Interest Credit Cards
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/27/2011 5:07:13 PM
trumpeter5$25.0012/27/2011 5:03:47 PM
MoneyForNothing$99.9912/27/2011 5:04:17 PM
managedfund$1,333.0012/27/2011 5:06:35 PM
worth-blanket2$14,900.0012/27/2011 5:09:44 PM
5 Investments
 
Borrower Payment Dependent Notes Series 546990
This series of Notes was issued and sold upon the funding of the borrower loan #58445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $141.04
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1998 Debt/Income ratio: 18%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 37 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,027Stated income:$75,000-$99,999
Delinquencies in last 7y: 4 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: lehollo Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Funds
Purpose of loan:
This loan will be used to help pay for my wedding. My father has had medical issues over the past 5 years and is unable to help us. I thought this might be a better avenue than using credit cards. I like to avoid using credit cards and currently do not charge anything to a card unless it is an emergency.

My financial situation:
I am a good candidate for this loan because I have been employed with the same company for over 3 years and keep my accounts current and in good standing. My work is very busy so there is no threat of layoff or downsizing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/27/2011 5:10:14 PM
1 Investments
 
Borrower Payment Dependent Notes Series 546996
This series of Notes was issued and sold upon the funding of the borrower loan #58403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1997 Debt/Income ratio: 20%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 16Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 60 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,735Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 62%  
   Homeownership: Yes  
Screen name: famous-point Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
HOUSEHOLD
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vutah$25.0012/28/2011 4:14:58 PM
Something-Corporate$25.0012/28/2011 5:09:35 PM
AndChicksforFree$25.0012/28/2011 5:14:40 PM
sun818$25.0012/29/2011 9:16:04 AM
money-fort$25.0012/29/2011 9:20:01 AM
jebber007$25.0012/29/2011 9:26:51 AM
smart-kindness8$25.0012/29/2011 9:29:44 AM
attractive-value$25.0012/29/2011 9:49:06 AM
irrelevant$35.0012/29/2011 10:05:13 AM
dollar-doughnut6$50.0012/29/2011 10:42:29 AM
credit-socrates648$864.0012/29/2011 12:01:08 PM
the-hope-workhorse$38.0012/29/2011 10:56:06 AM
pdub$75.0012/28/2011 5:31:08 PM
Danjack_Capital$25.0012/28/2011 5:00:11 PM
managedfund$333.0012/28/2011 5:07:19 PM
R3vXX$25.0012/28/2011 5:23:00 PM
CA-Lender$25.0012/29/2011 9:40:47 AM
principal-laser$100.0012/29/2011 9:44:06 AM
gold-plane1$50.0012/29/2011 9:47:25 AM
mlj0671$25.0012/29/2011 10:16:09 AM
NolockHolmes$30.0012/29/2011 10:05:25 AM
investment-visionary$25.0012/29/2011 10:30:58 AM
cash-turbine1$25.0012/29/2011 11:27:27 AM
income-vault6$25.0012/29/2011 11:39:41 AM
money-baron-roth-IRA$50.0012/29/2011 11:57:23 AM
25 Investments
 
Borrower Payment Dependent Notes Series 547032
This series of Notes was issued and sold upon the funding of the borrower loan #58141, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $75.57
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-2000 Debt/Income ratio: 25%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 10Length of status:8y 0m
Amount delinquent: $0 Total credit lines: 25 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,994Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: candors18 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 680-699 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
560-579 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Home Improvement Loan
Purpose of loan: Kitchen Improvements
This loan will be used to... repair flooring damaged by dishwasher "issue"...(flooded)

My financial situation: I'm a good position. My issue today is that I don't have the liquid funds to pay for these repairs yet it's something that needs to be done sooner than later.

I am a good candidate for this loan because... I will be able to pay this loan off much sooner than the maturity date. I know this doesn't help a potential loaner make a great deal of interest revenue from me but it's my goal to pay this off in March, when I receive my annual bonus from work.


Monthly net income: $7083
Monthly expenses: ALL BELOW
Housing: $1850
Insurance: $75
Car expenses: $1150
Utilities: $50
Phone, cable, internet: $60
Food, entertainment: $75
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Dusigrosz$150.0012/27/2011 5:02:04 PM
Kash2010lu$30.0012/27/2011 5:06:16 PM
happy-return4$25.0012/27/2011 5:04:12 PM
managedfund$830.0012/27/2011 5:06:35 PM
trumpeter5$50.0012/27/2011 5:03:11 PM
affluence-generator2$300.0012/27/2011 5:05:11 PM
ultimate-peace$150.0012/27/2011 5:02:24 PM
LittleMingo$30.0012/27/2011 5:02:29 PM
credit-missile$135.0012/27/2011 5:03:56 PM
lendstats_com$300.0012/27/2011 5:03:57 PM
10 Investments
 
Borrower Payment Dependent Notes Series 547034
This series of Notes was issued and sold upon the funding of the borrower loan #58408, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.00% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 6.49% Borrower rate/APR: 7.49% / 7.83% Monthly payment: $62.20
 
Lender servicing fee: 1.00% Effective Yield*: 6.49%  
Estimated return*: 5.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Sep-1990 Debt/Income ratio: 20%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,223Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: quantum_leap Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 9 ( 100% ) 760-779 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
780-799 (Feb-2011)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Paying off higher interest loans
Purpose of loan:

This loan will be used to...pay off a portion of my outstanding student loans that have a higher interest rate.


My financial situation:

I am a good candidate for this loan because...my previous Prosper loan was always paid on time, and I have a very good pay history with all of my current creditors.

In addition, after paying all of my current monthly obligations, I have excess income of $250+ each month available to pay toward this loan - so I will have no problems making this monthly loan payment.

I appreciate your consideration to help fund this loan!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Clambake$25.0012/29/2011 9:05:36 AM
PRGuyinVA$25.0012/29/2011 9:06:05 AM
FCI$25.0012/29/2011 9:08:12 AM
bb575$50.0012/29/2011 9:05:18 AM
lost-money-so-far-on-these$25.0012/29/2011 9:08:45 AM
hptcrabbers$25.0012/29/2011 9:09:04 AM
competent-commitment1$50.0012/29/2011 9:06:40 AM
mlender$25.0012/29/2011 9:06:59 AM
cwegert$50.0012/29/2011 9:09:38 AM
evnagelist$25.0012/29/2011 9:08:06 AM
cebgop$25.0012/29/2011 9:10:53 AM
Cashew6$25.0012/29/2011 9:09:25 AM
boghdan2000$25.0012/29/2011 9:12:37 AM
skuba$75.0012/29/2011 9:05:34 AM
CasaDeTomas$100.0012/29/2011 9:09:59 AM
jo2y$25.0012/29/2011 9:05:50 AM
the-bright-velocity$25.0012/29/2011 9:13:16 AM
hrubinst$50.0012/29/2011 9:13:40 AM
kevin314$25.0012/29/2011 9:10:49 AM
PISCESPRINCESS$50.0012/29/2011 9:13:52 AM
actuarial_investor$25.0012/29/2011 9:11:08 AM
RusRobo$25.0012/29/2011 9:11:18 AM
compoundinterest$50.0012/29/2011 9:11:30 AM
RayEarth$25.0012/29/2011 9:14:16 AM
Pizza-man$50.0012/29/2011 9:11:58 AM
sci_guy$25.0012/29/2011 9:07:13 AM
valiant-liberty4$25.0012/29/2011 9:07:39 AM
Rdodson11$25.0012/29/2011 9:12:10 AM
moneynmotion$25.0012/29/2011 9:12:22 AM
AmericanCredit$50.0012/29/2011 9:16:43 AM
oneeighty$25.0012/29/2011 9:10:56 AM
TrustPlus$50.0012/29/2011 9:11:20 AM
miket71$30.0012/29/2011 9:14:38 AM
kinetic-social$50.0012/29/2011 9:11:55 AM
ricklip$100.0012/29/2011 9:12:00 AM
orange-courageous-dedication$25.0012/29/2011 9:15:21 AM
newest-bountiful-basis$25.0012/29/2011 9:12:41 AM
F16Pilot$25.0012/29/2011 9:16:28 AM
green-trade-dolphin2$29.6612/29/2011 9:02:37 AM
mike_banker$50.0012/29/2011 9:08:34 AM
lucrative-transparency0$100.0012/29/2011 9:08:39 AM
sweet-loan7$25.0012/29/2011 9:06:14 AM
shaker348$25.0012/29/2011 9:06:26 AM
nuclearmoose$50.0012/29/2011 9:09:37 AM
cwegert$25.0012/29/2011 9:13:00 AM
Aimvest$25.0012/29/2011 9:05:48 AM
AFairDeal$25.0012/29/2011 9:13:55 AM
mnmcarve$25.0012/29/2011 9:11:02 AM
BxRealtor$25.0012/29/2011 9:07:09 AM
ti22ring$25.0012/29/2011 9:08:15 AM
Raser$25.0012/29/2011 9:16:03 AM
taz007$25.0012/29/2011 9:09:57 AM
income-banjo$25.0012/29/2011 9:15:10 AM
mbwillma$25.0012/29/2011 9:15:54 AM
YLlama$25.0012/29/2011 9:13:30 AM
KarmaBum77$25.0012/29/2011 9:17:02 AM
Chutney$25.0012/29/2011 9:15:41 AM
57 Investments
 
Borrower Payment Dependent Notes Series 547056
This series of Notes was issued and sold upon the funding of the borrower loan #58310, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Nov-2000 Debt/Income ratio: 62%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 8Length of status:11y 5m
Amount delinquent: $326 Total credit lines: 51 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,430Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: influential-loyalty392 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Holiday Expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/28/2011 9:01:37 AM
ultimate-peace$250.0012/28/2011 9:02:13 AM
AndChicksforFree$25.0012/28/2011 9:08:58 AM
worth-blanket2$1,700.0012/28/2011 9:16:40 AM
4 Investments
 
Borrower Payment Dependent Notes Series 547084
This series of Notes was issued and sold upon the funding of the borrower loan #58319, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $79.38
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Mar-2001 Debt/Income ratio: 71%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $34,050Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: rockysgirl1 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 100% ) 660-679 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
720-739 (Feb-2010)
 
Principal balance: $664.35 31+ days late: 0 ( 0% )
Total payments billed: 21  
Description
Home improvements
Purpose of loan:
This loan will be used to...fix up around the house

My financial situation:
I am a good candidate for this loan because...i work hard, i pay my bills


Monthly net income: $7500.00
Monthly expenses: $
Housing: $750.00
Insurance: $400.00
Car expenses: $150.00
Utilities: $350.00
Phone, cable, internet: $100.00
Food, entertainment: $250.00
Clothing, household expenses: $
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
fabulous-community4$50.0012/28/2011 9:04:57 AM
LittleMingo$30.0012/28/2011 9:05:06 AM
jkeller4000$25.0012/28/2011 9:05:30 AM
money-baron-roth-IRA$50.0012/28/2011 9:10:47 AM
one-midas$25.0012/28/2011 9:07:19 AM
loanman2007$25.0012/28/2011 9:13:07 AM
worth-blanket2$1,000.0012/28/2011 9:15:25 AM
312-Lender$25.0012/28/2011 9:01:19 AM
yield-lion2$50.0012/28/2011 9:02:33 AM
credit-missile$135.0012/28/2011 9:04:57 AM
AndChicksforFree$35.0012/28/2011 9:05:26 AM
Kash2010lu$25.0012/28/2011 9:07:01 AM
papaloha$500.0012/28/2011 9:09:02 AM
lucrative-loan$25.0012/28/2011 9:06:04 AM
camaraderi-aspen$150.0012/28/2011 9:13:31 AM
vutah$35.0012/28/2011 9:11:55 AM
SLN-10$50.0012/28/2011 9:12:13 AM
17 Investments
 
Borrower Payment Dependent Notes Series 547110
This series of Notes was issued and sold upon the funding of the borrower loan #58286, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jan-2007 Debt/Income ratio: 42%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 13 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,060Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: No  
Screen name: shrewd-bid8 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...Home improvement

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3500.00
Monthly expenses: $
Housing: $650.00
Insurance: $115.00
Car expenses: $0
Utilities: $
Phone, cable, internet: $108.00
Food, entertainment: $100.00
Clothing, household expenses: $150.00
Credit cards and other loans: $300.00
Other expenses: $480.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/28/2011 9:03:12 AM
jkeller4000$25.0012/28/2011 9:05:22 AM
AndChicksforFree$25.0012/28/2011 9:06:07 AM
worth-blanket2$3,400.0012/28/2011 9:15:55 AM
heavenly-interest9$500.0012/28/2011 9:11:13 AM
ChrisProsper$25.0012/28/2011 9:18:23 AM
6 Investments
 
Borrower Payment Dependent Notes Series 547116
This series of Notes was issued and sold upon the funding of the borrower loan #58254, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-28-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $171.87
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1994 Debt/Income ratio: 9%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 5 / 5Length of status:0y 4m
Amount delinquent: $74,579 Total credit lines: 49 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $43Stated income:$100,000+
Delinquencies in last 7y: 27 Bankcard utilization: 14%  
   Homeownership: Yes  
Screen name: kregger Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical-Home Improvement
Purpose of loan:
This loan will be used to...cover a deductible on a necessary surgery for my wife. We have a very good health plan and typically dont have many expenses for health care but she needs surgery (necessary) on her foot and we have a high deductible. Additionally, I have a project replacing a sewer at our home we just purchased in August and this money will help pay for the installation of a new sewer line to our septic system from our main bath.

My financial situation:
I am a good candidate for this loan because I understand responsibility and will pay my loans on time. I have worked for my current employer for almost 11 years and just returned to them in August of this past year. My income will support this loan and most likely will be able to pay it off sooner than the actual term. I sought a loan through Prosper in the hopes I can someday repay the favor and list myself as a lender versus a borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$7,000.0012/28/2011 3:31:27 PM
1 Investments
 
Borrower Payment Dependent Notes Series 547118
This series of Notes was issued and sold upon the funding of the borrower loan #58186, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Aug-1983 Debt/Income ratio: 30%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 10 Current / open credit lines: 5 / 4Length of status:12y 5m
Amount delinquent: $2,506 Total credit lines: 43 Occupation: Nurse (LPN)
Public records last 12m / 10y: 1/ 2 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: noble-affluence1 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 600-619 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
720-739 (May-2011)
 
Principal balance: $3,568.47 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
home improvement
Purpose of loan: bathroom and kitchen repair
This loan will be used to...
purchase new kitchen floor-cabinets
My financial situation: VERY STABLE- LICENSED NURSE
I am a good candidate for this loan because..VERY WELL EMPLOYED-OVER 14 YRS.


Monthly net income: $1408.00 BI-WEEKLY - 2816 MONTHLY
Monthly expenses: $ 1100.00
Housing: $
Insurance: $
Car expenses: $ NO CARPAYMENT
Utilities: $150 BUDGET PAYMENT
Phone, cable, internet: $68
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $NO CREDIT CARD
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
secureincome$486.0012/28/2011 9:05:42 AM
loanman2007$25.0012/28/2011 9:08:50 AM
Investor_DP$100.0012/28/2011 9:17:35 AM
money-baron-Roth401k$25.0012/28/2011 9:21:22 AM
camaraderi-aspen$150.0012/28/2011 9:18:01 AM
Leshan$50.0012/28/2011 9:26:27 AM
worth-dandelion$100.0012/28/2011 9:28:59 AM
dime-vista2$25.0012/28/2011 9:37:27 AM
the-hope-workhorse$300.0012/28/2011 9:34:36 AM
AF-Chief$25.0012/28/2011 9:48:59 AM
finance-prescription$62.0012/28/2011 9:41:49 AM
gallant-economy9$50.0012/28/2011 9:54:32 AM
SolarMoonshine$25.0012/28/2011 9:45:54 AM
hope-hickory8$25.0012/28/2011 10:06:08 AM
BankofRon$25.0012/28/2011 10:10:19 AM
Rico47$25.0012/28/2011 10:06:25 AM
P2P_Investor$352.0012/28/2011 10:23:35 AM
american-investor$50.0012/28/2011 10:19:49 AM
wealth-fighter3$50.0012/28/2011 10:21:35 AM
ccclaireee333$100.0012/28/2011 10:23:34 AM
papaloha$50.0012/28/2011 9:06:22 AM
jkeller4000$100.0012/28/2011 9:06:08 AM
312-Lender$25.0012/28/2011 9:02:02 AM
AndChicksforFree$25.0012/28/2011 9:14:37 AM
careful-vigilance4$25.0012/28/2011 9:28:34 AM
handy-justice$100.0012/28/2011 9:23:36 AM
capital-halo1$1,000.0012/28/2011 9:37:48 AM
Comoparklender$25.0012/28/2011 9:31:31 AM
Dubbs360$250.0012/28/2011 9:44:51 AM
worthy-bid8$50.0012/28/2011 9:45:08 AM
fortytwo$150.0012/28/2011 9:46:04 AM
graceful-investment$60.0012/28/2011 9:40:48 AM
ricklip$100.0012/28/2011 9:42:32 AM
truth-companion$25.0012/28/2011 10:09:42 AM
economy-coup$32.0012/28/2011 10:01:26 AM
hidavehi$33.0012/28/2011 10:09:24 AM
36 Investments
 
Borrower Payment Dependent Notes Series 547160
This series of Notes was issued and sold upon the funding of the borrower loan #58170, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $179.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1989 Debt/Income ratio: 35%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 25 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,906Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: top-worth-medalist Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolodation
Purpose of loan:
This loan will be used to...pay off a couple debts for family

My financial situation:
I am a good candidate for this loan because...honest--hard worker


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$50.0012/28/2011 9:02:01 AM
one-midas$25.0012/28/2011 9:02:03 AM
Danjack_Capital$25.0012/28/2011 9:03:59 AM
jkeller4000$25.0012/28/2011 9:05:30 AM
heavenly-interest9$500.0012/28/2011 9:11:35 AM
selector568$300.0012/28/2011 9:14:35 AM
worth-blanket2$3,900.0012/28/2011 9:15:14 AM
7 Investments
 
Borrower Payment Dependent Notes Series 547162
This series of Notes was issued and sold upon the funding of the borrower loan #58314, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $149.98
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Aug-1991 Debt/Income ratio: 10%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 7Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 32 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $1,435Stated income:$75,000-$99,999
Delinquencies in last 7y: 26 Bankcard utilization: 102%  
   Homeownership: Yes  
Screen name: marymac1968 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 58% ) 600-619 (Latest)
Principal borrowed: $3,000.00< 31 days late: 5 ( 42% )  
680-699 (Dec-2010)
 
Principal balance: $2,268.87 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Need Braces
Purpose of loan: Help with paying for braces, which are not covered until my dental insurance
This loan will be used to... payment for braces

My financial situation:
I am a good candidate for this loan because... I have a steady monthly income and a stable job.


Monthly net income: $5064.38
Monthly expenses: 3535.98
Housing: $1992.19
Insurance: $86.58
Car expenses: $282.40
Utilities: $125.00
Phone, cable, internet: $250.00
Food, entertainment: $200.00
Clothing, household expenses: $300.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Rogesparkguy$25.0012/28/2011 3:15:16 PM
worth-blanket2$3,500.0012/28/2011 3:31:21 PM
2 Investments
 
Borrower Payment Dependent Notes Series 547180
This series of Notes was issued and sold upon the funding of the borrower loan #58272, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,400.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $241.81
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-1977 Debt/Income ratio: 24%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:7y 0m
Amount delinquent: $0 Total credit lines: 36 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,656Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: p2p-eclipse Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 700-719 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
700-719 (Nov-2010)
640-659 (Dec-2009)
 
Principal balance: $1,931.34 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...eliminate one loan and cancel high rate credit cards

My financial situation:
I am a good candidate for this loan because...I have a steady full time job


Monthly net income: $5763.20
Monthly expenses: $
Housing: $2900.00
Insurance: $525.00
Car expenses: $565.60
Utilities: $100.00
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $350.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
unconquerable-dedication$25.0012/28/2011 3:04:01 PM
factcheck$50.0012/28/2011 3:04:11 PM
trumpeter5$25.0012/28/2011 2:29:36 PM
MissionMicroFinance$25.0012/28/2011 2:38:20 PM
capital-blueberry$25.0012/28/2011 3:00:32 PM
smart-kindness8$25.0012/28/2011 3:15:00 PM
Land_on_your_feet$25.0012/28/2011 3:07:50 PM
briskdevl07$25.0012/28/2011 3:09:03 PM
majestic-repayment3$25.0012/28/2011 3:10:02 PM
PatriotKnight$50.0012/28/2011 3:21:47 PM
Stradivari$25.0012/28/2011 3:22:58 PM
klinebarger$25.0012/28/2011 3:07:49 PM
hookUup$29.2612/28/2011 3:12:38 PM
LiveNow$50.0012/28/2011 3:27:40 PM
bubb_hans$100.0012/28/2011 3:13:10 PM
market-trooper3$30.0012/28/2011 3:12:59 PM
income-vault6$25.0012/28/2011 3:21:30 PM
quick$50.0012/28/2011 3:26:45 PM
hope-hickory8$25.0012/28/2011 2:44:07 PM
EverettFinancial$25.0012/28/2011 3:10:03 PM
sunny-truth6$25.0012/28/2011 3:02:41 PM
new-ore-venture$200.0012/28/2011 3:27:57 PM
worth-blanket2$5,500.0012/28/2011 3:30:40 PM
23 Investments
 
Borrower Payment Dependent Notes Series 547186
This series of Notes was issued and sold upon the funding of the borrower loan #58352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-28-2011 
Term: 12 months Listing End date:  Dec-28-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $276.47
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1992 Debt/Income ratio: 18%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 7Length of status:3y 11m
Amount delinquent: $627 Total credit lines: 31 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,835Stated income:$75,000-$99,999
Delinquencies in last 7y: 20 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: return-orchestra3 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Car Repair, Debt consolidation.
Purpose of loan:
This loan will be used to...Tires on my work car,maintanance on car. Pay off Medical bills.

My financial situation: Im a home owner. I have been current with my loans.
I am a good candidate for this loan because...
I have a good Job at Remmele Engineering. We just added 10 Million dollars in machine tools. We are a growing medical manufacturing, with no layoffs or down sizing for the future. I have worked here for 4 years.

Monthly net income: $4700
Monthly expenses: $2845
Housing: $720.00 apt
Insurance: $150.0
Car expenses: $800.00 truck, motorcycle
Utilities: 0.00 paid
Phone, cable, internet: $ 200.
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $375.00
Other expenses: $500.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
managedfund$450.0012/28/2011 2:37:45 PM
worth-blanket2$2,500.0012/28/2011 3:30:28 PM
bubb_hans$100.0012/28/2011 3:24:56 PM
3 Investments
 
Borrower Payment Dependent Notes Series 547192
This series of Notes was issued and sold upon the funding of the borrower loan #58326, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $16,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $514.32
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1996 Debt/Income ratio: 31%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:15y 3m
Amount delinquent: $0 Total credit lines: 24 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,813Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: Chadwick_Bay_Investments Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 42 ( 100% ) 680-699 (Latest)
Principal borrowed: $11,100.00< 31 days late: 0 ( 0% )  
760-779 (Mar-2010)
720-739 (May-2008)
740-759 (Jan-2008)
720-739 (Dec-2007)
 
Principal balance: $0.34 31+ days late: 0 ( 0% )
Total payments billed: 42  
Description
Pay off Credit Card
Purpose of loan:
This loan will be used to...pay off a Chase card.

My financial situation:
I am a good candidate for this loan because...I also have rental income as well as work income. Have very steady work history. My income is over $3500 month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/29/2011 9:10:43 AM
bb575$50.0012/29/2011 9:05:19 AM
Aimvest$25.0012/29/2011 9:05:48 AM
BxRealtor$25.0012/29/2011 9:07:10 AM
green-trade-dolphin2$45.0212/29/2011 9:02:22 AM
AFairDeal$25.0012/29/2011 9:13:55 AM
sun818$25.0012/29/2011 9:16:45 AM
enticing-capital6$50.0012/29/2011 9:16:13 AM
TrustPlus$50.0012/29/2011 9:11:20 AM
Pizza-man$50.0012/29/2011 9:11:58 AM
life-is-great$25.0012/29/2011 9:13:02 AM
the-bright-velocity$25.0012/29/2011 9:13:17 AM
inventive-wealth2$25.0012/29/2011 9:17:01 AM
inventive-wealth2$25.0012/29/2011 9:14:47 AM
ricklip$100.0012/29/2011 9:12:00 AM
best-basis-trooper$25.0012/29/2011 9:15:25 AM
trade-burrito4$35.0012/29/2011 9:18:59 AM
income-banjo$25.0012/29/2011 9:15:10 AM
worth-blanket2$15,500.0012/29/2011 9:19:00 AM
gallant-economy9$50.0012/29/2011 9:17:45 AM
20 Investments
 
Borrower Payment Dependent Notes Series 547228
This series of Notes was issued and sold upon the funding of the borrower loan #58222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-28-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 24.89% Borrower rate/APR: 25.89% / 28.49% Monthly payment: $209.13
 
Lender servicing fee: 1.00% Effective Yield*: 24.30%  
Estimated return*: 15.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1973 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 1 Current / open credit lines: 12 / 10Length of status:1y 1m
Amount delinquent: $98 Total credit lines: 50 Occupation: Student - College G...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $171,019Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: No  
Screen name: loan-sunrise Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 70% ) 660-679 (Latest)
Principal borrowed: $6,000.00< 31 days late: 3 ( 30% )  
660-679 (Feb-2011)
 
Principal balance: $4,849.89 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Pay off surgery
Purpose of loan: Pay off my ankle surgery
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MissionMicroFinance$25.0012/28/2011 2:38:21 PM
klinebarger$25.0012/28/2011 3:06:34 PM
Rogesparkguy$25.0012/28/2011 3:10:14 PM
bubb_hans$100.0012/28/2011 3:13:10 PM
blue111$25.0012/28/2011 3:13:06 PM
smart-kindness8$25.0012/28/2011 3:14:22 PM
factcheck$25.0012/28/2011 3:01:54 PM
worth-blanket2$6,800.0012/28/2011 3:31:00 PM
8 Investments
 
Borrower Payment Dependent Notes Series 547262
This series of Notes was issued and sold upon the funding of the borrower loan #58331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-2007 Debt/Income ratio: 7%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:0y 9m
Amount delinquent: $417 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $111Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 9%  
   Homeownership: No  
Screen name: progressive-duty Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for Anniversary
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bubb_hans$100.0012/28/2011 3:24:58 PM
SolarMoonshine$25.0012/28/2011 3:57:26 PM
miked8303$25.0012/28/2011 5:29:53 PM
first-pragmatic-power$25.0012/28/2011 5:38:35 PM
Joshua_E$25.0012/28/2011 5:39:47 PM
Investor_DP$100.0012/28/2011 5:47:09 PM
edaguy$50.0012/28/2011 5:48:15 PM
successful-agreement7$100.0012/28/2011 5:49:25 PM
alliancecapital1$25.0012/28/2011 11:44:16 PM
factcheck$40.0012/29/2011 5:19:32 AM
q4golf$25.0012/29/2011 4:40:10 AM
DeltaComputerGuy$25.0012/29/2011 1:10:05 AM
rakem777$25.0012/29/2011 5:20:18 AM
taetrade$25.0012/29/2011 5:43:15 AM
LittleMingo$25.0012/29/2011 5:55:35 AM
helvet$38.1412/29/2011 7:18:03 AM
revenue-associate$25.0012/29/2011 6:08:37 AM
sharp-return7$25.6912/29/2011 7:21:44 AM
sun818$25.0012/29/2011 7:49:28 AM
heerzaquestion$25.0012/29/2011 7:25:05 AM
missing-link$25.0012/28/2011 5:11:05 PM
worth-dandelion$200.0012/28/2011 5:14:20 PM
worthy-bid8$50.0012/28/2011 5:28:44 PM
benefit-boots$25.0012/29/2011 12:23:20 AM
orbital-dollar2$25.0012/29/2011 2:05:30 AM
113121$250.0012/29/2011 4:57:42 AM
dime-vista2$25.0012/29/2011 3:29:12 AM
gokart83$25.0012/29/2011 5:50:34 AM
SouthernRemarketing$45.0912/29/2011 5:35:05 AM
nfx$25.0012/29/2011 6:15:53 AM
intelligent-repayment8$426.0812/29/2011 8:03:51 AM
payout-thinker7$25.0012/29/2011 7:42:14 AM
toomanyfishtanks$25.0012/29/2011 7:49:08 AM
geophreigh$50.0012/29/2011 7:52:44 AM
34 Investments
 
Borrower Payment Dependent Notes Series 547290
This series of Notes was issued and sold upon the funding of the borrower loan #58325, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-28-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $295.08
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1987 Debt/Income ratio: 36%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:30y 7m
Amount delinquent: $0 Total credit lines: 20 Occupation: Postal Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,141Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: dollar-flamenco2 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 20 ( 100% ) 740-759 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
780-799 (Mar-2010)
 
Principal balance: $7,301.36 31+ days late: 0 ( 0% )
Total payments billed: 20  
Description
visit my daughter in Calif & do tax
Purpose of loan:
This loan will be used to...make a long visit to my daughter in Calif
pay this year's taxes, and help out my brother whose son has terminal
cancer.

My financial situation:
I am a good candidate for this loan because...I do not have a mortgage, and my 2007 pickup truck will be paid off in less than 1 year
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.0012/28/2011 5:03:31 PM
green-trade-dolphin2$36.2412/28/2011 5:02:12 PM
bb575$50.0012/28/2011 5:05:32 PM
riproaringrapids$35.0012/28/2011 5:09:48 PM
worth-blanket2$12,388.7612/28/2011 5:10:11 PM
5 Investments
 
Borrower Payment Dependent Notes Series 547300
This series of Notes was issued and sold upon the funding of the borrower loan #58304, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.05% Listing Start date:  Dec-28-2011 
Term: 12 months Listing End date:  Dec-28-2011 
 
Lender yield: 24.76% Borrower rate/APR: 25.76% / 35.84% Monthly payment: $381.65
 
Lender servicing fee: 1.00% Effective Yield*: 23.64%  
Estimated return*: 9.59%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Nov-1996 Debt/Income ratio: 26%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 25 / 23Length of status:8y 9m
Amount delinquent: $829 Total credit lines: 70 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $37,564Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 71%  
   Homeownership: Yes  
Screen name: spry-compassion6 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
640-659 (Sep-2010)
 
Principal balance: $674.96 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Home Improvement Loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
yield-lion2$100.0012/28/2011 5:01:21 PM
Kash2010lu$30.0012/28/2011 5:02:48 PM
handy-justice$100.0012/28/2011 5:05:05 PM
AndChicksforFree$50.0012/28/2011 5:01:14 PM
chameleon125$25.0012/28/2011 5:09:13 PM
312-Lender$25.0012/28/2011 5:06:06 PM
SLN-10$100.0012/28/2011 5:07:08 PM
SFBank$50.0012/28/2011 5:08:28 PM
worth-blanket2$3,595.0012/28/2011 5:10:17 PM
9 Investments
 
Borrower Payment Dependent Notes Series 547308
This series of Notes was issued and sold upon the funding of the borrower loan #58397, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $129.45
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1999 Debt/Income ratio: 14%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 30 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,754Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: wonderous-loyalty6 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical bills
Purpose of loan:
This loan will be used to... help pay off some medical bills and save me from going to collections.

My financial situation:
I am a good candidate for this loan because...I pay all my bills, never have missed a payment, and pay them on time.


Monthly net income: $6500.00
Monthly expenses: $
Housing: $1450.00
Insurance: $150.00
Car expenses: $600.00
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $?
Clothing, household expenses: $depends
Credit cards and other loans: $ 300.00
Other expenses: $
depends
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
investment-visionary$25.0012/29/2011 10:33:41 AM
intelligent-repayment8$1,582.5012/29/2011 11:57:26 AM
nebula076$100.0012/29/2011 10:53:00 AM
CA-Lender$25.0012/29/2011 11:34:23 AM
income-vault6$25.0012/29/2011 11:41:08 AM
SomebodysMom$25.0012/29/2011 11:36:43 AM
green-safe-wampum$50.0012/29/2011 11:10:05 AM
Rogesparkguy$25.0012/29/2011 11:03:18 AM
top-nimble-affluence$27.5412/29/2011 11:00:18 AM
adir1$25.0012/29/2011 10:59:23 AM
ccclaireee333$100.0012/29/2011 10:48:27 AM
credit-bank-usa611$25.0012/29/2011 10:34:00 AM
gold-plane1$50.0012/29/2011 9:47:26 AM
green-inspiring-peace$25.0012/29/2011 7:59:27 AM
R3vXX$25.0012/28/2011 5:23:02 PM
managedfund$333.0012/28/2011 5:07:19 PM
cattlebaron$100.0012/28/2011 7:58:22 PM
income-lion$25.0012/28/2011 8:58:00 PM
bnoble09$25.0012/29/2011 10:34:04 AM
unbelievable-exchange$200.0012/29/2011 10:39:39 AM
market-maximizer472$100.0012/29/2011 10:49:58 AM
Islandgal$31.9612/29/2011 11:17:57 AM
moola-monger9$50.0012/29/2011 11:31:19 AM
23 Investments
 
Borrower Payment Dependent Notes Series 547324
This series of Notes was issued and sold upon the funding of the borrower loan #58321, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $113.35
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1999 Debt/Income ratio: 17%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 2 Current / open credit lines: 8 / 6Length of status:11y 5m
Amount delinquent: $136 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,907Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: No  
Screen name: JAYCEE81009 Borrower's state: NewYork Borrower's group: Business Advancement Center
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 50 ( 100% ) 700-719 (Latest)
Principal borrowed: $11,063.00< 31 days late: 0 ( 0% )  
780-799 (Sep-2010)
680-699 (Nov-2006)
 
Principal balance: $1,344.65 31+ days late: 0 ( 0% )
Total payments billed: 50  
Description
Christmas Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
yield-lion2$100.0012/29/2011 9:01:38 AM
LittleMingo$40.0012/29/2011 9:02:12 AM
fabulous-community4$25.0012/29/2011 9:02:20 AM
RoZu_Lending$535.0012/29/2011 9:03:29 AM
intelligent-repayment8$2,000.0012/29/2011 9:02:18 AM
lendstats_com$200.0012/29/2011 9:03:02 AM
trumpeter5$50.0012/29/2011 9:01:42 AM
NekHoldings$25.0012/29/2011 9:02:47 AM
lucrative-loan$25.0012/29/2011 9:02:58 AM
9 Investments
 
Borrower Payment Dependent Notes Series 547326
This series of Notes was issued and sold upon the funding of the borrower loan #58279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-2003 Debt/Income ratio: 29%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 9Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 20 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,909Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: kind-exchange-leaper Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for vacation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$150.0012/28/2011 5:02:24 PM
Danjack_Capital$25.0012/28/2011 5:04:34 PM
worth-blanket2$3,800.0012/28/2011 5:09:44 PM
thankful-nickel2$25.0012/28/2011 5:18:01 PM
4 Investments
 
Borrower Payment Dependent Notes Series 547366
This series of Notes was issued and sold upon the funding of the borrower loan #58300, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $225.02
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-1988 Debt/Income ratio: 15%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 26 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,543Stated income:$50,000-$74,999
Delinquencies in last 7y: 11 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: memtigersfan Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 55% ) 680-699 (Latest)
Principal borrowed: $2,000.00< 31 days late: 5 ( 45% )  
660-679 (Dec-2010)
 
Principal balance: $1,478.92 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Engagement Ring/Debt Consolidation
Purpose of loan and use of:
I am about to propose to my girlfriend of 2 years and need to finance an engagement ring. The engagement ring will be part of the loan money, but I will also be paying off my current prosper loan and a few other miscellaneous debts. I need to consolidate everything into one loan to be able to afford the monthly payment.

My financial situation:
I am a good candidate for this loan because I am slowly building my credit back and have proven myself with my current Prosper loan. I will also be paying less monthly than I currently pay for the bills that will be consolidated.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/29/2011 9:10:44 AM
BxRealtor$25.0012/29/2011 9:07:10 AM
income-banjo$25.0012/29/2011 9:15:10 AM
jgar_O$25.0012/29/2011 9:13:36 AM
life-is-great$25.0012/29/2011 9:13:03 AM
worth-blanket2$6,850.0012/29/2011 9:18:19 AM
6 Investments
 
Borrower Payment Dependent Notes Series 547370
This series of Notes was issued and sold upon the funding of the borrower loan #58275, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $85.54
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1978 Debt/Income ratio: 29%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 10 / 6Length of status:12y 3m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $35,185Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 96%  
   Homeownership: No  
Screen name: wise-flexible-credit9 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
car repairs
Purpose of loan: car repairs
This loan will be used to...repair car

My financial situation: very good
I am a good candidate for this loan because...i have a monthly income all the time



Monthly net income: $2600
Monthly expenses: $1500
Housing: $800
Insurance: $114
Car expenses: $100
Utilities: $150
Phone, cable, internet: $188
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $155
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$25.0012/28/2011 5:02:33 PM
worth-blanket2$1,900.0012/28/2011 5:09:02 PM
heart514$25.0012/28/2011 5:12:54 PM
handy-justice$50.0012/28/2011 5:07:20 PM
4 Investments
 
Borrower Payment Dependent Notes Series 547380
This series of Notes was issued and sold upon the funding of the borrower loan #58320, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $824.88
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1990 Debt/Income ratio: 17%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:13y 3m
Amount delinquent: $0 Total credit lines: 19 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $37,825Stated income:$100,000+
Delinquencies in last 7y: 1 Bankcard utilization: 58%  
   Homeownership: Yes  
Screen name: ATLANTAHELP Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt and pay off some miscellaneous expenses.

My financial situation:
I am a good candidate for this loan because I have a full-time job and have been employed with the same company for almost 14 years. I have have no active credit cards and carry no other debt beyond my mortgage and car loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.5612/29/2011 9:02:33 AM
the-bright-velocity$25.0012/29/2011 9:13:17 AM
worth-blanket2$24,900.0012/29/2011 9:18:12 AM
income-banjo$25.0012/29/2011 9:15:11 AM
AFairDeal$25.0012/29/2011 9:13:56 AM
5 Investments
 
Borrower Payment Dependent Notes Series 547386
This series of Notes was issued and sold upon the funding of the borrower loan #58415, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $396.91
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1986 Debt/Income ratio: 37%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 7Length of status:10y 11m
Amount delinquent: $0 Total credit lines: 41 Occupation: Fireman
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,762Stated income:$25,000-$49,999
Delinquencies in last 7y: 60 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: red-commitment-wasp Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 26 ( 96% ) 600-619 (Latest)
Principal borrowed: $7,000.00< 31 days late: 1 ( 4% )  
640-659 (Mar-2011)
660-679 (Mar-2010)
 
Principal balance: $3,321.03 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
handy-justice$100.0012/29/2011 9:02:22 AM
orange-preeminant-bill$25.0012/29/2011 9:05:59 AM
312-Lender$25.0012/29/2011 9:02:19 AM
MatthewDP$150.0012/29/2011 9:09:51 AM
enticing-capital6$50.0012/29/2011 9:16:13 AM
SLN-10$100.0012/29/2011 9:15:39 AM
halothane_logic$54.6212/29/2011 9:19:21 AM
trumpeter5$25.0012/29/2011 9:02:00 AM
TennSquire$25.0012/29/2011 9:10:36 AM
miked8303$25.0012/29/2011 9:08:30 AM
Star_Witness$85.0012/29/2011 9:18:07 AM
worth-blanket2$9,600.0012/29/2011 9:19:24 AM
12 Investments
 
Borrower Payment Dependent Notes Series 547392
This series of Notes was issued and sold upon the funding of the borrower loan #58400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1998 Debt/Income ratio: 65%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 8Length of status:3y 2m
Amount delinquent: $5,515 Total credit lines: 12 Occupation: Teacher's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,168Stated income:$1-$24,999
Delinquencies in last 7y: 1 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: happiness76 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
miked8303$25.0012/29/2011 9:08:31 AM
worth-blanket2$10,000.0012/29/2011 9:18:49 AM
2 Investments
 
Borrower Payment Dependent Notes Series 547416
This series of Notes was issued and sold upon the funding of the borrower loan #58382, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-2001 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 4Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:7y 2m
Amount delinquent: $0 Total credit lines: 38 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,159Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: camaraderi-injector018 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
business loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
handy-justice$50.0012/29/2011 9:06:35 AM
shmb6508$50.0012/29/2011 9:16:47 AM
worth-blanket2$3,300.0012/29/2011 9:18:35 AM
lucrative-transparency0$100.0012/29/2011 9:08:41 AM
heavenly-interest9$600.0012/29/2011 9:13:35 AM
5 Investments
 
Borrower Payment Dependent Notes Series 547420
This series of Notes was issued and sold upon the funding of the borrower loan #58309, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2001 Debt/Income ratio: 14%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 19 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,377Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: awe-inspiring-payment2 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Job
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $8000
Monthly expenses: $2000
Housing: $600
Insurance: $160
Car expenses: $370
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$250.0012/29/2011 9:02:16 AM
handy-justice$100.0012/29/2011 9:03:01 AM
mrxtravis$25.0012/29/2011 9:15:57 AM
worth-blanket2$1,600.0012/29/2011 9:18:27 AM
miked8303$25.0012/29/2011 9:08:31 AM
Danjack_Capital$25.0012/29/2011 9:02:24 AM
LittleMingo$25.0012/29/2011 9:15:43 AM
7 Investments
 
Borrower Payment Dependent Notes Series 547426
This series of Notes was issued and sold upon the funding of the borrower loan #58317, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-29-2011 
Term: 60 months Listing End date:  Dec-29-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $613.81
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1995 Debt/Income ratio: 12%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 35 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,799Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: bid-recruiter2 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
5 year plan to be debt free :-)
Purpose of loan:
This loan will be used to... payoff revolving debt and to invest in my future!!

My financial situation:
I am a good candidate for this loan because... I have the ability to pay, the drive to be successful, and the plan to better my familys future.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$25,000.0012/29/2011 11:42:51 AM
1 Investments
 
Borrower Payment Dependent Notes Series 547436
This series of Notes was issued and sold upon the funding of the borrower loan #58302, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-29-2011 
Term: 60 months Listing End date:  Dec-29-2011 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $118.03
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1984 Debt/Income ratio: 16%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:7y 0m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,250Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: compassion-meteor0 Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 660-679 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
640-659 (Nov-2010)
 
Principal balance: $3,065.79 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Need to do Auto Repairs
This loan will be used to get some much needed repairs done on my car to keep it running longer and to pay off my current Prosper loan, which is included in the loan payment amount listed below.

My financial situation:
I am a good candidate for this loan because I pay my bills on time and try to pay more than the minimum amount.

Monthly Income: $4402.00
Monthly Expenses: $3725.68

Rent $1400.00
Utilities $404.00
Insurance $91.50
Car Insurance/Gas: $509.00
Groceries: $600.00
Loans: 721.18
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.0012/29/2011 9:07:11 AM
green-trade-dolphin2$30.7612/29/2011 9:02:31 AM
swerd$100.0012/29/2011 9:12:26 AM
platinum-boss2$25.0012/29/2011 9:07:19 AM
income-banjo$25.0012/29/2011 9:15:12 AM
dime-sprout$25.0012/29/2011 9:16:34 AM
worth-blanket2$4,800.0012/29/2011 9:19:35 AM
7 Investments
 
Borrower Payment Dependent Notes Series 547464
This series of Notes was issued and sold upon the funding of the borrower loan #58418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $85.70
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jun-1998 Debt/Income ratio: 35%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 29 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $630Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: kingdomkid Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 33 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
680-699 (Nov-2009)
680-699 (Aug-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to...
Pay off a couple of credit cards so that I can have only 1 payment per month. And to continue to build my credit so in the future I can borrow more to finance my grooming business.

My financial situation:
I am a good candidate for this loan because...
I plan on paying this loan off in less than a year. I work two jobs so I am able to pay this off fairly quickly.

Monthly net income: $1, 500
Monthly expenses: $
Housing: $ 460
Insurance: $ 87
Car payment: $ 430
Utilities: $ 25
Phone, cable, internet: $ 60
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
credit-socrates648$2,000.0012/29/2011 11:33:07 AM
1 Investments
 
Borrower Payment Dependent Notes Series 547496
This series of Notes was issued and sold upon the funding of the borrower loan #58384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-29-2011 
Term: 60 months Listing End date:  Dec-29-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $325.19
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1997 Debt/Income ratio: 56%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:5y 10m
Amount delinquent: $0 Total credit lines: 33 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,089Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: No  
Screen name: loyalty-oasis6 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan: home improvement
This loan will be used to...purchase new appliances & carpet

My financial situation: just paid off all credit card bills
I am a good candidate for this loan because...I always pay my bills on time, have steady income & good credit


Monthly net income: $3750
Monthly expenses: $2300
Housing: $650
Insurance: $120
Car expenses: $670
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $200
Credit cards and other loans: $170
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lendstats_com$200.0012/29/2011 9:05:47 AM
handy-justice$100.0012/29/2011 9:07:32 AM
MatthewDP$150.0012/29/2011 9:09:29 AM
LittleMingo$25.0012/29/2011 9:13:57 AM
SLN-10$50.0012/29/2011 9:15:14 AM
worth-blanket2$9,500.0012/29/2011 9:19:12 AM
miked8303$25.0012/29/2011 9:08:32 AM
7 Investments
 
Borrower Payment Dependent Notes Series 547554
This series of Notes was issued and sold upon the funding of the borrower loan #58469, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-30-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $138.92
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1997 Debt/Income ratio: Not calculated
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 35 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,787Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: dropkicknic Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 37 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
600-619 (Jul-2009)
520-539 (May-2008)
 
Principal balance: $201.42 31+ days late: 0 ( 0% )
Total payments billed: 37  
Description
Moving to New House-Need Expense $
Purpose of loan: I recently landed a better job and want to move closer to my new workplace. I need money to help cover the associated expenses.
This loan will be used to find my move.

My financial situation: I am a college graduate who finally landed a decent job. I will be making more money than I ever have, but need a little money to help me move closer to my job.
I am a good candidate for this loan because...I have had a great history with Prosper, having paid off one previous loan in full, and an only $200 away from paying off another. My overall credit rating and situation is definitely on the upswing.


Monthly net income: $2900
Monthly expenses: $1273.50
Housing: $302.50
Insurance: $90
Car expenses: $261
Utilities: $50
Phone, cable, internet: $95
Food, entertainment: $250
Clothing, household expenses: $75
Credit cards and other loans: $100
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lucrative-loan$125.0012/30/2011 9:01:01 AM
yield-lion2$125.0012/30/2011 9:01:42 AM
marinbb$150.0012/30/2011 9:02:11 AM
smallbizrule$25.0012/30/2011 9:02:22 AM
school-loan-gambler$100.0012/30/2011 9:10:34 AM
school-loan-gambler$150.0012/30/2011 9:11:56 AM
damage$25.0012/30/2011 9:12:07 AM
Ubiquinone$50.0012/30/2011 9:14:28 AM
MoneyForNothing$44.9312/30/2011 9:01:48 AM
fabulous-community4$35.0012/30/2011 9:02:10 AM
Danjack_Capital$25.0012/30/2011 9:03:36 AM
trumpeter5$25.0012/30/2011 9:01:11 AM
Dusigrosz$200.0012/30/2011 9:01:26 AM
platinum-boss2$25.0012/30/2011 9:01:57 AM
sensible-fund$30.0012/30/2011 9:07:47 AM
MarvintheMartian$25.0012/30/2011 9:08:13 AM
smallbizrule$100.0012/30/2011 9:08:19 AM
DHolly$31.0012/30/2011 9:09:16 AM
handshake5$100.0012/30/2011 9:10:12 AM
worthy-bid8$50.0012/30/2011 9:10:25 AM
payout-achievement$50.0012/30/2011 9:08:43 AM
RLaumeyer$30.0012/30/2011 9:09:58 AM
loanman2007$100.0012/30/2011 9:10:25 AM
FASTIZIO_P$25.0012/30/2011 9:10:36 AM
contract-maracas$25.0012/30/2011 9:11:28 AM
worldly-investment333$25.0012/30/2011 9:14:25 AM
green-trade-dolphin$35.0212/30/2011 9:02:16 AM
janeybooboo$150.0012/30/2011 9:08:07 AM
shawnw2$203.0512/30/2011 9:15:19 AM
handy-justice$100.0012/30/2011 9:01:58 AM
Champion_Lending$30.0012/30/2011 9:03:28 AM
Dusigrosz$50.0012/30/2011 9:02:38 AM
fascinating-generosity3$150.0012/30/2011 9:08:41 AM
loanman2007$100.0012/30/2011 9:09:13 AM
NekHoldings$25.0012/30/2011 9:05:51 AM
shawnw2$300.0012/30/2011 9:06:56 AM
frantic-retirement$150.0012/30/2011 9:10:13 AM
tidy-fairness3$25.0012/30/2011 9:07:00 AM
Star_Witness$85.0012/30/2011 9:10:20 AM
LittleMingo$30.0012/30/2011 9:07:32 AM
graceful-investment$60.0012/30/2011 9:08:19 AM
BigSkyFinancial$30.0012/30/2011 9:10:33 AM
mercuriant$25.0012/30/2011 9:11:07 AM
mikeandcat$201.0012/30/2011 9:13:28 AM
Kash2010lu$30.0012/30/2011 9:14:23 AM
loanman2007$25.0012/30/2011 9:11:36 AM
46 Investments
 
Borrower Payment Dependent Notes Series 547604
This series of Notes was issued and sold upon the funding of the borrower loan #58402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $238.91
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2000 Debt/Income ratio: 44%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 22 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,391Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: joyous-penny4 Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan for a Better Future
Purpose of loan: To pay off credit card debt
This loan will be used to... I have three accounts which a loan of $5,000 will completely pay off so I can rebuild my credit and provide more security for my future.

My financial situation:
I am a good candidate for this loan because...I not only have a full time employment as a certified teacher, but I have also taken on a part time job in retail as part of my commitment to minimize my debt.

Although the terms of the loan include a three year pay off period, I will have the loan paid off in two years.


Monthly net income: $ 2,800
Monthly expenses: as follows
Housing: $650
Insurance: $55
Car expenses: $400
Utilities: $200
Phone, cable, internet: $85
Food, entertainment: $450
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
finance-mushroom$200.0012/29/2011 5:07:46 PM
AndChicksforFree$25.0012/29/2011 5:01:41 PM
Whipster$30.0012/29/2011 5:02:04 PM
handy-justice$100.0012/29/2011 5:03:15 PM
scarlet-velvet$25.0812/29/2011 5:12:32 PM
edaguy$50.0012/29/2011 5:15:25 PM
first-pragmatic-power$25.0012/29/2011 5:29:03 PM
successful-agreement7$100.0012/29/2011 5:16:44 PM
SFBank$50.0012/29/2011 5:18:10 PM
R3vXX$25.0012/29/2011 5:28:43 PM
hitsman$50.0012/29/2011 5:36:19 PM
worthy-bid8$50.0012/29/2011 5:30:03 PM
worth-blanket2$5,300.0012/29/2011 5:36:41 PM
13 Investments
 
Borrower Payment Dependent Notes Series 520653
This series of Notes was issued and sold upon the funding of the borrower loan #57988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $188.91
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-2000 Debt/Income ratio: 37%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:6y 8m
Amount delinquent: $0 Total credit lines: 32 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $60,839Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: Yes  
Screen name: flan5 Borrower's state: Delaware Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 19 ( 100% ) 720-739 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
660-679 (Jan-2010)
640-659 (Dec-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 19  
Description
Reliable Borrower
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
careful-note1$25.0012/19/2011 5:08:09 PM
orange-vigilance-shower$50.0012/19/2011 5:19:36 PM
market-solstice2$25.0012/19/2011 5:13:37 PM
MoneyForNothing$25.0012/19/2011 5:26:29 PM
Derel$50.0012/19/2011 5:14:10 PM
RLaumeyer$29.2212/19/2011 5:27:42 PM
blue-lively-platinum$25.0012/19/2011 5:18:02 PM
PatriotKnight$25.0012/19/2011 5:18:56 PM
Feyenoord$30.0012/19/2011 5:18:42 PM
SolarMoonshine$25.0012/19/2011 5:21:01 PM
heart514$25.0012/19/2011 5:25:45 PM
affluence-generator2$100.0012/19/2011 5:26:03 PM
cospilot$25.0012/19/2011 5:30:30 PM
ethical-income2$25.0012/19/2011 5:39:27 PM
ivy-league-MBA$25.0012/19/2011 5:31:36 PM
GoBigRed97$30.0012/19/2011 5:41:15 PM
hope-hickory8$25.0012/19/2011 5:48:52 PM
clemclan$60.0012/19/2011 6:10:45 PM
lender2611$25.0012/19/2011 5:38:44 PM
Rollshaft$30.0012/19/2011 6:31:08 PM
NekHoldings$25.0012/19/2011 6:46:16 PM
heatherwood$50.0012/19/2011 5:54:20 PM
heatherwood$25.0012/19/2011 5:56:58 PM
Moe87$25.0012/19/2011 6:16:58 PM
Mikale360$25.0012/19/2011 6:29:48 PM
investmentgroup$25.0012/19/2011 5:16:57 PM
commanding-treasure2$50.0012/19/2011 5:07:48 PM
trumpeter5$50.0012/19/2011 5:04:59 PM
golden-velocity9$25.0012/19/2011 5:12:25 PM
truth-companion$25.0012/19/2011 5:07:59 PM
LittleMingo$30.0012/19/2011 5:05:03 PM
mydogissocute$25.0012/19/2011 5:15:42 PM
penny-plato$50.0012/19/2011 5:07:28 PM
Mrs-Honeydew$30.0012/19/2011 5:08:13 PM
nimble-revenue5$50.0012/19/2011 5:08:18 PM
finance-prescription$100.0012/19/2011 5:19:31 PM
Investor_DP$100.0012/19/2011 5:10:07 PM
goodhearted-generosity511$30.0012/19/2011 5:24:47 PM
MatthewDP$100.0012/19/2011 5:12:10 PM
Reinadog9$25.0012/19/2011 5:14:27 PM
economy-coup$50.0012/19/2011 5:15:53 PM
GElender$40.0012/19/2011 5:18:10 PM
auction-seeker$25.0012/19/2011 5:37:45 PM
worthy-bid8$50.0012/19/2011 5:38:27 PM
industrious-transparency6$25.0012/19/2011 5:31:14 PM
BankofRon$25.0012/19/2011 5:33:05 PM
icanhasloanz$100.0012/19/2011 5:34:12 PM
villagers$25.0012/19/2011 5:34:39 PM
Star_Witness$76.0012/19/2011 5:44:22 PM
CoolPlexer$25.0012/19/2011 5:37:45 PM
blue-radiant-economy$200.0012/19/2011 5:49:21 PM
vutah$30.0012/19/2011 5:58:14 PM
shrewd-income$100.0012/19/2011 6:11:23 PM
social-cocktail1$200.0012/19/2011 5:46:03 PM
nellaelyob$25.0012/19/2011 5:46:50 PM
Bookophile$50.0012/19/2011 5:47:13 PM
mattblizz$100.0012/19/2011 5:55:56 PM
desertoasis$25.0012/19/2011 6:43:55 PM
papaloha$100.0012/19/2011 6:49:51 PM
worth-blanket2$2,300.0012/19/2011 6:51:35 PM
Corky1234$25.0012/19/2011 6:44:38 PM
the-ecstatic-coin$50.0012/19/2011 6:50:45 PM
62 Investments
 
Borrower Payment Dependent Notes Series 527995
This series of Notes was issued and sold upon the funding of the borrower loan #57728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-13-2011 
Term: 60 months Listing End date:  Dec-20-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $397.83
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1990 Debt/Income ratio: 22%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:30y 6m
Amount delinquent: $0 Total credit lines: 11 Occupation: Flight Attendant
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,605Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: 120933 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 720-739 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
700-719 (Nov-2010)
660-679 (Jan-2007)
 
Principal balance: $3,359.63 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
updating 2 bathrooms
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
unforgettable-wealth4$50.0012/13/2011 5:10:33 PM
LittleMingo$25.0012/13/2011 5:10:39 PM
heart514$25.0012/13/2011 5:36:50 PM
igniter584$25.0012/13/2011 5:40:30 PM
AndChicksforFree$25.0012/13/2011 5:17:29 PM
managedfund$1,333.0012/13/2011 5:43:30 PM
lender2611$25.0012/13/2011 5:43:13 PM
genuine-integrity0$25.0012/13/2011 6:00:13 PM
skillful-auction$25.0012/13/2011 6:37:16 PM
AFairDeal$25.0012/13/2011 5:42:04 PM
Feyenoord$30.0012/13/2011 5:55:01 PM
blue-radiant-economy$200.0012/14/2011 3:18:48 AM
vutah$25.0012/13/2011 8:41:04 PM
prudent-bid3$25.0012/13/2011 8:51:45 PM
mikeandcat$158.3912/14/2011 5:11:59 AM
cattlebaron$25.0012/14/2011 8:12:43 AM
credit-coach118$45.2712/14/2011 8:45:51 AM
money-booster2$25.0012/14/2011 9:41:46 AM
lenderRXT$90.0012/14/2011 12:57:47 PM
camaraderi-aspen$100.0012/14/2011 11:19:32 AM
auction-seeker$25.0012/14/2011 4:36:20 PM
Hillbilly_Banker$25.0012/14/2011 5:55:26 PM
tractorman$25.0012/14/2011 6:04:00 PM
angelinvestor2$40.0012/14/2011 6:31:58 PM
reward-excellency1$25.0012/14/2011 7:37:52 PM
rolandweary$50.0012/14/2011 7:07:46 PM
autonomous-truth$150.0012/14/2011 11:18:03 PM
native68$25.0012/14/2011 8:19:06 PM
treasure-coyote3$100.0012/14/2011 8:40:00 PM
financelover$50.0012/14/2011 10:30:44 PM
gain-mountain1$100.0012/14/2011 8:57:17 PM
Rogesparkguy$25.0012/15/2011 3:00:08 AM
britgsb$30.0012/13/2011 5:31:35 PM
Investor_DP$100.0012/13/2011 5:07:11 PM
bigwig155$200.0012/14/2011 11:44:36 PM
suave-dime6$25.0012/15/2011 6:45:53 AM
MoonMama$25.0012/15/2011 7:55:39 AM
generous-deal6$50.0012/15/2011 7:34:40 AM
otherwisedisposed$250.0012/15/2011 8:49:06 AM
Zoramite$25.0012/15/2011 9:11:58 AM
happy-loot3$100.0012/15/2011 9:46:49 AM
hope-hickory8$25.0012/15/2011 10:22:56 AM
SecondChanceLendingSERV$25.0012/15/2011 10:34:57 AM
Geldmeister$50.0012/15/2011 11:08:01 AM
george9960$30.0012/15/2011 12:56:57 PM
KLVLOPZ64$25.0012/15/2011 11:22:40 AM
Interloper$25.0012/15/2011 12:10:33 PM
transparency-baton$25.0012/15/2011 12:19:55 PM
Goodlender42$25.0012/15/2011 5:08:57 PM
handy-point5$25.0012/15/2011 5:32:10 PM
Lilybell$50.0012/15/2011 6:02:50 PM
RSV$25.0012/15/2011 11:25:14 PM
downtownfarm$25.0012/16/2011 3:41:40 AM
bountiful-durability$50.0012/15/2011 8:37:21 PM
USMC0311$25.0012/15/2011 10:02:59 PM
asset-producer1$100.0012/15/2011 7:49:06 PM
careful-note$25.0012/16/2011 4:37:40 AM
Ven58$25.0012/16/2011 3:20:53 AM
dime-sprout$25.0012/16/2011 9:13:30 AM
first-serene-credit$25.0012/16/2011 8:15:16 AM
JPAW777$25.0012/16/2011 9:25:07 AM
Tideman$25.0012/16/2011 9:44:54 AM
matt_2006$25.0012/16/2011 9:32:06 AM
wealth-infusion6$100.0012/16/2011 10:23:36 AM
Rip128$150.0012/16/2011 11:12:26 AM
first-friendly-listing$30.0012/16/2011 12:35:02 PM
frugalinvestor20$25.0012/16/2011 3:05:53 PM
yield-hut$26.0012/16/2011 11:26:07 AM
promise2$25.0012/16/2011 1:24:55 PM
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brazilofmux$100.0012/16/2011 5:19:58 PM
wesleyan$50.0012/16/2011 4:13:26 PM
bold-durability-drum$38.0012/16/2011 5:23:56 PM
exchange-portait7$30.0012/16/2011 5:32:27 PM
broker048$25.0012/16/2011 4:49:37 PM
enriched-truth$25.1012/16/2011 4:51:46 PM
mikrolown$25.0012/16/2011 5:33:55 PM
processor115$500.0012/16/2011 5:48:44 PM
processor115$100.0012/16/2011 5:59:19 PM
beakerfish$50.0012/16/2011 11:19:56 PM
groovychick$25.0012/17/2011 2:17:38 AM
gotjack$65.0012/17/2011 5:36:38 AM
loan-warrior$25.0012/16/2011 8:17:58 PM
naya50$25.0012/17/2011 6:38:48 AM
888GoldIngots$25.0012/17/2011 6:52:39 AM
mikeandcat$100.0012/17/2011 7:17:01 AM
shrewd-deal$50.0012/17/2011 7:48:00 AM
peaceful-farmer$25.0012/17/2011 7:57:13 AM
orange-resolute-platinum$25.0012/17/2011 2:21:09 AM
AlfinityBank25$25.0012/17/2011 5:52:05 AM
herbyman$31.0012/17/2011 9:24:23 AM
plentiful-return386$100.0012/17/2011 6:41:40 AM
corporatejim$44.0312/17/2011 6:54:22 AM
dordee$75.0012/17/2011 10:08:29 AM
Pizza-man$50.0012/17/2011 8:49:32 AM
ethical-truth211$350.0012/17/2011 11:37:04 AM
Kaj$25.0012/17/2011 12:26:08 PM
community-bridge8$25.0012/17/2011 12:54:30 PM
the-silver-blaster$50.0012/17/2011 1:24:12 PM
damage$25.0012/17/2011 12:52:29 PM
careful-note$50.0012/17/2011 3:27:04 PM
Rockymtnhi$25.0012/17/2011 2:27:16 PM
intrepid-loot$25.0012/17/2011 6:45:11 PM
Ocean713$75.0012/17/2011 3:39:15 PM
riproaringrapids$25.0012/18/2011 12:06:22 AM
NorthernFunds$50.0012/17/2011 7:10:05 PM
wealth-infusion6$100.0012/18/2011 12:03:31 AM
makerain$25.0012/18/2011 5:20:35 AM
maximizer$30.0012/18/2011 6:56:36 AM
chameleon125$25.0012/18/2011 7:37:19 AM
Winged_Inspirations$25.0012/18/2011 4:59:58 AM
natdwg$30.0012/18/2011 11:20:35 AM
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selvamfinance$25.0012/18/2011 12:24:29 PM
astute-benjamins$50.0012/18/2011 1:12:08 PM
studious-listing8$25.0012/18/2011 1:57:52 PM
reflective-rupee$25.0012/18/2011 2:20:40 PM
betterthanstock$50.0012/18/2011 3:45:00 PM
dough-souffle$50.0012/18/2011 7:10:56 PM
MissionMicroFinance$25.0012/18/2011 7:02:14 PM
phenomenal-gain5$30.0012/18/2011 7:56:08 PM
one-midas$35.0012/18/2011 8:52:34 PM
xthread$25.0012/19/2011 7:57:33 AM
point-mastery$50.0012/19/2011 3:39:34 AM
genuine-loan0$50.0012/19/2011 7:41:30 AM
marketplace-buckeye$50.0012/19/2011 8:30:44 AM
letsmakeitsuccessful$25.0012/19/2011 9:15:52 AM
alexander-hamilton$50.0012/19/2011 10:23:19 AM
Mark-7$50.0012/19/2011 9:42:49 AM
rescue$100.0012/19/2011 9:44:55 AM
Tradesmanlender$25.0012/19/2011 9:45:53 AM
kewgdns$50.0012/19/2011 10:33:10 AM
contract-lionheart$200.0012/19/2011 12:08:50 PM
LuvToLend$25.0012/19/2011 1:18:57 PM
joelsar$37.0012/19/2011 1:27:47 PM
malomar66$60.0012/19/2011 11:05:50 AM
unclejaef$25.0012/19/2011 2:35:34 PM
ibdguru23$50.0012/19/2011 3:22:56 PM
Derel$50.0012/19/2011 5:14:08 PM
ultimate-payment$25.0012/19/2011 5:39:18 PM
HamachiMan$50.0012/19/2011 5:45:01 PM
heatherwood$50.0012/19/2011 5:54:15 PM
heatherwood$25.0012/19/2011 5:56:57 PM
Lubava$25.0012/19/2011 7:28:32 PM
Ducatiman1978$25.0012/19/2011 9:05:27 PM
first-gold-plato$25.0012/19/2011 9:34:34 PM
orange-impartial-asset$25.0012/19/2011 7:58:30 PM
3cinvesting$100.0012/20/2011 1:52:21 AM
processor115$50.0012/19/2011 8:47:00 PM
nashibaksi$30.0012/19/2011 8:56:32 PM
Zgruntlove$80.0012/20/2011 5:50:29 AM
contract-paloverde1$30.0012/20/2011 4:42:51 AM
god_is_great$25.0012/20/2011 5:44:03 AM
income-banjo$50.0012/13/2011 5:13:21 PM
commanding-treasure2$50.0012/13/2011 5:13:34 PM
MASinVestment$50.0012/13/2011 5:16:17 PM
trumpeter5$25.0012/13/2011 5:03:08 PM
graceful-IRAinvestment$120.0012/13/2011 5:27:31 PM
Asgardian$50.0012/13/2011 5:27:52 PM
passivesf$50.0012/13/2011 5:34:04 PM
Pebbles-Lending$25.0012/13/2011 5:39:21 PM
AF-Chief$25.0012/13/2011 5:17:39 PM
Bob450$25.0012/13/2011 6:09:22 PM
radforj22$25.0012/13/2011 7:32:14 PM
janeybooboo$75.0012/13/2011 9:36:35 PM
sensible-fund$25.0012/14/2011 3:29:52 AM
zeeexsixare$200.0012/13/2011 8:53:39 PM
Socorro_Capital_Partners$25.0112/13/2011 9:24:36 PM
MASinVestment$100.0012/14/2011 7:33:24 AM
FinanceEngine$40.0012/14/2011 6:54:35 AM
affluence-generator2$100.0012/14/2011 9:09:14 AM
loanman2007$25.0012/14/2011 9:53:34 AM
CA-Lender$25.0012/14/2011 10:33:12 AM
riproaringrapids$25.0012/14/2011 9:48:34 AM
well-mannered-income3$30.0012/14/2011 3:27:35 PM
gotjack$25.0012/14/2011 4:58:00 PM
LoanerPrincipal$25.0012/14/2011 5:38:07 PM
MoneyTree79$50.0012/14/2011 9:02:45 PM
callmebryan$25.0012/14/2011 8:42:44 PM
Webpreneur$50.0012/15/2011 12:23:35 AM
lovely-greenback4$25.0012/15/2011 8:16:56 AM
the-discrete-income$25.0012/15/2011 9:02:44 AM
Leshan$25.0012/15/2011 9:38:53 AM
nshabani6$25.0012/15/2011 10:18:01 AM
igniter584$75.0012/15/2011 10:37:17 AM
miked8303$50.0012/15/2011 1:21:40 PM
unbelievable-exchange$100.0012/15/2011 4:45:45 PM
kind-asset-circuit$50.0012/15/2011 2:39:33 PM
happy-loot3$100.0012/15/2011 4:58:57 PM
life-is-great$25.0012/15/2011 5:25:33 PM
the-silver-blaster$75.0012/15/2011 7:06:17 PM
mykkai$25.0012/15/2011 7:22:44 PM
new-marketplace-lyrics$25.0012/16/2011 2:34:01 AM
durability-halibut$30.0012/16/2011 5:46:23 AM
rockhound84$25.0012/16/2011 7:27:42 AM
Watersports$50.0012/16/2011 5:55:16 AM
sgt-schultz$25.8412/16/2011 7:47:28 AM
Danfromnapa$25.0012/16/2011 8:26:50 AM
moola-gargantuan9$50.0012/16/2011 5:49:53 AM
the-magnetic-transaction$40.0012/16/2011 5:56:11 AM
fcrick$25.0012/16/2011 9:19:04 AM
sturdy-value9$25.0012/16/2011 2:14:35 PM
gain-kitten$25.0012/16/2011 12:21:27 PM
processor115$75.0012/16/2011 4:24:33 PM
tntmojave$50.0012/16/2011 5:25:31 PM
green-rate-futurist$100.0012/16/2011 4:36:36 PM
rajs$150.0012/16/2011 6:34:16 PM
wwwUniversal$25.0012/16/2011 5:26:16 PM
matthewa$25.0012/16/2011 9:17:49 PM
reward-dynamo$40.0012/17/2011 6:10:30 AM
InTheProcess$25.0012/17/2011 7:31:38 AM
riproaringrapids$25.0012/16/2011 11:44:46 PM
Frankieb21$50.0012/17/2011 7:58:54 AM
Rob717171$25.0012/17/2011 6:22:48 AM
houli123$40.0012/17/2011 11:31:01 AM
marwadi-62$75.0012/17/2011 10:36:50 AM
wlm3012$50.0012/17/2011 10:38:47 AM
InvestorPartners$25.0012/17/2011 12:13:44 PM
Control$25.0012/17/2011 12:36:49 PM
riproaringrapids$25.0012/17/2011 12:32:43 PM
the-laudable-peso$40.0012/17/2011 12:48:45 PM
loss-of-control$150.0012/17/2011 6:03:34 PM
happy-return4$25.0012/17/2011 7:16:54 PM
EmpireInvestments$100.0012/17/2011 11:35:39 PM
gr8_r8$25.0012/17/2011 8:04:51 PM
Techne_Funds_LLC$25.0012/18/2011 8:44:08 AM
mighty-payout1$25.0012/18/2011 4:30:36 AM
community-bridge8$25.0012/18/2011 9:03:59 AM
nimble-money086$25.0012/18/2011 12:03:18 PM
Weaverville$25.0012/18/2011 10:50:55 AM
income-champion$25.0012/18/2011 12:25:10 PM
unassuming-generosity$25.0012/18/2011 12:50:57 PM
timbob$100.0012/18/2011 12:47:06 PM
accmgg$100.0012/18/2011 2:03:33 PM
iaffy$25.0012/18/2011 12:52:32 PM
Brisket_Bob$25.0012/18/2011 5:54:47 PM
currency-bumblebee$25.0012/18/2011 5:02:03 PM
friendly-gold$25.0012/18/2011 10:35:48 PM
priceless-note7$50.0012/19/2011 6:54:12 AM
abundant-power$161.1412/18/2011 9:21:19 PM
asset-producer1$100.0012/18/2011 9:43:39 PM
yield-implementer8$51.8512/19/2011 8:32:25 AM
keichi03$25.7712/19/2011 8:41:41 AM
relentless-fairness0$34.0012/19/2011 8:02:13 AM
Rogelio48$30.0012/19/2011 9:02:39 AM
asmithj$25.0012/19/2011 9:08:00 AM
poster177$50.0012/19/2011 9:46:13 AM
Hobson$25.0012/19/2011 12:32:08 PM
fantastic-investment9$30.0012/19/2011 11:44:56 AM
bbrinck$25.0012/19/2011 11:54:40 AM
reaction5$25.0012/19/2011 2:02:54 PM
vigilance-portait5$50.0012/19/2011 2:31:18 PM
carlitos77$100.0012/19/2011 3:50:06 PM
value-fortress3$50.0012/19/2011 4:22:41 PM
intelligent-dedication9$100.0012/19/2011 4:34:41 PM
five-star-note$75.0012/19/2011 4:48:13 PM
the_winning_ticket$50.0012/19/2011 5:09:51 PM
ethical-income2$25.0012/19/2011 5:25:42 PM
villagers$25.0012/19/2011 5:34:39 PM
future-baby-fund$100.0012/19/2011 7:45:56 PM
greenback-chairman5$25.0012/19/2011 6:33:05 PM
happy-return4$56.0012/19/2011 8:59:09 PM
gain-expert$25.0012/19/2011 11:35:32 PM
power-defender7$25.0012/19/2011 8:17:51 PM
payout-alien6$25.0012/19/2011 8:14:38 PM
bughead$25.0012/20/2011 2:27:18 AM
economy-sunrise$25.0012/19/2011 9:55:16 PM
factcheck$35.0012/20/2011 12:42:32 AM
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note-mad-scientist$25.6212/20/2011 4:04:44 AM
marketologist327$25.0012/20/2011 4:32:03 AM
culldud6900$100.0012/20/2011 5:30:27 AM
wildgillis$34.9412/20/2011 5:44:59 AM
rockhound84$42.0012/20/2011 6:02:01 AM
Phatt-Daddy$35.0412/20/2011 6:13:01 AM
275 Investments
 
Borrower Payment Dependent Notes Series 528231
This series of Notes was issued and sold upon the funding of the borrower loan #57758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $18,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $424.92
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1998 Debt/Income ratio: 4%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 3 / 3Length of status:12y 9m
Amount delinquent: $46,255 Total credit lines: 24 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $186Stated income:$100,000+
Delinquencies in last 7y: 23 Bankcard utilization: 2%  
   Homeownership: Yes  
Screen name: ncsu_dvmstr Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 780-799 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
640-659 (May-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Car Loan
Purpose of loan:
This loan will be used to replace my existing vehicle, which as 214000 miles on it currently.

My financial situation:
I divorced 3 years ago, which resulted in several negative entries on my credit report. Since that time, I have maintained an excellent record (Experian rating of 791). I own my own home and have been employed with the same company for the last 6 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$35.0212/19/2011 5:02:26 PM
Feyenoord$30.0012/19/2011 5:18:42 PM
vutah$30.0012/19/2011 6:11:45 PM
worth-blanket2$17,900.0012/19/2011 6:52:09 PM
MoneyForNothing$31.6412/19/2011 5:09:20 PM
5 Investments
 
Borrower Payment Dependent Notes Series 528353
This series of Notes was issued and sold upon the funding of the borrower loan #57552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 30.77% Borrower rate/APR: 31.77% / 35.80% Monthly payment: $173.71
 
Lender servicing fee: 1.00% Effective Yield*: 28.96%  
Estimated return*: 12.46%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1979 Debt/Income ratio: 11%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 5 / 4Length of status:29y 11m
Amount delinquent: $20,874 Total credit lines: 56 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$75,000-$99,999
Delinquencies in last 7y: 3 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: stanisz6754 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay student loan

My financial situation:
I am a good candidate for this loan because of recent on time loan payments,and steady income for a long time.


Monthly net income: $4500
Monthly expenses: $3500
Housing: $1000
Insurance: $300
Car expenses: $300
Utilities: $250
Phone, cable, internet: $300
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
graceful-IRAinvestment$25.0012/7/2011 9:20:14 AM
csak13$50.0012/7/2011 4:43:26 PM
SFBank$50.0012/7/2011 5:25:12 PM
Core-Marketing$25.0012/8/2011 4:54:01 AM
SecondChanceLendingSERV$25.0012/8/2011 7:46:08 AM
zydeco337$25.0012/12/2011 12:08:10 PM
money-booster2$25.0012/12/2011 2:34:29 PM
economy-shrubbery6$25.0012/12/2011 5:08:53 PM
vibrant-trade8$35.0012/12/2011 5:31:58 PM
green-rate-futurist$25.0012/12/2011 7:28:46 PM
ethical-truth211$100.0012/13/2011 2:37:34 AM
kind-credit-bear$25.0012/13/2011 9:24:23 AM
eronyc$25.0012/13/2011 9:56:06 AM
dough-souffle$100.0012/13/2011 2:22:03 PM
MASinVestment$100.0012/13/2011 5:16:53 PM
DHolly$31.0012/14/2011 6:10:59 AM
Runegeld$50.0012/14/2011 5:58:04 AM
blue-radiant-economy$100.0012/13/2011 11:01:44 PM
waterlogged39$48.0012/14/2011 9:08:52 AM
2grindstones$25.0012/14/2011 10:13:52 AM
Rebelrick9$26.8612/14/2011 9:48:10 AM
glroark$50.0012/14/2011 3:05:20 PM
graceful-IRAinvestment$100.0012/14/2011 5:19:48 PM
green-trade-dolphin$25.0012/14/2011 7:11:23 PM
Calif-smo$31.7412/14/2011 7:23:00 PM
money4sale$30.9812/14/2011 8:25:15 PM
power-bluebird2$25.0012/15/2011 3:55:12 AM
SolarMoonshine$25.0012/7/2011 10:32:03 AM
social-heart$25.0012/7/2011 7:57:14 PM
money-baron-Roth401k$50.0012/10/2011 8:06:04 AM
blue-lively-platinum$25.0012/10/2011 2:21:46 PM
the-hope-workhorse$50.0012/12/2011 12:07:38 PM
marimari$34.9512/12/2011 3:57:52 PM
heart514$25.0012/12/2011 7:27:05 PM
avm-the-investor$250.0012/13/2011 8:03:44 AM
abundant-credit6$25.0012/13/2011 7:17:40 AM
kulender$100.0012/13/2011 9:16:33 AM
careful-vigilance4$50.0012/13/2011 9:16:39 AM
cardminger$25.0012/13/2011 1:26:17 PM
JPMorrisLegacyFund$1,124.2412/13/2011 11:52:53 PM
the-laudable-peso$40.0012/14/2011 7:04:44 AM
MASinVestment$300.0012/14/2011 7:14:46 AM
168RichCapital$25.1212/14/2011 11:39:26 AM
the-hope-workhorse$100.0012/14/2011 10:46:33 AM
kind-diligent-coin$25.0012/14/2011 2:38:11 PM
DaddyBill$28.0012/14/2011 4:49:16 PM
graceful-IRAinvestment$100.0012/14/2011 5:28:58 PM
newest-phenomenal-dinero$25.0012/14/2011 5:54:01 PM
generosity-poem2$40.0012/14/2011 6:45:14 PM
justice-trailblazer0$25.0012/14/2011 9:23:14 PM
CapitanVald$100.0012/14/2011 9:09:34 PM
enriching-dollar$25.0012/14/2011 10:29:56 PM
Mont_Brinker$35.7112/14/2011 8:50:57 PM
seineil$50.0012/15/2011 1:08:26 AM
fountain355$18.4012/15/2011 4:13:41 AM
coin-paddle$25.0012/14/2011 11:21:18 PM
Happyhourcomics$25.0012/15/2011 2:04:35 AM
57 Investments
 
Borrower Payment Dependent Notes Series 532513
This series of Notes was issued and sold upon the funding of the borrower loan #57925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-20-2011 
Term: 60 months Listing End date:  Dec-22-2011 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $188.85
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2006 Debt/Income ratio: 32%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $877Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: No  
Screen name: diversification-saffron4 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 100% ) 720-739 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
740-759 (Mar-2011)
 
Principal balance: $5,041.39 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
refinance
Purpose of loan: This loan is just a refinance of my first loan with prosper, with a little icing on the cake.

This loan will be used to...
Upon approval I will immediately pay off the previously listed loan and then use the small remainder of approximately $2000.00 for paying off a few other monthly bills to get them out of the way. I will also be left with a smaller per month payment to prosper to lower monthly expenses.


My financial situation:
I am a good candidate for this loan because...
I am very responsible with my finances. I have the credit score that I do at 24 years old because I have always stuck to my financial obligations, and I fully intend on continuing to do so throughout the rest of my life. I am not "drowning in debt" nor do I have any financial instabilities. I simply wish to make things a little bit smoother.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
dime-sprout$25.0012/20/2011 9:10:36 AM
affluence-generator2$100.0012/20/2011 9:09:13 AM
intelligent-dedication9$100.0012/20/2011 9:12:06 AM
gjm6d$25.0012/20/2011 9:22:36 AM
Moe87$25.0012/20/2011 9:20:47 AM
AFairDeal$25.0012/20/2011 9:28:10 AM
rajs$100.0012/20/2011 9:31:02 AM
riproaringrapids$35.0012/20/2011 9:32:34 AM
BxRealtor$25.0012/20/2011 9:52:49 AM
unassuming-generosity$25.0012/20/2011 9:53:37 AM
Sneezie$100.0012/20/2011 9:54:36 AM
nimble-money086$25.0012/20/2011 10:05:16 AM
ricklip$100.0012/20/2011 10:23:35 AM
promise2$50.0012/20/2011 12:13:51 PM
intelligent-dedication9$1,200.0012/20/2011 12:14:54 PM
independent-revenue4$100.0012/20/2011 1:46:04 PM
tigercat$50.0012/20/2011 3:36:55 PM
blue-radiant-economy$200.0012/20/2011 4:08:40 PM
well-mannered-income3$40.0012/20/2011 5:16:31 PM
unbelievable-exchange$100.0012/20/2011 5:27:10 PM
hidavehi$35.0012/20/2011 6:18:06 PM
radforj22$25.0012/20/2011 7:02:18 PM
money-booster2$100.0012/20/2011 10:19:39 PM
Mrs-Honeydew$25.0012/21/2011 3:26:38 AM
SouthernRemarketing$28.8512/21/2011 5:52:15 AM
ethical-truth211$500.0012/21/2011 6:57:42 AM
Leshan$100.0012/21/2011 7:55:44 AM
debtfreenow-82$50.0012/21/2011 7:45:52 AM
Tradesmanlender$25.0012/21/2011 9:16:43 AM
gallant-economy9$50.0012/21/2011 9:44:39 AM
processor115$50.0012/21/2011 9:46:52 AM
ahansen$25.0012/21/2011 9:49:45 AM
jdwillcox$100.0012/21/2011 2:52:15 PM
hidavehi$25.0012/21/2011 4:21:56 PM
evergreen16$74.0012/21/2011 4:51:55 PM
LoanerPrincipal$25.0012/21/2011 5:24:07 PM
goldsun$25.0012/21/2011 7:12:33 PM
ReliableLoans$100.0012/21/2011 7:43:57 PM
antlr$50.0012/21/2011 9:21:12 PM
1willray$25.0012/21/2011 9:55:32 PM
coin-jamboree$30.0012/21/2011 10:22:29 PM
discrete-asset$25.0012/22/2011 4:23:07 AM
yield-hut$25.0012/22/2011 4:25:56 AM
btormc5$50.0012/22/2011 6:21:54 AM
first-dinero-igloo$25.0012/22/2011 6:40:54 AM
Rulea72$26.9912/22/2011 6:21:59 AM
intrepid-loot$25.0012/22/2011 6:22:30 AM
tranquil-diversification8$50.0012/22/2011 6:34:03 AM
green-trade-dolphin2$34.7512/20/2011 9:02:31 AM
kenji4861$25.0012/20/2011 9:17:56 AM
heart514$25.0012/20/2011 9:20:11 AM
indomitable-coin$25.0012/20/2011 9:25:47 AM
blue-lively-platinum$25.0012/20/2011 9:26:59 AM
camaraderi-aspen$100.0012/20/2011 9:38:32 AM
vinayski$25.0012/20/2011 9:48:15 AM
commanding-treasure2$50.0012/20/2011 9:52:44 AM
contract-student2$50.0012/20/2011 9:41:30 AM
grammaspurse$25.0012/20/2011 10:07:51 AM
cwegert$25.0012/20/2011 10:38:29 AM
DreDub$50.0012/20/2011 12:46:11 PM
tharmon$25.0012/20/2011 2:56:44 PM
peace-cell2$27.9912/20/2011 1:05:28 PM
DoctorJoe$25.0012/20/2011 3:22:15 PM
r48$26.0012/20/2011 3:25:55 PM
ALVO$50.0012/20/2011 3:48:36 PM
majestic-repayment3$25.0012/20/2011 3:15:50 PM
hope-hickory8$25.0012/20/2011 4:50:40 PM
MoneyForNothing$25.0012/20/2011 5:13:02 PM
income-banjo$50.0012/20/2011 5:33:36 PM
R3vXX$25.0012/20/2011 7:07:28 PM
optionscashflow$25.0012/20/2011 11:04:47 PM
a-unflappable-finance$91.0012/20/2011 11:43:38 PM
cattlebaron$25.0012/21/2011 12:30:19 AM
careful-note$150.0012/21/2011 4:09:15 AM
natdwg$30.0012/21/2011 5:20:14 AM
giftgold$25.0012/21/2011 6:11:50 AM
chameleon125$50.0012/21/2011 6:20:26 AM
fantastic-investment9$30.0012/21/2011 8:37:01 AM
Nazbuster$50.0012/21/2011 9:07:38 AM
KLCRAY$25.0012/21/2011 9:10:01 AM
C_Mark$50.0012/21/2011 9:35:33 AM
makerain$25.0012/21/2011 9:38:06 AM
Zeenos$25.1112/21/2011 9:54:44 AM
new-truth-chuckler$25.0012/21/2011 9:57:23 AM
velocity-cowbell05$100.0012/21/2011 11:34:27 AM
susurrus$50.0012/21/2011 12:05:28 PM
greenback-maniac$25.0012/21/2011 1:02:13 PM
discostu$25.0012/21/2011 1:47:44 PM
igniter584$25.0012/21/2011 1:01:18 PM
Wilhan$25.0012/21/2011 1:16:29 PM
RockCrown$25.0012/21/2011 3:04:11 PM
Digs$25.0012/21/2011 3:02:15 PM
dgagli1$33.1612/21/2011 3:14:02 PM
jkeller4000$100.0012/21/2011 3:32:38 PM
themoneydoctor$150.0012/21/2011 3:39:21 PM
otherwisedisposed$400.0012/21/2011 4:17:29 PM
BoughtTheFarm$25.0012/21/2011 5:10:05 PM
power-companion7$75.0012/21/2011 5:16:26 PM
unforgettable-wealth4$50.0012/21/2011 5:44:19 PM
s270$34.9212/21/2011 6:13:51 PM
leverage-grove6$25.0012/21/2011 6:24:09 PM
justice-circuitry0$25.0012/21/2011 6:34:31 PM
Rip128$80.0012/21/2011 6:47:58 PM
houli123$25.0012/21/2011 7:17:17 PM
blue-radiant-economy$100.0012/21/2011 8:27:06 PM
Josphine$25.0012/21/2011 9:31:27 PM
TrustPlus$50.0012/21/2011 8:48:27 PM
dogthecat$29.9312/21/2011 10:34:55 PM
SkyLoan$28.0012/21/2011 10:55:40 PM
thankful-nickel2$25.0012/21/2011 11:03:07 PM
sri59$100.0012/22/2011 2:59:35 AM
principal-laser$42.8912/22/2011 5:04:17 AM
interact$25.0012/22/2011 6:32:23 AM
money-socrates3$25.0012/22/2011 7:24:30 AM
jsnryn$25.0012/22/2011 7:02:54 AM
theskippy$25.0012/22/2011 7:29:16 AM
elegant-market9$26.0012/22/2011 8:04:31 AM
larrybird$615.4112/22/2011 8:11:16 AM
118 Investments
 
Borrower Payment Dependent Notes Series 533709
This series of Notes was issued and sold upon the funding of the borrower loan #58171, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $235.69
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Dec-2001 Debt/Income ratio: Not calculated
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:5y 10m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,275Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: No  
Screen name: goal-bonus9 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 600-619 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
720-739 (Feb-2011)
 
Principal balance: $6,121.40 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Business expansion
Purpose of loan: This loan would be for working capital for a business expansion here in small town USA
This loan will be used to expand a current cafe into our small towns first brewpub and smoke haus

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$5,400.0012/20/2011 5:31:12 PM
truth-companion$25.0012/20/2011 5:24:58 PM
jkeller4000$25.0012/20/2011 5:06:49 PM
handy-justice$50.0012/20/2011 5:08:40 PM
money-baron-Roth401k$25.0012/20/2011 5:06:12 PM
unbelievable-exchange$100.0012/20/2011 5:27:11 PM
6 Investments
 
Borrower Payment Dependent Notes Series 534193
This series of Notes was issued and sold upon the funding of the borrower loan #57586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-09-2011 
Term: 60 months Listing End date:  Dec-15-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $397.83
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-2005 Debt/Income ratio: Not calculated
Credit score: 740-759 (Nov-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 20 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,720Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: brzlbtmn Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 740-759 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
640-659 (Mar-2007)
600-619 (Feb-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
English School in Brazil
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$25.0012/9/2011 9:03:50 AM
graceful-IRAinvestment$120.0012/9/2011 9:09:01 AM
thankful-nickel2$25.0012/9/2011 9:17:27 AM
MoneyForNothing$32.9612/9/2011 10:24:25 AM
moola-gargantuan9$50.0012/9/2011 10:12:32 AM
312-Lender$25.0012/9/2011 10:57:38 AM
skillful-asset5$35.0012/9/2011 12:43:18 PM
Feyenoord$30.0012/9/2011 4:25:34 PM
zeeexsixare$100.0012/9/2011 5:40:27 PM
The-Lighthouse-Group$25.0012/10/2011 6:11:59 AM
genuine-integrity0$25.0012/10/2011 7:02:16 AM
CA-Lender$25.0012/10/2011 10:30:37 AM
intuitive-integrity9$50.0012/10/2011 10:16:45 AM
wlm3012$30.0012/10/2011 11:49:06 AM
twjh$25.0012/10/2011 12:24:19 PM
careful-note$50.0012/10/2011 12:40:03 PM
tremendous-yield8$25.0012/10/2011 1:23:39 PM
Amber_Stone$25.0012/10/2011 3:29:37 PM
hookUup$26.0912/10/2011 5:10:07 PM
cattlebaron$25.0012/10/2011 10:54:56 PM
bruin558$30.0012/10/2011 9:41:55 PM
UT-Longhorn$25.0012/11/2011 9:19:42 AM
income-banjo$100.0012/11/2011 8:10:44 AM
BonesyJones$200.0012/11/2011 10:29:34 AM
suave-dime6$25.0012/11/2011 10:46:30 AM
liberty-thinker$25.0012/11/2011 4:00:05 PM
inspired-investment8$100.0012/11/2011 6:09:20 PM
basis-ferret8$50.0012/11/2011 6:55:30 PM
zeeexsixare$100.0012/12/2011 4:22:49 AM
jmeasn$39.6612/12/2011 12:09:50 AM
worldly-investment333$25.0012/12/2011 8:00:53 AM
puyanera$25.0012/12/2011 9:37:40 AM
PatriotKnight$25.0012/12/2011 2:12:56 PM
graceful-IRAinvestment$53.0012/12/2011 1:35:55 PM
MrBlack$50.0012/12/2011 6:26:07 PM
strombo27$25.0012/12/2011 6:46:25 PM
MrBlack$50.0012/12/2011 6:29:39 PM
HamachiMan$50.0012/12/2011 8:24:49 PM
the_winning_ticket$100.0012/13/2011 1:06:20 AM
Bob450$25.0012/13/2011 6:48:38 AM
first-serene-credit$25.0012/13/2011 7:31:00 AM
worth-arch$25.0012/13/2011 6:41:57 AM
Agonbiew$50.0012/13/2011 9:13:15 AM
loan-rider7$25.0012/13/2011 7:58:55 AM
Zeenos$25.1112/13/2011 9:24:27 AM
sgt-schultz$28.5612/13/2011 10:46:16 AM
commanding-treasure2$50.0012/13/2011 10:59:43 AM
tolerant-dinero2$25.0012/13/2011 9:53:28 AM
meenan$100.0012/13/2011 10:21:23 AM
haplender$50.0012/13/2011 1:48:09 PM
cattlebaron$25.0012/13/2011 11:25:14 AM
cattlebaron$25.0012/13/2011 11:26:47 AM
wealth-infusion6$200.0012/13/2011 12:30:44 PM
lamsabuy$100.0012/13/2011 5:20:07 PM
Tradesmanlender$25.0012/13/2011 5:32:43 PM
MASinVestment$50.0012/13/2011 5:16:03 PM
influential-benjamins0$100.0012/13/2011 5:48:29 PM
gravbox$25.0012/13/2011 6:01:12 PM
skillful-auction$25.0012/13/2011 6:37:14 PM
Jerrys1951$30.0012/13/2011 9:35:33 PM
impressive-justice6$50.0012/13/2011 10:01:19 PM
blue-radiant-economy$200.0012/14/2011 3:14:42 AM
social-comet7$25.0012/14/2011 6:09:28 AM
the-laudable-peso$40.0012/14/2011 7:04:48 AM
ctgscott$25.0012/14/2011 9:26:06 AM
thrilling-wealth556$25.0012/14/2011 9:40:19 AM
camaraderi-aspen$100.0012/14/2011 11:19:31 AM
pollak$25.0012/14/2011 11:28:04 AM
Wangchuk$30.0112/14/2011 10:50:06 AM
Ducatiman1978$25.0012/14/2011 4:45:33 PM
Weaverville$25.0012/14/2011 5:03:19 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:01 PM
tractorman$25.0012/14/2011 6:03:57 PM
angelinvestor2$40.0012/14/2011 6:31:51 PM
KMSB$25.0012/14/2011 6:46:33 PM
treasure-pipeline$25.0012/14/2011 7:13:54 PM
CapStack$25.0012/14/2011 7:24:08 PM
hopheadmike$26.0012/14/2011 7:33:41 PM
da-da-daddio$500.0012/14/2011 7:33:41 PM
worker943$50.0012/14/2011 7:46:02 PM
WolRab$50.0012/14/2011 7:59:35 PM
native68$25.0012/14/2011 8:19:01 PM
eadamson$50.0012/14/2011 8:40:43 PM
LenderSender$25.0012/14/2011 8:52:56 PM
fair-rate$25.0012/14/2011 9:30:07 PM
sincere-balance$25.0012/14/2011 9:18:06 PM
rain100$50.0012/14/2011 11:37:46 PM
actuarial_investor$25.0012/15/2011 12:09:37 AM
Webpreneur$50.0012/15/2011 12:23:29 AM
callmebryan$25.0012/14/2011 8:42:44 PM
autonomous-truth$100.0012/14/2011 11:04:24 PM
adam_rodgers$25.0012/14/2011 9:22:25 PM
REVSTJ999$25.0012/15/2011 1:44:56 AM
oaktown23$50.0012/14/2011 11:20:34 PM
mello137$25.0012/14/2011 11:37:52 PM
Finance_Jedi$60.0012/15/2011 6:08:09 AM
admirable-worth1$25.0012/15/2011 6:47:24 AM
Ellisdee$50.0012/15/2011 3:34:43 AM
generous-deal6$50.0012/15/2011 7:34:38 AM
payout-equalizer8$25.0012/15/2011 6:49:09 AM
hptcrabbers$25.0012/15/2011 7:17:06 AM
logical-loyalty0$60.0012/15/2011 8:07:19 AM
DarthContinent$50.0012/15/2011 8:41:47 AM
andlifegoeson$25.0012/15/2011 7:06:10 AM
credit-maple5$47.0012/15/2011 9:08:31 AM
otherwisedisposed$250.0012/15/2011 8:48:47 AM
MoonMama$25.0012/15/2011 7:55:23 AM
A_mike$25.0012/15/2011 9:05:25 AM
jeb_31$25.0012/15/2011 9:22:48 AM
cutter21$25.0012/15/2011 9:24:46 AM
damage$25.0012/15/2011 9:37:22 AM
undaunted-fairness0$25.0012/15/2011 9:28:05 AM
skro$25.0012/15/2011 9:18:55 AM
Elefunt$25.0012/15/2011 9:19:19 AM
luzonct$100.0012/15/2011 9:47:16 AM
worth-blanket2$1,900.0012/15/2011 9:55:32 AM
Tscheddar$25.0012/9/2011 9:14:56 AM
igniter584$25.0012/9/2011 9:18:15 AM
AF-Chief$25.0012/9/2011 9:13:54 AM
Investor_DP$100.0012/9/2011 9:21:36 AM
AFairDeal$25.0012/9/2011 9:19:19 AM
investmentgroup$25.0012/9/2011 9:23:15 AM
ivy-league-MBA$25.0012/9/2011 9:33:23 AM
affluence-generator2$100.0012/9/2011 9:34:50 AM
happy-loot3$100.0012/9/2011 9:33:03 AM
investment-artist$30.0112/9/2011 9:38:40 AM
pound-mushroom3$25.0012/9/2011 9:43:33 AM
FinanceEngine$40.0012/9/2011 10:08:20 AM
LittleMingo$30.0012/9/2011 10:17:23 AM
AndChicksforFree$25.0012/9/2011 10:25:29 AM
money-booster2$25.0012/9/2011 12:14:07 PM
tntmojave$50.0012/9/2011 6:07:02 PM
managedfund$1,333.0012/9/2011 5:31:18 PM
lenderrob$25.0012/9/2011 7:21:56 PM
bullish2bearish$50.0012/9/2011 7:08:39 PM
riproaringrapids$25.0012/9/2011 8:03:01 PM
penny-winner$100.0012/9/2011 9:12:44 PM
chameleon125$25.0012/10/2011 6:56:20 AM
order-merman$25.0012/10/2011 10:50:56 AM
Alittleluck$25.0012/10/2011 7:50:13 PM
ultimate-payment$25.0012/11/2011 12:08:18 PM
promise2$45.0812/11/2011 12:38:14 PM
VAGweilo$25.0012/11/2011 4:45:52 PM
the-discrete-income$25.0012/11/2011 2:39:57 PM
return-grizzly$100.0012/12/2011 2:14:11 AM
moola-monger9$50.0012/12/2011 8:56:48 AM
108lender$300.0012/12/2011 1:59:55 PM
chad-bro-chill$25.0012/12/2011 2:41:02 PM
tidy-fairness3$25.0012/12/2011 1:58:22 PM
timbob$100.0012/12/2011 5:13:21 PM
listing-trapper3$39.0012/12/2011 5:11:35 PM
brazilofmux$100.0012/12/2011 5:29:42 PM
mikrolown$25.0012/12/2011 5:35:33 PM
lplender$50.0012/12/2011 6:20:30 PM
heart514$25.0012/12/2011 7:27:20 PM
asset-producer1$100.0012/12/2011 7:48:46 PM
scojo$25.5112/12/2011 8:28:20 PM
USMC0311$25.0012/12/2011 8:43:55 PM
transparency-giant$50.0012/12/2011 9:37:52 PM
RB_Double-A_Bravo$28.2712/12/2011 9:03:46 PM
Butterfly1950$25.0012/13/2011 6:51:17 AM
mad-scientist418$25.0012/13/2011 6:45:36 AM
unclejaef$25.0012/13/2011 8:53:02 AM
the-laudable-peso$50.0012/13/2011 8:15:57 AM
Leshan$130.0512/13/2011 7:57:21 AM
fcrick$25.0012/13/2011 9:23:56 AM
valiant-money$50.0012/13/2011 8:57:22 AM
rolltide09$25.0012/13/2011 9:29:21 AM
bold-durability-drum$60.0012/13/2011 9:36:25 AM
ChrisTJ$25.0012/13/2011 9:48:46 AM
maschinenbau$25.0012/13/2011 10:56:11 AM
igniter584$50.0012/13/2011 11:34:47 AM
integrity-doctor$100.0012/13/2011 12:19:01 PM
LoanerPrincipal$25.0012/13/2011 9:52:44 AM
golden-velocity9$25.0012/13/2011 12:11:02 PM
help4u$25.0012/13/2011 2:50:49 PM
sjc224$25.0012/13/2011 4:20:31 PM
innovator10$200.0012/13/2011 5:37:01 PM
lender2611$25.0012/13/2011 5:43:02 PM
well-mannered-income3$50.0012/13/2011 5:57:06 PM
SecondChanceLendingSERV$25.0012/13/2011 5:33:19 PM
tntmojave$50.0012/13/2011 7:15:32 PM
timmsc$25.0012/13/2011 6:20:25 PM
peripatetic$25.0012/14/2011 1:13:17 AM
Socorro_Capital_Partners$25.0112/13/2011 9:18:14 PM
dckpolo$25.0012/14/2011 5:29:16 AM
MASinVestment$100.0012/14/2011 7:33:05 AM
chererat$100.0012/14/2011 7:38:48 AM
wwwUniversal$25.0012/14/2011 9:06:14 AM
extraordinary-silver5$25.0012/14/2011 9:33:17 AM
duty-explosion9$50.0012/14/2011 11:15:26 AM
market-assembler$50.0012/14/2011 9:52:48 AM
Starica$500.0012/14/2011 12:36:37 PM
diablorulz$50.0012/14/2011 4:22:25 PM
villagers$50.0012/14/2011 3:32:25 PM
ore-jalapeno4$50.0012/14/2011 5:41:06 PM
dedication-magnolia9$25.0012/14/2011 6:19:44 PM
ZTA0796$25.0012/14/2011 6:19:50 PM
oex$25.0012/14/2011 6:22:48 PM
falcon85$25.0012/14/2011 6:34:55 PM
GlowHost$25.0012/14/2011 6:08:58 PM
benevolent-money6$25.0012/14/2011 6:53:34 PM
rolandweary$50.0012/14/2011 7:07:33 PM
principal-kung-fu$25.0012/14/2011 7:19:43 PM
precious-coin3$50.0012/14/2011 7:37:49 PM
4palmtrees$100.0012/14/2011 7:39:05 PM
ps2roy$25.0012/14/2011 7:15:34 PM
bazaar-hyperdrive3$50.0012/14/2011 9:11:18 PM
matthart$25.0012/14/2011 7:29:10 PM
svjeller$50.0012/14/2011 7:48:59 PM
bid-lightning9$25.0012/14/2011 8:38:46 PM
fcukciti$35.0012/15/2011 1:34:19 AM
financelover$50.0012/14/2011 10:30:39 PM
magown$40.0012/15/2011 4:25:43 AM
Invest_In_U_Today_Pls_Pay_back$240.8112/15/2011 4:25:49 AM
reward-excellency1$25.0012/15/2011 5:36:46 AM
bigwig155$200.0012/14/2011 11:48:22 PM
BigBag$25.0012/15/2011 5:52:13 AM
tremendous-integrity$50.0012/15/2011 7:23:49 AM
first-class-yield9$50.0012/15/2011 5:54:08 AM
Gilgothdae$25.0012/15/2011 8:01:28 AM
LiveFreeand$25.0012/15/2011 6:44:54 AM
FASN8U$25.0012/15/2011 7:37:19 AM
Trystar$25.0012/15/2011 9:13:36 AM
debt-fuse158$25.0012/15/2011 8:59:58 AM
genius520$27.0012/15/2011 9:06:30 AM
jeb_31$25.0012/15/2011 9:30:42 AM
velocity-solo$25.0012/15/2011 9:24:03 AM
AFFlyboy$25.0012/15/2011 9:26:44 AM
dime-sprout$25.0012/15/2011 9:30:47 AM
mike279766$0.8712/15/2011 9:57:58 AM
withfries2$37.0012/15/2011 9:33:24 AM
hope-hickory8$25.0012/15/2011 9:46:55 AM
value-pouch$50.0012/15/2011 9:48:31 AM
234 Investments
 
Borrower Payment Dependent Notes Series 535191
This series of Notes was issued and sold upon the funding of the borrower loan #57998, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1993 Debt/Income ratio: 13%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:11y 7m
Amount delinquent: $0 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,061Stated income:$50,000-$74,999
Delinquencies in last 7y: 38 Bankcard utilization: 30%  
   Homeownership: Yes  
Screen name: unassuming-revenue3 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan auto repair
Purpose of loan:
This loan will be used to repair vehicle.

My financial situation:
I am a good candidate for this loan because I am an employed family-man, with rising credit score.


Monthly net income: $3675
Housing: $950
Insurance: $96
Car expenses: $390
Utilities: $120
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/19/2011 5:03:17 PM
affluence-generator2$100.0012/19/2011 5:25:34 PM
worthy-bid8$50.0012/19/2011 5:38:28 PM
SolarMoonshine$25.0012/19/2011 5:09:17 PM
Investor_DP$100.0012/19/2011 5:10:19 PM
penny-surgeon$25.0012/19/2011 5:14:04 PM
vutah$25.0012/19/2011 6:11:32 PM
worth-blanket2$1,700.0012/19/2011 6:52:07 PM
8 Investments
 
Borrower Payment Dependent Notes Series 535281
This series of Notes was issued and sold upon the funding of the borrower loan #58276, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,440.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $156.56
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-2000 Debt/Income ratio: 13%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 6Length of status:2y 8m
Amount delinquent: $211 Total credit lines: 15 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,996Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: wise-understanding-affluence Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Balance Transfer Request
Purpose of loan:
Transfer a credit card with a higher interest rate.

My financial situation:
I am a good candidate for this loan because I have a a solid job and I'm looking to reduce my interest payments on my credit card. I always pay my bills on time and I'm simply looking to reduce my high interest credit card.


Monthly net income: $6000
Monthly expenses: $2075
Housing: $300
Insurance: $300
Car expenses: $525
Utilities: $150
Phone, cable, internet: $0 (paid for by my job)
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $350 (college loan ($150, American Express $200)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bubb_hans$25.0012/28/2011 3:04:15 PM
kenji4861$25.0012/28/2011 5:32:48 PM
scrappy-leverage6$25.0012/28/2011 5:36:23 PM
Investor_DP$100.0012/28/2011 5:46:49 PM
AFairDeal$25.0012/28/2011 5:40:22 PM
bazaar-festivity$25.0012/28/2011 5:46:15 PM
successful-agreement7$100.0012/28/2011 5:49:21 PM
kindness-ace1$50.0012/29/2011 12:25:40 AM
benefit-boots$25.0012/29/2011 12:23:13 AM
q4golf$25.0012/29/2011 4:38:28 AM
Domgabriel$30.0012/29/2011 5:13:15 AM
dollar-tornado3$25.0012/29/2011 5:27:59 AM
Troutfinder$25.0012/29/2011 12:07:03 AM
ethical-truth211$300.0012/29/2011 4:22:31 AM
Archchancellor$50.0012/29/2011 12:26:32 AM
Hogan55$27.0412/29/2011 4:33:42 AM
greenback-loyalist8$25.0012/29/2011 4:46:43 AM
carolinalending$25.0012/29/2011 2:08:27 AM
Lender0010$50.0012/29/2011 5:55:18 AM
Bobtep23$29.3312/29/2011 3:04:26 AM
jayk63$25.0012/29/2011 3:16:12 AM
GElender$25.0012/29/2011 5:33:57 AM
cerebral-dollar773$53.3012/29/2011 3:29:42 AM
SolarMoonshine$25.0012/29/2011 3:35:25 AM
klend4$25.0012/29/2011 3:44:28 AM
missgina$40.0012/29/2011 7:05:58 AM
zxr$25.0012/29/2011 7:11:43 AM
factcheck$50.0012/29/2011 5:19:57 AM
LianaB$50.0012/29/2011 6:26:28 AM
B-rad_the_Coug$25.0012/29/2011 5:29:06 AM
income-buffalo1$104.0012/29/2011 7:32:44 AM
thajr$35.2512/29/2011 6:51:06 AM
Brisket_Bob$25.0012/29/2011 7:02:18 AM
beachfunder$25.0012/29/2011 5:59:50 AM
1stPlace$25.0012/29/2011 7:59:23 AM
greatwhiteninja$28.9612/29/2011 8:04:15 AM
income-safehouse9$100.0012/29/2011 7:10:59 AM
cozy-gain023$121.9112/29/2011 7:41:32 AM
Earn_money$25.0012/29/2011 7:15:46 AM
llequire1$50.0012/29/2011 7:19:50 AM
spiritual-compassion3-16$25.0012/29/2011 7:27:29 AM
payout-thinker7$25.0012/29/2011 7:41:33 AM
taal1$50.0012/29/2011 7:52:42 AM
eldorado71$25.0012/29/2011 7:54:14 AM
kermitdafrog$25.0012/29/2011 8:06:52 AM
smart-kindness8$50.0012/29/2011 8:09:46 AM
CROBRUN$50.0012/29/2011 8:13:54 AM
vutah$25.0012/28/2011 4:19:37 PM
market-maximizer472$100.0012/28/2011 4:35:04 PM
worth-dandelion$200.0012/28/2011 5:14:18 PM
lucrative-transparency0$100.0012/28/2011 5:27:17 PM
Joshua_E$25.0012/28/2011 5:39:57 PM
lender2611$25.0012/28/2011 5:47:38 PM
janeybooboo$75.0012/28/2011 6:28:28 PM
jarf$25.0012/28/2011 7:05:16 PM
ccclaireee333$100.0012/29/2011 12:12:26 AM
DeltaComputerGuy$50.0012/29/2011 1:10:40 AM
SummitAdvisors$74.4512/28/2011 11:09:55 PM
orbital-dollar2$25.0012/29/2011 4:15:20 AM
nalaari$44.1812/29/2011 5:08:13 AM
lenderRXT$100.0012/29/2011 5:25:38 AM
vmh20035$40.0012/28/2011 11:07:26 PM
oodkim84oo$140.8812/29/2011 12:43:47 AM
Kether$30.0012/29/2011 4:47:19 AM
10jwbajore$28.3312/29/2011 6:05:51 AM
loanman2007$25.0012/29/2011 5:04:00 AM
cjames84$25.0012/29/2011 2:47:33 AM
VPRLLC$25.0012/29/2011 5:27:44 AM
dime-vista2$25.0012/29/2011 3:25:08 AM
jakespirit$100.0012/29/2011 6:18:03 AM
radforj22$25.0012/29/2011 6:27:55 AM
currency-persimmon$25.0012/29/2011 5:51:03 AM
the-upbeat-p2p$100.0012/29/2011 6:46:00 AM
nimble-money086$25.0012/29/2011 4:35:50 AM
Kelwin_Capital_Corp$50.0012/29/2011 4:53:37 AM
wise-blazing-currency$25.5912/29/2011 5:06:04 AM
britches613$25.4112/29/2011 6:25:27 AM
rakem777$25.0012/29/2011 5:21:17 AM
benefit-trident$25.0012/29/2011 5:26:36 AM
heerzaquestion$35.0012/29/2011 7:30:13 AM
TeamAmerica$30.0012/29/2011 7:33:56 AM
cloud8$37.4712/29/2011 8:01:05 AM
dcfinancial$31.3812/29/2011 7:05:00 AM
MongoBongo$25.0012/29/2011 8:05:24 AM
iaffy$30.0012/29/2011 8:10:30 AM
benjamins-britches$26.3112/29/2011 8:12:15 AM
friendly-market5$25.0012/29/2011 7:32:52 AM
partyplan$40.0012/29/2011 6:29:17 AM
TeamAmerica$25.0012/29/2011 7:36:35 AM
sun818$25.0012/29/2011 7:48:33 AM
David_M$50.9912/29/2011 7:50:12 AM
AndyT1999$25.0012/29/2011 8:01:36 AM
smart-kindness8$50.0012/29/2011 8:11:40 AM
oskizzle$25.0012/29/2011 7:19:30 AM
heerzaquestion$25.0012/29/2011 7:24:32 AM
Nazbuster$50.0012/29/2011 7:37:42 AM
toomanyfishtanks$25.0012/29/2011 7:47:56 AM
97 Investments
 
Borrower Payment Dependent Notes Series 536029
This series of Notes was issued and sold upon the funding of the borrower loan #57576, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-11-2011 
Term: 60 months Listing End date:  Dec-15-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $397.83
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1994 Debt/Income ratio: 12%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:8y 1m
Amount delinquent: $0 Total credit lines: 23 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $17,969Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: dghgrant Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 26 ( 100% ) 680-699 (Latest)
Principal borrowed: $2,200.00< 31 days late: 0 ( 0% )  
680-699 (Jun-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
Health Care Expenses
Purpose of loan:
This loan will be used for health care expenses.

My financial situation:
I am a great candidate for this loan because I've been with my employer for over 8 years, make $117K per year, a well-established award-winning professional, never paid late on any debt in 36 years. Looking for a good term loan at a great rate. Having successfully used Prosper before, I really liked the service.


Monthly net income: $6700.00
Monthly expenses:
Housing: $1700.00
Insurance: $145.00
Car expenses: $380.00
Utilities: $0 (included in housing)
Phone, cable, internet: $250.00
Food, entertainment: $1000.00
Clothing, household expenses: $250.00
Credit cards and other loans: $300.00
Other expenses: $300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/11/2011 12:02:22 PM
DHolly$25.0012/11/2011 12:10:00 PM
bazaar-festivity$25.0012/11/2011 12:18:57 PM
affluence-generator2$100.0012/11/2011 12:24:10 PM
MoneyForNothing$25.3412/11/2011 12:04:01 PM
income-banjo$50.0012/11/2011 12:16:15 PM
BxRealtor$25.0012/11/2011 12:17:08 PM
AF-Chief$25.0012/11/2011 12:22:30 PM
vutah$25.0012/11/2011 3:00:24 PM
unforgettable-wealth4$50.0012/11/2011 12:36:01 PM
the-discrete-income$25.0012/11/2011 2:39:58 PM
genuine-integrity0$25.0012/11/2011 8:14:31 PM
inspired-investment8$25.0012/11/2011 6:09:22 PM
susurrus$200.0012/11/2011 7:02:12 PM
promise2$50.0012/11/2011 8:08:13 PM
Feyenoord$30.0012/11/2011 9:06:37 PM
FinanceEngine$40.0012/12/2011 8:52:05 AM
riproaringrapids$25.0012/12/2011 9:07:25 AM
economy-popcorn$25.0012/12/2011 7:01:29 AM
Bank_Of_XL$25.0012/12/2011 7:08:38 AM
money-booster2$25.0012/12/2011 11:13:33 AM
igniter584$25.0012/12/2011 11:29:12 AM
graceful-IRAinvestment$53.0012/12/2011 1:35:56 PM
PatriotKnight$25.0012/12/2011 2:14:08 PM
lvmises$25.0012/12/2011 2:23:07 PM
lucrative-coin$50.0012/12/2011 5:09:31 PM
managedfund$1,333.0012/12/2011 5:25:34 PM
asset-producer1$200.0012/12/2011 7:49:42 PM
MrBlack$50.0012/12/2011 6:26:08 PM
availableloan$25.0012/12/2011 8:36:31 PM
HamachiMan$50.0012/12/2011 8:24:52 PM
USMC0311$25.0012/12/2011 8:41:24 PM
transparency-giant$50.0012/12/2011 9:37:54 PM
payout-alien6$25.0012/12/2011 11:20:30 PM
the_winning_ticket$100.0012/13/2011 1:06:30 AM
loan-rider7$25.0012/13/2011 7:58:58 AM
first-serene-credit$25.0012/13/2011 8:04:21 AM
unclejaef$25.0012/13/2011 8:53:07 AM
integrity-doctor$100.0012/13/2011 12:20:20 PM
wealth-infusion6$200.0012/13/2011 12:30:49 PM
chameleon125$25.0012/13/2011 3:39:23 PM
note-buddy$597.3312/13/2011 1:51:05 PM
listing-trapper3$50.0012/13/2011 5:10:36 PM
LoanerPrincipal$25.0012/13/2011 5:38:52 PM
skillful-auction$25.0012/13/2011 6:37:15 PM
lender2611$25.0012/13/2011 5:43:06 PM
Jerrys1951$30.0012/13/2011 9:35:07 PM
well-mannered-income3$50.0012/13/2011 5:57:07 PM
cattlebaron$25.0012/13/2011 10:18:40 PM
Socorro_Capital_Partners$25.0112/13/2011 9:20:29 PM
dckpolo$25.0012/14/2011 5:29:18 AM
MASinVestment$100.0012/14/2011 7:33:11 AM
Epiphanic$25.0012/14/2011 5:07:01 AM
chererat$100.0012/14/2011 7:39:20 AM
thrilling-wealth556$25.0012/14/2011 9:40:51 AM
Ven58$40.0012/14/2011 2:32:33 PM
moola-monger9$50.0012/14/2011 2:49:11 PM
wwwUniversal$25.0012/14/2011 5:15:01 PM
villagers$50.0012/14/2011 3:32:27 PM
GoldenRule01$100.0012/14/2011 6:12:06 PM
revenue-candy$25.0012/14/2011 6:38:58 PM
vulgy$30.0012/14/2011 6:46:08 PM
KMTboy$200.0012/14/2011 6:17:21 PM
rolandweary$50.0012/14/2011 7:07:37 PM
KMSB$25.0012/14/2011 6:46:35 PM
reward-excellency1$25.0012/14/2011 7:34:04 PM
Vaanolo$25.0012/14/2011 7:36:38 PM
native68$25.0012/14/2011 8:19:03 PM
sci_guy$25.0012/14/2011 8:33:09 PM
High-flyer$25.0012/14/2011 8:12:43 PM
oaktown23$50.0012/14/2011 11:20:36 PM
seabass123$29.3412/14/2011 8:20:48 PM
sincere-balance$25.0012/14/2011 9:18:31 PM
currency-persimmon$35.0012/15/2011 5:01:45 AM
resplendent-dollar$25.0012/14/2011 11:22:21 PM
IPlayOutsideTheBox$25.0012/15/2011 4:58:28 AM
Webpreneur$50.0012/15/2011 12:23:32 AM
the-platinum-entrepreneur$57.6212/15/2011 1:47:36 AM
intrepid-loot$25.0012/15/2011 6:19:26 AM
genuine-loan0$25.0012/15/2011 7:48:35 AM
GoGalt$50.0012/15/2011 5:20:38 AM
payout-thinker7$25.0012/15/2011 5:55:20 AM
generous-deal6$50.0012/15/2011 7:34:39 AM
otherwisedisposed$250.0012/15/2011 8:49:00 AM
friendinmoney$25.0012/15/2011 8:55:53 AM
MoonMama$25.0012/15/2011 7:55:27 AM
brazilofmux$100.0012/15/2011 9:20:40 AM
enchanted-note$25.0012/15/2011 9:37:39 AM
first-class-yield9$66.3412/15/2011 9:55:22 AM
britgsb$30.0012/11/2011 12:17:47 PM
graceful-IRAinvestment$120.0012/11/2011 12:05:37 PM
ultimate-payment$25.0012/11/2011 12:08:19 PM
Investor_DP$100.0012/11/2011 12:32:41 PM
trumpeter5$25.0012/11/2011 12:11:47 PM
igniter584$25.0012/11/2011 12:36:28 PM
AndChicksforFree$25.0112/11/2011 2:12:12 PM
AFairDeal$25.0012/11/2011 12:29:34 PM
investmentgroup$25.0012/11/2011 12:26:42 PM
LittleMingo$30.0012/11/2011 5:17:32 PM
Asgardian$25.0012/11/2011 2:11:29 PM
wlm3012$30.0012/11/2011 8:09:30 PM
skillful-asset5$30.0012/11/2011 8:40:29 PM
InChicago$200.0012/11/2011 6:05:45 PM
janeybooboo$100.0012/12/2011 3:57:48 AM
basis-ferret8$50.0012/11/2011 6:55:37 PM
zeeexsixare$100.0012/11/2011 8:04:40 PM
thankful-nickel2$25.0012/12/2011 6:13:57 AM
zeeexsixare$100.0012/12/2011 4:25:56 AM
CA-Lender$50.0012/12/2011 10:18:14 AM
heart514$25.0012/12/2011 7:27:34 PM
happy-return4$50.0012/12/2011 6:11:12 PM
frooogal$25.0012/12/2011 8:48:07 PM
asset-producer1$100.0012/12/2011 7:55:36 PM
suave-dime6$25.0012/13/2011 5:36:13 AM
msw_engr$50.0012/13/2011 7:03:58 AM
happy-loot3$100.0012/13/2011 7:55:59 AM
commanding-treasure2$50.0012/13/2011 10:59:49 AM
feiandasun$25.0012/13/2011 2:12:12 PM
dough-souffle$100.0012/13/2011 2:18:28 PM
sjc224$25.0012/13/2011 4:20:40 PM
timbob$100.0012/13/2011 5:24:10 PM
MASinVestment$50.0012/13/2011 5:16:09 PM
careful-compassion$25.0012/13/2011 6:11:51 PM
gravbox$25.0012/13/2011 6:21:48 PM
prudent-bid3$100.0012/13/2011 8:51:45 PM
MarvintheMartian$25.0012/14/2011 5:12:58 AM
the-laudable-peso$40.0012/14/2011 7:04:51 AM
peripatetic$25.0012/14/2011 1:13:20 AM
blue-radiant-economy$400.0012/14/2011 3:17:06 AM
Bob450$30.0012/14/2011 6:48:35 AM
jmeasn$50.0012/14/2011 8:49:40 AM
Leshan$52.1412/14/2011 9:39:31 AM
mckhbnpc$50.0012/14/2011 11:04:56 AM
camaraderi-aspen$100.0012/14/2011 11:19:32 AM
quiksilver180$25.0012/14/2011 11:48:32 AM
independent-dollar$30.0012/14/2011 1:49:54 PM
The-Lighthouse-Group$25.0012/14/2011 3:32:12 PM
valiant-note129$200.0012/14/2011 3:53:32 PM
order-maestro$25.0012/14/2011 5:00:44 PM
a-fund-doctor$25.0012/14/2011 12:45:17 PM
brainy-repayment5$75.0012/14/2011 3:09:11 PM
InvestorPartners$25.0012/14/2011 5:39:41 PM
julijask$75.0012/14/2011 5:40:14 PM
UFGator$38.2812/14/2011 6:11:47 PM
sunny-dough9$200.0012/14/2011 6:13:49 PM
wealth-shepherd$44.0012/14/2011 6:24:22 PM
the-serene-transaction$96.3512/14/2011 6:25:24 PM
angelinvestor2$40.0012/14/2011 6:31:54 PM
tractorman$25.0012/14/2011 6:03:59 PM
BlackCat36$100.0012/14/2011 6:15:04 PM
cycle198$50.0012/14/2011 7:32:09 PM
igniter584$25.0012/14/2011 8:09:44 PM
bold-peaceful-silver$25.5412/14/2011 8:21:01 PM
golfNW4714$125.0112/14/2011 8:51:46 PM
mchoreography$44.4512/14/2011 7:26:50 PM
impressive-dough4$44.4312/14/2011 10:20:59 PM
bigwig155$200.0012/14/2011 11:49:39 PM
financelover$50.0012/14/2011 10:30:42 PM
the-unbeatable-transaction$27.7912/15/2011 12:39:08 AM
coin-paddle$25.0012/14/2011 11:17:05 PM
Sixmil$100.0012/14/2011 11:58:12 PM
Hazlenut$150.0012/15/2011 4:44:31 AM
new-social-economist$120.0012/14/2011 10:20:40 PM
mello137$25.0012/14/2011 11:37:54 PM
jarevack$50.0012/15/2011 5:17:29 AM
nsquared007$25.0012/15/2011 5:56:02 AM
orbital-investment5$95.0012/15/2011 4:35:51 AM
first-class-yield9$50.0012/15/2011 5:55:18 AM
lovely-greenback4$25.0012/15/2011 8:18:55 AM
DarthContinent$50.0012/15/2011 8:41:49 AM
blackstar$25.0012/15/2011 9:26:00 AM
lamsabuy$100.0012/15/2011 9:24:24 AM
bold-durability-drum$60.0012/15/2011 9:38:31 AM
value-pouch$50.0012/15/2011 9:48:33 AM
worth-blanket2$3,500.0012/15/2011 9:54:34 AM
175 Investments
 
Borrower Payment Dependent Notes Series 536185
This series of Notes was issued and sold upon the funding of the borrower loan #58206, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $454.41
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-2001 Debt/Income ratio: 55%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 15 Occupation: Teacher's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,743Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: scrappy-yield Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 24 ( 100% ) 740-759 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
780-799 (Nov-2009)
 
Principal balance: $4,853.79 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
Consolidate, Save, ENGAGEMENT RING!
Purpose of loan:
This loan will be used to...consildate my remaining prosper loan of $4,900 as well as my credit card of $6,100. The other $2,000 will go towards a portion of the engagement ring I plan on buying for my long time girl friend of almost two years.

My financial situation:
I am a good candidate for this loan because...I have been paying off my $12,000 prosper loan for over 2 years without delinquency as well as two large credit cards totalling close to $12,000. With this loan, not only will I be reducing my debt faster with a lower interest rate, but also I'd be able to save close to $150 - $400 on the engagement ring I plan on buying my girl friend for 2012.


Monthly net income: $3,300
Monthly expenses: $3,150
Housing: $1725
Insurance: $75
Car expenses: $40
Utilities: $0
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $110
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worthy-bid8$50.0012/27/2011 9:05:28 AM
bazaar-festivity$25.0012/27/2011 9:07:11 AM
successful-agreement7$100.0012/27/2011 9:11:27 AM
secobarbital$100.0012/27/2011 9:10:07 AM
Investor_DP$100.0012/27/2011 9:15:15 AM
the-silver-blaster$100.0012/27/2011 9:16:06 AM
the-bright-velocity$25.0012/27/2011 9:21:41 AM
factcheck$50.0012/27/2011 9:19:13 AM
managedfund$1,333.0012/27/2011 9:37:57 AM
ChrisTJ$25.0012/27/2011 9:39:07 AM
SolarMoonshine$25.0012/27/2011 9:49:01 AM
handy-point5$25.0012/27/2011 9:54:59 AM
penny-plato$25.0012/27/2011 10:05:22 AM
income-banjo$25.0012/27/2011 9:41:27 AM
trade-burrito4$35.0012/27/2011 9:42:00 AM
chameleon125$25.0012/27/2011 10:27:12 AM
on_your_side$35.0012/27/2011 11:02:19 AM
Aristocrat$25.0012/27/2011 11:47:18 AM
benefit-trident$25.0012/27/2011 10:36:59 AM
PXM-Financial$80.0012/27/2011 11:25:44 AM
blue-useful-auction$25.0012/27/2011 11:44:21 AM
agalt$125.0012/27/2011 11:54:46 AM
the-healthy-commitment$25.0012/27/2011 3:09:28 PM
13nd3r$25.0012/27/2011 1:53:38 PM
halothane_logic$150.0012/27/2011 4:59:29 PM
Jordan1123$25.0012/27/2011 2:44:12 PM
kindness-ace1$50.0012/27/2011 5:05:45 PM
jebber007$45.0012/27/2011 5:13:36 PM
bill-expert$50.0012/27/2011 5:19:13 PM
MichaelProsper$25.0012/27/2011 5:45:07 PM
fantastic-investment9$30.0012/27/2011 5:34:16 PM
frugalinvestor20$25.0012/27/2011 5:55:24 PM
ccclaireee333$50.0012/27/2011 6:49:19 PM
kewgdns$30.0012/27/2011 6:35:46 PM
Fioravanti$100.0012/27/2011 9:12:07 PM
loot-supporter2$26.0012/27/2011 8:51:29 PM
shrewd-income$100.0012/27/2011 9:53:52 PM
eloquent-bill6$25.0012/27/2011 11:43:04 PM
Easystreet$25.0012/28/2011 4:43:32 AM
generous-deal6$25.0012/28/2011 1:26:48 AM
igniter584$50.0012/28/2011 5:52:18 AM
Mad_Scientist$50.0012/28/2011 6:29:35 AM
gustavholstopus32$25.0012/28/2011 4:33:18 AM
partyplan$30.0012/28/2011 6:30:45 AM
pluto2k8$50.0012/28/2011 4:53:29 AM
Wilhan$50.0012/28/2011 6:44:16 AM
loanman2007$50.0012/28/2011 5:04:55 AM
Danylostefan$500.0012/28/2011 6:56:11 AM
Castelj$25.0012/28/2011 7:02:40 AM
SonicSCF$59.2412/28/2011 5:55:57 AM
corphippie$25.0012/28/2011 7:13:42 AM
The_Lendor$25.0212/28/2011 7:25:13 AM
marwadi-62$300.0012/28/2011 7:53:07 AM
terrific-return$28.5612/28/2011 7:48:09 AM
shellstar$25.0012/28/2011 8:04:19 AM
fund-dragster$50.0012/28/2011 6:50:22 AM
discrete-asset$25.0012/28/2011 7:06:40 AM
triumphant-point5$50.0012/28/2011 8:09:34 AM
reflective-greenback1$25.0012/28/2011 8:22:04 AM
buffalobills$25.0012/28/2011 8:29:36 AM
umfan123$25.0012/28/2011 8:51:06 AM
unafraid-loan5$25.0012/28/2011 8:17:23 AM
thankful-nickel2$25.0012/28/2011 9:06:06 AM
dime-vista2$25.0012/28/2011 9:26:25 AM
randsenterprise$25.0012/28/2011 9:32:06 AM
InvestorPartners$25.0012/28/2011 9:34:33 AM
Row2010$25.0012/28/2011 9:28:28 AM
wwwUniversal$25.0012/28/2011 9:35:02 AM
agile-loan0$25.0012/28/2011 9:47:44 AM
investment-artist$25.0012/28/2011 9:42:42 AM
phaded$25.0012/28/2011 9:42:59 AM
kevin314$25.0012/28/2011 9:59:28 AM
rolltide09$25.0012/28/2011 10:00:14 AM
ltdalum$71.0012/28/2011 10:19:39 AM
wealth-fighter3$25.0012/28/2011 10:21:29 AM
ccclaireee333$50.0012/28/2011 10:25:10 AM
spiff666$26.6612/28/2011 10:30:16 AM
grnii78$109.0312/28/2011 11:21:12 AM
diversification-balancer870$25.0012/28/2011 12:21:47 PM
the-enthralling-coin$25.0012/28/2011 11:54:01 AM
exchange-portait7$30.0012/28/2011 12:34:13 PM
cashasaurus0$100.0012/28/2011 11:13:03 AM
Middleschoolmathteacher$25.0012/28/2011 1:11:16 PM
fund-explorer4$100.0012/28/2011 11:32:14 AM
susurrus$50.0012/28/2011 12:04:02 PM
elated-deal6$200.0012/28/2011 12:49:14 PM
ScowSailor$100.0012/28/2011 1:39:28 PM
organic-responsibility60$100.0012/28/2011 1:07:15 PM
TWGCJ$25.0012/28/2011 1:08:30 PM
Engineer44$30.0012/28/2011 1:12:38 PM
cmg891$50.0012/28/2011 11:57:03 AM
transparency-bear9$171.4112/28/2011 1:24:15 PM
intelligent-dedication9$100.0012/28/2011 12:02:20 PM
thoughtful-investment045$25.0012/28/2011 1:48:36 PM
first-serene-credit$25.0012/28/2011 1:43:02 PM
toomanyfishtanks$25.0012/28/2011 1:48:31 PM
green-trade-dolphin2$42.7512/27/2011 9:02:12 AM
AFairDeal$25.0012/27/2011 9:08:36 AM
jkeller4000$25.0012/27/2011 9:14:55 AM
Feyenoord$30.0012/27/2011 9:14:47 AM
hope-hickory8$25.0012/27/2011 9:21:10 AM
GElender$40.0012/27/2011 9:31:04 AM
AndChicksforFree$50.0012/27/2011 9:17:59 AM
dbs$25.0012/27/2011 9:22:23 AM
enticing-capital6$50.0012/27/2011 9:36:07 AM
RLaumeyer$26.0012/27/2011 9:36:17 AM
best-basis-trooper$25.0012/27/2011 9:33:19 AM
AF-Chief$25.0012/27/2011 9:43:10 AM
kenji4861$25.0012/27/2011 9:35:23 AM
courteous-note1$25.0012/27/2011 9:57:11 AM
worth-dandelion$100.0012/27/2011 9:41:04 AM
dollar-tornado3$50.0012/27/2011 10:40:03 AM
income-safehouse9$100.0012/27/2011 11:41:03 AM
MoneyForNothing$25.0012/27/2011 11:03:32 AM
contract-student2$50.0012/27/2011 11:59:53 AM
special-money$30.0012/27/2011 11:33:15 AM
Rabid_Dove$25.0012/27/2011 11:03:26 AM
quest0$50.0012/27/2011 12:14:13 PM
attractive-rate$25.0012/27/2011 11:59:38 AM
cattlebaron$200.0012/27/2011 1:35:52 PM
sensible-fund$25.0012/27/2011 2:08:45 PM
vutah$25.0012/27/2011 1:07:25 PM
janeybooboo$100.0012/27/2011 1:12:11 PM
Moe87$25.0012/27/2011 2:28:02 PM
dammage$33.0012/27/2011 2:57:28 PM
auction-seeker$25.0012/27/2011 3:12:43 PM
mednole$56.2012/27/2011 3:48:33 PM
money-booster2$25.0012/27/2011 3:33:17 PM
bill-mushroom$50.0012/27/2011 2:11:02 PM
Leshan$100.0012/27/2011 3:59:24 PM
papaloha$200.0012/27/2011 4:16:26 PM
1stBankAndHal$25.0512/27/2011 4:51:53 PM
skillful-asset5$100.0012/27/2011 3:43:36 PM
nimble-money086$25.0012/27/2011 3:50:09 PM
graceful-investment$60.0012/27/2011 5:05:58 PM
friendship290$25.0012/27/2011 5:07:43 PM
CleverHat$50.0012/27/2011 5:10:43 PM
cash-reaction2$50.0012/27/2011 5:25:20 PM
CashFlow13$100.0012/27/2011 5:32:05 PM
one-midas$35.0012/27/2011 6:37:35 PM
CatbirdBanking$25.0012/27/2011 6:50:01 PM
julijask$25.0012/27/2011 7:16:16 PM
wise-benjamins-fortress$25.0012/27/2011 7:45:31 PM
wealth-fighter3$25.0012/27/2011 8:04:46 PM
blissful-cash3$125.0012/27/2011 9:28:24 PM
EverettFinancial$25.0012/27/2011 9:10:15 PM
elephantparty$25.0012/27/2011 9:21:28 PM
lucrative-worth$100.0012/27/2011 9:41:34 PM
Lo0se_mo0se$25.0012/27/2011 8:46:13 PM
R3vXX$50.0012/27/2011 9:01:59 PM
broker048$25.0012/27/2011 11:24:55 PM
Domgabriel$50.0012/28/2011 4:15:41 AM
ddog0224$121.0212/28/2011 5:00:06 AM
DoctorJoe$30.0012/28/2011 4:30:47 AM
cerebral-dollar773$50.0012/28/2011 4:56:37 AM
careful-note$70.2012/28/2011 1:35:23 AM
Reddy_Capital$36.0012/28/2011 1:40:49 AM
ScottCapital$25.0012/28/2011 5:34:45 AM
MrUSC$25.0012/28/2011 4:06:51 AM
EJPiper$25.0012/28/2011 6:20:45 AM
organized-payment6$50.0012/28/2011 6:31:13 AM
Danylostefan$311.6412/28/2011 7:02:35 AM
crippledcircus$45.0012/28/2011 6:52:41 AM
pleasant-bid$50.0012/28/2011 6:08:03 AM
economy-popcorn$25.0012/28/2011 6:11:34 AM
credit-investor5$50.0012/28/2011 7:24:26 AM
raiderj$25.0012/28/2011 7:30:43 AM
yank918$50.0012/28/2011 7:36:48 AM
BoCo$28.2612/28/2011 6:40:56 AM
investment-comet$25.0012/28/2011 7:49:30 AM
reward-excellency1$25.0012/28/2011 7:08:36 AM
Bobtep23$42.4812/28/2011 7:11:14 AM
blue-dough-trumpeter$25.0012/28/2011 8:39:30 AM
Dubbs360$250.0012/28/2011 7:25:10 AM
MrBrightEyes$35.5512/28/2011 8:34:52 AM
danf2201$25.0012/28/2011 7:26:58 AM
valiant-money$50.0012/28/2011 8:42:19 AM
Invest_in_residual_income$25.0012/28/2011 7:33:20 AM
principal-duckling$75.0012/28/2011 8:53:37 AM
marwadi-62$150.0012/28/2011 7:58:40 AM
green28$300.0012/28/2011 8:39:09 AM
camaraderi-aspen$50.0012/28/2011 9:16:22 AM
five-star-note$50.0012/28/2011 9:19:20 AM
UBOtto186$50.0012/28/2011 9:22:17 AM
lotus6$27.0012/28/2011 9:26:07 AM
first-pragmatic-power$25.0012/28/2011 9:26:06 AM
EarlyRiser$300.0012/28/2011 9:31:56 AM
damage$25.0012/28/2011 9:41:31 AM
intuitive-integrity9$50.0012/28/2011 9:45:00 AM
lamsabuy$100.0012/28/2011 10:07:12 AM
a-currency-starfish$25.0012/28/2011 10:20:48 AM
genuine-integrity0$25.0012/28/2011 10:27:58 AM
capital-blueberry$25.0012/28/2011 10:39:05 AM
Oranje88$60.0012/28/2011 10:44:06 AM
charming-exchange7$25.0012/28/2011 10:30:14 AM
heerzaquestion$25.0012/28/2011 10:32:07 AM
processor115$25.0012/28/2011 10:10:36 AM
chinolatino$50.0012/28/2011 10:22:14 AM
radforj22$25.0012/28/2011 10:46:14 AM
Shawn95187$29.8012/28/2011 10:33:35 AM
lean-fund0$100.0012/28/2011 11:25:42 AM
trombone245$25.0012/28/2011 12:10:20 PM
coin-popcorn$25.0012/28/2011 11:12:48 AM
upbeat-finance8$25.0012/28/2011 11:18:08 AM
superb-marketplace422$25.0012/28/2011 12:52:38 PM
DreDub$50.0012/28/2011 11:18:56 AM
lokiswolf$25.0012/28/2011 1:06:38 PM
wendyhop$100.0012/28/2011 11:42:07 AM
Ocean713$75.0012/28/2011 12:16:49 PM
num1irish$50.0012/28/2011 12:21:50 PM
edaguy$40.1312/28/2011 1:51:33 PM
gold-fluffy-bunny4$100.0012/28/2011 12:40:54 PM
Aquanaut$25.0012/28/2011 1:07:41 PM
Tscheddar$25.0012/28/2011 1:22:54 PM
helynn$25.0012/28/2011 1:43:12 PM
215 Investments
 
Borrower Payment Dependent Notes Series 537021
This series of Notes was issued and sold upon the funding of the borrower loan #58322, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1999 Debt/Income ratio: 15%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 8 / 6Length of status:1y 3m
Amount delinquent: $44,734 Total credit lines: 38 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,799Stated income:$75,000-$99,999
Delinquencies in last 7y: 26 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: ut151469 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay off five different loans.

My financial situation:
I am a good candidate for this loan because my wife and I have steady jobs and do not anticipate losing them to the economy.


Monthly net income: $ 7600.00
Monthly expenses: $
Housing: $ 2093.19
Insurance: $ 381.00 (Auto, Home and Life)
Car expenses: $ 250.00
Utilities: $ 200.00
Phone, cable, internet: $ 250.00
Food, entertainment: $ 1200.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 900.00 (Credit card and Car Loan)
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/19/2011 5:10:19 PM
worthy-bid8$50.0012/19/2011 5:38:28 PM
money-booster2$23.5712/19/2011 10:22:03 PM
worth-blanket2$9,800.0012/19/2011 6:53:34 PM
Shawn95187$26.4312/19/2011 8:42:41 PM
5 Investments
 
Borrower Payment Dependent Notes Series 537079
This series of Notes was issued and sold upon the funding of the borrower loan #57771, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $320.77
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1994 Debt/Income ratio: 12%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 5Length of status:14y 2m
Amount delinquent: $0 Total credit lines: 28 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,039Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: luminous-liberty1 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit cards
Purpose of loan: To pay off credit cards
This loan will be used to...help me get off of the credit card track and stop getting further into debt

My financial situation: I'm a department manager and have been for the past 14 years. No car or student loan debt. Can pay all bills, just want to get ahead by cutting out credit card debt.
I am a good candidate for this loan because...
I pay my bills and I want to be able to save more money for emergencies

Monthly net income: $6780
Monthly expenses: $
Housing: $2027
Insurance: $400
Car expenses: $100
Utilities: $300
Phone, cable, internet: $130
Food, entertainment: $600
Clothing, household expenses: $300
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$7,200.0012/14/2011 12:34:53 PM
lowrater$150.8012/14/2011 12:13:41 PM
Investor_DP$100.0012/14/2011 9:19:24 AM
jkeller4000$25.0012/14/2011 9:13:30 AM
CA-Lender$25.0012/14/2011 10:31:45 AM
goodhearted-generosity511$30.0012/14/2011 10:13:33 AM
camaraderi-aspen$100.0012/14/2011 10:42:36 AM
7 Investments
 
Borrower Payment Dependent Notes Series 537415
This series of Notes was issued and sold upon the funding of the borrower loan #58129, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1989 Debt/Income ratio: 13%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 18 Occupation: Investor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,367Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: delectable-wampum6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$2,000.0012/26/2011 5:10:28 PM
LittleMingo$25.0012/26/2011 5:09:00 PM
Danjack_Capital$25.0012/26/2011 5:00:33 PM
3 Investments
 
Borrower Payment Dependent Notes Series 537727
This series of Notes was issued and sold upon the funding of the borrower loan #57831, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $428.94
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1995 Debt/Income ratio: 27%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:14y 3m
Amount delinquent: $0 Total credit lines: 33 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,384Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: Yes  
Screen name: a-zippy-coin Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting Rid of all my debt!
Purpose of loan: Consolidation Loan
This loan will be used to...
Trying to go debt free! With this Loan I will pay off my last two credit cards with a better rate!
My financial situation:
Household income is approx 80K. This would wipe out our 2 credit cards. We do have a monthly car loan.
I am a good candidate for this loan because...
I am never late with my bills and have a stable job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/15/2011 9:02:27 AM
indomitable-coin$25.0012/15/2011 9:07:41 AM
worth-blanket2$12,500.0012/15/2011 9:55:36 AM
bb575$50.0012/15/2011 9:44:59 AM
C_Mark$50.0012/15/2011 9:35:33 AM
the-bright-velocity$25.0012/15/2011 9:38:42 AM
igniter584$25.0012/15/2011 9:52:00 AM
liberty-society5$25.0012/15/2011 12:12:16 PM
green-safe-wampum$50.0012/15/2011 11:37:08 AM
commanding-treasure2$50.0012/15/2011 9:11:23 AM
AFairDeal$25.0012/15/2011 9:27:50 AM
versatile-integrity8$25.0012/15/2011 10:12:37 AM
crude$25.0012/15/2011 10:15:26 AM
Nerdster1$25.0012/15/2011 11:47:23 AM
agile-loan0$25.0012/15/2011 10:32:10 AM
houli123$25.0012/15/2011 11:52:41 AM
cattlebaron$19.9812/15/2011 12:21:12 PM
17 Investments
 
Borrower Payment Dependent Notes Series 538073
This series of Notes was issued and sold upon the funding of the borrower loan #57701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $397.83
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1998 Debt/Income ratio: 47%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 15Length of status:16y 2m
Amount delinquent: $0 Total credit lines: 30 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,781Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: proud-responsibility8 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 740-759 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
760-779 (Sep-2010)
 
Principal balance: $7,963.09 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Refinance current Prosper loan
Purpose of loan:
This loan will be used to...
refinance current prosper loan and payoff another credit card
My financial situation:
I am a good candidate for this loan because...I always pay my bills on time. I plan to consolidate a couple credit cards and my current prosper loan with a lower payment.


Monthly net income: $ 900.00
Monthly expenses: $
Housing: $ none
Insurance: $ 40.00
Car expenses: $ 366.92
Utilities: $ 40.00
Phone, cable, internet: $ 70.00 (my half)
Food, entertainment: $150.00 (my half)
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 116.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
life-is-great$25.0012/19/2011 9:20:22 AM
green-trade-dolphin2$30.4912/19/2011 9:02:15 AM
affluence-generator2$100.0012/19/2011 9:27:24 AM
lender2611$25.0012/19/2011 9:12:01 AM
bountiful-durability$50.0012/19/2011 9:20:03 AM
bazaar-festivity$25.0012/19/2011 9:41:48 AM
DoctorJoe$30.0012/19/2011 10:59:09 AM
Tradesmanlender$25.0012/19/2011 9:45:55 AM
trumpeter5$25.0012/19/2011 9:57:40 AM
fantastic-investment9$30.0012/19/2011 11:45:20 AM
janeybooboo$100.0012/19/2011 9:03:15 AM
graceful-IRAinvestment$120.0012/19/2011 9:06:47 AM
heart514$25.0012/19/2011 9:05:20 AM
camaraderi-aspen$100.0012/19/2011 9:30:05 AM
studious-listing8$25.0012/19/2011 9:22:22 AM
AFairDeal$25.0012/19/2011 9:22:39 AM
commanding-treasure2$50.0012/19/2011 9:30:45 AM
Investor_DP$100.0012/19/2011 9:35:54 AM
skillful-asset5$30.0012/19/2011 10:01:10 AM
alexander-hamilton$50.0012/19/2011 10:23:35 AM
bullish2bearish$29.8912/19/2011 11:11:28 AM
worth-blanket2$14,000.0012/19/2011 11:45:18 AM
22 Investments
 
Borrower Payment Dependent Notes Series 538511
This series of Notes was issued and sold upon the funding of the borrower loan #57519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-10-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1999 Debt/Income ratio: 23%
Credit score: 700-719 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:16y 11m
Amount delinquent: $0 Total credit lines: 12 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,645Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: No  
Screen name: exponential-bid1 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Expotential-1
Purpose of loan: Consolidate debt
This loan will be used to...pay off credit cards and lawyer fees

My financial situation: is that I need to comsolidate all my credit cards and pay lawyer fees so that I can pay one payment. it would be more benefincial to make one payment with one interest rate and finance chagers included in the amount instead of reacurring every month on different cards.
I am a good candidate for this loan because... I believe in paying my debts and building my credit stronger. I want to improve my my credit scores and credit history.


Monthly net income: $6,000.00
Monthly expenses: $3480.86
Housing: $802.00
Insurance: $244.35
Car expenses: $617.56
Utilities: $330.00
Phone, cable, internet: $203.00
Food, entertainment: $200.00
Clothing, household expenses: $396.00
Credit cards and other loans: $567.00
Other expenses: $475.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$100.0012/10/2011 12:11:19 PM
passivesf$25.0012/10/2011 7:20:53 PM
VesuvianMan$25.0012/13/2011 5:33:21 PM
camaraderi-aspen$100.0012/14/2011 10:42:32 AM
Investor_DP$100.0012/10/2011 12:25:23 PM
Starica$119.0012/10/2011 12:19:59 PM
loan-hacker$25.0012/10/2011 12:36:24 PM
vigorous-market5$100.0012/10/2011 10:15:09 PM
majestic-repayment3$25.0012/11/2011 1:53:45 PM
sjc224$25.0012/13/2011 4:20:37 PM
blue-radiant-economy$100.0012/14/2011 2:12:58 AM
worth-blanket2$9,300.0012/14/2011 12:31:41 PM
12 Investments
 
Borrower Payment Dependent Notes Series 538539
This series of Notes was issued and sold upon the funding of the borrower loan #57957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-2002 Debt/Income ratio: 18%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 21 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,988Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: terrific-moola460 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay of credit card debt and increase my credit score.

My financial situation:
I am a good candidate for this loan because I have a steady civilian job and am also a military officer. Due to some private reasons, I had to rely heavily on my credit card to cover expenses in a very dire situation. I am now trying to recover and correct my financial standing once again.


Monthly net income: $1,800
Monthly expenses: $2,073
Housing: $200
Insurance: $130
Car expenses: $480
Utilities: $0
Phone, cable, internet: $190
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $1,023
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$47.0012/14/2011 12:47:42 PM
CA-Lender$50.0012/14/2011 10:33:03 AM
worth-blanket2$3,600.0012/14/2011 12:30:14 PM
blue-radiant-economy$100.0012/14/2011 2:46:48 AM
SolarMoonshine$25.0012/13/2011 5:14:34 PM
AndChicksforFree$25.0012/13/2011 5:24:26 PM
Investor_DP$100.0012/13/2011 5:07:27 PM
graceful-IRAinvestment$53.0012/14/2011 12:09:01 PM
8 Investments
 
Borrower Payment Dependent Notes Series 539213
This series of Notes was issued and sold upon the funding of the borrower loan #57530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $400.83
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-2003 Debt/Income ratio: 28%
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 20 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,031Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: Yes  
Screen name: agile-compassion6 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Credit Cards
Purpose of loan: Debt Consolidation
This loan will be used to pay off my credit card balances.

My financial situation:

I have never had a late or missed payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/7/2011 9:11:09 AM
golden-velocity9$25.0012/7/2011 9:26:03 AM
DHolly$31.0012/7/2011 9:19:28 AM
contract-victor5$25.0012/7/2011 4:27:46 PM
finance-prescription$100.0012/7/2011 5:40:14 PM
Requiem$25.0012/8/2011 6:46:06 AM
108lender$200.0012/8/2011 8:27:10 AM
deal-searcher1$25.0012/8/2011 11:08:29 AM
happy-return4$50.0012/8/2011 12:46:58 PM
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deal-banker$30.5912/14/2011 6:04:41 PM
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EBITDA$25.0012/14/2011 5:32:25 PM
economy-coup$29.0012/14/2011 5:36:01 PM
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lie21073$25.0012/14/2011 9:53:05 PM
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burgeoning-peace3$25.0012/15/2011 6:51:10 AM
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207 Investments
 
Borrower Payment Dependent Notes Series 539329
This series of Notes was issued and sold upon the funding of the borrower loan #58292, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $158.76
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1994 Debt/Income ratio: 28%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 19Length of status:12y 2m
Amount delinquent: $0 Total credit lines: 31 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $34,434Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: No  
Screen name: newhoudl Borrower's state: Maryland Borrower's group: Debt Consolidators
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 54 ( 100% ) 600-619 (Latest)
Principal borrowed: $8,001.00< 31 days late: 0 ( 0% )  
660-679 (May-2010)
620-639 (Mar-2007)
620-639 (Jan-2007)
 
Principal balance: $1,139.53 31+ days late: 0 ( 0% )
Total payments billed: 54  
Description
My personal loan
Purpose of loan: Household/Medical bills
This loan will be used to...pay the co-payments on a recent outpatient surgery and pay down the balance on some revolving credit cards.

My financial situation:
I am a good candidate for this loan because...I have had 2 Prosper loans in the past and paid them as agreed. While I have very little cushion for unexpected contingencies such as recent surgery, my income is steadily increasing each year and is expected to continue. My adult son will soon be able to contribute to the expenses of one car and its insurance.


Monthly net income: $ 5440
Monthly expenses: $ 4902
Housing: $ 1840
Insurance: $ 185
Car expenses: $ 1000
Utilities: $ 325
Phone, cable, internet: $ 75
Food, entertainment: $ 700
Clothing, household expenses: $ 205
Credit cards and other loans: $ 572
Other expenses: $ surgery co-pays total: 1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Dusigrosz$200.0012/27/2011 5:00:50 PM
Kash2010lu$30.0012/27/2011 5:04:52 PM
managedfund$1,333.0012/27/2011 5:06:32 PM
handy-justice$100.0012/27/2011 5:01:08 PM
green-rapid-openness$100.0012/27/2011 5:02:15 PM
lendstats_com$500.0012/27/2011 5:03:22 PM
frantic-retirement$88.7112/27/2011 5:08:29 PM
affluence-generator2$300.0012/27/2011 5:05:42 PM
MoneyForNothing$88.3712/27/2011 5:06:06 PM
fascinating-generosity3$99.9012/27/2011 5:05:25 PM
LittleMingo$50.0012/27/2011 5:01:09 PM
green-trade-dolphin$35.0212/27/2011 5:02:17 PM
trumpeter5$50.0012/27/2011 5:00:57 PM
RoZu_Lending$500.0012/27/2011 5:07:17 PM
school-loan-gambler$300.0012/27/2011 5:07:35 PM
thelovebug$100.0012/27/2011 5:07:46 PM
credit-missile$125.0012/27/2011 5:08:12 PM
17 Investments
 
Borrower Payment Dependent Notes Series 539729
This series of Notes was issued and sold upon the funding of the borrower loan #58032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1999 Debt/Income ratio: 15%
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 5 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,929Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: No  
Screen name: cordial-treasure Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
demonhunter
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/17/2011 12:16:31 PM
hyrolln$25.0012/19/2011 5:46:54 PM
ethical-truth211$500.0012/20/2011 5:46:49 AM
fuzed$50.0012/21/2011 5:57:48 AM
gallant-economy9$50.0012/21/2011 9:44:33 AM
proper-loot3$29.8212/21/2011 4:16:22 PM
social-heart$25.0012/21/2011 9:23:39 PM
economy-shrubbery6$25.0012/21/2011 10:26:24 PM
shawnw2$25.0012/22/2011 6:11:34 AM
kind-credit-bear$25.0012/22/2011 9:30:39 AM
amusement4$400.0012/22/2011 7:55:26 PM
Dubbs360$250.0012/22/2011 8:05:35 PM
dapablotv$100.0012/22/2011 9:32:03 PM
hopeful-silver5$25.0012/23/2011 6:37:17 AM
Kash2010lu$25.0012/23/2011 8:04:57 AM
chato2345$25.9012/23/2011 4:47:02 PM
green28$25.0012/24/2011 8:20:14 AM
BigBag$25.0012/24/2011 11:37:25 AM
jebber007$30.0012/24/2011 1:03:55 PM
blue-radiant-economy$100.0012/24/2011 4:00:08 PM
unfixer$25.0012/24/2011 3:13:59 PM
SudianX$25.0012/25/2011 4:38:00 AM
kulender$50.0012/25/2011 6:09:03 AM
keichi03$30.0012/25/2011 10:17:00 AM
principal-laser$47.4612/25/2011 5:09:48 AM
Soothsayer$25.0012/25/2011 2:27:01 PM
generosity-poem2$25.0012/25/2011 5:46:42 PM
dough-souffle$45.0012/25/2011 7:26:32 PM
top-tolerant-loyalty$25.0012/25/2011 5:49:14 PM
Iwillhuntyoudown$25.0012/25/2011 9:41:42 PM
pious-gold$25.0012/25/2011 5:39:38 PM
impala6464$25.0012/25/2011 10:57:57 PM
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itsmaj$25.0012/25/2011 8:49:56 PM
melodious-openness$49.5012/26/2011 6:06:06 AM
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nfx$40.0012/20/2011 7:24:02 AM
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periko$25.0012/21/2011 5:51:40 PM
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golden-velocity9$25.0012/21/2011 6:48:02 PM
money-baron-Roth401k$50.0012/21/2011 9:31:39 PM
melodious-openness$300.0012/22/2011 6:32:39 PM
deal-thinker7$25.0012/23/2011 4:35:58 AM
Starfin-Capital-Management$50.0012/23/2011 5:36:00 AM
Valley-of-the-Dollar$25.0012/23/2011 8:00:09 AM
zone6$100.0012/24/2011 8:32:13 AM
Bob450$25.0212/24/2011 8:43:29 AM
168RichCapital$25.1212/24/2011 9:41:41 AM
2grindstones$25.0012/24/2011 9:46:01 AM
eronyc$25.0012/24/2011 12:18:40 PM
HenryS$30.0012/24/2011 12:55:32 PM
dariop$30.0112/24/2011 8:05:05 PM
JDWCARD$55.6712/24/2011 9:15:47 PM
integrity-electron9$50.0012/24/2011 11:30:25 PM
x32248$39.5312/25/2011 7:49:27 AM
daano15$25.0012/25/2011 9:48:45 AM
Imperativity$83.3812/25/2011 4:39:58 PM
rate-sceptre$25.0012/25/2011 3:33:04 PM
onecooldrink$25.0012/25/2011 9:31:12 PM
himistu22$25.0012/25/2011 9:41:26 PM
generous-peace4$31.7712/25/2011 6:36:56 PM
626457$25.0012/26/2011 3:37:02 AM
Matt_Colsia$181.0012/25/2011 10:47:16 PM
AussieSteve$25.0012/25/2011 11:38:37 PM
affluence-generator2$25.8212/26/2011 6:52:46 AM
the-discrete-income$25.0012/26/2011 6:30:59 AM
72 Investments
 
Borrower Payment Dependent Notes Series 539773
This series of Notes was issued and sold upon the funding of the borrower loan #57992, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 30.77% Borrower rate/APR: 31.77% / 35.80% Monthly payment: $86.85
 
Lender servicing fee: 1.00% Effective Yield*: 28.96%  
Estimated return*: 12.46%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1996 Debt/Income ratio: 25%
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:6y 5m
Amount delinquent: $0 Total credit lines: 37 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,182Stated income:$50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: silver-banker4 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
jeff24
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
sharp-rate1$25.0012/17/2011 1:52:50 AM
first-unafraid-bill$36.8912/17/2011 2:18:27 AM
eboomer2611$25.0012/16/2011 8:37:21 PM
850$50.0012/16/2011 10:49:16 PM
benevolent1$25.0012/16/2011 4:59:56 PM
emance$50.0012/16/2011 3:34:52 PM
s_man1$25.0012/16/2011 1:30:21 PM
Hedge-Fund$25.0012/16/2011 7:34:27 AM
newest-phenomenal-dinero$25.0012/16/2011 12:35:43 AM
PatriotKnight$25.0012/15/2011 5:49:43 PM
wampum-chorus3$25.0012/15/2011 3:00:20 PM
houli123$25.0012/15/2011 12:02:53 PM
mrxtravis$25.0012/15/2011 9:37:08 AM
glroark$150.0012/15/2011 6:37:20 AM
excellent-wealth6$25.0012/14/2011 6:10:33 PM
Rebelrick9$25.0012/14/2011 3:24:14 PM
blue-radiant-economy$100.0012/13/2011 11:02:21 PM
gokart83$25.0012/13/2011 7:38:28 AM
economy-shrubbery6$25.0012/12/2011 5:08:54 PM
nfx$30.0012/12/2011 9:57:40 AM
the-hope-workhorse$50.0012/12/2011 12:07:02 PM
diversification-maple1$25.0012/10/2011 9:54:26 PM
let_me_retire$50.0012/8/2011 10:57:30 PM
vutah$35.0012/7/2011 7:07:14 PM
social-heart$25.0012/7/2011 7:58:34 PM
SolarMoonshine$25.0012/7/2011 10:31:39 AM
Danjack_Capital$25.0012/7/2011 9:09:50 AM
Something-Corporate$25.0012/7/2011 9:09:50 AM
dudebrah$25.0012/7/2011 3:34:57 PM
asset-professor$25.0012/8/2011 8:07:45 AM
Glory_Honor_Orange$50.0012/8/2011 5:36:14 PM
atcrain07$25.0012/9/2011 6:56:41 AM
money-baron-Roth401k$50.0012/9/2011 7:11:48 AM
money-baron-Roth401k$50.0012/10/2011 8:06:04 AM
blue-lively-platinum$25.0012/10/2011 2:21:46 PM
vest_vortex$35.0012/11/2011 5:29:30 PM
vutah$25.0012/11/2011 7:53:57 PM
heart514$25.0012/12/2011 7:27:05 PM
periko$33.0512/12/2011 7:32:11 PM
camaraderi-aspen$100.0012/14/2011 10:42:31 AM
voyager9$25.0012/14/2011 6:52:28 PM
melodious-openness$30.0612/15/2011 3:54:12 AM
Quest4euphoria$25.0012/15/2011 9:15:48 AM
checzwick$25.0012/15/2011 2:42:59 PM
1point21gigawatts$25.0012/15/2011 7:57:22 PM
impala6464$25.0012/16/2011 7:07:01 AM
tzvie$25.0012/16/2011 8:13:02 AM
Kash2010lu$25.0012/16/2011 8:00:14 AM
bnoble09$25.0012/16/2011 2:12:20 PM
nikkiesgrandma$25.0012/16/2011 1:14:55 PM
kind-diligent-coin$25.0012/16/2011 11:44:19 AM
benevolent1$25.0012/16/2011 4:58:23 PM
papaloha$25.0012/16/2011 6:50:45 PM
SFBank$50.0012/16/2011 6:07:29 PM
green-friendly-bill$100.0012/16/2011 7:48:14 PM
responsive-rate884$25.0012/16/2011 10:09:43 PM
56 Investments
 
Borrower Payment Dependent Notes Series 539841
This series of Notes was issued and sold upon the funding of the borrower loan #58466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-29-2011 
Term: 60 months Listing End date:  Dec-30-2011 
 
Lender yield: 25.87% Borrower rate/APR: 26.87% / 29.49% Monthly payment: $304.58
 
Lender servicing fee: 1.00% Effective Yield*: 25.23%  
Estimated return*: 14.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-2006 Debt/Income ratio: Not calculated
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:7y 11m
Amount delinquent: $0 Total credit lines: 13 Occupation: Landscaping
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,303Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: No  
Screen name: neighborly-market2 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 75% ) 660-679 (Latest)
Principal borrowed: $10,000.00< 31 days late: 4 ( 25% )  
740-759 (Jul-2010)
 
Principal balance: $6,555.53 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
2nd Prosper Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$175.0012/29/2011 5:02:54 PM
handy-justice$100.0012/29/2011 5:01:19 PM
finance-mushroom$200.0012/29/2011 5:07:45 PM
ILWTC$50.0012/29/2011 5:29:08 PM
Star_Witness$85.0012/29/2011 5:19:03 PM
managedfund$1,333.0012/29/2011 5:19:55 PM
AF-Chief$25.0012/29/2011 5:20:29 PM
zeeexsixare$100.0012/29/2011 5:31:57 PM
miked8303$25.0012/29/2011 5:32:25 PM
truth-companion$25.0012/29/2011 5:20:44 PM
gjm6d$25.0012/29/2011 5:22:54 PM
arsisi$25.0012/29/2011 5:24:26 PM
smart-kindness8$25.0012/29/2011 5:29:32 PM
Tscheddar$25.0012/29/2011 5:43:58 PM
jkeller4000$25.0012/29/2011 5:45:37 PM
engaging-repayment8$25.0012/29/2011 5:58:14 PM
money-booster2$25.0012/29/2011 5:59:38 PM
Investor_DP$100.0012/29/2011 5:43:09 PM
rupee-equation2$25.0012/29/2011 5:44:39 PM
new-ore-venture$150.0012/29/2011 6:24:03 PM
fairness-coup8$25.0012/29/2011 7:09:28 PM
versatile-treasure6$25.0012/29/2011 7:00:24 PM
inspired-investment8$100.0012/29/2011 9:22:31 PM
sciamage$25.0012/29/2011 7:16:48 PM
WakkaWakkaWakka$39.7612/29/2011 7:26:21 PM
stylish-compassion3$50.0012/29/2011 7:49:30 PM
happy-return4$25.0012/29/2011 7:37:58 PM
sun818$25.0012/29/2011 7:42:06 PM
ideal-yield5$25.0012/29/2011 11:15:16 PM
GreenLender11$100.0012/29/2011 8:26:05 PM
stable-payment7$25.0012/29/2011 8:02:12 PM
RSV$25.0012/30/2011 3:43:06 AM
biz20$25.0012/29/2011 9:16:25 PM
contract-lionheart$67.3612/29/2011 10:43:13 PM
saga9$25.0012/29/2011 11:25:26 PM
mikeandcat$67.2912/30/2011 6:44:58 AM
LuvToLend$25.0012/29/2011 11:07:02 PM
frontier3$200.0012/30/2011 2:50:36 AM
DreDub$50.0012/30/2011 7:19:43 AM
IIP77$25.0012/30/2011 3:39:27 AM
zeeexsixare$100.0012/30/2011 7:29:16 AM
melodious-openness$500.0012/30/2011 4:06:46 AM
KidSicily$50.0012/30/2011 5:54:14 AM
jonnysixgun$50.0012/30/2011 6:33:56 AM
lakehavasu88$25.0012/30/2011 5:54:25 AM
mikeandcat$67.2912/30/2011 6:47:34 AM
VikingLender$25.0012/30/2011 7:10:23 AM
inventive-exchange$25.0012/30/2011 9:05:39 AM
ursus$50.0012/30/2011 9:06:42 AM
moola-man$25.0012/30/2011 7:38:43 AM
Feyenoord$30.0012/30/2011 7:34:46 AM
apostle901$25.0012/30/2011 9:11:41 AM
investment-comet$25.0012/30/2011 7:45:52 AM
toblerone$25.0012/30/2011 9:15:04 AM
smallbizrule$25.0012/30/2011 9:02:22 AM
progressive-economy261$400.0012/30/2011 9:08:14 AM
gold-channel2$25.0012/30/2011 9:06:14 AM
vibraphone3$25.0012/30/2011 9:08:34 AM
janeybooboo$75.0012/30/2011 9:09:47 AM
economy-producer$25.0012/30/2011 9:27:05 AM
FASTIZIO_P$25.0012/30/2011 9:10:35 AM
contract-maracas$25.0012/30/2011 9:11:27 AM
satanichammy$25.0012/30/2011 9:16:19 AM
Longfellow20011$59.8112/30/2011 9:18:34 AM
Diamond_Jim$25.0012/30/2011 9:21:15 AM
Wellman$25.0012/30/2011 9:22:10 AM
principal-cooker2$25.0012/30/2011 9:22:30 AM
benefit-awakening9$100.0012/30/2011 9:22:49 AM
kevin314$25.0012/30/2011 9:24:31 AM
asiaratt$50.0012/30/2011 9:25:04 AM
roman2008$25.0012/30/2011 9:28:48 AM
ah-long$25.0012/30/2011 9:29:21 AM
magnitude787$25.0012/30/2011 9:31:27 AM
Dubbs360$250.0012/30/2011 9:32:16 AM
social-cocktail1$200.0012/30/2011 9:34:33 AM
kind-bill-supporter$25.0012/29/2011 5:06:26 PM
money-baron-Roth401k$25.0012/29/2011 5:08:21 PM
inspired-duty5$25.0012/29/2011 5:19:01 PM
skro$25.0012/29/2011 5:08:43 PM
Interloper$50.0012/29/2011 5:11:27 PM
edaguy$50.0012/29/2011 5:15:23 PM
first-pragmatic-power$25.0012/29/2011 5:29:02 PM
successful-agreement7$100.0012/29/2011 5:16:41 PM
money-bauble$100.0012/29/2011 5:32:49 PM
newfoundation$25.0012/29/2011 5:35:43 PM
hitsman$50.0012/29/2011 5:36:16 PM
Indio92203$25.0012/29/2011 6:32:02 PM
Rogesparkguy$25.0012/29/2011 7:04:37 PM
lovely-order7$25.0012/29/2011 6:08:03 PM
loan_doctor$25.0012/29/2011 7:57:53 PM
high_flyer$200.0012/29/2011 8:32:55 PM
factcheck$100.0012/29/2011 9:35:25 PM
danf2201$25.0012/29/2011 7:40:05 PM
gold-disk$25.0012/29/2011 10:49:33 PM
Allyson-Prosper$25.0012/29/2011 7:44:20 PM
income-buffalo1$100.0012/29/2011 8:50:29 PM
melodious-openness$500.0012/30/2011 4:07:12 AM
shawnw2$200.0012/29/2011 9:23:23 PM
payout-bridge$50.0012/29/2011 10:04:11 PM
greenwell$25.0012/30/2011 6:07:28 AM
loanman2007$50.0012/30/2011 6:29:39 AM
Mikale360$25.0012/29/2011 11:24:13 PM
Wyatte$25.0012/30/2011 6:45:15 AM
Bob450$30.0012/30/2011 6:58:20 AM
SolarMoonshine$25.0012/30/2011 3:34:49 AM
impala6464$25.0012/30/2011 12:29:02 AM
hopeful-deal7$50.0012/30/2011 7:28:07 AM
frontier3$200.0012/30/2011 2:41:04 AM
CoyoteJack$25.0012/30/2011 4:39:56 AM
YosemiteSam$25.0012/30/2011 5:39:51 AM
cash-turbine1$25.0012/30/2011 6:39:49 AM
DiligentiaLLC$25.0012/30/2011 8:25:35 AM
enticing-exchange3$25.0012/30/2011 6:49:27 AM
irrelevant$35.0012/30/2011 6:05:11 AM
Brisket_Bob$25.0012/30/2011 6:53:23 AM
desertoasis$25.0012/30/2011 8:38:55 AM
Mariner3605$25.0012/30/2011 9:05:32 AM
Leshan$100.0012/30/2011 9:05:43 AM
meteoric-asset4$25.0012/30/2011 9:06:01 AM
zeeexsixare$100.0012/30/2011 7:29:23 AM
marketplace-hut9$25.0012/30/2011 9:08:23 AM
payout-achievement$50.0012/30/2011 9:08:43 AM
CalBear08$25.0012/30/2011 9:08:59 AM
handshake5$100.0012/30/2011 9:10:12 AM
reward-toro$50.0012/30/2011 7:34:53 AM
mercuriant$25.0012/30/2011 9:11:07 AM
bnlforever$25.0012/30/2011 9:15:49 AM
nickel-ferret$50.0012/30/2011 8:22:42 AM
Kaj$25.0012/30/2011 9:05:23 AM
proud-pound4$25.0012/30/2011 9:05:33 AM
sensible-fund$25.2212/30/2011 9:07:14 AM
Leshan$100.0012/30/2011 9:07:17 AM
scrappy-leverage6$25.0012/30/2011 9:22:38 AM
monster4$50.0012/30/2011 9:26:34 AM
shrewd-peace7$25.0012/30/2011 9:27:57 AM
tshurts$25.0012/30/2011 9:15:40 AM
Katburg$25.0012/30/2011 9:15:53 AM
economy-coup$50.0012/30/2011 9:15:55 AM
dedicated-transaction796$25.0012/30/2011 9:16:09 AM
diplomatic-wealth7$25.0012/30/2011 9:18:49 AM
vegibenz$25.0012/30/2011 9:19:07 AM
reasonable-bonus6$50.0012/30/2011 9:17:43 AM
shmb6508$50.0012/30/2011 9:33:08 AM
fcrick$25.0012/30/2011 9:33:16 AM
Jack55304$200.0012/30/2011 9:20:12 AM
Mathon$25.0012/30/2011 9:22:56 AM
MrBailey$25.0012/30/2011 9:23:36 AM
yield-trader$25.0012/30/2011 9:23:16 AM
Ponies88$25.0012/30/2011 9:24:26 AM
TennSquire$25.0012/30/2011 9:26:45 AM
dime-vista2$25.0012/30/2011 9:26:27 AM
DER$25.0012/30/2011 9:27:49 AM
SirJev$50.0012/30/2011 9:30:40 AM
Bookophile$50.0012/30/2011 9:32:12 AM
154 Investments
 
Borrower Payment Dependent Notes Series 539973
This series of Notes was issued and sold upon the funding of the borrower loan #58364, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $524.32
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1993 Debt/Income ratio: 35%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 16Length of status:7y 8m
Amount delinquent: $0 Total credit lines: 37 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $116,559Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: fair-gain5 Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 25 ( 100% ) 680-699 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
720-739 (Oct-2009)
 
Principal balance: $1,354.60 31+ days late: 0 ( 0% )
Total payments billed: 25  
Description
Reduced Intrest Rates
Purpose of loan:
This loan will be used to pay off a high intrest rate card.
My financial situation:
I am a good candidate for this loan because this would be my second loan through Propser and I have never been late.

This is a win win situation for both of us. I get a reduced rate and you earn income which does not go to a Credit Card Company.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$43.2912/27/2011 5:02:22 PM
AFairDeal$25.0012/27/2011 5:07:10 PM
trumpeter5$25.0012/27/2011 5:04:57 PM
worth-blanket2$14,900.0012/27/2011 5:09:26 PM
managedfund$1,333.0012/27/2011 5:06:33 PM
5 Investments
 
Borrower Payment Dependent Notes Series 540651
This series of Notes was issued and sold upon the funding of the borrower loan #58213, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-28-2011 
Term: 12 months Listing End date:  Dec-28-2011 
 
Lender yield: 6.03% Borrower rate/APR: 7.03% / 14.66% Monthly payment: $173.08
 
Lender servicing fee: 1.00% Effective Yield*: 6.02%  
Estimated return*: 2.22%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1999 Debt/Income ratio: 6%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 20 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,492Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: unequivocal-responsibility9 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Simple $2K Loan
My financial situation:
I am a good candidate for this loan because I am employed with a good salary, have access to cashing out savings bonds (where most my cash is tied up) to repay immediately if I really need to.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
secureincome$500.0012/28/2011 9:05:32 AM
jkeller4000$25.0012/28/2011 9:05:57 AM
BxRealtor$25.0012/28/2011 9:12:11 AM
riproaringrapids$35.0012/28/2011 9:13:13 AM
selector568$300.0012/28/2011 9:14:25 AM
worth-blanket2$1,475.0012/28/2011 9:16:08 AM
6 Investments
 
Borrower Payment Dependent Notes Series 540737
This series of Notes was issued and sold upon the funding of the borrower loan #58001, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-20-2011 
Term: 12 months Listing End date:  Dec-20-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $184.31
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2007 Debt/Income ratio: 3%
Credit score: 680-699 (Nov-2011) Inquiries last 6m: 7Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 11 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,331Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: factcheck Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
christmas
Purpose of loan:
This loan will be used to...return home on the east coast for the holidays. I work for a major software firm on the west coast.

My financial situation:
I am a good candidate for this loan because...I just started a well-paying and stable job, and I was with my previous employer for 4 years.

I have low monthly expenses relative to income, low DTI, and I have numerous assets including public stock I can liquidate in an emergency to repay my debts (I would just rather not liquidate now, hence this loan).

I have a perfect credit history and will not default; be assured this loan is a guaranteed return.

Monthly net income: $5500
Monthly expenses: $1500
Housing: $850
Insurance: $15
Car expenses: $0
Utilities: $75
Phone, cable, internet: $100
Food, entertainment: $120
Clothing, household expenses: $50
Credit cards and other loans: $30
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/20/2011 5:07:00 PM
LittleMingo$25.0012/20/2011 5:07:23 PM
golden-velocity9$25.0012/20/2011 5:15:06 PM
AndChicksforFree$25.0012/20/2011 5:14:22 PM
worthy-bid8$50.0012/20/2011 5:31:24 PM
superb-funds335$25.0012/20/2011 5:26:03 PM
wise-eloquent-yield$25.0012/20/2011 5:05:03 PM
currency-agave$60.0012/20/2011 5:23:36 PM
scrappy-diversification7$1,283.0012/20/2011 5:26:55 PM
scrappy-leverage6$25.0012/20/2011 5:21:26 PM
worth-blanket2$1,900.0012/20/2011 5:31:48 PM
11 Investments
 
Borrower Payment Dependent Notes Series 540841
This series of Notes was issued and sold upon the funding of the borrower loan #58340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-25-2011 
Term: 36 months Listing End date:  Dec-25-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1965 Debt/Income ratio: 22%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:8y 2m
Amount delinquent: $0 Total credit lines: 19 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,439Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: Yes  
Screen name: pragmatic-generosity Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
This loan will be used to...Pay off a $2500 balance at Pioneer Military Loans and repair or replace the tranmission and complete minor body work on my 2002 Dodge Neon which is otherwise in very good condition.

My financial situation:
I am a good candidate for this loan because... I collect social security and a Navy pension, I found a part-time job with the potential to get larger at a time when few are finding jobs. My health is improving day by day, and I have been a tither since 1978. I will also look elsewhere for a lower interest loan because--credit report or no credit report--tithers are better risks than non-tithers.


Monthly net income: $4,000
Monthly expenses: $ ?
Housing: $1400 PITI
Insurance: $100
Car expenses: $200
Utilities: $185
Phone, cable, internet: $110
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $275
Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
marinbb$50.0012/25/2011 12:10:45 PM
Investor_DP$100.0012/25/2011 12:08:15 PM
jjswanso$100.0012/25/2011 12:10:47 PM
worth-blanket2$5,000.0012/25/2011 12:11:12 PM
4 Investments
 
Borrower Payment Dependent Notes Series 541015
This series of Notes was issued and sold upon the funding of the borrower loan #57753, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-02-2011 
Term: 36 months Listing End date:  Dec-10-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $160.33
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1995 Debt/Income ratio: 26%
Credit score: 720-739 (Nov-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 2 Current / open credit lines: 7 / 6Length of status:4y 11m
Amount delinquent: $446 Total credit lines: 33 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $50,905Stated income:$50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: mike5656 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
funds
Purpose of loan:
This loan will be used to...pay bills

My financial situation:
I am a good candidate for this loan because...i have a good job


Monthly net income: $3000 to 4000
Monthly expenses: $500
Housing: $1200
Insurance: $80
Car expenses: $567
Utilities: $200
Phone, cable, internet: $work pays for it
Food, entertainment: $200
Clothing, household expenses: $?
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
brazilofmux$100.0012/2/2011 9:41:27 AM
economy-shrubbery6$25.0012/2/2011 9:47:46 AM
graceful-IRAinvestment$60.0012/2/2011 5:43:01 PM
heart514$25.0012/2/2011 7:53:25 PM
social-heart$25.0012/4/2011 10:27:57 PM
timbob$100.0012/5/2011 6:01:08 PM
nimble-revenue5$50.0012/6/2011 5:39:25 PM
papaloha$25.0012/7/2011 9:06:26 AM
Top_Gun_Lender$26.0012/6/2011 10:00:20 PM
orange-preeminant-bill$25.0012/7/2011 9:30:42 AM
mlj0671$25.0012/8/2011 5:40:59 AM
asset-professor$25.0012/8/2011 8:19:48 AM
thoughtful-exchange8$25.0012/8/2011 9:40:01 AM
leverage-monger$25.0012/8/2011 9:47:05 AM
Investor_DP$100.0012/9/2011 9:21:57 AM
neorunner$25.0012/9/2011 10:03:16 AM
money-bauble$200.0012/9/2011 5:10:21 PM
thelovebug$100.0012/9/2011 5:25:29 PM
green-rate-futurist$125.0012/9/2011 6:45:15 PM
riproaringrapids$25.0012/9/2011 8:02:32 PM
deal-hickory5$100.0012/9/2011 11:14:32 PM
pythia$25.0012/10/2011 9:59:14 AM
scrappy-diversification7$175.0012/10/2011 12:07:48 PM
wlm3012$30.0012/10/2011 12:08:16 PM
CalBear08$25.0012/10/2011 12:49:40 PM
dedication-magnolia9$25.0012/10/2011 1:53:37 PM
newest-phenomenal-dinero$100.0012/10/2011 2:05:24 PM
tremendous-yield8$25.0012/10/2011 1:23:24 PM
blue-lively-platinum$25.0012/10/2011 2:21:23 PM
VGitane25$280.0012/10/2011 4:01:52 PM
managedfund$777.0012/2/2011 2:37:44 PM
finance-prescription$100.0012/3/2011 8:33:52 AM
otherwisedisposed$50.0012/4/2011 8:39:46 PM
social-heart$25.0012/4/2011 10:28:10 PM
red-power-pecan$50.0012/6/2011 9:19:40 AM
duty-explosion9$50.0012/6/2011 2:06:28 PM
suave-dime6$25.0012/6/2011 4:21:14 PM
affluence-generator2$100.0012/6/2011 11:09:23 AM
diplomatic-wealth7$25.0012/6/2011 5:27:34 PM
powerful-finance7$25.0012/7/2011 2:21:00 AM
postalwhiz$50.0012/7/2011 12:42:55 PM
prescription0$25.0012/7/2011 3:57:21 PM
enthralling-deal180$25.0012/8/2011 5:43:02 AM
djh47a$25.0012/8/2011 7:30:12 AM
IIP77$25.0012/8/2011 9:38:48 AM
deal-searcher1$25.0012/8/2011 11:08:20 AM
happy-return4$50.0012/8/2011 12:46:45 PM
truth-companion$100.0012/8/2011 1:10:01 PM
first-friendly-listing$40.0012/8/2011 5:09:03 PM
wwwUniversal$25.0012/8/2011 5:31:37 PM
Bob450$25.0012/8/2011 7:00:16 PM
AVS$25.0012/8/2011 11:43:14 PM
income-rocker2$50.0012/9/2011 11:43:24 AM
kazanov$25.0012/9/2011 10:09:08 PM
huskybiz$25.0012/10/2011 4:24:28 AM
money-baron-Roth401k$50.0012/10/2011 8:05:56 AM
green28$100.0012/10/2011 8:50:44 AM
money-booster2$25.0012/10/2011 8:46:06 AM
LittleMingo$25.0012/10/2011 12:15:24 PM
well-mannered-income3$50.0012/10/2011 2:02:56 PM
NotOprah$37.0012/10/2011 2:34:02 PM
61 Investments
 
Borrower Payment Dependent Notes Series 541023
This series of Notes was issued and sold upon the funding of the borrower loan #57687, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,063.70 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 11.20% Listing Start date:  Dec-03-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $283.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1993 Debt/Income ratio: 31%
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 26 / 25Length of status:17y 0m
Amount delinquent: $0 Total credit lines: 48 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $49,134Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: durability-smasher4 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
loan consoldater
Purpose of loan:debt consolidatoin
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...i work every day and i have a good work history and i have the ability to pay it back


Monthly net income: $8300.00
Monthly expenses: $
Housing: $570.31
Insurance: $230.00
Car expenses: $
Utilities: $60.00
Phone, cable, internet: $71.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $2000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
TheFamilyFund$25.0012/17/2011 11:28:48 AM
new-social-economist$80.0012/17/2011 10:19:01 AM
NorthwestLoan1$25.0012/17/2011 8:57:24 AM
finance-amusement4$50.0012/17/2011 9:59:36 AM
heerzaquestion$30.0012/17/2011 9:47:21 AM
attractive-fund$50.0012/17/2011 8:14:57 AM
stock106$25.0012/17/2011 8:28:25 AM
treasure-hunter270$25.0012/17/2011 8:06:50 AM
durability-halibut$25.0012/17/2011 7:45:25 AM
irrelevant$25.0012/16/2011 10:26:31 PM
jkeller4000$25.0012/17/2011 4:00:30 AM
ethical-truth211$673.3612/17/2011 2:26:12 AM
papaloha$25.0012/16/2011 6:50:39 PM
SGDCOVER$25.0012/16/2011 9:57:57 PM
SecondChanceLendingSERV$25.0012/16/2011 11:18:30 PM
orange-preeminant-bill$25.0012/16/2011 5:35:46 PM
bnlforever$25.0012/16/2011 5:32:17 PM
red-power-pecan$50.0012/16/2011 5:28:59 PM
worth-viking$100.0012/16/2011 6:56:08 PM
JnJinvestments$25.0012/16/2011 5:17:45 PM
nimble-revenue5$50.0012/16/2011 5:12:26 PM
processor115$100.0012/16/2011 5:59:16 PM
unbelievable-exchange$100.0012/16/2011 4:37:35 PM
worldly-gold$50.0012/16/2011 5:24:14 PM
dime-sprout$25.0012/16/2011 5:20:40 PM
best-charming-leverage$50.0012/16/2011 5:17:34 PM
the-laudable-peso$40.0012/16/2011 5:08:02 PM
MASinVestment$50.0012/16/2011 5:11:58 PM
investment-mountain$25.0012/16/2011 3:05:40 PM
restless-fund5$25.0012/16/2011 5:09:23 PM
ddog0224$25.0012/16/2011 2:41:30 PM
Loan_Stranger$25.0012/16/2011 4:27:14 PM
on_your_side$25.0012/16/2011 3:16:37 PM
Whipster$50.0012/16/2011 4:08:08 PM
ore-frontier$55.5312/16/2011 2:28:50 PM
unbelievable-exchange$100.0012/15/2011 4:45:00 PM
autonomous-truth$50.0012/15/2011 11:21:34 AM
camaraderi-aspen$100.0012/14/2011 10:42:30 AM
blue-radiant-economy$100.0012/14/2011 1:11:13 AM
heart514$25.0012/12/2011 7:26:49 PM
sdcc72$25.0012/12/2011 4:41:22 PM
jkeller4000$25.0012/12/2011 1:15:13 PM
green-inspiring-peace$25.0012/10/2011 12:42:23 PM
deal-searcher1$25.0012/8/2011 11:08:22 AM
papaloha$25.0012/7/2011 9:06:31 AM
profit-powerplant$25.0012/3/2011 12:10:42 PM
economy-shrubbery6$25.0012/3/2011 12:15:49 PM
golden-velocity9$25.0012/3/2011 12:20:34 PM
bazaar-festivity$50.0012/4/2011 12:18:19 PM
graceful-IRAinvestment$50.0012/4/2011 4:47:36 PM
PatriotKnight$50.0012/4/2011 6:15:33 PM
otherwisedisposed$50.0012/4/2011 8:39:54 PM
alexander-hamilton$50.0012/5/2011 3:01:05 PM
unforgettable-wealth4$50.0012/6/2011 4:24:45 PM
asset-professor$25.0012/8/2011 8:24:34 AM
jkeller4000$25.0012/8/2011 3:39:13 PM
passivesf$50.0012/9/2011 6:15:59 AM
Investor_DP$100.0012/9/2011 9:22:00 AM
blue-lively-platinum$25.0012/10/2011 2:21:29 PM
mraleig$100.0012/13/2011 12:20:55 PM
affluence-generator2$100.0012/13/2011 2:42:52 PM
sjc224$25.0012/13/2011 4:20:12 PM
Otagaini$50.0012/14/2011 4:55:39 AM
theaterguy$25.0012/14/2011 8:25:42 PM
passivesf$25.0012/15/2011 8:17:19 AM
miked8303$50.0012/15/2011 1:21:16 PM
the-silver-blaster$75.0012/15/2011 7:06:04 PM
frogperson$100.0012/16/2011 9:34:05 AM
TigerForce$25.0012/16/2011 1:53:40 PM
silver-flower448$25.0012/16/2011 3:31:14 PM
jasonj72$25.0012/16/2011 2:16:49 PM
processor115$25.0012/16/2011 4:20:19 PM
processor115$75.0012/16/2011 4:24:26 PM
truth-companion$25.0012/16/2011 5:10:04 PM
fortytwo$150.0012/16/2011 5:08:35 PM
important-openness1$100.0012/16/2011 5:11:30 PM
finance-prescription$100.0012/16/2011 5:29:42 PM
Ballybay$50.0012/16/2011 5:25:03 PM
processor115$25.0012/16/2011 6:03:31 PM
capital-renewal$25.0012/16/2011 5:24:36 PM
Mathon$25.0012/16/2011 5:29:39 PM
Worldskiboy$50.0012/16/2011 5:30:01 PM
armada24$25.0012/16/2011 8:25:52 PM
money-booster2$35.0012/16/2011 9:34:34 PM
BankerBoy414$25.0012/16/2011 11:15:58 PM
riproaringrapids$25.0012/16/2011 11:44:33 PM
power-secret-agent$40.0012/17/2011 2:56:54 AM
first-unafraid-bill$25.0012/17/2011 2:22:21 AM
GGreg799$25.0012/17/2011 5:40:11 AM
interest-agave$25.0012/17/2011 6:31:58 AM
mlj0671$25.0012/17/2011 6:31:32 AM
silver-enlightenment0$94.8112/17/2011 8:18:32 AM
Easystreet$25.0012/17/2011 5:34:18 AM
upupandaway$50.0012/17/2011 9:10:32 AM
plentiful-return386$100.0012/17/2011 6:41:35 AM
zeeexsixare$300.0012/17/2011 9:43:01 AM
emphatic-bonus5$75.0012/17/2011 9:43:03 AM
dime-sanctuary$30.0012/17/2011 7:07:55 AM
The_Secret$25.0012/17/2011 7:44:27 AM
desertoasis$25.0012/17/2011 8:23:11 AM
Imaginos1892$100.0012/17/2011 9:05:11 AM
hope-spinner$40.0012/17/2011 10:58:15 AM
ethical-truth211$800.0012/17/2011 11:02:58 AM
nycfinance$25.0012/17/2011 11:06:50 AM
ChrisProsper$670.0012/17/2011 11:10:15 AM
takarlstad$25.0012/17/2011 11:44:17 AM
106 Investments
 
Borrower Payment Dependent Notes Series 541051
This series of Notes was issued and sold upon the funding of the borrower loan #57975, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $250.84
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-1981 Debt/Income ratio: 22%
Credit score: 800-819 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,775Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: blue-famous-money Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Business Ad / Promotional Funds
Purpose of loan:
This loan will be used for advertising and promotions of my internet
marketing website.

My financial situation:
I am a good candidate for this loan because I have a good history
of being responsible for all financial obligations over my lifetime.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
sweet-loan7$25.0012/16/2011 5:07:18 PM
forceful-duty178$200.0012/16/2011 5:08:00 PM
Russell2008$25.0012/16/2011 5:08:56 PM
skywalkerR5$25.0012/16/2011 5:11:56 PM
basis-ferret8$50.0012/16/2011 5:20:37 PM
social-trumpet$25.0012/16/2011 5:22:56 PM
daisuke$25.0012/16/2011 5:13:47 PM
brazilofmux$100.0012/16/2011 5:19:59 PM
gods_favored$50.0012/16/2011 5:30:38 PM
blue-lively-platinum$25.0012/16/2011 5:31:58 PM
iaffy$25.0012/16/2011 5:32:41 PM
NoCal$25.0012/16/2011 5:25:56 PM
healthy-rate3$50.0012/16/2011 5:34:21 PM
outtahoth2o$75.0012/16/2011 5:34:23 PM
first-favorite-bonus9$25.0012/16/2011 5:26:36 PM
neighborly-hope6$100.0012/16/2011 5:35:22 PM
indomitable-coin$25.0012/16/2011 5:29:14 PM
mathaiusa$199.1012/16/2011 5:29:55 PM
credit-panda1$25.0012/16/2011 5:38:41 PM
timbob$100.0012/16/2011 5:33:18 PM
Kyjamune$25.0012/16/2011 5:34:01 PM
ethio$25.0012/16/2011 5:36:32 PM
market-solstice2$25.0012/16/2011 5:37:04 PM
AFairDeal$25.0012/16/2011 5:08:40 PM
16888$25.0012/16/2011 5:18:19 PM
fervent-repayment$50.0012/16/2011 5:28:45 PM
rajs$200.0012/16/2011 7:13:50 PM
cebgop$25.0012/16/2011 5:35:48 PM
commanding-treasure2$50.0012/16/2011 5:40:36 PM
unforgettable-wealth4$50.0012/16/2011 5:41:54 PM
dingus$25.0012/16/2011 9:34:57 PM
money-booster2$25.0012/16/2011 9:42:32 PM
orange-resolute-platinum$25.0012/17/2011 2:21:12 AM
yield-hut$33.0012/17/2011 3:38:37 AM
Rob717171$25.0012/17/2011 6:22:52 AM
loan-paladin470$25.0012/17/2011 6:24:10 AM
plentiful-return386$100.0012/17/2011 6:41:42 AM
shrewd-deal$50.0012/17/2011 7:48:01 AM
jaker$25.0012/17/2011 7:54:19 AM
johnsails$50.0012/17/2011 8:29:44 AM
Pizza-man$50.0012/17/2011 8:49:34 AM
ingenious-order783$35.0012/17/2011 8:46:18 AM
CIC$25.0012/17/2011 6:33:10 AM
KidSicily$125.0012/17/2011 8:06:43 AM
upupandaway$50.0012/17/2011 9:10:34 AM
t-loan$25.0012/17/2011 11:26:13 AM
houli123$25.0012/17/2011 11:32:20 AM
ManhattanLender$25.0012/17/2011 12:05:39 PM
mnmcarve$25.0012/17/2011 12:06:18 PM
moola-man$25.0012/17/2011 12:06:35 PM
Gabriel02$25.0012/17/2011 12:06:43 PM
j2ee$25.0012/17/2011 12:06:23 PM
jthomps4$25.0012/17/2011 12:07:08 PM
Spring342$25.0012/17/2011 12:08:03 PM
Castellan$50.0012/17/2011 12:07:59 PM
Octavian315$35.0012/17/2011 12:08:38 PM
phillipd48$25.0012/17/2011 12:09:22 PM
Cai8899$50.0012/17/2011 12:09:24 PM
1redfish$100.0012/17/2011 12:10:09 PM
ianakacg$25.0012/17/2011 12:11:23 PM
skuba$75.0012/17/2011 12:11:09 PM
cnovak$25.0012/17/2011 12:11:34 PM
hope-spinner$25.0012/17/2011 10:55:58 AM
Guiren$100.0012/17/2011 10:59:41 AM
hostbank$100.0012/17/2011 12:13:35 PM
skillful-diversification2$25.0012/17/2011 12:16:15 PM
hard-working-rate3$100.0012/17/2011 12:16:04 PM
SeaLoans$25.0012/17/2011 12:16:58 PM
Relevance$25.0012/17/2011 12:17:38 PM
br4444$25.0012/17/2011 12:17:10 PM
marketplace-cello5$25.0012/17/2011 12:18:17 PM
Mr_Marcus$25.0012/17/2011 12:18:35 PM
dartmouth99$25.0012/17/2011 12:18:05 PM
benjamin67$25.0012/17/2011 12:09:04 PM
sjlender$100.0012/17/2011 12:20:27 PM
1phantom$25.0012/17/2011 12:19:39 PM
syounker$25.0012/17/2011 12:22:18 PM
rmachi$25.0012/17/2011 12:11:42 PM
taz007$25.0012/17/2011 12:23:50 PM
socrates520$50.0012/17/2011 12:23:13 PM
mnbud$25.0012/17/2011 12:12:41 PM
new-truth-chuckler$25.0012/17/2011 12:24:06 PM
BiggestG$25.0012/17/2011 12:25:49 PM
skillful-finance$25.0012/17/2011 12:14:54 PM
power-companion7$75.0012/17/2011 12:20:10 PM
Arg3998$25.0012/17/2011 12:21:45 PM
Aimvest$25.0012/17/2011 12:23:28 PM
L-vex$25.0012/17/2011 12:24:50 PM
fortytwo$150.0012/16/2011 5:08:36 PM
income-banjo$50.0012/16/2011 5:08:20 PM
vibrant-trade8$35.0012/16/2011 5:12:44 PM
diversification-surge$25.0012/16/2011 5:14:44 PM
bb575$50.0012/16/2011 5:19:10 PM
Sneezie$100.0012/16/2011 5:13:46 PM
happy-loot3$100.0012/16/2011 5:14:14 PM
AmericanCredit$50.0012/16/2011 5:26:02 PM
BxRealtor$25.0012/16/2011 5:15:49 PM
jonandmeg21$25.0012/16/2011 5:19:41 PM
dharma1$25.0012/16/2011 5:21:23 PM
sb0453$25.0012/16/2011 5:35:56 PM
esabzb$25.0012/16/2011 5:37:18 PM
newest-bountiful-basis$25.0012/16/2011 5:39:05 PM
nuclearmoose$25.0012/16/2011 5:42:35 PM
IIP77$25.0012/16/2011 5:33:34 PM
unbelievable-exchange$100.0012/16/2011 5:38:00 PM
aabadabadoo$25.0012/16/2011 5:14:55 PM
orange-courageous-dedication$25.0012/16/2011 5:16:20 PM
RankPaid$25.0012/16/2011 5:18:40 PM
meux99$25.0012/16/2011 5:21:06 PM
pujols8996$50.0012/16/2011 5:24:04 PM
mrpowers5531$25.0012/16/2011 5:30:05 PM
MarketInvestor$25.0012/16/2011 5:32:01 PM
money-floret$50.0012/16/2011 8:16:08 PM
g314$25.0012/16/2011 5:35:54 PM
smart-leverage7$25.0012/16/2011 5:38:56 PM
processor115$500.0012/16/2011 5:48:45 PM
cattlebaron$25.0012/16/2011 6:20:01 PM
established-hope5$50.0012/17/2011 2:48:18 AM
radforj22$25.0012/17/2011 3:17:28 AM
blot44$100.0012/17/2011 4:51:53 AM
SCD$25.0012/16/2011 8:44:08 PM
heerzaquestion$35.0012/17/2011 6:24:38 AM
Barky52$25.0012/17/2011 6:48:07 AM
the-enticing-coin$125.0012/16/2011 11:32:05 PM
LovinMe$25.0012/17/2011 7:28:34 AM
reward-excellency1$25.0012/17/2011 7:51:50 AM
Frankieb21$50.0012/17/2011 7:58:55 AM
scuba-man$30.5812/17/2011 4:34:22 AM
marcopolo10$25.0012/17/2011 7:08:01 AM
loyalty-locomotive$37.0012/17/2011 7:43:54 AM
fireboss$49.9812/17/2011 7:48:08 AM
emphatic-bonus5$75.0012/17/2011 9:43:36 AM
promise2$81.1512/17/2011 9:26:52 AM
speyer$25.0012/17/2011 12:06:20 PM
stollcm$25.0012/17/2011 9:53:27 AM
WLenders$50.0012/17/2011 12:07:34 PM
whistledicksmith$25.0012/17/2011 12:08:36 PM
Mr_Money$25.0012/17/2011 12:09:29 PM
Ivan2007$25.0012/17/2011 12:09:59 PM
figs4u2$100.0012/17/2011 12:10:29 PM
BrianRK$26.0012/17/2011 12:10:19 PM
toblerone$25.0012/17/2011 12:10:56 PM
vb3jmg$25.0012/17/2011 12:12:16 PM
Strato$25.0212/17/2011 12:11:49 PM
leeball$50.0012/17/2011 12:13:55 PM
integrity-saver$25.0012/17/2011 12:13:22 PM
JohnW12$50.0012/17/2011 12:15:54 PM
exuberant-dime$25.0012/17/2011 12:06:52 PM
bold-yield-rumbler$25.0012/17/2011 12:17:05 PM
don8ter$50.0012/17/2011 12:06:57 PM
the_winning_ticket$250.0012/17/2011 12:18:24 PM
chicagobear23$25.0012/17/2011 12:08:25 PM
Clambake$25.0012/17/2011 12:19:24 PM
value-wind0$25.0012/17/2011 12:19:40 PM
Anny-Disco$25.0012/17/2011 12:20:01 PM
Boxhead$25.0012/17/2011 12:10:04 PM
kurg$25.0012/17/2011 12:23:00 PM
MadHun$200.0012/17/2011 12:23:07 PM
tj1683$25.0012/17/2011 12:11:40 PM
californiakhan$25.0012/17/2011 12:23:19 PM
GodzillaLending$25.0012/17/2011 12:24:38 PM
enriching-trade2$50.0012/17/2011 12:26:14 PM
Natronpee$25.0012/17/2011 12:16:09 PM
green-tree-shake$30.0012/17/2011 12:18:30 PM
PRGuyinVA$25.0012/17/2011 12:22:20 PM
jakesworld$25.0012/17/2011 12:22:33 PM
silver-armada$50.0012/17/2011 12:23:37 PM
gzeo$25.0012/17/2011 12:24:31 PM
subtle-revenue0$25.0012/17/2011 12:27:05 PM
169 Investments
 
Borrower Payment Dependent Notes Series 541221
This series of Notes was issued and sold upon the funding of the borrower loan #57551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,151.10 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 11.20% Listing Start date:  Nov-28-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $166.39
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1992 Debt/Income ratio: 13%
Credit score: 640-659 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 8Length of status:16y 1m
Amount delinquent: $297 Total credit lines: 46 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,137Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: auction-linkage1 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bills
Purpose of loan: bills
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4200.
Monthly expenses:
Housing: $1577.
Insurance: $
Car expenses: $150
Utilities: $120.
Phone, cable, internet: $140.
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lokiswolf$25.0012/12/2011 6:32:49 AM
UT-Longhorn$25.0012/11/2011 9:19:08 AM
sgmm330$25.0012/10/2011 8:10:56 PM
newest-phenomenal-dinero$50.0012/10/2011 2:23:56 PM
well-mannered-income3$50.0012/10/2011 2:08:31 PM
dedication-magnolia9$25.0012/10/2011 1:53:36 PM
tremendous-yield8$25.0012/10/2011 1:23:22 PM
green28$50.0012/10/2011 9:02:34 AM
deal-hickory5$100.0012/9/2011 11:14:30 PM
income-rocker2$50.0012/9/2011 11:44:55 AM
Investor_DP$100.0012/9/2011 9:21:51 AM
Comoparklender$25.0012/8/2011 9:13:45 AM
asset-professor$25.0012/8/2011 8:14:22 AM
antlr$50.0012/8/2011 7:23:01 AM
frooogal$25.0012/7/2011 8:34:48 PM
dollardave$50.0012/7/2011 10:37:40 AM
postalwhiz$50.0012/7/2011 12:42:51 PM
stoopidnoodle$25.0012/7/2011 10:50:00 AM
loyalist1$100.0012/7/2011 7:36:59 AM
affluence-generator2$100.0012/6/2011 11:09:12 AM
otherwisedisposed$50.0012/4/2011 8:39:34 PM
first-friendly-listing$25.0012/4/2011 10:44:06 AM
finance-prescription$100.0012/3/2011 8:33:43 AM
a-finance-nirvana$25.0012/3/2011 2:18:06 PM
heart514$25.0012/2/2011 7:52:30 PM
graceful-IRAinvestment$60.0012/2/2011 5:42:52 PM
payment-gusto$25.0012/2/2011 4:43:44 PM
first-friendly-listing$40.0012/2/2011 8:53:45 AM
economy-shrubbery6$25.0012/1/2011 11:45:56 AM
IIP77$25.0011/30/2011 3:20:33 AM
tech310$50.0011/30/2011 12:15:34 AM
SecondChanceLendingSERV$25.0011/29/2011 10:28:10 AM
bazaar-festivity$25.0011/28/2011 9:14:45 AM
jjswanso$50.0011/28/2011 9:24:15 AM
EngineersAlliance$102.0011/29/2011 9:10:17 AM
nimble-revenue5$50.0011/30/2011 9:07:50 AM
nimble-revenue5$50.0011/30/2011 9:08:27 AM
rupee-master6$25.0011/30/2011 10:13:52 AM
frogperson$44.0011/30/2011 9:53:30 PM
Dubbs360$50.0012/2/2011 9:18:54 AM
brazilofmux$100.0012/2/2011 7:13:24 AM
wonderous-truth6$50.0012/2/2011 9:41:48 AM
vibrant-trade8$35.0012/2/2011 12:10:38 PM
timbob$100.0012/5/2011 6:00:21 PM
Myrick$25.0012/5/2011 7:21:49 PM
rupee-cymbal$25.0012/5/2011 5:12:37 PM
missing-link$25.0012/6/2011 9:17:10 AM
red-power-pecan$50.0012/6/2011 9:19:34 AM
duty-explosion9$50.0012/6/2011 2:06:24 PM
orange-preeminant-bill$25.0012/6/2011 5:13:28 PM
diplomatic-wealth7$25.0012/6/2011 5:27:31 PM
duty-explosion9$50.0012/6/2011 2:01:59 PM
powerful-finance7$25.0012/7/2011 2:20:55 AM
tenacious-capital3$26.2712/6/2011 5:36:24 PM
papaloha$25.0012/7/2011 9:06:14 AM
KLCRAY$50.0012/7/2011 5:31:00 AM
worthy-bid8$33.0012/7/2011 9:29:56 AM
Wellman$25.0012/7/2011 9:38:19 AM
prescription0$25.0012/7/2011 3:57:19 PM
jobani$25.0012/8/2011 12:01:51 AM
SolarMoonshine$25.0012/8/2011 3:36:00 AM
enthralling-deal180$25.0012/8/2011 5:42:57 AM
shrewd-peace7$25.0012/8/2011 9:15:52 AM
thoughtful-exchange8$25.0012/8/2011 9:39:59 AM
lender-inc$25.8312/8/2011 11:12:03 AM
zwd12$50.0012/8/2011 12:46:24 PM
happy-return4$50.0012/8/2011 12:46:42 PM
truth-companion$100.0012/8/2011 1:09:53 PM
happy-return4$50.0012/8/2011 12:49:33 PM
Starica$300.0012/8/2011 4:44:44 PM
wwwUniversal$25.0012/8/2011 5:31:36 PM
happy-return4$35.0012/9/2011 10:10:21 AM
prominence8$25.0012/9/2011 12:58:07 PM
money-bauble$200.0012/9/2011 5:10:20 PM
riproaringrapids$25.0012/9/2011 8:02:27 PM
money-booster2$25.0012/10/2011 8:49:56 AM
wildsf$25.0012/10/2011 10:22:18 AM
thelovebug$100.0012/10/2011 12:37:53 PM
CalBear08$25.0012/10/2011 12:49:39 PM
blue-lively-platinum$25.0012/10/2011 2:21:13 PM
NotOprah$50.0012/10/2011 2:34:01 PM
green-rate-futurist$50.0012/10/2011 4:14:41 PM
catb$50.0012/10/2011 8:20:40 PM
compassion-neutron$25.0012/11/2011 5:13:59 AM
leverage-monger$25.0012/11/2011 8:24:10 AM
ultimate-payment$25.0012/11/2011 12:08:07 PM
glroark$50.0012/11/2011 5:37:43 PM
basis-mammal$25.0012/11/2011 9:52:00 PM
BradP$25.0012/12/2011 8:34:30 AM
89 Investments
 
Borrower Payment Dependent Notes Series 541773
This series of Notes was issued and sold upon the funding of the borrower loan #58355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,300.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $150.31
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1998 Debt/Income ratio: 18%
Credit score: 720-739 (Nov-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:8y 1m
Amount delinquent: $0 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,670Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: tasha30240 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 2 ( 100% ) 720-739 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 2  
Description
Pay off Credit Cards
Purpose of loan:
This loan will be used to...Payoff credit cards and small home inprovements

My financial situation:
I am a good candidate for this loan because...
I had a loan with Prosper once and paid off

Monthly net income: $2700
Monthly expenses: $
Housing: $690
Insurance: $185 home and auto combined
Car expenses: $
Utilities: $225
Phone, cable, internet: $90
Food, entertainment: $450
Clothing, household expenses: $125
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/27/2011 5:07:11 PM
worth-dandelion$100.0012/27/2011 5:13:05 PM
JustMee$25.0012/27/2011 5:26:52 PM
green-robust-currency$100.0012/27/2011 5:35:59 PM
bill-mushroom$50.0012/27/2011 5:25:47 PM
vutah$35.0012/27/2011 5:38:17 PM
hidavehi$39.0012/27/2011 5:43:52 PM
papaloha$300.0012/27/2011 6:09:39 PM
the-bright-velocity$25.0012/27/2011 5:42:11 PM
Investor_DP$100.0012/27/2011 5:49:38 PM
creditjunky$125.0012/27/2011 8:28:12 PM
Law_Gator$25.0012/27/2011 8:39:37 PM
Christus_Victor$25.3412/27/2011 9:12:24 PM
cwegert$50.0012/27/2011 10:20:12 PM
houli123$25.0012/27/2011 11:10:31 PM
thankful-nickel2$25.0012/28/2011 12:57:19 AM
amlu1988$25.0012/27/2011 9:28:31 PM
generous-deal6$25.0012/28/2011 1:26:52 AM
nimble-money086$25.0012/27/2011 11:51:54 PM
serene-capital$25.0012/28/2011 2:30:08 AM
yield-hut$30.0012/28/2011 4:40:18 AM
ethical-truth211$132.1612/28/2011 5:06:30 AM
pluto2k8$50.0012/28/2011 5:01:54 AM
managedfund$1,333.0012/27/2011 5:06:33 PM
jkeller4000$25.0012/27/2011 5:09:50 PM
GElender$40.0012/27/2011 5:10:17 PM
penny-plato$25.0012/27/2011 5:20:52 PM
kenji4861$25.0012/27/2011 5:25:44 PM
successful-agreement7$100.0012/27/2011 5:27:09 PM
AF-Chief$25.0012/27/2011 5:17:17 PM
worthy-bid8$50.0012/27/2011 5:31:26 PM
petsheep$46.4312/27/2011 5:40:22 PM
currency-agave$60.0012/27/2011 5:28:19 PM
xcap$25.0012/27/2011 5:42:35 PM
trade-burrito4$35.0012/27/2011 5:43:08 PM
market-solstice2$25.0012/27/2011 5:45:27 PM
first-pragmatic-power$25.0012/27/2011 5:51:20 PM
frugalinvestor20$25.0012/27/2011 5:50:42 PM
dproxima$25.0012/27/2011 6:19:56 PM
one-midas$50.0012/27/2011 6:34:28 PM
allbalooboy2$25.0012/27/2011 7:09:15 PM
SolarMoonshine$25.0012/27/2011 5:58:39 PM
Moe87$25.0012/27/2011 7:23:45 PM
optionscashflow$25.0012/27/2011 7:31:49 PM
hope-hickory8$25.0012/27/2011 7:40:17 PM
wise-benjamins-fortress$25.0012/27/2011 7:45:31 PM
radforj22$25.0012/27/2011 8:04:51 PM
s270$100.0012/27/2011 8:30:37 PM
cash-boots7$150.0012/27/2011 8:20:19 PM
blitm$100.0012/27/2011 8:27:21 PM
Lo0se_mo0se$25.0012/27/2011 9:06:58 PM
elephantparty$50.0012/27/2011 9:21:29 PM
shrewd-income$100.0012/27/2011 9:54:37 PM
ProsprousLender$25.0012/27/2011 10:36:43 PM
AndChicksforFree$35.0012/27/2011 9:36:59 PM
JordansGood$34.0712/28/2011 1:13:44 AM
loanman2007$25.0012/28/2011 4:56:46 AM
DoctorJoe$30.0012/28/2011 4:29:00 AM
Chuck54$25.0012/28/2011 4:57:24 AM
MrUSC$50.0012/28/2011 4:02:05 AM
Beechturner$50.0012/28/2011 4:19:35 AM
61 Investments
 
Borrower Payment Dependent Notes Series 541881
This series of Notes was issued and sold upon the funding of the borrower loan #57754, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1993 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 15 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,570Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: No  
Screen name: buy-it-now Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Craftsman
Purpose of loan:
This loan will be used to... Build inventory to sell through our stores and Ebay

My financial situation:
I am a good candidate for this loan because... I pay my bills


Monthly net income: $ 8000
Monthly expenses: $6000
Housing: $0
Insurance: $100
Car expenses: $235
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $500
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/12/2011 5:15:53 PM
money-booster2$30.0012/12/2011 9:58:31 PM
economy-shrubbery6$25.0012/12/2011 5:09:17 PM
heart514$25.0012/12/2011 7:27:45 PM
jkeller4000$25.0012/13/2011 9:43:38 AM
worth-blanket2$3,900.0012/13/2011 11:31:45 AM
6 Investments
 
Borrower Payment Dependent Notes Series 541931
This series of Notes was issued and sold upon the funding of the borrower loan #57484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $211.56
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1989 Debt/Income ratio: 14%
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 17 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,565Stated income:$25,000-$49,999
Delinquencies in last 7y: 9 Bankcard utilization: 83%  
   Homeownership: No  
Screen name: diplomatic-dedication7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating bills
Purpose of loan:
This loan will be used to...To payoff all my lenders just to have 1 payment.

My financial situation:
I am a good candidate for this loan because...Reliable paying my monthly bills, my credit in good standing, and I'm gainfully employed.


Monthly net income: $ 3200.00
Monthly expenses: $ 1979.00
Housing: $1325.00
Insurance: $ 77.00
Car expenses: $ 150.00
Utilities: $ 32.00
Phone, cable, internet: $ 75.00
Food, entertainment: $ 150.00
Clothing, household expenses: $75.00
Credit cards and other loans: $ 170.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
dor$25.7812/13/2011 9:11:13 PM
dckpolo$25.0012/14/2011 5:29:16 AM
nalaari$49.7412/14/2011 6:51:39 AM
currency-persimmon$25.0012/14/2011 5:36:55 AM
MASinVestment$100.0012/14/2011 7:33:05 AM
ctgscott$25.0012/14/2011 9:26:06 AM
wwwUniversal$25.0012/13/2011 5:41:00 PM
MASinVestment$100.0012/13/2011 4:24:38 PM
sjc224$25.0012/13/2011 4:20:31 PM
help4u$25.0012/13/2011 2:50:50 PM
ghinga$38.0012/13/2011 2:37:23 PM
haplender$50.0012/13/2011 1:48:10 PM
irishcocacola$30.4112/13/2011 1:29:30 PM
dough-souffle$100.0012/13/2011 12:57:12 PM
integrity-doctor$100.0012/13/2011 12:03:49 PM
ericgassercom$25.0012/13/2011 9:37:42 AM
maschinenbau$25.0012/13/2011 10:56:11 AM
lovely-greenback4$25.0012/13/2011 9:30:59 AM
unclejaef$25.0012/13/2011 8:53:03 AM
social-zebra$30.0012/13/2011 8:52:42 AM
selector568$300.0012/13/2011 9:20:33 AM
judo150$150.0012/13/2011 9:17:52 AM
the-laudable-peso$50.0012/13/2011 8:15:57 AM
organized-payment6$50.0012/13/2011 5:47:46 AM
DonaldColorado$53.7712/13/2011 4:36:13 AM
zxr$25.0012/13/2011 6:34:52 AM
B2152$25.0012/13/2011 5:24:12 AM
transparency-giant$50.0012/12/2011 9:37:52 PM
heart514$25.0012/12/2011 7:27:20 PM
skorpious$25.0012/12/2011 4:54:15 PM
basis-ferret8$50.0012/11/2011 6:55:30 PM
tremendous-yield8$25.0012/10/2011 1:23:39 PM
bazaar-festivity$25.0012/9/2011 5:05:44 PM
Investor_DP$100.0012/9/2011 9:21:36 AM
igniter584$25.0012/9/2011 9:18:15 AM
blue-lively-platinum$25.0012/10/2011 2:21:58 PM
income-banjo$100.0012/11/2011 8:10:45 AM
bold-yield-rumbler$25.0012/11/2011 12:11:17 PM
britgsb$30.0012/11/2011 12:17:46 PM
green-rate-futurist$50.0012/11/2011 1:30:03 PM
graceful-IRAinvestment$53.0012/12/2011 1:41:04 PM
green28$100.0012/12/2011 2:00:29 PM
skorpious$25.0012/12/2011 4:55:49 PM
riproaringrapids$25.0012/12/2011 5:29:00 PM
brazilofmux$100.0012/12/2011 5:29:43 PM
mtquan$25.0012/12/2011 5:32:35 PM
green-rate-futurist$100.0012/12/2011 7:27:06 PM
money-booster2$25.0012/12/2011 9:34:17 PM
HamachiMan$50.0012/12/2011 8:24:49 PM
a-finance-nirvana$25.0012/13/2011 2:29:43 AM
the_winning_ticket$100.0012/13/2011 1:06:20 AM
ethical-truth211$200.0012/13/2011 2:36:22 AM
orange-coin-walnut$50.0012/13/2011 4:35:38 AM
xlnt-loans$25.0012/13/2011 6:30:09 AM
loan-rider7$25.0012/13/2011 7:58:56 AM
helvet$25.0012/13/2011 8:21:49 AM
dime-sprout$25.0012/13/2011 8:49:53 AM
Agonbiew$50.0012/13/2011 9:13:16 AM
bold-durability-drum$31.0012/13/2011 9:36:26 AM
commanding-treasure2$50.0012/13/2011 10:59:44 AM
timbob$100.0012/13/2011 9:44:28 AM
meenan$100.0012/13/2011 10:21:24 AM
nunnie$25.0012/13/2011 12:58:14 PM
wealth-infusion6$200.0012/13/2011 12:30:44 PM
deal-searcher1$25.0012/13/2011 4:40:52 PM
MASinVestment$50.0012/13/2011 5:16:04 PM
lender2611$25.0012/13/2011 5:43:03 PM
lender2611$50.0012/13/2011 5:43:19 PM
gravbox$25.0012/13/2011 6:21:47 PM
return-investor6$25.0012/13/2011 9:52:08 PM
peripatetic$25.0012/14/2011 1:13:18 AM
awe-inspiring-power$25.0012/14/2011 6:00:37 AM
yerkster1$30.0012/14/2011 5:43:38 AM
Starica$400.0012/14/2011 6:29:10 AM
the-laudable-peso$40.0012/14/2011 7:04:48 AM
HermanstadtKid$25.0012/14/2011 6:20:32 AM
flexible-wealth417$25.0012/14/2011 11:29:57 AM
worth-blanket2$1,600.0012/14/2011 12:30:37 PM
worth-viking$13.3012/14/2011 12:33:08 PM
79 Investments
 
Borrower Payment Dependent Notes Series 541957
This series of Notes was issued and sold upon the funding of the borrower loan #57819, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1996 Debt/Income ratio: 18%
Credit score: 780-799 (Nov-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:6y 8m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,428Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: Yes  
Screen name: blue-joyous-benefit Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Hospital Surgery expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/20/2011 9:17:02 AM
market-solstice2$25.0012/20/2011 9:15:09 AM
LittleMingo$25.0012/20/2011 9:07:20 AM
jkeller4000$25.0012/20/2011 9:12:56 AM
ready-interest9$25.0012/20/2011 9:25:42 AM
golden-velocity9$25.0012/20/2011 9:29:31 AM
worth-blanket2$1,900.0012/20/2011 9:30:20 AM
miked8303$25.0012/20/2011 9:26:47 AM
8 Investments
 
Borrower Payment Dependent Notes Series 541959
This series of Notes was issued and sold upon the funding of the borrower loan #57573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $321.39
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jul-2001 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 4Employment status:Self-employed
Now delinquent: 1 Current / open credit lines: 14 / 13Length of status:15y 11m
Amount delinquent: $41,020 Total credit lines: 38 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $51,454Stated income:$75,000-$99,999
Delinquencies in last 7y: 6 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: dissector8 Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 660-679 (Latest)
Principal borrowed: $8,500.00< 31 days late: 0 ( 0% )  
740-759 (Apr-2011)
 
Principal balance: $7,333.43 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
My personal loan
Purpose of loan:
This loan will be used to...Capital improvements to current business.

My financial situation:
I am a good candidate for this loan because...Business has strong cash flow. Already a successful prosper borrower with a perfect record.


Monthly net income: $8000
Monthly expenses: $3200
Housing: $1608
Insurance: $56
Car expenses: $345
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Comoparklender$25.0012/15/2011 9:14:27 AM
HenryS$30.0012/15/2011 9:23:59 AM
asiaratt$50.0012/15/2011 9:35:06 AM
capital-halo1$1,000.0012/15/2011 9:38:06 AM
Investor_DP$100.0012/15/2011 9:27:56 AM
affluence-generator2$100.0012/15/2011 9:39:27 AM
worth-blanket2$6,000.0012/15/2011 9:54:52 AM
money-baron-Roth401k$25.0012/15/2011 9:38:04 AM
truth-companion$25.0012/15/2011 9:25:57 AM
Jack55304$200.0012/15/2011 9:51:22 AM
engrossing-responsibility0$43.0012/15/2011 9:39:23 AM
11 Investments
 
Borrower Payment Dependent Notes Series 542059
This series of Notes was issued and sold upon the funding of the borrower loan #57559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-12-2011 
Term: 60 months Listing End date:  Dec-15-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $368.29
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1986 Debt/Income ratio: 28%
Credit score: 820-839 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:12y 4m
Amount delinquent: $0 Total credit lines: 39 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,117Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: diversification-utensil Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
This loan will be used to consolidate debt. I went through a major surgery that was unexpected, and even with insurance I had to pay a tremendous amount out of pocket. I had to pay the bills with credit cards, so I would like to consolidate the cards into one loan so I can pay them all off in a shorter time.

I have always paid my bills on time and will continue to do so, because it is very important to me that I take care of my obligations.

Thank you so much for your time and consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
awwaww$25.0012/12/2011 9:06:10 AM
green-trade-dolphin2$30.0212/12/2011 9:02:24 AM
timbob$100.0012/12/2011 9:08:02 AM
LittleMingo$25.0012/12/2011 9:10:15 AM
janeybooboo$150.0012/12/2011 9:04:23 AM
britgsb$30.0012/12/2011 9:27:18 AM
riproaringrapids$25.0012/12/2011 9:07:26 AM
Cappyatl$25.0012/12/2011 9:35:14 AM
kid_dynamite15$75.0012/12/2011 9:35:45 AM
Cappyatl$25.0012/12/2011 9:36:33 AM
gjm6d$25.0012/12/2011 9:36:21 AM
money-booster2$50.0012/12/2011 11:14:40 AM
passivesf$75.0012/12/2011 7:32:06 PM
vc4114$25.0012/12/2011 7:03:26 PM
langdonx$50.0012/12/2011 8:34:24 PM
HamachiMan$50.0012/12/2011 8:24:54 PM
the_winning_ticket$100.0012/13/2011 1:06:35 AM
graceful-IRAinvestment$30.0012/12/2011 8:54:58 PM
transparency-giant$50.0012/12/2011 9:37:56 PM
giftgold$25.0012/13/2011 5:44:40 AM
Captain_America$50.0012/13/2011 6:48:12 AM
Butterfly1950$25.0012/13/2011 6:51:18 AM
the-laudable-peso$50.0012/13/2011 8:15:59 AM
bold-sensible-basis$25.0012/13/2011 8:48:54 AM
wealth-carrier$25.0012/13/2011 6:58:02 AM
Rockymtnhi$50.0012/13/2011 7:07:06 AM
rmachi$25.0012/13/2011 9:05:47 AM
loan-rider7$25.0012/13/2011 8:00:10 AM
extraordinary-silver5$25.0012/13/2011 9:44:04 AM
Clambake$25.0012/13/2011 9:50:02 AM
kenji4861$25.0012/13/2011 9:38:05 AM
commanding-treasure2$50.0012/13/2011 10:59:52 AM
bold-joyful-exchange$25.0012/13/2011 11:00:11 AM
happy-loyalty$25.0012/13/2011 11:24:18 AM
meenan$100.0012/13/2011 10:21:26 AM
wealth-infusion6$200.0012/13/2011 12:30:51 PM
deal-searcher1$25.0012/13/2011 4:40:54 PM
creditjunky$100.0012/13/2011 2:17:28 PM
subtle-revenue0$25.0012/13/2011 5:05:23 PM
Asgardian$50.0012/13/2011 5:46:22 PM
goat361$40.0012/13/2011 5:28:46 PM
caring-hope2$25.0012/13/2011 6:29:05 PM
cattlebaron$25.0012/13/2011 10:04:48 PM
jpblan11$25.0012/13/2011 7:28:32 PM
blue-radiant-economy$300.0012/14/2011 3:41:45 AM
MarvintheMartian$25.0012/14/2011 4:38:51 AM
dckpolo$25.0012/14/2011 5:29:19 AM
Nordzee$50.0012/14/2011 7:05:05 AM
peripatetic$25.0012/14/2011 1:13:21 AM
RecoveryLender$25.0012/14/2011 7:14:47 AM
shrewd-benjamins$25.0012/14/2011 9:43:04 AM
Hillbilly_Banker$25.0012/14/2011 12:31:25 PM
Starica$500.0012/14/2011 12:33:19 PM
sajitk$25.0012/14/2011 4:50:05 PM
Weaverville$25.0012/14/2011 5:03:21 PM
ore-jalapeno4$50.0012/14/2011 5:41:07 PM
C_Mark$50.0012/14/2011 6:02:48 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:04 PM
zevonyc$25.0012/14/2011 6:17:22 PM
pragmatic-contract$50.0012/14/2011 6:26:49 PM
reward-excellency1$50.0012/14/2011 6:42:49 PM
CapStack$25.0012/14/2011 7:24:09 PM
TSC$50.0012/14/2011 7:09:53 PM
boj2007$25.0012/14/2011 7:29:58 PM
revenue-pipeline$25.0012/14/2011 10:28:22 PM
rain100$50.0012/14/2011 11:37:48 PM
financelover$50.0012/14/2011 10:30:42 PM
cardelt$29.4812/14/2011 11:13:06 PM
oaktown23$50.0012/14/2011 11:20:37 PM
depate$27.7112/15/2011 3:24:45 AM
AM2008$25.0012/15/2011 3:46:45 AM
GAOGERAM_BANK$25.0012/15/2011 4:25:00 AM
creative-gold$25.0012/15/2011 4:31:25 AM
fcukciti$35.0012/15/2011 1:34:22 AM
Scottyd911$50.0012/15/2011 6:25:24 AM
admirable-worth1$25.0012/15/2011 6:47:25 AM
Firescreek$25.0012/15/2011 5:47:23 AM
JeffHoll$60.0012/15/2011 5:49:33 AM
andlifegoeson$25.0012/15/2011 7:06:12 AM
otherwisedisposed$250.0012/15/2011 8:49:01 AM
upbeat-coin937$25.0012/15/2011 9:32:11 AM
jeb_31$25.0012/15/2011 9:30:44 AM
luzonct$100.0012/15/2011 9:45:37 AM
worth-blanket2$5,400.0012/15/2011 9:53:44 AM
value-pouch$50.0012/15/2011 9:48:34 AM
leverage-monger$109.8812/15/2011 9:56:41 AM
igniter584$25.0012/12/2011 9:09:26 AM
indomitable-coin$25.0012/12/2011 9:11:15 AM
brazilofmux$100.0012/12/2011 9:09:59 AM
unforgettable-wealth4$50.0012/12/2011 9:24:06 AM
Tradesmanlender$25.0012/12/2011 9:24:36 AM
DHolly$25.0012/12/2011 9:07:25 AM
AFairDeal$25.0012/12/2011 9:15:45 AM
bb575$50.0012/12/2011 9:40:54 AM
aabadabadoo$25.0012/12/2011 9:31:34 AM
Proactive-Financial-Lending$25.0012/12/2011 9:33:17 AM
Investor_DP$100.0012/12/2011 9:30:46 AM
BenR$100.0012/12/2011 9:30:51 AM
income-banjo$50.0012/12/2011 9:32:54 AM
basis-ferret8$50.0012/12/2011 9:34:20 AM
BxRealtor$25.0012/12/2011 9:35:36 AM
puyanera$25.0012/12/2011 9:37:42 AM
loyalty-czar$57.9412/12/2011 12:25:50 PM
repaymeplease$45.2412/12/2011 12:34:00 PM
shur$50.0012/12/2011 12:37:47 PM
rightwingliberal$25.0012/12/2011 12:17:49 PM
AndChicksforFree$25.0012/12/2011 1:16:34 PM
FlexFunding$50.0012/12/2011 1:55:15 PM
Bank_Of_XL$25.0012/12/2011 1:17:12 PM
rss197$25.0012/12/2011 4:57:59 PM
asset-producer1$100.0012/12/2011 7:50:15 PM
phenomenal-gain5$25.0012/12/2011 7:33:43 PM
heart514$25.0012/12/2011 7:27:39 PM
asset-producer1$100.0012/12/2011 7:55:37 PM
feiandasun$25.0012/13/2011 12:14:42 AM
ethical-truth211$500.0012/13/2011 3:12:50 AM
DadWarbucks$25.0012/13/2011 9:13:08 AM
happy-loot3$200.0012/13/2011 2:18:04 PM
wkeboarder21$50.0012/13/2011 2:46:30 PM
auction-elvis$25.0012/13/2011 5:23:53 PM
Guiren$157.9512/13/2011 5:13:26 PM
MONEYLENDER101$50.0012/13/2011 5:41:35 PM
well-mannered-income3$50.0012/13/2011 5:57:08 PM
EvalCrux$50.0012/13/2011 5:34:11 PM
logical-repayment1$25.0012/13/2011 9:47:52 PM
dpfl55$25.0012/13/2011 9:46:15 PM
_NaLNaBB$150.0012/13/2011 10:06:22 PM
gravbox$25.0012/13/2011 6:01:13 PM
MASinVestment$100.0012/14/2011 7:33:13 AM
credit-coach118$35.1812/14/2011 8:43:29 AM
Lise46$25.0012/14/2011 8:34:39 AM
MissionMicroFinance$25.0012/14/2011 7:53:33 AM
best-decisive-peace$25.0012/14/2011 9:36:47 AM
market-assembler$50.0012/14/2011 9:52:49 AM
hitarth2807$100.0012/14/2011 9:55:29 AM
108lender$120.0012/14/2011 2:41:19 PM
diablorulz$50.0012/14/2011 4:22:27 PM
tsui517$50.0012/14/2011 5:32:04 PM
silvercertificate$25.0012/14/2011 6:04:23 PM
scottburger$100.0012/14/2011 6:07:27 PM
GlowHost$25.0012/14/2011 6:09:00 PM
angelinvestor2$40.0012/14/2011 6:31:54 PM
oex$25.0012/14/2011 6:22:51 PM
mrrc7498$35.0012/14/2011 6:25:01 PM
precious-coin3$50.0012/14/2011 7:37:51 PM
yield-enlistment$50.0012/14/2011 7:37:08 PM
BankofHank$25.0012/14/2011 8:04:22 PM
rolandweary$50.0012/14/2011 7:07:39 PM
finance-symphony7$200.0012/14/2011 8:03:16 PM
native68$25.0012/14/2011 8:19:03 PM
eadamson$50.0012/14/2011 8:40:45 PM
bazaar-hyperdrive3$50.0012/14/2011 9:11:21 PM
investorrr$41.8012/14/2011 9:14:30 PM
first-favorite-bonus9$25.0012/14/2011 10:43:09 PM
economy-popcorn$25.0012/14/2011 8:17:13 PM
wjf60$50.0012/14/2011 10:11:01 PM
bid-lightning9$25.0012/14/2011 8:38:46 PM
gain-mountain1$200.0012/14/2011 9:02:15 PM
radforj22$25.0012/15/2011 3:29:03 AM
axelrod$50.0012/15/2011 5:46:52 AM
SRK_FROM_WA$74.8012/15/2011 7:17:22 AM
bold-sensible-basis$25.0012/15/2011 7:39:56 AM
bold-shrewd-dedication$250.0012/15/2011 6:03:10 AM
DarthContinent$50.0012/15/2011 8:41:50 AM
MoonMama$25.0012/15/2011 7:55:29 AM
hptcrabbers$25.0012/15/2011 7:17:09 AM
hope-hickory8$50.0012/15/2011 9:44:08 AM
dime-sprout$25.0012/15/2011 9:30:37 AM
hope-hickory8$50.0012/15/2011 9:48:47 AM
169 Investments
 
Borrower Payment Dependent Notes Series 542167
This series of Notes was issued and sold upon the funding of the borrower loan #57500, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-01-2011 
Term: 36 months Listing End date:  Dec-06-2011 
 
Lender yield: 30.77% Borrower rate/APR: 31.77% / 35.80% Monthly payment: $173.71
 
Lender servicing fee: 1.00% Effective Yield*: 28.96%  
Estimated return*: 12.46%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Feb-2001 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Nov-2011) Inquiries last 6m: 4Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:8y 3m
Amount delinquent: $0 Total credit lines: 7 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $99Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: abundant-exchange Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT CONSOLIDATION
Purpose of loan:
This loan will be used to consolidate several debts that I have into one simple payment.

My financial situation:
I am a good candidate for this loan because I am a successful Entrepreneur who is running a Management consulting company for the last 8 years and is doing very well.

Monthly net income: $3,000
Total Monthly expenses: $380
Housing: $0 live w/relatives
Insurance: $50
Car expenses: $80 {I own my car outright this is for gas per month}
Utilities: $0 live w/relatives.
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $25
Credit cards and other loans: $50 {minimum payment on loans I have}
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-shrubbery6$25.0012/1/2011 5:06:40 PM
Legally_Blonde$25.0012/1/2011 6:17:28 PM
goodhearted-generosity511$30.0012/1/2011 5:45:58 PM
let_me_retire$50.0012/2/2011 9:26:09 AM
graceful-IRAinvestment$60.0012/2/2011 3:21:52 PM
eboomer2611$25.0012/2/2011 7:32:59 PM
heart514$25.0012/2/2011 7:53:20 PM
bid-stockpiler1$100.0012/3/2011 1:40:46 PM
SolarMoonshine$25.0012/3/2011 6:06:03 PM
kk-gp$100.0012/4/2011 4:58:13 PM
social-heart$25.0012/4/2011 10:16:47 PM
social-heart$25.0012/4/2011 10:17:18 PM
thankful-nickel2$25.0012/5/2011 9:43:06 AM
ChoiceInvestments$29.5012/5/2011 1:52:53 PM
alexander-hamilton$50.0012/5/2011 3:00:56 PM
freedom3$1,400.0012/5/2011 6:54:25 PM
nextar$31.6912/5/2011 8:31:04 PM
BlueProteus$25.0012/5/2011 9:11:59 PM
optionscashflow$25.0012/5/2011 10:27:25 PM
farmn$25.0012/5/2011 7:30:07 PM
wlm3012$30.0012/5/2011 7:45:12 PM
five-star-note$75.0012/5/2011 7:58:41 PM
freedom3$402.1812/6/2011 2:58:41 AM
best-currency-exec$50.0012/1/2011 7:32:42 PM
fountain355$25.0012/2/2011 3:48:31 AM
restless-dime$100.0012/2/2011 7:26:05 AM
managedfund$555.0012/2/2011 2:37:43 PM
SFBank$50.0012/2/2011 6:39:39 PM
vibrant-trade8$35.0012/2/2011 12:11:17 PM
p2p-sunshine4$25.0012/3/2011 10:49:03 PM
Kids-College-Fund$200.0012/3/2011 2:47:35 PM
social-heart$25.0012/4/2011 10:17:07 PM
108lender$150.0012/5/2011 8:56:51 AM
Zipcut$25.0012/5/2011 9:18:48 AM
khaister$25.0012/5/2011 11:24:43 AM
transformer855$25.0012/5/2011 11:23:50 AM
cash4closeoutsdotnet$25.0012/5/2011 8:43:22 PM
ore-leaper1$26.6312/5/2011 7:42:48 PM
periko$25.0012/5/2011 9:24:19 PM
39 Investments
 
Borrower Payment Dependent Notes Series 542241
This series of Notes was issued and sold upon the funding of the borrower loan #57801, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-03-2011 
Term: 36 months Listing End date:  Dec-05-2011 
 
Lender yield: 30.08% Borrower rate/APR: 31.08% / 35.09% Monthly payment: $172.18
 
Lender servicing fee: 1.00% Effective Yield*: 28.70%  
Estimated return*: 14.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-2001 Debt/Income ratio: 25%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 14 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 11 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: bonus-warp-speed4 Borrower's state: NewMexico Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement and Wedding
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-shrubbery6$25.0012/3/2011 12:15:50 PM
worth-blanket2$4,000.0012/5/2011 11:37:07 AM
2 Investments
 
Borrower Payment Dependent Notes Series 542277
This series of Notes was issued and sold upon the funding of the borrower loan #57506, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,300.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-02-2011 
Term: 12 months Listing End date:  Dec-02-2011 
 
Lender yield: 18.36% Borrower rate/APR: 19.36% / 29.29% Monthly payment: $212.36
 
Lender servicing fee: 1.00% Effective Yield*: 17.93%  
Estimated return*: 7.23%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1988 Debt/Income ratio: 31%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:12y 1m
Amount delinquent: $0 Total credit lines: 33 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,927Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: No  
Screen name: peso-motor3 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
looking to help me and investors
Purpose of loan:
This loan will be used to...consolidate about 4 credit cards to payoff before christmas

My financial situation:
I am a good candidate for this loan because...i work 2 jobs and can pay off loan in 1 years as oppose to 3 years . I will bring the status of that loan down to a small frcation once i receive income tax return thru efile in feb. plus i have had 3 loans with citifinacial paid all off and one with capital one for 2 years and paid of in 13 months my payment path as well with credit cards have not stumbled in 7 years.

Monthly net income: $
Monthly expenses: $300
Housing: $500
Insurance: $100
Car expenses: $0
Utilities: $
Phone, cable, internet: $
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pound-mushroom3$25.0012/2/2011 9:26:29 AM
handy-justice$50.0012/2/2011 10:48:48 AM
managedfund$777.0012/2/2011 2:37:45 PM
transparency-universe8$25.0012/2/2011 3:28:09 PM
brazilofmux$100.0012/2/2011 9:41:33 AM
myduck$25.0012/2/2011 4:14:05 PM
graceful-IRAinvestment$60.0012/2/2011 5:43:01 PM
mad-scientist418$25.0012/2/2011 6:21:08 PM
favorite-commerce$15.7312/2/2011 7:08:49 PM
wlm3012$30.0012/2/2011 3:11:43 PM
terrific-dough6$50.0012/2/2011 5:08:14 PM
buddy486$25.0012/2/2011 5:54:18 PM
LittleRhody07$35.0012/2/2011 9:07:53 AM
bazaar-festivity$50.0012/2/2011 9:06:13 AM
golden-velocity9$25.0012/2/2011 9:46:13 AM
economy-shrubbery6$25.0012/2/2011 9:47:50 AM
dudebrah$25.0012/2/2011 11:28:30 AM
profit-powerplant$25.0012/2/2011 9:26:01 AM
secureincome$700.0012/2/2011 1:57:44 PM
viennese$25.0012/2/2011 3:13:45 PM
chicagobanker$50.0012/2/2011 3:24:32 PM
smart-platinum7$82.2712/2/2011 5:27:01 PM
wwwUniversal$25.0012/2/2011 5:36:11 PM
mammalian4$25.0012/2/2011 3:22:03 PM
24 Investments
 
Borrower Payment Dependent Notes Series 542307
This series of Notes was issued and sold upon the funding of the borrower loan #57492, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-02-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.64% Borrower rate/APR: 16.64% / 19.55% Monthly payment: $461.16
 
Lender servicing fee: 1.00% Effective Yield*: 15.37%  
Estimated return*: 9.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1988 Debt/Income ratio: 4%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 24 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,684Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: authentic-peace0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $9,743
Monthly expenses: $
Housing: $4,200
Insurance: $0
Car expenses: $0
Utilities: $130
Phone, cable, internet: $150
Food, entertainment: $750
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/2/2011 5:12:47 PM
igniter584$25.0012/2/2011 5:22:49 PM
heart514$25.0012/2/2011 7:53:33 PM
InvestorPartners$25.0012/3/2011 12:43:26 AM
otherwisedisposed$100.0012/4/2011 8:37:10 PM
timbob$100.0012/5/2011 6:01:14 PM
careful-note$50.0012/5/2011 5:14:31 PM
unforgettable-wealth4$50.0012/6/2011 4:24:43 PM
ricklip$100.0012/6/2011 6:54:31 PM
impressive-justice6$50.0012/7/2011 6:15:45 AM
igniter584$25.0012/8/2011 6:22:22 AM
Starica$300.0012/8/2011 4:44:47 PM
Investor_DP$100.0012/9/2011 9:21:22 AM
money-booster2$25.0012/9/2011 10:50:56 PM
gr8_r8$25.0012/10/2011 3:58:17 PM
bold-yield-rumbler$25.0012/11/2011 7:39:54 AM
income-banjo$100.0012/11/2011 8:10:33 AM
fragonardlives$25.0012/11/2011 7:29:37 AM
ultimate-payment$25.0012/11/2011 12:08:10 PM
britgsb$30.0012/11/2011 12:17:38 PM
basis-ferret8$50.0012/11/2011 6:55:15 PM
value-fortress3$50.0012/12/2011 7:10:24 PM
asset-producer1$100.0012/12/2011 7:55:23 PM
unclejaef$25.0012/13/2011 8:52:58 AM
wormdc$25.0012/13/2011 9:09:14 AM
marketplace-hut9$25.0012/13/2011 9:09:28 AM
GoCougs$100.0012/13/2011 9:12:10 AM
jengachamp$25.0012/13/2011 9:09:17 AM
fervent-repayment$34.0012/13/2011 9:19:54 AM
tender-commerce8$50.0012/13/2011 9:23:10 AM
escharfer$25.0012/13/2011 9:23:28 AM
ctgscott$25.0012/13/2011 9:21:02 AM
larslfe$25.0012/13/2011 9:23:48 AM
velocity-solo$25.0012/13/2011 9:25:42 AM
gjm6d$25.0012/13/2011 9:31:38 AM
useful-p2ploan$25.0012/13/2011 9:28:22 AM
unrelenting-auction7$25.0012/13/2011 9:33:08 AM
Rick21$25.0012/13/2011 9:30:23 AM
indomitable-dedication$25.0012/13/2011 9:10:02 AM
wonderous-truth6$50.0012/13/2011 9:10:53 AM
CAGE-Investments$25.0012/13/2011 9:12:12 AM
lender2611$25.0012/13/2011 9:14:13 AM
piter-to-la-investment$25.0012/13/2011 9:16:08 AM
compassion-bauble4$25.0012/13/2011 9:16:24 AM
LMM1$25.0012/13/2011 9:40:52 AM
GCInvestments$29.0012/13/2011 9:17:21 AM
unafraid-cash2$50.0012/13/2011 9:40:43 AM
HamachiMan$37.0012/13/2011 9:19:47 AM
Kaj$25.0012/13/2011 9:41:52 AM
unassassinable$25.0012/13/2011 9:44:49 AM
cash-reaction2$50.0012/13/2011 9:45:09 AM
extraordinary-silver5$25.0012/13/2011 9:44:11 AM
listing-vista$50.0012/13/2011 9:45:57 AM
MadHun$90.0012/13/2011 9:22:33 AM
josuae$25.0012/13/2011 9:49:20 AM
the-profit-oracle$25.0012/13/2011 9:24:16 AM
basis-mammal$25.0012/13/2011 9:52:02 AM
brooklynjoe$25.0012/13/2011 10:14:03 AM
mflawyer$25.0012/13/2011 10:28:06 AM
meenan$100.0012/13/2011 10:21:19 AM
maschinenbau$25.0012/13/2011 10:56:09 AM
nybanker85$50.0012/13/2011 9:34:52 AM
bold-durability-drum$60.0012/13/2011 9:36:24 AM
kjsfld$25.0012/13/2011 9:36:55 AM
mennleo$50.0012/13/2011 9:40:45 AM
investment-tempo$25.0012/13/2011 11:55:24 AM
deal-secret-agent$25.0012/13/2011 9:51:27 AM
dollardave$100.0012/13/2011 10:17:01 AM
note-venture$50.0012/13/2011 10:51:54 AM
haplender$50.0012/13/2011 1:48:05 PM
five-star-justice$46.0012/13/2011 2:34:16 PM
kahekili$25.0012/13/2011 12:02:55 PM
help4u$25.0012/13/2011 2:50:47 PM
wealth-infusion6$200.0012/13/2011 12:30:29 PM
Jimmy_SoCal$75.0012/13/2011 1:40:44 PM
ethicalhumanist$100.0012/13/2011 2:18:50 PM
SolarMoonshine$25.0012/13/2011 5:00:19 PM
marketplace-cello5$25.0012/13/2011 5:06:47 PM
dwfstarband$25.0012/13/2011 3:29:31 PM
ashishxpatel$50.0012/13/2011 5:10:45 PM
sjc224$25.0012/13/2011 4:20:11 PM
MASinVestment$50.0012/13/2011 5:15:53 PM
leeball$50.0012/13/2011 5:19:33 PM
MASinVestment$100.0012/13/2011 4:41:12 PM
silver-birdie$100.0012/13/2011 5:06:38 PM
the-laudable-peso$50.0012/13/2011 5:08:06 PM
wise-balanced-moola$25.0012/13/2011 5:28:14 PM
impressive-loan$45.0012/13/2011 5:31:29 PM
Mark-7$50.0012/13/2011 5:13:59 PM
wwwUniversal$25.0012/13/2011 5:40:57 PM
prescription0$25.0012/13/2011 5:16:29 PM
genius520$37.0012/13/2011 5:47:13 PM
intuitive-integrity9$50.0012/13/2011 5:43:21 PM
power-rotation7$25.0012/13/2011 5:47:51 PM
steamboatgal$41.0012/13/2011 5:43:49 PM
capital-lesson$25.0012/13/2011 5:54:36 PM
KLCRAY$25.0012/13/2011 5:29:32 PM
Cai8899$34.0012/13/2011 5:47:36 PM
Asgardian$50.0012/13/2011 5:48:24 PM
platinum-genetics$25.0012/13/2011 5:30:58 PM
tkr2$25.0012/13/2011 6:15:53 PM
icon7$40.0012/13/2011 6:54:38 PM
williemc44$25.0012/13/2011 5:38:06 PM
engbusres$45.0012/13/2011 8:34:04 PM
cattlebaron$25.0012/13/2011 8:58:06 PM
ianakacg$25.0012/13/2011 5:46:27 PM
wealth-infusion6$200.0012/13/2011 10:01:50 PM
flexible-vigilance7$250.0012/13/2011 7:51:10 PM
Interloper$25.0012/13/2011 8:07:32 PM
blue-radiant-economy$100.0012/14/2011 3:27:22 AM
wdove511$25.0012/14/2011 4:31:16 AM
B2152$25.0012/14/2011 5:23:30 AM
dckpolo$25.0012/14/2011 5:29:12 AM
sickid1$400.0012/14/2011 5:39:53 AM
bazaar-festivity$50.0012/2/2011 5:25:46 PM
happy-loot3$100.0012/4/2011 2:49:54 PM
alexander-hamilton$50.0012/5/2011 3:01:01 PM
umfan123$25.0012/5/2011 8:52:42 PM
museic1$200.0012/6/2011 5:28:57 AM
truth-companion$100.0012/8/2011 1:10:02 PM
BxRealtor$25.0012/8/2011 5:06:20 PM
availableloan$25.0012/8/2011 8:45:54 PM
riproaringrapids$25.0012/9/2011 8:02:34 PM
tremendous-yield8$25.0012/10/2011 1:23:26 PM
unforgettable-wealth4$50.0012/11/2011 8:07:49 AM
graceful-IRAinvestment$53.0012/12/2011 1:41:02 PM
astute-benjamins$50.0012/12/2011 3:55:43 PM
the_winning_ticket$100.0012/13/2011 1:05:55 AM
transparency-giant$50.0012/12/2011 9:37:38 PM
a-finance-nirvana$25.0012/13/2011 2:29:39 AM
loan-rider7$25.0012/13/2011 7:58:51 AM
genuine-loan0$25.0012/13/2011 8:39:45 AM
zippy-interest$25.0012/13/2011 9:09:41 AM
life-is-great$25.0012/13/2011 9:14:45 AM
dojo2$25.0012/13/2011 9:11:16 AM
CPAMAN$25.0012/13/2011 9:15:33 AM
Ducatiman1978$25.0012/13/2011 9:12:09 AM
ursus$50.0012/13/2011 9:16:53 AM
auction-elvis$25.0012/13/2011 9:15:52 AM
IIP77$25.0012/13/2011 9:18:06 AM
bid-czar8$100.0012/13/2011 9:23:04 AM
figs4u2$52.0012/13/2011 9:18:38 AM
StarE$25.0012/13/2011 9:23:40 AM
flexible-value$33.0012/13/2011 9:26:45 AM
brightest-affluence-motivator$41.0012/13/2011 9:22:12 AM
rcm87$50.0012/13/2011 9:27:44 AM
tenacious-capital3$26.2712/13/2011 9:26:55 AM
lisanate$25.0012/13/2011 9:27:25 AM
Robyn5722$25.0012/13/2011 9:31:32 AM
simplyonce$50.0012/13/2011 9:28:19 AM
brazilofmux$100.0012/13/2011 9:30:36 AM
Victor-E-Lane$25.0012/13/2011 9:34:06 AM
thryn$25.0012/13/2011 9:34:36 AM
progressive-economy261$400.0012/13/2011 9:35:28 AM
gold-commander0$25.0012/13/2011 9:36:07 AM
kind-efficient-credit$25.0012/13/2011 9:36:09 AM
the-dollar-topper$104.0012/13/2011 9:14:07 AM
wampum-chorus3$25.0012/13/2011 9:14:43 AM
TrixieD$25.0012/13/2011 9:38:25 AM
autonomous-kindness8$25.0012/13/2011 9:17:38 AM
nickel-ferret$50.0012/13/2011 9:20:16 AM
melodious-fairness$25.0012/13/2011 9:20:37 AM
vibrant-trade8$35.0012/13/2011 9:21:26 AM
asmithj$25.0012/13/2011 9:21:29 AM
reflective-cash0$50.0012/13/2011 9:23:07 AM
worthy-bid8$50.0012/13/2011 9:51:45 AM
kindness-jedi$25.0012/13/2011 9:52:47 AM
gt5149c$25.0012/13/2011 9:52:14 AM
toblerone$25.0012/13/2011 9:26:18 AM
factcheck$50.0012/13/2011 10:14:17 AM
hard-working-rate3$100.0012/13/2011 9:31:28 AM
commanding-treasure2$50.0012/13/2011 10:59:28 AM
principal-cooker2$100.0012/13/2011 9:36:21 AM
spitzbergen$25.0012/13/2011 9:37:26 AM
mtquan$25.0012/13/2011 9:40:49 AM
DamnBankee$25.0012/13/2011 9:42:12 AM
golden-velocity9$25.0012/13/2011 11:37:21 AM
aasx1108$25.0012/13/2011 9:47:34 AM
yield-aurora4$25.0012/13/2011 9:47:58 AM
larrybird$2,000.0012/13/2011 12:45:24 PM
Solid-Platinum$25.0012/13/2011 10:56:19 AM
dough-souffle$100.0012/13/2011 12:56:51 PM
Jimmy_SoCal$75.6712/13/2011 1:33:38 PM
AgMan424$25.0012/13/2011 1:59:01 PM
feiandasun$25.0012/13/2011 2:05:03 PM
just-loyalty643$50.0012/13/2011 11:43:38 AM
caseattle$25.0012/13/2011 12:23:41 PM
a-cerebral-deal$25.0012/13/2011 1:51:50 PM
deal-searcher1$25.0012/13/2011 4:40:50 PM
bchbum$25.0012/13/2011 4:52:36 PM
value-fortress3$25.0012/13/2011 3:00:38 PM
compoundinterest$50.0012/13/2011 5:09:21 PM
green-rate-futurist$200.0012/13/2011 3:33:34 PM
income-safehouse9$250.0012/13/2011 3:44:16 PM
enriching-trade2$50.0012/13/2011 5:14:55 PM
skuba$75.0012/13/2011 5:16:24 PM
power-companion7$75.0012/13/2011 5:16:40 PM
Anny-Disco$25.0012/13/2011 5:22:26 PM
EvalCrux$50.0012/13/2011 5:34:07 PM
cablenews$49.0012/13/2011 5:32:37 PM
evnagelist$25.0012/13/2011 5:13:31 PM
postalwhiz$25.0012/13/2011 5:41:39 PM
lagnisiruk$25.0012/13/2011 5:16:34 PM
PRGuyinVA$25.0012/13/2011 5:17:11 PM
credit-statuette8$50.0012/13/2011 5:19:03 PM
bonus-tent$25.0012/13/2011 5:42:02 PM
credit-scout7$31.0012/13/2011 5:43:36 PM
gravbox$25.0012/13/2011 6:01:06 PM
famous-ore2$50.0012/13/2011 5:36:18 PM
taurusco$100.0012/13/2011 5:40:27 PM
prominence8$35.0012/13/2011 7:37:38 PM
immaculate-compassion8$25.0012/13/2011 8:27:37 PM
Isotope$25.0012/13/2011 8:57:49 PM
finance-magma7$25.0012/13/2011 9:44:57 PM
credit-maple5$25.0012/13/2011 5:47:26 PM
friendly-worth3$25.0012/13/2011 6:22:09 PM
reward-system$25.0012/13/2011 11:46:18 PM
peripatetic$25.0012/14/2011 1:13:12 AM
sickid1$97.0612/14/2011 5:40:25 AM
219 Investments
 
Borrower Payment Dependent Notes Series 542393
This series of Notes was issued and sold upon the funding of the borrower loan #57744, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $106.92
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1989 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 3Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 3 / 1Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 45 Occupation: Student - College S...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $316Stated income:$1-$24,999
Delinquencies in last 7y: 42 Bankcard utilization: 31%  
   Homeownership: No  
Screen name: rate-sleuth9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
Debt Consolidation
My financial situation:
I am a good candidate for this loan because...
I do work and am a student getting tution money


Monthly net income: $ 1200.00
Monthly expenses: $100.00
Housing: $25.00
Insurance: $
Car expenses: $25.00
Utilities: $
Phone, cable, internet: $100.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pound-mushroom3$25.0012/17/2011 12:12:03 PM
Investor_DP$100.0012/17/2011 12:27:43 PM
heart514$25.0012/17/2011 12:43:08 PM
truth-companion$25.0012/17/2011 12:53:35 PM
SecondChanceLendingSERV$25.0012/17/2011 5:00:39 PM
worth-viking$69.0012/18/2011 12:34:49 PM
glenium$25.0012/19/2011 8:54:05 AM
1point21gigawatts$25.0012/19/2011 9:13:16 AM
green-rate-futurist$25.0012/19/2011 10:42:06 AM
GS-ROCK$25.0012/19/2011 10:44:03 AM
steady-truth5$25.0012/19/2011 11:03:39 AM
credit-socrates648$1,629.0112/19/2011 1:43:39 PM
Evolver$44.0012/17/2011 12:12:55 PM
patriot0$50.9912/17/2011 12:56:15 PM
unbelievable-exchange$25.0012/18/2011 9:26:35 AM
deal-searcher1$25.0012/18/2011 1:13:49 PM
duty-explosion9$50.0012/19/2011 11:54:45 AM
blazing-capital2$250.0012/19/2011 12:44:05 PM
bailey7563$32.0012/19/2011 1:43:06 PM
19 Investments
 
Borrower Payment Dependent Notes Series 542447
This series of Notes was issued and sold upon the funding of the borrower loan #57556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-05-2011 
Term: 60 months Listing End date:  Dec-14-2011 
 
Lender yield: 16.44% Borrower rate/APR: 17.44% / 19.33% Monthly payment: $376.35
 
Lender servicing fee: 1.00% Effective Yield*: 16.37%  
Estimated return*: 12.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1999 Debt/Income ratio: 19%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:8y 2m
Amount delinquent: $0 Total credit lines: 16 Occupation: Postal Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,603Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: Yes  
Screen name: empire023 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...CONSOLIDED DEBTS

My financial situation:
I am a good candidate for this loan because...A HAVE A GOOD JOB AND GOOD SALARY
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.0012/5/2011 9:21:40 AM
Bank_Of_XL$25.0012/5/2011 11:06:13 AM
rightwingliberal$50.0012/5/2011 2:20:14 PM
igniter584$25.0012/5/2011 9:21:47 AM
AFairDeal$25.0012/5/2011 9:25:32 AM
EngineersAlliance$100.0012/5/2011 5:07:34 PM
DHolly$25.0012/5/2011 9:39:56 AM
umfan123$25.0012/5/2011 8:52:47 PM
moola-gargantuan9$50.0012/6/2011 9:36:28 AM
unforgettable-wealth4$50.0012/6/2011 4:24:49 PM
JustMee$25.0012/6/2011 1:10:23 PM
impressive-justice6$50.0012/7/2011 6:15:51 AM
kenji4861$25.0012/7/2011 9:29:30 AM
BAJMP$25.0012/7/2011 12:13:09 PM
subtle-revenue0$25.0012/7/2011 5:14:25 PM
GoldenGo4$25.1712/7/2011 7:54:29 PM
passivesf$27.4612/7/2011 10:40:45 PM
igniter584$25.0012/8/2011 6:22:28 AM
trustworthy-finance6$300.0012/8/2011 2:31:09 PM
zooom7$50.0012/9/2011 10:46:02 AM
riproaringrapids$25.0012/9/2011 8:02:40 PM
money-booster2$25.0012/9/2011 10:46:01 PM
intuitive-integrity9$50.0012/10/2011 10:16:38 AM
sharp-income2$25.0012/10/2011 12:11:22 PM
kid_dynamite15$75.0012/10/2011 12:42:53 PM
theaterguy$25.0012/10/2011 12:59:21 PM
newest-phenomenal-dinero$100.0012/10/2011 2:47:04 PM
phenomenal-gain5$25.0012/10/2011 4:11:03 PM
what_goes_around$200.0012/11/2011 5:46:38 AM
economy-popcorn$25.0012/11/2011 7:48:59 AM
income-banjo$100.0012/11/2011 8:10:35 AM
tsui517$50.0012/11/2011 8:11:23 AM
green-trade-dolphin2$30.0212/5/2011 9:03:31 AM
indomitable-coin$25.0012/5/2011 9:15:09 AM
britgsb$30.0012/11/2011 12:17:39 PM
majestic-repayment3$25.0012/11/2011 1:53:39 PM
heart514$25.0012/12/2011 7:26:54 PM
dt_one$25.0012/12/2011 11:32:10 PM
the_winning_ticket$100.0012/13/2011 1:05:59 AM
genuine-loan0$25.0012/13/2011 8:36:02 AM
silvercertificate$25.0012/13/2011 9:19:51 AM
commanding-treasure2$50.0012/13/2011 10:59:31 AM
hopethisworks$25.0012/13/2011 5:25:06 PM
DADS-GIFT$25.0012/13/2011 4:57:36 PM
w3alter$50.0012/13/2011 5:26:34 PM
Relevance$25.0012/13/2011 5:24:45 PM
natural-affluence4$25.0012/13/2011 5:29:02 PM
mizount$25.0012/13/2011 5:26:46 PM
icchok$50.0012/13/2011 5:30:32 PM
life-is-great$25.0012/13/2011 5:31:49 PM
Tradesmanlender$25.0012/13/2011 5:32:42 PM
elasermd$50.0012/13/2011 5:29:55 PM
valiant-liberty4$25.0012/13/2011 5:33:08 PM
no_agenda_lender$25.0012/13/2011 5:30:45 PM
hard-working-rate3$100.0012/13/2011 5:34:18 PM
brainy-dedication$25.0012/13/2011 5:34:36 PM
famous-ore2$50.0012/13/2011 5:36:18 PM
vibrant-trade8$35.0012/13/2011 5:37:23 PM
puyanera$25.0012/13/2011 5:39:03 PM
gold-commander0$25.0012/13/2011 5:39:13 PM
anacent$25.0012/13/2011 5:37:02 PM
kyomoon$50.0012/13/2011 5:40:35 PM
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Rick21$25.0012/13/2011 5:39:51 PM
helpinghand63$25.0012/13/2011 5:40:48 PM
MONEYLENDER101$50.0012/13/2011 5:41:33 PM
postalwhiz$25.0012/13/2011 5:41:39 PM
phillipd48$25.0012/13/2011 5:41:49 PM
bonus-tent$25.0012/13/2011 5:42:02 PM
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loyalty-sherpa$25.0012/13/2011 5:46:21 PM
credit-scout7$50.0012/13/2011 5:43:37 PM
well-mannered-income3$50.0012/13/2011 5:57:05 PM
genius520$50.0012/13/2011 5:47:14 PM
IIP77$25.0012/13/2011 5:47:22 PM
extraordinary-silver5$25.0012/13/2011 5:30:30 PM
autonomous-kindness8$25.0012/13/2011 5:31:42 PM
EvalCrux$50.0012/13/2011 5:34:07 PM
ecstatic-money064$25.0012/13/2011 5:35:49 PM
wigglesworth4$30.0012/13/2011 5:37:16 PM
responsibility-cherry6$25.0012/13/2011 5:42:15 PM
mangas$25.0012/13/2011 5:43:40 PM
gold-channel2$25.0012/13/2011 5:48:27 PM
travel101$25.0012/13/2011 9:51:11 PM
adir1$50.0012/13/2011 11:27:28 PM
friendly-worth3$25.0012/13/2011 6:22:09 PM
scholarly-integrity$25.0012/13/2011 6:36:45 PM
wise-abundant-hope$25.0012/13/2011 6:40:43 PM
peripatetic$25.0012/14/2011 1:13:13 AM
blue-radiant-economy$100.0012/14/2011 3:23:23 AM
meers2000$33.3312/14/2011 5:21:35 AM
dckpolo$25.0012/14/2011 5:29:13 AM
dpfl55$25.0012/13/2011 9:46:13 PM
octoberfresh$25.0012/14/2011 7:53:55 AM
vendorking1$25.0012/14/2011 4:35:15 AM
tmbackinu$25.0012/14/2011 9:03:52 AM
Daneistes$50.0012/14/2011 9:07:55 AM
skuba$55.0012/14/2011 9:05:51 AM
studious-bonus7$100.0012/14/2011 9:09:21 AM
F16Pilot$25.0012/14/2011 9:10:25 AM
PaulW$40.0012/14/2011 9:12:15 AM
Chervianne$50.0012/14/2011 9:09:55 AM
toblerone$25.0012/14/2011 9:14:05 AM
compoundinterest$50.0012/14/2011 9:11:25 AM
minista$25.0012/14/2011 9:15:36 AM
hrubinst$43.0012/14/2011 9:23:07 AM
iwantmore$25.0012/14/2011 9:27:36 AM
taylor883$50.0012/14/2011 9:28:35 AM
brightest-fearless-payout$50.0012/14/2011 9:29:10 AM
cash-sensai2$25.0012/14/2011 9:05:34 AM
Banker7371$25.0012/14/2011 9:28:03 AM
ore-jalapeno4$50.0012/14/2011 5:41:04 PM
Anny-Disco$25.0012/14/2011 5:40:16 PM
dexstjames$25.0012/14/2011 5:27:43 PM
BoughtTheFarm$25.0012/14/2011 5:42:12 PM
Weaverville$25.0012/14/2011 5:03:16 PM
mflawyer$25.0012/14/2011 4:32:05 PM
diablorulz$50.0012/14/2011 4:22:24 PM
Aljasa2008$25.0012/14/2011 5:20:52 PM
graceful-IRAinvestment$100.0012/14/2011 5:19:47 PM
PadreAyudate$25.0012/14/2011 5:18:44 PM
KCEnterprises$75.0012/14/2011 2:32:24 PM
asset-producer1$300.0012/14/2011 4:29:16 PM
Starica$500.0012/14/2011 12:32:42 PM
AY_RY$26.5812/14/2011 4:29:18 PM
j352000$25.0012/14/2011 3:50:59 PM
exact-gold2$25.0012/14/2011 3:31:57 PM
evergreen16$50.0012/14/2011 11:44:17 AM
velocity-tom-tom2$25.0012/14/2011 1:39:06 PM
forthright-trade$25.0012/14/2011 10:33:52 AM
gracej$25.0012/14/2011 9:48:45 AM
ideal-platinum1$25.0012/14/2011 9:46:06 AM
community-piccolo0$25.0012/14/2011 9:43:15 AM
helpful-loan245$25.0012/14/2011 11:47:11 AM
amijo$25.0012/14/2011 9:35:54 AM
thankful-nickel2$25.0012/14/2011 10:50:26 AM
gjh37$50.0012/14/2011 9:30:35 AM
rogue_monster$50.0012/14/2011 9:29:24 AM
Cheburashka$25.0012/14/2011 9:28:51 AM
ideal-penny8$25.0012/14/2011 9:26:11 AM
versatilenyguy$50.0012/14/2011 9:24:04 AM
rubykait$25.0012/14/2011 9:23:19 AM
market-assembler$50.0012/14/2011 9:52:44 AM
kfi805$25.0012/14/2011 9:42:16 AM
janeybooboo$76.1612/14/2011 9:44:11 AM
brightest-affluence-motivator$50.0012/14/2011 9:43:56 AM
successful-agreement7$100.0012/14/2011 9:38:49 AM
money-bauble$200.0012/14/2011 9:38:24 AM
Ivan2007$25.0012/14/2011 9:33:48 AM
happy-loot3$100.0012/5/2011 9:15:01 AM
bazaar-festivity$50.0012/5/2011 9:30:46 AM
aabadabadoo$25.0012/5/2011 9:22:39 AM
riproaringrapids$25.0012/5/2011 5:20:13 PM
Investor_DP$100.0012/5/2011 5:18:38 PM
blot44$25.0012/5/2011 5:43:27 PM
timbob$100.0012/5/2011 6:01:24 PM
goat361$32.5512/5/2011 7:30:12 PM
careful-note$50.0012/5/2011 5:14:32 PM
MonopolyDred$25.0012/6/2011 5:31:58 AM
funds-captain4$50.0012/6/2011 9:41:05 AM
affluence-generator2$100.0012/6/2011 11:09:33 AM
reinforced-market3$25.0012/6/2011 6:52:38 PM
ricklip$100.0012/6/2011 6:54:37 PM
caring-hope2$25.0012/7/2011 7:26:22 AM
brazilofmux$100.0012/7/2011 9:53:46 AM
Cherrypicker$50.0012/7/2011 1:46:15 PM
BuildingShanghai$25.1412/8/2011 6:28:55 PM
justalender$50.0012/10/2011 11:27:18 AM
gr8_r8$25.0012/10/2011 3:58:18 PM
bold-bright-currency$25.0012/10/2011 8:19:11 PM
Castellan$30.0012/11/2011 7:51:33 AM
unforgettable-wealth4$50.0012/11/2011 8:07:53 AM
basis-ferret8$50.0012/11/2011 6:55:17 PM
inspired-investment8$100.0012/11/2011 6:09:15 PM
bb575$50.0012/11/2011 10:38:10 PM
marshallmanhattan$25.0112/12/2011 9:15:25 AM
FlexFunding$50.0012/12/2011 1:55:13 PM
green-rate-futurist$400.0012/12/2011 2:48:26 PM
rajs$300.0012/12/2011 6:16:30 PM
asset-producer1$100.0012/12/2011 7:58:28 PM
asset-producer1$100.0012/12/2011 7:55:24 PM
graceful-IRAinvestment$30.0012/12/2011 8:54:57 PM
transparency-giant$50.0012/12/2011 9:37:42 PM
HamachiMan$50.0012/12/2011 8:24:36 PM
giftgold$25.0012/13/2011 5:44:37 AM
loan-rider7$25.0012/13/2011 7:59:58 AM
credit-coach118$40.1712/13/2011 9:11:48 AM
MacBrandon$25.0012/13/2011 11:55:58 AM
wealth-infusion6$200.0012/13/2011 12:30:32 PM
meenan$34.0012/13/2011 10:21:20 AM
astute-benjamins$50.0012/13/2011 2:48:59 PM
MrDavid$26.0012/13/2011 5:29:15 PM
figs4u2$100.0012/13/2011 5:27:03 PM
Butterfly1950$25.0012/13/2011 5:31:31 PM
fervent-repayment$50.0012/13/2011 5:31:40 PM
cablenews$100.0012/13/2011 5:32:37 PM
responsibility-wind6$25.0012/13/2011 5:29:38 PM
impressive-loan$100.0012/13/2011 5:31:29 PM
Gabriel02$25.0012/13/2011 5:31:52 PM
don8ter$50.0012/13/2011 5:31:57 PM
nickel-ferret$50.0012/13/2011 5:32:17 PM
Clambake$25.0012/13/2011 5:37:13 PM
Preteur$25.0012/13/2011 5:37:35 PM
rmachi$25.0012/13/2011 5:41:51 PM
orange-courageous-dedication$25.0012/13/2011 5:42:35 PM
Aimvest$25.0012/13/2011 5:25:47 PM
burrito0$25.0012/13/2011 5:43:38 PM
gjm6d$25.0012/13/2011 5:27:28 PM
lounges$34.0012/13/2011 5:48:52 PM
JKEnterprises$25.0012/13/2011 5:46:18 PM
Asgardian$35.0012/13/2011 5:47:18 PM
KLCRAY$25.0012/13/2011 5:29:32 PM
the-profit-oracle$25.0012/13/2011 5:30:25 PM
platinum-genetics$25.0012/13/2011 5:30:59 PM
thoughtful-p2ploan0$25.0012/13/2011 5:32:15 PM
dfealk$25.0012/13/2011 6:34:39 PM
ingenious-order783$35.0012/13/2011 5:37:40 PM
mnbud$25.0012/13/2011 5:39:10 PM
ijspence$25.0012/13/2011 5:42:21 PM
cattlebaron$25.0012/13/2011 9:02:48 PM
steamboatgal$50.0012/13/2011 5:43:49 PM
dime-explosion$25.0012/13/2011 5:44:09 PM
Oupa-George$25.0012/13/2011 5:45:07 PM
finance-magma7$25.0012/13/2011 9:44:58 PM
ianakacg$25.0012/13/2011 5:46:27 PM
Cai8899$50.0012/13/2011 5:47:36 PM
power-rotation7$25.0012/13/2011 5:47:51 PM
loyalty-circuitry$100.0012/13/2011 5:49:58 PM
gravbox$25.0012/13/2011 6:01:07 PM
wtrboy$50.0012/13/2011 11:56:03 PM
Lender10$25.0012/13/2011 11:34:45 PM
77dowplace$35.0012/13/2011 6:35:01 PM
currency-balancer$25.0012/13/2011 6:55:36 PM
wkeboarder21$50.0012/14/2011 3:40:14 AM
systematic0$25.0012/14/2011 4:18:57 AM
logical-repayment1$25.0012/13/2011 9:47:50 PM
napmanger$25.0012/13/2011 9:59:37 PM
best-vivacious-funds$25.0012/14/2011 6:50:16 AM
MASinVestment$100.0012/14/2011 7:32:52 AM
maal99$25.0012/14/2011 7:41:13 AM
benefit-catalyst$200.0012/14/2011 8:03:16 AM
houli123$250.0012/14/2011 7:42:08 AM
Lise46$25.0012/14/2011 8:31:56 AM
LendGuy$25.0012/14/2011 8:42:11 AM
donmacprosper$25.0012/14/2011 8:06:34 AM
DadWarbucks$25.0012/14/2011 9:07:54 AM
Zoomie$25.0012/14/2011 9:09:12 AM
SnE$50.0012/14/2011 9:10:09 AM
larslfe$25.0012/14/2011 9:11:55 AM
evnagelist$25.0012/14/2011 9:13:04 AM
Nordzee$50.0012/14/2011 7:05:02 AM
williamdkit$30.0012/14/2011 9:09:50 AM
goldie414$50.0012/14/2011 9:11:33 AM
innocent-income4$25.0012/14/2011 9:12:54 AM
kchen486$50.0012/14/2011 9:19:55 AM
hayhelp$25.0012/14/2011 9:22:14 AM
dospapalotes$25.0012/14/2011 9:19:22 AM
ahalls$25.0012/14/2011 9:19:47 AM
Jimmiert1148$25.0012/14/2011 9:22:52 AM
Millmanator$25.0012/14/2011 9:28:36 AM
green-moola-sniffer$25.0012/14/2011 9:32:21 AM
THREE-POINTS-LENDING$25.0012/14/2011 9:27:02 AM
hostbank$100.0012/14/2011 9:34:44 AM
jrbill1998$50.0012/14/2011 9:33:41 AM
best-decisive-peace$25.0012/14/2011 9:36:45 AM
tenacious-capital3$26.2712/14/2011 9:38:03 AM
asya$25.0012/14/2011 9:14:30 AM
bjr01$25.0012/14/2011 9:38:43 AM
leverage-monger$40.0012/14/2011 9:41:43 AM
sugarhoof$25.0012/14/2011 9:40:19 AM
shrewd-benjamins$25.0012/14/2011 9:43:03 AM
fair_rates$25.0012/14/2011 9:43:55 AM
lendme2$50.0012/14/2011 9:17:25 AM
sjlender$55.0012/14/2011 9:43:11 AM
TeamAmerica$25.0012/14/2011 9:20:08 AM
MadHun$200.0012/14/2011 9:44:51 AM
otalon$25.0012/14/2011 9:45:11 AM
memphisf01$25.0012/14/2011 9:45:48 AM
dedication-merman$25.0012/14/2011 9:48:08 AM
first-repayment-magician$40.0012/14/2011 9:56:01 AM
reflective-greenback1$25.0012/14/2011 10:00:02 AM
Tai$25.0012/14/2011 9:27:13 AM
satisfying-deal5$50.0012/14/2011 9:27:51 AM
OgOman$25.0012/14/2011 9:28:05 AM
rate-mogul$50.0012/14/2011 9:30:32 AM
enticing-exchange3$25.0012/14/2011 11:11:11 AM
Attract$25.0012/14/2011 11:15:06 AM
nhm$54.0012/14/2011 11:05:09 AM
generosity-poem2$200.0012/14/2011 11:07:35 AM
velocity-solo$25.0012/14/2011 9:36:25 AM
Papa22$25.0012/14/2011 11:33:43 AM
treasure-generator$25.0012/14/2011 9:38:01 AM
flexible-value$50.0012/14/2011 9:46:30 AM
hitarth2807$200.0012/14/2011 9:47:03 AM
Digs$25.0012/14/2011 1:36:41 PM
keeks$25.0012/14/2011 2:47:19 PM
BenefactorX$25.0012/14/2011 12:17:42 PM
golden-velocity9$25.0012/14/2011 3:06:31 PM
120933$25.0012/14/2011 5:11:56 PM
sevenbridges$28.2912/14/2011 1:45:30 PM
108lender$120.0012/14/2011 2:41:14 PM
market-mesh$43.8512/14/2011 5:30:50 PM
be_wise$25.0012/14/2011 5:05:28 PM
green-tree-shake$30.0012/14/2011 5:10:39 PM
power-companion7$75.0012/14/2011 5:33:32 PM
gold-pudding6$60.0012/14/2011 5:37:20 PM
BenR$100.0012/14/2011 5:41:46 PM
graceful-IRAinvestment$100.0012/14/2011 5:28:57 PM
JLMGroupFunds$25.0012/14/2011 5:31:47 PM
wlm3012$30.0012/14/2011 5:39:01 PM
julijask$34.0012/14/2011 5:44:05 PM
311 Investments
 
Borrower Payment Dependent Notes Series 542473
This series of Notes was issued and sold upon the funding of the borrower loan #57406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-03-2011 
Term: 36 months Listing End date:  Dec-07-2011 
 
Lender yield: 15.64% Borrower rate/APR: 16.64% / 19.55% Monthly payment: $70.95
 
Lender servicing fee: 1.00% Effective Yield*: 15.37%  
Estimated return*: 9.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-2009 Debt/Income ratio: 6%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 16 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $481Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: No  
Screen name: wampum-burst Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Christmas Loan 2011
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green28$10.9112/7/2011 3:01:52 PM
ferocious-finance$25.0012/7/2011 2:46:54 PM
Montiesholdings$25.0012/7/2011 2:32:19 PM
cropdust3r$25.0012/7/2011 9:40:33 AM
GS-ROCK$25.0012/7/2011 9:40:05 AM
digitaldan$30.0012/7/2011 1:20:57 PM
Poker_Grandpa$25.0012/7/2011 2:40:48 PM
lijah10$31.6212/7/2011 11:24:15 AM
Moneypenny6$25.0012/7/2011 7:51:55 AM
buffalobills$25.0012/7/2011 7:18:28 AM
favorite-commerce$35.0012/7/2011 5:56:16 AM
enterprising-credit2$25.0012/7/2011 9:15:51 AM
impressive-justice6$50.0012/7/2011 6:15:48 AM
evan$25.0012/6/2011 8:59:26 PM
dunrizzo$27.4712/6/2011 4:07:38 PM
viennese$25.0012/6/2011 1:37:51 PM
unforgettable-wealth4$50.0012/6/2011 4:24:46 PM
vivid-p2ploan1$25.0012/5/2011 10:57:32 PM
umfan123$25.0012/5/2011 8:52:45 PM
Eric_Gagne$25.0012/6/2011 8:12:27 AM
museic1$200.0012/6/2011 5:28:59 AM
timbob$100.0012/5/2011 6:01:20 PM
alexander-hamilton$50.0012/5/2011 3:01:06 PM
otherwisedisposed$100.0012/4/2011 8:37:14 PM
houli123$50.0012/3/2011 12:07:22 PM
AFairDeal$25.0012/3/2011 12:18:35 PM
igniter584$25.0012/3/2011 12:24:58 PM
AndChicksforFree$25.0012/3/2011 12:27:36 PM
happy-loot3$100.0012/4/2011 2:50:00 PM
dudebrah$25.0012/5/2011 10:05:50 AM
credit-investor5$50.0012/6/2011 7:08:55 AM
IPG1$25.0012/6/2011 9:05:23 AM
CashFlow13$100.0012/6/2011 9:26:53 AM
income-safehouse9$250.0012/6/2011 1:06:44 PM
wwwUniversal$25.0012/6/2011 5:33:20 PM
ricklip$100.0012/6/2011 6:54:34 PM
LaXavier$25.0012/6/2011 8:12:04 PM
CoolPlexer$25.0012/7/2011 9:16:09 AM
scooter65$40.0012/7/2011 7:51:52 AM
DADOF1$25.0012/7/2011 11:35:23 AM
gold-gazelle$25.0012/7/2011 1:56:34 PM
MikeD_RI$25.0012/7/2011 2:40:32 PM
FoosMaster$25.0012/7/2011 1:48:55 PM
43 Investments
 
Borrower Payment Dependent Notes Series 542489
This series of Notes was issued and sold upon the funding of the borrower loan #58363, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1998 Debt/Income ratio: 15%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:12y 8m
Amount delinquent: $0 Total credit lines: 35 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,756Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: economy-sequoia8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Surgery expenses
Purpose of loan: Surgery expenses for daughters wisdom teeth removal and outpatient surgery copays I need for surgery.
This loan will be used to...Pay for medical expenses.

My financial situation:
I am a good candidate for this loan because...I have an excellent credit rating, have never defaulted on any loan I have.


Monthly net income: $3200.00
Monthly expenses: $2200.00
Housing: $1000
Insurance: $200
Car expenses: $353
Utilities: $100
Phone, cable, internet: $85.00
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jjswanso$100.0012/26/2011 9:08:09 AM
worth-blanket2$2,000.0012/26/2011 9:09:22 AM
Danjack_Capital$25.0012/26/2011 9:01:38 AM
3 Investments
 
Borrower Payment Dependent Notes Series 542505
This series of Notes was issued and sold upon the funding of the borrower loan #57869, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-04-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 11.54% Borrower rate/APR: 12.54% / 15.38% Monthly payment: $334.73
 
Lender servicing fee: 1.00% Effective Yield*: 11.50%  
Estimated return*: 7.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-2004 Debt/Income ratio: 13%
Credit score: 760-779 (Nov-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 4Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 22 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $940Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: established-moola859 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to complete home renovations. I will be paying cash for 50% of the renovation and would like this loan for the remaining half of the cost. I do not want to pay cash for the entire renovation as it will tap into my emergency savings slightly and those are funds I wish not to use.

My financial situation:
I am a good candidate for this loan because I have a great credit, no late payments ever and a low debt to income ratio. I have a stable job and have been in the same industry for over 7 years with no employment gaps.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/4/2011 12:22:17 PM
BxRealtor$25.0012/4/2011 12:29:10 PM
igniter584$25.0012/4/2011 12:30:14 PM
happy-loot3$100.0012/4/2011 2:50:02 PM
green-trade-dolphin2$30.0212/4/2011 12:03:36 PM
indomitable-coin$25.0012/4/2011 12:10:32 PM
riproaringrapids$25.0012/4/2011 9:03:51 PM
aabadabadoo$25.0012/4/2011 12:19:15 PM
otherwisedisposed$100.0012/4/2011 8:34:59 PM
LoanerPrincipal$25.0012/6/2011 9:16:51 AM
radforj22$25.0012/6/2011 2:21:41 PM
unforgettable-wealth4$50.0012/6/2011 4:24:48 PM
ricklip$100.0012/6/2011 6:54:35 PM
goodhearted-basis4$25.0012/7/2011 1:05:34 AM
kenji4861$25.0012/7/2011 9:29:29 AM
impressive-justice6$50.0012/7/2011 6:15:50 AM
cerebral-dollar773$50.0012/7/2011 7:01:25 AM
a-finance-nirvana$25.0012/7/2011 9:59:30 AM
penny-plato$25.0012/7/2011 4:49:15 PM
currency-saguaro9$100.0012/7/2011 7:31:25 PM
subtle-revenue0$25.0012/7/2011 5:14:24 PM
sflawya$25.0012/8/2011 12:45:44 PM
Starica$300.0012/8/2011 4:44:50 PM
heavy_ax$50.0012/9/2011 1:15:10 PM
floridahelper$25.0012/9/2011 4:13:25 PM
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penguino$100.0012/10/2011 7:32:08 AM
payment-halo$25.0012/10/2011 7:27:19 PM
bruin558$70.0012/10/2011 9:36:49 PM
CARedBull$100.0012/10/2011 11:16:09 PM
Castellan$50.0012/11/2011 7:51:32 AM
income-banjo$100.0012/11/2011 8:10:34 AM
inspired-investment8$100.0012/11/2011 6:09:15 PM
basis-ferret8$50.0012/11/2011 6:55:17 PM
adir1$25.0012/12/2011 1:11:43 AM
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asset-producer1$100.0012/12/2011 8:02:02 PM
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hitsman$50.0012/12/2011 10:13:06 PM
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wealth-infusion6$200.0012/13/2011 12:30:31 PM
nunnie$25.0012/13/2011 12:58:12 PM
tender-fund1$50.0012/13/2011 12:49:39 PM
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gravbox$25.0012/13/2011 6:21:47 PM
HRVRfunding$52.6312/13/2011 8:49:29 PM
edsmoney$100.0012/14/2011 4:55:20 AM
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worker82$28.0512/14/2011 9:44:17 AM
108lender$120.0012/14/2011 2:41:14 PM
BabiesMillion$38.7712/14/2011 3:03:40 PM
UnlimitedLoans$25.0012/14/2011 4:26:54 PM
myduck$50.0012/14/2011 4:59:56 PM
lucrative-rate2$50.0012/14/2011 4:24:09 PM
C_Mark$50.0012/14/2011 6:02:38 PM
stockpiler325$35.0012/14/2011 5:40:11 PM
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socal-lender$25.0012/14/2011 8:04:09 PM
a2190b$36.0012/14/2011 8:31:50 PM
BlueProteus$25.0012/14/2011 8:32:41 PM
purplepotato$25.0012/14/2011 8:42:42 PM
yield-enlistment$25.0012/14/2011 7:35:17 PM
MoneyTree79$50.0012/14/2011 9:03:48 PM
LenderMatt$25.0012/14/2011 10:07:12 PM
intrepid-credit5$101.1412/14/2011 9:15:26 PM
artisian_coyote$25.0012/14/2011 9:25:22 PM
Flyways$25.0012/14/2011 8:05:10 PM
engbusres$36.0012/14/2011 8:54:32 PM
yield-hut$33.0012/15/2011 2:45:30 AM
dollar-missile3$25.0012/14/2011 10:15:09 PM
revenue-pipeline$25.0012/14/2011 10:28:20 PM
credit-bank-usa611$25.0012/14/2011 10:33:14 PM
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coolgenner$50.2212/15/2011 5:56:08 AM
commitment-jedi4$25.0012/15/2011 3:02:07 AM
pdub$75.0012/4/2011 12:08:54 PM
chicagobanker$50.0012/4/2011 1:43:37 PM
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funds-captain4$50.0012/4/2011 11:40:20 PM
careful-note$35.0012/5/2011 9:17:40 AM
Theodon$25.0012/5/2011 5:41:29 PM
umfan123$25.0012/5/2011 8:52:46 PM
timbob$100.0012/5/2011 6:01:22 PM
affluence-generator2$100.0012/6/2011 11:09:32 AM
scrappy-bonus2$25.0012/6/2011 10:55:18 AM
moola-gargantuan9$50.0012/6/2011 9:36:28 AM
brazilofmux$100.0012/6/2011 5:10:31 PM
superb-funds335$25.0012/6/2011 5:19:36 PM
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reinforced-market3$25.0012/6/2011 6:52:37 PM
market-solstice2$25.0012/7/2011 10:18:43 AM
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igniter584$25.0012/8/2011 6:22:27 AM
established-hope5$50.0012/8/2011 7:14:25 AM
cloud8$25.0012/8/2011 6:54:21 PM
titilsbie14$60.0012/9/2011 5:59:54 AM
TomDalonajay$25.0012/9/2011 9:33:21 AM
mathaiusa$199.9312/9/2011 4:58:55 PM
riproaringrapids$25.0012/9/2011 8:02:39 PM
Sneezie$100.0012/10/2011 9:15:06 AM
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currency-agave$50.0012/10/2011 11:15:07 AM
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blue-lively-platinum$25.0012/10/2011 2:21:33 PM
gr8_r8$25.0012/10/2011 3:58:18 PM
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tallfund$100.0012/10/2011 9:28:07 PM
bold-yield-rumbler$25.0012/11/2011 7:39:54 AM
green-rate-futurist$400.0012/11/2011 5:30:30 AM
what_goes_around$50.0012/11/2011 5:17:10 AM
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tsui517$50.0012/11/2011 8:11:22 AM
britgsb$30.0012/11/2011 12:17:39 PM
bb575$50.0012/11/2011 10:38:10 PM
marshallmanhattan$25.0412/12/2011 9:14:24 AM
astute-fairness0$25.0012/12/2011 12:06:23 PM
cello1$25.0012/12/2011 4:32:15 PM
heart514$25.0012/12/2011 7:26:52 PM
asset-producer1$100.0012/12/2011 7:58:28 PM
HamachiMan$50.0012/12/2011 8:24:35 PM
the_winning_ticket$100.0012/13/2011 1:05:58 AM
bonafide-asset8$40.0012/13/2011 7:31:10 AM
the-laudable-peso$50.0012/13/2011 8:15:51 AM
iaffy$25.0012/13/2011 9:10:28 AM
ImaPutz$25.0012/13/2011 8:10:01 AM
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oldman68$25.0012/13/2011 12:28:56 PM
ethicalhumanist$100.0012/13/2011 2:19:42 PM
SARMAR$50.0012/13/2011 3:59:36 PM
MacAtk$57.2712/13/2011 2:29:54 PM
power-companion7$75.0012/13/2011 5:16:40 PM
Isotope$25.0012/13/2011 8:58:53 PM
deal-dolphin5$100.0012/13/2011 6:10:36 PM
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coin-popcorn$25.0012/14/2011 9:18:05 AM
St_Sebastians_Lending$25.0012/14/2011 10:59:45 AM
Phunder$25.0012/14/2011 4:12:51 PM
meabandit$30.4912/14/2011 3:10:23 PM
RJN$35.0012/14/2011 5:08:30 PM
LarWit1512$25.0012/14/2011 5:23:34 PM
miket71$30.0012/14/2011 5:38:09 PM
angelinvestor2$40.0012/14/2011 6:31:48 PM
reward-excellency1$50.0012/14/2011 6:44:58 PM
bomdel$25.0012/14/2011 6:49:09 PM
JustMee$25.0012/14/2011 6:58:29 PM
TSC$50.0012/14/2011 7:09:50 PM
MassBile$30.5812/14/2011 7:28:20 PM
finance-symphony7$200.0012/14/2011 8:01:43 PM
native68$25.0012/14/2011 8:18:59 PM
GrooveBiz$25.0012/14/2011 8:48:47 PM
BankofHank$25.0012/14/2011 8:04:21 PM
wjf60$50.0012/14/2011 10:10:58 PM
seabass123$30.0012/14/2011 8:23:11 PM
MonkeyHero$58.8112/14/2011 9:08:02 PM
Hartfelt$30.0012/14/2011 10:17:38 PM
financelover$50.0012/14/2011 10:30:37 PM
lanlie$125.3612/15/2011 5:10:09 AM
IPlayOutsideTheBox$25.0012/15/2011 5:00:04 AM
careful-note$50.0012/15/2011 12:15:46 AM
greenback-guard$25.0012/15/2011 5:06:07 AM
ansset$50.0012/15/2011 5:11:48 AM
intelligent-income7$25.0012/15/2011 3:13:45 AM
axelrod$50.0012/15/2011 5:46:47 AM
187 Investments
 
Borrower Payment Dependent Notes Series 542507
This series of Notes was issued and sold upon the funding of the borrower loan #57546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $176.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1991 Debt/Income ratio: 18%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 20Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 49 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,995Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: Yes  
Screen name: Husky-45 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical and Tax
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/12/2011 5:26:58 PM
asset-producer1$100.0012/12/2011 7:55:40 PM
first-integrity-gravity$974.1012/12/2011 9:42:10 PM
commanding-treasure2$50.0012/13/2011 10:59:56 AM
wealth-infusion6$200.0012/13/2011 12:30:55 PM
sjc224$25.0012/13/2011 4:20:48 PM
unforgettable-wealth4$50.0012/13/2011 5:10:33 PM
Kyileo$25.0012/13/2011 4:04:16 PM
income-banjo$50.0012/13/2011 5:13:20 PM
MASinVestment$50.0012/13/2011 5:16:13 PM
riproaringrapids$25.0012/13/2011 5:07:44 PM
jgar_O$25.0012/13/2011 5:10:52 PM
lender2611$25.0012/13/2011 5:43:09 PM
the_winning_ticket$250.0012/13/2011 5:46:34 PM
careful-compassion$25.0012/13/2011 6:27:09 PM
UncleSafety$100.0012/13/2011 6:43:00 PM
midnight24$46.0012/14/2011 6:36:41 AM
houli123$25.0012/14/2011 7:42:47 AM
blue-lively-platinum$25.0012/14/2011 9:17:01 AM
Uylsses$60.0012/14/2011 1:54:55 PM
golden-velocity9$25.0012/14/2011 3:11:17 PM
villagers$50.0012/14/2011 3:32:27 PM
tractorman$25.0012/14/2011 6:03:59 PM
BayShell$50.0012/14/2011 6:08:18 PM
stockpiler325$25.0012/14/2011 5:37:59 PM
green-rate-futurist$125.0012/14/2011 5:59:49 PM
CapitolHill$37.4412/14/2011 6:28:27 PM
happy-loot3$200.0012/14/2011 7:19:07 PM
native68$25.0012/14/2011 8:19:04 PM
reward-excellency1$25.0012/14/2011 7:24:01 PM
igniter584$25.0012/14/2011 8:18:54 PM
pdub$75.0012/13/2011 5:18:05 PM
igniter584$25.0012/12/2011 5:11:47 PM
Investor_DP$100.0012/12/2011 5:49:45 PM
Bank_Of_XL$25.0012/13/2011 8:01:25 AM
BxRealtor$25.0012/13/2011 5:16:48 PM
britgsb$30.0012/13/2011 5:31:34 PM
mtquan$25.0012/13/2011 5:34:41 PM
iaffy$25.0012/13/2011 5:48:17 PM
heart514$25.0012/13/2011 5:36:48 PM
pound-mushroom3$25.0012/13/2011 5:40:08 PM
green-rate-futurist$75.0012/14/2011 4:09:16 AM
currency-persimmon$25.0012/14/2011 5:39:44 AM
lowrater$50.6012/13/2011 10:36:15 PM
the-laudable-peso$40.0012/14/2011 7:04:52 AM
MASinVestment$100.0012/14/2011 7:33:16 AM
bullwink27$25.0012/14/2011 3:50:14 AM
wwwUniversal$25.0012/14/2011 9:06:17 AM
gravbox$25.0012/14/2011 9:13:51 AM
wise-deal-panda$100.0012/14/2011 9:12:06 AM
wampum-library4$25.0012/14/2011 12:15:29 PM
richmondcowboy$25.0012/14/2011 9:51:47 AM
worth-viking$100.0012/14/2011 12:33:23 PM
SwiDaddy$35.9312/14/2011 4:13:58 PM
Starica$500.0012/14/2011 12:38:50 PM
108lender$120.0012/14/2011 2:41:21 PM
graceful-IRAinvestment$100.0012/14/2011 5:19:50 PM
Ripsaw4U$44.6312/14/2011 6:23:12 PM
KMSB$25.0012/14/2011 6:46:35 PM
angelinvestor2$40.0012/14/2011 6:31:54 PM
rolandweary$50.0012/14/2011 7:07:41 PM
selector568$321.3012/14/2011 8:31:53 PM
62 Investments
 
Borrower Payment Dependent Notes Series 542515
This series of Notes was issued and sold upon the funding of the borrower loan #57479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-04-2011 
Term: 36 months Listing End date:  Dec-05-2011 
 
Lender yield: 30.08% Borrower rate/APR: 31.08% / 35.09% Monthly payment: $322.84
 
Lender servicing fee: 1.00% Effective Yield*: 28.70%  
Estimated return*: 14.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-1994 Debt/Income ratio: 37%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 3 Current / open credit lines: 7 / 7Length of status:11y 2m
Amount delinquent: $0 Total credit lines: 23 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,103Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 43%  
   Homeownership: Yes  
Screen name: integrity-porcelain Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
finance-prescription$100.0012/4/2011 12:20:47 PM
worth-blanket2$7,400.0012/5/2011 11:34:18 AM
2 Investments
 
Borrower Payment Dependent Notes Series 542517
This series of Notes was issued and sold upon the funding of the borrower loan #57591, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-05-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.64% Borrower rate/APR: 16.64% / 19.55% Monthly payment: $461.16
 
Lender servicing fee: 1.00% Effective Yield*: 15.37%  
Estimated return*: 9.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-2001 Debt/Income ratio: 17%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:12y 3m
Amount delinquent: $0 Total credit lines: 10 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $549Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: No  
Screen name: BA2008 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
BA
Purpose of loan:
This loan will be used to...Consolidate my other loans and make one payment to prevent various interest rates with credit cards as well as car loan.

My financial situation: Is Excellent. I am able to make monthly payments for past 5 years without missing a single term.
I am a good candidate for this loan because...My intention is to go debt free in 2 years. I don't want to pay small amounts and higher interest rates to various credit cards and car loan. I want to consolidate.


Monthly net income: $4,100
Monthly expenses: $150
Housing: $1,400
Insurance: $130
Car expenses: $250
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $12,000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/5/2011 5:22:15 PM
igniter584$25.0012/5/2011 5:27:50 PM
superb-funds335$25.0012/7/2011 5:13:01 PM
Investor_DP$100.0012/9/2011 9:21:25 AM
EarlyRiser$250.0012/10/2011 7:29:16 AM
Starica$200.0012/10/2011 12:19:58 PM
majestic-repayment3$25.0012/11/2011 1:53:39 PM
asset-producer1$100.0012/12/2011 8:02:02 PM
asset-producer1$100.0012/12/2011 7:58:28 PM
the_winning_ticket$100.0012/13/2011 1:06:02 AM
commanding-treasure2$50.0012/13/2011 10:59:32 AM
wealth-infusion6$200.0012/13/2011 12:30:33 PM
sjc224$25.0012/13/2011 4:20:16 PM
blue-radiant-economy$100.0012/14/2011 3:28:53 AM
Trapman13$50.0012/14/2011 7:57:59 AM
worth-blanket2$10,600.0012/14/2011 12:31:39 PM
worth-viking$92.0012/14/2011 12:33:04 PM
happy-loot3$100.0012/5/2011 5:19:50 PM
houli123$50.0012/5/2011 5:23:26 PM
unforgettable-wealth4$50.0012/6/2011 4:24:52 PM
reinforced-market3$25.0012/6/2011 6:52:40 PM
ricklip$100.0012/6/2011 6:54:44 PM
impressive-justice6$50.0012/7/2011 6:15:53 AM
affluence-generator2$100.0012/7/2011 11:09:28 AM
igniter584$25.0012/8/2011 6:22:31 AM
deal-searcher1$25.0012/8/2011 11:08:25 AM
alexander-hamilton$50.0012/8/2011 2:07:05 PM
passivesf$25.0012/8/2011 6:14:26 PM
theaterguy$25.0012/10/2011 5:40:25 PM
LesPaul1$25.0012/11/2011 3:11:38 PM
mikrolown$25.0012/12/2011 5:35:31 PM
asset-producer1$100.0012/12/2011 7:55:25 PM
heart514$25.0012/12/2011 7:26:58 PM
lender2611$25.0012/13/2011 5:42:57 PM
cattlebaron$25.0012/13/2011 10:53:44 PM
MASinVestment$100.0012/14/2011 7:32:54 AM
36 Investments
 
Borrower Payment Dependent Notes Series 542535
This series of Notes was issued and sold upon the funding of the borrower loan #57459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-04-2011 
Term: 36 months Listing End date:  Dec-05-2011 
 
Lender yield: 30.08% Borrower rate/APR: 31.08% / 35.09% Monthly payment: $301.32
 
Lender servicing fee: 1.00% Effective Yield*: 28.70%  
Estimated return*: 14.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1970 Debt/Income ratio: 22%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 46 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,414Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 53%  
   Homeownership: Yes  
Screen name: listing-musician6 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Opportunity
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$7,000.0012/5/2011 11:36:09 AM
1 Investments
 
Borrower Payment Dependent Notes Series 542667
This series of Notes was issued and sold upon the funding of the borrower loan #57574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-14-2011 
Term: 60 months Listing End date:  Dec-15-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $246.07
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1994 Debt/Income ratio: 20%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 57 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,261Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: No  
Screen name: attentive-yield5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Cash Cow Investment Property
Purpose of loan:
This loan will be used to...assist in purchasing a multi-family investment property which is already occupied, in a great area and is a great income producer.

My financial situation:
I am a good candidate for this loan because...I have no foreclosures, bankruptcies or repo's. I pay all bills on time and my job is extremely stable.


Monthly net income: $3200
Monthly expenses: $1660
Monthly net disposable income: $1540

Breakdown of monthly expenses:
Housing: $725
Insurance: $50
Car expenses: $100
Utilities: $35
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/14/2011 5:11:59 PM
DHolly$25.0012/14/2011 5:08:44 PM
bazaar-festivity$25.0012/14/2011 5:36:17 PM
igniter584$25.0012/14/2011 5:43:26 PM
BxRealtor$25.0012/14/2011 5:44:07 PM
Investor_DP$100.0012/14/2011 5:23:59 PM
commanding-treasure2$50.0012/14/2011 5:35:30 PM
amdemma$50.0012/14/2011 6:38:22 PM
InChicago$100.0012/14/2011 6:10:46 PM
cattlebaron$100.0012/14/2011 7:10:07 PM
MarvintheMartian$25.0012/15/2011 4:55:53 AM
wonder3$45.0012/15/2011 6:15:13 AM
MoonMama$25.0012/15/2011 7:55:42 AM
graceful-IRAinvestment$50.0012/15/2011 8:54:07 AM
otherwisedisposed$250.0012/15/2011 8:49:07 AM
money-booster2$25.0012/15/2011 8:01:07 AM
radforj22$25.0012/15/2011 9:09:45 AM
worth-blanket2$7,400.0012/15/2011 9:54:18 AM
enchanted-note$25.0012/15/2011 9:37:40 AM
scott2004114$27.5912/15/2011 1:12:40 PM
hope-hickory8$25.0012/15/2011 11:06:55 AM
ChrisProsper$77.4112/15/2011 1:18:44 PM
lender2611$25.0012/14/2011 5:29:09 PM
AFairDeal$25.0012/14/2011 5:16:02 PM
AndChicksforFree$25.0012/14/2011 5:28:34 PM
careful-compassion$25.0012/14/2011 6:34:32 PM
rolandweary$50.0012/14/2011 7:07:48 PM
blue-radiant-economy$100.0012/15/2011 3:12:56 AM
vivid-p2ploan1$25.0012/14/2011 11:17:08 PM
friendinmoney$25.0012/15/2011 8:58:22 AM
MASinVestment$50.0012/15/2011 9:07:54 AM
Nerdster1$25.0012/15/2011 11:49:36 AM
SecondChanceLendingSERV$25.0012/15/2011 10:34:05 AM
33 Investments
 
Borrower Payment Dependent Notes Series 542687
This series of Notes was issued and sold upon the funding of the borrower loan #57537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-05-2011 
Term: 12 months Listing End date:  Dec-10-2011 
 
Lender yield: 6.53% Borrower rate/APR: 7.53% / 15.17% Monthly payment: $433.86
 
Lender servicing fee: 1.00% Effective Yield*: 6.52%  
Estimated return*: 2.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1992 Debt/Income ratio: 7%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 5 Current / open credit lines: 4 / 3Length of status:7y 1m
Amount delinquent: $6,442 Total credit lines: 32 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,678Stated income:$75,000-$99,999
Delinquencies in last 7y: 14 Bankcard utilization: 17%  
   Homeownership: Yes  
Screen name: return-maracas573 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...
need some quick money to replace carpet through out the house for the holidays, plan is to pay off quickly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Bendistraw$25.0012/5/2011 9:10:05 AM
deal-searcher1$50.0012/5/2011 9:41:32 AM
happy-loot3$100.0012/5/2011 9:15:04 AM
TikPmp1$25.0012/5/2011 5:15:50 PM
riproaringrapids$25.0012/5/2011 5:20:14 PM
MicroLender357$25.0012/5/2011 5:29:27 PM
timbob$100.0012/5/2011 6:01:27 PM
Chosen-one$25.0012/6/2011 7:11:06 AM
affluence-generator2$100.0012/6/2011 10:50:32 AM
ricklip$100.0012/6/2011 6:54:39 PM
mapgirl$30.0012/6/2011 9:31:37 PM
LoanAngel$25.0012/7/2011 10:23:47 AM
kenji4861$25.0012/7/2011 9:29:30 AM
brazilofmux$47.0012/7/2011 9:53:47 AM
impressive-justice6$59.5012/7/2011 10:45:19 AM
bowler252$25.0012/7/2011 8:21:52 PM
sharp-bill2$60.0012/7/2011 10:09:58 PM
igniter584$25.0012/8/2011 6:22:30 AM
theogeer$25.0012/8/2011 6:17:03 PM
extraordinary-silver5$25.0012/9/2011 9:17:30 AM
maniac3$2,000.0012/9/2011 12:48:54 PM
QuidWilson$25.0012/9/2011 4:53:20 PM
money-bauble$200.0012/9/2011 5:10:25 PM
riproaringrapids$25.0012/9/2011 8:02:42 PM
elated-silver3$50.0012/9/2011 9:17:44 PM
Spiv_51$25.0012/10/2011 3:55:13 AM
important-diversification620$25.0012/10/2011 4:49:55 AM
down-with-big-banks1$200.0012/10/2011 5:33:26 AM
TGGGGGGGGGGGGGGG$50.0012/5/2011 9:14:35 AM
igniter584$25.0012/5/2011 9:21:50 AM
indomitable-coin$25.0012/5/2011 9:15:11 AM
careful-note$50.0012/5/2011 5:14:33 PM
r48$25.0012/6/2011 5:22:35 PM
brightest-luminous-cash9$25.0012/6/2011 6:36:54 PM
Usurious$25.0012/7/2011 9:17:17 AM
a-finance-nirvana$25.0012/7/2011 9:59:30 AM
heroic-platinum$25.0012/7/2011 9:36:37 AM
LoanAngel$25.0012/7/2011 10:33:11 AM
established-hope5$100.0012/8/2011 7:15:33 AM
supernova719$25.0012/8/2011 9:40:51 AM
Nazbuster$50.0012/8/2011 3:34:11 PM
thorough-marketplace441$50.0012/8/2011 6:18:13 PM
managedfund$250.0012/9/2011 8:46:29 AM
antomi$25.0012/9/2011 9:10:35 AM
CEK360$50.0012/9/2011 9:16:55 AM
kind-cash-zone$38.9512/9/2011 1:39:42 PM
Bank42$25.0012/9/2011 1:54:01 PM
newest-exact-commitment$25.0012/9/2011 10:38:08 PM
orange-market-geyser$25.0012/10/2011 4:26:42 AM
important-diversification620$25.0012/10/2011 4:50:07 AM
income-safehouse9$500.0012/10/2011 7:01:24 AM
rookiecrd1$39.5512/10/2011 7:25:13 AM
52 Investments
 
Borrower Payment Dependent Notes Series 542721
This series of Notes was issued and sold upon the funding of the borrower loan #57468, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $262.16
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1997 Debt/Income ratio: 14%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:9y 11m
Amount delinquent: $0 Total credit lines: 42 Occupation: Accountant/CPA
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $8,455Stated income:$50,000-$74,999
Delinquencies in last 7y: 29 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: JS32449 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 29 ( 100% ) 660-679 (Latest)
Principal borrowed: $8,300.00< 31 days late: 0 ( 0% )  
660-679 (Jul-2009)
600-619 (Jan-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 29  
Description
Light at the end of the tunnel
This loan will be used to get new basement windows before the dead of winter to help conserve the costs of our heating bill. It will also be used to pay off a personal loan due to a family member. It will also pay off the back taxes owed to the Internal Revenue Service.

I am a good candidate for this loan because I have a steady job (almost 10 years) and have proven to pay previous prosper loans on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/9/2011 9:02:17 AM
trade-burrito4$35.0012/9/2011 9:08:58 AM
graceful-IRAinvestment$60.0012/9/2011 9:09:19 AM
loanman2007$25.0012/9/2011 9:15:11 AM
igniter584$25.0012/9/2011 9:18:16 AM
thankful-nickel2$25.0012/9/2011 9:18:20 AM
investmentgroup$25.0012/9/2011 9:23:15 AM
happy-loot3$100.0012/9/2011 9:33:03 AM
managedfund$138.0012/9/2011 5:31:18 PM
Johnab$26.0012/10/2011 5:40:34 AM
Lo0se_mo0se$31.8912/10/2011 8:41:11 AM
javelin0$25.0012/10/2011 8:26:04 AM
Christophe$25.0012/10/2011 9:47:58 AM
order-merman$25.0012/10/2011 10:58:18 AM
intuitive-integrity9$50.0012/10/2011 10:16:45 AM
real-return$25.0012/10/2011 10:39:27 AM
mad-scientist0$29.5912/10/2011 10:55:25 AM
nebraskajen$30.2512/10/2011 11:50:01 AM
ivy-league-MBA$25.0012/10/2011 12:31:30 PM
SolarMoonshine$25.0012/10/2011 12:22:59 PM
careful-note$50.0012/10/2011 12:40:03 PM
just-loyalty643$50.0012/10/2011 4:31:07 PM
rate-negotiator$25.0012/10/2011 5:12:32 PM
the-kindness-honker$25.0012/10/2011 11:01:07 PM
lostperception$40.0012/10/2011 10:43:15 PM
trustworthy-hope189$150.0012/11/2011 6:06:23 AM
contract-student2$70.0012/11/2011 8:48:12 AM
Domgabriel$50.0012/11/2011 10:24:03 AM
credit-investor5$50.0012/11/2011 9:00:25 AM
ultimate-payment$25.0012/11/2011 12:08:18 PM
a-wealth-visionary$40.0012/11/2011 5:21:38 PM
poisson17$55.0012/11/2011 3:01:23 PM
auction-seeker4$25.0012/11/2011 5:40:18 PM
inspired-investment8$100.0012/11/2011 6:09:20 PM
serene-capital$40.0012/12/2011 12:41:52 AM
basis-ferret8$50.0012/11/2011 6:55:30 PM
janeybooboo$75.0012/12/2011 3:58:36 AM
rpd1211$25.0012/12/2011 8:18:42 AM
TMBank$25.0012/12/2011 7:05:27 AM
wwwUniversal$25.0012/12/2011 9:27:39 AM
puyanera$25.0012/12/2011 9:37:41 AM
High-flyer$25.0012/12/2011 10:39:07 AM
chererat$100.0012/12/2011 9:52:18 AM
Leshan$100.0012/12/2011 1:32:05 PM
shrewd-income$150.0012/12/2011 5:07:14 PM
innovator10$181.0012/12/2011 5:13:58 PM
MrBlack$50.0012/12/2011 6:29:39 PM
lamsabuy$100.0012/12/2011 5:42:08 PM
heart514$25.0012/12/2011 7:27:21 PM
green-rate-futurist$50.0012/12/2011 7:27:29 PM
strgazr8888$25.0012/12/2011 7:32:06 PM
RichMaker1$25.0012/12/2011 9:42:23 PM
valiant-note129$259.6412/13/2011 1:28:25 AM
EverettFinancial$25.0012/12/2011 9:01:56 PM
hillerod$25.1212/12/2011 10:35:13 PM
AF-Chief$25.0012/9/2011 9:13:55 AM
cashhelp$25.0012/9/2011 9:13:01 AM
Investor_DP$100.0012/9/2011 9:21:37 AM
affluence-generator2$100.0012/9/2011 9:34:50 AM
HammerKnuckleLending$66.4512/9/2011 9:39:33 AM
FinanceEngine$40.0012/9/2011 10:06:58 AM
moola-buddy$25.0012/9/2011 2:48:24 PM
Moe87$25.0012/9/2011 3:12:50 PM
Feyenoord$30.0012/9/2011 4:26:19 PM
1traveler$25.0012/9/2011 6:05:43 PM
Finchy78$45.0012/9/2011 7:25:17 PM
green-rate-futurist$100.0012/9/2011 6:51:52 PM
riproaringrapids$25.0012/9/2011 8:03:01 PM
penny-winner$100.0012/9/2011 9:13:39 PM
ChoiceInvestments$28.2612/10/2011 1:00:41 AM
economy-popcorn$25.0012/10/2011 7:33:56 AM
justbman$25.0012/10/2011 9:31:19 AM
exchange-squirrel$100.0012/10/2011 10:39:57 AM
greenback-seagull2$39.0012/10/2011 12:21:39 PM
secureincome$587.0012/10/2011 12:41:23 PM
tremendous-yield8$25.0012/10/2011 1:23:39 PM
blue-lively-platinum$25.0012/10/2011 2:21:59 PM
john0720$50.0012/10/2011 3:58:03 PM
reward-motion$100.0012/10/2011 5:55:19 PM
a_andy$25.0012/10/2011 7:51:28 PM
bold-yield-rumbler$25.0012/11/2011 7:39:59 AM
income-banjo$100.0012/11/2011 8:10:45 AM
BonesyJones$175.0012/11/2011 10:29:34 AM
britgsb$30.0012/11/2011 12:17:46 PM
Ocean713$75.0012/11/2011 11:45:16 AM
oskizzle$25.0012/11/2011 12:52:20 PM
suave-income397$750.0012/11/2011 7:52:03 PM
wlm3012$30.0012/11/2011 8:25:12 PM
SoldiersMom$100.0012/11/2011 6:52:53 PM
houli123$25.0012/11/2011 8:57:46 PM
a-reasonable-return$25.0012/12/2011 9:00:32 AM
igniter584$50.0012/12/2011 9:25:55 AM
Cappyatl$25.0012/12/2011 9:59:31 AM
new-social-economist$50.0012/12/2011 11:20:14 AM
new-social-economist$150.0012/12/2011 11:19:42 AM
social-zebra$40.3512/12/2011 1:34:05 PM
clemclan$60.0012/12/2011 12:09:14 PM
mcilwaaj12$50.0012/12/2011 12:16:13 PM
purposeful-pound5$28.1912/12/2011 3:06:22 PM
drluong$25.0012/12/2011 2:47:54 PM
Chesterite$25.0012/12/2011 6:00:59 PM
mikrolown$25.0012/12/2011 5:35:33 PM
MrBlack$50.0012/12/2011 6:26:07 PM
mammalian4$25.0012/12/2011 7:40:13 PM
Spookytj$75.0012/12/2011 8:03:05 PM
asset-producer1$100.0012/12/2011 7:55:33 PM
jarf$25.0012/12/2011 7:58:49 PM
hitsman$50.0012/12/2011 10:13:10 PM
velocity-winner$25.0012/12/2011 10:53:01 PM
HamachiMan$50.0012/12/2011 8:24:50 PM
penny-winner$59.2412/12/2011 8:48:52 PM
the_winning_ticket$100.0012/13/2011 1:06:21 AM
diverse-capital3$50.0012/12/2011 9:01:59 PM
transparency-giant$50.0012/12/2011 9:37:53 PM
DadsHaudiService$250.0012/12/2011 11:20:24 PM
115 Investments
 
Borrower Payment Dependent Notes Series 542733
This series of Notes was issued and sold upon the funding of the borrower loan #57760, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-05-2011 
Term: 36 months Listing End date:  Dec-06-2011 
 
Lender yield: 30.77% Borrower rate/APR: 31.77% / 35.80% Monthly payment: $173.71
 
Lender servicing fee: 1.00% Effective Yield*: 28.96%  
Estimated return*: 12.46%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1991 Debt/Income ratio: 10%
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:10y 0m
Amount delinquent: $0 Total credit lines: 45 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 6 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: equitable-duty5 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to...pay off new roof.

My financial situation:
I am a good candidate for this loan because...it has been over 2 years since we filed our bankruptcy and have kept all of our bills up to date.


Monthly net income: 1200.00
Monthly expenses: 0.000
Housing: Insurance: $0.00
Car expenses:
Utilities:
Phone,50.00
cable, internet:
Food,120.00
entertainment:
Clothing,50.00
household expenses: 220.00
credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
COCHINOBOY$36.8012/6/2011 11:00:17 AM
affluence-generator2$38.2012/6/2011 11:09:39 AM
Danjack_Capital$25.0012/5/2011 6:06:28 PM
worth-blanket2$3,900.0012/6/2011 10:23:28 AM
4 Investments
 
Borrower Payment Dependent Notes Series 542749
This series of Notes was issued and sold upon the funding of the borrower loan #57445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-05-2011 
Term: 60 months Listing End date:  Dec-13-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1999 Debt/Income ratio: 8%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 8 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,822Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: liberty-workhorse7 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loan
Purpose of loan:
This loan will be used to finance a portion of my wedding.

My financial situation:
I am a good candidate for this loan because I have a very good credit history and earn more than sufficient income to support on-time monthly payments.


Monthly net income: $6,200
Monthly expenses: $3,500
Housing: $2,100
Insurance: $110.00 (health and renter's)
Car expenses: $0 (use company-paid car: insurance, gas covered too)
Utilities: $75.00 (electric)
Phone, cable, internet: $129.00
Food, entertainment: $400.00
Clothing, household expenses: $100.00
Credit cards and other loans: $370.00
Other expenses: $119.00 (Parking)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bazaar-festivity$50.0012/5/2011 5:22:54 PM
happy-loot3$100.0012/5/2011 5:19:51 PM
unforgettable-wealth4$50.0012/6/2011 4:24:53 PM
ricklip$100.0012/6/2011 6:54:45 PM
impressive-justice6$50.0012/7/2011 6:15:54 AM
careful-note$50.0012/7/2011 5:32:14 PM
bluefootedpig$25.0012/7/2011 8:09:22 PM
pound-mushroom3$25.0012/7/2011 5:15:02 PM
enthralling-deal180$25.0012/8/2011 5:43:09 AM
bold-durability-drum$60.0012/8/2011 7:20:27 AM
asset-professor$25.0012/8/2011 8:45:11 AM
brazilofmux$100.0012/8/2011 5:37:45 PM
availableloan$25.0012/8/2011 8:45:22 PM
balance2$50.0012/8/2011 9:06:09 PM
Investor_DP$100.0012/9/2011 9:21:26 AM
timbob$100.0012/9/2011 9:36:54 AM
moola-gargantuan9$50.0012/9/2011 10:12:30 AM
focused-bill3$25.0012/9/2011 5:22:13 PM
ticklemaxx$25.0012/9/2011 5:36:46 PM
riproaringrapids$25.0012/9/2011 8:02:45 PM
Tideman$25.0012/9/2011 8:17:07 PM
Theodon$25.0012/9/2011 10:07:03 PM
neoboy$121.5712/9/2011 10:48:21 PM
BzJ108$25.0012/9/2011 11:00:03 PM
money-booster2$25.0012/9/2011 10:18:14 PM
newest-power-banker$60.3712/10/2011 12:24:04 AM
sunny-dough9$200.0012/10/2011 2:33:39 AM
pyungpyung$25.0012/10/2011 3:53:26 AM
gold-pudding6$81.4112/10/2011 5:53:35 AM
intuitive-integrity9$50.0012/10/2011 10:16:39 AM
BeanCownter$100.0012/10/2011 10:32:49 AM
poeman$50.0012/10/2011 11:50:54 AM
reward-walnut$25.0012/10/2011 11:22:48 AM
CPAMAN$25.0012/10/2011 12:08:30 PM
MAKIN_IT_RAIN$250.0012/10/2011 12:09:02 PM
ADIDASNO$25.0012/10/2011 11:56:15 AM
Relaxo$50.0012/10/2011 12:13:16 PM
roux$25.0012/10/2011 12:14:26 PM
Tradesmanlender$25.0012/10/2011 12:37:12 PM
triumphant-point5$50.0012/10/2011 1:59:03 PM
newest-phenomenal-dinero$50.0012/10/2011 2:39:53 PM
mainsail35$50.0012/10/2011 3:58:26 PM
payment-halo$25.0012/10/2011 7:32:44 PM
happyinvallarta$50.0012/10/2011 4:08:41 PM
jaycro$25.0012/10/2011 5:09:52 PM
lucrative-worth$92.0012/10/2011 4:56:16 PM
bold-bright-currency$25.0012/10/2011 8:18:05 PM
gain-mountain1$100.0012/10/2011 10:39:35 PM
Big_Lendin$40.8912/11/2011 7:18:01 AM
UT-Longhorn$25.0012/11/2011 9:19:15 AM
income-banjo$100.0012/11/2011 8:10:37 AM
suave-dime6$25.0012/11/2011 10:45:24 AM
Ocean713$75.0012/11/2011 11:06:09 AM
Rockytopgent$25.0012/11/2011 10:44:10 AM
oldrebel$25.0012/11/2011 11:00:00 AM
VAGweilo$25.0012/11/2011 4:45:51 PM
Chewbaca$25.0012/11/2011 6:58:44 PM
basis-mammal$25.0012/11/2011 9:52:02 PM
zeeexsixare$400.0012/12/2011 6:33:52 AM
credit-superstar3$25.0012/12/2011 5:52:26 AM
jms1983$25.0012/12/2011 6:25:22 AM
wise-silver-wonder$25.0012/12/2011 7:34:19 AM
kindness-jedi$25.0012/12/2011 9:14:51 AM
Kaj$25.0012/12/2011 9:14:10 AM
asmithj$25.0012/12/2011 9:16:10 AM
bill-expert$50.0012/12/2011 9:20:14 AM
letsmakeitsuccessful$25.0012/12/2011 9:23:53 AM
Weaverville$25.0012/12/2011 9:45:06 AM
social-trumpet$25.0012/12/2011 9:36:25 AM
xyzpl$100.0012/12/2011 10:07:30 AM
greenback-visionary4$25.0012/12/2011 9:51:04 AM
order-boomerang$25.0012/12/2011 10:09:09 AM
thenadamgoes$50.0012/12/2011 12:42:16 PM
SecondChanceLendingSERV$25.0012/12/2011 4:10:20 PM
Bob450$25.0012/12/2011 4:44:54 PM
graceful-investment$26.8612/12/2011 2:24:00 PM
basis-hero8$30.0012/12/2011 4:51:16 PM
gain-equator$25.0012/12/2011 3:12:38 PM
spitzbergen$25.0012/12/2011 5:12:10 PM
tenacious-capital3$26.2712/12/2011 5:13:03 PM
whitegold24k$100.0012/12/2011 5:35:06 PM
melodious-fairness$25.0012/12/2011 5:48:59 PM
LenderOnWheels$25.0012/12/2011 6:37:27 PM
asset-producer1$100.0012/12/2011 7:55:26 PM
Lilybell$50.0012/12/2011 7:07:42 PM
heart514$25.0012/12/2011 7:26:59 PM
rajs$250.0012/12/2011 8:23:38 PM
first-integrity-gravity$1,000.0012/12/2011 9:29:19 PM
langdonx$25.0012/12/2011 8:33:58 PM
intrepid-loot$25.0012/12/2011 11:38:32 PM
the_winning_ticket$100.0012/13/2011 1:06:03 AM
Butterfly1950$25.0012/13/2011 6:51:15 AM
joudsa$25.0012/13/2011 6:54:16 AM
Nerdster1$25.0012/13/2011 4:08:08 AM
Easystreet$25.0012/13/2011 8:14:21 AM
Urban-MBA$25.0012/13/2011 8:19:57 AM
helvet$30.0012/13/2011 8:25:41 AM
ReddInc$91.1212/13/2011 6:07:01 AM
greenback-perfume$200.0012/13/2011 8:12:30 AM
gizzywump$25.0012/13/2011 9:07:54 AM
nourishing-hope835$25.0012/13/2011 9:07:08 AM
Shirts$38.8112/13/2011 7:51:58 AM
loan-rider7$25.0012/13/2011 7:58:51 AM
first-aggresive-platinum$33.0012/13/2011 8:00:31 AM
the-laudable-peso$50.0012/13/2011 8:15:51 AM
extraordinary-silver5$25.0012/13/2011 9:44:02 AM
wise-balanced-moola$25.0012/13/2011 9:51:36 AM
income-safehouse9$250.0012/13/2011 10:09:57 AM
dollardave$100.0012/13/2011 10:17:02 AM
hard-working-rate3$100.0012/13/2011 9:31:28 AM
meenan$100.0012/13/2011 10:21:20 AM
note-venture$50.0012/13/2011 10:52:28 AM
maschinenbau$25.0012/13/2011 10:56:09 AM
LMM1$25.0012/13/2011 9:40:52 AM
lender2611$50.0012/13/2011 11:42:30 AM
JasmineTrust$25.0012/13/2011 11:28:26 AM
integrity-doctor$100.0012/13/2011 12:06:21 PM
1maxdude$55.9012/13/2011 10:54:52 AM
igniter584$25.0012/5/2011 5:27:51 PM
AFairDeal$25.0012/5/2011 5:22:16 PM
reinforced-market3$25.0012/6/2011 6:52:41 PM
BxRealtor$25.0012/7/2011 5:16:47 PM
janeybooboo$75.0012/8/2011 4:36:44 AM
igniter584$25.0012/8/2011 6:22:33 AM
Rivervale_Westwood$50.0012/8/2011 8:08:22 AM
Rivervale_Westwood$50.0012/8/2011 8:09:57 AM
truth-companion$100.0012/8/2011 1:10:10 PM
happy-return4$50.0012/8/2011 12:46:50 PM
economy-popcorn$25.0012/9/2011 6:10:56 AM
Income-Scout$200.0012/9/2011 9:06:04 AM
happy-return4$35.0012/9/2011 10:10:26 AM
skillful-asset5$30.0012/9/2011 3:25:19 PM
revenue-burst676$25.0012/9/2011 5:36:50 PM
MrCoffee$25.0012/9/2011 6:51:44 PM
boylezz$25.0012/9/2011 7:04:31 PM
platinum-rancher9$25.0012/10/2011 6:50:52 AM
MarvintheMartian$25.0012/10/2011 6:22:53 AM
graceful-IRAinvestment$53.0012/10/2011 7:18:51 AM
herbyman$50.0012/10/2011 8:34:51 AM
vutah$25.0012/10/2011 9:22:36 AM
Interloper$25.0012/10/2011 9:32:11 AM
ilikeboats$100.0012/10/2011 10:32:10 AM
gjm6d$25.0012/10/2011 12:14:30 PM
mtquan$25.0012/10/2011 12:20:41 PM
benjamins-britches$50.0012/10/2011 2:12:33 PM
tremendous-yield8$25.0012/10/2011 1:23:31 PM
Borhino$50.0012/10/2011 4:48:04 PM
gr8_r8$25.0012/10/2011 3:58:18 PM
contract-paloverde1$50.0012/10/2011 3:13:49 PM
japerk$25.0012/10/2011 4:01:11 PM
Rob717171$40.0012/10/2011 7:02:26 PM
interest88$42.0012/10/2011 4:58:42 PM
yield-lion$25.0012/10/2011 7:20:57 PM
sgmm330$25.0012/10/2011 8:12:37 PM
TrueFortune$50.0012/11/2011 12:27:41 AM
investment-comet$25.0012/11/2011 7:33:31 AM
unforgettable-wealth4$50.0012/11/2011 8:07:54 AM
green-rate-futurist$200.0012/11/2011 8:11:08 AM
ultimate-payment$25.0012/11/2011 12:08:13 PM
BonesyJones$200.0012/11/2011 10:29:28 AM
Ellendra$25.0012/11/2011 10:51:34 AM
best-asset-jedi$50.0012/11/2011 11:13:07 AM
britgsb$30.0012/11/2011 12:17:40 PM
CashFlow13$100.0012/11/2011 12:17:04 PM
shellstar$25.0012/11/2011 2:15:26 PM
yield-seeker$25.0012/11/2011 4:58:36 PM
likeable-capital0$50.0012/11/2011 2:42:58 PM
lostontheedge$25.0012/11/2011 2:25:43 PM
basis-ferret8$50.0012/11/2011 6:55:19 PM
drkosh$25.0012/11/2011 4:18:48 PM
inspired-investment8$100.0012/11/2011 6:09:17 PM
diverse-benjamins$25.0012/11/2011 10:02:40 PM
math1973$50.0012/11/2011 6:38:28 PM
meers2000$40.0012/12/2011 4:53:19 AM
hokee$25.0012/12/2011 5:16:50 AM
hanuman77$25.0012/12/2011 9:20:56 AM
transaction-animal8$25.0012/12/2011 9:32:52 AM
puyanera$25.0012/12/2011 9:37:38 AM
stable-bonus$26.0012/12/2011 11:10:54 AM
gods_favored$50.0012/12/2011 11:16:22 AM
new-social-economist$100.0012/12/2011 11:22:59 AM
mikrolown$50.0012/12/2011 11:49:58 AM
awesome-dollar5$42.3512/12/2011 9:42:32 AM
shur$50.0012/12/2011 12:37:45 PM
marketplace-flan9$170.1612/12/2011 12:37:04 PM
careful-note$50.0012/12/2011 1:15:41 PM
Solid-Platinum$25.0012/12/2011 11:59:17 AM
graceful-IRAinvestment$53.0012/12/2011 1:35:54 PM
eveaclir$25.0012/12/2011 1:39:12 PM
igniter584$25.0012/12/2011 3:52:09 PM
stollcm$25.0012/12/2011 4:39:19 PM
financial-frenzy$25.0012/12/2011 3:22:16 PM
gold-pudding6$45.0012/12/2011 4:23:24 PM
credit-statuette8$50.0012/12/2011 5:17:49 PM
credit-maple5$100.0012/12/2011 5:23:57 PM
wwwUniversal$25.0012/12/2011 5:09:37 PM
auction-elvis$25.0012/12/2011 5:12:34 PM
vibrant-trade8$35.0012/12/2011 5:31:57 PM
williemc44$25.0012/12/2011 5:33:00 PM
HelpNeedy$100.0012/12/2011 5:54:35 PM
Rockytopgent$30.7912/12/2011 7:04:06 PM
LawyerLoan$25.0012/12/2011 6:07:50 PM
whitegold24k$400.0012/12/2011 5:52:26 PM
asset-producer1$500.0012/12/2011 7:43:39 PM
asset-producer1$100.0012/12/2011 7:58:28 PM
truenorth5$30.5112/12/2011 8:17:34 PM
HamachiMan$50.0012/12/2011 8:24:38 PM
Railbird$25.0012/12/2011 7:41:21 PM
transparency-giant$50.0012/12/2011 9:37:44 PM
dinero-jujitsu$45.4112/12/2011 8:48:12 PM
frontier3$184.4212/13/2011 3:59:27 AM
green28$177.0912/13/2011 5:11:09 AM
Pasagam$50.0012/13/2011 5:38:29 AM
hitsman$50.0012/12/2011 10:13:07 PM
Crie$154.7812/13/2011 6:46:22 AM
zone6$100.0012/13/2011 6:48:28 AM
worth-arch$25.0012/13/2011 6:41:53 AM
Captain_America$50.0012/13/2011 6:48:09 AM
wise-silver-wonder$25.0012/13/2011 7:28:59 AM
Bujinkan1$25.0012/13/2011 8:15:18 AM
unclejaef$25.0012/13/2011 8:52:59 AM
rescue$100.0012/13/2011 9:07:39 AM
leverage-monger$88.0012/13/2011 7:06:20 AM
stylish-generosity6$25.0012/13/2011 9:07:48 AM
Agonbiew$50.0012/13/2011 9:13:13 AM
the-enthralling-coin$25.0012/13/2011 9:26:20 AM
bold-direct-asset$50.0012/13/2011 9:14:28 AM
duty-explosion9$60.0012/13/2011 9:14:48 AM
cropdust3r$25.0012/13/2011 9:16:12 AM
money-bauble$200.0012/13/2011 9:41:30 AM
josuae$25.0012/13/2011 9:49:20 AM
evergreen16$400.0012/13/2011 10:42:14 AM
baker31$45.4612/13/2011 10:57:53 AM
golden-velocity9$35.0012/13/2011 11:48:19 AM
affluence-generator2$100.0012/13/2011 12:16:07 PM
kahekili$25.0012/13/2011 12:02:55 PM
careful-note$96.0012/13/2011 12:17:15 PM
coin-explorer$7.8312/13/2011 12:30:10 PM
COCHINOBOY$40.0012/13/2011 10:33:18 AM
commanding-treasure2$50.0012/13/2011 10:59:33 AM
investment-tempo$25.0012/13/2011 11:55:24 AM
241 Investments
 
Borrower Payment Dependent Notes Series 542755
This series of Notes was issued and sold upon the funding of the borrower loan #57706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-05-2011 
Term: 36 months Listing End date:  Dec-06-2011 
 
Lender yield: 30.77% Borrower rate/APR: 31.77% / 35.80% Monthly payment: $173.71
 
Lender servicing fee: 1.00% Effective Yield*: 28.96%  
Estimated return*: 12.46%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Feb-1997 Debt/Income ratio: 22%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 39 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,556Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: Yes  
Screen name: felicity-course6 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Video Production Consolidation
Purpose of loan:
This loan will be used to... pay off high cc

My financial situation:
I am a good candidate for this loan because... I always make my payments on time and pay more than the minimum


Monthly net income:
Monthly expenses:
Housing:
Insurance:
Car expenses:
Utilities:
Phone, cable, internet:
Food, entertainment
Clothing, household expenses:
Credit cards and other loans:
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SecondChanceLendingSERV$25.0012/6/2011 9:13:18 AM
worth-blanket2$3,100.0012/6/2011 10:22:22 AM
lowrater$50.8012/6/2011 7:45:20 AM
Mrs-Honeydew$25.0012/6/2011 7:38:44 AM
loanman2007$25.0012/6/2011 5:54:06 AM
wkeboarder21$50.0012/6/2011 5:25:07 AM
fountain355$25.0012/6/2011 4:29:52 AM
Core-Marketing$25.0012/6/2011 4:27:27 AM
heavenly-interest9$500.0012/5/2011 5:37:22 PM
SFBank$50.0012/5/2011 5:10:33 PM
vine99$50.0012/5/2011 8:23:24 PM
hope-fortress753$25.0012/5/2011 9:01:02 PM
Rogelio48$30.0012/5/2011 5:52:33 PM
goodhearted-generosity511$30.0012/6/2011 6:52:11 AM
eboomer2611$25.0012/6/2011 9:20:31 AM
15 Investments
 
Borrower Payment Dependent Notes Series 542793
This series of Notes was issued and sold upon the funding of the borrower loan #57487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-06-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $360.75
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1996 Debt/Income ratio: 32%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 35 / 21Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 55 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $40,618Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: No  
Screen name: silver-trumpet0 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to finally get married
This loan will be used for an engagement ring and for wedding expenses so that I can finally afford to marry my partner of eight years. I have a steady and reliable job as an attorney. I just need a bit more money to afford a nice ring and deposits on locations. I have no car, owned property, or children so I am not likely to have major unexpected expenses.

Monthly net income: $2,520 (8,250-5,730)
Housing: $1200
Utilities: $40
Phone, cable, internet: $60
Food, entertainment: $400
Clothing, household expenses: $30
Credit cards and other loans: $4,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
golden-velocity9$25.0012/6/2011 5:13:49 PM
lowrater$50.8012/6/2011 6:01:02 PM
janeybooboo$75.0012/8/2011 4:35:59 AM
Investor_DP$100.0012/9/2011 9:22:08 AM
sjc224$25.0012/13/2011 4:20:20 PM
deal-searcher1$25.0012/13/2011 4:40:50 PM
bazaar-festivity$25.0012/13/2011 5:08:58 PM
market-solstice2$25.0012/13/2011 5:09:28 PM
truth-companion$25.0012/13/2011 5:07:16 PM
red-power-pecan$50.0012/13/2011 5:14:48 PM
heart514$25.0012/13/2011 5:36:48 PM
MASinVestment$50.0012/13/2011 5:15:58 PM
HamachiMan$50.0012/13/2011 5:17:02 PM
mercuriant$25.0012/13/2011 5:45:36 PM
IIP77$25.0012/13/2011 5:47:30 PM
brazilofmux$100.0012/13/2011 5:26:00 PM
Katburg$25.0012/13/2011 5:47:57 PM
nimble-revenue5$50.0012/13/2011 5:28:39 PM
enchanted-diversification496$25.0012/13/2011 5:46:57 PM
Tradesmanlender$25.0012/13/2011 5:32:42 PM
useful-cash043$150.0012/13/2011 7:05:12 PM
CoffeyvilleKS$30.0012/13/2011 6:06:03 PM
catnip007$25.9612/13/2011 7:11:08 PM
orange-preeminant-bill$25.0012/14/2011 3:36:11 AM
DER$25.0012/14/2011 9:20:20 AM
saffron4$25.0012/14/2011 9:17:44 AM
impeccable-ore3$25.0012/14/2011 8:07:25 AM
dough-bear$25.0012/14/2011 9:22:38 AM
tornandfrayed$25.0012/14/2011 9:27:49 AM
aggresive-nickel2$25.0012/14/2011 9:25:44 AM
nodrivelpls$25.0012/14/2011 9:35:23 AM
NewOrleans2012$25.0012/14/2011 9:41:57 AM
worldly-community3$50.0012/14/2011 9:20:14 AM
Comoparklender$25.0012/14/2011 9:22:03 AM
DeltaGambler$50.0012/14/2011 9:47:55 AM
lillian27$25.0012/14/2011 9:31:06 AM
asiaratt$50.0012/14/2011 9:33:09 AM
lcole32$25.0012/14/2011 9:35:22 AM
Papa22$25.0012/14/2011 11:33:44 AM
camaraderi-aspen$100.0012/14/2011 11:44:40 AM
vtr1000$25.0012/14/2011 11:24:57 AM
handshake5$45.0012/14/2011 9:37:56 AM
davisfl$25.0012/14/2011 9:49:02 AM
dollar-tornado3$25.0012/14/2011 10:14:42 AM
awesome-yield7$29.6512/14/2011 11:06:17 AM
pdub$75.0012/13/2011 5:18:05 PM
papaloha$25.0012/7/2011 9:06:44 AM
jkeller4000$25.0012/8/2011 3:39:18 PM
vigorous-market5$100.0012/10/2011 10:14:47 PM
jkeller4000$25.0012/12/2011 1:15:16 PM
diplomatic-wealth7$25.0012/13/2011 5:15:16 PM
fortytwo$150.0012/13/2011 5:22:32 PM
unforgettable-wealth4$50.0012/13/2011 5:10:32 PM
missing-link$25.0012/13/2011 5:39:49 PM
blue-lively-platinum$25.0012/13/2011 5:45:51 PM
profit-powerplant$25.0012/13/2011 5:47:03 PM
transparency-giant$50.0012/13/2011 5:48:06 PM
zeeexsixare$200.0012/13/2011 9:02:40 PM
finance-magma7$25.0012/13/2011 9:44:58 PM
magnificent-euro543$25.0012/13/2011 7:32:14 PM
suave-dime6$25.0012/14/2011 6:07:33 AM
the-laudable-peso$40.0012/14/2011 7:04:44 AM
foothillender$25.0012/14/2011 8:38:57 AM
income-rocker2$50.0012/14/2011 8:58:04 AM
life-is-great$25.0012/14/2011 9:12:19 AM
Frenchynh$25.0012/14/2011 9:15:29 AM
ecstatic-money064$25.0012/14/2011 9:22:44 AM
return-enthusiast1$25.0012/14/2011 9:27:40 AM
gustavzantanon$25.0012/14/2011 9:30:01 AM
rescue$87.0012/14/2011 9:31:17 AM
tshurts$25.0012/14/2011 9:07:12 AM
Wellman$25.0012/14/2011 9:39:33 AM
Coin-Toss$25.0012/14/2011 9:24:53 AM
aader$25.0012/14/2011 9:30:53 AM
duty-explosion9$75.0012/14/2011 11:15:23 AM
orange-vigilance-shower$50.0012/14/2011 11:24:43 AM
RL_Lending$25.0012/14/2011 9:37:11 AM
graceful-IRAinvestment$53.0012/14/2011 11:52:03 AM
dedicated-transaction796$25.0012/14/2011 9:41:26 AM
inprotest$50.0012/14/2011 12:31:59 PM
worth-viking$100.0012/14/2011 12:33:05 PM
economy-coup$46.0012/14/2011 9:50:49 AM
worth-blanket2$5,600.0012/14/2011 12:34:42 PM
Interloper$25.0012/14/2011 12:05:29 PM
84 Investments
 
Borrower Payment Dependent Notes Series 542803
This series of Notes was issued and sold upon the funding of the borrower loan #57463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-05-2011 
Term: 60 months Listing End date:  Dec-14-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $328.09
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1983 Debt/Income ratio: 44%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 16Length of status:8y 8m
Amount delinquent: $0 Total credit lines: 48 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,363Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: engaging-velocity2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate debt

My financial situation:
I am a good candidate for this loan because...homeowner

Monthly net income: $ 1800
Monthly expenses: $
Housing: $ 545
Insurance: $ 50
Car expenses: $ 0
Utilities: $ 200
Phone, cable, internet: $ 50
Food, entertainment: $ 100
Clothing, household expenses: $
Credit cards and other loans: $ 300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/5/2011 5:27:53 PM
bazaar-festivity$50.0012/5/2011 5:22:54 PM
wise-silver-wonder$25.0012/13/2011 7:28:59 AM
note-mad-scientist$25.0012/13/2011 4:09:53 AM
DreDub$50.0012/13/2011 7:38:06 AM
goodhearted-gold3$25.0012/13/2011 5:37:54 AM
Pasagam$50.0012/13/2011 5:38:29 AM
credit-maple5$25.0012/13/2011 9:06:53 AM
unclejaef$25.0012/13/2011 8:53:00 AM
LMM1$25.0012/13/2011 9:40:53 AM
extraordinary-silver5$25.0012/13/2011 9:44:03 AM
evergreen16$100.0012/13/2011 10:43:50 AM
maschinenbau$25.0012/13/2011 10:56:09 AM
lender2611$50.0012/13/2011 11:42:30 AM
wealth-infusion6$200.0012/13/2011 12:30:34 PM
dough-souffle$100.0012/13/2011 12:52:51 PM
haplender$50.0012/13/2011 1:48:06 PM
gold-awakening7$35.0012/13/2011 3:22:12 PM
value-fortress3$40.0012/13/2011 3:26:32 PM
rchissocol$31.0912/13/2011 2:25:19 PM
tenacious-capital3$26.2712/13/2011 5:12:41 PM
prescription0$25.0012/13/2011 5:16:29 PM
bold-direct-asset$50.0012/13/2011 5:27:13 PM
autonomous-kindness8$25.0012/13/2011 5:31:42 PM
KLCRAY$25.0012/13/2011 5:29:33 PM
ashishxpatel$50.0012/13/2011 5:10:46 PM
MASinVestment$100.0012/13/2011 5:13:51 PM
vibrant-trade8$35.0012/13/2011 5:37:24 PM
Asgardian$25.0012/13/2011 5:45:18 PM
IIP77$25.0012/13/2011 5:47:22 PM
Lubava$25.0012/13/2011 6:11:43 PM
EvalCrux$50.0012/13/2011 5:34:07 PM
rbgnr111$25.0012/13/2011 7:03:38 AM
Butterfly1950$25.0012/13/2011 6:51:15 AM
rockerZ71$25.0012/13/2011 6:32:21 AM
ethical-truth211$500.0012/13/2011 2:26:45 AM
langdonx$25.0012/12/2011 8:33:58 PM
LenderOnWheels$25.0012/12/2011 6:37:28 PM
williemc44$25.0012/12/2011 5:33:00 PM
happy-return4$50.0012/12/2011 6:07:54 PM
Kaj$25.0012/12/2011 5:27:05 PM
hidavehi$25.0012/12/2011 3:58:47 PM
financial-frenzy$25.0012/12/2011 3:22:16 PM
happy-loot3$100.0012/12/2011 3:08:46 PM
forthright-trade$25.0012/12/2011 1:56:31 PM
mpatrick$70.0012/12/2011 11:37:37 AM
graceful-IRAinvestment$53.0012/12/2011 1:35:54 PM
shur$50.0012/12/2011 12:37:46 PM
Sugarmama21$59.0012/12/2011 12:27:12 PM
order-boomerang$25.0012/12/2011 10:09:10 AM
Cappyatl$25.0012/12/2011 10:06:29 AM
Weaverville$25.0012/12/2011 9:45:07 AM
Tradesmanlender$25.0012/12/2011 9:24:35 AM
social-trumpet$25.0012/12/2011 9:36:25 AM
wwwUniversal$25.0012/12/2011 9:27:38 AM
zeeexsixare$200.0012/12/2011 6:23:15 AM
Brisket_Bob$25.1212/12/2011 4:32:29 AM
inspired-investment8$100.0012/11/2011 6:09:17 PM
yield-seeker$25.0012/11/2011 4:58:09 PM
Ocean713$75.0012/11/2011 11:13:27 AM
TrueFortune$50.0012/11/2011 12:27:41 AM
contract-paloverde1$50.0012/10/2011 3:09:57 PM
mainsail35$50.0012/10/2011 3:58:12 PM
leverage-symphony$25.0012/10/2011 1:59:18 PM
newest-phenomenal-dinero$75.0012/10/2011 1:55:31 PM
tremendous-yield8$25.0012/10/2011 1:23:32 PM
wlm3012$30.0012/10/2011 12:28:52 PM
CPAMAN$25.0012/10/2011 12:08:30 PM
julijask$100.0012/10/2011 11:53:24 AM
poeman$50.0012/10/2011 11:50:54 AM
enticing-exchange3$25.0012/10/2011 10:11:46 AM
graceful-investment$85.0012/10/2011 7:05:27 AM
foothillender$25.0012/10/2011 6:57:43 AM
turboshop$25.0012/10/2011 3:36:23 AM
reinforced-velocity158$100.0012/9/2011 9:34:22 PM
new-social-economist$100.0012/9/2011 10:09:56 PM
nsquared007$25.0012/9/2011 8:02:58 PM
Tideman$25.0012/9/2011 8:17:07 PM
Sixmil$100.0012/9/2011 7:24:48 PM
riproaringrapids$25.0012/9/2011 8:02:46 PM
loss-of-control$100.0012/9/2011 6:51:36 PM
mighty-payout1$29.8512/9/2011 3:06:23 PM
loanman2007$125.0012/9/2011 9:39:09 AM
CA-Lender$25.0012/9/2011 9:18:26 AM
passivesf$50.0012/8/2011 5:58:44 PM
moola-monger9$50.0012/8/2011 1:01:46 PM
blazing-capital2$250.0012/8/2011 12:36:44 PM
happy-return4$50.0012/8/2011 12:46:51 PM
InChicago$100.0012/8/2011 10:10:04 AM
SecondChanceLendingSERV$25.0012/8/2011 10:26:31 AM
asset-professor$25.0012/8/2011 8:45:59 AM
JW-From-SoCal$25.0012/8/2011 7:49:30 AM
igniter584$25.0012/8/2011 6:22:34 AM
theloanfiller$25.0012/7/2011 7:17:16 PM
LittleMingo$25.0012/6/2011 5:41:05 PM
ricklip$100.0012/6/2011 6:54:47 PM
MichaelProsper$25.0012/6/2011 5:30:39 PM
GoCougs$100.0012/6/2011 1:51:07 PM
spitzbergen$25.0012/6/2011 8:03:23 AM
careful-note$50.0012/5/2011 5:14:35 PM
impressive-justice6$50.0012/13/2011 8:26:33 PM
productive-finance2$25.0012/13/2011 6:32:48 PM
zone6$38.2712/14/2011 3:53:55 AM
cattlebaron$25.0012/13/2011 8:56:04 PM
goodhearted-gold3$151.8512/14/2011 6:15:09 AM
Starica$400.0012/14/2011 6:29:09 AM
the-laudable-peso$40.0012/14/2011 7:04:43 AM
MASinVestment$266.8612/14/2011 7:16:52 AM
blue-radiant-economy$100.0012/14/2011 3:02:47 AM
Richmp412$25.0012/14/2011 7:03:12 AM
timbob$100.0012/5/2011 6:01:31 PM
happy-loot3$100.0012/5/2011 5:19:53 PM
affluence-generator2$100.0012/6/2011 11:09:40 AM
rss197$25.0012/6/2011 3:19:55 PM
pound-mushroom3$25.0012/7/2011 9:09:56 AM
Relevance$25.0012/7/2011 11:53:36 AM
Weaverville$25.0012/7/2011 4:40:12 PM
1willray$25.0012/7/2011 11:48:54 AM
brazilofmux$100.0012/7/2011 5:30:01 PM
charming-exchange7$25.0012/7/2011 6:27:31 PM
well-mannered-income3$40.0012/7/2011 4:45:43 PM
graceful-IRAinvestment$100.0012/7/2011 11:35:35 PM
dime-sprout$50.0012/8/2011 4:05:34 AM
enthralling-deal180$25.0012/8/2011 5:43:10 AM
suave-dime6$25.0012/8/2011 6:23:08 AM
bold-durability-drum$60.0012/8/2011 7:20:27 AM
generosity-poem2$100.0012/8/2011 8:08:14 AM
lendstats_com$202.0012/8/2011 9:22:29 AM
wonder3$40.0012/8/2011 9:27:21 AM
lawyervon$25.0012/8/2011 9:33:02 AM
irrelevant$50.0012/8/2011 11:03:38 AM
truth-companion$100.0012/8/2011 1:10:11 PM
mtquan$25.0012/8/2011 5:37:07 PM
balance2$50.0012/8/2011 9:06:09 PM
lovely-greenback4$25.0012/8/2011 8:51:10 PM
note-mad-scientist$50.0012/9/2011 3:54:38 AM
green-rate-futurist$200.0012/9/2011 6:32:21 AM
Bob450$30.0012/9/2011 7:33:48 AM
Investor_DP$100.0012/9/2011 9:21:27 AM
happy-return4$35.0012/9/2011 10:10:26 AM
skillful-asset5$30.0012/9/2011 3:24:41 PM
revenue-burst676$25.0012/9/2011 5:36:51 PM
boylezz$25.0012/9/2011 7:04:31 PM
GoingFishing$25.0012/9/2011 8:06:51 PM
jmeasn$25.0012/9/2011 9:06:57 PM
money-booster2$25.0012/9/2011 10:18:39 PM
rookiecrd1$200.0012/10/2011 7:24:19 AM
intuitive-integrity9$50.0012/10/2011 10:16:40 AM
ADIDASNO$25.0012/10/2011 11:56:15 AM
dedicated-diversification5$49.9712/10/2011 6:31:46 PM
happyinvallarta$50.0012/10/2011 4:08:41 PM
sgmm330$25.0012/10/2011 8:12:37 PM
debt-patriot$26.1412/10/2011 8:16:32 PM
Rob717171$40.0012/10/2011 7:02:27 PM
yield-lion$25.0012/10/2011 7:20:57 PM
bold-bright-currency$25.0012/10/2011 8:18:05 PM
income-banjo$100.0012/11/2011 8:10:38 AM
UT-Longhorn$25.0012/11/2011 9:19:15 AM
ultimate-payment$25.0012/11/2011 12:08:14 PM
BonesyJones$200.0012/11/2011 10:29:30 AM
Rockytopgent$25.0012/11/2011 10:44:11 AM
brosco2323$25.0012/11/2011 1:24:32 PM
lostontheedge$25.0012/11/2011 2:25:43 PM
valiant-note129$100.0012/11/2011 4:17:47 PM
drkosh$25.0012/11/2011 4:18:48 PM
gilbrear$25.0012/11/2011 5:31:26 PM
basis-mammal$25.0012/11/2011 9:52:02 PM
math1973$50.0012/11/2011 6:38:28 PM
basis-ferret8$50.0012/11/2011 6:55:20 PM
janeybooboo$100.0012/12/2011 3:44:35 AM
coin-amigo$31.4012/12/2011 8:55:18 AM
letsmakeitsuccessful$25.0012/12/2011 9:23:53 AM
bill-expert$50.0012/12/2011 9:19:46 AM
puyanera$25.0012/12/2011 9:37:38 AM
gods_favored$50.0012/12/2011 11:16:23 AM
careful-note$50.0012/12/2011 1:17:04 PM
stollcm$25.0012/12/2011 4:39:20 PM
credit-statuette8$50.0012/12/2011 5:17:49 PM
heart514$25.0012/12/2011 7:27:00 PM
HamachiMan$50.0012/12/2011 8:24:39 PM
Railbird$25.0012/12/2011 7:41:22 PM
transparency-giant$50.0012/12/2011 9:37:45 PM
hitsman$50.0012/12/2011 10:13:08 PM
blueshound$25.0012/12/2011 9:05:47 PM
durability-flow8$44.0812/13/2011 4:40:35 AM
the_winning_ticket$100.0012/13/2011 1:06:05 AM
Captain_America$50.0012/13/2011 6:48:09 AM
leverage-monger$25.0012/13/2011 7:21:56 AM
loan-rider7$25.0012/13/2011 7:58:52 AM
renaissance168$54.1812/13/2011 5:12:48 AM
the-laudable-peso$50.0012/13/2011 8:15:51 AM
worth-arch$25.0012/13/2011 6:41:53 AM
rescue$27.0012/13/2011 9:07:39 AM
ferdberfel$28.7612/13/2011 7:09:14 AM
duty-explosion9$60.0012/13/2011 9:14:48 AM
Agonbiew$50.0012/13/2011 9:13:13 AM
hard-working-rate3$28.0012/13/2011 9:31:28 AM
dollardave$100.0012/13/2011 10:17:02 AM
meenan$100.0012/13/2011 10:21:20 AM
commanding-treasure2$50.0012/13/2011 10:59:34 AM
igniter584$25.0012/13/2011 11:30:00 AM
kahekili$25.0012/13/2011 12:02:55 PM
intrepid-loot$25.0012/13/2011 10:27:04 AM
thankful-nickel2$25.0012/13/2011 12:51:03 PM
investment-tempo$25.0012/13/2011 11:55:25 AM
deal-searcher1$50.0012/13/2011 4:40:50 PM
help4u$25.0012/13/2011 2:50:47 PM
MASinVestment$50.0012/13/2011 5:15:57 PM
sjc224$25.0012/13/2011 4:20:17 PM
auction-elvis$25.0012/13/2011 5:23:52 PM
bchbum$25.0012/13/2011 4:52:38 PM
Elefunt$25.0012/13/2011 5:25:31 PM
figs4u2$100.0012/13/2011 5:27:04 PM
nickel-ferret$50.0012/13/2011 5:32:17 PM
life-is-great$25.0012/13/2011 5:31:49 PM
toblerone$25.0012/13/2011 5:18:54 PM
velocity-solo$25.0012/13/2011 5:19:40 PM
productive-finance2$25.0012/13/2011 6:36:10 PM
finance-magma7$25.0012/13/2011 9:44:58 PM
gravbox$25.0012/13/2011 6:01:07 PM
peripatetic$25.0012/14/2011 1:13:14 AM
dckpolo$25.0012/14/2011 5:29:13 AM
credible-balance0$25.0012/14/2011 5:59:15 AM
Soothsayer$27.1612/14/2011 4:17:17 AM
Hobson$30.0012/14/2011 6:42:02 AM
225 Investments
 
Borrower Payment Dependent Notes Series 542807
This series of Notes was issued and sold upon the funding of the borrower loan #57792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $318.54
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-2004 Debt/Income ratio: 18%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 6Length of status:10y 1m
Amount delinquent: $28 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $512Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 20%  
   Homeownership: No  
Screen name: the-upbeat-pound Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
All in one basket
Purpose of loan: debt consolidation

My financial situation:
I am a good candidate for this loan because I have over 10 years on my job and I have only a small amount to consolidate. My debt to income ratio is good as well as my credit utilization.


Monthly net income: $
Monthly expenses: $
Housing: $ 545.00
Insurance: $ 125.00
Car expenses: $ 176.00
Utilities: $ 75.00
Phone, cable, internet: $ 125.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/12/2011 9:31:18 AM
affluence-generator2$100.0012/12/2011 9:24:29 AM
blue-radiant-economy$100.0012/14/2011 2:21:41 AM
the-silver-blaster$75.0012/15/2011 7:06:13 PM
emphatic-bonus5$75.0012/17/2011 9:43:18 AM
fantastic-investment9$30.0012/19/2011 11:44:50 AM
rajs$50.0012/19/2011 2:28:40 PM
credit-socrates648$2,500.0012/19/2011 1:17:00 PM
Rogelio48$30.0012/19/2011 1:37:35 PM
liberty-society5$25.0012/19/2011 2:09:28 PM
simiray$40.0012/19/2011 3:52:34 PM
inprotest$25.0012/19/2011 4:35:52 PM
orbital-velocity7$50.0012/19/2011 4:51:45 PM
truth-companion$25.0012/19/2011 5:07:59 PM
worth-viking$100.0012/19/2011 5:18:59 PM
economy-coup$50.0012/19/2011 5:15:53 PM
green-rate-futurist$25.0012/19/2011 5:16:49 PM
rupee-cymbal$25.0012/19/2011 5:18:21 PM
miked8303$25.0012/19/2011 5:32:44 PM
Money_Working$25.0012/20/2011 10:47:02 AM
cajunguy$29.8512/20/2011 10:43:12 AM
bnoble09$25.0012/20/2011 10:16:49 AM
careful-vigilance4$44.0012/20/2011 9:50:09 AM
1willray$25.0012/20/2011 10:09:53 AM
graceful-IRAinvestment$25.0012/20/2011 9:39:16 AM
finance-prescription$99.0012/20/2011 9:48:38 AM
handshake5$100.0012/20/2011 9:37:40 AM
ChuckieG$25.0012/20/2011 9:24:46 AM
unbelievable-exchange$25.0012/20/2011 9:24:37 AM
golden-cat$25.0012/20/2011 9:19:09 AM
Wellman$25.0012/20/2011 9:19:24 AM
life-is-great$25.0012/20/2011 9:24:01 AM
important-openness1$100.0012/20/2011 9:13:40 AM
gain-kitten$25.0012/20/2011 9:19:02 AM
diplomatic-wealth7$25.0012/20/2011 9:10:11 AM
fortytwo$123.0012/20/2011 9:08:11 AM
sosleep$25.0012/20/2011 8:01:31 AM
orange-preeminant-bill$25.0012/20/2011 7:45:34 AM
thebigrig$200.0012/20/2011 7:25:52 AM
GElender$40.0012/20/2011 6:09:17 AM
ethical-truth211$300.0012/20/2011 6:04:54 AM
suave-dime6$25.0012/20/2011 5:58:28 AM
credible-balance0$25.0012/20/2011 5:40:18 AM
culldud6900$58.3812/20/2011 5:33:52 AM
SolarMoonshine$25.0012/20/2011 3:39:11 AM
new-social-economist$60.0012/19/2011 11:00:04 PM
natural-greenback6$25.0012/19/2011 10:50:08 PM
money-booster2$35.0012/19/2011 10:17:59 PM
Ducatiman1978$25.0012/19/2011 9:05:26 PM
processor115$50.0012/19/2011 8:46:54 PM
Loanstou$74.1512/19/2011 8:15:11 PM
factcheck$41.4012/20/2011 12:37:24 AM
hawaii5-0$30.0012/20/2011 12:04:07 AM
heatherwood$25.0012/19/2011 5:56:56 PM
red-power-pecan$50.0012/19/2011 5:44:03 PM
heatherwood$50.0012/19/2011 5:54:13 PM
loanman2007$25.0012/12/2011 9:18:32 AM
first-friendly-listing$40.1612/13/2011 7:26:49 AM
sjc224$25.0012/13/2011 4:20:43 PM
vivid-p2ploan1$25.0012/14/2011 11:12:52 PM
unbelievable-exchange$100.0012/15/2011 4:45:35 PM
bazaar-festivity$25.0012/15/2011 5:18:03 PM
deal-searcher1$25.0012/16/2011 5:30:44 AM
processor115$25.0012/16/2011 4:20:26 PM
papaloha$25.0012/16/2011 6:50:58 PM
kendallv$50.0012/18/2011 6:20:42 PM
alexander-hamilton$50.0012/19/2011 10:23:13 AM
buddy486$25.0012/19/2011 1:43:56 PM
vigilance-portait5$50.0012/19/2011 2:31:17 PM
velocity-flag$25.0012/19/2011 2:56:30 PM
charming-return031$25.0012/19/2011 3:37:12 PM
unclejaef$25.0012/19/2011 2:35:32 PM
cattlebaron$50.0012/19/2011 4:27:14 PM
nimble-revenue5$50.0012/19/2011 5:08:18 PM
orange-vigilance-shower$50.0012/19/2011 5:19:33 PM
capital-renewal$25.0012/19/2011 5:22:52 PM
wwwUniversal$25.0012/19/2011 5:24:23 PM
VesuvianMan$25.0012/19/2011 5:12:33 PM
Derel$50.0012/19/2011 5:14:06 PM
mercuriant$25.0012/19/2011 5:27:12 PM
blue-lively-platinum$25.0012/19/2011 5:18:01 PM
bonus-demon$50.0012/19/2011 5:32:26 PM
the-laudable-peso$40.0012/19/2011 5:19:51 PM
heart514$25.0012/19/2011 5:25:42 PM
stepatatime-together$100.0012/19/2011 5:30:08 PM
jjswanso$100.0012/19/2011 5:40:53 PM
worthy-bid8$50.0012/19/2011 5:37:57 PM
social-cocktail1$112.0012/19/2011 5:46:03 PM
hyrolln$25.0012/19/2011 5:53:35 PM
impressive-justice6$50.0012/19/2011 7:50:34 PM
well-mannered-income3$40.0012/19/2011 8:08:36 PM
BradP$25.0012/19/2011 6:17:58 PM
bold-peaceful-silver$25.0012/19/2011 7:43:07 PM
market-pudding$25.0012/20/2011 3:26:49 AM
kellydawn$25.0012/20/2011 5:35:58 AM
all_of_that_one$35.0012/20/2011 6:11:05 AM
rolo12$25.0012/20/2011 3:15:00 AM
green28$136.3712/20/2011 5:09:18 AM
leverage-monger$25.0012/20/2011 8:00:51 AM
houli123$25.0012/20/2011 6:26:20 AM
nfx$25.0012/20/2011 7:29:26 AM
shrewd-peace7$25.0012/20/2011 9:09:50 AM
keichi03$30.0012/20/2011 8:04:20 AM
missing-link$25.0012/20/2011 9:26:12 AM
yngling$25.0012/20/2011 9:26:53 AM
thelovebug$100.0012/20/2011 9:29:57 AM
davisfl$25.0012/20/2011 9:34:15 AM
lagnisiruk$25.0012/20/2011 9:51:08 AM
unforgettable-wealth4$50.0012/20/2011 9:55:28 AM
Mariner3605$25.0012/20/2011 9:43:06 AM
CA-Lender$25.0012/20/2011 10:07:09 AM
deal-hickory5$53.0012/20/2011 9:50:21 AM
Katburg$25.0012/20/2011 9:47:47 AM
bold-direct-asset$50.0012/20/2011 9:50:31 AM
CashRush$25.0012/20/2011 10:42:36 AM
mistrmark$50.0012/20/2011 10:11:41 AM
ricklip$100.0012/20/2011 10:23:03 AM
ChrisProsper$53.6912/20/2011 10:47:50 AM
orgy63$25.0012/20/2011 10:43:47 AM
119 Investments
 
Borrower Payment Dependent Notes Series 542865
This series of Notes was issued and sold upon the funding of the borrower loan #57442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,800.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $87.79
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1987 Debt/Income ratio: 6%
Credit score: 820-839 (Dec-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $952Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: intelligent-generosity653 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Motor Cycle Rebuild
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
first-favorite-bonus9$25.0012/12/2011 5:06:52 PM
igniter584$25.0012/12/2011 5:11:47 PM
aabadabadoo$25.0012/12/2011 5:11:59 PM
auction-elvis$25.0012/12/2011 5:12:36 PM
jonandmeg21$25.0012/12/2011 5:20:17 PM
mrpowers5531$25.0012/12/2011 5:20:31 PM
sensational-kindness$25.0012/12/2011 5:18:36 PM
sweet-loan7$25.0012/12/2011 5:18:06 PM
Kyjamune$25.0012/12/2011 5:22:56 PM
income-banjo$50.0012/12/2011 5:23:00 PM
cashhelp$25.0012/12/2011 5:41:18 PM
esabzb$25.0012/12/2011 5:47:18 PM
asset-producer1$100.0012/12/2011 7:40:03 PM
blot44$50.0012/12/2011 7:46:52 PM
Zipperdu$80.0012/13/2011 3:45:17 AM
restless-balance9$80.0012/13/2011 3:47:01 AM
Cascadianomics$25.0012/13/2011 12:12:34 AM
happy-loot3$100.0012/13/2011 7:54:24 AM
studious-peso$25.0012/13/2011 8:18:24 AM
riproaringrapids$25.0012/13/2011 9:06:05 AM
unclejaef$25.0012/13/2011 8:53:09 AM
SourDoughSteve$25.0012/13/2011 7:06:58 AM
g314$25.0012/13/2011 9:08:31 AM
Natronpee$25.0012/13/2011 9:09:00 AM
bonafide-asset8$25.0012/13/2011 7:26:54 AM
D911ave$50.0012/13/2011 9:06:17 AM
Daneistes$50.0012/13/2011 9:07:47 AM
get30inc$50.0012/13/2011 9:08:16 AM
vivacious-truth3$25.0012/13/2011 9:13:18 AM
moola-man$25.0012/13/2011 9:13:34 AM
Mark090$25.0012/13/2011 8:16:03 AM
Hillbilly_Banker$25.0012/13/2011 8:24:52 AM
pleasant-basis$25.0012/13/2011 9:05:32 AM
compoundinterest$50.0012/13/2011 9:12:59 AM
encore06$25.0012/12/2011 5:05:55 PM
timbob$100.0012/12/2011 5:13:22 PM
rockytop$46.0012/12/2011 5:13:43 PM
diversification-surge$25.0012/12/2011 5:14:06 PM
currency-agave$60.0012/12/2011 5:14:56 PM
credit-statuette8$50.0012/12/2011 5:17:50 PM
NoCal$25.0012/12/2011 5:19:42 PM
cebgop$25.0012/12/2011 5:26:46 PM
MONEYLENDER101$50.0012/12/2011 5:28:35 PM
neighborly-hope6$100.0012/12/2011 5:23:41 PM
AFairDeal$25.0012/12/2011 5:26:49 PM
brazilofmux$100.0012/12/2011 5:29:44 PM
daisuke$25.0012/12/2011 5:35:39 PM
indomitable-coin$25.0012/12/2011 5:23:03 PM
jscope$25.0012/12/2011 5:43:03 PM
AmericanCredit$50.0012/12/2011 5:43:21 PM
Lo0se_mo0se$25.0012/12/2011 6:51:32 PM
langdonx$50.0012/12/2011 8:34:25 PM
transparency-giant$50.0012/12/2011 9:37:57 PM
the_winning_ticket$100.0012/13/2011 1:06:39 AM
Captain_America$50.0012/13/2011 6:48:12 AM
Firescreek$25.0012/13/2011 5:01:09 AM
Pasagam$50.0012/13/2011 5:38:31 AM
Cai8899$50.0012/13/2011 9:08:28 AM
acropiloterau2002$25.0012/13/2011 9:10:42 AM
1phantom$25.0012/13/2011 9:06:42 AM
john0720$25.0012/13/2011 7:30:28 AM
vigorous-payment6$25.0012/13/2011 7:42:19 AM
bold-yield-rumbler$25.0012/13/2011 9:09:03 AM
blue-lively-platinum$25.0012/13/2011 9:13:30 AM
famous-ore2$34.0012/13/2011 9:13:40 AM
wtrboy$25.0012/13/2011 9:10:56 AM
zenchef$25.0012/13/2011 9:10:58 AM
loan-rider7$50.0012/13/2011 8:11:49 AM
point-zebra$25.0012/13/2011 9:05:28 AM
basis-ferret8$50.0012/13/2011 9:08:10 AM
bid-papyrus$25.0012/13/2011 9:11:52 AM
71 Investments
 
Borrower Payment Dependent Notes Series 542929
This series of Notes was issued and sold upon the funding of the borrower loan #58290, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $214.47
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-2006 Debt/Income ratio: 4%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 11 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,842Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: No  
Screen name: coin-sasquatch4 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used for a good cause.

My financial situation:
I am a good candidate for this loan because I have good credit and no debt (other than school loans which my wife and I are making payments on to pay off as fast as possible). We pay our entire credit card balance every month to avoid unnecessary interest (only use the cards for rewards and security).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$27.7312/22/2011 5:02:35 PM
scrappy-leverage6$25.0012/22/2011 5:26:34 PM
worthy-bid8$50.0012/22/2011 5:27:44 PM
jkeller4000$25.0012/22/2011 5:25:13 PM
currency-agave$60.0012/22/2011 5:30:01 PM
AFairDeal$25.0012/22/2011 5:35:04 PM
ricklip$100.0012/22/2011 5:39:49 PM
bb575$50.0012/22/2011 5:40:44 PM
selector568$300.0012/22/2011 5:45:38 PM
tomdooley12520$25.0012/23/2011 4:36:05 AM
cerebral-dollar773$49.4112/23/2011 5:30:45 AM
Bieling$25.0012/23/2011 8:06:08 AM
radforj22$25.0012/23/2011 8:42:44 AM
income-banjo$50.0012/23/2011 9:09:55 AM
wlm3012$40.0012/23/2011 12:03:49 PM
superb-funds335$25.0012/23/2011 5:08:08 PM
Johnab$25.0012/24/2011 5:40:25 AM
compassionate-asset8$27.4412/24/2011 9:52:02 AM
intuitive-integrity9$50.0012/25/2011 12:19:29 PM
shellstar$25.0012/25/2011 4:04:35 PM
bfn311$25.0012/26/2011 4:59:09 AM
Supernick$300.0012/26/2011 4:37:16 AM
dreamhope$25.0012/26/2011 2:44:32 PM
bughead$25.0012/26/2011 4:18:41 PM
famous-bill$75.0012/26/2011 4:46:29 PM
successful-agreement7$100.0012/26/2011 5:22:37 PM
BankofHank$100.0012/26/2011 9:20:05 PM
Wilhan$25.0012/27/2011 5:46:36 AM
nikkiesgrandma$25.0012/27/2011 6:58:15 AM
buffalobills$25.0012/27/2011 9:23:52 AM
kenji4861$25.0012/27/2011 9:34:49 AM
cash-spinner$25.2312/27/2011 11:17:15 AM
bubb_hans$100.0012/27/2011 12:31:16 PM
LianaB$100.0012/27/2011 12:53:56 PM
diverse-felicity7$50.0012/27/2011 2:39:23 PM
money-booster2$50.0012/27/2011 3:40:52 PM
Hartfelt$30.0012/27/2011 7:21:02 PM
a-finance-nirvana$25.0012/28/2011 2:59:42 AM
umfan123$25.0012/28/2011 8:51:02 AM
indomitable-coin$25.0012/28/2011 9:58:53 AM
durable-investment8$30.0012/28/2011 11:29:49 AM
ScowSailor$150.0012/28/2011 11:50:43 AM
Oranje88$75.0012/28/2011 10:49:36 AM
friendinmoney$30.0012/28/2011 11:44:20 AM
T-L-B$35.4112/28/2011 12:41:31 PM
Dan4703$25.0012/28/2011 2:54:40 PM
direct-responsibility7$104.0012/28/2011 3:18:57 PM
market-maximizer472$100.0012/28/2011 4:24:34 PM
CE88$25.0012/28/2011 5:05:20 PM
finance-symphony7$50.0012/28/2011 7:26:19 PM
hidavehi$44.0012/28/2011 9:01:07 PM
riproaringrapids$35.0012/22/2011 5:14:51 PM
TrustPlus$50.0012/22/2011 5:27:39 PM
vutah$25.0012/22/2011 6:10:40 PM
penny-plato$25.0012/22/2011 6:36:48 PM
greenback-investor7$200.0012/22/2011 6:19:16 PM
notabanker$350.0012/22/2011 11:20:35 PM
blot44$25.0012/23/2011 5:54:12 AM
HELP_TRUTHFULLY$25.0012/23/2011 6:58:17 AM
impressive-justice6$50.0012/23/2011 9:44:44 AM
TomDalonajay$25.0012/23/2011 9:56:46 AM
nuclearmoose$25.0012/23/2011 9:57:07 AM
factcheck$35.0012/24/2011 1:20:43 AM
alpinaut$30.0012/24/2011 7:11:55 AM
EJPiper$25.0012/24/2011 7:54:14 AM
managedfund$1,200.0012/24/2011 3:35:38 PM
thankful-nickel2$25.0012/24/2011 3:55:39 PM
mojii77$50.0012/25/2011 7:34:12 AM
p40thawk$25.0012/25/2011 10:27:24 AM
blue-useful-auction$25.0012/25/2011 9:06:35 AM
RyanTH9893$25.0012/25/2011 6:55:51 PM
a_salt_miner$25.0012/25/2011 8:14:29 PM
roadtruck$50.0012/25/2011 10:36:53 PM
finance-symphony7$100.0012/26/2011 7:30:47 AM
Pizza-man$50.0012/26/2011 7:22:55 AM
dbs$25.0012/26/2011 9:33:01 AM
processor115$25.0012/26/2011 9:41:37 AM
Ocean713$75.0012/26/2011 11:13:51 AM
BANKIN$36.8312/26/2011 3:25:37 PM
Christus_Victor$25.9912/26/2011 4:37:27 PM
pathcrx$25.0012/26/2011 6:45:16 PM
emphatic-responsibility$25.0012/26/2011 7:05:10 PM
mex_invests$25.0012/26/2011 8:05:03 PM
availableloan$25.0012/26/2011 10:17:52 PM
beachfunder$25.0012/27/2011 4:37:22 PM
houli123$25.0012/27/2011 11:12:22 PM
generous-deal6$25.0012/28/2011 1:26:27 AM
scrappy-bonus2$25.0012/28/2011 10:33:50 AM
prossperous01$25.0012/28/2011 11:10:28 AM
happy-loot3$200.0012/28/2011 12:03:09 PM
rupee-equation2$50.0012/28/2011 2:28:50 PM
mizon291$30.0012/28/2011 3:18:37 PM
pine643$35.0012/28/2011 7:09:04 PM
compassionate-dime0$79.7012/28/2011 7:17:12 PM
lanlie$314.2612/29/2011 3:17:41 AM
95 Investments
 
Borrower Payment Dependent Notes Series 542949
This series of Notes was issued and sold upon the funding of the borrower loan #57617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-06-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 9.74% Borrower rate/APR: 10.74% / 13.54% Monthly payment: $489.24
 
Lender servicing fee: 1.00% Effective Yield*: 9.71%  
Estimated return*: 7.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-1967 Debt/Income ratio: 2%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:6y 6m
Amount delinquent: $0 Total credit lines: 7 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $193Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: wealth-prodigy1 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 100% ) 740-759 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
740-759 (Apr-2011)
 
Principal balance: $1,359.84 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
Kitchen Remodel
Purpose of loan:
This loan will be used to remodel our kitchen in January. The bid is between $25-33K. I do have savings but don't want to eat it all up on this and would like to also continue building good credit.

My financial situation:
I am a good candidate for this loan because my financial situation is solid and unchanged since my last Prosper loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
GElender$40.0012/6/2011 5:07:22 PM
indomitable-coin$25.0012/6/2011 5:09:16 PM
igniter584$25.0012/6/2011 5:06:03 PM
superb-funds335$25.0012/6/2011 5:19:36 PM
green-trade-dolphin2$30.0212/6/2011 5:03:19 PM
ricklip$100.0012/6/2011 6:54:52 PM
skillful-diversification2$25.0012/6/2011 5:30:55 PM
cerebral-dollar773$50.0012/7/2011 6:59:06 AM
first-serene-credit$25.0012/7/2011 7:21:54 AM
impressive-justice6$25.0012/7/2011 6:22:53 AM
reinforced-market3$25.0012/6/2011 6:52:45 PM
LoanAngel$25.0012/7/2011 10:33:13 AM
susurrus$50.0012/7/2011 2:45:37 PM
ricklip$100.0012/7/2011 4:28:00 PM
brazilofmux$100.0012/7/2011 5:30:02 PM
igniter584$25.0012/8/2011 6:22:37 AM
rlaboy$25.0012/8/2011 7:11:40 AM
Starica$300.0012/8/2011 4:44:55 PM
availableloan$25.0012/8/2011 8:45:23 PM
Lo0se_mo0se$30.0012/8/2011 8:47:59 PM
passivesf$100.0012/9/2011 6:17:38 AM
3_boyz$75.0012/9/2011 12:27:37 PM
kenji4861$25.0012/9/2011 5:30:16 PM
payout-motivator0$100.0012/9/2011 8:48:46 PM
intuitive-integrity9$50.0012/10/2011 10:16:41 AM
subtle-revenue0$25.0012/10/2011 12:37:41 PM
bruin558$80.0012/10/2011 9:43:19 PM
fragonardlives$25.0012/11/2011 7:29:38 AM
green-rate-futurist$500.0012/11/2011 8:08:56 AM
income-banjo$100.0012/11/2011 8:10:39 AM
unforgettable-wealth4$50.0012/11/2011 8:07:56 AM
tsui517$50.0012/11/2011 8:11:24 AM
Ocean713$75.0012/11/2011 11:10:03 AM
britgsb$30.0012/11/2011 12:17:42 PM
bb575$50.0012/11/2011 10:38:12 PM
heerzaquestion$75.0012/12/2011 9:53:33 AM
lucrative-coin$50.0012/12/2011 5:09:27 PM
asset-producer1$100.0012/12/2011 7:58:30 PM
asset-producer1$100.0012/12/2011 8:02:04 PM
HamachiMan$50.0012/12/2011 8:24:40 PM
the_winning_ticket$100.0012/13/2011 1:06:09 AM
transparency-giant$50.0012/12/2011 9:37:46 PM
wealth-infusion6$200.0012/13/2011 12:30:36 PM
tender-fund1$152.1212/13/2011 1:45:32 PM
ethicalhumanist$100.0012/13/2011 2:21:20 PM
themoneydoctor$115.5012/13/2011 3:06:01 PM
SARMAR$50.0012/13/2011 4:02:27 PM
skillful-auction$25.0012/13/2011 6:37:14 PM
majestic-income1$25.0012/13/2011 5:51:18 PM
MASinVestment$100.0012/14/2011 7:32:57 AM
reflective-greenback1$25.0012/14/2011 10:05:07 AM
pdub$75.0012/6/2011 5:10:50 PM
trade-burrito4$35.0012/6/2011 5:13:39 PM
BxRealtor$25.0012/6/2011 5:20:38 PM
houli123$50.0012/6/2011 5:38:06 PM
happy-loot3$100.0012/6/2011 5:40:15 PM
vinayski$25.0012/6/2011 5:41:00 PM
AFairDeal$25.0012/6/2011 5:43:18 PM
Nazbuster$50.0012/6/2011 8:07:26 PM
timbob$100.0012/6/2011 5:15:25 PM
careful-note$50.0012/6/2011 5:27:16 PM
determined-revenue1$35.0012/6/2011 5:40:01 PM
impressive-justice6$50.0012/7/2011 6:15:58 AM
blot44$25.0012/7/2011 5:28:54 AM
market-solstice2$25.0012/7/2011 10:18:45 AM
tolerant-dinero2$25.0012/7/2011 10:08:38 AM
affluence-generator2$100.0012/7/2011 11:17:09 AM
moola-gargantuan9$50.0012/8/2011 6:07:25 AM
loanman2007$25.0012/9/2011 9:15:11 AM
money-booster2$25.0012/9/2011 12:11:59 PM
scrappy-bonus2$25.0012/9/2011 4:06:12 PM
riproaringrapids$25.0012/9/2011 8:02:49 PM
currency-agave$50.0012/10/2011 11:15:09 AM
dollar-trajectory8$50.0012/10/2011 2:16:29 PM
bonafide-transaction1$76.3512/10/2011 4:49:34 PM
what_goes_around$50.0012/11/2011 5:22:30 AM
djs81$25.0012/11/2011 9:50:47 AM
bold-yield-rumbler$25.0012/11/2011 12:11:15 PM
basis-ferret8$50.0012/11/2011 6:55:22 PM
janeybooboo$100.0012/12/2011 3:41:49 AM
astute-fairness0$25.0012/12/2011 12:08:01 PM
lvmises$50.0012/12/2011 2:25:23 PM
happy-loot3$100.0012/12/2011 3:21:15 PM
asset-producer1$100.0012/12/2011 7:55:28 PM
heart514$25.0012/12/2011 7:27:03 PM
a-finance-nirvana$25.0012/13/2011 2:29:40 AM
msw_engr$50.0012/13/2011 7:01:47 AM
loan-rider7$25.0012/13/2011 8:00:01 AM
commanding-treasure2$50.0012/13/2011 10:59:36 AM
Asgardian$25.0012/13/2011 5:32:25 PM
Socorro_Capital_Partners$25.0112/13/2011 9:16:52 PM
impressive-justice6$50.0012/13/2011 10:01:18 PM
MissionMicroFinance$25.0012/14/2011 7:53:31 AM
Bank42$33.2012/14/2011 5:07:15 AM
worth-blanket2$9,300.0012/14/2011 12:31:51 PM
95 Investments
 
Borrower Payment Dependent Notes Series 542955
This series of Notes was issued and sold upon the funding of the borrower loan #57521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-06-2011 
Term: 36 months Listing End date:  Dec-07-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $240.50
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1978 Debt/Income ratio: 26%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 8 / 8Length of status:28y 4m
Amount delinquent: $1,625 Total credit lines: 50 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,636Stated income:$50,000-$74,999
Delinquencies in last 7y: 79 Bankcard utilization: 30%  
   Homeownership: No  
Screen name: contract-hunter7 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: Home Improvement. Loan will be used to repair my broken tile and brick front porch on my brick house...

My financial situation: Sound
I am a good candidate for this loan because I work hard and have held my job for over 30 years....


Monthly net income: $ 4500.
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
papaloha$25.0012/7/2011 9:06:47 AM
Bob450$25.0012/7/2011 12:17:35 PM
digitaldan$25.0012/7/2011 1:17:18 PM
loan-oasis4$25.0012/7/2011 1:12:53 PM
worth-blanket2$5,900.0012/7/2011 10:48:49 AM
5 Investments
 
Borrower Payment Dependent Notes Series 543019
This series of Notes was issued and sold upon the funding of the borrower loan #57540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-06-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.64% Borrower rate/APR: 16.64% / 19.55% Monthly payment: $248.32
 
Lender servicing fee: 1.00% Effective Yield*: 15.37%  
Estimated return*: 9.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-2000 Debt/Income ratio: 15%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:6y 11m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,971Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 83%  
   Homeownership: No  
Screen name: treasure-fort0 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Deb Consolidation
Purpose of loan:
This loan will be used to consolidate existing debt into one lower payment.

My financial situation:
I am a good candidate for this loan because I have a steady job.


Monthly net income: $3500
Monthly expenses: $2200

Insurance: $100
Car expenses: $300
Utilities: $250
Phone, cable, internet: $250
Food, entertainment: $750
Clothing, household expenses: $150
Credit cards and other loans: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
richmondcowboy$25.0012/14/2011 9:55:06 AM
Starica$300.0012/14/2011 12:46:48 PM
duty-explosion9$75.0012/14/2011 11:15:23 AM
villagers$50.0012/14/2011 3:32:24 PM
mirth378$25.0012/14/2011 3:47:49 PM
Cherrypicker$30.0012/14/2011 4:16:22 PM
diablorulz$50.0012/14/2011 4:22:24 PM
worth-viking$100.0012/14/2011 12:33:06 PM
ven$50.0012/14/2011 5:10:08 PM
duty-explosion9$50.0012/14/2011 5:17:24 PM
green-rate-futurist$25.0012/14/2011 3:16:38 PM
mflawyer$25.0012/14/2011 4:32:05 PM
basis-mammal$25.0012/14/2011 5:30:52 PM
indomitable-dedication$25.0012/14/2011 5:11:31 PM
Elefunt$25.0012/14/2011 5:34:38 PM
lagnisiruk$25.0012/14/2011 5:16:09 PM
ursus$50.0012/14/2011 5:17:12 PM
tender-commerce8$50.0012/14/2011 5:41:09 PM
bid-czar8$100.0012/14/2011 5:18:12 PM
graceful-IRAinvestment$100.0012/14/2011 5:19:48 PM
KLCRAY$25.0012/14/2011 5:39:44 PM
ore-jalapeno4$50.0012/14/2011 5:41:04 PM
seabassx$25.0012/14/2011 12:21:43 PM
grf1945$25.0012/14/2011 12:20:03 PM
syounker$25.0012/14/2011 9:30:43 AM
ctgscott$25.0012/14/2011 9:26:04 AM
market-assembler$50.0012/14/2011 9:52:44 AM
kulender$100.0012/14/2011 9:38:39 AM
market-assembler$25.0012/14/2011 9:08:23 AM
cutter21$25.0012/14/2011 9:19:35 AM
williemc44$25.0012/14/2011 9:15:47 AM
MASinVestment$100.0012/14/2011 7:32:57 AM
the-laudable-peso$40.0012/14/2011 7:04:44 AM
financial-frenzy$25.0012/14/2011 9:11:05 AM
money-booster2$30.0012/14/2011 6:46:15 AM
Smallbear$25.0012/14/2011 5:38:46 AM
finance-magma7$25.0012/13/2011 9:44:59 PM
dckpolo$25.0012/14/2011 5:29:14 AM
blue-radiant-economy$100.0012/14/2011 3:31:59 AM
cattlebaron$25.0012/13/2011 9:04:23 PM
gravbox$25.0012/13/2011 6:01:08 PM
EngineersAlliance$125.0012/13/2011 5:46:08 PM
meenan$100.0012/13/2011 5:48:38 PM
lender2611$25.0012/13/2011 5:42:59 PM
terrific-dough6$50.0012/13/2011 5:41:10 PM
mikrolown$25.0012/13/2011 5:40:44 PM
GCInvestments$25.0012/13/2011 5:14:04 PM
income-banjo$50.0012/13/2011 5:13:19 PM
ultimate-payment$25.0012/13/2011 5:33:33 PM
extraordinary-silver5$25.0012/13/2011 5:30:41 PM
ericgassercom$25.0012/13/2011 5:24:36 PM
jgar_O$25.0012/13/2011 5:10:51 PM
riproaringrapids$25.0012/13/2011 5:07:41 PM
sjc224$25.0012/13/2011 4:20:21 PM
value-fortress3$25.0012/13/2011 3:00:42 PM
help4u$25.0012/13/2011 2:50:47 PM
nunnie$25.0012/13/2011 12:58:13 PM
commanding-treasure2$50.0012/13/2011 10:59:36 AM
asset-producer1$100.0012/12/2011 7:55:28 PM
heart514$25.0012/12/2011 7:27:04 PM
value-fortress3$50.0012/12/2011 7:26:36 PM
majestic-repayment3$25.0012/11/2011 1:53:40 PM
LesPaul1$25.0012/11/2011 3:12:40 PM
Starica$200.0012/11/2011 12:07:40 PM
compassion-neutron$25.0012/11/2011 5:02:09 AM
EarlyRiser$250.0012/10/2011 7:29:16 AM
C2Banking$25.0012/8/2011 5:39:20 PM
deal-searcher1$25.0012/8/2011 11:08:28 AM
BigMac1953$25.0012/8/2011 7:33:15 AM
igniter584$25.0012/8/2011 6:22:38 AM
happy-loot3$100.0012/6/2011 5:40:16 PM
igniter584$25.0012/6/2011 5:06:04 PM
ricklip$100.0012/6/2011 6:54:53 PM
impressive-justice6$25.0012/7/2011 10:45:21 AM
daekpon$50.0012/7/2011 4:38:08 PM
affluence-generator2$100.0012/7/2011 11:09:30 AM
bazaar-festivity$32.0012/8/2011 9:36:53 AM
newest-funds-powerplant$25.0012/8/2011 9:50:06 PM
Investor_DP$100.0012/9/2011 9:21:29 AM
blue-lively-platinum$25.0012/10/2011 2:21:45 PM
asset-producer1$100.0012/12/2011 8:02:04 PM
the_winning_ticket$100.0012/13/2011 1:06:11 AM
wealth-infusion6$200.0012/13/2011 12:30:37 PM
cardminger$25.0012/13/2011 1:26:48 PM
haplender$50.0012/13/2011 1:48:07 PM
dough-souffle$100.0012/13/2011 2:20:19 PM
SolarMoonshine$25.0012/13/2011 5:04:00 PM
MASinVestment$50.0012/13/2011 5:15:59 PM
MASinVestment$100.0012/13/2011 5:16:32 PM
BxRealtor$25.0012/13/2011 5:16:47 PM
spitzbergen$25.0012/13/2011 5:18:42 PM
timbob$100.0012/13/2011 5:24:07 PM
brazilofmux$100.0012/13/2011 5:26:01 PM
EvalCrux$50.0012/13/2011 5:34:08 PM
worthy-bid8$50.0012/13/2011 5:40:22 PM
bold-durability-drum$60.0012/13/2011 5:42:18 PM
Kaj$25.0012/13/2011 5:41:03 PM
basis-ferret8$50.0012/13/2011 5:20:51 PM
credit-maple5$25.0012/13/2011 5:47:26 PM
britgsb$30.0012/13/2011 5:31:33 PM
careful-compassion$25.0012/13/2011 6:13:31 PM
mtquan$25.0012/13/2011 5:34:40 PM
loot-heart$25.0012/13/2011 6:44:31 PM
janeybooboo$75.0012/13/2011 9:42:18 PM
currency-persimmon$25.0012/14/2011 5:38:56 AM
peripatetic$25.0012/14/2011 1:13:14 AM
vigorous-payment6$25.0012/14/2011 8:46:45 AM
Rusty3$25.0012/14/2011 8:42:06 AM
cberthiaume$25.0012/14/2011 9:05:28 AM
LendGuy$25.0012/14/2011 8:42:11 AM
wwwUniversal$25.0012/14/2011 9:06:13 AM
wise-silver-wonder$25.0012/14/2011 9:12:34 AM
HamachiMan$50.0012/14/2011 9:29:43 AM
money-bauble$41.0012/14/2011 9:38:25 AM
generosity-poem2$100.0012/14/2011 10:57:15 AM
progressive-economy261$355.0012/14/2011 9:36:52 AM
richmondcowboy$25.0012/14/2011 9:52:14 AM
inprotest$50.0012/14/2011 12:32:00 PM
keeks$25.0012/14/2011 2:47:19 PM
Ducatiman1978$25.0012/14/2011 4:45:29 PM
Weaverville$25.0012/14/2011 5:03:16 PM
ttnk62918$25.0012/14/2011 5:07:39 PM
KCEnterprises$50.0012/14/2011 2:34:44 PM
cash-reaction2$50.0012/14/2011 5:21:23 PM
CAGE-Investments$25.0012/14/2011 5:21:46 PM
principal-cooker2$100.0012/14/2011 5:19:15 PM
prescription0$25.0012/14/2011 5:24:44 PM
Mark-7$50.0012/14/2011 5:23:23 PM
melodious-fairness$25.0012/14/2011 5:25:24 PM
graceful-IRAinvestment$100.0012/14/2011 5:28:57 PM
transparency-giant$36.0012/14/2011 5:14:22 PM
gizzywump$25.0012/14/2011 5:25:51 PM
postalwhiz$25.0012/14/2011 5:34:04 PM
ivadood$50.0012/14/2011 5:36:41 PM
134 Investments
 
Borrower Payment Dependent Notes Series 543087
This series of Notes was issued and sold upon the funding of the borrower loan #57509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.64% Borrower rate/APR: 16.64% / 19.55% Monthly payment: $390.21
 
Lender servicing fee: 1.00% Effective Yield*: 15.37%  
Estimated return*: 9.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1987 Debt/Income ratio: 18%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:6y 11m
Amount delinquent: $0 Total credit lines: 9 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,019Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: No  
Screen name: heroic-credit7 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: debt consolidation
This loan will be used to...

My financial situation: good income
I am a good candidate for this loan because... I have a good credit rating of 719 and I have been focused on paying my debts off. This loan will allow me to consolidate a few of the debts to focus payments.


Monthly net income: $ 5500
Monthly expenses: $4500
Housing: $780
Insurance: $60
Car expenses: $340
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $1100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/8/2011 5:33:21 PM
LongTail$25.0012/7/2011 9:16:42 AM
one-midas$25.0012/7/2011 10:41:05 AM
igniter584$25.0012/7/2011 9:23:39 AM
Bank_Of_XL$25.0012/7/2011 11:53:01 AM
SOP_Bank$25.0012/7/2011 1:06:04 PM
impressive-justice6$25.0012/7/2011 10:45:22 AM
alexander-hamilton$50.0012/8/2011 2:07:08 PM
BxRealtor$25.0012/8/2011 5:06:21 PM
simplyonce$50.0012/8/2011 5:15:00 PM
pound-mushroom3$25.0012/8/2011 5:30:12 PM
passivesf$75.0012/8/2011 6:42:09 PM
cerebral-dollar773$70.6212/9/2011 6:09:36 AM
BenR$100.0012/9/2011 9:42:44 AM
brazilofmux$37.0012/9/2011 9:39:07 AM
revenue-burst676$25.0012/9/2011 5:36:53 PM
vutah$25.0012/9/2011 6:19:59 PM
green-rate-futurist$350.0012/9/2011 6:48:43 PM
boylezz$25.0012/9/2011 7:04:33 PM
a-balance-surgeon$50.0012/9/2011 9:30:58 PM
money-booster2$25.0012/9/2011 10:53:17 PM
Ripsaw4U$39.0012/10/2011 12:10:34 PM
Brainworm$25.0012/10/2011 12:46:19 PM
theaterguy$25.0012/10/2011 1:02:25 PM
phenomenal-gain5$25.0012/10/2011 3:55:02 PM
reward-motion$25.0012/10/2011 6:01:48 PM
bold-bright-currency$25.0012/10/2011 8:18:06 PM
blueshound$25.0012/10/2011 8:12:58 PM
philantist$30.0012/10/2011 9:25:24 PM
fragonardlives$25.0012/11/2011 7:29:39 AM
unforgettable-wealth4$50.0012/11/2011 8:07:58 AM
dynrep$50.0012/11/2011 6:54:57 AM
bold-yield-rumbler$25.0012/11/2011 7:39:57 AM
income-banjo$100.0012/11/2011 8:10:40 AM
britgsb$50.0012/11/2011 11:46:02 AM
Ocean713$75.0012/11/2011 11:20:29 AM
CashFlow13$100.0012/11/2011 12:16:51 PM
lostontheedge$25.0012/11/2011 2:25:44 PM
VAGweilo$25.0012/11/2011 4:45:52 PM
value-squirrel3$68.2912/11/2011 6:07:05 PM
janeybooboo$100.0012/12/2011 4:04:17 AM
blooming-kindness$25.0012/12/2011 8:13:28 AM
Tradesmanlender$25.0012/12/2011 9:24:36 AM
chemistry220$25.0012/12/2011 9:44:39 AM
shur$50.0012/12/2011 12:37:46 PM
graceful-IRAinvestment$53.0012/12/2011 1:41:03 PM
bold-durability-drum$60.0012/12/2011 5:38:18 PM
Lo0se_mo0se$25.0012/12/2011 6:55:59 PM
heart514$25.0012/12/2011 7:27:06 PM
Railbird$25.0012/12/2011 7:41:22 PM
asset-producer1$100.0012/12/2011 7:55:29 PM
langdonx$25.0012/12/2011 8:33:59 PM
the_winning_ticket$100.0012/13/2011 1:06:12 AM
organized-payment6$50.0012/13/2011 5:47:45 AM
john0720$25.0012/13/2011 7:30:27 AM
loan-rider7$25.0012/13/2011 7:58:53 AM
the-laudable-peso$50.0012/13/2011 8:15:52 AM
credit-investor5$50.0012/13/2011 6:52:00 AM
unclejaef$25.0012/13/2011 8:53:01 AM
Spring342$25.0012/13/2011 7:55:15 AM
designer_10$25.0012/13/2011 9:19:46 AM
social-zebra$30.0012/13/2011 8:48:36 AM
Agonbiew$50.0012/13/2011 9:13:14 AM
whitegold24k$100.0012/13/2011 9:14:03 AM
maschinenbau$25.0012/13/2011 10:56:10 AM
Earn_money$25.0012/13/2011 11:08:31 AM
integrity-doctor$100.0012/13/2011 12:08:20 PM
credit-bliss8$25.0012/13/2011 3:07:30 PM
Kyileo$25.0012/13/2011 4:11:58 PM
einstein$500.0012/13/2011 3:44:01 PM
income-safehouse9$250.0012/13/2011 4:46:09 PM
fervent-repayment$50.0012/13/2011 5:31:40 PM
thankful-nickel2$25.0012/13/2011 5:31:57 PM
lagnisiruk$25.0012/13/2011 5:16:34 PM
gain-expert$35.0012/13/2011 6:14:39 PM
tkr2$25.0012/13/2011 6:18:17 PM
icon7$40.0012/13/2011 6:52:21 PM
mob205$25.0012/13/2011 7:43:10 PM
cattlebaron$25.0012/13/2011 8:57:35 PM
a-noble-coin$44.1712/13/2011 9:39:58 PM
finance-magma7$25.0012/13/2011 9:44:59 PM
magical-payment0$30.3712/13/2011 10:22:39 PM
careful-compassion$25.0012/13/2011 6:10:11 PM
skillful-auction$50.0012/13/2011 6:43:57 PM
Reddy_Capital$36.0012/13/2011 9:45:17 PM
happy-loot3$100.0012/7/2011 9:53:04 AM
axl163$25.0012/7/2011 10:31:10 AM
AFairDeal$25.0012/7/2011 9:33:32 AM
affluence-generator2$100.0012/7/2011 11:09:30 AM
igniter584$25.0012/8/2011 6:22:40 AM
deal-searcher1$25.0012/8/2011 11:08:29 AM
bazaar-festivity$25.0012/8/2011 5:30:06 PM
market-solstice2$25.0012/8/2011 5:36:19 PM
economy-popcorn$25.0012/9/2011 6:07:18 AM
Investor_DP$100.0012/9/2011 9:21:30 AM
penny-plato$25.0012/9/2011 10:54:52 AM
skillful-asset5$30.0012/9/2011 12:54:11 PM
heavy_ax$50.0012/9/2011 1:15:12 PM
careful-note$50.0012/9/2011 5:06:58 PM
riproaringrapids$25.0012/9/2011 8:02:52 PM
javelin0$25.0012/10/2011 8:26:03 AM
intuitive-integrity9$50.0012/10/2011 10:16:42 AM
tremendous-yield8$25.0012/10/2011 1:23:34 PM
gr8_r8$25.0012/10/2011 3:58:20 PM
happyinvallarta$50.0012/10/2011 4:08:43 PM
Rob717171$40.0012/10/2011 7:02:28 PM
payment-halo$25.0012/10/2011 7:40:20 PM
what_goes_around$50.0012/11/2011 5:21:00 AM
Makemony$50.0012/11/2011 6:31:15 AM
twerns$40.0012/11/2011 9:21:31 AM
UT-Longhorn$25.0012/11/2011 9:19:32 AM
ultimate-payment$25.0012/11/2011 12:08:15 PM
BonesyJones$200.0012/11/2011 10:29:31 AM
Rockytopgent$25.0012/11/2011 10:44:12 AM
majestic-repayment3$25.0012/11/2011 1:53:41 PM
timbob$100.0012/11/2011 12:21:16 PM
inspired-investment8$100.0012/11/2011 6:09:18 PM
basis-ferret8$50.0012/11/2011 6:55:23 PM
drkosh$25.0012/11/2011 4:18:48 PM
balance-chestnut$25.0012/11/2011 8:30:18 PM
feiandasun$25.0012/11/2011 9:01:43 PM
basis-mammal$25.0012/11/2011 9:52:03 PM
5kids5$37.1712/12/2011 8:08:26 AM
Mailmon$25.0012/12/2011 3:18:54 AM
rdrloan$50.0012/12/2011 9:49:01 AM
gjm6d$25.0012/12/2011 9:36:17 AM
puyanera$25.0012/12/2011 9:37:38 AM
order-boomerang$25.0012/12/2011 10:09:10 AM
financial-frenzy$25.0012/12/2011 3:22:17 PM
spitzbergen$25.0012/12/2011 5:12:11 PM
worthy-bid8$50.0012/12/2011 5:20:27 PM
wonder3$35.0012/12/2011 5:28:09 PM
asset-producer1$500.0012/12/2011 7:52:35 PM
value-fortress3$25.0012/12/2011 7:16:02 PM
HamachiMan$50.0012/12/2011 8:24:41 PM
rajs$250.0012/12/2011 8:25:20 PM
ethical-truth211$400.0012/13/2011 3:00:02 AM
transparency-giant$50.0012/12/2011 9:37:47 PM
Pickmar$25.0012/13/2011 5:42:30 AM
Pasagam$33.0012/13/2011 5:38:29 AM
goodhearted-gold3$28.3612/13/2011 5:44:05 AM
GElender$40.0012/13/2011 5:55:01 AM
Butterfly1950$25.0012/13/2011 6:51:15 AM
worth-arch$25.0012/13/2011 6:41:54 AM
Captain_America$50.0012/13/2011 6:48:10 AM
iaffy$25.0012/13/2011 9:10:29 AM
porter22$25.0012/13/2011 7:30:36 AM
power-companion7$27.0012/13/2011 9:15:43 AM
credit-coach118$30.2712/13/2011 9:10:05 AM
wise-deal-panda$100.0012/13/2011 9:38:21 AM
terrific-dough6$50.0012/13/2011 9:22:02 AM
whitegold24k$400.0012/13/2011 9:49:00 AM
meenan$100.0012/13/2011 10:21:21 AM
factcheck$30.0012/13/2011 10:20:53 AM
evergreen16$200.0012/13/2011 10:44:43 AM
commanding-treasure2$50.0012/13/2011 10:59:37 AM
lender2611$50.0012/13/2011 11:42:30 AM
wwwUniversal$25.0012/13/2011 9:49:14 AM
wealth-infusion6$200.0012/13/2011 12:30:38 PM
haplender$50.0012/13/2011 1:48:07 PM
slwholesales$35.0012/13/2011 2:36:25 PM
golden-velocity9$25.0012/13/2011 11:55:34 AM
creditjunky$100.0012/13/2011 2:13:26 PM
dough-souffle$100.0012/13/2011 2:14:05 PM
help4u$25.0012/13/2011 2:50:48 PM
superb-marketplace422$125.0012/13/2011 2:52:41 PM
MASinVestment$50.0012/13/2011 5:16:00 PM
sjc224$25.0012/13/2011 4:20:22 PM
EvalCrux$50.0012/13/2011 5:34:08 PM
Asgardian$35.0012/13/2011 5:50:02 PM
gravbox$25.0012/13/2011 6:01:08 PM
UncleSafety$100.0012/13/2011 6:35:09 PM
Interloper$25.0012/13/2011 8:07:32 PM
wealth-infusion6$200.0012/13/2011 10:01:11 PM
Lubava$25.0012/13/2011 6:10:15 PM
payout-alien6$17.3012/14/2011 1:35:05 AM
flexible-vigilance7$500.0012/13/2011 7:49:55 PM
KramericaIndustries$36.2912/13/2011 9:00:01 PM
careful-note$100.0012/13/2011 11:11:06 PM
peripatetic$25.0012/14/2011 1:13:15 AM
payout-alien6$32.1612/14/2011 1:34:18 AM
181 Investments
 
Borrower Payment Dependent Notes Series 543119
This series of Notes was issued and sold upon the funding of the borrower loan #57659, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 15.64% Borrower rate/APR: 16.64% / 19.55% Monthly payment: $532.11
 
Lender servicing fee: 1.00% Effective Yield*: 15.37%  
Estimated return*: 9.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1988 Debt/Income ratio: 14%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 49 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,418Stated income:$50,000-$74,999
Delinquencies in last 7y: 29 Bankcard utilization: 78%  
   Homeownership: No  
Screen name: excellent-benefit7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to... Purchase a home

My financial situation:
I am a good candidate for this loan because...I pay my bills in time


Monthly net income: $ 4,800.00
Monthly expenses:
Housing: $ 1,175.00
Insurance: $ 83.00
Car expenses: $ 60
Utilities: $ 30
Phone, cable, internet: $ 40
Food, entertainment: $ 150
Clothing, household expenses: $
Credit cards and other loans: $ 50
Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/7/2011 5:08:49 PM
igniter584$25.0012/8/2011 6:22:42 AM
deal-searcher1$25.0012/8/2011 11:08:31 AM
Investor_DP$100.0012/9/2011 9:21:31 AM
EarlyRiser$250.0012/10/2011 7:29:17 AM
tremendous-yield8$25.0012/10/2011 1:23:35 PM
basis-ferret8$50.0012/11/2011 6:55:24 PM
graceful-IRAinvestment$53.0012/12/2011 1:41:03 PM
asset-producer1$100.0012/12/2011 8:02:06 PM
the_winning_ticket$100.0012/13/2011 1:06:14 AM
a-finance-nirvana$25.0012/13/2011 2:29:41 AM
loan-rider7$25.0012/13/2011 7:58:53 AM
unclejaef$25.0012/13/2011 8:53:01 AM
djwinfo$494.0212/15/2011 8:56:00 AM
organized-payment6$50.0012/15/2011 1:01:09 PM
kind-asset-circuit$50.0012/15/2011 2:39:26 PM
FishLending$100.0012/15/2011 3:00:40 PM
balance-whistle7$25.0012/15/2011 4:50:01 PM
vibrant-trade8$35.0012/15/2011 5:05:32 PM
unbelievable-exchange$100.0012/15/2011 4:45:10 PM
timbob$100.0012/15/2011 5:22:23 PM
ADIDASNO$25.0012/15/2011 5:42:27 PM
bold-durability-drum$60.0012/15/2011 5:42:50 PM
riproaringrapids$25.0012/15/2011 5:09:11 PM
jbrel$25.0012/15/2011 5:27:19 PM
ultimate-payment$25.0012/15/2011 5:32:26 PM
intuitive-integrity9$50.0012/15/2011 5:35:12 PM
happy-asset$25.0012/15/2011 7:39:53 PM
cutter21$25.0012/15/2011 5:33:41 PM
browneyegravy$25.0012/15/2011 8:51:32 PM
ballz694$25.0012/15/2011 8:59:54 PM
angelinvestor2$40.0012/15/2011 5:41:47 PM
soulwork$50.0012/15/2011 7:12:27 PM
golden-bid9$25.0012/15/2011 6:41:01 PM
downtownfarm$25.0012/16/2011 3:41:35 AM
oaktownadam$25.0012/16/2011 4:24:59 AM
SomebodysMom$26.7712/15/2011 11:23:01 PM
officer8$25.0012/16/2011 5:43:30 AM
bonus-poplar2$25.0012/16/2011 4:34:33 AM
smart-leverage7$25.0012/15/2011 11:11:13 PM
gustavholstopus32$25.0012/16/2011 5:38:02 AM
p1k4blu$25.0012/16/2011 3:08:35 AM
the-magnetic-transaction$40.0012/16/2011 5:56:07 AM
condor888$25.0012/16/2011 8:04:20 AM
platinum-genetics$25.0012/16/2011 9:13:52 AM
eg192$25.0012/16/2011 9:07:13 AM
Daneistes$50.0012/16/2011 9:19:31 AM
larslfe$25.0012/16/2011 9:07:51 AM
skuba$75.0012/16/2011 9:19:45 AM
Mark0135$50.0012/16/2011 9:08:01 AM
harperpotok$100.0012/16/2011 9:10:06 AM
analogman$25.0012/16/2011 7:23:47 AM
worthy-bid8$50.0012/16/2011 9:15:06 AM
kchen486$26.0012/16/2011 9:25:26 AM
nickel-ferret$50.0012/16/2011 9:25:56 AM
studious-bonus7$47.0012/16/2011 9:24:17 AM
helpinghand63$25.0012/16/2011 9:24:33 AM
Cutts$25.0012/16/2011 9:05:20 AM
junecleaver$25.0012/16/2011 9:05:37 AM
IIP77$25.0012/16/2011 9:33:06 AM
ursus$50.0012/16/2011 9:33:20 AM
peace-cadence$25.0012/16/2011 9:34:24 AM
slartibardfast$25.0012/16/2011 9:10:51 AM
williemc44$25.0012/16/2011 9:35:30 AM
balance2$50.0012/16/2011 9:28:27 AM
cablenews$83.0012/16/2011 9:14:48 AM
reflective-cash0$50.0012/16/2011 9:38:56 AM
unrivaled-silver$25.0012/16/2011 9:40:07 AM
ranstlin$25.0012/16/2011 9:40:17 AM
ski bum$94.0012/16/2011 9:16:29 AM
meenan$100.0012/16/2011 9:19:10 AM
dfealk$25.0012/16/2011 9:32:46 AM
kind-efficient-credit$25.0012/16/2011 9:20:57 AM
gavinfh$25.0012/16/2011 9:35:38 AM
kenji4861$25.0012/16/2011 9:44:42 AM
Anny-Disco$25.0012/16/2011 9:23:49 AM
linklady$25.0012/16/2011 9:37:35 AM
progressive-economy261$400.0012/16/2011 9:39:22 AM
cash-reaction2$25.0012/16/2011 9:48:16 AM
the-profit-oracle$25.0012/16/2011 9:48:58 AM
Ivan2007$25.0012/16/2011 9:41:14 AM
kulender$100.0012/16/2011 9:41:29 AM
EvalCrux$50.0012/16/2011 9:50:03 AM
Sid-K$25.0012/16/2011 9:43:00 AM
gracej$25.0012/16/2011 9:50:41 AM
rescue$100.0012/16/2011 9:45:41 AM
matt_2006$25.0012/16/2011 9:31:57 AM
blivet1970$25.0012/16/2011 9:46:23 AM
TheoProf$25.0012/16/2011 9:47:09 AM
bid-czar8$100.0012/16/2011 9:49:17 AM
spark548$50.0012/16/2011 9:50:01 AM
gold-sushi$25.0012/16/2011 9:52:03 AM
Sierrahh$25.0012/16/2011 9:54:17 AM
loyalty-tuba0$25.0012/16/2011 10:51:46 AM
figs4u2$100.0012/16/2011 9:43:19 AM
orange-courageous-dedication$25.0012/16/2011 9:43:37 AM
Tideman$25.0012/16/2011 9:44:52 AM
wwwUniversal$25.0012/16/2011 10:22:58 AM
math1973$35.0012/16/2011 9:45:49 AM
crawfingers$25.0012/16/2011 9:45:59 AM
Yotaman$25.0012/16/2011 9:49:51 AM
billyisafob$25.0012/16/2011 9:54:03 AM
the-kinetic-nickel$25.0012/16/2011 11:36:37 AM
otherwisedisposed$200.0012/16/2011 11:44:27 AM
flexible-funds3$25.0012/16/2011 10:05:20 AM
adamwstein$32.0012/16/2011 12:40:48 PM
Fireball27$188.0012/16/2011 10:08:03 AM
GMPK_TLAS$30.0012/17/2011 12:27:21 PM
gas$25.0012/17/2011 12:27:42 PM
dominickf$50.0012/17/2011 12:18:45 PM
hanuman77$25.0012/17/2011 12:20:36 PM
josuae$25.0012/17/2011 12:29:46 PM
riskreward$157.0012/17/2011 12:32:56 PM
compassion-bauble4$25.0012/17/2011 12:27:10 PM
investisure$50.0012/17/2011 12:31:19 PM
riproaringrapids$25.0012/17/2011 12:32:38 PM
und-alum$25.0012/17/2011 12:37:13 PM
RetiredATC$50.0012/17/2011 12:24:28 PM
active-market$50.0012/17/2011 12:23:41 PM
ciscoparrot$25.0012/17/2011 12:23:05 PM
jrbill1998$28.0012/17/2011 12:21:11 PM
ttnk62918$25.0012/17/2011 12:19:25 PM
Doodlemeyer$25.0012/17/2011 12:16:57 PM
LeReve$50.0012/17/2011 12:15:27 PM
the-dollar-topper$85.0012/17/2011 12:12:34 PM
zippy-interest$25.0012/17/2011 12:07:16 PM
ivadood$50.0012/17/2011 12:05:47 PM
marwadi-62$75.0012/17/2011 10:36:48 AM
capital-lesson$25.0012/17/2011 10:13:26 AM
goodhearted-gold3$28.7712/17/2011 9:47:33 AM
The_Secret$25.0012/17/2011 7:44:27 AM
Rob717171$25.0012/17/2011 6:22:44 AM
cordial-affluence2$29.7712/17/2011 8:15:22 AM
ideal-yield5$30.0012/17/2011 8:10:41 AM
Frankieb21$50.0012/17/2011 7:58:52 AM
Manta_Rai$25.0012/17/2011 7:37:37 AM
plentiful-return386$100.0012/17/2011 6:41:36 AM
Easystreet$25.0012/17/2011 5:34:18 AM
riproaringrapids$25.0012/16/2011 11:44:37 PM
processor115$75.0012/16/2011 4:24:27 PM
Worldskiboy$50.0012/16/2011 5:30:01 PM
enthralling-investment$25.0012/16/2011 3:40:55 PM
jasonj72$25.0012/16/2011 2:16:49 PM
unbelievable-exchange$100.0012/16/2011 4:37:37 PM
Loan_Stranger$25.0012/16/2011 4:27:14 PM
first-friendly-listing$30.0012/16/2011 12:34:56 PM
processor115$200.0012/16/2011 4:19:33 PM
sophisticated-return496$25.0012/16/2011 2:27:41 PM
bigtag$30.0012/16/2011 10:52:27 AM
innocent-dedication$25.0012/16/2011 10:30:29 AM
Dskillz$45.0012/16/2011 2:04:46 PM
wealth-infusion6$50.0012/16/2011 10:20:27 AM
gain-kitten$25.0012/16/2011 12:21:23 PM
Starica$300.0012/8/2011 4:45:01 PM
BxRealtor$25.0012/8/2011 5:06:23 PM
income-banjo$100.0012/11/2011 8:10:40 AM
bold-yield-rumbler$25.0012/11/2011 12:11:16 PM
britgsb$30.0012/11/2011 12:17:43 PM
mikrolown$25.0012/12/2011 5:35:32 PM
heart514$25.0012/12/2011 7:27:09 PM
asset-producer1$100.0012/12/2011 7:55:30 PM
impressive-justice6$25.0012/13/2011 4:52:54 AM
commanding-treasure2$50.0012/13/2011 10:59:38 AM
wealth-infusion6$200.0012/13/2011 12:30:39 PM
sjc224$25.0012/13/2011 4:20:23 PM
MASinVestment$50.0012/13/2011 5:16:00 PM
lender2611$25.0012/13/2011 5:42:59 PM
MASinVestment$100.0012/14/2011 7:33:00 AM
worth-viking$100.0012/14/2011 12:33:06 PM
giftgold$25.0012/14/2011 7:26:45 PM
rolandweary$50.0012/14/2011 7:07:31 PM
Webpreneur$50.0012/15/2011 12:23:27 AM
MoonMama$25.0012/15/2011 7:55:18 AM
DarthContinent$50.0012/15/2011 8:41:46 AM
otherwisedisposed$250.0012/15/2011 8:48:47 AM
Malkial$25.0012/15/2011 12:23:53 PM
miked8303$50.0012/15/2011 1:21:22 PM
duty-explosion9$50.0012/15/2011 4:55:25 PM
dedication-magnolia9$25.0012/15/2011 3:36:37 PM
first-silver-bridge$25.0012/15/2011 4:19:29 PM
Goodlender42$25.0012/15/2011 5:08:40 PM
help4u$25.0012/15/2011 3:12:06 PM
spitzbergen$25.0012/15/2011 5:24:30 PM
the-laudable-peso$40.0012/15/2011 5:10:57 PM
transparency-giant$50.0012/15/2011 5:28:40 PM
brazilofmux$100.0012/15/2011 5:12:58 PM
deal-zoo$50.0012/15/2011 4:55:38 PM
basis-mammal$25.0012/15/2011 5:33:14 PM
CPAMAN$25.0012/15/2011 5:09:15 PM
SlowGardener$60.0012/15/2011 6:05:13 PM
jeb_31$25.0012/15/2011 5:31:23 PM
happy-loot3$100.0012/15/2011 5:20:00 PM
Butterfly1950$25.0012/15/2011 5:20:05 PM
dime-sprout$25.0012/15/2011 5:35:58 PM
financial-frenzy$25.0012/15/2011 5:36:40 PM
trufan49$63.8912/15/2011 7:11:09 PM
life-is-great$25.0012/15/2011 5:25:28 PM
HamachiMan$50.0012/15/2011 5:27:42 PM
juan-juan$50.0012/15/2011 7:43:33 PM
SummaCapital$60.0012/15/2011 6:48:00 PM
value-fortress3$25.0012/15/2011 9:17:08 PM
suges$25.0012/15/2011 7:14:42 PM
green-rate-futurist$150.0012/15/2011 7:15:42 PM
DDCInvestments$50.0012/16/2011 5:29:59 AM
bountiful-durability$50.0012/15/2011 8:37:12 PM
c4shmunne$25.0012/15/2011 9:43:19 PM
valiant-liberty4$25.0012/16/2011 6:40:12 AM
swandeezl$30.0012/16/2011 1:15:37 AM
beeper2$25.0012/16/2011 9:09:53 AM
happy-yield$25.0012/16/2011 9:15:02 AM
credit-maple5$25.0012/16/2011 9:15:32 AM
DreDub$50.0012/16/2011 6:25:55 AM
wayman$25.0012/16/2011 9:19:00 AM
silver-fuse$25.0012/16/2011 6:49:38 AM
pujols8996$50.0012/16/2011 9:20:29 AM
asmithj$25.0012/16/2011 9:22:08 AM
auction-elvis$25.0012/16/2011 9:23:23 AM
listing-vista$50.0012/16/2011 9:12:38 AM
USCGC$25.0012/16/2011 9:13:05 AM
CAGE-Investments$25.0012/16/2011 9:13:32 AM
genius520$50.0012/16/2011 9:24:36 AM
evnagelist$25.0012/16/2011 9:24:51 AM
shiregroup$25.0012/16/2011 9:14:28 AM
gulch$25.0012/16/2011 9:16:37 AM
compoundinterest$50.0012/16/2011 9:26:50 AM
jazzlender$39.0012/16/2011 9:20:40 AM
Danfromnapa$25.0012/16/2011 8:26:47 AM
velocity-solo$25.0012/16/2011 9:23:02 AM
MadHun$200.0012/16/2011 9:25:09 AM
piter-to-la-investment$25.0012/16/2011 9:25:37 AM
Tesseract$25.0012/16/2011 9:37:46 AM
wtrboy$25.0012/16/2011 9:31:30 AM
TheCount$25.0012/16/2011 9:39:57 AM
Cai8899$50.0012/16/2011 9:40:05 AM
BuffetRocks$34.0012/16/2011 9:40:20 AM
hostbank$100.0012/16/2011 9:17:14 AM
samo102us$25.0012/16/2011 9:19:37 AM
puyanera$25.0012/16/2011 9:21:47 AM
sbsahm$25.0012/16/2011 9:35:44 AM
gold-blanket$25.0012/16/2011 9:44:38 AM
heroic-platinum$25.0012/16/2011 9:36:26 AM
Kaj$25.0012/16/2011 9:37:24 AM
unassassinable$25.0012/16/2011 9:37:27 AM
calm-deal7$25.0012/16/2011 9:25:54 AM
ZeLonewolf$25.0012/16/2011 9:27:40 AM
resource777$28.0012/16/2011 9:28:41 AM
prudent-hope7$25.0012/16/2011 9:51:31 AM
money-banker867$25.0012/16/2011 9:29:33 AM
KeepOnRunning$27.0012/16/2011 9:44:31 AM
brightest-affluence-motivator$50.0012/16/2011 9:29:43 AM
elfincove$25.0012/16/2011 9:52:32 AM
melodious-fairness$25.0012/16/2011 9:35:52 AM
ctgscott$25.0012/16/2011 9:36:44 AM
bconn078$25.0012/16/2011 10:28:45 AM
shalofin$25.0012/16/2011 9:38:20 AM
Relevance$25.0012/16/2011 9:38:30 AM
prohelper$25.0012/16/2011 9:46:26 AM
vigilance-revolutionary$50.0012/16/2011 9:49:07 AM
diversification-gala1$25.0012/16/2011 9:50:22 AM
social-zebra$28.7712/16/2011 9:54:12 AM
payout-harmony4$50.0012/16/2011 10:07:41 AM
igniter584$25.0012/16/2011 12:04:45 PM
dcdr23$25.0012/16/2011 1:44:19 PM
wealth-infusion6$100.0012/16/2011 10:23:33 AM
disneygeek$25.0012/16/2011 3:34:03 PM
astute-benjamins$50.0012/16/2011 3:09:32 PM
wise-silver-wonder$25.0012/16/2011 5:01:28 PM
silver-flower448$25.0012/16/2011 3:31:15 PM
Cedm44$25.0012/16/2011 3:55:36 PM
processor115$100.0012/16/2011 4:16:51 PM
LionFan$25.0012/16/2011 5:19:22 PM
processor115$500.0012/16/2011 5:48:42 PM
rajs$100.0012/16/2011 6:32:01 PM
wise-dedication-grid$200.0012/16/2011 7:13:24 PM
loan-warrior$25.0012/16/2011 8:17:55 PM
plentiful-return386$50.0012/17/2011 6:47:10 AM
Gsmcellz$32.7512/16/2011 11:47:33 PM
orange-resolute-platinum$25.0012/17/2011 2:21:05 AM
Pizza-man$50.0012/17/2011 8:49:27 AM
dsnybnd$25.0012/17/2011 9:03:21 AM
loan-paladin470$25.0012/17/2011 6:24:10 AM
dordee$75.0012/17/2011 10:01:31 AM
selector568$300.0012/17/2011 10:43:09 AM
hope-spinner$25.0012/17/2011 10:56:43 AM
emphatic-bonus5$75.0012/17/2011 9:43:09 AM
takarlstad$25.0012/17/2011 11:44:18 AM
jhernand17$25.0012/17/2011 9:56:23 AM
haplender$50.0012/17/2011 12:10:26 PM
fairness-kayak$25.0012/17/2011 12:11:04 PM
rytrearc$25.0012/17/2011 12:10:47 PM
cnovak$25.0012/17/2011 12:11:34 PM
wise-balanced-moola$25.0012/17/2011 12:12:26 PM
AFFlyboy$25.0012/17/2011 12:11:51 PM
gizzywump$25.0012/17/2011 12:07:29 PM
escharfer$25.0012/17/2011 12:20:50 PM
loyalty-sherpa$25.0012/17/2011 12:23:54 PM
dynamic-money271$25.0012/17/2011 12:12:24 PM
hopethisworks$25.0012/17/2011 12:15:39 PM
revenue-achievement$25.0012/17/2011 12:16:38 PM
marketplace-cello5$25.0012/17/2011 12:18:17 PM
no_agenda_lender$25.0012/17/2011 12:34:25 PM
wormdc$25.0012/17/2011 12:27:32 PM
Ducatiman1978$25.0012/17/2011 12:32:28 PM
303 Investments
 
Borrower Payment Dependent Notes Series 543137
This series of Notes was issued and sold upon the funding of the borrower loan #57757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $131.98
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1996 Debt/Income ratio: 4%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $35,314Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: Yes  
Screen name: proper-note5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
for home remodel and pay my credit
Purpose of loan:
This loan will be used to...home improvement, and for my credit.

My financial situation: good
I am a good candidate for this loan because...with my credit history, on time paid.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$27.5612/12/2011 9:02:27 AM
indomitable-coin$25.0012/12/2011 9:11:16 AM
market-solstice2$25.0012/12/2011 9:18:12 AM
Bank_Of_XL$25.0012/12/2011 1:17:39 PM
the_winning_ticket$100.0012/13/2011 1:06:36 AM
loan-rider7$25.0012/13/2011 8:00:11 AM
first-euro-rapture$25.0012/13/2011 9:22:41 AM
commanding-treasure2$50.0012/13/2011 10:59:52 AM
wealth-infusion6$200.0012/13/2011 12:30:51 PM
nunnie$25.0012/13/2011 12:58:16 PM
income-banjo$50.0012/13/2011 5:13:19 PM
blue-lively-platinum$25.0012/13/2011 5:45:51 PM
gr8_r8$25.0012/13/2011 7:30:24 PM
equitable-p2ploan8$25.0012/14/2011 7:07:06 AM
MASinVestment$100.0012/14/2011 7:33:13 AM
gravbox$25.0012/14/2011 9:13:50 AM
heavy_ax$50.0012/14/2011 5:32:47 PM
C_Mark$50.0012/14/2011 6:02:48 PM
Ripsaw4U$25.0012/14/2011 6:21:18 PM
TSC$50.0012/14/2011 7:09:53 PM
greenback-guard$25.0012/15/2011 5:06:11 AM
gold-gazelle$50.0012/15/2011 7:22:02 AM
otherwisedisposed$250.0012/15/2011 8:49:02 AM
D911ave$50.0012/15/2011 9:22:30 AM
happy-loot3$100.0012/15/2011 9:46:47 AM
equallender$25.0012/15/2011 11:58:32 AM
kind-asset-circuit$50.0012/15/2011 2:39:29 PM
hope-hickory8$25.0012/15/2011 3:44:15 PM
asset-producer1$100.0012/15/2011 3:51:50 PM
unbelievable-exchange$100.0012/15/2011 4:45:35 PM
nuclearmoose$25.0012/15/2011 5:31:08 PM
djh47a$25.0012/16/2011 5:22:17 AM
money-booster2$25.0012/16/2011 7:56:26 AM
Sneezie$100.0012/16/2011 9:29:50 AM
thorough-marketplace441$50.0012/16/2011 9:42:23 AM
britgsb$30.0012/16/2011 9:43:15 AM
wealth-infusion6$50.0012/16/2011 10:18:04 AM
wealth-infusion6$50.0012/16/2011 10:20:30 AM
investment-comet$25.0012/16/2011 10:44:53 AM
otherwisedisposed$200.0012/16/2011 11:44:28 AM
thankful-nickel2$25.0012/16/2011 2:31:40 PM
marketplace-ceasar$53.9612/16/2011 3:00:26 PM
processor115$100.0012/16/2011 4:16:53 PM
processor115$144.7812/16/2011 4:19:35 PM
durable-investment8$40.0012/16/2011 1:52:28 PM
first-class-yield9$50.0012/16/2011 2:57:04 PM
AFairDeal$25.0012/12/2011 9:15:45 AM
igniter584$25.0012/12/2011 9:09:26 AM
aabadabadoo$25.0012/12/2011 9:31:34 AM
BxRealtor$25.0012/12/2011 9:35:37 AM
bb575$50.0012/12/2011 9:40:54 AM
tomdooley12520$25.0012/12/2011 1:55:56 PM
heart514$25.0012/12/2011 7:27:39 PM
a-finance-nirvana$25.0012/13/2011 2:29:48 AM
generosity-battalion0$50.0012/14/2011 8:16:41 AM
unforgettable-wealth4$50.0012/14/2011 5:29:40 PM
rolandweary$50.0012/14/2011 7:07:39 PM
pnace$50.0012/15/2011 8:29:03 AM
DarthContinent$50.0012/15/2011 8:41:50 AM
MoonMama$25.0012/15/2011 7:55:29 AM
riproaringrapids$25.0012/15/2011 9:12:00 AM
kenji4861$25.0012/15/2011 9:40:36 AM
Solid-Platinum$25.0012/15/2011 4:43:10 PM
Goodlender42$25.0012/15/2011 5:08:50 PM
wampum-chorus3$25.0012/15/2011 3:00:22 PM
rajs$200.0012/15/2011 3:45:33 PM
rdking647$25.0012/15/2011 10:14:46 PM
Tighternbarkonatree$25.0012/16/2011 3:47:38 AM
Darts$50.0012/16/2011 9:00:06 AM
the-enthralling-coin$25.0012/16/2011 9:43:53 AM
a-currency-magnate$50.0012/16/2011 10:40:29 AM
radforj22$25.0012/16/2011 10:05:36 AM
bold-pious-loot$25.0012/16/2011 11:02:46 AM
wealth-infusion6$100.0012/16/2011 10:23:35 AM
healthy-rate3$50.0012/16/2011 12:37:10 PM
MASinVestment$28.7012/16/2011 1:11:44 PM
bicyclist2270$25.0012/16/2011 3:30:41 PM
exact-gold2$25.0012/16/2011 2:34:30 PM
78 Investments
 
Borrower Payment Dependent Notes Series 543155
This series of Notes was issued and sold upon the funding of the borrower loan #57705, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 30.77% Borrower rate/APR: 31.77% / 35.80% Monthly payment: $173.71
 
Lender servicing fee: 1.00% Effective Yield*: 28.96%  
Estimated return*: 12.46%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1989 Debt/Income ratio: 3%
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 0 / 0Length of status:21y 10m
Amount delinquent: $192,016 Total credit lines: 63 Occupation: Other
Public records last 12m / 10y: 1/ 3 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 63 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: SeanCg Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Nice Guy
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I am an honorable man and I repay my debts.........I'd like to earn everyone's trust here, and eventually I would like to return and ask for more loans..........


Monthly net income: $4500
Monthly expenses: $1000
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
transparency-universe8$25.0012/19/2011 4:32:06 AM
atcrain07$23.9612/19/2011 5:56:51 AM
unbelievable-exchange$25.0012/18/2011 6:16:06 PM
dough-souffle$50.0012/18/2011 7:05:49 PM
aldeed$180.8012/18/2011 2:54:13 PM
wealth-infusion6$200.0012/18/2011 1:44:50 PM
five-star-note$75.0012/18/2011 2:41:52 PM
AEH_Now$25.0012/17/2011 12:36:56 PM
papaloha$25.0012/16/2011 6:50:46 PM
rebeldog67$30.0012/16/2011 10:07:12 AM
silver-enlightenment0$63.5412/16/2011 6:50:10 AM
gold-miser9$29.1412/16/2011 7:32:48 AM
newest-phenomenal-dinero$25.0012/16/2011 12:37:28 AM
smart-leverage7$25.0012/15/2011 11:11:13 PM
Spookytj$25.0012/16/2011 6:20:43 AM
balance-trailblazer$33.1212/15/2011 7:45:15 PM
patriot0$25.0012/16/2011 5:19:27 AM
Lubava$25.0012/15/2011 7:13:10 PM
loyalty-meadow$50.6812/15/2011 8:19:04 PM
BigMonkey$25.5912/15/2011 4:35:09 PM
wampum-chorus3$25.0012/15/2011 3:00:20 PM
a-healthy-affluence$25.0012/15/2011 10:18:48 AM
gold-channel2$25.0012/15/2011 9:37:18 AM
dedicated-transaction796$25.0012/15/2011 9:43:18 AM
ore-armada$25.0012/15/2011 5:56:58 AM
340$25.0012/14/2011 11:12:25 PM
zadok$50.0012/14/2011 6:37:54 PM
generosity-poem2$40.0012/14/2011 6:45:15 PM
order-maestro$25.0012/14/2011 5:01:54 PM
TheCount$25.0012/14/2011 9:41:38 AM
the-laudable-peso$40.0012/14/2011 7:04:45 AM
MASinVestment$100.0012/13/2011 4:26:52 PM
kranoth$50.0012/13/2011 11:32:54 AM
dynamic-platinum$25.0012/13/2011 4:46:49 AM
gods_favored$50.0012/12/2011 11:16:24 AM
bold-shrewd-duty$25.0012/12/2011 12:52:35 PM
virtuous-bill1$25.0012/12/2011 9:40:11 AM
finance-refresher3$50.0012/12/2011 10:53:00 AM
bold-phenomenal-funds$30.4112/12/2011 8:08:14 AM
the-hope-workhorse$200.0012/11/2011 10:21:05 AM
JPMorrisLegacyFund$125.6512/10/2011 10:59:21 PM
sgmm330$25.0012/10/2011 8:11:29 PM
let_me_retire$50.0012/10/2011 5:26:32 PM
blue-lively-platinum$25.0012/10/2011 2:21:47 PM
money-baron-Roth401k$50.0012/10/2011 8:06:05 AM
JPMorrisLegacyFund$90.4612/9/2011 10:21:06 PM
unfixer$25.0012/8/2011 1:39:21 PM
SecondChanceLendingSERV$25.0012/7/2011 12:41:53 PM
kind-credit-bear$25.0012/7/2011 9:39:52 AM
kulender$44.0012/7/2011 9:51:08 AM
vibrant-trade8$35.0012/7/2011 5:14:45 PM
pujols8996$50.0012/9/2011 5:17:16 PM
copper$43.0012/10/2011 12:09:19 PM
EVS$25.0012/11/2011 3:53:17 PM
economy-shrubbery6$25.0012/12/2011 5:08:55 PM
heart514$25.0012/12/2011 7:27:07 PM
graceful-IRAinvestment$100.0012/14/2011 5:28:58 PM
angelgirl777$90.0012/14/2011 7:13:52 PM
understanding-worth8$40.4412/14/2011 7:37:56 PM
organized-dedication9$74.0012/14/2011 10:45:01 PM
seineil$50.0012/15/2011 1:08:26 AM
new-social-economist$40.0012/14/2011 10:18:09 PM
Cluvnupe06$25.0012/15/2011 6:48:00 AM
ore-accomplishment$25.0012/15/2011 6:41:55 AM
sharp-bazaar7$30.0012/15/2011 9:00:07 AM
kennethansin$25.0012/15/2011 8:12:10 AM
HenryS$30.0012/15/2011 9:23:58 AM
euro-banker$25.0012/15/2011 9:41:09 AM
careful-vigilance4$50.0012/15/2011 9:49:55 AM
eronyc$25.0012/15/2011 9:45:23 AM
JPMorrisLegacyFund$201.2112/15/2011 12:54:34 PM
transparency-baton$25.0012/15/2011 12:19:47 PM
give-it-a-try$25.0012/15/2011 5:45:17 PM
peso-web$50.0012/16/2011 4:44:09 AM
leverage-monger$25.0012/16/2011 9:30:04 AM
processor115$75.0012/16/2011 4:24:26 PM
Cappyatl$25.0012/17/2011 5:39:56 AM
naya50$50.0012/17/2011 6:48:18 AM
Starfin-Capital-Management$50.0012/17/2011 5:02:16 AM
tonyscc$25.0012/17/2011 8:59:28 AM
seadogs$25.0012/17/2011 5:01:23 PM
deal-searcher1$25.0012/18/2011 3:07:08 PM
careful-money2$25.0012/18/2011 5:41:42 PM
Najaca$25.0012/18/2011 9:51:03 PM
Kether$31.0012/18/2011 5:11:26 PM
gsd$30.0012/19/2011 5:09:53 AM
Trespass4$60.0012/19/2011 2:57:10 AM
healer199$38.0012/19/2011 5:47:18 AM
88 Investments
 
Borrower Payment Dependent Notes Series 543159
This series of Notes was issued and sold upon the funding of the borrower loan #57943, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.64% Borrower rate/APR: 16.64% / 19.55% Monthly payment: $354.74
 
Lender servicing fee: 1.00% Effective Yield*: 15.37%  
Estimated return*: 9.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1998 Debt/Income ratio: 9%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 9 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $946Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 86%  
   Homeownership: No  
Screen name: cash-friendship8 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Webhosting Co Looking to Expand!
My brother and I started our own datacenter / webhosting / dedicated server / co-location business in August of 2008, in three short years we have gone from a single server and no customers to over 100 servers and 200+ customers. We both have full time jobs and do this on the evenings and weekends. We are trying to take things to the next level and have one of us work on the business full time.

We are looking to expand our dedicated server offerings with this loan so we can pickup new customers utilizing new hardware. Our website is www.reliablehostingservices.net feel free to contact us if you have any questions!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/8/2011 9:15:37 AM
blue-lively-platinum$25.0012/10/2011 2:21:53 PM
orange-impartial-asset$25.0012/11/2011 1:41:55 PM
awesome-yield7$20.0012/14/2011 12:44:26 PM
kaceymalone$25.0012/14/2011 7:38:09 AM
lender2611$25.0012/13/2011 5:43:01 PM
commanding-treasure2$50.0012/13/2011 10:59:41 AM
heart514$25.0012/12/2011 7:27:14 PM
Investor_DP$100.0012/9/2011 9:21:33 AM
wlm3012$30.0012/11/2011 8:16:45 PM
asset-producer1$100.0012/12/2011 8:02:07 PM
asset-producer1$100.0012/12/2011 7:55:31 PM
wealth-infusion6$200.0012/13/2011 12:30:41 PM
sjc224$25.0012/13/2011 4:20:27 PM
MASinVestment$100.0012/14/2011 7:33:02 AM
flexible-wealth417$25.0012/14/2011 11:27:26 AM
worth-blanket2$9,100.0012/14/2011 12:32:56 PM
17 Investments
 
Borrower Payment Dependent Notes Series 543167
This series of Notes was issued and sold upon the funding of the borrower loan #57467, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-09-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $129.45
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Dec-1987 Debt/Income ratio: Not calculated
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:13y 1m
Amount delinquent: $0 Total credit lines: 7Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,479 
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: ethical-leverage298 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$3,000.0012/9/2011 10:33:05 AM
1 Investments
 
Borrower Payment Dependent Notes Series 543169
This series of Notes was issued and sold upon the funding of the borrower loan #58144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $151.13
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jan-1985 Debt/Income ratio: 35%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 4Employment status:Other
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:6y 8m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,185Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: bill-excellence4 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 700-719 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
720-739 (May-2011)
 
Principal balance: $1,768.09 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Debt consolidation
Purpose of loan To consolidate debt
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 1272.00
Monthly expenses: $ 511.00
Housing: $ 00.00 Paid off
Insurance: $ 25.00
Car expenses: $ 50.00
Utilities: $ 55.00
Phone, cable, internet: $ 51.00
Food, entertainment: $ 200.00
Clothing, household expenses: $
Credit cards and other loans: $ 130.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
managedfund$1,333.0012/27/2011 5:06:33 PM
happy-return4$25.0012/27/2011 5:04:11 PM
MAYBROOK$35.0012/27/2011 5:09:07 PM
LittleMingo$25.0012/27/2011 5:03:31 PM
graceful-investment$25.0012/27/2011 5:05:59 PM
heart514$25.0012/27/2011 5:11:52 PM
magnitude787$25.0012/27/2011 5:07:58 PM
AF-Chief$25.0012/27/2011 5:17:18 PM
proud-pound4$25.0012/27/2011 5:11:53 PM
penny-plato$25.0012/27/2011 5:22:26 PM
worth-dandelion$100.0012/27/2011 5:13:05 PM
ineba$25.0012/27/2011 5:15:20 PM
truth-companion$25.0012/27/2011 5:26:17 PM
wwwUniversal$25.0012/27/2011 5:30:27 PM
nimble-revenue5$50.0012/27/2011 5:21:40 PM
green-robust-currency$25.0012/27/2011 5:31:01 PM
prohelper$25.0012/27/2011 5:34:26 PM
affluence-generator2$150.0012/27/2011 5:36:51 PM
money-surge1$25.0012/27/2011 5:39:26 PM
finance-prescription$100.0012/27/2011 5:28:16 PM
handshake5$100.0012/27/2011 5:41:56 PM
worthy-bid8$50.0012/27/2011 5:31:27 PM
zeeexsixare$200.0012/27/2011 5:52:52 PM
DreDub$50.0012/27/2011 5:36:16 PM
Foothill-Paradise$25.0012/27/2011 5:44:37 PM
Comoparklender$25.0012/27/2011 5:44:48 PM
Pasagam$50.0012/27/2011 6:42:07 PM
hard-working-loot$50.0012/27/2011 5:47:42 PM
kindness-ace1$50.0012/27/2011 6:55:13 PM
trumpeter5$25.0012/27/2011 5:58:10 PM
careful-note1$25.0012/27/2011 5:08:50 PM
reward-adventure$50.0012/27/2011 5:06:16 PM
astute-wealth8$25.0012/27/2011 5:12:50 PM
GElender$40.0012/27/2011 5:10:18 PM
lender2611$25.0012/27/2011 5:16:08 PM
DHolly$31.0012/27/2011 5:08:07 PM
money-baron$50.0012/27/2011 5:11:40 PM
restless-currency$50.0012/27/2011 5:15:47 PM
social-cocktail1$200.0012/27/2011 5:10:28 PM
CalBear08$25.0012/27/2011 5:17:01 PM
integrity-trumpet$50.0012/27/2011 5:17:04 PM
important-openness1$100.0012/27/2011 5:17:26 PM
orange-vigilance-shower$50.0012/27/2011 5:19:55 PM
orange-preeminant-bill$25.0012/27/2011 5:38:44 PM
successful-agreement7$100.0012/27/2011 5:27:10 PM
the-enthralling-coin$25.0012/27/2011 5:41:18 PM
deal-hickory5$100.0012/27/2011 5:52:51 PM
frugalinvestor20$25.0012/27/2011 5:55:24 PM
auction-seeker4$35.0012/27/2011 6:01:52 PM
Reliance_Banker$30.0012/27/2011 6:24:28 PM
Investor_DP$100.0012/27/2011 5:49:47 PM
AJ6$33.2312/27/2011 6:22:05 PM
Bob450$25.0212/27/2011 6:22:53 PM
ccclaireee333$25.0012/27/2011 6:50:37 PM
ccclaireee333$12.7512/27/2011 6:58:45 PM
55 Investments
 
Borrower Payment Dependent Notes Series 543183
This series of Notes was issued and sold upon the funding of the borrower loan #57436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,400.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-07-2011 
 
Lender yield: 24.37% Borrower rate/APR: 25.37% / 29.24% Monthly payment: $95.89
 
Lender servicing fee: 1.00% Effective Yield*: 23.77%  
Estimated return*: 13.27%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-2006 Debt/Income ratio: 12%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,045Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: currency-associate2 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
620-639 (Oct-2011)
640-659 (Oct-2010)
 
Principal balance: $1,349.81 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Car repair and pay off existing loa
Purpose of loan: fix engine in my car and payoff existing loan
This loan will be used to...finance car repair

My financial situation:
I am a good candidate for this loan because...ive never missed a payment on anything.


Monthly net income: $2100
Monthly expenses: $
Housing: $255
Insurance: $67
Car expenses: $120
Utilities: $120
Phone, cable, internet: $140
Food, entertainment: $ 120
Clothing, household expenses: $ 40
Credit cards and other loans: $ 150
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
graceful-investment$50.0012/7/2011 5:08:32 PM
AndChicksforFree$25.0012/7/2011 5:02:41 PM
credit-missile$75.0012/7/2011 5:04:31 PM
ImNotSoDumb$25.0012/7/2011 5:20:36 PM
graceful-IRAinvestment$60.0012/7/2011 5:14:18 PM
LittleMingo$30.0012/7/2011 5:16:54 PM
profit-powerplant$25.0012/7/2011 5:19:21 PM
113121$844.9012/7/2011 5:30:18 PM
AF-Chief$25.0012/7/2011 5:08:42 PM
well-rounded-payout0$50.0012/7/2011 5:09:23 PM
money-baron-Roth401k$50.0012/7/2011 5:11:17 PM
CA-Lender$25.0012/7/2011 5:14:34 PM
diplomatic-wealth7$25.0012/7/2011 5:20:25 PM
money-baron$50.0012/7/2011 5:30:06 PM
nimble-revenue5$50.0012/7/2011 5:11:54 PM
luv4cycling$30.0012/7/2011 5:14:27 PM
fortytwo$150.0012/7/2011 5:17:51 PM
green-trade-dolphin$29.1012/7/2011 5:02:31 PM
Kash2010lu$25.0012/7/2011 5:05:23 PM
trumpeter5$25.0012/7/2011 5:06:21 PM
DHolly$31.0012/7/2011 5:22:25 PM
red-power-pecan$50.0012/7/2011 5:08:28 PM
superb-funds335$25.0012/7/2011 5:13:02 PM
managedfund$145.0012/7/2011 5:20:43 PM
favorite-commerce$35.0012/7/2011 5:22:41 PM
Easystreet$25.0012/7/2011 5:23:43 PM
wwwUniversal$25.0012/7/2011 5:28:11 PM
SLN-10$100.0012/7/2011 5:12:29 PM
graceful-IRAinvestment$120.0012/7/2011 5:14:30 PM
golden-velocity9$25.0012/7/2011 5:16:55 PM
richboy56$25.0012/7/2011 5:19:32 PM
flexible-and-social$25.0012/7/2011 5:20:11 PM
brazilofmux$100.0012/7/2011 5:30:05 PM
33 Investments
 
Borrower Payment Dependent Notes Series 543197
This series of Notes was issued and sold upon the funding of the borrower loan #57686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-08-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $360.75
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1983 Debt/Income ratio: 61%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 18Length of status:19y 11m
Amount delinquent: $0 Total credit lines: 37 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $44,298Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 68%  
   Homeownership: No  
Screen name: hope-beast7 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to replace my roof and a few other home improvments

My financial situation:
I am a good candidate for this loan because I have a great work history and have been with the same company for 20 years.


Monthly net income: $ 4750.00
Monthly expenses: $3100.00
Housing: $1100.00
Insurance: $268.00
Car expenses: $0
Utilities: $121.00
Phone, cable, internet: $110.00
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $ 900.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$9,000.0012/8/2011 10:49:49 AM
asset-professor$25.0012/8/2011 8:39:02 AM
skillful-asset5$30.0012/8/2011 7:02:21 AM
SLN-10$50.0012/7/2011 5:12:02 PM
4 Investments
 
Borrower Payment Dependent Notes Series 543319
This series of Notes was issued and sold upon the funding of the borrower loan #57465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,250.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-09-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $90.19
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1999 Debt/Income ratio: 29%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 8 / 6Length of status:9y 8m
Amount delinquent: $60,433 Total credit lines: 25 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,727Stated income:$25,000-$49,999
Delinquencies in last 7y: 10 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: impressive-treasure9 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Loan
Purpose of loan:
This loan will be used to purchase a daily commute vehicle. It will cost too much to repair the old Jetta.

My financial situation:
I am a good candidate for this loan because I am responsible and actually enjoy paying my bills. I am a bit obsessive over my debt and always make sure I pay on time.


Monthly net income: $2922
Monthly expenses: $
Housing: $
Insurance: $90
Car expenses: $
Utilities: $250
Phone, cable, internet: $60
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $950 (includes credit cards, installment accounts and student loans)

Went through a foreclosure around 2 years ago. Still moving forward.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.0012/8/2011 8:54:40 PM
social-zebra$25.0012/9/2011 11:10:56 AM
worth-blanket2$2,100.0012/9/2011 10:32:35 AM
Investor_DP$100.0012/9/2011 9:22:19 AM
4 Investments
 
Borrower Payment Dependent Notes Series 543329
This series of Notes was issued and sold upon the funding of the borrower loan #57619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $280.58
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1996 Debt/Income ratio: 36%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 19Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 56 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,811Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: shiny-benjamins7 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
otc
Purpose of loan: Consolidate bill
This loan will be used to... Consolidate bills, Holidays

My financial situation: It is good
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/7/2011 5:16:03 PM
golden-velocity9$25.0012/7/2011 5:16:55 PM
profit-powerplant$25.0012/7/2011 5:19:21 PM
108lender$200.0012/8/2011 8:27:15 AM
asset-professor$25.0012/8/2011 8:40:20 AM
truth-companion$100.0012/8/2011 1:10:21 PM
jkeller4000$25.0012/8/2011 3:39:22 PM
passivesf$25.0012/8/2011 8:58:52 PM
affluence-generator2$100.0012/9/2011 9:03:57 AM
Investor_DP$100.0012/9/2011 9:22:12 AM
green-inspiring-peace$25.0012/9/2011 9:30:52 AM
wkeboarder21$50.0012/9/2011 4:16:50 PM
riproaringrapids$25.0012/9/2011 8:02:56 PM
jmeasn$25.0012/9/2011 9:01:53 PM
intuitive-velocity4$25.0012/9/2011 10:25:47 PM
Rogelio48$25.0012/10/2011 7:00:32 AM
blue-lively-platinum$25.0012/10/2011 2:21:52 PM
AlternativeCashFlow$25.0012/10/2011 9:01:26 PM
dynrep$100.0012/11/2011 6:49:57 AM
unforgettable-wealth4$50.0012/11/2011 8:08:02 AM
erowis$50.0012/12/2011 2:22:58 AM
economy-popcorn$25.0012/12/2011 7:00:03 AM
greencat$50.0012/12/2011 7:36:32 AM
ready-interest9$25.0012/12/2011 9:25:39 AM
heart514$25.0012/12/2011 7:27:13 PM
first-integrity-gravity$500.0012/12/2011 9:25:34 PM
SolarMoonshine$25.0012/13/2011 4:02:16 AM
money-booster2$25.0012/12/2011 9:52:06 PM
missing-link$25.0012/13/2011 9:43:00 AM
jgar_O$25.0012/13/2011 5:10:51 PM
fortytwo$150.0012/13/2011 5:22:32 PM
scarlet-velvet$25.0812/13/2011 6:20:19 PM
wealth-infusion6$50.0012/13/2011 10:09:39 PM
mlj0671$25.0012/14/2011 7:02:22 AM
MASinVestment$500.0012/14/2011 7:43:50 AM
wwwUniversal$25.0012/14/2011 9:06:13 AM
enchanted-diversification496$25.0012/14/2011 9:29:54 AM
return-enthusiast1$25.0012/14/2011 9:40:40 AM
leverage-monger$42.7912/14/2011 9:49:00 AM
tpleus$50.0012/14/2011 12:39:18 PM
Digs$25.0012/14/2011 1:37:43 PM
liberty-magnate$25.0012/14/2011 3:07:27 PM
zeeexsixare$200.0012/14/2011 4:57:58 PM
jamiee73$25.0012/14/2011 2:18:28 PM
CC911$25.0012/14/2011 5:19:01 PM
the-laudable-peso$30.0012/14/2011 5:28:05 PM
graceful-IRAinvestment$100.0012/14/2011 5:28:59 PM
LateOneNight$25.0012/14/2011 4:51:31 PM
diplomatic-wealth7$25.0012/14/2011 5:20:37 PM
finance-prescription$100.0012/14/2011 5:29:12 PM
lender2611$50.0012/14/2011 5:29:15 PM
thelovebug$100.0012/14/2011 5:30:16 PM
JJYossarian$50.0012/14/2011 6:07:21 PM
glimmering-funds2$25.0012/14/2011 6:18:45 PM
newest-phenomenal-dinero$75.0012/14/2011 5:59:11 PM
green-rate-futurist$150.0012/14/2011 6:00:26 PM
handy-loan527$25.0012/14/2011 6:47:44 PM
ZTA0796$25.0012/14/2011 6:19:49 PM
payment-gusto$25.0012/14/2011 7:07:53 PM
Bob450$25.0012/14/2011 7:10:46 PM
loss-of-control$100.0012/14/2011 7:17:17 PM
HoldenGroupLending$25.0012/14/2011 6:46:45 PM
Madmigel$34.0212/14/2011 6:52:18 PM
the-debt-starfish$61.0012/14/2011 7:13:56 PM
power-locomotive$25.0012/14/2011 7:13:57 PM
bazaar-hyperdrive3$50.0012/14/2011 9:11:15 PM
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lie21073$25.0012/14/2011 9:53:05 PM
Iwillhuntyoudown$25.0012/15/2011 12:52:02 AM
Webpreneur$50.0012/15/2011 12:23:27 AM
fcukciti$35.0012/15/2011 1:34:17 AM
cogent$50.0012/15/2011 4:05:03 AM
autonomous-truth$50.0012/14/2011 11:26:06 PM
greenback-guard$25.0012/15/2011 5:15:01 AM
Starfin-Capital-Management$50.5312/15/2011 4:33:59 AM
euro-mirth$25.0012/15/2011 4:54:04 AM
market-solstice2$25.0012/7/2011 5:36:44 PM
market-solstice2$25.0012/7/2011 5:36:33 PM
deal-searcher1$25.0012/8/2011 11:08:33 AM
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pound-mushroom3$25.0012/9/2011 9:43:33 AM
logical-durability2$50.0012/9/2011 7:46:10 PM
bazaar-festivity$25.0012/10/2011 12:16:46 PM
CalBear08$25.0012/10/2011 12:49:47 PM
tremendous-yield8$25.0012/10/2011 1:23:36 PM
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green-rate-futurist$50.0012/11/2011 2:44:08 PM
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VesuvianMan$25.0012/12/2011 9:17:09 AM
jkeller4000$25.0012/12/2011 1:15:19 PM
graceful-IRAinvestment$53.0012/12/2011 1:43:55 PM
economy-shrubbery6$25.0012/12/2011 5:08:59 PM
patriot897$25.0012/12/2011 6:58:44 PM
ibndalight$25.0012/13/2011 5:32:31 AM
dough-souffle$25.0012/13/2011 2:33:06 PM
sjc224$25.0012/13/2011 4:20:26 PM
MASinVestment$50.0012/13/2011 5:16:01 PM
blue-radiant-economy$100.0012/14/2011 1:45:26 AM
riveting-credit5$50.0012/14/2011 12:14:17 AM
worth-viking$100.0012/14/2011 12:33:07 PM
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traice$25.0012/14/2011 2:46:52 PM
keeks$25.0012/14/2011 2:47:21 PM
Ducatiman1978$25.0012/14/2011 4:45:30 PM
mercuriant$25.0012/14/2011 5:12:16 PM
Reliance_Banker$25.0012/14/2011 5:31:16 PM
power-companion7$75.0012/14/2011 5:33:32 PM
spankysdad$40.0012/14/2011 6:03:46 PM
nimble-revenue5$50.0012/14/2011 5:32:35 PM
unassailable-listing3$100.0012/14/2011 6:29:34 PM
KMSB$25.0012/14/2011 6:46:31 PM
RandomMonkey$25.0012/14/2011 6:09:31 PM
generosity-poem2$50.0012/14/2011 6:45:15 PM
principal-star$25.0012/14/2011 6:54:05 PM
worker943$50.0012/14/2011 7:46:01 PM
michaelray703$25.0012/14/2011 8:33:33 PM
Maetryx$29.0012/14/2011 9:16:03 PM
careful-note$100.0012/14/2011 10:14:46 PM
vigorous-velocity$200.0012/14/2011 8:43:34 PM
CanArkRoamNu$25.0012/14/2011 11:08:09 PM
rick446$25.0012/15/2011 4:04:47 AM
kendigme$25.0012/15/2011 3:13:45 AM
treasure-bliss$23.5812/15/2011 5:17:41 AM
transparent-transaction8$25.0012/14/2011 11:39:36 PM
greenback-guard$25.0012/15/2011 5:09:05 AM
rockhound84$26.0012/15/2011 5:15:18 AM
130 Investments
 
Borrower Payment Dependent Notes Series 543337
This series of Notes was issued and sold upon the funding of the borrower loan #57777, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-07-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 15.64% Borrower rate/APR: 16.64% / 19.55% Monthly payment: $532.11
 
Lender servicing fee: 1.00% Effective Yield*: 15.37%  
Estimated return*: 9.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1997 Debt/Income ratio: 22%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:11y 3m
Amount delinquent: $0 Total credit lines: 33 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $916Stated income:$50,000-$74,999
Delinquencies in last 7y: 11 Bankcard utilization: 13%  
   Homeownership: No  
Screen name: caring-money1 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 1982
Monthly expenses: $ 100
Housing: $ 200
Insurance: $
Car expenses: $ 50
Utilities: $
Phone, cable, internet: $ 100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-profit-oracle$25.0012/17/2011 12:10:49 PM
skuba$41.0012/17/2011 12:11:08 PM
credit-maple5$100.0012/17/2011 12:10:31 PM
emphatic-bonus5$75.0012/17/2011 9:43:11 AM
Pizza-man$50.0012/17/2011 8:49:27 AM
orange-resolute-platinum$25.0012/17/2011 2:21:05 AM
Frankieb21$50.0012/17/2011 7:58:52 AM
The_Secret$25.0012/17/2011 7:44:27 AM
maildude$25.0012/17/2011 3:58:08 AM
loan-warrior$25.0012/16/2011 8:17:55 PM
HamachiMan$50.0012/16/2011 5:33:11 PM
igniter584$50.0012/16/2011 7:13:10 PM
wayman$25.0012/16/2011 5:28:14 PM
processor115$500.0012/16/2011 5:48:43 PM
Worldskiboy$50.0012/16/2011 5:30:01 PM
Cedm44$25.0012/16/2011 3:55:36 PM
ddog0224$25.0012/16/2011 2:38:40 PM
astute-benjamins$50.0012/16/2011 3:10:23 PM
enthralling-investment$25.0012/16/2011 3:40:56 PM
gold-sushi$25.0012/16/2011 9:52:03 AM
prudent-hope7$25.0012/16/2011 9:51:32 AM
gain-kitten$25.0012/16/2011 12:21:23 PM
innocent-dedication$25.0012/16/2011 10:30:29 AM
britgsb$30.0012/16/2011 9:43:15 AM
reflective-cash0$25.0012/16/2011 9:39:00 AM
income-banjo$50.0012/16/2011 9:53:54 AM
Kaj$25.0012/16/2011 9:37:25 AM
melodious-fairness$25.0012/16/2011 9:35:53 AM
brazilofmux$100.0012/16/2011 9:51:27 AM
Fireball27$188.0012/16/2011 10:08:03 AM
crawfingers$25.0012/16/2011 9:45:59 AM
Tideman$25.0012/16/2011 9:44:53 AM
nickel-ferret$50.0012/16/2011 9:25:56 AM
riproaringrapids$25.0012/16/2011 9:42:25 AM
mikrolown$25.0012/16/2011 9:05:58 AM
worthy-bid8$50.0012/16/2011 9:15:06 AM
dime-sprout$25.0012/16/2011 9:13:29 AM
duty-explosion9$75.0012/18/2011 3:36:32 PM
colorfulgardener$25.0012/18/2011 1:22:27 PM
spitzbergen$25.0012/18/2011 12:54:52 PM
Isotope$25.0012/18/2011 12:41:03 PM
Ducatiman1978$25.0012/18/2011 12:39:15 PM
ashishxpatel$50.0012/18/2011 12:26:36 PM
ctgscott$25.0012/18/2011 12:37:29 PM
yield-aurora4$25.0012/18/2011 12:43:44 PM
selvamfinance$25.0012/18/2011 12:24:26 PM
the_winning_ticket$250.0012/18/2011 12:28:52 PM
a-money-leader$25.0012/18/2011 12:08:04 PM
income-champion$25.0012/18/2011 12:25:09 PM
Weaverville$25.0012/18/2011 10:50:50 AM
haplender$50.0012/18/2011 12:20:06 PM
basis-ferret8$50.0012/18/2011 12:11:23 PM
und-alum$25.0012/18/2011 12:13:52 PM
wwwUniversal$25.0012/18/2011 12:12:58 PM
ultimate-payment$25.0012/18/2011 12:11:38 PM
innocent-loot$25.0112/18/2011 11:07:05 AM
eastboimerchandise$25.0012/18/2011 12:06:12 PM
allotment464$30.9412/18/2011 7:36:41 AM
impressive-justice6$50.0012/18/2011 4:24:24 AM
vivid-return426$25.0012/18/2011 5:58:30 AM
gold-disk$25.0012/17/2011 9:48:44 PM
Eagledrop$25.0012/18/2011 6:51:35 AM
wealth-infusion6$100.0012/18/2011 12:03:24 AM
NorthernFunds$50.0012/17/2011 7:10:02 PM
integrity-trumpet$50.0012/17/2011 9:09:44 PM
philantist$30.0012/17/2011 9:01:54 PM
careful-note$50.0012/17/2011 3:27:02 PM
newgroom422$25.0012/17/2011 4:20:19 PM
stammyc3$26.3112/17/2011 4:16:02 PM
Brain_m$25.0012/17/2011 1:29:21 PM
Brisket_Bob$25.0012/17/2011 4:09:46 PM
damanq$25.0012/17/2011 2:59:00 PM
Mark-7$50.0012/17/2011 12:50:56 PM
gulch$25.0012/17/2011 12:47:38 PM
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rcm87$50.0012/17/2011 12:47:07 PM
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no_agenda_lender$25.0012/17/2011 12:34:25 PM
Stollewood$25.0012/17/2011 12:49:13 PM
bid-czar8$100.0012/17/2011 12:48:21 PM
genius520$50.0012/17/2011 12:42:16 PM
Taz-Man-IIWIS$25.0012/17/2011 12:40:49 PM
studious-bonus7$67.0012/17/2011 12:21:40 PM
mennleo$50.0012/17/2011 12:17:35 PM
IIP77$25.0012/17/2011 12:18:19 PM
unassassinable$25.0012/17/2011 12:16:13 PM
takarlstad$25.0012/17/2011 11:44:18 AM
pound-mushroom3$25.0012/16/2011 9:08:47 AM
bountiful-durability$50.0012/15/2011 8:37:13 PM
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unbelievable-exchange$100.0012/15/2011 4:45:12 PM
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sjc224$25.0012/13/2011 4:20:27 PM
heart514$25.0012/12/2011 7:27:13 PM
asset-producer1$100.0012/12/2011 7:55:31 PM
Investor_DP$100.0012/9/2011 9:21:33 AM
igniter584$25.0012/7/2011 5:08:56 PM
unassuming-generosity$25.0012/18/2011 12:50:56 PM
studious-listing8$25.0012/18/2011 1:57:49 PM
justice-allocator3$25.0012/18/2011 7:21:05 PM
caseattle$25.0012/18/2011 9:18:51 PM
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Hiro07$25.0012/19/2011 5:01:45 AM
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Finla$100.0012/19/2011 5:10:40 AM
Richmp412$25.0012/19/2011 6:53:55 AM
ferdberfel$25.0012/19/2011 7:11:33 AM
hanuman77$25.0012/19/2011 7:38:30 AM
worth-sundae$60.6112/19/2011 8:26:54 AM
marketplace-buckeye$50.0012/19/2011 8:30:41 AM
nybanker85$43.0012/19/2011 9:19:12 AM
helpinghand63$25.0012/19/2011 9:05:47 AM
rogue_monster$50.0012/19/2011 9:29:24 AM
letsmakeitsuccessful$25.0012/19/2011 9:15:51 AM
elfincove$25.0012/19/2011 9:19:35 AM
poster177$50.0012/19/2011 9:47:06 AM
fantastic-investment9$30.0012/19/2011 11:44:44 AM
ClearCut$50.0012/19/2011 2:17:06 PM
reaction5$25.0012/19/2011 2:04:10 PM
invincible-duty$25.0012/19/2011 2:52:37 PM
responsibility-mussel0$25.0012/19/2011 3:53:25 PM
teejay411$100.0012/19/2011 3:30:58 PM
heatherwood$50.0012/19/2011 5:54:13 PM
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EtaDuck$25.0012/19/2011 8:50:27 PM
happy-return4$56.0012/19/2011 8:58:47 PM
greenback-companion8$25.0012/20/2011 7:21:33 AM
logical-investment4$25.0012/20/2011 9:05:20 AM
hebergee$25.0012/20/2011 8:24:03 AM
MBurns$50.0012/20/2011 8:56:28 AM
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lucrative-worth$100.0012/20/2011 9:03:02 AM
wormdc$25.0012/20/2011 9:07:02 AM
DDHMoney$25.0012/20/2011 9:14:49 AM
responsibility-wind6$25.0012/20/2011 9:10:05 AM
brightest-affluence-motivator$50.0012/20/2011 9:18:32 AM
value-pouch$25.0012/20/2011 9:11:35 AM
investisure$50.0012/20/2011 9:21:15 AM
browneyegravy$25.0012/20/2011 9:13:30 AM
Rick21$25.0012/20/2011 9:13:43 AM
AFFlyboy$25.0012/20/2011 9:12:42 AM
909engineer$32.2512/20/2011 9:16:46 AM
ideal-platinum1$25.0012/20/2011 9:16:30 AM
otherwisedisposed$100.0012/20/2011 9:16:49 AM
Webpreneur$50.0012/20/2011 9:17:00 AM
Sibelius2$25.0012/20/2011 9:26:44 AM
jblack01$25.0012/20/2011 9:19:47 AM
A_mike$25.0012/20/2011 9:29:26 AM
williemc44$25.0012/20/2011 9:20:28 AM
gizzywump$25.0012/20/2011 9:24:33 AM
kind-efficient-credit$25.0012/20/2011 9:30:29 AM
benevolent-money6$25.0012/20/2011 9:30:31 AM
syounker$25.0012/20/2011 9:26:36 AM
hydroboy$25.0012/20/2011 9:28:40 AM
dynamic-money271$25.0012/20/2011 9:38:57 AM
ErsatzMike$25.0012/20/2011 9:38:08 AM
first-class-yield9$50.0012/20/2011 9:40:42 AM
Schleproque$25.0012/20/2011 9:44:10 AM
loot-geyser1$25.0012/20/2011 9:45:01 AM
MadHun$163.6112/20/2011 9:45:30 AM
matthart$25.0012/20/2011 9:41:00 AM
Trystar$25.0012/20/2011 9:41:22 AM
downtownfarm$25.0012/20/2011 9:41:38 AM
igniter584$25.0012/8/2011 6:22:45 AM
EarlyRiser$250.0012/10/2011 7:29:17 AM
Starica$100.0012/11/2011 12:07:40 PM
asset-producer1$100.0012/12/2011 8:02:06 PM
commanding-treasure2$50.0012/13/2011 10:59:40 AM
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lender2611$25.0012/13/2011 5:43:00 PM
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MoonMama$25.0012/15/2011 7:55:20 AM
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financial-frenzy$25.0012/16/2011 9:25:05 AM
pujols8996$50.0012/16/2011 9:20:29 AM
beeper2$25.0012/16/2011 9:09:53 AM
matt_2006$25.0012/16/2011 9:31:59 AM
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rescue$100.0012/16/2011 9:45:41 AM
progressive-economy261$186.0012/16/2011 9:39:23 AM
the-laudable-peso$40.0012/16/2011 9:42:20 AM
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payout-harmony4$50.0012/16/2011 10:07:41 AM
kind-asset-circuit$50.0012/16/2011 9:37:51 AM
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kulender$74.0012/16/2011 9:41:29 AM
figs4u2$76.0012/16/2011 9:43:19 AM
openness-enlightenment8$25.0012/16/2011 10:46:19 AM
EvalCrux$50.0012/16/2011 9:50:03 AM
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loyalty-tuba0$25.0012/16/2011 10:55:43 AM
disneygeek$25.0012/16/2011 3:34:03 PM
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processor115$75.0012/16/2011 4:24:27 PM
Loan_Stranger$25.0012/16/2011 4:27:15 PM
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careful-note$50.0012/17/2011 3:17:36 PM
happy-return4$25.0012/17/2011 7:16:53 PM
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psycardis$25.0012/17/2011 6:34:08 PM
GoingFishing$25.0012/17/2011 7:20:16 PM
happy-loot3$200.0012/17/2011 7:53:08 PM
riproaringrapids$25.0012/18/2011 12:06:08 AM
detective311$25.0012/17/2011 6:23:24 PM
nestegg4e$25.0012/18/2011 6:55:14 AM
famous-bid9$25.0012/18/2011 9:26:44 AM
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makerain$25.0012/18/2011 5:20:32 AM
generosity-poem2$100.0012/18/2011 9:38:57 AM
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LtKen717$50.0012/18/2011 11:13:57 AM
cutter21$25.0012/18/2011 12:21:18 PM
Lam0nt$25.0012/18/2011 12:19:27 PM
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BuffetRocks$39.0012/18/2011 12:25:31 PM
market-assembler$25.0012/18/2011 12:45:02 PM
wtrboy$25.0012/18/2011 12:28:09 PM
timbob$100.0012/18/2011 12:47:06 PM
taurusco$30.0012/18/2011 12:35:37 PM
Natronpee$25.0012/18/2011 12:36:56 PM
bold-yield-rumbler$25.0012/18/2011 12:45:07 PM
dordee$60.0012/18/2011 1:25:12 PM
wealth-infusion6$200.0012/18/2011 1:41:02 PM
GmaJosephine$25.0012/18/2011 2:07:33 PM
donmacprosper$25.0012/18/2011 2:17:46 PM
intuitive-integrity9$50.0012/18/2011 12:45:05 PM
shellback13$28.7412/18/2011 3:04:34 PM
theloanfiller$25.0012/18/2011 6:51:39 PM
gilbrear$25.0012/18/2011 3:40:39 PM
rajs$150.0012/18/2011 6:06:51 PM
pinballwizard$25.2112/18/2011 4:01:25 PM
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orgy63$25.0012/18/2011 7:48:07 PM
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laniac$50.0012/18/2011 11:02:54 PM
money-booster2$25.0012/19/2011 8:04:58 AM
trade-solo$25.0012/19/2011 1:51:46 AM
streak269$48.3212/19/2011 8:59:03 AM
five-star-justice$38.0012/19/2011 5:30:51 AM
wise-silver-wonder$25.0012/19/2011 7:14:26 AM
faldska$25.0012/19/2011 9:13:17 AM
prescription0$25.0012/19/2011 9:17:12 AM
houli123$25.0012/19/2011 9:30:08 AM
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intelligent-dedication9$100.0012/19/2011 4:34:36 PM
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villagers$25.0012/19/2011 5:34:38 PM
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CanArkRoamNu$25.0012/20/2011 9:13:45 AM
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Quiddity$25.0012/20/2011 9:07:19 AM
burgeoning-silver$25.0012/20/2011 9:11:07 AM
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REVSTJ999$25.0012/20/2011 9:17:57 AM
credit-meteor7$200.0012/20/2011 9:14:16 AM
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LeReve$25.0012/20/2011 9:15:48 AM
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fairness-kayak$25.0012/20/2011 9:23:14 AM
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gold-channel2$25.0012/20/2011 9:34:35 AM
impeccable-funds5$25.0012/20/2011 9:31:23 AM
ADSFL05$25.0012/20/2011 9:33:54 AM
duty-admiral$38.0012/20/2011 9:36:09 AM
revenue-achievement$25.0012/20/2011 9:38:10 AM
loan-wasp$50.0012/20/2011 9:39:10 AM
fair-pound5$100.0012/20/2011 9:44:30 AM
hayhelp$25.0012/20/2011 9:40:57 AM
343 Investments
 
Borrower Payment Dependent Notes Series 543355
This series of Notes was issued and sold upon the funding of the borrower loan #57472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-08-2011 
 
Lender yield: 24.37% Borrower rate/APR: 25.37% / 29.24% Monthly payment: $159.82
 
Lender servicing fee: 1.00% Effective Yield*: 23.77%  
Estimated return*: 13.27%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1996 Debt/Income ratio: 23%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 24 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $13,419Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: AZgolfer Borrower's state: Texas Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 640-659 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
600-619 (Aug-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Condolidate Low balance credit card
Purpose of loan:
This loan will be used to consolidate my Applied Card, Home Depot and miscellaneous bills.

My financial situation:
I am a good candidate for this loan because I have a long professional career as an Audit Manager. In addition, I have been a Prosper member since 2006 and previously paid off a three-year loan from 2006 to 2009 without having missed a single payment!


Monthly net income: $6,200
Monthly expenses:
Housing: $1,150
Insurance: $225
Car expenses: $1,100
Utilities: $280
Phone, cable, internet: $140
Food, entertainment: $420
Clothing, household expenses: $140
Credit cards and other loans: $600
Other expenses: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Dusigrosz$200.0012/8/2011 5:01:18 PM
investment-daydream$75.0012/8/2011 5:04:02 PM
Kash2010lu$30.0012/8/2011 5:08:47 PM
green-trade-dolphin$35.0212/8/2011 5:02:22 PM
GElender$40.0012/8/2011 5:10:13 PM
Danjack_Capital$25.0012/8/2011 5:12:02 PM
investmentgroup$25.0012/8/2011 5:12:41 PM
fcrick$25.0012/8/2011 5:06:05 PM
SLN-10$100.0012/8/2011 5:06:27 PM
enriching-credit9$25.0012/8/2011 5:17:05 PM
lotuss4$25.0012/8/2011 5:20:46 PM
abundant-power$50.0012/8/2011 5:18:55 PM
sweety075$25.0012/8/2011 5:31:23 PM
lucrative-loan$39.0012/8/2011 5:35:57 PM
Aberdeen$2,001.6512/8/2011 5:38:53 PM
LittleMingo$25.0012/8/2011 5:38:14 PM
Dusigrosz$100.0012/8/2011 5:04:31 PM
atlas-shrugged$195.0012/8/2011 5:09:05 PM
luv4cycling$30.0012/8/2011 5:11:21 PM
lendstats_com$300.0012/8/2011 5:11:37 PM
trumpeter5$50.0012/8/2011 5:02:19 PM
auction-turtle0$25.0012/8/2011 5:16:54 PM
312-Lender$25.0012/8/2011 5:24:52 PM
credit-missile$135.0012/8/2011 5:25:03 PM
money-baron-Roth401k$50.0012/8/2011 5:20:00 PM
MoneyForNothing$34.3312/8/2011 5:17:23 PM
graceful-investment$50.0012/8/2011 5:29:05 PM
affluence-generator2$100.0012/8/2011 5:21:46 PM
graceful-IRAinvestment$60.0012/8/2011 5:31:24 PM
richboy56$25.0012/8/2011 5:31:32 PM
money-baron-roth-IRA$50.0012/8/2011 5:29:34 PM
AF-Chief$25.0012/8/2011 5:35:40 PM
32 Investments
 
Borrower Payment Dependent Notes Series 543371
This series of Notes was issued and sold upon the funding of the borrower loan #57535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.61% Borrower rate/APR: 25.61% / 29.49% Monthly payment: $400.83
 
Lender servicing fee: 1.00% Effective Yield*: 24.00%  
Estimated return*: 12.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-2005 Debt/Income ratio: 46%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 26 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,727Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: Yes  
Screen name: note-cell5 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
truck repair
Purpose of loan to save my business. I have a semi truck that broke the engine, so
This loan will be used to repair my engine, and get my truck up and running again and keep working with it

My financial situation..
I am a good candidate for this loan because, I have always been paying on time my payments. Never filed for bankrupcy.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
EngineersAlliance$125.0012/8/2011 9:20:42 AM
profit-powerplant$25.0012/8/2011 5:34:08 PM
Whipster$50.0012/8/2011 5:52:41 PM
Cookiemonster65$26.5312/15/2011 11:54:30 AM
britches613$15.9212/15/2011 11:54:53 AM
houli123$25.0012/15/2011 11:50:14 AM
green-rate-futurist$50.0012/15/2011 10:13:23 AM
happy-return4$50.0012/15/2011 11:44:48 AM
AEH_Now$25.0012/15/2011 9:46:10 AM
javelin0$25.0012/15/2011 9:54:03 AM
spitzbergen$25.0012/15/2011 9:47:38 AM
natejx$25.0012/15/2011 9:47:17 AM
gold-channel2$25.0012/15/2011 9:37:18 AM
Miklot$30.0012/15/2011 9:46:32 AM
apostle901$25.0012/15/2011 9:33:45 AM
wise-deal-panda$55.0012/15/2011 9:44:27 AM
Wellman$25.0012/15/2011 9:44:10 AM
engaging-leverage823$25.0012/15/2011 9:32:49 AM
nodrivelpls$25.0012/15/2011 9:41:27 AM
thelovebug$100.0012/15/2011 9:30:19 AM
economy-producer$25.0012/15/2011 9:51:34 AM
important-openness1$62.0012/15/2011 9:49:05 AM
km007$25.0012/15/2011 9:48:57 AM
misterhobbs$25.0012/15/2011 9:25:51 AM
brazilofmux$100.0012/15/2011 9:20:39 AM
money-surge1$25.0012/15/2011 9:18:52 AM
lakehavasu88$25.0012/15/2011 9:43:07 AM
bnlforever$25.0012/15/2011 9:16:58 AM
shmb6508$29.0012/15/2011 9:29:31 AM
progressive-economy261$400.0012/15/2011 9:17:14 AM
Comoparklender$25.0012/15/2011 9:14:26 AM
enterprising-credit2$25.0012/15/2011 8:32:46 AM
glroark$50.0012/15/2011 6:36:55 AM
burgeoning-peace3$25.0012/15/2011 6:51:10 AM
Inquisitor06$25.0012/15/2011 6:11:51 AM
cash-turbine1$27.0012/15/2011 6:10:41 AM
deal-pioneer1$25.0012/15/2011 6:35:50 AM
Bookophile$50.0012/15/2011 6:30:08 AM
ore-armada$25.0012/15/2011 5:56:58 AM
deal-searcher1$25.0012/15/2011 12:03:23 AM
treasure-bliss$25.0012/15/2011 5:17:43 AM
greenback-guard$25.0012/15/2011 5:09:05 AM
cogent$50.0012/15/2011 4:05:49 AM
bazaar-hyperdrive3$50.0012/14/2011 9:11:16 PM
gain-mountain1$25.0012/14/2011 8:42:22 PM
new-social-economist$70.0012/14/2011 10:18:53 PM
dime-vista2$25.0012/14/2011 9:23:09 PM
lie21073$25.0012/14/2011 9:53:05 PM
michaelray703$25.0012/14/2011 8:33:34 PM
payment-gusto$25.0012/14/2011 7:07:53 PM
unfixer$25.0012/14/2011 6:53:49 PM
autonomous-basis$25.0012/14/2011 6:54:19 PM
RandomMonkey$25.0012/14/2011 6:09:31 PM
unassailable-listing3$100.0012/14/2011 6:29:34 PM
glimmering-funds2$25.0012/14/2011 6:18:45 PM
JJYossarian$32.0012/14/2011 6:07:22 PM
zeeexsixare$200.0012/14/2011 4:59:48 PM
valiant-note129$196.4012/14/2011 4:11:26 PM
traice$25.0012/14/2011 2:46:52 PM
Ballybay$50.0012/14/2011 5:10:56 PM
Ducatiman1978$25.0012/14/2011 4:45:31 PM
worth-viking$100.0012/14/2011 12:33:07 PM
jamiee73$25.0012/14/2011 2:18:29 PM
inprotest$50.0012/14/2011 12:32:02 PM
duty-explosion9$75.0012/14/2011 11:15:25 AM
blue-radiant-economy$100.0012/14/2011 1:48:37 AM
mlj0671$25.0012/14/2011 7:03:19 AM
fortytwo$150.0012/13/2011 5:22:33 PM
sjc224$25.0012/13/2011 4:20:28 PM
graceful-IRAinvestment$53.0012/12/2011 1:43:56 PM
jkeller4000$25.0012/12/2011 1:15:21 PM
associate36$25.0012/12/2011 9:18:52 AM
ready-interest9$25.0012/12/2011 9:25:54 AM
bazaar-festivity$25.0012/11/2011 12:19:07 PM
AlternativeCashFlow$25.0012/10/2011 9:01:26 PM
blue-lively-platinum$25.0012/10/2011 2:21:54 PM
tremendous-yield8$25.0012/10/2011 1:23:37 PM
dedication-magnolia9$25.0012/10/2011 1:53:42 PM
vutah$25.0012/9/2011 4:56:20 PM
MrBailey$25.0012/15/2011 9:15:54 AM
revenue-serenity$25.0012/15/2011 9:37:57 AM
DER$25.0012/15/2011 9:37:45 AM
GCInvestments$29.0012/15/2011 9:37:24 AM
ah-long$25.0012/15/2011 9:11:34 AM
rapid-credit428$25.0012/15/2011 9:36:25 AM
CapitalismRocks$25.0012/15/2011 9:09:25 AM
fund-ambrosia0$25.0012/15/2011 9:33:52 AM
fantastic-wampum1$100.0012/15/2011 9:06:54 AM
TronMedici$25.0012/15/2011 9:32:24 AM
reward-gala$50.0012/15/2011 9:20:37 AM
income-vault6$25.0012/15/2011 8:57:55 AM
felicity-injector$25.0012/15/2011 9:16:54 AM
five-star-justice$41.0012/15/2011 8:45:35 AM
caprirolito$25.0012/15/2011 9:26:26 AM
finance-mushroom$200.0012/15/2011 9:24:27 AM
ecstatic-money064$25.0012/15/2011 9:23:00 AM
Gladglide$25.0012/15/2011 9:21:07 AM
rvfbroker$25.0012/15/2011 9:19:52 AM
a-resplendent-commitment$25.0012/15/2011 9:07:17 AM
Angel_Investor_7$25.0012/15/2011 9:06:48 AM
golden-velocity9$30.0012/8/2011 9:29:33 AM
skillful-asset5$25.0012/8/2011 11:19:03 AM
truth-companion$100.0012/8/2011 1:10:23 PM
alexander-hamilton$50.0012/8/2011 2:07:12 PM
income-safehouse9$100.0012/8/2011 2:16:05 PM
the-lean-bid$25.0012/8/2011 3:38:06 PM
jkeller4000$25.0012/8/2011 3:39:24 PM
janeybooboo$75.0012/8/2011 4:47:50 PM
Starica$300.0012/8/2011 4:45:09 PM
Investor_DP$100.0012/9/2011 9:22:15 AM
green-inspiring-peace$25.0012/9/2011 5:21:50 PM
irrelevant$50.0012/9/2011 10:26:35 PM
beakerfish$100.0012/10/2011 9:27:11 AM
dynrep$100.0012/11/2011 6:50:16 AM
pound-mushroom3$25.0012/12/2011 9:13:58 AM
economy-shrubbery6$25.0012/12/2011 5:09:00 PM
heart514$25.0012/12/2011 7:27:15 PM
money-booster2$35.0012/12/2011 9:52:36 PM
red-power-pecan$50.0012/13/2011 5:14:49 PM
MASinVestment$50.0012/13/2011 5:16:01 PM
missing-link$25.0012/13/2011 5:39:49 PM
MASinVestment$200.0012/14/2011 8:03:26 AM
enchanted-diversification496$25.0012/14/2011 9:29:55 AM
nimble-revenue5$50.0012/14/2011 9:49:15 AM
awesome-yield7$25.0012/14/2011 11:12:48 AM
keeks$25.0012/14/2011 2:47:21 PM
skaught$30.0012/14/2011 2:36:43 PM
LateOneNight$25.0012/14/2011 4:51:31 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:00 PM
diplomatic-wealth7$25.0012/14/2011 5:20:37 PM
KMSB$25.0012/14/2011 6:46:32 PM
ZTA0796$25.0012/14/2011 6:19:49 PM
useful-cash043$150.0012/14/2011 7:53:46 PM
economy-popcorn$25.0012/14/2011 8:19:42 PM
worker943$50.0012/14/2011 7:46:02 PM
jrlvnv$50.0012/14/2011 9:26:21 PM
newest-power-banker$200.0012/14/2011 8:11:17 PM
coin-paddle$25.0012/14/2011 11:18:05 PM
Webpreneur$50.0012/15/2011 12:23:28 AM
ethical-truth211$400.0012/15/2011 3:57:15 AM
payout-thinker7$25.0012/15/2011 5:55:58 AM
fcukciti$35.0012/15/2011 1:34:18 AM
greenback-guard$25.0012/15/2011 5:15:01 AM
orange-preeminant-bill$25.0012/15/2011 5:26:25 AM
rick446$25.0012/15/2011 4:04:47 AM
bold-shrewd-dedication$250.0012/15/2011 6:05:38 AM
purposeful-dedication$25.0012/15/2011 4:52:18 AM
euro-mirth$25.0012/15/2011 4:54:04 AM
Bob450$25.0012/15/2011 6:53:38 AM
jmcdon7230$25.0012/15/2011 8:02:20 AM
hptcrabbers$25.0012/15/2011 7:17:05 AM
tremendous-integrity$50.0012/15/2011 7:23:48 AM
capital_projects_investor$25.0012/15/2011 7:28:48 AM
colonel456$47.1512/15/2011 9:02:26 AM
karpman3$50.0012/15/2011 8:26:10 AM
wwwUniversal$25.0012/15/2011 9:10:00 AM
reward-walnut$25.0012/15/2011 7:35:48 AM
silver-wonder278$25.0012/15/2011 9:15:39 AM
nowits10$25.0012/15/2011 9:17:02 AM
Gilgothdae$25.0012/15/2011 8:01:27 AM
mercuriant$25.0012/15/2011 9:09:15 AM
fighter122$25.0012/15/2011 9:23:17 AM
worthy-bid8$50.0012/15/2011 9:27:37 AM
the-laudable-peso$40.0012/15/2011 9:16:56 AM
stepatatime-together$100.0012/15/2011 9:29:44 AM
handshake5$100.0012/15/2011 9:05:55 AM
miamibeachloaner$25.0012/15/2011 9:31:59 AM
bid-czar8$51.0012/15/2011 9:32:37 AM
arsisi$25.0012/15/2011 9:08:21 AM
resolute-point5$25.0012/15/2011 9:25:06 AM
shrewd-peace7$25.0012/15/2011 9:36:27 AM
roman2008$25.0012/15/2011 9:13:32 AM
finance-prescription$100.0012/15/2011 9:13:43 AM
miked8303$25.0012/15/2011 9:41:20 AM
community-platoon8$25.0012/15/2011 9:21:05 AM
rescue$40.0012/15/2011 9:33:54 AM
asiaratt$50.0012/15/2011 9:35:05 AM
economy-coup$50.0012/15/2011 9:48:53 AM
Mariner3605$25.0012/15/2011 9:29:53 AM
ultimate-payment$25.0012/15/2011 9:30:35 AM
dedicated-transaction796$25.0012/15/2011 9:43:19 AM
social-cocktail1$200.0012/15/2011 9:32:39 AM
first-class-yield9$100.0012/15/2011 10:00:24 AM
aader$25.0012/15/2011 9:34:24 AM
trade-beeper4$25.0012/15/2011 9:46:17 AM
careful-vigilance4$50.0012/15/2011 9:49:56 AM
MikeyZ2008$50.0012/15/2011 9:52:13 AM
Diamond_Jim$25.0012/15/2011 9:45:38 AM
loan-wasp$50.0012/15/2011 10:50:58 AM
the-revenue-demon$50.0012/15/2011 11:06:21 AM
zone8$100.0012/15/2011 9:46:54 AM
luzonct$100.0012/15/2011 9:47:34 AM
best-charming-leverage$50.0012/15/2011 9:47:41 AM
hydroboy$25.0012/15/2011 9:54:43 AM
VAGweilo$25.0012/15/2011 10:53:24 AM
trippd6$25.0012/15/2011 11:09:23 AM
tsquared_030$25.0012/15/2011 11:22:05 AM
197 Investments
 
Borrower Payment Dependent Notes Series 543401
This series of Notes was issued and sold upon the funding of the borrower loan #57628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,880.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.64% Borrower rate/APR: 16.64% / 19.55% Monthly payment: $315.01
 
Lender servicing fee: 1.00% Effective Yield*: 15.37%  
Estimated return*: 9.42%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1980 Debt/Income ratio: 25%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:6y 2m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,207Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: p2p-force2 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... Pay off high interest rate credit cards, and consolidate my debt in one payment

My financial situation: Is well to do, I am making ends meet and able to put some money away every month.
I am a good candidate for this loan because... I have not missed any payment in years. I made mistakes previously but have been working hard to repair the damage over the past 6 years.


Monthly net income: $ 1726
Monthly expenses: $ 1400
Housing: $ 663
Insurance: $ 0
Car expenses: $ 40
Utilities: $ 35
Phone, cable, internet: $ 60
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 340
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/8/2011 9:15:38 AM
truth-companion$100.0012/8/2011 1:10:24 PM
Investor_DP$100.0012/9/2011 9:21:34 AM
bold-yield-rumbler$25.0012/11/2011 12:11:17 PM
basis-ferret8$50.0012/11/2011 6:55:27 PM
graceful-IRAinvestment$53.0012/12/2011 1:41:04 PM
timbob$100.0012/12/2011 5:13:20 PM
heavy_ax$38.0012/12/2011 5:47:42 PM
green-rate-futurist$100.0012/12/2011 7:26:51 PM
langdonx$25.0012/12/2011 8:34:00 PM
HamachiMan$50.0012/12/2011 8:24:46 PM
worth-arch$25.0012/13/2011 6:41:55 AM
organized-payment6$50.0012/13/2011 5:47:46 AM
Captain_America$50.0012/13/2011 6:48:11 AM
Butterfly1950$25.0012/13/2011 6:51:16 AM
ethical-truth211$300.0012/13/2011 3:05:54 AM
the-laudable-peso$50.0012/13/2011 8:15:55 AM
unclejaef$25.0012/13/2011 8:53:02 AM
Agonbiew$50.0012/13/2011 9:13:15 AM
helvet$35.0012/13/2011 9:18:10 AM
meenan$100.0012/13/2011 10:21:22 AM
commanding-treasure2$50.0012/13/2011 10:59:41 AM
wealth-infusion6$200.0012/13/2011 12:30:42 PM
nunnie$25.0012/13/2011 12:58:14 PM
haplender$50.0012/13/2011 1:48:08 PM
MacAtk$200.0012/13/2011 2:25:53 PM
sjc224$25.0012/13/2011 4:20:28 PM
EvalCrux$34.0012/13/2011 5:34:09 PM
peripatetic$25.0012/14/2011 1:13:16 AM
dckpolo$25.0012/14/2011 5:29:15 AM
blue-radiant-economy$100.0012/14/2011 3:37:41 AM
LendGuy$25.0012/14/2011 8:42:13 AM
credit-maple5$25.0012/14/2011 9:17:39 AM
ctgscott$25.0012/14/2011 9:26:05 AM
market-assembler$50.0012/14/2011 9:52:46 AM
duty-explosion9$75.0012/14/2011 11:15:25 AM
oskizzle$25.0012/14/2011 10:56:24 AM
inprotest$50.0012/14/2011 12:32:02 PM
pdub$75.0012/8/2011 9:28:38 AM
careful-note$50.0012/8/2011 9:08:42 AM
BxRealtor$25.0012/8/2011 9:25:31 AM
happy-loot3$100.0012/8/2011 9:27:43 AM
bazaar-festivity$50.0012/8/2011 9:36:53 AM
deal-searcher1$25.0012/8/2011 11:08:35 AM
Starica$300.0012/8/2011 4:45:09 PM
pound-mushroom3$25.0012/9/2011 9:43:33 AM
skillful-asset5$30.0012/9/2011 12:50:38 PM
tremendous-yield8$25.0012/10/2011 1:23:37 PM
blue-lively-platinum$25.0012/10/2011 2:21:54 PM
income-banjo$100.0012/11/2011 8:10:42 AM
britgsb$30.0012/11/2011 12:17:45 PM
green-rate-futurist$50.0012/11/2011 2:44:30 PM
value-squirrel3$35.0012/11/2011 6:09:09 PM
intuitive-integrity9$50.0012/12/2011 5:10:16 PM
ultimate-payment$25.0012/12/2011 5:22:28 PM
ericgassercom$25.0012/12/2011 5:19:38 PM
riproaringrapids$25.0012/12/2011 5:29:00 PM
brazilofmux$100.0012/12/2011 5:29:40 PM
bold-durability-drum$60.0012/12/2011 5:38:18 PM
heart514$25.0012/12/2011 7:27:16 PM
transparency-giant$50.0012/12/2011 9:37:50 PM
bonus-rotation1$50.0012/12/2011 8:24:02 PM
the_winning_ticket$100.0012/13/2011 1:06:17 AM
loan-rider7$25.0012/13/2011 7:58:54 AM
social-zebra$30.0012/13/2011 8:52:13 AM
maschinenbau$25.0012/13/2011 10:56:10 AM
money-booster2$25.0012/13/2011 1:07:52 PM
help4u$25.0012/13/2011 2:50:49 PM
MASinVestment$50.0012/13/2011 5:16:02 PM
lender2611$25.0012/13/2011 5:43:01 PM
gravbox$25.0012/13/2011 6:01:10 PM
MASinVestment$100.0012/14/2011 7:33:03 AM
the-laudable-peso$40.0012/14/2011 7:04:46 AM
pythia$25.0012/14/2011 10:47:29 AM
credit-investor5$50.0012/14/2011 10:53:13 AM
worth-blanket2$4,600.0012/14/2011 12:32:13 PM
76 Investments
 
Borrower Payment Dependent Notes Series 543455
This series of Notes was issued and sold upon the funding of the borrower loan #57416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-09-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Dec-1992 Debt/Income ratio: 43%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:10y 11m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,598Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: economy-czar8 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement loan
Purpose of loan:
This loan will be used to remodle kitchen

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2000
Monthly expenses: $
Housing: $500
Insurance: $0
Car expenses: $0
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $45
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/8/2011 5:08:12 PM
SFBank$50.0012/8/2011 7:17:28 PM
worth-blanket2$3,900.0012/9/2011 10:31:20 AM
SecondChanceLendingSERV$25.0012/9/2011 9:44:23 AM
4 Investments
 
Borrower Payment Dependent Notes Series 543481
This series of Notes was issued and sold upon the funding of the borrower loan #57658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1992 Debt/Income ratio: 9%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 2Length of status:38y 11m
Amount delinquent: $42 Total credit lines: 16 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$75,000-$99,999
Delinquencies in last 7y: 2 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: newest-integrity-grove Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Starter Capital
Purpose of loan:
This loan will be used to...develop software for sales.

My financial situation:
I am a good candidate for this loan because...I have been at a steady job for over 38 years, own my own home and don't carry a lot of debt. Just need access to starter capital to take advantage of a solid business opportunity to earn additional income.


Monthly net income: $ 6000
Monthly expenses: $300
Housing: $0
Insurance: $150
Car expenses: $0
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/9/2011 9:22:19 AM
first-friendly-listing$40.0012/13/2011 7:27:57 AM
sjc224$25.0012/13/2011 4:20:29 PM
worth-blanket2$9,800.0012/14/2011 12:33:35 PM
ChrisProsper$35.0012/14/2011 1:43:16 PM
5 Investments
 
Borrower Payment Dependent Notes Series 543491
This series of Notes was issued and sold upon the funding of the borrower loan #57885, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-2004 Debt/Income ratio: 19%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 17Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 38 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,267Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 30%  
   Homeownership: No  
Screen name: return-tonic1 Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Quick Loan
Purpose of loan:
This loan will be used to pay off bills/consolidate.

My financial situation:
I am a good candidate for this loan because I always make payments on time, just need an extra amount to get through the next 6 months. I plan to pay off the loan in that time.


Monthly net income: $5000
Monthly expenses: $
Housing: $800
Insurance: $200
Car expenses: $500
Utilities: $70
Phone, cable, internet: $250
Food, entertainment: $350
Clothing, household expenses: $250
Credit cards and other loans: $400 (inlcuding student loans)
Other expenses: $400 medical bills
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/9/2011 9:13:12 AM
melodious-openness$25.0012/10/2011 9:33:24 AM
blue-lively-platinum$25.0012/10/2011 2:21:59 PM
daekpon$50.0012/11/2011 11:48:40 AM
affluence-generator2$100.0012/13/2011 2:22:51 PM
let_me_retire$25.0012/13/2011 3:27:23 PM
blue-radiant-economy$100.0012/13/2011 11:17:51 PM
papaloha$25.0012/16/2011 6:50:50 PM
new-social-economist$50.0012/19/2011 11:02:05 PM
3cinvesting$100.0012/20/2011 1:49:34 AM
rolo12$25.0012/20/2011 3:14:59 AM
capital-galaxy$50.0012/20/2011 4:41:18 AM
refined-penny$25.0012/19/2011 11:40:57 PM
likeable-hope$25.0012/20/2011 5:22:55 AM
ethical-truth211$150.0012/20/2011 5:39:14 AM
flexible-duty3$25.0012/20/2011 5:52:44 AM
revenue-associate$25.0012/20/2011 6:36:55 AM
thebigrig$250.0012/20/2011 7:24:44 AM
taiko6$29.1312/20/2011 7:37:50 AM
Wisc_investor$25.0012/20/2011 8:31:11 AM
unbelievable-exchange$25.0012/20/2011 9:24:35 AM
atlas100$25.0012/20/2011 9:33:03 AM
kind-credit-bear$25.0012/20/2011 9:43:39 AM
Kash2010lu$25.0012/20/2011 9:50:15 AM
diversification-maple1$25.0012/20/2011 10:56:10 AM
meadow48$50.0012/20/2011 12:24:15 PM
beans53$25.0012/20/2011 10:46:49 AM
Richmp412$25.0012/20/2011 12:14:38 PM
smallbizrule$25.0012/20/2011 12:17:02 PM
icon7$40.0012/20/2011 5:19:25 PM
blue-radiant-economy$100.0012/21/2011 1:33:43 AM
Starfin-Capital-Management$162.8212/21/2011 4:01:35 AM
independent-listing796$30.8712/21/2011 4:32:46 AM
GElender$40.0012/21/2011 6:03:57 AM
jhernand17$25.0012/21/2011 9:24:37 AM
gallant-economy9$50.0012/21/2011 9:44:20 AM
american-investor$25.0012/21/2011 10:55:15 AM
jonesboyz$50.0012/21/2011 11:19:04 AM
oasis481$50.0012/21/2011 10:54:31 AM
thorough-marketplace441$25.0012/21/2011 11:06:33 AM
mammalian4$25.0012/21/2011 11:13:34 AM
bnoble09$25.0012/21/2011 12:18:48 PM
Wilhan$13.9712/21/2011 1:27:35 PM
SolarMoonshine$25.0012/9/2011 10:03:15 AM
skillful-asset5$25.0012/9/2011 12:26:58 PM
money-baron-roth-IRA$66.3012/10/2011 8:02:55 AM
money-baron-Roth401k$50.0012/10/2011 8:06:11 AM
dws2380$25.0012/11/2011 3:13:26 PM
economy-shrubbery6$25.0012/12/2011 5:09:04 PM
heart514$25.0012/12/2011 7:27:22 PM
friendinmoney$25.0012/13/2011 8:01:44 AM
dough-souffle$25.0012/13/2011 2:36:03 PM
Rogelio48$30.0012/13/2011 5:38:41 PM
the-laudable-peso$40.0012/14/2011 7:04:49 AM
MASinVestment$150.0012/14/2011 8:06:32 AM
economy-popcorn$25.0012/17/2011 4:59:45 AM
deal-searcher1$25.0012/18/2011 3:07:09 PM
Derel$50.0012/19/2011 5:14:05 PM
green-rate-futurist$25.0012/19/2011 5:16:12 PM
bankbuddy55$100.0012/19/2011 6:33:47 PM
hyrolln$25.0012/19/2011 5:42:52 PM
money-booster2$35.0012/19/2011 10:18:23 PM
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CO80487$32.1212/20/2011 5:16:45 AM
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Rebelrick9$26.7112/20/2011 9:24:38 AM
1willray$25.5512/20/2011 10:17:03 AM
lender-inc$37.5312/20/2011 10:12:32 AM
LuvToLend$25.0012/20/2011 2:40:46 PM
Bob450$25.0012/20/2011 2:51:16 PM
benevolent1$25.0012/20/2011 10:41:40 PM
prominence8$25.0012/21/2011 6:33:33 AM
Gyroman$50.0012/21/2011 7:26:22 AM
klend4$25.0012/21/2011 7:22:17 AM
red-benefit-ruler$25.0012/21/2011 8:08:06 AM
AdamsWay$25.0012/21/2011 9:04:20 AM
lokiswolf$25.0012/21/2011 9:21:49 AM
shiny-gold5$100.0012/21/2011 9:48:55 AM
equallender$25.0012/21/2011 11:28:32 AM
81 Investments
 
Borrower Payment Dependent Notes Series 543525
This series of Notes was issued and sold upon the funding of the borrower loan #57543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-08-2011 
Term: 60 months Listing End date:  Dec-14-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-2001 Debt/Income ratio: 16%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:7y 8m
Amount delinquent: $0 Total credit lines: 22 Occupation: Military Officer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,479Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: repayment-burger9 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate bills in order to pay less each month so i can save more each month and keep myself out of debt.

My financial situation:
I am a good candidate for this loan because I have been promoted to a higher paying job with the same amount of debt and now i want to consolidate my debt and save more money for the future.


Monthly net income: $ 5700
Monthly expenses: $ 2800
Housing: $ 1170
Insurance: $ 65
Car expenses: $ 400
Utilities: $ 220
Phone, cable, internet: $ 250
Food, entertainment: $ 500
Clothing, household expenses: $ 200
Credit cards and other loans: $ 100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/8/2011 5:14:04 PM
bazaar-festivity$25.0012/8/2011 5:30:08 PM
igniter584$25.0012/8/2011 5:34:54 PM
DHolly$25.0012/8/2011 6:17:28 PM
passivesf$75.0012/8/2011 6:19:13 PM
Asgardian$50.0012/9/2011 11:33:14 AM
skillful-asset5$30.0012/9/2011 12:44:50 PM
BxRealtor$25.0012/9/2011 5:27:22 PM
well-mannered-income3$60.0012/9/2011 6:23:01 PM
a-balance-surgeon$44.6712/9/2011 9:37:56 PM
Basset_Hound_Investments$25.0012/9/2011 9:59:47 PM
jeffe43$25.0012/10/2011 12:19:14 AM
Oakland$50.0012/10/2011 8:41:18 AM
moola-gargantuan9$50.0012/10/2011 8:44:14 AM
tremendous-yield8$25.0012/10/2011 1:23:38 PM
gr8_r8$25.0012/10/2011 3:58:21 PM
PatriotKnight$25.0012/11/2011 9:39:32 AM
janeybooboo$150.0012/12/2011 4:11:55 AM
CA-Lender$50.0012/12/2011 10:17:33 AM
cutter21$25.0012/14/2011 5:30:24 PM
psycardis$50.0012/14/2011 4:45:36 PM
spitzbergen$25.0012/14/2011 5:09:04 PM
Ducatiman1978$25.0012/14/2011 4:45:31 PM
villagers$50.0012/14/2011 3:32:25 PM
peregrine$114.1412/13/2011 9:49:02 PM
dor$26.0012/13/2011 9:05:16 PM
bold-meteoric-justice$125.0012/13/2011 7:59:21 PM
right-there$67.2812/13/2011 8:03:13 PM
radforj22$25.0012/13/2011 7:35:06 PM
jebber007$35.0012/13/2011 7:15:16 PM
elegant-market9$25.0012/13/2011 7:10:35 PM
AlternativeCashFlow$25.0012/13/2011 7:09:07 PM
gravbox$25.0012/13/2011 6:01:10 PM
brightest-fascinating-principal$50.0012/13/2011 5:48:03 PM
lender2611$25.0012/13/2011 5:43:02 PM
wwwUniversal$25.0012/13/2011 5:40:59 PM
ultimate-payment$25.0012/13/2011 5:33:34 PM
power-companion7$75.0012/13/2011 5:16:40 PM
sjc224$25.0012/13/2011 4:20:30 PM
MASinVestment$100.0012/13/2011 5:14:34 PM
attractive-rate$25.0012/13/2011 2:55:23 PM
deal-searcher1$25.0012/13/2011 4:40:51 PM
feiandasun$25.0012/13/2011 2:09:33 PM
enlighter$55.0012/13/2011 4:17:27 PM
Kyileo$25.0012/13/2011 3:41:53 PM
MoneyBag4366$79.1412/13/2011 3:01:09 PM
cathmorcorvus$50.0012/13/2011 2:39:55 PM
Wilhan$42.4212/13/2011 2:27:50 PM
dough-souffle$100.0012/13/2011 2:16:32 PM
Rivervale_Westwood$50.0012/13/2011 2:04:36 PM
mpatrick$25.0012/13/2011 1:19:36 PM
awesome-yield7$26.2712/13/2011 12:15:46 PM
profitable-return5$35.7512/13/2011 10:49:16 AM
Dan77$25.0012/13/2011 10:30:05 AM
greenback-perfume$170.0012/13/2011 8:18:08 AM
CashFlow13$100.0012/13/2011 9:12:49 AM
Enz0$25.3112/13/2011 7:28:01 AM
Captain_America$50.0012/13/2011 6:48:11 AM
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foothillender$25.0012/13/2011 7:09:11 AM
worth-arch$25.0012/13/2011 6:41:56 AM
Ambassador$29.0012/13/2011 4:39:58 AM
ethical-truth211$500.0012/13/2011 2:28:27 AM
frontier3$37.1512/13/2011 3:17:08 AM
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mtquan$25.0012/12/2011 5:32:35 PM
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penny-plato$25.0012/12/2011 1:58:56 PM
top-bill-virtuoso$50.0012/12/2011 12:00:51 PM
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KCEnterprises$50.0012/14/2011 2:34:09 PM
camaraderi-aspen$100.0012/14/2011 12:21:12 PM
wampum-library4$25.0012/14/2011 12:13:54 PM
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peripatetic$25.0012/14/2011 1:13:16 AM
the-laudable-peso$40.0012/14/2011 7:04:47 AM
Starica$400.0012/14/2011 6:29:10 AM
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jpblan11$25.0012/14/2011 4:12:12 AM
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oex$25.0012/14/2011 6:22:47 PM
compassionate-loan$25.0012/14/2011 6:24:56 PM
Theboof$25.0012/14/2011 6:02:34 PM
best-ingenious-funds$50.0012/14/2011 6:34:13 PM
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leli$50.0012/14/2011 6:53:18 PM
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mad-scientist0$100.0012/9/2011 6:36:31 AM
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commerce-yeller$45.0012/9/2011 10:10:21 AM
leball$26.0012/9/2011 4:42:08 PM
vutah$25.0012/9/2011 4:52:24 PM
Whipster$50.0012/9/2011 5:40:06 PM
frankdelraza$50.0012/9/2011 11:48:59 PM
money-booster2$25.0012/10/2011 8:36:25 AM
superb-funds335$25.0012/10/2011 12:46:24 PM
lendstats_com$200.0012/10/2011 3:58:47 PM
InChicago$100.0012/10/2011 4:32:20 PM
phenomenal-gain5$25.0012/10/2011 4:08:40 PM
theaterguy$25.0012/10/2011 5:37:49 PM
income-banjo$100.0012/11/2011 8:10:43 AM
unforgettable-wealth4$50.0012/11/2011 8:08:03 AM
britgsb$75.0012/11/2011 11:45:03 AM
basis-ferret8$50.0012/11/2011 6:55:29 PM
wlm3012$50.0012/11/2011 8:15:15 PM
BradP$25.0012/12/2011 8:45:47 AM
nfx$35.0012/12/2011 10:39:02 AM
careful-note$100.0012/12/2011 1:16:39 PM
graceful-IRAinvestment$85.0012/12/2011 1:28:28 PM
truth-lyrics7$42.2712/12/2011 1:41:45 PM
suave-dime6$25.0012/12/2011 12:10:32 PM
forthright-trade$35.0012/12/2011 1:48:26 PM
pthighs$42.4512/12/2011 3:18:03 PM
zeeexsixare$200.0012/12/2011 3:22:46 PM
timbob$100.0012/12/2011 5:13:21 PM
cattlebaron$50.0012/12/2011 5:15:05 PM
InvestorPartners$25.0012/12/2011 5:28:02 PM
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heart514$25.0012/12/2011 7:27:19 PM
asset-producer1$100.0012/12/2011 7:55:33 PM
HamachiMan$50.0012/12/2011 8:24:47 PM
availableloan$25.0012/12/2011 8:36:06 PM
ethical-income2$25.0012/12/2011 9:31:25 PM
transparency-giant$50.0012/12/2011 9:37:51 PM
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asset-producer1$100.0012/12/2011 7:58:32 PM
asset-producer1$200.0012/12/2011 8:05:08 PM
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valiant-note129$200.0012/13/2011 1:14:04 AM
Mrs-Honeydew$25.0012/13/2011 3:52:32 AM
wirebutterfly$50.0012/12/2011 11:59:30 PM
mflawyer$25.0012/13/2011 7:17:10 AM
loanman2007$250.0012/13/2011 4:43:31 AM
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SDD123$25.0012/13/2011 5:53:45 AM
wonder3$40.0012/13/2011 6:11:27 AM
genuine-loan0$25.0012/13/2011 8:26:47 AM
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loan-rider7$25.0012/13/2011 7:58:54 AM
Agonbiew$50.0012/13/2011 9:13:15 AM
the-laudable-peso$50.0012/13/2011 8:15:56 AM
helvet$35.0012/13/2011 8:18:21 AM
unclejaef$25.0012/13/2011 8:53:02 AM
meenan$100.0012/13/2011 10:21:22 AM
powerlifter275$25.0012/13/2011 10:20:16 AM
commanding-treasure2$50.0012/13/2011 10:59:43 AM
Peacepower$25.0012/13/2011 10:52:27 AM
maschinenbau$25.0012/13/2011 10:56:11 AM
haplender$50.0012/13/2011 1:48:09 PM
dinero-launcher$26.8712/13/2011 1:51:43 PM
investment-kazoo$30.0012/13/2011 2:10:14 PM
lovely-order7$25.0012/13/2011 2:38:15 PM
help4u$25.0012/13/2011 2:50:49 PM
katnmouse$30.0012/13/2011 3:48:34 PM
wealth-infusion6$200.0012/13/2011 12:30:43 PM
fair-interest6$36.7712/13/2011 12:54:26 PM
Jimmy_SoCal$75.0012/13/2011 1:35:02 PM
buddy486$25.0012/13/2011 1:43:29 PM
happy-loot3$200.0012/13/2011 2:23:13 PM
1willray$25.0012/13/2011 4:57:55 PM
green-rate-futurist$600.0012/13/2011 3:35:01 PM
RoZu_Lending$200.0012/13/2011 3:48:20 PM
MASinVestment$50.0012/13/2011 5:16:02 PM
lender2611$50.0012/13/2011 5:43:19 PM
extraordinary-silver5$25.0012/13/2011 5:30:30 PM
penny-plato$25.0012/13/2011 5:57:00 PM
helpwithoutbanks$25.0012/13/2011 6:05:39 PM
jebber007$35.8712/13/2011 7:15:37 PM
UncleSteve3000$40.0012/13/2011 7:33:14 PM
contract-festival7$50.0012/13/2011 8:07:05 PM
Melander$52.0012/13/2011 6:28:49 PM
red-active-note$26.2512/14/2011 2:19:20 AM
jescowa$50.0012/13/2011 7:28:47 PM
dckpolo$25.0012/14/2011 5:29:15 AM
capital-star5$25.0012/13/2011 10:23:45 PM
houli123$1,000.0012/14/2011 7:35:20 AM
octoberfresh$25.0012/14/2011 7:53:04 AM
castlwizz$39.9612/14/2011 8:05:03 AM
buffalobills$25.0012/14/2011 6:24:22 AM
cropdust3r$25.0012/14/2011 9:23:57 AM
leverage-monger$40.0012/14/2011 9:36:17 AM
EngineersAlliance$100.0012/14/2011 9:43:06 AM
market-assembler$50.0012/14/2011 9:52:47 AM
fair-payment4$35.0012/14/2011 12:03:01 PM
smart-gain$50.0012/14/2011 9:50:24 AM
eclicknsave$25.0012/14/2011 12:44:27 PM
blLending$25.0012/14/2011 2:26:39 PM
bluehen00$25.0012/14/2011 11:16:29 AM
keeks$25.0012/14/2011 2:47:21 PM
velocity-tom-tom2$25.0012/14/2011 1:40:42 PM
golden-velocity9$25.0012/14/2011 3:08:08 PM
diablorulz$50.0012/14/2011 4:22:25 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:00 PM
Weaverville$25.0012/14/2011 5:03:18 PM
newest-phenomenal-dinero$150.0012/14/2011 5:51:39 PM
dedication-magnolia9$25.0012/14/2011 6:19:44 PM
ZTA0796$25.0012/14/2011 6:19:50 PM
angelinvestor2$40.0012/14/2011 6:31:51 PM
ADSFL05$25.0012/14/2011 6:03:17 PM
tractorman$25.0012/14/2011 6:03:57 PM
JJYossarian$50.0012/14/2011 6:07:22 PM
generosity-poem2$40.0012/14/2011 6:45:16 PM
GlowHost$25.0012/14/2011 6:08:58 PM
KMSB$25.0012/14/2011 6:46:32 PM
benevolent-money6$25.0012/14/2011 6:53:34 PM
ronow22$200.0012/14/2011 6:55:06 PM
ketro155$121.4712/14/2011 7:04:06 PM
fishhauler$35.5512/14/2011 6:59:50 PM
rolandweary$50.0012/14/2011 7:07:33 PM
240 Investments
 
Borrower Payment Dependent Notes Series 543533
This series of Notes was issued and sold upon the funding of the borrower loan #57435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-09-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $238.91
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1996 Debt/Income ratio: 60%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:0y 2m
Amount delinquent: $751 Total credit lines: 20 Occupation: Realtor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,327Stated income:$25,000-$49,999
Delinquencies in last 7y: 15 Bankcard utilization: 47%  
   Homeownership: No  
Screen name: graceful-commerce0 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Recent Graduate, Relocating to CA.
Purpose of loan:
This loan will be used to help me with relocating to Southern California to start my new career after graduating from University of Nevada, Las Vegas with BA in Finance and Real-Estate.

My financial situation:
I am a good candidate for this loan because I am currently employed and my salary will be increasing as a result of my graduation from university with a bachelor's in Finance and Real-Estate. With 50-60 percent expected increase in my gross annual income, I will certainly be able to make the additional payment necessary for this loan.


Monthly net income: $ 2750
Monthly expenses: $ 2000
Housing: $ 680
Insurance: $ 115
Car expenses: $ 250
Utilities: $ 100
Phone, cable, internet: $ 55
Food, entertainment: $ 300
Clothing, household expenses: $ 150
Credit cards and other loans: $ 50
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/9/2011 9:22:23 AM
worth-blanket2$5,900.0012/9/2011 10:31:58 AM
2 Investments
 
Borrower Payment Dependent Notes Series 543551
This series of Notes was issued and sold upon the funding of the borrower loan #57565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1978 Debt/Income ratio: 33%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 12Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 28 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,643Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: No  
Screen name: basis-nurse Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding and related expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/9/2011 5:06:29 PM
market-solstice2$25.0012/9/2011 5:22:35 PM
profit-powerplant$25.0012/9/2011 5:36:39 PM
Kash2010lu$25.0012/10/2011 9:25:17 AM
money-booster2$25.0012/10/2011 8:41:41 AM
vine99$65.0012/10/2011 9:00:29 AM
handy-justice$50.0012/10/2011 11:06:22 AM
CA-Lender$25.0012/10/2011 10:28:00 AM
dedication-magnolia9$25.0012/10/2011 1:53:44 PM
unforgettable-wealth4$50.0012/11/2011 8:08:06 AM
VesuvianMan$25.0012/12/2011 9:17:12 AM
graceful-IRAinvestment$53.0012/12/2011 1:43:57 PM
worth-blanket2$8,700.0012/12/2011 3:15:55 PM
pdub$75.0012/9/2011 5:27:52 PM
wonder3$45.0012/9/2011 5:19:34 PM
affluence-generator2$100.0012/9/2011 5:31:53 PM
Whipster$100.0012/9/2011 5:39:26 PM
SLN-10$50.0012/9/2011 5:32:28 PM
vutah$25.0012/9/2011 6:23:13 PM
irrelevant$50.0012/9/2011 10:26:21 PM
EngineersAlliance$125.0012/10/2011 12:45:33 PM
tremendous-yield8$25.0012/10/2011 1:23:41 PM
blue-lively-platinum$25.0012/10/2011 2:22:02 PM
dws2380$25.0012/11/2011 3:14:45 PM
janeybooboo$75.0012/12/2011 4:21:09 AM
skillful-asset5$30.0012/11/2011 8:55:00 PM
golden-velocity9$25.0012/12/2011 6:36:15 AM
bazaar-festivity$25.0012/12/2011 9:22:16 AM
jkeller4000$25.0012/12/2011 1:15:23 PM
29 Investments
 
Borrower Payment Dependent Notes Series 543557
This series of Notes was issued and sold upon the funding of the borrower loan #57618, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-08-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1999 Debt/Income ratio: 15%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:10y 2m
Amount delinquent: $0 Total credit lines: 10 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $155Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: virtuous-justice6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
401 K
Purpose of loan:
This loan will be used to... Pya off my 401 K

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
new-gold-wrangler$789.9512/15/2011 2:00:26 PM
transparency-baton$25.0012/15/2011 12:19:49 PM
miked8303$50.0012/15/2011 1:21:24 PM
happy-return4$50.0012/15/2011 11:44:48 AM
trade-beeper4$25.0012/15/2011 9:46:17 AM
loan-wasp$50.0012/15/2011 10:50:58 AM
GCInvestments$29.0012/15/2011 9:37:25 AM
shrewd-peace7$25.0012/15/2011 9:36:27 AM
fund-ambrosia0$25.0012/15/2011 9:33:53 AM
miamibeachloaner$25.0012/15/2011 9:32:00 AM
digitaldan$30.0012/15/2011 9:10:52 AM
DarthContinent$50.0012/15/2011 8:41:46 AM
burgeoning-peace3$25.0012/15/2011 6:51:11 AM
tender-ore$25.0012/15/2011 7:58:08 AM
jmcdon7230$25.0012/15/2011 8:02:21 AM
Gilgothdae$25.0012/15/2011 8:01:28 AM
orange-preeminant-bill$25.0012/15/2011 5:26:25 AM
treasure-bliss$25.0012/15/2011 5:17:44 AM
greenback-guard$25.0012/15/2011 5:15:03 AM
deal-pioneer1$25.0012/15/2011 6:35:50 AM
ore-armada$25.0012/15/2011 5:56:59 AM
greenback-guard$25.0012/15/2011 5:09:05 AM
Webpreneur$50.0012/15/2011 12:23:28 AM
penny-surgeon$25.0012/15/2011 12:06:38 AM
thankful-nickel2$25.0012/14/2011 8:38:08 PM
michaelray703$25.0012/14/2011 8:33:34 PM
payment-gusto$25.0012/14/2011 7:07:53 PM
glimmering-funds2$25.0012/14/2011 6:18:46 PM
KMSB$25.0012/14/2011 6:46:33 PM
RandomMonkey$25.0012/14/2011 6:09:32 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:01 PM
MASinVestment$200.0012/14/2011 4:55:28 PM
Ducatiman1978$25.0012/14/2011 4:45:32 PM
LateOneNight$25.0012/14/2011 4:51:31 PM
inprotest$50.0012/14/2011 12:32:03 PM
historic-loan1$35.0012/14/2011 1:46:54 PM
worth-viking$100.0012/14/2011 12:33:08 PM
mckhbnpc$50.0012/14/2011 11:03:59 AM
leverage-monger$40.0012/14/2011 9:46:20 AM
jmeasn$25.0012/14/2011 8:51:22 AM
thelovebug$100.0012/14/2011 9:18:31 AM
income-rocker2$75.7112/14/2011 8:55:40 AM
the-laudable-peso$40.0012/14/2011 7:04:47 AM
careful-note1$25.0012/14/2011 5:11:08 AM
NolockHolmes$61.2812/13/2011 7:22:50 PM
IIP77$25.0012/13/2011 5:47:31 PM
wwwUniversal$25.0012/13/2011 5:40:59 PM
MASinVestment$100.0012/13/2011 4:23:35 PM
larrybird$33.1912/13/2011 12:45:51 PM
haplender$50.0012/13/2011 1:48:09 PM
integrity-doctor$100.0012/13/2011 12:02:18 PM
nsquared007$25.0012/13/2011 10:06:52 AM
finance-prescription$100.0012/13/2011 9:42:21 AM
loan-rider7$25.0012/13/2011 8:09:57 AM
treasure-bliss$25.0012/13/2011 5:38:48 AM
dollar-doughnut6$50.0012/13/2011 7:17:03 AM
worth-arch$25.0012/13/2011 6:41:56 AM
ethical-truth211$200.0012/13/2011 2:27:38 AM
valiant-note129$150.0012/13/2011 1:05:30 AM
LendingPimp$100.0012/12/2011 11:07:26 PM
Mark-7$50.0012/12/2011 9:38:03 PM
goat0$50.0012/12/2011 7:34:28 PM
heart514$25.0012/12/2011 7:27:19 PM
dsnybnd$25.0012/12/2011 11:47:04 AM
community-bridge8$25.0012/12/2011 12:16:52 PM
new-social-economist$60.0012/12/2011 11:08:13 AM
awesome-dollar5$50.0012/12/2011 9:42:08 AM
minddoc$50.0012/12/2011 9:23:02 AM
brazilofmux$100.0012/12/2011 9:09:59 AM
rupee-cymbal$25.0012/12/2011 9:06:37 AM
bill-expert$25.0012/12/2011 9:20:33 AM
Rogelio48$30.0012/12/2011 7:46:15 AM
jstefans$25.0012/12/2011 12:55:38 AM
indomitable-camaraderi3$42.6512/11/2011 3:47:27 PM
gold-cluster$50.0012/11/2011 4:00:49 PM
Wellman$25.0012/11/2011 12:25:48 PM
ultimate-payment$25.0012/11/2011 12:08:17 PM
suave-dime6$25.0012/11/2011 10:45:08 AM
UT-Longhorn$25.0012/11/2011 9:19:41 AM
unforgettable-wealth4$50.0012/11/2011 8:08:04 AM
compassion-neutron$25.0012/11/2011 5:14:03 AM
SolarMoonshine$25.0012/11/2011 4:00:25 AM
yield-lion$25.0012/10/2011 7:20:59 PM
NotOprah$50.0012/10/2011 2:34:04 PM
dedication-magnolia9$25.0012/10/2011 1:53:43 PM
green-rate-futurist$50.0012/10/2011 1:31:37 PM
tremendous-yield8$25.0012/10/2011 1:23:38 PM
CalBear08$25.0012/10/2011 12:49:48 PM
missing-link$25.0012/10/2011 12:35:24 PM
bonus-demon$50.0012/10/2011 12:31:34 PM
nimble-revenue5$50.0012/10/2011 12:18:53 PM
wildsf$25.0012/10/2011 10:22:21 AM
platinum-czar$108.3812/10/2011 11:22:37 AM
avm-the-investor$250.0012/10/2011 8:59:06 AM
money-booster2$25.0012/10/2011 8:29:21 AM
graceful-IRAinvestment$53.0012/10/2011 7:27:57 AM
deal-hickory5$100.0012/9/2011 11:14:39 PM
Investor_DP$100.0012/9/2011 9:22:22 AM
AndChicksforFree$25.0012/8/2011 9:09:46 PM
CA-Lender$25.0012/9/2011 9:19:14 AM
riproaringrapids$25.0012/9/2011 8:02:59 PM
stock106$25.0012/10/2011 7:12:55 AM
green28$150.0012/10/2011 8:43:08 AM
javelin0$75.0012/10/2011 8:35:17 AM
JamesStock$25.0012/10/2011 9:18:06 AM
quarkyuzu$50.0012/10/2011 9:59:21 AM
commitment-galaxy$25.0012/10/2011 10:39:22 AM
trade-surge3$25.0012/10/2011 10:45:25 AM
ADIDASNO$25.0012/10/2011 11:56:17 AM
currency-agave$50.0012/10/2011 11:15:13 AM
mercuriant$25.0012/10/2011 12:21:54 PM
fortytwo$150.0012/10/2011 12:25:48 PM
red-power-pecan$50.0012/10/2011 12:32:18 PM
superb-funds335$25.0012/10/2011 12:46:24 PM
truth-companion$25.0012/10/2011 12:43:19 PM
diplomatic-wealth7$25.0012/10/2011 12:43:02 PM
Comoparklender$25.0012/10/2011 12:44:37 PM
liberty-point$25.0012/10/2011 1:34:09 PM
newest-phenomenal-dinero$100.0012/10/2011 2:01:14 PM
blue-lively-platinum$25.0012/10/2011 2:21:58 PM
payment-halo$30.0012/10/2011 7:39:52 PM
sgmm330$25.0012/10/2011 8:11:00 PM
fragonardlives$25.0012/11/2011 7:29:39 AM
investment-comet$25.0012/11/2011 7:33:54 AM
gadget7$25.0012/11/2011 9:13:04 AM
brightest-income-hunter$25.0012/11/2011 1:51:03 PM
dws2380$25.0012/11/2011 3:12:25 PM
gardenofeden$25.0012/11/2011 4:13:59 PM
VAGweilo$25.0012/11/2011 4:45:52 PM
gold-cluster$50.0012/12/2011 6:35:30 AM
return-cluster991$50.0012/11/2011 9:10:56 PM
basis-mammal$25.0012/11/2011 9:52:04 PM
Cluvnupe06$25.0012/12/2011 7:14:26 AM
the-inspired-justice$25.0012/12/2011 9:11:05 AM
VesuvianMan$25.0012/12/2011 9:17:11 AM
simiray$25.0012/12/2011 9:58:34 AM
tranquil-economy4$100.0012/12/2011 12:28:12 PM
SecondChanceLendingSERV$25.0012/12/2011 4:11:07 PM
trade-elm$30.0012/12/2011 2:20:40 PM
economy-shrubbery6$25.0012/12/2011 5:09:03 PM
happy-return4$50.0012/12/2011 6:04:45 PM
asset-producer1$50.0012/12/2011 8:08:51 PM
HamachiMan$50.0012/12/2011 8:24:48 PM
langdonx$25.0012/12/2011 8:34:01 PM
transparency-giant$50.0012/12/2011 9:37:51 PM
a-finance-nirvana$25.0012/13/2011 2:29:42 AM
frontier3$100.0012/13/2011 3:51:50 AM
whatreality$25.0012/13/2011 8:32:31 AM
SV-AZ$25.4712/13/2011 8:02:50 AM
the-laudable-peso$50.0012/13/2011 8:15:56 AM
scoobiedoo$50.0012/13/2011 9:35:13 AM
factcheck$40.0012/13/2011 10:15:18 AM
affluence-generator2$100.0012/13/2011 12:34:20 PM
a-cerebral-deal$25.0012/13/2011 1:52:06 PM
sjc224$25.0012/13/2011 4:20:30 PM
1willray$25.0012/13/2011 4:55:47 PM
MASinVestment$50.0012/13/2011 5:16:03 PM
deal-searcher1$25.0012/13/2011 4:40:51 PM
power-companion7$75.0012/13/2011 5:16:41 PM
lender2611$50.0012/13/2011 5:43:19 PM
Asset-Builder$50.0012/13/2011 7:15:20 PM
nickel-demon2$69.2212/13/2011 7:18:02 PM
zeeexsixare$200.0012/13/2011 9:09:32 PM
return-investor6$25.0012/13/2011 9:54:21 PM
wealth-infusion6$50.0012/13/2011 10:09:40 PM
Katburg$25.0012/14/2011 9:34:33 AM
return-enthusiast1$25.0012/14/2011 9:37:30 AM
terminal-velocity34$25.0012/14/2011 9:20:11 AM
Coin-Toss$31.7612/14/2011 9:23:50 AM
KileNSmyth4$30.3912/14/2011 10:43:47 AM
dublin063$50.0012/14/2011 10:24:16 AM
duty-explosion9$75.0012/14/2011 11:15:26 AM
orgy63$25.0012/14/2011 2:33:05 PM
platinum-pear4$25.0012/14/2011 3:00:13 PM
order-maestro$25.0012/14/2011 4:59:08 PM
graceful-IRAinvestment$100.0012/14/2011 5:19:49 PM
SDKiwi$25.0012/14/2011 5:23:37 PM
newest-phenomenal-dinero$75.0012/14/2011 6:00:03 PM
unassailable-listing3$100.0012/14/2011 6:29:35 PM
TxAgInATL$80.0012/14/2011 6:22:08 PM
callmebryan$25.0012/14/2011 9:00:10 PM
useful-cash043$300.0012/14/2011 8:06:24 PM
lie21073$25.0012/14/2011 9:53:06 PM
fcukciti$35.0012/15/2011 1:34:18 AM
bazaar-hyperdrive3$50.0012/14/2011 9:11:17 PM
Bookophile$50.0012/15/2011 6:30:09 AM
hptcrabbers$25.0012/15/2011 7:17:06 AM
first-class-yield9$100.0012/15/2011 5:52:33 AM
tremendous-integrity$50.0012/15/2011 7:23:48 AM
psbruce$25.0012/15/2011 7:42:36 AM
EBITDA$25.0012/15/2011 9:34:43 AM
powerlifter275$25.0012/15/2011 9:34:02 AM
revenue-serenity$25.0012/15/2011 9:37:57 AM
miked8303$25.0012/15/2011 9:41:21 AM
javelin0$25.0012/15/2011 9:54:04 AM
the-revenue-demon$25.0012/15/2011 11:08:33 AM
igniter584$50.0012/15/2011 10:31:45 AM
197 Investments
 
Borrower Payment Dependent Notes Series 543561
This series of Notes was issued and sold upon the funding of the borrower loan #57677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-18-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1996 Debt/Income ratio: 44%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 7Length of status:6y 10m
Amount delinquent: $125 Total credit lines: 15 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,134Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: Yes  
Screen name: return-statue488 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home improvment loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
blue-lively-platinum$25.0012/10/2011 2:22:00 PM
unforgettable-wealth4$50.0012/11/2011 8:08:05 AM
bazaar-festivity$25.0012/11/2011 12:19:07 PM
truth-companion$25.0012/12/2011 9:41:06 AM
economy-shrubbery6$25.0012/12/2011 5:09:05 PM
heart514$25.0012/12/2011 7:27:22 PM
sjc224$25.0012/13/2011 4:20:32 PM
red-power-pecan$50.0012/13/2011 5:14:49 PM
MASinVestment$50.0012/13/2011 5:16:04 PM
blue-radiant-economy$100.0012/14/2011 1:53:03 AM
mlj0671$25.0012/14/2011 7:03:51 AM
unassailable-listing3$100.0012/14/2011 6:29:35 PM
greenback-guard$25.0012/15/2011 5:09:06 AM
missing-link$25.0012/15/2011 9:08:36 AM
trade-beeper4$25.0012/15/2011 9:46:18 AM
happy-return4$50.0012/15/2011 11:44:49 AM
transparency-baton$25.0012/15/2011 12:19:49 PM
loan-wasp$50.0012/15/2011 10:50:59 AM
help4u$25.0012/15/2011 3:13:59 PM
wampum-chorus3$36.0512/15/2011 3:02:35 PM
finance-prescription$100.0012/15/2011 5:18:08 PM
deal-hickory5$100.0012/15/2011 5:30:52 PM
rescue$100.0012/16/2011 9:45:41 AM
innocent-dedication$25.0012/16/2011 10:30:30 AM
stoopidnoodle$25.0012/16/2011 12:23:27 PM
payout-harmony4$50.0012/16/2011 10:07:42 AM
rysil$35.0012/16/2011 10:26:46 AM
bnoble09$25.0012/16/2011 2:15:18 PM
exchange-pledge$50.0012/16/2011 12:47:49 PM
investment-mountain$25.0012/16/2011 3:05:40 PM
processor115$100.0012/16/2011 4:16:52 PM
processor115$25.0012/16/2011 4:20:23 PM
MASinVestment$250.0012/16/2011 1:08:43 PM
processor115$75.0012/16/2011 4:24:28 PM
lender2611$50.0012/16/2011 5:06:38 PM
thelovebug$100.0012/16/2011 5:20:01 PM
loss-of-control$100.0012/16/2011 6:34:31 PM
Au-Ag-Pt$25.0012/16/2011 8:27:35 PM
papaloha$25.0012/16/2011 6:50:50 PM
interest-agave$25.0012/17/2011 6:31:59 AM
The_Secret$25.0012/17/2011 7:44:27 AM
gothampark$25.0012/17/2011 8:25:13 AM
heerzaquestion$25.0012/17/2011 6:21:48 AM
emphatic-bonus5$75.0012/17/2011 9:43:13 AM
postalwhiz$25.0012/17/2011 12:29:21 PM
Mariner3605$25.0012/17/2011 12:25:47 PM
Elefunt$25.0012/17/2011 12:34:47 PM
miamibeachloaner$25.0012/17/2011 12:30:04 PM
stepatatime-together$44.0012/17/2011 12:31:13 PM
divemaster$25.0012/17/2011 12:41:21 PM
the-silver-blaster$50.0012/17/2011 1:24:09 PM
careful-note$50.0012/17/2011 3:17:37 PM
angel879$26.1612/17/2011 1:08:19 PM
prescription0$25.0012/17/2011 4:14:49 PM
wealth-infusion6$50.0012/16/2011 10:20:27 AM
the-laudable-peso$40.0012/16/2011 9:42:21 AM
niceguy777$25.0012/16/2011 9:39:01 AM
desertoasis$25.0012/16/2011 9:38:51 AM
money-surge1$25.0012/16/2011 9:37:13 AM
wwwUniversal$25.0012/16/2011 10:22:59 AM
handshake5$100.0012/16/2011 9:36:10 AM
melodious-fairness$25.0012/16/2011 9:35:53 AM
prudent-hope7$25.0012/16/2011 9:51:32 AM
frogperson$75.0012/16/2011 9:32:58 AM
dough-bear$25.0012/16/2011 9:49:22 AM
asiaratt$50.0012/16/2011 9:32:20 AM
durability-excellence$25.0012/16/2011 9:48:35 AM
persevering$25.0012/16/2011 9:53:11 AM
bold-principal-fountain$25.0012/16/2011 9:52:02 AM
Aaron_Oz$25.0012/16/2011 9:31:16 AM
finance-mushroom$200.0012/16/2011 9:44:59 AM
bid-czar8$100.0012/16/2011 9:49:18 AM
davisfl$25.0012/16/2011 9:40:11 AM
shmb6508$50.0012/16/2011 9:48:31 AM
Cai8899$50.0012/16/2011 9:40:05 AM
careful-vigilance4$50.0012/16/2011 9:36:08 AM
boybutter$25.0012/16/2011 9:33:36 AM
csa_101824$25.0012/16/2011 9:16:00 AM
capital-renewal$25.0012/16/2011 9:28:20 AM
ursus$36.0012/16/2011 9:33:20 AM
FASTIZIO_P$25.0012/16/2011 9:21:36 AM
sjc224$25.0012/16/2011 9:26:45 AM
rebelduke$25.0012/16/2011 9:25:40 AM
beeper2$25.0012/16/2011 9:09:54 AM
pujols8996$50.0012/16/2011 9:20:32 AM
DDCInvestments$50.0012/16/2011 5:30:00 AM
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graceful-IRAinvestment$25.0012/9/2011 9:09:09 AM
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jamiee73$25.0012/17/2011 3:04:50 PM
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tshurts$25.0012/18/2011 12:07:23 PM
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DER$25.0012/18/2011 12:13:06 PM
a-money-leader$25.0012/18/2011 12:08:05 PM
dedicated-transaction796$25.0012/18/2011 12:25:16 PM
a-yield-escalator$25.0012/18/2011 12:25:29 PM
vontuse$25.0012/18/2011 12:29:36 PM
economy-producer$25.0012/18/2011 12:35:45 PM
aldeed$102.9012/18/2011 2:50:19 PM
Whipster$75.0012/9/2011 9:20:03 AM
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tremendous-yield8$25.0012/10/2011 1:23:40 PM
dedication-magnolia9$25.0012/10/2011 1:53:43 PM
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jay100124$30.0012/15/2011 2:10:46 PM
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miked8303$50.0012/15/2011 1:21:25 PM
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mercuriant$25.0012/15/2011 5:09:37 PM
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brazilofmux$100.0012/15/2011 5:12:58 PM
NotOprah$50.0012/15/2011 5:41:22 PM
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orange-preeminant-bill$25.0012/15/2011 5:34:38 PM
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trajectory8$80.0012/15/2011 5:34:18 PM
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value-fortress3$25.0012/15/2011 9:17:09 PM
juan-juan$50.0012/15/2011 7:43:34 PM
the-silver-blaster$75.0012/15/2011 7:06:09 PM
deal-searcher1$25.0012/16/2011 5:30:42 AM
officer8$25.0012/16/2011 5:43:31 AM
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soccermom33$25.0012/16/2011 9:26:23 AM
reasonable-bonus6$50.0012/16/2011 9:17:06 AM
camaraderi-aspen$100.0012/16/2011 9:21:01 AM
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astute-asset7$25.0012/16/2011 9:36:57 AM
Kaj$25.0012/16/2011 9:37:25 AM
progressive-economy261$400.0012/16/2011 9:39:23 AM
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Bob450$25.0012/17/2011 8:10:59 AM
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Toby1montana$50.0012/18/2011 12:40:00 PM
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jmcdon7230$25.0012/18/2011 12:29:43 PM
spitzbergen$25.0012/18/2011 12:54:53 PM
ineba$25.0012/18/2011 12:48:45 PM
Georgetastic$25.0012/18/2011 12:50:36 PM
foxtrot12$75.0012/18/2011 12:51:53 PM
217 Investments
 
Borrower Payment Dependent Notes Series 543587
This series of Notes was issued and sold upon the funding of the borrower loan #58119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1994 Debt/Income ratio: 17%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:14y 3m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $128Stated income:$25,000-$49,999
Delinquencies in last 7y: 17 Bankcard utilization: 42%  
   Homeownership: No  
Screen name: cozy-ore4 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Life after Divorce
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/9/2011 5:06:30 PM
tremendous-yield8$25.0012/10/2011 1:23:41 PM
dedication-magnolia9$25.0012/10/2011 1:53:45 PM
blue-lively-platinum$25.0012/10/2011 2:22:02 PM
economy-shrubbery6$25.0012/12/2011 5:09:05 PM
worth-viking$100.0012/14/2011 12:33:21 PM
graceful-IRAinvestment$53.0012/14/2011 11:52:04 AM
payment-gusto$25.0012/14/2011 7:07:55 PM
greenback-guard$25.0012/15/2011 5:09:07 AM
DarthContinent$50.0012/15/2011 8:41:47 AM
trade-beeper4$25.0012/15/2011 9:46:19 AM
matt_2006$25.0012/16/2011 9:32:00 AM
red-power-pecan$50.0012/16/2011 9:54:35 AM
processor115$25.0012/16/2011 4:20:24 PM
processor115$25.0012/16/2011 6:03:34 PM
papaloha$25.0012/16/2011 6:50:52 PM
emphatic-bonus5$75.0012/17/2011 9:43:15 AM
riproaringrapids$25.0012/18/2011 12:06:11 AM
deal-searcher1$35.0012/18/2011 3:04:27 PM
fantastic-investment9$30.0012/19/2011 11:44:46 AM
worthy-bid8$50.0012/19/2011 5:37:54 PM
ricklip$100.0012/20/2011 10:22:57 AM
exact-principal220$25.0012/21/2011 12:17:31 PM
Swabjockey$25.0012/21/2011 3:26:49 PM
wampum-chorus3$25.0012/21/2011 3:26:45 PM
prescription0$25.0012/21/2011 4:25:49 PM
ah-long$25.0012/21/2011 5:05:26 PM
triumphant-community$25.0012/21/2011 5:09:37 PM
contract-maracas$25.0012/21/2011 5:12:34 PM
ore-healer6$25.0012/21/2011 5:15:51 PM
rvfbroker$25.0012/21/2011 5:16:54 PM
zone8$100.0012/21/2011 5:11:17 PM
shrewd-peace7$25.0012/21/2011 5:14:52 PM
market-jam$50.0012/21/2011 5:18:35 PM
worldly-community3$50.0012/21/2011 5:18:01 PM
asiaratt$50.0012/21/2011 5:19:47 PM
aader$25.0012/21/2011 5:22:41 PM
oreyedoc$50.0012/21/2011 5:23:42 PM
dough-bear$25.0012/21/2011 5:24:58 PM
Webpreneur$50.0012/21/2011 5:25:23 PM
caprirolito$25.0012/21/2011 5:29:15 PM
miamibeachloaner$25.0012/21/2011 5:32:00 PM
nodrivelpls$25.0012/21/2011 5:28:27 PM
capital-renewal$25.0012/21/2011 5:27:58 PM
Angel_Investor_7$25.0012/21/2011 5:29:46 PM
Georgetastic$25.0012/21/2011 5:31:58 PM
Gladglide$25.0012/21/2011 5:31:24 PM
EBITDA$25.0012/21/2011 5:33:40 PM
finance-prescription$100.0012/21/2011 5:35:56 PM
meteoric-asset4$25.0012/21/2011 5:36:48 PM
roman2008$25.0012/21/2011 5:36:17 PM
SKOAL$25.0012/21/2011 5:37:56 PM
niceville80$25.0012/21/2011 5:43:08 PM
golden-cat$25.0012/21/2011 5:37:25 PM
idastmerchants$25.0012/21/2011 5:39:24 PM
JauaFlash$25.0012/21/2011 5:47:36 PM
whatknows$25.0012/21/2011 5:44:00 PM
GInBaghdad$25.0012/21/2011 5:50:15 PM
e4gf8e$25.0012/21/2011 5:50:28 PM
stepatatime-together$100.0012/21/2011 5:46:37 PM
gustavzantanon$25.0012/21/2011 5:50:07 PM
orange-preeminant-bill$25.0012/21/2011 5:52:06 PM
FASTIZIO_P$25.0012/21/2011 5:53:54 PM
debt-force$25.0012/21/2011 5:54:58 PM
handshake5$100.0012/21/2011 5:57:18 PM
money-baron-Roth401k$50.0012/21/2011 9:31:34 PM
houli123$25.0012/22/2011 4:18:03 AM
treasure-bliss$25.0012/22/2011 5:45:14 AM
five-star-justice$35.0012/22/2011 6:15:26 AM
librealfin$50.0012/22/2011 8:45:01 AM
monster4$50.0012/22/2011 9:05:24 AM
balanced-balance6$25.0012/22/2011 8:55:37 AM
payment-pursuit3$25.0012/22/2011 9:09:25 AM
gizzywump$25.0012/22/2011 9:12:43 AM
pleasant-nickel0$25.0012/22/2011 9:12:27 AM
lowlite6647$25.0012/22/2011 9:17:10 AM
bid-czar8$100.0012/22/2011 9:17:53 AM
Mariner3605$25.0012/22/2011 9:20:06 AM
melodious-fairness$25.0012/22/2011 9:25:30 AM
Frenchynh$25.0012/22/2011 9:28:23 AM
shmb6508$50.0012/22/2011 9:29:49 AM
vibraphone3$25.0012/22/2011 9:38:44 AM
rupee-prairie$25.0012/22/2011 9:44:32 AM
Weaverville$25.0012/22/2011 9:59:18 AM
Perksunlimited$25.0012/22/2011 9:50:17 AM
focused-bill3$75.0012/22/2011 10:40:33 AM
intelligent-dedication9$25.0012/22/2011 10:24:29 AM
tsquared_030$25.0012/22/2011 1:13:44 PM
desertoasis$25.0012/22/2011 1:29:51 PM
bewitching-asset3$25.0012/22/2011 4:24:35 PM
kind-credit-bear$25.0012/22/2011 4:57:18 PM
happy-return4$50.0012/22/2011 5:30:51 PM
kegs$110.0012/22/2011 5:38:07 PM
greenback-investor7$200.0012/22/2011 6:18:42 PM
engbusres$36.0012/22/2011 8:32:15 PM
Decent$35.9912/22/2011 10:12:06 PM
authoritative-interest$25.7212/23/2011 6:10:26 AM
env$25.0012/23/2011 6:49:32 AM
moola-man$25.0012/23/2011 7:51:05 AM
javelin0$25.0012/23/2011 9:03:18 AM
rysil$35.0012/23/2011 9:11:23 AM
minddoc$50.0012/23/2011 9:14:15 AM
MikeyZ2008$50.0012/23/2011 9:16:01 AM
MAYBROOK$35.0012/23/2011 9:10:58 AM
tshurts$25.0012/23/2011 9:17:12 AM
ventureboy$30.0012/23/2011 9:17:34 AM
IIP77$25.0012/23/2011 9:23:16 AM
selector568$300.0012/23/2011 9:11:58 AM
jml3482$25.0012/23/2011 9:13:48 AM
best-charming-leverage$50.0012/23/2011 9:19:04 AM
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reward-gala$50.0012/23/2011 9:21:55 AM
Aljasa2008$25.0012/23/2011 9:32:20 AM
Kaj$25.0012/23/2011 9:17:44 AM
euro-mirth$25.0012/23/2011 9:35:22 AM
nowits10$25.0012/23/2011 9:26:10 AM
panther757$25.0012/23/2011 9:26:41 AM
oldmora$50.0012/23/2011 9:30:33 AM
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leverage-monger$25.0012/23/2011 9:33:57 AM
km007$25.0012/23/2011 9:35:52 AM
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rolo12$25.0012/23/2011 9:55:15 AM
payout-paddle1$25.0012/23/2011 9:38:19 AM
Vreet$25.0012/23/2011 9:54:13 AM
credit-sycamore4$100.0012/23/2011 12:13:05 PM
ryanhere$40.6312/23/2011 11:51:07 AM
tenacious-capital3$35.0112/23/2011 12:25:18 PM
calm-agreement4$79.1112/23/2011 2:39:06 PM
skillful-asset5$25.0012/11/2011 8:54:30 PM
VesuvianMan$25.0012/12/2011 9:17:12 AM
bazaar-festivity$25.0012/12/2011 9:22:16 AM
heart514$25.0012/12/2011 7:27:26 PM
truth-companion$25.0012/13/2011 9:24:49 AM
sjc224$25.0012/13/2011 4:20:34 PM
MASinVestment$50.0012/13/2011 5:16:05 PM
pound-mushroom3$25.0012/14/2011 9:17:02 AM
unassailable-listing3$100.0012/14/2011 6:29:36 PM
missing-link$25.0012/15/2011 9:08:36 AM
unbelievable-exchange$100.0012/15/2011 4:45:17 PM
miked8303$50.0012/15/2011 1:21:26 PM
first-friendly-listing$30.0012/16/2011 12:34:57 PM
sjc224$25.0012/18/2011 7:40:26 PM
R3vXX$25.0012/20/2011 10:20:05 AM
ALVO$50.0012/20/2011 3:48:24 PM
KLCRAY$25.0012/21/2011 9:09:41 AM
SimpleChoice$25.0012/21/2011 9:23:07 AM
diplomatic-wealth7$25.0012/21/2011 9:22:41 AM
compassion-expert$25.0012/21/2011 9:32:46 AM
gallant-economy9$50.0012/21/2011 9:44:20 AM
prohelper$50.0012/21/2011 12:59:58 PM
fighter122$25.0012/21/2011 5:09:03 PM
truth-ceremony$25.0012/21/2011 5:08:08 PM
haplender$50.0012/21/2011 5:17:09 PM
DER$25.0012/21/2011 5:12:17 PM
economy-producer$25.0012/21/2011 5:18:30 PM
p2ploan-charmer$25.0012/21/2011 5:18:10 PM
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the-laudable-peso$40.0012/21/2011 5:19:59 PM
dedicated-transaction796$25.0012/21/2011 5:22:40 PM
finance-mushroom$200.0012/21/2011 5:25:34 PM
Diamond_Jim$25.0012/21/2011 5:23:38 PM
CalBear08$25.0012/21/2011 5:29:13 PM
deal-hickory5$100.0012/21/2011 5:26:30 PM
rhin0cerx$50.0012/21/2011 5:31:07 PM
smoothmoniker$25.0012/21/2011 5:28:12 PM
marketplace-hut9$25.0012/21/2011 5:32:03 PM
fantastic-wampum1$66.0012/21/2011 5:37:08 PM
jstefans$25.0012/21/2011 5:35:45 PM
ultimate-payment$25.0012/21/2011 5:37:53 PM
social-cocktail1$200.0012/21/2011 5:43:32 PM
Katburg$25.0012/21/2011 5:39:41 PM
a-resplendent-commitment$25.0012/21/2011 5:39:54 PM
nimble-revenue5$40.0012/21/2011 5:45:27 PM
proud-pound4$25.0012/21/2011 5:46:47 PM
Learning2Lend$25.0012/21/2011 5:42:11 PM
important-openness1$100.0012/21/2011 5:43:35 PM
Wellman$25.0012/21/2011 5:46:31 PM
Miklot$30.0012/21/2011 5:50:31 PM
TheFamilyFund$25.0012/21/2011 5:53:31 PM
hope-eagle6$25.0012/21/2011 5:57:42 PM
enthusiastic-return2$25.0012/21/2011 7:04:24 PM
antlr$50.0012/21/2011 9:21:08 PM
ethical-truth211$200.0012/22/2011 4:33:57 AM
deal-thinker7$50.0012/22/2011 4:38:21 AM
labrador254$50.0012/22/2011 5:37:11 AM
ore-den9$50.0012/22/2011 9:09:45 AM
apostle901$25.0012/22/2011 9:08:33 AM
symbiosis$50.0012/22/2011 9:13:48 AM
cotito$25.0012/22/2011 9:14:45 AM
payout-achievement$50.0012/22/2011 9:16:08 AM
saffron4$25.0012/22/2011 9:17:48 AM
nybanker85$27.0012/22/2011 9:21:06 AM
reward-adventure$30.0012/22/2011 9:27:07 AM
nethawk00$50.0012/22/2011 9:28:20 AM
CapitalismRocks$25.0012/22/2011 9:33:55 AM
CAGE-Investments$25.0012/22/2011 9:35:37 AM
silver-wonder278$25.0012/22/2011 9:41:02 AM
arsisi$25.0012/22/2011 9:49:31 AM
bnlforever$25.0012/22/2011 9:51:53 AM
brightest-affluence-motivator$50.0012/22/2011 9:47:14 AM
wwwUniversal$25.0012/22/2011 9:52:36 AM
boybutter$25.0012/22/2011 9:49:32 AM
TronMedici$25.0012/22/2011 9:52:55 AM
rescue$100.0012/22/2011 9:54:35 AM
unbelievable-exchange$50.0012/22/2011 11:29:52 AM
OK_Loans$25.9912/22/2011 2:49:22 PM
SDC$25.0012/22/2011 4:51:55 PM
thelovebug$100.0012/22/2011 5:34:20 PM
astute-wealth8$25.0012/22/2011 5:36:19 PM
blue-radiant-economy$200.0012/22/2011 5:53:32 PM
Bookophile$50.0012/22/2011 5:46:58 PM
wise-deal-panda$100.0012/22/2011 5:44:23 PM
soulwork$50.0012/22/2011 7:25:35 PM
PCGeekWI$25.0012/22/2011 8:42:49 PM
frooogal$33.0012/22/2011 8:17:16 PM
NorthernFunds$50.0012/22/2011 11:39:07 PM
juan-juan$50.0012/23/2011 8:26:12 AM
restless-currency$50.0012/23/2011 9:09:06 AM
Toby1montana$50.0012/23/2011 9:17:00 AM
principal-cooker2$25.0012/23/2011 9:21:42 AM
qwsd12$50.0012/23/2011 9:22:44 AM
traice$25.0012/23/2011 9:15:09 AM
foxtrot12$75.0012/23/2011 9:15:50 AM
cash-reaction2$26.0012/23/2011 9:12:11 AM
financial-frenzy$25.0012/23/2011 9:24:01 AM
indomitable-dedication$25.0012/23/2011 9:18:27 AM
Ducatiman1978$25.0012/23/2011 9:27:46 AM
reasonable-bonus6$50.0012/23/2011 9:30:31 AM
astute-asset7$25.0012/23/2011 9:26:48 AM
ursus$30.0012/23/2011 9:44:02 AM
exciting-loyalty3$50.0012/23/2011 9:46:55 AM
aggresive-nickel2$25.0012/23/2011 9:31:35 AM
HamachiMan$45.0012/23/2011 9:33:44 AM
extraordinary-silver5$25.0012/23/2011 9:39:59 AM
psbruce$25.0012/23/2011 10:12:12 AM
dollardave$50.0012/23/2011 10:16:33 AM
StPong$25.0012/23/2011 2:26:22 PM
ldr2000$36.5512/23/2011 2:00:14 PM
240 Investments
 
Borrower Payment Dependent Notes Series 543603
This series of Notes was issued and sold upon the funding of the borrower loan #57955, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Dec-1993 Debt/Income ratio: 22%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 28 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,033Stated income:$75,000-$99,999
Delinquencies in last 7y: 4 Bankcard utilization: 45%  
   Homeownership: Yes  
Screen name: moola-sphinx8 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
family emergency
Purpose of loan: family emergency
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
first-friendly-listing$50.0012/22/2011 12:11:56 PM
YeoLenderSource$25.0012/22/2011 10:33:23 AM
WillBeFreeOfDebt$25.1212/22/2011 10:25:44 AM
kind-credit-bear$25.0012/22/2011 9:30:38 AM
balanced-balance6$25.0012/22/2011 8:55:36 AM
Richmp412$25.0012/22/2011 8:21:08 AM
bankbuddy55$50.0012/22/2011 7:22:40 AM
houli123$25.0012/21/2011 7:22:12 PM
first-lovely-dollar$25.0012/21/2011 12:58:28 PM
shiny-gold5$50.0012/21/2011 9:50:11 AM
gallant-economy9$50.0012/21/2011 9:44:20 AM
avm-the-investor$250.0012/21/2011 9:40:36 AM
coin-comet3$29.6112/21/2011 6:27:08 AM
unbelievable-exchange$25.0012/20/2011 9:24:36 AM
ethical-truth211$100.0012/20/2011 8:36:58 AM
rolo12$25.0012/20/2011 3:14:59 AM
autonomous-truth$50.0012/19/2011 8:20:05 PM
Derel$50.0012/19/2011 5:14:05 PM
KindCharmingReflective-affluence$25.0012/19/2011 9:23:57 AM
Kselr$26.4412/18/2011 9:43:58 PM
new-social-economist$40.0012/19/2011 12:28:34 AM
jerrymaguire$25.0012/18/2011 10:31:57 PM
KRLFS$150.0012/18/2011 5:44:28 AM
mneinc$50.0012/18/2011 12:11:05 AM
irrelevant$25.0012/18/2011 6:05:11 AM
copper$50.0012/17/2011 12:56:25 PM
kind-diligent-coin$25.0012/17/2011 2:19:05 PM
papaloha$25.0012/16/2011 6:50:51 PM
blue-radiant-economy$100.0012/13/2011 11:19:44 PM
heart514$25.0012/12/2011 7:27:24 PM
economy-shrubbery6$25.0012/12/2011 5:09:05 PM
green-rate-futurist$25.0012/11/2011 1:33:30 PM
SecondChanceLendingSERV$25.0012/11/2011 10:29:01 AM
blue-lively-platinum$25.0012/10/2011 2:22:01 PM
money-baron-Roth401k$50.0012/10/2011 8:06:12 AM
skillful-asset5$25.0012/9/2011 12:24:11 PM
Danjack_Capital$25.0012/9/2011 9:14:58 AM
wise-abundant-hope$25.0012/10/2011 12:01:34 PM
dough-souffle$50.0012/13/2011 2:37:10 PM
the-laudable-peso$40.0012/14/2011 7:04:49 AM
painterflipper$25.0012/14/2011 1:00:50 AM
the-hope-workhorse$50.0012/17/2011 12:16:06 PM
deal-searcher1$25.0012/18/2011 3:07:09 PM
LendToCause$25.0012/18/2011 2:20:38 PM
x32248$25.0012/18/2011 3:26:26 PM
ddog0224$25.0012/19/2011 5:44:40 AM
ultimate-dough0$25.0012/19/2011 9:32:00 AM
diversification-maple1$25.0012/20/2011 10:56:40 AM
WeAlNe$25.0012/20/2011 4:37:14 PM
red-robust-bid$200.0012/20/2011 5:59:12 PM
klend4$25.0012/21/2011 10:31:25 AM
DreDub$25.0012/21/2011 11:48:54 AM
Hedge-Fund$25.0012/21/2011 2:28:27 PM
One_Lolo$25.0012/21/2011 2:39:58 PM
wampum-chorus3$25.0012/21/2011 3:26:45 PM
treasure-hunter270$25.0012/21/2011 5:54:38 PM
bellaquito$640.0012/21/2011 8:06:31 PM
bold-decisive-kindness$50.0012/22/2011 8:10:56 AM
worthy-bid4$50.0012/22/2011 9:04:41 AM
unbelievable-exchange$500.0012/22/2011 10:32:55 AM
tonyscc$25.0012/22/2011 12:32:18 PM
managedfund$348.8312/22/2011 1:42:23 PM
62 Investments
 
Borrower Payment Dependent Notes Series 543605
This series of Notes was issued and sold upon the funding of the borrower loan #57963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,800.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $111.49
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1999 Debt/Income ratio: 2%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 5 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,314Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: wealth-delight190 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Car repairs and credit card payoff
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/11/2011 12:33:03 PM
vutah$40.0012/11/2011 2:52:28 PM
social-heart$25.0012/11/2011 11:11:24 PM
BradP$25.0012/12/2011 8:42:10 AM
poolshark72$25.0012/12/2011 3:41:20 PM
LendingPimp$50.0012/12/2011 11:04:46 PM
VesuvianMan$25.0012/13/2011 5:33:22 PM
blue-radiant-economy$200.0012/14/2011 2:18:30 AM
generosity-battalion0$50.0012/14/2011 8:09:36 AM
MASinVestment$242.4212/14/2011 7:53:56 AM
CashFlow13$100.0012/14/2011 9:25:34 AM
transformer855$25.0012/14/2011 4:34:10 PM
calimanusa$50.0012/14/2011 8:01:05 PM
houli123$25.0012/15/2011 12:05:26 PM
scoobiedoo$100.0012/15/2011 11:57:43 AM
Interloper$25.0012/15/2011 3:05:20 PM
scrappy-diversification7$692.5812/15/2011 5:42:56 PM
truth-companion$25.0012/15/2011 5:26:30 PM
unforgettable-wealth4$50.0012/15/2011 5:41:58 PM
superb-funds335$25.0012/15/2011 5:27:28 PM
miked8303$25.0012/15/2011 5:37:59 PM
dudebrah$25.0012/11/2011 4:55:39 PM
SolarMoonshine$25.0012/11/2011 1:52:07 PM
Danjack_Capital$25.0012/11/2011 3:20:37 PM
LendingPimp$100.0012/12/2011 10:58:29 PM
affluence-generator2$100.0012/13/2011 2:42:52 PM
sjc224$25.0012/13/2011 4:20:41 PM
camaraderi-aspen$100.0012/14/2011 10:42:33 AM
LuvToLend$25.0012/14/2011 2:33:15 PM
economy-popcorn$25.0012/15/2011 7:07:56 AM
money-booster2$25.0012/15/2011 8:13:34 AM
FriendInSeattle$100.0012/15/2011 1:20:25 PM
SecondChanceLendingSERV$25.0012/15/2011 2:07:27 PM
unbelievable-exchange$100.0012/15/2011 4:45:33 PM
thelovebug$100.0012/15/2011 5:20:51 PM
cajunguy$25.0012/15/2011 4:54:49 PM
lender2611$50.0012/15/2011 5:06:57 PM
37 Investments
 
Borrower Payment Dependent Notes Series 543617
This series of Notes was issued and sold upon the funding of the borrower loan #57513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $317.35
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1995 Debt/Income ratio: 37%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 36 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,847Stated income:$25,000-$49,999
Delinquencies in last 7y: 45 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: LawSchoolStudent75 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/9/2011 9:39:35 AM
igniter584$25.0012/9/2011 9:18:17 AM
Investor_DP$100.0012/9/2011 9:21:37 AM
bazaar-festivity$25.0012/9/2011 5:05:45 PM
pound-mushroom3$25.0012/9/2011 5:07:53 PM
riproaringrapids$25.0012/9/2011 8:03:03 PM
mtquan$25.0012/10/2011 12:20:41 PM
happy-loot3$100.0012/10/2011 12:43:07 PM
tremendous-yield8$25.0012/10/2011 1:23:40 PM
bold-yield-rumbler$25.0012/11/2011 7:39:59 AM
income-banjo$100.0012/11/2011 8:10:46 AM
ultimate-payment$25.0012/11/2011 12:08:19 PM
best-asset-jedi$50.0012/11/2011 11:13:41 AM
graceful-IRAinvestment$30.0012/11/2011 6:59:07 PM
yield-seeker$25.0012/11/2011 4:58:53 PM
basis-ferret8$50.0012/11/2011 6:55:31 PM
new-social-economist$80.0012/12/2011 11:08:48 AM
heart514$25.0012/12/2011 7:27:24 PM
ethical-truth211$100.0012/13/2011 2:39:53 AM
loan-rider7$25.0012/13/2011 7:58:56 AM
the-laudable-peso$50.0012/13/2011 8:15:58 AM
factcheck$25.0012/13/2011 10:17:27 AM
commanding-treasure2$50.0012/13/2011 10:59:45 AM
wealth-infusion6$200.0012/13/2011 12:30:45 PM
timbob$100.0012/13/2011 5:24:07 PM
bold-durability-drum$60.0012/13/2011 5:42:18 PM
brazilofmux$100.0012/13/2011 5:26:02 PM
Tradesmanlender$25.0012/13/2011 5:32:43 PM
gravbox$25.0012/13/2011 6:21:48 PM
lender2611$25.0012/13/2011 5:43:03 PM
peripatetic$25.0012/14/2011 1:13:18 AM
worth-blanket2$6,000.0012/14/2011 12:31:29 PM
flexible-wealth417$25.0012/14/2011 11:30:49 AM
green-rate-futurist$100.0012/9/2011 6:52:54 PM
green28$100.0012/10/2011 8:46:47 AM
javelin0$25.0012/10/2011 8:26:05 AM
intuitive-integrity9$50.0012/10/2011 10:16:45 AM
blue-lively-platinum$25.0012/10/2011 2:22:01 PM
inspired-investment8$100.0012/11/2011 6:09:21 PM
spursdog$25.0012/11/2011 3:41:03 PM
cmg891$50.0012/11/2011 6:43:51 PM
transparency-giant$50.0012/12/2011 9:37:53 PM
HamachiMan$50.0012/12/2011 8:24:50 PM
the_winning_ticket$100.0012/13/2011 1:06:23 AM
impressive-justice6$25.0012/13/2011 4:52:55 AM
unclejaef$25.0012/13/2011 8:53:03 AM
Agonbiew$50.0012/13/2011 9:13:16 AM
meenan$100.0012/13/2011 10:21:24 AM
ericgassercom$25.0012/13/2011 9:37:42 AM
nunnie$25.0012/13/2011 12:58:15 PM
dough-souffle$100.0012/13/2011 2:19:47 PM
haplender$50.0012/13/2011 1:48:10 PM
deal-searcher1$25.0012/13/2011 4:40:53 PM
MASinVestment$50.0012/13/2011 5:16:05 PM
sjc224$25.0012/13/2011 4:20:33 PM
the-laudable-peso$40.0012/14/2011 7:04:49 AM
dckpolo$25.0012/14/2011 5:29:17 AM
MASinVestment$100.0012/14/2011 7:33:07 AM
ctgscott$25.0012/14/2011 9:26:06 AM
59 Investments
 
Borrower Payment Dependent Notes Series 543673
This series of Notes was issued and sold upon the funding of the borrower loan #57454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-2004 Debt/Income ratio: 7%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 6 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $302Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: No  
Screen name: success9402001 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan to obtain a car
Purpose of loan:
This loan will be used to...
Obtain a relaible car to get me to and from work, job interviews, and obtiainng essentials
My financial situation: promising, but not enough to replace my broken vehicle
I am a good candidate for this loan because... I have steady employmet across two fortune 500 companies and am reestablishing my credit. With the car I will be able to successfully obtain a higher-paying career.


Monthly net income: $1800
Monthly expenses: $
Housing: $450
Insurance: $45
Car expenses: $0
Utilities: $65
Phone, cable, internet: $0
Food, entertainment: $75
Clothing, household expenses: $0
Credit cards and other loans: $15
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/9/2011 5:06:30 PM
profit-powerplant$25.0012/9/2011 5:36:39 PM
SolarMoonshine$25.0012/9/2011 5:40:10 PM
foothillender$25.0012/10/2011 6:56:00 AM
patriot0$30.0012/10/2011 7:32:14 AM
green-rate-futurist$50.0012/10/2011 12:31:05 PM
dedication-magnolia9$25.0012/10/2011 1:53:45 PM
blue-lively-platinum$25.0012/10/2011 2:22:04 PM
periko$25.0012/10/2011 2:05:39 PM
affluence-tambourine$25.0012/10/2011 5:40:32 PM
BradP$25.0012/12/2011 8:40:40 AM
Rogelio48$25.0012/12/2011 7:45:24 AM
VesuvianMan$25.0012/12/2011 9:17:12 AM
Hedge-Fund$25.0012/12/2011 9:33:43 AM
heerzaquestion$50.0012/12/2011 9:59:17 AM
patriot0$25.0012/12/2011 11:35:09 AM
nfx$30.0012/12/2011 10:04:23 AM
jkeller4000$25.0012/12/2011 1:15:23 PM
graceful-IRAinvestment$53.0012/12/2011 1:43:57 PM
bsh297$26.5512/12/2011 3:55:16 PM
wwwUniversal$25.0012/12/2011 5:09:40 PM
hitsman$50.0012/12/2011 10:13:10 PM
kendigme$29.9112/13/2011 2:50:08 AM
money-baron-Roth401k$50.0012/10/2011 8:06:12 AM
money-booster2$25.0012/10/2011 8:42:11 AM
handy-justice$50.0012/10/2011 11:01:58 AM
dudebrah$25.0012/10/2011 10:26:12 AM
phenomenal-gain5$30.0012/10/2011 4:03:57 PM
klemer$25.0012/10/2011 4:01:52 PM
unforgettable-wealth4$50.0012/11/2011 8:08:07 AM
daekpon$50.0012/11/2011 11:47:59 AM
CashFlow13$100.0012/11/2011 12:17:05 PM
Moneypenny6$25.0012/12/2011 7:42:53 AM
Iwillhuntyoudown$25.0012/12/2011 1:14:26 PM
first-friendly-listing$40.0012/12/2011 2:43:15 PM
economy-shrubbery6$25.0012/12/2011 5:09:06 PM
thelovebug$100.0012/12/2011 5:32:31 PM
power-companion7$75.0012/12/2011 5:43:45 PM
grotheik$25.0012/12/2011 7:26:18 PM
heart514$25.0012/12/2011 7:27:27 PM
favorite-commerce$50.0012/12/2011 7:45:09 PM
taltman$25.0012/12/2011 9:40:36 PM
LendingPimp$50.0012/12/2011 10:52:51 PM
a-finance-nirvana$25.0012/13/2011 2:29:46 AM
Happyhourcomics$25.0012/13/2011 3:30:37 AM
ethical-truth211$310.5412/13/2011 3:38:47 AM
46 Investments
 
Borrower Payment Dependent Notes Series 543689
This series of Notes was issued and sold upon the funding of the borrower loan #58064, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $176.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1985 Debt/Income ratio: 21%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 2Employment status:Other
Now delinquent: 0 Current / open credit lines: 13 / 10Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 40 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,702Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: spiritual-order8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Repairs & Holidays
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bazaar-festivity$25.0012/9/2011 5:05:45 PM
Investor_DP$100.0012/9/2011 5:06:07 PM
vutah$25.0012/9/2011 6:17:42 PM
skillful-asset5$25.0012/11/2011 8:51:08 PM
graceful-IRAinvestment$53.0012/12/2011 1:41:05 PM
aabadabadoo$25.0012/12/2011 5:11:58 PM
heart514$25.0012/12/2011 7:27:27 PM
the_winning_ticket$100.0012/13/2011 1:06:26 AM
money-booster2$25.0012/12/2011 9:46:07 PM
unclejaef$25.0012/13/2011 8:53:04 AM
commanding-treasure2$50.0012/13/2011 10:59:46 AM
wealth-infusion6$200.0012/13/2011 12:30:47 PM
sjc224$25.0012/13/2011 4:20:35 PM
MASinVestment$100.0012/14/2011 7:33:08 AM
gravbox$25.0012/14/2011 9:13:50 AM
pound-mushroom3$25.0012/14/2011 9:17:03 AM
rolandweary$50.0012/14/2011 7:07:35 PM
best-ingenious-funds$25.0012/14/2011 6:35:50 PM
Webpreneur$50.0012/15/2011 12:23:30 AM
courageous-yield7$25.0012/14/2011 9:17:31 PM
greenback-guard$25.0012/15/2011 5:15:03 AM
pnace$45.0012/15/2011 8:24:13 AM
gold-gazelle$25.0012/15/2011 7:27:43 AM
DaiUy$25.0012/15/2011 11:30:50 AM
kind-asset-circuit$50.0012/15/2011 2:39:27 PM
scrappy-penny6$50.0012/15/2011 4:57:28 PM
unbelievable-exchange$100.0012/15/2011 4:45:28 PM
SudianX$32.5012/15/2011 7:04:16 PM
direct-responsibility7$201.0012/15/2011 9:41:33 PM
terrific-p2ploan$25.0012/15/2011 7:32:14 PM
bountiful-durability$50.0012/15/2011 8:37:15 PM
pure-loyalty6$45.6012/15/2011 8:33:55 PM
nevetsnosliw1$25.0012/15/2011 9:32:39 PM
djh47a$25.0012/16/2011 5:22:16 AM
selector568$300.0012/16/2011 8:47:09 AM
buffalobills$25.0012/16/2011 6:57:09 AM
matt_2006$25.0012/16/2011 9:32:00 AM
Elefunt$25.0012/16/2011 9:33:30 AM
CoolPlexer$25.0012/16/2011 9:32:26 AM
wealth-infusion6$50.0012/16/2011 10:18:04 AM
wealth-infusion6$100.0012/16/2011 10:23:34 AM
investment-comet$24.4012/16/2011 10:43:47 AM
Laxa$25.0012/16/2011 10:11:10 AM
radforj22$43.5012/16/2011 10:06:16 AM
wealth-infusion6$50.0012/16/2011 10:20:28 AM
pdub$75.0012/12/2011 5:32:15 PM
AFairDeal$25.0012/9/2011 5:15:10 PM
igniter584$25.0012/9/2011 5:32:37 PM
Poker_Grandpa$25.0012/10/2011 1:06:10 AM
blue-lively-platinum$25.0012/10/2011 2:22:04 PM
Bank_Of_XL$25.0012/11/2011 9:59:56 AM
income-banjo$50.0012/12/2011 5:22:59 PM
first-integrity-gravity$1,000.0012/12/2011 9:40:15 PM
loan-rider7$25.0012/13/2011 7:58:57 AM
MASinVestment$50.0012/13/2011 5:16:06 PM
lender2611$25.0012/13/2011 5:43:04 PM
blue-radiant-economy$100.0012/14/2011 3:46:46 AM
worth-viking$100.0012/14/2011 12:33:22 PM
BenR$100.0012/14/2011 5:41:46 PM
greenback-guard$25.0012/15/2011 5:06:10 AM
MoonMama$25.0012/15/2011 7:55:25 AM
otherwisedisposed$250.0012/15/2011 8:48:48 AM
wwwUniversal$25.0012/15/2011 9:10:01 AM
hope-hickory8$25.0012/15/2011 10:19:33 AM
Interloper$25.0012/15/2011 12:10:32 PM
miked8303$50.0012/15/2011 1:21:26 PM
thankful-nickel2$25.0012/15/2011 3:38:57 PM
Goodlender42$25.0012/15/2011 5:08:46 PM
justice-magnate$50.0012/15/2011 5:12:09 PM
heerzaquestion$25.0012/15/2011 6:21:46 PM
Lilybell$25.0012/15/2011 6:03:52 PM
klend4$25.0012/16/2011 3:47:45 AM
impressive-justice6$50.0012/16/2011 5:07:57 AM
the-magnetic-transaction$40.0012/16/2011 5:56:08 AM
downtownfarm$25.0012/16/2011 3:41:37 AM
chinolatino$50.0012/16/2011 6:42:45 AM
JPAW777$25.0012/16/2011 9:22:23 AM
favorite-commerce$40.0012/16/2011 9:02:44 AM
Integrity-Lending4U$25.0012/16/2011 9:05:57 AM
janeybooboo$50.0012/16/2011 9:06:16 AM
the-enthralling-coin$25.0012/16/2011 9:43:52 AM
81 Investments
 
Borrower Payment Dependent Notes Series 543691
This series of Notes was issued and sold upon the funding of the borrower loan #57477, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1990 Debt/Income ratio: 28%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:13y 1m
Amount delinquent: $0 Total credit lines: 33 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,166Stated income:$25,000-$49,999
Delinquencies in last 7y: 15 Bankcard utilization: 15%  
   Homeownership: Yes  
Screen name: serene-income1 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation/Home Improvement
Purpose of loan:
This loan will be used to...consolidate and payoff other debtors and improve my home.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3400
Monthly expenses: $100
Housing: $728
Insurance: $285
Car expenses: $200
Utilities: $350
Phone, cable, internet: $260
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
graceful-IRAinvestment$53.0012/12/2011 1:43:57 PM
VesuvianMan$25.0012/12/2011 9:17:13 AM
blue-lively-platinum$25.0012/10/2011 2:22:05 PM
dedication-magnolia9$25.0012/10/2011 1:53:45 PM
intuitive-velocity4$25.0012/9/2011 10:25:47 PM
Investor_DP$100.0012/9/2011 5:06:31 PM
EarlyRiser$250.0012/10/2011 7:29:18 AM
Starica$200.0012/10/2011 12:19:59 PM
majestic-repayment3$25.0012/11/2011 1:53:44 PM
worth-blanket2$9,300.0012/12/2011 3:16:49 PM
10 Investments
 
Borrower Payment Dependent Notes Series 543697
This series of Notes was issued and sold upon the funding of the borrower loan #57621, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1986 Debt/Income ratio: 115%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:15y 7m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,642Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: attractive-dough9 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt management
Purpose of loan: To manage short-term debt

This loan will be used to... ensure timely payments.

My financial situation: Homeowner, retired with secured pension, licensed real estate agent and owner of several real estate holdings

I am a good candidate for this loan because... I have an excellent credit rating and have secured income, including real estate properties currently on MLS and anticipate sale of properties within next 4 months.

Monthly net income: $5,000+
Monthly expenses: $
Housing: $2,000
Insurance: $350
Car expenses: $0 loans
Utilities: $400
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/9/2011 5:06:31 PM
graceful-IRAinvestment$25.0012/9/2011 5:25:38 PM
well-mannered-income3$40.0012/9/2011 6:31:56 PM
irrelevant$50.0012/9/2011 10:26:38 PM
AndChicksforFree$25.0012/9/2011 11:11:17 PM
economy-sunrise$25.0012/10/2011 12:20:32 AM
CA-Lender$50.0012/10/2011 10:29:52 AM
dedication-magnolia9$25.0012/10/2011 1:53:45 PM
thomas16882004$25.0012/11/2011 12:41:36 PM
golden-velocity9$35.0012/12/2011 6:40:16 AM
worth-blanket2$9,500.0012/12/2011 3:16:11 PM
profit-powerplant$25.0012/9/2011 5:36:39 PM
SFBank$50.0012/10/2011 10:59:46 AM
blue-lively-platinum$25.0012/10/2011 2:22:05 PM
jkeller4000$25.0012/12/2011 1:15:23 PM
15 Investments
 
Borrower Payment Dependent Notes Series 543715
This series of Notes was issued and sold upon the funding of the borrower loan #57471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $349.55
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-2004 Debt/Income ratio: 20%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 11 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,495Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: paulkariya Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
700-719 (Feb-2011)
 
Principal balance: $11,827.45 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Funds to help close friend in need
My close friend has had some serious unexpected expenses that has resulted in him living paycheck to paycheck as he tries to get his finances back on track. I cannot afford to help with a big contribution directly due to my own expenses but thought Prosper would be a good way to help. This way he gets the immediate help, we get a set monthly payment and can keep track of the progress. I have used Prosper before so I know how it works and my friend and I are both very comfortable with the idea. Thank you for considering.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/9/2011 5:02:15 PM
AFairDeal$25.0012/9/2011 5:15:10 PM
igniter584$25.0012/9/2011 5:32:37 PM
Johnab$26.0012/10/2011 5:47:32 AM
cerebral-dollar773$50.0012/10/2011 6:27:23 AM
corporatejim$32.0312/10/2011 7:36:40 AM
managedfund$1,333.0012/10/2011 12:07:51 PM
PatriotKnight$25.0012/10/2011 12:08:02 PM
payout-motivator0$75.0012/10/2011 12:11:29 PM
phenomenal-gain5$25.0012/10/2011 3:53:14 PM
happy-loot3$100.0012/11/2011 12:34:05 PM
suave-income397$750.0012/11/2011 7:49:27 PM
basis-ferret8$50.0012/11/2011 6:55:33 PM
janeybooboo$100.0012/12/2011 4:01:28 AM
heerzaquestion$25.0012/12/2011 9:51:57 AM
new-social-economist$100.0012/12/2011 11:24:27 AM
13nd3r$25.0012/12/2011 10:53:32 AM
camer069$61.1412/12/2011 12:32:24 PM
zeeexsixare$22.8112/12/2011 3:19:47 PM
bazaar-festivity$25.0012/9/2011 5:05:46 PM
loanman2007$25.0012/9/2011 5:14:12 PM
Investor_DP$100.0012/9/2011 5:06:07 PM
trade-burrito4$35.0012/9/2011 5:22:31 PM
GElender$40.0012/9/2011 5:18:13 PM
affluence-generator2$100.0012/9/2011 5:32:04 PM
riproaringrapids$25.0012/9/2011 8:03:03 PM
Theodon$25.0012/9/2011 10:12:36 PM
money-booster2$25.0012/10/2011 8:33:32 AM
javelin0$25.0012/10/2011 8:26:05 AM
intuitive-integrity9$50.0012/10/2011 10:16:46 AM
AF-Chief$25.0012/10/2011 12:08:24 PM
green-rate-futurist$300.0012/10/2011 12:31:58 PM
tremendous-yield8$25.0012/10/2011 1:23:42 PM
blue-lively-platinum$25.0012/10/2011 2:22:06 PM
gr8_r8$25.0012/10/2011 3:58:21 PM
reward-motion$35.0012/10/2011 5:56:35 PM
bold-yield-rumbler$25.0012/11/2011 7:40:00 AM
unforgettable-wealth4$50.0012/11/2011 8:08:07 AM
income-banjo$100.0012/11/2011 8:10:47 AM
Borrow2Grow$52.0012/11/2011 11:51:16 AM
ultimate-payment$25.0012/11/2011 12:08:19 PM
britgsb$30.0012/11/2011 12:17:47 PM
inspired-investment8$100.0012/11/2011 6:09:21 PM
loanman2007$25.0012/12/2011 5:24:41 AM
gentle-gain235$50.0012/12/2011 11:50:33 AM
worth-blanket2$5,700.0012/12/2011 3:15:43 PM
graceful-IRAinvestment$53.0012/12/2011 1:41:05 PM
47 Investments
 
Borrower Payment Dependent Notes Series 543717
This series of Notes was issued and sold upon the funding of the borrower loan #58136, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1990 Debt/Income ratio: Not calculated
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 17 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,814Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: Yes  
Screen name: encouraging-gold4 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt concolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
StarshineXL$62.6412/19/2011 12:11:41 PM
heroic-compassion6$50.0312/19/2011 12:00:37 PM
income-rocker2$50.0012/19/2011 11:47:34 AM
fantastic-investment9$30.0012/19/2011 11:44:47 AM
dblakels$25.0012/19/2011 9:19:54 AM
mlj0671$25.0012/19/2011 9:09:36 AM
Tikibarman$43.3412/19/2011 7:45:41 AM
GElender$40.0012/19/2011 5:54:15 AM
LendingPimp$25.0012/18/2011 11:13:47 PM
orgy63$25.0012/18/2011 7:51:26 PM
leverage-monger$25.0012/19/2011 6:28:05 AM
asset-sprout$25.0012/19/2011 4:04:09 AM
economy-sunrise$25.0012/19/2011 2:22:01 AM
gold-cluster$50.0012/18/2011 3:50:56 PM
first-integrity-gravity$50.0012/18/2011 12:41:20 PM
thelovebug$100.0012/18/2011 12:19:08 PM
a-restless-dollar$50.0012/18/2011 7:09:37 AM
well-mannered-income3$25.0012/18/2011 9:29:25 AM
riproaringrapids$25.0012/18/2011 12:06:12 AM
wealth-infusion6$100.0012/18/2011 12:03:26 AM
happy-loot3$100.0012/17/2011 7:55:15 PM
wwwUniversal$25.0012/17/2011 12:32:22 PM
hope-hickory8$25.0012/17/2011 12:22:23 PM
lender2611$50.0012/17/2011 12:10:02 PM
Bob450$25.0012/17/2011 8:11:23 AM
850$50.0012/16/2011 11:21:06 PM
favorite-commerce$60.0012/17/2011 6:42:48 AM
Foothill-Paradise$25.9912/17/2011 5:36:38 AM
papaloha$25.0012/16/2011 6:50:53 PM
processor115$25.0012/16/2011 6:03:34 PM
processor115$25.0012/16/2011 4:20:24 PM
red-power-pecan$50.0012/16/2011 9:54:35 AM
jtwildcat713$25.0012/16/2011 8:08:30 AM
mercuriant$25.0012/16/2011 9:18:23 AM
camaraderi-aspen$100.0012/15/2011 7:23:05 PM
trade-beeper4$25.0012/15/2011 9:46:19 AM
SecondChanceLendingSERV$25.0012/15/2011 10:10:51 AM
greenback-guard$25.0012/15/2011 5:09:07 AM
payment-gusto$25.0012/14/2011 7:07:55 PM
bid-stockpiler1$25.0012/14/2011 6:11:17 PM
graceful-IRAinvestment$53.0012/14/2011 11:52:04 AM
bullwink27$25.0012/14/2011 3:50:13 AM
blue-radiant-economy$100.0012/14/2011 2:12:18 AM
sjc224$25.0012/13/2011 4:20:36 PM
heart514$25.0012/12/2011 7:27:28 PM
golden-velocity9$25.0012/12/2011 6:42:46 AM
social-heart$25.0012/11/2011 11:10:27 PM
social-heart$25.0012/11/2011 11:10:16 PM
vine99$50.0012/10/2011 8:38:50 AM
money-baron-Roth401k$50.0012/10/2011 8:06:13 AM
Investor_DP$100.0012/9/2011 5:06:33 PM
kazanov$35.0012/9/2011 10:13:34 PM
affluence-tambourine$25.0012/10/2011 5:42:49 PM
social-heart$25.0012/11/2011 11:10:36 PM
wkeboarder21$50.0012/12/2011 3:34:15 AM
social-heart$25.0012/11/2011 11:10:55 PM
profit-powerplant$25.0012/12/2011 5:13:11 PM
economy-shrubbery6$25.0012/12/2011 5:09:06 PM
patriot897$25.0012/12/2011 6:58:45 PM
truth-companion$25.0012/13/2011 9:24:49 AM
dough-souffle$25.0012/13/2011 2:37:43 PM
MASinVestment$50.0012/13/2011 5:16:07 PM
credit-maverick1$50.0012/14/2011 5:27:59 AM
return-enthusiast1$25.0012/14/2011 9:45:14 AM
missing-link$25.0012/15/2011 9:08:37 AM
CashFlow13$100.0012/15/2011 9:37:05 AM
miked8303$50.0012/15/2011 1:21:27 PM
unbelievable-exchange$100.0012/15/2011 4:45:28 PM
the-silver-blaster$75.0012/15/2011 7:06:11 PM
terrific-p2ploan$25.0012/15/2011 7:32:47 PM
deal-searcher1$25.0012/16/2011 5:30:44 AM
money4free$25.0012/16/2011 9:21:56 AM
first-friendly-listing$30.0012/16/2011 12:34:57 PM
BankofRon$25.0012/16/2011 5:40:07 PM
unbeatable-credit1$50.0012/16/2011 4:32:13 PM
Megaton$25.0012/16/2011 8:16:41 PM
calimanusa$50.0012/16/2011 11:52:27 PM
jkeller4000$25.0012/17/2011 4:00:33 AM
Reliance_Banker$25.0012/17/2011 7:49:22 AM
riveting-credit5$50.0012/17/2011 8:11:08 AM
emphatic-bonus5$75.0012/17/2011 9:43:15 AM
payout-hammock1$30.0012/17/2011 12:02:30 PM
social-hunter5$25.0012/17/2011 3:16:26 PM
luann199$25.0012/17/2011 7:18:48 PM
autonomous-truth$100.0012/17/2011 11:06:31 PM
makerain$25.0012/18/2011 5:20:33 AM
trade-vista$25.0012/18/2011 12:40:45 PM
dollar-sonnet3$25.0012/18/2011 12:40:19 PM
Whipster$40.0012/18/2011 7:12:35 PM
sjc224$25.0012/18/2011 7:40:26 PM
prudent-bid3$25.0012/18/2011 7:38:47 PM
CA-Lender$25.0012/19/2011 9:03:12 AM
greenback-guard$25.0012/19/2011 6:13:21 AM
chad-bro-chill$25.0012/19/2011 7:31:42 AM
money-booster2$25.0012/19/2011 8:04:12 AM
alexander-hamilton$50.0012/19/2011 10:23:10 AM
ethical-truth211$100.0012/19/2011 10:49:36 AM
branaa99$25.0012/19/2011 11:04:44 AM
green-rate-futurist$25.0012/19/2011 10:48:50 AM
durable-auction066$50.0012/19/2011 11:42:36 AM
100 Investments
 
Borrower Payment Dependent Notes Series 543727
This series of Notes was issued and sold upon the funding of the borrower loan #57432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1989 Debt/Income ratio: 33%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:8y 8m
Amount delinquent: $0 Total credit lines: 44 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $42,856Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: Yes  
Screen name: unflappable-loyalty7 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Holiday Expenses
Purpose of loan:
My financial situation:
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/9/2011 5:27:53 PM
Investor_DP$100.0012/9/2011 5:06:33 PM
market-solstice2$25.0012/9/2011 5:22:36 PM
scarlet-velvet$25.0812/9/2011 6:36:38 PM
favorite-commerce$50.0012/9/2011 8:31:35 PM
exchange-dreams$36.0012/10/2011 8:55:38 AM
dudebrah$25.0012/10/2011 10:29:29 AM
handy-justice$50.0012/10/2011 11:04:05 AM
blue-lively-platinum$25.0012/10/2011 2:22:06 PM
lowrater$50.6012/11/2011 6:47:16 AM
green-rate-futurist$50.0012/11/2011 8:04:39 AM
the-credit-bauble$25.0012/11/2011 11:50:05 AM
loss-of-control$100.0012/11/2011 5:17:40 PM
itsmaj$25.0012/11/2011 9:55:53 PM
bid-stockpiler1$100.0012/12/2011 7:32:49 AM
golden-velocity9$25.0012/12/2011 6:43:44 AM
profit-powerplant$25.0012/12/2011 9:21:01 AM
ready-interest9$25.0012/12/2011 9:26:17 AM
wwwUniversal$25.0012/12/2011 9:27:40 AM
power-companion7$75.0012/12/2011 9:40:20 AM
new-social-economist$50.0012/12/2011 11:20:58 AM
COCHINOBOY$35.0012/12/2011 11:22:09 AM
drluong$25.0012/12/2011 2:48:38 PM
jkeller4000$25.0012/12/2011 1:15:24 PM
igniter584$50.0012/12/2011 3:47:56 PM
SecondChanceLendingSERV$25.0012/12/2011 3:46:09 PM
refined-return922$25.0012/12/2011 4:52:12 PM
economy-shrubbery6$25.0012/12/2011 5:09:07 PM
social-hunter5$37.0012/12/2011 4:06:27 PM
gold-pudding6$52.0012/12/2011 4:24:53 PM
Ballybay$50.0012/12/2011 5:19:02 PM
Madmigel$50.0012/12/2011 5:17:07 PM
truth-companion$19.7012/12/2011 5:25:55 PM
market-solstice2$25.0012/9/2011 5:22:41 PM
goodhearted-generosity511$30.0012/9/2011 5:38:24 PM
vutah$35.0012/9/2011 6:22:15 PM
LittleMingo$25.0012/9/2011 7:44:29 PM
money-baron-Roth401k$50.0012/10/2011 8:06:13 AM
sensible-fund$25.0012/10/2011 8:16:07 AM
klemer$25.0012/10/2011 4:02:43 PM
midnight24$25.0712/11/2011 6:24:48 AM
unforgettable-wealth4$50.0012/11/2011 8:08:08 AM
thankful-nickel2$25.0012/12/2011 6:26:42 AM
money-booster2$25.0012/12/2011 11:22:35 AM
bsh297$26.5512/12/2011 3:49:43 PM
graceful-IRAinvestment$53.0012/12/2011 1:43:57 PM
finance-mammalian2$25.0012/12/2011 4:25:16 PM
twjh$25.0012/12/2011 4:46:01 PM
CA-Lender$75.0012/12/2011 5:20:51 PM
well-rounded-payout0$50.0012/12/2011 5:25:00 PM
50 Investments
 
Borrower Payment Dependent Notes Series 543729
This series of Notes was issued and sold upon the funding of the borrower loan #57604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-09-2011 
Term: 12 months Listing End date:  Dec-16-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $506.86
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1996 Debt/Income ratio: 48%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 5 / 2Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 5 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: compassion-chorus Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Short term loan to help out family
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/9/2011 5:06:34 PM
pound-mushroom3$25.0012/16/2011 5:22:42 PM
papaloha$25.0012/16/2011 6:50:53 PM
supernova719$25.0012/16/2011 5:29:27 PM
sharp-bill2$50.0012/16/2011 7:14:00 PM
Au-Ag-Pt$150.0012/16/2011 8:28:23 PM
processor115$25.0012/16/2011 6:03:35 PM
nimble-revenue5$50.0012/16/2011 5:12:27 PM
processor115$25.0012/16/2011 4:20:24 PM
wealth-infusion6$50.0012/16/2011 10:20:28 AM
MASinVestment$250.0012/16/2011 9:44:56 AM
djh47a$25.0012/16/2011 5:22:16 AM
bold-marketplace-awakening$75.0012/15/2011 4:25:11 PM
unbelievable-exchange$100.0012/15/2011 4:45:29 PM
miked8303$50.0012/15/2011 1:21:27 PM
greenback-guard$25.0012/15/2011 5:09:08 AM
allybailey$50.0012/14/2011 7:52:40 PM
cash4less$25.0012/14/2011 7:35:05 PM
wwwUniversal$25.0012/14/2011 5:15:00 PM
worth-viking$500.0012/14/2011 12:19:08 PM
blue-radiant-economy$100.0012/14/2011 3:20:37 AM
wealth-infusion6$50.0012/13/2011 10:09:40 PM
dough-souffle$50.0012/13/2011 9:00:10 PM
heart514$25.0012/13/2011 5:36:48 PM
sjc224$25.0012/13/2011 4:20:37 PM
TikPmp1$25.0012/13/2011 5:06:11 PM
durability-chuckler$219.0012/13/2011 7:31:53 AM
secureincome$250.0012/13/2011 7:28:35 AM
managedfund$1,250.0012/10/2011 7:28:10 AM
handy-justice$50.0012/10/2011 11:02:53 AM
wealth-prodigy1$58.0012/10/2011 12:29:06 PM
newest-phenomenal-dinero$50.0012/10/2011 2:37:01 PM
authentic-kindness1$25.0012/11/2011 10:29:42 AM
Reliance_Banker$25.0012/11/2011 6:09:33 PM
truth-companion$25.0012/13/2011 5:07:16 PM
MASinVestment$50.0012/13/2011 5:16:07 PM
extraordinary-silver5$25.0012/13/2011 5:30:10 PM
rjmdez$25.0012/14/2011 3:33:45 PM
payment-gusto$25.0012/14/2011 7:07:56 PM
credit-wheel7$25.0012/15/2011 4:28:56 AM
alert9$25.0012/14/2011 10:36:57 PM
trade-beeper4$25.0012/15/2011 9:46:19 AM
thelovebug$100.0012/15/2011 5:20:51 PM
down-with-big-banks1$120.0012/16/2011 4:27:00 AM
deal-searcher1$150.0012/16/2011 5:01:23 AM
STLRacer$30.0012/16/2011 8:06:51 AM
red-power-pecan$50.0012/16/2011 9:54:35 AM
unbelievable-exchange$100.0012/16/2011 4:37:39 PM
rustysailor$25.0012/16/2011 4:49:07 PM
fairness-hammock$29.0012/16/2011 5:25:52 PM
best-unbeatable-transaction$25.0012/16/2011 5:14:47 PM
processor115$100.0012/16/2011 4:16:52 PM
processor115$200.0012/16/2011 4:19:35 PM
processor115$75.0012/16/2011 4:24:28 PM
green-rate-futurist$75.0012/16/2011 4:35:15 PM
fantastic-bazaar2$100.0012/16/2011 7:07:49 PM
blue-lively-platinum$25.0012/16/2011 5:31:55 PM
Jazzy503$19.0012/16/2011 8:44:17 PM
worth-viking$100.0012/16/2011 6:56:09 PM
Au-Ag-Pt$100.0012/16/2011 8:33:15 PM
60 Investments
 
Borrower Payment Dependent Notes Series 543747
This series of Notes was issued and sold upon the funding of the borrower loan #57787, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-10-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $577.41
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1986 Debt/Income ratio: 20%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 31 Occupation: Psychologist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,115Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: return-loyalist523 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Credit Cards
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/10/2011 12:07:00 PM
LongTail$25.0012/10/2011 12:26:19 PM
passivesf$35.0012/10/2011 6:19:52 PM
what_goes_around$1,000.0012/11/2011 5:42:11 AM
JustMee$25.0012/11/2011 7:21:34 AM
Bank_Of_XL$25.0012/11/2011 10:00:29 AM
Ocean713$75.0012/11/2011 11:56:24 AM
bb575$50.0012/11/2011 10:38:16 PM
rdrloan$50.0012/12/2011 9:49:04 AM
loan-rider7$25.0012/13/2011 8:00:07 AM
commanding-treasure2$50.0012/13/2011 10:59:47 AM
wealth-infusion6$200.0012/13/2011 12:30:47 PM
money-booster2$25.0012/13/2011 1:26:15 PM
frankdelraza$25.0012/14/2011 10:25:59 AM
worth-blanket2$15,300.0012/14/2011 12:32:36 PM
igniter584$25.0012/10/2011 12:33:29 PM
indomitable-coin$25.0012/10/2011 12:41:38 PM
kid_dynamite15$75.0012/10/2011 12:42:55 PM
lucrative-coin$50.0012/12/2011 5:09:30 PM
heart514$25.0012/12/2011 7:27:29 PM
asset-producer1$100.0012/12/2011 7:55:35 PM
the_winning_ticket$100.0012/13/2011 1:06:27 AM
the-bright-velocity$25.0012/13/2011 2:26:28 PM
MASinVestment$100.0012/14/2011 7:33:08 AM
ChrisProsper$40.0012/14/2011 1:43:18 PM
25 Investments
 
Borrower Payment Dependent Notes Series 543767
This series of Notes was issued and sold upon the funding of the borrower loan #58176, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $88.15
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1976 Debt/Income ratio: 17%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:7y 5m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 8 Revolving credit balance: $6,105Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: value-bath Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I really don't need the loan.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
TrustPlus$50.0012/23/2011 5:25:29 PM
bb575$50.0012/23/2011 5:12:10 PM
Investor_DP$100.0012/23/2011 5:14:57 PM
ricklip$100.0012/23/2011 5:32:54 PM
AFairDeal$25.0012/23/2011 5:18:54 PM
BxRealtor$25.0012/23/2011 5:37:35 PM
worthy-bid8$50.0012/23/2011 5:28:42 PM
R3vXX$25.0012/23/2011 5:11:23 PM
hektek22$600.0012/23/2011 6:32:07 PM
houli123$150.0012/23/2011 8:05:19 PM
income-banjo$50.0012/23/2011 5:35:04 PM
thankful-nickel2$25.0012/23/2011 7:46:19 PM
factcheck$35.0012/24/2011 1:20:51 AM
jayk63$25.0012/24/2011 3:36:23 AM
redx$25.0012/24/2011 7:04:59 AM
PhalanxBulldog$50.0012/24/2011 6:37:21 AM
EJPiper$25.0012/24/2011 7:54:15 AM
CaptainBL$25.0012/24/2011 11:05:24 AM
Starica$250.0012/24/2011 12:36:38 PM
cropdust3r$25.0012/24/2011 12:38:17 PM
IPG1$25.0012/24/2011 12:46:37 PM
riproaringrapids$25.0012/24/2011 12:51:44 PM
terrific-dough6$50.0012/24/2011 12:49:30 PM
processor115$25.0012/24/2011 12:55:02 PM
managedfund$35.0012/24/2011 3:20:29 PM
seabassx$25.0012/24/2011 1:36:25 PM
market-solstice2$25.0012/23/2011 5:28:35 PM
Poker_Grandpa$25.0012/23/2011 5:39:32 PM
powerful-finance7$25.0012/24/2011 3:15:17 AM
wild-orange$25.0012/24/2011 3:45:47 AM
first-pragmatic-power$25.0012/23/2011 11:23:47 PM
taetrade$25.0012/24/2011 7:15:26 AM
wwwUniversal$25.0012/24/2011 8:52:17 AM
marwadi-62$75.0012/24/2011 8:27:40 AM
greenback-investor7$50.0012/24/2011 8:35:36 AM
kinetic-social$25.0012/24/2011 11:05:01 AM
radforj22$25.0012/24/2011 11:34:12 AM
goodhearted-basis4$25.0012/24/2011 9:48:08 AM
ONECENTATATIME$30.0012/24/2011 11:24:40 AM
cash-reaction2$50.0012/24/2011 12:33:17 PM
the-auction-bear$25.0012/24/2011 12:57:54 PM
bountiful-durability$50.0012/24/2011 1:00:01 PM
cashhelp$25.0012/24/2011 1:05:18 PM
Drewkeeper$25.0012/24/2011 2:20:12 PM
exact-gold2$25.0012/24/2011 3:05:58 PM
45 Investments
 
Borrower Payment Dependent Notes Series 543769
This series of Notes was issued and sold upon the funding of the borrower loan #57476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-09-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1997 Debt/Income ratio: 12%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 5Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 19 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,492Stated income:$100,000+
Delinquencies in last 7y: 14 Bankcard utilization: 102%  
   Homeownership: No  
Screen name: impressive-power6 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation &amp; Reserves
Purpose of loan: To Consolidate some Debt and Reserves
This loan will be used to...

My financial situation: My Financial situation is strong
I am a good candidate for this loan because... I have a solid job with 2012 income potential to hit 150k.


Monthly net income: $ 5833
Monthly expenses: $
Housing: $ 2200
Insurance: $ 120
Car expenses: $245
Utilities: $ 390
Phone, cable, internet: $180
Food, entertainment: $200
Clothing, household expenses: $500
Credit cards and other loans: $490
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/9/2011 5:06:34 PM
VesuvianMan$25.0012/12/2011 9:17:13 AM
graceful-IRAinvestment$53.0012/12/2011 1:43:58 PM
cattlebaron$50.0012/12/2011 2:55:28 PM
vutah$35.0012/9/2011 6:10:32 PM
money-baron-Roth401k$50.0012/10/2011 8:06:14 AM
worth-blanket2$4,700.0012/12/2011 3:16:06 PM
7 Investments
 
Borrower Payment Dependent Notes Series 543775
This series of Notes was issued and sold upon the funding of the borrower loan #57426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jul-1995 Debt/Income ratio: 59%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 9Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:19y 4m
Amount delinquent: $0 Total credit lines: 34 Occupation: Construction
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $31,016Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: best-unique-affluence Borrower's state: Delaware Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
HOME IMPROVEMENT
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/12/2011 3:17:08 PM
blue-lively-platinum$25.0012/12/2011 9:18:31 AM
2 Investments
 
Borrower Payment Dependent Notes Series 543779
This series of Notes was issued and sold upon the funding of the borrower loan #57949, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-10-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-1979 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Nov-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 15 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $155Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: eagle08 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Joy In The Morning
Purpose of loan:
This loan will be used to...take care of business expenses and look at moving the business to a better location

My financial situation:
I am a good candidate for this loan because...i am very responsible and take my obligations seriously


Monthly net income: $3000
Monthly expenses: $
Housing: $714
Insurance: $90
Car expenses: $200
Utilities: $100
Phone, cable, internet: $125
Food, entertainment: $
Clothing, household expenses: $25
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$150.0012/10/2011 12:02:55 PM
blue-lively-platinum$25.0012/10/2011 2:22:10 PM
SFBank$50.0012/10/2011 7:52:04 PM
economy-shrubbery6$25.0012/12/2011 5:09:07 PM
blue-radiant-economy$100.0012/13/2011 11:24:04 PM
the-laudable-peso$28.0012/14/2011 7:04:50 AM
social-hunter5$25.0012/17/2011 3:15:53 PM
mauge35$32.8912/18/2011 6:39:39 PM
x32248$25.0012/18/2011 8:15:37 PM
money-baron-Roth401k$50.0012/18/2011 8:27:32 PM
Derel$50.0012/19/2011 5:14:06 PM
Hey_Guy$25.0012/19/2011 6:44:44 PM
green-robust-currency$100.0012/19/2011 7:34:53 PM
rolo12$25.0012/20/2011 3:14:59 AM
irishalaskan$25.0012/20/2011 4:30:30 AM
ethical-truth211$150.0012/20/2011 8:36:15 AM
DHolly$31.0012/20/2011 9:08:31 AM
unbelievable-exchange$25.0012/20/2011 9:24:36 AM
R3vXX$25.0012/20/2011 10:20:06 AM
J1mS$200.0012/20/2011 11:24:59 AM
commerce-banker$31.7112/20/2011 11:22:47 PM
calimanusa$51.0012/21/2011 2:45:38 AM
prominence8$25.0012/21/2011 6:35:19 AM
gallant-economy9$50.0012/21/2011 9:44:20 AM
shiny-gold5$71.2812/21/2011 9:50:48 AM
neorunner$25.0012/21/2011 2:55:02 PM
Emperor_of_Banking$26.4612/21/2011 6:07:19 PM
OLYVRC$25.0012/21/2011 8:14:09 PM
nickel-acrobat$25.0012/21/2011 8:52:30 PM
compassion-neutron$25.0012/22/2011 6:20:16 AM
alluring-yield5$25.3112/22/2011 6:21:47 AM
worthy-bid4$50.0012/22/2011 9:03:04 AM
kind-credit-bear$25.0012/22/2011 9:30:38 AM
the-hope-workhorse$100.0012/22/2011 9:30:51 AM
unbelievable-exchange$200.0012/22/2011 10:28:39 AM
2grindstones$25.0012/22/2011 11:02:01 AM
capital-galaxy$86.8312/22/2011 1:14:33 PM
Danjack_Capital$25.0012/10/2011 12:15:28 PM
orange-impartial-asset$50.0012/11/2011 1:44:13 PM
heart514$25.0012/12/2011 7:27:30 PM
balanced-balance6$25.0012/14/2011 5:28:36 AM
justice-trailblazer0$25.0012/14/2011 9:24:16 PM
papaloha$25.0012/16/2011 6:50:54 PM
green-rate-futurist$25.0012/17/2011 6:34:09 PM
mneinc$100.0012/18/2011 12:11:41 AM
deal-searcher1$25.0012/18/2011 3:07:10 PM
ddog0224$50.0012/19/2011 5:45:33 AM
capital-galaxy$300.0012/19/2011 9:27:28 AM
chato2345$25.0012/19/2011 9:43:03 AM
velocity-turtle$25.0012/19/2011 7:55:01 PM
camaraderi-aspen$100.0012/20/2011 8:58:54 AM
worth-philosopher9$29.2312/20/2011 8:25:29 AM
affluence-generator2$100.0012/20/2011 9:08:28 AM
scubakid$25.0012/20/2011 10:03:40 AM
ColoradoLender82$25.0012/20/2011 1:30:44 PM
OnTracInvest$25.0012/20/2011 4:38:12 PM
red-robust-bid$200.0012/20/2011 5:59:12 PM
PeterPsych$150.0012/20/2011 6:23:55 PM
theprodb$65.0912/20/2011 7:02:21 PM
droopie1$25.0012/20/2011 10:02:44 PM
blue-radiant-economy$100.0012/21/2011 1:39:10 AM
nfx$40.0012/21/2011 4:15:33 AM
marauder763$25.0012/21/2011 5:28:38 AM
klend4$25.0012/21/2011 6:29:30 AM
red-benefit-ruler$30.0012/21/2011 8:09:05 AM
kinetic-social$25.0012/21/2011 9:40:21 AM
wampum-chorus3$25.0012/21/2011 3:26:45 PM
AEH_Now$25.0012/21/2011 5:35:58 PM
houli123$25.0012/21/2011 7:15:02 PM
I-Believe-In-You$26.2012/21/2011 8:12:06 PM
bold-decisive-kindness$50.0012/22/2011 8:11:55 AM
newest-exact-commitment$25.0012/22/2011 9:46:50 AM
calm-loan77$25.0012/22/2011 11:11:35 AM
Land_on_your_feet$25.0012/22/2011 10:36:36 AM
tonyscc$25.0012/22/2011 12:31:09 PM
75 Investments
 
Borrower Payment Dependent Notes Series 543781
This series of Notes was issued and sold upon the funding of the borrower loan #57671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-10-2011 
Term: 36 months Listing End date:  Dec-18-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1998 Debt/Income ratio: 28%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 19 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,158Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: No  
Screen name: LuckyJupiter Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/10/2011 12:20:09 PM
AFairDeal$25.0012/10/2011 12:07:10 PM
bazaar-festivity$25.0012/10/2011 12:16:36 PM
Investor_DP$100.0012/10/2011 12:25:07 PM
igniter584$25.0012/10/2011 12:33:29 PM
theaterguy$25.0012/10/2011 5:34:58 PM
fragonardlives$25.0012/11/2011 7:29:39 AM
compassion-neutron$25.0012/11/2011 5:05:47 AM
income-banjo$100.0012/11/2011 8:10:48 AM
basis-ferret8$50.0012/11/2011 6:55:34 PM
skillful-asset5$25.0012/11/2011 8:49:06 PM
rdrloan$50.0012/12/2011 9:49:04 AM
graceful-IRAinvestment$53.0012/12/2011 1:41:05 PM
heart514$25.0012/12/2011 7:27:31 PM
asset-producer1$100.0012/12/2011 7:55:35 PM
asset-producer1$100.0012/12/2011 7:58:33 PM
the_winning_ticket$100.0012/13/2011 1:06:27 AM
impressive-justice6$25.0012/13/2011 4:52:56 AM
loan-rider7$25.0012/13/2011 7:58:57 AM
commanding-treasure2$50.0012/13/2011 10:59:47 AM
sjc224$25.0012/13/2011 4:20:38 PM
MASinVestment$50.0012/13/2011 5:16:08 PM
lender2611$25.0012/13/2011 5:43:05 PM
mddahlheim$25.0012/14/2011 11:14:00 AM
axl163$25.0012/14/2011 11:42:26 AM
worth-viking$100.0012/14/2011 12:33:22 PM
108lender$120.0012/14/2011 2:41:19 PM
villagers$50.0012/14/2011 3:32:26 PM
Ducatiman1978$25.0012/14/2011 4:45:34 PM
the-laudable-peso$40.0012/14/2011 5:28:06 PM
GlowHost$25.0012/14/2011 6:08:59 PM
ZTA0796$25.0012/14/2011 6:19:51 PM
angelinvestor2$40.0012/14/2011 6:31:52 PM
benevolent-money6$25.0012/14/2011 6:53:35 PM
KMSB$25.0012/14/2011 6:46:34 PM
native68$25.0012/14/2011 8:19:02 PM
msfitzge$25.0012/14/2011 7:13:52 PM
precious-coin3$50.0012/14/2011 7:37:50 PM
eadamson$50.0012/14/2011 8:40:44 PM
Webpreneur$50.0012/15/2011 12:23:31 AM
vivid-p2ploan1$25.0012/14/2011 11:11:13 PM
payout-thinker7$25.0012/15/2011 5:57:14 AM
greenback-guard$25.0012/15/2011 5:15:04 AM
bankojerry$25.0012/15/2011 6:56:04 AM
andlifegoeson$25.0012/15/2011 7:06:11 AM
john0720$25.0012/15/2011 7:09:28 AM
zxcvbn$74.8012/15/2011 7:54:13 AM
progressive-economy261$400.0012/15/2011 9:17:14 AM
DarthContinent$50.0012/15/2011 8:41:48 AM
riproaringrapids$25.0012/15/2011 9:11:59 AM
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CashFlow13$100.0012/15/2011 9:37:06 AM
timbob$100.0012/15/2011 9:29:01 AM
value-pouch$50.0012/15/2011 9:48:32 AM
javelin0$25.0012/15/2011 9:54:05 AM
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kulender$100.0012/15/2011 9:41:04 AM
leverage-galleon$32.1512/15/2011 10:37:53 AM
KLVLOPZ64$25.0012/15/2011 11:22:37 AM
a-healthy-affluence$25.0012/15/2011 10:18:50 AM
terrific-fund5$25.0012/15/2011 11:37:31 AM
VAGweilo$25.0012/15/2011 10:53:25 AM
miked8303$50.0012/15/2011 1:21:28 PM
transparency-baton$25.0012/15/2011 12:19:51 PM
new-reward-sequoia$25.0012/15/2011 11:38:06 AM
organized-payment6$50.0012/15/2011 1:01:10 PM
velocity-motivator6$25.0012/15/2011 2:26:25 PM
unbelievable-exchange$100.0012/15/2011 4:45:30 PM
help4u$25.0012/15/2011 3:12:07 PM
kind-asset-circuit$50.0012/15/2011 2:39:28 PM
thankful-nickel2$25.0012/15/2011 3:39:32 PM
first-silver-bridge$25.0012/15/2011 4:17:26 PM
life-is-great$25.0012/15/2011 5:25:30 PM
Chewbaca$25.0012/15/2011 5:23:51 PM
gilbrear$25.0012/15/2011 5:52:09 PM
jbrel$25.0012/15/2011 5:27:21 PM
bountiful-durability$50.0012/15/2011 8:37:16 PM
cutter21$25.0012/15/2011 5:33:41 PM
wise-benjamins-fortress$25.0012/15/2011 8:39:15 PM
the-silver-blaster$75.0012/15/2011 7:06:12 PM
5kids5$66.4412/15/2011 9:19:01 PM
happy-asset$25.0012/15/2011 7:39:54 PM
finance-rocket2$25.0012/15/2011 7:41:56 PM
1point21gigawatts$25.0012/15/2011 8:00:46 PM
sweet-bonus$40.0012/15/2011 7:25:23 PM
reward-excellency1$25.0012/15/2011 7:41:56 PM
p1k4blu$25.0012/16/2011 3:08:37 AM
moola-gargantuan9$50.0012/16/2011 5:57:46 AM
oaktownadam$25.0012/16/2011 4:25:01 AM
GElender$40.0012/16/2011 5:36:33 AM
new-marketplace-lyrics$25.0012/16/2011 2:41:24 AM
ScottCapital$25.0012/16/2011 5:22:32 AM
money-booster2$50.0012/16/2011 7:50:42 AM
loot-heart$25.0012/16/2011 8:40:07 AM
Tradesmanlender$25.0012/16/2011 9:13:45 AM
wwwUniversal$25.0012/16/2011 9:25:30 AM
Tideman$25.0012/16/2011 9:44:53 AM
wealth-infusion6$50.0012/16/2011 10:20:29 AM
wealth-infusion6$100.0012/16/2011 10:23:34 AM
gain-kitten$25.0012/16/2011 12:21:25 PM
Geologist-67$25.0012/16/2011 12:32:04 PM
gmf$25.0012/16/2011 12:20:03 PM
stanthecaddy$25.0012/16/2011 1:03:12 PM
ddog0224$52.3912/16/2011 2:35:10 PM
pnqiad$25.0012/16/2011 11:37:58 AM
otherwisedisposed$185.0012/16/2011 11:44:28 AM
processor115$100.0012/16/2011 4:16:53 PM
octoberfresh$25.0012/16/2011 12:23:56 PM
blue-fund-flag$25.0012/16/2011 1:50:56 PM
processor115$75.0012/16/2011 4:24:29 PM
processor115$500.0012/16/2011 5:48:43 PM
exchange-portait7$30.0012/16/2011 5:26:23 PM
wise-dedication-grid$300.0012/16/2011 7:13:25 PM
1-HARD-HEAD$400.0012/16/2011 6:37:30 PM
basejump0$25.0012/17/2011 3:57:57 AM
orbital-gain$50.0012/17/2011 5:15:05 AM
tampa_cmc$50.0012/17/2011 5:06:59 AM
Whipster$30.0012/17/2011 5:28:12 AM
Rob717171$25.0012/17/2011 6:22:44 AM
the-enticing-coin$500.0012/16/2011 11:24:02 PM
Pizza-man$50.0012/17/2011 8:49:28 AM
plentiful-return386$100.0012/17/2011 6:41:38 AM
The_Secret$25.0012/17/2011 7:44:28 AM
Lo0se_mo0se$26.0112/17/2011 9:04:40 AM
herbyman$31.0012/17/2011 9:24:23 AM
selector568$300.0012/17/2011 10:44:15 AM
the-profit-oracle$25.0012/17/2011 12:10:50 PM
cropdust3r$25.0012/17/2011 12:23:39 PM
HamachiMan$50.0012/17/2011 12:33:11 PM
Kaj$25.0012/17/2011 12:26:08 PM
Control$25.0012/17/2011 12:33:11 PM
kindness-jedi$25.0012/17/2011 12:41:19 PM
the-silver-blaster$50.0012/17/2011 1:24:10 PM
kwan$25.0012/17/2011 2:42:18 PM
workwithchrisDOTbiz$50.0012/17/2011 5:45:04 PM
Integrity-Lending4U$25.0012/17/2011 3:47:42 PM
hard-working-reward2$43.8112/17/2011 6:03:14 PM
jdrez$50.0012/17/2011 6:53:33 PM
Steveoo1$135.0012/17/2011 10:17:53 PM
happy-return4$25.0012/17/2011 7:16:54 PM
principal-duckling$50.0012/17/2011 8:01:09 PM
ASG_NECO$25.0012/17/2011 11:01:54 PM
kindness-party$25.0012/17/2011 9:10:27 PM
riproaringrapids$25.0012/18/2011 12:06:13 AM
makerain$25.0012/18/2011 5:20:33 AM
first-class-yield9$41.9312/18/2011 7:06:00 AM
market-solstice2$25.0012/10/2011 12:22:02 PM
BxRealtor$25.0012/10/2011 12:51:09 PM
unforgettable-wealth4$50.0012/11/2011 8:08:09 AM
majestic-repayment3$25.0012/11/2011 1:53:45 PM
unclejaef$25.0012/13/2011 8:53:05 AM
britgsb$30.0012/13/2011 9:27:39 AM
wealth-infusion6$200.0012/13/2011 12:30:47 PM
blue-radiant-economy$100.0012/14/2011 3:47:28 AM
MASinVestment$100.0012/14/2011 7:33:09 AM
brainy-repayment5$39.1812/14/2011 3:10:52 PM
green28$50.0012/14/2011 2:16:15 PM
diablorulz$50.0012/14/2011 4:22:26 PM
pound-mushroom3$25.0012/14/2011 5:27:27 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:03 PM
tractorman$25.0012/14/2011 6:03:58 PM
BayShell$50.0012/14/2011 6:08:17 PM
red-robust-bid$183.9612/14/2011 6:15:20 PM
rolandweary$50.0012/14/2011 7:07:36 PM
oex$25.0012/14/2011 6:22:49 PM
giftgold$25.0012/14/2011 7:26:46 PM
WolRab$50.0012/14/2011 7:59:36 PM
igniter584$50.0012/14/2011 8:13:25 PM
ps2roy$25.0012/14/2011 7:15:35 PM
happy-loot3$100.0012/14/2011 7:19:55 PM
bazaar-hyperdrive3$50.0012/14/2011 9:11:20 PM
Yaout$48.6012/14/2011 10:26:14 PM
mello137$25.0012/14/2011 11:37:53 PM
deal-searcher1$25.0012/15/2011 12:03:24 AM
financelover$50.0012/14/2011 10:30:41 PM
trade-surge3$25.0012/14/2011 8:46:25 PM
ericd523$30.0012/14/2011 8:58:02 PM
oaktown23$50.0012/14/2011 11:20:35 PM
fcukciti$35.0012/15/2011 1:34:21 AM
rain100$50.0012/14/2011 11:37:47 PM
ethical-truth211$500.0012/15/2011 3:34:29 AM
meers2000$25.0012/15/2011 6:14:52 AM
IPlayOutsideTheBox$25.0012/15/2011 4:52:14 AM
MoonMama$25.0012/15/2011 7:55:25 AM
unassailable-fund$25.0012/15/2011 5:38:07 AM
hptcrabbers$25.0012/15/2011 7:17:08 AM
otherwisedisposed$250.0012/15/2011 8:48:49 AM
fairness-leader3$55.0012/15/2011 6:43:35 AM
admirable-worth1$25.0012/15/2011 6:47:25 AM
janus_god$25.0012/15/2011 9:11:53 AM
jeb_31$25.0012/15/2011 9:30:43 AM
worthy-bid8$50.0012/15/2011 9:27:38 AM
TheCount$25.0012/15/2011 9:42:05 AM
LimaGuy$34.0412/15/2011 9:35:05 AM
bold-yield-rumbler$25.0012/15/2011 9:50:04 AM
jazzlender$34.0012/15/2011 9:43:24 AM
GCInvestments$29.0012/15/2011 9:37:25 AM
attentive-vigilance1$27.2312/15/2011 10:28:17 AM
brw$25.0012/15/2011 10:33:21 AM
hope-hickory8$25.0012/15/2011 10:27:59 AM
loan-wasp$50.0012/15/2011 10:51:02 AM
Interloper$25.0012/15/2011 12:10:33 PM
Geldmeister$50.0012/15/2011 11:07:59 AM
rajs$150.0012/15/2011 11:42:42 AM
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supersarah61$50.0012/15/2011 4:41:02 PM
deal-zoo$50.0012/15/2011 4:55:39 PM
dime-sprout$25.0012/15/2011 5:35:59 PM
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mykkai$25.0012/15/2011 7:20:50 PM
peb44$25.0012/15/2011 6:16:58 PM
downtownfarm$25.0012/16/2011 3:41:37 AM
careful-note$70.0012/16/2011 4:34:03 AM
suges$25.0012/15/2011 7:13:06 PM
smart-leverage7$25.0012/15/2011 11:11:15 PM
DreDub$50.0012/16/2011 6:25:34 AM
currency-persimmon$25.0012/16/2011 6:28:52 AM
blueshound$25.0012/15/2011 10:16:32 PM
kindness-dessert$54.7912/16/2011 4:00:56 AM
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selector568$300.0012/16/2011 8:33:00 AM
the-magnetic-transaction$40.0012/16/2011 5:56:08 AM
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juxtapose$25.0012/16/2011 7:46:38 AM
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loyalty-tuba0$25.0012/16/2011 10:54:43 AM
first-friendly-listing$30.0012/16/2011 12:34:58 PM
wi-cook$100.0012/16/2011 1:01:47 PM
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Ocean713$75.0012/16/2011 2:14:02 PM
investment-comet$25.0012/16/2011 10:41:14 AM
jamc5$25.0012/16/2011 2:08:27 PM
aznboi$25.0012/16/2011 12:12:29 PM
MASinVestment$101.4412/16/2011 4:03:25 PM
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green-rate-futurist$100.0012/16/2011 4:36:14 PM
Loan_Stranger$25.0012/16/2011 4:27:15 PM
unbelievable-exchange$100.0012/16/2011 4:37:40 PM
loan-warrior$25.0012/16/2011 8:17:56 PM
crw1950$37.8012/17/2011 4:48:50 AM
plentiful-return386$50.0012/17/2011 6:49:05 AM
jc33148$30.0012/17/2011 6:56:53 AM
riproaringrapids$25.0012/16/2011 11:44:40 PM
orange-resolute-platinum$25.0012/17/2011 2:21:06 AM
dinero-honker$135.0012/17/2011 8:34:02 AM
radforj22$47.4312/17/2011 8:21:14 AM
nethawk00$25.0012/17/2011 8:55:43 AM
listing-reformation8$50.0012/17/2011 9:23:25 AM
pythia$25.0012/17/2011 9:36:36 AM
emphatic-bonus5$75.0012/17/2011 9:43:16 AM
Frankieb21$50.0012/17/2011 7:58:53 AM
finance-amusement4$50.0012/17/2011 10:06:10 AM
heerzaquestion$25.0012/17/2011 10:26:14 AM
safe-rate7$25.0012/17/2011 11:16:10 AM
credit-maple5$67.0012/17/2011 12:10:31 PM
riproaringrapids$25.0012/17/2011 12:32:39 PM
melodious-fairness$25.0012/17/2011 12:25:32 PM
Elefunt$25.0012/17/2011 12:34:17 PM
Sierrahh$25.0012/17/2011 12:31:05 PM
lagnisiruk$25.0012/17/2011 12:42:41 PM
wise-deal-panda$100.0012/17/2011 12:32:20 PM
bold-direct-asset$50.0012/17/2011 12:43:34 PM
payout-magician$34.0012/17/2011 12:44:07 PM
brightest-credit-engine$25.0012/17/2011 12:46:16 PM
newgroom422$25.0012/17/2011 4:20:20 PM
suave-dime6$25.0012/17/2011 3:25:47 PM
tkr2$25.0012/17/2011 7:29:33 PM
careful-note$50.0012/17/2011 3:27:03 PM
capital-mogul$25.0012/17/2011 9:38:30 PM
NorthernFunds$50.0012/17/2011 7:10:03 PM
RyanTH9893$25.0012/17/2011 7:51:42 PM
integrity-trumpet$50.0012/17/2011 9:09:45 PM
wealth-infusion6$100.0012/18/2011 12:03:27 AM
Uwantfunds$25.0012/18/2011 4:27:43 AM
276 Investments
 
Borrower Payment Dependent Notes Series 543807
This series of Notes was issued and sold upon the funding of the borrower loan #57427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.05% Listing Start date:  Dec-10-2011 
Term: 12 months Listing End date:  Dec-12-2011 
 
Lender yield: 24.76% Borrower rate/APR: 25.76% / 35.84% Monthly payment: $572.48
 
Lender servicing fee: 1.00% Effective Yield*: 23.64%  
Estimated return*: 9.59%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jul-2003 Debt/Income ratio: Not calculated
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 9 / 6Length of status:1y 1m
Amount delinquent: $5,266 Total credit lines: 21 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,083Stated income:$75,000-$99,999
Delinquencies in last 7y: 45 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: collegetuitionjen Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 19 ( 54% ) 620-639 (Latest)
Principal borrowed: $15,000.00< 31 days late: 12 ( 34% )  
720-739 (Jun-2006)
600-619 (Jun-2006)
560-579 (May-2006)
 
Principal balance: $0.02 31+ days late: 4 ( 11% )
Total payments billed: 35  
Description
Good Credit Funds for a wedding
Purpose of loan:
This loan will be used to.. .

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.0012/10/2011 12:04:35 PM
AF-Chief$25.0012/10/2011 12:08:26 PM
money-baron-roth-IRA$50.0012/10/2011 12:08:44 PM
HHP$100.0012/10/2011 12:16:23 PM
Investor_DP$100.0012/10/2011 12:25:36 PM
jhouman$50.0012/10/2011 12:25:22 PM
nisim5$50.0012/10/2011 12:25:46 PM
value-allocator1$100.0012/10/2011 12:42:25 PM
asiaratt$50.0012/10/2011 12:36:30 PM
Fire2$25.0012/10/2011 1:18:41 PM
dthompso$50.0012/10/2011 1:59:29 PM
newest-phenomenal-dinero$25.0012/10/2011 2:48:02 PM
sgmm330$25.0012/10/2011 8:11:30 PM
bold-bright-currency$25.0012/10/2011 8:18:40 PM
Feyenoord$30.0012/10/2011 11:05:12 PM
Jack55304$200.0012/11/2011 12:10:26 PM
contract-shakespeare$25.0012/11/2011 10:51:13 AM
chererat$100.0012/11/2011 11:41:43 AM
stepatatime-together$100.0012/11/2011 12:06:05 PM
nimble-revenue5$50.0012/11/2011 12:13:26 PM
the-credit-maker$25.0012/11/2011 12:20:02 PM
farchoir$25.0012/11/2011 2:50:31 PM
green-capital-hornet$25.0012/11/2011 12:31:36 PM
finance-mushroom$77.0012/11/2011 12:37:14 PM
168RichCapital$25.1212/11/2011 6:16:55 PM
Reliance_Banker$25.0012/11/2011 6:09:57 PM
jstefans$25.0012/12/2011 12:55:39 AM
skillful-asset5$25.0012/11/2011 8:47:02 PM
KindCharmingReflective-affluence$25.0012/12/2011 9:10:06 AM
rvfbroker$25.0012/12/2011 9:10:48 AM
finance-prescription$100.0012/12/2011 9:20:15 AM
vibrant-trade8$35.0012/12/2011 9:25:52 AM
helpinghand63$25.0012/12/2011 9:33:55 AM
social-trumpet$25.0012/12/2011 9:36:30 AM
virtuous-bill1$25.0012/12/2011 9:40:12 AM
gain-equator$25.0012/12/2011 3:12:40 PM
worth-blanket2$3,100.0012/12/2011 3:16:16 PM
zeeexsixare$12.2712/12/2011 3:21:15 PM
affluence-generator2$100.0012/10/2011 12:11:32 PM
kind-credit-bear$25.0012/10/2011 12:12:34 PM
trumpeter5$25.0012/10/2011 12:21:19 PM
worthy-bid8$50.0012/10/2011 12:44:34 PM
top-historic-peso$25.0012/10/2011 12:44:41 PM
312-Lender$25.0012/10/2011 12:47:17 PM
amlu1988$25.0012/10/2011 1:20:48 PM
blue-lively-platinum$25.0012/10/2011 2:22:10 PM
lowrater$150.6012/10/2011 3:02:17 PM
tsquared_030$25.0012/10/2011 5:33:12 PM
zeeexsixare$25.0012/10/2011 8:53:09 PM
Mikale360$25.0012/10/2011 10:31:00 PM
green-ore-expert$25.0012/11/2011 12:11:40 PM
Alpha-AssistU$25.0012/11/2011 12:29:36 PM
truth-companion$25.0012/11/2011 12:25:52 PM
HenryS$30.0012/11/2011 12:30:44 PM
green-rate-futurist$25.0012/11/2011 1:24:40 PM
five-star-note$75.0012/11/2011 4:51:47 PM
glroark$100.0012/11/2011 5:31:00 PM
return-grizzly$100.0012/12/2011 2:11:45 AM
Socorro_Capital_Partners$25.0112/11/2011 11:52:39 PM
nfx$30.0012/12/2011 9:56:53 AM
new-social-economist$60.0012/12/2011 11:22:35 AM
gods_favored$50.0012/12/2011 11:16:26 AM
graceful-IRAinvestment$50.0012/12/2011 1:30:57 PM
63 Investments
 
Borrower Payment Dependent Notes Series 543809
This series of Notes was issued and sold upon the funding of the borrower loan #57555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-10-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $176.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1995 Debt/Income ratio: 6%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:8y 0m
Amount delinquent: $0 Total credit lines: 37 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $269Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: return-marsupial913 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for a reliable car
Purpose of loan:
This loan will be used to... Purchase a safe, reliable vehicle for my daughter's mother.

My financial situation: Very stable. 401k loan will take too long to secure.

I am a good candidate for this loan because... I had perfect credit prior to bankruptcy filing (I did that when I knew it was inevitable), and I've been building perfect credit since. This loan will be paid on time, and in full.


Monthly net income: $ approximately 1100
Monthly expenses: $ approximately 500
Housing: $0
Insurance: $208
Car expenses: $0
Utilities: $205
Phone, cable, internet: $86
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $ usually paid in full monthly
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.0012/10/2011 12:11:43 PM
igniter584$25.0012/10/2011 12:33:30 PM
BxRealtor$25.0012/10/2011 12:51:10 PM
worlds-best-worth2$25.0012/10/2011 6:57:33 PM
unforgettable-wealth4$50.0012/11/2011 8:08:10 AM
Borrow2Grow$52.0012/11/2011 11:50:17 AM
basis-ferret8$50.0012/11/2011 6:55:35 PM
skillful-asset5$25.0012/11/2011 8:45:42 PM
Kessler$25.0012/12/2011 9:35:13 AM
pound-mushroom3$25.0012/12/2011 5:07:52 PM
britgsb$30.0012/12/2011 5:22:43 PM
riproaringrapids$25.0012/12/2011 5:29:01 PM
HamachiMan$50.0012/12/2011 8:24:51 PM
the_winning_ticket$100.0012/13/2011 1:06:28 AM
a-finance-nirvana$25.0012/13/2011 2:29:47 AM
impressive-justice6$25.0012/13/2011 4:52:56 AM
social-zebra$30.0012/13/2011 8:54:33 AM
igniter584$25.0012/13/2011 10:03:29 AM
commanding-treasure2$50.0012/13/2011 10:59:48 AM
wealth-infusion6$200.0012/13/2011 12:30:48 PM
nunnie$25.0012/13/2011 12:58:16 PM
sjc224$25.0012/13/2011 4:20:39 PM
jgar_O$25.0012/13/2011 5:10:52 PM
MASinVestment$50.0012/13/2011 5:16:09 PM
mtquan$25.0012/13/2011 5:34:40 PM
timbob$100.0012/13/2011 5:24:10 PM
haplender$50.0012/13/2011 5:34:23 PM
gravbox$25.0012/13/2011 6:21:48 PM
return-investor6$45.0012/13/2011 9:52:31 PM
MASinVestment$100.0012/14/2011 7:33:10 AM
Arpad$40.0012/14/2011 7:58:00 AM
terrific-dough6$50.0012/14/2011 9:26:09 AM
shellstar$25.0012/14/2011 11:56:15 AM
credit-investor5$50.0012/14/2011 10:52:09 AM
Catalina_Enterprises$100.0012/14/2011 12:40:12 PM
wwwUniversal$25.0012/14/2011 5:15:00 PM
stockpiler325$50.0012/14/2011 5:53:58 PM
tractorman$25.0012/14/2011 6:03:58 PM
Oranje88$50.0012/14/2011 6:05:22 PM
BayShell$50.0012/14/2011 6:08:18 PM
KMSB$25.0012/14/2011 6:46:35 PM
EasternLender$50.0012/14/2011 6:52:17 PM
benevolent-money6$25.0012/14/2011 6:53:36 PM
rolandweary$50.0012/14/2011 7:07:36 PM
happy-loot3$100.0012/14/2011 7:19:56 PM
cash4less$25.7012/14/2011 7:49:40 PM
native68$25.0012/14/2011 8:19:02 PM
affluence-companion2$61.4112/14/2011 11:01:37 PM
mello137$25.0012/14/2011 11:37:54 PM
Webpreneur$50.0012/15/2011 12:23:32 AM
oaktown23$50.0012/14/2011 11:20:36 PM
fcukciti$35.0012/15/2011 1:34:21 AM
economy-dreamer3$125.0012/15/2011 6:42:14 AM
Investor_DP$100.0012/10/2011 12:25:08 PM
blue-lively-platinum$25.0012/10/2011 2:22:11 PM
income-banjo$100.0012/11/2011 8:10:49 AM
daekpon$50.0012/11/2011 11:46:37 AM
contributor897$25.0012/11/2011 3:31:19 PM
graceful-IRAinvestment$53.0012/12/2011 1:41:05 PM
money-booster2$25.0012/12/2011 2:38:17 PM
mikrolown$25.0012/12/2011 5:35:34 PM
asset-producer1$100.0012/12/2011 8:02:09 PM
heart514$25.0012/12/2011 7:27:32 PM
transparency-giant$50.0012/12/2011 9:37:54 PM
loan-rider7$25.0012/13/2011 7:58:58 AM
unclejaef$25.0012/13/2011 8:53:06 AM
Ripsaw4U$50.0012/13/2011 9:13:51 AM
reward-juniper6$25.0012/13/2011 4:26:44 PM
MASinVestment$100.0012/13/2011 5:17:13 PM
lender2611$25.0012/13/2011 5:43:05 PM
peripatetic$25.0012/14/2011 1:13:19 AM
dckpolo$25.0012/14/2011 5:29:18 AM
Stingray8a$25.0012/13/2011 10:44:10 PM
the-laudable-peso$40.0012/14/2011 7:04:50 AM
generosity-battalion0$50.0012/14/2011 8:13:25 AM
currency-persimmon$25.0012/14/2011 5:42:34 AM
ctgscott$25.0012/14/2011 9:26:07 AM
ericgassercom$25.0012/14/2011 9:29:56 AM
mddahlheim$25.0012/14/2011 11:11:31 AM
green28$200.0012/14/2011 2:13:16 PM
villagers$50.0012/14/2011 3:32:26 PM
worth-viking$100.0012/14/2011 12:33:22 PM
roux$25.0012/14/2011 5:05:43 PM
skaught$30.0012/14/2011 2:35:20 PM
first-friendly-listing$30.0012/14/2011 3:06:16 PM
Ducatiman1978$25.0012/14/2011 4:45:35 PM
Brisket_Bob$50.0012/14/2011 5:35:32 PM
JaceSpade$25.0012/14/2011 6:04:11 PM
atlvalet$38.2412/14/2011 6:09:06 PM
farblest$50.0012/14/2011 6:09:47 PM
julijask$25.0012/14/2011 5:38:51 PM
WxChem$26.7712/14/2011 6:26:20 PM
red-dime-solo$44.4812/14/2011 6:12:45 PM
angelinvestor2$40.0012/14/2011 6:31:53 PM
reward-excellency1$25.0012/14/2011 7:27:03 PM
yield-enlistment$25.0012/14/2011 7:33:27 PM
asset-producer1$100.0012/14/2011 8:22:20 PM
WolRab$50.0012/14/2011 7:59:37 PM
yield-hut$25.0012/15/2011 2:40:15 AM
deal-searcher1$25.0012/15/2011 12:03:24 AM
weiyinsan$25.0012/15/2011 12:43:02 AM
financelover$50.0012/14/2011 10:30:41 PM
careful-note$46.0012/15/2011 12:13:55 AM
IPlayOutsideTheBox$25.0012/15/2011 5:00:37 AM
basis-viking$25.0012/15/2011 12:22:47 AM
greenback-guard$25.0012/15/2011 5:06:10 AM
economy-dreamer3$207.4012/15/2011 6:43:46 AM
funds-kingdom$25.0012/15/2011 6:13:45 AM
108 Investments
 
Borrower Payment Dependent Notes Series 543831
This series of Notes was issued and sold upon the funding of the borrower loan #57418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-10-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $318.54
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2001 Debt/Income ratio: 10%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 2 Current / open credit lines: 6 / 6Length of status:1y 5m
Amount delinquent: $30 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,024Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: No  
Screen name: sensational-market6 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Quickly Repaid Loan
Purpose of loan: Refinance Debt
This loan will be used to...refinance debt

My financial situation: I earn $43,725 annually as a journalist, and have $5,431 in debt on a credit card. The APR and rates charged by the card are making it difficult to pay off.
I am a good candidate for this loan because...
I am receiving an award for journalism with a cash prize in the next month that will enable me to pay back the loan more quickly.

Monthly net income: $2800
Monthly expenses:
Housing: $850
Insurance: $110
Car expenses: $0
Utilities: $50
Phone, cable, internet: $25
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $ have $5,431 in debt on one card
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.0012/10/2011 12:09:05 PM
skillful-asset5$25.0012/11/2011 8:44:24 PM
worth-blanket2$7,800.0012/12/2011 3:15:31 PM
Investor_DP$100.0012/10/2011 12:25:25 PM
bold-steady-peso$25.0012/10/2011 8:38:53 PM
CA-Lender$25.0012/12/2011 10:18:33 AM
graceful-IRAinvestment$50.0012/12/2011 1:30:13 PM
7 Investments
 
Borrower Payment Dependent Notes Series 543863
This series of Notes was issued and sold upon the funding of the borrower loan #57498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-12-2011 
Term: 12 months Listing End date:  Dec-14-2011 
 
Lender yield: 10.13% Borrower rate/APR: 11.13% / 18.84% Monthly payment: $221.11
 
Lender servicing fee: 1.00% Effective Yield*: 9.97%  
Estimated return*: 4.02%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1991 Debt/Income ratio: Not calculated
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 12Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $94,514 
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: No  
Screen name: truth-futurist5 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT CONSOLIDATION
Purpose of loan: PAYOFF DEBTS
This loan will be used to...

My financial situation: BANK OF AMERICA
I am a good candidate for this loan because... CURRENTLY LIVING RENT FREE WITH MOTHER GREAT CREDIT OVER 700+ PROPERTY OWNER WITH NO MORTGAGE $200K TOWN HOUSE WITH CURRENT TENANT PAYING $1,325 MONTHLY


Monthly net income: $1, 600
Monthly expenses: $1,300
Housing: $0
Insurance: $230 HEALTH Car expenses: $280 $180 CAR & HOME OWNERS COMBINED
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $7K $80K HOME EQUITY CREDIT LINE
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/12/2011 9:09:27 AM
jennifer55126$25.0012/12/2011 9:13:08 AM
AFairDeal$25.0012/12/2011 9:15:55 AM
TGGGGGGGGGGGGGGG$100.0012/14/2011 9:36:55 AM
Arpad$50.0012/14/2011 7:57:32 AM
coin-popcorn$25.0012/14/2011 9:09:46 AM
ethical-truth211$121.9812/14/2011 9:08:02 AM
money-booster2$25.0012/14/2011 6:46:41 AM
upbeat-finance8$25.0012/14/2011 8:15:36 AM
bullet-shark$25.0012/14/2011 8:25:36 AM
the-laudable-peso$40.0012/14/2011 7:04:51 AM
gold-gazelle$50.0012/14/2011 5:42:36 AM
Danylostefan$75.0012/14/2011 6:11:00 AM
dckpolo$25.0012/14/2011 5:29:19 AM
peripatetic$25.0012/14/2011 1:13:21 AM
Lubava$25.0012/13/2011 6:06:39 PM
careful-note$100.0012/13/2011 11:05:46 PM
dough-souffle$50.0012/13/2011 9:00:29 PM
contract-shakespeare$25.0012/13/2011 8:02:14 PM
blue-lively-platinum$25.0012/13/2011 5:45:51 PM
wwwUniversal$25.0012/13/2011 5:41:01 PM
MASinVestment$50.0012/13/2011 5:16:11 PM
sjc224$25.0012/13/2011 4:20:43 PM
income-banjo$50.0012/13/2011 5:13:20 PM
riproaringrapids$25.0012/13/2011 5:07:43 PM
starry2001$25.0012/13/2011 4:58:44 PM
golden-velocity9$50.0012/13/2011 11:27:08 AM
extraordinary-silver5$25.0012/13/2011 9:43:42 AM
commanding-treasure2$50.0012/13/2011 10:59:52 AM
secureincome$250.0012/13/2011 7:28:36 AM
the_winning_ticket$100.0012/13/2011 1:06:36 AM
Danylostefan$50.0012/12/2011 11:37:12 PM
Investor_DP$100.0012/12/2011 9:30:57 AM
heart514$25.0012/12/2011 7:27:40 PM
unclejaef$25.0012/13/2011 8:53:08 AM
singletrck$25.0012/13/2011 8:56:39 AM
loan-rider7$25.0012/13/2011 7:58:59 AM
luvlending$25.0012/13/2011 11:18:23 AM
wealth-infusion6$200.0012/13/2011 12:30:51 PM
QuidWilson$25.0012/13/2011 3:00:57 PM
TikPmp1$25.0012/13/2011 5:06:11 PM
mtquan$25.0012/13/2011 5:34:41 PM
MicroLender357$25.0012/13/2011 5:35:30 PM
lender2611$25.0012/13/2011 5:43:07 PM
basis-ferret8$50.0012/13/2011 5:20:51 PM
auction-seeker4$25.0012/13/2011 6:03:55 PM
gravbox$25.0012/13/2011 6:21:49 PM
Bieling$25.0012/13/2011 6:40:35 PM
USMCR$25.0012/14/2011 6:44:13 AM
a-restless-dollar$50.0012/14/2011 8:12:14 AM
kwan$25.0012/14/2011 8:32:17 AM
MASinVestment$100.0012/14/2011 7:33:13 AM
worker82$13.0212/14/2011 9:37:19 AM
53 Investments
 
Borrower Payment Dependent Notes Series 543879
This series of Notes was issued and sold upon the funding of the borrower loan #57489, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $129.45
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Dec-1993 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 43 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $61,690Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: top-tough-peso Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/11/2011 12:12:59 PM
ultimate-peace$150.0012/11/2011 12:02:50 PM
irrelevant$50.0012/11/2011 2:05:15 PM
bid-stockpiler1$50.0012/12/2011 5:10:20 AM
money-booster2$25.0012/12/2011 2:38:44 PM
fountain355$25.0012/13/2011 4:55:33 AM
let_me_retire$25.0012/13/2011 3:16:37 AM
zone6$100.0012/13/2011 6:49:37 AM
atcrain07$25.0012/13/2011 10:48:59 AM
first-gold-plato$25.0012/13/2011 12:13:23 PM
MASinVestment$150.0012/13/2011 4:31:41 PM
skubwa$25.0012/13/2011 5:55:03 PM
social-hunter5$25.0012/11/2011 12:23:34 PM
jkeller4000$25.0012/12/2011 1:15:27 PM
Kids-College-Fund$1,000.0012/12/2011 3:39:39 PM
Something-Corporate$25.0012/12/2011 5:19:38 PM
economy-shrubbery6$25.0012/12/2011 5:09:12 PM
plinked$25.0012/12/2011 7:48:57 PM
heart514$25.0012/12/2011 7:27:35 PM
Mrs-Honeydew$25.0012/13/2011 4:02:53 AM
q4golf$31.9112/13/2011 4:22:03 AM
onecooldrink$25.0012/12/2011 11:55:45 PM
SecondChanceLendingSERV$25.0012/13/2011 7:29:21 AM
judo150$500.0012/13/2011 9:14:25 AM
blue-lively-platinum$25.0012/13/2011 9:13:29 AM
golden-velocity9$25.0012/13/2011 11:53:51 AM
168RichCapital$25.1212/13/2011 1:47:08 PM
the-hope-workhorse$50.0012/13/2011 2:22:18 PM
Eric_Gagne$57.0612/13/2011 2:24:47 PM
Located$56.8412/13/2011 2:47:46 PM
dough-souffle$75.0012/13/2011 12:53:11 PM
favorable-deal0$25.0012/13/2011 6:18:44 PM
useful-cash043$154.0712/13/2011 7:06:41 PM
Lubava$25.0012/13/2011 6:08:50 PM
productive-finance2$50.0012/13/2011 6:34:07 PM
35 Investments
 
Borrower Payment Dependent Notes Series 543897
This series of Notes was issued and sold upon the funding of the borrower loan #57440, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $188.91
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1998 Debt/Income ratio: 19%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 8Length of status:17y 1m
Amount delinquent: $0 Total credit lines: 49 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,800Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: SJBRADBERRY Borrower's state: Texas Borrower's group: Christian Opportunities
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 33 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
660-679 (Jan-2010)
640-659 (Sep-2009)
640-659 (May-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
Replacing Husband's Vehicle
Purpose of loan: Needing to buy a used vehicle
This loan will be used to... Buy a much needed 2nd vehicle for my husband

My financial situation:
I am a good candidate for this loan because...
I am a stable and reliable person. I have had the same job for 17 years and am very dependable. I always pay my bills on time.

Monthly net income: $3000.00
Monthly expenses: $1700
Housing: $435.00
Insurance: $200.00
Car expenses: $0
Utilities: $150.00
Phone, cable, internet: $73.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $300.00
Other expenses: $
250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$100.0012/12/2011 5:01:42 PM
LondonCID$25.0012/12/2011 5:12:24 PM
practical-expectations$25.0012/12/2011 5:02:23 PM
the-discrete-income$35.0012/12/2011 5:04:33 PM
industrious-transparency6$25.0012/12/2011 5:19:19 PM
CA-Lender$25.0012/12/2011 5:20:18 PM
worthy-bid8$50.0012/12/2011 5:20:28 PM
SolarMoonshine$25.0012/12/2011 5:23:43 PM
managedfund$1,333.0012/12/2011 5:25:34 PM
money-baron$50.0012/12/2011 5:20:45 PM
truth-companion$25.0012/12/2011 5:26:10 PM
magnitude787$25.0012/12/2011 5:21:50 PM
IIP77$25.0012/12/2011 5:17:30 PM
rupee-master6$25.0012/12/2011 5:18:38 PM
social-cocktail1$200.0012/12/2011 5:19:11 PM
schoolchamp$25.0012/12/2011 5:21:51 PM
Kash2010lu$25.0012/12/2011 5:05:24 PM
important-openness1$100.0012/12/2011 5:06:38 PM
fortytwo$112.0012/12/2011 5:10:05 PM
igniter584$25.0012/12/2011 5:11:48 PM
Milonguero$100.0012/12/2011 5:09:40 PM
investmentgroup$25.0012/12/2011 5:09:58 PM
investmentgroup$25.0012/12/2011 5:10:00 PM
Dusigrosz$100.0012/12/2011 5:01:50 PM
AndChicksforFree$50.0012/12/2011 5:11:30 PM
blue-lively-platinum$25.0012/12/2011 5:05:38 PM
Starica$100.0012/12/2011 5:06:06 PM
tenacious-capital3$26.2712/12/2011 5:13:04 PM
timbob$100.0012/12/2011 5:13:23 PM
wonderous-truth6$50.0012/12/2011 5:17:57 PM
AF-Chief$25.0012/12/2011 5:07:26 PM
Toby1montana$50.0012/12/2011 5:23:50 PM
MoneyForNothing$34.3212/12/2011 5:20:36 PM
postalwhiz$25.0012/12/2011 5:21:36 PM
DHolly$31.0012/12/2011 5:23:27 PM
orange-preeminant-bill$25.0012/12/2011 5:26:19 PM
ericgassercom$25.0012/12/2011 5:19:38 PM
Aberdeen$1,903.4112/12/2011 5:26:53 PM
38 Investments
 
Borrower Payment Dependent Notes Series 543901
This series of Notes was issued and sold upon the funding of the borrower loan #57630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-10-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-2003 Debt/Income ratio: 10%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 3Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 9 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,128Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 27%  
   Homeownership: Yes  
Screen name: a-elegant-bazaar Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal funds
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.0012/10/2011 12:16:33 PM
currency-agave$50.0012/10/2011 12:46:56 PM
economy-shrubbery6$25.0012/12/2011 5:09:10 PM
Kids-College-Fund$500.0012/12/2011 6:58:05 PM
heart514$25.0012/12/2011 7:27:34 PM
green-rate-futurist$25.0012/12/2011 7:28:39 PM
dfl$50.0012/13/2011 9:32:29 PM
blue-radiant-economy$100.0012/13/2011 11:26:37 PM
MASinVestment$1,000.0012/14/2011 7:24:55 AM
Silverling6$31.4112/14/2011 8:50:14 AM
social-heart$25.0012/14/2011 9:27:30 AM
DHolly$31.0012/14/2011 9:09:59 AM
generosity-poem2$25.0012/14/2011 10:58:27 AM
droopie1$25.0012/14/2011 12:05:09 PM
gtrplayer$25.0012/14/2011 2:18:44 PM
persistent-income2$25.0012/14/2011 3:25:44 PM
note-zebra$28.9012/14/2011 1:28:33 PM
graceful-IRAinvestment$100.0012/14/2011 5:19:49 PM
newest-phenomenal-dinero$25.0012/14/2011 5:58:07 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:03 PM
melodious-openness$50.0012/15/2011 3:52:11 AM
ore-armada$25.0012/15/2011 5:56:59 AM
capital-galaxy$125.0012/15/2011 4:16:25 AM
first-class-yield9$50.0012/15/2011 5:49:22 AM
DrT$55.3912/15/2011 7:22:19 AM
digitaldan$30.0012/15/2011 9:09:57 AM
first-class-yield9$50.0012/15/2011 10:01:25 AM
copper$50.0012/15/2011 9:43:02 AM
transparency-baton$25.0012/15/2011 12:19:52 PM
sweetlan$25.0012/15/2011 12:47:16 PM
illinois_joe$82.6112/15/2011 3:21:27 PM
blue-lively-platinum$25.0012/10/2011 2:22:14 PM
money-booster2$25.0012/12/2011 11:19:24 AM
valiant-note129$100.0012/13/2011 1:18:08 AM
ethical-truth211$100.0012/13/2011 2:39:08 AM
capital-galaxy$175.0012/13/2011 4:14:41 AM
social-zebra$30.0012/13/2011 8:53:42 AM
2grindstones$25.0012/13/2011 11:16:17 AM
the-hope-workhorse$50.0012/13/2011 2:22:43 PM
friendinmoney$25.0012/13/2011 9:45:24 PM
Dignified-Market29$25.0012/13/2011 11:55:04 PM
the-laudable-peso$40.0012/14/2011 7:04:51 AM
Hidalgo2004$50.0012/14/2011 7:07:52 AM
Julzlmt$29.4712/14/2011 9:58:30 AM
bluehen00$25.0012/14/2011 11:17:52 AM
Fecund-ent$25.0012/14/2011 10:07:57 AM
Rebelrick9$25.0012/14/2011 3:27:12 PM
johnZ222$62.0012/14/2011 5:17:35 PM
calimanusa$50.0012/14/2011 7:53:52 PM
careful-note$50.0012/15/2011 12:17:04 AM
Starfin-Capital-Management$50.0012/15/2011 4:33:32 AM
kind-credit-bear$29.2212/15/2011 7:14:40 AM
first-gold-plato$25.0012/15/2011 8:18:08 AM
SecondChanceLendingSERV$25.0012/15/2011 9:55:00 AM
a-healthy-affluence$25.0012/15/2011 10:18:50 AM
green-safe-wampum$50.0012/15/2011 12:16:04 PM
wampum-chorus3$25.0012/15/2011 3:14:29 PM
wampum-chorus3$25.0012/15/2011 3:00:21 PM
58 Investments
 
Borrower Payment Dependent Notes Series 543905
This series of Notes was issued and sold upon the funding of the borrower loan #57517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1998 Debt/Income ratio: 17%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 5Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,648Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: natural-payment0 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
FINANCIAL SITUATION
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/12/2011 3:16:44 PM
1 Investments
 
Borrower Payment Dependent Notes Series 543907
This series of Notes was issued and sold upon the funding of the borrower loan #57397, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-10-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $99.55
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1995 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $114Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: No  
Screen name: encouraging-gain2 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Equipment Loan
Purpose of loan:
This loan will be used to purchase 2 new cameras to provide the quality and consistent photos to our customers.

My financial situation:
I am a good candidate for this loan because our business has been very successful the last couple of years and we are expecting another great year.


Monthly net income: $ 3750
Monthly expenses: $ 2678
Housing: $ 1050
Insurance: $ 83.00
Car expenses: $ 245
Utilities: $ 200
Phone, cable, internet: $0
Food, entertainment: $ 400
Clothing, household expenses: $ 100
Credit cards and other loans: $ 0
Other expenses: $ 600 child care
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.0012/10/2011 12:05:44 PM
Danjack_Capital$25.0012/10/2011 12:11:53 PM
blue-lively-platinum$25.0012/10/2011 2:22:14 PM
StrongMonty$60.0012/10/2011 2:52:18 PM
favorite-commerce$35.0012/10/2011 8:43:26 PM
cattlebaron$25.0012/11/2011 12:09:14 PM
orange-impartial-asset$250.0012/11/2011 1:38:16 PM
skillful-asset5$30.0012/11/2011 8:41:29 PM
kain11286$50.0012/12/2011 11:18:30 AM
economy-shrubbery6$25.0012/12/2011 5:09:11 PM
nimble-revenue5$50.0012/12/2011 5:39:40 PM
red-power-pecan$50.0012/12/2011 5:41:08 PM
patriot897$25.0012/12/2011 6:58:45 PM
BanqueDeFrance$50.0012/12/2011 5:51:27 PM
newest-power-banker$54.8012/12/2011 8:18:53 PM
langdonx$25.0012/12/2011 8:34:01 PM
promise2$25.0012/12/2011 8:34:23 PM
wwwUniversal$25.0012/12/2011 10:21:39 PM
LendingPimp$50.0012/12/2011 11:05:53 PM
onecooldrink$25.0012/12/2011 11:53:12 PM
thisbucksforu$25.0012/13/2011 2:46:41 AM
money-booster2$25.0012/12/2011 9:34:58 PM
Kennfusion$50.0012/13/2011 3:10:10 AM
ethical-truth211$123.8912/13/2011 2:45:39 AM
transparency-giant$50.0012/12/2011 9:37:54 PM
valiant-note129$100.0012/13/2011 1:01:34 AM
nimble-money086$25.0012/13/2011 1:49:04 AM
ultimate-peace$25.0012/10/2011 12:03:02 PM
Investor_DP$100.0012/10/2011 12:25:26 PM
Bob450$25.0012/11/2011 8:53:36 AM
kinetic-social$25.0012/11/2011 2:00:27 PM
dudebrah$25.0012/11/2011 4:53:57 PM
order-merman$25.0012/12/2011 5:16:36 AM
loanman2007$25.0012/12/2011 5:21:49 AM
green-rate-futurist$50.0012/12/2011 4:01:21 AM
CA-Lender$25.0012/12/2011 10:18:23 AM
patriot0$25.0012/12/2011 11:35:39 AM
community-bridge8$25.0012/12/2011 12:19:36 PM
graceful-IRAinvestment$50.0012/12/2011 1:29:54 PM
truth-companion$25.0012/12/2011 5:26:02 PM
happy-return4$50.0012/12/2011 6:04:45 PM
heart514$25.0012/12/2011 7:27:34 PM
NolockHolmes$40.0012/12/2011 10:37:35 PM
lowrater$50.6012/12/2011 11:02:19 PM
HamachiMan$50.0012/12/2011 8:24:52 PM
unassailable-fund$25.0012/13/2011 3:15:25 AM
SeminoleHoldings$50.0012/13/2011 3:43:01 AM
forthright-loot7$50.0012/13/2011 3:13:58 AM
Mark-7$50.0012/12/2011 9:38:04 PM
frontier3$130.7112/13/2011 3:46:57 AM
hitsman$50.0012/12/2011 10:13:11 PM
vanderhp$25.0012/12/2011 10:37:15 PM
careful-note$125.0012/13/2011 12:56:25 AM
53 Investments
 
Borrower Payment Dependent Notes Series 543909
This series of Notes was issued and sold upon the funding of the borrower loan #57443, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-1987 Debt/Income ratio: 40%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 4Length of status:19y 10m
Amount delinquent: $0 Total credit lines: 24 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,935Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: tranquil-bid Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
PAY BILLS
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$100.0012/11/2011 12:24:01 PM
ultimate-peace$25.0012/11/2011 12:02:56 PM
AlternativeCashFlow$25.0012/11/2011 12:37:23 PM
lowrater$75.5012/11/2011 12:38:49 PM
skillful-asset5$30.0012/11/2011 8:34:28 PM
Feyenoord$30.0012/11/2011 9:12:02 PM
MrDance123$25.0012/11/2011 9:31:52 PM
goodhearted-generosity511$30.0012/12/2011 6:53:41 AM
bid-stockpiler1$150.0012/12/2011 5:11:26 AM
jkeller4000$25.0012/12/2011 9:39:55 AM
nfx$30.0012/12/2011 10:05:10 AM
worth-blanket2$1,300.0012/12/2011 3:16:47 PM
Something-Corporate$25.0012/11/2011 12:17:35 PM
LittleMingo$25.0012/11/2011 1:25:29 PM
Danjack_Capital$25.0012/11/2011 3:17:20 PM
thankful-nickel2$25.0012/12/2011 6:19:54 AM
Whipster$25.0012/12/2011 5:28:37 AM
trustworthy-money2$25.0012/12/2011 9:33:07 AM
SecondChanceLendingSERV$25.0012/12/2011 9:27:09 AM
jkeller4000$25.0012/12/2011 1:15:27 PM
20 Investments
 
Borrower Payment Dependent Notes Series 543919
This series of Notes was issued and sold upon the funding of the borrower loan #57627, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-13-2011 
Term: 60 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.89% Borrower rate/APR: 25.89% / 28.49% Monthly payment: $448.13
 
Lender servicing fee: 1.00% Effective Yield*: 24.30%  
Estimated return*: 15.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1995 Debt/Income ratio: 29%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 9Length of status:13y 4m
Amount delinquent: $0 Total credit lines: 64 Occupation: Retail Management
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,659Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: Yes  
Screen name: wooster Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 4 On-time: 26 ( 100% ) 700-719 (Latest)
Principal borrowed: $17,575.00< 31 days late: 0 ( 0% )  
700-719 (May-2011)
640-659 (Oct-2010)
640-659 (Feb-2010)
640-659 (Nov-2009)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
PAYING OFF LAST TWO CREDIT CARDS
Purpose of loan:
This loan will be used to...I am paying off my last two credit cards with high interest rates. I have been elimintating debt over the last two years. I have used prosper a few times and it works well for me in my situation. I can feel the freedom of being debt free in less than 5 years.

My financial situation:
I am a good candidate for this loan because... I do pay all my bills on time. I have had a few Prosper loans and I have paid them all off in full. Never late once. I use direct withdrawl from my bank to assure that my payment is made. I have a good income with a stable job. My credit score has climbed and I do not plan on bad credit to be a part of my future.


Monthly net income: $4500
Monthly expenses: $2200
Housing: $950
Car expenses: $225
Utilities: $350
Phone, cable, internet: $100
Food, entertainment: $450
Clothing, household expenses: $100
Credit cards and other loans: $ will be apprx zero
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Kash2010lu$30.0012/13/2011 9:00:53 AM
social-zebra$30.0012/13/2011 9:02:52 AM
graceful-IRAinvestment$120.0012/13/2011 9:08:00 AM
MoneyForNothing$25.0012/13/2011 9:06:18 AM
social-cocktail1$200.0012/13/2011 9:07:34 AM
rescue$100.0012/13/2011 9:07:40 AM
life-is-great$25.0012/13/2011 9:14:46 AM
Nickle-and-Dime-Loans$25.0012/13/2011 9:18:09 AM
helvet$35.0012/13/2011 9:23:01 AM
tender-commerce8$50.0012/13/2011 9:23:11 AM
robust-trade$25.0012/13/2011 9:18:56 AM
larslfe$25.0012/13/2011 9:23:52 AM
LittleMingo$25.0012/13/2011 9:02:07 AM
coin-investor$25.0012/13/2011 9:29:04 AM
zeeexsixare$400.0012/13/2011 9:25:20 AM
fascinating-generosity3$46.2412/13/2011 9:06:16 AM
CalBear08$25.0012/13/2011 9:30:01 AM
DHolly$31.0012/13/2011 9:06:27 AM
Comoparklender$25.0012/13/2011 9:27:57 AM
fortytwo$150.0012/13/2011 9:32:09 AM
zippy-interest$25.0012/13/2011 9:09:42 AM
Investor_DP$100.0012/13/2011 9:33:29 AM
CAGE-Investments$25.0012/13/2011 9:12:12 AM
best-charming-leverage$50.0012/13/2011 9:13:11 AM
wizard750$28.0012/13/2011 9:34:32 AM
reward-adventure$50.0012/13/2011 9:38:02 AM
unforgettable-wealth4$50.0012/13/2011 9:36:48 AM
igniter584$25.0012/13/2011 9:17:06 AM
extraordinary-silver5$25.0012/13/2011 9:43:48 AM
timbob$100.0012/13/2011 9:44:29 AM
unassassinable$25.0012/13/2011 9:44:49 AM
handshake5$100.0012/13/2011 9:45:17 AM
ChrisTJ$25.0012/13/2011 9:48:46 AM
truth-companion$25.0012/13/2011 9:24:51 AM
Bond007ria$25.0012/13/2011 9:24:59 AM
bullish2bearish$130.0012/13/2011 10:29:59 AM
hard-working-rate3$100.0012/13/2011 9:31:30 AM
heaven75$600.0012/13/2011 10:28:32 AM
113121$400.0012/13/2011 10:34:54 AM
investmentgroup$25.0012/13/2011 9:35:14 AM
LMM1$25.0012/13/2011 9:40:53 AM
justbman$25.0012/13/2011 9:41:21 AM
Kaj$25.0012/13/2011 9:41:53 AM
commanding-treasure2$50.0012/13/2011 11:00:03 AM
graceful-investment$100.0012/13/2011 9:46:11 AM
affluence-generator2$100.0012/13/2011 11:49:25 AM
lender2611$50.0012/13/2011 11:42:35 AM
mikeandcat$250.0012/13/2011 12:10:45 PM
Ubiquinone$95.0012/13/2011 11:52:13 AM
investment-daydream$25.0012/13/2011 12:13:46 PM
InChicago$200.0012/13/2011 10:04:13 AM
moola-flag4$75.0012/13/2011 10:14:33 AM
real-return$25.0012/13/2011 10:18:10 AM
Feyenoord$30.0012/13/2011 10:36:36 AM
bluefootedpig$95.8212/13/2011 10:43:55 AM
money-booster2$35.0012/13/2011 1:04:26 PM
Gregger$25.0012/13/2011 1:19:32 PM
Bank_Of_XL$25.0012/13/2011 1:13:57 PM
econgineer$75.0012/13/2011 2:26:06 PM
benjamins-britches$100.0012/13/2011 2:35:53 PM
Beechturner$50.0012/13/2011 12:17:13 PM
Moe87$25.1212/13/2011 3:08:04 PM
justanothersushieater$25.0012/13/2011 12:27:57 PM
superb-marketplace422$75.0012/13/2011 2:55:56 PM
Hillbilly_Banker$25.0012/13/2011 3:30:13 PM
chameleon125$25.0012/13/2011 3:38:45 PM
Kids-College-Fund$2,082.0012/13/2011 3:34:41 PM
RoZu_Lending$1,000.0012/13/2011 3:46:43 PM
simiray$37.0012/13/2011 3:45:12 PM
bughead$25.0012/13/2011 4:06:43 PM
cattlebaron$25.0012/13/2011 4:10:12 PM
The-Helper$25.0012/13/2011 1:21:47 PM
sjc224$25.0012/13/2011 4:20:56 PM
Rollshaft$30.0012/13/2011 4:33:17 PM
marinbb$100.0012/13/2011 4:35:26 PM
Bob450$30.0012/13/2011 4:45:15 PM
promise2$108.5012/13/2011 4:50:19 PM
sweety075$25.0012/13/2011 2:59:42 PM
the-laudable-peso$47.0612/13/2011 5:08:07 PM
cattlebaron$25.0012/13/2011 4:10:49 PM
exchange-upholder0$25.0012/13/2011 4:37:16 PM
1willray$36.7812/13/2011 4:59:25 PM
janeybooboo$150.0012/13/2011 9:04:40 AM
williemc44$25.0012/13/2011 9:06:23 AM
Dusigrosz$100.0012/13/2011 9:05:28 AM
AF-Chief$25.0012/13/2011 9:10:44 AM
NekHoldings$25.0012/13/2011 9:11:54 AM
Agonbiew$50.0012/13/2011 9:13:16 AM
pound-mushroom3$25.0012/13/2011 9:11:27 AM
SkepticalBen$25.0012/13/2011 9:12:19 AM
careful-vigilance4$50.0012/13/2011 9:16:40 AM
ursus$50.0012/13/2011 9:16:53 AM
nimble-revenue5$50.0012/13/2011 9:15:02 AM
skillful-asset5$40.0012/13/2011 9:16:03 AM
yield-trader$25.0012/13/2011 9:20:19 AM
money-surge1$25.0012/13/2011 9:18:02 AM
IIP77$25.0012/13/2011 9:18:07 AM
economy-coup$50.0012/13/2011 9:26:02 AM
vegibenz$25.0012/13/2011 9:22:38 AM
bid-czar8$100.0012/13/2011 9:23:04 AM
tenacious-capital3$25.0012/13/2011 9:26:55 AM
frantic-retirement$100.0012/13/2011 9:06:33 AM
brazilofmux$100.0012/13/2011 9:30:38 AM
nimble-money086$25.0012/13/2011 9:06:58 AM
rcm87$50.0012/13/2011 9:27:44 AM
marketplace-hut9$25.0012/13/2011 9:09:29 AM
important-openness1$100.0012/13/2011 9:33:27 AM
unrelenting-auction7$25.0012/13/2011 9:33:09 AM
deal-hickory5$100.0012/13/2011 9:34:43 AM
lendstats_com$300.0012/13/2011 9:37:59 AM
proud-pound4$25.0012/13/2011 9:36:15 AM
silvercertificate$25.0012/13/2011 9:17:27 AM
mkomar$25.0012/13/2011 9:43:10 AM
payout-paddle1$25.0012/13/2011 9:43:50 AM
finance-prescription$100.0012/13/2011 9:42:22 AM
nickel-ferret$34.0012/13/2011 9:20:17 AM
rupee-master6$25.0012/13/2011 9:20:35 AM
vibrant-trade8$35.0012/13/2011 9:21:27 AM
MBIntl$25.0012/13/2011 9:23:54 AM
loanman2007$300.0012/13/2011 9:57:20 AM
commerce-rumbler0$1,000.0012/13/2011 9:25:30 AM
EL_Papin$25.0012/13/2011 9:52:31 AM
enriching-credit9$25.0012/13/2011 9:28:09 AM
113121$1,001.0712/13/2011 10:44:06 AM
Vreet$25.0012/13/2011 9:34:58 AM
maschinenbau$25.0012/13/2011 10:56:12 AM
qwsd12$50.0012/13/2011 9:41:23 AM
note-encourager5$98.0012/13/2011 9:43:34 AM
cospilot$25.0012/13/2011 9:45:42 AM
just-loyalty643$50.0012/13/2011 11:49:03 AM
shmb6508$50.0012/13/2011 9:47:10 AM
bbt210$25.0712/13/2011 11:56:37 AM
bluestarman08$45.7012/13/2011 12:05:52 PM
integrity-doctor$100.0012/13/2011 12:09:04 PM
tidy-fairness3$25.0012/13/2011 10:16:55 AM
haplender$50.0012/13/2011 1:48:12 PM
trumpeter5$50.0012/13/2011 11:20:09 AM
awesome-yield7$50.0012/13/2011 1:58:15 PM
marwadi-62$500.0012/13/2011 2:37:22 PM
Mikale360$25.0012/13/2011 2:36:35 PM
investment-tempo$25.0012/13/2011 11:55:26 AM
golden-velocity9$50.0012/13/2011 12:00:53 PM
moola-buddy$25.0012/13/2011 12:28:03 PM
sensible-fund$30.4212/13/2011 4:02:51 PM
WisconsinLiberal$25.0012/13/2011 4:04:43 PM
cattlebaron$100.0012/13/2011 4:06:59 PM
Kyileo$25.0012/13/2011 4:09:20 PM
payout-bridge$150.0012/13/2011 4:09:33 PM
RMI_Babylon$25.0012/13/2011 4:17:26 PM
thankful-nickel2$50.0012/13/2011 12:46:31 PM
dough-souffle$50.0012/13/2011 12:54:13 PM
FinanceEngine$50.0012/13/2011 1:24:45 PM
MASinVestment$150.0012/13/2011 4:29:46 PM
unolsu5$25.0012/13/2011 2:03:24 PM
deal-searcher1$25.0012/13/2011 4:40:55 PM
155 Investments
 
Borrower Payment Dependent Notes Series 543921
This series of Notes was issued and sold upon the funding of the borrower loan #57460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $129.45
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-2006 Debt/Income ratio: 18%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 18 Occupation: Teacher's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,318Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 100%  
   Homeownership: No  
Screen name: circuit48 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Apartmernt Move
I am a good candidate for this loan because I will be able to pay this loan off within three months if not sooner. Basically, I need the money up front to move into a beautiful new space and will be able to turn around and put all of the money from my current security and last months rent towards this loan. By moving my monthly expenses will be cut in half. My boyfriend is a Registered Nurse and would normally take care of a small loan of this size but has just recently purchased a new car where he put mostly all of his savings in as a down payment. We had planned on moving in the spring after we had saved the money to move, but the apartment we were offered is more than we could ask for in a small but cosmopolitan college town like Northampton, MA. Apartments like this, at this price, simply are not available here and we feel we would be foolish to pass up this opportunity.

Thank you for the consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-shrubbery6$25.0012/12/2011 5:09:18 PM
Danjack_Capital$25.0012/12/2011 5:13:07 PM
AndChicksforFree$25.0012/12/2011 5:24:05 PM
money-booster2$25.0012/12/2011 9:59:14 PM
skillful-asset5$30.0012/13/2011 8:56:18 AM
CA-Lender$25.0012/13/2011 10:04:56 AM
lendstats_com$202.0012/13/2011 5:05:52 PM
weezy22$26.0012/13/2011 5:11:53 PM
MASinVestment$200.0012/13/2011 4:28:47 PM
reward-juniper6$25.0012/13/2011 4:30:11 PM
DHolly$31.0012/13/2011 5:14:18 PM
blue-lively-platinum$25.0012/13/2011 5:45:53 PM
credit-missile$75.0012/13/2011 5:45:20 PM
irrelevant$25.0012/13/2011 7:05:09 PM
mob205$25.0012/13/2011 7:44:02 PM
MrDance123$25.0012/13/2011 7:49:42 PM
exciting-fairness$200.0012/13/2011 7:36:27 PM
lendhouse2008$201.2812/13/2011 7:44:27 PM
lowrater$150.6012/13/2011 10:34:15 PM
One_Lolo$25.0012/13/2011 11:33:18 PM
icon688$40.0012/14/2011 12:14:45 AM
dough-rocket$9.6812/14/2011 12:34:46 AM
skillful-auction$25.0012/13/2011 6:50:04 PM
SolarMoonshine$25.0012/12/2011 5:23:17 PM
heart514$25.0012/12/2011 7:27:48 PM
jkeller4000$25.0012/13/2011 9:43:39 AM
Kids-College-Fund$500.0012/13/2011 3:31:41 PM
penny-plato$25.0012/13/2011 5:35:42 PM
Lubava$55.0012/13/2011 6:07:43 PM
first-gold-plato$25.0012/13/2011 6:25:22 PM
useful-cash043$500.0012/13/2011 7:00:43 PM
ajzwilli$50.0012/13/2011 7:40:59 PM
2grindstones$29.4412/13/2011 9:25:13 PM
blue-radiant-economy$200.0012/13/2011 11:38:10 PM
kind-diligent-coin$25.0012/13/2011 7:07:10 PM
Onlyhappycustomers$25.0012/13/2011 7:41:17 PM
gothampark$25.0012/13/2011 8:36:32 PM
37 Investments
 
Borrower Payment Dependent Notes Series 543923
This series of Notes was issued and sold upon the funding of the borrower loan #57794, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: May-1994 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:9y 3m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,628Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: ethical-peso4 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/12/2011 3:16:31 PM
1 Investments
 
Borrower Payment Dependent Notes Series 543941
This series of Notes was issued and sold upon the funding of the borrower loan #57494, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1995 Debt/Income ratio: 24%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:12y 4m
Amount delinquent: $0 Total credit lines: 31 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,636Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 20%  
   Homeownership: Yes  
Screen name: wealth-sage2 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
get bank account out of negative
Purpose of loan: get bank account out of negative
This loan will be used to...get bank account out of negative and have a postive amount so i can pay bills

My financial situation: i make good money im am currently going through a divorce and my lawyer was expensive and christmas is coming up and i pay child support so i overdrafted into the negative. one i get out i will be back on track.
I am a good candidate for this loan because...i usually am very good with money. i dont like to be behind. i always try to keep good credit. i know i can pay this amount back.


Monthly net income: $ 3190
Monthly expenses: $ 1589.62
Housing: $ 360 montly
Insurance: $ 200 every three months
Car expenses: $ 409.62 monthly
Utilities: $ 125 monthly
Phone, cable, internet: $ 200
Food, entertainment: $ 100 monthly
Clothing, household expenses: $ 100 montly
Credit cards and other loans: $0
Other expenses: $ 100 monthly
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
market-solstice2$25.0012/12/2011 5:07:43 PM
heavenly-interest9$500.0012/12/2011 5:23:15 PM
patriot897$25.0012/12/2011 6:58:48 PM
heart514$25.0012/12/2011 7:27:48 PM
handy-justice$50.0012/13/2011 7:07:49 AM
MrDance123$79.0012/13/2011 8:17:53 AM
skillful-asset5$25.0012/13/2011 8:55:13 AM
worth-blanket2$2,900.0012/13/2011 11:30:37 AM
golden-velocity9$35.0012/13/2011 11:19:00 AM
Investor_DP$100.0012/12/2011 5:50:07 PM
sensible-fund$25.0012/13/2011 3:28:23 AM
lowrater$100.7012/13/2011 6:29:29 AM
favorite-commerce$50.0012/13/2011 7:16:24 AM
foothillender$25.0012/13/2011 7:04:54 AM
chicagobanker$50.0012/13/2011 6:59:56 AM
15 Investments
 
Borrower Payment Dependent Notes Series 543951
This series of Notes was issued and sold upon the funding of the borrower loan #57640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-11-2011 
Term: 12 months Listing End date:  Dec-13-2011 
 
Lender yield: 10.13% Borrower rate/APR: 11.13% / 18.84% Monthly payment: $176.88
 
Lender servicing fee: 1.00% Effective Yield*: 9.97%  
Estimated return*: 4.02%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1993 Debt/Income ratio: 2%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:12y 4m
Amount delinquent: $0 Total credit lines: 28 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $59Stated income:$100,000+
Delinquencies in last 7y: 8 Bankcard utilization: 19%  
   Homeownership: No  
Screen name: transparency-cupcake Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
FUNDS FOR CHRISTMAS
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $8500
Monthly expenses: $466.00
Housing: $0
Insurance: $100.00
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $0
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.0012/11/2011 12:17:08 PM
QuidWilson$25.0012/11/2011 1:47:08 PM
Investor_DP$100.0012/11/2011 12:32:42 PM
igniter584$25.0012/11/2011 12:36:30 PM
kinetic-social$25.0012/11/2011 2:05:21 PM
vutah$25.0012/11/2011 3:03:30 PM
order-merman$25.0012/12/2011 5:21:35 AM
gsd$25.0012/12/2011 6:23:17 AM
newest-generous-income$30.0012/12/2011 9:09:46 AM
blue-lively-platinum$25.0012/12/2011 9:18:32 AM
heart514$25.0012/12/2011 7:27:37 PM
asset-producer1$100.0012/12/2011 8:02:10 PM
the_winning_ticket$100.0012/13/2011 1:06:33 AM
secureincome$250.0012/13/2011 7:28:36 AM
loan-rider7$25.0012/13/2011 7:58:58 AM
unclejaef$25.0012/13/2011 8:53:07 AM
extraordinary-silver5$25.0012/13/2011 9:43:42 AM
inspired-ore6$25.0012/13/2011 10:25:53 AM
wise-deal-panda$27.0012/13/2011 9:38:22 AM
commanding-treasure2$50.0012/13/2011 10:59:51 AM
wealth-infusion6$200.0012/13/2011 12:30:50 PM
money-booster2$25.0012/13/2011 1:03:24 PM
MASinVestment$88.0012/13/2011 4:30:11 PM
saver266$50.0012/13/2011 2:05:07 PM
supernova719$25.0012/11/2011 12:16:34 PM
jennifer55126$25.0012/11/2011 12:34:00 PM
basis-ferret8$50.0012/11/2011 6:55:38 PM
MicroLender357$25.0012/12/2011 9:37:08 AM
TikPmp1$25.0012/12/2011 9:42:15 AM
income-banjo$50.0012/12/2011 5:22:59 PM
mikrolown$25.0012/12/2011 5:35:35 PM
a-finance-nirvana$25.0012/13/2011 2:29:48 AM
capital-champion1$30.0012/13/2011 9:08:26 AM
goodhearted-basis4$25.0012/13/2011 8:44:13 AM
CK1$25.0012/13/2011 9:32:57 AM
wwwUniversal$25.0012/13/2011 9:49:16 AM
authentic-kindness1$25.0012/13/2011 10:26:15 AM
alliancecapital1$25.0012/13/2011 2:03:14 PM
happy-loot3$100.0012/13/2011 2:14:21 PM
lender2611$50.0012/13/2011 11:42:32 AM
ethicalhumanist$50.0012/13/2011 2:40:11 PM
sjc224$25.0012/13/2011 4:20:42 PM
dudebrah$25.0012/13/2011 4:19:18 PM
43 Investments
 
Borrower Payment Dependent Notes Series 543961
This series of Notes was issued and sold upon the funding of the borrower loan #57419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $164.98
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-2001 Debt/Income ratio: 11%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 8Length of status:8y 4m
Amount delinquent: $0 Total credit lines: 28 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $602Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: red-nimble-justice Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
currency-agave$50.0012/11/2011 12:14:55 PM
indomitable-coin$25.0012/11/2011 12:10:21 PM
vine99$110.0012/11/2011 12:47:12 PM
BxRealtor$25.0012/11/2011 12:17:08 PM
kid_dynamite15$75.0012/11/2011 12:18:13 PM
market-solstice2$25.0012/11/2011 12:19:39 PM
1traveler$25.0012/11/2011 2:01:30 PM
vutah$25.0012/11/2011 2:53:43 PM
igniter584$25.0012/11/2011 12:36:30 PM
SolarMoonshine$25.0012/11/2011 1:45:56 PM
Mav26$50.0012/11/2011 4:39:38 PM
ryan6853$25.0912/11/2011 9:03:32 PM
basis-ferret8$50.0012/11/2011 6:55:38 PM
wlm3012$30.0012/11/2011 8:26:09 PM
swissbanker$25.0012/11/2011 8:29:09 PM
thankful-nickel2$25.0012/12/2011 6:18:31 AM
blooming-note7$35.0012/11/2011 9:05:44 PM
bountiful-social$35.6612/12/2011 8:12:05 AM
lokiswolf$30.0012/12/2011 6:29:33 AM
Bank_Of_XL$25.0012/12/2011 7:09:42 AM
blooming-kindness$25.0012/12/2011 8:15:40 AM
FutureCFP$25.0012/12/2011 8:22:48 AM
power-companion7$75.0012/12/2011 9:40:20 AM
eveaclir$25.0012/12/2011 1:39:13 PM
BankOfBjoltus$25.0012/12/2011 2:09:12 PM
hevenanderth$50.0012/12/2011 1:57:28 PM
penny-plato$25.0012/12/2011 2:18:36 PM
green-rate-futurist$100.0012/12/2011 2:38:41 PM
SallyLu$30.2512/12/2011 4:56:02 PM
credit-statuette8$50.0012/12/2011 5:17:49 PM
miket71$30.0012/12/2011 5:19:25 PM
weiyinsan$30.0012/12/2011 5:16:09 PM
income-banjo$50.0012/12/2011 5:22:59 PM
awwaww$25.0012/12/2011 5:28:40 PM
britgsb$30.0012/12/2011 5:22:44 PM
unforgettable-wealth4$50.0012/12/2011 5:37:13 PM
brazilofmux$100.0012/12/2011 5:29:43 PM
gjm6d$25.0012/12/2011 5:40:53 PM
pdub$75.0012/11/2011 12:28:21 PM
aabadabadoo$25.0012/11/2011 12:06:56 PM
cashhelp$25.0012/11/2011 12:27:25 PM
MichaelProsper$25.0012/11/2011 12:08:59 PM
Aberdeen$1,999.0012/11/2011 12:27:36 PM
lowrater$75.7012/11/2011 12:31:30 PM
AFairDeal$25.0012/11/2011 12:29:24 PM
sflawya$25.0012/11/2011 12:36:04 PM
harmonious-yield$25.0012/11/2011 1:24:17 PM
surferracerskaterboy$75.0012/11/2011 7:55:02 PM
blot44$25.0012/11/2011 8:34:23 PM
BOZO88$25.0012/11/2011 5:14:48 PM
a-wealth-visionary$41.4012/11/2011 5:30:07 PM
janeybooboo$100.0012/12/2011 4:02:56 AM
order-merman$25.0012/12/2011 5:03:06 AM
titilsbie14$50.0012/11/2011 7:07:13 PM
houli123$50.0012/11/2011 8:58:18 PM
Feyenoord$30.0012/11/2011 9:10:36 PM
bb575$50.0012/11/2011 10:38:17 PM
adir1$25.0012/12/2011 1:12:24 AM
blue-lively-platinum$25.0012/12/2011 9:18:32 AM
igniter584$75.0012/12/2011 9:25:07 AM
BoughtTheFarm$25.0012/12/2011 9:18:25 AM
money-booster2$50.0012/12/2011 11:11:30 AM
yu-rik$150.0012/12/2011 11:41:51 AM
napoleon1168$25.0012/12/2011 3:10:29 PM
gqrob$25.0012/12/2011 4:18:30 PM
drluong$25.0012/12/2011 2:47:17 PM
hidavehi$27.0012/12/2011 3:57:46 PM
rss197$25.0012/12/2011 4:57:59 PM
lagnisiruk$25.0012/12/2011 5:14:41 PM
CoolPlexer$25.0012/12/2011 5:14:29 PM
timbob$100.0012/12/2011 5:13:21 PM
riproaringrapids$25.0012/12/2011 5:29:01 PM
LoanerPrincipal$25.0012/12/2011 5:34:01 PM
upbeat-finance8$25.0012/12/2011 5:40:46 PM
superb-funds335$25.0012/12/2011 5:24:32 PM
75 Investments
 
Borrower Payment Dependent Notes Series 543967
This series of Notes was issued and sold upon the funding of the borrower loan #57469, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-11-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $107.88
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1971 Debt/Income ratio: 21%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 37 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,816Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: note-happiness2 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Something-Corporate$25.0012/11/2011 12:17:35 PM
worth-blanket2$2,500.0012/12/2011 3:15:52 PM
2 Investments
 
Borrower Payment Dependent Notes Series 543975
This series of Notes was issued and sold upon the funding of the borrower loan #57789, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $659.90
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1977 Debt/Income ratio: 28%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:33y 5m
Amount delinquent: $0 Total credit lines: 23 Occupation: Pharmacist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $70,379Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: Yes  
Screen name: equitable-vigilance4 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Payoff
Purpose of loan:
This loan will be used to pay off the balance of one of my credit cards over the 3 year period.

My financial situation:
I am a good candidate for this loan because I am already paying this much to the credit card company on a regular basis and meeting the payments. The problem is that I just can't make any progress on paying it down with interest rate they continue to pile on.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/12/2011 9:02:25 AM
igniter584$25.0012/12/2011 9:09:27 AM
indomitable-coin$25.0012/12/2011 9:11:16 AM
AFairDeal$25.0012/12/2011 9:15:45 AM
bb575$50.0012/12/2011 9:40:54 AM
heart514$25.0012/12/2011 7:27:40 PM
asset-producer1$100.0012/12/2011 7:55:37 PM
commanding-treasure2$50.0012/13/2011 10:59:52 AM
MASinVestment$100.0012/14/2011 7:33:14 AM
worth-blanket2$19,100.0012/14/2011 12:32:48 PM
frankdelraza$25.0012/14/2011 10:25:24 AM
UCSBGAUCHOS$44.9812/14/2011 1:00:39 PM
kid_dynamite15$75.0012/12/2011 9:35:45 AM
Bank_Of_XL$25.0012/12/2011 1:17:53 PM
loan-rider7$25.0012/13/2011 8:00:12 AM
wealth-infusion6$200.0012/13/2011 12:30:52 PM
the-bright-velocity$25.0012/13/2011 2:26:29 PM
passivesf$50.0012/13/2011 5:29:02 PM
18 Investments
 
Borrower Payment Dependent Notes Series 543991
This series of Notes was issued and sold upon the funding of the borrower loan #57724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-11-2011 
Term: 12 months Listing End date:  Dec-20-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $921.57
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-2008 Debt/Income ratio: Not calculated
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 4Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,536 
Delinquencies in last 7y: 0 Bankcard utilization: 17%  
   Homeownership: No  
Screen name: enriched-camaraderi3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting a new business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
kegs$551.9212/19/2011 1:04:15 PM
vigilance-portait5$50.0012/19/2011 2:31:17 PM
inprotest$25.0012/19/2011 4:35:52 PM
hyrolln$25.0012/19/2011 5:29:42 PM
heatherwood$25.0012/19/2011 5:56:56 PM
AAAInvestments$25.0012/19/2011 5:42:30 PM
Bookophile$42.0012/19/2011 5:47:13 PM
rajs$100.0012/19/2011 7:22:19 PM
processor115$50.0012/19/2011 8:46:54 PM
hubs032$58.0012/20/2011 5:13:04 AM
muirheaj$25.0012/20/2011 7:37:43 AM
desertoasis$25.0012/20/2011 6:41:22 AM
g0avs3327$25.0012/20/2011 8:19:44 AM
thebigrig$200.0012/20/2011 7:25:51 AM
CAGE-Investments$25.0012/20/2011 9:05:32 AM
asiaratt$50.0012/20/2011 9:06:23 AM
orange-preeminant-bill$25.0012/20/2011 7:45:33 AM
nowits10$25.0012/20/2011 9:05:43 AM
fabulous-revenue7$25.0012/20/2011 9:16:15 AM
ah-long$25.0012/20/2011 9:18:13 AM
miamibeachloaner$25.0012/20/2011 9:14:00 AM
a-resplendent-commitment$25.0012/20/2011 9:17:05 AM
financial-frenzy$25.0012/20/2011 9:21:20 AM
golden-cat$25.0012/20/2011 9:19:09 AM
unbelievable-exchange$25.0012/20/2011 9:24:36 AM
indomitable-dedication$25.0012/20/2011 9:24:25 AM
tornandfrayed$25.0012/20/2011 9:27:09 AM
ursus$50.0012/20/2011 9:30:10 AM
AEH_Now$25.0012/20/2011 9:41:20 AM
tshurts$25.0012/20/2011 9:36:43 AM
gold-channel2$25.0012/20/2011 9:34:36 AM
EBITDA$25.0012/20/2011 9:49:46 AM
fantastic-investment9$30.0012/19/2011 11:44:49 AM
langdonx$25.0012/19/2011 11:11:28 AM
steady-truth5$25.0012/19/2011 11:03:39 AM
minddoc$50.0012/19/2011 9:44:39 AM
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pleasant-nickel0$25.0012/19/2011 9:42:14 AM
skybolt4$25.0012/19/2011 9:41:10 AM
hope-eagle6$25.0012/19/2011 9:29:52 AM
investtor$25.0012/19/2011 9:48:52 AM
supernova719$25.0012/19/2011 9:25:38 AM
wwwUniversal$25.0012/19/2011 9:24:07 AM
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rjmdez$25.0012/19/2011 9:09:35 AM
Kaj$25.0012/19/2011 9:21:14 AM
rvfbroker$25.0012/19/2011 9:14:31 AM
marketplace-buckeye$50.0012/19/2011 8:30:42 AM
MissionMicroFinance$25.0012/18/2011 7:00:48 PM
life-is-great$25.0012/18/2011 12:39:38 PM
green28$25.0012/18/2011 9:42:32 AM
graceful-IRAinvestment$53.0012/17/2011 5:15:03 PM
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rustysailor$25.0012/16/2011 4:49:40 PM
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Bank42$25.0012/16/2011 2:20:10 PM
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payment-gusto$25.0012/14/2011 7:07:57 PM
sjc224$25.0012/13/2011 4:20:42 PM
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secureincome$250.0012/13/2011 7:28:36 AM
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jkeller4000$25.0012/12/2011 1:15:28 PM
gsd$30.0012/12/2011 9:05:33 AM
gsd$25.0012/12/2011 5:17:33 AM
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careful-note$50.0012/17/2011 3:17:38 PM
trader-joe$25.0012/17/2011 1:24:28 PM
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kulender$100.0012/17/2011 12:29:28 PM
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ethical-truth211$250.0012/17/2011 11:07:27 AM
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mercuriant$25.0012/17/2011 12:06:54 PM
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orgy63$25.0012/20/2011 10:44:16 AM
fair-rate$25.0012/20/2011 11:47:59 AM
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QuidWilson$28.1312/11/2011 1:46:21 PM
Reliance_Banker$25.0012/11/2011 6:11:07 PM
economy-shrubbery6$25.0012/12/2011 5:09:14 PM
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artisan693$50.0012/15/2011 1:09:38 PM
miked8303$50.0012/15/2011 1:21:29 PM
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tranquil-ore4$40.9812/18/2011 11:18:58 AM
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BARNAPAS$25.1512/18/2011 3:03:15 PM
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payout-achievement$45.0012/19/2011 9:15:04 AM
CalBear08$25.0012/19/2011 9:26:21 AM
helpinghand63$25.0012/19/2011 9:05:50 AM
important-openness1$100.0012/19/2011 9:28:21 AM
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HamachiMan$50.0012/19/2011 9:09:00 AM
Mariner3605$25.0012/19/2011 9:17:48 AM
economy-coup$50.0012/19/2011 9:46:04 AM
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vivid-return426$28.0012/19/2011 9:23:01 AM
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thenadamgoes$50.0012/19/2011 9:29:19 AM
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GInBaghdad$25.0012/19/2011 9:42:38 AM
gjm6d$25.0012/19/2011 9:44:35 AM
market-jam$50.0012/19/2011 9:43:59 AM
ChuckieG$25.0012/19/2011 9:46:25 AM
handshake5$100.0012/19/2011 9:47:18 AM
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jkeller4000$25.0012/19/2011 2:31:10 PM
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duty-explosion9$50.0012/19/2011 11:54:44 AM
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TheFamilyFund$25.0012/19/2011 5:08:31 PM
whatknows$25.0012/19/2011 5:10:32 PM
Derel$50.0012/19/2011 5:14:06 PM
CapitalismRocks$25.0012/19/2011 5:16:19 PM
orange-vigilance-shower$50.0012/19/2011 5:19:33 PM
MarxBoo$25.0012/19/2011 5:22:01 PM
thelovebug$100.0012/19/2011 5:35:38 PM
worthy-bid8$50.0012/19/2011 5:37:57 PM
michaelray703$25.0012/19/2011 5:47:02 PM
fantastic-wampum1$52.0012/19/2011 5:39:16 PM
desertoasis$25.0012/19/2011 6:43:55 PM
autonomous-truth$50.0012/19/2011 8:08:33 PM
Ducatiman1978$25.0012/19/2011 9:05:26 PM
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rescue$67.0012/20/2011 9:12:59 AM
dedicated-transaction796$25.0012/20/2011 9:12:22 AM
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economy-producer$25.0012/20/2011 9:18:22 AM
haplender$36.0012/20/2011 9:20:53 AM
vibraphone3$25.0012/20/2011 9:20:55 AM
top-unflappable-economy$25.0012/20/2011 9:18:16 AM
yngling$25.0012/20/2011 9:26:53 AM
Diamond_Jim$25.0012/20/2011 9:42:16 AM
Katburg$25.0012/20/2011 9:47:47 AM
melodious-fairness$25.0012/20/2011 9:40:07 AM
JJYossarian$47.0012/20/2011 9:51:37 AM
bid-czar8$39.0012/20/2011 9:41:09 AM
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spitzbergen$25.0012/20/2011 9:43:14 AM
marketplace-hut9$25.0012/20/2011 9:49:48 AM
proud-pound4$25.0012/20/2011 9:52:32 AM
CashRush$25.0012/20/2011 10:42:35 AM
ricklip$100.0012/20/2011 10:23:02 AM
leverage-violin$25.0012/20/2011 11:51:25 AM
igniter584$50.0012/20/2011 12:08:02 PM
DreDub$50.0012/20/2011 12:46:02 PM
meadow48$50.0012/20/2011 12:24:16 PM
227 Investments
 
Borrower Payment Dependent Notes Series 544013
This series of Notes was issued and sold upon the funding of the borrower loan #57567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-13-2011 
Term: 12 months Listing End date:  Dec-13-2011 
 
Lender yield: 10.13% Borrower rate/APR: 11.13% / 18.84% Monthly payment: $265.33
 
Lender servicing fee: 1.00% Effective Yield*: 9.97%  
Estimated return*: 4.02%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-2002 Debt/Income ratio: 8%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 8 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $971Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: No  
Screen name: dignified-revenue9 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buy an engagement ring
Purpose of loan:
This loan will be used to buy an engagement ring.

My financial situation:
I am a good candidate for this loan because I have very little debt and have good salaried income.


Monthly net income: $ 3250 + $960 expense allowance
Monthly expenses: see below
Housing: $ 644
Insurance: $ 35
Car expenses: $ 0
Utilities: $ 100
Phone, cable, internet: $ 80
Food, entertainment: $ 400
Clothing, household expenses: $50
Credit cards and other loans: $ 75
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/13/2011 9:17:08 AM
BxRealtor$25.0012/13/2011 9:21:17 AM
EngineersAlliance$75.0012/13/2011 9:11:29 AM
Investor_DP$100.0012/13/2011 9:33:18 AM
market-solstice2$25.0012/13/2011 9:20:20 AM
AFairDeal$25.0012/13/2011 9:31:26 AM
Aberdeen$2,590.0012/13/2011 9:53:19 AM
janeybooboo$75.0012/13/2011 9:06:36 AM
currency-agave$60.0012/13/2011 9:20:05 AM
9 Investments
 
Borrower Payment Dependent Notes Series 544019
This series of Notes was issued and sold upon the funding of the borrower loan #57601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1994 Debt/Income ratio: 15%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:11y 3m
Amount delinquent: $0 Total credit lines: 21 Occupation: Flight Attendant
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,425Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: trade-wicket019 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bill consolidation
Purpose of loan:
This loan will be used to...to consolidate one bill

My financial situation:
I am a good candidate for this loan because... I have very good credit, pay bills on time always.


Monthly net income: $3000.00
Monthly expenses: $1185.00
Housing: $700.00
Insurance: $
Car expenses: $0
Utilities: $
Phone, cable, internet: $70.00
Food, entertainment: $60.00
Clothing, household expenses: $75.00
Credit cards and other loans: $350.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/12/2011 9:31:20 AM
SolarMoonshine$25.0012/12/2011 9:53:05 AM
unforgettable-wealth4$50.0012/12/2011 5:37:13 PM
heart514$25.0012/12/2011 7:27:41 PM
mraleig$100.0012/13/2011 12:21:38 PM
careful-compassion$25.0012/13/2011 5:59:25 PM
MASinVestment$100.0012/14/2011 7:59:56 AM
lowrater$50.8012/14/2011 2:21:26 PM
cash4less$30.0012/14/2011 7:48:37 PM
seineil$50.0012/15/2011 1:08:27 AM
greenback-guard$25.0012/15/2011 5:09:09 AM
economy-popcorn$25.0012/15/2011 7:09:20 AM
JeffHoll$100.0012/15/2011 6:02:08 AM
SecondChanceLendingSERV$25.0012/15/2011 10:13:18 AM
miked8303$50.0012/15/2011 1:21:30 PM
scoobiedoo$100.0012/15/2011 11:58:15 AM
StrongMonty$63.9912/15/2011 5:18:13 PM
the-silver-blaster$75.0012/15/2011 7:06:14 PM
exciting-fairness$200.0012/15/2011 5:52:14 PM
Graven33$25.0012/15/2011 8:27:28 PM
unconquerable-cash$75.0012/15/2011 7:41:08 PM
1point21gigawatts$25.0012/15/2011 7:57:38 PM
buffalobills$25.0012/16/2011 6:58:04 AM
money-booster2$25.0012/16/2011 7:55:59 AM
wwwUniversal$25.0012/16/2011 9:25:31 AM
Kash2010lu$25.0012/16/2011 7:58:17 AM
greencat$50.0012/16/2011 9:19:14 AM
tzvie$25.0012/16/2011 8:13:58 AM
matt_2006$25.0012/16/2011 9:32:02 AM
thelovebug$100.0012/16/2011 9:50:14 AM
wealth-infusion6$50.0012/16/2011 10:20:30 AM
dollar-tornado3$25.0012/16/2011 11:34:01 AM
investment-comet$25.0012/16/2011 10:44:39 AM
thankful-nickel2$25.0012/16/2011 2:33:05 PM
radforj22$25.0012/16/2011 12:58:59 PM
bnoble09$25.0012/16/2011 2:17:28 PM
processor115$122.7512/16/2011 4:19:36 PM
jules3304$25.0012/16/2011 12:29:24 PM
helpful-fund8$82.4612/16/2011 4:17:04 PM
penny-plato$25.0012/16/2011 2:40:37 PM
green-rate-futurist$25.0012/16/2011 2:56:43 PM
first-class-yield9$50.0012/16/2011 2:57:43 PM
processor115$100.0012/16/2011 4:16:53 PM
skillful-asset5$30.0012/12/2011 10:42:23 AM
AndChicksforFree$25.0012/12/2011 1:19:54 PM
jkeller4000$25.0012/12/2011 1:15:28 PM
SOP_Bank$25.0012/12/2011 6:07:09 PM
engaging-worth$25.0012/13/2011 7:27:58 AM
CA-Lender$25.0012/13/2011 10:06:24 AM
golden-velocity9$35.0012/13/2011 11:15:40 AM
profit-powerplant$25.0012/13/2011 9:52:32 AM
dough-souffle$25.0012/13/2011 2:41:04 PM
sjc224$25.0012/13/2011 4:20:44 PM
truth-companion$25.0012/13/2011 5:07:18 PM
kk-gp$100.0012/13/2011 5:09:35 PM
MASinVestment$50.0012/13/2011 5:16:11 PM
passivesf$25.0012/13/2011 5:33:28 PM
Otagaini$50.0012/14/2011 4:45:17 AM
blue-radiant-economy$100.0012/14/2011 2:23:18 AM
camaraderi-aspen$100.0012/14/2011 10:42:33 AM
favorite-commerce$40.0012/14/2011 1:31:55 PM
durability-halibut$30.0012/14/2011 6:12:20 PM
illinois_joe$25.0012/14/2011 6:14:38 PM
payment-gusto$25.0012/14/2011 7:07:57 PM
vivid-p2ploan1$25.0012/14/2011 11:13:22 PM
Rogelio48$30.0012/15/2011 8:35:26 AM
Interloper$25.0012/15/2011 9:30:58 AM
trade-beeper4$25.0012/15/2011 9:46:20 AM
finance-investor3$25.0012/15/2011 11:34:49 AM
unbelievable-exchange$100.0012/15/2011 4:45:35 PM
power-secret-agent$40.0012/15/2011 7:39:12 PM
a-finance-nirvana$25.0012/15/2011 6:38:42 PM
high_flyer$100.0012/15/2011 9:05:01 PM
scamps$25.0012/15/2011 10:41:41 PM
genuine-money$50.0012/16/2011 6:59:56 AM
deal-searcher1$25.0012/16/2011 5:30:45 AM
rockhound84$25.0012/16/2011 7:24:03 AM
leverage-monger$25.0012/16/2011 9:33:18 AM
friendinmoney$35.0012/16/2011 9:36:51 AM
Iwillhuntyoudown$25.0012/16/2011 10:24:43 AM
lender2611$50.0012/16/2011 9:47:45 AM
otherwisedisposed$50.0012/16/2011 11:44:29 AM
first-friendly-listing$30.0012/16/2011 12:34:59 PM
agreement-welder$50.0012/16/2011 10:32:07 AM
wampum-library4$25.0012/16/2011 2:14:09 PM
BradP$25.0012/16/2011 1:58:44 PM
DaddyBill$30.0012/16/2011 3:03:17 PM
doopers$25.0012/16/2011 4:03:51 PM
historic-nickel$25.0012/16/2011 1:55:33 PM
89 Investments
 
Borrower Payment Dependent Notes Series 544029
This series of Notes was issued and sold upon the funding of the borrower loan #57883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-12-2011 
Term: 60 months Listing End date:  Dec-21-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $341.76
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1999 Debt/Income ratio: 18%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $453Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 30%  
   Homeownership: No  
Screen name: obedient-silver9 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/12/2011 9:15:56 AM
currency-agave$60.0012/12/2011 9:16:05 AM
BxRealtor$25.0012/12/2011 9:35:37 AM
Bob450$30.0012/16/2011 7:00:17 AM
calbertrand$25.0012/16/2011 8:44:36 AM
moola-gargantuan9$50.0012/16/2011 5:57:47 AM
matt_2006$25.0012/16/2011 9:32:03 AM
first-friendly-listing$30.0012/16/2011 12:34:59 PM
unbelievable-exchange$100.0012/16/2011 4:37:42 PM
loan-warrior$25.0012/16/2011 8:17:56 PM
orange-resolute-platinum$25.0012/17/2011 2:21:08 AM
Pizza-man$50.0012/17/2011 8:49:29 AM
chad-bro-chill$25.0012/17/2011 8:57:03 AM
riproaringrapids$25.0012/17/2011 12:32:40 PM
affluence-generator2$50.0012/17/2011 12:46:19 PM
kind-charming-value$3,000.0012/17/2011 1:08:36 PM
wealth-infusion6$100.0012/18/2011 12:03:28 AM
riproaringrapids$25.0012/18/2011 12:06:17 AM
thankful-nickel2$25.0012/18/2011 7:04:02 AM
Techne_Funds_LLC$25.0012/18/2011 8:48:59 AM
makerain$25.0012/18/2011 5:20:34 AM
wwwUniversal$25.0012/18/2011 12:13:01 PM
whitegold24k$100.0012/18/2011 12:28:11 PM
CashFlow13$100.0012/18/2011 12:44:58 PM
studious-listing8$25.0012/18/2011 1:57:51 PM
kendallv$50.0012/18/2011 6:04:06 PM
leverage-monger$25.0012/19/2011 6:44:59 AM
power-cell6$25.0012/19/2011 6:25:28 AM
power-cell6$25.0012/19/2011 6:24:56 AM
terrific-p2ploan$25.0012/15/2011 7:35:12 PM
miked8303$50.0012/15/2011 1:21:31 PM
SecondChanceLendingSERV$25.0012/15/2011 10:32:00 AM
otherwisedisposed$250.0012/15/2011 8:49:02 AM
DarthContinent$50.0012/15/2011 8:41:51 AM
108lender$120.0012/14/2011 2:41:20 PM
well-mannered-income3$50.0012/14/2011 3:41:26 PM
camaraderi-aspen$100.0012/14/2011 12:21:13 PM
lender2611$25.0012/13/2011 5:43:07 PM
impressive-justice6$25.0012/13/2011 8:26:34 PM
sjc224$25.0012/13/2011 4:20:45 PM
wealth-infusion6$200.0012/13/2011 12:30:53 PM
unforgettable-wealth4$50.0012/13/2011 9:36:46 AM
loan-rider7$25.0012/13/2011 7:59:00 AM
unclejaef$25.0012/13/2011 8:53:09 AM
the_winning_ticket$100.0012/13/2011 1:06:37 AM
asset-producer1$100.0012/12/2011 8:02:11 PM
heart514$25.0012/12/2011 7:27:41 PM
mikrolown$25.0012/12/2011 5:35:36 PM
asset-producer1$1,248.5112/21/2011 7:52:47 AM
social-pizza5$25.0012/21/2011 6:14:15 AM
nalaari$25.0012/21/2011 5:31:15 AM
superb-marketplace422$100.0012/21/2011 3:50:30 AM
protector734$100.0012/21/2011 2:29:48 AM
tranquil-revenue$56.0412/21/2011 2:15:13 AM
the-enticing-coin$592.7012/21/2011 12:18:01 AM
a-unflappable-finance$100.0012/20/2011 11:43:27 PM
Asset-Builder$50.0012/20/2011 8:02:46 PM
jules3304$25.0012/20/2011 8:22:16 PM
srspank24$25.0012/20/2011 5:12:54 PM
machkimaspesi$25.0012/20/2011 4:29:07 PM
blue-radiant-economy$100.0012/20/2011 3:47:02 PM
ALVO$50.0012/20/2011 3:48:25 PM
SoyLover$25.0012/20/2011 2:38:50 PM
MBurns$25.0012/20/2011 9:27:19 AM
gjm6d$25.0012/20/2011 9:22:31 AM
alpinaut$25.0012/20/2011 5:43:33 AM
processor115$50.0012/19/2011 8:46:55 PM
power-defender7$50.0012/19/2011 8:11:19 PM
intelligent-dedication9$100.0012/19/2011 4:34:38 PM
fantastic-investment9$30.0012/19/2011 11:44:50 AM
alexander-hamilton$50.0012/19/2011 10:23:15 AM
CA-Lender$25.0012/19/2011 8:18:29 AM
igniter584$25.0012/12/2011 9:09:29 AM
Investor_DP$100.0012/12/2011 9:30:58 AM
aabadabadoo$25.0012/12/2011 9:31:34 AM
money-booster2$25.0012/12/2011 11:19:40 AM
Bank_Of_XL$25.0012/12/2011 1:18:50 PM
graceful-IRAinvestment$53.0012/12/2011 1:35:56 PM
commanding-treasure2$50.0012/13/2011 10:59:54 AM
MASinVestment$50.0012/13/2011 5:16:12 PM
blue-radiant-economy$100.0012/14/2011 3:06:37 AM
MASinVestment$100.0012/14/2011 7:33:15 AM
rolandweary$50.0012/14/2011 7:07:40 PM
MoonMama$25.0012/15/2011 7:55:30 AM
igniter584$75.0012/15/2011 10:40:15 AM
rajs$150.0012/15/2011 4:45:57 PM
kind-asset-circuit$50.0012/15/2011 2:39:29 PM
Goodlender42$25.0012/15/2011 5:08:51 PM
unbelievable-exchange$100.0012/15/2011 4:45:36 PM
superb-funds335$25.0012/15/2011 5:27:29 PM
bountiful-durability$50.0012/15/2011 8:37:18 PM
the-silver-blaster$75.0012/15/2011 7:06:14 PM
new-marketplace-lyrics$25.0012/16/2011 2:41:26 AM
Watersports$50.0012/16/2011 5:54:10 AM
pound-mushroom3$25.0012/16/2011 5:22:43 PM
riproaringrapids$25.0012/16/2011 11:44:42 PM
loss-of-control$100.0012/17/2011 6:05:33 PM
houli123$50.0012/18/2011 12:22:00 PM
selvamfinance$25.0012/18/2011 12:24:27 PM
whitegold24k$400.0012/18/2011 12:37:59 PM
britgsb$30.0012/18/2011 12:47:26 PM
buffalobills$25.0012/19/2011 7:23:12 AM
poster177$50.0012/19/2011 9:47:41 AM
astute-benjamins$50.0012/19/2011 3:09:11 PM
suave-dime6$25.0012/19/2011 5:02:06 PM
ethical-income2$25.0012/19/2011 5:30:01 PM
otherwisedisposed$50.0012/20/2011 9:16:50 AM
ricklip$100.0012/20/2011 10:23:03 AM
intelligent-dedication9$1,500.0012/20/2011 12:14:45 PM
wild_carrot$25.0012/20/2011 11:03:42 AM
DreDub$50.0012/20/2011 12:46:03 PM
bailey7563$49.8312/20/2011 3:07:37 PM
FoosMaster$30.0012/20/2011 3:27:39 PM
reward-dynamo$40.0012/20/2011 6:50:38 PM
YosemiteSam$25.0012/20/2011 7:32:14 PM
PropertyInvest$25.0012/20/2011 7:05:07 PM
payout-alien6$25.0012/20/2011 10:25:04 PM
B2152$25.0012/21/2011 5:18:22 AM
R3vXX$25.0012/21/2011 5:24:30 AM
tender-wealth0$29.9212/21/2011 5:43:39 AM
lostontheedge$25.0012/21/2011 6:17:13 AM
sgt-schultz$25.0012/21/2011 6:38:53 AM
122 Investments
 
Borrower Payment Dependent Notes Series 544039
This series of Notes was issued and sold upon the funding of the borrower loan #57524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $85.54
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1994 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:9y 11m
Amount delinquent: $0 Total credit lines: 7 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $2,362Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: blue-delicious-capital Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan For Business Inventory
Purpose of loan:
This loan will be used to... purchase inventory

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $400-600
Monthly expenses: $ 185.00
Housing: $ no mortgage, no rent
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 40.00 mon
Phone, cable, internet: $ 40.00
Food, entertainment: $ 30.00
Clothing, household expenses: $0
Credit cards and other loans: $ 75.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
kind-credit-bear$25.0012/14/2011 5:14:20 PM
finance-mushroom$148.0012/14/2011 5:17:46 PM
well-rounded-payout0$29.0012/14/2011 5:06:55 PM
income-buddy7$61.0012/14/2011 5:07:16 PM
eccles$25.0012/14/2011 4:20:35 PM
patriot0$52.1212/14/2011 3:27:44 PM
Tahoeman$25.0012/14/2011 1:31:08 PM
transaction-circuit$75.0012/14/2011 11:44:52 AM
wwwUniversal$25.0012/14/2011 9:06:16 AM
blue-radiant-economy$100.0012/14/2011 12:19:44 AM
the-hope-workhorse$50.0012/13/2011 7:57:31 PM
pound-mushroom3$25.0012/13/2011 5:40:08 PM
Free-the-usa-1776$25.0012/13/2011 10:35:56 AM
nimble-revenue5$50.0012/13/2011 9:15:01 AM
favorite-commerce$35.0012/13/2011 7:20:23 AM
the-laudable-peso$50.0012/13/2011 8:16:00 AM
money-booster2$25.0012/12/2011 9:55:43 PM
HamachiMan$50.0012/12/2011 8:24:54 PM
heart514$25.0012/12/2011 7:27:42 PM
truth-companion$25.0012/12/2011 5:26:09 PM
Investor_DP$100.0012/12/2011 9:31:30 AM
Danjack_Capital$25.0012/12/2011 9:09:46 AM
skillful-asset5$25.0012/12/2011 10:39:29 AM
economy-shrubbery6$25.0012/12/2011 5:09:15 PM
glenium$25.0012/13/2011 2:37:11 AM
Evolver$26.0012/13/2011 9:07:32 AM
sjc224$25.0012/13/2011 4:20:45 PM
fortytwo$150.0012/13/2011 5:22:33 PM
Bob450$25.0012/14/2011 6:52:36 AM
lowrater$50.7012/13/2011 10:37:34 PM
MASinVestment$100.0012/14/2011 7:31:20 AM
BankofRon$25.0012/14/2011 9:06:19 AM
historic-loan1$37.0012/14/2011 1:47:06 PM
LuvToLend$25.0012/14/2011 2:31:41 PM
graceful-IRAinvestment$53.0012/14/2011 11:52:05 AM
LateOneNight$25.0012/14/2011 4:51:32 PM
stepatatime-together$53.0012/14/2011 5:08:51 PM
Mariner3605$25.0012/14/2011 5:11:45 PM
Starfin-Capital-Management$125.0512/14/2011 5:12:29 PM
valiant-note129$150.0012/14/2011 3:54:36 PM
zeeexsixare$50.0012/14/2011 4:57:10 PM
41 Investments
 
Borrower Payment Dependent Notes Series 544043
This series of Notes was issued and sold upon the funding of the borrower loan #57657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2009 Debt/Income ratio: 13%
Credit score: 640-659 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 8 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,109Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: credible-return739 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Investment
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $5000 bi weekly
Monthly expenses: $200
Housing: $300
Insurance: $120
Car expenses: $400
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/12/2011 5:11:49 PM
Aberdeen$7,999.0012/12/2011 5:26:45 PM
AFairDeal$25.0012/12/2011 5:26:59 PM
thankful-nickel2$25.0012/12/2011 6:50:06 PM
bazaar-festivity$25.0012/12/2011 5:36:32 PM
Investor_DP$100.0012/12/2011 5:49:46 PM
asset-producer1$100.0012/12/2011 7:58:35 PM
wlm3012$30.0012/12/2011 7:18:48 PM
wwwUniversal$25.0012/12/2011 10:21:40 PM
availableloan$25.0012/12/2011 8:36:07 PM
bluehen00$25.0012/13/2011 7:20:31 AM
commanding-treasure2$50.0012/13/2011 10:59:57 AM
worth-blanket2$6,000.0012/13/2011 11:30:48 AM
houli123$50.0012/12/2011 5:28:08 PM
asset-producer1$100.0012/12/2011 7:55:41 PM
asset-producer1$100.0012/12/2011 8:02:12 PM
money-booster2$25.0012/12/2011 9:38:22 PM
loanman2007$150.0012/13/2011 4:39:13 AM
CashFlow13$100.0012/13/2011 9:12:49 AM
note-venture$50.0012/13/2011 10:50:17 AM
20 Investments
 
Borrower Payment Dependent Notes Series 544075
This series of Notes was issued and sold upon the funding of the borrower loan #57759, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-12-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1992 Debt/Income ratio: 21%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 18Length of status:39y 6m
Amount delinquent: $0 Total credit lines: 32 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,633Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: new-priceless-asset Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Emergency
Purpose of loan:
This loan will be used to...Replace Business Equipment

My financial situation:
I am a good candidate for this loan because...Good Credit


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/12/2011 9:09:29 AM
Investor_DP$100.0012/12/2011 9:30:58 AM
skillful-asset5$30.0012/12/2011 10:36:04 AM
Bank_Of_XL$25.0012/12/2011 1:19:03 PM
silvercertificate$25.0012/13/2011 9:18:20 AM
wealth-infusion6$200.0012/13/2011 12:30:53 PM
MASinVestment$50.0012/13/2011 5:16:12 PM
sjc224$25.0012/13/2011 4:20:45 PM
blue-radiant-economy$100.0012/14/2011 3:07:08 AM
MASinVestment$100.0012/14/2011 7:33:15 AM
EngineersAlliance$100.0012/14/2011 9:43:07 AM
money-booster2$25.0012/14/2011 9:43:34 AM
ready-interest9$25.0012/14/2011 12:39:36 PM
rolandweary$50.0012/14/2011 7:07:40 PM
igniter584$25.0012/15/2011 10:40:36 AM
awesome-yield7$25.0012/15/2011 10:50:31 AM
Peacepower$25.1012/15/2011 10:15:35 AM
radiant-peace$25.0012/15/2011 12:26:05 PM
transparency-baton$25.0012/15/2011 12:19:52 PM
help4u$25.0012/15/2011 3:12:08 PM
intelligent-treasure075$26.0012/15/2011 2:11:52 PM
heart514$25.0012/15/2011 5:08:29 PM
kind-asset-circuit$50.0012/15/2011 2:39:30 PM
unbelievable-exchange$100.0012/15/2011 4:45:36 PM
deal-zoo$50.0012/15/2011 4:55:39 PM
mikrolown$25.0012/15/2011 5:20:03 PM
timbob$100.0012/15/2011 5:22:23 PM
life-is-great$25.0012/15/2011 5:25:31 PM
LP_InvestmentGroup$34.9712/15/2011 4:51:08 PM
zeeexsixare$200.0012/15/2011 5:34:01 PM
give-it-a-try$25.0012/15/2011 5:47:16 PM
dime-sprout$25.0012/15/2011 5:35:59 PM
smart-leverage7$25.0012/15/2011 11:11:16 PM
bountiful-durability$50.0012/15/2011 8:37:18 PM
SAMCRO$100.0012/15/2011 10:34:02 PM
mykkai$25.0012/15/2011 7:21:26 PM
new-marketplace-lyrics$25.0012/16/2011 2:41:27 AM
Watersports$50.0012/16/2011 5:53:56 AM
downtownfarm$25.0012/16/2011 3:41:38 AM
Bob450$30.0012/16/2011 6:59:36 AM
prudent-bid3$40.0012/16/2011 6:44:50 AM
worldly-income2$25.0012/16/2011 6:48:40 AM
foothillender$25.0012/16/2011 7:37:15 AM
herbyman$50.0012/16/2011 5:46:00 AM
affluence-generator2$100.0012/16/2011 9:13:59 AM
worth-sanctuary9$64.0412/16/2011 6:19:36 AM
Danfromnapa$25.0012/16/2011 8:26:49 AM
calbertrand$25.0012/16/2011 8:45:16 AM
Tideman$25.0012/16/2011 9:44:54 AM
riproaringrapids$25.0012/16/2011 9:42:26 AM
creditjunky$100.0012/16/2011 10:33:41 AM
investment-comet$25.0012/16/2011 10:41:26 AM
elegant-loot$25.0012/16/2011 11:03:23 AM
InvestorPartners$25.0012/16/2011 9:46:48 AM
nimble-nickel$50.0012/16/2011 3:09:58 PM
El_Maestro$25.0012/16/2011 12:26:09 PM
elfincove$25.0012/16/2011 4:27:54 PM
ddog0224$50.0012/16/2011 2:37:52 PM
the-laudable-peso$40.0012/16/2011 5:08:02 PM
camaraderi-aspen$100.0012/16/2011 6:13:18 PM
AJ6$25.0012/16/2011 6:47:43 PM
unger$150.1112/16/2011 7:30:20 PM
irrelevant$25.0012/16/2011 10:26:35 PM
riproaringrapids$25.0012/16/2011 11:44:42 PM
repayment-pudding$25.0012/16/2011 6:47:04 PM
invest-in-ed$150.0012/17/2011 5:13:34 AM
Ambassador$32.0012/17/2011 5:46:39 AM
plentiful-return386$100.0012/17/2011 6:41:38 AM
dime-vista2$25.0012/17/2011 6:51:29 AM
oceanside$25.0012/17/2011 7:17:50 AM
boo_hoo$50.0012/17/2011 7:53:50 AM
orange-resolute-platinum$25.0012/17/2011 2:21:08 AM
orderly-gain8$50.0012/17/2011 8:05:42 AM
newest-power-banker$55.6512/17/2011 8:23:55 AM
reward-dynamo$40.0012/17/2011 6:00:23 AM
yield-seeker$25.0012/17/2011 9:19:17 AM
igniter584$50.0012/17/2011 10:18:32 AM
heerzaquestion$25.0012/17/2011 10:26:58 AM
marwadi-62$75.0012/17/2011 10:36:49 AM
suave-dime6$25.0012/17/2011 11:18:47 AM
houli123$250.0012/17/2011 11:33:15 AM
VegasJay$25.0012/17/2011 12:02:31 PM
lovely-order7$25.0012/17/2011 9:47:30 AM
BenR$94.0012/17/2011 12:11:14 PM
Kaj$25.0012/17/2011 12:26:08 PM
Brainworm$25.0012/17/2011 12:36:15 PM
kulender$100.0012/17/2011 12:29:28 PM
progressive-economy261$400.0012/17/2011 12:44:22 PM
Starica$400.0012/17/2011 12:54:34 PM
spy0$25.0012/17/2011 4:23:14 PM
well-mannered-income3$60.0012/17/2011 2:58:49 PM
NorthernFunds$50.0012/17/2011 7:10:04 PM
happy-return4$25.0012/17/2011 7:16:54 PM
GoingFishing$25.0012/17/2011 7:31:15 PM
makerain$25.0012/18/2011 5:20:34 AM
Bcs-cnc$25.0012/18/2011 7:32:15 AM
Whipster$25.0012/18/2011 10:44:08 AM
Weaverville$25.0012/18/2011 10:50:52 AM
rescue$100.0012/18/2011 12:06:25 PM
selvamfinance$25.0012/18/2011 12:24:28 PM
astute-benjamins$50.0012/18/2011 1:11:49 PM
money-matrix$25.0012/18/2011 11:01:05 PM
economy-vault8$100.0012/19/2011 7:16:22 AM
jdadverb$30.0012/19/2011 7:21:13 AM
friendly-gold$25.0012/18/2011 10:35:47 PM
ferdberfel$25.3712/19/2011 7:17:04 AM
octoberfresh$25.0012/19/2011 7:21:38 AM
mtb_investing$26.7112/19/2011 6:49:56 AM
relentless-fairness0$34.0012/19/2011 8:01:03 AM
benefit-molecule338$135.8712/19/2011 9:18:18 AM
xthread$25.0012/19/2011 7:57:25 AM
wayman$25.0012/19/2011 9:19:59 AM
marketplace-buckeye$50.0012/19/2011 8:30:42 AM
market-assembler$25.0012/19/2011 9:24:41 AM
faldska$25.0012/19/2011 9:13:17 AM
ultimate-payment$25.0012/19/2011 9:15:54 AM
credit-maple5$25.0012/19/2011 9:44:04 AM
transparency-giant$50.0012/19/2011 9:30:23 AM
CAGE-Investments$25.0012/19/2011 9:35:31 AM
transaction-animal8$25.0012/19/2011 9:33:17 AM
poster177$50.0012/19/2011 9:44:48 AM
Mark-7$50.0012/19/2011 9:42:48 AM
gjm6d$25.0012/19/2011 9:44:35 AM
langdonx$25.0012/19/2011 11:11:28 AM
Cappyatl$25.0012/19/2011 9:54:32 AM
haplender$50.0012/19/2011 9:50:06 AM
Charlie0084$25.0012/19/2011 11:52:30 AM
first-penny-elation$50.0012/19/2011 11:59:26 AM
heroic-compassion6$50.0312/19/2011 12:01:27 PM
unclejaef$25.0012/19/2011 2:35:33 PM
rockhound84$29.0012/19/2011 5:20:23 PM
heatherwood$50.0012/19/2011 5:54:13 PM
heatherwood$25.0012/19/2011 5:56:56 PM
Goldberry$35.0012/19/2011 7:38:59 PM
impressive-justice6$50.0012/19/2011 7:47:07 PM
AFairDeal$25.0012/12/2011 9:15:57 AM
bazaar-festivity$25.0012/12/2011 9:22:04 AM
asset-producer1$100.0012/12/2011 7:55:38 PM
asset-producer1$200.0012/12/2011 8:05:09 PM
graceful-IRAinvestment$30.0012/12/2011 8:32:08 PM
asset-producer1$100.0012/12/2011 7:58:34 PM
commanding-treasure2$50.0012/13/2011 10:59:54 AM
BxRealtor$25.0012/13/2011 5:16:48 PM
lender2611$25.0012/13/2011 5:43:08 PM
PatriotKnight$25.0012/14/2011 5:10:11 AM
unforgettable-wealth4$50.0012/14/2011 9:23:15 AM
108lender$120.0012/14/2011 2:41:20 PM
MoonMama$25.0012/15/2011 7:55:30 AM
otherwisedisposed$250.0012/15/2011 8:49:02 AM
DarthContinent$27.0012/15/2011 8:41:51 AM
pound-mushroom3$25.0012/15/2011 9:31:47 AM
happy-loot3$100.0012/15/2011 9:46:48 AM
javelin0$25.0012/15/2011 9:52:15 AM
the_winning_ticket$100.0012/15/2011 9:34:48 AM
a-healthy-affluence$25.0012/15/2011 10:18:51 AM
hope-hickory8$25.0012/15/2011 10:20:32 AM
Geldmeister$50.0012/15/2011 11:08:00 AM
pthighs$49.7312/15/2011 11:26:51 AM
SecondChanceLendingSERV$25.0012/15/2011 10:32:19 AM
liberty-society5$25.0012/15/2011 12:01:59 PM
loan-wasp$50.0012/15/2011 10:51:02 AM
KLVLOPZ64$25.0012/15/2011 11:22:38 AM
corphippie$27.5412/15/2011 10:52:39 AM
Interloper$25.0012/15/2011 12:10:33 PM
miked8303$50.0012/15/2011 1:21:31 PM
income-awakening6$25.0012/15/2011 2:40:21 PM
Cash4U2also$50.0012/15/2011 2:42:45 PM
discrete-asset$25.0012/15/2011 1:36:30 PM
best-currency-poem$25.0012/15/2011 2:03:34 PM
supersarah61$50.0012/15/2011 4:42:27 PM
basis-ferret8$50.0012/15/2011 5:25:36 PM
brazilofmux$100.0012/15/2011 5:12:59 PM
cutter21$25.0012/15/2011 5:33:41 PM
Goodlender42$25.0012/15/2011 5:08:51 PM
enriching-payout$30.0012/15/2011 5:46:42 PM
jbrel$25.0012/15/2011 5:27:21 PM
income-banjo$50.0012/15/2011 5:13:39 PM
the-silver-blaster$75.0012/15/2011 7:06:14 PM
bold-durability-drum$60.0012/15/2011 5:42:50 PM
back-scratchers$50.0012/15/2011 9:12:46 PM
power-leader1$28.5712/15/2011 7:34:50 PM
psalms6612$25.0012/15/2011 7:03:07 PM
wojo$25.0012/16/2011 5:52:54 AM
note-mad-scientist$50.0012/16/2011 3:54:24 AM
the-magnetic-transaction$40.0012/16/2011 5:56:10 AM
green-rate-futurist$100.0012/16/2011 4:20:53 AM
economy-popcorn$25.0012/16/2011 7:01:04 AM
five-star-investment8$58.3812/16/2011 7:45:15 AM
p1k4blu$25.0012/16/2011 3:08:38 AM
bigattichouse$43.4912/16/2011 8:30:25 AM
moola-gargantuan9$50.0012/16/2011 5:49:53 AM
currency-persimmon$25.0012/16/2011 6:31:26 AM
britgsb$30.0012/16/2011 9:43:15 AM
matt_2006$25.0012/16/2011 9:32:03 AM
mpatrick$50.0012/16/2011 10:56:52 AM
gain-kitten$25.0012/16/2011 12:21:26 PM
first-friendly-listing$30.0012/16/2011 12:35:00 PM
sturdy-fairness5$43.6912/16/2011 2:30:42 PM
Silverling6$25.0012/16/2011 2:10:22 PM
Brisket_Bob$25.6212/16/2011 4:25:46 PM
nikkiesgrandma$25.0012/16/2011 1:03:12 PM
cash-daisy$30.9012/16/2011 2:06:58 PM
return-enthusiast1$25.0012/16/2011 2:13:01 PM
processor115$75.0012/16/2011 4:24:31 PM
unbelievable-exchange$100.0012/16/2011 4:37:42 PM
processor115$100.0012/16/2011 5:59:18 PM
loss-of-control$100.0012/16/2011 6:37:05 PM
rajs$150.0012/16/2011 7:05:57 PM
loan-warrior$25.0012/16/2011 8:17:57 PM
btrfly11$50.0012/16/2011 11:19:06 PM
850$50.0012/16/2011 11:22:20 PM
beakerfish$50.0012/16/2011 11:28:37 PM
ethical-truth211$400.0012/17/2011 2:35:38 AM
maildude$25.0012/17/2011 3:57:12 AM
B2152$25.0012/17/2011 4:54:40 AM
Ven58$40.0012/17/2011 5:03:19 AM
careful-note$50.0012/16/2011 7:49:20 PM
rbgnr111$25.0012/16/2011 9:39:28 PM
nalaari$34.5312/17/2011 6:40:17 AM
naya50$50.0012/17/2011 6:51:39 AM
MarvintheMartian$25.0012/17/2011 6:49:16 AM
Frankieb21$50.0012/17/2011 7:58:53 AM
trade-surge3$50.0012/17/2011 8:04:33 AM
treasure-hunter270$25.0012/17/2011 8:21:04 AM
Pizza-man$50.0012/17/2011 8:49:29 AM
Katzenjammer$25.0012/17/2011 5:20:44 AM
djenge$25.0012/17/2011 9:08:13 AM
Rob717171$25.0012/17/2011 6:22:46 AM
shrewd-deal$50.0012/17/2011 7:47:59 AM
new-social-economist$120.0012/17/2011 10:18:38 AM
first-friendly-listing$73.0212/17/2011 10:21:11 AM
rutzebach$61.4312/17/2011 10:29:49 AM
Imaginos1892$100.0012/17/2011 9:10:57 AM
wlm3012$30.0012/17/2011 10:40:04 AM
cattlebaron$100.0012/17/2011 11:12:50 AM
dordee$68.1112/17/2011 10:06:09 AM
Madmigel$55.9712/17/2011 11:34:53 AM
Tradesmanlender$25.0012/17/2011 12:30:08 PM
MikenoBank$30.0012/17/2011 12:31:30 PM
wwwUniversal$25.0012/17/2011 12:32:23 PM
melodious-fairness$25.0012/17/2011 12:25:32 PM
riproaringrapids$25.0012/17/2011 12:32:41 PM
the-silver-blaster$50.0012/17/2011 1:24:10 PM
Bockhunter$25.0012/17/2011 3:00:19 PM
Ocean713$75.0012/17/2011 3:36:47 PM
careful-note$50.0012/17/2011 3:27:04 PM
jodilee31$100.0012/17/2011 7:12:21 PM
gr8_r8$25.0012/17/2011 8:04:51 PM
buffalobills$25.0012/17/2011 7:23:45 PM
wealth-infusion6$100.0012/18/2011 12:03:29 AM
scrooge2020$100.0012/18/2011 6:26:48 AM
riproaringrapids$25.0012/18/2011 12:06:17 AM
payment-halo$25.0012/18/2011 8:21:52 AM
Rivervale_Westwood$30.0012/18/2011 6:18:31 AM
iaffy$25.0012/18/2011 4:30:20 AM
leverage-monger$25.0012/18/2011 10:59:52 AM
thankful-nickel2$25.0012/18/2011 7:02:11 AM
GreenLender11$100.0012/18/2011 8:10:15 AM
income-champion$25.0012/18/2011 12:25:10 PM
unassuming-generosity$25.0012/18/2011 12:50:57 PM
loanman2007$50.0012/18/2011 12:37:19 PM
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laniac$50.0012/18/2011 11:02:55 PM
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priceless-note7$50.0012/19/2011 6:54:11 AM
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Hiro07$25.0012/19/2011 5:01:46 AM
samo102us$25.0012/19/2011 9:13:40 AM
financial-frenzy$25.0012/19/2011 9:15:42 AM
Rogelio48$30.0012/19/2011 8:59:26 AM
asmithj$25.0012/19/2011 9:07:59 AM
HamachiMan$50.0012/19/2011 9:09:00 AM
indomitable-dedication$25.0012/19/2011 9:30:40 AM
letsmakeitsuccessful$25.0012/19/2011 9:15:51 AM
rogue_monster$50.0012/19/2011 9:29:24 AM
dansarkis$25.0012/19/2011 9:33:38 AM
spitzbergen$25.0012/19/2011 9:31:31 AM
Ducatiman1978$25.0012/19/2011 9:36:02 AM
kewgdns$35.0012/19/2011 10:28:53 AM
cropdust3r$25.0012/19/2011 9:40:30 AM
alexander-hamilton$50.0012/19/2011 10:23:16 AM
bbrinck$25.0012/19/2011 11:54:40 AM
community-bridge8$25.0012/19/2011 12:49:16 PM
reaction5$50.0012/19/2011 2:02:13 PM
fantastic-investment9$30.0012/19/2011 11:44:51 AM
vigilance-portait5$50.0012/19/2011 2:31:18 PM
happy-loot3$100.0012/19/2011 3:10:13 PM
value-fortress3$35.4512/19/2011 3:18:59 PM
charming-return031$25.0012/19/2011 3:44:32 PM
intelligent-dedication9$100.0012/19/2011 4:34:38 PM
nycfinance$25.0012/19/2011 4:59:57 PM
ethical-income2$25.0012/19/2011 5:24:27 PM
Derel$50.0012/19/2011 5:14:06 PM
villagers$25.0012/19/2011 5:34:39 PM
loan-rider7$25.0012/19/2011 7:03:26 PM
EtaDuck$25.0012/19/2011 8:50:28 PM
happy-return4$33.7212/19/2011 8:58:47 PM
velocity-turtle$30.0012/19/2011 8:07:34 PM
power-defender7$50.0012/19/2011 8:12:01 PM
payout-alien6$25.0012/19/2011 8:16:13 PM
processor115$50.0012/19/2011 8:46:55 PM
301 Investments
 
Borrower Payment Dependent Notes Series 544089
This series of Notes was issued and sold upon the funding of the borrower loan #57716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-12-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $319.18
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-2000 Debt/Income ratio: 13%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 32 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,485Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 67%  
   Homeownership: No  
Screen name: focused-credit978 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
AUTO LOAN
Purpose of loan:
Purchase a new car.

My financial situation:
I am fiscally responsible. I have always paid my bills on time and have very little debt. My household income is $40k+ (more with overtime). My expenses mostly consist of some credit card debt and one education loan. Rent is less than 1/3 of my total income and to date I haven't had a car payment because I have been driving a car for more than 10 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/12/2011 5:02:30 PM
igniter584$25.0012/12/2011 5:11:49 PM
BxRealtor$25.0012/12/2011 5:40:26 PM
Investor_DP$100.0012/12/2011 5:49:36 PM
heart514$25.0012/12/2011 7:27:49 PM
availableloan$25.0012/12/2011 8:36:08 PM
graceful-IRAinvestment$30.0012/12/2011 8:54:58 PM
commerce-broker$25.0012/13/2011 6:07:53 AM
wealth-infusion6$200.0012/13/2011 12:30:56 PM
commanding-treasure2$50.0012/13/2011 10:59:58 AM
rightwingliberal$25.0012/14/2011 5:18:11 PM
C_Mark$50.0012/14/2011 6:02:49 PM
reward-excellency1$25.0012/14/2011 6:58:16 PM
rolandweary$50.0012/14/2011 7:07:42 PM
ansset$25.0012/15/2011 5:14:35 AM
MoonMama$25.0012/15/2011 7:55:33 AM
DarthContinent$50.0012/15/2011 8:41:51 AM
TSC$50.0012/15/2011 9:26:46 AM
unforgettable-wealth4$50.0012/15/2011 9:28:57 AM
SecondChanceLendingSERV$25.0012/15/2011 10:40:21 AM
happy-loot3$100.0012/15/2011 5:20:00 PM
unbelievable-exchange$100.0012/15/2011 4:45:40 PM
back-scratchers$50.0012/15/2011 9:01:57 PM
impressive-justice6$25.0012/16/2011 5:17:44 AM
Darts$50.0012/16/2011 9:00:06 AM
britgsb$30.0012/16/2011 9:43:15 AM
money-floret$41.0012/16/2011 8:16:06 PM
riproaringrapids$25.0012/16/2011 11:44:44 PM
ethical-truth211$300.0012/17/2011 11:09:44 AM
gold-sushi$25.0012/17/2011 12:05:27 PM
brazilofmux$100.0012/17/2011 12:07:05 PM
wlm3012$30.0012/17/2011 10:56:48 AM
Clambake$25.0012/17/2011 12:19:23 PM
the-profit-oracle$25.0012/17/2011 12:10:50 PM
life-is-great$25.0012/17/2011 12:17:56 PM
riproaringrapids$25.0012/17/2011 12:32:42 PM
helpinghand63$25.0012/17/2011 12:24:41 PM
mtquan$25.0012/17/2011 12:34:10 PM
HamachiMan$50.0012/17/2011 12:33:12 PM
basis-ferret8$50.0012/17/2011 12:26:47 PM
value-pouch$25.0012/17/2011 12:30:31 PM
minista$25.0012/17/2011 12:44:55 PM
jazzlender$50.0012/17/2011 12:35:32 PM
elasermd$50.0012/17/2011 12:37:52 PM
enthralling-investment$25.0012/17/2011 12:39:22 PM
Littlepeng$25.0012/17/2011 12:58:16 PM
Brain_m$25.0012/17/2011 1:29:21 PM
compoundinterest$50.0012/17/2011 12:53:40 PM
deborahz$25.0012/17/2011 12:54:59 PM
the-silver-blaster$50.0012/17/2011 1:24:11 PM
Ocean713$75.0012/17/2011 3:38:05 PM
careful-note$95.0012/17/2011 3:05:16 PM
themoneydoctor$200.0012/17/2011 3:08:42 PM
tramdath$25.0012/17/2011 7:39:07 PM
UHcougars$25.0012/17/2011 8:17:03 PM
Anamorph$25.0012/17/2011 4:37:39 PM
mneinc$25.0012/18/2011 12:10:30 AM
wealth-infusion6$100.0012/18/2011 12:03:30 AM
Rivervale_Westwood$29.3012/18/2011 6:20:54 AM
nestegg4e$25.0012/18/2011 6:55:15 AM
dedicated-diversification5$108.0012/17/2011 10:42:59 PM
penguino$100.0012/18/2011 8:00:52 AM
sensible-order2$300.0012/18/2011 8:13:45 AM
FinanceEngine$40.0012/18/2011 8:17:49 AM
reflective-gain$25.0012/18/2011 8:19:13 AM
Techne_Funds_LLC$25.0012/18/2011 8:47:47 AM
houli123$250.0012/18/2011 3:48:58 AM
panda14$25.0012/18/2011 10:54:56 AM
advantage724$65.5712/18/2011 8:01:56 AM
angelinvestor2$40.0012/18/2011 12:07:05 PM
innocent-loot$32.0012/18/2011 11:08:49 AM
Unclejohn$25.0012/18/2011 12:11:41 PM
cerebral-auction950$100.0012/18/2011 9:10:17 AM
generosity-poem2$100.0012/18/2011 9:38:58 AM
dutchlee$25.0012/18/2011 12:16:22 PM
Pasagam$37.0012/18/2011 12:18:19 PM
best-asset-jedi$50.0012/18/2011 10:31:58 AM
platinum-sorcerer6$47.0012/18/2011 12:15:30 PM
extraordinary-silver5$25.0012/18/2011 12:23:44 PM
makerain$25.0012/18/2011 12:08:19 PM
selvamfinance$25.0012/18/2011 12:24:28 PM
onlyinchicago$29.0012/18/2011 12:13:12 PM
capital-web7$32.0012/18/2011 12:14:45 PM
ujiba$50.0012/18/2011 12:23:36 PM
first-repayment-magician$40.0012/18/2011 12:23:56 PM
Eastern$47.0012/18/2011 12:42:22 PM
KLCRAY$25.0012/18/2011 12:42:38 PM
dckpolo$25.0012/18/2011 12:44:31 PM
Butterfly1950$25.0012/18/2011 12:30:30 PM
aneley777$25.0012/18/2011 12:42:07 PM
transparency-giant$50.0012/18/2011 12:34:57 PM
puyanera$25.0012/18/2011 12:35:33 PM
Natronpee$25.0012/18/2011 12:36:56 PM
vibrant-trade8$35.0012/18/2011 12:49:57 PM
tsui517$50.0012/18/2011 12:44:20 PM
KeepOnRunning$100.0012/18/2011 12:45:37 PM
meenan$100.0012/18/2011 12:49:37 PM
unassuming-generosity$25.0012/18/2011 12:50:16 PM
drtexican$25.0012/18/2011 1:51:01 PM
Hexnut$100.0012/18/2011 6:02:41 PM
GmaJosephine$25.0012/18/2011 2:07:33 PM
asset-producer1$300.0012/18/2011 6:48:07 PM
economy-popcorn$25.0012/18/2011 5:35:46 PM
money-matrix$25.0012/18/2011 10:55:31 PM
greenwell$50.0012/18/2011 6:23:14 PM
Retired2002$50.0012/18/2011 7:25:27 PM
pinballeffect$50.0012/19/2011 3:12:06 AM
George2384$25.0012/19/2011 4:53:12 AM
jrwoodie$50.0012/19/2011 5:21:34 AM
dough-souffle$50.0012/18/2011 7:10:04 PM
top-rate-infusion$25.2412/19/2011 7:11:33 AM
svandals$25.9712/18/2011 10:11:12 PM
Phillip4ever$30.0012/19/2011 5:49:05 AM
point-mastery$100.0012/19/2011 3:39:00 AM
Hiro07$25.0012/19/2011 5:01:46 AM
priceless-note7$50.0012/19/2011 6:54:11 AM
sweetwater01$25.0012/19/2011 6:32:22 AM
ferdberfel$25.0012/19/2011 7:16:25 AM
rogue_monster$50.0012/19/2011 9:29:25 AM
dansarkis$25.0012/19/2011 9:33:38 AM
currency-trophy$25.0012/19/2011 9:34:02 AM
wildblue$25.2612/19/2011 10:40:51 AM
worthy-wealth3$25.0012/19/2011 9:41:45 AM
poster177$50.0012/19/2011 9:45:52 AM
hard-working-rate3$29.0012/19/2011 9:43:21 AM
happy-loot3$100.0012/19/2011 3:14:32 PM
viennese$25.0012/19/2011 4:34:35 PM
mehre$25.0012/19/2011 12:20:43 PM
Mali1$25.0012/19/2011 1:37:48 PM
forthright-trade$25.0012/19/2011 2:22:26 PM
congardner1$25.0012/19/2011 2:45:39 PM
Phatt-Daddy$25.0012/19/2011 2:47:14 PM
JustMee$25.0012/19/2011 5:12:14 PM
intelligent-dedication9$100.0012/19/2011 4:34:40 PM
Derel$50.0012/19/2011 5:14:07 PM
vigilance-frontier$25.0012/19/2011 5:29:24 PM
upbeat-marketplace$25.0012/19/2011 5:52:54 PM
heatherwood$50.0012/19/2011 5:54:13 PM
heatherwood$25.0012/19/2011 5:56:56 PM
indomitable-coin$25.0012/12/2011 5:23:04 PM
MichaelProsper$25.0012/12/2011 5:40:14 PM
asset-producer1$100.0012/12/2011 8:02:12 PM
money-booster2$25.0012/12/2011 9:43:55 PM
the_winning_ticket$100.0012/13/2011 1:06:40 AM
giftgold$25.0012/13/2011 5:44:42 AM
loan-rider7$25.0012/13/2011 8:00:14 AM
vutah$25.0012/13/2011 8:44:32 PM
MASinVestment$100.0012/14/2011 7:33:17 AM
income-banjo$50.0012/15/2011 9:10:18 AM
otherwisedisposed$250.0012/15/2011 8:49:03 AM
Peacepower$25.0012/15/2011 10:19:10 AM
kind-asset-circuit$50.0012/15/2011 2:39:31 PM
Goodlender42$25.0012/15/2011 5:08:53 PM
rajs$300.0012/15/2011 4:58:43 PM
deal-searcher1$100.0012/16/2011 5:32:56 AM
healthy-rate3$50.0012/16/2011 12:37:10 PM
Rob717171$25.0012/17/2011 6:22:47 AM
Pizza-man$50.0012/17/2011 8:49:31 AM
takarlstad$25.0012/17/2011 11:44:20 AM
Ponies88$25.0012/17/2011 12:05:34 PM
heerzaquestion$25.0012/17/2011 10:34:13 AM
rmachi$25.0012/17/2011 12:11:42 PM
hopethisworks$25.0012/17/2011 12:15:40 PM
mennleo$50.0012/17/2011 12:17:35 PM
dime-sprout$25.0012/17/2011 12:17:33 PM
DadWarbucks$25.0012/17/2011 12:19:36 PM
fervent-revenue7$50.0012/17/2011 12:19:13 PM
IIP77$25.0012/17/2011 12:18:19 PM
kulender$100.0012/17/2011 12:29:28 PM
Tradesmanlender$25.0012/17/2011 12:30:08 PM
genius520$50.0012/17/2011 12:42:16 PM
gain-kitten$25.0012/17/2011 12:32:17 PM
progressive-economy261$400.0012/17/2011 12:44:22 PM
velocity-solo$25.0012/17/2011 12:46:16 PM
kenji4861$25.0012/17/2011 12:46:51 PM
affluence-generator2$75.0012/17/2011 12:52:32 PM
Cheburashka$25.0012/17/2011 12:53:13 PM
WalnutCreekguy$26.0012/17/2011 12:44:00 PM
Railbird$25.0012/17/2011 12:44:08 PM
careful-note$50.0012/17/2011 3:27:04 PM
sillyb$50.0012/17/2011 2:49:01 PM
igniter584$75.0012/17/2011 6:39:06 PM
NorthernFunds$50.0012/17/2011 7:10:04 PM
GoingFishing$25.0012/17/2011 7:21:27 PM
DamnBankee$25.0012/17/2011 7:49:49 PM
green-rate-futurist$50.0012/17/2011 6:31:59 PM
gold-disk$25.0012/17/2011 9:48:45 PM
detective311$25.0012/17/2011 6:23:26 PM
77dowplace$32.0012/17/2011 9:57:12 PM
riproaringrapids$25.0012/18/2011 12:06:18 AM
astute-benjamins$50.0012/18/2011 9:06:19 AM
famous-bid9$25.0012/18/2011 9:26:46 AM
dedicated-hope640$25.0012/18/2011 9:35:24 AM
generosity-poem2$200.0012/18/2011 9:36:12 AM
KrisKringle$25.0012/18/2011 8:48:49 AM
inspired-agreement$25.0012/18/2011 11:00:24 AM
Eagledrop$25.0012/18/2011 6:51:36 AM
currency-persimmon$50.0012/18/2011 10:20:56 AM
wbahl$25.0012/18/2011 12:05:44 PM
TW2000$25.0012/18/2011 7:59:06 AM
justalender$29.0012/18/2011 12:12:06 PM
a-money-leader$25.0012/18/2011 12:08:05 PM
well-mannered-income3$50.0012/18/2011 9:17:25 AM
EvalCrux$50.0012/18/2011 12:13:44 PM
Daneistes$46.0012/18/2011 12:09:19 PM
bndlending2u$25.0012/18/2011 12:15:32 PM
emo13$28.0012/18/2011 12:09:44 PM
cymbal097$33.9812/18/2011 10:50:37 AM
MrDavid$45.0012/18/2011 12:22:59 PM
leverage-monger$25.0012/18/2011 11:06:00 AM
ski bum$99.0012/18/2011 12:06:35 PM
mammalian4$25.0012/18/2011 12:19:08 PM
famous-ore2$50.0012/18/2011 12:26:09 PM
the-enterprising-leverage$37.0012/18/2011 12:09:15 PM
MoneyMA$25.0012/18/2011 12:28:32 PM
wjf60$45.0012/18/2011 12:30:32 PM
camaraderi-aspen$200.0012/18/2011 12:25:44 PM
wtrboy$25.0012/18/2011 12:28:10 PM
keeks$25.0012/18/2011 12:28:59 PM
slartibardfast$25.0012/18/2011 12:21:56 PM
Stollewood$25.0012/18/2011 12:41:00 PM
intuitive-integrity9$50.0012/18/2011 12:45:05 PM
steiglends$73.0012/18/2011 12:41:41 PM
iaffy$25.0012/18/2011 12:52:31 PM
platinum-genetics$25.0012/18/2011 12:54:20 PM
timbob$100.0012/18/2011 12:47:06 PM
AsianDragon$75.0012/18/2011 4:47:07 PM
laniac$50.0012/18/2011 11:02:55 PM
barchibald$50.0012/19/2011 7:28:56 AM
friendly-gold$25.0012/18/2011 10:35:47 PM
degster$25.0012/19/2011 8:07:06 AM
MASinVestment$100.0012/19/2011 8:39:52 AM
zwx1997$25.0012/19/2011 6:19:24 AM
JustMee$25.0012/19/2011 6:25:45 AM
leverage-monger$25.0012/19/2011 6:30:17 AM
gold-gazelle$25.0012/19/2011 7:13:06 AM
wise-silver-wonder$25.0012/19/2011 7:14:26 AM
ryan6853$25.0012/19/2011 7:51:17 AM
revmax$25.0012/19/2011 9:23:07 AM
Tasmir$25.0012/19/2011 9:16:54 AM
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nybanker85$50.0012/19/2011 9:19:12 AM
biglender5$25.0012/19/2011 9:47:43 AM
kewgdns$36.5612/19/2011 10:31:09 AM
langdonx$25.0012/19/2011 11:11:29 AM
loan-rider7$25.0012/19/2011 11:15:03 AM
first-penny-elation$50.0012/19/2011 11:59:27 AM
fantastic-investment9$30.0012/19/2011 11:44:53 AM
bbrinck$25.0012/19/2011 11:54:40 AM
mrcrace$75.0012/19/2011 12:15:52 PM
heroic-compassion6$50.0312/19/2011 12:02:25 PM
blazing-capital2$250.0012/19/2011 12:44:32 PM
reaction5$25.0012/19/2011 2:01:20 PM
wild_carrot$25.0012/19/2011 2:19:13 PM
WorldTravlr$43.8112/19/2011 5:12:43 PM
wwwUniversal$25.0012/19/2011 4:54:59 PM
ethical-income2$25.0012/19/2011 5:23:58 PM
LARRY4NY$22.2612/19/2011 6:05:37 PM
258 Investments
 
Borrower Payment Dependent Notes Series 544093
This series of Notes was issued and sold upon the funding of the borrower loan #57780, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $317.35
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2001 Debt/Income ratio: 20%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 5Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 16 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,328Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: No  
Screen name: coderedchgur Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Ready to start Family
Purpose of loan:
This loan will be used to... Pay off my debt (this includes a debt consolidation which I make 300 dollar monthly payments on) and have money for honeymoon

My financial situation:
I am a good candidate for this loan because... I have a great stable job, My past poor credit history is now behind me, Together with my fiancee own a home. Making the paymetns to current debtors that will cover this loan payment


Monthly net income: $3833
Monthly expenses: $
Housing: $540
Insurance: $100
Car expenses: $0
Utilities: $ part of housing
Phone, cable, internet: $ part of housing
Food, entertainment: $ 300
Clothing, household expenses: $ 100
Credit cards and other loans: $ 400 (will be eliminated with this loan)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/12/2011 5:11:50 PM
AFairDeal$25.0012/12/2011 5:26:59 PM
bazaar-festivity$25.0012/12/2011 5:36:33 PM
LongTail$25.0012/12/2011 5:39:30 PM
Bank_Of_XL$25.0012/13/2011 8:02:18 AM
axl163$25.0012/13/2011 4:23:37 PM
worth-blanket2$8,500.0012/14/2011 12:30:07 PM
Investor_DP$100.0012/12/2011 5:49:46 PM
skillful-asset5$30.0012/13/2011 8:51:00 AM
commanding-treasure2$50.0012/13/2011 10:59:58 AM
sjc224$25.0012/13/2011 4:20:51 PM
lender2611$25.0012/13/2011 5:43:09 PM
MASinVestment$100.0012/14/2011 7:33:17 AM
graceful-IRAinvestment$53.0012/14/2011 12:15:07 PM
14 Investments
 
Borrower Payment Dependent Notes Series 544095
This series of Notes was issued and sold upon the funding of the borrower loan #57425, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $122.34
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1984 Debt/Income ratio: 32%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 40 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,201Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: Yes  
Screen name: wealth-formula9 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 100% ) 740-759 (Latest)
Principal borrowed: $11,000.00< 31 days late: 0 ( 0% )  
780-799 (Mar-2011)
 
Principal balance: $8,963.04 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...Pay-off Credit Cards

My financial situation:
I am a good candidate for this loan because...
Responsible and credit worthy


Monthly net income: $ 53,300
Monthly expenses: $ 3500
Housing: $ 650.00
Insurance: $150
Car expenses: $ gas & maint. only $300.00
Utilities: $480
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $350
Credit cards and other loans: $1070
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$101.0012/12/2011 5:03:57 PM
AF-Chief$25.0012/12/2011 5:07:27 PM
market-solstice2$25.0012/12/2011 5:07:44 PM
pound-mushroom3$25.0012/12/2011 5:07:53 PM
GElender$40.0012/12/2011 5:17:04 PM
managedfund$1,333.0012/12/2011 5:25:34 PM
mtquan$25.0012/12/2011 5:32:36 PM
power-companion7$75.0012/12/2011 5:43:46 PM
AndChicksforFree$25.0012/12/2011 6:06:30 PM
social-heart$25.0012/12/2011 5:48:46 PM
LoanerPrincipal$25.0012/12/2011 5:34:02 PM
LittleMingo$30.0012/12/2011 6:53:32 PM
MrBlack$50.0012/12/2011 6:26:09 PM
BxRealtor$25.0012/12/2011 5:40:27 PM
midnight24$25.0712/12/2011 7:26:37 PM
simplyonce$50.0012/12/2011 5:46:56 PM
affluence-generator2$100.0012/12/2011 5:48:29 PM
terrific-dough6$50.0012/12/2011 5:50:28 PM
heart514$25.0012/12/2011 7:27:49 PM
thankful-nickel2$25.0012/12/2011 6:49:38 PM
Gobsek$25.0012/12/2011 6:58:56 PM
wlm3012$30.0012/12/2011 7:04:36 PM
HamachiMan$50.0012/12/2011 8:24:56 PM
promise2$25.0012/12/2011 8:28:18 PM
availableloan$25.0012/12/2011 8:36:08 PM
money-booster2$30.0012/12/2011 9:36:58 PM
asset-producer1$100.0012/12/2011 7:58:35 PM
RichMaker1$25.0012/12/2011 9:40:12 PM
hitsman$50.0012/12/2011 10:13:13 PM
transparency-giant$50.0012/12/2011 9:37:57 PM
pdub$75.0012/12/2011 5:32:16 PM
blue-lively-platinum$25.0012/12/2011 5:05:38 PM
igniter584$25.0012/12/2011 5:11:50 PM
green-trade-dolphin2$27.3012/12/2011 5:02:36 PM
income-banjo$50.0012/12/2011 5:23:00 PM
payout-reaction740$25.0012/12/2011 5:11:26 PM
EngineersAlliance$125.0012/12/2011 5:29:06 PM
trade-burrito4$35.0012/12/2011 5:13:55 PM
bazaar-festivity$25.0012/12/2011 5:36:34 PM
AFairDeal$25.0012/12/2011 5:27:00 PM
Investor_DP$100.0012/12/2011 5:49:46 PM
basis-ferret8$50.0012/12/2011 5:45:46 PM
Lo0se_mo0se$25.0012/12/2011 6:50:26 PM
penny-plato$25.0012/12/2011 7:03:06 PM
unforgettable-wealth4$50.0012/12/2011 5:37:14 PM
PatriotKnight$25.0012/12/2011 5:41:21 PM
Shockem923$33.0012/12/2011 5:44:15 PM
Chesterite$25.0012/12/2011 5:59:04 PM
passivesf$35.0012/12/2011 7:47:34 PM
phenomenal-gain5$25.0012/12/2011 7:34:14 PM
strombo27$25.0012/12/2011 6:46:27 PM
patriot897$25.0012/12/2011 6:58:48 PM
feiandasun$25.0012/12/2011 8:26:50 PM
zmaurides$25.0012/12/2011 8:48:35 PM
frooogal$25.0012/12/2011 8:44:49 PM
mizon291$30.0012/12/2011 10:09:47 PM
wwwUniversal$0.6312/12/2011 10:21:41 PM
57 Investments
 
Borrower Payment Dependent Notes Series 544101
This series of Notes was issued and sold upon the funding of the borrower loan #57554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-12-2011 
Term: 60 months Listing End date:  Dec-15-2011 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $354.10
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1983 Debt/Income ratio: Not calculated
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 13 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $37,137Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: No  
Screen name: ultimate-dough0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 700-719 (Latest)
Principal borrowed: $10,310.00< 31 days late: 0 ( 0% )  
780-799 (May-2011)
 
Principal balance: $8,761.52 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Reducing debt
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
indomitable-coin$25.0012/12/2011 5:23:05 PM
bb575$50.0012/12/2011 5:23:24 PM
riproaringrapids$25.0012/12/2011 5:29:03 PM
brazilofmux$100.0012/12/2011 5:29:45 PM
mtquan$25.0012/12/2011 5:32:36 PM
MrBlack$50.0012/12/2011 6:26:09 PM
asset-producer1$100.0012/12/2011 7:50:34 PM
careful-note$75.0012/13/2011 12:54:51 AM
ethical-truth211$400.0012/13/2011 2:43:41 AM
the_winning_ticket$100.0012/13/2011 1:06:41 AM
transparency-giant$50.0012/12/2011 9:37:58 PM
loan-rider7$25.0012/13/2011 8:00:14 AM
the-laudable-peso$50.0012/13/2011 8:16:01 AM
Butterfly1950$25.0012/13/2011 6:51:18 AM
trustworthy-finance6$300.0012/13/2011 7:24:09 AM
kenji4861$25.0012/13/2011 9:38:06 AM
Solid-Platinum$25.0012/13/2011 10:57:22 AM
cocopuffs$25.0012/13/2011 1:28:18 PM
Jimmy_SoCal$75.0012/13/2011 1:36:22 PM
MONEYLENDER101$50.0012/13/2011 5:41:36 PM
well-mannered-income3$50.0012/13/2011 5:57:08 PM
gravbox$25.0012/13/2011 6:01:14 PM
Clambake$25.0012/13/2011 5:37:13 PM
fcrick$25.0012/13/2011 5:38:12 PM
rmachi$25.0012/13/2011 5:41:52 PM
peripatetic$25.0012/14/2011 1:13:21 AM
MASinVestment$350.0012/14/2011 8:02:12 AM
Tradesmanlender$25.0012/14/2011 9:40:25 AM
Cappyatl$25.0012/14/2011 4:09:00 PM
auction-seeker$25.0012/14/2011 4:23:11 PM
Weaverville$25.0012/14/2011 5:03:21 PM
diablorulz$50.0012/14/2011 4:22:28 PM
igniter584$25.0012/12/2011 5:11:50 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:04 PM
GlowHost$25.0012/14/2011 6:09:01 PM
professional-coin1$25.0012/14/2011 6:25:47 PM
autonomous-basis$45.8512/14/2011 6:53:29 PM
16888$100.0012/14/2011 6:14:12 PM
red-robust-bid$250.0012/14/2011 6:14:43 PM
KMTboy$300.0012/14/2011 6:18:54 PM
oex$25.0012/14/2011 6:22:52 PM
precious-coin3$32.0012/14/2011 7:37:52 PM
JGuide$26.9912/14/2011 7:38:43 PM
finance-symphony7$155.5612/14/2011 7:59:39 PM
igniter584$50.0012/14/2011 8:11:40 PM
happy-loot3$100.0012/14/2011 7:19:57 PM
ericd523$29.0012/14/2011 8:59:43 PM
resplendent-dollar$50.5612/14/2011 11:16:41 PM
native68$25.0012/14/2011 8:19:04 PM
revenue-pipeline$25.0012/14/2011 10:28:22 PM
wjf60$50.0012/14/2011 10:11:02 PM
financelover$50.0012/14/2011 10:30:43 PM
jarevack$54.3012/15/2011 5:15:45 AM
GAOGERAM_BANK$25.0012/15/2011 4:25:00 AM
generous-deal6$50.0012/15/2011 7:34:39 AM
RB_Double-A_Bravo$28.9812/15/2011 6:42:18 AM
MoonMama$25.0012/15/2011 7:55:34 AM
payout-thinker7$25.0012/15/2011 5:56:52 AM
Cluvnupe06$25.0012/15/2011 6:48:50 AM
yennib$25.0012/15/2011 9:11:41 AM
otherwisedisposed$250.0012/15/2011 8:49:04 AM
skro$25.0012/15/2011 9:18:55 AM
rightwingliberal$25.0012/15/2011 9:25:54 AM
kulender$37.0012/15/2011 9:41:05 AM
kevin314$25.0012/15/2011 9:16:40 AM
greatwhiteninja$50.0012/15/2011 9:54:30 AM
balance-river$25.0012/15/2011 9:30:45 AM
value-pouch$50.0012/15/2011 9:48:34 AM
worth-blanket2$7,300.0012/15/2011 9:54:47 AM
green-rate-futurist$74.1512/15/2011 10:13:54 AM
income-banjo$50.0012/12/2011 5:23:01 PM
timbob$100.0012/12/2011 5:13:23 PM
AFairDeal$25.0012/12/2011 5:26:50 PM
affluence-generator2$100.0012/12/2011 5:48:29 PM
vinayski$25.0012/12/2011 5:40:32 PM
heart514$25.0012/12/2011 7:27:49 PM
HamachiMan$50.0012/12/2011 8:24:56 PM
graceful-IRAinvestment$30.0012/12/2011 8:54:58 PM
DonaldColorado$100.0012/13/2011 4:34:23 AM
giftgold$25.0012/13/2011 5:44:42 AM
Captain_America$50.0012/13/2011 6:48:13 AM
meenan$100.0012/13/2011 10:21:27 AM
wealth-infusion6$200.0012/13/2011 12:30:56 PM
commanding-treasure2$50.0012/13/2011 10:59:58 AM
careful-note$25.0612/13/2011 12:09:30 PM
deal-searcher1$25.0012/13/2011 4:40:55 PM
rolltide09$25.0012/13/2011 5:06:53 PM
DadWarbucks$25.0012/13/2011 5:10:48 PM
BenR$100.0012/13/2011 5:19:56 PM
basis-ferret8$50.0012/13/2011 5:20:51 PM
extraordinary-silver5$25.0012/13/2011 5:30:30 PM
dpfl55$25.0012/13/2011 9:46:15 PM
Socorro_Capital_Partners$25.0112/13/2011 8:56:54 PM
dckpolo$25.0012/14/2011 5:29:19 AM
logical-repayment1$25.0012/13/2011 9:47:52 PM
MissionMicroFinance$25.0012/14/2011 7:53:33 AM
MASinVestment$100.0012/14/2011 7:33:18 AM
Jimmy_SoCal$78.5412/14/2011 9:27:17 AM
phaded$25.0012/14/2011 9:32:41 AM
shrewd-benjamins$25.0012/14/2011 9:43:04 AM
gjm6d$25.0012/14/2011 5:37:25 PM
C_Mark$50.0012/14/2011 6:02:50 PM
vulgy$30.0012/14/2011 6:58:08 PM
pragmatic-contract$50.0012/14/2011 6:26:50 PM
TSC$50.0012/14/2011 7:09:54 PM
passivesf$50.0012/14/2011 7:14:21 PM
angelinvestor2$40.0012/14/2011 6:31:56 PM
Westerly$100.0012/14/2011 7:57:38 PM
rolandweary$50.0012/14/2011 7:07:42 PM
GrooveBiz$25.0012/14/2011 8:45:44 PM
Daguila4$500.0012/14/2011 10:07:17 PM
oaktown23$50.0012/14/2011 11:20:37 PM
fcukciti$35.0012/15/2011 1:34:23 AM
axelrod$50.0012/15/2011 5:46:53 AM
Zadz$42.0012/15/2011 3:53:50 AM
DarthContinent$50.0012/15/2011 8:41:52 AM
progressive-economy261$285.0012/15/2011 9:17:15 AM
dime-sprout$25.0012/15/2011 9:30:38 AM
Proactive-Financial-Lending$25.0012/15/2011 9:37:16 AM
igniter584$25.0012/15/2011 10:12:55 AM
120 Investments
 
Borrower Payment Dependent Notes Series 544115
This series of Notes was issued and sold upon the funding of the borrower loan #57997, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $70.52
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1995 Debt/Income ratio: 15%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:5y 6m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $864Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 33%  
   Homeownership: Yes  
Screen name: triumph560 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Start my business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/12/2011 5:11:51 PM
Investor_DP$100.0012/12/2011 5:49:47 PM
goodhearted-basis4$25.0012/12/2011 5:49:57 PM
gokart83$25.0012/13/2011 7:38:58 AM
sjc224$25.0012/13/2011 4:20:52 PM
lender2611$25.0012/13/2011 5:43:10 PM
MASinVestment$100.0012/14/2011 7:33:18 AM
BxRealtor$25.0012/14/2011 5:44:06 PM
rolandweary$50.0012/14/2011 7:07:43 PM
greenback-guard$25.0012/15/2011 5:06:12 AM
blue-radiant-economy$100.0012/15/2011 3:02:44 AM
kind-asset-circuit$50.0012/15/2011 2:39:31 PM
wampum-chorus3$25.0012/15/2011 3:00:23 PM
unbelievable-exchange$100.0012/15/2011 4:45:41 PM
Goodlender42$25.0012/15/2011 5:08:54 PM
bountiful-durability$50.0012/15/2011 8:37:19 PM
inprotest$50.0012/16/2011 4:51:57 AM
matt_2006$25.0012/16/2011 9:32:05 AM
wealth-infusion6$50.0012/16/2011 10:20:31 AM
otherwisedisposed$100.0012/16/2011 11:44:29 AM
elated-deal6$23.5212/16/2011 11:51:16 AM
asset-producer1$100.0012/12/2011 8:02:13 PM
commanding-treasure2$50.0012/13/2011 10:59:59 AM
dudebrah$25.0012/13/2011 4:20:59 PM
gravbox$25.0012/14/2011 9:13:52 AM
seineil$50.0012/15/2011 1:08:28 AM
MoonMama$25.0012/15/2011 7:55:34 AM
otherwisedisposed$250.0012/15/2011 8:49:04 AM
direct-social3$75.0012/15/2011 2:49:27 PM
miked8303$50.0012/15/2011 1:21:35 PM
wwwUniversal$25.0012/15/2011 5:36:43 PM
a-finance-nirvana$25.0012/15/2011 6:38:42 PM
Ven58$25.0012/16/2011 3:21:44 AM
schnatty$101.4812/16/2011 8:56:18 AM
wealth-infusion6$100.0012/16/2011 10:23:35 AM
wealth-infusion6$50.0012/16/2011 10:18:04 AM
36 Investments
 
Borrower Payment Dependent Notes Series 544121
This series of Notes was issued and sold upon the funding of the borrower loan #57525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $377.07
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1986 Debt/Income ratio: 69%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 16 Occupation: Clergy
Public records last 12m / 10y: 1/ 2 Revolving credit balance: $12,870Stated income:$25,000-$49,999
Delinquencies in last 7y: 20 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: nyc01ba Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 32 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
720-739 (Jul-2008)
660-679 (Apr-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Consolidating My Bills
Purpose of loan:
This loan will be used to...Consolidate my bills so that I can pay them off more quickly.

My financial situation:
I am a good candidate for this loan because...I have benefited from Proser in the past and I have paid this obligation off without any problems.


Monthly net income: $6,211.00
Monthly expenses: $3000.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin$35.0212/14/2011 9:02:18 AM
SecondChanceLendingSERV$25.0012/14/2011 9:11:39 AM
MASinVestment$25.0012/14/2011 9:19:45 AM
richboy56$25.0012/14/2011 9:16:46 AM
diplomatic-wealth7$25.0012/14/2011 9:11:23 AM
AndChicksforFree$25.0012/14/2011 9:39:50 AM
investmentgroup$25.0012/14/2011 9:42:50 AM
Jack55304$200.0012/14/2011 9:22:22 AM
atlas-shrugged$195.0012/14/2011 9:27:06 AM
shrewd-income$100.0012/14/2011 10:33:21 AM
cashhelp$25.0012/14/2011 9:44:18 AM
Starica$200.0012/14/2011 9:05:49 AM
affluence-generator2$100.0012/14/2011 9:09:14 AM
graceful-IRAinvestment$60.0012/14/2011 9:06:38 AM
red-power-pecan$50.0012/14/2011 9:11:38 AM
Investor_DP$100.0012/14/2011 9:19:17 AM
money-baron-roth-IRA$50.0012/14/2011 9:33:26 AM
truth-companion$25.0012/14/2011 9:37:07 AM
money-baron-Roth401k$25.0012/14/2011 9:13:18 AM
luv4cycling$30.0012/14/2011 9:39:30 AM
SLN-10$100.0012/14/2011 9:42:51 AM
money-booster2$50.0012/14/2011 9:46:38 AM
brightest-organized-balance$25.0012/14/2011 9:59:54 AM
worth-viking$100.0012/14/2011 12:33:27 PM
worth-blanket2$8,000.0012/14/2011 12:33:29 PM
25 Investments
 
Borrower Payment Dependent Notes Series 544135
This series of Notes was issued and sold upon the funding of the borrower loan #58048, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1998 Debt/Income ratio: 381%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 11 / 11Length of status:13y 3m
Amount delinquent: $0 Total credit lines: 24 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $5,691Stated income:$1-$24,999
Delinquencies in last 7y: 28 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: resolute-bonus715 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-shrubbery6$25.0012/12/2011 5:09:16 PM
historic-loan1$33.0012/14/2011 1:47:26 PM
the-laudable-peso$40.0012/14/2011 5:28:07 PM
seineil$50.0012/15/2011 1:08:28 AM
ore-armada$25.0012/15/2011 5:56:59 AM
kind-credit-bear$29.2212/15/2011 7:14:40 AM
kulender$100.0012/15/2011 9:41:04 AM
liberty-society5$25.0012/15/2011 12:02:27 PM
green-rate-futurist$25.0012/16/2011 4:27:53 AM
pujols8996$50.0012/16/2011 9:20:34 AM
processor115$75.0012/16/2011 4:24:31 PM
blue-lively-platinum$25.0012/16/2011 5:31:57 PM
patriot0$25.0012/17/2011 12:55:42 PM
deal-searcher1$25.0012/18/2011 3:07:10 PM
new-social-economist$40.0012/19/2011 12:29:12 AM
unbelievable-exchange$25.0012/20/2011 9:24:37 AM
justice-circuitry0$25.0012/21/2011 6:32:43 PM
amusement4$300.0012/22/2011 7:49:12 PM
Dubbs360$250.0012/22/2011 8:05:33 PM
deal-thinker7$25.0012/23/2011 4:35:57 AM
eronyc$25.0012/23/2011 9:11:44 AM
Tg-Dynasty$25.0012/23/2011 9:50:15 AM
wise-friendly-dollar$59.0312/24/2011 12:39:16 AM
mindful-cash6$25.0012/24/2011 12:11:16 PM
affluence-generator2$50.0012/24/2011 12:43:51 PM
Starica$250.0012/24/2011 12:36:37 PM
managedfund$200.0012/24/2011 3:23:05 PM
blue-radiant-economy$100.0012/24/2011 3:59:37 PM
top-tolerant-loyalty$25.0012/25/2011 5:49:13 PM
pyungpyung$25.0012/25/2011 1:29:46 PM
realtormoises$25.0012/26/2011 12:51:13 AM
the-hope-workhorse$50.0012/25/2011 7:49:25 PM
thorough-capital799$100.0012/26/2011 5:06:42 AM
himistu22$25.0012/25/2011 9:40:32 PM
olin5$7.0012/26/2011 5:14:17 AM
heart514$25.0012/12/2011 7:27:44 PM
ethical-truth211$100.0012/15/2011 3:36:16 AM
a-healthy-affluence$25.0012/15/2011 10:18:51 AM
SecondChanceLendingSERV$25.0012/15/2011 9:56:47 AM
transparency-baton$25.0012/15/2011 12:19:53 PM
smart-leverage7$25.0012/15/2011 11:11:17 PM
impala6464$25.0012/16/2011 6:42:51 AM
ddog0224$25.0012/16/2011 2:39:29 PM
papaloha$25.0012/16/2011 6:50:59 PM
irrelevant$25.0012/17/2011 7:10:34 AM
best-asset-jedi$25.0012/18/2011 10:34:47 AM
justice-allocator3$25.0012/18/2011 7:19:42 PM
gallant-economy9$50.0012/21/2011 9:44:22 AM
wampum-chorus3$25.0012/21/2011 3:26:46 PM
money-baron-Roth401k$50.0012/21/2011 9:31:34 PM
compassion-neutron$25.0012/22/2011 6:20:17 AM
well-mannered-income3$30.0012/22/2011 2:56:59 PM
payout-thinker7$25.0012/22/2011 5:17:18 PM
PCGeekWI$25.0012/22/2011 8:42:50 PM
exact-principal220$25.0012/23/2011 8:48:59 AM
copper$37.0012/23/2011 9:15:38 AM
HenryS$30.0012/23/2011 9:25:33 AM
top-nickel-bluebird$25.0012/23/2011 8:08:29 PM
transparency-river1$751.7512/24/2011 11:18:51 AM
coin-explorer$25.0012/24/2011 11:39:25 AM
dedicated-transaction796$25.0012/24/2011 12:48:03 PM
PeterPsych$148.0012/24/2011 8:59:12 PM
thenewkaisersoze$25.0012/25/2011 10:56:37 AM
Soothsayer$25.0012/25/2011 2:31:04 PM
dough-souffle$45.0012/25/2011 7:26:31 PM
626457$25.0012/26/2011 3:37:00 AM
66 Investments
 
Borrower Payment Dependent Notes Series 544153
This series of Notes was issued and sold upon the funding of the borrower loan #57593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $164.98
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1998 Debt/Income ratio: 5%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:12y 11m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,714Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: wampum-kayak Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card and security deposit
Purpose of loan:
This loan will be used to pay off my credit card and be used for security deposit for an apartment in Jersey City NJ. Looking to ren a place for no more then 1200.

My financial situation:
I am a good candidate for this loan because I have a good job and will pay it off within a year.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/12/2011 9:09:29 AM
currency-agave$60.0012/12/2011 9:16:06 AM
indomitable-coin$25.0012/12/2011 9:11:17 AM
BxRealtor$25.0012/12/2011 9:35:38 AM
bb575$50.0012/12/2011 9:40:55 AM
money-booster2$25.0012/12/2011 11:17:33 AM
patriot897$25.0012/12/2011 6:58:47 PM
heart514$25.0012/12/2011 7:27:44 PM
promise2$50.0012/12/2011 8:31:22 PM
the_winning_ticket$100.0012/13/2011 1:06:38 AM
wealth-infusion6$200.0012/13/2011 12:30:53 PM
commanding-treasure2$50.0012/13/2011 10:59:54 AM
superb-funds335$25.0012/13/2011 5:26:08 PM
MASinVestment$100.0012/14/2011 7:33:15 AM
gravbox$25.0012/14/2011 9:13:51 AM
blue-lively-platinum$25.0012/14/2011 9:17:00 AM
flexible-wealth417$25.0012/14/2011 11:45:20 AM
unforgettable-wealth4$50.0012/14/2011 5:29:40 PM
C_Mark$50.0012/14/2011 6:02:49 PM
rolandweary$50.0012/14/2011 7:07:40 PM
euro-deployment$25.0012/14/2011 9:39:33 PM
yield-hut$30.0012/15/2011 2:44:01 AM
john0720$25.0012/15/2011 7:09:29 AM
Dan4703$25.0012/15/2011 6:00:35 AM
gold-gazelle$50.0012/15/2011 7:22:58 AM
greenback-guard$25.0012/15/2011 5:06:11 AM
pnace$50.0012/15/2011 8:22:40 AM
goodhearted-basis4$25.0012/15/2011 8:59:07 AM
houli123$50.0012/15/2011 9:31:06 AM
golden-platinum7$25.0012/15/2011 9:51:32 AM
Firescreek$25.0012/15/2011 10:21:44 AM
markdental$25.0012/15/2011 11:32:48 AM
transparency-baton$25.0012/15/2011 12:19:53 PM
KLVLOPZ64$25.0012/15/2011 11:22:38 AM
new-gold-wrangler$1,035.2112/15/2011 2:02:24 PM
active-wealth3$25.0012/15/2011 2:25:20 PM
Uwantfunds$25.0012/15/2011 3:39:39 PM
simiray$25.0012/15/2011 1:48:11 PM
careful-note$164.0712/15/2011 2:19:24 PM
discrete-asset$25.0012/15/2011 1:29:02 PM
Henrylin$25.0012/15/2011 1:56:39 PM
pistol357$57.0012/15/2011 3:40:59 PM
green-rate-futurist$50.0012/15/2011 3:51:12 PM
rajs$350.0012/15/2011 3:36:44 PM
AFairDeal$25.0012/12/2011 9:15:46 AM
market-solstice2$25.0012/12/2011 9:18:12 AM
asset-producer1$100.0012/12/2011 7:58:34 PM
asset-producer1$100.0012/12/2011 7:55:39 PM
blot44$25.0012/12/2011 7:48:01 PM
a-finance-nirvana$25.0012/13/2011 2:29:48 AM
giftgold$25.0012/13/2011 5:44:41 AM
loan-rider7$25.0012/13/2011 8:00:13 AM
nunnie$25.0012/13/2011 12:58:16 PM
skillful-diversification2$25.0012/13/2011 5:16:21 PM
income-banjo$50.0012/13/2011 5:13:20 PM
penguino$100.0012/13/2011 6:23:04 PM
first-euro-rapture$25.0012/14/2011 9:17:23 AM
Dollars4Rent$25.0012/14/2011 2:03:26 PM
cash-vault$25.0012/14/2011 5:35:35 PM
reward-excellency1$25.0012/14/2011 6:50:29 PM
TSC$50.0012/14/2011 7:09:54 PM
engaging-worth$25.0012/14/2011 10:09:04 PM
MoonMama$25.0012/15/2011 7:55:30 AM
bold-shrewd-dedication$250.0012/15/2011 6:18:52 AM
otherwisedisposed$250.0012/15/2011 8:49:03 AM
DarthContinent$50.0012/15/2011 8:41:51 AM
kenji4861$25.0012/15/2011 9:40:37 AM
TigerForce$25.0012/15/2011 12:07:09 PM
best-currency-poem$25.0012/15/2011 2:01:32 PM
hoopsho$75.0012/15/2011 12:47:40 PM
kind-asset-circuit$50.0012/15/2011 2:39:30 PM
Cales$25.0012/15/2011 2:45:07 PM
BadBoyz$31.6912/15/2011 2:10:37 PM
thankful-nickel2$25.0012/15/2011 3:40:04 PM
asset-producer1$197.0312/15/2011 4:15:54 PM
75 Investments
 
Borrower Payment Dependent Notes Series 544187
This series of Notes was issued and sold upon the funding of the borrower loan #57446, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $321.39
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Oct-1993 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 2 Current / open credit lines: 21 / 21Length of status:12y 0m
Amount delinquent: $7,097 Total credit lines: 45 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $46,556Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: historic-investment Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 100% ) 660-679 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
760-779 (Mar-2011)
720-739 (Oct-2010)
740-759 (Nov-2009)
 
Principal balance: $8,396.63 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
home improvement
Purpose of loan:
This loan will be used to...
window replacement
My financial situation:
I am a good candidate for this loan because...
I have been making my monthly payments on time

Monthly net income: $10000.00
Monthly expenses: $
Housing: $ 3500.00
Insurance: $678
Car expenses: $800
Utilities: $550.
Phone, cable, internet: $275
Food, entertainment: $300
Clothing, household expenses: $400
Credit cards and other loans: $3000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
foxtrot12$27.0012/13/2011 9:05:22 AM
MikeyZ2008$48.0012/13/2011 9:49:59 AM
ChrisTJ$25.0012/13/2011 9:48:47 AM
loanman2007$25.0012/13/2011 9:45:54 AM
handshake5$87.0012/13/2011 9:45:17 AM
shiny-dollar9$37.0012/13/2011 9:24:43 AM
capital-halo1$1,000.0012/13/2011 9:17:42 AM
asiaratt$50.0012/13/2011 9:14:42 AM
best-charming-leverage$30.0012/13/2011 9:13:12 AM
Investor_DP$100.0012/13/2011 9:33:48 AM
AF-Chief$25.0012/13/2011 9:10:46 AM
fortytwo$150.0012/13/2011 9:32:09 AM
Comoparklender$25.0012/13/2011 9:27:46 AM
vibraphone3$25.0012/13/2011 9:25:08 AM
truth-companion$25.0012/13/2011 9:24:51 AM
money-baron-Roth401k$25.0012/13/2011 9:13:42 AM
economy-producer$25.0012/13/2011 9:09:32 AM
social-cocktail1$70.0012/13/2011 9:07:35 AM
graceful-IRAinvestment$25.0012/13/2011 9:08:12 AM
dedicated-transaction796$25.0012/13/2011 9:08:14 AM
312-Lender$50.0012/13/2011 9:09:14 AM
LittleMingo$25.0012/13/2011 9:03:50 AM
nimble-revenue5$50.0012/13/2011 9:15:02 AM
careful-vigilance4$50.0012/13/2011 9:16:40 AM
Jack55304$200.0012/13/2011 9:19:59 AM
zeeexsixare$200.0012/13/2011 9:23:42 AM
kind-credit-bear$25.0012/13/2011 9:24:23 AM
blue-lively-platinum$25.0012/13/2011 9:13:30 AM
finance-mushroom$200.0012/13/2011 9:40:25 AM
affluence-generator2$100.0012/13/2011 9:20:23 AM
worthy-bid8$50.0012/13/2011 9:51:48 AM
nybanker85$39.0012/13/2011 9:34:53 AM
lotuss4$25.0012/13/2011 9:39:54 AM
Learning2Lend$25.0012/13/2011 9:41:39 AM
finance-prescription$100.0012/13/2011 9:42:22 AM
worth-blanket2$4,500.0012/13/2011 11:30:07 AM
SolarMoonshine$25.0012/13/2011 10:24:49 AM
37 Investments
 
Borrower Payment Dependent Notes Series 544191
This series of Notes was issued and sold upon the funding of the borrower loan #57430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-12-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $128.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Apr-1984 Debt/Income ratio: 51%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 18Length of status:9y 0m
Amount delinquent: $0 Total credit lines: 55 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $36,852Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: TheChickenMan Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 640-659 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
640-659 (Feb-2010)
640-659 (Sep-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Debt consolidation and auto repairs
Purpose of loan:
This loan will be used to pay for some auto repairs and debt consolidation.

My financial situation:
I am a good candidate for this loan because I have paid a previous Prosper Loan on time.


Monthly net income: $4,200.00
Monthly expenses: $
Housing: $1,046.00
Insurance: $65.00
Car expenses: $120.00
Utilities: $150.00
Phone, cable, internet: $140.00
Food, entertainment: $250.00
Clothing, household expenses: $150.00
Credit cards and other loans: $1,000.00
Other expenses: $125.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin$35.0212/12/2011 5:02:21 PM
Kash2010lu$30.0012/12/2011 5:03:00 PM
shrewd-income$100.0012/12/2011 5:07:50 PM
clean-dime1$25.0012/12/2011 5:09:02 PM
nfx$40.0012/12/2011 5:09:56 PM
AndChicksforFree$200.0012/12/2011 5:10:22 PM
Dusigrosz$250.0012/12/2011 5:02:32 PM
lucrative-loan$50.0012/12/2011 5:21:21 PM
luv4cycling$30.0012/12/2011 5:22:03 PM
fabulous-community4$25.0012/12/2011 5:22:34 PM
credit-missile$135.0012/12/2011 5:12:28 PM
graceful-IRAinvestment$60.0012/12/2011 5:30:35 PM
SolarMoonshine$25.0012/12/2011 5:18:41 PM
money-baron-roth-IRA$50.0012/12/2011 5:39:56 PM
atlas-shrugged$250.0012/12/2011 5:35:44 PM
affluence-generator2$222.3112/12/2011 5:48:07 PM
cashhelp$25.0012/12/2011 5:41:27 PM
cattlebaron$50.0012/12/2011 5:28:11 PM
pembull$38.5812/12/2011 5:45:23 PM
blitzen40$30.0012/12/2011 5:07:57 PM
SLN-10$50.0012/12/2011 5:11:22 PM
economy-shrubbery6$25.0012/12/2011 5:09:19 PM
investmentgroup$25.0012/12/2011 5:10:01 PM
janeybooboo$50.0012/12/2011 5:03:12 PM
chicagobanker$50.0012/12/2011 5:03:58 PM
fascinating-generosity3$68.0912/12/2011 5:04:16 PM
frantic-retirement$250.0012/12/2011 5:06:13 PM
yield-lion2$25.0012/12/2011 5:06:43 PM
Jack55304$200.0012/12/2011 5:07:38 PM
GElender$40.0012/12/2011 5:17:04 PM
investmentgroup$25.0012/12/2011 5:09:59 PM
vutah$25.0012/12/2011 5:30:03 PM
money-baron-Roth401k$50.0012/12/2011 5:32:58 PM
312-Lender$25.0012/12/2011 5:34:42 PM
nimble-revenue5$50.0012/12/2011 5:39:41 PM
DHolly$31.0012/12/2011 5:36:21 PM
chererat$100.0012/12/2011 5:37:48 PM
jhouman$50.0012/12/2011 5:38:32 PM
truth-companion$25.0012/12/2011 5:26:10 PM
trumpeter5$50.0012/12/2011 5:34:25 PM
suave-dime6$25.0012/12/2011 5:38:08 PM
goodhearted-generosity511$30.0012/12/2011 5:43:59 PM
bullish2bearish$30.0012/12/2011 5:44:49 PM
Feyenoord$30.0012/12/2011 5:47:30 PM
44 Investments
 
Borrower Payment Dependent Notes Series 544193
This series of Notes was issued and sold upon the funding of the borrower loan #57493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $151.03
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1992 Debt/Income ratio: 8%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 6Length of status:25y 5m
Amount delinquent: $1,136 Total credit lines: 25 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,179Stated income:$50,000-$74,999
Delinquencies in last 7y: 17 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: brightest-coin-judo Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay debt to refinance house
Purpose of loan:
This loan will be used to pay debt.

My financial situation:
I am a good candidate for this loan because I am Active duty Military and will have autopay started for the loan. The loan is to pay a debt so I may refinance the house.


Monthly net income: $5800.
Monthly expenses: $100.
Housing: $1145.
Insurance: $89.
Car expenses: $245
Utilities: $110
Phone, cable, internet: $69
Food, entertainment: $130
Clothing, household expenses: $50
Credit cards and other loans: $30.00
Other expenses: $00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$3,500.0012/13/2011 11:31:32 AM
SolarMoonshine$25.0012/13/2011 10:24:14 AM
2 Investments
 
Borrower Payment Dependent Notes Series 544221
This series of Notes was issued and sold upon the funding of the borrower loan #57669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $70.52
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1993 Debt/Income ratio: 17%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 46 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,205Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: ladder00 Borrower's state: Georgia Borrower's group: Socorro Capital Partners
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Would like to patent an innovation
Purpose of loan: Patent a product
This loan will be used to... Pay a lawyer

My financial situation:
I am a good candidate for this loan because...Ive been working at the same job as a teacher for the last 6 years same location. I do rent out a house.


Monthly net income: $ 3100
Monthly expenses: $2000
Housing: $1240
Insurance: $116
Car expenses: $420
Utilities: $180
Phone, cable, internet: $113
Food, entertainment: $300
Clothing, household expenses: $ 75
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/14/2011 9:02:14 AM
commanding-treasure2$50.0012/14/2011 9:16:14 AM
igniter584$25.0012/14/2011 9:26:22 AM
AndChicksforFree$25.0012/14/2011 9:33:00 AM
bazaar-festivity$25.0012/14/2011 9:39:28 AM
BxRealtor$25.0012/14/2011 9:16:39 AM
Investor_DP$100.0012/14/2011 9:18:56 AM
kinetic-social$35.0012/14/2011 9:53:34 AM
worth-viking$100.0012/14/2011 12:33:27 PM
gravbox$25.0012/14/2011 9:13:54 AM
lender2611$25.0012/14/2011 9:26:39 AM
money-booster2$25.0012/14/2011 9:39:37 AM
beachfunder$50.0012/14/2011 9:40:57 AM
AFairDeal$25.0012/14/2011 9:46:40 AM
worth-blanket2$1,500.0012/14/2011 12:33:09 PM
15 Investments
 
Borrower Payment Dependent Notes Series 544237
This series of Notes was issued and sold upon the funding of the borrower loan #58370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-12-2011 
Term: 60 months Listing End date:  Dec-21-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $245.52
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1997 Debt/Income ratio: 10%
Credit score: 780-799 (Nov-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 16 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,570Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: Yes  
Screen name: new-ore-goliath Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Boat Purchase
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/12/2011 5:02:35 PM
igniter584$25.0012/12/2011 5:11:55 PM
AFairDeal$25.0012/12/2011 5:26:50 PM
cerebral-auction950$100.0012/18/2011 9:10:17 AM
Techne_Funds_LLC$25.0012/18/2011 8:50:11 AM
makerain$25.0012/18/2011 12:08:19 PM
hitarth2807$100.0012/18/2011 10:03:43 AM
leverage-monger$25.0012/18/2011 11:11:15 AM
camaraderi-aspen$100.0012/18/2011 12:29:01 PM
wildblue$25.0012/19/2011 10:42:50 AM
alexander-hamilton$50.0012/19/2011 10:23:18 AM
kewgdns$35.0012/19/2011 10:41:16 AM
fantastic-investment9$30.0012/19/2011 11:44:54 AM
reaction5$25.0012/19/2011 2:08:21 PM
intelligent-dedication9$100.0012/19/2011 4:34:40 PM
astute-benjamins$50.0012/19/2011 3:09:31 PM
wwwUniversal$25.0012/19/2011 4:54:59 PM
power-defender7$50.0012/19/2011 8:13:12 PM
bughead$25.0012/20/2011 2:36:57 AM
blue-relay$25.0012/19/2011 8:54:46 PM
mizon291$30.0012/20/2011 12:02:46 AM
otherwisedisposed$50.0012/20/2011 9:16:50 AM
ricklip$100.0012/20/2011 10:23:06 AM
ALVO$50.0012/20/2011 3:48:26 PM
dunrizzo$25.0012/20/2011 6:49:03 PM
Loan2Own$100.0012/20/2011 7:22:34 PM
loanman2007$100.0012/21/2011 4:38:31 AM
asset-producer1$1,434.2512/21/2011 7:54:04 AM
UHcougars$25.0012/17/2011 8:40:27 PM
Pizza-man$50.0012/17/2011 8:49:31 AM
riproaringrapids$25.0012/16/2011 11:44:45 PM
igniter584$50.0012/16/2011 7:11:16 PM
healthy-rate3$50.0012/16/2011 12:37:10 PM
Sneezie$100.0012/16/2011 9:29:50 AM
awe-inspiring-diversification5$300.0012/16/2011 7:10:44 AM
moola-gargantuan9$50.0012/16/2011 6:02:58 AM
Darts$50.0012/16/2011 9:00:07 AM
unforgettable-wealth4$50.0012/15/2011 5:41:58 PM
SecondChanceLendingSERV$25.0012/15/2011 10:41:03 AM
C_Mark$50.0012/15/2011 9:35:32 AM
graceful-IRAinvestment$50.0012/15/2011 8:56:56 AM
income-banjo$50.0012/15/2011 9:10:19 AM
rolandweary$50.0012/14/2011 7:07:44 PM
reward-excellency1$25.0012/14/2011 6:55:24 PM
loan-rider7$25.0012/13/2011 8:00:14 AM
the_winning_ticket$100.0012/13/2011 1:06:43 AM
asset-producer1$100.0012/12/2011 7:58:36 PM
money-booster2$25.0012/12/2011 9:45:37 PM
graceful-IRAinvestment$30.0012/12/2011 8:54:59 PM
heart514$25.0012/12/2011 7:27:52 PM
AndChicksforFree$25.0012/12/2011 6:16:16 PM
Investor_DP$100.0012/12/2011 5:49:37 PM
indomitable-coin$25.0012/12/2011 5:23:05 PM
bb575$50.0012/12/2011 5:23:24 PM
BxRealtor$25.0012/12/2011 5:40:29 PM
asset-producer1$100.0012/12/2011 8:02:14 PM
first-integrity-gravity$500.0012/12/2011 9:35:03 PM
availableloan$25.0012/12/2011 8:36:08 PM
asset-producer1$100.0012/12/2011 7:55:42 PM
asset-producer1$200.0012/12/2011 8:05:10 PM
Bank_Of_XL$25.0012/13/2011 8:03:13 AM
commanding-treasure2$50.0012/13/2011 11:00:00 AM
wealth-infusion6$200.0012/13/2011 12:30:57 PM
happy-loot3$200.0012/13/2011 2:19:17 PM
radforj22$25.0012/13/2011 7:33:04 PM
vutah$25.0012/13/2011 8:43:14 PM
blue-radiant-economy$100.0012/14/2011 3:43:08 AM
MASinVestment$100.0012/14/2011 7:33:20 AM
superb-funds335$25.0012/14/2011 9:50:16 AM
rightwingliberal$25.0012/14/2011 5:18:01 PM
otherwisedisposed$250.0012/15/2011 8:49:05 AM
MoonMama$25.0012/15/2011 7:55:36 AM
blue-lively-platinum$25.0012/15/2011 9:46:05 AM
hope-hickory8$50.0012/15/2011 10:13:57 AM
kind-asset-circuit$50.0012/15/2011 2:39:32 PM
rajs$200.0012/15/2011 4:29:13 PM
unbelievable-exchange$100.0012/15/2011 4:45:41 PM
Goodlender42$25.0012/15/2011 5:08:55 PM
Watersports$50.0012/16/2011 5:57:41 AM
djs81$25.0012/16/2011 1:12:20 PM
processor115$100.0012/16/2011 5:59:19 PM
Imaginos1892$100.0012/17/2011 9:13:19 AM
GoingFishing$25.0012/17/2011 7:39:36 PM
77dowplace$33.9712/17/2011 9:57:42 PM
GoingFishing$25.0012/17/2011 7:40:51 PM
riproaringrapids$25.0012/18/2011 12:06:19 AM
wealth-infusion6$100.0012/18/2011 12:03:30 AM
houli123$250.0012/18/2011 3:49:16 AM
friendinmoney$29.9812/18/2011 10:40:33 AM
LtKen717$50.0012/18/2011 11:16:23 AM
selvamfinance$25.0012/18/2011 12:24:28 PM
unassuming-generosity$25.0012/18/2011 12:50:17 PM
genuine-loan0$25.0012/19/2011 7:40:34 AM
RJTintheBK$50.0012/19/2011 7:48:38 AM
ethical-income2$25.0012/19/2011 5:32:27 PM
helpishere777$25.0012/19/2011 8:13:36 PM
processor115$50.0012/19/2011 8:46:58 PM
grampy48$25.0012/20/2011 1:21:31 AM
affluence-generator2$100.0012/20/2011 7:43:10 AM
pine643$25.0012/20/2011 9:57:36 AM
intelligent-dedication9$1,500.0012/20/2011 12:14:45 PM
dpries123$25.0012/20/2011 1:19:09 PM
independent-revenue4$100.0012/20/2011 1:45:59 PM
dough-souffle$100.0012/20/2011 8:06:20 PM
R3vXX$50.0012/20/2011 7:10:31 PM
mex_invests$25.0012/20/2011 9:57:19 PM
orbital-transparency$32.2012/20/2011 10:31:26 PM
blue-radiant-economy$100.0012/21/2011 1:30:36 AM
sleepdeprived$39.5812/21/2011 4:04:51 AM
edsmoney$100.0012/21/2011 5:26:44 AM
110 Investments
 
Borrower Payment Dependent Notes Series 544239
This series of Notes was issued and sold upon the funding of the borrower loan #57720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $428.94
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1993 Debt/Income ratio: 7%
Credit score: 820-839 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:16y 8m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,786Stated income:$75,000-$99,999
Delinquencies in last 7y: 3 Bankcard utilization: 12%  
   Homeownership: Yes  
Screen name: alahchi Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Looking to Payoff My Debt.
Purpose of loan:
This loan will be used to pay off my credit card debt and a loan I took from family for home improvements.

My financial situation:
I am a good candidate for this loan because I have a stable job with a long employment history at a good company. I own my own home and have lived in it for the past 5 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/13/2011 9:02:28 AM
commanding-treasure2$50.0012/13/2011 11:00:06 AM
indomitable-coin$25.0012/13/2011 5:34:25 PM
MASinVestment$100.0012/14/2011 7:33:22 AM
worth-blanket2$12,500.0012/14/2011 12:33:47 PM
igniter584$25.0012/13/2011 9:17:11 AM
wealth-infusion6$200.0012/13/2011 12:30:59 PM
the-bright-velocity$25.0012/13/2011 2:26:30 PM
heart514$25.0012/14/2011 9:33:11 AM
ChrisProsper$19.9812/14/2011 1:43:19 PM
10 Investments
 
Borrower Payment Dependent Notes Series 544241
This series of Notes was issued and sold upon the funding of the borrower loan #57549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $213.85
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1990 Debt/Income ratio: 44%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 13 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,524Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: No  
Screen name: independent-loot2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting a Micro Business
Purpose of loan:
This loan will be used to start a micro craft business.

My financial situation:
I am a good candidate for this loan because I always pay my bills on time.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
unforgettable-wealth4$50.0012/13/2011 9:36:48 AM
truth-companion$25.0012/13/2011 9:24:52 AM
dough-souffle$100.0012/13/2011 2:24:20 PM
jonnysixgun$36.8212/14/2011 8:35:04 PM
allybailey$50.0012/14/2011 8:03:14 PM
jhernand17$25.0012/14/2011 9:11:26 PM
Bob450$25.0012/14/2011 7:11:09 PM
mbwillma$25.0012/14/2011 8:16:16 PM
useful-cash043$250.0012/14/2011 8:13:22 PM
TxAgInATL$75.0012/14/2011 6:19:00 PM
generosity-poem2$40.0012/14/2011 6:45:16 PM
JJYossarian$50.0012/14/2011 6:07:23 PM
AEH_Now$25.0012/14/2011 5:31:52 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:05 PM
vibraphone3$25.0012/14/2011 5:26:19 PM
coasterman$25.0012/14/2011 12:07:52 PM
grasshopper55$50.0012/14/2011 12:57:26 PM
HHP$100.0012/14/2011 9:46:57 AM
kind-credit-bear$25.0012/14/2011 9:45:18 AM
Comoparklender$25.0012/14/2011 9:22:04 AM
ecstatic-money064$25.0012/14/2011 9:22:44 AM
wwwUniversal$25.0012/14/2011 9:18:48 AM
money-surge1$25.0012/14/2011 9:09:32 AM
income-rocker2$50.0012/14/2011 8:56:49 AM
bassman2$25.0012/14/2011 9:05:47 AM
money-booster2$25.0012/14/2011 6:47:09 AM
zeeexsixare$200.0012/13/2011 9:00:59 PM
Starfin-Capital-Management$100.0012/14/2011 4:02:57 AM
useful-cash043$250.0012/13/2011 7:02:58 PM
blue-radiant-economy$100.0012/14/2011 12:24:55 AM
Lubava$25.0012/13/2011 6:05:08 PM
finance-magma7$25.0012/13/2011 9:45:01 PM
fortytwo$150.0012/13/2011 5:22:34 PM
worthy-bid8$50.0012/13/2011 5:40:22 PM
BankofRon$25.0012/13/2011 5:36:56 PM
patriot0$25.0012/13/2011 4:31:39 PM
Kids-College-Fund$500.0012/13/2011 3:32:56 PM
Investor_DP$100.0012/13/2011 9:33:49 AM
sjc224$25.0012/13/2011 4:20:58 PM
MASinVestment$100.0012/13/2011 4:27:47 PM
finance-prescription$100.0012/13/2011 5:10:03 PM
HamachiMan$50.0012/13/2011 5:17:03 PM
deal-searcher1$25.0012/13/2011 4:40:56 PM
nimble-revenue5$50.0012/13/2011 5:28:40 PM
jgar_O$25.0012/13/2011 5:10:52 PM
heart514$25.0012/13/2011 5:36:49 PM
blue-lively-platinum$25.0012/13/2011 5:45:54 PM
vibrant-trade8$35.0012/13/2011 5:37:25 PM
the-hope-workhorse$100.0012/13/2011 7:52:23 PM
return-investor6$50.0012/13/2011 9:54:45 PM
riveting-credit5$50.0012/14/2011 12:12:39 AM
glenium$25.0012/14/2011 2:30:34 AM
loanman2007$25.0012/14/2011 5:29:03 AM
suave-dime6$25.0012/14/2011 6:07:09 AM
worldly-community3$38.0012/14/2011 9:20:14 AM
TheCount$25.0012/14/2011 9:41:39 AM
top-historic-peso$25.0012/14/2011 9:38:23 AM
Starica$300.0012/14/2011 12:39:21 PM
bsh297$30.5512/14/2011 1:55:05 PM
greencat$50.0012/14/2011 2:14:51 PM
graceful-IRAinvestment$100.0012/14/2011 5:19:51 PM
LateOneNight$25.0012/14/2011 4:51:32 PM
market-jam$37.0012/14/2011 5:30:27 PM
rate-sceptre$25.0012/14/2011 5:53:37 PM
moopi$25.0012/14/2011 6:12:27 PM
Starfin300$41.3812/14/2011 6:14:24 PM
PlatinumBank$25.0012/14/2011 6:44:54 PM
Investor_83$25.0012/14/2011 6:37:52 PM
sophisticated-credit0$100.0012/14/2011 6:39:49 PM
michaelray703$25.0012/14/2011 8:33:34 PM
cbr600fs$25.0012/14/2011 9:29:57 PM
preventivepestcontrol$50.0012/14/2011 9:01:31 PM
dinero-baron$150.2512/14/2011 9:36:55 PM
kindness-party$26.0012/14/2011 11:47:41 AM
evergreen16$100.0012/14/2011 11:46:11 AM
orange-vigilance-shower$50.0012/14/2011 11:24:44 AM
nshabani6$25.0012/14/2011 10:34:28 AM
dublin063$25.0012/14/2011 10:25:33 AM
neorunner$25.0012/14/2011 10:05:12 AM
first-repayment-magician$40.0012/14/2011 9:56:02 AM
80 Investments
 
Borrower Payment Dependent Notes Series 544243
This series of Notes was issued and sold upon the funding of the borrower loan #57532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-12-2011 
Term: 12 months Listing End date:  Dec-13-2011 
 
Lender yield: 10.13% Borrower rate/APR: 11.13% / 18.84% Monthly payment: $176.88
 
Lender servicing fee: 1.00% Effective Yield*: 9.97%  
Estimated return*: 4.02%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2000 Debt/Income ratio: 13%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 23 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,503Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: enchanted-finance570 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Cement
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3500
Monthly expenses: $
Housing: $850
Insurance: $
Car expenses: $130
Utilities: $150
Phone, cable, internet: $130
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/12/2011 5:32:16 PM
igniter584$25.0012/12/2011 5:11:55 PM
EngineersAlliance$75.0012/12/2011 5:28:53 PM
QuidWilson$25.0012/12/2011 5:38:00 PM
BxRealtor$25.0012/12/2011 5:40:30 PM
Investor_DP$100.0012/12/2011 5:49:48 PM
heart514$25.0012/12/2011 7:27:53 PM
impressive-justice6$25.0012/13/2011 4:52:59 AM
loan-rider7$25.0012/13/2011 7:59:02 AM
authentic-kindness1$50.0012/13/2011 10:27:54 AM
wealth-infusion6$200.0012/13/2011 12:44:24 PM
wealth-infusion6$200.0012/13/2011 12:30:58 PM
dudebrah$25.0012/13/2011 4:20:43 PM
Bendistraw$25.0012/12/2011 5:10:29 PM
bazaar-festivity$25.0012/12/2011 5:36:35 PM
thankful-nickel2$25.0012/12/2011 6:48:33 PM
money-booster2$25.0012/12/2011 9:49:01 PM
the_winning_ticket$100.0012/13/2011 1:06:44 AM
secureincome$250.0012/13/2011 7:28:37 AM
terrific-dough6$50.0012/13/2011 9:22:03 AM
lender2611$50.0012/13/2011 11:42:34 AM
aliasqalias$25.0012/13/2011 11:51:57 AM
penny-plato$25.0012/13/2011 1:01:02 PM
fairness-javelin7$25.0012/13/2011 1:35:18 PM
commanding-treasure2$50.0012/13/2011 11:00:01 AM
r48$25.0012/13/2011 4:20:40 PM
sjc224$25.0012/13/2011 4:20:54 PM
MASinVestment$400.0012/13/2011 4:38:16 PM
28 Investments
 
Borrower Payment Dependent Notes Series 544249
This series of Notes was issued and sold upon the funding of the borrower loan #57908, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Apr-2000 Debt/Income ratio: 46%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 38 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,244Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: credit-sunshine257 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation of bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/14/2011 9:12:21 AM
jkeller4000$25.0012/14/2011 9:13:31 AM
social-heart$25.0012/14/2011 5:36:10 PM
papaloha$25.0012/16/2011 6:51:10 PM
trade-surge3$25.0012/17/2011 8:04:03 AM
lowrater$100.5012/17/2011 2:11:20 PM
a-restless-dollar$25.0012/18/2011 7:07:32 AM
best-asset-jedi$50.0012/18/2011 10:35:18 AM
ready-vigilance3$50.0012/18/2011 10:28:38 AM
Mrs-Honeydew$25.0012/18/2011 1:52:46 PM
deal-searcher1$25.0012/18/2011 3:07:11 PM
GElender$25.0012/19/2011 5:52:00 AM
patriot0$50.0012/18/2011 7:17:44 PM
found_funds$50.0012/18/2011 8:41:48 PM
ddog0224$25.0012/19/2011 5:42:35 AM
the-laudable-peso$40.0012/19/2011 9:20:19 AM
camaraderi-aspen$100.0012/19/2011 10:53:12 AM
duty-whomper5$28.8512/19/2011 11:04:19 AM
queentut$50.0012/19/2011 6:47:04 PM
well-mannered-income3$40.0012/19/2011 8:12:11 PM
nimble-money086$25.0012/19/2011 8:54:43 PM
market-pudding$25.0012/20/2011 3:27:57 AM
Zoomzoom22$50.0012/19/2011 9:04:52 PM
nalaari$35.2612/20/2011 5:43:16 AM
VikingLender$25.0012/20/2011 4:33:08 AM
quest0$50.0012/20/2011 5:51:04 AM
justsk8tingby$30.0012/20/2011 8:04:27 AM
keichi03$25.0012/20/2011 8:15:59 AM
greencat$50.0012/20/2011 7:15:39 AM
nfx$40.0012/20/2011 7:23:48 AM
MBurns$25.0012/20/2011 9:30:02 AM
Montiesholdings$25.0012/20/2011 10:14:09 AM
2grindstones$30.0012/20/2011 11:25:07 AM
sisepuede$25.0012/20/2011 2:45:45 PM
dough-souffle$50.0012/20/2011 8:03:42 PM
zone6$100.0012/20/2011 8:48:09 PM
red-benefit-ruler$25.0012/21/2011 8:03:40 AM
gallant-economy9$50.0012/21/2011 9:44:27 AM
cash4closeoutsdotnet$26.0012/21/2011 5:25:51 PM
radforj22$25.0012/22/2011 5:32:20 AM
compassion-neutron$25.0012/22/2011 6:20:18 AM
LuckyDuck49$25.0012/22/2011 7:01:50 AM
first-dinero-igloo$25.0012/22/2011 6:43:54 AM
Something-Corporate$25.0012/14/2011 9:46:50 AM
blue-radiant-economy$200.0012/14/2011 8:44:15 PM
SecondChanceLendingSERV$25.0012/15/2011 1:31:54 PM
heart514$25.0012/16/2011 9:44:50 AM
ethical-truth211$300.0012/17/2011 2:32:26 AM
riveting-credit5$50.0012/17/2011 8:28:00 AM
treasure-hunter270$25.0012/17/2011 8:10:24 AM
green-rate-futurist$25.0012/17/2011 10:05:52 AM
kind-diligent-coin$25.0012/17/2011 2:17:29 PM
TravisMcGee$25.0012/17/2011 3:01:39 PM
social-hunter5$25.0012/17/2011 3:10:42 PM
blue-lively-platinum$25.0012/18/2011 12:31:48 PM
droopie1$25.0012/18/2011 6:31:54 PM
terrific-peace8$25.0012/18/2011 5:11:43 PM
Planecourage$25.0012/19/2011 12:17:01 AM
new-social-economist$60.0012/19/2011 12:27:21 AM
money-booster2$25.0012/19/2011 7:58:40 AM
basis-viking$58.1212/19/2011 2:37:44 PM
hyrolln$25.0012/19/2011 5:40:02 PM
useful-cash043$500.0012/19/2011 7:01:36 PM
Valley-of-the-Dollar$25.0012/19/2011 8:45:06 PM
autonomous-truth$50.0012/19/2011 8:24:35 PM
shawnw2$25.0012/20/2011 2:11:05 AM
thebigrig$200.0012/20/2011 7:21:36 AM
evergreen16$50.0012/20/2011 9:25:42 AM
168RichCapital$25.1212/20/2011 12:42:03 PM
pureliquidhw$25.0012/20/2011 7:07:03 PM
independent-listing796$25.0012/21/2011 4:33:28 AM
klend4$25.0012/21/2011 12:14:56 PM
golden-velocity9$25.0012/21/2011 6:44:56 PM
OLYVRC$25.0012/21/2011 8:13:32 PM
money-baron-Roth401k$50.0012/21/2011 9:31:37 PM
economy-shrubbery6$25.0012/21/2011 10:26:17 PM
DreDub$50.0012/22/2011 5:30:47 AM
leverage-monger$25.0012/22/2011 6:37:28 AM
restless-dime$50.0012/22/2011 7:25:07 AM
ethical-truth211$161.1512/22/2011 7:34:01 AM
80 Investments
 
Borrower Payment Dependent Notes Series 544267
This series of Notes was issued and sold upon the funding of the borrower loan #57750, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1997 Debt/Income ratio: 18%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 16 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,395Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: red-treasure-universe Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
homs improvement fence
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$100.0012/12/2011 5:05:58 PM
Investor_DP$100.0012/12/2011 5:50:09 PM
Whipster$60.0012/12/2011 6:12:54 PM
heart514$25.0012/12/2011 7:27:53 PM
AndChicksforFree$25.0012/12/2011 6:17:54 PM
AlternativeCashFlow$25.0012/12/2011 6:51:10 PM
taltman$25.0012/12/2011 9:43:07 PM
economy-sunrise$25.0012/12/2011 11:46:45 PM
favorite-commerce$35.0012/13/2011 7:17:28 AM
loanman2007$25.0012/13/2011 4:31:57 AM
skillful-asset5$30.0012/13/2011 8:31:54 AM
affluence-generator2$100.0012/13/2011 9:20:09 AM
CA-Lender$25.0012/13/2011 10:04:36 AM
lendstats_com$200.0012/13/2011 9:40:55 AM
worth-blanket2$2,900.0012/13/2011 11:30:12 AM
market-solstice2$25.0012/12/2011 5:07:44 PM
phenomenal-gain5$25.0012/12/2011 7:36:56 PM
first-integrity-gravity$1,000.0012/12/2011 9:25:35 PM
money-booster2$25.0012/12/2011 9:54:34 PM
graceful-IRAinvestment$30.0012/12/2011 8:50:35 PM
sensible-fund$25.0012/13/2011 3:27:58 AM
wonder3$35.0012/13/2011 6:02:16 AM
lowrater$50.7012/13/2011 6:32:38 AM
handy-justice$50.0012/13/2011 7:06:22 AM
leverage-monger$25.0012/13/2011 7:39:20 AM
VesuvianMan$25.0012/13/2011 9:25:27 AM
golden-velocity9$35.0012/13/2011 11:20:38 AM
27 Investments
 
Borrower Payment Dependent Notes Series 544273
This series of Notes was issued and sold upon the funding of the borrower loan #57483, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1975 Debt/Income ratio: 12%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 13 / 10Length of status:0y 4m
Amount delinquent: $3,477 Total credit lines: 25 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $255,347Stated income:$100,000+
Delinquencies in last 7y: 17 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: responsive-bazaar4 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation/payoff.
Purpose of loan:
This loan will be used to...Pay off a debt.

My financial situation:
I am a good candidate for this loan because...
I always pay my bills.

Monthly net income: $7041.00
Monthly expenses: $
Housing: $3126.00
Insurance: $261.00
Car expenses: $200.00
Utilities: $400.00
Phone, cable, internet: $100.00
Food, entertainment: $800.00
Clothing, household expenses: $100.00
Credit cards and other loans: $800.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/13/2011 11:32:00 AM
1 Investments
 
Borrower Payment Dependent Notes Series 544283
This series of Notes was issued and sold upon the funding of the borrower loan #57499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $299.39
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1989 Debt/Income ratio: 33%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 10Length of status:42y 0m
Amount delinquent: $0 Total credit lines: 27 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,217Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: loot-parsec2 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 5082.99
Monthly expenses: $
Housing: $ 1121.16
Insurance: $ 145.00
Car expenses: $ 284.93
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/13/2011 5:07:37 PM
bazaar-festivity$25.0012/13/2011 5:08:59 PM
unforgettable-wealth4$50.0012/13/2011 5:10:33 PM
Whipster$80.0012/13/2011 5:17:15 PM
fortytwo$29.0012/13/2011 5:22:34 PM
PatriotKnight$25.0012/13/2011 5:19:53 PM
jkeller4000$25.0012/13/2011 5:22:07 PM
nimble-revenue5$50.0012/13/2011 5:28:41 PM
heart514$25.0012/13/2011 5:36:51 PM
graceful-IRAinvestment$25.0012/13/2011 5:27:41 PM
blue-radiant-economy$200.0012/14/2011 12:30:54 AM
golden-velocity9$25.0012/14/2011 8:43:17 AM
money-booster2$25.0012/14/2011 9:41:30 AM
camaraderi-aspen$100.0012/14/2011 10:42:34 AM
truth-companion$25.0012/13/2011 5:07:20 PM
heavenly-interest9$500.0012/13/2011 5:31:47 PM
SFBank$50.0012/13/2011 7:16:32 PM
greencat$50.0012/14/2011 7:23:56 AM
MASinVestment$150.0012/14/2011 8:06:07 AM
Interloper$25.0012/14/2011 12:05:30 PM
worth-blanket2$5,400.0012/14/2011 12:33:17 PM
the-hope-workhorse$16.0012/14/2011 1:40:43 PM
22 Investments
 
Borrower Payment Dependent Notes Series 544289
This series of Notes was issued and sold upon the funding of the borrower loan #57851, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $423.13
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1969 Debt/Income ratio: 14%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:7y 9m
Amount delinquent: $0 Total credit lines: 11 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $299,884Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: discrete-dedication182 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Markeing Expense to Expand and Grow
Purpose of loan: Marketing for expansion and growth of my company.

This loan will be used to pay for marketing to grow company. Also for office furniture (Chairs, Computers, Phone, etc). The company provides office space for professionals such as Accountants/CPA's, Lawyers, and other Small Business Owners.

My financial situation: Have Full Time Job and Business on the Side.
I am a good candidate for this loan because...I have a long history of making on time payments, have a full time job that provides income to pay all my bills before due and have relative industry experience.


Monthly net income: $7410.00
Monthly expenses: $500
Housing: $775 BofA Home Equity LOC
Insurance: $150
Car expenses: $0
Utilities: $125
Phone, cable, internet: $30
Food, entertainment: $100
Clothing, household expenses: $10
Credit cards and other loans: See Below:
HSBC BALANCE $ 5500 PAY $600 PER MONTH
CREDIT UNION 1 BALANCE 13500 PAY $1000 PER MONTH
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/13/2011 5:07:11 PM
igniter584$25.0012/13/2011 5:40:30 PM
lender2611$25.0012/13/2011 5:43:13 PM
AFairDeal$25.0012/13/2011 5:42:04 PM
Bank_Of_XL$25.0012/14/2011 7:51:29 AM
worth-blanket2$11,700.0012/14/2011 12:32:28 PM
commanding-treasure2$50.0012/13/2011 5:13:34 PM
MASinVestment$100.0012/14/2011 7:33:24 AM
8 Investments
 
Borrower Payment Dependent Notes Series 544291
This series of Notes was issued and sold upon the funding of the borrower loan #57544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $129.45
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Dec-1998 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 3Employment status:Self-employed
Now delinquent: 1 Current / open credit lines: 8 / 7Length of status:0y 11m
Amount delinquent: $152 Total credit lines: 15 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 4 Revolving credit balance: $2,108Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: Yes  
Screen name: the-useful-wampum Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Funds
Purpose of loan:
This loan will be used to...

My financial situation: Good
I am a good candidate for this loan because...I will pay it back..


Monthly net income: $2500.00
Monthly expenses: $1500.00
Housing: $780.00
Insurance: $100.00
Car expenses: $192.00
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-shrubbery6$25.0012/12/2011 5:09:20 PM
keeminn$25.0012/14/2011 12:15:04 PM
kind-credit-bear$29.2212/15/2011 7:14:40 AM
credit-socrates648$2,500.0012/15/2011 1:43:07 PM
heart514$25.0012/12/2011 7:27:53 PM
the-hope-workhorse$100.0012/13/2011 2:18:16 PM
blue-radiant-economy$100.0012/13/2011 11:39:41 PM
greenback-guard$25.0012/15/2011 5:15:05 AM
capital-galaxy$25.0012/15/2011 4:18:46 AM
CubsFan23$67.6412/15/2011 10:52:03 AM
transparency-baton$25.0012/15/2011 12:19:55 PM
reinforced-gain7$53.1412/15/2011 2:05:18 PM
12 Investments
 
Borrower Payment Dependent Notes Series 544301
This series of Notes was issued and sold upon the funding of the borrower loan #57620, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $387.87
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1994 Debt/Income ratio: 5%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 22 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $11,152Stated income:$100,000+
Delinquencies in last 7y: 14 Bankcard utilization: 60%  
   Homeownership: Yes  
Screen name: pious-dime0 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
ATV purchase for yard and farm main
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
commanding-treasure2$50.0012/13/2011 5:13:35 PM
igniter584$25.0012/13/2011 5:40:31 PM
lender2611$25.0012/13/2011 5:43:14 PM
graceful-IRAinvestment$53.0012/14/2011 12:06:58 PM
worth-blanket2$10,600.0012/14/2011 12:32:31 PM
Investor_DP$100.0012/13/2011 5:07:12 PM
MASinVestment$100.0012/14/2011 7:33:25 AM
ChrisProsper$47.0012/14/2011 1:43:21 PM
8 Investments
 
Borrower Payment Dependent Notes Series 544303
This series of Notes was issued and sold upon the funding of the borrower loan #57588, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-13-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $107.88
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1997 Debt/Income ratio: 3%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 4 Current / open credit lines: 1 / 1Length of status:1y 5m
Amount delinquent: $16,055 Total credit lines: 19 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 27 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: helicopterjeff Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan: Repair autos and update bathroom

My financial situation:
I am a good candidate for this loan because I can make auto payments and generally pay off loans early. My primary need is to get repairs done asap.


Monthly net income: $ 4583
Monthly expenses: $ 2500 (overall)
Housing: $ 895
Insurance: $ 80
Car expenses: $ 55
Utilities: $ 117
Phone, cable, internet: $ 370
Food, entertainment: $ 100
Clothing, household expenses: $ 150
Credit cards and other loans: $ 0
Other expenses: savings $ 250, etc.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-shrubbery6$25.0012/12/2011 5:09:20 PM
SolarMoonshine$25.0012/12/2011 5:18:04 PM
heart514$25.0012/12/2011 7:27:54 PM
Core-Marketing$25.0012/13/2011 4:54:29 AM
worth-blanket2$2,400.0012/13/2011 11:31:07 AM
5 Investments
 
Borrower Payment Dependent Notes Series 544311
This series of Notes was issued and sold upon the funding of the borrower loan #57881, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $396.91
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1995 Debt/Income ratio: 19%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 12 / 8Length of status:8y 11m
Amount delinquent: $567 Total credit lines: 50 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,871Stated income:$75,000-$99,999
Delinquencies in last 7y: 23 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: david07 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 30 ( 86% ) 620-639 (Latest)
Principal borrowed: $3,000.00< 31 days late: 5 ( 14% )  
560-579 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Consolidate many into one!
Purpose of loan:
This loan will be used to...pay off existing accounts in order to have one payment vice 3 or 4.

My financial situation:
I am a good candidate for this loan because...I have a stable job (in the Navy for 8 yrs and 11months) and I have been paying my bills on time for the last 2 1/2 years.

Monthly net income: $63,000
Monthly expenses: $300
Housing: $700
Insurance: $0
Car expenses: $0
Utilities: $30
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $30
Credit cards and other loans: $850
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
skillful-asset5$25.0012/13/2011 9:06:59 AM
graceful-IRAinvestment$60.0012/13/2011 9:08:20 AM
Agonbiew$50.0012/13/2011 9:11:57 AM
affluence-generator2$100.0012/13/2011 9:20:23 AM
truth-companion$25.0012/13/2011 9:24:52 AM
312-Lender$25.0012/13/2011 9:09:29 AM
DHolly$31.0012/13/2011 9:13:25 AM
money-baron-Roth401k$25.0012/13/2011 9:13:42 AM
Jack55304$200.0012/13/2011 9:19:59 AM
red-power-pecan$50.0012/13/2011 9:20:49 AM
loanman2007$125.0012/13/2011 9:49:27 AM
Investor_DP$100.0012/13/2011 9:33:42 AM
shrewd-income$25.0012/13/2011 10:49:53 AM
money-baron-roth-IRA$50.0012/13/2011 9:45:12 AM
cattlebaron$25.0012/13/2011 4:17:01 PM
haplender$50.0012/13/2011 1:48:12 PM
zeeexsixare$100.0012/13/2011 2:46:46 PM
sjc224$25.0012/13/2011 4:20:59 PM
Asgardian$30.0012/13/2011 5:30:11 PM
heart514$25.0012/13/2011 5:36:50 PM
brazilofmux$95.0012/13/2011 5:26:04 PM
skillful-auction$25.0012/13/2011 6:37:15 PM
wealth-infusion6$50.0012/13/2011 10:09:41 PM
lowrater$200.6012/13/2011 10:37:11 PM
high_flyer$100.0012/13/2011 11:20:41 PM
impeccable-ore3$25.0012/13/2011 7:02:44 PM
SFBank$50.0012/13/2011 7:12:59 PM
bold-meteoric-justice$78.9412/13/2011 8:01:22 PM
geophreigh$34.4412/14/2011 4:10:36 AM
beachliving29$38.7712/14/2011 4:27:16 AM
cerebral-deal353$25.0012/14/2011 5:45:54 AM
chererat$100.0012/14/2011 7:38:18 AM
SouthernRemarketing$32.8512/14/2011 8:46:01 AM
AF-Chief$25.0012/14/2011 9:07:09 AM
diplomatic-wealth7$25.0012/14/2011 9:11:23 AM
camaraderi-aspen$100.0012/14/2011 11:15:28 AM
richboy56$25.0012/13/2011 9:11:12 AM
twjh$25.0012/13/2011 9:28:51 AM
missing-link$25.0012/13/2011 9:43:01 AM
helvet$30.0012/13/2011 9:24:22 AM
trumpeter5$25.0012/13/2011 11:21:44 AM
amlu1988$25.0012/13/2011 11:32:00 AM
mikeandcat$251.0012/13/2011 12:11:39 PM
integrity-doctor$100.0012/13/2011 12:21:27 PM
tidy-fairness3$25.0012/13/2011 10:15:17 AM
Feyenoord$30.0012/13/2011 10:39:25 AM
hillerod$25.1312/13/2011 10:42:55 AM
thankful-nickel2$25.0012/13/2011 12:47:12 PM
american-investor$50.0012/13/2011 1:00:06 PM
chameleon125$25.0012/13/2011 3:38:57 PM
RoZu_Lending$100.0012/13/2011 3:47:29 PM
Rollshaft$30.0012/13/2011 12:45:12 PM
sensible-fund$25.0012/13/2011 4:03:21 PM
MASinVestment$50.0012/13/2011 5:16:16 PM
PatriotKnight$25.0012/13/2011 5:17:08 PM
nimble-revenue5$50.0012/13/2011 5:28:40 PM
SecondChanceLendingSERV$25.0012/13/2011 5:32:14 PM
papaloha$50.0012/13/2011 7:37:13 PM
managedfund$1,333.0012/13/2011 5:43:30 PM
return-grizzly$100.0012/14/2011 2:07:41 AM
SolarMoonshine$25.0012/14/2011 4:05:46 AM
Socorro_Capital_Partners$25.0112/13/2011 9:24:18 PM
a-noble-coin$50.0012/13/2011 10:02:34 PM
taetrade$25.0012/14/2011 6:24:40 AM
Bob450$25.0012/14/2011 6:50:44 AM
blue-radiant-economy$100.0012/14/2011 2:58:18 AM
Mrs-Honeydew$30.0012/14/2011 4:28:16 AM
the-laudable-peso$40.0012/14/2011 7:04:53 AM
Leshan$100.0012/14/2011 9:38:35 AM
worth-blanket2$4,900.0012/14/2011 12:31:17 PM
DoctorJoe$25.0012/14/2011 9:54:42 AM
compassion-artisan9$31.7812/14/2011 12:30:03 PM
72 Investments
 
Borrower Payment Dependent Notes Series 544319
This series of Notes was issued and sold upon the funding of the borrower loan #58217, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $352.61
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1998 Debt/Income ratio: 9%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 22 Occupation: Retail Management
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,366Stated income:$75,000-$99,999
Delinquencies in last 7y: 37 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: methodical-kindness1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding funds
Purpose of loan: to pay off the rest of the caterer at our wedding
This loan will be used to... pay off wedding

My financial situation: My car has been paid off with Bank of America about 5 months ago. I have about $1500 in credit card debt.
I am a good candidate for this loan because... I have a secure job with great pay. I recently left Office Depot which I had been with them for 12 years, for a different company with more pay. Unfortunately, I don't have a credit card with a higher limit to pay off the wedding.


Monthly net income: $ 5615
Monthly expenses: $
Housing: $700
Insurance: $
Car expenses: $ 0
Utilities: $
Phone, cable, internet: $ 108
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/13/2011 5:07:12 PM
commanding-treasure2$50.0012/13/2011 5:13:35 PM
magnificent-euro543$25.0012/13/2011 7:33:12 PM
igniter584$25.0012/13/2011 5:40:31 PM
lender2611$25.0012/13/2011 5:43:14 PM
deal-dolphin5$100.0012/13/2011 6:21:50 PM
MASinVestment$100.0012/14/2011 7:33:25 AM
worth-blanket2$9,600.0012/14/2011 12:32:04 PM
8 Investments
 
Borrower Payment Dependent Notes Series 544325
This series of Notes was issued and sold upon the funding of the borrower loan #57635, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $148.48
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1999 Debt/Income ratio: 22%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 23 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,354Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: Yes  
Screen name: newest-exchange-enjoyment Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bill consoldation
Purpose of loan:
This loan will be used to..pay of some bills and give me more flexability with my finances.

My financial situation:
I am a good candidate for this loan because...i pay all my bills and have excelent credit rating
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
chicagobanker$50.0012/13/2011 5:06:07 PM
green-trade-dolphin2$27.5612/13/2011 5:02:19 PM
market-solstice2$25.0012/13/2011 5:09:28 PM
Centerline15$25.0012/13/2011 5:26:56 PM
igniter584$25.0012/13/2011 5:40:32 PM
penguino$100.0012/13/2011 6:23:39 PM
UncleSafety$100.0012/13/2011 6:39:36 PM
caring-hope2$25.0012/13/2011 6:36:55 PM
SCD$25.0012/13/2011 8:07:26 PM
MASinVestment$100.0012/14/2011 7:33:25 AM
swissbanker$25.0012/14/2011 7:10:47 AM
gravbox$25.0012/14/2011 9:13:53 AM
credit-panda1$25.0012/14/2011 9:23:35 AM
108lender$120.0012/14/2011 2:41:22 PM
social-heart$25.0012/14/2011 5:39:53 PM
the_winning_ticket$52.0012/14/2011 5:25:38 PM
magnificent-income7$25.0012/14/2011 6:19:11 PM
Mav26$68.4412/14/2011 6:09:08 PM
rolandweary$50.0012/14/2011 7:07:47 PM
established-hope5$50.0012/14/2011 7:26:06 PM
reward-excellency1$50.0012/14/2011 6:53:16 PM
Money_Hog$25.0012/14/2011 7:52:26 PM
mozzarella$25.0012/14/2011 8:17:14 PM
asset-producer1$200.0012/14/2011 8:26:21 PM
jrlvnv$50.0012/14/2011 9:22:16 PM
commitment-jedi4$25.0012/15/2011 3:02:49 AM
genuine-loan0$25.0012/15/2011 7:53:29 AM
pnace$50.0012/15/2011 8:20:11 AM
john0720$25.0012/15/2011 7:09:29 AM
ToloUSN$50.0012/15/2011 7:55:05 AM
MoonMama$25.0012/15/2011 7:55:39 AM
otherwisedisposed$250.0012/15/2011 8:49:06 AM
cash-vault$25.0012/15/2011 9:33:33 AM
dastdx1847$25.0012/15/2011 10:19:00 AM
igniter584$75.0012/15/2011 10:33:41 AM
SOP_Bank$25.0012/15/2011 2:42:30 PM
rajs$349.4112/15/2011 3:35:15 PM
economy-beast$25.0012/15/2011 1:53:29 PM
pdub$75.0012/13/2011 5:18:05 PM
aabadabadoo$25.0012/13/2011 5:10:38 PM
skillful-diversification2$25.0012/13/2011 5:16:22 PM
BxRealtor$25.0012/13/2011 5:16:48 PM
bb575$50.0012/13/2011 5:26:38 PM
indomitable-coin$25.0012/13/2011 5:34:26 PM
commanding-treasure2$50.0012/13/2011 5:13:36 PM
heart514$25.0012/13/2011 5:36:51 PM
AFairDeal$25.0012/13/2011 5:41:56 PM
the-bright-velocity$25.0012/13/2011 5:21:27 PM
principal-star$25.0012/13/2011 7:25:06 PM
radforj22$25.0012/13/2011 7:31:52 PM
iaffy$25.0012/13/2011 5:48:17 PM
promise2$50.0012/13/2011 10:30:47 PM
blot44$25.0012/14/2011 4:21:08 AM
Bank_Of_XL$25.0012/14/2011 7:51:54 AM
money-booster2$50.0012/14/2011 9:40:40 AM
lowrater$100.7012/14/2011 2:21:43 PM
flexible-wealth417$25.0012/14/2011 11:49:22 AM
MichaelProsper$25.0012/14/2011 5:29:20 PM
C_Mark$50.0012/14/2011 6:02:51 PM
zevonyc$25.0012/14/2011 6:17:47 PM
social-heart$25.0012/14/2011 5:39:43 PM
tonpa$50.0012/14/2011 6:42:47 PM
happy-loot3$100.0012/14/2011 7:14:38 PM
giftgold$25.0012/14/2011 7:16:54 PM
socal-lender$25.0012/14/2011 8:00:31 PM
gain-mountain1$100.0012/14/2011 9:04:58 PM
engaging-worth$25.0012/14/2011 10:08:29 PM
capital-star5$25.0012/15/2011 5:06:58 AM
credit-bank-usa611$25.0012/14/2011 10:38:56 PM
bold-shrewd-dedication$250.0012/15/2011 5:55:27 AM
yield-hut$25.0012/15/2011 2:41:47 AM
JeffHoll$50.0012/15/2011 5:48:58 AM
TicTac$40.0012/15/2011 6:38:55 AM
greenback-guard$25.0012/15/2011 5:06:13 AM
first-class-yield9$50.0012/15/2011 5:57:30 AM
goodhearted-basis4$25.0012/15/2011 8:57:07 AM
CoolPlexer$25.0012/15/2011 9:45:17 AM
agile-loan0$25.0012/15/2011 10:30:57 AM
hope-hickory8$50.0012/15/2011 9:44:55 AM
wealth-achievement6$25.0012/15/2011 10:05:43 AM
TXCapLeader$63.6112/15/2011 10:12:22 AM
houli123$250.0012/15/2011 11:59:39 AM
kind-asset-circuit$50.0012/15/2011 2:39:33 PM
intelligent-treasure075$28.2812/15/2011 2:15:04 PM
wampum-chorus3$25.0012/15/2011 3:00:24 PM
85 Investments
 
Borrower Payment Dependent Notes Series 544337
This series of Notes was issued and sold upon the funding of the borrower loan #57837, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-13-2011 
Term: 12 months Listing End date:  Dec-20-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $921.57
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-2007 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:5y 9m
Amount delinquent: $0 Total credit lines: 7 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $749Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: No  
Screen name: first-exponential-economy Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buisness Debt Consolidation
Purpose of loan:
This loan will be used to...

My financial situation: Good
I am a good candidate for this loan because...


Monthly net income: $4923.
Monthly expenses: $256
Housing: $500
Insurance: $105
Car expenses: $256
Utilities: $105
Phone, cable, internet: $135
Food, entertainment: $176
Clothing, household expenses: $75
Credit cards and other loans: $268
Other expenses: $36
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/13/2011 5:07:29 PM
MASinVestment$50.0012/13/2011 5:16:18 PM
lowrater$100.6012/13/2011 9:52:37 PM
a-restless-dollar$25.0012/14/2011 8:12:46 AM
secureincome$269.0012/14/2011 9:06:43 AM
r48$25.0012/14/2011 5:50:44 PM
greenback-guard$25.0012/15/2011 5:09:13 AM
profit-powerplant$25.0012/15/2011 9:08:29 AM
Interloper$25.0012/15/2011 12:07:42 PM
miked8303$50.0012/15/2011 1:21:41 PM
unbelievable-exchange$100.0012/15/2011 4:45:47 PM
STLRacer$30.0012/16/2011 8:07:59 AM
on_your_side$25.0012/16/2011 3:18:53 PM
processor115$25.0012/16/2011 6:03:38 PM
best-unbeatable-transaction$25.0012/16/2011 5:14:47 PM
sharp-bill2$50.0012/16/2011 7:17:02 PM
jkeller4000$25.0012/17/2011 4:00:35 AM
emphatic-bonus5$250.0012/17/2011 9:18:19 AM
missing-link$25.0012/17/2011 12:28:08 PM
heart514$25.0012/17/2011 12:43:06 PM
orange-preeminant-bill$25.0012/17/2011 12:37:45 PM
the-silver-blaster$50.0012/17/2011 1:24:12 PM
fortytwo$150.0012/17/2011 12:50:52 PM
truth-companion$25.0012/17/2011 12:53:35 PM
first-friendly-listing$31.0212/17/2011 2:05:35 PM
marauder763$50.0012/17/2011 3:03:12 PM
GTog$25.0012/17/2011 4:32:54 PM
riproaringrapids$25.0012/18/2011 12:06:23 AM
stock106$25.0012/18/2011 8:03:58 AM
life-is-great$25.0012/18/2011 12:39:39 PM
bold-shrewd-duty$25.0012/18/2011 3:05:36 PM
Mrs-Honeydew$25.0012/18/2011 1:50:50 PM
deal-searcher1$35.0012/18/2011 3:04:32 PM
money-booster2$35.0012/18/2011 7:04:02 PM
careful-note1$25.0012/19/2011 6:23:17 AM
noble-yield136$50.0012/19/2011 8:16:05 AM
loyalist1$100.0012/19/2011 8:36:51 AM
blue-lively-platinum$25.0012/19/2011 9:05:37 AM
nimble-revenue5$50.0012/19/2011 9:17:13 AM
marketplace-buckeye$50.0012/19/2011 8:30:44 AM
the-laudable-peso$40.0012/19/2011 9:20:18 AM
Danylostefan$50.0012/19/2011 10:11:01 AM
Bank42$25.0012/19/2011 10:47:39 AM
investment-comet$25.0012/19/2011 11:37:02 AM
fantastic-investment9$30.0012/19/2011 11:44:57 AM
jkeller4000$25.0012/19/2011 2:31:11 PM
sjc224$25.0012/19/2011 2:33:13 PM
tomdooley12520$25.0012/19/2011 2:49:53 PM
wwwUniversal$25.0012/19/2011 4:55:00 PM
thelovebug$100.0012/19/2011 5:35:39 PM
ethical-income2$25.0012/19/2011 5:28:06 PM
hyrolln$25.0012/19/2011 5:29:44 PM
worthy-bid8$50.0012/19/2011 5:38:05 PM
rajs$100.0012/19/2011 7:22:20 PM
artisan693$100.0012/19/2011 6:23:19 PM
alert9$25.0012/19/2011 9:31:38 PM
processor115$50.0012/19/2011 8:47:01 PM
Mailmon$44.1212/19/2011 9:10:41 PM
tender-ore$25.1512/20/2011 12:46:21 AM
Danylostefan$25.0012/20/2011 6:14:08 AM
bnoble09$25.0012/20/2011 10:19:12 AM
DreDub$50.0012/20/2011 12:46:05 PM
icon7$30.0012/20/2011 5:17:16 PM
cajunguy$25.0012/20/2011 5:27:54 PM
AEH_Now$25.0012/20/2011 5:38:20 PM
capitalist2010$64.0512/20/2011 6:31:58 PM
dough-souffle$100.0012/20/2011 7:53:44 PM
reward-dynamo$40.0012/20/2011 6:49:22 PM
Ols744$50.0012/20/2011 5:56:29 PM
R3vXX$25.0012/20/2011 6:46:11 PM
small-change$25.0012/20/2011 7:05:17 PM
value-fortress3$65.0012/20/2011 8:11:22 PM
extraordinary-silver5$25.0012/13/2011 5:30:10 PM
blue-radiant-economy$100.0012/14/2011 3:21:40 AM
authentic-kindness1$25.0012/14/2011 8:40:46 AM
golden-velocity9$25.0012/14/2011 2:49:11 PM
graceful-IRAinvestment$53.0012/14/2011 11:52:08 AM
worth-viking$500.0012/14/2011 12:25:46 PM
trade-beeper4$25.0012/15/2011 9:46:25 AM
bold-marketplace-awakening$75.0012/15/2011 4:25:11 PM
the-silver-blaster$75.0012/15/2011 7:06:18 PM
processor115$25.0012/16/2011 4:20:33 PM
papaloha$25.0012/16/2011 6:51:07 PM
Reliance_Banker$25.0012/17/2011 7:52:00 AM
mercuriant$25.0012/17/2011 12:06:55 PM
pound-mushroom3$25.0012/17/2011 12:12:03 PM
Comoparklender$25.0012/17/2011 12:08:29 PM
TikPmp1$25.0012/17/2011 12:26:45 PM
red-power-pecan$50.0012/17/2011 12:33:52 PM
diplomatic-wealth7$25.0012/17/2011 12:49:41 PM
careful-note$50.0012/17/2011 3:17:39 PM
javelin0$25.0012/17/2011 5:48:26 PM
britches613$25.0012/17/2011 4:15:09 PM
majestic-bill8$75.0012/17/2011 9:12:32 PM
integrity-trumpet$50.0012/17/2011 9:09:48 PM
Weaverville$25.0012/18/2011 10:50:55 AM
green28$50.0012/18/2011 9:46:16 AM
fmanjoo$25.0012/18/2011 12:53:06 PM
aabadabadoo$25.0012/18/2011 1:06:51 PM
nickel-demon2$142.7012/18/2011 3:56:59 PM
fate-amenable-to-change$25.0012/18/2011 4:49:38 PM
blue111$25.0012/18/2011 6:56:15 PM
MissionMicroFinance$25.0012/18/2011 7:00:49 PM
greenwell$27.0012/18/2011 6:23:16 PM
ddog0224$45.6912/19/2011 5:42:09 AM
VonAp$120.0012/19/2011 7:17:43 AM
ethical-truth211$300.0012/19/2011 3:29:39 AM
loan-fate$50.0012/19/2011 9:18:25 AM
friendinmoney$25.0012/19/2011 9:40:28 AM
wise-eloquent-yield$25.0012/19/2011 9:20:36 AM
capital-renewal$25.0012/19/2011 9:29:29 AM
return-enthusiast1$25.0012/19/2011 11:31:43 AM
gothampark$25.0012/19/2011 4:20:48 PM
kegs$2,000.0012/19/2011 1:05:22 PM
transparency-river1$340.9912/19/2011 1:46:35 PM
vigilance-portait5$50.0012/19/2011 2:31:19 PM
green-rate-futurist$25.0012/19/2011 5:17:08 PM
orange-vigilance-shower$50.0012/19/2011 5:19:35 PM
market-pudding$25.0012/20/2011 3:25:17 AM
down-with-big-banks1$300.0012/20/2011 3:42:16 AM
octoberfresh$25.0012/20/2011 7:32:00 AM
kellydawn$25.0012/20/2011 5:36:01 AM
houli123$25.0012/20/2011 6:25:45 AM
all_of_that_one$25.0012/20/2011 7:41:32 AM
kermitdafrog$25.0012/20/2011 7:52:49 AM
gjm6d$25.0012/20/2011 9:22:33 AM
unbelievable-exchange$25.0012/20/2011 9:24:39 AM
first-class-yield9$50.0012/20/2011 9:36:34 AM
ricklip$100.0012/20/2011 10:23:10 AM
cash-boots7$50.0012/20/2011 1:45:58 PM
sensible-interest2$537.7212/20/2011 3:12:03 PM
tharmon$25.0012/20/2011 2:58:39 PM
ALVO$50.0012/20/2011 3:48:30 PM
blue-radiant-economy$100.0012/20/2011 3:50:47 PM
independent-silver9$25.0012/20/2011 5:09:49 PM
finance-prescription$100.0012/20/2011 5:20:43 PM
dough-souffle$100.0012/20/2011 7:53:44 PM
first-class-gold0$18.9612/20/2011 8:33:21 PM
138 Investments
 
Borrower Payment Dependent Notes Series 544355
This series of Notes was issued and sold upon the funding of the borrower loan #57847, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $824.88
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1991 Debt/Income ratio: Not calculated
Credit score: 820-839 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:15y 3m
Amount delinquent: $0 Total credit lines: 15 Occupation: Pilot - Private/Com...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,613Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: power-slingshot031 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase Rental Property
This loan will be used to purchase rental property, the prices in my
area are finally at a point that makes financial sense for my short
and long term goals.

My financial sitation is quite good and I am a good candidate for this loan because..........

My wife (a realtor) and I (an airline pilot) have been waiting and preparing to purchase a property for some time now, so we have very little credit card debt, both vehicles are paid off, our mortgage is quite low, we have excellent credit and all bills have always been paid on time and in full.

Thank you all for your help.













Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
kid_dynamite15$75.0012/14/2011 5:06:36 PM
green-trade-dolphin2$30.0212/14/2011 5:02:10 PM
indomitable-coin$25.0012/14/2011 5:14:26 PM
AFairDeal$25.0012/14/2011 5:15:51 PM
aabadabadoo$25.0012/14/2011 5:31:45 PM
commanding-treasure2$50.0012/14/2011 5:35:31 PM
heart514$25.0012/14/2011 5:16:18 PM
C_Mark$50.0012/14/2011 6:02:52 PM
igniter584$25.0012/14/2011 5:43:27 PM
reward-excellency1$50.0012/14/2011 7:14:59 PM
CIC$25.0012/15/2011 6:13:45 AM
Geldmeister$50.0012/15/2011 11:08:02 AM
supersarah61$25.0012/15/2011 4:44:56 PM
Long-term2040$25.0012/15/2011 5:20:36 PM
brazilofmux$100.0012/15/2011 5:13:00 PM
income-banjo$50.0012/15/2011 5:13:39 PM
GAOGERAM_BANK$25.0012/15/2011 5:33:59 PM
bold-yield-rumbler$25.0012/15/2011 5:19:01 PM
worthy-bid8$50.0012/15/2011 5:13:33 PM
circuitfive$25.0012/15/2011 5:16:35 PM
DadWarbucks$25.0012/15/2011 5:34:11 PM
happy-loot3$100.0012/15/2011 5:20:01 PM
neenerman$50.0012/15/2011 6:31:21 PM
smart-leverage7$25.0012/15/2011 11:11:18 PM
coin-cooker8$26.4612/16/2011 3:58:30 AM
degster$25.0012/16/2011 5:50:57 AM
downtownfarm$25.0012/16/2011 3:41:41 AM
Cain5031$55.0012/15/2011 9:33:47 PM
Danfromnapa$25.0012/16/2011 8:26:51 AM
revenue-pipeline$25.0012/16/2011 9:28:01 AM
Tradesmanlender$25.0012/16/2011 9:13:45 AM
Azonic21$25.0012/16/2011 9:42:03 AM
rmachi$25.0012/16/2011 9:25:35 AM
payout-harmony4$50.0012/16/2011 10:07:44 AM
awwaww$25.0012/16/2011 9:48:32 AM
gain-kitten$25.0012/16/2011 12:21:28 PM
stoopidnoodle$25.0012/16/2011 12:23:29 PM
astute-moola$26.8512/16/2011 1:14:48 PM
Chosen-one$50.0012/16/2011 3:23:32 PM
healthy-rate3$50.0012/16/2011 12:37:11 PM
djs81$25.0012/16/2011 1:12:20 PM
processor115$75.0012/16/2011 4:24:34 PM
hope-hickory8$25.0012/16/2011 2:18:20 PM
exchange-portait7$30.0012/16/2011 5:34:23 PM
wampum-chorus3$25.0012/16/2011 5:32:28 PM
processor115$500.0012/16/2011 5:48:44 PM
money-floret$50.0012/16/2011 8:16:06 PM
orbital-gain$50.0012/17/2011 5:17:06 AM
Rob717171$25.0012/17/2011 6:22:48 AM
marcopolo10$25.0012/17/2011 7:08:01 AM
plentiful-return386$100.0012/17/2011 6:41:40 AM
Pizza-man$50.0012/17/2011 8:49:33 AM
emphatic-bonus5$75.0012/17/2011 9:43:28 AM
the-profit-oracle$25.0012/17/2011 12:10:50 PM
cnovak$25.0012/17/2011 12:11:34 PM
a-responsible-return$42.0012/17/2011 12:29:09 PM
genius520$34.0012/17/2011 12:42:17 PM
aasx1108$25.0012/17/2011 12:55:17 PM
the-silver-blaster$50.0012/17/2011 1:24:12 PM
brightest-credit-engine$25.0012/17/2011 12:47:59 PM
djmjkelso$30.0012/17/2011 1:48:24 PM
medan20356$25.0012/17/2011 1:58:34 PM
GCInvestments$25.0012/17/2011 12:55:07 PM
careful-note$50.0012/17/2011 3:27:05 PM
Rockymtnhi$25.0012/17/2011 2:16:00 PM
themoneydoctor$300.0012/17/2011 3:12:18 PM
gold-disk$25.0012/17/2011 9:48:46 PM
houli123$250.0012/18/2011 3:50:09 AM
jpblan11$25.0012/17/2011 9:52:57 PM
riproaringrapids$25.0012/18/2011 12:06:25 AM
GreenLender11$100.0012/18/2011 8:12:18 AM
inspired-agreement$25.0012/18/2011 11:00:25 AM
Eagledrop$25.0012/18/2011 6:51:36 AM
nestegg4e$25.0012/18/2011 6:55:15 AM
generosity-poem2$100.0012/18/2011 9:38:59 AM
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innocent-loot$32.0012/18/2011 11:08:49 AM
selvamfinance$25.0012/18/2011 12:24:29 PM
enthralling-investment$25.0012/18/2011 12:29:11 PM
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tsui517$31.0012/18/2011 12:44:20 PM
unassuming-generosity$25.0012/18/2011 12:50:17 PM
intuitive-integrity9$30.0012/18/2011 12:45:05 PM
GmaJosephine$25.0012/18/2011 2:07:33 PM
Retired2002$50.0012/18/2011 7:25:28 PM
greenwell$50.0012/18/2011 6:23:16 PM
natural-trade7$96.4912/18/2011 6:35:03 PM
trade-solo$25.0012/19/2011 1:51:46 AM
wise-silver-wonder$25.0012/19/2011 7:14:26 AM
helpinghand63$25.0012/19/2011 9:05:51 AM
rogue_monster$50.0012/19/2011 9:29:25 AM
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bbrinck$25.0012/19/2011 11:54:40 AM
first-penny-elation$50.0012/19/2011 11:59:27 AM
mehre$25.0012/19/2011 12:20:43 PM
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dgerts$25.0012/19/2011 2:21:53 PM
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blazing-capital2$75.0012/19/2011 12:44:32 PM
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Derel$50.0012/19/2011 5:14:08 PM
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mizon291$25.0012/20/2011 12:05:42 AM
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commerce-wildebeest2$25.0012/21/2011 9:08:45 AM
KLCRAY$25.0012/21/2011 9:09:45 AM
investment-tempo$25.0012/21/2011 9:17:19 AM
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organized-payment6$50.0012/21/2011 5:54:09 AM
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LianaB$100.0012/21/2011 5:56:45 AM
SC2TX$50.0012/21/2011 5:06:30 AM
a-fund-doctor$25.0012/20/2011 10:30:22 PM
jamiee73$25.0012/20/2011 9:47:01 PM
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R3vXX$25.0012/20/2011 6:54:45 PM
msfitzge$53.6512/20/2011 7:00:47 PM
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FoosMaster$35.0012/20/2011 3:31:43 PM
Officiency$25.0012/20/2011 3:23:21 PM
AF_Trust$100.0012/20/2011 1:25:36 PM
CntryBoyinVa$25.0012/20/2011 12:37:57 PM
intelligent-dedication9$100.0012/20/2011 12:14:47 PM
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CashRush$25.0012/20/2011 10:42:36 AM
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igniter584$25.0012/20/2011 9:15:15 AM
mlpinz$50.0012/20/2011 8:14:25 AM
abundant-euro0$30.0012/20/2011 5:58:02 AM
Christus_Victor$32.9012/20/2011 5:49:18 AM
keeper24$25.0012/20/2011 5:33:09 AM
skillful-diversification2$25.0012/14/2011 5:38:28 PM
bb575$50.0012/14/2011 5:25:12 PM
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cattlebaron$50.0012/14/2011 7:12:16 PM
lowrater$50.4012/14/2011 10:35:25 PM
MoonMama$25.0012/15/2011 7:55:42 AM
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transparency-baton$25.0012/15/2011 12:19:56 PM
nonukem$25.0012/15/2011 11:45:30 AM
unbelievable-exchange$100.0012/15/2011 4:45:50 PM
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Goodlender42$25.0012/15/2011 5:08:59 PM
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kenji4861$25.0012/15/2011 5:39:00 PM
angelinvestor2$40.0012/15/2011 5:41:47 PM
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the_winning_ticket$250.0012/15/2011 5:32:56 PM
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TSC$50.0012/15/2011 5:23:42 PM
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the-magnetic-transaction$40.0012/16/2011 5:56:11 AM
baseballfan111$50.0012/16/2011 9:01:56 AM
john0720$25.0012/16/2011 7:14:15 AM
impressive-justice6$50.0012/16/2011 5:17:45 AM
moola-gargantuan9$50.0012/16/2011 5:52:13 AM
Darts$50.0012/16/2011 9:00:09 AM
Railbird$25.0012/16/2011 9:47:47 AM
riproaringrapids$25.0012/16/2011 9:42:26 AM
exchange-pledge$50.0012/16/2011 12:47:52 PM
mad-scientist0$75.0012/16/2011 4:10:02 PM
totoro$25.0012/16/2011 2:54:07 PM
gjm6d$25.0012/16/2011 5:05:24 PM
sajitk$25.0012/16/2011 4:15:47 PM
rockytop$35.0012/16/2011 5:28:32 PM
processor115$100.0012/16/2011 5:59:20 PM
HamachiMan$50.0012/16/2011 5:33:11 PM
the-enticing-coin$125.0012/16/2011 11:32:02 PM
orange-resolute-platinum$25.0012/17/2011 2:21:09 AM
crw1950$50.0012/17/2011 4:44:43 AM
thegreatstrafe$25.0012/16/2011 11:19:11 PM
The_Secret$25.0012/17/2011 7:44:29 AM
riproaringrapids$25.0012/16/2011 11:44:47 PM
Frankieb21$50.0012/17/2011 7:58:54 AM
rakey$33.9212/17/2011 8:46:24 AM
johnsails$50.0012/17/2011 8:29:42 AM
zippy-revenue8$50.0012/17/2011 9:19:19 AM
Clambake$25.0012/17/2011 12:19:23 PM
riproaringrapids$25.0012/17/2011 12:32:43 PM
JLMGroupFunds$25.0012/17/2011 12:42:01 PM
minista$25.0012/17/2011 12:44:55 PM
newgroom422$25.0012/17/2011 4:20:20 PM
careful-note$50.0012/17/2011 3:17:39 PM
detective311$25.0012/17/2011 6:23:26 PM
investorrr$116.8912/17/2011 10:43:25 PM
NorthernFunds$50.0012/17/2011 7:10:05 PM
Chembro783$25.0012/18/2011 3:39:13 AM
cerebral-auction950$100.0012/18/2011 9:10:17 AM
famous-bid9$25.0012/18/2011 9:26:46 AM
jtarheel1$35.6412/18/2011 8:53:26 AM
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nuclearmoose$25.0012/18/2011 12:29:19 PM
transparency-giant$50.0012/18/2011 12:34:57 PM
Cheburashka$25.0012/18/2011 12:32:01 PM
aneley777$25.0012/18/2011 12:42:07 PM
elasermd$50.0012/18/2011 12:32:35 PM
IIP77$25.0012/18/2011 12:47:59 PM
drtexican$30.0012/18/2011 1:51:45 PM
uralrider$29.3312/18/2011 2:10:22 PM
KCEnterprises$50.0012/18/2011 5:14:06 PM
friendly-gold$25.0012/18/2011 10:35:48 PM
lm75$25.0012/18/2011 5:32:08 PM
Finla$119.9912/18/2011 7:07:38 PM
Quality_Matters$100.0012/18/2011 9:17:35 PM
laniac$50.0012/18/2011 11:02:55 PM
gentle-transparency7$250.0012/19/2011 4:24:39 AM
TMBank$37.9412/19/2011 6:40:35 AM
priceless-note7$50.0012/19/2011 6:54:12 AM
sweetwater01$25.0012/19/2011 6:32:22 AM
deborahz$25.0012/19/2011 9:11:31 AM
dansarkis$25.0012/19/2011 9:33:39 AM
fervent-repayment$50.0012/19/2011 9:31:16 AM
keeks$25.0012/19/2011 9:39:32 AM
worthy-wealth3$25.0012/19/2011 9:41:45 AM
fantastic-investment9$30.0012/19/2011 11:45:00 AM
alexander-hamilton$50.0012/19/2011 10:23:22 AM
astute-benjamins$50.0012/19/2011 3:06:30 PM
kind-cash-zone$100.0012/19/2011 4:15:45 PM
intelligent-dedication9$100.0012/19/2011 4:34:42 PM
ethical-income2$25.0012/19/2011 5:20:25 PM
processor115$50.0012/19/2011 8:47:01 PM
helpishere777$25.0012/19/2011 8:13:36 PM
EtaDuck$25.0012/19/2011 8:50:28 PM
revenue-burst676$25.0012/19/2011 9:21:01 PM
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irishalaskan$25.0012/20/2011 4:47:41 AM
nimble-economy863$25.0012/20/2011 6:24:15 AM
zwx1997$25.0012/20/2011 6:48:25 AM
thebigrig$200.0012/20/2011 7:25:53 AM
irishcocacola$36.6512/20/2011 8:06:04 AM
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DreDub$50.0012/20/2011 12:46:05 PM
independent-revenue4$100.0012/20/2011 1:45:59 PM
scrappy-leverage6$25.0012/20/2011 12:53:52 PM
Southern_Illinois_Girl$30.4212/20/2011 3:12:20 PM
tharmon$25.0012/20/2011 2:56:42 PM
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asset-reaction$50.0012/20/2011 5:11:51 PM
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loyalty-circuitry$100.0012/20/2011 6:48:35 PM
coin-popcorn$25.0012/20/2011 6:49:42 PM
careful-money2$50.0012/20/2011 6:46:38 PM
passbook$25.0012/20/2011 8:01:28 PM
joyking$500.0012/20/2011 8:28:10 PM
Asset-Builder$51.5912/20/2011 8:08:16 PM
caring-truth9$300.0012/20/2011 8:54:22 PM
blissful-penny$36.6912/20/2011 9:40:59 PM
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TigerForce$25.0012/21/2011 6:58:02 AM
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the-revenue-demon$75.0012/21/2011 7:54:02 AM
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corphippie$25.0012/21/2011 8:31:19 AM
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progressive-economy261$400.0012/21/2011 9:10:23 AM
shugyosha$50.0012/21/2011 9:11:13 AM
ijspence$25.0012/21/2011 9:16:13 AM
dime-vista2$25.0012/21/2011 9:16:25 AM
293 Investments
 
Borrower Payment Dependent Notes Series 544357
This series of Notes was issued and sold upon the funding of the borrower loan #57813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $128.31
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1997 Debt/Income ratio: 33%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:7y 8m
Amount delinquent: $0 Total credit lines: 7 Occupation: Teacher's Aide
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,301Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: first-class-social Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repair/Appliance Loan
Purpose of loan:
This loan will be used to...have car (1997 Subaru Outback) inspected, needs 4 new tires and oil leak repaired. Refigerator has also quit working so need to purchase a new one.

My financial situation:
I am a good candidate for this loan because... I don't have a lot of monthly expenses other than the basics so it will not be a problem to repay.


Monthly net income: $1000
Monthly expenses: $
Housing: $250
Insurance: $275 2 times year
Car expenses: $20-25 week for gas
Utilities: $125 mo electric
Phone, cable, internet: $70 mo
Food, entertainment: $30 week
Clothing, household expenses: $30-40 mo. at most for misc expenses
Credit cards and other loans: $115 mo.
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
truth-companion$25.0012/13/2011 5:07:21 PM
Investor_DP$100.0012/13/2011 5:07:38 PM
AndChicksforFree$25.0012/13/2011 5:37:51 PM
Danjack_Capital$25.0012/13/2011 8:45:14 PM
unforgettable-wealth4$50.0012/14/2011 9:23:16 AM
camaraderi-aspen$100.0012/14/2011 12:35:38 PM
graceful-IRAinvestment$53.0012/14/2011 11:52:08 AM
seineil$50.0012/15/2011 1:08:29 AM
greenback-guard$25.0012/15/2011 5:11:51 AM
back-scratchers$50.0012/15/2011 8:09:22 AM
BankofRon$25.0012/15/2011 9:40:43 AM
happy-return4$50.0012/15/2011 11:44:52 AM
heart514$25.0012/15/2011 5:08:30 PM
unbelievable-exchange$100.0012/15/2011 4:45:47 PM
shellstar$25.0012/15/2011 5:50:57 PM
wwwUniversal$25.0012/15/2011 5:36:43 PM
new-marketplace-lyrics$25.0012/16/2011 2:41:29 AM
Hedge-Fund$25.0012/16/2011 7:20:19 AM
impala6464$50.0012/16/2011 6:52:06 AM
shawnw2$25.0012/16/2011 8:21:10 AM
capital-renewal$25.0012/16/2011 9:28:23 AM
frogperson$150.0012/16/2011 9:36:53 AM
investment-comet$25.0012/16/2011 10:45:53 AM
nfx$25.0012/16/2011 10:38:13 AM
first-friendly-listing$30.0012/16/2011 12:35:02 PM
Bob450$25.0012/16/2011 3:06:48 PM
bnoble09$25.0012/16/2011 2:13:34 PM
radforj22$10.5612/16/2011 4:59:00 PM
kzinti$45.2712/16/2011 3:12:25 PM
affluence-generator2$100.0012/13/2011 5:21:18 PM
blue-radiant-economy$100.0012/14/2011 12:37:28 AM
fortytwo$131.0012/14/2011 9:21:07 AM
transaction-circuit$75.0012/14/2011 11:44:53 AM
favorite-commerce$40.0012/14/2011 1:31:04 PM
patriot0$50.0012/14/2011 3:28:16 PM
SFBank$50.0012/14/2011 8:28:54 PM
larryboy10$25.0012/14/2011 9:43:47 PM
thankful-nickel2$25.0012/14/2011 8:38:35 PM
greencat$50.0012/15/2011 7:03:41 AM
money-booster2$25.0012/15/2011 8:01:45 AM
graceful-IRAinvestment$25.0012/15/2011 8:56:13 AM
SecondChanceLendingSERV$25.0012/15/2011 10:04:54 AM
zorg77$50.0012/15/2011 2:34:27 PM
dudebrah$25.0012/15/2011 2:57:38 PM
Land_on_your_feet$25.0012/15/2011 4:48:58 PM
direct-social3$50.0012/15/2011 2:48:01 PM
StrongMonty$60.0012/15/2011 4:54:25 PM
deepblue34$30.0012/15/2011 7:13:26 PM
suave-dime6$25.0012/16/2011 5:51:59 AM
Graven33$39.1712/15/2011 8:37:24 PM
irrelevant$25.0012/16/2011 6:05:11 AM
tzvie$25.0012/16/2011 8:14:48 AM
coin-architect2$36.0012/16/2011 8:44:18 AM
genuine-money$50.0012/16/2011 6:59:12 AM
sjc224$25.0012/16/2011 9:26:47 AM
Capstone-Investments$25.0012/16/2011 12:37:57 PM
affluence-generator2$50.0012/16/2011 2:03:37 PM
processor115$100.0012/16/2011 4:16:54 PM
processor115$200.0012/16/2011 4:19:42 PM
processor115$25.0012/16/2011 4:20:33 PM
Hedge-Fund$25.0012/16/2011 4:29:11 PM
historic-nickel$25.0012/16/2011 1:56:17 PM
unbelievable-exchange$100.0012/16/2011 4:37:45 PM
investment-cluster$25.0012/16/2011 3:27:03 PM
64 Investments
 
Borrower Payment Dependent Notes Series 544363
This series of Notes was issued and sold upon the funding of the borrower loan #57534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1992 Debt/Income ratio: 15%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 41 Occupation: Pharmacist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,802Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: Yes  
Screen name: Provending Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Expanding Current Business
Purpose of loan: Expand Current Vending Business
This loan will be used to purchase routes and vending assets to add to our current growing business. Currently my ROI is100%PA. My COGS runs 25%. My business has very little risk due to very low overhead is fully incorporated and insured.

I am a good candidate for this loan because I currently work full time and part time run this business on my days off as it requires very little free time. The income listed below is just personal income. I am not including the income I presently make with my vending business. I presently have a positive cash flow of over $5000 per month from my business and an asset value of over $60,000.


Monthly net income: $11,200
Monthly expenses:
Housing: $1800
Insurance: $125
Car expenses: $800
Utilities: $150
Phone, cable, internet: $180
Food, entertainment: $600
Clothing, household expenses: $50
Credit cards and other loans: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/13/2011 5:07:13 PM
commanding-treasure2$50.0012/13/2011 5:13:36 PM
AFairDeal$25.0012/13/2011 5:42:05 PM
igniter584$25.0012/13/2011 5:40:32 PM
kaceymalone$25.0012/14/2011 7:40:42 AM
Bank_Of_XL$25.0012/14/2011 7:52:11 AM
MASinVestment$100.0012/14/2011 7:33:26 AM
cattlebaron$25.0012/14/2011 8:00:52 AM
bazaar-festivity$25.0012/13/2011 5:08:49 PM
lender2611$25.0012/13/2011 5:43:14 PM
orange-impartial-asset$350.0012/13/2011 9:26:04 PM
cattlebaron$25.0012/14/2011 8:01:02 AM
worth-blanket2$14,200.0012/14/2011 12:30:01 PM
13 Investments
 
Borrower Payment Dependent Notes Series 544373
This series of Notes was issued and sold upon the funding of the borrower loan #57518, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $278.73
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-2005 Debt/Income ratio: Not calculated
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,043Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: point-guild4 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Business
Purpose of loan: New Business
This loan will be used to...Start a make-ready cleaning service

My financial situation: Is ok
I am a good candidate for this loan because... I have the drive and determination to make my business succeed


Monthly net income: $4800
Monthly expenses: 1300
Housing: $400
Insurance: $87
Car expenses: $452
Utilities: $100
Phone, cable, internet: $70
Food, entertainment: $75
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/13/2011 5:07:30 PM
graceful-IRAinvestment$53.0012/14/2011 11:52:08 AM
worth-blanket2$6,800.0012/14/2011 12:31:48 PM
MASinVestment$50.0012/13/2011 5:16:18 PM
4 Investments
 
Borrower Payment Dependent Notes Series 544379
This series of Notes was issued and sold upon the funding of the borrower loan #57691, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $106.92
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1982 Debt/Income ratio: 32%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:9y 10m
Amount delinquent: $0 Total credit lines: 44 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $40,245Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: power-human0 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Xmas time
Purpose of loan: Pay for unforeseen expense
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I have a good and steady job


Monthly net income: $6400
Monthly expenses: $
Housing: $2400
Insurance: $120
Car expenses: $340
Utilities: $90
Phone, cable, internet: $125
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/14/2011 9:13:31 AM
Investor_DP$100.0012/14/2011 9:19:25 AM
bazaar-festivity$25.0012/14/2011 9:39:37 AM
unforgettable-wealth4$50.0012/14/2011 9:23:17 AM
LittleMingo$25.0012/14/2011 11:18:02 AM
money-booster2$25.0012/14/2011 9:39:08 AM
Whipster$35.0012/14/2011 9:13:34 AM
money-fort$25.0012/14/2011 12:26:20 PM
worth-blanket2$2,200.0012/14/2011 12:31:58 PM
9 Investments
 
Borrower Payment Dependent Notes Series 544381
This series of Notes was issued and sold upon the funding of the borrower loan #57542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $299.72
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1999 Debt/Income ratio: 10%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:7y 5m
Amount delinquent: $0 Total credit lines: 10 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,316Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: No  
Screen name: fiesta357 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Debt Consolidation
Purpose of loan: Credit Card Debt Consolidation
This loan will be used to... pay off and close multiple high-interest credit cards. I want a simple, efficient, single payment, fixed-term plan to manage my debt.

My financial situation:
I am a good candidate for this loan because... I have been employed with the same company for over 7 years, my income has been steady with annual raises, I share living expenses with another person, and I have no other debt (no car payment or other loans) other than credit cards, some that I've been paying off since college.

Monthly net income: $3600
Monthly expenses: $2220
Housing: $700
Insurance: $70
Car expenses: $300
Utilities: $0 - paid by landlord
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $400-500 (I try to pay over the minimum as much as I can)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
commanding-treasure2$50.0012/14/2011 9:16:15 AM
bazaar-festivity$25.0012/14/2011 9:39:28 AM
Investor_DP$100.0012/14/2011 9:18:56 AM
AFairDeal$25.0012/14/2011 9:46:40 AM
cattlebaron$25.0012/14/2011 12:36:57 PM
igniter584$25.0012/14/2011 9:26:22 AM
AndChicksforFree$25.0012/14/2011 9:31:21 AM
lender2611$25.0012/14/2011 9:26:39 AM
worth-blanket2$8,200.0012/14/2011 12:30:10 PM
9 Investments
 
Borrower Payment Dependent Notes Series 544389
This series of Notes was issued and sold upon the funding of the borrower loan #58358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-2002 Debt/Income ratio: 7%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 1Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 13 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 6 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: sensible-euro0 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Improvements for my business
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $0
Monthly expenses: $0
Housing: $0
Insurance: $35/month
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
managedfund$333.0012/28/2011 5:07:19 PM
Rogesparkguy$25.0012/29/2011 2:58:04 AM
alliancecapital1$25.0012/28/2011 11:44:01 PM
the-upbeat-p2p$100.0012/29/2011 6:49:55 AM
tzvie$25.0012/29/2011 7:14:58 AM
payout-thinker7$25.0012/29/2011 7:42:30 AM
nfx$40.0012/29/2011 6:17:49 AM
greatwhiteninja$50.0012/29/2011 8:10:41 AM
urcabinetguy$50.0012/29/2011 7:24:50 AM
credit-rocket4$25.0012/29/2011 8:47:10 AM
iaffy$25.0012/29/2011 8:13:21 AM
greencat$50.0012/29/2011 7:39:19 AM
evergreen16$50.0012/29/2011 9:06:32 AM
Indio92203$25.0012/29/2011 8:12:37 AM
Bank42$25.0012/29/2011 8:16:46 AM
leverage-monger$25.3912/29/2011 9:13:57 AM
unbelievable-exchange$50.0012/29/2011 9:17:09 AM
blinkygab$25.0012/29/2011 9:19:37 AM
MusicandMedicine$3.3712/29/2011 9:21:04 AM
melodious-openness$500.0012/28/2011 6:15:48 PM
money-fort$25.0012/28/2011 10:52:18 PM
hookUup$25.2212/29/2011 1:11:13 AM
DeltaComputerGuy$25.0012/29/2011 1:09:02 AM
Core-Marketing$25.0012/29/2011 4:30:11 AM
Retiredsailor65$25.0012/29/2011 2:16:53 AM
matthewa$25.0012/28/2011 11:37:44 PM
yield-hut$35.0012/29/2011 4:15:34 AM
rakem777$25.0012/29/2011 5:20:07 AM
factcheck$25.0012/29/2011 5:23:16 AM
shawnw2$25.0012/29/2011 4:38:01 AM
Bob450$25.0212/29/2011 6:49:48 AM
sun818$25.0012/29/2011 7:49:43 AM
geophreigh$50.0012/29/2011 7:53:13 AM
smart-kindness8$25.0012/29/2011 8:10:04 AM
bold-shrewd-duty$38.0012/29/2011 8:18:16 AM
vivacious-credit5$25.0012/29/2011 8:53:34 AM
musegaze$50.0012/29/2011 9:00:20 AM
MBurns$25.0012/29/2011 9:12:20 AM
38 Investments
 
Borrower Payment Dependent Notes Series 544391
This series of Notes was issued and sold upon the funding of the borrower loan #58324, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2001 Debt/Income ratio: 33%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 3 Current / open credit lines: 6 / 5Length of status:5y 8m
Amount delinquent: $25,307 Total credit lines: 25 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,967Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: diverse-trade9 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
HOME IMPROVEMENT
Purpose of loan:
This loan will be used to...
REMODELING MY BATHROOM
My financial situation: I WORKING IS GOOD
I am a good candidate for this loan because...
I will like to pay this loan than sun is posible

Monthly net income: $35,000.00
Monthly expenses: 1000.00
Housing: $350.00
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.0012/21/2011 9:52:26 AM
economy-shrubbery6$25.0012/21/2011 10:26:34 PM
amusement4$300.0012/22/2011 7:51:06 PM
kind-credit-bear$25.0012/26/2011 9:26:44 AM
Ananya$25.0012/26/2011 11:38:50 AM
kulender$50.0012/26/2011 6:49:10 PM
jebber007$45.0012/27/2011 5:15:53 PM
ccclaireee333$25.0012/27/2011 6:51:33 PM
340$25.0012/27/2011 9:40:37 PM
lucrative-reward$100.0012/28/2011 5:11:18 AM
Dubbs360$250.0012/28/2011 7:26:09 AM
wealth-fighter3$25.0012/28/2011 10:20:07 AM
Reputation1$25.0012/28/2011 2:00:15 PM
smart-kindness8$25.0012/28/2011 3:13:30 PM
barefootpaul$25.0012/28/2011 3:12:06 PM
klinebarger$25.0012/28/2011 3:09:45 PM
vigorous-moola0$100.0012/28/2011 3:14:13 PM
a-restless-dollar$25.0012/28/2011 3:56:04 PM
rapid-liberty3$25.0012/28/2011 4:59:45 PM
sun818$25.0012/28/2011 6:00:17 PM
forthright-loot7$30.0012/28/2011 6:26:29 PM
dollar-doughnut6$50.0012/28/2011 6:47:25 PM
well-mannered-income3$30.0012/28/2011 7:35:19 PM
Skulljocky$50.0012/28/2011 6:52:46 PM
riveting-credit5$50.0012/28/2011 7:39:02 PM
orange-influential-credit$25.0012/28/2011 7:41:13 PM
JLChamberlain$25.0012/28/2011 10:37:23 PM
adamdroker$25.0012/28/2011 9:58:20 PM
benefit-boots$25.0012/29/2011 12:22:18 AM
3cinvesting$25.0012/29/2011 1:32:10 AM
versatile-integrity8$31.6012/29/2011 6:29:02 AM
Bank42$25.0012/29/2011 8:18:39 AM
cash-turbine1$25.0012/29/2011 6:57:16 AM
gold-channel2$25.0012/29/2011 9:15:31 AM
unbelievable-exchange$50.0012/29/2011 9:15:01 AM
velocity-owner4$100.0012/29/2011 9:44:25 AM
gold-plane1$50.0012/29/2011 9:47:20 AM
brainy-return234$25.0012/29/2011 10:18:10 AM
glimmering-generosity0$50.0012/29/2011 10:05:06 AM
unbelievable-exchange$200.0012/29/2011 10:39:25 AM
fair-gain8$25.0012/29/2011 10:54:28 AM
first-friendly-listing$31.2612/29/2011 10:57:31 AM
reward-pizza0$25.0012/29/2011 10:44:31 AM
market-maximizer472$100.0012/28/2011 10:13:35 AM
the-hope-workhorse$50.0012/24/2011 10:46:16 PM
orange-useful-revenue$30.0012/26/2011 12:19:05 PM
blue-radiant-economy$100.0012/26/2011 5:38:45 PM
emphatic-responsibility$25.0012/26/2011 7:18:24 PM
maker2$28.5712/27/2011 12:12:57 AM
motivator72$25.0012/26/2011 10:49:23 PM
the-hope-workhorse$50.0012/27/2011 3:45:56 PM
wealth-fighter3$25.0012/27/2011 8:06:29 PM
generous-deal6$25.0012/28/2011 1:26:19 AM
openness-confidant$25.0012/28/2011 8:14:39 AM
glroark$50.0012/28/2011 1:25:57 PM
indomart$38.1812/28/2011 2:15:34 PM
Land_on_your_feet$25.0012/28/2011 3:06:44 PM
bubb_hans$100.0012/28/2011 3:13:07 PM
druidpoet$25.0012/28/2011 5:11:38 PM
x32248$25.0012/28/2011 5:30:10 PM
sweet-payout5$25.0012/28/2011 7:10:10 PM
mcgillis99$75.0012/28/2011 7:59:54 PM
LibbyZ$50.0012/28/2011 9:43:12 PM
faync$32.0012/28/2011 11:59:27 PM
money-booster2$25.0012/28/2011 9:28:07 PM
JPMorrisLegacyFund$133.9012/29/2011 1:52:53 AM
engbusres$30.0012/28/2011 11:17:03 PM
gokart83$25.0012/29/2011 5:49:44 AM
DeltaComputerGuy$25.0012/29/2011 1:08:33 AM
the-upbeat-p2p$50.0012/29/2011 6:50:16 AM
payout-thinker7$25.0012/29/2011 7:41:59 AM
Scubadiver$35.0012/29/2011 6:50:20 AM
greatwhiteninja$25.0012/29/2011 8:11:22 AM
bold-shrewd-duty$30.0012/29/2011 8:18:01 AM
leverage-monger$25.0012/29/2011 9:10:04 AM
Tg-Dynasty$25.0012/29/2011 9:28:06 AM
durability-chuckler$163.0812/29/2011 9:32:45 AM
principal-laser$50.0012/29/2011 9:39:47 AM
rolo12$25.0012/29/2011 9:35:57 AM
copper$50.0012/29/2011 9:52:17 AM
engrossing-responsibility0$30.0012/29/2011 9:53:57 AM
jps888$25.0012/29/2011 10:02:41 AM
Malkial$43.2212/29/2011 10:26:31 AM
2grindstones$25.0012/29/2011 10:57:53 AM
MusicandMedicine$13.1912/29/2011 10:59:28 AM
85 Investments
 
Borrower Payment Dependent Notes Series 544405
This series of Notes was issued and sold upon the funding of the borrower loan #57629, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $258.82
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1985 Debt/Income ratio: 27%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 7Length of status:8y 5m
Amount delinquent: $123 Total credit lines: 13 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $14,559Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: No  
Screen name: Monique2004 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
otherwisedisposed$48.0012/16/2011 11:44:33 AM
unbelievable-exchange$52.0012/16/2011 9:51:54 AM
camaraderi-aspen$100.0012/16/2011 9:21:02 AM
Investor_DP$100.0012/16/2011 9:29:07 AM
worth-blanket2$6,200.0012/16/2011 10:51:56 AM
5 Investments
 
Borrower Payment Dependent Notes Series 544439
This series of Notes was issued and sold upon the funding of the borrower loan #57676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Mar-1988 Debt/Income ratio: 518%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 4Length of status:0y 9m
Amount delinquent: $15,394 Total credit lines: 19 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,307Stated income:$1-$24,999
Delinquencies in last 7y: 29 Bankcard utilization: 22%  
   Homeownership: No  
Screen name: recruiter510 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to...home expenses

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.0012/15/2011 10:05:11 AM
worth-blanket2$3,900.0012/15/2011 9:54:06 AM
SecondChanceLendingSERV$25.0012/15/2011 9:59:14 AM
the-hope-workhorse$50.0012/15/2011 12:29:02 PM
4 Investments
 
Borrower Payment Dependent Notes Series 544441
This series of Notes was issued and sold upon the funding of the borrower loan #57689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-13-2011 
Term: 12 months Listing End date:  Dec-14-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $230.39
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1990 Debt/Income ratio: 4%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:15y 10m
Amount delinquent: $6,172 Total credit lines: 41 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,332Stated income:$75,000-$99,999
Delinquencies in last 7y: 78 Bankcard utilization: 47%  
   Homeownership: No  
Screen name: poetic-kindness8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
christmas/vacation
Purpose of loan:
This loan will be used to...christmas pay off bills

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $7500
Monthly expenses: $1800
Housing: $480
Insurance: $100
Car expenses: $100
Utilities: $
Phone, cable, internet: $125
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $75
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
scrappy-diversification7$427.0012/13/2011 9:17:24 AM
extraordinary-silver5$25.0012/13/2011 9:43:43 AM
Apex-Lender$25.0012/13/2011 11:50:20 AM
sjc224$25.0012/13/2011 4:20:59 PM
MASinVestment$50.0012/13/2011 5:16:16 PM
newest-generous-income$25.0012/14/2011 1:52:05 AM
wwwUniversal$25.0012/14/2011 9:06:18 AM
secureincome$500.0012/14/2011 9:06:43 AM
thelovebug$100.0012/14/2011 9:18:32 AM
natejx$25.0012/14/2011 9:47:03 AM
Investor_DP$100.0012/13/2011 9:33:42 AM
r48$25.0012/13/2011 4:21:04 PM
Dignified-Market29$31.0012/13/2011 11:53:54 PM
MASinVestment$1,000.0012/14/2011 7:53:19 AM
generosity-battalion0$50.0012/14/2011 8:09:57 AM
lyndyn$25.0012/14/2011 9:33:01 AM
KindCharmingReflective-affluence$25.0012/14/2011 9:40:06 AM
bitterroot_mt$17.0012/14/2011 9:48:48 AM
18 Investments
 
Borrower Payment Dependent Notes Series 544445
This series of Notes was issued and sold upon the funding of the borrower loan #57582, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $209.73
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1990 Debt/Income ratio: 17%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 4Length of status:6y 5m
Amount delinquent: $0 Total credit lines: 22 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,252Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 71%  
   Homeownership: No  
Screen name: entertaining-credit2 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 680-699 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
640-659 (Feb-2011)
 
Principal balance: $1,658.84 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
my loan
Purpose of loan:
This loan will be used to...payoff credit card bills

My financial situation: very good have steady job been at seven years take pride in keeping up on my bills have good work ethic
I am a good candidate for this loan because...i am trust worthy and honest person will work hard to pay money back as soon as possible


Monthly net income: $1500 take home every two weeks
Monthly expenses: $200
Housing: $850
Insurance: $100
Car expenses: $50
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $250
Other expenses: $
100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AF-Chief$25.0012/14/2011 9:07:10 AM
affluence-generator2$100.0012/14/2011 9:09:16 AM
commanding-treasure2$50.0012/14/2011 9:16:15 AM
green-trade-dolphin2$30.0212/14/2011 9:02:15 AM
britgsb$30.0012/14/2011 9:13:15 AM
riproaringrapids$25.0012/14/2011 9:48:35 AM
DoctorJoe$30.0012/14/2011 9:51:24 AM
graceful-IRAinvestment$53.0012/14/2011 11:58:20 AM
lender2611$25.0012/14/2011 9:26:40 AM
heart514$25.0012/14/2011 9:33:11 AM
AndChicksforFree$25.0012/14/2011 9:30:45 AM
bazaar-festivity$25.0012/14/2011 9:39:29 AM
loanman2007$100.0012/14/2011 9:41:24 AM
Investor_DP$100.0012/14/2011 9:18:57 AM
AFairDeal$25.0012/14/2011 9:46:41 AM
MASinVestment$50.0012/14/2011 9:19:45 AM
unforgettable-wealth4$50.0012/14/2011 9:23:17 AM
greenback-seagull2$27.0012/14/2011 9:23:43 AM
shrewd-income$100.0012/14/2011 10:36:58 AM
igniter584$25.0012/14/2011 9:26:23 AM
flexible-wealth417$25.0012/14/2011 11:40:55 AM
worth-blanket2$5,000.0012/14/2011 12:30:26 PM
trade-burrito4$35.0012/14/2011 9:46:16 AM
worth-viking$19.9812/14/2011 12:33:27 PM
24 Investments
 
Borrower Payment Dependent Notes Series 544457
This series of Notes was issued and sold upon the funding of the borrower loan #57580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.00% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 6.49% Borrower rate/APR: 7.49% / 7.83% Monthly payment: $248.81
 
Lender servicing fee: 1.00% Effective Yield*: 6.49%  
Estimated return*: 5.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-2005 Debt/Income ratio: 8%
Credit score: 820-839 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:6y 5m
Amount delinquent: $0 Total credit lines: 17 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,518Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: No  
Screen name: escape2005 Borrower's state: California Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 26 ( 100% ) 820-839 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
600-619 (Oct-2006)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
Debt Consolidation
Purpose of loan:

This loan will be used to debt consolidation ($4000 with higher APR) as well as to help with an upcoming expense (hospital) since my wife is pregnant.

My financial situation:

I am a good candidate for this loan because I have never missed any payment on any debt that I have, I have a great credit score, and I have already got a loan through Prosper and paid off without any problem.

Thanks in advance
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Dollars4Rent$50.0012/14/2011 5:15:05 PM
britgsb$30.0012/14/2011 5:16:53 PM
the-bright-velocity$25.0012/14/2011 5:16:56 PM
subtle-revenue0$25.0012/14/2011 5:22:27 PM
credit-statuette8$50.0012/14/2011 5:21:08 PM
Pebbles-Lending$25.0012/14/2011 5:21:36 PM
bb575$50.0012/14/2011 5:25:12 PM
credit-panda1$25.0012/14/2011 5:22:13 PM
cashhelp$25.0012/14/2011 5:26:41 PM
aasx1108$25.0012/14/2011 5:27:19 PM
the_winning_ticket$250.0012/14/2011 5:25:39 PM
be_wise$25.0012/14/2011 5:05:29 PM
Sneezie$100.0012/14/2011 5:29:22 PM
unforgettable-wealth4$50.0012/14/2011 5:29:41 PM
first-favorite-bonus9$25.0012/14/2011 5:32:56 PM
commanding-treasure2$50.0012/14/2011 5:35:31 PM
blue-lively-platinum$25.0012/14/2011 5:15:55 PM
sweet-loan7$25.0012/14/2011 5:36:08 PM
jonandmeg21$25.0012/14/2011 5:17:07 PM
trade-burrito4$35.0012/14/2011 5:37:22 PM
ore-jalapeno4$50.0012/14/2011 5:41:08 PM
KLCRAY$25.0012/14/2011 5:39:45 PM
sflawya$25.0012/14/2011 5:18:03 PM
puyanera$25.0012/14/2011 5:18:30 PM
esabzb$25.0012/14/2011 5:19:55 PM
sensational-kindness$25.0012/14/2011 5:20:33 PM
unequivocal-exchange$30.0012/14/2011 5:43:46 PM
income-banjo$50.0012/14/2011 5:20:50 PM
GElender$40.0012/14/2011 5:44:03 PM
C_Mark$50.0012/14/2011 6:02:52 PM
petsheep$25.0012/14/2011 6:03:43 PM
hard-working-rate3$100.0012/14/2011 5:34:25 PM
green-tree-shake$30.0012/14/2011 5:10:39 PM
green-trade-dolphin2$30.0212/14/2011 5:02:12 PM
kubien$25.0012/14/2011 6:10:15 PM
zevonyc$25.0012/14/2011 6:10:55 PM
moopi$25.0012/14/2011 6:12:27 PM
tigerpanda$50.0012/14/2011 6:17:34 PM
worthy-bid8$50.0012/14/2011 5:39:24 PM
ScionAltera$25.0012/14/2011 5:42:33 PM
mrrc7498$35.0012/14/2011 6:25:03 PM
pragmatic-contract$50.0012/14/2011 6:26:51 PM
chicagobanker$50.0012/14/2011 6:28:25 PM
dustygrabs$35.0012/14/2011 6:03:30 PM
BadgerWI$30.0012/14/2011 6:35:33 PM
reward-excellency1$50.0012/14/2011 6:35:40 PM
cwegert$150.0012/14/2011 6:39:57 PM
bold-glowing-payment$25.0012/14/2011 6:07:33 PM
established-hope5$276.0012/14/2011 6:42:52 PM
SophiaM$25.0012/14/2011 6:48:57 PM
loot-squirrel6$25.0012/14/2011 6:17:18 PM
outtahoth2o$50.0012/14/2011 6:20:22 PM
TSC$50.0012/14/2011 7:09:55 PM
sethharris$50.0012/14/2011 7:14:31 PM
CapStack$25.0012/14/2011 7:24:14 PM
conqueror359$65.0012/14/2011 6:39:48 PM
BeaufortBill$25.0012/14/2011 7:36:41 PM
rolandweary$50.0012/14/2011 7:07:49 PM
stikman$25.0012/14/2011 7:15:59 PM
giftgold$25.0012/14/2011 7:16:54 PM
bonus-tent$25.0012/14/2011 5:06:00 PM
Centerline15$25.0012/14/2011 5:08:16 PM
marketplace-cello5$25.0012/14/2011 5:08:21 PM
brazilofmux$100.0012/14/2011 5:05:38 PM
Castellan$50.0012/14/2011 5:07:31 PM
RJN$35.0012/14/2011 5:08:31 PM
basis-ferret8$50.0012/14/2011 5:08:55 PM
funds-captain4$50.0012/14/2011 5:09:11 PM
bold-yield-rumbler$25.0012/14/2011 5:15:23 PM
investment-artist$30.0112/14/2011 5:10:48 PM
Aberdeen$1,000.0012/14/2011 5:12:39 PM
transparency-giant$50.0012/14/2011 5:14:22 PM
Tradesmanlender$25.0012/14/2011 5:18:53 PM
iaffy$25.0012/14/2011 5:20:25 PM
AmericanCredit$50.0012/14/2011 5:19:43 PM
Kyjamune$25.0012/14/2011 5:21:28 PM
NoCal$25.0012/14/2011 5:23:17 PM
market-solstice2$25.0012/14/2011 5:23:47 PM
Brattt$25.0012/14/2011 5:28:47 PM
MadHun$200.0012/14/2011 5:28:28 PM
Weaverville$50.0012/14/2011 5:02:57 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:05 PM
tsui517$50.0012/14/2011 5:32:04 PM
IIP77$25.0012/14/2011 5:06:59 PM
pbeach05$25.0012/14/2011 5:32:42 PM
pbeach05$25.0012/14/2011 5:33:19 PM
vibrant-trade8$35.0012/14/2011 5:09:19 PM
daisuke$25.0012/14/2011 5:34:30 PM
neighborly-hope6$100.0012/14/2011 5:11:09 PM
cablenews$100.0012/14/2011 5:12:53 PM
indomitable-coin$25.0012/14/2011 5:14:26 PM
timbob$100.0012/14/2011 5:14:53 PM
AFairDeal$25.0012/14/2011 5:15:51 PM
toblerone$25.0012/14/2011 5:36:06 PM
LongTail$25.0012/14/2011 5:38:44 PM
skywalkerR5$25.0012/14/2011 5:37:03 PM
currency-agave$60.0012/14/2011 5:38:18 PM
silver-birdie$100.0012/14/2011 5:38:40 PM
meux99$25.0012/14/2011 5:17:54 PM
nuclearmoose$25.0012/14/2011 5:41:21 PM
fortytwo$150.0012/14/2011 5:18:34 PM
intuitive-integrity9$50.0012/14/2011 5:19:53 PM
auction-elvis$25.0012/14/2011 5:19:57 PM
Ricajote$25.0012/14/2011 5:42:31 PM
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igniter584$25.0012/14/2011 5:43:27 PM
cebgop$25.0012/14/2011 5:44:20 PM
diversification-surge$25.0012/14/2011 5:45:08 PM
enriching-trade2$50.0012/14/2011 5:22:42 PM
riproaringrapids$25.0012/14/2011 5:23:05 PM
BxRealtor$25.0012/14/2011 5:44:07 PM
r48$28.0012/14/2011 5:55:13 PM
thevogelfamily$25.0012/14/2011 6:04:46 PM
conaty$25.0012/14/2011 6:05:14 PM
16888$25.0012/14/2011 6:05:58 PM
deal-frontier$25.0012/14/2011 6:06:10 PM
justalender$50.0012/14/2011 5:29:45 PM
aabadabadoo$25.0012/14/2011 5:31:45 PM
postalwhiz$25.0012/14/2011 5:34:05 PM
skillful-diversification2$25.0012/14/2011 5:38:29 PM
Anny-Disco$25.0012/14/2011 5:40:16 PM
Furryone$25.0012/14/2011 6:26:09 PM
V40Harmony$25.0012/14/2011 5:58:33 PM
angelinvestor2$40.0012/14/2011 6:31:59 PM
reward-tamale1$25.0012/14/2011 6:39:42 PM
scottburger$100.0012/14/2011 6:07:27 PM
cytopia$100.0012/14/2011 6:40:17 PM
LoanAngel$25.0012/14/2011 6:07:53 PM
BayShell$50.0012/14/2011 6:08:20 PM
bomdel$25.0012/14/2011 6:49:48 PM
shomikaci$25.0012/14/2011 6:49:57 PM
Zach842$118.9912/14/2011 6:53:44 PM
jfsllc$25.0012/14/2011 6:57:26 PM
red-robust-bid$50.0012/14/2011 6:13:37 PM
MakoF16$50.0012/14/2011 6:57:40 PM
outtahoth2o$25.0012/14/2011 6:22:56 PM
best-ingenious-funds$25.0012/14/2011 6:24:26 PM
outtahoth2o$75.0012/14/2011 6:24:36 PM
passivesf$45.0012/14/2011 7:18:56 PM
CHOPPER5565$25.0012/14/2011 7:20:11 PM
kmcolo$25.0012/14/2011 7:28:55 PM
yield-enlistment$50.0012/14/2011 7:34:08 PM
generosity-poem2$60.0012/14/2011 6:45:17 PM
abundant-nickel$25.0012/14/2011 7:35:44 PM
szetheli$125.0012/14/2011 7:37:02 PM
Money_Hog$30.0012/14/2011 7:46:36 PM
good_lender$25.0012/14/2011 7:49:27 PM
BankofHank$105.9812/14/2011 7:50:00 PM
richmondcowboy$25.0012/14/2011 7:01:42 PM
happy-loot3$200.0012/14/2011 7:11:27 PM
CacheFloe$50.0012/14/2011 7:43:08 PM
lucky6$25.0012/14/2011 7:48:34 PM
152 Investments
 
Borrower Payment Dependent Notes Series 544469
This series of Notes was issued and sold upon the funding of the borrower loan #57512, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $264.48
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1993 Debt/Income ratio: Not calculated
Credit score: 720-739 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:20y 2m
Amount delinquent: $0 Total credit lines: 28 Occupation: Clergy
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,668Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: lifeflow Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 50 ( 100% ) 720-739 (Latest)
Principal borrowed: $5,500.00< 31 days late: 0 ( 0% )  
700-719 (Aug-2010)
640-659 (Aug-2009)
640-659 (Aug-2008)
 
Principal balance: $2,455.44 31+ days late: 0 ( 0% )
Total payments billed: 50  
Description
Consolidation & Business Investment
Purpose of loan: First, we'll consolidate $5000 worth of outstanding debt which will immediately reduce our monthly pay out by over $400. This will more than cover the mthly payment of this new Prosper Loan.

The balance of the loan ($2000) will be used to upgrade a business operation by purchasing a new computer, necessary software, new printer, scanner, copier and fax machine. The investment will help increase our monthly income.

My financial situation: Stable - Improving
I am a good candidate for this loan because my track record indicates that I pay as agreed on similiar loans.

Monthly net income: $5,400
Monthly expenses: $4,000
Housing: $1,200
Insurance: $150
Car expenses: $300
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $650
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
cattlebaron$75.0012/14/2011 12:09:04 PM
cattlebaron$25.0012/14/2011 12:08:16 PM
credit-investor5$50.0012/14/2011 10:55:44 AM
benefit-trident$35.0012/14/2011 10:44:49 AM
nshabani6$25.0012/14/2011 10:36:52 AM
cattlebaron$25.0012/14/2011 12:08:51 PM
sharp-return7$29.5512/14/2011 12:08:39 PM
Interloper$25.0012/14/2011 12:05:30 PM
kulender$100.0012/14/2011 9:38:40 AM
MrBailey$25.0012/14/2011 9:37:19 AM
vtr1000$25.0012/14/2011 11:19:14 AM
Rollshaft$30.0012/14/2011 11:33:06 AM
orange-vigilance-shower$50.0012/14/2011 11:24:44 AM
feiandasun$25.0012/14/2011 11:19:31 AM
BigSkyFinancial$26.0012/14/2011 11:06:16 AM
LittleMingo$30.0012/14/2011 11:07:39 AM
DoctorJoe$30.0012/14/2011 9:56:54 AM
nimble-revenue5$28.0012/14/2011 9:49:16 AM
RLaumeyer$26.0012/14/2011 9:39:36 AM
GElender$40.0012/14/2011 9:11:36 AM
janeybooboo$75.0012/14/2011 9:32:48 AM
igniter584$25.0012/14/2011 9:26:23 AM
loanman2007$250.0012/14/2011 9:31:52 AM
cberthiaume$25.0012/14/2011 9:05:29 AM
atlas-shrugged$200.0012/14/2011 9:18:13 AM
newfoundation$25.0012/14/2011 9:11:08 AM
RoZu_Lending$200.0012/14/2011 9:14:03 AM
AndChicksforFree$25.0012/14/2011 9:06:32 AM
Kash2010lu$25.0012/14/2011 9:06:05 AM
Starica$200.0012/14/2011 9:05:50 AM
lendstats_com$200.0012/14/2011 9:03:26 AM
the-discrete-income$35.0012/14/2011 9:02:51 AM
graceful-IRAinvestment$25.0012/14/2011 9:06:29 AM
MoneyForNothing$73.3012/14/2011 9:05:42 AM
finance-prescription$100.0012/14/2011 9:11:01 AM
commanding-treasure2$50.0012/14/2011 9:16:16 AM
grnii78$55.0012/14/2011 9:12:21 AM
Pebbles-Lending$25.0012/14/2011 9:12:38 AM
investment-artist$30.0112/14/2011 9:18:03 AM
loan-hacker$25.0012/14/2011 9:21:32 AM
Investor_DP$100.0012/14/2011 9:19:04 AM
resolute-justice413$32.0012/14/2011 9:20:29 AM
DHolly$31.0012/14/2011 9:07:17 AM
truth-companion$25.0012/14/2011 9:37:07 AM
refined-penny$25.0012/14/2011 9:36:30 AM
Feyenoord$30.0012/14/2011 9:15:59 AM
proud-gold9$25.0012/14/2011 9:41:21 AM
money-booster2$50.0012/14/2011 9:45:55 AM
market-assembler$50.0012/14/2011 9:52:50 AM
goodhearted-generosity511$30.0012/14/2011 10:15:24 AM
CA-Lender$25.0012/14/2011 10:31:21 AM
lender2611$25.0012/14/2011 9:26:40 AM
thankful-nickel2$25.0012/14/2011 10:44:18 AM
dollar-tornado3$50.0012/14/2011 10:12:24 AM
camaraderi-aspen$100.0012/14/2011 10:54:25 AM
vigorous-market5$200.0012/14/2011 11:36:58 AM
Beechturner$50.0012/14/2011 11:52:34 AM
SLN-10$50.0012/14/2011 11:43:05 AM
susurrus$100.0012/14/2011 12:06:06 PM
cattlebaron$25.0012/14/2011 12:08:06 PM
lowrater$150.7012/14/2011 12:15:10 PM
cattlebaron$25.0012/14/2011 12:08:30 PM
american-investor$50.0012/14/2011 12:10:00 PM
RecoveryLender$25.0012/14/2011 12:31:04 PM
seabassx$25.0012/14/2011 12:21:40 PM
inprotest$50.0012/14/2011 12:32:04 PM
worth-blanket2$2,000.0012/14/2011 12:33:15 PM
forthright-trade$25.0012/14/2011 10:31:55 AM
shrewd-income$200.0012/14/2011 10:36:20 AM
113121$500.0012/14/2011 10:55:28 AM
ethical-truth211$500.0012/14/2011 11:03:56 AM
duty-explosion9$75.0012/14/2011 11:15:27 AM
rutzebach$108.9712/14/2011 12:06:21 PM
cattlebaron$25.0012/14/2011 12:08:40 PM
USMC0311$25.0012/14/2011 12:09:58 PM
75 Investments
 
Borrower Payment Dependent Notes Series 544477
This series of Notes was issued and sold upon the funding of the borrower loan #57731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $440.76
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-2003 Debt/Income ratio: 35%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,800Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: Yes  
Screen name: healthy-compassion676 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
dept consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
igniter584$25.0012/15/2011 5:22:15 PM
BxRealtor$25.0012/15/2011 5:07:37 PM
Goodlender42$25.0012/15/2011 5:09:04 PM
Investor_DP$100.0012/15/2011 5:27:34 PM
bountiful-durability$50.0012/15/2011 8:37:25 PM
market-solstice2$25.0012/15/2011 5:34:08 PM
impressive-justice6$50.0012/16/2011 5:17:47 AM
blue-radiant-economy$100.0012/15/2011 7:39:07 PM
moola-gargantuan9$50.0012/16/2011 5:57:47 AM
deal-searcher1$25.0012/16/2011 5:30:52 AM
otherwisedisposed$20.0012/16/2011 11:44:30 AM
worth-blanket2$11,500.0012/16/2011 10:50:33 AM
pdub$75.0012/15/2011 5:32:35 PM
commanding-treasure2$50.0012/15/2011 5:18:19 PM
lender2611$25.0012/15/2011 5:06:46 PM
bazaar-festivity$25.0012/15/2011 5:17:45 PM
MASinVestment$50.0012/15/2011 5:22:46 PM
the-silver-blaster$100.0012/15/2011 7:06:24 PM
cattlebaron$25.0012/15/2011 11:08:27 PM
wonder3$30.0012/16/2011 5:57:53 AM
unbelievable-exchange$100.0012/16/2011 9:51:47 AM
axl163$25.0012/16/2011 10:08:34 AM
22 Investments
 
Borrower Payment Dependent Notes Series 544485
This series of Notes was issued and sold upon the funding of the borrower loan #57889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1998 Debt/Income ratio: 25%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 24 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,837Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 106%  
   Homeownership: Yes  
Screen name: peso-influencer6 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan consolidation
Purpose of loan: loan consolidation
This loan will be used to...pay bills

My financial situation: WESLA FCU
I am a good candidate for this loan because... I'm trustworthy and will pay it back


Monthly net income: $75000.00
Monthly expenses: $2200.00
Housing: $230
Insurance: $75
Car expenses: $1200
Utilities: $300
Phone, cable, internet: $60
Food, entertainment: $50
Clothing, household expenses: $150
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/14/2011 5:18:42 PM
affluence-generator2$100.0012/14/2011 5:17:14 PM
periko$25.0112/14/2011 11:02:45 PM
Interloper$25.0012/15/2011 9:30:58 AM
SecondChanceLendingSERV$25.0012/15/2011 1:34:43 PM
processor115$75.0012/16/2011 4:24:34 PM
green-rate-futurist$25.0012/16/2011 4:40:13 PM
loss-of-control$100.0012/16/2011 6:38:30 PM
calimanusa$50.0012/16/2011 11:54:56 PM
RMI_Babylon$25.0012/17/2011 9:04:16 AM
social-hunter5$27.0012/17/2011 3:11:20 PM
flaguynice$44.3412/17/2011 3:34:36 PM
goodhearted-generosity511$30.0012/17/2011 6:30:02 PM
impeccable-ore3$25.0012/18/2011 9:58:54 AM
thankful-nickel2$25.0012/18/2011 3:06:58 PM
droopie1$25.0012/18/2011 6:34:39 PM
MauiMike$50.0012/18/2011 4:30:21 PM
Gobsek$25.0012/19/2011 5:45:59 AM
glroark$50.0012/19/2011 8:50:52 AM
bnoble09$25.0012/19/2011 9:29:47 AM
Starfin-Capital-Management$50.0012/19/2011 11:23:17 AM
useful-cash043$500.0012/19/2011 6:48:54 PM
shawnw2$50.0012/20/2011 2:11:05 AM
melodious-openness$200.0012/20/2011 3:39:13 AM
ethical-truth211$230.9512/20/2011 5:49:40 AM
kendigme$50.0012/20/2011 2:42:09 AM
market-pudding$25.0012/20/2011 3:23:46 AM
klend4$25.0012/20/2011 3:35:17 AM
jkeller4000$25.0012/14/2011 5:28:41 PM
SolarMoonshine$25.0012/14/2011 5:37:06 PM
graceful-IRAinvestment$53.0012/14/2011 5:17:32 PM
vutah$30.0012/14/2011 5:23:29 PM
skillful-asset5$30.0012/15/2011 2:20:41 PM
PatriotKnight$25.0012/15/2011 4:32:27 PM
heart514$25.0012/15/2011 5:08:30 PM
new-marketplace-lyrics$25.0012/16/2011 2:41:32 AM
money-booster2$25.0012/16/2011 7:48:13 AM
Core-Marketing$25.0012/16/2011 4:24:55 AM
Mrs-Honeydew$25.0012/16/2011 8:03:20 AM
nfx$35.0012/16/2011 10:38:56 AM
let_me_retire$50.0012/16/2011 11:57:47 AM
Kids-College-Fund$613.0012/16/2011 5:24:06 PM
papaloha$25.0012/16/2011 6:51:11 PM
Rogelio48$35.0012/16/2011 9:17:11 PM
irrelevant$25.0012/16/2011 10:26:49 PM
850$50.0012/16/2011 11:29:46 PM
Hedge-Fund$25.0012/17/2011 4:48:29 AM
benefit-flow$25.0012/17/2011 11:08:35 AM
lowrater$100.8012/17/2011 9:44:44 AM
DHolly$31.0012/17/2011 1:45:34 PM
periko$39.7812/18/2011 12:20:26 PM
deal-searcher1$25.0012/18/2011 3:07:11 PM
momentous-value$25.0012/18/2011 6:32:19 PM
Trespass4$60.0012/19/2011 2:59:46 AM
s_man1$25.0012/19/2011 5:05:18 AM
blue-lively-platinum$25.0012/19/2011 9:05:38 AM
greenback-guard$25.0012/19/2011 6:13:22 AM
buffalobills$25.0012/19/2011 9:08:38 AM
ethical-truth211$150.0012/19/2011 10:40:06 AM
168RichCapital$25.1212/19/2011 12:31:36 PM
wwwUniversal$25.0012/19/2011 4:56:21 PM
the-laudable-peso$40.0012/19/2011 5:19:51 PM
bankbuddy55$150.0012/19/2011 6:49:14 PM
Valley-of-the-Dollar$25.0012/19/2011 8:43:41 PM
gain-expert$25.0012/19/2011 11:51:27 PM
marketologist327$25.0012/20/2011 4:36:36 AM
god_is_great$25.0012/20/2011 5:45:50 AM
67 Investments
 
Borrower Payment Dependent Notes Series 544493
This series of Notes was issued and sold upon the funding of the borrower loan #57875, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $141.04
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1981 Debt/Income ratio: 20%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 18 / 11Length of status:25y 4m
Amount delinquent: $51 Total credit lines: 35 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,969Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: Yes  
Screen name: exchange-conqueror1 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for income adjustment
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 8,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lender2611$25.0012/15/2011 5:06:46 PM
gravbox$25.0012/15/2011 5:24:09 PM
Goodlender42$25.0012/15/2011 5:09:04 PM
bazaar-festivity$25.0012/15/2011 5:17:45 PM
blue-radiant-economy$100.0012/15/2011 7:41:13 PM
the-silver-blaster$75.0012/15/2011 7:06:25 PM
bountiful-durability$50.0012/15/2011 8:37:25 PM
processor115$100.0012/16/2011 5:59:22 PM
lowrater$50.7012/17/2011 2:04:51 PM
riproaringrapids$25.0012/18/2011 12:06:30 AM
prudent-bid3$25.0012/18/2011 7:41:49 PM
patriot897$25.0012/19/2011 10:24:11 AM
reaction5$25.0012/19/2011 2:11:22 PM
intelligent-dedication9$100.0012/19/2011 4:34:45 PM
orbital-velocity7$50.0012/19/2011 4:51:48 PM
studious-listing8$25.0012/19/2011 5:14:33 PM
worthy-bid8$50.0012/19/2011 5:38:13 PM
hektek22$600.0012/19/2011 10:27:17 PM
houli123$100.0012/20/2011 6:32:18 AM
otherwisedisposed$50.0012/20/2011 9:16:52 AM
wwwUniversal$25.0012/20/2011 9:39:00 AM
kinetic-social$30.0012/20/2011 9:45:56 AM
intelligent-dedication9$100.0012/20/2011 12:14:49 PM
astute-benjamins$50.0012/20/2011 2:51:52 PM
dpries123$25.0012/20/2011 1:18:16 PM
blue-radiant-economy$75.0012/20/2011 3:24:49 PM
ALVO$50.0012/20/2011 3:48:31 PM
squweech$25.0012/20/2011 4:53:42 PM
rajs$100.0012/20/2011 8:53:40 PM
djs81$50.0012/20/2011 9:58:01 PM
Investor_DP$100.0012/15/2011 5:27:34 PM
commanding-treasure2$50.0012/15/2011 5:18:19 PM
MASinVestment$50.0012/15/2011 5:22:46 PM
vutah$25.0012/15/2011 8:15:25 PM
unbelievable-exchange$100.0012/16/2011 9:51:48 AM
AFairDeal$25.0012/16/2011 5:08:51 PM
Poker_Grandpa$25.0012/16/2011 3:57:09 PM
emphatic-bonus5$75.0012/17/2011 9:43:32 AM
marwadi-62$75.0012/17/2011 10:36:51 AM
aabadabadoo$25.0012/17/2011 12:14:52 PM
EngineersAlliance$125.0012/17/2011 12:35:59 PM
drkosh$25.0012/17/2011 4:51:23 PM
integrity-trumpet$42.0012/17/2011 9:09:51 PM
impressive-justice6$50.0012/18/2011 4:24:25 AM
newest-generous-income$25.0012/18/2011 7:08:59 AM
deal-searcher1$35.0012/18/2011 3:04:35 PM
alexander-hamilton$50.0012/19/2011 10:23:25 AM
Kessler$25.0012/19/2011 10:23:27 AM
fantastic-investment9$30.0012/19/2011 11:45:05 AM
Starica$250.0012/20/2011 9:11:22 AM
seineil$75.0012/20/2011 9:52:46 AM
ricklip$100.0012/20/2011 10:23:18 AM
Money_Working$25.0012/20/2011 10:53:57 AM
money-booster2$25.0012/20/2011 1:44:03 PM
scrappy-leverage6$25.0012/20/2011 12:53:54 PM
FoosMaster$30.0012/20/2011 3:27:46 PM
upbeat-finance8$25.0012/20/2011 6:14:06 PM
the-enticing-coin$407.3012/21/2011 12:17:00 AM
58 Investments
 
Borrower Payment Dependent Notes Series 544501
This series of Notes was issued and sold upon the funding of the borrower loan #57557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-13-2011 
Term: 60 months Listing End date:  Dec-15-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-2007 Debt/Income ratio: 9%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:7y 7m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,143Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: upbeat-peace4 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Loan
Purpose of loan: Home Improvements, Consolidate Credit Cards
This loan will be used to...

My financial situation: Good
I am a good candidate for this loan because... I am reliable, I have a secure job and good income potential


Monthly net income: $3500
Monthly expenses: $
Housing: $1440
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
DHolly$25.0012/13/2011 5:04:38 PM
Investor_DP$100.0012/13/2011 5:07:14 PM
passivesf$50.0012/13/2011 5:37:14 PM
blue-radiant-economy$100.0012/14/2011 3:13:51 AM
Bank_Of_XL$25.0012/14/2011 7:52:27 AM
camaraderi-aspen$100.0012/14/2011 12:21:14 PM
skillful-asset5$25.0012/14/2011 2:32:01 PM
tractorman$25.0012/14/2011 6:04:01 PM
sunny-dough9$200.0012/14/2011 6:20:26 PM
julijask$25.0012/14/2011 5:42:49 PM
BxRealtor$25.0012/14/2011 5:44:06 PM
angelinvestor2$40.0012/14/2011 6:31:58 PM
rolandweary$50.0012/14/2011 7:07:47 PM
igniter584$50.0012/14/2011 8:14:30 PM
gain-mountain1$26.0012/14/2011 8:51:16 PM
financelover$50.0012/14/2011 10:30:45 PM
mingthemink$25.0012/14/2011 9:47:12 PM
graceful-benjamins$25.0012/14/2011 10:44:22 PM
resplendent-dollar$25.0012/14/2011 11:21:29 PM
ethical-truth211$1,001.0012/15/2011 3:37:17 AM
heroic-deal7$25.0012/15/2011 5:10:24 AM
Webpreneur$50.0012/15/2011 12:23:37 AM
refined-return922$25.0012/15/2011 6:20:05 AM
logical-loyalty0$30.0012/15/2011 8:13:41 AM
DarthContinent$50.0012/15/2011 8:41:52 AM
MoonMama$25.0012/15/2011 7:55:40 AM
otherwisedisposed$250.0012/15/2011 8:49:07 AM
Schlawinzer$25.0012/15/2011 9:10:18 AM
1stTime2ndChance$25.0012/15/2011 7:42:02 AM
bold-shrewd-duty$41.0012/15/2011 9:43:43 AM
javelin0$25.0012/15/2011 9:49:44 AM
penny-plato$25.0012/15/2011 10:02:59 AM
bazaar-festivity$25.0012/13/2011 5:08:50 PM
commanding-treasure2$50.0012/13/2011 5:13:37 PM
igniter584$25.0012/13/2011 5:40:33 PM
lender2611$25.0012/13/2011 5:43:15 PM
vutah$25.0012/13/2011 6:23:53 PM
AFairDeal$25.0012/13/2011 5:42:06 PM
MASinVestment$100.0012/14/2011 7:33:26 AM
graceful-IRAinvestment$53.0012/14/2011 12:04:55 PM
valiant-note129$200.0012/14/2011 4:01:50 PM
unforgettable-wealth4$50.0012/14/2011 5:29:41 PM
careful-compassion$25.0012/14/2011 6:29:10 PM
SharkAttack$25.0012/14/2011 10:30:20 PM
ericd523$25.0012/14/2011 8:58:46 PM
radforj22$45.9412/15/2011 3:31:21 AM
meers2000$25.0012/15/2011 6:28:16 AM
IPlayOutsideTheBox$25.0012/15/2011 4:53:39 AM
reward-excellency1$25.0012/15/2011 5:37:42 AM
bold-shrewd-dedication$250.0012/15/2011 5:47:08 AM
Bob450$25.0012/15/2011 6:48:44 AM
money-booster2$35.0012/15/2011 7:58:57 AM
income-banjo$50.0012/15/2011 9:10:19 AM
worldly-income2$25.8112/15/2011 8:51:31 AM
first-friendly-listing$37.5012/15/2011 8:54:06 AM
heart514$25.0012/15/2011 9:10:30 AM
britgsb$30.0012/15/2011 9:23:38 AM
versatile-integrity8$30.8712/15/2011 10:10:38 AM
worth-blanket2$11,000.0012/15/2011 9:54:10 AM
mike279766$54.3312/15/2011 9:59:30 AM
feiandasun$25.0012/15/2011 10:17:28 AM
p2ploan-thinker7$49.5512/15/2011 10:26:57 AM
62 Investments
 
Borrower Payment Dependent Notes Series 544505
This series of Notes was issued and sold upon the funding of the borrower loan #57614, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $198.46
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Mar-1996 Debt/Income ratio: 12%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 4 Current / open credit lines: 9 / 10Length of status:13y 9m
Amount delinquent: $42,342 Total credit lines: 41 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,017Stated income:$25,000-$49,999
Delinquencies in last 7y: 43 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: hendo08 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 30 ( 86% ) 680-699 (Latest)
Principal borrowed: $5,000.00< 31 days late: 5 ( 14% )  
660-679 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Auto Purchase
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.0012/14/2011 9:05:22 AM
312-Lender$25.0012/14/2011 9:06:36 AM
red-power-pecan$50.0012/14/2011 9:11:38 AM
DHolly$31.0012/14/2011 9:13:12 AM
Investor_DP$100.0012/14/2011 9:19:19 AM
money-baron-roth-IRA$50.0012/14/2011 9:33:26 AM
nfx$40.0012/14/2011 9:30:29 AM
money-baron-Roth401k$50.0012/14/2011 9:13:08 AM
Feyenoord$30.0012/14/2011 12:11:56 PM
affluence-generator2$100.0012/14/2011 9:09:17 AM
SecondChanceLendingSERV$25.0012/14/2011 9:12:26 AM
twjh$25.0012/14/2011 9:15:11 AM
Jack55304$200.0012/14/2011 9:22:22 AM
graceful-IRAinvestment$60.0012/14/2011 9:06:38 AM
SolarMoonshine$25.0012/14/2011 9:50:22 AM
Rollshaft$30.0012/14/2011 11:30:55 AM
worth-blanket2$4,200.0012/14/2011 12:30:53 PM
17 Investments
 
Borrower Payment Dependent Notes Series 544507
This series of Notes was issued and sold upon the funding of the borrower loan #58036, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-2003 Debt/Income ratio: Not calculated
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 6 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $608Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: careful-repayment095 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Finish Can Obama Launch Funding
Purpose of loan:
Finish launching a novelty beverage company

We've established our organization. We're popular online through various venues and need to create product to supply interest and fill orders. This loan will be used to fund the following: Initial Energy Drinks, Initial Coffee, Promotional Material, Website.

My financial situation:
I am a good candidate for this loan because...
I am employed full-time
I have paid off all previous loans in full
I have not missed payments on existing loan
I do not need the income from the beverage company to meet this commitment.

Monthly net income: $1600
Monthly expenses: $450
Housing: $0
Insurance: $100
Car expenses: $250
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/13/2011 5:07:32 PM
balanced-balance6$25.0012/14/2011 5:18:50 AM
greenback-guard$25.0012/15/2011 5:09:13 AM
trade-beeper4$25.0012/15/2011 9:46:25 AM
miked8303$50.0012/15/2011 1:21:42 PM
zorg77$50.0012/15/2011 2:55:11 PM
zorg77$50.0012/15/2011 2:54:46 PM
camaraderi-aspen$100.0012/16/2011 9:21:01 AM
profit-powerplant$25.0012/16/2011 5:12:35 PM
processor115$25.0012/16/2011 6:03:38 PM
emphatic-bonus5$75.0012/17/2011 9:43:27 AM
riproaringrapids$25.0012/18/2011 12:06:23 AM
deal-searcher1$35.0012/18/2011 3:04:33 PM
fantastic-investment9$30.0012/19/2011 11:44:59 AM
jkeller4000$25.0012/19/2011 2:31:11 PM
hyrolln$25.0012/19/2011 5:29:44 PM
worthy-bid8$50.0012/19/2011 5:38:07 PM
ricklip$100.0012/20/2011 10:23:12 AM
missing-link$25.0012/21/2011 9:19:19 AM
compassion-expert$25.0012/21/2011 9:32:50 AM
gallant-economy9$50.0012/21/2011 9:44:26 AM
money-baron-Roth401k$50.0012/21/2011 9:31:36 PM
economy-shrubbery6$25.0012/21/2011 10:26:17 PM
fortytwo$150.0012/22/2011 9:19:18 AM
mercuriant$25.0012/22/2011 9:33:31 AM
x32248$25.0012/22/2011 10:24:04 AM
kind-credit-bear$25.0012/22/2011 4:57:19 PM
worth-viking$100.0012/22/2011 5:13:40 PM
happy-return4$50.0012/22/2011 5:30:51 PM
Dubbs360$250.0012/22/2011 8:05:33 PM
balanced-return5$25.0012/22/2011 11:28:25 PM
octoberfresh$25.0012/23/2011 7:19:53 AM
hopeful-silver5$26.6512/23/2011 7:21:07 AM
Kash2010lu$25.0012/23/2011 8:05:59 AM
javelin0$25.0012/23/2011 9:03:20 AM
finance-prescription$100.0012/23/2011 9:20:50 AM
economy-coup$31.0012/23/2011 9:13:51 AM
FASTIZIO_P$25.0012/23/2011 9:31:16 AM
handshake5$80.0012/23/2011 9:37:17 AM
ccclaireee333$25.0012/23/2011 9:37:27 AM
orange-preeminant-bill$25.0012/23/2011 9:34:42 AM
zone8$62.0012/23/2011 9:40:03 AM
Megaton$25.0012/23/2011 9:40:18 AM
coin-investor$25.0012/23/2011 9:48:30 AM
kewgdns$30.6912/23/2011 10:08:53 AM
Ron_Paul_4_Pres_2012$31.8512/23/2011 12:30:06 PM
bellaquito$150.0012/23/2011 1:01:29 PM
monster4$50.0012/23/2011 5:30:56 PM
practical-expectations$25.0012/23/2011 6:06:47 PM
jmeasn$25.0012/23/2011 8:32:54 PM
orange-cordial-marketplace$50.0012/23/2011 6:56:23 PM
first-pragmatic-power$25.0012/23/2011 11:23:41 PM
tranquil-credit0$35.0012/24/2011 5:40:29 AM
factcheck$35.0012/24/2011 1:20:23 AM
Bank42$25.0012/24/2011 4:58:38 AM
KADENA462$25.0012/24/2011 5:18:34 AM
investment-comet$25.0012/24/2011 7:42:57 AM
houli123$25.0012/24/2011 7:50:27 AM
note-mover9$25.0012/24/2011 9:31:42 AM
value-architect6$25.0012/24/2011 10:02:44 AM
gain-expert$25.0012/24/2011 11:24:48 AM
NorthwestLoan1$45.0012/24/2011 8:45:13 AM
leverage-monger$25.0012/24/2011 8:59:01 AM
NoMoreDebt4Me$25.0012/24/2011 12:07:02 PM
greenback-loyalist8$37.9012/24/2011 12:07:03 PM
jhernand17$25.0012/24/2011 9:38:09 AM
Elefunt$25.0012/24/2011 12:08:58 PM
funds-framework4$50.0012/24/2011 9:45:19 AM
acer007$25.0012/24/2011 9:56:28 AM
HamachiMan$50.0012/24/2011 12:11:36 PM
oreyedoc$50.0012/24/2011 12:11:18 PM
rebelduke$25.0012/24/2011 12:15:08 PM
sjo1984111$25.0012/24/2011 12:13:20 PM
income-motor4$25.0012/24/2011 11:53:48 AM
money-bauble$200.0012/24/2011 12:18:54 PM
Mariner3605$25.0012/24/2011 12:19:18 PM
symbiosis$50.0012/24/2011 12:18:59 PM
magnitude787$25.0012/24/2011 12:19:47 PM
yield-trader$25.0012/24/2011 12:20:52 PM
bnlforever$25.0012/24/2011 12:25:10 PM
whatknows$25.0012/24/2011 12:25:06 PM
engaging-leverage823$25.0012/24/2011 12:25:48 PM
a-credit-rotation$25.0012/24/2011 12:26:36 PM
persevering$25.0012/24/2011 12:17:21 PM
reward-adventure$50.0012/24/2011 12:28:17 PM
ursus$50.0012/24/2011 12:17:49 PM
capital-renewal$25.0012/24/2011 12:18:57 PM
Wellman$25.0012/24/2011 12:30:03 PM
flexible-value$42.0012/24/2011 12:20:31 PM
IIP77$25.0012/24/2011 12:31:11 PM
Tradesmanlender$25.0012/24/2011 12:31:30 PM
selfmademan$25.0012/24/2011 12:21:47 PM
bassman2$25.0012/24/2011 12:32:03 PM
investment-mountain$25.0012/24/2011 12:23:36 PM
cash-reaction2$50.0012/24/2011 12:33:02 PM
debt-force$25.0012/24/2011 12:26:34 PM
successful-agreement7$31.0012/24/2011 12:29:25 PM
cash-reaction2$25.0012/24/2011 12:33:29 PM
pound-mushroom3$25.0012/24/2011 12:30:38 PM
principal-cooker2$25.0012/24/2011 12:36:52 PM
melodious-fairness$25.0012/24/2011 12:38:04 PM
organic-order$25.0012/24/2011 12:42:26 PM
blue-lively-platinum$25.0012/24/2011 12:42:40 PM
Katburg$25.0012/24/2011 12:42:44 PM
indomitable-dedication$25.0012/24/2011 12:43:37 PM
VesuvianMan$25.0012/13/2011 5:33:22 PM
graceful-IRAinvestment$53.0012/14/2011 11:52:09 AM
DarthContinent$50.0012/15/2011 8:41:53 AM
SecondChanceLendingSERV$25.0012/15/2011 10:20:16 AM
MASinVestment$50.0012/15/2011 5:22:41 PM
unbelievable-exchange$100.0012/15/2011 4:45:48 PM
terrific-p2ploan$25.0012/15/2011 7:37:33 PM
the-silver-blaster$75.0012/15/2011 7:06:19 PM
processor115$25.0012/16/2011 4:20:34 PM
papaloha$25.0012/16/2011 6:51:09 PM
jkeller4000$25.0012/17/2011 4:00:35 AM
dollar-sonnet3$25.0012/18/2011 12:40:20 PM
truth-companion$25.0012/18/2011 12:46:04 PM
sjc224$25.0012/19/2011 2:33:14 PM
KLCRAY$25.0012/21/2011 9:09:45 AM
prohelper$50.0012/21/2011 1:00:00 PM
antlr$50.0012/21/2011 9:21:09 PM
diplomatic-wealth7$25.0012/22/2011 9:14:12 AM
red-power-pecan$26.0012/22/2011 9:37:18 AM
Weaverville$25.0012/22/2011 9:59:19 AM
Lendersaurus-Rex$25.0012/22/2011 3:48:13 PM
astute-wealth8$25.0012/22/2011 5:36:20 PM
secobarbital$100.0012/22/2011 5:40:26 PM
twjh$25.0012/22/2011 5:46:04 PM
bonus-demon$50.0012/22/2011 5:42:59 PM
greenback-investor7$200.0012/22/2011 6:18:51 PM
melodious-openness$1,000.0012/22/2011 6:40:06 PM
NorthernFunds$50.0012/22/2011 11:39:12 PM
payout-bridge$25.0012/22/2011 11:19:00 PM
deal-thinker7$50.0012/23/2011 4:34:24 AM
averagefore$25.0012/23/2011 5:53:53 AM
ddog0224$35.8012/23/2011 7:29:52 AM
shrewd-peace7$25.0012/23/2011 9:12:29 AM
desertoasis$25.0012/23/2011 9:12:59 AM
triumphant-community$25.0012/23/2011 9:28:08 AM
vigorous-moola0$100.0012/23/2011 9:47:28 AM
Comoparklender$25.0012/23/2011 9:42:50 AM
moola-gondola1$100.0012/23/2011 10:12:24 AM
dollardave$50.0012/23/2011 10:16:46 AM
gimincorp$25.0012/23/2011 12:46:28 PM
credit-sycamore4$100.0012/23/2011 12:13:11 PM
methodical-loot$41.9412/23/2011 2:41:22 PM
transparency-river1$269.1712/23/2011 1:03:50 PM
tenacious-capital3$35.0112/23/2011 12:25:19 PM
discrete-dinero$46.4812/23/2011 1:47:00 PM
ready-vigilance3$50.0012/23/2011 2:37:04 PM
nimble-revenue5$50.0012/23/2011 5:31:08 PM
money-surge1$25.0012/23/2011 5:22:33 PM
nodrivelpls$25.0012/23/2011 5:41:37 PM
meadow48$25.0012/23/2011 5:43:41 PM
kellydawn$25.0012/23/2011 5:36:46 PM
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ibealion$29.4612/23/2011 7:21:09 PM
calimanusa$50.0012/24/2011 1:34:13 AM
interest-pudding4$25.0012/23/2011 11:41:56 PM
powerful-finance7$25.0012/24/2011 3:15:12 AM
DreDub$50.0012/24/2011 12:18:46 AM
Binan$94.3312/24/2011 3:46:57 AM
factcheck$100.0012/24/2011 1:24:22 AM
stollcm$25.0012/24/2011 6:13:12 AM
jga516$25.0012/24/2011 7:27:35 AM
phase421$25.0012/24/2011 7:20:21 AM
finance-rocket2$25.0012/24/2011 7:41:11 AM
GGreg799$25.0012/24/2011 9:22:10 AM
washboard1$25.0012/24/2011 12:05:35 PM
jml3482$25.0012/24/2011 12:10:04 PM
mpatrick$50.0012/24/2011 10:19:57 AM
shiny-dollar9$50.0012/24/2011 12:10:58 PM
DeltaGambler$50.0012/24/2011 12:17:00 PM
unassassinable$25.0012/24/2011 12:18:10 PM
brazilofmux$44.0012/24/2011 12:06:36 PM
economy-producer$25.0012/24/2011 12:18:50 PM
heart514$25.0012/24/2011 12:19:59 PM
tremendous-payment$25.0012/24/2011 12:09:27 PM
hard-working-rate3$100.0012/24/2011 12:25:24 PM
Diamond_Jim$25.0012/24/2011 12:25:17 PM
financial-frenzy$25.0012/24/2011 12:27:04 PM
silver-wonder278$25.0012/24/2011 12:28:04 PM
dough-bear$25.0012/24/2011 12:28:45 PM
soccermom33$25.0012/24/2011 12:30:01 PM
Greenbak$25.0012/24/2011 12:21:31 PM
a-resplendent-commitment$25.0012/24/2011 12:22:31 PM
restless-currency$50.0012/24/2011 12:23:50 PM
revenue-circuit1$25.0012/24/2011 12:27:07 PM
kindness-jedi$25.0012/24/2011 12:28:22 PM
asiaratt$50.0012/24/2011 12:34:34 PM
SKOAL$25.0012/24/2011 12:29:33 PM
gjm6d$25.0012/24/2011 12:33:32 PM
GCInvestments$29.0012/24/2011 12:37:21 PM
fantastic-wampum1$100.0012/24/2011 12:31:57 PM
JauaFlash$25.0012/24/2011 12:40:05 PM
wealth-builder57$25.0012/24/2011 12:40:55 PM
AEH_Now$25.0012/24/2011 12:41:11 PM
tshurts$25.0012/24/2011 12:42:12 PM
EBITDA$25.0012/24/2011 12:41:47 PM
hope-eagle6$25.0012/24/2011 12:33:48 PM
gustavzantanon$25.0012/24/2011 12:33:59 PM
wise-deal-panda$100.0012/24/2011 12:35:09 PM
rapid-credit428$25.0012/24/2011 12:45:02 PM
finance-mushroom$200.0012/24/2011 12:45:49 PM
Bookophile$50.0012/24/2011 12:46:11 PM
Santa_Osage$25.0012/24/2011 12:39:01 PM
social-cocktail1$200.0012/24/2011 12:44:29 PM
CAGE-Investments$17.7212/24/2011 12:46:55 PM
209 Investments
 
Borrower Payment Dependent Notes Series 544513
This series of Notes was issued and sold upon the funding of the borrower loan #57466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $128.58
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1997 Debt/Income ratio: 17%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 8Length of status:6y 9m
Amount delinquent: $0 Total credit lines: 30 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,547Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: Yes  
Screen name: aamjohns Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 62 ( 100% ) 760-779 (Latest)
Principal borrowed: $11,000.00< 31 days late: 0 ( 0% )  
780-799 (Aug-2009)
780-799 (Jun-2008)
 
Principal balance: $1,398.92 31+ days late: 0 ( 0% )
Total payments billed: 62  
Description
Pay off higher interest credit
Purpose of loan:
This loan will be used to pay off higher interest credit.

My financial situation:
I am a good candidate for this loan because I pay all of my bills on time each month. I've already had one prosper loan and I paid it off with no problems. I have another prosper loan that will be paid off next year and I have made every payment on time. I will be able to pay this loan successfully. I will have it set to auto payment so it will be paid on time each month.

I have a good credit score. I have taken all of my credit resposibilities seriously and I fully intend to pay this off on time and in full. I appreciate the opportunity to borrow through prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
kid_dynamite15$75.0012/13/2011 5:06:06 PM
unforgettable-wealth4$50.0012/13/2011 5:10:34 PM
jgar_O$25.0012/13/2011 5:10:53 PM
MoneyForNothing$74.0512/13/2011 5:15:18 PM
LongTail$25.0012/13/2011 5:16:26 PM
BxRealtor$25.0012/13/2011 5:16:49 PM
investment-artist$30.0112/13/2011 5:18:49 PM
bb575$50.0012/13/2011 5:26:39 PM
chicagobanker$50.0012/13/2011 5:10:23 PM
income-banjo$50.0012/13/2011 5:13:22 PM
passivesf$30.0012/13/2011 5:36:46 PM
commanding-treasure2$50.0012/13/2011 5:13:37 PM
heart514$25.0012/13/2011 5:36:52 PM
first-euro-rapture$25.0012/13/2011 5:38:21 PM
vinayski$25.0012/13/2011 5:35:57 PM
brazilofmux$100.0012/13/2011 5:26:04 PM
caring-hope2$25.0012/13/2011 6:37:36 PM
gravbox$25.0012/13/2011 6:21:49 PM
wam37$25.0012/13/2011 6:29:55 PM
mad-scientist418$25.0012/13/2011 5:37:35 PM
treasure-birdie3$100.0012/13/2011 7:19:01 PM
gr8_r8$25.0012/13/2011 7:30:25 PM
just-loyalty643$50.0012/13/2011 8:41:24 PM
radforj22$25.0012/13/2011 7:30:57 PM
einstein$500.0012/13/2011 8:22:46 PM
Brisket_Bob$25.3412/14/2011 4:32:10 AM
Mrs-Honeydew$25.0012/14/2011 5:16:45 AM
gold-gazelle$50.0012/14/2011 5:45:22 AM
promise2$50.0012/13/2011 10:23:33 PM
RecoveryLender$25.0012/14/2011 7:14:11 AM
houli123$100.0012/14/2011 7:28:13 AM
yield-hut$47.0012/14/2011 4:39:08 AM
Ricajote$25.0012/14/2011 4:48:07 AM
Bank42$30.0012/14/2011 5:05:41 AM
gold-gazelle$50.0012/14/2011 5:45:00 AM
MASinVestment$100.0012/14/2011 7:33:26 AM
pdub$75.0012/13/2011 5:18:06 PM
riproaringrapids$25.0012/13/2011 5:07:46 PM
Feyenoord$30.0012/13/2011 5:13:49 PM
timbob$100.0012/13/2011 5:24:11 PM
the-bright-velocity$25.0012/13/2011 5:21:27 PM
green-trade-dolphin2$30.0212/13/2011 5:02:15 PM
penny-plato$25.0012/13/2011 5:28:59 PM
thankful-nickel2$25.0012/13/2011 5:29:06 PM
market-solstice2$25.0012/13/2011 5:09:29 PM
awwaww$25.0012/13/2011 5:09:48 PM
aabadabadoo$25.0012/13/2011 5:10:38 PM
Asgardian$30.0012/13/2011 5:34:06 PM
trade-burrito4$35.0012/13/2011 5:37:45 PM
igniter584$25.0012/13/2011 5:40:33 PM
AFairDeal$25.0012/13/2011 5:41:56 PM
GElender$40.0012/13/2011 5:44:14 PM
britgsb$30.0012/13/2011 5:31:35 PM
indomitable-coin$25.0012/13/2011 5:34:26 PM
heavy_ax$50.0012/13/2011 5:35:09 PM
auxilliary2000$25.0012/13/2011 6:21:49 PM
E-2$100.0012/13/2011 6:46:40 PM
jpblan11$25.0012/13/2011 7:31:37 PM
Cascadianomics$25.0012/13/2011 9:07:01 PM
janeybooboo$75.0012/13/2011 9:34:48 PM
blue-lively-platinum$25.0012/13/2011 5:45:54 PM
logical-repayment1$25.0012/13/2011 9:47:53 PM
dpfl55$25.0012/13/2011 9:46:17 PM
iaffy$25.0012/13/2011 5:48:17 PM
lowrater$200.7012/13/2011 10:32:21 PM
peripatetic$25.0012/14/2011 1:13:23 AM
credit-guard5$25.0012/13/2011 9:11:54 PM
dckpolo$25.0012/14/2011 5:29:21 AM
bannybucks$25.0012/14/2011 6:27:37 AM
Moe87$25.0012/14/2011 2:20:32 AM
1stBankAndHal$50.0712/14/2011 2:23:51 AM
Jibe$126.5212/14/2011 4:33:23 AM
Beechturner$100.0012/14/2011 5:39:51 AM
gentle-gain235$50.0012/14/2011 7:07:14 AM
MASinVestment$291.2912/14/2011 7:35:20 AM
75 Investments
 
Borrower Payment Dependent Notes Series 544523
This series of Notes was issued and sold upon the funding of the borrower loan #57727, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-2002 Debt/Income ratio: Not calculated
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,643Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: No  
Screen name: platinum-dominator3 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Purpose of loan:
This loan will be used to...
Pay bills until my renewals start which will be January 2012

My financial situation:
I am a good candidate for this loan because...
I own a business and have had much success in my career. I own a business and do business as Colonial lIfe. I make 100,000+ a year, but do to a new child and business expenses during this time of year, I have to get by the next month and I will be A-Ok.


Monthly net income: $8000.00
Monthly expenses: $2000.00
Housing: $1000.00
Insurance: $200.00
Car expenses: $0
Utilities: $200.00
Phone, cable, internet: $270.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/14/2011 5:24:23 PM
cattlebaron$100.0012/14/2011 7:06:18 PM
blue-radiant-economy$300.0012/15/2011 2:46:46 AM
DarthContinent$50.0012/15/2011 8:41:53 AM
miked8303$50.0012/15/2011 1:21:44 PM
unbelievable-exchange$100.0012/15/2011 4:45:50 PM
the-silver-blaster$75.0012/15/2011 7:06:19 PM
ChrisProsper$0.2712/20/2011 2:35:43 PM
viennese$25.0012/20/2011 2:32:09 PM
dpries123$25.0012/20/2011 1:13:09 PM
scrappy-leverage6$25.0012/20/2011 12:53:52 PM
KramericaIndustries$30.0112/20/2011 1:23:33 PM
Zuzu$32.4512/20/2011 11:23:17 AM
mlj0671$25.0012/20/2011 11:40:49 AM
goodhearted-generosity511$30.0012/20/2011 10:13:44 AM
bnoble09$25.0012/20/2011 10:23:25 AM
gjm6d$25.0012/20/2011 9:22:33 AM
unbelievable-exchange$25.0012/20/2011 9:24:40 AM
pious-benjamins1$40.0012/20/2011 8:42:52 AM
keichi03$40.0012/20/2011 8:13:25 AM
octoberfresh$25.0012/20/2011 7:31:34 AM
vivid-loot1$51.0012/20/2011 7:43:24 AM
irishalaskan$25.0012/20/2011 4:52:19 AM
discrete-asset$25.0012/20/2011 4:40:45 AM
rajs$100.0012/19/2011 7:22:20 PM
bsh297$29.0512/19/2011 8:28:28 PM
hyrolln$25.0012/19/2011 5:29:44 PM
suave-dime6$25.0012/19/2011 5:00:52 PM
orbital-velocity7$50.0012/19/2011 4:51:47 PM
red-vivacious-rupee$25.0012/19/2011 4:31:49 PM
scarlet-velvet$25.0812/19/2011 3:51:46 PM
javelin0$48.5112/19/2011 5:00:35 PM
leverage-monger$25.0012/19/2011 6:49:17 AM
atcrain07$50.0012/19/2011 6:07:16 AM
LendingPimp$50.0012/18/2011 11:15:18 PM
heart514$25.0012/18/2011 12:42:48 PM
fortytwo$150.0012/18/2011 12:45:34 PM
life-is-great$25.0012/18/2011 12:39:39 PM
diplomatic-wealth7$25.0012/18/2011 12:09:35 PM
impeccable-ore3$25.0012/18/2011 9:57:59 AM
engaging-worth$25.0012/18/2011 8:11:39 AM
riproaringrapids$25.0012/18/2011 12:06:26 AM
javelin0$25.0012/17/2011 5:48:27 PM
integrity-trumpet$50.0012/17/2011 9:09:48 PM
luann199$36.2012/17/2011 7:25:54 PM
social-hunter5$27.0012/17/2011 3:13:18 PM
hope-hickory8$25.0012/17/2011 12:24:37 PM
emphatic-bonus5$75.0012/17/2011 9:43:28 AM
jkeller4000$25.0012/17/2011 4:00:36 AM
SecondChanceLendingSERV$25.0012/15/2011 10:22:47 AM
Interloper$25.0012/15/2011 12:07:43 PM
MASinVestment$50.0012/15/2011 5:22:41 PM
orange-impartial-asset$250.0012/15/2011 8:37:45 PM
processor115$25.0012/16/2011 4:20:35 PM
profit-powerplant$25.0012/16/2011 5:12:35 PM
processor115$25.0012/16/2011 6:03:39 PM
papaloha$25.0012/16/2011 6:51:12 PM
transformer855$25.0012/17/2011 9:08:33 AM
enchanted-diversification496$25.0012/17/2011 12:29:20 PM
careful-note$50.0012/17/2011 3:17:40 PM
zeeexsixare$200.0012/17/2011 9:05:19 PM
Weaverville$25.0012/18/2011 10:50:56 AM
favorite-commerce$40.0012/18/2011 11:42:29 AM
trade-beeper4$25.0012/18/2011 12:25:33 PM
dollar-sonnet3$25.0012/18/2011 12:40:20 PM
orange-preeminant-bill$25.0012/18/2011 12:27:23 PM
worth-viking$100.0012/18/2011 12:34:48 PM
truth-companion$25.0012/18/2011 12:46:04 PM
red-power-pecan$50.0012/18/2011 12:49:48 PM
affluence-generator2$50.0012/18/2011 2:59:09 PM
momentous-value$25.0012/18/2011 6:32:20 PM
deal-searcher1$35.0012/18/2011 3:04:33 PM
kendallv$100.0012/18/2011 6:17:07 PM
icanhasloanz$50.0012/19/2011 12:42:35 AM
greenback-guard$25.0012/19/2011 6:13:23 AM
loyalist1$100.0012/19/2011 8:36:51 AM
money-booster2$25.0012/19/2011 8:06:39 AM
marketplace-buckeye$50.0012/19/2011 8:30:45 AM
greencat$50.0012/19/2011 9:22:04 AM
CA-Lender$25.0012/19/2011 9:04:33 AM
wwwUniversal$25.0012/19/2011 9:24:07 AM
mercuriant$25.0012/19/2011 9:13:46 AM
makerain$25.0012/19/2011 9:24:58 AM
alexander-hamilton$50.0012/19/2011 10:23:22 AM
green-rate-futurist$25.0012/19/2011 11:00:15 AM
fantastic-investment9$30.0012/19/2011 11:45:00 AM
jkeller4000$25.0012/19/2011 2:31:12 PM
Jubael$50.1012/19/2011 4:56:12 PM
vigilance-portait5$50.0012/19/2011 2:31:19 PM
sjc224$25.0012/19/2011 2:33:14 PM
VesuvianMan$25.0012/19/2011 5:12:33 PM
orange-vigilance-shower$50.0012/19/2011 5:19:35 PM
thelovebug$100.0012/19/2011 5:35:39 PM
worthy-bid8$50.0012/19/2011 5:38:08 PM
processor115$50.0012/19/2011 8:47:01 PM
kendigme$30.3312/20/2011 2:43:15 AM
revenue-associate$25.0012/20/2011 6:35:51 AM
kellydawn$25.0012/20/2011 5:36:01 AM
all_of_that_one$25.0012/20/2011 7:41:32 AM
SqueezeKing$25.0012/20/2011 7:31:32 AM
john0720$25.0012/20/2011 7:58:05 AM
BankofRon$25.0012/20/2011 9:56:16 AM
ricklip$100.0012/20/2011 10:23:14 AM
mistrmark$50.0012/20/2011 10:11:02 AM
Capstone-Investments$25.0012/20/2011 11:15:14 AM
intelligent-dedication9$100.0012/20/2011 12:14:48 PM
DreDub$50.0012/20/2011 12:46:06 PM
willinvest$25.0012/20/2011 1:45:02 PM
108 Investments
 
Borrower Payment Dependent Notes Series 544527
This series of Notes was issued and sold upon the funding of the borrower loan #57612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1988 Debt/Income ratio: 25%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 17Length of status:14y 1m
Amount delinquent: $0 Total credit lines: 43 Occupation: Pilot - Private/Com...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $34,421Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: TexanViking Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small Consolidation Loan
Purpose of loan:
This loan will be used to...Consolidate some small debts and Christmas.

My financial situation:
I am a good candidate for this loan because...I have a stable job of over 14 years and have the funds to pay back the loan promptly.


Monthly net income: $ 7000
Monthly expenses: $
Housing: $ 1500
Insurance: $ 100
Car expenses: $
Utilities: $ 600
Phone, cable, internet: $ 300
Food, entertainment: $ 500
Clothing, household expenses: $ 200
Credit cards and other loans: $ 500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
loanman2007$50.0012/14/2011 9:38:44 AM
janeybooboo$70.0012/14/2011 9:41:28 AM
Investor_DP$100.0012/14/2011 9:19:20 AM
LittleMingo$25.0012/14/2011 11:15:32 AM
bazaar-festivity$25.0012/14/2011 9:39:38 AM
lowrater$150.8012/14/2011 12:13:11 PM
worth-blanket2$600.0012/14/2011 12:33:20 PM
handy-justice$50.0012/14/2011 9:34:28 AM
heavenly-interest9$500.0012/14/2011 9:14:35 AM
wonder3$45.0012/14/2011 9:04:54 AM
AndChicksforFree$25.0012/14/2011 9:16:46 AM
graceful-IRAinvestment$25.0012/14/2011 9:06:30 AM
Whipster$70.0012/14/2011 9:12:12 AM
irrelevant$25.0012/14/2011 10:05:07 AM
CA-Lender$75.0012/14/2011 10:31:34 AM
money-booster2$30.0012/14/2011 9:38:50 AM
evergreen16$100.0012/14/2011 11:47:09 AM
market-solstice2$25.0012/14/2011 9:49:38 AM
goodhearted-generosity511$30.0012/14/2011 10:13:08 AM
camaraderi-aspen$100.0012/14/2011 10:42:37 AM
ryan6853$25.0012/14/2011 10:57:18 AM
21 Investments
 
Borrower Payment Dependent Notes Series 544529
This series of Notes was issued and sold upon the funding of the borrower loan #57779, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2009 Debt/Income ratio: 18%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:11y 6m
Amount delinquent: $0 Total credit lines: 11 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,900Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: No  
Screen name: blue-dough-silo Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
BUYING A NEW HOME
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vutah$25.0012/14/2011 5:24:56 PM
lender2611$25.0012/14/2011 5:29:09 PM
commanding-treasure2$50.0012/14/2011 5:35:31 PM
currency-agave$60.0012/14/2011 5:38:18 PM
igniter584$25.0012/14/2011 5:43:27 PM
Investor_DP$100.0012/14/2011 5:23:59 PM
MoonMama$25.0012/15/2011 7:55:42 AM
worth-blanket2$14,200.0012/15/2011 9:54:21 AM
houli123$50.0012/15/2011 11:51:20 AM
awesome-yield7$29.8312/15/2011 11:07:12 AM
green-safe-wampum$50.0012/15/2011 11:38:23 AM
AFairDeal$25.0012/14/2011 5:16:02 PM
passivesf$35.0012/14/2011 7:13:13 PM
blue-radiant-economy$100.0012/15/2011 3:14:14 AM
SolarMoonshine$25.0012/15/2011 10:07:52 AM
beachfunder$25.0012/15/2011 10:16:38 AM
igniter584$75.0012/15/2011 10:30:37 AM
lowrater$75.1712/15/2011 12:59:52 PM
18 Investments
 
Borrower Payment Dependent Notes Series 544541
This series of Notes was issued and sold upon the funding of the borrower loan #57547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $320.77
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-2002 Debt/Income ratio: 40%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:5y 3m
Amount delinquent: $0 Total credit lines: 15 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,599Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: YoungGunz614 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Reducing Debt
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/14/2011 5:07:54 PM
truth-companion$25.0012/14/2011 5:41:35 PM
bid-stockpiler1$25.0012/14/2011 6:13:06 PM
larryboy10$25.0012/15/2011 6:37:30 AM
worth-blanket2$6,700.0012/15/2011 9:55:26 AM
versatile-integrity8$25.0012/15/2011 10:16:01 AM
SecondChanceLendingSERV$25.0012/15/2011 9:58:44 AM
happy-return4$50.0012/15/2011 11:44:54 AM
affluence-generator2$100.0012/14/2011 5:17:14 PM
jkeller4000$25.0012/14/2011 5:28:41 PM
unforgettable-wealth4$50.0012/14/2011 5:29:41 PM
Investor_DP$100.0012/14/2011 5:24:36 PM
bazaar-festivity$25.0012/14/2011 5:36:28 PM
golden-velocity9$25.0012/14/2011 6:21:37 PM
blue-radiant-economy$100.0012/15/2011 2:29:23 AM
greenback-guard$25.0012/15/2011 5:11:51 AM
greencat$50.0012/15/2011 7:02:39 AM
SolarMoonshine$25.0012/15/2011 10:01:18 AM
CA-Lender$25.0012/15/2011 10:19:13 AM
19 Investments
 
Borrower Payment Dependent Notes Series 544547
This series of Notes was issued and sold upon the funding of the borrower loan #57600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jun-1978 Debt/Income ratio: 10%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 10Employment status:Other
Now delinquent: 0 Current / open credit lines: 18 / 10Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,666Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: Yes  
Screen name: wealth-violin Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to.consildate debt..

My financial situation:
I am a good candidate for this loan because..I have never missed a payment on anything..


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
social-heart$25.0012/14/2011 5:37:53 PM
goodhearted-generosity511$30.0012/14/2011 9:48:31 PM
SFBank$50.0012/14/2011 8:15:46 PM
Rogelio48$40.0012/15/2011 8:30:11 AM
blitzen40$25.0012/15/2011 9:34:52 AM
mrxtravis$25.0012/15/2011 9:37:11 AM
worth-blanket2$1,500.0012/15/2011 9:55:12 AM
penny-plato$25.0012/15/2011 10:07:42 AM
enthusiast758$80.0012/14/2011 7:12:44 PM
blue-radiant-economy$200.0012/14/2011 8:47:16 PM
10 Investments
 
Borrower Payment Dependent Notes Series 544551
This series of Notes was issued and sold upon the funding of the borrower loan #57708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $176.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1985 Debt/Income ratio: 18%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:24y 4m
Amount delinquent: $0 Total credit lines: 28 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,722Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: fairness-star5 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Exterior house and bathroom repair
Purpose of loan:
To water damage to the outside of my house on the other side of the bathroom which also needs to have the shower and floor replaced.

My financial situation:
I am a good candidate for this loan because I am a single recently divorced tenured professor of 24 years with a stable income.


Monthly net income: $5,900
Monthly expenses:
Housing: $1300
Insurance: $100
Car expenses: $250
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: car loan $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/14/2011 5:24:00 PM
lender2611$25.0012/14/2011 5:29:10 PM
commanding-treasure2$50.0012/14/2011 5:35:33 PM
bazaar-festivity$25.0012/14/2011 5:36:18 PM
AFairDeal$25.0012/14/2011 5:16:03 PM
igniter584$25.0012/14/2011 5:43:28 PM
Keystonekop$100.0012/14/2011 6:37:55 PM
passivesf$25.0012/14/2011 7:12:12 PM
Poker_Grandpa$25.0012/15/2011 1:37:53 AM
gold-gazelle$25.0012/15/2011 7:28:24 AM
worth-blanket2$4,300.0012/15/2011 9:56:55 AM
gravbox$25.0012/14/2011 5:34:41 PM
AndChicksforFree$25.0012/14/2011 6:07:08 PM
Theodon$25.0012/14/2011 5:59:05 PM
euro-deployment$25.0012/14/2011 9:43:47 PM
engaging-worth$25.0012/14/2011 10:11:02 PM
MoonMama$25.0012/15/2011 7:55:43 AM
graceful-IRAinvestment$25.0012/15/2011 8:52:22 AM
green-safe-wampum$100.0012/15/2011 12:05:33 PM
19 Investments
 
Borrower Payment Dependent Notes Series 544565
This series of Notes was issued and sold upon the funding of the borrower loan #57579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $87.39
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1995 Debt/Income ratio: 14%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:7y 2m
Amount delinquent: $0 Total credit lines: 4 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,546Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: xpacs Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 50 ( 100% ) 640-659 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
720-739 (Dec-2009)
640-659 (Sep-2007)
 
Principal balance: $2,341.18 31+ days late: 0 ( 0% )
Total payments billed: 50  
Description
Consolidating debt
Purpose of loan:
This loan will be used to consolidate debt and assist with me fortunately getting a new job, which caused me to miss about a month of income that I was receiving from my old job. Additionally, I have access to receive a draw from a company that I run with my other partners (www.xpacselite.com).

My financial situation:
The main reason that I am a good candidate for this loan because I have already had two (2) Prosper loans in the past 3 years and have NEVER missed a payment.

Monthly net income: $2,583
Monthly expenses (total): $1,733
Housing: $800
Insurance: $75
Car expenses: $0
Utilities: $70
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $300
Credit cards and other loans: $188
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/15/2011 9:02:18 AM
gravbox$25.0012/15/2011 9:24:56 AM
CheapDolo22$25.0012/15/2011 9:18:49 AM
MoneyForNothing$125.3212/15/2011 9:10:38 AM
loanman2007$100.0012/15/2011 9:30:06 AM
fascinating-benefit279$50.0012/15/2011 9:35:22 AM
managedfund$1,333.0012/15/2011 9:36:24 AM
javelin0$25.0012/15/2011 9:54:06 AM
greatwhiteninja$54.8012/15/2011 9:54:49 AM
AF-Chief$25.0012/15/2011 9:42:51 AM
first-class-yield9$16.8612/15/2011 9:57:25 AM
MASinVestment$50.0012/15/2011 9:07:56 AM
Milonguero$100.0012/15/2011 9:04:43 AM
easylivin$25.0012/15/2011 9:18:51 AM
commanding-treasure2$50.0012/15/2011 9:11:24 AM
LittleMingo$25.0012/15/2011 9:14:03 AM
twjh$25.0012/15/2011 9:15:08 AM
trade-burrito4$35.0012/15/2011 9:44:30 AM
lender2611$25.0012/15/2011 9:45:07 AM
Investor_DP$100.0012/15/2011 9:27:22 AM
IPG1$25.0012/15/2011 9:31:45 AM
fire_torf$25.0012/15/2011 9:45:34 AM
penny-plato$25.0012/15/2011 9:46:05 AM
wendyhop$30.0012/15/2011 9:46:55 AM
SolarMoonshine$25.0012/15/2011 9:47:20 AM
affluence-generator2$100.0012/15/2011 9:39:27 AM
igniter584$25.0012/15/2011 9:52:01 AM
27 Investments
 
Borrower Payment Dependent Notes Series 544573
This series of Notes was issued and sold upon the funding of the borrower loan #57631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Feb-1986 Debt/Income ratio: 39%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:16y 10m
Amount delinquent: $0 Total credit lines: 31 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,448Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: payment-gravity7 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Housing
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
graceful-IRAinvestment$25.0012/16/2011 5:39:23 PM
jkeller4000$25.0012/16/2011 5:31:50 PM
Danjack_Capital$25.0012/16/2011 5:39:48 PM
Something-Corporate$25.0012/16/2011 5:38:46 PM
worth-blanket2$3,900.0012/16/2011 5:53:23 PM
5 Investments
 
Borrower Payment Dependent Notes Series 544577
This series of Notes was issued and sold upon the funding of the borrower loan #57539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $85.70
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: May-1960 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 5 Occupation: Sales - Commission
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: funguy12 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 680-699 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
740-759 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Growing business.
Purpose of loan:
This loan will be used to..purchase supplies and equipment. .

My financial situation:
I am a good candidate for this loan because...I borrowed $5000 from Prosper and paid it all back on time.


Monthly net income: $4800
Monthly expenses: $3700
Housing: $1049
Insurance: $356
Car expenses: $320
Utilities: $300
Phone, cable, internet: $120
Food, entertainment: $400
Clothing, household expenses: $300
Credit cards and other loans: $400
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Cliffie83$26.7512/14/2011 5:38:47 PM
Reliance_Banker$25.0012/14/2011 5:31:49 PM
r48$32.0012/14/2011 5:54:46 PM
rate-sceptre$25.0012/14/2011 5:49:54 PM
jhouman$50.0012/14/2011 5:41:19 PM
graceful-IRAinvestment$60.0012/14/2011 5:15:19 PM
Jack55304$200.0012/14/2011 5:35:42 PM
nimble-revenue5$50.0012/14/2011 5:32:36 PM
SolarMoonshine$25.0012/14/2011 5:32:31 PM
graceful-IRAinvestment$100.0012/14/2011 5:29:06 PM
Kash2010lu$30.0012/14/2011 5:25:01 PM
AndChicksforFree$25.0012/14/2011 5:19:22 PM
heart514$25.0012/14/2011 5:16:18 PM
Danjack_Capital$25.0012/14/2011 5:13:47 PM
SLN-10$25.0012/14/2011 5:16:26 PM
MoneyForNothing$32.1512/14/2011 5:04:26 PM
Dusigrosz$50.0012/14/2011 5:09:11 PM
lucrative-loan$50.0012/14/2011 5:03:08 PM
investment-daydream$50.0012/14/2011 5:02:42 PM
Dusigrosz$75.0012/14/2011 5:06:16 PM
ultimate-peace$25.0012/14/2011 5:04:30 PM
fabulous-community4$50.0012/14/2011 5:03:26 PM
zeeexsixare$200.0012/14/2011 5:04:23 PM
pembull$71.1612/14/2011 5:04:38 PM
168RichCapital$25.1212/14/2011 5:07:34 PM
trumpeter5$50.0012/14/2011 5:03:59 PM
DHolly$31.0012/14/2011 5:12:18 PM
cashhelp$25.0012/14/2011 5:26:51 PM
Investor_DP$100.0012/14/2011 5:24:36 PM
finance-prescription$100.0012/14/2011 5:29:13 PM
first-repayment-magician$40.0012/14/2011 5:32:10 PM
investmentgroup$25.0012/14/2011 5:30:19 PM
money-baron-Roth401k$50.0012/14/2011 5:34:10 PM
affluence-generator2$100.0012/14/2011 5:17:27 PM
CaptainCrunch$25.0012/14/2011 5:21:53 PM
snm2001$25.0012/14/2011 5:59:27 PM
bid-stockpiler1$2.7012/14/2011 6:00:40 PM
truth-companion$25.0012/14/2011 5:41:35 PM
ILoveBearHats$49.1212/14/2011 5:58:56 PM
39 Investments
 
Borrower Payment Dependent Notes Series 544581
This series of Notes was issued and sold upon the funding of the borrower loan #57702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-18-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $176.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-2007 Debt/Income ratio: 26%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 8 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,487Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: patel18 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a Car
Purpose of loan:
This loan will be used to buy a new car.

My financial situation:
I am a good candidate for this loan because I don't have much debt. I already have $8000 saved up, but I would like save that money for emergencies.

Monthly net income: $ 1100
Monthly expenses: $0
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $100
Phone, cable, internet: $0
Food, entertainment: $30
Clothing, household expenses: $0
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/14/2011 5:16:03 PM
commanding-treasure2$50.0012/14/2011 5:35:33 PM
igniter584$25.0012/14/2011 5:43:29 PM
AndChicksforFree$25.0012/14/2011 6:09:53 PM
euro-deployment$25.0012/14/2011 9:39:57 PM
miked8303$50.0012/15/2011 1:21:45 PM
kind-asset-circuit$50.0012/15/2011 2:39:34 PM
bullwink27$25.0012/15/2011 5:11:18 PM
economy-huckleberry0$25.0012/15/2011 7:42:10 PM
bountiful-durability$50.0012/15/2011 8:37:23 PM
selector568$300.0012/16/2011 8:56:40 AM
CashFlow13$100.0012/16/2011 9:22:38 AM
matt_2006$25.0012/16/2011 9:32:08 AM
first-friendly-listing$30.0012/16/2011 12:35:03 PM
radforj22$25.0012/16/2011 4:57:40 PM
rajs$150.0012/16/2011 7:14:26 PM
direct-responsibility7$102.0012/16/2011 8:00:57 PM
money-booster2$25.0012/16/2011 9:42:12 PM
treasure-hunter270$25.0012/17/2011 8:23:15 AM
Johnab$25.0012/17/2011 9:35:09 AM
dordee$60.0012/17/2011 10:09:02 AM
felicity-daydream$25.0012/17/2011 9:12:03 AM
goodhearted-basis4$25.0012/17/2011 11:18:06 AM
finance-amusement4$100.0012/17/2011 10:21:11 AM
centicorlending$25.0012/17/2011 2:06:34 PM
friendship9$25.0012/17/2011 2:57:52 PM
zmaurides$25.0012/17/2011 2:52:10 PM
bonafide-cash$100.0012/17/2011 4:43:23 PM
bsmtloan$75.0012/17/2011 3:32:11 PM
Rockymtnhi$25.0012/17/2011 2:23:41 PM
Bockhunter$25.0012/17/2011 2:54:37 PM
Melrosian$100.0012/17/2011 3:05:13 PM
careful-note$50.0012/17/2011 3:27:05 PM
Ocean713$75.0012/17/2011 3:41:20 PM
engaging-worth$25.0012/18/2011 8:28:40 AM
wealth-infusion6$100.0012/18/2011 12:03:31 AM
makerain$25.0012/18/2011 5:20:35 AM
riproaringrapids$25.0012/18/2011 12:06:27 AM
favorite-commerce$40.0012/18/2011 6:28:27 AM
first-class-yield9$25.0012/18/2011 7:08:12 AM
thankful-nickel2$25.0012/18/2011 7:01:30 AM
Techne_Funds_LLC$25.0012/18/2011 8:40:44 AM
Bcs-cnc$25.0012/18/2011 9:00:00 AM
brazilofmux$10.9112/18/2011 12:22:45 PM
the-laudable-peso$40.0012/18/2011 12:15:01 PM
mammalian4$25.0012/18/2011 12:08:39 PM
CoolPlexer$25.0012/18/2011 12:19:42 PM
unforgettable-wealth4$50.0012/18/2011 12:20:56 PM
Investor_DP$100.0012/14/2011 5:24:00 PM
lender2611$25.0012/14/2011 5:29:10 PM
gravbox$25.0012/14/2011 5:34:42 PM
Keystonekop$100.0012/14/2011 6:37:33 PM
blue-radiant-economy$100.0012/15/2011 3:19:25 AM
graceful-IRAinvestment$25.0012/15/2011 8:52:07 AM
BxRealtor$25.0012/15/2011 5:07:37 PM
Goodlender42$25.0012/15/2011 5:09:00 PM
unbelievable-exchange$100.0012/15/2011 4:45:51 PM
market-solstice2$25.0012/15/2011 5:34:08 PM
penguino$100.0012/15/2011 5:20:19 PM
MASinVestment$50.0012/15/2011 5:22:42 PM
the-silver-blaster$75.0012/15/2011 7:06:20 PM
impressive-justice6$25.0012/16/2011 5:17:45 AM
deal-searcher1$25.0012/16/2011 5:30:50 AM
john0720$25.0012/16/2011 7:14:15 AM
Moneypenny6$25.0012/16/2011 7:45:55 AM
otto1939$102.0012/16/2011 9:30:46 AM
unbelievable-exchange$100.0012/16/2011 4:37:47 PM
hope-hickory8$25.0012/16/2011 9:14:50 PM
loan-warrior$25.0012/16/2011 8:17:59 PM
penny-champ5$25.0012/17/2011 12:06:01 AM
heerzaquestion$40.0012/17/2011 6:25:17 AM
850$50.0012/16/2011 11:31:22 PM
shellstar$25.0012/17/2011 7:22:50 AM
emphatic-bonus5$75.0012/17/2011 9:43:29 AM
marwadi-62$75.0012/17/2011 10:36:51 AM
wwwUniversal$25.0012/17/2011 12:32:25 PM
houli123$50.0012/17/2011 12:47:26 PM
Star_Witness$35.0012/17/2011 1:16:43 PM
the-silver-blaster$50.0012/17/2011 1:24:13 PM
Asgardian$40.0012/17/2011 2:03:44 PM
bill-expert$25.0012/17/2011 2:37:51 PM
careful-note$100.0012/17/2011 3:04:50 PM
yield-hut$25.0012/17/2011 3:32:21 PM
damanq$25.0012/17/2011 2:59:55 PM
sillyb$50.0012/17/2011 3:09:38 PM
igniter584$75.0012/17/2011 6:41:50 PM
NorthernFunds$50.0012/17/2011 7:10:05 PM
MASinVestment$100.0012/17/2011 5:22:25 PM
happy-return4$25.0012/17/2011 7:16:54 PM
green-rate-futurist$100.0012/17/2011 6:37:43 PM
mex_invests$25.0012/17/2011 7:34:08 PM
integrity-trumpet$50.0012/17/2011 9:09:49 PM
Steveoo1$100.0012/17/2011 10:18:40 PM
northphoto$25.0012/18/2011 7:18:28 AM
hidavehi$25.0912/18/2011 7:32:48 AM
hawk357$50.0012/18/2011 7:52:19 AM
seabassx$25.0012/18/2011 10:14:08 AM
payment-halo$25.0012/18/2011 8:03:01 AM
wealth-kangaroo8$25.0012/18/2011 9:11:25 AM
income-banjo$50.0012/18/2011 12:10:09 PM
mikrolown$25.0012/18/2011 12:13:13 PM
Weaverville$25.0012/18/2011 10:50:56 AM
102 Investments
 
Borrower Payment Dependent Notes Series 544607
This series of Notes was issued and sold upon the funding of the borrower loan #58182, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $659.90
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1993 Debt/Income ratio: 14%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 17Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 43 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,037Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: Yes  
Screen name: thoughtful-rate05 Borrower's state: Hawaii Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to.consolidate some debt that was incurred when I was working on building my education background. I would like to streamline my debt payments so that it can be accomplished within one time frame.

My financial situation:
I am a good candidate for this loan because...I have a strong professional management background and have always worked for financially sound companies.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
roadtruck$50.0012/26/2011 5:05:59 PM
green-trade-dolphin2$30.8312/26/2011 5:02:22 PM
abundant-marketplace436$19.1712/26/2011 5:13:38 PM
worth-blanket2$19,900.0012/26/2011 5:11:21 PM
4 Investments
 
Borrower Payment Dependent Notes Series 544613
This series of Notes was issued and sold upon the funding of the borrower loan #57609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1996 Debt/Income ratio: Not calculated
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 27 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $878,859Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: bold-joyful-exchange Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debts.

My financial situation:
I am a good candidate for this loan because I am a responsible person and am working hard to pay down my debts. Please note that the amount noted in my listing as my revolving debt includes equity lines on our home and a rental property.

Thank you for your thoughtful consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$25.0012/14/2011 6:28:27 PM
blue-radiant-economy$100.0012/15/2011 2:54:48 AM
gotjack$25.0012/15/2011 4:38:07 AM
lotuss4$25.0012/15/2011 8:41:45 AM
lovely-greenback4$25.0012/15/2011 9:26:50 AM
mrxtravis$25.0012/15/2011 9:37:12 AM
green-trade-dolphin$35.0212/14/2011 5:02:26 PM
ultimate-peace$150.0012/14/2011 5:04:24 PM
Investor_DP$100.0012/14/2011 5:24:26 PM
camaraderi-aspen$100.0012/14/2011 5:12:24 PM
reflective-rupee$25.0012/14/2011 5:42:40 PM
sensible-fund$25.0012/14/2011 6:25:43 PM
favorite-commerce$25.0012/14/2011 6:52:58 PM
autonomous-truth$50.0012/14/2011 11:12:04 PM
graceful-IRAinvestment$25.0012/15/2011 8:51:01 AM
penny-surgeon$25.0012/15/2011 9:58:11 AM
CA-Lender$14.9812/15/2011 10:18:57 AM
worth-blanket2$1,200.0012/15/2011 9:56:03 AM
18 Investments
 
Borrower Payment Dependent Notes Series 544615
This series of Notes was issued and sold upon the funding of the borrower loan #57538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-14-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Sep-2009 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:2y 1m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,130Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 9%  
   Homeownership: No  
Screen name: trade-didgeridoo8 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
starting new business
Purpose of loan: $ 4000
This loan will be used to...im nyc cab driver so im going to buying new taxi

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 4200
Monthly expenses: 875
Housing: $
Insurance: $
Car expenses: $
Utilities: $46
Phone, cable, internet: $32
Food, entertainment: $1500
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/14/2011 9:14:27 AM
jkeller4000$25.0012/14/2011 9:13:31 AM
camaraderi-aspen$25.0012/14/2011 12:47:43 PM
worth-blanket2$3,900.0012/14/2011 12:31:54 PM
SolarMoonshine$25.0012/14/2011 9:48:01 AM
5 Investments
 
Borrower Payment Dependent Notes Series 544629
This series of Notes was issued and sold upon the funding of the borrower loan #57778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1999 Debt/Income ratio: 18%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 14 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,205Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: brightest-bewitching-auction Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt and help cover other expenses such as mortgage, car payments, insurance

My financial situation:
I am a good candidate for this loan because I have a stable job, fair credit, sufficient income and a history of paying off my debts and make payments in a timely manner. I also do not have any delinquent accounts.


Annual Income: $109k
Housing: $2067/mth
Insurance: $1800/yr
Car expenses: $777/mth
Utilities: ~$40/mth
Phone, cable, internet: $100/mth
Credit cards and other loans: $18K total
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
matt_2006$25.0012/16/2011 5:08:47 PM
Investor_DP$100.0012/16/2011 5:09:30 PM
processor115$75.0012/16/2011 5:59:23 PM
worth-blanket2$9,800.0012/16/2011 5:53:52 PM
SFBank$50.0012/16/2011 5:59:04 PM
5 Investments
 
Borrower Payment Dependent Notes Series 544631
This series of Notes was issued and sold upon the funding of the borrower loan #57726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $192.87
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1995 Debt/Income ratio: 17%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 23 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,485Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: volkswagon Borrower's state: Kansas Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 100% ) 720-739 (Latest)
Principal borrowed: $3,450.00< 31 days late: 0 ( 0% )  
600-619 (Feb-2008)
640-659 (May-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
debt consolidate-car purchase
Purpose of loan:
This loan will be used to...pay off credit cards, some for christmas money, and about $ 3000 for purchase of used vehicle

My financial situation:
I am a good candidate for this loan because...have good solid credit history, and have previously borrowed from prosper, and thanks to your help have been making headway to being debt free and along the way have been able to purchase a home 1.5 yrs ago. Thanks in advance for considering my families needs.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/15/2011 9:02:22 AM
indomitable-coin$25.0012/15/2011 9:07:42 AM
cashhelp$25.0012/15/2011 9:08:04 AM
GElender$40.0012/15/2011 9:27:54 AM
determined-revenue1$35.0012/15/2011 9:17:59 AM
BxRealtor$25.0012/15/2011 9:20:13 AM
market-solstice2$25.0012/15/2011 9:29:57 AM
C_Mark$50.0012/15/2011 9:35:34 AM
worth-blanket2$3,300.0012/15/2011 9:54:35 AM
igniter584$25.0012/15/2011 9:52:01 AM
tolerant-dinero2$9.9812/15/2011 10:01:42 AM
pdub$75.0012/15/2011 9:42:40 AM
commanding-treasure2$50.0012/15/2011 9:11:25 AM
heart514$25.0012/15/2011 9:10:32 AM
Aberdeen$2,000.0012/15/2011 9:09:50 AM
Leshan$100.0012/15/2011 9:36:39 AM
AFairDeal$25.0012/15/2011 9:27:50 AM
superb-funds335$25.0012/15/2011 9:29:26 AM
penny-plato$25.0012/15/2011 9:44:53 AM
bb575$50.0012/15/2011 9:45:00 AM
trade-burrito4$35.0012/15/2011 9:44:30 AM
21 Investments
 
Borrower Payment Dependent Notes Series 544637
This series of Notes was issued and sold upon the funding of the borrower loan #58260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $107.88
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jul-1998 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 5Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 16 / 11Length of status:17y 3m
Amount delinquent: $0 Total credit lines: 24 Occupation: Tradesman - Carpent...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,491Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: Yes  
Screen name: heavenly-income5 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dayspring7
Purpose of loan: Pay for Supplies
This loan will be used to...Pay off supply bills

My financial situation: Needing Finances for Business
I am a good candidate for this loan because... We have jobs lined out to finish so will have revenue to get bills caught up.

Monthly net income: $4500
Monthly expenses: $3400
Housing: $505
Insurance: 150
Car expenses: $467
Utilities: $400
Phone, cable, internet: $212
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/15/2011 9:14:27 AM
mrxtravis$25.0012/15/2011 9:37:13 AM
skillful-asset5$25.0012/15/2011 2:15:45 PM
scrappy-penny6$50.0012/15/2011 4:59:04 PM
Core-Marketing$25.0012/16/2011 4:13:25 AM
back-scratchers$50.0012/15/2011 9:28:02 PM
Hedge-Fund$25.0012/16/2011 11:03:51 AM
jkeller4000$25.0012/16/2011 5:31:49 PM
order-merman$25.0012/16/2011 7:48:52 PM
transformer855$25.0012/16/2011 9:42:52 PM
lowrater$100.7012/17/2011 2:05:18 PM
loss-of-control$75.0012/17/2011 6:12:54 PM
luann199$25.0012/17/2011 7:24:09 PM
autonomous-truth$100.0012/17/2011 11:19:49 PM
goodhearted-generosity511$30.0012/19/2011 9:47:42 AM
Ron_Paul_4_Pres_2012$30.0012/19/2011 11:44:40 AM
money-fort$25.0012/19/2011 5:12:58 PM
velocity-turtle$50.0012/19/2011 8:03:49 PM
five-star-note$75.0012/19/2011 9:02:29 PM
atcrain07$25.0012/20/2011 7:47:01 AM
camaraderi-aspen$100.0012/20/2011 8:58:55 AM
Kash2010lu$25.0012/20/2011 9:47:13 AM
Iwillhuntyoudown$25.0012/20/2011 10:16:09 AM
R3vXX$25.0012/20/2011 10:20:12 AM
168RichCapital$25.1212/20/2011 12:41:00 PM
2grindstones$30.0012/20/2011 11:23:21 AM
MPdeez$98.5612/20/2011 4:04:11 PM
CA-Lender$25.0012/20/2011 4:26:44 PM
loss-of-control$25.0012/20/2011 5:16:34 PM
payment-halo$25.0012/20/2011 5:57:34 PM
LittleMingo$25.0012/15/2011 9:19:17 AM
dudebrah$25.0012/15/2011 2:59:21 PM
SFBank$50.0012/15/2011 5:15:06 PM
blue-radiant-economy$100.0012/15/2011 7:08:14 PM
orange-impartial-asset$25.0012/15/2011 8:32:14 PM
let_me_retire$44.8612/16/2011 1:47:45 AM
papaloha$25.0012/16/2011 6:51:14 PM
Bcs-cnc$25.0012/18/2011 9:02:19 AM
Free-the-usa-1776$25.0012/18/2011 10:58:17 AM
mammalian4$25.0012/18/2011 12:48:00 PM
MrDance123$30.0012/18/2011 9:05:47 PM
money-booster2$35.0012/19/2011 8:09:41 AM
useful-cash043$500.0012/19/2011 7:15:05 PM
Valley-of-the-Dollar$25.0012/19/2011 8:48:12 PM
calimanusa$50.0012/20/2011 3:46:00 AM
Eric_Gagne$30.1012/20/2011 7:12:15 AM
affluence-generator2$100.0012/20/2011 9:08:29 AM
first-dinero-igloo$25.0012/20/2011 3:31:41 PM
beachfunder$25.0012/20/2011 4:15:30 PM
srspank24$25.0012/20/2011 5:04:02 PM
PeterPsych$45.6612/20/2011 6:25:20 PM
51 Investments
 
Borrower Payment Dependent Notes Series 544643
This series of Notes was issued and sold upon the funding of the borrower loan #57578, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,800.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $119.76
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1993 Debt/Income ratio: Not calculated
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 4 Current / open credit lines: 7 / 7Length of status:1y 0m
Amount delinquent: $7,438 Total credit lines: 23Stated income:Not employed
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,278 
Delinquencies in last 7y: 20 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: bill-flow0 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Lilyloan
Purpose of loan:
This loan will be used to...bring my mortgage up to date so I can keep my home.

My financial situation:
I am a good candidate for this loan because...I repay my debts! I have hit a very bad patch in my life with unexpectedly being unemployed. Currently actively looking for employment.


Monthly net income: $1800
Monthly expenses: $
Housing: $875
Insurance: $450
Car expenses: $80
Utilities: $120
Phone, cable, internet: $165
Food, entertainment: $100
Clothing, household expenses: $75
Credit cards and other loans: $125
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/15/2011 9:27:56 AM
capital-halo1$463.0012/15/2011 9:38:06 AM
igniter584$50.0012/15/2011 10:39:06 AM
transparency-baton$25.0012/15/2011 12:19:57 PM
LittleMingo$25.0012/15/2011 9:20:36 AM
reward-gala$31.0012/15/2011 9:20:37 AM
truth-companion$25.0012/15/2011 9:25:57 AM
happy-return4$50.0012/15/2011 11:44:54 AM
credit-socrates648$2,031.0012/15/2011 1:46:13 PM
9 Investments
 
Borrower Payment Dependent Notes Series 544661
This series of Notes was issued and sold upon the funding of the borrower loan #57613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.65% Listing Start date:  Dec-15-2011 
Term: 12 months Listing End date:  Dec-17-2011 
 
Lender yield: 18.08% Borrower rate/APR: 19.08% / 29.00% Monthly payment: $737.56
 
Lender servicing fee: 1.00% Effective Yield*: 17.65%  
Estimated return*: 8.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-1994 Debt/Income ratio: 88%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:5y 6m
Amount delinquent: $0 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,080Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 82%  
   Homeownership: No  
Screen name: glimmering-bid08 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
680-699 (Sep-2011)
740-759 (Feb-2011)
 
Principal balance: $6,307.94 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Debt Consolidation Needed
Purpose of loan:
This loan will be used to consolidate debt. I've refrained from using credit cards recently and now only have Lowe's and Home Depot cards I've been using to complete my home. I would like to consolidate these debts with a Prosper loan in order to have only fixed payment loan based debts.

My financial situation:
I am a good candidate for this loan because I have a very reliable job and have always paid my loans and debts in full.


Monthly net income: $1950
Monthly expenses: $200
Housing: $271
Insurance: $70
Car expenses: $0
Utilities: $30
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $700
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
careful-note$50.0012/15/2011 2:18:04 PM
Jack55304$200.0012/15/2011 9:51:23 AM
graceful-IRAinvestment$25.0012/15/2011 9:49:19 AM
value-allocator1$100.0012/15/2011 9:23:07 AM
nisim5$50.0012/15/2011 9:09:02 AM
secureincome$500.0012/15/2011 9:28:29 AM
green-trade-dolphin$27.1212/15/2011 9:02:23 AM
ronin4sale$25.0012/17/2011 5:18:46 AM
850$50.0012/16/2011 10:52:55 PM
halothane_logic$31.5012/17/2011 6:11:34 AM
wise-dedication-grid$100.0012/16/2011 7:13:25 PM
riproaringrapids$25.0012/16/2011 11:44:48 PM
payment-labyrinth9$25.0012/16/2011 6:24:18 PM
sharp-bill2$50.0012/16/2011 7:14:32 PM
best-unbeatable-transaction$25.0012/16/2011 5:14:48 PM
quantum_leap$25.4612/16/2011 4:28:35 PM
richboy56$25.0012/16/2011 5:40:09 PM
processor115$75.0012/16/2011 4:24:35 PM
13nd3r$25.0012/16/2011 4:07:54 PM
tnjohnso$25.0012/16/2011 4:30:53 PM
processor115$25.0012/16/2011 4:20:36 PM
gain-kitten$25.0012/16/2011 12:21:28 PM
TGGGGGGGGGGGGGGG$50.0012/16/2011 1:05:40 PM
stock106$25.0012/16/2011 12:46:51 PM
first-friendly-listing$30.0012/16/2011 12:35:03 PM
GTog$25.0012/16/2011 10:38:08 AM
wealth-infusion6$50.0012/16/2011 10:20:43 AM
AF-Chief$25.0012/16/2011 9:36:24 AM
coin-investor$25.0012/16/2011 9:54:49 AM
red-power-pecan$50.0012/16/2011 9:54:38 AM
MASinVestment$250.0012/16/2011 9:43:56 AM
kind-bill-supporter$25.0012/16/2011 9:29:54 AM
wwwUniversal$25.0012/16/2011 9:25:32 AM
money-booster2$25.0012/16/2011 7:50:20 AM
high_flyer$50.0012/16/2011 8:22:20 AM
iamabby$25.0012/16/2011 8:05:24 AM
PM_Broker$50.0012/15/2011 11:29:29 PM
gothampark$25.0012/16/2011 6:38:52 AM
Lo0se_mo0se$25.0012/15/2011 9:11:08 PM
reflective-rupee$25.0012/15/2011 11:15:11 PM
gilbrear$25.0012/15/2011 5:47:11 PM
MASinVestment$50.0012/15/2011 5:22:44 PM
red-power-pecan$50.0012/15/2011 5:07:58 PM
lender2611$50.0012/15/2011 5:06:58 PM
AndChicksforFree$25.0012/15/2011 12:17:03 PM
lowrater$50.7012/15/2011 12:54:17 PM
truth-companion$25.0012/15/2011 9:25:58 AM
Investor_DP$100.0012/15/2011 9:27:47 AM
affluence-generator2$100.0012/15/2011 9:39:28 AM
trade-beeper4$25.0012/15/2011 9:46:27 AM
money-baron-Roth401k$25.0012/15/2011 9:38:04 AM
FinanceEngine$35.0012/15/2011 10:06:53 AM
artisan693$50.0012/15/2011 1:10:22 PM
igniter584$25.0012/15/2011 10:41:11 AM
handy-justice$50.0012/15/2011 11:59:52 AM
top-loan-empenada$100.0012/15/2011 10:58:56 AM
skillful-asset5$30.0012/15/2011 2:15:03 PM
active-wealth3$25.0012/15/2011 2:23:58 PM
helpful-credit156$29.1212/15/2011 12:08:58 PM
miked8303$50.0012/15/2011 1:21:47 PM
Cappyatl$25.0012/15/2011 3:21:37 PM
green28$100.0012/15/2011 2:18:44 PM
credit-socrates648$2,500.0012/15/2011 1:48:29 PM
unbelievable-exchange$100.0012/15/2011 4:45:53 PM
diplomatic-wealth7$25.0012/15/2011 5:38:33 PM
gain-expert$33.9712/15/2011 5:14:50 PM
extraordinary-silver5$25.0012/15/2011 5:42:23 PM
1willray$31.5012/15/2011 6:21:21 PM
1point21gigawatts$25.0012/15/2011 7:57:52 PM
down-with-big-banks1$200.0012/16/2011 4:26:09 AM
the-silver-blaster$75.0012/15/2011 7:06:22 PM
silver-enlightenment0$100.0012/16/2011 6:49:53 AM
djh47a$25.0012/16/2011 5:22:18 AM
ferdberfel$30.9312/16/2011 7:52:44 AM
Mrs-Honeydew$25.0012/16/2011 8:00:16 AM
ultimate-wealth7$25.0012/16/2011 8:04:02 AM
BeanCownter$48.1812/16/2011 5:04:51 AM
john0720$25.0012/16/2011 7:16:05 AM
deal-searcher1$25.0012/16/2011 5:30:51 AM
DreDub$25.0012/16/2011 6:25:15 AM
capital-renewal$25.0012/16/2011 9:28:23 AM
damage$25.0012/16/2011 9:38:32 AM
sjc224$25.0012/16/2011 9:26:48 AM
loan-eagle9$25.0012/16/2011 11:39:00 AM
otherwisedisposed$50.0012/16/2011 11:44:30 AM
thelovebug$100.0012/16/2011 9:50:15 AM
frugalinvestor20$25.0012/16/2011 3:05:54 PM
capital-financier6$25.0012/16/2011 2:22:34 PM
processor115$100.0012/16/2011 4:16:54 PM
bnoble09$25.0012/16/2011 2:10:26 PM
unbelievable-exchange$100.0012/16/2011 4:37:47 PM
rustysailor$30.0012/16/2011 4:48:29 PM
radforj22$25.0012/16/2011 4:57:11 PM
income-safehouse9$150.0012/16/2011 5:10:27 PM
processor115$200.0012/16/2011 4:19:51 PM
green-rate-futurist$50.0012/16/2011 4:34:50 PM
processor115$25.0012/16/2011 6:03:40 PM
papaloha$25.0012/16/2011 6:51:15 PM
principal-laser$95.8512/17/2011 3:41:38 AM
first-unafraid-bill$113.1112/17/2011 2:20:59 AM
power-bluebird2$25.0012/17/2011 4:39:23 AM
polka2002$32.5612/16/2011 9:45:02 PM
102 Investments
 
Borrower Payment Dependent Notes Series 544695
This series of Notes was issued and sold upon the funding of the borrower loan #58442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $493.65
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-2000 Debt/Income ratio: 14%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 7 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $74Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: bglender1 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting a business
Purpose of loan:
This loan will be used to finance my business. I own a factoring business; factoring is the purchase of accounts receivables and invoices from businesses. This loan will be used as capital for those purchases.

My financial situation:
I am a good candidate for this loan because my business is capitalized at an amount greater than the loan amount I'm requesting. The funds will be used to increase the amount of capital I have available to purchase receivables. The receivables purchases will assist small businesses, which in turn will create employment.


Monthly net income: $ 3600
Monthly expenses: $ 600
Housing: $ 277
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $ 223
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lender2611$25.0012/15/2011 5:06:46 PM
MASinVestment$50.0012/15/2011 5:22:47 PM
BxRealtor$25.0012/15/2011 5:07:38 PM
green-trade-dolphin2$30.0212/15/2011 5:02:16 PM
igniter584$25.0012/15/2011 5:22:16 PM
currency-agave$60.0012/15/2011 5:11:43 PM
commanding-treasure2$50.0012/15/2011 5:18:20 PM
superb-funds335$25.0012/15/2011 5:27:31 PM
a-finance-nirvana$25.0012/15/2011 6:38:44 PM
the-silver-blaster$100.0012/15/2011 7:06:25 PM
cattlebaron$25.0012/15/2011 11:03:23 PM
moola-gargantuan9$50.0012/16/2011 5:57:47 AM
john0720$25.0012/16/2011 7:14:16 AM
emphatic-bonus5$75.0012/17/2011 9:43:32 AM
jtarheel1$36.0012/18/2011 9:21:29 AM
jtarheel1$36.0012/18/2011 9:22:08 AM
Bcs-cnc$25.0012/18/2011 12:18:29 PM
colorfulgardener$25.0012/18/2011 1:20:22 PM
studious-listing8$25.0012/19/2011 5:14:34 PM
worthy-bid8$50.0012/19/2011 5:38:13 PM
intelligent-dedication9$100.0012/20/2011 12:14:50 PM
KLCRAY$25.0012/21/2011 9:09:51 AM
gallant-economy9$50.0012/21/2011 9:44:29 AM
new-truth-chuckler$25.0012/21/2011 9:57:18 AM
bb575$50.0012/21/2011 11:50:55 AM
enthusiastic-point$50.0012/21/2011 1:51:32 PM
velocity-motivator6$25.0012/21/2011 5:18:36 PM
TrustPlus$50.0012/21/2011 8:48:20 PM
luminous-marketplace5$25.0012/22/2011 9:24:17 AM
babokd$50.0012/22/2011 10:01:55 AM
x32248$25.0012/22/2011 10:57:32 AM
Munnie$50.0012/22/2011 12:29:09 PM
selector568$300.0012/22/2011 5:45:29 PM
deal-thinker7$50.0012/23/2011 4:34:25 AM
autonomous-basis$32.2912/23/2011 5:35:58 AM
molam4u$25.0012/23/2011 10:28:20 AM
moola-gondola1$100.0012/23/2011 10:40:10 AM
PhalanxBulldog$50.0012/24/2011 6:37:12 AM
redx$25.0012/24/2011 7:04:56 AM
historic-balance5$500.0012/24/2011 3:42:08 PM
TheKid$25.0012/24/2011 2:30:35 PM
owhite2000$50.0012/24/2011 7:44:16 PM
benefit-position$39.6512/25/2011 7:13:11 AM
startandgo$50.0012/25/2011 4:39:08 AM
intuitive-integrity9$50.0012/25/2011 12:19:21 PM
integrity-trumpet$50.0012/25/2011 12:20:31 PM
loot-keeper0$25.0012/25/2011 3:58:24 PM
Pizza-man$50.0012/26/2011 7:22:48 AM
dbs$25.0012/26/2011 9:32:56 AM
letsmakeitsuccessful$25.0012/26/2011 9:40:03 AM
showmethemoney22$50.0012/26/2011 3:44:03 PM
mketelecom$25.0012/26/2011 4:43:56 PM
stuy1998$25.0012/26/2011 5:26:33 PM
worth-dandelion$100.0012/26/2011 6:26:35 PM
Leshan$25.0012/27/2011 8:18:44 AM
kenji4861$25.0012/27/2011 9:35:13 AM
money-booster2$35.0012/27/2011 3:49:00 PM
Dragon4021$25.0012/27/2011 5:25:32 PM
generous-deal6$25.0012/28/2011 1:26:07 AM
MrUSC$25.0012/28/2011 4:06:47 AM
oldman68$25.0012/28/2011 7:53:30 AM
scrappy-bonus2$25.0012/28/2011 10:33:47 AM
bubb_hans$25.0012/28/2011 3:04:08 PM
CE88$50.0012/28/2011 4:50:18 PM
edaguy$75.0012/28/2011 5:48:00 PM
jakespirit$100.0012/29/2011 6:17:56 AM
js60l$25.0012/29/2011 8:19:09 AM
CROBRUN$50.0012/29/2011 8:13:50 AM
power-defender7$35.0012/29/2011 12:21:34 PM
tranquil-capital9$25.0012/29/2011 12:25:37 PM
income-buffalo1$150.0012/29/2011 1:36:44 PM
dinero-speaker$25.0012/29/2011 2:28:29 PM
inventive-wealth2$25.0012/29/2011 1:47:06 PM
eanime$25.0012/29/2011 2:00:02 PM
rate-welder8$25.0012/29/2011 2:10:13 PM
B-rad_the_Coug$25.0012/29/2011 2:15:12 PM
tylerfd$25.0012/29/2011 2:27:45 PM
Engineer44$25.0012/29/2011 2:23:39 PM
evergreen16$50.0012/29/2011 2:26:09 PM
dogbait$86.6612/29/2011 2:29:41 PM
market-solstice2$25.0012/15/2011 5:34:09 PM
Goodlender42$25.0012/15/2011 5:09:05 PM
Investor_DP$100.0012/15/2011 5:27:35 PM
bountiful-durability$50.0012/15/2011 8:37:25 PM
matt_2006$25.0012/16/2011 9:32:10 AM
unbelievable-exchange$100.0012/16/2011 9:51:48 AM
AFairDeal$25.0012/16/2011 5:08:51 PM
rajs$150.0012/16/2011 7:28:28 PM
Rob717171$25.0012/17/2011 6:22:50 AM
income-encore1$25.0012/17/2011 6:10:36 PM
riproaringrapids$25.0012/18/2011 12:06:31 AM
dollar-sonnet3$25.0012/18/2011 12:40:21 PM
deal-searcher1$35.0012/18/2011 3:04:35 PM
alexander-hamilton$50.0012/19/2011 10:23:25 AM
fantastic-investment9$30.0012/19/2011 11:45:06 AM
intelligent-dedication9$100.0012/19/2011 4:34:45 PM
power-defender7$40.0012/19/2011 8:33:29 PM
ricklip$100.0012/20/2011 10:23:18 AM
SimpleChoice$25.0012/21/2011 9:23:15 AM
processor115$50.0012/21/2011 9:46:48 AM
exact-principal220$25.0012/21/2011 12:17:35 PM
prohelper$50.0012/21/2011 1:00:02 PM
pound-mushroom3$25.0012/22/2011 9:38:29 AM
first-friendly-listing$50.0012/22/2011 3:35:18 PM
dood2112$25.0012/22/2011 4:41:01 PM
golden-responsibility189$100.0012/22/2011 6:10:52 PM
greenback-investor7$200.0012/22/2011 6:18:53 PM
javelin0$25.0012/23/2011 9:03:21 AM
income-banjo$50.0012/23/2011 9:09:44 AM
diversification-pilot$25.0012/23/2011 10:32:54 AM
gold-pudding6$28.6412/23/2011 5:40:37 PM
factcheck$35.0012/24/2011 1:20:26 AM
smear87$50.0012/24/2011 12:26:13 PM
cash-reaction2$50.0012/24/2011 12:33:04 PM
superb-marketplace422$25.0012/24/2011 1:10:22 PM
philantist$30.0012/24/2011 8:39:14 PM
omniviper$25.0012/24/2011 10:59:11 PM
reward-dynamo$40.0012/25/2011 9:38:46 AM
duty-explosion9$34.0012/25/2011 12:45:17 PM
astute-benjamins$50.0012/26/2011 6:28:06 AM
jcttjg$25.0012/26/2011 1:16:39 AM
elegant-loot$25.0012/26/2011 9:39:26 AM
the-healthy-commitment$25.0012/26/2011 3:35:54 PM
herbyman$50.0012/26/2011 4:13:59 PM
Weaverville$25.0012/26/2011 4:18:46 PM
successful-agreement7$100.0012/26/2011 5:22:27 PM
mikrolown$25.0012/26/2011 5:21:09 PM
janus_god$25.0012/26/2011 5:12:40 PM
astute-benjamins$50.0012/26/2011 5:38:59 PM
emphatic-responsibility$25.0012/26/2011 7:05:05 PM
currency-collider9$25.0012/27/2011 7:20:23 AM
healthy-rate3$50.0012/27/2011 6:55:00 AM
4palmtrees$100.0012/27/2011 8:53:18 AM
Cottingham$56.0012/27/2011 10:18:53 AM
diverse-felicity7$50.0012/27/2011 2:39:17 PM
first-pragmatic-power$25.0012/27/2011 5:51:20 PM
houli123$25.0012/27/2011 11:09:07 PM
market-maximizer472$100.0012/28/2011 9:29:02 AM
durable-investment8$50.0012/28/2011 11:28:21 AM
SouthwestPropertySolutions$25.0012/28/2011 1:35:09 PM
lucrative-transparency0$100.0012/28/2011 5:27:10 PM
Au-Ag-Pt$50.0012/28/2011 7:22:36 PM
kaceymalone$25.0012/29/2011 6:57:20 AM
greatwhiteninja$50.0012/29/2011 8:13:44 AM
NorthwestLoan1$55.0012/29/2011 8:34:01 AM
Sibelius2$25.0012/29/2011 9:21:11 AM
briskdevl07$25.0012/29/2011 9:23:22 AM
gold-plane1$50.0012/29/2011 9:42:14 AM
exuberant-funds1$50.0012/29/2011 9:50:38 AM
best-elevated-social$50.0012/29/2011 10:23:20 AM
moola-monger9$50.0012/29/2011 11:37:21 AM
money-bauble$200.0012/29/2011 1:41:35 PM
crippledcircus$25.0012/29/2011 1:36:09 PM
Roundhouse$100.0012/29/2011 1:31:18 PM
smart-kindness8$50.0012/29/2011 1:40:48 PM
ChrisProsper$4,025.7412/29/2011 2:30:53 PM
orbital-dollar2$25.0012/29/2011 2:06:01 PM
edaguy$100.0012/29/2011 2:05:36 PM
intelligent-repayment8$2,000.0012/29/2011 2:12:54 PM
authentic-liberty7$25.0012/29/2011 2:29:12 PM
studio3d$25.0012/29/2011 2:29:50 PM
161 Investments
 
Borrower Payment Dependent Notes Series 544709
This series of Notes was issued and sold upon the funding of the borrower loan #57845, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1999 Debt/Income ratio: 6%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 25 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $194,846Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: coyote6 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt consolidation
This loan will be used to consolidate 3 personal loans

My financial situation: Excellent; I am a full-time physician at a major hospital, and additionally do consulting work at a university after-hours

I am a good candidate for this loan because I have excellent credit, a secure, professional occupation, and am extremely dependable.


Monthly net income: $15,000
Monthly expenses: $5,000
Housing: $ 2,400
Insurance: $ 400
Car expenses: $100
Utilities: $ 300
Phone, cable, internet: $ 160
Food, entertainment: $1000
Clothing, household expenses: $160
Credit cards and other loans: n/a
Other expenses: n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$125.0012/16/2011 9:08:24 AM
bountiful-durability$50.0012/16/2011 9:34:59 AM
worth-blanket2$14,600.0012/16/2011 10:51:13 AM
Investor_DP$100.0012/16/2011 9:28:47 AM
matt_2006$25.0012/16/2011 9:32:13 AM
lender2611$25.0012/16/2011 9:47:36 AM
unbelievable-exchange$100.0012/16/2011 9:51:56 AM
7 Investments
 
Borrower Payment Dependent Notes Series 544715
This series of Notes was issued and sold upon the funding of the borrower loan #57666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $96.44
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1996 Debt/Income ratio: 6%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 6Length of status:19y 3m
Amount delinquent: $30 Total credit lines: 22 Occupation: Professor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,093Stated income:$75,000-$99,999
Delinquencies in last 7y: 10 Bankcard utilization: 62%  
   Homeownership: Yes  
Screen name: snoopy2007 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 5 ( 100% ) 760-779 (Latest)
Principal borrowed: $7,800.00< 31 days late: 0 ( 0% )  
640-659 (Feb-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 5  
Description
Auto repair
Purpose of loan:
This loan will be used to my 2000 Honda Accord. This car is very reliable and I plan on keeping it another 10 years.

My financial situation:
I am a good candidate for this loan because I have a full time job with a very good salary that I have had for 19 and 1/2 years. I pay off my loans on time and I have never declared bankruptcy.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
heart514$25.0012/15/2011 5:08:31 PM
Goodlender42$25.0012/15/2011 5:09:06 PM
indomitable-coin$25.0012/15/2011 5:14:00 PM
commanding-treasure2$50.0012/15/2011 5:18:21 PM
gravbox$25.0012/15/2011 5:24:10 PM
life-is-great$25.0012/15/2011 5:25:34 PM
kind-asset-circuit$50.0012/15/2011 5:10:05 PM
happy-loot3$100.0012/15/2011 5:20:01 PM
igniter584$25.0012/15/2011 5:22:17 PM
C_Mark$50.0012/15/2011 5:26:42 PM
majestic-repayment3$25.0012/15/2011 6:02:34 PM
income-banjo$50.0012/15/2011 5:13:40 PM
transparency-baton$25.0012/15/2011 5:39:14 PM
TSC$50.0012/15/2011 5:23:42 PM
neenerman$50.0012/15/2011 6:31:22 PM
a-finance-nirvana$25.0012/15/2011 6:38:44 PM
vutah$25.0012/15/2011 8:12:56 PM
trade-burrito4$35.0012/15/2011 5:30:40 PM
cloud8$61.4612/15/2011 7:03:30 PM
kenji4861$25.0012/15/2011 5:39:00 PM
titilsbie14$40.0012/15/2011 9:35:12 PM
Moe87$25.0012/16/2011 3:01:53 AM
downtownfarm$25.0012/16/2011 3:41:42 AM
green-rate-futurist$200.0012/15/2011 7:14:15 PM
JIM1JIM2$30.0012/15/2011 11:21:13 PM
alpal$73.9312/15/2011 10:31:50 PM
RSV$25.0012/15/2011 11:25:16 PM
optionscashflow$25.0012/16/2011 12:17:19 AM
DS84$31.0112/16/2011 1:04:32 AM
Gandalf0001$50.0012/16/2011 2:58:14 AM
income-safehouse9$150.0012/16/2011 3:26:51 AM
green-trade-dolphin2$25.7612/15/2011 5:02:23 PM
timbob$100.0012/15/2011 5:22:24 PM
subtle-revenue0$25.0012/15/2011 5:26:44 PM
blue-lively-platinum$25.0012/15/2011 5:19:05 PM
asset-producer1$500.0012/15/2011 7:49:45 PM
Brisket_Bob$41.1612/16/2011 3:05:16 AM
careful-note$52.3912/16/2011 4:25:58 AM
lowrater$200.8012/15/2011 10:28:46 PM
transaction-axis6$500.0012/15/2011 8:24:09 PM
rdking647$25.0012/15/2011 10:14:47 PM
mechsoph$33.4912/16/2011 12:20:01 AM
Tighternbarkonatree$25.0012/16/2011 3:47:39 AM
43 Investments
 
Borrower Payment Dependent Notes Series 544719
This series of Notes was issued and sold upon the funding of the borrower loan #57800, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $141.04
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-2008 Debt/Income ratio: 18%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:0y 5m
Amount delinquent: $880 Total credit lines: 8 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,500Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: plentiful-currency7 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
vacation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MASinVestment$50.0012/15/2011 9:07:56 AM
commanding-treasure2$50.0012/15/2011 9:11:25 AM
kind-asset-circuit$50.0012/15/2011 2:39:35 PM
miked8303$50.0012/15/2011 1:21:48 PM
unbelievable-exchange$100.0012/15/2011 4:45:54 PM
the-silver-blaster$75.0012/15/2011 7:06:22 PM
igniter584$50.0012/16/2011 7:15:02 PM
brazilofmux$49.0012/17/2011 12:07:06 PM
income-banjo$27.0012/17/2011 12:14:45 PM
life-is-great$25.0012/17/2011 12:17:56 PM
riproaringrapids$25.0012/17/2011 12:32:44 PM
the-laudable-peso$40.0012/17/2011 12:48:45 PM
bold-durability-drum$51.0012/17/2011 12:55:02 PM
careful-note$50.0012/17/2011 3:17:41 PM
the-silver-blaster$50.0012/17/2011 1:24:14 PM
careful-note$50.0012/17/2011 3:27:05 PM
integrity-trumpet$50.0012/17/2011 9:09:50 PM
riproaringrapids$25.0012/18/2011 12:06:29 AM
unforgettable-wealth4$50.0012/18/2011 12:20:58 PM
income-champion$25.0012/18/2011 12:25:10 PM
selvamfinance$25.0012/18/2011 12:24:30 PM
timbob$100.0012/18/2011 12:47:07 PM
unassuming-generosity$25.0012/18/2011 12:50:57 PM
deal-searcher1$35.0012/18/2011 3:04:34 PM
marketplace-buckeye$50.0012/19/2011 8:30:45 AM
vigilance-portait5$50.0012/19/2011 2:31:20 PM
bbrinck$25.0012/19/2011 11:54:40 AM
intelligent-dedication9$100.0012/19/2011 4:34:44 PM
orbital-velocity7$50.0012/19/2011 4:51:48 PM
happy-return4$56.0012/19/2011 8:59:09 PM
processor115$50.0012/19/2011 8:47:02 PM
Ducatiman1978$25.0012/19/2011 9:05:28 PM
compassion-burrito$25.0012/20/2011 6:55:47 AM
CAGE-Investments$25.0012/20/2011 9:05:33 AM
vigorous-velocity$197.0012/20/2011 9:13:22 AM
compoundinterest$44.0012/20/2011 9:13:48 AM
cutter21$25.0012/20/2011 9:08:32 AM
gulch$25.0012/20/2011 9:06:35 AM
piter-to-la-investment$25.0012/20/2011 9:07:56 AM
prohelper$25.0012/20/2011 9:12:02 AM
rescue$100.0012/20/2011 9:13:00 AM
wise-rupee-sanctuary$50.0012/20/2011 9:14:27 AM
AFairDeal$25.0012/15/2011 9:27:58 AM
lender2611$25.0012/15/2011 9:45:07 AM
gravbox$25.0012/15/2011 9:24:57 AM
Investor_DP$100.0012/15/2011 9:27:23 AM
igniter584$25.0012/15/2011 9:52:02 AM
Goodlender42$25.0012/15/2011 5:09:02 PM
bountiful-durability$50.0012/15/2011 8:37:24 PM
impressive-justice6$50.0012/16/2011 5:17:45 AM
unbelievable-exchange$100.0012/16/2011 4:37:47 PM
loan-warrior$25.0012/16/2011 8:17:59 PM
emphatic-bonus5$75.0012/17/2011 9:43:31 AM
blue-lively-platinum$25.0012/17/2011 12:07:19 PM
ericgassercom$25.0012/17/2011 12:12:05 PM
dime-sprout$25.0012/17/2011 12:17:42 PM
DeltaComputerGuy$30.0012/17/2011 12:17:45 PM
worthy-bid8$50.0012/17/2011 12:30:47 PM
britgsb$30.0012/17/2011 12:28:46 PM
riproaringrapids$25.0012/17/2011 12:28:04 PM
heart514$25.0012/17/2011 12:43:07 PM
happy-return4$25.0012/17/2011 7:16:54 PM
bullwink27$25.0012/17/2011 8:20:34 PM
wealth-infusion6$100.0012/18/2011 12:03:32 AM
Weaverville$25.0012/18/2011 10:50:57 AM
studious-listing8$25.0012/18/2011 1:57:53 PM
trade-solo$25.0012/19/2011 1:51:46 AM
gold-gazelle$25.0012/19/2011 7:13:48 AM
letsmakeitsuccessful$25.0012/19/2011 9:15:52 AM
houli123$50.0012/19/2011 9:15:00 AM
Kaj$25.0012/19/2011 9:21:15 AM
wwwUniversal$25.0012/19/2011 9:24:10 AM
alexander-hamilton$50.0012/19/2011 10:23:24 AM
fantastic-investment9$30.0012/19/2011 11:45:04 AM
igniter584$25.0012/19/2011 4:28:56 PM
unclejaef$25.0012/19/2011 2:35:34 PM
astute-benjamins$50.0012/19/2011 3:07:44 PM
Derel$50.0012/19/2011 5:14:09 PM
heatherwood$25.0012/19/2011 5:56:57 PM
heatherwood$50.0012/19/2011 5:54:16 PM
power-defender7$50.0012/19/2011 8:29:58 PM
factcheck$35.0012/20/2011 12:43:49 AM
breadbroker$25.0012/20/2011 7:09:17 AM
thebigrig$200.0012/20/2011 7:25:53 AM
credit-maple5$100.0012/20/2011 9:08:53 AM
otherwisedisposed$76.0012/20/2011 9:16:51 AM
86 Investments
 
Borrower Payment Dependent Notes Series 544729
This series of Notes was issued and sold upon the funding of the borrower loan #57684, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Dec-1995 Debt/Income ratio: 20%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 7Length of status:14y 10m
Amount delinquent: $5,419 Total credit lines: 25 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,903Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: enticing-return154 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-hope-workhorse$75.0012/15/2011 12:30:38 PM
worth-blanket2$3,900.0012/15/2011 9:55:24 AM
2grindstones$25.0012/15/2011 11:08:33 AM
3 Investments
 
Borrower Payment Dependent Notes Series 544735
This series of Notes was issued and sold upon the funding of the borrower loan #57756, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $226.70
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1996 Debt/Income ratio: 26%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 12Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 44 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,882Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: bamagrl32 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 29 ( 94% ) 660-679 (Latest)
Principal borrowed: $6,000.00< 31 days late: 2 ( 6% )  
720-739 (Jul-2010)
680-699 (Feb-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
Pay Bills!!!
Purpose of loan: Debit Consolidation
This loan will be used to...Pay credit card bills and pay off car loan

My financial situation:
I am a good candidate for this loan because... I have paid all of my bills on time in the past 6 years. I am hard working.


Monthly net income: $2690
Monthly expenses: $2225
Housing: $ none my husband pays the mortgage
Insurance: $ husband pays
Car expenses: $403.67
Utilities: $250
Phone, cable, internet: $140
Food, entertainment: $150
Clothing, household expenses: $130
Credit cards and other loans: $300
Other expenses: $840 daycare
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
commanding-treasure2$50.0012/15/2011 9:11:26 AM
handshake5$100.0012/15/2011 9:05:56 AM
determined-revenue1$26.0012/15/2011 9:17:59 AM
fabulous-community4$25.0012/15/2011 9:18:01 AM
HamachiMan$39.0012/15/2011 9:18:37 AM
DHolly$31.0012/15/2011 9:08:21 AM
heart514$25.0012/15/2011 9:10:32 AM
LittleMingo$30.0012/15/2011 9:13:15 AM
GElender$40.0012/15/2011 9:27:55 AM
MASinVestment$50.0012/15/2011 9:07:57 AM
careful-note1$25.0012/15/2011 9:13:09 AM
shmb6508$50.0012/15/2011 9:29:31 AM
lucrative-loan$40.0012/15/2011 9:17:41 AM
social-cocktail1$200.0012/15/2011 9:32:40 AM
brazilofmux$100.0012/15/2011 9:20:42 AM
LoanerPrincipal$25.0012/15/2011 9:47:50 AM
managedfund$305.0012/15/2011 9:36:24 AM
proud-pound4$25.0012/15/2011 9:38:33 AM
qwsd12$50.0012/15/2011 9:41:29 AM
lendstats_com$200.0012/15/2011 10:07:03 AM
economy-coup$50.0012/15/2011 9:48:54 AM
coin-investor$25.0012/15/2011 9:40:07 AM
i3urtonair$25.0012/15/2011 10:40:51 AM
FinanceEngine$45.0012/15/2011 10:03:26 AM
IIP77$25.0012/15/2011 9:51:49 AM
RugbyFan$25.0012/15/2011 10:35:44 AM
travels536$25.0012/15/2011 9:56:12 AM
Beechturner$40.0012/15/2011 10:36:32 AM
AndChicksforFree$50.0012/15/2011 12:10:51 PM
payout-bridge$186.8512/15/2011 10:58:52 AM
amlu1988$25.0012/15/2011 10:12:36 AM
KLVLOPZ64$25.0012/15/2011 11:22:41 AM
power-berserker$25.0012/15/2011 11:30:08 AM
Rollshaft$30.0012/15/2011 11:52:11 AM
otto1939$103.0012/15/2011 12:02:30 PM
transparency-baton$25.0012/15/2011 12:19:57 PM
113121$1,000.0012/15/2011 11:40:24 AM
benrice$25.0012/15/2011 11:49:10 AM
velocity-flag$25.0012/15/2011 12:08:12 PM
cattlebaron$50.0012/15/2011 12:10:10 PM
Malkial$25.0012/15/2011 12:23:53 PM
money-surge1$25.0012/15/2011 9:18:52 AM
investment-artist$30.0112/15/2011 9:22:46 AM
worthy-bid8$50.0012/15/2011 9:27:39 AM
LeReve$40.0012/15/2011 9:17:36 AM
bazaar-festivity$25.0012/15/2011 9:06:08 AM
loanman2007$100.0012/15/2011 9:21:20 AM
spirited-diversification0$25.0012/15/2011 9:32:35 AM
Investor_DP$100.0012/15/2011 9:27:34 AM
fortytwo$150.0012/15/2011 9:12:43 AM
ursus$50.0012/15/2011 9:37:28 AM
finance-prescription$100.0012/15/2011 9:13:44 AM
unforgettable-wealth4$50.0012/15/2011 9:28:58 AM
BigSkyFinancial$26.0012/15/2011 9:45:01 AM
Mathon$25.0012/15/2011 9:47:07 AM
truth-companion$25.0012/15/2011 9:25:58 AM
careful-vigilance4$50.0012/15/2011 9:49:57 AM
timbob$100.0012/15/2011 9:29:02 AM
lender2611$25.0012/15/2011 9:45:07 AM
blue-lively-platinum$25.0012/15/2011 9:46:06 AM
auction-warp-speed7$25.0012/15/2011 10:10:33 AM
GCInvestments$29.0012/15/2011 9:37:26 AM
penny-plato$50.0012/15/2011 9:47:13 AM
important-openness1$100.0012/15/2011 9:49:05 AM
affluence-generator2$100.0012/15/2011 9:39:28 AM
igniter584$25.0012/15/2011 9:52:02 AM
wise-rupee-sanctuary$30.0012/15/2011 9:41:33 AM
persevering$25.0012/15/2011 9:42:08 AM
AF-Chief$25.0012/15/2011 9:42:51 AM
javelin0$25.0012/15/2011 9:54:06 AM
best-charming-leverage$50.0012/15/2011 9:47:42 AM
graceful-IRAinvestment$25.0012/15/2011 9:49:20 AM
terrific-fund5$25.0012/15/2011 11:39:23 AM
a-healthy-affluence$25.0012/15/2011 10:18:51 AM
happy-return4$50.0012/15/2011 11:44:55 AM
hope-hickory8$25.0012/15/2011 10:25:12 AM
igniter584$75.0012/15/2011 10:34:30 AM
SolarMoonshine$25.0012/15/2011 10:09:35 AM
ronin4sale$25.0012/15/2011 10:58:32 AM
green-safe-wampum$50.0012/15/2011 12:22:27 PM
tidy-fairness3$25.0012/15/2011 12:37:21 PM
RoZu_Lending$200.0012/15/2011 10:21:50 AM
autonomous-truth$47.9112/15/2011 10:31:05 AM
brw$25.0012/15/2011 10:33:22 AM
Nerdster1$25.0012/15/2011 11:53:42 AM
loan-wasp$50.0012/15/2011 10:51:03 AM
StrongMonty$65.0012/15/2011 10:56:48 AM
scoobiedoo$100.0012/15/2011 11:49:13 AM
return-grizzly$100.0012/15/2011 12:06:04 PM
peace-saber0$25.0012/15/2011 12:20:46 PM
insrq$25.0012/15/2011 12:22:40 PM
spa5$29.0012/15/2011 12:44:05 PM
shrewd-income$162.2312/15/2011 12:56:21 PM
93 Investments
 
Borrower Payment Dependent Notes Series 544737
This series of Notes was issued and sold upon the funding of the borrower loan #58002, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $282.09
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1981 Debt/Income ratio: 3%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:2y 9m
Amount delinquent: $832 Total credit lines: 21 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $466Stated income:$100,000+
Delinquencies in last 7y: 35 Bankcard utilization: 7%  
   Homeownership: No  
Screen name: p2ploan-magician4 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...
pay off a few outstanding issues
My financial situation: fine
I am a good candidate for this loan because...
i make a very good income and

Monthly net income: $ 20000
Monthly expenses:
Housing: $ 2100
Insurance: $ 500
Car expenses: $ 0
Utilities: $ 150
Phone, cable, internet: $ 125
Food, entertainment: $ 750
Clothing, household expenses: $ 600
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lender2611$25.0012/15/2011 5:06:47 PM
Goodlender42$25.0012/15/2011 5:09:06 PM
deal-searcher1$25.0012/16/2011 5:30:53 AM
income-encore1$25.0012/17/2011 6:13:04 PM
riproaringrapids$25.0012/18/2011 12:06:32 AM
intelligent-dedication9$100.0012/19/2011 4:34:46 PM
KLCRAY$25.0012/21/2011 9:09:51 AM
processor115$50.0012/21/2011 9:46:48 AM
gallant-economy9$50.0012/21/2011 5:54:18 PM
tranquil-diversification8$50.0012/22/2011 6:35:09 AM
compassion-neutron$25.0012/22/2011 6:20:19 AM
top-radiant-funds$50.0012/22/2011 7:51:39 AM
prohelper$25.0012/22/2011 9:21:02 AM
Munnie$50.0012/22/2011 12:29:09 PM
integrity-parsec$75.0012/22/2011 1:50:40 PM
caseattle$25.0012/22/2011 3:23:29 PM
Sefotonga$25.0012/22/2011 4:14:18 PM
dood2112$25.0012/22/2011 4:41:01 PM
superb-marketplace422$25.0012/22/2011 4:43:56 PM
payout-thinker7$25.0012/22/2011 5:14:33 PM
commanding-treasure2$50.0012/22/2011 5:21:47 PM
Eagledrop$25.0012/22/2011 5:57:42 PM
SolarMoonshine$25.0012/22/2011 6:19:52 PM
greenback-investor7$200.0012/22/2011 6:18:54 PM
Dubbs360$250.0012/22/2011 8:05:34 PM
eighttone$25.0012/22/2011 9:37:12 PM
the-magnetic-transaction$40.0012/22/2011 9:19:58 PM
huitse$50.0012/22/2011 10:22:54 PM
Luv2Bless$25.0012/23/2011 3:42:17 AM
yield-hut$33.0012/23/2011 4:05:29 AM
JagFan$25.0012/23/2011 4:30:43 AM
astute-benjamins$50.0012/23/2011 5:51:16 AM
Contact911$25.0012/23/2011 3:43:57 AM
ethical-truth211$150.0012/23/2011 4:46:45 AM
KLVLOPZ64$25.0012/23/2011 6:42:08 AM
hanuman77$25.0012/23/2011 6:06:24 AM
Brisket_Bob$25.0012/23/2011 6:11:26 AM
objective-investor$250.0012/23/2011 8:18:13 AM
Domgabriel$25.0012/23/2011 7:27:40 AM
billyisafob$25.0012/23/2011 7:53:20 AM
dime-sprout$25.0012/23/2011 9:07:34 AM
income-banjo$50.0012/23/2011 9:09:45 AM
cash-reaction2$50.0012/23/2011 9:12:12 AM
rescue$100.0012/23/2011 9:10:06 AM
ranstlin$25.0012/23/2011 9:22:29 AM
ctgscott$25.0012/23/2011 9:24:40 AM
britgsb$30.0012/23/2011 9:16:18 AM
compoundinterest$49.0012/23/2011 9:12:56 AM
marketplace-cello5$25.0012/23/2011 9:17:57 AM
sensible-trade$100.0012/23/2011 9:20:05 AM
Capstone-Investments$25.0012/23/2011 9:21:17 AM
Elefunt$25.0012/23/2011 9:21:46 AM
IIP77$25.0012/23/2011 9:23:16 AM
andypbe$25.0012/23/2011 9:26:43 AM
Webpreneur$50.0012/23/2011 9:28:34 AM
MASinVestment$50.0012/15/2011 5:22:47 PM
Investor_DP$100.0012/15/2011 5:27:35 PM
bountiful-durability$50.0012/15/2011 8:37:26 PM
vutah$25.0012/15/2011 8:15:08 PM
unbelievable-exchange$100.0012/16/2011 9:51:50 AM
emphatic-bonus5$75.0012/17/2011 9:43:33 AM
fantastic-investment9$30.0012/19/2011 11:45:07 AM
studious-listing8$25.0012/19/2011 5:14:34 PM
worthy-bid8$50.0012/19/2011 5:38:14 PM
ricklip$100.0012/20/2011 10:23:19 AM
scrappy-leverage6$25.0012/20/2011 12:53:54 PM
the-bright-velocity$50.0012/21/2011 8:16:51 AM
new-truth-chuckler$25.0012/21/2011 9:57:19 AM
igniter584$25.0012/21/2011 5:43:24 PM
TrustPlus$50.0012/21/2011 8:48:20 PM
ghinga$25.0012/22/2011 4:36:17 AM
elated-greenback$100.0012/22/2011 7:26:20 AM
luminous-marketplace5$25.0012/22/2011 9:24:17 AM
babokd$50.0012/22/2011 10:01:55 AM
horseshoelake$25.0012/22/2011 2:36:19 PM
blue-lively-platinum$25.0012/22/2011 5:20:28 PM
velocity-solo$25.0012/22/2011 5:19:52 PM
heart514$25.0012/22/2011 5:33:47 PM
secobarbital$100.0012/22/2011 5:40:27 PM
selector568$300.0012/22/2011 5:45:29 PM
intelligent-repayment8$2,000.0012/22/2011 5:59:23 PM
golden-responsibility189$100.0012/22/2011 6:10:53 PM
Gibbyland$100.0012/22/2011 7:22:59 PM
JASON_ALFUND$25.0012/22/2011 7:19:29 PM
damanq$25.0012/22/2011 6:55:01 PM
greenkid$25.0012/22/2011 9:37:16 PM
PCGeekWI$25.0012/22/2011 8:42:52 PM
NorthernFunds$50.0012/22/2011 11:39:12 PM
12Knocksinna$25.0012/23/2011 1:32:44 AM
a-finance-nirvana$25.0012/23/2011 3:46:42 AM
balanced-return5$25.0012/23/2011 12:05:15 AM
deal-thinker7$50.0012/23/2011 4:34:26 AM
AllanBK$30.0012/23/2011 5:53:00 AM
SharingTheLuv$25.0012/23/2011 6:48:56 AM
integrity-doctor$100.0012/23/2011 7:54:59 AM
Tighternbarkonatree$25.0012/23/2011 6:47:13 AM
LimaGuy$28.6912/23/2011 8:42:21 AM
HeavyDriver03$25.0012/23/2011 7:46:56 AM
moola-man$25.0012/23/2011 7:51:05 AM
javelin0$25.0012/23/2011 9:03:22 AM
juan-juan$50.0012/23/2011 8:26:13 AM
peace-cadence$25.0012/23/2011 9:07:28 AM
Mark-7$50.0012/23/2011 9:08:01 AM
nickel-ferret$34.0012/23/2011 9:05:30 AM
samo102us$25.0012/23/2011 9:10:40 AM
genius520$50.0012/23/2011 9:08:46 AM
progressive-economy261$115.0012/23/2011 9:14:29 AM
netrageouz$40.0012/23/2011 9:21:19 AM
credit-maple5$25.0012/23/2011 9:10:09 AM
MrRooster101$25.0012/23/2011 9:10:27 AM
the-profit-oracle$25.0012/23/2011 9:14:54 AM
bold-durability-drum$60.0012/23/2011 9:25:43 AM
TheCount$25.0012/23/2011 9:16:05 AM
fairness-kayak$25.0012/23/2011 9:25:46 AM
bid-czar8$100.0012/23/2011 9:12:22 AM
TheGeek$25.0012/23/2011 9:28:42 AM
Kaj$25.0012/23/2011 9:17:45 AM
Sierrahh$25.0012/23/2011 9:28:54 AM
principal-cooker2$25.0012/23/2011 9:21:42 AM
financial-frenzy$25.0012/23/2011 9:24:01 AM
revenue-achievement$25.0012/23/2011 9:25:09 AM
indomitable-dedication$25.0012/23/2011 9:18:27 AM
the-laudable-peso$40.0012/23/2011 9:19:39 AM
Ducatiman1978$25.0012/23/2011 9:27:47 AM
wayman$25.0012/23/2011 9:28:21 AM
yield-aurora4$25.0012/23/2011 9:24:42 AM
wwwUniversal$25.0012/23/2011 9:25:15 AM
shalofin$25.0012/23/2011 9:27:00 AM
pumatrap$20.3112/23/2011 9:29:18 AM
129 Investments
 
Borrower Payment Dependent Notes Series 544739
This series of Notes was issued and sold upon the funding of the borrower loan #57915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jun-1992 Debt/Income ratio: 36%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 23Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 57 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $136,618Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: kindness-karate Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repair Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/15/2011 5:32:35 PM
Something-Corporate$25.0012/15/2011 5:15:46 PM
Core-Marketing$25.0012/16/2011 4:15:34 AM
blue-radiant-economy$100.0012/15/2011 7:10:12 PM
green-rate-futurist$25.0012/16/2011 4:39:57 PM
Whipster$30.0012/16/2011 5:24:03 PM
heart514$25.0012/16/2011 5:27:20 PM
papaloha$25.0012/16/2011 6:51:17 PM
money-booster2$25.0012/16/2011 9:34:56 PM
irrelevant$25.0012/17/2011 7:10:38 AM
vine99$50.0012/17/2011 9:21:05 AM
riveting-credit5$50.0012/17/2011 8:26:04 AM
flaguynice$25.0012/17/2011 3:37:49 PM
deal-searcher1$25.0012/18/2011 3:07:11 PM
blue-lively-platinum$25.0012/19/2011 5:18:02 PM
hyrolln$25.0012/19/2011 5:44:44 PM
useful-cash043$500.0012/19/2011 7:00:57 PM
Laxa$25.0012/20/2011 8:47:44 AM
R3vXX$25.0012/20/2011 10:20:13 AM
Madmigel$30.7912/20/2011 10:11:29 AM
goodhearted-generosity511$30.0012/20/2011 10:20:53 AM
Silverling6$25.4712/21/2011 6:11:59 AM
klend4$25.0012/21/2011 6:34:39 AM
gallant-economy9$50.0012/21/2011 9:44:30 AM
klend4$25.0012/21/2011 12:38:54 PM
unbelievable-exchange$52.9712/21/2011 3:29:14 PM
Moneypenny6$25.0012/21/2011 3:47:45 PM
bellaquito$1,200.0012/21/2011 8:07:52 PM
blue-radiant-economy$100.0012/21/2011 8:25:13 PM
Skokdog23$63.3212/21/2011 10:08:26 PM
money-baron-Roth401k$50.0012/21/2011 9:31:37 PM
thankful-nickel2$25.0012/21/2011 11:08:40 PM
draggon77$25.0012/22/2011 2:34:56 AM
shawnw2$50.0012/22/2011 6:10:06 AM
leverage-monger$25.0012/22/2011 6:34:23 AM
sparkling-contract7$25.0012/22/2011 6:23:36 AM
ethical-truth211$10.7312/22/2011 8:06:31 AM
brian4571$31.9112/22/2011 7:46:35 AM
idriveajeep$25.0012/22/2011 7:49:05 AM
AndChicksforFree$25.0012/15/2011 5:13:10 PM
jkeller4000$25.0012/15/2011 5:31:02 PM
camaraderi-aspen$100.0012/15/2011 5:19:58 PM
the-hope-workhorse$100.0012/15/2011 6:19:35 PM
SecondChanceLendingSERV$25.0012/15/2011 6:27:31 PM
PatriotKnight$25.0012/15/2011 5:43:54 PM
let_me_retire$25.0012/16/2011 1:46:22 AM
CA-Lender$50.0012/16/2011 8:04:36 AM
Kash2010lu$25.0012/16/2011 9:19:01 AM
processor115$75.0012/16/2011 4:24:35 PM
dsnybnd$25.0012/19/2011 7:59:39 PM
new-social-economist$40.0012/19/2011 11:04:10 PM
the-laudable-peso$30.0012/20/2011 5:40:15 PM
zone6$100.0012/20/2011 8:56:54 PM
vutah$25.0012/21/2011 9:37:41 AM
treasure-hunter270$25.0012/21/2011 5:55:28 PM
economy-shrubbery6$25.0012/21/2011 10:26:21 PM
JPMorrisLegacyFund$49.8112/21/2011 11:07:11 PM
cash4closeoutsdotnet$25.0012/22/2011 1:26:23 AM
fountain355$25.0012/22/2011 4:08:42 AM
radforj22$25.0012/22/2011 5:20:13 AM
judoman$25.0012/22/2011 6:32:00 AM
first-dinero-igloo$25.0012/22/2011 6:44:21 AM
Fachim$25.0012/22/2011 7:31:30 AM
STLRacer$30.0012/22/2011 8:04:38 AM
64 Investments
 
Borrower Payment Dependent Notes Series 544741
This series of Notes was issued and sold upon the funding of the borrower loan #57755, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1999 Debt/Income ratio: 5%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 19 Occupation: Professional
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 34 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: peaceful-justice7 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan:
This loan will be used for Home Improvement

My financial situation:
I am a good candidate for this loan because I will repay on time.

Monthly net income: $ 3300
Monthly expenses: $
Housing: $ 1300
Insurance: $ 60
Car expenses: $ 0
Utilities: $
Phone, cable, internet: $ 50
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/16/2011 5:53:44 PM
1 Investments
 
Borrower Payment Dependent Notes Series 544747
This series of Notes was issued and sold upon the funding of the borrower loan #57606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-15-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $257.11
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Nov-1974 Debt/Income ratio: Not calculated
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 3Employment status:Other
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:8y 3m
Amount delinquent: $0 Total credit lines: 35Stated income:$50,000-$74,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29,479 
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: No  
Screen name: bid-saber8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 17 ( 100% ) 640-659 (Latest)
Principal borrowed: $11,000.00< 31 days late: 0 ( 0% )  
800-819 (Oct-2010)
800-819 (May-2010)
840-859 (Aug-2009)
 
Principal balance: $3,424.89 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
Business Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
graceful-IRAinvestment$60.0012/14/2011 5:14:27 PM
affluence-generator2$100.0012/14/2011 5:17:27 PM
money-baron-Roth401k$25.0012/14/2011 5:34:21 PM
five-star-note$25.0012/14/2011 5:30:54 PM
Investor_DP$100.0012/14/2011 5:24:37 PM
jkeller4000$25.0012/14/2011 5:28:42 PM
sensible-fund$25.8612/14/2011 6:26:23 PM
JJYossarian$50.0012/14/2011 6:07:24 PM
generosity-poem2$40.0012/14/2011 6:45:17 PM
113121$25.0012/14/2011 7:00:17 PM
OldManP$25.0012/14/2011 7:52:54 PM
SFBank$50.0012/14/2011 8:09:16 PM
michaelray703$25.0012/14/2011 8:33:35 PM
papaloha$100.0012/14/2011 9:25:29 PM
Feyenoord$30.0012/14/2011 7:42:10 PM
312-Lender$25.0012/14/2011 11:41:08 PM
autonomous-truth$45.6112/14/2011 11:02:19 PM
euro-mirth$25.0012/15/2011 4:54:04 AM
dime-sanctuary$39.8012/15/2011 4:58:10 AM
farchoir$25.0012/15/2011 6:04:53 AM
Moe87$25.0012/15/2011 2:33:23 AM
greenback-guard$25.0012/15/2011 5:11:52 AM
Bookophile$50.0012/15/2011 6:30:10 AM
kind-credit-bear$29.2212/15/2011 7:14:42 AM
ore-armada$25.0012/15/2011 5:57:00 AM
fantastic-wampum1$100.0012/15/2011 9:06:55 AM
heart514$25.0012/15/2011 9:10:31 AM
ah-long$25.0012/15/2011 9:11:34 AM
LuckyDuck49$25.0012/15/2011 9:06:15 AM
graceful-investment$100.0012/15/2011 8:58:50 AM
blitzen40$25.0012/15/2011 9:30:16 AM
worldly-gold$50.0012/15/2011 9:33:51 AM
stepatatime-together$85.0012/15/2011 9:29:44 AM
asiaratt$50.0012/15/2011 9:35:06 AM
careful-vigilance4$50.0012/15/2011 9:49:56 AM
capital-halo1$1,000.0012/15/2011 9:38:06 AM
AF-Chief$25.0012/15/2011 9:42:50 AM
worth-blanket2$1,500.0012/15/2011 9:55:18 AM
trumpeter5$25.0012/14/2011 5:15:36 PM
Kash2010lu$25.0012/14/2011 5:25:27 PM
pound-mushroom3$25.0012/14/2011 5:27:28 PM
truth-companion$25.0012/14/2011 5:41:37 PM
NekHoldings$25.0012/14/2011 6:04:39 PM
nimble-revenue5$50.0012/14/2011 5:32:36 PM
Amber_Stone$30.8012/14/2011 6:10:05 PM
Jack55304$200.0012/14/2011 5:35:42 PM
red-robust-bid$50.0012/14/2011 6:13:37 PM
amlu1988$25.0012/14/2011 6:22:38 PM
SecondChanceLendingSERV$25.0012/14/2011 6:42:51 PM
LittleMingo$25.0012/14/2011 6:22:12 PM
Bob450$28.0012/14/2011 7:09:11 PM
sincere-balance$25.0012/14/2011 9:20:13 PM
courteous-note1$75.0012/14/2011 9:25:37 PM
Mikale360$25.0012/14/2011 9:14:04 PM
Iceman1347$25.0012/14/2011 10:47:34 PM
Gregger$25.0012/15/2011 2:52:00 AM
lowrater$200.8012/14/2011 10:38:33 PM
transparent-transaction8$25.0012/14/2011 11:39:37 PM
loanman2007$25.0012/15/2011 4:45:22 AM
Mrs-Honeydew$25.0012/15/2011 5:05:13 AM
golden-velocity9$25.0012/15/2011 6:13:13 AM
graceful-IRAinvestment$50.0012/15/2011 8:48:44 AM
MStax$56.5212/15/2011 9:00:26 AM
handshake5$100.0012/15/2011 9:05:55 AM
lotuss4$25.0012/15/2011 8:43:45 AM
bnlforever$25.0012/15/2011 9:16:59 AM
HenryS$30.0012/15/2011 9:23:59 AM
HHP$100.0012/15/2011 9:29:40 AM
social-cocktail1$62.0012/15/2011 9:32:40 AM
finance-mushroom$200.0012/15/2011 9:24:28 AM
Mariner3605$25.0012/15/2011 9:29:53 AM
luzonct$100.0012/15/2011 9:46:42 AM
worthy-bid8$50.0012/15/2011 9:27:39 AM
bullish2bearish$28.7112/15/2011 10:03:22 AM
FinanceEngine$32.6812/15/2011 10:04:55 AM
75 Investments
 
Borrower Payment Dependent Notes Series 544749
This series of Notes was issued and sold upon the funding of the borrower loan #58235, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $320.77
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1984 Debt/Income ratio: 16%
Credit score: 760-779 (Nov-2011) Inquiries last 6m: 7Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:51y 11m
Amount delinquent: $0 Total credit lines: 38 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: investment-gadget6 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Apartment Rehab Refinance
Purpose of loan: Third Party Expense and Pre-Close
This loan will be used to... Pay Third Party Expenses related to closing
a refinance on an Apartment Complex

I am a good candidate for this loan because...I have High credit scores
excellent credit history and the loan will be liquidated early if it needed
as all. This is a back up if the cost are not rolled into the refinance and
will liquidated out of the refinance. I have never missed a payment on anything. Cancelled & Re-listed due to Administrative issues which have been cleared by Prosper


Monthly net income: $7,500
Monthly expenses: $500
Housing: $0
Insurance: $100
Car expenses: $242
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
currency-agave$60.0012/15/2011 5:11:44 PM
unforgettable-wealth4$50.0012/15/2011 5:42:00 PM
blue-radiant-economy$400.0012/15/2011 7:13:02 PM
golden-velocity9$25.0012/15/2011 5:37:32 PM
cattlebaron$25.0012/15/2011 10:47:58 PM
the-hope-workhorse$50.0012/15/2011 6:12:59 PM
skillful-asset5$30.0012/15/2011 6:23:06 PM
lowrater$50.8012/15/2011 10:26:26 PM
sensible-fund$25.3512/16/2011 5:34:25 AM
reflective-rupee$25.0012/15/2011 11:16:53 PM
fountain355$25.0012/16/2011 4:36:37 AM
impala6464$50.0012/16/2011 6:57:59 AM
jkeller4000$25.0012/16/2011 9:45:20 AM
worth-blanket2$6,300.0012/16/2011 10:51:10 AM
unbelievable-exchange$100.0012/16/2011 9:51:51 AM
power-grid134$18.8512/16/2011 11:24:54 AM
SFBank$50.0012/15/2011 5:10:15 PM
truth-companion$25.0012/15/2011 5:26:31 PM
Investor_DP$100.0012/15/2011 5:28:07 PM
Core-Marketing$25.0012/16/2011 4:17:25 AM
Interloper$40.0012/16/2011 10:04:15 AM
21 Investments
 
Borrower Payment Dependent Notes Series 544755
This series of Notes was issued and sold upon the funding of the borrower loan #58057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $85.54
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-2006 Debt/Income ratio: 16%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 9Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 18 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,687Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 70%  
   Homeownership: No  
Screen name: secret-agent0 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off Credit Cards
Purpose of loan: Paying off my credit cards
This loan will be used to...pay off my credit card debt

My financial situation:
I am a good candidate for this loan because...I've always paid my payments on time.


Monthly net income: $ 1600
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/15/2011 5:02:58 PM
mrxtravis$25.0012/15/2011 5:33:05 PM
SFBank$50.0012/15/2011 5:09:57 PM
Investor_DP$100.0012/15/2011 5:28:07 PM
truth-companion$25.0012/15/2011 5:26:31 PM
blue-radiant-economy$100.0012/15/2011 7:13:46 PM
Hedge-Fund$50.0012/16/2011 7:15:59 AM
economy-popcorn$25.0012/16/2011 7:03:54 AM
greencat$50.0012/16/2011 7:14:48 AM
frogperson$150.0012/16/2011 9:37:06 AM
careful-compassion$20.0012/16/2011 11:09:21 AM
unbelievable-exchange$100.0012/16/2011 9:51:52 AM
SolarMoonshine$25.0012/15/2011 6:02:37 PM
skillful-asset5$30.0012/15/2011 6:22:13 PM
1point21gigawatts$25.0012/15/2011 8:02:48 PM
deal-searcher1$100.0012/16/2011 5:34:18 AM
Core-Marketing$25.0012/16/2011 4:12:52 AM
impala6464$50.0012/16/2011 6:53:32 AM
larryboy10$25.0012/16/2011 10:44:27 AM
worth-blanket2$1,000.0012/16/2011 10:51:36 AM
20 Investments
 
Borrower Payment Dependent Notes Series 544767
This series of Notes was issued and sold upon the funding of the borrower loan #57699, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $337.37
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1997 Debt/Income ratio: 39%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 14 / 14Length of status:3y 0m
Amount delinquent: $280 Total credit lines: 61 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,595Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 72%  
   Homeownership: Yes  
Screen name: keycots Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 22 ( 96% ) 600-619 (Latest)
Principal borrowed: $3,600.00< 31 days late: 1 ( 4% )  
540-559 (Aug-2007)
540-559 (Jul-2007)
520-539 (May-2007)
520-539 (Mar-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
Prior borrower needs home fixed
Purpose of loan: Plumbing/Electrical/water damage/flooring
This loan will be used to..fix home

My financial situation: Full time employee
I am a good candidate for this loan because...Have had previous prosper loan and paid on time. This loan will help me make much needed repairs to my home and be able to stay for years to come.


Monthly net income: $4500
Monthly expenses: $3000
Housing: $830
Insurance: $170
Car expenses: $850
Utilities: $250
Phone, cable, internet: $300
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$25.0012/15/2011 5:02:57 PM
Jack55304$200.0012/15/2011 5:11:29 PM
graceful-investment$85.0012/16/2011 9:24:17 AM
Leshan$145.9112/16/2011 9:28:45 AM
MatthewDP$150.0012/16/2011 9:35:19 AM
papaloha$50.0012/16/2011 9:25:33 AM
unbelievable-exchange$100.0012/16/2011 9:51:52 AM
lotuss4$25.0012/16/2011 9:45:31 AM
yield-lion2$50.0012/16/2011 10:01:05 AM
Scotcha$50.0012/16/2011 9:29:08 AM
mikeandcat$145.0412/16/2011 4:17:26 AM
CA-Lender$25.0012/16/2011 8:01:50 AM
FarmersBank$50.0012/16/2011 8:00:00 AM
witty-openness$25.0012/16/2011 3:40:41 AM
money-baron-Roth401k$25.0012/16/2011 7:52:51 AM
lucrative-loan$25.0012/16/2011 7:36:48 AM
return-grizzly$100.0012/16/2011 1:23:11 AM
balanced-balance6$25.0012/16/2011 6:25:18 AM
RLaumeyer$30.0012/15/2011 7:56:55 PM
money-baron-roth-IRA$50.0012/15/2011 5:33:34 PM
DHolly$31.0012/15/2011 5:27:44 PM
Mikale360$25.0012/15/2011 7:40:54 PM
PatriotKnight$25.0012/15/2011 5:24:48 PM
atlas-shrugged$195.0012/15/2011 5:29:28 PM
skillful-asset5$30.0012/15/2011 6:21:44 PM
RoZu_Lending$200.0012/15/2011 5:12:10 PM
affluence-generator2$100.0012/15/2011 5:16:01 PM
lendstats_com$200.0012/15/2011 5:01:42 PM
green-trade-dolphin$35.0212/15/2011 5:02:14 PM
Investor_DP$100.0012/15/2011 5:28:01 PM
Kash2010lu$25.0012/15/2011 5:12:01 PM
SLN-10$100.0012/15/2011 5:40:26 PM
money-baron-Roth401k$25.0012/15/2011 5:41:03 PM
AndChicksforFree$25.0012/15/2011 5:20:35 PM
zeeexsixare$25.0012/15/2011 5:22:42 PM
the-silver-blaster$75.0012/15/2011 7:06:27 PM
COCHINOBOY$30.0012/15/2011 7:25:52 PM
blue-radiant-economy$100.0012/15/2011 7:27:42 PM
graceful-IRAinvestment$27.0012/15/2011 5:29:36 PM
contract-student2$70.0012/15/2011 8:18:32 PM
ivy-league-MBA$25.0012/15/2011 5:36:26 PM
Lo0se_mo0se$25.0012/15/2011 9:12:44 PM
amlu1988$25.0012/15/2011 7:55:41 PM
deal-searcher1$25.0012/16/2011 5:30:53 AM
loanman2007$200.0012/16/2011 4:38:54 AM
Feyenoord$30.0012/15/2011 11:10:22 PM
penny-winner$98.5212/16/2011 7:21:34 AM
SolarMoonshine$25.0012/16/2011 3:53:18 AM
HYGCapitalPartnersLP$56.0012/16/2011 4:52:16 AM
Mrs-Honeydew$25.0012/16/2011 8:01:24 AM
312-Lender$25.0012/16/2011 9:32:45 AM
otherwisedisposed$16.5112/16/2011 11:44:32 AM
worth-blanket2$5,100.0012/16/2011 10:50:08 AM
53 Investments
 
Borrower Payment Dependent Notes Series 544789
This series of Notes was issued and sold upon the funding of the borrower loan #58409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $174.77
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1978 Debt/Income ratio: 13%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 6 Current / open credit lines: 5 / 5Length of status:1y 3m
Amount delinquent: $1,593 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 1/ 12 Revolving credit balance: $64Stated income:$25,000-$49,999
Delinquencies in last 7y: 34 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: well-rounded-trade6 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 700-719 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
720-739 (Jan-2011)
 
Principal balance: $2,442.31 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Educaction
Purpose of loan:Skills Verification
This loan will be used to...Recertify license

My financial situation:
I am a good candidate for this loan because...Collecting SS/ Full time employment/low debt/enable higher paying job


Monthly net income: $ 2800.00
Monthly expenses: $
Housing: $ -0-
Insurance: $ 200.00
Car expenses: $ 100.00
Utilities: $ 100.00
Phone, cable, internet: $ 70.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 10.00
Credit cards and other loans: $ 2800.00
Other expenses: $
10.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$29.8412/29/2011 9:02:35 AM
diplomatic-capital$25.0012/29/2011 9:15:12 AM
eagle1271$25.0012/29/2011 9:13:16 AM
worth-blanket2$4,800.0012/29/2011 9:19:05 AM
inventive-wealth2$25.0012/29/2011 9:14:59 AM
lucrative-transparency0$100.0012/29/2011 9:08:38 AM
wealth-tremolo7$25.0012/29/2011 9:19:01 AM
sun818$25.0012/29/2011 9:16:36 AM
trade-burrito4$35.0012/29/2011 9:18:58 AM
9 Investments
 
Borrower Payment Dependent Notes Series 544815
This series of Notes was issued and sold upon the funding of the borrower loan #57953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $164.98
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1979 Debt/Income ratio: 28%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 18Length of status:23y 5m
Amount delinquent: $0 Total credit lines: 39 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,763Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 35%  
   Homeownership: Yes  
Screen name: unassailable-currency8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personnel loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/17/2011 12:42:35 PM
AFairDeal$25.0012/16/2011 9:09:21 AM
djs81$25.0012/17/2011 10:21:51 AM
market-solstice2$25.0012/17/2011 12:21:22 PM
indomitable-coin$25.0012/17/2011 12:22:29 PM
BxRealtor$25.0012/17/2011 12:33:03 PM
Star_Witness$25.0012/17/2011 1:19:38 PM
lowrater$100.7012/17/2011 2:10:55 PM
penny-plato$25.0012/17/2011 4:42:55 PM
riproaringrapids$25.0012/18/2011 12:06:35 AM
john0720$50.0012/18/2011 8:42:03 AM
nuclearmoose$25.0012/18/2011 12:29:19 PM
unassuming-generosity$25.0012/18/2011 12:50:19 PM
deal-searcher1$35.0012/18/2011 3:04:36 PM
worthy-bid8$50.0012/19/2011 5:38:16 PM
helpishere777$25.0012/19/2011 8:13:39 PM
power-defender7$60.0012/19/2011 8:38:39 PM
alpinaut$30.0012/20/2011 5:32:44 AM
ricklip$100.0012/20/2011 10:23:21 AM
scrappy-leverage6$25.0012/20/2011 12:53:55 PM
Bank42$25.0012/20/2011 7:05:06 PM
LianaB$50.0012/21/2011 6:05:06 AM
Centerline15$25.0012/21/2011 9:07:07 AM
gallant-economy9$50.0012/21/2011 9:44:31 AM
processor115$50.0012/21/2011 9:46:13 AM
RockCrown$25.0012/21/2011 3:04:05 PM
igniter584$25.0012/21/2011 5:43:24 PM
janeybooboo$75.0012/21/2011 7:02:31 PM
ReliableLoans$100.0012/21/2011 7:43:55 PM
entrepreneur99$33.6212/21/2011 11:12:24 PM
wampum-chorus3$25.0012/22/2011 9:21:25 AM
luminous-marketplace5$25.0012/22/2011 9:24:19 AM
liberty-thinker$25.0012/22/2011 9:44:21 AM
rate-sherpa$60.0012/22/2011 1:46:15 PM
emphatic-bonus5$75.0012/17/2011 9:43:35 AM
money-booster2$25.0012/16/2011 9:54:25 PM
the-enticing-coin$125.0012/16/2011 11:32:04 PM
rajs$200.0012/16/2011 7:29:31 PM
healthy-rate3$50.0012/16/2011 12:37:14 PM
unbelievable-exchange$100.0012/16/2011 9:51:56 AM
bb575$50.0012/16/2011 9:47:56 AM
gravbox$25.0012/16/2011 9:51:06 AM
yield-seeker$25.0012/22/2011 3:07:07 PM
credit-panda1$25.0012/16/2011 9:06:24 AM
JustMee$25.0012/17/2011 4:52:59 AM
Sneezie$100.0012/17/2011 12:15:42 PM
aabadabadoo$25.0012/17/2011 12:14:52 PM
impressive-justice6$50.0012/18/2011 4:24:25 AM
blue-lively-platinum$25.0012/18/2011 12:31:48 PM
fantastic-investment9$30.0012/19/2011 11:45:10 AM
intelligent-dedication9$100.0012/19/2011 4:34:47 PM
jgar_O$25.0012/20/2011 9:53:07 AM
first-euro-rapture$25.0012/20/2011 9:46:09 AM
intelligent-dedication9$100.0012/20/2011 12:14:51 PM
independent-revenue4$100.0012/20/2011 1:46:01 PM
gokart83$25.0012/20/2011 6:07:34 PM
KLCRAY$25.0012/21/2011 9:09:54 AM
new-truth-chuckler$25.0012/21/2011 9:57:20 AM
equallender$25.0012/21/2011 11:17:22 AM
jdwillcox$100.0012/21/2011 2:52:13 PM
jkeller4000$25.0012/21/2011 2:57:10 PM
houli123$125.0012/21/2011 5:14:26 PM
blue-radiant-economy$100.0012/21/2011 8:38:19 PM
thankful-nickel2$25.0012/21/2011 11:06:53 PM
radforj22$50.0012/22/2011 5:25:47 AM
djh47a$25.0012/22/2011 5:42:32 AM
TrustPlus$50.0012/22/2011 9:16:50 AM
nethawk00$25.0012/22/2011 9:31:38 AM
babokd$50.0012/22/2011 10:01:56 AM
x32248$25.0012/22/2011 10:57:32 AM
managedfund$1,250.0012/22/2011 1:46:56 PM
nycfinance$25.0012/22/2011 2:35:02 PM
gilbrear$25.0012/22/2011 3:02:03 PM
loan-rider7$25.0012/22/2011 3:12:53 PM
kedia$250.6812/22/2011 3:21:14 PM
first-serene-credit$25.0012/22/2011 2:57:11 PM
76 Investments
 
Borrower Payment Dependent Notes Series 544841
This series of Notes was issued and sold upon the funding of the borrower loan #57717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-16-2011 
Term: 60 months Listing End date:  Dec-16-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $232.40
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2000 Debt/Income ratio: 14%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:10y 4m
Amount delinquent: $0 Total credit lines: 18 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,869Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: deal-outpost2 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Expenses
Purpose of loan:
This loan will be used to finance medical expenses.

My financial situation:
I am a good candidate for this loan because. I pay my bills on time, and I am planning on paying this loan off early. .


Monthly net income: $ 3500
Monthly expenses: $
Housing: $ 840
Insurance: $ 85
Car expenses: $ 420
Utilities: $ 300
Phone, cable, internet: $ 150
Food, entertainment: $ 300
Clothing, household expenses: $ 100
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
enchanted-note$25.0012/16/2011 9:12:25 AM
matt_2006$25.0012/16/2011 9:32:14 AM
bountiful-durability$50.0012/16/2011 9:35:00 AM
lender2611$25.0012/16/2011 9:47:37 AM
superb-funds335$25.0012/16/2011 9:48:45 AM
Investor_DP$100.0012/16/2011 9:28:48 AM
currency-agave$60.0012/16/2011 9:32:18 AM
worth-blanket2$8,200.0012/16/2011 10:52:12 AM
8 Investments
 
Borrower Payment Dependent Notes Series 544855
This series of Notes was issued and sold upon the funding of the borrower loan #57722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-15-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $259.74
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2001 Debt/Income ratio: 25%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:10y 1m
Amount delinquent: $0 Total credit lines: 37 Occupation: Nurse (LPN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,034Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: zippy-return096 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
Purpose of loan:
This loan will be used to...
consolidate mine and my husbands debt
My financial situation: salaried
I am a good candidate for this loan because...
Our bills are always on time, just stretched out. My husband also works, this does not include his income though.

Monthly net income: $2850
Monthly expenses: $
Housing: $350
Insurance: $70
Car expenses: $500
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Goodlender42$25.0012/15/2011 5:09:08 PM
enchanted-note$25.0012/15/2011 5:10:00 PM
camaraderi-aspen$100.0012/15/2011 5:19:43 PM
well-mannered-income3$50.0012/15/2011 7:09:17 PM
serene-capital$25.0012/15/2011 9:34:47 PM
InChicago$100.0012/15/2011 6:09:46 PM
cattlebaron$50.0012/15/2011 7:36:18 PM
vutah$25.0012/15/2011 8:14:19 PM
CA-Lender$25.0012/16/2011 8:04:17 AM
Bob450$25.0012/16/2011 7:03:07 AM
awe-inspiring-diversification5$100.0012/16/2011 7:14:58 AM
BradP$25.0012/16/2011 2:07:19 PM
nickel-jam$710.0012/16/2011 3:12:49 PM
AFairDeal$25.0012/16/2011 5:08:52 PM
radforj22$25.0012/17/2011 3:18:43 AM
rajs$250.0012/16/2011 7:17:56 PM
rockhound84$25.0012/17/2011 5:23:28 AM
jtwildcat713$25.0012/17/2011 6:48:33 AM
heerzaquestion$25.0012/17/2011 10:40:53 AM
life-is-great$25.0012/17/2011 12:17:57 PM
dime-sprout$25.0012/17/2011 12:17:43 PM
BxRealtor$25.0012/17/2011 12:33:03 PM
heart514$25.0012/17/2011 12:43:07 PM
mikrolown$25.0012/17/2011 12:42:03 PM
irrelevant$25.0012/17/2011 2:05:08 PM
careful-note$30.0012/17/2011 3:27:07 PM
hamster$25.2812/17/2011 3:39:57 PM
DreamIsReal$36.8312/19/2011 2:49:48 PM
lendstats_com$198.0012/19/2011 4:21:55 PM
igniter584$25.0012/19/2011 3:55:26 PM
p2p-paradise$126.9912/19/2011 5:12:28 PM
CACO_Lender$25.0012/19/2011 5:36:50 PM
heatherwood$50.0012/19/2011 5:54:16 PM
hyrolln$25.0012/19/2011 5:39:23 PM
doublediamond$25.0012/19/2011 6:02:22 PM
income-safehouse9$150.0012/19/2011 6:05:30 PM
one2sojourn$40.0012/19/2011 6:41:06 PM
processor115$50.0012/19/2011 8:47:03 PM
versatile-integrity8$28.1012/19/2011 7:44:15 PM
COtheBeast$25.0012/19/2011 7:45:09 PM
impressive-justice6$50.0012/19/2011 7:56:38 PM
sunny-dough9$200.0012/19/2011 8:56:02 PM
happy-return4$56.0012/19/2011 8:59:10 PM
broker048$25.0012/19/2011 10:21:01 PM
natural-greenback6$25.0012/19/2011 10:47:24 PM
Phatt-Daddy$100.0012/19/2011 2:43:40 PM
vigilance-portait5$50.0012/19/2011 2:31:21 PM
DBoys$40.0012/19/2011 2:25:11 PM
cr8on$50.0012/19/2011 4:27:24 PM
rkt88edmo$28.8312/19/2011 3:08:13 PM
astute-benjamins$50.0012/19/2011 3:05:39 PM
bbrinck$25.0012/19/2011 11:54:41 AM
moola-monger9$50.0012/19/2011 2:06:13 PM
careful-note$50.0012/19/2011 1:57:32 PM
newest-phenomenal-dinero$100.0012/19/2011 1:56:24 PM
malomar66$60.0012/19/2011 11:04:34 AM
return-enthusiast1$25.0012/19/2011 11:39:44 AM
igniter584$50.0012/19/2011 9:05:04 AM
marketplace-buckeye$50.0012/19/2011 8:30:46 AM
Rogelio48$40.0012/19/2011 9:00:14 AM
the-laudable-peso$40.0012/19/2011 9:20:19 AM
hope-hickory8$25.0012/19/2011 7:45:42 AM
garnetchik$25.0012/19/2011 8:18:26 AM
money-booster2$35.0012/19/2011 8:02:44 AM
xthread$25.0012/19/2011 7:57:42 AM
trade-solo$25.0012/19/2011 1:51:47 AM
Iwillhuntyoudown$25.0012/18/2011 8:07:02 PM
nimble-money086$25.0012/18/2011 7:44:13 PM
blue111$25.0012/18/2011 6:54:57 PM
Mrs-Honeydew$25.0012/18/2011 1:54:19 PM
EngineersAlliance$100.0012/18/2011 12:42:58 PM
studious-listing8$25.0012/18/2011 1:57:53 PM
brazilofmux$83.0012/18/2011 12:22:52 PM
mammalian4$25.0012/18/2011 12:29:12 PM
bold-durability-drum$60.0012/18/2011 12:28:57 PM
commanding-treasure2$50.0012/18/2011 12:36:29 PM
blue-lively-platinum$25.0012/18/2011 12:31:48 PM
makerain$25.0012/18/2011 12:08:19 PM
riproaringrapids$25.0012/18/2011 12:06:33 AM
wealth-infusion6$100.0012/18/2011 12:03:33 AM
Rivervale_Westwood$30.0012/18/2011 6:19:21 AM
zeeexsixare$200.0012/17/2011 9:01:59 PM
SecondChanceLendingSERV$25.0012/17/2011 5:02:36 PM
graceful-IRAinvestment$53.0012/17/2011 5:19:13 PM
loss-of-control$100.0012/17/2011 6:07:02 PM
blue-radiant-economy$100.0012/17/2011 3:11:53 PM
bullish2bearish$50.0012/17/2011 2:57:10 PM
the-silver-blaster$50.0012/17/2011 1:24:15 PM
AndChicksforFree$25.0012/15/2011 5:22:30 PM
Investor_DP$100.0012/15/2011 5:27:36 PM
lender2611$25.0012/15/2011 5:06:48 PM
DHolly$25.0012/15/2011 5:23:19 PM
skillful-asset5$30.0012/15/2011 6:19:53 PM
asset-producer1$300.0012/15/2011 7:46:04 PM
the-silver-blaster$100.0012/15/2011 7:06:27 PM
bountiful-durability$50.0012/15/2011 8:37:27 PM
janeybooboo$75.0012/16/2011 9:05:02 AM
matt_2006$25.0012/16/2011 9:32:12 AM
unbelievable-exchange$100.0012/16/2011 9:51:53 AM
affluence-generator2$100.0012/16/2011 1:56:45 PM
MASinVestment$50.0012/16/2011 5:12:00 PM
loanman2007$25.0012/17/2011 4:50:40 AM
economy-popcorn$25.0012/17/2011 5:06:50 AM
vivid-p2ploan1$25.0012/17/2011 8:27:53 AM
marwadi-62$75.0012/17/2011 10:36:51 AM
suave-dime6$25.0012/17/2011 11:19:37 AM
pound-mushroom3$25.0012/17/2011 12:12:03 PM
riproaringrapids$25.0012/17/2011 12:32:44 PM
careful-note$50.0012/17/2011 3:17:43 PM
Asgardian$30.0012/17/2011 2:23:51 PM
Rockymtnhi$25.0012/17/2011 2:28:45 PM
green-rate-futurist$50.0012/17/2011 6:32:09 PM
jodilee31$100.0012/17/2011 7:08:36 PM
bold-deal-ringleader$25.0012/18/2011 5:11:07 AM
Whipster$40.0012/18/2011 10:48:26 AM
Weaverville$25.0012/18/2011 10:50:57 AM
income-banjo$50.0012/18/2011 12:10:09 PM
houli123$500.0012/18/2011 11:39:29 AM
elegant-loot$126.3212/18/2011 9:54:53 AM
wwwUniversal$25.0012/18/2011 12:13:01 PM
income-champion$25.0012/18/2011 12:25:10 PM
selvamfinance$25.0012/18/2011 12:24:30 PM
britgsb$30.0012/18/2011 12:47:26 PM
ericgassercom$25.0012/18/2011 12:49:45 PM
unassuming-generosity$25.0012/18/2011 12:50:57 PM
KCEnterprises$25.0012/18/2011 5:14:07 PM
1willray$25.0012/18/2011 9:55:32 PM
back-scratchers$50.0012/18/2011 6:59:38 PM
kendallv$50.0012/18/2011 6:07:31 PM
leverage-monger$25.0012/19/2011 6:41:23 AM
chad-bro-chill$25.0012/19/2011 7:36:31 AM
timbob$100.0012/19/2011 9:34:53 AM
friendinmoney$25.0012/19/2011 9:41:50 AM
Tradesmanlender$25.0012/19/2011 9:45:54 AM
alexander-hamilton$50.0012/19/2011 10:23:27 AM
ethical-truth211$400.0012/19/2011 10:43:06 AM
unforgettable-wealth4$50.0012/19/2011 9:39:38 AM
elegant-market9$26.0012/19/2011 11:34:03 AM
penny-plato$25.0012/19/2011 10:40:00 AM
fantastic-investment9$30.0012/19/2011 11:45:08 AM
loot-castanets$25.0012/19/2011 2:33:31 PM
girlwithglasses$30.0012/19/2011 1:04:01 PM
liberty-society5$34.0012/19/2011 2:09:56 PM
unclejaef$25.0012/19/2011 2:35:34 PM
igniter584$25.0012/19/2011 3:35:09 PM
intelligent-dedication9$100.0012/19/2011 4:34:47 PM
Derel$50.0012/19/2011 5:14:09 PM
ethical-income2$25.0012/19/2011 5:08:27 PM
WorldTravlr$25.0012/19/2011 5:10:34 PM
greenback-chairman5$25.0012/19/2011 5:22:01 PM
patriot384$100.0012/19/2011 5:23:12 PM
szetheli$125.0012/19/2011 6:38:28 PM
unger$171.1112/19/2011 7:13:58 PM
B-rad_the_Coug$25.0012/19/2011 7:34:26 PM
Ducatiman1978$25.0012/19/2011 9:05:28 PM
velocity-turtle$50.0012/19/2011 7:53:15 PM
terrific-peace8$25.0012/19/2011 9:51:06 PM
money-booster2$25.0012/19/2011 10:34:26 PM
payout-alien6$25.0012/19/2011 8:12:55 PM
first-gold-plato$25.0012/19/2011 9:25:13 PM
new-social-economist$6.5412/19/2011 11:00:19 PM
161 Investments
 
Borrower Payment Dependent Notes Series 544875
This series of Notes was issued and sold upon the funding of the borrower loan #57685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1987 Debt/Income ratio: 83%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,055Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: No  
Screen name: weedyseahorse Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
sah
Purpose of loan:
This loan will be used to...pay off college exp.

My financial situation:
I am a good candidate for this loan because...I want to get this paid off so I can have it behind me. I pay my bills.


Monthly net income: $900
Monthly expenses: $200
Housing: 0
Insurance: 0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
miked8303$25.0012/17/2011 12:33:26 PM
Investor_DP$100.0012/17/2011 12:27:35 PM
Hedge-Fund$25.0012/17/2011 3:07:58 PM
worth-blanket2$4,800.0012/17/2011 2:15:37 PM
handy-justice$50.0012/17/2011 2:20:56 PM
5 Investments
 
Borrower Payment Dependent Notes Series 544879
This series of Notes was issued and sold upon the funding of the borrower loan #57940, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-16-2011 
Term: 60 months Listing End date:  Dec-22-2011 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $472.13
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1983 Debt/Income ratio: 22%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 7Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 28 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,772Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: Veteran80 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 24 ( 100% ) 760-779 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
780-799 (Nov-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
Business Expansion
Purpose of loan:
This loan will be used to fund business expansion

My financial situation:
I am a good candidate for this loan because I have great credit history, I repay my loans, and am a second time user after repaying an initial $12000 loan in 2007.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
C_Mark$33.0012/16/2011 9:15:19 AM
aabadabadoo$25.0012/16/2011 9:22:06 AM
BxRealtor$25.0012/16/2011 9:23:34 AM
hope-hickory8$50.0012/16/2011 9:45:03 AM
Railbird$25.0012/16/2011 9:47:49 AM
Zeenos$25.1112/16/2011 9:44:15 AM
unbelievable-exchange$100.0012/16/2011 9:51:58 AM
bb575$50.0012/16/2011 9:47:57 AM
1stBankAndHal$25.0412/16/2011 10:52:49 AM
Feyenoord$30.0012/16/2011 11:05:11 AM
GoGalt$50.0012/16/2011 12:43:09 PM
gain-kitten$25.0012/16/2011 12:21:30 PM
totoro$25.0012/16/2011 2:54:08 PM
Moe87$25.0012/16/2011 3:50:15 PM
frugalinvestor20$25.0012/16/2011 3:05:55 PM
healthy-rate3$50.0012/16/2011 12:37:14 PM
auction-seeker4$25.0012/16/2011 4:54:59 PM
mad-scientist0$25.0012/16/2011 4:16:33 PM
unforgettable-wealth4$50.0012/16/2011 5:41:54 PM
susurrus$50.0012/16/2011 5:59:33 PM
heart514$25.0012/16/2011 5:27:20 PM
camaraderi-aspen$100.0012/16/2011 6:13:19 PM
orange-resolute-platinum$25.0012/17/2011 2:21:12 AM
rajs$200.0012/16/2011 7:45:18 PM
shrewd-deal$45.0012/17/2011 7:48:01 AM
first-serene-credit$25.0012/17/2011 7:37:15 AM
Frankieb21$27.0012/17/2011 7:58:55 AM
johnsails$50.0012/17/2011 8:29:43 AM
Leshan$100.0012/17/2011 8:38:50 AM
Pizza-man$50.0012/17/2011 8:49:34 AM
income-banjo$50.0012/17/2011 12:14:45 PM
commanding-treasure2$50.0012/17/2011 12:20:46 PM
indomitable-coin$25.0012/17/2011 12:22:29 PM
fcrick$25.0012/17/2011 12:27:23 PM
the-silver-blaster$50.0012/17/2011 1:24:16 PM
contract-student2$60.0012/17/2011 3:53:17 PM
careful-note$50.0012/17/2011 3:27:07 PM
NorthernFunds$50.0012/17/2011 7:10:06 PM
just-loyalty643$50.0012/18/2011 11:50:39 AM
MoneyTree79$50.0012/18/2011 11:08:57 AM
natdwg$30.0012/18/2011 11:53:04 AM
brazilofmux$100.0012/18/2011 12:22:53 PM
timbob$100.0012/18/2011 12:47:07 PM
life-is-great$25.0012/18/2011 12:39:41 PM
unassuming-generosity$25.0012/18/2011 12:50:19 PM
greenwell$50.0012/18/2011 6:23:39 PM
Phillip4ever$38.3012/19/2011 5:51:24 AM
worthy-wealth3$25.0012/19/2011 9:41:46 AM
the_winning_ticket$100.0012/19/2011 9:46:09 AM
fantastic-investment9$30.0012/19/2011 11:45:11 AM
rightwingliberal$25.0012/19/2011 3:18:12 PM
intelligent-dedication9$100.0012/19/2011 4:34:48 PM
future-baby-fund$50.0012/19/2011 7:45:03 PM
processor115$50.0012/19/2011 8:47:04 PM
power-defender7$40.0012/19/2011 8:41:29 PM
Domgabriel$30.0012/20/2011 6:55:23 AM
basis-ferret8$50.0012/20/2011 9:38:25 AM
inspired-investment8$100.0012/20/2011 10:48:01 AM
tolerant-dinero2$25.0012/20/2011 12:28:14 PM
help4u$50.0012/20/2011 12:07:47 PM
ronin4sale$25.0012/20/2011 1:07:35 PM
DreDub$50.0012/20/2011 12:46:07 PM
tharmon$25.0012/20/2011 2:56:43 PM
ALVO$50.0012/20/2011 3:48:32 PM
blue-radiant-economy$200.0012/20/2011 4:07:41 PM
R3vXX$50.0012/20/2011 7:00:29 PM
hidavehi$50.0012/20/2011 6:18:55 PM
jamiee73$25.0012/20/2011 9:47:02 PM
a-unflappable-finance$100.0012/20/2011 11:43:32 PM
Nazbuster$50.0012/21/2011 9:05:18 AM
minista$25.0012/21/2011 9:07:52 AM
the-profit-oracle$25.0012/21/2011 9:35:21 AM
selector568$300.0012/21/2011 9:34:59 AM
gallant-economy9$50.0012/21/2011 9:44:31 AM
new-truth-chuckler$25.0012/21/2011 9:57:20 AM
genius520$37.0012/21/2011 9:54:08 AM
groovy-watanabe$25.0012/21/2011 12:09:32 PM
Wilhan$25.0012/21/2011 1:14:48 PM
jdwillcox$100.0012/21/2011 2:52:13 PM
brondero$51.0012/21/2011 3:18:22 PM
alaskakid$27.5012/21/2011 4:43:30 PM
themoneydoctor$100.0012/21/2011 3:35:43 PM
skunkor2$26.0012/21/2011 5:09:15 PM
dtrain5$50.0012/21/2011 5:10:29 PM
payout-motivator0$75.0012/21/2011 5:15:52 PM
lowrate$50.0012/21/2011 5:21:08 PM
helpful-dough$36.0012/21/2011 5:25:21 PM
dckpolo$25.0012/21/2011 5:25:46 PM
postalwhiz$25.0012/21/2011 5:34:34 PM
MrDavid$32.0012/21/2011 5:34:25 PM
ZeLonewolf$25.0012/21/2011 5:37:28 PM
fcukciti$35.0012/21/2011 5:42:34 PM
puifais$37.0012/21/2011 5:44:39 PM
Worldskiboy$50.0012/21/2011 5:50:54 PM
takarlstad$25.0012/21/2011 5:47:24 PM
vibrant-trade8$35.0012/21/2011 5:48:15 PM
silverloan$44.0012/21/2011 5:51:45 PM
rolltide09$25.0012/21/2011 5:52:51 PM
orange-courageous-dedication$25.0012/21/2011 5:54:35 PM
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sab$25.0012/21/2011 8:31:19 PM
antlr$50.0012/21/2011 9:21:10 PM
sri59$100.0012/22/2011 2:59:20 AM
octoberfresh$25.0012/22/2011 6:22:53 AM
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ethical-truth211$600.0012/22/2011 7:27:32 AM
flexible-return297$25.0012/22/2011 9:05:45 AM
narblark$50.0012/22/2011 9:05:49 AM
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dood2112$25.0012/22/2011 9:09:34 AM
IP$25.0012/22/2011 9:08:35 AM
jibe-set$100.0012/22/2011 9:09:36 AM
Aimvest$25.0012/22/2011 9:08:59 AM
ski bum$81.0012/22/2011 9:10:52 AM
mike_banker$39.0012/22/2011 9:11:07 AM
marketplace-cello5$25.0012/22/2011 9:11:54 AM
Cai8899$50.0012/22/2011 9:18:13 AM
loyalty-sherpa$25.0012/22/2011 9:14:51 AM
diverse2$30.0012/22/2011 9:15:19 AM
Eastern$29.0012/22/2011 9:19:41 AM
JKEnterprises$25.0012/22/2011 9:16:37 AM
MadHun$200.0012/22/2011 9:17:00 AM
greentomato$25.0012/22/2011 9:20:28 AM
wise-bonus-honker$25.0012/22/2011 9:17:40 AM
wdove511$25.0012/22/2011 9:17:22 AM
Tai$25.0012/22/2011 9:21:29 AM
Ivan2007$25.0012/22/2011 9:17:25 AM
Cheburashka$25.0012/22/2011 9:21:54 AM
dajen1$40.0012/22/2011 9:20:47 AM
luminous-marketplace5$25.0012/22/2011 9:24:19 AM
wtrboy$25.0012/22/2011 9:22:35 AM
paladin847$50.0012/22/2011 9:24:56 AM
nethawk00$50.0012/22/2011 9:28:20 AM
enticing-capital6$50.0012/22/2011 9:26:08 AM
rate-mogul$50.0012/22/2011 9:26:44 AM
hard-working-rate3$51.0012/22/2011 9:28:25 AM
steamboatgal$50.0012/22/2011 9:32:52 AM
TheYellowDart$25.0012/22/2011 9:34:47 AM
cablenews$100.0012/22/2011 9:32:58 AM
kchen486$50.0012/22/2011 9:33:21 AM
WalnutCreekguy$100.0012/22/2011 9:33:13 AM
bonanza1973$25.0012/22/2011 9:34:40 AM
ti22ring$25.0012/22/2011 9:39:24 AM
famous-bid9$25.0012/22/2011 9:41:43 AM
talang$25.0012/22/2011 9:45:58 AM
treasure-pipeline$25.0012/22/2011 9:46:37 AM
httdservices$25.0012/22/2011 9:47:23 AM
lamsabuy$100.0012/22/2011 9:45:32 AM
freefly67$26.2912/22/2011 9:49:21 AM
InvestForWealth$31.0012/22/2011 9:46:32 AM
ndrak$25.0012/22/2011 9:50:54 AM
wigglesworth4$48.0012/22/2011 9:55:13 AM
yennib$25.0012/22/2011 9:50:07 AM
velocity-solo$25.0012/22/2011 9:50:38 AM
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icchok$50.0012/22/2011 9:57:51 AM
unbelievable-exchange$355.0312/22/2011 10:25:16 AM
green-trade-dolphin2$30.0212/16/2011 9:02:17 AM
AFairDeal$25.0012/16/2011 9:09:22 AM
dime-sprout$25.0012/16/2011 9:13:20 AM
kenji4861$25.0012/16/2011 9:44:22 AM
circuitfive$25.0012/16/2011 9:48:38 AM
britgsb$30.0012/16/2011 9:43:17 AM
JTHarris$25.0012/16/2011 11:07:52 AM
yield-hut$26.0012/16/2011 11:27:46 AM
ChristopherHS$25.0012/16/2011 12:48:28 PM
sturdy-value9$25.0012/16/2011 2:14:37 PM
FinanceEngine$40.0012/16/2011 2:42:39 PM
processor115$75.0012/16/2011 4:24:36 PM
new-marketplace-lyrics$25.0012/16/2011 5:24:31 PM
sensible-fund$25.0012/16/2011 7:04:51 PM
money-floret$50.0012/16/2011 8:16:07 PM
riproaringrapids$25.0012/16/2011 11:44:50 PM
Tscheddar$25.0012/17/2011 4:34:18 AM
Rob717171$25.0012/17/2011 6:22:51 AM
money-booster2$35.0012/16/2011 9:36:40 PM
DadWarbucks$25.0012/17/2011 12:19:36 PM
riproaringrapids$25.0012/17/2011 12:32:45 PM
affluence-generator2$50.0012/17/2011 12:54:13 PM
graceful-IRAinvestment$50.0012/17/2011 3:02:47 PM
careful-note$100.0012/17/2011 3:17:44 PM
riproaringrapids$25.0012/18/2011 12:06:36 AM
thankful-nickel2$25.0012/18/2011 6:58:44 AM
cerebral-auction950$100.0012/18/2011 9:10:19 AM
john0720$25.0012/18/2011 8:39:44 AM
selvamfinance$25.0012/18/2011 12:24:31 PM
aneley777$25.0012/18/2011 12:42:08 PM
Bcs-cnc$25.0012/18/2011 1:19:36 PM
currency-bumblebee$50.0012/18/2011 5:08:01 PM
friendly-gold$25.0012/18/2011 10:35:49 PM
generous-deal6$50.0012/19/2011 2:41:33 AM
Hiro07$25.0012/19/2011 5:01:47 AM
sweetwater01$25.0012/19/2011 6:32:23 AM
degster$25.0012/19/2011 8:07:06 AM
RJTintheBK$42.0012/19/2011 7:52:17 AM
Tradesmanlender$25.0012/19/2011 9:45:54 AM
alexander-hamilton$50.0012/19/2011 10:23:29 AM
bbrinck$25.0012/19/2011 11:54:42 AM
silvercertificate$25.0012/19/2011 1:57:01 PM
jojo6686$25.0012/19/2011 4:41:26 PM
Derel$50.0012/19/2011 5:14:10 PM
gjm6d$25.0012/19/2011 5:35:49 PM
helpishere777$25.0012/19/2011 8:13:40 PM
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thebigrig$200.0012/20/2011 7:25:54 AM
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kind-asset-circuit$50.0012/20/2011 9:22:50 AM
HamachiMan$50.0012/20/2011 9:33:39 AM
rmachi$25.0012/20/2011 9:55:01 AM
ricklip$100.0012/20/2011 10:23:22 AM
loan-rider7$25.0012/20/2011 11:16:51 AM
cash-popcorn7$25.0012/20/2011 11:37:10 AM
promise2$29.5612/20/2011 12:14:43 PM
intelligent-dedication9$1,500.0012/20/2011 12:14:52 PM
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independent-revenue4$100.0012/20/2011 1:46:01 PM
justonejake$55.1812/20/2011 4:07:10 PM
MoneyForNothing$25.0012/20/2011 5:13:42 PM
dpries123$25.0012/20/2011 5:12:45 PM
Asset-Builder$50.0012/20/2011 8:10:35 PM
Mostyle$25.0012/20/2011 11:20:44 PM
giftgold$25.0012/21/2011 6:11:46 AM
chameleon125$50.0012/21/2011 6:19:59 AM
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KLCRAY$25.0012/21/2011 9:09:54 AM
JLMGroupFunds$25.0012/21/2011 9:36:50 AM
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TSC$29.0012/21/2011 9:39:58 AM
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RockCrown$25.0012/21/2011 3:04:06 PM
rcs2003$300.0012/21/2011 4:42:28 PM
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samdog079$2,000.0012/21/2011 4:59:32 PM
nickel-ferret$50.0012/21/2011 5:07:19 PM
oex$25.0012/21/2011 5:08:04 PM
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region123$27.0012/21/2011 5:28:06 PM
gods_favored$50.0012/21/2011 5:25:04 PM
income-plato$25.0012/21/2011 5:24:36 PM
precious-coin3$50.0012/21/2011 5:25:56 PM
meenan$100.0012/21/2011 5:26:58 PM
KeepOnRunning$100.0012/21/2011 5:29:40 PM
strombo27$25.0012/21/2011 5:30:22 PM
hopethisworks$25.0012/21/2011 5:30:37 PM
TW2000$25.0012/21/2011 5:39:23 PM
wise-alluring-penny$36.0012/21/2011 5:45:39 PM
angelinvestor2$40.0012/21/2011 5:51:59 PM
scottburger$41.0012/21/2011 5:48:28 PM
value-pouch$25.0012/21/2011 5:52:44 PM
IIP77$25.0012/21/2011 5:52:58 PM
enthusiastic-return2$25.0012/21/2011 7:04:25 PM
Sykes66$50.0012/21/2011 6:48:51 PM
ReliableLoans$100.0012/21/2011 7:43:55 PM
TrustPlus$50.0012/21/2011 8:48:21 PM
ethical-bid6$55.0812/21/2011 9:57:13 PM
Nerts$25.0012/22/2011 5:01:59 AM
ml13$40.0012/22/2011 5:26:23 AM
leverage-monger$25.0012/22/2011 7:00:11 AM
maximizer$40.0012/22/2011 6:53:34 AM
calinno2$25.0012/22/2011 7:48:00 AM
the-bill-gatherer$25.0012/22/2011 9:06:28 AM
george_kaplan$25.0012/22/2011 9:06:21 AM
flexible-value$50.0012/22/2011 9:08:47 AM
Pman$25.0012/22/2011 9:07:07 AM
Banker7371$25.0012/22/2011 9:13:06 AM
hostbank$100.0012/22/2011 9:09:56 AM
Mint_Man$50.0012/22/2011 9:11:53 AM
Rick21$25.0012/22/2011 9:12:55 AM
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compoundinterest$50.0012/22/2011 9:19:21 AM
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Anny-Disco$25.0012/22/2011 9:51:30 AM
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cash-sensai2$25.0012/22/2011 9:56:01 AM
342 Investments
 
Borrower Payment Dependent Notes Series 544885
This series of Notes was issued and sold upon the funding of the borrower loan #58253, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $141.04
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Apr-1990 Debt/Income ratio: 4%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:14y 5m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $987Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: Mystic-Butterfly Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate
Purpose of loan: Consolidate Bills
This loan will be used to...consolidate household bills

My financial situation:
I am a good candidate for this loan because...I am prompt regarding making payments for loans.


Monthly net income: $3,234.00
Monthly expenses: $
Housing: $ my husband pays the mortgage
Insurance: $66.00
Car expenses: $325.00
Utilities: $380.00
Phone, cable, internet: $66.00
Food, entertainment: $600.00
Clothing, household expenses: $90.00
Credit cards and other loans: $2,700.00
Other expenses: $1,484.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lender2611$25.0012/17/2011 12:09:56 PM
AndChicksforFree$25.0012/17/2011 12:23:40 PM
AFairDeal$25.0012/17/2011 12:13:03 PM
gravbox$25.0012/17/2011 12:14:14 PM
Investor_DP$100.0012/17/2011 12:27:13 PM
superb-funds335$25.0012/17/2011 12:21:00 PM
EngineersAlliance$125.0012/17/2011 12:35:59 PM
bountiful-durability$50.0012/17/2011 12:47:57 PM
seadogs$25.0012/17/2011 5:01:52 PM
impressive-justice6$50.0012/18/2011 4:24:26 AM
deal-searcher1$25.0012/18/2011 1:13:49 PM
skillful-asset5$30.0012/18/2011 6:17:16 PM
girlwithglasses$25.0012/19/2011 1:04:02 PM
intelligent-dedication9$100.0012/19/2011 4:34:49 PM
studious-listing8$25.0012/19/2011 5:14:35 PM
worthy-bid8$50.0012/19/2011 5:38:19 PM
money-booster2$25.0012/19/2011 10:46:54 PM
alpinaut$25.0012/20/2011 5:47:41 AM
otherwisedisposed$50.0012/20/2011 9:16:52 AM
ricklip$100.0012/20/2011 10:23:24 AM
R3vXX$25.0012/20/2011 10:20:15 AM
scrappy-leverage6$25.0012/20/2011 12:53:57 PM
LianaB$50.0012/21/2011 6:04:31 AM
ethical-truth211$200.0012/21/2011 7:01:19 AM
blue-useful-auction$25.0012/21/2011 7:11:34 AM
KLCRAY$25.0012/21/2011 9:09:55 AM
reward-excellency1$25.0012/21/2011 6:00:05 PM
goodhearted-basis4$25.0012/21/2011 7:04:53 PM
friendinmoney$25.0012/21/2011 9:47:26 PM
Top_Gun_Lender$26.0012/21/2011 10:49:10 PM
radforj22$25.0012/22/2011 5:33:31 AM
compassion-neutron$25.0012/22/2011 6:20:22 AM
cerebral-dollar773$50.0012/22/2011 6:50:20 AM
top-radiant-funds$50.0012/22/2011 7:52:29 AM
GElender$40.0012/22/2011 8:25:14 AM
MakoF16$39.0012/22/2011 8:55:46 AM
luminous-marketplace5$25.0012/22/2011 9:24:20 AM
InvestForWealth$31.0412/22/2011 9:42:59 AM
newest-exact-commitment$25.0012/22/2011 9:46:22 AM
finance-investor3$25.0012/22/2011 10:12:50 AM
kinetic-social$25.0012/22/2011 10:51:25 AM
Munnie$50.0012/22/2011 12:29:10 PM
DS84$42.4012/22/2011 1:16:48 PM
julijask$29.7612/22/2011 12:40:24 PM
auction-seeker4$25.0012/22/2011 1:09:26 PM
matt_2006$25.0012/17/2011 12:53:58 PM
vutah$25.0012/17/2011 1:08:50 PM
penguino$100.0012/18/2011 7:58:51 AM
john0720$50.0012/18/2011 8:42:04 AM
riproaringrapids$25.0012/18/2011 12:06:38 AM
rajs$200.0012/18/2011 6:35:01 PM
alexander-hamilton$50.0012/19/2011 10:23:30 AM
fantastic-investment9$30.0012/19/2011 11:45:13 AM
Kessler$25.0012/19/2011 10:24:20 AM
orbital-velocity7$50.0012/19/2011 4:51:48 PM
a-finance-nirvana$25.0012/20/2011 4:16:36 AM
all_of_that_one$25.0012/20/2011 7:41:34 AM
PAPAT$25.0012/20/2011 7:55:18 AM
intelligent-dedication9$100.0012/20/2011 12:14:52 PM
the-bright-velocity$50.0012/21/2011 8:16:51 AM
SimpleChoice$25.0012/21/2011 9:23:16 AM
wwwUniversal$25.0012/21/2011 9:42:36 AM
gallant-economy9$50.0012/21/2011 9:44:33 AM
processor115$50.0012/21/2011 9:46:13 AM
new-truth-chuckler$25.0012/21/2011 9:57:21 AM
houli123$80.5112/21/2011 11:30:15 AM
attractive-value$25.0012/21/2011 11:05:08 AM
klend4$25.0012/21/2011 12:21:23 PM
prohelper$50.0012/21/2011 1:00:04 PM
igniter584$25.0012/21/2011 1:01:16 PM
enthusiastic-point$50.0012/21/2011 1:51:32 PM
weiyinsan$40.0012/21/2011 1:47:58 PM
seineil$61.0012/21/2011 5:19:37 PM
Ripsaw4U$41.6612/21/2011 6:51:34 PM
TrustPlus$50.0012/21/2011 8:48:22 PM
mindful-deal289$25.0012/21/2011 9:54:01 PM
the-silver-blaster$50.0012/21/2011 10:04:39 PM
thankful-nickel2$25.0012/21/2011 11:09:08 PM
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ghinga$25.0012/22/2011 4:37:52 AM
ethical-truth211$200.0012/22/2011 4:30:31 AM
pythia$25.0012/22/2011 6:15:28 AM
elated-greenback$100.0012/22/2011 7:27:55 AM
High-flyer$25.0012/22/2011 8:48:50 AM
Nemo2001$25.0012/22/2011 9:32:52 AM
Dutch66$40.3312/22/2011 9:33:56 AM
babokd$50.0012/22/2011 10:01:56 AM
Longfellow20011$67.5712/22/2011 1:29:18 PM
impressive-justice6$0.7312/22/2011 1:46:48 PM
89 Investments
 
Borrower Payment Dependent Notes Series 544887
This series of Notes was issued and sold upon the funding of the borrower loan #57668, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Feb-1985 Debt/Income ratio: 34%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:38y 10m
Amount delinquent: $0 Total credit lines: 61 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $46,018Stated income:$75,000-$99,999
Delinquencies in last 7y: 7 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: first-cash-perfume Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
RetiredAirGuard
Purpose of loan: Debt Consolidation
This loan will be used to...Pay off existing balance on loan from 401K to allow for a withdrawal to pay this loan back as well as some unexpected medical bills.

My financial situation: 360 Federal Credit Union
I am a good candidate for this loan because...I have the means to make the monthly payments.


Monthly net income: $5500
Monthly expenses: $
Housing: $1700 mtg, taxes & ins
Insurance: $
Car expenses: $425
Utilities: $125
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/16/2011 5:08:05 PM
worth-blanket2$3,900.0012/16/2011 5:53:12 PM
2 Investments
 
Borrower Payment Dependent Notes Series 544893
This series of Notes was issued and sold upon the funding of the borrower loan #57822, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $219.00
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1991 Debt/Income ratio: 11%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 7 / 6Length of status:22y 9m
Amount delinquent: $160 Total credit lines: 28 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $42,193Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: deal-mesh8 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Holiday Time Loan
Purpose of loan:
This loan will be used to vacation and repair hardwood floor.

My financial situation:
I am a good candidate for this loan because I pay my bills and make a decent income.


Monthly net income: $7500
Monthly expenses: $6350
Housing: $2600
Insurance: $500
Car expenses: $500
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $800
Clothing, household expenses: $500
Credit cards and other loans: $600
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.0012/16/2011 5:33:12 PM
worth-blanket2$5,300.0012/16/2011 5:53:27 PM
processor115$75.0012/16/2011 5:59:24 PM
Investor_DP$100.0012/16/2011 5:09:31 PM
4 Investments
 
Borrower Payment Dependent Notes Series 544895
This series of Notes was issued and sold upon the funding of the borrower loan #57665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-1970 Debt/Income ratio: 30%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 1 Current / open credit lines: 15 / 11Length of status:6y 7m
Amount delinquent: $403 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $33,949Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: Yes  
Screen name: brightest-felicity-destiny Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home taxes & insurance
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4,192.54
Monthly expenses: $
Housing: $1,431.00
Insurance: $100.00
Car expenses: $150.00
Utilities: $250.00
Phone, cable, internet: $222.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1,500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/16/2011 5:07:55 PM
Whipster$35.0012/16/2011 5:22:21 PM
SFBank$40.0012/16/2011 5:59:50 PM
Investor_DP$100.0012/16/2011 5:09:32 PM
ultimate-peace$25.0012/16/2011 5:32:13 PM
worth-blanket2$1,700.0012/16/2011 5:54:23 PM
6 Investments
 
Borrower Payment Dependent Notes Series 544903
This series of Notes was issued and sold upon the funding of the borrower loan #58405, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1999 Debt/Income ratio: 20%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 7Length of status:12y 3m
Amount delinquent: $63 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,436Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: income-cocktail31 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Get out of debt
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/28/2011 3:32:19 PM
1 Investments
 
Borrower Payment Dependent Notes Series 544933
This series of Notes was issued and sold upon the funding of the borrower loan #57871, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1988 Debt/Income ratio: 10%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 5 Current / open credit lines: 3 / 2Length of status:18y 4m
Amount delinquent: $9,795 Total credit lines: 24 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,955Stated income:$25,000-$49,999
Delinquencies in last 7y: 25 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: deal-hercules6 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consolidation
Purpose of loan:
This loan will be used to...pay creditors and get out of debt. Improve credit rating,

My financial situation:
I am a good candidate for this loan because I have a stable job and have some goals I'd like to meet. Dependable and reliable.


Monthly net income: $46925.00
Monthly expenses: $
Housing: $1100.00
Insurance: $75.00
Car expenses: $
Utilities: $350.00
Phone, cable, internet: $200.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$3,900.0012/16/2011 10:51:25 AM
s_man1$25.0012/16/2011 1:31:09 PM
SolarMoonshine$25.0012/15/2011 6:01:07 PM
pnqiad$25.0012/16/2011 11:41:10 AM
Shawn95187$25.0012/16/2011 2:00:54 PM
5 Investments
 
Borrower Payment Dependent Notes Series 544951
This series of Notes was issued and sold upon the funding of the borrower loan #58023, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $22,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $742.39
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1999 Debt/Income ratio: 13%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 25 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,163Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: coin-accruer370 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
$22,500 - home improvement loan
Purpose of loan: Home improvement
This loan will be used to... replace flooring and appliances in a foreclosed home that I purchase late last year.

My financial situation: good - $150,000 annual salary plus bonus, plus equity position with a 24 month liquiduty plan.
I am a good candidate for this loan because... I have always paid my debts on time and normally pay off debts early.

I recently changed employers for a larger opportunity which provides an equity position with the company. I have been in the same industry for 20 years and never been unemployed.

Thank you for you consideration,
Sam
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/16/2011 9:52:53 AM
green-trade-dolphin2$30.0212/16/2011 9:02:22 AM
BxRealtor$25.0012/16/2011 9:23:35 AM
currency-agave$60.0012/16/2011 9:32:18 AM
skillful-diversification2$25.0012/16/2011 9:49:41 AM
market-solstice2$25.0012/16/2011 9:53:25 AM
hope-hickory8$50.0012/16/2011 9:45:17 AM
JTHarris$25.0012/16/2011 11:06:55 AM
superb-funds335$25.0012/16/2011 9:48:46 AM
jpblan11$25.0012/16/2011 10:42:52 AM
rajs$200.0012/16/2011 7:44:38 PM
processor115$100.0012/16/2011 5:59:23 PM
the-enticing-coin$125.0012/16/2011 11:32:04 PM
reward-excellency1$25.0012/17/2011 7:53:13 AM
emphatic-bonus5$75.0012/17/2011 9:43:36 AM
awesome-income4$25.0012/19/2011 5:11:56 AM
currency-persimmon$50.0012/19/2011 10:27:57 AM
fantastic-investment9$30.0012/19/2011 11:45:11 AM
MitchD$50.0012/19/2011 12:07:28 PM
the_winning_ticket$250.0012/19/2011 5:09:51 PM
intelligent-dedication9$100.0012/19/2011 4:34:48 PM
awwaww$25.0012/19/2011 5:15:58 PM
C_Mark$45.0012/19/2011 5:19:11 PM
finance-symphony7$70.0012/19/2011 5:53:22 PM
heatherwood$50.0012/19/2011 5:54:17 PM
OzGuy609$25.0012/19/2011 7:42:01 PM
green-robust-currency$150.0012/19/2011 7:45:38 PM
revenue-burst676$25.0012/19/2011 9:21:02 PM
zippy-revenue8$50.0012/20/2011 4:46:11 AM
new-social-economist$150.0012/19/2011 11:07:43 PM
factcheck$50.0012/20/2011 12:38:03 AM
radforj22$50.0012/20/2011 6:58:50 AM
irishcocacola$25.0012/20/2011 8:06:33 AM
Tradesmanlender$25.0012/20/2011 9:05:25 AM
income-banjo$50.0012/20/2011 9:23:18 AM
kenji4861$25.0012/20/2011 9:17:55 AM
wampum-chorus3$25.0012/20/2011 9:33:01 AM
money-floret$35.0012/20/2011 9:38:17 AM
rmachi$25.0012/20/2011 9:55:02 AM
unforgettable-wealth4$50.0012/20/2011 9:55:28 AM
coin-lesson3$31.7812/20/2011 10:50:37 AM
inspired-investment8$100.0012/20/2011 10:48:01 AM
runfree$100.0012/20/2011 12:03:48 PM
DreDub$50.0012/20/2011 12:46:07 PM
intelligent-dedication9$100.0012/20/2011 12:14:52 PM
AF_Trust$100.0012/20/2011 1:24:29 PM
ALVO$50.0012/20/2011 3:48:32 PM
red-robust-bid$200.0012/20/2011 5:59:13 PM
a-unflappable-finance$100.0012/20/2011 11:43:32 PM
organized-payment6$50.0012/21/2011 5:54:09 AM
pednatjr$25.0012/21/2011 6:41:37 AM
nuclearmoose$25.0012/21/2011 9:07:05 AM
jazzlender$50.0012/21/2011 9:19:27 AM
orange-resolute-platinum$25.0012/21/2011 9:30:12 AM
educationfirst$50.0012/21/2011 9:34:10 AM
the-profit-oracle$25.0012/21/2011 9:35:22 AM
DadWarbucks$25.0012/21/2011 9:47:32 AM
new-truth-chuckler$25.0012/21/2011 9:57:20 AM
Solid-Platinum$50.0012/21/2011 11:02:18 AM
equallender$25.0012/21/2011 11:14:02 AM
R3vXX$25.0012/21/2011 11:47:07 AM
seabass123$40.0612/21/2011 11:14:37 AM
oracle3$50.0012/21/2011 12:32:03 PM
Edwardtomo$50.0012/21/2011 12:45:20 PM
igniter584$25.0012/21/2011 1:01:15 PM
jdwillcox$100.0012/21/2011 2:52:14 PM
vinyl117$44.0012/21/2011 2:44:59 PM
jkeller4000$25.0012/21/2011 2:57:11 PM
themoneydoctor$100.0012/21/2011 3:37:12 PM
sajitk$25.0012/21/2011 4:53:39 PM
income-plato$25.0012/21/2011 5:25:39 PM
kind-asset-circuit$50.0012/21/2011 5:31:13 PM
leverage-grove6$25.0012/21/2011 6:24:08 PM
enthusiastic-return2$25.0012/21/2011 7:04:25 PM
goldsun$25.0012/21/2011 7:13:59 PM
sab$25.0012/21/2011 8:31:19 PM
Phunder$25.0012/22/2011 12:35:51 AM
IIP77$25.0012/22/2011 4:15:38 AM
truth-explorer$25.0012/22/2011 4:42:47 AM
Mindful7$25.0012/22/2011 5:06:42 AM
tranquil-diversification8$50.0012/22/2011 6:23:42 AM
octoberfresh$25.0012/22/2011 6:24:21 AM
corphippie$25.0012/22/2011 6:41:51 AM
enthusiastic-treasure$25.0012/22/2011 7:43:50 AM
Hp1506$80.2112/22/2011 8:12:32 AM
Fachim$25.0012/22/2011 7:38:49 AM
idriveajeep$50.0012/22/2011 7:50:35 AM
MakoF16$50.0012/22/2011 8:52:08 AM
GreenLender11$100.0012/22/2011 8:52:09 AM
jibe-set$100.0012/22/2011 9:09:37 AM
wise-bonus-honker$25.0012/22/2011 9:17:40 AM
green-moola-sniffer$25.0012/22/2011 9:18:17 AM
loyalty-sherpa$25.0012/22/2011 9:14:51 AM
compoundinterest$50.0012/22/2011 9:19:21 AM
luminous-marketplace5$25.0012/22/2011 9:24:19 AM
nethawk00$50.0012/22/2011 9:28:20 AM
progressive-economy261$400.0012/22/2011 9:29:21 AM
orderly-gain8$100.0012/22/2011 9:36:43 AM
hopethisworks$25.0012/22/2011 9:48:05 AM
gold-disk$25.0012/22/2011 10:19:25 AM
focused-bill3$75.0012/22/2011 10:40:34 AM
spaceborne$25.0012/22/2011 12:26:38 PM
MonkeyHero$68.6312/22/2011 11:54:19 AM
newyork6264$25.0012/22/2011 1:02:54 PM
rate-sherpa$60.0012/22/2011 1:46:15 PM
loan-rider7$25.0012/22/2011 3:12:53 PM
brightest-credit-engine$25.0012/22/2011 3:30:33 PM
a-currency-magnate$68.3612/22/2011 4:23:33 PM
investment-comet$25.0012/22/2011 3:26:50 PM
dood2112$25.0012/22/2011 4:41:02 PM
superb-marketplace422$25.0012/22/2011 4:43:56 PM
income-encore1$25.0012/22/2011 4:47:26 PM
bsg43$30.0012/22/2011 4:56:53 PM
Brain_m$25.0012/22/2011 5:07:43 PM
deborahz$25.0012/22/2011 5:07:28 PM
Tscheddar$25.0012/22/2011 5:03:24 PM
helpinghand63$25.0012/22/2011 5:07:15 PM
Danfromnapa$25.0012/22/2011 5:08:56 PM
velocity-solo$25.0012/22/2011 5:19:32 PM
evnagelist$25.0012/22/2011 5:24:11 PM
value-pouch$25.0012/22/2011 5:25:19 PM
no_agenda_lender$25.0012/22/2011 5:33:45 PM
Cheburashka$25.0012/22/2011 5:35:46 PM
upbeat-coin937$25.0012/22/2011 5:36:09 PM
sentimental-euro$85.0012/22/2011 5:32:21 PM
meenan$62.0012/22/2011 5:32:51 PM
enthralling-investment$25.0012/22/2011 5:28:34 PM
Worldskiboy$50.0012/22/2011 5:41:18 PM
bold-yield-rumbler$25.0012/22/2011 5:34:04 PM
Tai$25.0012/22/2011 5:49:11 PM
credit-statuette8$53.0012/22/2011 5:44:29 PM
Millmanator$25.0012/22/2011 5:41:33 PM
medan20356$25.0012/22/2011 5:48:54 PM
Eagledrop$25.0012/22/2011 5:57:43 PM
payment-chief9$100.0012/22/2011 5:58:35 PM
greenback-investor7$200.0012/22/2011 6:18:56 PM
golden-responsibility189$100.0012/22/2011 6:10:53 PM
SolarMoonshine$25.0012/22/2011 6:18:59 PM
Gibbyland$150.0012/22/2011 7:37:06 PM
buukyak$25.0012/22/2011 7:02:35 PM
felicity-octave$75.0012/22/2011 7:33:33 PM
greenkid$25.0012/22/2011 9:37:17 PM
socal-lender$25.0012/22/2011 11:17:42 PM
PCGeekWI$25.0012/22/2011 8:42:53 PM
notabanker$350.0012/22/2011 11:20:30 PM
eighttone$25.0012/22/2011 9:37:12 PM
77dowplace$28.0012/22/2011 9:47:39 PM
a-unflappable-finance$100.0012/23/2011 1:00:56 AM
QuoProQuid$32.5512/22/2011 11:48:21 PM
flergum$53.1212/23/2011 1:35:57 AM
crw1950$28.8312/23/2011 4:21:46 AM
acsej$25.0012/23/2011 4:28:22 AM
JagFan$25.0012/23/2011 4:30:43 AM
wam37$25.0012/23/2011 6:25:33 AM
degster$25.0012/23/2011 6:29:26 AM
averagefore$25.0012/23/2011 5:55:11 AM
AllanBK$45.0012/23/2011 5:55:37 AM
active-wealth0$25.0012/23/2011 6:22:01 AM
plant_a_seed$80.0012/23/2011 6:01:38 AM
unafraid-loan5$25.0012/23/2011 7:12:25 AM
balance-computer9$25.0012/23/2011 7:06:32 AM
CreditBuilder2$250.0012/23/2011 7:23:03 AM
SourDoughSteve$25.0012/23/2011 7:25:13 AM
moola-man$25.0012/23/2011 7:51:05 AM
FoosMaster$30.0012/23/2011 8:56:01 AM
think-become$25.0012/23/2011 8:06:44 AM
duckbill_1972$25.0012/23/2011 8:40:52 AM
important-ore$150.0012/23/2011 9:07:18 AM
cash-sensai2$25.0012/23/2011 9:07:53 AM
kwan$25.0012/23/2011 9:12:27 AM
Marathoner$25.0012/23/2011 9:09:28 AM
NDFIRTH$50.0012/23/2011 9:06:31 AM
Relevance$25.0012/23/2011 9:06:51 AM
otalon$25.0012/23/2011 9:07:44 AM
exact-loan5$50.0012/23/2011 9:08:53 AM
happy-yield$25.0012/23/2011 9:16:23 AM
miket71$30.0012/23/2011 9:18:52 AM
currency-apple729$25.0012/23/2011 9:19:17 AM
Oupa-George$25.0012/23/2011 9:14:24 AM
Cover4$50.0012/23/2011 9:11:39 AM
rockpalm$25.0012/23/2011 9:12:31 AM
GranCarol$25.0012/23/2011 9:14:13 AM
mogul42$100.0012/23/2011 9:14:49 AM
value-wind0$25.0012/23/2011 9:15:39 AM
marketplace-cello5$25.0012/23/2011 9:17:58 AM
lendme2$50.0012/23/2011 9:18:01 AM
trucklawyer$25.0012/23/2011 9:18:59 AM
capital-mogul$30.1012/23/2011 9:37:16 AM
gotyourgear$29.0012/23/2011 9:29:09 AM
building-america$25.0012/23/2011 9:38:42 AM
Anny-Disco$25.0012/23/2011 9:26:20 AM
Cai8899$26.0012/23/2011 9:32:06 AM
gold-commander0$25.0012/23/2011 9:41:53 AM
versatilenyguy$50.0012/23/2011 9:43:02 AM
ccclaireee333$50.0012/23/2011 9:33:24 AM
Longsnowsm$25.0012/23/2011 9:43:51 AM
Fuzkaska__F_u_n_d_s$25.0012/23/2011 9:44:32 AM
platinum-dojo$25.0012/23/2011 9:32:16 AM
F16Pilot$25.0012/23/2011 9:49:06 AM
damage$25.0012/23/2011 9:40:13 AM
yertle9$25.0012/23/2011 9:41:55 AM
BoughtTheFarm$25.0012/23/2011 9:52:17 AM
vigorous-moola0$100.0012/23/2011 9:53:54 AM
Ponies88$25.0012/23/2011 9:37:36 AM
jthomps4$25.0012/23/2011 9:55:40 AM
wise-deal-gravitas$25.0012/23/2011 9:58:01 AM
checkuto$25.0012/23/2011 9:47:36 AM
larslfe$25.0012/23/2011 9:50:08 AM
joedeshon$25.0012/23/2011 10:09:53 AM
cscott2007$25.0012/23/2011 10:32:08 AM
diggingupward$25.0012/23/2011 10:34:41 AM
reordan$25.0012/23/2011 9:48:27 AM
psbruce$25.0012/23/2011 10:12:12 AM
blLending$25.0012/23/2011 10:41:31 AM
orange-courageous-dedication$25.0012/23/2011 9:51:15 AM
moola-gondola1$350.0012/23/2011 10:23:01 AM
bejfishing$25.0012/23/2011 11:20:13 AM
buraky$50.0012/23/2011 9:52:55 AM
Feyenoord$30.0012/23/2011 11:27:14 AM
PRGuyinVA$25.0012/23/2011 9:56:07 AM
cnovak$25.0012/23/2011 9:59:16 AM
Snoopylover$25.0012/23/2011 10:08:51 AM
tenacious-capital3$35.0112/23/2011 12:25:19 PM
wlm3012$30.0012/23/2011 11:36:26 AM
LateOneNight$30.0012/23/2011 11:51:40 AM
prossperous01$25.0012/23/2011 10:44:59 AM
wise-silver-wonder$25.0012/23/2011 1:42:06 PM
silver-dogwood4$25.0012/23/2011 1:55:05 PM
Aldebtaran$50.0012/23/2011 2:15:33 PM
NYBIZ$25.5812/23/2011 2:01:15 PM
value-architect6$50.0012/23/2011 5:00:14 PM
StPong$25.0012/23/2011 2:29:31 PM
Henrylin$30.0012/23/2011 6:14:56 PM
newest-auction-monger$25.0012/23/2011 6:19:16 PM
hard-working-interest153$75.0012/23/2011 5:21:15 PM
thankful-nickel2$25.0012/23/2011 7:12:20 PM
blue-radiant-economy$200.0012/23/2011 7:14:21 PM
the-credit-den$25.0012/23/2011 6:06:19 PM
practical-expectations$25.0012/23/2011 6:06:47 PM
AFairDeal$25.0012/16/2011 9:09:23 AM
aabadabadoo$25.0012/16/2011 9:22:06 AM
bb575$50.0012/16/2011 9:47:57 AM
unbelievable-exchange$100.0012/16/2011 9:51:58 AM
healthy-rate3$50.0012/16/2011 12:37:14 PM
djs81$25.0012/16/2011 1:12:21 PM
Chosen-one$25.0012/16/2011 3:29:51 PM
Rob717171$25.0012/17/2011 6:22:51 AM
Ocean713$75.0012/17/2011 3:50:45 PM
income-encore1$25.0012/17/2011 6:07:23 PM
riproaringrapids$25.0012/18/2011 12:06:36 AM
john0720$50.0012/18/2011 8:42:03 AM
unassuming-generosity$25.0012/18/2011 12:50:19 PM
indomitable-coin$25.0012/18/2011 12:51:49 PM
alexander-hamilton$50.0012/19/2011 10:23:29 AM
Solid-Platinum$25.0012/19/2011 10:55:25 AM
investment-comet$25.0012/19/2011 11:37:28 AM
reflective-greenback1$25.0012/19/2011 11:45:30 AM
bbrinck$25.0012/19/2011 11:54:42 AM
astute-benjamins$50.0012/19/2011 3:06:57 PM
reaction5$25.0012/19/2011 2:00:06 PM
commanding-treasure2$50.0012/19/2011 5:07:47 PM
heart514$25.0012/19/2011 5:25:43 PM
worthy-bid8$50.0012/19/2011 5:38:17 PM
sunny-dough9$200.0012/19/2011 9:05:05 PM
penny-plato$25.0012/19/2011 8:06:10 PM
helpishere777$25.0012/19/2011 8:13:41 PM
power-defender7$50.0012/19/2011 8:43:08 PM
processor115$50.0012/19/2011 8:47:04 PM
money-booster2$50.0012/19/2011 10:19:51 PM
a-finance-nirvana$25.0012/20/2011 4:16:36 AM
High-flyer$25.0012/20/2011 6:33:02 AM
plane450$30.0012/20/2011 8:03:39 AM
mlpinz$50.0012/20/2011 8:15:04 AM
life-is-great$25.0012/20/2011 9:24:01 AM
gain-kitten$25.0012/20/2011 9:19:02 AM
gjm6d$25.0012/20/2011 9:22:33 AM
timbob$100.0012/20/2011 9:26:29 AM
themoneydoctor$200.0012/20/2011 9:28:35 AM
brazilofmux$100.0012/20/2011 9:43:43 AM
gaiusceasar$25.0012/20/2011 11:06:14 AM
ricklip$100.0012/20/2011 10:23:22 AM
cash-popcorn7$25.0012/20/2011 11:37:10 AM
help4u$50.0012/20/2011 12:07:48 PM
machkimaspesi$50.0012/20/2011 11:02:36 AM
independent-revenue4$100.0012/20/2011 1:46:01 PM
scrappy-leverage6$25.0012/20/2011 12:53:55 PM
basis-ferret8$50.0012/20/2011 5:09:19 PM
tharmon$25.0012/20/2011 5:10:51 PM
freebush69$500.0012/20/2011 5:37:31 PM
britgsb$30.0012/20/2011 5:28:53 PM
HamachiMan$50.0012/20/2011 5:34:34 PM
careful-money2$50.0012/20/2011 6:47:32 PM
Rockymtnhi$50.0012/20/2011 8:32:36 PM
SC2TX$50.0012/21/2011 5:06:31 AM
giftgold$25.0012/21/2011 6:11:47 AM
GCInvestments$25.0012/21/2011 9:05:25 AM
KLCRAY$25.0012/21/2011 9:09:54 AM
dpries123$25.0012/21/2011 9:10:06 AM
tacopants$94.0112/21/2011 9:29:05 AM
gallant-economy9$50.0012/21/2011 9:44:31 AM
ahansen$25.0012/21/2011 9:49:43 AM
mennleo$50.0012/21/2011 10:02:05 AM
thorough-marketplace441$100.0012/21/2011 11:05:47 AM
HelpNeedy$50.0012/21/2011 12:44:21 PM
income-awakening6$25.0012/21/2011 1:21:46 PM
RockCrown$25.0012/21/2011 3:04:06 PM
elephantparty$50.0012/21/2011 4:43:55 PM
Wilhan$25.0012/21/2011 3:55:32 PM
Syzygy$25.0012/21/2011 5:16:17 PM
robot777$59.0012/21/2011 5:22:38 PM
CasaDeTomas$54.0012/21/2011 5:35:38 PM
transparency-giant$50.0012/21/2011 5:36:24 PM
abfs$25.0012/21/2011 6:00:01 PM
Sykes66$50.0012/21/2011 6:48:51 PM
ReliableLoans$100.0012/21/2011 7:43:56 PM
baseballfan111$50.0012/21/2011 7:27:53 PM
TrustPlus$50.0012/21/2011 8:48:22 PM
antlr$50.0012/21/2011 9:21:11 PM
tigerpanda$50.0012/21/2011 8:52:32 PM
vutah$25.0012/21/2011 9:00:02 PM
euro-deployment$25.0012/21/2011 10:13:45 PM
rcs2003$200.0012/22/2011 1:42:29 AM
dcfinancial$50.0012/22/2011 4:05:47 AM
red-penny-philosopher$25.0012/22/2011 3:37:09 AM
Nerts$25.0012/22/2011 5:01:59 AM
Brisket_Bob$28.0012/22/2011 4:21:32 AM
cerebral-dollar773$51.9712/22/2011 6:46:03 AM
judoman$25.0012/22/2011 6:35:21 AM
1stTime2ndChance$25.0012/22/2011 6:43:16 AM
BigBag$25.0012/22/2011 7:58:40 AM
first-silver-bridge$50.0012/22/2011 9:00:12 AM
TommyTucker$68.0012/22/2011 9:07:04 AM
ideal-platinum1$25.0012/22/2011 9:11:11 AM
genius520$50.0012/22/2011 9:11:47 AM
Rick21$25.0012/22/2011 9:12:55 AM
ZeLonewolf$25.0012/22/2011 9:29:23 AM
houli123$250.0012/22/2011 9:31:45 AM
nickel-ferret$50.0012/22/2011 9:31:54 AM
WalnutCreekguy$58.0012/22/2011 9:33:14 AM
mtquan$25.0012/22/2011 9:34:33 AM
studious-bonus7$68.0012/22/2011 9:38:21 AM
w3alter$50.0012/22/2011 9:51:51 AM
integrity-starter$25.0012/22/2011 9:55:33 AM
icchok$50.0012/22/2011 9:57:52 AM
babokd$50.0012/22/2011 10:01:56 AM
x32248$25.0012/22/2011 10:57:33 AM
Opportunity4you$35.0012/22/2011 11:12:05 AM
nonukem$25.0012/22/2011 11:39:26 AM
appastk$25.0012/22/2011 1:16:14 PM
3_boyz$75.0012/22/2011 2:00:23 PM
first-friendly-listing$50.0012/22/2011 3:35:19 PM
burgeoning-silver$25.0012/22/2011 5:07:16 PM
takarlstad$25.0012/22/2011 5:08:23 PM
happy-asset$25.0012/22/2011 5:08:42 PM
gold-sushi$25.0012/22/2011 5:12:09 PM
transparency-baton$25.0012/22/2011 5:13:19 PM
brw$25.0012/22/2011 5:07:58 PM
payout-thinker7$25.0012/22/2011 5:08:38 PM
dckpolo$25.0012/22/2011 5:19:55 PM
detective311$25.0012/22/2011 5:23:50 PM
makerain$25.0012/22/2011 5:29:11 PM
community-bee$25.0012/22/2011 5:40:07 PM
valiant-liberty4$25.0012/22/2011 5:41:24 PM
techs$25.0012/22/2011 5:36:11 PM
money-bauble$200.0012/22/2011 5:45:42 PM
Banker7371$25.0012/22/2011 5:40:09 PM
secobarbital$100.0012/22/2011 5:40:27 PM
ddog0224$250.0012/22/2011 6:16:50 PM
treasure-pipeline$25.0012/22/2011 5:46:35 PM
casinvestments$25.0012/22/2011 5:53:42 PM
first-class-yield9$50.0012/22/2011 6:25:51 PM
top-courteous-peso$75.0012/22/2011 6:43:59 PM
nimcha$50.0012/22/2011 7:01:50 PM
repaymeplease$28.2012/22/2011 6:37:51 PM
Nummus$25.0012/22/2011 7:49:49 PM
george6791$25.0012/22/2011 10:29:40 PM
value-guru3$25.0012/22/2011 11:34:46 PM
Luv2Bless$100.0012/23/2011 3:32:18 AM
Supernick$250.0012/23/2011 2:16:35 AM
deal-thinker7$25.0012/23/2011 4:37:25 AM
new-priceless-asset$50.0012/23/2011 12:55:57 AM
chesterCFO$25.0012/23/2011 4:22:47 AM
lamcat2000$25.0012/23/2011 5:58:34 AM
richva1041$200.0012/23/2011 5:26:58 AM
tiger1818$25.0012/23/2011 5:55:09 AM
Tasmir$25.0012/23/2011 6:02:19 AM
HeavyDriver03$25.0012/23/2011 7:46:57 AM
SharingTheLuv$25.0012/23/2011 6:48:57 AM
loan-lionheart6$25.0012/23/2011 8:44:36 AM
new-reward-sequoia$25.0012/23/2011 8:24:19 AM
juan-juan$50.0012/23/2011 8:26:13 AM
barchibald$50.0012/23/2011 8:31:54 AM
sabre79$25.0012/23/2011 8:42:01 AM
platinum-genetics$25.0012/23/2011 9:07:50 AM
runway3$35.0012/23/2011 9:01:10 AM
figs4u2$49.0012/23/2011 9:13:05 AM
brightest-affluence-motivator$50.0012/23/2011 9:06:13 AM
SnE$50.0012/23/2011 9:06:20 AM
silver-armada$25.0012/23/2011 9:06:26 AM
elasermd$50.0012/23/2011 9:08:21 AM
dparkhom$50.0012/23/2011 9:16:49 AM
jsak74$25.0012/23/2011 9:22:07 AM
ranstlin$25.0012/23/2011 9:22:30 AM
Ivan2007$25.0012/23/2011 9:27:57 AM
Scubadiver$50.0012/23/2011 9:31:34 AM
1phantom$25.0012/23/2011 9:18:09 AM
GetItRight$25.0012/23/2011 9:37:02 AM
Clambake$25.0012/23/2011 9:22:19 AM
papaman$25.0012/23/2011 9:37:35 AM
enthusiastic-credit2$50.0012/23/2011 9:23:12 AM
Daneistes$33.0012/23/2011 9:28:50 AM
Pi-Colorado$25.0012/23/2011 9:25:21 AM
misterhobbs$25.0012/23/2011 9:40:15 AM
Aljasa2008$25.0012/23/2011 9:32:20 AM
circuitfive$25.0012/23/2011 9:35:10 AM
gracej$25.0012/23/2011 9:46:56 AM
cosmof16$25.0012/23/2011 9:47:23 AM
green28$49.2112/23/2011 9:35:01 AM
MadHun$200.0012/23/2011 9:51:51 AM
top-sensible-yield$25.0012/23/2011 9:41:25 AM
dospapalotes$25.0012/23/2011 9:35:11 AM
rate-mogul$50.0012/23/2011 9:41:50 AM
minista$25.0012/23/2011 9:35:47 AM
jrbill1998$50.0012/23/2011 9:52:38 AM
ujiba$29.0012/23/2011 9:53:00 AM
brewman$25.0012/23/2011 9:43:06 AM
skiberdad$50.0012/23/2011 9:36:47 AM
Speedfreak$25.0012/23/2011 9:56:19 AM
lagnisiruk$25.0012/23/2011 9:40:49 AM
responsibility-wind6$25.0012/23/2011 9:52:46 AM
harperpotok$100.0012/23/2011 9:53:02 AM
gold-channel2$25.0012/23/2011 9:53:20 AM
burgeoning-greenback$31.5512/23/2011 10:01:28 AM
pragmatic-camaraderi$25.0012/23/2011 9:48:53 AM
ItsJustMe79$25.0012/23/2011 9:52:00 AM
resource777$50.0012/23/2011 9:55:53 AM
zwx1997$25.0012/23/2011 11:32:42 AM
sevenbridges$25.0012/23/2011 10:18:26 AM
power-cell$35.0012/23/2011 2:34:35 PM
eling99$50.7912/23/2011 12:18:41 PM
inspired-agreement$60.0012/23/2011 12:31:52 PM
tranquil-revenue$50.0012/23/2011 12:34:43 PM
top-magnificent-agreement$30.3212/23/2011 11:08:05 AM
deadbabyseal$25.0012/23/2011 2:54:03 PM
The_Swafford_Group$48.5212/23/2011 12:56:46 PM
ethicalhumanist$100.0012/23/2011 4:57:15 PM
GypsyKat$35.0012/23/2011 3:10:07 PM
billyisafob$25.0012/23/2011 5:09:58 PM
hitarth2807$100.0012/23/2011 1:26:05 PM
new-moola-triangulation$25.0012/23/2011 4:33:53 PM
blue-radiant-economy$100.0012/23/2011 3:05:58 PM
unbelievable-coin2$25.0012/23/2011 3:57:38 PM
myduck$40.0012/23/2011 4:06:47 PM
new-moola-triangulation$25.0012/23/2011 4:33:22 PM
numero-uno4$25.0012/23/2011 5:31:24 PM
epic-investment9$25.0012/23/2011 5:56:33 PM
MB122$25.0012/23/2011 5:15:57 PM
LawyerLoan$25.0012/23/2011 5:21:12 PM
paramjit$29.8712/23/2011 7:23:55 PM
tremendous-yield8$50.0012/23/2011 5:33:51 PM
Hotrod52$28.3112/23/2011 5:52:54 PM
adventurous-return3$50.0012/23/2011 6:35:39 PM
462 Investments
 
Borrower Payment Dependent Notes Series 544957
This series of Notes was issued and sold upon the funding of the borrower loan #57646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $378.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1998 Debt/Income ratio: 26%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:12y 11m
Amount delinquent: $0 Total credit lines: 28 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,824Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: tremendous-commerce0 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting a new business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
matt_2006$25.0012/16/2011 9:32:14 AM
Investor_DP$100.0012/16/2011 9:29:08 AM
a-currency-magnate$10.0012/16/2011 11:13:51 AM
worth-blanket2$9,300.0012/16/2011 10:51:23 AM
Interloper$40.0012/16/2011 10:04:15 AM
PatriotKnight$25.0012/16/2011 11:00:29 AM
6 Investments
 
Borrower Payment Dependent Notes Series 544967
This series of Notes was issued and sold upon the funding of the borrower loan #57734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $18,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $564.39
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Oct-1994 Debt/Income ratio: 18%
Credit score: 820-839 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:12y 4m
Amount delinquent: $0 Total credit lines: 26 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,367Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: Yes  
Screen name: fiddlegirl333 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff Debt - Responsible Borrower
Purpose of loan: Credit Card Consolidation at lower interest
This loan will be used to pay off credit cards

My financial situation: Very good. I am employed and pay all bills on time.
I am a good candidate for this loan because I have a secure job and personal ethics which require repayment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
sweet-loan7$25.0012/16/2011 5:07:19 PM
AFairDeal$25.0012/16/2011 5:08:41 PM
broker048$25.0012/16/2011 5:06:01 PM
dharma1$25.0012/16/2011 5:21:23 PM
AmericanCredit$50.0012/16/2011 5:26:02 PM
Dollars4Rent$50.0012/16/2011 5:34:16 PM
credit-panda1$25.0012/16/2011 5:38:41 PM
money-booster2$50.0012/16/2011 9:51:16 PM
Rob717171$25.0012/17/2011 6:22:52 AM
the-enticing-coin$500.0012/16/2011 11:24:03 PM
Pizza-man$50.0012/17/2011 8:49:34 AM
jaker$25.0012/17/2011 7:54:20 AM
stollcm$25.0012/17/2011 9:53:27 AM
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jfd287$25.0012/17/2011 12:39:06 PM
wigglesworth4$100.0012/17/2011 12:53:12 PM
Cheburashka$25.0012/17/2011 12:53:14 PM
bonus-tent$25.0012/17/2011 12:41:47 PM
ms48105$25.0012/17/2011 12:53:47 PM
ProjectVenture$25.0012/17/2011 12:54:53 PM
aasx1108$25.0012/17/2011 12:55:17 PM
unbelievable-exchange$100.0012/17/2011 12:53:37 PM
jjb3$25.0012/17/2011 12:44:39 PM
minista$25.0012/17/2011 12:44:55 PM
ChicoBob$25.0012/17/2011 12:45:14 PM
Azonic21$25.0012/17/2011 12:55:30 PM
kubien$25.0012/17/2011 12:45:57 PM
Stollewood$25.0012/17/2011 12:49:14 PM
Rockymtnhi$50.0012/17/2011 2:13:04 PM
jamschmidt$25.0012/17/2011 12:55:56 PM
paramjit$50.0012/17/2011 12:56:33 PM
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Emgolda$25.0012/17/2011 6:24:48 PM
dapablotv$100.0012/17/2011 7:08:36 PM
famous-marketplace9$35.0012/17/2011 4:57:24 PM
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wealth-infusion6$100.0012/18/2011 12:03:35 AM
robvtec$26.0012/17/2011 7:36:38 PM
fireheart$25.0012/17/2011 10:40:04 PM
Pebbles-Lending$25.0012/17/2011 8:17:34 PM
latestone$25.0012/18/2011 1:03:31 AM
emjo1219$25.0012/18/2011 8:55:50 AM
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john0720$50.0012/18/2011 8:42:03 AM
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MarketInvestor$25.0012/16/2011 5:32:02 PM
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C_Mark$50.0012/17/2011 12:38:03 PM
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rulender$25.0012/17/2011 12:34:11 PM
lifegrowth$25.0012/17/2011 12:31:01 PM
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sci_guy$25.0012/17/2011 12:28:36 PM
evnagelist$25.0012/17/2011 12:28:40 PM
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houli123$50.0012/18/2011 11:38:00 AM
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subtle-revenue0$25.0012/18/2011 12:10:06 PM
CornerKetch$25.0112/18/2011 12:22:06 PM
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ore-jalapeno4$50.0012/18/2011 12:37:59 PM
good_lender$25.0012/18/2011 12:20:45 PM
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cerebral-value4$50.0012/18/2011 12:36:35 PM
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don8ter$50.0012/18/2011 12:37:24 PM
intuitive-integrity9$50.0012/18/2011 12:45:06 PM
power-rotation7$25.0012/18/2011 12:45:22 PM
TCayce$25.0012/18/2011 12:38:49 PM
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sdloanhelper$50.0012/18/2011 12:40:11 PM
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csais50$25.0012/18/2011 12:41:07 PM
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robertmm25$25.0012/18/2011 12:32:22 PM
Duchdad$25.0012/18/2011 12:34:32 PM
atope$25.0012/18/2011 12:43:05 PM
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TelegramSam$25.0012/18/2011 12:35:35 PM
Cai8899$50.0012/18/2011 12:43:48 PM
scottburger$100.0012/18/2011 12:45:53 PM
trade-watcher$25.0012/18/2011 12:47:29 PM
enchanted-reward1$25.0012/18/2011 12:47:38 PM
Anny-Disco$25.0012/18/2011 12:49:26 PM
Eastern$50.0012/18/2011 12:42:22 PM
speedy-silver3$25.0012/18/2011 12:42:25 PM
dvsmoney$25.0012/18/2011 12:43:04 PM
majestic-principal1$25.0012/18/2011 12:43:23 PM
first-pragmatic-note$50.0012/18/2011 12:50:25 PM
mr55262$25.0012/18/2011 12:50:48 PM
skywalkerR5$25.0012/18/2011 12:52:18 PM
PRGuyinVA$25.0012/18/2011 12:44:27 PM
gods_favored$50.0012/18/2011 12:54:11 PM
intuitive-camaraderi9$25.0012/18/2011 12:55:06 PM
saxquiz$25.0012/18/2011 12:46:41 PM
gauss02$25.0012/18/2011 12:47:13 PM
cargo254$200.0012/18/2011 12:47:43 PM
unassuming-generosity$25.0012/18/2011 12:50:20 PM
Aimvest$25.0012/18/2011 12:51:01 PM
mebobeh$25.0012/18/2011 12:51:27 PM
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miboymat$25.0012/18/2011 6:52:26 PM
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back-scratchers$50.0012/18/2011 6:53:13 PM
friendly-gold$25.0012/18/2011 10:35:49 PM
jdadverb$29.4212/19/2011 7:22:44 AM
gentle-transparency7$250.0012/19/2011 4:18:11 AM
jrwoodie$50.0012/19/2011 5:21:34 AM
sweetwater01$25.0012/19/2011 6:32:23 AM
SourDoughSteve$25.0012/19/2011 6:37:08 AM
degster$25.0012/19/2011 8:07:07 AM
SnakeV$25.0012/19/2011 8:07:46 AM
LoanDMC$25.0012/19/2011 7:41:04 AM
Nco$25.0012/19/2011 9:17:41 AM
MASinVestment$183.7612/19/2011 8:35:13 AM
coin-flower1$25.0012/19/2011 8:54:10 AM
mbwillma$25.0012/19/2011 9:07:54 AM
bobby5832708$25.0012/19/2011 9:29:09 AM
andyb9$25.0012/19/2011 9:12:57 AM
silver-armada$50.0012/19/2011 9:35:06 AM
mnbud$25.0012/19/2011 9:14:19 AM
julijask$100.0012/19/2011 9:20:03 AM
mrpowers5531$25.0012/19/2011 9:22:12 AM
kbodendorf$25.0012/19/2011 9:23:41 AM
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SunsetCoastCapital$25.0012/19/2011 9:31:34 AM
wjf60$50.0012/19/2011 9:38:35 AM
penny-plato$25.0012/19/2011 10:38:26 AM
whiterabbit1874$25.0012/19/2011 9:42:47 AM
hard-working-rate3$100.0012/19/2011 9:43:21 AM
navy_cash$39.6712/19/2011 10:26:14 AM
EJPiper$25.0012/19/2011 11:13:43 AM
wildblue$25.0012/19/2011 10:45:53 AM
sing4ding$50.0012/19/2011 11:32:17 AM
fantastic-investment9$30.0012/19/2011 11:45:12 AM
fantastic-investment9$68.6212/19/2011 11:49:16 AM
MitchD$25.0012/19/2011 12:09:15 PM
fortytwo$150.0012/16/2011 5:08:36 PM
daisuke$25.0012/16/2011 5:13:47 PM
diversification-surge$25.0012/16/2011 5:14:45 PM
senior1$25.0012/16/2011 5:17:29 PM
cebgop$25.0012/16/2011 5:35:48 PM
unforgettable-wealth4$50.0012/16/2011 5:41:55 PM
pinnacle10$25.0012/16/2011 5:48:13 PM
processor115$500.0012/16/2011 5:48:45 PM
processor115$100.0012/16/2011 5:59:24 PM
meux99$25.0012/16/2011 5:21:06 PM
healthy-rate3$50.0012/16/2011 5:34:22 PM
money-floret$50.0012/16/2011 8:16:08 PM
neighborly-hope6$100.0012/16/2011 5:35:23 PM
radforj22$100.0012/17/2011 3:16:06 AM
restless-balance9$35.0012/17/2011 2:49:20 AM
rajs$300.0012/16/2011 7:25:41 PM
passivesf$61.2012/16/2011 7:36:01 PM
asset-producer1$100.0012/16/2011 9:26:40 PM
marcopolo10$25.0012/17/2011 7:08:01 AM
LovinMe$25.0012/17/2011 7:31:00 AM
retiresecure$39.0012/17/2011 7:37:41 AM
reward-excellency1$50.0012/17/2011 7:54:16 AM
Frankieb21$50.0012/17/2011 7:58:56 AM
orange-resolute-platinum$25.0012/17/2011 2:21:13 AM
magnificent-income7$25.0012/17/2011 2:50:32 AM
blot44$100.0012/17/2011 4:52:06 AM
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heerzaquestion$30.0012/17/2011 10:22:24 AM
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IIP77$25.0012/17/2011 12:18:20 PM
Clambake$25.0012/17/2011 12:19:24 PM
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value-pouch$25.0012/17/2011 12:30:31 PM
kscc183$25.0012/17/2011 12:32:32 PM
basis-ferret8$50.0012/17/2011 12:26:47 PM
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Rdodson11$25.0012/17/2011 12:37:39 PM
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dfealk$25.0012/17/2011 12:37:35 PM
The_Lending_Muscle$25.0012/17/2011 12:39:49 PM
gt1687c$50.0012/17/2011 12:39:33 PM
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nuclearmoose$25.0012/17/2011 12:47:06 PM
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Warwick$25.0012/17/2011 12:48:29 PM
green-moola-sniffer$25.0012/17/2011 12:50:45 PM
finance-explosion6$25.0012/17/2011 12:51:42 PM
elasermd$50.0012/17/2011 12:37:52 PM
brutusbone$25.0012/17/2011 12:51:51 PM
market-cocktail$25.0012/17/2011 12:52:01 PM
SanJoser$25.0012/17/2011 12:52:48 PM
puifais$50.0012/17/2011 12:50:18 PM
kyomoon$50.0012/17/2011 12:39:53 PM
Emgolda$25.0012/17/2011 12:53:17 PM
payout-harmony4$50.0012/17/2011 12:41:40 PM
BaxterEvil$25.0012/17/2011 12:53:51 PM
Ellisdee$50.0012/17/2011 12:53:10 PM
meenan$100.0012/17/2011 12:55:11 PM
fcukciti$35.0012/17/2011 12:47:15 PM
budyzr$25.0012/17/2011 12:50:36 PM
p123$50.0012/17/2011 12:52:43 PM
medan20356$25.0012/17/2011 1:59:01 PM
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elfincove$37.8312/17/2011 4:32:59 PM
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penny-plato$25.0012/17/2011 4:42:03 PM
Supermodeler$300.0012/17/2011 10:49:23 PM
scholarly-integrity$25.0012/17/2011 8:49:42 PM
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riproaringrapids$25.0012/18/2011 12:06:37 AM
workinghardoregon$25.0012/18/2011 2:50:38 AM
agbullet55443$300.0012/17/2011 11:31:09 PM
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crude$25.0012/18/2011 9:06:10 AM
nestegg4e$25.0012/18/2011 6:55:15 AM
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sjlender$100.0012/18/2011 12:20:01 PM
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the_winning_ticket$150.0012/18/2011 12:28:53 PM
passbook$25.0012/18/2011 12:32:29 PM
Viamin$25.0012/18/2011 12:33:35 PM
rmachi$25.0012/18/2011 12:34:34 PM
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jscope$25.0012/18/2011 12:34:54 PM
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power-companion7$75.0012/18/2011 12:18:49 PM
pujols8996$50.0012/18/2011 12:37:12 PM
Mr_Marcus$25.0012/18/2011 12:37:51 PM
leeball$50.0012/18/2011 12:20:14 PM
GodzillaLending$25.0012/18/2011 12:31:30 PM
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gold-tsunami$30.0012/18/2011 12:42:03 PM
smallcountry$25.0012/18/2011 12:33:46 PM
pawsitive$25.0012/18/2011 12:34:25 PM
Papa22$25.0012/18/2011 12:51:23 PM
puyanera$25.0012/18/2011 12:35:34 PM
Ivan2007$25.0012/18/2011 12:43:46 PM
platinum-genetics$25.0012/18/2011 12:54:21 PM
downtownfarm$25.0012/18/2011 12:55:19 PM
tsui517$50.0012/18/2011 12:44:20 PM
littlemonkey$25.0012/18/2011 12:44:37 PM
deal-searcher1$25.0012/18/2011 1:13:49 PM
truth-crusader7$50.0012/18/2011 12:44:53 PM
investor7257$25.0012/18/2011 12:39:11 PM
anyoi$25.0012/18/2011 12:47:01 PM
YLlama$25.0012/18/2011 12:47:31 PM
market-enthusiast$25.0012/18/2011 12:40:40 PM
flexiboy35$25.0012/18/2011 12:41:25 PM
mmckune$25.0012/18/2011 12:49:28 PM
SeaLoans$25.0012/18/2011 12:42:11 PM
mlender$25.0012/18/2011 12:42:24 PM
KarmaBum77$25.0012/18/2011 12:42:45 PM
revmax$25.0012/18/2011 12:50:23 PM
GlobalLending$48.7912/18/2011 12:44:24 PM
mizount$25.0012/18/2011 12:44:29 PM
QuinMccoy$50.0012/18/2011 12:45:49 PM
diligent-leverage$25.0012/18/2011 12:46:16 PM
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enriching-trade2$50.0012/18/2011 12:51:40 PM
ATOHokie$25.0012/18/2011 12:52:52 PM
greenwell$50.0012/18/2011 6:23:39 PM
BobInWisconsin$70.0012/18/2011 2:20:15 PM
asset-producer1$400.0012/18/2011 6:47:36 PM
phenomenal-gain5$25.0012/18/2011 7:47:07 PM
chilandman$250.0012/18/2011 6:10:18 PM
trade-solo$25.0012/19/2011 1:51:47 AM
Firescreek$25.0012/19/2011 6:12:31 AM
luminous-payout6$49.8712/18/2011 8:41:20 PM
Planecourage$25.0012/19/2011 12:19:59 AM
economy-acrobat4$25.0012/19/2011 4:44:05 AM
homebody26$25.0012/19/2011 9:06:54 AM
keichi03$30.0012/19/2011 8:05:31 AM
figs4u2$100.0012/19/2011 9:22:10 AM
JebkaClan$38.0012/19/2011 9:07:20 AM
prosha$25.0012/19/2011 9:07:28 AM
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tlp43$25.0012/19/2011 9:32:29 AM
Edwin_Rae$25.0012/19/2011 9:13:28 AM
Curly-Girly$25.0012/19/2011 9:17:23 AM
exuberant-dime$25.0012/19/2011 9:43:34 AM
miket71$30.0012/19/2011 9:21:22 AM
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bradny$25.0012/19/2011 9:26:22 AM
keeks$25.0012/19/2011 9:39:32 AM
ethical-truth211$500.0012/19/2011 10:45:40 AM
unafraid-loan5$25.0012/19/2011 9:43:19 AM
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axl163$25.0012/19/2011 10:08:31 AM
bulldawg$25.0012/19/2011 10:43:36 AM
loot-heart$25.0012/19/2011 10:24:21 AM
Solid-Platinum$25.0012/19/2011 10:58:34 AM
pthighs$39.0012/19/2011 11:19:50 AM
heroic-compassion6$50.0312/19/2011 11:59:51 AM
peaceful-cash5$25.0012/19/2011 12:05:33 PM
bbrinck$25.0012/19/2011 11:54:42 AM
398 Investments
 
Borrower Payment Dependent Notes Series 544975
This series of Notes was issued and sold upon the funding of the borrower loan #57704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Oct-1977 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:18y 4m
Amount delinquent: $0 Total credit lines: 43 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $51,856Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: Yes  
Screen name: top-point-wind Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Basement remodel
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$250.0012/16/2011 9:02:50 AM
the-hope-workhorse$100.0012/16/2011 9:46:18 AM
jkeller4000$25.0012/16/2011 9:45:21 AM
investment-artist$25.0012/16/2011 9:49:24 AM
worth-blanket2$3,500.0012/16/2011 10:51:07 AM
camaraderi-aspen$100.0012/16/2011 9:21:02 AM
SecondChanceLendingSERV$25.0012/16/2011 10:37:15 AM
7 Investments
 
Borrower Payment Dependent Notes Series 544987
This series of Notes was issued and sold upon the funding of the borrower loan #57745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-18-2011 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $156.77
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-1995 Debt/Income ratio: 5%
Credit score: 820-839 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 26 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,015Stated income:$75,000-$99,999
Delinquencies in last 7y: 14 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: a-commitment-bandit Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation - home improveme
Purpose of loan:
This loan will be used to...pay off exsisting credit card and make home improvement to house.

My financial situation:
I am a good candidate for this loan because...would be able to pay off loan within the year.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
GoSix$25.0012/18/2011 12:05:54 PM
Yankeeeagle$25.0012/18/2011 12:07:02 PM
speyer$25.0012/18/2011 12:07:40 PM
Daneistes$50.0012/18/2011 12:09:19 PM
MadHun$200.0012/18/2011 12:21:07 PM
rulender$25.0012/18/2011 12:22:09 PM
SMVM87$25.0012/18/2011 12:22:27 PM
larslfe$25.0012/18/2011 12:12:36 PM
selvamfinance$25.0012/18/2011 12:24:33 PM
Maccs55$25.0012/18/2011 12:13:29 PM
community-saver158$50.0012/18/2011 12:24:35 PM
investment-star$25.0012/18/2011 12:25:46 PM
orange-penny-shooter$25.0012/18/2011 12:15:06 PM
building-america$25.0012/18/2011 12:15:43 PM
value-wind0$50.0012/18/2011 12:16:34 PM
purohit$25.0012/18/2011 12:17:27 PM
sensational-kindness$25.0012/18/2011 12:17:47 PM
vinayganti$55.0012/18/2011 12:18:12 PM
dpfl55$25.0012/18/2011 12:18:41 PM
daveinthecity$25.0012/18/2011 12:20:34 PM
Castellan$50.0012/18/2011 12:22:12 PM
GMPK_TLAS$50.0012/18/2011 12:22:42 PM
MrDavid$75.0012/18/2011 12:23:00 PM
fair-funds$25.0012/18/2011 12:24:02 PM
shortstop21$25.0012/18/2011 12:24:23 PM
tolstoy00$25.0012/18/2011 12:24:40 PM
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hrubinst$50.0012/18/2011 12:25:38 PM
Mr_Money$25.0012/18/2011 12:09:07 PM
unbelievable-exchange$100.0012/18/2011 12:26:20 PM
dartmouth99$25.0012/18/2011 12:26:16 PM
red-unequivocal-finance$25.0012/18/2011 12:26:03 PM
income-excellence1$25.0012/18/2011 12:19:56 PM
lifegrowth$25.0012/18/2011 12:08:00 PM
thezfunk$25.0012/18/2011 12:07:21 PM
capital-dynamo0$25.0012/18/2011 12:06:37 PM
deal-frontier$25.0012/18/2011 12:17:17 PM
16888$25.0012/18/2011 12:16:33 PM
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gWellington$25.0012/18/2011 12:23:06 PM
funds-captain4$50.0012/18/2011 12:15:21 PM
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best-payment-antioxidant$50.0012/18/2011 12:21:41 PM
finance-explosion6$25.0012/18/2011 12:13:10 PM
macgeek$25.0012/18/2011 12:13:04 PM
autonomous-kindness8$25.0012/18/2011 12:12:24 PM
studious-kindness0$50.0012/18/2011 12:19:34 PM
outtahoth2o$75.0012/18/2011 12:17:38 PM
income-banjo$50.0012/18/2011 12:10:11 PM
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allenerb$25.0012/18/2011 12:15:35 PM
platinum-sorcerer6$50.0012/18/2011 12:15:30 PM
first-favorite-bonus9$25.0012/18/2011 12:15:16 PM
SLA430$50.0012/18/2011 12:09:17 PM
wise-repayment-kayak$50.0012/18/2011 12:09:02 PM
capital-web7$50.0012/18/2011 12:14:45 PM
lrr34$25.0012/18/2011 12:08:29 PM
virtualbank$25.0012/18/2011 12:08:14 PM
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dharma1$25.0012/18/2011 12:06:49 PM
mrrc7498$35.0012/18/2011 12:06:47 PM
ski bum$100.0012/18/2011 12:06:36 PM
basis-ferret8$50.0012/18/2011 12:11:24 PM
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emo13$50.0012/18/2011 12:09:44 PM
Blends$45.0012/18/2011 12:08:26 PM
five-star-nickel7$25.0012/18/2011 12:08:16 PM
ianakacg$25.0012/18/2011 12:07:03 PM
TheReaderRabbit$25.0012/18/2011 12:07:34 PM
networks4ever$25.0012/18/2011 12:07:56 PM
matt84003$25.0012/18/2011 12:08:37 PM
fiddlerzvi$50.0012/18/2011 12:09:33 PM
happy-yield$25.0012/18/2011 12:09:45 PM
subtle-revenue0$25.0012/18/2011 12:10:07 PM
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dthompso$50.0012/18/2011 12:06:43 PM
money-explorer3$25.0012/18/2011 12:07:48 PM
Seriuqs$25.0012/18/2011 12:08:06 PM
onlyinchicago$50.0012/18/2011 12:13:12 PM
RG$25.0012/18/2011 12:14:38 PM
the-enterprising-leverage$50.0012/18/2011 12:09:15 PM
the-bright-velocity$25.0012/18/2011 12:16:24 PM
credit-scout7$50.0012/18/2011 12:16:25 PM
TrustPlus$50.0012/18/2011 12:11:11 PM
integrity-saver$25.0012/18/2011 12:19:35 PM
1phantom$25.0012/18/2011 12:12:31 PM
social-trumpet$25.0012/18/2011 12:13:16 PM
payout-paladin0$25.0012/18/2011 12:21:42 PM
WLenders$50.0012/18/2011 12:21:57 PM
unassuming-generosity$25.0012/18/2011 12:13:46 PM
evnagelist$25.0012/18/2011 12:14:30 PM
greenback-chooser6$50.0012/18/2011 12:23:24 PM
bndlending2u$25.0012/18/2011 12:15:32 PM
natural-affluence4$25.0012/18/2011 12:16:12 PM
Panna$25.0012/18/2011 12:17:32 PM
riproaringrapids$25.0012/18/2011 12:05:42 PM
cac1966$25.0012/18/2011 12:17:51 PM
angelinvestor2$40.0012/18/2011 12:07:05 PM
Preteur$25.0012/18/2011 12:07:31 PM
Marathoner$25.0012/18/2011 12:08:02 PM
bid-papyrus$25.0012/18/2011 12:26:01 PM
TSC$50.0012/18/2011 12:08:49 PM
Octavian315$35.0012/18/2011 12:08:51 PM
Rdodson11$25.0012/18/2011 12:20:53 PM
skuba$75.0012/18/2011 12:26:17 PM
ZeoInvestments$25.0012/18/2011 12:21:27 PM
sweet-loan7$25.0012/18/2011 12:21:44 PM
Spring342$25.0012/18/2011 12:22:15 PM
vigilance-revolutionary$50.0012/18/2011 12:11:57 PM
bonus-cougar$25.0012/18/2011 12:23:41 PM
justalender$50.0012/18/2011 12:12:06 PM
esabzb$25.0012/18/2011 12:12:19 PM
mrpowers5531$25.0012/18/2011 12:12:48 PM
kind-asset-circuit$50.0012/18/2011 12:13:43 PM
phillipd48$25.0012/18/2011 12:14:04 PM
lending401$25.0012/18/2011 12:14:32 PM
BuffetRocks$50.0012/18/2011 12:25:31 PM
L-vex$25.0012/18/2011 12:14:47 PM
adaptable-camaraderi$25.0012/18/2011 12:26:05 PM
velocity-solo$25.0012/18/2011 12:18:03 PM
Pasagam$50.0012/18/2011 12:18:19 PM
good_lender$25.0012/18/2011 12:20:45 PM
efficient-marketplace$25.0012/18/2011 12:21:09 PM
bonus-tent$25.0012/18/2011 12:22:23 PM
brazilofmux$100.0012/18/2011 12:22:58 PM
mrladybug101$25.0012/18/2011 12:23:01 PM
ujiba$50.0012/18/2011 12:23:37 PM
neighborly-hope6$100.0012/18/2011 12:23:53 PM
ChicoBob$25.0012/18/2011 12:24:42 PM
atlacatl$25.0012/18/2011 12:25:19 PM
famous-ore2$50.0012/18/2011 12:26:09 PM
138 Investments
 
Borrower Payment Dependent Notes Series 544993
This series of Notes was issued and sold upon the funding of the borrower loan #58009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $158.76
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2007 Debt/Income ratio: 17%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 10 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,943Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 71%  
   Homeownership: No  
Screen name: cash-gala7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 620-639 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
680-699 (Feb-2011)
 
Principal balance: $915.01 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
loan88
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4,500
Monthly expenses: $
Housing: $500
Insurance: $70
Car expenses: $100
Utilities: $0
Phone, cable, internet: $80
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$75.0012/19/2011 9:01:23 AM
1point21gigawatts$25.0012/19/2011 9:12:14 AM
lucrative-loan$25.0012/19/2011 9:00:47 AM
Kash2010lu$25.0012/19/2011 9:03:47 AM
fabulous-community4$25.0012/19/2011 9:01:09 AM
jkeller4000$25.0012/19/2011 9:08:30 AM
truth-companion$25.0012/19/2011 9:08:54 AM
miked8303$25.0012/19/2011 9:29:41 AM
Jack55304$200.0012/19/2011 9:09:56 AM
312-Lender$25.0012/19/2011 9:10:33 AM
money-baron-roth-IRA$50.0012/19/2011 9:32:28 AM
GElender$40.0012/19/2011 9:12:48 AM
Investor_DP$100.0012/19/2011 9:36:16 AM
amlu1988$25.0012/19/2011 9:21:47 AM
farchoir$25.0012/19/2011 9:46:47 AM
Hedge-Fund$25.0012/19/2011 9:47:09 AM
RLaumeyer$29.2212/19/2011 9:26:39 AM
affluence-generator2$100.0012/19/2011 9:27:24 AM
camaraderi-aspen$100.0012/19/2011 9:31:17 AM
alexander-hamilton$50.0012/19/2011 10:23:35 AM
handy-justice$50.0012/19/2011 10:31:47 AM
penny-plato$50.0012/19/2011 10:35:08 AM
nfx$40.0012/19/2011 9:37:55 AM
CoolPlexer$25.0012/19/2011 9:40:24 AM
113121$1,000.0012/19/2011 9:41:32 AM
green-rate-futurist$25.0012/19/2011 10:52:01 AM
loanman2007$100.0012/19/2011 9:45:54 AM
FinanceEngine$40.0012/19/2011 9:46:23 AM
credit-missile$125.0012/19/2011 9:48:41 AM
Leshan$100.0012/19/2011 9:52:08 AM
SolarMoonshine$50.0012/19/2011 9:55:13 AM
trumpeter5$25.0012/19/2011 9:57:06 AM
fantastic-investment9$30.0012/19/2011 11:45:20 AM
ethical-truth211$100.0012/19/2011 10:52:13 AM
DoctorJoe$25.0012/19/2011 11:00:08 AM
Danjack_Capital$25.0012/19/2011 11:10:59 AM
worth-blanket2$700.0012/19/2011 11:44:29 AM
green-trade-dolphin$29.0212/19/2011 9:02:13 AM
NekHoldings$25.0012/19/2011 9:03:24 AM
yield-lion2$75.0012/19/2011 9:01:34 AM
Mikale360$25.0012/19/2011 9:31:24 AM
money-baron-Roth401k$50.0012/19/2011 9:23:37 AM
payout-reaction740$25.0012/19/2011 9:29:03 AM
skillful-asset5$30.0012/19/2011 10:00:10 AM
golden-velocity9$25.0012/19/2011 9:34:04 AM
jjswanso$100.0012/19/2011 9:35:02 AM
superb-funds335$25.0012/19/2011 9:41:43 AM
sweety075$25.0012/19/2011 9:48:57 AM
ProsprousLender$25.0012/19/2011 11:15:03 AM
Gregger$25.0012/19/2011 11:37:02 AM
50 Investments
 
Borrower Payment Dependent Notes Series 544995
This series of Notes was issued and sold upon the funding of the borrower loan #58329, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $378.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-2006 Debt/Income ratio: 28%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:2y 7m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,847Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: self-reliant-funds66 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to help toward home improvement purposes.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
golden-velocity9$25.0012/23/2011 5:08:23 PM
camaraderi-aspen$100.0012/23/2011 5:21:43 PM
jkeller4000$25.0012/23/2011 5:24:31 PM
Investor_DP$100.0012/23/2011 5:15:20 PM
worthy-bid8$50.0012/23/2011 5:28:42 PM
penny-surgeon$25.0012/23/2011 8:44:58 PM
ricklip$100.0012/23/2011 5:32:54 PM
factcheck$35.0012/24/2011 1:20:51 AM
missing-link$25.0012/24/2011 10:43:26 AM
antlr$50.0012/24/2011 5:46:12 PM
radforj22$25.0012/25/2011 12:29:49 PM
realtormoises$25.0012/26/2011 12:49:06 AM
bb575$50.0012/26/2011 3:58:23 AM
first-friendly-listing$42.9712/26/2011 12:18:46 PM
careful-vigilance4$25.0012/26/2011 11:03:00 AM
successful-agreement7$100.0012/26/2011 5:22:41 PM
worth-dandelion$100.0012/26/2011 6:26:38 PM
emphatic-responsibility$25.0012/26/2011 7:18:26 PM
treasure-bliss$25.0012/27/2011 6:13:55 AM
aabadabadoo$25.0012/27/2011 8:54:52 AM
worth-quark7$25.0012/27/2011 11:48:35 AM
bill-mushroom$50.0012/27/2011 2:11:00 PM
GGreg799$25.0012/28/2011 5:07:23 AM
Katburg$25.0012/28/2011 9:18:28 AM
compassion-expert$25.0012/28/2011 9:33:01 AM
symbiosis$30.0012/28/2011 9:35:15 AM
morpholog$50.0012/28/2011 9:36:58 AM
saffron4$25.0012/28/2011 9:37:20 AM
balanced-balance6$25.0012/28/2011 9:53:33 AM
Wellman$25.0012/28/2011 9:53:45 AM
EBITDA$25.0012/28/2011 9:49:08 AM
red-power-pecan$50.0012/28/2011 9:57:35 AM
income-buddy7$50.0012/28/2011 11:49:59 AM
Weaverville$25.0012/28/2011 11:56:49 AM
Rogelio48$25.0012/28/2011 1:44:56 PM
rupee-equation2$25.0012/28/2011 2:28:52 PM
bubb_hans$100.0012/28/2011 3:24:50 PM
Forlio$25.0012/28/2011 3:41:24 PM
contract-plasma0$25.0012/28/2011 5:24:50 PM
CashFlow13$100.0012/28/2011 5:42:39 PM
credit-waterfall2$25.0012/28/2011 8:49:20 PM
DeltaComputerGuy$50.0012/29/2011 2:09:03 AM
investtor$25.0012/29/2011 9:06:24 AM
golden-cat$25.0012/29/2011 9:07:24 AM
lcole32$25.0012/29/2011 9:08:20 AM
lillian27$25.0012/29/2011 9:10:21 AM
Diamond_Jim$25.0012/29/2011 9:05:52 AM
robust-trade$25.0012/29/2011 9:12:31 AM
finance-prescription$100.0012/29/2011 9:10:29 AM
Vreet$25.0012/29/2011 9:11:28 AM
ideal-platinum1$25.0012/29/2011 9:15:28 AM
shmb6508$50.0012/29/2011 9:16:45 AM
Bookophile$50.0012/29/2011 9:19:47 AM
gold-channel2$25.0012/29/2011 9:15:32 AM
tshurts$25.0012/29/2011 9:16:08 AM
best-charming-leverage$50.0012/29/2011 9:18:40 AM
wwwUniversal$25.0012/29/2011 9:19:12 AM
TronMedici$25.0012/29/2011 9:19:07 AM
whitegold24k$100.0012/29/2011 9:26:19 AM
MAYBROOK$35.0012/29/2011 9:28:41 AM
ursus$48.0012/29/2011 9:28:52 AM
Comoparklender$25.0012/29/2011 9:28:59 AM
DrewOdette$25.0012/29/2011 9:24:16 AM
financial-frenzy$25.0012/29/2011 9:24:29 AM
loan-wasp$50.0012/29/2011 9:25:10 AM
nodrivelpls$25.0012/29/2011 9:32:34 AM
tornandfrayed$25.0012/29/2011 9:32:49 AM
money-surge1$25.0012/29/2011 9:29:25 AM
bnlforever$25.0012/29/2011 9:35:27 AM
briskdevl07$25.0012/29/2011 9:31:13 AM
zone8$100.0012/29/2011 9:41:24 AM
rolo12$25.0012/29/2011 9:35:57 AM
rupee-prairie$25.0012/29/2011 9:39:46 AM
impeccable-liberty5$25.0012/29/2011 9:39:20 AM
moola-wildebeest3$50.0012/29/2011 9:50:12 AM
roxon$25.0012/29/2011 9:46:11 AM
inventive-exchange$25.0012/29/2011 9:44:47 AM
important-openness1$100.0012/29/2011 9:51:52 AM
lyndyn$25.0012/29/2011 9:47:58 AM
pound-mushroom3$25.0012/29/2011 9:46:02 AM
houli123$25.0012/29/2011 9:56:40 AM
restless-currency$50.0012/29/2011 9:48:59 AM
exuberant-funds1$50.0012/29/2011 9:50:40 AM
principal-cooker2$25.0012/29/2011 9:53:02 AM
debt-force$25.0012/29/2011 9:57:19 AM
davisfl$25.0012/29/2011 9:57:59 AM
Stradivari$25.0012/29/2011 10:19:15 AM
reward-adventure$50.0012/29/2011 10:01:31 AM
rescue$100.0012/29/2011 10:01:46 AM
Frenchynh$25.0012/29/2011 9:59:03 AM
duty-explosion9$50.0012/29/2011 10:39:02 AM
gizzywump$25.0012/29/2011 10:00:52 AM
SacramentoChad$25.0012/29/2011 10:58:37 AM
intrepid-loot$25.0012/29/2011 10:03:28 AM
viennese$25.0012/29/2011 10:12:20 AM
ultimate-wealth7$25.0012/29/2011 11:02:04 AM
Rogesparkguy$25.0012/29/2011 11:05:42 AM
money-booster2$25.0012/23/2011 5:10:07 PM
selector568$300.0012/23/2011 5:23:05 PM
jjswanso$100.0012/23/2011 5:42:59 PM
first-pragmatic-power$25.0012/23/2011 11:27:49 PM
zeeexsixare$100.0012/23/2011 8:52:57 PM
x32248$25.0012/23/2011 9:01:25 PM
greenback-investor7$50.0012/24/2011 8:35:36 AM
profit-powerplant$25.0012/24/2011 12:38:35 PM
cash-reaction2$50.0012/24/2011 12:33:17 PM
riproaringrapids$25.0012/24/2011 12:51:44 PM
miked8303$25.0012/24/2011 1:01:21 PM
diplomatic-wealth7$25.0012/24/2011 1:01:54 PM
scarlet-velvet$25.0812/25/2011 2:01:57 PM
dws2380$25.0012/25/2011 6:45:40 PM
the-healthy-commitment$25.0012/26/2011 3:35:59 PM
currency-collider9$25.0012/27/2011 7:20:27 AM
SimpleChoice$25.0012/27/2011 9:01:26 AM
economy-shrubbery6$25.0012/27/2011 4:02:37 PM
truth-companion$25.0012/27/2011 5:26:16 PM
beaker$25.0312/27/2011 5:32:45 PM
VesuvianMan$25.0012/27/2011 5:47:37 PM
generous-deal6$25.0012/28/2011 1:26:33 AM
orange-preeminant-bill$25.0012/28/2011 9:07:38 AM
shrewd-peace7$25.0012/28/2011 9:14:46 AM
mercuriant$25.0012/28/2011 9:15:23 AM
roux$25.0012/28/2011 9:19:53 AM
fantastic-wampum1$100.0012/28/2011 9:37:52 AM
hope-eagle6$25.0012/28/2011 9:40:01 AM
cognizant-rupee7$25.0012/28/2011 10:01:13 AM
arsisi$50.0012/28/2011 10:42:30 AM
desertoasis$25.0012/28/2011 11:28:07 AM
kind-truth-circuit$25.0012/28/2011 3:02:23 PM
money-bauble$100.0012/28/2011 5:46:09 PM
calimanusa$30.0012/28/2011 5:49:10 PM
edaguy$50.0012/28/2011 5:48:11 PM
melodious-openness$500.0012/28/2011 6:17:26 PM
enticing-rate9$25.0012/28/2011 6:32:34 PM
balanced-treasure4$25.0012/28/2011 6:37:34 PM
prudent-bid3$25.0012/28/2011 7:47:38 PM
PleaseDontDefault$50.0012/28/2011 8:34:06 PM
useful-cash043$500.0012/28/2011 8:41:39 PM
LibbyZ$50.0012/28/2011 9:43:13 PM
help4u$25.0012/28/2011 8:57:22 PM
stock106$25.0012/29/2011 7:22:14 AM
justice-economist$25.0012/29/2011 6:27:29 AM
revenue-serenity$27.0012/29/2011 8:49:28 AM
bid-czar8$100.0012/29/2011 9:07:46 AM
nickel-launcher$25.0012/29/2011 8:14:05 AM
escharfer$25.0012/29/2011 9:07:34 AM
imoutdoorsy$25.0012/29/2011 9:10:33 AM
dedicated-transaction796$25.0012/29/2011 9:12:09 AM
melodious-fairness$25.0012/29/2011 9:09:15 AM
treasure-widget$25.0012/29/2011 9:12:12 AM
fervent-repayment$48.0012/29/2011 9:12:54 AM
life-is-great$25.0012/29/2011 9:13:02 AM
finance-mushroom$200.0012/29/2011 9:15:42 AM
rysil$35.0012/29/2011 9:15:00 AM
gallant-economy9$50.0012/29/2011 9:17:45 AM
deadheart188a$47.0012/29/2011 9:15:03 AM
fortytwo$150.0012/29/2011 9:20:20 AM
social-cocktail1$200.0012/29/2011 9:20:37 AM
ivadood$50.0012/29/2011 9:21:27 AM
oldmora$50.0012/29/2011 9:17:53 AM
sage4$25.0012/29/2011 9:20:10 AM
rvfbroker$25.0012/29/2011 9:25:46 AM
coin-investor$25.0012/29/2011 9:27:20 AM
rcm87$50.0012/29/2011 9:25:06 AM
economy-coup$50.0012/29/2011 9:23:08 AM
oreyedoc$50.0012/29/2011 9:25:32 AM
idastmerchants$25.0012/29/2011 9:23:36 AM
NewOrleans2012$25.0012/29/2011 9:27:45 AM
IIP77$25.0012/29/2011 9:27:57 AM
roman2008$25.0012/29/2011 9:31:35 AM
fighter122$25.0012/29/2011 9:30:26 AM
BBL$25.0012/29/2011 9:29:23 AM
brightest-affluence-motivator$50.0012/29/2011 9:38:47 AM
Hutpit$50.0012/29/2011 9:33:53 AM
washboard1$25.0012/29/2011 9:36:24 AM
GCInvestments$25.0012/29/2011 9:39:01 AM
gold-plane1$50.0012/29/2011 9:42:22 AM
economy-producer$25.0012/29/2011 9:40:50 AM
whitegold24k$400.0012/29/2011 9:40:04 AM
stepatatime-together$100.0012/29/2011 9:43:37 AM
Kaj$25.0012/29/2011 9:49:46 AM
CalBear08$25.0012/29/2011 9:45:33 AM
handshake5$100.0012/29/2011 9:52:30 AM
rhin0cerx$50.0012/29/2011 9:52:46 AM
Mariner3605$25.0012/29/2011 9:51:06 AM
thelovebug$100.0012/29/2011 9:53:47 AM
ttnk62918$25.0012/29/2011 9:54:17 AM
asiaratt$50.0012/29/2011 9:59:14 AM
Angel_Investor_7$25.0012/29/2011 9:56:48 AM
marketplace-cello5$25.0012/29/2011 10:00:04 AM
Happyhourcomics$25.0012/29/2011 10:28:08 AM
SolarMoonshine$25.0012/29/2011 10:29:20 AM
worldly-community3$50.0012/29/2011 10:01:12 AM
Peacepower$25.0012/29/2011 10:53:12 AM
DiligentiaLLC$21.9212/29/2011 11:36:24 AM
moola-monger9$50.0012/29/2011 11:33:27 AM
196 Investments
 
Borrower Payment Dependent Notes Series 544997
This series of Notes was issued and sold upon the funding of the borrower loan #57683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $419.46
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1998 Debt/Income ratio: 24%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 17 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,809Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: responsible-community487 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 680-699 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
780-799 (Feb-2011)
 
Principal balance: $11,827.45 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Paying off current prosper loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because... I've had my previous loan since Feb and made all monthly payments


Monthly net income: $6667
Monthly expenses: $
Housing: $1878
Insurance: $60
Car expenses: $ 0
Utilities: $
Phone, cable, internet: $125
Food, entertainment: $450
Clothing, household expenses: $300
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
hope-hickory8$25.0012/17/2011 12:09:20 PM
lender2611$25.0012/17/2011 12:09:56 PM
GElender$40.0012/17/2011 12:15:12 PM
green-trade-dolphin2$29.6912/17/2011 12:02:38 PM
AF-Chief$25.0012/17/2011 12:05:52 PM
secureincome$409.0012/17/2011 12:12:29 PM
Investor_DP$100.0012/17/2011 12:27:13 PM
trade-burrito4$35.0012/17/2011 12:33:20 PM
new-marketplace-lyrics$25.0012/17/2011 12:37:55 PM
naya50$25.0012/17/2011 12:38:11 PM
riproaringrapids$25.0012/17/2011 12:32:46 PM
managedfund$331.0012/17/2011 12:44:59 PM
matt_2006$25.0012/17/2011 12:53:58 PM
greenback-seagull2$42.0012/17/2011 12:55:42 PM
the-silver-blaster$50.0012/17/2011 1:24:17 PM
Asgardian$35.6112/17/2011 2:26:52 PM
wampum-chorus3$25.0012/17/2011 12:54:15 PM
AFairDeal$25.0012/17/2011 12:13:03 PM
sturdy-value9$25.0012/17/2011 12:19:18 PM
dime-sprout$25.0012/17/2011 12:17:43 PM
worthy-bid8$47.0012/17/2011 12:30:47 PM
Zoramite$25.0012/17/2011 12:29:18 PM
bazaar-festivity$25.0012/17/2011 12:20:23 PM
affluence-generator2$100.0012/17/2011 12:49:36 PM
unbelievable-exchange$100.0012/17/2011 12:53:38 PM
randsenterprise$25.0012/17/2011 12:55:26 PM
vutah$30.0012/17/2011 1:08:04 PM
bountiful-durability$50.0012/17/2011 12:47:58 PM
worth-blanket2$10,100.0012/17/2011 2:16:21 PM
MASinVestment$50.0012/17/2011 12:49:31 PM
lowrater$100.7012/17/2011 1:52:17 PM
31 Investments
 
Borrower Payment Dependent Notes Series 545013
This series of Notes was issued and sold upon the funding of the borrower loan #57713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Feb-1985 Debt/Income ratio: 21%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:2y 3m
Amount delinquent: $928 Total credit lines: 18 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,061Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: attractive-platinum733 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$2,000.0012/17/2011 2:15:41 PM
1 Investments
 
Borrower Payment Dependent Notes Series 545019
This series of Notes was issued and sold upon the funding of the borrower loan #58089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $85.70
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jun-1997 Debt/Income ratio: 22%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 1 Current / open credit lines: 16 / 14Length of status:0y 3m
Amount delinquent: $237 Total credit lines: 53 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,141Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: nourishing-platinum566 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 89% ) 600-619 (Latest)
Principal borrowed: $4,000.00< 31 days late: 1 ( 11% )  
680-699 (Feb-2011)
 
Principal balance: $3,344.38 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Good borrower, proven income!
Purpose of loan:
This loan will be used to...
Pay for my recent medical bills.
Do not anticipate any more medical bills.

My financial situation:
I am a good candidate for this loan because...
I have making over $100K a year for 6 years plus bonus.
I have been working in the Retail Corporate Industry for
14 years, with no lapse in employment. I have worked for Abercrombie Corporate, Walmart Corporate, V Secret Corporate, and now Big Lots Corporate.


Monthly net income: $ 6600
Monthly expenses: $ TOTAL $1795 detailed below
Housing: $1225
Insurance: $90
Car expenses: $120
Utilities: $ 130
Phone, cable, internet: $ 200
Food, entertainment: $ 200
Clothing, household expenses: $ 250
Credit cards and other loans: $ 600
Other expenses: $ 580 (Car)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
well-rounded-payout0$50.0012/17/2011 12:06:31 PM
Evolver$44.0012/17/2011 12:12:55 PM
money-surge1$25.0012/17/2011 12:17:27 PM
proud-pound4$25.0012/17/2011 12:19:11 PM
finance-prescription$100.0012/17/2011 12:24:16 PM
green-capital-hornet$25.0012/17/2011 12:24:00 PM
loanman2007$25.0012/17/2011 12:25:55 PM
Investor_DP$100.0012/17/2011 12:27:44 PM
finance-mushroom$120.0012/17/2011 12:29:44 PM
worthy-bid8$32.0012/17/2011 12:30:48 PM
capital-renewal$25.0012/17/2011 12:21:52 PM
hopeful-deal7$25.0012/17/2011 12:30:39 PM
HHP$100.0012/17/2011 12:07:10 PM
AF-Chief$25.0012/17/2011 12:05:53 PM
blue-lively-platinum$25.0012/17/2011 12:07:20 PM
janeybooboo$50.0012/17/2011 12:11:32 PM
oldmora$29.0012/17/2011 12:25:51 PM
capital-halo1$1,000.0012/17/2011 12:26:31 PM
money-vista$25.0012/17/2011 12:26:18 PM
handshake5$100.0012/17/2011 12:27:18 PM
asiaratt$50.0012/17/2011 12:28:02 PM
21 Investments
 
Borrower Payment Dependent Notes Series 545027
This series of Notes was issued and sold upon the funding of the borrower loan #57735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-18-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $174.77
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1984 Debt/Income ratio: 40%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,080Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: lucky31 Borrower's state: Georgia Borrower's group: Debt Consolidators
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 680-699 (Latest)
Principal borrowed: $5,500.00< 31 days late: 0 ( 0% )  
660-679 (Oct-2010)
600-619 (Apr-2007)
 
Principal balance: $4,007.39 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
refinance
Purpose of loan: refinance current loan
This loan will be used to...

My financial situation: good
I am a good candidate for this loan because...excellent repay history


Monthly net income: $2100
Monthly expenses: $
Housing: $500
Insurance: $
Car expenses: $319
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$28.8012/17/2011 12:02:40 PM
AndChicksforFree$57.0012/17/2011 12:09:09 PM
AFairDeal$25.0012/17/2011 12:13:03 PM
graceful-IRAinvestment$60.0012/17/2011 12:13:37 PM
gravbox$25.0012/17/2011 12:14:15 PM
AF-Chief$25.0012/17/2011 12:05:53 PM
bazaar-festivity$25.0012/17/2011 12:20:23 PM
janeybooboo$71.7512/17/2011 12:12:13 PM
dime-sprout$25.0012/17/2011 12:17:43 PM
trade-burrito4$35.0012/17/2011 12:33:20 PM
Investor_DP$100.0012/17/2011 12:27:14 PM
loanman2007$100.0012/17/2011 12:39:28 PM
affluence-generator2$100.0012/17/2011 12:49:37 PM
the-silver-blaster$50.0012/17/2011 1:24:18 PM
wonder3$35.0012/17/2011 1:58:26 PM
Asgardian$25.0012/17/2011 2:13:05 PM
grammaspurse$25.0012/17/2011 3:22:59 PM
MarvintheMartian$25.0012/17/2011 3:57:40 PM
Paxman84$25.0012/17/2011 7:16:33 PM
careful-note$50.0012/17/2011 3:17:45 PM
green-rate-futurist$100.0012/17/2011 6:31:44 PM
promise2$50.0012/17/2011 4:56:04 PM
papaloha$200.0012/17/2011 7:46:30 PM
zeeexsixare$50.0012/17/2011 9:52:46 PM
radiant-cash0$25.0012/18/2011 7:47:58 AM
riproaringrapids$25.0012/18/2011 12:06:38 AM
natdwg$30.0012/18/2011 11:28:19 AM
seabassx$25.0012/18/2011 10:14:19 AM
houli123$50.0012/18/2011 11:37:38 AM
DoctorJoe$30.0012/18/2011 10:02:55 AM
Lo0se_mo0se$25.0012/18/2011 10:39:31 AM
mikrolown$25.0012/18/2011 12:13:14 PM
Weaverville$25.0012/18/2011 10:50:58 AM
LoanerPrincipal$25.0012/18/2011 12:26:39 PM
mammalian4$25.0012/18/2011 12:25:05 PM
unbelievable-exchange$100.0012/18/2011 12:26:19 PM
commanding-treasure2$50.0012/18/2011 12:36:29 PM
EarlyRiser$300.0012/18/2011 12:21:26 PM
selvamfinance$25.0012/18/2011 12:24:32 PM
Leshan$96.8912/18/2011 1:25:29 PM
Mrs-Honeydew$25.0012/18/2011 1:45:19 PM
heart514$25.0012/18/2011 12:42:50 PM
beachfunder$25.0012/18/2011 3:13:26 PM
vtrentster$25.0012/18/2011 3:02:43 PM
studious-listing8$25.0012/18/2011 1:57:53 PM
blue111$25.0012/18/2011 6:51:29 PM
dough-souffle$50.0012/18/2011 7:06:50 PM
charming-exchange7$25.0012/18/2011 7:16:16 PM
skillful-asset5$30.0012/18/2011 3:38:42 PM
moola-gargantuan9$50.0012/18/2011 5:36:36 PM
pathcrx$25.0012/18/2011 7:10:11 PM
sweety075$25.0012/18/2011 8:36:05 PM
merciful-yield$98.7012/18/2011 8:51:10 PM
KirosPOS$46.0012/18/2011 8:56:23 PM
pdub$75.0012/17/2011 12:42:35 PM
trumpeter5$25.0012/17/2011 12:04:00 PM
lender2611$25.0012/17/2011 12:09:56 PM
commitment-mesh$25.0012/17/2011 12:25:10 PM
GElender$40.0012/17/2011 12:15:14 PM
penny-plato$25.0012/17/2011 12:27:04 PM
riproaringrapids$25.0012/17/2011 12:32:47 PM
bountiful-durability$50.0012/17/2011 12:47:58 PM
lowrater$100.7012/17/2011 2:05:53 PM
knark$25.0012/17/2011 2:57:42 PM
Rockymtnhi$25.0012/17/2011 2:24:37 PM
Feyenoord$30.0012/17/2011 5:48:46 PM
britches613$50.0012/17/2011 4:16:23 PM
careful-note$50.0012/17/2011 5:36:59 PM
blue-radiant-economy$100.0012/17/2011 8:52:27 PM
Poker_Grandpa$25.0012/17/2011 6:54:08 PM
amlu1988$25.0012/17/2011 9:49:19 PM
impressive-justice6$50.0012/18/2011 4:24:26 AM
Moe87$25.0012/17/2011 8:21:17 PM
wealth-infusion6$100.0012/18/2011 12:03:35 AM
integrity-trumpet$50.0012/17/2011 9:09:51 PM
FinanceEngine$40.0012/18/2011 8:15:42 AM
Techne_Funds_LLC$25.0012/18/2011 8:49:41 AM
cattlebaron$25.0012/18/2011 1:16:00 AM
shrewd-income$100.0012/18/2011 7:29:14 AM
makerain$25.0012/18/2011 12:08:19 PM
wwwUniversal$25.0012/18/2011 12:13:02 PM
pound-mushroom3$25.0012/18/2011 12:23:30 PM
nimble-money086$25.0012/18/2011 12:08:33 PM
MASinVestment$50.0012/18/2011 12:11:29 PM
dollar-sonnet3$25.0012/18/2011 12:40:22 PM
CashFlow13$100.0012/18/2011 12:45:10 PM
blue-lively-platinum$25.0012/18/2011 12:31:49 PM
life-is-great$25.0012/18/2011 12:39:42 PM
Starica$248.0012/18/2011 12:50:07 PM
deal-searcher1$25.0012/18/2011 1:13:50 PM
rajs$150.0012/18/2011 6:30:08 PM
asset-producer1$100.0012/18/2011 6:53:43 PM
thisbucksforu$25.0012/18/2011 5:33:20 PM
orgy63$25.0012/18/2011 7:50:05 PM
Brisket_Bob$25.0012/18/2011 5:56:08 PM
abundant-power$50.0012/18/2011 9:17:22 PM
MissionMicroFinance$25.0012/18/2011 7:02:15 PM
money-booster2$35.0012/18/2011 7:04:57 PM
tigercat$50.0012/18/2011 7:23:54 PM
justice-allocator3$25.0012/18/2011 7:29:19 PM
asset-producer1$62.1612/18/2011 9:41:08 PM
101 Investments
 
Borrower Payment Dependent Notes Series 545037
This series of Notes was issued and sold upon the funding of the borrower loan #57843, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $385.74
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1996 Debt/Income ratio: 24%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:7y 10m
Amount delinquent: $0 Total credit lines: 29 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,225Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: No  
Screen name: lgeuther Borrower's state: Illinois Borrower's group: Debt Consolidators Unite!
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 54 ( 100% ) 680-699 (Latest)
Principal borrowed: $12,498.00< 31 days late: 0 ( 0% )  
680-699 (Feb-2011)
700-719 (Apr-2010)
680-699 (Feb-2010)
660-679 (Sep-2009)
 
Principal balance: $6,062.79 31+ days late: 0 ( 0% )
Total payments billed: 54  
Description
Putting Addition on Home
This will be my 4th prosper loan. The funds will go toward adding on to our home and it will also pay off the amount on the previous loan. I have never been late on a loan through prosper or any bills in the past 10 years. Thanks for looking and have a happy holidays!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$35.0212/17/2011 12:02:22 PM
GElender$40.0012/17/2011 12:15:15 PM
indomitable-coin$25.0012/17/2011 12:22:30 PM
vinayski$25.0012/17/2011 12:24:52 PM
trade-burrito4$35.0012/17/2011 12:33:21 PM
penny-plato$25.0012/17/2011 12:36:26 PM
riproaringrapids$25.0012/17/2011 12:32:47 PM
kenji4861$25.0012/17/2011 12:46:52 PM
healthy-rate3$50.0012/17/2011 12:48:35 PM
whitegold24k$100.0012/17/2011 12:44:06 PM
the-silver-blaster$50.0012/17/2011 1:24:18 PM
Asgardian$25.0012/17/2011 2:14:17 PM
Bank42$36.0812/17/2011 5:47:02 PM
jpblan11$25.0012/17/2011 6:12:13 PM
thankful-nickel2$25.0012/18/2011 6:57:44 AM
heerzaquestion$30.0012/18/2011 8:13:24 AM
impressive-justice6$50.0012/18/2011 4:24:26 AM
r48$32.0012/18/2011 6:21:11 AM
GreenLender11$100.0012/18/2011 8:20:59 AM
natdwg$30.0012/18/2011 11:46:13 AM
selvamfinance$25.0012/18/2011 12:24:32 PM
unbelievable-exchange$100.0012/18/2011 12:26:19 PM
commanding-treasure2$50.0012/18/2011 12:36:30 PM
heart514$25.0012/18/2011 12:42:51 PM
timbob$100.0012/18/2011 12:47:08 PM
britgsb$30.0012/18/2011 12:47:26 PM
KCEnterprises$25.0012/18/2011 5:14:07 PM
deal-searcher1$35.0012/18/2011 3:04:38 PM
GoGalt$50.0012/18/2011 2:10:58 PM
MissionMicroFinance$25.0012/18/2011 7:02:16 PM
Kennfusion$100.0012/19/2011 5:38:21 AM
trade-solo$25.0012/19/2011 1:51:48 AM
money-booster2$35.0012/19/2011 8:02:24 AM
DadWarbucks$25.0012/19/2011 9:23:39 AM
nuclearmoose$25.0012/19/2011 9:26:29 AM
frankdelraza$25.0012/19/2011 9:57:23 AM
Lo0se_mo0se$25.0012/19/2011 11:13:03 AM
susurrus$100.0012/19/2011 12:34:23 PM
reaction5$25.0012/19/2011 1:59:50 PM
fantastic-investment9$30.0012/19/2011 11:45:13 AM
intelligent-dedication9$100.0012/19/2011 4:34:51 PM
heatherwood$50.0012/19/2011 5:54:17 PM
dime-selector$25.0012/19/2011 7:15:05 PM
pposFUNDing$28.2812/19/2011 7:11:40 PM
B-rad_the_Coug$25.0012/19/2011 7:35:48 PM
future-baby-fund$25.0012/19/2011 7:52:03 PM
mizon291$25.0012/20/2011 12:07:48 AM
helpishere777$25.0012/19/2011 8:13:41 PM
processor115$50.0012/19/2011 8:47:04 PM
new-social-economist$150.0012/19/2011 11:04:42 PM
PXM-Financial$50.0012/20/2011 12:05:03 AM
MonkeyB$25.0012/20/2011 1:11:44 AM
Domgabriel$50.0012/20/2011 6:46:07 AM
ptjg$100.0012/20/2011 9:07:54 AM
LoanerPrincipal$25.0012/20/2011 9:11:45 AM
j2ee$25.0012/20/2011 9:07:14 AM
innovator10$200.0012/20/2011 9:22:43 AM
the_winning_ticket$250.0012/20/2011 9:17:08 AM
otherwisedisposed$50.0012/20/2011 9:16:53 AM
gjm6d$25.0012/20/2011 9:22:34 AM
determined-revenue1$35.0012/20/2011 9:51:03 AM
secureincome$1,333.0012/20/2011 9:51:42 AM
C_Mark$50.0012/20/2011 9:53:56 AM
Starica$500.0012/20/2011 12:51:44 PM
investment-comet$25.0012/20/2011 11:28:16 AM
reward-excellency1$25.0012/20/2011 12:19:34 PM
independent-revenue4$100.0012/20/2011 1:46:01 PM
kapahua$100.0012/20/2011 4:03:52 PM
lagnisiruk$25.0012/20/2011 5:21:50 PM
a2190b$36.0012/20/2011 5:33:18 PM
curveylady$31.0012/20/2011 6:37:36 PM
profitable-money$25.0012/20/2011 6:00:20 PM
UD3230$25.0012/20/2011 8:30:20 PM
saga9$25.0012/20/2011 7:54:18 PM
thepillowsack$25.0012/20/2011 8:05:31 PM
WeshaTheLeopard$25.0012/20/2011 8:14:58 PM
ChristopherHS$25.0012/20/2011 10:19:00 PM
optionscashflow$25.0012/20/2011 11:14:27 PM
a-unflappable-finance$100.0012/20/2011 11:43:33 PM
cattlebaron$100.0012/21/2011 12:53:58 AM
orange-coin-walnut$50.0012/21/2011 4:37:29 AM
SC2TX$50.0012/21/2011 5:06:31 AM
yield-hut$30.0012/21/2011 4:39:08 AM
noodles932$33.1412/21/2011 5:13:09 AM
LianaB$100.0012/21/2011 5:55:16 AM
loosd$49.7412/21/2011 7:14:45 AM
pound-defender6$25.0012/21/2011 7:05:07 AM
keichi03$50.0012/21/2011 7:01:13 AM
worldly-income2$35.5612/21/2011 7:41:54 AM
asset-producer1$794.9612/21/2011 7:46:54 AM
pdub$75.0012/17/2011 12:42:35 PM
MoneyForNothing$31.7612/17/2011 12:10:05 PM
AFairDeal$25.0012/17/2011 12:12:53 PM
investment-artist$30.0112/17/2011 12:21:29 PM
bb575$50.0012/17/2011 12:28:55 PM
BxRealtor$25.0012/17/2011 12:33:03 PM
roben12$70.6612/17/2011 1:17:51 PM
careful-note$50.0012/17/2011 3:17:45 PM
lowrater$50.7012/17/2011 1:55:04 PM
themoneydoctor$300.0012/17/2011 3:18:49 PM
Rockymtnhi$25.0012/17/2011 2:18:42 PM
Moe87$25.0012/17/2011 8:21:45 PM
riproaringrapids$25.0012/18/2011 12:06:39 AM
responsive-value4$25.0012/18/2011 8:37:38 AM
exchange-portait7$30.0012/18/2011 5:22:00 AM
MoneyTree79$50.0012/18/2011 11:09:01 AM
john0720$50.0012/18/2011 8:42:04 AM
cerebral-auction950$100.0012/18/2011 9:10:20 AM
income-banjo$50.0012/18/2011 12:10:10 PM
unforgettable-wealth4$50.0012/18/2011 12:20:59 PM
aneley777$25.0012/18/2011 12:42:09 PM
worthy-bid8$50.0012/18/2011 12:45:57 PM
twjh$25.0012/18/2011 12:35:46 PM
life-is-great$25.0012/18/2011 12:39:42 PM
new-marketplace-lyrics$25.0012/18/2011 12:40:34 PM
unassuming-generosity$25.0012/18/2011 12:50:21 PM
currency-bumblebee$50.0012/18/2011 5:09:35 PM
generous-deal6$50.0012/19/2011 2:41:34 AM
rajs$250.0012/18/2011 6:36:43 PM
loyalist1$250.0012/19/2011 8:29:21 AM
heavy_ax$50.0012/19/2011 9:20:06 AM
enderak$80.0012/19/2011 9:42:42 AM
alexander-hamilton$50.0012/19/2011 10:23:31 AM
iaffy$25.0012/19/2011 9:41:41 AM
skillful-diversification2$25.0012/19/2011 9:48:51 AM
payout-panda$25.0012/19/2011 2:16:03 PM
turbine5$64.2612/19/2011 3:03:01 PM
astute-benjamins$50.0012/19/2011 3:06:02 PM
lostperception$30.1912/19/2011 3:25:03 PM
payout-cello$25.0012/19/2011 5:42:25 PM
finance-symphony7$70.0012/19/2011 5:52:44 PM
purposeful-pound5$29.3212/19/2011 6:12:30 PM
power-defender7$40.0012/19/2011 8:47:22 PM
revenue-burst676$25.0012/19/2011 9:21:02 PM
alpinaut$25.0012/20/2011 5:17:42 AM
factcheck$50.0012/20/2011 12:37:55 AM
gentle-transparency7$250.0012/20/2011 3:50:43 AM
radforj22$25.0012/20/2011 6:59:46 AM
bold-shrewd-duty$36.0012/20/2011 7:29:56 AM
currency-persimmon$50.0012/20/2011 5:35:13 AM
hope-hickory8$25.0012/20/2011 6:27:16 AM
JJ-Loans$80.0012/20/2011 6:54:24 AM
Leshan$100.0012/20/2011 8:07:25 AM
irishcocacola$25.0012/20/2011 8:05:52 AM
easylivin$25.0012/20/2011 9:07:42 AM
igniter584$100.0012/20/2011 9:14:42 AM
rmachi$25.0012/20/2011 9:55:02 AM
renaissance168$55.6512/20/2011 9:59:19 AM
dollar-tornado3$25.0012/20/2011 11:13:28 AM
ricklip$100.0012/20/2011 10:23:25 AM
intelligent-dedication9$100.0012/20/2011 12:14:52 PM
Castelj$50.0012/20/2011 12:39:37 PM
cash-popcorn7$25.0012/20/2011 11:37:11 AM
tolerant-dinero2$25.0012/20/2011 12:28:31 PM
DreDub$50.0012/20/2011 12:46:08 PM
asset-producer1$100.0012/20/2011 2:48:39 PM
ALVO$50.0012/20/2011 3:48:33 PM
Southern_Illinois_Girl$40.0012/20/2011 3:10:09 PM
FoosMaster$30.0012/20/2011 3:27:04 PM
kbmarin$25.0012/20/2011 4:48:24 PM
asset-expert0$26.0012/20/2011 4:23:55 PM
blue-radiant-economy$300.0012/20/2011 4:10:18 PM
brazilofmux$100.0012/20/2011 5:06:17 PM
makerain$25.0012/20/2011 5:17:08 PM
icon7$50.0012/20/2011 5:15:34 PM
dough-souffle$189.0612/20/2011 7:59:55 PM
blissful-penny$25.0012/20/2011 9:39:57 PM
Spinnaker$75.0012/21/2011 12:07:44 AM
crw1950$36.6112/21/2011 4:31:31 AM
Mrs-Honeydew$25.0012/21/2011 6:04:57 AM
giftgold$25.0012/21/2011 6:11:47 AM
sgt-schultz$25.0012/21/2011 6:38:31 AM
ferocious-finance$25.0012/21/2011 6:20:00 AM
Johnab$25.0012/21/2011 6:28:08 AM
iem2509$25.0012/21/2011 7:31:31 AM
friendinmoney$25.0012/21/2011 7:21:37 AM
Gyroman$155.0012/21/2011 7:28:27 AM
benefit-trident$25.0012/21/2011 7:40:46 AM
178 Investments
 
Borrower Payment Dependent Notes Series 545063
This series of Notes was issued and sold upon the funding of the borrower loan #57846, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-17-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $85.54
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1991 Debt/Income ratio: 3%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Other
Now delinquent: 5 Current / open credit lines: 1 / 1Length of status:11y 8m
Amount delinquent: $877 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: systematic-listing2 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
holiday shopping and catch up bills
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2500
Monthly expenses: 300
Housing: $400
Insurance: $40,00
Car expenses: $
Utilities: $100
Phone, cable, internet: $
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Evolver$44.0012/17/2011 12:12:55 PM
worth-blanket2$1,800.0012/17/2011 2:16:26 PM
Investor_DP$100.0012/17/2011 12:27:44 PM
patriot0$50.0012/17/2011 12:56:34 PM
Marssoft$6.0012/17/2011 3:06:26 PM
5 Investments
 
Borrower Payment Dependent Notes Series 545065
This series of Notes was issued and sold upon the funding of the borrower loan #57978, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-2007 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 3 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $37Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: truth-galaxy2 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
George Business Loan
Purpose of loan: Business Expansion
This loan will be used to... Pay expenses for a second business location

My financial situation: good and stable
I am a good candidate for this loan because... I?m investing this money


Monthly net income: $ 5500
Monthly expenses: $ 2500
Housing: $ 900
Insurance: $ 100
Car expenses: $ 400
Utilities: $ 50
Phone, cable, internet: $ 250
Food, entertainment: $ 500
Clothing, household expenses: $ 100
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/16/2011 5:07:56 PM
Danjack_Capital$25.0012/16/2011 5:41:38 PM
money-booster2$25.0012/16/2011 9:56:54 PM
SecondChanceLendingSERV$25.0012/16/2011 6:21:45 PM
Star_Witness$50.0012/17/2011 3:53:45 PM
kain11286$50.0012/19/2011 4:34:40 PM
affluence-generator2$100.0012/20/2011 9:08:30 AM
CashFlow13$100.0012/20/2011 9:25:07 AM
goodhearted-generosity511$30.0012/20/2011 10:19:44 AM
lm75$25.0012/20/2011 10:33:04 PM
transformer855$25.0012/21/2011 6:47:04 AM
vutah$25.0012/21/2011 9:37:41 AM
neorunner$25.0012/21/2011 3:06:17 PM
heart514$25.0012/21/2011 5:32:21 PM
golden-velocity9$25.0012/21/2011 6:47:38 PM
economy-shrubbery6$25.0012/21/2011 10:26:23 PM
ethical-truth211$150.0012/22/2011 4:17:32 AM
Investing-in-you-2$54.7312/22/2011 5:34:41 AM
hyrolln$25.0012/22/2011 6:13:52 AM
rf7949$25.0012/22/2011 6:18:13 AM
LaBamba$100.0012/22/2011 7:23:01 AM
Silverling6$26.6312/22/2011 6:52:31 AM
carrinel$86.1012/22/2011 7:03:48 AM
aultraman$25.0012/22/2011 9:06:55 AM
kind-credit-bear$25.0012/22/2011 9:30:39 AM
glroark$100.0012/22/2011 9:41:24 AM
unbelievable-exchange$246.0012/22/2011 10:35:27 AM
return-enthusiast1$25.0012/22/2011 11:51:32 AM
silverswimmer14$25.0012/22/2011 12:49:16 PM
thoughtful-economy1$25.0012/22/2011 1:09:08 PM
HayrideRanch$25.0012/22/2011 2:39:17 PM
trustworthy-currency1$28.6412/22/2011 4:30:01 PM
jmeasn$25.0012/22/2011 3:39:23 PM
historic-loan1$33.0012/22/2011 4:43:17 PM
agreement-welder$69.7712/22/2011 4:19:27 PM
danf2201$25.0012/22/2011 4:38:11 PM
goat0$50.0012/22/2011 4:59:17 PM
blue-lively-platinum$25.0012/22/2011 5:20:28 PM
casinvestments$9.3812/22/2011 5:47:18 PM
jkeller4000$25.0012/16/2011 5:31:51 PM
blue-radiant-economy$100.0012/16/2011 6:26:57 PM
papaloha$25.0012/16/2011 6:51:20 PM
cattlebaron$200.0012/16/2011 6:27:12 PM
let_me_retire$25.0012/17/2011 11:17:35 PM
useful-cash043$300.0012/19/2011 7:24:45 PM
irishalaskan$25.0012/20/2011 4:57:07 AM
gallant-economy9$50.0012/21/2011 9:44:32 AM
vigorous-moola0$100.0012/21/2011 10:14:07 AM
green-rate-futurist$25.0012/21/2011 1:45:46 PM
riveting-credit5$50.0012/21/2011 4:32:55 PM
moneyhelp4u$43.9812/21/2011 5:37:38 PM
loss-of-control$100.0012/21/2011 7:23:49 PM
money-baron-Roth401k$50.0012/21/2011 9:31:38 PM
houli123$25.0012/22/2011 4:17:09 AM
loanman2007$25.0012/22/2011 4:42:20 AM
judoman$25.0012/22/2011 6:40:46 AM
zokiz$26.7712/22/2011 8:11:24 AM
the-hope-workhorse$50.0012/22/2011 9:33:08 AM
awe-inspiring-diversification5$200.0012/22/2011 10:22:28 AM
calm-loan77$25.0012/22/2011 11:06:50 AM
jonmars$25.0012/22/2011 10:36:34 AM
KileNSmyth4$25.0012/22/2011 1:00:53 PM
melodious-openness$100.0012/22/2011 2:33:17 PM
Megaton$25.0012/22/2011 3:05:06 PM
investment-comet$25.0012/22/2011 3:26:28 PM
icon7$50.0012/22/2011 4:11:37 PM
jordanicolas$25.0012/22/2011 4:43:23 PM
balanced-balance6$25.0012/22/2011 5:08:05 PM
Green_Bay_Packers$100.0012/22/2011 5:06:02 PM
listing-cloud$30.0012/22/2011 5:19:39 PM
blue-dollar-viking$40.0012/22/2011 5:37:05 PM
blue-radiant-economy$100.0012/22/2011 5:38:25 PM
ethical-income2$25.0012/22/2011 5:42:42 PM
73 Investments
 
Borrower Payment Dependent Notes Series 545067
This series of Notes was issued and sold upon the funding of the borrower loan #57747, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-2010 Debt/Income ratio: Not calculated
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 2Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $855 
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: PapaSmurph Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Get through Holidays
Purpose of loan:
This loan will be used to...get me through the holiday season, i have a seasonal job and will be back at work on March 1st, i just need money to pay some bills and buy presents for my family for christmas. unfortunately nobody wants to hire me for 3 months so its hard to get a winter job.

My financial situation:
I am a good candidate for this loan because...i am currently employed with a good job however i wont be working until march. So in 3 months i am guaranteed a good stable job.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/18/2011 12:17:00 PM
miked8303$25.0012/18/2011 12:29:13 PM
deal-searcher1$35.0012/18/2011 3:04:39 PM
fantastic-investment9$30.0012/19/2011 11:45:16 AM
jkeller4000$25.0012/18/2011 12:12:16 PM
Investor_DP$100.0012/18/2011 12:44:01 PM
northphoto$25.0012/19/2011 6:55:45 AM
truth-companion$25.0012/19/2011 9:08:53 AM
GS-ROCK$25.0012/19/2011 10:46:17 AM
credit-socrates648$1,610.0012/19/2011 1:44:21 PM
10 Investments
 
Borrower Payment Dependent Notes Series 545071
This series of Notes was issued and sold upon the funding of the borrower loan #57712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $94.46
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-2000 Debt/Income ratio: 26%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Other
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:16y 11m
Amount delinquent: $0 Total credit lines: 16Stated income:$1-$24,999
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,562 
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: No  
Screen name: coyotebob Borrower's state: Ohio Borrower's group: 123 GET FUNDED
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 41 ( 98% ) 700-719 (Latest)
Principal borrowed: $9,800.00< 31 days late: 1 ( 2% )  
720-739 (May-2011)
640-659 (Dec-2007)
620-639 (May-2007)
620-639 (Mar-2007)
 
Principal balance: $2,551.88 31+ days late: 0 ( 0% )
Total payments billed: 42  
Description
funeral & hospital bills
Purpose of loan: My daughter had colon & liver cancer and passed
away in july of this year. she didn't have any money or life insurance to pay these bills. as her father who loved her. i wanted to pay off these bills.
My financial situation:
I am a good candidate for this loan because..i am very honest and have paid off two previous loans with proster and am current in my present loan.


Monthly net income: $ 2,500
Monthly expenses: $ 400
Housing: $ 750
Insurance: $ 140
Car expenses: $200
Utilities: $ 150
Phone, cable, internet: $130
Food, entertainment: $ 200
Clothing, household expenses: $ 50
Credit cards and other loans: $ 100
Other expenses: $ n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
twjh$25.0012/19/2011 5:12:45 PM
LittleMingo$30.0012/19/2011 5:01:57 PM
trumpeter5$50.0012/19/2011 5:01:54 PM
truth-companion$25.0012/19/2011 5:07:59 PM
GElender$40.0012/19/2011 5:18:10 PM
MatthewDP$100.0012/19/2011 5:12:10 PM
pound-mushroom3$25.0012/19/2011 5:27:31 PM
SecondChanceLendingSERV$25.0012/19/2011 5:28:43 PM
Feyenoord$30.0012/19/2011 5:29:37 PM
atlas-shrugged$200.0012/19/2011 5:15:39 PM
IPG1$25.0012/19/2011 5:30:58 PM
villagers$46.0012/19/2011 5:34:39 PM
Gregger$25.0012/19/2011 5:46:11 PM
fantastic-wampum1$100.0012/19/2011 5:39:16 PM
order-merman$25.0012/19/2011 5:45:10 PM
favorite-commerce$40.0012/19/2011 7:39:01 PM
Moe87$25.0012/19/2011 6:16:41 PM
the-ecstatic-coin$50.0012/19/2011 6:50:45 PM
Iza13$25.0012/19/2011 7:17:59 PM
lokiswolf$25.0012/19/2011 7:20:20 PM
bankbuddy55$50.0012/19/2011 6:58:53 PM
Lubava$25.0012/19/2011 7:28:38 PM
pdub$75.0012/19/2011 5:33:44 PM
MoneyForNothing$25.0012/19/2011 5:02:59 PM
careful-note1$25.0012/19/2011 5:08:09 PM
Investor_DP$100.0012/19/2011 5:10:07 PM
Evolver$44.0012/19/2011 5:09:37 PM
heart514$25.0012/19/2011 5:25:45 PM
affluence-generator2$100.0012/19/2011 5:26:03 PM
Derel$50.0012/19/2011 5:14:11 PM
orange-vigilance-shower$50.0012/19/2011 5:19:36 PM
worthy-bid8$50.0012/19/2011 5:38:29 PM
heatherwood$50.0012/19/2011 5:54:20 PM
grammaspurse$25.0012/19/2011 5:38:12 PM
Reddy_Capital$25.0012/19/2011 5:59:15 PM
lender2611$25.0012/19/2011 5:38:45 PM
heatherwood$25.0012/19/2011 5:56:58 PM
shrewd-income$50.0012/19/2011 6:13:46 PM
credit-guard5$25.0012/19/2011 8:12:37 PM
Mikale360$25.0012/19/2011 6:30:34 PM
NekHoldings$25.0012/19/2011 6:45:49 PM
contract-student2$60.0012/19/2011 7:16:28 PM
rajs$75.0012/19/2011 7:22:23 PM
five-star-note$250.0012/19/2011 9:04:05 PM
AndChicksforFree$50.0012/19/2011 7:41:39 PM
autonomous-truth$80.0012/19/2011 8:05:00 PM
agile-responsibility$25.0012/19/2011 8:11:45 PM
one-midas$25.0012/19/2011 8:00:50 PM
JCM_MN$26.0012/19/2011 8:21:53 PM
payout-alien6$25.0012/19/2011 8:19:50 PM
processor115$50.0012/19/2011 8:47:07 PM
five-star-note$4.0012/19/2011 9:04:12 PM
52 Investments
 
Borrower Payment Dependent Notes Series 545079
This series of Notes was issued and sold upon the funding of the borrower loan #57732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $119.45
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-1985 Debt/Income ratio: 9%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:26y 9m
Amount delinquent: $0 Total credit lines: 16 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $14,376Stated income:$100,000+
Delinquencies in last 7y: 6 Bankcard utilization: 62%  
   Homeownership: Yes  
Screen name: newest-p2p-pumpkin Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
funds for christmas gifts and weddi
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...
I have never been late with any personal or credit card loan.

Monthly net income: $8800
Monthly expenses: $1000
Housing: $2600
Insurance: $135
Car expenses: $100
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $1400
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
that is all
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$30.0012/18/2011 12:12:35 PM
loanman2007$50.0012/18/2011 12:33:10 PM
miked8303$25.0012/18/2011 12:29:13 PM
Investor_DP$100.0012/18/2011 12:44:02 PM
skillful-asset5$25.0012/18/2011 3:33:48 PM
SolarMoonshine$25.0012/18/2011 12:53:52 PM
kendallv$50.0012/18/2011 6:11:28 PM
SecondChanceLendingSERV$25.0012/18/2011 3:26:33 PM
deal-searcher1$35.0012/18/2011 3:04:39 PM
irrelevant$25.0012/18/2011 7:05:16 PM
truth-companion$25.0012/19/2011 9:08:53 AM
CA-Lender$25.0012/19/2011 9:04:47 AM
worth-blanket2$2,200.0012/19/2011 9:13:11 AM
pdub$75.0012/18/2011 12:29:06 PM
matt_2006$25.0012/18/2011 12:18:31 PM
Kash2010lu$25.0012/18/2011 12:02:37 PM
affluence-generator2$100.0012/18/2011 12:37:48 PM
SFBank$50.0012/18/2011 2:12:57 PM
penny-surgeon$25.0012/18/2011 6:43:26 PM
newest-generous-income$25.0012/19/2011 3:33:38 AM
benefit-molecule338$35.0012/19/2011 9:15:46 AM
21 Investments
 
Borrower Payment Dependent Notes Series 545081
This series of Notes was issued and sold upon the funding of the borrower loan #57980, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-22-2011 
Term: 60 months Listing End date:  Dec-22-2011 
 
Lender yield: 25.87% Borrower rate/APR: 26.87% / 29.49% Monthly payment: $167.52
 
Lender servicing fee: 1.00% Effective Yield*: 25.23%  
Estimated return*: 14.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1999 Debt/Income ratio: 23%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 8Length of status:21y 4m
Amount delinquent: $326 Total credit lines: 12 Occupation: Landscaping
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,377Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: thankful-reward0 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 620-639 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
640-659 (Feb-2011)
 
Principal balance: $2,487.95 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
My personal loan
Purpose of loan: refinancing
This loan will be used to..payoff existing loan & lower interest rate

My financial situation: good
I am a good candidate for this loan because...Will pay off loan within 12 months


Monthly net income: $4100
Monthly expenses: $2100
Housing: $440
Insurance: $145
Car expenses: $360
Utilities: $75
Phone, cable, internet: $60
Food, entertainment: $300
Clothing, household expenses: $15
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
truth-companion$25.0012/22/2011 5:05:29 PM
Tscheddar$25.0012/22/2011 5:05:39 PM
camaraderi-aspen$100.0012/22/2011 5:11:35 PM
Jack55304$200.0012/22/2011 5:13:51 PM
jjswanso$100.0012/22/2011 5:23:07 PM
miked8303$25.0012/22/2011 5:34:38 PM
managedfund$1,333.0012/22/2011 5:31:33 PM
kind-charming-value$1,000.0012/22/2011 5:42:02 PM
AF-Chief$25.0012/22/2011 5:44:14 PM
affluence-generator2$125.0012/22/2011 5:10:16 PM
Investor_DP$100.0012/22/2011 5:18:46 PM
TennSquire$25.0012/22/2011 5:20:47 PM
money-baron-Roth401k$25.0012/22/2011 5:17:39 PM
ricklip$100.0012/22/2011 5:39:50 PM
secobarbital$100.0012/22/2011 5:40:29 PM
astute-wealth8$25.0012/22/2011 5:36:21 PM
bazaar-festivity$25.0012/22/2011 5:42:54 PM
credit-socrates648$2,142.0012/22/2011 5:55:55 PM
18 Investments
 
Borrower Payment Dependent Notes Series 545083
This series of Notes was issued and sold upon the funding of the borrower loan #57656, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-16-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1999 Debt/Income ratio: 22%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:2y 7m
Amount delinquent: $111 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,768Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: commitment-enclave2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/16/2011 5:09:40 PM
truth-companion$25.0012/16/2011 5:10:06 PM
SolarMoonshine$25.0012/16/2011 5:28:25 PM
worth-blanket2$3,800.0012/16/2011 5:54:53 PM
Danjack_Capital$25.0012/16/2011 5:42:19 PM
nimble-revenue5$50.0012/16/2011 5:12:27 PM
heart514$25.0012/16/2011 5:27:20 PM
7 Investments
 
Borrower Payment Dependent Notes Series 545087
This series of Notes was issued and sold upon the funding of the borrower loan #58216, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $282.09
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-2009 Debt/Income ratio: 10%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 6 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,577Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: contract-bell Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debt
Purpose of loan:
This loan will be used to...Pay off my debt


My financial situation:
I am a good candidate for this loan because...I work two jobs and my income will be able to cover this loan.


Monthly net income: $3200
Monthly expenses: $1300
Housing: $
Insurance: $
Car expenses: $163.44
Utilities: $
Phone, cable, internet: $
Food, entertainment: $400
Clothing, household expenses: $900
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lender2611$25.0012/18/2011 12:23:58 PM
Investor_DP$100.0012/18/2011 12:43:38 PM
currency-agave$60.0012/18/2011 12:38:20 PM
dollar-sonnet3$25.0012/18/2011 12:40:22 PM
back-scratchers$50.0012/18/2011 6:56:40 PM
gentle-gain235$50.0012/19/2011 7:20:22 AM
john0720$50.0012/19/2011 7:45:31 AM
cello1$25.0012/19/2011 8:55:16 AM
fantastic-investment9$30.0012/19/2011 11:45:16 AM
intelligent-dedication9$100.0012/19/2011 4:34:52 PM
orbital-velocity7$50.0012/19/2011 4:51:49 PM
studious-listing8$25.0012/19/2011 5:14:35 PM
mikrolown$25.0012/19/2011 5:24:53 PM
heart514$25.0012/19/2011 5:25:45 PM
worthy-bid8$50.0012/19/2011 5:38:22 PM
heatherwood$50.0012/19/2011 5:54:19 PM
power-defender7$50.0012/19/2011 8:50:52 PM
processor115$50.0012/19/2011 8:47:05 PM
money-booster2$35.0012/19/2011 10:17:22 PM
a-finance-nirvana$25.0012/20/2011 4:16:37 AM
meers2000$32.5712/20/2011 7:03:13 AM
Pickmar$25.0012/20/2011 8:06:05 AM
houli123$50.0012/20/2011 6:33:17 AM
thebigrig$200.0012/20/2011 7:25:54 AM
roux$25.0012/20/2011 9:25:51 AM
blue-lively-platinum$25.0012/20/2011 9:26:59 AM
gjm6d$25.0012/20/2011 9:22:34 AM
bountiful-durability$50.0012/20/2011 9:32:29 AM
brazilofmux$36.0012/20/2011 9:43:43 AM
selector568$98.0012/20/2011 9:45:59 AM
commanding-treasure2$50.0012/20/2011 9:52:43 AM
unforgettable-wealth4$50.0012/20/2011 9:55:28 AM
inspired-investment8$100.0012/20/2011 10:48:02 AM
DreDub$50.0012/20/2011 12:46:09 PM
meadow48$50.0012/20/2011 12:24:18 PM
dlenz$25.0012/20/2011 12:26:39 PM
terrific-fund5$25.0012/20/2011 2:08:24 PM
SoyLover$25.0012/20/2011 2:38:51 PM
ALVO$50.0012/20/2011 3:48:34 PM
balance-transformer3$30.0012/20/2011 4:37:39 PM
LiveNow$25.0012/20/2011 5:16:13 PM
unbelievable-exchange$100.0012/20/2011 5:27:09 PM
Rockymtnhi$25.0012/20/2011 8:36:19 PM
jamiee73$25.0012/20/2011 9:47:02 PM
a-unflappable-finance$100.0012/20/2011 11:43:34 PM
careful-note$85.0012/21/2011 4:07:24 AM
SC2TX$200.0012/21/2011 4:59:00 AM
LianaB$30.0012/21/2011 6:01:48 AM
organized-payment6$50.0012/21/2011 5:54:10 AM
lostontheedge$25.0012/21/2011 6:17:14 AM
giftgold$25.0012/21/2011 6:18:22 AM
ethical-truth211$200.0012/21/2011 6:48:43 AM
cerebral-dollar773$45.9812/21/2011 7:03:29 AM
friendinmoney$25.0012/21/2011 7:31:40 AM
tenacious-payout$25.0012/21/2011 7:32:26 AM
caesark$25.0012/21/2011 8:46:18 AM
wise-deal-panda$100.0012/21/2011 9:12:45 AM
CashBank$25.0012/21/2011 9:21:57 AM
income-banjo$50.0012/21/2011 9:22:53 AM
mrmopar$25.0012/21/2011 9:29:05 AM
equitable-capital758$72.0012/21/2011 9:30:01 AM
credit-maple5$36.0012/21/2011 9:37:06 AM
gallant-economy9$50.0012/21/2011 9:44:35 AM
ultimate-payment$25.0012/21/2011 9:45:15 AM
ahansen$25.0012/21/2011 9:49:44 AM
cropdust3r$25.0012/21/2011 9:52:23 AM
riproaringrapids$25.0012/21/2011 9:55:03 AM
exact-principal220$25.0012/21/2011 12:17:37 PM
bb575$50.0012/21/2011 11:50:56 AM
groovy-watanabe$25.0012/21/2011 12:09:32 PM
prohelper$50.0012/21/2011 1:00:05 PM
oracle3$50.0012/21/2011 12:32:04 PM
first-class-yield9$50.0012/21/2011 12:49:00 PM
HelpNeedy$25.0012/21/2011 12:44:21 PM
enthusiastic-point$50.0012/21/2011 1:51:33 PM
moneytolend72$25.0012/21/2011 1:24:05 PM
weiyinsan$50.0012/21/2011 1:45:45 PM
octoberfresh$25.0012/21/2011 2:20:47 PM
drluong$25.0012/21/2011 2:59:51 PM
R3vXX$25.0012/21/2011 3:32:09 PM
elephantparty$25.0012/21/2011 4:43:56 PM
jpac1066$50.0012/21/2011 5:35:45 PM
myduck$40.0012/21/2011 5:56:01 PM
Sykes66$50.0012/21/2011 6:48:52 PM
JustOneVoice$25.0012/21/2011 7:50:15 PM
radforj22$50.0012/21/2011 8:26:00 PM
scoobiedoo$75.0012/21/2011 7:51:01 PM
TrustPlus$50.0012/21/2011 8:48:23 PM
blue-radiant-economy$100.0012/21/2011 8:22:37 PM
first-unafraid-bill$275.0012/21/2011 9:07:12 PM
the-silver-blaster$50.0012/21/2011 10:04:40 PM
Top_Gun_Lender$26.0012/21/2011 10:50:01 PM
superb-funds335$25.0012/18/2011 12:08:52 PM
BxRealtor$25.0012/18/2011 12:26:33 PM
matt_2006$25.0012/18/2011 12:18:31 PM
AFairDeal$25.0012/18/2011 12:29:33 PM
deal-searcher1$35.0012/18/2011 3:04:39 PM
moola-gargantuan9$50.0012/18/2011 5:36:36 PM
rajs$250.0012/18/2011 6:41:34 PM
alexander-hamilton$50.0012/19/2011 10:23:32 AM
vigilance-portait5$50.0012/19/2011 2:31:21 PM
pound-mushroom3$25.0012/19/2011 5:27:30 PM
grasshopper288$25.0012/19/2011 10:07:14 PM
arampata$75.0012/20/2011 4:11:48 AM
Domgabriel$30.0012/20/2011 6:50:36 AM
all_of_that_one$25.0012/20/2011 6:22:28 AM
herbyman$50.0012/20/2011 8:41:40 AM
the-laudable-peso$40.0012/20/2011 9:05:31 AM
CapStack$50.0012/20/2011 9:16:13 AM
CashFlow13$100.0012/20/2011 9:24:58 AM
market-assembler$25.0012/20/2011 9:47:27 AM
Weaverville$25.0012/20/2011 10:15:26 AM
ZTA0796$25.0012/20/2011 9:52:33 AM
ricklip$100.0012/20/2011 10:23:26 AM
jgar_O$25.0012/20/2011 9:53:07 AM
CashRush$25.0012/20/2011 10:42:37 AM
Digs$25.0012/20/2011 10:31:49 AM
intelligent-dedication9$100.0012/20/2011 12:14:53 PM
BigBag$25.0012/20/2011 1:26:09 PM
FoosMaster$35.0012/20/2011 3:31:16 PM
blue-radiant-economy$100.0012/20/2011 4:02:25 PM
dpries123$25.0012/20/2011 5:12:45 PM
the-enticing-coin$500.0012/21/2011 12:27:45 AM
fuzed$50.0012/21/2011 5:57:48 AM
social-pizza5$25.0012/21/2011 6:14:17 AM
KLCRAY$25.0012/21/2011 9:09:56 AM
timbob$100.0012/21/2011 9:19:38 AM
SimpleChoice$25.0012/21/2011 9:23:17 AM
basis-ferret8$50.0012/21/2011 9:23:49 AM
Kaj$25.0012/21/2011 9:32:33 AM
whitegold24k$100.0012/21/2011 9:37:25 AM
wwwUniversal$25.0012/21/2011 9:42:36 AM
icelander$80.0012/21/2011 9:47:44 AM
iaffy$25.0012/21/2011 9:53:29 AM
heavy_ax$30.0012/21/2011 9:55:38 AM
djkaiser$25.0012/21/2011 10:03:49 AM
new-truth-chuckler$25.0012/21/2011 9:57:22 AM
deal-thinker7$50.0012/21/2011 11:00:41 AM
seabassx$25.0012/21/2011 12:51:55 PM
jkeller4000$25.0012/21/2011 1:08:10 PM
igniter584$25.0012/21/2011 1:01:16 PM
LianaB$25.0012/21/2011 2:30:38 PM
Swabjockey$25.0012/21/2011 3:26:51 PM
hidavehi$30.0012/21/2011 4:22:56 PM
otherwisedisposed$200.0012/21/2011 4:17:29 PM
leverage-grove6$25.0012/21/2011 6:24:08 PM
Ripsaw4U$50.0012/21/2011 6:50:26 PM
justice-circuitry0$50.0012/21/2011 6:34:00 PM
goodhearted-basis4$25.0012/21/2011 7:02:57 PM
digitaldan$40.0012/21/2011 7:07:51 PM
abundant-one$25.0012/21/2011 8:43:18 PM
FutureCFP$25.0012/21/2011 9:32:01 PM
red-deal-genius$25.0012/21/2011 11:19:27 PM
thankful-nickel2$25.0012/21/2011 11:04:32 PM
jayk63$23.4512/22/2011 3:11:23 AM
155 Investments
 
Borrower Payment Dependent Notes Series 545101
This series of Notes was issued and sold upon the funding of the borrower loan #57856, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $129.45
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-2005 Debt/Income ratio: 18%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 12 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,161Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: No  
Screen name: SmartInvestment101 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Pay back debt from college
This loan will be used to... pay of debt

My financial situation: Is decent. Just a lot of old bills from college that I need to pay off.
I am a good candidate for this loan because... I will be able to pay it back quickly as I continue to make advancements in my career.


Monthly net income: $2400
Monthly expenses: $300
Housing: $0 (Live at home with my parents)
Insurance: $80
Car expenses: $120
Utilities: $0
Phone, cable, internet: $80
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: I owe like $4500 in credit cards from college.
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/17/2011 12:16:32 PM
ethical-truth211$100.0012/19/2011 10:47:02 AM
useful-cash043$300.0012/19/2011 6:41:31 PM
let_me_retire$25.0012/20/2011 4:43:44 AM
nfx$25.0012/20/2011 8:05:28 AM
goodhearted-generosity511$30.0012/20/2011 10:08:50 AM
money-booster2$25.0012/20/2011 1:42:11 PM
green-rate-futurist$25.0012/20/2011 12:27:15 PM
SecondChanceLendingSERV$25.0012/20/2011 2:17:08 PM
heart514$25.0012/20/2011 5:20:20 PM
pureliquidhw$25.0012/20/2011 7:02:21 PM
LianaB$50.0012/21/2011 5:57:42 AM
goldenretriever$100.0012/21/2011 6:06:50 AM
Art818$30.0012/21/2011 6:16:22 AM
fairgirl$25.0012/21/2011 6:53:30 AM
green28$50.0012/21/2011 9:11:43 AM
Danjack_Capital$25.0012/17/2011 1:09:25 PM
SolarMoonshine$25.0012/17/2011 6:36:55 PM
Hedge-Fund$50.0012/17/2011 3:11:23 PM
Core-Marketing$25.0012/18/2011 4:16:13 AM
supreme-p2p9$25.0012/20/2011 10:03:22 PM
principal-laser$57.2212/21/2011 7:08:33 AM
gallant-economy9$50.0012/21/2011 9:44:34 AM
credit-socrates648$1,857.7812/21/2011 10:08:05 AM
24 Investments
 
Borrower Payment Dependent Notes Series 545103
This series of Notes was issued and sold upon the funding of the borrower loan #57692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $208.94
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1996 Debt/Income ratio: 21%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 10 Occupation: Car Dealer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,101Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 20%  
   Homeownership: No  
Screen name: top-delectable-return Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 760-779 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
760-779 (Nov-2010)
 
Principal balance: $4,213.05 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Home improvement, new flooring
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/18/2011 12:29:06 PM
kenji4861$25.0012/18/2011 12:05:47 PM
vinayski$25.0012/18/2011 12:14:57 PM
GElender$40.0012/18/2011 12:16:15 PM
selvamfinance$25.0012/18/2011 12:24:33 PM
Sneezie$100.0012/18/2011 12:27:51 PM
bb575$50.0012/18/2011 12:20:04 PM
blue-lively-platinum$25.0012/18/2011 12:31:49 PM
credit-panda1$25.0012/18/2011 12:37:37 PM
whitegold24k$100.0012/18/2011 12:28:20 PM
britgsb$30.0012/18/2011 12:47:27 PM
hope-hickory8$25.0012/18/2011 2:48:20 PM
market-solstice2$25.0012/18/2011 12:48:58 PM
indomitable-coin$25.0012/18/2011 12:51:49 PM
deal-searcher1$35.0012/18/2011 3:04:39 PM
BlessedEveryDay$30.0012/18/2011 7:22:15 PM
blot44$25.0012/18/2011 3:52:36 PM
MissionMicroFinance$25.0012/18/2011 7:02:17 PM
generous-deal6$50.0012/19/2011 2:41:35 AM
money-booster2$35.0012/19/2011 8:01:51 AM
lowrater$200.7012/18/2011 12:20:42 PM
unforgettable-wealth4$50.0012/18/2011 12:20:59 PM
life-is-great$25.0012/18/2011 12:39:44 PM
commanding-treasure2$50.0012/18/2011 12:36:31 PM
heart514$25.0012/18/2011 12:42:52 PM
BxRealtor$25.0012/18/2011 12:26:33 PM
aabadabadoo$25.0012/18/2011 12:38:29 PM
AFairDeal$25.0012/18/2011 12:29:24 PM
trade-burrito4$35.0012/18/2011 12:33:19 PM
jgar_O$25.0012/18/2011 12:34:12 PM
aneley777$25.0012/18/2011 12:42:09 PM
colorfulgardener$25.0012/18/2011 1:25:31 PM
unassuming-generosity$25.0012/18/2011 12:50:21 PM
currency-bumblebee$25.0012/18/2011 5:10:54 PM
phenomenal-gain5$25.0012/18/2011 7:58:07 PM
john0720$50.0012/19/2011 7:45:31 AM
worth-blanket2$5,000.0012/19/2011 9:13:06 AM
houli123$44.3012/19/2011 9:15:01 AM
38 Investments
 
Borrower Payment Dependent Notes Series 545117
This series of Notes was issued and sold upon the funding of the borrower loan #57698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1988 Debt/Income ratio: 35%
Credit score: 680-699 (Nov-2011) Inquiries last 6m: 5Employment status:Other
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:6y 1m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,812Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: ashlee24 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
emergency medical expense
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2,578.00
Monthly expenses: Housing: $340.00
Insurance: $60.00
Car expenses: $440.00
Utilities: 150.00
Phone, cable, internet: $85.00
Food, entertainment: $300.00
Clothing, household expenses: $200.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/18/2011 12:12:07 PM
SFBank$50.0012/18/2011 2:11:01 PM
worth-blanket2$3,800.0012/19/2011 9:13:29 AM
dorfinia$25.0012/19/2011 9:30:24 AM
blue-radiant-economy$100.0012/18/2011 10:03:51 PM
5 Investments
 
Borrower Payment Dependent Notes Series 545119
This series of Notes was issued and sold upon the funding of the borrower loan #58007, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-16-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $320.77
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1995 Debt/Income ratio: 46%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:22y 11m
Amount delinquent: $0 Total credit lines: 27 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,415Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 35%  
   Homeownership: Yes  
Screen name: brainy-greenback9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
credit card and other
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-rate-futurist$25.0012/20/2011 4:43:34 PM
cognizant-rupee7$25.0012/21/2011 9:42:04 AM
gallant-economy9$50.0012/21/2011 9:44:32 AM
exact-principal220$25.0012/21/2011 12:17:36 PM
klend4$25.0012/21/2011 2:51:54 PM
money-baron-Roth401k$50.0012/21/2011 9:31:38 PM
economy-shrubbery6$25.0012/21/2011 10:26:24 PM
compassion-neutron$25.0012/22/2011 6:20:20 AM
capital-halo1$1,000.0012/22/2011 9:11:17 AM
the-hope-workhorse$200.0012/22/2011 9:36:22 AM
radforj22$25.0012/22/2011 12:31:54 PM
desertoasis$25.0012/22/2011 1:29:51 PM
kind-credit-bear$25.0012/22/2011 4:57:19 PM
wwwUniversal$25.0012/22/2011 5:10:59 PM
HHP$100.0012/22/2011 5:45:58 PM
Bob450$25.0012/22/2011 7:48:23 PM
loss-of-control$75.0012/22/2011 7:28:32 PM
kindness-ace1$25.0012/22/2011 11:11:57 PM
JPMorrisLegacyFund$137.9312/23/2011 2:24:09 AM
ethical-truth211$300.0012/23/2011 4:45:47 AM
suave-dime6$25.0012/23/2011 5:52:18 AM
hopeful-silver5$25.0012/23/2011 6:35:07 AM
HeavyDriver03$25.0012/23/2011 7:46:57 AM
nycfinance$25.0012/23/2011 8:34:56 AM
worldly-gold$26.0012/23/2011 9:07:17 AM
nri22$25.0012/23/2011 9:10:27 AM
pumatrap$25.0012/23/2011 9:23:06 AM
bid-czar8$100.0012/23/2011 9:12:22 AM
handshake5$100.0012/23/2011 9:37:17 AM
the-enthralling-coin$25.0012/23/2011 9:23:52 AM
CA-Lender$25.0012/23/2011 9:31:37 AM
finance-mushroom$25.0012/23/2011 9:52:07 AM
irrelevant$25.0012/20/2011 10:05:12 AM
R3vXX$25.0012/20/2011 10:20:15 AM
ricklip$100.0012/20/2011 10:23:24 AM
jgar_O$25.0012/20/2011 9:53:07 AM
unbelievable-exchange$25.0012/20/2011 9:24:41 AM
gjm6d$25.0012/20/2011 9:22:33 AM
kellydawn$25.0012/20/2011 5:36:01 AM
let_me_retire$100.0012/20/2011 5:05:57 AM
golden-velocity9$25.0012/19/2011 8:23:30 PM
orange-vigilance-shower$50.0012/19/2011 5:19:36 PM
greencat$50.0012/19/2011 7:16:52 AM
worth-viking$100.0012/18/2011 12:34:49 PM
unbelievable-exchange$25.0012/18/2011 9:26:35 AM
handy-justice$50.0012/17/2011 2:16:04 PM
fortytwo$150.0012/17/2011 12:50:52 PM
unbelievable-exchange$100.0012/17/2011 12:53:37 PM
nimble-revenue5$25.0012/17/2011 12:37:43 PM
emphatic-bonus5$75.0012/17/2011 9:43:38 AM
blue-radiant-economy$100.0012/16/2011 6:29:27 PM
truth-companion$25.0012/16/2011 5:10:07 PM
Investor_DP$100.0012/16/2011 5:09:41 PM
stepatatime-together$42.0012/23/2011 9:54:27 AM
gothampark$25.0012/23/2011 10:29:06 AM
return-venture1$198.7012/23/2011 10:48:43 AM
larryboy10$25.0012/23/2011 10:18:46 AM
investinFla$88.9012/23/2011 1:48:25 PM
atrevete$25.0012/23/2011 2:34:10 PM
luann199$30.7012/23/2011 10:52:05 AM
SunnyMoney$25.0012/23/2011 12:07:52 PM
investment-cluster$30.7212/23/2011 3:03:44 PM
genuine-loan0$25.0012/23/2011 2:18:50 PM
StPong$25.0012/23/2011 2:26:53 PM
jkeller4000$25.0012/16/2011 5:31:51 PM
papaloha$25.0012/16/2011 6:51:21 PM
heart514$25.0012/17/2011 12:43:07 PM
economy-coup$50.0012/17/2011 12:45:27 PM
SecondChanceLendingSERV$25.0012/17/2011 5:01:49 PM
LuckyDuck49$25.0012/18/2011 8:20:28 AM
blue-lively-platinum$25.0012/18/2011 12:31:49 PM
greenwell$50.0012/18/2011 6:23:40 PM
deal-searcher1$35.0012/18/2011 3:04:37 PM
alexander-hamilton$50.0012/19/2011 10:23:30 AM
patriot897$25.0012/19/2011 10:24:11 AM
jebber007$46.0412/19/2011 12:48:07 PM
sjc224$25.0012/19/2011 2:33:16 PM
worthy-bid8$50.0012/19/2011 5:38:19 PM
all_of_that_one$25.0012/20/2011 7:41:33 AM
independent-silver9$25.0012/20/2011 5:09:50 PM
money-fort$25.0012/21/2011 8:56:58 AM
792FICO$25.0012/21/2011 9:12:36 AM
compassion-expert$25.0012/21/2011 9:32:51 AM
saxaphone6$25.0012/21/2011 12:15:59 PM
money-booster2$25.0012/21/2011 7:27:30 PM
balanced-balance6$25.0012/22/2011 8:55:37 AM
managedfund$555.0012/22/2011 1:35:51 PM
deal-thinker7$25.0012/22/2011 4:07:29 PM
finance-prescription$100.0012/22/2011 5:34:41 PM
greenback-investor7$200.0012/22/2011 6:18:57 PM
winmals$25.0012/22/2011 6:41:52 PM
Dubbs360$250.0012/22/2011 8:05:34 PM
melodious-openness$100.0012/22/2011 6:36:58 PM
Gibbyland$50.0012/22/2011 7:27:52 PM
useful-cash043$300.0012/22/2011 7:56:35 PM
kindness-ace1$25.0012/22/2011 10:57:41 PM
balanced-return5$25.0012/22/2011 11:26:08 PM
red-investment-ranch$50.0012/22/2011 11:19:46 PM
NorthernFunds$50.0012/22/2011 11:39:13 PM
interest-satellite$25.0012/23/2011 4:19:37 AM
Marssoft$57.1712/23/2011 6:49:10 AM
bullish2bearish$25.0012/23/2011 8:19:16 AM
stock106$25.0012/23/2011 7:30:44 AM
HenryS$30.0012/23/2011 9:25:33 AM
vibraphone3$25.0012/23/2011 9:28:47 AM
FASTIZIO_P$25.0012/23/2011 9:31:16 AM
asiaratt$50.0012/23/2011 9:31:29 AM
Comoparklender$25.0012/23/2011 9:42:51 AM
new-social-economist$30.0012/23/2011 9:48:01 AM
2grindstones$25.0012/23/2011 10:11:49 AM
KindCharmingReflective-affluence$25.0012/23/2011 12:52:34 PM
mrwonderful272$25.0012/23/2011 11:40:54 AM
iloveyouloans$67.0012/23/2011 2:26:23 PM
influential-payment6$99.7212/23/2011 11:13:50 AM
168RichCapital$25.1212/23/2011 1:14:57 PM
high_flyer$50.0012/23/2011 1:55:25 PM
116 Investments
 
Borrower Payment Dependent Notes Series 545135
This series of Notes was issued and sold upon the funding of the borrower loan #58234, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-25-2011 
Term: 36 months Listing End date:  Dec-25-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1994 Debt/Income ratio: 16%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:16y 1m
Amount delinquent: $0 Total credit lines: 34 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,771Stated income:$50,000-$74,999
Delinquencies in last 7y: 69 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: return-handshake2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/25/2011 12:08:24 PM
R3vXX$25.0012/25/2011 12:10:00 PM
worth-blanket2$4,000.0012/25/2011 12:12:08 PM
3 Investments
 
Borrower Payment Dependent Notes Series 545141
This series of Notes was issued and sold upon the funding of the borrower loan #58083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $119.45
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2009 Debt/Income ratio: 17%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 2 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $700Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: determined-credit198 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/20/2011 9:12:56 AM
golden-velocity9$25.0012/20/2011 9:29:31 AM
Investor_DP$100.0012/20/2011 9:43:55 AM
ricklip$100.0012/20/2011 10:23:35 AM
well-rounded-payout0$50.0012/21/2011 9:31:55 AM
riproaringrapids$35.0012/21/2011 7:07:12 PM
money-booster2$25.0012/21/2011 7:28:51 PM
economy-shrubbery6$25.0012/21/2011 10:26:30 PM
profit-powerplant$25.0012/22/2011 9:19:29 AM
miked8303$25.0012/22/2011 9:52:20 AM
BankofRon$25.0012/22/2011 5:33:17 PM
taltman$25.0012/22/2011 5:46:22 PM
greenback-investor7$200.0012/22/2011 6:19:05 PM
deal-thinker7$50.0012/23/2011 4:34:28 AM
selector568$300.0012/23/2011 9:12:04 AM
first-pragmatic-power$25.0012/23/2011 11:23:44 PM
factcheck$35.0012/24/2011 1:20:35 AM
ktradtke$31.6712/24/2011 6:30:25 AM
diplomatic-wealth7$25.0012/24/2011 1:01:53 PM
zeeexsixare$25.0012/24/2011 7:23:35 PM
Drewkeeper$25.0012/24/2011 2:20:12 PM
payout-hammock1$29.0012/24/2011 2:34:32 PM
EretzCapital$25.0012/24/2011 6:25:42 PM
sharp-return7$25.0012/25/2011 12:34:14 AM
pythia$25.0012/25/2011 6:12:45 AM
suave-dime6$25.0012/25/2011 7:17:33 AM
green-rate-futurist$25.0012/25/2011 1:01:08 PM
dough-souffle$45.0012/25/2011 7:26:33 PM
the-discrete-income$25.0012/26/2011 6:36:06 AM
seatown7$34.5212/26/2011 12:13:39 AM
Ronnieboy888$6.8312/26/2011 9:58:41 AM
worthy-bid8$50.0012/20/2011 9:33:31 AM
camaraderi-aspen$100.0012/20/2011 9:38:48 AM
superb-funds335$25.0012/20/2011 9:49:32 AM
grotheik$25.0012/20/2011 7:47:24 PM
transaction-circuit$50.0012/21/2011 7:56:34 AM
northphoto$25.0012/23/2011 6:35:43 AM
javelin0$25.0012/23/2011 9:03:25 AM
favorite-commerce$40.0012/23/2011 9:14:50 AM
truth-companion$25.0012/23/2011 9:30:58 AM
CashFlow13$100.0012/23/2011 9:45:10 AM
credit-sycamore4$100.0012/23/2011 12:13:13 PM
wwwUniversal$25.0012/23/2011 5:38:03 PM
houli123$25.0012/24/2011 7:52:16 AM
orange-preeminant-bill$25.0012/24/2011 6:09:21 AM
leverage-monger$25.0012/24/2011 9:12:59 AM
cash-reaction2$50.0012/24/2011 12:33:08 PM
thelovebug$100.0012/24/2011 12:52:54 PM
fishcreek$25.0012/24/2011 12:59:38 PM
antlr$50.0012/24/2011 5:46:11 PM
a-helping-hand$100.0012/24/2011 4:00:14 PM
redalert99$197.9812/24/2011 11:22:19 PM
high_flyer$50.0012/25/2011 10:49:36 AM
djh47a$25.0012/25/2011 8:46:25 AM
blue-radiant-economy$100.0012/25/2011 12:38:27 PM
gold-cluster$50.0012/25/2011 6:13:39 PM
realtormoises$25.0012/26/2011 12:48:37 AM
aztec$70.0012/26/2011 9:52:30 AM
Ronnieboy888$25.0012/26/2011 9:57:57 AM
59 Investments
 
Borrower Payment Dependent Notes Series 545151
This series of Notes was issued and sold upon the funding of the borrower loan #58333, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-29-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $136.71
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1986 Debt/Income ratio: 4%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:18y 8m
Amount delinquent: $0 Total credit lines: 43 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $581Stated income:$50,000-$74,999
Delinquencies in last 7y: 11 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: transaction-game-changer1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personel use
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jakespirit$100.0012/29/2011 10:00:07 AM
shiny-gold5$56.2812/29/2011 11:01:12 AM
Rogesparkguy$25.0012/29/2011 11:01:11 AM
inventive-wealth2$25.0012/29/2011 11:47:03 AM
intelligent-repayment8$820.2812/29/2011 11:49:42 AM
Bob450$25.0012/20/2011 6:39:29 PM
blue-radiant-economy$100.0012/20/2011 3:49:13 PM
ricklip$100.0012/20/2011 10:23:29 AM
R3vXX$25.0012/20/2011 10:20:17 AM
rajs$75.0012/19/2011 3:03:38 PM
camaraderi-aspen$100.0012/19/2011 9:30:05 AM
gravbox$25.0012/19/2011 9:27:07 AM
lender2611$25.0012/19/2011 9:12:01 AM
edaguy$75.0012/29/2011 9:53:17 AM
ericgassercom$25.0012/29/2011 9:53:24 AM
js60l$25.0012/29/2011 8:19:10 AM
greatwhiteninja$75.0012/29/2011 8:13:58 AM
leverage-monger$25.0012/29/2011 8:59:28 AM
lucrative-transparency0$100.0012/28/2011 5:27:10 PM
bubb_hans$25.0012/28/2011 3:04:09 PM
repaymentenstein964$100.0012/28/2011 2:44:46 PM
dordee$25.0012/28/2011 11:22:56 AM
money-booster2$25.0012/27/2011 3:42:09 PM
kenji4861$25.0012/27/2011 9:35:14 AM
schnatty$63.4412/27/2011 9:37:03 AM
atcrain07$25.0012/27/2011 7:59:48 AM
3cinvesting$25.0012/26/2011 11:50:49 PM
irishalaskan$25.0012/26/2011 8:55:55 PM
emphatic-responsibility$25.0012/26/2011 7:14:26 PM
worth-dandelion$200.0012/26/2011 6:30:07 PM
successful-agreement7$100.0012/26/2011 5:22:30 PM
the-healthy-commitment$25.0012/26/2011 3:35:55 PM
dudebrah$25.0012/26/2011 10:44:41 AM
YosemiteSam$25.0012/26/2011 5:38:42 AM
MrOglesby$25.0012/25/2011 11:57:46 AM
omniviper$25.0012/24/2011 10:59:11 PM
zeeexsixare$25.0012/24/2011 2:58:26 PM
Drewkeeper$25.0012/24/2011 2:20:11 PM
cash-reaction2$50.0012/24/2011 12:33:06 PM
marwadi-62$100.0012/24/2011 8:27:38 AM
redx$25.0012/24/2011 7:04:56 AM
javelin0$50.0012/24/2011 6:52:25 AM
PhalanxBulldog$50.0012/24/2011 6:37:14 AM
wlm3012$30.0012/23/2011 11:51:40 AM
moola-gondola1$100.0012/23/2011 10:40:12 AM
income-banjo$50.0012/23/2011 9:09:49 AM
golden-responsibility189$100.0012/22/2011 6:10:54 PM
greenback-investor7$200.0012/22/2011 6:19:01 PM
luminous-marketplace5$25.0012/22/2011 9:24:22 AM
TrustPlus$50.0012/21/2011 8:48:25 PM
processor115$50.0012/21/2011 9:46:50 AM
Investor_DP$100.0012/19/2011 9:35:54 AM
fantastic-investment9$30.0012/19/2011 11:45:21 AM
intelligent-dedication9$100.0012/19/2011 4:34:54 PM
studious-listing8$25.0012/19/2011 5:14:36 PM
affluence-generator2$100.0012/20/2011 7:43:11 AM
well-mannered-income3$50.0012/20/2011 5:20:06 PM
KLCRAY$25.0012/21/2011 9:09:58 AM
riproaringrapids$25.0012/21/2011 5:35:30 PM
igniter584$25.0012/21/2011 5:43:25 PM
gallant-economy9$50.0012/21/2011 5:54:22 PM
bountiful-durability$50.0012/22/2011 9:39:41 AM
dood2112$25.0012/22/2011 4:41:03 PM
selector568$300.0012/22/2011 5:45:32 PM
MrRooster101$25.0012/23/2011 9:10:28 AM
houli123$100.0012/23/2011 8:09:00 PM
intuitive-integrity9$50.0012/25/2011 12:19:23 PM
wwwUniversal$25.0012/25/2011 12:32:43 PM
Pizza-man$50.0012/26/2011 7:22:50 AM
BxRealtor$25.0012/27/2011 9:13:05 AM
diverse-felicity7$50.0012/27/2011 2:39:19 PM
generous-deal6$25.0012/28/2011 1:26:14 AM
yogi1975$25.0012/28/2011 8:52:59 AM
dordee$50.0012/28/2011 11:22:41 AM
damage$25.0012/28/2011 5:23:07 PM
CROBRUN$50.0012/29/2011 8:13:50 AM
gold-plane1$50.0012/29/2011 9:42:16 AM
77 Investments
 
Borrower Payment Dependent Notes Series 545153
This series of Notes was issued and sold upon the funding of the borrower loan #57655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $179.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1996 Debt/Income ratio: 15%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 5 / 5Length of status:5y 6m
Amount delinquent: $0 Total credit lines: 27 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,938Stated income:$75,000-$99,999
Delinquencies in last 7y: 20 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: purposeful-point5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay medical bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
miked8303$25.0012/18/2011 12:29:15 PM
vutah$25.0012/18/2011 4:07:02 PM
worth-blanket2$4,100.0012/19/2011 9:13:55 AM
dorfinia$15.0012/19/2011 9:30:45 AM
natejx$25.0012/19/2011 9:29:11 AM
EngineersAlliance$125.0012/18/2011 12:42:54 PM
Investor_DP$100.0012/18/2011 12:44:03 PM
SecondChanceLendingSERV$25.0012/18/2011 3:21:11 PM
deal-searcher1$35.0012/18/2011 3:04:40 PM
truth-companion$25.0012/19/2011 9:08:54 AM
10 Investments
 
Borrower Payment Dependent Notes Series 545155
This series of Notes was issued and sold upon the funding of the borrower loan #58249, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-17-2011 
Term: 60 months Listing End date:  Dec-24-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $195.12
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-2004 Debt/Income ratio: Not calculated
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:1y 10m
Amount delinquent: $0 Total credit lines: 26 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,651Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: superbdlw1912 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to...carry out some repair work at my residence.

My financial situation:
I am a good candidate for this loan because...I have an excellent repayment history as it relates to my existing credit cards which are the only debt that I have.


Monthly net income: $3,879.17
Monthly expenses:
Housing: $800.00
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/17/2011 12:27:37 PM
graceful-IRAinvestment$30.0012/17/2011 5:11:28 PM
golden-velocity9$25.0012/18/2011 6:02:55 AM
jkeller4000$25.0012/19/2011 2:31:14 PM
orderly-wampum$145.0012/19/2011 3:47:52 PM
BradP$25.0012/19/2011 6:15:35 PM
let_me_retire$100.0012/20/2011 5:11:10 AM
ricklip$100.0012/20/2011 10:23:26 AM
green-rate-futurist$25.0012/20/2011 1:52:42 PM
truth-companion$25.0012/20/2011 5:24:56 PM
suave-dime6$25.0012/21/2011 5:18:56 AM
KLCRAY$25.0012/21/2011 9:09:55 AM
compassion-expert$25.0012/21/2011 9:32:51 AM
high_flyer$50.0012/21/2011 10:08:33 AM
the-hope-workhorse$29.4412/21/2011 11:34:48 AM
the-silver-blaster$50.0012/21/2011 10:04:39 PM
auction-seeker$25.0012/22/2011 6:02:50 PM
greenback-investor7$200.0012/22/2011 6:18:58 PM
bb575$50.0012/23/2011 5:58:05 AM
unbelievable-exchange$100.0012/23/2011 9:13:22 AM
mercuriant$25.0012/23/2011 9:47:10 AM
jmeasn$25.0012/23/2011 8:35:03 PM
factcheck$35.0012/24/2011 1:20:30 AM
ChrisProsper$33.9212/24/2011 12:40:39 PM
worth-blanket2$2,900.0012/24/2011 12:39:58 PM
LittleMingo$25.0012/17/2011 1:17:30 PM
jkeller4000$25.0012/18/2011 12:12:15 PM
leverage-monger$25.0012/18/2011 11:20:41 AM
glenium$25.0012/19/2011 8:55:43 AM
fantastic-investment9$30.0012/19/2011 11:45:15 AM
alexander-hamilton$50.0012/19/2011 10:23:31 AM
hyrolln$25.0012/19/2011 5:29:47 PM
Rogesparkguy$25.0012/20/2011 5:26:12 AM
zeeexsixare$200.0012/20/2011 4:21:57 PM
profit-powerplant$25.0012/20/2011 5:10:05 PM
miked8303$25.0012/20/2011 5:10:29 PM
prohelper$50.0012/21/2011 1:00:04 PM
riproaringrapids$25.0012/21/2011 5:35:28 PM
gallant-economy9$50.0012/21/2011 5:54:21 PM
economy-shrubbery6$25.0012/21/2011 10:26:25 PM
diplomatic-wealth7$25.0012/22/2011 9:14:13 AM
VesuvianMan$25.0012/22/2011 9:10:36 AM
astute-wealth8$25.0012/22/2011 11:28:21 AM
useful-cash043$500.0012/22/2011 7:54:32 PM
deal-thinker7$50.0012/23/2011 4:34:26 AM
GreenLender11$100.0012/23/2011 7:26:35 AM
radforj22$31.6412/23/2011 8:48:58 AM
fortytwo$115.0012/23/2011 9:09:25 AM
orange-preeminant-bill$25.0012/23/2011 9:34:42 AM
credit-sycamore4$100.0012/23/2011 12:13:12 PM
Myrick$25.0012/23/2011 6:37:51 PM
zorg77$50.0012/24/2011 6:36:42 AM
Johnab$25.0012/24/2011 5:52:46 AM
Comoparklender$25.0012/24/2011 12:09:24 PM
cash-reaction2$50.0012/24/2011 12:33:05 PM
55 Investments
 
Borrower Payment Dependent Notes Series 545171
This series of Notes was issued and sold upon the funding of the borrower loan #57962, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-2003 Debt/Income ratio: 18%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:9y 3m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,234Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 82%  
   Homeownership: No  
Screen name: wampum-hyperdrive2 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...Pay off auto loan and do repairs to auto

My financial situation:
I am a good candidate for this loan because....


Monthly net income: $ 2350
Monthly expenses: $
Housing: $900
Insurance: $
Car expenses: $296
Utilities: $70
Phone, cable, internet: $98
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $95
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
compassion-neutron$25.0012/22/2011 6:20:23 AM
Domgabriel$25.0012/22/2011 3:18:09 PM
kedia$30.0012/22/2011 3:32:02 PM
kind-credit-bear$25.0012/22/2011 4:57:19 PM
historic-loan1$26.8212/22/2011 4:43:42 PM
astute-wealth8$25.0012/22/2011 5:36:21 PM
the-silver-blaster$50.0012/21/2011 10:04:41 PM
riproaringrapids$25.0012/21/2011 5:35:30 PM
KLCRAY$25.0012/21/2011 9:09:57 AM
green-rate-futurist$25.0012/20/2011 4:47:02 PM
nfx$40.0012/20/2011 11:23:41 AM
worthy-bid8$50.0012/19/2011 5:38:24 PM
Foothill-Paradise$25.0012/19/2011 5:00:25 PM
sjc224$25.0012/19/2011 2:33:17 PM
fantastic-investment9$30.0012/19/2011 11:45:19 AM
jjswanso$100.0012/19/2011 9:35:02 AM
truth-companion$25.0012/19/2011 9:08:54 AM
SecondChanceLendingSERV$25.0012/18/2011 3:20:11 PM
Investor_DP$100.0012/18/2011 12:44:03 PM
janeybooboo$50.0012/18/2011 12:06:19 PM
matt_2006$25.0012/18/2011 12:18:32 PM
miked8303$25.0012/18/2011 12:29:15 PM
SolarMoonshine$25.0012/18/2011 12:51:47 PM
deal-searcher1$35.0012/18/2011 3:04:41 PM
skillful-asset5$30.0012/18/2011 3:25:08 PM
Rogelio48$30.0012/19/2011 7:14:18 PM
ricklip$100.0012/20/2011 10:23:28 AM
newest-generous-income$25.0012/20/2011 2:00:50 PM
wealth-renaissance5$25.0012/21/2011 5:47:50 AM
compassion-expert$25.0012/21/2011 9:32:52 AM
camaraderi-aspen$100.0012/21/2011 1:39:39 PM
gallant-economy9$50.0012/21/2011 5:54:22 PM
money-booster2$25.0012/21/2011 7:27:48 PM
Top_Gun_Lender$26.0012/21/2011 10:39:53 PM
economy-shrubbery6$25.0012/21/2011 10:26:27 PM
FinanceEngine$35.0012/21/2011 10:44:31 PM
balanced-balance6$25.0012/22/2011 5:08:05 PM
unbelievable-exchange$100.0012/22/2011 5:16:39 PM
seineil$52.0012/22/2011 5:20:09 PM
wizardii$25.0012/22/2011 5:17:04 PM
happy-return4$50.0012/22/2011 5:30:52 PM
houli123$25.0012/22/2011 5:38:13 PM
secobarbital$100.0012/22/2011 5:40:28 PM
trade-beeper4$25.0012/22/2011 5:44:46 PM
credit-socrates648$2,240.1812/22/2011 5:55:29 PM
45 Investments
 
Borrower Payment Dependent Notes Series 545191
This series of Notes was issued and sold upon the funding of the borrower loan #57874, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $264.46
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1996 Debt/Income ratio: 8%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 4 Current / open credit lines: 1 / 1Length of status:3y 11m
Amount delinquent: $9,699 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $59Stated income:$25,000-$49,999
Delinquencies in last 7y: 16 Bankcard utilization: 7%  
   Homeownership: Yes  
Screen name: STRONGMAN23 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off old bills and have one bill
Purpose of loan:
This loan will be used to pay off old bills and have one bill for the month.

My financial situation:
I am a good candidate for this loan because...
I'am honest and a hard depenable person

Monthly net income: $ 2030
Monthly expenses: $ 1115
Housing: $ 970.00
Insurance: $ 0
Car expenses: $ 250
Utilities: $ 45
Phone, cable, internet: $ 210
Food, entertainment: $ 350
Clothing, household expenses: $ 75
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lender2611$25.0012/17/2011 12:09:57 PM
Investor_DP$100.0012/17/2011 12:27:14 PM
Bothus$25.0012/18/2011 11:37:41 AM
bountiful-durability$50.0012/18/2011 12:16:54 PM
fantastic-investment9$30.0012/19/2011 11:45:15 AM
vigilance-portait5$50.0012/19/2011 2:31:21 PM
commanding-treasure2$50.0012/19/2011 5:07:47 PM
blue-lively-platinum$25.0012/19/2011 5:18:02 PM
Derel$50.0012/19/2011 5:14:10 PM
the-laudable-peso$40.0012/19/2011 5:19:52 PM
worthy-bid8$50.0012/19/2011 5:38:21 PM
Ducatiman1978$25.0012/19/2011 9:05:28 PM
processor115$50.0012/19/2011 8:47:05 PM
Domgabriel$30.0012/20/2011 6:50:04 AM
CAGE-Investments$25.0012/20/2011 9:05:33 AM
ericgassercom$25.0012/20/2011 9:16:17 AM
credit-maple5$66.0012/20/2011 9:08:54 AM
income-champion$25.0012/20/2011 9:15:45 AM
life-is-great$25.0012/20/2011 9:24:02 AM
gain-kitten$25.0012/20/2011 9:19:02 AM
financial-frenzy$25.0012/20/2011 9:21:20 AM
prudent-hope7$25.0012/20/2011 9:21:58 AM
samo102us$25.0012/20/2011 9:18:57 AM
hanuman77$25.0012/20/2011 9:20:03 AM
kind-efficient-credit$25.0012/20/2011 9:30:30 AM
ultimate-payment$25.0012/20/2011 9:31:42 AM
timbob$71.0012/20/2011 9:26:29 AM
bold-durability-drum$60.0012/20/2011 9:34:40 AM
evnagelist$25.0012/20/2011 9:27:57 AM
ursus$50.0012/20/2011 9:30:11 AM
Gilgothdae$25.0012/20/2011 9:32:09 AM
market-assembler$25.0012/20/2011 9:47:26 AM
HamachiMan$49.0012/20/2011 9:33:39 AM
velocity-solo$25.0012/20/2011 9:48:50 AM
larslfe$25.0012/20/2011 9:50:24 AM
bid-czar8$100.0012/20/2011 9:41:10 AM
dynamic-money271$25.0012/20/2011 9:38:57 AM
IIP77$25.0012/20/2011 9:44:37 AM
paladin847$50.0012/20/2011 9:54:04 AM
majestic-dedication$50.0012/20/2011 9:47:29 AM
cash-reaction2$50.0012/20/2011 9:43:17 AM
Tideman$25.0012/20/2011 9:48:04 AM
Kaj$25.0012/20/2011 9:48:21 AM
JJYossarian$50.0012/20/2011 9:51:37 AM
tender-commerce8$50.0012/20/2011 9:53:50 AM
ahalls$25.0012/20/2011 9:54:50 AM
cleared2land$25.0012/20/2011 9:49:49 AM
zippy-interest$25.0012/20/2011 9:51:49 AM
njlom$90.0012/20/2011 10:44:31 AM
djh47a$25.0012/20/2011 10:47:42 AM
CashRush$25.0012/20/2011 10:42:37 AM
inspired-investment8$100.0012/20/2011 10:48:01 AM
silmnzs$37.0012/20/2011 12:12:28 PM
investorguy3000$50.0012/20/2011 12:33:02 PM
astute-benjamins$80.0012/20/2011 2:51:07 PM
majestic-repayment3$25.0012/20/2011 3:12:47 PM
coin-sphinx4$28.0012/20/2011 4:50:55 PM
wwwUniversal$25.0012/20/2011 5:06:34 PM
footz79$25.0012/20/2011 8:50:37 PM
dough-souffle$50.0012/20/2011 8:11:30 PM
jamiee73$25.0012/20/2011 9:47:02 PM
ahansen$50.0012/21/2011 1:36:47 AM
Castelj$40.0012/21/2011 6:02:04 AM
social-pizza5$25.0012/21/2011 6:14:17 AM
Mindful7$25.0012/21/2011 7:25:12 AM
nsquared007$25.0012/21/2011 7:22:13 AM
lespaul$50.0012/21/2011 8:01:04 AM
the-bright-velocity$50.0012/21/2011 8:16:52 AM
JUDAS$25.0012/21/2011 8:09:53 AM
green28$50.0012/21/2011 9:09:00 AM
Lam0nt$25.0012/21/2011 9:12:05 AM
Washington_Loan$25.0012/21/2011 9:29:26 AM
mrmopar$25.0012/21/2011 9:29:05 AM
numero-uno4$25.0012/21/2011 9:27:01 AM
gallant-economy9$50.0012/21/2011 9:44:34 AM
rescue$95.0012/21/2011 9:46:57 AM
dime-sprout$25.0012/21/2011 9:56:09 AM
britgsb$30.0012/21/2011 9:56:29 AM
new-truth-chuckler$25.0012/21/2011 9:57:21 AM
kegs$436.3012/21/2011 10:05:08 AM
jonesboyz$50.0012/21/2011 11:12:09 AM
deal-thinker7$50.0012/21/2011 11:00:41 AM
groovy-watanabe$25.0012/21/2011 12:09:32 PM
mammalian4$25.0012/21/2011 11:15:29 AM
velocity-cowbell05$100.0012/21/2011 11:35:43 AM
MonkeyB$25.0012/21/2011 11:40:41 AM
riproaringrapids$25.0012/18/2011 12:06:41 AM
impressive-justice6$50.0012/18/2011 4:24:27 AM
deal-searcher1$25.0012/18/2011 1:13:51 PM
unclejaef$25.0012/19/2011 2:35:34 PM
igniter584$100.0012/19/2011 4:32:07 PM
intelligent-dedication9$100.0012/19/2011 4:34:52 PM
brazilofmux$38.0012/19/2011 5:13:27 PM
orbital-velocity7$50.0012/19/2011 4:51:49 PM
unbelievable-exchange$100.0012/19/2011 5:17:57 PM
studious-listing8$25.0012/19/2011 5:14:35 PM
heart514$25.0012/19/2011 5:25:44 PM
heatherwood$50.0012/19/2011 5:54:18 PM
happy-return4$42.0012/19/2011 8:59:15 PM
a-finance-nirvana$25.0012/20/2011 4:16:37 AM
thebigrig$200.0012/20/2011 7:25:54 AM
oskizzle$25.0012/20/2011 6:43:12 AM
kvandivo$25.0012/20/2011 7:17:49 AM
income-banjo$50.0012/20/2011 9:23:18 AM
the_winning_ticket$34.0012/20/2011 9:17:09 AM
studious-bonus7$31.0012/20/2011 9:25:00 AM
reflective-cash0$50.0012/20/2011 9:25:30 AM
haplender$50.0012/20/2011 9:20:53 AM
jeb_31$25.0012/20/2011 9:26:57 AM
the-profit-oracle$25.0012/20/2011 9:28:00 AM
indomitable-dedication$25.0012/20/2011 9:24:25 AM
ctgscott$25.0012/20/2011 9:38:38 AM
melodious-fairness$25.0012/20/2011 9:40:07 AM
useful-p2ploan$25.0012/20/2011 9:29:17 AM
Sierrahh$25.0012/20/2011 9:34:46 AM
asmithj$25.0012/20/2011 9:31:54 AM
nickel-ferret$29.0012/20/2011 9:46:29 AM
Mailman2004$25.0012/20/2011 9:47:00 AM
rcm87$50.0012/20/2011 9:33:47 AM
basis-ferret8$50.0012/20/2011 9:38:26 AM
trident9$29.0012/20/2011 9:48:41 AM
genius520$50.0012/20/2011 9:35:32 AM
kulender$100.0012/20/2011 9:50:04 AM
successful-generosity$25.0012/20/2011 9:46:22 AM
spitzbergen$25.0012/20/2011 9:43:14 AM
FishLending$100.0012/20/2011 9:48:34 AM
compassion-bauble4$25.0012/20/2011 9:48:52 AM
WolRab$50.0012/20/2011 9:52:10 AM
Weaverville$25.0012/20/2011 10:15:26 AM
ricklip$100.0012/20/2011 10:23:26 AM
FlashofLight$41.0012/20/2011 11:30:35 AM
meadow48$50.0012/20/2011 12:24:18 PM
DreDub$50.0012/20/2011 12:46:09 PM
terrific-fund5$25.0012/20/2011 2:08:23 PM
SoyLover$25.0012/20/2011 2:38:51 PM
Officiency$25.0012/20/2011 3:23:22 PM
ALVO$50.0012/20/2011 3:48:34 PM
gristle_mcthornbody$25.0012/20/2011 4:12:08 PM
srspank24$25.0012/20/2011 5:09:05 PM
freebush69$300.0012/20/2011 5:34:45 PM
red-robust-bid$200.0012/20/2011 5:59:13 PM
reward-excellency1$25.0012/20/2011 6:24:37 PM
velocity-winner$25.0012/20/2011 7:36:02 PM
the-magnetic-transaction$40.0012/20/2011 8:26:15 PM
a-unflappable-finance$100.0012/20/2011 11:43:34 PM
SC2TX$50.0012/21/2011 5:06:32 AM
organized-payment6$50.0012/21/2011 5:54:10 AM
lostontheedge$25.0012/21/2011 6:17:14 AM
Art818$30.0012/21/2011 6:16:43 AM
giftgold$25.0012/21/2011 6:18:22 AM
tenacious-payout$25.0012/21/2011 7:31:48 AM
mindful-exchange2$25.0012/21/2011 7:52:34 AM
caesark$25.0012/21/2011 8:46:18 AM
KLCRAY$25.0012/21/2011 9:09:56 AM
SimpleChoice$25.0012/21/2011 9:23:17 AM
no_agenda_lender$25.0012/21/2011 9:29:12 AM
ttnk62918$25.0012/21/2011 9:40:44 AM
ommcd$25.0012/21/2011 9:56:13 AM
transparency-giant$38.0012/21/2011 9:58:00 AM
exact-principal220$25.0012/21/2011 12:17:37 PM
Edwardtomo$50.0012/21/2011 12:40:07 PM
income-vault6$25.0012/21/2011 1:12:34 PM
oracle3$50.0012/21/2011 12:32:03 PM
generosity-poem2$65.7012/21/2011 1:16:42 PM
prohelper$50.0012/21/2011 1:00:04 PM
165 Investments
 
Borrower Payment Dependent Notes Series 545193
This series of Notes was issued and sold upon the funding of the borrower loan #58039, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $423.13
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1996 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,707Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 22%  
   Homeownership: No  
Screen name: first-friendly-contract Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small Business Marketing/Website
Purpose of loan: Business Marketing and Website
This loan will be used to...
Develop a new website and marketing materials to help grow the business to include: Website, trade show material, catalogues, direct mailings, and other ads.

My financial situation:
I am a good candidate for this loan because...
We have been in business four years and have grown every year. We now need additional funding to support a new website and marketing materials to target a larger market.


Monthly net income: $3500
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lender2611$25.0012/19/2011 9:12:02 AM
AFairDeal$25.0012/19/2011 9:22:39 AM
Investor_DP$100.0012/19/2011 9:35:55 AM
fantastic-investment9$30.0012/19/2011 11:45:22 AM
studious-listing8$25.0012/19/2011 5:14:36 PM
worthy-bid8$50.0012/19/2011 5:38:25 PM
processor115$50.0012/19/2011 8:47:06 PM
refined-penny$25.0012/19/2011 11:42:22 PM
all_of_that_one$30.0012/20/2011 7:41:35 AM
heart514$25.0012/20/2011 9:20:11 AM
bountiful-durability$50.0012/20/2011 9:32:29 AM
commanding-treasure2$50.0012/20/2011 9:52:43 AM
Weaverville$25.0012/20/2011 10:15:26 AM
inspired-investment8$100.0012/20/2011 10:48:02 AM
DreDub$50.0012/20/2011 12:46:10 PM
ALVO$50.0012/20/2011 3:48:35 PM
justonejake$25.0012/20/2011 4:04:57 PM
jamiee73$25.0012/20/2011 9:47:02 PM
a-unflappable-finance$100.0012/20/2011 11:43:35 PM
organized-payment6$50.0012/21/2011 5:54:10 AM
social-pizza5$25.0012/21/2011 6:14:17 AM
giftgold$25.0012/21/2011 6:18:22 AM
Tradesmanlender$25.0012/21/2011 9:16:43 AM
gallant-economy9$50.0012/21/2011 9:44:36 AM
ahansen$25.0012/21/2011 9:49:44 AM
deal-thinker7$50.0012/21/2011 11:00:42 AM
enlighter$38.1712/21/2011 12:34:42 PM
credit-maple5$25.0012/22/2011 9:22:23 AM
ciscoparrot$25.0012/22/2011 9:29:02 AM
melodious-fairness$25.0012/22/2011 9:25:30 AM
yield-aurora4$25.0012/22/2011 9:31:15 AM
Quiddity$25.0012/22/2011 9:30:36 AM
nickel-ferret$50.0012/22/2011 9:31:56 AM
the-profit-oracle$25.0012/22/2011 9:38:52 AM
gulch$25.0012/22/2011 9:39:38 AM
HamachiMan$50.0012/22/2011 9:40:37 AM
listing-vista$50.0012/22/2011 9:40:50 AM
williemc44$25.0012/22/2011 9:42:42 AM
kindness-jedi$25.0012/22/2011 9:44:06 AM
LeReve$25.0012/22/2011 9:49:09 AM
fairness-kayak$25.0012/22/2011 9:51:57 AM
rescue$100.0012/22/2011 9:54:35 AM
Sierrahh$25.0012/22/2011 9:54:58 AM
janus_god$25.0012/22/2011 9:55:36 AM
babokd$50.0012/22/2011 10:01:57 AM
Munnie$50.0012/22/2011 12:29:10 PM
dood2112$25.0012/22/2011 4:41:03 PM
houli123$25.0012/22/2011 5:39:01 PM
MoneyBagsRUs$25.0012/24/2011 9:06:53 AM
kegs$413.9312/24/2011 11:23:13 AM
Elefunt$25.0012/24/2011 12:08:29 PM
jga516$25.0012/24/2011 7:27:37 AM
powerful-finance7$25.0012/24/2011 3:15:15 AM
factcheck$25.0012/24/2011 1:20:56 AM
interest-pudding4$25.0012/23/2011 11:41:57 PM
value-investor9$25.0012/24/2011 3:55:13 AM
ultimatepaintball$25.0012/23/2011 11:49:42 PM
SkyLoan$28.8612/23/2011 7:38:04 PM
first-pragmatic-power$25.0012/23/2011 11:23:44 PM
dime-hot-rod7$50.0012/23/2011 9:03:27 PM
numero-uno4$25.0012/23/2011 5:31:25 PM
wise-silver-wonder$25.0012/23/2011 1:42:06 PM
deadbabyseal$25.0012/23/2011 2:54:04 PM
spyro$25.0012/23/2011 4:30:31 PM
martymaniaman$25.0012/23/2011 11:59:13 AM
tenacious-capital3$35.0112/23/2011 12:25:20 PM
silver-dogwood4$25.0012/23/2011 2:02:18 PM
thorough-marketplace441$25.0012/23/2011 1:23:33 PM
upbeat-finance8$25.0012/23/2011 12:47:17 PM
elbastador$25.0012/23/2011 11:36:16 AM
kewgdns$35.0012/23/2011 10:22:08 AM
Dubbs360$250.0012/23/2011 9:34:07 AM
secobarbital$100.0012/23/2011 9:30:04 AM
income-banjo$50.0012/23/2011 9:09:49 AM
ddog0224$25.0012/23/2011 7:32:46 AM
KLVLOPZ64$25.0012/23/2011 6:42:08 AM
hanuman77$25.0012/23/2011 6:06:25 AM
Luv2Bless$25.0012/23/2011 3:42:18 AM
red-investment-ranch$50.0012/22/2011 11:20:18 PM
kindness-ace1$25.0012/22/2011 11:19:30 PM
greenkid$25.0012/22/2011 9:37:17 PM
bid-lightning9$25.0012/22/2011 9:26:34 PM
PCGeekWI$25.0012/22/2011 8:42:53 PM
ml13$30.0012/22/2011 6:52:53 PM
luminous-marketplace5$25.0012/22/2011 9:24:23 AM
life-is-great$25.0012/22/2011 9:19:38 AM
escharfer$25.0012/22/2011 9:19:12 AM
Doodlemeyer$25.0012/22/2011 9:19:51 AM
compoundinterest$50.0012/22/2011 9:19:22 AM
genius520$33.0012/22/2011 9:11:47 AM
marketplace-cello5$25.0012/22/2011 9:11:55 AM
ursus$50.0012/22/2011 9:06:52 AM
compassion-neutron$25.0012/22/2011 6:20:24 AM
Sykes66$32.0012/21/2011 6:48:52 PM
leverage-grove6$25.0012/21/2011 6:24:09 PM
riproaringrapids$25.0012/21/2011 5:35:30 PM
Swabjockey$25.0012/21/2011 3:26:52 PM
enthusiastic-point$50.0012/21/2011 1:51:33 PM
exact-principal220$25.0012/21/2011 12:17:38 PM
bb575$50.0012/21/2011 11:50:56 AM
jazzlender$50.0012/24/2011 12:20:07 PM
a-responsible-return$50.0012/24/2011 12:21:08 PM
selfmademan$25.0012/24/2011 12:21:47 PM
kind-efficient-credit$25.0012/24/2011 12:23:41 PM
hard-working-rate3$100.0012/24/2011 12:25:25 PM
Mark0135$50.0012/24/2011 12:27:47 PM
Rick21$25.0012/24/2011 12:31:06 PM
revenue-achievement$25.0012/24/2011 12:21:24 PM
Ivan2007$25.0012/24/2011 12:24:38 PM
samo102us$25.0012/24/2011 12:25:00 PM
LMM1$25.0012/24/2011 12:25:28 PM
WorldlyWorker$25.0012/24/2011 12:33:43 PM
hopethisworks$25.0012/24/2011 12:31:24 PM
Lam0nt$25.0012/24/2011 12:32:17 PM
fareast_man$25.0012/24/2011 12:44:25 PM
enriching-capital$25.0012/24/2011 12:44:52 PM
GCInvestments$29.0012/24/2011 12:37:22 PM
enriching-trade2$36.0012/24/2011 12:37:31 PM
larslfe$25.0012/24/2011 12:45:35 PM
point-promiser$25.0012/24/2011 12:50:57 PM
Cai8899$50.0012/24/2011 12:51:36 PM
cnovak$25.0012/24/2011 12:53:42 PM
1phantom$25.0012/24/2011 12:47:37 PM
reflective-cash0$50.0012/24/2011 12:55:56 PM
loan-wasp$50.0012/24/2011 12:49:20 PM
mmckune$25.0012/24/2011 12:56:04 PM
Banker7371$25.0012/24/2011 12:49:43 PM
jpjones86$25.0012/24/2011 12:51:29 PM
aabadabadoo$25.0012/19/2011 9:45:03 AM
alexander-hamilton$50.0012/19/2011 10:23:36 AM
vigilance-portait5$50.0012/19/2011 2:31:21 PM
intelligent-dedication9$100.0012/19/2011 4:34:54 PM
pound-mushroom3$25.0012/20/2011 9:10:07 AM
gjm6d$25.0012/20/2011 9:22:35 AM
circuitfive$25.0012/20/2011 9:21:03 AM
ricklip$100.0012/20/2011 10:23:29 AM
meadow48$50.0012/20/2011 12:24:19 PM
intelligent-dedication9$100.0012/20/2011 12:14:53 PM
dpries123$25.0012/20/2011 5:12:46 PM
SoyLover$25.0012/20/2011 5:16:56 PM
unbelievable-exchange$100.0012/20/2011 5:27:09 PM
SC2TX$50.0012/21/2011 5:06:32 AM
john0720$25.0012/21/2011 6:28:38 AM
lostontheedge$25.0012/21/2011 6:17:15 AM
brazilofmux$100.0012/21/2011 9:07:03 AM
KLCRAY$25.0012/21/2011 9:09:58 AM
the-laudable-peso$40.0012/21/2011 9:17:32 AM
SimpleChoice$25.0012/21/2011 9:23:18 AM
mrmopar$25.0012/21/2011 9:29:05 AM
new-truth-chuckler$25.0012/21/2011 9:57:22 AM
klend4$25.0012/21/2011 12:29:28 PM
jkeller4000$25.0012/21/2011 1:08:10 PM
oracle3$50.0012/21/2011 12:32:04 PM
igniter584$25.0012/21/2011 1:01:17 PM
prohelper$50.0012/21/2011 1:00:05 PM
cbfresh$25.0012/21/2011 4:44:52 PM
BenR$69.0012/21/2011 5:47:09 PM
radforj22$25.0012/21/2011 8:25:02 PM
TrustPlus$50.0012/21/2011 8:48:25 PM
the-silver-blaster$50.0012/21/2011 10:04:41 PM
IIP77$25.0012/22/2011 4:15:39 AM
labrador254$50.0012/22/2011 5:37:13 AM
money-socrates3$25.0012/22/2011 7:30:11 AM
enthusiastic-treasure$25.0012/22/2011 7:43:50 AM
jibe-set$100.0012/22/2011 9:09:37 AM
hostbank$100.0012/22/2011 9:09:57 AM
loyalty-sherpa$25.0012/22/2011 9:14:52 AM
MadHun$74.0012/22/2011 9:17:01 AM
bid-czar8$100.0012/22/2011 9:17:53 AM
unassassinable$25.0012/22/2011 9:23:03 AM
dynamic-money271$25.0012/22/2011 9:29:46 AM
riskreward$31.0012/22/2011 9:29:52 AM
rcm87$50.0012/22/2011 9:28:02 AM
nethawk00$50.0012/22/2011 9:28:21 AM
CAGE-Investments$25.0012/22/2011 9:35:38 AM
Kaj$25.0012/22/2011 9:35:43 AM
successful-agreement7$100.0012/22/2011 9:41:46 AM
evnagelist$25.0012/22/2011 9:46:39 AM
wayman$25.0012/22/2011 9:44:24 AM
bold-durability-drum$60.0012/22/2011 9:47:26 AM
JLMGroupFunds$25.0012/22/2011 9:45:33 AM
velocity-solo$25.0012/22/2011 9:50:38 AM
cash-reaction2$25.0012/22/2011 9:51:12 AM
focused-bill3$75.0012/22/2011 10:40:34 AM
x32248$25.0012/22/2011 10:57:33 AM
unbelievable-exchange$100.0012/22/2011 10:37:24 AM
greenback-investor7$200.0012/22/2011 6:19:01 PM
golden-responsibility189$100.0012/22/2011 6:10:54 PM
top-courteous-peso$75.0012/22/2011 6:44:01 PM
kindness-ace1$25.0012/22/2011 11:28:29 PM
Contact911$25.0012/23/2011 3:46:35 AM
NorthernFunds$50.0012/22/2011 11:39:13 PM
SharingTheLuv$25.0012/23/2011 6:48:57 AM
octoberfresh$25.0012/23/2011 7:19:25 AM
credit-investor5$50.0012/23/2011 7:30:21 AM
Brisket_Bob$25.0012/23/2011 6:15:12 AM
HeavyDriver03$25.0012/23/2011 7:46:58 AM
rockerZ71$25.0012/23/2011 8:44:32 AM
javelin0$25.0012/23/2011 9:03:24 AM
wwwUniversal$25.0012/23/2011 9:25:16 AM
Starica$250.0012/23/2011 9:44:46 AM
money-bauble$108.0012/23/2011 9:38:24 AM
vigorous-moola0$100.0012/23/2011 9:50:17 AM
diggingupward$25.0012/23/2011 10:33:57 AM
gold-sushi$25.0012/23/2011 9:50:28 AM
dollardave$100.0012/23/2011 10:15:02 AM
molam4u$25.0012/23/2011 10:28:20 AM
moola-gondola1$100.0012/23/2011 10:40:12 AM
Peacepower$25.2012/23/2011 12:53:08 PM
The_Swafford_Group$50.0012/23/2011 11:56:44 AM
SunnyMoney$25.0012/23/2011 12:16:03 PM
asset-sequoia$25.0012/23/2011 5:32:00 PM
tremendous-yield8$50.0012/23/2011 5:33:51 PM
LenderByDay$25.0012/23/2011 6:37:53 PM
the-credit-den$25.0012/23/2011 6:06:20 PM
adventurous-return3$50.0012/23/2011 6:37:16 PM
thankful-nickel2$25.0012/23/2011 7:16:38 PM
factcheck$35.0012/24/2011 1:20:32 AM
banjoey$25.0012/24/2011 3:03:25 AM
HawaiianHelper$100.0012/24/2011 2:38:18 AM
PhalanxBulldog$50.0012/24/2011 6:37:15 AM
13nd3r$25.0012/24/2011 6:56:05 AM
Binan$25.0012/24/2011 3:51:48 AM
cerebral-dollar773$41.3912/24/2011 7:32:24 AM
emosspot$25.0012/24/2011 5:26:58 AM
redx$25.0012/24/2011 7:04:57 AM
BayShell$25.0012/24/2011 8:46:00 AM
versatile-return3$100.0012/24/2011 9:05:49 AM
ps2roy$25.0012/24/2011 7:45:31 AM
KileNSmyth4$48.8612/24/2011 9:30:28 AM
keen-credit6$25.0012/24/2011 11:59:24 AM
bonus-tent$25.0012/24/2011 12:16:28 PM
CSUgrad08$25.0012/24/2011 12:15:21 PM
flexible-value$50.0012/24/2011 12:20:32 PM
best-phenomenal-treasure$25.0012/24/2011 12:22:25 PM
meenan$38.0012/24/2011 12:22:41 PM
exciting-responsibility3$25.0012/24/2011 12:14:02 PM
elfincove$25.0012/24/2011 12:29:03 PM
asmithj$25.0012/24/2011 12:23:05 PM
agreement-guild$50.0012/24/2011 12:32:18 PM
aasx1108$25.0012/24/2011 12:32:26 PM
rogue_monster$50.0012/24/2011 12:25:46 PM
financial-frenzy$25.0012/24/2011 12:27:04 PM
wise-deal-panda$100.0012/24/2011 12:35:09 PM
spark548$50.0012/24/2011 12:34:47 PM
yield-hut$30.0012/24/2011 12:37:13 PM
Tideman$25.0012/24/2011 12:41:00 PM
RetiredATC$50.0012/24/2011 12:40:46 PM
figs4u2$100.0012/24/2011 12:41:59 PM
E_G$36.0012/24/2011 12:44:24 PM
principal-cooker2$25.0012/24/2011 12:36:52 PM
skuba$75.0012/24/2011 12:38:11 PM
rakstar$25.0012/24/2011 12:41:06 PM
Skiph$25.0012/24/2011 12:42:51 PM
piter-to-la-investment$25.0012/24/2011 12:43:04 PM
indomitable-dedication$25.0012/24/2011 12:43:38 PM
jazz619$25.0012/24/2011 12:44:09 PM
wormdc$25.0012/24/2011 12:52:43 PM
CPAMAN$25.0012/24/2011 12:54:21 PM
Mailman2004$25.0012/24/2011 12:54:41 PM
rate-mogul$50.0012/24/2011 12:47:51 PM
dime-sprout$25.0012/24/2011 12:48:53 PM
market-assembler$25.0012/24/2011 12:49:50 PM
helpinghand63$17.5812/24/2011 12:56:16 PM
gracej$25.0012/24/2011 12:50:29 PM
studious-bonus7$100.0012/24/2011 12:51:57 PM
the-dollar-topper$150.0012/24/2011 12:53:31 PM
treasure-pipeline$25.0012/24/2011 12:54:31 PM
basis-mammal$25.0012/24/2011 12:54:33 PM
progressive-economy261$400.0012/24/2011 12:54:43 PM
haplender$50.0012/24/2011 12:54:52 PM
iamricher$25.0012/24/2011 12:55:52 PM
272 Investments
 
Borrower Payment Dependent Notes Series 545197
This series of Notes was issued and sold upon the funding of the borrower loan #58028, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-17-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $659.90
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1997 Debt/Income ratio: 8%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 9 / 9Length of status:1y 9m
Amount delinquent: $7,486 Total credit lines: 31 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $91Stated income:$100,000+
Delinquencies in last 7y: 6 Bankcard utilization: 30%  
   Homeownership: Yes  
Screen name: green-impartial-dollar Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to...improve our home, and build our pool.

My financial situation:
I am a good candidate for this loan because..I have limited debt to income ratio, and have a very stable job and income with the ability to pay the loan. I also have good recent credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.5612/17/2011 12:02:37 PM
fantastic-investment9$30.0012/19/2011 11:45:15 AM
intelligent-dedication9$100.0012/19/2011 4:34:52 PM
ricklip$100.0012/20/2011 10:23:26 AM
scrappy-leverage6$25.0012/20/2011 12:53:57 PM
a-unflappable-finance$100.0012/20/2011 11:43:34 PM
unbelievable-exchange$100.0012/21/2011 9:07:45 AM
KLCRAY$25.0012/21/2011 9:09:56 AM
subtle-revenue0$25.0012/21/2011 9:17:29 AM
timbob$100.0012/21/2011 9:19:38 AM
kenji4861$25.0012/21/2011 9:36:45 AM
processor115$50.0012/21/2011 9:46:49 AM
life-is-great$25.0012/21/2011 9:50:11 AM
ahansen$25.0012/21/2011 9:49:44 AM
britgsb$30.0012/21/2011 9:56:30 AM
equallender$25.0012/21/2011 11:33:47 AM
brazilofmux$100.0012/21/2011 5:27:15 PM
abfs$25.0012/21/2011 6:00:01 PM
leverage-grove6$25.0012/21/2011 6:24:08 PM
ReliableLoans$100.0012/21/2011 7:43:56 PM
klend4$25.0012/22/2011 3:24:37 AM
Domgabriel$25.0012/22/2011 3:34:10 AM
tranquil-diversification8$50.0012/22/2011 6:22:54 AM
green28$88.2312/22/2011 8:55:34 AM
RockpointCapital$100.0012/22/2011 9:14:42 AM
j2ee$25.0012/22/2011 9:44:21 AM
unbelievable-exchange$400.0012/22/2011 10:39:01 AM
loan-rider7$25.0012/22/2011 3:12:53 PM
brightest-credit-engine$25.0012/22/2011 3:36:47 PM
bsg43$30.0012/22/2011 4:56:53 PM
genius520$50.0012/22/2011 5:14:25 PM
payout-thinker7$25.0012/22/2011 5:11:38 PM
ideal-platinum1$25.0012/22/2011 5:19:23 PM
WalnutCreekguy$100.0012/22/2011 5:17:32 PM
compoundinterest$50.0012/22/2011 5:19:34 PM
orange-resolute-platinum$25.0012/22/2011 5:25:07 PM
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ddog0224$100.0012/22/2011 6:15:55 PM
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unrelenting-generosity685$49.9312/24/2011 1:37:28 PM
356 Investments
 
Borrower Payment Dependent Notes Series 545209
This series of Notes was issued and sold upon the funding of the borrower loan #57664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-17-2011 
Term: 60 months Listing End date:  Dec-17-2011 
 
Lender yield: 25.87% Borrower rate/APR: 26.87% / 29.49% Monthly payment: $228.43
 
Lender servicing fee: 1.00% Effective Yield*: 25.23%  
Estimated return*: 14.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1980 Debt/Income ratio: 33%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 4 Current / open credit lines: 8 / 8Length of status:15y 8m
Amount delinquent: $0 Total credit lines: 27 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,175Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: new-joyful-point Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
680-699 (Feb-2011)
 
Principal balance: $2,045.10 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
DEBT CONSOLIDATION
Purpose of loan: DEBT CONSOLIDATION
This loan will be used to...PAY OFF SEVERAL SMALL LOANS

My financial situation: GETTING BY BUT WOULD LIKE EXRA CASH AFTER BILLS ARE PAID EACH MONTH.
I am a good candidate for this loan because...I WORK A FULL TIME JOB PLUS I HAVE SOCIAL SECURITY RETIREMENT & MILITARY RETIREMENT.


Monthly net income: $3603
Monthly expenses: $
Housing: $350
Insurance: $ INCLUDED
Car expenses: $550
Utilities: $255
Phone, cable, internet: $175
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $480
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$25.0012/17/2011 12:04:59 PM
Investor_DP$100.0012/17/2011 12:27:37 PM
graceful-investment$52.0012/17/2011 12:38:45 PM
miked8303$25.0012/17/2011 12:33:27 PM
diplomatic-wealth7$25.0012/17/2011 12:49:43 PM
Jack55304$200.0012/17/2011 12:51:58 PM
affluence-generator2$100.0012/17/2011 12:49:37 PM
the-silver-blaster$50.0012/17/2011 1:24:19 PM
graceful-IRAinvestment$23.0012/17/2011 3:01:27 PM
EL_Papin$50.0012/17/2011 2:16:01 PM
money-baron-Roth401k$25.0012/17/2011 12:34:01 PM
sensible-fund$25.0012/17/2011 1:47:43 PM
worth-blanket2$5,200.0012/17/2011 2:15:58 PM
kind-charming-value$1,500.0012/17/2011 1:04:51 PM
LittleMingo$25.0012/17/2011 1:18:07 PM
green-rate-futurist$25.0012/17/2011 1:28:21 PM
handy-justice$50.0012/17/2011 2:03:07 PM
17 Investments
 
Borrower Payment Dependent Notes Series 545211
This series of Notes was issued and sold upon the funding of the borrower loan #57903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $22,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-21-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 11.76% Monthly payment: $484.28
 
Lender servicing fee: 1.00% Effective Yield*: 10.53%  
Estimated return*: 9.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1986 Debt/Income ratio: 11%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:5y 10m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,093Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: equitable-liberty8 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Consolidation
Purpose of loan:
This loan will be used to pay off several high interest loans and to lower our overall monthly payments, allowing us to save for our retirement.

My financial situation:
I am a good candidate for this loan because I am employed with a growing company with a very good future and I earn a good salary. Currently my base salary is $144,000 a year and I earn additional commissions of approximately $20,000 a year. I have a very good credit history. I believe my FICO score is above 720.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
riproaringrapids$35.0012/19/2011 9:18:47 AM
mrpowers5531$25.0012/19/2011 9:22:12 AM
selvamfinance$25.0012/19/2011 9:24:20 AM
green-trade-dolphin2$27.2612/19/2011 9:02:19 AM
fortytwo$150.0012/19/2011 9:28:10 AM
daisuke$25.0012/19/2011 9:08:41 AM
AmericanCredit$50.0012/19/2011 9:35:34 AM
unassuming-generosity$25.0012/19/2011 9:15:21 AM
cebgop$25.0012/19/2011 9:18:14 AM
IIP77$25.0012/19/2011 9:18:39 AM
julijask$47.5812/19/2011 9:21:10 AM
bb575$50.0012/19/2011 9:45:20 AM
britgsb$30.0012/19/2011 9:48:24 AM
transparency-giant$50.0012/19/2011 9:30:24 AM
MarketInvestor$25.0012/19/2011 9:28:58 AM
Dollars4Rent$50.0012/19/2011 9:30:51 AM
jscope$25.0012/19/2011 9:32:07 AM
timbob$100.0012/19/2011 9:34:53 AM
meux99$25.0012/19/2011 9:37:29 AM
unforgettable-wealth4$50.0012/19/2011 9:39:39 AM
basis-ferret8$50.0012/19/2011 9:40:06 AM
Kyjamune$25.0012/19/2011 9:45:07 AM
Marathon418$25.0012/19/2011 11:07:48 AM
Tradesmanlender$25.0012/19/2011 9:45:55 AM
alexander-hamilton$50.0012/19/2011 10:23:37 AM
blot44$50.0012/19/2011 3:54:50 PM
bbrinck$25.0012/19/2011 11:54:43 AM
passivesf$25.0012/19/2011 4:43:16 PM
teejay411$100.0012/19/2011 3:30:58 PM
the_winning_ticket$250.0012/19/2011 5:09:51 PM
paymeplease$25.0012/19/2011 3:55:30 PM
intelligent-dedication9$100.0012/19/2011 4:34:55 PM
asset-producer1$902.1612/19/2011 4:44:20 PM
velocity-solo$25.0012/19/2011 5:14:53 PM
valiant-liberty4$25.0012/19/2011 5:08:43 PM
NoCal$25.0012/19/2011 5:21:06 PM
Derel$50.0012/19/2011 5:14:10 PM
unrivaled-silver$25.0012/19/2011 5:17:47 PM
SLA430$50.0012/19/2011 5:31:28 PM
PRGuyinVA$25.0012/19/2011 5:33:20 PM
C_Mark$50.0012/19/2011 5:19:12 PM
tsui517$50.0012/19/2011 5:34:34 PM
ianakacg$25.0012/19/2011 5:34:59 PM
Cheburashka$25.0012/19/2011 5:24:40 PM
vibrant-trade8$35.0012/19/2011 5:29:25 PM
Nco$25.0012/19/2011 5:38:48 PM
orange-courageous-dedication$25.0012/19/2011 5:39:31 PM
transparency-baton$25.0012/19/2011 5:40:41 PM
kyomoon$50.0012/19/2011 5:42:26 PM
evnagelist$25.0012/19/2011 5:35:43 PM
larslfe$25.0012/19/2011 5:43:46 PM
GodzillaLending$25.0012/19/2011 5:35:41 PM
payout-harmony4$50.0012/19/2011 5:44:20 PM
gracej$25.0012/19/2011 5:36:21 PM
wtrboy$25.0012/19/2011 5:37:44 PM
heatherwood$50.0012/19/2011 5:54:19 PM
socrates520$50.0012/19/2011 5:40:51 PM
efficient-marketplace$25.0012/19/2011 5:43:12 PM
dharma1$25.0012/19/2011 5:43:44 PM
1phantom$25.0012/19/2011 5:45:09 PM
GMPK_TLAS$50.0012/19/2011 5:47:01 PM
systematic0$25.0012/19/2011 6:56:01 PM
encore06$25.0012/19/2011 5:47:29 PM
troubleman50$100.0012/19/2011 8:06:57 PM
CorporateRaider$25.0012/19/2011 8:29:49 PM
old$46.0012/19/2011 8:38:31 PM
natural-trade7$44.1612/19/2011 8:45:19 PM
money-booster2$100.0012/19/2011 10:48:52 PM
felix-tower$25.0012/19/2011 11:57:34 PM
alpinaut$30.0012/20/2011 5:39:03 AM
credit-delight2$25.0012/20/2011 12:14:51 AM
restless-balance9$45.0012/20/2011 2:59:45 AM
radforj22$33.2012/20/2011 7:01:05 AM
Rich221976$25.0012/20/2011 5:45:46 AM
creditjunky$100.0012/20/2011 8:18:27 AM
kvandivo$25.0012/20/2011 7:17:49 AM
ChicoBob$25.0012/20/2011 9:07:44 AM
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siege01$25.0012/20/2011 9:08:13 AM
banker727$25.0012/20/2011 9:06:41 AM
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bid-papyrus$25.0012/20/2011 9:08:51 AM
Marathoner$25.0012/20/2011 9:08:59 AM
TSC$50.0012/20/2011 9:19:13 AM
CalBear5$25.0012/20/2011 9:12:28 AM
mmckune$25.0012/20/2011 9:19:49 AM
andyb9$25.0012/20/2011 9:20:22 AM
undaunted-fairness0$25.0012/20/2011 9:13:03 AM
Gabriel02$25.0012/20/2011 9:15:01 AM
actuarial_investor$25.0012/20/2011 9:23:36 AM
Castellan$50.0012/20/2011 9:15:53 AM
johnsails$50.0012/20/2011 9:26:20 AM
Cai8899$50.0012/20/2011 9:21:55 AM
Viamin$25.0012/20/2011 9:18:18 AM
fcukciti$35.0012/20/2011 9:22:08 AM
Mantis75$25.0012/20/2011 9:26:51 AM
revenue-pipeline$25.0012/20/2011 9:30:12 AM
dthompso$50.0012/20/2011 9:31:31 AM
kind-asset-circuit$50.0012/20/2011 9:22:50 AM
AgTiPinisher$25.0012/20/2011 9:34:25 AM
red-unequivocal-finance$25.0012/20/2011 9:28:15 AM
good_lender$25.0012/20/2011 9:37:54 AM
elfincove$34.3512/20/2011 6:51:10 PM
phenomenal-gain5$30.0012/20/2011 7:53:23 PM
77dowplace$30.0012/20/2011 10:07:06 PM
Mostyle$25.0012/20/2011 11:20:45 PM
OhMy$25.0012/21/2011 12:11:42 AM
ahansen$50.0012/21/2011 1:36:48 AM
Flatfoot$25.0012/21/2011 4:30:04 AM
freedomist$25.0012/21/2011 3:56:12 AM
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R3vXX$25.0012/21/2011 5:28:04 AM
calbertrand$25.0012/21/2011 6:43:37 AM
-J$50.0012/21/2011 6:43:02 AM
Woodworker57$31.5112/21/2011 7:10:32 AM
iem2509$25.0012/21/2011 7:32:48 AM
shugyosha$50.0012/21/2011 9:14:54 AM
larrybird$2,000.0012/21/2011 3:50:24 PM
dgagli1$35.0012/21/2011 3:09:04 PM
RockCrown$25.0012/21/2011 3:04:09 PM
discostu$25.0012/21/2011 1:41:13 PM
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bowl800$25.0012/21/2011 2:06:35 PM
igniter584$25.0012/21/2011 1:01:17 PM
HelpNeedy$50.0012/21/2011 12:44:22 PM
gopbernie$25.0012/21/2011 11:39:19 AM
first-lovely-dollar$50.0012/21/2011 12:53:23 PM
houli123$250.0012/21/2011 11:29:13 AM
jonesboyz$100.0012/21/2011 11:22:48 AM
mentornetwork$25.0012/21/2011 10:05:09 AM
srilm$25.0012/21/2011 9:58:07 AM
mebobeh$25.0012/21/2011 9:57:58 AM
gzeo$25.0012/21/2011 9:56:16 AM
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jeffc92$25.0012/21/2011 9:55:02 AM
kcole10$25.0012/21/2011 10:00:49 AM
leeball$50.0012/21/2011 9:56:58 AM
happy-yield$25.0012/21/2011 9:59:05 AM
sculptorhsk$25.0012/21/2011 9:53:16 AM
wigglesworth4$100.0012/21/2011 9:55:29 AM
Willylump$25.0012/21/2011 9:53:19 AM
wildsf$25.0012/21/2011 9:56:02 AM
outtahoth2o$58.0012/21/2011 9:50:25 AM
best-deal-banker$50.0012/21/2011 9:53:03 AM
Warwick$50.0012/21/2011 9:52:47 AM
ZeoInvestments$25.0012/21/2011 9:52:31 AM
processor115$50.0012/21/2011 9:46:50 AM
BoughtTheFarm$25.0012/21/2011 9:22:28 AM
payment-halo$25.0012/20/2011 6:17:38 PM
imlosttoo$25.0012/20/2011 6:16:40 PM
social-trumpet$25.0012/20/2011 5:10:49 PM
GAOGERAM_BANK$25.0012/20/2011 5:10:46 PM
wuscjim$25.0012/20/2011 4:12:16 PM
Firescreek$25.0012/20/2011 2:02:45 PM
MyPlantsEatBugs$25.0012/20/2011 3:25:57 PM
independent-revenue4$100.0012/20/2011 1:46:02 PM
JaceSpade$25.0012/20/2011 12:33:56 PM
Captain88$25.0012/20/2011 12:26:48 PM
CntryBoyinVa$35.0012/20/2011 12:52:00 PM
inspired-investment8$100.0012/20/2011 10:48:02 AM
meadow48$50.0012/20/2011 12:24:19 PM
happycents$25.0012/20/2011 11:51:57 AM
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p1k4blu$25.0012/20/2011 9:46:41 AM
frobin$50.0012/20/2011 9:40:27 AM
rulender$25.0012/20/2011 9:42:28 AM
money-floret$50.0012/20/2011 9:38:18 AM
dpjd$25.0012/20/2011 9:37:29 AM
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Aimvest$25.0012/20/2011 9:47:54 AM
majestic-dedication$50.0012/20/2011 9:47:29 AM
Anny-Disco$25.0012/20/2011 9:37:37 AM
nuclearmoose$25.0012/20/2011 9:37:00 AM
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dpfl55$25.0012/20/2011 9:36:32 AM
Ellisdee$50.0012/20/2011 9:32:12 AM
debt-fuse158$25.0012/20/2011 9:45:17 AM
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angelinvestor2$40.0012/20/2011 9:44:28 AM
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unbelievable-exchange$100.0012/19/2011 9:08:59 AM
income-banjo$50.0012/19/2011 9:39:41 AM
esabzb$25.0012/19/2011 9:18:04 AM
brazilofmux$100.0012/19/2011 9:41:37 AM
Pebbles-Lending$50.0012/19/2011 9:23:42 AM
diversification-surge$25.0012/19/2011 9:24:25 AM
commanding-treasure2$50.0012/19/2011 9:30:45 AM
extraordinary-silver5$25.0012/19/2011 9:34:25 AM
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indomitable-coin$25.0012/19/2011 9:38:00 AM
neighborly-hope6$100.0012/19/2011 9:41:12 AM
trade-solo$25.0012/19/2011 9:45:45 AM
fantastic-investment9$30.0012/19/2011 11:45:22 AM
camaraderi-aspen$100.0012/19/2011 10:58:13 AM
asset-producer1$87.8412/19/2011 1:15:26 PM
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rajs$250.0012/19/2011 2:19:00 PM
chibear34$25.0012/19/2011 3:57:57 PM
fly4sugar$50.0012/19/2011 12:36:36 PM
intelligent-dedication9$500.0012/19/2011 4:35:45 PM
meenan$100.0012/19/2011 5:20:32 PM
Clambake$25.0012/19/2011 5:11:31 PM
elasermd$50.0012/19/2011 5:22:26 PM
MONEYLENDER101$50.0012/19/2011 5:11:54 PM
runner262$25.0012/19/2011 5:27:39 PM
SanJoser$25.0012/19/2011 5:18:00 PM
mizount$25.0012/19/2011 5:30:53 PM
Preteur$25.0012/19/2011 5:32:24 PM
intuitive-integrity9$50.0012/19/2011 5:18:32 PM
vigilance-revolutionary$50.0012/19/2011 5:29:14 PM
nickel-ferret$50.0012/19/2011 5:39:27 PM
whiterabbit1874$25.0012/19/2011 5:39:34 PM
minista$25.0012/19/2011 5:40:42 PM
KLCRAY$25.0012/19/2011 5:31:54 PM
subtle-revenue0$25.0012/19/2011 5:34:55 PM
don8ter$50.0012/19/2011 5:34:54 PM
marketplace-cello5$25.0012/19/2011 5:46:25 PM
MadHun$200.0012/19/2011 5:40:34 PM
SB-Funding$50.0012/19/2011 5:42:12 PM
postalwhiz$25.0012/19/2011 5:43:23 PM
jjb3$25.0012/19/2011 5:43:39 PM
heatherwood$25.0012/19/2011 5:56:58 PM
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cash-cymbal$50.0012/19/2011 7:22:57 PM
revenue-burst676$25.0012/19/2011 9:21:03 PM
grampy48$25.0012/20/2011 1:16:41 AM
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magical-fairness4$25.0012/20/2011 6:24:31 AM
SourDoughSteve$25.0012/20/2011 6:35:06 AM
creditjunky$100.0012/20/2011 8:20:42 AM
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openness-prospector$25.0012/20/2011 9:08:41 AM
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keeks$25.0012/20/2011 9:11:54 AM
withfries2$50.0012/20/2011 9:13:08 AM
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talang$25.0012/20/2011 9:05:44 AM
smart-leverage7$25.0012/20/2011 9:15:16 AM
BuffetRocks$50.0012/20/2011 9:05:58 AM
skuba$75.0012/20/2011 9:06:15 AM
lost-money-so-far-on-these$25.0012/20/2011 9:09:33 AM
anyoi$25.0012/20/2011 9:06:55 AM
pujols8996$50.0012/20/2011 9:16:57 AM
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Rdodson11$25.0012/20/2011 9:09:19 AM
zoozka$25.0012/20/2011 9:12:41 AM
tlp43$25.0012/20/2011 9:20:17 AM
payout-equalizer8$25.0012/20/2011 9:20:30 AM
MTLoans$25.0012/20/2011 9:13:07 AM
economy-molecule3$500.0012/20/2011 9:22:45 AM
bonus-tent$25.0012/20/2011 9:12:52 AM
otherwisedisposed$50.0012/20/2011 9:16:53 AM
RayEarth$25.0012/20/2011 9:14:36 AM
Railbird$25.0012/20/2011 9:18:50 AM
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diligent-leverage$25.0012/20/2011 9:18:26 AM
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Kame$25.0012/20/2011 9:29:15 AM
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Ivan2007$25.0012/20/2011 9:24:23 AM
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g314$25.0012/20/2011 9:24:20 AM
themoneydoctor$300.0012/20/2011 9:24:47 AM
Savings_EQ_Dignity$50.0012/20/2011 9:25:33 AM
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jbrel$25.0012/20/2011 9:28:35 AM
thezfunk$25.0012/20/2011 9:30:25 AM
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silver-armada$50.0012/20/2011 9:34:49 AM
ZeLonewolf$25.0012/20/2011 9:39:49 AM
gauss02$25.0012/20/2011 9:49:57 AM
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intlargonaut$50.0012/20/2011 9:42:37 AM
xphile$25.0012/20/2011 9:39:19 AM
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happyskippy0208$25.0012/20/2011 9:46:03 AM
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tharmon$25.0012/20/2011 2:57:50 PM
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caring-truth9$300.0012/20/2011 8:47:55 PM
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a-unflappable-finance$100.0012/20/2011 11:43:36 PM
the-enticing-coin$500.0012/21/2011 12:22:12 AM
7588WorkingGuy$25.0012/21/2011 12:55:53 AM
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freesia54$47.0012/21/2011 9:48:47 AM
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prossperous01$25.0012/21/2011 9:52:41 AM
adventurous-commerce$25.0012/21/2011 9:55:40 AM
ThomasC$50.0012/21/2011 9:55:34 AM
Edwin_Rae$25.0012/21/2011 9:53:43 AM
transparency-river1$1,000.0012/21/2011 10:01:06 AM
new-truth-chuckler$25.0012/21/2011 9:57:22 AM
zhiguli$25.0012/21/2011 9:57:37 AM
Sid-K$25.0012/21/2011 9:58:53 AM
lender_100$25.0012/21/2011 9:58:05 AM
FirePro22$25.0012/21/2011 9:58:21 AM
jralending$100.0012/21/2011 11:06:13 AM
mammalian4$25.0012/21/2011 11:17:28 AM
tomdooley12520$75.0012/21/2011 10:52:08 AM
equallender$25.0012/21/2011 11:10:02 AM
Wilhan$25.0012/21/2011 1:15:21 PM
MartiniCognac$25.0012/21/2011 12:51:46 PM
lawdog33$300.0012/21/2011 2:50:34 PM
jdwillcox$100.0012/21/2011 2:52:14 PM
GreenLender11$100.0012/21/2011 3:13:01 PM
Swabjockey$25.0012/21/2011 3:26:52 PM
brightest-gain-investor$569.9612/21/2011 3:51:22 PM
359 Investments
 
Borrower Payment Dependent Notes Series 545231
This series of Notes was issued and sold upon the funding of the borrower loan #58110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $22,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $723.27
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1993 Debt/Income ratio: 9%
Credit score: 820-839 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 5Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,778Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: Yes  
Screen name: undaunted-dedication Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 22 ( 100% ) 820-839 (Latest)
Principal borrowed: $24,000.00< 31 days late: 0 ( 0% )  
740-759 (Aug-2011)
780-799 (Oct-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 22  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidation credit card debt. My current payments total $1,420 with an estimated payoff of ~3 years. By obtaining this loan, I will reduce my monthly payments by almost 50%.

My financial situation:
I am a good candidate for this loan because I am currently employed full-time with an annual compensation of $172,000. I have paid off a prior Prosper loan in full and was always on-time with my Prosper payments while the loan was active.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/19/2011 9:36:56 AM
ryan6853$25.0012/19/2011 9:10:25 AM
BxRealtor$25.0012/19/2011 9:17:07 AM
MonkeyB$25.0012/19/2011 9:25:47 AM
Brattt$25.0012/19/2011 9:09:41 AM
the-bright-velocity$25.0012/19/2011 9:09:58 AM
GElender$40.0012/19/2011 9:12:48 AM
hope-hickory8$25.0012/19/2011 9:17:29 AM
riproaringrapids$35.0012/19/2011 9:18:48 AM
life-is-great$25.0012/19/2011 9:20:22 AM
AFairDeal$25.0012/19/2011 9:22:29 AM
trade-burrito4$35.0012/19/2011 9:23:15 AM
selvamfinance$25.0012/19/2011 9:24:21 AM
aabadabadoo$25.0012/19/2011 9:45:04 AM
Lo0se_mo0se$25.0012/19/2011 11:18:03 AM
unassuming-generosity$25.0012/19/2011 9:15:21 AM
Feyenoord$30.0012/19/2011 9:16:22 AM
green-trade-dolphin2$35.0212/19/2011 9:02:12 AM
heart514$25.0012/19/2011 9:05:21 AM
commanding-treasure2$50.0012/19/2011 9:30:45 AM
market-solstice2$25.0012/19/2011 9:32:40 AM
awwaww$25.0012/19/2011 9:45:24 AM
The-Lighthouse-Group$25.0012/19/2011 9:42:11 AM
bb575$50.0012/19/2011 9:45:21 AM
alexander-hamilton$50.0012/19/2011 10:23:38 AM
Bank42$25.0012/19/2011 10:48:10 AM
worth-blanket2$21,700.0012/19/2011 11:44:57 AM
27 Investments
 
Borrower Payment Dependent Notes Series 545237
This series of Notes was issued and sold upon the funding of the borrower loan #57804, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $566.74
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jan-2000 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 18 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,918Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: MyConstructionCompany Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 700-719 (Latest)
Principal borrowed: $25,000.00< 31 days late: 0 ( 0% )  
760-779 (Feb-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
consolidating business debt
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$25.0012/19/2011 5:03:42 PM
trumpeter5$50.0012/19/2011 5:04:29 PM
penny-plato$50.0012/19/2011 5:05:31 PM
careful-note1$25.0012/19/2011 5:08:09 PM
Investor_DP$100.0012/19/2011 5:10:07 PM
Feyenoord$30.0012/19/2011 5:18:42 PM
GElender$40.0012/19/2011 5:18:11 PM
orange-vigilance-shower$50.0012/19/2011 5:19:36 PM
SecondChanceLendingSERV$25.0012/19/2011 5:28:18 PM
investment-artist$30.0112/19/2011 5:34:25 PM
cashhelp$25.0012/19/2011 5:45:41 PM
worthy-bid8$50.0012/19/2011 5:38:30 PM
CA-Lender$50.0012/19/2011 6:23:42 PM
NekHoldings$25.0012/19/2011 6:48:28 PM
heatherwood$25.0012/19/2011 5:56:58 PM
Moe87$25.0012/19/2011 6:15:31 PM
Mikale360$25.0012/19/2011 6:33:51 PM
truth-companion$25.0012/19/2011 5:07:59 PM
atlas-shrugged$200.0012/19/2011 5:12:46 PM
grnii78$100.0012/19/2011 5:17:24 PM
MoneyForNothing$42.2512/19/2011 5:07:35 PM
Derel$50.0012/19/2011 5:14:11 PM
investmentgroup$25.0012/19/2011 5:16:58 PM
PatriotKnight$100.0012/19/2011 5:19:41 PM
affluence-generator2$100.0012/19/2011 5:26:04 PM
shrewd-income$25.0012/19/2011 6:16:10 PM
janeybooboo$50.0012/19/2011 6:50:39 PM
worth-blanket2$13,700.0012/19/2011 6:51:37 PM
28 Investments
 
Borrower Payment Dependent Notes Series 545261
This series of Notes was issued and sold upon the funding of the borrower loan #58073, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,650.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-21-2011 
Term: 60 months Listing End date:  Dec-27-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $310.59
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1998 Debt/Income ratio: 33%
Credit score: 780-799 (Nov-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 1 Current / open credit lines: 13 / 12Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $911Stated income:$1-$24,999
Delinquencies in last 7y: 2 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: red-lovely-repayment Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Condo Renovation 2012 loan
Purpose of loan:
This loan will be used to...improve kitchen, bath, floor to a property that I will buying soon.

My financial situation:
I am a good candidate for this loan because... I am a first time homeowner, and I need the money to live in a nice condition property. My credit cards are payoff, I receive disability benefits, and I always pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.4612/21/2011 9:02:19 AM
processor115$50.0012/21/2011 9:46:54 AM
camaraderi-aspen$100.0012/21/2011 2:41:02 PM
sri59$100.0012/22/2011 2:58:45 AM
luminous-marketplace5$25.0012/22/2011 9:24:28 AM
unbelievable-exchange$100.0012/22/2011 5:16:41 PM
igniter584$25.0012/22/2011 5:40:05 PM
golden-responsibility189$100.0012/22/2011 6:10:56 PM
greenback-investor7$200.0012/22/2011 6:19:09 PM
DadWarbucks$25.0012/23/2011 9:52:58 AM
moola-gondola1$100.0012/23/2011 10:40:14 AM
diggingupward$25.0012/23/2011 10:33:27 AM
cscott2007$25.0012/23/2011 10:32:10 AM
new-moola-triangulation$25.0012/23/2011 4:31:33 PM
77dowplace$40.6512/23/2011 8:53:15 PM
Icon_88$30.0012/23/2011 11:06:37 PM
gaoche$56.5612/23/2011 8:20:00 PM
CreditBuilder2$50.0012/24/2011 2:11:55 AM
ultimatepaintball$25.0012/23/2011 11:49:43 PM
camaraderi-entrepreneur$25.0012/24/2011 6:01:33 AM
javelin0$50.0012/24/2011 6:52:26 AM
riptide615$100.7712/24/2011 7:36:54 AM
romanfish$110.0012/24/2011 5:47:30 AM
lawyerman$25.0012/24/2011 7:22:10 AM
jga516$25.0012/24/2011 7:27:37 AM
jdrez$25.0012/24/2011 7:42:37 AM
PhalanxBulldog$50.0012/24/2011 6:37:18 AM
Bob450$30.0212/24/2011 8:47:55 AM
Schecky$45.0012/24/2011 10:20:21 AM
CaptainBL$25.0012/24/2011 11:00:07 AM
wise-silver-wonder$25.0012/24/2011 9:17:05 AM
icchok$33.0012/24/2011 12:08:12 PM
ccclaireee333$25.0012/24/2011 9:49:51 AM
subtle-revenue0$25.0012/24/2011 12:15:26 PM
jazzlender$50.0012/24/2011 12:20:08 PM
HamachiMan$50.0012/24/2011 12:11:36 PM
hopethisworks$25.0012/24/2011 12:31:24 PM
minista$25.0012/24/2011 12:31:43 PM
tenacious-capital3$35.0112/24/2011 12:24:49 PM
loan-rider7$25.0012/24/2011 12:49:40 PM
Clambake$25.0012/24/2011 12:43:40 PM
studious-bonus7$100.0012/24/2011 12:51:58 PM
progressive-economy261$400.0012/24/2011 12:54:44 PM
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KLCRAY$25.0012/24/2011 12:54:20 PM
ALVO$50.0012/24/2011 1:06:07 PM
loyalty-sherpa$25.0012/24/2011 1:02:46 PM
Goodthing$400.0012/24/2011 6:39:19 PM
yield-seeker$25.0012/24/2011 4:16:52 PM
gold-disk$25.0012/24/2011 5:01:21 PM
kindness-ace1$50.0012/24/2011 7:45:07 PM
GoingFishing$25.0012/24/2011 6:59:54 PM
loot-heart$25.0012/24/2011 8:13:56 PM
orangetrust$30.0012/24/2011 5:45:15 PM
TheGrayFox$25.0012/25/2011 12:36:33 AM
kulender$50.0012/25/2011 6:09:53 AM
p40thawk$25.0012/25/2011 10:25:17 AM
daveseansworld$74.5112/25/2011 12:01:41 PM
astute-benjamins$50.0012/25/2011 7:59:25 AM
Pizza-man$50.0012/25/2011 8:00:06 AM
KDW08$25.0012/25/2011 10:56:39 AM
intuitive-integrity9$50.0012/25/2011 12:19:26 PM
leverage-monger$50.0012/25/2011 12:21:58 PM
boo_hoo$50.0012/25/2011 12:25:54 PM
leverage-monger$61.0012/25/2011 12:34:19 PM
Hazlenut$100.0012/25/2011 3:55:45 PM
Supernick$100.0012/25/2011 6:33:49 PM
Macgyver86$50.0012/25/2011 7:52:07 PM
roadtruck$50.0012/25/2011 10:36:51 PM
nav1elt$60.7712/25/2011 10:46:32 PM
loot-keeper0$25.0012/25/2011 11:13:35 PM
626457$25.0012/26/2011 3:37:03 AM
allotment464$106.6212/26/2011 6:55:59 AM
worth-sanctuary9$68.8212/26/2011 8:12:43 AM
Mont_Brinker$50.0012/26/2011 9:11:42 AM
benjamin67$25.0012/26/2011 9:36:06 AM
officer8$25.0012/26/2011 10:08:35 AM
macotra4$30.0012/26/2011 9:27:23 AM
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orgy63$25.0012/26/2011 1:39:37 PM
unrivaled-capital322$72.0012/26/2011 2:09:31 PM
ajst1$25.0012/26/2011 3:48:39 PM
P2P_Investor$2,000.0012/26/2011 3:53:39 PM
loot-keeper0$25.0012/26/2011 5:12:58 PM
well-mannered-income3$50.0012/26/2011 5:24:24 PM
finance-american9$28.8312/26/2011 6:02:47 PM
MikeB918$25.0012/26/2011 6:39:26 PM
x32248$25.0012/26/2011 7:07:34 PM
credit-bada-bing$25.0012/26/2011 7:12:17 PM
szooey$30.0012/27/2011 12:36:05 AM
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wealth-pizza$52.0012/27/2011 3:57:48 AM
ethical-truth211$300.0012/27/2011 3:26:10 AM
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jimbo29blue$50.0012/27/2011 7:12:31 AM
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leverage-monger$36.4612/27/2011 7:28:38 AM
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ricklip$100.0012/21/2011 9:23:42 AM
Investor_DP$100.0012/21/2011 9:39:28 AM
gallant-economy9$50.0012/21/2011 9:44:44 AM
riproaringrapids$35.0012/21/2011 9:54:51 AM
new-truth-chuckler$25.0012/21/2011 9:57:25 AM
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R3vXX$25.0012/21/2011 11:25:29 AM
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RockCrown$25.0012/21/2011 3:04:14 PM
ReliableLoans$100.0012/21/2011 7:43:58 PM
TrustPlus$50.0012/21/2011 8:48:29 PM
indomitable-coin$25.0012/22/2011 9:54:31 AM
babokd$50.0012/22/2011 10:01:59 AM
rate-sherpa$60.0012/22/2011 1:46:18 PM
dood2112$25.0012/22/2011 4:41:06 PM
selector568$300.0012/22/2011 5:45:34 PM
income-banjo$50.0012/23/2011 9:09:52 AM
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commanding-treasure2$50.0012/23/2011 9:45:18 AM
kenji4861$25.0012/23/2011 9:50:37 AM
psbruce$25.0012/23/2011 10:14:41 AM
thorough-marketplace441$25.0012/23/2011 1:21:45 PM
Brisket_Bob$25.0012/23/2011 4:17:47 PM
heart514$25.0012/23/2011 5:39:03 PM
secobarbital$100.0012/23/2011 5:42:35 PM
important-ore$150.0012/23/2011 5:43:34 PM
Supernick$200.0012/23/2011 5:34:35 PM
Capstone-Investments$25.0012/23/2011 7:07:40 PM
tremendous-yield8$50.0012/23/2011 5:33:52 PM
Px3VENTURES$25.0012/23/2011 9:20:02 PM
kapilville$25.0012/23/2011 8:45:14 PM
banjoey$25.0012/24/2011 3:03:25 AM
baker39$25.0012/24/2011 6:40:28 AM
Oakland$50.0012/24/2011 7:17:34 AM
the-silver-blaster$100.0012/24/2011 5:58:32 AM
msw_engr$50.0012/24/2011 7:46:43 AM
ATWLab$155.1812/24/2011 7:58:10 AM
BayShell$25.0012/24/2011 8:46:01 AM
versatile-return3$100.0012/24/2011 9:07:09 AM
kind-lovely-marketplace$30.0012/24/2011 10:47:49 AM
julijask$25.0012/24/2011 11:23:38 AM
brazilofmux$100.0012/24/2011 12:06:36 PM
Cheburashka$25.0012/24/2011 12:22:02 PM
gold-sushi$25.0012/24/2011 12:14:55 PM
ideal-platinum1$25.0012/24/2011 12:32:13 PM
ahansen$25.0012/24/2011 12:38:09 PM
nickel-ferret$50.0012/24/2011 12:42:02 PM
the-profit-oracle$25.0012/24/2011 12:41:31 PM
wbahl$25.0012/24/2011 12:33:49 PM
genius520$50.0012/24/2011 12:44:39 PM
compoundinterest$50.0012/24/2011 12:47:20 PM
velocity-solo$25.0012/24/2011 12:53:02 PM
dime-sprout$25.0012/24/2011 12:48:42 PM
C_Mark$36.0012/24/2011 12:57:06 PM
narblark$26.0012/24/2011 1:00:34 PM
mennleo$38.0012/24/2011 1:04:00 PM
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TheKid$25.0012/24/2011 2:30:37 PM
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antlr$50.0012/24/2011 5:46:11 PM
owhite2000$50.0012/24/2011 7:44:17 PM
heroic-vigilance1$25.0012/24/2011 8:15:51 PM
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a-unflappable-finance$84.0012/24/2011 10:42:29 PM
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the_winning_ticket$59.0012/25/2011 12:12:57 PM
historic-balance5$25.0012/25/2011 12:22:21 PM
enthralling-investment$25.0012/25/2011 12:17:09 PM
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auction-seeker4$25.0012/25/2011 1:49:54 PM
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cymbal097$35.6712/25/2011 6:30:13 PM
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unbelievable-exchange$51.1412/25/2011 4:41:53 PM
money-matrix$25.1312/25/2011 10:59:21 PM
seatown7$25.0012/26/2011 12:12:11 AM
alpinaut$25.0012/26/2011 6:36:26 AM
bchbum$25.0012/26/2011 8:02:27 AM
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enriching-listing$25.0012/26/2011 11:59:57 AM
aztec$100.0012/26/2011 9:54:34 AM
generosity-pizza$25.0012/26/2011 9:57:41 AM
benevolent-capital1$25.0012/26/2011 12:12:19 PM
Ocean713$75.0012/26/2011 11:09:07 AM
hitsman$50.0012/26/2011 11:49:50 AM
Eastern$50.0012/26/2011 4:10:37 PM
showmethemoney22$50.0012/26/2011 3:44:05 PM
mketelecom$25.0012/26/2011 4:43:57 PM
Weaverville$25.0012/26/2011 4:18:48 PM
fantastic-investment9$30.0012/26/2011 4:21:00 PM
successful-agreement7$100.0012/26/2011 5:22:34 PM
stuy1998$25.0012/26/2011 5:26:35 PM
emphatic-responsibility$25.0012/26/2011 7:09:47 PM
EODCAP$25.0012/26/2011 5:57:05 PM
BleedPurple$25.0012/26/2011 7:16:42 PM
kulender$50.0012/26/2011 6:51:11 PM
newest-power-banker$35.4212/26/2011 8:41:18 PM
carlover$25.0012/26/2011 8:22:43 PM
SC2TX$50.0012/27/2011 6:37:46 AM
jimbo29blue$50.0012/27/2011 7:12:13 AM
jimbo29blue$71.0012/27/2011 7:12:45 AM
Wilhan$29.7312/27/2011 7:19:57 AM
currency-collider9$25.0012/27/2011 7:20:25 AM
210 Investments
 
Borrower Payment Dependent Notes Series 545263
This series of Notes was issued and sold upon the funding of the borrower loan #58223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-18-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $185.65
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-2000 Debt/Income ratio: 40%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,577Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: No  
Screen name: PiperLynne Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 47 ( 100% ) 680-699 (Latest)
Principal borrowed: $9,500.00< 31 days late: 0 ( 0% )  
720-739 (Nov-2010)
720-739 (Jul-2010)
660-679 (Apr-2008)
 
Principal balance: $2,959.28 31+ days late: 0 ( 0% )
Total payments billed: 47  
Description
Out on my own... (CONSOLIDATION)
Purpose of loan: Consolidation
This loan will be used to consolidate previous loan with credit card debt accumulated from moving back to Florida and getting my own place.

My financial situation:
I am a good candidate for this loan because I have used this service before and it helped me improve my credit rating. I have a great job that pays me $6000 more a year than I made at my previous job.


Monthly net income: $1800
Monthly expenses: $
Housing: $612.75
Insurance: $90.00
Car expenses: $286.00
Utilities: $165.00
Phone, cable, internet: $100.00
Food, entertainment: $50.00
Clothing, household expenses: $
Credit cards and other loans: $356
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$35.0212/18/2011 12:02:16 PM
Star_Witness$100.0012/18/2011 12:06:03 PM
MoneyForNothing$44.7012/18/2011 12:03:29 PM
loanman2007$150.0012/18/2011 12:23:26 PM
camaraderi-aspen$100.0012/18/2011 12:16:36 PM
whitegold24k$100.0012/18/2011 12:28:20 PM
lender2611$25.0012/18/2011 12:23:58 PM
selvamfinance$25.0012/18/2011 12:24:34 PM
AFairDeal$25.0012/18/2011 12:29:33 PM
Investor_DP$100.0012/18/2011 12:43:39 PM
CashFlow13$100.0012/18/2011 12:44:58 PM
graceful-IRAinvestment$120.0012/18/2011 12:47:58 PM
Moe87$25.0012/18/2011 1:17:53 PM
exchange-squirrel$100.0012/18/2011 1:21:19 PM
bullish2bearish$30.0012/18/2011 3:17:47 PM
SecondChanceLendingSERV$25.0012/18/2011 3:19:47 PM
Bcs-cnc$25.0012/18/2011 1:47:54 PM
SFBank$50.0012/18/2011 2:07:44 PM
Bob450$30.0012/18/2011 4:37:47 PM
hope-hickory8$25.0012/18/2011 2:45:20 PM
hidavehi$28.0012/18/2011 5:54:10 PM
AndChicksforFree$25.0012/18/2011 6:18:33 PM
GoGalt$50.0012/18/2011 2:12:18 PM
rajs$100.0012/18/2011 6:32:38 PM
sensible-fund$25.0012/18/2011 5:01:05 PM
one-midas$25.0012/18/2011 8:12:49 PM
focused-investment442$25.0012/18/2011 9:11:16 PM
Feyenoord$30.0012/18/2011 9:32:26 PM
currency-bumblebee$50.0012/18/2011 5:04:08 PM
optionscashflow$25.0012/18/2011 11:35:43 PM
kendallv$50.0012/18/2011 6:09:34 PM
nimble-money086$25.0012/18/2011 7:23:57 PM
serene-capital$30.0012/19/2011 2:06:53 AM
setUup$29.0612/19/2011 2:53:32 AM
economy-popcorn$25.0012/18/2011 8:24:31 PM
Asgardian$30.0012/19/2011 7:21:38 AM
contract-student2$60.0012/19/2011 4:56:42 AM
marketplace-buckeye$29.0012/19/2011 8:30:47 AM
Starica$500.0012/19/2011 8:59:46 AM
heart514$25.0012/19/2011 9:05:20 AM
mikeandcat$200.0012/19/2011 7:08:21 AM
CA-Lender$25.0012/19/2011 8:18:46 AM
worldly-investment333$25.0012/19/2011 8:33:27 AM
blue-lively-platinum$25.0012/19/2011 9:05:38 AM
mikrolown$25.0012/19/2011 9:06:26 AM
Dusigrosz$100.0012/18/2011 12:02:42 PM
trumpeter5$50.0012/18/2011 12:09:11 PM
LittleMingo$30.0012/18/2011 12:04:48 PM
bazaar-festivity$25.0012/18/2011 12:11:52 PM
bountiful-durability$50.0012/18/2011 12:16:55 PM
commanding-treasure2$50.0012/18/2011 12:36:31 PM
affluence-generator2$100.0012/18/2011 12:38:19 PM
twjh$25.0012/18/2011 12:36:11 PM
whitegold24k$400.0012/18/2011 12:37:19 PM
zeeexsixare$300.0012/18/2011 12:39:23 PM
DHolly$25.0012/18/2011 1:16:37 PM
life-is-great$25.0012/18/2011 12:39:44 PM
studious-listing8$25.0012/18/2011 1:57:54 PM
thankful-nickel2$25.0012/18/2011 3:02:53 PM
1stBankAndHal$25.0612/18/2011 2:01:10 PM
credit-guard5$25.0012/18/2011 4:28:19 PM
KCEnterprises$25.0012/18/2011 5:14:08 PM
Mrs-Honeydew$25.0012/18/2011 1:40:07 PM
Whipster$35.0012/18/2011 1:45:47 PM
InChicago$100.0012/18/2011 1:46:50 PM
OldManP$40.0012/18/2011 6:29:16 PM
five-star-note$250.0012/18/2011 2:38:36 PM
Eric_Gagne$66.3212/18/2011 3:49:42 PM
skillful-asset5$30.0012/18/2011 3:24:38 PM
justasoldier$75.0012/18/2011 5:55:56 PM
Planecourage$29.6112/19/2011 12:26:28 AM
exchange-portait7$30.0012/18/2011 7:22:49 PM
Iwillhuntyoudown$25.0012/18/2011 8:12:41 PM
1willray$26.5212/18/2011 10:01:58 PM
Bill88$25.0012/19/2011 7:57:47 AM
generous-deal6$50.0012/19/2011 2:41:36 AM
PatriotKnight$25.0012/19/2011 6:17:24 AM
dime-sprout$25.0012/19/2011 9:08:36 AM
worth-blanket2$2,100.0012/19/2011 9:14:26 AM
octoberfresh$25.0012/19/2011 7:22:53 AM
EretzCapital$25.0012/19/2011 8:34:26 AM
81 Investments
 
Borrower Payment Dependent Notes Series 545271
This series of Notes was issued and sold upon the funding of the borrower loan #57667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,400.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $116.70
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1996 Debt/Income ratio: 40%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:8y 6m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,361Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: Yes  
Screen name: peace-cypress6 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 700-719 (Latest)
Principal borrowed: $5,200.00< 31 days late: 0 ( 0% )  
720-739 (Nov-2010)
 
Principal balance: $4,061.05 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Refinance higher rate loans
Purpose of loan:
This loan will be used to...Refinance higher rate loans

My financial situation:
I am a good candidate for this loan because...
I have great credit and have always paid my obligations on time.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Whipster$40.0012/19/2011 9:14:08 AM
janeybooboo$100.0012/19/2011 9:04:29 AM
ryan6853$25.0012/19/2011 9:06:27 AM
Investor_DP$100.0012/19/2011 9:35:55 AM
bazaar-festivity$25.0012/19/2011 9:41:48 AM
AFairDeal$25.0012/19/2011 9:22:40 AM
affluence-generator2$100.0012/19/2011 9:27:26 AM
loanman2007$100.0012/19/2011 9:51:29 AM
alexander-hamilton$50.0012/19/2011 10:23:39 AM
fantastic-investment9$30.0012/19/2011 11:45:23 AM
1willray$25.0012/19/2011 10:52:05 AM
EJPiper$50.0012/19/2011 11:21:47 AM
Mrs-Honeydew$30.0012/19/2011 11:24:01 AM
InvestorPartners$25.0012/19/2011 9:24:52 AM
lender2611$25.0012/19/2011 9:12:02 AM
hope-hickory8$25.0012/19/2011 9:18:46 AM
gravbox$25.0012/19/2011 9:27:08 AM
camaraderi-aspen$100.0012/19/2011 9:30:06 AM
FinanceEngine$45.0012/19/2011 9:48:44 AM
skillful-asset5$30.0012/19/2011 9:52:52 AM
wonder3$40.0012/19/2011 10:26:33 AM
DoctorJoe$30.0012/19/2011 11:00:46 AM
worth-blanket2$3,400.0012/19/2011 11:45:26 AM
23 Investments
 
Borrower Payment Dependent Notes Series 545277
This series of Notes was issued and sold upon the funding of the borrower loan #57790, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $176.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1995 Debt/Income ratio: 41%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,002Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: just-fairness1 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting new business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lender2611$25.0012/19/2011 9:12:02 AM
Investor_DP$100.0012/19/2011 9:35:56 AM
hektek22$600.0012/19/2011 9:17:52 AM
AFairDeal$25.0012/19/2011 9:22:40 AM
aabadabadoo$25.0012/19/2011 9:45:04 AM
fantastic-investment9$30.0012/19/2011 11:45:24 AM
gravbox$25.0012/19/2011 9:27:08 AM
alexander-hamilton$50.0012/19/2011 10:23:39 AM
patriot897$25.0012/19/2011 10:24:12 AM
worth-blanket2$4,100.0012/19/2011 11:44:40 AM
10 Investments
 
Borrower Payment Dependent Notes Series 545289
This series of Notes was issued and sold upon the funding of the borrower loan #57893, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-19-2011 
Term: 12 months Listing End date:  Dec-19-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $184.31
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-2006 Debt/Income ratio: 28%
Credit score: 720-739 (Nov-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 17 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $710Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: the-platinum-gazelle Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Miscellaneous expenses
Purpose of loan:
This loan will be used to make miscellaneous purchases.

My financial situation:
I am a good candidate for this loan because...

I have essentially no living expenses, besides my student loans and life insurance premium, and I have excellent credit when you consider its relatively short length (score of 735 with only about 5 years of history).

Monthly net income: $2,500
Monthly expenses: $807
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $607 (entirely student loans)
Other expenses: $100 life insurance payment
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$26.0012/19/2011 5:11:29 PM
truth-companion$25.0012/19/2011 5:08:00 PM
Investor_DP$100.0012/19/2011 5:10:20 PM
golden-velocity9$25.0012/19/2011 5:12:34 PM
market-solstice2$25.0012/19/2011 5:13:37 PM
JustMee$25.0012/19/2011 5:14:14 PM
jkeller4000$25.0012/19/2011 5:28:55 PM
Reliance_Banker$25.0012/19/2011 5:33:18 PM
hyrolln$25.0012/19/2011 5:29:48 PM
jjswanso$100.0012/19/2011 5:40:53 PM
worthy-bid8$50.0012/19/2011 5:38:30 PM
CashFlow13$100.0012/19/2011 5:40:12 PM
artisan693$90.4912/19/2011 6:23:24 PM
penny-plato$25.0012/19/2011 6:48:37 PM
Foothill-Paradise$25.0012/19/2011 5:02:42 PM
secureincome$500.0012/19/2011 5:06:01 PM
TikPmp1$25.0012/19/2011 5:10:44 PM
miked8303$25.0012/19/2011 5:32:45 PM
Reddy_Capital$25.0012/19/2011 5:47:07 PM
worth-blanket2$800.0012/19/2011 6:54:30 PM
20 Investments
 
Borrower Payment Dependent Notes Series 545297
This series of Notes was issued and sold upon the funding of the borrower loan #58271, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $119.45
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-2000 Debt/Income ratio: 12%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 5 / 5Length of status:26y 6m
Amount delinquent: $140 Total credit lines: 14 Occupation: Professional
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $881Stated income:$50,000-$74,999
Delinquencies in last 7y: 13 Bankcard utilization: 7%  
   Homeownership: Yes  
Screen name: consummate-marketplace8 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: Home Improvement
This loan will be used to...

My financial situation:
I am a good candidate for this loan because..I want to build my credit


Monthly net income: $ 5,000.00
Monthly expenses: $
Housing: $ 1856.00
Insurance: $ 471.65
Car expenses: $ 461.00
Utilities: $ 125.00
Phone, cable, internet: $ 128.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bonus-demon$50.0012/27/2011 5:08:29 PM
EngineersAlliance$150.0012/27/2011 5:08:41 PM
worth-blanket2$3,000.0012/27/2011 5:09:51 PM
3 Investments
 
Borrower Payment Dependent Notes Series 545303
This series of Notes was issued and sold upon the funding of the borrower loan #57892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $273.41
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1978 Debt/Income ratio: 11%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:29y 11m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,719Stated income:$50,000-$74,999
Delinquencies in last 7y: 12 Bankcard utilization: 47%  
   Homeownership: Yes  
Screen name: unequaled-peace451 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
michael11
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/19/2011 9:35:56 AM
bazaar-festivity$25.0012/19/2011 9:41:48 AM
camaraderi-aspen$100.0012/19/2011 9:30:06 AM
worth-blanket2$9,700.0012/19/2011 11:45:06 AM
fantastic-investment9$30.0012/19/2011 11:45:24 AM
worth-blanket2$9,700.0012/19/2011 11:46:20 AM
6 Investments
 
Borrower Payment Dependent Notes Series 545305
This series of Notes was issued and sold upon the funding of the borrower loan #58016, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-18-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1993 Debt/Income ratio: Not calculated
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 7 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,877Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: No  
Screen name: nimble-fund2 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating loans
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/18/2011 12:12:08 PM
Danjack_Capital$25.0012/18/2011 1:20:27 PM
useful-cash043$300.0012/19/2011 7:30:16 PM
thebigrig$250.0012/20/2011 7:23:34 AM
steven3333$25.0012/20/2011 10:47:24 AM
green-rate-futurist$25.0012/20/2011 2:14:27 PM
gallant-economy9$50.0012/21/2011 9:44:36 AM
zippy-market5$25.0012/22/2011 8:14:46 AM
zone6$100.0012/22/2011 6:48:05 PM
melodious-openness$100.0012/22/2011 6:32:07 PM
R3vXX$25.0012/23/2011 5:55:00 AM
melodious-openness$200.0012/23/2011 4:36:33 AM
johnZ222$50.0012/23/2011 7:46:38 AM
Scubadiver$25.0012/23/2011 9:32:40 AM
camaraderi-aspen$50.0012/23/2011 4:27:57 PM
168RichCapital$25.1212/23/2011 1:16:08 PM
shawnw2$25.0012/24/2011 3:10:11 AM
Binan$25.0012/24/2011 3:56:21 AM
CreditBuilder2$50.0012/24/2011 2:05:36 AM
nalaari$25.0012/24/2011 6:20:48 AM
weezy22$26.0012/24/2011 6:56:45 AM
responsible-vigilance8$25.0012/24/2011 5:55:57 AM
green28$25.0012/24/2011 8:13:43 AM
melodious-openness$412.4812/24/2011 10:05:21 AM
blue-radiant-economy$100.0012/18/2011 10:09:43 PM
money-booster2$50.0012/19/2011 10:20:16 PM
new-social-economist$40.0012/19/2011 11:08:14 PM
ethical-truth211$400.0012/20/2011 5:48:02 AM
let_me_retire$25.0012/20/2011 4:45:44 AM
nfx$40.0012/20/2011 7:23:28 AM
1point21gigawatts$25.0012/21/2011 10:28:07 AM
golden-velocity9$25.0012/21/2011 6:48:49 PM
social-heart$25.0012/21/2011 9:23:03 PM
economy-shrubbery6$25.0012/21/2011 10:26:27 PM
compassion-neutron$25.0012/22/2011 6:20:23 AM
kind-credit-bear$25.0012/22/2011 9:30:40 AM
well-mannered-income3$30.0012/22/2011 2:57:46 PM
winmals$25.0012/22/2011 6:39:51 PM
amusement4$300.0012/22/2011 7:46:15 PM
Dubbs360$250.0012/22/2011 8:05:35 PM
dapablotv$100.0012/22/2011 9:30:45 PM
CA-Lender$25.0012/22/2011 10:41:04 PM
deal-thinker7$25.0012/23/2011 4:35:59 AM
hopeful-silver5$25.0012/23/2011 7:19:22 AM
Bob450$25.0212/23/2011 6:55:06 AM
luann199$25.0012/23/2011 9:14:43 AM
2grindstones$25.0012/23/2011 10:08:11 AM
PackFan13$25.0012/23/2011 11:28:14 AM
Malkial$30.0012/23/2011 11:06:45 AM
proper-loot3$25.0012/23/2011 11:30:23 AM
Cliffie83$27.5312/23/2011 3:51:45 PM
investment-cluster$25.0012/23/2011 3:05:30 PM
terrific-peace8$25.0012/23/2011 5:17:54 PM
kindness-ace1$50.0012/24/2011 12:41:34 AM
bsmtloan$95.3112/24/2011 4:56:30 AM
silver-ectasy1$25.0012/24/2011 6:53:48 AM
leverage-monger$25.0012/24/2011 8:35:44 AM
lasalle123$73.5412/24/2011 9:11:12 AM
58 Investments
 
Borrower Payment Dependent Notes Series 545309
This series of Notes was issued and sold upon the funding of the borrower loan #57803, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 32.04% Borrower rate/APR: 33.04% / 35.84% Monthly payment: $205.47
 
Lender servicing fee: 1.00% Effective Yield*: 30.57%  
Estimated return*: 15.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1994 Debt/Income ratio: 45%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 1 Current / open credit lines: 15 / 15Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,785Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: exciting-dollar199 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to...

Help fund a startup Business and purchase equipment. Concessions For Veterans- Warrior Dawgs will provide small business opportunities and jobs for our many Wounded Warriors and Veterans and their families.The funds will be used to purchase (2) vending carts to be used as a test market here in Texas. I am working with StreetEats for placement of these concession carts in many large retail markets.I am hoping to gain support from many Veterans groups. These units will only be staffed by Veterans and will hold all applicable permits, insurance and licenses.

I am very excited and passionate about these opportunites for our Veterans and am seeking a financial partner that might share the interest and see the potential in this project. I see this going nationwide in a very short period of time...

Thank you for your consideration
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
orange-vigilance-shower$50.0012/19/2011 5:19:37 PM
Investor_DP$100.0012/19/2011 5:10:36 PM
SecondChanceLendingSERV$25.0012/19/2011 5:20:43 PM
camaraderi-aspen$100.0012/19/2011 5:29:38 PM
bankbuddy55$50.0012/19/2011 5:54:45 PM
worth-blanket2$5,700.0012/19/2011 6:51:43 PM
associate36$25.0012/19/2011 5:40:13 PM
7 Investments
 
Borrower Payment Dependent Notes Series 545311
This series of Notes was issued and sold upon the funding of the borrower loan #58354, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $257.16
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1995 Debt/Income ratio: 13%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 31 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,760Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: Zukunft Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 740-759 (Latest)
Principal borrowed: $10,500.00< 31 days late: 0 ( 0% )  
740-759 (Jan-2011)
 
Principal balance: $8,016.43 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Refinancing Prosper loan
Purpose of loan:
Refinancing Prosper loan

My financial situation:
I am a good candidate for this loan because I have great credit and have never have missed a payment. I am trying to lower my current rate with Prosper by 5%.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
roadtruck$50.0012/27/2011 5:06:10 PM
AFairDeal$25.0012/27/2011 5:07:01 PM
green-trade-dolphin2$30.9212/27/2011 5:02:29 PM
jkeller4000$100.0012/27/2011 5:10:08 PM
GElender$40.0012/27/2011 5:10:18 PM
dbs$25.0012/27/2011 5:08:18 PM
worth-blanket2$8,000.0012/27/2011 5:11:15 PM
7 Investments
 
Borrower Payment Dependent Notes Series 545333
This series of Notes was issued and sold upon the funding of the borrower loan #57849, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $824.88
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1995 Debt/Income ratio: 35%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 16Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 37 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $33,312Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: Yes  
Screen name: rupee-tamer Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/19/2011 5:33:44 PM
market-solstice2$25.0012/19/2011 5:13:38 PM
bb575$50.0012/19/2011 5:20:19 PM
worth-blanket2$24,700.0012/19/2011 6:50:38 PM
AFairDeal$25.0012/19/2011 5:14:13 PM
aabadabadoo$25.0012/19/2011 5:17:42 PM
the-bright-velocity$25.0012/19/2011 5:11:32 PM
worthy-bid8$50.0012/19/2011 5:38:31 PM
BxRealtor$25.0012/19/2011 5:39:56 PM
9 Investments
 
Borrower Payment Dependent Notes Series 545343
This series of Notes was issued and sold upon the funding of the borrower loan #58167, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $278.73
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1996 Debt/Income ratio: 25%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 2Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,985Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: sympathetic-truth4 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Down Credit Card
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/19/2011 5:10:21 PM
jkeller4000$25.0012/19/2011 5:28:55 PM
worth-blanket2$6,600.0012/19/2011 6:50:59 PM
penny-surgeon$25.0012/19/2011 5:15:40 PM
loan-hacker$25.0012/19/2011 5:30:23 PM
camaraderi-aspen$100.0012/19/2011 5:29:38 PM
hyrolln$25.0012/19/2011 5:29:49 PM
worthy-bid8$50.0012/19/2011 5:38:32 PM
vutah$25.0012/19/2011 6:09:58 PM
Rogelio48$25.0012/19/2011 7:11:49 PM
10 Investments
 
Borrower Payment Dependent Notes Series 545345
This series of Notes was issued and sold upon the funding of the borrower loan #57816, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1989 Debt/Income ratio: 11%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 3Employment status:Other
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,318Stated income:$100,000+
Delinquencies in last 7y: 4 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: peace-sniffer1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
until I return to work Jan 12
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 7100
Monthly expenses:
Housing: $2580
Insurance: $107
Car expenses: $609
Utilities: $145
Phone, cable, internet: $120
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $145
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/19/2011 5:33:44 PM
Investor_DP$100.0012/19/2011 5:10:21 PM
penny-surgeon$25.0012/19/2011 5:16:02 PM
SolarMoonshine$25.0012/19/2011 5:07:39 PM
SecondChanceLendingSERV$25.0012/19/2011 5:27:18 PM
worthy-bid8$50.0012/19/2011 5:38:32 PM
worth-blanket2$1,700.0012/19/2011 6:52:19 PM
7 Investments
 
Borrower Payment Dependent Notes Series 545349
This series of Notes was issued and sold upon the funding of the borrower loan #58008, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1997 Debt/Income ratio: 5%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:10y 3m
Amount delinquent: $0 Total credit lines: 25 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 54 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: currency-merman Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Extra Money for moving expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.0012/19/2011 5:07:20 PM
Investor_DP$100.0012/19/2011 5:10:21 PM
worthy-bid8$50.0012/19/2011 5:38:32 PM
worth-blanket2$1,800.0012/19/2011 6:50:27 PM
autonomous-truth$25.0012/19/2011 8:01:33 PM
5 Investments
 
Borrower Payment Dependent Notes Series 545353
This series of Notes was issued and sold upon the funding of the borrower loan #57736, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 32.04% Borrower rate/APR: 33.04% / 35.84% Monthly payment: $239.72
 
Lender servicing fee: 1.00% Effective Yield*: 30.57%  
Estimated return*: 15.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Dec-1999 Debt/Income ratio: 40%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 10Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 13Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 36 Occupation: Chemist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $33,957Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: Yes  
Screen name: profitable-loan3 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 700-719 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
780-799 (Feb-2011)
 
Principal balance: $3,203.41 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
blue-lively-platinum$25.0012/19/2011 9:05:39 AM
jkeller4000$25.0012/19/2011 9:08:19 AM
economy-lotus$28.0012/19/2011 9:11:16 AM
truth-companion$25.0012/19/2011 9:08:56 AM
HamachiMan$50.0012/19/2011 9:09:01 AM
Jack55304$200.0012/19/2011 9:09:56 AM
312-Lender$25.0012/19/2011 9:11:48 AM
Investor_DP$100.0012/19/2011 9:36:26 AM
skillful-asset5$30.0012/19/2011 9:49:25 AM
bnoble09$25.0012/19/2011 9:26:26 AM
restless-currency$38.0012/19/2011 9:28:08 AM
orange-vigilance-shower$25.0012/19/2011 9:28:39 AM
camaraderi-aspen$100.0012/19/2011 9:31:07 AM
ethical-truth211$300.0012/19/2011 10:35:09 AM
economy-producer$25.0012/19/2011 9:46:19 AM
EL_Papin$50.0012/19/2011 10:33:58 AM
worth-blanket2$4,900.0012/19/2011 11:45:33 AM
rvfbroker$25.0012/19/2011 9:14:32 AM
nimble-revenue5$50.0012/19/2011 9:17:14 AM
finance-prescription$81.0012/19/2011 9:20:52 AM
heart514$25.0012/19/2011 9:05:21 AM
affluence-generator2$100.0012/19/2011 9:27:26 AM
helpinghand63$25.0012/19/2011 9:05:52 AM
1point21gigawatts$25.0012/19/2011 9:11:49 AM
heavenly-interest9$500.0012/19/2011 9:13:45 AM
money-baron-Roth401k$25.0012/19/2011 9:23:52 AM
loanman2007$25.0012/19/2011 9:48:31 AM
irrelevant$25.0012/19/2011 10:05:10 AM
unforgettable-wealth4$50.0012/19/2011 9:39:39 AM
green-rate-futurist$25.0012/19/2011 10:42:33 AM
alexander-hamilton$50.0012/19/2011 10:23:40 AM
Mrs-Honeydew$25.0012/19/2011 11:21:35 AM
32 Investments
 
Borrower Payment Dependent Notes Series 545355
This series of Notes was issued and sold upon the funding of the borrower loan #58017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $238.91
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1994 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:5y 8m
Amount delinquent: $0 Total credit lines: 28 Occupation: Landscaping
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,364Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: generosity-topper6 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Company Workhorse Upgrade
Purpose of loan:
This loan will be used to...
Purchase a newer truck. 2005 Chevy 2500 HD and a newer snow plow to maintain my contracts for the winter of 2011-2012
My financial situation: I have steady summer work and prepaid contracts in the winter for driveway snow removal. Regular income with peaks and valleys.
I am a good candidate for this loan because...
I have been financing my business on credit cards for four years and paying regular monthly payments every month. The Vehicle and snow plow I plan to purchase with the money are valued 50% higher than the purchase price I have nagotiated and I put $3000 cash down on the investment.


Monthly net income: $6250
Monthly expenses: $3888
Housing: $1899
Insurance: $150
Car expenses: $
Utilities: $300
Phone, cable, internet: $89
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $950
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SFBank$50.0012/19/2011 5:10:46 PM
Investor_DP$100.0012/19/2011 5:10:21 PM
hyrolln$25.0012/19/2011 5:29:49 PM
camaraderi-aspen$100.0012/19/2011 5:29:39 PM
worthy-bid8$50.0012/19/2011 5:38:33 PM
vutah$25.0012/19/2011 6:12:42 PM
worth-blanket2$5,600.0012/19/2011 6:53:44 PM
SecondChanceLendingSERV$25.0012/19/2011 5:26:07 PM
jkeller4000$25.0012/19/2011 5:28:55 PM
hope-hickory8$25.0012/19/2011 5:45:48 PM
10 Investments
 
Borrower Payment Dependent Notes Series 545361
This series of Notes was issued and sold upon the funding of the borrower loan #57749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $192.87
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1986 Debt/Income ratio: 14%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 26 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,606Stated income:$100,000+
Delinquencies in last 7y: 34 Bankcard utilization: 71%  
   Homeownership: Yes  
Screen name: community-universe1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 100% ) 700-719 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
760-779 (Mar-2011)
 
Principal balance: $4,063.05 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...refinance my existing Prosper loan at a lower rate. Prosper sent me an invitation to see if I could refinance into a lower rate...and apparently I can.

My financial situation:
I am a good candidate for this loan because...I recently finished paying off a car loan and a credit card. I'm current on all financial obligations. I'll use this money to pay of my existing Prosper loan and apply the rest to a higher interest rate credit card.

Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$33.8212/19/2011 5:02:28 PM
Sneezie$91.0012/19/2011 5:06:07 PM
riproaringrapids$35.0012/19/2011 5:20:55 PM
worthy-bid8$50.0012/19/2011 5:38:33 PM
checkers38$25.0012/19/2011 5:43:47 PM
vutah$25.0012/19/2011 6:09:37 PM
worth-blanket2$5,600.0012/19/2011 6:51:58 PM
green-robust-currency$30.1812/19/2011 7:57:41 PM
awwaww$25.0012/19/2011 5:15:59 PM
blue-lively-platinum$25.0012/19/2011 5:18:03 PM
trade-burrito4$35.0012/19/2011 5:21:54 PM
BxRealtor$25.0012/19/2011 5:39:57 PM
12 Investments
 
Borrower Payment Dependent Notes Series 545365
This series of Notes was issued and sold upon the funding of the borrower loan #57703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $277.84
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1995 Debt/Income ratio: 24%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,905Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: adventurous-community Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
740-759 (Feb-2011)
 
Principal balance: $3,266.90 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
goodforit
Purpose of loan: consolidate bills
This loan will be used to...

My financial situation: good
I am a good candidate for this loan because...I have a steady, reliable position in uppper manangement.


Monthly net income: $3700
Monthly expenses: $2127
Housing: $892
Insurance: $0
Car expenses: $0
Utilities: $150
Phone, cable, internet: $120
Food, entertainment: $300
Clothing, household expenses: $75
Credit cards and other loans: $400
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/19/2011 9:08:31 AM
312-Lender$25.0012/19/2011 9:10:33 AM
truth-companion$25.0012/19/2011 9:08:56 AM
mlj0671$25.0012/19/2011 9:09:37 AM
Jack55304$200.0012/19/2011 9:09:56 AM
GElender$40.0012/19/2011 9:12:49 AM
jjswanso$100.0012/19/2011 9:35:03 AM
worth-viking$100.0012/19/2011 9:35:46 AM
tnjohnso$25.0012/19/2011 9:16:46 AM
orange-preeminant-bill$25.0012/19/2011 9:17:59 AM
loanman2007$25.0012/19/2011 9:47:10 AM
managedfund$1,262.0012/19/2011 9:25:57 AM
fortytwo$150.0012/19/2011 9:28:11 AM
miked8303$25.0012/19/2011 9:29:42 AM
nfx$40.0012/19/2011 9:37:46 AM
Investor_DP$100.0012/19/2011 9:36:19 AM
profit-powerplant$25.0012/19/2011 9:40:03 AM
Mrs-Honeydew$25.0012/19/2011 11:21:47 AM
fantastic-investment9$30.0012/19/2011 11:45:25 AM
scoobiedoo$100.0012/19/2011 10:29:40 AM
DoctorJoe$25.0012/19/2011 11:01:41 AM
green-rate-futurist$25.0012/19/2011 10:46:08 AM
AndChicksforFree$100.0012/19/2011 1:04:17 PM
malomar66$60.0012/19/2011 11:04:22 AM
radforj22$25.0012/19/2011 11:35:02 AM
papaloha$50.0012/19/2011 12:49:15 PM
wwwUniversal$25.0012/19/2011 4:55:02 PM
hellasow$25.0012/19/2011 4:27:40 PM
EarlyRiser$300.0012/19/2011 5:28:21 PM
Starica$248.0012/19/2011 5:27:54 PM
thelovebug$100.0012/19/2011 5:35:39 PM
richboy56$25.0012/19/2011 5:36:06 PM
dime-selector$34.3612/19/2011 7:18:37 PM
spiff666$26.6612/19/2011 7:45:51 PM
processor115$50.0012/19/2011 8:47:06 PM
USMC0311$25.0012/20/2011 2:48:49 AM
Frover$25.0012/19/2011 9:15:44 PM
pietro_torna_indietro$26.7012/20/2011 6:59:52 AM
mikeandcat$84.9812/20/2011 4:20:40 AM
stock106$25.0012/20/2011 7:22:35 AM
john0720$25.0012/20/2011 7:52:25 AM
justsk8tingby$29.7612/20/2011 8:01:43 AM
Easystreet$25.0012/20/2011 6:19:02 AM
Payout_Assured$25.0012/20/2011 6:55:11 AM
EretzCapital$28.4612/20/2011 8:38:40 AM
Eric_Gagne$25.0012/20/2011 7:10:59 AM
Leshan$100.0012/20/2011 8:04:48 AM
AF-Chief$25.0012/20/2011 9:22:17 AM
mercuriant$25.0012/20/2011 9:46:11 AM
kind-bill-supporter$25.0012/20/2011 9:46:58 AM
ChrisTJ$25.0012/20/2011 9:47:10 AM
Kash2010lu$25.0012/20/2011 9:42:45 AM
reflective-rupee$25.0012/20/2011 10:11:40 AM
orgy63$25.0012/20/2011 10:44:50 AM
mikeandcat$100.0012/20/2011 11:04:59 AM
camaraderi-aspen$100.0012/20/2011 11:06:51 AM
168RichCapital$13.2312/20/2011 11:18:49 AM
ricklip$100.0012/20/2011 10:23:31 AM
dollar-tornado3$25.0012/20/2011 11:16:07 AM
green-trade-dolphin$27.0612/19/2011 9:02:15 AM
affluence-generator2$100.0012/19/2011 9:27:27 AM
red-power-pecan$50.0012/19/2011 9:17:46 AM
unforgettable-wealth4$50.0012/19/2011 9:39:39 AM
money-baron-Roth401k$25.0012/19/2011 9:23:52 AM
DHolly$31.0012/19/2011 10:03:09 AM
principal-laser$62.8212/19/2011 10:45:55 AM
diplomatic-wealth7$25.0012/19/2011 9:40:55 AM
skillful-asset5$30.0012/19/2011 9:48:10 AM
SolarMoonshine$25.0012/19/2011 9:52:44 AM
alexander-hamilton$50.0012/19/2011 10:23:40 AM
the-discrete-income$50.0012/19/2011 1:42:30 PM
jkeller4000$25.0012/19/2011 2:31:15 PM
nimble-money086$25.0012/19/2011 2:50:22 PM
contract-lionheart$100.0012/19/2011 12:04:31 PM
travels536$25.0912/19/2011 3:59:05 PM
BigSkyFinancial$26.0012/19/2011 12:44:26 PM
brightest-organized-balance$25.0012/19/2011 1:52:07 PM
LittleMingo$25.0012/19/2011 1:45:37 PM
sjc224$25.0012/19/2011 2:33:18 PM
blue-radiant-economy$100.0012/19/2011 2:53:01 PM
clean-dime1$25.0012/19/2011 3:12:49 PM
orbital-velocity7$50.0012/19/2011 4:51:49 PM
hyrolln$25.0012/19/2011 5:29:48 PM
Reliance_Banker$25.0012/19/2011 5:32:47 PM
shrewd-income$50.0012/19/2011 6:10:13 PM
worthy-bid8$50.0012/19/2011 5:38:27 PM
zeeexsixare$100.0012/19/2011 6:05:41 PM
golden-velocity9$25.0012/19/2011 8:27:15 PM
sensible-fund$25.0012/20/2011 3:16:47 AM
shawnw2$100.0012/19/2011 9:04:23 PM
money-booster2$35.0012/19/2011 10:30:12 PM
suave-dime6$25.0012/20/2011 5:58:16 AM
ethical-truth211$400.0012/20/2011 6:03:26 AM
market-pudding$25.0012/20/2011 3:26:25 AM
proud-gold9$25.0012/20/2011 6:48:42 AM
Bob450$25.0012/20/2011 6:54:45 AM
exciting-fairness$200.0012/20/2011 6:03:03 AM
intrepid-loot$25.0012/20/2011 6:10:15 AM
mad-scientist418$25.0012/20/2011 6:50:20 AM
Laxa$25.0012/20/2011 8:41:05 AM
sgt-schultz$25.0012/20/2011 7:21:47 AM
buffalobills$25.0012/20/2011 7:33:27 AM
chameleon125$25.0012/20/2011 7:46:46 AM
graceful-investment$34.2012/20/2011 8:37:56 AM
gjm6d$25.0012/20/2011 9:22:35 AM
first-class-yield9$50.0012/20/2011 9:33:20 AM
jgar_O$25.0012/20/2011 9:53:09 AM
R3vXX$25.0012/20/2011 10:20:18 AM
baker31$54.6812/20/2011 11:01:36 AM
handy-justice$50.0012/20/2011 10:41:55 AM
moola-buddy$25.0012/20/2011 10:52:24 AM
111 Investments
 
Borrower Payment Dependent Notes Series 545367
This series of Notes was issued and sold upon the funding of the borrower loan #57861, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1999 Debt/Income ratio: 8%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 4 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,432Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: deal-wildebeest6 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Car and Dept conslidation..
Purpose of loan:
This loan will be used to pay off the balances on my car and credit cards..

My financial situation:
I am a good candidate for this loan because i have a very steady job with ever growing advancements and I am determined to get out of dept as quickly as possible...


Monthly net income: $4250.00
Housing: $850.00
Insurance: $120.00
Car expenses: $100.00
Utilities: $90.00
Phone, cable, internet: $170.00
Food, entertainment: $600.00
Clothing, household expenses: $300.00
Credit cards and other loans: $600.00
Other expenses: $300.00
Total monthly expenses: $3130.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
superb-funds335$25.0012/19/2011 5:08:45 PM
Investor_DP$100.0012/19/2011 5:10:22 PM
market-solstice2$25.0012/19/2011 5:13:38 PM
camaraderi-aspen$100.0012/19/2011 5:29:39 PM
SecondChanceLendingSERV$25.0012/19/2011 5:25:26 PM
worthy-bid8$50.0012/19/2011 5:38:34 PM
jjswanso$100.0012/19/2011 5:40:53 PM
a-finance-nirvana$25.0012/20/2011 4:16:38 AM
cattlebaron$25.0012/20/2011 7:40:09 AM
Rogelio48$30.0012/20/2011 6:04:59 AM
ricklip$100.0012/20/2011 10:23:33 AM
blue-radiant-economy$100.0012/20/2011 3:45:42 PM
versatile-integrity8$25.0012/21/2011 4:20:14 AM
bullwink27$25.0012/21/2011 5:22:11 AM
wealth-renaissance5$25.0012/21/2011 5:45:03 AM
foothillender$25.0012/21/2011 8:27:52 AM
KLCRAY$25.0012/21/2011 9:10:00 AM
SimpleChoice$25.0012/21/2011 9:23:18 AM
leverage-monger$55.0012/21/2011 9:43:12 AM
fortytwo$150.0012/21/2011 9:51:39 AM
orange-preeminant-bill$25.0012/21/2011 9:55:36 AM
vigorous-moola0$50.0012/21/2011 10:13:03 AM
bankbuddy55$100.0012/19/2011 6:14:31 PM
money-booster2$25.0012/19/2011 10:55:07 PM
loanman2007$25.0012/20/2011 4:46:35 AM
credit-coach118$40.4712/20/2011 8:49:58 AM
miked8303$25.0012/20/2011 9:26:46 AM
Scotcha$50.0012/20/2011 10:43:29 AM
dollar-tornado3$25.0012/20/2011 11:17:44 AM
green-rate-futurist$25.0012/20/2011 12:28:08 PM
skillful-asset5$30.0012/20/2011 2:05:18 PM
truth-companion$25.0012/20/2011 5:24:56 PM
OK_Loans$75.0012/20/2011 10:31:35 PM
a-unflappable-finance$100.0012/20/2011 11:43:36 PM
quest0$50.0012/21/2011 5:12:31 AM
GElender$25.0012/21/2011 6:01:15 AM
favorite-commerce$40.0012/21/2011 6:17:01 AM
klend4$25.0012/21/2011 7:37:59 AM
llequire1$100.0012/21/2011 7:47:46 AM
alluring-yield5$25.0012/21/2011 8:46:22 AM
mercuriant$25.0012/21/2011 9:09:05 AM
diplomatic-wealth7$25.0012/21/2011 9:22:42 AM
exciting-fairness$200.0012/21/2011 9:23:41 AM
compassion-expert$25.0012/21/2011 9:32:36 AM
red-power-pecan$50.0012/21/2011 9:35:19 AM
bonus-demon$50.0012/21/2011 9:39:56 AM
processor115$100.0012/21/2011 9:45:00 AM
gallant-economy9$50.0012/21/2011 9:44:37 AM
credit-socrates648$2,500.0012/21/2011 10:07:19 AM
SolarMoonshine$25.0012/21/2011 10:12:11 AM
R3vXX$4.5312/21/2011 10:16:47 AM
51 Investments
 
Borrower Payment Dependent Notes Series 545395
This series of Notes was issued and sold upon the funding of the borrower loan #58162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-2001 Debt/Income ratio: 24%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 17Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 29 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,148Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: No  
Screen name: top-return-guitar Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
FUNDS FOR FURNITURE, TAX SEASON &
Purpose of loan:
This loan will be used to... BUY ADDITIONAL FURNITURE, SUPPORT THE 2011 TAX SEASON, & CREDIT CARD CONSOLIDATION

My financial situation:
I am a good candidate for this loan because... I HAVE STRONG EARNING POWER AND EMPLOYMENT DEMAND. MY CREDIT SCORE OF 770 PROVES THAT I PAY ON TIME


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/19/2011 9:30:06 AM
skillful-asset5$25.0012/19/2011 9:35:28 AM
Investor_DP$100.0012/19/2011 9:35:56 AM
worth-blanket2$14,600.0012/19/2011 11:45:43 AM
fantastic-investment9$30.0012/19/2011 11:45:25 AM
AFairDeal$25.0012/19/2011 9:22:40 AM
DHolly$25.0012/19/2011 9:56:59 AM
alexander-hamilton$50.0012/19/2011 10:23:40 AM
worth-blanket2$14,600.0012/19/2011 11:44:41 AM
9 Investments
 
Borrower Payment Dependent Notes Series 545409
This series of Notes was issued and sold upon the funding of the borrower loan #57785, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $157.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1986 Debt/Income ratio: 18%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:21y 3m
Amount delinquent: $0 Total credit lines: 37 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,986Stated income:$75,000-$99,999
Delinquencies in last 7y: 10 Bankcard utilization: 65%  
   Homeownership: No  
Screen name: chrispybass Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 69 ( 99% ) 660-679 (Latest)
Principal borrowed: $15,655.00< 31 days late: 1 ( 1% )  
620-639 (Oct-2010)
700-719 (Nov-2007)
640-659 (May-2007)
 
Principal balance: $5,424.86 31+ days late: 0 ( 0% )
Total payments billed: 70  
Description
~~~ LOOKING FOR A GIFT ~~~
The purpose of loan:
I plan on refinancing my current loan with a borrower rate of 25.75% to 15.59%. This will also lower my current payment from $301.18 to $157.30
:
?PROVEN TRACK RECORD?:
I am an excellent candidate for this loan with a proven track record of job security, good income, and three previous Prosper Loans totaling $15,655.00 and 70 on time payments. I have paid off over $10,000 and currently only owe $5424.86 which will be paid off with this refi.

Monthly expenses:
I bring home $4200.00 mo. and my wife and I split the bill's.

Housing: $1650.00 mo.
Insurance $135.00 mo.
Car Payment $350.00 mo.
Utilities $185.00 mo. Consumers power budget wise plan (cottage)
Phone, cable, INTERNET $0
Food, entertainment $0
Clothing, household expenses $0
Credit cards $309.00 mo.
Current prosper loan 301.00

Thanks for reading and if you have any question please feel free to email ? Many thanks :)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/20/2011 9:17:02 AM
gravbox$25.0012/20/2011 9:08:02 AM
affluence-generator2$100.0012/20/2011 9:09:52 AM
green-trade-dolphin2$35.0212/20/2011 9:02:24 AM
intelligent-dedication9$100.0012/20/2011 9:12:07 AM
bazaar-festivity$25.0012/20/2011 9:12:44 AM
Moe87$25.0012/20/2011 9:20:17 AM
matt_2006$25.0012/20/2011 9:14:22 AM
studious-listing8$25.0012/20/2011 9:19:29 AM
rajs$150.0012/20/2011 9:22:42 AM
kinetic-social$40.0012/20/2011 9:31:42 AM
bountiful-durability$50.0012/20/2011 9:32:30 AM
worthy-bid8$50.0012/20/2011 9:33:31 AM
contract-student2$70.0012/20/2011 9:39:22 AM
twjh$25.0012/20/2011 9:49:13 AM
MoneyForNothing$159.7012/20/2011 10:08:52 AM
FinanceEngine$50.0012/20/2011 10:10:34 AM
managedfund$820.0012/20/2011 9:51:41 AM
jgar_O$25.0012/20/2011 9:53:09 AM
The-Helper$30.0012/20/2011 10:02:46 AM
ricklip$100.0012/20/2011 10:23:35 AM
nimble-money086$25.0012/20/2011 10:02:18 AM
AndChicksforFree$50.0012/20/2011 10:06:50 AM
MBurns$25.0012/20/2011 10:16:33 AM
R3vXX$25.0012/20/2011 10:20:19 AM
cash-popcorn7$25.0012/20/2011 11:40:34 AM
inspired-investment8$100.0012/20/2011 10:48:03 AM
FarmersBank$25.0012/20/2011 10:25:25 AM
Money_Working$25.0012/20/2011 11:01:48 AM
scrappy-leverage6$25.0012/20/2011 12:54:00 PM
dpries123$25.0012/20/2011 1:17:35 PM
ascoca$140.0012/20/2011 1:36:48 PM
riv701$25.0012/20/2011 12:22:29 PM
ericsb$78.3112/20/2011 2:12:06 PM
DreDub$50.0012/20/2011 12:46:11 PM
money-booster2$35.0012/20/2011 1:43:17 PM
skillful-asset5$30.0012/20/2011 2:01:06 PM
purposeful-pound5$25.2812/20/2011 2:13:05 PM
JustMee$25.0012/20/2011 1:45:34 PM
sensible-fund$25.7212/20/2011 2:41:13 PM
penny-plato$25.0012/20/2011 2:22:38 PM
sisepuede$25.0012/20/2011 2:40:35 PM
AF-Chief$25.0012/20/2011 9:22:17 AM
EngineersAlliance$125.0012/20/2011 9:33:52 AM
trade-burrito4$35.0012/20/2011 9:25:27 AM
lender2611$25.0012/20/2011 9:36:45 AM
graceful-IRAinvestment$60.0012/20/2011 9:39:27 AM
Investor_DP$100.0012/20/2011 9:43:35 AM
Jinja$75.0012/20/2011 10:00:43 AM
Weaverville$25.0012/20/2011 10:15:27 AM
principal-exec$25.0012/20/2011 10:02:20 AM
infinitykid$50.0012/20/2011 9:50:19 AM
dollar-tornado3$50.0012/20/2011 11:10:23 AM
feiandasun$25.0012/20/2011 11:34:42 AM
Beechturner$50.0012/20/2011 12:07:13 PM
PlatinumBank$25.0012/20/2011 1:01:23 PM
trumpeter5$25.0012/20/2011 1:59:13 PM
SoyLover$25.0012/20/2011 2:38:51 PM
Starica$500.0012/20/2011 12:49:49 PM
dime-selector$25.0012/20/2011 1:06:29 PM
seabassx$25.0012/20/2011 1:58:28 PM
Dollars4Rent$25.0012/20/2011 2:21:43 PM
ethical-truth211$340.9712/20/2011 2:41:36 PM
63 Investments
 
Borrower Payment Dependent Notes Series 545413
This series of Notes was issued and sold upon the funding of the borrower loan #58059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Mar-2001 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 1 Current / open credit lines: 8 / 6Length of status:0y 4m
Amount delinquent: $1,095 Total credit lines: 20 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,593Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 29%  
   Homeownership: No  
Screen name: orange-vigilance-rose Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
I will use this loan to pay off my bills until January. My income is commission-based. I have pending business in January that will provide me with the steady income I will use to repay the loan.

My financial situation:
I am a good candidate for this loan because I will only use $3,000 toward bills and the other $1,000 I will hold with the sole purpose of repaying the loan.


Monthly net income: $4,000
Monthly expenses: $ 2,000
Housing: $ 600
Insurance: $ 200
Car expenses: $ 200
Utilities: $ 200
Phone, cable, internet: $ 300
Credit cards and other loans: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/19/2011 9:30:38 AM
gallant-economy9$50.0012/21/2011 9:44:37 AM
economy-shrubbery6$25.0012/21/2011 10:26:28 PM
kind-credit-bear$25.0012/22/2011 9:30:40 AM
deal-thinker7$25.0012/23/2011 4:36:00 AM
GElender$25.0012/23/2011 6:12:30 AM
impeccable-ore3$25.0012/23/2011 8:21:52 AM
glroark$50.0012/23/2011 8:17:17 AM
new-social-economist$48.9312/23/2011 9:50:05 AM
green-rate-futurist$25.0012/23/2011 3:35:13 PM
Zoomzoom22$25.0012/23/2011 11:04:33 PM
papaloha$50.0012/26/2011 7:21:40 PM
emphatic-responsibility$25.0012/26/2011 7:18:22 PM
CreditBuilder2$50.0012/26/2011 1:45:05 PM
Starfin-Capital-Management$195.3412/26/2011 2:51:41 PM
DreDub$25.0012/26/2011 11:25:31 AM
the-discrete-income$25.0012/26/2011 6:32:33 AM
Macgyver86$50.0012/25/2011 7:43:49 PM
cordial-funds8$25.0012/25/2011 1:33:24 PM
kulender$50.0012/25/2011 6:10:08 AM
One_Lolo$25.0012/25/2011 3:20:12 AM
quest0$50.0012/24/2011 1:02:33 PM
SolarMoonshine$25.0012/19/2011 9:51:43 AM
blue-radiant-economy$100.0012/19/2011 2:45:50 PM
SecondChanceLendingSERV$25.0012/20/2011 8:26:04 AM
affluence-generator2$100.0012/20/2011 9:08:30 AM
JeffHoll$60.0012/21/2011 6:16:37 AM
social-heart$25.0012/21/2011 9:24:29 PM
helpful-credit156$25.0012/22/2011 9:31:16 AM
CincyTex$25.0012/22/2011 2:18:43 PM
well-mannered-income3$25.0012/22/2011 3:03:08 PM
melodious-openness$100.0012/22/2011 6:36:12 PM
Dubbs360$250.0012/22/2011 8:05:36 PM
dapablotv$100.0012/22/2011 9:35:32 PM
AllanBK$25.0012/23/2011 5:58:42 AM
Track-Layer$200.0012/23/2011 7:36:33 AM
ccclaireee333$25.0012/23/2011 9:35:11 AM
responsible-vigilance8$25.0012/24/2011 5:56:58 AM
green28$50.0012/24/2011 8:19:24 AM
Bob450$25.0212/24/2011 8:44:43 AM
HenryS$30.0012/24/2011 12:55:33 PM
gold-miser9$48.5512/25/2011 12:34:45 PM
hopeful-silver5$25.0012/25/2011 5:26:04 PM
LuvToLend$25.0012/26/2011 1:18:03 AM
Runegeld$50.0012/26/2011 7:52:04 AM
Ananya$25.0012/26/2011 11:38:49 AM
the-hope-workhorse$29.3612/26/2011 3:38:41 PM
P2P_Investor$1,562.8012/26/2011 8:52:17 PM
48 Investments
 
Borrower Payment Dependent Notes Series 545415
This series of Notes was issued and sold upon the funding of the borrower loan #57748, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $279.64
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1999 Debt/Income ratio: 22%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:7y 5m
Amount delinquent: $0 Total credit lines: 30 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,575Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: Yes  
Screen name: hendrixgrl Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 33 ( 100% ) 680-699 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
680-699 (Oct-2011)
740-759 (Apr-2010)
680-699 (Apr-2008)
680-699 (Mar-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate payments on several lines of credit/credit cards. I am currently paying off some medical procedures as well as charges for some home repairs/improvements that had to be made unexpectedly.

My financial situation:
I am a good candidate for this loan because I am a CPA and Corporate Financial Analyst and actually do budgeting for a living. I am obsessive about all the bills getting paid first and on time. I have no trouble currently making my payments, however I would like to consolidate them all down to one payment - just for simplicity's sake. I currently always make more than the minimum payment on my accounts and will continue to do so with this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/19/2011 5:33:45 PM
enchanted-note$25.0012/19/2011 5:05:39 PM
MoneyForNothing$39.0112/19/2011 5:06:27 PM
Mrs-Honeydew$25.0012/19/2011 5:10:25 PM
penny-plato$50.0012/19/2011 5:03:28 PM
AFairDeal$25.0012/19/2011 5:14:24 PM
trumpeter5$25.0012/19/2011 5:15:56 PM
investmentgroup$25.0012/19/2011 5:16:58 PM
affluence-generator2$100.0012/19/2011 5:26:04 PM
worthy-bid8$50.0012/19/2011 5:38:35 PM
grammaspurse$25.0012/19/2011 5:39:57 PM
investment-artist$30.0112/19/2011 5:34:25 PM
RecoveryLender$25.0012/19/2011 5:35:16 PM
Star_Witness$100.0012/19/2011 5:44:23 PM
auction-seeker$25.0012/19/2011 5:38:35 PM
purposeful-pound5$25.9612/19/2011 6:13:36 PM
janeybooboo$100.0012/19/2011 6:51:32 PM
Moe87$25.0012/19/2011 6:14:29 PM
worth-blanket2$6,700.0012/19/2011 6:52:13 PM
szetheli$250.0012/19/2011 6:52:04 PM
Investor_DP$100.0012/19/2011 5:09:58 PM
green-trade-dolphin2$35.0212/19/2011 5:02:24 PM
wampum-chorus3$25.0012/19/2011 5:26:34 PM
studious-listing8$25.0012/19/2011 5:14:38 PM
JustMee$25.0012/19/2011 5:15:30 PM
Feyenoord$30.0012/19/2011 5:18:42 PM
GElender$40.0012/19/2011 5:18:12 PM
trade-burrito4$35.0012/19/2011 5:21:54 PM
lender2611$25.0012/19/2011 5:38:45 PM
matt_2006$25.0012/19/2011 5:44:35 PM
cashhelp$25.0012/19/2011 5:45:48 PM
clemclan$60.0012/19/2011 6:10:19 PM
shrewd-income$100.0012/19/2011 6:17:36 PM
vutah$25.0012/19/2011 6:08:43 PM
r48$28.0012/19/2011 6:33:48 PM
35 Investments
 
Borrower Payment Dependent Notes Series 545425
This series of Notes was issued and sold upon the funding of the borrower loan #57783, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 32.04% Borrower rate/APR: 33.04% / 35.84% Monthly payment: $171.23
 
Lender servicing fee: 1.00% Effective Yield*: 30.57%  
Estimated return*: 15.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1994 Debt/Income ratio: 33%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:9y 5m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $12,959Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 47%  
   Homeownership: Yes  
Screen name: starter830 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement loan
Purpose of loan: is to get a roof put on my home,
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I pay my loans on time and make sure that at the end of the term that they are paid in full. My word is my bond.


Monthly net income: $3958.00
Monthly expenses: $2139
Housing: $993
Insurance: $187
Car expenses: $200
Utilities: $75
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $120
Credit cards and other loans: $144
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
truth-companion$25.0012/19/2011 9:08:56 AM
camaraderi-aspen$100.0012/19/2011 9:30:07 AM
Investor_DP$100.0012/19/2011 9:36:26 AM
graceful-IRAinvestment$53.0012/19/2011 10:35:18 AM
worth-blanket2$4,200.0012/19/2011 11:45:24 AM
pound-mushroom3$25.0012/19/2011 9:21:47 AM
heart514$25.0012/19/2011 9:05:21 AM
skillful-asset5$30.0012/19/2011 9:19:03 AM
Danjack_Capital$25.0012/19/2011 11:11:53 AM
worth-blanket2$4,200.0012/19/2011 11:44:49 AM
the-hope-workhorse$400.0012/19/2011 10:48:22 AM
11 Investments
 
Borrower Payment Dependent Notes Series 545437
This series of Notes was issued and sold upon the funding of the borrower loan #57973, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1989 Debt/Income ratio: 28%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:8y 9m
Amount delinquent: $0 Total credit lines: 32 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $49,990Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: orange-listing-strawberry Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$250.0012/19/2011 9:28:29 AM
camaraderi-aspen$100.0012/19/2011 9:30:58 AM
MatthewDP$150.0012/19/2011 5:12:00 PM
SFBank$50.0012/19/2011 5:15:29 PM
bankbuddy55$50.0012/19/2011 6:53:25 PM
useful-cash043$300.0012/19/2011 6:52:15 PM
money-booster2$25.0012/19/2011 10:47:45 PM
irrelevant$25.0012/20/2011 6:05:11 AM
CA-Lender$25.0012/20/2011 8:39:09 AM
goodhearted-generosity511$30.0012/20/2011 10:16:30 AM
SecondChanceLendingSERV$25.0012/20/2011 7:20:25 PM
Mrs-Honeydew$25.0012/21/2011 5:59:14 AM
Kash2010lu$25.0012/21/2011 9:38:47 AM
1point21gigawatts$25.0012/21/2011 10:28:01 AM
Bank42$25.0012/21/2011 4:59:51 PM
treasure-hunter270$25.0012/21/2011 5:57:43 PM
golden-velocity9$25.0012/21/2011 6:49:13 PM
pghtiny$25.0012/21/2011 11:28:59 PM
bancoroyal$33.4912/22/2011 8:56:43 AM
Starica$250.0012/22/2011 9:48:21 AM
cforell$35.8512/22/2011 11:22:34 AM
helpful-loan245$25.0012/22/2011 12:20:28 PM
payout-thinker7$25.0012/22/2011 5:06:40 PM
periko$29.1612/22/2011 5:21:21 PM
kind-charming-value$400.0012/22/2011 5:40:37 PM
ddog0224$49.3412/22/2011 6:09:19 PM
melodious-openness$50.0012/22/2011 6:29:30 PM
first-class-yield9$62.0012/22/2011 6:26:52 PM
frankdelraza$25.0012/19/2011 9:59:56 AM
Whipster$30.0012/19/2011 9:14:46 AM
PatriotKnight$25.0012/19/2011 9:05:51 AM
graceful-IRAinvestment$25.0012/19/2011 9:06:57 AM
jkeller4000$25.0012/19/2011 9:08:19 AM
SLN-10$50.0012/19/2011 9:27:12 AM
Something-Corporate$25.0012/19/2011 9:28:38 AM
ethical-truth211$100.0012/19/2011 10:39:10 AM
vutah$35.0012/19/2011 1:00:56 PM
let_me_retire$50.0012/20/2011 4:51:55 AM
R3vXX$25.0012/20/2011 10:20:18 AM
green-rate-futurist$25.0012/20/2011 1:47:59 PM
gallant-economy9$50.0012/21/2011 5:54:23 PM
social-heart$25.0012/21/2011 9:25:01 PM
economy-shrubbery6$25.0012/21/2011 10:26:28 PM
shawnw2$30.0012/22/2011 6:11:00 AM
compassion-neutron$25.0012/22/2011 6:20:24 AM
first-dinero-igloo$25.0012/22/2011 6:42:57 AM
ethical-truth211$200.0012/22/2011 8:08:57 AM
kind-credit-bear$25.0012/22/2011 9:30:40 AM
glroark$50.0012/22/2011 9:42:09 AM
well-mannered-income3$40.0012/22/2011 3:01:10 PM
hyrolln$26.0012/22/2011 4:36:22 PM
return-rocket9$25.0012/22/2011 5:08:24 PM
kind-charming-value$600.0012/22/2011 5:43:35 PM
Haribelle$25.0012/22/2011 6:28:33 PM
revenue-driver8$25.0012/22/2011 6:13:34 PM
zone6$100.0012/22/2011 6:46:29 PM
platinum-czar$25.1412/22/2011 6:44:03 PM
midnight24$32.5312/22/2011 7:00:48 PM
bid-acrobat4$41.4912/22/2011 7:04:23 PM
59 Investments
 
Borrower Payment Dependent Notes Series 545443
This series of Notes was issued and sold upon the funding of the borrower loan #57784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $149.69
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1989 Debt/Income ratio: 26%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 17 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,879Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: No  
Screen name: FullyDedicated Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repairs / Medical Bills
Purpose of loan:
This loan will be used to for an engine rebuild and hospital bills

My financial situation:
I am a good candidate for this loan because I am a professional with a steady job and steady income. I have a very strong credit score of over 700 and have never missed or been late on any payment. I have taken out a personal loan for a vacation in May '11 for $5k over 24 months with Fulton Financial in PA who I have been with for over 8 years and was paid back in 5 months. Life has thrown a lot of financial hurdles my way in a short time period that I now have to manage. God Bless.

Monthly net income: $2,200
Monthly expenses: $650
Housing: $0...Living at home past 3 years paying off all college debt
Insurance: $
Car expenses: $140/month
Utilities: $0
Phone, cable, internet: $100 - cell
Food, entertainment: $less than $50
Clothing, household expenses: $0
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SecondChanceLendingSERV$25.0012/19/2011 5:24:06 PM
bankbuddy55$200.0012/19/2011 6:13:09 PM
worth-blanket2$2,700.0012/19/2011 6:52:02 PM
money-fort$26.3212/19/2011 5:17:28 PM
jkeller4000$25.0012/19/2011 5:28:46 PM
golden-velocity9$25.0012/19/2011 5:12:42 PM
Danjack_Capital$25.0012/19/2011 5:06:05 PM
pdub$75.0012/19/2011 5:33:46 PM
SFBank$50.0012/19/2011 5:08:23 PM
Investor_DP$100.0012/19/2011 5:10:37 PM
SolarMoonshine$25.0012/19/2011 5:04:42 PM
affluence-generator2$100.0012/19/2011 5:25:36 PM
worthy-bid8$50.0012/19/2011 5:38:37 PM
CA-Lender$25.0012/19/2011 6:24:11 PM
engaging-repayment8$25.0012/19/2011 6:35:24 PM
reflective-rupee$25.0012/19/2011 6:33:19 PM
16 Investments
 
Borrower Payment Dependent Notes Series 545449
This series of Notes was issued and sold upon the funding of the borrower loan #58138, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Dec-1989 Debt/Income ratio: Not calculated
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:10y 2m
Amount delinquent: $0 Total credit lines: 12Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,139 
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: fearless-durability474 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Stay Current while Job Hunting
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/27/2011 9:14:31 AM
worth-blanket2$4,000.0012/27/2011 9:16:43 AM
2 Investments
 
Borrower Payment Dependent Notes Series 545451
This series of Notes was issued and sold upon the funding of the borrower loan #57863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $317.53
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-2002 Debt/Income ratio: 83%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 22Length of status:9y 11m
Amount delinquent: $0 Total credit lines: 35 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $21,059Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: wise-burgeoning-yield Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 93% ) 620-639 (Latest)
Principal borrowed: $3,000.00< 31 days late: 1 ( 7% )  
660-679 (Sep-2010)
680-699 (Mar-2010)
 
Principal balance: $2,170.48 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Home Fix Up and Renovations.
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-baron-Roth401k$25.0012/20/2011 9:06:21 AM
SLN-10$100.0012/20/2011 9:10:02 AM
affluence-generator2$100.0012/20/2011 9:09:52 AM
MatthewDP$150.0012/20/2011 9:20:44 AM
AF-Chief$25.0012/20/2011 9:22:17 AM
GElender$40.0012/20/2011 9:28:28 AM
worth-blanket2$7,500.0012/20/2011 9:30:42 AM
diplomatic-wealth7$25.0012/20/2011 9:10:13 AM
red-power-pecan$48.0012/20/2011 9:20:16 AM
Jack55304$200.0012/20/2011 9:11:42 AM
miked8303$25.0012/20/2011 9:26:47 AM
zeeexsixare$100.0012/20/2011 9:28:44 AM
12 Investments
 
Borrower Payment Dependent Notes Series 545453
This series of Notes was issued and sold upon the funding of the borrower loan #58160, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $278.73
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1994 Debt/Income ratio: Not calculated
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:12y 5m
Amount delinquent: $0 Total credit lines: 42 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,781Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: spartan06 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to make improvements to my home while excellent conditions exist btween competing home improvement contractors

My financial situation:
I am a good candidate for this loan because my credit score is high, my current income is over $150,000 per year, and my credit report is "clean".
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-rapid-openness$200.0012/27/2011 5:04:13 PM
Kash2010lu$30.0012/27/2011 5:07:23 PM
jkeller4000$25.0012/27/2011 5:09:36 PM
camaraderi-aspen$100.0012/27/2011 5:10:26 PM
worth-blanket2$6,800.0012/27/2011 5:10:38 PM
5 Investments
 
Borrower Payment Dependent Notes Series 545463
This series of Notes was issued and sold upon the funding of the borrower loan #58385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-20-2011 
Term: 60 months Listing End date:  Dec-27-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $233.25
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1994 Debt/Income ratio: 9%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:15y 2m
Amount delinquent: $0 Total credit lines: 38 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,403Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%  
   Homeownership: Yes  
Screen name: friendly-p2p3 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan to consolidate bills
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...
i have had a steady job with the same company for 15 years
and have a great record of paying all my bills on time and
have never missed a bill
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
intelligent-dedication9$100.0012/20/2011 9:12:07 AM
currency-agave$60.0012/20/2011 9:08:15 AM
AFairDeal$25.0012/20/2011 9:28:10 AM
rajs$100.0012/20/2011 9:20:15 AM
themoneydoctor$200.0012/20/2011 9:42:49 AM
superb-funds335$25.0012/20/2011 9:49:32 AM
JustMee$25.0012/20/2011 1:44:53 PM
vutah$25.0012/20/2011 4:23:42 PM
well-mannered-income3$40.0012/20/2011 5:21:40 PM
imlosttoo$25.0012/20/2011 6:17:49 PM
blot44$25.0012/20/2011 8:12:04 PM
economy-popcorn$25.0012/20/2011 10:07:29 PM
SCD$25.0012/21/2011 8:18:37 AM
fantastic-investment9$30.0012/21/2011 8:37:01 AM
sflawya$25.0012/21/2011 9:55:11 AM
camaraderi-aspen$100.0012/21/2011 2:40:13 PM
coin-jamboree$30.0012/21/2011 10:23:38 PM
market-trooper3$30.0012/22/2011 2:24:47 AM
sri59$100.0012/22/2011 2:57:19 AM
radforj22$41.1012/22/2011 5:24:43 AM
astute-fairness0$25.0012/22/2011 6:22:57 AM
tranquil-diversification8$50.0012/22/2011 6:28:26 AM
drtexican$25.0012/22/2011 7:05:56 AM
ethical-truth211$300.0012/22/2011 8:02:12 AM
BlessedEveryDay$27.2812/22/2011 9:11:34 AM
alpinaut$30.0012/22/2011 1:17:12 PM
selector568$300.0012/22/2011 5:45:33 PM
Barky52$25.0012/23/2011 7:16:41 AM
FoosMaster$25.0012/23/2011 8:58:45 AM
hitarth2807$100.0012/23/2011 1:32:21 PM
PhalanxBulldog$50.0012/24/2011 6:37:16 AM
bold-deal-ringleader$25.0012/24/2011 9:30:09 AM
worlds-best-worth2$25.0012/24/2011 11:02:13 AM
BAJMP$25.0012/24/2011 12:10:04 PM
indomitable-coin$25.0012/24/2011 12:26:53 PM
thankful-nickel2$25.0012/24/2011 3:55:02 PM
MBA_moneylender$27.9312/24/2011 6:48:07 PM
bonus-sensai825$25.0012/24/2011 8:50:11 PM
drkosh$33.0012/25/2011 8:52:26 AM
p2ploan-popcorn$50.0012/25/2011 11:43:44 AM
FlexFunding$50.0012/25/2011 12:01:15 PM
loyalty-czar$56.4112/25/2011 9:32:45 AM
historic-balance5$25.0012/25/2011 12:22:20 PM
intuitive-integrity9$50.0012/25/2011 12:19:24 PM
llequire1$200.0012/25/2011 1:51:34 PM
scholarly-integrity$25.0012/26/2011 12:04:19 AM
Galdis$25.0012/25/2011 10:15:49 PM
Pizza-man$50.0012/26/2011 7:22:51 AM
loanman2007$50.0012/26/2011 6:21:03 AM
TXCapLeader$100.0012/26/2011 7:14:35 AM
DDPrime$50.0012/26/2011 9:06:26 AM
ConcreteOne$25.0012/26/2011 7:28:07 AM
first-dinero-igloo$25.0012/26/2011 8:56:31 AM
natural-greenback6$25.0012/26/2011 9:11:26 AM
processor115$25.0012/26/2011 9:41:37 AM
Manta_Rai$25.0012/26/2011 11:07:05 AM
Ocean713$75.0012/26/2011 11:08:09 AM
lenderRXT$120.0012/26/2011 9:24:18 AM
B1$44.3012/26/2011 12:40:11 PM
enriching-listing$50.0012/26/2011 12:04:46 PM
shellback13$70.9112/26/2011 3:08:01 PM
dapablotv$100.0012/26/2011 10:54:33 AM
Kyileo$35.0012/26/2011 3:45:36 PM
Soothsayer$30.3412/26/2011 3:45:23 PM
famous-bill$75.0012/26/2011 4:51:32 PM
Engineer44$35.0012/26/2011 3:30:57 PM
the-enthralling-coin$25.0012/26/2011 5:10:51 PM
stuy1998$25.0012/26/2011 5:27:55 PM
mex_invests$25.0012/26/2011 8:03:46 PM
bonus-apple$200.0012/26/2011 8:05:17 PM
c-gurista-5$25.0012/27/2011 6:09:38 AM
thepillowsack$25.0012/27/2011 7:11:02 AM
bsmtloan$100.0012/27/2011 5:40:23 AM
Wilhan$25.0012/27/2011 5:55:20 AM
Brisket_Bob$62.5012/27/2011 7:31:32 AM
Little_Helper$25.0012/27/2011 7:46:41 AM
nikkiesgrandma$25.0012/27/2011 6:48:09 AM
leverage-monger$25.0012/27/2011 7:44:47 AM
jules3304$25.0012/27/2011 8:37:42 AM
trevandtal$25.0012/27/2011 8:06:09 AM
BxRealtor$25.0012/27/2011 9:13:05 AM
golden-platinum7$25.0012/27/2011 9:11:41 AM
MilitaryAV8R$25.0012/27/2011 11:03:39 AM
green-trade-dolphin2$30.4612/20/2011 9:02:40 AM
DHolly$25.0012/20/2011 9:05:18 AM
affluence-generator2$100.0012/20/2011 9:09:13 AM
money-booster2$50.0012/20/2011 9:12:50 AM
bb575$50.0012/20/2011 9:24:10 AM
Investor_DP$100.0012/20/2011 9:43:26 AM
ricklip$100.0012/20/2011 10:23:36 AM
blue-radiant-economy$100.0012/20/2011 3:51:53 PM
beachfunder$25.0012/20/2011 4:13:41 PM
principal-star$25.0012/20/2011 7:37:35 PM
creditjunky$200.0012/20/2011 6:24:38 PM
R3vXX$25.0012/20/2011 7:09:36 PM
cattlebaron$100.0012/21/2011 12:23:33 AM
friendinmoney$25.0012/21/2011 8:32:51 AM
prossperous01$25.0012/21/2011 10:05:43 AM
jkeller4000$25.0012/21/2011 2:57:13 PM
RockCrown$25.0012/21/2011 3:04:11 PM
riproaringrapids$35.0012/21/2011 7:06:35 PM
TrustPlus$50.0012/21/2011 8:48:27 PM
happy-loyalty$25.0012/22/2011 5:44:01 AM
luminous-marketplace5$25.0012/22/2011 9:24:25 AM
Recyclist$25.0012/22/2011 9:39:48 AM
grampy48$25.0012/22/2011 2:18:09 PM
greenback-investor7$200.0012/22/2011 6:19:05 PM
income-banjo$50.0012/23/2011 9:09:50 AM
wlm3012$50.0012/23/2011 11:57:08 AM
genuine-loan0$25.0012/23/2011 2:35:45 PM
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javelin0$50.0012/24/2011 6:52:25 AM
EJPiper$50.0012/24/2011 7:54:11 AM
Interloper$25.0012/24/2011 9:15:18 AM
leverage-monger$50.0012/24/2011 9:19:16 AM
houli123$225.0012/24/2011 1:04:29 PM
Charmart$25.0012/24/2011 1:07:30 PM
BOZO88$25.0012/24/2011 1:49:42 PM
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adir1$25.0012/25/2011 6:47:12 AM
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leverage-monger$50.0012/25/2011 12:26:11 PM
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nehemiah65$50.0012/25/2011 6:35:58 PM
cash-cymbal$25.0012/25/2011 6:49:48 PM
kindness-ace1$50.0012/25/2011 10:26:30 PM
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assetmanager$25.0012/26/2011 7:12:22 AM
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leverage-monger$25.0012/26/2011 9:54:01 AM
cookie1208$400.0012/26/2011 9:29:56 AM
godspeed237$26.7812/26/2011 11:02:05 AM
AsianDragon$25.0012/26/2011 11:18:55 AM
Bank_Of_XL$25.0012/26/2011 12:59:30 PM
Christus_Victor$25.4312/26/2011 4:33:58 PM
inhumandecency$25.0012/26/2011 3:12:34 PM
malomar66$60.0012/26/2011 3:41:37 PM
successful-agreement7$100.0012/26/2011 5:22:32 PM
creditjunky$100.1212/26/2011 5:38:02 PM
JasmineTrust$50.0012/26/2011 5:38:42 PM
beachfunder$25.0012/26/2011 5:30:33 PM
emphatic-responsibility$25.0012/26/2011 7:05:07 PM
papaloha$100.0012/26/2011 7:42:06 PM
best-generosity-financier$25.0012/26/2011 7:31:54 PM
bjr01$25.0012/26/2011 8:20:06 PM
BleedPurple$50.0012/26/2011 7:21:13 PM
calbertrand$25.0012/27/2011 12:31:17 AM
evergreen16$400.0012/26/2011 9:19:08 PM
JustMee$25.0012/27/2011 4:16:58 AM
SDD123$25.0012/27/2011 3:46:49 AM
BankofPete$25.0012/27/2011 6:48:08 AM
jrc$46.1712/27/2011 9:07:40 AM
GreenLender11$100.0012/27/2011 9:07:41 AM
buffalobills$25.0012/27/2011 9:12:02 AM
Feyenoord$30.0012/27/2011 9:18:29 AM
kenji4861$25.0012/27/2011 9:34:48 AM
wtrboy$25.0012/27/2011 9:55:21 AM
cul8rv8$25.8712/27/2011 9:46:28 AM
evergreen16$120.0712/27/2011 11:10:09 AM
Determined_Raccoon$29.5012/27/2011 9:56:20 AM
168 Investments
 
Borrower Payment Dependent Notes Series 545471
This series of Notes was issued and sold upon the funding of the borrower loan #57764, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $434.50
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Mar-1993 Debt/Income ratio: 62%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 25 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: piccolo416 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 720-739 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
720-739 (May-2011)
 
Principal balance: $13,260.68 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
debt
Purpose of loan:
This loan will be used to...pay off a debt.

My financial situation:
I am a good candidate for this loan because...i have a stable job.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-profit-oracle$25.0012/20/2011 9:28:01 AM
magnitude787$25.0012/20/2011 9:27:29 AM
life-is-great$25.0012/20/2011 9:24:02 AM
MBurns$25.0012/20/2011 9:25:27 AM
ursus$50.0012/20/2011 9:30:11 AM
indomitable-dedication$25.0012/20/2011 9:24:25 AM
GElender$40.0012/20/2011 9:28:29 AM
nex$25.0012/20/2011 9:19:43 AM
Webpreneur$40.0012/20/2011 9:17:01 AM
imoutdoorsy$25.0012/20/2011 9:20:42 AM
inventive-exchange$25.0012/20/2011 9:23:25 AM
treasure-widget$25.0012/20/2011 9:14:13 AM
shmb6508$50.0012/20/2011 9:21:53 AM
social-cocktail1$200.0012/20/2011 9:20:46 AM
careful-note1$25.0012/20/2011 9:10:40 AM
affluence-generator2$100.0012/20/2011 9:09:53 AM
fareast_man$25.0012/20/2011 9:08:18 AM
important-openness1$100.0012/20/2011 9:13:41 AM
fortytwo$150.0012/20/2011 9:08:12 AM
economy-coup$50.0012/20/2011 9:06:10 AM
LittleMingo$25.0012/20/2011 9:02:42 AM
top-payout-fixer$25.0012/20/2011 9:06:08 AM
rescue$100.0012/20/2011 9:13:00 AM
CAGE-Investments$25.0012/20/2011 9:05:33 AM
prohelper$25.0012/20/2011 9:12:02 AM
heart514$25.0012/20/2011 9:20:11 AM
money-surge1$25.0012/20/2011 9:10:34 AM
Argbargle$25.0012/20/2011 9:17:19 AM
AF-Chief$25.0012/20/2011 9:22:18 AM
rebelduke$25.0012/20/2011 9:20:04 AM
investisure$27.0012/20/2011 9:21:15 AM
gjm6d$25.0012/20/2011 9:22:36 AM
missing-link$25.0012/20/2011 9:26:12 AM
washboard1$25.0012/20/2011 9:27:31 AM
worth-blanket2$10,700.0012/20/2011 9:31:01 AM
35 Investments
 
Borrower Payment Dependent Notes Series 545475
This series of Notes was issued and sold upon the funding of the borrower loan #57993, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $164.98
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1990 Debt/Income ratio: 20%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 16 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,874Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: No  
Screen name: Lastavatar Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation!
Purpose of loan:
Hello. I have a relatively low balance spread over 3 cards, and I will use this money to obliterate the debt on two of the cards with a balance of around $2k each, and significantly reduce the final/third card. I racked up a decent amount of debt with a recent move [moving truck], and over the past few years have been trying to zero out all my debt. To be frank, I'd rather pay YOU than continue be beholden to companies. I always in the past [even with my student debt] pay double or triple the amount, and like to pay weekly, automatically out of my bank, to further lessen the principal. I am free to answer any questions; thank you for your support and for reading!

My financial situation:
I have a stable job in central California analyzing levees, using GIS, for an engineering firm. I have been working in this capacity for over two years and the project has at the very least 2-3 years of heavy/sustained work. =job security.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/20/2011 5:24:28 PM
green-trade-dolphin2$35.0212/20/2011 5:02:27 PM
commanding-treasure2$50.0012/20/2011 5:29:33 PM
LongTail$25.0012/20/2011 5:28:43 PM
worth-blanket2$4,900.0012/20/2011 5:31:23 PM
blue-lively-platinum$25.0012/20/2011 5:19:05 PM
indomitable-coin$25.0012/20/2011 5:12:41 PM
bb575$50.0012/20/2011 5:28:13 PM
JustMee$25.0012/20/2011 5:30:18 PM
scrappy-leverage6$25.0012/20/2011 5:21:27 PM
BxRealtor$25.0012/20/2011 5:31:21 PM
Sneezie$100.0012/20/2011 5:26:38 PM
ryan6853$25.0012/20/2011 5:25:53 PM
13 Investments
 
Borrower Payment Dependent Notes Series 545481
This series of Notes was issued and sold upon the funding of the borrower loan #57916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-20-2011 
Term: 60 months Listing End date:  Dec-21-2011 
 
Lender yield: 32.04% Borrower rate/APR: 33.04% / 35.84% Monthly payment: $239.72
 
Lender servicing fee: 1.00% Effective Yield*: 30.57%  
Estimated return*: 15.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2000 Debt/Income ratio: 56%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 15 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,506Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: No  
Screen name: greenback-prometheus8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
back-scratchers$50.0012/20/2011 9:07:16 AM
Rogesparkguy$25.0012/20/2011 9:11:48 AM
jkeller4000$25.0012/20/2011 9:12:33 AM
unbelievable-exchange$25.0012/20/2011 9:24:41 AM
Investor_DP$100.0012/20/2011 9:44:05 AM
green-rate-futurist$25.0012/20/2011 12:34:00 PM
compassion-paladin042$25.0012/20/2011 1:37:43 PM
skillful-asset5$25.0012/20/2011 2:00:16 PM
blue-radiant-economy$100.0012/20/2011 3:31:09 PM
capital-halo1$1,000.0012/20/2011 5:07:21 PM
jstrode10$25.0012/20/2011 5:13:18 PM
blue-lively-platinum$25.0012/20/2011 5:19:04 PM
nimble-revenue5$34.0012/20/2011 5:31:07 PM
ore-leather$25.0012/20/2011 7:07:27 PM
R3vXX$25.0012/20/2011 7:31:23 PM
kind-charming-value$1,000.0012/20/2011 6:59:54 PM
Rockymtnhi$25.0012/20/2011 8:39:19 PM
ethical-truth211$300.0012/21/2011 6:54:23 AM
debtfreenow-82$50.0012/21/2011 7:43:10 AM
red-benefit-ruler$40.0012/21/2011 8:09:52 AM
HHP$100.0012/21/2011 9:31:20 AM
finance-prescription$100.0012/21/2011 9:36:14 AM
fortytwo$150.0012/21/2011 9:51:40 AM
income-rocker2$50.0012/21/2011 10:50:12 AM
1point21gigawatts$25.0012/21/2011 10:27:50 AM
mad-scientist418$25.0012/21/2011 11:14:56 AM
the-hope-workhorse$450.0012/21/2011 11:22:03 AM
friendly-truth7$25.0012/21/2011 12:51:50 PM
money-booster2$35.0012/21/2011 12:23:20 PM
first-class-yield9$50.0012/21/2011 12:47:46 PM
GS-ROCK$39.3912/21/2011 1:23:39 PM
LuvToLend$33.9212/21/2011 1:58:01 PM
camaraderi-aspen$50.0012/21/2011 1:19:04 PM
168RichCapital$25.1212/21/2011 4:42:41 PM
cash4closeoutsdotnet$26.7112/21/2011 5:26:40 PM
cash4closeoutsdotnet$25.0012/21/2011 5:29:12 PM
periko$25.0012/21/2011 6:10:17 PM
larrybird$89.0012/21/2011 6:17:42 PM
gjm6d$25.0012/20/2011 9:22:36 AM
camaraderi-aspen$100.0012/20/2011 9:38:23 AM
affluence-generator2$100.0012/20/2011 9:44:29 AM
ricklip$100.0012/20/2011 10:23:37 AM
happycents$30.0012/20/2011 12:28:06 PM
nfx$25.0012/20/2011 11:23:53 AM
meadow48$50.0012/20/2011 12:24:20 PM
independent-silver9$25.0012/20/2011 5:09:50 PM
heart514$25.0012/20/2011 5:20:21 PM
truth-companion$25.0012/20/2011 5:24:57 PM
worldly-gold$34.0012/20/2011 5:40:32 PM
SecondChanceLendingSERV$25.0012/20/2011 5:31:01 PM
autonomous-truth$100.0012/20/2011 8:42:38 PM
zone6$100.0012/20/2011 8:56:19 PM
let_me_retire$25.0012/21/2011 12:09:28 AM
fountain355$63.9812/21/2011 4:30:04 AM
independent-listing796$25.0012/21/2011 4:42:16 AM
Core-Marketing$81.4412/21/2011 4:27:36 AM
suave-dime6$25.0012/21/2011 5:17:24 AM
Mrs-Honeydew$25.0012/21/2011 6:00:54 AM
Bob450$30.0012/21/2011 6:49:51 AM
792FICO$25.0012/21/2011 9:12:36 AM
orange-vigilance-shower$50.0012/21/2011 9:14:46 AM
Starica$250.0012/21/2011 9:23:02 AM
compassion-expert$25.0012/21/2011 9:32:53 AM
avm-the-investor$250.0012/21/2011 9:40:08 AM
wwwUniversal$25.0012/21/2011 9:42:37 AM
gallant-economy9$50.0012/21/2011 9:44:41 AM
economy-coup$47.0012/21/2011 9:51:13 AM
kind-credit-bear$25.0012/21/2011 9:54:39 AM
handshake5$100.0012/21/2011 9:57:54 AM
high_flyer$200.0012/21/2011 10:07:09 AM
deal-thinker7$50.0012/21/2011 11:00:43 AM
DreDub$25.0012/21/2011 11:47:11 AM
saxaphone6$25.0012/21/2011 12:13:36 PM
first-lovely-dollar$25.0012/21/2011 1:01:08 PM
discostu$25.0012/21/2011 1:39:19 PM
octoberfresh$25.0012/21/2011 2:20:25 PM
upbeat-wealth$25.0012/21/2011 1:29:05 PM
intelligent-dedication9$100.0012/21/2011 3:21:25 PM
damasterwc$98.4412/21/2011 3:43:10 PM
adamdroker$25.0012/21/2011 3:18:13 PM
evergreen16$100.0012/21/2011 4:48:21 PM
euro-spark$40.0012/21/2011 5:43:15 PM
Hummer-Guy$25.0012/21/2011 5:43:28 PM
stepatatime-together$27.0012/21/2011 5:46:37 PM
Engineer44$25.0012/21/2011 5:51:37 PM
85 Investments
 
Borrower Payment Dependent Notes Series 545485
This series of Notes was issued and sold upon the funding of the borrower loan #57715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $205.06
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1992 Debt/Income ratio: 22%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:22y 0m
Amount delinquent: $0 Total credit lines: 27 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $33,708Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: geemac Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Cons
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/19/2011 5:09:58 PM
AFairDeal$25.0012/19/2011 5:14:25 PM
camaraderi-aspen$100.0012/19/2011 5:29:19 PM
worth-blanket2$7,300.0012/19/2011 6:51:20 PM
studious-listing8$25.0012/19/2011 5:14:39 PM
5 Investments
 
Borrower Payment Dependent Notes Series 545509
This series of Notes was issued and sold upon the funding of the borrower loan #57840, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-19-2011 
Term: 60 months Listing End date:  Dec-19-2011 
 
Lender yield: 32.04% Borrower rate/APR: 33.04% / 35.84% Monthly payment: $239.72
 
Lender servicing fee: 1.00% Effective Yield*: 30.57%  
Estimated return*: 15.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jun-1991 Debt/Income ratio: 59%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 3 Current / open credit lines: 7 / 8Length of status:16y 0m
Amount delinquent: $4,672 Total credit lines: 45 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,265Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: tender-trade0 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 20 ( 100% ) 640-659 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
720-739 (Sep-2010)
720-739 (Mar-2010)
 
Principal balance: $2,394.48 31+ days late: 0 ( 0% )
Total payments billed: 20  
Description
Consolidate debt
This loan will be used to consolidate other debts.

I am a good candidate for this loan because I am still on track to be out of all debt (home and auto included) within the next ~6 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$25.0012/19/2011 5:03:08 PM
shawnw2$100.0012/19/2011 5:07:57 PM
truth-companion$25.0012/19/2011 5:08:01 PM
Investor_DP$100.0012/19/2011 5:10:38 PM
money-baron-Roth401k$25.0012/19/2011 5:26:09 PM
Jack55304$200.0012/19/2011 5:28:33 PM
orange-vigilance-shower$50.0012/19/2011 5:19:37 PM
atlas-shrugged$245.0012/19/2011 5:20:47 PM
graceful-IRAinvestment$74.0012/19/2011 5:27:24 PM
zeeexsixare$25.0012/19/2011 5:48:09 PM
worth-blanket2$5,900.0012/19/2011 6:52:26 PM
Lubava$1.0012/19/2011 7:26:15 PM
Feyenoord$30.0012/19/2011 5:18:43 PM
jhouman$50.0012/19/2011 5:22:09 PM
affluence-generator2$100.0012/19/2011 5:26:05 PM
312-Lender$25.0012/19/2011 5:14:15 PM
five-star-note$25.0012/19/2011 5:32:28 PM
17 Investments
 
Borrower Payment Dependent Notes Series 545513
This series of Notes was issued and sold upon the funding of the borrower loan #57694, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $19,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-20-2011 
Term: 60 months Listing End date:  Dec-20-2011 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $448.53
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1981 Debt/Income ratio: 29%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 21Length of status:15y 2m
Amount delinquent: $0 Total credit lines: 32 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $35,820Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: Yes  
Screen name: red-principal-jaunt Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 700-719 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
660-679 (Feb-2011)
 
Principal balance: $5,592.85 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
TXEXEC 4 CONSOLIDATION
Purpose of loan:
This loan will be used to...consolidate existing debt.

My financial situation:
I am a good candidate for this loan because...I have tenured employment, credit history without delinquencies and very good income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-booster2$50.0012/20/2011 9:05:17 AM
indomitable-coin$25.0012/20/2011 9:25:47 AM
hope-hickory8$25.0012/20/2011 9:17:37 AM
loanman2007$150.0012/20/2011 9:22:49 AM
bb575$50.0012/20/2011 9:24:11 AM
worth-blanket2$18,600.0012/20/2011 9:30:34 AM
green-trade-dolphin2$30.2912/20/2011 9:02:43 AM
affluence-generator2$100.0012/20/2011 9:09:14 AM
intelligent-dedication9$100.0012/20/2011 9:12:08 AM
rajs$100.0012/20/2011 9:14:37 AM
AFairDeal$25.0012/20/2011 9:28:11 AM
11 Investments
 
Borrower Payment Dependent Notes Series 545517
This series of Notes was issued and sold upon the funding of the borrower loan #58273, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $659.90
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1979 Debt/Income ratio: 29%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:30y 7m
Amount delinquent: $0 Total credit lines: 17 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,622Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: meridian295 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Long term security
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because I have been employed with the same company over 25 years and I am embarking aon a solid business. It will be subsidized by my salary of 6500 monthly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
market-maximizer472$100.0012/28/2011 9:55:37 AM
green-trade-dolphin2$30.5612/20/2011 9:02:38 AM
intelligent-dedication9$100.0012/20/2011 9:12:09 AM
aabadabadoo$25.0012/20/2011 9:07:36 AM
bb575$50.0012/20/2011 9:24:11 AM
riproaringrapids$35.0012/20/2011 9:32:35 AM
ricklip$100.0012/20/2011 10:23:37 AM
independent-revenue4$100.0012/20/2011 1:46:04 PM
hope-hickory8$25.0012/20/2011 4:49:22 PM
money-booster2$35.0012/20/2011 10:18:59 PM
john0720$25.0012/21/2011 6:28:39 AM
fantastic-investment9$30.0012/21/2011 8:37:02 AM
processor115$50.0012/21/2011 9:46:52 AM
ReliableLoans$100.0012/21/2011 7:43:57 PM
radforj22$25.0012/21/2011 7:45:15 PM
TrustPlus$50.0012/21/2011 8:48:28 PM
babokd$50.0012/22/2011 10:01:58 AM
first-friendly-listing$50.0012/22/2011 3:35:20 PM
dood2112$25.0012/22/2011 4:41:05 PM
unbelievable-exchange$100.0012/22/2011 5:16:40 PM
igniter584$25.0012/22/2011 5:40:05 PM
greenback-investor7$200.0012/22/2011 6:19:06 PM
golden-responsibility189$100.0012/22/2011 6:10:56 PM
factcheck$35.0012/24/2011 1:20:36 AM
EJPiper$25.0012/24/2011 7:54:11 AM
astute-benjamins$50.0012/26/2011 6:28:53 AM
Pizza-man$50.0012/26/2011 7:22:51 AM
dbs$25.0012/26/2011 9:32:58 AM
stuy1998$25.0012/26/2011 5:26:35 PM
successful-agreement7$100.0012/26/2011 5:22:32 PM
heart514$25.0012/26/2011 5:37:13 PM
emphatic-responsibility$25.0012/26/2011 6:24:21 PM
trevandtal$25.0012/27/2011 8:06:09 AM
GCInvestments$25.0012/27/2011 9:40:51 AM
wtrboy$25.0012/27/2011 9:55:22 AM
worth-rocket0$25.0012/27/2011 10:23:12 AM
diggingupward$25.0012/27/2011 10:56:13 AM
daisuke$50.0012/27/2011 12:05:23 PM
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gain-equator$25.0012/27/2011 1:50:01 PM
rmsyvt$25.0012/27/2011 3:35:55 PM
ryuD$25.0012/27/2011 2:59:54 PM
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Law_Gator$25.0012/27/2011 8:39:33 PM
ngmansfield$25.0012/27/2011 9:40:42 PM
icontender$50.0012/28/2011 12:46:36 AM
MrUSC$25.0012/28/2011 4:06:49 AM
generous-deal6$25.0012/28/2011 1:26:16 AM
organized-payment6$50.0012/28/2011 6:31:10 AM
fuzed$50.0012/28/2011 8:35:10 AM
umfan123$25.0012/28/2011 8:50:59 AM
Eastern$50.0012/28/2011 9:05:20 AM
Cheburashka$25.0012/28/2011 9:06:24 AM
DadWarbucks$25.0012/28/2011 9:07:55 AM
deal-frontier$25.0012/28/2011 9:09:36 AM
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Marathoner$25.0012/28/2011 9:12:56 AM
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otalon$25.0012/28/2011 9:34:58 AM
betak$25.0012/28/2011 9:43:44 AM
rocker137$40.0012/28/2011 9:45:33 AM
rmachi$25.0012/28/2011 9:46:42 AM
flexible-value$34.0012/28/2011 9:41:06 AM
tharmon$25.0012/28/2011 10:00:40 AM
FG9YTR$25.0012/28/2011 10:01:22 AM
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evnagelist$25.0012/28/2011 10:02:50 AM
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120933$25.0012/28/2011 10:06:19 AM
runner262$25.0012/28/2011 10:04:39 AM
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NJNY$25.0012/28/2011 10:04:58 AM
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natural-affluence4$25.0012/28/2011 10:06:13 AM
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gracej$25.0012/28/2011 10:13:25 AM
platinum-sorcerer6$35.0012/28/2011 10:04:34 AM
lean-fund0$100.0012/28/2011 11:30:06 AM
Christus_Victor$25.0012/28/2011 11:55:56 AM
value-willow$25.0012/28/2011 10:46:00 AM
intelligent-dedication9$50.0012/28/2011 12:03:52 PM
organic-responsibility60$100.0012/28/2011 1:11:46 PM
Tscheddar$25.0012/28/2011 1:25:26 PM
cocopuffs$25.0012/28/2011 1:37:41 PM
smart-kindness8$150.0012/28/2011 1:56:06 PM
novice-speculator$25.0012/28/2011 2:22:09 PM
toomanyfishtanks$25.0012/28/2011 1:56:39 PM
heerzaquestion$25.0012/28/2011 1:04:27 PM
rupee-equation2$25.0012/28/2011 2:28:48 PM
SouthwestPropertySolutions$25.0012/28/2011 1:38:46 PM
currency-persimmon$35.0012/28/2011 2:13:52 PM
rlaboy$25.0012/28/2011 2:23:24 PM
klinebarger$25.0012/28/2011 3:07:12 PM
keichi03$35.0012/28/2011 3:02:08 PM
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commerce-broker$25.0012/28/2011 2:44:10 PM
w8291$25.0012/28/2011 3:03:04 PM
Unclejohn$25.0012/28/2011 3:11:15 PM
Prosp_Lender$25.0012/28/2011 3:23:57 PM
knowledgeable-note6$76.0012/28/2011 3:08:58 PM
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damage$25.0012/28/2011 3:24:07 PM
damage$25.0012/28/2011 3:30:51 PM
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enchanted-truth264$25.0012/28/2011 4:29:56 PM
julijask$25.0012/28/2011 4:41:06 PM
dime-worker$25.0012/28/2011 4:25:12 PM
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CE88$75.0012/28/2011 4:58:28 PM
herman7$25.0012/28/2011 4:42:04 PM
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investment-kingdom$100.0012/28/2011 5:05:43 PM
penny-plato$25.0012/28/2011 5:10:01 PM
GrooveBiz$25.0012/28/2011 5:11:02 PM
makerain$25.0012/28/2011 5:18:53 PM
gjm6d$25.0012/28/2011 5:14:25 PM
unassuming-generosity$25.0012/28/2011 5:15:38 PM
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unforgettable-wealth4$50.0012/28/2011 5:18:31 PM
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intelligent-repayment8$2,000.0012/28/2011 5:30:22 PM
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no_agenda_lender$25.0012/28/2011 5:35:37 PM
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edaguy$75.0012/28/2011 5:47:52 PM
dapablotv$100.0012/28/2011 6:18:41 PM
reward-excellency1$25.0012/28/2011 5:56:25 PM
enticing-rate9$25.0012/28/2011 6:32:32 PM
ballz694$25.0012/28/2011 6:34:51 PM
basis-wizard8$100.0012/28/2011 6:34:37 PM
balanced-treasure4$25.0012/28/2011 6:37:34 PM
golden-finance7$50.0012/28/2011 6:43:25 PM
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jescowa$50.0012/28/2011 7:58:20 PM
b2006$25.0012/28/2011 8:04:16 PM
spike16$25.0012/28/2011 8:15:41 PM
spudbeach$44.6312/28/2011 7:39:49 PM
help4u$50.0012/28/2011 8:48:03 PM
orange-influential-credit$100.0012/28/2011 7:39:56 PM
credit-birch$40.0012/28/2011 8:54:11 PM
vmh20035$25.0012/28/2011 11:08:26 PM
platinum-exec1$100.0012/28/2011 10:34:07 PM
blue-radiant-economy$100.0012/28/2011 9:55:44 PM
careful-note$100.3012/29/2011 1:50:38 AM
CO_Engineer$39.0012/28/2011 10:17:58 PM
Castelj$68.0012/29/2011 5:15:49 AM
VPRLLC$25.0012/29/2011 5:21:27 AM
rateasaurus1$25.0012/29/2011 4:06:15 AM
Chex$500.0012/29/2011 5:44:09 AM
ilike2help$26.0012/29/2011 4:30:20 AM
Kether$31.2812/29/2011 4:44:26 AM
Hogan55$66.1312/29/2011 4:50:27 AM
Schwamie$37.4412/29/2011 6:16:19 AM
LianaB$100.0012/29/2011 6:22:56 AM
gold-fluffy-bunny4$50.0012/29/2011 4:02:09 AM
ethical-truth211$200.0012/29/2011 4:30:57 AM
p2p-czar3$25.0012/29/2011 6:05:08 AM
jpac1066$100.0012/29/2011 6:12:48 AM
impartial-treasure7$37.8712/29/2011 5:11:28 AM
missgina$30.0012/29/2011 7:07:00 AM
Easystreet$46.6812/29/2011 7:23:18 AM
factcheck$25.0012/29/2011 6:49:24 AM
Cromag$25.0012/29/2011 7:06:19 AM
sentimental-euro$40.0012/29/2011 6:23:16 AM
the-upbeat-p2p$100.0012/29/2011 6:44:10 AM
Cory79$25.2012/29/2011 6:48:31 AM
wilchik$25.0012/29/2011 6:54:10 AM
adamwstein$33.7812/29/2011 7:01:41 AM
av22$50.0012/29/2011 7:10:25 AM
spiritual-compassion3-16$25.0012/29/2011 7:29:12 AM
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rajs$100.0012/20/2011 9:16:00 AM
AFairDeal$25.0012/20/2011 9:28:11 AM
worthy-bid8$50.0012/20/2011 9:33:32 AM
BxRealtor$25.0012/20/2011 9:52:50 AM
scrappy-leverage6$25.0012/20/2011 12:54:00 PM
LianaB$100.0012/21/2011 6:18:40 AM
KLCRAY$25.0012/21/2011 9:10:01 AM
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gallant-economy9$50.0012/21/2011 9:44:41 AM
new-truth-chuckler$25.0012/21/2011 9:57:24 AM
RockCrown$25.0012/21/2011 3:04:12 PM
jdwillcox$100.0012/21/2011 2:52:16 PM
jkeller4000$25.0012/21/2011 2:57:14 PM
luminous-marketplace5$25.0012/22/2011 9:24:26 AM
nethawk00$25.0012/22/2011 9:31:42 AM
x32248$25.0012/22/2011 10:57:33 AM
rate-sherpa$60.0012/22/2011 1:46:17 PM
selector568$300.0012/22/2011 5:45:34 PM
top-courteous-peso$75.0012/22/2011 6:44:02 PM
Yaout$75.0012/22/2011 9:08:25 PM
notabanker$350.0012/22/2011 11:20:33 PM
kindness-ace1$50.0012/22/2011 11:22:59 PM
income-banjo$50.0012/23/2011 9:09:50 AM
C_Mark$50.0012/23/2011 9:19:26 AM
kenji4861$25.0012/23/2011 9:50:37 AM
moola-gondola1$100.0012/23/2011 10:40:13 AM
Px3VENTURES$25.0012/23/2011 9:20:02 PM
PhalanxBulldog$50.0012/24/2011 6:37:17 AM
circuitfive$25.0012/24/2011 12:23:10 PM
Charmart$25.0012/24/2011 1:08:22 PM
historic-balance5$500.0012/24/2011 3:43:39 PM
antlr$50.0012/24/2011 5:46:11 PM
supersarah61$25.0012/24/2011 4:19:24 PM
intuitive-integrity9$50.0012/25/2011 12:19:25 PM
loan-rider7$25.0012/25/2011 12:08:44 PM
Aimvest$25.0012/25/2011 12:21:28 PM
roadtruck$50.0012/25/2011 10:36:50 PM
Mailmon$44.0812/26/2011 3:37:54 AM
paladin510$25.0012/26/2011 8:51:25 PM
healthy-rate3$50.0012/27/2011 6:55:02 AM
currency-collider9$25.0012/27/2011 7:20:25 AM
mketelecom$25.0012/27/2011 9:20:47 AM
llequire1$50.0012/27/2011 9:46:06 AM
microeconomicwizadry$25.0012/27/2011 12:19:09 PM
JnL$25.0012/27/2011 11:58:36 AM
LianaB$25.0012/27/2011 12:59:02 PM
bubb_hans$100.0012/27/2011 12:31:14 PM
bailey14$25.0012/27/2011 12:10:22 PM
diverse-felicity7$50.0012/27/2011 2:39:20 PM
jamiee73$25.0012/27/2011 2:20:59 PM
Phunder$25.0012/27/2011 1:32:16 PM
wealth-competitor$25.0012/27/2011 7:03:12 PM
Pasagam$50.0012/27/2011 6:42:05 PM
top-sensible-yield$25.0012/28/2011 3:48:50 AM
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juan-juan$25.0012/28/2011 7:45:15 AM
robertmm25$25.0012/28/2011 9:07:36 AM
paladin847$37.0012/28/2011 9:12:17 AM
moola-rose8$31.0012/28/2011 9:13:09 AM
AnxiousAirman$44.0012/28/2011 9:21:15 AM
TSC$50.0012/28/2011 9:23:10 AM
dollars4debts$25.0012/28/2011 9:19:03 AM
skidoo99$25.0012/28/2011 9:25:01 AM
blissful-ore5$25.0012/28/2011 9:29:02 AM
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ingenious-order783$35.0012/28/2011 9:30:50 AM
brainy-return234$25.0012/28/2011 9:38:51 AM
commanding-treasure2$50.0012/28/2011 9:53:02 AM
gojackgo$33.0012/28/2011 9:59:19 AM
brightest-affluence-motivator$50.0012/28/2011 9:59:55 AM
ideal-penny8$25.0012/28/2011 10:00:59 AM
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green-moola-sniffer$25.0012/28/2011 10:03:34 AM
puifais$50.0012/28/2011 10:04:44 AM
wise-alluring-penny$47.0012/28/2011 9:59:32 AM
pawsitive$25.0012/28/2011 10:01:27 AM
HamachiMan$50.0012/28/2011 10:10:47 AM
opportunity85$25.0012/28/2011 10:11:34 AM
Rick21$25.0012/28/2011 10:12:34 AM
the-profit-oracle$25.0012/28/2011 10:05:31 AM
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courteous-platinum7$25.0012/28/2011 3:58:15 PM
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millipotski$25.0012/28/2011 4:13:56 PM
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brightest-benjamins-tomahawk$48.8412/28/2011 3:56:29 PM
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the-auction-lotus$25.0012/28/2011 5:51:13 PM
IPlayOutsideTheBox$25.0012/28/2011 6:55:35 PM
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income-buffalo1$100.0012/28/2011 7:04:16 PM
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compassionate-dime0$50.0012/28/2011 6:50:31 PM
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West_End_Local$50.0012/28/2011 7:34:50 PM
Brisket_Bob$25.7112/28/2011 8:23:13 PM
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the-silver-blaster$400.0012/28/2011 7:41:39 PM
mcgillis99$75.0012/28/2011 7:59:31 PM
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attractive-rate$37.0012/28/2011 9:47:43 PM
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barflyer$25.0012/29/2011 5:32:48 AM
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fund-medalist171$30.0012/29/2011 5:26:07 AM
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Lender0010$50.0012/29/2011 5:50:58 AM
BankofPete$25.0012/29/2011 6:53:18 AM
loanaranger$36.7912/29/2011 5:53:53 AM
loan-upholder4$25.0012/29/2011 5:56:40 AM
friendly-market5$25.0012/29/2011 7:30:27 AM
moola-cell3$42.0012/29/2011 6:42:37 AM
Rulea72$25.0012/29/2011 6:56:59 AM
dcfinancial$50.0012/29/2011 7:04:14 AM
social-pizza5$25.0012/29/2011 7:13:27 AM
361 Investments
 
Borrower Payment Dependent Notes Series 545523
This series of Notes was issued and sold upon the funding of the borrower loan #58134, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $131.98
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1997 Debt/Income ratio: 7%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:7y 1m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,827Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: thoughtful-loyalty1 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Business
Purpose of loan:
This loan will solely be used for advertising and marketing purposes for my business.



My financial situation:
I am a good candidate for this loan because I will guarantee pay back shorter term than I applied for. My payment history shows how serious I am about due dates.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$27.5612/20/2011 5:02:43 PM
worth-blanket2$4,000.0012/20/2011 5:31:59 PM
worthy-bid8$50.0012/20/2011 5:31:25 PM
scrappy-leverage6$25.0012/20/2011 5:21:27 PM
BxRealtor$25.0012/20/2011 5:31:21 PM
Sneezie$100.0012/20/2011 5:26:38 PM
bb575$50.0012/20/2011 5:28:14 PM
7 Investments
 
Borrower Payment Dependent Notes Series 545533
This series of Notes was issued and sold upon the funding of the borrower loan #57737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-19-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1999 Debt/Income ratio: 28%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 8 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,639Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: No  
Screen name: visionary-euro558 Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Clear debt & start nursing career!
Purpose of loan:
This loan will be used to...get out of debt and have only one monthy payment!

My financial situation:
I am a good candidate for this loan because...I am an honest hardwwoking person who has a bachelors degree in nursing, just need to get on my feet!


Monthly net income: $
Monthly expenses: $
Housing: living with family
Insurance: covered with job
Car expenses: payed off
Utilities: living with family
Phone, cable, internet: living with family
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $9,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/19/2011 5:10:23 PM
market-solstice2$25.0012/19/2011 5:13:39 PM
SecondChanceLendingSERV$25.0012/19/2011 5:22:55 PM
hyrolln$25.0012/19/2011 5:29:50 PM
golden-velocity9$25.0012/19/2011 5:12:35 PM
jkeller4000$25.0012/19/2011 5:28:57 PM
worthy-bid8$50.0012/19/2011 5:38:40 PM
blue-radiant-economy$200.0012/19/2011 5:46:54 PM
CA-Lender$25.0012/19/2011 6:24:00 PM
worth-blanket2$9,500.0012/19/2011 6:50:29 PM
10 Investments
 
Borrower Payment Dependent Notes Series 545537
This series of Notes was issued and sold upon the funding of the borrower loan #57971, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $119.45
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1998 Debt/Income ratio: 3%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 17 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: leonardo112358 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan to Payoff Hospital Expenses
Purpose of loan:
This loan will be used to pay off hospital related expenses from a recent gall bladder surgery and create a small reserve account for unexpected expenses including automobile repair.

My financial situation:
I have greatly downsized my lifestyle after being laid off from a job. I have worked at a regionally accredited college for the past 1-1/2 years, since June, 2010. I maintain a stable financial condition, but my sudden illness has made it difficult for me pay off hospital related debt. I have no credit card debt, car loans or consumer loans--other than the one I am applying for here.

Monthly net income: $2675
Monthly expenses: $2266
Housing: $690
Insurance: $150
Car expenses: $200
Utilities: $150
Phone, cable, internet: $70
Food, entertainment: $606
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $200

I would like to thank you in advance for your help.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/20/2011 5:08:22 PM
miked8303$25.0012/20/2011 5:10:30 PM
truth-companion$25.0012/20/2011 5:24:58 PM
worth-blanket2$3,000.0012/20/2011 5:31:02 PM
4 Investments
 
Borrower Payment Dependent Notes Series 545553
This series of Notes was issued and sold upon the funding of the borrower loan #58194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $396.91
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1981 Debt/Income ratio: 14%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 13 Current / open credit lines: 12 / 11Length of status:14y 5m
Amount delinquent: $18,432 Total credit lines: 52 Occupation: Attorney
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $19,191Stated income:$100,000+
Delinquencies in last 7y: 22 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: justsk8tingby Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 19 ( 95% ) 600-619 (Latest)
Principal borrowed: $4,880.00< 31 days late: 1 ( 5% )  
720-739 (Mar-2010)
 
Principal balance: $2,567.41 31+ days late: 0 ( 0% )
Total payments billed: 20  
Description
Medical BIlls and Treatment a Shock
Purpose of loan: To pay off credit cards that have medical and treatment expenses on them.

This loan will be used to...to restore "normalcy" to monthly ebb and flow of expenses.

My financial situation: is good. .I have seen the dark side of medical insurance when you THINK you are covered.

I am a good candidate for this loan because...Prosper borrower and also lender. . Entrepreneurs are getting back on solid footing and although some clients pay late, they will lead the country back to prosperity.

Monthly net income: $12,620
Monthly expenses: $9,960 (until medical bills are paid)
Housing: $ 0
Insurance: $ 1,850 (health, life, auto)
Car expenses: $ 0 (just gas and oil)
Utilities: $ 450
Phone, cable, internet: $335
Food, entertainment: $1,155
Clothing, household expenses: $677
Credit cards and other loans: $1,877
Other expenses: $3,616 (includes medical)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-baron-Roth401k$25.0012/20/2011 5:06:13 PM
312-Lender$25.0012/20/2011 5:09:45 PM
green-trade-dolphin$44.2512/20/2011 5:02:25 PM
affluence-generator2$125.0012/20/2011 5:12:06 PM
truth-companion$25.0012/20/2011 5:24:58 PM
miked8303$25.0012/20/2011 5:10:30 PM
trumpeter5$25.0012/20/2011 5:03:58 PM
graceful-IRAinvestment$60.0012/20/2011 5:18:49 PM
red-power-pecan$50.0012/20/2011 5:21:02 PM
mlj0671$25.0012/20/2011 5:29:11 PM
scrappy-leverage6$25.0012/20/2011 5:21:27 PM
worth-blanket2$9,700.0012/20/2011 5:30:48 PM
12 Investments
 
Borrower Payment Dependent Notes Series 545561
This series of Notes was issued and sold upon the funding of the borrower loan #57844, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $297.68
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-2004 Debt/Income ratio: 18%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 9 Occupation: Nurse (LPN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,108Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: ugbboishakez Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 18 ( 50% ) 600-619 (Latest)
Principal borrowed: $1,200.00< 31 days late: 15 ( 42% )  
560-579 (May-2008)
 
Principal balance: $0.00 31+ days late: 3 ( 8% )
Total payments billed: 36  
Description
Debt consolidation
Purpose of loan: credit card debt
This loan will be used to...

My financial situation: good i have been working at my job for 5+ year and just recently got promoted
I am a good candidate for this loan because...
Because i have learned from my mistakes in the past and i have grown to become more responsible. I have also shown that i am reaponsible by payong off my previous loan with prosper.

Monthly net income: $4500
Monthly expenses:
Housing: $520
Insurance: $121
Car expenses: $360
Utilities: $50
Phone, cable, internet: $180
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $ 550. 0 if i get this loan approved
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-baron-Roth401k$50.0012/20/2011 9:06:05 AM
money-booster2$25.0012/20/2011 9:04:10 AM
trumpeter5$50.0012/20/2011 9:11:21 AM
jkeller4000$25.0012/20/2011 9:12:57 AM
nfx$40.0012/20/2011 9:31:08 AM
money-baron-roth-IRA$50.0012/20/2011 9:06:39 AM
affluence-generator2$100.0012/20/2011 9:09:40 AM
Jack55304$200.0012/20/2011 9:11:43 AM
miked8303$25.0012/20/2011 9:26:48 AM
worth-blanket2$7,000.0012/20/2011 9:31:29 AM
profit-powerplant$25.0012/20/2011 9:27:44 AM
11 Investments
 
Borrower Payment Dependent Notes Series 545563
This series of Notes was issued and sold upon the funding of the borrower loan #57896, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-19-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $219.00
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1982 Debt/Income ratio: 24%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:8y 4m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 6 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: unassuming-commerce8 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
winterizing home/ disable veteran
Purpose of loan:
This loan will be used to update heating furnace and insulate home

My financial situation:
I am a good candidate for this loan because I am on disability SS and it is hard for me to come up with the purchase price of a new furnace at one time, but can make installments on loan


Monthly net income: $1,673
Monthly expenses: $899
Housing: $0
Insurance: $59
Car expenses: $100
Utilities: $150
Phone, cable, internet: $120
Food, entertainment: $400
Clothing, household expenses: $70
Credit cards and other loans: $00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
truth-companion$25.0012/19/2011 5:08:01 PM
SecondChanceLendingSERV$25.0012/19/2011 5:21:42 PM
miked8303$25.0012/19/2011 5:32:45 PM
impeccable-ore3$25.0012/20/2011 8:13:37 AM
DreDub$50.0012/20/2011 12:46:10 PM
skillful-asset5$30.0012/20/2011 2:02:04 PM
gilbrear$25.0012/20/2011 4:25:28 PM
zone6$82.6812/21/2011 3:56:32 PM
Hedge-Fund$25.0012/21/2011 2:25:56 PM
generosity-poem2$40.0012/21/2011 1:17:49 PM
viennese$25.0012/21/2011 1:44:25 PM
orgy63$25.0012/21/2011 2:45:06 PM
Wilhan$25.0012/21/2011 1:52:24 PM
discostu$25.0012/21/2011 1:40:58 PM
bnoble09$25.0012/21/2011 12:24:56 PM
velocity-cowbell05$100.0012/21/2011 11:36:39 AM
R3vXX$25.0012/21/2011 10:15:44 AM
credit-socrates648$2,500.0012/21/2011 10:08:34 AM
deal-thinker7$50.0012/21/2011 11:00:42 AM
vigorous-moola0$100.0012/21/2011 10:16:22 AM
orange-preeminant-bill$25.0012/21/2011 9:55:37 AM
numero-uno4$25.0012/21/2011 9:41:11 AM
compassion-expert$25.0012/21/2011 9:32:37 AM
benefit-trident$25.0012/21/2011 7:45:28 AM
llequire1$25.0012/21/2011 7:49:04 AM
Px3VENTURES$100.0012/21/2011 3:29:08 AM
payment-halo$40.0012/20/2011 5:54:48 PM
pound-mushroom3$25.0012/20/2011 5:23:04 PM
matt_2006$25.0012/20/2011 5:09:11 PM
justonejake$25.0012/20/2011 4:04:01 PM
income-buffalo1$100.0012/20/2011 4:05:14 PM
Investor_DP$100.0012/19/2011 5:10:24 PM
worthy-bid8$50.0012/19/2011 5:38:41 PM
blue-radiant-economy$100.0012/19/2011 5:47:32 PM
loanman2007$25.0012/20/2011 4:48:30 AM
nfx$40.0012/20/2011 7:29:08 AM
diplomatic-wealth7$25.0012/20/2011 9:10:12 AM
red-power-pecan$50.0012/20/2011 9:20:15 AM
jgar_O$25.0012/20/2011 9:53:09 AM
1willray$25.0012/20/2011 10:15:04 AM
ricklip$100.0012/20/2011 10:23:35 AM
1-HARD-HEAD$200.0012/20/2011 2:20:01 PM
ALVO$50.0012/20/2011 3:48:35 PM
green-rate-futurist$25.0012/20/2011 4:37:58 PM
ethical-truth211$200.0012/20/2011 3:32:37 PM
cattlebaron$25.0012/21/2011 12:31:00 AM
KLCRAY$25.0012/21/2011 9:10:00 AM
SimpleChoice$25.0012/21/2011 9:23:19 AM
gallant-economy9$50.0012/21/2011 9:44:38 AM
processor115$100.0012/21/2011 9:45:01 AM
Fachim$26.3712/21/2011 10:36:16 AM
american-investor$25.0012/21/2011 10:57:53 AM
money-booster2$25.0012/21/2011 12:23:01 PM
prohelper$50.0012/21/2011 1:00:06 PM
exact-principal220$25.0012/21/2011 12:17:38 PM
radiobuda$50.0012/21/2011 1:24:32 PM
papaloha$50.0012/21/2011 1:45:33 PM
mwb$25.0012/21/2011 2:42:51 PM
unbelievable-exchange$200.0012/21/2011 3:24:48 PM
gardenofeden$27.4512/21/2011 3:51:56 PM
Swabjockey$25.0012/21/2011 3:26:52 PM
coyone$38.5012/21/2011 3:31:56 PM
62 Investments
 
Borrower Payment Dependent Notes Series 545599
This series of Notes was issued and sold upon the funding of the borrower loan #57900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-20-2011 
Term: 12 months Listing End date:  Dec-21-2011 
 
Lender yield: 6.03% Borrower rate/APR: 7.03% / 14.66% Monthly payment: $259.62
 
Lender servicing fee: 1.00% Effective Yield*: 6.02%  
Estimated return*: 2.22%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1997 Debt/Income ratio: 18%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 15Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 33 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,858Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: Yes  
Screen name: openness-stockpiler Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
Purpose of loan:
Payoff outstanding credit card debt (payoff a single credit card)

My financial situation:
I am a good candidate for this loan because I never make late payments on any of my accounts and I have stable employment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/20/2011 5:24:29 PM
MicroLender357$25.0012/20/2011 5:12:21 PM
scrappy-leverage6$25.0012/20/2011 5:21:28 PM
riproaringrapids$35.0012/20/2011 5:32:49 PM
market-solstice2$25.0012/20/2011 5:35:14 PM
jennifer55126$25.0012/20/2011 5:27:24 PM
secureincome$66.0012/20/2011 5:39:51 PM
worthy-bid8$50.0012/20/2011 5:31:26 PM
community-pipeline$57.0012/20/2011 5:30:13 PM
TGGGGGGGGGGGGGGG$50.0012/20/2011 5:33:10 PM
BxRealtor$25.0012/20/2011 5:31:21 PM
sharp-bill2$50.0012/20/2011 5:35:26 PM
ricklip$100.0012/20/2011 5:40:35 PM
AFairDeal$25.0012/20/2011 5:41:25 PM
jarf$25.0012/20/2011 8:40:02 PM
QuidWilson$27.0012/20/2011 6:28:25 PM
supreme-dollar5$25.0012/20/2011 8:49:25 PM
blot44$25.0012/20/2011 8:11:54 PM
first-class-gold0$200.0012/20/2011 8:34:36 PM
rajs$100.0012/20/2011 8:57:21 PM
money-booster2$50.0012/20/2011 10:25:12 PM
cattlebaron$25.0012/21/2011 12:02:41 AM
the-enticing-coin$500.0012/21/2011 12:31:29 AM
blue-radiant-economy$50.0012/21/2011 1:39:38 AM
Domgabriel$25.0012/21/2011 3:38:26 AM
careful-note$25.0012/21/2011 3:37:59 AM
trustworthy-hope189$25.0012/21/2011 5:37:27 AM
blue-useful-auction$25.0012/21/2011 7:09:18 AM
bullet-shark$25.0012/21/2011 7:29:29 AM
iem2509$25.0012/21/2011 7:33:18 AM
Sneezie$100.0012/20/2011 5:26:39 PM
authentic-kindness1$25.0012/20/2011 5:36:34 PM
bb575$50.0012/20/2011 5:28:14 PM
Ols744$60.0012/20/2011 6:05:34 PM
aabadabadoo$25.0012/20/2011 5:35:45 PM
radforj22$25.0012/20/2011 6:59:41 PM
pureliquidhw$25.0012/20/2011 7:12:10 PM
Bank42$37.5912/20/2011 6:59:42 PM
verbal8$25.0012/21/2011 3:07:27 AM
CIC$25.0012/21/2011 5:38:07 AM
E-2$100.0012/21/2011 7:15:30 AM
asset-producer1$642.4112/21/2011 7:44:34 AM
debtfreenow-82$50.0012/21/2011 7:41:13 AM
43 Investments
 
Borrower Payment Dependent Notes Series 545617
This series of Notes was issued and sold upon the funding of the borrower loan #57923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $70.52
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1986 Debt/Income ratio: 2%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 13 Current / open credit lines: 3 / 3Length of status:1y 10m
Amount delinquent: $103,709 Total credit lines: 43 Occupation: Tradesman - Plumber
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $39Stated income:$50,000-$74,999
Delinquencies in last 7y: 65 Bankcard utilization: 3%  
   Homeownership: Yes  
Screen name: favorable-funds3 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
2,000 for business computer
Purpose of loan:
This loan will be used to purchase an iMac. Mac will be used for web site work, and editing video of work being done, and customer testimonials.

My financial situation:
I am a good candidate for this loan because the only consumer debit I have is 2500 in student loan.


Monthly net income: $ 5660
Monthly expenses: $
Housing: $ 2200
Insurance: $ 320
Car expenses: $ 250
Utilities: $ 250
Phone, cable, internet: $ 130
Food, entertainment: $ 450
Clothing, household expenses: $ 125
Credit cards and other loans: $ 125
Other expenses: $ 350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
studious-listing8$25.0012/20/2011 5:05:37 PM
worthy-bid8$50.0012/20/2011 5:31:26 PM
newest-generous-income$30.0012/21/2011 5:40:42 AM
SimpleChoice$25.0012/21/2011 9:23:19 AM
gallant-economy9$50.0012/21/2011 9:44:42 AM
new-truth-chuckler$25.0012/21/2011 9:57:24 AM
bountiful-durability$50.0012/21/2011 10:01:46 AM
brondero$41.0012/21/2011 3:21:42 PM
riproaringrapids$25.0012/21/2011 5:35:32 PM
wealth-renaissance5$25.0012/22/2011 2:42:49 AM
ghinga$26.0012/22/2011 4:39:42 AM
djh47a$25.0012/22/2011 5:42:33 AM
librealfin$100.0012/22/2011 8:51:08 AM
peaceful-cash5$25.0012/22/2011 8:14:48 AM
ericgassercom$25.0012/22/2011 9:08:15 AM
ttnk62918$25.0012/22/2011 9:19:42 AM
ommcd$25.0012/22/2011 9:16:23 AM
luminous-marketplace5$25.0012/22/2011 9:24:26 AM
nethawk00$50.0012/22/2011 9:28:21 AM
theloanfiller$25.0012/22/2011 9:36:20 AM
ClearCut$50.0012/22/2011 9:41:54 AM
intelligent-repayment8$63.0012/22/2011 9:43:55 AM
lender2611$25.0012/20/2011 5:09:53 PM
scrappy-leverage6$25.0012/20/2011 5:21:28 PM
Investor_DP$100.0012/20/2011 5:37:04 PM
ricklip$100.0012/20/2011 5:40:35 PM
LianaB$50.0012/21/2011 6:11:36 AM
KLCRAY$25.0012/21/2011 9:10:02 AM
kinetic-social$25.0012/21/2011 9:43:45 AM
processor115$50.0012/21/2011 9:46:53 AM
orbital-velocity7$50.0012/21/2011 9:52:53 AM
prohelper$50.0012/21/2011 1:00:06 PM
igniter584$25.0012/21/2011 1:01:18 PM
enthusiastic-point$50.0012/21/2011 1:51:33 PM
unbelievable-exchange$100.0012/21/2011 5:18:02 PM
the-laudable-peso$40.0012/21/2011 5:20:00 PM
commanding-treasure2$50.0012/21/2011 5:32:58 PM
wwwUniversal$25.0012/21/2011 5:35:41 PM
leverage-grove6$25.0012/21/2011 6:24:09 PM
TrustPlus$50.0012/21/2011 8:48:28 PM
FutureCFP$25.0012/21/2011 9:37:42 PM
Domgabriel$25.0012/22/2011 3:34:53 AM
truth-explorer$25.0012/22/2011 4:42:48 AM
labrador254$50.0012/22/2011 5:37:13 AM
compassion-neutron$25.0012/22/2011 6:20:25 AM
enthusiastic-treasure$25.0012/22/2011 7:43:51 AM
pshans$25.0012/22/2011 9:06:16 AM
Doodlemeyer$25.0012/22/2011 9:19:52 AM
melodious-fairness$25.0012/22/2011 9:25:31 AM
syounker$25.0012/22/2011 9:25:20 AM
dynamic-money271$25.0012/22/2011 9:29:47 AM
the-profit-oracle$25.0012/22/2011 9:38:53 AM
52 Investments
 
Borrower Payment Dependent Notes Series 545619
This series of Notes was issued and sold upon the funding of the borrower loan #57898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $241.09
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1994 Debt/Income ratio: 13%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 34 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $510Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 15%  
   Homeownership: No  
Screen name: first-relentless-integrity Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 720-739 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
740-759 (Jan-2011)
 
Principal balance: $5,548.12 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Refinance existing Prosper Loan
This loan will be used to refinance my existing Prosper Loan.

I am a good candidate for this loan because I have never missed a payment on my original Prosper Loan, my employment is stable, and the monthly payment amount of the new loan will be slightly less than my current payment, which I'm replacing (via refinancing).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$28.4612/20/2011 5:02:40 PM
TomDalonajay$25.0012/20/2011 5:07:54 PM
bb575$50.0012/20/2011 5:28:14 PM
JustMee$25.0012/20/2011 5:28:25 PM
trade-burrito4$35.0012/20/2011 5:28:02 PM
Sneezie$100.0012/20/2011 5:26:39 PM
scrappy-leverage6$25.0012/20/2011 5:21:28 PM
currency-agave$60.0012/20/2011 5:23:37 PM
skillful-diversification2$25.0012/20/2011 5:25:23 PM
vinayski$25.0012/20/2011 5:27:47 PM
worth-blanket2$7,400.0012/20/2011 5:30:58 PM
11 Investments
 
Borrower Payment Dependent Notes Series 545633
This series of Notes was issued and sold upon the funding of the borrower loan #58215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $213.85
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1988 Debt/Income ratio: 25%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $45,729Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: productive-loyalty720 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...pay off remainder of property taxes and credit card

My financial situation: Good
I am a good candidate for this loan because...I make good money and I pay all my bills on time


Monthly net income: $6,600
Monthly expenses: $
Housing: $1,540.00
Insurance: $225.00
Car expenses: $900.00
Utilities: $150.00
Phone, cable, internet: $350.00
Food, entertainment: $500.00
Clothing, household expenses: $200.00
Credit cards and other loans: $600.00
Other expenses: $400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/20/2011 5:06:50 PM
affluence-generator2$125.0012/20/2011 5:11:10 PM
truth-companion$25.0012/20/2011 5:24:59 PM
camaraderi-aspen$100.0012/20/2011 5:39:14 PM
worthy-bid8$50.0012/20/2011 5:31:27 PM
R3vXX$25.0012/20/2011 6:39:27 PM
gokart83$25.0012/20/2011 6:07:00 PM
larryboy10$25.0012/20/2011 7:20:54 PM
lowrater$100.6012/21/2011 7:35:57 AM
ZOOOM$25.0012/21/2011 8:14:23 AM
friendinmoney$25.0012/21/2011 8:26:42 AM
1point21gigawatts$25.0012/21/2011 10:27:22 AM
riveting-credit5$50.0012/21/2011 4:35:17 PM
golden-velocity9$25.0012/21/2011 6:42:00 PM
high_flyer$100.0012/21/2011 7:32:57 PM
loss-of-control$100.0012/21/2011 7:26:17 PM
social-heart$25.0012/21/2011 9:26:10 PM
thankful-nickel2$25.0012/21/2011 11:09:46 PM
klend4$25.0012/22/2011 3:40:23 AM
radforj22$25.0012/22/2011 5:24:10 AM
money-fort$25.0012/22/2011 5:41:57 AM
bluehen00$25.0012/22/2011 6:14:42 AM
PeePaw$25.0012/22/2011 7:21:58 AM
first-dinero-igloo$25.0012/22/2011 6:43:25 AM
BankofRon$25.0012/22/2011 9:05:47 AM
the-hope-workhorse$200.0012/22/2011 9:34:55 AM
DT_Banker$25.0012/22/2011 9:37:00 AM
sisepuede$25.0012/22/2011 10:31:53 AM
systematic-fairness1$29.0112/22/2011 1:01:58 PM
managedfund$555.0012/22/2011 1:35:52 PM
CincyTex$25.0012/22/2011 2:20:08 PM
skillful-asset5$30.0012/22/2011 3:55:55 PM
credit-missile$30.0012/22/2011 5:29:26 PM
thoughtful-exchange8$25.0012/22/2011 5:23:45 PM
bazaar-festivity$25.0012/22/2011 5:42:54 PM
blue-radiant-economy$200.0012/22/2011 5:45:39 PM
greenback-investor7$200.0012/22/2011 6:19:07 PM
Bob450$25.0012/22/2011 7:47:07 PM
useful-cash043$674.2712/22/2011 8:05:37 PM
goodhearted-generosity511$30.0012/20/2011 5:18:52 PM
green-inspiring-peace$25.0012/20/2011 5:23:30 PM
AndChicksforFree$25.0012/20/2011 5:26:40 PM
heavenly-interest9$417.5812/20/2011 5:48:43 PM
Investor_DP$100.0012/20/2011 5:37:29 PM
vutah$30.0012/20/2011 5:31:45 PM
ricklip$100.0012/20/2011 5:40:35 PM
Kash2010lu$25.0012/20/2011 7:11:41 PM
penny-surgeon$25.0012/20/2011 11:04:50 PM
money-booster2$25.0012/20/2011 10:22:50 PM
greencat$50.0012/21/2011 7:08:46 AM
CA-Lender$50.0012/21/2011 8:00:23 AM
gallant-economy9$50.0012/21/2011 9:44:42 AM
leverage-monger$25.0012/21/2011 9:46:46 AM
social-heart$25.0012/21/2011 9:26:00 PM
economy-shrubbery6$25.0012/21/2011 10:26:32 PM
ethical-truth211$300.0012/22/2011 8:24:30 AM
iaffy$25.0012/22/2011 9:22:12 AM
wwwUniversal$25.0012/22/2011 9:52:39 AM
Nerdster1$25.0012/22/2011 10:39:26 AM
x32248$25.0012/22/2011 10:24:06 AM
inspiring-credit4$25.0012/22/2011 2:02:00 PM
rjcoutur2001$39.3812/22/2011 2:43:00 PM
unbelievable-exchange$100.0012/22/2011 5:16:40 PM
periko$39.1612/22/2011 5:17:12 PM
fortytwo$150.0012/22/2011 5:28:10 PM
penny-plato$25.0012/22/2011 6:57:30 PM
payment-halo$25.0012/22/2011 7:48:32 PM
jcw3rd$25.0012/22/2011 7:54:22 PM
68 Investments
 
Borrower Payment Dependent Notes Series 545645
This series of Notes was issued and sold upon the funding of the borrower loan #57882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1996 Debt/Income ratio: 25%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 23 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,377Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: red-marketplace-promise Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be to consolidate debt

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3,000
Housing: $1138.00
Insurance: $95.00
Car expenses: $406.00
Utilities: $50.00
Phone, cable, internet: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
loan-hacker$25.0012/20/2011 5:15:11 PM
scrappy-leverage6$25.0012/20/2011 5:21:29 PM
worthy-bid8$50.0012/20/2011 5:31:28 PM
worth-blanket2$9,975.0012/20/2011 5:31:35 PM
4 Investments
 
Borrower Payment Dependent Notes Series 545659
This series of Notes was issued and sold upon the funding of the borrower loan #57946, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1982 Debt/Income ratio: Not calculated
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 10Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,349 
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: nickel-matrix5 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$25.0012/20/2011 9:04:08 AM
jkeller4000$25.0012/20/2011 9:12:58 AM
worth-blanket2$1,900.0012/20/2011 9:29:46 AM
worthy-bid8$50.0012/20/2011 9:33:34 AM
4 Investments
 
Borrower Payment Dependent Notes Series 545669
This series of Notes was issued and sold upon the funding of the borrower loan #58061, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-20-2011 
Term: 60 months Listing End date:  Dec-20-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $191.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1998 Debt/Income ratio: 17%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:9y 8m
Amount delinquent: $0 Total credit lines: 9 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,353Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: No  
Screen name: favorable-power3 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... Consolidate Debt
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
enchanted-note$25.0012/20/2011 5:08:22 PM
studious-listing8$25.0012/20/2011 5:05:38 PM
DHolly$25.0012/20/2011 5:10:54 PM
affluence-generator2$125.0012/20/2011 5:11:22 PM
worth-blanket2$6,800.0012/20/2011 5:31:46 PM
5 Investments
 
Borrower Payment Dependent Notes Series 545679
This series of Notes was issued and sold upon the funding of the borrower loan #57961, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $128.58
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1999 Debt/Income ratio: 27%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 35 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,364Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 30%  
   Homeownership: No  
Screen name: justmarried27 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 27 ( 96% ) 740-759 (Latest)
Principal borrowed: $8,500.00< 31 days late: 1 ( 4% )  
680-699 (Sep-2008)
720-739 (Dec-2007)
 
Principal balance: $0.30 31+ days late: 0 ( 0% )
Total payments billed: 28  
Description
Broken Femur Hospital Bill
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/21/2011 5:49:23 PM
penny-plato$25.0012/21/2011 5:06:01 PM
vutah$25.0012/21/2011 5:07:12 PM
trade-burrito4$35.0012/21/2011 5:17:27 PM
AFairDeal$25.0012/21/2011 5:18:06 PM
scrappy-leverage6$25.0012/21/2011 5:23:57 PM
ryan6853$25.1112/21/2011 5:39:10 PM
worthy-bid8$50.0012/21/2011 5:39:17 PM
KLCRAY$25.0012/21/2011 5:46:54 PM
gallant-economy9$50.0012/21/2011 5:54:27 PM
R3vXX$25.0012/21/2011 6:41:20 PM
ReliableLoans$100.0012/21/2011 7:43:59 PM
JustMee$25.0012/21/2011 8:35:46 PM
finagler$25.0012/21/2011 8:44:22 PM
antlr$50.0012/21/2011 9:21:14 PM
euro-deployment$25.0012/21/2011 10:04:08 PM
courteous-note1$26.2012/22/2011 4:34:26 AM
The-Lighthouse-Group$25.0012/22/2011 5:01:44 AM
yield-hut$25.0012/22/2011 4:26:53 AM
Jay0507$25.0012/22/2011 5:31:18 AM
jc33148$25.0012/22/2011 6:07:02 AM
octoberfresh$25.0012/22/2011 6:23:29 AM
processor115$25.0012/22/2011 6:33:39 AM
vtrentster$40.0012/22/2011 7:20:51 AM
blue-useful-auction$25.0012/22/2011 7:17:09 AM
beachfunder$25.0012/22/2011 8:28:42 AM
income-safehouse9$100.0012/22/2011 9:12:07 AM
secureincome$1,333.0012/22/2011 9:15:05 AM
john0720$25.0012/22/2011 9:16:33 AM
Sneezie$35.5712/22/2011 9:20:03 AM
whitegold24k$100.0012/21/2011 5:05:35 PM
new-truth-chuckler$25.0012/21/2011 5:13:07 PM
ricklip$100.0012/21/2011 5:19:26 PM
indomitable-coin$25.0012/21/2011 5:22:29 PM
riproaringrapids$35.0012/21/2011 5:29:10 PM
market-solstice2$25.0012/21/2011 5:33:06 PM
investment-artist$30.0112/21/2011 5:32:10 PM
aabadabadoo$25.0012/21/2011 5:34:46 PM
igniter584$25.0012/21/2011 5:43:26 PM
jkeller4000$100.0012/21/2011 5:50:11 PM
GElender$40.0012/21/2011 5:45:04 PM
bb575$50.0012/21/2011 5:53:35 PM
BxRealtor$25.0012/21/2011 5:57:54 PM
Moe87$25.0012/21/2011 5:58:13 PM
money-booster2$50.0012/21/2011 7:22:25 PM
radforj22$25.0012/21/2011 7:42:40 PM
rajs$100.0012/21/2011 8:06:28 PM
TrustPlus$50.0012/21/2011 8:48:32 PM
thankful-nickel2$25.0012/21/2011 11:01:32 PM
cattlebaron$50.0012/21/2011 10:33:55 PM
Domgabriel$50.0012/22/2011 3:33:16 AM
ethical-truth211$400.0012/22/2011 4:41:09 AM
mad-scientist0$50.0012/22/2011 4:34:27 AM
djh47a$25.0012/22/2011 5:42:33 AM
money-socrates3$25.0012/22/2011 7:30:12 AM
oskizzle$25.0012/22/2011 8:24:30 AM
first-serene-credit$25.0012/22/2011 9:09:07 AM
greenback-seagull2$50.0012/22/2011 9:06:01 AM
Yaout$50.1112/22/2011 9:16:27 AM
59 Investments
 
Borrower Payment Dependent Notes Series 545685
This series of Notes was issued and sold upon the funding of the borrower loan #58227, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1972 Debt/Income ratio: 19%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 4Employment status:Other
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:22y 3m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,008Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: Yes  
Screen name: deal-friend2 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical
Purpose of loan: Using this money for unexpected medical expenses for a family member.
This loan will be used to...
Pay off the medical expenses incurred.
My financial situation: Retired. My home is paid off and I bring in a good steady income.
I am a good candidate for this loan because...
My credit score shows I pay my debts, I have stable income and have no morgage.

Monthly net income: $6,500
Monthly expenses: $1,560
Housing: $0
Insurance: $130
Car expenses: $425
Utilities: $140
Phone, cable, internet: $65
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/20/2011 5:07:01 PM
Investor_DP$100.0012/20/2011 5:37:19 PM
ricklip$100.0012/20/2011 5:40:37 PM
riproaringrapids$35.0012/21/2011 7:07:13 PM
skillful-asset5$30.0012/22/2011 3:54:12 PM
all_of_that_one$30.0012/23/2011 8:51:48 AM
selector568$300.0012/23/2011 9:12:05 AM
intelligent-repayment8$2,000.0012/28/2011 4:50:40 PM
sparkling-contract7$25.0012/28/2011 4:45:37 PM
future-baby-fund$25.0012/28/2011 4:37:48 PM
factcheck$50.0012/28/2011 2:58:39 PM
indomart$50.0012/28/2011 2:16:30 PM
klend4$25.0012/28/2011 12:45:23 PM
toomanyfishtanks$25.0012/28/2011 1:54:06 PM
Rogesparkguy$25.0012/28/2011 1:07:48 PM
heerzaquestion$25.0012/28/2011 1:05:16 PM
income-buddy7$50.0012/28/2011 11:49:58 AM
ccclaireee333$75.0012/28/2011 1:28:04 PM
refined-return922$25.0012/28/2011 1:20:12 PM
five-star-justice$48.0012/28/2011 1:08:15 PM
arsisi$50.0012/28/2011 10:42:28 AM
treasure-bliss$25.0012/28/2011 4:49:21 AM
generous-deal6$25.0012/28/2011 1:26:18 AM
sdcc72$25.0012/27/2011 1:48:13 PM
return-grizzly$100.0012/27/2011 12:14:33 PM
the-healthy-commitment$25.0012/26/2011 3:35:56 PM
ccclaireee333$25.0012/24/2011 10:28:01 AM
factcheck$35.0012/24/2011 1:20:37 AM
basis-gazer0$55.7412/28/2011 4:35:43 PM
diligent-kindness9$25.0012/28/2011 4:09:07 PM
Investing-in-you-2$52.1512/28/2011 3:58:07 PM
brightest-benjamins-onator$26.0012/28/2011 4:24:33 PM
reward-walnut$50.0012/28/2011 3:45:12 PM
principal-exec$25.0012/28/2011 3:41:30 PM
blue-radiant-economy$200.0012/28/2011 4:05:08 PM
kri8iv$49.3612/28/2011 3:55:33 PM
new-ore-venture$200.0012/28/2011 3:29:43 PM
quick$100.0012/28/2011 3:29:20 PM
the-enthralling-coin$25.0012/28/2011 3:52:06 PM
Forlio$25.0012/28/2011 3:41:24 PM
lowrater$50.7012/28/2011 3:35:35 PM
active-wealth3$25.0012/28/2011 3:13:31 PM
jubilant-durability9$25.0012/28/2011 3:27:57 PM
bubb_hans$100.0012/28/2011 3:13:07 PM
P2P_Investor$2,000.0012/28/2011 3:08:34 PM
klinebarger$25.0012/28/2011 3:06:11 PM
kind-truth-circuit$25.0012/28/2011 3:02:22 PM
smart-kindness8$25.0012/28/2011 3:13:21 PM
rupee-equation2$25.0012/28/2011 2:28:48 PM
novice-speculator$25.0012/28/2011 2:30:58 PM
hookUup$26.2712/28/2011 3:00:59 PM
golden-velocity9$25.0012/20/2011 5:15:07 PM
worthy-bid8$50.0012/20/2011 5:31:29 PM
britches613$50.0012/21/2011 6:13:48 AM
economy-shrubbery6$25.0012/21/2011 10:26:33 PM
ready-interest9$25.0012/22/2011 8:36:05 AM
miked8303$25.0012/22/2011 5:34:37 PM
R3vXX$25.0012/23/2011 6:11:18 AM
x32248$25.0012/23/2011 6:24:03 AM
zeeexsixare$200.0012/23/2011 8:47:19 PM
first-pragmatic-power$25.0012/23/2011 11:27:47 PM
cash-reaction2$50.0012/24/2011 12:33:09 PM
scarlet-velvet$25.0812/25/2011 2:10:10 PM
cookie1208$300.0012/26/2011 9:39:19 AM
CA-Lender$25.0012/26/2011 12:29:54 PM
successful-agreement7$100.0012/26/2011 5:22:33 PM
worth-dandelion$200.0012/26/2011 6:30:08 PM
emphatic-responsibility$25.0012/26/2011 7:18:24 PM
Interloper$50.0012/26/2011 7:26:04 PM
3cinvesting$25.0012/26/2011 11:57:34 PM
dollar-tornado3$25.0012/27/2011 10:41:03 AM
nickel-jam$710.0012/27/2011 12:22:15 PM
irrelevant$50.0012/27/2011 2:05:07 PM
Digger85$50.0012/28/2011 8:09:04 AM
diplomatic-wealth7$25.0012/28/2011 9:39:58 AM
truth-companion$25.0012/28/2011 10:09:39 AM
rockhound84$25.0012/28/2011 1:46:07 PM
Weaverville$25.0012/28/2011 11:56:48 AM
greenback-investor7$100.0012/28/2011 2:18:54 PM
ethical-truth211$150.0012/28/2011 2:36:46 PM
EverettFinancial$25.0012/28/2011 3:09:22 PM
barefootpaul$25.0012/28/2011 3:12:42 PM
burger283$25.0012/28/2011 3:23:03 PM
quick$50.0012/28/2011 3:32:32 PM
income-vault6$25.0012/28/2011 3:17:44 PM
the-swashbuckler$25.0012/28/2011 3:22:17 PM
stanthecaddy$25.0012/28/2011 3:48:24 PM
a-plentiful-loyalty$50.0012/28/2011 3:30:57 PM
commerce-renewal$300.0012/28/2011 3:32:41 PM
beachfunder$25.0012/28/2011 3:46:59 PM
responsive-rate884$42.5912/28/2011 3:57:56 PM
gilbrear$25.0012/28/2011 4:04:50 PM
market-trooper3$30.0012/28/2011 4:42:32 PM
enchanted-truth264$25.0012/28/2011 4:27:27 PM
EYEWILLPAYUBACK$38.3612/28/2011 4:28:10 PM
heroic-deal7$25.0012/28/2011 4:57:27 PM
Control$25.0012/28/2011 4:34:54 PM
gallant-economy9$25.0012/28/2011 4:38:41 PM
bid-stockpiler1$100.0012/28/2011 4:41:30 PM
joelnet$25.0012/28/2011 4:50:45 PM
Jubael$40.7512/28/2011 4:57:57 PM
101 Investments
 
Borrower Payment Dependent Notes Series 545693
This series of Notes was issued and sold upon the funding of the borrower loan #57890, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-20-2011 
Term: 12 months Listing End date:  Dec-20-2011 
 
Lender yield: 6.01% Borrower rate/APR: 7.01% / 14.64% Monthly payment: $173.06
 
Lender servicing fee: 1.00% Effective Yield*: 6.00%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-2000 Debt/Income ratio: 7%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 5Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 18 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $247Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: NC_CPA_and_Investor Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 3 ( 100% ) 780-799 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
800-819 (Nov-2011)
820-839 (Apr-2010)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 3  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... pay off higher interest loans.

My financial situation:
I am a good candidate for this loan because... I pay my loans on time. Please look at my past borrowing history with Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
awwaww$25.0012/20/2011 5:08:41 PM
MicroLender357$25.0012/20/2011 5:12:21 PM
supernova719$25.0012/20/2011 5:16:05 PM
GElender$40.0012/20/2011 5:24:52 PM
credit-panda1$25.0012/20/2011 5:12:02 PM
community-pipeline$410.0012/20/2011 5:30:13 PM
scrappy-leverage6$25.0012/20/2011 5:21:30 PM
currency-agave$60.0012/20/2011 5:23:38 PM
riproaringrapids$35.0012/20/2011 5:32:50 PM
Sneezie$100.0012/20/2011 5:26:40 PM
firelender$25.0012/20/2011 5:27:48 PM
secureincome$500.0012/20/2011 5:39:51 PM
worthy-bid8$50.0012/20/2011 5:31:29 PM
cashhelp$25.0012/20/2011 5:33:05 PM
nisim5$100.0012/20/2011 5:35:22 PM
aabadabadoo$25.0012/20/2011 5:35:45 PM
the-bright-velocity$25.0012/20/2011 5:36:39 PM
green-trade-dolphin2$26.6912/20/2011 5:02:45 PM
ryan6853$25.1112/20/2011 5:06:42 PM
extraordinary-silver5$25.0012/20/2011 5:06:55 PM
wise-eloquent-yield$25.0012/20/2011 5:06:15 PM
TikPmp1$25.0012/20/2011 5:16:28 PM
Bendistraw$25.0012/20/2011 5:18:59 PM
blue-shiny-revenue$25.0012/20/2011 5:21:57 PM
TGGGGGGGGGGGGGGG$50.0012/20/2011 5:33:10 PM
LongTail$25.0012/20/2011 5:28:44 PM
jennifer55126$25.0012/20/2011 5:27:24 PM
bb575$50.0012/20/2011 5:28:15 PM
BxRealtor$25.0012/20/2011 5:31:22 PM
authentic-kindness1$25.0012/20/2011 5:35:51 PM
IPG1$25.0012/20/2011 5:36:40 PM
ricklip$100.0012/20/2011 5:40:37 PM
market-solstice2$25.0012/20/2011 5:35:15 PM
sharp-bill2$50.0012/20/2011 5:36:08 PM
34 Investments
 
Borrower Payment Dependent Notes Series 545705
This series of Notes was issued and sold upon the funding of the borrower loan #57994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jun-2007 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 5Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 7m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,686Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: compassion-pagoda7 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
KS 606
Purpose of loan: For business expansion
This loan will be used to...purchase fried chicken programme equipment

My financial situation:
I am a good candidate for this loan because...I have established good credit history and successful businesses


Monthly net income: $3500.00
Monthly expenses: $200.00
Housing: $70.00
Insurance: $50.00
Car expenses: $100.00
Utilities: $100.00
Phone, cable, internet: $100.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/20/2011 5:06:50 PM
goodhearted-generosity511$30.0012/21/2011 10:37:37 AM
balanced-balance6$25.0012/21/2011 4:16:02 PM
golden-velocity9$25.0012/21/2011 6:51:17 PM
economy-shrubbery6$25.0012/21/2011 10:26:33 PM
gold-miser9$25.0012/22/2011 6:27:21 AM
kind-credit-bear$25.0012/22/2011 4:57:20 PM
gallant-economy9$50.0012/22/2011 5:18:39 PM
melodious-openness$1,000.0012/22/2011 6:34:02 PM
Gibbyland$100.0012/22/2011 7:25:12 PM
Dubbs360$250.0012/22/2011 8:05:37 PM
BigBizBuilder$26.4012/22/2011 11:30:13 PM
melodious-openness$1,000.0012/23/2011 4:35:00 AM
x32248$25.0012/23/2011 6:24:03 AM
deal-thinker7$25.0012/23/2011 4:36:01 AM
fountain355$25.0012/23/2011 5:24:09 AM
melodious-openness$736.6212/23/2011 6:37:58 AM
affluence-generator2$125.0012/20/2011 5:11:56 PM
AndChicksforFree$25.0012/20/2011 5:34:24 PM
camaraderi-aspen$100.0012/20/2011 5:40:31 PM
let_me_retire$25.0012/21/2011 12:16:01 AM
green-rate-futurist$25.0012/21/2011 5:30:25 AM
CA-Lender$25.0012/21/2011 8:00:33 AM
riveting-credit5$50.0012/21/2011 4:39:36 PM
kain11286$50.0012/22/2011 9:17:00 AM
klend4$25.0012/22/2011 9:21:17 AM
Jeffro123456$26.9812/22/2011 8:41:00 PM
capital_projects_investor$25.0012/23/2011 1:27:31 AM
averagefore$25.0012/23/2011 5:54:13 AM
Core-Marketing$25.0012/23/2011 5:16:23 AM
Rogelio48$30.0012/23/2011 5:35:42 AM
31 Investments
 
Borrower Payment Dependent Notes Series 545731
This series of Notes was issued and sold upon the funding of the borrower loan #57884, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-20-2011 
Term: 60 months Listing End date:  Dec-20-2011 
 
Lender yield: 24.89% Borrower rate/APR: 25.89% / 28.49% Monthly payment: $194.19
 
Lender servicing fee: 1.00% Effective Yield*: 24.30%  
Estimated return*: 15.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1999 Debt/Income ratio: Not calculated
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 36 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,774Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: bdawgttu14 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
720-739 (Mar-2011)
 
Principal balance: $6,302.76 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
Refinancing my prosper loan
Purpose of loan: Refinance my prosper loan
This loan will be used to...
pay off my original loan and lower my monthly payment amount.
My financial situation: 32,000 yearly income
I am a good candidate for this loan because...I am working very hard to get out of debt and this will help me to do that even quicker.


Monthly net income: $1600.00
Monthly expenses: about $800.00
Housing: $50
Insurance: $50
Car expenses: $50
Utilities: $0
Phone, cable, internet: $35
Food, entertainment: $50
Clothing, household expenses: $75
Credit cards and other loans: $350
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
brazilofmux$100.0012/20/2011 5:06:18 PM
euro-mirth$25.0012/20/2011 5:08:00 PM
MoneyForNothing$25.0012/20/2011 5:14:19 PM
deal-hickory5$100.0012/20/2011 5:09:30 PM
finance-prescription$100.0012/20/2011 5:20:43 PM
CalBear08$25.0012/20/2011 5:22:42 PM
commanding-treasure2$50.0012/20/2011 5:29:33 PM
lender2611$25.0012/20/2011 5:09:54 PM
AndChicksforFree$100.0012/20/2011 5:08:31 PM
blue-lively-platinum$25.0012/20/2011 5:19:05 PM
social-cocktail1$200.0012/20/2011 5:11:59 PM
timbob$100.0012/20/2011 5:15:17 PM
heart514$25.0012/20/2011 5:20:22 PM
truth-companion$25.0012/20/2011 5:25:00 PM
cathybiz$25.0012/20/2011 5:29:18 PM
worth-blanket2$5,800.0012/20/2011 5:30:35 PM
16 Investments
 
Borrower Payment Dependent Notes Series 545735
This series of Notes was issued and sold upon the funding of the borrower loan #57867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-20-2011 
Term: 60 months Listing End date:  Dec-20-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $397.83
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1998 Debt/Income ratio: 24%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:10y 6m
Amount delinquent: $0 Total credit lines: 31 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,498Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: Yes  
Screen name: china1369 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 100% ) 740-759 (Latest)
Principal borrowed: $12,000.00< 31 days late: 0 ( 0% )  
800-819 (Mar-2011)
 
Principal balance: $9,904.09 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
Consolidate High Int Credit Cards
The loan will be used to consolidate my high interest credit cards... I had a baby, windows needed and nursery furniture was required. Please help. I've been at my job for over 10 years, lots of job security, I make all my payments on time and have long standing credit history.
Information in the Description is not verified.
Friends And Family Investments
momentous-loot688 has invested a total of $250.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$29.1012/20/2011 5:02:36 PM
matt_2006$25.0012/20/2011 5:09:12 PM
bountiful-durability$50.0012/20/2011 5:11:50 PM
LittleMingo$25.0012/20/2011 5:13:59 PM
bazaar-festivity$25.0012/20/2011 5:17:24 PM
momentous-loot688$250.0012/20/2011 5:17:59 PM
AF-Chief$25.0012/20/2011 5:31:39 PM
studious-listing8$25.0012/20/2011 5:05:39 PM
lender2611$25.0012/20/2011 5:09:54 PM
affluence-generator2$125.0012/20/2011 5:11:23 PM
SoyLover$25.0012/20/2011 5:16:56 PM
CoolPlexer$25.0012/20/2011 5:25:43 PM
well-mannered-income3$50.0012/20/2011 5:25:03 PM
worth-blanket2$14,400.0012/20/2011 5:32:23 PM
14 Investments
 
Borrower Payment Dependent Notes Series 545753
This series of Notes was issued and sold upon the funding of the borrower loan #57887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,600.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $183.16
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1995 Debt/Income ratio: 34%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 10Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29,874Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: No  
Screen name: kazookaty Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... Pay off high rate credit cards.

My financial situation: I have some high rate credit cards from my college days that I'd like to consolidate and pay off.

I am a good candidate for this loan because... I have been at my company for nearly 5 years, I have a solid career, a graduate degree, and I pay my bills on time.

Monthly net income: $3300
Monthly expenses: $
Housing: $630
Insurance: $100
Car expenses: $187
Utilities: $50
Phone, cable, internet: $60
Food, entertainment: $250
Clothing, household expenses: $50
Credit cards and other loans: $1300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$75.0012/21/2011 9:05:41 AM
Whipster$50.0012/21/2011 9:03:59 AM
jkeller4000$25.0012/21/2011 9:11:05 AM
jjswanso$100.0012/21/2011 9:12:59 AM
miked8303$25.0012/21/2011 9:08:43 AM
worth-blanket2$4,475.0012/21/2011 9:13:06 AM
6 Investments
 
Borrower Payment Dependent Notes Series 545757
This series of Notes was issued and sold upon the funding of the borrower loan #58078, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,300.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $174.87
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1994 Debt/Income ratio: 16%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,713Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: invincible-interest8 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Roofing
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/21/2011 9:34:20 AM
aabadabadoo$25.0012/21/2011 9:12:09 AM
TomDalonajay$25.0012/21/2011 9:15:51 AM
worthy-bid8$50.0012/21/2011 9:22:18 AM
AFairDeal$25.0012/21/2011 9:32:14 AM
currency-agave$60.0012/21/2011 9:41:35 AM
market-solstice2$25.0012/21/2011 9:48:53 AM
bb575$50.0012/21/2011 9:49:48 AM
processor115$50.0012/21/2011 9:46:54 AM
BxRealtor$25.0012/21/2011 9:48:12 AM
riproaringrapids$25.0012/21/2011 9:55:03 AM
tomdooley12520$25.0012/21/2011 10:54:02 AM
skillful-diversification2$25.0012/21/2011 5:45:52 PM
bill-booster5$25.0012/21/2011 6:48:17 PM
Chosen-one$50.0012/21/2011 7:54:44 PM
john0720$25.0012/22/2011 9:18:02 AM
luminous-marketplace5$25.0012/22/2011 9:24:28 AM
nethawk00$25.0012/22/2011 9:31:42 AM
indomitable-coin$25.0012/22/2011 9:54:31 AM
x32248$25.0012/22/2011 10:57:34 AM
cello1$25.0012/22/2011 12:53:38 PM
friendinmoney$25.0012/22/2011 3:56:03 PM
money-booster2$50.0012/22/2011 4:15:23 PM
elephantparty$25.0012/22/2011 5:19:29 PM
igniter584$25.0012/22/2011 5:40:05 PM
kindness-ace1$50.0012/22/2011 10:23:58 PM
hidavehi$25.0012/23/2011 12:42:29 AM
Dan4703$25.0012/23/2011 4:37:58 AM
Attract$25.0012/23/2011 6:22:34 AM
payout-magician$25.0012/23/2011 7:17:10 AM
wam37$25.0012/23/2011 6:27:56 AM
loyalty-tuba0$25.0012/23/2011 7:12:21 AM
FoosMaster$25.0012/23/2011 8:55:46 AM
jgar_O$25.0012/23/2011 9:07:48 AM
Syzygy$25.0012/23/2011 9:29:11 AM
Christus_Victor$25.0012/23/2011 9:22:43 AM
impressive-justice6$50.0012/23/2011 9:44:44 AM
blue-lively-platinum$25.0012/23/2011 9:53:38 AM
kenji4861$25.0012/23/2011 9:50:38 AM
billyisafob$25.0012/23/2011 9:51:12 AM
WSTRDG$25.0012/23/2011 11:29:30 AM
best-friendly-fairness$50.0012/23/2011 10:29:31 AM
moola-gondola1$100.0012/23/2011 10:40:14 AM
wlm3012$30.0012/23/2011 11:35:05 AM
orbital-dollar2$7.0012/23/2011 1:34:47 PM
superb-funds335$25.0012/21/2011 9:15:22 AM
ricklip$100.0012/21/2011 9:23:42 AM
new-truth-chuckler$25.0012/21/2011 9:57:26 AM
jdwillcox$100.0012/21/2011 2:52:17 PM
RockCrown$25.0012/21/2011 3:04:14 PM
jkeller4000$25.0012/21/2011 2:57:15 PM
gallant-economy9$50.0012/21/2011 5:54:26 PM
ReliableLoans$100.0012/21/2011 7:43:58 PM
radforj22$25.0012/21/2011 8:21:40 PM
TrustPlus$50.0012/21/2011 8:48:30 PM
Sneezie$33.0012/22/2011 9:20:03 AM
babokd$50.0012/22/2011 10:01:59 AM
penguino$100.0012/22/2011 11:45:36 AM
alpinaut$30.0012/22/2011 1:26:33 PM
managedfund$1,250.0012/22/2011 1:47:57 PM
rate-sherpa$60.0012/22/2011 1:46:18 PM
first-friendly-listing$50.0012/22/2011 3:35:20 PM
kedia$50.0012/22/2011 3:27:42 PM
dood2112$25.0012/22/2011 4:41:06 PM
jc33148$25.0012/22/2011 4:54:08 PM
nuclearmoose$25.0012/22/2011 5:23:53 PM
golden-responsibility189$100.0012/22/2011 6:10:56 PM
selector568$300.0012/22/2011 5:45:34 PM
greenback-investor7$200.0012/22/2011 6:19:10 PM
top-courteous-peso$75.0012/22/2011 6:44:02 PM
payment-halo$25.0012/22/2011 7:45:56 PM
socal-lender$25.0012/22/2011 11:13:27 PM
reward-excellency1$25.0012/22/2011 10:06:57 PM
notabanker$350.0012/22/2011 11:20:34 PM
Spiv_51$25.0012/23/2011 3:48:13 AM
nycjdmpa$100.0012/23/2011 8:32:51 AM
income-banjo$50.0012/23/2011 9:09:52 AM
unbelievable-exchange$100.0012/23/2011 9:13:22 AM
RG$30.0012/23/2011 9:11:52 AM
Capstone-Investments$25.0012/23/2011 9:22:04 AM
houli123$175.0012/23/2011 9:33:14 AM
81 Investments
 
Borrower Payment Dependent Notes Series 545769
This series of Notes was issued and sold upon the funding of the borrower loan #58079, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1991 Debt/Income ratio: 42%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 12Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 41 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $106,775Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: Yes  
Screen name: nz5fyr Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Repair Loan
Purpose of loan:
I am in need of funding to repair a concrete foundation under my home and a concrete slab in my garage. Recent wet weather and ground settling have caused both to collapse, and concrete restoration specialists have estimated 10k-12k for the repairs. The home loan is in good standing and the home and garage are in otherwise excellent condition.

My financial situation:
I am financially stable. My employment field is automotive on-board diagnostics, a field where expertise is always in demand and unemployment is extremely low. I have 20 years of experience in this field and I manage a group of 15 at a well-known global automotive manufacturer.

Monthly net income: $7500
Monthly expenses: $
Housing: $1210
Insurance: $130
Car expenses: $160
Utilities: $240
Phone, cable, internet: $110
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $2450
Other expenses: $550
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$38.0212/21/2011 5:02:15 PM
worth-blanket2$15,000.0012/21/2011 5:14:10 PM
2 Investments
 
Borrower Payment Dependent Notes Series 545771
This series of Notes was issued and sold upon the funding of the borrower loan #57942, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Aug-1984 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:12y 6m
Amount delinquent: $0 Total credit lines: 22 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,878Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: principal-phase469 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Helping with bills
Purpose of loan:
This loan will be used to...
pay bills buystock for store
Monthly net income: $ Monthly expenses: Housing: Insurance: $
Car expenses: $
Utilities: Phone, cable, internet: $ Food, entertainment: $ Clothing, household expenses: Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/20/2011 5:12:16 PM
affluence-generator2$125.0012/20/2011 5:11:56 PM
worth-blanket2$3,850.0012/20/2011 5:32:51 PM
3 Investments
 
Borrower Payment Dependent Notes Series 545779
This series of Notes was issued and sold upon the funding of the borrower loan #58195, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $179.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1999 Debt/Income ratio: 22%
Credit score: 660-679 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:14y 11m
Amount delinquent: $0 Total credit lines: 25 Occupation: Tradesman - Plumber
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,356Stated income:$25,000-$49,999
Delinquencies in last 7y: 23 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: LoyalFamilyMan Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation/Christmas
Purpose of loan: Debt Consolidation/ Christmas



This loan will be used to... To pay off high interest credit cards and make sure my daughter has a nice Christmas. Also, my daughter does Taekwondo and her gear and tournaments are pretty expensive. This loan would help me to provide these things for her.



My financial situation: Full time job. Been with the same employer for over 15 years.



I am a good candidate for this loan because... I am a hard worker. I am a master plumber/ supervisor for a very large company. I have been with my job for over 15 years. I would have no problem at all paying this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
miked8303$25.0012/20/2011 5:10:32 PM
worthy-bid8$50.0012/20/2011 5:31:31 PM
worth-blanket2$4,475.0012/20/2011 5:32:03 PM
3 Investments
 
Borrower Payment Dependent Notes Series 545783
This series of Notes was issued and sold upon the funding of the borrower loan #57879, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $75.57
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1981 Debt/Income ratio: 36%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 11Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 47 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,797Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: shrewd-moola Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 11 ( 100% ) 680-699 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
660-679 (Nov-2009)
 
Principal balance: $0.40 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Car and home repairs
Purpose of loan: Car repair and home improvements
This loan will be used to...repair car and replace heating system

My financial situation:
I am a good candidate for this loan because... I have paid my previous Prosper loan off in 1 year.


Monthly net income: $7500
Monthly expenses: Housing: $1600
Insurance: $400
Car expenses: $250
Utilities: $350
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans:
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$25.0012/20/2011 5:05:16 PM
unforgettable-wealth4$50.0012/20/2011 5:06:03 PM
portfolio-turbine$25.0012/20/2011 5:08:56 PM
DHolly$31.0012/20/2011 5:05:08 PM
trumpeter5$25.0012/20/2011 5:02:10 PM
AndChicksforFree$200.0012/20/2011 5:07:00 PM
affluence-generator2$125.0012/20/2011 5:12:06 PM
MBurns$50.0012/20/2011 5:08:29 PM
independent-silver9$25.0012/20/2011 5:09:50 PM
dpries123$25.0012/20/2011 5:12:46 PM
nyp112$25.0012/20/2011 5:13:37 PM
bazaar-festivity$25.0012/20/2011 5:17:24 PM
careful-note1$25.0012/20/2011 5:27:15 PM
heart514$25.0012/20/2011 5:20:22 PM
proud-gold9$25.0012/20/2011 5:18:42 PM
SolarMoonshine$25.0012/20/2011 5:29:25 PM
SecondChanceLendingSERV$25.0012/20/2011 5:29:46 PM
PatriotKnight$25.0012/20/2011 5:20:48 PM
fortytwo$150.0012/20/2011 5:25:08 PM
ryan6853$25.0012/20/2011 5:27:50 PM
nfx$40.0012/20/2011 5:26:18 PM
ultimate-peace$150.0012/20/2011 5:03:45 PM
yield-lion2$150.0012/20/2011 5:07:22 PM
fabulous-community4$50.0012/20/2011 5:10:50 PM
lender2611$25.0012/20/2011 5:09:55 PM
113121$500.0012/20/2011 5:20:35 PM
blue-lively-platinum$25.0012/20/2011 5:19:05 PM
GElender$40.0012/20/2011 5:24:52 PM
truth-companion$25.0012/20/2011 5:25:00 PM
RecoveryLender$25.0012/20/2011 5:27:28 PM
nimble-revenue5$39.0012/20/2011 5:31:07 PM
31 Investments
 
Borrower Payment Dependent Notes Series 545785
This series of Notes was issued and sold upon the funding of the borrower loan #57873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $192.87
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1990 Debt/Income ratio: 14%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 17Length of status:27y 11m
Amount delinquent: $0 Total credit lines: 50 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $37,584Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: penny-pumpkin5 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 720-739 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
720-739 (Aug-2011)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 1  
Description
Pay off credit card
Purpose of loan:
This loan will be used to Pay off my last two credit cards

My financial situation:
I am a good candidate for this loan because I have never been late on a payment - I plan to pay this loan back within 6 to 8 months
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
awwaww$25.0012/20/2011 5:08:41 PM
green-trade-dolphin2$25.7612/20/2011 5:02:47 PM
Sneezie$100.0012/20/2011 5:26:40 PM
worth-blanket2$5,900.0012/20/2011 5:31:27 PM
pdub$75.0012/20/2011 5:24:29 PM
scrappy-leverage6$25.0012/20/2011 5:21:31 PM
GElender$40.0012/20/2011 5:24:53 PM
trade-burrito4$35.0012/20/2011 5:28:02 PM
bb575$50.0012/20/2011 5:28:16 PM
BxRealtor$25.0012/20/2011 5:31:23 PM
10 Investments
 
Borrower Payment Dependent Notes Series 545789
This series of Notes was issued and sold upon the funding of the borrower loan #58218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $320.77
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-1994 Debt/Income ratio: 27%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 4 / 4Length of status:6y 10m
Amount delinquent: $28,504 Total credit lines: 19 Occupation: Food Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,470Stated income:$25,000-$49,999
Delinquencies in last 7y: 10 Bankcard utilization: 44%  
   Homeownership: Yes  
Screen name: open-marketplace6 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation loan
Purpose of loan:
This loan will be used to...condolidate my crdit

My financial situation:
I am a good candidate for this loan because...i have a job with consistent income
Y

Monthly net income: $3500
Monthly expenses: $
Housing: $ 786

Insurance: $242
Car expenses: $294
Utilities: $70
Phone, cable, internet: $85
Food, entertainment: $150
Clothing, household expenses: $300
Credit cards and other loans: $549
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worthy-bid8$50.0012/21/2011 9:22:18 AM
ricklip$100.0012/21/2011 9:23:43 AM
compassion-expert$25.0012/21/2011 9:32:54 AM
Investor_DP$100.0012/21/2011 9:40:09 AM
truth-companion$25.0012/21/2011 5:21:32 PM
money-baron-Roth401k$50.0012/21/2011 9:31:41 PM
managedfund$555.0012/22/2011 1:35:52 PM
unbelievable-exchange$100.0012/22/2011 5:16:41 PM
HHP$83.0012/24/2011 12:24:06 PM
handshake5$100.0012/24/2011 12:17:13 PM
HenryS$30.0012/24/2011 12:55:35 PM
bonafide-cash$100.0012/24/2011 2:07:12 PM
the-hope-workhorse$50.0012/24/2011 10:45:17 PM
626457$25.0012/26/2011 3:37:04 AM
careful-vigilance4$25.0012/26/2011 11:02:59 AM
worth-dandelion$100.0012/26/2011 6:26:37 PM
emphatic-responsibility$25.0012/26/2011 7:18:25 PM
SAMCRO$25.8412/27/2011 10:37:24 AM
firewomin$25.0012/27/2011 11:08:13 AM
gain-equator$25.0012/27/2011 1:50:01 PM
green-rate-futurist$26.8912/27/2011 4:54:58 PM
economy-lotus$25.0012/27/2011 5:36:39 PM
income-buddy7$92.0012/27/2011 5:37:11 PM
gain-butterfly$25.0012/27/2011 7:20:35 PM
generous-deal6$25.0012/28/2011 1:26:21 AM
GGreg799$25.0012/28/2011 5:07:22 AM
dedicated-transaction796$25.0012/28/2011 9:27:12 AM
Mariner3605$25.0012/28/2011 9:27:36 AM
ahalls$25.0012/28/2011 9:29:04 AM
87Marc$25.0012/28/2011 9:36:11 AM
ecstatic-money064$25.0012/28/2011 9:45:20 AM
kind-credit-bear$25.0012/28/2011 9:39:25 AM
MikeyZ2008$25.0012/28/2011 9:44:44 AM
120933$25.0012/28/2011 10:06:19 AM
quickstep$150.0012/28/2011 11:45:37 AM
calimanusa$30.2012/28/2011 1:08:14 PM
high_flyer$100.0012/28/2011 1:12:15 PM
jebber007$30.0012/28/2011 11:45:26 AM
organic-responsibility60$25.0012/28/2011 1:08:05 PM
ethical-truth211$300.0012/28/2011 2:27:55 PM
thorough-marketplace441$25.0012/28/2011 2:31:56 PM
p2p-czar3$25.0012/28/2011 2:14:11 PM
Agonbiew$75.0012/28/2011 3:00:55 PM
petangerie$49.4012/28/2011 3:02:55 PM
dayahn$50.0012/28/2011 3:06:54 PM
lucrative-transparency0$75.0012/28/2011 3:08:41 PM
lovely-greenback4$100.0012/28/2011 3:03:45 PM
kindness-singularity$25.0012/28/2011 3:03:57 PM
gallant-economy9$50.0012/21/2011 9:44:44 AM
exact-principal220$25.0012/21/2011 12:17:40 PM
worth-viking$100.0012/21/2011 5:52:30 PM
deepblue34$25.0012/21/2011 8:38:18 PM
economy-shrubbery6$25.0012/21/2011 10:26:35 PM
compassion-neutron$25.0012/22/2011 6:20:26 AM
x32248$25.0012/22/2011 10:24:07 AM
greenback-investor7$200.0012/22/2011 6:19:11 PM
NorthernFunds$50.0012/22/2011 11:39:15 PM
deal-thinker7$50.0012/23/2011 4:34:29 AM
capital-halo1$478.0012/23/2011 9:42:54 AM
1point21gigawatts$25.0012/23/2011 4:20:37 PM
social-heart$25.0012/24/2011 2:15:01 AM
heart514$25.0012/24/2011 12:20:00 PM
cash-reaction2$50.0012/24/2011 12:33:10 PM
finance-prescription$100.0012/24/2011 12:51:51 PM
suave-dime6$25.0012/25/2011 7:17:20 AM
stepatatime-together$100.0012/25/2011 12:38:00 PM
natural-greenback6$25.0012/26/2011 9:19:14 AM
rvfbroker$25.0012/26/2011 9:28:12 AM
P2P_Investor$2,000.0012/26/2011 10:07:27 PM
productive-ore$25.0012/27/2011 7:30:50 AM
first-pragmatic-power$25.0012/27/2011 9:43:19 AM
musegaze$75.0012/27/2011 10:21:06 AM
a-restless-dollar$25.0012/27/2011 12:38:17 PM
KryptonWare-com$25.0012/27/2011 12:35:27 PM
gothampark$25.0012/27/2011 1:32:36 PM
the-hope-workhorse$50.0012/27/2011 3:45:24 PM
wwwUniversal$25.0012/27/2011 5:30:26 PM
Richmp412$25.0012/28/2011 6:38:30 AM
principal-cooker2$25.0012/28/2011 9:20:55 AM
economy-producer$25.0012/28/2011 9:31:11 AM
finance-mushroom$169.0012/28/2011 9:59:41 AM
cmg891$25.0012/28/2011 11:59:32 AM
bsh297$49.5812/28/2011 11:01:54 AM
desertoasis$25.0012/28/2011 11:28:06 AM
dorfinia$25.0012/28/2011 12:53:33 PM
happylender999$100.0012/28/2011 2:33:51 PM
tvsmlf$41.4612/28/2011 3:03:40 PM
astute-investment5$25.0012/28/2011 2:20:39 PM
tolerant-balance7$30.0012/28/2011 3:04:59 PM
judson$59.6312/28/2011 3:11:24 PM
klinebarger$25.0012/28/2011 3:08:59 PM
Land_on_your_feet$25.0012/28/2011 3:09:05 PM
92 Investments
 
Borrower Payment Dependent Notes Series 545791
This series of Notes was issued and sold upon the funding of the borrower loan #58021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $349.55
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2001 Debt/Income ratio: 35%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 13 / 11Length of status:3y 11m
Amount delinquent: $187 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,728Stated income:$50,000-$74,999
Delinquencies in last 7y: 11 Bankcard utilization: 63%  
   Homeownership: Yes  
Screen name: genuine-coin Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 23 ( 96% ) 700-719 (Latest)
Principal borrowed: $6,000.00< 31 days late: 1 ( 4% )  
760-779 (Sep-2010)
700-719 (Nov-2009)
 
Principal balance: $1,967.27 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
Refi prosper loan and payoff CCs
Purpose of loan: Debt Consolidation
This loan will be used to refi my prosper loan & consolidate my high interest credit cards
I?m a good candidate for this loan because I've paid my Prosper loan on time and all other credit cards I have are paid early or on time
DELINQUENCIES
$187 Collections - this is a dispute with BMG music that claims I didn't pay a bill back in 1998. I have e-mail documentation regarding this dispute
PROSPER - I changed bank accounts, notified prosper and they made a mistake and didn't update the account. The late fee was refunded. I WAS NOT LATE!
I went through the short-sale of a property that was awarded to my ex-husband at the time of our divorce. My mtg is current and has always been. I have court docs on this
Mnthly income: $3,410
Mnthly expenses: $2,337
Housing: $739
Ins.: $168
Car: $430
Util: $150
Phone, cable, internet: $100
Food, entert: $200
Clothing, hshld: $200
Credit cards and loans: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/22/2011 5:18:31 PM
worthy-bid8$50.0012/22/2011 5:27:44 PM
graceful-IRAinvestment$53.0012/22/2011 5:25:06 PM
bountiful-durability$50.0012/22/2011 5:25:49 PM
trade-burrito4$35.0012/22/2011 5:27:19 PM
The-Helper$25.0012/22/2011 5:31:15 PM
lender2611$25.0012/22/2011 5:33:22 PM
managedfund$1,333.0012/22/2011 5:31:33 PM
vutah$25.0012/22/2011 6:06:19 PM
AF-Chief$25.0012/22/2011 5:44:14 PM
selector568$300.0012/22/2011 5:45:38 PM
greenback-investor7$200.0012/22/2011 6:19:16 PM
R3vXX$25.0012/22/2011 5:58:00 PM
ddog0224$50.0012/22/2011 6:15:00 PM
Wilhan$32.0512/22/2011 6:46:02 PM
amlu1988$25.0012/22/2011 6:38:01 PM
Gibbyland$250.0012/22/2011 7:26:51 PM
papaloha$200.0012/22/2011 8:18:32 PM
Dubbs360$250.0012/22/2011 8:05:38 PM
corporatejim$39.0712/22/2011 10:06:44 PM
corporatejim$78.1412/22/2011 10:08:16 PM
broker048$25.0012/22/2011 10:28:39 PM
Feyenoord$30.0012/22/2011 10:54:42 PM
NorthernFunds$50.0012/22/2011 11:39:17 PM
discrete-asset$25.0012/23/2011 3:55:58 AM
Luv2Bless$50.0012/23/2011 3:39:38 AM
deal-thinker7$50.0012/23/2011 4:34:31 AM
Mrs-Honeydew$25.0012/23/2011 3:20:01 AM
astute-benjamins$50.0012/23/2011 5:51:31 AM
EarlyRiser$128.0012/23/2011 5:36:31 AM
transparency-universe8$25.0012/23/2011 6:40:44 AM
DoctorJoe$30.0012/23/2011 5:23:52 AM
gallant-economy9$50.0012/22/2011 5:18:39 PM
luminous-marketplace5$25.0012/22/2011 5:14:04 PM
enticing-capital6$50.0012/22/2011 5:06:04 PM
Tscheddar$25.0012/22/2011 5:05:40 PM
trumpeter5$25.0012/22/2011 5:02:24 PM
the-bright-velocity$25.0012/22/2011 5:05:42 PM
green-trade-dolphin2$45.0212/22/2011 5:02:17 PM
GElender$100.0012/23/2011 6:06:25 AM
AllanBK$40.0012/23/2011 5:57:12 AM
Domgabriel$25.0012/23/2011 7:28:19 AM
ferdberfel$25.0012/23/2011 7:25:44 AM
BobRand$50.0012/23/2011 7:30:30 AM
credit-investor5$50.0012/23/2011 7:27:50 AM
objective-investor$250.0012/23/2011 8:18:14 AM
billyisafob$50.0012/23/2011 7:54:41 AM
peaceful-farmer$30.0012/23/2011 8:21:57 AM
integrity-doctor$100.0012/23/2011 7:57:10 AM
currency-persimmon$25.0012/23/2011 8:21:18 AM
radforj22$25.0012/23/2011 8:42:09 AM
income-banjo$50.0012/23/2011 9:09:56 AM
javelin0$25.0012/23/2011 9:03:27 AM
prohelper$25.0012/23/2011 9:15:22 AM
Easystreet$25.0012/23/2011 9:08:55 AM
green28$75.0012/23/2011 9:29:49 AM
nimble-money086$25.0012/23/2011 9:30:41 AM
wwwUniversal$25.0012/23/2011 9:25:17 AM
fcrick$25.0012/23/2011 9:39:57 AM
randsenterprise$25.0012/23/2011 9:40:32 AM
ccclaireee333$25.0012/23/2011 9:34:08 AM
02408575$25.0012/23/2011 9:43:37 AM
enticing-exchange3$25.0012/23/2011 9:50:18 AM
psbruce$25.0012/23/2011 10:12:13 AM
grabtakeout$25.0012/23/2011 9:52:13 AM
diversification-pilot$25.0012/23/2011 10:24:05 AM
kewgdns$25.0012/23/2011 10:00:42 AM
molam4u$25.0012/23/2011 10:28:20 AM
WSTRDG$25.0012/23/2011 11:27:23 AM
gtdane$35.0012/23/2011 11:29:22 AM
moola-gondola1$100.0012/23/2011 9:59:05 AM
Fioravanti$100.0012/23/2011 11:36:36 AM
dollardave$100.0012/23/2011 10:15:03 AM
wise-silver-wonder$25.0012/23/2011 1:42:07 PM
ldr2000$50.0012/23/2011 1:55:54 PM
StPong$25.0012/23/2011 2:20:44 PM
first-serene-credit$25.0012/23/2011 11:31:31 AM
reward-motion$75.0012/23/2011 3:57:23 PM
chameleon125$25.0012/23/2011 1:29:28 PM
LateOneNight$30.0012/23/2011 11:51:41 AM
Leshan$100.0012/23/2011 12:40:42 PM
agent86a$40.2912/23/2011 12:52:38 PM
intelligent-dedication9$100.0012/23/2011 1:47:00 PM
ethicalhumanist$50.0012/23/2011 4:59:49 PM
jtc26$49.6012/23/2011 3:19:15 PM
revenue-associate$2.6512/23/2011 5:14:44 PM
riproaringrapids$25.0012/22/2011 5:15:01 PM
unbelievable-exchange$100.0012/22/2011 5:16:43 PM
scrappy-leverage6$25.0012/22/2011 5:26:34 PM
Zoramite$25.0012/22/2011 5:20:01 PM
TrustPlus$50.0012/22/2011 5:27:40 PM
ricklip$100.0012/22/2011 5:39:50 PM
igniter584$25.0012/22/2011 5:40:06 PM
bazaar-festivity$25.0012/22/2011 5:42:43 PM
EngineersAlliance$125.0012/22/2011 5:43:55 PM
studious-listing8$25.0012/22/2011 5:41:47 PM
secobarbital$100.0012/22/2011 5:40:30 PM
20mule$400.0012/22/2011 6:18:52 PM
SolarMoonshine$25.0012/22/2011 6:22:05 PM
golden-responsibility189$100.0012/22/2011 6:10:58 PM
Moe87$25.0012/22/2011 6:25:01 PM
FinanceEngine$40.0012/22/2011 8:33:06 PM
kindness-ace1$50.0012/22/2011 10:10:55 PM
natdwg$30.0012/22/2011 8:23:37 PM
greenkid$25.0012/22/2011 9:37:19 PM
Sturgee$25.0012/22/2011 11:44:40 PM
TigerForce$25.0012/23/2011 5:09:38 AM
Brisket_Bob$25.3612/23/2011 6:06:48 AM
Starica$400.0012/23/2011 5:39:29 AM
contract-student2$60.0012/23/2011 5:20:42 AM
britches613$37.2012/23/2011 5:26:15 AM
easylivin$25.0012/23/2011 7:10:18 AM
therealjeremy$25.0012/23/2011 6:02:33 AM
Domgabriel$25.0012/23/2011 7:28:13 AM
KLVLOPZ64$25.0012/23/2011 6:42:09 AM
HeavyDriver03$25.0012/23/2011 7:46:59 AM
dollar-tornado3$50.0012/23/2011 6:47:11 AM
promise2$51.5812/23/2011 6:50:04 AM
cattlebaron$100.0012/23/2011 8:33:20 AM
ets2011$25.0012/23/2011 8:06:57 AM
Bank42$25.0012/23/2011 8:17:31 AM
rockerZ71$30.0012/23/2011 8:42:42 AM
Laxa$25.0012/23/2011 8:27:30 AM
terrific-return$25.0012/23/2011 8:49:37 AM
Scottyd911$50.0012/23/2011 9:01:33 AM
Elefunt$25.0012/23/2011 9:21:47 AM
processor115$25.0012/23/2011 9:11:18 AM
penny-plato$25.0012/23/2011 9:24:23 AM
RgPro$25.0012/23/2011 9:19:12 AM
jkeller4000$100.0012/23/2011 9:27:41 AM
Scubadiver$50.4212/23/2011 9:28:50 AM
skro$25.0012/23/2011 9:49:31 AM
diggingupward$25.0012/23/2011 10:32:44 AM
new-social-economist$120.0012/23/2011 9:48:40 AM
Malkial$38.4312/23/2011 11:05:39 AM
elbastador$25.0012/23/2011 11:34:34 AM
moneybags16$25.0012/23/2011 10:21:20 AM
thorough-marketplace441$100.0012/23/2011 1:20:29 PM
tenacious-capital3$25.0012/23/2011 12:25:20 PM
Peacepower$27.5812/23/2011 12:51:56 PM
blue-radiant-economy$200.0012/23/2011 3:05:38 PM
balance2$36.2112/23/2011 3:59:03 PM
wlm3012$30.0012/23/2011 11:37:28 AM
p2p-mushroom1$27.4012/23/2011 11:56:31 AM
spyro$25.0012/23/2011 4:30:32 PM
susurrus$200.0012/23/2011 12:09:15 PM
Gandalf0001$25.0012/23/2011 12:25:02 PM
camaraderi-aspen$100.0012/23/2011 4:19:07 PM
capital-financier6$25.0012/23/2011 2:33:23 PM
methodical-loot$25.0012/23/2011 2:44:40 PM
skillful-asset5$30.0012/23/2011 2:47:16 PM
deadbabyseal$25.0012/23/2011 2:54:05 PM
myduck$60.0012/23/2011 4:05:35 PM
153 Investments
 
Borrower Payment Dependent Notes Series 545797
This series of Notes was issued and sold upon the funding of the borrower loan #57944, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Apr-1979 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 21 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $68,948Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: bonus-duckling3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$250.0012/21/2011 9:03:33 AM
jkeller4000$25.0012/21/2011 9:10:44 AM
worth-blanket2$3,800.0012/21/2011 9:13:52 AM
3 Investments
 
Borrower Payment Dependent Notes Series 545803
This series of Notes was issued and sold upon the funding of the borrower loan #58072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-20-2011 
Term: 36 months Listing End date:  Dec-20-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1977 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 17 / 17Length of status:22y 3m
Amount delinquent: $0 Total credit lines: 43 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $70,007Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: Yes  
Screen name: mighty-dedication5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
to buy inventory
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/20/2011 5:07:02 PM
worthy-bid8$50.0012/20/2011 5:31:32 PM
miked8303$25.0012/20/2011 5:10:32 PM
worth-blanket2$10,000.0012/20/2011 5:31:41 PM
4 Investments
 
Borrower Payment Dependent Notes Series 545849
This series of Notes was issued and sold upon the funding of the borrower loan #58150, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $349.55
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1991 Debt/Income ratio: 34%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 37 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,676Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: Yes  
Screen name: debt-adventure Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 53 ( 98% ) 760-779 (Latest)
Principal borrowed: $22,000.00< 31 days late: 1 ( 2% )  
760-779 (Mar-2010)
740-759 (Sep-2008)
 
Principal balance: $3,860.75 31+ days late: 0 ( 0% )
Total payments billed: 54  
Description
3rd Prosper Loan!
Purpose of loan: Consolidate debt
This loan will be used to...

My financial situation: Proven prosper loan payor!
I am a good candidate for this loan because...One loan obligation has been successfully satisfied, another is halfway completed.


Monthly net income: $3600
Monthly expenses: $2000
Housing: $none
Insurance: $95
Car expenses: $286
Utilities: $200
Phone, cable, internet: $240
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$25.0012/21/2011 9:03:34 AM
janeybooboo$100.0012/21/2011 9:01:51 AM
Dusigrosz$100.0012/21/2011 9:07:16 AM
MoneyForNothing$64.8312/21/2011 9:06:32 AM
NekHoldings$25.0012/21/2011 9:10:25 AM
LoanerPrincipal$25.0012/21/2011 9:10:36 AM
heart514$25.0012/21/2011 9:10:42 AM
worth-blanket2$9,800.0012/21/2011 9:12:20 AM
green-trade-dolphin2$45.0212/21/2011 9:02:14 AM
unbelievable-exchange$100.0012/21/2011 9:07:46 AM
trade-burrito4$35.0012/21/2011 9:09:14 AM
KLCRAY$25.0012/21/2011 9:10:04 AM
graceful-IRAinvestment$60.0012/21/2011 9:10:18 AM
13 Investments
 
Borrower Payment Dependent Notes Series 545897
This series of Notes was issued and sold upon the funding of the borrower loan #57901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $160.73
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1997 Debt/Income ratio: 17%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:12y 10m
Amount delinquent: $0 Total credit lines: 32 Occupation: Fireman
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,739Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: No  
Screen name: hopeful-order0 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,600.00< 31 days late: 0 ( 0% )  
780-799 (Jan-2011)
 
Principal balance: $4,077.50 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay some high interest rate loans and credits to reduce my monthly payment and save money .

My financial situation:
I am a good candidate for this loan because I plan on using prosper loans for buying a new vehicle this summer. I've been with the same company as a Fire Investigator for 12 years. Also, my credit is excellent. I plan on paying off the current loan I have with my bonus and income tax money to further reduce my debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$29.7612/21/2011 9:02:21 AM
trade-burrito4$35.0012/21/2011 9:09:14 AM
aabadabadoo$25.0012/21/2011 9:12:10 AM
worth-blanket2$5,000.0012/21/2011 9:13:14 AM
4 Investments
 
Borrower Payment Dependent Notes Series 545901
This series of Notes was issued and sold upon the funding of the borrower loan #57926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $156.77
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1989 Debt/Income ratio: 13%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,194Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: gold-game-changer0 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... pay off credit card debt.

My financial situation:
I am a good candidate for this loan because... My employment situation is solid. The monthly payment of this loan would be less than I am currently paying toward my credit card debt. A loan would strengthen my financial viability.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
gauss02$25.0012/21/2011 9:07:01 AM
unbelievable-exchange$100.0012/21/2011 9:07:48 AM
skillful-diversification2$25.0012/21/2011 9:06:48 AM
brazilofmux$100.0012/21/2011 9:07:03 AM
esabzb$25.0012/21/2011 9:09:03 AM
dharma1$25.0012/21/2011 9:11:43 AM
aasx1108$25.0012/21/2011 9:12:03 AM
16888$25.0012/21/2011 9:20:59 AM
mrpowers5531$25.0012/21/2011 9:21:24 AM
timbob$100.0012/21/2011 9:19:39 AM
Dollars4Rent$25.0012/21/2011 9:20:10 AM
larslfe$25.0012/21/2011 9:24:26 AM
independent-revenue4$100.0012/21/2011 9:24:45 AM
mar97$25.0012/21/2011 9:24:48 AM
neighborly-hope6$100.0012/21/2011 9:25:52 AM
daisuke$25.0012/21/2011 9:27:57 AM
indomitable-coin$25.0012/21/2011 9:31:10 AM
IIP77$25.0012/21/2011 9:38:34 AM
the-bright-velocity$25.0012/21/2011 9:39:00 AM
Rdodson11$25.0012/21/2011 9:58:43 AM
MONEYLENDER101$50.0012/21/2011 10:01:15 AM
first-lovely-dollar$25.0012/21/2011 1:02:15 PM
MartiniCognac$25.0012/21/2011 12:51:46 PM
money-booster2$50.0012/21/2011 12:23:44 PM
blot44$50.0012/21/2011 3:01:34 PM
drluong$25.0012/21/2011 3:00:42 PM
lawdog33$50.0012/21/2011 3:07:39 PM
Swabjockey$25.0012/21/2011 3:26:53 PM
otherwisedisposed$622.7712/21/2011 4:17:30 PM
Moneypenny6$25.0012/21/2011 3:46:06 PM
prossperous01$25.0012/21/2011 10:00:16 AM
rmachi$25.0012/21/2011 9:58:03 AM
new-truth-chuckler$25.0012/21/2011 9:57:26 AM
platinum-genetics$25.0012/21/2011 10:01:36 AM
intuitive-integrity9$50.0012/21/2011 9:59:26 AM
britgsb$30.0012/21/2011 9:56:30 AM
nickel-ferret$35.0012/21/2011 9:53:26 AM
-J$50.0012/21/2011 9:55:56 AM
mmckune$25.0012/21/2011 9:57:30 AM
Willylump$25.0012/21/2011 9:53:30 AM
runner262$25.0012/21/2011 9:52:05 AM
market-solstice2$25.0012/21/2011 9:48:54 AM
the_winning_ticket$250.0012/21/2011 9:54:38 AM
unassuming-generosity$25.0012/21/2011 9:49:00 AM
cattlebaron$50.0012/21/2011 9:45:14 AM
BxRealtor$25.0012/21/2011 9:48:12 AM
blinkygab$100.0012/21/2011 9:45:32 AM
processor115$50.0012/21/2011 9:46:55 AM
meux99$25.0012/21/2011 9:44:59 AM
gallant-economy9$50.0012/21/2011 9:44:44 AM
currency-agave$60.0012/21/2011 9:41:36 AM
minista$25.0012/21/2011 9:07:52 AM
evnagelist$25.0012/21/2011 9:08:25 AM
cnovak$25.0012/21/2011 9:08:55 AM
KLCRAY$25.0012/21/2011 9:10:04 AM
cebgop$25.0012/21/2011 9:11:44 AM
AmericanCredit$50.0012/21/2011 9:12:54 AM
sweet-loan7$25.0012/21/2011 9:13:12 AM
paymeplease$25.0012/21/2011 9:17:02 AM
blue-lively-platinum$25.0012/21/2011 9:15:04 AM
first-favorite-bonus9$25.0012/21/2011 9:16:11 AM
worthy-bid8$50.0012/21/2011 9:22:20 AM
diversification-surge$25.0012/21/2011 9:21:22 AM
Syzygy$25.0012/21/2011 9:19:47 AM
ricklip$100.0012/21/2011 9:23:44 AM
basis-ferret8$50.0012/21/2011 9:23:49 AM
income-banjo$50.0012/21/2011 9:23:00 AM
intelligent-dedication9$100.0012/21/2011 9:27:10 AM
AFairDeal$25.0012/21/2011 9:32:15 AM
unforgettable-wealth4$50.0012/21/2011 9:27:34 AM
commanding-treasure2$50.0012/21/2011 9:29:03 AM
tsui517$29.0012/21/2011 9:33:45 AM
Cheburashka$25.0012/21/2011 9:38:08 AM
C_Mark$50.0012/21/2011 9:35:33 AM
Clambake$25.0012/21/2011 9:38:17 AM
ahansen$25.0012/21/2011 9:49:45 AM
bb575$50.0012/21/2011 9:49:49 AM
best-deal-banker$48.0012/21/2011 9:53:03 AM
Warwick$50.0012/21/2011 9:52:47 AM
Castellan$50.0012/21/2011 9:52:51 AM
tharmon$25.0012/21/2011 9:50:32 AM
socrates520$50.0012/21/2011 9:54:13 AM
fortytwo$150.0012/21/2011 9:51:41 AM
transparency-giant$50.0012/21/2011 9:58:00 AM
velocity-solo$25.0012/21/2011 9:58:49 AM
riproaringrapids$35.0012/21/2011 9:54:52 AM
promise2$25.0012/21/2011 10:12:05 AM
penny-plato$25.0012/21/2011 10:39:08 AM
tomdooley12520$50.0012/21/2011 10:51:29 AM
j2ee$25.0012/21/2011 9:59:10 AM
Lo0se_mo0se$25.0012/21/2011 10:23:15 AM
new-poetic-transaction$70.2312/21/2011 12:27:37 PM
blue-useful-auction$25.0012/21/2011 12:34:18 PM
igniter584$25.0012/21/2011 1:01:19 PM
jdwillcox$100.0012/21/2011 2:52:17 PM
RockCrown$25.0012/21/2011 3:04:15 PM
dgagli1$45.0012/21/2011 3:15:47 PM
jpblan11$25.0012/21/2011 3:46:04 PM
GreenLender11$100.0012/21/2011 3:14:04 PM
mbever10$25.0012/21/2011 3:10:59 PM
themoneydoctor$50.0012/21/2011 3:44:18 PM
pwkpwk$25.0012/21/2011 4:06:53 PM
c4shmunne$25.0012/21/2011 4:13:54 PM
103 Investments
 
Borrower Payment Dependent Notes Series 545911
This series of Notes was issued and sold upon the funding of the borrower loan #57922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-21-2011 
Term: 12 months Listing End date:  Dec-21-2011 
 
Lender yield: 6.03% Borrower rate/APR: 7.03% / 14.66% Monthly payment: $346.16
 
Lender servicing fee: 1.00% Effective Yield*: 6.02%  
Estimated return*: 2.22%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-2006 Debt/Income ratio: 14%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 16 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,971Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: wise-payment-funkmaster Borrower's state: Alaska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business loan - Inventory
Purpose of loan: Money for my side-line retail trailer business.
This loan will be used to top off my next load of trailers for inventory.

My financial situation: I have reliable W-2 Income of 38,000. Some credit card debt from purchasing trailers that is paid in full every few months as I sell. Additional income from selling trailers. All loan money received is backed up by inventory that is sold quickly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
KLCRAY$25.0012/21/2011 9:10:05 AM
aabadabadoo$25.0012/21/2011 9:12:10 AM
money-booster2$100.0012/21/2011 9:14:30 AM
GoGators01$25.0012/21/2011 9:13:10 AM
sharp-bill2$50.0012/21/2011 9:15:33 AM
worthy-bid8$50.0012/21/2011 9:22:20 AM
secureincome$500.0012/21/2011 9:33:51 AM
AFairDeal$25.0012/21/2011 9:32:15 AM
C_Mark$49.0012/21/2011 9:35:34 AM
kenji4861$25.0012/21/2011 9:36:46 AM
jennifer55126$25.0012/21/2011 9:41:46 AM
Bendistraw$25.0012/21/2011 9:47:42 AM
BxRealtor$25.0012/21/2011 9:48:13 AM
TGGGGGGGGGGGGGGG$50.0012/21/2011 9:51:11 AM
golden-market2$110.0012/21/2011 10:09:51 AM
new-truth-chuckler$25.0012/21/2011 9:57:26 AM
sweet-social2$100.0012/21/2011 10:52:51 AM
thorough-marketplace441$100.0012/21/2011 11:05:01 AM
tomdooley12520$50.0012/21/2011 10:50:44 AM
CIC$25.0012/21/2011 11:33:50 AM
authentic-kindness1$25.0012/21/2011 12:30:15 PM
extraordinary-silver5$28.1712/21/2011 1:05:24 PM
first-lovely-dollar$100.0012/21/2011 12:51:10 PM
jkeller4000$25.0012/21/2011 2:57:16 PM
jdwillcox$100.0012/21/2011 2:52:17 PM
auction-seeker4$25.0012/21/2011 3:16:04 PM
GreenLender11$100.0012/21/2011 3:16:29 PM
RockCrown$25.0012/21/2011 3:04:16 PM
QuidWilson$27.2012/21/2011 3:30:59 PM
wampum-chorus3$50.0012/21/2011 3:20:50 PM
stocker$50.0012/21/2011 4:55:50 PM
Bank42$25.0012/21/2011 4:59:09 PM
wise-eloquent-yield$25.0012/21/2011 4:04:41 PM
elfincove$50.0012/21/2011 5:04:27 PM
igniter584$25.0012/21/2011 5:43:26 PM
oglie1$25.0012/21/2011 6:31:04 PM
DalCowboys$25.0012/21/2011 6:46:29 PM
new-gold-wrangler$237.3012/21/2011 7:23:43 PM
fascinating-benefit279$50.0012/21/2011 9:12:30 AM
Tradesmanlender$25.0012/21/2011 9:16:44 AM
Danylostefan$50.0012/21/2011 9:23:13 AM
ricklip$100.0012/21/2011 9:23:44 AM
indomitable-coin$25.0012/21/2011 9:31:10 AM
seineil$75.0012/21/2011 9:32:26 AM
processor115$100.0012/21/2011 9:45:01 AM
gallant-economy9$50.0012/21/2011 9:44:45 AM
market-solstice2$25.0012/21/2011 9:48:54 AM
bb575$50.0012/21/2011 9:49:49 AM
iaffy$25.0012/21/2011 9:53:29 AM
riproaringrapids$35.0012/21/2011 9:54:52 AM
houli123$50.0012/21/2011 11:28:29 AM
focused-order0$26.7512/21/2011 10:49:44 AM
jonesboyz$50.0012/21/2011 11:20:26 AM
investment-comet$25.0012/21/2011 11:26:34 AM
blue-useful-auction$25.0012/21/2011 12:37:25 PM
LianaB$50.0012/21/2011 2:29:23 PM
blot44$25.0012/21/2011 3:02:02 PM
wampum-chorus3$25.0012/21/2011 3:18:47 PM
otherwisedisposed$400.0012/21/2011 4:17:31 PM
yield-hut$25.0012/21/2011 4:28:44 PM
bonus-animal4$31.5612/21/2011 3:48:17 PM
MicroLender357$25.0012/21/2011 5:07:35 PM
commanding-treasure2$50.0012/21/2011 5:32:59 PM
TikPmp1$25.0012/21/2011 5:36:06 PM
Emperor_of_Banking$25.0012/21/2011 6:04:16 PM
contract-shakespeare$105.0212/21/2011 6:19:54 PM
irishalaskan$25.0012/21/2011 6:25:21 PM
jarf$25.0012/21/2011 6:55:14 PM
68 Investments
 
Borrower Payment Dependent Notes Series 545913
This series of Notes was issued and sold upon the funding of the borrower loan #57945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jul-1996 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $7,177Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: Sonyar743 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Would like to consolidate some cred
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/21/2011 9:12:35 AM
1 Investments
 
Borrower Payment Dependent Notes Series 545917
This series of Notes was issued and sold upon the funding of the borrower loan #57977, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-22-2011 
Term: 12 months Listing End date:  Dec-22-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $184.31
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1988 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:6y 1m
Amount delinquent: $0 Total credit lines: 28 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $46,539Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: concretesawing Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for purchasing inventory
Purpose of loan:
This loan will be used to purchase bulk computer lots to be refurbished and resold for me by Bobcat Electronics in San Marcos. Bobcat Electronics is located two blocks from Texas State and has built a good reputation repairing and refurbishing laptops, desktops, and gaming consoles.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $5000
Monthly expenses:
Housing: $800
Insurance: $400
Car expenses: $250
Utilities: $250
Phone, cable, internet: $80
Food, entertainment: $900
Clothing, household expenses: $300
Credit cards and other loans: $565
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
TikPmp1$25.0012/22/2011 5:09:09 PM
worth-blanket2$1,975.0012/22/2011 5:15:51 PM
2 Investments
 
Borrower Payment Dependent Notes Series 545929
This series of Notes was issued and sold upon the funding of the borrower loan #57868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $113.35
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1993 Debt/Income ratio: Not calculated
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 26 Occupation: Religious
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $52,964Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: new-majestic-pound Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 13 ( 93% ) 660-679 (Latest)
Principal borrowed: $1,500.00< 31 days late: 1 ( 7% )  
640-659 (Dec-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Home Improvements
Purpose of loan:
This loan will be used to...pave our drive way at home.

My financial situation:
I am a good candidate for this loan because I have used Prosper before and am a customer in good standing. I paid off my first loan and never missed a payment. Also, my credit report states no payments late, not even 30 days.


Monthly net income: $7,500
Monthly expenses: $ 1,500
Housing: $ 1,100
Insurance: $ 200
Car expenses: $ 600
Utilities: $ 300
Phone, cable, internet: $ 300
Food, entertainment: $ 400
Clothing, household expenses: $ 100
Credit cards and other loans: $ 1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
792FICO$25.0012/21/2011 9:12:37 AM
trumpeter5$25.0012/21/2011 9:02:34 AM
lucrative-loan$30.0012/21/2011 9:01:38 AM
yield-lion2$100.0012/21/2011 9:02:09 AM
janeybooboo$75.0012/21/2011 9:02:24 AM
fabulous-community4$40.0012/21/2011 9:03:16 AM
LittleMingo$25.0012/21/2011 9:04:56 AM
DHolly$31.0012/21/2011 9:02:13 AM
the-discrete-income$25.0012/21/2011 9:02:35 AM
careful-note1$25.0012/21/2011 9:08:05 AM
truth-companion$25.0012/21/2011 9:08:54 AM
graceful-IRAinvestment$60.0012/21/2011 9:10:18 AM
worth-blanket2$2,600.0012/21/2011 9:13:31 AM
13 Investments
 
Borrower Payment Dependent Notes Series 545937
This series of Notes was issued and sold upon the funding of the borrower loan #58143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $107.13
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Nov-1989 Debt/Income ratio: 19%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 8Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 4Length of status:15y 9m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: goodhearted-bazaar1 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
700-719 (Mar-2011)
 
Principal balance: $2,911.81 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Baby
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
handy-justice$100.0012/27/2011 9:00:51 AM
worthy-bid8$50.0012/27/2011 9:05:28 AM
affluence-generator2$250.0012/27/2011 9:13:02 AM
jkeller4000$100.0012/27/2011 9:15:12 AM
worth-blanket2$1,900.0012/27/2011 9:15:36 AM
312-Lender$25.0012/27/2011 9:08:47 AM
camaraderi-aspen$150.0012/27/2011 9:10:36 AM
loanman2007$25.0012/27/2011 9:03:14 AM
8 Investments
 
Borrower Payment Dependent Notes Series 545939
This series of Notes was issued and sold upon the funding of the borrower loan #57981, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $107.88
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-1979 Debt/Income ratio: 39%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 20Length of status:13y 8m
Amount delinquent: $0 Total credit lines: 47 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $64,029Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: savdbygrace Borrower's state: Ohio Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate debt
Purpose of loan:
This loan will be used to pay off my debts
My financial situation is that I have been helping my daughters fund their college educations, so have some debts. However, I have committed to God to be a good financial steward and so I want to become debt free.
I am a good candidate for this loan because I work for a large university and have a secure position at this time.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Only_Money$25.0012/21/2011 5:07:06 PM
mrxtravis$25.0012/21/2011 5:06:32 PM
worth-blanket2$2,450.0012/21/2011 5:12:54 PM
3 Investments
 
Borrower Payment Dependent Notes Series 545941
This series of Notes was issued and sold upon the funding of the borrower loan #58266, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $174.77
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2004 Debt/Income ratio: 12%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:11y 8m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,358Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: jarhead80 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 39 ( 100% ) 600-619 (Latest)
Principal borrowed: $6,500.00< 31 days late: 0 ( 0% )  
640-659 (Mar-2010)
600-619 (Jul-2008)
 
Principal balance: $2,165.25 31+ days late: 0 ( 0% )
Total payments billed: 39  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...debt consolidation

My financial situation:
I am a good candidate for this loan because...stable and steady job!!!


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$138.9912/26/2011 5:04:25 PM
twjh$25.0012/26/2011 5:11:49 PM
green-trade-dolphin2$45.0212/26/2011 5:02:12 PM
studious-listing8$25.0012/26/2011 5:09:54 PM
intuitive-integrity9$50.0012/26/2011 5:10:14 PM
worth-blanket2$4,800.0012/26/2011 5:11:50 PM
6 Investments
 
Borrower Payment Dependent Notes Series 545969
This series of Notes was issued and sold upon the funding of the borrower loan #58226, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $783.87
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1995 Debt/Income ratio: 12%
Credit score: 860-879 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 14Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 40 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,045Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: Yes  
Screen name: worth-chairman5 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchase Loan
Purpose of loan:
This loan will be used to purchase a used mobile home and land to be given as a gift.

My financial situation:
I am a good candidate for this loan because I can easily afford the payments and have a good history of timely repaying my debts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
neighborly-hope6$100.0012/21/2011 5:07:25 PM
meux99$25.0012/21/2011 5:12:50 PM
a-responsible-return$50.0012/21/2011 5:10:28 PM
AFairDeal$25.0012/21/2011 5:18:07 PM
aasx1108$25.0012/21/2011 5:12:38 PM
payment-freshmaker$50.0012/21/2011 5:20:01 PM
ricklip$100.0012/21/2011 5:19:27 PM
unbelievable-exchange$100.0012/21/2011 5:18:04 PM
first-favorite-bonus9$25.0012/21/2011 5:23:00 PM
sweet-loan7$25.0012/21/2011 5:23:47 PM
selfmademan$25.0012/21/2011 5:20:32 PM
thunderkiss$25.0012/21/2011 5:23:07 PM
Dollars4Rent$50.0012/21/2011 5:24:53 PM
green-moola-sniffer$25.0012/21/2011 5:27:20 PM
riproaringrapids$35.0012/21/2011 5:29:11 PM
fireboss$28.1312/21/2011 5:33:42 PM
16888$25.0012/21/2011 5:31:35 PM
CasaDeTomas$100.0012/21/2011 5:35:39 PM
currency-agave$60.0012/21/2011 5:41:56 PM
pbandjb$25.0012/21/2011 5:42:31 PM
Azonic21$25.0012/21/2011 5:36:46 PM
diversification-surge$25.0012/21/2011 5:43:47 PM
AmericanCredit$50.0012/21/2011 5:40:49 PM
credit-panda1$25.0012/21/2011 5:40:55 PM
skillful-diversification2$25.0012/21/2011 5:45:53 PM
igniter584$25.0012/21/2011 5:43:27 PM
gentle-gold$25.0012/21/2011 5:49:53 PM
cnovak$25.0012/21/2011 5:44:37 PM
bb575$50.0012/21/2011 5:53:36 PM
money-booster2$25.0012/21/2011 5:53:13 PM
daisuke$25.0012/21/2011 5:55:01 PM
leverage-grove6$25.0012/21/2011 6:24:11 PM
Sykes66$50.0012/21/2011 6:48:53 PM
baseballfan111$50.0012/21/2011 7:27:54 PM
TrustPlus$50.0012/21/2011 8:48:33 PM
cattlebaron$50.0012/21/2011 10:04:35 PM
tenchi2777$25.0012/21/2011 10:20:06 PM
Zipperdu$35.0012/22/2011 4:46:12 AM
fireboss$41.4012/22/2011 8:16:41 AM
esabzb$25.0012/22/2011 9:06:04 AM
mosby$25.0012/22/2011 9:07:58 AM
marketplace-cello5$25.0012/22/2011 9:11:55 AM
brazilofmux$100.0012/22/2011 9:16:57 AM
Clambake$25.0012/22/2011 9:18:06 AM
kvandivo$25.0012/22/2011 9:23:52 AM
dpfl55$25.0012/22/2011 9:21:14 AM
Cheburashka$25.0012/22/2011 9:21:54 AM
dharma1$25.0012/22/2011 9:23:54 AM
luminous-marketplace5$25.0012/22/2011 9:24:31 AM
nethawk00$50.0012/22/2011 9:28:22 AM
nickel-ferret$50.0012/22/2011 9:31:56 AM
elasermd$50.0012/22/2011 9:36:23 AM
C_Mark$50.0012/22/2011 9:33:17 AM
1phantom$25.0012/22/2011 9:38:31 AM
Mantis75$25.0012/22/2011 9:38:48 AM
kyomoon$50.0012/22/2011 9:39:54 AM
Tradesmanlender$25.0012/22/2011 9:45:46 AM
mizount$25.0012/22/2011 9:47:00 AM
subtle-revenue0$25.0012/22/2011 9:49:23 AM
velocity-solo$25.0012/22/2011 9:50:38 AM
KLCRAY$25.0012/22/2011 9:53:01 AM
britgsb$30.0012/22/2011 9:56:39 AM
focused-bill3$75.0012/22/2011 10:40:35 AM
nonukem$25.0012/22/2011 11:39:27 AM
newyork6264$25.0012/22/2011 1:02:54 PM
ingenious-order783$30.0012/22/2011 1:46:05 PM
tomdooley12520$25.0012/22/2011 1:56:02 PM
eveaclir$25.0012/22/2011 2:27:48 PM
suave-dollar$25.0012/22/2011 2:25:12 PM
forceful-duty178$200.0012/22/2011 5:09:37 PM
p1k4blu$25.0012/22/2011 5:10:54 PM
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Geldmeister$50.0012/22/2011 5:13:44 PM
the_winning_ticket$250.0012/22/2011 5:12:04 PM
Cai8899$50.0012/22/2011 5:05:56 PM
transparency-baton$25.0012/22/2011 5:13:19 PM
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ahansen$25.0012/22/2011 5:23:40 PM
value-pouch$25.0012/22/2011 5:25:19 PM
vibrant-trade8$35.0012/22/2011 5:21:28 PM
tsui517$50.0012/22/2011 5:22:27 PM
transparency-giant$50.0012/22/2011 5:34:14 PM
Anny-Disco$25.0012/22/2011 5:34:26 PM
payout-harmony4$50.0012/22/2011 5:28:54 PM
smart-leverage7$25.0012/22/2011 5:37:08 PM
Marathoner$25.0012/22/2011 5:27:34 PM
skuba$75.0012/22/2011 5:31:42 PM
themoneydoctor$307.6312/22/2011 5:39:43 PM
jbrel$25.0012/22/2011 5:29:12 PM
meenan$100.0012/22/2011 5:32:51 PM
sci_guy$25.0012/22/2011 5:36:34 PM
johnsails$50.0012/22/2011 5:37:46 PM
new-truth-chuckler$25.0012/22/2011 5:38:43 PM
nestegg4e$25.0012/22/2011 5:59:25 PM
soulwork$50.0012/22/2011 7:26:08 PM
preciouschild$100.0012/22/2011 7:45:58 PM
gsp1885$45.0012/22/2011 8:18:59 PM
eighttone$25.0012/22/2011 9:37:13 PM
Nummus$25.0012/22/2011 7:49:49 PM
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lendersf$50.0012/23/2011 1:54:02 AM
kindness-ace1$50.0012/22/2011 10:37:51 PM
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Oupa-George$25.0012/23/2011 9:14:24 AM
platinum-genetics$25.0012/23/2011 9:07:51 AM
diligent-leverage$25.0012/23/2011 9:20:19 AM
saihu$25.0012/23/2011 9:24:59 AM
integrity-saver$25.0012/23/2011 9:25:50 AM
RJN$25.0012/23/2011 9:27:12 AM
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bnordman$25.0012/23/2011 9:28:24 AM
Daneistes$50.0012/23/2011 9:28:51 AM
wtrboy$25.0012/23/2011 9:29:17 AM
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BuffetRocks$50.0012/23/2011 9:23:27 AM
trident9$50.0012/23/2011 9:34:56 AM
BiggestG$25.0012/23/2011 9:25:36 AM
unassuming-note$25.0012/23/2011 9:37:31 AM
don8ter$50.0012/23/2011 9:22:21 AM
RusRobo$25.0012/23/2011 9:39:07 AM
runner262$25.0012/23/2011 9:30:51 AM
taz007$25.0012/23/2011 9:39:55 AM
Getwood$25.0012/23/2011 9:31:03 AM
anyoi$25.0012/23/2011 9:25:54 AM
get30inc$50.0012/23/2011 9:25:59 AM
Octavian315$35.0012/23/2011 9:40:27 AM
Gabriel02$25.0012/23/2011 9:26:15 AM
bradania$25.0012/23/2011 9:41:20 AM
FunInSun$25.0012/23/2011 9:32:26 AM
revmax$25.0012/23/2011 9:29:25 AM
Duchdad$25.0012/23/2011 9:45:27 AM
ash135$25.0012/23/2011 9:36:37 AM
reordan$25.0012/23/2011 9:48:27 AM
AgTiPinisher$25.0012/23/2011 9:41:17 AM
MadHun$200.0012/23/2011 9:51:52 AM
jfd287$25.0012/23/2011 9:41:33 AM
value-pole$25.0012/23/2011 9:35:50 AM
kbguru$25.0012/23/2011 9:42:52 AM
LowLeftJim$25.0012/23/2011 9:36:58 AM
rulender$25.0012/23/2011 9:37:51 AM
ThomasC$50.0012/23/2011 9:45:44 AM
geekguy$25.0012/23/2011 9:46:14 AM
mogul342$41.0712/23/2011 9:56:29 AM
Namrok$25.0012/23/2011 9:40:51 AM
ATOHokie$25.0012/23/2011 9:42:33 AM
andycheb$25.0012/23/2011 9:49:18 AM
balance-whistle7$25.0012/23/2011 9:50:18 AM
SMVM87$25.0012/23/2011 9:44:27 AM
jscope$25.0012/23/2011 9:44:57 AM
ujiba$50.0012/23/2011 9:53:00 AM
Mr_Marcus$25.0012/23/2011 9:54:04 AM
nuclearmoose$25.0012/23/2011 9:57:06 AM
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SeaLoans$25.0012/23/2011 9:56:24 AM
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psbruce$25.0012/23/2011 10:12:13 AM
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deadbabyseal$25.0012/23/2011 2:54:05 PM
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thoestoe$25.0012/23/2011 9:30:38 PM
thankful-nickel2$25.0012/23/2011 7:48:53 PM
authoritative-loot$25.0012/23/2011 10:31:48 PM
kapilville$25.0012/23/2011 8:45:14 PM
houli123$225.9912/23/2011 8:11:45 PM
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jga516$25.0012/24/2011 7:27:38 AM
JeffGeorge$100.0012/24/2011 8:46:38 AM
phenomenal-gain5$25.0012/24/2011 9:48:11 AM
ccclaireee333$25.0012/24/2011 10:40:37 AM
goldsun$25.0012/24/2011 9:18:23 AM
bold-deal-ringleader$25.0012/24/2011 9:35:06 AM
power-companion7$75.0012/24/2011 12:08:24 PM
studious-peso$25.0012/24/2011 12:47:06 PM
littlemonkey$25.0012/24/2011 1:06:20 PM
Strato$25.0212/24/2011 1:07:38 PM
bankisopen$200.0012/24/2011 5:23:02 PM
bradny$25.0012/24/2011 7:37:22 PM
supersarah61$25.0012/24/2011 4:19:24 PM
just-loyalty643$50.0012/24/2011 10:27:18 PM
p2ploan-popcorn$50.0012/25/2011 10:08:16 AM
intuitive-integrity9$50.0012/25/2011 12:19:28 PM
cash-merry-maker$25.0012/25/2011 12:36:21 PM
Supernick$300.0012/26/2011 4:36:01 AM
roadtruck$50.0012/25/2011 10:36:52 PM
finance-symphony7$100.0012/26/2011 7:29:07 AM
JCPlending$25.0012/26/2011 8:25:24 AM
mrpowers5531$25.0012/26/2011 9:07:50 AM
nerdbomber$25.0012/26/2011 9:16:50 AM
happycents$25.0012/26/2011 9:39:43 AM
sophisticated-return496$25.0012/26/2011 12:07:59 PM
benevolent-capital1$25.0012/26/2011 12:11:14 PM
Nerts$25.0012/26/2011 9:43:18 AM
elephantparty$30.0012/26/2011 12:37:25 PM
PlatinumBank$25.0012/26/2011 1:25:38 PM
Eastern$50.0012/26/2011 4:10:38 PM
fantastic-investment9$30.0012/26/2011 4:21:00 PM
selvamfinance$25.0012/26/2011 5:14:04 PM
iaffy$25.0012/26/2011 5:16:06 PM
aabadabadoo$25.0012/26/2011 5:11:11 PM
makerain$25.0012/26/2011 5:23:47 PM
hope-hickory8$25.0012/26/2011 5:43:11 PM
MikeB918$25.0012/26/2011 6:39:26 PM
emphatic-responsibility$25.0012/26/2011 6:24:21 PM
availableloan$25.0012/26/2011 10:18:35 PM
spaceborne$25.0012/26/2011 9:59:46 PM
P2P_Investor$2,000.0012/26/2011 9:59:19 PM
thepillowsack$25.0012/27/2011 7:09:06 AM
SC2TX$50.0012/27/2011 6:37:46 AM
jaker$25.0012/27/2011 7:57:11 AM
sturzstrom$25.0012/27/2011 8:28:15 AM
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onegoodlender$25.0012/27/2011 9:11:35 AM
GCInvestments$25.0012/27/2011 9:40:52 AM
bailey14$25.0012/27/2011 12:10:22 PM
MilitaryAV8R$25.0012/27/2011 11:05:11 AM
alext122$51.9612/27/2011 11:17:34 AM
Lefty_the_Lender$25.0012/27/2011 11:51:45 AM
JASHoldingsLTD1$25.0012/27/2011 1:44:13 PM
Phunder$25.0012/27/2011 1:26:34 PM
gold-position$25.0012/27/2011 1:13:09 PM
corphippie$25.5212/27/2011 1:15:04 PM
caNative$25.0012/27/2011 2:40:14 PM
rmsyvt$25.0012/27/2011 3:35:56 PM
jldus$37.0012/27/2011 4:11:12 PM
kenji4861$25.0012/27/2011 5:25:34 PM
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elated-wealth876$150.0012/27/2011 5:28:38 PM
ITS-A-WONDERFUL-LIFE$25.0012/27/2011 5:31:50 PM
Pasagam$50.0012/27/2011 6:42:06 PM
wise-benjamins-fortress$25.0012/27/2011 7:17:31 PM
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Law_Gator$25.0012/27/2011 8:39:34 PM
generous-deal6$25.0012/28/2011 1:26:24 AM
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China0813$25.0012/28/2011 9:05:26 AM
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NOLALEND$25.0012/28/2011 9:09:11 AM
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Chuck9802$25.0012/28/2011 9:09:23 AM
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gzeo$25.0012/28/2011 9:10:41 AM
Raptorman$25.0012/28/2011 9:11:10 AM
KB4UF$25.0012/28/2011 9:12:30 AM
well-rounded-market$25.0012/28/2011 9:08:00 AM
mrrc7498$35.0012/28/2011 9:08:14 AM
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-J$50.0012/21/2011 5:47:07 PM
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the-profit-worker$25.0012/23/2011 9:05:46 AM
Relevance$25.0012/23/2011 9:06:52 AM
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sb0453$25.0012/23/2011 9:07:05 AM
efficient-marketplace$25.0012/23/2011 9:12:13 AM
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MJDAE$50.0012/23/2011 9:12:47 AM
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TelegramSam$25.0012/23/2011 9:42:59 AM
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Preteur$25.0012/23/2011 9:48:37 AM
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x32248$25.0012/23/2011 9:02:45 PM
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enriching-listing$25.0012/26/2011 12:04:10 PM
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currency-collider9$25.0012/27/2011 7:20:25 AM
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self-reliant-integrity0$50.0012/27/2011 3:14:13 PM
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DrStaff$50.0012/27/2011 10:09:41 PM
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careful-note$75.0012/28/2011 2:02:39 AM
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alverado$100.0012/28/2011 7:13:35 AM
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Panna$25.0012/28/2011 9:06:32 AM
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Chutney$25.0012/28/2011 9:25:50 AM
L1975$25.0012/28/2011 9:26:19 AM
UncleTupelo2$25.0012/28/2011 9:27:24 AM
nicebank$25.0012/28/2011 9:29:06 AM
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559 Investments
 
Borrower Payment Dependent Notes Series 545981
This series of Notes was issued and sold upon the funding of the borrower loan #57931, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $511.42
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1998 Debt/Income ratio: 22%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 20 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,325Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: No  
Screen name: persistent-bazaar550 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Renovating Existing Small Business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$15,500.0012/21/2011 5:12:42 PM
vutah$25.0012/21/2011 5:09:44 PM
2 Investments
 
Borrower Payment Dependent Notes Series 545995
This series of Notes was issued and sold upon the funding of the borrower loan #57914, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $178.61
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1996 Debt/Income ratio: 30%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 15 / 12Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,558Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: No  
Screen name: jadesw Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 50 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,500.00< 31 days late: 0 ( 0% )  
620-639 (Aug-2010)
640-659 (Aug-2008)
 
Principal balance: $985.68 31+ days late: 0 ( 0% )
Total payments billed: 50  
Description
Recently moved, want to pay taxes
Purpose of loan:
This loan will be used to pay a tax debt off to the IRS. I have been paying monthly, but with my recent moved from Florida to Texas I cannot afford the full amount.

My financial situation:
I am a good candidate for this loan because I pay my bills on time. I am a responsible borrower. And my new job in Texas is fabulous with consistent inome and healthcare benefits. I would rather pay a loan back than be "owing" to the IRS.


Monthly net income: $4,460
Monthly expenses: $
Housing: $910
Insurance: $120
Car expenses: $150
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $1300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Whipster$80.0012/21/2011 5:01:42 PM
worth-blanket2$4,000.0012/21/2011 5:13:34 PM
nfx$40.0012/21/2011 5:06:27 PM
platinum-boss2$50.0012/21/2011 5:08:03 PM
green-trade-dolphin$49.0212/21/2011 5:02:15 PM
handy-justice$50.0012/21/2011 5:05:00 PM
LittleMingo$50.0012/21/2011 5:05:32 PM
MatthewDP$150.0012/21/2011 5:05:58 PM
MoneyForNothing$66.3012/21/2011 5:04:10 PM
prohelper$25.0012/21/2011 5:09:51 PM
10 Investments
 
Borrower Payment Dependent Notes Series 546001
This series of Notes was issued and sold upon the funding of the borrower loan #57979, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $70.52
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2000 Debt/Income ratio: 17%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 3Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 21 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $187Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: No  
Screen name: healthy-openness1 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Holiday expenses
Purpose of loan:
This loan will be used to...pay off some debt and have some holiday capital.

My financial situation: solid
I am a good candidate for this loan because i have a realiable job that is secure in an insecure economy.


Monthly net income: $4000
Monthly expenses: $200
Housing: $500
Insurance: $100
Car expenses: $200
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$25.0012/21/2011 5:03:25 PM
prohelper$25.0012/21/2011 5:09:51 PM
ricklip$100.0012/21/2011 5:19:28 PM
hope-hickory8$25.0012/21/2011 5:23:46 PM
riproaringrapids$25.0012/21/2011 5:35:36 PM
bountiful-durability$50.0012/21/2011 5:40:53 PM
matt_2006$25.0012/21/2011 5:48:23 PM
igniter584$25.0012/21/2011 5:43:27 PM
jkeller4000$25.0012/21/2011 5:49:52 PM
SOP_Bank$25.0012/21/2011 5:45:14 PM
gallant-economy9$50.0012/21/2011 5:54:29 PM
CashFlow13$100.0012/21/2011 5:55:46 PM
TrustPlus$50.0012/21/2011 8:48:33 PM
blue-radiant-economy$200.0012/21/2011 8:27:40 PM
the-silver-blaster$50.0012/21/2011 10:04:42 PM
FinanceEngine$30.0012/21/2011 10:31:27 PM
pdub$75.0012/21/2011 5:49:23 PM
SolarMoonshine$25.0012/21/2011 5:12:44 PM
R3vXX$25.0012/21/2011 5:21:44 PM
lender2611$25.0012/21/2011 5:33:13 PM
superb-funds335$25.0012/21/2011 5:37:15 PM
worthy-bid8$50.0012/21/2011 5:39:19 PM
KLCRAY$25.0012/21/2011 5:46:54 PM
studious-listing8$25.0012/21/2011 5:47:11 PM
bb575$50.0012/21/2011 5:53:52 PM
Investor_DP$100.0012/21/2011 5:55:40 PM
houli123$175.0012/21/2011 7:03:28 PM
janeybooboo$50.0012/21/2011 7:09:58 PM
goodhearted-basis4$25.0012/21/2011 7:03:24 PM
money-booster2$50.0012/21/2011 7:22:41 PM
engaging-worth$25.0012/21/2011 8:07:38 PM
GoldenTrout$25.0012/21/2011 8:10:44 PM
radforj22$25.0012/21/2011 7:41:17 PM
rajs$200.0012/21/2011 8:03:29 PM
one-midas$35.0012/21/2011 8:06:57 PM
Paddington922$25.0012/21/2011 8:46:13 PM
favorite-commerce$60.0012/21/2011 8:57:13 PM
cattlebaron$25.0012/21/2011 9:57:33 PM
euro-deployment$25.0012/21/2011 10:10:49 PM
39 Investments
 
Borrower Payment Dependent Notes Series 546009
This series of Notes was issued and sold upon the funding of the borrower loan #57958, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-21-2011 
Term: 60 months Listing End date:  Dec-21-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $397.83
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1982 Debt/Income ratio: 12%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:11y 5m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,297Stated income:$75,000-$99,999
Delinquencies in last 7y: 15 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: ymimms Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 700-719 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
700-719 (Jan-2011)
 
Principal balance: $3,979.02 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to make repairs on my home

My financial situation:
I am a good candidate for this loan because I am working and earning a good wage. I am also a current Prosper customer in good standing.


Monthly net income: $4200.00
Monthly expenses: $2315.00
Housing: $1000.00
Insurance: $145.98
Car expenses: $250.00
Utilities: $115.00
Phone, cable, internet: $120.00
Food, entertainment: $300.00
Clothing, household expenses: $
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$26.5512/21/2011 5:02:24 PM
worth-blanket2$15,000.0012/21/2011 5:13:48 PM
prohelper$25.0012/21/2011 5:09:51 PM
3 Investments
 
Borrower Payment Dependent Notes Series 546015
This series of Notes was issued and sold upon the funding of the borrower loan #57932, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $179.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1999 Debt/Income ratio: 8%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 2 / 2Length of status:14y 6m
Amount delinquent: $13,150 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,329Stated income:$50,000-$74,999
Delinquencies in last 7y: 16 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: jezze Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement, fix roof
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4600
Monthly expenses: $3000
Housing: $1500
Insurance: $80
Car expenses: $0
Utilities: $350
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $250
Credit cards and other loans: $100
Other expenses: $family 400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.0012/21/2011 5:11:56 PM
worth-blanket2$4,500.0012/21/2011 5:13:43 PM
2 Investments
 
Borrower Payment Dependent Notes Series 546019
This series of Notes was issued and sold upon the funding of the borrower loan #57968, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $128.58
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-2002 Debt/Income ratio: 21%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 32 Occupation: Religious
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,352Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 20%  
   Homeownership: No  
Screen name: red-dough-equilibrium Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 700-719 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
660-679 (Sep-2010)
 
Principal balance: $2,174.52 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Refinancing and New Year Prep
Purpose of loan:
This loan will be used to refinance loan and put toward a new year as I pay off debt like my car.

My financial situation:
I am a good candidate for this loan because I am a hard worker that is determined to pay off this debt as soon possible. I am working on building my credit so the last thing I want to do is miss a payment. My hope is to pay it off before the end of loan period, but I want the low payment to ensure that I can always make the payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$31.3612/21/2011 5:02:19 PM
whitegold24k$100.0012/21/2011 5:05:36 PM
RecoveryLender$25.0012/21/2011 5:16:24 PM
cwegert$25.0012/21/2011 5:07:02 PM
worth-blanket2$3,800.0012/21/2011 5:12:21 PM
trade-burrito4$18.6412/21/2011 5:17:28 PM
6 Investments
 
Borrower Payment Dependent Notes Series 546021
This series of Notes was issued and sold upon the funding of the borrower loan #58193, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $188.91
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1987 Debt/Income ratio: 9%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 10 Current / open credit lines: 14 / 13Length of status:22y 3m
Amount delinquent: $0 Total credit lines: 45 Occupation: Car Dealer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,195Stated income:$100,000+
Delinquencies in last 7y: 22 Bankcard utilization: 75%  
   Homeownership: Yes  
Screen name: automotiveMoneyAngel Borrower's state: Montana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 22 ( 96% ) 660-679 (Latest)
Principal borrowed: $2,150.00< 31 days late: 1 ( 4% )  
700-719 (Nov-2009)
680-699 (Sep-2009)
560-579 (Jul-2008)
520-539 (Dec-2007)
 
Principal balance: $909.20 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
Home Improvement
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 24,000
Monthly expenses: $ 2500
Housing: $1675
Insurance: $550
Car expenses: $275
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $575
Clothing, household expenses: $575
Credit cards and other loans: $1750
Other expenses: $
Life Insurance/401 K/Deffered Retirement Income $2500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
prohelper$25.0012/21/2011 5:09:51 PM
LittleMingo$25.0012/21/2011 5:13:24 PM
vutah$30.0012/21/2011 5:07:52 PM
worth-blanket2$5,000.0012/21/2011 5:13:25 PM
4 Investments
 
Borrower Payment Dependent Notes Series 546027
This series of Notes was issued and sold upon the funding of the borrower loan #57918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $566.74
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1997 Debt/Income ratio: Not calculated
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:7y 6m
Amount delinquent: $0 Total credit lines: 17 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,312Stated income:$75,000-$99,999
Delinquencies in last 7y: 25 Bankcard utilization: 34%  
   Homeownership: Yes  
Screen name: heartpounding-leverage9 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 680-699 (Latest)
Principal borrowed: $7,400.00< 31 days late: 0 ( 0% )  
660-679 (Feb-2011)
 
Principal balance: $5,936.14 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Credit Line for 6 mon old business
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $4537.88
Monthly expenses: $
Housing: $1650.00
Insurance: $
Car expenses: $650.00
Utilities: $175.00
Phone, cable, internet: $125.00
Food, entertainment: $250.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
important-openness1$100.0012/21/2011 5:43:35 PM
nimble-revenue5$50.0012/21/2011 5:45:27 PM
extraordinary-silver5$25.0012/21/2011 5:51:28 PM
EarlyRiser$300.0012/21/2011 5:51:48 PM
gallant-economy9$50.0012/21/2011 5:54:29 PM
careful-note1$25.0012/21/2011 5:58:30 PM
euro-mirth$25.0012/21/2011 5:55:13 PM
dmh4880$80.0012/21/2011 6:43:32 PM
green-rate-futurist$25.0012/21/2011 7:04:12 PM
riproaringrapids$35.0012/21/2011 7:07:14 PM
houli123$25.0012/21/2011 7:18:59 PM
intelligent-dedication9$50.0012/21/2011 7:46:09 PM
newest-power-banker$48.3712/21/2011 7:56:27 PM
cattlebaron$25.0012/21/2011 9:45:15 PM
Top_Gun_Lender$51.0012/21/2011 10:46:47 PM
Tscheddar$25.0012/22/2011 3:57:45 AM
sensible-fund$25.0012/22/2011 3:27:20 AM
loanman2007$25.0012/22/2011 4:24:51 AM
treasure-bliss$25.0012/22/2011 5:45:17 AM
rbgnr111$25.0012/22/2011 6:01:21 AM
irrelevant$25.0012/22/2011 6:05:08 AM
jonnysixgun$25.0012/22/2011 5:41:31 AM
stable-bonus$26.7012/22/2011 6:07:38 AM
five-star-justice$25.0012/22/2011 6:14:56 AM
first-dinero-igloo$25.0012/22/2011 6:40:15 AM
processor115$25.0012/22/2011 6:33:40 AM
1stTime2ndChance$25.0012/22/2011 6:45:23 AM
Bob450$25.0012/22/2011 6:46:20 AM
money-socrates3$25.0012/22/2011 7:26:18 AM
enthusiastic-treasure$25.0012/22/2011 7:43:52 AM
yield-trader$25.0012/21/2011 5:42:37 PM
affluence-generator2$125.0012/21/2011 5:38:51 PM
fantastic-wampum1$100.0012/21/2011 5:37:08 PM
washboard1$25.0012/21/2011 5:41:05 PM
schlepper$25.0012/21/2011 5:33:27 PM
helpful-listing$25.0012/21/2011 5:35:10 PM
commanding-treasure2$50.0012/21/2011 5:32:59 PM
heart514$25.0012/21/2011 5:32:22 PM
reward-adventure$50.0012/21/2011 5:35:06 PM
ZTA0796$25.0012/21/2011 5:30:27 PM
CalBear08$25.0012/21/2011 5:29:13 PM
intelligent-repayment8$2,000.0012/21/2011 5:28:55 PM
brightest-gain-investor$2,000.0012/21/2011 5:32:49 PM
triguy$2,000.0012/21/2011 5:31:46 PM
deal-hickory5$100.0012/21/2011 5:26:30 PM
Webpreneur$50.0012/21/2011 5:25:24 PM
oldmora$50.0012/21/2011 5:17:32 PM
truth-companion$25.0012/21/2011 5:21:33 PM
compassion-expert$25.0012/21/2011 5:15:38 PM
R3vXX$25.0012/21/2011 5:15:22 PM
Kaj$25.0012/21/2011 5:16:40 PM
money-surge1$25.0012/21/2011 5:23:51 PM
moola-wildebeest3$50.0012/21/2011 5:24:19 PM
bnlforever$25.0012/21/2011 5:26:25 PM
AndChicksforFree$50.0012/21/2011 5:30:03 PM
reinforced-gain7$153.0412/21/2011 5:34:19 PM
Vreet$25.0012/21/2011 5:32:43 PM
missing-link$25.0012/21/2011 5:33:49 PM
lender2611$25.0012/21/2011 5:33:13 PM
bellaquito$2,000.0012/21/2011 5:35:34 PM
dime-fighter$25.0012/21/2011 5:35:43 PM
finance-prescription$100.0012/21/2011 5:35:56 PM
best-charming-leverage$50.0012/21/2011 5:45:25 PM
worthy-bid8$50.0012/21/2011 5:39:19 PM
TennSquire$25.0012/21/2011 5:41:43 PM
Whatssofunnybout$25.0012/21/2011 5:42:53 PM
social-cocktail1$200.0012/21/2011 5:43:32 PM
792FICO$25.0012/21/2011 5:45:43 PM
proud-pound4$25.0012/21/2011 5:46:47 PM
Comoparklender$25.0012/21/2011 5:50:48 PM
orange-preeminant-bill$25.0012/21/2011 5:52:07 PM
Investor_DP$100.0012/21/2011 5:55:50 PM
AF-Chief$25.0012/21/2011 5:56:14 PM
NoMoreDebt4Me$25.0012/21/2011 5:57:56 PM
handshake5$100.0012/21/2011 5:57:18 PM
janeybooboo$75.0012/21/2011 7:01:25 PM
enthusiastic-return2$25.0012/21/2011 7:04:26 PM
radforj22$25.0012/21/2011 7:40:50 PM
new-gold-wrangler$2,000.0012/21/2011 7:22:31 PM
blue-radiant-economy$100.0012/21/2011 8:24:44 PM
finance-rocket2$25.0012/21/2011 7:44:40 PM
draggon77$25.0012/22/2011 2:37:32 AM
deal-thinker7$50.0012/22/2011 4:38:21 AM
truth-explorer$25.0012/22/2011 4:42:49 AM
bettndon$75.0012/22/2011 5:13:39 AM
zeeexsixare$25.0012/22/2011 5:08:07 AM
labrador254$50.0012/22/2011 5:37:14 AM
tranquil-diversification8$25.0012/22/2011 6:25:11 AM
compassion-neutron$25.0012/22/2011 6:20:27 AM
booOST$25.0012/22/2011 7:01:08 AM
LaBamba$100.0012/22/2011 7:21:19 AM
bold-decisive-kindness$100.0012/22/2011 8:06:15 AM
larrybird$930.8912/22/2011 8:09:04 AM
93 Investments
 
Borrower Payment Dependent Notes Series 546037
This series of Notes was issued and sold upon the funding of the borrower loan #58123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Mar-1980 Debt/Income ratio: 25%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 18 / 18Length of status:24y 4m
Amount delinquent: $61,350 Total credit lines: 45 Occupation: Civil Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $19,999Stated income:$100,000+
Delinquencies in last 7y: 16 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: funds-laser Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 20 ( 100% ) 620-639 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
680-699 (Feb-2010)
 
Principal balance: $4,093.15 31+ days late: 0 ( 0% )
Total payments billed: 20  
Description
Refinance Current Prosper Loan
Purpose of loan: Refinance Prosper Loan
This loan will be used to...Payoff current loan and Holiday Bills

My financial situation: Good
I am a good candidate for this loan because...I have my prosper loan for over 2 years and have never been late. I have been in my current job for over 24 years and would appreciate this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/21/2011 5:13:00 PM
1 Investments
 
Borrower Payment Dependent Notes Series 546047
This series of Notes was issued and sold upon the funding of the borrower loan #57929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.65% Listing Start date:  Dec-21-2011 
Term: 12 months Listing End date:  Dec-21-2011 
 
Lender yield: 18.08% Borrower rate/APR: 19.08% / 29.00% Monthly payment: $184.39
 
Lender servicing fee: 1.00% Effective Yield*: 17.65%  
Estimated return*: 8.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1989 Debt/Income ratio: 15%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 8Length of status:18y 1m
Amount delinquent: $3,499 Total credit lines: 62 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,278Stated income:$75,000-$99,999
Delinquencies in last 7y: 15 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: first-skillful-order Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
640-659 (Jan-2011)
 
Principal balance: $1,967.76 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Medical
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MatthewDP$100.0012/21/2011 5:05:50 PM
value-allocator1$100.0012/21/2011 5:06:34 PM
worth-blanket2$1,800.0012/21/2011 5:14:19 PM
3 Investments
 
Borrower Payment Dependent Notes Series 546053
This series of Notes was issued and sold upon the funding of the borrower loan #58015, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $179.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1995 Debt/Income ratio: 25%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 8Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 31 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,036Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: truth-bliss5 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
help to re finance my home
Purpose of loan:
This loan will be used to...
money to lower my interest rate
My financial situation:
I am a good candidate for this loan because... I have a good credit score and payments will be easy to make with a lower mortgage


Monthly net income: $4100
Monthly expenses:
Housing: $1820
Insurance: $250
Car expenses: $560
Utilities: $300
Phone, cable, internet: $230
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
market-solstice2$25.0012/22/2011 5:07:52 PM
Investor_DP$100.0012/22/2011 5:18:46 PM
iaffy$25.0012/22/2011 5:14:57 PM
vutah$50.0012/22/2011 5:18:37 PM
jjswanso$100.0012/22/2011 5:23:08 PM
jkeller4000$25.0012/22/2011 5:24:46 PM
scrappy-leverage6$25.0012/22/2011 5:26:35 PM
ricklip$100.0012/22/2011 5:39:51 PM
SolarMoonshine$25.0012/22/2011 5:55:33 PM
greenback-investor7$200.0012/22/2011 6:19:17 PM
leverage-oasis$25.0012/22/2011 7:08:16 PM
passivesf$25.0012/22/2011 7:24:54 PM
the-lean-bid$26.0612/22/2011 8:28:40 PM
reflective-rupee$25.0012/22/2011 8:35:03 PM
penny-surgeon$25.0012/22/2011 9:49:05 PM
Hedge-Fund$25.0012/22/2011 9:22:52 PM
kindness-ace1$50.0012/22/2011 10:53:44 PM
loanman2007$25.0012/23/2011 5:52:53 AM
deal-thinker7$50.0012/23/2011 4:34:32 AM
pythia$25.0012/23/2011 6:44:42 AM
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javelin0$25.0012/23/2011 9:03:27 AM
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favorite-commerce$60.0012/23/2011 9:13:44 AM
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wwwUniversal$25.0012/23/2011 9:25:19 AM
BankofRon$25.0012/23/2011 9:20:32 AM
thelovebug$100.0012/23/2011 9:37:59 AM
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mlj0671$25.0012/23/2011 9:45:28 AM
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missing-link$25.0012/23/2011 9:56:17 AM
SunnyMoney$25.0012/23/2011 12:07:53 PM
Feyenoord$30.0012/23/2011 11:16:44 AM
credit-socrates648$212.0012/23/2011 1:17:53 PM
credit-sycamore4$100.0012/23/2011 12:13:14 PM
graceful-IRAinvestment$53.0012/23/2011 11:12:49 AM
goodhearted-generosity511$30.0012/23/2011 12:48:33 PM
Ron_Paul_4_Pres_2012$40.0012/23/2011 12:16:47 PM
pdub$75.0012/22/2011 5:16:20 PM
loan-tycoon0$25.0012/22/2011 5:09:59 PM
riproaringrapids$25.0012/22/2011 5:15:01 PM
BenR$66.0012/22/2011 5:33:28 PM
worthy-bid8$50.0012/22/2011 5:27:45 PM
miked8303$25.0012/22/2011 5:34:38 PM
golden-velocity9$25.0012/22/2011 5:38:16 PM
bazaar-festivity$25.0012/22/2011 5:42:54 PM
R3vXX$25.0012/22/2011 5:56:43 PM
top-courteous-peso$75.0012/22/2011 6:44:03 PM
useful-cash043$750.0012/22/2011 8:13:22 PM
grotheik$25.0012/22/2011 7:35:23 PM
payment-halo$30.0012/22/2011 8:42:05 PM
principal-star$30.0012/22/2011 10:34:55 PM
resplendent-kindness$26.2312/22/2011 9:27:56 PM
JustMee$25.0012/22/2011 9:50:46 PM
ohmarkybaby$25.8312/22/2011 10:53:45 PM
sensible-fund$25.5312/23/2011 5:03:21 AM
Rogelio48$30.0012/23/2011 5:38:20 AM
foothillender$25.0012/23/2011 7:57:13 AM
wkeboarder21$50.0012/23/2011 6:55:59 AM
Bob450$30.0012/23/2011 7:04:07 AM
cattlebaron$25.0012/23/2011 8:30:16 AM
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first-friendly-listing$25.0012/23/2011 9:09:54 AM
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EretzCapital$50.2512/23/2011 9:52:14 AM
cwegert$25.0012/23/2011 11:22:06 AM
KramericaIndustries$25.1012/23/2011 12:23:04 PM
Gandalf0001$25.0012/23/2011 12:28:37 PM
WSTRDG$25.0012/23/2011 12:36:56 PM
erowis$75.0012/23/2011 1:07:07 PM
83 Investments
 
Borrower Payment Dependent Notes Series 546055
This series of Notes was issued and sold upon the funding of the borrower loan #57965, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $70.52
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1991 Debt/Income ratio: 12%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:13y 6m
Amount delinquent: $0 Total credit lines: 22 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,540Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: No  
Screen name: nourishing-loot1 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical
Purpose of loan:
This loan will be used to...
pay medical bills
My financial situation:
I am a good candidate for this loan because...I have been steadily employed at my present job for 13 years and am honest and dependable


Monthly net income: $4000
Monthly expenses: $2840
Housing: $400
Insurance: $200
Car expenses: $400
Utilities: $240
Phone, cable, internet: $300
Food, entertainment: $800
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vutah$25.0012/21/2011 5:09:09 PM
worth-blanket2$2,000.0012/21/2011 5:14:23 PM
2 Investments
 
Borrower Payment Dependent Notes Series 546057
This series of Notes was issued and sold upon the funding of the borrower loan #57982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $188.91
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1982 Debt/Income ratio: 27%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,374Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: No  
Screen name: new-cordial-p2p Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 680-699 (Latest)
Principal borrowed: $2,800.00< 31 days late: 0 ( 0% )  
700-719 (Mar-2011)
 
Principal balance: $765.66 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Toward taxes and med expenses
Purpose of loan:
This loan will be used to...cover taxes and medical expenses

My financial situation:
I am a good candidate for this loan because...I have shown that I can pay the loan back. Note - car has two more payments only.


Monthly net income: $48000
Monthly expenses: $2202.
Housing: $700
Insurance: $300
Car expenses: $320
Utilities: $100
Phone, cable, internet: $132
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
otto1939$103.0012/21/2011 5:07:15 PM
vutah$25.0012/21/2011 5:08:12 PM
economy-coup$50.0012/21/2011 5:18:13 PM
yield-lion2$50.0012/21/2011 5:24:22 PM
truth-companion$25.0012/21/2011 5:21:33 PM
AndChicksforFree$25.0012/21/2011 5:23:56 PM
intelligent-repayment8$2,000.0012/21/2011 5:29:20 PM
hope-hickory8$25.0012/21/2011 5:27:23 PM
credit-socrates648$2,500.0012/21/2011 5:27:59 PM
camaraderi-aspen$100.0012/21/2011 5:30:35 PM
LittleMingo$25.0012/21/2011 5:14:44 PM
R3vXX$25.0012/21/2011 5:16:04 PM
MarvintheMartian$25.0012/21/2011 5:17:47 PM
DHolly$31.0012/21/2011 5:19:01 PM
bazaar-festivity$25.0012/21/2011 5:28:25 PM
lucrative-loan$25.0012/21/2011 5:23:51 PM
fabulous-community4$25.0012/21/2011 5:25:11 PM
17 Investments
 
Borrower Payment Dependent Notes Series 546073
This series of Notes was issued and sold upon the funding of the borrower loan #58233, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2006 Debt/Income ratio: 17%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:2y 7m
Amount delinquent: $0 Total credit lines: 8 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,585Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: No  
Screen name: contract-flamenco6 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Business
Purpose of loan:
This loan will be used to...start my own website where I will be selling ebooks.

My financial situation:
I am a good candidate for this loan because...I have never not repaid a loan that I have gotten. I have always put anything that can affect my credit score first.


Monthly net income: $3000
Monthly expenses: $
Housing: $890
Insurance: $70
Car expenses: $
Utilities: $
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $75
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$10,000.0012/21/2011 5:15:10 PM
1 Investments
 
Borrower Payment Dependent Notes Series 546091
This series of Notes was issued and sold upon the funding of the borrower loan #58038, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1992 Debt/Income ratio: 18%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:8y 1m
Amount delinquent: $0 Total credit lines: 15 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,422Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: No  
Screen name: benjamins-saver7 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Purpose of loan: Going into bank and used only if needed.
This loan will be used to...stabilize our business while we change to a lean business model.

My financial situation: Fair
I am a good candidate for this loan because...I have a 401k through work. My wife's business is expanding.


Monthly net income: total over $3500
Monthly expenses: $2350
Housing: $750
Insurance: $100
Car expenses: $0
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $50
Credit cards and other loans: $600
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
R3vXX$25.0012/22/2011 9:09:48 AM
worth-blanket2$5,000.0012/22/2011 9:10:11 AM
2 Investments
 
Borrower Payment Dependent Notes Series 546095
This series of Notes was issued and sold upon the funding of the borrower loan #58004, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $119.45
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1997 Debt/Income ratio: 10%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 2Employment status:Other
Now delinquent: 2 Current / open credit lines: 10 / 10Length of status:5y 10m
Amount delinquent: $17,290 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,410Stated income:$25,000-$49,999
Delinquencies in last 7y: 10 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: fort736 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for granddaughters trip
Purpose of loan:
This loan will be used to send my granddaughters to Washington dc for their 8th grade trip

My financial situation:
I am a good candidate for this loan because I am retired with steady income with good credit , I'm also a home owner


Monthly net income: $3500.00
Monthly expenses: $300.00
Housing: $1845.00
Insurance: $60.00
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$3,000.0012/22/2011 9:09:57 AM
1 Investments
 
Borrower Payment Dependent Notes Series 546109
This series of Notes was issued and sold upon the funding of the borrower loan #58090, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $18,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $610.41
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-1995 Debt/Income ratio: 13%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 13 / 13Length of status:17y 2m
Amount delinquent: $0 Total credit lines: 25 Occupation: Professional
Public records last 12m / 10y: 0/ 5 Revolving credit balance: $18,963Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: Yes  
Screen name: red-openness-giraffe Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
PAY OFF CREDIT CARDS
Purpose of loan:
This loan will be used to...

PAY OFF CREDIT CARDS AND CONSOLIDATE DEBT
My financial situation:
I am a good candidate for this loan because...


I HAVE LONG TERM EMPLOYMENT
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
penny-plato$25.0012/21/2011 5:03:52 PM
worth-blanket2$18,400.0012/21/2011 5:13:31 PM
AFairDeal$25.0012/21/2011 5:18:08 PM
ricklip$19.4412/21/2011 5:19:29 PM
green-trade-dolphin2$30.5612/21/2011 5:02:21 PM
5 Investments
 
Borrower Payment Dependent Notes Series 546111
This series of Notes was issued and sold upon the funding of the borrower loan #58068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-22-2011 
Term: 60 months Listing End date:  Dec-23-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $198.91
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1996 Debt/Income ratio: 27%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 21 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,472Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: goodhearted-investment0 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
660-679 (Feb-2011)
 
Principal balance: $3,317.25 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Debit Consolidation
Purpose of loan:
This loan will be used to pay off credit cards, other loans and some medical bills to I can get fiscally healthier and have less total monies going out

My financial situation:
I am a good candidate for this loan because I am a current customer with an account in good standing, I have a good job with job security and a steading income.


Monthly net income: $3345
Monthly expenses: $
Housing: $965
Insurance: $345
Car expenses: $530
Utilities: $195
Phone, cable, internet: $425
Food, entertainment: $700
Clothing, household expenses: $100
Credit cards and other loans: $745
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
EngineersAlliance$100.0012/22/2011 9:08:31 AM
R3vXX$25.0012/22/2011 9:09:48 AM
selector568$300.0012/22/2011 9:14:17 AM
AFairDeal$25.0012/22/2011 9:09:54 AM
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Manvel$25.0012/23/2011 8:16:01 AM
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melodious-fairness$25.0012/23/2011 9:35:20 AM
enthusiastic-credit2$30.0012/23/2011 9:24:45 AM
secobarbital$100.0012/23/2011 9:30:04 AM
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ccclaireee333$25.0012/23/2011 9:35:45 AM
LivingInvestments00$15.7712/23/2011 9:42:54 AM
120 Investments
 
Borrower Payment Dependent Notes Series 546113
This series of Notes was issued and sold upon the funding of the borrower loan #58047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1997 Debt/Income ratio: 11%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:21y 7m
Amount delinquent: $0 Total credit lines: 23 Occupation: Analyst
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $3,549Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 75%  
   Homeownership: Yes  
Screen name: compassion-mangrove Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$5,000.0012/22/2011 9:09:01 AM
1 Investments
 
Borrower Payment Dependent Notes Series 546125
This series of Notes was issued and sold upon the funding of the borrower loan #58055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $119.45
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1992 Debt/Income ratio: 15%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,965Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: return-flan8 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto and pool repair
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/23/2011 5:21:57 PM
ricklip$100.0012/23/2011 5:32:55 PM
SolarMoonshine$25.0012/23/2011 5:16:39 PM
golden-velocity9$25.0012/23/2011 6:32:38 PM
bold-gold-relaxation$100.0012/23/2011 8:10:26 PM
penny-plato$25.0012/23/2011 7:00:36 PM
penny-surgeon$25.0012/23/2011 8:48:54 PM
irrelevant$25.0012/23/2011 7:05:15 PM
zeeexsixare$100.0012/23/2011 8:54:55 PM
first-pragmatic-power$25.0012/23/2011 11:27:50 PM
factcheck$35.0012/24/2011 1:20:52 AM
social-heart$25.0012/23/2011 11:30:59 PM
Bank42$25.0012/24/2011 5:00:00 AM
mlj0671$25.0012/24/2011 7:49:55 AM
vutah$25.0012/24/2011 8:32:05 AM
goodhearted-generosity511$30.0012/24/2011 10:11:14 AM
profit-powerplant$25.0012/24/2011 12:38:35 PM
worthy-bid8$50.0012/23/2011 5:28:43 PM
loan-hacker$25.0012/23/2011 5:20:15 PM
jkeller4000$25.0012/23/2011 5:24:31 PM
LittleMingo$25.0012/23/2011 5:08:53 PM
Investor_DP$100.0012/23/2011 5:15:20 PM
scrappy-leverage6$25.0012/23/2011 5:39:19 PM
jjswanso$100.0012/23/2011 5:42:59 PM
market-solstice2$25.0012/23/2011 5:28:35 PM
x32248$25.0012/23/2011 9:01:25 PM
klend4$25.0012/24/2011 4:48:16 AM
riveting-credit5$50.0012/24/2011 6:29:41 AM
Interloper$25.0012/24/2011 9:20:08 AM
phenomenal-gain5$25.0012/24/2011 9:37:58 AM
radforj22$25.0012/24/2011 11:33:35 AM
cash-reaction2$50.0012/24/2011 12:33:17 PM
scrappy-diversification7$1,660.0012/24/2011 12:44:00 PM
33 Investments
 
Borrower Payment Dependent Notes Series 546127
This series of Notes was issued and sold upon the funding of the borrower loan #58105, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1992 Debt/Income ratio: 22%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 9Length of status:23y 4m
Amount delinquent: $655 Total credit lines: 34 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,330Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 72%  
   Homeownership: Yes  
Screen name: innocent-p2p611 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay off a credit card
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/22/2011 5:15:34 PM
1 Investments
 
Borrower Payment Dependent Notes Series 546133
This series of Notes was issued and sold upon the funding of the borrower loan #58040, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $824.88
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1989 Debt/Income ratio: 24%
Credit score: 820-839 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 7Length of status:9y 4m
Amount delinquent: $0 Total credit lines: 46 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,189Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: healthy-durability2 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Remodel kitchen for my awesome wife
Purpose of loan:
My spouse has sacrificed for my career for the past 10 years--I want to remodel our kitchen because my spouse is an awesome cook and loves creating really tasty meals. My sweetheart has dreamed of a very classy, yet functional kitchen and I would really like to surprise my sweetheart with the best kitchen possible!

My financial situation:
I am a good candidate for this loan because...

I have an impeccable credit history and have never defaulted on a loan. I have bought, moved, and sold five homes in my life. I have never been late on my mortgage payment. My mother taught me the values of hard work, saving, and family.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$35.1112/22/2011 5:02:30 PM
worth-blanket2$25,000.0012/22/2011 5:16:20 PM
rajs$150.0012/22/2011 5:15:16 PM
riproaringrapids$35.0012/22/2011 5:14:52 PM
4 Investments
 
Borrower Payment Dependent Notes Series 546141
This series of Notes was issued and sold upon the funding of the borrower loan #57970, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1997 Debt/Income ratio: 25%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 20Length of status:9y 5m
Amount delinquent: $0 Total credit lines: 40 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,729Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: silver-pursuit4 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
R3vXX$25.0012/22/2011 9:09:48 AM
scrappy-leverage6$25.0012/22/2011 9:26:33 AM
jjswanso$100.0012/22/2011 9:35:14 AM
thoughtful-exchange8$22.0112/22/2011 5:23:45 PM
investment-comet$25.0012/22/2011 3:27:33 PM
klend4$25.0012/22/2011 3:22:47 PM
trippd6$25.0012/22/2011 1:18:39 PM
miked8303$25.0012/22/2011 9:52:20 AM
Investor_DP$100.0012/22/2011 9:49:41 AM
ricklip$100.0012/22/2011 9:46:45 AM
pdub$75.0012/22/2011 9:15:48 AM
riproaringrapids$25.0012/22/2011 9:24:37 AM
cognizant-rupee7$25.0012/22/2011 9:22:54 AM
camaraderi-aspen$100.0012/22/2011 9:27:43 AM
worthy-bid8$50.0012/22/2011 9:53:38 AM
SolarMoonshine$25.0012/22/2011 10:10:40 AM
transaction-circuit$25.0012/22/2011 2:38:54 PM
radforj22$32.9912/22/2011 2:40:03 PM
integrity-parsec$75.0012/22/2011 1:50:41 PM
well-mannered-income3$30.0012/22/2011 2:58:36 PM
nshabani6$25.0012/22/2011 2:59:59 PM
nickel-jam$710.0012/22/2011 2:07:35 PM
kedia$30.0012/22/2011 3:32:03 PM
skillful-asset5$25.0012/22/2011 3:44:03 PM
gilbrear$25.0012/22/2011 3:03:32 PM
money-booster2$25.0012/22/2011 4:13:01 PM
truth-companion$25.0012/22/2011 5:05:29 PM
Ballybay$50.0012/22/2011 5:05:57 PM
payout-thinker7$25.0012/22/2011 5:09:19 PM
unbelievable-exchange$100.0012/22/2011 5:16:43 PM
vutah$25.0012/22/2011 5:17:51 PM
scrappy-diversification7$2,000.0012/22/2011 5:22:04 PM
32 Investments
 
Borrower Payment Dependent Notes Series 546153
This series of Notes was issued and sold upon the funding of the borrower loan #58379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $396.91
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1994 Debt/Income ratio: 11%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:9y 1m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$100,000+
Delinquencies in last 7y: 26 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: community-sundae3 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
680-699 (Sep-2011)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 1  
Description
Debt Consolidation
Purpose of loan: debt consolidation
This loan will be used to...debt consolidation

My financial situation: stable
I am a good candidate for this loan because...I have a steady income


Monthly net income: $6,000.00
Monthly expenses: $500.00
Housing: $1200.00
Insurance: $100.00
Car expenses: $500.00
Utilities: $100.00
Phone, cable, internet: $50.00
Food, entertainment: $listed in monthly expenses
Clothing, household expenses: $200.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
greenback-seagull2$50.0012/22/2011 9:06:02 AM
loanman2007$100.0012/22/2011 9:10:34 AM
R3vXX$25.0012/22/2011 9:09:48 AM
secureincome$544.0012/22/2011 9:15:05 AM
missing-link$25.0012/22/2011 9:16:22 AM
diplomatic-wealth7$25.0012/22/2011 9:14:14 AM
jkeller4000$100.0012/22/2011 9:19:09 AM
money-baron-roth-IRA$50.0012/22/2011 9:22:56 AM
gallant-economy9$50.0012/22/2011 9:26:46 AM
scrappy-leverage6$25.0012/22/2011 9:26:33 AM
money-baron-Roth401k$25.0012/22/2011 9:29:04 AM
Reputation1$25.0012/22/2011 3:55:15 PM
wwwUniversal$25.0012/22/2011 5:11:00 PM
unbelievable-exchange$75.0012/22/2011 5:16:43 PM
thelovebug$100.0012/22/2011 5:34:21 PM
amusement4$400.0012/22/2011 7:47:40 PM
greenback-investor7$200.0012/22/2011 6:19:15 PM
Gibbyland$100.0012/22/2011 7:29:14 PM
Bob450$25.0012/22/2011 7:46:10 PM
hidavehi$30.0012/23/2011 12:41:32 AM
nshabani6$25.0012/23/2011 12:55:19 AM
suave-dime6$25.0012/23/2011 5:55:56 AM
CoyoteJack$25.0012/23/2011 4:46:05 AM
Rip128$80.0012/23/2011 5:27:23 AM
deal-thinker7$50.0012/23/2011 4:34:31 AM
green-rate-futurist$25.0012/23/2011 6:14:54 AM
RainyDayFunds$25.0012/23/2011 8:11:01 AM
javelin0$25.0012/23/2011 9:03:26 AM
glroark$100.0012/23/2011 8:17:55 AM
SouthernRemarketing$31.7812/23/2011 8:44:43 AM
Lilybell$25.0012/23/2011 8:48:38 AM
selector568$300.0012/23/2011 9:12:05 AM
orange-preeminant-bill$25.0012/23/2011 9:34:43 AM
LivingInvestments00$25.0012/23/2011 9:36:54 AM
handy-justice$100.0012/23/2011 9:25:59 AM
Reputation1$25.0012/22/2011 3:48:31 PM
skillful-asset5$30.0012/22/2011 3:43:29 PM
first-serene-credit$25.0012/22/2011 2:52:08 PM
hillerod$25.2212/22/2011 1:53:40 PM
managedfund$2,000.0012/22/2011 1:50:47 PM
AndChicksforFree$50.0012/22/2011 12:50:42 PM
yield-lion2$75.0012/22/2011 10:45:33 AM
astute-wealth8$25.0012/22/2011 11:28:22 AM
Jack-Sparrow$25.0012/22/2011 10:17:44 AM
Beechturner$50.0012/22/2011 10:16:17 AM
SolarMoonshine$25.0012/22/2011 10:12:01 AM
janeybooboo$75.0012/22/2011 10:17:22 AM
Mikale360$25.0012/22/2011 10:03:58 AM
worthy-bid8$50.0012/22/2011 9:53:38 AM
first-friendly-listing$40.0012/22/2011 9:55:33 AM
skro$25.0012/22/2011 9:52:25 AM
richboy56$25.0012/22/2011 9:45:48 AM
truth-companion$25.0012/22/2011 9:43:48 AM
AF-Chief$25.0012/22/2011 9:36:45 AM
affluence-generator2$125.0012/22/2011 9:37:23 AM
worth-viking$100.0012/22/2011 9:22:53 AM
Jack55304$200.0012/22/2011 9:31:53 AM
red-power-pecan$50.0012/22/2011 9:37:18 AM
nfx$40.0012/22/2011 9:45:23 AM
ricklip$100.0012/22/2011 9:46:46 AM
113121$1,000.0012/22/2011 9:43:53 AM
Investor_DP$100.0012/22/2011 9:49:41 AM
miked8303$25.0012/22/2011 9:52:21 AM
Weaverville$25.0012/22/2011 9:59:22 AM
The-Helper$25.0012/22/2011 10:18:51 AM
real-return$25.0012/22/2011 10:07:40 AM
papaloha$500.0012/22/2011 10:11:15 AM
lucrative-loan$30.0012/22/2011 10:44:40 AM
fabulous-community4$25.0012/22/2011 10:45:05 AM
sensible-fund$25.0012/22/2011 1:34:08 PM
Bank42$28.8612/22/2011 2:21:46 PM
vutah$25.0012/22/2011 2:18:19 PM
tnjohnso$25.0012/22/2011 4:16:52 PM
Tscheddar$25.0012/22/2011 5:05:39 PM
thoughtful-exchange8$50.0012/22/2011 5:22:36 PM
secobarbital$100.0012/22/2011 5:40:29 PM
enticing-exchange3$25.0012/22/2011 6:09:49 PM
Aristocrat$25.0012/22/2011 6:34:28 PM
Wilhan$25.0012/22/2011 6:49:18 PM
suges$25.0012/22/2011 10:31:11 PM
Dubbs360$250.0012/22/2011 8:05:38 PM
sun818$25.0012/22/2011 9:52:24 PM
NorthernFunds$50.0012/22/2011 11:39:16 PM
Nojukbong$50.0012/23/2011 3:06:02 AM
gain-expert$28.0812/23/2011 1:13:10 AM
melodious-openness$200.0012/23/2011 4:06:28 AM
a-finance-nirvana$25.0012/23/2011 3:46:49 AM
blackstar$25.0012/23/2011 4:58:51 AM
mikeandcat$300.0012/23/2011 4:26:38 AM
GElender$25.0012/23/2011 6:09:42 AM
easylivin$25.0012/23/2011 7:14:05 AM
Track-Layer$50.0012/23/2011 7:39:42 AM
Kash2010lu$25.0012/23/2011 8:03:45 AM
Wangchuk$25.0112/23/2011 6:42:38 AM
zeeexsixare$100.0012/23/2011 8:18:24 AM
euphoria8$25.0012/23/2011 7:43:42 AM
integrity-doctor$100.0012/23/2011 7:59:00 AM
trade-beeper4$25.0012/23/2011 9:05:25 AM
loanman2007$25.0012/23/2011 9:14:41 AM
credit-missile$145.0012/23/2011 9:25:56 AM
kind-bill-supporter$25.0012/23/2011 9:34:27 AM
credit-missile$25.0012/23/2011 9:30:27 AM
new-social-economist$70.0012/23/2011 9:47:34 AM
EretzCapital$77.0512/23/2011 9:50:32 AM
104 Investments
 
Borrower Payment Dependent Notes Series 546161
This series of Notes was issued and sold upon the funding of the borrower loan #58353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $524.32
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1981 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 860-879 (Dec-2011) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 17 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,172Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: Yes  
Screen name: blot44 Borrower's state: Virginia Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 14 ( 100% ) 860-879 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
880-899 (Mar-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Home Improvement
Purpose of loan:
This loan will be used to remodel our master bathroom

My financial situation:
I am a good candidate for this loan because I run a small business and make payments every month. I am a previous Proper borrower and currently have more invested in Prosper than this loan. Our house has a tax assessed value of $815K, mortgage of $90K, and clear equity of $725K.

Monthly net income: $10,000
Monthly expenses: $9,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$37.9712/28/2011 9:02:12 AM
papaloha$1,000.0012/28/2011 9:11:02 AM
Leshan$200.0012/28/2011 9:11:32 AM
RLaumeyer$50.0012/28/2011 9:08:40 AM
one-midas$35.0012/28/2011 9:09:01 AM
umfan123$25.0012/28/2011 9:13:50 AM
worth-blanket2$13,500.0012/28/2011 9:15:34 AM
ryan6853$25.0012/28/2011 9:05:21 AM
Techne_Funds_LLC$25.0012/28/2011 9:05:38 AM
penny-plato$50.0012/28/2011 9:06:31 AM
AndChicksforFree$25.0012/28/2011 9:04:21 AM
thankful-nickel2$25.0012/28/2011 9:05:00 AM
jkeller4000$25.0012/28/2011 9:05:47 AM
13 Investments
 
Borrower Payment Dependent Notes Series 546167
This series of Notes was issued and sold upon the funding of the borrower loan #57967, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-22-2011 
Term: 60 months Listing End date:  Dec-22-2011 
 
Lender yield: 25.87% Borrower rate/APR: 26.87% / 29.49% Monthly payment: $274.12
 
Lender servicing fee: 1.00% Effective Yield*: 25.23%  
Estimated return*: 14.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jun-1983 Debt/Income ratio: 51%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 22 / 19Length of status:12y 6m
Amount delinquent: $0 Total credit lines: 48 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $35,446Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: emphatic-dinero3 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 82% ) 660-679 (Latest)
Principal borrowed: $7,000.00< 31 days late: 2 ( 18% )  
700-719 (Dec-2010)
 
Principal balance: $5,518.88 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Refinanace previous loan
Purpose of loan: Refinance previous loan and pay off a few holiday expenses
This loan will be used to...Refinance previous loan and pay off some holiday expenses

My financial situation: Good
I am a good candidate for this loan because...I am a previous customer and paid that loan timely


Monthly net income: $ 7200
Monthly expenses: $100
Housing: $1300
Insurance: $100
Car expenses: $340
Utilities: $200
Phone, cable, internet: $160
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$125.0012/22/2011 5:10:16 PM
camaraderi-aspen$100.0012/22/2011 5:10:47 PM
Jack55304$200.0012/22/2011 5:13:51 PM
worth-blanket2$8,700.0012/22/2011 5:14:41 PM
LittleMingo$25.0012/22/2011 5:12:10 PM
truth-companion$25.0012/22/2011 5:05:30 PM
Tscheddar$25.0012/22/2011 5:05:40 PM
312-Lender$25.0012/22/2011 5:13:30 PM
8 Investments
 
Borrower Payment Dependent Notes Series 546171
This series of Notes was issued and sold upon the funding of the borrower loan #58012, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $119.45
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1993 Debt/Income ratio: 14%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 5 / 5Length of status:8y 1m
Amount delinquent: $451 Total credit lines: 20 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,612Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: fair-note3 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to catch up ...please help
Purpose of loan: debt consolidation
This loan will be used to...pay bills

My financial situation:
I am a good candidate for this loan because...I have an excellent work record. I was in a car wreck several months ago and missed some work, so I have medical bills that I am not able to pay. Because of the wreck I got behind on everything else. So now I am also trying to get those caught up as well.


Monthly net income: $3400
Monthly expenses: $200
Housing: $1260
Insurance: $275
Car expenses: $0
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $340
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$25.0012/22/2011 5:03:24 PM
worth-blanket2$3,000.0012/22/2011 5:15:02 PM
2 Investments
 
Borrower Payment Dependent Notes Series 546173
This series of Notes was issued and sold upon the funding of the borrower loan #58014, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $197.97
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-2005 Debt/Income ratio: 15%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:5y 8m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,510Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: deal-hawk686 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidatin
Purpose of loan:
This loan will be used to...
i would like to consolidate high intrest credit cards
My financial situation:
I am a good candidate for this loan because...I'm fully employed. I have a very good income and I pay my bills on time
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$27.5612/22/2011 5:02:37 PM
market-solstice2$25.0012/22/2011 5:07:52 PM
riproaringrapids$35.0012/22/2011 5:14:53 PM
iaffy$25.0012/22/2011 5:14:58 PM
money-booster2$25.0012/22/2011 5:21:43 PM
currency-agave$60.0012/22/2011 5:30:02 PM
Aberdeen$2,999.0012/22/2011 5:25:16 PM
hope-hickory8$25.0012/22/2011 5:24:56 PM
processor115$25.0012/22/2011 5:28:07 PM
jkeller4000$25.0012/22/2011 5:25:14 PM
scrappy-leverage6$25.0012/22/2011 5:26:35 PM
whitegold24k$100.0012/22/2011 5:32:59 PM
hidavehi$27.0012/22/2011 5:33:13 PM
bb575$50.0012/22/2011 5:40:45 PM
ricklip$100.0012/22/2011 5:39:51 PM
golden-responsibility189$100.0012/22/2011 6:10:58 PM
indomitable-coin$25.0012/22/2011 5:48:14 PM
themoneydoctor$50.0012/22/2011 5:49:22 PM
betterthanstock$25.0012/22/2011 6:35:52 PM
greenback-investor7$200.0012/22/2011 6:19:17 PM
Yaout$75.0012/22/2011 9:08:51 PM
passivesf$35.0012/22/2011 7:24:34 PM
reward-excellency1$25.0012/22/2011 10:06:18 PM
ddoneday$25.0012/22/2011 9:05:12 PM
notabanker$350.0012/22/2011 11:20:36 PM
radiant-return$25.0012/22/2011 9:48:32 PM
kindness-ace1$50.0012/22/2011 10:19:48 PM
1traveler$25.0012/23/2011 2:07:25 AM
socal-lender$25.0012/22/2011 11:13:57 PM
Hogan55$18.6812/23/2011 4:32:23 AM
a-finance-nirvana$25.0012/23/2011 3:46:50 AM
Spiv_51$25.0012/23/2011 3:47:33 AM
SolarMoonshine$25.0012/23/2011 3:50:47 AM
gain-expert$25.0012/23/2011 1:11:33 AM
the-bright-velocity$25.0012/22/2011 5:05:32 PM
penny-plato$25.0012/22/2011 5:12:17 PM
luminous-marketplace5$25.0012/22/2011 5:14:04 PM
superb-funds335$25.0012/22/2011 5:16:31 PM
payment-freshmaker$50.0012/22/2011 5:22:16 PM
worthy-bid8$50.0012/22/2011 5:27:45 PM
BxRealtor$25.0012/22/2011 5:22:48 PM
TrustPlus$50.0012/22/2011 5:27:41 PM
AFairDeal$25.0012/22/2011 5:35:04 PM
creditjunky$100.0012/22/2011 5:40:20 PM
selector568$300.0012/22/2011 5:45:39 PM
houli123$200.0012/22/2011 5:39:30 PM
vutah$25.0012/22/2011 5:59:59 PM
payment-halo$25.0012/22/2011 7:59:43 PM
phenomenal-gain5$30.0012/22/2011 7:38:21 PM
radforj22$57.2612/22/2011 8:53:03 PM
JustMee$25.0012/22/2011 9:49:50 PM
lucrative-rate2$25.0012/22/2011 9:26:10 PM
discrete-asset$25.0012/23/2011 3:59:16 AM
jayk63$25.0012/23/2011 3:39:32 AM
kindness-ace1$100.0012/22/2011 11:31:26 PM
DonDinero$35.5012/23/2011 3:42:52 AM
56 Investments
 
Borrower Payment Dependent Notes Series 546181
This series of Notes was issued and sold upon the funding of the borrower loan #58295, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $494.93
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1981 Debt/Income ratio: 13%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 31 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,027Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: genuine-coin9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to...consolidate credit card debt

My financial situation:
I am a good candidate for this loan because...I have a very good job and my history shows I pay my debts down
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.5612/22/2011 9:02:16 AM
bb575$50.0012/22/2011 9:12:30 AM
scrappy-leverage6$25.0012/22/2011 9:26:34 AM
worthy-bid8$50.0012/22/2011 9:53:39 AM
JustMee$25.0012/22/2011 12:51:12 PM
selector568$300.0012/22/2011 5:45:38 PM
top-courteous-peso$75.0012/22/2011 6:44:03 PM
greenback-investor7$200.0012/22/2011 6:19:16 PM
notabanker$350.0012/22/2011 11:20:35 PM
tomdooley12520$25.0012/23/2011 4:36:46 AM
income-banjo$50.0012/23/2011 9:09:55 AM
Cherrypicker$50.0012/23/2011 2:58:12 PM
factcheck$35.0012/24/2011 1:20:43 AM
EJPiper$50.0012/24/2011 7:54:14 AM
retiresecure$25.0012/25/2011 6:20:18 AM
intuitive-integrity9$50.0012/25/2011 12:19:29 PM
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roadtruck$50.0012/25/2011 10:36:52 PM
dbs$25.0012/26/2011 9:33:01 AM
Ocean713$75.0012/26/2011 11:11:24 AM
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the-enthralling-coin$25.0012/28/2011 3:52:48 PM
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rdrloan$50.0012/23/2011 1:07:22 PM
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indomitable-coin$25.0012/24/2011 12:26:54 PM
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FlexFunding$50.0012/25/2011 12:01:15 PM
Pizza-man$50.0012/26/2011 7:22:55 AM
elephantparty$30.0012/26/2011 4:08:14 PM
aabadabadoo$25.0012/26/2011 5:11:12 PM
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successful-agreement7$100.0012/26/2011 5:22:37 PM
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mketelecom$25.0012/28/2011 9:16:46 AM
otalon$25.0012/28/2011 9:34:58 AM
KLCRAY$25.0012/28/2011 9:52:55 AM
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brightest-affluence-motivator$50.0012/28/2011 9:59:56 AM
j2ee$25.0012/28/2011 10:01:57 AM
abkennedy$25.0012/28/2011 10:02:16 AM
the-profit-oracle$25.0012/28/2011 10:05:31 AM
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Lender97$25.0012/28/2011 11:08:14 AM
value-willow$25.0012/28/2011 10:46:00 AM
rate-sherpa$65.0012/28/2011 12:26:28 PM
capital-blueberry$25.0012/28/2011 12:37:22 PM
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houli123$50.0012/28/2011 12:37:24 PM
astute-investment5$25.0012/28/2011 2:22:36 PM
roadtruck$50.0012/28/2011 1:55:51 PM
PumpkinHead406$28.2812/28/2011 2:05:20 PM
novice-speculator$25.0012/28/2011 2:21:55 PM
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sunny-truth6$25.0012/28/2011 3:03:04 PM
commerce-broker$25.0012/28/2011 2:44:11 PM
lawndude16$25.0012/28/2011 2:56:06 PM
CleverHat$100.0012/28/2011 2:59:57 PM
georgedorn$27.5012/28/2011 3:00:39 PM
zippy-revenue8$40.0012/28/2011 3:00:55 PM
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klinebarger$25.0012/28/2011 3:07:00 PM
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regahj99$25.0012/28/2011 3:21:14 PM
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Income-Scout$200.0012/28/2011 3:37:44 PM
new-ore-venture$150.0012/28/2011 3:24:20 PM
iamwhatiam$25.0012/28/2011 3:45:05 PM
pinballeffect$39.6712/28/2011 3:54:15 PM
damage$50.0012/28/2011 3:30:40 PM
unequaled-pound$25.0012/28/2011 4:00:40 PM
wise-silver-wonder$25.0012/28/2011 3:34:06 PM
beeper2$37.0012/28/2011 3:56:57 PM
-------Loaner$50.0012/28/2011 3:55:47 PM
happyinvallarta$50.0012/28/2011 4:00:53 PM
blue-radiant-economy$200.0012/28/2011 4:03:53 PM
SimGuy$50.0012/28/2011 4:30:35 PM
abu-dhabi$28.0012/28/2011 4:04:56 PM
turbine373$25.0012/28/2011 4:32:32 PM
mmullen2$45.0012/28/2011 4:13:28 PM
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BlackCat36$100.0012/28/2011 4:23:23 PM
bold-deal-ringleader$25.0012/28/2011 4:20:53 PM
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syounker$25.0012/28/2011 4:47:52 PM
dochelp$50.0012/28/2011 5:05:23 PM
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green-loyalty-cub$50.0012/28/2011 4:57:37 PM
secobarbital$100.0012/28/2011 5:08:50 PM
GrooveBiz$25.0012/28/2011 5:09:43 PM
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kindness-ace1$50.0012/28/2011 5:13:03 PM
important-ore$150.0012/28/2011 5:20:27 PM
greekgst99$25.0012/28/2011 5:18:30 PM
dealmaster$41.3712/28/2011 5:23:51 PM
babokd$50.0012/28/2011 5:25:38 PM
contract-plasma0$50.0012/28/2011 5:23:18 PM
intelligent-repayment8$697.4712/28/2011 5:29:02 PM
238 Investments
 
Borrower Payment Dependent Notes Series 546183
This series of Notes was issued and sold upon the funding of the borrower loan #58185, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Apr-1996 Debt/Income ratio: 57%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 4Length of status:7y 4m
Amount delinquent: $0 Total credit lines: 29 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: contract-chime0 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan: Home Improvement
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I have never been late or missed my payments.


Monthly net income: $2200 to 2800
Monthly expenses: $
Housing: $400
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
CA-Lender$25.0012/27/2011 8:39:32 AM
jebber007$35.0012/27/2011 5:14:55 PM
capital-heaven5$240.1412/27/2011 5:35:39 PM
wealth-fighter3$25.0012/27/2011 8:04:53 PM
money-fort$25.0012/27/2011 9:34:43 PM
zone6$100.0012/27/2011 10:49:44 PM
integrity-statue$25.0012/27/2011 11:18:44 PM
asian808$25.0012/28/2011 12:26:49 AM
kind-diligent-coin$25.0012/28/2011 4:12:14 AM
realtormoises$25.0012/28/2011 5:15:15 AM
kain11286$50.0012/28/2011 6:01:36 AM
economy-popcorn$25.0012/28/2011 6:10:08 AM
quest0$25.0012/28/2011 6:38:27 AM
Bob450$30.0212/28/2011 6:43:20 AM
lucrative-reward$100.0012/28/2011 5:01:26 AM
crippledcircus$25.0012/28/2011 7:17:44 AM
gold-pudding6$40.0012/28/2011 7:21:10 AM
elegant-market9$25.0012/28/2011 6:53:14 AM
refined-return922$25.0012/28/2011 8:15:09 AM
bmw2$50.0012/28/2011 8:21:38 AM
green28$50.0012/28/2011 8:37:31 AM
return-enthusiast1$25.0012/28/2011 8:35:14 AM
patriot0$50.8212/28/2011 9:05:40 AM
evergreen16$100.0012/28/2011 9:03:36 AM
2grindstones$34.8812/28/2011 10:22:14 AM
radforj22$25.0012/28/2011 10:49:55 AM
finance-mammalian2$25.0012/28/2011 10:42:03 AM
wealth-fighter3$25.0012/28/2011 10:21:42 AM
reasonable-currency$25.0012/28/2011 10:52:55 AM
heerzaquestion$25.0012/28/2011 10:34:49 AM
slxvq$35.3212/28/2011 11:04:07 AM
a-currency-starfish$25.0012/28/2011 10:41:03 AM
blue-radiant-economy$100.0012/26/2011 5:44:18 PM
AndChicksforFree$25.0012/26/2011 10:12:00 AM
R3vXX$25.0012/26/2011 9:10:33 AM
Danjack_Capital$25.0012/26/2011 9:06:04 AM
tranquil-ore4$7.1012/28/2011 11:19:26 AM
Oranje88$50.0012/28/2011 10:42:47 AM
SolarMoonshine$25.0012/26/2011 9:55:13 AM
the-hope-workhorse$100.0012/26/2011 9:40:34 AM
calimanusa$50.0012/26/2011 12:55:13 PM
SFBank$50.0012/26/2011 6:53:09 PM
skillful-asset5$30.0012/27/2011 4:46:42 AM
economy-shrubbery6$25.0012/27/2011 4:02:41 PM
Bigg_Lender$27.0112/27/2011 7:15:21 PM
reward-juniper6$25.0012/27/2011 7:41:01 PM
melodious-openness$100.0012/27/2011 7:56:50 PM
ccclaireee333$25.0012/27/2011 6:52:09 PM
likeable-hope$25.0012/27/2011 8:42:10 PM
equallender$34.1212/27/2011 8:21:03 PM
340$25.0012/27/2011 9:39:44 PM
shawnw2$35.0012/28/2011 1:39:54 AM
generous-deal6$25.0012/28/2011 1:26:43 AM
queentut$200.0012/28/2011 1:35:09 AM
thankful-nickel2$25.0012/28/2011 1:36:19 AM
debt_helper$25.0012/28/2011 6:35:46 AM
melodious-openness$400.0012/28/2011 5:34:11 AM
P2P4me$236.3712/28/2011 7:48:42 AM
openness-confidant$25.0012/28/2011 8:10:16 AM
WMY-Investor$100.0012/28/2011 7:20:03 AM
Dubbs360$250.0012/28/2011 7:25:20 AM
interest-walnut$25.0012/28/2011 7:32:09 AM
CashFlow13$100.0012/28/2011 9:13:43 AM
undergroundmike$25.8912/28/2011 9:27:40 AM
houli123$25.0012/28/2011 9:39:18 AM
green-rate-futurist$25.0012/28/2011 9:50:08 AM
BigBag$25.0012/28/2011 10:18:35 AM
EretzCapital$48.3312/28/2011 10:13:07 AM
PXM-Financial$50.0012/28/2011 10:35:13 AM
american-investor$25.0012/28/2011 10:22:08 AM
kindness-ace1$50.0012/28/2011 10:58:38 AM
witchynana55$25.0012/28/2011 10:36:58 AM
MusicandMedicine$40.0012/28/2011 11:11:03 AM
cashasaurus0$50.0012/28/2011 11:18:23 AM
74 Investments
 
Borrower Payment Dependent Notes Series 546195
This series of Notes was issued and sold upon the funding of the borrower loan #57995, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $179.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1995 Debt/Income ratio: 12%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 15 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,504Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 62%  
   Homeownership: No  
Screen name: the-unique-duty4 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Son's Dental Expenses
Purpose of loan:
This loan will be used to...
Pay off my son's orthodontic work.
My financial situation: Good
I am a good candidate for this loan because...
I make my monthly expense payments on time every month.

Monthly net income: $ 3,508
Monthly expenses: $ 1,556.00
Housing: $ n/a
Insurance: $ n/a
Car expenses: $ 334.00
Utilities: $ 177.00
Phone, cable, internet: $ 170.00
Food, entertainment: $ 250.00
Clothing, household expenses: $ 275.00
Credit cards and other loans: $ 350.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,500.0012/22/2011 5:15:20 PM
riproaringrapids$25.0012/22/2011 5:15:03 PM
2 Investments
 
Borrower Payment Dependent Notes Series 546199
This series of Notes was issued and sold upon the funding of the borrower loan #57954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1993 Debt/Income ratio: 38%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 19Length of status:9y 2m
Amount delinquent: $0 Total credit lines: 32 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $67,285Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: exact-liberty2 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
R3vXX$25.0012/22/2011 9:09:49 AM
worth-blanket2$4,000.0012/22/2011 9:10:57 AM
2 Investments
 
Borrower Payment Dependent Notes Series 546221
This series of Notes was issued and sold upon the funding of the borrower loan #58307, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,800.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-22-2011 
Term: 60 months Listing End date:  Dec-22-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $180.35
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1996 Debt/Income ratio: 25%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,618Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: madmoney63 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 31 ( 97% ) 660-679 (Latest)
Principal borrowed: $10,000.00< 31 days late: 1 ( 3% )  
660-679 (Apr-2008)
740-759 (Jul-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Previous Borrower seeks new loan
Purpose of loan: Consolidate debt
This loan will be used to...completely pay off credit carda

My financial situation: good, but will be better with the cards paid off
I am a good candidate for this loan because...I borrowed 10000 several years ago on prosper and it was paid in full. I would not pay someone who has put thier trust in me to pay it back.


Monthly net income: $1129
Monthly expenses: $2097
Housing: $850
Insurance: $140 car insurance
Car expenses: $397 car pmt, 200 fuel
Utilities: $300
Phone, cable, internet: $90
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $210
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Dusigrosz$150.0012/22/2011 5:01:26 PM
camaraderi-aspen$100.0012/22/2011 5:12:06 PM
riproaringrapids$25.0012/22/2011 5:15:03 PM
lendstats_com$200.0012/22/2011 5:10:32 PM
worth-blanket2$6,300.0012/22/2011 5:15:43 PM
trumpeter5$50.0012/22/2011 5:01:48 PM
LittleMingo$30.0012/22/2011 5:02:22 PM
Tscheddar$25.0012/22/2011 5:05:40 PM
green-trade-dolphin2$42.5412/22/2011 5:02:21 PM
MoneyForNothing$25.0012/22/2011 5:13:44 PM
10 Investments
 
Borrower Payment Dependent Notes Series 546225
This series of Notes was issued and sold upon the funding of the borrower loan #58357, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $85.54
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-2001 Debt/Income ratio: 7%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 7Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 11Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 16 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,175Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: studious-truth1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
Pay off some credit cards with high interest.

My financial situation:
I am full time employed with 15 years of experience in my industry. My income is reliable and never miss a payment on any of my credit cards. I just want to pay off my debt faster.


Monthly net income: $8K
Housing: $2190
Insurance: $300
Car expenses: $500
Utilities: $800
Credit cards and other loans: $1500
Other expenses: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/27/2011 5:01:14 PM
worth-blanket2$2,000.0012/27/2011 5:09:49 PM
careful-vigilance4$25.0012/27/2011 5:08:37 PM
Kash2010lu$25.0012/27/2011 5:06:56 PM
4 Investments
 
Borrower Payment Dependent Notes Series 546241
This series of Notes was issued and sold upon the funding of the borrower loan #58259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $106.92
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-2001 Debt/Income ratio: Not calculated
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $334Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: lovetomeditate Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Lawyer for court case
Purpose of loan: Lawyer
This loan will be used to...
Save my life against a incorrect charge.

My financial situation: Good, just need a little extra
I am a good candidate for this loan because... I am an honest person with integrity that will follow through with the payments.


Monthly net income: $2000
Monthly expenses: $1200
Housing: $500
Insurance: $75
Car expenses: $200
Utilities: $100
Phone, cable, internet: $25
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
truth-companion$25.0012/22/2011 5:05:30 PM
balanced-balance6$25.0012/22/2011 5:08:06 PM
affluence-generator2$125.0012/22/2011 5:09:47 PM
worth-blanket2$2,300.0012/22/2011 5:14:56 PM
unbelievable-exchange$25.0012/22/2011 5:16:44 PM
5 Investments
 
Borrower Payment Dependent Notes Series 546261
This series of Notes was issued and sold upon the funding of the borrower loan #58051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $241.09
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1997 Debt/Income ratio: 32%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 21 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,194Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: No  
Screen name: adventurous-hope Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 26 ( 100% ) 720-739 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
720-739 (Sep-2009)
700-719 (Aug-2009)
 
Principal balance: $1,232.94 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
Paying Off Debt At Lower Rate
Purpose of Loan:

To pay off debt at a lower interest rate than a credit card.

Right after graduating from college, I had an entry-level, non-profit job with an extremely low salary. I didn't learn how to budget quickly enough so I built up a lot of credit card debt. Now I'm older and wiser and still doing good non-profit work but I make more than twice as much money as I did back then. So I would like to save up to buy a house. But between college loans and high credit card interest rates, I'm still working on paying off debt from 10 years ago! So the lower the interest rate I can get for my debt, the sooner I can save enough for a down payment on a house.

Financial Situation:

After-tax salary: $3,000 a month
Rent: $850 including utilities
Car: none
Debt Payments (other than the credit card this loan would replace): $800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
blue-lively-platinum$25.0012/23/2011 5:08:35 PM
worth-blanket2$7,458.4312/23/2011 5:10:50 PM
green-trade-dolphin2$41.5712/23/2011 5:02:15 PM
the-bright-velocity$25.0012/23/2011 5:08:20 PM
4 Investments
 
Borrower Payment Dependent Notes Series 546275
This series of Notes was issued and sold upon the funding of the borrower loan #58256, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-23-2011 
Term: 60 months Listing End date:  Dec-23-2011 
 
Lender yield: 24.89% Borrower rate/APR: 25.89% / 28.49% Monthly payment: $388.38
 
Lender servicing fee: 1.00% Effective Yield*: 24.30%  
Estimated return*: 15.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1995 Debt/Income ratio: 37%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 34 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,572Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: fairness-buckeye Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 680-699 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
740-759 (Oct-2010)
 
Principal balance: $5,164.99 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Starting New Business Loan
Purpose of loan: New Business
This loan will be used to...start-up costs for new business, a small Mom & Pop grill

My financial situation:
I am a good candidate for this loan because...I pay my debts on time and often pay them off early.


Monthly net income: $6000
Monthly expenses: $4500 total
Housing: $1050
Insurance: $
Car expenses: $560
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $1500
Other expenses: $750 (school loans)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$12,975.0012/23/2011 5:11:34 PM
icanhasloanz$100.0012/23/2011 5:08:41 PM
golden-velocity9$25.0012/23/2011 5:08:12 PM
R3vXX$25.0012/23/2011 5:11:24 PM
LittleMingo$25.0012/23/2011 5:05:38 PM
5 Investments
 
Borrower Payment Dependent Notes Series 546295
This series of Notes was issued and sold upon the funding of the borrower loan #58003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1977 Debt/Income ratio: 16%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,130Stated income:$50,000-$74,999
Delinquencies in last 7y: 9 Bankcard utilization: 31%  
   Homeownership: Yes  
Screen name: green-benjamins-venus Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Kitchen
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/22/2011 5:15:04 PM
1 Investments
 
Borrower Payment Dependent Notes Series 546299
This series of Notes was issued and sold upon the funding of the borrower loan #57999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $85.70
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jun-1975 Debt/Income ratio: 38%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 4 Current / open credit lines: 8 / 8Length of status:22y 11m
Amount delinquent: $3,651 Total credit lines: 38 Occupation: Postal Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $39,146Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: newest-coin-samurai Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 70% ) 600-619 (Latest)
Principal borrowed: $7,500.00< 31 days late: 3 ( 30% )  
660-679 (Jan-2011)
 
Principal balance: $6,214.64 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$2,000.0012/23/2011 9:13:24 AM
desertoasis$25.0012/23/2011 9:13:00 AM
unbelievable-exchange$25.0012/23/2011 9:13:23 AM
3 Investments
 
Borrower Payment Dependent Notes Series 546335
This series of Notes was issued and sold upon the funding of the borrower loan #58006, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $160.73
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-2001 Debt/Income ratio: 16%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 11 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $138Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: order-chooser4 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 760-779 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
740-759 (Oct-2010)
 
Principal balance: $4,642.01 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Outstanding Borrower
Purpose of loan:
This loan will be used to Payoff a credit card I used for an emergency!

My financial situation:
I am a good candidate for this loan because...I have perfect credit and live way below my means.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Centerline15$25.0012/23/2011 9:05:53 AM
green-trade-dolphin2$30.0812/23/2011 9:02:11 AM
selector568$300.0012/23/2011 9:11:46 AM
indomitable-coin$25.0012/23/2011 9:10:43 AM
money-booster2$25.0012/23/2011 9:14:04 AM
worth-blanket2$4,500.0012/23/2011 9:14:39 AM
income-banjo$50.0012/23/2011 9:09:58 AM
LongTail$25.0012/23/2011 9:10:20 AM
scrappy-leverage6$25.0012/23/2011 9:11:34 AM
Zeenos$25.1112/23/2011 9:14:28 AM
10 Investments
 
Borrower Payment Dependent Notes Series 546347
This series of Notes was issued and sold upon the funding of the borrower loan #58156, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1999 Debt/Income ratio: 31%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 6Length of status:10y 3m
Amount delinquent: $0 Total credit lines: 18 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,052Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: No  
Screen name: ArchSniper Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation 4 my Military Brats
Purpose of loan:
This loan will be used to consolidate my higher interest debts into a lower interest loan that is far more manageable, comfortable and will take less time to complete. My monthly payments will be close to 50% of what they are now. Better for my Family, could start saving up for emergencies.

My financial situation:
I am a good candidate for this loan because I refuse to be delinquent towards any of my responsibilities, I live by my military Corps Values and my career requires me to have and keep a certain clearance that I cannot jeopardize with delinquencies in my credit report. Plus it could potentially jeopardize my family's welfare.


Monthly net income: $4347
Monthly expenses: $
Housing: $1182
Insurance: $240
Car expenses: $410
Utilities: $
Phone, cable, internet: $275
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $1522
Other expenses: $175
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/27/2011 5:25:07 PM
scrappy-leverage6$25.0012/23/2011 9:11:35 AM
penny-plato$25.0012/23/2011 9:21:05 AM
lotuss4$25.0012/23/2011 9:22:39 AM
riproaringrapids$25.0012/23/2011 9:31:24 AM
worthy-bid8$50.0012/23/2011 9:43:25 AM
cattlebaron$25.0012/23/2011 11:01:26 AM
1point21gigawatts$25.0012/23/2011 4:19:34 PM
penny-surgeon$25.0012/23/2011 12:28:52 PM
AndChicksforFree$200.0012/23/2011 5:29:46 PM
zeeexsixare$200.0012/23/2011 8:51:28 PM
jmeasn$25.0012/23/2011 8:54:53 PM
prohousebuyer$25.0012/23/2011 7:40:06 PM
factcheck$35.0012/24/2011 1:20:50 AM
loanman2007$300.0012/24/2011 4:10:37 AM
abnvette$25.0012/24/2011 2:24:56 AM
Kash2010lu$25.0012/24/2011 8:53:34 AM
ccclaireee333$25.0012/24/2011 10:28:30 AM
vutah$25.0012/24/2011 8:37:41 AM
cash-reaction2$50.0012/24/2011 12:33:16 PM
ethical-truth211$300.0012/24/2011 3:21:31 PM
first-dinero-paladin$200.0012/24/2011 3:44:29 PM
scarlet-velvet$25.0812/25/2011 4:56:48 PM
CashFlow13$100.0012/25/2011 12:41:08 PM
justasoldier$50.0012/25/2011 7:15:15 PM
PatriotKnight$50.0012/25/2011 5:07:15 PM
knowledgeable-payment7$30.0012/25/2011 10:59:17 PM
Supernick$200.0012/26/2011 4:41:04 AM
superb-kindness2$100.0012/26/2011 6:04:28 AM
vennp$50.0012/26/2011 11:29:03 AM
houli123$25.0012/26/2011 5:37:38 PM
theaterguy$25.0012/26/2011 6:33:32 PM
trade-beeper4$25.0012/26/2011 7:07:45 PM
kewgdns$30.0012/26/2011 7:12:31 PM
derec$25.0012/26/2011 9:08:50 PM
sweetlan$25.0012/26/2011 11:51:40 PM
glroark$50.0012/27/2011 10:54:46 AM
WinterUSMC$90.0012/27/2011 1:16:06 PM
green-rapid-openness$100.0012/27/2011 4:59:19 PM
careful-vigilance4$25.0012/27/2011 5:08:36 PM
secobarbital$100.0012/27/2011 5:08:58 PM
jebber007$45.0012/27/2011 5:17:14 PM
bazaar-festivity$25.0012/27/2011 5:12:37 PM
Lesterthelender$32.0012/27/2011 5:26:20 PM
Jack55304$200.0012/27/2011 5:27:30 PM
bluehen00$25.0012/27/2011 5:30:26 PM
cr8on$50.0012/27/2011 5:33:02 PM
MichaelProsper$25.0012/27/2011 5:44:11 PM
capital-blueberry$25.0012/27/2011 5:50:46 PM
graceful-IRAinvestment$25.0012/27/2011 5:43:15 PM
CatbirdBanking$25.0012/27/2011 6:36:24 PM
five-star-note$100.0012/27/2011 7:12:26 PM
kindness-ace1$50.0012/27/2011 7:05:51 PM
myduck$40.0012/27/2011 5:56:14 PM
reward-juniper6$25.0012/27/2011 7:40:23 PM
Lo0se_mo0se$25.0012/27/2011 8:53:04 PM
hope-hickory8$25.0012/27/2011 7:56:31 PM
Gobsek$25.0012/27/2011 7:58:52 PM
Q9-X3$53.4412/27/2011 9:36:24 PM
heerzaquestion$75.0012/27/2011 8:01:58 PM
wealth-fighter3$25.0012/27/2011 8:03:57 PM
intelligent-reward$25.0012/27/2011 11:06:04 PM
340$25.0012/27/2011 9:43:01 PM
blue-radiant-economy$200.0012/27/2011 8:56:29 PM
towering-cash6$25.0012/27/2011 11:17:43 PM
generous-deal6$25.0012/28/2011 1:26:32 AM
enthusiastic-ore5$28.9712/28/2011 2:19:44 AM
Phatt-Daddy$50.0012/28/2011 2:42:33 AM
income-safehouse9$100.0012/28/2011 3:26:44 AM
gold-fluffy-bunny4$50.0012/28/2011 4:40:39 AM
treasure-bliss$25.0012/28/2011 4:49:22 AM
shawnw2$48.1912/28/2011 1:48:35 AM
chef6$200.0012/28/2011 3:36:10 AM
brightest-benjamins-onator$25.0012/28/2011 4:16:51 AM
lendstats_com$300.0012/23/2011 9:09:23 AM
money-booster2$25.0012/23/2011 9:14:04 AM
selector568$300.0012/23/2011 9:12:09 AM
camaraderi-aspen$100.0012/23/2011 9:33:49 AM
ricklip$100.0012/23/2011 9:17:28 AM
handy-justice$50.0012/23/2011 9:31:52 AM
Investor_DP$100.0012/23/2011 9:37:39 AM
R3vXX$25.0012/23/2011 9:49:38 AM
economy-shrubbery6$25.0012/23/2011 10:08:09 AM
beaker$25.0112/23/2011 10:27:59 AM
radforj22$25.0012/23/2011 2:16:50 PM
skillful-asset5$30.0012/23/2011 2:40:18 PM
first-pragmatic-power$25.0012/23/2011 11:27:49 PM
Wilhan$50.0012/24/2011 2:48:48 PM
graceful-investment$85.0012/24/2011 7:51:38 PM
l2fp$30.0012/24/2011 8:00:58 PM
marinbb$100.0012/25/2011 8:49:16 AM
high_flyer$100.0012/25/2011 10:51:52 AM
NeemanuKotagoLending$39.3612/25/2011 11:12:36 AM
hamster$25.0212/25/2011 12:22:47 PM
CA-Lender$25.0012/25/2011 3:50:53 PM
dws2380$25.0012/25/2011 6:46:05 PM
BuildingShanghai$31.8612/25/2011 10:32:52 PM
patriot384$100.0012/26/2011 8:24:24 AM
StarshineXL$500.0012/26/2011 7:51:29 AM
erowis$50.0012/26/2011 8:12:20 AM
Whipster$40.0012/26/2011 10:18:06 AM
hidavehi$26.0012/26/2011 12:57:56 PM
Vaanolo$25.0012/26/2011 12:21:26 PM
miked8303$25.0012/26/2011 5:15:06 PM
successful-agreement7$100.0012/26/2011 5:22:41 PM
worth-dandelion$200.0012/26/2011 6:30:12 PM
Star_Witness$25.0012/26/2011 7:49:19 PM
unforgettable-market3$172.0612/26/2011 10:40:58 PM
Interloper$50.0012/26/2011 9:45:48 PM
thankful-nickel2$25.0012/27/2011 5:39:34 AM
future-baby-fund$26.9812/27/2011 8:48:39 AM
RoZu_Lending$200.0012/27/2011 9:04:45 AM
fairgirl$25.0012/27/2011 10:40:32 AM
calimanusa$50.0012/27/2011 12:16:31 PM
capital-raker2$26.1912/27/2011 2:18:48 PM
yf99yz$30.0012/27/2011 1:55:54 PM
thelovebug$100.0012/27/2011 5:07:45 PM
EngineersAlliance$150.0012/27/2011 5:08:40 PM
paul1$26.0012/27/2011 5:06:17 PM
Requiem$25.0012/27/2011 5:00:10 PM
newest-camaraderi-fir$50.0012/27/2011 5:12:15 PM
truth-companion$25.0012/27/2011 5:26:16 PM
113121$300.0012/27/2011 5:21:51 PM
bitterroot_mt$30.0012/27/2011 5:38:47 PM
the-enthralling-coin$25.0012/27/2011 5:41:18 PM
diplomatic-wealth7$25.0012/27/2011 5:33:19 PM
SolarMoonshine$50.0012/27/2011 5:59:51 PM
jjswanso$100.0012/27/2011 5:40:13 PM
Wyatte$25.0012/27/2011 5:40:54 PM
SFBank$50.0012/27/2011 6:47:33 PM
ccclaireee333$25.0012/27/2011 6:47:08 PM
jhernand17$25.0012/27/2011 6:03:46 PM
melodious-openness$200.0012/27/2011 7:54:27 PM
newest-power-banker$100.0012/27/2011 6:51:32 PM
julijask$25.0012/27/2011 7:17:46 PM
EverettFinancial$25.0012/27/2011 9:20:25 PM
return-commando5$65.3412/27/2011 7:46:57 PM
gothampark$25.0012/27/2011 9:26:01 PM
3cinvesting$25.0012/27/2011 10:37:59 PM
daddysgotya$50.0012/27/2011 10:57:50 PM
top-visionary-truth$25.0012/27/2011 8:57:51 PM
loyaltyologist$25.0012/27/2011 9:11:31 PM
asian808$25.0012/28/2011 12:24:57 AM
bailey7563$40.0012/28/2011 4:25:36 AM
transparency-universe8$36.0012/28/2011 3:30:23 AM
LaBamba$100.0012/28/2011 4:03:31 AM
blackstar$25.0012/28/2011 4:48:15 AM
credible-balance0$25.0012/28/2011 3:55:35 AM
pieceofcake$50.0012/28/2011 4:39:34 AM
ddog0224$157.5012/28/2011 4:56:23 AM
150 Investments
 
Borrower Payment Dependent Notes Series 546353
This series of Notes was issued and sold upon the funding of the borrower loan #58153, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $282.09
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-2005 Debt/Income ratio: 30%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:8y 11m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,840Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: No  
Screen name: point-selector4 Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
to take care some staff for my wife
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2200.00
Monthly expenses: $none
Housing: $700.00
Insurance: $103.00
Car expenses: $300.00
Utilities: $300.00
Phone, cable, internet: $75.00
Food, entertainment: $75.00
Clothing, household expenses: $200.00
Credit cards and other loans: $300.00
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-booster2$25.0012/23/2011 5:10:08 PM
AFairDeal$25.0012/23/2011 5:18:55 PM
selector568$300.0012/23/2011 5:22:54 PM
TrustPlus$50.0012/23/2011 5:25:30 PM
Investor_DP$100.0012/23/2011 5:14:58 PM
income-banjo$50.0012/23/2011 5:35:06 PM
jkeller4000$25.0012/23/2011 5:24:48 PM
worthy-bid8$50.0012/23/2011 5:28:43 PM
bb575$50.0012/23/2011 5:12:11 PM
ricklip$100.0012/23/2011 5:32:55 PM
powerful-finance7$25.0012/24/2011 3:15:19 AM
Johnab$25.0012/24/2011 5:46:27 AM
cash-reaction2$50.0012/24/2011 12:33:18 PM
bazaar-festivity$25.0012/24/2011 1:04:25 PM
Munnie$25.0012/24/2011 8:49:25 PM
omniviper$25.0012/24/2011 10:59:16 PM
intuitive-integrity9$50.0012/25/2011 12:19:31 PM
Pizza-man$50.0012/26/2011 7:22:57 AM
dbs$25.0012/26/2011 9:33:02 AM
Bank_Of_XL$25.0012/26/2011 1:04:09 PM
Eastern$50.0012/26/2011 4:10:38 PM
listing-vista$50.0012/26/2011 5:12:30 PM
dpries123$25.0012/26/2011 5:08:33 PM
herbyman$50.0012/26/2011 4:13:59 PM
studious-listing8$25.0012/26/2011 5:09:53 PM
the-silver-blaster$100.0012/26/2011 5:15:21 PM
Weaverville$25.0012/26/2011 4:18:48 PM
GCInvestments$25.0012/26/2011 5:17:47 PM
ericgassercom$25.0012/26/2011 5:19:47 PM
stuy1998$25.0012/26/2011 5:26:36 PM
GoingFishing$25.0012/26/2011 5:14:08 PM
money-bauble$100.0012/26/2011 5:30:39 PM
CashFlow13$100.0012/26/2011 5:23:25 PM
prohelper$25.0012/26/2011 5:36:42 PM
successful-agreement7$100.0012/26/2011 5:22:41 PM
igniter584$25.0012/26/2011 5:31:00 PM
riproaringrapids$25.0012/26/2011 5:23:19 PM
commanding-treasure2$50.0012/26/2011 5:41:17 PM
emphatic-responsibility$25.0012/26/2011 6:24:21 PM
Kaj$25.0012/26/2011 5:43:42 PM
lender2611$25.0012/26/2011 5:32:21 PM
worth-dandelion$100.0012/26/2011 6:26:38 PM
radforj22$25.0012/26/2011 5:46:18 PM
MikeB918$25.0012/26/2011 6:39:26 PM
Interloper$50.0012/26/2011 7:29:06 PM
vatrixsta$25.0012/26/2011 11:30:16 PM
ethical-truth211$50.0012/27/2011 3:32:27 AM
thankful-nickel2$25.0012/27/2011 5:30:38 AM
healthy-rate3$50.0012/27/2011 6:55:05 AM
SC2TX$50.0012/27/2011 6:37:47 AM
currency-collider9$25.0012/27/2011 7:20:27 AM
SimpleChoice$25.0012/27/2011 9:01:26 AM
wwwUniversal$25.0012/27/2011 9:06:35 AM
first-pragmatic-power$25.0012/27/2011 9:43:20 AM
kenji4861$25.0012/27/2011 9:35:21 AM
worth-rocket0$25.0012/27/2011 10:23:13 AM
JnL$25.0012/27/2011 11:58:39 AM
agalt$65.0012/27/2011 11:53:04 AM
camaraderi-workhorse$25.0012/27/2011 1:43:30 PM
bill-mushroom$50.0012/27/2011 2:11:01 PM
pleasant-bid$50.0012/27/2011 5:04:47 PM
newest-camaraderi-fir$50.0012/27/2011 5:08:44 PM
Wishmaker$100.0012/27/2011 5:13:28 PM
SIGLLC$35.0012/27/2011 5:11:23 PM
ccclaireee333$25.0012/27/2011 6:46:46 PM
kewgdns$30.0012/27/2011 6:26:00 PM
Law_Gator$25.0012/27/2011 8:39:35 PM
Ravyn$25.0012/27/2011 8:41:58 PM
HermanstadtKid$25.0012/27/2011 7:23:59 PM
wealth-fighter3$25.0012/27/2011 8:03:39 PM
ngmansfield$25.0012/27/2011 9:40:44 PM
newest-justice-bear$43.4212/27/2011 8:14:28 PM
daddysgotya$50.0012/27/2011 10:59:35 PM
houli123$25.0012/27/2011 11:09:35 PM
generous-deal6$25.0012/28/2011 1:26:33 AM
asian808$25.0012/28/2011 12:28:48 AM
icontender$50.0012/28/2011 12:46:39 AM
careful-note$16.2412/28/2011 1:29:44 AM
BxRealtor$25.0012/23/2011 5:37:36 PM
factcheck$35.0012/24/2011 1:20:53 AM
PhalanxBulldog$50.0012/24/2011 6:37:23 AM
redx$25.0012/24/2011 7:04:59 AM
greenback-investor7$50.0012/24/2011 8:35:37 AM
bountiful-durability$34.0012/24/2011 1:00:01 PM
one-midas$25.0012/24/2011 2:08:18 PM
loot-keeper0$25.0012/25/2011 3:58:25 PM
showmethemoney22$50.0012/26/2011 3:44:06 PM
fantastic-investment9$30.0012/26/2011 4:21:02 PM
the-healthy-commitment$25.0012/26/2011 3:35:59 PM
blue-lively-platinum$25.0012/26/2011 5:09:27 PM
CAGE-Investments$25.0012/26/2011 5:16:26 PM
treasure-hunter270$25.0012/26/2011 4:36:39 PM
williemc44$25.0012/26/2011 5:21:21 PM
secobarbital$100.0012/26/2011 5:13:25 PM
gold-lightning1$25.0012/26/2011 5:13:22 PM
ALVO$50.0012/26/2011 5:31:53 PM
integrity-trumpet$50.0012/26/2011 5:39:30 PM
molam4u$25.0012/26/2011 5:41:12 PM
gallant-economy9$50.0012/26/2011 5:43:36 PM
letsmakeitsuccessful$25.0012/26/2011 5:37:36 PM
HamachiMan$46.0012/26/2011 5:39:20 PM
SoyLover$25.0012/26/2011 5:28:30 PM
heart514$25.0012/26/2011 5:37:13 PM
orbital-velocity7$50.0012/26/2011 5:38:13 PM
kulender$50.0012/26/2011 6:48:42 PM
carlover$25.0012/26/2011 8:22:43 PM
P2P_Investor$2,500.0012/26/2011 9:21:45 PM
ouyangers$25.0012/26/2011 8:40:33 PM
motivator72$25.0012/26/2011 10:50:18 PM
1-HARD-HEAD$100.0012/27/2011 3:17:18 AM
Domgabriel$25.0012/27/2011 3:47:53 AM
Bank_of_E-Ville$25.0012/27/2011 8:00:35 AM
processor115$25.0012/27/2011 9:11:01 AM
gala279$40.2612/27/2011 9:05:03 AM
buffalobills$25.0012/27/2011 9:17:40 AM
bold-direct-asset$50.0012/27/2011 9:37:54 AM
Dark_Helmet$25.0012/27/2011 10:19:28 AM
MKKBucks$25.0012/27/2011 12:08:14 PM
bailey14$25.0012/27/2011 12:10:24 PM
CleverHat$25.0012/27/2011 5:07:22 PM
jebber007$50.0012/27/2011 5:16:29 PM
bill-expert$25.0012/27/2011 5:18:11 PM
Richmp412$25.0012/27/2011 5:30:42 PM
pound-mushroom3$25.0012/27/2011 5:21:32 PM
green-robust-currency$50.0012/27/2011 5:26:17 PM
DonaldColorado$100.0012/27/2011 5:43:03 PM
jhernand17$25.0012/27/2011 6:01:41 PM
ccclaireee333$100.0012/27/2011 6:57:39 PM
julijask$50.0012/27/2011 7:08:11 PM
CatbirdBanking$25.0012/27/2011 6:28:52 PM
blue-radiant-economy$100.0012/27/2011 8:31:51 PM
lokiswolf$25.0012/27/2011 8:38:49 PM
scarlet-velvet$25.0812/27/2011 8:07:50 PM
intelligent-reward$25.0012/27/2011 11:06:29 PM
134 Investments
 
Borrower Payment Dependent Notes Series 546363
This series of Notes was issued and sold upon the funding of the borrower loan #58091, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $70.52
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-1995 Debt/Income ratio: 12%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:12y 4m
Amount delinquent: $0 Total credit lines: 18 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,916Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: open-minded-bonus238 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff high interest credit card
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$25.0012/23/2011 5:03:31 PM
money-booster2$25.0012/23/2011 5:10:08 PM
worth-blanket2$1,975.0012/23/2011 5:11:57 PM
3 Investments
 
Borrower Payment Dependent Notes Series 546377
This series of Notes was issued and sold upon the funding of the borrower loan #58099, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1998 Debt/Income ratio: Not calculated
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 19Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,340 
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: No  
Screen name: the-luminous-deal Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Recent Graduate - Relocation
Purpose of loan: Relocation
This loan will be used to cover daily expenses cost of getting to interviews in nearby cities. I will use this loan to relocate. I have interviews lined up - for after the 1st of January - I am confidant about some of them. These entry-level professional positions will pay between $15hr and $22hr.

My financial situation:
I recently graduated from a top ten program at the University of Wisconsin. I have been working between school terms as an engineer -$15hr. I will have a $1000+ tax return. My pay from my job prior to school was $17.75hr. I held this job for 5 years. Available to work non-pro locally. Rent is paid through March.

Monthly net income: $0.00
Monthly expenses: $794
Housing: $0.00
Insurance: $84.00
Car expenses: $150.00
Phone, cable, internet: $60.00
Food, entertainment: $300.00
Clothing, household expenses: $75.00
Credit cards and other loans: $125.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$150.0012/24/2011 12:03:23 PM
jkeller4000$25.0012/24/2011 12:17:05 PM
camaraderi-aspen$100.0012/24/2011 12:10:02 PM
Investor_DP$100.0012/24/2011 12:33:34 PM
cash-reaction2$50.0012/24/2011 12:33:19 PM
handy-justice$100.0012/24/2011 12:42:28 PM
thelovebug$75.0012/24/2011 12:52:56 PM
worthy-bid8$50.0012/24/2011 12:06:12 PM
mrxtravis$25.0012/24/2011 12:06:49 PM
first-pragmatic-power$25.0012/24/2011 12:20:36 PM
worth-blanket2$1,300.0012/24/2011 12:47:17 PM
11 Investments
 
Borrower Payment Dependent Notes Series 546381
This series of Notes was issued and sold upon the funding of the borrower loan #58037, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $85.70
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Feb-2007 Debt/Income ratio: Not calculated
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:18y 0m
Amount delinquent: $0 Total credit lines: 6Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,853 
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: Toofers Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
620-639 (Jun-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Dental
Purpose of loan:
This loan will be used to...Phase 2 of my dental work and paying down some bills

My financial situation:
I am a good candidate for this loan because...of excellent payment record for previous Prosper loan


Monthly net income: $ 2005
Monthly expenses: $
Housing: $ 500
Insurance: $ 171 life and auto
Car expenses: $ 120 gas (car paid off)
Utilities: $ 200
Phone, cable, internet: $ 135
Food, entertainment: $ 120
Clothing, household expenses: 10
Credit cards and other loans: $ 108
Other expenses: $ 20 toiletries
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$50.0012/23/2011 5:01:08 PM
LittleMingo$30.0012/23/2011 5:04:18 PM
truth-companion$25.0012/23/2011 5:11:47 PM
green-trade-dolphin$40.8712/23/2011 5:02:21 PM
CA_Lender$25.0012/23/2011 5:03:31 PM
Star_Witness$85.0012/23/2011 5:09:44 PM
enticing-capital6$50.0012/23/2011 5:30:35 PM
MoneyForNothing$33.8512/23/2011 5:16:06 PM
TennSquire$25.0012/23/2011 5:21:38 PM
AF-Chief$25.0012/23/2011 5:24:08 PM
fabulous-community4$30.0012/23/2011 5:09:05 PM
SolarMoonshine$25.0012/23/2011 5:14:54 PM
Jack55304$200.0012/23/2011 5:37:39 PM
wwwUniversal$25.0012/23/2011 5:38:04 PM
GElender$40.0012/23/2011 5:11:01 PM
yield-lion2$50.0012/23/2011 5:02:14 PM
lucrative-loan$50.0012/23/2011 5:19:04 PM
MatthewDP$150.0012/23/2011 5:24:34 PM
mrxtravis$25.0012/23/2011 5:27:31 PM
Investor_DP$100.0012/23/2011 5:15:31 PM
ricklip$100.0012/23/2011 5:32:56 PM
commitment-mesh$25.0012/23/2011 5:33:01 PM
MilitaryLending$200.0212/23/2011 5:06:23 PM
investmentgroup$25.0012/23/2011 5:19:48 PM
money-baron-Roth401k$50.0012/23/2011 5:33:48 PM
exchange-squirrel$100.0012/23/2011 5:33:58 PM
money-baron-roth-IRA$50.0012/23/2011 5:34:46 PM
jkeller4000$25.0012/23/2011 5:24:21 PM
Dubbs360$26.2612/23/2011 5:39:00 PM
Evolver$44.0012/23/2011 5:24:41 PM
graceful-IRAinvestment$120.0012/23/2011 5:28:08 PM
worthy-bid8$50.0012/23/2011 5:28:44 PM
SLN-10$100.0012/23/2011 5:31:30 PM
33 Investments
 
Borrower Payment Dependent Notes Series 546385
This series of Notes was issued and sold upon the funding of the borrower loan #58085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Oct-2002 Debt/Income ratio: 42%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $235Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 47%  
   Homeownership: No  
Screen name: busyfamily84 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 70 ( 100% ) 600-619 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
640-659 (Dec-2007)
(Mar-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 70  
Description
Home Improvement Loan
Purpose of loan: home improvement
This loan will be used to...create back yard patio and pave parking area next to driveway.

My financial situation: stable
I am a good candidate for this loan because...I am current on all my installment debt and have previously paid off 2 prosper loans in full and on time.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Dusigrosz$400.0012/23/2011 5:01:31 PM
MoneyForNothing$105.5012/23/2011 5:02:20 PM
lendstats_com$400.0012/23/2011 5:02:54 PM
icanhasloanz$100.0012/23/2011 5:08:42 PM
marinbb$100.0012/23/2011 5:12:11 PM
LittleMingo$50.0012/23/2011 5:01:33 PM
pembull$96.5812/23/2011 5:03:43 PM
yield-lion2$150.0012/23/2011 5:06:10 PM
worthy-bid8$50.0012/23/2011 5:28:45 PM
enticing-capital6$50.0012/23/2011 5:30:35 PM
SolarMoonshine$25.0012/23/2011 5:14:22 PM
SLN-10$100.0012/23/2011 5:31:31 PM
lucrative-loan$50.0012/23/2011 5:15:01 PM
trumpeter5$50.0012/23/2011 5:01:26 PM
TennSquire$25.0012/23/2011 5:21:38 PM
AF-Chief$25.0012/23/2011 5:24:08 PM
mrxtravis$25.0012/23/2011 5:27:31 PM
cashhelp$25.0012/23/2011 5:41:57 PM
petsheep$25.0012/23/2011 5:45:36 PM
ricklip$100.0012/23/2011 5:32:56 PM
wwwUniversal$25.0012/23/2011 5:38:05 PM
CaptainCrunch$25.0112/23/2011 5:24:54 PM
graceful-IRAinvestment$60.0012/23/2011 5:27:59 PM
312-Lender$25.0012/23/2011 5:31:12 PM
witty-openness$25.0012/23/2011 5:40:32 PM
DHolly$31.0012/23/2011 5:56:30 PM
Kash2010lu$2.8712/23/2011 6:04:37 PM
twjh$25.0012/23/2011 5:07:45 PM
Investor_DP$100.0012/23/2011 5:15:31 PM
AndChicksforFree$100.0012/23/2011 5:16:51 PM
MilitaryLending$200.0212/23/2011 5:06:24 PM
jkeller4000$100.0012/23/2011 5:25:10 PM
luv4cycling$50.0012/23/2011 5:25:58 PM
ImNotSoDumb$25.0012/23/2011 5:27:29 PM
green-trade-dolphin$49.0212/23/2011 5:02:15 PM
money-baron-Roth401k$50.0012/23/2011 5:33:48 PM
investmentgroup$25.0012/23/2011 5:19:48 PM
Star_Witness$85.0012/23/2011 5:09:44 PM
fabulous-community4$30.0012/23/2011 5:10:17 PM
viennese$25.0012/23/2011 5:44:37 PM
nfx$40.0012/23/2011 5:14:46 PM
jhouman$50.0012/23/2011 5:19:09 PM
Dubbs360$250.0012/23/2011 5:39:01 PM
MatthewDP$150.0012/23/2011 5:24:34 PM
money-baron-roth-IRA$50.0012/23/2011 5:34:47 PM
InChicago$250.0012/23/2011 5:36:37 PM
Jack55304$200.0012/23/2011 5:37:40 PM
47 Investments
 
Borrower Payment Dependent Notes Series 546395
This series of Notes was issued and sold upon the funding of the borrower loan #58224, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1997 Debt/Income ratio: 20%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 12Length of status:10y 4m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,639Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: No  
Screen name: top-exciting-platinum Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...payoff some high interest cards and close accounts for one payment with lower interest

My financial situation:
I am a good candidate for this loan because...I pay my bills on time and have been at my current position for over ten years


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-booster2$25.0012/23/2011 5:10:09 PM
worth-blanket2$5,000.0012/23/2011 5:10:56 PM
golden-velocity9$25.0012/23/2011 5:08:23 PM
3 Investments
 
Borrower Payment Dependent Notes Series 546407
This series of Notes was issued and sold upon the funding of the borrower loan #58084, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.05% Listing Start date:  Dec-23-2011 
Term: 12 months Listing End date:  Dec-23-2011 
 
Lender yield: 24.76% Borrower rate/APR: 25.76% / 35.84% Monthly payment: $381.65
 
Lender servicing fee: 1.00% Effective Yield*: 23.64%  
Estimated return*: 9.59%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jan-1982 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 3Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:27y 2m
Amount delinquent: $0 Total credit lines: 31 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,892Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: roofian Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 76 ( 100% ) 700-719 (Latest)
Principal borrowed: $41,500.00< 31 days late: 0 ( 0% )  
760-779 (Apr-2011)
760-779 (May-2008)
800-819 (Sep-2007)
 
Principal balance: $13,194.73 31+ days late: 0 ( 0% )
Total payments billed: 76  
Description
Car
My old car is in need of replacement. This money will help by providing a down payment.

I have numerous Prosper loans with NO late payments (ever!)

Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$207.9312/23/2011 5:03:51 PM
lendstats_com$400.0012/23/2011 5:04:22 PM
Bank42$38.4612/23/2011 5:08:20 PM
sharp-bill2$50.0012/23/2011 5:13:19 PM
AndChicksforFree$100.0012/23/2011 5:16:04 PM
LittleMingo$50.0012/23/2011 5:02:03 PM
greenback-amplifier$25.0012/23/2011 5:09:42 PM
worthy-bid8$50.0012/23/2011 5:28:45 PM
Feyenoord$30.0012/23/2011 5:29:03 PM
luv4cycling$50.0012/23/2011 5:25:58 PM
Starica$251.0012/23/2011 5:40:11 PM
enticing-capital6$50.0012/23/2011 5:30:35 PM
R3vXX$25.0012/23/2011 5:11:25 PM
nisim5$100.0012/23/2011 5:11:37 PM
five-star-note$25.0012/23/2011 5:16:48 PM
Moe87$25.0612/23/2011 7:04:46 PM
Jack55304$200.0012/23/2011 5:37:40 PM
beakerfish$50.0012/23/2011 5:22:29 PM
AF-Chief$25.0012/23/2011 5:24:09 PM
Baltija11$25.0012/23/2011 7:29:36 PM
MatthewDP$100.0012/23/2011 5:24:23 PM
Dubbs360$250.0012/23/2011 5:39:01 PM
jkeller4000$100.0012/23/2011 5:25:10 PM
NekHoldings$25.0012/23/2011 6:06:41 PM
Reliance_Banker$25.0012/23/2011 6:28:33 PM
penny-plato$25.0012/23/2011 7:02:30 PM
viennese$25.0012/23/2011 5:32:23 PM
ricklip$100.0012/23/2011 5:32:57 PM
first-class-gold0$2.5312/23/2011 7:44:41 PM
Bob450$29.0012/23/2011 6:22:15 PM
credit-missile$25.0012/23/2011 6:34:52 PM
cattlebaron$50.0012/23/2011 6:53:22 PM
thankful-nickel2$50.0012/23/2011 7:13:03 PM
trumpeter5$50.0012/23/2011 5:01:51 PM
green-trade-dolphin$49.0212/23/2011 5:02:17 PM
jhouman$50.0012/23/2011 5:19:09 PM
Investor_DP$100.0012/23/2011 5:15:32 PM
R3vXX$50.0012/23/2011 5:19:05 PM
twjh$25.0012/23/2011 5:07:28 PM
secureincome$500.0012/23/2011 5:41:55 PM
atlas-shrugged$200.0012/23/2011 6:59:06 PM
credit-guard5$25.0012/23/2011 7:22:02 PM
DHolly$31.0012/23/2011 5:55:52 PM
Kash2010lu$30.0012/23/2011 6:04:53 PM
graceful-IRAinvestment$60.0012/23/2011 5:27:59 PM
312-Lender$25.0012/23/2011 5:31:02 PM
credit-missile$25.0012/23/2011 7:17:46 PM
credit-missile$100.0012/23/2011 6:33:31 PM
CA-Lender$25.0012/23/2011 6:50:09 PM
bullish2bearish$46.0012/23/2011 6:55:53 PM
credit-guard5$25.0012/23/2011 7:22:50 PM
51 Investments
 
Borrower Payment Dependent Notes Series 546447
This series of Notes was issued and sold upon the funding of the borrower loan #58148, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1984 Debt/Income ratio: 25%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 38 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,762Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: No  
Screen name: orange-unbeatable-coin Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay bills
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3142
Monthly expenses: $
Housing: $1100
Insurance: $65.00
Car expenses: $0
Utilities: $200
Phone, cable, internet: $50
Food, entertainment: $
Clothing, household expenses: $0
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/23/2011 5:30:15 PM
golden-velocity9$25.0012/23/2011 5:08:24 PM
R3vXX$25.0012/23/2011 5:22:49 PM
SolarMoonshine$25.0012/23/2011 5:15:48 PM
CashFlow13$100.0012/23/2011 5:38:10 PM
Starica$250.0012/23/2011 5:40:39 PM
penny-plato$25.0012/23/2011 6:59:54 PM
jkeller4000$25.0012/23/2011 5:24:32 PM
zeeexsixare$50.0012/23/2011 8:55:49 PM
jmeasn$25.0012/23/2011 8:55:15 PM
Danjack_Capital$25.0012/23/2011 9:32:54 PM
newest-generous-income$25.0012/24/2011 12:01:25 AM
social-heart$25.0012/23/2011 11:30:26 PM
2seriousteachers$25.0012/24/2011 2:56:35 AM
first-pragmatic-power$25.0012/23/2011 11:23:47 PM
factcheck$65.0012/24/2011 1:29:16 AM
riveting-credit5$50.0012/24/2011 6:23:55 AM
riptide615$50.0012/24/2011 7:25:49 AM
money-booster2$25.0012/23/2011 5:10:10 PM
Investor_DP$100.0012/23/2011 5:15:20 PM
ultimate-peace$25.0012/23/2011 5:03:41 PM
selector568$300.0012/23/2011 5:23:05 PM
worthy-bid8$50.0012/23/2011 5:28:45 PM
LittleMingo$25.0012/23/2011 5:07:51 PM
mrxtravis$25.0012/23/2011 5:27:41 PM
camaraderi-aspen$100.0012/23/2011 5:21:43 PM
ricklip$100.0012/23/2011 5:32:57 PM
thankful-nickel2$25.0012/23/2011 7:43:13 PM
social-heart$25.0012/23/2011 11:30:16 PM
ethical-truth211$100.0012/24/2011 2:43:38 AM
Bank42$25.0012/24/2011 5:00:23 AM
wealth-renaissance5$25.0012/24/2011 12:04:54 AM
wild-orange$25.0012/24/2011 3:43:57 AM
factcheck$35.0012/24/2011 1:20:54 AM
jc33148$25.0012/24/2011 7:15:30 AM
kendigme$50.0012/24/2011 6:39:16 AM
36 Investments
 
Borrower Payment Dependent Notes Series 546473
This series of Notes was issued and sold upon the funding of the borrower loan #58237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-2007 Debt/Income ratio: Not calculated
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,249Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%  
   Homeownership: No  
Screen name: top-towering-reward Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off my debt acquired due to a bad marriage so i can start to get back on my feet.

My financial situation:
I am a good candidate for this loan because...
I am an honest person who is true to his word and has always been able to be the one someone can count on for anything. Bad times come to all of us and this time it has come to me.

Monthly net income: $ 1273
Monthly expenses: $ 100
Housing: $ 200
Insurance: $100
Car expenses: $ 0
Utilities: $ 100
Phone, cable, internet: $ 100
Food, entertainment: $ 200
Clothing, household expenses: $ 0
Credit cards and other loans: $ 4500 total.
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/24/2011 12:10:02 PM
first-pragmatic-power$25.0012/24/2011 12:20:37 PM
Drewkeeper$25.0012/24/2011 2:20:12 PM
golden-velocity9$25.0012/24/2011 8:00:22 PM
antlr$50.0012/24/2011 5:46:13 PM
moola-tulip1$25.0012/24/2011 2:58:20 PM
the-healthy-commitment$25.0012/26/2011 3:36:00 PM
worth-dandelion$100.0012/26/2011 6:26:39 PM
green-rate-futurist$25.0012/26/2011 8:25:53 PM
calimanusa$50.0012/27/2011 12:31:53 PM
bill-mushroom$50.0012/27/2011 2:11:01 PM
economy-shrubbery6$25.0012/27/2011 4:02:39 PM
truth-companion$25.0012/27/2011 5:26:16 PM
Foothill-Paradise$50.0012/27/2011 5:49:56 PM
GGreg799$25.0012/28/2011 5:07:23 AM
orange-preeminant-bill$25.0012/28/2011 9:07:39 AM
Katburg$25.0012/28/2011 9:18:28 AM
compassion-expert$25.0012/28/2011 9:33:01 AM
EBITDA$25.0012/28/2011 9:49:08 AM
Wellman$25.0012/28/2011 9:53:45 AM
Agonbiew$75.0012/28/2011 10:31:01 AM
income-buddy7$50.0012/28/2011 11:50:00 AM
Rogesparkguy$25.0012/28/2011 1:10:58 PM
bubb_hans$100.0012/28/2011 3:24:51 PM
Forlio$25.0012/28/2011 3:41:25 PM
justice-magnate$25.0012/28/2011 4:51:53 PM
jkeller4000$25.0012/24/2011 12:17:06 PM
worthy-bid8$50.0012/24/2011 12:06:14 PM
cash-reaction2$50.0012/24/2011 12:33:20 PM
Investor_DP$100.0012/24/2011 12:33:36 PM
miked8303$25.0012/24/2011 1:01:22 PM
diplomatic-wealth7$25.0012/24/2011 1:01:55 PM
gold-cluster$50.0012/25/2011 6:13:40 PM
realtormoises$25.0012/26/2011 12:49:32 AM
successful-agreement7$100.0012/26/2011 5:22:43 PM
ricklip$100.0012/26/2011 5:20:53 PM
profit-powerplant$25.0012/26/2011 5:46:42 PM
emphatic-responsibility$25.0012/26/2011 7:18:27 PM
treasure-bliss$25.0012/27/2011 6:13:55 AM
currency-collider9$25.0012/27/2011 7:20:28 AM
aabadabadoo$25.0012/27/2011 8:56:27 AM
sdcc72$25.0012/27/2011 1:48:23 PM
zeeexsixare$25.0012/27/2011 6:35:35 PM
generous-deal6$25.0012/28/2011 1:26:36 AM
scarlet-velvet$25.0812/28/2011 9:26:31 AM
careful-vigilance4$25.0012/28/2011 9:28:34 AM
red-power-pecan$50.0012/28/2011 9:57:35 AM
BankofRon$25.0012/28/2011 10:10:26 AM
arsisi$50.0012/28/2011 10:42:30 AM
Weaverville$25.0012/28/2011 11:56:49 AM
rupee-equation2$25.0012/28/2011 2:28:53 PM
greenback-investor7$100.0012/28/2011 2:18:56 PM
bid-stockpiler1$25.0012/28/2011 4:49:13 PM
credit-socrates648$2,500.0012/28/2011 4:47:13 PM
joelnet$349.9212/28/2011 4:52:07 PM
55 Investments
 
Borrower Payment Dependent Notes Series 546475
This series of Notes was issued and sold upon the funding of the borrower loan #58054, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $218.30
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Oct-1976 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:25y 1m
Amount delinquent: $0 Total credit lines: 22 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,428Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: orange-transparency-wizard Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
640-659 (Jul-2011)
680-699 (Sep-2010)
 
Principal balance: $2,464.00 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Seed for commerical hay fields
Purpose of loan:
This loan will be used to...seed hay field

My financial situation:
I am a good candidate for this loan because...my last fields are doing well and I also have a regular contracting job

Monthly net income:Insurance: $7,000
Car expenses: $600.00
Utilities: $150.00
Phone, cable, internet: $150.00
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: $1500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin$29.3112/24/2011 12:02:14 PM
LittleMingo$30.0012/24/2011 12:03:28 PM
camaraderi-aspen$100.0012/24/2011 12:09:00 PM
kind-bill-supporter$25.0012/24/2011 12:08:04 PM
312-Lender$25.0012/24/2011 12:11:55 PM
enriching-credit9$25.0012/24/2011 12:13:16 PM
gallant-economy9$50.0012/24/2011 12:11:10 PM
handshake5$51.0012/24/2011 12:17:14 PM
MarvintheMartian$25.0012/24/2011 12:04:27 PM
secureincome$337.0012/24/2011 12:06:26 PM
gotjack$100.0012/24/2011 12:18:28 PM
affluence-generator2$125.0012/24/2011 12:11:46 PM
affluence-generator2$50.0012/24/2011 12:11:51 PM
prohelper$25.0012/24/2011 12:15:50 PM
Wellman$25.0012/24/2011 12:30:03 PM
ommcd$25.0012/24/2011 12:21:26 PM
AndChicksforFree$25.0012/24/2011 12:31:58 PM
Tscheddar$25.0012/24/2011 12:27:19 PM
Investor_DP$100.0012/24/2011 12:33:36 PM
auction-turtle0$25.0012/24/2011 12:35:34 PM
Starica$250.0012/24/2011 12:36:38 PM
GCInvestments$29.0012/24/2011 12:37:22 PM
truth-companion$25.0012/24/2011 12:37:40 PM
handy-justice$100.0012/24/2011 12:38:41 PM
Katburg$25.0012/24/2011 12:42:45 PM
fortytwo$150.0012/24/2011 12:33:46 PM
social-cocktail1$191.0012/24/2011 12:44:37 PM
SLN-10$100.0012/24/2011 12:46:31 PM
CAGE-Investments$25.0012/24/2011 12:47:07 PM
Kash2010lu$25.0012/24/2011 12:48:38 PM
tnjohnso$25.0012/24/2011 12:50:53 PM
Kaj$25.0012/24/2011 12:51:00 PM
finance-prescription$100.0012/24/2011 12:51:52 PM
loan-fate$50.0012/24/2011 12:52:30 PM
progressive-economy261$400.0012/24/2011 12:54:44 PM
vegibenz$25.0012/24/2011 12:54:47 PM
richboy56$25.0012/24/2011 12:49:31 PM
MatthewDP$150.0012/24/2011 12:51:22 PM
ricklip$46.0012/24/2011 12:53:00 PM
worthy-bid8$50.0012/24/2011 12:06:14 PM
money-baron-Roth401k$25.0012/24/2011 12:16:00 PM
jkeller4000$25.0012/24/2011 12:17:06 PM
mercuriant$25.0012/24/2011 12:19:12 PM
Comoparklender$25.0012/24/2011 12:09:25 PM
first-pragmatic-power$25.0012/24/2011 12:20:37 PM
red-power-pecan$50.0012/24/2011 12:24:40 PM
managedfund$1,333.0012/24/2011 12:32:41 PM
Ballybay$50.0012/24/2011 12:32:11 PM
economy-coup$50.0012/24/2011 12:26:49 PM
IIP77$25.0012/24/2011 12:31:21 PM
shrewd-peace7$25.0012/24/2011 12:36:08 PM
melodious-fairness$25.0012/24/2011 12:38:05 PM
profit-powerplant$25.0012/24/2011 12:38:35 PM
R3vXX$25.0012/24/2011 12:38:49 PM
EarlyRiser$300.0012/24/2011 12:38:52 PM
cash-reaction2$50.0012/24/2011 12:33:20 PM
wwwUniversal$25.0012/24/2011 12:43:27 PM
life-is-great$25.0012/24/2011 12:47:34 PM
AF-Chief$25.0012/24/2011 12:49:06 PM
commitment-mesh$25.0012/24/2011 12:51:20 PM
thelovebug$100.0012/24/2011 12:52:58 PM
balanced-balance6$25.0012/24/2011 12:45:43 PM
dynamic-capital$25.0012/24/2011 12:49:15 PM
graceful-investment$60.0012/24/2011 12:56:46 PM
Miklot$30.0012/24/2011 12:49:38 PM
point$50.0012/24/2011 12:51:24 PM
66 Investments
 
Borrower Payment Dependent Notes Series 546479
This series of Notes was issued and sold upon the funding of the borrower loan #58198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-24-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $368.29
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1988 Debt/Income ratio: 15%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:19y 2m
Amount delinquent: $0 Total credit lines: 27 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,046Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 20%  
   Homeownership: No  
Screen name: repayment-accordion6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
funds for a wedding
Purpose of loan:
This loan will be used to...fund my sons wedding

My financial situation:
I am a good candidate for this loan because...i have been living and working in the same place for many years.I pay all my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
market-maximizer472$100.0012/28/2011 9:55:38 AM
green-trade-dolphin2$30.4612/24/2011 12:02:19 PM
roux$25.0012/24/2011 12:14:21 PM
indomitable-coin$25.0012/24/2011 12:26:55 PM
Investor_DP$100.0012/24/2011 12:33:24 PM
EngineersAlliance$100.0012/24/2011 12:35:12 PM
income-banjo$50.0012/24/2011 12:51:39 PM
riproaringrapids$35.0012/24/2011 12:51:34 PM
selector568$300.0012/24/2011 1:00:57 PM
Robione$50.0012/24/2011 2:33:29 PM
bonafide-cash$100.0012/24/2011 2:03:59 PM
loot-heart$25.0012/24/2011 8:12:47 PM
antlr$50.0012/24/2011 5:46:13 PM
Goodthing$350.0012/24/2011 6:41:02 PM
ricklip$100.0012/25/2011 12:17:25 PM
worldly-kindness8$25.0012/25/2011 9:26:13 PM
Pizza-man$50.0012/26/2011 7:22:58 AM
C_Mark$50.0012/26/2011 5:09:37 PM
the-silver-blaster$100.0012/26/2011 5:15:22 PM
golden-responsibility189$100.0012/26/2011 5:19:56 PM
TheKid$25.0012/26/2011 5:12:09 PM
successful-agreement7$100.0012/26/2011 5:22:43 PM
secobarbital$100.0012/26/2011 5:13:26 PM
luminous-marketplace5$25.0012/26/2011 5:23:31 PM
ALVO$50.0012/26/2011 5:31:53 PM
genius520$50.0012/26/2011 5:36:34 PM
HamachiMan$50.0012/26/2011 5:39:21 PM
gallant-economy9$50.0012/26/2011 5:43:36 PM
papaloha$200.0012/26/2011 7:51:11 PM
skillful-asset5$30.0012/27/2011 4:58:27 AM
ingeborg77$34.0012/27/2011 7:17:45 AM
CreditBuilder2$100.0012/27/2011 4:43:28 AM
currency-collider9$25.0012/27/2011 7:20:28 AM
healthy-rate3$50.0012/27/2011 6:55:05 AM
trevandtal$25.0012/27/2011 8:06:11 AM
best-basis-trooper$25.0012/27/2011 9:33:59 AM
wtrboy$25.0012/27/2011 9:55:24 AM
Steveoo1$100.0012/27/2011 11:18:39 AM
dedicated-diversification5$66.1812/27/2011 11:44:33 AM
cash-spinner$25.0012/27/2011 11:15:06 AM
daisuke$50.0012/27/2011 12:05:23 PM
handy-wealth0$75.0012/27/2011 12:45:00 PM
JnL$25.0012/27/2011 11:58:39 AM
Dubbs360$250.0012/27/2011 1:28:07 PM
bailey14$25.0012/27/2011 12:10:24 PM
quest0$50.0012/27/2011 12:13:32 PM
gold-position$25.0012/27/2011 1:13:10 PM
diverse-felicity7$50.0012/27/2011 2:39:24 PM
intuitive-worth7$25.0012/27/2011 3:10:08 PM
katnmouse$25.0012/27/2011 3:31:55 PM
jebber007$100.0012/27/2011 5:16:58 PM
DonaldColorado$54.0012/27/2011 5:43:23 PM
dime-sprout$25.0012/27/2011 5:50:11 PM
TooManyCats$25.0012/27/2011 6:11:58 PM
kewgdns$35.0012/27/2011 6:28:12 PM
Peacepower$25.0012/27/2011 6:41:02 PM
Derel$50.0012/27/2011 7:01:45 PM
wealth-fighter3$25.0012/27/2011 8:04:06 PM
Law_Gator$50.0012/27/2011 8:26:57 PM
EverettFinancial$25.0012/27/2011 9:34:04 PM
DrStaff$25.0012/27/2011 10:14:10 PM
lucrative-worth$100.0012/27/2011 9:40:15 PM
houli123$25.0012/27/2011 11:13:28 PM
nimble-money086$25.0012/28/2011 12:02:08 AM
broker048$25.0012/27/2011 11:26:41 PM
FunkyBro$30.0012/28/2011 1:38:52 AM
ddog0224$50.0012/28/2011 4:57:19 AM
SunnyMoney$25.0012/28/2011 5:36:55 AM
igniter584$25.0012/28/2011 5:51:24 AM
income-safehouse9$100.0012/28/2011 3:24:08 AM
averagefore$25.0012/28/2011 6:05:19 AM
MrUSC$25.0012/28/2011 4:06:50 AM
YosemiteSam$25.0012/28/2011 4:48:56 AM
pure-loyalty6$32.3612/28/2011 6:42:28 AM
Wilhan$50.0012/28/2011 6:45:07 AM
Hybodant$60.0012/28/2011 6:47:36 AM
reward-excellency1$50.0012/28/2011 7:07:36 AM
loan-oasis4$28.0012/28/2011 7:01:55 AM
LaXavier$25.0012/28/2011 7:11:15 AM
kedia$200.0012/28/2011 7:13:48 AM
raiderj$25.0012/28/2011 7:31:49 AM
Invest_in_residual_income$25.0012/28/2011 7:32:06 AM
juan-juan$50.0012/28/2011 7:43:21 AM
a-transaction-flute$25.0012/28/2011 8:06:13 AM
blue-dough-trumpeter$25.0012/28/2011 8:36:10 AM
atlantafan$50.0012/28/2011 8:40:31 AM
marwadi-62$100.0012/28/2011 7:53:39 AM
evergreen16$400.0012/28/2011 9:01:54 AM
first-dinero-igloo$25.0012/28/2011 8:17:55 AM
thankful-nickel2$25.0012/28/2011 9:06:48 AM
progressive-economy261$400.0012/28/2011 9:10:04 AM
subtle-revenue0$25.0012/28/2011 9:11:57 AM
leverage-monger$200.0012/28/2011 9:31:13 AM
brainy-return234$25.0012/28/2011 9:38:52 AM
nycjdmpa$50.0012/28/2011 10:03:57 AM
RPT$25.0012/28/2011 10:20:06 AM
greenfuzz$25.0012/28/2011 10:51:12 AM
exact-peso2$25.0012/28/2011 10:52:38 AM
investment-builder0$50.0012/28/2011 11:03:04 AM
wealth-fighter3$25.0012/28/2011 10:21:48 AM
cashasaurus0$100.0012/28/2011 11:16:21 AM
M55Rkt$33.3312/28/2011 11:36:30 AM
reward-blueberry2$25.0012/28/2011 12:01:52 PM
orbital-dollar2$25.0012/28/2011 10:57:40 AM
nethawk00$25.0012/28/2011 11:29:11 AM
the-enthralling-coin$25.0012/28/2011 11:53:32 AM
trustu$50.0012/28/2011 11:56:29 AM
Ocean713$24.3612/28/2011 12:10:31 PM
kenji4861$25.0012/24/2011 12:17:39 PM
DHolly$25.0012/24/2011 12:48:00 PM
PhalanxBulldog$50.0012/24/2011 12:50:31 PM
BxRealtor$25.0012/24/2011 12:55:43 PM
javelin0$25.0012/24/2011 12:57:20 PM
Theodon$50.0012/24/2011 1:07:40 PM
TrustPlus$50.0012/24/2011 12:59:34 PM
loanman2007$25.0012/24/2011 1:21:25 PM
supersarah61$25.0012/24/2011 4:19:25 PM
intuitive-integrity9$50.0012/25/2011 12:19:32 PM
Aimvest$25.0012/25/2011 12:21:29 PM
historic-balance5$25.0012/25/2011 12:22:21 PM
roadtruck$50.0012/25/2011 10:36:55 PM
alpinaut$25.0012/26/2011 6:40:14 AM
affluence-generator2$50.0012/26/2011 9:41:51 AM
bold-deal-ringleader$25.0012/26/2011 12:26:24 PM
Eastern$50.0012/26/2011 4:10:39 PM
Weaverville$25.0012/26/2011 4:18:49 PM
showmethemoney22$50.0012/26/2011 3:44:06 PM
fantastic-investment9$30.0012/26/2011 4:21:03 PM
thepillowsack$25.0012/26/2011 4:38:04 PM
important-ore$150.0012/26/2011 5:19:29 PM
mketelecom$25.0012/26/2011 4:43:57 PM
KLCRAY$25.0012/26/2011 5:13:49 PM
iaffy$25.0012/26/2011 5:16:07 PM
igniter584$25.0012/26/2011 5:31:00 PM
stuy1998$25.0012/26/2011 5:26:36 PM
banjoey$25.0012/26/2011 5:35:14 PM
heart514$25.0012/26/2011 5:37:13 PM
the-profit-oracle$25.0012/26/2011 5:33:01 PM
loan-rider7$25.0012/26/2011 5:33:51 PM
dood2112$25.0012/26/2011 5:25:11 PM
kulender$50.0012/26/2011 6:47:21 PM
commanding-treasure2$50.0012/26/2011 5:41:18 PM
113121$25.0012/26/2011 5:50:10 PM
emphatic-responsibility$25.0012/26/2011 7:09:47 PM
MikeB918$25.0012/26/2011 6:39:27 PM
theloanteacher$25.0012/26/2011 7:36:52 PM
P2P_Investor$2,500.0012/26/2011 8:45:43 PM
AndChicksforFree$25.0012/26/2011 9:24:03 PM
R3vXX$25.0012/26/2011 8:21:25 PM
don'twannadance$52.0012/27/2011 7:19:21 AM
p2p-czar3$25.0012/27/2011 8:43:19 AM
VAMUSIC$25.0012/27/2011 8:55:22 AM
High-flyer$25.0012/27/2011 8:55:36 AM
factcheck$25.0012/27/2011 9:17:36 AM
leverage-monger$125.0012/27/2011 10:05:44 AM
worth-rocket0$25.0012/27/2011 10:23:14 AM
superb-point$150.0012/27/2011 11:06:59 AM
sdr984$25.0012/27/2011 10:15:27 AM
attractive-rate$25.0012/27/2011 11:57:04 AM
TrustOne$50.0012/27/2011 11:37:43 AM
bubb_hans$100.0012/27/2011 12:31:18 PM
intelligent-dedication9$100.0012/27/2011 12:33:27 PM
janeybooboo$100.0012/27/2011 1:11:16 PM
1stPlace$45.0012/27/2011 2:46:58 PM
thenadamgoes$100.0012/27/2011 2:32:25 PM
currency-balancer$150.0012/27/2011 3:07:45 PM
money-booster2$35.0012/27/2011 3:30:01 PM
bold-shrewd-duty$46.0012/27/2011 4:12:57 PM
onaquest66$100.0012/27/2011 4:25:25 PM
special-money$75.0012/27/2011 4:41:37 PM
kind-bid-antioxidant$25.0012/27/2011 4:50:30 PM
radforj22$50.0012/27/2011 3:15:04 PM
CleverHat$25.0012/27/2011 5:07:53 PM
newest-camaraderi-fir$50.0012/27/2011 5:09:52 PM
processor115$25.0012/27/2011 5:17:35 PM
bill-expert$30.0012/27/2011 5:22:36 PM
ccclaireee333$25.0012/27/2011 6:47:35 PM
newest-power-banker$100.0012/27/2011 7:05:31 PM
PatriotKnight$50.0012/27/2011 6:13:40 PM
CatbirdBanking$25.0012/27/2011 6:44:16 PM
heerzaquestion$50.0012/27/2011 8:11:09 PM
five-star-note$75.0012/27/2011 7:13:20 PM
loyaltyologist$34.5012/27/2011 9:32:14 PM
ngmansfield$25.0012/27/2011 9:40:44 PM
AJLending$25.0012/27/2011 10:08:50 PM
auctionator1$25.0012/27/2011 10:51:34 PM
eloquent-bill6$25.0012/27/2011 11:32:00 PM
icontender$50.0012/28/2011 12:46:39 AM
cardminger$25.0012/27/2011 9:52:05 PM
generous-deal6$25.0012/28/2011 1:26:37 AM
brightest-benjamins-onator$25.0012/28/2011 4:17:09 AM
gold-fluffy-bunny4$50.0012/28/2011 4:46:33 AM
chris-heretoinvest$25.0012/28/2011 4:50:54 AM
careful-note$75.0012/28/2011 1:31:31 AM
payout-thinker7$25.0012/28/2011 6:00:36 AM
economy-popcorn$25.0012/28/2011 6:09:42 AM
Mad_Scientist$50.0012/28/2011 6:32:24 AM
blue-dollar-viking$100.0012/28/2011 6:38:43 AM
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Atlanta-Buyer$45.6712/28/2011 5:39:28 AM
oyster767$30.0012/28/2011 7:15:27 AM
gold-pudding6$34.4212/28/2011 7:19:26 AM
EJPiper$25.0012/28/2011 6:19:05 AM
balance-transformer3$37.0012/28/2011 7:58:00 AM
Rivervale_Westwood$30.0012/28/2011 8:26:56 AM
principal-capo8$38.9212/28/2011 8:30:22 AM
PlatinumBank$25.0012/28/2011 8:11:38 AM
crippledcircus$50.0012/28/2011 7:27:40 AM
BLUE300Z$25.0012/28/2011 8:51:08 AM
Techne_Funds_LLC$50.0012/28/2011 9:02:10 AM
aquistoyraul$215.8012/28/2011 8:55:02 AM
El_Scubano$25.0012/28/2011 9:04:58 AM
educationfirst$50.0012/28/2011 9:08:04 AM
umfan123$25.0012/28/2011 9:10:04 AM
jsak74$25.0012/28/2011 9:11:25 AM
jazzlender$38.0012/28/2011 9:12:54 AM
dime-vista2$25.0012/28/2011 9:25:58 AM
asset-expert0$25.0012/28/2011 9:29:58 AM
reinforced-reward$25.0012/28/2011 10:00:50 AM
simiray$30.0012/28/2011 10:22:19 AM
responsive-value4$25.0012/28/2011 10:23:18 AM
power-cell$35.0012/28/2011 10:33:36 AM
coin-popcorn$25.0012/28/2011 10:41:12 AM
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astute-benjamins$50.0012/28/2011 11:46:11 AM
lean-fund0$100.0012/28/2011 10:35:05 AM
credit-high-five8$25.0012/28/2011 11:20:18 AM
peace-apricot0$100.0012/28/2011 11:21:23 AM
intelligent-dedication9$150.0012/28/2011 12:01:32 PM
robweiss$50.0012/28/2011 10:53:16 AM
diverse-capital3$50.0012/28/2011 11:36:35 AM
231 Investments
 
Borrower Payment Dependent Notes Series 546491
This series of Notes was issued and sold upon the funding of the borrower loan #58098, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $144.65
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1979 Debt/Income ratio: 19%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:18y 3m
Amount delinquent: $0 Total credit lines: 6 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,885Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: magnitude9 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 100% ) 740-759 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
680-699 (Feb-2010)
 
Principal balance: $434.00 31+ days late: 0 ( 0% )
Total payments billed: 21  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...pay off four "payday loans" ($2600.00).

I will undergo out-patient surgery at Georgetown University Hospital on 12/29/2011 and must pay patient responsibility expenses in advance.

My financial situation:
I am a good candidate for this loan because......my credit scores are good to excellent:

Equifax - 766
Experian - 765
TransUnion - 773

I have added a second teaching job on Saturdays at:

The International School of Music
10450 Auto Park Avenue
Bethesda, Maryland 20814


This additional monthly income amounts to about $600.00. In February 2012, I will receive monthly Social Security Benefits in the amount of $1225.00. I can provide documentation, as necessary.

Thank you in advance for your consideration.


Revised 12/26/2011 (1000 character description)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$38.8712/27/2011 9:02:14 AM
worthy-bid8$50.0012/27/2011 9:05:28 AM
successful-agreement7$100.0012/27/2011 9:11:27 AM
market-solstice2$25.0012/27/2011 9:11:24 AM
AFairDeal$25.0012/27/2011 9:08:28 AM
vutah$35.0012/27/2011 9:08:26 AM
jkeller4000$100.0012/27/2011 9:15:12 AM
BxRealtor$25.0012/27/2011 9:13:08 AM
worth-blanket2$4,200.0012/27/2011 9:15:48 AM
9 Investments
 
Borrower Payment Dependent Notes Series 546495
This series of Notes was issued and sold upon the funding of the borrower loan #58121, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1995 Debt/Income ratio: 22%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:20y 6m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,848Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: OPM-CAPITAL Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card debt consolidation
Purpose of loan:
This loan will be used to...Consolidate credit card debt

My financial situation:
I am a good candidate for this loan because...I can show fiscal responsibility with all other past and present debt obligations. I have a sound reliable income with an employer whom I've maintained gainful employment with for twenty years.


Monthly net income: $4600
Monthly expenses: $
Housing: $851
Insurance: $
Car expenses: $435
Utilities: $90
Phone, cable, internet: $200
Food, entertainment: $350
Clothing, household expenses: $75
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$125.0012/26/2011 5:08:28 PM
worth-blanket2$10,000.0012/26/2011 5:10:56 PM
2 Investments
 
Borrower Payment Dependent Notes Series 546501
This series of Notes was issued and sold upon the funding of the borrower loan #58311, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-1987 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:2y 7m
Amount delinquent: $0 Total credit lines: 6 Occupation: Student - College S...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,636Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: tranquil-integrity4 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BankofHank$30.0012/29/2011 5:32:38 AM
affluence-generator2$125.0012/24/2011 12:11:34 PM
camaraderi-aspen$100.0012/24/2011 12:10:02 PM
well-mannered-income3$25.0012/26/2011 5:40:44 PM
kulender$50.0012/26/2011 6:47:38 PM
justice-allocator3$25.0012/27/2011 6:36:05 PM
shawnw2$35.0012/28/2011 1:40:49 AM
Dubbs360$250.0012/28/2011 7:26:01 AM
green28$50.0012/28/2011 8:50:54 AM
CashFlow13$100.0012/28/2011 9:13:42 AM
rlaboy$25.0012/28/2011 2:24:05 PM
diligent-kindness9$36.3112/28/2011 4:24:38 PM
bid-stockpiler1$25.0012/28/2011 4:50:09 PM
Leshan$25.0012/28/2011 5:32:11 PM
LuckyDuck49$25.0012/28/2011 5:33:24 PM
sun818$25.0012/28/2011 6:01:45 PM
income-buffalo1$50.0012/28/2011 6:51:59 PM
mad-scientist418$25.0012/28/2011 7:25:56 PM
ITExec$100.0012/28/2011 6:35:39 PM
vanklein$25.0012/28/2011 7:27:29 PM
compassionate-dime0$50.0012/28/2011 6:59:54 PM
mcgillis99$75.0012/28/2011 8:00:25 PM
RedantFinance$25.0012/28/2011 7:07:03 PM
sweet-payout5$25.0012/28/2011 7:12:11 PM
nimcha$50.0012/28/2011 8:06:07 PM
riveting-credit5$50.0012/28/2011 7:43:17 PM
credit-birch$33.0012/28/2011 8:51:46 PM
nebula076$100.0012/28/2011 8:57:52 PM
benefit-boots$25.0012/29/2011 12:21:56 AM
the-upbeat-p2p$100.0012/29/2011 6:43:10 AM
jordanicolas$25.0012/29/2011 6:58:37 AM
Bob450$25.0212/29/2011 6:49:04 AM
payout-thinker7$25.0012/29/2011 7:43:40 AM
octoberfresh$25.0012/29/2011 8:08:27 AM
musegaze$79.0012/29/2011 9:05:20 AM
jebber007$30.0012/29/2011 9:25:01 AM
principal-laser$50.0012/29/2011 9:38:52 AM
gold-plane1$50.0012/29/2011 9:47:22 AM
basis-wizard8$65.0012/29/2011 10:03:26 AM
mrack$25.0012/29/2011 11:00:34 AM
2grindstones$25.0012/29/2011 10:58:52 AM
ethical-truth211$50.0012/29/2011 11:03:52 AM
novice-speculator$25.0012/29/2011 10:52:17 AM
jkeller4000$25.0012/24/2011 12:16:53 PM
blue-radiant-economy$100.0012/26/2011 5:42:52 PM
zone6$100.0012/26/2011 6:03:05 PM
emphatic-responsibility$25.0012/26/2011 7:18:27 PM
brainy-deal$25.0012/27/2011 10:08:30 AM
economy-shrubbery6$25.0012/27/2011 4:02:39 PM
wealth-fighter3$25.0012/27/2011 8:05:17 PM
generous-deal6$25.0012/28/2011 1:26:38 AM
realtormoises$25.0012/28/2011 5:16:28 AM
openness-confidant$25.0012/28/2011 8:12:54 AM
wealth-fighter3$25.0012/28/2011 10:20:51 AM
tranquil-ore4$26.2212/28/2011 11:22:01 AM
platinum-nexus7$25.0012/28/2011 12:05:14 PM
barefootpaul$25.0012/28/2011 3:12:06 PM
bubb_hans$100.0012/28/2011 3:13:07 PM
smart-kindness8$25.0012/28/2011 3:13:44 PM
Something-Corporate$25.0012/28/2011 7:04:45 PM
leverage-ectasy$25.0012/28/2011 8:53:58 PM
orange-influential-credit$25.0012/28/2011 7:45:17 PM
money-booster2$25.0012/28/2011 9:28:40 PM
SummitAdvisors$25.0012/28/2011 9:00:23 PM
hard-working-gain2$31.1312/29/2011 1:09:42 AM
red-benefit-ruler$50.0012/29/2011 1:51:51 AM
DeltaComputerGuy$25.0012/29/2011 1:08:47 AM
aztec$50.0012/28/2011 10:19:10 PM
Johnab$25.0212/29/2011 4:50:12 AM
rakem777$25.0012/29/2011 5:21:30 AM
greatwhiteninja$25.0012/29/2011 8:11:31 AM
hopeful-silver5$25.0012/29/2011 10:03:41 AM
unbelievable-exchange$100.0012/29/2011 10:39:07 AM
aesop56$300.0012/29/2011 11:16:57 AM
income-vault6$25.0012/29/2011 11:36:59 AM
intelligent-repayment8$384.3012/29/2011 11:55:37 AM
76 Investments
 
Borrower Payment Dependent Notes Series 546513
This series of Notes was issued and sold upon the funding of the borrower loan #58174, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $278.73
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1982 Debt/Income ratio: 7%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:14y 1m
Amount delinquent: $0 Total credit lines: 42 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $708Stated income:$50,000-$74,999
Delinquencies in last 7y: 18 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: felicity-cigar5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worthy-bid8$50.0012/24/2011 12:06:15 PM
scrappy-leverage6$25.0012/24/2011 12:30:53 PM
cash-reaction2$50.0012/24/2011 12:33:21 PM
cashhelp$25.0012/24/2011 1:05:19 PM
successful-agreement7$100.0012/26/2011 5:22:44 PM
bill-mushroom$50.0012/27/2011 2:11:01 PM
SolarMoonshine$25.0012/27/2011 3:29:32 PM
money-booster2$35.0012/27/2011 3:31:18 PM
CleverHat$25.0012/27/2011 5:09:34 PM
secobarbital$100.0012/27/2011 5:08:58 PM
Ballybay$50.0012/27/2011 5:10:57 PM
newest-camaraderi-fir$50.0012/27/2011 5:12:42 PM
factcheck$25.0012/27/2011 5:23:31 PM
ricklip$100.0012/27/2011 5:23:32 PM
terrific-dough6$75.0012/27/2011 5:30:23 PM
diplomatic-wealth7$25.0012/27/2011 5:33:19 PM
DreDub$50.0012/27/2011 5:35:42 PM
zeeexsixare$100.0012/27/2011 6:32:27 PM
CatbirdBanking$25.0012/27/2011 6:47:11 PM
wealth-fighter3$25.0012/27/2011 8:04:21 PM
cash-boots7$150.0012/27/2011 8:12:57 PM
blue-radiant-economy$100.0012/27/2011 8:33:31 PM
careful-note$40.0012/28/2011 1:42:22 AM
a-finance-nirvana$25.0012/28/2011 2:59:43 AM
generous-deal6$25.0012/28/2011 1:26:38 AM
power-secret-agent$25.0012/28/2011 5:02:09 AM
ethical-truth211$100.0012/28/2011 4:58:19 AM
nalaari$38.2212/28/2011 6:01:29 AM
quest0$50.0012/28/2011 6:38:11 AM
reward-excellency1$25.0012/28/2011 7:11:44 AM
skibuff$40.0012/28/2011 8:38:53 AM
green28$50.0012/28/2011 8:34:14 AM
market-maximizer472$100.0012/28/2011 8:47:45 AM
wealth-pal3$25.0012/28/2011 9:10:21 AM
prominence8$31.0012/28/2011 9:10:09 AM
Kestrel$50.0012/28/2011 9:14:56 AM
jsak74$25.0012/28/2011 9:12:35 AM
lagnisiruk$25.0012/28/2011 9:16:53 AM
dime-vista2$25.0012/28/2011 9:25:41 AM
engrossing-responsibility0$50.0012/28/2011 9:36:13 AM
first-integrity-gravity$50.0012/28/2011 9:33:43 AM
Ruckus888$50.0012/28/2011 9:47:59 AM
houli123$25.0012/28/2011 9:40:12 AM
MusicandMedicine$11.2412/28/2011 9:51:12 AM
first-pragmatic-power$25.0012/24/2011 12:20:38 PM
Investor_DP$100.0012/24/2011 12:33:36 PM
R3vXX$25.0012/24/2011 12:38:49 PM
miked8303$25.0012/26/2011 5:15:06 PM
worth-dandelion$200.0012/26/2011 6:30:12 PM
credit-socrates648$2,500.0012/27/2011 2:08:57 PM
economy-shrubbery6$25.0012/27/2011 4:02:39 PM
scoobiedoo$50.0012/27/2011 2:59:23 PM
the-healthy-commitment$25.0012/27/2011 3:09:28 PM
jebber007$45.0012/27/2011 5:15:34 PM
mlj0671$25.0012/27/2011 5:24:22 PM
truth-companion$25.0012/27/2011 5:26:17 PM
Jack55304$200.0012/27/2011 5:27:30 PM
allbalooboy2$25.0012/27/2011 7:14:03 PM
340$25.0012/27/2011 9:41:12 PM
Oak-Parker$25.0012/27/2011 9:44:28 PM
asian808$25.0012/28/2011 12:25:18 AM
GGreg799$25.0012/28/2011 5:07:24 AM
melodious-openness$500.0012/28/2011 5:32:33 AM
LaBamba$100.0012/28/2011 4:04:47 AM
Domgabriel$25.0012/28/2011 4:19:08 AM
treasure-bliss$25.0012/28/2011 4:49:22 AM
bullwink27$25.0012/28/2011 5:32:42 AM
suave-dime6$25.0012/28/2011 6:42:20 AM
Bob450$25.0212/28/2011 6:45:05 AM
Dubbs360$250.0012/28/2011 7:25:53 AM
orange-preeminant-bill$25.0012/28/2011 9:07:39 AM
evergreen16$100.0012/28/2011 9:04:11 AM
mpatrick$50.0012/28/2011 9:13:17 AM
Katburg$25.0012/28/2011 9:18:28 AM
GS-ROCK$34.5212/28/2011 9:30:58 AM
Comoparklender$25.0012/28/2011 9:31:31 AM
thelovebug$100.0012/28/2011 9:34:41 AM
wwwUniversal$25.0012/28/2011 9:35:01 AM
the-silver-blaster$100.0012/28/2011 9:36:33 AM
79 Investments
 
Borrower Payment Dependent Notes Series 546519
This series of Notes was issued and sold upon the funding of the borrower loan #58146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,065.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $212.00
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1988 Debt/Income ratio: 19%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 15 / 15Length of status:11y 5m
Amount delinquent: $295 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $21,595Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: Paidinfull2011 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
660-679 (Feb-2011)
 
Principal balance: $6,016.37 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Refinance existing loan
Purpose of loan: Refinance an existing loan to a lower rate and faster payoff
This loan will be used to...was used to consolidate debt.

My financial situation: Good/fulltime employment
I am a good candidate for this loan because...I pay my debts. I am serious about paying down my debt load.


Monthly net income: $3800 after taxes
Monthly expenses: $
Housing: $960 own
Insurance: $100
Car expenses: $none
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $400
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
managedfund$1,333.0012/24/2011 12:32:46 PM
credit-maple5$25.0012/24/2011 12:39:18 PM
nickel-ferret$50.0012/24/2011 12:42:04 PM
Investor_DP$100.0012/24/2011 12:33:27 PM
LeReve$50.0012/24/2011 12:42:27 PM
Doodlemeyer$25.0012/24/2011 12:41:44 PM
melodious-fairness$25.0012/24/2011 12:38:06 PM
LoanerPrincipal$25.0012/24/2011 12:47:47 PM
market-assembler$25.0012/24/2011 12:49:50 PM
rescue$100.0012/24/2011 12:50:44 PM
blue-lively-platinum$25.0012/24/2011 12:42:41 PM
riproaringrapids$25.0012/24/2011 12:51:44 PM
lender2611$25.0012/24/2011 12:53:04 PM
ricklip$100.0012/24/2011 12:53:00 PM
seabass123$31.2012/24/2011 12:53:18 PM
CAGE-Investments$25.0012/24/2011 12:47:13 PM
progressive-economy261$400.0012/24/2011 12:54:44 PM
chestnut4$25.0012/24/2011 12:54:14 PM
williemc44$25.0012/24/2011 12:54:54 PM
treasure-pipeline$25.0012/24/2011 12:54:31 PM
ttnk62918$25.0012/24/2011 12:55:54 PM
hope-hickory8$25.0012/24/2011 12:56:56 PM
Kaj$25.0012/24/2011 12:51:00 PM
gizzywump$25.0012/24/2011 12:58:36 PM
graceful-investment$60.0012/24/2011 12:56:47 PM
rcm87$50.0012/24/2011 12:58:10 PM
GCInvestments$29.0012/24/2011 12:37:22 PM
principal-cooker2$25.0012/24/2011 12:36:53 PM
bold-durability-drum$60.0012/24/2011 12:28:33 PM
MoneyForNothing$25.0012/24/2011 12:26:27 PM
samo102us$25.0012/24/2011 12:25:01 PM
ultimatepaintball$25.0012/24/2011 12:31:34 PM
scrappy-leverage6$25.0012/24/2011 12:30:53 PM
successful-agreement7$100.0012/24/2011 12:29:25 PM
jkeller4000$100.0012/24/2011 12:17:42 PM
Easystreet$25.0012/24/2011 12:26:40 PM
trade-burrito4$35.0012/24/2011 12:22:33 PM
marketplace-cello5$25.0012/24/2011 12:18:47 PM
ursus$50.0012/24/2011 12:17:49 PM
green-trade-dolphin2$29.0912/24/2011 12:02:23 PM
worthy-bid8$50.0012/24/2011 12:06:16 PM
secureincome$1,333.0012/24/2011 12:06:26 PM
prohelper$25.0012/24/2011 12:15:50 PM
evnagelist$25.0012/24/2011 12:17:36 PM
ommcd$25.0012/24/2011 12:21:26 PM
gallant-economy9$50.0012/24/2011 12:11:11 PM
unbelievable-exchange$100.0012/24/2011 12:23:26 PM
AndChicksforFree$50.0012/24/2011 12:26:17 PM
Sierrahh$25.0012/24/2011 12:15:27 PM
unassassinable$25.0012/24/2011 12:18:10 PM
britgsb$30.0012/24/2011 12:30:36 PM
heart514$25.0012/24/2011 12:20:00 PM
IIP77$25.0012/24/2011 12:31:12 PM
a-responsible-return$30.0012/24/2011 12:21:09 PM
ericgassercom$25.0012/24/2011 12:32:29 PM
cash-reaction2$25.0012/24/2011 12:33:30 PM
financial-frenzy$25.0012/24/2011 12:27:05 PM
cash-reaction2$50.0012/24/2011 12:33:21 PM
spyro$25.0012/24/2011 12:35:49 PM
molam4u$25.0012/24/2011 12:37:42 PM
InvestorPartners$25.0012/24/2011 12:38:19 PM
the-profit-oracle$25.0012/24/2011 12:41:32 PM
piter-to-la-investment$25.0012/24/2011 12:43:04 PM
wwwUniversal$25.0012/24/2011 12:43:28 PM
dynamic-money271$25.0012/24/2011 12:45:33 PM
compoundinterest$50.0012/24/2011 12:47:22 PM
hanuman77$25.0012/24/2011 12:38:39 PM
wayman$25.0012/24/2011 12:39:38 PM
life-is-great$25.0012/24/2011 12:47:34 PM
studious-bonus7$32.0012/24/2011 12:51:58 PM
genius520$50.0012/24/2011 12:44:40 PM
KLCRAY$25.0012/24/2011 12:54:20 PM
lagnisiruk$25.0012/24/2011 12:55:19 PM
AF-Chief$25.0012/24/2011 12:49:07 PM
listing-vista$50.0012/24/2011 12:55:27 PM
fervent-repayment$50.0012/24/2011 12:56:50 PM
bid-czar8$100.0012/24/2011 12:56:52 PM
rytrearc$25.0012/24/2011 12:58:47 PM
income-banjo$50.0012/24/2011 12:51:39 PM
zrohmm$25.0012/24/2011 12:59:00 PM
TrustPlus$50.0012/24/2011 12:59:34 PM
velocity-solo$25.0012/24/2011 12:53:02 PM
processor115$25.0012/24/2011 12:55:03 PM
reflective-cash0$36.0012/24/2011 12:55:56 PM
Firescreek$25.0012/24/2011 12:57:47 PM
85 Investments
 
Borrower Payment Dependent Notes Series 546527
This series of Notes was issued and sold upon the funding of the borrower loan #58351, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1990 Debt/Income ratio: 18%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:27y 7m
Amount delinquent: $0 Total credit lines: 13 Occupation: Postal Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $156,901Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: jubilant-p2ploan110 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off hire loans
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/24/2011 12:10:15 PM
jkeller4000$25.0012/24/2011 12:17:06 PM
worthy-bid8$50.0012/24/2011 12:06:17 PM
jjswanso$100.0012/24/2011 12:18:22 PM
Investor_DP$100.0012/24/2011 12:33:37 PM
R3vXX$25.0012/24/2011 12:38:49 PM
worth-blanket2$3,400.0012/24/2011 12:44:05 PM
first-pragmatic-power$25.0012/24/2011 12:20:38 PM
loan-hacker$25.0012/24/2011 12:23:27 PM
scrappy-leverage6$25.0012/24/2011 12:30:53 PM
cash-reaction2$50.0012/24/2011 12:33:21 PM
thelovebug$75.0012/24/2011 12:52:58 PM
12 Investments
 
Borrower Payment Dependent Notes Series 546529
This series of Notes was issued and sold upon the funding of the borrower loan #58231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Dec-1989 Debt/Income ratio: 23%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 16Length of status:12y 9m
Amount delinquent: $0 Total credit lines: 38 Occupation: Pharmacist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,998Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: LulaBell Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 2 ( 6% ) 640-659 (Latest)
Principal borrowed: $20,000.00< 31 days late: 33 ( 92% )  
620-639 (Apr-2007)
 
Principal balance: $0.00 31+ days late: 1 ( 3% )
Total payments billed: 36  
Description
Home Improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
CoolPlexer$25.0012/24/2011 12:07:22 PM
gallant-economy9$50.0012/24/2011 12:11:11 PM
affluence-generator2$125.0012/24/2011 12:11:47 PM
money-baron-Roth401k$50.0012/24/2011 12:15:48 PM
BankofRon$25.0012/24/2011 12:19:30 PM
Hummer-Guy$25.0012/24/2011 12:26:29 PM
fortytwo$150.0012/24/2011 12:33:46 PM
GElender$40.0012/24/2011 12:37:53 PM
cash-reaction2$50.0012/24/2011 12:33:21 PM
myutmost$30.0012/24/2011 12:33:40 PM
worth-blanket2$2,700.0012/24/2011 12:44:59 PM
handy-justice$100.0012/24/2011 12:37:39 PM
R3vXX$25.0012/24/2011 12:38:50 PM
commitment-mesh$2.1112/24/2011 12:51:21 PM
jkeller4000$25.0012/24/2011 12:16:54 PM
worthy-bid8$50.0012/24/2011 12:06:17 PM
312-Lender$25.0012/24/2011 12:12:05 PM
AndChicksforFree$100.0012/24/2011 12:24:39 PM
economy-coup$50.0012/24/2011 12:26:49 PM
nfx$40.0012/24/2011 12:18:26 PM
money-baron-roth-IRA$50.0012/24/2011 12:30:50 PM
jhouman$50.0012/24/2011 12:27:40 PM
Investor_DP$100.0012/24/2011 12:33:42 PM
Kash2010lu$30.0012/24/2011 12:47:46 PM
AF-Chief$25.0012/24/2011 12:49:07 PM
ILoveBearHats$57.8912/24/2011 12:42:50 PM
26 Investments
 
Borrower Payment Dependent Notes Series 546531
This series of Notes was issued and sold upon the funding of the borrower loan #58033, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.70% Listing Start date:  Dec-24-2011 
Term: 12 months Listing End date:  Dec-24-2011 
 
Lender yield: 9.58% Borrower rate/APR: 10.58% / 18.28% Monthly payment: $176.37
 
Lender servicing fee: 1.00% Effective Yield*: 9.43%  
Estimated return*: 4.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1994 Debt/Income ratio: 9%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:8y 3m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: eman48 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 14 ( 100% ) 680-699 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
700-719 (Mar-2011)
680-699 (Nov-2009)
680-699 (Jul-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
auto repair
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...i have had 2 loans and paid them off early and im a lender


Monthly net income: $3000
Monthly expenses: $
Housing: $800
Insurance: $120
Car expenses: $250
Utilities: $
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
secureincome$500.0012/24/2011 12:06:20 PM
prohelper$25.0012/24/2011 12:15:50 PM
worthy-bid8$50.0012/24/2011 12:06:18 PM
ursus$50.0012/24/2011 12:17:49 PM
first-pragmatic-power$25.0012/24/2011 12:20:22 PM
enchanted-note$50.0012/24/2011 12:10:13 PM
sharp-bill2$50.0012/24/2011 12:21:10 PM
superb-funds335$25.0012/24/2011 12:22:16 PM
gallant-economy9$50.0012/24/2011 12:11:11 PM
investmentgroup$25.0012/24/2011 12:24:30 PM
1traveler$25.0012/24/2011 12:27:24 PM
kindness-jedi$25.0012/24/2011 12:28:22 PM
bold-durability-drum$60.0012/24/2011 12:28:34 PM
payout-reaction740$25.0012/24/2011 12:17:53 PM
money-bauble$200.0012/24/2011 12:18:55 PM
pound-mushroom3$25.0012/24/2011 12:30:39 PM
ericgassercom$25.0012/24/2011 12:32:29 PM
CashFlow13$100.0012/24/2011 12:07:41 PM
vigorous-velocity$164.0012/24/2011 12:12:37 PM
green-trade-dolphin2$41.0112/24/2011 12:02:12 PM
jkeller4000$25.0012/24/2011 12:17:19 PM
unassassinable$25.0012/24/2011 12:18:10 PM
Zoramite$25.0012/24/2011 12:27:23 PM
Pebbles-Lending$25.0012/24/2011 12:28:35 PM
transaction-animal8$25.0012/24/2011 12:28:56 PM
listing-trapper3$50.0012/24/2011 12:19:56 PM
TikPmp1$25.0012/24/2011 12:23:17 PM
nisim5$100.0012/24/2011 12:28:40 PM
scrappy-leverage6$25.0012/24/2011 12:30:53 PM
managedfund$469.9912/24/2011 12:32:51 PM
30 Investments
 
Borrower Payment Dependent Notes Series 546541
This series of Notes was issued and sold upon the funding of the borrower loan #58298, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Sep-2004 Debt/Income ratio: Not calculated
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 1 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: balance-twister Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 9 ( 69% ) 620-639 (Latest)
Principal borrowed: $7,000.00< 31 days late: 4 ( 31% )  
640-659 (May-2011)
640-659 (May-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
College Grad Prepares for Future
Purpose of loan:
This loan will be used to consolidate some college debt. From text books to some tuition, there's a bit that wasn't covered my final term for school. With this money I can combine that debt into one bill and focus my energies on moving forward. Thanks in advance!!!

My financial situation:
I am a good candidate for this loan because I am a hard worker. I'm okay with doing any job, and will work to pay off this debt. I'm very responsible. In fact, my credit score just dipped down a large amount because I paid off one of my smaller loans, reducing the number of accounts I have.


Monthly net income: $ 1800
Monthly expenses: $ 1200
Housing: $ 0
Insurance: $ 50
Car expenses: $ 50
Utilities: $ 30
Phone, cable, internet: $ 0
Food, entertainment: $ 0
Clothing, household expenses: $ 200
Credit cards and other loans: $ 500
Other expenses: $ 300-400 odds and ends.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
yield-lion2$25.0012/28/2011 5:01:02 PM
lucrative-loan$25.0012/28/2011 5:02:50 PM
handy-justice$100.0012/28/2011 5:01:27 PM
penny-plato$25.0012/28/2011 5:07:26 PM
AndChicksforFree$35.0012/28/2011 5:03:56 PM
Danjack_Capital$25.0012/28/2011 5:05:19 PM
Kash2010lu$30.0012/28/2011 5:01:22 PM
AF-Chief$25.0012/28/2011 5:05:26 PM
fabulous-community4$25.0012/28/2011 5:02:14 PM
worth-blanket2$3,700.0012/28/2011 5:10:16 PM
chameleon125$25.0012/28/2011 5:08:02 PM
GElender$40.0012/28/2011 5:09:13 PM
12 Investments
 
Borrower Payment Dependent Notes Series 546575
This series of Notes was issued and sold upon the funding of the borrower loan #58104, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-25-2011 
Term: 12 months Listing End date:  Dec-25-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $184.31
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-2001 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:11y 11m
Amount delinquent: $0 Total credit lines: 7 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,050Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: No  
Screen name: nycfinance Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small Loan
Purpose of loan:
Looking to establish credibility as a prosper borrower, lean the ropes.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$150.0012/25/2011 12:03:34 PM
fmanjoo$25.0012/25/2011 12:10:59 PM
AndChicksforFree$25.0012/25/2011 12:07:31 PM
Investor_DP$100.0012/25/2011 12:08:17 PM
worth-blanket2$1,800.0012/25/2011 12:11:47 PM
jkeller4000$25.0012/25/2011 12:10:35 PM
6 Investments
 
Borrower Payment Dependent Notes Series 546585
This series of Notes was issued and sold upon the funding of the borrower loan #58202, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-25-2011 
Term: 36 months Listing End date:  Dec-25-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $112.51
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1993 Debt/Income ratio: 11%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 13 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,351Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: No  
Screen name: bill-phase0 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 18 ( 100% ) 660-679 (Latest)
Principal borrowed: $1,600.00< 31 days late: 0 ( 0% )  
640-659 (Nov-2011)
640-659 (May-2010)
 
Principal balance: $918.89 31+ days late: 0 ( 0% )
Total payments billed: 18  
Description
Credit Consolidation Loan
Purpose of loan: To create one payment at a fixed rate to payoff credit cards used for medical bills.
This loan will be used to...Payoff and consolidate credit cards at a fixed rate.

My financial situation: Very good and improved with this loan

I am a good candidate for this loan because...I have a perfect history with a Prosper loan and am in good standing. Unexpected medical bills came upon us and we used credit cards to pay these bills off. When combined and after working out various scenarios, this loan will allow us to zero out these cards and stop the ongoing interest that will accumulate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$35.6312/25/2011 12:02:15 PM
TrustPlus$50.0012/25/2011 12:09:52 PM
BxRealtor$25.0012/25/2011 12:09:44 PM
worth-blanket2$3,400.0012/25/2011 12:11:04 PM
loyalty-sherpa$25.0012/25/2011 12:06:02 PM
dood2112$25.0012/25/2011 12:05:55 PM
GElender$40.0012/25/2011 12:08:27 PM
loan-rider7$25.0012/25/2011 12:08:44 PM
8 Investments
 
Borrower Payment Dependent Notes Series 546591
This series of Notes was issued and sold upon the funding of the borrower loan #58133, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-25-2011 
Term: 36 months Listing End date:  Dec-25-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-2006 Debt/Income ratio: Not calculated
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 16 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,663Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 36%  
   Homeownership: No  
Screen name: wise-durability-explosion Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Housing
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/25/2011 12:11:58 PM
Danjack_Capital$25.0012/25/2011 12:11:27 PM
2 Investments
 
Borrower Payment Dependent Notes Series 546593
This series of Notes was issued and sold upon the funding of the borrower loan #58052, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-25-2011 
Term: 36 months Listing End date:  Dec-25-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1986 Debt/Income ratio: 18%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 6Length of status:8y 2m
Amount delinquent: $5,396 Total credit lines: 17 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29,661Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: a-unrivaled-payout Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/25/2011 12:08:25 PM
worth-blanket2$4,000.0012/25/2011 12:11:30 PM
2 Investments
 
Borrower Payment Dependent Notes Series 546601
This series of Notes was issued and sold upon the funding of the borrower loan #58142, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1999 Debt/Income ratio: 14%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 3 Current / open credit lines: 3 / 2Length of status:1y 8m
Amount delinquent: $1,293 Total credit lines: 17 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $50Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: foxy-dinero5 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
HONEYMOON EXPENSE
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $1700
Monthly expenses: 1100
Housing: $525
Insurance: $85
Car expenses: $0
Utilities: $100
Phone, cable, internet: $79
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $75
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/26/2011 9:10:47 AM
1 Investments
 
Borrower Payment Dependent Notes Series 546609
This series of Notes was issued and sold upon the funding of the borrower loan #58376, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-25-2011 
Term: 60 months Listing End date:  Dec-29-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $273.41
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1999 Debt/Income ratio: 21%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,660Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: kind-silver-negotiator Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Internet Business
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $33,000
Monthly expenses: $300.00
Housing: $0
Insurance: $125.00
Car expenses: $0
Utilities: $0
Phone, cable, internet: $178.00
Food, entertainment: $50.00
Clothing, household expenses: $
Credit cards and other loans: $00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
market-maximizer472$100.0012/28/2011 10:05:38 AM
Investor_DP$100.0012/25/2011 12:07:53 PM
BxRealtor$25.0012/25/2011 12:09:45 PM
income-banjo$25.0012/25/2011 12:16:50 PM
loot-keeper0$25.0012/25/2011 11:16:45 PM
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zeeexsixare$50.0012/26/2011 8:54:00 AM
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gold-plane1$50.0012/29/2011 9:42:23 AM
happy-loot3$100.0012/29/2011 9:48:18 AM
Tasmir$25.0012/29/2011 10:06:13 AM
intelligent-repayment8$1,120.2612/29/2011 10:24:21 AM
rescue$38.0012/29/2011 10:01:46 AM
165 Investments
 
Borrower Payment Dependent Notes Series 546621
This series of Notes was issued and sold upon the funding of the borrower loan #58201, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-25-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $325.19
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1994 Debt/Income ratio: 28%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 17Length of status:12y 11m
Amount delinquent: $0 Total credit lines: 41 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,063Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: currency-celebration Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Investment property
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
golden-velocity9$25.0012/25/2011 12:09:41 PM
jkeller4000$25.0012/25/2011 12:10:35 PM
LittleMingo$25.0012/25/2011 12:13:28 PM
Kash2010lu$25.0012/25/2011 12:13:54 PM
AndChicksforFree$25.0012/25/2011 12:15:36 PM
Investor_DP$100.0012/25/2011 12:08:17 PM
vutah$25.0012/25/2011 12:31:06 PM
MatthewDP$150.0012/25/2011 12:36:27 PM
penny-surgeon$25.0012/25/2011 3:42:57 PM
money-booster2$25.0012/25/2011 12:44:32 PM
Feyenoord$30.0012/25/2011 2:09:46 PM
InChicago$100.0012/25/2011 2:47:51 PM
zeeexsixare$200.0012/25/2011 9:31:59 PM
impala6464$50.0012/25/2011 11:23:08 PM
19vfwcinc89$50.0012/26/2011 6:56:40 AM
the-healthy-commitment$25.0012/26/2011 3:36:02 PM
riproaringrapids$25.0012/26/2011 5:23:19 PM
successful-agreement7$100.0012/26/2011 5:22:50 PM
irrelevant$50.0012/26/2011 7:05:08 PM
exchange-upholder0$25.0012/26/2011 8:52:12 PM
skillful-asset5$30.0012/27/2011 4:47:54 AM
treasure-bliss$25.0012/27/2011 6:13:56 AM
aabadabadoo$25.0012/27/2011 8:57:52 AM
diplomatic-wealth7$25.0012/27/2011 9:06:38 AM
mlj0671$25.0012/27/2011 9:12:24 AM
CashFlow13$100.0012/27/2011 9:13:14 AM
jjswanso$100.0012/27/2011 9:25:55 AM
calimanusa$30.0012/27/2011 11:56:08 AM
economy-shrubbery6$25.0012/27/2011 4:02:40 PM
special-money$50.0012/27/2011 4:48:55 PM
loss-of-control$125.0012/27/2011 4:01:17 PM
truth-companion$25.0012/27/2011 5:26:17 PM
beaker$25.0312/27/2011 5:32:45 PM
Rogesparkguy$25.0012/27/2011 5:34:32 PM
SolarMoonshine$25.0012/27/2011 6:01:55 PM
asset-sprout$25.0012/27/2011 7:11:26 PM
wealth-fighter3$25.0012/27/2011 8:06:57 PM
money-fort$25.0012/27/2011 9:36:00 PM
loot-supporter2$25.0012/27/2011 8:52:46 PM
chato2345$25.0012/27/2011 9:21:31 PM
thankful-nickel2$25.0012/28/2011 1:36:42 AM
rapid-currency$100.0012/28/2011 1:37:55 AM
rapid-currency$43.2412/28/2011 1:40:00 AM
generous-deal6$25.0012/28/2011 1:26:42 AM
power-secret-agent$30.0012/28/2011 5:02:54 AM
melodious-openness$1,800.0012/28/2011 5:42:24 AM
nalaari$30.0012/28/2011 6:01:58 AM
larryboy10$25.0012/28/2011 6:29:38 AM
partyplan$45.0012/28/2011 6:28:56 AM
suave-dime6$25.0012/28/2011 6:43:52 AM
kendigme$26.1212/28/2011 6:55:32 AM
realtormoises$25.0012/28/2011 5:15:28 AM
goodhearted-generosity511$30.0012/28/2011 7:26:55 AM
Dubbs360$250.0012/28/2011 7:25:28 AM
buffalobills$25.0012/28/2011 8:02:15 AM
alexgalt$25.0012/28/2011 7:48:01 AM
Madmigel$56.8712/28/2011 7:06:48 AM
bmw2$29.0012/28/2011 8:34:56 AM
reward-excellency1$25.0012/28/2011 7:13:53 AM
juan-juan$25.0012/28/2011 7:44:19 AM
evergreen16$400.0012/28/2011 8:57:23 AM
return-enthusiast1$25.0012/28/2011 8:37:45 AM
atlantafan$25.0012/28/2011 8:39:57 AM
prominence8$30.0012/28/2011 9:09:29 AM
Jack55304$200.0012/28/2011 9:06:52 AM
dime-vista2$25.0012/28/2011 9:29:56 AM
the-silver-blaster$100.0012/28/2011 9:36:34 AM
first-integrity-gravity$50.0012/28/2011 9:33:43 AM
credit-missile$25.0012/28/2011 9:39:57 AM
thelovebug$100.0012/28/2011 9:34:41 AM
wwwUniversal$25.0012/28/2011 9:35:02 AM
red-power-pecan$50.0012/28/2011 9:57:36 AM
millionaireguy$25.0012/28/2011 10:09:28 AM
P2P_Investor$342.7512/28/2011 10:24:14 AM
wealth-fighter3$25.0012/28/2011 10:19:53 AM
SLN-10$50.0012/25/2011 12:15:46 PM
camaraderi-aspen$100.0012/25/2011 12:21:55 PM
affluence-generator2$125.0012/25/2011 12:26:26 PM
selector568$300.0012/25/2011 12:34:08 PM
lendstats_com$200.0012/25/2011 1:46:59 PM
CA-Lender$150.0012/25/2011 3:41:36 PM
scarlet-velvet$25.0812/25/2011 4:55:38 PM
first-pragmatic-power$25.0012/25/2011 6:24:41 PM
loanman2007$150.0012/26/2011 6:12:23 AM
handy-justice$100.0012/26/2011 9:11:06 AM
PatriotKnight$50.0012/26/2011 11:25:51 AM
hyrolln$25.0012/26/2011 4:09:49 PM
miked8303$25.0012/26/2011 5:15:07 PM
Whipster$60.0012/26/2011 5:34:08 PM
worth-dandelion$100.0012/26/2011 6:26:40 PM
profit-powerplant$25.0012/26/2011 5:46:42 PM
wonder3$50.0012/26/2011 7:45:24 PM
SFBank$50.0012/26/2011 6:55:08 PM
papaloha$50.0012/26/2011 7:54:50 PM
emphatic-responsibility$25.0012/26/2011 7:18:28 PM
the-hope-workhorse$70.0012/26/2011 8:26:21 PM
Interloper$50.0012/26/2011 9:45:48 PM
currency-collider9$25.0012/27/2011 7:20:30 AM
cash-reaction2$50.0012/27/2011 9:39:35 AM
sweetlan$50.0012/27/2011 10:29:28 AM
factcheck$25.0012/27/2011 9:46:06 AM
yf99yz$40.0012/27/2011 1:54:33 PM
janeybooboo$75.0012/27/2011 1:21:18 PM
green-trade-wildcat$26.3712/27/2011 2:41:07 PM
radforj22$25.0012/27/2011 3:06:29 PM
Bob450$30.0212/27/2011 6:24:12 PM
future-baby-fund$25.0012/27/2011 6:37:36 PM
newest-power-banker$100.0012/27/2011 7:01:24 PM
melodious-openness$200.0012/27/2011 8:00:11 PM
GreenLender11$100.0012/27/2011 9:39:22 PM
340$25.0012/27/2011 9:40:26 PM
Lo0se_mo0se$25.0012/27/2011 8:53:42 PM
top-visionary-truth$25.0012/27/2011 8:59:30 PM
economy-sunrise$25.0012/27/2011 10:49:11 PM
tnjohnso$25.0012/27/2011 10:55:36 PM
shawnw2$40.0012/28/2011 1:40:24 AM
brightest-benjamins-onator$25.0012/28/2011 4:27:59 AM
LaBamba$100.0012/28/2011 4:06:14 AM
Mrs-Honeydew$25.0012/28/2011 5:16:06 AM
economy-popcorn$25.0012/28/2011 6:13:13 AM
blue-dollar-viking$100.0012/28/2011 6:29:18 AM
rockhound84$41.0012/28/2011 6:50:28 AM
GGreg799$25.0012/28/2011 5:07:24 AM
Christophe$25.0012/28/2011 7:13:43 AM
113121$200.0012/28/2011 7:37:58 AM
hope-hickory8$25.0012/28/2011 8:42:42 AM
seanmel$200.0012/28/2011 8:10:45 AM
chrisb1414$25.0012/28/2011 8:38:31 AM
the-enthralling-coin$25.0012/28/2011 9:06:06 AM
orange-preeminant-bill$25.0012/28/2011 9:07:39 AM
GS-ROCK$34.5212/28/2011 9:31:14 AM
back-scratchers$50.0012/28/2011 9:41:06 AM
ricklip$100.0012/28/2011 9:42:31 AM
eloquent-bill6$25.0012/28/2011 9:40:12 AM
transparency-universe8$30.0012/28/2011 9:45:00 AM
secobarbital$100.0012/28/2011 10:06:10 AM
yank918$25.0012/28/2011 10:01:40 AM
millionaireguy$25.0012/28/2011 10:14:07 AM
138 Investments
 
Borrower Payment Dependent Notes Series 546627
This series of Notes was issued and sold upon the funding of the borrower loan #58336, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $317.53
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-2006 Debt/Income ratio: 29%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 22 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,260Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: deal-shrine8 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 620-639 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
640-659 (Feb-2011)
 
Principal balance: $3,183.23 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Quest to beingDebt free 2014
Purpose of loan:
This loan will be used to...Payoff credit cards and commit the same payment each month to paying loan vs paying min payments .

My financial situation:
I am a good candidate for this loan because... I have never been late on a payment, this will coincide with my goals of taking control of recurring debts. i currently live in my own house, completly renovated so i shouldnt have any major repairs to do for a few years to come. I just want reduce/ clear revolving debts to improve credit score and be debt free.


Monthly net income: $3500.00
Monthly expenses: $
Housing: $1025 (includes home insurance)
Insurance: $
Car expenses: $419.00
Utilities: $60
Phone, cable, internet: $115.00
Food, entertainment: $200
Clothing, household expenses: is n/a house fully furnished
Credit cards and other loans: $126 (prosper)
Other expenses: $300 (credit card payments)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin$35.0212/26/2011 9:02:16 AM
312-Lender$25.0012/26/2011 9:01:22 AM
worth-blanket2$7,800.0012/26/2011 9:11:07 AM
camaraderi-aspen$100.0012/26/2011 9:07:42 AM
scrappy-leverage6$25.0012/26/2011 9:08:48 AM
handy-justice$100.0012/26/2011 9:02:40 AM
TennSquire$25.0012/26/2011 9:06:10 AM
jjswanso$100.0012/26/2011 9:08:10 AM
8 Investments
 
Borrower Payment Dependent Notes Series 546639
This series of Notes was issued and sold upon the funding of the borrower loan #58267, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $230.97
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1971 Debt/Income ratio: 16%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:12y 10m
Amount delinquent: $0 Total credit lines: 42 Occupation: Civil Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $230Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: Yes  
Screen name: PHILIP1943 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay off high interest loan
Purpose of loan:
This loan will be used to.pay off my car loan and a high interest loan ..

My financial situation:
I am a good candidate for this loan because...I don't need this loan because i have this amount in my TSP and SAVING account. Also its easier to pay off the loan then to put it back into saving. So if i had to i could get the money out of my account and pay off my loans
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/28/2011 10:04:30 AM
selector568$300.0012/26/2011 9:11:36 AM
roadtruck$50.0012/26/2011 9:12:04 AM
money-booster2$25.0012/26/2011 9:12:54 AM
worthy-bid8$50.0012/26/2011 9:38:34 AM
the-bright-velocity$25.0012/26/2011 9:37:50 AM
riproaringrapids$35.0012/26/2011 5:23:10 PM
superb-funds335$25.0012/26/2011 5:47:06 PM
emphatic-responsibility$25.0012/26/2011 7:05:14 PM
BankofHank$65.0012/26/2011 9:21:56 PM
availableloan$25.0012/26/2011 10:17:52 PM
thepillowsack$25.0012/27/2011 7:11:44 AM
kenji4861$25.0012/27/2011 9:34:52 AM
penny-plato$25.0012/27/2011 11:18:09 AM
beachfunder$25.0012/27/2011 4:39:24 PM
currency-agave$60.0012/27/2011 5:28:18 PM
BuildingShanghai$35.4912/27/2011 6:31:50 PM
bfn311$25.0012/28/2011 5:12:09 AM
BxRealtor$25.0012/28/2011 9:12:11 AM
ricklip$100.0012/28/2011 9:42:31 AM
indomitable-coin$25.0012/28/2011 9:58:55 AM
scrappy-bonus2$25.0012/28/2011 10:33:53 AM
radforj22$25.0012/28/2011 10:53:30 AM
friendinmoney$25.0012/28/2011 2:56:13 PM
stinvest$25.0012/28/2011 5:15:59 PM
TrustPlus$50.0012/28/2011 5:42:43 PM
edaguy$75.0012/28/2011 5:47:54 PM
sun818$25.0012/28/2011 6:05:51 PM
capital-blueberry$25.0012/28/2011 6:06:33 PM
SpectrumCen$25.0012/28/2011 6:19:40 PM
Skulljocky$50.0012/28/2011 6:51:36 PM
bentheredunthat$150.0012/28/2011 6:51:44 PM
income-buffalo1$100.0012/28/2011 7:02:06 PM
orange-influential-credit$50.0012/28/2011 7:44:13 PM
heerzaquestion$50.0012/28/2011 6:53:45 PM
CleverHat$50.0012/28/2011 7:19:06 PM
optionscashflow$25.0012/28/2011 7:23:40 PM
wealth-owner$100.0012/28/2011 7:30:12 PM
blukahlua$25.0012/28/2011 7:11:17 PM
inventive-wealth2$25.0012/28/2011 8:20:40 PM
Freedomforme16$65.0012/28/2011 8:23:54 PM
West_End_Local$50.0012/28/2011 7:36:52 PM
Anamorph$25.0012/28/2011 8:22:08 PM
SummitAdvisors$100.0012/28/2011 8:59:30 PM
nimcha$50.0012/28/2011 8:09:51 PM
slhsmile125$50.0012/28/2011 9:17:16 PM
spike16$25.0012/28/2011 8:15:43 PM
garlicguy$125.0012/28/2011 9:24:42 PM
the-magnetic-transaction$50.0012/28/2011 9:27:57 PM
ccclaireee333$100.0012/28/2011 8:19:35 PM
UCSBGAUCHOS$32.5012/28/2011 10:10:30 PM
aztec$100.0012/28/2011 10:18:19 PM
FFStar$25.0012/28/2011 9:41:34 PM
wendyhop$50.0012/28/2011 9:43:21 PM
accelerator96$25.0012/28/2011 10:08:50 PM
jsak74$25.0012/28/2011 10:28:38 PM
Lo0se_mo0se$25.0012/28/2011 10:32:55 PM
authentic-peace7$75.0012/28/2011 9:08:31 PM
market-trooper3$23.3012/28/2011 11:24:22 PM
LibbyZ$50.0012/28/2011 9:43:13 PM
wealth-fighter3$50.0012/28/2011 10:01:29 PM
commerce-broker3$120.0012/28/2011 10:11:44 PM
btrfly11$40.9312/28/2011 10:19:18 PM
scrappy-leverage6$25.0012/26/2011 9:08:48 AM
green-trade-dolphin2$27.5612/26/2011 9:02:21 AM
vutah$25.0012/26/2011 9:27:52 AM
AFairDeal$25.0012/26/2011 9:31:41 AM
bb575$50.0012/26/2011 9:10:49 AM
dbs$25.0012/26/2011 9:33:04 AM
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cookie1208$300.0012/26/2011 9:38:12 AM
patriot897$25.0012/26/2011 4:58:58 PM
successful-agreement7$100.0012/26/2011 5:22:51 PM
bubb_hans$100.0012/27/2011 12:31:20 PM
Cherrypicker$30.0012/27/2011 2:28:28 PM
blot44$25.0012/27/2011 9:34:46 PM
notabanker$100.0012/27/2011 11:30:46 PM
generous-deal6$25.0012/28/2011 1:26:45 AM
RainMakers$40.0012/28/2011 9:04:12 AM
nuclearmoose$50.0012/28/2011 9:15:31 AM
soular21804$25.0012/28/2011 9:16:43 AM
market-solstice2$25.0012/28/2011 10:07:29 AM
first-friendly-listing$25.0012/28/2011 10:09:39 AM
value-willow$25.0012/28/2011 10:46:02 AM
investment-builder0$50.0012/28/2011 11:03:04 AM
Ocean713$75.0012/28/2011 12:12:32 PM
greenback-investor7$100.0012/28/2011 2:18:58 PM
market-maximizer472$100.0012/28/2011 4:22:56 PM
jpblan11$25.0012/28/2011 4:52:53 PM
goodhearted-basis4$25.0012/28/2011 5:17:52 PM
Pizza-man$50.0012/28/2011 5:39:14 PM
yank918$25.0012/28/2011 5:45:11 PM
Sneezie$100.0012/28/2011 5:45:49 PM
the-auction-lotus$25.0012/28/2011 5:51:15 PM
objective-investor$250.0012/28/2011 6:06:31 PM
reward-excellency1$25.0012/28/2011 6:09:02 PM
basis-wizard8$100.0012/28/2011 6:36:15 PM
golden-finance7$50.0012/28/2011 6:43:27 PM
djs81$25.0012/28/2011 6:26:56 PM
engaging-worth$25.0012/28/2011 6:15:47 PM
brainy-repayment5$50.0012/28/2011 6:29:14 PM
RedantFinance$25.0012/28/2011 7:06:51 PM
rokman$100.0012/28/2011 6:45:09 PM
affluence-tambourine$25.0012/28/2011 6:49:15 PM
KCEnterprises$50.0012/28/2011 7:17:29 PM
prudent-bid3$50.0012/28/2011 7:22:41 PM
compassionate-dime0$50.0012/28/2011 6:58:21 PM
jescowa$50.0012/28/2011 7:58:36 PM
Domgabriel$30.0012/28/2011 7:05:36 PM
Loan_Some_Money$25.0012/28/2011 7:13:13 PM
blissful-penny$31.6412/28/2011 8:29:48 PM
elephantparty$25.0012/28/2011 7:33:47 PM
Allenee$26.2412/28/2011 8:54:04 PM
BronxBomber79$25.0012/28/2011 8:29:10 PM
emt747$42.8112/28/2011 9:22:43 PM
GCInvestments$30.0012/28/2011 8:04:10 PM
sturdy-responsibility7$25.0012/28/2011 8:08:09 PM
blue-radiant-economy$100.0012/28/2011 9:56:25 PM
blue-intuitive-order$54.6912/28/2011 10:15:26 PM
agalt$125.0012/28/2011 9:32:03 PM
authoritative-loot$25.0012/28/2011 10:37:22 PM
cake7$25.0512/28/2011 10:38:42 PM
nebula076$100.0012/28/2011 8:51:56 PM
JLChamberlain$25.0012/28/2011 10:36:56 PM
yield-hut$25.0012/28/2011 9:04:31 PM
bonus-seahorse$30.0012/28/2011 11:01:54 PM
novice-speculator$25.0012/28/2011 9:32:02 PM
nbah123$50.0012/28/2011 9:41:43 PM
Longtermcapitalmgmt$44.7912/28/2011 9:57:14 PM
diverse-capital3$100.0012/28/2011 10:28:53 PM
platinum-exec1$100.0012/28/2011 10:32:44 PM
vmh20035$35.0012/28/2011 11:04:28 PM
asaurus0$25.0012/28/2011 11:08:17 PM
work4me$25.0012/28/2011 11:22:38 PM
134 Investments
 
Borrower Payment Dependent Notes Series 546641
This series of Notes was issued and sold upon the funding of the borrower loan #58190, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $119.07
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1997 Debt/Income ratio: 34%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 20 / 20Length of status:6y 6m
Amount delinquent: $81 Total credit lines: 36 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,808Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: avonlady57 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 47 ( 100% ) 620-639 (Latest)
Principal borrowed: $3,700.00< 31 days late: 0 ( 0% )  
620-639 (Dec-2010)
540-559 (Apr-2008)
 
Principal balance: $927.52 31+ days late: 0 ( 0% )
Total payments billed: 47  
Description
I need more eye surgery.
Purpose of loan: The eye surgery needed was more costly due to needing lens replacement, need $3000 to complete surgery.
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin$35.0212/26/2011 9:02:15 AM
ultimate-peace$150.0012/26/2011 9:04:16 AM
scrappy-leverage6$25.0012/26/2011 9:08:48 AM
312-Lender$25.0012/26/2011 9:01:27 AM
TennSquire$25.0012/26/2011 9:06:11 AM
vutah$25.0012/26/2011 9:06:55 AM
jjswanso$100.0012/26/2011 9:08:10 AM
icanhasloanz$100.0012/26/2011 9:09:46 AM
Dusigrosz$100.0012/26/2011 9:03:19 AM
camaraderi-aspen$100.0012/26/2011 9:08:17 AM
worth-blanket2$2,600.0012/26/2011 9:09:51 AM
Danjack_Capital$25.0012/26/2011 9:03:58 AM
MoneyForNothing$45.8512/26/2011 9:04:50 AM
13 Investments
 
Borrower Payment Dependent Notes Series 546645
This series of Notes was issued and sold upon the funding of the borrower loan #58070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1998 Debt/Income ratio: Not calculated
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 4m
Amount delinquent: $0 Total credit lines: 7 Occupation: Landscaping
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,854Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: No  
Screen name: benjamins-producer8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
funds for wedding
Purpose of loan:
This loan will be used to...
help pay for fees in wedding
My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
R3vXX$25.0012/26/2011 9:10:34 AM
first-dinero-paladin$25.0012/26/2011 10:20:14 AM
one-midas$25.0012/26/2011 10:43:29 AM
affluence-generator2$75.0012/26/2011 9:33:29 AM
the-hope-workhorse$100.0012/26/2011 9:38:19 AM
SolarMoonshine$25.0012/26/2011 9:54:14 AM
careful-vigilance4$25.0012/26/2011 11:03:00 AM
blue-lively-platinum$25.0012/26/2011 5:09:28 PM
ricklip$100.0012/26/2011 5:20:54 PM
truth-companion$25.0012/26/2011 5:14:54 PM
BankofRon$25.0012/26/2011 5:30:14 PM
money-fort$25.4912/26/2011 6:01:26 PM
Eric_Gagne$25.0012/26/2011 6:23:29 PM
favorite-commerce$40.0012/26/2011 7:11:12 PM
transformer855$25.0012/26/2011 7:13:49 PM
kulender$50.0012/26/2011 6:47:03 PM
worth-dandelion$100.0012/26/2011 6:26:41 PM
kewgdns$30.2612/26/2011 6:57:17 PM
Iwillhuntyoudown$25.0012/26/2011 8:58:32 PM
motivator72$25.0012/26/2011 10:45:35 PM
SunnyMoney$25.0012/26/2011 9:06:56 PM
power-bluebird2$25.0012/27/2011 12:06:14 AM
3cinvesting$25.0012/27/2011 1:24:35 AM
worldpower2$25.0012/27/2011 1:31:46 AM
icybiffy$91.1612/26/2011 10:48:25 PM
melodious-openness$275.0012/26/2011 11:11:32 PM
glenium$25.0012/27/2011 2:22:07 AM
Trespass4$60.0012/27/2011 5:09:18 AM
Investor_DP$100.0012/26/2011 9:22:42 AM
handy-justice$50.0012/26/2011 9:42:39 AM
jkeller4000$25.0012/26/2011 9:20:51 AM
worthy-bid8$50.0012/26/2011 9:38:34 AM
StrongMonty$75.0012/26/2011 1:18:04 PM
quest0$50.0012/26/2011 3:15:33 PM
treasure-hunter270$25.0012/26/2011 4:35:34 PM
kind-credit-bear$25.0012/26/2011 5:10:01 PM
Jack55304$200.0012/26/2011 5:38:57 PM
heart514$25.0012/26/2011 5:37:14 PM
kellydawn$25.0012/26/2011 5:45:34 PM
x32248$25.0012/26/2011 7:04:49 PM
BleedPurple$25.0012/26/2011 7:18:38 PM
CA-Lender$25.0012/26/2011 7:24:08 PM
emphatic-responsibility$25.0012/26/2011 7:09:48 PM
Interloper$50.0012/26/2011 7:27:50 PM
P2P_Investor$1,500.0012/26/2011 8:54:24 PM
goodhearted-generosity511$30.0012/26/2011 10:15:56 PM
ethical-truth211$50.0012/27/2011 3:33:52 AM
skillful-asset5$30.0012/27/2011 4:42:14 AM
GreenLender11$100.0012/26/2011 10:36:56 PM
bsmtloan$93.0012/27/2011 5:33:16 AM
bsmtloan$0.0912/27/2011 5:33:45 AM
kendigme$25.0012/27/2011 5:19:02 AM
52 Investments
 
Borrower Payment Dependent Notes Series 546659
This series of Notes was issued and sold upon the funding of the borrower loan #58076, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $119.07
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jan-1998 Debt/Income ratio: 22%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:21y 2m
Amount delinquent: $325 Total credit lines: 30 Occupation: Military Officer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,016Stated income:$75,000-$99,999
Delinquencies in last 7y: 2 Bankcard utilization: 100%  
   Homeownership: Yes  
Screen name: livingforhim Borrower's state: NorthCarolina Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 29 ( 85% ) 640-659 (Latest)
Principal borrowed: $2,000.00< 31 days late: 5 ( 15% )  
560-579 (Jul-2008)
540-559 (Jan-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Debt Consolidation
The purpose of this loan is primarily to consolidate finances to help decrease the overall amount of payments going out throughout the month. I have previously had a prosper loan which helped me get out of an extremely tight spot. This loan is to build upon the progress that I made after the first loan.

Thank you so much for the additional opportunity and if you have any questions please let me know.

By the way, this loan taking into consideration the monthly payment amount will save me approx 347.00 in monthly bills outgoing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
312-Lender$25.0012/26/2011 9:01:32 AM
ultimate-peace$25.0012/26/2011 9:04:08 AM
TennSquire$25.0012/26/2011 9:06:11 AM
icanhasloanz$100.0012/26/2011 9:09:46 AM
jjswanso$100.0012/26/2011 9:08:10 AM
worth-blanket2$2,900.0012/26/2011 9:11:17 AM
Danjack_Capital$25.0012/26/2011 9:04:23 AM
scrappy-leverage6$25.0012/26/2011 9:08:48 AM
penny-plato$25.0012/26/2011 9:11:08 AM
9 Investments
 
Borrower Payment Dependent Notes Series 546679
This series of Notes was issued and sold upon the funding of the borrower loan #58127, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $299.72
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1990 Debt/Income ratio: 22%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,480Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 36%  
   Homeownership: No  
Screen name: seb0109 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto and Home improvement
Purpose of loan:
This loan will be used to make repairs to my automobile and purchase new furniture for my home. I will be using the rest for a vacation with my girlfriend.

My financial situation:
I am a good candidate for this loan because I have a steady job and always make my payments on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$8,500.0012/26/2011 9:10:08 AM
1 Investments
 
Borrower Payment Dependent Notes Series 546685
This series of Notes was issued and sold upon the funding of the borrower loan #58166, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Mar-2004 Debt/Income ratio: 12%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 14 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $41,090Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: HonestPerson77 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
401K loan payoff
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$15,000.0012/26/2011 5:11:55 PM
1 Investments
 
Borrower Payment Dependent Notes Series 546689
This series of Notes was issued and sold upon the funding of the borrower loan #58265, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-1981 Debt/Income ratio: 36%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 15Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 38 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,148Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 30%  
   Homeownership: No  
Screen name: kindness-baby5 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Moving to a new home
Purpose of loan: Moving expenses
This loan will be used to... cover extra expenses during the moving process

My financial situation:
I am a good candidate for this loan because...I have a long work history and credit history with previous loans being paid off on time.


Monthly net income: $4300.00
Monthly expenses: $4000.00
Housing: $1000.00
Insurance: $318.00
Car expenses: $483.00
Utilities: $150.00
Phone, cable, internet: $120.00
Food, entertainment: $50.00
Clothing, household expenses: $200.00
Credit cards and other loans: $1500.00
Other expenses: $ 79.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-booster2$25.0012/27/2011 5:06:43 PM
worth-blanket2$4,900.0012/27/2011 5:11:34 PM
green-rapid-openness$150.0012/27/2011 5:04:57 PM
EngineersAlliance$150.0012/27/2011 5:08:41 PM
camaraderi-aspen$100.0012/27/2011 5:10:26 PM
5 Investments
 
Borrower Payment Dependent Notes Series 546693
This series of Notes was issued and sold upon the funding of the borrower loan #58362, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-2003 Debt/Income ratio: 10%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 6Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 20 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,925Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: hugger2 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating debt
Purpose of loan:
Consolidating credit card debt

My financial situation:
Not been late on my payments, good credit history.


Monthly net income: $ 6250
Monthly expenses: $ 500
Housing: $ 1000
Insurance: $ 0
Car expenses: $ 100
Utilities: $ 200
Phone, cable, internet: $ 70
Food, entertainment: $ 300
Clothing, household expenses: $ 100
Credit cards and other loans: $ 700
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/26/2011 9:06:59 AM
camaraderi-aspen$100.0012/26/2011 9:08:38 AM
worth-blanket2$4,000.0012/26/2011 9:09:10 AM
3 Investments
 
Borrower Payment Dependent Notes Series 546701
This series of Notes was issued and sold upon the funding of the borrower loan #58238, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1987 Debt/Income ratio: 32%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 14Length of status:7y 6m
Amount delinquent: $0 Total credit lines: 35 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $36,851Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: carlamip Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Great Candidate
Purpose of loan:
This loan will be used to...consolidate Debt

My financial situation:
I am a good candidate for this loan because...I will be getting a promotion in January and I will be consolidating 4 of my bills which will put more money on the bottom line.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$150.0012/26/2011 9:04:23 AM
scrappy-leverage6$25.0012/26/2011 9:08:49 AM
vutah$25.0012/26/2011 9:06:56 AM
handy-justice$100.0012/26/2011 9:08:28 AM
camaraderi-aspen$100.0012/26/2011 9:08:51 AM
worth-blanket2$1,900.0012/26/2011 9:09:55 AM
6 Investments
 
Borrower Payment Dependent Notes Series 546719
This series of Notes was issued and sold upon the funding of the borrower loan #58391, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $278.73
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1995 Debt/Income ratio: 22%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 13Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 52 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $16,476Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: Asset-Rythm Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate high interest rate credit cards.

My financial situation:
I am a good candidate for this loan because I have a stable and secure employment, with same employer for more than 4 years, on-time payment history and not behind with any of my creditors, and undergraduate and graduate degrees from top universities.


Monthly net income: $ 5,625
Monthly expenses: $ 3,960
Housing: $ 500
Insurance: $ 85
Car expenses: $ 475
Utilities: $ 100
Phone, cable, internet: $ 0 (paid by employer)
Food, entertainment: $ 400
Clothing, household expenses: $ 200
Credit cards and other loans: $ 2000 (cc + student loans)
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$125.0012/26/2011 5:08:28 PM
worth-blanket2$7,000.0012/26/2011 5:10:33 PM
2 Investments
 
Borrower Payment Dependent Notes Series 546721
This series of Notes was issued and sold upon the funding of the borrower loan #58296, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $176.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1994 Debt/Income ratio: 21%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:14y 3m
Amount delinquent: $0 Total credit lines: 21 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,025Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 19%  
   Homeownership: No  
Screen name: blue-fantastic-compassion Borrower's state: NewMexico Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
unsecured loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
market-maximizer472$100.0012/28/2011 10:05:38 AM
worthy-bid8$50.0012/27/2011 9:05:29 AM
bb575$50.0012/27/2011 9:14:23 AM
market-solstice2$25.0012/27/2011 9:11:25 AM
AndChicksforFree$25.0012/27/2011 9:16:55 AM
hope-hickory8$25.0012/27/2011 9:20:03 AM
the-bright-velocity$25.0012/27/2011 9:21:42 AM
money-booster2$25.0012/27/2011 9:29:58 AM
favorite-commerce$60.0012/27/2011 9:17:30 AM
vutah$25.0012/27/2011 9:48:53 AM
one-midas$35.0012/27/2011 9:55:20 AM
social-zebra$30.0012/27/2011 10:32:49 AM
1point21gigawatts$25.0012/27/2011 10:34:05 AM
worth-quark7$25.0012/27/2011 11:38:31 AM
bill-mushroom$50.0012/27/2011 2:11:02 PM
hektek22$600.0012/27/2011 2:39:05 PM
radforj22$25.0012/27/2011 3:03:04 PM
green-robust-currency$25.0012/27/2011 5:32:57 PM
first-pragmatic-power$25.0012/27/2011 5:51:20 PM
Ols744$30.0012/27/2011 6:25:54 PM
phenomenal-gain5$25.0012/27/2011 6:52:38 PM
wise-benjamins-fortress$25.0012/27/2011 7:17:32 PM
generous-deal6$25.0012/28/2011 1:26:48 AM
seabassx$25.0012/28/2011 6:58:29 AM
LiveNow$25.0012/28/2011 6:01:57 AM
marwadi-62$75.0012/28/2011 7:55:43 AM
wkeboarder21$50.0012/28/2011 8:15:28 AM
umfan123$25.0012/28/2011 8:51:07 AM
Techne_Funds_LLC$25.0012/28/2011 9:08:13 AM
appcoder$40.0012/28/2011 9:24:06 AM
Horse-Lender$25.0112/28/2011 9:24:47 AM
wise-deal-panda$100.0012/28/2011 9:59:44 AM
processor115$25.0012/28/2011 10:10:36 AM
scrappy-bonus2$25.0012/28/2011 10:33:54 AM
M55Rkt$33.3312/28/2011 11:42:42 AM
value-willow$25.0012/28/2011 10:46:02 AM
otto1939$102.0012/28/2011 11:41:29 AM
happy-loot3$100.0012/28/2011 12:09:53 PM
ethical-truth211$100.0012/28/2011 2:31:04 PM
ethical-truth211$200.0012/28/2011 2:11:01 PM
rupee-equation2$25.0012/28/2011 2:28:54 PM
managedfund$589.5512/28/2011 2:41:08 PM
pdub$75.0012/27/2011 9:36:22 AM
enchanted-note$25.0012/27/2011 9:06:30 AM
AFairDeal$25.0012/27/2011 9:08:36 AM
BxRealtor$25.0012/27/2011 9:13:08 AM
successful-agreement7$100.0012/27/2011 9:11:28 AM
jkeller4000$25.0012/27/2011 9:14:56 AM
ryan6853$25.1112/27/2011 9:18:52 AM
Investor_DP$100.0012/27/2011 9:15:15 AM
impressive-justice6$50.0012/27/2011 9:16:05 AM
bullwink27$25.0012/27/2011 9:31:23 AM
dbs$25.0012/27/2011 9:22:23 AM
worth-dandelion$100.0012/27/2011 9:41:04 AM
income-banjo$25.0012/27/2011 9:41:27 AM
cash-vault$25.0012/27/2011 9:43:55 AM
kenji4861$25.0012/27/2011 9:35:24 AM
creditjunky$125.0012/27/2011 10:14:33 AM
penny-plato$25.0012/27/2011 10:04:13 AM
selector568$300.0012/27/2011 9:41:44 AM
JustMee$25.0012/27/2011 11:12:15 AM
QsDad$25.0012/27/2011 11:59:51 AM
elevated-finance$25.0012/27/2011 12:57:57 PM
Bank_Of_XL$25.0012/27/2011 1:30:34 PM
skillful-asset5$30.0012/27/2011 3:43:06 PM
bazaar-festivity$25.0012/27/2011 5:12:27 PM
orbital-velocity7$50.0012/27/2011 5:17:54 PM
cash-reaction2$50.0012/27/2011 5:25:20 PM
terrific-dough6$75.0012/27/2011 5:30:23 PM
CashFlow13$100.0012/27/2011 5:32:05 PM
Law_Gator$25.0012/27/2011 8:39:36 PM
R3vXX$25.0012/27/2011 9:02:54 PM
giantfan19$25.0012/27/2011 9:21:20 PM
houli123$25.0012/27/2011 11:10:09 PM
nimble-money086$25.0012/28/2011 6:23:31 AM
MrUSC$25.0012/28/2011 4:06:51 AM
organized-payment6$50.0012/28/2011 6:31:13 AM
wwwUniversal$25.0012/28/2011 9:35:02 AM
kind-durability-battalion$50.0012/28/2011 9:43:23 AM
CFOGO$25.0012/28/2011 10:25:44 AM
Ocean713$75.0012/28/2011 12:18:39 PM
greenback-investor7$100.0012/28/2011 2:19:00 PM
82 Investments
 
Borrower Payment Dependent Notes Series 546725
This series of Notes was issued and sold upon the funding of the borrower loan #58065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-26-2011 
Term: 60 months Listing End date:  Dec-26-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $159.13
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-2001 Debt/Income ratio: Not calculated
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:9y 7m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,907Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 30%  
   Homeownership: No  
Screen name: social-stockpiler8 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
700-719 (Nov-2010)
 
Principal balance: $2,682.54 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Debt Consolidiation II
Purpose of loan:
This loan will be used to...Pay off a previous loan from prosper and two loans from another lending site.

My financial situation:
I am a good candidate for this loan because...

I have made my monthly payments to Prosper for a year now. And for the same monthly payment will be paying off three loans. Feel free to ask any questions before funding my loan. Thank you for looking at my loan request.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$25.0012/26/2011 5:16:42 PM
ricklip$100.0012/26/2011 5:20:55 PM
platinum-boss2$25.0012/26/2011 5:29:58 PM
312-Lender$25.0012/26/2011 5:48:57 PM
jkeller4000$100.0012/26/2011 5:33:31 PM
bountiful-durability$50.0012/26/2011 5:35:29 PM
Mrs-Honeydew$25.0012/26/2011 6:48:36 PM
kewgdns$39.0012/26/2011 6:59:52 PM
emphatic-responsibility$25.0012/26/2011 7:05:14 PM
mikrolown$25.0012/26/2011 5:21:10 PM
graceful-IRAinvestment$53.0012/26/2011 5:16:09 PM
successful-agreement7$100.0012/26/2011 5:22:53 PM
whitegold24k$100.0012/26/2011 5:24:59 PM
Pizza-man$50.0012/26/2011 5:12:12 PM
income-banjo$25.0012/26/2011 5:22:56 PM
lender2611$25.0012/26/2011 5:32:21 PM
well-mannered-income3$50.0012/26/2011 5:33:00 PM
cash-reaction2$50.0012/26/2011 5:26:23 PM
AFairDeal$25.0012/26/2011 5:34:45 PM
stuy1998$25.0012/26/2011 5:26:38 PM
hope-hickory8$25.0012/26/2011 5:32:33 PM
Investor_DP$100.0012/26/2011 5:29:33 PM
camaraderi-aspen$100.0012/26/2011 5:41:43 PM
managedfund$1,333.0012/26/2011 5:44:15 PM
AF-Chief$25.0012/26/2011 5:34:59 PM
dinero-launcher$25.0012/26/2011 5:52:03 PM
nimble-money086$25.0012/26/2011 6:36:42 PM
worth-dandelion$100.0012/26/2011 6:26:41 PM
whitegold24k$400.0012/26/2011 6:32:40 PM
kulender$50.0012/26/2011 6:48:08 PM
help91706$32.8912/26/2011 7:21:55 PM
goodcents$25.0012/26/2011 7:14:36 PM
JTHarris$25.0012/26/2011 6:55:03 PM
papaloha$500.0012/26/2011 7:59:08 PM
s270$25.0012/26/2011 8:22:28 PM
mad-scientist0$25.0012/26/2011 9:05:36 PM
P2P_Investor$2,242.1112/26/2011 9:22:50 PM
37 Investments
 
Borrower Payment Dependent Notes Series 546729
This series of Notes was issued and sold upon the funding of the borrower loan #58247, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $524.32
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1996 Debt/Income ratio: 30%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:11y 4m
Amount delinquent: $0 Total credit lines: 36 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,550Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: Yes  
Screen name: soupwolf Borrower's state: Louisiana Borrower's group: Apple User Group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 6 ( 100% ) 700-719 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
640-659 (Dec-2007)
620-639 (Feb-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Debt Consolidation
Purpose of loan: Consolidate high credit cards
This loan will be used to pay off 2 credit cards with higher interest

My financial situation: Steady income and reliable person
I am a good candidate for this loan because I ALWAYS pay off my debts and have never defaulted on a loan - unlike several people I have helped on this site.


Monthly net income: $5000
Monthly expenses: $1000
Housing: $925
Insurance: $90
Car expenses: $100
Utilities: $120
Phone, cable, internet: $400
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$35.6012/26/2011 5:02:20 PM
worth-blanket2$15,000.0012/26/2011 5:10:45 PM
2 Investments
 
Borrower Payment Dependent Notes Series 546733
This series of Notes was issued and sold upon the funding of the borrower loan #58367, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2003 Debt/Income ratio: 34%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,515Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: thrilling-fairness Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help Save to Settle Down
Purpose of loan:
This loan will be used to consolidate my credit card debts to start the year right and in turn help me save up faster to get the ring.

My financial situation:
I am a good candidate for this loan because I have a very stable job in healthcare information technology for 4 years now and more..


Monthly net income: $3,000
Monthly expenses: $2,000
Housing: $625
Insurance: $90
Car expenses: $400
Utilities: $80
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $1000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
golden-velocity9$25.0012/26/2011 5:07:09 PM
worth-blanket2$9,975.0012/26/2011 5:11:04 PM
intuitive-velocity4$25.0012/26/2011 5:08:23 PM
3 Investments
 
Borrower Payment Dependent Notes Series 546739
This series of Notes was issued and sold upon the funding of the borrower loan #58096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $174.77
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1992 Debt/Income ratio: 25%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 7Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 35 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,817Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: No  
Screen name: cash-topper82 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 20 ( 69% ) 660-679 (Latest)
Principal borrowed: $17,500.00< 31 days late: 9 ( 31% )  
660-679 (Mar-2010)
680-699 (Sep-2008)
 
Principal balance: $913.15 31+ days late: 0 ( 0% )
Total payments billed: 29  
Description
Payoff Personal Loans
Purpose of loan:
This loan will be used to...payoff to my great friends who helped me when I was laid off last year. 2 of these great people have now been laid off themselves.

My financial situation:
I am a good candidate for this loan because...I repay my debt. I have had 2 loans with Prosper in the past & one is completely repaid, the other will be in 9 months When I was unemployed and trying to get by on unemployment and temp. jobs, I made sure that my Proser loan was paid each month (although I was late a couple times - a few days - nothing huge) because I know there are people who are counting on my repayment each month.



Monthly net income: $4200
Monthly expenses: $
Housing: $1200
Insurance: $200.00
Car expenses: $250.00
Utilities: $150.00
Phone, cable, internet: $125.00
Food, entertainment: $ 150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $800.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
liberty-point$25.0012/26/2011 5:15:05 PM
green-trade-dolphin2$29.1212/26/2011 5:02:23 PM
GCInvestments$25.0012/26/2011 5:17:48 PM
worthy-bid8$50.0012/26/2011 5:19:20 PM
vutah$25.0012/26/2011 5:27:08 PM
successful-agreement7$100.0012/26/2011 5:22:53 PM
iaffy$25.0012/26/2011 5:16:08 PM
dbs$25.0012/26/2011 5:25:38 PM
the-bright-velocity$25.0012/26/2011 5:34:00 PM
AF-Chief$25.0012/26/2011 5:35:00 PM
jkeller4000$25.0012/26/2011 5:33:15 PM
worth-dandelion$100.0012/26/2011 6:26:41 PM
scrappy-leverage6$25.0012/26/2011 5:45:12 PM
allbalooboy2$100.0012/26/2011 6:57:39 PM
Bank42$25.0012/26/2011 7:07:54 PM
favorite-commerce$60.0012/26/2011 7:10:47 PM
Interloper$50.0012/26/2011 7:27:51 PM
P2P_Investor$2,067.8812/26/2011 8:56:48 PM
s270$50.0012/26/2011 8:39:20 PM
bazaar-festivity$25.0012/26/2011 5:15:33 PM
trade-burrito4$35.0012/26/2011 5:15:50 PM
income-banjo$25.0012/26/2011 5:22:57 PM
Investor_DP$100.0012/26/2011 5:29:34 PM
stuy1998$25.0012/26/2011 5:26:38 PM
ethical-income2$25.0012/26/2011 5:36:43 PM
bountiful-durability$50.0012/26/2011 5:35:29 PM
R3vXX$25.0012/26/2011 5:25:49 PM
emphatic-responsibility$25.0012/26/2011 6:24:22 PM
managedfund$1,333.0012/26/2011 5:44:16 PM
GElender$40.0012/26/2011 5:46:05 PM
AFairDeal$25.0012/26/2011 5:34:45 PM
cgoca$25.0012/26/2011 5:48:07 PM
designer_10$25.0012/26/2011 5:58:52 PM
Eric_Gagne$25.0012/26/2011 6:21:51 PM
danf2201$50.0012/26/2011 6:27:06 PM
1traveler$25.0012/26/2011 7:08:26 PM
omegamon1$35.0012/26/2011 5:59:22 PM
papaloha$100.0012/26/2011 6:43:52 PM
Mrs-Honeydew$25.0012/26/2011 6:47:47 PM
kulender$50.0012/26/2011 6:50:07 PM
reward-excellency1$25.0012/26/2011 7:20:48 PM
Gobsek$25.0012/26/2011 8:27:35 PM
42 Investments
 
Borrower Payment Dependent Notes Series 546751
This series of Notes was issued and sold upon the funding of the borrower loan #58128, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $524.32
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1996 Debt/Income ratio: 33%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 44 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,384Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: Yes  
Screen name: green-revenue-friend Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 24 ( 100% ) 680-699 (Latest)
Principal borrowed: $9,500.00< 31 days late: 0 ( 0% )  
700-719 (Feb-2011)
640-659 (Dec-2009)
 
Principal balance: $5,873.36 31+ days late: 0 ( 0% )
Total payments billed: 24  
Description
Debit Consolidate
Purpose of loan: To add my Car loan to by consolidated debt
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...
This will be my 2nd refi with Prosper. It is great that I have been able to build my credit and help others. I now want to consolidate my car loan and payoff some other shopping cards I built up over the holiday season, so I get a lower interest rate. 15% will be the lowest rate I have earned since I had financial issue. I appreciate all of you that use Prosper as an investment opportunity and wish you all good holidays and a Happy New Year.

Monthly net income: Approx. $4000.00
Monthly expenses: $
Housing: $ 1000
Insurance: $100
Car expenses: $300
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $
HSBC $400 21.9% CAP ONE $3300 21% Prosper $5900 22% Car 5100 19%
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$45.0212/26/2011 5:02:15 PM
sweety075$25.0012/26/2011 5:09:15 PM
worth-blanket2$15,000.0012/26/2011 5:11:09 PM
wonder3$35.0012/26/2011 5:10:31 PM
4 Investments
 
Borrower Payment Dependent Notes Series 546767
This series of Notes was issued and sold upon the funding of the borrower loan #58454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $21,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-26-2011 
Term: 60 months Listing End date:  Dec-29-2011 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $507.54
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1992 Debt/Income ratio: 12%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 22 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $307Stated income:$100,000+
Delinquencies in last 7y: 2 Bankcard utilization: 25%  
   Homeownership: No  
Screen name: ps5555 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 75 ( 84% ) 640-659 (Latest)
Principal borrowed: $13,548.00< 31 days late: 14 ( 16% )  
600-619 (May-2010)
540-559 (Nov-2007)
500-519 (Nov-2006)
480-499 (Aug-2006)
 
Principal balance: $3,226.03 31+ days late: 0 ( 0% )
Total payments billed: 89  
Description
Already pd off 2 Prosper Loans!
Purpose: Debt Consolidation,
Financial situation: My NET income is over $7000/month, plus a bonus in May. My total expenses per month are:
Rent: $1500/month
Bills (credit cards, utilities): $700/month
Living expenses (food, entertainment): $1000/month
I am a good candidate for this loan because...
My credit was damaged in 2005. My payment record has been perfect ever since. I have an excellent job, high income, and I HAVE ALREADY PAID OFF NUMEROUS PROSPER LOANS IN FULL!
I am asking for this loan to continue rebuilding credit, and given my high income, I am happy to pay a high interest rate in exchange for the convenience of consolidation, and can EASILY afford the $500 monthly payment on this loan. This is a zero risk loan, and my many prior Prosper investors/lenders can attest to this.
Thank you very much, and I appreciate your continued support, and our mutual prosperity!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
roadtruck$50.0012/26/2011 5:05:59 PM
MoneyForNothing$25.0012/26/2011 5:15:55 PM
tntmojave$50.0012/26/2011 5:10:53 PM
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well-mannered-income3$40.0012/26/2011 5:34:19 PM
Mrs-Honeydew$25.0012/26/2011 6:49:31 PM
emphatic-responsibility$25.0012/26/2011 7:14:28 PM
nimble-money086$25.0012/26/2011 6:57:09 PM
Domgabriel$25.0012/27/2011 3:55:36 AM
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GreenLender11$100.0012/27/2011 9:09:19 AM
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chameleon125$25.0012/27/2011 10:27:53 AM
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ricklip$100.0012/27/2011 5:23:32 PM
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principal-capo8$35.0012/28/2011 8:27:47 AM
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djs81$25.0012/28/2011 6:24:08 PM
Finance_Pro$68.8112/29/2011 6:11:17 AM
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Tscheddar$25.0012/29/2011 11:23:10 AM
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rate-welder8$25.0012/29/2011 2:07:06 PM
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113121$25.0012/29/2011 1:23:32 PM
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evergreen16$400.0012/29/2011 2:24:28 PM
SolarMoonshine$25.0012/29/2011 5:10:21 PM
a2190b$25.0012/29/2011 5:06:16 PM
Bob450$30.0212/29/2011 4:45:25 PM
benjamin67$25.0012/29/2011 5:13:19 PM
fund-tom-tom6$50.0012/29/2011 4:27:05 PM
Imaginos1892$100.0012/29/2011 4:07:03 PM
Zach842$100.0012/29/2011 4:24:13 PM
first-serene-credit$25.0012/29/2011 3:57:53 PM
pioneer580$50.0012/29/2011 3:46:26 PM
Cash4U2also$100.0012/29/2011 4:53:05 PM
AndChicksforFree$50.0012/29/2011 3:30:23 PM
the-enthralling-coin$25.0012/29/2011 4:40:08 PM
capitalist2010$72.7912/29/2011 4:38:15 PM
openness-enlightenment8$40.0012/29/2011 3:18:53 PM
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twerns$40.0012/29/2011 2:52:12 PM
Spookytj$50.0012/29/2011 2:36:37 PM
studio3d$25.0012/29/2011 2:29:56 PM
beer-gardener$171.5112/29/2011 2:24:18 PM
BleedPurple$100.0012/29/2011 5:28:25 PM
liberty-point$36.3912/29/2011 5:14:46 PM
euro-broadcaster$50.0012/29/2011 5:18:12 PM
TrustPlus$50.0012/29/2011 5:27:31 PM
ethical-truth211$800.0012/29/2011 5:28:58 PM
LargoRick$35.0012/29/2011 5:28:01 PM
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hitsman$50.0012/29/2011 5:36:01 PM
Bomber$50.0012/29/2011 6:39:03 PM
lean-dedication$105.8112/29/2011 6:45:55 PM
processor115$25.0012/29/2011 5:46:13 PM
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generosity-magnifico5$35.0012/29/2011 8:02:59 PM
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sun818$25.0012/29/2011 7:41:32 PM
loan_doctor$50.0012/29/2011 7:49:54 PM
mammalian4$25.0012/29/2011 7:54:47 PM
green-trade-dolphin2$42.0012/26/2011 5:02:18 PM
successful-agreement7$100.0012/26/2011 5:22:54 PM
riproaringrapids$35.0012/26/2011 5:23:10 PM
jkeller4000$100.0012/26/2011 5:33:31 PM
danf2201$50.0012/26/2011 6:26:23 PM
allbalooboy2$25.0012/26/2011 7:00:08 PM
papaloha$200.0012/26/2011 8:01:10 PM
availableloan$25.0012/26/2011 10:18:36 PM
R3vXX$25.0012/26/2011 8:22:55 PM
irishalaskan$25.0012/26/2011 8:55:10 PM
AndChicksforFree$100.0012/26/2011 9:26:56 PM
bold-deal-ringleader$25.0012/27/2011 4:01:18 AM
unassailable-fund$28.4612/27/2011 6:30:59 AM
skillful-asset5$25.0012/27/2011 4:39:51 AM
fantastic-investment9$30.0012/27/2011 6:07:18 AM
Leshan$100.0012/27/2011 8:48:45 AM
kenji4861$25.0012/27/2011 9:34:53 AM
ChrisTJ$25.0012/27/2011 9:39:06 AM
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hope-hickory8$25.0012/27/2011 11:00:22 AM
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LianaB$50.0012/27/2011 1:02:17 PM
rcs2003$325.0012/27/2011 2:17:50 PM
diverse-felicity7$50.0012/27/2011 2:39:26 PM
halothane_logic$100.0012/27/2011 5:05:28 PM
paul1$26.0012/27/2011 5:14:58 PM
javelin0$25.0012/27/2011 5:47:23 PM
wise-benjamins-fortress$25.0012/27/2011 7:45:30 PM
elephantparty$50.0012/27/2011 9:24:16 PM
generous-deal6$25.0012/28/2011 1:26:47 AM
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Kestrel$50.0012/28/2011 9:26:46 AM
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Ocean713$75.0012/28/2011 12:15:14 PM
FlexFunding$50.0012/28/2011 11:52:30 AM
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rlaboy$25.0012/28/2011 2:19:52 PM
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PatriotKnight$25.0012/28/2011 3:20:47 PM
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lender12345$100.0012/28/2011 4:29:29 PM
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888GoldIngots$25.0012/28/2011 8:07:11 PM
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leverage-ectasy$25.0012/28/2011 8:59:02 PM
notabanker$75.0012/28/2011 11:09:06 PM
WealthBuildingLessons$34.0912/29/2011 12:15:47 AM
trumpeter5$25.0012/29/2011 5:09:23 AM
secret-santa$44.7212/29/2011 8:58:40 AM
intuitive-integrity9$50.0012/29/2011 9:27:35 AM
chestnut4$25.0012/29/2011 9:38:19 AM
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ccclaireee333$100.0012/29/2011 11:53:59 AM
Pine_Tavern_Lending$50.0012/29/2011 11:59:47 AM
SunnyMoney$25.0012/29/2011 12:03:37 PM
Torero06$130.0012/29/2011 12:05:14 PM
capital-blueberry$25.0012/29/2011 12:08:09 PM
crippledcircus$45.0012/29/2011 1:28:01 PM
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P2P_Investor$2,000.0012/29/2011 1:02:27 PM
Riccous$115.4512/29/2011 12:55:38 PM
income-buffalo1$100.0012/29/2011 1:12:38 PM
important-ore$200.0012/29/2011 1:07:14 PM
B-rad_the_Coug$25.0012/29/2011 2:13:24 PM
silvercertificate$25.0012/29/2011 1:25:49 PM
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mrack$50.0012/29/2011 1:55:39 PM
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glc527$30.0012/29/2011 7:14:06 PM
246 Investments
 
Borrower Payment Dependent Notes Series 546775
This series of Notes was issued and sold upon the funding of the borrower loan #58245, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $176.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1999 Debt/Income ratio: 6%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:19y 9m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $764Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 69%  
   Homeownership: Yes  
Screen name: winkybo Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay some bills
Purpose of loan:
This loan will be used to...to pay some bills

My financial situation:
I am a good candidate for this loan because...i go to work five days a week


Monthly net income: $5000.00
Monthly expenses: $3500.00
Housing: $1608.00
Insurance: $150.00
Car expenses: $145.00
Utilities: $200.00
Phone, cable, internet: $175.00
Food, entertainment: $175.00
Clothing, household expenses: $175.00
Credit cards and other loans: $50.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worthy-bid8$50.0012/27/2011 9:05:29 AM
Investor_DP$100.0012/27/2011 9:15:15 AM
scrappy-leverage6$25.0012/27/2011 9:24:18 AM
worth-dandelion$100.0012/27/2011 9:41:05 AM
social-zebra$30.0012/27/2011 10:33:16 AM
Milonguero$100.0012/27/2011 1:41:17 PM
generous-deal6$25.0012/28/2011 1:26:49 AM
a-finance-nirvana$25.0012/28/2011 2:59:44 AM
cash-reaction2$50.0012/28/2011 10:08:01 AM
bubb_hans$25.0012/28/2011 3:04:13 PM
Bank42$25.0012/28/2011 4:53:52 PM
enchanted-truth264$25.0012/28/2011 4:30:19 PM
joelnet$500.0012/28/2011 4:44:18 PM
investment-kingdom$50.0012/28/2011 5:06:58 PM
rapid-liberty3$25.0012/28/2011 4:58:22 PM
heroic-deal7$25.0012/28/2011 4:56:29 PM
studious-listing8$25.0012/28/2011 5:17:01 PM
adir1$25.0012/28/2011 5:13:46 PM
gravbox$25.0012/28/2011 5:15:18 PM
srspank24$48.5112/28/2011 5:36:51 PM
shellback13$45.0012/28/2011 5:31:14 PM
ricklip$100.0012/28/2011 5:42:26 PM
bountiful-durability$50.0012/28/2011 5:36:58 PM
TrustPlus$50.0012/28/2011 5:42:44 PM
sun818$25.0012/28/2011 5:59:59 PM
successful-agreement7$100.0012/27/2011 9:11:28 AM
the-bright-velocity$25.0012/27/2011 9:21:42 AM
R3vXX$25.0012/27/2011 9:38:37 AM
income-banjo$25.0012/27/2011 9:41:28 AM
selector568$300.0012/27/2011 9:41:45 AM
vutah$25.0012/27/2011 9:48:29 AM
kenji4861$25.0012/27/2011 9:35:24 AM
1point21gigawatts$25.0012/27/2011 10:33:59 AM
bill-mushroom$50.0012/27/2011 2:11:02 PM
Law_Gator$25.0012/27/2011 8:39:36 PM
organized-payment6$50.0012/28/2011 6:31:13 AM
marwadi-62$75.0012/28/2011 7:55:57 AM
goodhearted-basis4$25.0012/28/2011 8:46:39 AM
greenback-investor7$100.0012/28/2011 2:19:00 PM
active-wealth3$25.0012/28/2011 4:28:40 PM
factcheck$75.0012/28/2011 4:29:14 PM
ore-didgeridoo$25.0012/28/2011 4:31:55 PM
intuitive-integrity9$50.0012/28/2011 5:11:41 PM
secobarbital$100.0012/28/2011 5:08:51 PM
worth-dandelion$200.0012/28/2011 5:13:58 PM
contract-plasma0$25.0012/28/2011 5:19:36 PM
lucrative-transparency0$100.0012/28/2011 5:27:14 PM
judson$25.0012/28/2011 5:26:03 PM
inventive-wealth2$25.0012/28/2011 5:30:16 PM
first-pragmatic-power$25.0012/28/2011 5:38:20 PM
processor115$25.0012/28/2011 5:39:51 PM
Maetryx$42.0012/28/2011 5:40:19 PM
the-silver-blaster$100.0012/28/2011 5:46:06 PM
jgar_O$25.0012/28/2011 5:43:56 PM
lender2611$25.0012/28/2011 5:47:36 PM
the-auction-lotus$25.0012/28/2011 5:51:17 PM
melodious-openness$1,000.0012/28/2011 6:01:30 PM
loan-galaxy6$500.0012/28/2011 6:03:04 PM
myduck$35.0012/28/2011 5:59:15 PM
objective-investor$250.0012/28/2011 6:06:31 PM
60 Investments
 
Borrower Payment Dependent Notes Series 546777
This series of Notes was issued and sold upon the funding of the borrower loan #58211, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $19,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $626.83
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1999 Debt/Income ratio: 33%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 45 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $48,047Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: competent-p2ploan2 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 740-759 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
720-739 (Oct-2010)
 
Principal balance: $5,358.73 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Consolidation
Purpose of loan:
This loan will be used to consolidate debt from unsecured credit used during graduate school to support my family. This includes a prosper loan with a higher interest rate.

My financial situation:
I am a good candidate for this loan because I am a healthcare executive at an academic medical center with a large stable income. I have been gradually paying down debt for 3.5 years (since I began this job) and have 41 months remaining until my unsecured debt is paid off according to my debt consolidation plan (this loan included). I use automatic withdrawal for payments and have not missed a payment on unsecured debt in over 10 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$36.3012/27/2011 9:02:16 AM
worthy-bid8$50.0012/27/2011 9:05:30 AM
AFairDeal$25.0012/27/2011 9:08:28 AM
BxRealtor$25.0012/27/2011 9:13:08 AM
jkeller4000$100.0012/27/2011 9:15:12 AM
bb575$50.0012/27/2011 9:14:23 AM
awwaww$25.0012/27/2011 9:06:46 AM
market-solstice2$25.0012/27/2011 9:11:25 AM
successful-agreement7$100.0012/27/2011 9:11:28 AM
worth-blanket2$19,200.0012/27/2011 9:15:19 AM
10 Investments
 
Borrower Payment Dependent Notes Series 546783
This series of Notes was issued and sold upon the funding of the borrower loan #58282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-26-2011 
Term: 36 months Listing End date:  Dec-26-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jun-1993 Debt/Income ratio: 107%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 9 Current / open credit lines: 8 / 8Length of status:13y 3m
Amount delinquent: $14,446 Total credit lines: 43 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,138Stated income:$100,000+
Delinquencies in last 7y: 5 Bankcard utilization: 122%  
   Homeownership: Yes  
Screen name: balance-web6 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 90% ) 640-659 (Latest)
Principal borrowed: $4,000.00< 31 days late: 1 ( 10% )  
720-739 (Jan-2011)
 
Principal balance: $3,253.89 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
lehmar27
Purpose of loan:
This loan will be used to... consolidate some date

My financial situation:
I am a good candidate for this loan because...I have been a good customer with prosper and always repay my debt


Monthly net income: $ 6127
Monthly expenses: $
Housing: $ 2450
Insurance: $ 320
Car expenses: $ 1100
Utilities: $ 400
Phone, cable, internet: $ 150
Food, entertainment: $ 300
Clothing, household expenses: $ 100
Credit cards and other loans: $ 800
Other expenses: $
250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$125.0012/26/2011 5:09:04 PM
worth-blanket2$4,000.0012/26/2011 5:11:17 PM
2 Investments
 
Borrower Payment Dependent Notes Series 546805
This series of Notes was issued and sold upon the funding of the borrower loan #58230, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-2005 Debt/Income ratio: 35%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 14 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,453Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: jw3706 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto/Credit Debt Consolidation
Purpose of loan:
This loan will be used to consolidate auto and credit card debt.

My financial situation:
I am a good candidate for this loan because I have a record of paying all of my debt obligations on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
handy-justice$100.0012/27/2011 9:03:04 AM
loanman2007$25.0012/27/2011 9:05:57 AM
worthy-bid8$50.0012/27/2011 9:05:30 AM
successful-agreement7$100.0012/27/2011 9:11:29 AM
worth-blanket2$1,600.0012/27/2011 9:16:09 AM
ultimate-peace$150.0012/27/2011 9:01:31 AM
Danjack_Capital$25.0012/27/2011 9:01:03 AM
Investor_DP$100.0012/27/2011 9:15:37 AM
jkeller4000$25.0012/27/2011 9:14:40 AM
favorite-commerce$60.0012/27/2011 9:16:04 AM
10 Investments
 
Borrower Payment Dependent Notes Series 546817
This series of Notes was issued and sold upon the funding of the borrower loan #58221, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1992 Debt/Income ratio: 19%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 34 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,959Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: Barrybear Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/27/2011 9:36:22 AM
Danjack_Capital$25.0012/27/2011 9:01:50 AM
green-inspiring-peace$25.0012/27/2011 9:20:03 AM
SolarMoonshine$25.0012/27/2011 9:51:13 AM
skillful-asset5$30.0012/27/2011 3:42:20 PM
SFBank$50.0012/27/2011 6:45:57 PM
melodious-openness$300.0012/27/2011 7:57:51 PM
wealth-fighter3$25.0012/27/2011 8:05:24 PM
4mydaughterseducation$25.0012/27/2011 9:05:24 PM
340$25.0012/27/2011 9:39:52 PM
the-hope-workhorse$100.0012/27/2011 10:01:15 PM
shrewd-income$25.0012/27/2011 9:50:38 PM
shawnw2$35.0012/28/2011 1:41:22 AM
generous-deal6$25.0012/28/2011 1:26:49 AM
power-secret-agent$25.0012/28/2011 6:46:29 AM
blue-dollar-viking$50.0012/28/2011 6:26:42 AM
debt_helper$25.0012/28/2011 6:37:27 AM
undaunted-agreement$25.0012/28/2011 8:30:03 AM
WMY-Investor$100.0012/28/2011 7:20:50 AM
green28$50.0012/28/2011 8:46:00 AM
openness-confidant$25.0012/28/2011 8:11:58 AM
social-heart$25.0012/28/2011 8:15:19 AM
houli123$25.0012/28/2011 9:39:18 AM
nimble-money086$25.0012/28/2011 10:02:29 AM
millionaireguy$25.0012/28/2011 10:11:15 AM
CA-Lender$25.0012/28/2011 10:27:43 AM
transformer855$25.0012/28/2011 10:17:10 AM
american-investor$25.0012/28/2011 10:24:03 AM
a-currency-starfish$25.0012/28/2011 10:25:22 AM
radforj22$25.0012/28/2011 10:49:29 AM
platinum-nexus7$25.0012/28/2011 12:04:44 PM
wendyhop$50.0012/28/2011 11:42:59 AM
Money_Working$25.0012/28/2011 12:16:12 PM
LKN2RTR$25.0012/28/2011 2:00:51 PM
toomanyfishtanks$25.0012/28/2011 1:50:17 PM
astute-investment5$25.0012/28/2011 2:20:23 PM
168RichCapital$25.1212/28/2011 2:12:23 PM
thorough-marketplace441$25.0012/28/2011 2:29:51 PM
lovely-greenback4$25.0012/28/2011 3:06:54 PM
ethical-truth211$150.0012/28/2011 2:35:59 PM
Rogesparkguy$25.0012/28/2011 3:09:18 PM
lucrative-transparency0$75.0012/28/2011 3:09:34 PM
barefootpaul$25.0012/28/2011 3:12:07 PM
scrapbookwhole$50.0012/28/2011 3:20:49 PM
smart-kindness8$25.0012/28/2011 3:12:06 PM
the-swashbuckler$25.0012/28/2011 3:25:34 PM
income-vault6$25.0012/28/2011 3:14:09 PM
Starfin-Capital-Management$100.0012/28/2011 3:14:35 PM
new-ore-venture$50.0012/28/2011 3:23:32 PM
LiveNow$50.0012/28/2011 3:23:49 PM
MusicandMedicine$5.2812/28/2011 3:38:31 PM
iaffy$25.0012/27/2011 9:06:08 AM
jkeller4000$25.0012/27/2011 9:14:31 AM
Something-Corporate$25.0012/27/2011 9:40:54 AM
R3vXX$25.0012/27/2011 9:38:37 AM
1point21gigawatts$25.0012/27/2011 10:33:52 AM
penny-plato$25.0012/27/2011 10:10:48 AM
economy-shrubbery6$25.0012/27/2011 4:02:42 PM
Danjack_Capital$25.0012/27/2011 5:00:37 PM
kindness-ace1$50.0012/27/2011 6:53:04 PM
allbalooboy2$25.0012/27/2011 7:16:20 PM
Rogelio48$30.0012/27/2011 7:39:39 PM
money-fort$25.0012/27/2011 9:35:03 PM
serene-capital$25.0012/28/2011 2:28:27 AM
realtormoises$25.0012/28/2011 5:14:11 AM
irrelevant$50.0012/28/2011 6:05:24 AM
Bob450$25.0212/28/2011 6:46:09 AM
Mrs-Honeydew$25.0012/28/2011 5:22:26 AM
greencat$50.0012/28/2011 7:12:35 AM
interest-walnut$25.0012/28/2011 7:29:19 AM
goodhearted-generosity511$30.0012/28/2011 7:31:22 AM
Dubbs360$250.0012/28/2011 7:25:01 AM
eloquent-bill6$25.0012/28/2011 9:37:23 AM
zone6$100.0012/28/2011 9:48:15 AM
green-rate-futurist$25.0012/28/2011 9:54:30 AM
wealth-fighter3$25.0012/28/2011 10:21:07 AM
jebber007$25.0012/28/2011 11:41:47 AM
sweetlan$25.0012/28/2011 11:21:35 AM
proper-loot3$25.0012/28/2011 1:02:32 PM
Ron_Paul_4_Pres_2012$26.2412/28/2011 1:52:15 PM
Hedge-Fund$25.0012/28/2011 2:27:20 PM
organic-responsibility60$50.0012/28/2011 1:12:54 PM
Petiza$25.0012/28/2011 1:29:00 PM
ethical-truth211$150.0012/28/2011 2:04:50 PM
indomart$50.0012/28/2011 2:13:19 PM
hookUup$26.2612/28/2011 2:53:16 PM
kindness-singularity$25.0012/28/2011 3:05:35 PM
upperdeck$25.0012/28/2011 3:10:33 PM
brainy-currency3$25.0012/28/2011 3:29:32 PM
bubb_hans$100.0012/28/2011 3:13:08 PM
platinum-czar$25.0012/28/2011 3:31:32 PM
commerce-renewal$50.0012/28/2011 3:21:17 PM
lowrater$50.7012/28/2011 3:35:03 PM
a-plentiful-loyalty$25.0012/28/2011 3:28:19 PM
atlrealtor$36.4212/28/2011 3:35:57 PM
lnrn$29.9612/28/2011 3:35:43 PM
96 Investments
 
Borrower Payment Dependent Notes Series 546821
This series of Notes was issued and sold upon the funding of the borrower loan #58393, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Feb-1989 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 2 Current / open credit lines: 19 / 16Length of status:30y 7m
Amount delinquent: $682 Total credit lines: 56 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $88,436Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: likeable-commitment2 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business loan
Purpose of loan:
This loan will be used to...Pay of loans for end of the year write off

My financial situation:
I am a good candidate for this loan because.I have a 2006 Mercedes Roadster 350k with 15,000 miles still under warranty 60,000.00 new and have title and 350,000 restuarant owned clear.I wll up for 20-40k. I am checking around for best rate..


Monthly net income: 20,000
Monthly expenses: $5000
Housing: $575
Insurance: $1000
Car expenses: $650
Utilities: $500
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $250
Credit cards and other loans: $1500
Other expenses: $
1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/27/2011 9:15:28 AM
1 Investments
 
Borrower Payment Dependent Notes Series 546825
This series of Notes was issued and sold upon the funding of the borrower loan #58155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1999 Debt/Income ratio: 15%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:8y 3m
Amount delinquent: $0 Total credit lines: 19 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $33,267Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 100%  
   Homeownership: Yes  
Screen name: p2ploan-shakespeare Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for Debt Consolidation
Purpose of loan:
This loan will be used to pay off debt.

My financial situation:
I am a good candidate for this loan because I am employed with steady income.


Monthly net income: $ 5400
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $ 100
Phone, cable, internet: $150
Food, entertainment: $ 250
Clothing, household expenses: $
Credit cards and other loans: $ 19,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worthy-bid8$50.0012/27/2011 9:05:31 AM
AFairDeal$25.0012/27/2011 9:08:37 AM
successful-agreement7$100.0012/27/2011 9:11:29 AM
BxRealtor$25.0012/27/2011 9:13:08 AM
jkeller4000$25.0012/27/2011 9:14:56 AM
market-solstice2$25.0012/27/2011 9:11:25 AM
Investor_DP$100.0012/27/2011 9:15:16 AM
bb575$50.0012/27/2011 9:14:23 AM
worth-blanket2$14,800.0012/27/2011 9:15:47 AM
9 Investments
 
Borrower Payment Dependent Notes Series 546849
This series of Notes was issued and sold upon the funding of the borrower loan #58263, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $405.50
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1995 Debt/Income ratio: 22%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 5Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 13 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,563Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: No  
Screen name: balanced-gain557 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT CONSOLIDATION
Purpose of loan:
This loan will be used to CONSOLIDATE DEBT. I HAVE BEEN CARRYING MAXIMUM CREDIT FOR A FEW YEARS AND HAVE NOT BEEN ABLE TO GET OUT FROM UNDER IT. I WOULD LIKE TO CONSOLIDATE WITH A LOWER INTEREST RATE, PAY OFF, AND START SAVING FOR RETIREMENT.

My financial situation:
I am a good candidate for this loan because I HAVE STEADY INCOME AND HAVE USUALLY BEEN ABLE TO MAKE PAYMENTS FOR THE PAST SEVERAL YEARS.


Monthly net income: $3744.00
Monthly expenses: $3985
Housing: $1810.00
Insurance: $15.00
Car expenses: $150.00
Utilities: $120.00
Phone, cable, internet: $170.00
Food, entertainment: $600.00
Clothing, household expenses: $300.00
Credit cards and other loans: $670.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pdub$75.0012/27/2011 9:36:22 AM
worthy-bid8$50.0012/27/2011 9:05:31 AM
bb575$50.0012/27/2011 9:14:24 AM
Investor_DP$100.0012/27/2011 9:15:16 AM
dbs$25.0012/27/2011 9:22:23 AM
the-bright-velocity$25.0012/27/2011 9:21:42 AM
kenji4861$25.0012/27/2011 9:35:25 AM
income-banjo$25.0012/27/2011 9:41:28 AM
selector568$300.0012/27/2011 9:41:45 AM
1point21gigawatts$25.0012/27/2011 10:33:45 AM
cattlebaron$25.0012/27/2011 1:25:22 PM
skillful-asset5$30.0012/27/2011 3:41:54 PM
radforj22$25.0012/27/2011 3:13:59 PM
phenomenal-gain5$25.0012/27/2011 6:54:38 PM
generous-deal6$25.0012/28/2011 1:26:50 AM
jebber007$40.0012/28/2011 11:47:58 AM
calimanusa$50.2012/28/2011 1:10:22 PM
cmg891$25.0012/28/2011 12:01:22 PM
Tscheddar$25.0012/28/2011 1:26:41 PM
currency-persimmon$25.0012/28/2011 2:21:25 PM
rlaboy$25.0012/28/2011 2:24:26 PM
edaguy$100.0012/28/2011 1:55:01 PM
astute-investment5$25.0012/28/2011 2:22:00 PM
rupee-equation2$25.0012/28/2011 2:28:54 PM
bubb_hans$25.0012/28/2011 3:04:13 PM
novice-speculator$25.0012/28/2011 2:23:29 PM
lovely-greenback4$100.0012/28/2011 3:05:45 PM
factcheck$50.0012/28/2011 2:58:07 PM
return-beeper$35.0012/28/2011 3:07:25 PM
upperdeck$25.0012/28/2011 3:09:35 PM
axl163$25.0012/28/2011 3:03:07 PM
sunny-truth6$48.9812/28/2011 3:04:05 PM
the-inspired-justice$25.0012/28/2011 3:01:51 PM
klinebarger$25.0012/28/2011 3:07:24 PM
majestic-repayment3$25.0012/28/2011 3:10:45 PM
quick$50.0012/28/2011 3:27:52 PM
buddycat$25.0012/28/2011 3:14:16 PM
platinum-czar$32.6912/28/2011 3:30:35 PM
AF_Trust$100.0012/28/2011 3:21:24 PM
vertigo2x$25.0012/28/2011 3:23:42 PM
regahj99$25.0012/28/2011 3:24:21 PM
reward-motion$25.0012/28/2011 3:45:07 PM
damage$25.0012/28/2011 3:26:05 PM
designer_10$25.0012/28/2011 3:31:15 PM
diligent-kindness9$25.0012/28/2011 4:24:57 PM
ore-dojo$75.0012/28/2011 4:13:51 PM
Watersports$50.0012/28/2011 4:27:02 PM
active-wealth3$25.0012/28/2011 4:29:53 PM
didibagle$100.0012/28/2011 4:51:07 PM
Reddy_Capital$25.0012/28/2011 4:57:43 PM
penny-plato$25.0012/28/2011 5:11:09 PM
investment-kingdom$25.0012/28/2011 5:22:54 PM
contract-plasma0$25.0012/28/2011 5:19:36 PM
lucrative-transparency0$100.0012/28/2011 5:27:14 PM
inventive-wealth2$25.0012/28/2011 5:30:38 PM
cash-reaction2$50.0012/28/2011 5:35:39 PM
first-pragmatic-power$25.0012/28/2011 5:38:20 PM
lender2611$25.0012/28/2011 5:47:37 PM
the-silver-blaster$100.0012/28/2011 5:46:06 PM
bazaar-festivity$25.0012/28/2011 5:46:14 PM
poetic-economy$100.0012/28/2011 6:01:31 PM
objective-investor$250.0012/28/2011 6:06:36 PM
nickel-demon2$214.4712/28/2011 6:15:51 PM
basis-wizard8$100.0012/28/2011 6:35:52 PM
well-mannered-income3$40.0012/28/2011 7:37:28 PM
IPlayOutsideTheBox$25.0012/28/2011 6:56:06 PM
smart-note9$50.0012/28/2011 7:26:27 PM
riveting-credit5$50.0012/28/2011 7:59:13 PM
midnight24$35.0012/28/2011 7:01:58 PM
BzJ108$25.0012/28/2011 8:24:45 PM
SunnyMoney$50.0012/28/2011 7:54:41 PM
open-minded-p2p1$25.0012/28/2011 7:28:37 PM
sturdy-responsibility7$25.0012/28/2011 8:09:48 PM
leverage-ectasy$25.0012/28/2011 8:53:17 PM
prudent-bid3$25.0012/28/2011 8:21:48 PM
euro-deployment$25.0012/28/2011 7:38:41 PM
the-silver-blaster$200.0012/28/2011 7:48:45 PM
x32248$25.0012/28/2011 9:25:38 PM
Allenee$25.0012/28/2011 8:59:47 PM
investorrr$50.0012/28/2011 9:18:31 PM
digitaldan$50.0012/28/2011 9:21:17 PM
ccclaireee333$100.0012/28/2011 8:19:00 PM
Anamorph$25.0012/28/2011 8:20:49 PM
JLChamberlain$25.0012/28/2011 10:37:48 PM
vmh20035$35.0012/28/2011 11:06:02 PM
nebula076$100.0012/28/2011 8:50:09 PM
WealthBuildingLessons$25.0012/29/2011 12:09:29 AM
aztec$100.0012/28/2011 10:18:50 PM
serene-capital$25.0012/29/2011 2:33:36 AM
Mr_Potter$50.0012/29/2011 3:44:30 AM
Archchancellor$25.0012/29/2011 12:25:12 AM
UCSBGAUCHOS$32.5012/28/2011 10:11:19 PM
greenback-loyalist8$25.0012/29/2011 4:41:47 AM
gold-fluffy-bunny4$50.0012/29/2011 4:03:05 AM
Phatt-Daddy$25.0012/29/2011 4:08:38 AM
Southern_Illinois_Girl$26.2212/29/2011 5:44:42 AM
DeltaComputerGuy$40.0012/29/2011 1:07:24 AM
orbital-dollar2$25.0012/29/2011 2:04:40 AM
carolinalending$25.0012/29/2011 2:10:23 AM
revenue-associate$25.0012/29/2011 6:09:30 AM
StarshineXL$575.0012/29/2011 3:12:10 AM
lenderRXT$100.0012/29/2011 5:23:51 AM
sentimental-euro$34.0012/29/2011 6:22:33 AM
amra$25.0012/29/2011 4:01:08 AM
moola-cell3$43.0012/29/2011 6:43:08 AM
thriller451$30.0012/29/2011 6:45:56 AM
Scubadiver$36.1112/29/2011 6:49:48 AM
B2152$25.0012/29/2011 4:48:37 AM
anarchy1985$35.7312/29/2011 6:15:43 AM
loanman2007$50.0012/29/2011 5:02:18 AM
chris-heretoinvest$25.0012/29/2011 5:22:00 AM
market-pudding$25.0012/29/2011 7:23:43 AM
TeamAmerica$25.0012/29/2011 7:30:53 AM
adub1979$61.9312/29/2011 6:32:24 AM
cozy-gain023$88.2612/29/2011 7:39:18 AM
pietro_torna_indietro$28.9012/29/2011 5:38:41 AM
careful-note1$25.0012/29/2011 6:48:24 AM
missgina$40.0012/29/2011 7:07:28 AM
jakespirit$100.0012/29/2011 6:18:01 AM
LianaB$50.0012/29/2011 6:25:52 AM
the-upbeat-p2p$100.0012/29/2011 6:41:09 AM
fund-dragster$75.3712/29/2011 6:41:43 AM
deal-gazer$86.0012/29/2011 7:02:24 AM
Christophe$25.0012/29/2011 7:23:53 AM
AFairDeal$25.0012/27/2011 9:08:37 AM
successful-agreement7$100.0012/27/2011 9:11:30 AM
BxRealtor$25.0012/27/2011 9:13:09 AM
jkeller4000$25.0012/27/2011 9:14:56 AM
scrappy-leverage6$25.0012/27/2011 9:24:18 AM
money-booster2$25.0012/27/2011 9:29:58 AM
worth-dandelion$100.0012/27/2011 9:41:05 AM
R3vXX$25.0012/27/2011 9:38:38 AM
vutah$25.0012/27/2011 9:47:59 AM
Bank_Of_XL$25.0012/27/2011 1:31:14 PM
janeybooboo$75.0012/27/2011 1:16:28 PM
passivesf$25.0012/28/2011 7:29:25 AM
umfan123$25.0012/28/2011 8:51:07 AM
Kestrel$50.0012/28/2011 9:40:20 AM
green-rate-futurist$50.0012/28/2011 11:31:19 AM
Johnab$25.0212/28/2011 11:48:18 AM
ethical-truth211$100.0012/28/2011 2:16:37 PM
ethical-truth211$200.0012/28/2011 2:25:38 PM
p2p-czar3$25.0012/28/2011 2:17:19 PM
greenback-investor7$100.0012/28/2011 2:19:00 PM
hookUup$26.2712/28/2011 3:03:59 PM
keichi03$25.0012/28/2011 3:05:31 PM
tco$50.0012/28/2011 3:15:31 PM
commerce-renewal$50.0012/28/2011 3:19:53 PM
kermitdafrog$25.0012/28/2011 3:05:39 PM
income-vault6$25.0012/28/2011 3:20:32 PM
scuba-man$38.4312/28/2011 3:14:19 PM
new-ore-venture$100.0012/28/2011 3:30:39 PM
smart-kindness8$25.0012/28/2011 3:15:14 PM
vigorous-moola0$100.0012/28/2011 3:17:19 PM
SolarMoonshine$25.0012/28/2011 3:32:37 PM
a-restless-dollar$25.0012/28/2011 3:50:00 PM
jubilant-durability9$25.0012/28/2011 3:32:47 PM
pnace$45.0012/28/2011 3:51:39 PM
john0720$50.0012/28/2011 4:27:17 PM
bold-deal-ringleader$25.0012/28/2011 4:29:23 PM
enchanted-truth264$25.0012/28/2011 4:29:31 PM
herman7$25.0012/28/2011 4:40:38 PM
joelnet$250.0012/28/2011 4:41:49 PM
secobarbital$100.0012/28/2011 5:08:51 PM
adir1$25.0012/28/2011 5:15:07 PM
mdree$28.0012/28/2011 5:15:12 PM
kindness-ace1$50.0012/28/2011 5:17:21 PM
USMCR$25.0012/28/2011 5:40:45 PM
CashFlow13$100.0012/28/2011 5:42:50 PM
Maetryx$43.1912/28/2011 5:41:32 PM
Frugal$25.0012/28/2011 6:09:10 PM
interest88$25.0012/28/2011 6:23:56 PM
interest88$28.0012/28/2011 6:30:00 PM
enticing-rate9$25.0012/28/2011 6:32:37 PM
sun818$25.0012/28/2011 6:01:28 PM
bsmtloan$75.0012/28/2011 6:15:15 PM
dapablotv$100.0012/28/2011 6:20:19 PM
dollar-doughnut6$50.0012/28/2011 6:48:38 PM
mathaiusa$314.2012/28/2011 7:04:52 PM
Domgabriel$25.0012/28/2011 7:06:29 PM
RedantFinance$25.0012/28/2011 7:06:56 PM
affluence-tambourine$25.0012/28/2011 6:48:41 PM
income-buffalo1$150.0012/28/2011 6:50:51 PM
compassionate-dime0$50.0012/28/2011 6:57:44 PM
KCEnterprises$25.0012/28/2011 7:27:24 PM
jescowa$50.0012/28/2011 7:59:25 PM
mad-scientist418$25.0012/28/2011 7:24:09 PM
MrCoffee$25.0012/28/2011 8:57:08 PM
GCInvestments$30.0012/28/2011 7:59:05 PM
help4u$50.0012/28/2011 8:50:42 PM
friendly-principal76$25.0012/28/2011 9:37:32 PM
wealth-fighter3$50.0012/28/2011 10:02:29 PM
SummitAdvisors$50.0012/28/2011 8:46:13 PM
help4u$50.0012/28/2011 8:50:03 PM
slhsmile125$50.0012/28/2011 9:18:36 PM
the-magnetic-transaction$50.0012/28/2011 9:27:11 PM
agalt$125.0012/28/2011 9:28:22 PM
determined-order1$28.1812/29/2011 2:20:25 AM
Approved1234$25.0012/29/2011 3:53:48 AM
gain-expert$49.6112/29/2011 1:01:40 AM
loot-supporter2$25.0012/29/2011 4:35:20 AM
dime-vista2$25.0012/29/2011 3:20:47 AM
platinum-exec1$100.0012/28/2011 10:34:43 PM
bonus-seahorse$25.0012/28/2011 10:54:23 PM
B-rad_the_Coug$25.0012/29/2011 5:26:51 AM
dollar-tornado3$25.0012/29/2011 5:28:18 AM
Yomain$25.0012/28/2011 11:52:34 PM
PaulW$25.0012/29/2011 4:25:18 AM
32669$35.1412/29/2011 2:59:46 AM
GElender$35.0012/29/2011 5:32:53 AM
cerebral-dollar773$50.0012/29/2011 3:31:58 AM
crw1950$67.2612/29/2011 5:39:55 AM
corporatejim$29.6412/29/2011 4:24:07 AM
Lender0010$25.0012/29/2011 5:54:28 AM
rockhound84$25.0012/29/2011 6:16:46 AM
friendly-market5$25.0012/29/2011 7:31:11 AM
DS84$30.6012/29/2011 5:40:17 AM
sublime-liberty6$91.0012/29/2011 6:46:21 AM
jbeckrj$25.0012/29/2011 6:53:32 AM
treasure-brigade$25.0012/29/2011 5:57:01 AM
jpac1066$50.0012/29/2011 6:11:45 AM
av22$50.0012/29/2011 7:11:25 AM
ferdberfel$34.0912/29/2011 7:29:10 AM
whatreality$27.0112/29/2011 6:46:31 AM
224 Investments
 
Borrower Payment Dependent Notes Series 546877
This series of Notes was issued and sold upon the funding of the borrower loan #58427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1996 Debt/Income ratio: 26%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 15Length of status:12y 5m
Amount delinquent: $0 Total credit lines: 50 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $40,734Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: social-rhythm Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for debt consolidation
Purpose of loan:
This loan will be used to payoff some medical debts my wife and I accrued trying to get pregnant

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
inventive-order8$25.0012/29/2011 11:53:22 AM
money-booster2$25.0012/27/2011 5:06:44 PM
jkeller4000$25.0012/27/2011 5:09:37 PM
worth-dandelion$100.0012/27/2011 5:13:06 PM
scrappy-leverage6$25.0012/27/2011 5:21:04 PM
golden-velocity9$25.0012/27/2011 5:24:00 PM
successful-agreement7$100.0012/27/2011 5:27:11 PM
jjswanso$100.0012/27/2011 5:40:13 PM
Investor_DP$100.0012/27/2011 5:49:56 PM
first-pragmatic-power$25.0012/27/2011 5:51:41 PM
SLN-10$50.0012/27/2011 5:35:20 PM
zeeexsixare$300.0012/27/2011 6:14:26 PM
Mariner3605$25.0012/29/2011 9:51:07 AM
important-openness1$82.0012/29/2011 9:51:53 AM
exuberant-funds1$50.0012/29/2011 9:50:40 AM
unbelievable-exchange$200.0012/29/2011 10:38:23 AM
gain-mountain1$100.0012/29/2011 11:05:15 AM
duty-explosion9$50.0012/29/2011 10:39:03 AM
SacramentoChad$25.0012/29/2011 10:58:37 AM
VBPlayer$25.0012/29/2011 12:05:01 PM
scoobiedoo$50.0012/29/2011 1:20:30 PM
intelligent-repayment8$2,000.0012/29/2011 1:43:56 PM
GCInvestments$25.0012/29/2011 9:39:02 AM
Comoparklender$25.0012/29/2011 9:28:59 AM
MAYBROOK$26.0012/29/2011 9:28:42 AM
IIP77$25.0012/29/2011 9:28:08 AM
wwwUniversal$25.0012/29/2011 9:19:13 AM
listing-reformation8$50.0012/29/2011 9:13:28 AM
ethical-truth211$300.0012/29/2011 4:36:33 AM
patriot384$50.0012/29/2011 6:19:08 AM
GElender$25.0012/29/2011 5:46:44 AM
nimble-money086$25.0012/29/2011 12:44:19 AM
loanman2007$100.0012/29/2011 5:23:44 AM
WealthBuildingLessons$25.0012/29/2011 12:12:08 AM
DeltaComputerGuy$50.0012/29/2011 2:09:05 AM
CA-Lender$25.0012/28/2011 9:46:16 PM
prudent-bid3$50.0012/28/2011 7:43:24 PM
graceful-IRAinvestment$85.0012/28/2011 8:18:09 PM
edaguy$50.0012/28/2011 5:48:13 PM
sensible-fund$26.0012/28/2011 5:26:22 PM
mercuriant$25.0012/28/2011 5:15:30 PM
Forlio$25.0012/28/2011 3:41:25 PM
PatriotKnight$25.0012/28/2011 3:26:38 PM
greenback-investor7$100.0012/28/2011 2:19:02 PM
janeybooboo$100.0012/28/2011 1:34:39 PM
Weaverville$25.0012/28/2011 11:56:50 AM
CA-Lender$25.0012/28/2011 10:30:01 AM
irrelevant$35.0012/28/2011 10:05:16 AM
Agonbiew$75.0012/28/2011 10:31:01 AM
cash-reaction2$32.0012/28/2011 10:08:02 AM
truth-companion$25.0012/28/2011 10:09:41 AM
yank918$25.0012/28/2011 10:01:41 AM
Kash2010lu$30.0012/28/2011 9:09:06 AM
orange-preeminant-bill$25.0012/28/2011 9:07:40 AM
passivesf$25.0012/28/2011 7:28:55 AM
mlj0671$25.0012/28/2011 5:03:08 AM
treasure-bliss$25.0012/28/2011 4:49:22 AM
hope-hickory8$25.0012/27/2011 7:43:16 PM
lendstats_com$200.0012/27/2011 5:06:28 PM
handy-justice$50.0012/27/2011 5:13:36 PM
camaraderi-aspen$100.0012/27/2011 5:11:05 PM
affluence-generator2$100.0012/27/2011 5:18:37 PM
MatthewDP$150.0012/27/2011 5:25:38 PM
worthy-bid8$50.0012/27/2011 5:31:28 PM
loan-hacker$25.0012/27/2011 5:38:53 PM
market-solstice2$25.0012/27/2011 5:45:28 PM
miked8303$25.0012/27/2011 5:47:39 PM
vutah$25.0012/27/2011 5:52:30 PM
SFBank$50.0012/27/2011 6:43:24 PM
generous-deal6$25.0012/28/2011 1:26:55 AM
Whipster$80.0012/28/2011 5:56:48 AM
AndChicksforFree$35.0012/28/2011 7:58:06 AM
scarlet-velvet$25.0812/28/2011 9:23:58 AM
diplomatic-wealth7$25.0012/28/2011 9:39:58 AM
graceful-investment$25.0012/28/2011 11:45:40 AM
arsisi$50.0012/28/2011 10:42:32 AM
income-buddy7$50.0012/28/2011 11:50:01 AM
high_flyer$100.0012/28/2011 1:14:16 PM
rupee-equation2$25.0012/28/2011 2:28:55 PM
bubb_hans$100.0012/28/2011 3:24:52 PM
first-dinero-paladin$25.0012/28/2011 4:10:10 PM
lender12345$25.0012/28/2011 4:35:09 PM
red-power-pecan$50.0012/28/2011 5:12:08 PM
contract-plasma0$25.0012/28/2011 5:24:50 PM
money-bauble$100.0012/28/2011 5:46:12 PM
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ready-interest9$25.0012/28/2011 8:52:46 PM
help4u$25.0012/28/2011 8:57:22 PM
useful-cash043$750.0012/28/2011 8:39:20 PM
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LibbyZ$50.0012/28/2011 9:43:14 PM
Otagaini$50.0012/29/2011 3:44:59 AM
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nickel-launcher$25.0012/29/2011 8:11:56 AM
ommcd$25.0012/29/2011 9:06:35 AM
ricklip$100.0012/29/2011 9:12:00 AM
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shmb6508$50.0012/29/2011 9:16:46 AM
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wampum-chorus3$25.0012/29/2011 9:28:02 AM
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economy-producer$25.0012/29/2011 9:40:52 AM
Katburg$25.0012/29/2011 9:41:52 AM
papaloha$100.0012/29/2011 9:46:05 AM
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LuckyDuck49$25.0012/29/2011 12:24:48 PM
moola-monger9$50.0012/29/2011 11:35:58 AM
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brightest-gain-investor$1,361.9012/29/2011 1:51:54 PM
smart-kindness8$25.0012/29/2011 1:47:15 PM
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118 Investments
 
Borrower Payment Dependent Notes Series 546889
This series of Notes was issued and sold upon the funding of the borrower loan #58168, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $385.74
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-2001 Debt/Income ratio: 21%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 35 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,711Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: No  
Screen name: gooseygoos Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 720-739 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
700-719 (Oct-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Debt Consolidation
Purpose of loan: I will use this loan to pay off my credit card debt that I have accumulated from moving across the country to follow my career.

My financial situation:
I am a good candidate for this loan because I always make my payments on time. I have used this site in the past and had no problem paying off a previous loan. I have a full time job and am currently making more money than I have in the past. I am ready to be debt free.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$45.0212/27/2011 5:02:20 PM
roadtruck$50.0012/27/2011 5:06:11 PM
jkeller4000$100.0012/27/2011 5:10:09 PM
AFairDeal$25.0012/27/2011 5:07:02 PM
worth-blanket2$12,000.0012/27/2011 5:10:11 PM
5 Investments
 
Borrower Payment Dependent Notes Series 546891
This series of Notes was issued and sold upon the funding of the borrower loan #58236, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.00% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 6.49% Borrower rate/APR: 7.49% / 7.83% Monthly payment: $622.03
 
Lender servicing fee: 1.00% Effective Yield*: 6.49%  
Estimated return*: 5.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Nov-1991 Debt/Income ratio: 17%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 19Length of status:14y 5m
Amount delinquent: $0 Total credit lines: 71 Occupation: Doctor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $37,007Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 59%  
   Homeownership: Yes  
Screen name: Ambassador Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 30 ( 100% ) 780-799 (Latest)
Principal borrowed: $5,100.00< 31 days late: 0 ( 0% )  
780-799 (Jun-2010)
780-799 (Oct-2009)
 
Principal balance: $1,122.23 31+ days late: 0 ( 0% )
Total payments billed: 30  
Description
Pay off credit card
Purpose of loan:
This loan will be used to pay off higher APR credit cards

My financial situation:
I am a good candidate for this loan because i have paid my loans on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
market-maximizer472$100.0012/28/2011 9:55:38 AM
roadtruck$50.0012/27/2011 5:06:11 PM
AFairDeal$25.0012/27/2011 5:07:02 PM
Kyjamune$25.0012/27/2011 5:09:42 PM
GElender$40.0012/27/2011 5:10:20 PM
Pizza-man$50.0012/27/2011 5:18:19 PM
sweet-loan7$25.0012/27/2011 5:25:13 PM
lendersf$50.0012/27/2011 5:22:04 PM
diversification-surge$25.0012/27/2011 5:15:32 PM
bb575$50.0012/27/2011 5:24:02 PM
AmericanCredit$50.0012/27/2011 5:16:20 PM
kenji4861$25.0012/27/2011 5:25:35 PM
happycents$25.0012/27/2011 5:20:49 PM
worthy-bid8$50.0012/27/2011 5:31:28 PM
BxRealtor$25.0012/27/2011 5:22:52 PM
income-banjo$25.0012/27/2011 5:39:31 PM
Dollars4Rent$50.0012/27/2011 5:39:34 PM
MichaelProsper$25.0012/27/2011 5:46:45 PM
first-favorite-bonus9$25.0012/27/2011 5:33:35 PM
Pebbles-Lending$25.0012/27/2011 5:51:58 PM
wtrboy$25.0012/27/2011 5:40:46 PM
the-bright-velocity$25.0012/27/2011 5:42:02 PM
neighborly-hope6$100.0012/27/2011 5:43:38 PM
Dubbs360$250.0012/27/2011 5:44:00 PM
bitterroot_mt$25.0012/27/2011 5:44:13 PM
market-solstice2$25.0012/27/2011 5:45:28 PM
phenomenal-gain5$30.0012/27/2011 6:51:34 PM
cattlebaron$50.0012/27/2011 5:55:21 PM
cattlebaron$50.0012/27/2011 6:36:43 PM
wealth-fighter3$25.0012/27/2011 8:05:59 PM
Lo0se_mo0se$31.5312/27/2011 8:52:02 PM
agbullet55443$300.0012/27/2011 9:19:33 PM
Fioravanti$100.0012/27/2011 9:12:40 PM
bouvierchamp$50.0012/27/2011 9:24:00 PM
Supernick$300.0012/28/2011 12:12:14 AM
CleverHat$200.0012/28/2011 4:53:40 AM
pluto2k8$50.0012/28/2011 4:56:35 AM
zxr$25.0012/28/2011 6:46:37 AM
303lender$28.0012/28/2011 7:02:49 AM
kedia$200.0012/28/2011 7:15:23 AM
shellstar$25.0012/28/2011 8:01:43 AM
gentle-gain235$50.0012/28/2011 8:07:14 AM
crippledcircus$45.0012/28/2011 7:00:57 AM
Danylostefan$400.0012/28/2011 7:58:26 AM
LaXavier$35.0012/28/2011 7:07:06 AM
reward-excellency1$50.0012/28/2011 7:13:11 AM
danf2201$200.0012/28/2011 7:24:18 AM
goodhearted-generosity511$30.0012/28/2011 7:25:42 AM
credit-investor5$50.0012/28/2011 7:26:37 AM
green28$500.0012/28/2011 8:46:56 AM
green28$279.5312/28/2011 8:58:00 AM
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Leshan$100.0012/28/2011 9:10:02 AM
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velocity-solo$25.0012/28/2011 9:25:36 AM
BiggestG$25.0012/28/2011 9:43:04 AM
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skro$25.0012/28/2011 9:41:08 AM
RJN$25.0012/28/2011 9:50:43 AM
TrustPlus$50.0012/28/2011 9:42:47 AM
Tradesmanlender$25.0012/28/2011 9:58:31 AM
kevin314$25.0012/28/2011 9:59:28 AM
indomitable-coin$25.0012/28/2011 9:58:56 AM
wealth-fighter3$25.0012/28/2011 10:19:45 AM
dharma1$25.0012/28/2011 10:02:10 AM
secobarbital$100.0012/28/2011 10:06:10 AM
LimaGuy$127.2212/28/2011 10:44:32 AM
ChrisTJ$25.0012/28/2011 10:08:53 AM
friendinmoney$25.0012/28/2011 11:34:04 AM
peace-apricot0$100.0012/28/2011 11:26:58 AM
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Ocean713$75.0012/28/2011 12:19:40 PM
upbeat-finance8$25.0012/28/2011 11:15:20 AM
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cmg891$50.0012/28/2011 11:58:49 AM
Tscheddar$25.0012/28/2011 1:27:13 PM
toomanyfishtanks$25.0012/28/2011 1:56:11 PM
mrreynol$25.0012/28/2011 2:11:52 PM
roadtruck$50.0012/28/2011 1:54:21 PM
greenback-investor7$100.0012/28/2011 2:19:02 PM
commerce-broker$25.0012/28/2011 2:40:16 PM
myextracash$25.0012/28/2011 2:42:31 PM
tomdooley12520$50.0012/28/2011 2:10:04 PM
thorough-marketplace441$100.0012/28/2011 2:31:26 PM
novice-speculator$25.0012/28/2011 2:27:40 PM
ebgb234$25.0012/28/2011 2:58:44 PM
georgedorn$50.0012/28/2011 3:00:54 PM
Unclejohn$25.0012/28/2011 3:11:16 PM
mscomeaux$50.0012/28/2011 3:16:24 PM
return-beeper$45.1412/28/2011 3:07:51 PM
dayahn$66.7012/28/2011 3:09:05 PM
B1-Lancer$65.0012/28/2011 3:08:59 PM
damage$25.0012/28/2011 3:24:52 PM
Prosp_Lender$50.0012/28/2011 3:26:34 PM
quick$50.0012/28/2011 3:30:38 PM
new-ore-venture$100.0012/28/2011 3:32:59 PM
unclejaef$25.0012/28/2011 3:34:34 PM
ryan6853$25.8012/28/2011 4:14:19 PM
john0720$50.0012/28/2011 4:21:11 PM
larrybird$722.5212/28/2011 4:22:10 PM
pipopirate$25.0012/28/2011 5:13:37 PM
famous-ore2$50.0012/28/2011 5:13:07 PM
lamsabuy$100.0012/28/2011 5:13:09 PM
kurizoo$25.0012/28/2011 5:11:06 PM
compsciman$25.0012/28/2011 5:14:39 PM
finance-negotiator2$25.0012/28/2011 5:13:32 PM
zenchef$25.0012/28/2011 5:08:48 PM
bold-yield-rumbler$25.0012/28/2011 5:09:03 PM
mnmcarve$25.0012/28/2011 5:07:41 PM
TCayce$25.0012/28/2011 5:10:08 PM
ronkr$25.0012/28/2011 5:06:26 PM
herman7$25.0012/28/2011 4:42:50 PM
sensible-order2$200.0012/28/2011 4:35:10 PM
helping-out$360.2612/28/2011 4:50:21 PM
bughead$25.0012/28/2011 4:16:22 PM
mmullen2$60.0012/28/2011 4:12:57 PM
SimGuy$25.0012/28/2011 4:32:47 PM
-------Loaner$50.0012/28/2011 4:00:13 PM
BankofHank$100.0012/28/2011 1:02:17 PM
green-trade-dolphin2$45.0212/27/2011 5:02:18 PM
money-booster2$25.0012/27/2011 5:06:44 PM
cebgop$25.0012/27/2011 5:09:39 PM
awwaww$25.0012/27/2011 5:14:36 PM
larsowe$75.0012/27/2011 5:12:31 PM
investment-artist$31.0112/27/2011 5:20:14 PM
ricklip$100.0012/27/2011 5:23:33 PM
Jay_Tee$50.0012/27/2011 5:25:01 PM
vinayski$25.0012/27/2011 5:18:12 PM
enticing-capital6$50.0012/27/2011 5:27:41 PM
gallant-economy9$50.0012/27/2011 5:18:36 PM
currency-collider9$25.0012/27/2011 5:28:32 PM
tenchi2777$25.0012/27/2011 5:41:53 PM
intuitive-integrity9$50.0012/27/2011 5:42:46 PM
stuy1998$25.0012/27/2011 5:30:29 PM
trade-burrito4$35.0012/27/2011 5:43:08 PM
meux99$25.0012/27/2011 5:33:49 PM
fantastic-investment9$30.0012/27/2011 5:34:17 PM
riproaringrapids$35.0012/27/2011 5:37:04 PM
cash-merry-maker$25.0012/27/2011 5:38:38 PM
kindness-ace1$50.0012/27/2011 6:58:05 PM
hope-hickory8$25.0012/27/2011 7:39:50 PM
wise-benjamins-fortress$50.0012/27/2011 7:45:31 PM
julijask$25.0012/27/2011 7:10:49 PM
Law_Gator$50.0012/27/2011 8:32:24 PM
blue-radiant-economy$200.0012/27/2011 8:36:16 PM
zx12rider$25.0012/27/2011 9:37:54 PM
heerzaquestion$100.0012/27/2011 8:27:07 PM
notabanker$100.0012/27/2011 11:30:47 PM
icontender$50.0012/28/2011 12:46:41 AM
blot44$25.0012/27/2011 9:34:31 PM
generous-deal6$25.0012/28/2011 1:26:55 AM
Cashew6$25.0012/28/2011 4:45:10 AM
power-secret-agent$28.0012/28/2011 5:08:33 AM
cerebral-dollar773$56.3212/28/2011 4:55:45 AM
transparency-universe8$36.0012/28/2011 3:46:55 AM
useful-currency$25.0012/28/2011 6:16:27 AM
blue-useful-auction$25.0012/28/2011 6:51:07 AM
EJPiper$50.0012/28/2011 6:19:55 AM
passivesf$25.0012/28/2011 7:28:27 AM
Mad_Scientist$50.0012/28/2011 6:31:26 AM
a-transaction-flute$25.0012/28/2011 8:02:41 AM
kermitdafrog$25.0012/28/2011 8:32:11 AM
discrete-asset$25.0012/28/2011 7:11:45 AM
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rpd1211$25.0012/28/2011 7:51:40 AM
thinker6$50.0012/28/2011 8:56:53 AM
luminous-marketplace5$25.0012/28/2011 9:08:49 AM
subtle-revenue0$25.0012/28/2011 9:11:58 AM
payout-motivator0$75.0012/28/2011 9:15:58 AM
Marathoner$25.0012/28/2011 9:12:58 AM
C_Mark$50.0012/28/2011 9:22:25 AM
mrpowers5531$25.0012/28/2011 9:24:52 AM
-J$50.0012/28/2011 9:28:14 AM
LongTail$25.0012/28/2011 9:22:31 AM
dime-vista2$25.0012/28/2011 9:29:16 AM
lenderrob$25.0012/28/2011 9:24:23 AM
brainy-return234$25.0012/28/2011 9:38:54 AM
important-ore$150.0012/28/2011 9:39:43 AM
minista$25.0012/28/2011 9:31:37 AM
16888$25.0012/28/2011 9:32:24 AM
fcrick$25.0012/28/2011 9:38:37 AM
virtualbank$25.0012/28/2011 9:32:33 AM
RockCrown$25.0012/28/2011 9:45:25 AM
RankPaid$25.0012/28/2011 9:47:01 AM
KLCRAY$25.0012/28/2011 9:52:55 AM
gauss02$25.0012/28/2011 9:53:30 AM
igniter584$25.0012/28/2011 9:47:15 AM
gold-position$25.0012/28/2011 9:58:12 AM
PhalanxBulldog$28.0012/28/2011 9:57:29 AM
commanding-treasure2$50.0012/28/2011 9:53:03 AM
iaffy$25.0012/28/2011 10:10:08 AM
webwesen$25.0012/28/2011 10:06:31 AM
RgPro$25.0012/28/2011 10:13:15 AM
Duchdad$25.0012/28/2011 10:13:48 AM
passbook$25.0012/28/2011 10:03:13 AM
spiff666$26.6612/28/2011 10:31:38 AM
PXM-Financial$41.0012/28/2011 10:34:26 AM
heerzaquestion$25.0012/28/2011 10:36:34 AM
reasonable-currency$25.0012/28/2011 10:39:34 AM
investment-builder0$50.0012/28/2011 11:03:05 AM
Lender97$25.0012/28/2011 11:08:15 AM
value-willow$100.0012/28/2011 10:46:03 AM
credit-socrates648$3,000.0012/28/2011 10:29:03 AM
radforj22$50.0012/28/2011 10:47:47 AM
M55Rkt$33.3412/28/2011 11:40:02 AM
happy-loot3$200.0012/28/2011 12:03:59 PM
crw1950$71.0112/28/2011 11:39:28 AM
WSTRDG$25.0012/28/2011 11:50:21 AM
FlexFunding$50.0012/28/2011 11:52:30 AM
EverettFinancial$25.0012/28/2011 1:52:32 PM
susurrus$200.0012/28/2011 12:05:38 PM
trombone245$25.0012/28/2011 12:11:39 PM
magnifico932$25.0012/28/2011 1:48:54 PM
organic-responsibility60$100.0012/28/2011 1:09:45 PM
PittsburghCapital$25.0012/28/2011 2:01:28 PM
rlaboy$25.0012/28/2011 2:14:57 PM
smart-kindness8$100.0012/28/2011 1:55:19 PM
currency-persimmon$25.0012/28/2011 2:22:21 PM
ALANGREANSPAN$25.0012/28/2011 3:01:33 PM
tenacious-payout$25.0012/28/2011 3:02:14 PM
tolerant-dinero2$25.0012/28/2011 2:22:39 PM
factcheck$50.0012/28/2011 3:05:08 PM
Algernon$33.0012/28/2011 3:06:13 PM
klinebarger$25.0012/28/2011 3:06:50 PM
keichi03$40.0012/28/2011 3:03:38 PM
lucrative-transparency0$100.0012/28/2011 3:12:23 PM
emunah6$25.0012/28/2011 3:04:07 PM
seabass123$25.0012/28/2011 3:06:29 PM
mscomeaux$50.0012/28/2011 3:17:42 PM
mizon291$60.0012/28/2011 3:19:18 PM
majestic-repayment3$25.0012/28/2011 3:09:43 PM
upperdeck$25.0012/28/2011 3:10:02 PM
ZackZoo$25.0012/28/2011 3:12:25 PM
bubb_hans$100.0012/28/2011 3:13:08 PM
commerce-renewal$250.0012/28/2011 3:17:26 PM
igniter584$50.0012/28/2011 3:18:01 PM
MoneyTree79$70.0012/28/2011 3:23:39 PM
natdwg$30.0012/28/2011 3:51:20 PM
a-restless-dollar$25.0012/28/2011 3:51:32 PM
stinvest$25.0012/28/2011 3:55:03 PM
damage$25.0012/28/2011 3:31:07 PM
dextro$58.4612/28/2011 4:11:49 PM
lowrater$100.9012/28/2011 3:37:51 PM
jubilant-durability9$25.0012/28/2011 3:39:58 PM
trade-solo$25.0012/28/2011 3:41:51 PM
brightest-gain-investor$576.3912/28/2011 4:20:44 PM
enchanted-truth264$25.0012/28/2011 4:26:37 PM
thrilling-wealth556$25.0012/28/2011 4:26:47 PM
courteous-platinum7$25.0012/28/2011 3:57:18 PM
happyinvallarta$50.0012/28/2011 4:03:08 PM
blackfur$25.0012/28/2011 4:09:35 PM
millipotski$25.0012/28/2011 4:13:57 PM
infomas$30.0012/28/2011 4:44:10 PM
market-trooper3$30.0012/28/2011 4:48:25 PM
lender12345$250.0012/28/2011 4:29:58 PM
Sriracha$125.0012/28/2011 5:01:53 PM
rockytop$25.0012/28/2011 4:57:20 PM
fwaguy$25.0012/28/2011 5:07:03 PM
selvamfinance$25.0012/28/2011 5:07:39 PM
liberty-society5$25.0012/28/2011 4:56:37 PM
vivacious-truth3$25.0012/28/2011 5:08:54 PM
investment-kingdom$200.0012/28/2011 5:03:33 PM
littlemonkey$25.0012/28/2011 5:06:08 PM
don8ter$50.0012/28/2011 5:10:18 PM
unassuming-generosity$25.0012/28/2011 5:15:38 PM
lagnisiruk$25.0012/28/2011 5:11:31 PM
JohnGalt94$25.0012/28/2011 5:13:16 PM
shorthairedg$25.0012/28/2011 5:13:31 PM
innovator10$200.0012/28/2011 5:17:14 PM
P2P_Investor$658.1912/28/2011 5:18:00 PM
271 Investments
 
Borrower Payment Dependent Notes Series 546893
This series of Notes was issued and sold upon the funding of the borrower loan #58388, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-27-2011 
Term: 60 months Listing End date:  Dec-27-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $325.19
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-2001 Debt/Income ratio: 16%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 1Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,596Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: green-alluring-leverage Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate bills
Purpose of loan:
This loan will be used to...pay off credit card and a few other bills.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$10,000.0012/27/2011 5:09:53 PM
1 Investments
 
Borrower Payment Dependent Notes Series 546901
This series of Notes was issued and sold upon the funding of the borrower loan #58284, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Oct-2003 Debt/Income ratio: 37%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:11y 8m
Amount delinquent: $0 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,784Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: Yes  
Screen name: palexa_mba Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Moving fee
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/27/2011 5:09:24 PM
allbalooboy2$25.0012/27/2011 7:31:38 PM
realtormoises$25.0012/28/2011 5:13:40 AM
managedfund$333.0012/28/2011 9:31:54 AM
sensible-fund$26.0012/28/2011 5:26:05 PM
patriot0$25.0012/28/2011 8:26:17 PM
ready-interest9$25.0012/28/2011 8:52:30 PM
Yomain$25.0012/28/2011 11:56:16 PM
ethical-truth211$150.0012/29/2011 4:33:38 AM
irrelevant$35.0012/29/2011 6:05:20 AM
money-fort$30.0012/29/2011 8:35:24 AM
sun818$25.0012/29/2011 9:15:52 AM
best-basis-trooper$25.0012/29/2011 9:19:00 AM
social-heart$25.0012/29/2011 9:18:19 AM
mrxtravis$25.0012/27/2011 5:23:37 PM
goodhearted-generosity511$30.0012/27/2011 5:41:25 PM
SolarMoonshine$25.0012/27/2011 5:57:38 PM
SFBank$50.0012/27/2011 6:42:49 PM
generous-deal6$25.0012/28/2011 1:26:56 AM
greencat$50.0012/28/2011 7:12:57 AM
simiray$25.0012/28/2011 10:24:55 AM
transformer855$25.0012/28/2011 10:18:10 AM
bid-stockpiler1$100.0012/28/2011 4:44:08 PM
let_me_retire$50.0012/28/2011 10:35:48 PM
DeltaComputerGuy$50.0012/29/2011 2:09:05 AM
favorite-commerce$40.0012/29/2011 5:42:17 AM
nfx$25.0012/29/2011 6:17:37 AM
asset-sprout$25.0012/29/2011 4:57:59 AM
tzvie$25.0012/29/2011 7:15:30 AM
gotjack$25.0012/29/2011 5:42:56 AM
WMY-Investor$100.0012/29/2011 9:01:08 AM
a-versatile-power$25.0012/29/2011 8:30:19 AM
kindness-ace1$50.0012/29/2011 8:49:22 AM
heroic-benefit$200.0012/29/2011 9:07:21 AM
leverage-monger$25.0012/29/2011 9:05:05 AM
affluence-generator2$100.0012/29/2011 8:29:41 AM
tender-ore$25.0012/29/2011 9:14:00 AM
new-ore-venture$81.0012/29/2011 9:19:14 AM
38 Investments
 
Borrower Payment Dependent Notes Series 546905
This series of Notes was issued and sold upon the funding of the borrower loan #58239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 7.04% Borrower rate/APR: 8.04% / 8.38% Monthly payment: $470.32
 
Lender servicing fee: 1.00% Effective Yield*: 7.04%  
Estimated return*: 5.54%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1998 Debt/Income ratio: 18%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:11y 2m
Amount delinquent: $0 Total credit lines: 34 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,409Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: Yes  
Screen name: enticing-treasure8 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Basement Remodel
Purpose of loan:
This loan will be used to remodel my basement. Plans consist of a theater room and bar area. This remodel has been planned for years and I finally have the time to devote towards the renovation. The plan is expected to have it completed by summer 2012.

My financial situation:
I have an excellent paying postion with the State of NY and I am eligible for retirement in 10 years. My home was purchased new in 2005 and does not have enough equity to qualify for a home equity loan. A large amount of my salary is deducted for my Deferred Compensation plan which I elect to max the benefit out for each year. My credit is almost perfect and I take pride in obtaining the best score possible. Lastly, I would prefer that an individual make the capital off the interest rather than a banking institution, I believe I may start investing in Prosper myself at some point.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
market-maximizer472$100.0012/28/2011 9:55:38 AM
BankofHank$75.0012/28/2011 1:04:32 PM
green-trade-dolphin2$33.0212/27/2011 5:02:27 PM
money-booster2$25.0012/27/2011 5:06:45 PM
Kyjamune$25.0012/27/2011 5:09:42 PM
roadtruck$50.0012/27/2011 5:06:12 PM
AFairDeal$25.0012/27/2011 5:07:03 PM
payment-freshmaker$50.0012/27/2011 5:18:23 PM
larsowe$75.0012/27/2011 5:12:32 PM
kenji4861$25.0012/27/2011 5:25:36 PM
lendersf$50.0012/27/2011 5:22:04 PM
neighborly-hope6$100.0012/27/2011 5:43:38 PM
meux99$25.0012/27/2011 5:33:49 PM
vutah$25.0012/27/2011 5:54:08 PM
cash-merry-maker$25.0012/27/2011 5:38:38 PM
Pebbles-Lending$25.0012/27/2011 5:52:06 PM
hope-hickory8$25.0012/27/2011 7:39:22 PM
icontender$50.0012/28/2011 12:46:41 AM
generous-deal6$25.0012/28/2011 1:26:57 AM
passivesf$25.0012/28/2011 7:27:59 AM
gentle-gain235$50.0012/28/2011 8:08:20 AM
luminous-marketplace5$25.0012/28/2011 9:08:49 AM
mrpowers5531$25.0012/28/2011 9:24:53 AM
Leshan$25.0012/28/2011 9:28:23 AM
minista$25.0012/28/2011 9:31:37 AM
brainy-return234$25.0012/28/2011 9:38:54 AM
TrustPlus$50.0012/28/2011 9:42:47 AM
tenchi2777$25.0012/28/2011 9:35:45 AM
intuitive-integrity9$50.0012/28/2011 9:45:01 AM
RockCrown$25.0012/28/2011 9:45:25 AM
RankPaid$25.0012/28/2011 9:47:01 AM
jonandmeg21$25.0012/28/2011 9:50:28 AM
wtrboy$25.0012/28/2011 9:54:07 AM
Pizza-man$50.0012/28/2011 9:55:45 AM
Duchdad$25.0012/28/2011 10:13:48 AM
scrappy-bonus2$25.0012/28/2011 10:33:54 AM
capital-blueberry$25.0012/28/2011 12:03:35 PM
intelligent-dedication9$150.0012/28/2011 12:05:57 PM
Tscheddar$25.0012/28/2011 1:28:28 PM
credit-socrates648$3,000.0012/28/2011 12:52:43 PM
edaguy$100.0012/28/2011 1:52:40 PM
nycjdmpa$50.0012/28/2011 1:15:10 PM
currency-persimmon$50.0012/28/2011 2:12:30 PM
ScowSailor$100.0012/28/2011 1:47:22 PM
smart-kindness8$100.0012/28/2011 1:54:40 PM
novice-speculator$25.0012/28/2011 2:21:41 PM
investment-artist$25.0212/28/2011 2:19:36 PM
commerce-broker$25.0012/28/2011 2:44:12 PM
Algernon$33.0012/28/2011 3:06:13 PM
astute-fairness0$25.0012/28/2011 3:09:15 PM
MissionMicroFinance$25.0012/28/2011 2:39:23 PM
blue111$25.0012/28/2011 3:11:48 PM
lucrative-transparency0$100.0012/28/2011 3:12:23 PM
CleverHat$100.0012/28/2011 2:59:26 PM
a2190b$36.0012/28/2011 3:06:52 PM
upperdeck$25.0012/28/2011 3:07:48 PM
klinebarger$25.0012/28/2011 3:05:18 PM
encouraging-bazaar3$40.0012/28/2011 3:09:46 PM
dmitriy2$28.0012/28/2011 3:31:03 PM
auction-seeker$25.0012/28/2011 3:31:46 PM
mscomeaux$25.0012/28/2011 3:19:54 PM
market-trooper3$30.0012/28/2011 3:21:53 PM
Prosp_Lender$25.0012/28/2011 3:23:36 PM
jubilant-durability9$25.0012/28/2011 3:38:52 PM
SteadyOne$30.0012/28/2011 3:44:42 PM
Prosp_Lender$25.0012/28/2011 3:27:11 PM
xrycac$25.0012/28/2011 3:55:18 PM
SolarMoonshine$25.0012/28/2011 3:29:55 PM
mmullen2$60.0012/28/2011 4:12:06 PM
Income-Scout$200.0012/28/2011 3:39:28 PM
responsive-rate884$100.0012/28/2011 3:48:01 PM
pnace$45.0012/28/2011 3:49:22 PM
a-restless-dollar$25.0012/28/2011 3:51:03 PM
THEMONEYLENDER$25.0012/28/2011 3:53:39 PM
enchanted-truth264$25.0012/28/2011 4:27:04 PM
blue-radiant-economy$200.0012/28/2011 4:06:31 PM
Chuck1939$50.0012/28/2011 4:10:13 PM
aldeed$375.0112/28/2011 4:14:19 PM
infomas$54.1312/28/2011 4:44:51 PM
thrilling-wealth556$25.0012/28/2011 4:48:57 PM
lender12345$25.0012/28/2011 4:27:23 PM
heroic-deal7$25.0012/28/2011 4:58:03 PM
upbeat-finance8$25.0012/28/2011 4:39:45 PM
nelie150$33.4912/28/2011 5:04:24 PM
Sriracha$100.0012/28/2011 5:02:19 PM
rapid-liberty3$25.0012/28/2011 5:02:49 PM
Geologist-67$25.0012/28/2011 4:59:39 PM
currency-collider9$25.0012/28/2011 5:07:57 PM
secobarbital$100.0012/28/2011 5:08:52 PM
makerain$25.0012/28/2011 5:18:53 PM
important-ore$150.0012/28/2011 5:20:28 PM
sun818$25.0012/28/2011 5:21:46 PM
nuclearmoose$50.0012/28/2011 5:15:48 PM
Inquisitor06$25.0012/28/2011 5:22:11 PM
spenrod$25.0012/28/2011 5:21:18 PM
AWTT$25.0012/28/2011 5:22:26 PM
ZeoInvestments$25.0012/28/2011 5:24:03 PM
judson$50.0012/28/2011 5:24:53 PM
babokd$50.0012/28/2011 5:25:39 PM
inventive-wealth2$25.0012/28/2011 5:32:34 PM
Princehaha$168.2012/28/2011 5:28:45 PM
emo13$50.0012/28/2011 5:31:05 PM
IIP77$25.0012/28/2011 5:31:33 PM
rmachi$25.0012/28/2011 5:30:51 PM
schmegs$25.0012/28/2011 5:32:58 PM
extraordinary-exchange4$25.0012/28/2011 5:39:04 PM
LogicalCC$25.0012/28/2011 5:33:14 PM
runner262$25.0012/28/2011 5:34:51 PM
power-companion7$75.0012/28/2011 5:33:44 PM
kyomoon$50.0012/28/2011 5:34:49 PM
good_lender$25.0012/28/2011 5:37:07 PM
new-truth-chuckler$25.0012/28/2011 5:38:46 PM
cebgop$25.0012/27/2011 5:09:39 PM
BxRealtor$25.0012/27/2011 5:22:52 PM
sweet-loan7$25.0012/27/2011 5:25:13 PM
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bb575$50.0012/27/2011 5:24:02 PM
income-banjo$25.0012/27/2011 5:39:31 PM
Dollars4Rent$50.0012/27/2011 5:39:35 PM
currency-agave$60.0012/27/2011 5:28:19 PM
natural-trade7$56.9812/27/2011 6:22:14 PM
market-solstice2$25.0012/27/2011 5:45:28 PM
Law_Gator$25.0012/27/2011 8:39:38 PM
DrStaff$25.0012/27/2011 10:12:44 PM
notabanker$100.0012/27/2011 11:30:47 PM
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bouvierchamp$46.6712/27/2011 9:24:00 PM
blot44$50.0012/27/2011 9:34:01 PM
Cashew6$25.0012/28/2011 4:45:11 AM
useful-currency$25.0012/28/2011 6:16:28 AM
blue-useful-auction$25.0012/28/2011 6:48:54 AM
umfan123$25.0012/28/2011 8:51:08 AM
diversification-surge$25.0012/28/2011 9:15:54 AM
riproaringrapids$35.0012/28/2011 9:13:13 AM
C_Mark$50.0012/28/2011 9:22:25 AM
Aimvest$25.0012/28/2011 9:17:56 AM
16888$25.0012/28/2011 9:32:25 AM
ricklip$100.0012/28/2011 9:42:31 AM
stuy1998$25.0012/28/2011 9:48:18 AM
dbs$25.0012/28/2011 9:49:52 AM
gallant-economy9$50.0012/28/2011 9:54:32 AM
indomitable-coin$25.0012/28/2011 9:58:57 AM
dharma1$25.0012/28/2011 10:02:10 AM
first-favorite-bonus9$25.0012/28/2011 10:00:21 AM
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investment-builder0$50.0012/28/2011 11:03:05 AM
dollar-turtle$39.8812/28/2011 12:18:36 PM
Ocean713$75.0012/28/2011 12:20:45 PM
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cmg891$50.0012/28/2011 11:58:15 AM
tomdooley12520$75.0012/28/2011 2:07:09 PM
greenback-investor7$100.0012/28/2011 2:19:03 PM
PittsburghCapital$25.0012/28/2011 1:59:50 PM
thorough-marketplace441$225.0012/28/2011 2:28:54 PM
slgilligan$50.0012/28/2011 1:32:11 PM
toomanyfishtanks$25.0012/28/2011 1:52:23 PM
addlending$100.0012/28/2011 2:21:04 PM
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indomart$25.0012/28/2011 2:17:56 PM
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georgedorn$30.0012/28/2011 3:01:11 PM
dammage$50.0012/28/2011 2:40:06 PM
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AF_Trust$50.0012/28/2011 3:11:44 PM
ebgb234$25.0012/28/2011 2:58:44 PM
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keichi03$43.0012/28/2011 3:06:25 PM
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Unclejohn$25.0012/28/2011 3:11:16 PM
designer_10$25.0012/28/2011 3:29:20 PM
quick$100.0012/28/2011 3:30:06 PM
damage$50.0012/28/2011 3:30:25 PM
bubb_hans$100.0012/28/2011 3:13:09 PM
new-ore-venture$100.0012/28/2011 3:32:14 PM
EverettFinancial$25.0012/28/2011 3:15:50 PM
Isanpankki$30.0012/28/2011 3:18:25 PM
burger283$25.0012/28/2011 3:20:04 PM
lending_well$50.0012/28/2011 3:20:03 PM
funds-rascal$150.0012/28/2011 3:21:20 PM
MoneyTree79$50.0012/28/2011 3:22:28 PM
lowrater$50.9012/28/2011 3:35:51 PM
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commerce-renewal$500.0012/28/2011 3:27:42 PM
beeper2$50.0012/28/2011 3:57:49 PM
unclejaef$25.0012/28/2011 3:34:34 PM
millipotski$25.0012/28/2011 4:13:58 PM
Nascar1$25.0012/28/2011 3:42:40 PM
stinvest$25.0012/28/2011 3:53:12 PM
-------Loaner$50.0012/28/2011 3:56:25 PM
natdwg$30.0012/28/2011 3:53:24 PM
courteous-platinum7$40.0012/28/2011 3:59:45 PM
herman7$25.0012/28/2011 4:39:40 PM
ryan6853$25.8012/28/2011 4:15:16 PM
john0720$50.0012/28/2011 4:23:04 PM
rockytop$25.0012/28/2011 4:57:43 PM
Zach842$100.0012/28/2011 4:34:06 PM
p2p-paradise$38.8612/28/2011 4:32:52 PM
goldsun$25.0012/28/2011 4:37:01 PM
SimGuy$50.0012/28/2011 4:33:31 PM
PhalanxBulldog$50.0012/28/2011 5:09:25 PM
investment-kingdom$100.0012/28/2011 5:05:14 PM
houli123$250.0012/28/2011 5:12:01 PM
unforgettable-wealth4$50.0012/28/2011 5:18:32 PM
webwesen$25.0012/28/2011 5:19:58 PM
Thelonius98$25.0012/28/2011 5:21:54 PM
Tradesmanlender$25.0012/28/2011 5:16:30 PM
kindness-ace1$50.0012/28/2011 5:18:36 PM
commanding-treasure2$50.0012/28/2011 5:23:27 PM
Curly-Girly$25.0012/28/2011 5:26:39 PM
igniter584$25.0012/28/2011 5:21:13 PM
compoundinterest$50.0012/28/2011 5:21:55 PM
independent-revenue4$100.0012/28/2011 5:22:17 PM
aabadabadoo$25.0012/28/2011 5:24:44 PM
inventive-wealth2$25.0012/28/2011 5:29:40 PM
dealmaster$100.0012/28/2011 5:25:26 PM
BeaufortBill$45.9712/28/2011 5:23:26 PM
orange-resolute-platinum$25.0012/28/2011 5:32:36 PM
awwaww$25.0012/28/2011 5:33:17 PM
happy-loot3$100.0012/28/2011 5:29:37 PM
wealthstar$25.0012/28/2011 5:33:00 PM
Dubbs360$250.0012/28/2011 5:34:02 PM
Rockymtnhi$50.0012/28/2011 5:34:15 PM
one2sojourn$50.0012/28/2011 5:37:03 PM
basis-ferret8$50.0012/28/2011 5:38:06 PM
BenR$100.0012/28/2011 5:39:16 PM
231 Investments
 
Borrower Payment Dependent Notes Series 546907
This series of Notes was issued and sold upon the funding of the borrower loan #58175, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Mar-2006 Debt/Income ratio: 60%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:7y 8m
Amount delinquent: $0 Total credit lines: 29 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,991Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 120%  
   Homeownership: Yes  
Screen name: sensible-peso048 Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
660-679 (Mar-2011)
 
Principal balance: $2,495.80 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Funds for Debt Consolidation
Purpose of loan:
This loan will be used to...

My financial situation: fair
I am a good candidate for this loan because...
I have may all current payments on time.

Monthly net income: $2,000
Monthly expenses: $
Housing: $560.00
Insurance: $43.00
Car expenses: $100.00
Utilities: $100.00
Phone, cable, internet: $95.00
Food, entertainment: $200.00
Clothing, household expenses: $0.00
Credit cards and other loans: $200.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
handy-justice$100.0012/27/2011 5:02:29 PM
jkeller4000$100.0012/27/2011 5:10:09 PM
worth-blanket2$3,900.0012/27/2011 5:10:21 PM
GElender$40.0012/27/2011 5:10:20 PM
4 Investments
 
Borrower Payment Dependent Notes Series 546915
This series of Notes was issued and sold upon the funding of the borrower loan #58342, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $803.63
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1978 Debt/Income ratio: 24%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:20y 5m
Amount delinquent: $0 Total credit lines: 15 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,351Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: No  
Screen name: mcadvdsgn Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 760-779 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
800-819 (May-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
credit card debt consolidation
Purpose of loan:
We want to use this loan to consolidate the debt we have on two credit cards to a lower interest rate ( from 15.5 and 18.5 apr to 12.5 with prosper)

My financial situation:
I am a good candidate for this loan because of stable employment in health care industry (20+ years). Wife is a teacher but income is not included in the loan application. We have an excellent credit score. I have been on both sides of the Prosper transactions - providing loans as well as taking out a loan to remodel our kitchen and enjoy the business opportunities it opens for investors and small business. Thank you for considering this listing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
hope-hickory8$25.0012/28/2011 2:41:36 PM
klinebarger$25.0012/28/2011 3:14:38 PM
worth-blanket2$24,950.0012/28/2011 3:32:24 PM
Prosp_Lender$50.0012/28/2011 3:28:04 PM
4 Investments
 
Borrower Payment Dependent Notes Series 546933
This series of Notes was issued and sold upon the funding of the borrower loan #58301, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-27-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $397.83
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1989 Debt/Income ratio: 42%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:23y 4m
Amount delinquent: $0 Total credit lines: 28 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,695Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: graceful-bonus8 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 720-739 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
720-739 (Jun-2011)
 
Principal balance: $3,536.17 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
debt consolidation
Purpose of loan:
This loan will be used to...pay off credit cards so that i can combine them into one monthly payment

My financial situation:
I am a good candidate for this loan because...I have a steady and secure job as a teacher. I have been employed for 23 years with the same school district. I am wanting to get a good grip on my financial situation.


Monthly net income: $3,149.32
Monthly expenses: $2252.53
Housing: $473.00
Insurance: $100.00
Car expenses: $165.00
Utilities: $125.00
Phone, cable, internet: $150.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
managedfund$1,333.0012/27/2011 5:06:34 PM
AFairDeal$25.0012/27/2011 5:07:12 PM
AF-Chief$25.0012/27/2011 5:17:18 PM
worth-dandelion$100.0012/27/2011 5:13:07 PM
312-Lender$25.0012/27/2011 5:33:30 PM
successful-agreement7$100.0012/27/2011 5:27:11 PM
kewgdns$30.0012/27/2011 6:40:47 PM
kindness-ace1$50.0012/27/2011 6:56:27 PM
hope-hickory8$25.0012/27/2011 7:37:22 PM
theloanteacher$25.0012/27/2011 6:31:02 PM
newest-justice-bear$25.0012/27/2011 8:16:58 PM
heerzaquestion$25.0012/27/2011 8:18:38 PM
julijask$50.0012/27/2011 7:12:55 PM
elephantparty$25.0012/27/2011 9:21:29 PM
bold-deal-ringleader$25.0012/27/2011 7:52:10 PM
matthewa$25.0012/27/2011 10:35:47 PM
Fioravanti$100.0012/27/2011 9:10:06 PM
nimble-money086$25.0012/28/2011 12:00:10 AM
radforj22$25.0012/27/2011 11:27:13 PM
MrUSC$25.0012/28/2011 4:06:52 AM
loanman2007$25.0012/28/2011 4:48:24 AM
yield-implementer8$48.1812/28/2011 5:07:32 AM
MarvintheMartian$25.0012/28/2011 5:25:25 AM
Bobtep23$50.0012/28/2011 6:18:07 AM
Mad_Scientist$50.0012/28/2011 6:30:20 AM
income-buffalo1$122.0012/28/2011 6:25:07 AM
quest0$35.9812/28/2011 6:38:56 AM
ddog0224$50.0012/28/2011 5:00:45 AM
Bob450$29.0212/28/2011 6:47:51 AM
roi-advantage$25.0012/28/2011 7:01:09 AM
janeybooboo$100.0012/28/2011 6:05:46 AM
llequire1$75.0012/28/2011 7:22:43 AM
suave-dime6$25.0012/28/2011 6:42:46 AM
investment-comet$25.0012/28/2011 7:49:59 AM
enticing-exchange3$25.0012/28/2011 8:07:59 AM
marwadi-62$100.0012/28/2011 7:54:07 AM
mikeandcat$100.0012/28/2011 8:20:52 AM
principal-duckling$75.0012/28/2011 8:57:12 AM
evergreen16$100.0012/28/2011 9:01:12 AM
reflective-greenback1$25.0012/28/2011 8:23:39 AM
valiant-money$50.0012/28/2011 8:41:53 AM
umfan123$25.0012/28/2011 8:51:08 AM
Leshan$50.0012/28/2011 9:07:37 AM
Kestrel$50.4512/28/2011 9:20:13 AM
bazaar-festivity$25.0012/28/2011 9:21:39 AM
dime-vista2$25.0012/28/2011 9:28:01 AM
the-silver-blaster$100.0012/28/2011 9:36:34 AM
green-rate-futurist$25.0012/28/2011 9:54:43 AM
secobarbital$100.0012/28/2011 10:06:11 AM
reasonable-currency$38.9912/28/2011 10:26:28 AM
genuine-integrity0$25.0012/28/2011 10:28:21 AM
CA-Lender$25.0012/28/2011 10:28:06 AM
responsive-value4$25.0012/28/2011 10:30:42 AM
charming-exchange7$25.0012/28/2011 10:31:58 AM
value-willow$25.0012/28/2011 10:46:04 AM
wise-moola-warrior$27.0012/28/2011 11:58:26 AM
jebber007$35.0012/28/2011 11:45:51 AM
susurrus$50.0012/28/2011 12:06:37 PM
Tscheddar$25.0012/28/2011 1:33:53 PM
smart-kindness8$100.0012/28/2011 1:55:49 PM
hookUup$29.2112/28/2011 2:17:20 PM
affluence-generator2$150.0012/28/2011 1:55:46 PM
tolerant-dinero2$25.0012/28/2011 2:24:26 PM
petangerie$50.0012/28/2011 3:04:29 PM
novice-speculator$25.0012/28/2011 2:28:10 PM
tenacious-payout$25.0012/28/2011 3:01:17 PM
georgedorn$25.0012/28/2011 3:02:19 PM
flexible-income7$30.9012/28/2011 2:45:59 PM
ZackZoo$40.5912/28/2011 3:13:04 PM
factcheck$50.0012/28/2011 2:59:51 PM
bubb_hans$25.0012/28/2011 3:04:14 PM
lovely-greenback4$50.0012/28/2011 3:04:55 PM
klinebarger$25.0012/28/2011 3:05:31 PM
encouraging-bazaar3$42.8612/28/2011 3:04:02 PM
burger283$25.0012/28/2011 3:21:38 PM
market-trooper3$30.0012/28/2011 3:11:13 PM
commerce-renewal$269.8212/28/2011 3:25:50 PM
blue111$25.0012/28/2011 3:12:44 PM
smart-kindness8$50.0012/28/2011 3:12:56 PM
damage$25.0012/28/2011 3:23:57 PM
happyinvallarta$50.0012/28/2011 3:59:08 PM
natdwg$30.0012/28/2011 4:01:21 PM
auction-seeker$25.0012/28/2011 3:32:25 PM
aldeed$100.0012/28/2011 4:13:15 PM
reward-galaxy$25.0012/28/2011 3:43:45 PM
EncouragingTruth$25.0012/28/2011 3:59:18 PM
marketologist327$25.0012/28/2011 4:30:42 PM
diligent-kindness9$25.0012/28/2011 4:09:23 PM
john0720$50.0012/28/2011 4:23:44 PM
didibagle$121.9212/28/2011 4:46:52 PM
joelnet$250.0012/28/2011 4:48:10 PM
lender12345$25.0012/28/2011 4:28:04 PM
SimGuy$25.0012/28/2011 4:33:59 PM
basejump0$25.0012/28/2011 4:35:19 PM
intelligent-repayment8$2,000.0012/28/2011 4:56:52 PM
the-enthralling-coin$25.0012/28/2011 5:09:05 PM
worth-dandelion$200.0012/28/2011 5:13:07 PM
sensible-fund$25.2512/28/2011 5:20:10 PM
wwwUniversal$25.0012/28/2011 5:15:25 PM
greekgst99$25.0012/28/2011 5:16:50 PM
Easystreet$25.0012/28/2011 5:18:18 PM
inventive-wealth2$25.0012/28/2011 5:29:07 PM
platinum-admiral8$25.0012/28/2011 5:23:06 PM
Calif-smo$25.0012/28/2011 5:26:45 PM
lucrative-transparency0$100.0012/28/2011 5:27:15 PM
Princehaha$50.0012/28/2011 5:28:14 PM
godfather4u$200.0012/28/2011 5:34:36 PM
investment-cluster$25.0012/28/2011 5:32:57 PM
Maetryx$42.0012/28/2011 5:36:02 PM
processor115$25.0012/28/2011 5:39:52 PM
Rockymtnhi$50.0012/28/2011 5:45:59 PM
melodious-openness$145.9712/28/2011 6:05:57 PM
ultimate-wealth7$25.0012/28/2011 6:00:59 PM
LanceLink$39.6812/28/2011 5:53:12 PM
jkeller4000$25.0012/27/2011 5:09:51 PM
halothane_logic$268.5012/27/2011 5:13:09 PM
camaraderi-aspen$100.0012/27/2011 5:10:36 PM
LittleMingo$25.0012/27/2011 5:10:56 PM
DHolly$25.0012/27/2011 5:11:23 PM
kenji4861$25.0012/27/2011 5:25:45 PM
zeeexsixare$200.0012/27/2011 5:39:32 PM
Interloper$50.0012/27/2011 5:29:13 PM
Investor_DP$100.0012/27/2011 5:49:39 PM
auction-seeker4$35.0012/27/2011 6:04:24 PM
graceful-investment$50.0012/27/2011 6:13:10 PM
javelin0$25.0012/27/2011 5:47:23 PM
frugalinvestor20$25.0012/27/2011 5:55:24 PM
wealth-fighter3$25.0012/27/2011 8:05:10 PM
ccclaireee333$25.0012/27/2011 6:48:51 PM
R3vXX$25.0012/27/2011 8:56:43 PM
cash-boots7$150.0012/27/2011 7:56:00 PM
Lo0se_mo0se$25.0012/27/2011 9:03:43 PM
eloquent-bill6$25.0012/27/2011 11:33:01 PM
brightest-benjamins-onator$25.0012/28/2011 4:17:34 AM
USMC0311$25.0012/28/2011 3:03:16 AM
DoctorJoe$30.0012/28/2011 4:32:08 AM
generous-deal6$25.0012/28/2011 1:26:58 AM
EJPiper$25.0012/28/2011 6:20:27 AM
zxr$25.0012/28/2011 6:45:25 AM
CleverHat$50.0012/28/2011 5:11:48 AM
reward-excellency1$25.0012/28/2011 7:15:11 AM
yank918$50.0012/28/2011 7:36:49 AM
transparency-universe8$30.0012/28/2011 8:09:57 AM
Dubbs360$250.0012/28/2011 7:24:42 AM
Invest_in_residual_income$25.0012/28/2011 7:31:58 AM
Techne_Funds_LLC$25.0012/28/2011 9:03:51 AM
blissful-cash3$100.0012/28/2011 9:56:14 AM
wealth-fighter3$25.0012/28/2011 10:20:57 AM
forthright-trade$35.0012/28/2011 10:21:50 AM
charming-exchange7$25.0012/28/2011 10:29:03 AM
Oranje88$50.0012/28/2011 10:44:49 AM
jarevack$34.8212/28/2011 11:11:33 AM
lean-fund0$100.0012/28/2011 10:54:08 AM
orbital-dollar2$25.0012/28/2011 10:58:48 AM
PaulW$25.0012/28/2011 10:37:46 AM
sweetlan$25.0012/28/2011 11:21:56 AM
lean-fund0$100.0012/28/2011 11:22:19 AM
intelligent-dedication9$100.0012/28/2011 12:07:28 PM
Ocean713$75.0012/28/2011 12:22:43 PM
toomanyfishtanks$25.0012/28/2011 1:51:40 PM
High-flyer$50.0012/28/2011 2:04:32 PM
trumpeter5$25.0012/28/2011 2:27:39 PM
LKN2RTR$26.7512/28/2011 2:02:25 PM
indomart$50.0012/28/2011 2:14:18 PM
rupee-equation2$25.0012/28/2011 2:28:56 PM
greenback-investor7$100.0012/28/2011 2:19:03 PM
Rogesparkguy$25.0012/28/2011 2:09:35 PM
Coastielender09$28.5112/28/2011 2:46:59 PM
friendly-principal76$25.0012/28/2011 2:19:25 PM
astute-investment5$25.0012/28/2011 2:21:18 PM
sunny-truth6$25.0012/28/2011 3:01:32 PM
unconquerable-dedication$25.0012/28/2011 3:02:20 PM
upperdeck$25.0012/28/2011 3:07:21 PM
majestic-repayment3$25.0012/28/2011 3:10:36 PM
Prosp_Lender$25.0012/28/2011 3:25:59 PM
MoneyTree79$39.8912/28/2011 3:19:50 PM
quick$50.0012/28/2011 3:23:16 PM
new-ore-venture$300.0012/28/2011 3:24:50 PM
iamwhatiam$33.5412/28/2011 3:47:16 PM
responsive-rate884$35.0012/28/2011 3:56:28 PM
Feyenoord$30.0012/28/2011 3:58:25 PM
buffalobills$25.0012/28/2011 4:01:18 PM
Jaoe$31.2112/28/2011 4:01:40 PM
blue-radiant-economy$100.0012/28/2011 4:12:30 PM
Jubael$50.0012/28/2011 3:43:59 PM
dinero-idol677$100.0012/28/2011 3:51:32 PM
enchanted-truth264$25.0012/28/2011 4:28:11 PM
GolfPro2006$50.0012/28/2011 3:58:49 PM
silver-flower448$25.0012/28/2011 3:59:11 PM
blackfur$25.0012/28/2011 4:10:27 PM
ore-dojo$100.0012/28/2011 4:12:47 PM
sensible-order2$350.0012/28/2011 4:38:48 PM
BlackCat36$100.0012/28/2011 4:20:44 PM
Watersports$50.0012/28/2011 4:25:00 PM
Control$27.0512/28/2011 4:36:21 PM
future-baby-fund$25.0012/28/2011 4:39:20 PM
Zach842$94.1712/28/2011 4:44:42 PM
thrilling-wealth556$25.0012/28/2011 4:51:59 PM
chameleon125$25.0012/28/2011 5:06:09 PM
investment-kingdom$300.0012/28/2011 5:03:58 PM
adir1$35.0012/28/2011 5:11:37 PM
Starica$248.0012/28/2011 5:20:39 PM
a-noble-coin$50.0012/28/2011 5:16:53 PM
contract-plasma0$25.0012/28/2011 5:19:37 PM
judson$75.0012/28/2011 5:28:11 PM
randsenterprise$25.0012/28/2011 5:28:18 PM
one2sojourn$50.0012/28/2011 5:36:14 PM
LuckyDuck49$25.0012/28/2011 5:37:56 PM
lender2611$25.0012/28/2011 5:47:37 PM
finance-dandelion$116.8612/28/2011 5:49:41 PM
sun818$25.0012/28/2011 5:58:09 PM
edaguy$75.0012/28/2011 5:48:03 PM
poetic-economy$100.0012/28/2011 5:56:22 PM
Chillito$47.8812/28/2011 6:01:00 PM
214 Investments
 
Borrower Payment Dependent Notes Series 546935
This series of Notes was issued and sold upon the funding of the borrower loan #58334, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $498.25
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1988 Debt/Income ratio: 17%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:12y 11m
Amount delinquent: $0 Total credit lines: 25 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,377Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: carpediem1 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 51 ( 100% ) 760-779 (Latest)
Principal borrowed: $35,000.00< 31 days late: 0 ( 0% )  
740-759 (Aug-2010)
700-719 (Sep-2009)
700-719 (Jul-2009)
680-699 (Nov-2007)
 
Principal balance: $9,080.97 31+ days late: 0 ( 0% )
Total payments billed: 51  
Description
Debt Consolidation
Proceeds from this loan will be used to pay off credit card debt I incurred for business.This loan will replace that card debt.As you can see, I have a 760+ credit score, a paid in full previous loan, a current loan,and low debt to income ratio.My site, MROCHEM.com is doing well, and has a D & B paydex of 80(out of 80), and is profitable. Of course, I am personally responsible for this loan. I have 1 loan Paid in Full with Prosper, never late. As a lender myself, I know how important it is to deal with quality borrowers who make their payments on time.
I am also the group leader of AAAA Fund America.
Mastercard- 8000
Visa- 7000
interest rates on above range from 25-29.99%,due to recent rate increases(even though I've never been late) by Chase.
I'd rather pay you.
Feel free to contact me regarding any aspect of this listing.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
roadtruck$50.0012/27/2011 5:06:13 PM
green-trade-dolphin2$45.0212/27/2011 5:02:16 PM
jkeller4000$100.0012/27/2011 5:10:10 PM
money-booster2$25.0012/27/2011 5:06:45 PM
MoneyForNothing$48.8512/27/2011 5:07:33 PM
AFairDeal$25.0012/27/2011 5:07:03 PM
worth-blanket2$15,500.0012/27/2011 5:10:22 PM
GElender$40.0012/27/2011 5:10:21 PM
8 Investments
 
Borrower Payment Dependent Notes Series 546947
This series of Notes was issued and sold upon the funding of the borrower loan #58243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-27-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 25.87% Borrower rate/APR: 26.87% / 29.49% Monthly payment: $304.58
 
Lender servicing fee: 1.00% Effective Yield*: 25.23%  
Estimated return*: 14.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Apr-1997 Debt/Income ratio: 44%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 7 / 8Length of status:3y 4m
Amount delinquent: $54,881 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,210Stated income:$25,000-$49,999
Delinquencies in last 7y: 11 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: bid-britches Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
700-719 (Nov-2010)
 
Principal balance: $1,869.51 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Debt consolidation
Purpose of loan: debt consolidation

This loan will be used to pay off car and some medical bills to lower overall monthly payments

My financial situation: Good

I am a good candidate for this loan because me and my wife both work full time and have never missed a Prosper payment. It will be setup direct withdrawl.


Monthly net income: $ 5650
Housing: $ 860
Insurance: $ 200
Car expenses: $ 700
Utilities: $ 250
Phone, cable, internet: $ 150
Food, entertainment: $ 700
Credit cards and other loans: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
managedfund$1,333.0012/27/2011 5:06:34 PM
trumpeter5$25.0012/27/2011 5:06:10 PM
jkeller4000$100.0012/27/2011 5:10:10 PM
handy-justice$100.0012/27/2011 5:12:13 PM
ImNotSoDumb$25.0012/27/2011 5:17:33 PM
icanhasloanz$100.0012/27/2011 5:17:53 PM
mlj0671$25.0012/27/2011 5:24:22 PM
lender12345$250.0012/28/2011 4:30:24 PM
courteous-platinum7$25.0012/28/2011 4:02:26 PM
ore-dojo$50.0012/28/2011 4:12:15 PM
blue-radiant-economy$100.0012/28/2011 4:11:40 PM
foxy-rate1$25.0012/28/2011 4:41:25 PM
P2P_Investor$1,000.0012/28/2011 5:00:19 PM
sparkling-contract7$25.0012/28/2011 4:44:51 PM
MusicandMedicine$2.1212/28/2011 5:07:38 PM
commitment-galaxy$25.0012/28/2011 3:33:37 PM
bubb_hans$100.0012/28/2011 3:13:09 PM
commerce-renewal$150.0012/28/2011 3:23:23 PM
tolerant-balance7$30.0012/28/2011 3:10:14 PM
Agonbiew$75.0012/28/2011 3:02:07 PM
astute-investment5$25.0012/28/2011 2:21:03 PM
greenback-investor7$100.0012/28/2011 2:19:03 PM
high_flyer$400.0012/28/2011 1:13:31 PM
five-star-note$75.0012/28/2011 11:09:20 AM
income-buddy7$50.0012/28/2011 11:50:02 AM
graceful-investment$25.0012/28/2011 11:36:11 AM
hillerod$25.2812/28/2011 11:18:51 AM
wealth-fighter3$25.0012/28/2011 10:19:33 AM
commerce-banker$25.5012/28/2011 10:38:02 AM
diplomatic-wealth7$25.0012/28/2011 9:39:59 AM
the-silver-blaster$100.0012/28/2011 9:36:35 AM
mikeandcat$82.5212/28/2011 8:19:49 AM
chererat$100.0012/28/2011 8:36:42 AM
contract-student2$25.0012/28/2011 7:04:59 AM
suave-dime6$25.0012/28/2011 6:43:10 AM
DoctorJoe$25.0012/28/2011 4:34:54 AM
treasure-bliss$25.0012/28/2011 4:49:23 AM
generous-deal6$25.0012/28/2011 1:26:58 AM
USMC0311$25.0012/28/2011 3:05:47 AM
340$25.0012/27/2011 9:40:16 PM
R3vXX$25.0012/27/2011 8:54:14 PM
wealth-fighter3$25.0012/27/2011 8:05:44 PM
Investor_DP$100.0012/27/2011 5:49:56 PM
kindness-ace1$50.0012/27/2011 6:54:02 PM
miked8303$25.0012/27/2011 5:47:40 PM
Feyenoord$30.0012/27/2011 5:45:08 PM
Jack55304$200.0012/27/2011 5:27:30 PM
shawnw2$100.0012/27/2011 5:36:02 PM
successful-agreement7$100.0012/27/2011 5:27:12 PM
AF-Chief$25.0012/27/2011 5:17:18 PM
camaraderi-aspen$150.0012/27/2011 5:11:48 PM
camaraderi-aspen$100.0012/27/2011 5:12:34 PM
worth-dandelion$100.0012/27/2011 5:13:07 PM
money-baron-Roth401k$25.0012/27/2011 5:23:10 PM
zeeexsixare$50.0012/27/2011 5:40:38 PM
graceful-IRAinvestment$120.0012/27/2011 5:43:04 PM
first-pragmatic-power$25.0012/27/2011 5:51:41 PM
Bank42$25.0012/27/2011 8:51:39 PM
AndChicksforFree$35.0012/27/2011 9:32:18 PM
brightest-benjamins-onator$25.0012/28/2011 4:18:40 AM
verticalhorizon$44.9312/28/2011 4:22:11 AM
crippledcircus$25.0012/28/2011 7:19:19 AM
Dubbs360$250.0012/28/2011 7:24:32 AM
enticing-exchange3$25.0012/28/2011 7:50:16 AM
FarmersBank$75.0012/28/2011 7:46:29 AM
orange-preeminant-bill$25.0012/28/2011 9:07:40 AM
Leshan$50.0012/28/2011 9:08:49 AM
transparency-universe8$25.0012/28/2011 9:27:23 AM
affluence-generator2$150.0012/28/2011 9:37:59 AM
TennSquire$25.0012/28/2011 10:02:04 AM
secobarbital$100.0012/28/2011 10:06:11 AM
truth-companion$25.0012/28/2011 10:09:41 AM
Agonbiew$75.0012/28/2011 10:31:01 AM
arsisi$50.0012/28/2011 10:42:32 AM
reasonable-currency$50.0012/28/2011 10:43:15 AM
the-hope-workhorse$250.0012/28/2011 12:04:23 PM
susurrus$25.0012/28/2011 12:07:55 PM
Nemo2001$25.0012/28/2011 12:57:53 PM
Weaverville$25.0012/28/2011 11:56:51 AM
glroark$50.0012/28/2011 1:25:10 PM
Rogesparkguy$25.0012/28/2011 12:02:57 PM
magnifico932$25.0012/28/2011 1:47:38 PM
EverettFinancial$25.0012/28/2011 1:54:43 PM
novice-speculator$25.0012/28/2011 2:30:02 PM
MissionMicroFinance$25.0012/28/2011 2:38:19 PM
lovely-greenback4$50.0012/28/2011 3:04:30 PM
upperdeck$25.0012/28/2011 3:10:52 PM
smart-kindness8$25.0012/28/2011 3:12:42 PM
barefootpaul$25.0012/28/2011 3:12:42 PM
Forlio$25.0012/28/2011 3:41:25 PM
mscomeaux$25.0012/28/2011 3:25:38 PM
a-plentiful-loyalty$25.0012/28/2011 3:32:40 PM
piano55$25.0012/28/2011 3:37:55 PM
responsive-rate884$35.0012/28/2011 3:46:27 PM
himistu22$25.0012/28/2011 3:50:40 PM
future-baby-fund$26.6512/28/2011 4:42:35 PM
liberty-society5$35.0012/28/2011 4:57:06 PM
chameleon125$25.0012/28/2011 5:05:41 PM
intelligent-repayment8$2,000.0012/28/2011 4:53:18 PM
99 Investments
 
Borrower Payment Dependent Notes Series 546967
This series of Notes was issued and sold upon the funding of the borrower loan #58387, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-27-2011 
Term: 60 months Listing End date:  Dec-27-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $227.64
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1996 Debt/Income ratio: 25%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,800Stated income:$50,000-$74,999
Delinquencies in last 7y: 9 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: JORGE5398 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debth Consolidation
Purpose of loan:
This loan will be used to Consolidate my debth

My financial situation:
I am a good candidate for this loan because I always pay on time. I am a responsible person.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
camaraderi-aspen$100.0012/27/2011 5:10:27 PM
worth-blanket2$7,000.0012/27/2011 5:11:25 PM
2 Investments
 
Borrower Payment Dependent Notes Series 546977
This series of Notes was issued and sold upon the funding of the borrower loan #58368, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-30-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jun-1998 Debt/Income ratio: 52%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 34 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $20,901Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: benjamins-flute1 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to...consolidate bills so we have one payment. My wife and I need to get on track now that Christmas is over. I just want to get things paid off.

My financial situation:
I am a good candidate for this loan because...We always pay our bills on time and we are just struggling right now.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$150.0012/27/2011 5:02:02 PM
let_me_retire$50.0012/28/2011 10:39:51 PM
gold-plane1$50.0012/29/2011 9:47:24 AM
money-baron-roth-IRA$50.0012/29/2011 11:59:16 AM
melodious-openness$300.0012/29/2011 12:19:35 PM
smart-kindness8$25.0012/29/2011 12:09:02 PM
finance-mushroom$200.0012/29/2011 1:21:13 PM
Engineer44$30.0012/29/2011 1:13:23 PM
new-social-economist$28.1712/29/2011 2:02:54 PM
whirlingdervish$25.0012/29/2011 2:34:43 PM
historic-loan1$48.5612/29/2011 4:29:57 PM
adamdroker$25.0012/29/2011 4:34:59 PM
Valley-of-the-Dollar$25.0012/29/2011 3:16:33 PM
money-fort$25.0012/29/2011 4:23:18 PM
CashFlow13$100.0012/29/2011 5:26:46 PM
new-ore-venture$50.0012/29/2011 6:23:32 PM
impala6464$50.0012/30/2011 12:23:44 AM
jebber007$30.0012/30/2011 12:31:45 AM
inspired-investment8$100.0012/29/2011 9:21:20 PM
kindness-ace1$50.0012/30/2011 12:21:06 AM
AW14$25.0012/30/2011 2:31:36 AM
winger66$31.4612/30/2011 4:46:23 AM
reward-toro$50.0012/30/2011 7:34:49 AM
opus08$25.0012/30/2011 5:14:29 AM
jonnysixgun$25.0012/30/2011 6:44:23 AM
building_community$25.0012/30/2011 7:35:32 AM
green-trade-dolphin$25.0012/30/2011 8:44:21 AM
green28$25.0012/30/2011 9:29:45 AM
favorite-commerce$25.0012/30/2011 9:46:08 AM
rutzebach$29.3812/30/2011 10:18:51 AM
ethical-truth211$100.0012/30/2011 10:24:44 AM
basis-wizard8$83.1312/30/2011 11:24:14 AM
trident8$25.0012/30/2011 10:59:41 AM
camaraderi-aspen$100.0012/27/2011 5:11:16 PM
R3vXX$25.0012/27/2011 5:19:20 PM
generous-deal6$25.0012/28/2011 1:27:01 AM
novice-speculator$25.0012/29/2011 10:55:17 AM
papaloha$25.0012/29/2011 10:02:07 AM
green-safe-wampum$50.0012/29/2011 11:12:20 AM
AVS$25.0012/29/2011 11:12:26 AM
moola-monger9$50.0012/29/2011 11:32:56 AM
ccclaireee333$100.0012/29/2011 10:48:10 AM
cmg891$25.0012/29/2011 11:37:01 AM
first-friendly-listing$25.0012/29/2011 10:57:16 AM
publisherptw$25.0012/29/2011 12:27:31 PM
CA-Lender$25.0012/29/2011 11:36:31 AM
Indio92203$25.0012/29/2011 2:43:49 PM
corporatejim$25.0012/29/2011 1:57:13 PM
worth-shower8$100.0012/29/2011 2:01:52 PM
edaguy$100.0012/29/2011 2:07:43 PM
barefootpaul$25.0012/29/2011 2:11:42 PM
Something-Corporate$25.0012/29/2011 2:34:23 PM
Loanstou$88.4912/29/2011 5:05:05 PM
winmals$25.0012/29/2011 5:22:45 PM
delectable-balance$33.3812/29/2011 5:36:30 PM
money-booster2$25.0012/29/2011 5:59:11 PM
enticing-exchange3$25.0012/29/2011 7:20:18 PM
sun818$25.0012/29/2011 7:41:49 PM
green-rapid-openness$100.0012/29/2011 8:24:16 PM
enriched-liberty033$42.7812/30/2011 12:43:06 AM
frontier3$100.0012/30/2011 2:43:35 AM
phoenix08$25.0012/29/2011 7:55:13 PM
american-investor$25.0012/30/2011 4:41:03 AM
cerebral-dollar773$25.0012/30/2011 5:28:41 AM
x32248$25.0012/29/2011 10:27:03 PM
LuvToLend$25.0012/29/2011 11:06:56 PM
BabyCollegeFund$27.8512/30/2011 7:10:16 AM
income-buffalo1$86.0012/30/2011 4:42:52 AM
ethical-truth211$100.0012/30/2011 4:58:21 AM
gusmon83$35.0212/30/2011 6:07:08 AM
hopeful-deal7$50.0012/30/2011 7:28:06 AM
Pine_Tavern_Lending$25.0012/30/2011 7:34:35 AM
moola-man$25.0012/30/2011 7:36:29 AM
smallbizrule$25.0012/30/2011 8:59:45 AM
Longfellow20011$25.0012/30/2011 9:14:14 AM
jebber007$35.0012/30/2011 9:51:12 AM
dollar-tornado3$25.0012/30/2011 10:19:06 AM
top-emphatic-generosity$30.0312/30/2011 9:56:01 AM
green-rate-futurist$25.0012/30/2011 11:06:20 AM
invincible-agreement8$66.8212/30/2011 10:05:28 AM
finance-jet8$25.0012/30/2011 10:23:52 AM
pound-lightning$50.0012/30/2011 10:07:01 AM
citytreker$23.9312/30/2011 11:25:52 AM
83 Investments
 
Borrower Payment Dependent Notes Series 546979
This series of Notes was issued and sold upon the funding of the borrower loan #58261, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.50% Listing Start date:  Dec-27-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 11.76% Monthly payment: $165.10
 
Lender servicing fee: 1.00% Effective Yield*: 10.53%  
Estimated return*: 9.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: May-1995 Debt/Income ratio: 10%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:10y 11m
Amount delinquent: $188 Total credit lines: 12 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,200Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: Yes  
Screen name: cardiac_kids Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement Loan
Purpose of loan: This loan will be used to repaint the interior of my home. It includes minor baseboard replacement. Upgrade the third bathroom on the main level, replace ceiling fan and light fixture in dining room and great room.My financial situation: I am a good candidate for this loan because I have a stable employment background and the ability to pay the loan back. The improvements are to prepare my home for sale in the Spring. My oldest daughter moved out and we are looking to downsize.I make $86500 Salary and$15000 in Bonus a year. I planned to wait for my bonus in April, but wanted to get the work done over the winter so the timing for sale would be better.Thank you very much
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
market-maximizer472$100.0012/28/2011 9:55:38 AM
green-trade-dolphin2$27.4412/27/2011 5:02:36 PM
roadtruck$50.0012/27/2011 5:06:13 PM
EngineersAlliance$125.0012/27/2011 5:08:52 PM
lendersf$50.0012/27/2011 5:22:04 PM
extraordinary-silver5$25.0012/27/2011 5:35:35 PM
cash-merry-maker$25.0012/27/2011 5:38:39 PM
income-banjo$25.0012/27/2011 5:39:32 PM
meux99$25.0012/27/2011 5:33:50 PM
cattlebaron$100.0012/27/2011 6:19:12 PM
Law_Gator$25.0012/27/2011 8:39:38 PM
icontender$50.0012/28/2011 12:46:41 AM
umfan123$25.0012/28/2011 8:51:09 AM
diversification-surge$25.0012/28/2011 9:15:54 AM
blue-lively-platinum$25.0012/28/2011 9:15:14 AM
mrpowers5531$25.0012/28/2011 9:24:53 AM
16888$25.0012/28/2011 9:32:25 AM
ricklip$100.0012/28/2011 9:42:31 AM
first-favorite-bonus9$25.0012/28/2011 10:00:22 AM
investment-builder0$50.0012/28/2011 11:03:06 AM
janeybooboo$75.0012/28/2011 1:40:02 PM
ebgb234$25.0012/28/2011 2:58:44 PM
commerce-broker$25.0012/28/2011 2:44:12 PM
klinebarger$25.0012/28/2011 3:14:37 PM
lucrative-transparency0$100.0012/28/2011 3:12:23 PM
stinvest$25.0012/28/2011 3:56:25 PM
millipotski$25.0012/28/2011 4:13:58 PM
gallant-economy9$25.0012/28/2011 4:38:42 PM
Theodon$25.0012/28/2011 4:26:28 PM
rockytop$26.5012/28/2011 4:58:21 PM
wtrboy$25.0012/28/2011 5:10:41 PM
unforgettable-wealth4$50.0012/28/2011 5:18:32 PM
inventive-wealth2$25.0012/28/2011 5:31:02 PM
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pilla$50.0012/28/2011 5:29:08 PM
Pizza-man$50.0012/28/2011 5:39:14 PM
Dubbs360$32.0012/28/2011 5:34:02 PM
nickel-quark$25.0012/28/2011 5:41:01 PM
worlds-best-worth2$25.0012/28/2011 5:35:28 PM
SolarMoonshine$25.0012/28/2011 5:36:28 PM
timbob$100.0012/28/2011 5:43:22 PM
loan-galaxy6$1,000.0012/28/2011 5:45:46 PM
luminous-marketplace5$25.0012/28/2011 5:39:49 PM
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coster$25.0012/28/2011 5:41:26 PM
br4444$25.0012/28/2011 5:42:06 PM
TrustPlus$50.0012/28/2011 5:42:45 PM
Kijib$25.0012/28/2011 5:49:33 PM
networks4ever$25.0012/28/2011 5:50:36 PM
bonus-poplar2$50.0012/28/2011 6:11:09 PM
dapablotv$100.0012/28/2011 6:14:59 PM
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bentheredunthat$200.0012/28/2011 6:48:01 PM
IPlayOutsideTheBox$25.0012/28/2011 6:54:47 PM
reward-burger2$50.0012/28/2011 6:35:32 PM
RedantFinance$25.0012/28/2011 7:08:33 PM
optionscashflow$25.0012/28/2011 7:12:38 PM
Boca$25.0712/28/2011 6:53:03 PM
KCEnterprises$50.0012/28/2011 7:19:23 PM
smart-note9$25.0012/28/2011 7:23:15 PM
finance-symphony7$50.0012/28/2011 7:23:58 PM
mathaiusa$100.0012/28/2011 7:03:11 PM
CleverHat$50.0012/28/2011 7:18:33 PM
cebgop$25.0012/27/2011 5:09:40 PM
AFairDeal$25.0012/27/2011 5:07:04 PM
AmericanCredit$50.0012/27/2011 5:16:21 PM
kenji4861$25.0012/27/2011 5:25:36 PM
neighborly-hope6$100.0012/27/2011 5:43:38 PM
hope-hickory8$25.0012/27/2011 8:19:28 PM
generous-deal6$25.0012/28/2011 1:27:01 AM
Cashew6$25.0012/28/2011 4:45:11 AM
happycents$25.0012/28/2011 9:05:50 AM
riproaringrapids$35.0012/28/2011 9:13:13 AM
tenchi2777$25.0012/28/2011 9:35:45 AM
brainy-return234$25.0012/28/2011 9:38:54 AM
Dollars4Rent$25.0012/28/2011 9:46:30 AM
RockCrown$25.0012/28/2011 9:45:26 AM
larsowe$75.0012/28/2011 10:00:24 AM
indomitable-coin$25.0012/28/2011 9:58:57 AM
value-willow$25.0012/28/2011 10:46:04 AM
M55Rkt$33.3412/28/2011 11:45:32 AM
tomdooley12520$25.0012/28/2011 2:09:03 PM
MissionMicroFinance$25.0012/28/2011 2:39:24 PM
greenback-investor7$100.0012/28/2011 2:19:04 PM
Prosp_Lender$50.0012/28/2011 3:28:04 PM
unclejaef$25.0012/28/2011 3:34:34 PM
intuitive-integrity9$50.0012/28/2011 5:11:41 PM
independent-revenue4$100.0012/28/2011 5:22:18 PM
dealmaster$150.0012/28/2011 5:25:57 PM
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capital-blueberry$25.0012/28/2011 5:28:15 PM
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awwaww$25.0012/28/2011 5:33:18 PM
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C_Mark$50.0012/28/2011 5:37:50 PM
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Sneezie$100.0012/28/2011 5:45:50 PM
the-auction-lotus$25.0012/28/2011 5:51:17 PM
value-fortress3$50.0012/28/2011 6:17:09 PM
virtualbank$25.0012/28/2011 5:48:28 PM
SpectrumCen$25.0012/28/2011 6:19:15 PM
sun818$25.0012/28/2011 6:00:58 PM
objective-investor$250.0012/28/2011 6:06:36 PM
reward-excellency1$50.0012/28/2011 6:07:59 PM
gsp1885$45.0012/28/2011 6:09:20 PM
brainy-repayment5$50.0012/28/2011 6:27:38 PM
Blacke30$38.0012/28/2011 6:16:15 PM
HEMETCA$50.0012/28/2011 6:37:42 PM
mojii77$50.0012/28/2011 6:26:07 PM
compassionate-dime0$50.0012/28/2011 6:56:10 PM
goodcents$25.0012/28/2011 6:59:51 PM
nytrnbow$50.0012/28/2011 6:43:36 PM
True_Believer$75.7112/28/2011 7:09:53 PM
hawaii5-0$50.0012/28/2011 7:12:07 PM
blukahlua$25.0012/28/2011 7:17:55 PM
prudent-bid3$20.0012/28/2011 7:24:36 PM
paceme1$30.0012/28/2011 7:00:34 PM
RedantFinance$61.9412/28/2011 7:06:21 PM
B-rad_the_Coug$25.0012/28/2011 7:13:37 PM
129 Investments
 
Borrower Payment Dependent Notes Series 546989
This series of Notes was issued and sold upon the funding of the borrower loan #58137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $160.73
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1995 Debt/Income ratio: 13%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:8y 1m
Amount delinquent: $0 Total credit lines: 26 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,623Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 19%  
   Homeownership: No  
Screen name: happy-gold8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 19 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
680-699 (Apr-2010)
 
Principal balance: $2,864.97 31+ days late: 0 ( 0% )
Total payments billed: 19  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate current loans (Prosper home improvements, and a couple of credit cards one for a new AC unit and one for dental work), looking for a lower interest rate and lower payments.

My financial situation:
I am a good candidate for this loan because by paying with direct debit, payments are always on time, I have a very stable employment, working for a non profit AIDS Hospice, since 2003. Have working for this agency for a total of 16 years as an RN and Director. I use credit cards minimally and only for unexpected expenses. I currently have a prosper home improvement loan from 2010, when I purchased my condo that had a high interest rate, but have working the last 5 years on improving that. I am hoping for a lower interest rate and will pay off the current loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$37.7912/27/2011 5:02:25 PM
money-booster2$25.0012/27/2011 5:06:46 PM
roadtruck$50.0012/27/2011 5:06:14 PM
GElender$40.0012/27/2011 5:10:22 PM
worth-blanket2$5,000.0012/27/2011 5:11:29 PM
AFairDeal$25.0012/27/2011 5:07:04 PM
jkeller4000$100.0012/27/2011 5:10:11 PM
7 Investments
 
Borrower Payment Dependent Notes Series 547029
This series of Notes was issued and sold upon the funding of the borrower loan #58306, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-28-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 24.89% Borrower rate/APR: 25.89% / 28.49% Monthly payment: $209.13
 
Lender servicing fee: 1.00% Effective Yield*: 24.30%  
Estimated return*: 15.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Mar-2001 Debt/Income ratio: 17%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 4 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 7 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: indiewoman48 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 680-699 (Latest)
Principal borrowed: $6,001.00< 31 days late: 0 ( 0% )  
640-659 (Jan-2008)
640-659 (Nov-2007)
540-559 (Jul-2007)
560-579 (May-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
To eliminate backlogged rent
Purpose of loan:
This loan will be used to..help pay off a rent that was backlogged due to my being only semi-employed, working two part time jobs for 1.5 years.

My financial situation:
I am a good candidate for this loan because previously I was granted a loan of $6,000 which I paid off every month on time until the loan was totally repaid. Secondly, I now have a full time job; am able to pay the monthly payments as before, with auto payments that will continue until the loan is paid off. I have no other debts except for standard essentials. Paying off this backlog will allow me to regain my self-sufficiency regarding my rent. My landlord is trying to work with me.

Monthly net income: $1882
Monthly expenses: $1310.00
Housing: $1,000
Insurance: $38
Car expenses: $0
Utilities: $
Phone, cable, internet: $173
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
thankful-nickel2$25.0012/28/2011 9:03:35 AM
312-Lender$25.0012/28/2011 9:02:13 AM
master648$25.2712/28/2011 9:07:14 AM
Kash2010lu$25.0012/28/2011 9:07:37 AM
orange-preeminant-bill$25.0012/28/2011 9:07:41 AM
Investor_DP$100.0012/28/2011 9:17:15 AM
rutzebach$124.8612/28/2011 9:16:11 AM
five-star-note$50.0012/28/2011 9:19:20 AM
scarlet-velvet$25.0812/28/2011 9:19:36 AM
investmentgroup$25.0012/28/2011 9:34:53 AM
successful-agreement7$100.0012/28/2011 9:35:05 AM
ImNotSoDumb$25.0012/28/2011 9:28:44 AM
ptjg$59.0012/28/2011 9:37:57 AM
maganda1963$25.0012/28/2011 9:38:34 AM
Comoparklender$25.0012/28/2011 9:31:31 AM
twjh$25.0012/28/2011 9:42:35 AM
brainy-return234$25.0012/28/2011 9:36:40 AM
real-return$25.0012/28/2011 9:48:34 AM
AF-Chief$25.0012/28/2011 9:48:58 AM
Dubbs360$250.0012/28/2011 9:44:51 AM
Milonguero$100.0012/28/2011 9:56:04 AM
Tscheddar$25.0012/28/2011 9:56:16 AM
TennSquire$25.0012/28/2011 10:02:04 AM
enticing-capital6$50.0012/28/2011 9:56:25 AM
secobarbital$100.0012/28/2011 10:06:11 AM
lamsabuy$100.0012/28/2011 10:07:12 AM
truth-companion$25.0012/28/2011 10:09:42 AM
processor115$25.0012/28/2011 10:10:37 AM
OK_Loans$100.0012/28/2011 10:24:37 AM
credit-socrates648$449.6212/28/2011 10:27:56 AM
Oak-Parker$25.0012/28/2011 10:16:59 AM
P2P_Investor$2,000.0012/28/2011 10:22:50 AM
yield-lion2$50.0012/28/2011 9:03:39 AM
Dusigrosz$100.0012/28/2011 9:04:22 AM
burntxsoul$25.0012/28/2011 9:05:56 AM
LittleMingo$25.0012/28/2011 9:01:26 AM
affluence-generator2$200.0012/28/2011 9:05:19 AM
RLaumeyer$29.2212/28/2011 9:08:51 AM
marinbb$100.0012/28/2011 9:10:50 AM
camaraderi-aspen$150.0012/28/2011 9:10:32 AM
investment-artist$25.0212/28/2011 9:17:36 AM
loanman2007$50.0012/28/2011 9:19:22 AM
fund-baker$26.5512/28/2011 9:21:54 AM
MoneyForNothing$25.0012/28/2011 9:23:11 AM
life-is-great$25.0012/28/2011 9:30:42 AM
managedfund$1,333.0012/28/2011 9:31:44 AM
InChicago$200.0012/28/2011 9:26:34 AM
worth-dandelion$100.0012/28/2011 9:28:59 AM
dime-vista2$25.0012/28/2011 9:31:07 AM
shawnw2$100.0012/28/2011 9:42:55 AM
CoolPlexer$25.0012/28/2011 9:53:17 AM
SolarMoonshine$25.0012/28/2011 9:48:59 AM
Star_Witness$85.0012/28/2011 9:57:52 AM
rescue$52.0012/28/2011 10:07:44 AM
OK_Loans$76.3812/28/2011 10:14:40 AM
hidavehi$39.0012/28/2011 10:09:15 AM
wealth-fighter3$50.0012/28/2011 10:20:34 AM
57 Investments
 
Borrower Payment Dependent Notes Series 547041
This series of Notes was issued and sold upon the funding of the borrower loan #58283, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $113.35
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Dec-1998 Debt/Income ratio: 14%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 7Length of status:15y 3m
Amount delinquent: $804 Total credit lines: 31 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $152,979Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 102%  
   Homeownership: Yes  
Screen name: gain-broker683 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 86% ) 700-719 (Latest)
Principal borrowed: $10,000.00< 31 days late: 1 ( 14% )  
740-759 (Apr-2011)
 
Principal balance: $8,400.10 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
My personal loan
Purpose of loan:
This loan will be used to...consolidate my student loan, credit card and some smaller debts at a lower interest rate.

My financial situation:
I am a good candidate for this loan because...I have borrowed from Prosper before, I always make my payments and I have a secure, steady job. WE are in the process of remodeling and selling our home (in the Spring) and I intend to pay off my debts with the proceeds.


Monthly net income: $5.000
Monthly expenses: $4200
Housing: $2000
Insurance: $139
Car expenses: $150
Utilities: $440
Phone, cable, internet: $139
Food, entertainment: $500
Clothing, household expenses: $150
Credit cards and other loans: $649
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MissionMicroFinance$25.0012/28/2011 2:38:19 PM
factcheck$25.0012/28/2011 3:01:34 PM
smart-kindness8$25.0012/28/2011 3:14:13 PM
klinebarger$25.0012/28/2011 3:14:38 PM
quick$50.0012/28/2011 3:25:21 PM
bubb_hans$100.0012/28/2011 3:13:09 PM
worth-blanket2$2,700.0012/28/2011 3:31:40 PM
income-vault6$25.0012/28/2011 3:25:51 PM
designer_10$25.0012/28/2011 3:32:10 PM
9 Investments
 
Borrower Payment Dependent Notes Series 547057
This series of Notes was issued and sold upon the funding of the borrower loan #58207, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,600.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $103.20
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2003 Debt/Income ratio: 19%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 4Length of status:3y 8m
Amount delinquent: $3,284 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,955Stated income:$25,000-$49,999
Delinquencies in last 7y: 23 Bankcard utilization: 84%  
   Homeownership: No  
Screen name: gold-britches Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 600-619 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
640-659 (Jan-2011)
 
Principal balance: $2,423.45 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Trying to refinance my Prosper loan
Purpose of loan: I would like to refinance my Prosper loan to ultimately put myself in a better financial situation.

My financial situation: I am currently employed full time and I have given a detailed explanation of my finances below. I make around $2,100 a month on my paychecks. However, I also make around $200 dollars a week in gratuity, as I am a hair stylist.

I am a good candidate for this loan because I have been very diligent about paying my monthly bills on time and making sure I am taking all the steps needed to better my financial outlook.


Monthly net income: $1,701
Monthly expenses: $1065
Housing: $300
Insurance: $80
Car expenses: $205
Utilities: $80
Phone, cable, internet: $100
Food, entertainment: $200
Credit cards and other loans: $100

Thank you for considering me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
RoZu_Lending$200.0012/28/2011 9:02:58 AM
AndChicksforFree$25.0012/28/2011 9:05:05 AM
papaloha$600.0012/28/2011 9:07:19 AM
witty-openness$25.0012/28/2011 9:11:20 AM
camaraderi-aspen$150.0012/28/2011 9:14:29 AM
worth-blanket2$1,650.0012/28/2011 9:16:38 AM
loanman2007$150.0012/28/2011 9:14:57 AM
jkeller4000$100.0012/28/2011 9:06:08 AM
8 Investments
 
Borrower Payment Dependent Notes Series 547061
This series of Notes was issued and sold upon the funding of the borrower loan #58192, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-27-2011 
Term: 12 months Listing End date:  Dec-27-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $368.63
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1991 Debt/Income ratio: 36%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:21y 8m
Amount delinquent: $0 Total credit lines: 28 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,487Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: newest-proud-responsibility Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
To pay some bills off & start savin
Purpose of loan:
This loan will be used to...pay some bills off and start a saving account.

My financial situation:
I am a good candidate for this loan because...my credit score is 762 and I always pay my loans back on time.


Monthly net income: $3,980
Monthly expenses: $475.00
Housing: $1,200.00
Insurance: $0
Car expenses: $0
Utilities: $45
Phone, cable, internet: $0
Food, entertainment: $145
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-booster2$25.0012/27/2011 5:06:46 PM
jkeller4000$25.0012/27/2011 5:09:37 PM
worth-blanket2$4,000.0012/27/2011 5:10:46 PM
3 Investments
 
Borrower Payment Dependent Notes Series 547091
This series of Notes was issued and sold upon the funding of the borrower loan #58430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,300.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $99.25
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jul-1974 Debt/Income ratio: 31%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 3Employment status:Other
Now delinquent: 3 Current / open credit lines: 5 / 5Length of status:1y 10m
Amount delinquent: $28,600 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 29 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: peso-kazoo9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Final Fix To Repair My Credit
Purpose of loan:
This loan will be used to...pay off a creditor

My financial situation:
I am a good candidate for this loan because...2 1/2 yrs ago I lost my job and was unable to pay my bills. Since then I have worked VERY AGGRESSIVELY with my creditors and paid off all but this last one. With this loan I can pay them off and begin to repair my credit rating which had been about 750. Also, I am now retired and on Social Security and a small company pension. So I have a STEADY INCOME, even though not alot, plenty available to easily pay this loan.


Monthly net income: $ 1800
Monthly expenses: $ 0
Housing: $ 0
Insurance: $ 150
Car expenses: $ 150
Utilities: $ 80
Phone, cable, internet: $ 60
Food, entertainment: $ 100
Clothing, household expenses: $ 50
Credit cards and other loans: $ 200
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
managedfund$333.0012/28/2011 5:07:19 PM
sensible-fund$26.0012/28/2011 5:25:14 PM
gold-plane1$50.0012/29/2011 9:47:25 AM
papaloha$200.0012/29/2011 9:53:06 AM
affluence-generator2$200.0012/29/2011 10:14:12 AM
Engineer44$25.0012/29/2011 1:11:13 PM
rate-welder8$25.0012/29/2011 2:04:16 PM
edaguy$8.9212/29/2011 2:12:48 PM
crippledcircus$35.0012/29/2011 1:29:16 PM
YeoLenderSource$25.0012/29/2011 1:35:48 PM
five-star-note$100.0012/29/2011 1:40:48 PM
income-buffalo1$100.0012/29/2011 1:38:22 PM
wealth-multiplier$25.0012/29/2011 2:00:51 PM
sturdy-responsibility7$25.0012/29/2011 2:08:54 PM
barefootpaul$25.0012/29/2011 2:11:42 PM
top-courteous-peso$75.0012/28/2011 5:40:37 PM
gokart83$25.0012/29/2011 5:56:01 AM
ethical-truth211$50.0012/29/2011 12:50:00 PM
important-ore$200.0012/29/2011 1:08:34 PM
scoobiedoo$50.0012/29/2011 1:24:30 PM
smart-kindness8$25.0012/29/2011 12:28:27 PM
ethical-truth211$50.0012/29/2011 12:51:27 PM
JDWCARD$52.5812/29/2011 1:14:33 PM
bubb_hans$100.0012/29/2011 1:15:30 PM
Spookytj$25.0012/29/2011 1:46:59 PM
worth-shower8$100.0012/29/2011 2:01:23 PM
new-social-economist$30.0012/29/2011 2:02:22 PM
payment-chief9$25.0012/29/2011 2:04:37 PM
LetsDoThisTogether$206.5012/29/2011 2:02:11 PM
return-magnifico8$33.0012/29/2011 2:09:59 PM
B-rad_the_Coug$25.0012/29/2011 2:12:08 PM
unconquerable-dedication$25.0012/29/2011 2:11:34 PM
32 Investments
 
Borrower Payment Dependent Notes Series 547093
This series of Notes was issued and sold upon the funding of the borrower loan #58177, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $192.87
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1988 Debt/Income ratio: 15%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 9Length of status:24y 7m
Amount delinquent: $0 Total credit lines: 26 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,696Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: best-openness-zenith Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 92% ) 680-699 (Latest)
Principal borrowed: $5,000.00< 31 days late: 1 ( 8% )  
700-719 (Nov-2010)
 
Principal balance: $3,779.57 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Refinace orignial loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because. am employed and pay my debts timely
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
RainMakers$25.0012/28/2011 9:03:29 AM
green-trade-dolphin2$29.0012/28/2011 9:02:14 AM
vinayski$25.0012/28/2011 9:08:06 AM
worth-blanket2$5,800.0012/28/2011 9:15:36 AM
jkeller4000$100.0012/28/2011 9:06:08 AM
penny-plato$25.0012/28/2011 9:07:52 AM
BxRealtor$25.0012/28/2011 9:12:11 AM
riproaringrapids$35.0012/28/2011 9:13:14 AM
8 Investments
 
Borrower Payment Dependent Notes Series 547095
This series of Notes was issued and sold upon the funding of the borrower loan #58350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-28-2011 
Term: 60 months Listing End date:  Dec-29-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $325.19
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1990 Debt/Income ratio: 25%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:14y 10m
Amount delinquent: $0 Total credit lines: 24 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,799Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%  
   Homeownership: Yes  
Screen name: persistent-euro9 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
classic car restoration project
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $12,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bubb_hans$100.0012/28/2011 3:24:54 PM
zeeexsixare$350.0012/28/2011 4:20:16 PM
vutah$25.0012/28/2011 4:14:20 PM
lendstats_com$200.0012/28/2011 5:02:45 PM
money-booster2$25.0012/28/2011 5:20:15 PM
affluence-generator2$125.0012/28/2011 5:43:55 PM
tnjohnso$25.0012/28/2011 5:47:43 PM
successful-agreement7$100.0012/28/2011 5:49:22 PM
skillful-asset5$25.0012/28/2011 7:36:24 PM
camaraderi-aspen$100.0012/29/2011 9:40:17 AM
economy-producer$25.0012/29/2011 9:40:53 AM
edaguy$50.0012/29/2011 9:53:35 AM
mlj0671$25.0012/29/2011 10:13:03 AM
CreditBuilder2$25.0012/29/2011 1:24:06 PM
hope-hickory8$25.0012/29/2011 12:27:50 PM
eanime$25.0012/29/2011 2:00:04 PM
income-buffalo1$100.0012/29/2011 1:14:45 PM
income-buffalo1$50.0012/29/2011 1:15:07 PM
P2P_Investor$2,000.0012/29/2011 1:25:52 PM
suave-dime6$25.0012/29/2011 1:51:05 PM
worth-shower8$100.0012/29/2011 2:02:27 PM
orbital-dollar2$25.0012/29/2011 2:04:19 PM
barefootpaul$25.0012/29/2011 2:12:38 PM
evergreen16$400.0012/29/2011 2:21:49 PM
ChrisProsper$2,589.9212/29/2011 2:26:44 PM
zeeexsixare$50.0012/28/2011 5:03:34 PM
InChicago$200.0012/28/2011 5:08:02 PM
miked8303$25.0012/28/2011 5:29:51 PM
first-pragmatic-power$25.0012/28/2011 5:38:34 PM
Investor_DP$100.0012/28/2011 5:47:08 PM
janeybooboo$75.0012/28/2011 6:31:22 PM
papaloha$50.0012/28/2011 8:24:17 PM
Kash2010lu$25.0012/29/2011 9:24:14 AM
trade-beeper4$25.0012/29/2011 9:40:59 AM
CA-Lender$75.0012/29/2011 9:43:02 AM
gold-plane1$50.0012/29/2011 9:42:29 AM
selector568$300.0012/29/2011 9:48:53 AM
scarlet-velvet$25.0812/29/2011 9:50:43 AM
smart-kindness8$25.0012/29/2011 12:28:42 PM
finance-mushroom$300.0012/29/2011 1:19:08 PM
Engineer44$35.0012/29/2011 1:07:18 PM
bubb_hans$50.0012/29/2011 1:17:41 PM
intelligent-repayment8$2,000.0012/29/2011 1:38:19 PM
43 Investments
 
Borrower Payment Dependent Notes Series 547097
This series of Notes was issued and sold upon the funding of the borrower loan #58262, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $128.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-2001 Debt/Income ratio: 18%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 8 / 5Length of status:0y 11m
Amount delinquent: $3,273 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,301Stated income:$25,000-$49,999
Delinquencies in last 7y: 24 Bankcard utilization: 71%  
   Homeownership: Yes  
Screen name: spark132 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 53 ( 98% ) 600-619 (Latest)
Principal borrowed: $3,000.00< 31 days late: 1 ( 2% )  
640-659 (May-2010)
640-659 (Sep-2008)
 
Principal balance: $1,158.17 31+ days late: 0 ( 0% )
Total payments billed: 54  
Description
Working Capital for Small Business
Purpose of loan:
This loan will be used to purchase materials and equipment.

My financial situation:
I am a good candidate for this loan because I have a small but thriving business with signed contractual agreements for future work.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pembull$50.0012/28/2011 9:02:38 AM
LittleMingo$25.0012/28/2011 9:03:20 AM
NekHoldings$25.0012/28/2011 9:02:57 AM
secureincome$777.0012/28/2011 9:05:41 AM
AndChicksforFree$25.0012/28/2011 9:05:46 AM
312-Lender$25.0012/28/2011 9:02:08 AM
MoneyForNothing$56.5512/28/2011 9:04:03 AM
papaloha$500.0012/28/2011 9:08:08 AM
RoZu_Lending$100.0012/28/2011 9:04:45 AM
blitzen40$25.0012/28/2011 9:06:51 AM
worth-blanket2$1,000.0012/28/2011 9:15:58 AM
benjamins-rumbler$100.0012/28/2011 9:12:02 AM
camaraderi-aspen$150.0012/28/2011 9:12:48 AM
ProsprousLender$25.0012/28/2011 9:05:46 AM
yield-lion2$75.0012/28/2011 9:03:04 AM
jkeller4000$100.0012/28/2011 9:06:08 AM
loanman2007$25.0012/28/2011 9:07:37 AM
witty-openness$25.0012/28/2011 9:11:21 AM
HenryS$30.0012/28/2011 9:13:01 AM
19 Investments
 
Borrower Payment Dependent Notes Series 547145
This series of Notes was issued and sold upon the funding of the borrower loan #58188, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $491.18
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jun-1994 Debt/Income ratio: 58%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 17Length of status:11y 9m
Amount delinquent: $0 Total credit lines: 37 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,753Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: precious07 Borrower's state: California Borrower's group: FUTURE FINANCIAL FREEDOM 1
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 680-699 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
680-699 (Apr-2008)
720-739 (Jun-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
additional capital
Purpose of loan:
This loan will be used to...
buy rolls of fabric
My financial situation:
I am a good candidate for this loan because...
this is my second loan application and paid off my first loan on time

Monthly net income: $4000
Monthly expenses: 400
Housing: $1222
Insurance: $100
Car expenses: $
Utilities: $150
Phone, cable, interrnet: $150
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LittleMingo$25.0012/28/2011 9:04:02 AM
thankful-nickel2$25.0012/28/2011 9:04:32 AM
AndChicksforFree$25.0012/28/2011 9:03:28 AM
Kash2010lu$25.0012/28/2011 9:08:09 AM
NekHoldings$25.0012/28/2011 9:03:48 AM
RoZu_Lending$100.0012/28/2011 9:06:35 AM
camaraderi-aspen$150.0012/28/2011 9:11:33 AM
credit-guard5$25.0012/28/2011 9:04:32 AM
papaloha$100.0012/28/2011 9:09:37 AM
loanman2007$100.0012/28/2011 9:10:49 AM
affluence-generator2$200.0012/28/2011 9:06:31 AM
orange-preeminant-bill$25.0012/28/2011 9:07:41 AM
worth-blanket2$12,200.0012/28/2011 9:16:29 AM
13 Investments
 
Borrower Payment Dependent Notes Series 547151
This series of Notes was issued and sold upon the funding of the borrower loan #58219, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,900.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $109.57
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Apr-1983 Debt/Income ratio: 20%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 12 / 13Length of status:24y 1m
Amount delinquent: $4,326 Total credit lines: 26 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,248Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: bonus-charmer9 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 100% ) 680-699 (Latest)
Principal borrowed: $5,913.15< 31 days late: 0 ( 0% )  
780-799 (Mar-2011)
 
Principal balance: $4,880.37 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
Pay of Credit cards
Purpose of loan: Pay off Credit Card
This loan will be used to...

My financial situation:
I am a good candidate for this loan because... I currently have a loan with Prosper and payment is always on time. I will cut up my credit cards and not use them, I learned wants again from my mistakes. My husband pays all other bills. I am responsible for grocery's and my own bills. I currently have our house payment in my name and my husband has a lawyer helping us with some problems he is facing paying the house payment. The loan was put into my name even though I wouldnt of been able to pay with my monthly income. Please help me so I don't have so many credit card payments.

Monthly net income: $34.000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MissionMicroFinance$25.0012/28/2011 2:38:19 PM
WxChem$25.0012/28/2011 2:58:05 PM
P2P_Investor$350.0012/28/2011 3:00:01 PM
credit-socrates648$2,500.0012/28/2011 2:51:38 PM
4 Investments
 
Borrower Payment Dependent Notes Series 547157
This series of Notes was issued and sold upon the funding of the borrower loan #58460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1977 Debt/Income ratio: 476%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:37y 7m
Amount delinquent: $0 Total credit lines: 27 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,887Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: Yes  
Screen name: vivid-felicity453 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
pay household bills
Purpose of loan:
This loan will be used to...household expenses

My financial situation:
I am a good candidate for this loan because...


Monthly net thly expenses:nses: $
Utilities: $
Phone, cable, internet: $126.00
Food, entertainment: $200.00
Clothing, household expenses: $0
Credit cards and other loans: $800.00
Other expenses: $
pay
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/28/2011 9:05:23 AM
worth-blanket2$1,975.0012/28/2011 9:17:07 AM
2 Investments
 
Borrower Payment Dependent Notes Series 547167
This series of Notes was issued and sold upon the funding of the borrower loan #58406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-28-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 24.89% Borrower rate/APR: 25.89% / 28.49% Monthly payment: $224.07
 
Lender servicing fee: 1.00% Effective Yield*: 24.30%  
Estimated return*: 15.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1986 Debt/Income ratio: 55%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 3Employment status:Other
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,610Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 37%  
   Homeownership: No  
Screen name: hope-floret9 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 5 ( 83% ) 680-699 (Latest)
Principal borrowed: $5,000.00< 31 days late: 1 ( 17% )  
720-739 (Jun-2011)
 
Principal balance: $4,461.02 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Requesting Consolidation Loan!
Purpose of loan:
This loan will be used to...Pay off higher interest loans.

My financial situation:
I am a good candidate for this loan because...I make my payments on time and am striving to be debt free as soon as I am able!


Monthly net income: $ 25,000.00
Monthly expenses: $1018.00
Housing: $440.00
Insurance: $ 55.00
Car expenses: $ 350.00
Utilities: $ 33.00
Phone, cable, internet: $ 70.00
Food, entertainment: $ 35.00
Clothing, household expenses: $ 0.00
Credit cards and other loans: $ 35.00

Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MissionMicroFinance$25.0012/28/2011 2:38:20 PM
Rogesparkguy$25.0012/28/2011 3:14:38 PM
klinebarger$25.0012/28/2011 3:14:39 PM
bubb_hans$100.0012/28/2011 3:24:55 PM
a-restless-dollar$50.0012/28/2011 3:50:34 PM
factcheck$50.0012/28/2011 4:26:41 PM
enchanted-truth264$25.0012/28/2011 4:31:31 PM
R3vXX$25.0012/28/2011 4:13:43 PM
zeeexsixare$400.0012/28/2011 4:17:52 PM
brightest-benjamins-onator$26.0012/28/2011 4:25:23 PM
gallant-economy9$25.0012/28/2011 4:38:42 PM
AF-Chief$25.0012/28/2011 5:05:25 PM
chameleon125$25.0012/28/2011 5:07:18 PM
credit-elation1$25.0012/28/2011 5:03:03 PM
managedfund$1,333.0012/28/2011 5:07:09 PM
heart514$25.0012/28/2011 5:12:54 PM
worth-dandelion$200.0012/28/2011 5:14:19 PM
worth-dandelion$200.0012/28/2011 5:14:18 PM
finance-prescription$100.0012/28/2011 5:14:41 PM
CalBear08$25.0012/28/2011 5:16:07 PM
sensible-fund$25.0012/28/2011 5:19:51 PM
blue-lively-platinum$25.0012/28/2011 5:33:03 PM
Maetryx$42.0012/28/2011 5:37:53 PM
investment-cluster$25.0012/28/2011 5:32:15 PM
processor115$25.0012/28/2011 5:39:52 PM
jkeller4000$100.0012/28/2011 5:48:39 PM
orange-preeminant-bill$25.0012/28/2011 5:45:23 PM
Investor_DP$100.0012/28/2011 5:46:57 PM
ITExec$100.0012/28/2011 6:20:30 PM
affluence-tambourine$25.0012/28/2011 6:51:43 PM
basis-wizard8$50.0012/28/2011 6:33:28 PM
income-buffalo1$100.0012/28/2011 6:56:56 PM
goodcents$25.0012/28/2011 7:02:29 PM
AJ6$25.0012/28/2011 8:20:12 PM
GCInvestments$30.0012/28/2011 8:00:21 PM
ccclaireee333$100.0012/28/2011 8:19:43 PM
rbgnr111$25.0012/28/2011 9:13:53 PM
Contra_Capital$25.0012/28/2011 8:45:32 PM
KindCharmingReflective-affluence$25.0012/28/2011 9:10:14 PM
millipotski$25.0012/28/2011 4:13:58 PM
intelligent-repayment8$2,000.0012/28/2011 4:49:54 PM
secobarbital$100.0012/28/2011 5:08:52 PM
kindness-ace1$50.0012/28/2011 5:14:33 PM
wwwUniversal$25.0012/28/2011 5:15:26 PM
312-Lender$25.0012/28/2011 5:12:49 PM
Leshan$50.0012/28/2011 5:20:15 PM
affluence-generator2$175.0012/28/2011 5:20:40 PM
deal-hickory5$100.0012/28/2011 5:21:16 PM
commanding-treasure2$50.0012/28/2011 5:23:28 PM
Mark-7$29.0012/28/2011 5:30:04 PM
pound-mushroom3$25.0012/28/2011 5:30:39 PM
truth-companion$25.0012/28/2011 5:34:23 PM
prohelper$25.0012/28/2011 5:39:01 PM
money-bauble$100.0012/28/2011 5:46:12 PM
Rockymtnhi$25.0012/28/2011 5:46:32 PM
lender2611$25.0012/28/2011 5:47:38 PM
sun818$25.0012/28/2011 5:59:20 PM
successful-agreement7$100.0012/28/2011 5:49:23 PM
edaguy$75.0012/28/2011 5:48:03 PM
dollar-doughnut6$50.0012/28/2011 6:39:38 PM
well-mannered-income3$50.0012/28/2011 7:30:54 PM
riveting-credit5$36.2412/28/2011 7:54:03 PM
open-minded-p2p1$25.0012/28/2011 7:26:53 PM
prudent-bid3$25.0012/28/2011 7:35:29 PM
spankysdad$25.0012/28/2011 7:57:56 PM
fund-kazoo$38.0012/28/2011 8:33:53 PM
mcgillis99$75.0012/28/2011 8:01:20 PM
vanklein$25.0012/28/2011 7:29:01 PM
leverage-ectasy$30.8512/28/2011 8:50:52 PM
help4u$25.0012/28/2011 8:53:59 PM
CPAnCA$60.0012/28/2011 7:38:33 PM
graceful-IRAinvestment$25.0012/28/2011 8:28:49 PM
orange-influential-credit$25.0012/28/2011 7:42:30 PM
loss-of-control$100.0012/28/2011 8:57:47 PM
investorrr$49.9112/28/2011 9:20:08 PM
spike16$25.0012/28/2011 8:15:43 PM
Anamorph$25.0012/28/2011 8:25:53 PM
RKLFinancial$25.0012/28/2011 8:48:00 PM
SummitAdvisors$50.0012/28/2011 8:48:44 PM
dudebrah$25.0012/28/2011 9:00:34 PM
80 Investments
 
Borrower Payment Dependent Notes Series 547173
This series of Notes was issued and sold upon the funding of the borrower loan #58346, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-1992 Debt/Income ratio: 21%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 8Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:11y 11m
Amount delinquent: $0 Total credit lines: 53 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $11,562Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: a-reward-mirth Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
taxes
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/28/2011 3:33:25 PM
1 Investments
 
Borrower Payment Dependent Notes Series 547179
This series of Notes was issued and sold upon the funding of the borrower loan #58316, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $128.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Sep-1986 Debt/Income ratio: 27%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:19y 4m
Amount delinquent: $0 Total credit lines: 28 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,786Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 75%  
   Homeownership: No  
Screen name: ALexed_teacher Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 41 ( 100% ) 620-639 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
620-639 (Oct-2010)
600-619 (Jun-2008)
 
Principal balance: $1,874.11 31+ days late: 0 ( 0% )
Total payments billed: 41  
Description
Tornado wiped out home and finances
Purpose of loan: Household expenses
This loan will be used to catch up household expenses. Relocating has been expensive since losing home to tornado on 4/27.

My financial situation: Low insurance payout, relocating with new deposits, etc., has been expensive. This loan would provide much needed relief. I have some unpaid medical bills because my insurance premiums and co-pays increased.

I am a good candidate for this loan because in spite of everything, I have always paid Prosper on time. I will not miss payments with Prosper.


Monthly net income: $3500
Monthly expenses: $3250
Housing: $1100
Insurance: $200
Car expenses: $600
Utilities: $350
Phone, cable, internet:
Food, entertainment: $400
Clothing household expenses:
Credit cards and other loans: $600
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$50.0012/28/2011 2:30:05 PM
Dusigrosz$200.0012/28/2011 2:36:15 PM
hope-hickory8$25.0012/28/2011 2:43:27 PM
school-loan-gambler$400.0012/28/2011 2:44:38 PM
ALANGREANSPAN$50.0012/28/2011 3:01:07 PM
fascinating-generosity3$300.0012/28/2011 2:40:13 PM
contract-student2$50.0012/28/2011 2:44:07 PM
mscomeaux$25.0012/28/2011 3:15:52 PM
Land_on_your_feet$25.0012/28/2011 3:07:20 PM
Starfin-Capital-Management$350.0012/28/2011 3:16:19 PM
Stradivari$25.0012/28/2011 3:22:29 PM
briskdevl07$25.0012/28/2011 3:08:02 PM
lucrative-transparency0$100.0012/28/2011 3:12:24 PM
barefootpaul$25.0012/28/2011 3:12:07 PM
bubb_hans$100.0012/28/2011 3:13:09 PM
commerce-renewal$100.0012/28/2011 3:15:20 PM
money-fort$25.0012/28/2011 3:14:57 PM
funds-rascal$100.0012/28/2011 3:16:12 PM
vigorous-moola0$100.0012/28/2011 3:18:57 PM
AF_Trust$50.0012/28/2011 3:20:30 PM
new-ore-venture$7.7612/28/2011 3:27:29 PM
frantic-retirement$250.0012/28/2011 2:42:29 PM
The-Lighthouse-Group$25.0012/28/2011 2:31:30 PM
return-grizzly$100.0012/28/2011 3:07:20 PM
hookUup$29.2412/28/2011 3:10:13 PM
factcheck$25.0012/28/2011 3:02:30 PM
InChicago$200.0012/28/2011 2:44:27 PM
gothampark$25.0012/28/2011 3:14:09 PM
EverettFinancial$25.0012/28/2011 3:08:03 PM
Rogesparkguy$25.0012/28/2011 3:10:46 PM
market-trooper3$30.0012/28/2011 3:12:07 PM
smart-kindness8$25.0012/28/2011 3:14:41 PM
calimanusa$50.0012/28/2011 3:18:55 PM
income-vault6$25.0012/28/2011 3:19:00 PM
BigBroJake$33.0012/28/2011 3:24:04 PM
35 Investments
 
Borrower Payment Dependent Notes Series 547183
This series of Notes was issued and sold upon the funding of the borrower loan #58361, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-28-2011 
Term: 60 months Listing End date:  Dec-29-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $195.12
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1984 Debt/Income ratio: 31%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:7y 10m
Amount delinquent: $0 Total credit lines: 19 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,247Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: kind-blissful-peso Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off a loan
Purpose of loan:
This loan will be used to...pay of a small loan so I can get my 401k to payoff all of my bills.

My financial situation:
I am a good candidate for this loan because I will pay you off in 2 year. I will double my payment after 90 days.


Monthly net income: $3000.00
Monthly expenses: $1500.00
Housing: $725.00
Insurance: $125.00
Car expenses: $300.00
Utilities: $150.00
Phone, cable, internet: $125.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $100.00
Other expenses: $25.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Rogesparkguy$25.0012/28/2011 3:14:09 PM
R3vXX$25.0012/28/2011 5:23:00 PM
rupee-equation2$25.0012/28/2011 5:22:51 PM
miked8303$25.0012/28/2011 5:29:51 PM
first-pragmatic-power$25.0012/28/2011 5:38:35 PM
tnjohnso$25.0012/28/2011 5:47:44 PM
edaguy$50.0012/28/2011 5:48:14 PM
successful-agreement7$100.0012/28/2011 5:49:23 PM
golden-velocity9$25.0012/28/2011 5:46:39 PM
janeybooboo$75.0012/28/2011 6:29:59 PM
hyrolln$26.0012/29/2011 4:24:06 AM
nimble-money086$25.0012/29/2011 12:58:44 AM
GElender$40.0012/29/2011 5:48:37 AM
a-versatile-power$25.0012/29/2011 8:32:33 AM
benjamins-britches$25.0012/29/2011 8:40:40 AM
musegaze$100.0012/29/2011 9:03:08 AM
power-secret-agent$25.0012/29/2011 8:45:17 AM
CashFlow13$100.0012/29/2011 9:05:40 AM
orange-preeminant-bill$25.0012/29/2011 9:05:59 AM
ommcd$25.0012/29/2011 9:06:35 AM
evergreen16$300.0012/29/2011 9:08:03 AM
foothillender$25.0012/29/2011 9:15:52 AM
shmb6508$50.0012/29/2011 9:16:46 AM
listing-reformation8$50.0012/29/2011 9:12:55 AM
sun818$25.0012/29/2011 9:17:09 AM
handy-justice$50.0012/29/2011 9:17:47 AM
leverage-monger$45.0012/29/2011 9:18:49 AM
eloquent-bill6$25.0012/29/2011 9:26:14 AM
new-ore-venture$100.0012/29/2011 9:20:01 AM
Kash2010lu$25.0012/29/2011 9:23:44 AM
fair-peace7$25.0012/29/2011 9:24:15 AM
intelligent-repayment8$1,732.3912/29/2011 9:29:11 AM
red-power-pecan$50.0012/29/2011 9:27:53 AM
IIP77$25.0012/29/2011 9:28:08 AM
bubb_hans$100.0012/28/2011 3:24:56 PM
zeeexsixare$350.0012/28/2011 4:21:47 PM
zeeexsixare$50.0012/28/2011 5:00:37 PM
lendstats_com$200.0012/28/2011 5:04:39 PM
InChicago$200.0012/28/2011 5:07:46 PM
worth-dandelion$200.0012/28/2011 5:14:19 PM
money-booster2$25.0012/28/2011 5:20:15 PM
SFBank$50.0012/28/2011 5:16:18 PM
Investor_DP$100.0012/28/2011 5:47:08 PM
jkeller4000$25.0012/28/2011 5:48:06 PM
skillful-asset5$30.0012/28/2011 7:34:30 PM
papaloha$500.0012/28/2011 8:25:51 PM
cattlebaron$25.0012/28/2011 8:40:26 PM
pietro_torna_indietro$25.0012/29/2011 5:48:08 AM
glenium$25.0012/29/2011 2:17:46 AM
32669$25.0012/29/2011 3:05:28 AM
loanman2007$200.0012/29/2011 5:20:46 AM
mlj0671$25.0012/29/2011 6:51:21 AM
nickel-launcher$25.0012/29/2011 8:11:07 AM
buffalobills$25.0012/29/2011 8:42:48 AM
crippledcircus$55.0012/29/2011 8:44:00 AM
kindness-ace1$50.0012/29/2011 8:50:31 AM
urcabinetguy$50.0012/29/2011 7:27:08 AM
money-fort$30.0012/29/2011 8:35:02 AM
rhino-investing-eagle$38.6112/29/2011 8:43:38 AM
bebeshor$25.0012/29/2011 9:00:49 AM
truth-companion$25.0012/29/2011 9:12:19 AM
wwwUniversal$25.0012/29/2011 9:19:14 AM
factcheck$50.0012/29/2011 9:21:41 AM
calimanusa$50.0012/29/2011 9:25:49 AM
cash-reaction2$28.0012/29/2011 9:24:31 AM
Comoparklender$25.0012/29/2011 9:28:48 AM
66 Investments
 
Borrower Payment Dependent Notes Series 547191
This series of Notes was issued and sold upon the funding of the borrower loan #58308, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-28-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 25.87% Borrower rate/APR: 26.87% / 29.49% Monthly payment: $152.29
 
Lender servicing fee: 1.00% Effective Yield*: 25.23%  
Estimated return*: 14.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-2004 Debt/Income ratio: 29%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:3y 1m
Amount delinquent: $0 Total credit lines: 27 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,509Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: No  
Screen name: urbane-nickel8 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 600-619 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
700-719 (Feb-2011)
 
Principal balance: $3,817.36 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Personal Loan
Purpose of loan:
This loan will be used to pay off some household expenses.

My financial situation:
I am a good candidate for this loan because I have a steady job. I am currently working as a Financial Systems Analyst for a company which holds the license for Calvin Klein, Speedo, Chaps and other brands. I have a great carreer ahead of me....


Monthly net income: $ 4200
Monthly expenses: $ 300
Housing: $ 700
Insurance: $ 80
Car expenses: $ 70
Utilities: $ 100
Food, entertainment: $ 300
Clothing, household expenses: $100
Credit cards and other loans: $ 700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MissionMicroFinance$25.0012/28/2011 2:38:20 PM
bubb_hans$100.0012/28/2011 3:13:10 PM
Rogesparkguy$25.0012/28/2011 3:13:28 PM
new-ore-venture$150.0012/28/2011 3:28:31 PM
worth-blanket2$4,800.0012/28/2011 3:30:46 PM
money-fort$25.0012/28/2011 3:15:44 PM
6 Investments
 
Borrower Payment Dependent Notes Series 547193
This series of Notes was issued and sold upon the funding of the borrower loan #58343, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1993 Debt/Income ratio: 39%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 56 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,624Stated income:$50,000-$74,999
Delinquencies in last 7y: 46 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: asset-fortress Borrower's state: Minnesota Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card, home improvement
Purpose of loan:
This loan will be used to pay off the last credit card and get rid of it and finish the addition on our house that was started about 5 years ago - just need to put flooring in and finish the trim.

My financial situation:
I am a good candidate for this loan because we were not doing well for a while, but after a debt settlement program, have eliminated a lot of debt and have changed our lifestyle to never go back to the drowning in debt problem. We tried to keep one credit card for emergencies, but the fees on it are rediculous and the interest rate will prevent it from ever being paid off.


Monthly net income: $2,750
Monthly expenses: $2,561
Housing: $1670
Insurance: $135
Car expenses: $100
Utilities: $211
Phone, cable, internet: $85
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $160
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/28/2011 3:32:15 PM
1 Investments
 
Borrower Payment Dependent Notes Series 547205
This series of Notes was issued and sold upon the funding of the borrower loan #58394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $659.90
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1992 Debt/Income ratio: 19%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:20y 0m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,324Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: Yes  
Screen name: chosen-one280 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation 1/12
Purpose of loan:
This loan will be used to...Consolidate credit card debt.

My financial situation:
I am a good candidate for this loan because...My credit is perfect and have never made a payment any later than a few days. And those cases where the payment was a few days late are rare. I also plan on closing two of the four accounts that will be paid off.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
passivesf$49.1912/28/2011 3:06:26 PM
worth-blanket2$20,000.0012/28/2011 3:30:48 PM
2 Investments
 
Borrower Payment Dependent Notes Series 547229
This series of Notes was issued and sold upon the funding of the borrower loan #58373, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $176.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1987 Debt/Income ratio: 30%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:14y 4m
Amount delinquent: $0 Total credit lines: 31 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,623Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: No  
Screen name: compassionate-funds8 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Teacher needs to consolidate debt!
Purpose of loan:
This loan will be used to...pay off 5 credit cards

My financial situation:
I am a good candidate for this loan because...I have regular income and I'm very motivated!


Monthly net income: $ 2600.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bubb_hans$25.0012/28/2011 3:04:18 PM
worth-blanket2$5,000.0012/28/2011 3:31:47 PM
2 Investments
 
Borrower Payment Dependent Notes Series 547247
This series of Notes was issued and sold upon the funding of the borrower loan #58332, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Aug-1995 Debt/Income ratio: 27%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 7Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:12y 4m
Amount delinquent: $0 Total credit lines: 19 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $63,429Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: unequaled-investment7 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for Outstanding Bills
Purpose of loan:
This loan will be used to...
Pay for outstanding credit card bills that were used to pay for expensive veterinarian bills and for some home improvements that I need in order to obtain a mortgage refinance. The refinance will put my loan at a fixed rate and save me $100 per month

My financial situation:
I am a good candidate for this loan because...
I pay my bills on time. I just need a little extra to take care of this area.

Monthly net income: $4000
Monthly expenses: $3300
Housing: $1500
Insurance: $ included in mortgage
Car expenses: $426
Utilities: $150
Phone, cable, internet: $220
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $750
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
heavenly-interest9$600.0012/29/2011 9:12:44 AM
worth-blanket2$3,400.0012/29/2011 9:19:16 AM
2 Investments
 
Borrower Payment Dependent Notes Series 547263
This series of Notes was issued and sold upon the funding of the borrower loan #58448, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $511.28
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1985 Debt/Income ratio: 18%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:24y 3m
Amount delinquent: $0 Total credit lines: 16 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,816Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: fairness-saber Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...pay off all my debits.

My financial situation:
I am a good candidate for this loan because...I have a great job and i plan on paying off all my credit cards with this money.


Monthly net income: $2,800.00
Monthly expenses: $
Housing: $430.00
Insurance: $97.50
Car expenses: $0
Utilities: $75.00
Phone, cable, internet: $111.00
Food, entertainment: $140.00
Clothing, household expenses: $15.00
Credit cards and other loans: $375.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
loanman2007$75.0012/29/2011 9:06:26 AM
lucrative-transparency0$100.0012/29/2011 9:08:39 AM
bb575$50.0012/29/2011 9:05:19 AM
AFairDeal$25.0012/29/2011 9:14:06 AM
the-bright-velocity$25.0012/29/2011 9:13:28 AM
worth-blanket2$14,300.0012/29/2011 9:17:58 AM
6 Investments
 
Borrower Payment Dependent Notes Series 547267
This series of Notes was issued and sold upon the funding of the borrower loan #58399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-28-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $491.05
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1987 Debt/Income ratio: 26%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:26y 3m
Amount delinquent: $0 Total credit lines: 48 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,280Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: unbelievable-peace1 Borrower's state: Delaware Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to consolidate debt.

My financial situation:
I am a good candidate for this loan because I have been employed in my present position for over 26 years and I have a very good credit score and credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
passivesf$50.0012/28/2011 3:05:48 PM
worth-blanket2$20,000.0012/28/2011 3:31:23 PM
2 Investments
 
Borrower Payment Dependent Notes Series 547303
This series of Notes was issued and sold upon the funding of the borrower loan #58439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1990 Debt/Income ratio: 15%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 30 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,571Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: supreme-order0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
rova
Purpose of loan:
This loan will be used to pay debt

My financial situation:
I am a good candidate for this loan because., income is able to handle the monthly payment


Monthly net income: $8910.00
Monthly expenses: $4700.00
Housing: $950.00
Insurance: $234.00
Car expenses: $600.00
Utilities: $550.00
Phone, cable, internet: $210.00
Food, entertainment: $900.00
Clothing, household expenses: $235.00
Credit cards and other loans: $210.00
Other expenses: $250.00,$210.00 mobile phones,$230.00 toll/gas
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
loanman2007$50.0012/29/2011 9:01:45 AM
Danjack_Capital$25.0012/29/2011 9:03:47 AM
best-basis-trooper$25.0012/29/2011 9:18:33 AM
money-fort$25.0012/29/2011 9:20:36 AM
jebber007$40.0012/29/2011 9:29:08 AM
Interloper$50.0012/29/2011 9:34:02 AM
smart-kindness8$25.0012/29/2011 9:30:07 AM
SolarMoonshine$25.0012/29/2011 9:46:34 AM
gold-plane1$50.0012/29/2011 9:47:27 AM
credit-elation1$25.0012/29/2011 9:54:55 AM
green28$50.0012/29/2011 9:57:38 AM
SummitAdvisors$25.0012/29/2011 10:17:29 AM
R3vXX$25.0012/29/2011 10:03:16 AM
benefit-catalyst$100.0012/29/2011 10:45:04 AM
papaloha$200.0012/29/2011 10:00:08 AM
investment-visionary$25.0012/29/2011 10:33:34 AM
ccclaireee333$100.0012/29/2011 10:18:32 AM
novice-speculator$25.0012/29/2011 10:54:22 AM
AVS$25.0012/29/2011 11:11:47 AM
oath163$25.0012/29/2011 11:23:12 AM
Johnab$26.0212/29/2011 11:04:51 AM
green-safe-wampum$49.0012/29/2011 11:14:43 AM
Kapitaal$26.0012/29/2011 12:52:04 PM
bubb_hans$50.0012/29/2011 1:13:30 PM
Roundhouse$100.0012/29/2011 1:27:25 PM
evergreen16$100.0012/29/2011 2:18:43 PM
113121$35.0012/29/2011 1:21:03 PM
calimanusa$50.2012/29/2011 2:05:36 PM
new-social-economist$30.0012/29/2011 2:02:00 PM
B-rad_the_Coug$25.0012/29/2011 2:11:30 PM
sun818$25.0012/29/2011 9:16:29 AM
new-ore-venture$50.0012/29/2011 9:25:58 AM
factcheck$25.0012/29/2011 9:26:25 AM
sdcc72$25.0012/29/2011 9:37:59 AM
CA-Lender$25.0012/29/2011 9:41:00 AM
principal-laser$100.0012/29/2011 9:42:22 AM
impeccable-ore3$25.0012/29/2011 9:56:01 AM
jkeller4000$25.0012/29/2011 9:54:37 AM
fair-gain8$25.0012/29/2011 10:52:34 AM
BankOfBjoltus$25.0012/29/2011 10:33:20 AM
credit-bank-usa611$25.0012/29/2011 10:35:59 AM
Rogesparkguy$25.0012/29/2011 11:02:37 AM
Peacepower$25.0012/29/2011 10:50:46 AM
moola-monger9$50.0012/29/2011 11:32:06 AM
SomebodysMom$25.0012/29/2011 11:38:47 AM
artisan369$300.0012/29/2011 11:55:10 AM
money-baron-roth-IRA$40.0012/29/2011 12:00:04 PM
melodious-openness$500.0012/29/2011 12:18:39 PM
ethical-truth211$400.0012/29/2011 1:25:42 PM
income-buffalo1$100.0012/29/2011 1:26:26 PM
vanklein$25.0212/29/2011 1:47:16 PM
Engineer44$25.0012/29/2011 1:04:51 PM
worth-shower8$100.0012/29/2011 2:01:15 PM
edaguy$100.0012/29/2011 2:10:31 PM
five-star-note$100.0012/29/2011 1:37:53 PM
Spookytj$50.0012/29/2011 1:44:31 PM
unconquerable-dedication$25.0012/29/2011 2:11:00 PM
barefootpaul$25.0012/29/2011 2:11:42 PM
ChrisProsper$153.7612/29/2011 2:28:23 PM
atlas100$100.0012/29/2011 2:26:21 PM
MapleLaker$25.0012/29/2011 2:27:33 PM
61 Investments
 
Borrower Payment Dependent Notes Series 547311
This series of Notes was issued and sold upon the funding of the borrower loan #58297, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Dec-1986 Debt/Income ratio: 16%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 7Length of status:22y 11m
Amount delinquent: $428 Total credit lines: 24 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,777Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: kp2116 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 45 ( 71% ) 640-659 (Latest)
Principal borrowed: $10,000.00< 31 days late: 17 ( 27% )  
780-799 (Jun-2011)
640-659 (Oct-2009)
600-619 (Dec-2007)
600-619 (Dec-2006)
 
Principal balance: $1,774.31 31+ days late: 1 ( 2% )
Total payments billed: 63  
Description
Business Growing ~ Need Inventory
Purpose of loan:
This loan will be used to... purchase inventory and supplies for my growing small craft and custom jewelry business.

My financial situation:
I am a good candidate for this loan because... I have a steady tenured job in addition to my craft business. I have worked at the same employer for almost 23 years as a teacher. My income from school remains steady and secure. My custom jewelry designs are something I do beyond school, and sell in a local boutique. The business was started last spring and is doing well.


Monthly net income: $ 4400.00
Monthly expenses: $ 2300
Housing: $ 0 (Mortgage paid by spouse)
Insurance: $ 485
Car expenses: $322
Utilities: $ 450
Phone, cable, internet: $ 80
Food, entertainment: $ 600
Clothing, household expenses: $ 100
Credit cards and other loans: $ 210
Other expenses: $ 50 (Medical)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$50.0012/29/2011 9:01:06 AM
affluence-generator2$25.0012/29/2011 9:01:17 AM
Danjack_Capital$25.0012/29/2011 9:05:30 AM
lucrative-transparency0$100.0012/29/2011 9:08:39 AM
heroic-benefit$200.0012/29/2011 9:10:07 AM
handy-justice$100.0012/29/2011 9:03:57 AM
lillian27$25.0012/29/2011 9:10:22 AM
benjamins-rumbler$50.0012/29/2011 9:05:54 AM
gold-channel2$25.0012/29/2011 9:15:32 AM
eagle1271$30.0012/29/2011 9:12:28 AM
sun818$25.0012/29/2011 9:16:21 AM
FarmersBank$63.2012/29/2011 9:17:04 AM
fortytwo$150.0012/29/2011 9:20:21 AM
wwwUniversal$25.0012/29/2011 9:19:14 AM
money-fort$25.0012/29/2011 9:19:39 AM
lucrative-loan$25.0012/29/2011 9:02:45 AM
yield-lion2$100.0012/29/2011 9:01:01 AM
312-Lender$25.0012/29/2011 9:02:13 AM
bid-czar8$100.0012/29/2011 9:07:47 AM
finance-prescription$100.0012/29/2011 9:10:30 AM
loanman2007$125.0012/29/2011 9:03:13 AM
intelligent-repayment8$2,000.0012/29/2011 9:04:08 AM
finance-mushroom$200.0012/29/2011 9:15:43 AM
MBurns$25.0012/29/2011 9:16:09 AM
shmb6508$50.0012/29/2011 9:16:47 AM
unequivocal-fund7$25.0012/29/2011 9:18:33 AM
wealth-tremolo7$25.0012/29/2011 9:18:49 AM
jhouman$50.0012/29/2011 9:17:08 AM
gallant-economy9$50.0012/29/2011 9:17:46 AM
briskdevl07$25.0012/29/2011 9:20:12 AM
oldmora$29.0012/29/2011 9:17:54 AM
best-charming-leverage$50.0012/29/2011 9:18:41 AM
social-cocktail1$77.8012/29/2011 9:20:38 AM
33 Investments
 
Borrower Payment Dependent Notes Series 547319
This series of Notes was issued and sold upon the funding of the borrower loan #58335, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $164.98
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1990 Debt/Income ratio: 8%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 14 Occupation: Food Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,906Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 9%  
   Homeownership: No  
Screen name: diversification-maximizer3 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
buying auto from sister
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
market-maximizer472$100.0012/28/2011 4:26:58 PM
riproaringrapids$35.0012/28/2011 5:09:48 PM
bb575$50.0012/28/2011 5:05:31 PM
notabanker$75.0012/28/2011 5:11:15 PM
selector568$300.0012/28/2011 5:15:10 PM
kenji4861$25.0012/28/2011 5:32:27 PM
income-banjo$25.0012/28/2011 5:37:10 PM
credit-panda1$25.0012/28/2011 5:35:54 PM
indomitable-coin$25.0012/28/2011 5:43:15 PM
ricklip$100.0012/28/2011 5:42:27 PM
houli123$25.0012/29/2011 4:10:40 AM
js60l$25.0012/29/2011 8:19:23 AM
dbs$25.0012/29/2011 9:36:21 AM
factcheck$25.0012/29/2011 9:34:21 AM
gold-plane1$50.0012/29/2011 9:42:32 AM
BankOfBjoltus$25.0012/29/2011 10:39:16 AM
Islandgal$28.0012/29/2011 11:28:38 AM
sugarskane$25.0012/29/2011 1:10:48 PM
loan-eagle9$25.0012/29/2011 12:46:27 PM
knark$25.0012/29/2011 12:49:14 PM
smart-kindness8$100.0012/29/2011 12:57:48 PM
moola-gondola1$100.0012/29/2011 1:03:00 PM
Roundhouse$100.0012/29/2011 1:29:03 PM
CreditBuilder2$50.0012/29/2011 1:21:45 PM
the-silver-blaster$250.0012/29/2011 1:31:21 PM
fragonardlives$25.0012/29/2011 1:29:19 PM
refined-return922$25.0012/29/2011 1:49:07 PM
Reddy_Capital$25.0012/29/2011 1:52:27 PM
peter79130$25.0012/28/2011 4:29:22 PM
r48$25.0012/28/2011 5:13:43 PM
superb-funds335$25.0012/28/2011 5:19:05 PM
cashhelp$25.0012/28/2011 5:33:28 PM
top-courteous-peso$75.0012/28/2011 5:40:37 PM
currency-agave$60.0012/28/2011 5:36:49 PM
AFairDeal$25.0012/28/2011 5:40:13 PM
BxRealtor$25.0012/28/2011 5:42:53 PM
edaguy$25.0012/28/2011 5:48:03 PM
successful-agreement7$100.0012/28/2011 5:49:25 PM
market-solstice2$25.0012/28/2011 5:50:48 PM
skillful-asset5$25.0012/28/2011 7:30:47 PM
goodhearted-basis4$25.0012/29/2011 12:47:10 AM
Finance_Pro$50.0012/29/2011 6:14:38 AM
jakespirit$100.0012/29/2011 6:18:05 AM
Pickmar$25.0012/29/2011 7:50:49 AM
radforj22$25.0012/29/2011 6:24:03 AM
nuclearmoose$50.0012/29/2011 9:09:24 AM
newest-return-wind$33.6012/29/2011 9:34:50 AM
roadtruck$50.0012/29/2011 9:35:39 AM
shaker348$25.0012/29/2011 11:21:20 AM
blot44$25.0012/29/2011 10:30:40 AM
friendinmoney$25.0012/29/2011 11:02:09 AM
The-CAPS-fan$25.0012/29/2011 1:15:15 PM
nimble-money086$25.0012/29/2011 1:19:59 PM
inventive-wealth2$25.0012/29/2011 1:46:20 PM
csandb$25.0012/29/2011 1:03:05 PM
power-defender7$75.0012/29/2011 12:47:11 PM
important-ore$200.0012/29/2011 1:06:07 PM
crippledcircus$25.5612/29/2011 1:37:12 PM
inventive-wealth2$25.0012/29/2011 1:47:26 PM
intelligent-repayment8$1,967.8412/29/2011 1:54:47 PM
60 Investments
 
Borrower Payment Dependent Notes Series 547321
This series of Notes was issued and sold upon the funding of the borrower loan #58360, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Dec-29-2011 
Term: 60 months Listing End date:  Dec-29-2011 
 
Lender yield: 25.87% Borrower rate/APR: 26.87% / 29.49% Monthly payment: $213.20
 
Lender servicing fee: 1.00% Effective Yield*: 25.23%  
Estimated return*: 14.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1995 Debt/Income ratio: 28%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 15Length of status:13y 6m
Amount delinquent: $0 Total credit lines: 42 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,399Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: shrewd-community8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 5 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
660-679 (Sep-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 5  
Description
Debt consolidation
Purpose of loan: consolidate multiple loans
This loan will be used to...lower monthly payments

My financial situation:
I am a good candidate for this loan because...13 years with same employer


Monthly net income: $85000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
orange-preeminant-bill$25.0012/29/2011 9:05:59 AM
yield-lion2$100.0012/29/2011 9:01:48 AM
beaker$25.0112/29/2011 9:07:03 AM
lucrative-loan$25.0012/29/2011 9:02:51 AM
miked8303$25.0012/29/2011 9:08:29 AM
affluence-generator2$200.0012/29/2011 9:02:05 AM
LittleMingo$25.0012/29/2011 9:12:49 AM
TennSquire$25.0012/29/2011 9:10:36 AM
heavenly-interest9$600.0012/29/2011 9:14:01 AM
benjamins-britches$75.0012/29/2011 9:17:09 AM
DHolly$31.0012/29/2011 9:17:37 AM
handy-justice$100.0012/29/2011 9:01:43 AM
worth-blanket2$5,800.0012/29/2011 9:18:41 AM
sun818$25.0012/29/2011 9:16:53 AM
14 Investments
 
Borrower Payment Dependent Notes Series 547345
This series of Notes was issued and sold upon the funding of the borrower loan #58318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $75.57
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1991 Debt/Income ratio: 29%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 5Length of status:7y 6m
Amount delinquent: $0 Total credit lines: 19 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,146Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: hsb Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 55 ( 100% ) 680-699 (Latest)
Principal borrowed: $3,550.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2010)
620-639 (Apr-2007)
 
Principal balance: $515.12 31+ days late: 0 ( 0% )
Total payments billed: 55  
Description
Debt Consolidation
Purpose of loan: Debt consolidation
This loan will be used to...

My financial situation: US BANK
I am a good candidate for this loan because...I'm in the Navy Reserve


Monthly net income: $1117
Monthly expenses: $
Housing: $
Insurance: $47
Car expenses: $80
Utilities: $30
Phone, cable, internet: $38
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $207.95
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
yield-lion2$100.0012/29/2011 9:01:20 AM
RoZu_Lending$200.0012/29/2011 9:02:08 AM
RoZu_Lending$800.0012/29/2011 9:02:57 AM
intelligent-repayment8$479.0012/29/2011 9:03:12 AM
trumpeter5$50.0012/29/2011 9:02:20 AM
penny-plato$25.0012/29/2011 9:02:28 AM
NekHoldings$25.0012/29/2011 9:03:01 AM
DHolly$31.0012/29/2011 9:01:39 AM
fabulous-community4$25.0012/29/2011 9:02:11 AM
lendstats_com$200.0012/29/2011 9:02:36 AM
LittleMingo$40.0012/29/2011 9:01:38 AM
lucrative-loan$25.0012/29/2011 9:03:05 AM
12 Investments
 
Borrower Payment Dependent Notes Series 547359
This series of Notes was issued and sold upon the funding of the borrower loan #58312, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-29-2011 
Term: 60 months Listing End date:  Dec-29-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $344.78
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1990 Debt/Income ratio: Not calculated
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:8y 9m
Amount delinquent: $0 Total credit lines: 38 Occupation: Pharmacist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $66,543Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: Yes  
Screen name: thrilling-interest7 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 23 ( 100% ) 720-739 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
780-799 (Dec-2009)
 
Principal balance: $4,305.48 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
2nd loan from prosper
Purpose of loan: pay off remaining prosper loan at lower rate and finish paying down other debt.

My financial situation: Is better than when I got my first loan.

I am a good candidate for this loan because I always pay and you never have to worry about getting a good return on your money. Just want to finish my goal of paying off my revolving debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
NekHoldings$25.0012/29/2011 9:03:24 AM
green-trade-dolphin2$32.2112/29/2011 9:02:27 AM
platinum-boss2$25.0012/29/2011 9:07:19 AM
lucrative-transparency0$100.0012/29/2011 9:08:39 AM
312-Lender$25.0012/29/2011 9:02:25 AM
MoneyForNothing$25.0012/29/2011 9:10:57 AM
worth-blanket2$12,700.0012/29/2011 9:18:55 AM
AFairDeal$25.0012/29/2011 9:14:06 AM
trumpeter5$25.0012/29/2011 9:02:39 AM
ommcd$25.0012/29/2011 9:06:35 AM
LittleMingo$25.0012/29/2011 9:13:23 AM
enticing-capital6$50.0012/29/2011 9:16:13 AM
12 Investments
 
Borrower Payment Dependent Notes Series 547361
This series of Notes was issued and sold upon the funding of the borrower loan #58315, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-28-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $220.97
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1987 Debt/Income ratio: 18%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:24y 4m
Amount delinquent: $0 Total credit lines: 23 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $47,489Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: Yes  
Screen name: prometheus422 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan1
Purpose of loan:
This loan will be used to... pay higher rate credit card.

My financial situation:
I am a good candidate for this loan because... I have secure job with government for over 23 years and have paid bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.4612/28/2011 5:02:14 PM
AndChicksforFree$25.0012/28/2011 5:08:25 PM
worth-blanket2$8,900.0012/28/2011 5:09:35 PM
bb575$50.0012/28/2011 5:05:32 PM
4 Investments
 
Borrower Payment Dependent Notes Series 547369
This series of Notes was issued and sold upon the funding of the borrower loan #58303, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $192.87
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1990 Debt/Income ratio: 6%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 35 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,180Stated income:$50,000-$74,999
Delinquencies in last 7y: 21 Bankcard utilization: 20%  
   Homeownership: Yes  
Screen name: lively-p2ploan Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 88% ) 700-719 (Latest)
Principal borrowed: $1,800.00< 31 days late: 2 ( 13% )  
680-699 (Jul-2010)
 
Principal balance: $1,025.61 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Consolidate debt.
Purpose of loan:
This loan will be used to consolidate Christmas card debt.

My financial situation:
I am a good candidate for this loan because I have resolved to make 2012 a better year and pay off all debt and not create any more.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$27.0012/29/2011 9:02:38 AM
robot777$28.0012/29/2011 9:08:08 AM
BxRealtor$25.0012/29/2011 9:07:10 AM
the-bright-velocity$25.0012/29/2011 9:13:17 AM
worth-blanket2$5,900.0012/29/2011 9:18:18 AM
income-banjo$25.0012/29/2011 9:15:11 AM
6 Investments
 
Borrower Payment Dependent Notes Series 547377
This series of Notes was issued and sold upon the funding of the borrower loan #58433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.35% Listing Start date:  Dec-29-2011 
Term: 12 months Listing End date:  Dec-29-2011 
 
Lender yield: 4.65% Borrower rate/APR: 5.65% / 6.59% Monthly payment: $171.81
 
Lender servicing fee: 1.00% Effective Yield*: 4.66%  
Estimated return*: 3.31%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-1995 Debt/Income ratio: 11%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 20Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 36 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,627Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: No  
Screen name: misterreliable Borrower's state: NewYork Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation/Investment
Purpose of loan:
This loan will be used to...pay off higher interest loans and invest what's left.

My financial situation:
I am a good candidate for this loan because...I have a steady high paying job and want to preserve my credit rating.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bb575$50.0012/29/2011 9:05:19 AM
Clambake$25.0012/29/2011 9:05:37 AM
Aimvest$25.0012/29/2011 9:05:48 AM
robot777$72.0012/29/2011 9:08:08 AM
BxRealtor$25.0012/29/2011 9:07:11 AM
kinetic-social$50.0012/29/2011 9:09:39 AM
Cashew6$25.0012/29/2011 9:09:26 AM
Dollars4Rent$50.0012/29/2011 9:09:47 AM
iaffy$25.0012/29/2011 9:12:59 AM
cwegert$25.0012/29/2011 9:13:14 AM
cebgop$25.0012/29/2011 9:10:54 AM
aabadabadoo$25.0012/29/2011 9:11:13 AM
AmericanCredit$50.0012/29/2011 9:16:43 AM
AFairDeal$25.0012/29/2011 9:13:56 AM
GmaJosephine$25.0012/29/2011 9:17:25 AM
famous-ore2$50.0012/29/2011 9:18:28 AM
lenderme$25.0012/29/2011 9:17:47 AM
investor7257$25.0012/29/2011 9:21:01 AM
TheReaderRabbit$25.0012/29/2011 9:18:54 AM
kind-asset-circuit$50.0012/29/2011 9:19:18 AM
Warwick$25.0012/29/2011 9:24:43 AM
HibbyD$30.0012/29/2011 9:21:50 AM
L-vex$25.0012/29/2011 9:25:18 AM
vigilance-revolutionary$50.0012/29/2011 9:23:15 AM
Eastern$50.0012/29/2011 9:26:10 AM
neighborly-hope6$100.0012/29/2011 9:24:56 AM
Arg3998$25.0012/29/2011 9:25:02 AM
syounker$25.0012/29/2011 9:25:42 AM
enchanted-note$50.0012/29/2011 9:08:26 AM
cwegert$50.0012/29/2011 9:09:58 AM
jennifer55126$25.0012/29/2011 9:07:22 AM
mnmcarve$25.0012/29/2011 9:11:02 AM
TrustPlus$26.0012/29/2011 9:11:21 AM
Kyjamune$25.0012/29/2011 9:08:56 AM
shaker348$25.0012/29/2011 9:06:26 AM
income-banjo$25.0012/29/2011 9:15:11 AM
lucrative-transparency0$100.0012/29/2011 9:08:40 AM
wealthstar$25.0012/29/2011 9:17:12 AM
capital-dynamo0$25.0012/29/2011 9:17:59 AM
the-bright-velocity$25.0012/29/2011 9:13:17 AM
MARSTUN$100.0012/29/2011 9:22:37 AM
postalwhiz$25.0012/29/2011 9:18:37 AM
subtle-revenue0$25.0012/29/2011 9:24:52 AM
fortytwo$150.0012/29/2011 9:20:21 AM
efficient-marketplace$25.0012/29/2011 9:20:31 AM
sound$50.0012/29/2011 9:24:01 AM
bid-papyrus$25.0012/29/2011 9:24:25 AM
TGGGGGGGGGGGGGGG$50.0012/29/2011 9:22:20 AM
meux99$25.0012/29/2011 9:22:59 AM
Maccs55$25.0012/29/2011 9:23:39 AM
kinetic-social$25.0012/29/2011 9:26:33 AM
D911ave$50.0012/29/2011 9:26:35 AM
52 Investments
 
Borrower Payment Dependent Notes Series 547379
This series of Notes was issued and sold upon the funding of the borrower loan #58381, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $112.51
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jun-1991 Debt/Income ratio: 7%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:15y 5m
Amount delinquent: $0 Total credit lines: 19 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $486Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: No  
Screen name: Boda Borrower's state: Oregon Borrower's group: 1st and BEST for Loans
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 760-779 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
640-659 (Dec-2009)
640-659 (Jun-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Taxes, Vacation
Purpose of loan: To pay off up coming taxes, Vacation
This loan will be used to...
Pay off any taxes owed for 2011,and take a much needed vacation.
My financial situation:
I am a good candidate for this loan because...
I'm responsilble, dependable candidate as my prior record with your
company will show. I have paid off my outstanding credit card bills
as promised with the last loan from your comapany. I have just had
my 15th year anniversary with Peace Health, I have a long-standing
work record.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
kinetic-social$40.0012/28/2011 5:06:34 PM
green-trade-dolphin2$43.1612/28/2011 5:02:10 PM
MoneyForNothing$33.9512/28/2011 5:02:58 PM
bb575$50.0012/28/2011 5:05:33 PM
worth-blanket2$300.0012/28/2011 5:10:13 PM
Aberdeen$3,000.0012/28/2011 5:05:43 PM
GElender$40.0012/28/2011 5:09:14 PM
riproaringrapids$35.0012/28/2011 5:09:48 PM
8 Investments
 
Borrower Payment Dependent Notes Series 547393
This series of Notes was issued and sold upon the funding of the borrower loan #58294, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: May-1990 Debt/Income ratio: 17%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 3 Current / open credit lines: 11 / 10Length of status:5y 10m
Amount delinquent: $50,385 Total credit lines: 34 Occupation: Nurse (LPN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,463Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 38%  
   Homeownership: Yes  
Screen name: top-economy-matador Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debit Consolidation
Purpose of loan: Consolidation
This loan will be used to...Pay Bills

My financial situation: Good
I am a good candidate for this loan because... I am a peace officer


Monthly net income: $5000
Monthly expenses: $2000
Housing: $700
Insurance: $100
Car expenses: $0
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$2,000.0012/29/2011 9:20:01 AM
1 Investments
 
Borrower Payment Dependent Notes Series 547405
This series of Notes was issued and sold upon the funding of the borrower loan #58421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $369.67
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1974 Debt/Income ratio: 20%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:7y 5m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,885Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: thankful-asset252 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 700-719 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
720-739 (Jan-2011)
 
Principal balance: $11,078.31 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
save money refi
Purpose of loan:
This loan will be used to...pay off current prosper loan with a higher interest rate.

My financial situation:
I am a good candidate for this loan because... even at the higher rate all of my payments have been made on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.0012/29/2011 9:07:11 AM
AFairDeal$25.0012/29/2011 9:13:56 AM
income-banjo$25.0012/29/2011 9:15:11 AM
trade-burrito4$35.0012/29/2011 9:18:59 AM
pdub$75.0012/29/2011 9:10:44 AM
green-trade-dolphin2$31.4612/29/2011 9:02:29 AM
worth-blanket2$11,300.0012/29/2011 9:19:37 AM
7 Investments
 
Borrower Payment Dependent Notes Series 547437
This series of Notes was issued and sold upon the funding of the borrower loan #58356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1990 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 2 Current / open credit lines: 9 / 7Length of status:16y 8m
Amount delinquent: $977 Total credit lines: 37 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $43,297Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: Yes  
Screen name: truth-boots6 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$25.0012/29/2011 9:04:04 AM
worth-blanket2$10,000.0012/29/2011 9:19:40 AM
miked8303$25.0012/29/2011 9:08:32 AM
3 Investments
 
Borrower Payment Dependent Notes Series 547461
This series of Notes was issued and sold upon the funding of the borrower loan #58396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1984 Debt/Income ratio: 22%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 2 Current / open credit lines: 7 / 9Length of status:13y 4m
Amount delinquent: $11,300 Total credit lines: 22 Occupation: Teacher
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $95,443Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: openness-tempo Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consilidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/29/2011 11:43:00 AM
1 Investments
 
Borrower Payment Dependent Notes Series 547493
This series of Notes was issued and sold upon the funding of the borrower loan #58369, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-29-2011 
Term: 12 months Listing End date:  Dec-29-2011 
 
Lender yield: 6.01% Borrower rate/APR: 7.01% / 14.64% Monthly payment: $173.06
 
Lender servicing fee: 1.00% Effective Yield*: 6.00%  
Estimated return*: 4.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1994 Debt/Income ratio: 11%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 3Length of status:9y 11m
Amount delinquent: $0 Total credit lines: 27 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,561Stated income:$50,000-$74,999
Delinquencies in last 7y: 20 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: AnnArborEngineer Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 33 ( 100% ) 660-679 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
620-639 (Jan-2008)
640-659 (Jun-2007)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
Quick Home improvement loan
Purpose of loan:
This loan will be used to repair a shower in my house. It is currently leaking into the room below it, and needs to be torn out and re-done.

My financial situation:
I am a good candidate for this loan because I have already completed a larger prosper loan in good standing, and my income will allow me to pay this off in short order.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$39.6112/29/2011 9:02:24 AM
BxRealtor$25.0012/29/2011 9:07:11 AM
income-banjo$25.0012/29/2011 9:15:12 AM
enticing-capital6$50.0012/29/2011 9:16:13 AM
kinetic-social$50.0012/29/2011 9:14:06 AM
jennifer55126$25.0012/29/2011 9:07:22 AM
secureincome$500.0012/29/2011 9:12:39 AM
worth-blanket2$1,400.0012/29/2011 9:19:18 AM
8 Investments
 
Borrower Payment Dependent Notes Series 547499
This series of Notes was issued and sold upon the funding of the borrower loan #58371, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-29-2011 
Term: 12 months Listing End date:  Dec-29-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $184.31
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1994 Debt/Income ratio: 21%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 4Length of status:25y 11m
Amount delinquent: $0 Total credit lines: 31 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,180Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: No  
Screen name: MsTee01 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Unexpected car repairs
Purpose of loan:
This loan will be used to get my vehicle in 100% condition and will only need regular maintenance after this expensive repair.

My financial situation:
I am a good candidate for this loan because I pay my debts and am working to become debt-free beginning in 2012. This loan will help me to right-side my finances,


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
miked8303$25.0012/29/2011 9:08:32 AM
iaffy$25.0012/29/2011 9:12:59 AM
handy-justice$50.0012/29/2011 9:05:57 AM
secureincome$500.0012/29/2011 9:12:39 AM
value-allocator1$100.0012/29/2011 9:14:30 AM
worth-blanket2$1,400.0012/29/2011 9:18:26 AM
6 Investments
 
Borrower Payment Dependent Notes Series 547535
This series of Notes was issued and sold upon the funding of the borrower loan #58345, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jul-1985 Debt/Income ratio: 26%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 25 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,971Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: No  
Screen name: fervent-commerce Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 23 ( 100% ) 620-639 (Latest)
Principal borrowed: $9,000.00< 31 days late: 0 ( 0% )  
620-639 (Aug-2011)
640-659 (Apr-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
Pay off Credit Card
Purpose of loan: This loan will be used to... Pay off Credit Card


My financial situation:
I am a good candidate for this loan because... I have not been late on any payments for over 6 and a half years (divorce) I have had 2 previous Prosper loans and paid them both off and never have been late.


Monthly net income: $ 3800
Monthly expenses: $
Housing: $ 750
Insurance: $110
Car expenses: $378
Utilities: $ included
Phone, cable, internet: $ included
Food, entertainment: $ 400
Clothing, household expenses: $110
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
intelligent-repayment8$2,000.0012/29/2011 11:35:03 AM
worth-blanket2$1,700.0012/29/2011 11:43:24 AM
moola-monger9$50.0012/29/2011 11:37:50 AM
affluence-generator2$300.0012/29/2011 11:38:55 AM
4 Investments
 
Borrower Payment Dependent Notes Series 547553
This series of Notes was issued and sold upon the funding of the borrower loan #58323, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jan-1983 Debt/Income ratio: 26%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 3 Current / open credit lines: 8 / 8Length of status:21y 4m
Amount delinquent: $40,779 Total credit lines: 39 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $822Stated income:$50,000-$74,999
Delinquencies in last 7y: 26 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: velthuysen95 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 620-639 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
560-579 (Nov-2007)
640-659 (Nov-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Debt consolidation new start
Purpose of loan: debt consolidation
This loan will be used to...payoff high interest rate payday loans, credit cards and get out of debt sooner

My financial situation:
I am a good candidate for this loan because...I have had a prosper loan before and was never missed payments. I have a great job with the State of Washington and I am working to become debt free.


Monthly net income: $4000
Monthly expenses: $2892
Housing: $575
Insurance: $150
Car expenses: $342
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $275
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
viennese$25.0012/29/2011 11:41:46 AM
affluence-generator2$100.0012/29/2011 11:42:33 AM
intelligent-repayment8$2,000.0012/29/2011 11:34:18 AM
worth-blanket2$2,000.0012/29/2011 11:43:31 AM
4 Investments
 
Borrower Payment Dependent Notes Series 547565
This series of Notes was issued and sold upon the funding of the borrower loan #58436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jan-1995 Debt/Income ratio: 34%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:14y 2m
Amount delinquent: $0 Total credit lines: 24 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,606Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: diplomatic-hope6 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
unexpected household expense
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$2,000.0012/29/2011 11:43:53 AM
affluence-generator2$200.0012/29/2011 11:40:42 AM
2 Investments
 
Borrower Payment Dependent Notes Series 547625
This series of Notes was issued and sold upon the funding of the borrower loan #58457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $104.86
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1992 Debt/Income ratio: 31%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,220Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: tinomenone Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 640-659 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
620-639 (May-2008)
640-659 (Apr-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Cleaning up my credit
Purpose of loan:
This loan will be used to...pay off credit cards

My financial situation:
I am a good candidate for this loan because...I have been with this company for almost 2 years and have over 20 years in the IT field in general. I have cut my expenses to bare minimum, after being laid off for 8 months.


Monthly net income:
Monthly expenses:
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$35.5512/29/2011 5:03:32 PM
AndChicksforFree$50.0012/29/2011 5:01:04 PM
successful-agreement7$100.0012/29/2011 5:16:44 PM
edaguy$75.0012/29/2011 5:15:09 PM
first-pragmatic-power$25.0012/29/2011 5:28:47 PM
five-star-note$50.0012/29/2011 5:21:27 PM
GElender$40.0012/29/2011 5:26:41 PM
money-bauble$100.0012/29/2011 5:32:49 PM
hitsman$50.0012/29/2011 5:36:20 PM
AFairDeal$25.0012/29/2011 5:36:41 PM
vutah$35.0012/29/2011 5:39:07 PM
enticing-capital6$50.0012/29/2011 5:10:43 PM
trumpeter5$25.0012/29/2011 5:01:00 PM
green-trade-dolphin2$40.7012/29/2011 5:02:10 PM
Cash4U2also$25.0012/29/2011 5:03:02 PM
SolarMoonshine$25.0012/29/2011 5:11:45 PM
bullwink27$25.0012/29/2011 5:12:41 PM
smart-kindness8$50.0012/29/2011 5:28:53 PM
inventive-wealth2$25.0012/29/2011 5:15:42 PM
investmentgroup$25.0012/29/2011 5:17:44 PM
penny-plato$50.0012/29/2011 5:30:05 PM
managedfund$1,333.0012/29/2011 5:19:58 PM
AF-Chief$25.0012/29/2011 5:20:29 PM
damage$25.0012/29/2011 5:21:21 PM
gjm6d$25.0012/29/2011 5:22:55 PM
R3vXX$25.0012/29/2011 5:28:43 PM
lamsabuy$100.0012/29/2011 5:23:10 PM
ethical-truth211$337.7512/29/2011 5:41:22 PM
graceful-investment$60.0012/29/2011 5:34:14 PM
kenji4861$25.0012/29/2011 5:31:29 PM
worldly-investment333$25.0012/29/2011 5:34:22 PM
ethical-truth211$93.0012/29/2011 5:39:59 PM
32 Investments